# EDGAR Filing Document

**Accession Number:** 0001835856
**File Stem:** 0001835856-26-000015
**Filing Date:** 2026-6
**Character Count:** 14444
**Document Hash:** 6477d08cc4ac66499f4228b85b2fcf17
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001835856-26-000015.hdr.sgml**: 20260622

**ACCESSION NUMBER**: 0001835856-26-000015

**CONFORMED SUBMISSION TYPE**: S-8

**PUBLIC DOCUMENT COUNT**: 14

**FILED AS OF DATE**: 20260618

**DATE AS OF CHANGE**: 20260618

**EFFECTIVENESS DATE**: 20260618

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Better Home & Finance Holding Co
- **CENTRAL INDEX KEY:** 0001835856
- **STANDARD INDUSTRIAL CLASSIFICATION:** LOAN BROKERS [6163]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 933029990
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** S-8
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-296913
- **FILM NUMBER:** 261103868

**BUSINESS ADDRESS:**
- **STREET 1:** 1 WORLD TRADE CENTER, 285 FULTON ST
- **STREET 2:** FLR 80, SUITE A
- **CITY:** NEW YORK
- **STATE:** NY
- **BUSINESS PHONE:** 646-839-0086

**MAIL ADDRESS:**
- **STREET 1:** 1 WORLD TRADE CENTER, 285 FULTON ST
- **STREET 2:** FLR 80, SUITE A
- **CITY:** NEW YORK
- **STATE:** NY

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Aurora Acquisition Corp.
- **DATE OF NAME CHANGE:** 20201211

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Aurora Capital Holding Corp.
- **DATE OF NAME CHANGE:** 20201209

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM S-8**

**REGISTRATION STATEMENT**

***UNDER***

***THE SECURITIES ACT OF 1933***

**Better Home & Finance Holding Company**

**(Exact Name of Registrant as Specified in Its Charter)**

---

| | |
|:---|:---|
| **Delaware** | **93-3029990** |
| **(State or other jurisdiction of**<br>**incorporation or organization)** | **(I.R.S. Employer**<br>**Identification Number)** |

---

**1 World Trade Center**

**285 Fulton Street, 80th Floor, Suite A**

**New York, New York 10007**

**(Address of Principal Executive Offices)**

**Better Home & Finance Holding Company 2023 Incentive Equity Plan** 

**(Full title of the plan)**

**Paula Tuffin**

**General Counsel, Chief Compliance Officer and Corporate Secretary**

**Better Home & Finance Holding Company**

**1 World Trade Center**

**285 Fulton Street, 80th Floor, Suite A**

**New York, New York 10007**

**Tel: (415) 522-8837**

(Name, address, including zip code and telephone number, including area code of agent for service)

***Copies to:***

**Bryan K. Brown**

**Justin W. McKithen**

**Jones Day**

**717 Texas Avenue, Suite 3300**

**Houston, Texas 77002**

**(832) 239-3939**

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company. See definitions of "large accelerated filer," "accelerated filer" and "smaller reporting company" in Rule 12b-2 of the Exchange Act (check one):

---

| | |
|:---|:---|
| Large accelerated filer ☐ | Accelerated filer ☒ |
| Non-accelerated filer ☐ | Smaller reporting company ☒ |
| Emerging Growth Company ☒ | |

---

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the Securities Act. ☐

------

**EXPLANATORY NOTE**

Pursuant to General Instruction E of Form S-8, this Registration Statement on Form S-8 is being filed for the purpose of registering an additional 922,364 shares of Better Home & Finance Holding Company, a Delaware corporation (the "Registrant"), Class A common stock, par value $0.0001 per share, authorized for issuance under the Better Home & Finance Holding Company 2023 Incentive Equity Plan (the "2023 Plan"). The additional shares registered under the 2023 Plan are of the same class as other securities relating to the 2023 Plan, for which a registration statement filed on Form S-8 by the Registrant is effective.

**INCORPORATION BY REFERENCE OF CONTENTS OF REGISTRATION STATEMENT ON FORM S-8**

The contents of the Registration Statements on Form S-8 (File Nos. <u>[333-](https://www.sec.gov/Archives/edgar/data/1835856/000162828023039173/betterhomefinanceholdingco.htm)[275577](https://www.sec.gov/Archives/edgar/data/1835856/000162828023039173/betterhomefinanceholdingco.htm)</u>, <u>[333-](https://www.sec.gov/Archives/edgar/data/1835856/000162828025029191/betterhomefinance-sx8.htm)[287757](https://www.sec.gov/Archives/edgar/data/1835856/000162828025029191/betterhomefinance-sx8.htm)</u> and <u>[333-](https://www.sec.gov/Archives/edgar/data/1835856/000183585626000004/betterhomefinance-sx8xasxf.htm)[293393](https://www.sec.gov/Archives/edgar/data/1835856/000183585626000004/betterhomefinance-sx8xasxf.htm)</u>), filed with the Securities and Exchange Commission, relating to the 2023 Plan, are incorporated herein by reference.

**Item 8. Exhibits.**

---

| | |
|:---|:---|
| **Exhibit**<br>**Number** | **Description of Documents** |
| 4.1 | <u>[Better Home & Finance Holding Company 2023 Incentive Equity Plan (incorporated by reference to Exhibit 10.5 to the Registrant's Current Report on Form 8-K filed with the SEC on August 28, 2023](https://www.sec.gov/Archives/edgar/data/1835856/000162828023030682/exhibit105-super8xk.htm)</u>) |
| 5.1 | <u>[Opinion of Jones Day\*](exhibit51-sx8june2026.htm)</u> |
| 23.1 | <u>[Consent of Deloitte & Touche\*](s-8consentjune2026.htm)</u> |
| 23.2 | <u>[Consent of Jones Day (included in Exhibit 5.1)\*](exhibit51-sx8june2026.htm)</u> |
| 24.1 | <u>[Power of Attorney (included on signature page hereto)\*](#i015ee8c258154eeb9574e7208d0fe689_7)</u> |
| 107 | <u>[Filing Fee Table\*](exfilingfees.htm)</u> |

---

_____________

\*&nbsp;&nbsp;&nbsp;&nbsp; Filed herewith.

------

**SIGNATURES**

Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of New York, State of New York, June 18, 2026.

---

| | |
|:---|:---|
| Better Home & Finance Holding Company | Better Home & Finance Holding Company |
| By: | /s/ Vishal Garg |
|  | Vishal Garg |
|  | Chief Executive Officer |

---

**POWER OF ATTORNEY**

KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Loveen Advani and Paula Tuffin and each of them, such person's true and lawful attorneys-in-fact and agents, each with full power of substitution and resubstitution, for him or her and in his or her name, place and stead, in any and all capacities, to sign any and all amendments, including post effective amendments, to this Registration Statement, and any registration statement relating to the offering covered by this Registration Statement and filed pursuant to Rule 462(b) under the Securities Act of 1933, as amended, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all that each of said attorneys-in-fact and agents or their substitute may lawfully do or cause to be done by virtue hereof.

------

Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the dates indicated:

---

| | | |
|:---|:---|:---|
| **Name** | **Title** | **Date** |
| /s/ Vishal Garg | Chief Executive Officer and Director<br>(Principal Executive Officer) | June 18, 2026 |
| Vishal Garg | Chief Executive Officer and Director<br>(Principal Executive Officer) | June 18, 2026 |
| /s/ Loveen Advani | Chief Financial Officer (Principal<br>Financial and Accounting Officer) | June 18, 2026 |
| Loveen Advani | Chief Financial Officer (Principal<br>Financial and Accounting Officer) | June 18, 2026 |
| /s/ Harit Talwar | Director and Chairman <br>of the Board of Directors | June 18, 2026 |
| Harit Talwar | Director and Chairman <br>of the Board of Directors | June 18, 2026 |
| /s/ Michael Farello | Director | June 18, 2026 |
| Michael Farello | Director | June 18, 2026 |
| /s/ Arnaud Massenet | Director | June 18, 2026 |
| Arnaud Massenet | Director | June 18, 2026 |
| /s/ Bhaskar Menon | Director | June 18, 2026 |
| Bhaskar Menon | Director | June 18, 2026 |

---

## Ex-Filing

?xml version='1.0' encoding='ASCII'? exfilingfees

**Exhibit 107**

**CALCULATION OF FILING FEE TABLE**

**FORM S-8**

(Form Type)

**BETTER HOME & FINANCE HOLDING COMPANY**

(Exact Name of Registrant as Specified in its Charter)

**Table 1: Newly Registered Securities**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Security Type** | **Security Class Title** | **Fee Calculation Rate** | **Amount Registered** <sup>(1)</sup>  | **Proposed Maximum Offering Price Per Share** <sup>(2)</sup> | **Maximum Aggregate Offering Price** <sup>(2)</sup>  | **Fee Rate** | **Amount of Registration Fee (2)** |
| Equity | Class A common stock, par value $0.0001 per share | Other | 922364 | $25.90 | $23889227.60 | 0.00013810 | $3299.10 |
| **Total Offering Amounts** | **Total Offering Amounts** | **Total Offering Amounts** | **Total Offering Amounts** |  | $23889227.60 |  | $3299.10 |
| **Total Fee Offsets** | **Total Fee Offsets** | **Total Fee Offsets** | **Total Fee Offsets** |  |  |  |  |
| **Net Fee Due** | **Net Fee Due** | **Net Fee Due** | **Net Fee Due** |  |  |  | $3299.10 |

---

(1)Pursuant to Rule 416(a) of the Securities Act of 1933, as amended (the "Securities Act"), this Registration Statement also covers such indeterminable number of additional shares of Class A common stock, par value $0.0001 per share (the "Common Stock"), of Better Home & Finance Holding Company (the "Registrant") as may become issuable to prevent dilution in the event of stock splits, stock dividends, recapitalization or similar transactions. Represents an additional 922,364 shares of Common Stock issuable pursuant to this Registration Statement.

(2)Estimated solely for the purpose of calculating the registration fee pursuant to Rule 457(c) and Rule 457(h) of the Securities Act, based upon the average of the high ($27.74) and low ($24.06) prices of the Common Stock of the Registrant as reported on the Nasdaq Stock Market on June 12, 2026, which date is within five business days prior to the date of filing of this Registration Statement.

## Ex-5

**Exhibit 5.1**

![logo1a.jpg](logo1a.jpg)

717 TEXAS • SUITE 3300 • HOUSTON, TEXAS 77002.2712

TELEPHONE: +1.832.239.3939 • JONESDAY.COM

June 18, 2026

Better Home & Finance Holding Company

1 World Trade Center

285 Fulton Street, 80th Floor, Suite A

New York, New York 10007

Registration Statement on Form S-8 Filed by Better Home & Finance Holding Company

Ladies and Gentlemen:

We have acted as counsel for Better Home & Finance Holding Company, a Delaware corporation (the "***Company***"), in connection with the registration of 922,364 shares (the "***Shares***") of Class A common stock, par value $0.0001 per share, of the Company, that may be issued or delivered and sold pursuant to the Better Home & Finance Holding Company 2023 Incentive Equity Plan (the "***Plan***"). In connection with the opinion expressed herein, we have examined such documents, records and matters of law as we have deemed relevant or necessary for purposes of this opinion. Based on the foregoing, and subject to the further limitations, qualifications and assumptions set forth herein, we are of the opinion that the Shares that may be issued or delivered and sold under the Plan and the authorized award agreements thereunder (the "***Award Agreements***") will be, when issued or delivered and sold in accordance with the Plan and the Award Agreements, validly issued, fully paid and nonassessable, provided that the consideration for the Shares is at least equal to the stated par value thereof.

The opinion expressed herein is limited to the General Corporation Law of the State of Delaware, as currently in effect, and we express no opinion as to the effect of the laws of any other jurisdiction on the opinion expressed herein. In addition, we have assumed that the resolutions authorizing the Company to issue or deliver and sell the Shares pursuant to the Plan and the Award Agreements will be in full force and effect at all times at which the Shares are issued or delivered and sold by the Company, and that the Company will take no action inconsistent with such resolutions. In rendering the opinion above, we have assumed that each award under the Plan will be approved by the Board of Directors of the Company or an authorized committee of the Board of Directors.

We hereby consent to the filing of this opinion as Exhibit 5.1 to the Registration Statement on Form S-8 filed by the Company to effect registration of the Shares under the Securities Act of 1933 (the "***Act***"). In giving such consent, we do not thereby admit that we are included in the category of persons whose consent is required under Section 7 of the Act, or the rules and regulations of the Securities and Exchange Commission promulgated thereunder.

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| |
|:---|
| Very truly yours, |
| /s/ Jones Day |

---

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## Ex-23

**CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM**

We consent to the incorporation by reference in this Registration Statement on Form S-8 of our report dated March 13, 2026 relating to the consolidated financial statements of Better Home & Finance Holding Company (the "Company"), appearing in the Annual Report on Form 10-K of the Company for the year ended December 31, 2025.

/s/ Deloitte & Touche LLP

New York, New York

June 18, 2026

<br>