# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-26-069151
**Filing Date:** 2026-6
**Character Count:** 1215808
**Document Hash:** a6b0256356f87262d4860f4fc517406d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-069151.hdr.sgml**: 20260616

**ACCESSION NUMBER**: 0001213900-26-069151

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 23

**CONFORMED PERIOD OF REPORT**: 20260616

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260616

**DATE AS OF CHANGE**: 20260616

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 261093675

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period ______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2026-J2 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

99.01 [AMC Diligence, LLC ()"**AMC**") Narrative](ea029488801_ex99-01.htm)

1. [AMC Rating Agency Grades Report](ea029488801_ex99-01sch1.htm)

2. [AMC Valuation Summary Report](ea029488801_ex99-01sch2.htm)

3. [AMC Supplemental Data Report](ea029488801_ex99-01sch3.htm)

99.02 [Consolidated Analytics, Inc. ()"**CA**") Narrative](ea029488801_ex99-02.htm)

1. [CA Data Compare Report](ea029488801_ex99-02sch1.htm)

2. [CA Due Diligence Standard Report](ea029488801_ex99-02sch2.htm)

3. [CA Rating Agency Grading Summary Report](ea029488801_ex99-02sch3.htm)

4. [CA Valuations Report](ea029488801_ex99-02sch4.htm)

5. [CA Supplemental Report](ea029488801_ex99-02sch5.htm)

6. [CA ATR QM Report](ea029488801_ex99-02sch6.htm)

7. [CA Additional Fields Report](ea029488801_ex99-02sch7.htm)

8. [CA Dashboard Report](ea029488801_ex99-02sch8.htm)

99.03 [KPMG LLP Independent Accountants' Agreed-Upon Procedures Report](ea029488801_ex99-03.htm)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** | **ONSLOW BAY FUNDING LLC** |
| Date: June 16, 2026 | /s/ Michael Fania | /s/ Michael Fania |
|  | Name: | Michael Fania |
|  | Title: | Authorized Signatory |

---

## Exhibit 99.01

**Exhibit 99.01**

![](ex99-01_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed due diligence services as described below utilizing various scopes of review. All of these mortgage loans, which were originated by multiple parties, were purchased by an affiliate of Bank of America, N.A., ("Client") in multiple bulk transactions and were reviewed by AMC on behalf of such party. The mortgage loans were reviewed via files imaged and provided by the Client or its designee for review.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered one mortgage loan totaling an aggregate original principal balance of approximately $999,999.00.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;PMI Coverage % |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Decision System | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Original LTV |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE:</u>**

AMC reviewed mortgage loan origination documentation to determine conformity with the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

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![](ex99-01_001.jpg)

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

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![](ex99-01_001.jpg)

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE:</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 4.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

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![](ex99-01_001.jpg)

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

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![](ex99-01_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the mortgage loan file and, as necessary,
attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan
originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, AMC's
review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements,
for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage
loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan
to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to
resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name
and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing
Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were
within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

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&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the
event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days
prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure
to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial
CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

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vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by
the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

---

---

| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

---

---

| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

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For the mortgage loans determined to be Safe Harbor QM (APOR), the AMC report will indicate (i) "Yes" with respect to any mortgage loan for which the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on such mortgage loans, (ii) "No" with respect to any mortgage loan for which the lender provided a VSH indicator of "No" and (iii) "Not Stated" with respect to any mortgage loan for which the lender did not provide a VSH indicator.

\* Note, for mortgage loans in which the lender provided the VSH indicator, AMC captured the VSH indicator in the AMC report but did not verify the VSH indicator as provided by the related lender.

In addition to the above, for loans (i) that are designated as "Yes" with respect to a VSH indicator, (ii) for which such "Yes" VSH indicator was provided within the loan images, on the data tape or in the deal notes, and (iii) for which the related mortgage loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH, AMC performed an additional variance evaluation on such QM (APOR) mortgage loans. AMC's variance evaluation consists of a review of such mortgage loan to identify documentation variances that would cause one to question the VSH attestation provided by the lender. If variances were identified, the mortgage loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines, and the AMC report will indicate "No" with respect to such mortgage loans. The results of the variance evaluation are reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

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**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed circumstance documentation;

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&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued. SitusAMC also hereby disclaims any representation or warranty as to accuracy or completeness of the Report, the inclusion or omission of any facts or information, or as to its suitability, sufficiency or appropriateness for the purposes of the transaction parties or investors or the use of the Report in preparation of any other document in connection with the subject transaction.).

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

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**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**COMPLIANCE RESULTS SUMMARY**

Single mortgage loan reviewed by AMC has a Compliance grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** |

---

**CREDIT RESULTS SUMMARY**

Single mortgage loan reviewed by AMC has Credit grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** |

---

**PROPERTY/VALUATION RESULTS SUMMARY**

Single mortgage loan reviewed by AMC has a Property grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** |

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**OVERALL REVIEW RESULTS SUMMARY**

Single mortgage loan reviewed by AMC has an Overall grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** |

---

**EXCEPTION CATEGORY SUMMARY**

This single mortgage loan was reviewed and reported with no exceptions.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

This single mortgage loan was reviewed with no tape discrepancies.

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$999999.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$999999.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$999999.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$999999.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$999999.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$999999.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$999999.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$999999.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$999999.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$999999.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$999999.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$999999.00** | &nbsp;&nbsp;**100.00%** |

---

12 \| P a g e

## Exhibit 99.01

**Exhibit 99.01 Schedule 1**

---

| |
|:---|
| ![](ex99-1sch1_001.jpg) |
| **Rating Agency Grades** |
| **Run Date - 4/29/2026 5:24:11 PM** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** |
| [Redacted] | [Redacted] | [Redacted] | OBX26J2001 |  | A |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 2**

---

| |
|:---|
| ![](ex99-1sch2_001.jpg) |
| **Valuation Report** |
| **Run Date - 4/29/2026 5:24:11 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| [Redacted] | [Redacted] | [Redacted] | OBX26J2001 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.450% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 5.00 |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 3**

---

| |
|:---|
| ![](ex99-1sch3_001.jpg) |
| **Supplemental Data** |
| **Run Date - 4/29/2026 5:24:11 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **Default Interest Rate** | **Default Interest Accrual Start Days** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** | **Amortization Term Less IO** |
| [Redacted] | [Redacted] | [Redacted] | OBX26J2001 | Safe Harbor QM (APOR) |  |  |  | Yes | No | $28844.97 | $32738.43 |  | 8.082% | [Redacted] | [Redacted] | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15722.10 | 1 | $28437.48 | $2499.96 | $2369.79 | $208.33 |  |  |  |  |  | 38.558% | 38.558% | 38.558% | 02/28/2024 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; WVOE - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2023 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Full Documentation (F) | 2yr Full Doc |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] | $28844.97 |  | 6.920% | $0.00 | 5 | LP / LPA |  | Accept/Ineligible | Yes | No | 7.750% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | [Redacted] | [Redacted] |  | No | 34 | 34 |  |  | Yes Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 29.82 |  |  | No |  |  |  | $0.00 | $12794.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |

---

## Exhibit 99.02

**Exhibit 99.02**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Bank of America, N.A. The review included a total of 274 residential mortgage loans in connection with the securitization identified as OBX 2026-J2 (the "Securitization").

Credit, Compliance, Property Valuation, and Data Integrity reviews were performed on a population of 274 loans. Pay History, and Tax and Title reviews were performed on a population of 6 loans.

The Review was conducted from July 2025 through May 2026 on mortgage loans originated between June 2025 and May 2026.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate borrower(s) monthly gross income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate funds required to close, required reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review credit report for credit history and required credit depth including any / all inquiries

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

c. Review borrower's occupancy

d. Validation through third party resource of the subject properties most recent twelve (12) month sales
history

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm sufficient evidence in loan file, by reviewing the underwriter's decision to approve the
loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;g. Provide Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;i. Review condominium questionnaire to verify all information is complete, prepared by an authorized representative,
and address any red flags that may deem condominium project ineligible

&nbsp;&nbsp;&nbsp;&nbsp;j. General QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable
dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The consumer's debt obligations, alimony, child support; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification in compliance with one of the "safe harbor" guidelines will meet the QM verification requirement. A creditor
is allowed to "mix and match" provisions of the different guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing Policy Handbook, issued October 24,
2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct Single Family Housing Program, revised
March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family Guaranteed Loan Program, revised
March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a "Compliance Review" of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID
Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by
TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine whether specified federal disclosures were provided timely based upon comparison of the application
date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the correct Right of Rescission document was executed for the transaction
type

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm through NMLS the loan originator and originating firm's license status was active and properly
disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the
Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent
with other documents; Confirm collateral documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review original appraisal, determination that property is in "average" condition or better,
or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be
identified with the condition of the property, Consolidated Analytics will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review appraisal, determination that property is completely constructed and appraisal is on an "as
is basis," or property is identified as not completely constructed by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser
indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review and determine the relevance of the comparable properties and ensure that a rational and reliable
value was provided and supported as of the effective date of the Origination Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where applicable, determine if the file did not contain the appraisal or other valuation method and a
review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional valuation products were not required when the CU score provided was 2.5 or below. In the event
the CU score was greater than 2.5, an additional valuation product was obtained to confirm value was supported within 10% tolerance. In
some instances, CDA's were ordered on loans that had an acceptable CU score based on guidance from the seller.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

For loans reviewed in a post-close valuation review scenario (274 loans in total):

Nine (9) loans had a Secondary Appraisal, two (2) loans had an AVM, two hundred sixty-nine (269) loans had Desktop Reviews, and one (1) loan had Field Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, had a confidence score less than 90, or was inconclusive, then a Field Review or a 2nd Appraisal (Secondary Appraisal or Exterior Only Appraisal) was completed. There was one (1) occurrence of this.

There were zero (0) PIW loans.

**Product totals may not sum due to multiple products for each loan** 

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the two hundred and seventy-four (274) mortgage loans reviewed, two hundred five (205) unique mortgage loans (74.82% by loan count) had a total of seven hundred fifty-two (752) discrepancies across thirty (30) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy<br> Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Escrow Waiver in File | &nbsp;&nbsp;189 | &nbsp;&nbsp;25.13% |
| &nbsp;&nbsp;Total Qualified Assets Post-Close | &nbsp;&nbsp;179 | &nbsp;&nbsp;23.80% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;87 | &nbsp;&nbsp;11.57% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;87 | &nbsp;&nbsp;11.57% |
| &nbsp;&nbsp;Final Qualifying Property Value | &nbsp;&nbsp;66 | &nbsp;&nbsp;8.78% |
| &nbsp;&nbsp;Total Closing Costs | &nbsp;&nbsp;53 | &nbsp;&nbsp;7.05% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;27 | &nbsp;&nbsp;3.59% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.93% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.80% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.80% |
| &nbsp;&nbsp;Loan ID | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.80% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.66% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.66% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.53% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.53% |
| &nbsp;&nbsp;Borrower 4 Origination FICO | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.40% |
| &nbsp;&nbsp;Borrower 3 Qualifying Income | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.40% |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.27% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.27% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Borrower 3 Self-Employment Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Underwriting Guideline Product Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Borrower 1 Marital Status | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**752** | &nbsp;&nbsp;**100.00%** |

---

**PAY HISTORY REVIEW RESULTS SUMMARY**

For loans reviewed post-close, 6 loans in total, zero (0) loans were found to have a discrepancy between the servicer provided string and the string calculated by Consolidated Analytics.

**TAX AND TITLE REVIEW RESULTS SUMMARY**

Six (6) loans within the population had Tax and Title reviews, of which, none were found to have defects that could impact current lien position.

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of<br> Sample |
| Event Grade A | 267 | $333038847.00 | 97.45% |
| Event Grade B | 7 | $10384975.00 | 2.55% |
| Event Grade C | 0 | $0.00 | 0% |
| Event Grade D | 0 | $0.00 | 0% |
| **Total Sample** | 274 | $343423822.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 273 | 99.64% |
| Event Grade B | 1 | 0.36% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 274 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results:** | **Compliance Results:** | **Compliance Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 269 | 98.18% |
| Event Grade B | 5 | 1.82% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 274 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results:** | **Valuation Results:** | **Valuation Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 273 | 99.64% |
| Event Grade B | 1 | 0.36% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 274 | 100.00% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception<br> Type | &nbsp;&nbsp;Exception<br> Level<br> Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HMDA Data Tape Not Provided | &nbsp;&nbsp;257 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Incomplete | &nbsp;&nbsp;20 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Coverage is Less than Subject Lien | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;AUS Partially Provided | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds AUS DTI | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing US Patriot Act Disclosure or ID | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;4 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Borrower 1 Executed 4506-T Missing | &nbsp;&nbsp;3 |
|  |  | &nbsp;&nbsp;Asset 5 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;PUD Rider is Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Asset 3 Expired | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Asset 1 Expired | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Subject Property Address on Note does not match Insured Property Address | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;The Note is Incomplete | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Asset 4 Expired | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Audited LTV Exceeds AUS LTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Asset 2 Expired | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Purchase Contract is Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;The Deed of Trust is Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Audited HCLTV Exceeds AUS HCLTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Audited CLTV Exceeds AUS CLTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing evidence of self employment | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Borrower 1 W2/1099 Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;**383** |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Cash Out Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Required Affiliated Business Disclosure | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Initial Closing Disclosure Delivery Date Test | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;eSigned Documents Consent is Missing | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Homeownership Counseling Disclosure Is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;O.C.G.A. § 7-6a-2(12)(G)(ii) - Attorney Preference, Right to Choose Attorney disclosure was not provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Non-Borrower Title Holder Did Not Receive Right of Rescission Form | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Right of Rescission is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;RESPA Homeownership Counseling Organizations Disclosure Date Test | &nbsp;&nbsp;1 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Revised Loan Estimate Delivery Date Test (prior to consummation) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Initial Loan Estimate Delivery Date Test (from application) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;TILA Right of Rescission Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Intent to Proceed is Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;**66** |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;**5** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product Not Provided within 10% Tolerance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property/Appraisal General | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;**6** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property/Appraisal General | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;**1** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 1**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| OBX26J2006 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 75684.28 | 50000 | Confirmed with PCCD. |
| OBX26J2006 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 150769.23 | 571223.91 | Confirmed |
| OBX26J2004 |  |  | XXX | Qualifying LTV | propertyValuationPage | 64.81 | 65 | Rounding |
| OBX26J2004 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 64.81 | 65 | Rounding |
| OBX26J2004 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 72851.47 | 96568.73 | Per asset documents |
| OBX26J2003 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 76.6 | 77 | Rounding |
| OBX26J2003 |  |  | XXX | Qualifying LTV | propertyValuationPage | 76.6 | 77 | Rounding |
| OBX26J2010 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 34737.52 | 15000 | Confirmed with PCCD. |
| OBX26J2010 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 689896.4 | 1057418.3 | Confirmed with system calculations. |
| OBX26J2007 |  |  | XXX | Property Address | notePage | XXX | XXX | Due to caps. |
| OBX26J2007 |  |  | XXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | B1 does have some self employment income. |
| OBX26J2007 |  |  | XXX | Primary Appraised Property Value | propertyValuationPage | $XXX | $XXX |  |
| OBX26J2007 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 263465.69 | 313671.69 | Confirmed with system calculation. |
| OBX26J2007 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes |  |
| OBX26J2017 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 84222.1 | 307034.09 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2018 |  |  | XXX | Qualifying LTV | propertyValuationPage | 79.3 | 80 |  |
| OBX26J2018 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 79.3 | 80 |  |
| OBX26J2018 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 186653.72 | 170777.51 |  |
| OBX26J2018 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2011 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 51.65 | 52 | Rounding |
| OBX26J2011 |  |  | XXX | Qualifying LTV | propertyValuationPage | 51.65 | 52 | Rounding |
| OBX26J2011 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 444439.63 | 523803.53 | Per asset document |
| OBX26J2022 |  |  | XXX | Property Address | notePage | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2022 |  |  | XXX | Qualifying LTV | propertyValuationPage | 45.71 | 46 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2022 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 45.71 | 46 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2022 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 162776.34 | 220918.72 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2022 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2012 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 9397943.25 | 9880855.03 | True Data reflects the remaining post-closing asset amount based on the bank Statement balances provided, the required reserves, and the net proceeds applied at consummation |
| OBX26J2012 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | True Data indicates there is an escrow account. |
| OBX26J2014 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 260302.15 | 644859.64 | Per asset documents |
| OBX26J2014 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance review field |
| OBX26J2013 |  |  | XXX | Total Closing Costs | finalCdDetailPage | 40181.12 | 30000 | XXX confirmed on Final CD |
| OBX26J2013 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 751850.08 | 1194139.34 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX26J2013 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Monthly escrow payment confirmed on Final CD |
| OBX26J2020 |  |  | XXX | Property Address | notePage | XXX | XXX | Due to caps |
| OBX26J2020 |  |  | XXX | Qualifying LTV | propertyValuationPage | 61.93 | 62 | Due to rounding |
| OBX26J2020 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 61.93 | 62 | Due to rounding |
| OBX26J2020 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2023 |  |  | XXX | Qualifying LTV | propertyValuationPage | 68.94 | 69 | LTV and CLTV confirmed with Appraisal and subject loan amount |
| OBX26J2023 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 68.94 | 69 | LTV and CLTV confirmed with Appraisal and subject loan amount |
| OBX26J2023 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Escrow Waiver no applicable. Monthly escrow payment confirmed on Final CD |
| OBX26J2037 |  |  | XXX | Property Address | notePage | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2037 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 79.22 | 80 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2037 |  |  | XXX | Qualifying LTV | propertyValuationPage | 79.22 | 80 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2037 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 707243.16 | 558516.61 | Discrepancy is due to data entry, Verified assets XXX |
| OBX26J2037 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2021 |  |  | XXX | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | Confirmed |
| OBX26J2021 |  |  | XXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Confirmed |
| OBX26J2021 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 483975.86 | 481533.86 | Confirmed with system calculations |
| OBX26J2021 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2032 |  |  | XXX | Property City | notePage | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2032 |  |  | XXX | Qualifying LTV | propertyValuationPage | 79.71 | 80 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2032 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 79.71 | 80 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2032 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 328303.88 | 357924.79 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2032 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2107 |  |  | XXX | Property Address | notePage | XXX | XXX | Due to caps |
| OBX26J2107 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 73.33 | 74 | Due to rounding |
| OBX26J2107 |  |  | XXX | Qualifying LTV | propertyValuationPage | 73.33 | 74 | Due to rounding |
| OBX26J2107 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 379718.56 | 697718.56 | Confirmed with system calculations |
| OBX26J2107 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2049 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 836022.96 | 1118733.94 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX26J2049 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, Ture data is correct. |
| OBX26J2009 |  |  | XXX | Qualifying LTV | propertyValuationPage | 73.13 | 74 | True data verified per appraisal and loan documents. |
| OBX26J2009 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 73.13 | 74 | True data verified per appraisal and loan documents. |
| OBX26J2009 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 2761551.33 | 2777811.81 | True data verified per bank Statements. |
| OBX26J2009 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | True data verified per loan documents. |
| OBX26J2068 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 216350.8 | 468656.68 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2068 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2033 |  |  | XXX | Qualifying FICO | creditLiabilitiesPage | 804 | 0 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2033 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 63.82 | 64 | Discrepancy is due to rounding, True data is correct. |
| OBX26J2033 |  |  | XXX | Qualifying LTV | propertyValuationPage | 63.82 | 64 | Discrepancy is due to rounding, True data is correct. |
| OBX26J2043 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 73.48 | 74 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2043 |  |  | XXX | Qualifying LTV | propertyValuationPage | 73.48 | 74 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2043 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 398725.92 | 249984.33 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2043 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2031 |  |  | XXX | Qualifying FICO | creditLiabilitiesPage | 800 | 801 | Discrepancy is due to data entry, True data is correct |
| OBX26J2031 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 59875.3 | 1000 | Discrepancy is due to data entry, True data is correct |
| OBX26J2031 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 63.04 | 64 | Discrepancy is due to data entry, True data is correct |
| OBX26J2031 |  |  | XXX | Qualifying LTV | propertyValuationPage | 63.04 | 64 | Discrepancy is due to data entry, True data is correct |
| OBX26J2031 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 161160.57 | 1052780.82 | Discrepancy is due to data entry, True data is correct |
| OBX26J2031 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct |
| OBX26J2063 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1873059.75 | 2413465.97 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2063 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Discrepancy is due to data entry, True data is correct |
| OBX26J2046 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 68.15 | 69 | Due to rounding |
| OBX26J2046 |  |  | XXX | Qualifying LTV | propertyValuationPage | 68.15 | 69 | Due to rounding |
| OBX26J2046 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 530824.59 | 578199.38 | Confirmed |
| OBX26J2046 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2080 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 79.9 | 80 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2080 |  |  | XXX | Qualifying LTV | propertyValuationPage | 79.9 | 80 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2080 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 511525.91 | 791007.88 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2080 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2027 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 58.24 | 58.23 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2027 |  |  | XXX | Qualifying LTV | propertyValuationPage | 58.24 | 58.23 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2027 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 765245.6 | 709922.6 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2027 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2060 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 16249.92 | 16339.4 | Confirmed with PCCD. |
| OBX26J2060 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2044 |  |  | XXX | Property Address | notePage | XXX | XXX | Due to caps |
| OBX26J2044 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 829495.13 | 1409485.74 | Confirmed with system calculations. |
| OBX26J2044 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2077 |  |  | XXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26J2077 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 315490.28 | 2135330.26 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2077 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2061 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2079 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | No |  |
| OBX26J2042 |  |  | XXX | Property Address | notePage | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2042 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 138123.1 | 468874 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2042 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2051 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 18997.26 | 65421.45 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2051 |  |  | XXX | Qualifying LTV | propertyValuationPage | 69.7 | 70 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2051 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 69.7 | 70 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2051 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1103599.13 | 1241635.71 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2051 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26J2076 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 78.13 | 79 | XXX is the actual LTV/CLTV. XXX is rounded up by the AUS |
| OBX26J2076 |  |  | XXX | Qualifying LTV | propertyValuationPage | 78.13 | 79 | XXX is the actual LTV/CLTV. XXX is rounded up by the AUS |
| OBX26J2076 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 241185.49 | 245975.99 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX26J2076 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | XXX and collected on final CD |
| OBX26J2078 |  |  | XXX | Qualifying FICO | creditLiabilitiesPage | 804 | 0 | Discrepancy is due to data entry, True data is correct |
| OBX26J2172 |  |  | XXX | Qualifying LTV | propertyValuationPage | 70.91 | 71 | Due to rounding |
| OBX26J2172 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 70.91 | 71 | Due to rounding |
| OBX26J2172 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 865015.64 | 882585.71 | Confirmed with system calculations |
| OBX26J2172 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2070 |  |  | XXX | Property Address | notePage | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2070 |  |  | XXX | Borrower 2 Citizen | the1003Page | Permanent Resident Alien | US Citizen | Discrepancy is due to data entry, True data is correct. |
| OBX26J2070 |  |  | XXX | Qualifying FICO | creditLiabilitiesPage | 784 | 786 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2070 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 73.94 | 74 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2070 |  |  | XXX | Qualifying LTV | propertyValuationPage | 73.94 | 74 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2070 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 531361.2 | 553667.22 | Discrepancy is due to data entry, Verified assets XXX |
| OBX26J2070 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2069 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1426208.06 | 1693297.12 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2069 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2075 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 617829.85 | 4272727.46 | Confirmed with system calculations. |
| OBX26J2075 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2082 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 73.81 | 74 | Due to rounding |
| OBX26J2082 |  |  | XXX | Qualifying LTV | propertyValuationPage | 73.81 | 74 | Due to rounding |
| OBX26J2082 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 237513.04 | 806375.19 |  |
| OBX26J2082 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2053 |  |  | XXX | Qualifying LTV | propertyValuationPage | 62.46 | 63 | True Data reflects two decimals without rounding.. |
| OBX26J2053 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 62.46 | 63 | True Data reflects two decimals without rounding. |
| OBX26J2053 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 63761.24 | 66851.18 | Trrue Data reflects asset balances according to the provided bank Statements. |
| OBX26J2053 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | True Data reflects this transaction is escrowed. |
| OBX26J2054 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 685573.4 | 964016.22 | Discrepancy is due to data entry, True Data is correct |
| OBX26J2054 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True Data is correct |
| OBX26J2088 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 26032.8 | 20000 | Confirmed with PCCD |
| OBX26J2088 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 615483.53 | 1154761.48 | Confirmed with system calculations. |
| OBX26J2088 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2050 |  |  | XXX | Property Address | notePage | XXX | XXX | Confirmed |
| OBX26J2050 |  |  | XXX | Qualifying LTV | propertyValuationPage | 73.48 | 74 | Due to rounding |
| OBX26J2050 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 73.48 | 74 | Due to rounding |
| OBX26J2050 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1.073340562E7 | 9000000 | Confirmed with system calculations |
| OBX26J2050 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2059 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed Sales price |
| OBX26J2059 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 497500.36 | 2063948.58 | Confirmed with system calculations. |
| OBX26J2059 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2047 |  |  | XXX | Borrower 1 Last Name | notePage | XXXXX | XXXXX | True data verified per Note. |
| OBX26J2047 |  |  | XXX | Qualifying LTV | propertyValuationPage | 56.3 | 57 | True data verified per appraisal and loan documents. |
| OBX26J2047 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 56.3 | 57 | True data verified per appraisal and loan documents. |
| OBX26J2047 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 54868.87 | 57207.48 | True data verified per bank Statements. |
| OBX26J2047 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | True data verified per loan documents. |
| OBX26J2072 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 267075.03 | 271104.76 | Audit is post-closing assets. Tape data is pre-closing assets. |
| OBX26J2072 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Loan does not escrow. Escrow Waiver is Present. Tape Data States No for escrows. |
| OBX26J2092 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 22879.03 | 8000 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2092 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 346500.21 | 518662.15 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2092 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2056 |  |  | XXX | Total Closing Costs | finalCdDetailPage | 36587.71 | 2500 | Confirming XXX using the final closing disclosure. |
| OBX26J2056 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 308520.37 | 690944.31 | Confirmed XXX using the asset documents. |
| OBX26J2056 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2091 |  |  | XXX | Property Address | notePage | XXX | XXX | Due to caps |
| OBX26J2091 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1168236.84 | 900284.15 | Confirmed with system calculation. |
| OBX26J2091 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2074 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 49090 | 20000 | Per CD |
| OBX26J2074 |  |  | XXX | Borrower 1 FTHB | the1003Page | true | false | Per 1003 |
| OBX26J2074 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Per appraisal |
| OBX26J2074 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 142871.35 | 460203.93 | Per assets |
| OBX26J2074 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Per escrow waiver |
| OBX26J2081 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 29928.42 | 25000 | True data verified per post consummation CD. |
| OBX26J2081 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | True data verified per purchase agreement and appraisal. |
| OBX26J2081 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 4042781.83 | 566451.18 | True data verified per bank Statements. |
| OBX26J2081 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | True data verified per loan documents. |
| OBX26J2085 |  |  | XXX | Total Closing Costs | finalCdDetailPage | 32196.12 | 5000 | Confirmed with the Final CD. |
| OBX26J2085 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed with the sales price from Final CD. |
| OBX26J2085 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 63.64 | 64 | Due to rounding |
| OBX26J2085 |  |  | XXX | Qualifying LTV | propertyValuationPage | 63.64 | 64 | Due to rounding |
| OBX26J2085 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 817843.22 | 1689409 | Confirmed with system calculations. |
| OBX26J2085 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2090 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2090 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 112555.56 | 257866.43 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2090 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2117 |  |  | XXX | Qualifying LTV | propertyValuationPage | 63.9 | 64 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2117 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 63.9 | 64 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2117 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2106 |  |  | XXX | Property Address | notePage | XXX | XXX |  |
| OBX26J2106 |  |  | XXX | Property Type | propertyValuationPage | PUD | Single Family Detached | True data verified per appraisal. |
| OBX26J2106 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 246350.52 | 548567.77 | True data verified per bank Statements. |
| OBX26J2106 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | True data verified per loan documents. |
| OBX26J2066 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 518704.87 | 526042.33 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2066 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2146 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 22775.59 | 5000 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2146 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2146 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 184743.14 | 566833.88 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2146 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2104 |  |  | XXX | Total Closing Costs | finalCdDetailPage | 21898.43 | 12000 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2104 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2104 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 787785.71 | 1122858.13 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2104 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26J2114 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 66.67 | 66.66 | Rounding. |
| OBX26J2114 |  |  | XXX | Qualifying LTV | propertyValuationPage | 66.67 | 66.66 | Rounding. |
| OBX26J2114 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 420250.49 | 1038441.57 | Confirmed qualified asset post closing is correct. |
| OBX26J2114 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Confirmed subject loan has escrow. |
| OBX26J2141 |  |  | XXX | Borrower 2 SSN | the1003Page | XXX | XXX | Confirmed |
| OBX26J2141 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 327239.33 | 441985.48 |  |
| OBX26J2141 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2086 |  |  | XXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26J2086 |  |  | XXX | Borrower 1 SSN | the1003Page | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2086 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 73.03 | 74 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2086 |  |  | XXX | Qualifying LTV | propertyValuationPage | 73.03 | 74 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2086 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1369789.57 | 106571.53 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2041 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 41.1 | 42 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2041 |  |  | XXX | Qualifying LTV | propertyValuationPage | 41.1 | 42 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2041 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 432058.38 | 481661.94 | Confirmed XXX using the asset documents. |
| OBX26J2041 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2138 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 72.49 | 73 | Due to rounding |
| OBX26J2138 |  |  | XXX | Qualifying LTV | propertyValuationPage | 72.49 | 73 | Due to rounding |
| OBX26J2138 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2099 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 78305.51 | 378931.08 | Confirmed with system calculations. |
| OBX26J2099 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2103 |  |  | XXX | Qualifying LTV | propertyValuationPage | 64.79 | 65 | Due to rounding |
| OBX26J2103 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 64.79 | 65 | Due to rounding |
| OBX26J2103 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed sales price. |
| OBX26J2103 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1387015.6 | 2149430.89 | Confirmed with system calculations. |
| OBX26J2103 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2109 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the sales contract addendum. |
| OBX26J2109 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 74.68 | 74.67 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2109 |  |  | XXX | Qualifying LTV | propertyValuationPage | 74.68 | 74.67 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2109 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 4070335.36 | 4578410.5 | Confirmed XXX using the asset documents. |
| OBX26J2126 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed sales price |
| OBX26J2126 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 109735.92 | 328254.08 | Confirmed with system calculations. |
| OBX26J2126 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2133 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 276450.62 | 224867.87 | Confirmed XXX using the asset documents. |
| OBX26J2133 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2118 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 24613.83 | 13835 | Confirmed with PCCD. |
| OBX26J2118 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed Final Value with sales price. |
| OBX26J2118 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 377356.23 | 938821.09 | Confirmed with system calculations. |
| OBX26J2118 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2095 |  |  | XXX | Qualifying LTV | propertyValuationPage | 66.22 | 67 | Due to rounding |
| OBX26J2095 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 66.22 | 67 | Due to rounding |
| OBX26J2095 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 581950.37 | 584342.77 |  |
| OBX26J2095 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2087 |  |  | XXX | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26J2087 |  |  | XXX | Total Closing Costs | finalCdDetailPage | 27426.38 | 1631 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2087 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2087 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 99603.59 | 499135.39 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2087 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26J2140 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 66.7 | 66.69 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2140 |  |  | XXX | Qualifying LTV | propertyValuationPage | 66.7 | 66.69 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2140 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 324757.1 | 300127.75 | Confirmed XXX using the asset documents. |
| OBX26J2140 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2158 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed with sales price. |
| OBX26J2158 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 313329.73 | 860571.11 | Confirmed with system calculations. |
| OBX26J2158 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2115 |  |  | XXX | Borrower 3 Qualifying Income | employmentIncomePage | 3326.08 | 1000 | B3 Wage income XXX and Borrower has Other Income $XXX. Updated as per Final 1003 |
| OBX26J2115 |  |  | XXX | Borrower 4 Origination FICO | creditLiabilitiesPage | 804 | 0 | B4 Fico updated as per Credit report |
| OBX26J2115 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 72.84 | 73 | CLTV Matches with AUS, rounded up |
| OBX26J2115 |  |  | XXX | Qualifying LTV | propertyValuationPage | 72.84 | 73 | LTV Matches with AUS, rounded up |
| OBX26J2115 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 71679.14 | 71884.58 | Asset updated as per Provided Asset Statement in file |
| OBX26J2115 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | File is Escrow Waiver |
| OBX26J2187 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 74.17 | 75 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2187 |  |  | XXX | Qualifying LTV | propertyValuationPage | 74.17 | 75 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2187 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 259336.44 | 332278.48 | Confirmed XXX using the asset documents. |
| OBX26J2105 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2154 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 43035.44 | 15000 | Updated as per Post close document |
| OBX26J2154 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | XXX = sales price. XXX = Appr Value |
| OBX26J2154 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 76.08 | 77 | Lender is rounded off in AUS |
| OBX26J2154 |  |  | XXX | Qualifying LTV | propertyValuationPage | 76.08 | 77 | Lender is rounded off in AUS |
| OBX26J2154 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 109274.71 | 404550.47 | Updated as asset document $XXX Total available assets prior to close / Audit + XXX Gift sent to title by donor = XXX $XXX Total available assets prior to close / Lender/AUS + XXX gift sent to title by donor $XXX Total available assets post close / Audit = XXX per stmnt + excess gift funds XXX |
| OBX26J2154 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes |  |
| OBX26J2084 |  |  | XXX | Qualifying LTV | propertyValuationPage | 77.51 | 78 | Due to rounding |
| OBX26J2084 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 77.51 | 78 | Due to rounding |
| OBX26J2084 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 342144.81 | 347426.53 | confirmed with system calculations. |
| OBX26J2093 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 69.05 | 70 | Rounding. |
| OBX26J2093 |  |  | XXX | Qualifying LTV | propertyValuationPage | 58.82 | 59 | Rounding. |
| OBX26J2093 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 129372.72 | 130255.22 | Audit is post-closing assets. Tape data is pre-closing assets. |
| OBX26J2093 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Escrows are collected. Escrow waiver is N/A. Tape data is "Yes" for Escrows. |
| OBX26J2131 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 90859.09 | 92228.68 | Updated as Per Asset Document |
| OBX26J2131 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Updated as Per Documents |
| OBX26J2159 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | XXX taken based on lower value such as appraisal value or sales price. |
| OBX26J2159 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 57.14 | 58 | CLTV rounding up to the nearest whole percent. XXX% to XXX% |
| OBX26J2159 |  |  | XXX | Qualifying LTV | propertyValuationPage | 57.14 | 58 | LTV rounding up to the nearest whole percent. XXX% to XXX% |
| OBX26J2159 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 160159.34 | 1206900.33 | Updated as per document. |
| OBX26J2159 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Tax and insurance are collected, so I updated as per the document. |
| OBX26J2124 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | No |  |
| OBX26J2153 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 738945.59 | 1348408.43 | Confirmed XXX using the asset documents. |
| OBX26J2153 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2167 |  |  | XXX | Qualifying LTV | propertyValuationPage | 67.67 | 68 | Due to rounding |
| OBX26J2167 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 67.67 | 68 | Due to rounding |
| OBX26J2167 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 295402.97 | 308023.5 | Confirmed by system calculation. |
| OBX26J2167 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | No | Compliance |
| OBX26J2101 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 512218.23 | 1735087 | Confirmed XXX using the asset documents. |
| OBX26J2101 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2244 |  |  | XXX | Qualifying LTV | propertyValuationPage | 71.39 | 71.38 | The difference is due to rounding |
| OBX26J2244 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 71.39 | 71.38 | The difference is due to rounding |
| OBX26J2244 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | No | escrow is not required |
| OBX26J2128 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 50365.11 | 3000 | Total Closing Cost updated as per PCCD document |
| OBX26J2128 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 4340366.66 | 4670814.61 | Total Qualified Assets updated as per asset document |
| OBX26J2128 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Tax and Insurance is Escrowed and Flood Insurance is Not Escrowed hence updated as per document |
| OBX26J2097 |  |  | XXX | Qualifying LTV | propertyValuationPage | 58.81 | 59 | XXX Matches with XXX Lender calculation Rounded |
| OBX26J2097 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 58.81 | 59 | XXX Matches with XXX Lender calculation Rounded |
| OBX26J2097 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Escrow Waiver not Required |
| OBX26J2165 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 31254.65 | 13207 | Verified with Final CD |
| OBX26J2165 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Verified with XXX & Final 1003 |
| OBX26J2165 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 308522.54 | 622428.61 | Verified with Bank Statements |
| OBX26J2165 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Escrow waiver is not in file. IEAD in file |
| OBX26J2116 |  |  | XXX | Total Closing Costs | finalCdDetailPage | 19316.22 | 5676.56 | Updated as per Final CD |
| OBX26J2116 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Updated as per Document Purchase Contact |
| OBX26J2116 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 329374.42 | 563260.98 | Asset updated as per Provided Asset Documents in file $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit Data tape reflects XXX as total available assets prior to close per lender Aus reflects XXX per the lender because the EMD was deducted from one of the accounts. |
| OBX26J2116 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Escrow Waiver in the file |
| OBX26J2143 |  |  | XXX | Borrower 1 Last Name | notePage | XXXXX | XXXXX | Updated as per Note |
| OBX26J2143 |  |  | XXX | Qualifying LTV | propertyValuationPage | 59.01 | 59 | LTV Matches with XXX rounded up |
| OBX26J2143 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 59.01 | 59 | CLTV Matches with XXX rounded up |
| OBX26J2143 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | File is Not Escrow Waiver |
| OBX26J2160 |  |  | XXX | Loan ID | manual | XXXXX | XXXXX |  |
| OBX26J2160 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 22202.06 | 10000 | Updated as per Post Close CD |
| OBX26J2160 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 600465.3 | 840723.16 | True Data is Liquid Funds Post Close |
| OBX26J2160 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Loan is Escrowed |
| OBX26J2161 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Sales Price is a Lower Value |
| OBX26J2161 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 989182.57 | 1487975.57 | Updated as per Asset Document |
| OBX26J2161 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Escrow Waiver not Required |
| OBX26J2164 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | The appraisal reflects a property value of XXX while the sale price is XXX Additionally, the Tape Data shows a property valuation of XXX |
| OBX26J2164 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 541814.97 | 685128.7 | Updated as per Asset Documents. |
| OBX26J2164 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | XXX : N/A Confirmed with Final CD and Initial Escrow Account Disclosure Statement |
| OBX26J2173 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 18911.7 | 15000 | Updated as per the Post Close CD Document |
| OBX26J2173 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | sales price is lesser than the appraisal value, to qualify |
| OBX26J2173 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 129402.42 | 409554.23 | Updated as per the asset document |
| OBX26J2173 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Updated as per the Escrow document |
| OBX26J2166 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 288545.37 | 636301.61 | XXX confirmed using Asset docs available in file. |
| OBX26J2166 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | XXX confirmed using Final CD & Escrow Waiver Disclosure. |
| OBX26J2179 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Qualifying Property Value Updated as Per Appraisal. |
| OBX26J2179 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 6132889.95 | 6516821.2 | Updated as Per Assets. |
| OBX26J2179 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Escrow Waiver is Present in File |
| OBX26J2163 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 65.07 | 66 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2163 |  |  | XXX | Qualifying LTV | propertyValuationPage | 65.07 | 66 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2163 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1815681.89 | 1733763.76 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2163 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26J2183 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2168 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 180945.38 | 496623.95 | Confirmed includes proceeds from refinance of other property. |
| OBX26J2168 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2121 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 8625.99 | 5573 | Confirmed total closing cost using the closing disclosure |
| OBX26J2121 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 48.98 | 49 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2121 |  |  | XXX | Qualifying LTV | propertyValuationPage | 48.98 | 49 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2121 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2121 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1575796.04 | 2754927.98 | Confirmed XXX using the asset documents. |
| OBX26J2121 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2180 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 77.95 | 78 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2180 |  |  | XXX | Qualifying LTV | propertyValuationPage | 77.95 | 78 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2180 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2180 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1040934.26 | 1309697.15 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2180 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2156 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed with appraisal. |
| OBX26J2156 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 741063.81 | 1391384.98 | Confirmed with assets and system calculations. |
| OBX26J2156 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2148 |  |  | XXX | Qualifying LTV | propertyValuationPage | 68.6 | 68.59 | Due to rounding |
| OBX26J2148 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 68.6 | 68.59 | Due to rounding |
| OBX26J2148 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 68768.74 | 84261.58 | Confirmed with asset stmt and system calculation. |
| OBX26J2148 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2119 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 79.44 | 80 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2119 |  |  | XXX | Qualifying LTV | propertyValuationPage | 79.44 | 80 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2119 |  |  | XXX | Property Type | propertyValuationPage | Condominium | Detached Condo | Confirmed XXX using the appraisal. |
| OBX26J2119 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2139 |  |  | XXX | Qualifying LTV | propertyValuationPage | 36.96 | 37 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2139 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 36.96 | 37 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2139 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 342694.23 | 735580.26 | Confirmed XXX using the asset documents. |
| OBX26J2139 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2182 |  |  | XXX | Property Address | notePage | XXX | XXX | Discrepancy is due to data entry, True data is correct |
| OBX26J2182 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct |
| OBX26J2182 |  |  | XXX | Qualifying LTV | propertyValuationPage | 47.62 | 47.61 | Discrepancy is due to data entry, True data is correct |
| OBX26J2182 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 47.62 | 47.61 | Discrepancy is due to data entry, True data is correct |
| OBX26J2182 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1446492.21 | 6481218.95 | Discrepancy is due to data entry, True data is correct |
| OBX26J2182 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Discrepancy is due to data entry, True data is correct |
| OBX26J2120 |  |  | XXX | Borrower 1 FTHB | the1003Page | false | true | Per audit, B1 is not a FTHB. B2 is a FTHB. Tape data States true. |
| OBX26J2120 |  |  | XXX | Total Closing Costs | finalCdDetailPage | 18385.87 | 10000 | As per audit, Final CD shows Closing Costs of $XXX. Tape data States XXX which is the Seller Credit amount. |
| OBX26J2120 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | As per audit, the XXX is XXX which is the sales price. Tape data is Property Valuation of XXX which is the appraisal value. |
| OBX26J2120 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1007578.82 | 1472726 | As per audit, the amount is post-closing assets. Tape data is pre-closing assets. |
| OBX26J2120 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | As per audit, escrow waiver is not required, since T&I is collected. Tape data States Yes for escrows. |
| OBX26J2144 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 25374.65 | 1100 | XXX total closing cost confirmed by the PCCD. XXX is the seller paid closing costs on the PCCD. |
| OBX26J2144 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | XXX sales price confirmed per the PCCD. XXX appraised value confirmed with the appraisal |
| OBX26J2144 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 2203218.56 | 3490452.57 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit The Statement balance XXX minus EMD XXX = XXX |
| OBX26J2144 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2162 |  |  | XXX | Borrower 1 Last Name | notePage | XXXXX | XXXXX | As per Driver's License and Perm Res Alien Card, the borrower's full Last Name is XXX. Tape data only shows XXX. |
| OBX26J2162 |  |  | XXX | Qualifying LTV | propertyValuationPage | 41.47 | 42 | Rounding. |
| OBX26J2162 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 41.47 | 42 | Rounding. |
| OBX26J2162 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | As per audit, loan does not collect escrows. Tape data States No for escrows. |
| OBX26J2243 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2221 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | As per audit, the qualifying value used was the sales price of XXX Tape data is the appraisal value of XXX |
| OBX26J2221 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 321067.36 | 574697.39 | Audit is post-closing assets. Tape data is pre-closing assets. |
| OBX26J2221 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | As per audit, Final CD shows escrows collected. Escrow waiver is N/A. Tape data is "Yes" for escrows. |
| OBX26J2100 |  |  | XXX | Property Address | notePage | XXX | XXX | Confirmed XXX with the note. |
| OBX26J2100 |  |  | XXX | Borrower 3 Self-Employment Flag | employmentIncomePage | No | Yes | Confirmed B3 is not self XXX. |
| OBX26J2100 |  |  | XXX | Borrower 3 Qualifying Income | employmentIncomePage | 21274.09 | -1.75 | XXX per month is one of three income streams. Total income of XXX per month is confirmed with income docs. |
| OBX26J2100 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed with Sales price which is lower. |
| OBX26J2100 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 9606378.73 | 9848370.68 | Confirmed asset with Statements as well as system calculations. |
| OBX26J2100 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2206 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 211377.51 | 232636.47 | Updated as per Assets |
| OBX26J2206 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Updated as per Final CD. |
| OBX26J2132 |  |  | XXX | Loan ID | manual | XXXXX | XXXXX |  |
| OBX26J2132 |  |  | XXX | Property Address | notePage | XXX | XXX | Confirmed XXX using the note. |
| OBX26J2132 |  |  | XXX | Qualifying LTV | propertyValuationPage | 77.94 | 78 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2132 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 77.94 | 78 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2132 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 84084.54 | 89748.93 | Confirmed XXX using the asset documents. |
| OBX26J2132 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2231 |  |  | XXX | Property Address | notePage | XXX | XXX | Due to caps |
| OBX26J2231 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 36.9 | 37 | Due to rounding |
| OBX26J2231 |  |  | XXX | Qualifying LTV | propertyValuationPage | 36.9 | 37 | Due to rounding |
| OBX26J2231 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1094878.65 | 150000 | Confirmed as per Assets and System calculations. |
| OBX26J2231 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Updated as per CD. |
| OBX26J2170 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 13881.95 | 8000 | Confirmed XXX using the PCCD. |
| OBX26J2170 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 77765.15 | 437134.71 | Confirmed XXX using the asset documents. |
| OBX26J2170 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2199 |  |  | XXX | Property Address | notePage | XXX | XXX | Confirmed XXX using the note. |
| OBX26J2199 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2199 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1199230.57 | 488100 | Confirmed XXX using the asset documents. |
| OBX26J2199 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2149 |  |  | XXX | Borrower 1 Marital Status | the1003Page | Married | Unmarried | Discrepancy is due to data entry, True data is correct. |
| OBX26J2149 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2149 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 318160.03 | 579163.45 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2149 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26J2178 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 25136.2 | 15000 | As per Final Post-Closing CD, XXX is Closing Costs. Tape data is the seller credit figure of XXX |
| OBX26J2178 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 132611.15 | 397331.56 | As per audit, XXX is post-closing assets. Tape data is pre-closing assets. |
| OBX26J2178 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | As per audit, escrows collected, therefore escrow waiver is N/A. Tape data shows "yes" for escrows. |
| OBX26J2220 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 428335.25 | 577952.6 | Confirmed with asset stmts and system calculations. |
| OBX26J2220 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2201 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 385910.01 | 629411.52 | Confirmed with asset stmts and system calculation. |
| OBX26J2201 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2184 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2230 |  |  | XXX | Borrower 2 First Name | notePage | XXX | XXX |  |
| OBX26J2230 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 14224.47 | 750 | Confirmed with PCCD. |
| OBX26J2230 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed with sales price on the PCCD. |
| OBX26J2230 |  |  | XXX | Qualifying LTV | propertyValuationPage | 74.94 | 75 | Due to rounding |
| OBX26J2230 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 74.94 | 75 | Due to rounding |
| OBX26J2230 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 278842.33 | 557332.94 | Confirmed assets with stmts and System calculations. |
| OBX26J2230 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2186 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2186 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 289148.07 | 439933.33 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2186 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2177 |  |  | XXX | Property Address | notePage | XXX | XXX | Due to caps |
| OBX26J2177 |  |  | XXX | Qualifying FICO | creditLiabilitiesPage | 806 | 807 | Confirmed with DU approval and credit report. |
| OBX26J2177 |  |  | XXX | Qualifying LTV | propertyValuationPage | 62.49 | 63 | Due to rounding |
| OBX26J2177 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 62.49 | 63 | Due to rounding |
| OBX26J2177 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2223 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data. True data is correct. |
| OBX26J2223 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 649980.81 | 886870.05 | Discrepancy is due to data. True data is correct. |
| OBX26J2223 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data. True data is correct. |
| OBX26J2169 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 69.05 | 70 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2169 |  |  | XXX | Qualifying LTV | propertyValuationPage | 69.05 | 70 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2169 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 55387.74 | 66131.04 | Confirmed XXX using the asset documents. |
| OBX26J2169 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2150 |  |  | XXX | Property Address | notePage | XXX | XXX | Due to caps |
| OBX26J2150 |  |  | XXX | Property Type | propertyValuationPage | Single Family Detached | PUD | Confirmed |
| OBX26J2150 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 901251.43 | 1234985.31 | Confirmed with asset stmts and system calculations. |
| OBX26J2255 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 77.2 | 78 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2255 |  |  | XXX | Qualifying LTV | propertyValuationPage | 77.2 | 78 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2255 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 78738.24 | 96680.19 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26J2255 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2181 |  |  | XXX | Borrower 1 Last Name | notePage | XXXXX | XXXXX | Confirmed B1 Last Name using the note document. |
| OBX26J2181 |  |  | XXX | Borrower 2 Self-Employment Flag | employmentIncomePage | No | Yes | Confirmed B2 employment status using final application. |
| OBX26J2181 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 452155.96 | 840948.35 | Confirmed XXX using the asset documents. |
| OBX26J2181 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2134 |  |  | XXX | Property Address | notePage | XXX | XXX | Confirmed XXX using the note. |
| OBX26J2134 |  |  | XXX | Qualifying LTV | propertyValuationPage | 73.18 | 74 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2134 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 73.18 | 74 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2134 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 78440.36 | 78302.36 | Confirmed XXX using the asset documents. |
| OBX26J2134 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2136 |  |  | XXX | Loan ID | manual | XXXXX | XXXXX |  |
| OBX26J2136 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 26242.05 | 5000 | Discrepancy is due to data entry, True data is correct |
| OBX26J2136 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct |
| OBX26J2136 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 493887.55 | 725154.55 | Discrepancy is due to data entry, True data is correct |
| OBX26J2136 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2137 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 28154.09 | 4000 | Confirmed total closing cost using the PCCD. |
| OBX26J2137 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 281087.25 | 607174.83 | Confirmed XXX using the asset documents. |
| OBX26J2137 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2217 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 18398.32 | 19512.32 | Confirmed with CD. |
| OBX26J2217 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 68.51 | 69 | Rounding |
| OBX26J2217 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed with sales price on CD. |
| OBX26J2217 |  |  | XXX | Qualifying LTV | propertyValuationPage | 68.51 | 69 | Roudning |
| OBX26J2217 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 194855.89 | 662770.2 | Confirmed with asset stmts and system calculations. |
| OBX26J2217 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | No | Complaince |
| OBX26J2192 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 4929751.03 | 5616957 | Confirmed XXX using the asset documents. |
| OBX26J2192 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2254 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 34117.15 | 2125 | Confirmed XXX using PCCD. |
| OBX26J2254 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the loan approval. |
| OBX26J2254 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 60735.54 | 384119.48 | Confirmed XXX using the asset documents. |
| OBX26J2254 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2098 |  |  | XXX | Loan ID | manual | XXXXX | XXXXX |  |
| OBX26J2098 |  |  | XXX | Property Address | notePage | XXX | XXX | Confirmed with the note |
| OBX26J2098 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 33985.47 | 300 | XXX confirmed with the PCCD dated XX/XX/XXXX |
| OBX26J2098 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | XXX is the AV. XXX is the SP. |
| OBX26J2098 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 192648.28 | 552346 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit XXX #XXX – Backed out XXX to use as continuance. XXX minus XXX = $XXX. |
| OBX26J2098 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Property taxes are collected on the final CD. The HOI is walls in coverage. |
| OBX26J2204 |  |  | XXX | Borrower 1 First Name | notePage | XXX | XXX | Discrepancy is due to data entry, True data is correct |
| OBX26J2204 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 77.54 | 77.53 | Discrepancy is due to data entry, True data is correct |
| OBX26J2204 |  |  | XXX | Qualifying LTV | propertyValuationPage | 77.54 | 77.53 | Discrepancy is due to data entry, True data is correct |
| OBX26J2204 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 80120.98 | 85190.9 | Discrepancy is due to data entry, True data is correct |
| OBX26J2204 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Discrepancy is due to data entry, True data is correct |
| OBX26J2174 |  |  | XXX | Borrower 1 Last Name | notePage | XXXXX | XXXXX | Confirmed with the note |
| OBX26J2174 |  |  | XXX | Borrower 3 Qualifying Income | employmentIncomePage | 38589.96 | 10000 | Confirmed |
| OBX26J2174 |  |  | XXX | Borrower 4 Origination FICO | creditLiabilitiesPage | 800 | 0 | Confirmed |
| OBX26J2174 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 424677.9 | 955863.15 | Confirmed with asset stmts and system calculations. |
| OBX26J2174 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2224 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 57630.74 | 31500 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2224 |  |  | XXX | Borrower 2 Self-Employment Flag | employmentIncomePage | No | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2224 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2224 |  |  | XXX | Qualifying LTV | propertyValuationPage | 80 | 79.99 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2224 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 80 | 79.99 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2224 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 502264.12 | 975185.98 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2224 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26J2212 |  |  | XXX | Property Address | notePage | XXX | XXX | Due to caps |
| OBX26J2212 |  |  | XXX | Qualifying LTV | propertyValuationPage | 74.9 | 75 | Due to rounding |
| OBX26J2212 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 74.9 | 75 | Due to rounding |
| OBX26J2212 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 280355.52 | 577675.01 |  |
| OBX26J2212 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | No |  |
| OBX26J2130 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2130 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 852159.74 | 1528844.35 | Confirmed XXX using the asset documents. |
| OBX26J2130 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2185 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2185 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 270408.04 | 789882.04 | Confirmed XXX using the asset documents. |
| OBX26J2185 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2237 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 15055.09 | 8800 | Confirmed with PCCD. |
| OBX26J2237 |  |  | XXX | Qualifying LTV | propertyValuationPage | 68.73 | 68.72 | Due to rounding |
| OBX26J2237 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed with sales price on PCCD. |
| OBX26J2237 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 68.73 | 68.72 | Due to rounding |
| OBX26J2237 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 486783.7 | 781306.64 | Confirmed with asset stmts and system calculations. |
| OBX26J2237 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2215 |  |  | XXX | Qualifying LTV | propertyValuationPage | 62.5 | 63 | Due to rounding. |
| OBX26J2215 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 62.5 | 63 | Due to rounding |
| OBX26J2215 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed with Sales price on PCCD. |
| OBX26J2215 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 77319.59 | 682428.11 | Confirmed with system calculations. |
| OBX26J2215 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2151 |  |  | XXX | Qualifying LTV | propertyValuationPage | 74.35 | 75 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2151 |  |  | XXX | Primary Appraised Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2151 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2151 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 74.35 | 75 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2151 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 735279.58 | 401985.39 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2151 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2188 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2188 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 136339.46 | 525598.8 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2188 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2218 |  |  | XXX | Qualifying LTV | propertyValuationPage | 43.98 | 44 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2218 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 43.98 | 44 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2218 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 560850.87 | 84429.62 | Confirmed XXX using the asset documents. |
| OBX26J2218 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2271 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 60006.15 | 471541.53 | Confirmed XXX using the asset documents. |
| OBX26J2271 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2208 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 74.07 | 74.06 | Due to rounding |
| OBX26J2208 |  |  | XXX | Qualifying LTV | propertyValuationPage | 74.07 | 74.06 | Due to rounding |
| OBX26J2208 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 269145.2 | 284508.99 | Confirmed with system calculations. |
| OBX26J2208 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2253 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 14852.29 | 4060 | Discrepancy is due to data entry, True data is correct |
| OBX26J2253 |  |  | XXX | Borrower 1 FTHB | the1003Page | false | true | Discrepancy is due to data entry, True data is correct |
| OBX26J2253 |  |  | XXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Discrepancy is due to data entry, True data is correct |
| OBX26J2253 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 388573.54 | 568355.7 | Discrepancy is due to data entry, True data is correct |
| OBX26J2253 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct |
| OBX26J2216 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2216 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 771509.13 | 1740501.08 | Confirmed XXX using the asset documents. |
| OBX26J2216 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2239 |  |  | XXX | Property Address | notePage | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2239 |  |  | XXX | Qualifying LTV | propertyValuationPage | 71.19 | 72 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2239 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 71.19 | 72 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2239 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 373192.28 | 337855.81 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2239 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26J2257 |  |  | XXX | Property Address | notePage | XXX | XXX | Confirmed XXX using the note. |
| OBX26J2257 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2257 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 2867297.29 | 3521591.68 | Confirmed XXX using the asset documents. |
| OBX26J2257 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2229 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 254011.3 | 549630.01 |  |
| OBX26J2229 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2256 |  |  | XXX | Qualifying FICO | creditLiabilitiesPage | 787 | 789 | Confirmed with credit report. |
| OBX26J2256 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 238833.27 | 887899.41 |  |
| OBX26J2256 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2274 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed with Sales Price on PCCD. |
| OBX26J2274 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 649067.65 | 666719.12 | Confirmed with system calculations. |
| OBX26J2274 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2200 |  |  | XXX | Property Address | notePage | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26J2200 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 24786.16 | 27536.17 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2200 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 371300.93 | 620557.19 | Discrepancy is due to data entry, True data is correct. |
| OBX26J2200 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26J2258 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2258 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2211 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 49.6 | 50 | Per AUS Approval |
| OBX26J2211 |  |  | XXX | Qualifying LTV | propertyValuationPage | 49.6 | 50 | Per AUS Approval |
| OBX26J2211 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 109104.22 | 112884.94 | Per Assets Provide in file. Verified assets XXX |
| OBX26J2211 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2110 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | XXX of XXX is a sales price. |
| OBX26J2110 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 47.37 | 48 | CLTV is rounded to the nearest percentage. XXX% to XXX% |
| OBX26J2110 |  |  | XXX | Qualifying LTV | propertyValuationPage | 47.37 | 48 | LTV is rounded to the nearest percentage. XXX% to XXX% |
| OBX26J2110 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 5588119.2 | 8276868.69 | Total qualified assets dollar amount reflects qualified assets post closing. |
| OBX26J2110 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Loan has no escrow waiver. |
| OBX26J2247 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2266 |  |  | XXX | Qualifying LTV | propertyValuationPage | 60.35 | 61 | The AUS LTV/CLTV is rounded up |
| OBX26J2266 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 60.35 | 61 | The AUS LTV/CLTV is rounded up |
| OBX26J2266 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 89025.35 | 489277.11 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX26J2266 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Escrow is collected on the CD |
| OBX26J2207 |  |  | XXX | Note Date | notePage | XX/XX/XXXX | XX/XX/XXXX | . |
| OBX26J2207 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | XXX is the AV. XXX is the SP. |
| OBX26J2207 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 303139.26 | 1157256.25 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit XXX #XXX has the XXX EMD backed out of the balance. |
| OBX26J2207 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | escrow is collected on the final CD |
| OBX26J2195 |  |  | XXX | Qualifying LTV | propertyValuationPage | 29.72 | 30 | Per Property Valuation |
| OBX26J2195 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 29.72 | 30 | Per Property Valuation |
| OBX26J2195 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1856934.72 | 1857584.46 | Per Assets provided |
| OBX26J2195 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Per Escrow Waiver |
| OBX26J2203 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 40005.43 | 10000 | Confirmed with the PCCD Closing cost are XXX |
| OBX26J2203 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | XXX is the AV. XXX is the CDA. XXX is the SP. |
| OBX26J2203 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 678004.41 | 1044163.24 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit The lender deducted XXX EMD deducted from the balance of XXX #XXX. Audit did the same to match the lenders total assets in the AUS. Sufficient remaining reserves to cover the balance of the XXX XXX day and the subject XXX months PITIA. |
| OBX26J2203 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Escrow collected on the CD |
| OBX26J2171 |  |  | XXX | Qualifying LTV | propertyValuationPage | 72.53 | 73 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2171 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 72.53 | 73 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2171 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 99054.54 | 103941.6 | Confirmed XXX using the asset documents. |
| OBX26J2235 |  |  | XXX | Property Address | notePage | XXX | XXX | Confirmed with the note |
| OBX26J2235 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 31271.04 | 30000 | XXX closing costs confirmed with PCCD |
| OBX26J2235 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 401523.42 | 903289.2 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit XXX #XXX – The lender reduced the balance by the XXX EMD in the AUS. Audit did the same. The data tape assets include the XXX EMD not deducted. |
| OBX26J2235 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | escrow collected on the cd |
| OBX26J2241 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 18970.39 | 18000 | Confirmed with PCCD. |
| OBX26J2241 |  |  | XXX | Borrower 1 FTHB | the1003Page | false | true | Confirmed are not FTHB on Final 1003. |
| OBX26J2241 |  |  | XXX | Borrower 4 Origination FICO | creditLiabilitiesPage | 810 | 0 | Confirmed with credit report. |
| OBX26J2241 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 52657.94 | 332291.52 | Confirmed with system calculations. |
| OBX26J2241 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2246 |  |  | XXX | Borrower 2 Citizen | the1003Page | Permanent Resident Alien | US Citizen | Per the 1003 in file provided |
| OBX26J2246 |  |  | XXX | Qualifying LTV | propertyValuationPage | 78.01 | 79 | Per Property Valuation in file |
| OBX26J2246 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 78.01 | 79 | Per Property Valuation in file |
| OBX26J2246 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Per Property Valuation in file |
| OBX26J2246 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 115670.31 | 420002.12 | Per assets in file. Verified assets are XXX |
| OBX26J2246 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Per XXX |
| OBX26J2225 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2233 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 19358.64 | 20000 | Confirmed XXX using the PCCD. |
| OBX26J2233 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2233 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 307359.85 | 698210.24 | Confirmed XXX using the asset documents. |
| OBX26J2233 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2202 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 64.99 | 65 | Due to rounding |
| OBX26J2202 |  |  | XXX | Primary Appraised Property Value | propertyValuationPage | $XXX | $XXX |  |
| OBX26J2202 |  |  | XXX | Qualifying LTV | propertyValuationPage | 64.99 | 65 | Due to rounding |
| OBX26J2202 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Using desk review value of XXX since over XXX% difference. |
| OBX26J2202 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 653802.57 | 667550.62 | Confirmed with system calculations. |
| OBX26J2202 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2236 |  |  | XXX | Borrower 1 Last Name | notePage | XXXXX | XXXXX | As per audit, Last Name contains a suffix. Tape Data omits suffix. |
| OBX26J2236 |  |  | XXX | Qualifying LTV | propertyValuationPage | 45.64 | 46 | Rounding. |
| OBX26J2236 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 45.64 | 46 | Rounding. |
| OBX26J2236 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2226 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 23063.44 | 16390 | Confirmed total closing cost using the PCCD. |
| OBX26J2226 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2226 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 299404.25 | 601241.69 | Confirmed XXX using the asset documents. |
| OBX26J2226 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2262 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 20451.28 | 9685 | Confirmed total closing cost using the PCCD. |
| OBX26J2262 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2262 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 588564.26 | 1350328.38 | Confirmed XXX using the asset documents. |
| OBX26J2262 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2227 |  |  | XXX | Property Address | notePage | XXX | XXX | Confirmed XXX using the note. |
| OBX26J2227 |  |  | XXX | Qualifying LTV | propertyValuationPage | 78.57 | 79 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2227 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 78.57 | 79 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2227 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1267185.41 | 1283926.55 | Confirmed XXX using the asset documents. |
| OBX26J2227 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2205 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed sales price with PCCD. |
| OBX26J2205 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 138782.83 | 393445.3 | Confirmed with stmts and system calculations. |
| OBX26J2205 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2249 |  |  | XXX | Total Closing Costs | finalCdDetailPage | 35868.51 | 15000 | Confirmed total closing cost using the PCCD. |
| OBX26J2249 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed XXX using the AUS. |
| OBX26J2249 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 184032.06 | 676188.53 | Confirmed XXX using the asset documents. |
| OBX26J2249 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No |  |
| OBX26J2272 |  |  | XXX | Qualifying LTV | propertyValuationPage | 77.42 | 78 | Rounding. |
| OBX26J2272 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 77.42 | 78 | Rounding. |
| OBX26J2272 |  |  | XXX | Property Type | propertyValuationPage | Townhouse | Single Family Detached | As per Appraisal, property design/style is a XXX. |
| OBX26J2272 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 729943.29 | 1094889.03 | As per audit, total is post-closing assets. Tape data is pre-closing assets. |
| OBX26J2272 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | As per audit, loan collects escrows, therefore there is no escrow waiver. Tape data States" Yes" for escrows collected. |
| OBX26J2219 |  |  | XXX | Property Address | notePage | XXX | XXX | Per Note provided in file for review |
| OBX26J2219 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 233475.84 | 256026.07 | Per assets provided for review. Verified assets are XXX |
| OBX26J2219 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Per disclosures provided in file |
| OBX26J2252 |  |  | XXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | As per audit, B1 is XXX (2nd job). Tape data shows "No" for not XXX, since B1 primary employment is Wage earner, not S/E. |
| OBX26J2252 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 319747.22 | 1250520.87 | As per audit, figure is post-closing assets. Tape data is pre-closing assets. |
| OBX26J2252 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | As per audit, loan does not collect escrows, therefore Escrow Waiver is N/A. Tape data is "No" for no escrows. |
| OBX26J2268 |  |  | XXX | Qualifying LTV | propertyValuationPage | 48.89 | 49 | Due to rounding |
| OBX26J2268 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 48.89 | 49 | Due to rounding |
| OBX26J2268 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 746262.31 | 1700214.38 | Confirmed with asset stmts and HUD for sale of property. |
| OBX26J2268 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Compliance |
| OBX26J2197 |  |  | XXX | Total Closing Costs | finalCdDetailPage | 33937.43 | 1050 | Confirmed with Final CD. |
| OBX26J2197 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Confirmed Sales price with Final CD. |
| OBX26J2197 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 242224.38 | 476885.71 | Confirmed assets with asset stmts in file. |
| OBX26J2197 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2213 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 17638.44 | 15000 | Confirmed with the PCCD |
| OBX26J2213 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | XXX is the SP. XXX is the AV. |
| OBX26J2213 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 112323.29 | 334659.68 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit The lender deducted the EMD from the assets prior to close: XXX minus $XXX=$XXX. |
| OBX26J2213 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Waived per lender approval |
| OBX26J2222 |  |  | XXX | Primary Appraised Property Value | propertyValuationPage | $XXX | $XXX |  |
| OBX26J2222 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 56.6 | 57.14 |  |
| OBX26J2222 |  |  | XXX | Qualifying LTV | propertyValuationPage | 56.6 | 57.14 |  |
| OBX26J2222 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1206406.35 | 1238010.81 | Per assets provided in file |
| OBX26J2259 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 24071.14 | 7500 | Confirmed total closing cost using the PCCD. |
| OBX26J2259 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 234088.74 | 1060129.36 | Confirmed XXX using the asset documents. |
| OBX26J2259 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2194 |  |  | XXX | Qualifying LTV | propertyValuationPage | 76.36 | 77 | Per Property Valuation in file |
| OBX26J2194 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 76.36 | 77 | Per Property Valuation in file |
| OBX26J2194 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 3402328.66 | 119464.15 | Per Assets in file. Verified assets are XXX |
| OBX26J2194 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Per Disclosures in file |
| OBX26J2265 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 15388.17 | 4503 | Confirmed total closing cost using the PCCD. |
| OBX26J2265 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 165518.08 | 428880.01 | Confirmed XXX using the asset documents. |
| OBX26J2265 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2228 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 31683.83 | 10000 | Confirmed total closing cost using the PCCD. |
| OBX26J2228 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 164653.14 | 907897.62 | Confirmed XXX using the asset documents. |
| OBX26J2228 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Completed by compliance analyst. N/A for credit review. |
| OBX26J2240 |  |  | XXX | Loan ID | manual | XXXXX | XXXXX |  |
| OBX26J2240 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | XXX confirmed using Appraisal and Final CD |
| OBX26J2240 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 130612.63 | 458453.47 | XXX confirmed using Asset documents |
| OBX26J2240 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | No | Escrow collected, so Waiver not required |
| OBX26J2242 |  |  | XXX | Loan ID | manual | XXXXX | XXXXX |  |
| OBX26J2242 |  |  | XXX | Borrower 1 Last Name | notePage | XXXXX | XXXXX | Updated as per Note document |
| OBX26J2242 |  |  | XXX | Borrower 1 FTHB | the1003Page | false | true | Updated as per Final 1003 |
| OBX26J2242 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 63.8 | 63.79 | The difference is due to system rounding |
| OBX26J2242 |  |  | XXX | Qualifying LTV | propertyValuationPage | 63.8 | 63.79 | The difference is due to system rounding |
| OBX26J2242 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Purchase Price = XXX Appraised value = XXX |
| OBX26J2242 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 1668976.85 | 2746432.54 | ASSETS $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit The Lender deducted the XXX EMD from the asset balance in the AUS. |
| OBX26J2242 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Escrow is collected on the final CD |
| OBX26J2245 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | As per Guideline Sales Price and Appraisal Value Whichever is Lower only USed. |
| OBX26J2245 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 73681.42 | 389436.02 | Asset updated as per Bank Statement provided in file. |
| OBX26J2245 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | XXX Updated N/A |
| OBX26J2214 |  |  | XXX | Borrower 1 FTHB | the1003Page | false | true | B1 has Investment property in REO. B2 is FTHB Per 1003 |
| OBX26J2214 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 21798.35 | 15000 | XXX captured as per Final CD |
| OBX26J2214 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | XXX is XXX |
| OBX26J2214 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 194174.37 | 424477.76 | Total Qualified Assets Post-Closing verified on recent bank Statement. $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX26J2214 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Taxes & Insurance in file, Escrow waiver is not applicable |
| OBX26J2273 |  |  | XXX | Note Date | notePage | XX/XX/XXXX | XX/XX/XXXX |  |
| OBX26J2273 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 233356.71 | 570322.01 | Verified with the Assets documents |
| OBX26J2273 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Verified with the IEAD |
| OBX26J2261 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 38828.49 | 2950 | Confirmed with PCCD. |
| OBX26J2261 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 149627.92 | 770947.68 | Confirmed assets with stmts and system calculation. |
| OBX26J2261 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Compliance |
| OBX26J2264 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 2159836.81 | 2536776.37 | Confirmed XXX using the asset documents. |
| OBX26J2264 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Verified with Final CD |
| OBX26J2250 |  |  | XXX | Final Qualifying Property Value | propertyValuationPage | $XXX | $XXX | Property valuation confirmed with XXX and appraisal |
| OBX26J2250 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 49.56 | 50 | Confirmed with XXX |
| OBX26J2250 |  |  | XXX | Qualifying LTV | propertyValuationPage | 49.56 | 50 | Confirmed with XXX |
| OBX26J2250 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 282605.38 | 1718248.76 | Reserves updated as per Guideline |
| OBX26J2250 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | tax and Insurance present hence updated NA |
| OBX26J2260 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 20316.5 | 20000 | Confirmed total closing cost using the PCCD. |
| OBX26J2260 |  |  | XXX | Qualifying LTV | propertyValuationPage | 74.58 | 75 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2260 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 74.58 | 75 | Confirmed XXX using AUS. The variance is due to rounding. |
| OBX26J2260 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 111804.89 | 411748.89 | Confirmed XXX using the asset documents. |
| OBX26J2260 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | N/A | Yes | Completed by compliance analyst. N/A for credit review. |
| OBX26J2270 |  |  | XXX | Total Closing Costs | postConsummationCdDetailPage | 29695.23 | 5000 | Updated as per PCCD |
| OBX26J2270 |  |  | XXX | Qualifying CLTV | propertyValuationPage | 69.63 | 70 | CLTV 69.63% Roundingoff |
| OBX26J2270 |  |  | XXX | Qualifying LTV | propertyValuationPage | 69.63 | 70 | LTV 69.63% Roundingoff |
| OBX26J2270 |  |  | XXX | Total Qualified Assets Post-Close | assetPage | 207541.67 | 833141.77 | Updated as per Asset Documents |
| OBX26J2270 |  |  | XXX | Escrow Waiver in File | disclosuresPagev2 | Yes | No | Updated as per Escrow Waiver Disclosure |
| OBX26J2048 | XXXXX |  | XXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXX | XXX | XXX is correct as per lender guidelines and rate lock confirmation. |
| OBX26J2048 | XXXXX |  | XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.15 | 32.6427 | DTI is correct and matches to XXX and final DU AUS, with verification of total debts and income. |
| OBX26J2048 | XXXXX |  | XXX | Underwriting Guideline Product Name | businessPurposeApprovalandGuidelinePage | XXX | XXX | Loan underwriting guideline product is correct as per lender guidelines and rate lock confirmation. |
| OBX26J2048 | XXXXX |  | XXX | Underwriting Guideline Name | businessPurposeApprovalandGuidelinePage | XXX | XXX | Loan underwriting program is correct as per lender guidelines and rate lock confirmation. |

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## Exhibit 99.02

**Exhibit 99.02 Schedule 2**

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| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** |
| OBX26J2002 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX he following accounts listed on the loan application were omitted from the underwriting calculations. For each liability that belongs to the borrower, provide documentation that supports the omission. XXX #XXX with a balance of $XXX. XXX #XXX with a balance of $XXX. XXX) The payment history for the following mortgage(s) cannot be verified because they are either: Not listed on the credit report, On the credit report, but not matched to the mortgage account on the 1003, or Shown on the credit report as having an outstanding balance, but the payment history has not been reported in the last XXX months. Verify the payment history for the mortgage(s). If the mortgage is currently XXX days or more past due, or has been XXX days or more past due in the last XXX months, the loan casefile is ineligible for delivery to XXX. XXX: Payment XXX and a balance of $XXX. XXX) Evidence of HOA or no HOA on the property located at XXX XXX. XXX) There is a non medical collection shown on the credit report. Please provide evidence of payoff: XXX # XXX in the amount of $XXX. Additional conditions may apply. | Can a waiver be granted regarding the collection payoff- this is the final condition and has been difficult to track down due to the borrower traveling out of the country.; HOA docs; This is a bridge loan with no payment due at this time- please see pay history and 1st payment letter attached; These were excluded due to being installment loans with less than XXX months remaining (provide documentation that supports the omission. XXX #XXX with a balance of $XXX. XXX #XXX with a balance of $XXX) | XX/XX/XXXX | Audit reviewed Lender's response, re-reviewed the AUS and has determined bullet point XXX reflects the non-medical collection for XXX ending in #XXX in the amount of XXX does not need to be paid off prior to or at closing. Condition cleared.; Borrower 1 Credit Report is not partially present.; Lender provided property search supporting the HOA fees for property XXX XXX; however, did not evidence of payoff of XXX #XXX in the amount of $XXX. Condition retained.; Lender provided first payment letter and payment coupon reflecting the Bridge Loan with XXX has a Balloon Payment that is due in full by XX/XX/XXXX and verifying XXX was obtained XX/XX/XXXX; therefore, would not have a mortgage history. Please provide verification of HOA for XXX XXX and evidence of payoff of XXX #XXX in the amount of $XXX. Condition retained.; Audit reviewed Lender's response and has determined the XXX with balance XXX and XXX with balance of XXX were installment loans with less than XXX remaining payments. Please provided payment history for XXX Mortgage with payment of XXX and balance of $XXX. In addition, provided verification of HOA for XXX XXX and evidence of payoff of XXX #XXX in the amount of $XXX. Condition retained. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2002 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1483 | Credit | Asset 5 Does Not Meet Guideline Requirements | Asset 5 Does Not Meet Guideline Requirements A bridge loan was included in available funds. Please provide copies of the bridge loan documentation. Additional conditions may apply. | CD for Bridge Loan Attached | XX/XX/XXXX | Lender provided CD for HELOC on property XXX XXX verifying proceeds of XXX which was reflected on the 1003 and included in the debt ratios. Condition cleared.; Asset 5 Meets Guideline Requirements Or Not Applicable | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2002 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2006 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.81% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.81% is less than Guideline LTV of 80% A |
| OBX26J2003 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2005 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA exception cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2010 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA tape provided, no discrepancies noted. Condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2010 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | Documentation required: Initial CD missing. Provide all LE's and CD's with subsequent COC's for testing This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | TF XX/XX/XXXX Please see the attached Closing Disclosure and TRID worksheet with proof that both borrowers were sent an Initial Closing Disclosure on XX/XX/XXXX and the mailbox rule was applied. This meets the XXX business days before the closing date of XXX. | XX/XX/XXXX | Condition cleared as we have received the missing Initial CD from lender. ; Condition cleared as we have received the missing Initial CD from lender. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2010 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the loan file was issued on XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. | TF XX/XX/XXXX Please see the attached Closing Disclosure and TRID worksheet with proof that both borrowers were sent an Initial Closing Disclosure on XX/XX/XXXX and the mailbox rule was applied. This meets the XXX business days before the closing date of XXX. | XX/XX/XXXX | Condition resolved as we have received the missing Initial CD from lender. ; Condition resolved as we have received the missing Initial CD from lender. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1188 | Credit | Audited CLTV Exceeds AUS CLTV | Audited CLTV of 83.04% exceeds AUS CLTV of 75% XX/XX/XXXX LTV exception. Loan was approved at XXX% with an appraised value of XXX appraisal in file is for XXX causing the exception. | CDA; appraisal | XX/XX/XXXX | Audited CLTV of 75% is less than or equal to AUS CLTV of 75%; CDA provided. ; Lender provided a revised Appraisal. Please provide the CDA dated after the appraisal date. Condition retained. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1195 | Credit | Audited CLTV Exceeds Guideline CLTV | Audited CLTV of 83.04% exceeds Guideline CLTV of 80% XX/XX/XXXX CLTV exception. Loan was approved at XXX% with an appraised value of XXX appraisal in file is for XXX when maximum for the overlay guidelines is XXX% |  |  | Audited CLTV of 75% is less than or equal to Guideline CLTV of 80% | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1189 | Credit | Audited HCLTV Exceeds AUS HCLTV | Audited HCLTV of 83.04% exceeds AUS HCLTV of 75% XX/XX/XXXX HCLTV exception. Loan was approved at XXX% with an appraised value of XXX appraisal in file is for XXX causing the exception. |  |  | Audited HCLTV of 75% is less than or equal to AUS HCLTV of 75% | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1196 | Credit | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of 83.04% exceeds Guideline HCLTV of 80% 3.04% HCLTV exception. Loan was approved at XXX% with an appraised value of XXX Appraisal in file is for XXX causing a XXX% overlay exception. |  |  | Audited HLTV of 75% is less than or equal to Guideline HCLTV of 80% | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1187 | Credit | Audited LTV Exceeds AUS LTV | Audited LTV of 83.04% exceeds AUS CLTV of 75% 8.04% LTV exception. Loan was approved at XXX% with an appraised value of XXX Appraisal in file is for XXX causing a XXX% exception. |  |  | Audited LTV of 75% is less than or equal to AUS CLTV of 75% | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1194 | Credit | Audited LTV Exceeds Guideline LTV | Audited LTV of 83.04% exceeds Guideline LTV of 80% 3.04% LTV exception from overlay guidelines. Loan exceeds XXX% maximum overlay guidelines due to an appraised value of XXX Appraisal in file is for XXX causing the exception. |  |  | Audited LTV of 75% is less than or equal to Guideline LTV of 80% | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA tape provided, no discrepancies noted. Condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX however missing proof of e-consent dated XX/XX/XXXX or before. | econsent | XX/XX/XXXX | Evidence of eConsent provided. Condition cleared. ; Evidence of eConsent provided. Condition cleared. ; Evidence of eConsent is provided.; The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX however missing proof of e-consent dated XX/XX/XXXX or before.; Material; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2008 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA tape provided, no discrepancies noted. Condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.35% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.35% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2008 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Title Coverage Amount of XXX is less than the total amount of the subject lien of $XXX. Please provide the title update/supplement showing sufficient coverage. Additional conditions may apply. | Title Policy | XX/XX/XXXX | Lender provided the title update/supplement showing sufficient coverage. Condition cleared. ; Lender provided the title update/supplement showing sufficient coverage. Condition cleared. ; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien $XXX; Material; Material | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.35% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.35% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2017 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA tape provided, no discrepancies noted. Condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2016 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX) Possible undisclosed REO and/ or mortgage debt. Appears the borrower has ownership interest in the property located at XXX XXX. (Held in the name of XXX). Please provide a property profile or proof of sale, Trust, or LOE regarding Trust. XXX) Missing HOA Statement, or evidence of no HOA for the properties located at XXX XXX. XXX screenshot is not acceptable for HOA documentation. Please provide documentation from HOA, Statements, or Appraisal. Additional conditions may apply. | Please see rebuttal ; LOE for XXX | XX/XX/XXXX | Lender provided documentation showing the borrower does not have ownership interest in the property located at XXX XXX and the HOA Statement for XXX. Condition cleared.; Audit reviewed the document provided. It is for address discrepancies on XXX XXX XXX According to the fraud report, it appears the borrower may have ownership interest in the property located at XXX XXX. (Held in the name of XXX). Please provide a property profile or proof of sale, Trust, or LOE regarding Trust. XXX) Missing HOA Statement, or evidence of no HOA for the properties located at XXX XXX. Additional conditions may apply. Condition retained. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2016 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA tape provided, no discrepancies noted. Condition cleared.; HMDA tape provided, no discrepancies noted condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130 Cure Required, refund in the amount of XXX with PCCD, LOE, Copy of Refund Check and Proof of delivery or a valid COC. The XXX% tolerance violation is due to the increase of the Transfer Taxes from XXX to XXX on the final CD without a valid COC in file. Please provide a valid COC or cure package. | PCCD | XX/XX/XXXX | Lender provided the PCCD, LOE, refund in the amount of XXX and evidence of delivery. Loan will be graded a B. ; Lender provided the PCCD, LOE, refund in the amount of XXX and evidence of delivery. Loan will be graded a B. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX26J2018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM1232 | Credit | The Final 1003 is Missing | The Final 1003 is Missing. Please provide Final 1003. | URLA | XX/XX/XXXX | Lender provided a signed Final 1003. Condition cleared. ; The Final 1003 is Present | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX26J2018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA tape provided, no discrepancies noted. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX26J2011 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Rescinded | FCOM1669 | Compliance | O.C.G.A. § 7-6a-2(12)(G)(ii) - Attorney Preference, Right to Choose Attorney disclosure was not provided | O.C.G.A. § 7-6a-2(12)(G)(ii) - XXX Preference, Right to Choose XXX disclosure was not provided. Not in file. | We do not provide an XXX preference letter; we do provide the attached settlement service provider list for services that can be shopped for. ; Services you can shop for | XX/XX/XXXX | document not required unless excluding fees from XXX high cost testing; excpetion resolved; Lender provided the services the borrower can shop for. Please provide XXX Preference, Right to Choose XXX disclosure. Condition retained. | XX/XX/XXXX | C A |
| OBX26J2011 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Disclosure not in file. | Affiliated business | XX/XX/XXXX | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.65% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 51.65% is less than Guideline LTV of 80% A |
| OBX26J2019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: The document provided indicates that the borrower either received, or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but does not confirm the borrower received the appraisal at or prior to consummation. Provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely. | APPRL AIR | XX/XX/XXXX | Evidence of appraisal delivery provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.17% is less than Guideline LTV of 80% Calculated LTV of 64.17% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.17% is less than Guideline CLTV of 80% Calculated CLTV of 64.17% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX | final title policy | XX/XX/XXXX | Lender provided the title/short form showing sufficient coverage. ; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien XXX | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.17% is less than Guideline LTV of 80% Calculated LTV of 64.17% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.17% is less than Guideline CLTV of 80% Calculated CLTV of 64.17% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2022 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, no discrepancies noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 45.71% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.71% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2012 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal Fee. The exception may be tied to the missing Initial CD and providing the Initial CD may clear the exception. Additional testing will be completed once received. | COC with LE | XX/XX/XXXX | Lender provided the revised LE and valid COC for the increase in the appraisal fee to $XXX. Condition cleared. ; Lender provided the revised LE and valid COC for the increase in the appraisal fee to $XXX. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2012 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the loan file was issued on XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. Additional conditions may apply. | Initial CD | XX/XX/XXXX | Lender provided the initial CD. Condition cleared. ; Lender provided the initial CD. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2014 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3075 | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Please provide a fully completed Patriot Act Disclosure for B1 (XXX). | Page XXX is the power of XXX for XXX. XXX signed the documents for her as her power of XXX, and that's why there is no Patriot form for her. | XX/XX/XXXX | Condition escalated to our management team. POA in file. Condition cleared.; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2014 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2014 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3608 | Compliance | Intent to Proceed is Missing | The intent to proceed is missing. The intent to proceed is missing. | intent to proceed | XX/XX/XXXX | Lender provided the borrower's intent to proceed. Condition cleared. ; Proof of Intent to Proceed has been provided.; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2013 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Document Required : Affiliated Business Disclosure Missing | Please see informational disclosures | XX/XX/XXXX | Required Affiliated Business Disclosure Documentation Provided | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. | XX/XX/XXXX - XXX: Please see attached. The loan integrity report confirms HOA dues are not applicable for XXX XXX | XX/XX/XXXX | Lender provided evidence of No HOA on XXX XXX. Condition cleared.; Lender provided evidence of No HOA on XXX XXX. Condition cleared. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.93% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.93% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing third party verification of business: XXX. | XX/XX/XXXX - XXX: Please see the attached verification of the borrower's active medical license from the XXX XXX Examiners. | XX/XX/XXXX | Lender provided the 3rd Party VOE for the borrower. Condition cleared. ; Borrower 1 3rd Party VOE Prior to Close Was Provided; Borrower 1 3rd Party VOE Prior to Close Missing Missing third party verification of business: XXX. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.93% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.93% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.93% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.93% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to $XXX for the Transfer Taxes -- Transfer Taxes Increased to XXX on the Revised LE XX/XX/XXXX and then again on the Final CD to XXX without a Valid COC found in the loan file. A loan amount change after XX/XX/XXXX was not noted. | The transfer taxes have been updated to $XXX. The XXX GRAM fee, which is a XXX-specific fee, was previously included under Transfer Taxes on the Final CD in error. This has now been corrected and properly itemized under Recording Fees. \| The Transfer Taxes were updated to XXX on the Revised LE dated XX/XX/XXXX, and after correcting the GRAM fee placement, the Transfer Taxes on the PCCD now reflect XXX which remains within tolerance. Therefore, no cure is required | XX/XX/XXXX | Lender confirmed the XXX residential mtg fee was originally disclosed in the recording fees; exception resolved; Lender confirmed the XXX residential mtg fee was originally disclosed in the recording fees; exception resolved | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Rescinded | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide Tax Cert and HOI premium for XXX XXX to verify monthly obligation does not exceed XXX | The property at XXX XXX is now XXX XXX. See page XXX of loan file for documentation from the county. HOI is on page XXX and Taxes are on page XXX Please waive | XX/XX/XXXX | Rescinded condition, supporting documentation provided to reflect the address change from XXX to XXX pg XXX | XX/XX/XXXX | D A C |
| OBX26J2015 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX |  |  |  |  |  |  |  |  |  | A |
| OBX26J2037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, no discrepancies noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see attached document | XX/XX/XXXX | Review of HOA annual invoice is supported. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Difference in DTI due to improper use of rental income. Lender to rerun LP for new approval without use of rental income. FHLMC guidelines require at a minimum XXX yr experience which the borrower doesn't have. The primary residence has a wash but the 2nd property will have a loss of XXX per month This is for the property at XXX XXX XXX.) If approved this will still be within allowable overlays as well. | XX/XX/XXXX XXX: Please see attached AUS report; XX/XX/XXXX XXX: You are able to qualify a borrower with rental income using the most recent tax returns even if they don't have XXX days reporting on the returns. XXX it the income against XXX days which is more conservative considering the rental income is only reporting for XXX days. | XX/XX/XXXX | Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audit reviewed the lender's response. However, if the borrower lacks the minimum one-year management experience, net rental income is restricted to offsetting the PITI and other housing costs for that property, and any surplus income cannot be included in the borrower's qualifying income. Please provide a revised LP. Condition retained. ; Audited DTI of XXX% exceeds AUS DTI of XXX% Difference in DTI due to improper use of rental income. Lender to rerun LP for new approval without use of rental income. FHLMC guidelines require at a minimum XXX yr experience which the borrower doesn't have. The primary residence has a wash but the 2nd property will have a loss of XXX per month This is for the property at XXX.) If approved this will still be within allowable overlays as well. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, no discrepancies noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX |  |  |  |  |  |  |  |  |  | A |
| OBX26J2028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing for initial disclosures esigned XX/XX/XXXX or prior. | uploaded proof of eConsent acknowledgement from both borrowers on pages XXX and XXX I have highlighted it in the last column of each page. | XX/XX/XXXX | Evidence of eConsent provided by lender. Condition cleared. ; Evidence of eConsent is provided.; Material ; The eSigned consent disclosure is missing. The eSigned documents consent is missing for initial disclosures esigned XX/XX/XXXX or prior. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2024 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX |  |  |  |  |  |  |  |  |  | A |
| OBX26J2029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Per property profile report for the property at XXX, there are XXX open liens with XXX with a loan amount of XXX and with XXX with a loan amount of XXX Please provide supporting documentation reflecting the mortgage liens were paid off. | XX/XX/XXXX XXX: Please see attached document that shows the release of the cited mtgs. | XX/XX/XXXX | Borrower 1 Credit Report is not partially present.; Lender provided supporting documentation reflecting the mortgage liens were paid off. Condition cleared.; Borrower 1 Credit Report is Partially Present. Per property profile report for the property at XXX, there are XXX open liens with XXX with a loan amount of XXX and with XXX with a loan amount of XXX Please provide supporting documentation reflecting the mortgage liens were paid off. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.42% is less than Guideline LTV of 80% Calculated LTV of 68.42% is less than Guideline LTV of 80% Calculated LTV of 68.42% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.42% is less than Guideline CLTV of 80% Calculated CLTV of 68.42% is less than Guideline CLTV of 80% Calculated CLTV of 68.42% is less than Guideline CLTV of 80% D A |
| OBX26J2029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. | XX/XX/XXXX XXX: Please see attached document | XX/XX/XXXX | Third Party Fraud Report is provided; Lender provided the third party fraud report. All high alerts have been addressed. Condition cleared.; Missing Third Party Fraud Report Missing Third Party Fraud Report. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.42% is less than Guideline LTV of 80% Calculated LTV of 68.42% is less than Guideline LTV of 80% Calculated LTV of 68.42% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.42% is less than Guideline CLTV of 80% Calculated CLTV of 68.42% is less than Guideline CLTV of 80% Calculated CLTV of 68.42% is less than Guideline CLTV of 80% D A |
| OBX26J2029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.42% is less than Guideline LTV of 80% Calculated LTV of 68.42% is less than Guideline LTV of 80% Calculated LTV of 68.42% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.42% is less than Guideline CLTV of 80% Calculated CLTV of 68.42% is less than Guideline CLTV of 80% Calculated CLTV of 68.42% is less than Guideline CLTV of 80% D A |
| OBX26J2029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete Per Final 1003 Section XXX: Declarations C., The borrower checked yes to borrowing money in the amount of XXX for this real eState transaction or obtaining any money from another party, such as the seller or realtor, that was not disclosed on this loan application. Please provide supporting documentation for the undisclosed debt in the amount of XXX | XX/XX/XXXX XXX: Please see attached documentation that shows the XXX The borrowers are taking a loan against their 401K's temporarily. When I spoke to the borrowers and asked them about this, they explained that they did take to XXX (XXX from each 401K). Their previous home in currently owned free and clear and they are working on getting it on the market to sell. The home is valued in the area of $ XXX - They intend to pay the 401K loan off when to previous home sells. ; XX/XX/XXXX XXX: Please see attached LOX from the XXX explaining how the borrowers used the XXX disclosed on the loan application. | XX/XX/XXXX | The Final 1003 is Present -> Declaration section indicated borrowed funds; however, after further review of provided documentation, funds are considered a secured asset due to coming from borrowers' 401Ks.; Provide 1003 updating the Declarations section of the loan application.; The Final 1003 is Incomplete Per Final 1003 Section XXX: Declarations C., The borrower checked yes to borrowing money in the amount of XXX for this real eState transaction or obtaining any money from another party, such as the seller or realtor, that was not disclosed on this loan application. Please provide supporting documentation for the undisclosed debt in the amount of XXX | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.42% is less than Guideline LTV of 80% Calculated LTV of 68.42% is less than Guideline LTV of 80% Calculated LTV of 68.42% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.42% is less than Guideline CLTV of 80% Calculated CLTV of 68.42% is less than Guideline CLTV of 80% Calculated CLTV of 68.42% is less than Guideline CLTV of 80% D A |
| OBX26J2030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1334 | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing Missing Borrower 1 Executed XXX-T. | attached | XX/XX/XXXX | Borrower 1 Executed XXX-T Provided. Condition Cleared.; Borrower 1 Executed 4506-T Missing Missing Borrower 1 Executed XXX-T. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing property profile report reflecting the property at XXX is owned free and clear. Please provide property profile report for the property at XXX | see attached | XX/XX/XXXX | Upon further review, on XXX, the Fraud report in file does not show a mortgage and the Hazard insurance declaration does not reflect a loss payee, verified by the insurance agent. "The only additional interest on the policy is the LLC the XXX have setup when they rent the condo out." Condition cleared. ; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. Missing property profile report reflecting the property at XXX is owned free and clear. Please provide property profile report for the property at XXX. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2032 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Lender to provide satisfactory explanation as to calculation of bonus income and how it is paid out by employer. Income worksheet is not clear. It notes a breakout of two bonuses separately but doesn't explain them based on the third party VOE and paystubs in file. Ratios are at XXX% with the current bonus income used. Additional conditions may apply. | UW LOX and bonus income | XX/XX/XXXX | Lender provided a summary of bonus Income Used to Qualify: Annual Award: XXX year average of the annual bonus is XXX WM Quarterly Incentve: 1st quarter bonus, YE XXX quarterly bonus, and YE XXX quarterly bonus is XXX (XXX mth average – XX/XX/XXXX – XX/XX/XXXX). Total Bonus income is $XXX. Condition cleared. ; Income and Employment Meet Guidelines | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of taxes and insurance for the property at XXX as the mortgage Statement does not break out taxes and insurance. Additional conditions may apply. | LOX and tax bill for XXX ppty | XX/XX/XXXX | Lender provided evidence of tax and insurance for the property located at XXX. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the CDA fee on CD XX/XX/XXXX without a COC. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | COC XX/XX/XXXX | XX/XX/XXXX | Lender provided a valid COC for the addition of the CDA fee in the amount of XXX Condition cleared. ; Lender provided a valid COC for the addition of the CDA fee in the amount of XXX Condition cleared.; Lender provided a valid COC for the addition of the CDA fee in the amount of XXX Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: The document provided indicates that the borrower either received, or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but does not confirm the borrower received the appraisal at or prior to consummation. Provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely. | Appraisal Delivery Disclosure Tracking | XX/XX/XXXX | Lender provided evidence of receipt of the appraisal within XXX days of the application date. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | Documentation Required. The initial CD missing from file. The earliest CD in file was issued on XX/XX/XXXX and signed at consummation. The violation can be cured by providing proof of delivery/ receipt of initial CD at least XXX days prior to consummation on XX/XX/XXXX This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. | CT XX/XX/XXXX: time-stamped disclosure tracking previously provided // ; CT XX/XX/XXXX: Please see the attached // | XX/XX/XXXX | Lender provided the initial CD and evidence of receipt. Condition cleared.; Lender provided the initial CD and evidence of receipt. Condition cleared. ; Lender provided the initial CD and evidence of receipt. Condition cleared.; Lender provided the initial CD and evidence of receipt. Condition cleared. ; Lender provided the initial CD. Please provide proof of delivery/ receipt of initial CD at least XXX days prior to consummation on XX/XX/XXXX. Condition retained. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Rescinded | FCRE1446 | Credit | Asset 4 Expired | Asset 4 Expired Asset 1 Expired. Please provide sufficient assets. Assets in file are dated greater than XXX days. | XX/XX/XXXX XXX: Please note that the jumbo guidelines do not specifically State assets have to be within XXX days. XXX follows XXX b1-XXX-XXX that States credit documentation must be no more than four months old, which is different than XXX days. The assets provided all have an end date of XX/XX/XXXX, which means the four month expiration is XX/XX/XXXX. The loan closed XX/XX/XXXX, and the assets provided are still within XXX months per XXX. | XX/XX/XXXX | Note, Closing, Notary date are same and meets FMNA guidelines. | XX/XX/XXXX | C A |
| OBX26J2049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Rescinded | FCRE1445 | Credit | Asset 3 Expired | Asset 3 Expired Asset 1 Expired. Please provide sufficient assets. Assets in file are dated greater than XXX days. | XX/XX/XXXX XXX: Please note that the jumbo guidelines do not specifically State assets have to be within XXX days. XXX follows XXX b1-XXX-XXX that States credit documentation must be no more than four months old, which is different than XXX days. The assets provided all have an end date of XX/XX/XXXX, which means the four month expiration is XX/XX/XXXX. The loan closed XX/XX/XXXX, and the assets provided are still within XXX months per XXX. | XX/XX/XXXX | Note, Closing, Notary date are same and meets FMNA guidelines. | XX/XX/XXXX | C A |
| OBX26J2049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Rescinded | FCRE1443 | Credit | Asset 2 Expired | Asset 2 Expired Asset 1 Expired. Please provide sufficient assets. Assets in file are dated greater than XXX days. | XX/XX/XXXX XXX: Please note that the jumbo guidelines do not specifically State assets have to be within XXX days. XXX follows XXX b1-XXX-XXX that States credit documentation must be no more than four months old, which is different than XXX days. The assets provided all have an end date of XX/XX/XXXX, which means the four month expiration is XX/XX/XXXX. The loan closed XX/XX/XXXX, and the assets provided are still within XXX months per XXX. | XX/XX/XXXX | Note, Closing, Notary date are same and meets FMNA guidelines. | XX/XX/XXXX | C A |
| OBX26J2049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Rescinded | FCRE1442 | Credit | Asset 1 Expired | Asset 1 Expired. Please provide sufficient assets. Assets in file are dated greater than XXX days. Asset 1 Expired. Please provide sufficient assets. Assets in file are dated greater than XXX days. | XX/XX/XXXX XXX: Please note that the jumbo guidelines do not specifically State assets have to be within XXX days. XXX follows XXX b1-XXX-XXX that States credit documentation must be no more than four months old, which is different than XXX days. The assets provided all have an end date of XX/XX/XXXX, which means the four month expiration is XX/XX/XXXX. The loan closed XX/XX/XXXX, and the assets provided are still within XXX months per XXX. | XX/XX/XXXX | Note, Closing, Notary date are same and meets FMNA guidelines.; Asset 1 Expired. | XX/XX/XXXX | C A |
| OBX26J2026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Cured | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to XXX for Lender's Title Insurance Policy, Settlement or Closing Fee, Survey Fee, Title Endorsement Fee, Title- Title Services Fees, and Mortgage Recording. All settlement services used were performed by the lenders provider on the XXX and subject to XXX% tolerance and no valid COC in file. Please provide a valid COC or cure package. | Please see attached refund to borrower for $XXX. | XX/XX/XXXX | Cure package provided to the borrower within XXX days of discovery; Exception downgraded to a 2/B | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Loan Discount Fee on the final CD dated XX/XX/XXXX without a valid COC in file. Please provide a valid COC or cure package. | LOX regarding changed circumstance | XX/XX/XXXX | valid COC provided, exception resolved; valid COC provided, exception resolved; Without a valid COC provided within XXX days of the final CD to the borrower, timing cannot be determined and the Discount Points increase is considered invalid. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Documentation required to clear exception. Consummation date is XX/XX/XXXX however the only CD found in the file is dated XX/XX/XXXX. Missing Initial CD that was provided within XXX days prior to consummation. | Initial CD was signed by borrowers on XX/XX/XXXX; INITIAL CD | XX/XX/XXXX | Delivery date provided; Exception resolved; Delivery date provided; Exception resolved; We have received the missing initial CD form lender but we have no evidence this CD was received by borrower XXX days prior to close. The E-consent verifies this was mailed and lenders compliance report verifies the initial CD was received by borrower on the XX/XX/XXXX, p XXX Lender compliance report page XXX also verified this was an issue and did not meet timing requirements for Initial CD timing. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing copies of the security deposit and first full month's rent check with proof of deposit for newly executed lease agreement for the property at XXX. Per lease agreement, the rental income of XXX was used. | LEASE DOCUMENTS | XX/XX/XXXX | Lender provided XXX; condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date is required, but missing from the file. | Please see attachment showing Appraisal was sent and viewed by the borrower screenshot. ; 2nd page shows letter to borrower with appraisal | XX/XX/XXXX | Lender provided evidence of appraisal delivery; condition cleared; Provide supporting documentation confirming the method of delivery and the delivery date for the appraisal report; Material | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FPRO1242 | Property | Appraisal is Missing | Appraisal is Missing. Missing Appraisal. | APPRAISAL | XX/XX/XXXX | Cleared as we have received a copy of the appraisal. ; Appraisal is Present or is Waived | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing property profile report reflecting the property at XXX is owned free and clear. | PROPERTY DOCS; CR | XX/XX/XXXX | Resolved as we have received the property breakdown for free and clear and no HOA dues. ; Borrower 1 Credit Report is not partially present. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2067 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. | investor to clear.; investor to clear. | XX/XX/XXXX | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; CA to complete. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.42% is less than Guideline CLTV of 80% Calculated CLTV of 62.42% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.42% is less than Guideline LTV of 80% Calculated LTV of 62.42% is less than Guideline LTV of 80% A |
| OBX26J2009 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. | FRAUD AND XXX; SEE OTHER CONDITION WITH FRAUD AND XXX | XX/XX/XXXX | HMDA review is complete post purchase. ; HMDA will be completed by CA Audit. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2009 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: The document provided indicates that the borrower either received or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but it does not confirm the borrower received the appraisal at or prior to consummation. Provide documentation to show the date the borrower received the appraisal. | APPRAISAL SENT AND RECEIVED | XX/XX/XXXX | Resolved as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Lenders Title Insurance and the addition of two fees; XXX T XXX Restriction for XXX and XXX T XXX EPA Endorsement for $XXX; neither of which were disclosed on the initial Loan Estimate, and were paid to a provider of lender. | uploaded rebuttal showing on the same day that the appraisal was ordered and we found out the new appraisal price, we sent out new disclosures and in that same disclosure we corrected the title insurance cost. | XX/XX/XXXX | Lender provided a valid COC. In the same new disclosures regarding the new appraisal fee, we also disclosed the updated settlement charge. Condition cleared. ; Lender provided a valid COC. In the same new disclosures regarding the new appraisal fee, we also disclosed the updated settlement charge. Condition cleared.; Lender provided a valid COC. In the same new disclosures regarding the new appraisal fee, we also disclosed the updated settlement charge. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal fee. The COC provided did not provide a specific reason. | uploaded rebuttal showing on the same day that the appraisal was ordered and we found out the new appraisal price, we sent out new disclosures and in that same disclosure we corrected the title insurance cost. | XX/XX/XXXX | Lender provided a Valid COC for the increase in the appraisal fee. The appraisal was ordered on XX/XX/XXXX and when the cost was found on the same day that it would be XXX we sent out a new disclosure indicating the new amount of XXX The borrower paid XXX on the same day. Condition cleared. ; Lender provided a Valid COC for the increase in the appraisal fee. The appraisal was ordered on XX/XX/XXXX and when the cost was found on the same day that it would be XXX we sent out a new disclosure indicating the new amount of XXX The borrower paid XXX on the same day. Condition cleared.; Lender provided a Valid COC for the increase in the appraisal fee. The appraisal was ordered on XX/XX/XXXX and when the cost was found on the same day that it would be XXX we sent out a new disclosure indicating the new amount of XXX The borrower paid XXX on the same day. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX | please see attached doc XXX XX/XX/XXXX | XX/XX/XXXX | Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien XXX | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Document Required : Required Affiliated Business Disclosure Missing | Affiliated Business Disclosure | XX/XX/XXXX | Lender provided the affiliated business disclosure. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.82% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.82% is less than Guideline CLTV of 80% A |
| OBX26J2033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.82% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.82% is less than Guideline CLTV of 80% A |
| OBX26J2034 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing XXX #XXX Statement. Per Final 1003, the monthly payment for XXX #XXX is XXX however per bank account #XXX Statement, there is a recurring payment of XXX dated XX/XX/XXXX and XX/XX/XXXX paid to XXX. Please provide XXX #XXX Statement to verify debt. | REOCCURING PAYMENT | XX/XX/XXXX | Review of documentation supported and DTI within guidelines. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2034 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing XXX #XXX Statement. Per Final 1003, the monthly payment for XXX #XXX is XXX however per bank account #XXX Statement, there is a recurring payment of XXX dated XX/XX/XXXX and XX/XX/XXXX paid to XXX. Please provide XXX #XXX Statement to verify debt. | REOCCURING PAYMENT | XX/XX/XXXX | Borrower 1 Credit Report is not partially present. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2034 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date is required, but missing from the file. | Here you go | XX/XX/XXXX | Evidence of appraisal delivery provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2043 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2043 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. | Esign | XX/XX/XXXX | Evidence of eConsent is provided.; Material | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2045 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.13% is less than Guideline LTV of 80% Calculated LTV of 68.13% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.13% is less than Guideline CLTV of 80% Calculated CLTV of 68.13% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2052 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.04% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.04% is less than Guideline CLTV of 80% A |
| OBX26J2063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. HMDA review completed, no Level XXX findings noted; condition cleared. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2080 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2027 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.24% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 58.24% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2060 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing WVOE to confirm bonus income and history of bonus income of XXX per month as Stated on approval and Final 1003. Paystubs don't reflect "Bonus income". Additional conditions may apply. | XX/XX/XXXX XXX: Please see the attached XXX & XXX year end paystubs that show a retention bonus income amount of XXX This income was avg over XXX months qualifying the borrower with XXX in income. | XX/XX/XXXX | Lender provided the XXX & XXX year end paystubs that show a retention bonus income amount of XXX This income was avg over XXX months qualifying the borrower with XXX in income. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX26J2060 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX26J2073 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX |  |  |  |  |  |  |  |  |  | A |
| OBX26J2044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see attached document that shows that there are no HOA dues XXX with the property. No LOX is required. | XX/XX/XXXX | Lender provided evidence of no HOA on the property at XXX. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2062 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing property profile report reflecting the property at XXX XXX is owned free and clear. | CREDIT DOCS | XX/XX/XXXX | Borrower 1 Credit Report is not partially present. Lender provided property search and supports F&C. Condition cleared | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.06% is less than Guideline CLTV of 80% Calculated CLTV of 61.06% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.06% is less than Guideline LTV of 80% Calculated LTV of 61.06% is less than Guideline LTV of 80% A |
| OBX26J2062 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.06% is less than Guideline CLTV of 80% Calculated CLTV of 61.06% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.06% is less than Guideline LTV of 80% Calculated LTV of 61.06% is less than Guideline LTV of 80% A |
| OBX26J2062 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. | fraud report | XX/XX/XXXX | Third Party Fraud Report is provided | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.06% is less than Guideline CLTV of 80% Calculated CLTV of 61.06% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.06% is less than Guideline LTV of 80% Calculated LTV of 61.06% is less than Guideline LTV of 80% A |
| OBX26J2077 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b cure required: Refund in the amount of XXX The zero tolerance violation in the amount of XXX is due to an increase in the Appraisal fee from the LE to CD. The COC issued XX/XX/XXXX does not provide a valid reason for increase in the Appraisal fee; Need evidence of a valid COC, PCCD or proof of refund check to the borrower in the amount of XXX | Remaining refund docs XX/XX/XXXX ; Copy of check | XX/XX/XXXX | Cure package provided to the borrower; exception downgraded to a 2/B; Cure package provided to the borrower; exception downgraded to a 2/B; Remaining portion of cure package was not provided; PCCD, LOE and proof of delivery needed | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.76% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 40.76% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2077 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40.76% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 40.76% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA. Please provide CDA. |  |  | Third party valuation product provided within tolerance.; Upon further review, there is a CU score of XXX. Condition cleared. ; Per the XXX Property Waterfall a CDA is required. Condition retained.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; There is a CU score of XX/XX/XXXX in the file which supports the value at origination. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Per VOB in file, a copy of the business license was used to verify the business, XXX LLC is open and operational. Please provide a copy of the business license reflecting the business is active. |  |  | Borrower 1 3rd Party VOE Prior to Close Was Provided. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing dated XX/XX/XXXX or earlier. |  |  | Evidence of eConsent is provided. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception, Required Affiliated Business Disclosure Missing | ABAD | XX/XX/XXXX | Required Affiliated Business Disclosure Documentation Provided | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2061 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2079 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX |  |  |  |  |  |  |  |  |  | A |
| OBX26J2055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of refund Check, and Proof of Delivery or Valid COC. The tolerance is due to increased Credit Report Fee from XXX to XXX and Appraisal Fee from XXX to XXX on CD XX/XX/XXXX. COC in file dated XX/XX/XXXX does not reference these fees or provide a reason for increases. | coc and invoices; Please re-review the required cure as the final CD has the amount listed as XXX and we re-disclosed on the attached LE and coc | XX/XX/XXXX | Lender provided a valid COC for the increase in the credit report fee. Condition cleared. ; This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i).; This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Lender provided the COC and revised LE dated XX/XX/XXXX for the increase in the appraisal fee. TILA 130b Cure required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of refund Check, and Proof of Delivery or Valid COC. The tolerance is due to increased Credit Report Fee from XXX to $XXX. COC's provided or in the file do not reference this fee or provide a reason for increase. Condition retained. ; This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.73% is less than Guideline LTV of 75% Calculated LTV of 63.73% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.73% is less than Guideline CLTV of 75% Calculated CLTV of 63.73% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.73% is less than Guideline LTV of 75% Calculated LTV of 63.73% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.73% is less than Guideline CLTV of 75% Calculated CLTV of 63.73% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2035 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.45% is less than Guideline CLTV of 80% Calculated CLTV of 65.45% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.45% is less than Guideline LTV of 80% Calculated LTV of 65.45% is less than Guideline LTV of 80% A |
| OBX26J2042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX26J2042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | BIZ AFFILIATE LOE | XX/XX/XXXX | Required Affiliated Business Disclosure Documentation Provided | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX26J2051 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM1227 | Credit | PUD Rider is Missing | PUD Rider is Missing, Per Appraisal this is a PUD. Deed does not show PUD Rider issued. Please provide PUD Rider. | Recoreded DOT WITH PUD RIDER | XX/XX/XXXX | The PUD Rider is Present or is Not Applicable (XXX is PUD) | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.7% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.7% is less than Guideline LTV of 80% D A |
| OBX26J2051 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.7% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.7% is less than Guideline LTV of 80% D A |
| OBX26J2051 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | Affiliated LOE | XX/XX/XXXX | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.7% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.7% is less than Guideline LTV of 80% D A |
| OBX26J2076 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2065 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA. | cda | XX/XX/XXXX | Third party valuation product provided within tolerance. Condition cleared.; Third party valuation product provided within tolerance. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2065 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2065 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Compliance report in file indicates econsent pending. | audit trail | XX/XX/XXXX | Evidence of eConsent is provided.; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2078 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2078 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please provide required Missing Third Party Fraud Report | attached | XX/XX/XXXX | Lender provided fraud report; condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2172 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2069 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2075 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% A |
| OBX26J2082 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Lender to provide last XXX mo mortgage history for XXX the 2nd lien against the property at XXX per DU approval requirement. The lien is not reported or confirmed for monthly payment on the credit report. Additional conditions may apply. | XX/XX/XXXX - XXX: Please see attached. | XX/XX/XXXX | Lender provided the HELOC agreement and payment for the 2nd lien against the property at XXX. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2082 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2053 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.46% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.46% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2054 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2088 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see the attach document showing the HOA dues for XXX XXX. | XX/XX/XXXX | Lender provided evidence of the HOA for the property at XXX XXX. Condition cleared. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2088 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2071 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing for the initial disclosures esigned by the Borrower 1/XX/XX/XXXX or prior. | Please see attached Electronic Consent form | XX/XX/XXXX | Lender provided eConsent; condition cleared. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.61% is less than Guideline CLTV of 80% Calculated CLTV of 55.61% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 55.61% is less than Guideline LTV of 80% Calculated LTV of 55.61% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2071 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.61% is less than Guideline CLTV of 80% Calculated CLTV of 55.61% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 55.61% is less than Guideline LTV of 80% Calculated LTV of 55.61% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Material ; | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Lender to provide updated title to cover loan amount of XXX | REV TITLE | XX/XX/XXXX | Condition resolved as we have received the updated title commitment. ; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien $XXX; Material | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX26J2050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% | REV AUS | XX/XX/XXXX | Lender provided a revised AUS. DTI of XXX% is within XXX% tolerance of the audit DTI of XXX%. Condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing REO documentation to support the amounts of HOA/other payments reflected on the Final 1003 and used to qualify the borrower as follows: XXX XXX $XXX. | REO DOCS | XX/XX/XXXX | Lender provided the REO documentation to support the amounts of HOA/other payments reflected on the Final 1003 and used to qualify the borrower as follows: XXX XXX. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2059 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2059 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of taxes and insurance on the property at XXX as mortgage Statement doesn't break it out. Additional conditions may apply. | Taxes and insurance | XX/XX/XXXX | Lender provided supporting documentation; condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The mortgage Statement for the property at XXX XXX States escrow but does not indicate what items are escrowed. Please provide taxes and insurance documentation or verification that taxes and insurance are escrowed. | tax bill showing escrow is sufficient to cover tax and ins | XX/XX/XXXX | Lender provided supporting documentation; condition cleared. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Missing most recent one month bank Statement for bank accounts #XXX, #XXX and #XXX reported on the Final 1003. Please provide the most recent one month bank Statement for bank accounts #XXX, #XXX and #XXX reported on the Final 1003. | asset stmts | XX/XX/XXXX | Asset Qualification Meets Guideline Requirements | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Rescinded | FCRE9995 | Credit | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. AUS was completed as borrower getting cash back when the final CD reflects borrower bringing cash to close. Also lender excluded a XXX - Day XXX card with a XXX balance thus causing a shortage of XXX months reserves. The XXX card could be included into the DTI using XXX% of the balance for a payment but we would require an updated AUS as the DTI would increase to XXX% Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. AUS was completed as borrower getting cash back when the final CD reflects borrower bringing cash to close. Also lender excluded a XXX - Day XXX card with a XXX balance thus causing a shortage of XXX months reserves. The XXX card could be included into the DTI using XXX% of the balance for a payment but we would require an updated AUS as the DTI would increase to XXX% | We have a Statement in file to show XXX is a revolving debt and not due in full --- the actual payment from Statement was used \| \| The other XXX XXX day account is authorized user account only, and we have verified borrower was not making payments, lox and bank Statement and proof XXX payments being made is towards borrower own XXX only \| | XX/XX/XXXX | ; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX.; | XX/XX/XXXX | C A |
| OBX26J2047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided.; HMDA received - no level XXX discrepancies - condition cleared | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.3% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 56.3% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3075 | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. | Disclosure uploaded. | XX/XX/XXXX | US Patriot Act Disclosure or ID provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.3% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 56.3% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2072 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2092 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2056 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX |  |  |  |  |  |  |  |  |  | A |
| OBX26J2091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA or letter from borrower stating no HOA. for the property at XXX. | Proof of ins, tax, and HOA for the XXX property. | XX/XX/XXXX | Lender provided Proof of ins, tax, and HOA for the XXX property. Condition cleared. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2074 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2081 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2085 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Lender to provide satisfactory explanation for omission of Line XXX of non recurring on the XXX-S income in calculations. Additional conditions may apply. | Income has been calculated per FNMA guidelines. Please see the uploaded rebuttal | XX/XX/XXXX | Lender provided an explanation. As comments on XXX indicated, borrower is a XXX in a law firm. She holds less than XXX% in the firm. The income from the K-XXX for the law firm is paid to the borrowers S-Corp: This income is then reported on her XXX-s returns as other income. It is recurring per the two tax returns which were provided. XXX returns confirm the same structure. FNMA allows other income that is consistent and recurring to be used. This is considered passthrough income and meets FNMA guidelines. Condition cleared. ; Income and Employment Meet Guidelines | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.64% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.64% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2085 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.64% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.64% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2058 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2096 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3075 | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Missing US Patriot Act Disclosure or ID. | Patriot Act | XX/XX/XXXX | Lender provided the Patriot Act Disclosure for the borrower. Condition cleared. ; US Patriot Act Disclosure or ID provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX26J2096 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided.; HMDA received - no level XXX discrepancies - condition cleared | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2090 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 75% Calculated CLTV of 65% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 75% Calculated LTV of 65% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2125 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2117 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1334 | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing The file contains a completed XXX-C for B1; however, a business XXX-C is not in the file. Please provide a fully executed business XXX-C for XXX. | XX/XX/XXXX-XXX: Please see attached. | XX/XX/XXXX | Borrower 1 Executed XXX-T Provided. Condition cleared. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.9% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.9% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2117 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.9% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.9% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2106 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2066 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX26J2146 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2104 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2104 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Documentation required to clear exception. Consummation date is XX/XX/XXXX, however the earliest CD found in the file is dated XX/XX/XXXX. The CD was delivered electronically and is dated less than XXX business days prior to consummation. Disclosure History reflects that a Closing Disclosure dated XX/XX/XXXX (pg. XXX) was issued and sent to the borrowers, but is missing from the loan file. Please provide a copy of the initial CD dated XX/XX/XXXX. Additional testing will take place. | TF XX/XX/XXXX Please see the attached Closing Disclosure and TRID worksheet with proof that both borrowers were sent an Initial Closing Disclosure on XX/XX/XXXX and the mailbox rule was applied. This meets the XXX business days before the closing date of XXX. | XX/XX/XXXX | Initial CD provided; exception resolved; Initial CD provided; exception resolved | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2113 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.82% is less than Guideline LTV of 80% Calculated LTV of 67.82% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.82% is less than Guideline CLTV of 80% Calculated CLTV of 67.82% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | LI XX/XX/XXXX Please see attached there are not affiliates for this loan. | XX/XX/XXXX | Required Affiliated Business Disclosure Documentation Provided | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of % is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2141 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2141 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the property at XXX XXX. Additional conditions may apply. | XX/XX/XXXX - XXX: Please see attached. The loan integrity report confirms HOA dues are not applicable for either property. | XX/XX/XXXX | Lender provided evidence of no HOA on XXX XXX. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2086 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Lender's Title Insurance Policy Fee, XXX for the added Title Recording Service Fee, and XXX for the added title wire fee. All title fees were paid to an affiliate of the lender, therefore tested as zero tolerance. | Please see XXX Report with PASS.; No cure needed. The Title Company listed (address) on the XXX is different than the Title Company (address) that was utilized for close. Per compliance, a cure is only needed when the address locations are the same. Upon review, please clear. | XX/XX/XXXX | Received rebuttal email from the client that Stated: "The Title Company listed (address) on the XXX is different than the Title Company (address) that was utilized for close. Per compliance, a cure is only needed when the address locations are the same. A passing XXX Report has been provided and no cure flagged at close." As client confirms that the borrower shopped for a provider; exception is now resolved.; Received rebuttal email from the client that Stated: "The Title Company listed (address) on the XXX is different than the Title Company (address) that was utilized for close. Per compliance, a cure is only needed when the address locations are the same. A passing XXX Report has been provided and no cure flagged at close." As client confirms that the borrower shopped for a provider; exception is now resolved.; please provide attestation: Consideration that entities are not the same provider will require a lender attestation or additional supporting documentation to evidence XXX) borrower shopped and selected different provider office location XXX) fee variances result from selection of different provider office; please provide attestation: Treatment of same provider name on XXX but different address (example: XXX lists XXX XXX.) Default approach is to treat as same provider. Consideration that entities are not the same provider will require a lender attestation or additional supporting documentation to evidence XXX) borrower shopped and selected different provider office location XXX) fee variances result from selection of different provider office | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2086 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2129 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2142 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.1% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 41.1% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2138 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal Fee. The COC dated XX/XX/XXXX wasn't accepted because "XXX" is not a valid reason. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | Please see attached MEMO, COC, and Appraisal Invoice | XX/XX/XXXX | Valid COC provided; exception resolved; Valid COC provided; exception resolved | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2138 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2099 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided. Lender to rerun DU due to DU approval item #XXX which actually also relates to item # XXX Information was input that borrower had a second job. LOE provided from employer explains that there are two small companies but borrowers duties are over both companies. She only gets one W2 each year. 1003 was input as if she had two jobs but 1003 didn't differentiate what the primary job is so item # XXX asks for a resubmit. Additional conditions may apply. | XX/XX/XXXX XXX: Please see attached document to support new DU finding. | XX/XX/XXXX | Lender provided a revised AUS removing item# XXX Condition cleared. ; AUS is not incomplete. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2099 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2112 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 53.26% is less than Guideline LTV of 80% Calculated LTV of 53.26% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.26% is less than Guideline CLTV of 80% Calculated CLTV of 53.26% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2103 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% XXX% DTI exceeds approved DTI of XXX%. DU approval shows "other debts" of XXX per month. Actual debts on the credit report and on Final 1003 are XXX per month. The additional debt is XXX per month from XXX. Lender to rerun DU with additional debt. Additional conditions may apply. | XX/XX/XXXX - XXX: The monthly payment for XXX for XXX was excluded as being paid in full. Please see the attached Statement confirming a XXX balance, and the source of funds used to make the final payment of XXX on XX/XX/XXXX. | XX/XX/XXXX | Lender provided documentation showing the loan held with XXX in the amount of XXX was paid prior to close. DTI within tolerance. Condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.79% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.79% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2103 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter stating no HOA for the property at XXX. Additional conditions may apply. | XX/XX/XXXX - XXX: Please see attached. | XX/XX/XXXX | Lender provided evidence of HOA for the property at XXX. Condition cleared. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.79% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.79% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2103 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.79% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.79% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2036 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FVAL9739 | Property | Property/Appraisal General | Property/Appraisal guideline violation: The appraisal in file reflects the address "XXX" versus XXX. Please provide an appraisal report reflecting the subject XXX of XXX. | Please see page XXX of the appraisal. The appraiser addresses the address difference. | XX/XX/XXXX | Upon further review, the supplemental addendum to the appraisal shows subject physical address is XXX. Mailing address is XXX. Condition cleared. ; Property/Appraisal Meets Guidelines | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2036 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2109 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2126 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see attached documents supporting that the property do not have any HOA dues and letter of explanation is not required. | XX/XX/XXXX | Lender provided evidence of no HOA for the property at XXX. Condition cleared. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2126 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2133 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2118 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5809 | Credit | Missing evidence of self employment | Lender to provide third party verification of Schedule C business being active. | XX/XX/XXXX XXX: Please see the attached document showing that the SCH C business is active. The last page of the email and the email came from the person who did the 1040s. | XX/XX/XXXX | Lender provided an email from the CPA that the business is still active. Condition cleared. ; | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2118 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA or letter from borrower stating no HOA for the properties at XXX XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see attached documents supporting that both properties do not have any HOA dues and letter of explanation is not required. | XX/XX/XXXX | Lender provided evidence of no HOA on XXX XXX. Condition cleared. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2118 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2083 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 50% is less than Guideline LTV of 80% Calculated LTV of 50% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2095 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.22% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.22% is less than Guideline CLTV of 80% A |
| OBX26J2087 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2140 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.7% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.7% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2158 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Final 1003 has TWO accounts for XXX that are not on the credit report and don't reflect as inquiries. One print out for one of the two was provided but doesn't have sufficient information and this one account was omitted as an installment account. Lender to provide a credit supplement for both accounts with one of two to show balance of XXX with a XXX per month payment required as to omit from debts. Additional conditions may apply. | XX/XX/XXXX XXX: The XXX payment for XXX was added based on the deductions on the asset Statement. The deductions documented show payments of XXX on XX/XX/XXXX and XX/XX/XXXX. This is sufficient to document this payment. The XXX payment for XXX was added based on the deduction on XX/XX/XXXX. The documentation provided shows that this has a XXX balance remaining and XXX payments. This is a buy now pay later debt, and is therefore an installment with fewer than XXX payments remaining. This is sufficient to document the debt. | XX/XX/XXXX | Upon further review, the XXX payment for XXX was added based on the deductions on the asset Statement in the file. The deductions documented show payments of XXX on XX/XX/XXXX and XX/XX/XXXX. The XXX payment for XXX was added based on the deduction on XX/XX/XXXX. The documentation provided shows that this has a XXX balance remaining and XXX payments. This is a buy now pay later debt, and is therefore an installment with fewer than XXX payments remaining. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2158 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements. Lender to provide satisfactory explanation and documentation for the large deposit of XXX noted in bank account ending in XXX on XX/XX/XXXX. Additional conditions may apply.. | XX/XX/XXXX XXX: Please see attached CD that shows the borrower sold XXX% of his stake in the property at XXX. The CD shows the borrower was given XXX and the borrower received additional XXX Those amounts total to the large deposit amount of XXX | XX/XX/XXXX | Lender provided the settlement Statement that shows the borrower sold XXX% of his stake in the property located at XXX. The CD shows the borrower was given XXX and the borrower received additional XXX Those amounts total to the large deposit amount of XXX Condition cleared. ; Asset Qualification Meets Guideline Requirements. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2158 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided. Per AUS # XXX: "It appears that the SOURCE of the gift, gift of equity, or XXX has not been provided. Ensure that the source of all gifts, gifts of equity, or grants are completed and resubmit the loan casefile to DU." Additional conditions may apply. | XX/XX/XXXX XXX: Please see attached documentation | XX/XX/XXXX | Lender provided a revised AUS. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2158 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see attached documentation stating that shows the REO XXX does not have any HOA docs XXX with the property. | XX/XX/XXXX | Lender provided evidence of no HOA for the property at XXX. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2158 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided. Appears Borrower closed on a simultaneous 2nd mortgage. Please provide updated AUS and documentation. Note and Mortgage in file is for $XXX. Additional conditions may apply. | Uploaded rebuttal stating there is not a simultaneously closed 2nd. It is a XXX CEMA loan.; Tracking Number for the submission package is XXX This is a XXX CEMA loan so there will be a Note/DOT for the portion of the loan not subject to the XXX Mortgage Tax and another Note/DOT for the portion of the loan that is subject to the XXX Mortgage Tax. | XX/XX/XXXX | Upon further review, not a simultaneously closed 2nd. It is a XXX CEMA loan. Condition cleared. ; AUS is not incomplete.; Audit reviewed the lender's response. It appears Borrower closed on a simultaneous 2nd mortgage. Please provide updated AUS and documentation. Note and Mortgage in file is for $XXX. Additional conditions may apply. Condition retained. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM1208 | Credit | The Note is Incomplete | The Note is Incomplete The Final 1st Mortgage Note is Missing Missing Deed of Trust reflecting the loan amount is XXX Note: The Note in file reflects a loan amount of XXX which does not match the Final CD. Please provide corrected Final executed Note. | Uploaded Consolidate Note; Tracking Number for the submission package is XXX This is a XXX CEMA loan so there will be a Note for the portion of the loan not subject to the XXX Mortgage Tax and another Note for the portion of the loan that is subject to the XXX Mortgage Tax. | XX/XX/XXXX | Lender provided the signed note. Condition cleared. ; The Note is Present; Audit reviewed the lender's response. The Final 1st Mortgage Note is Missing reflecting the loan amount is XXX Note: The Note in file reflects a loan amount of XXX which does not match the Final CD. Please provide corrected Final executed Note. Condition retained. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM1220 | Credit | The Deed of Trust is Missing | The Deed of Trust is Missing Missing Deed of Trust reflecting the loan amount is XXX Note: The Deed of Trust in file reflects a loan amount of XXX which does not match the Final CD. Please provide corrected Final executed Deed of Trust. | Uploaded Consolidated Mortgage; Tracking Number for the submission package is XXX This is a XXX CEMA loan so there will be a DOT for the portion of the loan not subject to the XXX Mortgage Tax and another DOT for the portion of the loan that is subject to the XXX Mortgage Tax. | XX/XX/XXXX | Lender provided the signed and dated deed of trust. Condition cleared. ; The Deed of Trust is Present; The Deed of Trust in file reflects a loan amount of XXX which does not match the Final CD. Please provide corrected Final executed Deed of Trust. Condition retained. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing The Business search in file does not reflect that the borrower's business "XXX." is open and active. Please provide supporting documentation. | uploaded NJDOS doc showing XXX is active | XX/XX/XXXX | Borrower 1 3rd Party VOE Prior to Close Was Provided | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The mortgage Statement for the property at XXX States taxes and/or insurance are escrowed, however it does not indicate if both taxes and insurance are escrowed. Please provide taxes and insurance documentation or verification that taxes and insurance are escrowed. | uploaded rebuttal to show how I was able to find the property taxes on website and add the HOI on the XXX to come close to the escrow amount on the mortgage Statement. Please advise at your earliest convenience. | XX/XX/XXXX | Tax and insurance are escrowed. Lender added the amount of property taxes paid in XXX per the City of XXX Property Tax website ($XX/XX/XXXX=$XXX) plus added the amount listed for insurance on the XXX tax form ($XX/XX/XXXX=$XXX) to get a combined total of XXX which is higher than the amount showing on the mortgage Statement of $XXX. Condition cleared. ; Borrower 1 Credit Report is not partially present. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. The blend document in file indicates e consent is still pending | uploaded proof of eConsent Acknowledgement. See page XXX last column, highlighted. | XX/XX/XXXX | Evidence of eConsent is provided.; Material | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| OBX26J2115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2187 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2105 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2154 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2084 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2093 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX |  |  |  |  |  |  |  |  |  | A |
| OBX26J2111 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.61% is less than Guideline CLTV of 80% Calculated CLTV of 60.61% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.61% is less than Guideline LTV of 80% Calculated LTV of 60.61% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2122 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2152 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.01% is less than Guideline CLTV of 80% Calculated CLTV of 64.01% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.01% is less than Guideline LTV of 80% Calculated LTV of 64.01% is less than Guideline LTV of 80% A |
| OBX26J2131 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.65% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.65% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2159 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.14% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.14% is less than Guideline CLTV of 80% A |
| OBX26J2123 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1328 | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 Missing. Missing Borrower 1 XXX W2. Please provide XXX W2. | XX/XX/XXXX XXX: Please see attached XXX W2s for both borrowers. | XX/XX/XXXX | Lender provided the XXX W2 or Borrower 1 and Borrower 2. Condition cleared. ; Borrower 1 W2/XXX Provided | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.94% is less than Guideline CLTV of 80% Calculated CLTV of 63.94% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.94% is less than Guideline LTV of 80% Calculated LTV of 63.94% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2123 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.94% is less than Guideline CLTV of 80% Calculated CLTV of 63.94% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.94% is less than Guideline LTV of 80% Calculated LTV of 63.94% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2124 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2145 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1241 | Credit | Purchase Contract is Missing | Loan Purpose is Purchase but Purchase Contract Doc is Missing | XX/XX/XXXX XXX: Please see attached document | XX/XX/XXXX | Lender provided the signed purchase contract. Condition cleared. ; Purchase Contract Doc is not Missing, or is Not Applicable. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2145 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement for the property at XXX. If not applicable, a LOE stating there are no HOA dues is required. Missing the Purchase Contract for the subject property. | XX/XX/XXXX XXX: Please see attached appraisal report that shows that the property does not have HOA dues. | XX/XX/XXXX | Lender provided the appraisal showing no HOA. Condition cleared. ; Borrower 1 Credit Report is not partially present. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2145 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2153 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2167 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA or letter from borrower stating no HOA for the properties at XXX and XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see attached document that shows that there are no HOA documents XXX with either one of these properties. | XX/XX/XXXX | Lender provided evidence of no HOA for XXX and XXX. Condition cleared. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.67% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.67% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2167 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.67% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.67% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2094 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | C A |
| OBX26J2101 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Cured | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to XXX for the mortgage recording fee on CD issued XX/XX/XXXX. COC in file dated XX/XX/XXXX does not provide a reason for the increase, providing a reason may cure the exception. | refund check, fedex and pccd to borrower | XX/XX/XXXX | Cure package provided to borrower within XXX days of discovery. Exception downgraded to 2/B.; Cure package provided to borrower within XXX days of discovery. Exception downgraded to 2/B. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2101 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. | HMDA received - no level XXX discrepancies - condition cleared. | XX/XX/XXXX | HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.67% is less than Guideline LTV of 80% Calculated LTV of 41.67% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.67% is less than Guideline CLTV of 80% Calculated CLTV of 41.67% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2244 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the appraisal fee. The change occurred on the revised LE issued XX/XX/XXXX without a valid COC. Although there is a COC issued XX/XX/XXXX, a valid reason for the fee increase was not found. Please provide a valid COC or cure package. | CT XX/XX/XXXX: Please see the attached remediation with proof of delivery // \| | XX/XX/XXXX | Cure package provided to the borrower; exception downgraded to a 2/B; Cure package provided to the borrower; exception downgraded to a 2/B | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX26J2244 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX26J2127 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 59.25% is less than Guideline LTV of 80% Calculated LTV of 59.25% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.25% is less than Guideline CLTV of 80% Calculated CLTV of 59.25% is less than Guideline CLTV of 80% A |
| OBX26J2128 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2097 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the properties at XXX XXX. Additional conditions may apply. | XX/XX/XXXX - XXX: Please see attached. HOA dues are not applicable for these properties. | XX/XX/XXXX | Lender provided evidence of no HOA for XXX XXX. Condition cleared. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.81% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 58.81% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2097 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.81% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 58.81% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2165 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2116 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2143 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.01% is less than Guideline CLTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 59.01% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2157 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130 Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, and Copy of Refund Check or Valid COC. The XXX% tolerance violation is due to the increased Discount Points from XXX to XXX on the final CD dated XX/XX/XXXX without a valid COC. Please provide a valid COC or cure package. | COC | XX/XX/XXXX | Valid COC received - exception resolved; Valid COC received - exception resolved | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 58.92% is less than Guideline LTV of 75% Calculated LTV of 58.92% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.92% is less than Guideline CLTV of 75% Calculated CLTV of 58.92% is less than Guideline CLTV of 75% A |
| OBX26J2157 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Per appraisal, the subject property does not have HOA dues, however XXX was used as monthly HOA dues. Please provide HOA Statement for the subject property confirming the monthly HOA dues are $XXX. | Please see attached documentation; CR | XX/XX/XXXX | Lender provided a revised AUS. The HOA input is actually insurance. The borrower splits the insurance with the other owner, as this is a XXX-unit Condo complex. Flood is XXX and master insurance is XXX for a total of $XXX. Condition cleared. ; Borrower 1 Credit Report is not partially present. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 58.92% is less than Guideline LTV of 75% Calculated LTV of 58.92% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.92% is less than Guideline CLTV of 75% Calculated CLTV of 58.92% is less than Guideline CLTV of 75% A |
| OBX26J2157 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 58.92% is less than Guideline LTV of 75% Calculated LTV of 58.92% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.92% is less than Guideline CLTV of 75% Calculated CLTV of 58.92% is less than Guideline CLTV of 75% A |
| OBX26J2160 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2161 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2164 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2173 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130 Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, and Copy of Refund Check, or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for Appraisal fee XXX on CD XX/XX/XXXX. COC in file dated XX/XX/XXXX explains the reason for the addition of the fee but is not within XXX days of redisclosure on XX/XX/XXXX. | CT XX/XX/XXXX: Please see attached Change in Circumstance form and corresponding disclosure, the underwriter required a CDA due to the product change \| \| | XX/XX/XXXX | Revised CD and valid COC received - exception resolved; Revised CD and valid COC received - exception resolved | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2173 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2166 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX26J2179 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2135 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 56.79% is less than Guideline LTV of 80% Calculated LTV of 56.79% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.79% is less than Guideline CLTV of 80% Calculated CLTV of 56.79% is less than Guideline CLTV of 80% A |
| OBX26J2163 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.07% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.07% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2183 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.48% is less than Guideline CLTV of 80% Calculated CLTV of 67.48% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.48% is less than Guideline LTV of 80% Calculated LTV of 67.48% is less than Guideline LTV of 80% A |
| OBX26J2121 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 48.98% is less than Guideline LTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.98% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2193 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements. Missing Final executed Seller CD or Settlement Statement reflecting the sale of the property at XXX. Note: There are two large deposits in the amount of XXX dated XX/XX/XXXX and XX/XX/XXXX stating its credit from the property, however supporting documentation is required. Please provide Final executed Seller CD or Settlement Statement reflecting the sale of the property at XXX. | attached; See attached divorce decree for large deposit payouts | XX/XX/XXXX | Upon further review, per the divorce decree they established a value and the wife portion was to paid to her from the husband along with other "equitable distribution payments" outlined in the divorce decree. There was nothing in the divorce decree forcing the husband to sell. The decree did outline that the husband would be responsible for all mortgages and financial obligations XXX with that property. Condition cleared. ; Asset Qualification Meets Guideline Requirements.; Audit reviewed the lender's response. Please provide Final executed Seller CD or Settlement Statement reflecting the sale of the property at XXX. Condition retained. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2193 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2191 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX |  |  |  |  |  |  |  |  |  | A |
| OBX26J2156 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2148 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing XXX income report for LP approval with relief of reps and warrants. Lender to provide XXX report as required by LP approval or rerun LP without it. Additional conditions may apply. | XX/XX/XXXX XXX: The income was calculated correctly using the paystub and W2. A XXX income is not required per guidelines. | XX/XX/XXXX | Upon further review, the income was calculated correctly using the paystub and W2. A XXX income is not required per guidelines. Condition cleared. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.6% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.6% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2148 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.6% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.6% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2148 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-47 | Compliance | TILA Right of Rescission Test | This loan failed the TILA right of rescission test losed-end (12 CFR §1026.23(a)(3), transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3), transferred from 12 CFR §226.15(a)(3) he funding date is before the third business day following consummation he consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Documentation Required: The disbursement date of XX/XX/XXXX is before the cancel by date on the ROR listed as XX/XX/XXXX. Proof of actual disbursement date is required to resolve or a cure package requires PCCD, LOE, new ROR providing XXX days right to cancel. | TF XX/XX/XXXX Please see the attached final Settlement Statement showing that the disbursement date was after the rescission period expired. | XX/XX/XXXX | FSS provided with updated disbursement date; exception resolved; FSS provided with updated disbursement date; exception resolved | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.6% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.6% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2102 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.2% is less than Guideline CLTV of 80% Calculated CLTV of 60.2% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.2% is less than Guideline LTV of 80% Calculated LTV of 60.2% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2119 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2119 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the file is dated XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. | CT XX/XX/XXXX: Please see the attached // | XX/XX/XXXX | Received ICD - exception resolved; Received ICD - exception resolved | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2119 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Tolerance violation is due to the missing Initial CD from the file. Please provide the initial CD acknowledged by the borrower at least XXX days from loan consummation for review. | CT XX/XX/XXXX: Please see the attached // | XX/XX/XXXX | Received ICD - exception resolved; Received ICD - exception resolved | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2139 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.96% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.96% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.62% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 47.62% is less than Guideline LTV of 80% A |
| OBX26J2120 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX26J2144 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 50% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50% is less than Guideline CLTV of 80% A |
| OBX26J2162 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.47% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 41.47% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2176 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2243 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The mortgage Statement for the property at XXX States escrow but does not indicate what items are escrowed. Please provide taxes and insurance documentation or verification that taxes and insurance are escrowed. | XX/XX/XXXX - XXX: The provided mortgage Statement reflects disbursements for both taxes and insurance underneath the "Past Payments Breakdown" Section. This confirms both are being escrowed. | XX/XX/XXXX | Upon further review, the provided mortgage Statement reflects disbursements for both taxes and insurance underneath the "Past Payments Breakdown" Section. This confirms both are being escrowed. Condition cleared. ; Borrower 1 Credit Report is not partially present. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.29% is less than Guideline CLTV of 80% Calculated CLTV of 68.29% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.29% is less than Guideline LTV of 80% Calculated LTV of 68.29% is less than Guideline LTV of 80% A |
| OBX26J2243 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.29% is less than Guideline CLTV of 80% Calculated CLTV of 68.29% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.29% is less than Guideline LTV of 80% Calculated LTV of 68.29% is less than Guideline LTV of 80% A |
| OBX26J2221 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the file is dated XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX | CT XX/XX/XXXX: Please see the attached // | XX/XX/XXXX | Initial CD provided; exception resolved; Initial CD provided; exception resolved | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2221 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2100 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the property at XXX. Missing proof of Free and clear for the properties at XXX XXX. Additional conditions may apply. | Free and Clear and No HOA LOX | XX/XX/XXXX | Lender provided evidence of no HOA for the property at XXX. Proof of Free and clear for the properties at XXX XXX. Condition cleared. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2100 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing VVOE for B1 within XXX days of closing. | VOE | XX/XX/XXXX | Borrower 1 3rd Party VOE Prior to Close Was Provided. Condition cleared. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2100 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements. Funds for closing costs, and reserves from trust funds must be documented with the following information per FNMA guidelines: Written Documentation of the value of the trust from trustee or trustee manager, document effect of withdrawal of funds that it will have on trust when assets used from the trust. (Trust docs in file already give permission for use dditional conditions may apply. | Cash to close Trust Funds rebuttal LOX | XX/XX/XXXX | Upon further review, the file contains a signed Declaration of Trust. No income is being used from the trust and it's the borrower sole acct & is the only Trustee so it's their own funds. Condition cleared. ; Asset Qualification Meets Guideline Requirements. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2100 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2206 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1334 | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing Missing XXX for borrowers self employment business for XXX. | XX/XX/XXXX - XXX: Please see attached. | XX/XX/XXXX | Borrower 1 Executed XXX-T Provided | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2206 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2132 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2231 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see attached supporting documentation confirming there is no HOA for REO XXX | XX/XX/XXXX | Lender provided evidence of no HOA for REO XXX. Condition cleared. ; Lender provided evidence of no HOA for REO XXX. Condition cleared. ; | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.9% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.9% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2231 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36.9% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 36.9% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26J2198 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. MISSING MORTGAGE Statement for the property at XXX to verify taxes and insurance are escrowed in the monthly payment of XXX If taxes and insurance are not escrowed, please provide tax certificate and insurance policy. Missing HOA Statement for the property at XXX XXX. If not applicable, a LOE stating there are no HOA dues is required. MISSING MORTGAGE Statement for the property at XXX to verify taxes and insurance are escrowed in the monthly payment of XXX If taxes and insurance are not escrowed, please provide tax certificate and insurance policy. Missing HOA Statement for the property at XXX XXX. If not applicable, a LOE stating there are no HOA dues is required. | XX/XX/XXXX XXX: Please see the attached documentation. I've provided the final CD for XXX XXX to support the payment of XXX listed on the credit report. The final CD supports the taxes and insurance being escrowed along with no evidence that the property is subject to any HOA dues. The payment on the credit report is supported with the final CD. | XX/XX/XXXX | Lender provided the final CD for XXX XXX to support the payment of XXX listed on the credit report. No evidence of HOA. Condition cleared. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2198 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2170 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2199 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2199 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Rescinded | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Final application reflects other income of $XXX. File does not contain documentation to support this amount. Please provide documentation to validate the income used to qualify. | XX/XX/XXXX XXX: The XXX a month in income is from the borrowers XXX stock account. The file is using assets as income to qualify and is an acceptable per XXX. | XX/XX/XXXX | Upon further review. The XXX a month in income is from the borrowers XXX stock account showing sufficient assets. The file is using assets as income to qualify and is an acceptable per XXX asset depletion guidelines. Condition rescinded. | XX/XX/XXXX | C A |
| OBX26J2149 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2178 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply.. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2220 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided. Rerun DU approval with correct XXX of "Detached". Current DU has "attached." Per FNMA guidelines this DU is invalid due to incorrect XXX. | XXX/16MM: Please see attached AUS report. | XX/XX/XXXX | Lender provided a revised AUS showing the XXX Detached. Condition cleared. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2220 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing evidence of the HOA or no HOA for the property located at XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see the attached confirming XXX has no HOA | XX/XX/XXXX | Lender provided a property profile confirming XXX has no HOA. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26J2184 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2230 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA for the property at XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see the attached LOX from borrower confirming they don't pay any HOA dues on the property. | XX/XX/XXXX | Lender provided an LOE from the borrower of no HOA on XXX. Condition cleared. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2230 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2186 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2177 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.49% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.49% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2223 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2223 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the file is dated XX/XX/XXXX and signed XX/XX/XXXX. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. | LL XX/XX/XXXX Please see attached TRID Disclosure History and initial Closing disclosure which shows the borrower was sent the initial Closing Disclosure on XX/XX/XXXX and consented to it on XX/XX/XXXX. This meets the XXX business days before the closing date of XX/XX/XXXX. | XX/XX/XXXX | Initial CD provided; exception resolved; Initial CD provided; exception resolved | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2169 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.05% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.05% is less than Guideline LTV of 80% A |
| OBX26J2150 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2255 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided. The loan was completed as Ltd. Cash out. The two liens being paid off do not seem to be obtained together at same time to purchase the home, XXX obtained XX/XX/XXXX and XXX obtained on XX/XX/XXXX. Please send evidence verifying these were both obtained at same time or together for purchase of subject. Otherwise this would be considered cash out. | XX/XX/XXXX AD: The attached Closing Disclosure from the purchase of the property is on file and it evidences the loan was used in full to purchase the property on line L.XXX B2-XXX-XXX specifies under the 'Acceptable Uses' section "paying off a subordinate mortgage lien (including prepayment penalties) used to purchase the subject property. ". It does not specify that the first lien must ALSO be obtained at the same time. ; XX/XX/XXXX AD: The guideline does not require the liens to be obtained at the same time, only that the subordinate financing was used to purchase the property per B2-XXX-XXX. \| \| The Closing Disclosure from the purchase of the property is on file and evidences the loan was used in full to purchase the property on line L.XXX | XX/XX/XXXX | Upon further review, the purchase CD shows the XXX liens was obtained to purchase the home. Condition cleared. ; AUS is not incomplete.; In order to determine if the transaction is a limited Cash Out Refinance or a Cash Out Refinance, we need to verify that both obtained at same time for the purchase of subject. Otherwise this would be considered cash out which is different than the AUS in file. The two liens being paid off do not seem to be obtained at same time to purchase the home. XXX was obtained XX/XX/XXXX and XXX was obtained on XX/XX/XXXX. Condition retained. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2255 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2181 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2134 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2136 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2137 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2217 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Lender to provide transcripts from XXX | XX/XX/XXXX XXX: Please see attached copy of the tax transcripts | XX/XX/XXXX | Lender provided the transcripts for B1 showing graduated. Condition cleared. ; Income and Employment Meet Guidelines | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.51% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.51% is less than Guideline CLTV of 80% A |
| OBX26J2217 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.51% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.51% is less than Guideline CLTV of 80% A |
| OBX26J2192 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2254 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Audit income calculation of XXX is less than qualifying income of XXX resulting in an increase to DTI. The audit underwriter recalculated income using the most recent YTD average, resulting in XXX which is supported by the lender's income summary reflecting base income of $XXX. Paystubs reflect additional earnings labeled "XXX"; however, consistency was not established based on the documentation provided, as this income is reflected in XXX and XXX but not on the XXX paystub. As a result, this income was not included in the Audited income. The difference between Audited income and AUS-submitted income could not be reconciled to a supported income source. Additional conditions may apply. | XX/XX/XXXX - XXX: Please see the attached AUS findings and revised 1003 reflecting XXX in base income. | XX/XX/XXXX | Lender provided a revised AUS and 1003 reflecting XXX in base income. DTI within tolerance. Condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2254 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2098 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2204 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing. Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | LI XX/XX/XXXX Please see attached. There are no affiliates for this loan and therefore the disclosure is not required. | XX/XX/XXXX | Required Affiliated Business Disclosure Documentation Provided.; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2204 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2174 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement and/or lease for land for the property at XXX XXX. If not applicable, a LOE stating there are no HOA dues and leased land are required. Note: Per fraud report, the property at XXX XXX is a manufactured home. | HOA | XX/XX/XXXX | Lender provided evidence of not HOA for XXX XXX. Condition cleared. ; Borrower 1 Credit Report is not partially present. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX | FTP | XX/XX/XXXX | Lender provided the title update/supplement showing sufficient coverage. Condition cleared.; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien $XXX; Material | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing. Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | Affiliated Business | XX/XX/XXXX | Required Affiliated Business Disclosure Documentation Provided.; Material | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2155 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3367 | Compliance | RESPA Homeownership Counseling Organizations Disclosure Date Test | This loan failed the XXX organizations disclosure date test due to the following findings: (12 CFR §1024.20(a) he loan has a XXX organizations disclosure date that is not within three business days of the loan Originator's application date (or the date creditor received application if loan Originator's application date is not provided); orThe XXX organizations disclosure date is after the closing date ot later than three business days after a lender, mortgage XXX, or dealer receives an application, or information sufficient to complete an application, the lender must provide the loan applicant with a clear and conspicuous written list of XXX organizations that provide relevant counseling services in the loan applicant's location. The list of XXX organizations distributed to each loan applicant under this section shall be obtained no earlier than XXX days prior to the time when the list is provided to the loan applicant from either:(XXX he website maintained by the Bureau for lenders to use in complying with the requirements of this section; or(XXX ata made available by the Bureau or HUD for lenders to use in complying with the requirements of this section, provided that the data is used in accordance with instructions provided with the data his calculation take into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXX(b) and as it relates to §XXX (list of XXX organizations provided not later than XXX business days after a loan Originator receives an application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict lease note: This test does not validate the content of any list of XXX organizations. Documentation Required. Please provide proof of delivery/ receipt of XXX Organization Disclosure within required days from Application dated XX/XX/XXXX (per purchase agreement) | CT XX/XX/XXXX: Please see the attached Letter of Explanation from the XXX and correct signature page from the initial 1003 // | XX/XX/XXXX | LOE and corrected application date received - exception resolved; LOE and corrected application date received - exception resolved; Material | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130 Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of refund Check of Valid COC. The exception is tied to the missing Initial LE issued within XXX business days of the application date of XX/XX/XXXX, as the earliest available LE is dated XX/XX/XXXX. Please provide the initial LE issued within XXX business days of the application date of XX/XX/XXXX. Additional testing will be completed, once the initial LE is provided. | CT XX/XX/XXXX: Please see the attached Letter of Explanation from the XXX and correct signature page from the initial 1003 // | XX/XX/XXXX | LOE and corrected application date received - exception resolved; LOE and corrected application date received - exception resolved | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130 Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of refund Check of Valid COC. The exception is tied to the missing Initial LE and SPL issued within XXX business days of the application date of XX/XX/XXXX, as the earliest available LE and SPL is dated XX/XX/XXXX. Please provide the initial LE and Service provider list issued within XXX business days of the application date of XX/XX/XXXX (per purchase agreement). Additional testing will be completed, once documents are provided. | CT XX/XX/XXXX: Please see the attached Letter of Explanation from the XXX and correct signature page from the initial 1003 // | XX/XX/XXXX | LOE and corrected application date received - exception resolved; LOE and corrected application date received - exception resolved | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3515 | Compliance | Initial Loan Estimate Delivery Date Test (from application) | This loan failed the initial loan estimate delivery date test (from application) due to one of the following: (12 CFR §1026.19(e)(1)(iii)(A) he initial loan estimate delivery date is later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor or XXX receives the consumer's written application herefore, if additional disclosures are entered into ComplianceAnalyzer, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be XXX regardless of the actual values on the disclosure his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(1)(iii)(A) (initial loan estimate disclosure three business days after application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict he creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(i) (provision of loan estimate form) not later than the third business day after the creditor receives the consumer's application. Documentation required. The initial Loan Estimated is missing from file. The earliest LE in the loan file is dated XX/XX/XXXX. The violation can be cured by providing the initial LE within XXX days of application date XX/XX/XXXX. Application date used is date buyer signed the purchase agreement. Disclosure history (pg XXX) shows TRID document generated XX/XX/XXXX. | CT XX/XX/XXXX: Please see the attached Letter of Explanation from the XXX and correct signature page from the initial 1003 // | XX/XX/XXXX | LOE and corrected application date received - exception resolved; LOE and corrected application date received - exception resolved | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement for the property at XXX. | XX/XX/XXXX XXX: Please see the attached confirmation fo the HOA dues.; XX/XX/XXXX XXX: Please see the attached confirmation fo the HOA dues. | XX/XX/XXXX | Lender provided documentation confirming the HOA of XXX for the property at XXX XXX. Condition cleared.; Lender provided documentation confirming the HOA of XXX for the property at XXX XXX. Condition cleared. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2224 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Required Third Fraud Report not in file. Please provide required Third Fraud Report. | XX/XX/XXXX kg; Please see the attached | XX/XX/XXXX | Third Party Fraud Report is provided. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2224 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2212 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Lender to provide updated title to cover loan amount of XXX | please see attached doc XXX XX/XX/XXXX | XX/XX/XXXX | Lender provided the title update/supplement showing sufficient coverage. Condition cleared.; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien $XXX; Material | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2212 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2130 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2185 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2185 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3075 | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. | Patriot Act Info | XX/XX/XXXX | US Patriot Act Disclosure or ID provided. Condition cleared.; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2237 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.73% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.73% is less than Guideline LTV of 80% A |
| OBX26J2215 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.5% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.5% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2151 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FVAL9739 | Property | Property/Appraisal General | Property/Appraisal guideline violation: Missing the required third party appraisal review for the lower value appraisal used for approval. | attached cda | XX/XX/XXXX | Documentation provided is sufficient. Exception resolved.; Property/Appraisal Meets Guidelines | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2151 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2188 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. | Uploaded proof of eConsent Acknowledgement found on page XXX last column and highlighted | XX/XX/XXXX | E consent provided, exception resolved; Evidence of eConsent is provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2188 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2196 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM1232 | Credit | The Final 1003 is Missing | The Final 1003 is Missing. Missing the Final signed 1003 application. | TF XX/XX/XXXX Please see attached Final signed 1003 application | XX/XX/XXXX | Lender provided the signed Final 1003. Condition cleared. ; The Final 1003 is Present | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2196 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM1265 | Compliance | Non-Borrower Title Holder Did Not Receive Right of Rescission Form | Non-Borrower Title Holder Did Not Receive Right of Rescission Form Documentation required to clear exception: Provide executed Right of Rescission for all borrowers and non-borrowers. | TF XX/XX/XXXX Please see attached signed Right to Cancel from closing | XX/XX/XXXX | Non-Borrower Title Holder Received Right of Rescission Form | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2196 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM1262 | Compliance | Right of Rescission is Missing | Right of Rescission is Missing Documentation required to clear exception: Provide executed Right of Rescission for all borrowers and non-borrowers. | TF XX/XX/XXXX Please see attached signed Right to Cancel from closing | XX/XX/XXXX | Right of Rescission is Provided | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2196 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2218 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2271 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2208 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2234 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements. Missing executed final Settlement Statement reflecting the property at XXX XXX was sold. Please provide executed Final Settlement Statement reflecting the property XXX XXX was sold and the borrower received proceeds in the amount of $XXX. | XX/XX/XXXX XXX: Please see the attached settlement Statement for the REO XXX XXX that shows a transfer to XXX to XXX Title in the amount of $XXX. That is why the amount is lower.; XX/XX/XXXX XXX: Please attached CD for the sale of the REO XXX XXX | XX/XX/XXXX | Settlement Statement for the REO XXX XXX that shows a transfer to XXX to XXX Title in the amount of $XXX. That is why the amount is lower. Condition cleared. ; Asset Qualification Meets Guideline Requirements.; Lender provided the Settlement Statement reflecting the property XXX XXX was sold, however, the Statement shows proceeds in the amount of $XXX. Please provide an LOE or final Statement. If the proceeds received are correct, please provide a revised XXX/1003/AUS. Additional conditions may apply. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job A |
| OBX26J2234 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Rescinded | FCRE1198 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) Settlement Statement for the REO XXX XXX that shows a transfer to XXX to XXX Title in the amount of $XXX. |  |  | ; Audited Reserves of XX/XX/XXXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) | XX/XX/XXXX | C A |
| OBX26J2234 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Rescinded | FCRE9995 | Credit | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. |  |  | ; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. | XX/XX/XXXX | C A |
| OBX26J2234 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job A |
| OBX26J2251 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2253 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2216 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.12% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.12% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2239 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2257 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX Final application reflects the borrower's primary residence at XXX with a mortgage payment of XXX supported by the mortgage Statement. An additional XXX monthly expense is identified as an HOA fee per the XXX; however, the LOE on page XXX indicates no HOA for this property. Please validate and provide supporting documentation. XXX Final application also reflects a second home at XXX with a mortgage payment of XXX supported by the mortgage Statement. A second lien/HELOC with a monthly payment of XXX is reflected; however, supporting documentation is not included. Please provide documentation to validate. | XX/XX/XXXX XXX: Please see the attached document showing the HELOC agreement for property located at XXX. As for property located at XXX does not have dues even though the 1003 showing an amount of XXX. Letter in the file that's signed and dated by the borrowers shows that and also looking up the property on XXX no dues is reporting. The amount of XXX is the same amount for property located at XXX which means this amount was duplicated. | XX/XX/XXXX | For the property located at XXX; the XXX was entered in error. This property does not have dues even though the 1003 showing an amount of $XXX. LOE in file. Note: The amount of XXX is the same amount for property located at XXX which means this amount was duplicated. For XXX, lender provided the signed HELOC agreement. Condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2257 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2229 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the properties at XXX XXX. Additional conditions may apply. | XX/XX/XXXX XXX: Please see the attached documents showing that the properties do not have any dues. | XX/XX/XXXX | Lender provided evidence of no HOA on XXX XXX. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2229 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the file is dated XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. | CT XX/XX/XXXX: Please see the attached // | XX/XX/XXXX | Initial CD provided; exception resolved ; Initial CD provided; exception resolved | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2229 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2256 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Lender to provide credit supplement for B1 XXX account which is not reported on the credit report with a balance, high credit and monthly payment. Additional conditions may apply. | XX/XX/XXXX XXX: Please refer to the attached documentation. It verifies the completeness of the credit report. The XXX liability, as shown on the credit report, accurately corresponds with the account number on the 1003. Additionally, a review of the trended date, specifically XXX-XXX, confirms alignment with the 1003, which suggests the file is overstating the liability. \| | XX/XX/XXXX | Lender provided the supplement for the XXX account. Condition cleared. ; Borrower 1 Credit Report is not partially present. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2256 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26J2274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26J2274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of Security Deposit of XXX for "new " lease on prior home. Additional conditions may apply. | XX/XX/XXXX XXX: please see the attached documentation. I've provided the lease agreement and the proof of deposit. Per the lease agreement on Page XXX of XXX the monthly lease amount being paid is XXX along with a XXX security deposit and a key deposit of XXX that totals up to XXX The transaction history supports a deposit of XXX for the total due all lumped into one from the tenant. We can line up the deposit to the lease and support the funds coming from the tenant. | XX/XX/XXXX | Lender provided the lease agreement and the proof of deposit. Per the lease agreement on Page XXX of XXX the monthly lease amount being paid is XXX along with a XXX security deposit and a key deposit of XXX that totals up to XXX The transaction history provided supports a deposit of XXX for the total due all lumped into one from the tenant. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26J2274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX Final 1003 for the borrower's former residence (XXX) shows a additional mortgage with XXX. Lender to provide a credit supplement rating the mortgage and confirming the debt with terms and monthly payment listed as XXX per month. Additional conditions may apply. XXX There is a large deposit of XXX from The XXX on XX/XX/XXXX. It is close in the amount to what is supposed to come from the XXX mortgage but is from the XXX. Lender to provide a satisfactory explanation with documents to back this up. Additional conditions may apply. | XX/XX/XXXX XXX: Please see the attached documentation. I've provided the final HELOC agreement for our borrower. the HELOC agreement supports the payment amount after the draw, the deposit of XXX lines up with the initial draw on the first page and the deposit from The XXX lines up with the lender on the HELOC agreement. We have the final documentation and the payment coming from the lender that matches the deposit. | XX/XX/XXXX | Lender provided the final HELOC agreement for our borrower. the HELOC agreement supports the payment amount after the draw, the deposit of XXX lines up with the initial draw on the first page and the deposit from The XXX lines up with the lender on the HELOC agreement. Final documentation and the payment coming from the lender that matches the deposit. Condition cleared. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26J2200 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing. Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | TF XX/XX/XXXX Please see attached Attestation Letter. The Affiliate Business Disclosure is only required when there are fees charged to the borrower which the XXX/lender is affiliated with. There are no charges on this file at have affiliated payees.; LL XX/XX/XXXX The Affiliate Business Disclosure is only required when there are fees charged to the borrower which the XXX/lender is affiliated with. There are no charges on this file at have affiliated payees. | XX/XX/XXXX | Required Affiliated Business Disclosure Documentation Provided.; Please provide an attestation on company letterhead of no Affiliates. Condition retained.; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2200 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: The document provided indicates that the borrower either received, or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but does not confirm the borrower received the appraisal at or prior to consummation. Provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely. | LL XX/XX/XXXX Please see attached; TF XX/XX/XXXX Please see attached | XX/XX/XXXX | Evidence of appraisal delivery provided.; The document in file indicates that the borrower either received or chose to waive the right to receive the appraisal at least XXX days prior to consummation but does not confirm the borrower received the appraisal at or prior to consummation since they chose to waive the XXX days right to receive the appraisal. Since the document doesn't indicate which option the borrower is signing to acknowledge, provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2200 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2258 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2211 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.6% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 49.6% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2110 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.37% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 47.37% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2110 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM1266 | Compliance | Homeownership Counseling Disclosure Is Missing | XXX Disclosure Is Missing Documentation required to clear exception: Provide XXX disclosure that was provided to the consumer within XXX-business days of application, XX/XX/XXXX. | XXX Disclosure | XX/XX/XXXX | Lender provided the signed XXX Disclosure. Condition cleared.; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.37% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 47.37% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2110 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing. Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | Affiliated Business Disclosure | XX/XX/XXXX | Required Affiliated Business Disclosure Documentation Provided. Condition cleared.; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.37% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 47.37% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2247 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.45% is less than Guideline LTV of 80% Calculated LTV of 63.45% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.45% is less than Guideline CLTV of 80% Calculated CLTV of 63.45% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2266 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.35% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.35% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2266 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3526 | Compliance | Revised Loan Estimate Delivery Date Test (prior to consummation) | This loan failed the revised loan estimate delivery date test (prior to consummation) due to one of the following findings: (12 CFR §1026.19(e)(4)(ii) he revised loan estimate delivery date is provided and the revised loan estimate method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised loan estimate delivery date is less than seven business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised loan estimate delivery date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate receipt date is provided and the revised loan estimate receipt date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate delivery date is on or after the initial closing disclosure delivery date he creditor shall not provide a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i). The consumer must receive a revised version of the disclosures required under §1026.19(e)(1)(i) not later than four business days prior to consummation. If the revised version of the disclosures required §1026.19(e)(1)(i) is not provided to the consumer in person, the consumer is considered to have received such version three business days after the creditor delivers or places such version in the mail. Without evidence of receipt, it is assumed that the disclosure dated XX/XX/XXXX was mailed, and therefore not received by the consumer XXX business days prior to the consummation date, XX/XX/XXXX. The defect can be cured by providing evidence showing the consumer received the loan estimate at least XXX business days prior to consummation. | TF XX/XX/XXXX Please see the attached TRID Disclosure History and initial Loan Estimate that shows the borrower was sent the initial Loan Estimate on XX/XX/XXXX and consented to it on XX/XX/XXXX. | XX/XX/XXXX | Revised LE receipt date provided; exception resolved; Revised LE receipt date provided; exception resolved | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.35% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.35% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2207 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the file is dated XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. | LI XX/XX/XXXX Please see attached Initial CD and TRID Worksheet showing the borrower was sent the initial CD on XX/XX/XXXX and signed it on XX/XX/XXXX. This meets the XXX day cooling off period before closing on XX/XX/XXXX. | XX/XX/XXXX | Initial CD received - exception resolved; Initial CD received - exception resolved | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2207 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2210 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2190 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2195 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). The document in file indicates that the borrower either received or chose to waive the right to receive the appraisal at least XXX days prior to consummation but does not confirm the borrower received the appraisal at or prior to consummation since they chose to waive the XXX days right to receive the appraisal. Since the document doesn't indicate which option the borrower is signing to acknowledge, provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely | see attached | XX/XX/XXXX | Evidence of appraisal delivery provided.; Material | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.72% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.72% is less than Guideline CLTV of 75% A |
| OBX26J2195 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 29.72% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 29.72% is less than Guideline CLTV of 75% A |
| OBX26J2203 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2203 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing the RSU vesting schedule used to calculate RSU income to support XXX shares vested in year XXX and XXX shares vested in year XXX | XX/XX/XXXX XXX: Please see the attached documentation. I've provided the pages that support the vesting schedules for XXX and XXX from the XXX report provided. Please note that the XXX is listed under unit balances with a total amount of XX/XX/XXXX vested in all of XXX For XXX the RSU's included are from the transaction details that list a total amount of XXX | XX/XX/XXXX | Lender provided the vesting schedules for XXX and XXX from the XXX report. The XXX is listed under unit balances with a total amount of XX/XX/XXXX vested in all of XXX For XXX the RSU's included are from the transaction details that list a total amount of XXX Condition cleared. ; Income and Employment Meet Guidelines | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2171 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2275 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2232 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2232 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the file is dated XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. | CT XX/XX/XXXX: Please see the attached // | XX/XX/XXXX | Initial CD provided; exception resolved; Initial CD provided; exception resolved | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2235 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2267 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2241 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2225 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Missing Title Commitment Supplement for Schedule A changing the Proposed Amount of Insurance from XXX to XXX | XX/XX/XXXX SW- see attached | XX/XX/XXXX | Documentation is sufficient. Updated Title policy provided. Exception resolved.; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien $XXX; Material | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26J2225 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2202 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The following properties were refinanced but still show there prior mortgages open on the credit report: XXX #XXX and two XXX loans ending in XXX and XXX Lender to provide credit supplement showing paid off. Additional conditions may apply. | XX/XX/XXXX - XXX: Neither property in question has been recently refinanced. \| \| The mortgage on XXX is currently serviced by XXX. Please see the attached mortgage Statement reflecting the same company and account number. \| \| Please note that XXX has recently been purchased by XXX Mortgage. For this reason, the mortgage Statements for XXX and XXX now reflect XXX Money as the creditor as opposed to XXX. You'll also notice that the account numbers for both mortgages have not changed as well. These properties were not refinanced. | XX/XX/XXXX | Upon further review, neither property in question has been recently refinanced. The mortgage on XXX is currently serviced by XXX. XXX has recently been purchased by XXX Mortgage XXX and XXX now reflect XXX Money as the creditor as opposed to XXX. Condition cleared. ; Borrower 1 Credit Report is not partially present. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.99% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.99% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2202 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.99% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.99% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2202 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Acknowledged | FVAL9739 | Property | Property/Appraisal General | Property/Appraisal guideline violation: CDA is used as the origination value vs the appraisal and the Final grade will be a B. |  |  |  |  | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.99% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.99% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2236 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1155 | Credit | Subject Property Address on Note does not match Insured Property Address | Subject Property on Note does not match Insured XXX No Issue. Address AKA Letter of Explanation States the subject property XXX is aka XXX and the addresses are used interchangeably. The street is signed with both names. Since the street is signed with both names and the legal description controls the insured property, a change of XXX on the insurance declaration page is unnecessary. | XX/XX/XXXX XXX: Since the LOX in file does address that the XXX is aka XXX and the addresses are used interchangeably please confirm what you are asking XXX to do to get this cleared. | XX/XX/XXXX | Upon further review, the address AKA Letter of Explanation States the subject property XXX is aka XXX and the addresses are used interchangeably. The street is signed with both names. Since the street is signed with both names and the legal description controls the insured property, a change of XXX on the insurance declaration page is unnecessary. Condition cleared. ; Subject Property on Note matches Insured XXX | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.64% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.64% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2236 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.64% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.64% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2236 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Acknowledged | FCRE1492 | Credit | Cash Out Does Not Meet Guideline Requirements | Cash Out Does Not Meet Guideline Requirements. XXX exception approval email dated XX/XX/XXXX for XXX exceeding limit of XXX Actual cash-out amount was lower at XXX exceeding limit of XXX Downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.64% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.64% is less than Guideline LTV of 75% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2226 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The file contains a XXX Schedule K-XXX and a XXX distribution letter confirming a payout; however, the documentation does not fully establish the borrower's XXX interest or provide sufficient history of receipt of K-XXX income to support the amount used to qualify. Please provide documentation to support the borrower's XXX interest and history of K-XXX income. Appears XXX income decreased - if that is the case than XXX income will be used for qualification only as income is declining. | XX/XX/XXXX XXX: The provided LOX indicates that the XXX distribution was the final distribution to the borrower for the XXX tax year. This indicates the presence of multiple distributions and is not an accurate depiction of the borrower's income throughout the XXX tax year. (For example, if the borrower received quarterly distributions in the same amount, the total distributions would have increased from the prior year). As such, there is no evidence that the income has declined and there is no evidence that the XXX income calculation is not supported. ; XX/XX/XXXX XXX: According to the guidelines Loan was submitted to Underwriting on or after XX/XX/XXXX. If tax returns are being used to qualify then XXX tax returns (and XXX if needed) will be required. The borrower has not filed the XXX tax/business tax returns so we cannot provide that documentation. The XXX returns are being used for qualification. | XX/XX/XXXX | Upon further review, The XXX distribution was the final distribution to the borrower for the XXX tax year. This is not evidence that the income has declined and the XXX income calculation is supported. Condition cleared. ; Income and Employment Meet Guidelines; Audit reviewed the lender's respone. The file contains a XXX Schedule K-XXX reflecting income from XXX Fane LLP and a distribution letter dated March XXX confirming a payout to the borrower representing the final amount due for the borrower's allocated share of the XXX income. The distribution letter confirms receipt of funds; however, it does not provide detail regarding the borrower's length of XXX, frequency of distributions, or current XXX status. There is no additional documentation in the file, such as prior-year K-1s or a CPA/firm Statement, to further support the borrower's history of receiving this income or to clarify the borrower's ongoing relationship with the XXX. As a result, the documentation on file supports receipt of a distribution but does not fully support the borrower's XXX interest or establish a sufficient history of K-XXX income to support the amount used for qualification. Condition retained. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2226 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2262 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2227 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2205 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2249 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2272 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2219 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing. Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | CT XX/XX/XXXX: Please see the attached, the Affiliate Business Disclosure is only required when there are fees charged to the borrower which the XXX/lender is affiliated with. There are no charges on this file that have affiliated payees. | XX/XX/XXXX | Required Affiliated Business Disclosure Documentation Provided.; Material | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.49% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.49% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2219 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 56.49% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.49% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2252 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the file is dated XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. | LI XX/XX/XXXX Please see the attached TRID Disclosure History and initial Closing disclosure that shows the borrower was sent the initial Closing Disclosure on XX/XX/XXXX and consented to it on XX/XX/XXXX. This meets the XXX business days before the closing date of XX/XX/XXXX | XX/XX/XXXX | Initial CD provided; exception resolved; Initial CD provided; exception resolved | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.31% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 59.31% is less than Guideline LTV of 80% A |
| OBX26J2252 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.31% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 59.31% is less than Guideline LTV of 80% A |
| OBX26J2268 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 48.89% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.89% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2269 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.34% is less than Guideline CLTV of 80% Calculated CLTV of 43.34% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 43.34% is less than Guideline LTV of 80% Calculated LTV of 43.34% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX26J2197 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2263 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2248 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2248 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements. Missing XXX months bank Statements. Per AUS item #XXX, verify assets with a verification of deposit or bank Statement covering a two-month period. Note: One month bank Statement dated XX/XX/XXXX was provided. Please provide XXX XXX bank Statement. | XX/XX/XXXX XXX: Please see attached bank Statement | XX/XX/XXXX | Lender provided XXX months bank Statements. Condition cleared. ; Asset Qualification Meets Guideline Requirements. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2213 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2222 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.6% is less than Guideline CLTV of 75% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 56.6% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2259 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.63% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 52.63% is less than Guideline LTV of 80% A |
| OBX26J2194 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2265 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing. Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | LI XX/XX/XXXX There are no Affiliations on this loan. | XX/XX/XXXX | Required Affiliated Business Disclosure Documentation Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX26J2265 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX26J2228 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.97% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.97% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2240 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2242 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.8% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.8% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2242 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing tax returns and/or income verification letter to support XXX monthly recurring income for B1. The lenders' income calculator reflects the income was calculated using Line 15B of the tax return with a calculation of $XX/XX/XXXX=$XXX. Audit UW is unable to locate B1 tax return in the file. Both XXX accounts have sufficient assets for continuance, but both accounts reflect ad-hock/non periodic irregular withdrawals for various different amounts and do not reflect a regular monthly distribution in the amount of $XXX. If the income will be distributed from the Trust account, all pages of the trust will need to be provided. Only pages XXX and XXX are in the file. | XX/XX/XXXX XXX: Please see the attached tax returns showing the amount for the IRA income. | XX/XX/XXXX | Lender provided the borrowers XXX-SR. Line 4b IRA Distributions: XXX. Borrower needs XXX in assets for XXX months continuance. Rollover IRA for XXX XXX XXX ending balance as of XX/XX/XXXX was $XXX. Condition cleared. ; Documentation provided is sufficient. Exception resolved.; Income and Employment Meet Guidelines | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.8% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.8% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2245 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2214 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26J2273 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2261 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE1483 | Credit | Asset 5 Does Not Meet Guideline Requirements | Asset 5 Does Not Meet Guideline Requirements. Missing signed/certified copy of HUD I for the sale of property at XXX. Document in file is not signed or certified. Shows assets from sale with net amount of $XXX. Additional conditions may apply. | XX/XX/XXXX XXX: please see the attached documentation. I've attached the final settlement Statement for the sale of XXX that supports the mortgage being paid off and the proceeds used to cover cash to close. | XX/XX/XXXX | Lender provided the signed final settlement Statement for the sale of XXX., that supports the mortgage being paid off and the proceeds used to cover cash to close. Condition cleared. ; Asset 5 Meets Guideline Requirements Or Not Applicable | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2261 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA data review is missing in File. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2264 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the file is dated XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. | CT XX/XX/XXXX: Please see the attached // | XX/XX/XXXX | Initial CD provided - exception resolved; Initial CD provided - exception resolved | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2264 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2250 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.56% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 49.56% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2260 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.63% is less than Guideline CLTV of 80% Calculated CLTV of 69.63% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.63% is less than Guideline LTV of 80% Calculated LTV of 69.63% is less than Guideline LTV of 80% A |
| OBX26J2048 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational Only | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2048 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2048 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | XX/XX/XXXX | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26J2238 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of taxes on "XXX" property. Additional conditions may apply. | XX/XX/XXXX XXX: Please see the attached document supporting the tax amount for the property XXX. | XX/XX/XXXX | Lender provided the tax documentation for the property XXX. Condition cleared. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.71% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.71% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26J2238 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | XX/XX/XXXX | Resolved | FCRE3606 | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | XX/XX/XXXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 59.71% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 59.71% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 3** 

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| OBX26J2002 |  |  | $XXXXXX C A |
| OBX26J2006 |  |  | $XXXXXX C A |
| OBX26J2004 |  |  | $XXXXXX C A |
| OBX26J2003 |  |  | $XXXXXX C A |
| OBX26J2005 |  |  | $XXXXXX C A |
| OBX26J2010 |  |  | $XXXXXX C A |
| OBX26J2007 |  |  | $XXXXXX C B A |
| OBX26J2008 |  |  | $XXXXXX C A |
| OBX26J2017 |  |  | $XXXXXX C A |
| OBX26J2016 |  |  | $XXXXXX C A |
| OBX26J2018 |  |  | $XXXXXX D C A B |
| OBX26J2011 |  |  | $XXXXXX A C |
| OBX26J2019 |  |  | $XXXXXX B A |
| OBX26J2022 |  |  | $XXXXXX C A |
| OBX26J2012 |  |  | $XXXXXX A C |
| OBX26J2014 |  |  | $XXXXXX C B A |
| OBX26J2013 |  |  | $XXXXXX A B |
| OBX26J2020 |  |  | $XXXXXX D A |
| OBX26J2023 |  |  | $XXXXXX D C A |
| OBX26J2015 |  |  | $XXXXXX A |
| OBX26J2037 |  |  | $XXXXXX C A |
| OBX26J2021 |  |  | $XXXXXX D A |
| OBX26J2025 |  |  | $XXXXXX A |
| OBX26J2028 |  |  | $XXXXXX C B A |
| OBX26J2024 |  |  | $XXXXXX A |
| OBX26J2029 |  |  | $XXXXXX D A |
| OBX26J2030 |  |  | $XXXXXX D A |
| OBX26J2032 |  |  | $XXXXXX C A |
| OBX26J2107 |  |  | $XXXXXX D C A |
| OBX26J2049 |  |  | $XXXXXX C A |
| OBX26J2026 |  |  | $XXXXXX C D A B |
| OBX26J2067 |  |  | $XXXXXX C A |
| OBX26J2009 |  |  | $XXXXXX C B A |
| OBX26J2068 |  |  | $XXXXXX C A |
| OBX26J2040 |  |  | $XXXXXX C A |
| OBX26J2033 |  |  | $XXXXXX C B A |
| OBX26J2034 |  |  | $XXXXXX C A |
| OBX26J2039 |  |  | $XXXXXX C B A |
| OBX26J2043 |  |  | $XXXXXX C B A |
| OBX26J2045 |  |  | $XXXXXX C A |
| OBX26J2052 |  |  | $XXXXXX C A |
| OBX26J2031 |  |  | $XXXXXX C A |
| OBX26J2063 |  |  | $XXXXXX C A |
| OBX26J2046 |  |  | $XXXXXX C A |
| OBX26J2080 |  |  | $XXXXXX C A |
| OBX26J2027 |  |  | $XXXXXX C A |
| OBX26J2060 |  |  | $XXXXXX C A |
| OBX26J2073 |  |  | $XXXXXX A |
| OBX26J2044 |  |  | $XXXXXX D A |
| OBX26J2062 |  |  | $XXXXXX D A |
| OBX26J2077 |  |  | $XXXXXX C A B |
| OBX26J2064 |  |  | $XXXXXX D B C A |
| OBX26J2038 |  |  | $XXXXXX A B |
| OBX26J2061 |  |  | $XXXXXX C A |
| OBX26J2079 |  |  | $XXXXXX A |
| OBX26J2055 |  |  | $XXXXXX C A |
| OBX26J2035 |  |  | $XXXXXX C A |
| OBX26J2042 |  |  | $XXXXXX C B A |
| OBX26J2051 |  |  | $XXXXXX D B A |
| OBX26J2076 |  |  | $XXXXXX C A |
| OBX26J2065 |  |  | $XXXXXX C B A |
| OBX26J2078 |  |  | $XXXXXX D A |
| OBX26J2172 |  |  | $XXXXXX C A |
| OBX26J2070 |  |  | $XXXXXX C A |
| OBX26J2069 |  |  | $XXXXXX C A |
| OBX26J2075 |  |  | $XXXXXX C A |
| OBX26J2082 |  |  | $XXXXXX C A |
| OBX26J2053 |  |  | $XXXXXX C A |
| OBX26J2054 |  |  | $XXXXXX C A |
| OBX26J2088 |  |  | $XXXXXX D A |
| OBX26J2071 |  |  | $XXXXXX C B A |
| OBX26J2050 |  |  | $XXXXXX D A |
| OBX26J2059 |  |  | $XXXXXX D A |
| OBX26J2057 |  |  | $XXXXXX C A |
| OBX26J2047 |  |  | $XXXXXX C A |
| OBX26J2072 |  |  | $XXXXXX C A |
| OBX26J2092 |  |  | $XXXXXX C A |
| OBX26J2056 |  |  | $XXXXXX A |
| OBX26J2091 |  |  | $XXXXXX D A |
| OBX26J2074 |  |  | $XXXXXX C A |
| OBX26J2081 |  |  | $XXXXXX C A |
| OBX26J2085 |  |  | $XXXXXX C A |
| OBX26J2058 |  |  | $XXXXXX C A |
| OBX26J2096 |  |  | $XXXXXX C A |
| OBX26J2090 |  |  | $XXXXXX C A |
| OBX26J2108 |  |  | $XXXXXX C A |
| OBX26J2125 |  |  | $XXXXXX C A |
| OBX26J2117 |  |  | $XXXXXX D A |
| OBX26J2106 |  |  | $XXXXXX C A |
| OBX26J2066 |  |  | $XXXXXX C A |
| OBX26J2146 |  |  | $XXXXXX C A |
| OBX26J2104 |  |  | $XXXXXX C A |
| OBX26J2113 |  |  | $XXXXXX C A |
| OBX26J2114 |  |  | $XXXXXX C B A |
| OBX26J2141 |  |  | $XXXXXX D A |
| OBX26J2086 |  |  | $XXXXXX C A |
| OBX26J2129 |  |  | $XXXXXX C A |
| OBX26J2142 |  |  | $XXXXXX C A |
| OBX26J2041 |  |  | $XXXXXX C A |
| OBX26J2138 |  |  | $XXXXXX C A |
| OBX26J2099 |  |  | $XXXXXX D A |
| OBX26J2112 |  |  | $XXXXXX C A |
| OBX26J2103 |  |  | $XXXXXX D A |
| OBX26J2036 |  |  | $XXXXXX C A |
| OBX26J2109 |  |  | $XXXXXX C A |
| OBX26J2126 |  |  | $XXXXXX D A |
| OBX26J2133 |  |  | $XXXXXX C A |
| OBX26J2118 |  |  | $XXXXXX D A |
| OBX26J2083 |  |  | $XXXXXX C A |
| OBX26J2095 |  |  | $XXXXXX C A |
| OBX26J2087 |  |  | $XXXXXX C A |
| OBX26J2140 |  |  | $XXXXXX C A |
| OBX26J2158 |  |  | $XXXXXX D A |
| OBX26J2147 |  |  | $XXXXXX D B A |
| OBX26J2115 |  |  | $XXXXXX C A |
| OBX26J2187 |  |  | $XXXXXX C A |
| OBX26J2105 |  |  | $XXXXXX C A |
| OBX26J2154 |  |  | $XXXXXX C A |
| OBX26J2084 |  |  | $XXXXXX C A |
| OBX26J2093 |  |  | $XXXXXX A |
| OBX26J2111 |  |  | $XXXXXX C A |
| OBX26J2122 |  |  | $XXXXXX C A |
| OBX26J2152 |  |  | $XXXXXX C A |
| OBX26J2131 |  |  | $XXXXXX C A |
| OBX26J2159 |  |  | $XXXXXX C A |
| OBX26J2123 |  |  | $XXXXXX D A |
| OBX26J2124 |  |  | $XXXXXX C A |
| OBX26J2145 |  |  | $XXXXXX D A |
| OBX26J2153 |  |  | $XXXXXX C A |
| OBX26J2167 |  |  | $XXXXXX D A |
| OBX26J2094 |  |  | $XXXXXX C A |
| OBX26J2101 |  |  | $XXXXXX C A B |
| OBX26J2089 |  |  | $XXXXXX C A |
| OBX26J2244 |  |  | $XXXXXX C A B |
| OBX26J2127 |  |  | $XXXXXX C A |
| OBX26J2128 |  |  | $XXXXXX C A |
| OBX26J2097 |  |  | $XXXXXX D A |
| OBX26J2165 |  |  | $XXXXXX C A |
| OBX26J2116 |  |  | $XXXXXX C A |
| OBX26J2143 |  |  | $XXXXXX C A |
| OBX26J2157 |  |  | $XXXXXX C A |
| OBX26J2160 |  |  | $XXXXXX C A |
| OBX26J2161 |  |  | $XXXXXX C A |
| OBX26J2164 |  |  | $XXXXXX C A |
| OBX26J2173 |  |  | $XXXXXX C A |
| OBX26J2166 |  |  | $XXXXXX C A |
| OBX26J2179 |  |  | $XXXXXX C A |
| OBX26J2135 |  |  | $XXXXXX C A |
| OBX26J2163 |  |  | $XXXXXX C A |
| OBX26J2183 |  |  | $XXXXXX C A |
| OBX26J2168 |  |  | $XXXXXX C A |
| OBX26J2175 |  |  | $XXXXXX C A |
| OBX26J2121 |  |  | $XXXXXX C A |
| OBX26J2193 |  |  | $XXXXXX C A |
| OBX26J2180 |  |  | $XXXXXX C A |
| OBX26J2191 |  |  | $XXXXXX A |
| OBX26J2156 |  |  | $XXXXXX C A |
| OBX26J2148 |  |  | $XXXXXX C A |
| OBX26J2102 |  |  | $XXXXXX C A |
| OBX26J2119 |  |  | $XXXXXX C A |
| OBX26J2139 |  |  | $XXXXXX C A |
| OBX26J2182 |  |  | $XXXXXX C A |
| OBX26J2120 |  |  | $XXXXXX C A |
| OBX26J2144 |  |  | $XXXXXX C A |
| OBX26J2162 |  |  | $XXXXXX C A |
| OBX26J2176 |  |  | $XXXXXX C A |
| OBX26J2243 |  |  | $XXXXXX C A |
| OBX26J2221 |  |  | $XXXXXX C A |
| OBX26J2100 |  |  | $XXXXXX D A |
| OBX26J2206 |  |  | $XXXXXX D A |
| OBX26J2132 |  |  | $XXXXXX C A |
| OBX26J2231 |  |  | $XXXXXX D A |
| OBX26J2198 |  |  | $XXXXXX C A |
| OBX26J2170 |  |  | $XXXXXX C A |
| OBX26J2199 |  |  | $XXXXXX C A |
| OBX26J2149 |  |  | $XXXXXX C A |
| OBX26J2178 |  |  | $XXXXXX C A |
| OBX26J2220 |  |  | $XXXXXX D A |
| OBX26J2201 |  |  | $XXXXXX D A |
| OBX26J2184 |  |  | $XXXXXX C A |
| OBX26J2230 |  |  | $XXXXXX D A |
| OBX26J2186 |  |  | $XXXXXX C A |
| OBX26J2177 |  |  | $XXXXXX C A |
| OBX26J2223 |  |  | $XXXXXX C A |
| OBX26J2169 |  |  | $XXXXXX C A |
| OBX26J2150 |  |  | $XXXXXX C A |
| OBX26J2255 |  |  | $XXXXXX D A |
| OBX26J2181 |  |  | $XXXXXX C A |
| OBX26J2134 |  |  | $XXXXXX C A |
| OBX26J2136 |  |  | $XXXXXX C A |
| OBX26J2137 |  |  | $XXXXXX C A |
| OBX26J2217 |  |  | $XXXXXX C A |
| OBX26J2192 |  |  | $XXXXXX C A |
| OBX26J2254 |  |  | $XXXXXX C A |
| OBX26J2098 |  |  | $XXXXXX C A |
| OBX26J2204 |  |  | $XXXXXX C B A |
| OBX26J2174 |  |  | $XXXXXX C A |
| OBX26J2189 |  |  | $XXXXXX C B A |
| OBX26J2155 |  |  | $XXXXXX C A |
| OBX26J2209 |  |  | $XXXXXX C A |
| OBX26J2224 |  |  | $XXXXXX D A |
| OBX26J2212 |  |  | $XXXXXX C A |
| OBX26J2130 |  |  | $XXXXXX C A |
| OBX26J2185 |  |  | $XXXXXX C A |
| OBX26J2237 |  |  | $XXXXXX C A |
| OBX26J2215 |  |  | $XXXXXX C A |
| OBX26J2151 |  |  | $XXXXXX C A |
| OBX26J2188 |  |  | $XXXXXX C B A |
| OBX26J2196 |  |  | $XXXXXX D A |
| OBX26J2218 |  |  | $XXXXXX C A |
| OBX26J2271 |  |  | $XXXXXX C A |
| OBX26J2208 |  |  | $XXXXXX C A |
| OBX26J2234 |  |  | $XXXXXX C A |
| OBX26J2251 |  |  | $XXXXXX C A |
| OBX26J2253 |  |  | $XXXXXX C A |
| OBX26J2216 |  |  | $XXXXXX C A |
| OBX26J2239 |  |  | $XXXXXX C A |
| OBX26J2257 |  |  | $XXXXXX D A |
| OBX26J2229 |  |  | $XXXXXX D C A |
| OBX26J2256 |  |  | $XXXXXX C A |
| OBX26J2274 |  |  | $XXXXXX D A |
| OBX26J2200 |  |  | $XXXXXX C B A |
| OBX26J2258 |  |  | $XXXXXX C A |
| OBX26J2211 |  |  | $XXXXXX C A |
| OBX26J2110 |  |  | $XXXXXX C B A |
| OBX26J2247 |  |  | $XXXXXX C A |
| OBX26J2266 |  |  | $XXXXXX C A |
| OBX26J2207 |  |  | $XXXXXX C A |
| OBX26J2210 |  |  | $XXXXXX C A |
| OBX26J2190 |  |  | $XXXXXX C A |
| OBX26J2195 |  |  | $XXXXXX C B A |
| OBX26J2203 |  |  | $XXXXXX C A |
| OBX26J2171 |  |  | $XXXXXX C A |
| OBX26J2275 |  |  | $XXXXXX C A |
| OBX26J2232 |  |  | $XXXXXX C A |
| OBX26J2235 |  |  | $XXXXXX C A |
| OBX26J2267 |  |  | $XXXXXX C A |
| OBX26J2241 |  |  | $XXXXXX C A |
| OBX26J2246 |  |  | $XXXXXX C A |
| OBX26J2225 |  |  | $XXXXXX C A |
| OBX26J2233 |  |  | $XXXXXX C A |
| OBX26J2202 |  |  | $XXXXXX C A B |
| OBX26J2236 |  |  | $XXXXXX C A B |
| OBX26J2226 |  |  | $XXXXXX C A |
| OBX26J2262 |  |  | $XXXXXX C A |
| OBX26J2227 |  |  | $XXXXXX C A |
| OBX26J2205 |  |  | $XXXXXX C A |
| OBX26J2249 |  |  | $XXXXXX C A |
| OBX26J2272 |  |  | $XXXXXX C A |
| OBX26J2219 |  |  | $XXXXXX C B A |
| OBX26J2252 |  |  | $XXXXXX C A |
| OBX26J2268 |  |  | $XXXXXX C A |
| OBX26J2269 |  |  | $XXXXXX C A |
| OBX26J2197 |  |  | $XXXXXX C A |
| OBX26J2263 |  |  | $XXXXXX C A |
| OBX26J2248 |  |  | $XXXXXX C A |
| OBX26J2213 |  |  | $XXXXXX C A |
| OBX26J2222 |  |  | $XXXXXX C A |
| OBX26J2259 |  |  | $XXXXXX C A |
| OBX26J2194 |  |  | $XXXXXX C A |
| OBX26J2265 |  |  | $XXXXXX C B A |
| OBX26J2228 |  |  | $XXXXXX C A |
| OBX26J2240 |  |  | $XXXXXX C A |
| OBX26J2242 |  |  | $XXXXXX C A |
| OBX26J2245 |  |  | $XXXXXX C A |
| OBX26J2214 |  |  | $XXXXXX C A |
| OBX26J2273 |  |  | $XXXXXX C A |
| OBX26J2261 |  |  | $XXXXXX C A |
| OBX26J2264 |  |  | $XXXXXX C A |
| OBX26J2250 |  |  | $XXXXXX C A |
| OBX26J2260 |  |  | $XXXXXX C A |
| OBX26J2270 |  |  | $XXXXXX C A |
| OBX26J2048 | XXXXX |  | $XXXXXX A |
| OBX26J2238 |  |  | $XXXXXX D A |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 4**

---

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| OBX26J2002 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26J2006 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX26J2004 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.81 | 64.81 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26J2003 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 76.6 | 76.6 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| OBX26J2005 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| OBX26J2010 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX26J2007 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.0968 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0968 | XXX | Low Risk | XX/XX/XXXX | $XXX | 0.00% | XX/XX/XXXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX26J2008 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.35 | 65.35 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26J2017 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX26J2016 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.13 | 77.13 |  |  |  |  | $XXX | $XXX | -.0218 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0218 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 3 |  |
| OBX26J2018 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.3 | 79.3 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | NA | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX26J2011 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 51.65 | 51.65 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| OBX26J2019 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.17 | 64.17 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26J2022 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 45.71 | 45.71 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26J2012 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| OBX26J2014 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26J2013 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| OBX26J2020 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.93 | 61.93 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| OBX26J2023 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.94 | 68.94 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| OBX26J2015 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.97 | 74.97 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| OBX26J2037 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.22 | 79.22 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| OBX26J2021 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1.2 |  |
| OBX26J2025 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX26J2028 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.53 | 72.53 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| OBX26J2024 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26J2029 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.42 | 68.42 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX26J2030 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX26J2032 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.71 | 79.71 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26J2107 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.33 | 73.33 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 2.3 |  |
| OBX26J2049 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX26J2026 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.64 | 77.64 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 1.4 |  |
| OBX26J2067 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.42 | 62.42 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 2.4 |  |
| OBX26J2009 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.13 | 73.13 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.8 |  |
| OBX26J2068 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 1 |  |
| OBX26J2040 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.88 | 77.88 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 5 |  |
| OBX26J2033 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.82 | 63.82 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 3.7 |  |
| OBX26J2034 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.58 | 70.58 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 2.6 |  |
| OBX26J2039 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.37 | 73.37 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX26J2043 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.48 | 73.48 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 3.6 |  |
| OBX26J2045 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.13 | 68.13 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 3 |  |
| OBX26J2052 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2.7 |  |
| OBX26J2031 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.04 | 63.04 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 3.7 |  |
| OBX26J2063 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 2.7 |  |
| OBX26J2046 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.15 | 68.15 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX26J2080 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.9 | 79.9 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 2 |  |
| OBX26J2027 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 58.24 | 58.24 | $XXX | $XXX | -.0706 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0706 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1.7 |  |
| OBX26J2060 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 2.1 |  |
| OBX26J2073 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.8 |  |
| OBX26J2044 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 2.4 |  |
| OBX26J2062 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.06 | 61.06 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 3.5 |  |
| OBX26J2077 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 40.76 | 40.76 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 3.7 |  |
| OBX26J2064 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | 1.4 |  |
| OBX26J2038 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.41 | 72.41 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26J2061 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 2.5 |  |
| OBX26J2079 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| OBX26J2055 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.73 | 63.73 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 2.4 |  |
| OBX26J2035 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.45 | 65.45 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 1 |  |
| OBX26J2042 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26J2051 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.7 | 69.7 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26J2076 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.13 | 78.13 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1.6 |  |
| OBX26J2065 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.18 | 75.18 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Unavailable |  |  |
| OBX26J2078 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 3.7 |  |
| OBX26J2172 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.91 | 70.91 | $XXX | $XXX | -.0260 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0260 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 4.1 |  |
| OBX26J2070 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.94 | 73.94 | $XXX | $XXX | -.0313 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0312 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX26J2069 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  | $XXX | $XXX | .0678 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2 |  |
| OBX26J2075 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.0 | 60.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 2.4 |  |
| OBX26J2082 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.81 | 73.81 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 2.1 |  |
| OBX26J2053 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.46 | 62.46 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1.1 |  |
| OBX26J2054 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 3.5 |  |
| OBX26J2088 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1.8 |  |
| OBX26J2071 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 55.61 | 55.61 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX26J2050 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.48 | 73.48 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  | $XXX | $XXX | .3115 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 3 |  |
| OBX26J2059 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.0 | 60.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1.5 |  |
| OBX26J2057 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 3.1 |  |
| OBX26J2047 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 56.3 | 56.3 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 4.4 |  |
| OBX26J2072 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 5 |  |
| OBX26J2092 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 2.2 |  |
| OBX26J2056 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.88 | 64.88 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 5 |  |
| OBX26J2091 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 3.7 |  |
| OBX26J2074 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 2.1 |  |
| OBX26J2081 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 1.9 |  |
| OBX26J2085 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.64 | 63.64 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX26J2058 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1 |  |
| OBX26J2096 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.78 | 72.78 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX26J2090 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 4.7 |  |
| OBX26J2108 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 4 |  |
| OBX26J2125 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 4.4 |  |
| OBX26J2117 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.9 | 63.9 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 2.9 |  |
| OBX26J2106 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 |  |
| OBX26J2066 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | -.0260 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0260 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 4.2 |  |
| OBX26J2146 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 2.6 |  |
| OBX26J2104 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 1 |  |
| OBX26J2113 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.82 | 67.82 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 2 |  |
| OBX26J2114 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.67 | 66.67 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 2.7 |  |
| OBX26J2141 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 2.6 |  |
| OBX26J2086 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.03 | 73.03 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 2.1 |  |
| OBX26J2129 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.37 | 74.37 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 3.6 |  |
| OBX26J2142 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX26J2041 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.1 | 41.1 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1.3 |  |
| OBX26J2138 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.49 | 72.49 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1.3 |  |
| OBX26J2099 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 4.6 |  |
| OBX26J2112 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 53.26 | 53.26 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1.5 |  |
| OBX26J2103 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.79 | 64.79 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Not Eligible | 2.1 |  |
| OBX26J2036 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 4.5 |  |
| OBX26J2109 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.68 | 74.68 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1.5 |  |
| OBX26J2126 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | -.0421 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0421 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 0.24 |  |
| OBX26J2133 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.0 | 74.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 2.6 |  |
| OBX26J2118 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 4.6 |  |
| OBX26J2083 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 50.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 4.3 |  |
| OBX26J2095 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.22 | 66.22 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 4.1 |  |
| OBX26J2087 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1.5 |  |
| OBX26J2140 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.7 | 66.7 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 315 |  | Eligible | 1.6 |  |
| OBX26J2158 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1.1 |  |
| OBX26J2147 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 76.5 | 76.5 | $XXX | $XXX | -.0769 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0769 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 2.8 |  |
| OBX26J2115 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.84 | 72.84 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 4.6 |  |
| OBX26J2187 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.17 | 74.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2 |  |
| OBX26J2105 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2.4 |  |
| OBX26J2154 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 76.08 | 76.08 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1.6 |  |
| OBX26J2084 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.51 | 77.51 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX26J2093 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 58.82 | 69.05 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| OBX26J2111 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.61 | 60.61 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1 |  |
| OBX26J2122 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  |
| OBX26J2152 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.01 | 64.01 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1.5 |  |
| OBX26J2131 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 43.65 | 43.65 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 3.3 |  |
| OBX26J2159 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 57.14 | 57.14 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 3.3 |  |
| OBX26J2123 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.94 | 63.94 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 2.8 |  |
| OBX26J2124 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  | $XXX | $XXX | .0068 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 4.5 |  |
| OBX26J2145 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 1.9 |  |
| OBX26J2153 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.0 | 60.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX26J2167 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.67 | 67.67 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  | Eligible |  |  |
| OBX26J2094 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 5 |  |
| OBX26J2101 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  | $XXX | $XXX | .0073 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 2.6 |  |
| OBX26J2089 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.67 | 41.67 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 3.3 |  |
| OBX26J2244 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.39 | 71.39 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 4.1 |  |
| OBX26J2127 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 59.25 | 59.25 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX26J2128 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  | $XXX | $XXX | .0024 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1.2 |  |
| OBX26J2097 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 58.81 | 58.81 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 3.7 |  |
| OBX26J2165 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX26J2116 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1 |  |
| OBX26J2143 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 59.01 | 59.01 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.2830 | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 1.3 |  |
| OBX26J2157 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 58.92 | 58.92 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2.7 |  |
| OBX26J2160 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 3 |  |
| OBX26J2161 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Eligible | 4 |  |
| OBX26J2164 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 4 |  |
| OBX26J2173 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  |
| OBX26J2166 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 1.3 |  |
| OBX26J2179 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 2.6 |  |
| OBX26J2135 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 56.79 | 56.79 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |  |
| OBX26J2163 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.07 | 65.07 | $XXX | $XXX | -.0007 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0007 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 1.7 |  |
| OBX26J2183 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 2.1 |  |
| OBX26J2168 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| OBX26J2175 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.48 | 67.48 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 3.6 |  |
| OBX26J2121 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 48.98 | 48.98 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1.6 |  |
| OBX26J2193 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 3.2 |  |
| OBX26J2180 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.95 | 77.95 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1.4 |  |
| OBX26J2191 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.83 | 74.83 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| OBX26J2156 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  | $XXX | $XXX | .0014 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1.3 |  |
| OBX26J2148 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.6 | 68.6 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1.1 |  |
| OBX26J2102 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.2 | 60.2 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 2.6 |  |
| OBX26J2119 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 79.44 | 79.44 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX26J2139 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.96 | 36.96 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 1.6 |  |
| OBX26J2182 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 47.62 | 47.62 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 515 |  |
| OBX26J2120 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1.2 |  |
| OBX26J2144 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 50.0 | 50.0 | $XXX | $XXX | -.0576 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0576 | XXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX26J2162 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.47 | 41.47 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 3.9 |  |
| OBX26J2176 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.54 | 72.54 | $XXX | $XXX | -.0518 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0518 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 3.5 |  |
| OBX26J2243 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.29 | 68.29 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX26J2221 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | -.0289 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0289 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 2.4 |  |
| OBX26J2100 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2 |  |
| OBX26J2206 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 1 |  |
| OBX26J2132 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.94 | 77.94 | $XXX | $XXX | -.0237 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0237 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 2.1 |  |
| OBX26J2231 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 36.9 | 36.9 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2.8 |  |
| OBX26J2198 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 3.6 |  |
| OBX26J2170 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 1.9 |  |
| OBX26J2199 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 2.7 |  |
| OBX26J2149 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 2.5 |  |
| OBX26J2178 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 2.9 |  |
| OBX26J2220 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 1.9 |  |
| OBX26J2201 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 3.2 |  |
| OBX26J2184 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |  |
| OBX26J2230 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.94 | 74.94 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1.7 |  |
| OBX26J2186 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1.3 |  |
| OBX26J2177 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.49 | 62.49 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 2.6 |  |
| OBX26J2223 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 1.9 |  |
| OBX26J2169 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.05 | 69.05 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 2.5 |  |
| OBX26J2150 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1.8 |  |
| OBX26J2255 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.2 | 77.2 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1.3 |  |
| OBX26J2181 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 531 |  | Not Eligible | 3.8 |  |
| OBX26J2134 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.18 | 73.18 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX26J2136 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1 |  |
| OBX26J2137 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 3.7 |  |
| OBX26J2217 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.51 | 68.51 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1 |  |
| OBX26J2192 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 1 |  |
| OBX26J2254 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1.7 |  |
| OBX26J2098 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible |  |  |
| OBX26J2204 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.54 | 77.54 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 2.5 |  |
| OBX26J2174 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 3.9 |  |
| OBX26J2189 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.68 | 73.68 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 3.5 |  |
| OBX26J2155 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.29 | 74.29 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 1.1 |  |
| OBX26J2209 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1.4 |  |
| OBX26J2224 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Not Recommended | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 5 |  |
| OBX26J2212 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.9 | 74.9 | $XXX | $XXX | -.0725 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0725 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1 |  |
| OBX26J2130 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.0 | 60.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX26J2185 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 5 |  |
| OBX26J2237 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.73 | 68.73 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1.1 |  |
| OBX26J2215 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.5 | 62.5 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 1 |  |
| OBX26J2151 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.35 | 74.35 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0381 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 3 |  |
| OBX26J2188 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 3.3 |  |
| OBX26J2196 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.6 | 75.6 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1 |  |
| OBX26J2218 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 43.98 | 43.98 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1.6 |  |
| OBX26J2271 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX26J2208 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.07 | 74.07 | $XXX | $XXX | -.0444 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0444 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1.1 |  |
| OBX26J2234 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 2.8 |  |
| OBX26J2251 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 1.8 |  |
| OBX26J2253 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 3 |  |
| OBX26J2216 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.12 | 63.12 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 1 |  |
| OBX26J2239 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.19 | 71.19 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 2.3 |  |
| OBX26J2257 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible |  |  |
| OBX26J2229 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX26J2256 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 2.7 |  |
| OBX26J2274 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 2.8 |  |
| OBX26J2200 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 2.9 |  |
| OBX26J2258 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 3.2 |  |
| OBX26J2211 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 49.6 | 49.6 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 3 |  |
| OBX26J2110 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 47.37 | 47.37 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Eligible | 4.1 |  |
| OBX26J2247 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.45 | 63.45 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1.4 |  |
| OBX26J2266 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.35 | 60.35 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1 |  |
| OBX26J2207 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.0 | 60.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |
| OBX26J2210 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 76.61 | 76.61 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX26J2190 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX26J2195 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 29.72 | 29.72 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 4.7 |  |
| OBX26J2203 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1.4 |  |
| OBX26J2171 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.53 | 72.53 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 3 |  |
| OBX26J2275 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 3.3 |  |
| OBX26J2232 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.67 | 66.67 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 1 |  |
| OBX26J2235 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 3 |  |
| OBX26J2267 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 3.1 |  |
| OBX26J2241 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 5 |  |
| OBX26J2246 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.01 | 78.01 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 2.6 |  |
| OBX26J2225 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.07 | 74.07 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 4.5 |  |
| OBX26J2233 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1 |  |
| OBX26J2202 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | Desk Review | $XXX | 64.99 | 64.99 | $XXX | $XXX | .1429 | 1004 URAR |  |  |  |  | $XXX | $XXX | .1429 | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | .0360 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26J2236 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 45.64 | 45.64 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 4.1 |  |
| OBX26J2226 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1.1 |  |
| OBX26J2262 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.0 | 60.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26J2227 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.57 | 78.57 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX26J2205 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 3.1 |  |
| OBX26J2249 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1.3 |  |
| OBX26J2272 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.42 | 77.42 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 3.7 |  |
| OBX26J2219 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 56.49 | 56.49 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 1.2 |  |
| OBX26J2252 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 59.31 | 59.31 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1.7 |  |
| OBX26J2268 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 48.89 | 48.89 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 1 |  |
| OBX26J2269 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 43.34 | 43.34 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 1.9 |  |
| OBX26J2197 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | -.0566 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0566 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .000 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 2.6 |  |
| OBX26J2263 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1.7 |  |
| OBX26J2248 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1.1 |  |
| OBX26J2213 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1.4 |  |
| OBX26J2222 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 57.14 | 57.14 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0095 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2.8 |  |
| OBX26J2259 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 52.63 | 52.63 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 3 |  |
| OBX26J2194 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 76.36 | 76.36 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX26J2265 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 5 |  |
| OBX26J2228 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.97 | 66.97 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 3.7 |  |
| OBX26J2240 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 1.5 |  |
| OBX26J2242 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.8 | 63.8 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 3.6 |  |
| OBX26J2245 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1 |  |
| OBX26J2214 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Eligible | 1.8 |  |
| OBX26J2273 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX26J2261 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.78 | 74.78 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1.3 |  |
| OBX26J2264 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.0761 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0761 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX26J2250 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 49.56 | 49.56 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1.9 |  |
| OBX26J2260 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.58 | 74.58 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 2.8 |  |
| OBX26J2270 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.63 | 69.63 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 1 |  |
| OBX26J2048 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26J2238 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 59.71 | 59.71 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | Low Rislk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 4.4 |  |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan Number** | **Seller Loan ID** | **ULI** | **Settlement Date** | **QM Type** | **Guideline Name** | **UW Guideline Author** | **UW Guideline Version Date** | **UW Guideline Matrix Name** | **UW Guideline Matrix Date** | **QM Regulation Failures** | **Bedroom Count** | **Approval Status** | **Correspondent Name** | **Pool** | **Application Date** | **Note Date** | **Maturity Date** | **Loan Status** | **Loan Type** | **Product Type** | **TRID** | **ARM Hybrid Period** | **Number of Borrowers** | **Borrower 1 First Name** | **Borrower 1 Middle Name** | **Borrower 1 Last Name** | **Borrower 2 First Name** | **Borrower 2 Middle Name** | **Borrower 2 Last Name** | **Borrower 3 First Name** | **Borrower 3 Middle Name** | **Borrower 3 Last Name** | **Borrower 4 First Name** | **Borrower 4 Middle Name** | **Borrower 4 Last Name** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower 1 Job** | **Job Yrs Borrower 1** | **Borrower 2 Job** | **Job Yrs Borrower 2** | **Borrower 3 Job** | **Job Yrs Borrower 3** | **Borrower 4 Job** | **Job Yrs Borrower 4** | **Borrower 1 Occupation** | **Borrower 1 Years In Field** | **Borrower 2 Occupation** | **Borrower 2 Years In Field** | **Borrower 3 Occupation** | **Borrower 3 Years In Field** | **Borrower 4 Occupation** | **Borrower 4 Years In Field** | **Borrower 3 Income Verification Level** | **Borrower 4 Income Verification Level** | **Borrower 3 Employment Verification Level** | **Borrower 4 Employment Verification level** | **Borrower 1 First Time Buyer** | **Borrower 2 First Time Buyer** | **Borrower 3 First Time Buyer** | **Borrower 4 First Time Buyer** | **Representative Decision FICO Score** | **Borrower 3 Original FICO Equifax** | **Borrower 3 Original FICO Experian** | **Borrower 3 Original FICO Transunion** | **Borrower 4 Original FICO Equifax** | **Borrower 4 Original FICO Experian** | **Borrower 4 Original FICO Transunion** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrower 3 Citizenship** | **Borrower 4 Citizenship** | **Documentation Type** | **Delayed Financing Flag** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Business & Personal Bank Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Months of Profit and Loss Statements** | **CPA Letter Flag** | **Expense letter Flag** | **Number of Months CPA Verified Income** | **WVOE Flag** | **Number of Months WVOE** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **1- year Tax Return Flag** | **Years of Tax Transcripts** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Front HTI Ratio** | **Back DTI Ratio** | **Borrower 3 Asset Verification Level** | **Borrower 4 Asset Verification Level** | **Liquid Assets** | **Total Assets** | **Reserves** | **Property Street Address** | **City** | **State** | **County** | **Zip** | **MI Company Name** | **Mortgage Insurance** | **MI Coverage Amount** | **MI Certificate Number** | **Flood Insurance Provided** | **Flood Policy Amount** | **Flood Expiration Date** | **Name of Flood Insurer** | **Flood Policy Number** | **Monthly Flood Payment** | **Flood Coverage Amount** | **Flood Policy Active** | **Flood Coverage Adeq** | **Flood Map Panel** | **Flood Mapped Date** | **Flood Certificate Number** | **Flood Certificate Date** | **Flood Vendor Name** | **Flood Zone** | **Flood Community** | **Flood Contract Type** | **Flood Program Type** | **Hazard Policy Amount** | **Hazard Expiration Date** | **Hazard Insurer Name** | **Hazard Policy Number** | **Hazard Coverage Amount** | **Hazard Coverage Active** | **Hazard Coverage Adeq** | **Times 30 Days DQ on Prior Mortgage** | **Times 60 Days DQ on Prior Mortgage** | **Times 90 Days DQ on Prior Mortgage** | **Prior Bankruptcy Flag** | **Bankruptcy Filing Date** | **Prior Bankruptcy Chapter** | **Prior bankruptcy Discharge Date** | **Ever In Foreclosure** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Origination Lender** | **Late Charge Type** | **Late Charges Percent** | **APR** | **Temporary Buydown Flag** | **T4506 Income Supported** | **Total Subject Housing Fully Indexed** | **Qualifying Fully Indexed P&I** | **Total Subject Housing** | **Original P&I** | **PITI** | **T&I** | **HOA** | **Primary Housing Payment** | **Second Mortgage Payment** | **Months Reserves** | **Other Liens Payment** | **Silent Second Lien Flag** | **Second Lien Amount** | **Lease in Place 1007/Lease in file** | **Market Rents** | **Subject Rental Income** | **Approved DSCR** | **Investment/No Ratio DSCR** | **LLC Flag** | **LLC Name** | **Short Term Rental** | **Declining Market** | **Guarantor** | **Units** | **Borrower SSN** | **Co Borrower SSN** | **Tax Payment** | **Residual Income** | **Times 30 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 60 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 90 Days DQ on 12 Prior Months of Current Mortgage History** | **Condo Project Classification** | **Default Note Rate Provision** | **MERS Number** |
| OBX26J2002 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 750 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 12 | 2 | 2 | No | 0 | 0 | 0 | 2 | 23.53 | 49.59 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.120 | No |  | $XXX | $XXX | $XXX | $XXX | 11378.04 | 1797.68 | $XXX | $XXX |  | 64.35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2006 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 7 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 18.03 | 30.28 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.044 | No |  | $XXX | $XXX | $XXX | $XXX | 13259.76 | 3689.17 |  | $XXX |  | 11.37 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2004 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 775 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 28.86 | 30.06 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.466 | No |  | $XXX | $XXX | $XXX | $XXX | 9435.21 | 1449.68 |  | $XXX |  | 7.72 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2003 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | Yes | No | 0 | No |  | 0 | 0 | No | 2 | 2 | 0 | 2 | 37.38 | 37.77 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.510 | No |  | $XXX | $XXX | $XXX | $XXX | 12768.00 | 1365.40 |  | $XXX |  | 16.53 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2005 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 139 | 2 | 0 | No | 0 | 0 | 0 | 2 | 12.76 | 44.95 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 |  |  |  | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.380 | No |  | $XXX | $XXX | $XXX | $XXX | 8712.86 | 1024.09 | $XXX | $XXX |  | 12.14 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2010 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 752 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 40.40 | 42.10 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.652 | No |  | $XXX | $XXX | $XXX | $XXX | 7273.48 | 565.66 | $XXX | $XXX |  | 96 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2007 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 727 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 11 | No | No | 0 | Yes | 36 | 2 | 0 | No | 0 | 0 | 2 | 2 | 36.88 | 42.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.931 | No |  | $XXX | $XXX | $XXX | $XXX | 8357.07 | 1573.04 |  | $XXX |  | 31.53 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2008 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 772 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 3 | 28.63 | 48.91 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.353 | No |  | $XXX | $XXX | $XXX | $XXX | 7156.30 | 517.02 | $XXX | $XXX |  | 32.26 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2017 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 756 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 0 | 26.23 | 45.34 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.582 | No |  | $XXX | $XXX | $XXX | $XXX | 7608.11 | 1691.96 | $XXX | $XXX |  | 10.95 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2016 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 801 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 48 | 0 | 0 | No | 0 | 0 | 0 | 2 | 39.50 | 49.80 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.130 | No |  | $XXX | $XXX | $XXX | $XXX | 9521.75 | 1882.61 |  | $XXX |  | 54.71 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2018 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 766 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 26.94 | 42.78 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.542 | No |  | $XXX | $XXX | $XXX | $XXX | 7140.96 | 1376.50 | $XXX | $XXX |  | 25.66 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2011 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 797 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 47.64 | 48.70 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 |  |  |  | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.479 | No |  | $XXX | $XXX | $XXX | $XXX | 7510.39 | 1065.81 | $XXX | $XXX |  | 57.96 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX |  |  |  |  | No | XXX |
| OBX26J2019 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 790 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | Yes | No | 270 | Yes | 222 | 2 | 2 | No | 2 | 2 | 2 | 3 | 47.10 | 48.77 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.554 | No |  | $XXX | $XXX | $XXX | $XXX | 10822.99 | 1834.98 |  | $XXX |  | 7.04 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2022 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 40.10 | 46.32 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 6.662 | No |  | $XXX | $XXX | $XXX | $XXX | 13466.64 | 660.42 | $XXX | $XXX |  | 12.09 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26J2012 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 62.49 |  | Borrower Prepared | 8 | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 2.48 | 11.51 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.403 | No |  | $XXX | $XXX | $XXX | $XXX | 8593.16 | 643.50 | $XXX | $XXX |  | 998.7 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26J2014 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 800 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 76 | 2 | 2 | No | 0 | 0 | 0 | 2 | 22.07 | 39.90 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.268 | No |  | $XXX | $XXX | $XXX | $XXX | 9393.99 | 1020.24 |  | $XXX |  | 40.57 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2013 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 1 | 1 | 2 | 3 | 29.39 | 36.35 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.812 | No |  | $XXX | $XXX | $XXX | $XXX | 11973.36 | 3898.17 |  | $XXX |  | 62.79 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2020 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 793 |  |  |  |  |  |  | Permanent Non-US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 3 | 24.47 | 49.98 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.854 | No |  | $XXX | $XXX | $XXX | $XXX | 13891.38 | 1717.32 |  | $XXX |  | 39.38 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2023 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 766 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 31 | 2 | 0 | No | 0 | 0 | 0 | 3 | 30.40 | 38.07 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.904 | No |  | $XXX | $XXX | $XXX | $XXX | 7944.93 | 1588.45 |  | $XXX |  | 54.11 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2015 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 770 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 77 | 2 | 0 | No | 0 | 0 | 0 | 3 | 6.85 | 26.79 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.382 | No |  | $XXX | $XXX | $XXX | $XXX | 8302.48 | 1987.97 | $XXX | $XXX |  | 21.31 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2037 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 723 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 252 | 2 | 0 | No | 0 | 0 | 0 | 2 | 41.12 | 49.99 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.949 | No |  | $XXX | $XXX | $XXX | $XXX | 9938.48 | 1358.31 |  | $XXX |  | 71.16 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2021 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 794 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 33.34 |  |  | Yes | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 2 | 3 | 40.17 | 46.60 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.392 | No |  | $XXX | $XXX | $XXX | $XXX | 7987.44 | 845.12 | $XXX | $XXX |  | 58.93 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2025 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Employed | Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | Yes | No |  |  | 756 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 118 | 0 | 2 | No | 0 | 0 | 0 | 3 | 27.20 | 48.65 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 6.438 | No |  | $XXX | $XXX | $XXX | $XXX | 11515.83 | 2594.49 |  | $XXX |  | 103.76 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2028 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 801 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 78 | 2 | 2 | No | 0 | 0 | 0 | 2 | 25.37 | 27.48 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.087 | No |  | $XXX | $XXX | $XXX | $XXX | 8144.86 | 1865.21 |  | $XXX |  | 57.13 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2024 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 786 |  |  |  |  |  |  | Permanent Non-US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 20.13 | 27.98 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.020 | No |  | $XXX | $XXX | $XXX | $XXX | 6641.36 | 1269.39 | $XXX | $XXX |  | 15.24 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2029 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 807 |  |  |  |  |  |  | US Citizen | Permanent Non-US Citizen |  |  | Full Doc | No | No | Yes | 1 | Personal | 100.00 |  |  |  |  |  |  |  | No | No | 0 | Yes | 246 | 2 | 2 | No | 0 | 0 | 0 | 3 | 46.49 | 48.73 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.932 | No |  | $XXX | $XXX | $XXX | $XXX | 10005.43 | 1465.36 |  | $XXX |  | 37.53 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2030 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 805 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 33.71 | 45.89 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.276 | No |  | $XXX | $XXX | $XXX | $XXX | 6069.10 | 681.57 | $XXX | $XXX |  | 32.81 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2032 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 785 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 5 | 2 | 0 | No | 2 | 2 | 0 | 3 | 22.68 | 29.31 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.267 | No |  | $XXX | $XXX | $XXX | $XXX | 11341.82 | 2752.57 |  | $XXX |  | 28.95 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2107 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 771 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 180 | 2 | 2 | No | 0 | 0 | 0 | 2 | 27.86 | 49.42 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.067 | No |  | $XXX | $XXX | $XXX | $XXX | 7773.65 | 1266.73 | $XXX | $XXX |  | 48.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2049 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 796 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 33.33 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 2 | 2 | 2 | 3 | 16.71 | 23.75 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.436 | No |  | $XXX | $XXX | $XXX | $XXX | 12394.51 | 1459.79 |  | $XXX |  | 67.45 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2026 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 809 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 170 | 0 | 0 | No | 0 | 0 | 0 | 3 | 30.39 | 49.05 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.327 | No |  | $XXX | $XXX | $XXX | $XXX | 9842.66 | 1739.82 |  | $XXX |  | 468.35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2067 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 775 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 74 | 0 | 0 | No | 0 | 0 | 0 | 3 | 23.40 | 30.52 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.882 | No |  | $XXX | $XXX | $XXX | $XXX | 9139.60 | 2123.96 |  | $XXX |  | 56.3 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2009 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 749 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 37.50 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 2 | 2 | 2 | 3 | 3.29 | 29.08 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.616 | No |  | $XXX | $XXX | $XXX | $XXX | 9500.13 | 1757.30 | $XXX | $XXX |  | 272.56 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2068 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 791 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 | 50.00 | Borrower Prepared | 12 | No | No | 0 | Yes | 42 | 0 | 2 | No | 3 | 3 | 1 | 3 | 23.41 | 31.10 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.952 | No |  | $XXX | $XXX | $XXX | $XXX | 7528.65 | 2204.81 |  | $XXX |  | 28.74 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2040 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 765 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 28.72 | 45.19 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.962 | No |  | $XXX | $XXX | $XXX | $XXX | 8470.92 | 489.23 |  | $XXX |  | 6.15 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2033 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 804 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 271 | 2 | 2 | No | 1 | 1 | 0 | 2 | 36.73 | 37.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.261 | No |  | $XXX | $XXX | $XXX | $XXX | 12439.00 | 1633.16 |  | $XXX |  | 39.9 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2034 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 792 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 38 | 0 | 0 | No | 0 | 0 | 0 | 3 | 40.12 | 44.85 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.272 | No |  | $XXX | $XXX | $XXX | $XXX | 7497.58 | 1743.70 |  | $XXX |  | 53.3 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2039 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 777 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 66 | 2 | 0 | No | 0 | 0 | 0 | 3 | 24.30 | 25.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.036 | No |  | $XXX | $XXX | $XXX | $XXX | 6127.08 | 788.45 |  | $XXX |  | 36.99 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2043 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 106 | 0 | 0 | No | 0 | 0 | 0 | 2 | 18.80 | 20.86 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 6.400 | No |  | $XXX | $XXX | $XXX | $XXX | 6796.18 | 1065.93 |  | $XXX |  | 58.67 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2045 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 795 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 184 | 0 | 0 | No | 0 | 0 | 0 | 3 | 26.32 | 36.82 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.272 | No |  | $XXX | $XXX | $XXX | $XXX | 6904.40 | 888.53 |  | $XXX |  | 50.79 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2052 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 813 |  |  |  |  |  |  | Permanent Non-US Citizen | Permanent Non-US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 78 | 2 | 2 | No | 3 | 3 | 0 | 3 | 30.77 | 39.04 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.762 | No |  | $XXX | $XXX | $XXX | $XXX | 14378.52 | 2780.01 |  | $XXX |  | 41.31 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2031 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 800 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 3 | 27.30 | 46.17 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.080 | No |  | $XXX | $XXX | $XXX | $XXX | 11470.17 | 2892.87 | $XXX | $XXX |  | 13.53 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2063 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 805 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 46.67 | 49.82 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.897 | No |  | $XXX | $XXX | $XXX | $XXX | 11689.97 | 2279.86 |  | $XXX |  | 160.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2046 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 801 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 3 | 21.35 | 22.93 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.040 | No |  | $XXX | $XXX | $XXX | $XXX | 6134.66 | 982.37 |  | $XXX |  | 86.53 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2080 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 2 | 2 | 16.75 | 37.18 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.909 | No |  | $XXX | $XXX | $XXX | $XXX | 8927.97 | 1413.57 |  | $XXX |  | 59.36 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2027 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 775 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 27.39 | 41.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.142 | No |  | $XXX | $XXX | $XXX | $XXX | 7419.54 | 1404.20 | $XXX | $XXX |  | 101.58 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2060 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX | XXX |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 770 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 18.32 | 46.63 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.400 | No |  | $XXX | $XXX | $XXX | $XXX | 7998.79 | 631.51 | $XXX | $XXX |  | 80.36 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2073 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 798 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 211 | 2 | 2 | No | 3 | 3 | 0 | 3 | 25.17 | 25.37 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.006 | No |  | $XXX | $XXX | $XXX | $XXX | 10045.66 | 3075.89 |  | $XXX |  | 33.49 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2044 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 3 | 29.62 | 49.35 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.996 | No |  | $XXX | $XXX | $XXX | $XXX | 13742.53 | 2656.86 | $XXX | $XXX |  | 38.5 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26J2062 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 785 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 124 | 2 | 0 | No | 2 | 2 | 0 | 3 | 16.38 | 36.46 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.269 | No |  | $XXX | $XXX | $XXX | $XXX | 8236.36 | 1167.93 | $XXX | $XXX |  | 226.19 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2077 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 782 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 14.15 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 1 | 1 | 1 | 3 | 33.92 | 40.58 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.142 | No |  | $XXX | $XXX | $XXX | $XXX | 10591.54 | 1477.38 |  | $XXX |  | 29.79 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2064 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 759 |  |  |  |  |  |  | Permanent Non-US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 2 | 3 | 40.91 | 41.44 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.194 | No |  | $XXX | $XXX | $XXX | $XXX | 7870.88 | 1779.41 | $XXX | $XXX |  | 12.2 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2038 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 798 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 32 | 2 | 0 | No | 0 | 0 | 0 | 3 | 30.56 | 32.70 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.427 | No |  | $XXX | $XXX | $XXX | $XXX | 6752.32 | 563.42 | $XXX | $XXX |  | 59.74 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2061 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 781 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 140 | 1 | 2 | No | 0 | 0 | 0 | 2 | 25.53 | 40.85 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.399 | No |  | $XXX | $XXX | $XXX | $XXX | 7006.57 | 1040.81 |  | $XXX |  | 12.56 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2079 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 760 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 12 | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 2 | 3 | 31.18 | 49.58 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.162 | No |  | $XXX | $XXX | $XXX | $XXX | 8488.83 | 1346.98 | $XXX | $XXX |  | 86.71 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2055 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 2 | No | 0 | 0 | 0 | 2 | 12.99 | 44.78 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 6.395 | No |  | $XXX | $XXX | $XXX | $XXX | 6996.73 | 1032.53 |  | $XXX |  | 16.66 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2035 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 765 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 20 | 0 | 0 | No | 0 | 0 | 0 | 3 | 17.91 | 19.62 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.294 | No |  | $XXX | $XXX | $XXX | $XXX | 9950.80 | 3181.01 |  | $XXX |  | 150.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2042 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 746 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 101 | 0 | 0 | No | 0 | 0 | 0 | 3 | 21.69 | 37.61 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 6.143 | No |  | $XXX | $XXX | $XXX | $XXX | 7503.62 | 1336.37 |  | $XXX |  | 18.41 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2051 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 781 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 175 | 2 | 0 | No | 2 | 2 | 0 | 2 | 42.08 | 42.80 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.299 | No |  | $XXX | $XXX | $XXX | $XXX | 12417.95 | 2504.90 | $XXX | $XXX |  | 91.35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2076 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 764 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | Yes | 19 | 2 | 2 | No | 1 | 1 | 0 | 3 | 27.24 | 43.77 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.398 | No |  | $XXX | $XXX | $XXX | $XXX | 9099.83 | 1301.46 | $XXX | $XXX |  | 26.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2065 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 808 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 35 | 2 | 2 | No | 0 | 0 | 0 | 3 | 29.87 | 33.51 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.250 | No |  | $XXX | $XXX | $XXX | $XXX | 9992.72 | 1545.08 |  | $XXX |  | 24.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2078 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 804 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 258 | 2 | 2 | No | 2 | 2 | 0 | 2 | 34.27 | 45.60 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.278 | No |  | $XXX | $XXX | $XXX | $XXX | 6311.39 | 459.61 |  | $XXX |  | 47.17 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2172 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 808 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 31 | 2 | 0 | No | 3 | 3 | 0 | 3 | 25.31 | 25.35 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.138 | No |  | $XXX | $XXX | $XXX | $XXX | 13812.16 | 1963.75 | $XXX | $XXX |  | 62.25 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2070 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 784 |  |  |  |  |  |  | US Citizen | Permanent Non-US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 62 | 0 | 0 | No | 0 | 0 | 0 | 3 | 35.45 | 35.97 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.893 | No |  | $XXX | $XXX | $XXX | $XXX | 9807.91 | 2810.02 |  | $XXX |  | 54.18 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2069 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 769 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 96 | 1 | 2 | No | 0 | 0 | 0 | 2 | 19.64 | 32.35 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.761 | No |  | $XXX | $XXX | $XXX | $XXX | 15861.71 | 3081.60 | $XXX | $XXX |  | 89.73 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2075 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 803 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 2 | No | 0 | 0 | 0 | 3 | 22.47 | 22.78 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.904 | No |  | $XXX | $XXX | $XXX | $XXX | 7691.54 | 1480.39 |  | $XXX |  | 80.33 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2082 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 780 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | Yes | 25 | 0 | 0 | No | 2 | 2 | 2 | 3 | 26.92 | 44.76 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.265 | No |  | $XXX | $XXX | $XXX | $XXX | 10532.86 | 989.24 |  | $XXX |  | 22.55 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2053 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 784 |  |  |  |  |  |  | US Citizen | Permanent Non-US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 66 | 0 | 0 | No | 1 | 1 | 0 | 3 | 33.34 | 34.95 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 5.907 | No |  | $XXX | $XXX | $XXX | $XXX | 7822.36 | 1356.85 |  | $XXX |  | 8.15 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2054 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 786 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 104 | 2 | 2 | No | 3 | 3 | 0 | 3 | 27.16 | 32.32 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.172 | No |  | $XXX | $XXX | $XXX | $XXX | 7531.70 | 1236.85 |  | $XXX |  | 91.03 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2088 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 775 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 171 | 1 | 1 | No | 0 | 0 | 0 | 3 | 15.79 | 35.68 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.548 | No |  | $XXX | $XXX | $XXX | $XXX | 11808.94 | 3402.44 | $XXX | $XXX |  | 31.9 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 00 | 00 |  | No | XXX |
| OBX26J2071 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 795 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 1 | 40.44 | 40.44 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.021 | No |  | $XXX | $XXX | $XXX | $XXX | 7920.05 | 1085.17 |  | $XXX |  | 16.45 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2050 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 778 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 27 | 2 | 0 | No | 1 | 1 | 0 | 3 | 17.21 | 32.93 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.406 | No |  | $XXX | $XXX | $XXX | $XXX | 16169.69 | 2188.77 | $XXX | $XXX |  | 640.28 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2059 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 794 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 26.78 | 46.13 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.891 | No |  | $XXX | $XXX | $XXX | $XXX | 12483.05 | 2367.75 | $XXX | $XXX |  | 39.51 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2057 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 777 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 28.05 | 39.41 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.889 | No |  | $XXX | $XXX | $XXX | $XXX | 11215.46 | 1902.47 |  | $XXX |  | 108.58 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2047 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 752 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 200 | 2 | 0 | No | 2 | 2 | 1 | 3 | 26.12 | 35.44 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.403 | No |  | $XXX | $XXX | $XXX | $XXX | 8461.57 | 2578.48 |  | $XXX |  | 6.48 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2072 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 806 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 7.22 |  |  |  | No | No | 0 | Yes | 149 | 2 | 0 | No | 0 | 0 | 0 | 3 | 23.39 | 23.54 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.009 | No |  | $XXX | $XXX | $XXX | $XXX | 12078.45 | 1401.65 |  | $XXX |  | 24.02 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2092 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 791 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 19.95 | 28.56 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.345 | No |  | $XXX | $XXX | $XXX | $XXX | 7739.98 | 1459.66 |  | $XXX |  | 44.77 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2056 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 743 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 25 | 2 | 2 | No | 0 | 0 | 0 | 3 | 23.47 | 33.47 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.216 | No |  | $XXX | $XXX | $XXX | $XXX | 7997.35 | 2103.53 |  | $XXX |  | 38.58 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2091 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 816 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 20 | 2 | 0 | No | 0 | 0 | 0 | 2 | 15.61 | 28.45 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.207 | No |  | $XXX | $XXX | $XXX | $XXX | 8063.60 | 1501.41 |  | $XXX |  | 144.88 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2074 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 771 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 39.92 | 41.02 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.078 | No |  | $XXX | $XXX | $XXX | $XXX | 10420.42 | 3463.94 | $XXX | $XXX |  | 10.98 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2081 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 796 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 23.27 | 28.90 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.364 | No |  | $XXX | $XXX | $XXX | $XXX | 7491.76 | 1349.98 | $XXX | $XXX |  | 524.79 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2085 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 784 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 12 | Yes | 282 | 2 | 0 | No | 2 | 2 | 2 | 3 | 19.40 | 34.37 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.781 | No |  | $XXX | $XXX | $XXX | $XXX | 11258.37 | 2067.10 | $XXX | $XXX |  | 137.72 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2058 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 806 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 360 | 2 | 2 | No | 3 | 3 | 0 | 3 | 28.92 | 40.03 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.125 | No |  | $XXX | $XXX | $XXX | $XXX | 9895.60 | 2677.19 |  | $XXX |  | 81.47 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2096 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 753 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 1 | 2 | 0 | No | 2 | 2 | 0 | 3 | 32.08 | 35.55 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.988 | No |  | $XXX | $XXX | $XXX | $XXX | 7751.67 | 1599.68 |  | $XXX |  | 26.57 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2090 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 782 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 24.55 | 31.37 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.862 | No |  | $XXX | $XXX | $XXX | $XXX | 6854.48 | 1252.18 |  | $XXX |  | 16.42 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2108 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 749 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 259 | 1 | 0 | No | 0 | 0 | 0 | 3 | 17.54 | 35.41 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.938 | No |  | $XXX | $XXX | $XXX | $XXX | 8809.55 | 2367.40 | $XXX | $XXX |  | 22.3 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX |  |  |  |  | No | XXX |
| OBX26J2125 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 812 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 66 | 1 | 0 | No | 0 | 0 | 0 | 3 | 29.40 | 33.48 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.873 | No |  | $XXX | $XXX | $XXX | $XXX | 6471.60 | 1336.16 |  | $XXX |  | 11.11 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2117 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 725 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 83.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 32.31 | 39.38 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.532 | No |  | $XXX | $XXX | $XXX | $XXX | 10369.34 | 1895.81 |  | $XXX |  | 6.1 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2106 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 127 | 1 | 1 | No | 0 | 0 | 0 | 3 | 30.71 | 41.86 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.417 | No |  | $XXX | $XXX | $XXX | $XXX | 6951.78 | 1461.72 | $XXX | $XXX |  | 35.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2066 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 721 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 0 | Yes | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 3 | 16.84 | 36.55 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.763 | No |  | $XXX | $XXX | $XXX | $XXX | 19717.91 | 2238.19 |  | $XXX |  | 26.31 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2146 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 2 | No | 0 | 0 | 1 | 3 | 33.71 | 37.77 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.924 | No |  | $XXX | $XXX | $XXX | $XXX | 11117.10 | 2125.73 | $XXX | $XXX |  | 18.62 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2104 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 780 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 20.89 | 37.97 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.448 | No |  | $XXX | $XXX | $XXX | $XXX | 9017.91 | 1625.05 | $XXX | $XXX |  | 83.65 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2113 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 797 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 26.47 | 31.52 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.143 | No |  | $XXX | $XXX | $XXX | $XXX | 6414.84 | 645.64 | $XXX | $XXX |  | 9.96 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2114 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 807 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 39.96 | 44.61 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.299 | No |  | $XXX | $XXX | $XXX | $XXX | 8663.18 | 1256.61 | $XXX | $XXX |  | 50.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2141 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 | 50.00 |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 18.07 | 41.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.374 | No |  | $XXX | $XXX | $XXX | $XXX | 8248.95 | 1549.95 |  | $XXX |  | 39.67 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2086 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 801 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 2 | 3 | 10.11 | 14.36 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | "x] Regular Program" | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.145 | No |  | $XXX | $XXX | $XXX | $XXX | 9786.19 | 2908.04 |  | $XXX |  | 139.97 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2129 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 790 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 28.66 | 32.34 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.279 | No |  | $XXX | $XXX | $XXX | $XXX | 7001.95 | 873.59 | $XXX | $XXX |  | 20.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2142 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 785 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 14.41 | 16.10 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.786 | No |  | $XXX | $XXX | $XXX | $XXX | 8727.50 | 1871.43 | $XXX | $XXX |  | 44.38 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2041 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 742 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 248 | 2 | 0 | No | 3 | 3 | 0 | 3 | 9.38 | 19.05 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  |  |  | XXX | Percent | 5.00 | 6.271 | No |  | $XXX | $XXX | $XXX | $XXX | 10161.99 | 3354.44 |  | $XXX |  | 42.52 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2138 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 787 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 360 | 2 | 0 | No | 0 | 0 | 0 | 3 | 44.22 | 44.82 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.816 | No |  | $XXX | $XXX | $XXX | $XXX | 7441.90 | 2048.52 | $XXX | $XXX |  | 23.54 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2099 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 786 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 42.37 | 43.08 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.332 | No |  | $XXX | $XXX | $XXX | $XXX | 8216.67 | 958.88 | $XXX | $XXX |  | 9.2 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2112 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 816 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 19.13 | 19.27 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.930 | No |  | $XXX | $XXX | $XXX | $XXX | 8768.19 | 1947.76 |  | $XXX |  | 31.9 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2103 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 791 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 5 | 2 | 2 | No | 0 | 0 | 0 | 3 | 35.76 | 46.16 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.795 | No |  | $XXX | $XXX | $XXX | $XXX | 10502.81 | 1749.22 |  | $XXX |  | 132.06 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2036 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 769 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 11 | Yes | No | 173 | No |  | 2 | 0 | No | 2 | 2 | 2 | 2 | 30.88 | 43.07 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.274 | No |  | $XXX | $XXX | $XXX | $XXX | 7873.58 | 2332.13 |  | $XXX |  | 122.77 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2109 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Retired | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 786 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 13.95 | 44.51 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.369 | No |  | $XXX | $XXX | $XXX | $XXX | 10074.04 | 899.08 | $XXX | $XXX |  | 399.94 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2126 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 802 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 3 | 24.87 | 30.10 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.190 | No |  | $XXX | $XXX | $XXX | $XXX | 6579.73 | 1402.89 |  | $XXX |  | 29.63 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2133 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 749 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 12 | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 2 | 3 | 25.78 | 38.48 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.718 | No |  | $XXX | $XXX | $XXX | $XXX | 7929.84 | 822.39 |  | $XXX |  | 34.86 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2118 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 763 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 2 | 3 | 47.79 | 49.17 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.468 | No |  | $XXX | $XXX | $XXX | $XXX | 9456.90 | 2157.62 |  | $XXX |  | 39.9 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2083 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 792 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 40.12 | 41.29 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.174 | No |  | $XXX | $XXX | $XXX | $XXX | 7006.85 | 1842.16 |  | $XXX | 3708 | 144.46 |  |  | 510000 |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2095 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 7 | 2 | 0 | No | 3 | 3 | 0 | 3 | 39.74 | 45.80 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 5.760 | No |  | $XXX | $XXX | $XXX | $XXX | 7948.91 | 1302.02 |  | $XXX |  | 73.21 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2087 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Employed | Self-Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 792 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 2 | No | 2 | 2 | 0 | 2 | 30.41 | 42.79 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.179 | No |  | $XXX | $XXX | $XXX | $XXX | 9208.36 | 1233.47 |  | $XXX |  | 10.82 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2140 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 786 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 2 | 3 | 36.22 | 43.30 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.951 | No |  | $XXX | $XXX | $XXX | $XXX | 9005.75 | 2898.12 | $XXX | $XXX |  | 35.84 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2158 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 751 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 23.25 | 44.80 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.014 | No |  | $XXX | $XXX | $XXX | $XXX | 6966.58 | 1024.17 | $XXX | $XXX |  | 43.54 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2147 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 781 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 99.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 1 | 1 | 1 | 2 | 37.87 | 43.25 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 6.717 | No |  | $XXX | $XXX | $XXX | $XXX | 6440.38 | 72.49 | $XXX | $XXX |  | 19.41 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26J2115 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 4 | XXX |  | XXXXX | XXX |  | XXXXX | XXX |  | XXXXX | XXX |  | XXX | Employed | Employed | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  | 5 - Stated, 2YRs Verified + CPA Letter | 3 - Stated, Partially Verified | 3 - Stated, 3rd Party Verification | 1 - Not Stated, Not Verified | No | No | No | No | 797 | 804 | 804 | 812 | 804 | 804 | 782 | US Citizen | US Citizen | US Citizen | US Citizen | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 53 | 1 | 2 | No | 0 | 0 | 0 | 2 | 36.01 | 42.07 | 3 - Verified<2Mos | 3 - Verified<2Mos | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Community does not Participate | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.975 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 7036.15 | 789.00 |  | $XXX |  | 10.19 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2187 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 801 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 49.85 | 49.85 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.266 | No |  | $XXX | $XXX | $XXX | $XXX | 13216.92 | 2257.15 | $XXX | $XXX |  | 19.34 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2105 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 784 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 2 | 2 | 22.42 | 27.90 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.770 | No |  | $XXX | $XXX | $XXX | $XXX | 8003.69 | 950.19 |  | $XXX |  | 25.6 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2154 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 782 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 30.14 | 38.56 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.221 | No |  | $XXX | $XXX | $XXX | $XXX | 6530.09 | 1056.78 |  | $XXX |  | 16.73 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2084 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 793 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 77 | 2 | 0 | No | 2 | 2 | 0 | 3 | 27.69 | 27.77 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.271 | No |  | $XXX | $XXX | $XXX | $XXX | 9273.16 | 2233.97 |  | $XXX |  | 36.9 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2093 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 776 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 43 | 2 | 2 | No | 2 | 2 | 0 | 3 | 21.39 | 28.17 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.320 | No |  | $XXX | $XXX | $XXX | $XXX | 9398.94 | 1249.92 |  | $XXX | 1170 | 12.24 |  |  | 230100 |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2111 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 770 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 24 | 0 | 1 | No | 0 | 0 | 0 | 3 | 26.55 | 26.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.043 | No |  | $XXX | $XXX | $XXX | $XXX | 8265.04 | 2324.13 |  | $XXX |  | 17.41 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2122 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 770 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 11.58 | 26.89 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.948 | No |  | $XXX | $XXX | $XXX | $XXX | 7097.58 | 1225.38 | $XXX | $XXX |  | 23.27 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2152 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 760 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 24.91 | 36.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.947 | No |  | $XXX | $XXX | $XXX | $XXX | 6725.61 | 1424.22 |  | $XXX |  | 9.27 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2131 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | N/A | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 779 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 21.06 | 21.46 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.936 | No |  | $XXX | $XXX | $XXX | $XXX | 5942.39 | 778.27 |  | $XXX |  | 15.29 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2159 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | No |  |  | 798 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 42.13 | 42.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.782 | No |  | $XXX | $XXX | $XXX | $XXX | 10740.45 | 2570.43 |  | $XXX |  | 14.91 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2123 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 808 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 2 | No | 0 | 0 | 0 | 3 | 24.34 | 33.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.071 | No |  | $XXX | $XXX | $XXX | $XXX | 8454.29 | 788.06 |  | $XXX |  | 15.09 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2124 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 746 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 23.59 | 42.40 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.760 | No |  | $XXX | $XXX | $XXX | $XXX | 14837.39 | 2105.29 | $XXX | $XXX |  | 120.5 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2145 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 741 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 2 | No | 0 | 0 | 1 | 3 | 10.41 | 27.40 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.620 | No |  | $XXX | $XXX | $XXX | $XXX | 6051.18 | 489.56 |  | $XXX |  | 15.48 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2153 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 73.63 | 100.00 |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 1 | 3 | 17.08 | 29.55 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program Of Nfip | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.147 | No |  | $XXX | $XXX | $XXX | $XXX | 8367.48 | 2188.08 |  | $XXX |  | 88.31 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2167 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 25.39 | 27.03 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.017 | No |  | $XXX | $XXX | $XXX | $XXX | 7772.40 | 1247.30 |  | $XXX |  | 38.01 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2094 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 728 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 3 | 38.29 | 38.56 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.268 | No |  | $XXX | $XXX | $XXX | $XXX | 7761.44 | 1139.60 | $XXX | $XXX |  | 7.29 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 00 |  | No | XXX |
| OBX26J2101 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 739 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 2.00 |  |  | No | No | 0 | No |  | 0 | 0 | No | 3 | 3 | 2 | 3 | 14.49 | 27.45 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.269 | No |  | $XXX | $XXX | $XXX | $XXX | 15039.22 | 1331.82 | $XXX | $XXX |  | 32.34 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2089 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 783 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 67 | No |  | 1 | 0 | No | 0 | 0 | 1 | 3 | 2.95 | 4.45 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.024 | No |  | $XXX | $XXX | $XXX | $XXX | 6758.16 | 842.78 | $XXX | $XXX |  | 11.25 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2244 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 736 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 20.78 | 31.89 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Basic | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.344 | No |  | $XXX | $XXX | $XXX | $XXX | 11687.68 | 1835.35 | $XXX | $XXX |  | 40.22 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2127 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 799 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 40.85 | 41.48 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.845 | No |  | $XXX | $XXX | $XXX | $XXX | 5841.85 | 648.05 |  | $XXX |  | 10.66 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2128 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 800 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 14 | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 2 | 3 | 22.80 | 26.73 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.932 | No |  | $XXX | $XXX | $XXX | $XXX | 16837.78 | 3750.01 |  | $XXX |  | 257.78 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2097 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 728 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 17.09 | 19.97 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.885 | No |  | $XXX | $XXX | $XXX | $XXX | 9225.97 | 1215.78 | $XXX | $XXX |  | 17.56 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2165 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 762 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 23.80 | 31.37 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.934 | No |  | $XXX | $XXX | $XXX | $XXX | 11166.83 | 2086.46 |  | $XXX |  | 27.63 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2116 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 764 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 66 | 2 | 2 | No | 0 | 0 | 0 | 3 | 20.95 | 39.45 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.935 | No |  | $XXX | $XXX | $XXX | $XXX | 6727.25 | 1356.09 |  | $XXX |  | 48.96 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2143 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 764 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 31.73 | 38.28 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.835 | No |  | $XXX | $XXX | $XXX | $XXX | 13187.88 | 2100.00 | $XXX | $XXX |  | 12.81 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2157 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 773 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 126 | 2 | 0 | No | 2 | 2 | 0 | 3 | 11.47 | 43.80 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.393 | No |  | $XXX | $XXX | $XXX | $XXX | 7053.61 | 1013.42 | $XXX | $XXX |  | 10.52 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26J2160 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 804 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 5 | 1 | 1 | No | 0 | 0 | 0 | 3 | 15.42 | 15.51 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.488 | No |  | $XXX | $XXX | $XXX | $XXX | 7082.61 | 1348 | $XXX | $XXX |  | 84.09 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2161 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 798 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 31.49 | 44.41 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.401 | No |  | $XXX | $XXX | $XXX | $XXX | 10228.73 | 1198.21 |  | $XXX |  | 96.71 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2164 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 806 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 35.95 | 39.27 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.951 | No |  | $XXX | $XXX | $XXX | $XXX | 7341.93 | 1615.84 | $XXX | $XXX |  | 72.46 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2173 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 747 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 74.86 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 3 | 10.76 | 25.09 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.708 | No |  | $XXX | $XXX | $XXX | $XXX | 7771.91 | 652.39 |  | $XXX |  | 16.65 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2166 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | No |  |  | 777 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 42 | 2 | 0 | No | 2 | 2 | 0 | 3 | 23.94 | 31.32 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.444 | No |  | $XXX | $XXX | $XXX | $XXX | 6784.35 | 1412.83 |  | $XXX |  | 42.53 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2179 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 807 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 3 | 35.98 | 35.98 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.015 | No |  | $XXX | $XXX | $XXX | $XXX | 9017.89 | 1054.31 | $XXX | $XXX |  | 673.85 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2135 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX | XXX |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 803 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 15.59 | 16.71 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.746 | No |  | $XXX | $XXX | $XXX | $XXX | 10414.21 | 1383.42 |  | $XXX |  | 32.33 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2163 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 802 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 1 | 1 | 1 | 0 | 35.92 | 38.45 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.779 | No |  | $XXX | $XXX | $XXX | $XXX | 14069.15 | 2467.72 |  | $XXX |  | 127.3 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2183 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 792 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 22.33 | 33.58 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.005 | No |  | $XXX | $XXX | $XXX | $XXX | 9185.73 | 2052.73 |  | $XXX |  | 10.94 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2168 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 770 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 3 | 13.12 | 29.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.597 | No |  | $XXX | $XXX | $XXX | $XXX | 7134.32 | 734.63 | $XXX | $XXX |  | 24.64 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2175 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 781 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 3 | 13.73 | 19.41 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.796 | No |  | $XXX | $XXX | $XXX | $XXX | 10111.32 | 1357.73 |  | $XXX |  | 65.49 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2121 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 782 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 36 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 0.17 | 8.49 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.281 | No |  | $XXX | $XXX | $XXX | $XXX | 8064.12 | 683.32 |  | $XXX |  | 195.41 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2193 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 804 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 114 | 1 | 0 | No | 0 | 0 | 0 | 3 | 35.84 | 35.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.033 | No |  | $XXX | $XXX | $XXX | $XXX | 8995.30 | 706.42 | $XXX | $XXX |  | 17.56 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2180 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 790 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 286 | 0 | 1 | No | 0 | 0 | 0 | 2 | 25.69 | 36.37 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.941 | No |  | $XXX | $XXX | $XXX | $XXX | 6711.92 | 855.70 |  | $XXX |  | 155.09 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2191 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 766 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 0 | 2 | 43.42 | 44.93 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.400 | No |  | $XXX | $XXX | $XXX | $XXX | 10654.49 | 2388.21 | $XXX | $XXX |  | 290.27 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2156 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 763 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 165 | 2 | 2 | No | 0 | 0 | 0 | 0 | 32.89 | 44.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.804 | No |  | $XXX | $XXX | $XXX | $XXX | 16171.73 | 3697.86 |  | $XXX |  | 45.82 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2148 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 789 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 31.51 | 37.61 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.104 | No |  | $XXX | $XXX | $XXX | $XXX | 9589.34 | 2170.42 | $XXX | $XXX |  | 7.15 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2102 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 805 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 40.31 | 40.87 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.019 | No |  | $XXX | $XXX | $XXX | $XXX | 10581.34 | 2478.62 |  | $XXX |  | 8.1 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2119 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  | XXX |  | XXX | Employed | Employed | XXX | XXX | XXX | XXX |  |  | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | 3 |  |  |  |  | No | No |  |  | 803 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 3 | 32.03 | 32.27 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX |  | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.088 | No |  | $XXX | $XXX | $XXX | $XXX | 8477.26 | 1609.41 | $XXX | $XXX |  | 22.67 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | N/A | No | XXX |
| OBX26J2139 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 803 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 1 | 3 | 33.67 | 40.54 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.781 | No |  | $XXX | $XXX | $XXX | $XXX | 14351.13 | 4430.39 |  | $XXX |  | 24.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2182 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 759 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 2 | 2 | 0 | 3 | 40.96 | 44.87 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.494 | No |  | $XXX | $XXX | $XXX | $XXX | 9646.81 | 3408.11 | $XXX | $XXX |  | 149.27 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2120 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | Yes |  |  | 776 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 76 | 0 | 0 | No | 0 | 0 | 0 | 3 | 31.03 | 43.89 | 4 - Verified 2+ Mos | 3 - Verified<2Mos | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.904 | No |  | $XXX | $XXX | $XXX | $XXX | 8331.62 | 1296.46 |  | $XXX |  | 120.93 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2144 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 7 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 754 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 3 | 48.14 | 48.43 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.395 | No |  | $XXX | $XXX | $XXX | $XXX | 11051.47 | 2740.17 |  | $XXX |  | 199.36 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2162 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 779 |  |  |  |  |  |  | Permanent Non-US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 27.36 | 41.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.168 | No |  | $XXX | $XXX | $XXX | $XXX | 8156.45 | 2188.04 |  | $XXX |  | 151.84 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2176 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 792 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 89 | 2 | 0 | No | 0 | 0 | 0 | 2 | 42.42 | 46.94 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.045 | No |  | $XXX | $XXX | $XXX | $XXX | 10853.19 | 2468.48 |  | $XXX |  | 30.99 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2243 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 765 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 2 | 26.51 | 36.59 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.892 | No |  | $XXX | $XXX | $XXX | $XXX | 11972.30 | 2377.56 |  | $XXX |  | 11.27 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2221 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 808 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 24.53 | 24.62 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.016 | No |  | $XXX | $XXX | $XXX | $XXX | 6769.29 | 1398.57 |  | $XXX |  | 47.43 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2100 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 3 | XXX | XXX | XXXXX | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  | 3 - Stated, Partially Verified |  | 1 - Not Stated, Not Verified |  | No | No | No |  | 782 | 782 | 782 | 775 |  |  |  | US Citizen | US Citizen | US Citizen |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 56 | 1 | 0 | No | 2 | 2 | 1 | 3 | 25.39 | 32.48 | 4 - Verified 2+ Mos |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.154 | No |  | $XXX | $XXX | $XXX | $XXX | 8083.26 | 1738.83 | $XXX | $XXX |  | 1036.02 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2206 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 744 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 2 | 2 | 18.39 | 26.53 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 6.513 | No |  | $XXX | $XXX | $XXX | $XXX | 14795.93 | 5086.95 |  | $XXX |  | 14.29 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2132 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 773 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 3 | 26.81 | 32.45 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.019 | No |  | $XXX | $XXX | $XXX | $XXX | 8881.28 | 2970.35 |  | $XXX |  | 9.47 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2231 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 795 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | Yes | 28 | 1 | 1 | No | 2 | 2 | 1 | 3 | 32.61 | 45.79 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.148 | No |  | $XXX | $XXX | $XXX | $XXX | 10801.41 | 3066.53 | $XXX | $XXX |  | 73.04 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26J2198 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 780 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 23.45 | 37.56 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.113 | No |  | $XXX | $XXX | $XXX | $XXX | 11718.65 | 2750.34 | $XXX | $XXX |  | 13.83 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2170 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 770 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 67 | 2 | 0 | No | 0 | 0 | 0 | 3 | 19.54 | 24.63 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.190 | No |  | $XXX | $XXX | $XXX | $XXX | 8464.45 | 431.18 |  | $XXX |  | 9.19 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2199 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 762 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 19.49 | 47.86 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.117 | No |  | $XXX | $XXX | $XXX | $XXX | 8138.74 | 2260.31 | $XXX | $XXX |  | 146.75 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2149 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 797 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 0.79 |  |  |  | No | No | 0 | No |  | 0 | 2 | No | 0 | 0 | 2 | 3 | 7.50 | 19.65 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.904 | No |  | $XXX | $XXX | $XXX | $XXX | 8486.82 | 2157.37 |  | $XXX |  | 37.49 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2178 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 823 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 36.85 | 49.20 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.229 | No |  | $XXX | $XXX | $XXX | $XXX | 7710.68 | 1489.41 |  | $XXX |  | 17.2 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2220 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 806 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 19.98 | 20.21 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.923 | No |  | $XXX | $XXX | $XXX | $XXX | 8704.11 | 1605.66 |  | $XXX |  | 49.21 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2201 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 812 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 52 | 1 | 0 | No | 0 | 0 | 0 | 3 | 7.38 | 9.98 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.093 | No |  | $XXX | $XXX | $XXX | $XXX | 7371.94 | 1856.67 | $XXX | $XXX |  | 52.13 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2184 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 805 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 3 | 38.27 | 43.20 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.923 | No |  | $XXX | $XXX | $XXX | $XXX | 8510.14 | 2107.18 |  | $XXX |  | 9.95 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2230 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 770 |  |  |  |  |  |  | Permanent Non-US Citizen | Permanent Non-US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 3 | 14.99 | 29.99 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.063 | No |  | $XXX | $XXX | $XXX | $XXX | 7619.14 | 2031.33 |  | $XXX |  | 36.6 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2186 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 794 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 27 | 1 | 1 | No | 0 | 0 | 0 | 3 | 34.95 | 38.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.261 | No |  | $XXX | $XXX | $XXX | $XXX | 9842.97 | 1910.58 | $XXX | $XXX |  | 27.99 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 00 | 0 | 0 |  | No | XXX |
| OBX26J2177 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 806 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 118 | 0 | 0 | No | 0 | 0 | 0 | 3 | 35.02 | 35.69 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.897 | No |  | $XXX | $XXX | $XXX | $XXX | 6420.05 | 1300.46 |  | $XXX |  | 108.66 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2223 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | No |  |  | 783 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 27 | 1 | 1 | No | 0 | 0 | 0 | 3 | 29.27 | 44.67 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.322 | No |  | $XXX | $XXX | $XXX | $XXX | 7680.98 | 1407.30 | $XXX | $XXX |  | 86.55 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26J2169 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 771 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 28.28 | 34.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.110 | No |  | $XXX | $XXX | $XXX | $XXX | 7382.29 | 565.15 |  | $XXX |  | 7.5 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2150 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 757 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | Yes | 144 | 2 | 2 | No | 3 | 3 | 1 | 3 | 35.69 | 45.81 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.403 | No |  | $XXX | $XXX | $XXX | $XXX | 15681.37 | 3515.91 | $XXX | $XXX |  | 57.53 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2255 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 777 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 23.95 | 38.31 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.556 | No |  | $XXX | $XXX | $XXX | $XXX | 8015.68 | 1916.22 | $XXX | $XXX |  | 9.61 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2181 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 797 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 2 | 2 | 1.81 | 13.31 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.561 | No |  | $XXX | $XXX | $XXX | $XXX | 8163.18 | 1052.41 | $XXX | $XXX |  | 54.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2134 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 745 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 44 | 1 | 0 | No | 0 | 0 | 0 | 3 | 22.77 | 49.61 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.296 | No |  | $XXX | $XXX | $XXX | $XXX | 8316.48 | 1377.50 |  | $XXX |  | 9.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2136 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 812 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 16.83 | 31.10 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.872 | No |  | $XXX | $XXX | $XXX | $XXX | 7335.89 | 1878.32 | $XXX | $XXX |  | 66.87 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2137 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 799 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 3 | 33.40 | 49.04 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.482 | No |  | $XXX | $XXX | $XXX | $XXX | 8451.60 | 690.66 | $XXX | $XXX |  | 31.26 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2217 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 2 | 25.23 | 49.76 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.448 | No |  | $XXX | $XXX | $XXX | $XXX | 8159.70 | 1372.00 |  | $XXX |  | 23.88 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2192 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 | 100.00 |  |  | Yes | No | 26 | No |  | 2 | 0 | No | 0 | 0 | 1 | 1 | 27.09 | 48.26 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  |  |  | XXX | Percent | 5.00 | 6.183 | No |  | $XXX | $XXX | $XXX | $XXX | 14373.53 | 3059.82 | $XXX | $XXX |  | 339.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2254 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 808 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 44.93 | 45.39 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.230 | No |  | $XXX | $XXX | $XXX | $XXX | 8860.65 | 1809.74 |  | $XXX |  | 6.85 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2098 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 807 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 2 | No | 0 | 0 | 0 | 3 | 15.60 | 44.95 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.898 | No |  | $XXX | $XXX | $XXX | $XXX | 6087.10 | 397.26 | $XXX | $XXX |  | 26.09 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26J2204 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 783 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 30.43 | 43.95 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.895 | No |  | $XXX | $XXX | $XXX | $XXX | 8349.22 | 895.84 |  | $XXX |  | 9.6 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2174 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 4 | XXX |  | XXXXX | XXX |  | XXXXX | XXX |  | XXXXX | XXX |  | XXX | Employed | Not Employed | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | 5 - Stated, 2YRs Verified + CPA Letter | 3 - Stated, Partially Verified | 3 - Stated, 3rd Party Verification | 3 - Stated, 3rd Party Verification | No | No | Yes | Yes | 800 | 796 | 825 | 812 | 792 | 815 | 800 | US Citizen | US Citizen | US Citizen | US Citizen | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 300 | 1 | 0 | No | 0 | 0 | 0 | 2 | 29.65 | 29.74 | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.384 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 14368.57 | 2450.80 | $XXX | $XXX |  | 22.75 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2189 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 809 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 131 | 2 | 0 | No | 3 | 3 | 0 | 3 | 28.32 | 41.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.016 | No |  | $XXX | $XXX | $XXX | $XXX | 13595.17 | 2551.99 | $XXX | $XXX |  | 24.55 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2155 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 749 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 24.87 | 32.14 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.070 | No |  | $XXX | $XXX | $XXX | $XXX | 8409.85 | 624.05 |  | $XXX |  | 40.51 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2209 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 797 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 140 | 2 | 0 | No | 0 | 0 | 0 | 2 | 25.48 | 39.73 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.041 | No |  | $XXX | $XXX | $XXX | $XXX | 10565.58 | 2284.05 | $XXX | $XXX |  | 26.2 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2224 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 737 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 2 | 3 | 24.26 | 32.55 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.218 | No |  | $XXX | $XXX | $XXX | $XXX | 14344.37 | 2192.17 |  | $XXX |  | 35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2212 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 800 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 24 | No |  | 1 | 0 | No | 0 | 0 | 1 | 3 | 18.63 | 21.30 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.030 | No |  | $XXX | $XXX | $XXX | $XXX | 9206.54 | 1468.65 |  | $XXX |  | 30.38 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2130 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 14 | 2 | 0 | No | 2 | 2 | 0 | 3 | 23.79 | 43.54 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.949 | No |  | $XXX | $XXX | $XXX | $XXX | 7807.40 | 1489.78 | $XXX | $XXX |  | 104.58 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2185 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 784 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 29 | 2 | 0 | No | 0 | 0 | 0 | 3 | 31.46 | 35.41 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.775 | No |  | $XXX | $XXX | $XXX | $XXX | 9081.75 | 1994.26 |  | $XXX |  | 20.22 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2237 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  | XXX |  | XXX | Employed | Employed | XXX | XXX | XXX | XXX |  |  | XXX |  | XXX |  | XXX | XXX |  |  | XXX | 1 |  |  |  |  | Yes | Yes |  |  | 773 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 0 | 35.54 | 37.15 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.884 | No |  | $XXX | $XXX | $XXX | $XXX | 7995.91 | 1806.34 |  | $XXX |  | 60.88 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2215 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Employed | Employed | XXX |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 823 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 54 | 0 | 2 | No | 0 | 0 | 0 | 2 | 26.12 | 38.90 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.107 | No |  | $XXX | $XXX | $XXX | $XXX | 7069.14 | 1060.77 |  | $XXX |  | 10.94 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2151 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 803 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 3 | 3 | 0 | 3 | 12.78 | 23.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.135 | No |  | $XXX | $XXX | $XXX | $XXX | 15493.36 | 2437.02 |  | $XXX |  | 47.46 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2188 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 780 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 3 | 3 | 2 | 3 | 31.07 | 38.95 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  |  |  | 0 |  |  |  |  | XXX | Percent | 5.00 | 6.362 | No |  | $XXX | $XXX | $XXX | $XXX | 9945.87 | 956.40 |  | $XXX |  | 13.71 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2196 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 805 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 28.07 | 33.95 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.325 | No |  | $XXX | $XXX | $XXX | $XXX | 10293.55 | 983.91 |  | $XXX |  | 16.3 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2218 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 795 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 | 50.00 |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 13.07 | 17.33 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.003 | No |  | $XXX | $XXX | $XXX | $XXX | 10996.78 | 3628.86 | $XXX | $XXX |  | 50.72 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2271 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 806 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 3 | 34.22 | 37.65 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.113 | No |  | $XXX | $XXX | $XXX | $XXX | 7928.69 | 1765.09 | $XXX | $XXX |  | 7.49 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2208 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 798 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 33.33 |  |  |  | No | No | 0 | No |  | 0 | 1 | No | 0 | 0 | 2 | 3 | 25.79 | 37.62 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.419 | No |  | $XXX | $XXX | $XXX | $XXX | 12089.87 | 2201.53 |  | $XXX |  | 22.26 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2234 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 780 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 36 | 2 | 0 | No | 0 | 0 | 0 | 3 | 28.02 | 37.12 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.228 | No |  | $XXX | $XXX | $XXX | $XXX | 9765.55 | 2279.79 | $XXX | $XXX |  | 6.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2251 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 800 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 3 | 29.04 | 29.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.265 | No |  | $XXX | $XXX | $XXX | $XXX | 6543.17 | 1317.72 |  | $XXX |  | 12.71 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2253 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 807 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 61 | 2 | 0 | No | 0 | 0 | 0 | 3 | 39.00 | 39.96 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.373 | No |  | $XXX | $XXX | $XXX | $XXX | 6462.04 | 501.90 |  | $XXX |  | 60.13 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2216 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 780 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 1 | 1 | 0 | 2 | 33.68 | 38.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.281 | No |  | $XXX | $XXX | $XXX | $XXX | 11431.08 | 2590.35 | $XXX | $XXX |  | 65.53 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2239 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX |  | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 748 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 1 | 3 | 31.26 | 42.80 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.059 | No |  | $XXX | $XXX | $XXX | $XXX | 7684.61 | 1929.11 |  | $XXX |  | 48.56 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2257 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Retired | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 792 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 3 | 9.51 | 40.65 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.539 | No |  | $XXX | $XXX | $XXX | $XXX | 9800.20 | 1328.05 | $XXX | $XXX |  | 251.09 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | N/A | No | XXX |
| OBX26J2229 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 789 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 18.98 | 33.13 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.446 | No |  | $XXX | $XXX | $XXX | $XXX | 7409.52 | 1489.93 |  | $XXX |  | 46.13 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2256 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 3 | 43.49 | 44.58 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.310 | No |  | $XXX | $XXX | $XXX | $XXX | 12212.66 | 2861.46 | $XXX | $XXX |  | 19.51 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2274 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 801 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 2 | No | 0 | 0 | 1 | 3 | 27.56 | 49.06 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.498 | No |  | $XXX | $XXX | $XXX | $XXX | 7402.12 | 461.37 |  | $XXX |  | 87.69 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2200 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 792 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 148 | 2 | 2 | No | 0 | 0 | 0 | 2 | 17.03 | 36.72 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.790 | No |  | $XXX | $XXX | $XXX | $XXX | 7468.54 | 1726.18 |  | $XXX |  | 49.72 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2258 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 768 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 2 | No | 0 | 0 | 0 | 3 | 28.25 | 41.42 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.172 | No |  | $XXX | $XXX | $XXX | $XXX | 8272.83 | 495.42 |  | $XXX |  | 54.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2211 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 749 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 1 | No | 1 | 1 | 0 | 3 | 23.60 | 46.69 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6 | No |  | $XXX | $XXX | $XXX | $XXX | 8313.15 | 1711.59 | $XXX | $XXX |  | 13.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2110 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 327 | 1 | 0 | No | 2 | 2 | 0 | 3 | 33.82 | 37.03 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.897 | No |  | $XXX | $XXX | $XXX | $XXX | 9188.52 | 1202.76 |  | $XXX |  | 723.68 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2247 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 760 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 26.77 | 44.86 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.090 | No |  | $XXX | $XXX | $XXX | $XXX | 7681.40 | 874.56 | $XXX | $XXX |  | 7.28 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2266 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 792 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 3 | 28.19 | 32.45 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.305 | No |  | $XXX | $XXX | $XXX | $XXX | 11750.00 | 2697.70 |  | $XXX |  | 7.58 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2207 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | Yes | 2 | 1 | 1 | No | 0 | 0 | 0 | 3 | 11.69 | 30.04 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.956 | No |  | $XXX | $XXX | $XXX | $XXX | 8054.44 | 601.06 |  | $XXX |  | 37.64 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2210 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 783 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 37.21 | 41.31 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.061 | No |  | $XXX | $XXX | $XXX | $XXX | 9751.42 | 1905.73 | $XXX | $XXX |  | 12.08 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2190 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 754 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 35.84 | 40.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.511 | No |  | $XXX | $XXX | $XXX | $XXX | 7287.89 | 1542.05 |  | $XXX |  | 36.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2195 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 772 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 43 | 2 | 0 | No | 0 | 0 | 2 | 3 | 10.83 | 44.19 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.009 | No |  | $XXX | $XXX | $XXX | $XXX | 16844.40 | 6555.16 | $XXX | $XXX |  | 106.82 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2203 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 763 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 12.98 | 16.30 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.200 | No |  | $XXX | $XXX | $XXX | $XXX | 9890.38 | 1593.73 |  | $XXX |  | 68.55 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2171 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 801 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 197 | 2 | 2 | No | 2 | 2 | 0 | 3 | 25.15 | 28.98 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 6.158 | No |  | $XXX | $XXX | $XXX | $XXX | 6079.10 | 790.71 |  | $XXX |  | 16.29 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2275 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 805 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 1 | 1 | 1 | 3 | 20.31 | 37.21 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.392 | No |  | $XXX | $XXX | $XXX | $XXX | 10876.18 | 694.62 |  | $XXX |  | 197.91 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2232 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | No |  |  | 762 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 52 | 2 | 0 | No | 0 | 0 | 0 | 3 | 22.23 | 30.63 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.985 | No |  | $XXX | $XXX | $XXX | $XXX | 10511.99 | 2743.72 |  | $XXX |  | 221.61 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2235 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 761 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | Yes | 119 | 2 | 0 | No | 0 | 0 | 0 | 3 | 31.96 | 38.16 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.397 | No |  | $XXX | $XXX | $XXX | $XXX | 15712.69 | 3235.29 |  | $XXX |  | 25.55 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2267 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 799 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 20.01 | 21.40 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Basic | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.043 | No |  | $XXX | $XXX | $XXX | $XXX | 11816.59 | 2223.78 |  | $XXX |  | 173.08 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2241 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 4 | XXX |  | XXXXX | XXX |  | XXXXX | XXX |  | XXXXX | XXX |  | XXX | Employed | Employed | XXX | XXX | XXX |  | XXX | XXX | XXX | 1.59 | XXX | XXX |  |  | XXX | XXX | XXX | 2 | 5 - Stated, 2YRs Verified + CPA Letter | 5 - Stated, 2YRs Verified + CPA Letter | 3 - Stated, 3rd Party Verification | 3 - Stated, 3rd Party Verification | No | No | Yes | Yes | 782 | 809 | 797 | 788 | 810 | 815 | 807 | US Citizen | US Citizen | US Citizen | US Citizen | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 16.25 | 17.55 | 3 - Verified<2Mos | 3 - Verified<2Mos | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.862 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX | 5683.50 | 492.62 |  | $XXX |  | 9.27 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2246 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 796 |  |  |  |  |  |  | US Citizen | Permanent Non-US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 2 | No | 0 | 0 | 0 | 3 | 18.60 | 20.53 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.934 | No |  | $XXX | $XXX | $XXX | $XXX | 8588.01 | 2081.09 | $XXX | $XXX |  | 13.2 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2225 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 787 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 13.73 | 18.75 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.392 | No |  | $XXX | $XXX | $XXX | $XXX | 6656.59 | 417.89 | $XXX | $XXX |  | 12.39 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2233 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Employed | Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 757 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 1 | No | 0 | 0 | 0 | 3 | 31.91 | 41.17 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 6.262 | No |  | $XXX | $XXX | $XXX | $XXX | 6611.99 | 1086.99 |  | $XXX |  | 46.49 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2202 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 773 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 12.30 | 39.88 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.839 | No |  | $XXX | $XXX | $XXX | $XXX | 8825.25 | 2188.13 | $XXX | $XXX |  | 73.74 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2236 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 770 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 34.61 | 43.91 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.266 | No |  | $XXX | $XXX | $XXX | $XXX | 11723.87 | 1257.78 |  | $XXX |  | 74.73 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2226 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 810 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 0.34 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 22.33 | 23.39 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.100 | No |  | $XXX | $XXX | $XXX | $XXX | 8267.54 | 1072.93 |  | $XXX |  | 36.21 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2262 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 808 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 2 | 3 | 34.54 | 39.99 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.216 | No |  | $XXX | $XXX | $XXX | $XXX | 9323.54 | 2305.64 |  | $XXX |  | 63.13 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2227 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 803 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 34.29 | 34.42 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.979 | No |  | $XXX | $XXX | $XXX | $XXX | 11126.86 | 1366.49 | $XXX | $XXX |  | 113.26 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2205 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 775 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 3 | 28.63 | 47.60 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.171 | No |  | $XXX | $XXX | $XXX | $XXX | 6735.30 | 653.71 | $XXX | $XXX |  | 20.06 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2249 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 26.62 | 44.70 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.566 | No |  | $XXX | $XXX | $XXX | $XXX | 11658.28 | 2303.67 |  | $XXX |  | 15.79 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2272 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 794 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 17.86 | 32.21 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.787 | No |  | $XXX | $XXX | $XXX | $XXX | 8115.49 | 1112.62 | $XXX | $XXX |  | 89.94 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2219 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 27.46 | 39.46 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.799 | No |  | $XXX | $XXX | $XXX | $XXX | 7150.85 | 1210.08 |  | $XXX |  | 32.65 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2252 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 775 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 3 | 24.67 | 45.60 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.481 | No |  | $XXX | $XXX | $XXX | $XXX | 10179.66 | 2450.72 | $XXX | $XXX |  | 30.66 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2268 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 777 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 0 | 35.81 | 40.19 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.070 | No |  | $XXX | $XXX | $XXX | $XXX | 7247.49 | 659.50 | $XXX | $XXX |  | 99.11 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2269 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 3 | 26.05 | 26.99 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.953 | No |  | $XXX | $XXX | $XXX | $XXX | 12755.79 | 4475.16 |  | $XXX |  | 19.97 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2197 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Employed | Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 792 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 1 | No | 0 | 0 | 0 | 3 | 30.24 | 30.57 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.895 | No |  | $XXX | $XXX | $XXX | $XXX | 7113.88 | 1198.50 | $XXX | $XXX |  | 33.21 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2263 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 3 | 20.81 | 21.42 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.249 | No |  | $XXX | $XXX | $XXX | $XXX | 7730.88 | 1114.67 |  | $XXX |  | 66.51 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2248 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 771 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 38.71 | 39.05 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.495 | No |  | $XXX | $XXX | $XXX | $XXX | 7568.40 | 1254.84 |  | $XXX |  | 8.4 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2213 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 0 | 2 | 27.90 | 34.82 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.910 | No |  | $XXX | $XXX | $XXX | $XXX | 6785.65 | 1225.20 | $XXX | $XXX |  | 16.16 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2222 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 747 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 40.12 | 41.17 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.877 | No |  | $XXX | $XXX | $XXX | $XXX | 26594.24 | 8896.01 | $XXX | $XXX |  | 26.14 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2259 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 757 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 129 | 2 | 0 | No | 0 | 0 | 0 | 3 | 36.68 | 40.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.222 | No |  | $XXX | $XXX | $XXX | $XXX | 6830.11 | 754.65 | $XXX | $XXX |  | 30.63 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2194 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 817 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 31.54 | 40.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.119 | No |  | $XXX | $XXX | $XXX | $XXX | 6445.47 | 1414.64 | $XXX | $XXX |  | 518.69 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2265 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 798 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 2 | 35.63 | 36.51 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.304 | No |  | $XXX | $XXX | $XXX | $XXX | 7923.14 | 1470.42 |  | $XXX |  | 20.89 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2228 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 766 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 50.00 | 50.00 |  |  | No | No | 0 | No |  | 2 | 1 | No | 2 | 2 | 2 | 3 | 29.10 | 33.66 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.142 | No |  | $XXX | $XXX | $XXX | $XXX | 9669.63 | 857.18 |  | $XXX |  | 17.03 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2240 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 792 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 41.00 | 43.00 |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 3 | 10.47 | 34.33 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.962 | No |  | $XXX | $XXX | $XXX | $XXX | 8002.20 | 866.46 |  | $XXX |  | 16.32 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2242 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 804 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 3 | 35.46 | 41.78 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.062 | No |  | $XXX | $XXX | $XXX | $XXX | 14792.09 | 2795.94 |  | $XXX |  | 112.83 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2245 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 762 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 1 | 1 | 0 | 2 | 19.65 | 38.81 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.822 | No |  | $XXX | $XXX | $XXX | $XXX | 6006.76 | 754.60 | $XXX | $XXX |  | 12.08 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2214 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Retired | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | Yes |  |  | 768 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 3 | 22.78 | 32.47 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.997 | No |  | $XXX | $XXX | $XXX | $XXX | 5626.57 | 657.65 |  | $XXX |  | 34.51 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2273 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Curative | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 787 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 49.00 |  | Third-Party Prepared (Unaudited) | 12 | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 3 | 44.60 | 44.70 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.598 | No |  | $XXX | $XXX | $XXX | $XXX | 10930.70 | 1879.49 |  | $XXX |  | 21.35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2261 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 737 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | Yes | 4 | Personal | 100.00 |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 2 | 2 | 0 | 3 | 46.18 | 49.43 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.259 | No |  | $XXX | $XXX | $XXX | $XXX | 10241.61 | 1881.78 | $XXX | $XXX |  | 14.47 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2264 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 763 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 3 | 16.99 | 45.53 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.301 | No |  | $XXX | $XXX | $XXX | $XXX | 7008.09 | 679.11 | $XXX | $XXX |  | 306.88 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2250 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 3 | 21.77 | 27.48 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.912 | No |  | $XXX | $XXX | $XXX | $XXX | 9388.87 | 1107.34 |  | $XXX |  | 30.1 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2260 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 808 |  |  |  |  |  |  | US Citizen |  |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 40.95 | 44.12 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.332 | No |  | $XXX | $XXX | $XXX | $XXX | 7047.92 | 1651.91 |  | $XXX |  | 15.86 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2270 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 762 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 75 | 2 | 0 | No | 0 | 0 | 0 | 3 | 38.95 | 48.76 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.130 | No |  | $XXX | $XXX | $XXX | $XXX | 8612.23 | 681.03 |  | $XXX |  | 24.1 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2048 | XXXXX | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 792 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 80 | 0 | 1 | No | 1 | 1 | 0 | 3 | 26.83 | 37.15 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.302 | No |  | $XXX | $XXX | $XXX | $XXX | 8408.87 | 1168.04 |  | $XXX |  | 271.97 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26J2238 |  | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 757 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 3 | 12.12 | 16.21 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.444 | No |  | $XXX | $XXX | $XXX | $XXX | 8637.20 | 2117.76 |  | $XXX |  | 23.82 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 6**

---

| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Final QM Status** | **QM Total Points and Fees** | **APR** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| OBX26J2002 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16290 | 7.12 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2006 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 46920.4 | 6.044 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2004 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11195.64 | 6.466 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2003 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) |  | 6.51 | $XXX | N/A | Not Employed |  | No |  | No |  |
| OBX26J2005 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15644.51 | 6.38 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2010 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15210.62 | 6.652 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2007 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 21838.38 | 5.931 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2008 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9849.19 | 6.353 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2017 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6172.64 | 6.582 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2016 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.13 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2018 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3244.56 | 6.542 | $XXX | N/A | Not Employed |  | No |  | No |  |
| OBX26J2011 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10330 | 6.479 | $XXX | N/A | Retired | Retired | No | No | No |  |
| OBX26J2019 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7360 | 6.554 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2022 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 45555 | 6.662 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2012 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1770 | 6.403 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2014 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1875 | 6.268 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2013 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8538.85 | 5.812 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2020 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.854 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2023 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 17307.94 | 5.904 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2015 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.382 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2037 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15852.8 | 6.949 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2021 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16637.64 | 6.392 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2025 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7207.5 | 6.438 | $XXX | N/A | Not Employed | Employed | No | No | No |  |
| OBX26J2028 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.087 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2024 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 995 | 6.02 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2029 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 25905.01 | 6.932 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2030 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1495 | 6.276 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2032 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1715 | 6.267 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2107 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 22658 | 6.067 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2049 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10457.07 | 6.436 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2026 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10629 | 6.327 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2067 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 5.882 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2048 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4369.44 | 6.302 |  | N/A | Employed | Employed | No | No | No |  |
| OBX26J2009 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13749 | 6.616 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2068 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6658 | 5.952 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2040 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10023.75 | 6.962 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2033 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1505.25 | 6.261 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2034 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1845 | 6.272 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2039 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14947.5 | 6.036 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2043 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1795 | 6.4 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2045 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1943 | 6.272 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2052 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 5.762 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2031 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 30703.72 | 6.08 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2063 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1790 | 5.897 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2046 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14755 | 6.04 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2080 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2975 | 6.909 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2027 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1490 | 6.142 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2060 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10309.06 | 6.4 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2073 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.006 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2044 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 43175.62 | 6.996 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2062 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1875 | 6.269 | $XXX | Pending Credit Review | Employed |  | No |  | No |  |
| OBX26J2077 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1790 | 6.142 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2064 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6310 | 6.194 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2038 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4795.04 | 6.427 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2061 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1750 | 6.399 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2079 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 19458 | 6.162 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2055 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1490 | 6.395 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2035 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5913.11 | 6.294 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2042 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1874 | 6.143 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2051 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 17595 | 6.299 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2076 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.398 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2065 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.25 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2078 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1765 | 6.278 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2172 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1590 | 6.138 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2070 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1495 | 5.893 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2069 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1495 | 5.761 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2075 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1990 | 5.904 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2082 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1950 | 6.265 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2053 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2328.59 | 5.907 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2054 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.172 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2088 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4520.5 | 6.548 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2071 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1490 | 6.021 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2050 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6519 | 6.406 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2059 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1619 | 5.891 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2057 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1619 | 5.889 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2047 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.403 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2072 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1190 | 6.009 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2092 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8263.6 | 6.345 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2056 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8380 | 6.216 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2091 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2290 | 6.207 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2074 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 23239.16 | 6.078 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2081 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11478.22 | 6.364 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2085 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3418.75 | 5.781 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2058 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.125 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2096 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12339 | 5.988 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2090 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11290 | 5.862 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2108 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11249.32 | 5.938 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2125 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7800.53 | 5.873 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2117 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4298.2 | 6.532 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2106 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3065 | 6.417 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2066 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1790 | 6.763 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2146 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2832.32 | 5.924 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2104 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2390 | 6.448 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2113 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1190 | 6.143 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2114 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1215 | 6.299 | $XXX | Yes | Employed |  | No |  | No |  |
| OBX26J2141 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11249.81 | 6.374 | $XXX | Yes | Employed | Employed | No | No | No |  |
| OBX26J2086 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.145 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2129 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11300.04 | 6.279 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2142 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2847.79 | 5.786 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2041 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.271 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2138 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6448.9 | 5.816 | $XXX | Yes | Employed |  | No |  | No |  |
| OBX26J2099 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9605.58 | 6.332 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2112 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6249.41 | 5.93 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2103 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6249.5 | 5.795 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2036 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1490 | 6.274 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2109 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2375 | 6.369 | $XXX | N/A | Employed | Retired | No | No | No |  |
| OBX26J2126 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4020 | 6.19 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2133 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10089.9 | 6.718 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2118 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6679.3 | 6.468 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2083 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1690 | 6.174 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2095 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 5.76 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2087 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 20379.38 | 6.179 | $XXX | N/A | Not Employed | Employed | No | No | No |  |
| OBX26J2140 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7602.5 | 5.951 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2158 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.014 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2147 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4502.79 | 6.717 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2115 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10059.25 | 5.975 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2187 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1890 | 6.266 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2105 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 23316 | 6.77 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2154 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 19455 | 6.221 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2084 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.271 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2093 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8508.08 | 6.32 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2111 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4195 | 6.043 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2122 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6749 | 5.948 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2152 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5981.03 | 5.947 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2131 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4987.45 | 5.936 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2159 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4195.2 | 5.782 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2123 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9223.32 | 6.071 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2124 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1531.59 | 5.76 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2145 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 19708.17 | 6.62 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2153 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.147 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2167 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2545 | 6.017 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2094 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 26920 | 7.268 | $XXX | N/A | Retired | Retired | No | No | No |  |
| OBX26J2101 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1952 | 6.269 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2089 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15720 | 6.024 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2244 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7648.32 | 6.344 | $XXX | N/A | Retired |  | No |  | No |  |
| OBX26J2127 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8750.03 | 5.845 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2128 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11206.25 | 5.932 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2097 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16129.58 | 6.885 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2165 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 18750 | 6.934 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2116 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4999.45 | 5.935 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2143 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 26361 | 5.835 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2157 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13679.72 | 6.393 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2160 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7944 | 6.488 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2161 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1495 | 6.401 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2164 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6249.72 | 5.951 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2173 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8979.64 | 6.708 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2166 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3198.41 | 6.444 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2179 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 18584.13 | 6.015 | $XXX | N/A | Not Employed |  | No |  | No |  |
| OBX26J2135 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6274.73 | 5.746 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2163 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5249.86 | 5.779 | $XXX | Pending Credit Review | Employed |  | No |  | No |  |
| OBX26J2183 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9418.56 | 6.005 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2168 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 28553.25 | 6.597 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2175 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4999.5 | 5.796 | $XXX | N/A | Not Employed | Not Employed | No | No | No |  |
| OBX26J2121 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2780 | 6.281 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2193 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5364.08 | 6.033 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2180 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6195.49 | 5.941 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2191 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12500 | 6.4 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2156 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11208.75 | 5.804 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2148 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2475 | 6.104 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2102 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1250 | 6.019 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2119 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8243.23 | 6.088 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2139 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4999.7 | 5.781 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2182 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11195 | 6.494 | $XXX | N/A | Retired | Not Employed | No | No | No |  |
| OBX26J2120 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1612 | 5.904 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2144 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 20064.95 | 6.395 | $XXX | N/A | Not Employed |  | No |  | No |  |
| OBX26J2162 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6249.86 | 6.168 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2176 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4116 | 6.045 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2243 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2245 | 5.892 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2221 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8041.82 | 6.016 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2100 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.154 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2206 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16647.01 | 6.513 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2132 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1195 | 6.019 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2231 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1250 | 6.148 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2198 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11749.26 | 6.113 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2170 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6260.8 | 6.19 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2199 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11200.7 | 6.117 | $XXX | N/A | Retired |  | No |  | No |  |
| OBX26J2149 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1515 | 5.904 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2178 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7365 | 6.229 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2220 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2545 | 5.923 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2201 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8610 | 6.093 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2184 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16003 | 6.923 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2230 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6432.82 | 6.063 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2186 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2370 | 6.261 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2177 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1595 | 5.897 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2223 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8015 | 6.322 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2169 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1395 | 6.11 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2150 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.403 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2255 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5177.55 | 6.556 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2181 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6200 | 6.561 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2134 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1975 | 6.296 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2136 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11597 | 5.872 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2137 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11239.32 | 6.482 | $XXX | N/A | Retired | Retired | No | No | No |  |
| OBX26J2217 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 19789.99 | 6.448 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2192 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10560 | 6.183 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2254 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6193.09 | 6.23 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2098 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14806.01 | 5.898 | $XXX | N/A | Retired | Retired | No | No | No |  |
| OBX26J2204 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 5.895 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2174 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 21336.5 | 6.384 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2189 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1875 | 6.016 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2155 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10535.9 | 6.07 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2209 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 33898 | 6.041 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2224 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 18363.4 | 6.218 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2212 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4769 | 6.03 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2130 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 5.949 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2185 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1790 | 5.775 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2237 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4695.49 | 5.884 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2215 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6000 | 6.107 | $XXX | N/A | Not Employed | Employed | No | No | No |  |
| OBX26J2151 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.135 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2188 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16190 | 6.362 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2196 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11229.2 | 6.325 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2218 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2275 | 6.003 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2271 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11216.61 | 6.113 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2208 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4849.54 | 6.419 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2234 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11186.08 | 6.228 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2251 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8244.18 | 6.265 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2253 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11915.42 | 6.373 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2216 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 17948.45 | 6.281 | $XXX | N/A | Retired | Retired | No | No | No |  |
| OBX26J2239 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6325 | 6.059 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2257 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 38381.28 | 6.539 | $XXX | N/A | Employed | Retired | No | No | No |  |
| OBX26J2229 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2020 | 6.446 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2256 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6237.58 | 6.31 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2274 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11128.8 | 6.498 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2200 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3095 | 5.79 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2258 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4999.68 | 6.172 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2211 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12850.87 | 6 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2110 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 5.897 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2247 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1395 | 6.09 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2266 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10443.31 | 6.305 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2207 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9640.34 | 5.956 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2210 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5075 | 6.061 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2190 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1050 | 6.511 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2195 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1580 | 6.009 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2203 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8920.58 | 6.2 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2171 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.158 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2275 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2405 | 6.392 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2238 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6249.28 | 6.444 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2232 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10250 | 5.985 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2235 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.397 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2267 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6250 | 6.043 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2241 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10195 | 5.862 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2246 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6249.5 | 5.934 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2225 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11250 | 6.392 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2233 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11249.57 | 6.262 | $XXX | N/A | Not Employed | Employed | No | No | No |  |
| OBX26J2202 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9450.11 | 5.839 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2236 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4775 | 6.266 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2226 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11249.6 | 6.1 | $XXX | N/A | Not Employed | Not Employed | No | No | No |  |
| OBX26J2262 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8145.22 | 6.216 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2227 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16910.15 | 5.979 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2205 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6194.92 | 6.171 | $XXX | Pending Credit Review | Employed | Not Employed | No | No | No |  |
| OBX26J2249 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8995 | 6.566 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2272 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3999.6 | 5.787 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2219 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 5.799 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2252 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11249.97 | 6.481 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2268 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8613 | 6.07 | $XXX | N/A | Retired | Not Employed | No | No | No |  |
| OBX26J2269 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4860.6 | 5.953 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2197 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 895 | 5.895 | $XXX | N/A | Not Employed | Employed | No | No | No |  |
| OBX26J2263 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11249.56 | 6.249 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2248 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8100.05 | 6.495 | $XXX | Pending Credit Review | Employed | Not Employed | No | No | No |  |
| OBX26J2213 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2500.2 | 5.91 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2222 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6050 | 5.877 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2259 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8330 | 6.222 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2194 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1750 | 6.119 | $XXX | N/A | Retired | Retired | No | No | No |  |
| OBX26J2265 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 6.304 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2228 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 20260 | 6.142 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2240 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12319.75 | 5.962 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2242 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11090 | 6.062 | $XXX | N/A | Retired | Retired | No | No | No |  |
| OBX26J2245 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6249.5 | 5.822 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2214 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10444.89 | 5.997 | $XXX | N/A | Employed | Retired | No | No | No |  |
| OBX26J2273 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 19198.68 | 6.598 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2261 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 19010.59 | 6.259 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2264 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 18937.91 | 6.301 | $XXX | N/A | Employed | Employed | No | No | No |  |
| OBX26J2250 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4005.4 | 5.912 | $XXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX26J2260 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6249.28 | 6.332 | $XXX | N/A | Employed |  | No |  | No |  |
| OBX26J2270 |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 17888.81 | 6.13 | $XXX | N/A | Employed | Not Employed | No | No | No |  |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 7**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan ID** | **Number of Borrowers** | **AUS Indicator** | **AUS Type** | **GSE Eligible** | **HOA Flag** | **HOA Monthly Fee** | **US Citizen Borrower 1** | **Permanent Resident Alien Borrower 1** | **Foreign National Borrower 1** | **US Citizen Borrower 2** | **Permanent Resident Alien Borrower 2** | **Foreign National Borrower 2** | **US Citizen Borrower 3** | **Permanent Resident Alien Borrower 3** | **Foreign National Borrower 3** | **US Citizen Borrower 4** | **Permanent Resident Alien Borrower 4** | **Foreign National Borrower 4** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 3 Employment Indicator** | **Borrower 4 Employment Indicator** | **Borrower 1 Retired** | **Borrower 2 Retired** | **Borrower 3 Retired** | **Borrower 4 Retired** | **QM Status** | **CU Score** | **AVM Confidence Score** | **Post Disaster Inspection** | **UNISON/Shared Mortgage** | **Multi-Collateral Loan** | **HomePossible/HomeReady Loans** | **DU Refi Plus Loans** | **Business or Personal Use Flag** | **PIW Flag** |
| OBX26J2002 |  | 2 | Yes | LPA | No | Yes | 50.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2006 |  | 1 | Yes | LPA | No | Yes |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2004 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2003 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2005 |  | 1 | Yes | LPA | No | Yes | 27.08 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2010 |  | 2 | Yes | DU | No | Yes | 4.17 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2007 |  | 1 | Yes | LPA | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.2 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2008 |  | 2 | Yes | DU | No | Yes | 142.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2017 |  | 1 | Yes | DU | No | Yes | 83.33 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2016 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2018 |  | 1 | Yes | LPA | No | Yes | 133.33 | Yes | No | No |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2011 |  | 2 | Yes | DU | No | Yes | 157.50 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2019 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2022 |  | 1 | Yes | DU | No | Yes | 0.01 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2012 |  | 1 | Yes | LPA | No | Yes | 817.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2014 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2013 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2020 |  | 1 | Yes | DU | No | No |  | No | Yes | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2023 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.4 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2015 |  | 1 | Yes | DU | No | Yes | 45.14 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2037 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2021 |  | 2 | Yes | LPA | No | Yes | 225.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2025 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2028 |  | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2024 |  | 1 | Yes | DU | No | Yes | 69.00 | No | Yes | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2029 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | No | Yes | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2030 |  | 1 | Yes | DU | No | Yes | 47.92 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2032 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2107 |  | 2 | Yes | DU | No | Yes | 98.83 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2049 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2026 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2067 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2048 | XXXXX | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2009 |  | 2 | Yes | DU | No | Yes | 250.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2068 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2040 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2033 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2034 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2039 |  | 1 | Yes | DU | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2043 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2045 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2052 |  | 2 | Yes | DU | No | No |  | No | Yes | No | No | Yes | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2031 |  | 2 | Yes | DU | No | Yes | 440.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2063 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2046 |  | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2080 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2027 |  | 1 | Yes | LPA | No | Yes | 114.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2060 |  | 2 | Yes | LPA | No | Yes | 208.33 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2073 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2044 |  | 1 | Yes | DU | No | Yes | 2465.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2062 |  | 1 | Yes | DU | No | Yes | 162.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2077 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2064 |  | 1 | Yes | LPA | No | Yes | 125.00 | No | Yes | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2038 |  | 2 | Yes | DU | No | Yes | 185.75 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2061 |  | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2079 |  | 1 | Yes | DU | No | Yes | 83.33 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2055 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2035 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2042 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2051 |  | 2 | Yes | DU | No | Yes | 48.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2076 |  | 2 | Yes | DU | No | Yes | 25.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2065 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2078 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2172 |  | 1 | Yes | DU | No | Yes | 83.33 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2070 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | No | Yes | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2069 |  | 2 | Yes | LPA | No | Yes | 33.33 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2075 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2082 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2053 |  | 2 | Yes | DU | No | No |  | Yes | No | No | No | Yes | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2054 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2088 |  | 2 | Yes | DU | No | Yes | 61.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2071 |  | 1 | Yes | LPA | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2050 |  | 1 | Yes | DU | No | Yes | 594.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2059 |  | 2 | Yes | DU | No | Yes | 108.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2057 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2047 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2072 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2092 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2056 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2091 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2074 |  | 2 | Yes | LPA | No | Yes | 113.33 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2081 |  | 2 | Yes | DU | No | Yes | 211.83 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2085 |  | 2 | Yes | DU | No | Yes | 242.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2058 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2096 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2090 |  | 1 | Yes | LPA | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2108 |  | 2 | Yes | LPA | No | Yes | 16.67 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2125 |  | 1 | Yes | LPA | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2117 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.9 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2106 |  | 2 | Yes | DU | No | Yes | 41.67 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2066 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2146 |  | 2 | Yes | DU | No | Yes | 55.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2104 |  | 2 | Yes | LPA | No | Yes | 400.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2113 |  | 1 | Yes | DU | No | Yes | 91.67 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2114 |  | 1 | Yes | LPA | No | Yes | 28.33 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2141 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2086 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2129 |  | 2 | Yes | DU | No | Yes | 58.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2142 |  | 1 | Yes | DU | No | Yes | 78.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2041 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2138 |  | 1 | Yes | LPA | No | Yes | 99.67 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2099 |  | 1 | Yes | DU | No | Yes | 291.67 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2112 |  | 1 | Yes | LPA | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2103 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2036 |  | 1 | Yes | DU | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2109 |  | 2 | Yes | LPA | No | Yes | 103.42 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2126 |  | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 0.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2133 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2118 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2083 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2095 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2087 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2140 |  | 2 | Yes | LPA | No | Yes | 55.67 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2158 |  | 1 | Yes | DU | No | Yes | 229.17 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2147 |  | 1 | Yes | DU | Yes | Yes | 250.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2115 |  | 4 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No | Yes | No | No | Yes | No | No | Employed | Employed | Employed | Retired | No | No | No | Yes | QM: Safe Harbor APOR (APOR SH) | 4.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2187 |  | 1 | Yes | DU | No | Yes | 194.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2105 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2154 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2084 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2093 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2111 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2122 |  | 1 | Yes | LPA | No | Yes | 138.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2152 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2131 |  | 1 | Yes | LPA | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2159 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2123 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2124 |  | 1 | Yes | LPA | No | Yes | 151.25 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2145 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2153 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2167 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2094 |  | 2 | Yes | DU | No | Yes | 3.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2101 |  | 2 | Yes | DU | No | Yes | 800.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2089 |  | 2 | Yes | LPA | No | Yes | 175.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2244 |  | 1 | Yes | LPA | No | Yes | 188.33 | Yes | No | No |  |  |  |  |  |  |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2127 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2128 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2097 |  | 1 | Yes | DU | No | Yes | 4.17 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2165 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2116 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2143 |  | 2 | Yes | DU | No | Yes | 31.25 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 | 80 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2157 |  | 1 | Yes | DU | No | Yes | 0.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2160 |  | 2 | Yes | DU | No | Yes | 58.33 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2161 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2164 |  | 1 | Yes | LPA | No | Yes | 135.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2173 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2166 |  | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2179 |  | 1 | Yes | LPA | No | Yes | 83.33 | Yes | No | No |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2135 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2163 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2183 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2168 |  | 2 | Yes | DU | No | Yes | 208.75 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2175 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2121 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2193 |  | 1 | Yes | DU | No | Yes | 150.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2180 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2191 |  | 2 | Yes | DU | No | Yes | 369.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2156 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2148 |  | 2 | Yes | LPA | Yes | Yes | 22.67 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2102 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2119 |  | 2 | Yes | DU | No | Yes | 185.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2139 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2182 |  | 2 | Yes | LPA | No | Yes | 522.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 515 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2120 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2144 |  | 1 | Yes | LPA | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2162 |  | 1 | Yes | DU | Yes | No |  | No | Yes | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.9 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2176 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2243 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2221 |  | 1 | Yes | DU | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2100 |  | 3 | Yes | DU | No | Yes | 41.67 | Yes | No | No | Yes | No | No | Yes | No | No |  |  |  | Employed | Employed | Retired |  | No | No | Yes | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26J2206 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2132 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2231 |  | 2 | Yes | DU | No | Yes | 4188.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2198 |  | 1 | Yes | LPA | No | Yes | 265.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2170 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2199 |  | 1 | Yes | LPA | No | Yes | 33.33 | Yes | No | No |  |  |  |  |  |  |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2149 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2178 |  | 1 | Yes | DU | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2220 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2201 |  | 1 | Yes | DU | No | Yes | 31.25 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2184 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2230 |  | 2 | Yes | DU | No | No |  | No | Yes | No | No | Yes | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2186 |  | 2 | Yes | DU | No | Yes | 220.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2177 |  | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2223 |  | 2 | Yes | DU | Yes | Yes | 739.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2169 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2150 |  | 2 | Yes | LPA | No | Yes | 28.17 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2255 |  | 2 | Yes | DU | No | Yes | 181.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2181 |  | 2 | Yes | DU | No | Yes | 142.50 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2134 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2136 |  | 1 | Yes | DU | No | Yes | 50.33 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2137 |  | 2 | Yes | LPA | No | Yes | 541.67 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2217 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2192 |  | 2 | Yes | LPA | No | Yes | 150.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2254 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2098 |  | 2 | Yes | DU | Yes | Yes | 1298.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2204 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2174 |  | 4 | Yes | DU | No | Yes | 195.00 | Yes | No | No | Yes | No | No | Yes | No | No | Yes | No | No | Employed | Not Employed | Employed | Not Employed | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2189 |  | 1 | Yes | DU | No | Yes | 190.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2155 |  | 1 | Yes | LPA | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2209 |  | 1 | Yes | DU | No | Yes | 35.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2224 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2212 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2130 |  | 2 | Yes | DU | No | Yes | 357.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2185 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2237 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2215 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2151 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2188 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2196 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2218 |  | 2 | Yes | DU | No | Yes | 61.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2271 |  | 2 | Yes | DU | No | Yes | 83.33 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2208 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2234 |  | 1 | Yes | DU | No | Yes | 77.50 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2251 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2253 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2216 |  | 2 | Yes | LPA | No | Yes | 343.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2239 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2257 |  | 2 | Yes | LPA | No | Yes | 1619.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2229 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2256 |  | 2 | Yes | DU | No | Yes | 36.25 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2274 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2200 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2258 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2211 |  | 2 | Yes | DU | No | Yes | 65.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2110 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2247 |  | 2 | Yes | DU | No | Yes | 60.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2266 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2207 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2210 |  | 2 | Yes | DU | No | Yes | 240.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2190 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2195 |  | 1 | Yes | DU | No | Yes | 539.58 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2203 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26J2171 |  | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2275 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2238 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2232 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26J2235 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2267 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2241 |  | 4 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No | Yes | No | No | Yes | No | No | Employed | Employed | Employed | Employed | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2246 |  | 2 | Yes | DU | No | Yes | 175.00 | Yes | No | No | No | Yes | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2225 |  | 1 | Yes | LPA | No | Yes | 165.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.5 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2233 |  | 2 | Yes | DU | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2202 |  | 1 | Yes | DU | No | Yes | 41.67 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2236 |  | 1 | Yes | DU | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26J2226 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2262 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2227 |  | 1 | Yes | DU | No | Yes | 61.30 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2205 |  | 2 | Yes | DU | No | Yes | 183.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2249 |  | 1 | Yes | LPA | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2272 |  | 1 | Yes | DU | No | Yes | 0.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2219 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2252 |  | 2 | Yes | LPA | No | Yes | 250.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2268 |  | 2 | Yes | DU | No | Yes | 282.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2269 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2197 |  | 2 | Yes | DU | No | Yes | 149.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2263 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2248 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2213 |  | 2 | Yes | DU | No | Yes | 166.67 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2222 |  | 1 | Yes | LPA | No | Yes | 2.08 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2259 |  | 1 | Yes | LPA | No | Yes | 811.67 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2194 |  | 2 | Yes | DU | No | Yes | 114.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2265 |  | 2 | Yes | LPA | Yes | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2228 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2240 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2242 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 3.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2245 |  | 2 | Yes | DU | No | Yes | 93.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2214 |  | 2 | Yes | LPA | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2273 |  | 1 | Yes | LPA | No | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2261 |  | 1 | Yes | LPA | No | Yes | 100.00 | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26J2264 |  | 2 | Yes | DU | No | Yes | 30.00 | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2250 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2260 |  | 1 | Yes | DU | Yes | No |  | Yes | No | No |  |  |  |  |  |  |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26J2270 |  | 2 | Yes | DU | No | No |  | Yes | No | No | Yes | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |

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## Exhibit 99.02

**Exhibit 99.02 Schedule 8**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Loan Number | Issue Detail | Issue Check Result | Address Variation | Applicant Not in Title | No Open Mortgage | Delinquent OR Unpaid Taxes | Other Lien Amount Before Subject | Federal Tax Lien | State Tax Lien | Subject Mortgage Found | Subject in 1st Position | Subject Mortgage Foreclosed | Break in Assignment Chain | Assigned to Counterparty | Break in Assignment Chain Detail | Address Variation Detail | Property in Super Lien State? | MERS | Last Deed of Record Grantee | Subject Mortgage Original Grantee | Subject Mortgage Last Grantee | Subject Mortgage Last Assignment Addl Info | Subject Mortgage Amount | Subject Mortgage Lien Position | Modification Amount | Modification Date | Subject Mortgage Modification Purpose | Senior Mortgages Count | Total Senior Mortgage Amount | Junior Mortgages Count | Total Junior Mortgage Amount | State Tax Lien Amount Before Subject | State Tax Lien Amount After Subject | Federal Tax Lien Amount Before Subject | Federal Tax Lien Amount After Subject | HOA Lien Amount Before Subject | HOA Lien Amount After Subject | Municipal Lien Amount Before Subject | Municipal Lien Amount After Subject | Other Lien Amount Before Subject | Other Lien Amount After Subject | Total Lien Amount Before Subject | Total Lien Amount After Subject (includes Delinquent Tax) | Total Lien Amount (includes Delinquent Tax) | Current Tax Amount | Delinquent Tax Amount | Total Tax Amount | Addl Info | Tax Info 1 | Tax Info 2 |
| OBX26J2003 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | Mortgage Electronic Registration Systems, Inc., as nominee for XXX. | Mortgage Electronic Registration Systems, Inc., as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type is Single Family Residence." | XXX 1st half taxes are paid in the amount of XXX and 2nd half taxes are due in the amount of XXX |  |
| OBX26J2001 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | Mortgage Electronic Registration Systems, Inc., as nominee for XXX. | Mortgage Electronic Registration Systems, Inc., as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 2 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type is Single Family Residence. No Current/Expired XXX Located. At the time of our search through the XXX Department of Tax & Finance and XXX Department of State no liens were located on the property." | XXX school Tax- XXX PAID |  |
| OBX26J2006 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | Mortgage Electronic Registration Systems, Inc., as nominee for XXX. | Mortgage Electronic Registration Systems, Inc., as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type SFR XXX EQ in Last XXX: XXX; XXX EQ reflected in MTG Chain: No Vendors lien is open" | Acres XX/XX/XXXX Inside City No Agriculture Homestead Exemption XXX County Tax Amount Paid XXX |  |
| OBX26J2004 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | Mers As Nominee For XXX | Mers As Nominee For XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type : Single Family Residential Abbreviated Legal: Lot XXX Blk XXX XXX Add. Div No. XXX XXX." |  |  |
| [OBX26J2002](#RANGE!_1034000139835A) | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | Mortgage Electronic Registration Systems, Inc., as nominee for XXX. | Mortgage Electronic Registration Systems, Inc., as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type is Single Family Residence." | XXX 1st half taxes are paid in the amount of XXX and 2nd half taxes are due in the amount of XXX |  |
| OBX26J2005 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | Mortgage Electronic Registration Systems, Inc., as nominee for XXX. | Mortgage Electronic Registration Systems, Inc., as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family" |  |  |

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## Exhibit 99.03

**Exhibit 99.03**

**Independent Accountants' Agreed-Upon Procedures Report**

Onslow Bay Financial LLC (the "Company")<br> BofA Securities, Inc. (the "Initial Purchaser")<br> (together, the "Specified Parties")

Re: OBX 2026-J2 Trust – Data Files Procedures

We have performed the procedures described below on the specified attributes in (i) an electronic data file entitled "OBX 2026-J2 Prelim ASF Tape.xlsx", provided by the Initial Purchaser on June 4, 2026, on behalf of the Company, containing information on 275 mortgage loans as of June 1, 2026, (the "Initial Data File") and (ii) an electronic data file entitled "OBX 2026-J2 Prelim ASF v2.xlsx", provided by the Initial Purchaser on June 10, 2026, on behalf of the Company, containing information on 274 mortgage loans (the "Mortgage Loans") as of June 1, 2026, (the "Data File", and together with the Initial Data File, the "Data Files"). We were informed that the Mortgage Loans are intended to be included as collateral in the offering by OBX 2026-J2 Trust. The Company is responsible for the specified attributes identified by the Company in the Data Files.

The Specified Parties have agreed to and acknowledged that the procedures performed are appropriate to meet the intended purpose of assisting the Specified Parties in evaluating the accuracy of the specified attributes in the Data Files. This report may not be suitable for any other purpose. No other parties have agreed to or acknowledged the appropriateness of these procedures for the intended purpose or any other purpose.

The procedures performed may not address all the items of interest to a user of this report and may not meet the needs of all users of this report and, as such, users are responsible for determining whether the procedures performed are appropriate for their purposes. We make no representation regarding the appropriateness of the procedures either for the intended purpose or for any other purpose.

Unless otherwise stated, the following definitions have been adopted in presenting our procedures and findings:

· The term "compared" means compared to the information shown and found it to be in agreement, unless otherwise stated. Such
compared information was deemed to be in agreement if differences were within the reporting threshold.

· The term "recomputed" means recalculated and compared the result to the information shown and found it to be in agreement,
unless otherwise stated. Such recomputed information was deemed to be in agreement if differences were within the reporting threshold.

· The term "reporting threshold" means that dollar amounts and percentages were within $1.00 and 0.1%, respectively.

· The term "Loan File" means the following electronic information sources provided by the Company or Initial Purchaser, on
behalf of the Company, for each Selected Loan (defined below) as applicable: Promissory Note, Uniform Residential Loan Application ("URLA"),
Final Closing Disclosure, Occupancy Statement, Appraisal Report, Purchase Agreement, Addendum to Purchase Agreement, Uniform Underwriting
and Transmittal Summary, Automated Underwriting System Summary, Credit Report, Title Report and Certificate of Occupancy. We make no representation regarding
the validity or accuracy of these documents or the execution of the applicable documents by the borrower.

![](ex99-03_002.jpg)

![](ex99-03_003.jpg)

· The term "Sample Loan Selection File" means an electronic data file entitled "OBX 2026-J2 – June - Loan Decoder
v1.xlsx" provided by the Initial Purchaser on May 28, 2026, on behalf of the Company, containing a listing of the loan numbers for
275 mortgage loans.

· The term "Instructions" means the instructions provided by the Company pertaining to a procedure, attribute, or methodology,
as described in the table below.

· The term "Provided Information" means the Loan File, Sample Loan Selection File, and Instructions.

The procedures we were instructed by the Company to perform are as follows:

A. We randomly selected a sample of 28 mortgage loans from the Sample Loan Selection File using a random sampling tool (the "Selected
Loans"). A listing of the Selected Loans is attached hereto as Exhibit A. For purposes of this procedure, the Company did not inform
us of the basis they used to determine the number of mortgage loans we were instructed to randomly select from the Sample Loan Selection
File.

B. For each Selected Loan, we compared or recomputed the specified attributes in the Initial Data File listed below to or using the corresponding
information included in the Loan File, utilizing the Instructions, as applicable. The Company indicated that the absence of any of the
information in the Loan File or the inability to agree the indicated information from the Initial Data File to the Loan File for each
of the specified attributes identified, utilizing the Instructions as applicable, constituted an exception. The Loan File information
is listed in the order of priority, which was provided by the Company, with the highest priority source listed first. The term "Provided
by the Company" when used in the "Loan File / Instructions" column of the table below, means we were instructed by the
Company to assume the attribute is accurate and not perform any procedure.

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| | |
|:---|:---|
| **Specified Attribute** | **Loan File / Instructions** |
| Seller Loan Number | Provided by the Company |
| Original Term to Maturity | URLA |
| Original Amortization Term | URLA, Promissory Note |
| Original Loan Amount | Promissory Note |
| Original Interest Rate | Promissory Note |
| First Payment Date of Loan | Promissory Note |
| State | Promissory Note |
| City | Promissory Note |
| Postal Code | Promissory Note |
| Prepayment Penalty Total Term | Promissory Note |
| Occupancy | URLA, Occupancy Statement |
| Property Type | Appraisal Report, Uniform Underwriting and Transmittal Summary, Automated Underwriting System Summary, Certificate of Occupancy Consider property types of "dPUD (PUD with "de minimus" monthly HOA dues" and "PUD (Only for use with Single-Family Detached Homes with PUD riders)" to be "PUD." |

---

![](ex99-03_003.jpg)

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| | |
|:---|:---|
| **Specified Attribute** | **Loan File / Instructions** |

---

---

| | |
|:---|:---|
| Original Appraised Property Value | Appraisal Report, Uniform Underwriting and Transmittal Summary, Automated Underwriting System Summary |
| Sales Price | Final Closing Disclosure, Appraisal Report, Uniform Underwriting and Transmittal Summary, Purchase Agreement, Addendum to Purchase Agreement |
| Loan Purpose | URLA, Final Closing Disclosure, Uniform Underwriting and Transmittal Summary For this procedure, perform the comparison on the portion of the 'Loan Purpose' which indicates one of the following purposes: purchase, cash-out, or rate/term refinance. |
| Junior Mortgage Balance | Uniform Underwriting and Transmittal Summary, Automated Underwriting System Summary, Credit Report, Title Report |
| Original LTV | Recompute by dividing (i) Original Loan Amount, by (ii) Sales Price if the Loan Purpose attribute contains 'purchase'; otherwise the Original Appraised Property Value. |
| Original CLTV | Recompute by dividing (i) the sum of (a) Original Loan Amount and (b) Junior Mortgage Balance (if applicable), by (ii) Sales Price if the Loan Purpose attribute contains 'purchase'; otherwise the Original Appraised Property Value. |

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We found such information to be in agreement without exception.

C. For each Selected Loan, we compared the specified attribute in the Data File listed below to or using the corresponding information
included in the Loan File, utilizing the Instructions, as applicable. The Company indicated that the absence of any of the information
in the Loan File or the inability to agree the indicated information from the Data File to the Loan File for the specified attribute identified,
utilizing the Instructions as applicable, constituted an exception.

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| | |
|:---|:---|
| **Specified Attribute** | **Loan File / Instructions** |
| Current Payment Amount Due | Promissory Note |

---

We found such information to be in agreement without exception.

![](ex99-03_003.jpg)

We were engaged by the Company to perform this agreed-upon procedures engagement. We conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants, which involves us performing the specific procedures agreed to and acknowledged above and reporting on findings based on performing those procedures. We were not engaged to, and did not, conduct an examination or review, the objective of which would be the expression of an opinion or conclusion, respectively, on the specified attributes in the Data Files. Accordingly, we do not express such an opinion or conclusion. Had we performed additional procedures, other matters might have come to our attention that would have been reported.

We are required to be independent of the Company and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements related to our agreed-upon procedures engagement.

The procedures performed were applied based on the information included in the Data Files and Provided Information, without verification or evaluation of such information by us; therefore, we express no opinion or any other form of assurance regarding (i) the reasonableness of the information provided to us by the Company, (ii) the physical existence of the Mortgage Loans, (iii) the reliability or accuracy of the Provided Information which was used in our procedures, or (iv) matters of legal interpretation.

The procedures performed were not intended to address, nor did they address: (i) the conformity of the origination of the Mortgage Loans to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) the value of collateral securing any such Mortgage Loans being securitized, (iii) the compliance of the originator of the Mortgage Loans with federal, state, and local laws and regulations, or (iv) any other factor or characteristic of the Mortgage Loans that would be material to the likelihood that the issuer of the notes will pay interest and principal in accordance with applicable terms and conditions. The procedures performed were not intended to satisfy any criteria for due diligence published by the nationally recognized statistical rating organizations ("NRSROs").

The terms of our engagement are such that we have no responsibility to update this report because of events and circumstances that may subsequently occur.

This report is intended solely for the information and use of the Specified Parties. It is not intended to be and should not be used by any other person or entity, including investors or the NRSROs, who are not identified in the report as the Specified Parties but may have access to this report as required by law or regulation.

/s/ KPMG LLP

McLean, Virginia<br> June 16, 2026

**Exhibit A**

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| | |
|:---|:---|
| &nbsp;&nbsp;**Selected Loan #** | &nbsp;&nbsp;**Unique Identifier**<sup>(1)</sup> |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;OBX26J2248 |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;OBX26J2073 |
| &nbsp;&nbsp;3 | &nbsp;&nbsp;OBX26J2269 |
| &nbsp;&nbsp;4 | &nbsp;&nbsp;OBX26J2201 |
| &nbsp;&nbsp;5 | &nbsp;&nbsp;OBX26J2142 |
| &nbsp;&nbsp;6 | &nbsp;&nbsp;OBX26J2221 |
| &nbsp;&nbsp;7 | &nbsp;&nbsp;OBX26J2062 |
| &nbsp;&nbsp;8 | &nbsp;&nbsp;OBX26J2039 |
| &nbsp;&nbsp;9 | &nbsp;&nbsp;OBX26J2247 |
| &nbsp;&nbsp;10 | &nbsp;&nbsp;OBX26J2184 |
| &nbsp;&nbsp;11 | &nbsp;&nbsp;OBX26J2215 |
| &nbsp;&nbsp;12 | &nbsp;&nbsp;OBX26J2271 |
| &nbsp;&nbsp;13 | &nbsp;&nbsp;OBX26J2232 |
| &nbsp;&nbsp;14 | &nbsp;&nbsp;OBX26J2230 |
| &nbsp;&nbsp;15 | &nbsp;&nbsp;OBX26J2257 |
| &nbsp;&nbsp;16 | &nbsp;&nbsp;OBX26J2164 |
| &nbsp;&nbsp;17 | &nbsp;&nbsp;OBX26J2006 |
| &nbsp;&nbsp;18 | &nbsp;&nbsp;OBX26J2030 |
| &nbsp;&nbsp;19 | &nbsp;&nbsp;OBX26J2249 |
| &nbsp;&nbsp;20 | &nbsp;&nbsp;OBX26J2020 |
| &nbsp;&nbsp;21 | &nbsp;&nbsp;OBX26J2125 |
| &nbsp;&nbsp;22 | &nbsp;&nbsp;OBX26J2133 |
| &nbsp;&nbsp;23 | &nbsp;&nbsp;OBX26J2166 |
| &nbsp;&nbsp;24 | &nbsp;&nbsp;OBX26J2036 |
| &nbsp;&nbsp;25 | &nbsp;&nbsp;OBX26J2233 |
| &nbsp;&nbsp;26 | &nbsp;&nbsp;OBX26J2154 |
| &nbsp;&nbsp;27 | &nbsp;&nbsp;OBX26J2116 |
| &nbsp;&nbsp;28 | &nbsp;&nbsp;OBX26J2024 |

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(1) The Company has assigned a unique identifier to each mortgage loan in the Data Files. The unique identifiers referred to in this Exhibit are not the customer account numbers.