# EDGAR Filing Document

**Accession Number:** 0001929071
**File Stem:** 0001929071-25-000002
**Filing Date:** 2025-11
**Character Count:** 13005
**Document Hash:** f71c90b669f1f266887d3d9b2a7b2305
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001929071-25-000002.hdr.sgml**: 20251104

**ACCESSION NUMBER**: 0001929071-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251104

**DATE AS OF CHANGE**: 20251104

**EFFECTIVENESS DATE**: 20251104

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Finer Wealth Management, Inc.
- **CENTRAL INDEX KEY:** 0001929071

**ORGANIZATION NAME:**
- **EIN:** 043311316
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22554
- **FILM NUMBER:** 251448317

**BUSINESS ADDRESS:**
- **STREET 1:** 530 LORING AVENUE
- **STREET 2:** SUITE 302
- **CITY:** SALEM
- **STATE:** MA
- **ZIP:** 01970
- **BUSINESS PHONE:** 9787401011

**MAIL ADDRESS:**
- **STREET 1:** 530 LORING AVENUE
- **STREET 2:** SUITE 302
- **CITY:** SALEM
- **STATE:** MA
- **ZIP:** 01970

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Finer Wealth Management Inc.<br>**Address:** 530 LORING AVENUE<br>SUITE 302<br>SALEM, MA 01970

**Form 13F File Number:** 028-22554

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Gary M. Coon<br>**Title:** Chief Compliance Officer<br>**Phone:** 978-740-1011

**Signature, Place, and Date of Signing:**

/s/Gary M. Coon  Salem, MA  10-28-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 86

**Form 13F Information Table Value Total:** $200680324

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 236634 | 1022 | SH |  | SOLE |  | 0 | 0 | 1022 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG001S5NN36 | 3651250 | 22568 | SH |  | SOLE |  | 0 | 0 | 22568 |
| AIR PRODS  CHEMS INC | COM | 009158106 | BBG001S5NSB6 | 282294 | 1035 | SH |  | SOLE |  | 0 | 0 | 1035 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 8935218 | 36755 | SH |  | SOLE |  | 0 | 0 | 36755 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 1382691 | 5677 | SH |  | SOLE |  | 0 | 0 | 5677 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 1371406 | 20760 | SH |  | SOLE |  | 0 | 0 | 20760 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 9682885 | 44099 | SH |  | SOLE |  | 0 | 0 | 44099 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 17366289 | 68202 | SH |  | SOLE |  | 0 | 0 | 68202 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 | BBG001SCG0R3 | 1638976 | 1693 | SH |  | SOLE |  | 0 | 0 | 1693 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 3654466 | 129407 | SH |  | SOLE |  | 0 | 0 | 129407 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 887831 | 17209 | SH |  | SOLE |  | 0 | 0 | 17209 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG001S8N8J6 | 288868 | 6405 | SH |  | SOLE |  | 0 | 0 | 6405 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 | BBG001S6VV46 | 827146 | 15583 | SH |  | SOLE |  | 0 | 0 | 15583 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 1228158 | 3723 | SH |  | SOLE |  | 0 | 0 | 3723 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 4848751 | 10162 | SH |  | SOLE |  | 0 | 0 | 10162 |
| CENTERPOINT ENERGY INC | COM | 15189T107 | BBG001SB10S0 | 428701 | 11049 | SH |  | SOLE |  | 0 | 0 | 11049 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 2422695 | 15601 | SH |  | SOLE |  | 0 | 0 | 15601 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 1096157 | 16021 | SH |  | SOLE |  | 0 | 0 | 16021 |
| CMS ENERGY CORP | COM | 125896100 | BBG001S5PYJ3 | 659340 | 9000 | SH |  | SOLE |  | 0 | 0 | 9000 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 1772004 | 26719 | SH |  | SOLE |  | 0 | 0 | 26719 |
| COLUMBUS CIRCLE CAP CORP. I | SHS CL A | G2296A109 | BBG01VF3Z0N3 | 101200 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 569357 | 1245 | SH |  | SOLE |  | 0 | 0 | 1245 |
| DEFI TECHNOLOGIES INC | COM | 244916102 | BBG001SC80T0 | 215220 | 102000 | SH |  | SOLE |  | 0 | 0 | 102000 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 325066 | 2839 | SH |  | SOLE |  | 0 | 0 | 2839 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 10995174 | 14410 | SH |  | SOLE |  | 0 | 0 | 14410 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 | BBG001SDHNW4 | 3035834 | 176913 | SH |  | SOLE |  | 0 | 0 | 176913 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 | BBG001S9P0Z1 | 319079 | 10204 | SH |  | SOLE |  | 0 | 0 | 10204 |
| EVERSOURCE ENERGY | COM | 30040W108 | BBG001S5TRL1 | 618112 | 8689 | SH |  | SOLE |  | 0 | 0 | 8689 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 2833400 | 25130 | SH |  | SOLE |  | 0 | 0 | 25130 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG001SC07Z6 | 638266 | 801 | SH |  | SOLE |  | 0 | 0 | 801 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 | BBG01NX636V7 | 359524 | 7101 | SH |  | SOLE |  | 0 | 0 | 7101 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 | BBG008748J97 | 2572090 | 28652 | SH |  | SOLE |  | 0 | 0 | 28652 |
| GRAYSCALE ETHEREUM MINI TR E | SHS NEW | 38964R203 | BBG01NR6D0D6 | 262702 | 6705 | SH |  | SOLE |  | 0 | 0 | 6705 |
| GRAYSCALE ETHEREUM TRUST ETF | SHS | 389638107 | BBG00P5NVDH7 | 942356 | 27498 | SH |  | SOLE |  | 0 | 0 | 27498 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 532472 | 1314 | SH |  | SOLE |  | 0 | 0 | 1314 |
| INTEL CORP | COM | 458140100 | BBG001S5SF65 | 530668 | 15817 | SH |  | SOLE |  | 0 | 0 | 15817 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 283289 | 1004 | SH |  | SOLE |  | 0 | 0 | 1004 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | BBG001S7XR78 | 309483 | 692 | SH |  | SOLE |  | 0 | 0 | 692 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 | BBG01KYQ6QS5 | 2900560 | 44624 | SH |  | SOLE |  | 0 | 0 | 44624 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 463829 | 693 | SH |  | SOLE |  | 0 | 0 | 693 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 | BBG001S60QR6 | 627019 | 5625 | SH |  | SOLE |  | 0 | 0 | 5625 |
| ISHARES TR | ISHARES BIOTECH | 464287556 | BBG001SGYSW7 | 1354208 | 9380 | SH |  | SOLE |  | 0 | 0 | 9380 |
| ISHARES TR | PFD AND INCM SEC | 464288687 | BBG001SNVWC8 | 272564 | 8620 | SH |  | SOLE |  | 0 | 0 | 8620 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 764858 | 4125 | SH |  | SOLE |  | 0 | 0 | 4125 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 6688047 | 21203 | SH |  | SOLE |  | 0 | 0 | 21203 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG001S5SLZ0 | 389806 | 3135 | SH |  | SOLE |  | 0 | 0 | 3135 |
| KRAFT HEINZ CO | COM | 500754106 | BBG005CPNTR1 | 909412 | 34924 | SH |  | SOLE |  | 0 | 0 | 34924 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG001S7PS57 | 1844431 | 3695 | SH |  | SOLE |  | 0 | 0 | 3695 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 3035808 | 9990 | SH |  | SOLE |  | 0 | 0 | 9990 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 3679014 | 43834 | SH |  | SOLE |  | 0 | 0 | 43834 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 10041735 | 13674 | SH |  | SOLE |  | 0 | 0 | 13674 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG001S6P675 | 461997 | 2761 | SH |  | SOLE |  | 0 | 0 | 2761 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 15325215 | 29588 | SH |  | SOLE |  | 0 | 0 | 29588 |
| NETFLIX INC | COM | 64110L106 | BBG001SF6L46 | 554286 | 462 | SH |  | SOLE |  | 0 | 0 | 462 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 15949311 | 85482 | SH |  | SOLE |  | 0 | 0 | 85482 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 2579054 | 14138 | SH |  | SOLE |  | 0 | 0 | 14138 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 2516874 | 17921 | SH |  | SOLE |  | 0 | 0 | 17921 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 205139 | 8051 | SH |  | SOLE |  | 0 | 0 | 8051 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 204048 | 1258 | SH |  | SOLE |  | 0 | 0 | 1258 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 3892610 | 25334 | SH |  | SOLE |  | 0 | 0 | 25334 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 947422 | 5662 | SH |  | SOLE |  | 0 | 0 | 5662 |
| SALESFORCE INC | COM | 79466L302 | BBG001SDLP09 | 3013700 | 12716 | SH |  | SOLE |  | 0 | 0 | 12716 |
| SCHWAB CHARLES CORP | COM | 808513105 | BBG001S5VXD4 | 3055455 | 32004 | SH |  | SOLE |  | 0 | 0 | 32004 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWLM4 | 268659 | 9841 | SH |  | SOLE |  | 0 | 0 | 9841 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | BBG001T66WN0 | 405799 | 12717 | SH |  | SOLE |  | 0 | 0 | 12717 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 835689 | 29953 | SH |  | SOLE |  | 0 | 0 | 29953 |
| SEALSQ CORP | ORD SHS | G79483106 | BBG01FKLWM75 | 374000 | 100000 | SH |  | SOLE |  | 0 | 0 | 100000 |
| SOUTHERN CO | COM | 842587107 | BBG001S5W777 | 246781 | 2604 | SH |  | SOLE |  | 0 | 0 | 2604 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 1276137 | 3590 | SH |  | SOLE |  | 0 | 0 | 3590 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 843714 | 1267 | SH |  | SOLE |  | 0 | 0 | 1267 |
| STRATEGY INC | CL A NEW | 594972408 | BBG001SC7PX1 | 7168528 | 22248 | SH |  | SOLE |  | 0 | 0 | 22248 |
| SUNOCO LP/SUNOCO FIN CORP | COM UT REP LP | 86765K109 | BBG00358K8T9 | 1539317 | 30780 | SH |  | SOLE |  | 0 | 0 | 30780 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 3225800 | 11550 | SH |  | SOLE |  | 0 | 0 | 11550 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 2719683 | 6116 | SH |  | SOLE |  | 0 | 0 | 6116 |
| TEXAS INSTRS INC | COM | 882508104 | BBG001S5WYZ7 | 883116 | 4807 | SH |  | SOLE |  | 0 | 0 | 4807 |
| TIDAL TRUST II | YIELDMAX MSTR OP | 88634T493 | BBG01LMW2QW2 | 232664 | 16666 | SH |  | SOLE |  | 0 | 0 | 16666 |
| TILRAY BRANDS INC | COM | 88688T100 | BBG00L7XTPY9 | 25339 | 14647 | SH |  | SOLE |  | 0 | 0 | 14647 |
| UNITED STS OIL FD LP | UNITS | 91232N207 | BBG001SQNKR0 | 208344 | 2825 | SH |  | SOLE |  | 0 | 0 | 2825 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 359457 | 1041 | SH |  | SOLE |  | 0 | 0 | 1041 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 431580 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 3073585 | 69934 | SH |  | SOLE |  | 0 | 0 | 69934 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 287783 | 843 | SH |  | SOLE |  | 0 | 0 | 843 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 5024883 | 48757 | SH |  | SOLE |  | 0 | 0 | 48757 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 270739 | 3230 | SH |  | SOLE |  | 0 | 0 | 3230 |
| WISEKEY INTERNATIONAL HLDS L | SPON ADR | 97727L408 | BBG00KXN90C5 | 314801 | 49497 | SH |  | SOLE |  | 0 | 0 | 49497 |
| XCEL ENERGY INC | COM | 98389B100 | BBG001S7F0X8 | 882472 | 10942 | SH |  | SOLE |  | 0 | 0 | 10942 |

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