# EDGAR Filing Document

**Accession Number:** 0001635523
**File Stem:** 0001635523-25-000005
**Filing Date:** 2025-11
**Character Count:** 27650
**Document Hash:** da5873440f8919f9a8190a6cbf9d6119
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001635523-25-000005.hdr.sgml**: 20251107

**ACCESSION NUMBER**: 0001635523-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251107

**DATE AS OF CHANGE**: 20251107

**EFFECTIVENESS DATE**: 20251107

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CLEAR INVESTMENT RESEARCH, LLC
- **CENTRAL INDEX KEY:** 0001635523

**ORGANIZATION NAME:**
- **EIN:** 463868027
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16875
- **FILM NUMBER:** 251461328

**BUSINESS ADDRESS:**
- **STREET 1:** 284 SOUTH MAIN STREET
- **STREET 2:** SUITE 900
- **CITY:** ALPHARETTA
- **STATE:** GA
- **ZIP:** 30009
- **BUSINESS PHONE:** 678-293-8667

**MAIL ADDRESS:**
- **STREET 1:** 284 SOUTH MAIN STREET
- **STREET 2:** SUITE 900
- **CITY:** ALPHARETTA
- **STATE:** GA
- **ZIP:** 30009

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CLEAR INVESTMENT RESEARCH LLC<br>**Address:** 284 SOUTH MAIN STREET<br>SUITE 900<br>ALPHARETTA, GA 30009

**Form 13F File Number:** 028-16875

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Travis Jennings<br>**Title:** Accountant<br>**Phone:** 6782938688

**Signature, Place, and Date of Signing:**

Travis Jennings  Alpharetta, GA  11-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 256

**Form 13F Information Table Value Total:** $74646716

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT | COM | 00206R102 |  | 46540 | 1648 | SH |  | SOLE |  | 0 | 0 | 1648 |
| ABBOTT LABS | COM | 002824100 |  | 13101 | 97 | SH |  | SOLE |  | 0 | 0 | 97 |
| ABBVIE INC | COM | 00287Y109 |  | 64516 | 278 | SH |  | SOLE |  | 0 | 0 | 278 |
| ADOBE INC | COM | 00724F101 |  | 2117 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 80410 | 497 | SH |  | SOLE |  | 0 | 0 | 497 |
| AIRBNB INC | COM CL A | 009066101 |  | 364 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 43432 | 159 | SH |  | SOLE |  | 0 | 0 | 159 |
| ALBEMARLE CORP | COM | 012653101 |  | 502 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| ALNYLAM PHARMACEUTICALS INC | COM | 02043Q107 |  | 3648 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 59670 | 245 | SH |  | SOLE |  | 0 | 0 | 245 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 658479 | 2708 | SH |  | SOLE |  | 0 | 0 | 2708 |
| AMAZON COM INC | COM | 023135106 |  | 701746 | 3196 | SH |  | SOLE |  | 0 | 0 | 3196 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 4813 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| APPLE INC | COM | 037833100 |  | 3757377 | 14756 | SH |  | SOLE |  | 0 | 0 | 14756 |
| APPLIED MATLS INC | COM | 038222105 |  | 113631 | 555 | SH |  | SOLE |  | 0 | 0 | 555 |
| ASTRAZENECA PLC | SPONSORED Adr | 046353108 |  | 21482 | 280 | SH |  | SOLE |  | 0 | 0 | 280 |
| AUTOMATIC DATA PROCESSING INC | COM | 053015103 |  | 25377 | 86 | SH |  | SOLE |  | 0 | 0 | 86 |
| BANK AMER CORP | COM | 060505104 |  | 888174 | 17216 | SH |  | SOLE |  | 0 | 0 | 17216 |
| BARCLAYS BK PLC | DJUBS CMDT ETN36 | 06738C778 |  | 189675 | 5352 | SH |  | SOLE |  | 0 | 0 | 5352 |
| BERSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 463526 | 922 | SH |  | SOLE |  | 0 | 0 | 922 |
| BEST BUY INC | COM | 086516101 |  | 68058 | 900 | SH |  | SOLE |  | 0 | 0 | 900 |
| BLACKROCK INC | COM | 09290D101 |  | 10731 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 22550 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| BROADCOM INC | COM | 11135F101 |  | 226534 | 686 | SH |  | SOLE |  | 0 | 0 | 686 |
| CVS HEALTH GROUP | COM | 126650100 |  | 183666 | 2436 | SH |  | SOLE |  | 0 | 0 | 2436 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 87815 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| CANNAE HLDGS INC | COM | 13765N107 |  | 19 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 29531 | 997 | SH |  | SOLE |  | 0 | 0 | 997 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 66060 | 1504 | SH |  | SOLE |  | 0 | 0 | 1504 |
| CAPITAL GROUP CORE EQUITY ETF | SHS CREATION UNI | 14020V108 |  | 71572 | 1810 | SH |  | SOLE |  | 0 | 0 | 1810 |
| CARNIVAL CORP | UNIT 99/99/9999 | 143658300 |  | 925 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| CELCIUS HLDGS INC | COM NEW | 15118V207 |  | 402 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| CHEVRON CORP NEW | COM | 166764100 |  | 50863 | 327 | SH |  | SOLE |  | 0 | 0 | 327 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 2790 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| COCA COLA CO | COM | 191216100 |  | 270673 | 4081 | SH |  | SOLE |  | 0 | 0 | 4081 |
| COEUR MNG INC | COM NEW | 192108504 |  | 1876 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 1012 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 911 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| CONAGRA BANDS INC | COM | 205887102 |  | 2282 | 124 | SH |  | SOLE |  | 0 | 0 | 124 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 661 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| COREWEAVE INC | COM CL A | 21873S108 |  | 13685 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| CORTEVA INC | COM | 22052L104 |  | 0 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 63294 | 68 | SH |  | SOLE |  | 0 | 0 | 68 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 46096 | 94 | SH |  | SOLE |  | 0 | 0 | 94 |
| DXC TECHNOLOGY CO | COM | 23355L106 |  | 199 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 582 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 367364 | 10106 | SH |  | SOLE |  | 0 | 0 | 10106 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 96496 | 1657 | SH |  | SOLE |  | 0 | 0 | 1657 |
| DISNEY WALT CO | COM DISNEY | 254687106 |  | 117 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| DOLLAR GEN CORP NEW | COM | 256677105 |  | 18190 | 176 | SH |  | SOLE |  | 0 | 0 | 176 |
| DOLLAR TREE INC | COM | 256746108 |  | 490724 | 5200 | SH |  | SOLE |  | 0 | 0 | 5200 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 0 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 11621 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 12841 | 748 | SH |  | SOLE |  | 0 | 0 | 748 |
| ESSENTIAL PPTYS RLTY TR INC | COM | 29670E107 |  | 0 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 184145 | 1633 | SH |  | SOLE |  | 0 | 0 | 1633 |
| META PLATFORMS INC | CL A | 30303M102 |  | 141725 | 192 | SH |  | SOLE |  | 0 | 0 | 192 |
| FIDELITY COVINGTON TRUST | BLUE CHIP GRWTH | 316092352 |  | 1341198 | 24994 | SH |  | SOLE |  | 0 | 0 | 24994 |
| FIDELITY CONVINGTON TRUST | ENHANCED MID | 31609A503 |  | 46571 | 1288 | SH |  | SOLE |  | 0 | 0 | 1288 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 4109349 | 88870 | SH |  | SOLE |  | 0 | 0 | 88870 |
| FIDELITY NATL INFORMATION SV | COM | 31620M106 |  | 56873 | 862 | SH |  | SOLE |  | 0 | 0 | 862 |
| FIDELITY NATIONAL FINANCIAL | FNF GROUP COM | 31620R303 |  | 243 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| FIRST TR EXCHANGE TRADED FD | INTL EQUITY OPP | 33734X853 |  | 71071 | 1186 | SH |  | SOLE |  | 0 | 0 | 1186 |
| FIRST TR EXCHANGE TRADED ALP | OM SHS | 33735J101 |  | 44293 | 531 | SH |  | SOLE |  | 0 | 0 | 531 |
| FIRST TR EXCHANGE TRADED FD | BA INDL ETF | 33738R704 |  | 7058 | 73 | SH |  | SOLE |  | 0 | 0 | 73 |
| FIRST TR EXCHANGE TRAD FD VI | ST TR GLB FD | 33739H101 |  | 4636 | 179 | SH |  | SOLE |  | 0 | 0 | 179 |
| FORTUNE BRANDS HOME  SEC IN | COM | 34964C106 |  | 10679 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| FRANKLIN TEMPLETON ETF TR | SENIOR LOAN ETF | 35473P595 |  | 4396 | 183 | SH |  | SOLE |  | 0 | 0 | 183 |
| GE AEROSPACE | COM NEW | 369604301 |  | 90246 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| GRAPHIC PACKAGING HLDG CO | COM | 388689101 |  | 3656952 | 186865 | SH |  | SOLE |  | 0 | 0 | 186865 |
| HP INC | COM | 40434L105 |  | 6545 | 240 | SH |  | SOLE |  | 0 | 0 | 240 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 5423 | 220 | SH |  | SOLE |  | 0 | 0 | 220 |
| HIMS  HERS HEALTH INC | COM CL A | 433000106 |  | 5672 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| HOME DEPOT INC | COM | 437076102 |  | 95963 | 236 | SH |  | SOLE |  | 0 | 0 | 236 |
| HONEYWELL INTL INC | COM | 438516106 |  | 12128 | 57 | SH |  | SOLE |  | 0 | 0 | 57 |
| HUBSPOT INC | COM | 443573100 |  | 468 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 3022 | 11 | SH |  | SOLE |  | 0 | 0 | 11 |
| INTERNATIONAL PAPER CO | COM | 460146103 |  | 4408 | 95 | SH |  | SOLE |  | 0 | 0 | 95 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 341611 | 569 | SH |  | SOLE |  | 0 | 0 | 569 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 351938 | 4802 | SH |  | SOLE |  | 0 | 0 | 4802 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 6645 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| INVESCO EXCHNG TRADED FD TR | S LOW VOL | 46138E354 |  | 116539 | 1586 | SH |  | SOLE |  | 0 | 0 | 1586 |
| INVESCO EXCHNG TRADED FD TR | EMRNG MKT SVRG | 46138E784 |  | 86 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| INVESCO EXCHANGE TRADED FD T | TREAS COLATERL | 46138G888 |  | 68244 | 646 | SH |  | SOLE |  | 0 | 0 | 646 |
| IONIS PHARMACEUTICALS INC | COM | 462222100 |  | 4645 | 71 | SH |  | SOLE |  | 0 | 0 | 71 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 430435 | 5915 | SH |  | SOLE |  | 0 | 0 | 5915 |
| ISHARES INC | SCI EMERG MRKT | 464286533 |  | 256580 | 4019 | SH |  | SOLE |  | 0 | 0 | 4019 |
| ISHARES TR | ELECT DIVID ETF | 464287168 |  | 10373 | 73 | SH |  | SOLE |  | 0 | 0 | 73 |
| ISHARES TR | IPS BD ETF | 464287176 |  | 283456 | 2548 | SH |  | SOLE |  | 0 | 0 | 2548 |
| ISHARES TR | CORE S ETF | 464287200 |  | 8136243 | 12156 | SH |  | SOLE |  | 0 | 0 | 12156 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 368820 | 3679 | SH |  | SOLE |  | 0 | 0 | 3679 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 688521 | 5703 | SH |  | SOLE |  | 0 | 0 | 5703 |
| ISHARES TR | GLOBAL ENERG ETF | 464287341 |  | 0 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 907114 | 4392 | SH |  | SOLE |  | 0 | 0 | 4392 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 968916 | 10841 | SH |  | SOLE |  | 0 | 0 | 10841 |
| ISHARES TR | SCI EAFE ETF | 464287465 |  | 5322 | 57 | SH |  | SOLE |  | 0 | 0 | 57 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1953539 | 29934 | SH |  | SOLE |  | 0 | 0 | 29934 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 129053 | 476 | SH |  | SOLE |  | 0 | 0 | 476 |
| ISHARES TR | MC 400GR ETF | 464287606 |  | 19466 | 203 | SH |  | SOLE |  | 0 | 0 | 476 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 120381 | 257 | SH |  | SOLE |  | 0 | 0 | 257 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 425558 | 2406 | SH |  | SOLE |  | 0 | 0 | 2406 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 505516 | 1579 | SH |  | SOLE |  | 0 | 0 | 1579 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 32667 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| ISHARES TR | MC 400VL ETF | 464287705 |  | 7302 | 64 | SH |  | SOLE |  | 0 | 0 | 64 |
| ISHARES TR | .S. TECH ETF | 464287721 |  | 18019 | 92 | SH |  | SOLE |  | 0 | 0 | 92 |
| ISHARES TR | .S REAL ES ETF | 464287739 |  | 230040 | 2369 | SH |  | SOLE |  | 0 | 0 | 2369 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1201274 | 10109 | SH |  | SOLE |  | 0 | 0 | 10109 |
| ISHARES TR | SP SMCP600GR ETF | 464287887 |  | 1003 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| ISHARES TR | INTL TREA BD ETF | 464288117 |  | 39746 | 933 | SH |  | SOLE |  | 0 | 0 | 933 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 6224 | 95 | SH |  | SOLE |  | 0 | 0 | 95 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 3002 | 21 | SH |  | SOLE |  | 0 | 0 | 21 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 166018 | 2163 | SH |  | SOLE |  | 0 | 0 | 2163 |
| ISHARES TR | JP MOR EM MK ETF | 464288281 |  | 72609 | 762 | SH |  | SOLE |  | 0 | 0 | 762 |
| ISHARES TR | MRGSTR MD CP VAL | 464288406 |  | 166710 | 2074 | SH |  | SOLE |  | 0 | 0 | 2074 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 528712 | 6512 | SH |  | SOLE |  | 0 | 0 | 6512 |
| ISHARES TR | ISHARES | 46428Q109 |  | 106349 | 2510 | SH |  | SOLE |  | 0 | 0 | 2510 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 62351 | 509 | SH |  | SOLE |  | 0 | 0 | 509 |
| ISHARES TR | MIN VOL EAFE ETF | 46429B689 |  | 18408 | 217 | SH |  | SOLE |  | 0 | 0 | 217 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 46136 | 484 | SH |  | SOLE |  | 0 | 0 | 484 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 543133 | 5254 | SH |  | SOLE |  | 0 | 0 | 5254 |
| ISHARES US ETF TR | BLACKROCK SH DUR | 46431W507 |  | 4564 | 89 | SH |  | SOLE |  | 0 | 0 | 89 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 371540 | 1910 | SH |  | SOLE |  | 0 | 0 | 1910 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 22311 | 87 | SH |  | SOLE |  | 0 | 0 | 87 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 252880 | 3062 | SH |  | SOLE |  | 0 | 0 | 3062 |
| ISHARES TR | CORES MSCI EAFE | 46432F842 |  | 1681496 | 19258 | SH |  | SOLE |  | 0 | 0 | 19258 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 94492 | 1934 | SH |  | SOLE |  | 0 | 0 | 1934 |
| ISHARES TR | RNGSTR INC ETF | 46432F875 |  | 3916 | 184 | SH |  | SOLE |  | 0 | 0 | 184 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 517747 | 7854 | SH |  | SOLE |  | 0 | 0 | 7854 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 177605 | 2571 | SH |  | SOLE |  | 0 | 0 | 2571 |
| ISHARES TR | MSCI INTL MOMENT | 46434V449 |  | 28973 | 605 | SH |  | SOLE |  | 0 | 0 | 605 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 357768 | 5255 | SH |  | SOLE |  | 0 | 0 | 5255 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 38782 | 122 | SH |  | SOLE |  | 0 | 0 | 122 |
| JOHN HANCOCK EXCHAGE TRADED | MULTIFACTOR MI | 47804J206 |  | 104220 | 1661 | SH |  | SOLE |  | 0 | 0 | 1661 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 347909 | 1876 | SH |  | SOLE |  | 0 | 0 | 1876 |
| KEARNY FINL CORP MD | COM | 48716P108 |  | 197 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| KENVUE INC | COM | 49177J102 |  | 847 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 2256 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 13693 | 102 | SH |  | SOLE |  | 0 | 0 | 102 |
| LAMB WESTON HLDGS INC | COM | 513272104 |  | 1956 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| LILLY ELI  CO | COM | 532457108 |  | 2076759 | 2721 | SH |  | SOLE |  | 0 | 0 | 2721 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 168696 | 337 | SH |  | SOLE |  | 0 | 0 | 337 |
| LOWES COS INC | COM | 548661107 |  | 251310 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| LULULEMON ATHLETICA INC | COM | 550021109 |  | 2135 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| LUMEN TECHNOLOGIES INC | COM | 550241103 |  | 845 | 138 | SH |  | SOLE |  | 0 | 0 | 138 |
| MPLX LP | COM UNIT REP LTD | 55336V100 |  | 34965 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 35063 | 173 | SH |  | SOLE |  | 0 | 0 | 173 |
| MARVELL TECHNOLOGY | COM | 573874104 |  | 40253 | 478 | SH |  | SOLE |  | 0 | 0 | 478 |
| MCDONALDS CORP | COM | 580135101 |  | 42644 | 140 | SH |  | SOLE |  | 0 | 0 | 140 |
| MERCK  CO INC | COM | 58933Y105 |  | 56745 | 676 | SH |  | SOLE |  | 0 | 0 | 676 |
| MICROSOFT CORP | COM | 594918104 |  | 2190414 | 4229 | SH |  | SOLE |  | 0 | 0 | 4229 |
| MICROSTRAGEY INC | CL A NEW | 594972408 |  | 967 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| MODERNA INC | COM | 60770K107 |  | 2506 | 97 | SH |  | SOLE |  | 0 | 0 | 97 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 53769 | 860 | SH |  | SOLE |  | 0 | 0 | 860 |
| MORGAN STANLEY ETF TRUST | ATON VANCE INTE | 61774R882 |  | 135423 | 2580 | SH |  | SOLE |  | 0 | 0 | 2580 |
| NETFLIX INC | COM | 64110L106 |  | 105794 | 88 | SH |  | SOLE |  | 0 | 0 | 88 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 4091 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 1609 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| NUTANIX INC | CL A | 67059N108 |  | 4166 | 56 | SH |  | SOLE |  | 0 | 0 | 56 |
| NVIDIA CORP | COM | 67066G104 |  | 1219821 | 6537 | SH |  | SOLE |  | 0 | 0 | 6537 |
| NUSCALE PWR CORP | CL A COM | 67079K100 |  | 7200 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| OLD DOMINION FREIGHT LINE IN | COM | 979580100 |  | 1142 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| ORACLE CORP | COM | 68389X105 |  | 82685 | 294 | SH |  | SOLE |  | 0 | 0 | 294 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 23744 | 118 | SH |  | SOLE |  | 0 | 0 | 118 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 6719 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| PALANTIR TECHNOLOGIES INC | OM | 69608A108 |  | 364658 | 1999 | SH |  | SOLE |  | 0 | 0 | 1999 |
| PARKER-HANNIFIN CORP | OM | 701094104 |  | 5307 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| PEPSICO INC | OM | 713448108 |  | 58725 | 418 | SH |  | SOLE |  | 0 | 0 | 418 |
| PFIZER INC | OM | 717081103 |  | 60923 | 2391 | SH |  | SOLE |  | 0 | 0 | 2391 |
| PHILLIPS 66 | OM | 718546104 |  | 26814 | 197 | SH |  | SOLE |  | 0 | 0 | 197 |
| PIMCO ETF TR | ENHNCD LW DUR AC | 72201R718 |  | 190175 | 1978 | SH |  | SOLE |  | 0 | 0 | 1978 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 649325 | 12420 | SH |  | SOLE |  | 0 | 0 | 12420 |
| PROCTOR AND GAMBLE CO | COM | 742718109 |  | 179861 | 1170 | SH |  | SOLE |  | 0 | 0 | 1170 |
| PROLOGIS INC | COM | 74340W103 |  | 39341 | 343 | SH |  | SOLE |  | 0 | 0 | 343 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 325228 | 3145 | SH |  | SOLE |  | 0 | 0 | 3145 |
| PURE STORAGE INC | CL A | 74624M102 |  | 9806 | 117 | SH |  | SOLE |  | 0 | 0 | 117 |
| QUALCOMM INC | COM | 747525103 |  | 22612 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| RTX CORPORATION | COM | 75513E101 |  | 17676 | 105 | SH |  | SOLE |  | 0 | 0 | 105 |
| REALTY INCOME CORP | COM | 756109104 |  | 19171 | 315 | SH |  | SOLE |  | 0 | 0 | 315 |
| ROCKET COS INC | OM CL A | 77311W101 |  | 8643 | 446 | SH |  | SOLE |  | 0 | 0 | 446 |
| ROYAL BK CDA | COM | 780087102 |  | 9870 | 67 | SH |  | SOLE |  | 0 | 0 | 67 |
| RUBRIK INC | CL A | 781154109 |  | 11022 | 134 | SH |  | SOLE |  | 0 | 0 | 134 |
| RYDER SYS INC | COM | 783549108 |  | 395578 | 2097 | SH |  | SOLE |  | 0 | 0 | 2097 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 309774 | 465 | SH |  | SOLE |  | 0 | 0 | 465 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 92380 | 2158 | SH |  | SOLE |  | 0 | 0 | 2158 |
| SPDR SER TR | PRTFLO S GW | 78464A409 |  | 139431 | 1334 | SH |  | SOLE |  | 0 | 0 | 1334 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 132069 | 2386 | SH |  | SOLE |  | 0 | 0 | 2386 |
| SPDR SER TR | PORTFOLIO S | 78464A847 |  | 1150226 | 20112 | SH |  | SOLE |  | 0 | 0 | 20112 |
| SPDR SERIES TR | ORTFOLIO S | 78464A854 |  | 10372 | 132 | SH |  | SOLE |  | 0 | 0 | 132 |
| SSGA ACTIVE ETF TR | BLACKSTONE SENR | 78467V608 |  | 5696 | 137 | SH |  | SOLE |  | 0 | 0 | 137 |
| SPDR SER TR | PRTFLO S HI | 78468R788 |  | 179168 | 4072 | SH |  | SOLE |  | 0 | 0 | 4072 |
| SALESFORCE INC | COM | 79466L302 |  | 28141 | 118 | SH |  | SOLE |  | 0 | 0 | 118 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 17185 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| SCWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 2975261 | 112956 | SH |  | SOLE |  | 0 | 0 | 112956 |
| SCWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 855124 | 26798 | SH |  | SOLE |  | 0 | 0 | 26798 |
| SCWAB STRATEGIC TR | US LCAP GR ETF | 808524409 |  | 594106 | 20409 | SH |  | SOLE |  | 0 | 0 | 20409 |
| SCWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1184036 | 39947 | SH |  | SOLE |  | 0 | 0 | 39947 |
| SCWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 635925 | 22793 | SH |  | SOLE |  | 0 | 0 | 22793 |
| SCWAB STRATEGIC TR | EMRD MKTEQ ETF | 808524706 |  | 129442 | 3879 | SH |  | SOLE |  | 0 | 0 | 3879 |
| SCWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 145891 | 5344 | SH |  | SOLE |  | 0 | 0 | 5344 |
| SCWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 586796 | 25206 | SH |  | SOLE |  | 0 | 0 | 25206 |
| SCWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 171676 | 7959 | SH |  | SOLE |  | 0 | 0 | 7959 |
| SCWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 1188628 | 48714 | SH |  | SOLE |  | 0 | 0 | 48714 |
| SCWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 955407 | 35451 | SH |  | SOLE |  | 0 | 0 | 35451 |
| SCWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 57024 | 1253 | SH |  | SOLE |  | 0 | 0 | 1253 |
| SEMPRA | COM | 816851109 |  | 34455 | 382 | SH |  | SOLE |  | 0 | 0 | 382 |
| SERVICENOW INC | COM | 81762P102 |  | 1841 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| SNAP INC | CL A | 83304A106 |  | 77 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| SOUTHERN CO | COM | 842587107 |  | 181812 | 1918 | SH |  | SOLE |  | 0 | 0 | 1918 |
| STARBUCKS CORP | COM | 855244109 |  | 36504 | 431 | SH |  | SOLE |  | 0 | 0 | 431 |
| SYLVAMO CORP | COMMON STOCK | 871332102 |  | 354 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| SYNOPSYS INC | COM | 871607107 |  | 61674 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| TJX COS INC NEW | COM | 872540109 |  | 1734 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| T-MOBILE US INC | COM | 872590104 |  | 2710 | 11 | SH |  | SOLE |  | 0 | 0 | 11 |
| T ROWE PRICE ETF INC | S EQUITY RESEAR | 87283Q503 |  | 36126 | 862 | SH |  | SOLE |  | 0 | 0 | 862 |
| T ROWE PRICE ETF INC | LOATING RATE | 87283Q883 |  | 34227 | 665 | SH |  | SOLE |  | 0 | 0 | 665 |
| TESLA INC | COM | 88160R101 |  | 193898 | 436 | SH |  | SOLE |  | 0 | 0 | 436 |
| TEXAS INSTRS INC | COM | 882508104 |  | 28298 | 154 | SH |  | SOLE |  | 0 | 0 | 154 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 800 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| TRANSDIGM GROUP INC | OM | 893641100 |  | 3954 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 34916 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 107899 | 2360 | SH |  | SOLE |  | 0 | 0 | 2360 |
| US BANKCORP DEL | COM NEW | 902973304 |  | 26308 | 544 | SH |  | SOLE |  | 0 | 0 | 544 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 3429 | 35 | SH |  | SOLE |  | 0 | 0 | 35 |
| UNITED STS OIL FD LP | UNITS | 91232N207 |  | 146910 | 1992 | SH |  | SOLE |  | 0 | 0 | 1992 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 30400 | 88 | SH |  | SOLE |  | 0 | 0 | 88 |
| VANECK VECTORS ETF TR | FALLEN ANGEL HG | 92189F437 |  | 1763360 | 59312 | SH |  | SOLE |  | 0 | 0 | 59312 |
| VANECK ETF TRUST | MORNINGSTAR SMID | 92189H730 |  | 25012 | 693 | SH |  | SOLE |  | 0 | 0 | 693 |
| VANECK ETF TRUST | LO ETF | 92189H748 |  | 88833 | 1672 | SH |  | SOLE |  | 0 | 0 | 693 |
| VANECK BITCOIN ETF | SH BEN INT | 92189K105 |  | 82123 | 2537 | SH |  | SOLE |  | 0 | 0 | 2537 |
| VANGUARD SPECIALIZED FUND | IV APP ETF | 921908844 |  | 37979 | 176 | SH |  | SOLE |  | 0 | 0 | 176 |
| VANGUARD WORLD FD | EXTENDED DUR | 921910709 |  | 5885776 | 85986 | SH |  | SOLE |  | 0 | 0 | 85986 |
| VANGUARD BD INDEX FD INC | SHORT TRM BOND | 921937827 |  | 87353 | 1107 | SH |  | SOLE |  | 0 | 0 | 1107 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1217020 | 20310 | SH |  | SOLE |  | 0 | 0 | 20310 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 5356 | 38 | SH |  | SOLE |  | 0 | 0 | 38 |
| VANGUARD INTL EQUITY INDEX F | TSE EMR MKT ETF | 922042858 |  | 18789 | 346 | SH |  | SOLE |  | 0 | 0 | 346 |
| VANGUARD SCOTTSDALE FDS | SHRT TMR CORP BD | 92206C409 |  | 480 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 61112 | 1220 | SH |  | SOLE |  | 0 | 0 | 1220 |
| VANGUARD INDEX FDS | 500 ETF SHS | 922908363 |  | 27557 | 45 | SH |  | SOLE |  | 0 | 0 | 45 |
| VANGUARD INDEX FDS | CAP VL IDXVIP | 922908512 |  | 8904 | 51 | SH |  | SOLE |  | 0 | 0 | 51 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 484673 | 5301 | SH |  | SOLE |  | 0 | 0 | 5301 |
| VANGUARD INDEX FDS | M CP VAL ETF | 922908611 |  | 6679 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| VANGUARD INDEX FDS | ALUE ETF | 922908744 |  | 59677 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| VANGUARD INDEX FDS | OTAL STK MKT | 922908769 |  | 51195 | 156 | SH |  | SOLE |  | 0 | 0 | 156 |
| PURSUIT ATTRACTIONS AND HOSP | OM | 92552R406 |  | 1546 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| VIATRIS INC | COM | 92556V106 |  | 2455 | 248 | SH |  | SOLE |  | 0 | 0 | 248 |
| VISA INC | COM CL A | 92826C839 |  | 49454 | 144 | SH |  | SOLE |  | 0 | 0 | 144 |
| VISTRA CORP | COM | 92840M102 |  | 5504 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| WABTEC | COM | 929740108 |  | 2406 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| WALMART INC | COM | 931142103 |  | 239573 | 2324 | SH |  | SOLE |  | 0 | 0 | 2324 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 7773 | 398 | SH |  | SOLE |  | 0 | 0 | 398 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 2872 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| WAYFAIR INC | CL A | 94419L101 |  | 2055 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 226398 | 2701 | SH |  | SOLE |  | 0 | 0 | 2701 |
| EATON CORP PLC | SHS | G29183103 |  | 45922 | 122 | SH |  | SOLE |  | 0 | 0 | 122 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 57144 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| CNH INDL N V | SHS | N20944109 |  | 1812 | 167 | SH |  | SOLE |  | 0 | 0 | 167 |

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