# EDGAR Filing Document

**Accession Number:** 0001758543
**File Stem:** 0001941040-23-000065
**Filing Date:** 2023-2
**Character Count:** 11850
**Document Hash:** f6ff84915bb16d2554cdfe096ecc3900
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001941040-23-000065.hdr.sgml**: 20230209

**ACCESSION NUMBER**: 0001941040-23-000065

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230209

**DATE AS OF CHANGE**: 20230209

**EFFECTIVENESS DATE**: 20230209

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financial & Tax Architects, LLC
- **CENTRAL INDEX KEY:** 0001758543
- **IRS NUMBER:** 431841119
- **STATE OF INCORPORATION:** MO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22869
- **FILM NUMBER:** 23604911

**BUSINESS ADDRESS:**
- **STREET 1:** 12412 POWERSCOURT DRIVE, SUITE 25
- **CITY:** ST LOUIS
- **STATE:** MO
- **ZIP:** 63131
- **BUSINESS PHONE:** 314-858-1122

**MAIL ADDRESS:**
- **STREET 1:** 12412 POWERSCOURT DRIVE, SUITE 25
- **CITY:** ST LOUIS
- **STATE:** MO
- **ZIP:** 63131

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Financial & Tax Architects, Inc.
- **DATE OF NAME CHANGE:** 20181108

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financial  Tax Architects LLC<br>**Address:** 12412 Powerscourt Drive Suite 25<br>St Louis, MO 63131

**Form 13F File Number:** 028-22869

**CRD Number (if applicable):** 000119169

**SEC File Number (if applicable):** 801-114688

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Andy Claus<br>**Title:** Vice President Technology  Administration<br>**Phone:** 314-858-1122

**Signature, Place, and Date of Signing:**

Andy Claus  St Louis, MO  02-09-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 81

**Form 13F Information Table Value Total:** $293081535

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

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|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 5124284 | 45420 | SH |  | SOLE |  | 0 | 0 | 45420 |
| ABBVIE INC | COM | 00287Y109 |  | 4582840 | 30636 | SH |  | SOLE |  | 0 | 0 | 30636 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 4645753 | 15262 | SH |  | SOLE |  | 0 | 0 | 15262 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 492230 | 4958 | SH |  | SOLE |  | 0 | 0 | 4958 |
| AMAZON COM INC | COM | 023135106 |  | 528943 | 5439 | SH |  | SOLE |  | 0 | 0 | 5439 |
| AMCOR PLC | ORD | G0250X107 |  | 286356 | 24104 | SH |  | SOLE |  | 0 | 0 | 24104 |
| APPLE INC | COM | 037833100 |  | 645920 | 4685 | SH |  | SOLE |  | 0 | 0 | 4685 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 548927 | 846 | SH |  | SOLE |  | 0 | 0 | 846 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 481492 | 6963 | SH |  | SOLE |  | 0 | 0 | 6963 |
| AT INC | COM | 00206R102 |  | 198473 | 10321 | SH |  | SOLE |  | 0 | 0 | 10321 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 4732490 | 19954 | SH |  | SOLE |  | 0 | 0 | 19954 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 4720866 | 18600 | SH |  | SOLE |  | 0 | 0 | 18600 |
| BROADCOM INC | COM | 11135F101 |  | 496579 | 870 | SH |  | SOLE |  | 0 | 0 | 870 |
| CATERPILLAR INC | COM | 149123101 |  | 4935518 | 19765 | SH |  | SOLE |  | 0 | 0 | 19765 |
| CHEVRON CORP NEW | COM | 166764100 |  | 5068818 | 28020 | SH |  | SOLE |  | 0 | 0 | 28020 |
| CHUBB LIMITED | COM | H1467J104 |  | 286136 | 1298 | SH |  | SOLE |  | 0 | 0 | 1298 |
| COCA COLA CO | COM | 191216100 |  | 4777862 | 79525 | SH |  | SOLE |  | 0 | 0 | 79525 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 217413 | 1785 | SH |  | SOLE |  | 0 | 0 | 1785 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 461865 | 962 | SH |  | SOLE |  | 0 | 0 | 962 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 287308 | 1545 | SH |  | SOLE |  | 0 | 0 | 1545 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 5015851 | 44251 | SH |  | SOLE |  | 0 | 0 | 44251 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 7197942 | 154928 | SH |  | SOLE |  | 0 | 0 | 154928 |
| FRANKLIN ETF TR | SHRT DUR US GOVT | 353506108 |  | 2611059 | 29015 | SH |  | SOLE |  | 0 | 0 | 29015 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 11620345 | 116308 | SH |  | SOLE |  | 0 | 0 | 116308 |
| INFOSYS LTD | SPONSORED ADR | 456788108 |  | 294377 | 15675 | SH |  | SOLE |  | 0 | 0 | 15675 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 5127113 | 36311 | SH |  | SOLE |  | 0 | 0 | 36311 |
| INVESCO ACTIVELY MANAGED ETF | ULTRA SHRT DUR | 46090A887 |  | 1319519 | 26539 | SH |  | SOLE |  | 0 | 0 | 26539 |
| INVESCO EXCH TRADED FD TR II | EMRNG MKT SVRG | 46138E784 |  | 8544861 | 429390 | SH |  | SOLE |  | 0 | 0 | 429390 |
| ISHARES INC | MSCI FRONTIER | 464286145 |  | 364434 | 13517 | SH |  | SOLE |  | 0 | 0 | 13517 |
| ISHARES INC | MSCI GBL ETF NEW | 46434G848 |  | 3683391 | 79366 | SH |  | SOLE |  | 0 | 0 | 79366 |
| ISHARES INC | MSCI GBL GOLD MN | 46434G855 |  | 3707151 | 145607 | SH |  | SOLE |  | 0 | 0 | 145607 |
| ISHARES INC | MSCI THAILND ETF | 464286624 |  | 387316 | 4806 | SH |  | SOLE |  | 0 | 0 | 4806 |
| ISHARES TR | S 100 ETF | 464287101 |  | 405036 | 2293 | SH |  | SOLE |  | 0 | 0 | 2293 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 14055996 | 197944 | SH |  | SOLE |  | 0 | 0 | 197944 |
| ISHARES TR | MSCI UK ETF NEW | 46435G334 |  | 1459495 | 44551 | SH |  | SOLE |  | 0 | 0 | 44551 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 4160901 | 38297 | SH |  | SOLE |  | 0 | 0 | 38297 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 4923263 | 52087 | SH |  | SOLE |  | 0 | 0 | 52087 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 9835267 | 98265 | SH |  | SOLE |  | 0 | 0 | 98265 |
| ISHARES TR | GLB CNSM STP ETF | 464288737 |  | 409047 | 6822 | SH |  | SOLE |  | 0 | 0 | 6822 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 4770111 | 28269 | SH |  | SOLE |  | 0 | 0 | 28269 |
| KONINKLIJKE PHILIPS N V | NY REGIS SHS NEW | 500472303 |  | 317547 | 19222 | SH |  | SOLE |  | 0 | 0 | 19222 |
| LINDE PLC | SHS | G5494J103 |  | 299701 | 912 | SH |  | SOLE |  | 0 | 0 | 912 |
| LOWES COS INC | COM | 548661107 |  | 4971920 | 24309 | SH |  | SOLE |  | 0 | 0 | 24309 |
| MCDONALDS CORP | COM | 580135101 |  | 5057630 | 18831 | SH |  | SOLE |  | 0 | 0 | 18831 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 4989962 | 61673 | SH |  | SOLE |  | 0 | 0 | 61673 |
| META PLATFORMS INC | CL A | 30303M102 |  | 519572 | 3728 | SH |  | SOLE |  | 0 | 0 | 3728 |
| MICROSOFT CORP | COM | 594918104 |  | 994510 | 4140 | SH |  | SOLE |  | 0 | 0 | 4140 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 4794407 | 58597 | SH |  | SOLE |  | 0 | 0 | 58597 |
| NIKE INC | CL B | 654106103 |  | 212722 | 1680 | SH |  | SOLE |  | 0 | 0 | 1680 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 295176 | 3206 | SH |  | SOLE |  | 0 | 0 | 3206 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 967053 | 5421 | SH |  | SOLE |  | 0 | 0 | 5421 |
| PENTAIR PLC | SHS | G7S00T104 |  | 308332 | 6272 | SH |  | SOLE |  | 0 | 0 | 6272 |
| PEPSICO INC | COM | 713448108 |  | 4620736 | 27200 | SH |  | SOLE |  | 0 | 0 | 27200 |
| PRIMERICA INC | COM | 74164M108 |  | 299719 | 1969 | SH |  | SOLE |  | 0 | 0 | 1969 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 4542729 | 31774 | SH |  | SOLE |  | 0 | 0 | 31774 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 6645165 | 72744 | SH |  | SOLE |  | 0 | 0 | 72744 |
| RBB FD INC | US TREAS 3 MNTH | 74933W452 |  | 200420 | 4010 | SH |  | SOLE |  | 0 | 0 | 4010 |
| S GLOBAL INC | COM | 78409V104 |  | 5315746 | 14443 | SH |  | SOLE |  | 0 | 0 | 14443 |
| SANOFI | SPONSORED ADR | 80105N105 |  | 311363 | 6344 | SH |  | SOLE |  | 0 | 0 | 6344 |
| SAP SE | SPON ADR | 803054204 |  | 310836 | 2654 | SH |  | SOLE |  | 0 | 0 | 2654 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 8358520 | 171986 | SH |  | SOLE |  | 0 | 0 | 171986 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1362629 | 15060 | SH |  | SOLE |  | 0 | 0 | 15060 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 1301881 | 15727 | SH |  | SOLE |  | 0 | 0 | 15727 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 |  | 1283109 | 12962 | SH |  | SOLE |  | 0 | 0 | 12962 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1231048 | 17782 | SH |  | SOLE |  | 0 | 0 | 17782 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 1265450 | 9450 | SH |  | SOLE |  | 0 | 0 | 9450 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 1217619 | 16767 | SH |  | SOLE |  | 0 | 0 | 16767 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1286988 | 36407 | SH |  | SOLE |  | 0 | 0 | 36407 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 6976217 | 14964 | SH |  | SOLE |  | 0 | 0 | 14964 |
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 |  | 5604951 | 216157 | SH |  | SOLE |  | 0 | 0 | 216157 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 |  | 54578142 | 595571 | SH |  | SOLE |  | 0 | 0 | 595571 |
| TARGET CORP | COM | 87612E106 |  | 5158278 | 31800 | SH |  | SOLE |  | 0 | 0 | 31800 |
| VANECK ETF TRUST | PHARMACEUTCL ETF | 92189F692 |  | 410184 | 5212 | SH |  | SOLE |  | 0 | 0 | 5212 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 726434 | 9532 | SH |  | SOLE |  | 0 | 0 | 9532 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 3434914 | 80841 | SH |  | SOLE |  | 0 | 0 | 80841 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 5302490 | 112723 | SH |  | SOLE |  | 0 | 0 | 112723 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 4964760 | 66507 | SH |  | SOLE |  | 0 | 0 | 66507 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 763555 | 13106 | SH |  | SOLE |  | 0 | 0 | 13106 |
| VANGUARD WORLD FDS | ENERGY ETF | 92204A306 |  | 3529387 | 28159 | SH |  | SOLE |  | 0 | 0 | 28159 |
| WALMART INC | COM | 931142103 |  | 4919040 | 35001 | SH |  | SOLE |  | 0 | 0 | 35001 |
| WESTERN DIGITAL CORP. | NOTE 1.500% 2/0 | 958102AP0 |  | 18145 | 19000 | SH |  | SOLE |  | 0 | 0 | 19000 |

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