# EDGAR Filing Document

**Accession Number:** 0001669662
**File Stem:** 0001669662-26-000002
**Filing Date:** 2026-4
**Character Count:** 15139
**Document Hash:** c1e7b9e3c6df800fd82a7c7dab23fce0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001669662-26-000002.hdr.sgml**: 20260428

**ACCESSION NUMBER**: 0001669662-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260428

**DATE AS OF CHANGE**: 20260428

**EFFECTIVENESS DATE**: 20260428

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Peak Financial Management, Inc.
- **CENTRAL INDEX KEY:** 0001669662

**ORGANIZATION NAME:**
- **EIN:** 043127512
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17408
- **FILM NUMBER:** 26903339

**BUSINESS ADDRESS:**
- **STREET 1:** 93 WORCESTER STREET
- **STREET 2:** SUITE 101
- **CITY:** WELLESLEY
- **STATE:** MA
- **ZIP:** 02481
- **BUSINESS PHONE:** 781-487-9500

**MAIL ADDRESS:**
- **STREET 1:** 93 WORCESTER STREET
- **STREET 2:** SUITE 101
- **CITY:** WELLESLEY
- **STATE:** MA
- **ZIP:** 02481

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Peak Financial Management Inc.<br>**Address:** 93 WORCESTER STREET<br>SUITE 101<br>WELLESLEY, MA 02481

**Form 13F File Number:** 028-17408

**CRD Number (if applicable):** 000110559

**SEC File Number (if applicable):** 801-39737

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Shaun Thompson<br>**Title:** Chief Compliance Officer<br>**Phone:** 781-487-9500

**Signature, Place, and Date of Signing:**

/s/ Shaun Thompson  Wellesley, MA  04-28-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 100

**Form 13F Information Table Value Total:** $393914971

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 202495 | 931 | SH |  | SOLE |  | 931 | 0 | 0 |
| ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 | BBG001T79CF8 | 13529363 | 61857 | SH |  | SOLE |  | 61857 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG001S5NN36 | 209940 | 1032 | SH |  | SOLE |  | 1032 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 729298 | 2536 | SH |  | SOLE |  | 2536 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 883529 | 3080 | SH |  | SOLE |  | 3080 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 713533 | 3426 | SH |  | SOLE |  | 3426 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 6069102 | 23913 | SH |  | SOLE |  | 23913 | 0 | 0 |
| AUSTIN GOLD CORP | COM | 05223F106 | BBG00VZQRKT0 | 40600 | 28000 | SH |  | SOLE |  | 28000 | 0 | 0 |
| BARCLAYS BANK PLC | DJUBS CMDT ETN36 | 06738C778 | BBG001SPJ625 | 2205823 | 45821 | SH |  | SOLE |  | 45821 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 304292 | 635 | SH |  | SOLE |  | 635 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES SHORT-TE | 092528884 | BBG01HFQDFN4 | 221892 | 4400 | SH |  | SOLE |  | 4400 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 227840 | 736 | SH |  | SOLE |  | 736 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 | BBG001S67ZC5 | 234793 | 1134 | SH |  | SOLE |  | 1134 | 0 | 0 |
| CONSOLIDATED EDISON INC | COM | 209115104 | BBG001S5QRL4 | 211069 | 1864 | SH |  | SOLE |  | 1864 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 | BBG00BN969D0 | 221999 | 2652 | SH |  | SOLE |  | 2652 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 | BBG001S9KRQ7 | 662965 | 665 | SH |  | SOLE |  | 665 | 0 | 0 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 278270 | 494 | SH |  | SOLE |  | 494 | 0 | 0 |
| ETFIS SER TR I | VIRTUS NEWFLEET | 26923G707 | BBG009RY71Y9 | 12793056 | 562332 | SH |  | SOLE |  | 562332 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 496506 | 2926 | SH |  | SOLE |  | 2926 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI MATLS INDEX | 316092881 | BBG005FHWDJ0 | 1968732 | 34155 | SH |  | SOLE |  | 34155 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 | BBG001SLWD88 | 264779 | 5630 | SH |  | SOLE |  | 5630 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 498376 | 1756 | SH |  | SOLE |  | 1756 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W77 | 477724 | 547 | SH |  | SOLE |  | 547 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 206274 | 851 | SH |  | SOLE |  | 851 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL HLT | 46137V332 | BBG00KJR2QH7 | 1708092 | 56571 | SH |  | SOLE |  | 56571 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL MAT | 46137V316 | BBG00KJR2SC8 | 954275 | 24680 | SH |  | SOLE |  | 24680 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2NN7 | 18251617 | 95100 | SH |  | SOLE |  | 95100 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S PUR VAL | 46137V258 | BBG00KJR2X19 | 11325130 | 105457 | SH |  | SOLE |  | 105457 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 493489 | 855 | SH |  | SOLE |  | 855 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG001SJK6D5 | 265626 | 3013 | SH |  | SOLE |  | 3013 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH70 | 295419 | 6497 | SH |  | SOLE |  | 6497 | 0 | 0 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | BBG001TG5H89 | 2296271 | 22201 | SH |  | SOLE |  | 22201 | 0 | 0 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 | BBG005DW06B7 | 11021274 | 260488 | SH |  | SOLE |  | 260488 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 2951119 | 32598 | SH |  | SOLE |  | 32598 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 8680942 | 69833 | SH |  | SOLE |  | 69833 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 2291935 | 16091 | SH |  | SOLE |  | 16091 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 2219992 | 3398 | SH |  | SOLE |  | 3398 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 12353594 | 124444 | SH |  | SOLE |  | 124444 | 0 | 0 |
| ISHARES TR | CRE U S REIT ETF | 464288521 | BBG001ST7G55 | 6071092 | 102569 | SH |  | SOLE |  | 102569 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 793255 | 8295 | SH |  | SOLE |  | 8295 | 0 | 0 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 | BBG00KK87757 | 279017 | 5934 | SH |  | SOLE |  | 5934 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 516466 | 3652 | SH |  | SOLE |  | 3652 | 0 | 0 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 | BBG00H4BH3F2 | 498505 | 21545 | SH |  | SOLE |  | 21545 | 0 | 0 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 | BBG001SRYH02 | 749560 | 6185 | SH |  | SOLE |  | 6185 | 0 | 0 |
| ISHARES TR | ESG OPTIMIZED | 464288802 | BBG001SN86J4 | 615586 | 4660 | SH |  | SOLE |  | 4660 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 | BBG001S60QR6 | 340785 | 3126 | SH |  | SOLE |  | 3126 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 | BBG001S56QV7 | 5853866 | 42305 | SH |  | SOLE |  | 42305 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 | BBG0025X2WP7 | 267720 | 2930 | SH |  | SOLE |  | 2930 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 | BBG001S561V2 | 276906 | 1900 | SH |  | SOLE |  | 1900 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG001SD9RM5 | 2318070 | 21004 | SH |  | SOLE |  | 21004 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG001SFB7Z7 | 255077 | 1406 | SH |  | SOLE |  | 1406 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | INTL BD OPP ETF | 46641Q852 | BBG00GD9GQY8 | 16454067 | 344083 | SH |  | SOLE |  | 344083 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 277498 | 1135 | SH |  | SOLE |  | 1135 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 229077 | 778 | SH |  | SOLE |  | 778 | 0 | 0 |
| LEMAITRE VASCULAR INC | COM | 525558201 | BBG001SK6CX3 | 585697 | 5365 | SH |  | SOLE |  | 5365 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 561260 | 981 | SH |  | SOLE |  | 981 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG001S6P675 | 202704 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 1114035 | 3009 | SH |  | SOLE |  | 3009 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 3916783 | 22458 | SH |  | SOLE |  | 22458 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 257307 | 1759 | SH |  | SOLE |  | 1759 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 | BBG001S5V554 | 254248 | 284 | SH |  | SOLE |  | 284 | 0 | 0 |
| PIMCO ETF TR | INV GRD CRP BD | 72201R817 | BBG001TCGQY7 | 223124 | 2305 | SH |  | SOLE |  | 2305 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 307076 | 2125 | SH |  | SOLE |  | 2125 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 1218258 | 6315 | SH |  | SOLE |  | 6315 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 4071746 | 164515 | SH |  | SOLE |  | 164515 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 | BBG001T6L7C0 | 706011 | 15105 | SH |  | SOLE |  | 15105 | 0 | 0 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | BBG001WBMLH8 | 9134284 | 393380 | SH |  | SOLE |  | 393380 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG001T5XQT9 | 11760580 | 468548 | SH |  | SOLE |  | 468548 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWLM4 | 239365 | 7802 | SH |  | SOLE |  | 7802 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG001T5XQV6 | 4335162 | 169078 | SH |  | SOLE |  | 169078 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 12140499 | 392134 | SH |  | SOLE |  | 392134 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 335380 | 11533 | SH |  | SOLE |  | 11533 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | BBG001T9F777 | 9354114 | 351526 | SH |  | SOLE |  | 351526 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 | BBG001S7SCQ6 | 404086 | 2756 | SH |  | SOLE |  | 2756 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 | BBG001S7T232 | 256342 | 1585 | SH |  | SOLE |  | 1585 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 271513 | 631 | SH |  | SOLE |  | 631 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X475 | BBG002PKWK85 | 27590821 | 364427 | SH |  | SOLE |  | 364427 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 | BBG001SRXRD7 | 12255559 | 261256 | SH |  | SOLE |  | 261256 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R622 | BBG001SQS7X7 | 357706 | 3737 | SH |  | SOLE |  | 3737 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD AN | 85208R101 | BBG00JPZ8T56 | 3579907 | 75019 | SH |  | SOLE |  | 75019 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD TR | 85207H104 | BBG001T66XM9 | 779680 | 22000 | SH |  | SOLE |  | 22000 | 0 | 0 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 | BBG0084H8485 | 1312285 | 33030 | SH |  | SOLE |  | 33030 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 | BBG001S72SM3 | 248591 | 382 | SH |  | SOLE |  | 382 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 388980 | 1151 | SH |  | SOLE |  | 1151 | 0 | 0 |
| TCW ETF TRUST | FLEXIBLE INCOME | 29287L700 | BBG01NCF0HQ5 | 10982116 | 279656 | SH |  | SOLE |  | 279656 | 0 | 0 |
| TEXAS PACIFIC LAND CORPORATI | COM | 88262P102 | BBG00YRJXKC0 | 251991 | 531 | SH |  | SOLE |  | 531 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 | BBG001S5WQ93 | 320358 | 2006 | SH |  | SOLE |  | 2006 | 0 | 0 |
| USCF ETF TR | SUMMERHAVEN K1 | 90290T809 | BBG00KTNSV59 | 10280989 | 377422 | SH |  | SOLE |  | 377422 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 | BBG001SR42Z0 | 222937 | 2429 | SH |  | SOLE |  | 2429 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 288098 | 3248 | SH |  | SOLE |  | 3248 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 15100260 | 25270 | SH |  | SOLE |  | 25270 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 29683667 | 92527 | SH |  | SOLE |  | 92527 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 1032463 | 5262 | SH |  | SOLE |  | 5262 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 981246 | 18154 | SH |  | SOLE |  | 18154 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 13712353 | 165708 | SH |  | SOLE |  | 165708 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000GRW | 92206C623 | BBG001TCH7Y8 | 202486 | 884 | SH |  | SOLE |  | 884 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 45745729 | 593252 | SH |  | SOLE |  | 593252 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 1480312 | 23101 | SH |  | SOLE |  | 23101 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 548295 | 10922 | SH |  | SOLE |  | 10922 | 0 | 0 |
| WISDOMTREE TR | INDIA ERNGS FD | 97717W422 | BBG001T21LV9 | 360998 | 8848 | SH |  | SOLE |  | 8848 | 0 | 0 |

---