# EDGAR Filing Document

**Accession Number:** 0001084380
**File Stem:** 0000930413-23-000038
**Filing Date:** 2023-1
**Character Count:** 74089
**Document Hash:** 8bbbfc9e8fe0a7192d7d4870139d0aa6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000930413-23-000038.hdr.sgml**: 20230109

**ACCESSION NUMBER**: 0000930413-23-000038

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20230109

**DATE AS OF CHANGE**: 20230109

**EFFECTIVENESS DATE**: 20230109

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TIAA-CREF FUNDS
- **CENTRAL INDEX KEY:** 0001084380
- **IRS NUMBER:** 134055167
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-76651
- **FILM NUMBER:** 23516598

**BUSINESS ADDRESS:**
- **STREET 1:** 730 THIRD AVE.
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017
- **BUSINESS PHONE:** 2129166746

**MAIL ADDRESS:**
- **STREET 1:** 730 THIRD AVE.
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TIAA CREF INSTITUTIONAL MUTUAL FUNDS
- **DATE OF NAME CHANGE:** 19990415

## Series and Classes Contracts Data

### TIAA-CREF Equity Index Fund (Series ID: S000005360)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TIEIX         | C000014611 |
| Retirement Class    | TIQRX         | C000033987 |
| Retail Class        | TINRX         | C000033988 |
| Premier Class       | TCEPX         | C000079551 |
| Advisor Class       | TEIHX         | C000162542 |
| Class W             | TEQWX         | C000202742 |

---

### TIAA-CREF S&P 500 Index Fund (Series ID: S000005361)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TISPX         | C000014612 |
| Retirement Class    | TRSPX         | C000014613 |
| Advisor Class       | TISAX         | C000162543 |
| Class W             | TISWX         | C000202743 |

---

### TIAA-CREF Small-Cap Blend Index Fund (Series ID: S000005367)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TISBX         | C000014624 |
| Retirement Class    | TRBIX         | C000014625 |
| Advisor Class       | TRHBX         | C000162544 |
| Class W             | TRHWX         | C000202744 |

---

### TIAA-CREF International Equity Index Fund (Series ID: S000005368)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TCIEX         | C000014626 |
| Retirement Class    | TRIEX         | C000014627 |
| Premier Class       | TRIPX         | C000079552 |
| Advisor Class       | TCIHX         | C000162545 |
| Class W             | TCIWX         | C000202745 |

---

### TIAA-CREF Real Estate Securities Fund (Series ID: S000005369)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TIREX         | C000014628 |
| Retail Class        | TCREX         | C000014629 |
| Retirement Class    | TRRSX         | C000014630 |
| Premier Class       | TRRPX         | C000079553 |
| Advisor Class       | TIRHX         | C000162546 |

---

### TIAA-CREF Growth & Income Fund (Series ID: S000005370)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TIGRX         | C000014631 |
| Retirement Class    | TRGIX         | C000014632 |
| Retail Class        | TIIRX         | C000033989 |
| Premier Class       | TRPGX         | C000079554 |
| Advisor Class       | TGIHX         | C000162547 |
| Class W             | TGIWX         | C000202746 |

---

### TIAA-CREF Social Choice Equity Fund (Series ID: S000005371)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TISCX         | C000014633 |
| Retirement Class    | TRSCX         | C000014634 |
| Retail Class        | TICRX         | C000033990 |
| Premier Class       | TRPSX         | C000079555 |
| Advisor Class       | TICHX         | C000162548 |

---

### TIAA-CREF Core Bond Fund (Series ID: S000005372)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TIBDX         | C000014635 |
| Retirement Class    | TIDRX         | C000033991 |
| Retail Class        | TIORX         | C000033992 |
| Premier Class       | TIDPX         | C000079556 |
| Advisor Class       | TIBHX         | C000162549 |
| Class W             | TBBWX         | C000202747 |

---

### TIAA-CREF Inflation-Linked Bond Fund (Series ID: S000005373)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TIILX         | C000014636 |
| Retail Class        | TCILX         | C000014637 |
| Retirement Class    | TIKRX         | C000033993 |
| Premier Class       | TIKPX         | C000079557 |
| Advisor Class       | TIIHX         | C000162550 |
| Class W             | TIIWX         | C000202748 |

---

### TIAA-CREF Money Market Fund (Series ID: S000005374)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TCIXX         | C000014638 |
| Retirement Class    | TIEXX         | C000033994 |
| Retail Class        | TIRXX         | C000033995 |
| Premier Class       | TPPXX         | C000079558 |
| Advisor Class       | TMHXX         | C000162551 |
| Class W             | TMWXX         | C000202749 |

---

### TIAA-CREF Lifecycle 2010 Fund (Series ID: S000005375)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TCLEX         | C000014639 |
| Institutional Class | TCTIX         | C000047972 |
| Premier Class       | TCTPX         | C000079559 |
| Advisor Class       | TCLHX         | C000162552 |

---

### TIAA-CREF Lifecycle 2015 Fund (Series ID: S000005376)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TCLIX         | C000014640 |
| Institutional Class | TCNIX         | C000047973 |
| Premier Class       | TCFPX         | C000079560 |
| Advisor Class       | TCNHX         | C000162553 |

---

### TIAA-CREF Lifecycle 2020 Fund (Series ID: S000005377)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TCLTX         | C000014641 |
| Institutional Class | TCWIX         | C000047974 |
| Premier Class       | TCWPX         | C000079561 |
| Advisor Class       | TCWHX         | C000162554 |

---

### TIAA-CREF Lifecycle 2025 Fund (Series ID: S000005378)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TCLFX         | C000014642 |
| Institutional Class | TCYIX         | C000047975 |
| Premier Class       | TCQPX         | C000079562 |
| Advisor Class       | TCQHX         | C000162555 |

---

### TIAA-CREF Lifecycle 2030 Fund (Series ID: S000005379)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TCLNX         | C000014643 |
| Institutional Class | TCRIX         | C000047976 |
| Premier Class       | TCHPX         | C000079563 |
| Advisor Class       | TCHHX         | C000162556 |

---

### TIAA-CREF Lifecycle 2035 Fund (Series ID: S000005380)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TCLRX         | C000014644 |
| Institutional Class | TCIIX         | C000047977 |
| Premier Class       | TCYPX         | C000079564 |
| Advisor Class       | TCYHX         | C000162557 |

---

### TIAA-CREF International Equity Fund (Series ID: S000005381)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TIIEX         | C000014645 |
| Retirement Class    | TRERX         | C000014646 |
| Retail Class        | TIERX         | C000033996 |
| Premier Class       | TREPX         | C000079565 |
| Advisor Class       | TIEHX         | C000162558 |
| Class W             | TIEWX         | C000202750 |

---

### TIAA-CREF Lifecycle 2040 Fund (Series ID: S000005382)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TCLOX         | C000014647 |
| Institutional Class | TCOIX         | C000047978 |
| Premier Class       | TCZPX         | C000079566 |
| Advisor Class       | TCZHX         | C000162559 |

---

### TIAA-CREF Large-Cap Value Fund (Series ID: S000005383)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TRLIX         | C000014648 |
| Retail Class        | TCLCX         | C000014649 |
| Retirement Class    | TRLCX         | C000014650 |
| Premier Class       | TRCPX         | C000079567 |
| Advisor Class       | TRLHX         | C000162560 |
| Class W             | TRLWX         | C000202751 |

---

### TIAA-CREF Mid-Cap Growth Fund (Series ID: S000005384)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TRPWX         | C000014651 |
| Retail Class        | TCMGX         | C000014652 |
| Retirement Class    | TRGMX         | C000014653 |
| Premier Class       | TRGPX         | C000079568 |
| Advisor Class       | TCMHX         | C000162561 |

---

### TIAA-CREF Mid-Cap Value Fund (Series ID: S000005385)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TIMVX         | C000014654 |
| Retail Class        | TCMVX         | C000014655 |
| Retirement Class    | TRVRX         | C000014656 |
| Premier Class       | TRVPX         | C000079569 |
| Advisor Class       | TRVHX         | C000162562 |

---

### TIAA-CREF Quant Small-Cap Equity Fund (Series ID: S000005386)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TISEX         | C000014657 |
| Retail Class        | TCSEX         | C000014658 |
| Retirement Class    | TRSEX         | C000014659 |
| Premier Class       | TSRPX         | C000079570 |
| Advisor Class       | TSCHX         | C000162563 |
| Class W             | TSCWX         | C000202752 |

---

### TIAA-CREF Large-Cap Growth Index Fund (Series ID: S000005387)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TILIX         | C000014660 |
| Retirement Class    | TRIRX         | C000014661 |
| Advisor Class       | TRIHX         | C000162564 |
| Class W             | TRIWX         | C000202753 |

---

### TIAA-CREF Large-Cap Value Index Fund (Series ID: S000005388)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TILVX         | C000014662 |
| Retirement Class    | TRCVX         | C000014663 |
| Advisor Class       | THCVX         | C000162565 |
| Class W             | THCWX         | C000202754 |

---

### TIAA-CREF Managed Allocation Fund (Series ID: S000012194)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TIMRX         | C000033271 |
| Retirement Class    | TITRX         | C000033272 |
| Institutional Class | TIMIX         | C000033273 |

---

### TIAA-CREF Short-Term Bond Fund (Series ID: S000012195)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TCTRX         | C000033274 |
| Retirement Class    | TISRX         | C000033275 |
| Institutional Class | TISIX         | C000033276 |
| Premier Class       | TSTPX         | C000079571 |
| Advisor Class       | TCTHX         | C000162566 |
| Class W             | TCTWX         | C000202755 |

---

### TIAA-CREF High-Yield Fund (Series ID: S000012196)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TIYRX         | C000033277 |
| Retirement Class    | TIHRX         | C000033278 |
| Institutional Class | TIHYX         | C000033279 |
| Premier Class       | TIHPX         | C000079572 |
| Advisor Class       | TIHHX         | C000162567 |
| Class W             | TIHWX         | C000202756 |

---

### TIAA-CREF Large-Cap Growth Fund (Series ID: S000012197)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TIRTX         | C000033280 |
| Retirement Class    | TILRX         | C000033281 |
| Institutional Class | TILGX         | C000033282 |
| Premier Class       | TILPX         | C000079573 |
| Advisor Class       | TILHX         | C000162568 |
| Class W             | TILWX         | C000202757 |

---

### TIAA-CREF Core Plus Bond Fund (Series ID: S000012198)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TCBPX         | C000033283 |
| Retirement Class    | TCBRX         | C000033284 |
| Institutional Class | TIBFX         | C000033285 |
| Premier Class       | TBPPX         | C000079574 |
| Advisor Class       | TCBHX         | C000162569 |
| Class W             | TCBWX         | C000202758 |

---

### TIAA-CREF 5-15 Year Laddered Tax-Exempt Bond Fund (Series ID: S000012199)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TIXRX         | C000033286 |
| Institutional Class | TITIX         | C000033287 |
| Advisor Class       | TIXHX         | C000162570 |

---

### TIAA-CREF Lifecycle 2045 Fund (Series ID: S000019659)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TTFIX         | C000054991 |
| Retirement Class    | TTFRX         | C000054992 |
| Premier Class       | TTFPX         | C000079575 |
| Advisor Class       | TTFHX         | C000162574 |

---

### TIAA-CREF Lifecycle 2050 Fund (Series ID: S000019660)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TFTIX         | C000054993 |
| Retirement Class    | TLFRX         | C000054994 |
| Premier Class       | TCLPX         | C000079576 |
| Advisor Class       | TFTHX         | C000162575 |

---

### TIAA-CREF Lifecycle Retirement Income Fund (Series ID: S000019661)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TLRRX         | C000054995 |
| Institutional Class | TLRIX         | C000054996 |
| Retirement Class    | TLIRX         | C000054997 |
| Premier Class       | TPILX         | C000079577 |
| Advisor Class       | TLRHX         | C000162576 |

---

### TIAA-CREF Lifecycle Index 2010 Fund (Series ID: S000026498)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TLTIX         | C000079517 |
| Premier Class       | TLTPX         | C000079518 |
| Retirement Class    | TLTRX         | C000079519 |
| Advisor Class       | TLTHX         | C000162577 |

---

### TIAA-CREF Lifecycle Index Retirement Income Fund (Series ID: S000026499)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TRILX         | C000079520 |
| Premier Class       | TLIPX         | C000079521 |
| Retirement Class    | TRCIX         | C000079522 |
| Advisor Class       | TLIHX         | C000162578 |

---

### TIAA-CREF Bond Index Fund (Series ID: S000026500)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TBIIX         | C000079523 |
| Retirement Class    | TBIRX         | C000079524 |
| Premier Class       | TBIPX         | C000079525 |
| Retail Class        | TBILX         | C000079526 |
| Advisor Class       | TBIAX         | C000162579 |
| Class W             | TBIWX         | C000202762 |

---

### TIAA-CREF Lifecycle Index 2015 Fund (Series ID: S000026501)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TLFIX         | C000079527 |
| Premier Class       | TLFPX         | C000079528 |
| Retirement Class    | TLGRX         | C000079529 |
| Advisor Class       | TLFAX         | C000162580 |

---

### TIAA-CREF Lifecycle Index 2020 Fund (Series ID: S000026502)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TLWIX         | C000079530 |
| Premier Class       | TLWPX         | C000079531 |
| Retirement Class    | TLWRX         | C000079532 |
| Advisor Class       | TLWHX         | C000162581 |

---

### TIAA-CREF Lifecycle Index 2025 Fund (Series ID: S000026503)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TLQIX         | C000079533 |
| Premier Class       | TLVPX         | C000079534 |
| Retirement Class    | TLQRX         | C000079535 |
| Advisor Class       | TLQHX         | C000162582 |

---

### TIAA-CREF Lifecycle Index 2030 Fund (Series ID: S000026504)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TLHIX         | C000079536 |
| Premier Class       | TLHPX         | C000079537 |
| Retirement Class    | TLHRX         | C000079538 |
| Advisor Class       | TLHHX         | C000162583 |

---

### TIAA-CREF Lifecycle Index 2035 Fund (Series ID: S000026505)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TLYIX         | C000079539 |
| Premier Class       | TLYPX         | C000079540 |
| Retirement Class    | TLYRX         | C000079541 |
| Advisor Class       | TLYHX         | C000162584 |

---

### TIAA-CREF Lifecycle Index 2040 Fund (Series ID: S000026506)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TLZIX         | C000079542 |
| Premier Class       | TLPRX         | C000079543 |
| Retirement Class    | TLZRX         | C000079544 |
| Advisor Class       | TLZHX         | C000162585 |

---

### TIAA-CREF Lifecycle Index 2045 Fund (Series ID: S000026507)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TLXIX         | C000079545 |
| Premier Class       | TLMPX         | C000079546 |
| Retirement Class    | TLMRX         | C000079547 |
| Advisor Class       | TLMHX         | C000162586 |

---

### TIAA-CREF Lifecycle Index 2050 Fund (Series ID: S000026508)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TLLIX         | C000079548 |
| Premier Class       | TLLPX         | C000079549 |
| Retirement Class    | TLLRX         | C000079550 |
| Advisor Class       | TLLHX         | C000162587 |

---

### TIAA-CREF Emerging Markets Equity Fund (Series ID: S000029604)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TEMRX         | C000090850 |
| Retirement Class    | TEMSX         | C000090851 |
| Premier Class       | TEMPX         | C000090852 |
| Institutional Class | TEMLX         | C000090853 |
| Advisor Class       | TEMHX         | C000162588 |
| Class W             | TEMVX         | C000202763 |

---

### TIAA-CREF Emerging Markets Equity Index Fund (Series ID: S000029605)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TEQKX         | C000090854 |
| Retirement Class    | TEQSX         | C000090855 |
| Premier Class       | TEQPX         | C000090856 |
| Institutional Class | TEQLX         | C000090857 |
| Advisor Class       | TEQHX         | C000162589 |
| Class W             | TENWX         | C000202764 |

---

### TIAA-CREF Lifecycle Index 2055 Fund (Series ID: S000031926)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TTIRX         | C000099413 |
| Institutional Class | TTIIX         | C000099414 |
| Premier Class       | TTIPX         | C000099415 |
| Advisor Class       | TTIHX         | C000162590 |

---

### TIAA-CREF Lifecycle 2055 Fund (Series ID: S000031927)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TTRLX         | C000099416 |
| Institutional Class | TTRIX         | C000099417 |
| Premier Class       | TTRPX         | C000099418 |
| Advisor Class       | TTRHX         | C000162591 |

---

### TIAA-CREF Lifestyle Aggressive Growth Fund (Series ID: S000034958)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TSAIX         | C000107517 |
| Premier Class       | TSAPX         | C000107518 |
| Retail Class        | TSALX         | C000107519 |
| Retirement Class    | TSARX         | C000107520 |
| Advisor Class       | TSAHX         | C000162593 |

---

### TIAA-CREF Lifestyle Conservative Fund (Series ID: S000034959)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TCSIX         | C000107521 |
| Premier Class       | TLSPX         | C000107522 |
| Retail Class        | TSCLX         | C000107523 |
| Retirement Class    | TSCTX         | C000107524 |
| Advisor Class       | TLSHX         | C000162594 |

---

### TIAA-CREF Lifestyle Growth Fund (Series ID: S000034960)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Premier Class       | TSGPX         | C000107525 |
| Retail Class        | TSGLX         | C000107526 |
| Retirement Class    | TSGRX         | C000107527 |
| Institutional Class | TSGGX         | C000107528 |
| Advisor Class       | TSGHX         | C000162595 |

---

### TIAA-CREF Lifestyle Income Fund (Series ID: S000034961)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TSITX         | C000107529 |
| Premier Class       | TSIPX         | C000107530 |
| Retail Class        | TSILX         | C000107531 |
| Retirement Class    | TLSRX         | C000107532 |
| Advisor Class       | TSIHX         | C000162596 |

---

### TIAA-CREF Lifestyle Moderate Fund (Series ID: S000034962)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TSIMX         | C000107533 |
| Premier Class       | TSMPX         | C000107534 |
| Retail Class        | TSMLX         | C000107535 |
| Retirement Class    | TSMTX         | C000107536 |
| Advisor Class       | TSMHX         | C000162597 |

---

### TIAA-CREF Core Impact Bond Fund (Series ID: S000038169)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TSBIX         | C000117721 |
| Premier Class       | TSBPX         | C000117722 |
| Retail Class        | TSBRX         | C000117723 |
| Retirement Class    | TSBBX         | C000117724 |
| Advisor Class       | TSBHX         | C000162598 |

---

### TIAA-CREF International Opportunities Fund (Series ID: S000040206)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TIOIX         | C000124962 |
| Premier Class       | TIOPX         | C000124963 |
| Retail Class        | TIOSX         | C000124964 |
| Retirement Class    | TIOTX         | C000124965 |
| Advisor Class       | TIOHX         | C000162599 |
| Class W             | TIOVX         | C000202765 |

---

### TIAA-CREF Emerging Markets Debt Fund (Series ID: S000046660)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TEDNX         | C000145608 |
| Premier Class       | TEDPX         | C000145609 |
| Retail Class        | TEDLX         | C000145610 |
| Retirement Class    | TEDTX         | C000145611 |
| Advisor Class       | TEDHX         | C000162600 |
| Class W             | TEDVX         | C000202766 |

---

### TIAA-CREF Lifecycle 2060 Fund (Series ID: S000046661)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TLXNX         | C000145612 |
| Premier Class       | TLXPX         | C000145613 |
| Retirement Class    | TLXRX         | C000145614 |
| Advisor Class       | TLXHX         | C000162601 |

---

### TIAA-CREF Lifecycle Index 2060 Fund (Series ID: S000046662)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TVITX         | C000145615 |
| Institutional Class | TVIIX         | C000145616 |
| Premier Class       | TVIPX         | C000145617 |
| Advisor Class       | TVIHX         | C000162602 |

---

### TIAA-CREF Short-Term Bond Index Fund (Series ID: S000050278)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TNSHX         | C000158750 |
| Premier Class       | TPSHX         | C000158751 |
| Retail Class        | TRSHX         | C000158752 |
| Retirement Class    | TESHX         | C000158753 |
| Advisor Class       | TTBHX         | C000162603 |
| Class W             | TTBWX         | C000202767 |

---

### TIAA-CREF Social Choice International Equity Fund (Series ID: S000050279)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TSONX         | C000158754 |
| Premier Class       | TSOPX         | C000158755 |
| Retail Class        | TSORX         | C000158756 |
| Retirement Class    | TSOEX         | C000158757 |
| Advisor Class       | TSOHX         | C000162604 |

---

### TIAA-CREF Social Choice Low Carbon Equity Fund (Series ID: S000050280)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Premier Class       | TPWCX         | C000158758 |
| Retail Class        | TLWCX         | C000158759 |
| Retirement Class    | TEWCX         | C000158760 |
| Institutional Class | TNWCX         | C000158761 |
| Advisor Class       | TCCHX         | C000162605 |

---

### TIAA-CREF International Bond Fund (Series ID: S000054622)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Advisor Class       | TIBNX         | C000171516 |
| Institutional Class | TIBWX         | C000171517 |
| Premier Class       | TIBLX         | C000171518 |
| Retail Class        | TIBEX         | C000171519 |
| Retirement Class    | TIBVX         | C000171520 |
| Class W             | TIBUX         | C000202768 |

---

### TIAA-CREF Quant Small/Mid-Cap Equity Fund (Series ID: S000054623)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retirement Class    | TSMOX         | C000171521 |
| Advisor Class       | TSMNX         | C000171522 |
| Institutional Class | TSMWX         | C000171523 |
| Premier Class       | TSMMX         | C000171524 |
| Retail Class        | TSMEX         | C000171525 |
| Class W             | TSMUX         | C000202769 |

---

### TIAA-CREF Quant International Small-Cap Equity Fund (Series ID: S000055721)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Advisor Class       | TAISX         | C000175453 |
| Institutional Class | TIISX         | C000175454 |
| Premier Class       | TPISX         | C000175455 |
| Retail Class        | TLISX         | C000175456 |
| Retirement Class    | TTISX         | C000175457 |
| Class W             | TAIWX         | C000202770 |

---

### TIAA-CREF Green Bond Fund (Series ID: S000063522)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TGRNX         | C000205811 |
| Premier Class       | TGRLX         | C000205812 |
| Retail Class        | TGROX         | C000205813 |
| Retirement Class    | TGRMX         | C000205814 |
| Advisor Class       | TGRKX         | C000205815 |

---

### TIAA-CREF Short Duration Impact Bond Fund (Series ID: S000063523)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TSDJX         | C000205816 |
| Premier Class       | TSDFX         | C000205817 |
| Retail Class        | TSDBX         | C000205818 |
| Retirement Class    | TSDDX         | C000205819 |
| Advisor Class       | TSDHX         | C000205820 |

---

### TIAA-CREF Lifecycle 2065 Fund (Series ID: S000069450)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Premier Class       | TSFPX         | C000221702 |
| Advisor Class       | TSFHX         | C000221703 |
| Institutional Class | TSFTX         | C000221704 |
| Retirement Class    | TSFRX         | C000221705 |

---

### TIAA-CREF Lifecycle Index 2065 Fund (Series ID: S000069451)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Premier Class       | TFIPX         | C000221706 |
| Retirement Class    | TFIRX         | C000221707 |
| Advisor Class       | TFIHX         | C000221708 |
| Institutional Class | TFITX         | C000221709 |

---

## Series and Classes Contracts Data

### TIAA-CREF Equity Index Fund (Series ID: S000005360)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014611 | Institutional Class | TIEIX           |
| C000033987 | Retirement Class    | TIQRX           |
| C000033988 | Retail Class        | TINRX           |
| C000079551 | Premier Class       | TCEPX           |
| C000162542 | Advisor Class       | TEIHX           |
| C000202742 | Class W             | TEQWX           |

### TIAA-CREF S&P 500 Index Fund (Series ID: S000005361)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014612 | Institutional Class | TISPX           |
| C000014613 | Retirement Class    | TRSPX           |
| C000162543 | Advisor Class       | TISAX           |
| C000202743 | Class W             | TISWX           |

### TIAA-CREF Small-Cap Blend Index Fund (Series ID: S000005367)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014624 | Institutional Class | TISBX           |
| C000014625 | Retirement Class    | TRBIX           |
| C000162544 | Advisor Class       | TRHBX           |
| C000202744 | Class W             | TRHWX           |

### TIAA-CREF International Equity Index Fund (Series ID: S000005368)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014626 | Institutional Class | TCIEX           |
| C000014627 | Retirement Class    | TRIEX           |
| C000079552 | Premier Class       | TRIPX           |
| C000162545 | Advisor Class       | TCIHX           |
| C000202745 | Class W             | TCIWX           |

### TIAA-CREF Real Estate Securities Fund (Series ID: S000005369)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014628 | Institutional Class | TIREX           |
| C000014629 | Retail Class        | TCREX           |
| C000014630 | Retirement Class    | TRRSX           |
| C000079553 | Premier Class       | TRRPX           |
| C000162546 | Advisor Class       | TIRHX           |

### TIAA-CREF Growth & Income Fund (Series ID: S000005370)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014631 | Institutional Class | TIGRX           |
| C000014632 | Retirement Class    | TRGIX           |
| C000033989 | Retail Class        | TIIRX           |
| C000079554 | Premier Class       | TRPGX           |
| C000162547 | Advisor Class       | TGIHX           |
| C000202746 | Class W             | TGIWX           |

### TIAA-CREF Social Choice Equity Fund (Series ID: S000005371)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014633 | Institutional Class | TISCX           |
| C000014634 | Retirement Class    | TRSCX           |
| C000033990 | Retail Class        | TICRX           |
| C000079555 | Premier Class       | TRPSX           |
| C000162548 | Advisor Class       | TICHX           |

### TIAA-CREF Core Bond Fund (Series ID: S000005372)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014635 | Institutional Class | TIBDX           |
| C000033991 | Retirement Class    | TIDRX           |
| C000033992 | Retail Class        | TIORX           |
| C000079556 | Premier Class       | TIDPX           |
| C000162549 | Advisor Class       | TIBHX           |
| C000202747 | Class W             | TBBWX           |

### TIAA-CREF Inflation-Linked Bond Fund (Series ID: S000005373)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014636 | Institutional Class | TIILX           |
| C000014637 | Retail Class        | TCILX           |
| C000033993 | Retirement Class    | TIKRX           |
| C000079557 | Premier Class       | TIKPX           |
| C000162550 | Advisor Class       | TIIHX           |
| C000202748 | Class W             | TIIWX           |

### TIAA-CREF Money Market Fund (Series ID: S000005374)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014638 | Institutional Class | TCIXX           |
| C000033994 | Retirement Class    | TIEXX           |
| C000033995 | Retail Class        | TIRXX           |
| C000079558 | Premier Class       | TPPXX           |
| C000162551 | Advisor Class       | TMHXX           |
| C000202749 | Class W             | TMWXX           |

### TIAA-CREF Lifecycle 2010 Fund (Series ID: S000005375)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014639 | Retirement Class    | TCLEX           |
| C000047972 | Institutional Class | TCTIX           |
| C000079559 | Premier Class       | TCTPX           |
| C000162552 | Advisor Class       | TCLHX           |

### TIAA-CREF Lifecycle 2015 Fund (Series ID: S000005376)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014640 | Retirement Class    | TCLIX           |
| C000047973 | Institutional Class | TCNIX           |
| C000079560 | Premier Class       | TCFPX           |
| C000162553 | Advisor Class       | TCNHX           |

### TIAA-CREF Lifecycle 2020 Fund (Series ID: S000005377)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014641 | Retirement Class    | TCLTX           |
| C000047974 | Institutional Class | TCWIX           |
| C000079561 | Premier Class       | TCWPX           |
| C000162554 | Advisor Class       | TCWHX           |

### TIAA-CREF Lifecycle 2025 Fund (Series ID: S000005378)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014642 | Retirement Class    | TCLFX           |
| C000047975 | Institutional Class | TCYIX           |
| C000079562 | Premier Class       | TCQPX           |
| C000162555 | Advisor Class       | TCQHX           |

### TIAA-CREF Lifecycle 2030 Fund (Series ID: S000005379)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014643 | Retirement Class    | TCLNX           |
| C000047976 | Institutional Class | TCRIX           |
| C000079563 | Premier Class       | TCHPX           |
| C000162556 | Advisor Class       | TCHHX           |

### TIAA-CREF Lifecycle 2035 Fund (Series ID: S000005380)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014644 | Retirement Class    | TCLRX           |
| C000047977 | Institutional Class | TCIIX           |
| C000079564 | Premier Class       | TCYPX           |
| C000162557 | Advisor Class       | TCYHX           |

### TIAA-CREF International Equity Fund (Series ID: S000005381)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014645 | Institutional Class | TIIEX           |
| C000014646 | Retirement Class    | TRERX           |
| C000033996 | Retail Class        | TIERX           |
| C000079565 | Premier Class       | TREPX           |
| C000162558 | Advisor Class       | TIEHX           |
| C000202750 | Class W             | TIEWX           |

### TIAA-CREF Lifecycle 2040 Fund (Series ID: S000005382)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014647 | Retirement Class    | TCLOX           |
| C000047978 | Institutional Class | TCOIX           |
| C000079566 | Premier Class       | TCZPX           |
| C000162559 | Advisor Class       | TCZHX           |

### TIAA-CREF Large-Cap Value Fund (Series ID: S000005383)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014648 | Institutional Class | TRLIX           |
| C000014649 | Retail Class        | TCLCX           |
| C000014650 | Retirement Class    | TRLCX           |
| C000079567 | Premier Class       | TRCPX           |
| C000162560 | Advisor Class       | TRLHX           |
| C000202751 | Class W             | TRLWX           |

### TIAA-CREF Mid-Cap Growth Fund (Series ID: S000005384)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014651 | Institutional Class | TRPWX           |
| C000014652 | Retail Class        | TCMGX           |
| C000014653 | Retirement Class    | TRGMX           |
| C000079568 | Premier Class       | TRGPX           |
| C000162561 | Advisor Class       | TCMHX           |

### TIAA-CREF Mid-Cap Value Fund (Series ID: S000005385)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014654 | Institutional Class | TIMVX           |
| C000014655 | Retail Class        | TCMVX           |
| C000014656 | Retirement Class    | TRVRX           |
| C000079569 | Premier Class       | TRVPX           |
| C000162562 | Advisor Class       | TRVHX           |

### TIAA-CREF Quant Small-Cap Equity Fund (Series ID: S000005386)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014657 | Institutional Class | TISEX           |
| C000014658 | Retail Class        | TCSEX           |
| C000014659 | Retirement Class    | TRSEX           |
| C000079570 | Premier Class       | TSRPX           |
| C000162563 | Advisor Class       | TSCHX           |
| C000202752 | Class W             | TSCWX           |

### TIAA-CREF Large-Cap Growth Index Fund (Series ID: S000005387)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014660 | Institutional Class | TILIX           |
| C000014661 | Retirement Class    | TRIRX           |
| C000162564 | Advisor Class       | TRIHX           |
| C000202753 | Class W             | TRIWX           |

### TIAA-CREF Large-Cap Value Index Fund (Series ID: S000005388)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014662 | Institutional Class | TILVX           |
| C000014663 | Retirement Class    | TRCVX           |
| C000162565 | Advisor Class       | THCVX           |
| C000202754 | Class W             | THCWX           |

### TIAA-CREF Managed Allocation Fund (Series ID: S000012194)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000033271 | Retail Class        | TIMRX           |
| C000033272 | Retirement Class    | TITRX           |
| C000033273 | Institutional Class | TIMIX           |

### TIAA-CREF Short-Term Bond Fund (Series ID: S000012195)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000033274 | Retail Class        | TCTRX           |
| C000033275 | Retirement Class    | TISRX           |
| C000033276 | Institutional Class | TISIX           |
| C000079571 | Premier Class       | TSTPX           |
| C000162566 | Advisor Class       | TCTHX           |
| C000202755 | Class W             | TCTWX           |

### TIAA-CREF High-Yield Fund (Series ID: S000012196)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000033277 | Retail Class        | TIYRX           |
| C000033278 | Retirement Class    | TIHRX           |
| C000033279 | Institutional Class | TIHYX           |
| C000079572 | Premier Class       | TIHPX           |
| C000162567 | Advisor Class       | TIHHX           |
| C000202756 | Class W             | TIHWX           |

### TIAA-CREF Large-Cap Growth Fund (Series ID: S000012197)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000033280 | Retail Class        | TIRTX           |
| C000033281 | Retirement Class    | TILRX           |
| C000033282 | Institutional Class | TILGX           |
| C000079573 | Premier Class       | TILPX           |
| C000162568 | Advisor Class       | TILHX           |
| C000202757 | Class W             | TILWX           |

### TIAA-CREF Core Plus Bond Fund (Series ID: S000012198)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000033283 | Retail Class        | TCBPX           |
| C000033284 | Retirement Class    | TCBRX           |
| C000033285 | Institutional Class | TIBFX           |
| C000079574 | Premier Class       | TBPPX           |
| C000162569 | Advisor Class       | TCBHX           |
| C000202758 | Class W             | TCBWX           |

### TIAA-CREF 5-15 Year Laddered Tax-Exempt Bond Fund (Series ID: S000012199)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000033286 | Retail Class        | TIXRX           |
| C000033287 | Institutional Class | TITIX           |
| C000162570 | Advisor Class       | TIXHX           |

### TIAA-CREF Lifecycle 2045 Fund (Series ID: S000019659)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000054991 | Institutional Class | TTFIX           |
| C000054992 | Retirement Class    | TTFRX           |
| C000079575 | Premier Class       | TTFPX           |
| C000162574 | Advisor Class       | TTFHX           |

### TIAA-CREF Lifecycle 2050 Fund (Series ID: S000019660)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000054993 | Institutional Class | TFTIX           |
| C000054994 | Retirement Class    | TLFRX           |
| C000079576 | Premier Class       | TCLPX           |
| C000162575 | Advisor Class       | TFTHX           |

### TIAA-CREF Lifecycle Retirement Income Fund (Series ID: S000019661)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000054995 | Retail Class        | TLRRX           |
| C000054996 | Institutional Class | TLRIX           |
| C000054997 | Retirement Class    | TLIRX           |
| C000079577 | Premier Class       | TPILX           |
| C000162576 | Advisor Class       | TLRHX           |

### TIAA-CREF Lifecycle Index 2010 Fund (Series ID: S000026498)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079517 | Institutional Class | TLTIX           |
| C000079518 | Premier Class       | TLTPX           |
| C000079519 | Retirement Class    | TLTRX           |
| C000162577 | Advisor Class       | TLTHX           |

### TIAA-CREF Lifecycle Index Retirement Income Fund (Series ID: S000026499)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079520 | Institutional Class | TRILX           |
| C000079521 | Premier Class       | TLIPX           |
| C000079522 | Retirement Class    | TRCIX           |
| C000162578 | Advisor Class       | TLIHX           |

### TIAA-CREF Bond Index Fund (Series ID: S000026500)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079523 | Institutional Class | TBIIX           |
| C000079524 | Retirement Class    | TBIRX           |
| C000079525 | Premier Class       | TBIPX           |
| C000079526 | Retail Class        | TBILX           |
| C000162579 | Advisor Class       | TBIAX           |
| C000202762 | Class W             | TBIWX           |

### TIAA-CREF Lifecycle Index 2015 Fund (Series ID: S000026501)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079527 | Institutional Class | TLFIX           |
| C000079528 | Premier Class       | TLFPX           |
| C000079529 | Retirement Class    | TLGRX           |
| C000162580 | Advisor Class       | TLFAX           |

### TIAA-CREF Lifecycle Index 2020 Fund (Series ID: S000026502)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079530 | Institutional Class | TLWIX           |
| C000079531 | Premier Class       | TLWPX           |
| C000079532 | Retirement Class    | TLWRX           |
| C000162581 | Advisor Class       | TLWHX           |

### TIAA-CREF Lifecycle Index 2025 Fund (Series ID: S000026503)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079533 | Institutional Class | TLQIX           |
| C000079534 | Premier Class       | TLVPX           |
| C000079535 | Retirement Class    | TLQRX           |
| C000162582 | Advisor Class       | TLQHX           |

### TIAA-CREF Lifecycle Index 2030 Fund (Series ID: S000026504)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079536 | Institutional Class | TLHIX           |
| C000079537 | Premier Class       | TLHPX           |
| C000079538 | Retirement Class    | TLHRX           |
| C000162583 | Advisor Class       | TLHHX           |

### TIAA-CREF Lifecycle Index 2035 Fund (Series ID: S000026505)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079539 | Institutional Class | TLYIX           |
| C000079540 | Premier Class       | TLYPX           |
| C000079541 | Retirement Class    | TLYRX           |
| C000162584 | Advisor Class       | TLYHX           |

### TIAA-CREF Lifecycle Index 2040 Fund (Series ID: S000026506)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079542 | Institutional Class | TLZIX           |
| C000079543 | Premier Class       | TLPRX           |
| C000079544 | Retirement Class    | TLZRX           |
| C000162585 | Advisor Class       | TLZHX           |

### TIAA-CREF Lifecycle Index 2045 Fund (Series ID: S000026507)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079545 | Institutional Class | TLXIX           |
| C000079546 | Premier Class       | TLMPX           |
| C000079547 | Retirement Class    | TLMRX           |
| C000162586 | Advisor Class       | TLMHX           |

### TIAA-CREF Lifecycle Index 2050 Fund (Series ID: S000026508)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079548 | Institutional Class | TLLIX           |
| C000079549 | Premier Class       | TLLPX           |
| C000079550 | Retirement Class    | TLLRX           |
| C000162587 | Advisor Class       | TLLHX           |

### TIAA-CREF Emerging Markets Equity Fund (Series ID: S000029604)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000090850 | Retail Class        | TEMRX           |
| C000090851 | Retirement Class    | TEMSX           |
| C000090852 | Premier Class       | TEMPX           |
| C000090853 | Institutional Class | TEMLX           |
| C000162588 | Advisor Class       | TEMHX           |
| C000202763 | Class W             | TEMVX           |

### TIAA-CREF Emerging Markets Equity Index Fund (Series ID: S000029605)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000090854 | Retail Class        | TEQKX           |
| C000090855 | Retirement Class    | TEQSX           |
| C000090856 | Premier Class       | TEQPX           |
| C000090857 | Institutional Class | TEQLX           |
| C000162589 | Advisor Class       | TEQHX           |
| C000202764 | Class W             | TENWX           |

### TIAA-CREF Lifecycle Index 2055 Fund (Series ID: S000031926)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000099413 | Retirement Class    | TTIRX           |
| C000099414 | Institutional Class | TTIIX           |
| C000099415 | Premier Class       | TTIPX           |
| C000162590 | Advisor Class       | TTIHX           |

### TIAA-CREF Lifecycle 2055 Fund (Series ID: S000031927)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000099416 | Retirement Class    | TTRLX           |
| C000099417 | Institutional Class | TTRIX           |
| C000099418 | Premier Class       | TTRPX           |
| C000162591 | Advisor Class       | TTRHX           |

### TIAA-CREF Lifestyle Aggressive Growth Fund (Series ID: S000034958)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000107517 | Institutional Class | TSAIX           |
| C000107518 | Premier Class       | TSAPX           |
| C000107519 | Retail Class        | TSALX           |
| C000107520 | Retirement Class    | TSARX           |
| C000162593 | Advisor Class       | TSAHX           |

### TIAA-CREF Lifestyle Conservative Fund (Series ID: S000034959)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000107521 | Institutional Class | TCSIX           |
| C000107522 | Premier Class       | TLSPX           |
| C000107523 | Retail Class        | TSCLX           |
| C000107524 | Retirement Class    | TSCTX           |
| C000162594 | Advisor Class       | TLSHX           |

### TIAA-CREF Lifestyle Growth Fund (Series ID: S000034960)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000107525 | Premier Class       | TSGPX           |
| C000107526 | Retail Class        | TSGLX           |
| C000107527 | Retirement Class    | TSGRX           |
| C000107528 | Institutional Class | TSGGX           |
| C000162595 | Advisor Class       | TSGHX           |

### TIAA-CREF Lifestyle Income Fund (Series ID: S000034961)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000107529 | Institutional Class | TSITX           |
| C000107530 | Premier Class       | TSIPX           |
| C000107531 | Retail Class        | TSILX           |
| C000107532 | Retirement Class    | TLSRX           |
| C000162596 | Advisor Class       | TSIHX           |

### TIAA-CREF Lifestyle Moderate Fund (Series ID: S000034962)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000107533 | Institutional Class | TSIMX           |
| C000107534 | Premier Class       | TSMPX           |
| C000107535 | Retail Class        | TSMLX           |
| C000107536 | Retirement Class    | TSMTX           |
| C000162597 | Advisor Class       | TSMHX           |

### TIAA-CREF Core Impact Bond Fund (Series ID: S000038169)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000117721 | Institutional Class | TSBIX           |
| C000117722 | Premier Class       | TSBPX           |
| C000117723 | Retail Class        | TSBRX           |
| C000117724 | Retirement Class    | TSBBX           |
| C000162598 | Advisor Class       | TSBHX           |

### TIAA-CREF International Opportunities Fund (Series ID: S000040206)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000124962 | Institutional Class | TIOIX           |
| C000124963 | Premier Class       | TIOPX           |
| C000124964 | Retail Class        | TIOSX           |
| C000124965 | Retirement Class    | TIOTX           |
| C000162599 | Advisor Class       | TIOHX           |
| C000202765 | Class W             | TIOVX           |

### TIAA-CREF Emerging Markets Debt Fund (Series ID: S000046660)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000145608 | Institutional Class | TEDNX           |
| C000145609 | Premier Class       | TEDPX           |
| C000145610 | Retail Class        | TEDLX           |
| C000145611 | Retirement Class    | TEDTX           |
| C000162600 | Advisor Class       | TEDHX           |
| C000202766 | Class W             | TEDVX           |

### TIAA-CREF Lifecycle 2060 Fund (Series ID: S000046661)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000145612 | Institutional Class | TLXNX           |
| C000145613 | Premier Class       | TLXPX           |
| C000145614 | Retirement Class    | TLXRX           |
| C000162601 | Advisor Class       | TLXHX           |

### TIAA-CREF Lifecycle Index 2060 Fund (Series ID: S000046662)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000145615 | Retirement Class    | TVITX           |
| C000145616 | Institutional Class | TVIIX           |
| C000145617 | Premier Class       | TVIPX           |
| C000162602 | Advisor Class       | TVIHX           |

### TIAA-CREF Short-Term Bond Index Fund (Series ID: S000050278)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000158750 | Institutional Class | TNSHX           |
| C000158751 | Premier Class       | TPSHX           |
| C000158752 | Retail Class        | TRSHX           |
| C000158753 | Retirement Class    | TESHX           |
| C000162603 | Advisor Class       | TTBHX           |
| C000202767 | Class W             | TTBWX           |

### TIAA-CREF Social Choice International Equity Fund (Series ID: S000050279)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000158754 | Institutional Class | TSONX           |
| C000158755 | Premier Class       | TSOPX           |
| C000158756 | Retail Class        | TSORX           |
| C000158757 | Retirement Class    | TSOEX           |
| C000162604 | Advisor Class       | TSOHX           |

### TIAA-CREF Social Choice Low Carbon Equity Fund (Series ID: S000050280)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000158758 | Premier Class       | TPWCX           |
| C000158759 | Retail Class        | TLWCX           |
| C000158760 | Retirement Class    | TEWCX           |
| C000158761 | Institutional Class | TNWCX           |
| C000162605 | Advisor Class       | TCCHX           |

### TIAA-CREF International Bond Fund (Series ID: S000054622)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000171516 | Advisor Class       | TIBNX           |
| C000171517 | Institutional Class | TIBWX           |
| C000171518 | Premier Class       | TIBLX           |
| C000171519 | Retail Class        | TIBEX           |
| C000171520 | Retirement Class    | TIBVX           |
| C000202768 | Class W             | TIBUX           |

### TIAA-CREF Quant Small/Mid-Cap Equity Fund (Series ID: S000054623)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000171521 | Retirement Class    | TSMOX           |
| C000171522 | Advisor Class       | TSMNX           |
| C000171523 | Institutional Class | TSMWX           |
| C000171524 | Premier Class       | TSMMX           |
| C000171525 | Retail Class        | TSMEX           |
| C000202769 | Class W             | TSMUX           |

### TIAA-CREF Quant International Small-Cap Equity Fund (Series ID: S000055721)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000175453 | Advisor Class       | TAISX           |
| C000175454 | Institutional Class | TIISX           |
| C000175455 | Premier Class       | TPISX           |
| C000175456 | Retail Class        | TLISX           |
| C000175457 | Retirement Class    | TTISX           |
| C000202770 | Class W             | TAIWX           |

### TIAA-CREF Green Bond Fund (Series ID: S000063522)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000205811 | Institutional Class | TGRNX           |
| C000205812 | Premier Class       | TGRLX           |
| C000205813 | Retail Class        | TGROX           |
| C000205814 | Retirement Class    | TGRMX           |
| C000205815 | Advisor Class       | TGRKX           |

### TIAA-CREF Short Duration Impact Bond Fund (Series ID: S000063523)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000205816 | Institutional Class | TSDJX           |
| C000205817 | Premier Class       | TSDFX           |
| C000205818 | Retail Class        | TSDBX           |
| C000205819 | Retirement Class    | TSDDX           |
| C000205820 | Advisor Class       | TSDHX           |

### TIAA-CREF Lifecycle 2065 Fund (Series ID: S000069450)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000221702 | Premier Class       | TSFPX           |
| C000221703 | Advisor Class       | TSFHX           |
| C000221704 | Institutional Class | TSFTX           |
| C000221705 | Retirement Class    | TSFRX           |

### TIAA-CREF Lifecycle Index 2065 Fund (Series ID: S000069451)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000221706 | Premier Class       | TFIPX           |
| C000221707 | Retirement Class    | TFIRX           |
| C000221708 | Advisor Class       | TFIHX           |
| C000221709 | Institutional Class | TFITX           |

---

| | | |
|:---|:---|:---|
| ![](x2_c105190x1x1.jpg) | &nbsp;&nbsp;**TIAA-CREF<br> Funds** | &nbsp;&nbsp;**Supplement** |
| ![](x2_c105190x1x1.jpg) |  |  |

---

TIAA-CREF Funds

SUPPLEMENT NO. 3 <br> dated January 9, 2023 to the Statement of Additional Information ("SAI") dated March 1, 2022 and August 1, 2022, as supplemented through November 8, 2022

*At the Board of Trustees of the TIAA-CREF Funds (the "Trust") meeting held December 6, 2022, Joseph A. Carrier and Nicole Thorne Jenkins were elected to serve as new Trustees of the Trust effective January 1, 2023.*

 

*Therefore, effective immediately, the total number of Trustees as set forth in the first sentence of the first paragraph currently appearing under the sub-section entitled "Board leadership structure and related matters" of the sub-section entitled "The Board of Trustees" of the section entitled "Management of the Trust" on page 45 of the SAI is hereby increased from nine to eleven.*

 

*Effective immediately, the following entries are hereby added in the "Disinterested Trustees" chart currently appearing under the section entitled "Management of the Trust" beginning on page 48 of the SAI:*

 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Name, address and<br> year of birth ("YOB")** | **Position(s) held<br> with registrant** | **Term of office<br> and length of<br> time served** | **Principal occupation(s) during past 5 years and<br> other relevant experience and qualifications** | **Number of<br> portfolios<br> in fund<br> complex<br> overseen<br> by Trustee** | **Other directorships and positions<br> held by Trustee** |
| Joseph A. Carrier<br> c/o Corporate Secretary<br> 730 Third Avenue<br> New York, NY 10017-3206<br> YOB: 1960 | Trustee | Indefinite term. Trustee since 2023. | Senior Vice President, Enterprise Risk Management, Franklin Resources, Inc. (2020–2022). Senior Managing Director, Chief Risk Officer and Chief Audit Executive, Legg Mason, Inc. (2008–2020).<br>Mr. Carrier has particular experience in investment management, risk management, and finance. | 88 | Director, Franklin Templeton Irish Funds; Board Member, Cal Ripken, Sr. Foundation; Advisory Board Member, Loyola University Maryland, Sellinger School of Business and Management. |
| Nicole Thorne Jenkins<br> c/o Corporate Secretary<br> 730 Third Avenue<br> New York, NY 10017-3206<br> YOB: 1970 | Trustee | Indefinite term. Trustee since 2023. | John A. Griffin Dean of the McIntire School of Commerce at the University of Virginia (2020–present). Vice Dean (2016–2020), Von Allmen Chaired Professor of Accountancy (2017–2020), Associate Professor and EY Research Fellow (2012–2017), Gatton College of Business and Economics at the University of Kentucky.<br>Ms. Thorne Jenkins has particular experience in higher education, accounting, finance, and social impact. She is licensed as a certified public accountant in the State of Maryland. | 88 | Trustee and Audit Committee Member, Strada Education Network. |

---

*Effective immediately, the following entries are hereby added to the chart currently appearing under the sub-section entitled "Equity ownership of the Trustees" of the section entitled "Management of the Trust" on page 51 of the SAI:*

 

---

| | | |
|:---|:---|:---|
| **Name** | **Dollar range of equity**<br> **securities in the Funds** | **Aggregate dollar range of equity securities in all registered investment**<br> **companies overseen in family of investment companies** |
| Joseph A. Carrier | None | None |
| Nicole Thorne Jenkins | None | None |

---

*Effective immediately, the following hereby replaces in its entirety the tables set forth under the sub-section entitled "Trustee and officer compensation" of the section entitled "Management of the Trust" beginning on page 51 of the SAI:*

**FISCAL YEAR ENDED 10/31/21**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Name** | **Aggregate**<br> **compensation**<br> **from the Funds** | <sup>**1,2**</sup> | **Long-term compensation**<br> **accrued as part of**<br> **Funds expenses** | <sup>**2,3**</sup> | **Total compensation**<br> **paid from TIAA-CREF**<br> **Fund Complex** | <sup>**1**</sup> |
| Forrest Berkley<sup>4</sup> | $91100.72 |  | $24621.82 |  | $390000.00 |  |
| Joseph A. Boateng | 91100.70 |  | 24621.82 |  | 370000.00 |  |
| Joseph A. Carrier<sup>6</sup> |  |  |  |  |  |  |
| Janice C. Eberly<sup>4</sup> | 91100.72 |  | 24621.82 |  | 390000.00 |  |
| Nancy A. Eckl | 103411.65 |  | 24621.82 |  | 460000.00 |  |
| Michael A. Forrester<sup>4</sup> | 100949.44 |  | 24621.82 |  | 410000.00 |  |
| Howell E. Jackson<sup>4</sup> | 93544.74 |  | 24621.82 |  | 445000.00 |  |
| Nicole Thorne Jenkins<sup>6</sup> |  |  |  |  |  |  |
| Thomas J. Kenny<sup>4</sup> | 120646.96 |  | 24621.82 |  | 510000.00 |  |
| James M. Poterba<sup>4</sup> | 103411.62 |  | 24621.82 |  | 440000.00 |  |
| Maceo K. Sloan<sup>5</sup> | 98487.28 |  | 24621.82 |  | 400000.00 |  |
| Laura T. Starks<sup>5</sup> | 91100.70 |  | 24621.82 |  | 370000.00 |  |
| Loren M. Starr<sup>6</sup> |  |  |  |  |  |  |

---

<sup>1</sup> Compensation figures include cash and amounts deferred under both the long-term compensation plan and optional deferred compensation plan described below.

<sup>2</sup> Includes compensation from only those Funds having the fiscal year end listed above.

<sup>3</sup> Amounts deferred under the long-term compensation plan described below.

<sup>4</sup> A portion of this compensation was not actually paid based on the prior election of the Trustee to defer receipt of payment in accordance with the provisions of a deferred compensation plan for non-officer Trustees described below. For the fiscal year ended October 31, 2021, Mr. Berkley elected to defer $290,000, Prof. Eberly elected to defer $290,000, Mr. Forrester elected to defer $310,000, Prof. Jackson elected to defer $34,500, Mr. Kenny elected to defer $123,000 and Prof. Poterba elected to defer $340,000 of total compensation from the TIAA-CREF Fund Complex.

<sup>5</sup> Effective January 6, 2022, Prof. Starks no longer serves as a Trustee. Effective September 13, 2022, Mr. Sloan no longer serves as a Trustee. Mr. Sloan currently serves as a consultant to the Boards of Trustees of the TIAA-CREF Funds and TIAA-CREF Life Funds, subject to terms agreed upon with those Boards.

<sup>6</sup> Joseph A. Carrier, Nicole Thorne Jenkins and Loren M. Starr did not serve as Trustees and received no compensation for the fiscal year ended October 31, 2021.

**FISCAL YEAR ENDED 3/31/22**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Name** | **Aggregate**<br> **compensation**<br> **from the Funds** | <sup>**1,2**</sup> | **Long-term compensation**<br> **accrued as part of**<br> **Funds expenses** | <sup>**2,3**</sup> | **Total compensation**<br> **paid from TIAA-CREF**<br> **Fund Complex** | <sup>**1**</sup> |
| Forrest Berkley<sup>4</sup> | $39772.17 |  | $10837.30 |  | $396250.00 |  |
| Joseph A. Boateng | 39772.18 |  | 10837.30 |  | 376249.98 |  |
| Joseph A. Carrier<sup>6</sup> |  |  |  |  |  |  |
| Janice C. Eberly<sup>4</sup> | 39772.17 |  | 10837.30 |  | 396250.00 |  |
| Nancy A. Eckl | 45055.13 |  | 10837.30 |  | 466250.00 |  |
| Michael A. Forrester<sup>4</sup> | 43998.69 |  | 10837.30 |  | 416250.00 |  |
| Howell E. Jackson<sup>4</sup> | 40289.55 |  | 10837.30 |  | 446250.00 |  |
| Nicole Thorne Jenkins<sup>6</sup> |  |  |  |  |  |  |
| Thomas J. Kenny<sup>4</sup> | 52994.36 |  | 10837.30 |  | 516250.00 |  |
| James M. Poterba<sup>4</sup> | 45055.11 |  | 10837.30 |  | 446250.00 |  |
| Maceo K. Sloan<sup>5</sup> | 42941.82 |  | 10837.30 |  | 406250.00 |  |
| Laura T. Starks<sup>4,5</sup> | 29640.95 |  | 8015.98 |  | 282987.00 |  |
| Loren M. Starr<sup>6</sup> |  |  |  |  |  |  |

---

<sup>1</sup> Compensation figures include cash and amounts deferred under both the long-term compensation plan and optional deferred compensation plan described below.

<sup>2</sup> Includes compensation from only those Funds having the fiscal year end listed above.

<sup>3</sup> Amounts deferred under the long-term compensation plan described below.

<sup>4</sup> A portion of this compensation was not actually paid based on the prior election of the Trustee to defer receipt of payment in accordance with the provisions of a deferred compensation plan for non-officer Trustees described below. For the fiscal year ended March 31, 2022, Mr. Berkley elected to defer $293,750, Prof. Eberly elected to defer $293,750, Mr. Forrester elected to defer $313,750, Prof. Jackson elected to defer $34,375, Mr. Kenny elected to defer $92,250, Prof. Poterba elected to defer $343,750 and Prof. Starks elected to defer $3,959 of total compensation from the TIAA-CREF Fund Complex.

<sup>5</sup> Effective January 6, 2022, Prof. Starks no longer serves as a Trustee. Effective September 13, 2022, Mr. Sloan no longer serves as a Trustee. Mr. Sloan currently serves as a consultant to the Boards of Trustees of the TIAA-CREF Funds and TIAA-CREF Life Funds, subject to terms agreed upon with those Boards.

<sup>6</sup> Joseph A. Carrier, Nicole Thorne Jenkins and Loren M. Starr did not serve as Trustees and received no compensation for the fiscal year ended March 31, 2022.

 

*Joseph A. Carrier will serve as a member of the Investment and Operations Committees. Effective immediately, Joseph A. Carrier is hereby added to the lists of current members of such committees in sections (2) and (5) currently appearing under the sub-section entitled "Board committees" of the section entitled "Management of the Trust" beginning on page 53 of the SAI.*

 

*Nicole Thorne Jenkins will serve as a member of the Audit and Compliance and Investment Committees. Effective immediately, Nicole Thorne Jenkins is hereby added to the lists of current members of such committees in sections (1) and (2) currently appearing under the sub-section entitled "Board committees" of the section entitled "Management of the Trust" beginning on page 53 of the SAI.*

 

A41367 (1/23)

---

| | | |
|:---|:---|:---|
| ![](x2_c105190x1x1.jpg) | &nbsp;&nbsp;**TIAA-CREF<br> Funds** | &nbsp;&nbsp;**Supplement** |
| ![](x2_c105190x1x1.jpg) |  |  |

---

TIAA-CREF Funds: Funds-of-Funds

**Lifecycle Funds**

**Lifecycle Index Funds**

**Lifestyle Funds**

**Managed Allocation Fund**

SUPPLEMENT NO. 2 <br> dated January 9, 2023<br> to the Statement of Additional Information ("SAI") <br> dated October 1, 2022, as supplemented through November 8, 2022

*At the Board of Trustees of the TIAA-CREF Funds (the "Trust") meeting held on December 6, 2022, Joseph A. Carrier and Nicole Thorne Jenkins were elected to serve as new Trustees of the Trust effective January 1, 2023.*

 

*Therefore, effective immediately, the total number of Trustees as set forth in the first sentence of the first paragraph currently appearing under the sub-section entitled "Board leadership structure and related matters" of the sub-section entitled "The Board of Trustees" of the section entitled "Management of the Trust" on page 41 of the SAI is hereby increased from nine to eleven.*

 

*Effective immediately, the following entries are hereby added in the "Disinterested Trustees" chart currently appearing under the section entitled "Management of the Trust" beginning on page 44 of the SAI:*

 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Name, address and<br> year of birth ("YOB")** | **Position(s) held<br> with registrant** | **Term of office<br> and length of<br> time served** | **Principal occupation(s) during past 5 years and<br> other relevant experience and qualifications** | **Number of<br> portfolios<br> in fund<br> complex<br> overseen<br> by Trustee** | **Other directorships and positions<br> held by Trustee** |
| Joseph A. Carrier <br> c/o Corporate Secretary <br> 730 Third Avenue <br> New York, NY 10017-3206<br> YOB: 1960 | Trustee | Indefinite term. Trustee since 2023. | Senior Vice President, Enterprise Risk Management, Franklin Resources, Inc. (2020–2022). Senior Managing Director, Chief Risk Officer and Chief Audit Executive, Legg Mason, Inc. (2008–2020).<br>Mr. Carrier has particular experience in investment management, risk management, and finance. | 88 | Director, Franklin Templeton Irish Funds; Board Member, Cal Ripken, Sr. Foundation; Advisory Board Member, Loyola University Maryland, Sellinger School of Business and Management. |
| Nicole Thorne Jenkins<br> c/o Corporate Secretary<br> 730 Third Avenue<br> New York, NY 10017-3206<br> YOB: 1970 | Trustee | Indefinite term. Trustee since 2023. | John A. Griffin Dean of the McIntire School of Commerce at the University of Virginia (2020–present). Vice Dean (2016–2020), Von Allmen Chaired Professor of Accountancy (2017–2020), Associate Professor and EY Research Fellow (2012–2017), Gatton College of Business and Economics at the University of Kentucky.<br>Ms. Thorne Jenkins has particular experience in higher education, accounting, finance, and social impact. She is licensed as a certified public accountant in the State of Maryland. | 88 | Trustee and Audit Committee Member, Strada Education Network. |

---

*Effective immediately, the following entries are hereby added to the chart currently appearing under the sub-section entitled "Equity ownership of the Trustees" of the section entitled "Management of the Trust" on page 47 of the SAI:*

 

---

| | | |
|:---|:---|:---|
| **Name** | **Dollar range of equity<br> securities in the Funds** | **Aggregate dollar range of equity securities in all registered investment<br> companies overseen in family of investment companies** |
| Joseph A. Carrier | None | None |
| Nicole Thorne Jenkins | None | None |

---

*Effective immediately, the following hereby replaces in its entirety the table set forth under the sub-section entitled "Trustee and officer compensation" of the section entitled "Management of the Trust" on page 47 of the SAI:*

 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Name** | **Aggregate**<br> **compensation**<br> **from the Funds** | <sup>**1**</sup> | **Long-term compensation**<br> **accrued as part of**<br> **Funds expenses** | <sup>**2**</sup> | **Total compensation**<br> **paid from TIAA-CREF**<br> **Fund Complex** |
| Forrest Berkley<sup>3</sup> | $57922.17 |  | $15901.84 |  | $402503.00 |
| Joseph A. Boateng | 57922.14 |  | 15901.84 |  | 382503.00 |
| Joseph A. Carrier<sup>5</sup> |  |  |  |  |  |
| Janice C. Eberly<sup>3</sup> | 57922.17 |  | 15901.84 |  | 402503.00 |
| Nancy A. Eckl | 65492.10 |  | 15901.84 |  | 472504.00 |
| Michael A. Forrester<sup>3</sup> | 63978.28 |  | 15901.84 |  | 422503.00 |
| Howell E. Jackson<sup>3</sup> | 57922.22 |  | 15901.84 |  | 447503.00 |
| Nicole Thorne Jenkins<sup>5</sup> |  |  |  |  |  |
| Thomas J. Kenny<sup>3</sup> | 77614.19 |  | 15901.84 |  | 527503.00 |
| James M. Poterba<sup>3</sup> | 65492.16 |  | 15901.84 |  | 452504.00 |
| Maceo K. Sloan<sup>4</sup> | 62464.12 |  | 15901.84 |  | 412504.00 |
| Laura T. Starks<sup>3,4</sup> | 28649.84 |  | 7750.09 |  | 190487.00 |
| Loren M. Starr<sup>5</sup> |  |  |  |  |  |

---

<sup>1</sup> Compensation figures include cash and amounts deferred under both the long-term compensation plan and optional deferred compensation plan described below.

<sup>2</sup> Amounts deferred under the long-term compensation plan described below.

<sup>3</sup> A portion of this compensation was not actually paid based on the prior election of the Trustee to defer receipt of payment in accordance with the provisions of a deferred compensation plan for non-officer Trustees described below. For the fiscal year ended May 31, 2022, Mr. Berkley elected to defer $297,502, Prof. Eberly elected to defer $297,502, Mr. Forrester elected to defer $317,502, Prof. Jackson elected to defer $34,250, Mr. Kenny elected to defer $61,500, Prof. Poterba elected to defer $347,503 and Prof. Starks elected to defer $3,959 of total compensation from the TIAA-CREF Fund Complex.

<sup>4</sup> Effective January 6, 2022, Prof. Starks no longer serves as a Trustee. Effective September 13, 2022, Mr. Sloan no longer serves as a Trustee. Mr. Sloan currently serves as a consultant to the Boards of Trustees of the TIAA-CREF Funds and TIAA-CREF Life Funds, subject to terms agreed upon with those Boards.

<sup>5</sup> Joseph A. Carrier, Nicole Thorne Jenkins and Loren M. Starr did not serve as Trustees and received no compensation for the fiscal year ended May 31, 2022.

*Joseph A. Carrier will serve as a member of the Investment and Operations Committees. Effective immediately, Joseph A. Carrier is hereby added to the lists of current trustees of such committees in sections (2) and (5) currently appearing under the sub-section entitled "Board Committees" of the section entitled "Management of the Trust" beginning on page 48 of the SAI.*

 

*Nicole Thorne Jenkins will serve as a member of the Audit and Compliance and Investment Committees. Effective immediately, Nicole Thorne Jenkins is hereby added to the lists of current trustees of such committees in sections (1) and (2) currently appearing under the sub-section entitled "Board Committees" of the section entitled "Management of the Trust" beginning on page 48 of the SAI.*

 

A41368 (1/23)