# EDGAR Filing Document

**Accession Number:** 0002072569
**File Stem:** 0002072569-25-000001
**Filing Date:** 2025-11
**Character Count:** 22838
**Document Hash:** ab83e1a97e90fc4b844bfb4a6891819e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002072569-25-000001.hdr.sgml**: 20251105

**ACCESSION NUMBER**: 0002072569-25-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251105

**DATE AS OF CHANGE**: 20251105

**EFFECTIVENESS DATE**: 20251105

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** HORAN Wealth, LLC
- **CENTRAL INDEX KEY:** 0002072569

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25689
- **FILM NUMBER:** 251452084

**BUSINESS ADDRESS:**
- **STREET 1:** 8044 MONTGOMERY RD., STE 640
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45236
- **BUSINESS PHONE:** 5135872735

**MAIL ADDRESS:**
- **STREET 1:** 8044 MONTGOMERY RD., STE 640
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45236

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** HORAN Wealth LLC<br>**Address:** 8044 MONTGOMERY RD. STE 640<br>CINCINNATI, OH 45236

**Form 13F File Number:** 028-25689

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Connie Grosser<br>**Title:** Chief Compliance Officer<br>**Phone:** 513-587-2735

**Signature, Place, and Date of Signing:**

Connie Grosser  Cincinnati, OH  11-05-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 192

**Form 13F Information Table Value Total:** $634608018

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | CORE S ETF | 464287200 |  | 127969025 | 191199 | SH |  | SOLE |  | 0 | 0 | 191198 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 46483192 | 712277 | SH |  | SOLE |  | 0 | 0 | 712277 |
| APPLE INC | COM | 037833100 |  | 25917065 | 101783 | SH |  | SOLE |  | 1368 | 0 | 100414 |
| MICROSOFT CORP | COM | 594918104 |  | 22013083 | 42501 | SH |  | SOLE |  | 1209 | 0 | 41290 |
| VICTORY PORTFOLIOS II | CORE INTERMEDIAT | 92647N527 |  | 17674866 | 371946 | SH |  | SOLE |  | 0 | 0 | 371945 |
| BROADCOM INC | COM | 11135F101 |  | 16572697 | 50234 | SH |  | SOLE |  | 0 | 0 | 50233 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 16254182 | 136785 | SH |  | SOLE |  | 0 | 0 | 136785 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 13828194 | 89998 | SH |  | SOLE |  | 6600 | 0 | 83396 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 13374884 | 55018 | SH |  | SOLE |  | 0 | 0 | 55017 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 13307103 | 517585 | SH |  | SOLE |  | 0 | 0 | 517584 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 13184419 | 167103 | SH |  | SOLE |  | 0 | 0 | 167102 |
| VICTORY PORTFOLIOS II | SHORT TRM BD ETF | 92647N535 |  | 11223441 | 220111 | SH |  | SOLE |  | 0 | 0 | 220110 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 11153373 | 35360 | SH |  | SOLE |  | 0 | 0 | 35359 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 9513509 | 50989 | SH |  | SOLE |  | 0 | 0 | 50988 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 8763775 | 281251 | SH |  | SOLE |  | 0 | 0 | 281251 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 7184873 | 17028 | SH |  | SOLE |  | 0 | 0 | 17027 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 6606436 | 13141 | SH |  | SOLE |  | 0 | 0 | 13140 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 6221690 | 9339 | SH |  | SOLE |  | 0 | 0 | 9339 |
| QUALCOMM INC | COM | 747525103 |  | 6126727 | 36828 | SH |  | SOLE |  | 0 | 0 | 36828 |
| WILLIAMS COS INC | COM | 969457100 |  | 6095103 | 96213 | SH |  | SOLE |  | 0 | 0 | 96212 |
| ABBVIE INC | COM | 00287Y109 |  | 5637941 | 24350 | SH |  | SOLE |  | 0 | 0 | 24349 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 5636618 | 9204 | SH |  | SOLE |  | 0 | 0 | 9204 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 5371536 | 67203 | SH |  | SOLE |  | 0 | 0 | 67203 |
| HOME DEPOT INC | COM | 437076102 |  | 5371348 | 13256 | SH |  | SOLE |  | 181 | 0 | 13074 |
| WALMART INC | COM | 931142103 |  | 5331003 | 51727 | SH |  | SOLE |  | 0 | 0 | 51727 |
| TJX COS INC NEW | COM | 872540109 |  | 5124931 | 35457 | SH |  | SOLE |  | 0 | 0 | 35456 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 5066532 | 24882 | SH |  | SOLE |  | 0 | 0 | 24882 |
| FISERV INC | COM | 337738108 |  | 4917262 | 38139 | SH |  | SOLE |  | 0 | 0 | 38139 |
| ABBOTT LABS | COM | 002824100 |  | 4780313 | 35690 | SH |  | SOLE |  | 0 | 0 | 35689 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 4649804 | 4803 | SH |  | SOLE |  | 0 | 0 | 4803 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 4647516 | 25065 | SH |  | SOLE |  | 1855 | 0 | 23209 |
| GENUINE PARTS CO | COM | 372460105 |  | 4509074 | 32533 | SH |  | SOLE |  | 0 | 0 | 32533 |
| AMAZON COM INC | COM | 023135106 |  | 4277582 | 19482 | SH |  | SOLE |  | 42 | 0 | 19438 |
| AMGEN INC | COM | 031162100 |  | 4205408 | 14902 | SH |  | SOLE |  | 0 | 0 | 14901 |
| CITIZENS FINL GROUP INC | COM | 174610105 |  | 4204925 | 79099 | SH |  | SOLE |  | 0 | 0 | 79099 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 4177859 | 6857 | SH |  | SOLE |  | 0 | 0 | 6856 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 3863960 | 8249 | SH |  | SOLE |  | 68 | 0 | 8180 |
| VISA INC | COM CL A | 92826C839 |  | 3846672 | 11268 | SH |  | SOLE |  | 0 | 0 | 11268 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 3828397 | 87108 | SH |  | SOLE |  | 0 | 0 | 87107 |
| MERCK  CO INC | COM | 58933Y105 |  | 3784612 | 45093 | SH |  | SOLE |  | 0 | 0 | 45092 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 3783521 | 14510 | SH |  | SOLE |  | 0 | 0 | 14509 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 3736049 | 49491 | SH |  | SOLE |  | 0 | 0 | 49490 |
| AMCOR PLC | ORD | G0250X107 |  | 3676598 | 449461 | SH |  | SOLE |  | 0 | 0 | 449461 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3382942 | 10309 | SH |  | SOLE |  | 0 | 0 | 10308 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 3259454 | 6720 | SH |  | SOLE |  | 0 | 0 | 6719 |
| GE AEROSPACE | COM NEW | 369604301 |  | 3066465 | 10194 | SH |  | SOLE |  | 0 | 0 | 10193 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 3033343 | 11122 | SH |  | SOLE |  | 0 | 0 | 11122 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 2930543 | 125882 | SH |  | SOLE |  | 0 | 0 | 125882 |
| SHELL PLC | SPON ADS | 780259305 |  | 2889655 | 40398 | SH |  | SOLE |  | 0 | 0 | 40398 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 2760555 | 87860 | SH |  | SOLE |  | 0 | 0 | 87859 |
| DOMINOS PIZZA INC | COM | 25754A201 |  | 2516157 | 5828 | SH |  | SOLE |  | 0 | 0 | 5828 |
| EOG RES INC | COM | 26875P101 |  | 2295806 | 20476 | SH |  | SOLE |  | 0 | 0 | 20475 |
| SCHLUMBERGER LTD | COM STK | 806857108 |  | 2166376 | 63031 | SH |  | SOLE |  | 0 | 0 | 63031 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 2142871 | 25477 | SH |  | SOLE |  | 0 | 0 | 25477 |
| SPDR Portfolio S 500 ETF | ETF | 78464A854 |  | 2077074 | 26514 | SH |  | SOLE |  | 0 | 0 | 26513 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 2066523 | 10625 | SH |  | SOLE |  | 0 | 0 | 10624 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 2037410 | 21102 | SH |  | SOLE |  | 0 | 0 | 21102 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1945231 | 4056 | SH |  | SOLE |  | 0 | 0 | 4056 |
| EATON CORP PLC | SHS | G29183103 |  | 1911718 | 5108 | SH |  | SOLE |  | 0 | 0 | 5108 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 1871618 | 41125 | SH |  | SOLE |  | 0 | 0 | 41125 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1779650 | 7307 | SH |  | SOLE |  | 0 | 0 | 7307 |
| US BANCORP DEL | COM NEW | 902973304 |  | 1771555 | 36655 | SH |  | SOLE |  | 1171 | 0 | 35484 |
| KEURIG DR PEPPER INC | COM | 49271V100 |  | 1686665 | 66118 | SH |  | SOLE |  | 0 | 0 | 66118 |
| iShares MSCI EAFE Value ETF | ETF | 464288877 |  | 1657461 | 24436 | SH |  | SOLE |  | 0 | 0 | 24435 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 1635011 | 15930 | SH |  | SOLE |  | 0 | 0 | 15930 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1546795 | 6393 | SH |  | SOLE |  | 0 | 0 | 6392 |
| RTX CORPORATION | COM | 75513E101 |  | 1518046 | 9072 | SH |  | SOLE |  | 1916 | 0 | 7156 |
| GE VERNOVA INC | COM | 36828A101 |  | 1507151 | 2451 | SH |  | SOLE |  | 0 | 0 | 2451 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1486098 | 13180 | SH |  | SOLE |  | 0 | 0 | 13180 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1468234 | 6804 | SH |  | SOLE |  | 0 | 0 | 6803 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 1422802 | 14909 | SH |  | SOLE |  | 0 | 0 | 14909 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1401228 | 9023 | SH |  | SOLE |  | 0 | 0 | 9023 |
| TARGET CORP | COM | 87612E106 |  | 1344663 | 14991 | SH |  | SOLE |  | 0 | 0 | 14991 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1309404 | 2623 | SH |  | SOLE |  | 0 | 0 | 2622 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1309117 | 21848 | SH |  | SOLE |  | 0 | 0 | 21847 |
| SPDR SSgA Multi-Asset Real Return ETF | ETF | 78467V103 |  | 1280262 | 41459 | SH |  | SOLE |  | 0 | 0 | 41459 |
| CINTAS CORP | COM | 172908105 |  | 1243269 | 6057 | SH |  | SOLE |  | 0 | 0 | 6057 |
| WP CAREY INC | COM | 92936U109 |  | 1163815 | 17224 | SH |  | SOLE |  | 0 | 0 | 17224 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1141398 | 15685 | SH |  | SOLE |  | 0 | 0 | 15685 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 1140818 | 3798 | SH |  | SOLE |  | 0 | 0 | 3797 |
| iShares Core US Aggregate Bond ETF | ETF | 464287226 |  | 1130303 | 11275 | SH |  | SOLE |  | 0 | 0 | 11274 |
| LCNB CORP | COM | 50181P100 |  | 1127872 | 75242 | SH |  | SOLE |  | 0 | 0 | 75241 |
| HILLENBRAND INC | COM | 431571108 |  | 1122431 | 41510 | SH |  | SOLE |  | 0 | 0 | 41510 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 1096581 | 6936 | SH |  | SOLE |  | 347 | 0 | 6588 |
| SPDR SERIES TRUST | PORTFOLIO SH TSR | 78468R101 |  | 1065276 | 36333 | SH |  | SOLE |  | 0 | 0 | 36332 |
| CSX CORP | COM | 126408103 |  | 1043142 | 29376 | SH |  | SOLE |  | 0 | 0 | 29376 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1003220 | 20036 | SH |  | SOLE |  | 0 | 0 | 20036 |
| iShares iBonds Dec. 2025 Corporate Bond ETF | ETF | 46434VBD1 |  | 994907 | 39496 | SH |  | SOLE |  | 0 | 0 | 39496 |
| iShares 3-7 Year Treasury Bond ETF | ETF | 464288661 |  | 994527 | 8322 | SH |  | SOLE |  | 0 | 0 | 8321 |
| iShares iBonds Dec 2027 Term Corp ETF | ETF | 46435UAA9 |  | 977315 | 40153 | SH |  | SOLE |  | 0 | 0 | 40152 |
| iShares IBonds Dec. 2026 Corporate Bond ETF | ETF | 46435GAA0 |  | 974453 | 40101 | SH |  | SOLE |  | 0 | 0 | 40100 |
| PEPSICO INC | COM | 713448108 |  | 970628 | 6911 | SH |  | SOLE |  | 0 | 0 | 6910 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 967177 | 10359 | SH |  | SOLE |  | 0 | 0 | 10358 |
| iShares iBonds Dec 2028 Term Corporate ETF | ETF | 46435U515 |  | 960824 | 37650 | SH |  | SOLE |  | 0 | 0 | 37649 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 938507 | 20261 | SH |  | SOLE |  | 0 | 0 | 20261 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 931527 | 17193 | SH |  | SOLE |  | 0 | 0 | 17193 |
| NORDSON CORP COM | Stock | 655663102 |  | 917471 | 4043 | SH |  | SOLE |  | 0 | 0 | 4042 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 916226 | 7404 | SH |  | SOLE |  | 425 | 0 | 6978 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 904885 | 10958 | SH |  | SOLE |  | 0 | 0 | 10958 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 894201 | 4714 | SH |  | SOLE |  | 0 | 0 | 4713 |
| iShares 7-10 Year Treasury Bond ETF | ETF | 464287440 |  | 845853 | 8769 | SH |  | SOLE |  | 0 | 0 | 8768 |
| Vanguard Value ETF | ETF | 922908744 |  | 832260 | 4463 | SH |  | SOLE |  | 0 | 0 | 4462 |
| iShares MSCI EAFE Growth ETF | ETF | 464288885 |  | 829359 | 7283 | SH |  | SOLE |  | 0 | 0 | 7282 |
| CISCO SYS INC | COM | 17275R102 |  | 813534 | 11890 | SH |  | SOLE |  | 0 | 0 | 11889 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 803999 | 15056 | SH |  | SOLE |  | 0 | 0 | 15056 |
| SPDR Portfolio S 400 Mid Cap ETF | ETF | 78464A847 |  | 803555 | 14051 | SH |  | SOLE |  | 0 | 0 | 14050 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 |  | 801808 | 6011 | SH |  | SOLE |  | 0 | 0 | 6011 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 794052 | 2814 | SH |  | SOLE |  | 0 | 0 | 2814 |
| CUMMINS INC COM | Stock | 231021106 |  | 780981 | 1849 | SH |  | SOLE |  | 0 | 0 | 1849 |
| NETFLIX INC | COM | 64110L106 |  | 779298 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 746279 | 7008 | SH |  | SOLE |  | 0 | 0 | 7007 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 715354 | 773 | SH |  | SOLE |  | 0 | 0 | 772 |
| iShares MSCI USA Min Vol Factor ETF | ETF | 46429B697 |  | 712430 | 7488 | SH |  | SOLE |  | 0 | 0 | 7488 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 707644 | 7741 | SH |  | SOLE |  | 0 | 0 | 7740 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 689876 | 10465 | SH |  | SOLE |  | 0 | 0 | 10465 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 679489 | 10065 | SH |  | SOLE |  | 0 | 0 | 10065 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 677649 | 3328 | SH |  | SOLE |  | 102 | 0 | 3225 |
| SPDR Gold MiniShares | ETF | 98149E303 |  | 670588 | 8772 | SH |  | SOLE |  | 0 | 0 | 8771 |
| JOHN HANCOCK MULTIFACTOR MID CAP ETF | ETF | 47804J206 |  | 666665 | 10306 | SH |  | SOLE |  | 0 | 0 | 10305 |
| META PLATFORMS INC | CL A | 30303M102 |  | 647366 | 882 | SH |  | SOLE |  | 0 | 0 | 881 |
| ELI LILLY  CO | COM | 532457108 |  | 610400 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 602269 | 35097 | SH |  | SOLE |  | 0 | 0 | 35097 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 596868 | 11766 | SH |  | SOLE |  | 0 | 0 | 11766 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 594175 | 8325 | SH |  | SOLE |  | 0 | 0 | 8325 |
| ALPS O'SHARES US SMALL-CAP QUALITY DIVIDEND ETF | ETF | 00162Q395 |  | 576722 | 12873 | SH |  | SOLE |  | 0 | 0 | 12873 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 564109 | 4330 | SH |  | SOLE |  | 0 | 0 | 4330 |
| TESLA INC | COM | 88160R101 |  | 539487 | 1213 | SH |  | SOLE |  | 0 | 0 | 1213 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 516519 | 11594 | SH |  | SOLE |  | 0 | 0 | 11594 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 510748 | 15306 | SH |  | SOLE |  | 0 | 0 | 15306 |
| AFLAC INC | COM | 001055102 |  | 499858 | 4475 | SH |  | SOLE |  | 0 | 0 | 4475 |
| LOWES COS INC | COM | 548661107 |  | 499856 | 1989 | SH |  | SOLE |  | 0 | 0 | 1989 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C540 |  | 497433 | 11838 | SH |  | SOLE |  | 0 | 0 | 11838 |
| CATERPILLAR INC | COM | 149123101 |  | 488125 | 1023 | SH |  | SOLE |  | 0 | 0 | 1023 |
| MCDONALDS CORP | COM | 580135101 |  | 487975 | 1606 | SH |  | SOLE |  | 0 | 0 | 1605 |
| ISHARES TR | INTL EQTY FACTOR | 46434V274 |  | 477029 | 13284 | SH |  | SOLE |  | 0 | 0 | 13284 |
| First Trust TCW Unconstrained Plus Bond ETF | ETF | 33740F888 |  | 465209 | 18469 | SH |  | SOLE |  | 0 | 0 | 18469 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 454205 | 10071 | SH |  | SOLE |  | 0 | 0 | 10071 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 452340 | 1779 | SH |  | SOLE |  | 0 | 0 | 1778 |
| VICTORYSHARES FREE CASH FLOW ETF | ETF | 92647X830 |  | 433107 | 11550 | SH |  | SOLE |  | 0 | 0 | 11549 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 424215 | 1921 | SH |  | SOLE |  | 0 | 0 | 1921 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 414663 | 729 | SH |  | SOLE |  | 0 | 0 | 729 |
| iShares iBonds Dec 2025 Term Muni Bd ETF | ETF | 46435U432 |  | 406140 | 15160 | SH |  | SOLE |  | 0 | 0 | 15160 |
| AMERICAN FINL GROUP INC OHIO | COM | 025932104 |  | 398684 | 2736 | SH |  | SOLE |  | 0 | 0 | 2735 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 392333 | 2419 | SH |  | SOLE |  | 0 | 0 | 2418 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 385483 | 1193 | SH |  | SOLE |  | 781 | 0 | 412 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 380906 | 1896 | SH |  | SOLE |  | 634 | 0 | 1261 |
| AT INC | COM | 00206R102 |  | 368944 | 13065 | SH |  | SOLE |  | 180 | 0 | 12884 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 357881 | 2965 | SH |  | SOLE |  | 0 | 0 | 2964 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 357367 | 4093 | SH |  | SOLE |  | 0 | 0 | 4093 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 344391 | 4308 | SH |  | SOLE |  | 0 | 0 | 4308 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 332380 | 5567 | SH |  | SOLE |  | 0 | 0 | 5567 |
| DIMENSIONAL CORE FIXED INCOME ETF | ETF | 25434V872 |  | 325104 | 7603 | SH |  | SOLE |  | 0 | 0 | 7603 |
| New Residential Investment Corp | REIT | 64828T201 |  | 322384 | 28304 | SH |  | SOLE |  | 0 | 0 | 28304 |
| Invesco S 500 Low Volatility ETF | ETF | 46138E354 |  | 320533 | 4362 | SH |  | SOLE |  | 0 | 0 | 4362 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 298515 | 5896 | SH |  | SOLE |  | 0 | 0 | 5896 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 294314 | 12540 | SH |  | SOLE |  | 0 | 0 | 12540 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 289482 | 1383 | SH |  | SOLE |  | 0 | 0 | 1382 |
| SOUTHERN CO | COM | 842587107 |  | 284815 | 3005 | SH |  | SOLE |  | 172 | 0 | 2833 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 282845 | 3094 | SH |  | SOLE |  | 0 | 0 | 3093 |
| DISNEY WALT CO | COM | 254687106 |  | 277114 | 2420 | SH |  | SOLE |  | 0 | 0 | 2420 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 275396 | 3490 | SH |  | SOLE |  | 0 | 0 | 3490 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 275357 | 938 | SH |  | SOLE |  | 0 | 0 | 938 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 270984 | 2487 | SH |  | SOLE |  | 0 | 0 | 2487 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 268456 | 879 | SH |  | SOLE |  | 0 | 0 | 879 |
| iShares Core Total Bond Market ETF | ETF | 46434V613 |  | 261155 | 5591 | SH |  | SOLE |  | 0 | 0 | 5590 |
| UNION PAC CORP | COM | 907818108 |  | 259535 | 1098 | SH |  | SOLE |  | 0 | 0 | 1098 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 259088 | 3922 | SH |  | SOLE |  | 0 | 0 | 3922 |
| DEERE  CO | COM | 244199105 |  | 258810 | 566 | SH |  | SOLE |  | 0 | 0 | 566 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 255280 | 342 | SH |  | SOLE |  | 0 | 0 | 342 |
| iShares Russell 1000 ETF | ETF | 464287622 |  | 254882 | 697 | SH |  | SOLE |  | 0 | 0 | 697 |
| Vanguard Mid-Cap Growth ETF | ETF | 922908538 |  | 251287 | 855 | SH |  | SOLE |  | 0 | 0 | 855 |
| KROGER CO | COM | 501044101 |  | 245697 | 3645 | SH |  | SOLE |  | 0 | 0 | 3644 |
| CARPENTER TECHNOLOGY CORP | COM | 144285103 |  | 245540 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| Strive 500 ETF | ETF | 02072L680 |  | 245335 | 5679 | SH |  | SOLE |  | 0 | 0 | 5679 |
| AMERICAN CAPITAL AGENCY CORP. | REIT | 00123Q104 |  | 241729 | 24691 | SH |  | SOLE |  | 0 | 0 | 24691 |
| EV Tax-Mgd Gbl Div Equity Income | CEF | 27829F108 |  | 236210 | 25957 | SH |  | SOLE |  | 0 | 0 | 25957 |
| Schwab Short-Term US Treasury ETF | ETF | 808524862 |  | 233092 | 9553 | SH |  | SOLE |  | 0 | 0 | 9552 |
| Ameriprise Financial Inc | Stock | 03076C106 |  | 230337 | 469 | SH |  | SOLE |  | 0 | 0 | 468 |
| INNOVATOR EQUITY DEFINED PROTECTION ETF - 6MO JAN/JUL | ETF | 45783Y244 |  | 229200 | 8000 | SH |  | SOLE |  | 0 | 0 | 8000 |
| iShares Core US REIT ETF | ETF | 464288521 |  | 226202 | 3852 | SH |  | SOLE |  | 0 | 0 | 3852 |
| iShares Short-Term National Muni Bd ETF | ETF | 464288158 |  | 218401 | 2045 | SH |  | SOLE |  | 0 | 0 | 2045 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 217885 | 631 | SH |  | SOLE |  | 0 | 0 | 631 |
| iShares iBonds Dec 2027 Term Muni Bd ETF | ETF | 46435U283 |  | 217658 | 8544 | SH |  | SOLE |  | 0 | 0 | 8544 |
| iShares iBonds Dec 2026 Term Muni Bond ETF | ETF | 46435U259 |  | 216904 | 8453 | SH |  | SOLE |  | 0 | 0 | 8453 |
| COCA COLA CO | COM | 191216100 |  | 216688 | 3267 | SH |  | SOLE |  | 0 | 0 | 3267 |
| EVERUS CONSTR GROUP | COM | 300426103 |  | 214375 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| iShares 1-5 Year invmt Grd Corp Bd ETF | ETF | 464288646 |  | 211984 | 3997 | SH |  | SOLE |  | 0 | 0 | 3997 |
| EMERSON ELEC CO | COM | 291011104 |  | 208314 | 1588 | SH |  | SOLE |  | 0 | 0 | 1588 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 207600 | 625 | SH |  | SOLE |  | 0 | 0 | 625 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 204388 | 2075 | SH |  | SOLE |  | 0 | 0 | 2075 |
| MDU RES GROUP INC | COM | 552690109 |  | 178100 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| OAKTREE SPECIALTY LENDING CO | COM | 67401P405 |  | 153429 | 11757 | SH |  | SOLE |  | 0 | 0 | 11757 |

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