# EDGAR Filing Document

**Accession Number:** 0001964382
**File Stem:** 0001951757-25-001406
**Filing Date:** 2025-11
**Character Count:** 10332
**Document Hash:** 954ca52ebdf7b881add1d52e1e6867d6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-001406.hdr.sgml**: 20251112

**ACCESSION NUMBER**: 0001951757-25-001406

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251112

**DATE AS OF CHANGE**: 20251112

**EFFECTIVENESS DATE**: 20251112

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PALO ALTO WEALTH ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001964382

**ORGANIZATION NAME:**
- **EIN:** 813851925
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22829
- **FILM NUMBER:** 251473240

**BUSINESS ADDRESS:**
- **STREET 1:** 715 COLORADO AVENUE
- **STREET 2:** SUITE A
- **CITY:** PALO ALTO
- **STATE:** CA
- **ZIP:** 94303
- **BUSINESS PHONE:** 650-656-9800

**MAIL ADDRESS:**
- **STREET 1:** 715 COLORADO AVENUE
- **STREET 2:** SUITE A
- **CITY:** PALO ALTO
- **STATE:** CA
- **ZIP:** 94303

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PALO ALTO WEALTH ADVISORS LLC<br>**Address:** 715 COLORADO AVENUE<br>SUITE A<br>PALO ALTO, CA 94303

**Form 13F File Number:** 028-22829

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Nathan Blair<br>**Title:** Chief Compliance Officer<br>**Phone:** (650) 656-9800

**Signature, Place, and Date of Signing:**

Nathan Blair  Palo Alto, CA  11-12-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 64

**Form 13F Information Table Value Total:** $343271148

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name                                                   | Form 13F File Number   |
|:---|:---|:---|
|  | O'Shaughnessy Asset Management/ Canvas Custom Indexing |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 117190358 | 401695 | SH |  | DFND | 1.0 | 0 | 859 | 400836 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 55426425 | 190266 | SH |  | DFND | 1.0 | 0 | 414 | 189852 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 24699566 | 125685 | SH |  | DFND | 1.0 | 0 | 271 | 125414 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 21222151 | 236775 | SH |  | DFND | 1.0 | 0 | 3148 | 233627 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 16022532 | 82950 | SH |  | DFND | 1.0 | 0 | 785 | 82165 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 11589780 | 114061 | SH |  | DFND | 1.0 | 0 | 2631 | 111430 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 |  | 10058305 | 239540 | SH |  | DFND | 1.0 | 0 | 2189 | 237351 |
| APPLE INC | COM | 037833100 |  | 8952037 | 32493 | SH |  | DFND | 1.0 | 0 | 1456 | 31037 |
| MICROSOFT CORP | COM | 594918104 |  | 8296731 | 16310 | SH |  | DFND | 1.0 | 0 | 359 | 15951 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 7540488 | 115901 | SH |  | SOLE |  | 0 | 0 | 115901 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 6470127 | 128580 | SH |  | SOLE |  | 0 | 0 | 128580 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 5681424 | 112526 | SH |  | SOLE |  | 0 | 0 | 112526 |
| AMERICAN CENTY ETF TR | AVANTIS US MID C | 025072125 |  | 4788100 | 68650 | SH |  | SOLE |  | 0 | 0 | 68650 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 4576411 | 12232 | SH |  | SOLE |  | 0 | 0 | 12232 |
| SERVICENOW INC | COM | 81762P102 |  | 4544338 | 5280 | SH |  | DFND | 1.0 | 0 | 15 | 5265 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 4420501 | 97842 | SH |  | SOLE |  | 0 | 0 | 97842 |
| AMAZON COM INC | COM | 023135106 |  | 2859253 | 11478 | SH |  | DFND | 1.0 | 0 | 706 | 10772 |
| DOORDASH INC | CL A | 25809K105 |  | 2422206 | 12073 | SH |  | DFND | 1.0 | 0 | 25 | 12048 |
| BROADCOM INC | COM | 11135F101 |  | 1876141 | 5331 | SH |  | DFND | 1.0 | 0 | 674 | 4657 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1847285 | 2705 | SH |  | SOLE |  | 0 | 0 | 2705 |
| TWILIO INC | CL A | 90138F102 |  | 1405164 | 10756 | SH |  | DFND | 1.0 | 0 | 21 | 10735 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1353853 | 4290 | SH |  | DFND | 1.0 | 0 | 202 | 4088 |
| TESLA INC | COM | 88160R101 |  | 1146089 | 2607 | SH |  | DFND | 1.0 | 0 | 103 | 2504 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1020299 | 5343 | SH |  | DFND | 1.0 | 0 | 103 | 5240 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 920211 | 4205 | SH |  | SOLE |  | 0 | 0 | 4205 |
| META PLATFORMS INC | CL A | 30303M102 |  | 904933 | 1443 | SH |  | DFND | 1.0 | 0 | 73 | 1370 |
| ISHARES TR | CORE S ETF | 464287200 |  | 848848 | 1237 | SH |  | SOLE |  | 0 | 0 | 1237 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 798386 | 6676 | SH |  | SOLE |  | 0 | 0 | 6676 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 743711 | 14123 | SH |  | SOLE |  | 0 | 0 | 14123 |
| ELI LILLY  CO | COM | 532457108 |  | 717458 | 726 | SH |  | DFND | 1.0 | 0 | 32 | 694 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 683785 | 8490 | SH |  | SOLE |  | 0 | 0 | 8490 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 659599 | 7047 | SH |  | DFND | 1.0 | 0 | 466 | 6581 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 643840 | 9855 | SH |  | SOLE |  | 0 | 0 | 9855 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 587091 | 21890 | SH |  | SOLE |  | 0 | 0 | 21890 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 528201 | 1573 | SH |  | SOLE |  | 0 | 0 | 1573 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 517610 | 2119 | SH |  | SOLE |  | 0 | 0 | 2119 |
| AMERICAN CENTY ETF TR | AVANTIS US LARG | 025072158 |  | 510125 | 6525 | SH |  | SOLE |  | 0 | 0 | 6525 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 497699 | 5278 | SH |  | SOLE |  | 0 | 0 | 5278 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 496930 | 1707 | SH |  | SOLE |  | 0 | 0 | 1707 |
| SPDR SERIES TRUST | MSCI USA STRTGIC | 78468R812 |  | 479269 | 2765 | SH |  | DFND | 1.0 | 0 | 462 | 2303 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 478083 | 590 | SH |  | DFND | 1.0 | 0 | 12 | 578 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 460412 | 741 | SH |  | SOLE |  | 0 | 0 | 741 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 423836 | 6866 | SH |  | SOLE |  | 0 | 0 | 6866 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 388210 | 3133 | SH |  | SOLE |  | 0 | 0 | 3133 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 384439 | 7541 | SH |  | SOLE |  | 0 | 0 | 7541 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 374458 | 7867 | SH |  | SOLE |  | 0 | 0 | 7867 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 369880 | 1760 | SH |  | SOLE |  | 0 | 0 | 1760 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 335253 | 955 | SH |  | SOLE |  | 0 | 0 | 955 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 315615 | 503 | SH |  | SOLE |  | 0 | 0 | 503 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 306704 | 1582 | SH |  | DFND | 1.0 | 0 | 153 | 1429 |
| ORACLE CORP | COM | 68389X105 |  | 293100 | 1241 | SH |  | DFND | 1.0 | 0 | 5 | 1236 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 291548 | 377 | SH |  | SOLE |  | 0 | 0 | 377 |
| NETFLIX INC | COM | 64110L106 |  | 284110 | 250 | SH |  | DFND | 1.0 | 0 | 30 | 220 |
| EBAY INC. | COM | 278642103 |  | 269459 | 3088 | SH |  | DFND | 1.0 | 0 | 46 | 3042 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 267424 | 538 | SH |  | DFND | 1.0 | 0 | 343 | 195 |
| OKTA INC | CL A | 679295105 |  | 251776 | 2942 | SH |  | SOLE |  | 0 | 0 | 2942 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 246625 | 1038 | SH |  | DFND | 1.0 | 0 | 81 | 957 |
| BANK AMERICA CORP | COM | 060505104 |  | 244191 | 4553 | SH |  | DFND | 1.0 | 0 | 1119 | 3434 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 241844 | 1616 | SH |  | SOLE |  | 0 | 0 | 1616 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 231430 | 1932 | SH |  | DFND | 1.0 | 0 | 683 | 1249 |
| GOLDMAN SACHS PHYSICAL GOLD | UNIT | 38150K103 |  | 228312 | 5600 | SH |  | SOLE |  | 0 | 0 | 5600 |
| BONDBLOXX ETF TRUST | BLOOMBERG SIX MN | 09789C788 |  | 225461 | 4485 | SH |  | SOLE |  | 0 | 0 | 4485 |
| BLACKROCK ETF TRUST II | ISHARES INTERMED | 092528207 |  | 210717 | 8725 | SH |  | SOLE |  | 0 | 0 | 8725 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 201001 | 1349 | SH |  | SOLE |  | 0 | 0 | 1349 |

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