# EDGAR Filing Document

**Accession Number:** 0002111663
**File Stem:** 0001951757-26-000479
**Filing Date:** 2026-2
**Character Count:** 9350
**Document Hash:** d5e1d25edfc5d3e22b8c8f26a8c53fa1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000479.hdr.sgml**: 20260218

**ACCESSION NUMBER**: 0001951757-26-000479

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260218

**DATE AS OF CHANGE**: 20260218

**EFFECTIVENESS DATE**: 20260218

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Kastel Capital Advisors, LLC
- **CENTRAL INDEX KEY:** 0002111663

**ORGANIZATION NAME:**
- **EIN:** 473709296
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26648
- **FILM NUMBER:** 26647998

**BUSINESS ADDRESS:**
- **STREET 1:** 40 GROVE STREET
- **STREET 2:** SUITE 190
- **CITY:** WELLESLEY
- **STATE:** MA
- **ZIP:** 02482
- **BUSINESS PHONE:** (888) 622-2285

**MAIL ADDRESS:**
- **STREET 1:** 40 GROVE STREET
- **STREET 2:** SUITE 190
- **CITY:** WELLESLEY
- **STATE:** MA
- **ZIP:** 02482

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Kastel Capital Advisors LLC<br>**Address:** 40 GROVE STREET<br>SUITE 190<br>WELLESLEY, MA 02482

**Form 13F File Number:** 028-26648

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Drasko Kovrlija<br>**Title:** Chief Compliance Officer<br>**Phone:** (888) 622-2285

**Signature, Place, and Date of Signing:**

Drasko Kovrlija  Wellesley, MA  02-18-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 55

**Form 13F Information Table Value Total:** $162914154

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 201811 | 645 | SH |  | SOLE |  | 0 | 0 | 645 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 426896 | 9079 | SH |  | SOLE |  | 0 | 0 | 9079 |
| APPLE INC | COM | 037833100 |  | 278366 | 1024 | SH |  | SOLE |  | 0 | 0 | 1024 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 |  | 238122 | 1067 | SH |  | SOLE |  | 0 | 0 | 1067 |
| ETFS GOLD TR | PHYSCL GOLD SHS | 00326A104 |  | 4245477 | 103347 | SH |  | SOLE |  | 0 | 0 | 103347 |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 |  | 544492 | 14412 | SH |  | SOLE |  | 0 | 0 | 14412 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 |  | 1527706 | 41763 | SH |  | SOLE |  | 0 | 0 | 41763 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 20078044 | 436100 | SH |  | SOLE |  | 0 | 0 | 436100 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 229828 | 3015 | SH |  | SOLE |  | 0 | 0 | 3015 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 265435 | 1386 | SH |  | SOLE |  | 0 | 0 | 1386 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 773398 | 15577 | SH |  | SOLE |  | 0 | 0 | 15577 |
| ISHARES INC | EMNG MKTS EQT | 46434G889 |  | 3293853 | 56938 | SH |  | SOLE |  | 0 | 0 | 56938 |
| ISHARES INC | MSCI GBL GOLD MN | 46434G855 |  | 438068 | 5949 | SH |  | SOLE |  | 0 | 0 | 5949 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 17512244 | 206903 | SH |  | SOLE |  | 0 | 0 | 206903 |
| ISHARES TR | CORE S ETF | 464287200 |  | 24068909 | 35140 | SH |  | SOLE |  | 0 | 0 | 35140 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 2742690 | 60345 | SH |  | SOLE |  | 0 | 0 | 60345 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 2909485 | 30899 | SH |  | SOLE |  | 0 | 0 | 30899 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 4153576 | 20912 | SH |  | SOLE |  | 0 | 0 | 20912 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 3205507 | 29927 | SH |  | SOLE |  | 0 | 0 | 29927 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 4046574 | 40313 | SH |  | SOLE |  | 0 | 0 | 40313 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 5288965 | 52953 | SH |  | SOLE |  | 0 | 0 | 52953 |
| ISHARES TR | LATN AMER 40 ETF | 464287390 |  | 793977 | 26075 | SH |  | SOLE |  | 0 | 0 | 26075 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 239999 | 2011 | SH |  | SOLE |  | 0 | 0 | 2011 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 326762 | 3653 | SH |  | SOLE |  | 0 | 0 | 3653 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 300888 | 1202 | SH |  | SOLE |  | 0 | 0 | 1202 |
| ISHARES TR | IBONDS 2027 TERM | 46436E478 |  | 552679 | 24762 | SH |  | SOLE |  | 0 | 0 | 24762 |
| ISHARES TR | IBONDS 2026 TERM | 46436E528 |  | 377469 | 16355 | SH |  | SOLE |  | 0 | 0 | 16355 |
| ISHARES TR | IBONDS 28 TR HI | 46436E387 |  | 557688 | 23556 | SH |  | SOLE |  | 0 | 0 | 23556 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 544299 | 22464 | SH |  | SOLE |  | 0 | 0 | 22464 |
| ISHARES TR | IBONDS DEC 26 | 46435U259 |  | 1944076 | 75831 | SH |  | SOLE |  | 0 | 0 | 75831 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 411043 | 16929 | SH |  | SOLE |  | 0 | 0 | 16929 |
| ISHARES TR | IBONDS DEC 27 | 46435U283 |  | 1901269 | 74883 | SH |  | SOLE |  | 0 | 0 | 74883 |
| ISHARES TR | IBONDS DEC 28 | 46435U325 |  | 1387941 | 54269 | SH |  | SOLE |  | 0 | 0 | 54269 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 274020 | 1303 | SH |  | SOLE |  | 0 | 0 | 1303 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 202358 | 4720 | SH |  | SOLE |  | 0 | 0 | 4720 |
| ISHARES TR | CORE 40/60 MODER | 464289875 |  | 402851 | 8440 | SH |  | SOLE |  | 0 | 0 | 8440 |
| ISHARES TR | IBONDS 26 TRM TS | 46436E858 |  | 395103 | 17272 | SH |  | SOLE |  | 0 | 0 | 17272 |
| PIMCO ETF TR | 15+ YR US TIPS | 72201R304 |  | 212434 | 4105 | SH |  | SOLE |  | 0 | 0 | 4105 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 7321943 | 276404 | SH |  | SOLE |  | 0 | 0 | 276404 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 2864828 | 109220 | SH |  | SOLE |  | 0 | 0 | 109220 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 634577 | 19454 | SH |  | SOLE |  | 0 | 0 | 19454 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 8904971 | 79651 | SH |  | SOLE |  | 0 | 0 | 79651 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 2646207 | 23848 | SH |  | SOLE |  | 0 | 0 | 23848 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 6184179 | 18445 | SH |  | SOLE |  | 0 | 0 | 18445 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 5398544 | 8608 | SH |  | SOLE |  | 0 | 0 | 8608 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 554708 | 2619 | SH |  | SOLE |  | 0 | 0 | 2619 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 717040 | 3754 | SH |  | SOLE |  | 0 | 0 | 3754 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 607497 | 1245 | SH |  | SOLE |  | 0 | 0 | 1245 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 1138024 | 13611 | SH |  | SOLE |  | 0 | 0 | 13611 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 387964 | 2750 | SH |  | SOLE |  | 0 | 0 | 2750 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 3080213 | 38633 | SH |  | SOLE |  | 0 | 0 | 38633 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 5972594 | 27175 | SH |  | SOLE |  | 0 | 0 | 27175 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2942936 | 39010 | SH |  | SOLE |  | 0 | 0 | 39010 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 4497425 | 71993 | SH |  | SOLE |  | 0 | 0 | 71993 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1766202 | 12306 | SH |  | SOLE |  | 0 | 0 | 12306 |

---