# EDGAR Filing Document

**Accession Number:** 0002014826
**File Stem:** 0001951757-25-001363
**Filing Date:** 2025-11
**Character Count:** 18582
**Document Hash:** 5fd0ba90cd46acd314d022ae70e65d51
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-001363.hdr.sgml**: 20251110

**ACCESSION NUMBER**: 0001951757-25-001363

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251110

**DATE AS OF CHANGE**: 20251110

**EFFECTIVENESS DATE**: 20251110

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** M3 Advisory Group, LLC
- **CENTRAL INDEX KEY:** 0002014826

**ORGANIZATION NAME:**
- **EIN:** 274464648
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24026
- **FILM NUMBER:** 251465929

**BUSINESS ADDRESS:**
- **STREET 1:** 60 KENDRICK STREET
- **STREET 2:** SUITE 203
- **CITY:** NEEDHAM HEIGHTS
- **STATE:** MA
- **ZIP:** 02494
- **BUSINESS PHONE:** (781) 371-2670

**MAIL ADDRESS:**
- **STREET 1:** 60 KENDRICK STREET
- **STREET 2:** SUITE 203
- **CITY:** NEEDHAM HEIGHTS
- **STATE:** MA
- **ZIP:** 02494

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** M3 Advisory Group LLC<br>**Address:** 60 KENDRICK STREET<br>SUITE 203<br>NEEDHAM HEIGHTS, MA 02494

**Form 13F File Number:** 028-24026

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Nicholas Jeffries<br>**Title:** Chief Compliance Officer<br>**Phone:** (781) 371-2670

**Signature, Place, and Date of Signing:**

Nicholas Jeffries  Needham Heights, MA  11-10-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 153

**Form 13F Information Table Value Total:** $160321426

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 223937 | 1672 | SH |  | SOLE |  | 0 | 0 | 1672 |
| ABBVIE INC | COM | 00287Y109 |  | 564941 | 2440 | SH |  | SOLE |  | 0 | 0 | 2440 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 884821 | 3633 | SH |  | SOLE |  | 0 | 0 | 3633 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4948465 | 20356 | SH |  | SOLE |  | 0 | 0 | 20356 |
| AMAZON COM INC | COM | 023135106 |  | 2146822 | 9777 | SH |  | SOLE |  | 0 | 0 | 9777 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 233541 | 703 | SH |  | SOLE |  | 0 | 0 | 703 |
| CENCORA INC | COM | 03073E105 |  | 379600 | 1215 | SH |  | SOLE |  | 0 | 0 | 1215 |
| AMGEN INC | COM | 031162100 |  | 252848 | 896 | SH |  | SOLE |  | 0 | 0 | 896 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 262942 | 1973 | SH |  | SOLE |  | 0 | 0 | 1973 |
| APPLE INC | COM | 037833100 |  | 4163308 | 16350 | SH |  | SOLE |  | 0 | 0 | 16350 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 201191 | 280 | SH |  | SOLE |  | 0 | 0 | 280 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 320813 | 1093 | SH |  | SOLE |  | 0 | 0 | 1093 |
| AUTOZONE INC | COM | 053332102 |  | 340697 | 79 | SH |  | SOLE |  | 0 | 0 | 79 |
| BANK AMERICA CORP | COM | 060505104 |  | 785819 | 15232 | SH |  | SOLE |  | 0 | 0 | 15232 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 646087 | 1285 | SH |  | SOLE |  | 0 | 0 | 1285 |
| BLACKROCK UTILS INFRASTRUCTU | COM | 09248D104 |  | 257429 | 9837 | SH |  | SOLE |  | 0 | 0 | 9837 |
| BLACKSTONE INC | COM | 09260D107 |  | 1039037 | 6082 | SH |  | SOLE |  | 0 | 0 | 6082 |
| BOEING CO | COM | 097023105 |  | 259859 | 1204 | SH |  | SOLE |  | 0 | 0 | 1204 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 701986 | 130 | SH |  | SOLE |  | 0 | 0 | 130 |
| BROADCOM INC | COM | 11135F101 |  | 1938652 | 5876 | SH |  | SOLE |  | 0 | 0 | 5876 |
| CASEYS GEN STORES INC | COM | 147528103 |  | 298761 | 528 | SH |  | SOLE |  | 0 | 0 | 528 |
| CHEVRON CORP NEW | COM | 166764100 |  | 205324 | 1322 | SH |  | SOLE |  | 0 | 0 | 1322 |
| CISCO SYS INC | COM | 17275R102 |  | 303009 | 4429 | SH |  | SOLE |  | 0 | 0 | 4429 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 229731 | 2874 | SH |  | SOLE |  | 0 | 0 | 2874 |
| ELEVATION SERIES TRUST | OPAL DIVID INCOM | 210322731 |  | 666996 | 18331 | SH |  | SOLE |  | 0 | 0 | 18331 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 831196 | 898 | SH |  | SOLE |  | 0 | 0 | 898 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 439323 | 896 | SH |  | SOLE |  | 0 | 0 | 896 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 623028 | 4395 | SH |  | SOLE |  | 0 | 0 | 4395 |
| EXCHANGE TRADED CONCEPTS TRU | ROBO GLB ETF | 301505707 |  | 244211 | 3725 | SH |  | SOLE |  | 0 | 0 | 3725 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 401954 | 3565 | SH |  | SOLE |  | 0 | 0 | 3565 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1012914 | 1379 | SH |  | SOLE |  | 0 | 0 | 1379 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 202121 | 910 | SH |  | SOLE |  | 0 | 0 | 910 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33735B108 |  | 241794 | 1928 | SH |  | SOLE |  | 0 | 0 | 1928 |
| FISERV INC | COM | 337738108 |  | 201030 | 1559 | SH |  | SOLE |  | 0 | 0 | 1559 |
| FORD MTR CO | COM | 345370860 |  | 390676 | 32665 | SH |  | SOLE |  | 0 | 0 | 32665 |
| GE AEROSPACE | COM NEW | 369604301 |  | 391231 | 1301 | SH |  | SOLE |  | 0 | 0 | 1301 |
| GLOBAL X FDS | GLBL X MLP ETF | 37954Y343 |  | 457230 | 9443 | SH |  | SOLE |  | 0 | 0 | 9443 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 214593 | 6057 | SH |  | SOLE |  | 0 | 0 | 6057 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 424409 | 533 | SH |  | SOLE |  | 0 | 0 | 533 |
| HOME DEPOT INC | COM | 437076102 |  | 297173 | 733 | SH |  | SOLE |  | 0 | 0 | 733 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 330588 | 1962 | SH |  | SOLE |  | 0 | 0 | 1962 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 244687 | 867 | SH |  | SOLE |  | 0 | 0 | 867 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 8581258 | 14293 | SH |  | SOLE |  | 0 | 0 | 14293 |
| INTUIT | COM | 461202103 |  | 442003 | 647 | SH |  | SOLE |  | 0 | 0 | 647 |
| ISHARES TR | CORE S ETF | 464287200 |  | 5506328 | 8227 | SH |  | SOLE |  | 0 | 0 | 8227 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 556570 | 4993 | SH |  | SOLE |  | 0 | 0 | 4993 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 335484 | 2779 | SH |  | SOLE |  | 0 | 0 | 2779 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 593711 | 6155 | SH |  | SOLE |  | 0 | 0 | 6155 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 943172 | 11369 | SH |  | SOLE |  | 0 | 0 | 11369 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 241757 | 3705 | SH |  | SOLE |  | 0 | 0 | 3705 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 384967 | 822 | SH |  | SOLE |  | 0 | 0 | 822 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 487883 | 1335 | SH |  | SOLE |  | 0 | 0 | 1335 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 280325 | 740 | SH |  | SOLE |  | 0 | 0 | 740 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 1374515 | 7018 | SH |  | SOLE |  | 0 | 0 | 7018 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 529336 | 3629 | SH |  | SOLE |  | 0 | 0 | 3629 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 335008 | 2819 | SH |  | SOLE |  | 0 | 0 | 2819 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 210664 | 4972 | SH |  | SOLE |  | 0 | 0 | 4972 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 251054 | 2639 | SH |  | SOLE |  | 0 | 0 | 2639 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 240460 | 1236 | SH |  | SOLE |  | 0 | 0 | 1236 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 348648 | 4222 | SH |  | SOLE |  | 0 | 0 | 4222 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 247167 | 3631 | SH |  | SOLE |  | 0 | 0 | 3631 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 |  | 212821 | 8449 | SH |  | SOLE |  | 0 | 0 | 8449 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 246938 | 1696 | SH |  | SOLE |  | 0 | 0 | 1696 |
| ISHARES TR | IBONDS 25 TRM HG | 46435U168 |  | 244800 | 10543 | SH |  | SOLE |  | 0 | 0 | 10543 |
| ISHARES TR | CORE DIVID ETF | 46435U861 |  | 220077 | 4212 | SH |  | SOLE |  | 0 | 0 | 4212 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 222700 | 9150 | SH |  | SOLE |  | 0 | 0 | 9150 |
| ISHARES TR | IBONDS 2030 TERM | 46436E122 |  | 200330 | 7475 | SH |  | SOLE |  | 0 | 0 | 7475 |
| ISHARES TR | IBONDS 29 TR HI | 46436E379 |  | 204112 | 8558 | SH |  | SOLE |  | 0 | 0 | 8558 |
| ISHARES TR | IBONDS 28 TR HI | 46436E387 |  | 265746 | 11138 | SH |  | SOLE |  | 0 | 0 | 11138 |
| ISHARES TR | IBONDS 2026 TERM | 46436E528 |  | 218305 | 9333 | SH |  | SOLE |  | 0 | 0 | 9333 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1268022 | 4020 | SH |  | SOLE |  | 0 | 0 | 4020 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 519522 | 2802 | SH |  | SOLE |  | 0 | 0 | 2802 |
| KROGER CO | COM | 501044101 |  | 263296 | 3906 | SH |  | SOLE |  | 0 | 0 | 3906 |
| ELI LILLY  CO | COM | 532457108 |  | 552127 | 724 | SH |  | SOLE |  | 0 | 0 | 724 |
| MSCI INC | COM | 55354G100 |  | 211333 | 372 | SH |  | SOLE |  | 0 | 0 | 372 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 210403 | 808 | SH |  | SOLE |  | 0 | 0 | 808 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 228420 | 402 | SH |  | SOLE |  | 0 | 0 | 402 |
| MCKESSON CORP | COM | 58155Q103 |  | 269666 | 349 | SH |  | SOLE |  | 0 | 0 | 349 |
| METTLER TOLEDO INTERNATIONAL | COM | 592688105 |  | 213323 | 174 | SH |  | SOLE |  | 0 | 0 | 174 |
| MICROSOFT CORP | COM | 594918104 |  | 3046950 | 5883 | SH |  | SOLE |  | 0 | 0 | 5883 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 228057 | 1363 | SH |  | SOLE |  | 0 | 0 | 1363 |
| MONSTER BEVERAGE CORP NEW | COM | 61174X109 |  | 224198 | 3331 | SH |  | SOLE |  | 0 | 0 | 3331 |
| NETFLIX INC | COM | 64110L106 |  | 596971 | 498 | SH |  | SOLE |  | 0 | 0 | 498 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 6160166 | 33016 | SH |  | SOLE |  | 0 | 0 | 33016 |
| OLIN CORP | COM PAR $1 | 680665205 |  | 270399 | 10820 | SH |  | SOLE |  | 0 | 0 | 10820 |
| ORACLE CORP | COM | 68389X105 |  | 788803 | 2805 | SH |  | SOLE |  | 0 | 0 | 2805 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 402427 | 7002 | SH |  | SOLE |  | 0 | 0 | 7002 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 363869 | 1787 | SH |  | SOLE |  | 0 | 0 | 1787 |
| PAYCHEX INC | COM | 704326107 |  | 266780 | 2105 | SH |  | SOLE |  | 0 | 0 | 2105 |
| PEPSICO INC | COM | 713448108 |  | 268713 | 1913 | SH |  | SOLE |  | 0 | 0 | 1913 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 259196 | 1598 | SH |  | SOLE |  | 0 | 0 | 1598 |
| PHILLIPS 66 | COM | 718546104 |  | 338064 | 2485 | SH |  | SOLE |  | 0 | 0 | 2485 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 415128 | 2702 | SH |  | SOLE |  | 0 | 0 | 2702 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 668261 | 6484 | SH |  | SOLE |  | 0 | 0 | 6484 |
| RTX CORPORATION | COM | 75513E101 |  | 444422 | 2656 | SH |  | SOLE |  | 0 | 0 | 2656 |
| ROLLINS INC | COM | 775711104 |  | 290730 | 4949 | SH |  | SOLE |  | 0 | 0 | 4949 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 4172647 | 6264 | SH |  | SOLE |  | 0 | 0 | 6264 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 247407 | 696 | SH |  | SOLE |  | 0 | 0 | 696 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 |  | 353994 | 3754 | SH |  | SOLE |  | 0 | 0 | 3754 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 983657 | 10869 | SH |  | SOLE |  | 0 | 0 | 10869 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 931568 | 16837 | SH |  | SOLE |  | 0 | 0 | 16837 |
| SPDR SERIES TRUST | S TRANSN ETF | 78464A532 |  | 330778 | 3945 | SH |  | SOLE |  | 0 | 0 | 3945 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 509582 | 3639 | SH |  | SOLE |  | 0 | 0 | 3639 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 233062 | 2975 | SH |  | SOLE |  | 0 | 0 | 2975 |
| SPDR SERIES TRUST | S SEMICNDCTR | 78464A862 |  | 615840 | 1930 | SH |  | SOLE |  | 0 | 0 | 1930 |
| SPDR SERIES TRUST | S BIOTECH | 78464A870 |  | 204952 | 2045 | SH |  | SOLE |  | 0 | 0 | 2045 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 |  | 262705 | 6475 | SH |  | SOLE |  | 0 | 0 | 6475 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 402259 | 867 | SH |  | SOLE |  | 0 | 0 | 867 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 917955 | 1540 | SH |  | SOLE |  | 0 | 0 | 1540 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 247293 | 9388 | SH |  | SOLE |  | 0 | 0 | 9388 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 2714880 | 93263 | SH |  | SOLE |  | 0 | 0 | 93263 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 1276020 | 14238 | SH |  | SOLE |  | 0 | 0 | 14238 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 1652305 | 11873 | SH |  | SOLE |  | 0 | 0 | 11873 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 1800076 | 22969 | SH |  | SOLE |  | 0 | 0 | 22969 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 1775917 | 7411 | SH |  | SOLE |  | 0 | 0 | 7411 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 3591362 | 40199 | SH |  | SOLE |  | 0 | 0 | 40199 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 3002402 | 55734 | SH |  | SOLE |  | 0 | 0 | 55734 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 225184 | 1460 | SH |  | SOLE |  | 0 | 0 | 1460 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 2385802 | 8464 | SH |  | SOLE |  | 0 | 0 | 8464 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 756143 | 8670 | SH |  | SOLE |  | 0 | 0 | 8670 |
| STARBUCKS CORP | COM | 855244109 |  | 244942 | 2895 | SH |  | SOLE |  | 0 | 0 | 2895 |
| VIRTUS STONE HBR EMRG MKTS I | COM | 86164T107 |  | 74429 | 14738 | SH |  | SOLE |  | 0 | 0 | 14738 |
| TJX COS INC NEW | COM | 872540109 |  | 254327 | 1760 | SH |  | SOLE |  | 0 | 0 | 1760 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 244710 | 876 | SH |  | SOLE |  | 0 | 0 | 876 |
| TESLA INC | COM | 88160R101 |  | 1851010 | 4162 | SH |  | SOLE |  | 0 | 0 | 4162 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 314972 | 649 | SH |  | SOLE |  | 0 | 0 | 649 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 288283 | 5069 | SH |  | SOLE |  | 0 | 0 | 5069 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 519339 | 5301 | SH |  | SOLE |  | 0 | 0 | 5301 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 1438298 | 14512 | SH |  | SOLE |  | 0 | 0 | 14512 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 338426 | 1037 | SH |  | SOLE |  | 0 | 0 | 1037 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 13486680 | 62499 | SH |  | SOLE |  | 0 | 0 | 62499 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1367701 | 18618 | SH |  | SOLE |  | 0 | 0 | 18618 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 1358324 | 3375 | SH |  | SOLE |  | 0 | 0 | 3375 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 301170 | 2187 | SH |  | SOLE |  | 0 | 0 | 2187 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2439195 | 40708 | SH |  | SOLE |  | 0 | 0 | 40708 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 554269 | 10230 | SH |  | SOLE |  | 0 | 0 | 10230 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 |  | 292354 | 738 | SH |  | SOLE |  | 0 | 0 | 738 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 217151 | 291 | SH |  | SOLE |  | 0 | 0 | 291 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 623958 | 6379 | SH |  | SOLE |  | 0 | 0 | 6379 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 3101324 | 25737 | SH |  | SOLE |  | 0 | 0 | 25737 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 1734986 | 19414 | SH |  | SOLE |  | 0 | 0 | 19414 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 6327887 | 10333 | SH |  | SOLE |  | 0 | 0 | 10333 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 288397 | 937 | SH |  | SOLE |  | 0 | 0 | 937 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 527069 | 2518 | SH |  | SOLE |  | 0 | 0 | 2518 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 8081854 | 16851 | SH |  | SOLE |  | 0 | 0 | 16851 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 814162 | 4366 | SH |  | SOLE |  | 0 | 0 | 4366 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1133236 | 4457 | SH |  | SOLE |  | 0 | 0 | 4457 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 8392348 | 25573 | SH |  | SOLE |  | 0 | 0 | 25573 |
| VISA INC | COM CL A | 92826C839 |  | 426219 | 1249 | SH |  | SOLE |  | 0 | 0 | 1249 |
| WALMART INC | COM | 931142103 |  | 686077 | 6657 | SH |  | SOLE |  | 0 | 0 | 6657 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 534018 | 6371 | SH |  | SOLE |  | 0 | 0 | 6371 |
| LINDE PLC | SHS | G54950103 |  | 345247 | 727 | SH |  | SOLE |  | 0 | 0 | 727 |
| CHECK POINT SOFTWARE TECH LT | ORD | M22465104 |  | 225115 | 1088 | SH |  | SOLE |  | 0 | 0 | 1088 |

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