# EDGAR Filing Document

**Accession Number:** 0002056627
**File Stem:** 0001398344-26-002201
**Filing Date:** 2026-2
**Character Count:** 31086
**Document Hash:** 7fcf968a7b8b5f9e1663467f20a6b7f3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-26-002201.hdr.sgml**: 20260204

**ACCESSION NUMBER**: 0001398344-26-002201

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260204

**DATE AS OF CHANGE**: 20260204

**EFFECTIVENESS DATE**: 20260204

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Topsail Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0002056627

**ORGANIZATION NAME:**
- **EIN:** 881805337
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25200
- **FILM NUMBER:** 26597669

**BUSINESS ADDRESS:**
- **STREET 1:** 10800 SIKES PLACE, SUITE 230
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28277
- **BUSINESS PHONE:** 980-308-9901

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 77105
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28271

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Topsail Wealth Management LLC<br>**Address:** PO BOX 77105<br>CHARLOTTE, NC 28271

**Form 13F File Number:** 028-25200

**CRD Number (if applicable):** 000331098

**SEC File Number (if applicable):** 801-130245

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** MATTHEW SNIPES<br>**Title:** CHIEF COMPLIANCE OFFICER<br>**Phone:** 980-308-9901

**Signature, Place, and Date of Signing:**

/s/ MATTHEW SNIPES  CHARLOTTE, NC  02-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 268

**Form 13F Information Table Value Total:** $682831044

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 456557 | 3644 | SH |  | SOLE |  | 0 | 0 | 3644 |
| ABBVIE INC | COM | 00287Y109 |  | 1047627 | 4585 | SH |  | SOLE |  | 0 | 0 | 4585 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 454769 | 1695 | SH |  | SOLE |  | 0 | 0 | 1695 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 204533 | 828 | SH |  | SOLE |  | 0 | 0 | 828 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1353106 | 4312 | SH |  | SOLE |  | 0 | 0 | 4312 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3467737 | 11079 | SH |  | SOLE |  | 0 | 0 | 11079 |
| AMAZON COM INC | COM | 023135106 |  | 2745604 | 11895 | SH |  | SOLE |  | 0 | 0 | 11895 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 202017 | 546 | SH |  | SOLE |  | 0 | 0 | 546 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 225959 | 1287 | SH |  | SOLE |  | 0 | 0 | 1287 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 1222707 | 9031 | SH |  | SOLE |  | 0 | 0 | 9031 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 393168 | 2716 | SH |  | SOLE |  | 0 | 0 | 2716 |
| APPLE INC | COM | 037833100 |  | 7001261 | 25753 | SH |  | SOLE |  | 0 | 0 | 25753 |
| APPLIED MATLS INC | COM | 038222105 |  | 276521 | 1076 | SH |  | SOLE |  | 0 | 0 | 1076 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 315609 | 295 | SH |  | SOLE |  | 0 | 0 | 295 |
| BANK AMERICA CORP | COM | 060505104 |  | 382030 | 6946 | SH |  | SOLE |  | 0 | 0 | 6946 |
| BANK AMERICA CORP | 7.25%CNV PFD L | 060505682 |  | 236628 | 189 | SH |  | SOLE |  | 0 | 0 | 189 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 3019200 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1164137 | 2316 | SH |  | SOLE |  | 0 | 0 | 2316 |
| BLACKROCK INC | COM | 09290D101 |  | 582265 | 544 | SH |  | SOLE |  | 0 | 0 | 544 |
| BLACKSTONE INC | COM | 09260D107 |  | 617331 | 4005 | SH |  | SOLE |  | 0 | 0 | 4005 |
| BROADCOM INC | COM | 11135F101 |  | 554126 | 1601 | SH |  | SOLE |  | 0 | 0 | 1601 |
| CATERPILLAR INC | COM | 149123101 |  | 209670 | 366 | SH |  | SOLE |  | 0 | 0 | 366 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 48869840 | 297642 | SH |  | SOLE |  | 0 | 0 | 297642 |
| CISCO SYS INC | COM | 17275R102 |  | 470730 | 6111 | SH |  | SOLE |  | 0 | 0 | 6111 |
| COCA COLA CO | COM | 191216100 |  | 352638 | 5044 | SH |  | SOLE |  | 0 | 0 | 5044 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 250177 | 3166 | SH |  | SOLE |  | 0 | 0 | 3166 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 218675 | 7316 | SH |  | SOLE |  | 0 | 0 | 7316 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 263014 | 305 | SH |  | SOLE |  | 0 | 0 | 305 |
| CRH PLC | ORD | G25508105 |  | 425069 | 3406 | SH |  | SOLE |  | 0 | 0 | 3406 |
| CVS HEALTH CORP | COM | 126650100 |  | 250301 | 3154 | SH |  | SOLE |  | 0 | 0 | 3154 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 1076606 | 28250 | SH |  | SOLE |  | 0 | 0 | 28250 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 7562917 | 101967 | SH |  | SOLE |  | 0 | 0 | 101967 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 32773 | 958 | SH |  | SOLE |  | 0 | 0 | 958 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 3959 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 44158 | 1335 | SH |  | SOLE |  | 0 | 0 | 1335 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 36216 | 1144 | SH |  | SOLE |  | 0 | 0 | 1144 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 2339 | 71 | SH |  | SOLE |  | 0 | 0 | 71 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 96816 | 2810 | SH |  | SOLE |  | 0 | 0 | 2810 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 2566641 | 78419 | SH |  | SOLE |  | 0 | 0 | 78419 |
| DOLLAR TREE INC | COM | 256746108 |  | 340492 | 2768 | SH |  | SOLE |  | 0 | 0 | 2768 |
| DOW INC | COM | 260557103 |  | 355236 | 15194 | SH |  | SOLE |  | 0 | 0 | 15194 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 602518 | 14988 | SH |  | SOLE |  | 0 | 0 | 14988 |
| ELI LILLY  CO | COM | 532457108 |  | 1053186 | 980 | SH |  | SOLE |  | 0 | 0 | 980 |
| ENBRIDGE INC | COM | 29250N105 |  | 349207 | 7301 | SH |  | SOLE |  | 0 | 0 | 7301 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 481360 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 368153 | 20206 | SH |  | SOLE |  | 0 | 0 | 20206 |
| FIRST TR EXCH TRD ALPHDX FD | EUROPE ALPHADEX | 33737J117 |  | 161264 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| FIRST TR EXCH TRD ALPHDX FD | DEV MRK EX US | 33737J174 |  | 56963 | 717 | SH |  | SOLE |  | 0 | 0 | 717 |
| FIRST TR EXCHANGE TRADED FD | CONSUMR DISCRE | 33734X101 |  | 159917 | 2339 | SH |  | SOLE |  | 0 | 0 | 2339 |
| FIRST TR EXCHANGE TRADED FD | CONSUMR STAPLE | 33734X119 |  | 8192 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| FIRST TR EXCHANGE TRADED FD | ENERGY ALPHADX | 33734X127 |  | 42822 | 2600 | SH |  | SOLE |  | 0 | 0 | 2600 |
| FIRST TR EXCHANGE TRADED FD | HLTH CARE ALPH | 33734X143 |  | 136130 | 1196 | SH |  | SOLE |  | 0 | 0 | 1196 |
| FIRST TR EXCHANGE TRADED FD | UTILITIES ALPH | 33734X184 |  | 45010 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| FIRST TR EXCHANGE TRADED FD | CLOUD COMPUTING | 33734X192 |  | 81046 | 623 | SH |  | SOLE |  | 0 | 0 | 623 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 1616982 | 23272 | SH |  | SOLE |  | 0 | 0 | 23272 |
| FIRST TR EXCHANGE TRADED FD | DORSEY WRT 5 ETF | 33738R605 |  | 962476 | 15294 | SH |  | SOLE |  | 0 | 0 | 15294 |
| FIRST TR EXCHANGE TRADED FD | NASDAQ BK ETF | 33738R860 |  | 15116 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| FIRST TR EXCHANGE TRADED FD | DORSEY WRIGHT | 33738R886 |  | 178776 | 7200 | SH |  | SOLE |  | 0 | 0 | 7200 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 336917109 |  | 431872 | 9740 | SH |  | SOLE |  | 0 | 0 | 9740 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 850340 | 3159 | SH |  | SOLE |  | 0 | 0 | 3159 |
| FIRST TR EXCHANGE-TRADED FD | NAS CLNEDG GREEN | 33733E500 |  | 15340 | 344 | SH |  | SOLE |  | 0 | 0 | 344 |
| FIRST TR EXCHANGE-TRADED FD | WCM INTL EQUITY | 33733E732 |  | 2552 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| FIRST TR EXCHANGE-TRADED FD | WCM DEVELOPING W | 33733E740 |  | 2583 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 337345102 |  | 256684 | 1115 | SH |  | SOLE |  | 0 | 0 | 1115 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 881288 | 19123 | SH |  | SOLE |  | 0 | 0 | 19123 |
| FIRST TR EXCHANGE-TRADED FD | COMMON SHS | 33735T109 |  | 353096 | 20175 | SH |  | SOLE |  | 0 | 0 | 20175 |
| FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 |  | 68166 | 1800 | SH |  | SOLE |  | 0 | 0 | 1800 |
| FIRST TR EXCHANGE-TRADED FD | SENIOR LN FD | 33738D309 |  | 100936 | 2200 | SH |  | SOLE |  | 0 | 0 | 2200 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR TA HIYL | 33738D408 |  | 77441 | 1850 | SH |  | SOLE |  | 0 | 0 | 1850 |
| FIRST TR EXCHANGE-TRADED FD | CORE INVESTMENT | 33738D788 |  | 113262 | 5335 | SH |  | SOLE |  | 0 | 0 | 5335 |
| FIRST TR EXCHANGE-TRADED FD | INTERMEDIATE DUR | 33738D796 |  | 9540 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| FIRST TR EXCHANGE-TRADED FD | FT VEST RIS | 33738D879 |  | 65600 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| FIRST TR EXCHANGE-TRADED FD | FT VEST S 500 | 33739Q705 |  | 324911 | 6610 | SH |  | SOLE |  | 0 | 0 | 6610 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST NASD 100 | 33740F151 |  | 33672 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| FIRST TR EXCHNG TRADED FD VI | VEST NASDAQ-100 | 33740F193 |  | 154516 | 6530 | SH |  | SOLE |  | 0 | 0 | 6530 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S | 33740F342 |  | 24720 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST NAS | 33740F557 |  | 87559 | 2750 | SH |  | SOLE |  | 0 | 0 | 2750 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST NAS | 33740F581 |  | 26401 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST NAS | 33740F649 |  | 62035 | 1907 | SH |  | SOLE |  | 0 | 0 | 1907 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F664 |  | 24495 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F680 |  | 74095 | 1650 | SH |  | SOLE |  | 0 | 0 | 1650 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F698 |  | 23785 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F714 |  | 47342 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F763 |  | 36803 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US | 33740F771 |  | 8017 | 168 | SH |  | SOLE |  | 0 | 0 | 168 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F839 |  | 49082 | 1005 | SH |  | SOLE |  | 0 | 0 | 1005 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S. | 33740F854 |  | 35475 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F862 |  | 255219 | 4820 | SH |  | SOLE |  | 0 | 0 | 4820 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740U208 |  | 11183 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740U307 |  | 58933 | 1143 | SH |  | SOLE |  | 0 | 0 | 1143 |
| FIRST TR EXCHNG TRADED FD VI | VEST EMERGING MK | 33740U380 |  | 4574 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S. | 33740U406 |  | 22545 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST EMERGING | 33740U471 |  | 3618 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST UQ EQT | 33740U505 |  | 6398 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740U653 |  | 27482 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740U679 |  | 105896 | 2800 | SH |  | SOLE |  | 0 | 0 | 2800 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S EQT | 33740U687 |  | 31776 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST NAS | 33740U836 |  | 135429 | 4275 | SH |  | SOLE |  | 0 | 0 | 4275 |
| GAMBLING COM GROUP LIMITED | ORDINARY SHARES | G3R239101 |  | 810876 | 148512 | SH |  | SOLE |  | 0 | 0 | 148512 |
| GE AEROSPACE | COM NEW | 369604301 |  | 468206 | 1520 | SH |  | SOLE |  | 0 | 0 | 1520 |
| GE VERNOVA INC | COM | 36828A101 |  | 257507 | 394 | SH |  | SOLE |  | 0 | 0 | 394 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 421041 | 479 | SH |  | SOLE |  | 0 | 0 | 479 |
| HOME DEPOT INC | COM | 437076102 |  | 839948 | 2441 | SH |  | SOLE |  | 0 | 0 | 2441 |
| HONEYWELL INTL INC | COM | 438516106 |  | 218111 | 1118 | SH |  | SOLE |  | 0 | 0 | 1118 |
| IDEXX LABS INC | COM | 45168D104 |  | 639321 | 945 | SH |  | SOLE |  | 0 | 0 | 945 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 454390 | 1534 | SH |  | SOLE |  | 0 | 0 | 1534 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 318861 | 563 | SH |  | SOLE |  | 0 | 0 | 563 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 |  | 11760 | 560 | SH |  | SOLE |  | 0 | 0 | 560 |
| INVESCO EXCH TRADED FD TR II | INVESCO PHLX SM | 46138G615 |  | 385235 | 6905 | SH |  | SOLE |  | 0 | 0 | 6905 |
| INVESCO EXCH TRADED FD TR II | NASDAQNXTGEN100 | 46138G631 |  | 127317 | 3455 | SH |  | SOLE |  | 0 | 0 | 3455 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 HG | 46138J395 |  | 562424 | 26147 | SH |  | SOLE |  | 0 | 0 | 26147 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 28 HYCORP | 46138J452 |  | 465520 | 21160 | SH |  | SOLE |  | 0 | 0 | 21160 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 28253 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2027 | 46138J585 |  | 459777 | 20331 | SH |  | SOLE |  | 0 | 0 | 20331 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 27398 | 1330 | SH |  | SOLE |  | 0 | 0 | 1330 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 59911 | 3035 | SH |  | SOLE |  | 0 | 0 | 3035 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 2936 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHS 2030 | 46139W841 |  | 291253 | 11157 | SH |  | SOLE |  | 0 | 0 | 11157 |
| INVESCO EXCHANGE TRADED FD T | S MDCP400 PR | 46137V217 |  | 39326 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 1462167 | 7632 | SH |  | SOLE |  | 0 | 0 | 7632 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2104677 | 3426 | SH |  | SOLE |  | 0 | 0 | 3426 |
| ISHARES TR | S 100 ETF | 464287101 |  | 13719 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1784 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 211710 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| ISHARES TR | CORE S ETF | 464287200 |  | 119180 | 174 | SH |  | SOLE |  | 0 | 0 | 174 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 339518 | 3399 | SH |  | SOLE |  | 0 | 0 | 3399 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 145091 | 2652 | SH |  | SOLE |  | 0 | 0 | 2652 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 17190 | 156 | SH |  | SOLE |  | 0 | 0 | 156 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 128090 | 604 | SH |  | SOLE |  | 0 | 0 | 604 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 414 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 2319509 | 24154 | SH |  | SOLE |  | 0 | 0 | 24154 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 434998 | 3084 | SH |  | SOLE |  | 0 | 0 | 3084 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 579941 | 4235 | SH |  | SOLE |  | 0 | 0 | 4235 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 199857 | 2076 | SH |  | SOLE |  | 0 | 0 | 2076 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 245904 | 3726 | SH |  | SOLE |  | 0 | 0 | 3726 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 22586 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 73409 | 349 | SH |  | SOLE |  | 0 | 0 | 349 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 841984 | 8691 | SH |  | SOLE |  | 0 | 0 | 8691 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1176624 | 2486 | SH |  | SOLE |  | 0 | 0 | 2486 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 871609 | 2334 | SH |  | SOLE |  | 0 | 0 | 2334 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 149136 | 823 | SH |  | SOLE |  | 0 | 0 | 823 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2038697 | 8282 | SH |  | SOLE |  | 0 | 0 | 8282 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 13740 | 134 | SH |  | SOLE |  | 0 | 0 | 134 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 747007 | 1931 | SH |  | SOLE |  | 0 | 0 | 1931 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 481619 | 3660 | SH |  | SOLE |  | 0 | 0 | 3660 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 201557 | 1677 | SH |  | SOLE |  | 0 | 0 | 1677 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 60499 | 532 | SH |  | SOLE |  | 0 | 0 | 532 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 81308 | 576 | SH |  | SOLE |  | 0 | 0 | 576 |
| ISHARES TR | GL TIMB FORE ETF | 464288174 |  | 21603 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 1473420 | 21949 | SH |  | SOLE |  | 0 | 0 | 21949 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 3602490 | 33634 | SH |  | SOLE |  | 0 | 0 | 33634 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 1209 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| ISHARES TR | MBS ETF | 464288588 |  | 2285 | 24 | SH |  | SOLE |  | 0 | 0 | 24 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 13253 | 256 | SH |  | SOLE |  | 0 | 0 | 256 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 58050 | 1875 | SH |  | SOLE |  | 0 | 0 | 1875 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 4784 | 67 | SH |  | SOLE |  | 0 | 0 | 67 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 4101 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 537035 | 2595 | SH |  | SOLE |  | 0 | 0 | 2595 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 262648 | 2186 | SH |  | SOLE |  | 0 | 0 | 2186 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2209140 | 6856 | SH |  | SOLE |  | 0 | 0 | 6856 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 255960 | 1493 | SH |  | SOLE |  | 0 | 0 | 1493 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 548482 | 1134 | SH |  | SOLE |  | 0 | 0 | 1134 |
| LOWES COS INC | COM | 548661107 |  | 261176 | 1083 | SH |  | SOLE |  | 0 | 0 | 1083 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 312271 | 547 | SH |  | SOLE |  | 0 | 0 | 547 |
| MCDONALDS CORP | COM | 580135101 |  | 639684 | 2093 | SH |  | SOLE |  | 0 | 0 | 2093 |
| MCKESSON CORP | COM | 58155Q103 |  | 214309 | 261 | SH |  | SOLE |  | 0 | 0 | 261 |
| MERCK  CO INC | COM | 58933Y105 |  | 541267 | 5101 | SH |  | SOLE |  | 0 | 0 | 5101 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2192163 | 3321 | SH |  | SOLE |  | 0 | 0 | 3321 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 252119 | 883 | SH |  | SOLE |  | 0 | 0 | 883 |
| MICROSOFT CORP | COM | 594918104 |  | 8466375 | 17506 | SH |  | SOLE |  | 0 | 0 | 17506 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 654198 | 3685 | SH |  | SOLE |  | 0 | 0 | 3685 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 406698 | 5066 | SH |  | SOLE |  | 0 | 0 | 5066 |
| NIKE INC | CL B | 654106103 |  | 563822 | 8793 | SH |  | SOLE |  | 0 | 0 | 8793 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 221737 | 768 | SH |  | SOLE |  | 0 | 0 | 768 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 220101 | 386 | SH |  | SOLE |  | 0 | 0 | 386 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2317266 | 12425 | SH |  | SOLE |  | 0 | 0 | 12425 |
| ORACLE CORP | COM | 68389X105 |  | 356101 | 1827 | SH |  | SOLE |  | 0 | 0 | 1827 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 368298 | 2072 | SH |  | SOLE |  | 0 | 0 | 2072 |
| PEPSICO INC | COM | 713448108 |  | 309089 | 2132 | SH |  | SOLE |  | 0 | 0 | 2132 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1817591 | 12683 | SH |  | SOLE |  | 0 | 0 | 12683 |
| PROFESIONALLY MANAGED PORTFO | AKRE FOCUS ETF | 74316P579 |  | 1882430 | 28735 | SH |  | SOLE |  | 0 | 0 | 28735 |
| QNITY ELECTRONICS INC | COMMON STOCK | 74743L100 |  | 611722 | 7492 | SH |  | SOLE |  | 0 | 0 | 7492 |
| QUALCOMM INC | COM | 747525103 |  | 442335 | 2586 | SH |  | SOLE |  | 0 | 0 | 2586 |
| RTX CORPORATION | COM | 75513E101 |  | 513703 | 2801 | SH |  | SOLE |  | 0 | 0 | 2801 |
| S GLOBAL INC | COM | 78409V104 |  | 458834 | 878 | SH |  | SOLE |  | 0 | 0 | 878 |
| SALESFORCE INC | COM | 79466L302 |  | 244365 | 921 | SH |  | SOLE |  | 0 | 0 | 921 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 3167248 | 120749 | SH |  | SOLE |  | 0 | 0 | 120749 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 16953 | 630 | SH |  | SOLE |  | 0 | 0 | 630 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 212853 | 7079 | SH |  | SOLE |  | 0 | 0 | 7079 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 211003 | 7409 | SH |  | SOLE |  | 0 | 0 | 7409 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 387928 | 14142 | SH |  | SOLE |  | 0 | 0 | 14142 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 5934 | 224 | SH |  | SOLE |  | 0 | 0 | 224 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 32508 | 210 | SH |  | SOLE |  | 0 | 0 | 210 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 62594 | 1400 | SH |  | SOLE |  | 0 | 0 | 1400 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 109540 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 520020 | 3612 | SH |  | SOLE |  | 0 | 0 | 3612 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 148134 | 3470 | SH |  | SOLE |  | 0 | 0 | 3470 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 264888 | 550 | SH |  | SOLE |  | 0 | 0 | 550 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 201751 | 4310 | SH |  | SOLE |  | 0 | 0 | 4310 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 15499 | 349 | SH |  | SOLE |  | 0 | 0 | 349 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 8530819 | 12510 | SH |  | SOLE |  | 0 | 0 | 12510 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 2100172 | 3481 | SH |  | SOLE |  | 0 | 0 | 3481 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 |  | 150421 | 1597 | SH |  | SOLE |  | 0 | 0 | 1597 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A292 |  | 36710 | 1158 | SH |  | SOLE |  | 0 | 0 | 1158 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 366050 | 4023 | SH |  | SOLE |  | 0 | 0 | 4023 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A359 |  | 381241 | 4274 | SH |  | SOLE |  | 0 | 0 | 4274 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 369602 | 3464 | SH |  | SOLE |  | 0 | 0 | 3464 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 186053 | 3275 | SH |  | SOLE |  | 0 | 0 | 3275 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 139160 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 29288 | 355 | SH |  | SOLE |  | 0 | 0 | 355 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A821 |  | 209836 | 2270 | SH |  | SOLE |  | 0 | 0 | 2270 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A839 |  | 479713 | 5663 | SH |  | SOLE |  | 0 | 0 | 5663 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 10945 | 189 | SH |  | SOLE |  | 0 | 0 | 189 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 2487 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R408 |  | 33802 | 1335 | SH |  | SOLE |  | 0 | 0 | 1335 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 251420 | 5239 | SH |  | SOLE |  | 0 | 0 | 5239 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 101686 | 2170 | SH |  | SOLE |  | 0 | 0 | 2170 |
| TESLA INC | COM | 88160R101 |  | 299963 | 667 | SH |  | SOLE |  | 0 | 0 | 667 |
| TEXAS INSTRS INC | COM | 882508104 |  | 1346976 | 7764 | SH |  | SOLE |  | 0 | 0 | 7764 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 515513 | 889 | SH |  | SOLE |  | 0 | 0 | 889 |
| UNION PAC CORP | COM | 907818108 |  | 224149 | 969 | SH |  | SOLE |  | 0 | 0 | 969 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 811740 | 2459 | SH |  | SOLE |  | 0 | 0 | 2459 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 396735 | 5034 | SH |  | SOLE |  | 0 | 0 | 5034 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 12600135 | 170111 | SH |  | SOLE |  | 0 | 0 | 170111 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 9851670 | 203884 | SH |  | SOLE |  | 0 | 0 | 203884 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 53489343 | 85292 | SH |  | SOLE |  | 0 | 0 | 85292 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 355 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 38521 | 138 | SH |  | SOLE |  | 0 | 0 | 138 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 111497 | 1260 | SH |  | SOLE |  | 0 | 0 | 1260 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1921147 | 9071 | SH |  | SOLE |  | 0 | 0 | 9071 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 624865 | 2153 | SH |  | SOLE |  | 0 | 0 | 2153 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 19518 | 62 | SH |  | SOLE |  | 0 | 0 | 62 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 14401823 | 68869 | SH |  | SOLE |  | 0 | 0 | 68869 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 535182 | 1097 | SH |  | SOLE |  | 0 | 0 | 1097 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2241989 | 11739 | SH |  | SOLE |  | 0 | 0 | 11739 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1477983 | 5730 | SH |  | SOLE |  | 0 | 0 | 5730 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 170337691 | 508061 | SH |  | SOLE |  | 0 | 0 | 508061 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 146297 | 1037 | SH |  | SOLE |  | 0 | 0 | 1037 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 47739493 | 648987 | SH |  | SOLE |  | 0 | 0 | 648987 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1550732 | 28845 | SH |  | SOLE |  | 0 | 0 | 28845 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 48076 | 575 | SH |  | SOLE |  | 0 | 0 | 575 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 1878917 | 24121 | SH |  | SOLE |  | 0 | 0 | 24121 |
| VANGUARD MUN BD FDS | SHORT TAX EXEMPT | 922907696 |  | 2456796 | 32136 | SH |  | SOLE |  | 0 | 0 | 32136 |
| VANGUARD MUN BD FDS | CORE TAX EXEMPT | 922907712 |  | 24700323 | 326854 | SH |  | SOLE |  | 0 | 0 | 326854 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 55619717 | 1105980 | SH |  | SOLE |  | 0 | 0 | 1105980 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 103296 | 1759 | SH |  | SOLE |  | 0 | 0 | 1759 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 2350984 | 29487 | SH |  | SOLE |  | 0 | 0 | 29487 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 1492 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| VANGUARD SCOTTSDALE FDS | TOTAL CORP BND | 92206C573 |  | 1150082 | 14813 | SH |  | SOLE |  | 0 | 0 | 14813 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 30333 | 101 | SH |  | SOLE |  | 0 | 0 | 101 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 21397 | 215 | SH |  | SOLE |  | 0 | 0 | 215 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 1985 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 |  | 1468405 | 19359 | SH |  | SOLE |  | 0 | 0 | 19359 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 404508 | 7249 | SH |  | SOLE |  | 0 | 0 | 7249 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 15620404 | 186512 | SH |  | SOLE |  | 0 | 0 | 186512 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 812419 | 3697 | SH |  | SOLE |  | 0 | 0 | 3697 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 50917043 | 674934 | SH |  | SOLE |  | 0 | 0 | 674934 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 16597924 | 265694 | SH |  | SOLE |  | 0 | 0 | 265694 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 5191001 | 51105 | SH |  | SOLE |  | 0 | 0 | 51105 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 212268 | 1479 | SH |  | SOLE |  | 0 | 0 | 1479 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 112950 | 1255 | SH |  | SOLE |  | 0 | 0 | 1255 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 35574 | 389 | SH |  | SOLE |  | 0 | 0 | 389 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 242456 | 3596 | SH |  | SOLE |  | 0 | 0 | 3596 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 2419 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 3500054 | 13935 | SH |  | SOLE |  | 0 | 0 | 13935 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1045032 | 1386 | SH |  | SOLE |  | 0 | 0 | 1386 |
| VISA INC | COM CL A | 92826C839 |  | 2458828 | 7011 | SH |  | SOLE |  | 0 | 0 | 7011 |
| WALMART INC | COM | 931142103 |  | 616839 | 5525 | SH |  | SOLE |  | 0 | 0 | 5525 |

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