# EDGAR Filing Document

**Accession Number:** 0001698091
**File Stem:** 0001698091-25-000004
**Filing Date:** 2025-7
**Character Count:** 19539
**Document Hash:** 6837971511bd43504a274c6346ffb0f7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001698091-25-000004.hdr.sgml**: 20250714

**ACCESSION NUMBER**: 0001698091-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250714

**DATE AS OF CHANGE**: 20250714

**EFFECTIVENESS DATE**: 20250714

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Narus Financial Partners, LLC
- **CENTRAL INDEX KEY:** 0001698091

**ORGANIZATION NAME:**
- **EIN:** 471929138
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17958
- **FILM NUMBER:** 251120841

**BUSINESS ADDRESS:**
- **STREET 1:** 1245 E BRICKYARD ROAD
- **STREET 2:** SUITE 160
- **CITY:** SALT LAKE CITY
- **STATE:** UT
- **ZIP:** 84106
- **BUSINESS PHONE:** 866-534-0530

**MAIL ADDRESS:**
- **STREET 1:** 1245 E BRICKYARD ROAD
- **STREET 2:** SUITE 160
- **CITY:** SALT LAKE CITY
- **STATE:** UT
- **ZIP:** 84106

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Narus Financial Partners LLC<br>**Address:** 1245 E BRICKYARD ROAD<br>SUITE 160<br>SALT LAKE CITY, UT 84106

**Form 13F File Number:** 028-17958

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Robinson<br>**Title:** COO<br>**Phone:** 928.788.2333

**Signature, Place, and Date of Signing:**

Michael Robinson  Salt Lake City, UT  07-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 157

**Form 13F Information Table Value Total:** $320381373

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| FIRST TR EXCHANGE TRADED FD | NASDAQ CYB ETF | 33734X846 |  | 240042 | 3176 | SH |  | SOLE |  | 0 | 0 | 3176 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 690918 | 1576 | SH |  | SOLE |  | 0 | 0 | 1576 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 4922416 | 17591 | SH |  | SOLE |  | 34 | 0 | 17557 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 4286833 | 14105 | SH |  | SOLE |  | 55 | 0 | 14050 |
| DECKERS OUTDOOR CORP | COM | 243537107 |  | 2746094 | 26643 | SH |  | SOLE |  | 0 | 0 | 26643 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 2657981 | 41720 | SH |  | SOLE |  | 431 | 0 | 41289 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 1063199 | 35630 | SH |  | SOLE |  | 145 | 0 | 35485 |
| INVESCO EXCH TRADED FD TR II | S SMLCP INFO | 46138E115 |  | 3143765 | 67988 | SH |  | SOLE |  | 203 | 0 | 67785 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 3540407 | 55772 | SH |  | SOLE |  | 100 | 0 | 55672 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 2436120 | 23317 | SH |  | SOLE |  | 0 | 0 | 23317 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 2472797 | 26887 | SH |  | SOLE |  | 124 | 0 | 26763 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2140837 | 20132 | SH |  | SOLE |  | 0 | 0 | 20132 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 9027236 | 29614 | SH |  | SOLE |  | 51 | 0 | 29563 |
| SPDR SERIES TRUST | PORTFLI INTRMDIT | 78464A672 |  | 2513865 | 87378 | SH |  | SOLE |  | 247 | 0 | 87131 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 1699721 | 7821 | SH |  | SOLE |  | 15 | 0 | 7806 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 911482 | 11257 | SH |  | SOLE |  | 70 | 0 | 11187 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 905365 | 10675 | SH |  | SOLE |  | 30 | 0 | 10645 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 3549104 | 67770 | SH |  | SOLE |  | 246 | 0 | 67524 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 1583718 | 11750 | SH |  | SOLE |  | 28 | 0 | 11722 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 7752130 | 30613 | SH |  | SOLE |  | 49 | 0 | 30564 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 729853 | 8938 | SH |  | SOLE |  | 18 | 0 | 8920 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 3597616 | 21035 | SH |  | SOLE |  | 89 | 0 | 20946 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 6272976 | 110033 | SH |  | SOLE |  | 435 | 0 | 109598 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 3069053 | 12951 | SH |  | SOLE |  | 0 | 0 | 12951 |
| WISDOMTREE TR | INDIA ERNGS FD | 97717W422 |  | 2254208 | 47487 | SH |  | SOLE |  | 95 | 0 | 47392 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2556888 | 3464 | SH |  | SOLE |  | 4 | 0 | 3460 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 1088190 | 10866 | SH |  | SOLE |  | 0 | 0 | 10866 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 327995 | 25153 | SH |  | SOLE |  | 0 | 0 | 25153 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2087767 | 19103 | SH |  | SOLE |  | 0 | 0 | 19103 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1124039 | 18025 | SH |  | SOLE |  | 6 | 0 | 18019 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 3062970 | 42143 | SH |  | SOLE |  | 96 | 0 | 42047 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 319173 | 5055 | SH |  | SOLE |  | 0 | 0 | 5055 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 217549 | 1977 | SH |  | SOLE |  | 0 | 0 | 1977 |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 |  | 2270051 | 49008 | SH |  | SOLE |  | 0 | 0 | 49008 |
| J P MORGAN EXCHANGE TRADED F | INTL BD OPP ETF | 46641Q852 |  | 670616 | 13793 | SH |  | SOLE |  | 0 | 0 | 13793 |
| SPDR SERIES TRUST | BLOOMBERG SHT TE | 78468R408 |  | 766489 | 30082 | SH |  | SOLE |  | 0 | 0 | 30082 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 2044940 | 28132 | SH |  | SOLE |  | 155 | 0 | 27977 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1161346 | 23481 | SH |  | SOLE |  | 141 | 0 | 23340 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 719554 | 9143 | SH |  | SOLE |  | 0 | 0 | 9143 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 2371485 | 29830 | SH |  | SOLE |  | 79 | 0 | 29751 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 2254990 | 30626 | SH |  | SOLE |  | 40 | 0 | 30586 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2646753 | 14975 | SH |  | SOLE |  | 22 | 0 | 14953 |
| INVESCO DB MULTI-SECTOR COMM | OIL FD | 46140H403 |  | 3099325 | 234442 | SH |  | SOLE |  | 345 | 0 | 234097 |
| ISHARES TR | AGENCY BOND ETF | 464288166 |  | 451635 | 4117 | SH |  | SOLE |  | 27 | 0 | 4090 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 236883 | 3870 | SH |  | SOLE |  | 0 | 0 | 3870 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 879650 | 10907 | SH |  | SOLE |  | 24 | 0 | 10883 |
| SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 |  | 734566 | 28694 | SH |  | SOLE |  | 45 | 0 | 28649 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 1079949 | 26672 | SH |  | SOLE |  | 715 | 0 | 25957 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 240648 | 5631 | SH |  | SOLE |  | 115 | 0 | 5516 |
| SPDR SERIES TRUST | PORTFOLIO LN TSR | 78464A664 |  | 1140468 | 42907 | SH |  | SOLE |  | 63 | 0 | 42844 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 515178 | 9474 | SH |  | SOLE |  | 0 | 0 | 9474 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 411340 | 7859 | SH |  | SOLE |  | 71 | 0 | 7788 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 399166 | 9370 | SH |  | SOLE |  | 0 | 0 | 9370 |
| SPDR SERIES TRUST | PORTFOLIO SHORT | 78464A474 |  | 332543 | 11015 | SH |  | SOLE |  | 118 | 0 | 10897 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2369495 | 13445 | SH |  | SOLE |  | 17 | 0 | 13428 |
| AMAZON COM INC | COM | 023135106 |  | 1924489 | 8772 | SH |  | SOLE |  | 18 | 0 | 8754 |
| APPLE INC | COM | 037833100 |  | 3815875 | 18599 | SH |  | SOLE |  | 25 | 0 | 18574 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1654776 | 3407 | SH |  | SOLE |  | 11 | 0 | 3396 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 254655 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| HEALTHEQUITY INC | COM | 42226A107 |  | 628141 | 5996 | SH |  | SOLE |  | 0 | 0 | 5996 |
| MICROSOFT CORP | COM | 594918104 |  | 1852535 | 3724 | SH |  | SOLE |  | 12 | 0 | 3712 |
| NETFLIX INC | COM | 64110L106 |  | 373617 | 279 | SH |  | SOLE |  | 2 | 0 | 277 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 6402393 | 40524 | SH |  | SOLE |  | 35 | 0 | 40489 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 271686 | 1993 | SH |  | SOLE |  | 30 | 0 | 1963 |
| QUALCOMM INC | COM | 747525103 |  | 899691 | 5649 | SH |  | SOLE |  | 34 | 0 | 5615 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2013098 | 3544 | SH |  | SOLE |  | 0 | 0 | 3544 |
| WALMART INC | COM | 931142103 |  | 139150686 | 1423100 | SH |  | SOLE |  | 55 | 0 | 1423045 |
| ADOBE INC | COM | 00724F101 |  | 460290 | 1190 | SH |  | SOLE |  | 0 | 0 | 1190 |
| ALLISON TRANSMISSION HLDGS I | COM | 01973R101 |  | 220282 | 2319 | SH |  | SOLE |  | 0 | 0 | 2319 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 354397 | 664 | SH |  | SOLE |  | 0 | 0 | 664 |
| APPLIED MATLS INC | COM | 038222105 |  | 262339 | 1433 | SH |  | SOLE |  | 0 | 0 | 1433 |
| AUTOZONE INC | COM | 053332102 |  | 252432 | 68 | SH |  | SOLE |  | 0 | 0 | 68 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 416825 | 72 | SH |  | SOLE |  | 1 | 0 | 71 |
| BROADCOM INC | COM | 11135F101 |  | 851483 | 3089 | SH |  | SOLE |  | 0 | 0 | 3089 |
| CATERPILLAR INC | COM | 149123101 |  | 293487 | 756 | SH |  | SOLE |  | 8 | 0 | 748 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 446308 | 451 | SH |  | SOLE |  | 0 | 0 | 451 |
| DOCUSIGN INC | COM | 256163106 |  | 298786 | 3836 | SH |  | SOLE |  | 0 | 0 | 3836 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 391005 | 731 | SH |  | SOLE |  | 0 | 0 | 731 |
| GE AEROSPACE | COM NEW | 369604301 |  | 284673 | 1106 | SH |  | SOLE |  | 0 | 0 | 1106 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 716205 | 2430 | SH |  | SOLE |  | 0 | 0 | 2430 |
| MCKESSON CORP | COM | 58155Q103 |  | 313459 | 428 | SH |  | SOLE |  | 0 | 0 | 428 |
| NETAPP INC | COM | 64110D104 |  | 264527 | 2483 | SH |  | SOLE |  | 0 | 0 | 2483 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 341919 | 1096 | SH |  | SOLE |  | 0 | 0 | 1096 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 243031 | 1808 | SH |  | SOLE |  | 0 | 0 | 1808 |
| VISA INC | COM CL A | 92826C839 |  | 606603 | 1709 | SH |  | SOLE |  | 10 | 0 | 1699 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 426243 | 5320 | SH |  | SOLE |  | 0 | 0 | 5320 |
| ABBVIE INC | COM | 00287Y109 |  | 374952 | 2020 | SH |  | SOLE |  | 15 | 0 | 2005 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 293143 | 919 | SH |  | SOLE |  | 0 | 0 | 919 |
| CISCO SYS INC | COM | 17275R102 |  | 207516 | 2991 | SH |  | SOLE |  | 0 | 0 | 2991 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 258504 | 2398 | SH |  | SOLE |  | 15 | 0 | 2383 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN DYN MUN | 35473P868 |  | 219165 | 9034 | SH |  | SOLE |  | 0 | 0 | 9034 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 |  | 260532 | 2652 | SH |  | SOLE |  | 0 | 0 | 2652 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 1110666 | 12028 | SH |  | SOLE |  | 0 | 0 | 12028 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1177904 | 4063 | SH |  | SOLE |  | 0 | 0 | 4063 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 2733844 | 53689 | SH |  | SOLE |  | 0 | 0 | 53689 |
| ORACLE CORP | COM | 68389X105 |  | 1567577 | 7170 | SH |  | SOLE |  | 0 | 0 | 7170 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 205663 | 1005 | SH |  | SOLE |  | 10 | 0 | 995 |
| TESLA INC | COM | 88160R101 |  | 464419 | 1462 | SH |  | SOLE |  | 0 | 0 | 1462 |
| THE CIGNA GROUP | COM | 125523100 |  | 369922 | 1119 | SH |  | SOLE |  | 9 | 0 | 1110 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 248208 | 2287 | SH |  | SOLE |  | 0 | 0 | 2287 |
| TJX COS INC NEW | COM | 872540109 |  | 376027 | 3045 | SH |  | SOLE |  | 0 | 0 | 3045 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 869217 | 9849 | SH |  | SOLE |  | 33 | 0 | 9816 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 768746 | 8027 | SH |  | SOLE |  | 0 | 0 | 8027 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 470467 | 5546 | SH |  | SOLE |  | 38 | 0 | 5508 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 2579577 | 53730 | SH |  | SOLE |  | 0 | 0 | 53730 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 397693 | 11504 | SH |  | SOLE |  | 0 | 0 | 11504 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1912378 | 19278 | SH |  | SOLE |  | 62 | 0 | 19216 |
| ISHARES TR | INTERNATIONAL SL | 46434V266 |  | 433993 | 11194 | SH |  | SOLE |  | 0 | 0 | 11194 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 885988 | 17482 | SH |  | SOLE |  | 66 | 0 | 17416 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 257601 | 8753 | SH |  | SOLE |  | 150 | 0 | 8603 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 398731 | 10630 | SH |  | SOLE |  | 80 | 0 | 10550 |
| ISHARES TR | MBS ETF | 464288588 |  | 630659 | 6717 | SH |  | SOLE |  | 105 | 0 | 6612 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 |  | 261645 | 3490 | SH |  | SOLE |  | 60 | 0 | 3430 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 |  | 337682 | 932 | SH |  | SOLE |  | 18 | 0 | 914 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 354693 | 1733 | SH |  | SOLE |  | 20 | 0 | 1713 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 269984 | 1087 | SH |  | SOLE |  | 30 | 0 | 1057 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 748180 | 1128 | SH |  | SOLE |  | 33 | 0 | 1095 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 481019 | 5801 | SH |  | SOLE |  | 105 | 0 | 5696 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 515829 | 3137 | SH |  | SOLE |  | 25 | 0 | 3112 |
| NVNI GROUP LIMITED | SHS | G50716102 |  | 6104 | 20600 | SH |  | SOLE |  | 0 | 0 | 20600 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 218786 | 1808 | SH |  | SOLE |  | 0 | 0 | 1808 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 239162 | 3218 | SH |  | SOLE |  | 0 | 0 | 3218 |
| BOX INC | CL A | 10316T104 |  | 219986 | 6438 | SH |  | SOLE |  | 0 | 0 | 6438 |
| SELECTIVE INS GROUP INC | COM | 816300107 |  | 296139 | 3418 | SH |  | SOLE |  | 0 | 0 | 3418 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 211162 | 724 | SH |  | SOLE |  | 0 | 0 | 724 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 451914 | 2317 | SH |  | SOLE |  | 0 | 0 | 2317 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 549478 | 1099 | SH |  | SOLE |  | 0 | 0 | 1099 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 298606 | 2200 | SH |  | SOLE |  | 0 | 0 | 2200 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 878424 | 17495 | SH |  | SOLE |  | 0 | 0 | 17495 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1447582 | 16194 | SH |  | SOLE |  | 0 | 0 | 16194 |
| FIRST TR EXCHANGE TRADED FD | NASDQ CLN EDGE | 33737A108 |  | 217844 | 1567 | SH |  | SOLE |  | 0 | 0 | 1567 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 717488 | 16970 | SH |  | SOLE |  | 0 | 0 | 16970 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 769457 | 5100 | SH |  | SOLE |  | 0 | 0 | 5100 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1940139 | 3125 | SH |  | SOLE |  | 0 | 0 | 3125 |
| NEW YORK LIFE INVTS ACTIVE E | NYLI MACKAY MUN | 45409F827 |  | 954906 | 40038 | SH |  | SOLE |  | 0 | 0 | 40038 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 565120 | 11526 | SH |  | SOLE |  | 0 | 0 | 11526 |
| EVERCORE INC | CLASS A | 29977A105 |  | 264350 | 979 | SH |  | SOLE |  | 0 | 0 | 979 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 834676 | 3868 | SH |  | SOLE |  | 0 | 0 | 3868 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1773922 | 2871 | SH |  | SOLE |  | 0 | 0 | 2871 |
| TARGET CORP | COM | 87612E106 |  | 234590 | 2378 | SH |  | SOLE |  | 0 | 0 | 2378 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 243461 | 910 | SH |  | SOLE |  | 0 | 0 | 910 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 322124 | 7521 | SH |  | SOLE |  | 0 | 0 | 7521 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 235314 | 2589 | SH |  | SOLE |  | 0 | 0 | 2589 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 207447 | 4066 | SH |  | SOLE |  | 0 | 0 | 4066 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 465894 | 845 | SH |  | SOLE |  | 0 | 0 | 845 |
| SPROUTS FMRS MKT INC | COM | 85208M102 |  | 564057 | 3426 | SH |  | SOLE |  | 0 | 0 | 3426 |
| KLA CORP | COM NEW | 482480100 |  | 589397 | 658 | SH |  | SOLE |  | 0 | 0 | 658 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 |  | 259220 | 3250 | SH |  | SOLE |  | 0 | 0 | 3250 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 1155949 | 12215 | SH |  | SOLE |  | 0 | 0 | 12215 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 213975 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 249139 | 1100 | SH |  | SOLE |  | 0 | 0 | 1100 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 238000 | 2125 | SH |  | SOLE |  | 0 | 0 | 2125 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 235120 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 527680 | 9700 | SH |  | SOLE |  | 0 | 0 | 9700 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 418618 | 950 | SH |  | SOLE |  | 0 | 0 | 950 |
| ISHARES TR | US TELECOM ETF | 464287713 |  | 213731 | 7177 | SH |  | SOLE |  | 0 | 0 | 7177 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 234975 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |

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