# EDGAR Filing Document

**Accession Number:** 0001845849
**File Stem:** 0001845849-25-000003
**Filing Date:** 2025-8
**Character Count:** 28824
**Document Hash:** c113ddb04bb0e7f7c663b2797acc2bae
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001845849-25-000003.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0001845849-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250812

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CONSULTIVA WEALTH MANAGEMENT, CORP.
- **CENTRAL INDEX KEY:** 0001845849

**ORGANIZATION NAME:**
- **EIN:** 660569863
- **STATE OF INCORPORATION:** PR
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20984
- **FILM NUMBER:** 251208156

**BUSINESS ADDRESS:**
- **STREET 1:** 250 AVE MUNOZ RIVERA, SUITE 1420
- **CITY:** SAN JUAN
- **STATE:** PR
- **ZIP:** 00918
- **BUSINESS PHONE:** 787-763-5868

**MAIL ADDRESS:**
- **STREET 1:** 250 AVE MUNOZ RIVERA, SUITE 1420
- **CITY:** SAN JUAN
- **STATE:** PR
- **ZIP:** 00918

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CONSULTIVA WEALTH MANAGEMENT CORP.<br>**Address:** 250 AVE MUNOZ RIVERA SUITE 1420<br>SAN JUAN, PR 00918

**Form 13F File Number:** 028-20984

**CRD Number (if applicable):** 000111846

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Diana Torres<br>**Title:** CCO<br>**Phone:** 787-763-5868

**Signature, Place, and Date of Signing:**

Diana Torres  San Juan, PR  08-12-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 273

**Form 13F Information Table Value Total:** $32432570

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name          | Form 13F File Number   |
|:---|:---|:---|
|  | PALLADIEM LLC | 028-16378              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 121792 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| ABBVIE INC | COM | 00287Y109 |  | 50489 | 272 | SH |  | SOLE |  | 0 | 0 | 272 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 156319 | 523 | SH |  | SOLE |  | 0 | 0 | 523 |
| ADOBE INC | COM | 00724F101 |  | 46426 | 120 | SH |  | SOLE |  | 0 | 0 | 120 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 92235 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| ALCOA CORP | COM | 013872106 |  | 29510 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| ALGONQUIN PWR UTILS CORP | COM | 015857105 |  | 5709 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 44230 | 390 | SH |  | SOLE |  | 0 | 0 | 390 |
| ALLIANCEBERNSTEIN GLOBAL HIG | COM | 01879R106 |  | 11030 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| ALLSTATE CORP | COM | 020002101 |  | 15903 | 79 | SH |  | SOLE |  | 0 | 0 | 79 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 156103 | 880 | SH |  | SOLE |  | 0 | 0 | 880 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1307627 | 7420 | SH |  | SOLE |  | 0 | 0 | 7420 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 35178 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| AMAZON COM INC | COM | 023135106 |  | 395560 | 1803 | SH |  | SOLE |  | 0 | 0 | 1803 |
| AMERICAN AIRLS GROUP INC | COM | 02376R102 |  | 22474 | 2003 | SH |  | SOLE |  | 0 | 0 | 2003 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 759810 | 2382 | SH |  | SOLE |  | 0 | 0 | 2382 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 35142 | 159 | SH |  | SOLE |  | 0 | 0 | 159 |
| AMPLIFY ETF TR | HIGH INCOME | 032108847 |  | 23420 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| APPLE INC | COM | 037833100 |  | 1016002 | 4952 | SH |  | SOLE |  | 0 | 0 | 4952 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 80131 | 1140 | SH |  | SOLE |  | 0 | 0 | 1140 |
| ARK ETF TR | ARK SPACE EXPL | 00214Q807 |  | 24160 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 8106 | 116 | SH |  | SOLE |  | 0 | 0 | 116 |
| BANK AMERICA CORP | COM | 060505104 |  | 134862 | 2850 | SH |  | SOLE |  | 0 | 0 | 2850 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 50019 | 549 | SH |  | SOLE |  | 0 | 0 | 549 |
| BANK NOVA SCOTIA | COM | 064149107 |  | 14923 | 270 | SH |  | SOLE |  | 0 | 0 | 270 |
| BARINGS BDC INC | COM | 06759L103 |  | 27420 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| BAXTER INTL INC | COM | 071813109 |  | 3512 | 116 | SH |  | SOLE |  | 0 | 0 | 116 |
| BCE INC | COM NEW | 05534B760 |  | 5748 | 260 | SH |  | SOLE |  | 0 | 0 | 260 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 22909 | 133 | SH |  | SOLE |  | 0 | 0 | 133 |
| BELLRING BRANDS INC | COMMON STOCK | 07831C103 |  | 10949 | 189 | SH |  | SOLE |  | 0 | 0 | 189 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 84524 | 174 | SH |  | SOLE |  | 0 | 0 | 174 |
| BIOGEN INC | COM | 09062X103 |  | 3140 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| BOEING CO | COM | 097023105 |  | 363535 | 1735 | SH |  | SOLE |  | 0 | 0 | 1735 |
| BP PLC | SPONSORED ADR | 055622104 |  | 3681 | 123 | SH |  | SOLE |  | 0 | 0 | 123 |
| BREAD FINANCIAL HOLDINGS INC | COM | 018581108 |  | 1542 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 20277 | 195 | SH |  | SOLE |  | 0 | 0 | 195 |
| CANADIAN PACIFIC KANSAS | COM | 13646K108 |  | 41220 | 520 | SH |  | SOLE |  | 0 | 0 | 520 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 34104 | 203 | SH |  | SOLE |  | 0 | 0 | 203 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 38278 | 523 | SH |  | SOLE |  | 0 | 0 | 523 |
| CATERPILLAR INC | COM | 149123101 |  | 14364 | 37 | SH |  | SOLE |  | 0 | 0 | 37 |
| CHARGEPOINT HOLDINGS INC | COM CL A | 15961R105 |  | 211 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| CHEMOURS CO | COM | 163851108 |  | 2496 | 218 | SH |  | SOLE |  | 0 | 0 | 218 |
| CHEVRON CORP NEW | COM | 166764100 |  | 35225 | 246 | SH |  | SOLE |  | 0 | 0 | 246 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 84225 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| CISCO SYS INC | COM | 17275R102 |  | 20745 | 299 | SH |  | SOLE |  | 0 | 0 | 299 |
| CITIGROUP INC | COM NEW | 172967424 |  | 32260 | 379 | SH |  | SOLE |  | 0 | 0 | 379 |
| COCA COLA CO | COM | 191216100 |  | 36366 | 514 | SH |  | SOLE |  | 0 | 0 | 514 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 17525 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 27361 | 301 | SH |  | SOLE |  | 0 | 0 | 301 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 24555 | 688 | SH |  | SOLE |  | 0 | 0 | 688 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 59866 | 368 | SH |  | SOLE |  | 0 | 0 | 368 |
| CORPAY INC | COM SHS | 219948106 |  | 8959 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| CORTEVA INC | COM | 22052L104 |  | 81908 | 1099 | SH |  | SOLE |  | 0 | 0 | 1099 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 171260 | 173 | SH |  | SOLE |  | 0 | 0 | 173 |
| CVS HEALTH CORP | COM | 126650100 |  | 15314 | 222 | SH |  | SOLE |  | 0 | 0 | 222 |
| DANAHER CORPORATION | COM | 235851102 |  | 10865 | 55 | SH |  | SOLE |  | 0 | 0 | 55 |
| DEERE  CO | COM | 244199105 |  | 50849 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 18390 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 984 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 9076 | 90 | SH |  | SOLE |  | 0 | 0 | 90 |
| DICKS SPORTING GOODS INC | COM | 253393102 |  | 27100 | 137 | SH |  | SOLE |  | 0 | 0 | 137 |
| DISNEY WALT CO | COM | 254687106 |  | 184403 | 1487 | SH |  | SOLE |  | 0 | 0 | 1487 |
| DOW INC | COM | 260557103 |  | 86351 | 3261 | SH |  | SOLE |  | 0 | 0 | 3261 |
| DROPBOX INC | CL A | 26210C104 |  | 4290 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 4012 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 92802 | 1353 | SH |  | SOLE |  | 0 | 0 | 1353 |
| EASTMAN CHEM CO | COM | 277432100 |  | 37330 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| EATON CORP PLC | SHS | G29183103 |  | 14994 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| EATON VANCE SR INCOME TR | SH BEN INT | 27826S103 |  | 24114 | 4238 | SH |  | SOLE |  | 0 | 0 | 4238 |
| ECOLAB INC | COM | 278865100 |  | 47960 | 178 | SH |  | SOLE |  | 0 | 0 | 178 |
| EOG RES INC | COM | 26875P101 |  | 6818 | 57 | SH |  | SOLE |  | 0 | 0 | 57 |
| ETF SER SOLUTIONS | APTUS COLLRD INV | 26922A222 |  | 154629 | 3735 | SH |  | SOLE |  | 0 | 0 | 3735 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 21560 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| FEDEX CORP | COM | 31428X106 |  | 9320 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 38174 | 420 | SH |  | SOLE |  | 0 | 0 | 420 |
| FIRST TR EXCHANGE-TRADED FD | SENIOR LN FD | 33738D309 |  | 118075 | 2573 | SH |  | SOLE |  | 0 | 0 | 2573 |
| FIRST TR EXCHANGE-TRADED FD | NASDQ SEMCNDTR | 33738R811 |  | 38376 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| FIRST TR EXCHANGE-TRADED FD | FT VEST S 500 | 33739Q705 |  | 19640 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| FIRST TR EXCHNG TRADED FD VI | MLT MNGD LRG GRW | 33740F789 |  | 168200 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| FIRST TR VALUE LINE DIVID IN | SHS | 33734H106 |  | 29055 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| FISERV INC | COM | 337738108 |  | 8793 | 51 | SH |  | SOLE |  | 0 | 0 | 51 |
| FIVERR INTL LTD | ORD SHS | M4R82T106 |  | 11732 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 40110 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| FMC CORP | COM NEW | 302491303 |  | 1294 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| FOX CORP | CL A COM | 35137L105 |  | 4707 | 84 | SH |  | SOLE |  | 0 | 0 | 84 |
| FRANKLIN RESOURCES INC | COM | 354613101 |  | 30593 | 1283 | SH |  | SOLE |  | 0 | 0 | 1283 |
| FRANKLIN TEMPLETON ETF TR | SENIOR LOAN ETF | 35473P595 |  | 12115 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| GE AEROSPACE | COM NEW | 369604301 |  | 505257 | 1963 | SH |  | SOLE |  | 0 | 0 | 1963 |
| GE HEALTHCARE TECHNOLOGIES I | COMMON STOCK | 36266G107 |  | 63330 | 855 | SH |  | SOLE |  | 0 | 0 | 855 |
| GE VERNOVA INC | COM | 36828A101 |  | 336010 | 635 | SH |  | SOLE |  | 0 | 0 | 635 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 21291 | 73 | SH |  | SOLE |  | 0 | 0 | 73 |
| GENERAL MLS INC | COM | 370334104 |  | 4145 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| GENERAL MTRS CO | COM | 37045V100 |  | 124895 | 2538 | SH |  | SOLE |  | 0 | 0 | 2538 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 21952 | 198 | SH |  | SOLE |  | 0 | 0 | 198 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 21790 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| HALLIBURTON CO | COM | 406216101 |  | 14164 | 695 | SH |  | SOLE |  | 0 | 0 | 695 |
| HANCOCK JOHN PFD INCOME FD | SH BEN INT | 41013W108 |  | 23985 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| HANCOCK JOHN PFD INCOME FD I | COM | 41013X106 |  | 15810 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| HANCOCK JOHN PFD INCOME FD I | COM | 41021P103 |  | 21390 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| HERSHEY CO | COM | 427866108 |  | 65384 | 394 | SH |  | SOLE |  | 0 | 0 | 394 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 27014 | 1321 | SH |  | SOLE |  | 0 | 0 | 1321 |
| HOME DEPOT INC | COM | 437076102 |  | 161322 | 440 | SH |  | SOLE |  | 0 | 0 | 440 |
| HP INC | COM | 40434L105 |  | 24460 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 |  | 96584 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| INTEL CORP | COM | 458140100 |  | 11200 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 30089 | 164 | SH |  | SOLE |  | 0 | 0 | 164 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 156233 | 530 | SH |  | SOLE |  | 0 | 0 | 530 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 24515 | 1880 | SH |  | SOLE |  | 0 | 0 | 1880 |
| INVESCO DB US DLR INDEX TR | BULLISH FD | 46141D203 |  | 7150 | 266 | SH |  | SOLE |  | 0 | 0 | 266 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 90075 | 8093 | SH |  | SOLE |  | 0 | 0 | 8093 |
| INVESCO EXCH TRADED FD TR II | S HDL VOL | 46138E362 |  | 122372 | 2573 | SH |  | SOLE |  | 0 | 0 | 2573 |
| INVESCO EXCH TRADED FD TR II | S SMLCAP HIG | 46138E131 |  | 20802 | 1545 | SH |  | SOLE |  | 0 | 0 | 1545 |
| INVESCO EXCHANGE TRADED FD T | WATER RES ETF | 46137V142 |  | 59424 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| INVESCO INDIA EXCHANGE-TRADE | INDIA ETF | 46137R109 |  | 3099 | 115 | SH |  | SOLE |  | 0 | 0 | 115 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 148943 | 270 | SH |  | SOLE |  | 0 | 0 | 270 |
| INVESCO SR INCOME TR | COM | 46131H107 |  | 24084 | 6338 | SH |  | SOLE |  | 0 | 0 | 6338 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 |  | 10346 | 138 | SH |  | SOLE |  | 0 | 0 | 138 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 72659 | 565 | SH |  | SOLE |  | 0 | 0 | 565 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 31446 | 317 | SH |  | SOLE |  | 0 | 0 | 317 |
| ISHARES TR | GSCI CMDTY STGY | 46431W853 |  | 1990 | 77 | SH |  | SOLE |  | 0 | 0 | 77 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 16867 | 127 | SH |  | SOLE |  | 0 | 0 | 127 |
| ISHARES TR | EM MKTS DIV ETF | 464286319 |  | 18050 | 630 | SH |  | SOLE |  | 0 | 0 | 630 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 55869 | 625 | SH |  | SOLE |  | 0 | 0 | 625 |
| ISHARES TR | FALN ANGLS USD | 46435G474 |  | 107230 | 3951 | SH |  | SOLE |  | 0 | 0 | 3951 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 10857 | 286 | SH |  | SOLE |  | 0 | 0 | 286 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 23147 | 287 | SH |  | SOLE |  | 0 | 0 | 287 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 25302 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 8209 | 124 | SH |  | SOLE |  | 0 | 0 | 124 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 37584 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 75456 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 20380 | 48 | SH |  | SOLE |  | 0 | 0 | 48 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 104442 | 484 | SH |  | SOLE |  | 0 | 0 | 484 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 18946 | 206 | SH |  | SOLE |  | 0 | 0 | 206 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 74409 | 615 | SH |  | SOLE |  | 0 | 0 | 615 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 9572 | 101 | SH |  | SOLE |  | 0 | 0 | 101 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 163100 | 1488 | SH |  | SOLE |  | 0 | 0 | 1488 |
| ISHARES TR | MBS ETF | 464288588 |  | 5727 | 61 | SH |  | SOLE |  | 0 | 0 | 61 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 |  | 382576 | 7997 | SH |  | SOLE |  | 0 | 0 | 7997 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 18119 | 420 | SH |  | SOLE |  | 0 | 0 | 420 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 93864 | 853 | SH |  | SOLE |  | 0 | 0 | 853 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 5877 | 115 | SH |  | SOLE |  | 0 | 0 | 115 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 19898 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 718136 | 14170 | SH |  | SOLE |  | 0 | 0 | 14170 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 572282 | 1974 | SH |  | SOLE |  | 0 | 0 | 1974 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 77424 | 160 | SH |  | SOLE |  | 0 | 0 | 160 |
| KRAFT HEINZ CO | COM | 500754106 |  | 30984 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| KRATOS DEFENSE  SEC SOLUTIO | COM NEW | 50077B207 |  | 82960 | 1786 | SH |  | SOLE |  | 0 | 0 | 1786 |
| KYNDRYL HLDGS INC | COMMON STOCK | 50155Q100 |  | 3776 | 90 | SH |  | SOLE |  | 0 | 0 | 90 |
| LAUDER ESTEE COS INC | CL A | 518439104 |  | 2424 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| LINDE PLC | SHS | G54950103 |  | 56302 | 120 | SH |  | SOLE |  | 0 | 0 | 120 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 4631 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| LOGITECH INTL S A | SHS | H50430232 |  | 28842 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| LOWES COS INC | COM | 548661107 |  | 9319 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 |  | 71365 | 130 | SH |  | SOLE |  | 0 | 0 | 130 |
| MASCO CORP | COM | 574599106 |  | 9783 | 152 | SH |  | SOLE |  | 0 | 0 | 152 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 224776 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| MCDONALDS CORP | COM | 580135101 |  | 83853 | 287 | SH |  | SOLE |  | 0 | 0 | 287 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 9240 | 106 | SH |  | SOLE |  | 0 | 0 | 106 |
| MERCK  CO INC | COM | 58933Y105 |  | 19790 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| META PLATFORMS INC | CL A | 30303M102 |  | 217737 | 295 | SH |  | SOLE |  | 0 | 0 | 295 |
| MICROSOFT CORP | COM | 594918104 |  | 274570 | 552 | SH |  | SOLE |  | 0 | 0 | 552 |
| MODERNA INC | COM | 60770K107 |  | 13795 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 11330 | 168 | SH |  | SOLE |  | 0 | 0 | 168 |
| NABORS INDUSTRIES LTD | SHS | G6359F137 |  | 5604 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| NETFLIX INC | COM | 64110L106 |  | 113826 | 85 | SH |  | SOLE |  | 0 | 0 | 85 |
| NEW YORK LIFE INVESTMENTS ET | NYLI HEDGE MULTI | 45409B107 |  | 1075312 | 33271 | SH |  | SOLE |  | 0 | 0 | 33271 |
| NIKE INC | CL B | 654106103 |  | 19962 | 281 | SH |  | SOLE |  | 0 | 0 | 281 |
| NOKIA CORP | SPONSORED ADR | 654902204 |  | 67801 | 13089 | SH |  | SOLE |  | 0 | 0 | 13089 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 10751 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 21782 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| NUCOR CORP | COM | 670346105 |  | 58163 | 449 | SH |  | SOLE |  | 0 | 0 | 449 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 3136102 | 19850 | SH |  | SOLE |  | 0 | 0 | 19850 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 24908 | 114 | SH |  | SOLE |  | 0 | 0 | 114 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 15376 | 366 | SH |  | SOLE |  | 0 | 0 | 366 |
| OCCIDENTAL PETE CORP | *W EXP 08/03/2027 | 674599162 |  | 932 | 45 | SH |  | SOLE |  | 0 | 0 | 45 |
| ORACLE CORP | COM | 68389X105 |  | 90294 | 413 | SH |  | SOLE |  | 0 | 0 | 413 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 242 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 24260 | 245 | SH |  | SOLE |  | 0 | 0 | 245 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 272640 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| PAYCHEX INC | COM | 704326107 |  | 31856 | 219 | SH |  | SOLE |  | 0 | 0 | 219 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 182530 | 2456 | SH |  | SOLE |  | 0 | 0 | 2456 |
| PEPSICO INC | COM | 713448108 |  | 15845 | 120 | SH |  | SOLE |  | 0 | 0 | 120 |
| PETROLEO BRASILEIRO SA PETRO | SPONSORED ADR | 71654V408 |  | 12510 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| PFIZER INC | COM | 717081103 |  | 4872 | 201 | SH |  | SOLE |  | 0 | 0 | 201 |
| POST HLDGS INC | COM | 737446104 |  | 20716 | 190 | SH |  | SOLE |  | 0 | 0 | 190 |
| PPG INDS INC | COM | 693506107 |  | 108063 | 950 | SH |  | SOLE |  | 0 | 0 | 950 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 86989 | 546 | SH |  | SOLE |  | 0 | 0 | 546 |
| PROSHARES TR | BITCOIN ETF | 74347G440 |  | 3764 | 175 | SH |  | SOLE |  | 0 | 0 | 175 |
| PROSHARES TR | PSHS ULTRA DOW30 | 74347R305 |  | 112735 | 1150 | SH |  | SOLE |  | 0 | 0 | 1150 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 12450 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 21000 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| ROBINHOOD MKTS INC | COM CL A | 770700102 |  | 46815 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| ROBLOX CORP | CL A | 771049103 |  | 68380 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| ROGERS COMMUNICATIONS INC | CL B | 775109200 |  | 7548 | 255 | SH |  | SOLE |  | 0 | 0 | 255 |
| ROYAL BK CDA | COM | 780087102 |  | 21044 | 160 | SH |  | SOLE |  | 0 | 0 | 160 |
| RTX CORPORATION | COM | 75513E101 |  | 150693 | 1032 | SH |  | SOLE |  | 0 | 0 | 1032 |
| SABA CAPITAL INCOME  OPRNT | SHS NEW | 78518H202 |  | 10881 | 1350 | SH |  | SOLE |  | 0 | 0 | 1350 |
| SALESFORCE INC | COM | 79466L302 |  | 95714 | 351 | SH |  | SOLE |  | 0 | 0 | 351 |
| SANDISK CORP | COM | 80004C200 |  | 6621 | 146 | SH |  | SOLE |  | 0 | 0 | 146 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 11040 | 121 | SH |  | SOLE |  | 0 | 0 | 121 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 25443 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 99503 | 1900 | SH |  | SOLE |  | 0 | 0 | 1900 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 8097 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 8087 | 60 | SH |  | SOLE |  | 0 | 0 | 60 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 11953 | 55 | SH |  | SOLE |  | 0 | 0 | 55 |
| SOLVENTUM CORP | COM SHS | 83444M101 |  | 32232 | 425 | SH |  | SOLE |  | 0 | 0 | 425 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 4542 | 140 | SH |  | SOLE |  | 0 | 0 | 140 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 259106 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| SPDR INDEX SHS FDS | EURO STOXX 50 | 78463X202 |  | 17740 | 297 | SH |  | SOLE |  | 0 | 0 | 297 |
| SPDR INDEX SHS FDS | S NORTH AMER | 78463X152 |  | 130991 | 2313 | SH |  | SOLE |  | 0 | 0 | 2313 |
| SPDR INDEX SHS FDS | S GBLINF ETF | 78463X855 |  | 19526 | 290 | SH |  | SOLE |  | 0 | 0 | 290 |
| SPDR INDEX SHS FDS | DJ INTL RL ETF | 78463X863 |  | 12330 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 219337 | 355 | SH |  | SOLE |  | 0 | 0 | 355 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 15861 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 |  | 118057 | 1287 | SH |  | SOLE |  | 0 | 0 | 1287 |
| SPDR SER TR | S BK ETF | 78464A797 |  | 6022 | 108 | SH |  | SOLE |  | 0 | 0 | 108 |
| SPDR SER TR | DJ REIT ETF | 78464A607 |  | 16588 | 172 | SH |  | SOLE |  | 0 | 0 | 172 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 146317 | 1078 | SH |  | SOLE |  | 0 | 0 | 1078 |
| SPDR SER TR | S BIOTECH | 78464A870 |  | 16586 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| SPDR SER TR | S SEMICNDCTR | 78464A862 |  | 21290 | 83 | SH |  | SOLE |  | 0 | 0 | 83 |
| STARBUCKS CORP | COM | 855244109 |  | 40684 | 444 | SH |  | SOLE |  | 0 | 0 | 444 |
| TESLA INC | COM | 88160R101 |  | 109593 | 345 | SH |  | SOLE |  | 0 | 0 | 345 |
| THE CIGNA GROUP | COM | 125523100 |  | 29752 | 90 | SH |  | SOLE |  | 0 | 0 | 90 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 35995 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 20273 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| TILRAY BRANDS INC | COM | 88688T100 |  | 2072 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| TJX COS INC NEW | COM | 872540109 |  | 10373 | 84 | SH |  | SOLE |  | 0 | 0 | 84 |
| T-MOBILE US INC | COM | 872590104 |  | 1430 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 23489 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 88635 | 950 | SH |  | SOLE |  | 0 | 0 | 950 |
| UBIQUITI INC | COM | 90353W103 |  | 70804 | 172 | SH |  | SOLE |  | 0 | 0 | 172 |
| UNITED AIRLS HLDGS INC | COM | 910047109 |  | 7963 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 21702 | 215 | SH |  | SOLE |  | 0 | 0 | 215 |
| UNITED RENTALS INC | COM | 911363109 |  | 753400 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 75185 | 241 | SH |  | SOLE |  | 0 | 0 | 241 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 18564 | 634 | SH |  | SOLE |  | 0 | 0 | 634 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 20824 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| VANECK ETF TRUST | MORTGAGE REIT | 92189F452 |  | 10560 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1056694 | 4459 | SH |  | SOLE |  | 0 | 0 | 4459 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 23601 | 265 | SH |  | SOLE |  | 0 | 0 | 265 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 3505881 | 6172 | SH |  | SOLE |  | 0 | 0 | 6172 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 29386 | 103 | SH |  | SOLE |  | 0 | 0 | 103 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 8062 | 163 | SH |  | SOLE |  | 0 | 0 | 163 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 68989 | 832 | SH |  | SOLE |  | 0 | 0 | 832 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 91425 | 1150 | SH |  | SOLE |  | 0 | 0 | 1150 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2155953 | 31205 | SH |  | SOLE |  | 0 | 0 | 31205 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 96005 | 1684 | SH |  | SOLE |  | 0 | 0 | 1684 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 2209213 | 16572 | SH |  | SOLE |  | 0 | 0 | 16572 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 63047 | 787 | SH |  | SOLE |  | 0 | 0 | 787 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 426489 | 643 | SH |  | SOLE |  | 0 | 0 | 643 |
| VERALTO CORP | COM SHS | 92338C103 |  | 1817 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| VERSABANK NEW | COM | 92512J106 |  | 148200 | 13000 | SH |  | SOLE |  | 0 | 0 | 13000 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 19262 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| VIATRIS INC | COM | 92556V106 |  | 214 | 24 | SH |  | SOLE |  | 0 | 0 | 24 |
| VISA INC | COM CL A | 92826C839 |  | 39056 | 110 | SH |  | SOLE |  | 0 | 0 | 110 |
| WABTEC | COM | 929740108 |  | 50035 | 239 | SH |  | SOLE |  | 0 | 0 | 239 |
| WALGREENS BOOTS ALLIANCE INC | COM | 931427108 |  | 2434 | 212 | SH |  | SOLE |  | 0 | 0 | 212 |
| WALMART INC | COM | 931142103 |  | 238974 | 2444 | SH |  | SOLE |  | 0 | 0 | 2444 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 619 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| WEATHERFORD INTL PLC | ORD SHS | G48833118 |  | 302 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 16585 | 207 | SH |  | SOLE |  | 0 | 0 | 207 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 28156 | 440 | SH |  | SOLE |  | 0 | 0 | 440 |
| WISDOMTREE TR | EUROPE SMCP DV | 97717W869 |  | 6802 | 97 | SH |  | SOLE |  | 0 | 0 | 97 |
| WISDOMTREE TR | JAPN HEDGE EQT | 97717W851 |  | 131068 | 1147 | SH |  | SOLE |  | 0 | 0 | 1147 |
| WISDOMTREE TR | ALTRNTVE INCM FD | 97717Y626 |  | 17220 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| WIX COM LTD | SHS | M98068105 |  | 3962 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 5564 | 61 | SH |  | SOLE |  | 0 | 0 | 61 |
| ZOETIS INC | CL A | 98978V103 |  | 31190 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |

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