# EDGAR Filing Document

**Accession Number:** 0001835866
**File Stem:** 0001835866-25-000004
**Filing Date:** 2025-11
**Character Count:** 8821
**Document Hash:** ee54e15612e5ac648672ac600698d1a6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001835866-25-000004.hdr.sgml**: 20251105

**ACCESSION NUMBER**: 0001835866-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251105

**DATE AS OF CHANGE**: 20251105

**EFFECTIVENESS DATE**: 20251105

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Windward Private Wealth Management Inc.
- **CENTRAL INDEX KEY:** 0001835866

**ORGANIZATION NAME:**
- **EIN:** 481217561
- **STATE OF INCORPORATION:** KS
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20460
- **FILM NUMBER:** 251455247

**BUSINESS ADDRESS:**
- **STREET 1:** 10955 LOWELL AVENUE
- **STREET 2:** SUITE 410
- **CITY:** OVERLAND PARK
- **STATE:** KS
- **ZIP:** 66210
- **BUSINESS PHONE:** 913-601-3101

**MAIL ADDRESS:**
- **STREET 1:** 10955 LOWELL AVENUE
- **STREET 2:** SUITE 410
- **CITY:** OVERLAND PARK
- **STATE:** KS
- **ZIP:** 66210

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Windward Private Wealth Management Inc.<br>**Address:** 10955 LOWELL AVENUE<br>SUITE 410<br>OVERLAND PARK, KS 66210

**Form 13F File Number:** 028-20460

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brad Harrison<br>**Title:** Chief Compliance Officer<br>**Phone:** 913-381-7411

**Signature, Place, and Date of Signing:**

/s/Brad Harrison  Overland Park, KS  11-03-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 44

**Form 13F Information Table Value Total:** $289851935

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| EMERSON ELEC CO | COM | 291011104 | BBG001S5QVT7 | 314832 | 2400 | SH |  | SOLE |  | 0 | 0 | 2400 |
| FASTENAL CO | COM | 311900104 | BBG001S5R1F7 | 294240 | 6000 | SH |  | SOLE |  | 0 | 0 | 6000 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 250562 | 3801 | SH |  | SOLE |  | 0 | 0 | 3801 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | BBG001SKXPR1 | 373652 | 4504 | SH |  | SOLE |  | 0 | 0 | 4504 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 3650082 | 41806 | SH |  | SOLE |  | 0 | 0 | 41806 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TMV7 | 5179418 | 62720 | SH |  | SOLE |  | 0 | 0 | 62720 |
| ISHARES TR | CORE S US GWT | 464287671 | BBG001SFQL99 | 4997903 | 30375 | SH |  | SOLE |  | 0 | 0 | 30375 |
| ISHARES TR | CORE S US VLU | 464287663 | BBG001SFQL80 | 3957021 | 39590 | SH |  | SOLE |  | 0 | 0 | 39590 |
| ISHARES TR | CORE TOTAL USD | 46434V613 | BBG006MJCSW0 | 1207874 | 25859 | SH |  | SOLE |  | 0 | 0 | 25859 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG001SYVWS7 | 833716 | 10867 | SH |  | SOLE |  | 0 | 0 | 10867 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG001SNYBH6 | 1861594 | 27445 | SH |  | SOLE |  | 0 | 0 | 27445 |
| ISHARES TR | MBS ETF | 464288588 | BBG001SSD8B1 | 313044 | 3290 | SH |  | SOLE |  | 0 | 0 | 3290 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 270960 | 2902 | SH |  | SOLE |  | 0 | 0 | 2902 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 2888754 | 27127 | SH |  | SOLE |  | 0 | 0 | 27127 |
| ISHARES TR | NORTH AMERN NAT | 464287374 | BBG001SJKDG7 | 1935366 | 39457 | SH |  | SOLE |  | 0 | 0 | 39457 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG001S56277 | 1766774 | 9993 | SH |  | SOLE |  | 0 | 0 | 9993 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 1218409 | 5900 | SH |  | SOLE |  | 0 | 0 | 5900 |
| PNC FINL SVCS GROUP INC | COM | 693475105 | BBG001S5V947 | 217004 | 1080 | SH |  | SOLE |  | 0 | 0 | 1080 |
| RESMED INC | COM | 761152107 | BBG001SBGRC2 | 410595 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | BBG001T6L7D9 | 1505654 | 45120 | SH |  | SOLE |  | 0 | 0 | 45120 |
| SHERWIN WILLIAMS CO | COM | 824348106 | BBG001S5W2F9 | 291897 | 843 | SH |  | SOLE |  | 0 | 0 | 843 |
| SPDR SERIES TRUST | PORTFOLIO SHORT | 78464A474 | BBG001T6B0P2 | 778423 | 25699 | SH |  | SOLE |  | 0 | 0 | 25699 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 | BBG001SG3JV2 | 204072 | 2302 | SH |  | SOLE |  | 0 | 0 | 2302 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 | BBG001TC6MF8 | 2550925 | 5858 | SH |  | SOLE |  | 0 | 0 | 5858 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | BBG001ST39R1 | 24477350 | 313451 | SH |  | SOLE |  | 0 | 0 | 313451 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 63258430 | 801653 | SH |  | SOLE |  | 0 | 0 | 801653 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 204598 | 2238 | SH |  | SOLE |  | 0 | 0 | 2238 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 1857728 | 8901 | SH |  | SOLE |  | 0 | 0 | 8901 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 333361 | 1311 | SH |  | SOLE |  | 0 | 0 | 1311 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG001SHTTW9 | 704467 | 2367 | SH |  | SOLE |  | 0 | 0 | 2367 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 5563929 | 29835 | SH |  | SOLE |  | 0 | 0 | 29835 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 13920792 | 256936 | SH |  | SOLE |  | 0 | 0 | 256936 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | BBG001T0SKD6 | 799420 | 5608 | SH |  | SOLE |  | 0 | 0 | 5608 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | BBG001T2YZG9 | 1248503 | 9060 | SH |  | SOLE |  | 0 | 0 | 9060 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 365561 | 7301 | SH |  | SOLE |  | 0 | 0 | 7301 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | BBG001T62MF5 | 15568038 | 331517 | SH |  | SOLE |  | 0 | 0 | 331517 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | BBG001T62M74 | 2629477 | 44681 | SH |  | SOLE |  | 0 | 0 | 44681 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | BBG001T62KZ7 | 3504771 | 43848 | SH |  | SOLE |  | 0 | 0 | 43848 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 | BBG001TCH518 | 37470439 | 310958 | SH |  | SOLE |  | 0 | 0 | 310958 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 | BBG001TCH581 | 27611040 | 308952 | SH |  | SOLE |  | 0 | 0 | 308952 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 | BBG001TCH7W0 | 5595304 | 57200 | SH |  | SOLE |  | 0 | 0 | 57200 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 8099893 | 37536 | SH |  | SOLE |  | 0 | 0 | 37536 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 38604119 | 644261 | SH |  | SOLE |  | 0 | 0 | 644261 |
| WISDOMTREE TR | INTL SMCAP DIV | 97717W760 | BBG001SHLB38 | 761944 | 9583 | SH |  | SOLE |  | 0 | 0 | 9583 |

---