# EDGAR Filing Document

**Accession Number:** 0001911228
**File Stem:** 0001667731-25-000740
**Filing Date:** 2025-7
**Character Count:** 10513
**Document Hash:** 8253b2a608a7dea4544536dccaa75596
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001667731-25-000740.hdr.sgml**: 20250707

**ACCESSION NUMBER**: 0001667731-25-000740

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250707

**DATE AS OF CHANGE**: 20250707

**EFFECTIVENESS DATE**: 20250707

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Upper Left Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0001911228

**ORGANIZATION NAME:**
- **EIN:** 821538331
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22226
- **FILM NUMBER:** 251108403

**BUSINESS ADDRESS:**
- **STREET 1:** 3608 W CLARK CIR
- **CITY:** TAMPA
- **STATE:** FL
- **ZIP:** 33629
- **BUSINESS PHONE:** 917-768-3390

**MAIL ADDRESS:**
- **STREET 1:** 3608 W CLARK CIR
- **CITY:** TAMPA
- **STATE:** FL
- **ZIP:** 33629

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Upper Left Wealth Management LLC<br>**Address:** 3608 W Clark Cir<br>Tampa, FL 33629

**Form 13F File Number:** 028-22226

**CRD Number (if applicable):** 000288762

**SEC File Number (if applicable):** 801-123531

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Randy D Kurtz<br>**Title:** CCO<br>**Phone:** 917-768-3390

**Signature, Place, and Date of Signing:**

/s/ Randy D Kurtz  Tampa, FL  07-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 65

**Form 13F Information Table Value Total:** $149901021

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABRDN ETFS | BBRG ALL COMD K1 | 003261104 |  | 6160092 | 296586 | SH |  | SOLE |  | 0 | 0 | 296586 |
| ETFS GOLD TR | PHYSCL GOLD SHS | 00326A104 |  | 533026 | 16900 | SH |  | SOLE |  | 0 | 0 | 16900 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 818183 | 8705 | SH |  | SOLE |  | 0 | 0 | 8705 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 335803 | 3353 | SH |  | SOLE |  | 0 | 0 | 3353 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 932271 | 19524 | SH |  | SOLE |  | 0 | 0 | 19524 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 1783212 | 21021 | SH |  | SOLE |  | 0 | 0 | 21021 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 559951 | 42941 | SH |  | SOLE |  | 0 | 0 | 42941 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 350844 | 636 | SH |  | SOLE |  | 0 | 0 | 636 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 5905113 | 96473 | SH |  | SOLE |  | 0 | 0 | 96473 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 48968 | 800 | SH | Call | SOLE |  | 0 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 13036109 | 209046 | SH |  | SOLE |  | 0 | 0 | 209046 |
| ISHARES INC | MSCI HONG KG ETF | 464286871 |  | 279351 | 14066 | SH |  | SOLE |  | 0 | 0 | 14066 |
| ISHARES INC | MSCI EURZONE ETF | 464286608 |  | 577141 | 9708 | SH |  | SOLE |  | 0 | 0 | 9708 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 971526 | 16184 | SH |  | SOLE |  | 0 | 0 | 16184 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 549948 | 5032 | SH |  | SOLE |  | 0 | 0 | 5032 |
| ISHARES TR | CHINA LG-CAP ETF | 464287184 |  | 257578 | 7007 | SH |  | SOLE |  | 0 | 0 | 7007 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 869596 | 7302 | SH |  | SOLE |  | 0 | 0 | 7302 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 270697 | 4786 | SH |  | SOLE |  | 0 | 0 | 4786 |
| ISHARES TR | MSCI CHINA ETF | 46429B671 |  | 4972224 | 90240 | SH |  | SOLE |  | 0 | 0 | 90240 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2862349 | 4610 | SH |  | SOLE |  | 0 | 0 | 4610 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 477904 | 4343 | SH |  | SOLE |  | 0 | 0 | 4343 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 515192 | 10084 | SH |  | SOLE |  | 0 | 0 | 10084 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 284166 | 3404 | SH |  | SOLE |  | 0 | 0 | 3404 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 230687 | 3174 | SH |  | SOLE |  | 0 | 0 | 3174 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 664202 | 3078 | SH |  | SOLE |  | 0 | 0 | 3078 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 1355591 | 14304 | SH |  | SOLE |  | 0 | 0 | 14304 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 205776 | 8331 | SH |  | SOLE |  | 0 | 0 | 8331 |
| ISHARES TR | INTL TREA BD ETF | 464288117 |  | 612710 | 14216 | SH |  | SOLE |  | 0 | 0 | 14216 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 218028 | 2354 | SH |  | SOLE |  | 0 | 0 | 2354 |
| LITMAN GREGORY FDS TR | IMGP DBI MANAGED | 53700T827 |  | 4658571 | 181056 | SH |  | SOLE |  | 0 | 0 | 181056 |
| PEGASYSTEMS INC | COM | 705573103 |  | 324780 | 6000 | SH |  | SOLE |  | 0 | 0 | 6000 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 4625464 | 209297 | SH |  | SOLE |  | 0 | 0 | 209297 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 4607760 | 217758 | SH |  | SOLE |  | 0 | 0 | 217758 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 4542820 | 106664 | SH |  | SOLE |  | 0 | 0 | 106664 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 3774553 | 141475 | SH |  | SOLE |  | 0 | 0 | 141475 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 3697833 | 147736 | SH |  | SOLE |  | 0 | 0 | 147736 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 |  | 534456 | 12710 | SH |  | SOLE |  | 0 | 0 | 12710 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 4715102 | 156440 | SH |  | SOLE |  | 0 | 0 | 156440 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 4498113 | 177791 | SH |  | SOLE |  | 0 | 0 | 177791 |
| SIMPLIFY EXCHANGE TRADED FUN | MANAGED FUTURES | 82889N699 |  | 2666914 | 99735 | SH |  | SOLE |  | 0 | 0 | 99735 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1454649 | 4772 | SH |  | SOLE |  | 0 | 0 | 4772 |
| SPDR INDEX SHS FDS | DJ INTL RL ETF | 78463X863 |  | 1051695 | 38383 | SH |  | SOLE |  | 0 | 0 | 38383 |
| SPDR INDEX SHS FDS | S INTL SMLCP | 78463X871 |  | 1151763 | 30978 | SH |  | SOLE |  | 0 | 0 | 30978 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 1025718 | 23999 | SH |  | SOLE |  | 0 | 0 | 23999 |
| SPDR INDEX SHS FDS | EURO STOXX 50 | 78463X202 |  | 2789272 | 46698 | SH |  | SOLE |  | 0 | 0 | 46698 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 777166 | 19194 | SH |  | SOLE |  | 0 | 0 | 19194 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1731216 | 2802 | SH |  | SOLE |  | 0 | 0 | 2802 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 7765328 | 106828 | SH |  | SOLE |  | 0 | 0 | 106828 |
| SPDR SERIES TRUST | BLOOMBERG EMERGI | 78464A391 |  | 560509 | 26192 | SH |  | SOLE |  | 0 | 0 | 26192 |
| SPDR SERIES TRUST | BLOOMBERG INTL T | 78464A516 |  | 5317620 | 226378 | SH |  | SOLE |  | 0 | 0 | 226378 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 4122897 | 44946 | SH |  | SOLE |  | 0 | 0 | 44946 |
| VANECK ETF TRUST | JP MRGAN EM LOC | 92189H300 |  | 4037191 | 159258 | SH |  | SOLE |  | 0 | 0 | 159258 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 5870797 | 118578 | SH |  | SOLE |  | 0 | 0 | 118578 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 785421 | 8819 | SH |  | SOLE |  | 0 | 0 | 8819 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 680500 | 1198 | SH |  | SOLE |  | 0 | 0 | 1198 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1251729 | 5282 | SH |  | SOLE |  | 0 | 0 | 5282 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 2174968 | 16184 | SH |  | SOLE |  | 0 | 0 | 16184 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 4106605 | 61092 | SH |  | SOLE |  | 0 | 0 | 61092 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 2755318 | 55708 | SH |  | SOLE |  | 0 | 0 | 55708 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 242885 | 3134 | SH |  | SOLE |  | 0 | 0 | 3134 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 4877594 | 105690 | SH |  | SOLE |  | 0 | 0 | 105690 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2061301 | 29835 | SH |  | SOLE |  | 0 | 0 | 29835 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2455022 | 43063 | SH |  | SOLE |  | 0 | 0 | 43063 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 260757 | 1050 | SH |  | SOLE |  | 0 | 0 | 1050 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 5308496 | 81021 | SH |  | SOLE |  | 0 | 0 | 81021 |

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