# EDGAR Filing Document

**Accession Number:** 0000354046
**File Stem:** 0000035402-25-002086
**Filing Date:** 2025-11
**Character Count:** 14259
**Document Hash:** 60ad5bc0334600d7d7761eefeef87f5e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000035402-25-002086.hdr.sgml**: 20251125

**ACCESSION NUMBER**: 0000035402-25-002086

**CONFORMED SUBMISSION TYPE**: NPORT-P

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251125

**DATE AS OF CHANGE**: 20251125

**PERIOD START**: 20250930

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY CHARLES STREET TRUST
- **CENTRAL INDEX KEY:** 0000354046

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** NPORT-P
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-03221
- **FILM NUMBER:** 251519247

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY U S GOVERNMENT RESERVES FUND
- **DATE OF NAME CHANGE:** 19880201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FEDERAL RESERVES
- **DATE OF NAME CHANGE:** 19820215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY UNITED STATES TREASURY TRUST
- **DATE OF NAME CHANGE:** 19811020

## Series and Classes Contracts Data

### Fidelity Asset Manager 40% (Series ID: S000019188)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000052995 | Fidelity Advisor Asset Manager 40%: Class C | FFNCX           |
| C000052996 | Fidelity Advisor Asset Manager 40%: Class M | FFNTX           |
| C000052997 | Fidelity Advisor Asset Manager 40%: Class I | FFNIX           |
| C000052998 | Fidelity Asset Manager 40%                  | FFANX           |
| C000052999 | Fidelity Advisor Asset Manager 40%: Class A | FFNAX           |
| C000205016 | Fidelity Advisor Asset Manager 40%: Class Z | FIKYX           |

## Form NPORT-P: Monthly Portfolio Investments Report

### NPORT-P: Part A: General Information

**Item A.1. Information about the Registrant.**

- **a. Name of Registrant:** Fidelity Charles Street Trust

- **b. Investment Company Act file number:** 811-03221

- **c. CIK number of Registrant:** 0000354046

- **d. LEI of Registrant:** SG47DUH2I0FYWTB12921

- **e. Address and telephone number of Registrant.**

  - **Street Address 1:** 245 Summer Street

  - **City:** Boston

  - **State:** MA

  - **Foreign country:** US

  - **Zip / Postal Code:** 02210

  - **Telephone number:** 1-800-FIDELITY

**Item A.2. Information about the Series.**

- **a. Name of Series:** Fidelity Asset Manager 40%

- **b. EDGAR series identifier (if any):** S000019188

- **c. LEI of Series:** QZTNQUUEQ5ZU71K6R078

**Item A.3. Reporting period.**

- **a. Date of fiscal year-end:** 2025-09-30

- **b. Date as of which information is reported:** 2025-09-30

**Item A.4. Final filing**

Does the Fund anticipate that this will be its final filing on Form N-PORT? **No**

### Fund Information

**Total Assets:** $2415352493.71

**Total Liabilities:** $1375117.22

**Net Assets:** $2413977376.49

**Monthly Return Information**

| Class               | Month 1 Return (%)   | Month 2 Return (%)   | Month 3 Return (%)   |
|:---|:---|:---|:---|
| Class ID C000052998 | 0.40%                | 1.69%                | 2.16%                |
| Class ID C000052999 | 0.41%                | 1.68%                | 2.09%                |
| Class ID C000052996 | 0.35%                | 1.69%                | 2.02%                |
| Class ID C000052997 | 0.38%                | 1.68%                | 2.09%                |
| Class ID C000052995 | 0.22%                | 1.69%                | 2.03%                |
| Class ID C000205016 | 0.41%                | 1.69%                | 2.09%                |

**Monthly Gains & Losses**

| Period   | Net Realized Gain/Loss   | Net Unrealized Appreciation/Depreciation   |
|:---|:---|:---|
| Month 1  | $3008770.33              | $3384121.32                                |
| Month 2  | $1919010.93              | $35385743.38                               |
| Month 3  | $-366461.06              | $45579778.08                               |

### Schedule of Portfolio Investments

| Name                                          | Title                                                      | Identifiers                                   | Payoff Profile   | Asset Category   | Issuer Category   | Country   |   Balance | Units   | Value (USD)   | % of Net Assets   | Maturity Date   | Coupon Type   | Annualized Rate (%)   | Restricted?   |   Fair Value Level | Lending Status   |
|:---|:---|:---|:---|:---|:---|:---|---:|:---|:---|:---|:---|:---|:---|:---|---:|:---|
| Fidelity Covington Trust                      | Fidelity Enhanced Small Cap ETF                            | CUSIP: 31609A206<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   1345349 | NS      | $49185959.44  | 2.04%             |  |  |  | No            |                  1 | On Loan: No      |
| CHICAGO BOARD OF TRADE                        | US 10YR NOTE FUT (CBT)DEC25 TYZ5                           | CUSIP: N/A<br>LEI: 549300EX04Q2QBFQTQ27       | N/A              | DIR              | CORP              | US        |       197 | NC      | $119020.51    | 0.00%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Real Estate Equity Central Fund                   | CUSIP: 31606V674<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |     36617 | NS      | $4993083.07   | 0.21%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity U.S. Equity Central Fund                          | CUSIP: 31606V666<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |   3429356 | NS      | $533950775.94 | 22.12%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Blue Chip Growth ETF                              | CUSIP: 316092352<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |    758496 | NS      | $40700895.36  | 1.69%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 10/02/2025                                    | CUSIP: 912797MS3<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   2240000 | PA      | $2239749.79   | 0.09%             | 2025-10-02      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity Inflation-Protected Bond Index Central Fund       | CUSIP: 31607D103<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |    508024 | NS      | $46855035.90  | 1.94%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Greenwood Street Trust               | Fidelity Hedged Equity ETF                                 | CUSIP: 31624J745<br>LEI: 549300467DYGTZIRI308 | Long             | EC               | MUN               | US        |    827714 | NS      | $25394265.52  | 1.05%             |  |  |  | No            |                  1 | On Loan: No      |
| ICE FUTURES US                                | MSCI EMGMKT FUT DEC25 MESZ5                                | CUSIP: N/A<br>LEI: 5493004R83R1LVX2IL36       | N/A              | DE               | CORP              | US        |       -81 | NC      | $-57386.26    | -0.00%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity International Credit Central Fund                 | CUSIP: 31607D202<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |     70065 | NS      | $5872887.09   | 0.24%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity International Equity Central Fund                 | CUSIP: 31606V716<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |   2480638 | NS      | $310526287.87 | 12.86%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Floating Rate Central Fund                        | CUSIP: 31606V708<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |    181985 | NS      | $17496006.81  | 0.72%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 10/09/2025                                    | CUSIP: 912797QE0<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   2600000 | PA      | $2597653.34   | 0.11%             | 2025-10-09      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity High Income Central Fund                          | CUSIP: 31606V690<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |    374242 | NS      | $41349975.44  | 1.71%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 10/16/2025                                    | CUSIP: 912797QF7<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   1420000 | PA      | $1417601.38   | 0.06%             | 2025-10-16      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Hanover Street Trust                 | Fidelity Emerging Markets Debt Local Currency Central Fund | CUSIP: 315808709<br>LEI: 13LNM41WRMGAYS9Y7N22 | Long             | EC               | RF                | US        |    312327 | NS      | $29580498.13  | 1.23%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Oxford Street Trust II               | Fidelity Commodity Strategy Central Fund                   | CUSIP: 316167303<br>LEI: 549300OEP6Z1TBUGHH59 | Long             | EC               | RF                | US        |    195715 | NS      | $18313052.71  | 0.76%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Enhanced Mid Cap ETF                              | CUSIP: 31609A503<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |    442545 | NS      | $15998001.75  | 0.66%             |  |  |  | No            |                  1 | On Loan: No      |
| CHICAGO MERCANTILE EXCH INC                   | S and P500 EMINI FUT DEC25 ESZ5                            | CUSIP: N/A<br>LEI: SNZ2OJLFK8MNNCLQOF39       | N/A              | DE               | CORP              | US        |      -245 | NC      | $-1139850.10  | -0.05%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Revere Street Trust                  | Fidelity Cash Central Fund                                 | CUSIP: 31635A105<br>LEI: 549300BDV45LJNXBZC55 | Long             | STIV             | RF                | US        | 205514570 | NS      | $205555673.12 | 8.52%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Enhanced Large Cap Value ETF                      | CUSIP: 31609A107<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |    299212 | NS      | $10032578.36  | 0.42%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Emerging Markets Equity Central Fund              | CUSIP: 31606V682<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |    525785 | NS      | $144748542.78 | 6.00%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Greenwood Street Trust               | Fidelity Managed Futures ETF                               | CUSIP: 31624J620<br>LEI: 549300467DYGTZIRI308 | Long             | EC               | MUN               | US        |    114139 | NS      | $5975747.35   | 0.25%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity Investment Grade Bond Central Fund                | CUSIP: 31606V500<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |   8817780 | NS      | $879220860.36 | 36.42%            |  |  |  | No            |                  1 | On Loan: No      |
| ICE FUTURES US                                | MSCI EAFE FUT DEC25 MFSZ5                                  | CUSIP: N/A<br>LEI: 5493004R83R1LVX2IL36       | N/A              | DE               | CORP              | US        |      -140 | NC      | $55667.38     | 0.00%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Fundamental Small-Mid Cap ETF                     | CUSIP: 316092295<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |    659254 | NS      | $19256809.34  | 0.80%             |  |  |  | No            |                  1 | On Loan: No      |

### Signature

**Date Signed:** 2025-10-30

**Name of Applicant:** Laura M. Del Prato

**Signature:** Laura M. Del Prato

**Name of Signer:** Laura M. Del Prato

**Title:** President and Treasurer