# EDGAR Filing Document

**Accession Number:** 0001053292
**File Stem:** 0001053292-25-000007
**Filing Date:** 2025-11
**Character Count:** 10984
**Document Hash:** f6150059f89ba50b41c28dc007ef2ee2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001053292-25-000007.hdr.sgml**: 20251104

**ACCESSION NUMBER**: 0001053292-25-000007

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251104

**DATE AS OF CHANGE**: 20251104

**EFFECTIVENESS DATE**: 20251104

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** DROMS STRAUSS ADVISORS INC /MO/ /ADV
- **CENTRAL INDEX KEY:** 0001053292

**ORGANIZATION NAME:**
- **EIN:** 431718060
- **STATE OF INCORPORATION:** MO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19451
- **FILM NUMBER:** 251448697

**BUSINESS ADDRESS:**
- **STREET 1:** 501 NORTH LINDBERGH BOULEVARD
- **CITY:** ST. LOUIS
- **STATE:** MO
- **ZIP:** 63141
- **BUSINESS PHONE:** 3148629100

**MAIL ADDRESS:**
- **STREET 1:** 501 NORTH LINDBERGH BOULEVARD
- **CITY:** ST. LOUIS
- **STATE:** MO
- **ZIP:** 63141

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** DROMS STRAUSS ADVISORS INC /MO/                         /ADV
- **DATE OF NAME CHANGE:** 19980120

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** DROMS STRAUSS ADVISORS INC /MO/ /ADV<br>**Address:** 501 NORTH LINDBERGH BOULEVARD<br>ST. LOUIS, MO 63141

**Form 13F File Number:** 028-19451

**CRD Number (if applicable):** 000108620

**SEC File Number (if applicable):** 801-55207

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Steven N. Strauss<br>**Title:** President<br>**Phone:** 314-571-6108

**Signature, Place, and Date of Signing:**

Steven N. Strauss  St. Louis, MO  10-31-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 71

**Form 13F Information Table Value Total:** $344961409

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 237567 | 975 | SH |  | SOLE |  | 0 | 0 | 975 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 759912 | 3126 | SH |  | SOLE |  | 0 | 0 | 3126 |
| AMAZON COM INC | COM | 023135106 |  | 532677 | 2426 | SH |  | SOLE |  | 0 | 0 | 2426 |
| AMEREN CORP | COM | 023608102 |  | 535678 | 5132 | SH |  | SOLE |  | 0 | 0 | 5132 |
| APPLE INC | COM | 037833100 |  | 3679839 | 14452 | SH |  | SOLE |  | 0 | 0 | 14452 |
| APPLIED MATLS INC | COM | 038222105 |  | 3648467 | 17820 | SH |  | SOLE |  | 0 | 0 | 17820 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2386004 | 4746 | SH |  | SOLE |  | 0 | 0 | 4746 |
| BLACKROCK ETF TRUST II | ISHARES HIGH YIE | 092528843 |  | 7207796 | 146530 | SH |  | SOLE |  | 0 | 0 | 146530 |
| BOEING CO | COM | 097023105 |  | 991523 | 4594 | SH |  | SOLE |  | 0 | 0 | 4594 |
| EQUIFAX INC | COM | 294429105 |  | 1368588 | 5335 | SH |  | SOLE |  | 0 | 0 | 5335 |
| META PLATFORMS INC | CL A | 30303M102 |  | 257067 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 49507235 | 380006 | SH |  | SOLE |  | 0 | 0 | 380006 |
| HONEYWELL INTL INC | COM | 438516106 |  | 408877 | 1942 | SH |  | SOLE |  | 0 | 0 | 1942 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 241811 | 857 | SH |  | SOLE |  | 0 | 0 | 857 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 19186293 | 31957 | SH |  | SOLE |  | 0 | 0 | 31957 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E735 |  | 4418324 | 107476 | SH |  | SOLE |  | 0 | 0 | 107476 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 270988 | 1097 | SH |  | SOLE |  | 0 | 0 | 1097 |
| ISHARES TR | CORE S ETF | 464287200 |  | 55958875 | 83608 | SH |  | SOLE |  | 0 | 0 | 83608 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 525447 | 5241 | SH |  | SOLE |  | 0 | 0 | 5241 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 27909598 | 231193 | SH |  | SOLE |  | 0 | 0 | 231193 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 26488005 | 128265 | SH |  | SOLE |  | 0 | 0 | 128265 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 927191 | 14208 | SH |  | SOLE |  | 0 | 0 | 14208 |
| ISHARES TR | SELECT US REIT | 464287564 |  | 229226 | 3720 | SH |  | SOLE |  | 0 | 0 | 3720 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 5381634 | 30437 | SH |  | SOLE |  | 0 | 0 | 30437 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 21516693 | 67231 | SH |  | SOLE |  | 0 | 0 | 67231 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 1038636 | 6312 | SH |  | SOLE |  | 0 | 0 | 6312 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 699041 | 5883 | SH |  | SOLE |  | 0 | 0 | 5883 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 2742305 | 19380 | SH |  | SOLE |  | 0 | 0 | 19380 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 2625471 | 34221 | SH |  | SOLE |  | 0 | 0 | 34221 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 |  | 2817136 | 46092 | SH |  | SOLE |  | 0 | 0 | 46092 |
| ISHARES TR | MBS ETF | 464288588 |  | 1448468 | 15223 | SH |  | SOLE |  | 0 | 0 | 15223 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 3151765 | 46466 | SH |  | SOLE |  | 0 | 0 | 46466 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 387079 | 3399 | SH |  | SOLE |  | 0 | 0 | 3399 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1873191 | 21454 | SH |  | SOLE |  | 0 | 0 | 21454 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 5055101 | 208029 | SH |  | SOLE |  | 0 | 0 | 208029 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 816689 | 15942 | SH |  | SOLE |  | 0 | 0 | 15942 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 5139661 | 211161 | SH |  | SOLE |  | 0 | 0 | 211161 |
| ISHARES TR | IBONDS DEC 26 | 46435U259 |  | 267753 | 10435 | SH |  | SOLE |  | 0 | 0 | 10435 |
| ISHARES TR | IBONDS DEC 27 | 46435U283 |  | 342741 | 13454 | SH |  | SOLE |  | 0 | 0 | 13454 |
| ISHARES TR | IBONDS DEC 28 | 46435U325 |  | 364139 | 14202 | SH |  | SOLE |  | 0 | 0 | 14202 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 5011582 | 196379 | SH |  | SOLE |  | 0 | 0 | 196379 |
| ISHARES TR | IBONDS DEC 2029 | 46436E163 |  | 210499 | 8245 | SH |  | SOLE |  | 0 | 0 | 8245 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 5174454 | 220471 | SH |  | SOLE |  | 0 | 0 | 220471 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 5203456 | 234919 | SH |  | SOLE |  | 0 | 0 | 234919 |
| ISHARES TR | IBONDS DEC 2030 | 46438G687 |  | 266339 | 10212 | SH |  | SOLE |  | 0 | 0 | 10212 |
| MICROSOFT CORP | COM | 594918104 |  | 4059465 | 7838 | SH |  | SOLE |  | 0 | 0 | 7838 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1067316 | 5720 | SH |  | SOLE |  | 0 | 0 | 5720 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 316499 | 1735 | SH |  | SOLE |  | 0 | 0 | 1735 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 1076045 | 11527 | SH |  | SOLE |  | 0 | 0 | 11527 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 311596 | 3014 | SH |  | SOLE |  | 0 | 0 | 3014 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2266344 | 3402 | SH |  | SOLE |  | 0 | 0 | 3402 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 |  | 1933532 | 20502 | SH |  | SOLE |  | 0 | 0 | 20502 |
| SPDR SERIES TRUST | NUVEEN ICE HIGH | 78464A284 |  | 861032 | 34538 | SH |  | SOLE |  | 0 | 0 | 34538 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 412396 | 3946 | SH |  | SOLE |  | 0 | 0 | 3946 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 277812 | 5021 | SH |  | SOLE |  | 0 | 0 | 5021 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 247714 | 9635 | SH |  | SOLE |  | 0 | 0 | 9635 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 7330907 | 278318 | SH |  | SOLE |  | 0 | 0 | 278318 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 1954589 | 58573 | SH |  | SOLE |  | 0 | 0 | 58573 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 4931755 | 187519 | SH |  | SOLE |  | 0 | 0 | 187519 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 572854 | 26558 | SH |  | SOLE |  | 0 | 0 | 26558 |
| TESLA INC | COM | 88160R101 |  | 5379333 | 12096 | SH |  | SOLE |  | 0 | 0 | 12096 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 568019 | 1645 | SH |  | SOLE |  | 0 | 0 | 1645 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 547508 | 7671 | SH |  | SOLE |  | 0 | 0 | 7671 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 231186 | 4267 | SH |  | SOLE |  | 0 | 0 | 4267 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 314430 | 513 | SH |  | SOLE |  | 0 | 0 | 513 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 686379 | 3289 | SH |  | SOLE |  | 0 | 0 | 3289 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1464749 | 4987 | SH |  | SOLE |  | 0 | 0 | 4987 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 5690880 | 11866 | SH |  | SOLE |  | 0 | 0 | 11866 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 22076078 | 118377 | SH |  | SOLE |  | 0 | 0 | 118377 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 940168 | 3697 | SH |  | SOLE |  | 0 | 0 | 3697 |
| WALMART INC | COM | 931142103 |  | 232002 | 2251 | SH |  | SOLE |  | 0 | 0 | 2251 |

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