# EDGAR Filing Document

**Accession Number:** 0002067126
**File Stem:** 0002067126-25-000004
**Filing Date:** 2025-10
**Character Count:** 22291
**Document Hash:** bc671d315d0ea6d7abf1b9c2fe7e64ec
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002067126-25-000004.hdr.sgml**: 20251023

**ACCESSION NUMBER**: 0002067126-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251023

**DATE AS OF CHANGE**: 20251022

**EFFECTIVENESS DATE**: 20251023

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ANB BANK
- **CENTRAL INDEX KEY:** 0002067126

**ORGANIZATION NAME:**
- **EIN:** 840532189
- **STATE OF INCORPORATION:** CO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25536
- **FILM NUMBER:** 251410930

**BUSINESS ADDRESS:**
- **STREET 1:** 3033 EAST 1ST AVENUE
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80206
- **BUSINESS PHONE:** 866-433-0282

**MAIL ADDRESS:**
- **STREET 1:** 3033 EAST 1ST AVENUE
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80206

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ANB BANK<br>**Address:** 3033 EAST 1ST AVENUE<br>DENVER, CO 80206

**Form 13F File Number:** 028-25536

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Patricia Frisch<br>**Title:** ANB FS President<br>**Phone:** 303-394-5059

**Signature, Place, and Date of Signing:**

Patricia Frisch  Denver, CO  10-22-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 197

**Form 13F Information Table Value Total:** $246633487

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT Inc | Com | 00206R102 |  | 215415 | 7628 | SH |  | SOLE | 0 | 7628 | 0 | 0 |
| Abbott Labs | Com | 002824100 |  | 4609947 | 34418 | SH |  | SOLE | 0 | 34402 | 0 | 16 |
| Abbott Labs | Com | 002824100 |  | 128984 | 963 | SH |  | DFND | 0 | 963 | 0 | 0 |
| Air Products  Chemicals Inc | Com | 009158106 |  | 568894 | 2086 | SH |  | SOLE | 0 | 2086 | 0 | 0 |
| Alphabet Inc Class C | Com | 02079K107 |  | 6493530 | 26662 | SH |  | SOLE | 0 | 26649 | 0 | 13 |
| Alphabet Inc Class C | Com | 02079K107 |  | 116904 | 480 | SH |  | DFND | 0 | 480 | 0 | 0 |
| Alphabet Inc Class A | Com | 02079K305 |  | 2170640 | 8929 | SH |  | SOLE | 0 | 8928 | 0 | 1 |
| Alphabet Inc Class A | Com | 02079K305 |  | 36951 | 152 | SH |  | DFND | 0 | 152 | 0 | 0 |
| Amazon.Com Inc | Com | 023135106 |  | 3974217 | 18100 | SH |  | SOLE | 0 | 18088 | 0 | 12 |
| Amazon.Com Inc | Com | 023135106 |  | 62138 | 283 | SH |  | DFND | 0 | 283 | 0 | 0 |
| American Superconductor Corp | Com | 030111207 |  | 220990 | 3721 | SH |  | SOLE | 0 | 3721 | 0 | 0 |
| American Tower Corp REIT | Com | 03027X100 |  | 1123341 | 5841 | SH |  | SOLE | 0 | 5838 | 0 | 3 |
| American Tower Corp REIT | Com | 03027X100 |  | 6924 | 36 | SH |  | DFND | 0 | 36 | 0 | 0 |
| Amgen Inc | Com | 031162100 |  | 978387 | 3467 | SH |  | SOLE | 0 | 3464 | 0 | 3 |
| Amgen Inc | Com | 031162100 |  | 7902 | 28 | SH |  | DFND | 0 | 28 | 0 | 0 |
| Apple Inc | Com | 037833100 |  | 10044899 | 39449 | SH |  | SOLE | 0 | 39434 | 0 | 15 |
| Apple Inc | Com | 037833100 |  | 266343 | 1046 | SH |  | DFND | 0 | 1046 | 0 | 0 |
| Automatic Data Processing Inc | Com | 053015103 |  | 2549048 | 8685 | SH |  | SOLE | 0 | 8685 | 0 | 0 |
| Automatic Data Processing Inc | Com | 053015103 |  | 114465 | 390 | SH |  | DFND | 0 | 390 | 0 | 0 |
| AvePoint Inc | Com | 053604104 |  | 282023 | 18789 | SH |  | SOLE | 0 | 18789 | 0 | 0 |
| Bancfirst Corp | Com | 05945F103 |  | 266557 | 2108 | SH |  | SOLE | 0 | 2108 | 0 | 0 |
| Bank of America Corp | Com | 060505104 |  | 1658412 | 32146 | SH |  | SOLE | 0 | 32127 | 0 | 19 |
| Bank of America Corp | Com | 060505104 |  | 12743 | 247 | SH |  | DFND | 0 | 247 | 0 | 0 |
| Berkshire Hathaway Inc Cl B | Com | 084670702 |  | 6698508 | 13324 | SH |  | SOLE | 0 | 13320 | 0 | 4 |
| Berkshire Hathaway Inc Cl B | Com | 084670702 |  | 184506 | 367 | SH |  | DFND | 0 | 367 | 0 | 0 |
| Blackstone Inc | Com | 09260D107 |  | 1671938 | 9786 | SH |  | SOLE | 0 | 9783 | 0 | 3 |
| Blackstone Inc | Com | 09260D107 |  | 7859 | 46 | SH |  | DFND | 0 | 46 | 0 | 0 |
| Boeing CO | Com | 097023105 |  | 592885 | 2747 | SH |  | SOLE | 0 | 2746 | 0 | 1 |
| Boeing CO | Com | 097023105 |  | 3885 | 18 | SH |  | DFND | 0 | 18 | 0 | 0 |
| Acadian Asset Management Inc | Com | 10948W103 |  | 397320 | 8250 | SH |  | SOLE | 0 | 8250 | 0 | 0 |
| Broadcom Inc | Com | 11135F101 |  | 1089693 | 3303 | SH |  | SOLE | 0 | 3299 | 0 | 4 |
| Broadcom Inc | Com | 11135F101 |  | 16496 | 50 | SH |  | DFND | 0 | 50 | 0 | 0 |
| Carpenter Technology Corp | Com | 144285103 |  | 317729 | 1294 | SH |  | SOLE | 0 | 1294 | 0 | 0 |
| Casey`s General Stores Inc. | Com | 147528103 |  | 328451 | 581 | SH |  | SOLE | 0 | 581 | 0 | 0 |
| Chefs Warehouse | Com | 163086101 |  | 234545 | 4021 | SH |  | SOLE | 0 | 4021 | 0 | 0 |
| Chevron Corporation | Com | 166764100 |  | 2596915 | 16723 | SH |  | SOLE | 0 | 16712 | 0 | 11 |
| Chevron Corporation | Com | 166764100 |  | 46432 | 299 | SH |  | DFND | 0 | 299 | 0 | 0 |
| Chipotle Mexican Grill Inc | Com | 169656105 |  | 226087 | 5769 | SH |  | SOLE | 0 | 5761 | 0 | 8 |
| Chipotle Mexican Grill Inc | Com | 169656105 |  | 3488 | 89 | SH |  | DFND | 0 | 89 | 0 | 0 |
| Cidara Therapeutics Inc | Com | 171757206 |  | 305187 | 3187 | SH |  | SOLE | 0 | 3187 | 0 | 0 |
| Cisco Systems Inc | Com | 17275R102 |  | 1158145 | 16927 | SH |  | SOLE | 0 | 16913 | 0 | 14 |
| Cisco Systems Inc | Com | 17275R102 |  | 11016 | 161 | SH |  | DFND | 0 | 161 | 0 | 0 |
| Coca Cola CO | Com | 191216100 |  | 1832687 | 27634 | SH |  | SOLE | 0 | 27634 | 0 | 0 |
| Coca Cola CO | Com | 191216100 |  | 73615 | 1110 | SH |  | DFND | 0 | 1110 | 0 | 0 |
| Colgate-Palmolive CO | Com | 194162103 |  | 530322 | 6634 | SH |  | SOLE | 0 | 6634 | 0 | 0 |
| Colgate-Palmolive CO | Com | 194162103 |  | 35973 | 450 | SH |  | DFND | 0 | 450 | 0 | 0 |
| Commvault Systems Inc | Com | 204166102 |  | 357738 | 1895 | SH |  | SOLE | 0 | 1895 | 0 | 0 |
| Constellation Brands Inc | Com | 21036P108 |  | 846132 | 6283 | SH |  | SOLE | 0 | 6279 | 0 | 4 |
| Constellation Brands Inc | Com | 21036P108 |  | 6329 | 47 | SH |  | DFND | 0 | 47 | 0 | 0 |
| Constellation Energy Corp | Com | 21037T109 |  | 293201 | 891 | SH |  | SOLE | 0 | 890 | 0 | 1 |
| Constellation Energy Corp | Com | 21037T109 |  | 1645 | 5 | SH |  | DFND | 0 | 5 | 0 | 0 |
| Construction Partners Inc | Com | 21044C107 |  | 535813 | 4219 | SH |  | SOLE | 0 | 4219 | 0 | 0 |
| Costco Wholesale Corp | Com | 22160K105 |  | 2275199 | 2458 | SH |  | SOLE | 0 | 2458 | 0 | 0 |
| Costco Wholesale Corp | Com | 22160K105 |  | 64794 | 70 | SH |  | DFND | 0 | 70 | 0 | 0 |
| Curtiss-wright Corp. | Com | 231561101 |  | 371371 | 684 | SH |  | SOLE | 0 | 684 | 0 | 0 |
| Danaher Corp | Com | 235851102 |  | 2259371 | 11396 | SH |  | SOLE | 0 | 11396 | 0 | 0 |
| Danaher Corp | Com | 235851102 |  | 93182 | 470 | SH |  | DFND | 0 | 470 | 0 | 0 |
| Disney Walt Co New | Com | 254687106 |  | 1664143 | 14534 | SH |  | SOLE | 0 | 14525 | 0 | 9 |
| Disney Walt Co New | Com | 254687106 |  | 11336 | 99 | SH |  | DFND | 0 | 99 | 0 | 0 |
| Embraer ADR | Com | 29082A107 |  | 493877 | 8170 | SH |  | SOLE | 0 | 8170 | 0 | 0 |
| Emerson Electric CO | Com | 291011104 |  | 1205151 | 9187 | SH |  | SOLE | 0 | 9187 | 0 | 0 |
| Emerson Electric CO | Com | 291011104 |  | 52472 | 400 | SH |  | DFND | 0 | 400 | 0 | 0 |
| Encompass Health Corp | Com | 29261A100 |  | 264456 | 2082 | SH |  | SOLE | 0 | 2082 | 0 | 0 |
| Esco Technologies Inc | Com | 296315104 |  | 298932 | 1416 | SH |  | SOLE | 0 | 1416 | 0 | 0 |
| Evercore Inc Cl A | Com | 29977A105 |  | 268844 | 797 | SH |  | SOLE | 0 | 797 | 0 | 0 |
| Exxon Mobil Corp | Com | 30231G102 |  | 2284879 | 20265 | SH |  | SOLE | 0 | 20251 | 0 | 14 |
| Exxon Mobil Corp | Com | 30231G102 |  | 48708 | 432 | SH |  | DFND | 0 | 432 | 0 | 0 |
| Meta Platforms Inc Cl A | Com | 30303M102 |  | 1997514 | 2720 | SH |  | SOLE | 0 | 2717 | 0 | 3 |
| Meta Platforms Inc Cl A | Com | 30303M102 |  | 22031 | 30 | SH |  | DFND | 0 | 30 | 0 | 0 |
| F5 Networks Inc/sh | Com | 315616102 |  | 319958 | 990 | SH |  | SOLE | 0 | 990 | 0 | 0 |
| Fiserv Inc | Com | 337738108 |  | 1210008 | 9385 | SH |  | SOLE | 0 | 9385 | 0 | 0 |
| Fiserv Inc | Com | 337738108 |  | 38679 | 300 | SH |  | DFND | 0 | 300 | 0 | 0 |
| Ford Motor CO | Com | 345370860 |  | 686719 | 57418 | SH |  | SOLE | 0 | 57366 | 0 | 52 |
| Ford Motor CO | Com | 345370860 |  | 7056 | 590 | SH |  | DFND | 0 | 590 | 0 | 0 |
| Goldman Sachs Group Inc | Com | 38141G104 |  | 3259461 | 4093 | SH |  | SOLE | 0 | 4091 | 0 | 2 |
| Goldman Sachs Group Inc | Com | 38141G104 |  | 25483 | 32 | SH |  | DFND | 0 | 32 | 0 | 0 |
| Guidewire Software Inc | Com | 40171V100 |  | 380418 | 1655 | SH |  | SOLE | 0 | 1655 | 0 | 0 |
| Home Depot Inc | Com | 437076102 |  | 3128067 | 7720 | SH |  | SOLE | 0 | 7716 | 0 | 4 |
| Home Depot Inc | Com | 437076102 |  | 67262 | 166 | SH |  | DFND | 0 | 166 | 0 | 0 |
| Houlihan Lokey/sh Cl B | Com | 441593100 |  | 375736 | 1830 | SH |  | SOLE | 0 | 1830 | 0 | 0 |
| Howmet Aerospace Inc | Com | 443201108 |  | 651091 | 3318 | SH |  | SOLE | 0 | 3318 | 0 | 0 |
| Irhythm Technologies Inc | Com | 450056106 |  | 303390 | 1764 | SH |  | SOLE | 0 | 1764 | 0 | 0 |
| Illinois Tool Works Inc | Com | 452308109 |  | 2868099 | 10999 | SH |  | SOLE | 0 | 10997 | 0 | 2 |
| Illinois Tool Works Inc | Com | 452308109 |  | 104826 | 402 | SH |  | DFND | 0 | 402 | 0 | 0 |
| Insmed Inc | Com | 457669307 |  | 285860 | 1985 | SH |  | SOLE | 0 | 1985 | 0 | 0 |
| Intel Corp | Com | 458140100 |  | 729880 | 21755 | SH |  | SOLE | 0 | 21731 | 0 | 24 |
| Intel Corp | Com | 458140100 |  | 9595 | 286 | SH |  | DFND | 0 | 286 | 0 | 0 |
| International Business Machines | Com | 459200101 |  | 1529872 | 5422 | SH |  | SOLE | 0 | 5417 | 0 | 5 |
| International Business Machines | Com | 459200101 |  | 17776 | 63 | SH |  | DFND | 0 | 63 | 0 | 0 |
| Ionis Pharmaceuticals Inc | Com | 462222100 |  | 211372 | 3231 | SH |  | SOLE | 0 | 3231 | 0 | 0 |
| iShares Morningstar Growth ETF | Com | 464287119 |  | 661575 | 6343 | SH |  | SOLE | 0 | 6343 | 0 | 0 |
| iShares Morningstar Growth ETF | Com | 464287119 |  | 317802 | 3047 | SH |  | DFND | 0 | 3047 | 0 | 0 |
| iShares DJ Select Dividend ETF | Com | 464287168 |  | 214429 | 1509 | SH |  | SOLE | 0 | 1509 | 0 | 0 |
| iShares DJ Select Dividend ETF | Com | 464287168 |  | 286332 | 2015 | SH |  | DFND | 0 | 2015 | 0 | 0 |
| iShares MSCI Emerging Mkt ETF | Com | 464287234 |  | 634178 | 11876 | SH |  | SOLE | 0 | 11876 | 0 | 0 |
| iShares MSCI Emerging Mkt ETF | Com | 464287234 |  | 22054 | 413 | SH |  | DFND | 0 | 413 | 0 | 0 |
| iShares S 500 Growth ETF | Com | 464287309 |  | 98870 | 819 | SH |  | SOLE | 0 | 819 | 0 | 0 |
| iShares S 500 Growth ETF | Com | 464287309 |  | 164904 | 1366 | SH |  | DFND | 0 | 1366 | 0 | 0 |
| iShares S 500 Value ETF | Com | 464287408 |  | 109863 | 532 | SH |  | SOLE | 0 | 532 | 0 | 0 |
| iShares S 500 Value ETF | Com | 464287408 |  | 133199 | 645 | SH |  | DFND | 0 | 645 | 0 | 0 |
| iShares MSCI Eafe ETF | Com | 464287465 |  | 13521563 | 144817 | SH |  | SOLE | 0 | 144817 | 0 | 0 |
| iShares MSCI Eafe ETF | Com | 464287465 |  | 613254 | 6568 | SH |  | DFND | 0 | 6568 | 0 | 0 |
| iShares Core S Mid-Cap ETF | Com | 464287507 |  | 22247460 | 340905 | SH |  | SOLE | 0 | 340596 | 0 | 309 |
| iShares Core S Mid-Cap ETF | Com | 464287507 |  | 506613 | 7763 | SH |  | DFND | 0 | 7763 | 0 | 0 |
| iShares S Midcap 400/Grwth ETF | Com | 464287606 |  | 3318561 | 34608 | SH |  | SOLE | 0 | 34608 | 0 | 0 |
| iShares S Midcap 400/Grwth ETF | Com | 464287606 |  | 265232 | 2766 | SH |  | DFND | 0 | 2766 | 0 | 0 |
| iShares Russell 2000 ETF | Com | 464287655 |  | 19691431 | 81383 | SH |  | SOLE | 0 | 81318 | 0 | 65 |
| iShares Russell 2000 ETF | Com | 464287655 |  | 485130 | 2005 | SH |  | DFND | 0 | 2005 | 0 | 0 |
| iShares S Midcap 400/Value ETF | Com | 464287705 |  | 3130662 | 24134 | SH |  | SOLE | 0 | 24134 | 0 | 0 |
| iShares S Midcap 400/Value ETF | Com | 464287705 |  | 260478 | 2008 | SH |  | DFND | 0 | 2008 | 0 | 0 |
| iShares Core S Small-Cap ETF | Com | 464287804 |  | 4585293 | 38587 | SH |  | SOLE | 0 | 38587 | 0 | 0 |
| iShares Core S Small-Cap ETF | Com | 464287804 |  | 380731 | 3204 | SH |  | DFND | 0 | 3204 | 0 | 0 |
| iShares Morningstar Value ETF | Com | 464288109 |  | 620598 | 6894 | SH |  | SOLE | 0 | 6894 | 0 | 0 |
| iShares Morningstar Value ETF | Com | 464288109 |  | 292655 | 3251 | SH |  | DFND | 0 | 3251 | 0 | 0 |
| iShares Esg Aware US Aggregate ETF | Com | 46435U549 |  | 773571 | 16106 | SH |  | SOLE | 0 | 16106 | 0 | 0 |
| JPMorgan Chase  CO | Com | 46625H100 |  | 2625324 | 8323 | SH |  | SOLE | 0 | 8319 | 0 | 4 |
| JPMorgan Chase  CO | Com | 46625H100 |  | 17033 | 54 | SH |  | DFND | 0 | 54 | 0 | 0 |
| Johnson  Johnson | Com | 478160104 |  | 3555614 | 19176 | SH |  | SOLE | 0 | 19168 | 0 | 8 |
| Johnson  Johnson | Com | 478160104 |  | 77135 | 416 | SH |  | DFND | 0 | 416 | 0 | 0 |
| Kyndryl Holdings Inc | Com | 50155Q100 |  | 223063 | 7428 | SH |  | SOLE | 0 | 7428 | 0 | 0 |
| Leonardo Drs | Com | 52661A108 |  | 293193 | 6458 | SH |  | SOLE | 0 | 6458 | 0 | 0 |
| Eli Lilly  CO | Com | 532457108 |  | 1600011 | 2097 | SH |  | SOLE | 0 | 2095 | 0 | 2 |
| Eli Lilly  CO | Com | 532457108 |  | 17549 | 23 | SH |  | DFND | 0 | 23 | 0 | 0 |
| Sphere Entertainment Co | Com | 55826T102 |  | 219284 | 3530 | SH |  | SOLE | 0 | 3530 | 0 | 0 |
| Mastercard Inc Cl A | Com | 57636Q104 |  | 312277 | 549 | SH |  | SOLE | 0 | 549 | 0 | 0 |
| Mccormick  Co Inc | Com | 579780206 |  | 763109 | 11405 | SH |  | SOLE | 0 | 11405 | 0 | 0 |
| Microsoft Corp | Com | 594918104 |  | 10057035 | 19417 | SH |  | SOLE | 0 | 19409 | 0 | 8 |
| Microsoft Corp | Com | 594918104 |  | 232042 | 448 | SH |  | DFND | 0 | 448 | 0 | 0 |
| Modine Manufacturing Co | Com | 607828100 |  | 255888 | 1800 | SH |  | SOLE | 0 | 1800 | 0 | 0 |
| Monarch Casino  Resort Inc. | Com | 609027107 |  | 266505 | 2518 | SH |  | SOLE | 0 | 2518 | 0 | 0 |
| Nrg Energy Inc/sh | Com | 629377508 |  | 305924 | 1889 | SH |  | SOLE | 0 | 1889 | 0 | 0 |
| Natera Inc/sh Sh | Com | 632307104 |  | 308740 | 1918 | SH |  | SOLE | 0 | 1918 | 0 | 0 |
| Nextera Energy | Com | 65339F101 |  | 536281 | 7104 | SH |  | SOLE | 0 | 7100 | 0 | 4 |
| Nextera Energy | Com | 65339F101 |  | 2567 | 34 | SH |  | DFND | 0 | 34 | 0 | 0 |
| Nike Inc Cl B | Com | 654106103 |  | 1706154 | 24468 | SH |  | SOLE | 0 | 24458 | 0 | 10 |
| Nike Inc Cl B | Com | 654106103 |  | 57039 | 818 | SH |  | DFND | 0 | 818 | 0 | 0 |
| Nvidia Corp | Com | 67066G104 |  | 4015575 | 21522 | SH |  | SOLE | 0 | 21505 | 0 | 17 |
| Nvidia Corp | Com | 67066G104 |  | 72206 | 387 | SH |  | DFND | 0 | 387 | 0 | 0 |
| Pepsico Inc | Com | 713448108 |  | 2612605 | 18603 | SH |  | SOLE | 0 | 18598 | 0 | 5 |
| Pepsico Inc | Com | 713448108 |  | 58563 | 417 | SH |  | DFND | 0 | 417 | 0 | 0 |
| Procter  Gamble CO | Com | 742718109 |  | 3123705 | 20330 | SH |  | SOLE | 0 | 20326 | 0 | 4 |
| Procter  Gamble CO | Com | 742718109 |  | 72523 | 472 | SH |  | DFND | 0 | 472 | 0 | 0 |
| RTX Corporation | Com | 75513E101 |  | 1048490 | 6266 | SH |  | SOLE | 0 | 6262 | 0 | 4 |
| RTX Corporation | Com | 75513E101 |  | 8367 | 50 | SH |  | DFND | 0 | 50 | 0 | 0 |
| RBC Bearings | Com | 75524B104 |  | 263055 | 674 | SH |  | SOLE | 0 | 674 | 0 | 0 |
| Realty Income Corp | Com | 756109104 |  | 412339 | 6783 | SH |  | SOLE | 0 | 6778 | 0 | 5 |
| Realty Income Corp | Com | 756109104 |  | 4195 | 69 | SH |  | DFND | 0 | 69 | 0 | 0 |
| Republic Services Inc | Com | 760759100 |  | 388051 | 1691 | SH |  | SOLE | 0 | 1691 | 0 | 0 |
| Rockwell Automation Inc | Com | 773903109 |  | 575326 | 1646 | SH |  | SOLE | 0 | 1645 | 0 | 1 |
| Rockwell Automation Inc | Com | 773903109 |  | 3845 | 11 | SH |  | DFND | 0 | 11 | 0 | 0 |
| Roper Technologies Inc | Com | 776696106 |  | 491210 | 985 | SH |  | SOLE | 0 | 985 | 0 | 0 |
| SPDR S 500 ETF Trust | Com | 78462F103 |  | 18984798 | 28498 | SH |  | SOLE | 0 | 28498 | 0 | 0 |
| Salesforce Inc | Com | 79466L302 |  | 1334310 | 5630 | SH |  | SOLE | 0 | 5624 | 0 | 6 |
| Salesforce Inc | Com | 79466L302 |  | 15642 | 66 | SH |  | DFND | 0 | 66 | 0 | 0 |
| SLB Limited | Com | 806857108 |  | 509329 | 14819 | SH |  | SOLE | 0 | 14802 | 0 | 17 |
| SLB Limited | Com | 806857108 |  | 5980 | 174 | SH |  | DFND | 0 | 174 | 0 | 0 |
| Servicenow Inc | Com | 81762P102 |  | 314736 | 342 | SH |  | SOLE | 0 | 342 | 0 | 0 |
| Servicenow Inc | Com | 81762P102 |  | 5522 | 6 | SH |  | DFND | 0 | 6 | 0 | 0 |
| Skywest Inc | Com | 830879102 |  | 223376 | 2220 | SH |  | SOLE | 0 | 2220 | 0 | 0 |
| Starbucks Corp | Com | 855244109 |  | 2093765 | 24749 | SH |  | SOLE | 0 | 24738 | 0 | 11 |
| Starbucks Corp | Com | 855244109 |  | 51098 | 604 | SH |  | DFND | 0 | 604 | 0 | 0 |
| Stonex Group | Com | 861896108 |  | 290246 | 2876 | SH |  | SOLE | 0 | 2876 | 0 | 0 |
| Stryker Corporation | Com | 863667101 |  | 2770307 | 7494 | SH |  | SOLE | 0 | 7494 | 0 | 0 |
| Stryker Corporation | Com | 863667101 |  | 129385 | 350 | SH |  | DFND | 0 | 350 | 0 | 0 |
| Texas Instruments Inc | Com | 882508104 |  | 1580078 | 8600 | SH |  | SOLE | 0 | 8592 | 0 | 8 |
| Texas Instruments Inc | Com | 882508104 |  | 16719 | 91 | SH |  | DFND | 0 | 91 | 0 | 0 |
| Thermo Fisher Scientific Inc | Com | 883556102 |  | 1585530 | 3269 | SH |  | SOLE | 0 | 3267 | 0 | 2 |
| Thermo Fisher Scientific Inc | Com | 883556102 |  | 11640 | 24 | SH |  | DFND | 0 | 24 | 0 | 0 |
| Uber Technologies Inc | Com | 90353T100 |  | 566952 | 5787 | SH |  | SOLE | 0 | 5779 | 0 | 8 |
| Uber Technologies Inc | Com | 90353T100 |  | 9797 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| United Parcel Service Cl B | Com | 911312106 |  | 977886 | 11707 | SH |  | SOLE | 0 | 11696 | 0 | 11 |
| United Parcel Service Cl B | Com | 911312106 |  | 11694 | 140 | SH |  | DFND | 0 | 140 | 0 | 0 |
| Unitedhealth Group Inc | Com | 91324P102 |  | 1548671 | 4485 | SH |  | SOLE | 0 | 4480 | 0 | 5 |
| Unitedhealth Group Inc | Com | 91324P102 |  | 18992 | 55 | SH |  | DFND | 0 | 55 | 0 | 0 |
| Universal Technical Institute Inc | Com | 913915104 |  | 381258 | 11713 | SH |  | SOLE | 0 | 11713 | 0 | 0 |
| Urban Outfitters Inc | Com | 917047102 |  | 268220 | 3755 | SH |  | SOLE | 0 | 3755 | 0 | 0 |
| Vanguard Esg International Stock ETF | Com | 921910725 |  | 708684 | 10216 | SH |  | SOLE | 0 | 10216 | 0 | 0 |
| Vanguard Esg US Stock ETF | Com | 921910733 |  | 1272164 | 10741 | SH |  | SOLE | 0 | 10741 | 0 | 0 |
| Vanguard Short Term Corp Bond ETF | Com | 92206C409 |  | 698189 | 8735 | SH |  | SOLE | 0 | 8735 | 0 | 0 |
| Verizon Communications Inc. | Com | 92343V104 |  | 642505 | 14619 | SH |  | SOLE | 0 | 14607 | 0 | 12 |
| Verizon Communications Inc. | Com | 92343V104 |  | 5714 | 130 | SH |  | DFND | 0 | 130 | 0 | 0 |
| Visa Inc Cl A | Com | 92826C839 |  | 5697974 | 16691 | SH |  | SOLE | 0 | 16686 | 0 | 5 |
| Visa Inc Cl A | Com | 92826C839 |  | 89100 | 261 | SH |  | DFND | 0 | 261 | 0 | 0 |
| Walmart Inc | Com | 931142103 |  | 2045020 | 19843 | SH |  | SOLE | 0 | 19831 | 0 | 12 |
| Walmart Inc | Com | 931142103 |  | 14428 | 140 | SH |  | DFND | 0 | 140 | 0 | 0 |
| Waste Management Inc | Com | 94106L109 |  | 1465207 | 6635 | SH |  | SOLE | 0 | 6631 | 0 | 4 |
| Waste Management Inc | Com | 94106L109 |  | 11925 | 54 | SH |  | DFND | 0 | 54 | 0 | 0 |
| Wisdomtree International High | Com | 97717W802 |  | 152567 | 3104 | SH |  | SOLE | 0 | 3104 | 0 | 0 |
| Wisdomtree International High | Com | 97717W802 |  | 64635 | 1315 | SH |  | DFND | 0 | 1315 | 0 | 0 |
| Invesco Ltd. | Com | G491BT108 |  | 279019 | 12163 | SH |  | SOLE | 0 | 12163 | 0 | 0 |
| Linde PLC | Com | G54950103 |  | 1816400 | 3824 | SH |  | SOLE | 0 | 3824 | 0 | 0 |
| Linde PLC | Com | G54950103 |  | 73625 | 155 | SH |  | DFND | 0 | 155 | 0 | 0 |
| Sharkninja Inc. | Com | G8068L108 |  | 227343 | 2204 | SH |  | SOLE | 0 | 2204 | 0 | 0 |
| Technipfmc Ltd ADR | Com | G87110105 |  | 202181 | 5125 | SH |  | SOLE | 0 | 5125 | 0 | 0 |
| Cyberark Software Ltd | Com | M2682V108 |  | 379273 | 785 | SH |  | SOLE | 0 | 785 | 0 | 0 |
| Asml Holding NV Spons ADR | Com | N07059210 |  | 930334 | 961 | SH |  | SOLE | 0 | 961 | 0 | 0 |
| Asml Holding NV Spons ADR | Com | N07059210 |  | 31947 | 33 | SH |  | DFND | 0 | 33 | 0 | 0 |

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