# EDGAR Filing Document

**Accession Number:** 0002003615
**File Stem:** 0002003615-26-000001
**Filing Date:** 2026-1
**Character Count:** 15055
**Document Hash:** 779dfff7da2e187116bda7c89f3f471b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002003615-26-000001.hdr.sgml**: 20260123

**ACCESSION NUMBER**: 0002003615-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260123

**DATE AS OF CHANGE**: 20260123

**EFFECTIVENESS DATE**: 20260123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VISIONARY HORIZONS, LLC
- **CENTRAL INDEX KEY:** 0002003615

**ORGANIZATION NAME:**
- **EIN:** 263061344
- **STATE OF INCORPORATION:** TN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23526
- **FILM NUMBER:** 26555322

**BUSINESS ADDRESS:**
- **STREET 1:** 620 MABRY HOOD RD
- **STREET 2:** SUITE 301
- **CITY:** KNOXVILLE
- **STATE:** TN
- **ZIP:** 37932
- **BUSINESS PHONE:** 865-675-8496

**MAIL ADDRESS:**
- **STREET 1:** 620 MABRY HOOD RD
- **STREET 2:** SUITE 301
- **CITY:** KNOXVILLE
- **STATE:** TN
- **ZIP:** 37932

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Visionary Horizons LLC<br>**Address:** 620 Mabry Hood Rd<br>Suite 301<br>Knoxville, TN 37932

**Form 13F File Number:** 028-23526

**CRD Number (if applicable):** 000150483

**SEC File Number (if applicable):** 801-79890

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Tyler J McMurray<br>**Title:** Chief Operations  Compliance Officer<br>**Phone:** 865-675-8496

**Signature, Place, and Date of Signing:**

/s/Tyler J McMurray  Knoxville, TN  01-23-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 113

**Form 13F Information Table Value Total:** $193344968

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADOBE INC | COM | 00724F101 |  | 745829 | 2131 | SH |  | SOLE |  | 0 | 0 | 2131 |
| ALLSTATE CORP | COM | 020002101 |  | 903987 | 4342 | SH |  | SOLE |  | 0 | 0 | 4342 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 445126 | 1422 | SH |  | SOLE |  | 0 | 0 | 1422 |
| AMAZON COM INC | COM | 023135106 |  | 302411 | 1310 | SH |  | SOLE |  | 0 | 0 | 1310 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 6113827 | 79379 | SH |  | SOLE |  | 0 | 0 | 79379 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 740098 | 8990 | SH |  | SOLE |  | 0 | 0 | 8990 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 6695000 | 59894 | SH |  | SOLE |  | 0 | 0 | 59894 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 8069065 | 79124 | SH |  | SOLE |  | 86 | 0 | 79038 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 350262 | 1995 | SH |  | SOLE |  | 0 | 0 | 1995 |
| AMGEN INC | COM | 031162100 |  | 1603205 | 4898 | SH |  | SOLE |  | 0 | 0 | 4898 |
| APPLE INC | COM | 037833100 |  | 711193 | 2616 | SH |  | SOLE |  | 0 | 0 | 2616 |
| APTIV PLC | COM SHS | G3265R107 |  | 710148 | 9333 | SH |  | SOLE |  | 0 | 0 | 9333 |
| ATMOS ENERGY CORP | COM | 049560105 |  | 354370 | 2114 | SH |  | SOLE |  | 0 | 0 | 2114 |
| AUTONATION INC | COM | 05329W102 |  | 880844 | 4266 | SH |  | SOLE |  | 0 | 0 | 4266 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 435881 | 2246 | SH |  | SOLE |  | 0 | 0 | 2246 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754800 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1210884 | 2409 | SH |  | SOLE |  | 0 | 0 | 2409 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 1708305 | 28092 | SH |  | SOLE |  | 0 | 0 | 28092 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 1456196 | 27595 | SH |  | SOLE |  | 0 | 0 | 27595 |
| BLACKROCK FLOATING RATE INCO | COM | 09255X100 |  | 245024 | 20800 | SH |  | SOLE |  | 0 | 0 | 20800 |
| BROADCOM INC | COM | 11135F101 |  | 1174418 | 3393 | SH |  | SOLE |  | 0 | 0 | 3393 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 1159682 | 5643 | SH |  | SOLE |  | 0 | 0 | 5643 |
| CHEVRON CORP NEW | COM | 166764100 |  | 436350 | 2863 | SH |  | SOLE |  | 0 | 0 | 2863 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 513228 | 14011 | SH |  | SOLE |  | 0 | 0 | 14011 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 596148 | 14346 | SH |  | SOLE |  | 0 | 0 | 14346 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 601256 | 15776 | SH |  | SOLE |  | 0 | 0 | 15776 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 446774 | 12965 | SH |  | SOLE |  | 0 | 0 | 12965 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 576628 | 14565 | SH |  | SOLE |  | 0 | 0 | 14565 |
| DISNEY WALT CO | COM | 254687106 |  | 242103 | 2128 | SH |  | SOLE |  | 0 | 0 | 2128 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 723012 | 6168 | SH |  | SOLE |  | 0 | 0 | 6168 |
| EAST WEST BANCORP INC | COM | 27579R104 |  | 982731 | 8743 | SH |  | SOLE |  | 0 | 0 | 8743 |
| EDISON INTL | COM | 281020107 |  | 345115 | 5750 | SH |  | SOLE |  | 0 | 0 | 5750 |
| ETF SER SOLUTIONS | APTUS COLLRD INV | 26922A222 |  | 1713216 | 39204 | SH |  | SOLE |  | 0 | 0 | 39204 |
| ETF SER SOLUTIONS | APTUS DEFINED | 26922A388 |  | 569261 | 19995 | SH |  | SOLE |  | 0 | 0 | 19995 |
| ETF SER SOLUTIONS | OPUS SML CP VL | 26922A446 |  | 548880 | 14822 | SH |  | SOLE |  | 0 | 0 | 14822 |
| EXTRA SPACE STORAGE INC | COM | 30225T102 |  | 410193 | 3150 | SH |  | SOLE |  | 0 | 0 | 3150 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 984156 | 21024 | SH |  | SOLE |  | 0 | 0 | 21024 |
| FIRST TR EXCHANGE-TRADED FD | VEST GOLD STRTGY | 33733E849 |  | 411558 | 24053 | SH |  | SOLE |  | 0 | 0 | 24053 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 550612 | 4486 | SH |  | SOLE |  | 0 | 0 | 4486 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 1503066 | 29553 | SH |  | SOLE |  | 0 | 0 | 29553 |
| HASBRO INC | COM | 418056107 |  | 1043788 | 12729 | SH |  | SOLE |  | 0 | 0 | 12729 |
| HOME DEPOT INC | COM | 437076102 |  | 531635 | 1545 | SH |  | SOLE |  | 0 | 0 | 1545 |
| HOWMET AEROSPACE INC | COM | 443201108 |  | 420750 | 2052 | SH |  | SOLE |  | 0 | 0 | 2052 |
| INCYTE CORP | COM | 45337C102 |  | 333744 | 3379 | SH |  | SOLE |  | 0 | 0 | 3379 |
| INTEL CORP | COM | 458140100 |  | 240477 | 6517 | SH |  | SOLE |  | 0 | 0 | 6517 |
| INTERACTIVE BROKERS GROUP IN | COM CL A | 45841N107 |  | 941262 | 14636 | SH |  | SOLE |  | 0 | 0 | 14636 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 1648889 | 23087 | SH |  | SOLE |  | 107 | 0 | 22980 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 3212493 | 16770 | SH |  | SOLE |  | 0 | 0 | 16770 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 5813495 | 9463 | SH |  | SOLE |  | 13 | 0 | 9450 |
| ISHARES INC | ASIA/PAC DIV ETF | 464286293 |  | 605692 | 13680 | SH |  | SOLE |  | 0 | 0 | 13680 |
| ISHARES INC | MSCI FRANCE ETF | 464286707 |  | 736486 | 16370 | SH |  | SOLE |  | 0 | 0 | 16370 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 206144 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 677432 | 6616 | SH |  | SOLE |  | 0 | 0 | 6616 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 233502 | 2679 | SH |  | SOLE |  | 0 | 0 | 2679 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 274226 | 3950 | SH |  | SOLE |  | 0 | 0 | 3950 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 298304 | 3334 | SH |  | SOLE |  | 0 | 0 | 3334 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 235089 | 1399 | SH |  | SOLE |  | 0 | 0 | 1399 |
| ISHARES TR | CORE S ETF | 464287200 |  | 525941 | 767 | SH |  | SOLE |  | 0 | 0 | 767 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 1592596 | 34219 | SH |  | SOLE |  | 0 | 0 | 34219 |
| ISHARES TR | FALN ANGLS USD | 46435G474 |  | 270652 | 9914 | SH |  | SOLE |  | 0 | 0 | 9914 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 256904 | 4858 | SH |  | SOLE |  | 0 | 0 | 4858 |
| ISHARES TR | MSCI UK ETF NEW | 46435G334 |  | 553708 | 12590 | SH |  | SOLE |  | 0 | 0 | 12590 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 246397 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 638941 | 12503 | SH |  | SOLE |  | 156 | 0 | 12347 |
| KIMCO RLTY CORP | COM | 49446R109 |  | 499554 | 24645 | SH |  | SOLE |  | 0 | 0 | 24645 |
| LITHIA MTRS INC | COM | 536797103 |  | 1038600 | 3125 | SH |  | SOLE |  | 0 | 0 | 3125 |
| MANHATTAN ASSOCIATES INC | COM | 562750109 |  | 634488 | 3661 | SH |  | SOLE |  | 0 | 0 | 3661 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1700308 | 17700 | SH |  | SOLE |  | 0 | 0 | 17700 |
| META PLATFORMS INC | CL A | 30303M102 |  | 928682 | 1406 | SH |  | SOLE |  | 0 | 0 | 1406 |
| MICROSOFT CORP | COM | 594918104 |  | 1954057 | 4040 | SH |  | SOLE |  | 0 | 0 | 4040 |
| MIZUHO FINANCIAL GROUP INC | SPONSORED ADR | 60687Y109 |  | 93586 | 12785 | SH |  | SOLE |  | 0 | 0 | 12785 |
| NEWMONT CORP | COM | 651639106 |  | 243634 | 2440 | SH |  | SOLE |  | 0 | 0 | 2440 |
| NORTHERN LIGHTS FD TR | TOEWS AGILTY SHS | 66538J720 |  | 9614510 | 261263 | SH |  | SOLE |  | 691 | 0 | 260572 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 938280 | 1645 | SH |  | SOLE |  | 0 | 0 | 1645 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 643853 | 4670 | SH |  | SOLE |  | 0 | 0 | 4670 |
| NUVEEN SELECT TAX-FREE INCOM | SH BEN INT | 67062F100 |  | 197118 | 13980 | SH |  | SOLE |  | 0 | 0 | 13980 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2007684 | 10765 | SH |  | SOLE |  | 0 | 0 | 10765 |
| ORACLE CORP | COM | 68389X105 |  | 245977 | 1262 | SH |  | SOLE |  | 0 | 0 | 1262 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1517630 | 8538 | SH |  | SOLE |  | 0 | 0 | 8538 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 346556 | 3385 | SH |  | SOLE |  | 0 | 0 | 3385 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 396395 | 2766 | SH |  | SOLE |  | 0 | 0 | 2766 |
| PROSHARES TR | ULTRPRO S | 74347X864 |  | 263354 | 2275 | SH |  | SOLE |  | 0 | 0 | 2275 |
| PVH CORPORATION | COM | 693656100 |  | 757829 | 11307 | SH |  | SOLE |  | 0 | 0 | 11307 |
| SABA CAPITAL INCOME  OPPORT | COM NEW | 880198205 |  | 377652 | 45776 | SH |  | SOLE |  | 0 | 0 | 45776 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 9292217 | 205534 | SH |  | SOLE |  | 200 | 0 | 205334 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 747380 | 31089 | SH |  | SOLE |  | 0 | 0 | 31089 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 237894 | 5225 | SH |  | SOLE |  | 0 | 0 | 5225 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 34280389 | 1050900 | SH |  | SOLE |  | 1665 | 0 | 1049235 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 774983 | 26173 | SH |  | SOLE |  | 0 | 0 | 26173 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 493119 | 16399 | SH |  | SOLE |  | 0 | 0 | 16399 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 1119829 | 20446 | SH |  | SOLE |  | 0 | 0 | 20446 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 4125095 | 26592 | SH |  | SOLE |  | 53 | 0 | 26539 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 1430880 | 33517 | SH |  | SOLE |  | 0 | 0 | 33517 |
| SELLAS LIFE SCIENCES GROUP I | COM NEW | 81642T209 |  | 135720 | 36000 | SH |  | SOLE |  | 0 | 0 | 36000 |
| SOUTHERN CO | COM | 842587107 |  | 679013 | 7786 | SH |  | SOLE |  | 0 | 0 | 7786 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1363306 | 3440 | SH |  | SOLE |  | 0 | 0 | 3440 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 356308 | 8023 | SH |  | SOLE |  | 0 | 0 | 8023 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1191315 | 1747 | SH |  | SOLE |  | 0 | 0 | 1747 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 508145 | 6334 | SH |  | SOLE |  | 0 | 0 | 6334 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 25111406 | 442024 | SH |  | SOLE |  | 806 | 0 | 441218 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 |  | 1717764 | 58666 | SH |  | SOLE |  | 0 | 0 | 58666 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 1021062 | 39652 | SH |  | SOLE |  | 0 | 0 | 39652 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 |  | 4153553 | 122849 | SH |  | SOLE |  | 2163 | 0 | 120686 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 |  | 4186908 | 104022 | SH |  | SOLE |  | 1446 | 0 | 102576 |
| TARGET CORP | COM | 87612E106 |  | 464117 | 4748 | SH |  | SOLE |  | 0 | 0 | 4748 |
| TESLA INC | COM | 88160R101 |  | 644039 | 1432 | SH |  | SOLE |  | 0 | 0 | 1432 |
| THE CIGNA GROUP | COM | 125523100 |  | 769605 | 2796 | SH |  | SOLE |  | 0 | 0 | 2796 |
| T-MOBILE US INC | COM | 872590104 |  | 703287 | 3463 | SH |  | SOLE |  | 0 | 0 | 3463 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 316062 | 3685 | SH |  | SOLE |  | 0 | 0 | 3685 |
| VANECK ETF TRUST | REAL ASSETS ETF | 92189F130 |  | 1168583 | 33455 | SH |  | SOLE |  | 0 | 0 | 33455 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 496565 | 7142 | SH |  | SOLE |  | 0 | 0 | 7142 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 626848 | 15390 | SH |  | SOLE |  | 0 | 0 | 15390 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 366440 | 7845 | SH |  | SOLE |  | 0 | 0 | 7845 |

---