# EDGAR Filing Document

**Accession Number:** 0001257102
**File Stem:** 0001999371-25-015464
**Filing Date:** 2025-10
**Character Count:** 8179764
**Document Hash:** 9a54bc9bc144cd7aab061e65e798b385
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-015464.hdr.sgml**: 20251015

**ACCESSION NUMBER**: 0001999371-25-015464

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 18

**CONFORMED PERIOD OF REPORT**: 20251015

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251015

**DATE AS OF CHANGE**: 20251015

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CITIGROUP MORTGAGE LOAN TRUST INC
- **CENTRAL INDEX KEY:** 0001257102
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 010791848

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-00656
- **FILM NUMBER:** 251394329

**BUSINESS ADDRESS:**
- **STREET 1:** 388GREENWICH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10013
- **BUSINESS PHONE:** 212-816-1273

**MAIL ADDRESS:**
- **STREET 1:** 388GREENWICH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10013
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CITIGROUP MORTGAGE LOAN TRUST INC
- **CENTRAL INDEX KEY:** 0001257102
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 010791848

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 388GREENWICH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10013
- **BUSINESS PHONE:** 212-816-1273

**MAIL ADDRESS:**
- **STREET 1:** 388GREENWICH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10013
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CITIGROUP MORTGAGE LOAN TRUST INC
- **CENTRAL INDEX KEY:** 0001257102
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 010791848

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 388GREENWICH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10013
- **BUSINESS PHONE:** 212-816-1273

**MAIL ADDRESS:**
- **STREET 1:** 388GREENWICH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10013

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549**

**FORM ABS-15G<br> ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-l) for the reporting period

_____________ to _____________

Date of Report (Date of earliest event reported) ______________________

Commission File Number of securitizer: ______________________

<br> Central Index Key Number of securitizer: ______________________

___________________________________________________________________________

Name and telephone number, including area code, of the person to<br> contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001257102

**Citigroup Mortgage Loan Trust 2025-RP4**

(Exact name of issuing entity as specified in its charter)<br>

Central Index Key Number of issuing entity (if applicable): Not applicable

Central Index Key Number of underwriter (if applicable): Not applicable

Ryan O'Connor, Citigroup Mortgage Loan Trust Inc., (212) 816-1273<br> R.J. Carlson, Sidley Austin LLP, (212) 839-6730

Name and telephone number, including area code, of the person to

contact in connection with this filing.

**PART II - FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

 **SIGNATURE**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: October 15, 2025

---

| |
|:---|
| &nbsp;&nbsp; CITIGROUP MORTGAGE LOAN TRUST INC.<br> (Depositor) |
| &nbsp;&nbsp;By: <u>/s/ Michael Daniel</u> |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Name: Michael Daniel<br> Title: President<br>|

---

**EXHIBIT INDEX**

<u>Exhibit Number</u>

99.1 Disclosures required by Rule 15Ga-2 for AMC Diligence, LLC

[Schedule 1 - Form ABS Due Diligence - 15E](ex99-1s1.htm)

[Schedule 2(a) - Compliance Report](ex99-1s2a.htm)

[Schedule 2(b) - Compliance Report](ex99-1s2b.htm)

[Schedule 3(a) - Seasoned Credit Compliance Report](ex99-1s3a.htm)

[Schedule 3(b) - Seasoned Credit Compliance Report](ex99-1s3b.htm)

[Schedule 4(a) - Data Compare Report](ex99-1s4a.htm)

[Schedule 4(b) - Data Compare Report](ex99-1s4b.htm)

[Schedule 4(c) - Data Compare Report](ex99-1s4c.htm)

[Schedule 5(a) - Pay History Report](ex99-1s5a.htm)

[Schedule 5(b) - Pay History Report](ex99-1s5b.htm)

[Schedule 6(a) - Servicing Comments Review](ex99-1s6a.htm)

[Schedule 6(b) - Servicing Comments Review](ex99-1s6b.htm)

[Schedule 6(c) - Servicing Comments Review](ex99-1s6c.htm)

[Schedule 7(a) - Title Report](ex99-1s7a.htm)

[Schedule 7(b) - Title Report](ex99-1s7b.htm)

## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 1**

![](ex99-21.jpg)

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION**

Washington, D.C. 20549

**FORM ABS DUE DILIGENCE-15E**

**CERTIFICATION OF PROVIDER OF THIRD-PARTY DUE DILIGENCE SERVICES FOR ASSET-BACKED SECURITIES**

**Item 1: Identity of the person providing third-party due diligence services** 

Legal Name: <u>AMC Diligence, LLC</u> 

Business Name (if Different):<u> </u>

Principal Business Address: <u>150 East 52nd Street, Suite 4002, New York, NY 10022</u> 

**Item 2: Identity of the person who paid the person to provide due diligence services** 

Legal Name: <u>Citigroup Global Markets, Inc.</u> 

Business Name (If Different):<u> </u>

Principal Business Address: <u>388 Greenwich Street, 6th Floor, New York, NY 10013</u> 

**Item 3: Credit rating criteria** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |

---

**Item 4: Description of the due diligence performed**

See attached.

**Item 5: Summary of findings and conclusions of review**

See attached.

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![](ex99-21.jpg)

**CERTIFICATION**

The undersigned has executed this Form ABS Due Diligence 15E on behalf of, and on the authority of, the person identified in Item 1 of the Form. The undersigned, on behalf of the person, represents that the person identified in Item 1 of the Form conducted a thorough review in performing the due diligence described in Item 4 attached to this Form and that the information and statements contained in this Form, including Items 4 and 5 attached to this Form, which are part of this Form, are accurate in all significant respects on and as of the date hereof.

Name of Person Identified in Item 1: <u>AMC Diligence, LLC</u> 

(Print name of duly authorized person)

By: <u>Angelo Nyiri</u>

Signature: <u>/s/ Angelo Nyiri</u>

Date: <u>October 14, 2025</u>

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![](ex99-21.jpg)

**Item 4. Description of the due diligence performed.**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed due diligence services as described below utilizing various scopes of review (the "Review"). All of these mortgage loans, which were originated by multiple parties, were purchased by Citigroup Global Markets, Inc. ("Client"), in multiple transactions and were reviewed by AMC on behalf of the Client. The mortgage loans were reviewed via files imaged and provided to AMC by the Client, a Selling Party or their designees for review.

**(2) Sample size of the assets reviewed.**

The Review was conducted on the portion of the securitization mortgage loan population reviewed by AMC. The Client may have utilized multiple third-party review ("TPR") firms for the securitization and AMC may or may not have reviewed all of the mortgage loans in the securitization loan population for a specific scope of review. During the course of the selection of the final securitization population mortgage loans may have been eliminated from originally envisioned securitization population for reasons that are unknown to AMC. Within the final securitization mortgage loan population, the Review sample was broken down into the following review scopes:

&nbsp;&nbsp;&nbsp;&nbsp;▪ "Compliance Review": 1,752
mortgage loans

&nbsp;&nbsp;&nbsp;&nbsp;▪ "Data Integrity Review": 1,752
mortgage loans

&nbsp;&nbsp;&nbsp;&nbsp;▪ "Collection Comment Review":
 1,752 mortgage loans

&nbsp;&nbsp;&nbsp;&nbsp;▪ "Payment History Review": 1,752
mortgage loans

&nbsp;&nbsp;&nbsp;&nbsp;▪ "Title Review": 1,752
mortgage loans

**(3) Determination of the sample size and computation.**

The sample size of the Review was conducted consistent with the criteria for the NRSRO(s) identified in Item 3 of the Form ABS Due Diligence-15E.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

**Data Integrity Review:** AMC performed a review utilizing information collected during the Review and comparing such information against the data tape. This comparison included 43 fields as listed below. Additional detail is contained in the Data Integrity Review Summary below.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;STADDRESS | &nbsp;&nbsp;MODIFIED | &nbsp;&nbsp;PERFLOOR |
| &nbsp;&nbsp;CITY | &nbsp;&nbsp;PRAREMAINING | &nbsp;&nbsp;LIFEMAXRT |
| &nbsp;&nbsp;STATE | &nbsp;&nbsp;MODDATE | &nbsp;&nbsp;LIFEMINRT |
| &nbsp;&nbsp;ZIP | &nbsp;&nbsp;MORIGBAL MOD1 | &nbsp;&nbsp;BALLOON |
| &nbsp;&nbsp;LNAME | &nbsp;&nbsp;DEFPRINBAL | &nbsp;&nbsp;IOFLAG |
| &nbsp;&nbsp;LOANPURP | &nbsp;&nbsp;FPDATE MOD1 | &nbsp;&nbsp;IOEXPDATE |
| &nbsp;&nbsp;SALESPRICE | &nbsp;&nbsp;MTDATE | &nbsp;&nbsp;STEP1RATE |
| &nbsp;&nbsp;APPVAL | &nbsp;&nbsp;ARMORFIX | &nbsp;&nbsp;STEP1RATEDATE |
| &nbsp;&nbsp;PROPTYPE | &nbsp;&nbsp;INDEXCD | &nbsp;&nbsp;STEP2RATE |
| &nbsp;&nbsp;ORIGDATE | &nbsp;&nbsp;MARGIN | &nbsp;&nbsp;STEP2RATEDATE |
| &nbsp;&nbsp;ORIGBAL | &nbsp;&nbsp;RFREQ | &nbsp;&nbsp;STEP3RATE |
| &nbsp;&nbsp;FPDATE | &nbsp;&nbsp;FPADATE | &nbsp;&nbsp;STEP3RATEDATE |
| &nbsp;&nbsp;ORIGRATE | &nbsp;&nbsp;FRADATE | &nbsp;&nbsp;STEP4RATE |
| &nbsp;&nbsp;ORIGPANDI | &nbsp;&nbsp;PERCAP | &nbsp;&nbsp;STEP4RATEDATE |
| &nbsp;&nbsp;INTTYPE |  |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

AMC did not complete a credit review as part of the Review.

**(6) Value of collateral securing the assets: review and methodology.**

AMC did not complete a value review as part of the Review.

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![](ex99-21.jpg)

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

AMC reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014 (1,424 Mortgage Loans)</u>**

&nbsp;&nbsp;&nbsp;&nbsp;**(I)** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any
re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance
by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

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![](ex99-21.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to
determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the loan
file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in
the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final application (1003);

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&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related
to the enumerated tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014 (328 Mortgage Loans)</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator
was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the loan file
and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing policies and procedures of the loan
originator. In the absence of the loan originator compensation agreement and/or governing policies and procedures, AMC's review
was limited to formal general statements of entity compliance provided by the loan originator, if any. These statements, for example,
were in the form of a letter signed by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement
between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in
connection with a loan to a first time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan require arbitration or any other non-judicial
procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums
or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization and individual loan
originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security instrument, Loan Estimate and
Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list of homeownership
counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

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**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43©);

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43© (including qualified mortgages
as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans
Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R.
1026.43(f)).

AMC reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, AMC notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, AMC reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, AMC then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, AMC will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

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AMC reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. AMC's review is based on information contained in the loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

With regard to General Ability to Repay testing, the compliance review was performed with the following considerations with respect to guideline deviations. Note, the following considerations are limited to General ATR (Non-QM, ATR Risk, ATR Fail) evaluation and do not apply to Qualified Mortgage (QM) reviews.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compensating factors for Guideline
Deficiencies – Compensating factors are not permitted to override, waive, or trump any of the 8 factors under 1026.43(c) that were
not addressed by lender based on the documents in the loan file. Compensating factors may be considered in reducing the severity
of guideline deficiencies in cases where the file contains evidence that the related ATR factor was addressed and considered, but did
not have strict adherence to guideline requirements (e.g. Guidelines require 2 years tax returns and file contains 1 year tax returns).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Present but deficient documentation – To the extent there is a documentation
deficiency, but file contains evidence that the ability to repay component was considered (e.g. Guidelines require signed and dated tax
returns and file contains unsigned undated tax returns), an EV2-B level exception will be cited for the deficiency in the documentation
against guidelines. On the contrary, if Guidelines require signed and dated tax returns and file does not contain any tax returns
or transcripts, finding will be reported as an EV3-C and yield a QM/ATR loan designation of ATR Fail.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Lender Policies Overlay –
Lender policies that act as an overlay or clarification of their approach to underwriting beyond the guidelines are considered in the
review to determine if loan documentation adheres to guidelines. No exception will be cited for guideline deviations that otherwise
adhere to or meet requirements set forth in Lender Policies. Provided there are no other open EV3-C ability to repay findings, loans with
guideline deviations with documentation that adheres to or meets requirements set forth in Lender Policies will yield a QM/ATR loan designation
of Non-QM.

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception

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Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**<u>COLLECTION COMENT REVIEW (1,752 loans)</u>:** AMC performed up to 36-month review utilizing individual mortgage loan collection comments provided by the servicer in order to provide a brief summary outlining current performance status, the borrower's ability to pay, relative future/current risk including (hardship, life changes, etc.), possible servicer remedies, loss mitigation efforts, and modifications.

**<u>PAYMENT HISTORY REVIEW (1,752 loans)</u>:** AMC performed up to 36-month review utilizing individual mortgage loan payment history reports provided by the servicer. Using the MBA methodology, AMC created a payment string using a 36 month look back for each mortgage loan within the payment history population.

**<u>TITLE REVIEW (1,752 loans)</u>:** SitusAMC was engaged to perform diligence on multiple pools of mortgage loans between August 2025 and September 2025. Property reports and images of recorded documents were provided by a title abstracting service provider selected by the engaging party ("Property Reports"). AMC gathered, analyzed, and reviewed the Property Reports to assess any title, vesting, or lien issues and provided the engaging party a detailed report of all relevant findings.

The scope of the diligence included the following:

* <u>Chain of Title Review</u>: The deed chain was
reviewed to identify:

* Any mortgages which were not executed by all parties
on title at the time of origination/recordation to identify any potential concerns related to mortgage enforceability or lien perfection.

* Any properties which were no longer owned at least
in part by the subject mortgage borrower were reviewed to identify potential concerns related to or arising from the current ownership
status.

* <u>First Lien Position Review</u>: Lien and subject
mortgage information was reviewed to identify:

* Any mortgages recorded prior to the subject mortgage.
("Prior Mortgages")

* Any other liens or judgments recorded prior to the
subject mortgage. ("Prior Liens")

* Any junior liens recorded after the subject mortgage
which have the potential to assert some form of lien priority over the subject mortgage such as:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Municipal liens ("Municipal Liens")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Property tax liens/security agreements ("Property Tax Liens")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Federal/DOJ/IRS Tax liens ("Federal Tax Liens")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOA liens (including the identification of HOA super lien states) ("Super
Position HOA Liens")

* <u>Prior Mortgage & Lien Validity Review:</u>
For those items identified in B(a) and B(b), an additional level of review was completed to determine if the item in question was then
currently attached and/or enforceable against the subject property as a priority lien, such as:

* Regional statutes/case law related to lien/mortgage
enforcement

* Debtor Identity Verification (i.e. Commonality of
Name)

* Attachment protections like Tenancy by the Entireties,
Instantaneous Seisin, etc.

* Recorded Satisfactions, Releases, Reconveyances,
Cancellations, Subordination Agreements, etc. (whether shown on the Property Report or independently located via online public records)

* <u>Title Policy Coverage Review:</u> For those items
identified in Section B(a) and B(b) above which were not resolved in Section C above and for those items identified in Section A(a) above,
AMC reviewed the Lender's Title Policy ("Title Policy"), when available, to determine whether AMC believed that damages
resulting from the item in question could be indemnified by the title insurer under the apparent terms and conditions of the Title Policy.
The findings of this review are limited to the identification of coverage exceptions which are explicitly itemized in the Title Policy
and should not be construed as the equivalent to the Insurers determination of coverage.

* <u>Miscellaneous Item Review:</u> In instances where
a miscellaneous item or exception is identified in the course of the itemized scope that is not otherwise categorized above ("Miscellaneous
Items"), that item is reviewed to confirm whether or not it is believed to be a concern with respect to the enforceability of the
subject mortgage or of material interest to the engaging party.

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**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**Item 5. Summary of findings and conclusions of review**

**COMPLIANCE RESULTS SUMMARY (1,752 mortgage Loans)**

Pursuant to the applicable NRSRO criteria, AMC graded certain compliance exceptions as non-material based upon seasoning of the mortgage loans. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than rescission, which is raised as a defense to foreclosure. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan.

**FOR APPLICATION DATES BEFORE JANUARY 10, 2014 (1,424 Mortgage Loans)**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall: NRSRO Grade (Fitch)** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;227 | &nbsp;&nbsp;15.94% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1076 | &nbsp;&nbsp;75.56% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;121 | &nbsp;&nbsp;8.50% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1424** | &nbsp;&nbsp;**100.00%** |

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**FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014 (328 Mortgage Loans)**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall: NRSRO Grade (Fitch)** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;22 | &nbsp;&nbsp;6.71% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;75 | &nbsp;&nbsp;22.87% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;219 | &nbsp;&nbsp;66.77% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;12 | &nbsp;&nbsp;3.66% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**328** | &nbsp;&nbsp;**100.00%** |

---

**REVIEW EXCEPTION SUMMARY (1,752 Mortgage Loans)**

The summaries below detail the exceptions from the Compliance Review that would have resulted in a "B", "C", or "D" grade for a given mortgage loan. Please note that exception grades of EV1, EV2, and EV3 may not result in a corresponding "B", "C", or "D" grade per relevant rating agency guidelines due to considerations including statute of limitations and specific characteristics of ratings by a given NRSRO. Also note that some mortgage loans may have multiple exceptions and, as a result, may have an exception or multiple exceptions in any one exception category.

**FOR APPLICATION DATES BEFORE JANUARY 10, 2014 SAMC (1,424 Mortgage Loans)**

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Fitch Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;D | &nbsp;&nbsp;Missing, Incorrect, or Incomplete HUD-1 | &nbsp;&nbsp;120 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;D | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Note | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;D | &nbsp;&nbsp;***Total Compliance Grade (D) Exceptions:*** | &nbsp;&nbsp;***121*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;817 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Application Date | &nbsp;&nbsp;558 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA | &nbsp;&nbsp;386 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;335 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete GFE | &nbsp;&nbsp;255 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;FACTA | &nbsp;&nbsp;202 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Safe Act | &nbsp;&nbsp;195 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final TIL | &nbsp;&nbsp;175 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;160 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;117 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Required Data | &nbsp;&nbsp;103 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;103 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;LTV Test | &nbsp;&nbsp;98 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TIL-MDIA | &nbsp;&nbsp;83 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Required Data (other than HUD-1 or Note) | &nbsp;&nbsp;51 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;33 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Final TIL Estimated | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Late Charge | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Initial TIL | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***3688*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**3809** |

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**FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014 (328 Mortgage Loans)**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Fitch Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;284 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;136 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;83 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA | &nbsp;&nbsp;58 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TIL-MDIA | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;22 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;20 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Application Date | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;FACTA | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Required Data (other than HUD-1 or Note) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Required Data | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***674*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**674** |

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;***Total Credit Grade (D) Exceptions:*** | &nbsp;&nbsp;***13*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;178 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;84 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;54 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Asset | &nbsp;&nbsp;29 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;27 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;26 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Title | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Document Error | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;1003 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Legal / Regulatory / Compliance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Note | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Credit Grade (C) Exceptions:*** | &nbsp;&nbsp;***436*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***15*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**464** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;C | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;C | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Property Grade (C) Exceptions:*** | &nbsp;&nbsp;***4*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**4** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**1142** |

---

**DATA INTEGRITY REVIEW SUMMARY (1,752 Mortgage Loans)**

The Data Integrity Review was completed to compare information collected by AMC during the course of the review on loans reviewed by AMC for compliance versus the provided data tape. In total, AMC identified 43 fields that were compared across various loans in the population. Some of the comparison fields are conditional based on loan characteristics (ex. ARM vs. Fixed); however, AMC, in the counts below, has included in the total comparison population all loans in the securitization population regardless of whether such data field may have been applicable for the loan in questions such that a N/A is equivalent to not exhibiting a variance.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Name** | &nbsp;&nbsp;**# of Variances** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;STADDRESS | &nbsp;&nbsp;109 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;6.22% |
| &nbsp;&nbsp;CITY | &nbsp;&nbsp;97 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;5.54% |
| &nbsp;&nbsp;STATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;ZIP | &nbsp;&nbsp;34 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;1.94% |
| &nbsp;&nbsp;LNAME | &nbsp;&nbsp;30 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;1.71% |
| &nbsp;&nbsp;LOANPURP | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;SALESPRICE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;APPVAL | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;PROPTYPE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;ORIGDATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;ORIGBAL | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;FPDATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;ORIGRATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;ORIGPANDI | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;MODIFIED | &nbsp;&nbsp;1 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.06% |
| &nbsp;&nbsp;PRAREMAINING | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;MODDATE | &nbsp;&nbsp;25 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;1.43% |
| &nbsp;&nbsp;MORIGBAL MOD1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;DEFPRINBAL | &nbsp;&nbsp;88 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;5.02% |
| &nbsp;&nbsp;FPDATE MOD1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;MTDATE | &nbsp;&nbsp;1 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.06% |
| &nbsp;&nbsp;ARMORFIX | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;INDEXCD | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |

---

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![](ex99-21.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;MARGIN | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;RFREQ | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;FPADATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;FRADATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;PERCAP | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;PERFLOOR | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;LIFEMAXRT | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;LIFEMINRT | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;BALLOON | &nbsp;&nbsp;50 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;2.85% |
| &nbsp;&nbsp;IOFLAG | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;IOEXPDATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;STEP1RATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;STEP1RATEDATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;STEP2RATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;STEP2RATEDATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;STEP3RATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;STEP3RATEDATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;STEP4RATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;STEP4RATEDATE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;INTTYPE | &nbsp;&nbsp;0 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**435** | &nbsp;&nbsp;**75336** | &nbsp;&nbsp;**0.58%** |

---

**COLLECTION COMMENT REVIEW SUMMARY (1,752 Mortgage Loans)**

AMC reviewed a total of 1,752 mortgage loans. In total 148 mortgage loans (8.45% by number), carried an EV3 exception. The exception detail is in the EV3 Exceptions – By Loan Count table below.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Comment Review Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;3 | &nbsp;&nbsp;148 | &nbsp;&nbsp;8.45% |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;479 | &nbsp;&nbsp;27.34% |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;1125 | &nbsp;&nbsp;64.21% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1752** | &nbsp;&nbsp;**100.00%** |

---

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![](ex99-21.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Exception Grade** | &nbsp;&nbsp;**Exception** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Loan is in Foreclosure | &nbsp;&nbsp;76 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Title Issue - | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Damaged Interior - Damage remains unresolved and no indication covered by insurance | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | &nbsp;&nbsp;19 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Delinquent HOA Fees | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;F/C Sale Date Scheduled Within Next 6 Months | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Foreclosure processing has been delayed. | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Contested FC (No Atty Authorized) - Notes clearly state contested FC, no indication of resolution | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Legal Description Issue - Mortgage contained incorrect legal and no actions to correct to date | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Damaged/Occupied/FEMA Zone - Damage remains unresolved and no indication covered by insurance | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Environmental Damaged Interior - Damage remains unresolved and no indication covered by insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Contested FC (Atty Authorized) - Notes indicate Contested FC, no indication of resolution | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;Environmental Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;RFD - Borrower Illness | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;There are indications of fraud on the loan. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Current | &nbsp;&nbsp;3 | &nbsp;&nbsp;***Total Current Grade (3) Exceptions:*** | &nbsp;&nbsp;***180*** |

---

**PAYMENT HISTORY REVIEW SUMMARY (1,752 Mortgage Loans)**

All 1,752 (100.00%) of the 1,752 Mortgage loans subjected to the Payment History Review had complete pay history strings. In total, 1,438 mortgage loans (82.08%) showed at last one delinquency within the look back period. As of the 7/31/2025 cutoff date, all but 525 mortgage loans (29.97%) mortgage loans were current. Some "% of Loans" may not add to 100% due to rounding.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Category** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;No Delinquency, No Missing Data | &nbsp;&nbsp;314 | &nbsp;&nbsp;17.92% |
| &nbsp;&nbsp;Delinquency, No Missing Data | &nbsp;&nbsp;1438 | &nbsp;&nbsp;82.08% |
| &nbsp;&nbsp;No Delinquency, At Least One Month Missing | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Delinquency, At Least One Month Missing | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1752** | &nbsp;&nbsp;**100.00%** |

---

**Title Review**

As requested by the Client, a title review was included in SitusAMC's scope of review. To facilitate this review, the Client provided SitusAMC with identifying data on the population of mortgage loans. Data provided by the client, included mortgage loan and servicer identification numbers as well as subject property address, borrower names, origination date, original mortgage loan amount for the subject mortgage and title policies from origination as it relates to the subject mortgage. Using the data provided, SitusAMC ordered a current owner's title search on these mortgage loans through a service provider. Upon receipt and review of the current owner's title search results, SitusAMC identified whether or not the subject mortgage was of record, whether any deed vesting concerns of substance were present, and whether the title search report revealed any liens and/or judgments which could affect the seniority of the subject mortgage, including potentially superior post origination liens and/or judgments such as Property Tax Liens, Municipal Liens, and Association Super Liens. SitusAMC reviewed the title policies for all liens and/or judgments that were recorded before the recordation of the subject mortgage to determine if any identifiable liens and/or judgments were listed as an exception on schedule B of the applicable title policies.

**SitusAMC TITLE REVIEW SUMMARY (1,752 Mortgage Loans)**

As part of the due diligence services, the Client provided SitusAMC with identifying data on 1,752 mortgage loans. Based on the scope of review set forth herein, the critical findings are summarized as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· There are no potential issues
concerning origination deed vesting.

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![](ex99-21.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Except with respect to 1 mortgage
loan file, there are no issues with subject mortgage enforceability. With respect to the 1 mortgage loan file, the file contains evidence
of subject mortgage foreclosure and subsequent third-party sale.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Except with respect to 115 Association
Liens across 58 mortgage loan files, no unresolved Super Position HOA Liens recorded after the subject mortgage which were entitled to
limited or full lien priority over the subject mortgage were identified. 67 of these Association Liens were determined to be passed the
statutory timeline for enforceability.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Except with respect to 202 Municipal
Liens across 96 mortgage loan files, no unresolved Municipal Liens which had limited or full lien priority over the subject mortgage were
located.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Except with respect to 6 Property
Tax Liens across 3 mortgage loan files, no unresolved Property Tax Liens which had limited or full lien priority over the subject mortgage
were located.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Except with respect to 97 Prior
Liens across 41 mortgage loan files which were recorded prior to the subject mortgage, all Prior Liens identified in our review have been
resolved. With respect to the 97 Prior Liens across 41 mortgage loan files, all 97 Prior Liens were determined to be mitigated as the
mortgage loan files contain a Title Policy on which there are no stated exceptions which explicitly preclude coverage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Except with respect to 103 Prior
Mortgages across 82 mortgage loan files which were recorded prior to the subject mortgage, all Prior Mortgages identified in our review
have been resolved. With respect to the 103 Prior Mortgages across 82 mortgage loan files, all 103 Prior Mortgages were determined to
be mitigated as the mortgage loan files contain a Title Policy on which there are no stated exceptions which explicitly preclude coverage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· As to any Miscellaneous Items
of substance, the items in this category typically defy standard categorization or summarization and are individually detailed.

**ADDITIONAL SUMMARY**

The summary information below represents data collected during the AMC Compliance Reviews. Some "% of Loans" may not add to 100% due to rounding.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1667 | &nbsp;&nbsp;95.15% | &nbsp;&nbsp;$300778516.90 | &nbsp;&nbsp;93.52% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;85 | &nbsp;&nbsp;4.85% | &nbsp;&nbsp;$20844683.00 | &nbsp;&nbsp;6.48% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1752** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$321623199.90** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;1752 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$321623199.90 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1752** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$321623199.90** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation | &nbsp;&nbsp;249 | &nbsp;&nbsp;14.21% | &nbsp;&nbsp;$47341490.50 | &nbsp;&nbsp;14.72% |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.17% | &nbsp;&nbsp;$1143200.00 | &nbsp;&nbsp;0.36% |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;248 | &nbsp;&nbsp;14.16% | &nbsp;&nbsp;$47612570.64 | &nbsp;&nbsp;14.80% |
| &nbsp;&nbsp;Limited Cash-Out | &nbsp;&nbsp;21 | &nbsp;&nbsp;1.20% | &nbsp;&nbsp;$3841623.00 | &nbsp;&nbsp;1.19% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;320 | &nbsp;&nbsp;18.26% | &nbsp;&nbsp;$59570736.00 | &nbsp;&nbsp;18.52% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;244 | &nbsp;&nbsp;13.93% | &nbsp;&nbsp;$45770893.00 | &nbsp;&nbsp;14.23% |
| &nbsp;&nbsp;Rate/Term Refinance - Lender Initiated | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.40% | &nbsp;&nbsp;$1538970.00 | &nbsp;&nbsp;0.48% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;623 | &nbsp;&nbsp;35.56% | &nbsp;&nbsp;$110178967.76 | &nbsp;&nbsp;34.26% |
| &nbsp;&nbsp;Construction to Permanent | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.06% | &nbsp;&nbsp;$190000.00 | &nbsp;&nbsp;0.06% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;36 | &nbsp;&nbsp;2.05% | &nbsp;&nbsp;$4434749.00 | &nbsp;&nbsp;1.38% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1752** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$321623199.90** | &nbsp;&nbsp;**100.00%** |

---

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![](ex99-21.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;0-120 Months | &nbsp;&nbsp;12 | &nbsp;&nbsp;0.68% | &nbsp;&nbsp;$1030983.00 | &nbsp;&nbsp;0.32% |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;130 | &nbsp;&nbsp;7.42% | &nbsp;&nbsp;$16799796.00 | &nbsp;&nbsp;5.22% |
| &nbsp;&nbsp;181-240 Months | &nbsp;&nbsp;54 | &nbsp;&nbsp;3.08% | &nbsp;&nbsp;$7758223.00 | &nbsp;&nbsp;2.41% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;1552 | &nbsp;&nbsp;88.58% | &nbsp;&nbsp;$295125197.90 | &nbsp;&nbsp;91.76% |
| &nbsp;&nbsp;361+ Months | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.23% | &nbsp;&nbsp;$909000.00 | &nbsp;&nbsp;0.28% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1752** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$321623199.90** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;1192 | &nbsp;&nbsp;68.04% | &nbsp;&nbsp;$217339990.27 | &nbsp;&nbsp;67.58% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;80 | &nbsp;&nbsp;4.57% | &nbsp;&nbsp;$15566553.00 | &nbsp;&nbsp;4.84% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.40% | &nbsp;&nbsp;$1910750.00 | &nbsp;&nbsp;0.59% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;236 | &nbsp;&nbsp;13.47% | &nbsp;&nbsp;$48986752.63 | &nbsp;&nbsp;15.23% |
| &nbsp;&nbsp;Townhouse | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.06% | &nbsp;&nbsp;$320000.00 | &nbsp;&nbsp;0.10% |
| &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;21 | &nbsp;&nbsp;1.20% | &nbsp;&nbsp;$2139595.00 | &nbsp;&nbsp;0.67% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;32 | &nbsp;&nbsp;1.83% | &nbsp;&nbsp;$5096324.00 | &nbsp;&nbsp;1.58% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;34 | &nbsp;&nbsp;1.94% | &nbsp;&nbsp;$7488380.00 | &nbsp;&nbsp;2.33% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.40% | &nbsp;&nbsp;$1721750.00 | &nbsp;&nbsp;0.54% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.23% | &nbsp;&nbsp;$1375339.00 | &nbsp;&nbsp;0.43% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;138 | &nbsp;&nbsp;7.88% | &nbsp;&nbsp;$19677766.00 | &nbsp;&nbsp;6.12% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1752** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$321623199.90** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;1602 | &nbsp;&nbsp;91.44% | &nbsp;&nbsp;$297571289.32 | &nbsp;&nbsp;92.52% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;91 | &nbsp;&nbsp;5.19% | &nbsp;&nbsp;$14584290.58 | &nbsp;&nbsp;4.53% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;25 | &nbsp;&nbsp;1.43% | &nbsp;&nbsp;$5220474.00 | &nbsp;&nbsp;1.62% |
| &nbsp;&nbsp;Unknown | &nbsp;&nbsp;34 | &nbsp;&nbsp;1.94% | &nbsp;&nbsp;$4247146.00 | &nbsp;&nbsp;1.32% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1752** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$321623199.90** | &nbsp;&nbsp;**100.00%** |

---

17 \| P a g e

## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 2(a)**

![](ex99-01.jpg)

**Loan Level Exception - Final Grades (Loan Grades)**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **EDGAR Loan ID** | **Borrower Name** | **Deal Number** | **Original Loan Amount** | **State** | **Note Date** | **Occupancy** | **Purpose** | **QM Status** | **Overall Grade** | **Compliance Grade** | **Compliance Exceptions** | **Compliance Exception Information** | **Compliance Exception Comments** | **Compliance Comp Factors** | **Compensating Factors** | **Subject to High Cost - Unable to Test** | **Disposition 2** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** |
| XXXX | XXXX | CMLTI 2025-RP4-2325 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2446 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1847 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1849 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1626 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1219 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2103 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2306 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2193 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2223 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1126 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $175,177.49 is underdisclosed from calculated Finance Charge of $175,503.46 in the amount of $325.97.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization disclosed prepaid interest in the amount $24.20. Title Company Closing Statement reflects a charge of $750.20. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2024 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $274,497.91 is underdisclosed from calculated Finance Charge of $274,837.71 in the amount of $339.80.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Final TIL itemization did not disclose the email fee of $55, notice of settlement fee of $60 and title courier fee of $75 as prepaid finance charges. Itemization disclosed the attorney fee as $750 whereas the HUD disclosed as $900. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1529 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1982 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1109 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1947 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1062 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2107 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $191,088.74 is underdisclosed from calculated Finance Charge of $191,134.72 in the amount of $45.98.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): Minnesota Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Minnesota Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor.<br> [2] State Compliance - Minnesota Tangible Net Benefit Test: Minnesota Residential Mortgage Originator and Servicer Licensing Act: Unable to determine if mortgage loan provides a tangible net benefit to the borrower due to missing prior loan information.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a subordination recording fee of $46 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Assignee liability is unclear. Purchasers and assignees of Minnesota mortgage loans would not appear to be liable for violations of the Act. However, effectiveXX/XX/XXXXalthough there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2584 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1401 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1535 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Ohio Consumer Sales Practices Act (Ability to Repay not Verified): Ohio Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): "The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure."<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1681 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Nevada Home Loan (Ability to Repay not Verified): Nevada Home Loan: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment. |  |  | State Compliance - Nevada Home Loan (Ability to Repay not Verified): Assignees and purchasers would qualify as "lenders" subject to the Act. Damages consist of three times the borrower's actual damages, plus costs and reasonable attorney's fees. In addition, borrower has a defense against the unpaid obligation of the home loan to the extent of any amount awarded by a court pursuant to the treble damages provision, and a court may cure default and cancel any pending foreclosure sale. However, the Act contains unique assignee protections, effectively allowing a blameless assignee to force the person from whom the loan was acquired to repurchase the loan and pay costs and damages costs if the lender did not originate the home loan or willfully engage in any unfair lending practice in connection with the home loan. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1195 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1074 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1184 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2007 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1458 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1991 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1644 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1078 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2027 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1389 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2085 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2229 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1811 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1181 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2622 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1153 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1918 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1278 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Yes | TR HUD Deficiency (UAL State) |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2023 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1261 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1623 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2304 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1331 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1735 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1634 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. |  |  | Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1979 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2355 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2629 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be Final but is not signed by borrower. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1115 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2079 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1975 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1518 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1497 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1097 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2619 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1106 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2340 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2298 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1924 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $190,393.14 is underdisclosed from calculated Finance Charge of $190,630.46 in the amount of $237.32.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose the affidavit recording fee of $18, title courier fee of $43.15 as prepaid finance charges. TIL itemization disclose the settlement fee as $150 whereas the HUD disclosed as $350, prepaid interest on HUD in the amount of $50.79, whereas the itemization disclosed as $76.19. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2199 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.125% tolerance.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $442,115.54 is underdisclosed from calculated Finance Charge of $460,189.02 in the amount of $18,073.48. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Lender did not include the MI in the final TIL. |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1689 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1130 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1061 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $90,288.89 is underdisclosed from calculated Finance Charge of $90,448.89 in the amount of $160.00.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a processing fee of $375 or a courier fee of $15 as prepaid finance charge.; over disclosures settlement fee $200; under discloses tax service fee $20 |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2364 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2597 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $385,026.05 is underdisclosed from calculated Finance Charge of $385,076.92 in the amount of $50.87.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [3] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Final TIL itemization did not disclose the subordination recording fee of $52.25 as prepaid finance charges.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1734 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] State Compliance - Nebraska Mortgage Bankers Registration and Licensing Act (Impermissible Fees on Refinance): Unable to test refinance due to missing information.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.<br> [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Nebraska Mortgage Bankers Registration and Licensing Act (Impermissible Fees on Refinance): Assignee Liability: The Anti-Predatory lending provisions arising under the Act extend to persons licensed under the Act. In turn, the Act requires a license of any person acting as a "mortgage banker", which includes, among other activities, acquiring and selling ten or more mortgage loans in a calendar year. Therefore, assignees and purchasers would qualify as "mortgage bankers," and would therefore be subject to the enforcement mechanisms in the Act for any compliance failure that the assignee itself commits. However, failure to comply with the Act will not affect the validity or enforceability of any mortgage loan. Further, a person acquiring a mortgage loan or an interest in a mortgage loan is not required to ascertain the extent of compliance with the Act.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1360 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1556 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1791 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1168 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1652 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $137,378.32 is underdisclosed from calculated Finance Charge of $137,438.35 in the amount of $60.03.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2552 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1554 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided): Idaho Residential Mortgage Practices Act: Rate Lock-In/Float Disclosure not provided to borrower.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided): The Residential Mortgage Practices Act does not appear to provide for assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2093 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2294 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2538 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1252 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is<br> not dated by borrower so cannot confirm when borrower received the TIL. |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1566 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $256,101.92 is underdisclosed from calculated Finance Charge of $256,197.92 in the amount of $96.00.<br> [2] Federal Compliance - RESPA (2010) - Cure for 0% tolerance Provided Outside of 30 Days.: RESPA (2010): Final HUD-1 cure for 0% tolerance violation provided outside of 30 days.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine due to missing final TIL Itemization |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - Cure for 0% tolerance Provided Outside of 30 Days.: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2445 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1311 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] State Compliance - Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided): Colorado Consumer Credit Code: Borrower not provided First Lien Refinance Notice.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  | State Compliance - Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided): Assignee Liability: For a transaction involving a security interest in land, any action that may be brought against the original creditor may be maintained against any subsequent assignee where the assignee, its subsidiaries, or affiliates were in a continuing business relationship with the original creditor either at the time the credit was extended or at the time of the assignment unless the assignment was involuntary or the assignee shows by a preponderance of evidence that it did not have reasonable grounds to believe that the original creditor was engaged in violations of the code and that it maintained procedures reasonably adapted to apprise it of the existence of the violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2175 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2418 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2580 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2539 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $149,129.35 is underdisclosed from calculated Finance Charge of $149,440.12 in the amount of $310.77. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization did not include the $311.10 in Prepaid Interest as a finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2050 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2411 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $74,338.12 is underdisclosed from calculated Finance Charge of $74,431.55 in the amount of $93.43.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose prepaid interest of $90.55 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2342 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1410 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2413 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2598 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1631 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1207 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1136 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1047 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2178 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1460 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1678 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2233 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1507 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1395 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1501 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): The Act does not appear to provide for assignee liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2314 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2551 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2545 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1238 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $358,459.70 is underdisclosed from calculated Finance Charge of $359,453.61 in the amount of $993.91.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2091 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2245 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1469 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1462 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2565 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.<br> [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2546 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1597 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.<br> [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  | State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the Massachusetts unfair and deceptive acts and practices statute.<br>Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1415 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1471 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2301 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1468 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2576 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $202,918.59 is underdisclosed from calculated Finance Charge of $203,293.58 in the amount of $374.99. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an Underwriting fee of $375 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1233 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2316 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2124 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2549 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1736 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2065 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $193,415.38 is underdisclosed from calculated Finance Charge of $193,495.40 in the amount of $80.02.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not include an e-doc fee of $25 or a title courier fee of $65 as prepaid finance charges |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2236 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed or dated by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1610 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2230 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the Massachusetts unfair and deceptive acts and practices statute. |  | Yes | TR TIL Deficiency (UAL State) |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1575 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1532 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2618 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  | State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1716 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2285 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1549 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1927 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $103,885.30 is underdisclosed from calculated Finance Charge of $103,960.40 in the amount of $75.10.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose courier fee of $70 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1577 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1580 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2631 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2399 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1025 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1578 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1381 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1006 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1144 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $244,581.77 is underdisclosed from calculated Finance Charge of $244,682.40 in the amount of $100.63.<br> [3] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization does not disclose an estimated courier fee of $50.00 as a prepaid finance charge. The itemization discloses a prepaid interest fee of $69.32, the fee oper HUD is $103.97 |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1962 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed or initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2053 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1654 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $44,284.25 is underdisclosed from calculated Finance Charge of $44,350.04 in the amount of $65.79.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure appears to be fee related. Itemization of amount financed did not disclose XXXX State Sales tax $65.79 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2628 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $290,877.42 is underdisclosed from calculated Finance Charge of $291,148.49 in the amount of $271.07.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2123 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2066 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2266 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Ability to Repay not Verified): Ohio Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis): Ohio Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1563 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Federal Compliance - RESPA (2010) - First Change Date on Final HUD-1 Inaccurate: RESPA (2010): First Change Date on Final HUD-1 does not match First Change Date on Note.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - First Change Date on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1357 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1544 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2211 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2604 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - Missing Document: Note - Subject Lien not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  | Yes | TR Note Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2421 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2254 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1326 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2144 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2347 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1503 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): The Act does not appear to provide for assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1618 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1781 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1938 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2278 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1484 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Nevada Home Loan (Ability to Repay not Verified): Nevada Home Loan: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Nevada Home Loan (Ability to Repay not Verified): Assignees and purchasers would qualify as "lenders" subject to the Act. Damages consist of three times the borrower's actual damages, plus costs and reasonable attorney's fees. In addition, borrower has a defense against the unpaid obligation of the home loan to the extent of any amount awarded by a court pursuant to the treble damages provision, and a court may cure default and cancel any pending foreclosure sale. However, the Act contains unique assignee protections, effectively allowing a blameless assignee to force the person from whom the loan was acquired to repurchase the loan and pay costs and damages costs if the lender did not originate the home loan or willfully engage in any unfair lending practice in connection with the home loan.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1494 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1335 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $250,575.93 is underdisclosed from calculated Finance Charge of $251,206.78 in the amount of $630.85.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2082 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1706 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2331 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1643 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1790 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1315 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1203 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or not date but is not dated by borrower so cannot confirm when borrower received the TIL. |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2553 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $122,270.88 is underdisclosed from calculated Finance Charge of $123,081.38 in the amount of $810.50. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine underdisclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1235 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $124,728.36 is underdisclosed from calculated Finance Charge of $124,980.55 in the amount of $252.19. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose the courier fee of $90 or the recording service fee of $162 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2292 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2051 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2174 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1704 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1193 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Construction-Permanent |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1258 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" date on the Final TIL does not match the date on which the first regular periodic payment will be due and the earliest date on which that rate may apply.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Interest Rate Inaccurate: Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" interest rate on the Final TIL does not match the maximum interest rate that may apply during the first five (5) years of the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years P&I Inaccurate: Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" P&I payment on the Final TIL does not match the maximum principal and interest payment on the loan during the first five (5) years of the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" total payment amount (PITI) on the Final TIL does not match the maximum total payment on the loan during the first five (5) years for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Change Date Inaccurate: Truth in Lending Act (MDIA 2011): The "Maximum Ever" date on the Final TIL does not match the earliest date on which the maximum rate may apply.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Interest Rate Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years P&I Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Change Date Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2140 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1024 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date <br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2577 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1386 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1139 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency (UAL State) |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $134,367.66 is underdisclosed from calculated Finance Charge of $135,111.85 in the amount of $744.19.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: The Lender's TIL reflects MI dropping off after 79 months, however, the audited TIL indicates MI should drop off after 96 months. Also, Lender's TIL is calculating MI @XX/mo as opposed to $XX/mo as per the Final 1003<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1267 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information. |  |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1798 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $275,889.44 is underdisclosed from calculated Finance Charge of $276,078.64 in the amount of $189.20.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose the email fee of $50, flood cert fee of $8.50, release tracking fee of $30, tax service fee of $72 and title courier fee of $50 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1403 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2441 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  | Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1152 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2117 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $141,291.97 is underdisclosed from calculated Finance Charge of $142,624.88 in the amount of $1,332.91.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1275 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1937 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2101 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency (UAL State) |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2406 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $113,092.68 is underdisclosed from calculated Finance Charge of $113,277.29 in the amount of $184.61.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure due to lender did not include $3.00 initial flood fee as a prepaid finance charge. All other fees match itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2241 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1246 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: Unable to determine FACTA Credit Score Disclosure was provided due to missing information.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1185 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2600 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $34,965.67 is underdisclosed from calculated Finance Charge of $35,177.67 in the amount of $212.00.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure is due to the lender not including the subordination recording fee of $200 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1419 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $171,938.40 is underdisclosed from calculated Finance Charge of $172,102.45 in the amount of $164.05.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2585 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1543 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1191 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1043 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1018 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1040 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2025 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2204 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $209,126.27 is underdisclosed from calculated Finance Charge of $209,420.19 in the amount of $293.92.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Wisconsin Late Charge Grace Period Testing > $25,000: Wisconsin Late Charge: Note grace period of 10 days is less than the state minimum of 15 days. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The itemization of amount financed did not include the closing fee of $250 and courier fee of $45 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2013 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2376 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $444,035.02 is underdisclosed from calculated Finance Charge of $444,100.00 in the amount of $64.98.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a subordination recording fee of $65.00 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1963 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1686 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1101 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] State Compliance - Alabama Prepayment Penalty: Alabama Prepayment Penalty: A prepayment penalty is not permitted under the Consumer Credit Act. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1999 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1709 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2599 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] State Compliance - North Carolina First Lien Late Charge Percent Testing: North Carolina Late Charge: Note late charge percent of XX.XX% exceeds the state maximum of 4%. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2402 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1022 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2005 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1412 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1229 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1653 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1613 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower<br> Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1221 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2263 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1533 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2244 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2362 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1465 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1741 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1691 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $95,416.62 is underdisclosed from calculated Finance Charge of $95,516.56 in the amount of $99.94.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not in approved license status to conduct loan origination activities. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an document signing fee of $100 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1280 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Federal LO Compensation Dual Compensation Pre-Dodd Frank Test: Loan Originator Compensation: Dual compensation received from both a consumer and person other than consumer.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $60,296.75 is underdisclosed from calculated Finance Charge of $60,546.92 in the amount of $250.17.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to original missing Itemization of Amount Financed. |  | Federal Compliance - Federal LO Compensation Dual Compensation Pre-Dodd Frank Test: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, and where the assignment was involuntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or non-judicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.125% tolerance.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $113,146.72 is underdisclosed from calculated Finance Charge of $115,082.81 in the amount of $1,936.09.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [3] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine reason for under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1059 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Ohio Prepayment Penalty: Ohio Prepayment Penalty: Maximum calculated prepay of $XXX exceeds the state maximum of 1% of the original balance ($XXX). Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2544 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2428 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1091 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1659 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1495 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1662 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1110 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1813 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1606 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $177,700.75 is underdisclosed from calculated Finance Charge of $177,759.75 in the amount of $59.00.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1479 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1037 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Ohio Standard Prepayment Penalty SMLA: Ohio Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants) Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2329 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.<br> [2] State Compliance - Texas 50(a)(6) Security Instrument Provided on a TX Non-Home Equity Loan: Texas Home Equity 50(a)(6) Security Instrument provided on a transaction determined not to be eligible for Texas Equity 50(a)(6). Potential contractual issue |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - Texas 50(a)(6) Security Instrument Provided on a TX Non-Home Equity Loan: Potential contractual issue |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1490 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1789 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. |  |  | Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1334 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2363 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1163 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1567 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1411 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2251 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $239,297.28 is underdisclosed from calculated Finance Charge of $239,447.32 in the amount of $150.04. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose the funding fee of $75 and courier fee of $75 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2371 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2303 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1719 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2447 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2449 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2448 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1720 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1119 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1209 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2319 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2444 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Compliance Determined Application Date: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX. The source for this date is .<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: Unable to determine due to missing initial application date |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2438 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2430 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information): Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1615 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1661 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1713 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $243,113.40 is underdisclosed from calculated Finance Charge of $243,739.02 in the amount of $625.62.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure. HUD lists a credit of $1710.62 that is not itemized therefore excluded. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1026 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $166,645.81 is underdisclosed from calculated Finance Charge of $166,704.35 in the amount of $58.54.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine the under disclosure due to TIL itemization disclosing Closing/escrow fee as a lump sum. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1456 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower at the time of application.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1642 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2409 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $20,822.63 is underdisclosed from calculated Finance Charge of $21,025.63 in the amount of $203.00.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure due to TIL did not disclose an origination fee in the amount of $275.00 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2090 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1607 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [2] State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Minnesota Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) With Cure: RESPA (2010): 0% tolerance violation for 801 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Assignee liability is unclear. Purchasers and assignees of Minnesota mortgage loans would not appear to be liable for violations of the Act. However, effectiveXX/XX/XXXXalthough there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2290 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1416 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1687 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2167 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1174 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $219,614.51 is underdisclosed from calculated Finance Charge of $219,789.51 in the amount of $175.00.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose $100.00 Attendance Fee and $75.00 Subordination Fee as prepaid finance charges. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2384 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower at the time of application.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower at the time of application.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2593 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2213 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1178 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1839 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $292,847.02 is underdisclosed from calculated Finance Charge of $292,937.02 in the amount of $90.00.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an E doc fee of $40, a recording service fee of $50, a release tracking fee of $70, a title courier fee of $75, an underwriting fee of $50, or a wire fee of $50, and over disclosed a document preparation fee of $345 as prepaid finance charges. TIL Itemization only disclosed attorney's fees in the amount of $375, and final HUD reflects $475. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2022 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): TILA ROR Form - The Third Circuit has prior rulings that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form. Creditors are required to use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1838 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1135 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $141,603.63 is underdisclosed from calculated Finance Charge of $141,764.81 in the amount of $161.18.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine cause of under disclosure due to missing itemization of amount financed |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1956 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1127 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2198 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2351 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2373 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [3] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2202 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1176 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1557 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date<br> but is not dated by borrower so cannot confirm when borrower received the TIL.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date<br> but is not dated by borrower so cannot confirm when borrower received the TIL. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1488 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $214,567.06 is underdisclosed from calculated Finance Charge of $214,642.06 in the amount of $75.00.<br> [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose the release tracking fee of $75 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1797 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2336 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2218 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2214 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2166 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2540 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1697 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1509 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1096 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1444 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1698 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2197 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1421 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated so cannot confirm when borrower received the TIL. |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1281 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2112 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1305 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1487 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1265 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2291 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1405 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2559 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2615 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $267,561.04 is underdisclosed from calculated Finance Charge of $268,234.35 in the amount of $673.31.<br> [2] State Compliance - New York Late Charge Percent Testing: New York Late Charge: Note late charge percent of XX.XX% exceeds the state maximum of 2%. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an additional attorney fee of $430.00, a title pick-up fee of $150.00, additional prepaid interest of $38.00 and a courier fee of $55.00 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1137 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1146 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1972 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2333 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1029 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2589 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $153,438.61 is underdisclosed from calculated Finance Charge of $153,796.61 in the amount of $358.00. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1475 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1250 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2063 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2031 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $191,121.63 is underdisclosed from calculated Finance Charge of $191,216.97 in the amount of $95.34.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2401 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $138,496.69 is underdisclosed from calculated Finance Charge of $138,606.19 in the amount of $109.50.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization does not disclosure credit report fee of $35 and mortgage recording fee of $84 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1483 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2277 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2169 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1159 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1368 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1068 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1430 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2288 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2096 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1375 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $158,688.23 is underdisclosed from calculated Finance Charge of $159,653.73 in the amount of $965.50. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1260 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $266,810.78 is underdisclosed from calculated Finance Charge of $267,379.51 in the amount of $568.73.<br> [3] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not NMLS licensed or registered at time of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure. HUD contains a credit in the amount $1378.73 that is not itemized therefore excluded. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1932 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $127,548.79 is underdisclosed from calculated Finance Charge of $127,999.11 in the amount of $450.32.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose an Attorney Fee of $375 and a Title Courier Fee of $75 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1142 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2415 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2297 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1515 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.<br> [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the Massachusetts unfair and deceptive acts and practices statute.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2154 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2259 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1071 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2383 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1616 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1365 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1077 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2264 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2607 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2289 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $324,786.10 is underdisclosed from calculated Finance Charge of $325,061.10 in the amount of $275.00.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a settlement fee of $200, title courier fee of $25, and wire fee of $50 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1537 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $219,816.93 is underdisclosed from calculated Finance Charge of $219,851.96 in the amount of $35.03.<br> [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): The Act does not appear to provide for assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1201 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1787 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1572 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2543 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2274 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1239 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1702 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2603 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1802 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $155,943.11 is underdisclosed from calculated Finance Charge of $156,053.11 in the amount of $110.00. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a Settlement fee of $110 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2010 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2419 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $37,227.67 is underdisclosed from calculated Finance Charge of $37,292.55 in the amount of $64.88.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Federal Compliance - Final TIL Finance Charge Under Disclosed: The itemization of amount financed did not include the prepaid interest of $61.88 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1807 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $271,680.41 is underdisclosed from calculated Finance Charge of $271,720.43 in the amount of $40.02. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose $40.00 Courier Fee as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2318 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2326 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1930 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1481 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $287,729.88 is underdisclosed from calculated Finance Charge of $287,864.43 in the amount of $134.55.<br> [3] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The Lender's Final TIL shows MI in force for 53 months, however based on the loan amount and appraisal value MI would be in force for 58 months. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1502 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2569 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1160 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $303,462.07 is underdisclosed from calculated Finance Charge of $303,732.74 in the amount of $270.67.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing final TIL Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1318 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1648 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] State Compliance - Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided): Colorado Consumer Credit Code: Borrower not provided First Lien Refinance Notice.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>State Compliance - Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided): Assignee Liability: For a transaction involving a security interest in land, any action that may be brought against the original creditor may be maintained against any subsequent assignee where the assignee, its subsidiaries, or affiliates were in a continuing business relationship with the original creditor either at the time the credit was extended or at the time of the assignment unless the assignment was involuntary or the assignee shows by a preponderance of evidence that it did not have reasonable grounds to believe that the original creditor was engaged in violations of the code and that it maintained procedures reasonably adapted to apprise it of the existence of the violations.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1008 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1244 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1424 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2435 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] State Compliance - Georgia Home Loan (Arbitration Clause): Georgia Home Loan: Mortgage loan contains an unfair or oppressive arbitration clause.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - Georgia Home Loan (Arbitration Clause): Assignee Liability: Purchasers and assignees of high cost home loans are subject to all affirmative claims and any defenses the borrower could assert against the original creditor or home improvement contractor where a home loan was made, arranged or assigned by the home improvement contractor. However, the foregoing does not apply to loans other than high cost home loans unless applicable law requires a certificate of occupancy, inspection or completion to be obtained and said certificate is not obtained. The statute provides for damages which may include: (i) actual damages; (ii) statutory damages equal to the recovery of twice the interest paid and forfeiture of interest for any violation relating to the financing of insurance or recommendation of default, loan flipping or any of the high cost prohibited terms and practices; (iii) punitive damages; (iv) costs and attorneys' fees; (v) injunctive, declaratory and other equitable relief; (vi) rescission for violations of the flipping, insurance, and encouragement of default provisions as well as the high cost home loan provisions; (vii) administrative penalties; and (viii) criminal penalties. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1428 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2108 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1396 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2390 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $70,387.59 is underdisclosed from calculated Finance Charge of $70,497.59 in the amount of $110.00.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose the CPL fee of $25, Edoc fee of $50, Recording service fee of $5 or Courier service fees pf $11.40 & $18.60 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1594 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: Unable to test GFE Estimate Available Through Date due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1492 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1560 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2250 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1796 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1060 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1440 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $365,624.10 is underdisclosed from calculated Finance Charge of $366,773.40 in the amount of $1,149.30.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1241 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2076 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1451 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2116 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2574 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $104,727.42 is underdisclosed from calculated Finance Charge of $104,874.07 in the amount of $146.65. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1314 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2212 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $205,229.83 is underdisclosed from calculated Finance Charge of $205,530.11 in the amount of $300.28.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1245 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1085 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1414 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1919 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2432 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1351 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1076 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2541 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1402 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2017 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1082 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $141,425.05 is underdisclosed from calculated Finance Charge of $141,484.51 in the amount of $59.46.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization disclosed Prepaid Interest of $118.38 and a Courier Fee of $20 and Final HUD reflects $157.84 and $40 respectively. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2072 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2571 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2630 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2182 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1257 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1538 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Second Home).<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1367 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1792 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1067 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2601 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1382 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1019 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2265 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1547 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1107 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1987 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $290,780.83 is underdisclosed from calculated Finance Charge of $291,050.32 in the amount of $269.49.<br> [3] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an application fee $195 and a courier $75 as prepaid finances charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): TILA ROR Form - The Third Circuit has prior rulings that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form. Creditors are required to use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1955 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1740 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $132,758.53 is underdisclosed from calculated Finance Charge of $132,833.53 in the amount of $75.00.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a Subordination recording fee of $75 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the Massachusetts unfair and deceptive acts and practices statute. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2180 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1583 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1384 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1070 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1363 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1953 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2132 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1582 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1617 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - Massachusetts Late Charge Percent Testing: Massachusetts Late Charge: Note late charge percent of XX.XX% exceeds the state maximum of 3%.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency (UAL State) |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2591 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1638 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1205 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1001 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1993 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2234 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2177 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided): Idaho Residential Mortgage Practices Act: Rate Lock-In/Float Disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided): The Residential Mortgage Practices Act does not appear to provide for assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1310 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1679 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $134,761.29 is underdisclosed from calculated Finance Charge of $134,818.29 in the amount of $57.00.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose the $57.00 Subordination Recording fee as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1670 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1619 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1300 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is<br> not dated by borrower so cannot confirm when borrower received the TIL. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2276 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2100 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.<br> [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the Massachusetts unfair and deceptive acts and practices statute.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1701 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2343 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2009 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1441 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed or initialed by the borrower |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1054 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1786 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1637 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1586 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1208 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1519 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2268 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2221 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: RESPA (2010): 0% tolerance violation for 801 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1635 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1290 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2427 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: Borrower's ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  | State Compliance - Maryland Ability to Repay Not Verified: No express provisions for assignee liability<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1477 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1196 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $195,886.26 is underdisclosed from calculated Finance Charge of $197,384.26 in the amount of $1,498.00. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose Hazard Insurance of $1513 and $12 Deed recording fee as prepaid finance charge. |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2037 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement however form is not dated. |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1255 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1620 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1284 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2360 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $160,870.13 is underdisclosed from calculated Finance Charge of $160,926.13 in the amount of $56.00.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not include a subordination recording fee of $56. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1496 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1117 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2121 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1404 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1352 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency (UAL State) |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1599 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  | State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): The Act does not appear to provide for assignee liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2592 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1150 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $105,204.26 is underdisclosed from calculated Finance Charge of $105,314.16 in the amount of $109.90.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a tax cert fee of $64.95: assignment fee of $44.95:: as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1048 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1804 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $309,645.06 is underdisclosed from calculated Finance Charge of $309,694.95 in the amount of $49.89.<br> [3] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): TILA ROR Form - The Third Circuit has prior rulings that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form. Creditors are required to use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2052 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1478 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1928 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1017 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2071 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1180 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $206,010.02 is underdisclosed from calculated Finance Charge of $206,496.88 in the amount of $486.86.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1683 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1809 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2392 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1069 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1200 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1500 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1780 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1143 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2594 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2338 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1609 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1630 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1089 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1926 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1253 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: RTC has scrivners error on expiration date, Document dated XX/XX/XXXX with expiration date of XX/XX/XXXX |  | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1299 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1066 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $199,151.39 is underdisclosed from calculated Finance Charge of $199,308.26 in the amount of $156.87.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization Of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1818 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2275 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2299 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2256 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2161 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1539 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1673 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2548 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2246 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2365 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1961 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2423 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $187,575.59 is underdisclosed from calculated Finance Charge of $188,042.05 in the amount of $466.46.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not in approved license status to conduct loan origination activities. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a loan an origination fee of $655.00: a flood cert fee was charged $3.90 however the itemization disclosed $.90 , and interim interest charge of $98.73 was charged however the final HUD shows this charge to be %562.00 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1005 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2550 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1247 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] State Compliance - California Prepayment Penalty: California Prepayment Penalty: Maximum prepay allowed is 6 months interest calculated on 80% of the original balance ($XXX). Loan contracts for maximum calculated prepay of $XXX, which exceeds max allowable. Prepay may be impermissible depending on the lender's license type. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1474 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1945 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1640 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1491 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1459 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1574 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1694 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1943 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2262 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is<br> not dated by borrower so cannot confirm when borrower received the TIL |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1333 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1266 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2535 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1944 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1308 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1457 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2252 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2426 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2179 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2578 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $205,274.79 is underdisclosed from calculated Finance Charge of $205,649.79 in the amount of $375.00. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2422 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1985 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1611 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2624 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1667 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1595 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1482 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1256 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2434 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1747 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Assignee liability is unclear. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2150 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1274 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2568 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1075 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2612 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $216,272.60 is underdisclosed from calculated Finance Charge of $217,080.60 in the amount of $808.00. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an Underwriting Fee of $325, a Tax Service fee of $67, an Attorney Fee of $350 or a Courier Fee of $66 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1506 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1647 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2561 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1387 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2609 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1397 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2353 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1520 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is<br> not dated by borrower so cannot confirm when borrower received the TIL. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1349 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2070 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1976 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1371 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1116 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1383 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2094 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2346 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1303 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1710 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - 2011 TIL-MDIA - P&I Payment Inaccurate: Truth in Lending Act (MDIA 2011): Payment amount on the Final TIL does not match the P&I payment for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  | Federal Compliance - 2011 TIL-MDIA - P&I Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2334 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1177 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1164 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $122,196.85 is underdisclosed from calculated Finance Charge of $122,515.39 in the amount of $318.54. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose settlement/closing fees of $350 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2083 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2196 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $296,819.07 is underdisclosed from calculated Finance Charge of $297,582.42 in the amount of $763.35.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The TIL itemization disclosed an escrow fee of $250 while the HUD reflects a $1225 charge. Additionally, the TIL itemization disclosed prepaid interest of $846.60 while the HUD reflects a $634.95 charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1531 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2596 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1960 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 | 2 | [2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1633 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $104,862.46 is underdisclosed from calculated Finance Charge of $104,908.46 in the amount of $46.00.<br> [2] State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): Minnesota Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a subordination recording fee of $46 as a prepaid finance charge |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1270 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2581 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1498 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1651 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1125 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1684 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1941 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2282 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1316 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1194 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1148 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2261 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1273 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1801 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1708 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2536 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1227 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2443 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1521 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1217 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1199 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1978 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2133 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $201,727.01 is underdisclosed from calculated Finance Charge of $201,796.30 in the amount of $69.29. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1528 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Compliant Test: TIL variable rate disclosure: ARM loan program disclosure does not match terms of loan.<br> [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - ARM Disclosure Compliant Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1600 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate, if applicable.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | State Compliance - Maryland Ability to Repay Not Verified: No express provisions for assignee liability<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1948 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2064 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2637 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1394 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1092 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2216 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2555 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1276 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1114 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - New York Late Charge Percent Testing: New York Late Charge: Note late charge percent of XX.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1179 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2243 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1145 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1039 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1499 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2095 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2442 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2046 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Colorado Home Loan (Ability to Repay not Verified): Colorado Home Loan (HB1322): Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - Colorado MLO Licensing Act - NMLS ID not on 1003: Colorado Mortgage Loan Originator Licensing Act: Loan originator NMLS identifier is not clearly displayed on loan application.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Colorado MLO Licensing Act - NMLS ID not on 1003: Assignee Liability: For a transaction involving a security interest in land, any action that may be brought against the original creditor may be maintained against any subsequent assignee where the assignee, its subsidiaries, or affiliates were in a continuing business relationship with the original creditor either at the time the credit was extended or at the time of the assignment unless the assignment was involuntary or the assignee shows by a preponderance of evidence that it did not have reasonable grounds to believe that the original creditor was engaged in violations of the code and that it maintained procedures reasonably adapted to apprise it of the existence of the violations.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1188 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2134 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1366 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1646 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2019 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1165 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1551 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2404 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [3] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1427 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2201 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2142 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2176 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1981 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2283 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1952 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1171 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1172 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2357 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2367 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1187 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2209 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2408 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1105 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2220 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1361 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1120 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $254,794.04 is underdisclosed from calculated Finance Charge of $254,854.04 in the amount of $60.00.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2011 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1542 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1445 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed or dated by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2396 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1844 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2324 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2222 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2341 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2191 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1409 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2092 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $367,797.03 is underdisclosed from calculated Finance Charge of $367,832.28 in the amount of $35.25.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine underdisclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1685 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1513 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1406 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $141,585.95 is underdisclosed from calculated Finance Charge of $141,996.03 in the amount of $410.08.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1682 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $15,201.73 is underdisclosed from calculated Finance Charge of $15,262.73 in the amount of $61.00.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a closing protection letter fee of $20 and a subordination fee of $41 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1154 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2572 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1374 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1370 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1510 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2141 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2163 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1803 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2018 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1841 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1629 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $62,141.82 is underdisclosed from calculated Finance Charge of $62,216.82 in the amount of $75.00. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose the $25 wire fee, $25 title courier fee, or the $25 email fee as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2217 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2135 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $385,911.03 is underdisclosed from calculated Finance Charge of $386,126.03 in the amount of $215.00.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2537 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2345 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2558 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1516 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1672 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] State Compliance - Nebraska Mortgage Bankers Registration and Licensing Act (Impermissible Fees on Refinance): Unable to test refinance due to missing information.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.<br> [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Nebraska Mortgage Bankers Registration and Licensing Act (Impermissible Fees on Refinance): Assignee Liability: The Anti-Predatory lending provisions arising under the Act extend to persons licensed under the Act. In turn, the Act requires a license of any person acting as a "mortgage banker", which includes, among other activities, acquiring and selling ten or more mortgage loans in a calendar year. Therefore, assignees and purchasers would qualify as "mortgage bankers," and would therefore be subject to the enforcement mechanisms in the Act for any compliance failure that the assignee itself commits. However, failure to comply with the Act will not affect the validity or enforceability of any mortgage loan. Further, a person acquiring a mortgage loan or an interest in a mortgage loan is not required to ascertain the extent of compliance with the Act. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2111 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2586 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.125% tolerance.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $151,507.41 is underdisclosed from calculated Finance Charge of $152,757.71 in the amount of $1,250.30.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1343 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] State Compliance - Maryland Property Insurance (Property Insurance Exceeds Replacement Value): Maryland HB649: Property insurance exceeds the replacement value of the property.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | State Compliance - Maryland Property Insurance (Property Insurance Exceeds Replacement Value): HB 1447 does not contain express provisions for assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2056 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1182 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1536 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2215 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $452,335.42 is underdisclosed from calculated Finance Charge of $452,760.42 in the amount of $425.00.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization did not disclose the processing fee of $540 as prepaid finance charges. |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2425 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1627 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1423 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1559 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2369 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.<br> [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  | State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the Massachusetts unfair and deceptive acts and practices statute. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1204 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2042 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $295,151.19 is underdisclosed from calculated Finance Charge of $295,846.24 in the amount of $695.05.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a attorneys fee of $250, a flood certification fee of $20, a release tracking fee of $325, a tax service fee of $85, and a title courier messenger fee of $15 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1390 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1372 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2284 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1053 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2534 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1917 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2075 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $237,165.33 is underdisclosed from calculated Finance Charge of $237,624.15 in the amount of $458.82.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1342 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1680 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1100 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1821 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1784 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2611 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2136 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency (UAL State) |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2573 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1073 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1322 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2043 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2231 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1359 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1942 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2621 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1939 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1325 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $357,254.07 is underdisclosed from calculated Finance Charge of $357,409.12 in the amount of $155.05.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1302 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1289 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2219 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1645 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2602 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2354 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $104,620.41 is underdisclosed from calculated Finance Charge of $104,685.65 in the amount of $65.24. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2240 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1420 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1562 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2317 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1665 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1306 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1373 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1467 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2431 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1307 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2001 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $99,335.36 is underdisclosed from calculated Finance Charge of $99,380.93 in the amount of $45.57.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1954 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.125% tolerance.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $166,146.98 is underdisclosed from calculated Finance Charge of $169,428.23 in the amount of $3,281.25. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a buydown credit of $3305.4 as prepaid finance charge. |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1555 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1517 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1332 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2021 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1268 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1400 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1541 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1337 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1717 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1214 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2582 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): Minnesota Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Minnesota Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Assignee liability is unclear. Purchasers and assignees of Minnesota mortgage loans would not appear to be liable for violations of the Act. However, effectiveXX/XX/XXXXalthough there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1504 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1973 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1435 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1328 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1016 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2086 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2130 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] State Compliance - Maryland Property Insurance (Property Insurance Exceeds Replacement Value): Maryland HB649: Property insurance exceeds the replacement value of the property.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | State Compliance - Maryland Property Insurance (Property Insurance Exceeds Replacement Value): HB 1447 does not contain express provisions for assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2054 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2414 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1715 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: Interest rate available through date not provided.: GFE Date: XX/XX/XXXX Interest Rate Available Through Date is blank for GFE dated XX/XX/XXXX.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  | State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1584 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1690 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1272 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1923 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1050 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1049 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1147 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2249 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1508 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2440 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2286 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Ability to Repay not Verified): Ohio Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1988 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1967 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1590 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2328 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1312 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2127 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2583 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1466 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1470 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1964 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1129 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1213 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1671 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2375 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1348 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1840 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: Unable to determine FACTA Credit Score Disclosure was provided due to missing information.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1439 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): The Act does not appear to provide for assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1379 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1223 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2379 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1666 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1933 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1658 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1553 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2099 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $102,126.14 is underdisclosed from calculated Finance Charge of $102,238.72 in the amount of $112.58. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose the $100 Settlement Fee, the $12.50 Closing Protection Letter Fee, or the $15 Courier Fee in the Prepaid Finance Charges. It did however, disclose a Credit Report Fee $14.90. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2115 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2035 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $72,543.83 is underdisclosed from calculated Finance Charge of $72,658.09 in the amount of $114.26.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2575 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $169,616.54 is underdisclosed from calculated Finance Charge of $170,195.51 in the amount of $578.97.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose $21.00 Flood Cert Fee, $83.00 Tax Service Fee, $450.00 Attorney Fee and $25.00 Courier Fee as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2382 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit)<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $280,299.41 is underdisclosed from calculated Finance Charge of $280,362.41 in the amount of $63.00.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a subordination recording fee of $63.00 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1123 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2350 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2039 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2068 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1170 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2055 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2617 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1820 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1622 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2310 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2305 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2067 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1158 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [3] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2248 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1965 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1407 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2069 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1625 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  | Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1992 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1433 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $96,559.59 is underdisclosed from calculated Finance Charge of $96,634.59 in the amount of $75.00.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: RESPA (2010): 0% tolerance violation for 801 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: RESPA (2010): Loan Amount on Final HUD-1 does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1568 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): The Act does not appear to provide for assignee liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2210 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1111 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2157 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2192 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2119 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1779 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1034 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1056 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1592 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2185 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1157 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1692 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $144,393.37 is underdisclosed from calculated Finance Charge of $144,440.37 in the amount of $47.00.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose $27.00 Subordination Recording Fee as a prepaid finance charge. Additionally, TIL Itemization disclosed $535.00 Settlement Fee. HUD reflects a charge of $555.00. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2032 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file is indicated to be final, expected funding date same as disbursement and/or note date. Signature is dated, but cannot confirm when received by borrower. |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1225 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1511 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1656 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2036 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1957 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL payment stream is blank.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $143,218.57 is underdisclosed from calculated Finance Charge of $143,668.57 in the amount of $450.00. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Closing / Title - (Doc Error) TIL Error: Final TIL payment stream is blank.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1259 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2260 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Ohio Standard Prepayment Penalty SMLA: Ohio Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants) Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1436 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1167 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [3] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2366 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1614 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $475,498.71 is underdisclosed from calculated Finance Charge of $475,607.71 in the amount of $109.00.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: RESPA (2010): 0% tolerance violation for 801 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an e-mail fee of $45, a settlement fee of $39 and a notice of settlement fee of $25 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1206 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2293 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1493 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): The Act does not appear to provide for assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2113 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1674 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1282 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2321 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1369 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1102 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1189 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2168 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1083 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2152 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1703 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1997 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1228 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $41,914.43 is underdisclosed from calculated Finance Charge of $42,046.93 in the amount of $132.50. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure is due to the lender's TIL reflecting MI being in force for 72 months, however based on the loan amount and appraised value the MI would be in force for 82 months. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $59,656.61 is underdisclosed from calculated Finance Charge of $60,136.61 in the amount of $480.00.<br> [3] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not NMLS licensed or registered at time of application.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an assignment recording fee of $240 and a subordination recording fee of $240 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2570 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2330 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2040 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1431 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2165 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $161,509.16 is underdisclosed from calculated Finance Charge of $161,676.44 in the amount of $167.28. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine reason for under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2153 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1641 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $114,993.68 is underdisclosed from calculated Finance Charge of $115,063.68 in the amount of $70.00.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose the assignment recording fee of $70 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1231 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1714 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $31,628.88 is underdisclosed from calculated Finance Charge of $32,019.58 in the amount of $390.70.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The itemization of amount financed did not include the service charge of $360 and CPL fee of $30 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2616 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1958 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2041 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1514 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2547 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2287 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1391 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $147,845.84 is underdisclosed from calculated Finance Charge of $148,319.61 in the amount of $473.77.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1461 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1012 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $74,231.70 is underdisclosed from calculated Finance Charge of $74,395.98 in the amount of $164.28.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine cause of under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2102 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $120,107.81 is underdisclosed from calculated Finance Charge of $120,207.81 in the amount of $100.00.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1530 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] State Compliance - Georgia Home Loan (Arbitration Clause): Georgia Home Loan: Mortgage loan contains an unfair or oppressive arbitration clause.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>State Compliance - Georgia Home Loan (Arbitration Clause): Assignee Liability: Purchasers and assignees of high cost home loans are subject to all affirmative claims and any defenses the borrower could assert against the original creditor or home improvement contractor where a home loan was made, arranged or assigned by the home improvement contractor. However, the foregoing does not apply to loans other than high cost home loans unless applicable law requires a certificate of occupancy, inspection or completion to be obtained and said certificate is not obtained. The statute provides for damages which may include: (i) actual damages; (ii) statutory damages equal to the recovery of twice the interest paid and forfeiture of interest for any violation relating to the financing of insurance or recommendation of default, loan flipping or any of the high cost prohibited terms and practices; (iii) punitive damages; (iv) costs and attorneys' fees; (v) injunctive, declaratory and other equitable relief; (vi) rescission for violations of the flipping, insurance, and encouragement of default provisions as well as the high cost home loan provisions; (vii) administrative penalties; and (viii) criminal penalties. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: Unable to determine HUD Settlement Booklet was provided due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2309 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1486 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1799 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $411,097.04 is underdisclosed from calculated Finance Charge of $411,690.41 in the amount of $593.37.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization did not disclose the recording service fee of $80, Admin fee of $475 and courier fee of $40 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1806 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1356 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1450 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2313 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1051 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1505 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1700 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1455 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2158 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1628 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1237 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $344,621.03 is underdisclosed from calculated Finance Charge of $344,705.69 in the amount of $84.66.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2374 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1057 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2139 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $241,223.35 is underdisclosed from calculated Finance Charge of $241,342.35 in the amount of $119.00.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2255 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - TIL APR Tolerance Irregular Transaction: Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.250% tolerance.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $333,758.15 is underdisclosed from calculated Finance Charge of $342,903.24 in the amount of $9,145.09.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine cause of under disclosure due to missing amortization schedule.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - TIL APR Tolerance Irregular Transaction: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1212 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 | 2 | [2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1133 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $94,619.56 is underdisclosed from calculated Finance Charge of $94,769.08 in the amount of $149.52.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1347 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1693 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1122 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1663 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1920 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1418 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided Timely): Idaho Residential Mortgage Practices Act: Lock-in Agreement not provided to borrower within three (3) business days of interest rate lock date. | State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided Timely): Disclosure is dated XX/XX/XXXX however the rate lock is datedXX/XX/XXXX |  | State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided Timely): The Residential Mortgage Practices Act does not appear to provide for assignee liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1345 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2162 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2339 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $207,407.13 is underdisclosed from calculated Finance Charge of $207,635.79 in the amount of $228.66.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1711 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2126 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2033 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1399 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2003 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2148 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1974 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1121 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1173 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2104 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1350 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2227 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $154,956.19 is underdisclosed from calculated Finance Charge of $155,032.19 in the amount of $76.00.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2606 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1052 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1695 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2590 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1569 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1175 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1243 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2542 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $121,596.73 is underdisclosed from calculated Finance Charge of $122,062.23 in the amount of $465.50. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The TIL itemization did not disclose an attorney closing fee of $434, and email/edoc fee of $6.50 and a title courier fee of $25 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Maryland Counseling Disclosure Not In File: Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399.<br> [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: Borrower's ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  | State Compliance - Maryland Counseling Disclosure Not In File: HB 1399 does not contain express provisions for assignee liability.<br>State Compliance - Maryland Ability to Repay Not Verified: No express provisions for assignee liability<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1843 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis): Ohio Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2122 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2006 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1286 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $404,747.74 is underdisclosed from calculated Finance Charge of $404,831.91 in the amount of $84.17.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [3] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization disclosed prepaid interest adjustment in the amount of $1,242.57, however the HUD-1 shows actual prepaid interest charged was $1,301.74. Also itemization did not disclose a closing protection letter charge of $25 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1452 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1341 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1151 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $122,856.35 is underdisclosed from calculated Finance Charge of $122,948.56 in the amount of $92.21.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1601 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2405 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $159,254.56 is underdisclosed from calculated Finance Charge of $162,660.83 in the amount of $3,406.27. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing amortization schedule. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1449 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1298 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $581,497.23 is underdisclosed from calculated Finance Charge of $581,557.25 in the amount of $60.02. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization of amount financed fails to disclose Service charge $5.87, Tax cert $39.25, courier $15 |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1464 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2562 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1522 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2327 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1283 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2370 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1104 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Ohio Standard Prepayment Penalty SMLA: Ohio Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants) Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2613 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2125 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2389 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1989 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1931 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $238,052.72 is underdisclosed from calculated Finance Charge of $238,243.41 in the amount of $190.69.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization did not disclose a Settlement fee of $100.00 or a Courier fee of $90 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2081 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2080 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2228 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2062 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1271 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $299,450.40 is underdisclosed from calculated Finance Charge of $299,540.07 in the amount of $89.67.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2439 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2232 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1593 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1448 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1570 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2378 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1131 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $378,736.03 is underdisclosed from calculated Finance Charge of $378,802.49 in the amount of $66.46.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing TIL itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1485 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $178,990.63 is underdisclosed from calculated Finance Charge of $179,837.63 in the amount of $847.00.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a Admin fee of $640 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2156 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2625 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2300 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2307 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2315 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2058 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1011 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2560 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2626 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the Massachusetts unfair and deceptive acts and practices statute.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2398 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2002 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1080 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1288 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2089 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1046 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1014 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $148,093.79 is underdisclosed from calculated Finance Charge of $148,356.99 in the amount of $263.20.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Second Home).<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2554 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1340 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1696 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1222 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1362 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1951 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1354 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1327 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1339 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1240 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $278,983.01 is underdisclosed from calculated Finance Charge of $279,048.01 in the amount of $65.00. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a release tracking fee of $65 as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1388 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1408 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1413 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1385 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1432 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1197 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1561 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1113 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1087 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1099 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $103,236.85 is underdisclosed from calculated Finance Charge of $103,286.72 in the amount of $49.87.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose courier fees for $30.00 and wire fee for $20.00 as prepaid finance charges. |  | Federal Compliance - ARM Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1108 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.125% tolerance.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $119,627.10 is underdisclosed from calculated Finance Charge of $120,877.22 in the amount of $1,250.12. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an admin fee of $400, an attorney fee of $600, an email fee of $30, a flood certification fee of $34, a MERS fee of $3.95, a courier fee of $60 and a wire fee of $20 as prepaid finance charges |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1031 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $171,767.60 is underdisclosed from calculated Finance Charge of $171,918.01 in the amount of $150.41.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1429 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1095 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1112 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1138 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1141 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1161 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1162 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1249 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1234 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1236 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1285 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1232 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1313 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1183 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $150,784.73 is underdisclosed from calculated Finance Charge of $157,448.09 in the amount of $6,663.36. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Closing instructions indicate the Index used was X.XXX%. The closest Index available in our look-back period is X.XX%. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1262 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Compliant: TIL variable rate disclosure: ARM loan program disclosure does not match terms of loan. |  |  | Federal Compliance - ARM Disclosure Compliant: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1321 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1320 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1295 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1291 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - ARM Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): TILA ROR Form - The Third Circuit has prior rulings that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form. Creditors are required to use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1296 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1317 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1323 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1301 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1319 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1000 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1548 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1263 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - ARM Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1118 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1579 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provded. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1649 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1655 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. |  |  | State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1783 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1156 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1251 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1086 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2436 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2437 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1023 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2433 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Maryland Counseling Disclosure Not In File: Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399.<br> [2] State Compliance - Maryland Property Insurance (Property Insurance Exceeds Replacement Value): Maryland HB649: Property insurance exceeds the replacement value of the property.<br> [2] State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower.<br> [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: Borrower's ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  | State Compliance - Maryland Counseling Disclosure Not In File: HB 1399 does not contain express provisions for assignee liability.<br>State Compliance - Maryland Property Insurance (Property Insurance Exceeds Replacement Value): HB 1447 does not contain express provisions for assignee liability.<br>State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Assignee liability is unclear.<br>State Compliance - Maryland Ability to Repay Not Verified: No express provisions for assignee liability<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2407 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2403 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2393 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2391 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Compliant Test: TIL variable rate disclosure: ARM loan program disclosure does not match terms of loan.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $122,506.43 is underdisclosed from calculated Finance Charge of $122,666.46 in the amount of $160.03.<br> [3] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Change Date Inaccurate: Truth in Lending Act (MDIA 2011): The "Maximum Ever" date on the Final TIL does not match the earliest date on which the maximum rate may apply.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization did not disclose the cpl fee of $75, settlement fee of $260 and wire fee of $10 as prepaid finance charges |  | Federal Compliance - ARM Disclosure Compliant Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): TILA ROR Form - The Third Circuit has prior rulings that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form. Creditors are required to use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Change Date Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (2010) - Incorrect GFE Form Used: RESPA (2010) - Good Faith Estimate not on the proper 2010 GFE form.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Incorrect GFE Form Used: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2386 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2388 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2377 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2381 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2385 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2368 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: Unable to determine if the HUD-1 column on page 3 of the Final HUD-1 is accurate as compared to the charges on page 2 of the disclosure due to missing information.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 indicates the loan contains an escrow payment due to missing information.<br> [2] Federal Compliance - RESPA (2010) - Interest Rate on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual interest rate due to missing information.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual Loan Amount due to missing information.<br> [2] Federal Compliance - RESPA (2010) - Loan Term on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual Loan Term due to missing information.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual payment due to missing information.<br> [2] Federal Compliance - RESPA - Incorrect HUD-1 Form Used: RESPA (2010) - Final HUD-1 Settlement Statement is not on the proper 2010 form.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Interest Rate on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Term on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Incorrect HUD-1 Form Used: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2359 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2358 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2356 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2349 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2348 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2344 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2323 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Compliant Test: TIL variable rate disclosure: ARM loan program disclosure does not match terms of loan.<br> [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - ARM Disclosure Compliant Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2332 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2322 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2308 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2632 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2302 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2311 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2295 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2281 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2279 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2272 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2258 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $266,509.06 is underdisclosed from calculated Finance Charge of $266,583.77 in the amount of $74.71.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure due to lender did not include $100 release tracking fee as a prepaid finance charge but they did include the $25 notary fee. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2271 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2247 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2267 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2239 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2237 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2235 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2224 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2238 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2225 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: Unable to determine FACTA Credit Score Disclosure was provided due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2195 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2207 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2200 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2190 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2194 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2187 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2186 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2181 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2189 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2172 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2160 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2170 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2159 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2145 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2149 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2146 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2131 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2137 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2128 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2138 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2129 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2120 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2118 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2109 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2114 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $140,160.71 is underdisclosed from calculated Finance Charge of $140,310.63 in the amount of $149.92. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization only disclosed settlement charges in the amount of $450 and final HUD reflects $495. And TIL itemization did not disclose a courier fee of $70 or a wire fee of $30 as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2106 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2088 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2097 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2105 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2087 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2084 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] State Compliance - North Carolina First Lien Late Charge Percent Testing: North Carolina Late Charge: Note late charge percent of XX.XX% exceeds the state maximum of 4%.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2078 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2074 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2060 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2059 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2030 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2047 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2073 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2026 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2045 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 | 2 | [2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2020 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $157,562.66 is underdisclosed from calculated Finance Charge of $159,711.32 in the amount of $2,148.66.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure is due to payment stream based on an index. As indicated on the Rate Lock, the original index value used by the lender was X.XXX%. The lowest index value available based on note terms is XX.XX%. |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2077 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Compliant Test: TIL variable rate disclosure: ARM loan program disclosure does not match terms of loan.<br> [3] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [3] Federal Compliance - CHARM Booklet Disclosure Prior to Closing Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Compliant Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2008 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1996 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2614 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1998 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $327,565.00 is underdisclosed from calculated Finance Charge of $328,124.20 in the amount of $559.20.<br> [3] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2320 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1990 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1980 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1977 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1971 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1986 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1970 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $204,937.05 is underdisclosed from calculated Finance Charge of $205,084.63 in the amount of $147.58. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2610 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1968 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1966 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1949 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1950 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1934 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1940 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $260,867.92 is underdisclosed from calculated Finance Charge of $261,138.40 in the amount of $270.48. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1929 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1925 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1042 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1922 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $99,559.12 is underdisclosed from calculated Finance Charge of $99,974.79 in the amount of $415.67.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose prepaid interest in the amount of $366.80, a title courier fee of $40, and a wire fee of $9, as prepaid finance charges as reflected on the hud. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1038 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1030 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1032 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1041 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $283,503.24 is underdisclosed from calculated Finance Charge of $283,656.48 in the amount of $153.24.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization disclose discount fees $8694, as prepaid charges, however, final HUD reflects discount fees $7245 as such. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1081 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1058 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1055 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $160,512.59 is underdisclosed from calculated Finance Charge of $160,593.96 in the amount of $81.37.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose $54.40 courier fee, $15 flood cert fee or $12.40 of the settlement fee as prepaid finance charge |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1007 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $138,842.20 is underdisclosed from calculated Finance Charge of $139,018.55 in the amount of $176.35.<br> [3] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose $282 settlement fee, $13 courier or $8 wire as prepaid finance charge - In addition, itemization over disclosed prepaid interest by $126.98 |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1094 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1132 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1128 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1155 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1198 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1211 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 | 2 | [2] State Compliance - New Jersey Prepayment Penalty: New Jersey Prepayment Penalty: No prepayment penalties are permissible in the state of New Jersey. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1292 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1346 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1309 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1426 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1355 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1417 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1393 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1364 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1453 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1446 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $306,920.07 is underdisclosed from calculated Finance Charge of $307,016.29 in the amount of $96.22.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose $96.00 Courier/Wire Fee as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1476 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1002 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1480 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable<br> [2] State Compliance - Massachusetts MLBR (Missing Data) Document Type Not Provided: Massachusetts Mortgage Lender and Broker Regulations: Unable to determine if the borrower was required to provide a signed statement disclosing their income due to missing document type.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1473 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1524 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1526 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1527 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1540 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA Pre-Disclosure Activity - Fees collected prior to TIL disclosure: Truth in Lending Act (Early TIL Disclosure): Fees, other than for a credit report, charged before early TIL disclosure received by borrower. |  |  | Federal Compliance - TIL-MDIA Pre-Disclosure Activity - Fees collected prior to TIL disclosure: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1525 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1576 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1788 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  | Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1571 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $325,940.26 is underdisclosed from calculated Finance Charge of $326,155.46 in the amount of $215.20.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization disclosed the settlement fee as $185 whereas the HUD disclosed the fee as $400 as prepaid finance charges |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1742 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1589 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $160,092.12 is underdisclosed from calculated Finance Charge of $160,192.16 in the amount of $100.04.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - Cure for 0% tolerance Provided Outside of 30 Days.: Unable to determine if the Cure was made more than 30 days after Note Date due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose the subordination recording fee of $100 as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Cure for 0% tolerance Provided Outside of 30 Days.: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1605 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1621 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1632 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1442 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date, but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - 2011 TIL-MDIA - P&I Payment Inaccurate: Truth in Lending Act (MDIA 2011): Payment amount on the Final TIL does not match the P&I payment for the loan.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - (TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information): Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information. |  |  | Federal Compliance - 2011 TIL-MDIA - P&I Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1657 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1677 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1324 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1140 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1688 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. |  |  | Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1523 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date, but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1534 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $176,919.60 is underdisclosed from calculated Finance Charge of $177,012.24 in the amount of $92.64.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $175,610.18 is underdisclosed from calculated Finance Charge of $175,845.22 in the amount of $235.04.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Unable to test Bill of Rights disclosure due to missing information.<br> [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Unable to test Consumer Caution notice due to missing information.<br> [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a courier fee of $20.00, an assignment recording fee of $15.00 and a settlement fee of $200.00 as prepaid finance charges. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1169 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $211,129.67 is underdisclosed from calculated Finance Charge of $211,165.10 in the amount of $35.43.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1248 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1287 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $212,418.07 is underdisclosed from calculated Finance Charge of $213,846.52 in the amount of $1,428.45.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but is not signed or dated.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: PMI on TIL does not drop correctly to PMI on loan after 120 monthly initial period<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - ARM Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1304 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1277 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - Initial TIL not provided<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1294 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1293 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1329 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1353 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1358 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed<br> or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1425 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1434 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Miscellaneous Compliance - (Doc Error) RTC Error: Right to Cancel expiration date is blank.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be the final but it is not signed or initialed by the borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Miscellaneous Compliance - (Doc Error) RTC Error: Right to Cancel expiration date is blank.: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-1545 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-1546 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-1853 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): TILA ROR Form - The Third Circuit has prior rulings that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form. Creditors are required to use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2465 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2787 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $222,996.04 is underdisclosed from calculated Finance Charge of $224,066.74 in the amount of $1,070.70.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2786 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2755 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2806 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization not licensed to conduct loan origination activities. |  |  | Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2780 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $133,836.34 is underdisclosed from calculated Finance Charge of $134,258.87 in the amount of $422.53.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2783 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2793 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR TIL Deficiency |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2758 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2782 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  | Yes | TR HUD Deficiency |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] State Compliance - Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided): Colorado Consumer Credit Code: Borrower not provided First Lien Refinance Notice.<br> [2] State Compliance - Colorado Home Loan (Ability to Repay not Verified): Colorado Home Loan (HB1322): Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - Colorado Home Loan (Tangible Net Benefit Disclosure Not Provided): Colorado Home Loan (HB1322): Loan file does not contain a Tangible Net Benefit Disclosure (or similar document).<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | State Compliance - Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided): Assignee Liability: For a transaction involving a security interest in land, any action that may be brought against the original creditor may be maintained against any subsequent assignee where the assignee, its subsidiaries, or affiliates were in a continuing business relationship with the original creditor either at the time the credit was extended or at the time of the assignment unless the assignment was involuntary or the assignee shows by a preponderance of evidence that it did not have reasonable grounds to believe that the original creditor was engaged in violations of the code and that it maintained procedures reasonably adapted to apprise it of the existence of the violations.<br>State Compliance - Colorado Home Loan (Tangible Net Benefit Disclosure Not Provided): Assignees of residential mortgage loans do not appear to be subject to liability for any violation of CO HB 1322. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $215,626.16 is underdisclosed from calculated Finance Charge of $215,909.24 in the amount of $283.08.<br> [2] State Compliance - Maryland Property Insurance (Property Insurance Exceeds Replacement Value): Maryland HB649: Property insurance exceeds the replacement value of the property.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization disclosed lump sum MISC1 credit in the amount of $293.08 however the loan file does not itemize which fees this credit is applied to so it has not been included in testing. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Maryland Property Insurance (Property Insurance Exceeds Replacement Value): HB 1447 does not contain express provisions for assignee liability.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2754 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2761 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2757 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2805 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2765 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2763 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2770 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $27,455.60 is underdisclosed from calculated Finance Charge of $27,745.66 in the amount of $290.06.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization only disclosed Settlement charges in the amount of $115 and final HUD reflects $405. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2785 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $249,031.00 is underdisclosed from calculated Finance Charge of $250,463.41 in the amount of $1,432.41.<br> [3] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. Itemization documents in file are not final |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2756 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2753 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2795 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR HUD Deficiency (UAL State) |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2767 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $44,668.23 is underdisclosed from calculated Finance Charge of $44,716.23 in the amount of $48.00.<br> [3] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Ability to Repay not Verified): Ohio Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis): Ohio Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization of amount financed fails to disclose subordination recording fee $48 |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): "The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure."<br>State Compliance - Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2751 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Second Home | Refinance Rate/Term |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2789 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $93,856.61 is underdisclosed from calculated Finance Charge of $94,027.03 in the amount of $170.42.<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2797 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2811 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2809 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2771 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2788 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 | 3 | [3] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [3] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [3] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Tested | TR Tested |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2807 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  | Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2792 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $345,103.05 is underdisclosed from calculated Finance Charge of $345,544.88 in the amount of $441.83.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The TIL Itemization did not disclose a flood cert fee of $35, mortgage insurance reserve for $107.90, a tax service fee of $80, a title courier fee of $60, a settlement fee of $200, and wire transfer fees of $30 and $17 as a prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2779 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2762 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2812 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2804 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $58,965.36 is underdisclosed from calculated Finance Charge of $59,013.34 in the amount of $47.98.<br> [3] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization Of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): TILA ROR Form - The Third Circuit has prior rulings that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form. Creditors are required to use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  |  |  |  | D |  |  |  |  | D |
| XXXX | XXXX | CMLTI 2025-RP4-2794 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2774 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  |  |  | B |  |  |  |  | B |
| XXXX | XXXX | CMLTI 2025-RP4-2760 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX XXXX | XXXX | $XXX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 3 | [3] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  |  |  |  | B |  |  |  |  | B |

---

## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 2(b)**

![](ex99-01.jpg)

**Exception Grades**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **EDGAR Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Credit<br> Final Loan Grade** | **Property<br> Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXX | XXXX | CMLTI 2025-RP4-2325 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1847 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1847 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Missing | RESPA: Initial GFE not provided to Borrower(s). |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1849 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1849 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1626 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1626 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1626 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1219 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2103 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2103 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2103 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2103 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2306 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2193 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2193 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2223 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1126 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material | Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1126 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1126 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1126 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $175,177.49 is underdisclosed from calculated Finance Charge of $175,503.46 in the amount of $325.97. | TIL Itemization disclosed prepaid interest in the amount $24.20. Title Company Closing Statement reflects a charge of $750.20. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2024 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2024 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2024 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2024 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $274,497.91 is underdisclosed from calculated Finance Charge of $274,837.71 in the amount of $339.80. | Final TIL itemization did not disclose the email fee of $55, notice of settlement fee of $60 and title courier fee of $75 as prepaid finance charges. Itemization disclosed the attorney fee as $750 whereas the HUD disclosed as $900. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1982 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1982 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1982 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1982 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1947 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1947 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1947 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1947 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1062 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1062 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1062 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1062 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1062 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2107 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified) | Minnesota Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement) | Minnesota Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Test | Minnesota Residential Mortgage Originator and Servicer Licensing Act: Unable to determine if mortgage loan provides a tangible net benefit to the borrower due to missing prior loan information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $191,088.74 is underdisclosed from calculated Finance Charge of $191,134.72 in the amount of $45.98. | TIL itemization did not disclose a subordination recording fee of $46 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1401 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1401 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1401 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1401 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1401 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1535 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1535 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Ability to Repay not Verified) | Ohio Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1535 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1535 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided) | Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1681 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Nevada Home Loan (Ability to Repay not Verified) | Nevada Home Loan: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1074 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1074 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1184 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1184 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2007 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1458 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1458 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1991 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1991 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1991 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1991 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1644 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1644 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2027 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1389 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1389 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1389 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2085 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2085 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2085 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2085 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2085 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1811 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1811 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1181 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2622 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2622 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1153 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1918 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1918 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1918 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1278 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1278 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2023 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1261 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1261 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1623 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1331 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1331 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1735 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2355 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2629 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2629 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2629 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be Final but is not signed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1975 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1518 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1518 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1518 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1518 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1497 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1097 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1097 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1097 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2619 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | Unable to test Affiliated Business Disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2619 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1106 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1106 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2340 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2340 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2340 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2340 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2340 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2298 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2298 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1924 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1924 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $190,393.14 is underdisclosed from calculated Finance Charge of $190,630.46 in the amount of $237.32. | TIL itemization did not disclose the affidavit recording fee of $18, title courier fee of $43.15 as prepaid finance charges. TIL itemization disclose the settlement fee as $150 whereas the HUD disclosed as $350, prepaid interest on HUD in the amount of $50.79, whereas the itemization disclosed as $76.19. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1924 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2199 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL APR Under/Over Disclosed By Greater Than 0.125% | Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.125% tolerance. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2199 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $442,115.54 is underdisclosed from calculated Finance Charge of $460,189.02 in the amount of $18,073.48. | Lender did not include the MI in the final TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1689 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1689 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1689 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1130 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1130 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1061 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1061 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1061 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $90,288.89 is underdisclosed from calculated Finance Charge of $90,448.89 in the amount of $160.00. | TIL itemization did not disclose a processing fee of $375 or a courier fee of $15 as prepaid finance charge.; over disclosures settlement fee $200; under discloses tax service fee $20 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1061 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1061 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2364 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $385,026.05 is underdisclosed from calculated Finance Charge of $385,076.92 in the amount of $50.87. | Final TIL itemization did not disclose the subordination recording fee of $52.25 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1734 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Missing Information to Determine Origination Channel | Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Missing | RESPA: Initial GFE not provided to Borrower(s). |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Nebraska Mortgage Bankers Registration and Licensing Act (Impermissible Fees on Refinance) | Unable to test refinance due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1556 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1556 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1556 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1168 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1168 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1168 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1168 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1652 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1652 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $137,378.32 is underdisclosed from calculated Finance Charge of $137,438.35 in the amount of $60.03. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1652 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1652 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) With Cure | RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1652 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) With Cure | RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2552 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1554 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1554 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided) | Idaho Residential Mortgage Practices Act: Rate Lock-In/Float Disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2093 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2093 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2294 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2294 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2294 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2294 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2294 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2294 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2538 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1252 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1252 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is<br> not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1252 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1566 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1566 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $256,101.92 is underdisclosed from calculated Finance Charge of $256,197.92 in the amount of $96.00. | Unable to determine due to missing final TIL Itemization |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1566 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Cure for 0% tolerance Provided Outside of 30 Days. | RESPA (2010): Final HUD-1 cure for 0% tolerance violation provided outside of 30 days. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1566 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) With Cure | RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1566 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) With Cure | RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2445 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2445 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation | Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1311 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1311 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1311 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided) | Colorado Consumer Credit Code: Borrower not provided First Lien Refinance Notice. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2175 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2175 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2175 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2175 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2175 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2175 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2418 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2418 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2580 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2539 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $149,129.35 is underdisclosed from calculated Finance Charge of $149,440.12 in the amount of $310.77. | Itemization did not include the $311.10 in Prepaid Interest as a finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2411 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2411 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $74,338.12 is underdisclosed from calculated Finance Charge of $74,431.55 in the amount of $93.43. | TIL Itemization did not disclose prepaid interest of $90.55 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2411 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2342 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2342 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2342 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1410 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1410 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2413 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2413 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2413 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2413 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2413 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2413 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2598 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2598 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2598 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1631 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1631 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1631 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1207 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1207 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1136 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1047 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2178 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2178 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2233 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1507 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1507 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1507 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1507 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1507 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1507 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1395 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1501 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1501 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1501 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided) | Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2314 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2314 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2314 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2551 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2545 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1238 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1238 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $358,459.70 is underdisclosed from calculated Finance Charge of $359,453.61 in the amount of $993.91. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2245 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2245 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1469 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1462 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2565 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Missing Information to Determine Origination Channel | Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2546 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1597 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1597 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File | Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1597 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1471 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1471 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2301 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2301 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2301 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1468 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2576 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $202,918.59 is underdisclosed from calculated Finance Charge of $203,293.58 in the amount of $374.99. | TIL itemization did not disclose an Underwriting fee of $375 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1233 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2316 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2316 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2316 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2549 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1736 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1736 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Not Provided Timely | RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1736 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1736 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate | Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1736 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2065 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2065 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2065 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $193,415.38 is underdisclosed from calculated Finance Charge of $193,495.40 in the amount of $80.02. | TIL Itemization did not include an e-doc fee of $25 or a title courier fee of $65 as prepaid finance charges |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2236 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2236 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2236 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2236 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed or dated by borrower |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2236 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1610 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1610 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2230 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2230 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2230 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File | Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2230 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2230 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1532 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1532 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1532 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2618 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2618 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2618 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2618 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2285 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2285 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1549 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1549 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1549 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1549 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1927 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1927 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $103,885.30 is underdisclosed from calculated Finance Charge of $103,960.40 in the amount of $75.10. | TIL itemization did not disclose courier fee of $70 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1927 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1577 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) Without Cure | RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1577 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) Without Cure | RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1577 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final GFE Inaccurate | RESPA (2010): Loan Amount on Final GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1577 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1580 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1580 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2631 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2631 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2631 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | Unable to test Affiliated Business Disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2631 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2631 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2631 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2399 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1025 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1025 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1025 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1025 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1025 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1025 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1578 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1381 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1006 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1006 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1006 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1144 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1144 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1144 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $244,581.77 is underdisclosed from calculated Finance Charge of $244,682.40 in the amount of $100.63. | TIL itemization does not disclose an estimated courier fee of $50.00 as a prepaid finance charge. The itemization discloses a prepaid interest fee of $69.32, the fee oper HUD is $103.97 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed or initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2053 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2053 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1654 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1654 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $44,284.25 is underdisclosed from calculated Finance Charge of $44,350.04 in the amount of $65.79. | Under disclosure appears to be fee related. Itemization of amount financed did not disclose XXXX State Sales tax $65.79 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2628 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2628 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2628 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $290,877.42 is underdisclosed from calculated Finance Charge of $291,148.49 in the amount of $271.07. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2628 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2628 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2628 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2123 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2123 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material | Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2123 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2123 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2123 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2066 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2066 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2266 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2266 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2266 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Ability to Repay not Verified) | Ohio Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2266 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely) | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2266 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis) | Ohio Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - First Change Date on Final HUD-1 Inaccurate | RESPA (2010): First Change Date on Final HUD-1 does not match First Change Date on Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1563 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1357 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1357 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1357 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1357 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2211 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2211 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2211 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2604 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2604 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2254 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2254 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2347 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2347 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2347 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1503 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1503 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1503 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided) | Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1503 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1618 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1618 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1618 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1781 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1781 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1781 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2278 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Nevada Home Loan (Ability to Repay not Verified) | Nevada Home Loan: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1335 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1335 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $250,575.93 is underdisclosed from calculated Finance Charge of $251,206.78 in the amount of $630.85. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2082 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2331 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2331 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2331 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2331 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1643 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1643 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1790 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) Without Cure | RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1790 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate | RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1790 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1790 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1315 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1315 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1203 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1203 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1203 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or not date but is not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2553 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $122,270.88 is underdisclosed from calculated Finance Charge of $123,081.38 in the amount of $810.50. | Unable to determine underdisclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1235 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $124,728.36 is underdisclosed from calculated Finance Charge of $124,980.55 in the amount of $252.19. | TIL itemization did not disclose the courier fee of $90 or the recording service fee of $162 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2292 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2292 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2174 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2174 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1193 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Construction-Permanent | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1193 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Construction-Permanent | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1193 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Construction-Permanent | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1193 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Construction-Permanent | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1258 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1258 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan) | Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" date on the Final TIL does not match the date on which the first regular periodic payment will be due and the earliest date on which that rate may apply. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Provide consumer with a Letter of Explanation, a corrected TIL Disclosure and proof of delivery. B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Interest Rate Inaccurate | Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" interest rate on the Final TIL does not match the maximum interest rate that may apply during the first five (5) years of the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years P&I Inaccurate | Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" P&I payment on the Final TIL does not match the maximum principal and interest payment on the loan during the first five (5) years of the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" total payment amount (PITI) on the Final TIL does not match the maximum total payment on the loan during the first five (5) years for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Change Date Inaccurate | Truth in Lending Act (MDIA 2011): The "Maximum Ever" date on the Final TIL does not match the earliest date on which the maximum rate may apply. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2140 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2140 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2140 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2140 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1024 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1024 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1024 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1024 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1024 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1024 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1024 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date <br> but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1139 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1139 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1139 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1139 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $134,367.66 is underdisclosed from calculated Finance Charge of $135,111.85 in the amount of $744.19. | The Lender's TIL reflects MI dropping off after 79 months, however, the audited TIL indicates MI should drop off after 96 months. Also, Lender's TIL is calculating MI @XX/mo as opposed to $XX/mo as per the Final 1003 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1267 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1267 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | Unable to test Affiliated Business Disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1267 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1798 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1798 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $275,889.44 is underdisclosed from calculated Finance Charge of $276,078.64 in the amount of $189.20. | TIL itemization did not disclose the email fee of $50, flood cert fee of $8.50, release tracking fee of $30, tax service fee of $72 and title courier fee of $50 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2441 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2441 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate | RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2441 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Missing | Unable to determine if the borrower received a list of service providers due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2441 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2441 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2441 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate | Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2441 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1152 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1152 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1152 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1152 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2117 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2117 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $141,291.97 is underdisclosed from calculated Finance Charge of $142,624.88 in the amount of $1,332.91. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2117 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1275 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1937 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2101 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2101 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2101 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2101 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2406 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2406 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $113,092.68 is underdisclosed from calculated Finance Charge of $113,277.29 in the amount of $184.61. | Under disclosure due to lender did not include $3.00 initial flood fee as a prepaid finance charge. All other fees match itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2241 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2241 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1246 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | Unable to determine FACTA Credit Score Disclosure was provided due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1246 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1246 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1246 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1246 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1185 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2600 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $34,965.67 is underdisclosed from calculated Finance Charge of $35,177.67 in the amount of $212.00. | Under disclosure is due to the lender not including the subordination recording fee of $200 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1419 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1419 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1419 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $171,938.40 is underdisclosed from calculated Finance Charge of $172,102.45 in the amount of $164.05. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2585 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2585 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1018 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1018 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1018 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1040 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1040 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1040 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1040 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1040 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1040 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2025 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2025 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2025 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2025 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2025 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2025 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2204 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2204 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Late Charge | Wisconsin Late Charge Grace Period Testing > $25,000 | Wisconsin Late Charge: Note grace period of 10 days is less than the state minimum of 15 days. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2204 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $209,126.27 is underdisclosed from calculated Finance Charge of $209,420.19 in the amount of $293.92. | The itemization of amount financed did not include the closing fee of $250 and courier fee of $45 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2013 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2013 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2376 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2376 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $444,035.02 is underdisclosed from calculated Finance Charge of $444,100.00 in the amount of $64.98. | TIL itemization did not disclose a subordination recording fee of $65.00 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2376 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1963 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1963 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1963 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1963 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1963 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1686 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1686 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1101 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1101 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Alabama Prepayment Penalty | Alabama Prepayment Penalty: A prepayment penalty is not permitted under the Consumer Credit Act. Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1101 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1999 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1999 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2599 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Late Charge | North Carolina First Lien Late Charge Percent Testing | North Carolina Late Charge: Note late charge percent of XX.XX% exceeds the state maximum of 4%. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2599 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2402 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2402 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2402 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1022 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1022 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2005 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2005 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2005 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1412 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely) | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1412 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1412 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1229 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1229 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1229 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1229 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1653 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1653 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1613 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1221 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1533 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1533 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1533 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1533 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1533 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2244 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2244 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2244 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2362 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | Unable to test Affiliated Business Disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2362 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1465 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1465 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1741 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1691 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1691 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1691 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1691 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $95,416.62 is underdisclosed from calculated Finance Charge of $95,516.56 in the amount of $99.94. | TIL itemization did not disclose an document signing fee of $100 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1691 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $60,296.75 is underdisclosed from calculated Finance Charge of $60,546.92 in the amount of $250.17. | Unable to determine under disclosure due to original missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Federal LO Compensation Dual Compensation Pre-Dodd Frank Test | Loan Originator Compensation: Dual compensation received from both a consumer and person other than consumer. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance With Cure | RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation | Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL APR Under/Over Disclosed By Greater Than 0.125% | Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.125% tolerance. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $113,146.72 is underdisclosed from calculated Finance Charge of $115,082.81 in the amount of $1,936.09. | Unable to determine reason for under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1059 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1059 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1059 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Ohio Prepayment Penalty | Ohio Prepayment Penalty: Maximum calculated prepay of $XXX exceeds the state maximum of 1% of the original balance ($XXX). Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1059 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1059 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1059 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2544 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2428 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2428 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2428 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2428 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2428 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1091 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1091 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1091 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1091 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1091 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1091 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1659 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1495 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1495 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1495 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation | Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1662 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1110 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1813 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1813 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Missing | RESPA (2010): Borrower not provided with list of service providers. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1606 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1606 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $177,700.75 is underdisclosed from calculated Finance Charge of $177,759.75 in the amount of $59.00. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1479 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Missing | RESPA: Initial GFE not provided to Borrower(s). |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1037 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1037 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Ohio Standard Prepayment Penalty SMLA | Ohio Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants) Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1037 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2329 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Texas 50(a)(6) Security Instrument Provided on a TX Non-Home Equity Loan | Texas Home Equity 50(a)(6) Security Instrument provided on a transaction determined not to be eligible for Texas Equity 50(a)(6). Potential contractual issue |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2329 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1490 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | Unable to test Affiliated Business Disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1490 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1490 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1789 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1789 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1789 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1334 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1334 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1334 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1334 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2363 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1567 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1411 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1411 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1411 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1411 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1411 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1411 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2251 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $239,297.28 is underdisclosed from calculated Finance Charge of $239,447.32 in the amount of $150.04. | TIL itemization did not disclose the funding fee of $75 and courier fee of $75 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2371 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2371 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) Without Cure | RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2371 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) Without Cure | RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2371 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) Without Cure | RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2303 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2303 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2303 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1719 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2447 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2449 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2449 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2448 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1119 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1119 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1119 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1119 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1209 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2319 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2319 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2319 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2444 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Unable to determine due to missing initial application date |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Compliance Determined Application Date | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX. The source for this date is . |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2430 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information) | Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1615 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1615 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1615 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1661 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1661 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1713 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1713 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1713 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1713 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $243,113.40 is underdisclosed from calculated Finance Charge of $243,739.02 in the amount of $625.62. | Unable to determine under disclosure. HUD lists a credit of $1710.62 that is not itemized therefore excluded. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1713 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1026 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1026 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1026 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $166,645.81 is underdisclosed from calculated Finance Charge of $166,704.35 in the amount of $58.54. | Unable to determine the under disclosure due to TIL itemization disclosing Closing/escrow fee as a lump sum. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1456 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1456 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1456 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower at the time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1642 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2409 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2409 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2409 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $20,822.63 is underdisclosed from calculated Finance Charge of $21,025.63 in the amount of $203.00. | Under disclosure due to TIL did not disclose an origination fee in the amount of $275.00 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2090 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1607 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1607 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement) | Minnesota Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1607 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation | Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1607 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 801) With Cure | RESPA (2010): 0% tolerance violation for 801 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1607 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) With Cure | RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2167 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1174 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1174 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1174 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1174 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $219,614.51 is underdisclosed from calculated Finance Charge of $219,789.51 in the amount of $175.00. | TIL Itemization did not disclose $100.00 Attendance Fee and $75.00 Subordination Fee as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2384 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2384 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower at the time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2384 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower at the time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2384 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2213 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2213 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2213 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2213 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1839 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $292,847.02 is underdisclosed from calculated Finance Charge of $292,937.02 in the amount of $90.00. | TIL itemization did not disclose an E doc fee of $40, a recording service fee of $50, a release tracking fee of $70, a title courier fee of $75, an underwriting fee of $50, or a wire fee of $50, and over disclosed a document preparation fee of $345 as prepaid finance charges. TIL Itemization only disclosed attorney's fees in the amount of $375, and final HUD reflects $475. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1839 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2022 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1838 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1838 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1135 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1135 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1135 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1135 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $141,603.63 is underdisclosed from calculated Finance Charge of $141,764.81 in the amount of $161.18. | Unable to determine cause of under disclosure due to missing itemization of amount financed |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1127 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2198 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2198 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | Unable to test Affiliated Business Disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2198 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2373 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2373 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2373 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2373 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2373 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2373 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2202 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1176 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1176 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1557 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date<br> but is not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1557 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1557 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1557 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date<br> but is not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1488 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $214,567.06 is underdisclosed from calculated Finance Charge of $214,642.06 in the amount of $75.00. | TIL Itemization did not disclose the release tracking fee of $75 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1488 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1797 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1797 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1797 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1797 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2336 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2214 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2214 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2214 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely) | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2214 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2214 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2166 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2166 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1697 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1697 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1697 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1697 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1697 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1509 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1509 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1096 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1096 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1096 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1096 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1096 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1096 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1444 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1444 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1444 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1444 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1698 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Second Home | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1421 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1421 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1421 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1281 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1281 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2112 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1305 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1305 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1305 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1487 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1265 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1265 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1265 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1265 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1265 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1265 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1405 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1405 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2559 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2615 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Late Charge | New York Late Charge Percent Testing | New York Late Charge: Note late charge percent of XX.XX% exceeds the state maximum of 2%. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2615 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $267,561.04 is underdisclosed from calculated Finance Charge of $268,234.35 in the amount of $673.31. | TIL itemization did not disclose an additional attorney fee of $430.00, a title pick-up fee of $150.00, additional prepaid interest of $38.00 and a courier fee of $55.00 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1137 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1137 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1146 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material | Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1146 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1146 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1146 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1146 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1972 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1972 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1972 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1972 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1972 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1029 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1029 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2589 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $153,438.61 is underdisclosed from calculated Finance Charge of $153,796.61 in the amount of $358.00. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1475 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1250 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2063 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2031 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2031 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2031 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2031 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2031 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2031 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $191,121.63 is underdisclosed from calculated Finance Charge of $191,216.97 in the amount of $95.34. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2401 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2401 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $138,496.69 is underdisclosed from calculated Finance Charge of $138,606.19 in the amount of $109.50. | Itemization does not disclosure credit report fee of $35 and mortgage recording fee of $84 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1159 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material | Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1159 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1368 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1430 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1430 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1430 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2288 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2288 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2288 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) Without Cure | RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) With Cure | RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) With Cure | RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1375 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1375 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1375 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1375 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1375 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $158,688.23 is underdisclosed from calculated Finance Charge of $159,653.73 in the amount of $965.50. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate | Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $266,810.78 is underdisclosed from calculated Finance Charge of $267,379.51 in the amount of $568.73. | Unable to determine under disclosure. HUD contains a credit in the amount $1378.73 that is not itemized therefore excluded. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1932 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1932 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $127,548.79 is underdisclosed from calculated Finance Charge of $127,999.11 in the amount of $450.32. | TIL Itemization did not disclose an Attorney Fee of $375 and a Title Courier Fee of $75 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1142 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2415 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2415 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final GFE Inaccurate | RESPA (2010): Loan Amount on Final GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2415 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2297 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2297 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2297 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2297 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2297 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1515 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File | Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1515 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1515 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2154 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2154 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2154 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2259 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1071 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1071 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2383 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1616 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1077 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2264 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2264 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2607 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2607 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2289 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2289 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $324,786.10 is underdisclosed from calculated Finance Charge of $325,061.10 in the amount of $275.00. | TIL itemization did not disclose a settlement fee of $200, title courier fee of $25, and wire fee of $50 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1537 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided) | Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1537 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $219,816.93 is underdisclosed from calculated Finance Charge of $219,851.96 in the amount of $35.03. | Unable to determine under disclosure due to missing Itemization of Amount Financed |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1201 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1201 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1787 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1787 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1787 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2543 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2543 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2543 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2543 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2543 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2543 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2274 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2274 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2274 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2274 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1239 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1702 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1802 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $155,943.11 is underdisclosed from calculated Finance Charge of $156,053.11 in the amount of $110.00. | TIL itemization did not disclose a Settlement fee of $110 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2010 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2010 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2010 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2010 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2419 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) Without Cure | RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2419 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2419 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2419 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2419 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $37,227.67 is underdisclosed from calculated Finance Charge of $37,292.55 in the amount of $64.88. | The itemization of amount financed did not include the prepaid interest of $61.88 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1807 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $271,680.41 is underdisclosed from calculated Finance Charge of $271,720.43 in the amount of $40.02. | TIL Itemization did not disclose $40.00 Courier Fee as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2318 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2326 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1930 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1481 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1481 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $287,729.88 is underdisclosed from calculated Finance Charge of $287,864.43 in the amount of $134.55. | The Lender's Final TIL shows MI in force for 53 months, however based on the loan amount and appraisal value MI would be in force for 58 months. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1481 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1502 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | Unable to test Affiliated Business Disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1502 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2569 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2569 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1160 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1160 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1160 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $303,462.07 is underdisclosed from calculated Finance Charge of $303,732.74 in the amount of $270.67. | Unable to determine under disclosure due to missing final TIL Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1318 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1318 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1648 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1648 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided) | Colorado Consumer Credit Code: Borrower not provided First Lien Refinance Notice. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1648 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1008 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1008 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1008 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1244 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1244 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1424 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material | Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1424 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2435 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Georgia Home Loan (Arbitration Clause) | Georgia Home Loan: Mortgage loan contains an unfair or oppressive arbitration clause. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1428 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1428 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1428 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2108 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1396 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2390 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $70,387.59 is underdisclosed from calculated Finance Charge of $70,497.59 in the amount of $110.00. | TIL Itemization did not disclose the CPL fee of $25, Edoc fee of $50, Recording service fee of $5 or Courier service fees pf $11.40 & $18.60 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2390 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1594 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1594 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | Unable to test GFE Estimate Available Through Date due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1594 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1594 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1492 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2250 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2250 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1796 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material | Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1796 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1796 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1796 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1796 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1796 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1060 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1060 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1440 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1440 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $365,624.10 is underdisclosed from calculated Finance Charge of $366,773.40 in the amount of $1,149.30. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1440 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1440 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1241 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1241 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Not Provided Timely | RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2076 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2076 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1451 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1451 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1451 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2116 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2116 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2574 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $104,727.42 is underdisclosed from calculated Finance Charge of $104,874.07 in the amount of $146.65. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1314 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1314 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1314 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2212 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2212 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2212 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2212 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $205,229.83 is underdisclosed from calculated Finance Charge of $205,530.11 in the amount of $300.28. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1245 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1245 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1245 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1245 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1245 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1085 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1085 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1085 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1085 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1085 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1085 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1414 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1919 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1919 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1351 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1076 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2541 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2541 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1402 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1402 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1402 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2017 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2017 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2017 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1082 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1082 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $141,425.05 is underdisclosed from calculated Finance Charge of $141,484.51 in the amount of $59.46. | TIL Itemization disclosed Prepaid Interest of $118.38 and a Courier Fee of $20 and Final HUD reflects $157.84 and $40 respectively. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1082 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2630 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2630 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2630 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2630 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2630 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2182 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2182 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2182 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1257 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1538 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1538 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1538 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1538 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity in Occupancy - Not High Cost and Not Higher Priced | The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Second Home). |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1367 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1067 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1067 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2601 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1019 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1019 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1019 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1019 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1019 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2265 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2265 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2265 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1107 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1107 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1107 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1987 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1987 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $290,780.83 is underdisclosed from calculated Finance Charge of $291,050.32 in the amount of $269.49. | TIL itemization did not disclose an application fee $195 and a courier $75 as prepaid finances charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1987 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1955 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1955 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1955 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1955 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1955 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1955 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1740 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File | Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1740 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $132,758.53 is underdisclosed from calculated Finance Charge of $132,833.53 in the amount of $75.00. | TIL itemization did not disclose a Subordination recording fee of $75 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1740 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2180 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2180 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1583 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1583 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1070 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1070 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1070 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1070 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1363 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1363 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1363 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1363 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2132 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2132 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1617 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1617 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1617 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1617 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1617 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1617 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Late Charge | Massachusetts Late Charge Percent Testing | Massachusetts Late Charge: Note late charge percent of XX.XX% exceeds the state maximum of 3%. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2591 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1205 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1001 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1993 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1993 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1993 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2177 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2177 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2177 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2177 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided) | Idaho Residential Mortgage Practices Act: Rate Lock-In/Float Disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2177 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Missing | RESPA (2010): Borrower not provided with list of service providers. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Missing | RESPA: Initial GFE not provided to Borrower(s). |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1679 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1679 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1679 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $134,761.29 is underdisclosed from calculated Finance Charge of $134,818.29 in the amount of $57.00. | TIL Itemization did not disclose the $57.00 Subordination Recording fee as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1619 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Missing | RESPA (2010): Borrower not provided with list of service providers. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1619 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1300 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1300 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1300 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1300 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is<br> not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2276 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2276 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2100 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File | Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1701 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1701 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) With Cure | RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1701 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) With Cure | RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2343 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2009 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2009 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1441 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1441 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed or initialed by the borrower |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1054 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1054 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1786 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1786 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1786 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1786 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1519 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1519 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1519 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1519 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2268 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 801) Without Cure | RESPA (2010): 0% tolerance violation for 801 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Interest Rate on GFE Inaccurate | RESPA (2010): Interest Rate on GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final GFE Inaccurate | RESPA (2010): Loan Amount on Final GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate | RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1290 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1290 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2427 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Ability to Repay Not Verified | Maryland SB270: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2427 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1196 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1196 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $195,886.26 is underdisclosed from calculated Finance Charge of $197,384.26 in the amount of $1,498.00. | TIL itemization did not disclose Hazard Insurance of $1513 and $12 Deed recording fee as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2037 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2037 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2037 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2037 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2037 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement however form is not dated. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1255 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1255 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1620 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1620 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1620 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2360 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2360 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $160,870.13 is underdisclosed from calculated Finance Charge of $160,926.13 in the amount of $56.00. | TIL Itemization did not include a subordination recording fee of $56. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1496 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1117 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1117 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1117 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1117 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1404 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1404 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1352 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1352 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1599 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided) | Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2592 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2592 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1150 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1150 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1150 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $105,204.26 is underdisclosed from calculated Finance Charge of $105,314.16 in the amount of $109.90. | TIL itemization did not disclose a tax cert fee of $64.95: assignment fee of $44.95:: as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1804 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1804 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $309,645.06 is underdisclosed from calculated Finance Charge of $309,694.95 in the amount of $49.89. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1804 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2052 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1478 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1478 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1928 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1928 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1017 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1017 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1017 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1017 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1017 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1017 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1017 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2071 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2071 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Prior to Closing Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1180 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1180 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $206,010.02 is underdisclosed from calculated Finance Charge of $206,496.88 in the amount of $486.86. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1180 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1180 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1683 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1683 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1809 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1809 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1809 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1809 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1809 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2392 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2392 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1069 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1069 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1069 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1069 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1200 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1200 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1200 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1200 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1500 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1780 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2338 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1609 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1630 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1089 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1089 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1089 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1089 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1089 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1926 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1253 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1253 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1253 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | RTC has scrivners error on expiration date, Document dated XX/XX/XXXX with expiration date of XX/XX/XXXX |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1299 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1066 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1066 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1066 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1066 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $199,151.39 is underdisclosed from calculated Finance Charge of $199,308.26 in the amount of $156.87. | Unable to determine under disclosure due to missing Itemization Of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1818 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1818 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1818 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) Without Cure | RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1818 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1818 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2275 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2256 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2256 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2161 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2161 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1539 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1539 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1539 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1673 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1673 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2548 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2548 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2548 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2246 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1961 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1961 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2423 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2423 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $187,575.59 is underdisclosed from calculated Finance Charge of $188,042.05 in the amount of $466.46. | TIL itemization did not disclose a loan an origination fee of $655.00: a flood cert fee was charged $3.90 however the itemization disclosed $.90 , and interim interest charge of $98.73 was charged however the final HUD shows this charge to be %562.00 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2423 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1005 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1005 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1247 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1247 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1247 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | California Prepayment Penalty | California Prepayment Penalty: Maximum prepay allowed is 6 months interest calculated on 80% of the original balance ($XXX). Loan contracts for maximum calculated prepay of $XXX, which exceeds max allowable. Prepay may be impermissible depending on the lender's license type. Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1247 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Prior to Closing Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1247 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1474 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1474 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1945 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1945 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1945 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1491 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1459 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1459 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1459 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1459 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1459 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1694 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1694 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1943 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2262 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2262 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2262 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2262 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is<br> not dated by borrower so cannot confirm when borrower received the TIL |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1266 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2535 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1308 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1308 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2252 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2252 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2179 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2179 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2179 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2578 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $205,274.79 is underdisclosed from calculated Finance Charge of $205,649.79 in the amount of $375.00. | Unable to determine under disclosure due to missing Itemization of Amount Financed |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1985 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1985 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1611 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1611 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2624 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2624 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1667 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1595 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1595 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1595 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1595 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1482 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1482 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1482 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1482 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1482 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1256 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1256 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1256 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1256 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1747 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1747 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1747 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided) | Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1747 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1747 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2150 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1274 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2568 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2568 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2568 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1075 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1075 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1075 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2612 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $216,272.60 is underdisclosed from calculated Finance Charge of $217,080.60 in the amount of $808.00. | TIL itemization did not disclose an Underwriting Fee of $325, a Tax Service fee of $67, an Attorney Fee of $350 or a Courier Fee of $66 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1647 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1647 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1647 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1647 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1647 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1647 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1647 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2561 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2561 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1387 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2353 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2353 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1520 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1520 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1520 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is<br> not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1520 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1349 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1349 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1349 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1349 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1349 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1349 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2070 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2070 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1976 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1976 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1371 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1371 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1371 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1371 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1371 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1383 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2094 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2094 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2346 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1303 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1710 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - P&I Payment Inaccurate | Truth in Lending Act (MDIA 2011): Payment amount on the Final TIL does not match the P&I payment for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1710 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2334 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1177 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1177 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1164 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $122,196.85 is underdisclosed from calculated Finance Charge of $122,515.39 in the amount of $318.54. | TIL itemization did not disclose settlement/closing fees of $350 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2083 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2196 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2196 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2196 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $296,819.07 is underdisclosed from calculated Finance Charge of $297,582.42 in the amount of $763.35. | The TIL itemization disclosed an escrow fee of $250 while the HUD reflects a $1225 charge. Additionally, the TIL itemization disclosed prepaid interest of $846.60 while the HUD reflects a $634.95 charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2196 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1960 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity in Occupancy - Not High Cost and Not Higher Priced | The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1633 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1633 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) With Cure | RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1633 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified) | Minnesota Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1633 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $104,862.46 is underdisclosed from calculated Finance Charge of $104,908.46 in the amount of $46.00. | TIL itemization did not disclose a subordination recording fee of $46 as a prepaid finance charge |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1270 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1270 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2581 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2581 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2581 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2581 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1498 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1498 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1651 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1651 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2282 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1316 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1194 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1194 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1148 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1148 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2261 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2261 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2261 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2261 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1273 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1273 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1273 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1801 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1708 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2536 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1227 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1521 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1521 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1521 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1521 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1521 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1217 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1217 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Prior to Closing Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1199 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1199 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1978 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2133 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $201,727.01 is underdisclosed from calculated Finance Charge of $201,796.30 in the amount of $69.29. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1528 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1528 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Compliant Test | TIL variable rate disclosure: ARM loan program disclosure does not match terms of loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1528 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1528 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1600 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1600 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1600 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1600 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Maryland Ability to Repay Not Verified | Maryland SB270: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate, if applicable. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1948 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1948 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2637 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) Without Cure | RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2637 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2637 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1394 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1092 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1092 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2216 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2555 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2555 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2555 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1114 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Late Charge | New York Late Charge Percent Testing | New York Late Charge: Note late charge percent of XX.XX% exceeds the state maximum of 2%. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1039 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1039 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1499 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2095 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2095 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2442 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2442 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2442 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Home Loan (Ability to Repay not Verified) | Colorado Home Loan (HB1322): Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado MLO Licensing Act - NMLS ID not on 1003 | Colorado Mortgage Loan Originator Licensing Act: Loan originator NMLS identifier is not clearly displayed on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1188 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2134 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2019 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2404 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2404 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2404 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation | Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1427 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2201 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2201 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate | RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2142 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2142 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit) |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2176 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2176 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2176 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2283 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1952 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1172 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2367 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2367 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2367 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2367 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2367 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2209 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2209 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2209 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2209 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2408 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2408 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Not Provided Timely | RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1105 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1105 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2220 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1361 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1361 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1120 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1120 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $254,794.04 is underdisclosed from calculated Finance Charge of $254,854.04 in the amount of $60.00. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1120 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1542 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1542 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1542 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1445 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed or dated by borrower |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1445 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1445 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2396 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2396 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2396 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1844 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1844 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1844 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2341 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2341 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2341 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2191 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2191 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1409 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2092 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2092 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2092 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2092 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $367,797.03 is underdisclosed from calculated Finance Charge of $367,832.28 in the amount of $35.25. | Unable to determine underdisclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1685 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1513 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1513 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1406 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1406 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1406 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Missing | RESPA (2010): Borrower not provided with list of service providers. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Missing | RESPA: Initial GFE not provided to Borrower(s). |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $141,585.95 is underdisclosed from calculated Finance Charge of $141,996.03 in the amount of $410.08. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1682 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1682 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1682 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1682 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $15,201.73 is underdisclosed from calculated Finance Charge of $15,262.73 in the amount of $61.00. | TIL itemization did not disclose a closing protection letter fee of $20 and a subordination fee of $41 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1154 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1154 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1154 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1154 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2572 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2572 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2572 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2572 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2572 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1374 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1374 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1370 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1370 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1510 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2141 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2141 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2163 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2018 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2018 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1841 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1841 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1841 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1629 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $62,141.82 is underdisclosed from calculated Finance Charge of $62,216.82 in the amount of $75.00. | TIL itemization did not disclose the $25 wire fee, $25 title courier fee, or the $25 email fee as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2217 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2135 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2135 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2135 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2135 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $385,911.03 is underdisclosed from calculated Finance Charge of $386,126.03 in the amount of $215.00. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2537 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2345 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2345 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2345 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1516 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Missing Information to Determine Origination Channel | Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Nebraska Mortgage Bankers Registration and Licensing Act (Impermissible Fees on Refinance) | Unable to test refinance due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2111 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2111 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2111 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2111 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2111 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2111 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2586 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2586 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL APR Under/Over Disclosed By Greater Than 0.125% | Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.125% tolerance. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2586 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $151,507.41 is underdisclosed from calculated Finance Charge of $152,757.71 in the amount of $1,250.30. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1343 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1343 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Property Insurance (Property Insurance Exceeds Replacement Value) | Maryland HB649: Property insurance exceeds the replacement value of the property. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1343 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2056 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2056 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2056 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2056 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2056 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1182 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1182 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1182 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1182 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1536 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1536 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1536 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2215 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2215 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2215 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2215 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $452,335.42 is underdisclosed from calculated Finance Charge of $452,760.42 in the amount of $425.00. | Itemization did not disclose the processing fee of $540 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1627 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1423 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2369 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File | Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2369 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1204 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1204 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2042 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2042 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $295,151.19 is underdisclosed from calculated Finance Charge of $295,846.24 in the amount of $695.05. | TIL itemization did not disclose a attorneys fee of $250, a flood certification fee of $20, a release tracking fee of $325, a tax service fee of $85, and a title courier messenger fee of $15 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1390 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2284 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1053 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1053 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1053 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2534 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1917 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1917 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1917 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1917 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1917 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1917 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1917 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2075 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2075 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $237,165.33 is underdisclosed from calculated Finance Charge of $237,624.15 in the amount of $458.82. | Unable to determine under disclosure due to missing Itemization of Amount Financed |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1680 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1680 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1680 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1680 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1680 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1100 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1821 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1821 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1784 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1784 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1784 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1784 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2611 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2611 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2611 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2611 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2611 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2611 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2136 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2136 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2136 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2136 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2136 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2136 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2573 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1322 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2043 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2043 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2043 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2231 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2231 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2231 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1359 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1359 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1942 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1942 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1942 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1942 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1942 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1942 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2621 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1939 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1939 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1939 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1939 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1939 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1939 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1325 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1325 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1325 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $357,254.07 is underdisclosed from calculated Finance Charge of $357,409.12 in the amount of $155.05. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) Without Cure | RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) Without Cure | RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) Without Cure | RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final GFE Inaccurate | RESPA (2010): Loan Amount on Final GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1302 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2219 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2219 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2219 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1645 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1645 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1645 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1645 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1645 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2602 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2602 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2354 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $104,620.41 is underdisclosed from calculated Finance Charge of $104,685.65 in the amount of $65.24. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2240 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2240 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1420 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1562 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) With Cure | RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1562 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) With Cure | RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2317 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2317 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1306 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1306 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1373 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1373 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1373 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2431 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2431 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2431 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1307 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1307 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2001 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2001 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $99,335.36 is underdisclosed from calculated Finance Charge of $99,380.93 in the amount of $45.57. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1954 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL APR Under/Over Disclosed By Greater Than 0.125% | Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.125% tolerance. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1954 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $166,146.98 is underdisclosed from calculated Finance Charge of $169,428.23 in the amount of $3,281.25. | TIL itemization did not disclose a buydown credit of $3305.4 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1555 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1555 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1555 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1555 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1517 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1517 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1332 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2021 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2021 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2021 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2021 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2021 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2021 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1268 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1268 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1268 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Prior to Closing Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1268 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1400 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1400 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1400 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1541 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1541 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1541 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1541 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1337 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1337 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1214 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2582 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2582 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2582 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2582 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2582 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Missing | RESPA: Initial GFE not provided to Borrower(s). |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified) | Minnesota Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement) | Minnesota Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1504 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1973 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1973 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1973 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1973 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1973 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1973 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1435 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1435 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1435 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1435 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1328 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1328 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1016 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1016 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1016 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2086 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2086 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2130 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2130 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2130 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Property Insurance (Property Insurance Exceeds Replacement Value) | Maryland HB649: Property insurance exceeds the replacement value of the property. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2130 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2054 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2054 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2414 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: Interest rate available through date not provided. | - Interest Rate Available Through Date is blank for GFE dated ___. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1584 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1584 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) With Cure | RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1584 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) With Cure | RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1690 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1272 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1923 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1923 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1050 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1050 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1050 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1049 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1049 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2249 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2249 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2249 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2249 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1508 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2286 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Ability to Repay not Verified) | Ohio Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2286 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2286 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1988 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1988 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1967 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1967 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1967 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely) | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1967 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1967 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1590 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1590 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1590 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1590 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1590 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2328 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2328 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1312 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1312 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1312 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1312 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2127 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2127 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2583 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1466 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1466 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1466 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1964 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1964 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1964 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1129 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1129 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1213 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2375 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1348 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1840 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | Unable to determine FACTA Credit Score Disclosure was provided due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1840 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1439 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1439 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | Unable to test Affiliated Business Disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided) | Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1223 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1223 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1223 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2379 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2379 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2379 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1666 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1666 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1666 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1666 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1666 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1933 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1933 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1933 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1933 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1553 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2099 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $102,126.14 is underdisclosed from calculated Finance Charge of $102,238.72 in the amount of $112.58. | TIL Itemization did not disclose the $100 Settlement Fee, the $12.50 Closing Protection Letter Fee, or the $15 Courier Fee in the Prepaid Finance Charges. It did however, disclose a Credit Report Fee $14.90. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2035 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2035 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2035 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $72,543.83 is underdisclosed from calculated Finance Charge of $72,658.09 in the amount of $114.26. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2035 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2575 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2575 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $169,616.54 is underdisclosed from calculated Finance Charge of $170,195.51 in the amount of $578.97. | TIL Itemization did not disclose $21.00 Flood Cert Fee, $83.00 Tax Service Fee, $450.00 Attorney Fee and $25.00 Courier Fee as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2382 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2382 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final GFE Inaccurate | RESPA (2010): Loan Amount on Final GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2382 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2382 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit) |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2382 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $280,299.41 is underdisclosed from calculated Finance Charge of $280,362.41 in the amount of $63.00. | TIL itemization did not disclose a subordination recording fee of $63.00 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1123 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1123 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1123 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1123 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2039 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2039 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2039 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2068 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2617 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1820 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1820 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2310 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2310 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2305 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2067 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2067 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1158 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2248 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2248 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2248 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2248 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2248 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2248 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2248 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1965 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1965 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1965 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1965 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1407 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1407 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1407 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2069 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2069 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1625 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1992 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1992 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1992 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1433 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1433 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 801) Without Cure | RESPA (2010): 0% tolerance violation for 801 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) Without Cure | RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate | RESPA (2010): Loan Amount on Final HUD-1 does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate | RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $96,559.59 is underdisclosed from calculated Finance Charge of $96,634.59 in the amount of $75.00. | Unable to determine due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1568 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1568 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided) | Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2210 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1111 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1111 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1111 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1111 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2157 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2157 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2192 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2192 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2192 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2119 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2119 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1779 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1779 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1779 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1779 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1034 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1034 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1056 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1056 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1157 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1157 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1157 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1692 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1692 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $144,393.37 is underdisclosed from calculated Finance Charge of $144,440.37 in the amount of $47.00. | TIL Itemization did not disclose $27.00 Subordination Recording Fee as a prepaid finance charge. Additionally, TIL Itemization disclosed $535.00 Settlement Fee. HUD reflects a charge of $555.00. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2032 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2032 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2032 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2032 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file is indicated to be final, expected funding date same as disbursement and/or note date. Signature is dated, but cannot confirm when received by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1225 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1225 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1225 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1511 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1511 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1511 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1511 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1511 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1656 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2036 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2036 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2036 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1957 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $143,218.57 is underdisclosed from calculated Finance Charge of $143,668.57 in the amount of $450.00. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1957 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL payment stream is blank. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1259 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1259 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2260 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Ohio Standard Prepayment Penalty SMLA | Ohio Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants) Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1436 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1436 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1436 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1436 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1167 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1167 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1167 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1167 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2366 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1614 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 801) Without Cure | RESPA (2010): 0% tolerance violation for 801 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1614 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1614 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Not Provided Timely | RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1614 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $475,498.71 is underdisclosed from calculated Finance Charge of $475,607.71 in the amount of $109.00. | TIL itemization did not disclose an e-mail fee of $45, a settlement fee of $39 and a notice of settlement fee of $25 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1206 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2293 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2293 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1493 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided) | Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2113 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1674 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1674 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1282 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1282 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1282 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1282 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1282 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1282 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2321 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2321 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1102 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1102 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1189 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1189 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1189 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1189 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2168 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2168 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2152 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2152 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2152 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2152 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2152 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2152 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1703 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1997 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1997 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1228 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $41,914.43 is underdisclosed from calculated Finance Charge of $42,046.93 in the amount of $132.50. | Under disclosure is due to the lender's TIL reflecting MI being in force for 72 months, however based on the loan amount and appraised value the MI would be in force for 82 months. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate | Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $59,656.61 is underdisclosed from calculated Finance Charge of $60,136.61 in the amount of $480.00. | TIL itemization did not disclose an assignment recording fee of $240 and a subordination recording fee of $240 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2570 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2330 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2330 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2330 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2330 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2040 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2040 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2040 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2040 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1431 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1431 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1431 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2165 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $161,509.16 is underdisclosed from calculated Finance Charge of $161,676.44 in the amount of $167.28. | Unable to determine reason for under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2153 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2153 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2153 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2153 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1641 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1641 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $114,993.68 is underdisclosed from calculated Finance Charge of $115,063.68 in the amount of $70.00. | TIL itemization did not disclose the assignment recording fee of $70 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1231 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1714 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1714 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $31,628.88 is underdisclosed from calculated Finance Charge of $32,019.58 in the amount of $390.70. | The itemization of amount financed did not include the service charge of $360 and CPL fee of $30 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2616 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1958 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2041 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2041 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2041 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2547 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2547 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2547 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2287 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2287 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1391 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1391 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $147,845.84 is underdisclosed from calculated Finance Charge of $148,319.61 in the amount of $473.77. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1391 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1461 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1461 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1012 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $74,231.70 is underdisclosed from calculated Finance Charge of $74,395.98 in the amount of $164.28. | Unable to determine cause of under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1012 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2102 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2102 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $120,107.81 is underdisclosed from calculated Finance Charge of $120,207.81 in the amount of $100.00. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1530 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1530 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1530 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Georgia Home Loan (Arbitration Clause) | Georgia Home Loan: Mortgage loan contains an unfair or oppressive arbitration clause. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | Unable to determine HUD Settlement Booklet was provided due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2309 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1486 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1486 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1486 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1486 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1799 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1799 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $411,097.04 is underdisclosed from calculated Finance Charge of $411,690.41 in the amount of $593.37. | Itemization did not disclose the recording service fee of $80, Admin fee of $475 and courier fee of $40 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1806 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1356 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1450 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1450 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2313 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1051 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1505 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1505 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1505 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1700 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1700 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1700 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1700 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1455 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1455 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1455 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1455 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2158 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2158 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1237 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1237 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1237 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1237 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $344,621.03 is underdisclosed from calculated Finance Charge of $344,705.69 in the amount of $84.66. | Unable to determine under disclosure due to missing Itemization of Amount Financed |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1237 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2374 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2374 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2374 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2374 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2374 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate | RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1057 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2139 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2139 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2139 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2139 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $241,223.35 is underdisclosed from calculated Finance Charge of $241,342.35 in the amount of $119.00. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2255 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2255 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TIL APR Tolerance Irregular Transaction | Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.250% tolerance. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $333,758.15 is underdisclosed from calculated Finance Charge of $342,903.24 in the amount of $9,145.09. | Unable to determine cause of under disclosure due to missing amortization schedule. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1212 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity in Occupancy - Not High Cost and Not Higher Priced | The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1133 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $94,619.56 is underdisclosed from calculated Finance Charge of $94,769.08 in the amount of $149.52. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1133 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1133 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1133 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1347 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1122 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1122 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1122 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1122 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1920 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1920 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1920 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1418 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided Timely) | Idaho Residential Mortgage Practices Act: Lock-in Agreement not provided to borrower within three (3) business days of interest rate lock date. | Disclosure is dated XX/XX/XXXX however the rate lock is datedXX/XX/XXXX |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1345 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1345 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2162 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2339 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2339 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2339 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2339 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2339 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2339 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $207,407.13 is underdisclosed from calculated Finance Charge of $207,635.79 in the amount of $228.66. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1711 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1711 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1711 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1711 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate | RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2126 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2126 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2126 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2033 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1399 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1399 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1399 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2003 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2003 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1974 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1974 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1121 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1121 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1121 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1173 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1173 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2104 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2104 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2104 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2104 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2104 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2104 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1350 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1350 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1350 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1350 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1350 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1350 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2227 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2227 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $154,956.19 is underdisclosed from calculated Finance Charge of $155,032.19 in the amount of $76.00. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1052 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1052 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1052 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1569 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1175 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1175 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1175 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1243 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1243 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2542 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $121,596.73 is underdisclosed from calculated Finance Charge of $122,062.23 in the amount of $465.50. | The TIL itemization did not disclose an attorney closing fee of $434, and email/edoc fee of $6.50 and a title courier fee of $25 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Counseling Disclosure Not In File | Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Ability to Repay Not Verified | Maryland SB270: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1843 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1843 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1843 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1843 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1843 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1843 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1843 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis) | Ohio Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2122 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1286 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1286 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $404,747.74 is underdisclosed from calculated Finance Charge of $404,831.91 in the amount of $84.17. | TIL itemization disclosed prepaid interest adjustment in the amount of $1,242.57, however the HUD-1 shows actual prepaid interest charged was $1,301.74. Also itemization did not disclose a closing protection letter charge of $25 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1452 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1452 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1452 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1341 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1151 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1151 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $122,856.35 is underdisclosed from calculated Finance Charge of $122,948.56 in the amount of $92.21. | Unable to determine under disclosure due to missing Itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1151 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2405 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $159,254.56 is underdisclosed from calculated Finance Charge of $162,660.83 in the amount of $3,406.27. | Unable to determine under disclosure due to missing amortization schedule. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1449 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1298 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $581,497.23 is underdisclosed from calculated Finance Charge of $581,557.25 in the amount of $60.02. | Itemization of amount financed fails to disclose Service charge $5.87, Tax cert $39.25, courier $15 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2562 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2327 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1283 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2370 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2370 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1104 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1104 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1104 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Ohio Standard Prepayment Penalty SMLA | Ohio Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants) Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2613 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2125 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2389 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1989 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1989 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1931 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1931 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $238,052.72 is underdisclosed from calculated Finance Charge of $238,243.41 in the amount of $190.69. | Itemization did not disclose a Settlement fee of $100.00 or a Courier fee of $90 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2081 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2081 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2081 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2081 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2081 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2081 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2080 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2080 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2228 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2228 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2228 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2228 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2062 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2062 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2062 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1271 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1271 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1271 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $299,450.40 is underdisclosed from calculated Finance Charge of $299,540.07 in the amount of $89.67. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2439 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2439 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2439 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2232 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2232 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Missing | RESPA: Initial GFE not provided to Borrower(s). |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1593 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1593 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1448 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1448 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1448 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1131 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1131 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1131 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1131 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1131 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $378,736.03 is underdisclosed from calculated Finance Charge of $378,802.49 in the amount of $66.46. | Unable to determine under disclosure due to missing TIL itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1485 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1485 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $178,990.63 is underdisclosed from calculated Finance Charge of $179,837.63 in the amount of $847.00. | TIL itemization did not disclose a Admin fee of $640 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2625 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2300 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2300 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2300 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2307 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2307 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2307 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2315 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1011 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1011 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1011 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1011 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1011 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1011 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2560 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2560 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2560 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material | Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2560 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2560 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2560 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2626 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | Unable to test Affiliated Business Disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2626 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2626 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File | Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2398 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2398 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2002 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1080 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Investment | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1288 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1288 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1288 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1046 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1046 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1046 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1014 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1014 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1014 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1014 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $148,093.79 is underdisclosed from calculated Finance Charge of $148,356.99 in the amount of $263.20. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL. |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity in Occupancy - Not High Cost and Not Higher Priced | The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Second Home). |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2554 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1340 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1696 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1696 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1222 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1222 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1222 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1362 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1951 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1951 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1951 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1951 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1354 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1354 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1327 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1240 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $278,983.01 is underdisclosed from calculated Finance Charge of $279,048.01 in the amount of $65.00. | TIL itemization did not disclose a release tracking fee of $65 as prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1388 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1388 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1388 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1408 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1408 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1408 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1408 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1413 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1413 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1385 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1432 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1432 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1197 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1197 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1197 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1113 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1113 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1087 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1087 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1087 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1087 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1087 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1099 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1099 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1099 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1099 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $103,236.85 is underdisclosed from calculated Finance Charge of $103,286.72 in the amount of $49.87. | TIL itemization did not disclose courier fees for $30.00 and wire fee for $20.00 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1108 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL APR Under/Over Disclosed By Greater Than 0.125% | Truth In Lending Act: Final TIL APR of XX.XX% is underdisclosed from calculated APR of XX.XX% outside of 0.125% tolerance. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1108 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $119,627.10 is underdisclosed from calculated Finance Charge of $120,877.22 in the amount of $1,250.12. | TIL itemization did not disclose an admin fee of $400, an attorney fee of $600, an email fee of $30, a flood certification fee of $34, a MERS fee of $3.95, a courier fee of $60 and a wire fee of $20 as prepaid finance charges |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1031 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1031 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $171,767.60 is underdisclosed from calculated Finance Charge of $171,918.01 in the amount of $150.41. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1429 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1112 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1112 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1138 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1162 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1234 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1232 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1313 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1313 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1313 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1313 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1313 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1183 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $150,784.73 is underdisclosed from calculated Finance Charge of $157,448.09 in the amount of $6,663.36. | Closing instructions indicate the Index used was X.XXX%. The closest Index available in our look-back period is X.XX%. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1262 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Compliant | TIL variable rate disclosure: ARM loan program disclosure does not match terms of loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1321 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1320 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1320 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1295 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1295 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1295 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1291 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1291 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1296 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1317 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1323 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1323 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1301 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1301 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1301 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1301 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1301 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1319 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1319 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1319 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1319 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1319 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1000 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1000 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1000 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1548 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1548 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1548 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate | RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1263 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1263 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1118 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1579 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1579 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1579 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1579 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate | RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1579 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Missing | RESPA (2010): Borrower not provided with list of service providers. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provded. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final GFE Inaccurate | RESPA (2010): Loan Amount on Final GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1655 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1655 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided) | Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1783 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1783 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1783 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1783 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1156 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1156 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1156 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1156 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1251 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1251 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1251 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1251 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1251 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1086 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1086 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1086 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2437 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1023 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1023 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1023 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1023 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1023 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1023 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1023 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2433 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Counseling Disclosure Not In File | Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2433 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Property Insurance (Property Insurance Exceeds Replacement Value) | Maryland HB649: Property insurance exceeds the replacement value of the property. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2433 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided) | Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2433 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Ability to Repay Not Verified | Maryland SB270: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2433 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2407 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2393 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2391 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2391 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Change Date Inaccurate | Truth in Lending Act (MDIA 2011): The "Maximum Ever" date on the Final TIL does not match the earliest date on which the maximum rate may apply. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2391 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Compliant Test | TIL variable rate disclosure: ARM loan program disclosure does not match terms of loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2391 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2391 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $122,506.43 is underdisclosed from calculated Finance Charge of $122,666.46 in the amount of $160.03. | Itemization did not disclose the cpl fee of $75, settlement fee of $260 and wire fee of $10 as prepaid finance charges |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2391 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Incorrect GFE Form Used | RESPA (2010) - Good Faith Estimate not on the proper 2010 GFE form. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final GFE Inaccurate | RESPA (2010): Loan Amount on Final GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Not Provided Timely | RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate | RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2386 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2386 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2381 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2381 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2385 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2385 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2368 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2368 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate | Unable to determine if the HUD-1 column on page 3 of the Final HUD-1 is accurate as compared to the charges on page 2 of the disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate | Unable to determine if the Final HUD-1 indicates the loan contains an escrow payment due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Interest Rate on Final HUD-1 Inaccurate | Unable to determine if the Final HUD-1 reflects the actual interest rate due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate | Unable to determine if the Final HUD-1 reflects the actual Loan Amount due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Term on Final HUD-1 Inaccurate | Unable to determine if the Final HUD-1 reflects the actual Loan Term due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate | Unable to determine if the Final HUD-1 reflects the actual payment due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Incorrect HUD-1 Form Used | RESPA (2010) - Final HUD-1 Settlement Statement is not on the proper 2010 form. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Missing | RESPA (2010): Borrower not provided with list of service providers. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Missing | RESPA: Initial GFE not provided to Borrower(s). |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2359 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2358 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2356 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2349 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2349 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2349 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2348 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2344 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2344 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2323 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2323 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2323 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Compliant Test | TIL variable rate disclosure: ARM loan program disclosure does not match terms of loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2323 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2323 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2323 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2332 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2308 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2308 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2308 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2632 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2632 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2632 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2302 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2302 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2311 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2295 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2281 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2272 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2272 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2258 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2258 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2258 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $266,509.06 is underdisclosed from calculated Finance Charge of $266,583.77 in the amount of $74.71. | Under disclosure due to lender did not include $100 release tracking fee as a prepaid finance charge but they did include the $25 notary fee. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2271 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2271 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2271 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2247 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2247 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2267 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2239 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2239 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2237 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2235 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2235 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2235 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2238 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2238 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2225 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | Unable to determine FACTA Credit Score Disclosure was provided due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2225 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2195 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2195 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2207 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2200 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2190 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2194 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2187 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2181 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2189 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2189 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2172 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2160 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2160 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2160 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2160 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2170 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2170 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2159 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2159 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2145 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2145 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2145 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2145 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely) | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2145 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2149 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2149 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2149 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2131 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2137 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2137 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2138 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2138 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2129 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2129 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2120 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2120 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2114 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $140,160.71 is underdisclosed from calculated Finance Charge of $140,310.63 in the amount of $149.92. | TIL Itemization only disclosed settlement charges in the amount of $450 and final HUD reflects $495. And TIL itemization did not disclose a courier fee of $70 or a wire fee of $30 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2106 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2088 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2097 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2097 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2097 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2097 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2097 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2105 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2105 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2105 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2105 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2087 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2084 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2084 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Late Charge | North Carolina First Lien Late Charge Percent Testing | North Carolina Late Charge: Note late charge percent of XX.XX% exceeds the state maximum of 4%. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2078 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2060 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2059 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2030 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2030 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2030 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2030 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2026 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2026 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2026 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2026 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2026 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2045 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity in Occupancy - Not High Cost and Not Higher Priced | The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2020 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2020 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2020 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Prior to Closing Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2020 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2020 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $157,562.66 is underdisclosed from calculated Finance Charge of $159,711.32 in the amount of $2,148.66. | Under disclosure is due to payment stream based on an index. As indicated on the Rate Lock, the original index value used by the lender was X.XXX%. The lowest index value available based on note terms is XX.XX%. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2077 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Compliant Test | TIL variable rate disclosure: ARM loan program disclosure does not match terms of loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Prior to Closing Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Prior to Closing Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2008 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2008 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1998 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1998 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1998 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $327,565.00 is underdisclosed from calculated Finance Charge of $328,124.20 in the amount of $559.20. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1998 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2320 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1990 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1980 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1980 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1977 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1977 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1977 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1977 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1986 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1986 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1986 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1986 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1970 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $204,937.05 is underdisclosed from calculated Finance Charge of $205,084.63 in the amount of $147.58. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1968 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1968 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1968 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1966 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1966 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1966 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1950 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1934 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1934 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1934 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1934 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1940 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $260,867.92 is underdisclosed from calculated Finance Charge of $261,138.40 in the amount of $270.48. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1929 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1929 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1929 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1925 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1925 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1925 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1042 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1042 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1042 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1922 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1922 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $99,559.12 is underdisclosed from calculated Finance Charge of $99,974.79 in the amount of $415.67. | TIL Itemization did not disclose prepaid interest in the amount of $366.80, a title courier fee of $40, and a wire fee of $9, as prepaid finance charges as reflected on the hud. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1038 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1038 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1030 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1032 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1032 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1032 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1041 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $283,503.24 is underdisclosed from calculated Finance Charge of $283,656.48 in the amount of $153.24. | TIL Itemization disclose discount fees $8694, as prepaid charges, however, final HUD reflects discount fees $7245 as such. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1041 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1058 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1058 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1058 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1058 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1058 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1058 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1058 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1055 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1055 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $160,512.59 is underdisclosed from calculated Finance Charge of $160,593.96 in the amount of $81.37. | TIL itemization did not disclose $54.40 courier fee, $15 flood cert fee or $12.40 of the settlement fee as prepaid finance charge |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1007 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1007 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $138,842.20 is underdisclosed from calculated Finance Charge of $139,018.55 in the amount of $176.35. | TIL itemization did not disclose $282 settlement fee, $13 courier or $8 wire as prepaid finance charge - In addition, itemization over disclosed prepaid interest by $126.98 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1007 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1094 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1132 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1155 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1155 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1198 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1198 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1211 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | New Jersey Prepayment Penalty | New Jersey Prepayment Penalty: No prepayment penalties are permissible in the state of New Jersey. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1309 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1309 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1426 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1426 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1426 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1426 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1426 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1355 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1393 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1393 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1364 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1453 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1446 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1446 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1446 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $306,920.07 is underdisclosed from calculated Finance Charge of $307,016.29 in the amount of $96.22. | TIL Itemization did not disclose $96.00 Courier/Wire Fee as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1480 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1480 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1480 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts MLBR (Missing Data) Document Type Not Provided | Massachusetts Mortgage Lender and Broker Regulations: Unable to determine if the borrower was required to provide a signed statement disclosing their income due to missing document type. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1524 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1540 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA Pre-Disclosure Activity - Fees collected prior to TIL disclosure | Truth in Lending Act (Early TIL Disclosure): Fees, other than for a credit report, charged before early TIL disclosure received by borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1576 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1576 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Interest Rate on GFE Inaccurate | RESPA (2010): Interest Rate on GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1576 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final GFE Inaccurate | RESPA (2010): Loan Amount on Final GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1576 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1788 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1788 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final GFE Inaccurate | RESPA (2010): Loan Amount on Final GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1788 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1571 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) Without Cure | RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1571 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $325,940.26 is underdisclosed from calculated Finance Charge of $326,155.46 in the amount of $215.20. | Itemization disclosed the settlement fee as $185 whereas the HUD disclosed the fee as $400 as prepaid finance charges |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1589 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1589 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1589 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $160,092.12 is underdisclosed from calculated Finance Charge of $160,192.16 in the amount of $100.04. | TIL Itemization did not disclose the subordination recording fee of $100 as a prepaid finance charge. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1589 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Cure for 0% tolerance Provided Outside of 30 Days. | Unable to determine if the Cure was made more than 30 days after Note Date due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1605 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1621 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1621 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1621 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1621 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1632 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1632 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1632 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1632 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1632 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | Safe Act NMLS - Missing Evidence of Initial Loan Application Date | Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1442 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1442 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1442 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date, but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information) | Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 802) Without Cure | RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 803) Without Cure | RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate | RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Loan Amount on Final GFE Inaccurate | RESPA (2010): Loan Amount on Final GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - Initial Payment on GFE Inaccurate | RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate | RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - P&I Payment Inaccurate | Truth in Lending Act (MDIA 2011): Payment amount on the Final TIL does not match the P&I payment for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1657 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1677 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1324 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1324 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1140 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1140 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1140 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1688 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1688 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company not licensed at time of application | Unable to test LO company NMLS license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1688 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Unable to test LO company status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1688 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1523 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1523 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1523 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1523 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1523 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date, but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1534 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1534 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1534 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1534 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1534 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $176,919.60 is underdisclosed from calculated Finance Charge of $177,012.24 in the amount of $92.64. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1534 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Unable to test Bill of Rights disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Unable to test Consumer Caution notice due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $175,610.18 is underdisclosed from calculated Finance Charge of $175,845.22 in the amount of $235.04. | TIL itemization did not disclose a courier fee of $20.00, an assignment recording fee of $15.00 and a settlement fee of $200.00 as prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1169 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $211,129.67 is underdisclosed from calculated Finance Charge of $211,165.10 in the amount of $35.43. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1169 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1169 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1287 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1287 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1287 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but is not signed or dated. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $212,418.07 is underdisclosed from calculated Finance Charge of $213,846.52 in the amount of $1,428.45. | PMI on TIL does not drop correctly to PMI on loan after 120 monthly initial period |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1304 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1304 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1304 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1277 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1277 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1277 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1277 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1277 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete Initial TIL | Initial TIL not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1277 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1329 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1329 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1329 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1353 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1353 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1358 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1358 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1358 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1358 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1358 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed<br> or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1425 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1425 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1425 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1434 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1434 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1434 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be the final but it is not signed or initialed by the borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | (Doc Error) RTC Error: Right to Cancel expiration date is blank. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1546 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1546 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-1853 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2465 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Not Provided Timely | RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2787 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2787 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2787 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $222,996.04 is underdisclosed from calculated Finance Charge of $224,066.74 in the amount of $1,070.70. | Unable to determine under disclosure due to missing itemization of amount financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2755 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2755 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2806 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2806 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2806 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - LO Company NMLS license status not approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization not licensed to conduct loan origination activities. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2780 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2780 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2780 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $133,836.34 is underdisclosed from calculated Finance Charge of $134,258.87 in the amount of $422.53. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2783 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2783 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2793 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2793 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2793 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2793 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2758 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2782 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided) | Colorado Consumer Credit Code: Borrower not provided First Lien Refinance Notice. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Home Loan (Ability to Repay not Verified) | Colorado Home Loan (HB1322): Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Home Loan (Tangible Net Benefit Disclosure Not Provided) | Colorado Home Loan (HB1322): Loan file does not contain a Tangible Net Benefit Disclosure (or similar document). |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) – Written Service Provider List Not Provided Timely | RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Property Insurance (Property Insurance Exceeds Replacement Value) | Maryland HB649: Property insurance exceeds the replacement value of the property. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $215,626.16 is underdisclosed from calculated Finance Charge of $215,909.24 in the amount of $283.08. | TIL Itemization disclosed lump sum MISC1 credit in the amount of $293.08 however the loan file does not itemize which fees this credit is applied to so it has not been included in testing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2754 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2754 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2754 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2761 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2805 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 0% Tolerance (Line 1203) With Cure | RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2765 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (2010) - 10% Tolerance Without Cure | RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2765 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2763 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2770 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - NMLS Info Not in File | Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Need evidence that lender provided consumer with accurate NMLS information post close (updated 1003) B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2770 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $27,455.60 is underdisclosed from calculated Finance Charge of $27,745.66 in the amount of $290.06. | TIL Itemization only disclosed Settlement charges in the amount of $115 and final HUD reflects $405. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2770 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2785 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2785 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $249,031.00 is underdisclosed from calculated Finance Charge of $250,463.41 in the amount of $1,432.41. | Unable to determine under disclosure due to missing Itemization of Amount Financed. Itemization documents in file are not final |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2785 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2753 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2795 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2795 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material | Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2767 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2767 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2767 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2767 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Ability to Repay not Verified) | Ohio Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided) | Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis) | Ohio Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate | Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $44,668.23 is underdisclosed from calculated Finance Charge of $44,716.23 in the amount of $48.00. | Itemization of amount financed fails to disclose subordination recording fee $48 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2789 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2789 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2789 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2789 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $93,856.61 is underdisclosed from calculated Finance Charge of $94,027.03 in the amount of $170.42. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2797 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2771 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS license status not approved | Unable to test Individual Loan Originator license status due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2771 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Unable to test Loan Originator license due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2771 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO NMLS does not match NMLS | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2788 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Final TIL not signed by all required parties |  | TIL appears to be final but not signed nor initialed by borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Not Provided to Borrower At or Before Consummation | Truth in Lending Act: Final TIL was not provided to the borrower by closing. | TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2807 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Safe Act | SAFE Act - Individual LO not licensed at time of application | Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2792 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2792 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $345,103.05 is underdisclosed from calculated Finance Charge of $345,544.88 in the amount of $441.83. | The TIL Itemization did not disclose a flood cert fee of $35, mortgage insurance reserve for $107.90, a tax service fee of $80, a title courier fee of $60, a settlement fee of $200, and wire transfer fees of $30 and $17 as a prepaid finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2779 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2762 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2812 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) TIL Error: Borrower signature not dated. |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2812 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2804 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $58,965.36 is underdisclosed from calculated Finance Charge of $59,013.34 in the amount of $47.98. | Unable to determine under disclosure due to missing Itemization Of Amount Financed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | UTD | UTD - UTD | D | D |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2794 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2794 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2794 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Prior to Closing Timing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2794 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2774 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B | B |  |  |  | No |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX | XXXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B | B |  |  |  | No |

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## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 3(a)**

![](ex99-01.jpg)

**Loan Level Exception - Final Grades (Loan Grades)**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **EDGAR Loan ID** | **Borrower Name** | **Deal Number** | **Original Loan Amount** | **State** | **Note Date** | **Occupancy** | **Purpose** | **QM Status** | **Overall Grade** | **Credit Grade** | **Credit Exceptions** | **Credit Exception Information** | **Credit Exception Comments** | **Property Grade** | **Property Exceptions** | **Property Exception Information** | **Property Exception Comments** | **Compliance Grade** | **Compliance Exceptions** | **Compliance Exception Information** | **Compliance Exception Comments** | **Compliance Comp Factors** | **Compensating Factors** | **Subject to High Cost - Unable to Test** | **Disposition 2** |
| XXXX | XXXX | CMLTI 2025-RP4-2658 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-453.15 is less than amount of binding Lender Credit previously disclosed in the amount of $-466.00. (9300)<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:SecondaXX/XX/XXXX) | Federal Compliance - TRID Lender Credit Tolerance Violation: A cure was not disclosed and evidence that a valid COC was provided to the Borrower is missing.<br> Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: Verification appraisal was delivered to borrower was not provided. |  | Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2511 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Loan File - Missing Document: Hazard Insurance Policy not provided<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: The file was missing a copy of proof of the borrower's electronic receipt of the disclosure within 3 business days before closing. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2458 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure: RESPA (XXXX): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  | REVIEWER - CURED COMMENT (2022-03-17): A cure was disclosed on the final HUD1. | Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2523 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) |  |  |  |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-1852 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2739 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2531 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1731 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [3] Federal Compliance - Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not NMLS licensed or registered at time of application.<br> [3] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] Federal Compliance - RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate: RESPA (XXXX): Initial payment on Final HUD-1 does not match actual payment on loan. | Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Final TIL has the PITI including mortgage insurance as $XXX, however the final HUD indicates that the total is $XXX. The Note and mortgage insurance documents in the file show the payment should be $XXX.<br> Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Final TIL has the PITI including mortgage insurance as $XXX, however the final HUD indicates that the total is $XXX. The Note and mortgage insurance documents in the file show the payment should be $XXX.<br> Federal Compliance - RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate: Final TIL has the PITI including mortgage insurance as $XXX, however the final HUD indicates that the total is $XXX. The Note and mortgage insurance documents in the file show the payment should be $XXX. |  | Federal Compliance - Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application: "Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was involuntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation."<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2666 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: PITIA reserves months discrepancy.: Calculated PITIA months reserves of is less than Guideline PITIA months reserves of 6.00.<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX 4506-T (XXXX), Paystubs, W-2 (XXXX)<br> [3] Income Documentation - Income documentation requirements not met.<br> [3] Application / Processing - Missing Document: Approval not provided<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | There were no asset documents in the file.<br> Verification of six mionths Reserves as required by XXXX guidelines is missing.<br> There were no income verification documents in the file.<br> A copy of an Approval, AUS or 1008 is missing.<br> A VVOE was not provided. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Unable to determine if the borrower signed a valuation receipt acknowledgment due to missing information. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: The lender did not provide the Right to Receive Appraisal three days before closing disclosure, nor did the borrower sign a waiver. |  | Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2501 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Application / Processing - Missing Document: Missing Lender's Initial 1003<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2661 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). (FinXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: Lender Contact Information was not provided<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: No evidence of early receipt was located in the file |  | Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1861 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $4,450.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No COC or cure was provided to the borrower for tolerance overages |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2678 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No cure documentation provided. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1910 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Debt Consolidation | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2470 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] General - Missing Document: Account Statements - Personal not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1907 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) |  |  |  |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-1900 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Initial Closing Disclosure not provided at least 3 business days prior to closing.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Affiliated Business Disclosure not provided within 3 business days of application. | REVIEWER - CURED COMMENT (2022-03-07): Sufficient Cure Provided At Closing | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1759 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Estimated Total Monthly Payment for payment stream 1 that does not match the actual total payment for the loan. (XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Disclosure reflects a Finance Charge of $131,230.86, but the calculated Finance Charge is $131,373.70. Variance = $142.84. |  | Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2482 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX St, XXXX, FL Insurance Verification, Statement, Tax Verification |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of is less than AUS qualifying asset balance of $XXXX.<br> [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX 4506-T (XXXX), 4506-T (XXXX), Award Letter / Continuance Letter<br> [3] Application / Processing - Missing Document: AUS not provided<br> [3] Application / Processing - Missing Document: Purchase Agreement / Sales Contract not provided | Asset verification to support assets required to close are missing.<br> Asset verification is missing. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Appraisal acknowledgement signed on XX/XX/XXXX; right to receive a copy of appraisal disclosure was signed on C. Application date is XX/XX/XXXX. |  | Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | - D B A |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - TRID Final Closing Disclosure Finance Charge: The final closing disclosure reflected a finance charge of $91,214.56. The calculated finance charge is $91,351.72. Variance of $137.16. General lender credit of $139.28 was not itemized against the APR fees on the final CD.<br> Federal Compliance - TRID Loan Estimate Timing: The file was missing a copy of the initial Loan Estimate. Timing requirements being met is inconclusive.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: The file was missing the initial LE as well as the Right to Receive Appraisal Disclosure provided at application. Timing requirements are unable to be confirmed. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Loan Estimate Timing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1912 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXX XXXX // Account Type: Savings / Account Number: XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX20)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $7.50 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7579)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $10,366.10 exceeds tolerance of $5,183.00. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Builder fee on CD listed as other.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid COC for increased on Flood Certification (Life Of Loan) on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid COC for increased on Transfer Tax Fee (City / County and State Tax Stamps) on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2742 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Missing final itemization for loan file to determine cause of underdisclosure. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2731 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 2 that does not match the actual payment for the loan. (XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. (XXXX) | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: The tax cert in the file reflects the qualification method of the taxes as 1.25%. Neither the manual calculation based on tax rate + assessments nor 1.25% align with the lender's lower calculation. |  | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2697 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The property is located in XXXX XXXX. Provide a post-disaster inspection verifying there was no damage from XXXX. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) |  |  |  |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2530 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Per the compliance report, the initial CD was provided XX/XX/XXXX. This CD was missing from the file, only the final CD signed at consummation was present. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2688 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX<br> [3] General - Missing Document: Source of Funds/Deposit not provided<br> [3] General - Missing Document: Source of Funds/Deposit not provided | Gift Donor source document not provided.<br> EMD source document not provided. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX is less than amount of binding Lender Credit previously disclosed in the amount of $XXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Lender Credit Tolerance Violation: The Lender credit in the amount of -$492.81 exceeds the Zero percent Tolerance with no cure provided |  | Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2462 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - Employment was not verified within 10 days of the note date.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX, Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX, Borrower: XXXX XXXX<br> 4506 (XXXX)<br> [3] Application / Processing - Missing Document: Approval not provided<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX, Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Required per HARP |  | 1 |  |  |  | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Loan Estimate Timing: Loan Estimate datedXX/XX/XXXXot delivered or placed in the mail to Borrower(s) within three (3) business days of application.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: Right to receive a copy of the Appraisal Disclosure not provided to borrower within 3 days of the loan application date. |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TRID Loan Estimate Timing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2738 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Application / Processing - HOA Error: HOA dues not provided. | Missing evidence of payoff of debts shown on AUS<br> Missing evidence of HOA dues amount. Document in file references a $XXX/month payment for XXXX XXXX but it is unclear what property that HOA verification is referencing. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2508 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Document Error - Missing Documentation: Complete non-subject financing information was not found in file.: Lien Position: 2 Non-subject loan terms = Loan Amount: $XXX; Concurrent or Existing Lien: Existing Lien; Current P&I: ; Current Balance: $XXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Estimate loan amount of $XXX changed on Closing Disclosure to $XXX with no CIC or cost to cure. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-746.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-3,655.00. (9300)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $324.00 exceeds tolerance of $90.00 plus 10% or $99.00. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Insurance Binder Fee. Fee Amount of $80.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7584)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75215)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (8304)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $1,690.71 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7325)<br> [2] Federal Compliance - TRID Final Closing Disclosure Other Includes Insurance Costs: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed whether Homeowners insurance is included in escrow in incorrect section. Creditor disclosed insurance to consumer in "Other" section where regulation requires disclosure under "Homeowner's Insurance" section of Projected Payments table. Disclosure requirement met, non-material exception for incorrect format/placement. (FinXX/XX/XXXX) | Federal Compliance - TRID Lender Credit Tolerance Violation: File does not contain a valid COC for this fee, nor evidence of cure in file.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: 10% tolerance was exceeded by $225 due to increase of recording fee. No valid COC provided, nor evidence of cure in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: HOA/Condo Insurance Binder Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: HOA/Condo Questionnaire was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: File does not contain a valid COC for this fee, nor evidence of cure in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Origination Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  | Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Other Includes Insurance Costs: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2642 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2703 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: Initial escrow payment of $XXX was paid by seller on behalf of borrower. |  | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Material violations for inaccurate disclosures carry assignee liability. <br> Non-material if amounts disclosed includes both borrower and non-borrower paid escrow amounts. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2485 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): Appraisal Waiver signed and dated by borrowerXX/XX/XXXX; subject loan closing dateXX/XX/XXXX |  | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2464 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1756 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $12,278.60 is underdisclosed from calculated Finance Charge of $12,356.97 in the amount of $78.37.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - Final TIL Finance Charge Under Disclosed: Final Itemization in file reflects Recording Fee of $78 was not included in finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-2503 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Partial Payments: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan allows for Partial Payments. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-411.32 is less than amount of binding Lender Credit previously disclosed in the amount of $-500.00. (9300)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $170.00 exceeds tolerance of $XXX.XX plus 10% or $137.50. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $1,005.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7325) | Federal Compliance - TRID Final Closing Disclosure Partial Payments: The final CD did not reflect whether or not the loan allows for partial payments.<br> Federal Compliance - TRID Lender Credit Tolerance Violation: Lender credit was last disclosed as -$500.00 on the LE, but was disclosed as -$411.32 on the final CD. No valid COC was provided for this change, nor evidence of cure at closing. \*Note, there was a COC for the rate lock, however, the dates are invalid. COC date wasXX/XX/XXXX, and the trigger date for the change wasXX/XX/XXXX. This does not meet timing requirements for a valid COC.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: 10% fee violation due to an increase to the recording fee. No valid COC was provided for this change, nor evidence of cure at closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Origination Fee was not disclosed on the LE, but was disclosed as $1005.00 on the final CD. No valid COC was provided for this change, nor evidence of cure at closing. \*Note - the names changed from the LE to the CD's. On the CD's the origination charges were lumped together, totaling $1005.00, however, the LE reflected three separate charges for the same amount. |  | Federal Compliance - TRID Final Closing Disclosure Partial Payments: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2506 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided<br> [2] Credit Eligibility - Credit report shows credit payments as currently delinquent. | The XXXX past due balance was required to be paid at or prior to closing per AUS findings. Evidence of this was missing from the file. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $6,059.00 exceeds tolerance of $2,917.00 plus 10% or $3,208.70. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: 10% fees were excessive due to inclusion of the seller paid fees in testing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer tax was not disclosed on the LE, but was disclosed as $XXX on the seller's final CD. No valid COC was provided for this change, nor evidence of cure at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1894 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX Insurance Verification |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed: Page 4 of the CD included the mortgage insurance in the monthly escrow payment on the loan. |  | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2648 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,355.30 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,356.00. (9300)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $20.00 exceeds tolerance of $0.00 plus 10% or $0.00. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Lender Credit Tolerance Violation: No valid COC or cure provided.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: No valid COC or cure provided. |  | Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - Employment was not verified within 10 days of the note date.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX XXXX Insurance Verification, Statement, Tax Verification<br> [3] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.: Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | A final VOE dated within 10 business days of the Note was not provided<br> Tax and insurance documents required to verify if impounded<br> Inception date should be revised to XX/XX/XXXX<br> A final VOE dated within 10 business days of the Note was not provided<br> A final VOE dated within 10 business days of the Note was not provided<br> The verification of employment is required and was not found in file<br> A final VOE dated within 10 business days of the Note was not provided |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $475.00 exceeds tolerance of $XXX.XX plus 10% or $401.50. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $1,436.40 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (8304)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Wire /Funding/ Disbursement Fee. Fee Amount of $45.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77190)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7506)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7325) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final CD finance charge of $270,446.32 , and the calculated finance charges of $272,913.60<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: A valid CIC was not provided for the increase and no cure listed at close<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid CIC was not provided for the increase and no cure listed at close<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid CIC was not provided for the increase and no cure listed at close<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid CIC was not provided for the increase and no cure listed at close<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid CIC was not provided for the increase and no cure listed at close |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1748 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. There is an affiliated business disclosure on file dated XX/XX/XXXX but it is not signed by the borrower. Doc ID 0047 |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1863 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $31.64 exceeds tolerance of $14.00. Insufficient or no cure was provided to the borrower. (7520) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Unable to determine discrepancy. Itemization of Amounts Financed was not found on file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid COC for increased on Credit Report Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2652 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $1,462.50 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Only one CD dated XX/XX/XXXX provided for this review, which is the same day of closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fee increased without a valid change of circumstance |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2649 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX) | Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Evidence the Borrower signed consent to receive documents electronically is missing.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Evidence the Borrower signed consent to receive documents electronically is missing. |  | Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1836 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of 7XXX% exceeds AUS total debt ratio of 3XXX%.<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXX XXXX // Account Type: Savings / Account Number: XXXX<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX XXXX HOA Verification, Insurance Verification | Missing SFR Comparable Analysis/1007 with estimated gross rental income used to offset subject property PITIA.<br> Subject property is located in XXXX XXXX. Provide a post-disaster inspection verifying there was no damage done to the property by the XXXX disaster. The inspection should include exterior photographs.<br> Additional 1 month period bank statement needed to verify savings account. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2527 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1835 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2704 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Guideline Issue - Employment was not verified within 10 days of the note date.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX, Borrower: XXXX XXXX VVOE - Employment Only<br> Third Party Verification, VVOE - Employment Only | VOE missing from loan file.<br> VOE missing from loan file. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2481 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $36,104.47 is underdisclosed from calculated Finance Charge of $36,366.97 in the amount of $262.50. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Lump sum lender credit of $897.42 reflected on HUD-1. However, after applying the Lender credit using the wafer fall application, the finance charges are under disclosed in the amount of $262.51 which is portion of the Prepaid Interest. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXX XXXX // Account Type: Checking / Account Number: XXXX, Financial Institution: XXXX XXXX // Account Type: Individual Retirement Account (IRA) / Account Number: XXXX, Financial Institution: XXXX XXXX // Account Type: Individual Retirement Account (IRA) / Account Number: XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX, Borrower: XXXX XXXX 1099-SSA (XXXX), 4506-T (XXXX), 4506-T (XXXX), Award Letter / Continuance Letter<br> 1099-SSA (XXXX), 4506-T (XXXX), 4506-T (XXXX), Award Letter / Continuance Letter<br> [3] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.: Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities.<br> [3] Federal Compliance - 2011 TIL-MDIA ARM Introductory Rate Disclosure - Introductory Period Inaccurate: Truth in Lending Act (MDIA 2011): Adjustable rate introductory period on Final TIL does not match introductory period for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA - P&I Payment Inaccurate: Truth in Lending Act (MDIA 2011): Payment amount on the Final TIL does not match the P&I payment for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (XXXX): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate: RESPA (XXXX): Initial payment on Final HUD-1 does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Per NMLS website, LO XXXX XXXX was not federally licensed or approved to conduct business in the state of Illinois at the time of origination |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - 2011 TIL-MDIA ARM Introductory Rate Disclosure - Introductory Period Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA - P&I Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Reconveyance Fee. Fee Amount of $85.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77144)<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Reconveyance Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure.<br> Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. |  | Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1886 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1778 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Application / Processing - Missing Document: Missing Lender's Initial 1003<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Federal Compliance - TRID Final Closing Disclosure Finance Charge: The Finance Charges were under disclosed in the amount of $163.61. A lump sum lender credit was disclosed on the final CD, but not applied to any specific fees.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Initial 1003 is missing. |  | Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br>EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-1744 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided<br> [3] Application / Processing - Missing Document: Tax Certificate not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence in file that the lender provided the evaluation 3 days prior to the closing or that the borrower waived the right.<br> Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: Per final GFE the monthly paymen with mortgage insurance is $XXX and per final HID s $XXX. |  | Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1906 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7349) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid COC for increased on Extension Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2647 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 2 | [2] Insurance Analysis - Hazard Insurance Policy expires within 90 days of the Note Date.: Hazard Insurance Policy Expiration Date XX/XX/XXXX, Note Date XX/XX/XXXX | The Hazard Insurance Expiration Data Has Been Reviewed Policy will not expire Within 90 Days of Note Expiration date. Policy Expires XX/XX/XXXX Note Date XX/XX/XXXX. |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: The non escrowed hazard insurance has an annual premium of $XXX. |  | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | - B A |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 3 | 3 | [3] Asset Calculation / Analysis - AUS Findings: Available for Reserves discrepancy.: Calculated Available for Reserves of is less than AUS Available for Reserves of $XXXX.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of is less than AUS qualifying asset balance of $XXXX.<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX, Borrower: XXXX XXXX 4506-T (XXXX), 4506-T (XXXX)<br> 4506-T (XXXX), 4506-T (XXXX)<br> [3] Income Documentation - Income documentation requirements not met.<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX XXXXInsurance Verification, Statement, Tax Verification<br> [2] Credit Eligibility - Public Record Issue:: Credit Report: Original // Public Record Type: Judgments / Balance: $XXX | File contained no verified assets.<br> Provide 2 months bank statements verifying at least $XXXX for reserves, as submitted through AUS.<br> Borrower XXXX XXXX only has 1 year self-employed income verified with XXXX tax returns, when 2 years is required (XXXX tax returns shows no income). Borrower XXXX XXXX income decreased by more than 20% from XXXX to XXXX and was not addressed. Qualifying income $XXXX/mo is not supported with the 2 years tax returns. Sch E on the tax returns disclose all rental properties as having mortgage interest expenses, yet no liens were disclosed on borrower's application, and documentation is missing from the file. Income could not be fully calculated.<br> Mortgage statement from primary residence to confirm tax and insurance escrow was not provided.<br> Judgment balance of $XXX was required to be paid and no evidence was provided that requirement was satisfied. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1762 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [3] Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). (FinXX/XX/XXXX) | Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Loan Originator only has self-reported history for the loan origination company, but it expires on 12/2015, unable to determine if license was active at closing date of XX/XX/XXXX. Note and mortgage show different loan originator with alternate self-reported history as well, but does not match name on note and mortgage.<br> Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: Lender contact name not provided on final Closing Disclosure in file. |  | Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1878 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient. | HOI coverage is insufficient by $XXX. Provide verification of policy with sufficient coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): Verification appraisal was delivered to borrower was not provided. |  | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX 4506-T (XXXX), 4506-T (XXXX), 4506-T (XXXX), Balance Sheet, CPA Letter, P&L Statement<br> [3] Application / Processing - Missing Document: Approval not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] General - Missing Document: Stated not provided | No approval or AUS provided. Unable to determine appraisal/valuation requirements. |  | 1 |  |  |  | 3 | [3] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-2,315.60 is less than amount of binding Lender Credit previously disclosed in the amount of $-2,379.00. (9300)<br> [3] Federal Compliance - TRID Loan Estimate Seven Day Waiting Period: TILA-RESPA Integrated Disclosure: Loan Estimate was not delivered or placed in the mail to the borrower at least seven (7) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: CD not provided with 3 business days of closing<br> Federal Compliance - TRID Lender Credit Tolerance Violation: No COC or cure was provided to the borrower for tolerance overages<br> Federal Compliance - TRID Loan Estimate Seven Day Waiting Period: LE not provided with 7 business days of closing<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: Right to receive copy of appraisal not on file |  | Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br>EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Loan Estimate Seven Day Waiting Period: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired D B |
| XXXX | XXXX | CMLTI 2025-RP4-2526 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient. | Hazard coverage of $XXX is insufficient. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Missing rate lock extension |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2700 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided<br> [3] Income Documentation - The verification of employment is not within 10 calendar days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | VVOE was dated XX/XX/XXXX and Note date XX/XX/XXXX. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Pest Inspection Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75155)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7506)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $54.00. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Pest Inspection Fee $165.00 was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, cure provided at closing. Lender credit $165.00.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Appraisal Fee was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. . File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $165.00, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Discount Points. Fee was last disclosed as $54.00 on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $399.60, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired B A |
| XXXX | XXXX | CMLTI 2025-RP4-2456 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $90,879.56 is underdisclosed from calculated Finance Charge of $91,590.91 in the amount of $711.35. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Flood Certification fee of $3.90, Prepaid Interest of $239.95, Service Charges of $17.50, and Settlement fee of $450 for a total of $711.35 is not disclosed Itemization of Amount Financed |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2640 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) |  |  |  |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2650 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $163,774.64.<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. |  | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1776 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Minnesota Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor. | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Finance charge of $18,103.05. The Calculated finance charge shows an amount of $18,158.46 a difference of -$55.41.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to borrower 3 days business days prior to closing XX/XX/XXXX on file. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Assignee liability is unclear. Purchasers and assignees of Minnesota mortgage loans would not appear to be liable for violations of the Act. However, effectiveXX/XX/XXXXalthough there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2724 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 3 | 3 | [3] Income Documentation - REO Documents are missing.: Address: XXXX XXXX, Address: XXXX St, XXXX, CA, Address: XXXX XXXX Insurance Verification, Statement, Tax Verification<br> Insurance Verification, Statement, Tax Verification<br> Insurance Verification, Statement, Tax Verification | Missing verification of PITI for the borrower's investment properties. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1726 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2740 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1826 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Non QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of $XXX is less than AUS qualifying asset balance of $XXX.<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7200)<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid COC or cure provided at closing.<br> Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1882 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Insurance Binder Fee. Fee Amount of $75.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7584)<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fees increased without a valid COC, insufficient cure provided for total tolerance violations on loan. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2737 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - Employment was not verified within 10 days of the note date.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | VOE in file datedXX/XX/XXXXote is datedXX/XX/XXXX |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2676 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Second Home | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Of Taxpayer Identification Fee. Fee Amount of $5.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7344)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for 4506-T. Fee Amount of $10.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7330) |  | REVIEWER - CURED COMMENT (2022-03-08): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2022-03-08): Sufficient Cure Provided At Closing | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2715 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - Borrower has been on current job less than 2 years, and prior employment history was not documented as required.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX Business License, P&L Statement | The file is missing Business License or Third Party Verification and P&L Statement.<br> The subject property is located in a FEMA Disaster area. The last disaster end date is XX/XX/XXXX which is prior to inspection of XX/XX/XXXX A post-disaster inspection verifying there was no damage to the subject property is required .<br> Provide P&L Statement and Business licence |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $25,204.73 exceeds tolerance of $12,259.00. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [1] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinXX/XX/XXXX) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid change of circumstances on file and no evidence of cure provided<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: Amount captured for monthly escrows is $XXX per closing disclosure | REVIEWER - CURED COMMENT (2022-03-08): Sufficient Cure Provided At Closing | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1869 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $2,571.40 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer Tax was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2459 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $92,442.93 is underdisclosed from calculated Finance Charge of $92,846.83 in the amount of $403.90.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not received by borrower within five (5) business days of application. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine cause of underdisclosure. Missing final itemization of Lender Credit on page 1 in the amount of $932.16. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2744 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Finance Charge disclosed is $283,941.67. Calculated finance charge is $288,185.53. Variance of $4,313.60. There is a seller credit reflected on page 3 and the itemization was provided in the file.<br> Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: The final CD disclosed the Amount of Non-Escrowed Property Costs over Year 1 as $XXX on page 4; however the HOA dues total $XXX per year. Final CD reflects Estimated Taxes, Insurance & Assessments of $XXX monthly, correct amount is $XXX. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2721 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided | AUS does not offer PIW and closing disclosure includes an appraisal charge. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Earliest CD, which is the final CD was issued onXX/XX/XXXX, however signed by the borrower on XX/XX/XXXX |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired B A |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,892.40 is less than amount of binding Lender Credit previously disclosed in the amount of $-2,005.00. (9300)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX.XXInsufficient or no cure was provided to the borrower. (8304)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Lender Credit Tolerance Violation: Lender Credit Fee was last disclosed as -$2,005.00 on LE but disclosed as -$1,892.40 on Final Closing Disclosure. File does not contain a valid COC for this fee. Lender credit was adjusted on post-close CD datedXX/XX/XXXX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer Tax Fee was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee. Lender credit was adjusted on post-close CD datedXX/XX/XXXX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Discount Points Fee was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  | Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2743 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer Tax was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2653 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Evidence of earlier borrower receipt was not found in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: File does not contain a valid COC for this fee, nor evidence of cure in file. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2495 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Bankruptcy Documents not provided | Credit Report reflects Chapter 7 bankruptcy filed XX/XX/XXXX and discharged XX/XX/XXXX. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $209,904.28 is underdisclosed from calculated Finance Charge of $210,912.43 in the amount of $1,008.15.<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure: RESPA (XXXX): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 | Federal Compliance - Final TIL Finance Charge Under Disclosed: Missing itemization of lender credit in the amount of $903.16 to determine cause of underdisclosure. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2494 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Unable to determine if the borrower signed a valuation receipt acknowledgment due to missing information. (Type:SecondaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  | Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-1793 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Evidence the Borrower was provided an initial CD within three days prior to closing is missing. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2529 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: The Loan Estimate was issued on XX/XX/XXXX and the application date was XX/XX/XXXX.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: The borrower signed an Appraisal Waiver on XX/XX/XXXX (application date) indicating that there would not be an appraisal for this transaction as it if a Manual RefiPlus. |  | Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2686 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-80.38 is less than amount of binding Lender Credit previously disclosed in the amount of $-81.00. (9300) | Federal Compliance - TRID Lender Credit Tolerance Violation: Lender Credit was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  | Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2680 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX3] Income Documentation - REO Documents are missing.: Address: XXXX XXXX Statement |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2468 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $44,403.28 is underdisclosed from calculated Finance Charge of $44,846.92 in the amount of $443.64. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Missing itemization for lender credit to determine cause of underdisclosure. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXX // Account Type: Savings / Account Number: XXXX, Financial Institution: XXXX // Account Type: Checking / Account Number: XXXX<br> [3] Application / Processing - Missing Document: Divorce Decree / Child Support not provided | AUS requires a two month statement to document any depository Asset being used for loan qualification. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Initial CD issued on XX/XX/XXXX was provided to Borrower on XX/XX/XXXX which is not at least three days to Closing.<br> Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2461 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.<br> [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability.<br>State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-1875 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX exceeds tolerance of $1,160.00 plus 10% or $1,276.00. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: 10% tolerance was exceeded by $125.70 due to increase of recording fee. No valid COC provided, nor evidence of cure in file. |  |  |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1913 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX20) | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: Final CD reflects annual HOA fee of $XXX; however, the appraisal shows correct annual HOA fee of $XX. |  | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-1897 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/1876890)<br> [3] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/1876889)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: Final CD reflects annual HOI fee of $XXX however, the HOI docs show correct annual HOI fee of of $XXX. Unable to determine if the Hazard Insurance amount on the Final CD includes the annual Flood Insurance costs which should be $XXX, per documentation on file.<br> Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: The flood premium on the final CD does not match the floor premium on the flood insurance document.<br> Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: The flood premium on the final CD does not match the floor premium on the flood insurance document.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid COC for increased on Transfer Tax Fee (City/County Tax/Stamps and State Tax/Stamps) on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2476 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-2689 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer Tax Fee disclosed as $XXX on LE dated XX/XX/XXXX, but disclosed as $XXX ($XXX paid by the Seller reflected on the Seller CD) on the Final Closing Disclosure, no COC or cure provided. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2507 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: No seller paid fees on the final Consumer CD. No seller CD<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Proof of delivery not found in the loan file | REVIEWER - CURED COMMENT (2022-03-09): Sufficient Cure Provided At Closing |  |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1908 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1775 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: The finance charges were under disclosed in the amount of $49.38. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2457 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2643 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Verification of earlier borrower receipt was missing from the file. | REVIEWER - CURED COMMENT (2022-03-09): Sufficient Cure Provided At Closing | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2460 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXX XXXX // Account Type: Checking / Account Number: XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: Truth In Lending Act: Final TIL APR of XXX% is underdisclosed from calculated APR of XXX% outside of 0.125% tolerance.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $174,771.17 is underdisclosed from calculated Finance Charge of $178,730.63 in the amount of $3,959.46.<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: No Valid Change of Circumstance<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: No Valid Change of Circumstance<br> Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: Appraisal provided to borrower after inspection<br> Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: Missing Disclosure |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Second Home | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX, Borrower: XXXX XXXX 4506-T (XXXX)<br> W-2<br> [3] Application / Processing - Missing Document: Purchase Agreement / Sales Contract not provided<br> [3] General - Missing Document: Source of Funds/Deposit not provided<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX XXXX Lease Agreement<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> EMD not sourced. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for CDD Assessment. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7543)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $74.92 exceeds tolerance of $20.00. Insufficient or no cure was provided to the borrower. (7520)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. (FinXX/XX/XXXX) | Federal Compliance - TRID Loan Estimate Timing: Proof of earlier receipt was not provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: CDD Assessment Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. Provide a post-close CD disclosing the tolerance cure to include $943.79, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Credit Report Fee was last disclosed as $20.00 on LE but disclosed as $XXX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $54.92, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: Proof of earlier receipt was not provided. |  | Federal Compliance - TRID Loan Estimate Timing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Material violations for inaccurate disclosures carry assignee liability. <br> Non-material if amounts disclosed includes both borrower and non-borrower paid escrow amounts. |  |  | TRID SOL Expired B A |
| XXXX | XXXX | CMLTI 2025-RP4-1905 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2477 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure: RESPA (XXXX): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-2489 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Approval not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate: RESPA (XXXX): Initial payment on Final HUD-1 does not match actual payment on loan.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  | Federal Compliance - RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1771 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1763 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1901 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - Borrower has been on current job less than 2 years, and prior employment history was not documented as required.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | File is missing a 2 years employment history for Co-borrower. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/1877508)<br> [3] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/1877507)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7588) | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: Annual Homeowners expense per Homeowners Declaration page ($XXX) differs from amount charged on the Borrower's Final CD ($XXX).<br> Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: Annual Homeowners expense per Homeowners Declaration page ($XXX) differs from amount charged on the Borrower's Final CD ($XXX).<br> Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: Annual Homeowners expense per Homeowners Declaration page ($XXX) differs from amount charged on the Borrower's Final CD ($XXX).<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Unable to locate a valid change of circumstance or a sufficient cure to the borrower. |  | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of 4XXX% exceeds Guideline total debt ratio of 4XXX%.<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: PITIA reserves months discrepancy.: Calculated PITIA months reserves of 0.00 is less than Guideline PITIA months reserves of 6.00.<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX Two most recent years Federal 1040's, all schedules attached, or copies of account statements verifying the two most recent years<br> [3] General - Missing Document: Account Statements - Personal not provided<br> [3] Application / Processing - Missing Document: Approval not provided | Asset statements not provided.<br> SSI was qualified with the net benefit rather than the gross benefit.<br> Account statements supporting the assets stated on the 1003 were not provided.<br> No Tax returns were provided to verity Dividends and Interest income. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Acknowledgement of Receipt not provided. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: There is generally no Assignee Liability. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1827 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1750 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2720 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Safe Harbor QM | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of 3XXX% exceeds AUS total debt ratio of 2XXX%.<br> [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX | DTI variance is due to the inclusion of delinquent taxes in the final PITIA per the Final 1003 and Final CD page 4 that reflects costs over year 1. Borrower had delinquent city taxes per the tax certificate provided in the file. | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Explanation was updated on XX/XX/XXXX PRIOR Exception Explanation: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Older Than 30 days When Provided to Borrower: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations was older than 30 days when provided to borrower. | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan Designation restated to SHQM. |  | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Older Than 30 days When Provided to Borrower: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] General - Missing Document: Source of Funds/Deposit not provided | EMD not sourced. |  | 1 |  |  |  | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" date on the Final TIL does not match the date on which the first regular periodic payment will be due and the earliest date on which that rate may apply.<br> [2] Federal Compliance - RESPA (XXXX) - Loan Amount on Final HUD-1 Inaccurate: RESPA (XXXX): Loan Amount on Final HUD-1 does not match Note.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Not provided within 3 days of application. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - Loan Amount on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2719 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided<br> [2] Credit Documentation - Reported liability reflects the borrower as an Authorized User. This debt has been excluded from QM qualification.: Credit Report: Original // Liability Type: Revolving / Current Balance: $XXX / Line Limit: $XXX<br> [2] Credit Documentation - Reported liability reflects the borrower as an Authorized User. This debt has been excluded from QM qualification.: Credit Report: Original // Liability Type: Revolving / Current Balance: $XXX / Line Limit: $XXX | The most recent valuation inspection is dated prior to the most recent FEMA disaster.<br> Credit Report Original Liability Type Revolving Current Balance: $XXXLine Limit: $XXX: Liability was excluded due to Authorized User on a QM transaction.<br> Revolving Current Balance $XXX Line Limit: $XXX: Liability was excluded due to Authorized User on a QM transaction. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow Account: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan will have an escrow account. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow Account: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan will have an escrow account. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $1,718.00 exceeds tolerance of $XXX.XX plus 10% or $XXX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow Account: Page 1 of the Final Disclosure disclosed Taxes and Insurance are not being escrowed, and no Escrows found in Section G on Page 2, Page 4 is completed incorrectly disclosing Taxes and Insurance are being escrowed. The Box for will not have an escrow account must be checked with the Estimated property costs over Year 1 and disclosed if declined or Lender does not offer one.<br> Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow Account: Page 1 of the Final Disclosure disclosed Taxes and Insurance are not being escrowed, and no Escrows found in Section G on Page 2, Page 4 is completed incorrectly disclosing Taxes and Insurance are being escrowed. The Box for will not have an escrow account must be checked with the Estimated property costs over Year 1 and disclosed if declined or Lender does not offer one.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: The file is missing a valid COC and no cure provided |  | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow Account: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow Account: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1916 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - This loan closed during the COVID-19 affected timeframe. VOE was not provided within 10 days before note date or prior to disbursement date. At least one of these requirements are missing: Employer Letter, Paystub, Account Statement within 10 days before note date or prior to disbursement date.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX Note Date: XX/XX/XXXX | The VVOE was completedXX/XX/XXXXnd the loan fundedXX/XX/XX. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2660 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (8304)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Release(s). Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77148) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: The earliest CD provided to borrower is datedXX/XX/XXXXless than 3 business days prior toXX/XX/XXXXlose date.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Seller paid Transfer Taxes of $XXX were not disclosed on Loan Estimates but were reflected on seller CD without evidence of cure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Seller paid Release Fee of $150 was not disclosed on Loan Estimates but was reflected on seller CD without evidence of cure. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1837 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX 4506-T (XXXX), 4506-T (XXXX), Paystubs, VVOE - Employment Only, W-2 (XXXX), W-2 (XXXX)<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Application / Processing - Missing Document: AUS not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: | Loan file is missing all income documentation.<br> Borrower was charged an appraisal fee on the Final CD and an appraisal was not included in the loan file.<br> Missing Approve/Eligible AUS listed on the 1008.<br> VOE not provided in the loan file. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. | Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: Right to receive appraisal disclosure and the Loan Estimate are missing from the loan file. |  | Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: There is generally no Assignee Liability. |  |  | - D B A |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX.<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX, Borrower: XXXX XXXX 4506-T (XXXX), 4506-T (XXXX)<br> 4506-T (XXXX), 4506-T (XXXX)<br> [3] Application / Processing - Missing Document: Flood Certificate not provided | No assets provided.<br> lender to provide borrower's 4506-T |  | 1 |  |  |  | 3 | [3] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [3] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Application / Processing - Missing Document: Missing Lender's Initial 1003<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. | Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Missing initial application (1003).<br> Federal Compliance - TRID Loan Estimate Timing: Missing initial application (1003).<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: Missing initial application (1003) to determine application date.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No documentation in the loan file to support that the appraisal was provided to the borrower at least 3 business days prior to closing.<br> Federal Compliance - Missing Initial Loan Application Test: Missing initial application (1003).<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Missing initial application (1003).<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Missing initial application (1003).<br> Federal Compliance - RESPA - Initial Escrow Account Statement Missing: Missing initial application (1003). |  | Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br>EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TRID Loan Estimate Timing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2671 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $3.90 exceeds tolerance of $3.00. Sufficient or excess cure was provided to the borrower at Closing. (7579) |  | REVIEWER - CURED COMMENT (2022-03-10): Sufficient Cure Provided At Closing |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Application / Processing - Missing Document: AUS not provided<br> [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided | Missing AUS |  | 3 | [3] Appraisal Data Integrity - Appraiser's license or certification was not active at the time of the appraisal.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX | Please provide a copy of the appraisers license that was active when the report was completed. The ASC website (appraiser look-up) doesn't list the initial date the appraiser license was issued. |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $157,877.63 is underdisclosed from calculated Finance Charge of $158,202.63 in the amount of $325.00.<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (XXXX): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate: RESPA (XXXX): Initial payment on Final HUD-1 does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Missing proof of receipt of appraisal.<br> Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: GFE reflects monthly MI of $XXX, 1003 and 1008 reflects $XXX monthly.<br> Federal Compliance - RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate: HUD-1 payment did not include MI |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX Third Party Verification<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided | Third Party Income Verification Document Is Missing in file. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid COC or cure provided at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1727 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $40,910.35 is underdisclosed from calculated Finance Charge of $40,953.66 in the amount of $43.31.<br> [2] Federal Compliance - RESPA (XXXX) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (XXXX): Existence of escrow account disclosed on Final GFE does not match actual terms. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The Finance charges were under disclosed in the amount of $43.31. The $44 Subordination Recording fee was included in the Prepaid Finance charges.<br> Federal Compliance - RESPA (XXXX) - Existence of Escrow Account on Final GFE Inaccurate: The Final GFE states no escrows. The initial states that this account will have an escrow account. The HUD1 disclosed escrow of property taxes. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2698 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient. | HOI coverage is insufficient by $XXX. A replacement cost estimate was not provided in the loan file. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Missing verification of when the initial CD was received by the borrower.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Missing verification of when the revised LE was received by the borrower. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1895 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: Unable to determine if the initial escrow account statement is compliant based on missing information. | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer Tax Fee disclosed as $XXX on LE dated XX/XX/XXXX, but disclosed as $XXX (Seller paid $228 reflected on the Seller CD) on the Final Closing Disclosure.<br> Federal Compliance - RESPA - Initial Escrow Account Statement Missing: Unable to determine if the initial escrow account statement is compliant based on missing provided date information. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1898 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] General - Missing Document: Source of Funds/Deposit not provided | Loan is short to close. FIle is missing the appraisal invoice showing POC and source. With this there will still be a short c=to close exception remaining.<br> Source of $XXX deposit on XX/XX/XXXX not documented |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $425.00 exceeds tolerance of $XXX.XX plus 10% or $165.00. Sufficient or excess cure was provided to the borrower at Closing. (0)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  | REVIEWER - CURED COMMENT (2022-03-11): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2022-03-11): Sufficient Cure Provided At Closing |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2466 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  | Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2709 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: The discrepancy is the Mortgage Broker fee paid by the Borrower. The Itemization of Amount Financed reflects the only fee included in the Prepaid Finance charges is the Appraisal Management fee in the amount of $175. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1896 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: Felicitas Miranda Mendez // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Missing VOE within 10 business days prior to the note date as required by the AUS. Note date XX/XX/XXXX, VOE dated XX/XX/XXXX. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7561)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $15.95 exceeds tolerance of $13.00. Insufficient or no cure was provided to the borrower. (75197)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (75174)<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: There is no valid change of circumstance and insufficient cure provided to cover the change in Title - Settlement / Closing / Escrow Fee from Loan Estimate $500.00 to Final Closing Disclosure $600.00.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: There is no valid change of circumstance and insufficient cure provided to cover the change in Title - Recording Service Fee from Loan Estimate $13.00 to Final Closing Disclosure $15.95.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: There is no valid change of circumstance and insufficient cure provided to cover the change in Survey Fee from Loan Estimate $425.00 to Final Closing Disclosure $460.00. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2682 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $20.00 exceeds tolerance of $0.00 plus 10% or $0.00. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Total of payments disclosed on Final CD is $XXX monthly. Calculated Total of payments is $XXX. Finance Charges is underdisclosed by $20.06.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: 10% tolerance was exceeded by $20 due to increase of title- wire fee. No valid COC provided, nor evidence of cure in file.<br> Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX: The final CD disclosed the Amount of Total Property Costs over Year 1 as $XXX on page 4; however the annual taxes ($XXX), Insurance ($XXX) and HOA dues annually ($XXX) are $XXX per year. |  | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) |  | REVIEWER - WAIVED COMMENT (2022-04-22): Waived per client guidance |  |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1857 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The property is located in FEMA disaster area. Provide a post-disaster inspection verifying there was no damage from enter disaster info here. The inspection must include exterior photos and the property must be re-inspected on or afterXX/XX/XXXX declared end date. |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  | REVIEWER - WAIVED COMMENT (2022-04-22): Waived per client guidance | Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2655 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX WVOE - Includes Income<br> [3] Income Documentation - Income documentation requirements not met. | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> DU required either the prior year W2 or a standard WVOE for the borrower. Loan file does not contain either<br> DU required either the prior year W2 or a standard WVOE for the borrower. Loan file does not contain either |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1757 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1902 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $60.00 exceeds tolerance of $30.00 plus 10% or $33.00. Sufficient or excess cure was provided to the borrower at Closing. (0) |  | REVIEWER - CURED COMMENT (2022-03-11): Sufficient Cure Provided At Closing |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-2492 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1888 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Post Disaster Inspection report is missing. |  | 1 |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Federal Compliance - (Missing Data) Last Rate Set Date: Floating rate as per Lock Agreement datedXX/XX/XXXX in file. |  |  |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2487 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1890 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2736 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX VVOE - Employment Only<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  | Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2725 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure APR: TILA-RESPA Integrated Disclosure - Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $149,033.40 is under disclosed by $4,062.62 compared to the calculated Finance Charge of $153,096.02 which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $3,180.00 exceeds tolerance of $1,925.00 plus 10% or $2,117.50. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Payoff Statement Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7595)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Recording Service Fee. Fee Amount of $75.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75163)<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Federal Compliance - TRID Final Closing Disclosure APR: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: The final CD reflects finance charge of $149,033.40, calculated finance charge is $153,096.02, variance of $4062.62.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Fees increased without a valid COC, no cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fees increased without a valid COC, no cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fees increased without a valid COC, no cure provided.<br> Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance. (FinXX/XX/XXXX)<br> REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure APR: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1768 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  | 1 |  |  |  | 2 | [2] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Application / Processing - Missing Document: Missing Lender's Initial 1003: The initial 1003 provided has an application date, but is not signed by the Borrower or Loan Originator. |  |  |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2496 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Not Provided Timely: RESPA: Initial escrow account statement was not provided to the borrower within 45 calendar days of closing. | Federal Compliance - RESPA - Initial Escrow Account Statement Not Provided Timely: The initial escrow disclosure is dated XX/XX/XXXX which is a year after closing |  | Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2733 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Verification of employment was not verified within 10 days of the Note as required by AUS. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2673 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1909 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: Buyers Final CD did not show any seller paid fees.<br> Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: The appraisal reflects annual HOA of $XXXX, CD reflects $XXX. |  | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2518 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Discount Points were last disclosed as $XXX on LE but disclosed as $XXX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Water Testing Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7732)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Profit Sharing. Fee Amount of $1,250.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77123)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Interest. Fee Amount of $9,979.99 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77122)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Home Warranty. Fee Amount of $1,292.50 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77121)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Earnest Money. Fee Amount of $50.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7712)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75103)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Originator Compensation. Fee Amount of $4,555.63 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7326)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Water Testing Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Profit Sharing was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Interest was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Home Warranty was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Earnest Money was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Appraisal Re-Inspection Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Originator Compensation Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1743 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $13,478.91 is underdisclosed from calculated Finance Charge of $13,705.76 in the amount of $226.85.<br> [3] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Lump sum lender credit was not applied to any specific fees resulting in a under disclosure in the amount of $226.85.<br> Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: The property tax monthly payment disclosed on the final HUD1 is $XXX which differs from the actual amount of $XXX.<br> Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: The property tax monthly payment disclosed on the final HUD1 is $XXX which differs from the actual amount of $XXX. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1755 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2707 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided<br> [3] General - Missing Document: Source of Funds/Deposit not provided | PMI Certificate in images is blank. Missing fully completed PMI Certificate<br> Proof of donor's ability to provide the gift (e.g. bank statements) not provided. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Bankruptcy Documents not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $300.00 exceeds tolerance of $XXX.XX plus 10% or $200.20. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: 10% fee violation totaling $99.80 due to an increase in the recording fee. No valid COC was provided for this change, nor evidence of cure at closing. \*Note - a PCCD and COC was provided for this increase on XX/XX/XXXX, however, this was post consummation and ineligible to be considered. |  |  |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2695 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2479 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1903 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1879 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-2664 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitiXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: The actual calculated amount is $XXX; however, the disclosed total of payments is $XXX. There is a difference of $17.00<br> Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: The borrower didn't receive the E-Consent until XX/XX/XXXXThe first LE was sent on XX/XX/XX. |  | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2498 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX. | Missing source of EMD |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - 10% Tolerance Without Cure: RESPA (XXXX): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 801) Without Cure: RESPA (XXXX): 0% tolerance violation for 801 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 801) Without Cure: The GFE and Hud reflect line 801 as a negative amount of $-990.54, which should be listed in line 802.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  | Federal Compliance - RESPA (XXXX) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 801) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2670 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Explanation was updated on XX/XX/XXXX PRIOR Exception Explanation: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure APR: TILA-RESPA Integrated Disclosure - Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $291,363.38 is under disclosed by $10,183.81 compared to the calculated Finance Charge of $301,547.19 which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Federal Compliance - TRID Final Closing Disclosure APR: Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX.<br> Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance. (FinXX/XX/XXXX)<br> REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure APR: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2521 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.: Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2528 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided<br> [2] Application / Processing - 1003 Error: Citizenship Source Documentation was not provided: Borrower: XXXX XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2512 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2675 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Documentation - Missing Document: Flood Insurance Policy not provided<br> [3] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.: Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7200)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Notice of Special Flood Hazard Disclosure Not Provided Timely: FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing.<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX did not disclose Amount of Non-Escrowed Property Costs over Year 1 (FinXX/XX/XXXX) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid coc or cure was provided.<br> Federal Compliance - Notice of Special Flood Hazard Disclosure Not Provided Timely: No evidence of receipt was located in the file |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Special Flood Hazard Disclosure Not Provided Timely: Liability for violations cannot be transferred to a subsequent purchaser of a loan.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXX XXXX // Account Type: Checking / Account Number: XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX Paystubs<br> [3] Application / Processing - Missing Document: Missing Final 1003<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Please provide bank statement that covers XXXX XXXX<br> Missing pay stubs covering 30 days period. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the mortgage insurance payment for payment stream 1. (ProjSeq:1/1884144)<br> [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: mortgage insurance was disclosed from 1-10 years<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: This loan did not close until XX/XX the CD was sent out on XX/XX<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: This document was sent with 4 business days |  | Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2714 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - TRID Loan Estimate Timing: Only page 1 of the initial LE was provided. |  | Federal Compliance - TRID Loan Estimate Timing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2734 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: Truth In Lending Act: Final TIL APR of XXX% is underdisclosed from calculated APR of XXX% outside of 0.125% tolerance.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $185,710.82 is underdisclosed from calculated Finance Charge of $188,780.31 in the amount of $3,069.49.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [3] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [3] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (XXXX): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: List of Homeownership Counseling Organizations not provided to borrower within 3 days.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Servicing Disclosure Statement not provided to applicant within three (3) business days of application. |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-2726 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - D A |
| XXXX | XXXX | CMLTI 2025-RP4-1881 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. |  | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2662 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/1882582)<br> [3] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX: Final CD reflects annual Property Tax fee of $XXX; however, the Tax Certificate shows correct annual Tax fee of $XXX.<br>Final CD also shows annual HOI at $XXX; however, the HOI docs show the annual fee of $XXX<br> Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: Final CD show Property taxes at $XXX per month however documentation on file shows monthly property tax is $XXX.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Final CD show Property taxes at $XXX per month however documentation on file shows monthly property tax is $XXX.<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: CD dated XX/XX/XXXXid not disclose the correct escrow amount. Lender had insurance premium as $XXX but actual amount was $XXX. The error was corrected with a revised escrow statement and closing disclosure. | REVIEWER - CURED COMMENT (2022-03-17): Sufficient Cure Provided At Closing | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2451 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided<br> [3] Lien - Missing evidence of lien position on Other Financing.: Lien Position: 2 |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1867 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: Dennis Ryan Nutter // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.<br> [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: The CD was signed by the borrower onXX/XX/XXXX, unable to locate verification of earlier receipt in the loan file. |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): TILA ROR Form - The Third Circuit has prior rulings that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form. Creditors are required to use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1753 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX VVOE - Employment Only<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $829.16 exceeds tolerance of $XXX.XX plus 10% or $699.60. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7506)<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: No valid COC or cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fee disclosed was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee, cure provided at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TRID SOL Expired B A |
| XXXX | XXXX | CMLTI 2025-RP4-2672 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-2514 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] HOA - HOA Dues amount was not evidenced in the file, and has not been included in the calculated debt ratio.: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX Property Type: PUD<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1729 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. | Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: Final GFE issued XX/XX/XXXX P&I of $XXX does not match the actual P&I of $XXX |  | Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1914 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (8304)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7726)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Abstract / Title Search. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77163) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid COC for increased on Transfer Tax Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid COC for increased on Title - Endorsement Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid COC for increased on Title - Abstract / Title Search Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1794 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for $XXX Residential Fee. Fee Amount of $10.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (8333) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: $XXX Residential Fee of $10.00 exceeds tolerance of $0.00. A cure or COC was not provided to the borrower. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Flood Certificate not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Application / Processing - Missing Document: Missing Lender's Initial 1003<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: A signed and dated initial application is missing.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: A signed and dated initial application is missing. |  | Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br>EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,355.30 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,356.00. (9300)<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Federal Compliance - TRID Lender Credit Tolerance Violation: Lender credit decreased without a valid changed circumstance. Please provide updated cd with cure corrected. |  | Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2691 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $1,140.00 exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7200)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: The Initial Closing Disclosure dated XX/XX/XXXX was not signed and dated by the borrower. File is missing evidence the borrower received the Initial Closing Disclosure at least 3 days prior to the closing date of XX/XX/XXXX.<br> Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: The Initial Loan Estimate datedXX/XX/XXXX was not provided within 3 business days for the application date of XX/XX/XXXX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Initial Loan Estimate datedXX/XX/XXXX disclosed Loan Discount Points of $980.00 versus the Final Closing Disclosure dated XX/XX/XXXX reflecting Loan Discount Points of $1,140.00. A valid change of circumstance was not provided for review and a tolerance cure in the amount of $160.00 was not provided to the borrower.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: LE in file is datedXX/XX/XXXXnd application date isXX/XX/XX. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired B A |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. |  |  | Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: There is generally no Assignee Liability. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2717 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1769 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: A lump sum Lender Credit in the amount of $567.26 was disclosed on the final CD, but not applied to any specific fees. The finance charge discrepancy is $567.77. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2722 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1911 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Limited Cash-out GSE | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2690 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: HOA dues per appraisal are $XXX a month. Lender used different amount to calculate costs over 1 year with no supporting documentation |  | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2727 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX XXXX Insurance Verification, Tax Verification | The credit report provided is post close. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $277,555.36 is underdisclosed from calculated Finance Charge of $278,198.78 in the amount of $643.42.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | TILA SOL Expired D B |
| XXXX | XXXX | CMLTI 2025-RP4-2679 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX Third Party Verification | Third party verification not provided. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: The file is missing documentation verifying the borrower received Closing Disclosure at least three days prior to closing. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2651 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXX XXXX // Account Type: Individual Retirement Account (IRA) / Account Number: XXXX | FEMA Disaster Inspection required<br> Please provide additional retirement statement for XXXX XXXX Acct # XXXX. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,346.40 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,347.00. (9300)<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: initial CD was issued on XX/XX<br> Federal Compliance - TRID Lender Credit Tolerance Violation: .<br> Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: .The 1073 indicates a monthly HOA cost of XXX per month which is XXXX per year. This amount is greater than the XXXX listed on Page 4 of the final CD |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1777 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: The final CD disclosed a finance charge of $235,269.79, however, the calculated finance charge is $236,560.69. Variance of $1,290.90. The variance is due to the general lender credit of $1288.20, which was not itemized against the APR fees on the final CD. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2693 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [2] Credit Eligibility - Public Record Issue:: Credit Report: Original // Public Record Type: Collections / Balance: XXX, Credit Report: Original // Public Record Type: Collections / Balance: XXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Condo Budget/Bylaws/Master. Fee Amount of $35.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7543) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Evidence of Cure or valid change of circumstance is not located in file. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1738 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Loan disbursed onXX/XX/XXXXhowever notary date isXX/XX/XXXXederal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Right To Canc/el date of XX/XX/XXXXhowever Security Instrument notary date is 8/22/14 |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2488 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure: RESPA (XXXX): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. | Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure: Missing the final GFE.<br> Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: Missing the HUD Settlement cost booklet. |  | Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2712 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: Borrower's ability to repay not verified with reliable documentation. |  |  | State Compliance - Maryland Ability to Repay Not Verified: No express provisions for assignee liability |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2716 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Second Home | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Missing initial Closing Disclosure and evidence of receipt |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX3] Guideline Issue - Employment was not verified within 10 days of the note date.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX, Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX XXXX Statement<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX, Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Insufficient funds to close due to excluding XXXX 30 day open balance from assets.<br> Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Missing Mortgage Statement to verify monthly PITI expenses used to qualify. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fee increased without a valid COC, no cure provided. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - Employment was not verified within 10 days of the note date.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [3] Federal Compliance - Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not NMLS licensed or registered at time of application.<br> [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  | Federal Compliance - Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application: "Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was involuntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation."<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2504 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-453.47 is less than amount of binding Lender Credit previously disclosed in the amount of $-2,895.00. (9300)<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $145.48 exceeds tolerance of $XXX.XX plus 10% or $145.20. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: The final CD datedXX/XX/XXXX was not signed or dated.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing.<br> Federal Compliance - TRID Lender Credit Tolerance Violation: Final Lender Credit of $453.47 is less than amount of binding Lender Credit previously disclosed in the amount of $-2,895.00.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Fee Tolerance exceeded. Total amount of $194.00 exceeds tolerance of $XXX.XX plus 10% or $145.20. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-2452 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  | Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2502 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Non QM | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Interim Closing Disclosure Timing Test: TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure provided on or after XX/XX/XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Originator Compensation. Fee Amount of $1,780.62 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7326)<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Right to Cancel is dated and signed on XX/XX/XXXX, however, it expired on XX/XX/XXXX<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: No waiver located in file<br> Federal Compliance - TRID Interim Closing Disclosure Timing Test: No cure or valid change of circumstance in file<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: No cure or valid change of circumstance in file<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No cure or valid change of circumstance in file<br> Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure provided on or after XX/XX/XXXX contains a change in APR and was not received by borrower at least three (3) business days prior to consummation | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Interim Closing Disclosure Timing Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient. | Provide replacement cost value or increased coverage. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Lender's Title Insurance. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7567)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $80.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7564)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Document Preparation Fee. Fee Amount of $60.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7563)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $15.50 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75197)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: LE title insurance was XXXX and on CD it was $XXX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No fee on LE for endorsements but on CD fee was $80.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No doc prep fee on LE. CD shows it as $60.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: LE shows fee of $16 and on CD it is $15.<br> Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: Hazard insurance amount XXXX. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1904 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2687 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | There was no post disaster inspection conducted. |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: The non-escrowed Hazard Insurance monthly payment is $66.92 for a yearly non-escrowed property costs of $XXX. The lender calculated the non-escrowed Hazard Insurance Year 1 costs with a monthly payment of $XXX for a Year 1 non-escrowed property costs of $XXX. |  | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2681 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of 4XXX% exceeds AUS total debt ratio of 3XXX%.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | DTI of 42.374% exceeding the AUS approval of 38.107% due to DU required revolving debt to XXXX XXXX in the amount of $3993.00 be paid at closing. No evidence the account was paid.<br> DU required the payoff of revolving credit account XXXX XXXX. No evidence in the file that this account was paid. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA Start Up Fee. Fee Amount of $50.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7543)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA Transfer Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75142)<br> [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM. | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: An initial CD was not provided. The earliest CD in the file was dated and signed at closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: HOA fees were disclosed in Section B - Service Borrower Did Not Shop For. These fees should have been disclosed in Section H - Other Costs, no COC or cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: HOA fees were disclosed in Section B - Service Borrower Did Not Shop For. These fees should have been disclosed in Section H - Other Costs, no COC or cure provided.<br> Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan Designation restated to SHQM. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2701 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Sufficient or excess cure was provided to the borrower at Closing. (8304) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence of receipt was located in the file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Fee disclosed was last disclosed as $2,310.00 on LE but disclosed as $XXX5.00 on Final Closing Disclosure. Insufficient or no cure was provided to the borrower. | REVIEWER - CURED COMMENT (2022-03-17): Sufficient Cure Provided At Closing |  |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1871 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX XXXX HOA Verification, Insurance Verification, Statement, Tax Verification | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Missing Mortgage Statement, Tax, Ins and HOA verification to verify the monthly PITI expenses used to qualify. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,052.90 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,315.00. (9300)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Disclosure reflects Finance Charges of $177,445.26 however calculated Finance Charges reflects $178,994.70.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Disclosure reflects TOP of $XXX but calculated TOP of $XXX. Variance = $627.54<br> Federal Compliance - TRID Lender Credit Tolerance Violation: Binding Lender Credit Disclosed on Initial Loan Estimate was not issued to the Borrower. Missing valid COC and no evidence of cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No Cure or Change of Circumstance was provided to the Borrower. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2515 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification of receipt of the updated report dated XX/XX/XXXX was missing from the file. |  |  |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1874 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [2] Document Error - There is no dollar amount noted on the title policy. |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  | Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2646 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX: The correct amount of the non-escrowed costs over 1 year was $6,299.28. This exception was cured by the post close CD issuedXX/XX/XXXX. | REVIEWER - CURED COMMENT (2022-04-26): PCCD and LOE to the borrower disclosing the changes made was present in the file. Exception cured. | Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [3] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $176,426.64 is underdisclosed from calculated Finance Charge of $176,977.33 in the amount of $550.69.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): Unable to determine if the Max First Five Years Date on the Final TIL matches the Max Five Year Date on the loan due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. | Federal Compliance - ARM Disclosure Timing Test: Application date XX/XX/XXXX, disclosure provided XX/XX/XXXX<br> Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Application date XX/XX/XXXX, initial TIL sent XX/XX/XXXX<br> Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): Subject is a 7/1 ARM. First five year date was not disclosed on the final TIL<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Application date XX/XX/XXXX, ABA provided XX/XX/XXXX<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Application date XX/XX/XXXX, disclosure provided XX/XX/XXXX |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: There is generally no Assignee Liability. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] General - Missing Document: Official Check not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $112,831.91 is underdisclosed from calculated Finance Charge of $114,316.06 in the amount of $1,484.15.<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 802) Without Cure: RESPA (XXXX): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (XXXX) – Written Service Provider List Not Provided Timely: RESPA (XXXX) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: HUD Settlement Cost Booklet not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] State Compliance - South Carolina CHL Complaint Agency Disclosure Timing Test: South Carolina Home Loan: Borrower not provided with a document, at time of application, specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. | Federal Compliance - Final TIL Finance Charge Under Disclosed: There was a rate change from the initial TIL of XX% (APR X.XXX%) to final TIL XX% (APR X.XXX%).<br> Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 802) Without Cure: No cure provided.<br> Federal Compliance - RESPA (XXXX) – Written Service Provider List Not Provided Timely: The borrower received the Settlement Service Provider List on XX/XX/XXXX and the Good Faith Estimate on XX/XX/XXXX.<br> Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: HUD Settlement Cost Booklet not provided to applicant within three (3) business days of application.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: The borrower did not sign the Servicing Disclosure Statement until XX/XX/XXXX- the application date is XX/XX/XXXX. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - South Carolina CHL Complaint Agency Disclosure Timing Test: Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1774 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-287.52 is less than amount of binding Lender Credit previously disclosed in the amount of $-3,002.00. (9300)<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - TRID Final Closing Disclosure Finance Charge: The amount of the discrepancy is the lump sum lender credit. Missing itemization<br> Federal Compliance - TRID Lender Credit Tolerance Violation: A cure was not disclosed and evidence that a valid COC was provided to the Borrower is missing.<br> Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: The disclosure is not signed by the Borrower. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1761 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - Employment was not verified within 10 days of the note date.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided | Verification of Borrowers employment was not done within 10 Business days of Note. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2513 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of $80.00 exceeds tolerance of $75.00. Sufficient or excess cure was provided to the borrower at Closing. (7522) | Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: A cure in the amount of $5.00 was disclosed on the final CD. | REVIEWER - CURED COMMENT (2022-03-30): Sufficient Cure Provided At Closing |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1767 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure APR: TILA-RESPA Integrated Disclosure - Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - TRID Final Closing Disclosure APR: Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge of $69,697.00 that does not match the actual Finance Charge for the loan which is $71,720.70. A difference of $2,023.70.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: No evidence in loan file to proof creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  | Federal Compliance - TRID Final Closing Disclosure APR: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1730 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1764 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - The verification of employment does not meet the guideline requirements.: Borrower: Angela M. Brodack // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Missing VVOE dated within 10 business days of the note. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Calculated finance charge is $121,712.07. Final CD disclosed finance charge as $119,499.20 |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1880 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2702 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: Michelle Watson W-2 (XXXX) | AUS approval requires W-2s covering the most recent two year period. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Application dateXX/XX/XXXX- provided XX/XX/XXXX |  | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2475 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [2] General - Title Policy Coverage is less than Original Loan Amount.: The Title Policy Amount of $XXX is less than the note amount of $XXX based on the Commitment in file. | Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Final Title Policy not provided. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $42,465.98 is underdisclosed from calculated Finance Charge of $43,364.26 in the amount of $898.28.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization of amount financed discloses the borrower only paid Tax Service Fee of $42.50 and Prepaid interest of $206.53 in Finance charges. Lender credit of $1142.96 does not show allocation. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2685 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-935.50 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,311.00. (9300)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $20.00 exceeds tolerance of $0.00 plus 10% or $0.00. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Lender Credit Tolerance Violation: Zero Percent Tolerance exceeded for Lender Credits.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Fee Tolerance exceeded |  | Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2469 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX Third Party Verification<br> [3] Income Documentation - Income documentation requirements not met.<br> [3] Application / Processing - Missing Document: Approval not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided | Missing Third Party Verification of self employment or Business License or CPA letter from file. |  | 1 |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Application / Processing - Missing Document: Missing Lender's Initial 1003<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Federal Compliance - FACTA Disclosure Missing: File is missing evidence of FACTA Credit Score Disclosure<br> Federal Compliance - Missing Initial Loan Application Test: Initial Application Document is missing from loan file<br> Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | - D B A |
| XXXX | XXXX | CMLTI 2025-RP4-2505 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75103)<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. No valid COC in file and lender credit not sufficient to cover it.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1860 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2677 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Bankruptcy Documents not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1854 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - Income Docs Missing:: Borrower: XXXX, Borrower: XXXX XXXX VVOE - Employment Only<br> VVOE - Employment Only<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX// Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | The file is missing a VOE within 10 business days of closing for both borrowers. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2486 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [2] Credit Eligibility - Credit report shows credit payments as currently delinquent. | The property is located in PA. Provide a post-disaster inspection verifying there was no damage from enter disaster info here. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: No Evidence that a List of Homeownership Counselling Organizations was provided to the Borrower at all. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1752 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-2710 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX | Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $415.00 exceeds tolerance of $XXX.XX plus 10% or $215.60. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7200)<br> [2] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal): Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: No cure or valid COC provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. No cure or valid COC was provided.<br> Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): The loan is a lender to lender refinance and an H-8 form was used instead of an H-9. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal): Assignee Liability: Although this exception indicates the assignee has less protections against claims from the consumer, it is not indicative of an actual violation.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1831 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Property Eligibility - Site and Utilities - XXXX XXXX Water Contamination: Property is located in XXXX XXXX, MI and could be subject to contaminated water. Files does not contain evidence that water supply is serviced by a non-municipal water source (well water supply), or evidence from an independent water quality analysis that confirms that water is free of all known environmental and safety hazards |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Borrower received the homeownership counseling organization during or after application date. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - B A |
| XXXX | XXXX | CMLTI 2025-RP4-2656 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | XXXX XXXX bank statement that proves funds of XXXX XXXX covering a 2 month period from XX/XX/XXXX is missing.<br> Bank statement covering a 2 month period XX/XX/XXXX is missing.<br> XXXX XXXX bank statement covering a 2 month period XX/XX/XXXX is missing.<br> Official check to support Earnest Money of $XXX is missing. |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $166.00 exceeds tolerance of $XXX.XX plus 10% or $156.20. Sufficient or excess cure was provided to the borrower at Closing. (0) |  | REVIEWER - CURED COMMENT (2022-03-18): Sufficient Cure Provided At Closing |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX3] General - Missing Document: Account Statements - Personal not provided<br> [3] General - Missing Document: Official Check not provided<br> [3] Application / Processing - Missing Document: Purchase Agreement / Sales Contract not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $87,623.45 is under disclosed by $190.00 compared to the calculated Finance Charge of $87,813.45 which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Calculated Finance charge is $87,813.45 and Trid finance charge is $87,623.45 leaving a variance of -$190.<br> Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TRID SOL Expired B A |
| XXXX | XXXX | CMLTI 2025-RP4-2480 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. | Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Although, the NMLS website shows the Loan Originator worked for the Origination Company, he Loan Origination Company was not located in the NMLS. |  | Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2708 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Bankruptcy Documents not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Other Includes Insurance Costs: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed whether Homeowners insurance is included in escrow in incorrect section. Creditor disclosed insurance to consumer in "Other" section where regulation requires disclosure under "Homeowner's Insurance" section of Projected Payments table. Disclosure requirement met, non-material exception for incorrect format/placement. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: losing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing<br> Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing.<br> Federal Compliance - TRID Final Closing Disclosure Other Includes Insurance Costs: Homeowners insurance is included in escrow in incorrect section. Creditor disclosed insurance to consumer in "Other" section where regulation requires disclosure under "Homeowner's Insurance" section of Projected Payments table. Disclosure requirement met, non-material exception for incorrect format/placement. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability.<br>Federal Compliance - TRID Final Closing Disclosure Other Includes Insurance Costs: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1858 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure: RESPA (XXXX): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. |  |  | Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2478 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  | Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2639 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA disaster declaration zone and there is not post inspection on file to determine if the property was inspected after disaster. |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1770 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: The finance charges were under disclosed in the amount of $201.75. A final Itemization of Amount Financed was not provided.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Document was provided and signed at closing |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] General - Final Title Policy Coverage is less than Original Loan Amount.: The Final Title Policy Amount of $XXX is less than the note amount of $XXX based on the Final in file. |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $78,888.87 is underdisclosed from calculated Finance Charge of $79,421.37 in the amount of $532.50.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 802) Without Cure: RESPA (XXXX): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 803) Without Cure: RESPA (XXXX): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: GFE does not provide minimum 10 business day availability for estimate of charge and terms for all other settlement charges |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - Aged document: Asset Account date is more than 90 days prior to Closing.: Financial Institution: Capital One // Account Type: Checking / Account Number: XXXX<br> [3] Credit Documentation - Aged document: Credit Report is more than 90 days prior to the note date.: Credit Report: Original // Borrower: XXXX XXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [3] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.: Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX | Hazard Insurance Coverage Amount Has been Verified As Entered.<br> Hazard Policy Effective Date Note Date And Transaction Date. Dates Has Been Verified Correctly. As Entered. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,042.98 is less than amount of binding Lender Credit previously disclosed in the amount of $-3,974.00. (9300)<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (8304)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Service Fee (Life Of Loan). Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77140)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $4,457.73 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Disclosure not provided.<br> Federal Compliance - TRID Lender Credit Tolerance Violation: No valid coc or cure was provided.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid coc or cure was provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid coc or cure was provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid coc or cure was provided. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1795 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: The finance charge discrepancy is $42.18. A lump sum Lender credit was disclosed on the final CD in the amount of $32.18 and the Initial Flood Cert fee in the amount of $10 was under disclosed. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2665 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Bankruptcy Documents not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2706 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Loan File - Missing Document: Hazard Insurance Policy not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment Fixed Rate Subsequent Payments: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Estimated Total Monthly Payment for payment stream 2 that does not match the actual total payment for the loan. (ProjSeq:2/1880638)<br> [3] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Initial Escrow Payment that does not match the escrow payment disclosed on page 2. (FinXX/XX/XXXX)<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment Fixed Rate Subsequent Payments: Projected Payments section (pg 1): Estimated Total Payment Min (paystream referenced in reg) is blank or does not match the calculated total (Principal & Interest Min + Mortgage Insurance + Estimated Escrow).<br> Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: Initial escrow account statement verified. Document includes MI in the calculation; however, on page 4 of final CD it only includes the insurance and taxes. |  | Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment Fixed Rate Subsequent Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2747 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX Balance Sheet, P&L Statement | The property is located in XXXX XXXX. Provide a post-disaster inspection verifying there was no damage from enter disaster info here. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer Tax Fee was last disclosed as $XXX on LE but disclosed as $XXX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $18,577.00, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: There is no evidence that Appraisal was provided to Borrower at least three business days to Closing.<br> Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: The final CD disclosed the Amount of Non-Escrowed Property Costs over Year 1 as $XXX on page 4; however the HOA dues total $3,588.00 per year. Final CD reflects Estimated Taxes, Insurance & Assessments of $XXX monthly, correct amount is $XXX. Provide a post-close CD correcting the Escrow Account section on page 4 and Estimated Taxes, Insurance & Assessments on page 1; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2472 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-2483 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] General - Missing Document: Account Statements - Personal not provided<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR. | Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Verification of Borrower approval was not found on the NMLS website for Greentree. |  | Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2520 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $20.00 exceeds tolerance of $16.00. Insufficient or no cure was provided to the borrower. (7520)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Document was not signed.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fees increased at final closing disclosure with no valid change of circumstance provided for the increase<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fees increased at final closing disclosure with no valid change of circumstance provided for the increase |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 3 | 3 | [3] Asset Calculation / Analysis - AUS Findings: Available for Reserves discrepancy.: Calculated Available for Reserves of $XXX is less than AUS Available for Reserves of $XXX.<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] General - Missing Document: Official Check not provided | Missing bank statements to verify EMD has been cleared from file. | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Explanation was updated on XX/XX/XXXX PRIOR Exception Explanation: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $1,957.70 exceeds tolerance of $XXX.XX plus 10% or $313.50. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ni change of circumstances on file and no evidence of cure provided<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Evidence that a cure of $69.80 was provided on file<br> Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan Designation restated to SHQM. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | There is no evidence of banks statements from American Heritage Bank to support assets used to qualify. The file is also missing evidence of the official check and deposit slip for earnest money deposit. | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Explanation was updated on XX/XX/XXXX PRIOR Exception Explanation: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $110,828.41 is underdisclosed from calculated Finance Charge of $111,688.77 in the amount of $860.36.<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (XXXX): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure: RESPA (XXXX): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Difference from TIL of 8/24 to 9/4 is a large amount. Rate is same but APR is very different. Possible computer error? I did not find any fees close to the $860.<br> Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM.<br> Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: Payment amount on GFE of 8/24 doesn't match payment on GFE of 8/13 even though amounts and rate are same. Possible computer/input error? | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: Truth In Lending Act: Final TIL Finance Charge of $110,828.41 is underdisclosed from calculated Finance Charge of $111,688.63 in the amount of $860.22. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2454 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX Avenue, XXXX, NJ Statement | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> A mortgage statement was not provided to verify that the reported payment includes taxes & insurance. |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Disclosure was not located in the file. |  | Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1870 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: Justin Holcomb // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: Justin Holcomb // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | The borrower was no longer working for employer at the time of application and had moved on to another employer.<br> The borrower was no longer working for employer at the time of application and had moved on to another employer. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-279.65 is less than amount of binding Lender Credit previously disclosed in the amount of $-352.00. (9300)<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [2] State Compliance - Michigan CMPA Home Loan Toolkit Status: Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: File is missing evidence the borrower received the Final Closing Disclosure at least 3 business days prior to the closing dated XX/XX/XXXX.<br> Federal Compliance - TRID Lender Credit Tolerance Violation: A valid change circumstance was not provided for a reduction in lender credits.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: File is missing evidence the borrower received the Loan Estimated at least four (4) business days prior to closing XX/XX/XXXX. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2699 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] General - Missing Document: Source of Funds/Deposit not provided | Source document for $XXX gift not provided. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Pest Inspection Fee. Fee Amount of $46.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75155)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7506)<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing disclosure dated XX/XX/XXXX not provided to borrower's within three business days prior to closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fee increased in the amount of $46.00 without a valid change of circumstance or cure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fee increased in the amount of $50.00 without a valid change of circumstance or cure. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Material violations for inaccurate disclosures carry assignee liability. <br> Non-material if amounts disclosed includes both borrower and non-borrower paid escrow amounts. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $0.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-2,877.00. (9300)<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $135.00 exceeds tolerance of $XXX.XX plus 10% or $121.00. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Mortgage Broker Fee. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (73109)<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [1] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX: The monthly hazard insurance amount per the policy is $90.61, the final CD reflects $90 50 monthly.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: The Final CD disclosed a total of payment on page 5 of $XXX however the actual total of payments should have been $XXX. This was corrected with the PCCD however unable to cure due to missing the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: File is missing proof that Borrower received initial CD more than 3 business days before closing.<br> Federal Compliance - TRID Lender Credit Tolerance Violation: The final LE disclosed a lender credit of $2,877 however the final CD disclosed lender credit $0 and no cure provided.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Proof the final LE was received prior to the initial CD is missing from the file.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Fee tolerance of $135.00 exceeds the maximum $121.00 and no cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: The Mortgage Broker Fee collected at closing in the amount of $3437.33 exceeds the amount disclosed on the Loan Estimate $3430.00 and no cure was provided to the borrower.<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: Corrected with PCCD. | REVIEWER - CURED COMMENT (2022-04-27): Sufficient Cure Provided At Closing | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2490 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $106,024.50 is underdisclosed from calculated Finance Charge of $106,725.25 in the amount of $700.75.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - Final TIL Finance Charge Under Disclosed: $840.75 lump sum on line 802 of the HUD-1 was included in testing. No itemization of fee in file. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-1884 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: The difference is due to the taxes reflected on the tax cert, and taxes reflected on CD.<br> Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. |  | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2509 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $2,044.00 exceeds tolerance of $1,690.00 plus 10% or $1,859.00. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $1,293.98 exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. (FinXX/XX/XXXX) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten percent fees were added tot he final Closing Disclosure without a valid change of circumstance.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: The Transfer Tax fee was raised on the final Closing Disclosure without a valid change of circumstance.<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: The final Closing Disclosure indicates that the Seller paid $358.19 into the borrower's escrow for Property Taxes at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Material violations for inaccurate disclosures carry assignee liability. <br> Non-material if amounts disclosed includes both borrower and non-borrower paid escrow amounts. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2654 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-943.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-944.00. (9300) | Federal Compliance - TRID Lender Credit Tolerance Violation: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-943.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-944.00. |  | Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2683 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $20.00 exceeds tolerance of $0.00 plus 10% or $0.00. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Finance Charge variance of $-19.17 on total of payments from Final CD $363,833.24 vs $363,813.47.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Title Wire fee increase of $20.00 on Post Close CD. No COC or Cure provided. |  | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2474 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $86,000.53 is underdisclosed from calculated Finance Charge of $86,565.99 in the amount of $565.46.<br> [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: HUD Settlement Cost Booklet not provided to applicant within three (3) business days of application. | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: No evidence of early receipt was located in the file |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-1889 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 3 | [3] Appraisal Documentation - Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $1,439.90 exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: COC in file listed Act of God, War, Emergency Disaster situation as the valid reason however no further information is given as to why the Discount Points increased; no cure to the borrowers was found in file. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2667 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Miscellaneous - Credit Exception: | File is missing a Final copy of the sellers CD for the former primary residence. Only the preliminary sellers CD is in the file. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. (FinXX/XX/XXXX) |  |  | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Material violations for inaccurate disclosures carry assignee liability. <br> Non-material if amounts disclosed includes both borrower and non-borrower paid escrow amounts. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2473 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX3] Application / Processing - Missing Document: Bankruptcy Documents not provided<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $51,247.62 is underdisclosed from calculated Finance Charge of $51,949.07 in the amount of $701.45.<br> [2] State Compliance - Ohio CSPA Tangible Net Benefit Test: Ohio Consumer Sales Practices Act: Unable to determine if mortgage loan refinanced has a tangible net benefit to the borrower due to missing prior loan information.<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure: RESPA (XXXX): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 | Federal Compliance - Final TIL Finance Charge Under Disclosed: Finance charge on final HUD of $51,247.62 does not match the calculated finance charge of $51,529.07<br> Variance of -$281.45<br> State Compliance - Ohio CSPA Tangible Net Benefit Test: Missing prior mortgage statement. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1834 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $2,141.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (8304)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7325)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: This fee was paid by the Seller. Missing valid COC and no evidence of cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan origination Fee was last disclosed as $0 on LE but disclosed as $XXX on Final Closing Disclosure. File does not contain a valid COC for this fee, No cure provided at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1760 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Provided to All Parties: TILA-RESPA Integrated Disclosure: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest.<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-339.02 is less than amount of binding Lender Credit previously disclosed in the amount of $-341.00. (9300)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - TRID Final Closing Disclosure Finance Charge: The Itemization of Amount Financed reflects prepaid interest of $31.02 and the final Closing Disclosure reflects $28.20 and the Itemization of Amount Financed reflects a Prem. Price Credit (PPFC Portion) of $44.02 that is not reflected on the final Closing Disclosure.<br> Federal Compliance - TRID Final Closing Disclosure Provided to All Parties: There is no evidence that the non-borrowing spouse received the Closing Disclosure.<br> Federal Compliance - TRID Lender Credit Tolerance Violation: Loan Estimate disclosed a Lender Credit of $341 and the final Closing Disclosure reflects $339.02. There is no valid change of circumstance or evidence of cure. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Provided to All Parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1899 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Wire /Funding/ Disbursement Fee. Fee Amount of $95.00 exceeds tolerance of $25.00. Insufficient or no cure was provided to the borrower. (77190) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Title-Wire/Funding/Disbursement Fee was last disclosed as $25.00 on LE but disclosed as $XXX0 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2718 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX VVOE - Employment Only<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | No Verification of employment provided for prior employment.<br> No Verification of employment provided for prior employment. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $323.00 exceeds tolerance of $XXX.XX plus 10% or $255.20. Insufficient or no cure was provided to the borrower. (0)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Recording fee was last disclosed as $XXX on the Loan Estimate but disclosed as $XXXon the Final Closing Disclosure . File does not contain a valid COC for this fee, cure provided at closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer tax fee was only disclosed as $XXX paid by the Seller on the Seller Closing Disclosure .File does not contain a valid COC for this fee, cure provided at closing.<br> Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: Final CD reflects annual MI Fee of $XXX; however, the Mortgage Insurance Certificate shows correct annual MI fee of $XXX. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2674 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $90.00 exceeds tolerance of $60.00 plus 10% or $66.00. Sufficient or excess cure was provided to the borrower at Closing. (0)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Recording Service Fee. Fee Amount of $15.00 exceeds tolerance of $10.00. Sufficient or excess cure was provided to the borrower at Closing. (75163) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: UTD, Itemization of Amounts Financed was not found on file.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification appraisal delivered to borrower was not provided.<br> Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: 10% tolerance was exceeded by $66.00 due to addition of Endorsement, No valid COC provided, cure provided at closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Recording Service Fee. was last disclosed as $10.00 on LE but disclosed as $XXX0 on Final Closing Disclosure. File does not contain a valid COC for this fee, cure provided at closing. Lender credit $35.00 | REVIEWER - CURED COMMENT (2022-03-17): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2022-03-17): Sufficient Cure Provided At Closing | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1865 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: A valid COC for increased on Appraisal Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1887 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer tax was last disclosed as $XXX on the LE, but was disclosed as $2965.76 on the final CD. No valid COC was provided for this change, nor evidence of cure at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Approval not provided<br> [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not NMLS licensed or registered at time of application.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  | Federal Compliance - Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application: "Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was involuntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation."<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1824 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1833 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  | Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Non QM | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: Michael Dyer // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Invoice for POC items not provided.<br> The VVOE is not present in the file for previous employer XXXX XXXX. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [3] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $257,792.63 is under disclosed by $87.10 compared to the calculated total of payments of $257,879.73 which exceeds the $35.00 threshold. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: The Notice of Right to Cancel occurs onXX/XX/XXXXut should have been onXX/XX/XXXXFederal Compliance - TRID Final Closing Disclosure Total Of Payments: Loan Designation restated to Non-QM.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Note dates XX/XX/XXXX, Revised Loan Estimate provided on XX/XX/XXXX.<br> Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM.<br> Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: Document not provided within required timeframe. |  | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2491 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Approval not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $59,519.14 is underdisclosed from calculated Finance Charge of $59,637.04 in the amount of $117.90. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Final itemization is not calculation the followin gfee on the final HUD: Subordination recording fee $14, Title CPL $25, Flood cert $3.90, and the title settlement fee for $375 on the HUD is showing on the itemization as Subordination and for $300 . |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1915 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - REO Documents are missing.: Address: XXXX XXXX, Address: XXXX XXXX Insurance Verification, Statement, Tax Verification<br> Statement, Tax Verification | Missing verification of insurance and taxes on both investment properties. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX20)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Processing Fee. Fee Amount of $25.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77179)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure issue date isXX/XX/XXXX and the closing date isXX/XX/XXXX. Closing Disclosure was not provided at least 3 business days prior to closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee tolerance was exceeded by $25 due to addition of Title - Processing Fee. No valid COC provided and no cure provided. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1765 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: File is missing itemization of amount financed unable to determine variance. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-1773 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-445.60 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,013.00. (9300)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Finance Charge discrepancy in the amount of $442.54 which is the amount of the lump sum lender credit which was not applied to any specific fees.<br> Federal Compliance - TRID Lender Credit Tolerance Violation: Lender credit disclosed as $1,013 on final LE, however final CD lender credit was only $445.60. Credit decreased without a valid COC, no cure provided.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification appraisal was delivered to borrower within 3 days of closing was not provided. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1891 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer tax was last disclosed as $XXX on the LE, but was disclosed as $XXX on the final CD. No valid COC was provided for this change, nor evidence of cure at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1823 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - A |
| XXXX | XXXX | CMLTI 2025-RP4-1866 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $334,852.16 is underdisclosed from calculated Finance Charge of $335,215.35 in the amount of $363.19.<br> [3] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1828 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 801) Without Cure: RESPA (XXXX): 0% tolerance violation for 801 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. | State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): MA NTB Disclosure missing from loan file<br> Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: This is due to the Final GFE showing a P&I payment of $XXX and the HUD-1 showing $XXX. No other GFE are included in loan file |  | Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 801) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-1725 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $120,776.61 is underdisclosed from calculated Finance Charge of $121,397.89 in the amount of $621.28. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Finance charge disclosed to borrower did not include the following fees: Subordination Recording Fee. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2705 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Discount points were last disclosed as $XXX on the LE, but were disclosed as $XXX on the final CD. No valid COC was in the file for this change, nor evidence of cure at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1745 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Limited Cash-out GSE | N/A | 3 | 3 | [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2696 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7564)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid COC or cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid COC or cure provided. |  | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. | Borrower has owned the subject property for at least 5 years. |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2692 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 3 | [3] General - Subject is not in average or better condition.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX Property Condition:<br> C5 |  |  | 3 | [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) |  |  | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | The Borrowers prior employment is not verified in the loan file. W-2 was provided per AUS<br> The Borrowers prior employment is not verified in the loan file. W-2 was provided per AUS |  | 1 |  |  |  | 3 | [3] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Application / Processing - Missing Document: Missing Lender's Initial 1003<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Missing evidence of the appraisal being sent to the borrower<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Missing Creditor's application date |  | Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br>EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2668 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX XXXX, Address: XXXX XXXX, Address: XXXX XXXX Statement<br> Statement<br> Statement |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) |  |  |  |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2522 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insurance Analysis - Insurance address does not match Note address. | Hazard Insurance Policy reflects the city as XXXX XXXX. The Note and Security Instrument both reflect the city as XXXX. |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [3] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid COC or cure provided. |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2533 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] General - Missing Document: Econsent not provided<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided<br> [3] Lien - Missing evidence of lien position on Other Financing.: Lien Position: 2 |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2524 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | The property is located in XXXX County, Iowa. Provide a post-disaster inspection verifying there was no damage from XXXX. The inspection must include exterior photos and the property must be re-inspected on or afterXX/XX/XXXX declared end date. |  | 3 | [3] Appraisal Documentation - Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. (FinXX/XX/XXXX) |  |  | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Material violations for inaccurate disclosures carry assignee liability. <br> Non-material if amounts disclosed includes both borrower and non-borrower paid escrow amounts. |  |  | - C B |
| XXXX | XXXX | CMLTI 2025-RP4-2467 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Document Error - Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided.: Borrower: XXXX XXXX<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided<br> [3] Application / Processing - Missing Document: Tax Certificate not provided<br> [3] General - Missing Document: Verification of Non-US Citizen Status not provided<br> [2] Application / Processing - 1003 Error: Citizenship Source Documentation was not provided: Borrower: XXXX XXXX | Driver's License is not an acceptable documentation verifying Non-US Citizen status. |  | 1 |  |  |  | 1 |  |  |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years. |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2499 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - 10% Tolerance With Cure: RESPA (XXXX): 10% tolerance violation with evidence of cure provided on Final HUD-1. | Federal Compliance - RESPA (XXXX) - 10% Tolerance With Cure: A cure for $91.00 was provided to the borrower. |  | Federal Compliance - RESPA (XXXX) - 10% Tolerance With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2657 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): Delivery receipt reflects the Appraisal was sent to the Borrower XX/XX/XXXX. |  | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-1723 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $26,912.33 is underdisclosed from calculated Finance Charge of $27,250.14 in the amount of $337.81. |  |  | Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2453 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-1739 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $147,332.80 is underdisclosed from calculated Finance Charge of $147,654.68 in the amount of $321.88. |  |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-1746 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: provided XX/XX/XXXX andXX/XX/XXXX<br> Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: The total escrow charges $168.23 on TIL and HUD per review total escrows $168.22. $0.1 cent difference. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-1737 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX.<br> [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $168,640.62 is underdisclosed from calculated Finance Charge of $170,608.42 in the amount of $1,967.80. |  |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1749 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $137,712.68 is underdisclosed from calculated Finance Charge of $137,760.69 in the amount of $48.01. |  |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] General - Missing Document: Land Lease Agreement not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not NMLS licensed or registered at time of application.<br> [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $0.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-45.00. (9300)<br> [3] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7200)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: The amount disclosed on the the Final CD for finance charge is $44665.24 which <br> does not match the actual Finance Charge for the loan. Primary residence refinance and Calculated Finance <br> Charge exceeds disclosed Finance Charge by more than $35<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Per review Of the CD, it was not disclose to the borrower within 3 days of the application<br> Federal Compliance - TRID Lender Credit Tolerance Violation: Lender credit increased per final Closing disclosure.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Discount Points $463.00 exceed the maximum Tolerance of $0.00. <br> No evidence of cure was provided to the borrower<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: Borrower was not provided with a copy of right to receive a copy of appraisal disclosure |  | Federal Compliance - Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application: "Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was involuntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation."<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Initial loan application shows phone interview onXX/XX/XXXXborrower signedXX/XX/XXXXhowever Loan Officer signedXX/XX/XXXXWith initial loan date of XX/XX/XXXXist of Housing Counseling Organization was provided onXX/XX/XXXXFederal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Initial loan application shows phone interview onXX/XX/XXXXborrower signedXX/XX/XXXXhowever Loan Officer signedXX/XX/XXXXWith initial loan date of XX/XX/XXXXESPA Disclosures weren't provided untilXX/XX/XXXXFederal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Initial loan application shows phone interview onXX/XX/XXXXborrower signedXX/XX/XXXXhowever Loan Officer signedXX/XX/XXXXWith initial loan date of XX/XX/XXXXight to Receive a Copy of Appraisal is dated 2/19/14 |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): "The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure."<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-1718 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) |  |  |  |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [3] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 802) With Cure: RESPA (XXXX): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 803) With Cure: RESPA (XXXX): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. | REVIEWER - CURED COMMENT (2022-04-07): A cure was disclosed on page 1 of the final HUD1.<br> REVIEWER - CURED COMMENT (2022-04-07): A cure was disclosed on page 1 of the final HUD1. | Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 802) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 803) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1822 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (XXXX): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | - A B |
| XXXX | XXXX | CMLTI 2025-RP4-2450 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX. | Borrower paid $XXX outside of closing. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: Truth In Lending Act: Final TIL APR of XXX% is underdisclosed from calculated APR of XXX% outside of 0.125% tolerance.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $163,382.80 is underdisclosed from calculated Finance Charge of $169,272.48 in the amount of $5,889.68.<br> [3] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - Final TIL Finance Charge Under Disclosed: An Itemization of Lender and Seller Credits was not provided. Itemization of date of Closing not signed by borrower disclosed $0 fees. Discrepancy is $5,889.69.and can't be reconciled with documentation provided.<br> Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-1722 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $15,130.56 is underdisclosed from calculated Finance Charge of $15,441.02 in the amount of $310.46. |  |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA SOL Expired B |
| XXXX | XXXX | CMLTI 2025-RP4-2778 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX) |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired A B |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Insurance Analysis - Insufficient Coverage: Flood insurance coverage amount is insufficient.<br> [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [2] Income Documentation - Income documentation requirements not met.<br> [2] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> The VVOE for the borrower was not completed within 10 business days prior to the Note as required by the AUS approval. | REVIEWER - WAIVED COMMENT (2025-08-22): Comp factors used to waive exceptions<br> REVIEWER - WAIVED COMMENT (2025-08-22): Comp factors used to waive exceptions | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. |  | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score is above 680. |  | - C A B |
| XXXX | XXXX | CMLTI 2025-RP4-2808 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Missing initial CD |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Expired C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2814 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX XXXX Third Party Verification | Missing VOE for self-employed borrower (XXXX). |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (8304) | Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: The transfer tax disclosed on the Final CD in the amount of $138.58 exceeds the amount disclosed on the Loan Estimate $136.00 and no cure was provided to the borrower. | REVIEWER - CURED COMMENT (2022-03-08): Sufficient Cure Provided At Closing |  |  |  | - C A |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] General - Missing Document: Stated not provided<br> [3] Credit Documentation - Missing Document: Subordination Agreement not provided<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX Insurance Verification, Statement<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX<br> [2] Insurance Analysis - Hazard Insurance Policy expires within 90 days of the Note Date.: Hazard Insurance Policy Expiration Date XX/XX/XXXX, Note Date XX/XX/XXXX | Appraisal is missing.<br> Post disaster Inspection is not on file.<br> Reviewed the loan document file and verified the Subordination agreement was not provided by the lender.<br> Document file indicates that REO documents, (Insurance Verification, Mortgage Statements and Tax Verification) were not provided by the lender for review.<br> Document is missing.<br> Borrower should provide proof of insurance renewal. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: Truth In Lending Act: Final TIL APR of XXX% is underdisclosed from calculated APR of XXX% outside of 0.125% tolerance.<br> [3] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $210,247.40 is underdisclosed from calculated Finance Charge of $218,510.90 in the amount of $8,263.50.<br> [3] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [3] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Not Provided Timely: RESPA: Initial escrow account statement was not provided to the borrower within 45 calendar days of closing.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan Designation restated to SHQM.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Document was not provided on time.<br> Federal Compliance - RESPA - Initial Escrow Account Statement Not Provided Timely: nitial escrow account statement was not provided to the borrower within 45 calendar days of closing. | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: Truth In Lending Act: Final TIL APR of XXX% is underdisclosed from calculated APR of XXX% outside of 0.125% tolerance.<br> REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: Truth In Lending Act: Final TIL Finance Charge of $210,247.40 is underdisclosed from calculated Finance Charge of $218,510.96 in the amount of $8,263.56. | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | TILA SOL Expired C B |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of is less than AUS qualifying asset balance of $XXXX.<br> [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX is less than Cash From Borrower $XXX.<br> [3] Guideline Issue - Borrower has been on current job less than 2 years, and prior employment history was not documented as required.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Tax Certificate not provided<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Missing asset documentation.<br> Missing asset documentation.<br> Loan is failing Temp SHQM due to insufficient assets, therefore it is defaulting to standard ATR/QM requirements which requires two years employment and income documentation. | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Explanation was updated on XX/XX/XXXX PRIOR Exception Explanation: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM. |  | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Safe Harbor QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Total cash-out discrepancy.: HUD-1 total cash-out of $XXX is greater than AUS total cash-out of $XXX.<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Please override, the credit accounts being paid off in addition to the cash out were added, per the deal notes on the HUD tab. | REVIEWER - GENERAL COMMENT (2025-08-21): EXCEPTION HISTORY - Exception Explanation was updated on XX/XX/XXXX PRIOR Exception Explanation: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM.<br> [2] Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (XXXX) - Loan Term on Final HUD-1 Inaccurate: RESPA (XXXX): Loan Term on Final HUD-1 does not match actual term on the loan.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.<br> [2] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (TX Home Equity Disclosure/Notice Concerning Extensions of Credit Not Provided): Texas Constitution Section 50(a)(6): Missing Notice Concerning Extensions of Credit disclosure, however file includes a signed acknowledgment stating that the owner(s) received the Notice at least 12 days prior to closing. | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan Designation restated to SHQM.<br> Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: The Affiliated Business Arrangement Disclosure on file is missing the second page and a signature and date received.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: The Affiliated Business Arrangement Disclosure on file is missing the second page and a signature and date received. |  | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - Loan Term on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability.<br>State Compliance - (TX50(a)(6)) Texas Cash-out Loan (TX Home Equity Disclosure/Notice Concerning Extensions of Credit Not Provided): Assignee Liability: The lender or any holder of the note shall forfeit all principal and interest of the extension of credit if the lender or holder (1) fails to comply with the lender's or holder's obligations under the extension of credit and (2) fails to correct the failure to comply not later than the 60th day after the date the lender or holder is notified by the borrower of the failure to comply. The lender or any holder of the note for the extension of credit shall forfeit all principal and interest if the extension is made by a person other than a person described or if the lien was not created under a written agreement with the consent of each owner and each owner's spouse, unless each owner and each owner's spouse who did not initially consent subsequently consents. |  |  | - C B A |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX XXXX | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Non QM | 3 | 3 | [3] Asset Calculation / Analysis - AUS Findings: Available for Reserves discrepancy.: Calculated Available for Reserves of $XXX is less than AUS Available for Reserves of $XXX. | Verify additional funds to match DU or revise figures in DU & re-run to see if approved as is |  | 1 |  |  |  | 3 | [3] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [3] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [2] Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure: RESPA (XXXX): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (XXXX) – GFE column on HUD Comparison Chart Inaccurate: RESPA (XXXX) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (XXXX) - Interest Rate on GFE Inaccurate: RESPA (XXXX): Interest Rate on GFE does not match Note.<br> [2] Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (XXXX): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Loan Designation restated to Non-QM.<br> Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure: Transfer tax paid but not on GFE<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  | Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - Interest Rate on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (XXXX) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  | TILA SOL Expired C B |

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## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 3(b)**

![](ex99-01.jpg)

**Exception Grades**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **EDGAR Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXX | XXXX | CMLTI 2025-RP4-2658 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2658 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Verification appraisal was delivered to borrower was not provided. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2658 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-453.15 is less than amount of binding Lender Credit previously disclosed in the amount of $-466.00. | A cure was not disclosed and evidence that a valid COC was provided to the Borrower is missing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2511 | XXXX | XXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2511 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | The file was missing a copy of proof of the borrower's electronic receipt of the disclosure within 3 business days before closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2511 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2458 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure | RESPA (XXXX): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  | Reviewer Comment (2022-03-17): A cure was disclosed on the final HUD1. |  | XX/XX/XXXX 9:38:52 AM |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2523 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1852 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2739 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2531 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2531 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2531 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1731 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1731 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Individual Originator License Status Not Approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1731 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1731 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate | RESPA (XXXX): Initial payment on Final HUD-1 does not match actual payment on loan. | Final TIL has the PITI including mortgage insurance as $XXX, however the final HUD indicates that the total is $XXX. The Note and mortgage insurance documents in the file show the payment should be $XXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1731 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate | Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan. | Final TIL has the PITI including mortgage insurance as $XXX, however the final HUD indicates that the total is $XXX. The Note and mortgage insurance documents in the file show the payment should be $XXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1731 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. | Final TIL has the PITI including mortgage insurance as $XXX, however the final HUD indicates that the total is $XXX. The Note and mortgage insurance documents in the file show the payment should be $XXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | Unable to determine if the borrower signed a valuation receipt acknowledgment due to missing information. | The lender did not provide the Right to Receive Appraisal three days before closing disclosure, nor did the borrower sign a waiver. |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | A VVOE was not provided. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | There were no asset documents in the file. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | There were no income verification documents in the file. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | A copy of an Approval, AUS or 1008 is missing. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Verification of six mionths Reserves as required by XXXX guidelines is missing. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2501 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2501 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2501 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2661 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2661 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | No evidence of early receipt was located in the file |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2661 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Contact Information - Lender | TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). | Lender Contact Information was not provided |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1861 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1861 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $4,450.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No COC or cure was provided to the borrower for tolerance overages |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2678 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2678 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | No cure documentation provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1910 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Debt Consolidation | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2470 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Bank Statements - Personal not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1907 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1900 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1900 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Affiliated Business Disclosure not provided within 3 business days of application. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1900 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Initial Closing Disclosure not provided at least 3 business days prior to closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1900 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-07): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 6:28:31 AM |  | 1 A |  | XX | Primary | Purchase | Final CD evidences Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1759 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1759 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Disclosure reflects a Finance Charge of $131,230.86, but the calculated Finance Charge is $131,373.70. Variance = $142.84. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1759 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Total Minimum Payment | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Estimated Total Monthly Payment for payment stream 1 that does not match the actual total payment for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2482 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2482 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2482 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Purchase | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Purchase | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Purchase | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Asset verification is missing. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Purchase | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Investment | Purchase | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Appraisal acknowledgement signed on XX/XX/XXXX; right to receive a copy of appraisal disclosure was signed on XXXX. Application date is XX/XX/XXXX. |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Purchase | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: Qualifying asset balance discrepancy. | Calculated qualifying asset balance of ___ is less than AUS qualifying asset balance of ___. | Asset verification to support assets required to close are missing. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Purchase | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | The file was missing the initial LE as well as the Right to Receive Appraisal Disclosure provided at application. Timing requirements are unable to be confirmed. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Timing | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | The file was missing a copy of the initial Loan Estimate. Timing requirements being met is inconclusive. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The final closing disclosure reflected a finance charge of $91,214.56. The calculated finance charge is $91,351.72. Variance of $137.16. General lender credit of $139.28 was not itemized against the APR fees on the final CD. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1912 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1912 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1912 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $10,366.10 exceeds tolerance of $5,183.00. Insufficient or no cure was provided to the borrower. | A valid COC for increased on Transfer Tax Fee (City / County and State Tax Stamps) on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1912 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Builder fee on CD listed as other. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1912 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $7.50 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | A valid COC for increased on Flood Certification (Life Of Loan) on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2742 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Missing final itemization for loan file to determine cause of underdisclosure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2731 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | The tax cert in the file reflects the qualification method of the taxes as 1.25%. Neither the manual calculation based on tax rate + assessments nor 1.25% align with the lender's lower calculation. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2731 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, and Corrected CD B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2731 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 2 that does not match the actual payment for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, and Corrected CD B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2731 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2731 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2697 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The property is located in XXXX XXXX. Provide a post-disaster inspection verifying there was no damage from Wildfires. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2697 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2530 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2530 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Per the compliance report, the initial CD was provided XX/XX/XXXX. This CD was missing from the file, only the final CD signed at consummation was present. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2688 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2688 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX is less than amount of binding Lender Credit previously disclosed in the amount of $-514.00. | The Lender credit in the amount of -$492.81 exceeds the Zero percent Tolerance with no cure provided |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2688 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2688 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | EMD source document not provided. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2688 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Gift Donor source document not provided. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2688 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Employment was not verified within 10 days of the note date. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | Right to receive a copy of the Appraisal Disclosure not provided to borrower within 3 days of the loan application date. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Home Improvement | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Timing | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | Loan Estimate datedXX/XX/XXXXot delivered or placed in the mail to Borrower(s) within three (3) business days of application. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Home Improvement | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Home Improvement | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___<br> ___ | Required per HARP |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Home Improvement | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2738 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: All conditions were not met |  | Missing evidence of payoff of debts shown on AUS |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2738 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | HOA Error: HOA dues not provided. |  | Missing evidence of HOA dues amount. Document in file references a $XXX/month payment for XXXX XXXX but it is unclear what property that HOA verification is referencing. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2508 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2508 | XXXX | XXXX |  | Credit | Note | Document Error | Note | Missing Documentation: Complete non-subject financing information was not found in file. | - Non-subject loan terms = Loan Amount: ___; Concurrent or Existing Lien: ___; Current P&I: ___; Current Balance: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2508 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Loan Estimate loan amount of $XXX changed on Closing Disclosure to $XXX with no CIC or cost to cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-746.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-3,655.00. | File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $324.00 exceeds tolerance of $90.00 plus 10% or $99.00. Insufficient or no cure was provided to the borrower. | 10% tolerance was exceeded by $225 due to increase of recording fee. No valid COC provided, nor evidence of cure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $1,690.71 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Loan Origination Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | HOA/Condo Questionnaire was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Insurance Binder Fee. Fee Amount of $80.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | HOA/Condo Insurance Binder Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Other Includes Insurance Costs | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed whether Homeowners insurance is included in escrow in incorrect section. Creditor disclosed insurance to consumer in "Other" section where regulation requires disclosure under "Homeowner's Insurance" section of Projected Payments table. Disclosure requirement met, non-material exception for incorrect format/placement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Good Faith Redisclosure C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2642 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2703 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. | Initial escrow payment of $XXX was paid by seller on behalf of borrower. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2485 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Appraisal Waiver signed and dated by borrowerXX/XX/XXXX; subject loan closing dateXX/XX/XXXX |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2464 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1756 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1756 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $12,278.60 is underdisclosed from calculated Finance Charge of $12,356.97 in the amount of $78.37. | Final Itemization in file reflects Recording Fee of $78 was not included in finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2503 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2503 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2503 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Partial Payments | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan allows for Partial Payments. | The final CD did not reflect whether or not the loan allows for partial payments. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2503 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-411.32 is less than amount of binding Lender Credit previously disclosed in the amount of $-500.00. | Lender credit was last disclosed as -$500.00 on the LE, but was disclosed as -$411.32 on the final CD. No valid COC was provided for this change, nor evidence of cure at closing. \*Note, there was a COC for the rate lock, however, the dates are invalid. COC date wasXX/XX/XXXX, and the trigger date for the change wasXX/XX/XXXX. This does not meet timing requirements for a valid COC. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2503 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $170.00 exceeds tolerance of $XXX.XX plus 10% or $137.50. Insufficient or no cure was provided to the borrower. | 10% fee violation due to an increase to the recording fee. No valid COC was provided for this change, nor evidence of cure at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2503 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $1,005.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Loan Origination Fee was not disclosed on the LE, but was disclosed as $1005.00 on the final CD. No valid COC was provided for this change, nor evidence of cure at closing. \*Note - the names changed from the LE to the CD's. On the CD's the origination charges were lumped together, totaling $1005.00, however, the LE reflected three separate charges for the same amount. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2506 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2506 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $6,059.00 exceeds tolerance of $2,917.00 plus 10% or $3,208.70. Insufficient or no cure was provided to the borrower. | 10% fees were excessive due to inclusion of the seller paid fees in testing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2506 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Transfer tax was not disclosed on the LE, but was disclosed as $XXX on the seller's final CD. No valid COC was provided for this change, nor evidence of cure at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2506 | XXXX | XXXX |  | Credit | Credit | Credit Eligibility | Credit | Credit report shows credit payments as currently delinquent. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2506 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: All conditions were not met |  | The XXXX past due balance was required to be paid at or prior to closing per AUS findings. Evidence of this was missing from the file. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1894 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1894 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1894 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. | Page 4 of the CD included the mortgage insurance in the monthly escrow payment on the loan. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1894 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1894 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2648 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2648 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,355.30 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,356.00. | No valid COC or cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2648 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $20.00 exceeds tolerance of $0.00 plus 10% or $0.00. Insufficient or no cure was provided to the borrower. | No valid COC or cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | A final VOE dated within 10 business days of the Note was not provided |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Employment was not verified within 10 days of the note date. |  | A final VOE dated within 10 business days of the Note was not provided |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  | A final VOE dated within 10 business days of the Note was not provided |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  | A final VOE dated within 10 business days of the Note was not provided |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The verification of employment is required and was not found in file |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | A valid CIC was not provided for the increase and no cure listed at close |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | A valid CIC was not provided for the increase and no cure listed at close |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Wire /Funding/ Disbursement Fee. Fee Amount of $45.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | A valid CIC was not provided for the increase and no cure listed at close |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $1,436.40 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | A valid CIC was not provided for the increase and no cure listed at close |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Final CD finance charge of $270,446.32 , and the calculated finance charges of $272,913.60 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $475.00 exceeds tolerance of $XXX.XX plus 10% or $401.50. Insufficient or no cure was provided to the borrower. | A valid CIC was not provided for the increase and no cure listed at close |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Inception date should be revised to XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Tax and insurance documents required to verify if impounded |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1748 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1748 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1748 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. There is an affiliated business disclosure on file dated XX/XX/XXXX but it is not signed by the borrower. Doc ID XXXX |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1863 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Unable to determine discrepancy. Itemization of Amounts Financed was not found on file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1863 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $31.64 exceeds tolerance of $14.00. Insufficient or no cure was provided to the borrower. | A valid COC for increased on Credit Report Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2652 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Only one CD dated XX/XX/XXXX provided for this review, which is the same day of closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2652 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $1,462.50 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Fee increased without a valid change of circumstance |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2649 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2649 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | Evidence the Borrower signed consent to receive documents electronically is missing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2649 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | Evidence the Borrower signed consent to receive documents electronically is missing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1836 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Additional 1 month period bank statement needed to verify savings account. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1836 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Subject property is located in XXXX XXXX. Provide a post-disaster inspection verifying there was no damage done to the property by the XXXX disaster. The inspection should include exterior photographs. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1836 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds AUS total debt ratio of ___. | Missing SFR Comparable Analysis/1007 with estimated gross rental income used to offset subject property PITIA. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1836 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1835 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2704 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___<br> ___ | VOE missing from loan file. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2704 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2704 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Employment was not verified within 10 days of the note date. |  | VOE missing from loan file. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2481 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $36,104.47 is underdisclosed from calculated Finance Charge of $36,366.97 in the amount of $262.50. | Lump sum lender credit of $897.42 reflected on HUD-1. However, after applying the Lender credit using the wafer fall application, the finance charges are under disclosed in the amount of $262.51 which is portion of the Prepaid Interest. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___<br> ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on GFE Inaccurate | RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate | RESPA (XXXX): Initial payment on Final HUD-1 does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA ARM Introductory Rate Disclosure - Introductory Period Inaccurate | Truth in Lending Act (MDIA 2011): Adjustable rate introductory period on Final TIL does not match introductory period for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - P&I Payment Inaccurate | Truth in Lending Act (MDIA 2011): Payment amount on the Final TIL does not match the P&I payment for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Individual Originator License Status Not Approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities. | Per NMLS website, LO XXXX XXXX was not federally licensed or approved to conduct business in the state of Illinois at the time of origination |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Contact Information - Lender | TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). | Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Reconveyance Fee. Fee Amount of $85.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Reconveyance Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1886 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1778 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1778 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1778 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The Finance Charges were under disclosed in the amount of $163.61. A lump sum lender credit was disclosed on the final CD, but not applied to any specific fees. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1778 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1778 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | NMLS - Missing Evidence of Initial Loan Application Date | Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1778 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Initial 1003 is missing. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1744 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1744 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1744 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1744 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | No evidence in file that the lender provided the evaluation 3 days prior to the closing or that the borrower waived the right. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1744 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on GFE Inaccurate | RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. | Per final GFE the monthly paymen with mortgage insurance is $XXX and per final HID s $XXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1906 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | A valid COC for increased on Extension Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2647 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | The Hazard Insurance Expiration Data Has Been Reviewed Policy will not expire Within 90 Days of Note Expiration date. Policy Expires XX/XX/XXXX Note Date XX/XX/XXXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2647 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | The non escrowed hazard insurance has an annual premium of $XXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Reserves discrepancy. | Calculated Available for Reserves of ___ is less than AUS Available for Reserves of ___. | File contained no verified assets. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___<br> ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Judgment balance of $XXX was required to be paid and no evidence was provided that requirement was satisfied. |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Mortgage statement from primary residence to confirm tax and insurance escrow was not provided. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: Qualifying asset balance discrepancy. | Calculated qualifying asset balance of ___ is less than AUS qualifying asset balance of ___. | Provide 2 months bank statements verifying at least $11,782.32 for reserves, as submitted through AUS. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Borrower XXXX XXXX only has 1 year self-employed income verified with XXXX tax returns, when 2 years is required (XXXX tax returns shows no income). Borrower XXXX XXXX income decreased by more than 20% from XXXX to XXXX and was not addressed. Qualifying income $XXXX/mo is not supported with the 2 years tax returns. Sch E on the tax returns disclose all rental properties as having mortgage interest expenses, yet no liens were disclosed on borrower's application, and documentation is missing from the file. Income could not be fully calculated. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1762 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1762 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Contact Information - Lender | TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). | Lender contact name not provided on final Closing Disclosure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1762 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Individual Originator License Status Not Approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not in approved license status to conduct loan origination activities. | Loan Originator only has self-reported history for the loan origination company, but it expires on XXXX, unable to determine if license was active at closing date of XX/XX/XXXX. Note and mortgage show different loan originator with alternate self-reported history as well, but does not match name on note and mortgage. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1878 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1878 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $XXX. Provide verification of policy with sufficient coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Stated not provided |  | No approval or AUS provided. Unable to determine appraisal/valuation requirements. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | NMLS - Missing Evidence of Initial Loan Application Date | Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | Right to receive copy of appraisal not on file |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | CD not provided with 3 business days of closing |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-2,315.60 is less than amount of binding Lender Credit previously disclosed in the amount of $-2,379.00. | No COC or cure was provided to the borrower for tolerance overages |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Seven Day Waiting Period | TILA-RESPA Integrated Disclosure: Loan Estimate was not delivered or placed in the mail to the borrower at least seven (7) business days prior to closing. | LE not provided with 7 business days of closing |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2526 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2526 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | Missing rate lock extension |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2526 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $XXX is insufficient. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2700 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $54.00. Insufficient or no cure was provided to the borrower. | Loan Discount Points. Fee was last disclosed as $54.00 on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $399.60, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2700 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Appraisal Fee was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. . File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $165.00, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2700 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Pest Inspection Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Pest Inspection Fee $165.00 was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, cure provided at closing. Lender credit $165.00. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2700 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2700 | XXXX | XXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2700 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 calendar days of the Note. |  | VVOE was dated XX/XX/XXXX and Note date XX/XX/XXXX. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2700 | XXXX | XXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2456 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2456 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $90,879.56 is underdisclosed from calculated Finance Charge of $91,590.91 in the amount of $711.35. | Flood Certification fee of $3.90, Prepaid Interest of $239.95, Service Charges of $17.50, and Settlement fee of $450 for a total of $711.35 is not disclosed Itemization of Amount Financed |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2640 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2640 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2650 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2650 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2650 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2650 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1776 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement) | Minnesota Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1776 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to borrower 3 days business days prior to closing XX/XX/XXXX on file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1776 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Final Closing Disclosure provided on XX/XX/XXXX disclosed a Finance charge of $18,103.05. The Calculated finance charge shows an amount of $18,158.46 a difference of -$55.41. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2724 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___<br> ___<br> ___ | Missing verification of PITI for the borrower's investment properties. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1726 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: Qualifying asset balance discrepancy. | Calculated qualifying asset balance of ___ is less than AUS qualifying asset balance of ___. |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No valid COC or cure provided at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1882 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1882 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Insurance Binder Fee. Fee Amount of $75.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Fees increased without a valid COC, insufficient cure provided for total tolerance violations on loan. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2737 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2737 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Employment was not verified within 10 days of the note date. |  | VOE in file datedXX/XX/XXXXote is datedXX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2676 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Second Home | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for 4506-T. Fee Amount of $10.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-08): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 11:01:04 AM |  | 1 A |  | XX | Second Home | Purchase | Final CD evidences Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Of Taxpayer Identification Fee. Fee Amount of $5.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-08): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 11:01:04 AM |  | 1 A |  | XX | Second Home | Purchase | Final CD evidences Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2676 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2715 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on current job less than 2 years, and prior employment history was not documented as required. |  | The file is missing Business License or Third Party Verification and P&L Statement. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2715 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA Disaster area. The last disaster end date is XX/XX/XXXX which is prior to inspection of XX/XX/XXXX A post-disaster inspection verifying there was no damage to the subject property is required . |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2715 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Provide P&L Statement and Business licence |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2715 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2715 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. | Amount captured for monthly escrows is $XXX per closing disclosure |  |  |  | Reviewer Comment (2022-03-08): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 3:03:29 PM |  | 1 A |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2715 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $25,204.73 exceeds tolerance of $12,259.00. Insufficient or no cure was provided to the borrower. | No valid change of circumstances on file and no evidence of cure provided |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1869 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1869 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1869 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1869 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $2,571.40 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Transfer Tax was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2459 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2459 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not received by borrower within five (5) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2459 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $92,442.93 is underdisclosed from calculated Finance Charge of $92,846.83 in the amount of $403.90. | Unable to determine cause of underdisclosure. Missing final itemization of Lender Credit on page 1 in the amount of $932.16. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2744 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | The final CD disclosed the Amount of Non-Escrowed Property Costs over Year 1 as $XXX on page 4; however the HOA dues total $XXX per year. Final CD reflects Estimated Taxes, Insurance & Assessments of $XXX monthly, correct amount is $XXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2744 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Finance Charge disclosed is $283,941.67. Calculated finance charge is $288,185.53. Variance of $4,313.60. There is a seller credit reflected on page 3 and the itemization was provided in the file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2721 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Earliest CD, which is the final CD was issued onXX/XX/XXXX, however signed by the borrower on XX/XX/XXXX |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2721 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2721 | XXXX | XXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | AUS does not offer PIW and closing disclosure includes an appraisal charge. |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Limited Cash-out GSE | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,892.40 is less than amount of binding Lender Credit previously disclosed in the amount of $-2,005.00. | Lender Credit Fee was last disclosed as -$2,005.00 on LE but disclosed as -$1,892.40 on Final Closing Disclosure. File does not contain a valid COC for this fee. Lender credit was adjusted on post-close CD datedXX/XX/XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Loan Discount Points Fee was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX.XXInsufficient or no cure was provided to the borrower. | Transfer Tax Fee was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee. Lender credit was adjusted on post-close CD datedXX/XX/XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2743 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2743 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Transfer Tax was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2653 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2653 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Evidence of earlier borrower receipt was not found in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2653 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2653 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2495 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bankruptcy Documents not provided |  | Credit Report reflects Chapter 7 bankruptcy filed XX/XX/XXXX and discharged XX/XX/XXXX. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2495 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure | RESPA (XXXX): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2495 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $209,904.28 is underdisclosed from calculated Finance Charge of $210,912.43 in the amount of $1,008.15. | Missing itemization of lender credit in the amount of $903.16 to determine cause of underdisclosure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2494 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2494 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | Unable to determine if the borrower signed a valuation receipt acknowledgment due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2494 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1793 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Evidence the Borrower was provided an initial CD within three days prior to closing is missing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1793 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2529 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | The borrower signed an Appraisal Waiver on XX/XX/XXXX (application date) indicating that there would not be an appraisal for this transaction as it if a Manual RefiPlus. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2529 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | The Loan Estimate was issued on XX/XX/XXXX and the application date was XX/XX/XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2529 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2686 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-80.38 is less than amount of binding Lender Credit previously disclosed in the amount of $-81.00. | Lender Credit was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2680 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2680 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2468 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2468 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $44,403.28 is underdisclosed from calculated Finance Charge of $44,846.92 in the amount of $443.64. | Missing itemization for lender credit to determine cause of underdisclosure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | AUS requires a two month statement to document any depository Asset being used for loan qualification. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Initial CD issued on XX/XX/XXXX was provided to Borrower on XX/XX/XXXX which is not at least three days to Closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2461 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2461 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1875 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX exceeds tolerance of $1,160.00 plus 10% or $1,276.00. Insufficient or no cure was provided to the borrower. | 10% tolerance was exceeded by $125.70 due to increase of recording fee. No valid COC provided, nor evidence of cure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1913 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | Final CD reflects annual HOA fee of $XXX; however, the appraisal shows correct annual HOA fee of $XX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1897 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | Final CD reflects annual HOI fee of $XXX however, the HOI docs show correct annual HOI fee of of $XXX. Unable to determine if the Hazard Insurance amount on the Final CD includes the annual Flood Insurance costs which should be $XXX, per documentation on file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1897 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. | The flood premium on the final CD does not match the floor premium on the flood insurance document. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, and Corrected CD B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1897 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 2 that does not match the actual payment for the loan. | The flood premium on the final CD does not match the floor premium on the flood insurance document. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, and Corrected CD B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1897 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | A valid COC for increased on Transfer Tax Fee (City/County Tax/Stamps and State Tax/Stamps) on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2689 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2689 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | Transfer Tax Fee disclosed as $XXX on LE dated XX/XX/XXXX, but disclosed as $XXX ($XXX paid by the Seller reflected on the Seller CD) on the Final Closing Disclosure, no COC or cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2689 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2507 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Proof of delivery not found in the loan file |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2507 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-09): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 10:50:42 AM |  | 1 A |  | XX | Primary | Purchase | Final CD evidences Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2507 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) | No seller paid fees on the final Consumer CD. No seller CD |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1908 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1908 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1908 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1775 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The finance charges were under disclosed in the amount of $49.38. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2457 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2643 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2643 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-09): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 1:26:00 PM |  | 1 A |  | XX | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2643 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | Verification of earlier borrower receipt was missing from the file. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2460 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. | Missing Disclosure |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2460 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL APR Under/Over Disclosed By Greater Than 0.125% | Truth In Lending Act: Final TIL APR of XXX% is underdisclosed from calculated APR of XXX% outside of 0.125% tolerance. | No Valid Change of Circumstance |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2460 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $174,771.17 is underdisclosed from calculated Finance Charge of $178,730.63 in the amount of $3,959.46. | No Valid Change of Circumstance |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2460 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2460 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Appraisal provided to borrower after inspection |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Second Home | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___<br> ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Second Home | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Second Home | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Second Home | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | Proof of earlier receipt was not provided. |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Timing | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | Proof of earlier receipt was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $74.92 exceeds tolerance of $20.00. Insufficient or no cure was provided to the borrower. | Credit Report Fee was last disclosed as $20.00 on LE but disclosed as $XXX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $54.92, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for CDD Assessment. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | CDD Assessment Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. Provide a post-close CD disclosing the tolerance cure to include $943.79, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Second Home | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Second Home | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | EMD not sourced. |  |  |  |  |  |  |  | 3 C |  | XX | Second Home | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Second Home | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1905 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2477 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2477 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure | RESPA (XXXX): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2477 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2477 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2489 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2489 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2489 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2489 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate | RESPA (XXXX): Initial payment on Final HUD-1 does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1771 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1901 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | Annual Homeowners expense per Homeowners Declaration page ($XXX) differs from amount charged on the Borrower's Final CD ($XXX). |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1901 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. | Annual Homeowners expense per Homeowners Declaration page ($XXX) differs from amount charged on the Borrower's Final CD ($XXX). |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, and Corrected CD B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1901 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 2 that does not match the actual payment for the loan. | Annual Homeowners expense per Homeowners Declaration page ($XXX) differs from amount charged on the Borrower's Final CD ($XXX). |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, and Corrected CD B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1901 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Unable to locate a valid change of circumstance or a sufficient cure to the borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1901 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on current job less than 2 years, and prior employment history was not documented as required. |  | File is missing a 2 years employment history for Co-borrower. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1901 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Acknowledgement of Receipt not provided. |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Bank Statements - Personal not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | No Tax returns were provided to verity Dividends and Interest income. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | SSI was qualified with the net benefit rather than the gross benefit. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Account statements supporting the assets stated on the 1003 were not provided. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Asset statements not provided. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1750 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1750 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2720 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2720 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Older Than 30 days When Provided to Borrower | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations was older than 30 days when provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2720 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds AUS total debt ratio of ___. | DTI variance is due to the inclusion of delinquent taxes in the final PITIA per the Final 1003 and Final CD page 4 that reflects costs over year 1. Borrower had delinquent city taxes per the tax certificate provided in the file. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2720 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Loan Amount on Final HUD-1 Inaccurate | RESPA (XXXX): Loan Amount on Final HUD-1 does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan) | Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" date on the Final TIL does not match the date on which the first regular periodic payment will be due and the earliest date on which that rate may apply. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Provide consumer with a Letter of Explanation, a corrected TIL Disclosure and proof of delivery. C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Not provided within 3 days of application. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | EMD not sourced. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XXXX |  | Credit | Credit | Credit Documentation | Guideline | Reported liability reflects the borrower as an Authorized User. This debt has been excluded from QM qualification. |  | Revolving Current Balance $XXX Line Limit: $XXX: Liability was excluded due to Authorized User on a QM transaction. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XXXX |  | Credit | Credit | Credit Documentation | Guideline | Reported liability reflects the borrower as an Authorized User. This debt has been excluded from QM qualification. |  | Credit Report Original Liability Type Revolving Current Balance: $XXXLine Limit: $XXX: Liability was excluded due to Authorized User on a QM transaction. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow Account | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan will have an escrow account. | Page 1 of the Final Disclosure disclosed Taxes and Insurance are not being escrowed, and no Escrows found in Section G on Page 2, Page 4 is completed incorrectly disclosing Taxes and Insurance are being escrowed. The Box for will not have an escrow account must be checked with the Estimated property costs over Year 1 and disclosed if declined or Lender does not offer one. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow Account | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan will have an escrow account. | Page 1 of the Final Disclosure disclosed Taxes and Insurance are not being escrowed, and no Escrows found in Section G on Page 2, Page 4 is completed incorrectly disclosing Taxes and Insurance are being escrowed. The Box for will not have an escrow account must be checked with the Estimated property costs over Year 1 and disclosed if declined or Lender does not offer one. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $1,718.00 exceeds tolerance of $XXX.XX plus 10% or $XXX. Insufficient or no cure was provided to the borrower. | The file is missing a valid COC and no cure provided |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1916 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | This loan closed during the COVID-19 affected timeframe. VOE was not provided within 10 days before note date or prior to disbursement date. At least one of these requirements are missing: Employer Letter, Paystub, Bank Statement within 10 days before note date or prior to disbursement date. | - Note Date: ___ | The VVOE was completedXX/XX/XXXXnd the loan fundedXX/XX/XX. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | The earliest CD provided to borrower is datedXX/XX/XXXXless than 3 business days prior toXX/XX/XXXXlose date. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Release(s). Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Seller paid Release Fee of $150 was not disclosed on Loan Estimates but was reflected on seller CD without evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2660 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | Seller paid Transfer Taxes of $XXX were not disclosed on Loan Estimates but were reflected on seller CD without evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1837 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Loan file is missing all income documentation. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1837 | XXXX | XXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1837 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VOE not provided in the loan file. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1837 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. | Right to receive appraisal disclosure and the Loan Estimate are missing from the loan file. |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1837 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  | Missing Approve/Eligible AUS listed on the 1008. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1837 | XXXX | XXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Borrower was charged an appraisal fee on the Final CD and an appraisal was not included in the loan file. |  |  |  |  |  |  |  | 3 D |  | XX | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1837 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | No assets provided. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___<br> ___ | lender to provide borrower's 4506-T |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | Missing initial application (1003) to determine application date. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Missing initial application (1003). |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | NMLS - Missing Evidence of Initial Loan Application Date | Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. | Missing initial application (1003). |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Missing initial application (1003). |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. | Missing initial application (1003). |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Missing initial application (1003). |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Timing | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | Missing initial application (1003). |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | No documentation in the loan file to support that the appraisal was provided to the borrower at least 3 business days prior to closing. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2671 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $3.90 exceeds tolerance of $3.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-10): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 9:32:08 AM |  | 1 A |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Final CD evidences Cure A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | Appraiser's license or certification was not active at the time of the appraisal. |  | Please provide a copy of the appraisers license that was active when the report was completed. The ASC website (appraiser look-up) doesn't list the initial date the appraiser license was issued. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on GFE Inaccurate | RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. | GFE reflects monthly MI of $XXX, 1003 and 1008 reflects $XXX monthly. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on Final HUD-1 Inaccurate | RESPA (XXXX): Initial payment on Final HUD-1 does not match actual payment on loan. | HUD-1 payment did not include MI |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $157,877.63 is underdisclosed from calculated Finance Charge of $158,202.63 in the amount of $325.00. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Missing proof of receipt of appraisal. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: All conditions were not met |  | Missing AUS |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Third Party Income Verification Document Is Missing in file. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | No valid COC or cure provided at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1727 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Existence of Escrow Account on Final GFE Inaccurate | RESPA (XXXX): Existence of escrow account disclosed on Final GFE does not match actual terms. | The Final GFE states no escrows. The initial states that this account will have an escrow account. The HUD1 disclosed escrow of property taxes. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1727 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $40,910.35 is underdisclosed from calculated Finance Charge of $40,953.66 in the amount of $43.31. | The Finance charges were under disclosed in the amount of $43.31. The $44 Subordination Recording fee was included in the Prepaid Finance charges. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1727 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2698 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Missing verification of when the initial CD was received by the borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2698 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | Missing verification of when the revised LE was received by the borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2698 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $XXX. A replacement cost estimate was not provided in the loan file. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1895 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | Unable to determine if the initial escrow account statement is compliant based on missing information. | Unable to determine if the initial escrow account statement is compliant based on missing provided date information. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1895 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | Transfer Tax Fee disclosed as $XXX on LE dated XX/XX/XXXX, but disclosed as $XXX (Seller paid $228 reflected on the Seller CD) on the Final Closing Disclosure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1898 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1898 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Source of $XXX deposit on XX/XX/XXXX not documented |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1898 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Loan is short to close. FIle is missing the appraisal invoice showing POC and source. With this there will still be a short c=to close exception remaining. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1898 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $425.00 exceeds tolerance of $XXX.XX plus 10% or $165.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-11): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 12:04:21 PM |  | 1 A |  | XX | Primary | Purchase | Final CD evidences Cure A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1898 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-11): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 12:04:21 PM |  | 1 A |  | XX | Primary | Purchase | Final CD evidences Cure A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2466 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2466 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2709 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The discrepancy is the Mortgage Broker fee paid by the Borrower. The Itemization of Amount Financed reflects the only fee included in the Prepaid Finance charges is the Appraisal Management fee in the amount of $175. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1896 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1896 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1896 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | There is no valid change of circumstance and insufficient cure provided to cover the change in Survey Fee from Loan Estimate $425.00 to Final Closing Disclosure $460.00. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1896 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $15.95 exceeds tolerance of $13.00. Insufficient or no cure was provided to the borrower. | There is no valid change of circumstance and insufficient cure provided to cover the change in Title - Recording Service Fee from Loan Estimate $13.00 to Final Closing Disclosure $15.95. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1896 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | There is no valid change of circumstance and insufficient cure provided to cover the change in Title - Settlement / Closing / Escrow Fee from Loan Estimate $500.00 to Final Closing Disclosure $600.00. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1896 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  | Missing VOE within 10 business days prior to the note date as required by the AUS. Note date XX/XX/XXXX, VOE dated XX/XX/XXXX. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2682 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2682 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). | Total of payments disclosed on Final CD is $XXX monthly. Calculated Total of payments is $XXX. Finance Charges is underdisclosed by $20.06. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2682 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | The final CD disclosed the Amount of Total Property Costs over Year 1 as $XXX on page 4; however the annual taxes ($XXX), Insurance ($XXX) and HOA dues annually ($XXX) are $XXX per year. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2682 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $20.00 exceeds tolerance of $0.00 plus 10% or $0.00. Insufficient or no cure was provided to the borrower. | 10% tolerance was exceeded by $20 due to increase of title- wire fee. No valid COC provided, nor evidence of cure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2022-04-22): Waived per client guidance |  |  | XX/XX/XXXX 1:23:46 PM | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1857 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The property is located in FEMA disaster area. Provide a post-disaster inspection verifying there was no damage from enter disaster info here. The inspection must include exterior photos and the property must be re-inspected on or afterXX/XX/XXXX declared end date. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1857 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  | Reviewer Comment (2022-04-22): Waived per client guidance |  |  | XX/XX/XXXX 1:46:42 PM | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2655 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2655 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | DU required either the prior year W2 or a standard WVOE for the borrower. Loan file does not contain either |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2655 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | DU required either the prior year W2 or a standard WVOE for the borrower. Loan file does not contain either |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1757 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1902 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $60.00 exceeds tolerance of $30.00 plus 10% or $33.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-11): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 11:35:45 AM |  | 1 A |  | XX | Primary | Purchase | Final CD evidences Cure A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1888 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Floating rate as per Lock Agreement datedXX/XX/XXXX in file. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1888 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Post Disaster Inspection report is missing. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1890 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate | Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2725 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2725 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $3,180.00 exceeds tolerance of $1,925.00 plus 10% or $2,117.50. Insufficient or no cure was provided to the borrower. | Fees increased without a valid COC, no cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2725 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Recording Service Fee. Fee Amount of $75.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Fees increased without a valid COC, no cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2725 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Payoff Statement Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Fees increased without a valid COC, no cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2725 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure APR | TILA-RESPA Integrated Disclosure - Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance. | APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2725 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $149,033.40 is under disclosed by $4,062.62 compared to the calculated Finance Charge of $153,096.02 which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The final CD reflects finance charge of $149,033.40, calculated finance charge is $153,096.02, variance of $4062.62. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2725 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1768 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | The initial 1003 provided has an application date, but is not signed by the Borrower or Loan Originator. |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1768 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2496 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2496 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Not Provided Timely | RESPA: Initial escrow account statement was not provided to the borrower within 45 calendar days of closing. | The initial escrow disclosure is dated XX/XX/XXXX which is a year after closing |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2733 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2733 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  | Verification of employment was not verified within 10 days of the Note as required by AUS. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2673 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1909 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1909 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | The appraisal reflects annual HOA of $XXXX, CD reflects $XXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1909 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) | Buyers Final CD did not show any seller paid fees. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2518 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | Loan Discount Points were last disclosed as $XXX on LE but disclosed as $XXX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Originator Compensation. Fee Amount of $4,555.63 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Loan Originator Compensation Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Appraisal Re-Inspection Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Earnest Money. Fee Amount of $50.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Earnest Money was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Home Warranty. Fee Amount of $1,292.50 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Home Warranty was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Interest. Fee Amount of $9,979.99 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Interest was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Profit Sharing. Fee Amount of $1,250.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Profit Sharing was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Water Testing Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Water Testing Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1743 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1743 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate | Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan. | The property tax monthly payment disclosed on the final HUD1 is $XXX which differs from the actual amount of $XXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1743 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. | The property tax monthly payment disclosed on the final HUD1 is $XXX which differs from the actual amount of $XXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1743 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $13,478.91 is underdisclosed from calculated Finance Charge of $13,705.76 in the amount of $226.85. | Lump sum lender credit was not applied to any specific fees resulting in a under disclosure in the amount of $226.85. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1755 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2707 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  | PMI Certificate in images is blank. Missing fully completed PMI Certificate |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2707 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2707 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Proof of donor's ability to provide the gift (e.g. bank statements) not provided. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bankruptcy Documents not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $300.00 exceeds tolerance of $XXX.XX plus 10% or $200.20. Insufficient or no cure was provided to the borrower. | 10% fee violation totaling $99.80 due to an increase in the recording fee. No valid COC was provided for this change, nor evidence of cure at closing. \*Note - a PCCD and COC was provided for this increase on XX/XX/XXXX, however, this was post consummation and ineligible to be considered. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2695 | XXXX | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2479 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1903 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2664 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). | The actual calculated amount is $XXX; however, the disclosed total of payments is $XXX. There is a difference of $17.00 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2664 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | The borrower didn't receive the E-Consent until XX/XX/XXXXThe first LE was sent on XX/XX/XX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2498 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Missing source of EMD |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2498 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 10% Tolerance Without Cure | RESPA (XXXX): 10% tolerance violation without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2498 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 801) Without Cure | RESPA (XXXX): 0% tolerance violation for 801 fee without evidence of sufficient cure provided. | The GFE and Hud reflect line 801 as a negative amount of $-990.54, which should be listed in line 802. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2498 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2498 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2670 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2670 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure APR | TILA-RESPA Integrated Disclosure - Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance. | Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2670 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $291,363.38 is under disclosed by $10,183.81 compared to the calculated Finance Charge of $301,547.19 which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2670 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2521 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2521 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2521 | XXXX | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2528 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2528 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship Source Documentation was not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2512 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2675 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2675 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2675 | XXXX | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2675 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2675 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX did not disclose Amount of Non-Escrowed Property Costs over Year 1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2675 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | No evidence of receipt was located in the file |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2675 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No valid coc or cure was provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Missing pay stubs covering 30 days period. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Please provide bank statement that covers XXXX XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Mortgage Insurance Payment | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the mortgage insurance payment for payment stream 1. | mortgage insurance was disclosed from 1-10 years |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | This loan did not close until XX/XX the CD was sent out on XX/XX |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | This document was sent with 4 business days |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2714 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2714 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Timing | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | Only page 1 of the initial LE was provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2714 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2734 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on GFE Inaccurate | RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation | Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate | Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL APR Under/Over Disclosed By Greater Than 0.125% | Truth In Lending Act: Final TIL APR of XXX% is underdisclosed from calculated APR of XXX% outside of 0.125% tolerance. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $185,710.82 is underdisclosed from calculated Finance Charge of $188,780.31 in the amount of $3,069.49. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Servicing Disclosure Statement not provided to applicant within three (3) business days of application. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | List of Homeownership Counseling Organizations not provided to borrower within 3 days. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2726 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | D A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2726 | XXXX | XXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Investment | Refinance - Rate/Term | D A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1881 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1881 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2662 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | Final CD reflects annual Property Tax fee of $XXX; however, the Tax Certificate shows correct annual Tax fee of $XXX.<br>Final CD also shows annual HOI at $XXX; however, the HOI docs show the annual fee of $XXX |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2662 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. | Final CD show Property taxes at $XXX per month however documentation on file shows monthly property tax is $XXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, and Corrected CD B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2662 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). | Final CD show Property taxes at $XXX per month however documentation on file shows monthly property tax is $XXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2662 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. | CD dated XX/XX/XXXXid not disclose the correct escrow amount. Lender had insurance premium as $XXX but actual amount was $XXX. The error was corrected with a revised escrow statement and closing disclosure. |  |  |  | Reviewer Comment (2022-03-17): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 7:05:11 AM |  | 1 A |  | XX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2451 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2451 | XXXX | XXXX |  | Credit | Title | Lien | Title | Missing evidence of lien position on Other Financing. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1867 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1867 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | The CD was signed by the borrower onXX/XX/XXXX, unable to locate verification of earlier receipt in the loan file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1867 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1753 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1753 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1753 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1753 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $829.16 exceeds tolerance of $XXX.XX plus 10% or $699.60. Insufficient or no cure was provided to the borrower. | No valid COC or cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Fee disclosed was last disclosed as $XXX on LE but disclosed as $XXXon Final Closing Disclosure. File does not contain a valid COC for this fee, cure provided at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX | XXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Rate/Term | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2672 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2514 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2514 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2514 | XXXX | XXXX |  | Credit | Document Error | HOA | Document Error | HOA Dues amount was not evidenced in the file, and has not been included in the calculated debt ratio. | - Property Type: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1729 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1729 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1729 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on GFE Inaccurate | RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. | Final GFE issued XX/XX/XXXX P&I of $XXX does not match the actual P&I of $XXX |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1914 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Abstract / Title Search. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | A valid COC for increased on Title - Abstract / Title Search Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1914 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | A valid COC for increased on Title - Endorsement Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1914 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | A valid COC for increased on Transfer Tax Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1794 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1794 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for $XXX Residential Fee. Fee Amount of $10.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | $XXX Residential Fee of $10.00 exceeds tolerance of $0.00. A cure or COC was not provided to the borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Missing | RESPA: Initial GFE not provided to Borrower(s). |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Missing | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | NMLS - Missing Evidence of Initial Loan Application Date | Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | A signed and dated initial application is missing. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | A signed and dated initial application is missing. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,355.30 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,356.00. | Lender credit decreased without a valid changed circumstance. Please provide updated cd with cure corrected. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2691 | XXXX | XXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2691 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2691 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | LE in file is datedXX/XX/XXXXnd application date isXX/XX/XX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2691 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | The Initial Closing Disclosure dated XX/XX/XXXX was not signed and dated by the borrower. File is missing evidence the borrower received the Initial Closing Disclosure at least 3 days prior to the closing date of XX/XX/XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2691 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | The Initial Loan Estimate datedXX/XX/XXXX was not provided within 3 business days for the application date of XX/XX/XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2691 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $1,140.00 exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Initial Loan Estimate datedXX/XX/XXXX disclosed Loan Discount Points of $980.00 versus the Final Closing Disclosure dated XX/XX/XXXX reflecting Loan Discount Points of $1,140.00. A valid change of circumstance was not provided for review and a tolerance cure in the amount of $160.00 was not provided to the borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1769 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1769 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | A lump sum Lender Credit in the amount of $567.26 was disclosed on the final CD, but not applied to any specific fees. The finance charge discrepancy is $567.77. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1911 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Limited Cash-out GSE | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2690 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | HOA dues per appraisal are $XXX a month. Lender used different amount to calculate costs over 1 year with no supporting documentation |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2727 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX | XXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | The credit report provided is post close. |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $277,555.36 is underdisclosed from calculated Finance Charge of $278,198.78 in the amount of $643.42. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2679 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Third party verification not provided. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2679 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | The file is missing documentation verifying the borrower received Closing Disclosure at least three days prior to closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2651 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Please provide additional retirement statement for XXXX XXXX Acct # XXXX. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2651 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | FEMA Disaster Inspection required |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2651 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | .The 1073 indicates a monthly HOA cost of XXXX per month which is XXXX per year. This amount is greater than the XXXX listed on Page 4 of the final CD |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2651 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | initial CD was issued on XX/XX |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2651 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,346.40 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,347.00. | . |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2651 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The final CD disclosed a finance charge of $235,269.79, however, the calculated finance charge is $236,560.69. Variance of $1,290.90. The variance is due to the general lender credit of $1288.20, which was not itemized against the APR fees on the final CD. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2693 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2693 | XXXX | XXXX |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2693 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Condo Budget/Bylaws/Master. Fee Amount of $35.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Evidence of Cure or valid change of circumstance is not located in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1738 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1738 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | Loan disbursed onXX/XX/XXXXhowever notary date is XXXX |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1738 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Right To Canc/el date of XX/XX/XXXXhowever Security Instrument notary date is XXXX |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2488 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure | RESPA (XXXX): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. | Missing the final GFE. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2488 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. | Missing the HUD Settlement cost booklet. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2712 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Ability to Repay Not Verified | Maryland SB270: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2716 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Missing initial Closing Disclosure and evidence of receipt |  |  |  |  |  |  |  | 3 B |  | XX | Second Home | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $4,575.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Fee increased without a valid COC, no cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Employment was not verified within 10 days of the note date. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing Mortgage Statement to verify monthly PITI expenses used to qualify. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Insufficient funds to close due to excluding XXXX 30 day open balance from assets. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Employment was not verified within 10 days of the note date. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Individual Originator License Status Not Approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not in approved license status to conduct loan origination activities. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2504 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | The final CD datedXX/XX/XXXX was not signed or dated. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2504 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2504 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-453.47 is less than amount of binding Lender Credit previously disclosed in the amount of $-2,895.00. | Final Lender Credit of $453.47 is less than amount of binding Lender Credit previously disclosed in the amount of $-2,895.00. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2504 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2504 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $145.48 exceeds tolerance of $XXX.XX plus 10% or $145.20. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $194.00 exceeds tolerance of $XXX.XX plus 10% or $145.20. Insufficient or no cure was provided to the borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2452 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2452 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2502 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | No waiver located in file |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2502 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Test | TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure provided on or after XX/XX/XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation | No cure or valid change of circumstance in file |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TRID timing exception, no remediation available. B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2502 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | No cure or valid change of circumstance in file |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2502 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Originator Compensation. Fee Amount of $1,780.62 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No cure or valid change of circumstance in file |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2502 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2502 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Right to Cancel is dated and signed on XX/XX/XXXX, however, it expired on XX/XX/XXXX |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2502 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $15.50 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | LE shows fee of $16 and on CD it is $15. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Document Preparation Fee. Fee Amount of $60.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No doc prep fee on LE. CD shows it as $60. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $80.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No fee on LE for endorsements but on CD fee was $80. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Lender's Title Insurance. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | LE title insurance was XXXX and on CD it was $XXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | Hazard insurance amount XXXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Provide replacement cost value or increased coverage. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1904 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2687 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | The non-escrowed Hazard Insurance monthly payment is $66.92 for a yearly non-escrowed property costs of $XXX. The lender calculated the non-escrowed Hazard Insurance Year 1 costs with a monthly payment of $XXX for a Year 1 non-escrowed property costs of $XXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2687 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | There was no post disaster inspection conducted. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2681 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | An initial CD was not provided. The earliest CD in the file was dated and signed at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2681 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds AUS total debt ratio of ___. | DTI of 42.374% exceeding the AUS approval of 38.107% due to DU required revolving debt to XXXX XXXX in the amount of $3993.00 be paid at closing. No evidence the account was paid. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2681 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA Transfer Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | HOA fees were disclosed in Section B - Service Borrower Did Not Shop For. These fees should have been disclosed in Section H - Other Costs, no COC or cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2681 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA Start Up Fee. Fee Amount of $50.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | HOA fees were disclosed in Section B - Service Borrower Did Not Shop For. These fees should have been disclosed in Section H - Other Costs, no COC or cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2681 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: All conditions were not met |  | DU required the payoff of revolving credit account XXXX XXXX. No evidence in the file that this account was paid. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2681 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2681 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2701 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2701 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | No evidence of receipt was located in the file. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2701 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Sufficient or excess cure was provided to the borrower at Closing. | Fee disclosed was last disclosed as $2,310.00 on LE but disclosed as $XXX5.00 on Final Closing Disclosure. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2022-03-17): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 10:56:11 AM |  | 1 A |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Final CD evidences Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1871 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,052.90 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,315.00. | Binding Lender Credit Disclosed on Initial Loan Estimate was not issued to the Borrower. Missing valid COC and no evidence of cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No Cure or Change of Circumstance was provided to the Borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Disclosure reflects Finance Charges of $177,445.26 however calculated Finance Charges reflects $178,994.70. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). | Disclosure reflects TOP of $XXX but calculated TOP of $XXX. Variance = $627.54 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing Mortgage Statement, Tax, Ins and HOA verification to verify the monthly PITI expenses used to qualify. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2515 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2515 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification of receipt of the updated report dated XX/XX/XXXX was missing from the file. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1874 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1874 | XXXX | XXXX |  | Credit | Title | Document Error | Title | There is no dollar amount noted on the title policy. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1874 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2646 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year 1 - Pre XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | The correct amount of the non-escrowed costs over 1 year was $XXXX. This exception was cured by the post close CD issuedXX/XX/XXXX. |  |  |  | Reviewer Comment (2022-04-26): PCCD and LOE to the borrower disclosing the changes made was present in the file. Exception cured. |  | XX/XX/XXXX 3:04:44 PM |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Application date XX/XX/XXXX, ABA provided XX/XX/XXXX |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. | Application date XX/XX/XXXX, initial TIL sent XX/XX/XXXX |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. | Application date XX/XX/XXXX, disclosure provided XX/XX/XXXX |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Application date XX/XX/XXXX, disclosure provided XX/XX/XXXX |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan) | Unable to determine if the Max First Five Years Date on the Final TIL matches the Max Five Year Date on the loan due to missing information. | Subject is a XXXX ARM. First five year date was not disclosed on the final TIL |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Provide consumer with a Letter of Explanation, a corrected TIL Disclosure and proof of delivery. B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $176,426.64 is underdisclosed from calculated Finance Charge of $176,977.33 in the amount of $550.69. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Official Check not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 802) Without Cure | RESPA (XXXX): 0% tolerance violation for 802 fee without evidence of sufficient cure provided. | No cure provided. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) – Written Service Provider List Not Provided Timely | RESPA (XXXX) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. | The borrower received the Settlement Service Provider List on XX/XX/XXXX and the Good Faith Estimate on XX/XX/XXXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $112,831.91 is underdisclosed from calculated Finance Charge of $114,316.06 in the amount of $1,484.15. | There was a rate change from the initial TIL of XX% (APR XX%) to final TIL 4.75% (APR XX%). |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina CHL Complaint Agency Disclosure Timing Test | South Carolina Home Loan: Borrower not provided with a document, at time of application, specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | The borrower did not sign the Servicing Disclosure Statement until XX/XX/XXXX- the application date is XX/XX/XXXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: HUD Settlement Cost Booklet not provided to applicant within three (3) business days of application. | HUD Settlement Cost Booklet not provided to applicant within three (3) business days of application. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1774 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1774 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The amount of the discrepancy is the lump sum lender credit. Missing itemization |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1774 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-287.52 is less than amount of binding Lender Credit previously disclosed in the amount of $-3,002.00. | A cure was not disclosed and evidence that a valid COC was provided to the Borrower is missing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1774 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | The disclosure is not signed by the Borrower. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1761 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Employment was not verified within 10 days of the note date. |  | Verification of Borrowers employment was not done within 10 Business days of Note. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1761 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1761 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2513 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2513 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of $80.00 exceeds tolerance of $75.00. Sufficient or excess cure was provided to the borrower at Closing. | A cure in the amount of $5.00 was disclosed on the final CD. |  |  |  | Reviewer Comment (2022-03-30): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 10:12:46 AM |  | 1 A |  | XX | Primary | Purchase | Final CD evidences Cure A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1767 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | No evidence in loan file to proof creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1767 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure APR | TILA-RESPA Integrated Disclosure - Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance. | Loan Calculations: APR of XXX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of XXX% outside of 0.125% tolerance |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1767 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge of $69,697.00 that does not match the actual Finance Charge for the loan which is $71,720.70. A difference of $2,023.70. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1730 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-1764 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Calculated finance charge is $121,712.07. Final CD disclosed finance charge as $119,499.20 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1764 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment does not meet the guideline requirements. |  | Missing VVOE dated within 10 business days of the note. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1880 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | AUS approval requires W-2s covering the most recent two year period. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Application dateXX/XX/XXXX- provided XX/XX/XXXX |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2475 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2475 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $42,465.98 is underdisclosed from calculated Finance Charge of $43,364.26 in the amount of $898.28. | Itemization of amount financed discloses the borrower only paid Tax Service Fee of $42.50 and Prepaid interest of $206.53 in Finance charges. Lender credit of $1142.96 does not show allocation. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2475 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ | Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2475 | XXXX | XXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Final Title Policy not provided. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2685 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2685 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2685 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-935.50 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,311.00. | Zero Percent Tolerance exceeded for Lender Credits. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2685 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $20.00 exceeds tolerance of $0.00 plus 10% or $0.00. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2469 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | File is missing evidence of FACTA Credit Score Disclosure |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Initial Application Document is missing from loan file |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing Third Party Verification of self employment or Business License or CPA letter from file. |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2505 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2505 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. No valid COC in file and lender credit not sufficient to cover it. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1860 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Home Improvement | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2677 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bankruptcy Documents not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2677 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1854 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1854 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1854 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___<br> ___ | The file is missing a VOE within 10 business days of closing for both borrowers. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2486 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The property is located in PA. Provide a post-disaster inspection verifying there was no damage from enter disaster info here. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2486 | XXXX | XXXX |  | Credit | Credit | Credit Eligibility | Credit | Credit report shows credit payments as currently delinquent. |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2486 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | No Evidence that a List of Homeownership Counselling Organizations was provided to the Borrower at all. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2710 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ | Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2710 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  |  |  |  |  | 2 A |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2710 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | The loan is a lender to lender refinance and an H-8 form was used instead of an H-9. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2710 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. No cure or valid COC was provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2710 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $415.00 exceeds tolerance of $XXX.XX plus 10% or $215.60. Insufficient or no cure was provided to the borrower. | No cure or valid COC provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1831 | XXXX | XXXX |  | Credit | Property - Appraisal | Property Eligibility - Site and Utilities | Property - Appraisal | XXXX XXXX Water Contamination: Property is located in XXXX XXXX, MI and could be subject to contaminated water. Files does not contain evidence that water supply is serviced by a non-municipal water source (well water supply), or evidence from an independent water quality analysis that confirms that water is free of all known environmental and safety hazards |  |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1831 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | Borrower received the homeownership counseling organization during or after application date. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2656 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2656 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $166.00 exceeds tolerance of $XXX.XX plus 10% or $156.20. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-18): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 11:24:32 AM |  | 1 A |  | XX | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  |  |  |  |  | 3 D |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Bank statement covering a 2 month period XX/XX/XXXX is missing. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Bank Statements - Personal not provided |  | XXXX XXXX bank statement covering a 2 month period XX/XX/XXXX is missing. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Official Check not provided |  | Official check to support Earnest Money of $XXX is missing. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | XXXX XXXX bank statement that proves funds of XXXX XXXX covering a 2 month period from XX/XX/XXXX is missing. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $87,623.45 is under disclosed by $190.00 compared to the calculated Finance Charge of $87,813.45 which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Calculated Finance charge is $87,813.45 and Trid finance charge is $87,623.45 leaving a variance of -$190. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | D B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2480 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2480 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website | Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization NMLS information on loan documents does not match NMLS. | Although, the NMLS website shows the Loan Originator worked for the Origination Company, he Loan Origination Company was not located in the NMLS. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2480 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2708 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bankruptcy Documents not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2708 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2708 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Other Includes Insurance Costs | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed whether Homeowners insurance is included in escrow in incorrect section. Creditor disclosed insurance to consumer in "Other" section where regulation requires disclosure under "Homeowner's Insurance" section of Projected Payments table. Disclosure requirement met, non-material exception for incorrect format/placement. | Homeowners insurance is included in escrow in incorrect section. Creditor disclosed insurance to consumer in "Other" section where regulation requires disclosure under "Homeowner's Insurance" section of Projected Payments table. Disclosure requirement met, non-material exception for incorrect format/placement. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Good Faith Redisclosure C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2708 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | losing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1858 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1858 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure | RESPA (XXXX): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B A | Safe Harbor QM | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2478 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2478 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2639 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA disaster declaration zone and there is not post inspection on file to determine if the property was inspected after disaster. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1770 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1770 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Document was provided and signed at closing |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1770 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The finance charges were under disclosed in the amount of $201.75. A final Itemization of Amount Financed was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX | XXXX |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. | The Final Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 802) Without Cure | RESPA (XXXX): 0% tolerance violation for 802 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 803) Without Cure | RESPA (XXXX): 0% tolerance violation for 803 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. | GFE does not provide minimum 10 business day availability for estimate of charge and terms for all other settlement charges |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $78,888.87 is underdisclosed from calculated Finance Charge of $79,421.37 in the amount of $532.50. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount Has been Verified As Entered. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Hazard Policy Effective Date Note Date And Transaction Date. Dates Has Been Verified Correctly. As Entered. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Disclosure not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-1,042.98 is less than amount of binding Lender Credit previously disclosed in the amount of $-3,974.00. | No valid coc or cure was provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX) |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX) |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $4,457.73 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No valid coc or cure was provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Service Fee (Life Of Loan). Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No valid coc or cure was provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | No valid coc or cure was provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1795 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The finance charge discrepancy is $42.18. A lump sum Lender credit was disclosed on the final CD in the amount of $32.18 and the Initial Flood Cert fee in the amount of $10 was under disclosed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2665 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bankruptcy Documents not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2665 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2706 | XXXX | XXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2706 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Initial escrow account statement verified. Document includes MI in the calculation; however, on page 4 of final CD it only includes the insurance and taxes. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2706 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Total Minimum Payment Fixed Rate Subsequent Payments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Estimated Total Monthly Payment for payment stream 2 that does not match the actual total payment for the loan. | Projected Payments section (pg 1): Estimated Total Payment Min (paystream referenced in reg) is blank or does not match the calculated total (Principal & Interest Min + Mortgage Insurance + Estimated Escrow). |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2706 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Initial Escrow Payment that does not match the escrow payment disclosed on page 2. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2747 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The property is located in XXXX XXXX. Provide a post-disaster inspection verifying there was no damage from enter disaster info here. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2747 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | The final CD disclosed the Amount of Non-Escrowed Property Costs over Year 1 as $XXX on page 4; however the HOA dues total $3,588.00 per year. Final CD reflects Estimated Taxes, Insurance & Assessments of $XXX monthly, correct amount is $XXX. Provide a post-close CD correcting the Escrow Account section on page 4 and Estimated Taxes, Insurance & Assessments on page 1; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2747 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | There is no evidence that Appraisal was provided to Borrower at least three business days to Closing. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2747 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $17,539.50 exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | Transfer Tax Fee was last disclosed as $XXX on LE but disclosed as $XXX7.00 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $18,577.00, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2747 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2483 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Bank Statements - Personal not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2483 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2483 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2483 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2483 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR. | Verification of Borrower approval was not found on the NMLS website for XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2520 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2520 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Document was not signed. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2520 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Fees increased at final closing disclosure with no valid change of circumstance provided for the increase |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2520 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $20.00 exceeds tolerance of $16.00. Insufficient or no cure was provided to the borrower. | Fees increased at final closing disclosure with no valid change of circumstance provided for the increase |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Reserves discrepancy. | Calculated Available for Reserves of ___ is less than AUS Available for Reserves of ___. |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Official Check not provided |  | Missing bank statements to verify EMD has been cleared from file. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | Evidence that a cure of $69.80 was provided on file |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $1,957.70 exceeds tolerance of $XXX.XX plus 10% or $313.50. Insufficient or no cure was provided to the borrower. | Ni change of circumstances on file and no evidence of cure provided |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | There is no evidence of banks statements from XXXX to support assets used to qualify. The file is also missing evidence of the official check and deposit slip for earnest money deposit. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on GFE Inaccurate | RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. | Payment amount on GFE of XXXX doesn't match payment on GFE of XXXX even though amounts and rate are same. Possible computer/input error? |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure | RESPA (XXXX): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $110,828.41 is underdisclosed from calculated Finance Charge of $111,688.77 in the amount of $860.36. | Difference from TIL of XXXX to XXXX is a large amount. Rate is same but APR is very different. Possible computer error? I did not find any fees close to the $860. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2454 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2454 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | A mortgage statement was not provided to verify that the reported payment includes taxes & insurance. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2454 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Disclosure was not located in the file. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2454 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1870 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  | The borrower was no longer working for employer at the time of application and had moved on to another employer. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1870 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The borrower was no longer working for employer at the time of application and had moved on to another employer. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1870 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1870 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-279.65 is less than amount of binding Lender Credit previously disclosed in the amount of $-352.00. | A valid change circumstance was not provided for a reduction in lender credits. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1870 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | File is missing evidence the borrower received the Final Closing Disclosure at least 3 business days prior to the closing dated XX/XX/XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1870 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | File is missing evidence the borrower received the Loan Estimated at least four (4) business days prior to closing XX/XX/XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2699 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2699 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing disclosure dated XX/XX/XXXX not provided to borrower's within three business days prior to closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2699 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Fee increased in the amount of $50.00 without a valid change of circumstance or cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2699 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Pest Inspection Fee. Fee Amount of $46.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Fee increased in the amount of $46.00 without a valid change of circumstance or cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2699 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Source document for $XXX gift not provided. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | The monthly hazard insurance amount per the policy is $90.61, the final CD reflects $90 50 monthly. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). | The Final CD disclosed a total of payment on page 5 of $XXX however the actual total of payments should have been $XXX. This was corrected with the PCCD however unable to cure due to missing the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | File is missing proof that Borrower received initial CD more than 3 business days before closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $0.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-2,877.00. | The final LE disclosed a lender credit of $2,877 however the final CD disclosed lender credit $0 and no cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | Proof the final LE was received prior to the initial CD is missing from the file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $135.00 exceeds tolerance of $XXX.XX plus 10% or $121.00. Insufficient or no cure was provided to the borrower. | Fee tolerance of $135.00 exceeds the maximum $121.00 and no cure was provided to the borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Mortgage Broker Fee. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | The Mortgage Broker Fee collected at closing in the amount of $3437.33 exceeds the amount disclosed on the Loan Estimate $3430.00 and no cure was provided to the borrower. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. | Corrected with PCCD. |  |  |  | Reviewer Comment (2022-04-27): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 3:26:53 PM |  | 1 A |  | XX | Primary | Refinance - Limited Cash-out GSE | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2490 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2490 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $106,024.50 is underdisclosed from calculated Finance Charge of $106,725.25 in the amount of $700.75. | $XXXX lump sum on line 802 of the HUD-1 was included in testing. No itemization of fee in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1884 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs Year 1 - XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | The difference is due to the taxes reflected on the tax cert, and taxes reflected on CD. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1884 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2509 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. | The final Closing Disclosure indicates that the Seller paid $358.19 into the borrower's escrow for Property Taxes at closing. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2509 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $2,044.00 exceeds tolerance of $1,690.00 plus 10% or $1,859.00. Insufficient or no cure was provided to the borrower. | Ten percent fees were added tot he final Closing Disclosure without a valid change of circumstance. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2509 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $1,293.98 exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | The Transfer Tax fee was raised on the final Closing Disclosure without a valid change of circumstance. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2654 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2654 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-943.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-944.00. | Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-943.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-944.00. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2654 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2683 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $20.00 exceeds tolerance of $0.00 plus 10% or $0.00. Insufficient or no cure was provided to the borrower. | Title Wire fee increase of $20.00 on Post Close CD. No COC or Cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2683 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2683 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). | Finance Charge variance of $-19.17 on total of payments from Final CD $363,833.24 vs $363,813.47. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2474 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2474 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $86,000.53 is underdisclosed from calculated Finance Charge of $86,565.99 in the amount of $565.46. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2474 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: HUD Settlement Cost Booklet not provided to applicant within three (3) business days of application. | No evidence of early receipt was located in the file |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1889 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1889 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $1,439.90 exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | COC in file listed Act of God, War, Emergency Disaster situation as the valid reason however no further information is given as to why the Discount Points increased; no cure to the borrowers was found in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1889 | XXXX | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2667 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2667 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2667 | XXXX | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing a Final copy of the sellers CD for the former primary residence. Only the preliminary sellers CD is in the file. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2473 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2473 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2473 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $51,247.62 is underdisclosed from calculated Finance Charge of $51,949.07 in the amount of $701.45. | Finance charge on final HUD of $51,247.62 does not match the calculated finance charge of $51,529.07<br> Variance of -$281.45 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2473 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bankruptcy Documents not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2473 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 1203) With Cure | RESPA (XXXX): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2473 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio CSPA Tangible Net Benefit Test | Ohio Consumer Sales Practices Act: Unable to determine if mortgage loan refinanced has a tangible net benefit to the borrower due to missing prior loan information. | Missing prior mortgage statement. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1834 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Loan origination Fee was last disclosed as $0 on LE but disclosed as $XXX4.00 on Final Closing Disclosure. File does not contain a valid COC for this fee, No cure provided at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1834 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1834 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $2,141.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | This fee was paid by the Seller. Missing valid COC and no evidence of cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1760 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1760 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1760 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1760 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Provided to All Parties | TILA-RESPA Integrated Disclosure: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | There is no evidence that the non-borrowing spouse received the Closing Disclosure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure, and proof of delivery and NORTC if reopened rescission required B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1760 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The Itemization of Amount Financed reflects prepaid interest of $31.02 and the final Closing Disclosure reflects $28.20 and the Itemization of Amount Financed reflects a Prem. Price Credit (PPFC Portion) of $44.02 that is not reflected on the final Closing Disclosure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1760 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-339.02 is less than amount of binding Lender Credit previously disclosed in the amount of $-341.00. | Loan Estimate disclosed a Lender Credit of $341 and the final Closing Disclosure reflects $339.02. There is no valid change of circumstance or evidence of cure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1899 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1899 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Wire /Funding/ Disbursement Fee. Fee Amount of $95.00 exceeds tolerance of $25.00. Insufficient or no cure was provided to the borrower. | Title-Wire/Funding/Disbursement Fee was last disclosed as $25.00 on LE but disclosed as $XXX0 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2718 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. | Final CD reflects annual MI Fee of $XXX; however, the Mortgage Insurance Certificate shows correct annual MI fee of $XXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2718 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $323.00 exceeds tolerance of $XXX.XX plus 10% or $255.20. Insufficient or no cure was provided to the borrower. | Recording fee was last disclosed as $XXX on the Loan Estimate but disclosed as $XXXon the Final Closing Disclosure . File does not contain a valid COC for this fee, cure provided at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2718 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $4,220.04 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Transfer tax fee was only disclosed as $4,220.04 paid by the Seller on the Seller Closing Disclosure .File does not contain a valid COC for this fee, cure provided at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2718 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  | No Verification of employment provided for prior employment. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2718 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  | No Verification of employment provided for prior employment. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2718 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2674 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal delivered to borrower was not provided. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2674 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2674 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | UTD, Itemization of Amounts Financed was not found on file. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2674 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Recording Service Fee. Fee Amount of $15.00 exceeds tolerance of $10.00. Sufficient or excess cure was provided to the borrower at Closing. | Recording Service Fee. was last disclosed as $10.00 on LE but disclosed as $XXX0 on Final Closing Disclosure. File does not contain a valid COC for this fee, cure provided at closing. Lender credit $35.00 |  |  |  | Reviewer Comment (2022-03-17): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 9:52:52 AM |  | 1 A |  | XX | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2674 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $90.00 exceeds tolerance of $60.00 plus 10% or $66.00. Sufficient or excess cure was provided to the borrower at Closing. | 10% tolerance was exceeded by $66.00 due to addition of Endorsement, No valid COC provided, cure provided at closing. |  |  |  | Reviewer Comment (2022-03-17): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 9:53:37 AM |  | 1 A |  | XX | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1865 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | A valid COC for increased on Appraisal Fee on XX/XX/XXXX was not found in file. An updated post-close CD disclosing the tolerance cure, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made was not provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1887 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | Transfer tax was last disclosed as $XXX on the LE, but was disclosed as $2965.76 on the final CD. No valid COC was provided for this change, nor evidence of cure at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1824 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1824 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1833 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1833 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1833 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The VVOE is not present in the file for previous employer XXXX XXXX. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | Document not provided within required timeframe. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. | Note dates XX/XX/XXXX, Revised Loan Estimate provided on XX/XX/XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | The Notice of Right to Cancel occurs onXX/XX/XXXXut should have been on XXXX. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Invoice for POC items not provided. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $257,792.63 is under disclosed by $87.10 compared to the calculated total of payments of $257,879.73 which exceeds the $35.00 threshold. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2491 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2491 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2491 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $59,519.14 is underdisclosed from calculated Finance Charge of $59,637.04 in the amount of $117.90. | Final itemization is not calculation the followin gfee on the final HUD: Subordination recording fee $14, Title CPL $25, Flood cert $3.90, and the title settlement fee for $375 on the HUD is showing on the itemization as Subordination and for $300 . |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1915 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___<br> ___ | Missing verification of insurance and taxes on both investment properties. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1915 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1915 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure issue date isXX/XX/XXXX and the closing date isXX/XX/XXXX. Closing Disclosure was not provided at least 3 business days prior to closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1915 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Processing Fee. Fee Amount of $25.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Zero Percent Fee tolerance was exceeded by $25 due to addition of Title - Processing Fee. No valid COC provided and no cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1765 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | File is missing itemization of amount financed unable to determine variance. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1773 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1773 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower within 3 days of closing was not provided. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1773 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | Finance Charge discrepancy in the amount of $442.54 which is the amount of the lump sum lender credit which was not applied to any specific fees. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1773 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-445.60 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,013.00. | Lender credit disclosed as $1,013 on final LE, however final CD lender credit was only $445.60. Credit decreased without a valid COC, no cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1891 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1891 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Transfer tax was last disclosed as $XXX on the LE, but was disclosed as $XXX on the final CD. No valid COC was provided for this change, nor evidence of cure at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1866 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1866 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $334,852.16 is underdisclosed from calculated Finance Charge of $335,215.35 in the amount of $363.19. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1866 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1828 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on GFE Inaccurate | RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. | This is due to the Final GFE showing a P&I payment of $XXX and the HUD-1 showing $XXX. No other GFE are included in loan file |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1828 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable | MA NTB Disclosure missing from loan file |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1828 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 801) Without Cure | RESPA (XXXX): 0% tolerance violation for 801 fee without evidence of sufficient cure provided. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1725 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $120,776.61 is underdisclosed from calculated Finance Charge of $121,397.89 in the amount of $621.28. | Finance charge disclosed to borrower did not include the following fees: Subordination Recording Fee. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1725 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2705 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2705 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | Discount points were last disclosed as $XXX on the LE, but were disclosed as $XXX on the final CD. No valid COC was in the file for this change, nor evidence of cure at closing. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1745 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Limited Cash-out GSE | C A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2696 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2696 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX. Insufficient or no cure was provided to the borrower. | No valid COC or cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2696 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No valid COC or cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2692 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2692 | XXXX | XXXX |  | Property | Collateral | General | Appraisal Reconciliation | Subject is not in average or better condition. | - Property Condition:<br> ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2692 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2692 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  | The Borrowers prior employment is not verified in the loan file. W-2 was provided per AUS |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The Borrowers prior employment is not verified in the loan file. W-2 was provided per AUS |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Missing evidence of the appraisal being sent to the borrower |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | NMLS - Missing Evidence of Initial Loan Application Date | Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Missing Creditor's application date |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2668 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___<br> ___<br> ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2668 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2668 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXX | XXXX | CMLTI 2025-RP4-2522 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2522 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2522 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Hazard Insurance Policy reflects the city as XXXX XXXX. The Note and Security Instrument both reflect the city as XXXX. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2522 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. | No valid COC or cure provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2533 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2533 | XXXX | XXXX |  | Credit | Title | Lien | Title | Missing evidence of lien position on Other Financing. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2533 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Econsent not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2524 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The property is located in XXXX County, Iowa. Provide a post-disaster inspection verifying there was no damage from XXXX. The inspection must include exterior photos and the property must be re-inspected on or afterXX/XX/XXXX declared end date. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2524 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2524 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2524 | XXXX | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2467 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Driver's License is not an acceptable documentation verifying Non-US Citizen status. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2467 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship Source Documentation was not provided |  |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2467 | XXXX | XXXX |  | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2467 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2467 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2499 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 10% Tolerance With Cure | RESPA (XXXX): 10% tolerance violation with evidence of cure provided on Final HUD-1. | A cure for $91.00 was provided to the borrower. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2499 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2657 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Delivery receipt reflects the Appraisal was sent to the Borrower XX/XX/XXXX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2657 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1723 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1723 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $26,912.33 is underdisclosed from calculated Finance Charge of $27,250.14 in the amount of $337.81. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1723 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Limited Cash-out GSE | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2453 | XXXX | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2453 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1739 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $147,332.80 is underdisclosed from calculated Finance Charge of $147,654.68 in the amount of $321.88. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1746 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1746 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | provided XX/XX/XXXX andXX/XX/XXXX |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1746 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | The total escrow charges $168.23 on TIL and HUD per review total escrows $168.22. $0.1 cent difference. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1737 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1737 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $168,640.62 is underdisclosed from calculated Finance Charge of $170,608.42 in the amount of $1,967.80. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1737 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1749 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1749 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $137,712.68 is underdisclosed from calculated Finance Charge of $137,760.69 in the amount of $48.01. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Land Lease Agreement not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not NMLS licensed or registered at time of application. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Status | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. | Borrower was not provided with a copy of right to receive a copy of appraisal disclosure |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Good faith redisclosure C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Per review Of the CD, it was not disclose to the borrower within 3 days of the application |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Loan Discount Points $463.00 exceed the maximum Tolerance of $0.00. <br> No evidence of cure was provided to the borrower |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). | The amount disclosed on the the Final CD for finance charge is $44665.24 which <br> does not match the actual Finance Charge for the loan. Primary residence refinance and Calculated Finance <br> Charge exceeds disclosed Finance Charge by more than $35 |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $0.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-45.00. | Lender credit increased per final Closing disclosure. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Initial loan application shows phone interview onXX/XX/XXXXborrower signedXX/XX/XXXXhowever Loan Officer signedXX/XX/XXXXWith initial loan date of XX/XX/XXXXight to Receive a Copy of Appraisal is dated XXXX |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial GFE Not Provided Within 3 Business Days of Application | RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided) | Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Initial loan application shows phone interview onXX/XX/XXXXborrower signedXX/XX/XXXXhowever Loan Officer signedXX/XX/XXXXWith initial loan date of XX/XX/XXXXESPA Disclosures weren't provided untilXX/XX/XX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | Initial loan application shows phone interview onXX/XX/XXXXborrower signedXX/XX/XXXXhowever Loan Officer signedXX/XX/XXXXWith initial loan date of XX/XX/XXXXist of Housing Counseling Organization was provided onXX/XX/XX. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1718 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 802) With Cure | RESPA (XXXX): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1 |  |  |  |  | Reviewer Comment (2022-04-07): A cure was disclosed on page 1 of the final HUD1. |  | XX/XX/XXXX 9:44:01 AM |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 803) With Cure | RESPA (XXXX): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  |  |  | Reviewer Comment (2022-04-07): A cure was disclosed on page 1 of the final HUD1. |  | XX/XX/XXXX 9:44:12 AM |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation | Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website | Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-1822 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on GFE Inaccurate | RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1822 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - HUD Settlement Cost Booklet Missing | RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2450 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $163,382.80 is underdisclosed from calculated Finance Charge of $169,272.48 in the amount of $5,889.68. | An Itemization of Lender and Seller Credits was not provided. Itemization of date of Closing not signed by borrower disclosed $0 fees. Discrepancy is $5,889.69.and can't be reconciled with documentation provided. |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2450 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Borrower paid $XXX outside of closing. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2450 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2450 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation | Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2450 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL APR Under/Over Disclosed By Greater Than 0.125% | Truth In Lending Act: Final TIL APR of XXX% is underdisclosed from calculated APR of XXX% outside of 0.125% tolerance. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-1722 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $15,130.56 is underdisclosed from calculated Finance Charge of $15,441.02 in the amount of $310.46. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2778 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2778 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX) |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Purchase | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC |  |  |  | XX/XX/XXXX 11:08:20 AM | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC |  |  |  | XX/XX/XXXX 11:08:37 AM | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Purchase | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2808 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2808 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Missing initial CD |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2814 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Missing VOE for self-employed borrower (XXXX). |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2814 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2814 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX exceeds tolerance of $XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. | The transfer tax disclosed on the Final CD in the amount of $138.58 exceeds the amount disclosed on the Loan Estimate $136.00 and no cure was provided to the borrower. |  |  |  | Reviewer Comment (2022-03-08): Sufficient Cure Provided At Closing |  | XX/XX/XXXX 9:20:29 PM |  | 1 A |  | XX | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ | Post disaster Inspection is not on file. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Borrower should provide proof of insurance renewal. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Document is missing. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Stated not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: All conditions were not met |  | Appraisal is missing. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application | Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation | Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL APR Under/Over Disclosed By Greater Than 0.125% | Truth In Lending Act: Final TIL APR of XXX% is underdisclosed from calculated APR of XXX% outside of 0.125% tolerance. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $210,247.40 is underdisclosed from calculated Finance Charge of $218,510.90 in the amount of $8,263.50. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Not Provided Timely | RESPA: Initial escrow account statement was not provided to the borrower within 45 calendar days of closing. | nitial escrow account statement was not provided to the borrower within 45 calendar days of closing. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | Document was not provided on time. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Document file indicates that REO documents, (Insurance Verification, Mortgage Statements and Tax Verification) were not provided by the lender for review. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Subordination Agreement not provided |  | Reviewed the loan document file and verified the Subordination agreement was not provided by the lender. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Missing asset documentation. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: Qualifying asset balance discrepancy. | Calculated qualifying asset balance of ___ is less than AUS qualifying asset balance of ___. |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on current job less than 2 years, and prior employment history was not documented as required. |  | Loan is failing Temp SHQM due to insufficient assets, therefore it is defaulting to standard ATR/QM requirements which requires two years employment and income documentation. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Missing asset documentation. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | The Affiliated Business Arrangement Disclosure on file is missing the second page and a signature and date received. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | The Affiliated Business Arrangement Disclosure on file is missing the second page and a signature and date received. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Missing | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - GFE Settlement charges Good Thru Date Less than 10 Days | RESPA (XXXX): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Loan Term on Final HUD-1 Inaccurate | RESPA (XXXX): Loan Term on Final HUD-1 does not match actual term on the loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | AUS Findings: Total cash-out discrepancy. | HUD-1 total cash-out of ___ is greater than AUS total cash-out of ___. | Please override, the credit accounts being paid off in addition to the cash out were added, per the deal notes on the HUD tab. |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (TX Home Equity Disclosure/Notice Concerning Extensions of Credit Not Provided) | Texas Constitution Section 50(a)(6): Missing Notice Concerning Extensions of Credit disclosure, however file includes a signed acknowledgment stating that the owner(s) received the Notice at least 12 days prior to closing. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Temporary SHQM (GSE/Agency Eligible) | Safe Harbor QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) – GFE column on HUD Comparison Chart Inaccurate | RESPA (XXXX) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Interest Rate on GFE Inaccurate | RESPA (XXXX): Interest Rate on GFE does not match Note. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - Initial Payment on GFE Inaccurate | RESPA (XXXX): Initial payment on GFE does not match actual payment on loan. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate | Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | TIL-MDIA | 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate | Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  |  |  |  |  |  |  | 3 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application | RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Reserves discrepancy. | Calculated Available for Reserves of ___ is less than AUS Available for Reserves of ___. | Verify additional funds to match DU or revise figures in DU & re-run to see if approved as is |  |  |  |  |  |  |  | 3 C |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA (XXXX) - 0% Tolerance (Line 1203) Without Cure | RESPA (XXXX): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. | Transfer tax paid but not on GFE |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, Proof of Delivery, and Refund check C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 B |  | XX | Primary | Refinance - Rate/Term | C B A | Temporary SHQM (GSE/Agency Eligible) | Non QM | No |

---

## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 4(a)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **EDGAR Loan ID** | **Field** | **SAMC** | **TAPE** | **MATCH** |
| CMLTI 2025-RP4-1963 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1318 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1223 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1223 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1003 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1003 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1193 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1236 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1308 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1603 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1927 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1097 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2250 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2361 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1313 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1385 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1385 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1320 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2748 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1050 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2750 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2750 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1093 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2756 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1212 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1212 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1212 | BALLOON | Y | N | FALSE |
| CMLTI 2025-RP4-1209 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1247 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1248 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1287 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1275 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1292 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1284 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1291 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1303 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1294 | BALLOON | N | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1298 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1304 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1304 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1317 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1366 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1312 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1323 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1314 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1319 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1331 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1331 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1364 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1388 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1404 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1426 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1453 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1546 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1546 | BALLOON | Y | N | FALSE |
| CMLTI 2025-RP4-1649 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1277 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1169 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1358 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1401 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1357 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1922 | BALLOON | Y | N | FALSE |
| CMLTI 2025-RP4-1966 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1977 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1980 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1996 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2008 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2030 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2045 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2073 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-2073 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2077 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2078 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2087 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2088 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2106 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-2106 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2109 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2131 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2138 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2138 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2145 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-2181 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2194 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2207 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2225 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2239 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2281 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2388 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-2388 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2403 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2522 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2610 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2632 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2657 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2696 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1917 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1918 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1923 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1924 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1926 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1926 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1937 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1948 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2783 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1960 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1961 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1962 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1967 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1967 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1978 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1979 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2000 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2019 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2023 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2024 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2793 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2794 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2040 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2043 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2046 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2051 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2058 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2086 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2089 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2091 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2092 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2102 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2104 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2108 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-2108 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2110 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2115 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2121 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2125 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2148 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2151 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2163 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2795 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2795 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-2795 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2167 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2177 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2182 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2182 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2185 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2201 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2202 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2202 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2219 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2799 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2232 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2248 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2248 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2260 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2262 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2283 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2298 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2306 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2306 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2318 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2319 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2324 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2328 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2331 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2333 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2334 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2336 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2336 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-2336 | BALLOON | Y | N | FALSE |
| CMLTI 2025-RP4-2350 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1812 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1814 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2394 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-2401 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2406 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2410 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2411 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2411 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2422 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1818 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1820 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2462 | BALLOON | Y | N | FALSE |
| CMLTI 2025-RP4-2465 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2466 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2473 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2479 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1826 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2492 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2496 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2775 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1834 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2502 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2507 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2516 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2530 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2532 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2548 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2556 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2556 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2558 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2571 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2573 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2583 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2586 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2589 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2593 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2597 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2602 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2605 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-2608 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2608 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-2811 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2613 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2628 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2812 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1840 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2635 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1844 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1845 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1847 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1847 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2640 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1866 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1869 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1869 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2648 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2651 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1870 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2653 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2660 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2813 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2663 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2684 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2814 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-2709 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2714 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2718 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2719 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2722 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2724 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1882 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2728 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1885 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1889 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2747 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1909 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1910 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1914 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1047 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1045 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1040 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1026 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1013 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1049 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1022 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1041 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1034 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1397 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1048 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1060 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1066 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2751 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1069 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1070 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1091 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1076 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1083 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1107 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1106 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1143 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1143 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1127 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1423 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1423 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1142 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1117 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1131 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1115 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1137 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1144 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1152 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1153 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1158 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1266 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1266 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1266 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1266 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1164 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1170 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1178 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1187 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1188 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1175 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2755 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1184 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1191 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1216 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1216 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1206 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1211 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1253 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1253 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1244 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1244 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1240 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1241 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1241 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1257 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2757 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1286 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1250 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1261 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1263 | BALLOON | N | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1290 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1281 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1281 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1306 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1335 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1335 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1346 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1346 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1356 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1338 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1337 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1444 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1383 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1379 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1352 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1363 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1382 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1427 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1419 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2762 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1466 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1462 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1491 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1460 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1471 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1477 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1469 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1467 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1488 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1497 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1505 | BALLOON | N | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1487 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1484 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1485 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1506 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1510 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1536 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1554 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1542 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1547 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1555 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1556 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1789 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1585 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1582 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1566 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1568 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1597 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1586 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1583 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1790 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1742 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1612 | MODIFIED | No | YES | FALSE |
| CMLTI 2025-RP4-1612 | MODDATE |  | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1612 | MTDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1605 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1741 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1616 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1618 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1626 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1630 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1632 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2767 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2767 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1627 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1635 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1656 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1667 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1653 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1651 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1668 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1663 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1660 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1676 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1672 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1678 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2771 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2771 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1696 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1706 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1706 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1705 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1720 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1724 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1730 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1732 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1732 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1739 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1753 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1757 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1765 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1768 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1770 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1773 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1795 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1787 | BALLOON | Y | N | FALSE |
| CMLTI 2025-RP4-1533 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1549 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1786 | MODDATE | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| CMLTI 2025-RP4-1463 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1463 | BALLOON | Y | Y - UNDOCUMENTED | FALSE |
| CMLTI 2025-RP4-1230 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1359 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1189 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1246 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1282 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1403 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1168 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1391 | CITY | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1391 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1394 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1004 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1004 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1033 | LNAME | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1020 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1781 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1779 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1779 | DEFPRINBAL | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-2749 | STADDRESS | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1063 | ZIP | XXXXX | XXXX | FALSE |
| CMLTI 2025-RP4-1495 | DEFPRINBAL | XXXXX | XXXX | FALSE |

---

## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 4(b)**

---

| |
|:---|
| **STADDRESS** |
| **CITY** |
| **STATE** |
| **ZIP** |
| **LNAME** |
| **LOANPURP** |
| **SALESPRICE** |
| **APPVAL** |
| **PROPTYPE** |
| **ORIGDATE** |
| **ORIGBAL** |
| **FPDATE** |
| **ORIGRATE** |
| **ORIGPANDI** |
| **MODIFIED** |
| **PRAREMAINING** |
| **MODDATE** |
| **MORIGBAL MOD1** |
| **DEFPRINBAL** |
| **FPDATE MOD1** |
| **MTDATE** |
| **ARMORFIX** |
| **INDEXCD** |
| **MARGIN** |
| **RFREQ** |
| **FPADATE** |
| **FRADATE** |
| **PERCAP** |
| **PERFLOOR** |
| **LIFEMAXRT** |
| **LIFEMINRT** |
| **BALLOON** |
| **IOFLAG** |
| **IOEXPDATE** |
| **STEP1RATE** |
| **STEP1RATEDATE** |
| **STEP2RATE** |
| **STEP2RATEDATE** |
| **STEP3RATE** |
| **STEP3RATEDATE** |
| **STEP4RATE** |
| **STEP4RATEDATE** |
| **INTTYPE** |

---

## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 4(c)**

---

| | | | |
|:---|:---|:---|:---|
| **Field Name** | **# of Variances** | **# Loans** | **% Variance** |
| STADDRESS | 109 | 1752 | 6.22% |
| CITY | 97 | 1752 | 5.54% |
| STATE | 0 | 1752 | 0.00% |
| ZIP | 34 | 1752 | 1.94% |
| LNAME | 30 | 1752 | 1.71% |
| LOANPURP | 0 | 1752 | 0.00% |
| SALESPRICE | 0 | 1752 | 0.00% |
| APPVAL | 0 | 1752 | 0.00% |
| PROPTYPE | 0 | 1752 | 0.00% |
| ORIGDATE | 0 | 1752 | 0.00% |
| ORIGBAL | 0 | 1752 | 0.00% |
| FPDATE | 0 | 1752 | 0.00% |
| ORIGRATE | 0 | 1752 | 0.00% |
| ORIGPANDI | 0 | 1752 | 0.00% |
| MODIFIED | 1 | 1752 | 0.06% |
| PRAREMAINING | 0 | 1752 | 0.00% |
| MODDATE | 25 | 1752 | 1.43% |
| MORIGBAL MOD1 | 0 | 1752 | 0.00% |
| DEFPRINBAL | 88 | 1752 | 5.02% |
| FPDATE MOD1 | 0 | 1752 | 0.00% |
| MTDATE | 1 | 1752 | 0.06% |
| ARMORFIX | 0 | 1752 | 0.00% |
| INDEXCD | 0 | 1752 | 0.00% |
| MARGIN | 0 | 1752 | 0.00% |
| RFREQ | 0 | 1752 | 0.00% |
| FPADATE | 0 | 1752 | 0.00% |
| FRADATE | 0 | 1752 | 0.00% |
| PERCAP | 0 | 1752 | 0.00% |
| PERFLOOR | 0 | 1752 | 0.00% |
| LIFEMAXRT | 0 | 1752 | 0.00% |
| LIFEMINRT | 0 | 1752 | 0.00% |
| BALLOON | 50 | 1752 | 2.85% |
| IOFLAG | 0 | 1752 | 0.00% |
| IOEXPDATE | 0 | 1752 | 0.00% |
| STEP1RATE | 0 | 1752 | 0.00% |
| STEP1RATEDATE | 0 | 1752 | 0.00% |
| STEP2RATE | 0 | 1752 | 0.00% |
| STEP2RATEDATE | 0 | 1752 | 0.00% |
| STEP3RATE | 0 | 1752 | 0.00% |
| STEP3RATEDATE | 0 | 1752 | 0.00% |
| STEP4RATE | 0 | 1752 | 0.00% |
| STEP4RATEDATE | 0 | 1752 | 0.00% |
| INTTYPE | 0 | 1752 | 0.00% |
| **Grand Total** | **435** | **75336** | **0.58%** |

---

## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 5(a)**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOANUID** | **LOANID** | **EDGAR Loan ID** | **SLOANID** | **First Payment Date** | **Data Cutoff Date** | **Pay History Scope** | **Pay History Summary (MBA)** | **Months of Data Missing During Lookback** | **Delinquency During Lookback** |
| XXXX | XXXX | CMLTI 2025-RP4-1000 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210100543210000103210543213212102102 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1001 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001111112111101121111101101112212377 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1002 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000021211 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000111000100 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000011111111111111110100111111 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1005 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1006 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1007 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111111111111111111111111121 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1008 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000010010100100000101299 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000100000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000010 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1011 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001000010011001100 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1012 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000001211010011011111100001100543 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1014 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111112122223211222110000443222232321 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010110110211110010000021001021021100 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1016 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000210 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1017 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1018 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111110000111111012112210000 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1019 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010998765443210000065432221100000321 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1022 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000000011102543210 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1023 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999987 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1024 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1025 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 344333343222333233322212111111011110 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1026 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001100000001100100011111101023443 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1029 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000009999999999999999 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1030 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121111111111100012100000000021099999 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1031 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111222222211122221024443210322232332 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1032 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000003210000000000000000010005432100 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100100111132100113210001232121122101 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1034 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000443210 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111000011111000000000100000011000000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1037 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000010000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1038 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000443 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1039 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 212122110222111211112100010111111011 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1040 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1041 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000876543221 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1042 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000122222221100000000121110 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1043 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000009999999876654321000001 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 321000000000000010111111100000000000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1046 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 102122211113232122121000001232112232 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1047 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000010000000000112100 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1048 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000010000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1049 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1050 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000002122211 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1051 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000002100 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1052 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011100000110000000000999999876655443 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1053 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000003333 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1054 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1055 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1056 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001111111001011111100001100110 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1057 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000301104311000 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1058 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000222222222211211122233344433 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1059 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000111110000000000000000000000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1060 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000111121111100000 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1061 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1062 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 009999876543221000009999998765454321 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000112 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1066 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1067 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000011111112 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1068 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000003333354 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1069 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000999 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1070 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 443221211011011108765432322106543299 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1071 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000433321012232233333221111111 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000111111111110072433433 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1073 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000111111111 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1074 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1075 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 211032234322100210065432110000000876 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1076 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 555665555656666666666666667788888888 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1077 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1078 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000010103210212102100 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1080 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000009876544444444444444444444445433 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1081 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000010010001 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1082 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001100000000000000000000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1083 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000002102105432 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1085 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000000000010000000000100001100100 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1086 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000010000000001100 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1087 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 112221110000000000000000000001000101 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1089 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100000000100 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1091 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000002100000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1092 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000111111111111 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000100000000021111121121111111112111 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1094 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010000000033333344432100 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1095 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100210210210210321032103212121010101 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1096 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110032121100000000000001000000001000 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1097 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1099 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111101111000011010021111111000100000 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1100 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000011101100000001000101000000001100 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1101 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000011111 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1102 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111100112332222222112105433332100 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1104 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111101111111110000021111111012232211 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1105 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1106 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1107 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000011113433432211221111121121 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1108 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001000000110000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1109 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121110211111112222211043333322332212 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1110 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 354322232212122122122110021221102210 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1111 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010000000010111000100000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1112 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 333433333221113221111111110000000004 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1113 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 123332221111110100010000000000000000 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1114 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999987654321222232222222 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1115 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1116 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221111122111110111110011111111111111 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1117 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111111111111111111111110111 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1118 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111110111110000000000000655554432 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1119 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000110 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1120 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001111 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1121 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001111000000000000000000000100011011 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1122 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000011110011211000002100101000001 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1123 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 321122112111021111112110000001023210 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1125 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000211010000100000212135 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1126 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1127 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101111112011111122111111110322222211 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1128 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1129 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111001121111100011111100210002110000 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1130 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1131 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 076543333322332222222222211111112322 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1132 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999987654311100000000008765432322 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1133 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 332332222121011111000101101000032100 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1135 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1136 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121111111111111111111111101110110011 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1137 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210430100422011000121014321000110000 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1138 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000211000012333998765432212333432 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1139 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000011111111111101111100100011000 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1140 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000554322221000001000000000 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1141 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1142 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 112221010000100000000000000001002211 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1143 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1144 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100001001000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1145 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000010210102 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1146 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000110000001111221110012112112222110 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1147 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001000011 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1148 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010110210000010001010000010001011011 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1150 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000003433344444445444333333333 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1151 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032223333222222211110999999999999998 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1152 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000112211211110210100000000111000000 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1153 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000766555432221011100000000321110000 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1154 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 021222121222108765455433365443333211 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1155 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001111124 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1156 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222112110121222222210000000546544321 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1157 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 112222221111212101111110112212122222 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1158 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000102100 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1159 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000999999999999999999 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1160 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1161 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001110001111111111112111001111102222 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1162 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000212321100000000011101 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1163 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000010 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1164 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010001011010022234333332222333232176 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1165 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111001110011000000000000000000000001 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1167 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1168 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000444444333333333222222221222322 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1169 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1170 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221111111100033222223322223322222222 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1171 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1172 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000232222223565432211 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1173 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000003210 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1174 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000000110000110100000100100000010 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1175 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1176 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000111111111111 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1177 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000001022222222111000005 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1178 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001210000000000000000000000000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1179 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1180 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1181 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111110000000011111000011221223222211 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1182 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000100000100012102111 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1183 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001000000000000000000000000001110 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1184 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000100000000000000000000000000000212 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1185 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000021111100000011101010100011101 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111000000000000000001000000 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1187 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1188 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000022221 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1189 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000002222 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000221121111122100100001 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1191 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1193 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1194 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000001112121012132232211 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1195 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000005 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1196 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1197 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1198 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999876543211000009999999877 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1199 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1200 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000001122222233323 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1201 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999998765432102100076543321 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1203 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 888777654443321221121111100000000009 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1204 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000010 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1205 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000110000000000000000001111000000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1206 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000011000000000211111111111011 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1207 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1208 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000002221000000000000002113322101 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1209 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000002110 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1211 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000077777 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1212 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000001221043211100123321000 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1213 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000010010000000000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1214 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000010000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 655999999999999998889887765454321000 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1217 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1219 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1221 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1222 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111111111011111111111112222 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1223 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000000000000000111 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1225 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1227 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000999876543210102032199999987654321 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1228 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001100000000000111111121000000011000 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1229 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1231 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000009999999998 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1232 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000200000111111100000121111 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1233 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210210000998765432102100010113210002 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1234 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111122222222222222222222222222 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1235 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000099999 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1236 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000012210000001121100 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1237 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000654322101011101543 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1238 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000021211221011011100000011000010 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1239 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000000001012111111000154444344433 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1240 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000054333 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1241 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010002111100100001100000000100000101 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001233332 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1243 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000004343211111100100000000000012111 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1244 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000011211 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1245 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000001211101111 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1246 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1247 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001000000100000332210000000054 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1248 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000021121121222222212211223 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1249 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000111111111001010001 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1250 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000110 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1251 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000010000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1252 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 367999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1253 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000011000000000000000000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000022221111111110000000003332 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1255 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000022100000000000000000000000022432 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1256 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1257 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000111111111 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1258 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101000001011010010010000000100010010 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1259 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000098765432100011 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1260 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011000000000000001100000000000001210 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1261 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000110000111000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1262 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000007654332211000766543332122100 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1263 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000110100000000000000000000000002211 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 212233211111100000000021000000000211 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1265 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1266 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000003210000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1267 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000111222100000100010001000000000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1268 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221211211122111111110111010000001011 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1270 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1271 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000211010000000000000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1272 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999987654121100 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1273 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1274 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000001000000000000000100 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1275 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1276 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1277 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032222222100012222222211101000006554 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1278 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000000002212122233 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1280 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111211110100010000000000000100000021 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1281 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000011000000000000000000000100000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1282 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1283 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 009999999999999999999999999999999998 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1284 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221101222222221112211100000111110212 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1285 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1286 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000006 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1287 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000010000000000000000000000777 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1288 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1289 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000011123214322111222211 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1290 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 002111132321000123221005433232210211 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1291 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000021100000002102122223333 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1292 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999987654433322100011000104321 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1293 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000665 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1294 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1295 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1296 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000010000110000000211 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1298 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000032100000000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1299 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000221321210014333212121101 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1300 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000065 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1301 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111110000000000000100000000000000001 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1302 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000043223322 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1303 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 233222222222232222222211111111111110 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1304 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111001108765433333321100110000022100 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1305 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011022222221110121101100000100110000 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1306 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000110110011110000000111210000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1307 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000024 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1308 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1309 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1310 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111111110011111111111111000432212 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1311 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1312 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221110102111100111101000000000011001 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1313 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111111100111110010100111211023333 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1314 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000221000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1315 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 321010000087666667766665444455444443 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1316 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001122322 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1317 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000011101111111101 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1318 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000110100111110132334321000000000000 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1319 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 321000432111000000000000000000011111 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1320 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 313222332111112100000000100000011222 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1321 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1322 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000100000021111122322110000111112 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1323 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000022222222222222222 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1324 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010010000000000100011000000000000001 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1325 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1326 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000101122211011011101111100001011 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1327 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 325433323221210210431123222222222211 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1328 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 123232112210210000000543210001143222 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1329 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001111011001110011010000000000000000 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1331 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000999999999999999 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1332 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1333 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000005432211043 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1334 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000011110222222222222222 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1335 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001000100000000000000000100000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1337 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000001000010010000000000100000010 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000043234 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1339 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000111111111111 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1340 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1341 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000111 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1342 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111112222110999987654333324322 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1343 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 211001100010000001110001110001021113 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1345 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111110222222255555555444455 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1346 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000021021110022222222333333333323 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1347 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1348 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000033210032223210432100 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1349 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000111222222222222 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1350 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111110000111322211211111122101 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1351 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000001111111111111 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1352 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000006 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1353 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1354 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101101111011110011111110000000000001 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1355 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111110000000001000100000000087654321 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1356 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000100000111222211 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1357 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 332222212222101010001000000000321110 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1358 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000111100000000000000000 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1359 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000999999999999999 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1360 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000111112100011000110001012232222 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1361 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000221 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1362 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1363 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1364 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000088888765 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1365 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000122 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1366 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100054322103444332112123322222222123 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1367 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000011112121000000000000000 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1368 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000000000001211110000000001232100 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1369 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1370 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1371 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000010000000000000000000000010 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1372 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1373 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000010000001011011000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1374 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999998765443210076599 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1375 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000021111111111111211 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1379 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1381 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000000000010010010000000000000001 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1382 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001087654332109999876543333333 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1383 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 233444555554321000099999877665443322 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1384 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001000000000000000000000000011 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1385 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000110010000000000011011000000011100 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1386 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001000010000000000000000100 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1387 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1388 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1389 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1390 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1391 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001001111000000001000021110 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1393 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999998765433545456565444433 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1394 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 223444543220001100000011211000000432 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1395 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1396 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000005432100 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1397 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000010011010001100121011111102100 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1399 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1400 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 144433998766533332221211100001087654 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1401 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1402 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111100121111111110100011111105344332 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1403 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 432100221000101000100000000076987654 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1404 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000111111010001000000000000000000 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1405 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1406 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1407 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1408 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1409 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001100111010110100111011100 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1410 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000100002211 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1411 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000111121222 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1412 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000100000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1413 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000101122211122222111121111101211 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1414 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121211220000000000000000101212111100 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1415 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121111011111101111000000000011111110 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1416 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000001110100000000000000000000000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1417 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000001111110000001232222433 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1418 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 102101010032102102105432109876543210 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1419 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000010001000111001111121111001121 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1420 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111002100111010000000000032121001100 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1421 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000011100001011101112111101 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001101 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1423 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010010000001120111111111111011111110 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1424 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000033333333322 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1425 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111000111010000000000110101000000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1426 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999998787766 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1427 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000002110000000000000000000100 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1428 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1429 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1430 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1431 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000100000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1432 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1433 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001110000000000110011111111111111 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1434 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000005432100000000100000321010099999 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1435 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1436 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000025543212322222110008876 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1439 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000100000000001000011111101 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1440 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000006666 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1441 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000111211111122 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1442 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 212211200245546578876655555566555432 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000002102100100000000021002100100 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1444 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000009999999999999999 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1445 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 122111101111110000000100000000000000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1446 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000065432111100 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1448 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000000000000000000000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1449 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000021121032102210211101101107 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1450 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 099999999999999999999999998999999998 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1451 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111100000000000111110211111 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1452 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111000111000010000000000000000000001 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1453 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001001000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011543212111000003212104333221099877 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1455 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000005555543210 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1456 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1457 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210000322321222222323212111102121122 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1458 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100010001000000000000000000000011100 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1459 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121111122112221111111001111111112132 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1460 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000121010110000000000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1461 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000000000199999999999999999999999 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1462 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000100000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000000000000000000000000000009999 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1464 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001001001111001000000000000011 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1465 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111001211111111211005422000000000011 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1466 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000032211100001112211105444333333222 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1467 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101001001111111100111110101000000111 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1468 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1469 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000001001000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1470 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000211 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1471 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 122222221111221211121211112111102111 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000012122102 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1473 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000010212211110212 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1474 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000087654543544376543 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1475 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001111111111111111 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1476 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000002222222222222222877 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1477 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000001000000000000001000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1478 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000033333333333333433 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1479 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000100000001 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1480 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100000011100 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1481 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 113210432132104321432143211032100021 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1482 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000101121010110000000000000002211 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1483 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000432322211000010 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1484 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221221010021106544333332109999987654 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1485 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222123320223221000100000000001110007 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1486 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111100110100110110110101001212 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1487 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000211 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1488 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101101111111101011010001001100000011 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001100000000000000000000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1490 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000011111111000111111111111111101122 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1491 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000010010211 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1492 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000100000000010101010210000000 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1493 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011101111100001221110210000000000100 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1494 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111001001110010110102111211100021 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1495 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 112100000000000000000001122210000000 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1496 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1497 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000211000000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1498 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000333322322 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1499 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000011221100 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1500 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000010000001210001001001010211 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1501 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101000000000100000065432433324332221 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1502 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1503 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000054432121 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1504 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1505 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000987766544322333332221121111100 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1506 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000010000000010111000000000000000000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1507 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000001001000002101021021000210010 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1508 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111100101001021011013210210 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1509 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100000100211 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1510 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1511 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000999999999999999887 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210765431133211123222212111000000000 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1513 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110001000000011010000000000000000100 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1514 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001100000000000000000000000013221 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1515 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1516 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999998765555555555555555577666877 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1517 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1518 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1519 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000011000100001000000000111100210 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1520 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100001122322 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1521 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000077777777777788 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1522 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000110021002101010111100001011 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1523 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999998765499 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1524 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010000010000131322355666 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1525 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100005432100 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1526 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100005432100 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1527 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100005432100 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1528 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1529 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001100000000021232111100000654322 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1530 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001101 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1531 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000010001010001000001009999997765432 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1532 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000121210012112221 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1533 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100100001100000000000543221015443211 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1534 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011000000001000100110000000000000008 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1535 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000009876598 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1536 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 132211111011100000000000012222110000 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1537 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000011023210 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1538 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1539 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001111000001122244433333333334444544 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1540 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001000000000111100101212102112343 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1541 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000011110111000101100111 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1542 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000001000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1543 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1544 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000122100000000211 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1545 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011223301010099999999999999887765443 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1546 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 099999999999999999999999999999999998 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1547 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1548 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000000000011111111000000000111110 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1549 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000001100000000011111101 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1551 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1553 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000034432 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1554 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000003210221010100065432322121 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1555 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1556 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 212211111000099999999999999999999987 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1557 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000011111111111111111011111111 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1559 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000002100000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1560 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000123456787655454 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1561 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001233444543432100000000776 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1562 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1563 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000430000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000011000000000000000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1566 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1567 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000010000000000001 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1568 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011000001001100100000000000001100001 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1569 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1570 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100000000021 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1571 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999989888776543221111211 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1572 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000112222222222222222222322 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1574 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 332389999876678987654322221112222111 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1575 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000100000000000029998765454323222110 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1576 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000002221112121112 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1577 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000101000000111101001001111110000 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1578 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000776555999999998 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1579 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000012222333332333212112322 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1580 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000009999999 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1582 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000887 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1583 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000010000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1584 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000011210 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000008888 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1586 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000002101100010000001000000000000000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000876543333333333322222222222222245 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1589 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000443444559877665544444545 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1590 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000043210210000012111000000000 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 345545454432110999998765432101129999 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1592 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000011211 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1593 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000022322232232322222222223322 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1594 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111221133332333222112111111102100022 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1595 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000002 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000100000000000211 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1597 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111100101121111100211111210221021 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1599 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111001011111110110011110211132211 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1600 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010110000000000000211111100211112100 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1601 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000011210100000010 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 098765433211102343332110543333210214 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1605 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 133543343211000000100001100000001100 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1606 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000011211122111443333334322100001000 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1607 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000010000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1609 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1610 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1611 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000010000000002100000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 998878876543222112222222222226543433 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1613 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011110011223322221100013222222221111 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1614 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010010101000000110001100010000000000 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1615 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 016544321111100000000000009999999999 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1616 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1617 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000002321100 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1618 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111010111111100211100103210011 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1619 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000987654433211122122210000000000 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1620 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222111110000000011110010011000000111 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1621 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1622 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000033322102211001110000000000002 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1623 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000010 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1625 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000899999999999 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1626 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 112105432102210111111000111101337654 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1627 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000009999999999999 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1628 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110010110000001010222212111111110010 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1629 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001001 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1630 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1631 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1632 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000011111110111010011000000002212 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1633 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000110 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1634 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010000000000000000001112 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1635 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000212111101 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1637 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000876543213211101 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1638 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000999987654321011 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1640 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000009999999999 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1641 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000009999999 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1642 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111111111111111111000000111 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1643 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1644 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000100121100000000000000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1645 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1646 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 887887777887888888888888888899988988 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1647 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000112110000110100000000112002100 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1648 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1649 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000032443221000000100000000000000000 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1651 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1652 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000001000011011010000000119999999 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1653 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000000110100000000000000000000000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1654 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000222212222222333211000100000000 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1655 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000111111115443443344543 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1656 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000000021000000000000000999999998 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1657 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000211111110001065433344545 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1658 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001102101 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1659 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001100 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010001100100000099999988 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1661 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 232222222222221105433221212121102212 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1662 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 212222221212111111100000009999999999 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1663 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222110221111211001111111000100000001 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1665 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121100010000000876543210323215443214 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1666 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000001000000000000002233 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1667 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 223333333333433324332323222233223544 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000988 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110111011111110001234345555554444444 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1670 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1671 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222100211010101011110000000000000111 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1672 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000009876554 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1673 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1674 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000000000000000100000000000000100 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 112221100111111111100010011111012321 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1677 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1678 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1679 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111011111111112122222221211111212111 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1680 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000065432100000323212100 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1681 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000021211000000000001111109 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1682 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1683 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000999999999999999 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1684 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000099999999998877765432143 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1685 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000110 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1686 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000099887654 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1687 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001122210000000000000000009999987 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1688 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000100000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1689 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1690 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222223321000000065443212121100000003 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1691 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111112111232223221122222211111111111 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1692 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000111 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1693 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000011111000000001000004333322221 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1694 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1695 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000321212122101210 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1696 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000898 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1697 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000248876543366667777770110011111 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1698 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000111110010110110000100000110000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1700 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032222222222222222222222222211111111 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1701 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000436543232222322332233222323222322 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1702 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1703 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000065432111011 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1704 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001100 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000113221111111132 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1706 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000010000000000000000000222211 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010001000000002211111111001000000111 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1708 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000077654 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1709 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001010021000010021000101010000000000 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1710 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000121000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1711 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000100011110110100002100098765432100 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1713 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000000000000000000000000000000666 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1714 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1715 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210113243212121212111122111111111122 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1716 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1717 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1718 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1719 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101001110011001010110110101101010001 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1720 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000010100021021000000000002100 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999998765432321111111111111111111000 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1722 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000999998765432321212104333322212100 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1723 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000007 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011100021110000000099999987654432210 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1725 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 432222100332132221011133210000210001 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1726 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000004321100 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1727 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1729 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000654 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1730 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032220233210321121210000105432233200 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1731 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001000000003211654 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000109 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1734 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000009987654 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1735 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999998765433 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1736 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1737 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000100000000999998765432 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1738 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000021111111111111110002112 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1739 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111110110210110100021100100777765543 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1740 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1741 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 233322323222221112333233222222333222 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1742 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 312321110111210001011123332333433344 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1743 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000001222222222 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1744 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000000000000000021 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1745 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000001000100000121 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1746 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222111000054443213210212321000121100 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1747 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999987656987656545434876555543544 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1748 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000087654433210322222111107654322 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1749 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000009999999999999999998 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1750 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011000000100000000000000000000000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 333233322100000554654345434434543322 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1752 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1753 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010101100001000000000000000000000000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1755 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111222233322211001111211110121111011 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1756 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000100000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1757 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 543210987654321000100100001110111210 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 431101100000011131100066543211010987 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1759 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001555 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1760 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1761 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000032 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1762 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000002212434 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1763 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000010 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1764 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111122110000000332222111111211110000 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1765 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000004321 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000010000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1767 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1768 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 322222222344443322112100000000000003 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1769 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000110121000000021101100000100102 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1770 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 343222212111132322221111121122211100 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1771 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001111232322233443444334333233322 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1773 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1774 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000011110100000023212112111000000000 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1775 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001122210000000000000000001111002 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1776 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000010100 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1777 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1778 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000001111111122110000005432 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1779 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100211101000000100100001000000012335 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1780 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001000100101011000000000000001210 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1781 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001111222222100111221111111 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1783 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000110000000000001101122223 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1784 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111100101101100000000000000000111100 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000113433211100000000000012222 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1786 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1787 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001210666 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1788 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221211101100011223221044432222221000 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1789 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000010110001110 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1790 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 134311032122323213211222110211102211 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1791 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000111111100001322211111110002321 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1792 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1793 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000000000000000123210123210321001 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1794 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000021110000000543210000011000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1795 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1796 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011221122222222322223222111101111100 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1797 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000010010000000000000111002122222 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1798 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000002102 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1799 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000765432132100104321122 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1801 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1802 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010101122233433222112323212121210065 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1803 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999987665543232100065443333323232 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1804 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000010000101100001000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1806 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111102110111021110000101100000001 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1807 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010000000000000000000100 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1809 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010000010011000100011101 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-1811 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000010010000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000009999999999999999999999999998 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1813 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 876765433322110002321121011101010210 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 333222111110000543333222105444332212 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 033444444444444444568999999888788878 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 087654321100222221111000000000000000 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1818 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000010101010010 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 333333332121111221221211001223323322 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1820 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000111110000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1821 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111000005553321111009987657763432999 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1822 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001211111100000021000212113212211000 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1823 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010222222244433333333333333444444433 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-1824 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032233211122111100000000099999999998 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000009 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1826 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000043014 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1827 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000005432101 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1828 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000334334333333333339999999999999998 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000999999999999999 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1831 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 322111103302100000004321076547644432 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 005432222111032210223322221111035487 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1833 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000000000000000000000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1834 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000001122100000000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1835 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000999999999998776654433287 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1836 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 009999999999999999999998765432543210 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1837 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1838 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 322335454343333333210000000000343210 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1839 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111110110000000000000099876 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1840 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 655545555334433333322212109999998765 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1841 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000121102100999876543321000000021000 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1843 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 021110121110210011110000000001100211 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1844 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000233332221110000000000000001111 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1847 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000002221110999999999999 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000999999999999998765 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1849 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000006543210000000000099999998766 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000002011 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1852 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000012122111101000000000000000 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1853 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011110210000000000000009999999999876 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1854 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121111100000021102132121222101011212 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111000000000000000000000000000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001111111111222233332322333210 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1857 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000002211 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1858 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 232222211102122222222221111121110101 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222210000010000000021013332322221100 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1860 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000212100000009999999999998776 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1861 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111100001000111101111100000000000000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000334454 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1863 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000000000000000010000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1865 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 112102101111110212321210000000000000 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1866 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 787766875654322110312121111000200365 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1867 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000099999876 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1869 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221100000000100100000000000000049887 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1870 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 213221212100232212102210544321019999 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1871 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000101122121232332100000000000111 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 899998765453121223120001223221112021 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1874 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000013210000102100000000000000099999 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1875 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000555665432100 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000009999999876543222121010004321110 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000111100 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1878 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000003232244322210001001100 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1879 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1880 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001112322121000100011211111210100 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1881 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000010000010000010000000001100000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1882 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 322100000000000000000000000000000000 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222110000000000099987654444433333354 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1884 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 013322211111111110111000111101111111 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000010000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1886 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1887 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1888 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000999999870533343333200000013232224 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1889 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1890 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000002101121210000123210000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1891 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111110000000010010001100100111121111 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 321111110010098765432109999999999876 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1894 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 302233365555554354443322100000065432 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1895 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210232111212100111100110000000000010 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1896 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000100000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1897 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1898 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221008765434333221111000000000000000 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1899 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221001101112211111210009998877766543 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1900 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001121 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1901 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1902 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000009999 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-1903 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1904 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222332011111010000000000332222232221 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1905 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000010000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1906 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000999999999999999877665 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1907 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1908 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111111111100000000000000000000000 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1909 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999987665432122110021121001100010 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1910 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000989987 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1911 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1912 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001100001001110000010000000000100 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1913 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1914 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1915 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001122100000000000000112210000000000 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1916 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1917 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000013333223213210023765656544326 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1918 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100101100000000000000221100000000000 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1919 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000010000000000000006 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1920 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000111 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222222221000000000000000022222222211 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1922 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000065432100000098898 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1923 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 323333332223432332232222232212111210 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1924 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1925 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1926 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000011111220000014433 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1927 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000101 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1928 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000100000009999999999 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1929 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1930 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000102000021110032211110001000002100 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1931 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1932 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000010000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1933 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000011000000100000010100 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1934 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111112101111000000010000111101111 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001002121000000000000000001132102 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000100099876 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1937 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1938 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001231210 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1939 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000021 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1940 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111001011011110110000000000100000010 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1941 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1942 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000000000000000000000000001000321 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-1943 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 243345665444656565666565555556555654 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1944 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1945 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121000001011111110101102109998765432 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1947 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000099999999999999999999999999999999 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1948 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1949 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000001000000009999999998876 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1950 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-1951 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 333222102111122222333333321221221222 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-1952 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000054321987655544332210 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1953 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000101000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1954 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000102211121111101012110032102 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-1955 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000654321098765432109999999998765 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-1956 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 332210321100009876554323221111321211 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-1957 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221211011010210100111221322101011000 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1958 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010001000000001111000011110110101100 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1960 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000100000003 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1961 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010212222212121111111100001100001000 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-1962 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1963 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 065432109987654321099987654321099999 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1964 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110111112200555677788887767766666766 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1965 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111010101010121010210021021000010 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1966 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000009999999999999876543 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-1967 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111111112111111111000199988 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1968 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 065232323210232021100210654321543210 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111112111001110000000003336536676565 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-1970 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000110001110011010012100210 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-1971 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 023321010321009876543210543210998765 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-1972 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 213210876543232100076544333322143243 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-1973 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000003333333333332222 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1974 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000007654321099876543210111 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-1975 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 122100000000100000002100001000000000 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1976 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000877777766766666877 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-1977 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000009999999999 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-1978 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000211011100000000002111111111111111 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1979 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111011001111000000001001111010011000 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1980 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 231211111110021122123322100001222211 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-1981 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 065555666544443222111110000000008888 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-1982 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101111010110011111111101121211111000 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-1985 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000065432103210321021 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-1986 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110100000000000110000000000000000100 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-1987 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000100100100000001322100000000011 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-1988 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 099999876543334343210011112212334333 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-1989 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000210000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-1990 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-1991 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210000000000002112112111111111112221 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-1992 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032110000000000000000009999999999999 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-1993 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111111111110000000000321432105443 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222222222212112222222222222222233212 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000101010010001010011101111101000010 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1996 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111000111101000000000000000000000000 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-1997 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001211121111154332 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-1998 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001199999 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-1999 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110100111110021111121111110111022121 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110432112110012105432108765432104321 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-2001 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000002999999999999888898887 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2002 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111100001110000000000001001111121 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2003 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111013343223222222222222322 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000009998 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2005 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032100432109987654321010210765432100 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2006 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000111111122332221011003444332 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2007 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2008 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000021999999 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2009 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2010 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000010210101010010010010054321054 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2011 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011111001022110000111000100012100100 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 043334343333334443334332221211111100 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2013 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101111110011110100000000076543211110 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010000010000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2017 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2018 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010000001000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2019 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2020 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2021 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000100000211111111110111000000 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2022 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2023 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000112110011000000000001100006544322 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2024 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000432100076543210000000005 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2025 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 335667778888888888889999988888888988 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2026 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999988876543 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2027 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 234567899999999988888887877666676576 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 322210004321113330222100423123211100 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000010000000000000021000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2030 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2031 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2032 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000011111111111111111 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2033 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000010000000001021111212 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2035 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 302102100076535443332111000006435551 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-2036 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2037 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000000000000000004321111000002132 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110112223322222222222221221121112212 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2039 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111101111111110102110001110000000 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2040 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2041 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000021212 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2042 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 043333333222232222222222211111111000 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2043 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000054 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2045 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2046 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001111010000000000000010000000000000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2047 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000004321212321222 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 232323332111000006543343212321112121 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2050 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000111000000111110111100000021110 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2051 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000010000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2052 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2053 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 333333433444555555656666677666666767 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2054 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2055 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000010000110001111101100000000000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2056 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 211021010000000000001111112111111110 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110121000000000000000202101101111000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2058 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000221111102100010011 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2059 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2060 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001222212121111100000011111111111111 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001000000000000111111111111100 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2062 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2063 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222221000001321111111000000000000000 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2064 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010123456654434321033221101000000000 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2065 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101000100000000101001000000100000000 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2066 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111001100000000001100000100001 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2067 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001100000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2068 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000010000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2069 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000003210333333435 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2070 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000001110000000000000000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2071 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2072 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000043765554 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2073 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000098776 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2074 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001021021000000000000000111000111111 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2075 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2076 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2077 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2078 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2079 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000444444565554 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2080 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121100111111111100110000000000000000 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2081 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000002468999999999999998765 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2082 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121010000000000000000000000000000000 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2083 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121100111100011110000000000011000000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2084 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100321210000006654543232100009999999 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2085 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000013468999999999999 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2086 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000009999876543322234434 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2087 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000009999999999999987 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2088 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000011110111111110100000000000 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2089 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011211101001111112112332321333211211 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2090 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000111112111121000100111110 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2091 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2092 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001000000000002223221121211 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2093 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000099998765433332321101100000211 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2094 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111112222100021001110000000002211110 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2095 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011101011000111212201000544433221111 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-2096 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2097 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 065433333333211111001221111111112111 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2099 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000021000000000132100 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2100 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000100000000000000000000000001111 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2101 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001234321000110100100001021100101 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2102 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2103 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001221211102223322332210110002111 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-2104 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111211111111111121121111121111100000 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2105 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000100000000000000001 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2106 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000999999999877665432139999 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2107 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000999999999999876 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2108 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111100111001111112221000010000999998 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2109 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100433212102211110000000000000000000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2111 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2112 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001011000000032154 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2113 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110101010001021021010010001043210432 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-2114 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000010000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2115 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000008765555555555555766543 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2116 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2117 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222110021120054321432122110100000000 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2118 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210101000010121002112210322102123299 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-2119 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121212222211111111111111111111111111 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2120 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2121 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2122 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2123 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 232222222222222232222121211121211011 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2124 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000009999999999 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2125 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000101010000010102101 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2126 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000768 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2127 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121123321101111100000099999999999876 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2128 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2129 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000054332 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2130 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121232233322222121212332210110210212 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2131 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111221111000000000000001112214433 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2132 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2133 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999998 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2134 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2135 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 132222222321122111101211111011002321 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2136 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2137 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2138 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 432100000002111087654332210007654321 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-2139 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000000000110101000000021100000011 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2140 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2141 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000012211 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2142 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999876544332333322221 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2144 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121021001101021010110010001001101111 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2145 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121112110021111210100000000001110111 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2146 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2148 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 432100999999999987654332212334321021 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2149 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2150 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000222221067776543211110000000000 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-2152 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2153 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2154 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2156 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000122110000000000000110 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2157 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2158 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999876554321 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2159 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2160 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2161 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999888877645654555434443322465554433 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2162 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100099987654321000000100000000000000 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2163 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 676555432332222222232121110000065433 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999876543322211111 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2165 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 432100000000000000000001111000000000 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2166 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001100 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2167 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000011110022212344444655555766 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2168 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2169 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000213200110000000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2170 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 657765543221121143365433322210000597 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2172 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000111000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2174 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 432765432109998765432210432165432101 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2175 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001122100 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2176 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 432110000000000002100000000000000000 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2177 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000011122122442010001010120221100 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-2178 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2179 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2180 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000011000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2181 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2182 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000111111 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010111110100110111111111111221122111 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-2185 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032222222222222222222222222222222211 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2186 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111111111111111111111111211 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2187 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111100000012322110000000000111111 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-2189 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000999 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2190 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000076543211111110000000000000000000 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2191 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2192 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2193 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001100000000000001100112110001 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2194 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2195 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2196 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2197 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032222222222222222222222222222222222 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2198 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2199 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2200 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210011011221000122111121210010001212 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-2201 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 132222212122133322222111000099999999 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2202 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111110000000000000000000000019 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2204 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000010011000000001010010100002102102 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2207 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2209 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100002222222332211222222321101112100 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2210 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000011111222223333333544433 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2211 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000002211111111112211100011100 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-2212 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000888776 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2213 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001111111111111111111111110011 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-2214 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222223333343444344444455656665667766 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2215 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000210000000000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2216 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2217 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 321211000000000000001333111000000111 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2218 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000002222222221222111111000000 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2219 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 109999876543221110099999999998765432 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2220 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000003 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2221 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000001000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2222 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000001000000001 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2223 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2224 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 021021210100001232121001202101212221 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-2225 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 332210000054321000211121000000000998 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2227 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2228 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2229 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 325432432165432132198765435432876543 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2230 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 444444444343222111110000000011111100 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-2231 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000211 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2232 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000299999987654 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2233 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000110000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2234 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000111011011111111101100100001110 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2235 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2236 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011100002321000000000000000023334435 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2237 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2238 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 143333332223232222222323322110009999 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2239 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000008777 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2240 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000010 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2241 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000000000001000000000000000002100 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000111111111000011100 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2243 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000001221222111100 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2244 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 211010000001200012111000001123588888 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2245 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 450121000000120200000102211001001111 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2246 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010011001010010011111111111112111112 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-2247 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101000010000101111111000000000000000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2248 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2249 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000043321112222333321211 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-2250 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001111111010000321 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2251 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 123011011100000000000000000001225233 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2252 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000000000000100054322210000000101 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2254 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 112111112211121111000000000000000000 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2255 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 244333322210012211100001121100112211 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-2256 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000010 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000032332222121211111232100076543221 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2258 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2259 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000011111 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2260 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 112211000011221211110111111111111123 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2261 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2262 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2263 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000123221111110010001000000002101 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2264 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2265 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000010000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2266 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 433333333222132222221221002210544443 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2267 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2268 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000321099998 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2271 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000100001010000011010000000000100 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2272 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000099999987 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111111111111111111110111101 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-2274 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000111343333334333343323 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2275 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010111001110000111111111 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2276 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222222234423333334454444444444445544 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2277 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2278 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 232232223212110002121211111111112112 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2279 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000001111101101 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2281 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000110000000010000000000011000887776 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2282 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000011000100001000000 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2283 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2284 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000001010000121000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2285 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2286 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000101110100001110000000000112121000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2287 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2288 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 777777777777777777667765554334444544 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2289 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2290 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000999999999999999999999998 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2291 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999987633343210021002100 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-2292 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2293 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000101000000000000000000000000058776 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2294 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011100110000000011221000011122100100 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2295 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010100000000111111111111111111111111 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222211111121111100010000000000999999 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2297 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000111111121123333333334432 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2298 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 044343444334343443443333334433322221 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2299 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111212222222111111112222499987766543 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2300 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 122000011100001222222211111000000000 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2301 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000000002221100032 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2302 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2303 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2304 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000001100100100001001100000 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2305 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2306 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000988 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2307 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2308 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010111100000011110000000000000000000 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2309 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000111000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2310 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2311 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2313 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2314 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 211021001122332102111000010000054102 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2315 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 898999999987654321000000000000000000 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2316 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001234565432111112105433210 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2317 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000112656556544465433334323321 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2318 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 106543321112111009999999999877765443 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2319 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 002222222222211111122212111111111111 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-2320 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2321 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2322 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000998765432543254354343 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2323 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222112111100000100554322101101100000 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2324 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001100000543324333221321000001999999 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2325 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2326 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000011110001110000000000000111 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2327 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111110011000000000000000008765422232 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2328 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222222110000000002111111111111121111 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2329 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000322222211 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2330 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000111 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2331 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 211000000087654332221111110000000654 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2332 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001110000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2333 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121111212111111112110000112221100110 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2334 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111000000000000001111111111114 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2336 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000009999 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000011000000000101100100001223321 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2338 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000011111100000010010100 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2339 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 211111111000000000000000009876543210 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2340 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2341 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999998765544433876543211111 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2342 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 211021100009987654321000001100000010 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2343 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222111111121111111121111100023343233 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2344 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000025432143210000011 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2345 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2346 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 211100003332222211101000000000000043 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2347 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 122112111111111111111010000000034321 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2348 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000222222210 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2349 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000002111110010100000000000000001100 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2350 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000000000000000001010000000099899 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2351 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 232212222222121111111111111111121121 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2353 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011000010000010100000000000000000543 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2354 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001221221112332222043221122100000 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-2355 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000110000110011032102104321 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2356 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121210000110100000000000000000000000 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2357 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2358 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2359 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000011000000011000000 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2360 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000011101100000022322 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001113433444545444343333333444544 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2362 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2363 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2364 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 122100100100000010100001122101111101 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2365 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2366 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000999999999999999876 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2367 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010221100011100110100000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2368 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2369 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2370 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2371 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210000111000000001112112333211121210 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2373 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000011222444445454444555555556544 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2374 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2375 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000113333443345565556555555556655 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-2376 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000111100000001000000000001101110 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2377 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2378 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000111 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2379 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000222322222222322 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2381 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2382 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001101000000000000000000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2383 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000005432111111000054333321 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2384 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111100000011001121111211011010010111 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2385 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2386 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2388 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001233444333232111001000099999 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2389 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2390 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101101101011010011111110000100000000 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2391 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000113321 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2392 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 041210432214435432100005543333210998 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2393 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001000100000000000000000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111010000010000001110000000000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 232222222222223333332221110100000021 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2396 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999998876 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2398 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111010000000002222111110000 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2399 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222322211333332111111110000001012100 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 098765432103322110321100321021032132 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2401 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000009999 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2402 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2403 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000010011111112111 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2404 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2405 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000102 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2406 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000009999888765443121210000011009999 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2407 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2408 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2409 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000321 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000022211009999876543 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2411 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 214224456666666678876543210000009999 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2413 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2414 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001233333332222111111111112211 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-2415 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999987654323244321121122221221 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000012221001000000000000122210 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2418 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2419 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001111110010111010110000000100010000 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000100000000000000111111111232222 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2421 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2422 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2423 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000007654322321021 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210000000000000000000000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2425 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210111002121210000110100021001076543 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2426 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000988999999999999999999999 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2427 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000100544533322211666799999999999 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-2428 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011221110000111100111000000000000100 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2430 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999877776 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2431 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000655434444332211122211111012321 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2432 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2433 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032222222211221211211222221112233221 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2434 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000010000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2435 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2436 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000087 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2437 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2438 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222222222222444444444444444444444544 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2439 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2440 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999987665 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2441 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000033322222221 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2442 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000002222222222222234322 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2443 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221222100112121121111122112111000003 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2444 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2445 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001111112 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2446 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011002224322100113211000000000000000 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2447 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000001000002104321 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2448 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000001000000000432 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2449 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100001011121000006543221110065443221 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2450 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2451 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2452 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001000000000211100 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2453 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000011111011110000000000000 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2454 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 435543333455555555444444444557666765 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111132011111121111000010654321054 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2456 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011101010001111111110111111111010111 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2457 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010001001001000000001000100000000010 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2458 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2459 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2460 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010010000011000000000012111000000000 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2461 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000100 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2462 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000999 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2464 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 213354344555676545565454654445555654 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2465 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 333222112100011000011223321111199999 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2466 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222222211211222109987788887876543432 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2467 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2468 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110165432111011110111225556665543332 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2469 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000010022 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2470 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000009887 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111212111321000000000000000000000 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2472 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110011011111011111110000000000000000 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2473 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000100000000001122212 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2474 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111000100000000000322101001322213 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2475 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000010 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2476 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2477 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999998767665 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2478 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000000000000000121321111122223544 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2479 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000003333345555677777656 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2480 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010001110000000111111112 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2481 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000009999999999998 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2482 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2483 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999998765432101 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001000012210000111000000999999999 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2485 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010100101010101010010101000101000011 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2486 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221005423422201220110001100100000000 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2487 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000001100000100001102101 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2488 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001111000000011000000000000111 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2489 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010000000000000000000065 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2490 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 121010022132102100101001010010100221 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2491 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111000111000000000000001111122211210 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2492 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101111010000000000000000000000000000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000011101111101111 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2494 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2495 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000100000000000000000000999999887 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2496 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000022187655 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2498 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210121210032221110054322110000033210 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-2499 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000047654321100000999999876655 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000011221100011000001100000000000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2501 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001100010010001001000000000000000000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2502 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001111100 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2503 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111111111111111111100000000000000 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2504 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000010000000012110000012322111121321 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2505 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000012322201122221111111111111110100 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-2506 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 344343323333334432232323333445444545 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2507 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 132222332333211000111110008765434332 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-2508 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222222222222122221111001001110011110 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2509 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 546555555333333344333333333222222212 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999998766554444432 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2511 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2512 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000003210000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2513 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 444444444555555555555556565554456655 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2514 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2515 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 003211000000021110100000000102211111 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000011000000000001100212232121210000 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000298 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2518 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2520 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000010000010000000100011000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2521 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001101111110111100111100099999 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2522 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 211032102110043243210321099876543210 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2523 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 432101100000000000000000000000003212 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2524 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 343210122222332232112232321212321212 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2526 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2527 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 343544322444433344444444455444445655 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2528 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2529 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111100001000000000876544322222112111 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2530 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2531 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222221222111110000100000000000099999 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999987654334321 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2533 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000001110000000000000000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2534 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000110000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2535 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 012212332221011010010000000098765432 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2536 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999876543219876543 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2537 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000002111100000111111100000000000000 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2538 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000098999876543210999999876543 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-2539 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000111111111112121111111111111110 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2540 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 232210212111000000211011001102110211 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2541 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000012132100010001110000000000000000 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2542 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111100101011101110111111001111011 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2543 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011111111110000010111110000100110001 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-2544 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000122222222221222222219876 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2545 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001111100000000001110110000001000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2546 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222222221110000000000011110000000100 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2547 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000211000000111 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2548 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2549 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000003323 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2550 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 555555555555655555555545444444433333 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2551 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001122223221000000001110000 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2552 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 333322333332211100000000000033211100 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2553 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2554 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2555 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000010000000000000000000000100001000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111100000000110101101100055555432 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010110001010111110111100001001000011 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2558 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210032100002212100021100010000000000 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2559 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 654222211000000000099999999998765430 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-2560 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222110000000100000000011111033211100 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2561 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000111 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2562 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000101111111 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000011111111110000011111111111 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001010001001111011 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2565 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000232211111011121111011000000000000 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000110111211111111111001110000000009 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 332232222322243322222222222122224333 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2568 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111211100000211021100000000000022221 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2569 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000112233445566666543210765 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2570 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000002211121122 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2571 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000011100100110000011000100 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2572 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111122122222111021111111222211111 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2573 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2574 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000101101000010000100000010000000000 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2575 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000021 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2576 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2577 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 599998876655554443333387654323333322 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2578 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222322222221122222211111111111111111 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2580 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110011111111111100010110000000000000 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2581 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001111111 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2582 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 223333232233323332321221233232222101 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2583 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000100000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2584 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000101100000111221111100000011111111 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2585 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 112111000010000000000100010001111100 | 0 | 14 |
| XXXX | XXXX | CMLTI 2025-RP4-2586 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000101000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000100000000011110000 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001111222222222222 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2589 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111110000000111222222222222222211 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2590 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2591 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000011 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2592 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000011122211 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2593 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2594 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000010000000000000010111011000000 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2596 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000100100 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2597 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001111122111111000000000000000 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2598 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000110110000011110010000000000000000 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2599 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000111000001100001211100100000000000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2600 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000121100000011011111101110011000 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2601 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000000000000000000000000000011211 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2602 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2603 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032110321000001433432100002100065432 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2604 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111111111111111111112122222 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011010100000000000000000000000000000 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2606 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000099999999 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2607 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000001000100000000100000000111 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999998765432100003 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2609 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222111111111111111111000100000111111 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-2610 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000099999 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2611 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000010000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2612 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 333333333333332222110021000033322222 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-2613 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221212321011223433343210000000000000 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2614 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221221000001000000099999999999999987 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2615 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001011011010010110111012110 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2616 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999987654332322122221211 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2617 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111111111111111111112111111100000 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2618 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2619 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000123211010000022320000084454332 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001000000000112232211100000000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2621 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 103233333213211122332323354443232221 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2622 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001100001001010010110111000100011100 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111120000000222100000000000033210000 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2624 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2625 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001100000065443211110000010001002103 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2626 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210765432143210021000000002221021210 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2628 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110011100011010012211111111111101111 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2629 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222221111112222222210112111111001121 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2630 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2631 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000002222444444443333433 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2632 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 043222222222222111111212111219999998 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 065432102132100076543210101001000110 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000001211111111111211 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000543332111106876554 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2637 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000001111111000000000023 | 0 | 9 |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 221000010112233210032111332213221006 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2639 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000077776666677776766 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2640 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000122222211112112113 | 0 | 18 |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2642 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000100000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2643 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 100000000000000000111111111111111211 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999876543432109999999999998 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2646 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001000000001111111011100000000000 | 0 | 11 |
| XXXX | XXXX | CMLTI 2025-RP4-2647 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2648 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111000000000000000000000000000000 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2649 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2650 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000009989999876555 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2651 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000211 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2652 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001222222111222222344545544687655433 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-2653 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000009999999 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2654 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 210998765432109999999999999999999876 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-2655 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000099999999999999999999999999 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-2656 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011101001000033333222111111011100999 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-2657 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000676 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2658 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 232223222222222222222222222222222223 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2660 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2661 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000011001000000000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2662 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 003333332222333445667667889999888899 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 332322211111111001111111111100001111 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-2664 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 223222232232111112111121212211111211 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2665 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2666 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 012222222111100111111111002111112221 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2667 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000001000000010011010000010100000000 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2668 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000010000000000000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2670 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2671 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2672 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2673 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 001100001111111111111100000000000000 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2674 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000021099999999998776 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2675 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000003211221215 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2676 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 011121021000000443222210010887654321 | 0 | 25 |
| XXXX | XXXX | CMLTI 2025-RP4-2677 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 333222111076543321054334433332232100 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2678 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2679 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000112222111222111111112212 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2680 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 022233333432323322133211100000012321 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2681 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010000001100221111111112322321211000 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2682 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000001010000111111000000000000 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2683 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000005444332 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000098765432100011223321 | 0 | 17 |
| XXXX | XXXX | CMLTI 2025-RP4-2685 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001100 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2686 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000221211211111100000000100000000100 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2687 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000122212 | 0 | 6 |
| XXXX | XXXX | CMLTI 2025-RP4-2688 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110000008765432100065469987654321432 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2689 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 433323322211111110000877655444432105 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2690 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2691 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101111100011111011011111111101011110 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2692 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000008765433 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2693 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000011104 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2695 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000099999999 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2696 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111000000000000000000022221000001788 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2697 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 012211133333222222222222221122222211 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2698 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 676543322111122212321000223233444321 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2699 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 032111032111110000200000210100000000 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2700 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2701 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222222221111111100444444443433222222 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-2702 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 110102432113210021100010007654321100 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2703 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 222110011176543221221101322121321433 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2704 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 432122100000000000000000001003654354 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2705 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2706 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000006665 | 0 | 4 |
| XXXX | XXXX | CMLTI 2025-RP4-2707 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000110010000112322222221100021111 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2708 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000001 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2709 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2710 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000011211111110001100010000001010010 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000003210000000876543211111110122111 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2712 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111010000011111111110000211111111 | 0 | 26 |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000999 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2714 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000010010000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2715 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2716 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000655232200000000000000000000000000 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2717 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 002233333333333333321000000666543221 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-2718 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000111111011 | 0 | 8 |
| XXXX | XXXX | CMLTI 2025-RP4-2719 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000100000000000000000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2720 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000111112111121 | 0 | 12 |
| XXXX | XXXX | CMLTI 2025-RP4-2721 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 010012222233333334332222333212224322 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2722 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000001113434 | 0 | 7 |
| XXXX | XXXX | CMLTI 2025-RP4-2724 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2725 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 432100765432210099999999999999999876 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2726 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000100000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2727 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111000000000000000000000000000000000 | 0 | 3 |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000010 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2731 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 111111100011123222112122212211101101 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 006543343322222210332144444321321065 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2733 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000001011000005432121102111004321 | 0 | 19 |
| XXXX | XXXX | CMLTI 2025-RP4-2734 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000008888887788876 | 0 | 13 |
| XXXX | XXXX | CMLTI 2025-RP4-2736 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2737 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2738 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2739 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2740 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 003222223333332132433234332222432432 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 101001001000000000000000000000000100 | 0 | 5 |
| XXXX | XXXX | CMLTI 2025-RP4-2742 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2743 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000021000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2744 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000001000 | 0 | 1 |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000001001000000000000000 | 0 | 2 |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2747 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 000000000000000000000000000000000000 | 0 | 0 |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999876543222222110021122110 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999987 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999998765433332222211111110100012259 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2751 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 543232222232100098765433210654321000 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999987676554343332433323211765 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2753 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999987654432221109999988876 | 0 | 35 |
| XXXX | XXXX | CMLTI 2025-RP4-2754 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999987654333 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2755 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999987654321008765432101 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2756 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999876544333333343 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2757 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999998 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2758 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999876655433222221111111 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999876543210432211100 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2760 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999876 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2761 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999876 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2762 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999987654399 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2763 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999988 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999998765439 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2765 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2767 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 876543211000111000011000000087766543 | 0 | 22 |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999876543 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2770 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999998765444445443432222122322222222 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2771 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 654321222111011000000000000000000004 | 0 | 15 |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999998765433344333 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999998877 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2774 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999988766 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999998765432321000000543 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 765432222100000000000000000000000000 | 0 | 10 |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 543210999876543321032121002222222211 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2778 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999998765544 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2779 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999987888787887787654443333399999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2780 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999987987999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2782 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 998765432210000009999999999999999999 | 0 | 30 |
| XXXX | XXXX | CMLTI 2025-RP4-2783 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 544333332114321010002221321111112101 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2785 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 654321008765432100087654321009999999 | 0 | 29 |
| XXXX | XXXX | CMLTI 2025-RP4-2786 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999988999557698777686655454 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2787 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999987654321 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2788 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 765444221123333323211000100000000100 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2789 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999987654321100000000000000000000 | 0 | 16 |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999999999 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2792 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999998765232101221132210002121211111 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2793 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999987665430100000100110000012214 | 0 | 23 |
| XXXX | XXXX | CMLTI 2025-RP4-2794 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999998777654 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2795 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 876543210000087654432111100010987566 | 0 | 27 |
| XXXX | XXXX | CMLTI 2025-RP4-2797 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999999999999998765 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 654321010000000000000009999999999999 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 876543221132222121322111009999999999 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999998766666654323 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999998765432100000 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 998765443323322122222111102211111011 | 0 | 34 |
| XXXX | XXXX | CMLTI 2025-RP4-2804 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999999998789876666654 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2805 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 876543214444998765432109876543210000 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2806 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999987654321000000000000000222344322 | 0 | 21 |
| XXXX | XXXX | CMLTI 2025-RP4-2807 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 765432100099999999999999999999999887 | 0 | 33 |
| XXXX | XXXX | CMLTI 2025-RP4-2808 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999876543221000100999999999 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2809 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 876657765432100000000032110100110000 | 0 | 20 |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999998765432101111100000000111000 | 0 | 24 |
| XXXX | XXXX | CMLTI 2025-RP4-2811 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999999999998766555432376565 | 0 | 36 |
| XXXX | XXXX | CMLTI 2025-RP4-2812 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 765432109876544321000099987654322111 | 0 | 31 |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999987654321098765432100099999999 | 0 | 32 |
| XXXX | XXXX | CMLTI 2025-RP4-2814 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999876543210000010009999998 | 0 | 28 |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XX/XX/XXXX | 07/31/2025 | 36 | 999999999999987654332212121002232321 | 0 | 34 |

---

## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 5(b)**

---

| | | |
|:---|:---|:---|
| **Category** | **# of Mortgage Loans** | **% of Mortgage Loans** |
| No Delinquency, No Missing Data | 314 | 17.92% |
| Delinquency, No Missing Data | 1438 | 82.08% |
| No Delinquency, At Least One Month Missing | 0 | 0.00% |
| Delinquency, At Least One Month Missing | 0 | 0.00% |
| **Total** | **1752** | **100.00%** |

---

## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 6(a)**

![](ex99-01.jpg)

**Servicing Upload -** 

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **EDGAR Loan ID** | **Final Current Event Level** | **Current Exceptions** | **Collection comments** |
| XXXX | CMLTI 2025-RP4-1963 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding reinstatement quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area . No damages reported. |
| XXXX | CMLTI 2025-RP4-1148 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know the account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1242 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to get help for online website details and was assisted with online password.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Commnet dated XX/XX/XXXX indicate that the credit dispute was raised by the borrower and was resolved and responded by the servicer.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1255 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to be transferred over to the insurance department.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1302 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to remove the private mortgage insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. Comment dated XX/XX/XXXX indicates previously bankruptcy was filed on XX/XX/XXXX with case#XXX was discharged on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1094 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated they would pay later this month and did not make arrangements on account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1318 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to know if they were charged extra insurance amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1223 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1059 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. A borrower contacted the office and spoke with an agent. During the conversation, the borrower stated they would make a payment dated XX/XX/XXXX, in the amount of $X.XX. A new EasyPay entry was created reflecting this payment. Borrower verification was completed, and consent to record was provided.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1003 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and servicer explained about the escrow and processed XXX payment via EZpay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1064 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform of XXX damage and has a check to be endorsed. Also requested a supervisor but hung up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment dated XX/XX/XXXX borrower informed that has XXX damage and has a check to be endorsed. There are no indication that repair started or 100% inspection. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1970 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in automatic withdraw was set up starting on XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1110 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called verification entry made, and borrower was verified. Borrower wanted the information to send payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2789 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and wanted to know if the delinquent amount can be paid off with the equity of the house.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1136 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1992 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to confirm no payments were scheduled for XXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2017 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding received a check advised surplus in escrow and escrow analysis was mailed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2047 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to set up the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: <br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1193 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1236 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in went over escrow analysis pertaining to increase in taxes and insurance information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1256 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and get help for finding the XXX form online. Servicer assist them.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1305 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment for XXX $X.XX and will make XXX payment in next XX weeks. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX disaster declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1308 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and discussed general information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1803 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and stated had issue on making payment on mobile application and wants to know if there is a payment in place. Advised its there pending payment. Late fess $X.XX loan level advances can't make payment set up payment for plan. $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated on XX/XX/XXXX. Loss mitigation dispute has been resolved. No future question found.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2343 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer advised bankruptcy disclaimer. Customer refused to give reason for default, stating they prefer not to discuss the past. Borrower did not want to discuss resolution, only mentioned intent to contact servicing next week. Plans to catch up on the account and eventually set up automated clearing house. Declined to make a payment or continue the call due to work.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2360 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding insurance disbursement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1807 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in regarding XXX form also agent provided access to the website.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates that payment dispute was filed and has been resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1603 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding reinstate the account and promised to pay of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2405 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and stated received the notification that payment is not been received. Borrower states made XXX payment last week online. and received the call that it was not received. Borrower states that it's second time that is happening and borrower doesn't know why but making the payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2495 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Credit bureau dispute items were reviewed and resolved. Automated Credit Dispute Verification forms were processed for XXX (Control #XXX) and XXX (Control #XXX). Disputed information was verified and updated, including borrower details and payment grid. All negative reporting was suppressed as a one-time courtesy approved on XX/XX/XXXX. As per legal referrals, there is no history of litigation for this loan. Monthly Exception Process updated the system to current for XX/XXXX based on effective dates in the payment history. A Customer Advocacy task was opened but later closed as it was not required for the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2606 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding yearly statement and XXX document. Agent informed them that the request was processed and statement would be delivered by mail.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No property damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-2634 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in to cancel ACH.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1850 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and about escrow shortage paid and new analysis requested.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Contact number not found in file. |
| XXXX | CMLTI 2025-RP4-1853 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to make a payment in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written loss mitigation dispute was raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1027 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform that will call back and the payment will be paid on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment dated XX/XX/XXXX borrower informed that payments are late because had to pay to fix the property. There are no indication of repair completion or 100% inspection. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1927 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and wanted to get the XXX and request assistance to enter in the website. Reset the password and borrower was able to enter the account. Borrower having questions on the XXX statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1058 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss both the accounts. Borrower made XXX payment and set up auto pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1939 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the declaration page and call was transferred to insurance team.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1952 | 2 | [2] Damaged/Occupied/XXX Zone - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed. Borrower received escrow analysis and went over with insurance payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates there is XXX damage and borrower trying to get the check endorsed. Comment dated XX/XX/XXXX indicates received a check from insurance company for repairs and will send in to be endorsed. No evidence of funds released or 100% repair inspection completed. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. Damages were reported. |
| XXXX | CMLTI 2025-RP4-1954 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment in the amount of $X.XX and also scheduled a payment in the amount of $X.XX dated XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1957 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to schedule payment for $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1097 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due toXXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1204 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and discussed escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1222 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated that they sent updated Insurance and wanted to know if received that. Agent told that do not see that.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2144 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower 1 is not working due to health issues and rescheduled the payment for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2150 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2190 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and advised intends on keeping this property updated account to paperless communication.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2245 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to see if had received XXX month repayment plan payment. Borrower confirmed that payment was received on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2250 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to see if payment was made for taxes and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2264 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get in web account waive late fee $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2361 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and advised they have completed bankruptcy. Servicer confirmed payment was received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1578 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. A borrower contacted the office and spoke with an agent. During the conversation, the borrower requested assistance with a password reset and stated an intention to make a payment of $X.XX via the website on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2489 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in gave authorization to family member and went over account information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2536 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to see as said someone called and was advised an open workout review and we were still in need of the documentation to complete the review.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The foreclosure sale date is listed as XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is agreed ordered. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1000 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in advise mini miranda and advise borrower of payment due and set up payment to bring account current advise of loss mitigation and XXX information. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1031 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower was called to inform unable to take payment due to account status and borrower stated they will call back after XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1128 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorised third party called in to and stated they have gotten the call and people coming to the house and informing the loan is in foreclosure. Servicer advice they don't see the account is in default advice the borrower to check with county records. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1161 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the payment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1162 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. On XX/XX/XXXX, property damage has been identified. No further details were provided and there is no evidence of an insurance claim or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1313 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1001 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in and customer needs a payoff.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comment dated XX/XX/XXXX indicates that subject property has some XXX damage and the insurance claim was not filed. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in aXXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1198 | 2 | [2] Loan is in Bankruptcy<br>[1] Verbal Dispute - Servicer responded and appears issue is closed | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding about the business for XXX to XXX month.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Comment dated XX/XX/XXXX indicates there was a dispute regarding payment related and the dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX. Another bankruptcy case found case#XXX and chapter#XX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1138 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment. Borrowers promise to pay for XX/XX/XXXX in the amount of $X.XX. Borrower also stated about hardship due to curtailment of Income.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1118 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and informed that will make the payment when borrower have the funds by next XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1249 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding to set up easy payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1183 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1295 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer stated did not know what was going on and requested to have the information. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1296 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1354 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2760 | 3 | [3] Contested FC (No Atty Authorized) - Notes clearly state contested FC, no indication of resolution<br>[3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about status and discussed about received profit and loss statement on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX, no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX) no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-1285 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding XX payments which were made on the account. Which borrower intended on making XX payment Servicer advised the account is enrolled in automatic clearing house, Borrower stated that the payment was not processed for the XX payment servicer advised that the only way i would be able to process a refund is if both payments cleared.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1385 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1023 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and advised of the account status and setup payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is service.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1086 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1432 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Contact number not found in file. |
| XXXX | CMLTI 2025-RP4-1408 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for the account discussion and payment . Also, online account was unlocked.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1320 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called for status on workout. Customer wanted to make sure that earlier call that notes were put on account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is MFR filed. A motion for relief was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1002 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in wants to verify payment was received and ACH was set up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX) declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1548 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1579 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and discussed the loan level advance fees and interest on advance fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1783 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding confirmation of a payment made online, which was successfully processed. The agent confirmed the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX, the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster XXX and no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-1602 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to check on payments to see when got lowered.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1156 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding loan information and stated just made a payment and will make another XX payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2748 | 3 | [3] Delinquent HOA Fees<br>[3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get account information and stated that the spouse was in charge of paying the loan while they were out of the country. Borrower did know that the account was in foreclosure. Advised the borrower of workout being open since XX/XXXX and borrower requested assistance package.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. As per the comment dated XX/XX/XXXX there is delinquent homeowner insurance in the amount of $X.XX. No evidence of delinquent homeowner association was paid off. |
| XXXX | CMLTI 2025-RP4-1042 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform won't be able to making payment for this month. Servicer discussed the repayment plan and borrower agree on doing the three months to bring the account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1050 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Called borrower stated already mailed checked.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2750 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform working with lawyers to get required documents.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is service.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1007 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to set up payment. Borrowers promise to pay for XX/XX/XXXX in the amount of $X.XX. Advise once the check is received and this payment clears then that will leave a balance of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1099 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called wanting to do short sale and customer advised borrower don't qualify because full payoff is required borrower 2 and borrower will try to get someone to find buy the home, but borrower highly doubt it and borrower said that borrower will go into foreclosure because borrower has no money to pay it hence she is receiving unemployment, and she advised no.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1087 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower advised payment will be drafted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX.XXX on XX/XX/XXXX. There is damage reported. |
| XXXX | CMLTI 2025-RP4-1113 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower to discuss about payment and agent advised borrower made XX payments and will catch up in the month of XXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates that credit dispute was filed and has been resolved.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1093 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1108 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and wants to keep the property.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1095 | 2 | [2] Currently Delinquent Mortgage<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to check the status of the account and said will be sending the payment of $X.XX by XX/XX/XXXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1112 | 2 | [2] Currently Delinquent Mortgage<br>[1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called regadring assistance program decision. Borrower stated unbale to afford repayment plan. Repairs currently not underway, will resume.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment dated on XX/XX/XXXX. Property had damage and discuss ongoing on repair. There is no evidence for 100% repair was completed. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1141 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to discuss about account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1172 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss the dispute resolution subsection on credit reporting. Borrower stated that state of XXX does not use a reaffirmation agreement at the end of bankruptcy, that they use a state of intention at the start of Bankruptcy only.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX indicated the borrower had credit dispute. Borrower stated they reaffirmed the debt and wants it reported to the credit bureau. Bankruptcy verified and reviewed bankruptcy was discharge and reported by the prior servicer. on comment dated XX/XX/XXXX The dispute resolution letter sent for the same.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1167 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower wanted to setup automatic clearing house.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2756 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Advocacy dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX dispute identified as other. On XX/XX/XXXX, dispute resolution letter send dispute was resolved. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1212 | 1 | [1] Verbal Dispute - Servicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding questioning the LPI refunds due.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Comment dated XX/XX/XXXX indicates there was credit dispute on the account and stated should not have bad reports to credit and the dispute was resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-1276 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to see how they can make payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1197 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1217 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding confirmation payment and borrower made EZ payment onXX/XX/XXXX on in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. As per comment XX/XX/XXXX indicates bk was closed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX and XX/XX/XXXX indicated the property is in a XXX disaster XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1225 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the escrow shortage payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1207 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for monthly payment questions requesting to remove escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1209 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1232 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss breakdown of principal.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, credit dispute was raised by the borrower, and the issue was resolved. On XX/XX/XXXX, credit dispute was raised by the borrower, and the issue was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1234 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding their inability to send the required documents due to an injury, and the agent informed them that they may submit the documents by mail once all are available. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1243 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a missing information promise to pay by XX/XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1247 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the remainder of the XXX payments and will make XXX payment at a later date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1248 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and put a hold on bank account due to fraud. Borrower stated that the payment will be refunded.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1262 | 1 | [1] Subject May Not Be 1st Lien - Title company has acknowledged and signed letter of indemnification | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The co-borrower called to let servicer know that they mailed the payoff amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Commet dated XX/XX/XXXX there is evidence of title issue due to Prior lien. Senior deed of trust lacking release or satisfaction recorded XX/XX/XXXX. The title issues were resolved as of XX/XX/XXXX. There were mentioned of actions taken for resolution of the title issue and letter of indemnification was issued by the underwriter.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1267 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss on the account. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1278 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and wanted to add spouse as authorized user. Advised cannot add over the phone and can go over the website and add.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. BK case#XXX discharged on XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1287 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1275 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1268 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1270 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested a Spanish representative. Servicer transferred the call to Spanish line.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1280 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in made aware of assistance options. Borrower stated didn't provide exact date of method payment will be paid.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1288 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as wanted to see if payments were made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1292 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in check was letter sent is online portal, agent advised online statement was made online.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On comment dated XX/XX/XXXX dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1321 | 2 | [2] Currently Delinquent Mortgage<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding will make payment by end of the week. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX there was a payment dispute identified, and the dispute was resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1284 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding want to know if a payment set up related.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - family.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due toXXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-1291 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called because they want to change draft for ACH says routing and account are invalid and verified information and they are all the same.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1293 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform they will pay at the end of month and requested for change in payment due to change in insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1303 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and make payment and borrower asked if we had a repayment plan advised that payment would have to process first to see if it was eligible option.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1294 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The co-borrower called in to get ACH set up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1298 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the credit dispute and wanted to dispute the credit reporting and the escrow.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX a credit dispute was identified. On XX/XX/XXXX the borrower called and wanted to dispute the credit reporting and the escrow and stated that XXX paid the escrow shortage. On XX/XX/XXXX the dispute resolution letter was sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1304 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in and wants to cancel autopay on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1317 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Co-borrower called in to the status of the payment and repayment plan.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment date XX/XX/XXXX indicated payment dispute. Borrower stated that Payment misapplied. Comment dated XX/XX/XXXX submitted letter for qc and dispute resolution letter sent out for the same.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1329 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in declined automatic clearing plans to make a payment in two days.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1348 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to make sure payment is updated for P&I payment only and intend to make up escrow shortage at EOM.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1366 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding cure payment and set up payment. Borrowers promise to pay for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1312 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding account discussion, and the agent noted that the borrower plans to put the property on the market and will no longer make payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1323 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called made verification and also gave consent to record. Borrower informed the reason for delinquency as curtailment of income.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1310 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to make the payment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1314 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to see if there was an analysis done to which agent went over the escrow shortage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage. |
| XXXX | CMLTI 2025-RP4-1319 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to set up payment and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1316 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and asking for insurance information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1322 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in will be making payment. Borrower wanted to know how to get borrower 1 name off of account agent advised can refinance or go through the successor in interest process. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1331 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding on pause ach. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1340 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1327 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated that they are going to send the tax return, pay stubs, bank statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1339 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and got notice regarding not making payment. Borrower wants to make payment today.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1361 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party XXX called regarding account discussion and was verified. Borrower inquired about forbearance and was advised of the end date of XX/XX/XXXX. Agent advised that if possible, payments or arrangements may be resumed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1353 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and agent spoke to borrower about making monthly payment borrower hung up and said will pay when borrower is ready.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1362 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and confirmed payment was mailed on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1369 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding loan account. Borrower verification made and borrower verified. Borrower authorized family member servicer advised unauthorized third party is now Authorized third party. Authorized third party requested Form XXX and servicer assisted with online access, provided username, reset password, and helped locate Form XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXXX disaster area XXX on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1360 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer is late due to pay date. Customer will make ez pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1364 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discussed on the account borrower stated borrower is working with the state for the XXX advised to borrower about the mobile app.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1370 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss regarding the account and decline auto draft payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX on XX/XX/XXX No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1388 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to discuss about automated housing clearance did not draft and agent advised payments for XX/XX/XXXX and XX/XX/XXXX received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1413 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1415 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1446 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment. Borrower working on getting the flood Insurance off the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-1384 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to change payment date and scheduled the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1404 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and spoke with borrower XX/XX/XXXX ezpay was non sufficient funds, funds available for second attempt.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1425 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1426 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss the account servicer was informed that we need the document packet submitted in order to proceed with the review.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX borrower loss mitigation dispute was resolved. Prior to that as per comment dated XX/XX/XXXX borrower dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is death of family member.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Bankruptcy chapter XX Case # XXX filed on XX/XX/XXXX is active. Prior to that bankruptcy Case #XXX was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX due to XXX disaster declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1429 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1453 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss the account servicer advised autopay is on and monthly statement is sent after due date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1508 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and promised to pay $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1546 | 2 | [2] Legal Description Issue - Mortgage contained incorrect legal and actions are pending to complete a reformation action | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding wanted to make a payment with credit card.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated XX/XX/XXXX indicates that there was a title issue for the legal description found. Title issue status was pending firm to proceed with reformation. There is no evidence of title issue being resolved.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1545 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated will make the regular payment plus the extra $X.XX from the verbal plan that was not paid in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, Borrower raised dispute, and the issue was resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1561 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower scheduled a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per the comment dated XX/XX/XXXX borrower stated had damage to the property and borrower not unable to rent the property. No evidence of repair started, or 100% repair inspection done. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1649 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in, stated that waiting for the tax return to be accepted by XXX will submit once received. Borrowers promise to pay for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1655 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding late fees while enrolled in auto pay, and the agent noted that payments were drafting for the previous month, causing a delay. Borrower made the past due payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1764 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding loan status. servicer advised the status of the account. Borrower wanted to know what they have to do to keep going from foreclosure. Servicer advised to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1434 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and provided the phone number. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Property Taxes and Mortgage payment. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates borrower raised the dispute regarding the property taxes and mortgage payment payment and resolution was provided on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1445 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and scheduled XX payments. Servicer offered repayment plan and borrower declined the offered.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1436 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding customer cure amount $X.XX and borrower declined to set up EZ pay arrangements.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1226 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in about letter they have showing that they don't have home insurance to which agent advised of the flood insurance on the property set on ACH.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1301 | 2 | [2] Currently Delinquent Mortgage<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower's family member stated that the borrower passed away and inquired about the assumption process. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1277 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in inquiry about deferral agreement<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1265 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know the status of the account. Borrower stated they had servicer transfer note, Borrower wanted to set ACH and bring loan current. Advise account is due for the XX months. Borrowers promise to pay for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1251 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1454 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding account discussion and stated they will make a payment of $X.XX via EZPay on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX, the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster XXX described as XXX. |
| XXXX | CMLTI 2025-RP4-1324 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower did not give a reason for the delay on XXX payment and stated they will call back around the XX/XX to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1392 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to discuss concerned payment has not cleared.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1785 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding made her date XX/XX payment and ACH for XX/XX she is not interested in website and mobile app.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1421 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to confirm whether a payment was received and was advised of the last payment posted. They stated intent to either make a payment online or issue a bill pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1169 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower said the payment was sent via bill pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1358 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to ask why they keep sending the letter. Advised them that the state customer lives in legally has to send the letter.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1401 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer stated will make a payment on the online account. Customer asked about an insurance claim check received that requires endorsement. Call transferred to loss draft department.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comments on XX/XX/XXXX indicate that the borrower received an insurance check for unknown damage to the property and asked how to get it endorsed. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1357 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower scheduled a payment by phone.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1072 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make schedule payment for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Bankruptcy. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX dispute is reviewed and resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1008 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. customer is waiting for SSI check to come in and will make payment, but family member is very seriously ill, and customer is not sure if might sale home.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster XXX due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1014 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Co-borrower called in and wanted to check there was note left on door that inspection done on home. Borrower wanted to know why two payments cannot have come out in the same month. Agent informed that borrower could make payment, but it would have different dates on payment. Borrower will do it online. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No property damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No property damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-1021 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and get the reinstatement quote and check if we received the bank wire that was sent in for $X.XX. Servicer confirmed it has been received. Borrower has bee retired for a while and they will resume regular payments in XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1922 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called verified and gave consent to record is confirmed. Paid $X.XX for mobile home tax, but property tax of $X.XX is still unpaid. Foreclosure expected by XX/XXXX, and no payments will be accepted after XX/XX/XXXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1925 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in regard to insurance details. Call transferred to assurant.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. Customer filed XX bankruptcies under chapter XX. XX bankruptcy was discharged on XX/XX/XXXX and XX bankruptcy was discharged on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1929 | 2 | [2] Damaged Exterior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Co-borrower called in regarding monthly statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per comment dated XX/XX/XXXX Borrower stated that property damage due to XXX and they have check sent for the endorsement process. No evidence of all repairs was completed or There is no evidence of 100% completed repair inspection. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1934 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called to the borrower and borrower answered to make payment no to recording at first then agreed to do so only for payment we then started to take payment but when i disclosed late fee she became upset and hung up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX indicated the property is in a XXX disaster area. XXX No damages reported. |
| XXXX | CMLTI 2025-RP4-1940 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated the reason for default as additional expenses. Servicer advice the account is due for XX/XX/XXXX and XX/XX/XXXX payment for $X.XX. Servicer advice to schedule payment and borrower agree to schedule the payment for XX/XX/XXXX for $X.XX and for XX/XX/XXXX for $X.XX. Servicer advice the verbal repayment plan also advice the loss mitigation options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1949 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called to borrower regarding ACH set up, Borrower declined to set up regular ACH.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicated credit dispute for the needed additional information. on dated XX/XX/XXXX Record for Hardest hit fund received on XX/XX/XXXX and general acknowledgement received for the same.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1950 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called borrower to discuss the account borrower intends to bring the account current by XX/XX/XXXX along with $X.XX returned check fee and also is aware of verbal plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1966 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer was calling to make payment on the account which was scheduled for XXX month in the amount of $X.XX and $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Pass task. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX, there was a pass task dispute. Customer stating in the process of completing RMA and requested help from XXX. Dispute which was resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1968 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to follow up on account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1971 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Mortgagor called regarding account details. Payment history is all caught up. Mortgagor also called to confirm that the payment was scheduled. A Promise to Pay (PTP) was set for XX/XX/XXXX with an amount of $X.XX. An Interactive Voice Response (IVR) payment of $X.XX was received, and the Fee Waive Flag is set to XX. XXX No Contact Notice was sent via email.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Credit bureau disputes were reviewed and resolved through Automated Consumer Dispute Verification (ACDV) processing across multiple Credit Reporting Agencies (CRAs). Verified disputed information was updated accordingly. For XXX (Control #XXX), the Date of Account Information (DOAI) was updated to XX/XX/XXXX and the pay grid reflects no bankruptcy. For XXX (Control #XXX and #XXX), updates were made due to XXX constraints and the pay grid reflects no bankruptcy. For XXX (Control #XXX and #XXX), the Date of First Delinquency (DOFD) was updated to XX/XX/XXXX and the pay grid reflects no bankruptcy.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1977 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform they made an error while making last payment and agent assisted in setting up new payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1980 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to verbal plan related XX/XX/XXXX amount $X.XX consumer accepted plan. Consumer is going to hardship with a rent property.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1986 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted the payment id for the payment scheduled. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1990 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for the web inquiry and payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1994 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed. Agent spoke with borrower insists the account is current, said borrower will follow up with cfpb.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX payment dispute identified and resolved. On XX/XX/XXXX confirmed received the check copy with a partial bank statements and advised need full statement to confirm funds cleared. On XX/XX/XXXX dispute resolution letter send. On XX/XX/XXXX, a payment dispute was received. The dispute was resolved by the servicer. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX No damages were reported. |
| XXXX | CMLTI 2025-RP4-1996 | 2 | [2] Currently Delinquent Mortgage<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed payment history XXX payment will be made online next week. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1998 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower also called to ask why they didn't get an email about their monthly statement. Agent explained that they're not signed up for paperless statements, so they won't receive that email. They also wanted to check the status of a payment made online on XX/XX/XXXX. Agent confirmed that the payment request was successfully submitted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2008 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and asking for the statement, occupied the property and verified phone advise to go to the phone and do print screen.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2012 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the deferral agreement. Servicer advised will upload the agreement via website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2014 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about the account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2020 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about where to make payments to which agent advised that the loan is with them and should be made there.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, XXX disaster declared on XX/XX/XXXX, due to XXX). There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, XXX disaster declared on XX/XX/XXXX, due to XXX). There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-2026 | 2 | [2] Loan is in Bankruptcy<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in regarding the payment for bankruptcy. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates borrower raised the loss mitigation dispute and resolution was provided on dated XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is MFR filed. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2030 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in stated sent in a payment via check at the end of XXX for $X.XX servicer advised it was not received borrower stated will cancel the check and made payment for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2045 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted authorized third party and discussed about account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2059 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer informed will be making a payment either through website or app or phone system for the $X.XX processing fee.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2060 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to account status and servicer advised account has been behind for over a year. Borrower advised they may change to the verbal plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2073 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to know amount had to pay to remove private mortgage insurance. Advised per letter issued on XX/XX advised the amount of $X.XX. Borrower advised borrower does not agree with having to pay to appraisal.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2074 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2077 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discussed called in called for assistance to view XXX online could not access the website while on the phone.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2078 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Co-borrower called in regarding escrow refund check. Borrower requested for the reissue the escrow refund check in the amount of $X.XX, check date is XX/XX/XXXX and provide check number for the same. Submitted the request for the check reissue.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2082 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to set up EZ pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2084 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regards of deleting bank account and discussed payment arrangement. Borrower advise that will make payment by end of month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2087 | 2 | [2] Damaged/Occupied/XXX Zone - Active insurance claim but unclear who holds funds or covered by bid<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to confirm the ACH was still set to draft, servicer it is processing now and informed the delay was as a result of the holiday.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment XX/XX/XXXX indicates loss mitigation dispute was opened and on XX/XX/XXXX comment indicates dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment XX/XX/XXXX borrower stated repairs are still being worked on and XX/XX/XXXX indicates went over open hazard claim and ask how the repairs are going. Borrower stated is waiting for check from insurance company. and XX/XX/XXXX borrower needs to get the claim check endorsed so they can cash it and get the repairs done. and XX/XX/XXXX borrower sent a claim check to us and wanted new check issued out. no evidence for 100% inspection done and repairs completed. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX and XX/XX/XXXX indicated the property is in a XXX disaster area. |
| XXXX | CMLTI 2025-RP4-2088 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in about the workout status. Advised to the borrower it was denial.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2097 | 2 | [2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and needing to know wire instructions and needed to new pay off quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2105 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2106 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding other fees on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2109 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in with regards to the account password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2114 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to payment query and advised they will make the payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2118 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get the verbal plan again.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2120 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to review the account and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2128 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the ACH being drafted for XX/XX/XXXX. Also informed that property is occupied and reason for delinquency is noted as fix income.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2129 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know the procedure, how to add daughter on the deed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster are XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2131 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party said will not be making the payment and will make it along with the next payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2137 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and authorized third party. Also, requested reinstatement. Advised the borrower foreclosure attorney have to add borrower fees and offered foreclosure but borrower indicated already have it.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2138 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get assistance to login.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2145 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted authorized third party regarding payment on the account and authorized third party stated waiting for big settlement that will allow pay the account in full. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2146 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding have not received RMA as of yet and website payment has been made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2149 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and went over escrow shortage. Borrower intends to keep property.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is closed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXXdisaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2159 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2160 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2170 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in regarding to request assistance about unemployed and medical issues.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates that credit dispute was filed and has been resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2172 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2181 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer needed a copy of the note. Informed there is already copy on the website tried to get customer on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2186 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get new password to get into account and make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages in file. |
| XXXX | CMLTI 2025-RP4-2187 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in requested for information about mortgage account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX) due to XXX on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2189 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for the account discussion and wanted to update auto setup for the payment. Notified about the lender placed insurance in the account. Borrower will start looking for the insurance company and will send declaration page.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2194 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. No spouse is listed on the account, however the agent completed borrower verification with consent to record confirmed and advised the borrower regarding the escrow analysis letter accordingly.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2195 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2200 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and to see what options is available. Also, promise to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2207 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to setup payment for $X.XX to reduce the payment to $X.XX servicer advised to complete the form and be ready to pay the property valuation fee of $X.XX in system or $X.XX showing in last year's letter.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2224 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to see if payment was returned, agent advised not.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2225 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer noticed a double transaction in the month of XXX. Advised the account does not reflect due for the month of XXX, cure balance of $X.XX. Advised of the active ACH for the XX of the month. Advised of the one-time payment on XX/XX/XXXX for the amount of $X.XX that was scheduled on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2235 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to see why XXX had a lien on the property. Advised customer all mortgages have liens but when customer is in bankruptcy have to refer to the account as a lien.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. There was an ACDV dispute which was resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX. Prior bankruptcy was dismissed on XX/XX/XXXX with case#XXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2237 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the inheritance process and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2238 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to change the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2239 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to remove insurance from escrow and advised will send the removal form on the same day. Servicer advised new insurance policy was added however premium payment could not be confirmed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2247 | 2 | [2] Currently Delinquent Mortgage<br>[1] Damaged Exterior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and servicer advised of payment due.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per the comment dated XX/XX/XXXX borrower called in as wanted to speak with loss draft department in regard to repairs. As per the comment dated XX/XX/XXXX borrower is still waiting for the inspection to get completed on the XXX. No evidence of repair status or 100% repair inspection done. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2258 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to general payment query.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2267 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding about a text they received a check and want to put the full into escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-2271 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and promise to pay XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2272 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to edit the payment made online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported |
| XXXX | CMLTI 2025-RP4-2273 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for account discussion and regarding the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2279 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2281 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and servicer discussed about payment history, next due and discussed about documents needed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2295 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to schedule a payment. Was unaware it had already gone through via the auto system. Provided confirmation number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2302 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2308 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to make payment $X.XX, and i advised the verbal repayment plan has defaulted borrower stated will pay online $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2311 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check on auto payment. Advised to borrower payment already processing for XX/XX/XXXX which is taking longer to process due to holiday. Also, discussed escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2320 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and payment history was requested.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2322 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to see if the funds received by the servicer.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2323 | 2 | [2] Currently Delinquent Mortgage<br>[2] Damaged/Occupied/XXX Zone - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated does not trust loss mitigation. Also, discussed shortage that borrower will apply XX/XXXX and XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per the comment dated XX/XX/XXXX borrower called in to send the check to be endorsed. As per the comment dated XX/XX/XXXX borrower stated home was XXX since XX/XXXX and applied for XX mortgage relief. As per the comment dated XX/XX/XXXX borrower stated more than XX% repair done for XXX/ XXX/ XXX and working on XXX. As per the comment dated borrower is waiting for insurance claim check. No evidence of 100% repair inspection done. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-2332 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in and stated that got laid off and has not received unemployment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2344 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2348 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and requested XXX forms.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: <br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2349 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in with general questions about the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2356 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to get a payoff quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2358 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and following up on dispute. Advised dispute is still open and being reviewed.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Escrow Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, dispute reported due to escrow overage check issue to borrower. On XX/XX/XXXX, dispute resolution letter was sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is dismissed. On XX/XX/XXXX, loan care messed up borrower's account during bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2359 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regrading payment. Borrower discussed about late fee amount and unable to remove late fee.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2368 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and said at work and refused and also advised payment will be made by the XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX indicated the property is in a XXX disaster area XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2372 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower was in hospital and asked if they could call back.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2377 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inquire about the tax and insurance increase. Agent verified borrower and provided consent to record. Agent explained the reason for the increase and how it was calculated.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2381 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed. Borrower inquired about the current unapplied balance on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2385 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called to schedule the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2386 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for accounting. Borrower was verified and consented to call recording. Servicer created task to research hazard insurance payment due to notice of non-payment received by borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2387 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding was told could pay just principal and interest and had to get XXX repairs done and advised to allow more time for cashiering.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX states that XXX repairs are needed. No further details were provided and there is no evidence of an insurance claim or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-2388 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and borrower payment made on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2391 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in because she switched companies want to make a payment towards the escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2393 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and said that they will make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2403 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to turnoff paperless feature.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX). No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2407 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make additional principal payment of $X.XX also to request payment history.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXX. No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2433 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding to change easy pay date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX states repair is needed due to XXX. No further details were provided and there is no evidence of an insurance claim or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2436 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2437 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called regarding the account discussion.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute. On XX/XX/XXXX there was an dispute regarding the loss mitigation. On XX/XX/XXXX resolution was been provided.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2453 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called the borrower. The borrower confirmed that a payment had been made but stated they were unable to discuss the matter at that time and would call back later. The call was subsequently disconnected. No consent to record was provided.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. The borrower's dispute regarding bankruptcy discharge, fees, and credit reporting was reviewed under Dispute ID XXX by the Advocacy department and passed oversight quality control. The credit reporting agency (XXX) verified the disputed information, confirming no bankruptcy was present, and the ACDV form was processed with supporting documentation. An XXX Dispute Resolution Letter was sent to the borrower to confirm the outcome.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX, the property is located in a disaster area designated by the XXX. It was declared on XX/XX/XXXX, under XXX disaster number XXX, described as XXX. No damage was found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-2467 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2499 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called borrower to discuss the account borrower scheduled payment for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2522 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and requested to close workout or deals review.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2524 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to change the payment date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of family member.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2533 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in as account is past due for the XX/XX/XXXX payment. A XX-month repayment plan starting XX/XX/XXXX with monthly payments of $X.XX has been agreed upon. XXX payment must be received by XX/XX/XXXX to activate the plan. Unapplied funds already considered. Fees and advances not included. Late payments may affect credit reporting. Customer can pay more or ahead to finish early.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2610 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated that they need login information and want to reset the password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2614 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called the borrower to discuss verbal plan and borrower stated they will think about it. Borrower stated they will make an online payment on XX/XX/XXXX in amount of $X.XX and another payment after XX weeks.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2620 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower will make a payment through online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2623 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to change their payment amount from $X.XX to $X.XX due to insufficient bank account balance. Borrower also setup XXX payment in amount of $X.XX dated XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written credit reporting dispute was raised by the borrower and resolved by the servicer as a response was sent via XXX. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2625 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to inquire if the taxes were paid.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2632 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding the amount due on the account. The agent advised them that a deferral was recently granted, and once the deferral terms are implemented, the next payment will be due on XX/XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2657 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform to add the taxes to mortgage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2668 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding the payment due and escrow details on the account. The agent advised them that a new escrow analysis has been requested. The IVR topic presented to the borrower confirmed that the payment made on XX/XX/XXXX, in the amount of $X.XX, was posted to the account on the same date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX, under XXX disaster number XXX described as XXX and no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-2692 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get help to access account online and set up auto draft payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2696 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called the borrower and borrower set up XX-month verbal plan. Servicer advised payment needs to be made by XX/XX/XXXX or plan will be cancelled.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written credit dispute was raised by the borrower and resolved by the servicer as a response was sent via XXX. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2711 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2779 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[3] F/C Sale Date Scheduled Within Next 6 Months<br>[3] Loan is in Foreclosure<br>[2] Property is located in a XXX disaster area. | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss review decision and plans to appeal the decision.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure sale is scheduled for XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per comment dated XX/XX/XXXX borrower needs to open a claim for the damage to the property. No further details were provided and there is no indication of repair completed or 100% inspection. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. Damage has been reported. |
| XXXX | CMLTI 2025-RP4-1917 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower contacted regarding the account. Agent discussed account details. Borrower expressed intent to make the XXX payment. A new EasyPay entry was created with Check Date: XX/XX/XXXX and Check Amount: $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2780 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and stated may refinance went over modification documents.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1918 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss the account and wanted to schedule the payment for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2781 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about the account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1919 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and about the escrow shortage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1920 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wants to update payment information. Borrower wants to make payment for $X.XX via phone.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1921 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The co-borrower called in and sent over quit claim deed and wanted to know if there was any way to remove name from the property. Advised about refinance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1923 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1924 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make a payment and promise to pay in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster number XXX declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No damage were reported. |
| XXXX | CMLTI 2025-RP4-1926 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to make next month's payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX); declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1928 | 1 | [1] Verbal Dispute - Servicer responded and appears issue is closed<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding XX mortgage payments will be mail tomorrow to bring the account current.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is XXX. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX there was a written dispute type in the file related homeowner assistance funds, and the dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-1930 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and needs to change date of payment scheduled from XX/XX/XXXX to XX/XX/XXXX for $X.XX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1931 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make sure payment was received and stated they will be sending additional payment this month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1932 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to payment correction request and servicer advised it was completed. Borrower inquired about credit reporting and servicer opened a new correction task. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1933 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discussed borrower verification entry made and borrower needed payoff amount to requested payoff advice pending.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: <br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2782 | 3 | [3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to check the status of the account and stated the account is in an estate and will contact the attorney to see when will be able to get the funds released to reinstate the account. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX on XX/XX/XXXX.. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1935 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called and agreed to ezpay. Servicer assist website new user set up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1936 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and about the XXX program.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicate that there was a modification dispute raised and was resolved and responded by the servicer.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1937 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding account verification and borrower wanted to pay the amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1938 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called in about the mortgage assistance programs and credit impact advised about credit impacted. Borrower called to accept payment plan on account. Then borrower asked will this report to the credit bureau while borrower is on the plan.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated on XX/XX/XXXX. Credit dispute has been resolved. No future question found.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1941 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1942 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called for account discussion.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1943 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower to discuss regarding the cure amount of $X.XX also informed about modification and repayment plan however borrower rejected the plan.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is XXX Balance. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates that there was dispute filed and has been resolved.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1944 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Spoke to the borrower, helped reset their password, and showed how to change security questions.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1945 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorised third party called in to make the payment for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1947 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer returned call regarding closed assistance review. Borrower requested it to be reopened and mentioned wasn't informed about the reinstatement quote. Also asking where the remaining funds went and will call back to explore options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1948 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower offered verbal XX and XX month plan a retention work out however refused same.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated on XX/XX/XXXX. Credit dispute has been resolved. No future question found.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1951 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding account details. Mortgagor discussed the account and completed borrower verification—status: Verified. Consent to record: Yes. Borrower inquired about the XXX payment and expressed intent to make a payment exceeding the monthly amount to bring the account current. Borrower no longer wishes to assume the loan but wants to keep the Successors in Interest status open. A new EasyPay entry was created with Check Date: XX/XX/XXXX and Check Amount: $X.XX Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1953 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to reset password to make payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1955 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower answered the call and mentioned borrower intent to make the payment over the weekend, however, the borrower declined to schedule a payment during the call.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2783 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and said will be trying to pay at least XX months in the next XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is attorney delay. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1956 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and requested payoff quote and to reset password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1958 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1959 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to discuss their online account and amortization and reset online account password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1960 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to set up ACH as it was advised at the end of the call.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1961 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to bring account current. Verbal plan was verified on or before XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1962 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regards received a letter regarding correspondence letter servicer advised it was an acknowledgement letter for his previous request.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1964 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding about being late with the monthly payments and wants to dispute that current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1965 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the payment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: NO contact number found in the file. |
| XXXX | CMLTI 2025-RP4-2785 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to request the reinstatement quote to reinstate the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2786 | 3 | [3] F/C Sale Date Scheduled Within Next 6 Months<br>[3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform that required documents were emailed for modification review.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure sale is scheduled for XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1967 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted authorized third party regarding to discuss about pending action on account is in default.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1969 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized 3rd party called in to make the payment and XXX fee in the amount of $X.XX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1972 | 3 | [3] Title Issue -: Senior Liens<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Title issue was reported with prior lien. Title issue was reported with prior lien and was resolved on XX/XX/XXXX with indemnification letter.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1973 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about plans to bring the account current by XX/XX/XXXX and does not want to schedule but get assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2787 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and informed can send $X.XX and send the rest later told the funds might be accepted or they could be returned reinstatement amount: $X.XX provided attorney contact.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is business failure.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1974 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know the reinstatement amount. Borrower wanted to reinstate loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1975 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to verify pending payment amount of $X.XX to catch up as of today including XX/XX/XXXX payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1976 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the payment on the account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicate that the borrower disputed about the payment and was resolved and responded by the servicer,<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1978 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to payment query and advised they will make the payment on the same day.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1979 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in and promised to pay $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2788 | 3 | [3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to get the update on documents review. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1981 | 2 | [2] Payoff has been requested within the last 60 days<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discussed to wire information verified the wire information tried to provide the correct wire information and the bank and borrower was confused adding information not needed advised to get the letter with information.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates Loss mitigation dispute was raised by the borrower. On XX/XX/XXXX, servicer provided the resolution and dispute was resolved. Thereafter no evidence of dispute mentioned by the borrower.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster XXX declared on XX/XX/XXXX for XXX as per comment dated XX/XX/XXXX. No property damage reported. |
| XXXX | CMLTI 2025-RP4-1982 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1983 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated they are waiting for check to come in and borrower will make the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2790 | 3 | [3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as wanted to now what will be achieved from supplemental security income. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1985 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss about payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1987 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to have the Ezpay amounts changed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1988 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized 3rd party called in to check on assistance review status. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1989 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get principal balance. Servicer advised borrower of amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1991 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower discussed and requested the documents. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-1993 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform they will make payment today and declined loss mitigation options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1995 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Co-borrower called in regarding XXX information. Borrower requested for the XXX form.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1997 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1999 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and borrower has not received a payment and waiting for due to disability.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2000 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to request reinstatement quote and servicer advised funds need to be certified.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2001 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to make sure about payment which was posed on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comment dated XX/XX/XXXX indicates borrower raise the loss mitigation dispute as borrower made the payment for $X.XX on XX/XX/XXXX and payment were missing. Comment dated XX/XX/XXXX indicates review was ongoing to resolve the dispute and refund the amount. Comment dated XX/XX/XXXX indicates dispute resolution letter was send to borrower.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2002 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1796 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and promised to pay $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2003 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for the account discussion and payment. Borrower was not authorized for making payment. Advised payment was made on IVR and website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment dated XX/XX/XXXX there is XXX damage to the property and an inspection is required. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2004 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2005 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment for $X.XX and reported Excessive Obligation as reason for default.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2006 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower verified and gave consent to record. Borrower stated $X.XX was mailed on XX/XX/XXXX. Cure amount is $X.XX. Borrower intends to continue making payments to catch up. Delay due to reduced work hours.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2007 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2009 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to go over borrower payment history.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2010 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported |
| XXXX | CMLTI 2025-RP4-2011 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2792 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and advise status of the account and borrower want to selling the property.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is service.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX and XX/XX/XXXX indicated the property is in a XXX disaster area. No damages reported. |
| XXXX | CMLTI 2025-RP4-2013 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to check if they can apply for modification as they lost the job and intend to keep the property.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2015 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make XXX payment and agent provided confirmation number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. No damages in file. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages in file. |
| XXXX | CMLTI 2025-RP4-2018 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the documents requested.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2019 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to discuss the loan and how get logged in through the website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2021 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to follow up on the payment and will call in the XXX payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2022 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called borrower to complete welcome call. Assisted with paperless setup. Borrower was not near a computer but plans to enroll via website and mobile app.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2023 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower to discuss about account status. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2024 | 3 | [3] Title Issue -: Senior Liens | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and would like to switch back to paper mail delivery.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated XX/XX/XXXX title issue identified as prior lien. Prior mortgage recorded on XX/XX/XXXX, book XX, page XX. There is no evidence of resolution been provided.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2025 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2027 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding related to promise to pay. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-2028 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to check account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2029 | 2 | [2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and the account was discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2793 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated have been unemployed not getting any type of employment income want to keep his home servicer advised need to get proof of income from his job.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2031 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss about payment made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2032 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2033 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Mortgagor called regarding website login issues. Agent unlocked the account and reset the password to XXX. Mortgagor stated bankruptcy was completed XX months ago and inquired about its removal from the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX, the property is located in a disaster area designated by XXX.XXX disaster number XXX declared on XX/XX/XXXX for XXX, and no damage found. |
| XXXX | CMLTI 2025-RP4-2794 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[3] Loan is in Foreclosure<br>[1] Verbal Dispute - Servicer responded and appears issue is closed | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in for general account information.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. A verbal loss mitigation dispute was received on XX/XX/XXXX which was resolved. On XX/XX/XXXX advocate submitted letter to QC.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is service.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comments on XX/XX/XXXX indicate that there are multiple repairs needed and there is something wrong with the XXX. No further details were provided and there is no evidence of an insurance claim or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2035 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment to get caught up.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX shows that there is dispute on the account and borrower raised the dispute. Funds were removed from the wrong bank account. On XX/XX/XXXX dispute ID was created. On XX/XX/XXXX shows that dispute resolution letter sent.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2036 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for account discussion. Borrower also had questions on flood insurance. Advised need to speak with insurance department.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2037 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called o schedule an escrow payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Advocate dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX and advocate dispute was identified and the a dispute resolution letter was sent on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2038 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. Bankruptcy details not available due to limited comments.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-2039 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for the form XXX form for the year XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2040 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and discussed about bankruptcy, bankruptcy is being filed went over documents.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Bankruptcy has been dismissed on XX/XX/XXXX with case # XXX and chapter - XX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2041 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2042 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in and helped with documents.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2043 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called and wanted to setup ACH. Advised not able to set up it up until<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2046 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and asked to remove the number and stated she is not the person in charge of account and asked that we only contact co-borrower .<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2048 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to schedule payment. Payment made for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX reflects that the borrower reported XXX damage in the XXX and requested for the fire policy number for filing the claim, however no evidence that the borrower filed loss draft or submitted claim for the same. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX on XX/XX/XXXX. No Damages were reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2049 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer call borrower to discuss the account borrower stated was not aware payment was returned and needs time to think about assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2050 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment for month of XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2051 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding account transferred XX/XX received first statement from XXX, payment went from $X.XX to $X.XX, servicer advised a shortage was sent from prior servicer. Account needs time to board into the system can take up to XX days to fully board into the system.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2052 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2053 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2054 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for the account discussion. Borrower also wanted to check on pending payments. Advised two payment set up on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2055 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and wanted to make payment for XX/XX with late fee. Borrower promised to pay $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2056 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status and promised to pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX on XX/XX/XXXX, no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX on XX/XX/XXXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-2057 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called borrower to discuss the account due for XX/XX/XXXX-XX/XX/XXXX cure balance in the amount of $X.XX. Borrower stated they are able to schedule a payment to cover the month of XXX and will be able to cover the month of XXX around XX/XX/XXXX. Agent advised borrower about repayment plan options for XX month, and XX-month period also advised of loss mitigation options to which borrower stated they do not receive unemployment benefits. Borrower stated reason for default is due to hospital expenses.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2058 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and was advised about the details and online password reset and no cards can be used for payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2061 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to make payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1797 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and informed that going to reschedule online payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2062 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2063 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2064 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss the account and make a Repayment Plan payment. The agent informed the borrower that a website payment of $X.XX was received and advised that a Promise to Pay of $X.XX is scheduled for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. The borrower disputed the accepted repayment plan, stating their monthly payments increased by $X.XX, causing hardship. They questioned the use of Net Present Value instead of Loan-to-Value and requested modification assistance. The dispute (ID: XXX) was reviewed and passed all checks, including Advocacy Review and Oversight QC. As a result, the XXX Dispute Resolution Letter was sent to the borrower.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2065 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called the borrower and informed that the requested check amount of $X.XX (Check No. XXX) has already been cashed. Reference to the CE Void note dated XX/XX/XXXX was provided.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2066 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2067 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and payment was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2068 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to confirm the tax payment was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2069 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in as wanted to delete the payment but payment was already under processing.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2070 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2071 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to get online account unlocked and password reset.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2072 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and inquire about the auto draft.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in the file. |
| XXXX | CMLTI 2025-RP4-2075 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2076 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to verify if the payment made was sent out for processing.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2079 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed. Servicer advised that a retention application was noted but the unemployment document is missing. Borrower clarified they are not unemployed and therefore do not have that document. Borrower has not attempted to set up auto draft payments and is not interested in paperless communication. Borrower confirmed they have already applied for the Homeowner Assistance Fund and have the necessary information. They expressed interest in the mobile application. Servicer provided the name of the application and borrower stated they will use it without needing assistance to set up the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2080 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated the reason for default as illness. Servicer advice that they can send the request for assistance. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2081 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment toward interest in amount of $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written loss mitigation dispute raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. Bankruptcy was closed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2083 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to inquire about deferral plan and opened repayment plan to set up loss mitigation.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2085 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the account information.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX there was a loss mitigation dispute identified and the same was resolved on XX/XX/XXXX as a resolution letter was sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2086 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding status of modification.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2089 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to check the status of the account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2090 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to discuss about account and ach customer made a payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2091 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and requesting XXX- for XXXX document requested now promise to send by the end of the week.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is service.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2092 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and promise to pay $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2093 | 2 | [2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and asked that when will the credit reporting going to reflect current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2094 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in went over prior modification they completed with prior servicer with resulted in a large deferral principal balance.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On comment dated XX/XX/XXXX loss mitigation dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2095 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make a payment and discuss the workout document packet.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment dated XX/XX/XXXX, property damage was incurred on XX/XX/XXXX. The borrower had big home repairs to pay. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2096 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2098 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in to discuss the account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2099 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2100 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding Escrow shortage.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicated there was credit dispute for the payment history and dispute identified and submitted. On comment dated XX/XX/XXXX Credit dispute resolved, and dispute resolution letter sent out for the same.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2101 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to make a payment on XX for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2102 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer needs a payoff on the account and made a payment via the phone.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Validity for Debt dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. There was a dispute for validity for Debt. However, dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. Bankruptcy was discharged on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1798 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss account. Stated they made their XX/XX/XXXX payment to the prior servicer, called on XX/XX/XXXX and submitted an iPay request to have funds sent over from the prior servicer. They also sent an email copy of the payment withdrawn from their account. Call was disconnected while attempting to verify the information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2103 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called stating they won't be able to make the payment plan tomorrow to which agent advised that on the forbearance plan there is no grace period, and the plan may be canceled if the payment is not made on time.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no property damage reported. |
| XXXX | CMLTI 2025-RP4-2104 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss the payment due on on the account<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2107 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and will send policy declaration for insurance company.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, loss mitigation dispute identified. On XX/XX/XXXX, dispute resolution letter was sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2108 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to pay and set up payment. Advised cure amount $X.XX. offered to set up multiple payment, borrower declined. Set up ez pay arrangements for XX/XX/XXXX in the amount of $X.XX. Customers advise to open the application for the mortgage assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2110 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to loss mitigation options and servicer advised paystubs or verification of employment is needed. Borrower also scheduled two payments in amount of $X.XX and $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2111 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about the account status and discussed escrow on account. Submitted reprint request for escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2112 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated they will make payments tomorrow to bring account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2113 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower's spouse promised to call back tomorrow with payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2115 | 3 | [3] Delinquent HOA Fees<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to request a letter showing account in not in foreclosure and servicer submitted a request to send a verification of mortgage.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written credit dispute raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX. Bankruptcy was closed on XX/XX/XXXX. Comment dated XX/XX/XXXX indicates motion for relief was filed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX and XX/XX/XXXX indicate delinquent XXX in amount of $XX.XX. There is no evidence of XXX dues being paid off. |
| XXXX | CMLTI 2025-RP4-2116 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-2117 | 3 | [3] Title Issue -: Other<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to see if account was out of foreclosure and advised them that it was. Borrower stated that they were still receiving documents about foreclosure and if they can make payment earlier.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated XX/XX/XXXX indicates title issue identified as Other due to city lien. No title issue has been resolved. There is no evidence of title issue is being resolved<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2119 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for the account discussion. Also, mentioned reason for delinquency as let go from the job.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2121 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and called to make a payment to principal of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2122 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2123 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2124 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in about account discussion and borrower having question about the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2125 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and wanted to bring account current and have the fee waived, Made XX payments $X.XX ACH. Advised to download the mobile application and walk create a account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2126 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to see how the payments will be applied and agent advised payment was due for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. A loss draft claim was noted on XX/XX/XXXX for unknown damage to the property. The claim was mentioned again on XX/XX/XXXX. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2127 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written credit dispute was raised by the borrower and resolution was provided.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2130 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. An authorized third party called to discuss the sale of the property and was informed that the account may be eligible for assistance. The caller was transferred to the appropriate department for further support. Borrower verification entry was made confirming the authorized third party is verified and consent to record was provided.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comment dated XX/XX/XXXX monthly exception was received under the Advanced Monthly Exception Process due to the credit bureau reporting a delinquency on a loan that has an active payment dispute. Automated update reference number XXX was processed to suppress the reporting for XX/XXXX. No further action is required at this time.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2132 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and request for a letter has been processed, we will deliver the letter via mail.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2133 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to go over post forbearance options and agent advised to register online and submit online application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2134 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to speak with insurance about property address being wrong on their end. Borrower continued speaking with insurance agent and could not find any discrepancies.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2135 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and mentioned will try to catch up with the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2136 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for the account discussion. Borrower also wanted to inquire about the refund that was requested. Advised to provide more time for the process.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2139 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called the borrower, and they advised payment was not made because they were busy. Borrower made XXX and XXX month payments in amount of $X.XX. Servicer advised about escrow and payment change for XXX month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2140 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer informed got notice on door to contact XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2141 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding bill pay set up. Borrower promised to pay for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX on XX/XX/XXXX. No Damages were reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2142 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to setup payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2143 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2148 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for the account discussion and to go over the clarification that was unable to provide the profit and loss statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2151 | 3 | [3] Title Issue -: Senior Liens<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Call from authorization person when system issues occurred.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Asper comment XX/XX/XXXX borrower raised loss mitigation dispute was raised and the same has been resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment XX/XX/XXXX title issue was identified due to Prior lien, and XX/XX/XXXX comment indicates prior lien holder is a private party. (Manual Cure Needed Hello, I need a response to the below inquiry about how your Firm will proceed to cure the prior mortgage as a Title Claim could not be filed) As per comment XX/XX/XXXX firm is completing skip trace and identity contact information so a release can be requested and no evidence for title claim filed.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2152 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding account and password reset.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2153 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX on XX/XX/XXXX. No Damages were reported. No contact number found in the file. |
| XXXX | CMLTI 2025-RP4-2154 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in requested escrow analyze for borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2156 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get account number and agent assisted.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX borrower disputed for payment and it was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2157 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to ask a question about the new payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2158 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to inquire about the reinstatement amount. Advised the customer that the reinstatement amount is $X.XX, good through XX/XX/XXXX. Customer requested to close the current reinstatement quote and asked for a new one. Attempted to fill out the template for the new reinstatement quote. Advised the customer that the current sale date is XX/XX/XXXX<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated on XX/XX/XXXX indicates loss mitigation dispute was raised by the borrower. on XX/XX/XXXX.Servicer provided the resolution and dispute was resolved. Thereafter no evidence of dispute mentioned by the borrower.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is service.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. Comment dated XX/XX/XXXX indicates details of another bankruptcy with chapter XX which was filed on XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2161 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquire about getting an equity loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Comment dated XX/XX/XXXX indicates motion for relief was filed by prior servicer.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2162 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform will make the payment on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2163 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower verification made and wanted to delete pending payment for XX/XX/XXXX in the amount of $X.XX as they are going to make full payment for the repayment of $X.XX on the website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2795 | 3 | [3] Loan is in Foreclosure<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented<br>[1] Legal Description Issue - Mortgage contained incorrect legal and actions have been completed on a reformation action | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in for help to reset the password and advised reset has been done and decision will be sent out in XX days for the work. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated XX/XX/XXXX, title issue identified due to incorrect legal description. As per comment dated XX/XX/XXXX, curative action was filed and comment dated XX/XX/XXXX indicates firm has already included reformation.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2164 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about foreclosure, call transferred to bankruptcy department regard foreclosure sale date.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On comment dated XX/XX/XXXX credit dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-2165 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to follow up regarding the loss mitigation option.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2166 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to delete payment from ezpay dated for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2167 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to see what their principle amount is and let them know the best way to keep an eye on the principle amount outside of calling in.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2168 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as needed help to logging into web.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2169 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called in regarding missed call and advised XXX payment is currently due borrower stated will make XXX payment by the end of month. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2171 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to check the status of the account and to make the payment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is current loss mitigation in place. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.. No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1799 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regrading insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2173 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in borrower 1 occupies the property.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2174 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and will make the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. On XX/XX/XXXX, XXX damage to house reported. No information pertaining to 100% repair inspection found. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2175 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to make a payment and set up ACH.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2176 | 2 | [2] Currently Delinquent Mortgage<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and asking what document needed to become successor in interest. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment shows that dispute was found. Borrower raised dispute for loss mitigation and needs assistance. On XX/XX/XXXX shows that dispute resolution letter sent.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is poor. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2177 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to make a double payment in error and said funds are available for only XX payment and advised can make XX attempts after the XX attempt payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2178 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in as needed help with the website as payment made on XX/XX/XXXX not able to see was applied to the account. Advised to borrower nothing was transfer and loan is due for XX/XX/XXXX. Borrowers promise to pay in the amount of $X.XX for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2179 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the app and agent assisted with accessing mobile app.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2180 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to request the automated clearing house payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2182 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and wanted to discuss the escrow. Also, want to know if XXX statement can moved the escrow balance that covered the insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2183 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated work is slow and will make a payment today for XXX and may pay extra. Borrower declined the assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2185 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer is calling in regard to her deferral agreement that has expired. Advised customer that will add to the escalation log, for it to be reviewed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1800 | 3 | [3] Title Issue -: Senior Liens | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and said reinstatement amount not applying.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated XX/XX/XXXX indicate that there was a title issue regarding the prior lien. Comment dated XX/XX/XXXX following title issue discovered on this property is in the original principal amount of $X.XX, dated XX/XX/XXXX and recorded in Book XX, Page XX. Comment dated XX/XX/XXXX title claim letter was submitted comment dated XX/XX/XXXX No Loss Letter and indicate that the no evidence of any action taken for lien release or satisfaction release.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1801 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in updated the automatic clearing house bank account information and verified banking information. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2191 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-2192 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status, borrower promised to pay in the amount of $X.XX on XX/XX/XXXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster area due to XXX, No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2193 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to discuss why borrower have not pay the insurance yet. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2196 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get account information servicer informed of Original principle balance of $X.XX and XX/XX/XXXX as current Maturity Date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure sale date is listed as XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2197 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to inquire about deferral and advised deferral executed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2198 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2199 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for website assistance and requested fee history. Borrower made the payment in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-2797 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and stated working on the document needed for the review and they will send them as soon as possible.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per below comment dated on XX/XX/XXXX. Dispute resolution letter send to borrower. No future question found,<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is release from stay granted. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, the property is located in disaster area due to XXX.No property damage found. |
| XXXX | CMLTI 2025-RP4-2201 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to discuss on account as borrower had car issued changed date and agent advised it is reported late.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates that subject property had some XXX damage and borrower wants to contact with lender paid insurance. Comment dated XX/XX/XXXX indicates that borrower stated will contact loss draft department for XXX damage issue. However, there was no indication of 100% repairs inspection completed on the subject property. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2202 | 2 | [2] Currently Delinquent Mortgage<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to set up a payment for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2203 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss account details. Agent reviewed the escrow analysis, set up automatic payments, and documented a promise to pay $X.XX by XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Borrower disputed the bankruptcy status reported on their account, stating they have never filed for bankruptcy. The dispute was reviewed through the advocacy process under Dispute ID XXX, and all components were marked as pass, indicating resolution.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2204 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1802 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the payment and set up the ACH for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2209 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called borrower to discuss the account borrower reported death of family member.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of family member.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2798 | 3 | [3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in to ask about document submitted by family member. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is delay in returning requested documents. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2210 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to discuss the form send for ACH, the social security deposits check on every third XXX of the month. Discussed the due date change and how it worked. Customer made the interest only payment to change the date to the XX of each month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2211 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to find out who insurance was through.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2212 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for an update on the homeowner assistance funds. Also confirmed they've now been applied and has no further questions.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2213 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment with fee included in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2214 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2215 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Co-borrower called in to make payment for the month of XXX and XXX, XXX. Payment is set on ACH.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2216 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment in the amount of $X.XX. Borrower also inquired about late payments and servicer advised about grace period.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2217 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower regarding to payment due and borrower stated will be paying XXX and XXX month payment by XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2218 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2219 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called in and borrower stated will make payment end of week on website.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates borrower raised the written credit dispute and resolution was provided. There was previously credit dispute was raised and resolution was provided.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2799 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and agent advised that five pages of the Request for Mortgage Assistance (RMA) must be fully completed and signed, Proof of Income (POI) documents are needed (excluding paystubs), XXXX tax return and either XXXX extension form or full XXXX tax return with all required schedules are required, Credit Bureau Report (CBR) mismatch was noted, and two occupancy documents must be provided.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is service.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX no damage found as per the comments provided. As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX described as XXX provided |
| XXXX | CMLTI 2025-RP4-2220 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the assistance locating Form XXX. Agent informed them of the escrow shortage and provided the necessary guidance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2221 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX on XX/XX/XXXX.. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported |
| XXXX | CMLTI 2025-RP4-2222 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2223 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to confirm who is paying insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2226 | 3 | [3] Title Issue -: Vesting<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to verify that received the reinstatement amount $X.XX that was wired today and advised it has not been received yet.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. A title vesting issue was noted on XX/XX/XXXX. There is no evidence of resolution.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2227 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2228 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2229 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss about reason for payment due as borrower having paying bills and also lend out money.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2230 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and advised will send documents soon to be able to be review.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment on XX/XX/XXXX reflects XXX damage to the property. No further details were provided and there is no evidence of an insurance claim or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2231 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in needed assistance with verification code for the mobile application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2232 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get claim check number (resolved claim).<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2233 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2234 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower stated running behind but will make a payment at the end of the month and went over the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is business failure.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2236 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to update payment, went over payment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. On XX/XX/XXXX, the borrower reported XXX damage to the property. No further details were provided and there is no evidence of an insurance claim or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-2240 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to follow up on a previous conversation. They stated they will send a money order payment of $X.XX toward the escrow and also plan to submit an additional payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2241 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss payment due.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2242 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for the account discussion and wanted to make payment today for XXX and XXX. Also, wanted to setup auto pay on XX/XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2243 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to change ach to XX and discussed about account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-2244 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2246 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to follow up on the complaint made.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is escrow dispute.. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicate that the borrower disputed about escrow and was resolved and responded by the servicer. Comment dated XX/XX/XXXX indicate that the borrower disputed about the escrow and was resolved and responded by the servicer. Comment dated XX/XX/XXXX indicate that the borrower disputed about the late fees and was resolved and responded by the servicer. Comment dated XX/XX/XXXX indicate that the borrower disputed about escrow and was resolved and responded by the servicer. Comment dated XX/XX/XXXX indicate that the borrower disputed about escrow and was resolved and responded by the servicer. Comment dated XX/XX/XXXX indicate that the borrower disputed about multi issue with credit and was resolved and responded by the servicer.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2248 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to website set up and XXX statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2249 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and had questions on why their ACH was cancelled to which agent advised there is a pending discharge for XX/XXXX. Borrower insisted to have it set up again. Agent advised borrower was paid ahead under BK plan and confirmed monthly payment amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2251 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in on a recorded line to change EZPay. Advised the customer of the verbal payment plan and provided information regarding mortgage assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2252 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to setup an easy pay payment in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX). No damages reported. |
| XXXX | CMLTI 2025-RP4-2254 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2255 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discussed unapplied funds. Advised to borrower about task completed as of today and advised of turnaround time. Also, informed will call back once funds have applied.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2256 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to update checking account information and make payment for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2257 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to set up easy pay payment. Borrower is aware of the set up of payment for XX/XX/XXXX and wanted to change easy pay payment. Borrower also discussed about the escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2259 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the bankruptcy XX and stated they made XXX payment for post petition.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Bankruptcy. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Borrower called regarding the misapplication of bankruptcy payment and dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2260 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to unlock account. Account unlocked online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2261 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and wanted to know why they receive check to which agent advised that was an escrow overage check, also educated the borrower about Lenders Placed Insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2262 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding late charge fee in the amount of $X.XX have been waived, the new late charge fee balance will be $X.XX and your check is dated for XXX. XXX will be performing a one-time ach debit from your account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area. No damages reported. |
| XXXX | CMLTI 2025-RP4-2263 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to informed due for XX payments accepted XX month repayment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX credit dispute is reviewed and resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2265 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called in and account was discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXXdisaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2266 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and servicer advised of payment amount. Servicer advised of the residential mortgage application. Borrower made the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2268 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and servicer advised that servicer don't have the insurance information for the property and if it could be faxed to servicer or uploaded to avoid lender placed insurance. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2274 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get loan number and agent assisted.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX credit dispute was reviewed and resolved by servicer.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2275 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding for escrow set up and advised account breakdown of monthly payment and account is not escrow for taxes and send out letter to have account to be escrowed for the taxes.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2276 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXXdisaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2277 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2278 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called has already made XX payments and plans to make XX more payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2280 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to follow-up with the account and stated may be going through a hardship as not sure that will receive social security income check next month.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Bankruptcy Alert. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX borrower reported Bankruptcy alert dispute which was resolved and resolution letter was sent. As per comment dated XX/XX/XXXX borrower credit dispute was resolved and no further communication with borrower.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2282 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and advised of cure amount and borrower made payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2283 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called wanted to change the principal amount of $X.XX to $X.XX. Advised need to turn recording on to change the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2284 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX No property damage found. As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX XXX declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-2285 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to request for online assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2286 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and advised they will make the payment in a few days.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2287 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2288 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. As per comment XX/XX/XXXX there was one more case filed XXX filing date XX/XX/XXXX and the same has been dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2289 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to ask on how to send new insurance and asked to cancel escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2290 | 2 | [2] Damaged/Occupied/XXX Zone - Active insurance claim but unclear who holds funds or covered by bid<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, loss mitigation dispute was identified. On XX/XX/XXXX, dispute resolution letter was sent. Prior dispute was resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. On XX/XX/XXXX, borrower received a claims check which is to be endorsed. On XX/XX/XXXX, borrower wanted to start the repair and asked where to send the check to be endorsed. No information pertaining to 100% repair inspection found. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Damages reported. |
| XXXX | CMLTI 2025-RP4-2291 | 3 | [3] Delinquent HOA Fees<br>[2] Loan is in Bankruptcy<br>[1] Verbal Dispute - Servicer responded and appears issue is closed | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. On XX/XX/XXXX, payment dispute was received. The dispute was resolved by the servicer. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX there is a delinquent hoa in the amount of $X.XX no evidence of dues being paid off. |
| XXXX | CMLTI 2025-RP4-2292 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in in regard to escrow overage inquiry.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2293 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called in and advised on verbal repayment plan. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2294 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and asking about adding the daughter on the account. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. On XX/XX/XXXX, the borrower reported XXX damage to the property. They did not file a claim as the repair cost is less than the deductible. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-1804 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know the insurance policy detail. Provide insurance department number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2296 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and stated reason for delinquency was furnace stopped working. Servicer advised about late fees and offered assistance.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written loss mitigation dispute was raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2297 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and about auto draft.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX on XX/XX/XXXX. No Damages were reported |
| XXXX | CMLTI 2025-RP4-2298 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for account discussion.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2299 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to know what is the least amount to keep the account from going into foreclosure and went over denial reasons. Borrower stated they will appeal and applied for XXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX modification dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2800 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower regarding missing documents.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates that there was loss mitigation dispute was filed and has been resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2300 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in setup XX payments to catch account. Advised to borrower to contact the bank and ensure payment should not be stop.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is agreed ordered. The proof of claim was filed XX/XX/XXXX. As per the comment dated XX/XX/XXXX motion for relief was filed with prior servicer resolved as agreed ordered entered on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2301 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower calling in regards credit life disability.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2303 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2304 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment. Borrowers promise to pay for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2305 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquire about insurance and increase in payment, agent advised about escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2306 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and servicer advised on lender paid insurance and the amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2307 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and was informed about the loan transfer details.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported |
| XXXX | CMLTI 2025-RP4-2309 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to pause ACH for XXX and set up a one-time payment for XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2310 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to make payment for XXX month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2801 | 3 | [3] Delinquent HOA Fees<br>[3] Loan is in Foreclosure<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called about how can make payment with us and also informed to watch bank account to see if the payment was cashed from prior servicer if it clear. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicate that there are delinquent HOA fees in the amount of $X.XX. There is no indication that the delinquent HOA fees have been paid. |
| XXXX | CMLTI 2025-RP4-2313 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2314 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to pay past due payments on website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2315 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to inform that borrower will not make the forbearance payment until XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2316 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to get XXX form.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. comment dated XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-2317 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make the payment .<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comment dated XX/XX/XXXX indicate that there is damage to the property and the claim has been filed. As of XX/XX/XXXX, repairs are still ongoing. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2318 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to setup auto payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2803 | 3 | [3] F/C Sale Date Scheduled Within Next 6 Months<br>[3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called borrower to discuss the account borrower stated receiving contribution income towards mortgage for $X.XX from each kid so in total for $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX borrower payment dispute was resolved and no further communication from borrower.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure sale is scheduled for XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2319 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to schedule payment for $X.XX on XX/XX/XXXX and $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2321 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and went over escrow information. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2804 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for the account discussion. Borrower is working with the attorney to reinstate the account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is death of family member.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2324 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower was called regarding to intend to keep property and payment related.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2325 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and monthly statement was explained, offered ACH and agreed for XX/XX. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2326 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to see late fee can be waived, agent advised no late fee showing as of today and not able to waive late fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX, no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-2327 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to set up two payments via online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2328 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The comment dated XX/XX/XXXX indicates that a loss mitigation dispute was raised by the borrower. However, as per the comment dated XX/XX/XXXX, the servicer provided a resolution, and the dispute was resolved. Thereafter, there is no further evidence of any dispute raised by the borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated on XX/XX/XXXX indicates loss mitigation dispute was raised by the borrower. on XX/XX/XXXX Servicer provided the resolution and dispute was resolved. Thereafter no evidence of dispute mentioned by the borrower.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2329 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and wanted to know the escrow balance.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment History Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, payment history dispute identified. On XX/XX/XXXX, dispute resolution letter was sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2330 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding to discuss the document that shell point sent.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-2331 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower received a notice of the XXX payment being returned. Borrower states that we tried to pull the funds from their savings by mistakes. Repairs are almost final and just needs the final touches of XXX (resolved claim).<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2333 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and stated that their spouse is sick and cannot make another payment until XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2334 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss the account. Borrower verification entry made and was verified. Borrower also gave consent to record.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2336 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2337 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to change date on pending ez pay from XX/XX/XXXX to XX/XX/XXXX. Agent advise borrower can make the change but the plan may be canceled if payments are scheduled after the plan due date. Borrower asked do not make any change leave the ez pay for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2338 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and the agent advised that a payment was scheduled for late fees for XXX, with intent to pay XXX amount by XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2339 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to general account related query.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written loss mitigation dispute was raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2340 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to discuss the escrow increase. Advised of ACH options.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, credit dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2341 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called stated today is the last day to do he payment and did a wire and wants to make sure we got it. Advised was notated was moved.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. There was a loss mitigation dispute which was resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is forbearance/workout. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-2342 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer wanted to know if reinstatement check has been received. Advised check was received on XX/XX/XXXX but funds have not yet been applied.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2345 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for help with payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2346 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and will pay in week. Borrower advised to arrange payment. Borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2347 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1805 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Call was regarding to check escrow shortage and explained escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2350 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as wanted to reset website password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2351 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1806 | 2 | [2] Currently Delinquent Mortgage<br>[2] Damaged/Occupied/XXX Zone - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted assistance without having to send documents. Servicer advised of verbal plan and borrower stated will try to make XXX payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates claim was classified as monitored. Comment dated XX/XX/XXXX indicates there is evidence of XXX damage due to XXX on XX/XX/XXXX. Borrower inquired about the loss draft funds and servicer advised loan is under servicer transferred. On XX/XX/XXXX, servicer advised on insurance claim and advised to consult loss draft department for funds to be released. No evidence of funds released or 100% inspection done. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX) with disaster declared on XX/XX/XXXX. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-2353 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to request email to send insurance information to which agent advised of website, but borrower refused it so gave fax number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2354 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and payment in the amount of $X.XX was returned due to payment stopped and $X.XX was reversed from the loan on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2355 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about the other fee and charges and late fee said he could not change the amount and wanted to know what happens if he uses other, advised will be applied to the lla, and then late fees, borrower said OKAY and will make payment told could not waive fee.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2357 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for the account discussion and payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2362 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discussed about XXX online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2363 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower wants Automated Clearing House not able to set up yet. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2364 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to confirm the account is not delinquent, declined Request for Mortgage Assistance options, scheduled a payment of $X.XX for XX/XX/XXXX, and expressed intent to retain the property.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2365 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the letter received about flood insurance and servicer advised about the same.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2366 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in wanted to add father on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2367 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to schedule the payment in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2369 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2370 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called in to make sure the payment will be made to an insurance company every XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2371 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to set up a payment for the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2373 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The co-borrower called in and wanted to verify about verbal amount for last month XXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, loss mitigation dispute identified. On XX/XX/XXXX, dispute resolution letter was sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2374 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2375 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding account information. Borrower was transferred. Post-petition payment dated XX/XX/XXXX for $X.XX applied; $X.XX posted to suspense, leaving a difference of $X.XX. For XXX and XXX, total due was $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1808 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called confirmed that the credit is reported as current, and automated clearing house is scheduled for the XX of each month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2805 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in refused to discuss assumption and successor in interest review. Borrower requested reinstatement quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. There was a previously bankruptcy was filed with case # XXX was dismissed on XX/XX/XXXX. Bankruptcy case #XXX was dismissed on XX/XX/XXXX. Bankruptcy case #XXX was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2376 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment and having questions on the last escrow analysis.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As comment dated XX/XX/XXXX borrower appealed for the loss mitigation process and requesting for the work out status. On comment dated XX/XX/XXXX advise new loss mitigation package complete. and dispute resolution letter sent out for the same.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1809 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to know the status of the loan. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2378 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1810 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a account information on the loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2379 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to update the address.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1811 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to general account related query.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2382 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed. Borrower set up automatic payments from their bank account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2383 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated will make a payment online in a couple days.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1812 | 2 | [2] Legal Description Issue - Mortgage contained incorrect legal and actions are pending to complete a reformation action<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called back to discuss received. advised borrower stated that back shows the check as retuned, Advised borrower to call back.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated on XX/XX/XXXX, Dispute resolution letter sent. No further action found.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated on XX/XX/XXXX, a legal description error is noted. There is no evidence legal description issue is resolved.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2384 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the payment received on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1813 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and servicer requested for XXXX and XXXX taxes. Borrower stated has extension and will upload document through web. Agent confirmed proof of occupancy received on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, credit dispute was received. The dispute was resolved by the servicer. There was no further mention about the dispute. Prior to that credit dispute was raised and resolved per comment dated XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1814 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated they were experiencing marital difficulties and scheduled a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is marital difficulties.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1815 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to see updates on reviews set up ACH.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2389 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the questions on statements and servicer advised to make a payments and can contact if has any questions.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2390 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and was advised of escrow declined assistance. Borrower set up payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/X/XXXX. There is no evidence of property damage. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. Missouri XXX declared on XX/XX/XXXX. There is no evidence of property damage. |
| XXXX | CMLTI 2025-RP4-2392 | 2 | [2] Damaged Exterior - Active insurance claim but unclear who holds funds or covered by bid<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and stated they will make a payment online next week and reviewed account deferral.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Escrow Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX indicated Escrow written dispute was raised by the borrower and servicer provided resolution. Thereafter no evidence of dispute mentioned by the borrower.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comments on XX/XX/XXXX indicates XXX damage on the property and borrower opened an insurance claim. No further details were provided and there is no evidence of funds received or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1816 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to verify his wire transfer for reinstatement was received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2394 | 2 | [2] Currently Delinquent Mortgage<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested payoff quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2395 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for the account discussion. Borrower stated cannot talk right now and will call back when its better time.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2396 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The servicer contacted the borrower regarding insurance coverage. The borrower confirmed that having own insurance and will be sending proof of coverage via fax<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2397 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about repayment plan and cancelled one-time payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-2398 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. A customer contacted the office and spoke with an agent. During the conversation, the customer stated that approval for assistance has been received and that the funds have been sent. The agent advised the customer that the Homeowner Assistance Fund is managed by the Office of Mortgage Benefits department and recommended allowing time for the processing of the assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX, the property is located in a disaster area designated by the XXX. It was declared on XX/XX/XXXX, under disaster XXX, described as XXX. No damage was found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-2399 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform changing insurance and wanted to know how to send information and stated will make payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2400 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in sated about hardship is due to curtailment of income. Borrowers promise to pay for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2401 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to set up payment and to get assistance to reset password to access website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2402 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for accounting. Borrower was verified and consent to record was obtained.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2404 | 2 | [2] Loan is in Bankruptcy<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in and wanted to follow up on the status of the account. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Assumption Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, assumption dispute identified. On XX/XX/XXXX, dispute resolution letter was sent.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2406 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss on making the payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates that loss mitigation dispute was filed and has been resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2408 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment for XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2409 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called was in forbearance with previous carrier and was not making payments during so outstanding balance made payment recently that went to XXX statement unable to afford XX to XX month repayment plan, covid, deferral review in process.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2410 | 3 | [3] Legal Description Issue - Mortgage contained incorrect legal and no actions to correct to date<br>[3] Title Issue -: Other<br>[1] Delinquent Taxes - Delinquent taxes, but not tax sale | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in and requesting for ACH packet and wanted to know about account related. Advised next due date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comments on XX/XX/XXXX indicated there were tax certificate liens located on title. Comments on XX/XX/XXXX indicated there was a legal description issue as the insured mortgage states unit XX but it is unit XX. There was no evidence the delinquent tax certificates were paid. Comments on XX/XX/XXXX indicated a title claim would be filed and the legal description issue would be resolved through entry of the judgment with a reformation count. Comments on XX/XX/XXXX indicated a title claim was filed but comments on XX/XX/XXXX indicated the title claim could not be filed until the title policy and commitment was received. The title policy and commitment were received on XX/XX/XXXX but the title claim was not filed as the foreclosure process was closed the same date due to loan reinstatement. Comments on XX/XX/XXXX also indicated the foreclosure firm was waiting for the default to be entered before proceeding with filing the Motion to Reform Mortgage to properly identify the property as Unit XX instead of Unit XX. The motion was not filed since the loan reinstated and the foreclosure process was closed. The foreclosure firm advised on XX/XX/XXXX since the loan reinstated the title processes were closed and indicated the legal description issue would be resolved if the loan goes into default again.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated there were tax certificate liens located on title. There was no evidence the delinquent tax certificates were paid. |
| XXXX | CMLTI 2025-RP4-2411 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payment confirmation for screens payment and why is the web site information a month behind, then she screens shot all her ach payment and she also wanted to know what her new payment will be advised her of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. As per comment XX/XX/XXXX indicates borrower was filed one more case# XXX which was filed on XX/XX/XXXX was closed without a discharge on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2412 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get XXX information. Agent assisted to login to website and discussed insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2806 | 3 | [3] Loan is in Foreclosure<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed sale contract on and closing date is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2413 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster XXX declared on XX/XX/XXXX for XXX as per comment dated XX/XX/XXXX. No property damage reported. |
| XXXX | CMLTI 2025-RP4-2414 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to discuss account details and escrow analysis were explained to the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2415 | 3 | [3] Title Issue -: Other<br>[2] Damaged/Occupied/XXX Zone - Active insurance claim but unclear who holds funds or covered by bid<br>[2] Loan is in Bankruptcy<br>[1] Delinquent Taxes - Delinquent taxes, but not tax sale<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer spoke with borrower regarding delinquency on account and advised filed bankruptcy on XX/XX/XXXX or XX/XX/XXXX. Borrower advised made XX payment through bankruptcy trustee in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates loss mitigation dispute was raised and resolution was provided on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is illness - family.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Comment dated XX/XX/XXXX indicates previously bankruptcy was filed with case#XXX and case was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated XX/XX/XXXX and XX/XX/XXXX indicates there is evidence of tax lien on the property. There was no mention of actions to be taken to resolve the lien/judgment and there was no evidence of satisfaction.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates property XXX was damage and XXX. Insurance check was made out to old lender. Comment dated XX/XX/XXXX indicates repairs are still in progress. Comment dated XX/XX/XXXX indicates damage was due to XXX. There is no evidence of repairs completed or 100% inspection done. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX and XX/XX/XXXX indicates there is evidence of tax lien on the property. No evidence of lien being paid off. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. Damages were reported. |
| XXXX | CMLTI 2025-RP4-2416 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as wanted to refinance. So servicer provided lender information to borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2417 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the escrow and stated they were approved for some adjustment on XXXX taxes.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2418 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicate that there was a payment dispute raised by borrower and was resolved and responded by the servicer.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2419 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the account is not current after the repayment plan and was due to an escrow analysis causing the payment to go.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2420 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Co-borrower called in regarding pay changes. Borrower agrees to verbal repayment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2421 | 1 | [1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and checking to see if had auto pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment dated on XX/XX/XXXX, the borrower called about an insurance claim check that needs to be endorsed. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2422 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and discussed general information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2423 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called verification entry made and was verified. Borrower was waiting for funds to arrive.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2424 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for the account discussion. Borrower called to make split payment in the amount of $X.XX and another payment out of different account in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2425 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested XXX document and discussed about account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2426 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[3] Title Issue -: Senior Liens<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower was called regarding the payment and borrower made payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX payment dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per the comments dated XX/XX/XXXX title issue in file due to prior lien. Need release or satisfaction to resolved the title issue and title issue not resolved.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per the comments dated XX/XX/XXXX, property was damaged due to XXX. No further details were provided and there is no evidence of an insurance claim or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2427 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to check if wire funds received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number file in found. |
| XXXX | CMLTI 2025-RP4-2428 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in and requested for portfolio servicing inc.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2429 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment later after taxes are filed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1818 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to check on payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment datedXX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1819 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know the status of pending payment. Borrower stated that working on account getting current by the end of the month. Payment schedule XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2430 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in inquire on the recent document sent and unable to retrieve the document servicer was informed of the recent property inspection.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The foreclosure sale date is listed as XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2431 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding for Reinstatement funds applied, servicer advised to allow time for task to complete payment history.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2432 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called posted a payment of $X.XX towards principal.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2434 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss missing documents. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2774 | 3 | [3] Loan is in Foreclosure<br>[1] Legal Description Issue - Mortgage contained incorrect legal and actions have been completed on a reformation action<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to check the status of the account, loss mitigation options, and the status of the foreclosure case. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated : XX/XX/XXXX indicate that there was a tittle issue for legal description legal description contains a typo, it reads: XXX, it should read: XXX. By instrument recorded XX/XX/XXXX as Doc. No XXX securing $X.XX. The legal description contains a typo, it reads: XXX, it should read: XXX. The title issues were resolved as of XX/XX/XXXX. Comment dated: XX/XX/XXXX indicate that the title Issue Cleared through Foreclosure Judgment. The Judgment was entered on XX/XX/XXXX.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.. No Damages were reported |
| XXXX | CMLTI 2025-RP4-2435 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. A borrower contacted the office and spoke with an agent. During the interaction, the borrower stated that a payment was mistakenly made through Easy Pay. The loan is scheduled to begin automatic payments starting with the XX/XX payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2807 | 3 | [3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called to discuss reinstatement. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2438 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the website assistance, was advised to use the SSN for the password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2439 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2440 | 3 | [3] Contested FC (Atty Authorized) - Notes indicate Contested FC, no indication of resolution<br>[3] Foreclosure processing has been delayed.<br>[3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is delayed and the delay/obstruction reason is current foreclosure contested. The next projected foreclosure step is first legal/NOD. Per servicer on XX/XX/XXXX, the mediation was held on XX/XX/XXXX which has been continued to on or after XX/XX/XXXX. Modification agreement has been generated and sent to the borrower for execution.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-1820 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and payment was authorized in the amount of $X.XX for XX/XX and $X.XX for XX/XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, advocate dispute review has been identified. On XX/XX/XXXX, loss mitigation dispute has been resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2441 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and discussed about payment change and escrow shortage.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXXA disaster area XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1821 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss account. Payment was confirmed; however, borrower was just informed that the payment did not go through until XX/XX. They will be calling back.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Borrower submitted XX disputes: one on XX/XX/XXXX regarding an escrow account prior to service transfer (Dispute ID: XXX), and another on XX/XX/XXXX requesting loss mitigation (Dispute ID: XXX). Both disputes underwent Advocacy Review and passed Oversight QC. XXX Dispute Resolution Letters were sent on XX/XX/XXXX and XX/XX/XXXX respectively. No regulatory escalation was noted, and all related tasks were marked as passed.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX, the property is located in a XXX disaster area. The disaster was declared on XX/XX/XXXX under XXX disaster XXX. No damage was found as per the comments provided. & As per the comment dated XX/XX/XXXX, the property is located in a XXXdisaster area. The disaster was declared on XX/XX/XXXX, under XXX, described as XXX. |
| XXXX | CMLTI 2025-RP4-2442 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss regarding the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2443 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to delete EZPAY entry.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-2444 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and stated family member makes the payments servicer advised it was reversed due to bad account number. Borrower promised to pay XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2445 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discussed borrower requested document to show the most recent payment sent to pay borrower taxes.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2446 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to confirm insurance details. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicated payment dispute regarding refund of overage. Borrower has received check in the amount of $X.XX as an overage fund. On XX/XX/XXXX Response and extension letter for the same. Borrower disputing for the check. On XX/XX/XXXX Dispute review and dispute resolution letter sent for the same.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2447 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and about insurance removal.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.. No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2448 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to cancel the payment and increase payment to include late fee charges.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2449 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to see the payment was paid.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2450 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer advised that payment is pending.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1822 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform work is closed and they wanted to make payment to bring account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2451 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and promised to pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2452 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer wanted to get information on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX due to sXXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XX disaster area XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-2454 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX states there was payment dispute identified, and the dispute is resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2455 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2456 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding tax information. Borrower not at home to gain access the account. Agent needed their account number. Borrower will call in and pay this week.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2457 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform payment were sent on XX/XX/XXXX for the XXX payment. Servicer advised that its not received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2458 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to inquire shortage. Borrower also requested a payoff quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2459 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and discussed general information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2460 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform they already made payment which will arrive on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2461 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made payment for the XXX month of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2462 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a general information on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2463 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and payment was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2464 | 2 | [2] Loan is in Bankruptcy<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2465 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated that was hospitalized trying to open an RMA. Borrower will trying to make XXX and XXX payment on XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2466 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for repayment plan and stating they are paying more amount to repayment plan. Also, they promise to pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX indicated Loss mitigation written dispute was raised by the borrower and servicer provided resolution. Thereafter no evidence of dispute mentioned by the borrower.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1823 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to make a payment today in the amount of $X.XX to complete XXX payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2468 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated will be sending in a check for $X.XX today for XXX payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2469 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to payment sent to prior servicer. Borrower also stated will send another check shortly to bring the account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2470 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The co-borrower called in and stated that co-borrower is getting all required documents in for death of borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2471 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get XXX on the website and will make a payment soon.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2472 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and promised to pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-2473 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding EZ pay changes.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2474 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called verification entry made, and borrower was verified. Borrower promised to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2475 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding have question on the letter from insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2476 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and informed will get payment before the XX/XX/XXXX. Agent issued request to reissue fee refund from XX/XX/XXXX, of $X.XX which borrower never received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2477 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Non obligor spouse called to inquire about the account, specifically regarding payment and balance. NOS stated will send an email for review workout as previous workout options were discussed during the call.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. The borrower submitted a dispute regarding the loss mitigation process, which underwent Oversight QC review and was passed on XX/XX/XXXX. The issue was reviewed and resolved, and resolution letter sent to the borrower on XX/XX/XXXX confirming the outcome of the dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster XXX declared on XX/XX/XXXX for XXX dated XX/XX/XXXX. No property damage reported. |
| XXXX | CMLTI 2025-RP4-2478 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform will make XXX and XXX payment by XX/XX/XXXX as his company has not paid his salary due to some changes were made.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX borrower credit dispute was resolved no further communication from borrower.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1824 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated the reason for default as curtailment of income also servicer provide the XXX assistance to borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2479 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower will make a payment soon decline assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2480 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and said will make the payment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2481 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in to get help logging in online, assisted with password reset.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2482 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in wanted to set up ACH. Advise we still could not set it up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2483 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in wanted reaffirmation agreement, agent advised chapter XX is not required and advised post Petion due for XX/XX/XXXX of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-2484 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get website account unlocked and password reset also opted into XX-month verbal plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1825 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2485 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to request to speak with insurance department.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comments on XX/XX/XXXX reflected that the borrower called in to file an insurance claim for unknown damage to the property. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2486 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding about revised payment pending related.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2487 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and made a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2488 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and made a promise to pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1826 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer requesting for ACH packet. Customer said that there was some type of issue with account for modification says numbers were questioned.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Pass tasks. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. There was written dispute for pass tasks. However, dispute was resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2490 | 2 | [2] Currently Delinquent Mortgage<br>[2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make the payment .<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comment dated XX/XX/XXXX indicate that the claim check was received and borrower looking for the endorsement of the check and no evidence of 100% inspection done or repairs completed. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2491 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a general information on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2492 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called for account discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1827 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in stated is not allowing to process the payment online, agent explained to borrower and was processed and posted for XX/XX/XXXX for $X.XX and help reset the password to login and access account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. As per comment dated XX/XX/XXXX bankruptcy case number XXX, discharged on XX/XX/XXXX and terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2493 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss that the borrower made the monthly payment mistakenly.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates that credit dispute was filed and has been resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2494 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and about the escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1828 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer stated will try to bring account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2496 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and promise to pay in the amount of $X.XX dated on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2498 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to confirm the payment was setup or made via wire and next due date will be XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1829 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding account discussion and make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1830 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to cancel the EZ pay pending on XX/XX/XXXX. Advised to borrower compilated the request advised can not guarantee the that it will not debit the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-2775 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for the assistance completing the disaster.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXXdisaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1831 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called and informed by servicer that is behind on payments and paperwork was supposed to be sent but no response received. And will sent an email about the repayment plan starting XX/XX/XXXX for $X.XX. Payments must be made on or before the due date by personal check or certified funds. If the first payment is missed, the offer will be considered rejected and foreclosure actions may resume.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1832 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in regarding to discuss about documents for workout plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2500 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding their withdrawal for the account and they said funds would not be until the XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area. No damages reported. |
| XXXX | CMLTI 2025-RP4-1833 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated a credit dispute was identified and the same was resolved as the reporting was corrected.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2501 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1834 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to unlock account and reset password for online access.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1835 | 3 | [3] Damaged/Occupied/XXX Zone - Damage remains unresolved and no indication covered by insurance<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates borrower raised the written loss mitigation dispute to have modification implemented. On XX/XX/XXXX dispute resolution letter was sent and dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates property needed repairs and borrower paying out of own pocket. Comment dated XX/XX/XXXX indicates borrower repairing XXX. No evidence of claim filed or funds released. No evidence of repairs or 100% inspection completed. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. Damages were reported. |
| XXXX | CMLTI 2025-RP4-2502 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to discuss previous dispute with prior servicer payment. Advised that the account showing due date is correct.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated on XX/XX/XXXX. Credit dispute has been resolved. No future question found.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2503 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2504 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know status of XXX and set up payment. Payment set up for XX/XX/XXXX in the amount of $X.XX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXXdisaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX. indicated the property is in a XXX disaster XXXdeclared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX. indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2505 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer wanted to know if there was any option to bring the account current. Advised there was a modification open and to get the documents to us soon.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-1836 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get online access for account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in designated XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2506 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid<br>[2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Insurance funds in the amount of $X.XX were received on XX/XX/XXXX for unknown damage to the property. No further details were provided and there is no evidence of completed repairs. The damage repair amount is estimated at $X.XX. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1837 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to website related query.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2507 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make the payment of $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicate that the credit dispute was raised by the borrower and was resolved and responded by the servicer. Comment dated XX/XX/XXXX that the dispute was raised regarding the loss mit options and was resolved and responded by the servicer. Comment dated XX/XX/XXXX indicate that the fraud dispute was responded and resolved by the servicer. Comment dated XX/XX/XXXX indicate that the credit dispute was raised by the borrower and was resolved and responded by the servicer.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2508 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2509 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding that account should have been discharged in XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2510 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to have document updated and informed will send missing information by the end of the week.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Fee Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, fee dispute was received. The dispute was resolved by the servicer. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is service.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2511 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make a payment of $X.XX dated XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2512 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payment due information on the loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2513 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2514 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested for XXX statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX declared on XX/XX/XXXX, no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX, declared on XX/XX/XXXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-2515 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower regarding to discuss on payment however borrower stated will be making the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2516 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment soon, not sure if it will be for XX payment or XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-2517 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payment confirmation wanted to check payment sent one yesterday but not seeing it.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2518 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2808 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in advise mini miranda and advise borrower of missing information.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX dispute identified as loss mitigation dispute. On XX/XX/XXXX dispute resolution letter send. On XX/XX/XXXX borrower called in because had received dispute resolution letter had sent out, so borrower wanted to clarify a few things when it comes to her income. On XX/XX/XXXX dispute resolution letter send.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2519 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer helped to borrower how to be logging in website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is closed. Customer called requesting assistance with website login. Successfully guided the customer through the login process.Chapter XX bankruptcy was terminated on XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2520 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2521 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding to discuss the account and mortgage payments related.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX.Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-2523 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and get the loan term and maturity date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2526 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and wants the copy of policy, went over payoff and lender placed insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2527 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[2] Currently Delinquent Mortgage<br>[2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer advised has a claim and needed to know what else was needed for documents. Documents were rejected.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is MFR filed. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX. Prior bankruptcy was discharged with case #XXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comments on XX/XX/XXXX indicate that the customer informed there was XXX damage to the property, and an attached building will send in check to be endorsed for repairs. No comments have been found repairs are started or 100% completed. Per servicer on XX/XX/XXXX, claim with date of loss XX/XX/XXXX cause of loss XXX was delinquent monitored and is closed. XX% inspection was accepted as final on XX/XX/XXXX and all funds released. Total claim amount $X.XX. The damage repair amount is estimated at $X.XX. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2528 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2529 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called to borrower and borrower stated they will try to submit some documents today.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX Loss mitigation written dispute was raised by the borrower and servicer provided resolution. Thereafter no evidence of dispute mentioned by the borrower.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2530 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of payment, agent advised not yet received once receive will update.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2531 | 2 | [2] Currently Delinquent Mortgage<br>[1] Verbal Dispute - Servicer responded and appears issue is closed | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to schedule payment for the month and discussed regarding insurance.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. As per the comments dated XX/XX/XXXX borrower disputed for credit reporting and it was resolved.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2532 | 3 | [3] Contested FC (Atty Authorized) - Notes indicate Contested FC, no indication of resolution<br>[3] Delinquent HOA Fees<br>[3] Environmental Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Loan is in Bankruptcy<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact was made with the authorized third party, who advised that the borrower is currently in Bankruptcy Chapter XX and recommended contacting the attorney for further communication. Additionally, it was confirmed the loan has not been assumed. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment XX/XX/XXXX ATP of the deceased borrower was raised the dispute for modification and the same has been resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is judgment. An answer with affirmative defenses was filed on XX/XX/XXXX. The borrower filed a chapter XX bankruptcy case on XX/XX/XXXX and the foreclosure remains on hold due to the active bankruptcy case.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX. An Order Granting the Trustee's Request for Order Dismissing Case Upon Denial of Confirmation of Plan was entered on XX/XX/XXXX, but the case was reinstated on XX/XX/XXXX and a new confirmation hearing was scheduled for XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment XX/XX/XXXX borrower stating fighting with insurance carrier for repairs in litigation not able to live in property due to XXX, no evidence for %100 inspection and repairs completed. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX DIsaster area. No damages reported. |
| XXXX | CMLTI 2025-RP4-2534 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower was called regarding the payment and borrower stated they made the payment today using bill pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX.XXX declared on XX/XX/XXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2535 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2537 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The co-borrower called in and asking for XXX,<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. On XX/XX/XXXX, the property had XXX damage. On XX/XX/XXXX, borrower filed insurance claim and wanted to know the next steps. No information pertaining to 100% repair inspection found. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2538 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to homeowner assistance fund closure letter and servicer advised it is related to assistance requested by borrower from their state. Borrower requested to change autopay date and servicer advised to call back after payment is processed.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written payment dispute was raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. On XX/XX/XXXX and XX/XX/XXXX borrower called the servicer to speak with loss draft department. On XX/XX/XXXX borrower called the servicer in regard to claims transfer. On XX/XX/XXXX borrower called the servicer requesting to speak with loss draft department and servicer transferred the call. Date of loss and cause of loss is not mentioned. There is no evidence of repairs completed, or 100% inspection done. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2539 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called in and advised of payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates payment dispute was raised and on XX/XX/XXXX indicates dispute resolution was provided.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2540 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding the account. They inquired about a check received and discussed the cure amount of $X.XX, a loan level advance balance of $X.XX, and a new payment change of $X.XX effective XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a disaster area designated by XXX, XXX declare on XX/XX/XXXX. No damage were reported. As per the comment dated XX/XX/XXXX the property is located in a disaster area designated by XXX, XXX declare on XX/XX/XXXX. No damage were reported. |
| XXXX | CMLTI 2025-RP4-2541 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get help to access account online and agent assisted by resetting password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2809 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower has raccoons in house and trying to get them out having financial hardship. Borrower having medical issue and spouse passed away. Agent informed borrower $X.XX reinstatement amount good through till XX/XX/XXXX. Borrower said rather than sell it and pay loan.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Borrower raised loss mitigation dispute on XX/XX/XXXX. Loss mitigation dispute has been resolved and resolution letter sent on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. On XX/XX/XXXX, the borrower reported damage to the interior caused by XXX. The borrower filed an insurance claim, but the insurance company denied the claim and raised the premium. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2542 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know the loan status. Borrower called and stated that they are in assumption. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2543 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called as was unsure why the escrow was increased so much, was advised that required escrow balance and actual balance to determine the shortage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. As per the comments dated XX/XX/XXXX there is a mention of a chapter XX bankruptcy being discharged. There is no extensive details with regards to the discharged date and the other bankruptcy fields.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2544 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Spoke with borrower and discussed about account status.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On comment dated XX/XX/XXXX payment dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2545 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in with sign language interpreter stated sent a money order on XX/XX to which agent advised payment was received and is now due for XXX. Borrower stated will pay on XX/XX also stated payment was impacted by XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-2546 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to schedule payment for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2547 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2548 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called in to make a payment and intends to keep property.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2549 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to inquire about on a charge of other fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2550 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2551 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed about borrower account and borrower was verified. borrower is regarding late fees. servicer advised no late fees on account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXXdisaster declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX No property damage reported XXX disaster declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX No property damage reported |
| XXXX | CMLTI 2025-RP4-2552 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and verified. Borrower advised about mini-Miranda. Borrower went through payment history and confirmed the next due date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2553 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding auto clearance and payment set for XXX month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2554 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the servicing center regarding the escrow analysis. The agent reviewed the details and the borrower stated they would call back after further consideration.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2555 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in about online account stating unable to get in. Ach has been set up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2556 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding needs assistance logging into online account and reset password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2557 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated that they will make a payment by next week.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2810 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower contacted the servicing center to return a call and discuss missing documentation. The agent advised that clarification is needed regarding the statement received on XX/XX/XXXX, which indicated the borrower is tax exempt due to their profession. The agent requested a clear explanation of why the borrower is exempt from filing taxes.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. Previously the Case XXX was also dismissed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2558 | 2 | [2] Currently Delinquent Mortgage<br>[2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower had a payment related inquiry and requested to cancel their repayment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. On XX/XX/XXXX, property was affected by XXX and borrower was working to fix it. On XX/XX/XXXX, borrower wanted to know where to send the check for endorsement. On XX/XX/XXXX, borrower is waiting on additional funds to be released from insurance provider. No information pertaining to 100% repair inspection found. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2559 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and said had a payment pending advised once it clears it will only cover XXX also offered assistance declined offered verbal declined states that will be paying XXX in XX weeks offered to collect decline does not have a date as to when will be making that payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Debt dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicate that there was a dispute raised and was resolved and responded by the servicer . Comment dated XX/XX/XXXX indicate there was a credit dispute raised by the borrower and was resolved and responded by the servicer. Comment dated XX/XX/XXXX indicate that there was a bankruptcy dispute by the borrower and was resolved and responded by the servicer.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2560 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to set up ezpay for the XX verbal payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2561 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding need password reset and declined easy pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2562 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment in the amount of $X.XX and scheduled for XX/XX/XXXX and promised to pay for the same.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster number XXX identified as per comment dated XX/XX/XXXX. XXX disaster XXX declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. XXX disaster numberXXX declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No property damage reported. |
| XXXX | CMLTI 2025-RP4-2563 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment on XX/XX. in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2564 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding about the payment and borrower stated will make it the before the grace period.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2565 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in advise to follow upon the account and try to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2566 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and went over account details per getting the monthly statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2567 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and stated has been sending payment. Borrower was due excepted repayment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2568 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the pending payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2569 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and re analyzed escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2570 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2571 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the payment for XXX in the amount of $X.XX and provide the confirmation number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2572 | 3 | [3] RFD - Borrower Illness<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to cancel a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2573 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in aXXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-2574 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2575 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in made a payment in the amount of $X.XX and wanted to set up automatic clearing house for XX/XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2576 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated that cure amount will be paid on XXX online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2577 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to payment and balance information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2578 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make payment .<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2579 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and advised bankruptcy disclaimer.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2580 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the account information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2581 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to discuss the account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2582 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the demand letter.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comments on XX/XX/XXXX indicated a credit reporting dispute was resolved as a response was sent via XXX.<br> REASON FOR DEFAULT: The reason for default is death of family member.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2583 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding assistance logging into website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2584 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to set up payments to bring account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-2585 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called in and collected payment for XXX offered to collect for XXX. Borrower is unsure when will be able to make XXX payment. Servicer advised on missing documents and how to complete.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comment dated XX/XX/XXXX indicates borrower repairing the XXX and wants to speak with loss draft department related to claim. There is no evidence of claim filed or fund released. No evidence of repairs or 100% inspection done. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2586 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in made payment. Confirmation of payment sent.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2587 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for assistance with changing the account for the ACH and agent assisted the borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX, credit dispute is raised by the borrower, and the issue was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2588 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in and wanted to know about verbal plan discussion.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates that loss mitigation dispute was filed and has been resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2589 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and wanted to make payment in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2590 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss their account, and the agent explained that their payment will increase in XXX due to an increase in escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2591 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to process a scheduled payment for XX/XX/XXXX and went over the escrow shortage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2592 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called in regards to accessing online account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX.XXX declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-2593 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding on follow up about missed call and payment made related.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2594 | 3 | [3] Delinquent HOA Fees<br>[3] Title Issue -: Other | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to request amortization schedule and servicer advised account is not available. Servicer also advised borrower about missing documents and borrower stated they will send the remaining documents.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comments on XX/XX/XXXX indicated the servicer received a Notice of Intent to Lien from the homeowner's association. Comments on XX/XX/XXXX indicated no action would be taken for the HOA lien. There was no evidence the HOA lien was paid.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the servicer received a XXX from the homeowner's association. Comments on XX/XX/XXXX indicated no action would be taken for the XXX lien. |
| XXXX | CMLTI 2025-RP4-2595 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform will make payment online and disconnected.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2596 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called in and borrower made the payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2597 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for assistance on new user setup, general questions about payment and confirmation email sent. Agent also assisted with online account creation and mobile app downloaded.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2598 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get the XXX advance on the website. Borrower will be making the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2599 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and intents to pay $X.XX on XX/XX/XXXX via website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-2600 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to discussed the account and how to proceed with document.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated on XX/XX/XXXX. Credit dispute has been resolved. No further question found.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2601 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to confirm the XXX payment was made also update the banking information on ACH.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comment dated XX/XX/XXXX indicates ACDV dispute for bankruptcy information which indicates bankruptcy is active. Comment dated XX/XX/XXXX indicates ACDV issue was resolved and update the information previously furnished.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2602 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2603 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to make a payment. Advised there is a payment set up already today.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2604 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to payment increase and stated they will make a payment by XX/XX/XXXX. Borrower also advised they will try to pay off the account by end of XXX month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2605 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized 3rd party called in and stated Borrower passed away. Servicer went over Successor in interest review and documents needed. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2607 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make reminder payment to XXX and will make payment for XXX in XX weeks.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2608 | 3 | [3] There are indications of fraud on the loan.<br>[2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and discussed about loan account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Comment dated XX/XX/XXXX Bankruptcy Chapter XX Case #XXX was filed on XX/XX/XXXX and it was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated a dispute was received from the borrower in which they claimed identity fraud. The borrower did not provide any supporting documentation for the fraud dispute. As a result, the servicer sent the borrower a fraud package to be completed. but there was no evidence the completed fraud package or supporting fraud documentation was provided. The dispute was closed on XX/XX/XXXX as the servicer confirmed the account status and history. There was no further mention of the fraud dispute or fraud on the account. |
| XXXX | CMLTI 2025-RP4-2811 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to see what else was missing and servicer informed what is needed and clarified the borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates loss mitigation dispute was raised and resolution was provided on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2609 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called to discuss payment history.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2611 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorised third party verified with consent to record, called regarding the status of the XX/XXXX modification agreement. Agent advised the modification was not completed; assisted in submitting a task to have the XXXX modification agreement mailed out. Also provided guidance on escrow removal.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX, the property is located in a XXX disaster area designated by XXX. It was declared on XX/XX/XXXX, under XX disaster number XXX. No damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-2612 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in about intent and will make a payment later this month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2613 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform that they have send the deferment agreement through mail also stated that they have sent it late. Servicer advised that can't give the guarantee for acceptance since its expired. also advised that borrower have the retention review open and can send the required documents so servicer can review the account for assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per the comment dated XX/XX/XXXX indicates servicer advice the borrower about how to file the insurance claim. Comment dated XX/XX/XXXX indicates borrower wanted to repair the house. No evidence of borrower filed a loss draft claim or that repairs were 100% completed. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2615 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Co Borrower called to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2616 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called the borrower and authorized party stated needed a reinstatement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2617 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2618 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2619 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed borrower account verification and borrower was verified. And also, borrower wanted to get account information.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX dispute was discussed on call and had raised status of the dispute, On comment dated XX/XX/XXXX dispute resolution letter was sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2621 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to cancel payment and schedule a new one stated and stated they are dealing with family hardship.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2622 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to set up payment on mobile application. Servicer set up the two payments to bring the account current. Servicer discussed the repayment plan and modification options to bring account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2624 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and inquired about renting the property and was advised it won't affect the account as long as payments are made on time.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster XXX declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No damage were reported. |
| XXXX | CMLTI 2025-RP4-2626 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in regarding the check, which was received. Borrower was advised it was an overage of the escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - family.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2627 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding escrow shortage and assisted borrower with accessing mobile application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2628 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as loan is in active litigation. Borrower currently occupies the property and called on XX/XX/XXXX, after seeing a litigation notice online. Servicer advised borrower about mobile app and automated clearing house error.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2629 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make a payment in the verbal plan agreement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No property damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-2630 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get a copy of the deferred principal agreement and requested the modification done in XXXX with prior lender.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1838 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and get some help to pay back his loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXXwith disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2631 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made payment. Also, had question about interest and wanted refinance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX. As per the comment dated XX/XX/XXXX bankruptcy was closed as dismissed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2633 | 3 | [3] Damaged/Occupied/XXX Zone - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and asked for reinstatement amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. The borrower reported damage to the XXX on XX/XX/XXXX. No further details were provided and there is no evidence of an insurance claim or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1839 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2812 | 3 | [3] Delinquent HOA Fees<br>[3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called to borrower, and borrower advise to stop the foreclosure, and they would be able to do the full reinstatement amount. They also requested for reinstatement quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates HOA is delinquent in the amount of $X.XX and there is no evidence of HOA being paid off. |
| XXXX | CMLTI 2025-RP4-1840 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to let us know that borrower will make payment tomorrow for $X.XX and advised cure amount is $X.XX and discuss missing documents. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment XX/XX/XXXX borrower was raised credit dispute and the sama has been resolved.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area. No damages reported. |
| XXXX | CMLTI 2025-RP4-1841 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower calling for clarification on their escrow information on the XXX and XXX statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1842 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in promise to pay $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2635 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about the surplus.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2636 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to general account related query.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2637 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to have duplicate payment reversed.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written credit dispute was raised and resolution was provided.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1843 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in as had questions regarding assistance approved and waiting for response from servicer. Advised to contact the ombudsman department and want to close repayment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1844 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated XX/XX changed to biweekly ACH IAO $X.XX however XX/XX was for a different amount and XX/XX still showing due servicer advised funds in unapplied balance and stated the partial payment sits in suspense and is applied with the second draft and the payment is applied in full before the end of grace because this not a Daily Simple Interest loan no additional interest is being accrued. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1845 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know the account status, going over account details.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1846 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in regarding payment issue.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1847 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in inquired about making a payment with credit card.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the reporting occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1848 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called and said that funds have been applied for the next due date.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Borrower raised dispute for the loss mitigation with creating dispute ID. On XX/XX/XXXX dispute was reviewed. On XX/XX/XXXX shows that dispute resolution letter was sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1849 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to cancel Ach due to changing the account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss mitigation and debt dispute reported.. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On comment dated XX/XX/XXXX dispute resolution letter was received.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1851 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and the borrower stated that was waiting on the determination for dispute before reinstating account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Document dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX there was a document dispute identified and the same was resolved on XX/XX/XXXX as a dispute resolution letter was sent.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is NOS/sale pub.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Per the comments dated XX/XX/XXXX there was a Bk filed on XX/XX/XXXX Case number : XXX and was discharged on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2776 | 3 | [3] F/C Sale Date Scheduled Within Next 6 Months<br>[3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about the assistance options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure sale is scheduled for XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1852 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and informed that will do payment by XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per the comment dated XX/XX/XXXX, the borrower stated that they are unable to rent the property as property damaged. No evidence of repair started, or 100% repair inspection done. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2638 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called in regarding account status informed of status and will make a payment for XX/XX/XXXX. Refuse espy and will call payment in declined essay and verbal plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1854 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and will make a payment next week when check is received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1855 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The servicer contacted the borrower, verified identity with consent to record, and discussed the payoff quote request; borrower stated they will make a payment before the end of the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1856 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in, was advised of the Mini Miranda, and stated borrower is currently out of the country and unable to speak at this time.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2639 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and set up the payment for three months.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: <br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX. A prior chapter XX bankruptcy case XXX was filed and discharged on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1857 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquired about the general question. Borrower stated they have claim with insurance company. Servicers provide the loss draft number to borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Borrower stated they have claim with insurance company for unknown damage on XX/XX/XXXX. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2640 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and to see why payment had changed will be downloading application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1858 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower stated will be making one payment in this week or next opened up in application. Lost job a year and a half ago. Han new job but makes less.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2641 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called stating received a letter that does not have insurance<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2642 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called in and borrower stated they sent a check from a closed account accidently and resent another check.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1859 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding received foreclosure notice from the County. Borrower stated no evidence of delinquent taxes. Borrower stated that submitted documents of delinquent amounts and documents stating the county is proceeding with foreclosure, but no update has been given.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2777 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and borrower has reinstated the account and the foreclosure has been stopped.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1860 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower went over escrow and set up payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, loss mitigation dispute raised by the borrower and the same was resolved by the servicer on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1861 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get the access to the website and decline to set up auto draft. Borrower stated they will either call bac to make payment or they will make payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1862 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in made payment in the amount of $X.XX on XX/XX/XXXX. Borrower was interested in repayment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1863 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding in to discuss the account and options available.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1864 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2643 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and said will be making the payment on the XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1865 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a general information on the loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2644 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment and set account on auto draft. Agent advised account is already set up for XX of month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2645 | 3 | [3] Loan is in Foreclosure<br>[2] Damaged Exterior - Active insurance claim but unclear who holds funds or covered by bid<br>[2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a partial payment for repayment plan.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Borrower raised loss mitigation dispute may times from XX/XX/XXXX and dispute has been resolved many times. Borrower wanted to reduce repayment plan payment to remove house from auction. Dispute resolution letter sent on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is current loss mitigation in place. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated on XX/XX/XXXX There was damage due to XXX. provided loss draft information. On XX/XX/XXXX Insurnace check has been received on XX/XX/XXXX. On XX/XX/XXXX Borrower stated while insurance claim and repairs are pending. the property is currently vacant. On XX/XX/XXXX Borrower called regarding claim check status. There was no indication of 100% inspection completed. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1866 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted a letter saying that if borrower dose not pay payment it was going back into foreclosure.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX borrower Loss mitigation dispute was resolved and no further communication from borrower.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2646 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as cancelling auto payment until gets new bank.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1867 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and stated that got several calls and decide to give the missing document.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1868 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called about the status of XXX advised XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. There is no evidence for property damage. As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-1869 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regard to account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2647 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to confirm account is set up on automatic ACH draft, which was confirmed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2648 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to review the payments due for the wind and quake insurance. Servicer assisted in requesting to add the insurance to the escrow account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2649 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and ask if they can pay with credit card servicer advice as no.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2650 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payment confirmation. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2651 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding difficulty logging into the account. The agent observed that they were able to successfully access it shortly after.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX, under XXX no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-1870 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower to inform about due on the payment and customer was advised of documents needed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1871 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and servicer advised to send payment via bill pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2652 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding bankruptcy and wanted to make payment. Borrower made payment $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2653 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called to set up remaining payment of XXX on the XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2654 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to mentioned is currently not working and plans to go on disability. Borrower was informed that would need an award letter if begins receiving SSI. The agent successfully guided through signing into the mobile app. When attempting to set a new password on the website, the caller experienced issues, so the agent advised borrower to try again in an hour and call back if needs further assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2655 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to discuss about account status.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On comment dated XX/XX/XXXX indicates credit dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX declared on XX/XX/XXXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-2656 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to scheduled a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2658 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and discussed general information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2660 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made the escrow payment of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2661 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to see the payment status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2662 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called the borrower to discuss the account and deferral.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written loss mitigation dispute was raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2813 | 3 | [3] Loan is in Foreclosure<br>[3] Title Issue -: Senior Liens<br>[2] Damaged/Occupied/XXX Zone - Active insurance claim but unclear who holds funds or covered by bid<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and had concerns about the modification agreement.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates there was a loss mitigation dispute and dated XX/XX/XXXX states requested loss mitigation assistance. Comment dated XX/XX/XXXX indicates dispute was submitted. Comment dated XX/XX/XXXX states no open dispute in the file and the dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated XX/XX/XXXX states there was a title issue identified due to prior lien issue, No loss letter for the prior lien issue. Comment dated XX/XX/XXXX states there was senior lien title issue identified. No satisfaction released letter was not received.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates damage on the property due to XXX, XXX, XXX, etc. Comment dated XX/XX/XXXX states claim check for endorsement and dated on XX/XX/XXXX states mortgage due to reimbursement and transferred to loss draft. Comment states XX/XX/XXXX indicates received claim check and dated on XX/XX/XXXX states advised did not received the claim check. Comment dated XX/XX/XXXX indicates borrower stated that the check was going to be reissued. Property repair is in process. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-2663 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to to get mortgage clause.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found inf file. |
| XXXX | CMLTI 2025-RP4-2664 | 2 | [2] Loan is in Bankruptcy<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested XX years statements as not available on portal. Borrower requested for new payoff for XX/XX. Servicer advised borrower has a payoff good through till XX/XX. Borrower stated has monthly payment and mailed for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1872 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and promised to pay in the amount $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is marital difficulties.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2665 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed about borrower account verification and borrower was verified. consent to record was marked and called to see if XXX was sent.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated on XX/XX/XXXX credit dispute was identified and comment dated on XX/XX/XXXX credit dispute received.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2666 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested to change the payment date. Servicer advised we unable to change the date because you are set up an auto payment and also advise we will have to cancel the auto payment or let the payment process on the date it supposed to be process. Borrower stated they would like to pay early because they have funds now. As per the borrower request servicer cancel the auto payment and took the payment over the phone.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2667 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2670 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for login assistance, was successfully helped to log in, mentioned setting up paperless before the call disconnected<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No damage were reported. |
| XXXX | CMLTI 2025-RP4-2671 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No property damage found. As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX.No property damage found. |
| XXXX | CMLTI 2025-RP4-2672 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding missing documents.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX due to XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-2673 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and servicer advised payment was applied to escrow instead of a payment on XX/XX/XXXX for $X.XX as refund.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Escrow. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates escrow dispute was raised and resolution was provided on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2674 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in about the escrow overage check in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2675 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in regarding bankruptcy. Had late payment in XXX but said that should not have a late payment on the account because paying to the trustee paid extra money to the trustee to make payment. Requested to update the credit information.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates authorized third party called in to see what was the date switched to XXX would like a credit dispute to purchase a new home borrower. Advised XX/XXXX the payment showing late. On XX/XX/XXXX borrower raised ACDV dispute. Dispute information updated pay grid. On XX/XX/XXXX credit correction request completed. On XX/XX/XXXX dispute resolution sent. On XX/XX/XXXX XXX review completed.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2676 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to check and account status. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2677 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and discuss the account information and also advice to close the workout.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2678 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated payment made online to another servicer but has not clear borrower bank yet. Advised to borrower bank may not have processed the payment due to the transfer and provided all payment options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2679 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2680 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get help to submit deferral agreement online and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2681 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding issues receiving emails and difficulties accessing their account to select Paperless Communications. They expressed a preference for paperless communication. The agent assisted them to the best of their ability.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX, the property is located in a XXX disaster area designated by XXX. It was declared on XX/XX/XXXX, under XXX disaster number XXX) described as XXX, and no damage was found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-2682 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in promise to pay $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2683 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and made a payment in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-2684 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated was unaware of autopay was not being process and discussed documents packed needed for retention.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2685 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to request for online assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2686 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called with regards to the account status and the payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2687 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss the account and stated that insurance is not escrowed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No property damage reported. |
| XXXX | CMLTI 2025-RP4-2688 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about payment made for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1873 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding promise to pay related.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1874 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the payment for $X.XX. Also discuss the loss mitigation options with borrower. Borrower provide the reason for default as death of the family member.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comment dated XX/XX/XXXX indicates borrower raise the dispute for fraud package sent. however, resolution was provided.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2689 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called make XX payments for today and XX/XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2690 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and wanted to verify the insurance was paid.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2691 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and changed the payment date and to pay with two week deferred by end of the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2693 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding setting up automatic payments and scheduling a XX-time payment. The agent advised that automatic payments will begin on XX/XX and a payment has been scheduled for XX/XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2694 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding removal of private mortgage insurance.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Escrow. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX borrower raised dispute for escrow. Borrower disputing for tax information. On XX/XX/XXXX shows that dispute resolution letter was sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1875 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in scheduling a payment and set up an automatic clearing payment set up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2695 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called with regards to the account payment and went over the lender placed insurance details.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2814 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to follow up on request for feasibility. Agent advised them that a modification is under review.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1876 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Subject May Not Be 1st Lien - Title company has acknowledged and signed letter of indemnification<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and stated that they are working on getting own insurance and following up on tax exemption review. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. A dispute was received on XX/XX/XXXX for loss mitigation which was resolved on XX/XX/XXXX dispute resolution letter send.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated XX/XX/XXXX title issue identified as prior mortgage. The title issues were resolved as of XX/XX/XXXX. On XX/XX/XXXX title issue resolution letter of indemnification issued.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2697 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated will try to get caught up and does not want to open assistance due to not having documents to complete. Borrower also stated will set up payments before demand letter expected.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-2698 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The co-borrower called in to make sure that servicer got payment for repayment plan.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, loss mitigation dispute was resolved. Prior disputes were resolved on XX/XX/XXXX and XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is current loss mitigation in place. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2699 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform they will be getting commission check and will bring account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per the comments dated XX/XX/XXXX, there is damage to the XXX and XXX. No further details were provided and there is no evidence of an insurance claim or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2700 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding placing a hold on an upcoming ACH payment due to an emergency. The agent advised them that placing a hold is not an available option, so the payment was cancelled. The borrower stated they will make the payment manually and then enroll in ACH again.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX, the property is located in a XXX disaster area designated by XXX. It was declared on XX/XX/XXXX, under XXX disaster number (XXX) described as XXX), and no damage was found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-2701 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding repayment plan. Borrower requested for repayment plan. Advise payment will change for XXX and also advise can transfer to the support team.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2702 | 2 | [2] Currently Delinquent Mortgage<br>[2] Damaged Exterior - Active insurance claim but unclear who holds funds or covered by bid<br>[2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to obtain their insurance information. The agent advised them that the insurance is with us and they would need the phone number to proceed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per the comment dated XX/XX/XXXX the borrower called regarding payment setup and escrow analysis, mentioned the property XXX and repairs are ongoing, but the call was disconnected due to audio issues. As per the comment dated XX/XX/XXXX the borrower called regarding the current amount due and stated that an inspection will be conducted after repairs, which now include a XXX. They mentioned requesting funds from their 401k and intend to pay off the account after the inspection and fund deposit. There is no any evidence found regarding the 100% inspection completed. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2703 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get a payment but unauthorized third party will be getting a payment tomorrow and son will be making XXX payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2704 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss the account and why taxes were added to the account when borrower paid always taxes himself.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2705 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the declaration page for the insurance, was asked to contact the insurance department.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is NOS/sale pub.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2706 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to let servicer know that they will make payment soon.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2707 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to bring the account is current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2708 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and payments and need to cancel the auto draft.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2709 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding hazard insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-2710 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called due to notice on the door. Servicer advised it's because of payment due and confirmed EZ pay pending. will have borrower send in docs ASAP.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2712 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2713 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2714 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2715 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in about removal of private mortgage insurance. Advise it will remove soon.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2716 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about status and borrower stated that they are aware of the account that is waiting for HFA to respond.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On comment dated XX/XX/XXXX loss mitigation dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2717 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding payment status. Payment will be made online on XXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Loss mitigation dispute has been raised on XX/XX/XXXX. Loss mitigation dispute has been resolved, and resolution letter has been sent on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2718 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to inquire about online assistance for login issue.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2719 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to get online and go over escrow details<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No property damage reported. XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No property damage reported. XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No property damage reported. |
| XXXX | CMLTI 2025-RP4-2720 | 2 | [2] Damaged/Occupied/XXX Zone - Active insurance claim but unclear who holds funds or covered by bid<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding a recent payment. The agent presented the Interactive Voice Response (IVR) topic confirming that the payment made on XX/XX/XXXX, in the amount of $X.XX, was posted to the account on the same date.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, the borrower contacted the servicer regarding a missing payment from XX/XXXX, which they claimed was returned by the prior servicer but never received back in their account. The dispute (ID: XXX) was logged on XX/XX/XXXX and assigned to the Advocacy team for review. An oversight QC check on XX/XX/XXXX confirmed the issue type as "Prior Servicer Missing Payments" and passed all compliance checks. On XX/XX/XXXX, an Advocacy Review was completed, confirming the borrower's concern and escalating the matter for resolution. Between XX/XX/XXXX and XX/XX/XXXX, multiple borrower follow-up calls were documented, during which the borrower was advised that the dispute was under review. On XX/XX/XXXX, the Advocacy Dispute Review was finalized, and an XXX Dispute Resolution Letter was issued to the borrower, confirming that the dispute had been resolved and the findings communicated.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comments on XX/XX/XXXX reflect that the borrower sent in an insurance claim check for unknown damage and was transferred to the loss draft department. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX, under XXX disaster number (XXX) described as XXX and no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-2721 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to make the payment for XXX and XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2722 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in inquire about grace period and bi-weekly payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due XXX with disaster declared on XX/XX/XXXX (XXX). No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2723 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized 3rd party called to discuss about account and payment application. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2724 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and refused to discuss wanted to just follow on hazard insurance payment on prior account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1877 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment. Borrowers promise to pay for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1878 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed about borrower account and verified and no spouse details.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated on XX/XX/XXXX credit dispute was identified and resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1879 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made the payment on XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1880 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get assistance on logging in online and refused to discuss reason for delinquency. online password was reset and borrower stated social security number is incorrect. Servicer advised they would need a copy of the card to update. Borrower refused to make payment over the phone.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1881 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to see XXX payment and agent advised payment not set up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2725 | 2 | [2] Currently Delinquent Mortgage<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and said selling the property and requested a call back.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - family.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2726 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower had an escrow related inquiry.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, payment dispute has been identified. On XX/XX/XXXX, dispute was resolved. On XX/XX/XXXX, credit dispute was received, and dispute was resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1882 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and servicer advised status of the account. Borrower stated will rehab with ankle injury and servicer advised documents needed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2727 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in requested XXX and reset the password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX (XXX).No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2728 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to get the address to send the insurance claim check. Servicers provide the address to send the funds and advised them of the lender placed insurance funds.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates property was damage to XXX and borrower filed the insurance claim. Comment dated XX/XX/XXXX indicates Borrower need the address to send the insurance claim check. No evidence of 100% inspection was done. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1883 | 3 | [3] Title Issue -: Other<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and stated mailed cashiers checks XXX for $X.XX and another for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated on XX/XX/XXXX. There is no evidence city lien was not resolved. There is a city lien on title it need to be resolved.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-1884 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the total amount due on the account and set up two payments. Borrower advised they are working on loss mitigation documents but unsure if they will use the assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2729 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called in to make payment. Advised cure amount. essay taken and updated phone number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-2730 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Spoke with borrower and set up monthly payment for XXX in the amount of $X.XX. Agent advised of late fee waiver and how it will affect account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2731 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower to inform about the payment due, and borrower stated will be making XX payments in the month of XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1885 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in, declined to schedule payment and said will make it next week.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: <br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2732 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized 3rd party called regarding the account being notified for foreclosure and requested a verification of mortgage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per the comment dated XX/XX/XXXX borrower called regarding a pending check from the loss draft department, was advised of the Mini Miranda, and reviewed all required documents. There is no further information available regarding the property damage. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2815 | 3 | [3] Loan is in Foreclosure<br>[1] Contested FC (No Atty Authorized) - Notes clearly state contested FC has been resolved; resolution date is in the past | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower working with an attorney to submit the documents and still wanting MA. Borrower stated they are aware of the documents that are missing.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale. The borrower filed an answer to the complaint on XX/XX/XXXX. The contested matter was resolved as of XX/XX/XXXX.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2778 | 3 | [3] Delinquent HOA Fees<br>[3] Loan is in Foreclosure<br>[3] Title Issue -: Other<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer stated was trying to do a modification for a year and that it was denied. Advised them to resend documents. Customer informed that they will email it by XXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Customer requested loss mitigation assistance. There was a loss mitigation dispute. dispute type was listed in XXX. However, dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated XX/XX/XXXX, there is HOA lien found in the amount of $X.XX this was recorded on XX/XX/XXXX. On dated XX/XX/XXXX, as per section XX HOA is showing $X.XX and section XX showing $X.XX which was not clear. No comments have been found regarding the title issue resolution.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1886 | 1 | [1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and said will upload the assistance review docs by the end of next week.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. A loss draft claim was filed. due to unspecified damages, on XX/XX/XXXX. The loss draft funds were endorsed and released on XX/XX/XXXX. As of the review date, there is no indication that repairs are 100% completed. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2733 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in stated that they would be doing XX separate payment each month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2734 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in stated will make payment by the end of month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1887 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated insurance has not been paid. Advised to borrower insurance is not escrowed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1888 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and we had put mail back out to borrower mailing address as wants to receive mail on the account again requester recent letter be resent as to have physical copies of documents also wanted to ensure that auto draft was set up for the account<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1889 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in after being advised that the XXX payment would decrease. Agent explained that a review couldn't be done for XXX due to guidelines, but notes showed automated clearing house should be paused and a one-time payment set up. Automated clearing house was paused and a one-time payment of $X.XX was scheduled. Review confirmed there's an overage, so once the borrower receives it, she can call back to make an escrow-only payment of $X.XX to catch up. Agent will monitor the account to see if the task can be completed to apply funds to XXX as a short payment, or borrower may request it if she calls in or we reach out.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1890 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and was advise for the payment due of last XX months since XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1891 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in recorded line to change EZPayement.and EZPayment XX/XX/XXXX $X.XX and changed date XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster (XXX) declared on XX/XX/XXXX, XXX identified as per comment dated XX/XX/XXXX No property damage reported. |
| XXXX | CMLTI 2025-RP4-1893 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called to know when is foreclosure sale date and agent advised account is current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of family member.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages in file. |
| XXXX | CMLTI 2025-RP4-1894 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made the additional payment in the amount of $X.XX on XX/XX/XXXX and discussed about re-payment plan.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On comment dated XX/XX/XXXX loss mitigation dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX) no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-1895 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called to the authorization 3rd party, and authorized 3rd party advised of cure balance and borrower stated will make XXX payment on XX/XX/XXXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1896 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to discuss escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1897 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to check on private mortgage insurance removal. Servicer informed that it was removed as of XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1898 | 3 | [3] Title Issue -: Other<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to confirm account status and to make the payment. Agent provided the information and scheduled the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per the comment dated XX/XX/XXXX & XX/XX/XXXX XXX closed the City Lien issue noting no immediate threat to lien interest, but reflagged it at the process level due to active UCC liens on XXX, recommending foreclosure proceed with review during REO. A UCC lien has been identified on the property and it is not resolved<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX and no damage found as per the comments provided |
| XXXX | CMLTI 2025-RP4-2736 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed about borrower account verification and borrower was verified. borrower wanted to get help with the access to mobile app.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2737 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in as needed assistance logging into website<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2738 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payment confirmation.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1899 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment. Borrower scheduled payment for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicated loss mitigation dispute advise loss mitigation and sent out the resolution dispute for the same.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2739 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and was advised that not on auto draft also turned off paperless billing and resend the monthly statement and XXX to the mailing address.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2740 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for pending payments and escrow payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2741 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment and servicer advised of escrow shortage. Borrower declined the assistance.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Escrow Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates borrower raised the taxes dispute and resolution was provided on XX/XX/XXXX. Comment dated XX/XX/XXXX indicates escrow dispute was raised and resolution was provided on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. Comment dated XX/XX/XXXX indicates bankruptcy was closed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1900 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to check the status of the account also to insurance on file and to request new escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1901 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1902 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested the note.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates loss mitigation dispute was raised and resolution was provided on XX/XX/XXXX and dispute task was closed on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1903 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding will be making the payment by today.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1904 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and verify the account information with service. Also, advice the reason for default as income decreased and can't afford the increase of monthly payment. Also make the payment for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2742 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss a letter about confirming insurance. Servicer advised insurance department number as requested.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1905 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called and the missed payments were discussed. Also wanted help with resetting the password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2743 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to know if escrow refund was sent out and stated they will pay the fees with XXX payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1906 | 3 | [3] Title Issue -: Senior Liens | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to remove primary mortgage insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated XX/XX/XXXX title issue identified as a prior lien. The secretary of housing and urban development trustee: Public trustee of XXX county, XXX dated XX/XX/XXXX recorded on XX/XX/XXXX. There is no evidence of resolution been provided as per comment dated XX/XX/XXXX. The title issue was kept on hold.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2744 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2745 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to let us know that he got into a car accident with son and will be a little late on payment and it will send in by next week<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per XX/XX/XXXX comment indicates borrower called to report XXX damage XX/XX/XXXX. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1907 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to change the auto payment to a different due date and wanted to update email address. Agent sent paperless communication letter for sign up and copy of escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2746 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1908 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in discussion on late payment XX/XXXX, XX/XXXX and XX/XXXX because borrower is working on refinance. Borrower stated made payment on time and wants to know that show was late payment. Agent said payment was late a month. Borrower requested to send last XX year history payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2747 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquired on escrow analysis. Servicer advice the escrow analysis was completed on XX/XX/XXXX and the escrow shortage amount is $X.XX. and the payment change from effective XX/XX/XXXX with amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1909 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated is employed this month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1910 | 3 | [3] Title Issue -: Other | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to request XXX statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated XX/XX/XXXX subject property has City UCC lien. As per curative option title claim is needed. However no evidence of title claim being filed or title issue being resolved.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1911 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in about subdivide their property to which agent advised borrower would need to open partial release.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1912 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and stated will make payment when they get around it.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1913 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the insurance details. Borrower was advised that the policy was cancelled and was transferred to the insurance department.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1914 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated will make the payment via bill pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1915 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called to the borrower and borrower advised will keep making payments of the $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1916 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1047 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and stated they made XX payments in XXX and thought it would go towards XXX and XXX months payments. Servicer advised them that those payments where for XXX and XXX months.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1045 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to check is any unapplied funds also to check for payment amount as new escrow analysis done was advised of the escrow surplus for XXXX in amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1040 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and stated they received text on ACH to which agent advised borrower to disregard the payment reminder text sent earlier today. Agent also stated the account is set up for automatic payment withdrawal date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1051 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to see why its not due until XXX and there were extra payments made in XXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX payment dispute is reviewed and resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1038 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and inquired about the lender placed insurance policy number and wanted to know how to view. Advised them to go to the website and provided them with the web address to do so.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX and no damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1026 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and scheduled payment in the amount of $X.XX for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1013 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and said they wanted to stop the ACH. Servicer cancel the ACH per borrowers consent. Borrower stated the reason for default as family member's illness.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - family.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1049 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to check status of claim check and the call was transferred to loss draft (resolved claim).<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1032 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in realized have not made a payment in a while. Borrower said will be able to pay cure amount in about a week. Borrower 1 updated phone number and asked for principal balance and monthly payment amount and due date agent advise of lender placed insurance. Borrower will shop for insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1022 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to follow up with successor in interest review. Advised to borrower needed deed signed by grantor. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. As per the comment dated XX/XX/XXXX bankruptcy was closed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1029 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know about insurance. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1037 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the payment and promised to pay of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1030 | 2 | [2] Currently Delinquent Mortgage<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1041 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquire about pending payments and servicer advised there are no pending payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1067 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in who stated that an email was sent on XX/XX/XXXX and confirmed delivery via tracking number XXX. According to borrower, the payment sent should cover two months and leave an unapplied balance. Advised borrower to follow up next week to confirm if the payment has been updated in the system<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No property damage reported. |
| XXXX | CMLTI 2025-RP4-1039 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1034 | 2 | [2] Payoff has been requested within the last 60 days<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested for note holder and also set up auto payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Escrow Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX and XX/XX/XXXX indicated Escrow written dispute was raised by the borrower and servicer provided resolution. Thereafter no evidence of dispute mentioned by the borrower.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1015 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted authorized third party regarding promise to pay in the amount of $X.XX and borrower declined verbal repayment plan. Borrower is deceased and ---. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due toXXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1057 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to set a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1043 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1397 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. A motion for relief was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1028 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a payments on hold for XX months advised do not put payments on hold advised of loss mitigation workout options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1048 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to set up his XXX payment, but he wants it to be split $X.XX and $X.XX and borrower stated not needed any assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1036 | 2 | [2] Currently Delinquent Mortgage<br>[1] Verbal Dispute - Servicer responded and appears issue is closed | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and stated the job was switched in XXX and then deer ran into the car and had to get another car. Borrower wanted to review the call from XX/XX/XXXX because it hit the credit report negatively. Borrower is going to be emailed dispute regarding the credit report shows negative as XX days delinquent. Borrower has own homeowner insurance and will be mailing the document.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. On XX/XX/XXXX, a written credit bureau dispute was received. The dispute was resolved as the borrower will be going to be mailed regarding the dispute and document will be send. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1053 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the trying to go paperless.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1035 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about having recurring ach, agent stated that they are receiving late fees payment come out on the XX each month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1019 | 2 | [2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in asked for a equity line advise borrower has to contact bank. Borrower request a pay off.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXXdeclared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1044 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss about pending assistance review on unemployment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1046 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make the payment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1052 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to bank wire instructions to send reinstatement. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1060 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the payments on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXXdeclared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1055 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to check on ACH.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1056 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in reviewed account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1054 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1062 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated they have received the claim check and requesting information (resolved claim).<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1061 | 1 | [1] Damaged Exterior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and stated they received two insurance checks related to a storm that occurred approximately two months ago and requested guidance on how to submit the checks for endorsement. The agent provided the necessary instructions, and the call was transferred accordingly. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. XXX damage was noted on XX/XX/XXXX. Third party noted claim check in their name and needed it endorsed. Advised them unable to endorse since not an authorized third party. Advised them that, once approved as successor in interest, instructions would be provided on how to submit the required documents. No indication of damage being resolved or 100% inspection on file. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1066 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the escrow questions.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2751 | 3 | [3] Delinquent HOA Fees<br>[3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized person called in and stated will send the RI amount thru certified. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is missing documents. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per XX/XX/XXXX comment indicates there in an HOA identified with the HOA dues amount X.XX and there is no evidence for HOA foreclosure mentioned. |
| XXXX | CMLTI 2025-RP4-1074 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called about statement showing $X.XX. Advised that the statement processed before the payment was received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX) declared on XX/XX/XXXX. No property damage found. As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX.No property damage found. As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-1069 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called to go over final modification agreement and agent assisted. Third party stated they will send back agreement today.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1071 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status, borrower agreed to the verbal repayment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-1073 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1068 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and requested to speak about XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1070 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in promise to pay $X.XX. Borrower has been in hospital due to sick and having to be in rehabilitation and called to see what is eligible will be sending funds.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1075 | 3 | [3] Title Issue -: Senior Liens<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and discussed about making payments and processing fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of family member.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated XX/XX/XXXX title issue was identified due to prior lien. There is undischarged prior lien which needs to be discharged. There is no evidence identified of actions taken to resolve the prior lien issue.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1084 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1091 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1076 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. BK case# XXX was dismissed on XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1085 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called about payment to see when next due.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1078 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for XXX form for the year of XXXX, XXXX and XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1083 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1100 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payment increasing went over her escrow analysis that was completed and borrower advised that had a higher deductible which should have changed amount. servicer advised that borrower check with insurance company and call back.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment XX/XX/XXXX borrower was raised the payment dispute for reinstatement and the same has been resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1077 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in as needed password to reset account. Advised to borrower of mobile application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. As per the comment dated XX/XX/XXXX bankruptcy was discharged and closed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1101 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payment due and escrow. Advise to the borrower no longer escrowed for taxes and went over the payment breakdown, escrow shortage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1107 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payoff quote then borrower wants to make XX payment took XX payments pays for XXX. and XXX due, borrower said will request pay of quote after XX/XX/XXXX payment said does not need assistance borrower said they will be paying off debt.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1125 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower discussed account and changed automated payment settings. Borrower made a payment in the amount of $X.XX for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1080 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account as borrower said was told that his next payment won't be due until XX/XX but on the website is due for this month also schdeuled the payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1081 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to schedule payment on XX/XX/XXXX and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2752 | 3 | [3] Loan is in Foreclosure<br>[1] Contested FC (No Atty Authorized) - Notes clearly state contested FC has been resolved; resolution date is in the past<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding repayment plan which they accepted and discussed regarding website. Borrower made payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is judgment. The borrower's ATP filed an answer to the complaint on XX/XX/XXXX. The contested matter was resolved on XX/XX/XXXX.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX XXX on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1096 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to check the status of the account and to get the insurance details and was advised about no escrow balance. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact found in file. |
| XXXX | CMLTI 2025-RP4-1102 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and discussed payment due on account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1088 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and reset the password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1092 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss about has a lien on the house, due to divorce.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1109 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and setup payment. Agent offered the Homeowner assistance fund to borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1103 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized party called in and confirmed successor in interest document sent via fax. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1104 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The agent called regarding an insurance claim, stated they are waiting for the situation to be resolved, and will check with their bank to confirm what was released.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1116 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1082 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1106 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1143 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested to cancel their autopay and change the payment. Servicer advised it cannot be cancelled due to pending payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1127 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and scheduled a payment for XXX in the amount of $X.XX and they will call back in next week to discuss the XXX payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1105 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[2] Property is located in a XXX disaster area. | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to add the family member as authorised third party. Also inform that they have property damage due to XXX and XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per the comment dated XX/XX/XXXX indicates property was damage due to XXX and XXX. No evidence of borrower filed a claim, and No evidence of repairs was completed, and 100% inspection was done on property. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX disaster declared XX/XX/XXXX. Damages were reported due to the disaster. |
| XXXX | CMLTI 2025-RP4-1114 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to open a retention towards the borrower that due the foreclosure sale not able to open a retention review.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Comment dated XX/XX/XXXX indicates a bankruptcy chapter XX discharged on XX/XX/XXXX and closing completed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1423 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to check if payment was processed for XXX or not. and also stated property is owner occupied, and servicer advised borrower cure amount of $X.XX. borrower declined to setup EZ pay arrangement. and servicer also advised borrower is eligible for XX month or XX-month repayment plan however borrower declined.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1142 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding having trouble making a payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1117 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform that payment will be made of XXX on XX/XX/XXXX and do not want to make payment on late fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1131 | 3 | [3] Legal Description Issue - Mortgage contained incorrect legal and no actions to correct to date | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to make a payment for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. Bankruptcy was discharged.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Latest comment dated XX/XX/XXXX, there is legal description issue. On dated XX/XX/XXXX stated, legal description within the prior deed (recorded on XX/XX/XXXX, book XX, page XX) omitted the "except commencing" paragraph. No title claim was filed. There is no evidence of claim filed, or any resolution provided to resolve the issue.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1132 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the misprint of the hire date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. As per the comments dated XX/XX/XXXX chapter XX case number XXX was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2753 | 3 | [3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the office and was successfully verified. Consent to record the call was confirmed. During the conversation, the borrower was advised that in order to proceed with the purchase proposal, they must submit the XXX Settlement Statement, the Real Estate Purchase Contract, and proof of funds. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale. As per the comment dated XX/XX/XXXX the foreclosure sale, completed on XX/XX/XXXX, was rescinded and hence foreclosure considered active.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster number (XXX) described as XXX and no damage found as per the comments provided. As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX and no damage found as per the comments provided As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX no damage found as per the comments provided |
| XXXX | CMLTI 2025-RP4-1115 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to confirm payment had been scheduled.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1121 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called regarding will get the payment and discuss mobile application. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-1120 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1126 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss about loan information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1130 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower noted a XXX and was advised to contact insurance company and file a claim.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment dated on XX/XX/XXXX. Borrower called regarding XXX damage. No evidence 100% repair was completed. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No property damage due to XXX. |
| XXXX | CMLTI 2025-RP4-1122 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and schedule payment for XX/XX/XXXX in the amount of $X.XX. Borrower also stated about hardship is due to Extended Problems.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1129 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested to be transferred to the insurance department.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1151 | 2 | [2] Payoff has been requested within the last 60 days<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment for the month of XXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1159 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for billing statement from XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1137 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in stated was in the hospital intent to keep the property and discussed about retention program.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1144 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the payment for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1145 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called to discussed escrow and insurance payments. Explained the escrow shortage and sent the disbursement history. Customer will call back after reviewing it. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1133 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding payment increase and explained customer payment increased related.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1147 | 2 | [2] Damaged Exterior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and set up XXX payment for XXX, and next XX months for XXX. Borrower states XXX was replaced yesterday but XXX and XXX repairs are still ongoing.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates XXX was damaged due to XXX and received insurance claim checks. Borrower is working with contractor to get the repairs done. Comment dated XX/XX/XXXX indicates XXX was replaced yesterday but XXX and XXX repairs still on going. There is no evidence of repairs or 100% inspection done. Property repair is in process. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due XXX with disaster declared on XX/XX/XXXX. Damages were reported |
| XXXX | CMLTI 2025-RP4-1150 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss how to get borrower off the dialer and servicer advised refinance only.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates borrower raised the written credit dispute and resolution was provided. There was previously credit dispute was raised and resolution was provided.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. Comment dated XX/XX/XXXX indicates bankruptcy was terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1155 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the payments and promised to pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. Comments on XX/XX/XXXX indicated there was previously one more bankruptcy was filed on XX/XX/XXXX, Case XXX, Chapter XX, Dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1152 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the payment and accepted the verbal plan. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1153 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called with regards to the account discussion.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1158 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower 1 called in and stated they cannot access online account to which agent unlocked the account and reset password also provided new ID code assisted to find XXX form XXXX and advised how to change password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1160 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and advised out of bk in XXX and borrower relay wants to make payments online or over the phone.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment XX/XX/XXXX credit dispute was raised and the has been resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. As per comment XX/XX/XXXX indicates there was one more case filed case XXX and dismissed on XX/XX/XXXX and on XX/XX/XXXX indicates debtores were terminated o XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1266 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding wanted to know that amount can owe in payoff and advised can give the principal, but it could be more for the payoff.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1271 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. Bankruptcy chapter XX Case #XXX was discharged on XX/XX/XXXX. Prior to that Bankruptcy chapter XX Case #XXX filed on XX/XX/XXXX discharged on XX/XX/XXXX terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1164 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called verification entry made, and borrower was verified stated theft issues.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1165 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding to know the status of partial lien release.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1163 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to reset password for online account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2761 | 3 | [3] Loan is in Foreclosure<br>[1] Contested FC (Atty Authorized) - Notes clearly state contested FC has been resolved; resolution date is in the past<br>[1] Legal Description Issue - Mortgage contained incorrect legal and actions have been completed on a reformation action<br>[1] Verbal Dispute - Servicer responded and appears issue is closed | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to follow up on the account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. On XX/XX/XXXX, dispute identified, borrower stated that they were entitled to XX days forbearance under CARES act. On XX/XX/XXXX, dispute resolution letter was sent. Prior disputes were resolved on XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX respectively.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is judgment. Answer was filed on XX/XX/XXXX. Contested issue was resolved on XX/XX/XXXX.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. On XX/XX/XXXX, mortgage legal omits the municipality in the situate paragraph. It should be set forth as "XXX". On XX/XX/XXXX, the Mortgage contains a scrivener's error in the metes and bounds description that the mortgage legal description omits the municipality. Motion to Reform XX course of Legal Description footage reads XX feet, when in fact it should read XX feet. The title issues were resolved as of XX/XX/XXXX. On XX/XX/XXXX, title issue was resolved via reformation.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1170 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss about payment due on the account made payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1424 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the office and was successfully verified. Consent to record the call was confirmed. During the conversation, the borrower inquired about their insurance and requested the contact phone number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster XXX and no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-1179 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the account status and advised they will be paying off the mortgage in the same week.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1178 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get confirmation number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1185 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Spoke with borrower and discussed about account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1187 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower had a payment related inquiry.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment dated XX/XX/XXXX there is an damaged to the house and no indication of insurance claim been filed. There is no 100% inspection or repairs been done. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1188 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the update regarding the claim status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per the comments dated XX/XX/XXXX the borrower stated that has home repairs and have some issues with the contractor completing the job and the insurance claim is still in works. Per the comments on XX/XX/XXXX borrower wanted to know the update on the claim, the damage was not know and there was no evidence of the claim filed and the damage remains unresolved. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXXdisaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1171 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower 2 called to check on pending payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2754 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and stated that the fax did not come yesterday.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1173 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the office and was successfully verified. Consent to record the call was confirmed. During the conversation, the borrower stated that their most recent payment may be returned. The agent advised that, as of now, the returned payment due to non-sufficient funds has not been received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster XXX and no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-1175 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding general account information and gave no consent to record.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2755 | 3 | [3] Loan is in Foreclosure<br>[1] Legal Description Issue - Mortgage contained incorrect legal and actions have been completed on a reformation action | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding wanted to know what document are being sent and they will send the doc needed back to us .<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The current foreclosure is on hold and the hold reason is missing documents. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Title issue identified due to legal description. As per the XX/XX/XXXX final judgment has been uploaded as title curative letter. the title issue has been resolved on XX/XX/XXXX.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1174 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1180 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and discuss the general information about account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1181 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized party called in to schedule payment for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1184 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to set up ACH. Borrower schedule payment for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1195 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to confirm account status and to make a payment. Borrower was provided requested information and scheduled a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1190 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and promise to pay in the amount of $X.XX. Advised selecting portfolio servicing to automatically debit the bank account monthly XX days after the due date in the amount of $X.XX beginning XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1194 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for a copy of the pay history and set up an automatic clearing set up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1201 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding into schedule payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1191 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to confirm they setup on automated clearing house.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1205 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to check how they can lower the escrow payment to which agent advised they need to contact the county.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1208 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquire if taxes decreased last year.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment on XX/XX/XXXX indicates a credit reporting dispute was resolved as a response was sent via XXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is release from stay granted. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1216 | 2 | [2] Loan is in Bankruptcy<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform filed XX/XX bankruptcy chapter XX and fell behind with payment to trustee and issued a check for $X.XX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1219 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in about escrow servicer explained about payment change in XX/XX/XXXX to $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. Bankruptcy Chapter XX Case #XXX filed on XX/XX/XXXX discharged on XX/XX/XXXX. Prior to that Bankruptcy chapter XX Case # XXX filed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1233 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized party called in to make payment for $X.XX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1221 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called with regards to the payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1231 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and account was discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1199 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a two payments error wanted requesting payment to be returned to the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1206 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for confirming account status and for making the payment, agent provided the information and scheduled the payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1196 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for payment details and promised to pay in the amount of $ X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1200 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to ask about payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX) declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1211 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1228 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and confirmed payment will be received tomorrow. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1214 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1213 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed. Borrower inquired about the grace period and expressed interest in changing the payment amount on the electronic payments linked to the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1235 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the credit reporting on the account and servicer advised that she would have to get in contact with the bankruptcy attorney.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1238 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called servicer advised of maturity date as XX/XX/XXXX. And the total principal amount as $X.XX that just completed.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated XX/XX/XXXX payment dispute is reviewed and resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1253 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called regarding website and agent answered general questions. Authorized third party stated borrower will call back once payment returns to setup one-time payment for XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1244 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquire about taxes and will sent in tax bill that needs to be paid.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1259 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1258 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for assistance with accessing the website and servicer unlocked the account and reset the password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1227 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make sure their account was reinstated and the foreclosure case was closed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1260 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1240 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to reset their website password and confirmed they will be making a payment online today; consent to record was not provided.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1239 | 3 | [3] Title Issue -: Senior Liens | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower had an account related inquiry.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated XX/XX/XXXX indicates title issue for prior mortgage. There was no mention of actions to be taken to resolve the liens and there was no evidence of satisfaction.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Per inspection dated XX/XX/XXXX, there are no damages on the property. Total amount of the claim $X.XX. DOL XX/XX/XXXX. The claim was current/monitored. XX% inspection on XX/XX/XXXX in the file and all the funds have been released and the claim is closed. |
| XXXX | CMLTI 2025-RP4-1241 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer calling in to update payment. Advised payment was declined. Customer need assistance for escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1257 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to know where to mail check for a claim. Provided address for a customer.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2757 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1272 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment. Borrowers promise to pay trial payment for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicated credit dispute received & updated. The dispute has been reviewed and resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The current foreclosure is on hold and the hold reason is modification/short sale pending. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1274 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding escrow overage check to be reissue dated XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1286 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to show concern regarding escrow shortage and stated they will be submitting proof of decrease in insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1250 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and scheduled a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1254 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer wants to make a payment in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1261 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and the agent provided guidance regarding payment options and next steps. The borrower was verified, and consent to record the call was obtained. The agent discussed escrow details and recent changes. The borrower committed to a payment of $X.XX by XX/XX/XXXX. A website payment of $X.XX was received, and the fee waive flag is set to XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2758 | 3 | [3] Contested FC (No Atty Authorized) - Notes clearly state contested FC, no indication of resolution<br>[3] Foreclosure processing has been delayed.<br>[3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to request mortgage assistance application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The foreclosure sale is scheduled for XX/XX/XXXX. The current foreclosure is delayed and the delay/obstruction reason is current foreclosure contested. The next projected foreclosure step is sale. On XX/XX/XXXX shows that pleading was uploaded on XX/XX/XXXX.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1263 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in with questions about the loan. borrower said was no longer interested in a loan modification. No changes made to account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX no damages were reported. |
| XXXX | CMLTI 2025-RP4-1264 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to go over the demand letter. Servicer advised need a certain amount by XXX otherwise account can be referred for legal action. Servicer provided the assistance program and borrower accepted the repayment plan for three months.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1273 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1289 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as will make a payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1290 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower was called regarding the new servicer and borrower stated they have never heard of the current servicer and will call back once they receive information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-1311 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to online payment issues and servicer assisted with setting it up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1281 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to see if borrower can lower the monthly payment states borrower does not have paid XX different insurance companies.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1283 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and working on getting documents together.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1307 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and in regards to payment advised received the payment on XX/XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-2759 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the payoff statement. Advised them that payoff was short.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is servicer delay other. The next projected foreclosure step is service.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1306 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make EZ Pay changes.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1315 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower stated will send payment within the next XX weeks received letter from insurance, Waiting for payment need advised declaimer page.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1325 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in discussed about a payment and account information on the loan<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1332 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and Borrower was verified. borrower stated sent check #XX for $X.XX to cover XXX payment. Copy of check is in Select Documents, but payment not applied to account. but co borrower confirmed check cleared bank on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1343 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in and wanted to make sure borrower was escrowed for both the taxes and insurance. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1335 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1346 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and servicer advised of payment received on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. Comment dated XX/XX/XXXX indicates there was a previously bankruptcy was filed with case#XXX and discharged on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1345 | 2 | [2] Currently Delinquent Mortgage<br>[2] Payoff has been requested within the last 60 days<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and stated that the property was sold and also requested for the payoff quote. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1347 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to request covid assistance. Agent advised can cancel at any time.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1356 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called in about flood insurance. Advised borrower it was paid on the XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1309 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to discuss about the escrow related.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Escrow Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates there was escrow shortage and balance related, and the dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1334 | 1 | [1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called to make payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX payment dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. A loss draft claim was filed, per comments, dated XX/XX/XXXX, due to a XXX. The borrower stated they received funds for the damages, There is no evidence that repairs were 100% completed. Property repair is in process. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1326 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform that a call was received. Servicer advised can assist anytime after the XX of the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1396 | 3 | [3] Title Issue -: Other<br>[1] Delinquent Taxes - Delinquent taxes, but not tax sale | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comments on XX/XX/XXXX indicated there were two municipal city tax liens on title. Since the liens are municipal liens, they would hold priority over the subject mortgage and would need to be paid off at REO sale to convey clear title. Comments on XX/XX/XXXX indicated the servicer would not pay the municipal tax liens unless there is a pending lien sale. The servicer confirmed they would pay all liens at the time of REO sale. The foreclosure process was closed XX/XX/XXXX as the loan was reinstated and there was no further mention of the municipal tax liens.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated there were two municipal city tax liens on title. Comments on XX/XX/XXXX indicated the servicer would not pay the municipal tax liens unless there is a pending lien sale. The servicer confirmed they would pay all liens at the time of REO sale. The foreclosure process was closed XX/XX/XXXX as the loan was reinstated and there was no further mention of the municipal tax liens. |
| XXXX | CMLTI 2025-RP4-1328 | 3 | [3] Delinquent HOA Fees<br>[2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payments for XXX and XXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written credit dispute was raised by the borrower and resolution was provided. There was previously credit dispute was raised and resolution was provided.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates there is evidence of delinquent HOA in the amount of $X.XX. No evidence of delinquent HOA being paid off. |
| XXXX | CMLTI 2025-RP4-1333 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make payment and said XX/XX and XXX payment on XX/XX by online. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.. No Damages were reported No contact found in file. |
| XXXX | CMLTI 2025-RP4-1338 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about the escrow removal.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is not available in the information provided. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area (XXX) declare on XX/XX/XXXX for XXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1337 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer informed will call back to make a payment in the amount of $X.XX to $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1341 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding the account verification was discussed and borrower was not verified and discussed about other account information.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX payment dispute was identified and dispute resolution letter sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comments, dated on XX/XX/XXXX, reflect the subject property's XXX was damaged and XXX. As of the review date, there is no indication that a loss draft claim was filed or that repairs are 100% completed. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: XXX disaster declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX property damage reported. XXX disaster declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX property damage reported. |
| XXXX | CMLTI 2025-RP4-1444 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: XXX disaster (XXX) declared on XX/XX/XXXX, for XXX identified as per comment dated XX/XX/XXXX No property damage reported. |
| XXXX | CMLTI 2025-RP4-1355 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower advised that they can not pay until they get paid on the XXX in XXX. Borrower stated that they are on social security. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1365 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss about account and stated the payment is in process as of XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1372 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to see account information to make payments and setup.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX) declared on X/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1381 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform that hasn't sent the XXX payment and is aware of the late fee.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1383 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates that subject property had some XXX damage and insurance claim was not filed however there was no indication of 100% repairs inspection completed on the subject property. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1379 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and discussed the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1405 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1352 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment. Borrower made payment in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1351 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and promised to pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. On XX/XX/XXXX, the borrower noted XXX issues. No indication of claim being filed, damage being resolved or 100% inspection on file. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1342 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called regarding will call back later.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-1368 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in about the insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1363 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1367 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquired about the missed calls and lender place insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1393 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1382 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and was told the cure amount is the reinstatement amount sent a check $X.XX let know that this is not the correct amount and we will need to request a Reinstatement quote we requested one and let know that will be sent out with the correct amount and the funds that were sent $X.XX will not be accepted because that amount is not correct to reinstate the account. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found on file. |
| XXXX | CMLTI 2025-RP4-1389 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to schedule payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1386 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get access on account. Agent reset password but borrower was driving so could not discuss further.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No property damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-1390 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and discussed about the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1418 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment. Borrower made payment in the amount of $X.XX for XX/XX/XXXX. Advise late fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1414 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and informed that cancellation notice has been received. Also, stated the premium that was paid in XXX was only for XX months.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1412 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and needed assistance registering to use the website. Agent gave instructions on how to sign up online. Borrower said will make an online payment on the website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1416 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about general information regarding the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1449 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as going to call XXX and have them upload a copy of the policy on website. Borrower is also on automated clearing house.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1387 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Service spoke with customer and third party. Third party have power of attorney, but servicer don't have paperwork yet. Customer advised will transfer tomorrow. Servicer advised should have documents in the next few days and be able to accepts payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1395 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to set up automatic bank payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1399 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the homeowner's policy and if the same will be disbursed from escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1427 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to send a check for $X.XX on XX/XX/XXXX<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1402 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to let us know that there is an open dispute on the account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated on XX/XX/XXXX Borrower raised dispute for payment. On XX/XX/XXXX dispute ID was created. Comment dated on XX/XX/XXXX dispute resolution letter was sent.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1406 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquire about refinancing.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX declared on XX/XX/XXXX, no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX declared on XX/XX/XXXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-1420 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding about the payment related. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1410 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and made a payment for XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1409 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and discussed the escrow shortage.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. BK case# XXX was dismissed on XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1417 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1419 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in verification entry made and borrower was verified and promised to pay in the amount $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-2762 | 3 | [3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX declared on XX/XX/XXXX, no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX declared on XX/XX/XXXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-1439 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding to discuss about the account status.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment XX/XX/XXXX Credit dispute was raised and the same has been resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1466 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX credit dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1461 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and agreed verbal repayment plan.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comment dated XX/XX/XXXX credit dispute raised by the borrower, however as per the comment dated XX/XX/XXXX it has been resolved.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. Borrower previously filed for Chapter XX bankruptcy (Case No. XXX) in the XXX Bankruptcy Court on XX/XX/XXXX. The case was dismissed on XX/XX/XXXX due to missed plan payments<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1464 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and inquired about the delinquent letter and payment submitted in the amount of $X.XX for XX/XX/XXXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1455 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to set up the payment and updated contact information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1457 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to review successor in interest and escrow. Successor in interest review is now complete and escrow check needs to be reissued and a new escrow analysis should be generated. Customer plans to call and make payment on or before the XX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1465 | 3 | [3] Title Issue -: Other<br>[2] Currently Delinquent Mortgage<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower had an account related inquiry.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated on XX/XX/XXXX. There is a city lien on the title. There is no evidence for indemnification and satisfaction letter. Title issue need to be resolved.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No property damage found. As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-1456 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for update on document to be updated and available to review online can take XX hours to be able to be reviewed. Informed insurance disbursement will be paid out in XX/XXXX requested to speak with supervisor.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1462 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in and wanted to know about refinancing the loan and changed the name of their spouse. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1476 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding the payment details. The agent explained that the last payment received was applied to XXX, and the next payment due is XXX. The borrower inquired about the skipped XXX payment, and the agent clarified that XXX payment was covered by funds from XXX that were held in unapplied. Additionally, the escrow account was short by $X.XX, and the borrower made an escrow payment to address the shortage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1492 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called int o check the status of the account and was informed about the details no processing fee as well as no card has to be banking information advised of the website advised of the mobile application set up payment for XXX advised of the auto draft option<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.. No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1491 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. Bankruptcy chapter XX closed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1480 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to request loss mitigation review and servicer advised about required documents. Servicer also assisted with website login and borrower requested note holder information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1460 | 2 | [2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to inquire about their interest rate, escrow shortage, and to request a payoff quote. The agent advised that the payoff quote was generated under Payoff ID XXX and emailed as part of new paperless correspondence<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX and described as XXX. As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX, under XXX described as XXX and no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-1450 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower inquired on the status of loan and the reinstatement status. Advised them that the funds to have been received it will take time to be applied.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicated there was loss mitigation dispute, which is resolved, and resolution letter send it for the same.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1468 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to cancel the payment for ez pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1471 | 3 | [3] Damaged/Occupied/XXX Zone - Damage remains unresolved and no indication covered by insurance<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower changed the payment from XX/XX/XXXX in the amount of $X.XX. Payment was updated to XX/XX/XXXX for same amount. Borrower stated that they will try to bring the account current by end of month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX, there was a XXX damage to the property. No claim was filed. No comments found repairs are 100% complete. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-1477 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to verify account information on the loan<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1458 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to return call and informed of missing payments. Borrower will pay on the mobile application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1509 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called related to payment servicer confirmed payment was received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1469 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower regarding to discucss about adding trust to the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1473 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1470 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the escrow statement and servicer advised escrow balance. Also advised servicer will collect total amount over XX months at $X.XX per payment. Borrower asked to make a payment .<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1474 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to verify funds were received to see if borrower could make payments. Agent advised funds were received but allow additional time for funds to post.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area XXX declared n XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-1467 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1516 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in wanted to know about payments and wanted to know are overpaying on loan or will get back transferred to bankruptcy.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1481 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as made a payment and will catch up on own.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1478 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and payment has been sent to servicer.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1488 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and discussed payment due on account deleted and payment set up for today.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1497 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get a copy of the statement for XX/XXXX and XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1505 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to confirm if the account has been reinstated<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No damage were reported. XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No damage were reported. |
| XXXX | CMLTI 2025-RP4-1487 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and the agent discussed the account. The borrower was verified, and consent to record the call was obtained. The borrower inquired about a late fee, and the agent scheduled a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1517 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the insurance payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1519 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower 2 advised that they need to speak to their child about the loan to which agent updated 3rd parties' information and removed borrower 1 's number from receiving calls.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-1521 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment and requested for the escrow analysis. Borrower set up payment for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicated loss mitigation dispute, Borrower stated they were unable to get assistance. On XX/XX/XXXX Advise and completed the dispute review. On comment dated XX/XX/XXXX Dispute resolution letter sent out for the same.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1531 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. borrower called in to check about the insurance Call transferred to insurance department<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX.. No Damages were reported No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1479 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to reset the password on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX No damages reported. |
| XXXX | CMLTI 2025-RP4-1493 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and promised to pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1484 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower refused to discuss the account and requested to speak with another customer service person.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1483 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and set up two payments.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX borrower raised dispute for loss mitigation. On XX/XX/XXXX advised dispute reviewing in writing. On XX/XX/XXXX dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1475 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1522 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in due to website issue and wanted to verify the payment made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1489 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower's family member called and kept borrower on the line. Borrower confirmed XXX payment and borrower was verified.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX declared on XX/XX/XXXX.. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1494 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and discussed the repayment plan for XX months. Customer advised that was out of time and forgot to pay the repayment plan payments, advised will shop for insurance to lower the taxes.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1485 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to request assistance with the mortgage payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1513 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the escrow shortage and increase in payment. Borrower stated they will reset their payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1490 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1499 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and promised to pay $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1530 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower said they will make payment online and wanted to go over the escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1496 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment toward escrow in amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1506 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to discuss payment of $X.XX scheduled for XX/XX but declined due to associated fee. Provided information about paperless option. Customer did not wish to share phone number. Transferred back to queue for payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1498 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called in to confirm that their most recent payment, made on the XX, has been received.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a written payment dispute was received. The dispute was resolved as the servicer confirmed and there was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1502 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to set up payment and auto clearing house application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1500 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a automatic clearing payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1510 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to know the status of payment made. Borrower paid payment for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2763 | 3 | [3] Loan is in Foreclosure<br>[2] Damaged Exterior - Active insurance claim but unclear who holds funds or covered by bid<br>[2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to review the account status. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On comment dated XX/XX/XXXX loss mitigation dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comment on XX/XX/XXXX noted property has been damaged since XXX and that there is a pending claim to rebuild the property. No indication of damage being resolved or 100% inspection on file. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX (XXX) declared on XX/XX/XXXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-1541 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Unauthorized third party contacted regarding door tag but there was no authorization on file, Servicer advised verbal or online update needed. Borrower verification entries made borrower not verified deceased borrower's family member attempting to assume property walked them through website to add them to account. Authorized third party verified. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1536 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and the agent discussed the account. The borrower expressed intent to bring the account current independently.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1532 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to change a pending payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1515 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get the address to send check to be endorsed and sent back.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1514 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to unlocked the account on website and servicer advised to reset the password.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1525 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discussed to get own insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No property damage reported. |
| XXXX | CMLTI 2025-RP4-1527 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and agent advised to get own insurance and cancelled XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1526 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[3] Legal Description Issue - Mortgage contained incorrect legal and no actions to correct to date | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower inquired about account and insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated XX/XX/XXXX states there was legal description in file, and the title issue comments was Dot legal description do not match. Comment dated XX/XX/XXXX indicates legal description from the deed of trust and title reason description Assumption XX and XX legal description do not match. Comment dated XX/XX/XXXX indicates there was a legal description issue from the deed of trust, and no evidence of title issue is being resolved.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX states XXX and needs to the insurance carrier, and no indication of repair were started on the damage section. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-1524 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called to follow up on the account. Borrower informed that a bankruptcy was filed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1554 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquired about the escrow and call get disconnected.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1553 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in need some documents monthly statement XX month payment history.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a payment dispute was received. The dispute was resolved by the servicer. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1529 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called regarding in discussed with borrower for account verification and borrower was verified. borrower back to work and account is current and servicer look into setup later.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1540 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to confirm escrow refund check. Advised of escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1537 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in advised borrower to send proof of letter received detailing owing more $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1544 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called authorized third party to discuss payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1539 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to cancel the payment, was advised by the agent that the payment cannot be cancelled and it was too late. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1542 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1551 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to set up ACH.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1535 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about the account status and next payment due date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1543 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1547 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in regarding a escrow information on the account Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX . No damages reported. |
| XXXX | CMLTI 2025-RP4-1555 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1559 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called as wanted to go over payments received. Also requested amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1556 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in advise the plan does not have a grace period. Borrower was not aware of the plan. Borrower decided later on that wanted to be reviewed for repayment plan.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a loss mitigation dispute was received. The dispute was resolved by the servicer. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1560 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make the payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indcate that there was dispute raised for loss mitigation options and was resolved and responded by the servicer.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1558 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to get XXX from prior servicer and agent stated statement will come from them.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1564 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to setup payment on account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1572 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment. Borrower will pay online payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1562 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No damage were reported. |
| XXXX | CMLTI 2025-RP4-2764 | 3 | [3] F/C Sale Date Scheduled Within Next 6 Months<br>[3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested servicer to submit a manual request for repayment plan. Servicer advised reinstatement is the only available option and submitted an attorney reinstatement quote per borrower's request.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written loss mitigation dispute was raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure sale is scheduled for XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1575 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to change the payment date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per the comments dated XX/XX/XXXX borrower is doing repair in the home and will call loss draft to send the funds. There is no evidence that repairs are 100% completed. Property repair is in process. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1576 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in with regards to the insurance claim check and wanted to know if there is another lien on the property, was advised to do a public lien search (resolved claim).<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1788 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and advise that need to buy new XXX that was $X.XX, Also discussed the repayment plan and opted for the XX months plan in the amount of $X.XX starting from XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1789 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as initially declined automated clearing house setup, but later confirmed would like to add automated clearing house for the updated account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1593 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called in and said to close workout. Servicer advised about the application and updated mailing address.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1734 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the payment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1735 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and stated home is in escrow to be sold.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is filed/under plan. The proof of claim was filed XX/XX/XXXX. Comment dated XX/XX/XXXX relief was granted on XXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment dated XX/XX/XXXX, Borrower want to make the repair on property but there is no evidence of claim filed, or funds released. No evidence of repair or 100% inspection completed. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. There is evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1587 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower calling to log on to able to get on. Borrower did not really want to talk about anything else.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1585 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in requesting prior servicing payment history for XX months and payment history since boarding.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1592 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called in regarding insurance transferred borrower to the insurance department. Borrower discussed account need copy of proof of payment provided information where check send.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated on XX/XX/XXXX. Payment dispute has been resolved, No future question found.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. No property damage found. As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX.No property damage found. As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. No property damage. |
| XXXX | CMLTI 2025-RP4-1588 | 3 | [3] Title Issue -: Senior Liens<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third-party called to discuss the account. Borrower verification was completed for XXX, and consent to record the call was obtained. The caller inquired about the reinstatement amount of $X.XX. A wire transfer payment has been received and is currently in the posting process. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. The property associated with this loan has multiple city liens—specifically, XX liens to XXX—that will survive the foreclosure and must be paid prior to the REO (Real Estate Owned) sale if the property reverts to the beneficiary. These liens are not automatically extinguished through foreclosure and may require resolution before the sale can proceed. A Process-Level issue was created under the category City Lien, with comments noting that if the agency or district begins foreclosure proceedings on their lien, it may be necessary to pay off the liens before completing the foreclosure sale. The system also includes a prior lien recorded on XX/XX/XXXX, and a separate Title Resolution issue indicating that a Title Claim will be filed by the XXX vendor. The sale should not be set until the title is cleared. There is prior lien issue and it is not resolved yet.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1582 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower contacted the account to discuss borrower verification, confirmed the borrower was verified with consent to record, validated the updated ACH date and cell number on file, and advised that the account does not reflect any bankruptcy status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is not available in the information provided.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1590 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to cancel automated clearing house and set up onetime payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1596 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to verify pending payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1594 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party picked up and reviewed the account. Also requested a XX-month verbal plan. Declined loss mitigation, mobile app, automated clearing house setup, and payment setup.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX (XXX). No damages reported. |
| XXXX | CMLTI 2025-RP4-1577 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the payment change on the account and was waiting for the check to come in.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comments dated XX/XX/XXXX there was a loss mitigation dispute identified and a dispute resolution letter was sent as per the comments dated XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1584 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2765 | 3 | [3] Loan is in Foreclosure<br>[1] Contested FC (Atty Authorized) - Notes clearly state contested FC has been resolved; resolution date is in the past<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called regarding the account discussion and payoff statement. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payoff amount dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a written payoff amount and payment history dispute was received. The dispute was resolved as the servicer confirmed and there was no further mention about the dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX(XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1563 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated mobile was hacked and servicer advised will set up a password and will escalate the issues.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1566 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower to discuss about payment and borrower stated will make the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1573 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The co-borrower called in to check endorsement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. On XX/XX/XXXX, borrower called in regarding claims check. On XX/XX/XXXX, borrower called in to get loss draft address for check endorsement. No information pertaining 100% repair inspection found. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1571 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment. Borrower called in with questions and stated had active bankruptcy.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1567 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment and agent assisted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1574 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in advised mini miranda, discussed missing document. Borrower will send a copy of form XXX used to report income for borrower 2 when filing taxes.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1568 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated they made a payment, but servicer advised there is no record of the payment. Borrower advised they will back on the following day to check if payment was processed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1570 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX.Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-1569 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to request a payoff.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found inf file. |
| XXXX | CMLTI 2025-RP4-1589 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called for account discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX. Bankruptcy was discharged on XX/XX/XXXX and closed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1597 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and stated they received insurance bills and want to verify if servicer is going to pay the insurance. Servicer advised the account is not escrow for insurance. Borrower stated servicer paid last year insurance and want to know why they are not paying this year. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1580 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to make a payment towards loan level advance fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comments, dated XX/XX/XXXX, the borrower stated they've started repairs on the property. As of the review date, there is no indication that repairs were 100% completed. The type of property damage was not provided in the comments. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No property damage found. As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX.No property damage. As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No property damage. |
| XXXX | CMLTI 2025-RP4-1591 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about the account status and missing documents.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per the comment dated XX/XX/XXXX credit dispute raised by the borrower, however as per the comment dated XX/XX/XXXX it has been resolved<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was dismissed on XX/XX/XXXX. Chapter XX bankruptcy (Case No. XXX) was filed on XX/XX/XXXX, and dismissed on XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No damage were reported. |
| XXXX | CMLTI 2025-RP4-1586 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment. Borrower set up payment for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1583 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower to discuss about loan status.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates that there was payment dispute was filed and has been resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1598 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1600 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Spoke with borrower, borrower advised having some financial issues right now but hoping to have XXX payment in by the end of the month. Borrower wanted look into assistance of short-term re-payment plan<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1790 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and to make the payment on the account of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1614 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and needed ez pay change.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1607 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and promised to pay $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1742 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called and wanted to change payment amount. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment datedXX/XX/XXXX, indicated the property is in XXX disaster area XXX due to XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1617 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1612 | 2 | [2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Spoke with borrower, borrower said that will make the payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On comment dated XX/XX/XXXX loss mitigation dispute was resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX (XXX) declared on XX/XX/XXXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-1619 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and stated that they have never filed bankruptcy and would like this removed.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. As per comment dated on XX/XX/XXXX.Credit dispute has been resolved. No future question found.<br> REASON FOR DEFAULT: The reason for default is marital difficulties.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1599 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in stated hardship reason is due to excessive obligations also stated that they will pay $X.XX and then P&I after that escrow balance of $X.XX. Advise to the borrower mortgage assistance option borrower declined for now.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1605 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower to discuss about insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1595 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1601 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called regarding escrow account related.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1606 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and the agent discussed the account. The agent reviewed the account details with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1741 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to set up a payment for XXX, but payments were still processed through pre boarding system.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1691 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized 3rd party stated they will not be able to make a payment this month, discussed unapplied balance and also stated that they are not working currently. Receiving $X.XX as SSI by first week of the month to which agent discussed document list. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1740 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payment confirmation which was made on XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1609 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1610 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in inquiry about the account and stated has been victim of a fraud and received a call advised that mortgage is in foreclosure but advised as no.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1615 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed about account and borrower verification was completed and discussed about payment methods, borrower said they are sending the wire in to get the loan out of foreclosure. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: XXX disaster (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX no property damage reported. |
| XXXX | CMLTI 2025-RP4-1791 | 2 | [2] Damaged Exterior - Active insurance claim but unclear who holds funds or covered by bid<br>[2] Property is located in a XXX disaster area.<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower made a payment and set up automatic clearing house. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comment dated on XX/XX/XXXX New claim was opened due to property XXX damage. Claim classified as non-monitored. On XX/XX/XXXX borrower waiting for check needs to endorse. Borrower is trying to get XXX repair completed with insurance company. There is no indication of repairs completed or 100% inspection completed. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. XXX damages were reported, and repairs are pending. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. Roof damages were reported, and repairs are pending. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. Roof damages were reported, and repairs are pending. |
| XXXX | CMLTI 2025-RP4-1613 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding payment status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1616 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Agent called regarding payment. Borrower will pay end of month and borrower stated was at work so did not want to talk at the time. Borrower would like to continue to have paper statements coming home.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1611 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Spouse contact listed in customer records; caller confirmed borrower is deceased and will email the death certificate. EasyPay payment setup completed. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster number (XXX) XXX and no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-1792 | 2 | [2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and requested for the payoff quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1652 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding into make the monthly payment and advised intends to keep and will start own homeowners' insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1621 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discussed confirming mailing address and phone number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster number (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX. No property damage reported. |
| XXXX | CMLTI 2025-RP4-1620 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1618 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to being the account current on XX/XX/XXXX and scheduled the payments. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - family.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX [XXX] declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1736 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get an update on the escrow removal and wanted to know of the refund. Agent advise that will be receiving the refund and advise of new principal and interest payment amount and the escrow disbursement will be updated to the website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1623 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called the borrower regarding XXX month payment and borrower stated they thought payment was scheduled. Borrower set up autopay on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1625 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding account verification.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1622 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower stated had received some latter about insurance and not sure why explained and confirmed escrowed stated this is parents home and they passed away and borrower will send in death certificate but will leave the account if for now. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1626 | 3 | [3] Title Issue -: Senior Liens<br>[2] Currently Delinquent Mortgage<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to intends to fully reinstate account. Borrower declined loss mitigation.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Loss mitigation dispute has been raised on XX/XX/XXXX. Dispute has been resolved, and resolution letter has been sent on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated on XX/XX/XXXX there was title issue related to prior lien. The title issues were resolved as of XX/XX/XXXX. There was indemnification letter was approved to resolve title issue. There is no indication of prior mortgage satisfied and released.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1624 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1631 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a payment change from escrow shortage.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Fee Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates a fee dispute. Comment dated XX/XX/XXXX indicates a dispute resolution letter sent.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1633 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make sure the account is only due XX payment in XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1629 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status, spoke with borrower regarding the status of the XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1630 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for help to logging into website to which agent assisted, and payment was posted via ACH.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1628 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized 3rd party made a payment. Authorized 3rd party also stated will be updating insurance soon. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1639 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the refund check that was received and wanted to know why it was inform that it was an escrow overage check.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Reinstatement payment dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, a written reinstatement payment dispute was received. The dispute was resolved and there was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX(XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX(XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX(XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1632 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and insurance was not paid, disbursement was on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2767 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get general account related information.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written loss mitigation dispute was raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1627 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a insurance and did not want to make another payment<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the reporting occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX [XXX] declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due XXX XXX declared on XX/XX/XXXX No damages reported. |
| XXXX | CMLTI 2025-RP4-1641 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called and promised to pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1634 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding account related and payment history out and setting up auto clearance and to make payment towards fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1658 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower contacted regarding payment history, while an offer was made to submit the request, borrower opted to complete the submission online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a disaster area designated by XXX, XXX declare on XX/XX/XXXX. No damage were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area (XXX) declare on XX/XX/XXXX for XXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area (XXX) declare on XX/XX/XXXX for XXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area (XXX) declare on XX/XX/XXXX for XXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1635 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and account was discussed. Borrower wants to get XXX month statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1640 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in stated hardship reason is due to marital difficulties.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1637 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1643 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to see if servicer had received tax bill. Servicer did not receive it.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1638 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status. Borrower said that already made the payment for XXX but other than that was not able to go through the TT. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1656 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Authorized 3rd party stated typically makes the payment. Borrower stated payment should by XX/XX/XXXX. Borrower stated property is occupied some of the time. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1644 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower to discuss regarding payment and payment has been scheduled.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1648 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and discussed the account. Borrower was verified and consent to record was obtained. Borrower needed to make a payment and a new EasyPay entry was created for $X.XX dated XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1645 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized 3rd party called in regarding reinstatement quote. Advised to disregard also confirmed new payment from escrow analysis. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1667 | 2 | [2] Loan is in Bankruptcy<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in about the insurance changed and wanted a new analysis done to which agent advised effective date as XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, borrower did multiple disputes, XX for payment and XX for escrow/insurance premium increase. The dispute was resolved by the servicer.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. BK filing date is not mentioned in the comments.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1665 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding could not get the payment to go through online and pending easy pay and cancelled that one from today and did the easy pay for today with right bank information and borrower stated would pay the XXX payment by XX of this month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1650 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and verified identity over the phone, providing consent to record the call. The purpose of the call was to report being locked out of the website. During the conversation, the borrower promised to make a payment of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1646 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1653 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to cancel payment on account because it is a double payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1659 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding their account and was informed through Interactive Voice Response that their payment of $X.XX made on XX/XX/XXXX, was posted to the account on the same date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX Act. disaster number (XXX) described as XXX and no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-1647 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and promised to pay for XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1642 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed about borrower account and borrower verification was verified. Borrower stating that county sent a bill and not worried about that. servicer advised to contact county to find out and payment was missing. borrower said that already sent bot payments in by check and borrower able to pay mortgage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1657 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called regarding about does not need any mortgage assistance and can make the payment discussed and required documents for assumption. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1651 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the miscall. Advised that the call was about the required documents.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1688 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discussed borrower could not find the monthly statement online and we had a little issue.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1654 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the office and spoke with an agent regarding their upcoming payment. They expressed uncertainty about the scheduled payment and requested to reschedule it. The agent acknowledged the concern and noted the payment was originally promised for XX/XX/XXXX in the amount of $X.XX, with a check dated XX/XX/XXXX for the same amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2769 | 3 | [3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is service.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1668 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in regarding payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1674 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and advised that they had surgery. Borrower advised they will make the payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1662 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called and requested assistance for website access and paperless. However paperless option is not available to opt in. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1663 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the office and spoke with an agent regarding their account. They explained that they have been experiencing issues with their current bank and will need to change it, which has contributed to their payment delays. Additionally, the borrower disclosed that they are currently going through a divorce. They stated that funds will be sent in XXX to bring the account current for the XX months past due.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2770 | 3 | [3] Loan is in Foreclosure<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called regarding to order reinstating. Agent advised loan does not qualify for modification. Agent advised last modification date. Borrower working with save the property and discussed consent judgment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Borrower raised dispute on XX/XX/XXXX as borrower wanted to keep the home and ready to pay monthly $X.XX for insurance shortage. dispute has been resolved and resolution letter sent on XX/XX/XXXX. Borrower raised dispute on XX/XX/XXXX as borrower wanted to keep the home and ready to pay monthly $X.XX for insurance shortage. dispute has been resolved and resolution letter sent on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1660 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss payments for $X.XX, Ezpay posted on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1671 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1666 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to set up autopay on the account, but they did not have bank details. Borrower advised they will call back later.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written loss mitigation dispute was raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1670 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to payment increase and servicer advised it was due to escrow shortage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1673 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower said the ACH date was over drafting his account, so they need to change it to the XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1669 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated they will mail the payment on XX/XX/XXXX in amount of $X.XX. Servicer assisted borrower with setting up mobile application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. Comment dated XX/XX/XXXX indicates bankruptcy was closed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1661 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss about the account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1682 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to get XXX document. Agent advised online procedure.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1676 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party was called regarding the payment and third party stated they are waiting for bonus to bring the account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1681 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Spoke with borrower and discussed about account status, Ach has been set up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1672 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inquire about the check dated XX/XX/XXXX in the amount of $X.XX. Advised that the check was an escrow refund, Also provided a breakdown of the payment details.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1679 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to change date on automatic clearing house.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1694 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss additional principal payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1678 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called, gave consent to record. Authorized third party wanted to check on account. Servicer advised of potential successor. All documents need to be sent to complete review. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX (XXX). No damages reported. |
| XXXX | CMLTI 2025-RP4-1677 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in about the escrow. Advised of escrow shortage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2771 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called in and borrower stated that family member passed away and family member was in the trust to passed also and is working to get off the trust. Borrower will brings the money to bring the account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of family member.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1692 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Authorized 3rd party stated borrower is going to make a payment on XX/XX. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-1683 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the payment for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1695 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss regarding the tax installments and wanted to know if it was paid, agent delivered the monthly statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1687 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and payment and discussed auto draft for regular payments and also wanted to waive late charges advised to send written request for ;ate charge waiver.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1686 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in with their attorney to confirm that foreclosure action will stop once they wire the payment on the following day and servicer provided confirmation.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1680 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status, borrower called because they have ach and wanted to push the date back.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1690 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in as wanted to get on a repayment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1685 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding payment made one payment and cancelled XX payments of dated XX/XX/XXXX and XX/XX/XXXX in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1689 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the servicing center regarding their account. The agent provided guidance and reviewed account details based on the name listed on the loan. The following automated message was presented to the borrower: "Your payment made on XX/XX/XXXX, in the amount of $X.XX was posted to your account on XX/XX/XXXX."<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1702 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding ACH and additional interest payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1684 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower regarding payment and advised servicer still monitoring payment increase with escrow.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates that there was payment dispute filed and has been resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1701 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding issues accessing the XXX website. Agent advised that the password was reset, and the borrower was able to log in successfully.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1693 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and went thought escrow and paid by bill pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1699 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1696 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called regarding to payment post today.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1700 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated they still want to see if workout can be done to which agent advised them per notes all pages to tax returns and Profit & Loss statement is needed. Resent missing items that has the P&L and will call back if having issues filling out. Agent advised XXXX tax return with all pages and XX months of P&L statement since the borrower is a XXX employee.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1697 | 2 | [2] Damaged Exterior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in stated will make payment on XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comments, dated XX/XX/XXXX, reflect that a loss draft claim was filed due to XXX and XXX damage. On XX/XX/XXXX, the Borrower stated that the XXX still needs to be repaired but their XXX is done. On XX/XX/XXXX, the borrower stated they were still waiting for an inspection. As of the review date, there is no indication that repairs are 100% completed. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1703 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in account discussed. Borrower 1 mother lives in the property. Borrower stated that paid mortgage but does not see balance go down advise of payment break down. Advised of payment breakdown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1711 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the account information. Servicer advised them of website and the application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1698 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1704 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called verification entry was made, and borrower was verified and discussed about loan account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1706 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make the remaining payment to bring account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX (XXX). No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX (XXX). No damages reported. |
| XXXX | CMLTI 2025-RP4-1707 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed borrower account verification and borrower was verified and discussed workout closure.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1705 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and went over escrow shortage paid for XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1708 | 2 | [2] Damaged Exterior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to know the process for sending in a claim check and provided address details. Borrower advised needs all the money for the XXX as it was damaged in the XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates XXX was damaged due to XXX and borrower asked the process for sending a claim check. There is no evidence of repairs completed or 100% inspection done. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1713 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and discussed topic thankers.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-1709 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorised third party called in and wanted to make the payment for online for $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1712 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called authorized third party and they advised they will make the payment online. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1714 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make the payment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1710 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called with regards to the payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1716 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the servicing center regarding a request to update their banking information. The agent provided guidance on how to proceed with the change.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster number (XXX) described as XXX and no damage found as per the comments provided. & As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX, under XXX disaster number (XXX) described as XXX and no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-1717 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to get online assistance for website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1715 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the payment history on the account. Servicer stated they discussed all payments made from XXX till this month and explained why funds in the amount of $X.XX are still owed at this time. Borrower promised to pay in the amount of $X.XX on XX/XX/XXXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1719 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX due to XXX XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1720 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower was called to advise about the past due amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-2772 | 3 | [3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and discussed about the missing document. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. Judgment was entered XX/XX/XXXX. The foreclosure sale is scheduled for XX/XX/XXXX. The current foreclosure is on hold and the hold reason is XXX disaster. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1722 | 3 | [3] Title Issue -: Liens not Perfected | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discussed to make a payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. As per comment dated XX/XX/XXXX title issue identified, due to Municipal Lien, in favor of XXX, XXX against XXX, XXX, in the amount of $X.XX, plus interest and costs, recorded XX/XX/XXXX, as Case No. XXX, XXX records. There is no evidence title issue resolved.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1772 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1724 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Agent spoke with borrower regarding payment. Borrower will take care of payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-1718 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and connection got bad taking about website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1727 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to ask what to do with money from previous insurance check and advised to send a check to us to go into escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-1723 | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated that they wanted to do their taxes and needed their XXX statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per comment dated XX/XX/XXXX, borrower called about a check for insurance repair. There is no evidence of repair started or 100% inspection being done. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1721 | 3 | [3] Contested FC (No Atty Authorized) - Notes clearly state contested FC, no indication of resolution<br>[3] Foreclosure processing has been delayed.<br>[3] Loan is in Foreclosure<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is delayed and the delay/obstruction reason is current foreclosure contested. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1725 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding the past due offered assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1726 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and stated that they have received a letter for the assistance and also that wife is doing the assumption. Borrower was advised of the documents needed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1730 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in stated deferral agreement sent and also made payment on the XX. Advise to the borrower cure amount for XXX month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1729 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss to make a plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates that subject property damages due to XXX and borrower wants to file an insurance claim and agent transferred to loss draft department. However, there was no indication of 100% repairs inspection completed on the subject property. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-1732 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account status, borrower requested to remove escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1731 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and will pay by end of the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1737 | 3 | [3] Title Issue -: Other<br>[2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated spouse will make the payment. Payment was received in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated XX/XX/XXXX Title Report Reviewed completed which indicated the city lien on the title. No evidence of Title claim filed. No evidence it has been resolved or paid within review period. Title review process completed. Title issue indicated there is City lien on title. No evidence of it was resolved.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per comment dated XX/XX/XXXX Borrower stated that they need fuds to repair property. Borrower received insurance claim in the amount f $X.XX.On XX/XX/XXXX Borrower stated that repair has been completed on the property without approval and funds need to bring account. On XX/XX/XXXX Borrower stated that claim check is in progress hence repair not started yet. On XX/XX/XXXX Inspection set up on the property. No evidence of all repairs was completed or There is no evidence of 100% completed repair inspection. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX on XX/XX/XXXX. No Damages were reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX. indicated the property is in a XXX disaster area (XXX) due to XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1738 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower was called in discussed the account. Provided consent to record the call.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1743 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding a change in their homeowner's insurance. The agent advised that a new escrow analysis was completed based on the updated insurance information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1739 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding about the amount which<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1744 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding a duplicate payment, and upon review, there is an unapplied amount of $X.XX currently reflecting on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per the comment dated XX/XX/XXXX, the borrower reported XXX and stated that the insurance company is not addressing the claim. The borrower provided an insurance claim number during the call. The borrower was seeking assistance regarding the insurance claim, and as a result, the call was transferred to the Property Claim Department for further handling. No further details were provided and there is no evidence of completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1746 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the servicing center regarding foreclosure-related fees and requested documentation showing the disbursement history at the loan level. The agent provided guidance and confirmed that a payment was scheduled for XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster number (XXX) described as XXX and no damage found as per the comments provided. |
| XXXX | CMLTI 2025-RP4-1748 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and stated XXX month was posted of $X.XX on dated XX/XX/XXXX. Also discussed the website and lender placed insurance. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1751 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called to know how to add successor in interest as a authorized third party and agent advised to submit successor in interest review. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1753 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to set up the payment. Payment was processed and advised the borrower about principal balance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1745 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted authorized third party regarding successor in interest documents are needed to review. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1749 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and a payment was scheduled.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1752 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for XXX and discussed about account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: <br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1750 | 2 | [2] Damaged Exterior - Active insurance claim but unclear who holds funds or covered by bid<br>[2] Property is located in a XXX disaster area. | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and wanted to know reason for increase in payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per the comment dated XX/XX/XXXX the home was damaged by XXX. Although the XXX was repaired, the insurance did not cover the full cost. An outstanding amount of $X.XX remains unpaid. The XXX has threatened to place a tax lien on the property. The borrower has been disputing the remaining insurance coverage for over a year. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a disaster area designated by XXX, XXX declare on XX/XX/XXXX. No damage were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area (XXX) declare on XX/XX/XXXX for XXX. No damages were reported. Comments on XX/XX/XXXX indicates the property is in a XXX disaster area (XXX) declare on XX/XX/XXXX for XXX. No damages were reported. As per the comment dated XX/XX/XXXX the property is located in a disaster area designated by XXX, XXX declare on XX/XX/XXXX. Damage were reported. |
| XXXX | CMLTI 2025-RP4-1755 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for consent to record and also advised for Bankruptcy disclaimer.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1756 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower about modification and going to start uploading documents.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1760 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as needed help to find XXX online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1759 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to discuss the monthly payment and confirmed for XXX and went new payment amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1757 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in and advised they are working on documents needed for successor in interest review. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. Comment dated XX/XX/XXXX indicates bankruptcy was closed on XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1762 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and promised to pay in the amount of $X.XX on XX/XX/XXXX. Borrower requested payment history statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX (XXX) declared on XX/XX/XXXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-1758 | 2 | [2] Currently Delinquent Mortgage<br>[1] Verbal Dispute - Servicer responded and appears issue is closed | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding a scheduled payment for tomorrow, which borrower wishes to cancel. Borrower mentioned that intends to make a catch-up payment instead and confirmed that will not be able to make a payment in XXX. Borrower also inquired about the amount required to bring the account current once the XXX payment clears and was advised that the amount is $X.XX. Additionally, the borrower requested to schedule payments of $X.XX for both XXX and XXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Escrow Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. As per the comment dated XX/XX/XXXX, an escrow dispute was submitted by the borrower, who subsequently called in regarding an escrow refund. However, the comment dated XX/XX/XXXX indicates that the escrow dispute has already been closed out.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1763 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in account discussed and informed will have to refinance if want name removed from account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1761 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed borrower account verification and borrower was verified.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: XXX disaster (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX No property damage reported. |
| XXXX | CMLTI 2025-RP4-1766 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called as will make XXX payment . Servicer advised late fee of $X.XX was charged for XXX and XXX. Also informed that no late fee payment in XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1765 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to discuss the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1768 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in regarding mortgage assistance and wants to keep the home as borrower started a job and working two weeks.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1767 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to payment related query.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1771 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1770 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and stated will make payment on end of the month and made one payment and stated had family hardship expenses.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1769 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed borrower account verification and borrower was verified and scheduled payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1774 | 2 | [2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding to schedule a payment today. Borrower did not need assistance with this account. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-1775 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and stated payment mailed and disputing payment history. As per payment in XXX and XXX email to send proof of payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1776 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to request escrow refund check in the amount of $X.XX which is sent on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1773 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-1777 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for the assistance regarding the mobile application. Informed to the borrower payment made on XX/XX/XXXX in amount of $X.XX was posted to your account on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1778 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called about the account status and promise to pay on XX/XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1793 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to set up one payment and will set up the website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1794 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and payment details and said sent in a payment of $X.XX for the month of XXX and XXX and another one will be made on the month of of XXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comment dated XX/XX/XXXX indicates that there is damage to the property due to XXX. No further details were provided and there is no evidence of an insurance claim or completed repairs. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1795 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inquire of servicer has paid taxes due in XXX to which agent advised not yet, but they are aware they are due to be paid.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1787 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated form XXX is incorrect for XXXX. Advised to borrower it only shows when borrower came to servicer, and it does not have any XXX information on it.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1557 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in ACH packet request. Borrower verified. Provided consent to record.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. Bankruptcy got terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1550 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in requested information about payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1533 | 2 | [2] Currently Delinquent Mortgage<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented<br>[1] Legal Description Issue - Mortgage contained incorrect legal and actions have been completed on a reformation action<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called and stating sent fund for the reinstatement account. The funds have not yet been applied to the account. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Borrower raised dispute for the payment. There is misapplication of payment was made and dispute ID also created. On XX/XX/XXXX dispute resolution letter was sent.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment shows that there is title issue was found. There is legal description error found. The unit number is not stated in legal description for the mortgage was recorded in book #XX, page #XX. Title claim has been filed. On XX/XX/XXXX shows that title issue was resolved. On XX/XX/XXXX shows that title issue has been resolved.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1549 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding discussed borrower account and borrower was verified. discussed about flood and insurance. borrower requesting to speak to supervisor to confirm insurance and advised on the account regarding insurance sent to is something not sure about transferred. borrower wanted to confirm the carrier on the account for hazard insurance and flood.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: XXX disaster (XXX) declared on XX/XX/XXXX for XXX identified as per comment dated XX/XX/XXXX No property damage reported |
| XXXX | CMLTI 2025-RP4-1428 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to check if the loan was paid for the month of XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1430 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to discuss about bankruptcy disclosure letter and discussed about account status. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1440 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to update phone number.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicated automated credit dispute received which seems to resolve. Dispute information verified and updated. On comment dated XX/XX/XXXX Borrower had payment dispute which was resolved and closed as per comment dated XX/XX/XXXX. Comment dated XX/XX/XXXX indicated the loss mitigation dispute which seems to be resolved as er comment dated XX/XX/XXXX and resolution letter sent out for the same. Comment dated XX/XX/XXXX indicate credit dispute which was resolved, and information is updated and verified.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1448 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer contacted borrower and borrower was not interested in payment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1442 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated account is listed as trustee however return payment received. Borrower stated makes all payments to the trustee referred borrower to attorney however borrower did not have bankruptcy attorney.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1433 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the servicing center regarding payment options and fees associated with the account. The agent provided details about the cure balance, informational balance, and available repayment plans, including one for $X.XX from XX/XX/XXXX, to XX/XX/XXXX, and another for $X.XX from XX/XX/XXXX, to XX/XX/XXXX. The borrower stated they would need to speak with their spouse before proceeding.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1441 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and stated that cure amount borrower did a E-Z pay for XXX payment amount $X.XX on XX/XX/XXXX. Advised of mobile application and verified banking information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1435 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called to request account info. Guided on website setup. Customer was interested in paperless, but system didn't allow setup due to email being under authorized third party. Servicer advised customer to complete online setup, which was done.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1452 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1431 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and made payment in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1443 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and will be making payments on XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1786 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for online assistance. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1463 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to know why payment was changed and agent advised due to escrow.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1451 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding to confirm violation has been cleared. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1186 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized 3rd party called in and stated will upload deeds to portal or send it to email as they are trying to get name off the borrower 1 from XXX statement do that check sent for over payment of escrow can be in just borrower 2 name. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1230 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to authorize spouse for the life of the loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1229 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1237 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX (XXX) XX/XX/XXXX, no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX (XXX) declared on XX/XX/XXXX, no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX (XXX) declared on XX/XX/XXXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-1300 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1375 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in stated that proof that was the successor was sent to the prior servicer but will send in the documents again to be added as successor in interest. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1359 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and about insurance check.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. comment dated XX/XX/XXXX indicate that there was a dispute raised by the borrower for the loan modification agreement due to missing signature and was resolved and responded by the servicer.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1349 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in to discuss about payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX on XX/XX/XXXX.No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1374 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and mentioned that they will view the options to possibly file bankruptcy. Servicer advice if borrower consider that option to contact so they can document details.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The foreclosure sale is scheduled for XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Bankruptcy chapter XX case # XXX was filed on XX/XX/XXXX and was dismissed on XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1373 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in as wanted to know balance on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1157 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the general questions.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1119 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to inform they were not aware about past due and promised to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. No damages reported. This property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1218 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for the form XXX. Advise to the borrower how to access the XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1400 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in EZPAY deleted and customer called to cancel XX payments borrower has schedule because of the deferral completion and customer stated borrower will call back and make the payment for XXX to ezpay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1154 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding about questions related to payment established and advised borrower to go ahead and make payment again.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates there was loss mitigation dispute denied, and the dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1065 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Co Borrower called and requested for escrow disbursement history.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX a written Payment dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1245 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called o place a payment of $X.XX and paid to non sufficient funds of $X.XX to setup automated clearing house.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1111 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called the borrower and discussed general information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1189 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the servicing center regarding verification of the Automated Clearing House (ACH) setup. The agent provided necessary information<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster number (XXX) described as XXX. There is no damage found as per the comments. & As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster number (XXX) described as XXX. There is no damage found as per the comments. & As per the comment dated XX/XX/XXXX the property is located in a XXX disaster area designated by XXX. It is declared on XX/XX/XXXX under XXX disaster number (XXX) described as XXX. There is no damage found as per the comments. |
| XXXX | CMLTI 2025-RP4-1089 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated that they sent XXX month payment and servicer confirmed receipt.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1166 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Successor in interest stated that they did not receive the statement in the mail and will be submitting probate documents. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1246 | 2 | [2] Property is located in a XXX disaster area.<br>[1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding the last payment received and stated that they sent XX checks for $X.XX and another one for $X.XX. Borrower requested $X.XX to be applied to escrow shortage. Borrower stated property was damaged on XX/XX/XXXX and borrower refused assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comment dated XX/XX/XXXX indicates borrower called in regarding the insurance check received and wanted to be endorse but check is in name of previous servicer. Comment dated XX/XX/XXXX indicates claim check was received by the servicer and borrower wanted to know the status of the claim. Comment dated XX/XX/XXXX indicates there is damage to the property. No evidence of repairs completed or 100% inspection done. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. Damages were reported. |
| XXXX | CMLTI 2025-RP4-1090 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called with regards to the account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1177 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in already sent payment should be receiving it shortly.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicates the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1176 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower made a payment towards the escrow shortage in the amount of $X.XX and agent advised new payments will be $X.XX starting in XXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1146 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and promised to pay by the end of the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1123 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1422 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and made payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1139 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1782 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inform they do not consent to receive calls and promised to pay on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1252 | 2 | [2] Loan is in Bankruptcy<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to escrow analysis and servicer explained the payment change. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. Comment dated XX/XX/XXXX indicates written loss mitigation dispute was raised by the borrower and resolved by the servicer. There are no further dispute related comments, and the dispute appears to be resolved.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1299 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented<br>[1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and discussed general information. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX, credit dispute was received. The dispute was resolved by the servicer. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. As per the comment dated XX/XX/XXXX bankruptcy was closed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1378 | 1 | [1] Written Dispute - Servicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and discussed about general information related to account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within XX days and no further communication from mortgagor. On XX/XX/XXXX a written credit bureau dispute was received. The dispute was resolved as the servicer confirmed the credit reporting was accurate as of the date the report occurred. There was no further mention about the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area XXX due to XXX declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1134 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: This property is located in a disaster area designated by XXX. XXX (XXX) declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1282 | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for the unpaid principal balance and the payoff quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. As per the comments dated XX/XX/XXXX there was a call conversation where the borrower wanted information on how to file a claim for the insurance. On XX/XX/XXXX the borrower was provided the address to mail the claim check on XX/XX/XXXX the borrower called to check on the insurance claim endorsement status and stated that the repairs are almost completed. There is no mention of the exact damage type and if the repairs are 100% completed and the damage remains unresolved. Property repair is in process. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1140 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the servicing center regarding a request to obtain the account number. The agent provided guidance on how to access or retrieve the account number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1784 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated they will make payment in XXX. Servicer advised that<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1407 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The co-borrower called in and said that don't see condo insurance listed online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1371 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1350 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated has plans on making payments on web.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX (XXX). No damages reported. |
| XXXX | CMLTI 2025-RP4-1403 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding to make payments on the account and borrower was not aware did not pay XXX and XXX payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX declared on XX/XX/XXXX. Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damage reported. |
| XXXX | CMLTI 2025-RP4-1203 | 3 | [3] Contested FC (No Atty Authorized) - Notes clearly state contested FC, no indication of resolution<br>[3] Foreclosure processing has been delayed.<br>[3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make sure their most recent payment had been received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is delayed and the delay/obstruction reason is current foreclosure contested. The next projected foreclosure step is judgment. Comment dated XX/XX/XXXX foreclosure is contested due to unclean hands for failure to comply with XXX and breach of covenant of good faith and fair dealing. As of the review date, the contested matter remains unresolved.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1182 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called in and discussed the payment, escrow and account information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1297 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Outbound call was made and the borrower stated cannot talk at this moment and advised will make payment tomorrow via IVR.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: As per comment dated XX/XX/XXXX, property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. There is no evidence of property damage reported. |
| XXXX | CMLTI 2025-RP4-1168 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated they wanted to change the name. Servicer advice to send the documents and provide the email address to borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is release from stay granted. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-2773 | 3 | [3] Loan is in Foreclosure | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower was called to discuss regarding the account and borrower stated they will have a meeting with their lawyer to see what they can do about payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is judgment.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1391 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the servicing center regarding a request to be transferred to the insurance department. The agent facilitated the transfer accordingly.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1411 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and stated bankruptcy case was discharged. Servicer advised borrower will have to mail payment until bankruptcy status removed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1135 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1394 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and promised to pay in the amount of $X.XX on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX XXX with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX with disaster declared on XX/XX/XXXX. No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1124 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding payment status. Agent advised two payments were pending.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-1004 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and informed will send payment on XX of the month. Borrower avoid answer when assistance was offered.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No property damages reported. |
| XXXX | CMLTI 2025-RP4-1005 | 3 | [3] Environmental Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[3] Environmental Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Property is located in a XXX disaster area. | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Customer called in for address to send loss drafts. Borrower noted XXX, XXX and XXX damages. Borrower also noted loss draft checks in the amounts of $X.XX and $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. Comment dated XX/XX/XXXX indicates that subject property had some XXX, XXX and XXX damage due to XXX and borrower needs to set up claim for insurance. Commnet dated XX/XX/XXXX indicates that borrower called for insurance claim check to get the XXX done. Comment dated XX/XX/XXXX indicates that borrower called to send loss draft for XXX, XXX and XXX damage. However, there was no evidence of 100% repairs inspection completed on the subject property. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1033 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to homeowners' insurance information and filing a claim.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1012 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower will be mailing a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1006 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower had an escrow related inquiry. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX on XX/XX/XXXX. No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX (XXX). No damages reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX (XXX). No damages reported. |
| XXXX | CMLTI 2025-RP4-1009 | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested to change auto payment draft date to the XX. Also, requested to include additional principal.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is XXX. As per the comment dated XX/XX/XXXX, borrower stated XXX. No evidence of repair started, or 100% repair inspection done. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. |
| XXXX | CMLTI 2025-RP4-1010 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and payment and was advised no payment pending also update the bank account details.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX.. No Damages were reported. Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX.No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1011 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1016 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. An authorized third party called regarding duplicate online payments. The agent advised that the account is up to date and that the Automated Clearing House is active.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1017 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and trying to make the payment through the IVR.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1018 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in stated will be making a payment on the account soon.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1020 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to discuss about account verification. Borrower wanted to set up automated clearing houses.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1024 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1025 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1780 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to make a payment in the amount of $X.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicates property is in a XXX disaster area due to XXX (XXX) XXX with disaster declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-1781 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called to make a payment repayment plan payment cleared web error.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: As per comment dated on XX/XX/XXXX.This property is located in a disaster area designated by XXX. XXX (XXX) XXX declared on XX/XX/XXXX. No property damage found. |
| XXXX | CMLTI 2025-RP4-1779 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make payments and stated that have not yet decided on the mortgage assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages were reported. Comments on XX/XX/XXXX indicated property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages were reported. |
| XXXX | CMLTI 2025-RP4-2749 | 3 | [3] Loan is in Foreclosure<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Foreclosure.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called in to request assumption document. Advised need sections XX-XX confirmed a credit score is done w/ an assumption. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Service was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is court delay. The next projected foreclosure step is sale.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX (XXX) declared on XX/XX/XXXX, no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX (XXX) declared on XX/XX/XXXX, no damages were reported. Comment dated XX/XX/XXXX indicated the property is in XXX disaster due to XXX (XXX) declared on XX/XX/XXXX, no damages were reported. |
| XXXX | CMLTI 2025-RP4-1063 | 3 | [3] Title Issue -: Liens not Perfected | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to make sure if the sale was cancelled or not. Agent advised is showing everything has been cancelled and allow little time to update system.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comment dated on XX/XX/XXXX there was a city lien on property. There is no indication that the lien has been cleared from title as of the review date.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1459 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1538 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and requested for the payoff.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX on XX/XX/XXXX. No Damages were reported. Comments on XX/XX/XXXX indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1486 | 2 | [2] Currently Delinquent Mortgage<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in to get email for insurance documents. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1472 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and discuss the account with servicer also make the payment and bring the account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1511 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in about XXX, borrower stated that they have been looking for insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1503 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regards to reinstatement quote. Submitted the request and advised can view online or via the application available.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1501 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regard to account status. Advised to borrower servicer received the check and it will take some time for foreclosure status to be change once account is reinstated.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1482 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and inquire about the home equity.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1512 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower requested to have an updated escrow analysis and stated that they were impacted by the storm disaster. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX. No damages reported. Comments dated XX/XX/XXXX, indicated the property is in a XXX disaster area due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1495 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower contacted the servicing center regarding available mortgage assistance options. The agent provided details about repayment plans and advised the borrower to consider the assistance and call back after discussing with their spouse.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1504 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in regarding escrow overage check. Advise that the amount is no longer valid and could put in the analysis and the overage amount will be refund back.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX indicated the property is in a XXX disaster area (XXX) due to XXX declared on XX/XX/XXXX. No damages reported. |
| XXXX | CMLTI 2025-RP4-1507 | 2 | [2] Currently Delinquent Mortgage<br>[2] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorised third party called in to and wanted to know what the amount is for $X.XX also stated there is problem with statement and someone at the post office said they handle it but never did. Servicer added the mailing address and directed to website. also informed the borrower that they will setup the ACH one's logs in. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) with disaster declared on XX/XX/XXXX.No Damages were reported. |
| XXXX | CMLTI 2025-RP4-1518 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding related to account discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX.Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX.Comments on XX/XX/XXXX the property was in a XXX disaster area due to XXX (XXX) declared on XX/XX/XXXX.No damage reported. |
| XXXX | CMLTI 2025-RP4-1528 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to check the status of the account and in to see why we were placing Lender Placed Insurance on the account advised of lapse and coverage and to upload documents and advised will be reimbursed for coverage that he already had.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment dated XX/XX/XXXX, indicated the property is in XXX disaster area due to XXX (XXX) XXX declared on XX/XX/XXXX. No Damages were reported. No contact number found in file. |
| XXXX | CMLTI 2025-RP4-1523 | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is delinquent under plan. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1747 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Authorized 3rd party called and advised of the account status and that borrower requested another assumption package. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1534 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. As per comment dated on XX/XX/XXXX. Borrower called and declined retention declined to schedule additional payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| XXXX | CMLTI 2025-RP4-1520 | 1 | [1] Mortgagor Deceased - Executor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called regarding the accounting informaiton. Agent provided the information and requested to reach out the probate court for further assistance. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |

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## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 6(b)**

![](ex99-01.jpg)

**Exception Standard Report (Loan Grades)**

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **EDGAR Loan ID** | **Servicer Loan ID** | **Loan Exception ID** | **Exception ID** | **State** | **Loan Status** | **Exception Date** | **Exception Subcategory** | **Exception Status** | **Exception Status Change Date** | **Exception Grade** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Statute of Limitation Date** | **Comments** |
| XXXX | XXXX | CMLTI 2025-RP4-1001 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1005 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Environmental Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1005 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Environmental Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Liens not Perfected |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1075 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1105 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1130 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1131 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Legal Description Issue - Mortgage contained incorrect legal and no actions to correct to date |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1162 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1187 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1188 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1203 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1203 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Foreclosure processing has been delayed. |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1203 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Contested FC (No Atty Authorized) - Notes clearly state contested FC, no indication of resolution |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1239 | XXXX | XXXX | XXXX | XX | Ready for Transaction Management Review | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1272 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1328 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Delinquent HOA Fees |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1341 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1351 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1383 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1396 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1465 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1471 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged/Occupied/FEMA Zone - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1526 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1526 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1526 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Legal Description Issue - Mortgage contained incorrect legal and no actions to correct to date |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1561 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1575 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1626 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Foreclosure processing has been delayed. |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Contested FC (No Atty Authorized) - Notes clearly state contested FC, no indication of resolution |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1722 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Liens not Perfected |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1723 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1729 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1735 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1737 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1744 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1794 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1835 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged/Occupied/FEMA Zone - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1852 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1898 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1906 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1909 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1910 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1972 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2003 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2024 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2095 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2115 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Delinquent HOA Fees |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2117 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2158 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2174 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2201 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Vesting |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2230 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2236 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2291 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Delinquent HOA Fees |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2294 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2315 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2341 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Legal Description Issue - Mortgage contained incorrect legal and no actions to correct to date |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2415 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2426 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2426 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2433 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2440 | XXXX | XXXX | XXXX | XX | Ready for Transaction Management Review | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2440 | XXXX | XXXX | XXXX | XX | Ready for Transaction Management Review | XXXX | General | open |  | 3 | Contested FC (Atty Authorized) - Notes indicate Contested FC, no indication of resolution |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2440 | XXXX | XXXX | XXXX | XX | Ready for Transaction Management Review | XXXX | General | open |  | 3 | Foreclosure processing has been delayed. |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2527 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Contested FC (Atty Authorized) - Notes indicate Contested FC, no indication of resolution |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Delinquent HOA Fees |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Environmental Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2538 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2559 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2572 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | RFD - Borrower Illness |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2585 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2594 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Delinquent HOA Fees |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2594 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | There are indications of fraud on the loan. |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2613 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged/Occupied/FEMA Zone - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2698 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2699 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Delinquent HOA Fees |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2751 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2751 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Delinquent HOA Fees |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2753 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2754 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2755 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2756 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2757 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2758 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2758 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Contested FC (No Atty Authorized) - Notes clearly state contested FC, no indication of resolution |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2758 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Foreclosure processing has been delayed. |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2760 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2760 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Contested FC (No Atty Authorized) - Notes clearly state contested FC, no indication of resolution |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2761 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2762 | XXXX | XXXX | XXXX | XX | Ready for Transaction Management Review | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2763 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | F/C Sale Date Scheduled Within Next 6 Months |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2765 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2767 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2770 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2771 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2774 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | F/C Sale Date Scheduled Within Next 6 Months |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2778 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2778 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Delinquent HOA Fees |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2778 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2779 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2779 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | F/C Sale Date Scheduled Within Next 6 Months |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2779 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2780 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2782 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2783 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2785 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2786 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2786 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | F/C Sale Date Scheduled Within Next 6 Months |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2787 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2788 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2789 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2792 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2793 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2794 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2794 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2795 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2797 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Delinquent HOA Fees |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | F/C Sale Date Scheduled Within Next 6 Months |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2804 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2805 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2806 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2807 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2808 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2809 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2809 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2811 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2812 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2812 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Delinquent HOA Fees |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2814 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX | XXXX | XX | Loan Review Complete | XXXX | General | open |  | 3 | Loan is in Foreclosure |  |  |  |  |  |

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## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 6(c)**

![](ex99-01.jpg)

**Exception Summary (Loan Grades)**

**Run Date - 10/13/2025 6:35:29 AM**

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| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Exception Type** | **Exception Grade** | **Exception** | **Open Exceptions** | **Cleared Exceptions** | **Cured Exceptions** | **Waived Exceptions** | **Unable to Clear Exceptions** | **Total** |
| Current | 3 | Loan is in Foreclosure | 76 | 0 | 0 | 0 | 0 | 76 |
| Current | 3 | Title Issue - | 25 | 0 | 0 | 0 | 0 | 25 |
| Current | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance | 24 | 0 | 0 | 0 | 0 | 24 |
| Current | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | 19 | 0 | 0 | 0 | 0 | 19 |
| Current | 3 | Delinquent HOA Fees | 10 | 0 | 0 | 0 | 0 | 10 |
| Current | 3 | F/C Sale Date Scheduled Within Next 6 Months | 5 | 0 | 0 | 0 | 0 | 5 |
| Current | 3 | Foreclosure processing has been delayed. | 4 | 0 | 0 | 0 | 0 | 4 |
| Current | 3 | Contested FC (No Atty Authorized) - Notes clearly state contested FC, no indication of resolution | 4 | 0 | 0 | 0 | 0 | 4 |
| Current | 3 | Legal Description Issue - Mortgage contained incorrect legal and no actions to correct to date | 3 | 0 | 0 | 0 | 0 | 3 |
| Current | 3 | Damaged/Occupied/FEMA Zone - Damage remains unresolved and no indication covered by insurance | 3 | 0 | 0 | 0 | 0 | 3 |
| Current | 3 | Environmental Damaged Interior - Damage remains unresolved and no indication covered by insurance | 2 | 0 | 0 | 0 | 0 | 2 |
| Current | 3 | Contested FC (Atty Authorized) - Notes indicate Contested FC, no indication of resolution | 2 | 0 | 0 | 0 | 0 | 2 |
| Current | 3 | Environmental Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | 1 | 0 | 0 | 0 | 0 | 1 |
| Current | 3 | RFD - Borrower Illness | 1 | 0 | 0 | 0 | 0 | 1 |
| Current | 3 | There are indications of fraud on the loan. | 1 | 0 | 0 | 0 | 0 | 1 |
| Current | 3 | ***Total Current Grade (3) Exceptions:*** | ***180*** | ***0*** | ***0*** | ***0*** | ***0*** | ***180*** |

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## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 7(a)**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Client LN** | **SitusAMC ID** | **EDGAR Loan ID** | **Servicer LN** | **Address** | **City** | **ST** | **Zip** | **Trade** | **Title Report Effective Date** | **Title Report Date** | **Tax Certificate Effective Date** | **Subject Lien Recorded** | **Number of Pages Recorded** | **Subject Mortgage Originator** | **Origination Balance** | **Origination Date** | **Recording Date** | **Mortgage Book** | **Mortgage Page** | **Mortgage Doc Number** | **County of Recording** | **State of Recording** | **Critical Defect** | **SMtg Open** | **Address Variation** | **Origination Vesting** | **Current Vesting** | **SMtg First Position Mortgage** | **Prior Lien / Judgment** | **Municipal Lien** | **Association Super Lien** | **Property Tax Lien** | **Property Tax Status** | **SMtg Lien Position (Mortgages)** | **Critical Exception Count** | **Prior Mortgage Exception Count** | **Prior Mortgage Exception Total** | **Prior Mortgage Exception Details** | **Prior Lien Exception Count** | **Prior Lien Exception Total** | **Prior Lien Exception Details** | **Municipal Lien Exception Count** | **Municipal Lien Exception Total** | **Municipal Lien Exception Details** | **Property Tax Lien Exception Count** | **Property Tax Lien Exception Total** | **Property Tax Lien Exception Details** | **Association Lien Exception Count** | **Association Lien Exception Total** | **Association Lien Exception Details** | **IRS Lien Exception Count** | **IRS Lien Exception Total** | **IRS Lien Exception Details** | **Deed Vesting Exception Categories** | **Property Tax Status Issue** | **DQ Property Tax Amount** | **Property Tax Status Details** | **Final Event Level** | **Title Exceptions** | **Title Comments** |
| XXXX | XXXX | CMLTI 2025-RP4-1000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1001 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1002 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1004 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1005 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1006 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1007 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1008 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1009 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1011 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1013 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1014 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust | Delinquent | XXXX | XXXX | 3 | Transferred to Land Trust<br>Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1016 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1017 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1018 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1019 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1022 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1023 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1024 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1025 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1026 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 4 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1029 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1030 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1031 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1032 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Transferred to Third Party<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1034 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1035 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1036 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1037 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1038 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1039 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1040 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1041 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1042 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1043 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Inter-Family Deed Transfer<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1046 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1047 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1048 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1049 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1050 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1051 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1052 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1053 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1054 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1055 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1056 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1057 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1058 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1059 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1060 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1061 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1062 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1066 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1067 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1068 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1069 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1070 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1071 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1073 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Pass | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  | 3 | Subordinate Mortgage<br>Association Lien - Super Lien State<br>Property Tax Sale Certificate | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1074 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1075 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1076 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1077 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 3 | Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1078 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 27 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1080 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1081 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1082 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1083 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Liens/Judgments<br>Subordinate Mortgage<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1085 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1086 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1087 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1088 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1089 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1091 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1092 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1094 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1095 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | IRS Lien<br>IRS Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1096 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1097 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1099 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1100 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 1 | XXXX | XXXX |  |  |  |  | 3 | Subordinate Liens/Judgments<br>IRS Lien<br>Association Lien - Super Lien (Servicer Notice)<br>Association Lien - Super Lien (Servicer Notice) | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1101 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1102 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1104 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1105 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1106 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1107 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1108 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1109 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1110 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1111 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1112 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1113 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1114 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1115 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1116 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1117 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1118 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1119 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1120 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1121 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1122 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1123 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Mortgage<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1125 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1126 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1127 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Utility Lien<br>Delinquent Property Taxes<br>Municipal Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1128 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Utility Lien<br>Delinquent Property Taxes<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1129 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1130 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1131 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1132 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1133 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1135 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1136 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1137 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1138 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1139 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1140 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1141 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1142 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 30 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1143 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1144 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1145 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1146 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1147 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1148 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1150 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1151 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1152 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Mortgage<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1153 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1154 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1155 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1156 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1157 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1158 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1159 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | Transferred to Land Trust |  |  |  | 2 | IRS Lien<br>Subordinate Liens/Judgments<br>Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1160 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1161 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1162 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1163 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1164 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1165 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1167 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1168 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Association Lien - Super Lien (Servicer Notice) | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1169 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1170 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Non-Super Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1171 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1172 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1173 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1174 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 32 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1175 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1176 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1177 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1178 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1179 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1180 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1181 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1182 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1184 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1185 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  | Tax Report Not Available |  |  | 2 | IRS Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1187 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1188 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1189 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1190 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1191 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1193 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1194 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1195 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1196 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1197 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1198 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Lis Pendens/Foreclosure Action<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1199 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1200 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1201 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1203 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1204 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1205 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1206 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1207 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1208 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1209 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1211 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1212 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 28 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1213 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1214 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1217 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1219 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1221 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1222 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1223 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1225 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1227 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1228 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1229 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1231 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1232 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1233 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1234 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1235 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1236 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1237 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1238 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1239 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1240 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Mortgage<br>Association Lien - Super Lien (Servicer Notice)<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1241 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1243 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1244 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 4 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1245 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1246 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1247 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1248 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1249 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1250 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1251 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1252 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1253 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 5 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1255 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1256 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1257 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1258 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1259 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1260 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1261 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1262 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1263 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1265 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1266 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1267 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1268 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 32 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1270 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1271 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1272 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 4 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1273 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1274 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1275 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1276 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party | Tax Report Not Available |  |  | 3 | Subordinate Liens/Judgments<br>Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1277 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1278 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1280 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1281 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1282 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1283 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1284 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1285 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 32 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1286 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1287 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer<br>Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1288 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1289 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1290 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 3 | Subordinate Liens/Judgments<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1291 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1292 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1293 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Prior Mortgage - Title Policy Coverage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1294 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 3 | Transferred to Land Trust<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1295 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1298 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1299 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1300 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1301 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1302 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1303 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1304 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1305 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1306 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1307 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1308 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1309 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1310 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1311 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1312 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1313 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1314 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Super Lien State<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1315 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1316 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1317 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1318 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1319 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1320 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1321 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Borrower Estate Transfer<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1322 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1323 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1324 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1325 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1326 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1327 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1328 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Non-Super Lien<br>Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1329 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1331 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1332 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1333 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1334 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1335 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1337 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | PACE Assessment<br>PACE Assessment<br>PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1339 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1340 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1341 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1342 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1343 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1345 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1346 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1347 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1348 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1349 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1350 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1351 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1352 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1353 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1354 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party<br>PACE Assessment<br>PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1355 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1356 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1357 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1358 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1359 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1360 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1361 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1362 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1363 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1364 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1365 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1366 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1367 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1368 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1369 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1370 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1371 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1372 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1373 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1374 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1375 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1379 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party | Tax Report Not Available |  |  | 3 | Subordinate Mortgage<br>Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1381 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1382 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1383 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1384 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1385 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1386 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1387 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 29 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1388 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1389 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Subordinate Liens/Judgments<br>Transferred to Third Party<br>PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1390 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1391 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1393 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1395 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1396 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1397 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1399 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1400 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1401 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1402 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1403 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1404 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | IRS Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1405 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1406 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1407 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  | Tax Report Not Available |  |  | 3 | Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1408 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1409 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Code Violation | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1410 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1411 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1412 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1413 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1414 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1415 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Property Address Discrepancy<br>Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1416 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1417 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1418 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1419 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1420 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1421 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1423 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1425 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1426 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1427 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1428 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Mello-Roos Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1429 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1430 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1431 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1432 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1433 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Subordinate Liens/Judgments<br>Transferred to Third Party<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1434 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1435 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1436 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1439 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1440 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1441 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1442 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 13 |  |  |  | 0 |  |  | 13 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1444 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1445 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1446 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1448 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1449 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1450 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1451 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1452 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1453 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 33 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1455 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1456 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1457 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1458 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1459 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 37 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1460 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Code Violation<br>PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1461 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1462 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 32 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1464 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1465 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1466 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1467 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1468 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1469 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1470 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1471 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1473 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust | Tax Report Not Available |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1474 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1475 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1476 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1477 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX |  |  |  |  | 2 | IRS Lien<br>IRS Lien<br>IRS Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1478 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1479 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1480 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1481 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1482 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1483 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1484 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1485 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Municipal Certificate of Sale | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1486 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1487 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1488 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage<br>Mello-Roos Assessment<br>Municipal Assessment<br>Municipal Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1490 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1491 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1492 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1493 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1494 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1495 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1496 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1497 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1498 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1499 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Prior Mortgage - Title Policy Coverage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1500 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1501 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1502 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1503 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1504 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1505 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1506 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1507 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1508 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1509 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1510 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1511 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 4 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Borrower Estate Transfer<br>Subordinate Liens/Judgments<br>Utility Lien<br>Utility Lien<br>Delinquent Property Taxes<br>Municipal Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1513 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1514 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1515 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1516 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1517 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1518 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1519 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1520 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1521 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1522 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 27 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1523 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1524 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1525 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1526 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1527 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1528 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1529 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1530 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1531 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1532 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1533 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1534 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1535 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1536 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1537 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1538 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1539 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1540 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1541 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1542 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Property Address Discrepancy<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1543 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1544 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1545 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 3 | Lis Pendens/Foreclosure Action<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1546 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1547 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1548 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1549 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Subordinate Mortgage<br>Transferred to Land Trust<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1551 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1553 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1554 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1555 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1557 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1559 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1560 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1561 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1562 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1563 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 26 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 3 | Transferred to Land Trust<br>ECB Violation(s)<br>ECB Violation(s)<br>ECB Violation(s) | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1567 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1568 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1569 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1570 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1571 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1572 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1574 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1575 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1576 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1577 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1578 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1579 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1580 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1582 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1583 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1584 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Partial Release | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1586 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 10 |  |  |  | 0 |  |  | 10 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1589 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1590 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1592 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1593 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1594 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1595 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1596 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1597 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party | Tax Report Not Available |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1598 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1599 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1600 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1601 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1605 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1606 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1607 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1609 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1610 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1611 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 5 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Prior Lien - Title Policy Coverage<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1613 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1614 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1615 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Subordinate Mortgage<br>Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1616 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1617 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1618 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1619 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1620 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1621 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1622 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1625 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1626 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1627 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1628 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1629 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1630 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1631 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1632 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1633 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1634 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1635 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1637 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1638 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1640 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1641 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1642 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1643 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1644 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1645 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1646 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1647 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1648 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1649 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage<br>Subordinate Liens/Judgments<br>Association Lien - Super Lien State<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Property Address Discrepancy<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1651 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1652 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1653 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1654 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1655 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1656 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1657 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1658 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1659 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1660 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1661 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1662 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1663 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 30 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1665 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 29 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1666 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1667 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 26 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1670 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1671 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1672 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1673 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1674 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Property Address Discrepancy | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1677 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1678 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1679 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1680 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1681 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1682 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1683 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1684 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1685 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1686 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1687 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1688 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 31 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1689 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1690 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX |  |  |  |  | 2 | IRS Lien<br>IRS Lien<br>IRS Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1691 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1692 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Mortgage<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1693 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1694 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Prior Mortgage - Title Policy Coverage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1695 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1696 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1697 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1698 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1700 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1701 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Prior Mortgage - Title Policy Coverage<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1702 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Subordinate Liens/Judgments<br>Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1703 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1704 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1705 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1706 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1707 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1708 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1709 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1710 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1711 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 29 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1713 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1714 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1715 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1716 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1717 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1718 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 32 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1719 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1720 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Lis Pendens/Foreclosure Action<br>Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1722 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1723 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1725 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1726 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1727 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1729 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1730 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1731 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>IRS Lien<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1734 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1735 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1736 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1737 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1738 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1739 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1740 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust | Tax Report Not Available |  |  | 2 | Subordinate Mortgage<br>Transferred to Land Trust<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1741 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1742 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1743 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1744 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1745 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1746 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1747 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1748 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1749 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1750 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1751 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1752 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1753 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1755 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1756 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1757 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 8 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1759 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 27 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1760 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1761 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1762 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1763 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1764 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1765 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1766 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1767 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1768 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1769 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Subordinate Mortgage<br>Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1770 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 29 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1771 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1772 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1773 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Mortgage<br>Municipal Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1774 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1775 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1776 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1777 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1778 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1779 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1780 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1781 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1783 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1784 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1786 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1787 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1788 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1789 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1790 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 26 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1791 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1792 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1793 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1794 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1795 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1796 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1797 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1798 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1799 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1801 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Municipal Certificate of Sale | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1802 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1803 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1804 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1806 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1807 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 3 | Municipal Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1808 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1809 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1810 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1811 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1813 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Subordinate Liens/Judgments<br>Transferred to Land Trust<br>Subordinate Mortgage<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1816 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1818 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Non-Super Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1820 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1821 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1822 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1823 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1824 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1826 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Super Lien State<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1827 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1828 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 7 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust | Delinquent | XXXX | XXXX | 3 | Transferred to Land Trust<br>Subordinate Liens/Judgments<br>Subordinate Mortgage<br>PACE Assessment<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Subordinate Mortgage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1831 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1833 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage<br>Subordinate Mortgage<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1834 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 27 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1835 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1836 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1837 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1838 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1839 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX |  |  |  |  | 3 | IRS Lien<br>IRS Lien<br>IRS Lien<br>Subordinate Liens/Judgments<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1840 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1841 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1843 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1844 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1845 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1846 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1847 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1849 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1852 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1853 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1854 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage<br>IRS Lien<br>IRS Lien<br>Municipal Certificate of Sale<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1857 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 4 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 3 | Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1858 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Pass | Fail | 1 | 6 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Association Lien - Super Lien State<br>Association Lien - Super Lien State<br>Association Lien - Super Lien State<br>Association Lien - Super Lien State<br>Municipal Certificate of Sale<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1860 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1861 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1862 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1863 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1864 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1865 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1866 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1867 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1868 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1869 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1870 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1871 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1873 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 28 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1874 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1875 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Borrower Estate Transfer<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1877 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1878 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1879 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1880 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1881 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1882 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 8 |  |  |  | 0 |  |  | 8 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1884 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1885 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1886 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Subordinate Liens/Judgments<br>Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1887 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1888 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1889 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1890 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1891 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1894 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1895 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1896 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1897 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1898 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1899 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1900 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1901 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1902 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1903 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1904 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1905 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1906 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1907 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1908 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1909 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1910 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1911 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1912 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 27 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1913 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1914 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1915 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1916 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1917 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1918 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1919 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1920 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Subordinate Liens/Judgments<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1922 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Subordinate Liens/Judgments<br>Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1923 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1924 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1925 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1926 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1927 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1928 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1929 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1930 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1931 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1932 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1933 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1934 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 3 | Subordinate Mortgage<br>Municipal Lien<br>Municipal Lien<br>Municipal Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>IRS Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1937 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1938 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1939 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1940 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1941 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1942 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1943 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1944 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 26 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1945 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1947 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1948 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1949 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1950 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1951 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1952 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1953 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Super Lien State<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1954 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1955 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1956 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1957 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1958 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Municipal Certificate of Sale<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1960 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1961 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1962 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1963 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1964 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1965 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1966 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1967 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1968 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1970 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1971 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 3 | Subordinate Liens/Judgments<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1972 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1973 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1974 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1975 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1976 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Municipal Certificate of Sale | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1977 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1978 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1979 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 5 |  |  |  | 0 |  |  | 5 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Municipal Lien<br>Municipal Lien<br>Municipal Lien<br>Municipal Lien<br>Municipal Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1980 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>Municipal Certificate of Sale | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1981 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1982 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1985 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1986 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1987 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1988 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1989 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1990 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1991 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1992 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-1993 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1996 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust | Delinquent | XXXX | XXXX | 3 | Transferred to Land Trust<br>Subordinate Mortgage<br>Association Lien - Super Lien State<br>Association Lien - Conditional Super Lien<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1997 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1998 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1999 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 6 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2001 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2002 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2003 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2005 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2006 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2007 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2008 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Municipal Certificate of Sale<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2009 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2010 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2011 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2013 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 4 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Mortgage<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2017 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2018 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2019 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2020 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2021 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2022 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2023 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2024 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2025 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2026 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2027 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2030 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2031 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2032 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2033 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2035 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2036 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2037 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2039 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2040 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2041 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2042 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2043 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2045 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2046 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2047 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2050 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2051 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2052 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2053 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2054 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2055 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2056 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2058 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2059 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Property Address Discrepancy<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2060 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2062 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2064 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2065 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2066 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2067 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2068 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2069 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2070 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2071 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2072 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2073 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2074 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2075 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2076 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2077 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2078 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2079 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2080 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2081 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2082 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2083 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 32 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2084 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2085 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2086 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2087 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2088 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2089 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2090 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2091 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2092 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2093 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2094 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2095 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2096 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2097 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2098 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2099 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2100 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2101 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2102 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2103 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2104 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2105 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2106 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2107 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2108 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | IRS Lien<br>IRS Lien<br>Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2109 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2111 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2112 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2113 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2114 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2115 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2116 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2117 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2118 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2119 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2120 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2121 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2122 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2123 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2124 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2125 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2126 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2127 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2128 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2129 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2130 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2131 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2132 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2133 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2134 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2135 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2136 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2137 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2138 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2139 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2140 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2141 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2142 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2144 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Utility Lien<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2145 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2146 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2148 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2149 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2150 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Municipal Certificate of Sale | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2152 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2153 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2154 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2156 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2157 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2158 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2159 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2160 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2161 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2162 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2163 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 3 | Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien<br>Lis Pendens/Foreclosure Action<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2165 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2166 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2167 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2168 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2169 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2170 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Super Lien State<br>IRS Lien<br>IRS Lien<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2172 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 5 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2174 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2175 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2176 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2177 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2178 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2179 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2180 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2181 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2182 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Property Address Discrepancy | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2185 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Property Address Discrepancy<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2186 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2187 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2189 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2190 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Property Address Discrepancy<br>Subordinate Mortgage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2191 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2192 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2193 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2194 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2195 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2196 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2197 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Municipal Certificate of Sale<br>Municipal Certificate of Sale | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2198 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2199 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2200 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2201 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2202 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2204 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2207 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Property Address Discrepancy | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2209 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 27 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2210 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2211 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2212 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2213 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2214 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2215 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2216 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Property Tax Sale Certificate<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2217 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 3 | Transferred to Land Trust<br>Subordinate Liens/Judgments<br>PACE Assessment<br>PACE Assessment<br>PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2218 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 35 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2219 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer<br>Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2220 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2221 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2222 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2223 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2224 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | IRS Lien<br>IRS Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2225 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2227 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2228 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2229 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2230 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2231 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2232 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2233 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2234 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2235 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2236 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2237 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2238 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2239 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2240 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Association Lien - Super Lien State<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2241 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 5 |  |  |  | 0 |  |  | 5 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Association Lien - Super Lien (Servicer Notice)<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2243 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2244 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2245 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2246 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2247 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2248 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2249 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2250 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2251 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2252 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2254 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2255 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2256 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2257 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2258 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2259 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2260 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2261 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2262 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2263 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2264 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2265 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2266 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2267 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2268 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2271 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2272 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Pass | Pass | 1 | 6 |  |  |  | 0 |  |  | 5 | XXXX | XXXX | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  | 3 | Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Association Lien - Super Lien (Servicer Notice) | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2274 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2275 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2276 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2277 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2278 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2279 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Prior Mortgage - Title Policy Coverage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2281 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2282 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2283 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2284 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2285 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2286 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2287 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2288 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2289 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2290 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2291 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2292 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2293 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2294 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2295 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 4 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2297 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2298 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2299 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2300 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2301 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2302 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2303 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2304 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2305 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2306 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2307 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2308 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2309 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 31 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2310 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2311 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2313 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2314 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2315 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2316 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2317 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Non-Super Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2318 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2319 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Mortgage<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2320 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2321 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2322 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2323 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2324 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2325 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2326 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2327 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2328 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2329 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2330 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-2331 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2332 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2333 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer<br>Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2334 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2336 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2338 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2339 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 26 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2340 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2341 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2342 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2343 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2344 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2345 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>PACE Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2346 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2347 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2348 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2349 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2350 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2351 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2353 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2354 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2355 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2356 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2357 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2358 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2359 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Mortgage<br>IRS Lien<br>Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2360 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Property Address Discrepancy<br>Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2362 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2363 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2364 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2365 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2366 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2367 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2368 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2369 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-2370 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2371 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2373 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2374 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2375 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2376 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 27 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2377 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2378 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2379 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2381 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2382 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2383 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2384 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-2385 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2386 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2388 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2389 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2390 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2391 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2392 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Code Violation | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2393 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 4 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2396 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2397 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2398 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2399 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2401 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2402 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2403 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2404 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2405 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2406 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2407 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2408 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2409 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2411 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2413 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 27 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2414 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2415 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2418 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2419 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2420 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2421 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2422 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2423 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2425 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2426 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2427 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2428 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2430 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Lis Pendens/Foreclosure Action<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2431 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2432 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2433 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2434 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2435 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2436 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-2437 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2438 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2439 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2440 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2441 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2442 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Transferred to Third Party<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2444 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2445 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2446 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX | Transferred to Third Party |  |  |  | 3 | Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien<br>Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2447 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2448 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2449 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2450 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2451 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2452 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2453 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Subordinate Mortgage<br>Transferred to Land Trust<br>Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2454 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Municipal Certificate of Sale<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2456 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Mortgage<br>Code Violation | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2457 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2458 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2459 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2460 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 40 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2461 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2462 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2463 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2464 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2465 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2466 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2467 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-2468 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2469 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2470 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2471 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2472 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-2473 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2474 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2475 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2476 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2477 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2478 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2479 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2480 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2481 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2482 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2483 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2485 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2486 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2487 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-2488 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2489 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2490 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2491 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2492 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2493 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2494 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2495 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2496 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Conditional Super Lien<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2498 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2499 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2500 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 28 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2501 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2502 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2503 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2504 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2505 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2506 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2507 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Municipal Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2508 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2509 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action<br>Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2511 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-2512 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2513 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Non-Super Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2514 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2515 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 3 | Subordinate Mortgage<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2516 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 8 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2518 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2520 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2521 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2522 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2523 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2524 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2526 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2527 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2528 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-2529 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2530 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2531 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State<br>Borrower Estate Transfer<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2533 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage |  |
| XXXX | XXXX | CMLTI 2025-RP4-2534 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2535 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2536 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2537 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2538 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2539 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2540 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Association Lien - Super Lien State<br>Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2541 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2542 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2543 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2544 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2545 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2546 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2547 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2548 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2549 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2550 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2551 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2552 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2553 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2554 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2555 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2557 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2558 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2559 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2560 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2561 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2562 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2565 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2568 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2569 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2570 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2571 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2572 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2573 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2574 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2575 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2576 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 7 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2577 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2578 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 26 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2580 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2581 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2582 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2583 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2584 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2585 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2586 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2587 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2589 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2590 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2591 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2592 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Non-Super Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2593 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 34 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2594 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Utility Lien<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2596 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2597 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2598 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2599 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2600 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2601 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2602 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2603 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2604 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2605 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2606 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 25 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2607 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2609 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2610 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2611 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2613 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2614 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2615 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2616 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 4 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2617 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2618 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2619 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 4 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>IRS Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2621 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2622 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 9 | XXXX | XXXX |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien<br>IRS Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2624 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2625 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2626 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2627 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2628 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2629 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2630 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2631 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2632 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2634 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2636 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2637 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2639 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2640 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 38 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2641 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2642 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2643 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2645 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2646 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2647 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2648 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2649 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2650 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2651 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2652 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2653 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2654 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2655 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2656 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2657 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2658 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2660 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2661 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2662 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2663 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2664 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2665 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2666 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2667 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2668 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Property Address Discrepancy | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2670 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Mello-Roos Assessment | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2671 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2672 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2673 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2674 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Mortgage - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2675 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2676 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2677 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2678 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2679 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2680 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2681 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2682 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2683 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2685 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2686 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2687 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2688 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2689 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2690 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2691 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2692 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2693 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2695 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2696 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2697 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2698 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2699 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2700 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2701 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2702 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2703 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2704 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 30 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2705 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2706 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2707 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2708 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2709 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2710 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Prior Lien - Title Policy Coverage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2711 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2712 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2714 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 27 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2715 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2716 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2717 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2718 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2719 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2720 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2721 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2722 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2724 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 26 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2725 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2726 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2727 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2728 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2729 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 21 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2730 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2731 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage<br>Prior Lien - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2733 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 40 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2734 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2736 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2737 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2738 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2739 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2740 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Municipal Certificate of Sale<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2742 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2743 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2744 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2745 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2746 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2747 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State<br>Association Lien - Super Lien State<br>Lis Pendens/Foreclosure Action<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 6 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 5 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action<br>Subordinate Mortgage<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2751 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  | 2 | Transferred to Land Trust<br>Association Lien - Super Lien State<br>Association Lien - Super Lien State<br>Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Lis Pendens/Foreclosure Action<br>Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2753 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2754 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Prior Mortgage - Title Policy Coverage<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2755 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Lis Pendens/Foreclosure Action<br>Subordinate Mortgage<br>Subordinate Liens/Judgments<br>Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2756 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 23 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | 1 | 4 |  |  |  | 0 |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Lis Pendens/Foreclosure Action<br>Property Tax Deferral<br>Property Tax Deferral<br>Property Tax Deferral<br>Property Tax Deferral | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2757 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  | 3 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Lis Pendens/Foreclosure Action<br>Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2760 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Lis Pendens/Foreclosure Action<br>Code Enforcement Notice | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2761 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Lis Pendens/Foreclosure Action<br>Prior Mortgage - Title Policy Coverage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2762 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2763 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Borrower Estate Transfer<br>Subordinate Liens/Judgments<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Lis Pendens/Foreclosure Action<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2765 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 10 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Inter-Family Deed Transfer | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2767 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2770 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2771 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Prior Mortgage - Title Policy Coverage<br>Code Violation<br>Code Violation<br>Code Violation<br>Code Violation | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2774 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 20 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2775 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2776 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2777 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2778 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2779 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 4 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2780 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 4 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Lis Pendens/Foreclosure Action<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2782 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  | 3 | Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2783 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2785 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party | Tax Report Not Available |  |  | 3 | Subordinate Mortgage<br>Subordinate Liens/Judgments<br>Transferred to Third Party | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2786 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Conditional Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2787 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2788 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2789 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Borrower Estate Transfer<br>Subordinate Liens/Judgments<br>Subordinate Mortgage<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2792 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2793 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2794 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2795 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Mortgage<br>Lis Pendens/Foreclosure Action<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2797 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 22 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien<br>Prior Mortgage - Title Policy Coverage<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 9 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage<br>Subordinate Mortgage<br>Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 19 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX |  | XXXX | XX | Fail | Fail | Pass | Pass | Fail | Fail | Pass | Pass | Pass | Pass | Pass |  | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Subject Mortgage Foreclosure - TPS |  |  |  | 3 | Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Association Lien - Conditional Super Lien<br>Subject Mortgage Foreclosure - TPS<br>Subject Mortgage Foreclosure - TPS | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 4 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX | 3 | Utility Lien<br>Utility Lien<br>Delinquent Property Taxes<br>Delinquent Property Taxes | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2804 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2805 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Association Lien - Super Lien State | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2806 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 18 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Utility Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2807 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 24 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  | 2 | Borrower Estate Transfer<br>Subordinate Liens/Judgments | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2808 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2809 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 16 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2810 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 11 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2811 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 14 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| XXXX | XXXX | CMLTI 2025-RP4-2812 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 13 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Association Lien - Non-Super Lien<br>Association Lien - Non-Super Lien | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 15 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Lis Pendens/Foreclosure Action | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2814 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 12 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 2 | Subordinate Liens/Judgments<br>Subordinate Mortgage | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XXXX |  | Yes | 17 | XXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 3 | Lis Pendens/Foreclosure Action<br>PACE Assessment<br>PACE Assessment | XXXX |

---

## Exhibit 99.1

[CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G](cmlti-abs15g.htm)

**Exhibit 99.1 - Schedule 7(b)**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client LN** | **SitusAMC ID** | **EDGAR Loan ID** | **Servicer LN** | **Address** | **City** | **ST** | **Zip** | **Trade** | **Origination Balance** | **Origination Date** | **Unique Exception ID** | **Exception Grade** | **Raw Exception Grade** | **Exception Category** | **Exception Subcategory** | **Exception Type** | **SOL Expired** | **SOL Expiration Date** | **Title Policy** | **Title Policy Insurer** | **Title Policy Effective Date** | **Title Policy Exception** | **Paid on HUD** | **CBR Status** | **Borrower Vested on Title Policy** | **Lien Amount** | **Accrual Rate** | **Lienholder** | **Recording Date** | **Additional Exception Information** |
| XXXX | XXXX | CMLTI 2025-RP4-1000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1001 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1002 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1003 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1006 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1006 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1010 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1011 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1014 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1015 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1016 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1016 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1020 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1021 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1025 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1027 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1028 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1031 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1031 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1031 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1032 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | UTD | UTD |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1032 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | UTD | UTD |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1033 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1037 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1039 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1041 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1041 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1042 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1042 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1043 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1044 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1045 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1046 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1046 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1046 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1048 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1051 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1052 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1054 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1056 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1056 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1059 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1060 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1063 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1064 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1065 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1067 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1067 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1069 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1069 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1070 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1071 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1072 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1073 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1073 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1073 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Property Tax Lien | Property Tax Sale Certificate |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1074 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | Yes | UTD |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1076 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1077 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1080 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1081 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1081 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1084 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1085 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1086 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1087 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | UTD |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1090 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1092 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1093 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1094 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1095 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1095 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1095 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1096 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1097 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1100 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1100 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1100 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1100 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1101 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1103 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1105 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1106 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | Yes | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1107 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1108 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1108 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1110 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1111 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1112 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1116 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1124 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1125 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1126 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1127 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1127 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1127 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1128 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1128 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1128 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1129 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1129 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1130 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1130 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1130 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1131 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1132 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1133 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1134 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1135 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1135 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1136 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1136 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1136 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1136 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1136 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1136 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1137 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1138 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1139 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1140 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1143 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1143 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1144 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1144 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1145 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1146 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1147 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1148 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1151 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1152 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1152 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1152 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1153 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1153 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1153 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1159 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1159 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1159 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1160 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1162 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1166 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1168 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1168 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1170 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1170 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1172 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1174 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1174 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1176 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1180 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1181 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1184 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1185 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1185 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1186 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1189 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1195 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1197 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1198 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1198 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1198 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1199 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1200 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1201 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1201 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1201 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1204 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1205 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1207 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1207 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1208 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1208 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1209 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1211 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1211 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1211 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1216 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1218 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1219 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1225 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1226 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1227 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1227 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1227 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1227 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1227 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1227 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1228 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1229 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1230 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1232 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1233 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1236 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1238 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1238 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1238 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1238 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1239 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1239 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1240 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1240 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1240 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1245 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1246 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1246 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1248 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1249 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1249 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1249 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1249 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1250 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1253 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | Yes | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1253 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1254 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1255 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1256 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1256 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1262 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1263 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1263 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1264 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1266 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1267 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1267 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1267 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1267 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1268 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1270 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1272 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1272 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1273 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1273 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1274 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1274 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1274 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1275 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1276 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1276 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1278 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1278 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1278 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1280 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1281 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1282 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1284 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1285 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1285 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1287 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1287 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1287 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1289 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1290 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1290 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1292 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1293 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1293 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1293 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1294 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1294 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1297 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1298 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1301 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1304 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1305 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1307 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1308 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1308 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1309 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1309 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1309 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1310 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1311 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1312 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1312 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1313 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1314 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1314 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1314 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1316 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1317 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1319 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1319 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1321 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1321 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1324 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1324 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1326 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1326 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1327 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1328 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1328 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1328 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1329 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1338 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1339 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1339 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1339 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1339 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1341 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1343 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1349 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1351 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1353 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1354 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1354 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1354 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1355 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1356 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1358 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1359 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1360 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1362 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1363 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1364 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1366 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1369 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1372 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1372 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1374 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1378 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1379 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1379 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1383 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1383 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1383 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1384 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1386 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1387 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1387 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1387 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1388 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1388 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1389 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1389 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1389 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1392 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1395 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1396 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1396 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1396 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1397 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1400 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1401 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1401 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1403 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1404 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1404 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1406 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1407 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1408 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1409 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1409 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1415 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1415 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1415 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1415 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1415 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1415 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1415 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1416 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1417 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1417 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1418 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1419 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1419 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1419 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1420 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1421 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1422 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1423 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1423 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1423 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1423 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1423 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1426 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1427 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1428 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Mello-Roos Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1429 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1430 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1433 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1433 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1433 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1433 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1435 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1436 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1440 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1441 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1450 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1452 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1453 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1454 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1455 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1456 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1456 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1457 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1458 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1459 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1459 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1460 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1460 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1460 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1461 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1463 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1467 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1467 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1468 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1469 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1471 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1471 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1472 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1473 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1477 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1477 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1477 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1477 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1478 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1478 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | Yes | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1478 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1480 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1481 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1483 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1483 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1484 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1485 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1488 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Mello-Roos Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1489 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1490 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1493 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1495 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1496 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1496 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1496 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1496 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1496 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1497 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1497 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1498 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1499 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1499 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1500 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | Yes | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1503 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1504 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1506 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1507 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1508 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1512 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1513 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1514 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1515 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1516 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1518 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1518 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1519 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1519 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1520 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1520 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1520 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1521 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1522 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1522 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1525 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1525 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1525 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1526 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1527 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1529 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1530 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1531 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1531 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1532 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1534 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1536 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1536 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1536 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1536 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1538 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1539 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1540 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1540 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1542 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1542 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1543 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1545 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1545 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1546 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1546 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1547 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1547 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1549 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1550 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1551 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1553 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1554 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1558 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1559 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1560 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1564 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1569 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1571 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1573 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1575 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1575 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1575 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1575 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1576 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1578 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1579 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1582 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1584 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | General | Partial Release |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1585 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1587 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1589 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1590 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1591 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1592 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1595 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1597 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1599 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1599 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1599 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1600 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1602 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1603 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1606 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1606 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1607 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1611 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1614 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1615 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1615 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1618 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1620 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1621 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1622 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1622 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1624 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1625 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1629 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1631 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1632 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1634 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1639 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1641 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1642 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1645 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1646 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1646 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1649 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1649 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1649 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1649 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1650 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1655 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1661 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1661 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1663 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1663 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1665 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1667 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1667 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1668 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1669 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1670 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1670 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1671 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1676 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1677 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1677 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1678 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1679 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1679 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1682 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1684 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1686 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1688 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1690 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1690 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1690 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1690 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1691 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1692 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1692 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1692 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1693 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1694 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1694 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1694 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1694 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1695 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1697 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1699 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1700 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1701 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1701 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1701 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1701 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1702 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1702 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1703 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1704 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1708 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1708 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1711 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1712 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1713 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1715 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1715 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1715 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1715 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1715 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1715 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1719 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1721 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1722 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1724 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1725 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1725 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1725 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1725 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1726 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1726 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1727 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1730 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1730 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1731 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1734 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1734 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1734 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1735 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1737 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1737 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1740 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1740 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1740 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1741 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1741 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1742 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1742 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1743 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1743 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | Yes | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1744 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1745 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1746 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1747 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1747 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1749 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1749 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1749 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1752 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1752 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1756 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1757 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1760 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1761 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1763 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1763 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1765 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1765 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1767 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1769 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1769 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1770 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1773 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1773 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1774 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1777 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1777 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1779 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1779 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1780 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1780 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1781 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1781 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1782 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1783 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1785 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1786 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1786 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1790 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1791 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1791 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1791 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1793 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1793 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1795 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1796 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1798 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1799 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | Yes | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1800 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1801 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1803 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1805 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1806 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1806 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1807 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1809 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1811 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1812 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1813 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1813 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1813 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1813 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1814 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1815 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1819 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1820 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1825 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1826 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1826 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1826 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1827 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1829 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1830 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1832 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1833 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1833 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1833 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1833 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1834 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1839 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1839 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1839 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1839 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1839 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1840 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1840 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1840 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1842 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1844 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1844 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1848 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1850 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1851 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1855 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1856 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1857 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1857 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1857 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1857 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1858 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1859 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1860 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1861 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1863 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1867 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1869 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1870 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1871 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1872 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1874 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1875 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1875 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1876 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1878 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1878 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1878 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1881 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1882 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1883 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1884 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1884 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1884 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1886 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1886 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1890 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1893 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1895 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1896 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1898 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1900 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1902 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1904 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1905 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1906 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1908 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1910 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1911 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1912 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1913 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1915 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1915 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1916 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1918 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1918 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1918 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1918 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1919 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1920 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1921 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1922 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1922 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1923 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1924 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1924 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | UTD |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1926 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1927 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1927 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1928 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1929 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1929 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1930 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1930 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | UTD |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1931 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1931 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1932 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1935 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1936 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1937 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1937 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1938 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1940 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1941 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1941 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1942 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | UTD |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1943 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1944 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1945 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1947 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1947 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1948 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1950 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1950 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1950 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1953 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1953 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1953 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1954 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1954 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1959 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1961 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1962 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1963 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1964 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1965 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1966 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1966 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1967 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1969 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1970 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1970 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1971 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1971 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1971 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1974 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1975 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1975 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1976 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1977 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1978 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1979 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1979 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1979 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1979 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1979 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1979 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1979 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1980 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1980 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1980 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1982 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1982 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1983 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1986 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1987 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1987 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1987 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1987 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1993 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1994 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1995 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1996 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1996 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1996 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1996 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1996 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1997 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1997 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1997 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1998 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1998 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-1999 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2000 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2001 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2002 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2002 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2002 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2003 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2004 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2005 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2005 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2006 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2006 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2008 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2008 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2008 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2009 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2012 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2014 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | UTD | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2015 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2017 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2017 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2019 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2019 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2020 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2021 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2022 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2022 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2023 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2023 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2024 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2025 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2026 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2027 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2028 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2029 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2032 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2032 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2033 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2036 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2036 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No | UTD |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2038 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2039 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2039 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2042 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2042 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2045 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2046 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2046 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2046 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2046 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2047 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2048 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2049 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2051 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2052 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2052 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2053 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2053 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2054 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2056 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2057 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2059 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2059 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2060 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2061 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2066 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2066 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2067 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2068 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2068 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2069 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2070 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2073 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2073 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2076 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2077 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2078 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2079 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2079 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2080 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2080 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2081 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2087 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2087 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2089 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2090 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2091 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2091 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2091 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2091 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2091 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2091 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2092 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2093 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2093 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2094 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2096 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2097 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2100 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2103 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2104 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2105 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2105 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2106 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2107 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2108 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2108 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2108 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2108 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2110 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2111 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2112 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2114 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2114 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2115 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2115 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2115 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2116 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2117 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2121 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2121 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2122 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2123 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2123 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2124 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2125 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2127 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2127 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2128 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2129 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2131 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2131 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2136 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2137 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2137 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2138 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2138 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2139 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2140 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2141 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2143 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2144 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2144 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2144 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2148 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2150 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2150 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2150 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2151 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2156 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2156 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2157 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2158 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2158 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2158 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2159 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2162 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2164 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2165 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2166 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2167 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2167 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2168 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2168 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2169 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2169 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2170 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2171 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2172 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2173 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2174 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2174 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2175 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2176 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2176 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2177 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2178 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2179 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2179 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2180 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | Yes | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2181 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2182 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2183 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2185 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2185 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2187 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2189 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2190 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2190 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2190 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2191 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2193 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2193 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2193 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2194 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2195 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2196 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2196 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2197 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2197 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2199 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2200 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2203 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2207 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2209 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2209 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2211 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2212 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2212 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2213 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2214 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2215 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2216 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2216 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Property Tax Lien | Property Tax Sale Certificate |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2216 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2217 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2217 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2217 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2217 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2217 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2219 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2219 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2219 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2221 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2221 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2224 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2224 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2224 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2226 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2231 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2232 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2232 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2232 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2236 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2238 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2240 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2240 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2242 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2244 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2245 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2246 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2250 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2250 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2251 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2252 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2252 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2252 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2255 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2255 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2261 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2268 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2273 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2275 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2276 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2276 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2277 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2277 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2278 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2278 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2280 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2281 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2282 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2283 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2283 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2286 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2288 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2289 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2289 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2291 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2291 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2291 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2291 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2291 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2291 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2296 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2298 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2304 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2305 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2305 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2305 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2306 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2307 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2308 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2309 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2310 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2310 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2310 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2313 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2314 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2316 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2317 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2317 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2318 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2318 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2319 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2319 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2320 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2321 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2322 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2324 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2325 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2327 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2328 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2329 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2330 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2333 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2333 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2333 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2334 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2336 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2337 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2339 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2340 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2341 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2342 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2342 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2343 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2344 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2344 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2345 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2345 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2346 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2346 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2346 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2348 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2351 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2351 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2351 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2351 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2356 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2358 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2359 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2359 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2359 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2359 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2360 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2361 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2362 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2363 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2364 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2366 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2367 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2368 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2369 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2370 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2371 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2372 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2376 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2376 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2377 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2378 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2378 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2378 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2378 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2378 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2378 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2379 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2381 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2381 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2384 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2384 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2386 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2386 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2387 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2388 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2390 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2390 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2390 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2392 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2393 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2394 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2395 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2398 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2398 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2398 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2399 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2400 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2402 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2404 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2406 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2406 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2406 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2407 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2409 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2410 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2411 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2412 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2415 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2416 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2417 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | UTD |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2419 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2421 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2424 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2427 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2428 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2428 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2429 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2430 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2430 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2431 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2431 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2432 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2432 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2433 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2434 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2434 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2434 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2435 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2435 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2436 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2439 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2439 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2439 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2440 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2440 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2443 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2444 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2445 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2446 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2446 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2446 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2446 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2447 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2447 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2448 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2451 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2452 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2452 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2452 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2453 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2453 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2453 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2453 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2454 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2455 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2456 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2456 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2457 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2459 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2461 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2462 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2467 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2468 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2472 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2473 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2478 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2479 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2481 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2481 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2483 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2484 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2485 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2486 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2486 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2487 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2488 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2490 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2492 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2494 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2494 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2495 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2495 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2495 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2495 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2496 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2496 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2499 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2499 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2499 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2501 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2504 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2504 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2507 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2507 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2508 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2508 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | UTD | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2508 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | UTD | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2510 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2511 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2513 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2513 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2514 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2514 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2515 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2515 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2517 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2519 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2520 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2523 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2523 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2523 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2523 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2523 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2526 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2528 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2529 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2529 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2529 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2532 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2533 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2534 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2536 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2537 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2538 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2540 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2540 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2541 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2545 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2545 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2548 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2548 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2548 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2549 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2550 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2550 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2550 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2550 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2551 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2551 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2552 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2554 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2555 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2556 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2558 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2558 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2558 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2558 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2559 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2560 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2561 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2562 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2562 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2562 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2563 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2564 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2565 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2566 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2567 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2569 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2570 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2571 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2571 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2573 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2573 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2574 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2574 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2575 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2576 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2576 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2579 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2580 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2583 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2585 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2586 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2586 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2588 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2589 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2589 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2591 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2591 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2592 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2592 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2593 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2594 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2594 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2594 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2595 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2596 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2596 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2597 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2597 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2598 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2598 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2598 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2603 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2603 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2603 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2607 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2608 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2609 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2610 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2610 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2610 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2611 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2612 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2613 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2615 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2616 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2616 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2616 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2616 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2616 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2616 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2618 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2618 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2618 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2619 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2620 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2622 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2622 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2623 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2624 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2626 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2628 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2629 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2629 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2629 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2630 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2630 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2631 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2632 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2633 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2635 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2637 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | Yes | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2638 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2639 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2644 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2646 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2646 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2648 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2649 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2650 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2652 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2654 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2655 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2656 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2656 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2660 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2661 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2662 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2664 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2665 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2665 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2668 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2670 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Mello-Roos Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2674 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2674 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2677 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2683 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2683 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | UTD |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2684 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2688 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2689 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2690 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2690 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2694 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2696 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2696 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2698 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2698 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2698 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2703 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2703 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2703 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2705 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2707 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2709 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2709 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2710 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2710 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2713 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Short | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2714 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2716 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2717 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2720 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2722 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2723 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2724 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2731 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2732 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2733 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2733 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2734 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2737 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2739 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2740 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2740 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2740 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2741 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2748 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2749 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2750 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2751 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2751 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2751 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2751 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2752 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2753 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2753 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2754 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2754 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2754 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2755 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2755 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2755 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2755 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2756 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2756 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Property Tax Lien | Property Tax Deferral |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2756 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Property Tax Lien | Property Tax Deferral |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2756 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Property Tax Lien | Property Tax Deferral |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2756 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Property Tax Lien | Property Tax Deferral |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2757 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2757 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2757 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2758 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2759 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2760 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Code Enforcement Notice |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2760 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2761 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2761 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2761 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2761 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Closed |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2762 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2763 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2763 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2763 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2764 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2765 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2767 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2767 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2769 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2770 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2771 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2771 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2771 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No |  | Short | XXXX | XX/XX/XXXX | No | No | Open |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2772 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2773 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2774 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2778 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2779 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2780 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2780 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2781 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2782 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2783 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2783 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2785 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2785 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2785 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2786 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2787 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2787 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2788 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2790 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2792 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2792 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2793 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2793 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2794 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2795 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2795 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2795 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2797 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2797 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2798 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes |  | Final | XXXX | XX/XX/XXXX | No | No | UTD |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2799 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2800 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Subject Mortgage | Subject Mortgage Foreclosure - TPS |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2801 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Deed Vesting | Subject Mortgage Foreclosure - TPS |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2803 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2805 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes | XX/XX/XXXX |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2806 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2807 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2807 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2808 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2812 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2812 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2812 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2813 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2814 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2814 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 3 | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | XXXX | CMLTI 2025-RP4-2815 | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | 2 | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |

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