# EDGAR Filing Document

**Accession Number:** 0001925582
**File Stem:** 0001398344-25-019532
**Filing Date:** 2025-10
**Character Count:** 8630
**Document Hash:** 633dc0d4fc0e98390caa13b566692546
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-25-019532.hdr.sgml**: 20251022

**ACCESSION NUMBER**: 0001398344-25-019532

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251022

**DATE AS OF CHANGE**: 20251022

**EFFECTIVENESS DATE**: 20251022

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SOFI WEALTH, LLC
- **CENTRAL INDEX KEY:** 0001925582

**ORGANIZATION NAME:**
- **EIN:** 320408594

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22510
- **FILM NUMBER:** 251409287

**BUSINESS ADDRESS:**
- **STREET 1:** 234 1ST ST
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94104
- **BUSINESS PHONE:** 855-525-7634

**MAIL ADDRESS:**
- **STREET 1:** 234 1ST ST
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94104

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SOFI WEALTH LLC<br>**Address:** 234 1ST ST<br>SAN FRANCISCO, CA 94104

**Form 13F File Number:** 028-22510

**CRD Number (if applicable):** 000167958

**SEC File Number (if applicable):** 801-78185

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Candice Gilman<br>**Title:** Chief Compliance Officer<br>**Phone:** 302-551-6922

**Signature, Place, and Date of Signing:**

/s/ Candice Gilman  Greenville, DE  10-21-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 48

**Form 13F Information Table Value Total:** $1856879349

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 60286294 | 1764821 | SH |  | SOLE |  | 0 | 0 | 1764821 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 2830641 | 53168 | SH |  | SOLE |  | 0 | 0 | 53168 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 16606 | 223 | SH |  | SOLE |  | 0 | 0 | 223 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 13230 | 168 | SH |  | SOLE |  | 0 | 0 | 168 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 1698690 | 22428 | SH |  | SOLE |  | 0 | 0 | 22428 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 |  | 3478237 | 27616 | SH |  | SOLE |  | 0 | 0 | 27616 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 182665778 | 3085571 | SH |  | SOLE |  | 0 | 0 | 3085571 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 1246389 | 25950 | SH |  | SOLE |  | 0 | 0 | 25950 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 57186418 | 502164 | SH |  | SOLE |  | 0 | 0 | 502164 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 70677445 | 1041979 | SH |  | SOLE |  | 0 | 0 | 1041979 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 41816 | 619 | SH |  | SOLE |  | 0 | 0 | 619 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 1150123 | 26488 | SH |  | SOLE |  | 0 | 0 | 26488 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 2116772 | 14538 | SH |  | SOLE |  | 0 | 0 | 14538 |
| ISHARES TR | ESG ADV TTL USD | 46436E619 |  | 2173473 | 49487 | SH |  | SOLE |  | 0 | 0 | 49487 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 20557 | 519 | SH |  | SOLE |  | 0 | 0 | 519 |
| BLACKROCK ETF TRUST II | ISHARES HIGH YIE | 092528843 |  | 14112403 | 286896 | SH |  | SOLE |  | 0 | 0 | 286896 |
| VANECK ETF TR | HIGH YLD MUNIETF | 92189H409 |  | 1160 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 |  | 14347750 | 299880 | SH |  | SOLE |  | 0 | 0 | 299880 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 1654 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 19291751 | 265106 | SH |  | SOLE |  | 0 | 0 | 265106 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1377549 | 21193 | SH |  | SOLE |  | 0 | 0 | 21193 |
| ISHARES TR | 10+ YR INVST GRD | 464289511 |  | 1287705 | 24985 | SH |  | SOLE |  | 0 | 0 | 24985 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 1882750 | 35503 | SH |  | SOLE |  | 0 | 0 | 35503 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 53196269 | 1138863 | SH |  | SOLE |  | 0 | 0 | 1138863 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 199265022 | 964917 | SH |  | SOLE |  | 0 | 0 | 964917 |
| ISHARES TR | CORE S ETF | 464287200 |  | 210998030 | 315252 | SH |  | SOLE |  | 0 | 0 | 315252 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 230002536 | 1905256 | SH |  | SOLE |  | 0 | 0 | 1905256 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 19587926 | 100010 | SH |  | SOLE |  | 0 | 0 | 100010 |
| BLACKROCK ETF TRUST | WORLD EX US CARB | 09290C608 |  | 975800 | 18311 | SH |  | SOLE |  | 0 | 0 | 18311 |
| BLACKROCK ETF TRUST | US CARBON TRANS | 09290C509 |  | 5708459 | 78652 | SH |  | SOLE |  | 0 | 0 | 78652 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 61527683 | 577779 | SH |  | SOLE |  | 0 | 0 | 577779 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 529424 | 11115 | SH |  | SOLE |  | 0 | 0 | 11115 |
| INVESCO EXCH TRADED FD TR II | NATL AMT MUNI | 46138E537 |  | 10120038 | 438287 | SH |  | SOLE |  | 0 | 0 | 438287 |
| TIDAL ETF TR | SOFI SELECT 500 | 886364173 |  | 223972564 | 1733668 | SH |  | SOLE |  | 0 | 0 | 1733668 |
| TIDAL ETF TR | SOFI NEXT 500 | 886364306 |  | 11621 | 723 | SH |  | SOLE |  | 0 | 0 | 723 |
| GLOBAL X FDS | DEFENSE TECH ETF | 37960A529 |  | 40050797 | 570199 | SH |  | SOLE |  | 0 | 0 | 570199 |
| SPDR SER TR | PORTFOLIO LN TSR | 78464A664 |  | 35249881 | 1307973 | SH |  | SOLE |  | 0 | 0 | 1307973 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 2972186 | 28756 | SH |  | SOLE |  | 0 | 0 | 28756 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 93418 | 875 | SH |  | SOLE |  | 0 | 0 | 875 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 35785 | 1414 | SH |  | SOLE |  | 0 | 0 | 1414 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 807293 | 34265 | SH |  | SOLE |  | 0 | 0 | 34265 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 75252360 | 1987648 | SH |  | SOLE |  | 0 | 0 | 1987648 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 2688049 | 46904 | SH |  | SOLE |  | 0 | 0 | 46904 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 7706 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| VANGUARD TAX-MANAGED INTL FD | FTSE DEV MKT ETF | 921943858 |  | 92743961 | 1547796 | SH |  | SOLE |  | 0 | 0 | 1547796 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 30683719 | 653401 | SH |  | SOLE |  | 0 | 0 | 653401 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 2511 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 122491120 | 2260818 | SH |  | SOLE |  | 0 | 0 | 2260818 |

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