# EDGAR Filing Document

**Accession Number:** 0000842518
**File Stem:** 0000897069-25-001051
**Filing Date:** 2025-6
**Character Count:** 11579
**Document Hash:** 7a8543667215cd558e170dea9d7a63a0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000897069-25-001051.hdr.sgml**: 20250606

**ACCESSION NUMBER**: 0000897069-25-001051

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D/A

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250606

**DATE AS OF CHANGE**: 20250606

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** EVANS BANCORP INC
- **CENTRAL INDEX KEY:** 0000842518
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 161332767
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-53027
- **FILM NUMBER:** 251031940

**BUSINESS ADDRESS:**
- **STREET 1:** ONE GRIMSBY DRIVE
- **CITY:** HAMBURG
- **STATE:** NY
- **ZIP:** 14075
- **BUSINESS PHONE:** 7169262032

**MAIL ADDRESS:**
- **STREET 1:** ONE GRIMSBY DRIVE
- **CITY:** HAMBURG
- **STATE:** NY
- **ZIP:** 14075
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PL Capital Advisors, LLC
- **CENTRAL INDEX KEY:** 0001569147

**ORGANIZATION NAME:**
- **EIN:** 204155863
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A

**BUSINESS ADDRESS:**
- **STREET 1:** 750 ELEVENTH STREET SOUTH, SUITE 202
- **CITY:** NAPLES
- **STATE:** FL
- **ZIP:** 34102
- **BUSINESS PHONE:** 239-777-0187

**MAIL ADDRESS:**
- **STREET 1:** 750 ELEVENTH STREET SOUTH, SUITE 202
- **CITY:** NAPLES
- **STATE:** FL
- **ZIP:** 34102

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**(Amendment No. 3)**

**Evans Bancorp Inc.**

*(Name of Issuer)*

**Common Stock, $0.50 par value**

*(Title of Class of Securities)*

**29911Q208**

*(CUSIP Number)*

**John W. Palmer**<br>PL Capital Advisors, LLC<br>750 Eleventh Street, South, Suite 202<br>Naples FL 34102<br>239-777-0187

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**05/02/2025**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **29911Q208** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**PL Capital Advisors, LLC** | Name of reporting person<br>**PL Capital Advisors, LLC** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**WC** | Source of funds (See Instructions)<br>**WC** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**0.00** | Aggregate amount beneficially owned by each reporting person<br>**0.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0%** | Percent of class represented by amount in Row (11)<br>**0%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IA** | Type of Reporting Person (See Instructions)<br>**IA** | |

---

| **CUSIP No.** | **29911Q208** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**LASHLEY RICHARD J** | Name of reporting person<br>**LASHLEY RICHARD J** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**AF** | Source of funds (See Instructions)<br>**AF** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**0.00** | Aggregate amount beneficially owned by each reporting person<br>**0.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0%** | Percent of class represented by amount in Row (11)<br>**0%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

| **CUSIP No.** | **29911Q208** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**PALMER JOHN W** | Name of reporting person<br>**PALMER JOHN W** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**AF** | Source of funds (See Instructions)<br>**AF** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**0.00** | Aggregate amount beneficially owned by each reporting person<br>**0.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0%** | Percent of class represented by amount in Row (11)<br>**0%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Common Stock, $0.50 par value

**(b) Name of Issuer:**
Evans Bancorp Inc.

**(c) Address of Issuer's Principal Executive Offices:**
6460 Main Street, Williamsville, NY, 14221

**Item 4. Purpose of Transaction**

This is the Reporting Persons third amendment to its initial Schedule 13D, after transitioning from their Schedule 13G filing.

The Reporting Persons no longer own any shares of Common Stock.  The Reporting Persons had previously acquired the Common Stock because they believed the Common Stock was undervalued at the time of purchase. 

On May 2, 2025, the acquisition of the Company by NBT Bancorp Inc. ("NBT Bancorp") was completed.  Under the terms of the acquisition, the Company's shareholders received NBT Bancorp common stock in exchange for their shares of Common Stock of the Company.  The Reporting Persons own less than 5% of NBT Bancorp following the exchange.  Therefore, the Reporting Persons will not submit a filing regarding their ownership of NBT Bancorp.

**Item 5. Interest in Securities of the Issuer**

**(a)**
The Reporting Persons no longer own any shares of Common Stock.

**(b)**
The Reporting Persons no longer own any shares of Common Stock.

**(c)**
On May 2, 2025, the acquisition of the Company by NBT Bancorp was completed.  Under the terms of the acquisition, the Company's shareholders received NBT Bancorp common stock in exchange for their shares of Common Stock of the Company.  The Reporting Persons own less than 5% of NBT Bancorp following the exchange.  Therefore, the Reporting Persons will not submit a filing regarding their ownership of NBT Bancorp.

**Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.**

PL Capital Advisors is the investment manager on behalf of the Clients.  Each of the Clients has granted to PL Capital Advisors the sole and exclusive authority to vote and dispose of the shares of Common Stock held on their behalf pursuant to a management agreement.  PL Capital Advisors is entitled to a fee for managing and advising these Clients, generally based upon a percentage of the Clients' capital.  Affiliates of PL Capital Advisors, including PL Capital, LLC and Goodbody/PL Capital LLC, serve as the general partner of various partnerships managed and advised by PL Capital Advisors, including Financial Edge Fund, L.P., Financial Edge-Strategic Fund, L.P., PL Capital/Focused Fund, L.P., PL Capital Plus Fund, L.P.,  and Goodbody/PL Capital, L.P., each a Delaware limited partnership.  For serving as the general partner of these partnerships, PL Capital Advisors' affiliates are entitled to an allocation of a portion of net profits, if any, generated by the partnerships.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** PL Capital Advisors, LLC

**Signature:** /s/ John W. Palmer

**Name/Title:** John W. Palmer, Managing Member

**Date:** 06/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** LASHLEY RICHARD J

**Signature:** /s/ Richard J. Lashley

**Name/Title:** Richard J. Lashley

**Date:** 06/05/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** PALMER JOHN W

**Signature:** /s/ John W. Palmer

**Name/Title:** ohn W. Palmer

**Date:** 06/05/2025