# EDGAR Filing Document

**Accession Number:** 0000810695
**File Stem:** 0001580642-25-007418
**Filing Date:** 2025-11
**Character Count:** 3642
**Document Hash:** cca5c42b37945e8d5d5a19028e234080
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001580642-25-007418.hdr.sgml**: 20251125

**ACCESSION NUMBER**: 0001580642-25-007418

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20251125

**DATE AS OF CHANGE**: 20251125

**EFFECTIVENESS DATE**: 20251125

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mutual Fund & Variable Insurance Trust
- **CENTRAL INDEX KEY:** 0000810695

**ORGANIZATION NAME:**
- **EIN:** 043023766
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-11905
- **FILM NUMBER:** 251515936

**BUSINESS ADDRESS:**
- **STREET 1:** C/O GEMINI FUND SERVICES, LLC
- **STREET 2:** 4221 NORTH 203RD STREET, SUITE 100
- **CITY:** ELKHORN
- **STATE:** NE
- **ZIP:** 68022-3474
- **BUSINESS PHONE:** 800-253-0412

**MAIL ADDRESS:**
- **STREET 1:** C/O GEMINI FUND SERVICES, LLC
- **STREET 2:** 4221 NORTH 203RD STREET, SUITE 100
- **CITY:** ELKHORN
- **STATE:** NE
- **ZIP:** 68022-3474

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HUNTINGTON FUNDS
- **DATE OF NAME CHANGE:** 20040922

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HUNTINGTON FUNDS /MA/
- **DATE OF NAME CHANGE:** 19990106

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MONITOR FUNDS
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### Rational Tactical Return Fund (Series ID: S000017165)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                         | Ticker Symbol | Class ID   |
| Rational Tactical Return Fund Class A Shares       | HRSAX         | C000047568 |
| Rational Tactical Return Fund Institutional Shares | HRSTX         | C000047570 |
| Rational Tactical Return Fund Class C Shares       | HRSFX         | C000169250 |

---

## Series and Classes Contracts Data

### Rational Tactical Return Fund (Series ID: S000017165)

| Class ID   | Class Name                                         | Ticker Symbol   |
|:---|:---|:---|
| C000047568 | Rational Tactical Return Fund Class A Shares       | HRSAX           |
| C000047570 | Rational Tactical Return Fund Institutional Shares | HRSTX           |
| C000169250 | Rational Tactical Return Fund Class C Shares       | HRSFX           |

![](logo.jpg)

**Rational Tactical Return Fund**

Class A Shares: HRSAX Class C Shares: HRSFX Institutional Shares: HRSTX

**November 25, 2025**

***The information in this Supplement amends certain information contained in the<br> Fund's Prospectus, Summary Prospectus and Statement of Additional Information, each dated May 1, 2025, as supplemented.***

**_____________________________________________________________________________**

Effective on or about December 31, 2025, the Fund's name will change to "*Rational Premium Income Fund.*"

The name change reflects planned changes to the Fund's investment strategy. Following regulatory review, these changes will be set forth in a new Prospectus, Summary Prospectus and Statement of Additional Information, each to be dated on or about December 31, 2025.

\* \* \*

***You should read this Supplement in conjunction with the Fund's Prospectus, Summary Prospectus and Statement of Additional Information, each dated May 1, 2025, as supplemented, which provides information that you should know about the Fund before investing. This document is available upon request and without charge by calling the Fund toll-free at 1-800-253-0412 or by writing to Rational Funds, c/o Ultimus Fund Solutions, LLC, 225 Pictoria Dr, Suite 450, Cincinnati, OH 45246.***

**Please retain this Supplement for future reference.**