# EDGAR Filing Document

**Accession Number:** 0001739043
**File Stem:** 0001739043-23-000002
**Filing Date:** 2023-1
**Character Count:** 15438
**Document Hash:** 9f579e51990feae3f9b51077d2b0ab56
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001739043-23-000002.hdr.sgml**: 20230118

**ACCESSION NUMBER**: 0001739043-23-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230118

**DATE AS OF CHANGE**: 20230118

**EFFECTIVENESS DATE**: 20230118

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Winthrop Advisory Group LLC
- **CENTRAL INDEX KEY:** 0001739043
- **IRS NUMBER:** 820994658
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18734
- **FILM NUMBER:** 23534535

**BUSINESS ADDRESS:**
- **STREET 1:** 109 STATE STREET
- **STREET 2:** 2ND FLOOR
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02109
- **BUSINESS PHONE:** 6175301010

**MAIL ADDRESS:**
- **STREET 1:** 109 STATE STREET
- **STREET 2:** 2ND FLOOR
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02109

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Winthrop Advisory Group LLC<br>**Address:** 109 STATE STREET<br>2ND FLOOR<br>BOSTON, MA 02109

**Form 13F File Number:** 028-18734

**CRD Number (if applicable):** 000288178

**SEC File Number (if applicable):** 801-110461

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Richard C. St. Onge<br>**Title:** Chief Compliance Officer<br>**Phone:** 6175301012

**Signature, Place, and Date of Signing:**

Richard C. St. Onge  Boston, MA  01-18-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 124

**Form 13F Information Table Value Total:** $527537

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 258 | 2351 | SH |  | SOLE |  | 0 | 0 | 2351 |
| ABBVIE INC | COM | 00287Y109 |  | 550 | 3403 | SH |  | SOLE |  | 0 | 0 | 3403 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 470 | 1761 | SH |  | SOLE |  | 0 | 0 | 1761 |
| ADOBE INC | COM | 00724F101 |  | 331 | 985 | SH |  | SOLE |  | 0 | 0 | 985 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1656 | 18768 | SH |  | SOLE |  | 0 | 0 | 18768 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1362 | 15347 | SH |  | SOLE |  | 0 | 0 | 15347 |
| AMARIN CORP PLC | SPONS ADR NEW | 023111206 |  | 12 | 10255 | SH |  | SOLE |  | 0 | 0 | 10255 |
| AMAZON COM INC | COM | 023135106 |  | 2816 | 33527 | SH |  | SOLE |  | 0 | 0 | 33527 |
| APPLE INC | COM | 037833100 |  | 21626 | 166441 | SH |  | SOLE |  | 0 | 0 | 166441 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 1469 | 47031 | SH |  | SOLE |  | 0 | 0 | 47031 |
| AT INC | COM | 00206R102 |  | 231 | 12544 | SH |  | SOLE |  | 0 | 0 | 12544 |
| BANK AMER CORP | COM | 060505104 |  | 923 | 27880 | SH |  | SOLE |  | 0 | 0 | 27880 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2266 | 7337 | SH |  | SOLE |  | 0 | 0 | 7337 |
| BOEING CO | COM | 097023105 |  | 425 | 2232 | SH |  | SOLE |  | 0 | 0 | 2232 |
| BRISTOL MYERS SQUIBB CO | COM | 110122108 |  | 338 | 4694 | SH |  | SOLE |  | 0 | 0 | 4694 |
| CATERPILLAR INC | COM | 149123101 |  | 470 | 1960 | SH |  | SOLE |  | 0 | 0 | 1960 |
| CHEVRON CORP NEW | COM | 166764100 |  | 609 | 3395 | SH |  | SOLE |  | 0 | 0 | 3395 |
| CIGNA CORP NEW | COM | 125523100 |  | 496 | 1498 | SH |  | SOLE |  | 0 | 0 | 1498 |
| CISCO SYS INC | COM | 17275R102 |  | 426 | 8947 | SH |  | SOLE |  | 0 | 0 | 8947 |
| COCA COLA CO | COM | 191216100 |  | 255 | 4014 | SH |  | SOLE |  | 0 | 0 | 4014 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 216 | 6166 | SH |  | SOLE |  | 0 | 0 | 6166 |
| CVS HEALTH CORP | COM | 126650100 |  | 412 | 4419 | SH |  | SOLE |  | 0 | 0 | 4419 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 8847 | 364366 | SH |  | SOLE |  | 0 | 0 | 364366 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 1135 | 27273 | SH |  | SOLE |  | 0 | 0 | 27273 |
| DISNEY WALT CO | COM DISNEY | 254687106 |  | 1207 | 13894 | SH |  | SOLE |  | 0 | 0 | 13894 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 239 | 3201 | SH |  | SOLE |  | 0 | 0 | 3201 |
| EMERSON ELEC CO | COM | 291011104 |  | 419 | 4359 | SH |  | SOLE |  | 0 | 0 | 4359 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 362 | 3283 | SH |  | SOLE |  | 0 | 0 | 3283 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 |  | 3502 | 121083 | SH |  | SOLE |  | 0 | 0 | 121083 |
| HOME DEPOT INC | COM | 437076102 |  | 3242 | 10263 | SH |  | SOLE |  | 0 | 0 | 10263 |
| HONEYWELL INTL INC | COM | 438516106 |  | 283 | 1320 | SH |  | SOLE |  | 0 | 0 | 1320 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 714 | 5066 | SH |  | SOLE |  | 0 | 0 | 5066 |
| INTUIT | COM | 461202103 |  | 332 | 854 | SH |  | SOLE |  | 0 | 0 | 854 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 21024 | 78956 | SH |  | SOLE |  | 0 | 0 | 78956 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 674 | 14432 | SH |  | SOLE |  | 0 | 0 | 14432 |
| ISHARES TR | BLACKROCK ULTRA | 46434V878 |  | 33614 | 671743 | SH |  | SOLE |  | 0 | 0 | 671743 |
| ISHARES TR | CORE S ETF | 464287200 |  | 48687 | 126720 | SH |  | SOLE |  | 0 | 0 | 126720 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 10919 | 45139 | SH |  | SOLE |  | 0 | 0 | 45139 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 613 | 6477 | SH |  | SOLE |  | 0 | 0 | 6477 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 42404 | 500044 | SH |  | SOLE |  | 0 | 0 | 500044 |
| ISHARES TR | CORE MSCI EMKT | 46434G103 |  | 674 | 14432 | SH |  | SOLE |  | 0 | 0 | 14432 |
| ISHARES TR | EXPONENTIAL TECH | 46434V381 |  | 1201 | 25379 | SH |  | SOLE |  | 0 | 0 | 25379 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 280 | 3299 | SH |  | SOLE |  | 0 | 0 | 3299 |
| ISHARES TR | MSCI USA ESG SLC | 464288802 |  | 1334 | 16205 | SH |  | SOLE |  | 0 | 0 | 16205 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 274 | 3801 | SH |  | SOLE |  | 0 | 0 | 3801 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 284 | 9295 | SH |  | SOLE |  | 0 | 0 | 9295 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 55220 | 262304 | SH |  | SOLE |  | 0 | 0 | 262304 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 11785 | 55010 | SH |  | SOLE |  | 0 | 0 | 55010 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 2313 | 15255 | SH |  | SOLE |  | 0 | 0 | 15255 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 450 | 2582 | SH |  | SOLE |  | 0 | 0 | 2582 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 697 | 10335 | SH |  | SOLE |  | 0 | 0 | 10335 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 285 | 1330 | SH |  | SOLE |  | 0 | 0 | 1330 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 4110 | 18624 | SH |  | SOLE |  | 0 | 0 | 18624 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 3073 | 52522 | SH |  | SOLE |  | 0 | 0 | 52522 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 298 | 2053 | SH |  | SOLE |  | 0 | 0 | 2053 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 1148 | 9522 | SH |  | SOLE |  | 0 | 0 | 9522 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 435 | 4171 | SH |  | SOLE |  | 0 | 0 | 4171 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 10001 | 198934 | SH |  | SOLE |  | 0 | 0 | 198934 |
| J P MORGAN EXCHANGE TRADED F | MKT EXPN ENHNCD | 46641Q118 |  | 409 | 8891 | SH |  | SOLE |  | 0 | 0 | 8891 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1777 | 10058 | SH |  | SOLE |  | 0 | 0 | 10058 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1408 | 10497 | SH |  | SOLE |  | 0 | 0 | 10497 |
| KLA CORP | COM NEW | 482480100 |  | 405 | 1075 | SH |  | SOLE |  | 0 | 0 | 1075 |
| LEGGETT  PLATT INC | COM | 524660107 |  | 203 | 6220 | SH |  | SOLE |  | 0 | 0 | 6220 |
| LILLY ELI  CO | COM | 532457108 |  | 642 | 1756 | SH |  | SOLE |  | 0 | 0 | 1756 |
| LOEWS CORP | COM | 540424108 |  | 223 | 1117 | SH |  | SOLE |  | 0 | 0 | 1117 |
| LPL FINL HLDGS INC | COM | 50212V100 |  | 4523 | 20926 | SH |  | SOLE |  | 0 | 0 | 20926 |
| MARKEL CORP | COM | 570535104 |  | 431 | 327 | SH |  | SOLE |  | 0 | 0 | 327 |
| MASTERCARD INC | CL A | 57636Q104 |  | 802 | 2308 | SH |  | SOLE |  | 0 | 0 | 2308 |
| MCDONALDS CORP | COM | 580135101 |  | 703 | 2668 | SH |  | SOLE |  | 0 | 0 | 2668 |
| MERCK  CO INC | COM | 58933Y105 |  | 1195 | 10704 | SH |  | SOLE |  | 0 | 0 | 10704 |
| META PLATFORMS INC | CL A | 30303M102 |  | 569 | 4732 | SH |  | SOLE |  | 0 | 0 | 4732 |
| MICROSOFT CORP | COM | 594918104 |  | 5194 | 21656 | SH |  | SOLE |  | 0 | 0 | 21656 |
| NETCAPITAL INC | COM | 64113L103 |  | 70 | 46755 | SH |  | SOLE |  | 0 | 0 | 46755 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 347 | 2376 | SH |  | SOLE |  | 0 | 0 | 2376 |
| ORACLE CORP | COM | 68389X105 |  | 358 | 4374 | SH |  | SOLE |  | 0 | 0 | 4374 |
| OWL ROCK CAPITAL CORPORATION | COM | 69121K104 |  | 1822 | 153396 | SH |  | SOLE |  | 0 | 0 | 153396 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 99 | 15371 | SH |  | SOLE |  | 0 | 0 | 15371 |
| PEPSICO INC | COM | 713448108 |  | 1139 | 6264 | SH |  | SOLE |  | 0 | 0 | 6264 |
| PFIZER INC | COM | 717081103 |  | 952 | 18586 | SH |  | SOLE |  | 0 | 0 | 18586 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 1639 | 10817 | SH |  | SOLE |  | 0 | 0 | 10817 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 350 | 3468 | SH |  | SOLE |  | 0 | 0 | 3468 |
| SALESFORCE COM INC | COM | 79466L302 |  | 301 | 2271 | SH |  | SOLE |  | 0 | 0 | 2271 |
| SANGAMO THERAPEUTICS INC | COM | 800677106 |  | 31 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 16242 | 362459 | SH |  | SOLE |  | 0 | 0 | 362459 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 10075 | 133378 | SH |  | SOLE |  | 0 | 0 | 133378 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 3197 | 70801 | SH |  | SOLE |  | 0 | 0 | 70801 |
| SEAGEN INC | COM | 81181C104 |  | 651 | 5068 | SH |  | SOLE |  | 0 | 0 | 5068 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 5658 | 64682 | SH |  | SOLE |  | 0 | 0 | 64682 |
| SELECT SECTOR SPDR TR | FINL S | 81369Y605 |  | 208 | 6071 | SH |  | SOLE |  | 0 | 0 | 6071 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 384 | 3085 | SH |  | SOLE |  | 0 | 0 | 3085 |
| SERVICENOW INC | COM | 81762P102 |  | 201 | 517 | SH |  | SOLE |  | 0 | 0 | 517 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 610 | 18132 | SH |  | SOLE |  | 0 | 0 | 18132 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 314 | 947 | SH |  | SOLE |  | 0 | 0 | 947 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 375 | 2214 | SH |  | SOLE |  | 0 | 0 | 2214 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 11899 | 30971 | SH |  | SOLE |  | 0 | 0 | 30971 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 2244 | 5030 | SH |  | SOLE |  | 0 | 0 | 5030 |
| SPDR SER TR | PRTFLO S GW | 78464A409 |  | 1845 | 36409 | SH |  | SOLE |  | 0 | 0 | 36409 |
| SPDR SER TR | BLOOMBERG CONV | 78464A359 |  | 204 | 3224 | SH |  | SOLE |  | 0 | 0 | 3224 |
| SPDR SER TR | PORTFOLI S | 78464A805 |  | 21439 | 453353 | SH |  | SOLE |  | 0 | 0 | 453353 |
| STARBUCKS CORP | COM | 855244109 |  | 808 | 8148 | SH |  | SOLE |  | 0 | 0 | 8148 |
| SYSCO CORP | COM | 871829107 |  | 305 | 3984 | SH |  | SOLE |  | 0 | 0 | 3984 |
| TESLA INC | COM | 88160R101 |  | 747 | 6061 | SH |  | SOLE |  | 0 | 0 | 6061 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 382 | 2273 | SH |  | SOLE |  | 0 | 0 | 2273 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 451 | 2593 | SH |  | SOLE |  | 0 | 0 | 2593 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 490 | 924 | SH |  | SOLE |  | 0 | 0 | 924 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 791 | 2252 | SH |  | SOLE |  | 0 | 0 | 2252 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 362 | 2015 | SH |  | SOLE |  | 0 | 0 | 2015 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 5729 | 43123 | SH |  | SOLE |  | 0 | 0 | 43123 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 423 | 1984 | SH |  | SOLE |  | 0 | 0 | 1984 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 326 | 3951 | SH |  | SOLE |  | 0 | 0 | 3951 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 241 | 1520 | SH |  | SOLE |  | 0 | 0 | 1520 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 31947 | 167094 | SH |  | SOLE |  | 0 | 0 | 167094 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 807 | 5748 | SH |  | SOLE |  | 0 | 0 | 5748 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4034 | 103488 | SH |  | SOLE |  | 0 | 0 | 103488 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 62137 | 1255554 | SH |  | SOLE |  | 0 | 0 | 1255554 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 2449 | 16131 | SH |  | SOLE |  | 0 | 0 | 16131 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 232 | 5525 | SH |  | SOLE |  | 0 | 0 | 5525 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 285 | 4781 | SH |  | SOLE |  | 0 | 0 | 4781 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 607 | 5607 | SH |  | SOLE |  | 0 | 0 | 5607 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 371 | 9406 | SH |  | SOLE |  | 0 | 0 | 9406 |
| VISA INC | COM CL A | 92826C839 |  | 1187 | 5715 | SH |  | SOLE |  | 0 | 0 | 5715 |
| VIVID SEATS INC | COM CL A | 92854T100 |  | 183 | 25000 | SH |  | SOLE |  | 0 | 0 | 25000 |
| WALMART INC | COM | 931142103 |  | 1182 | 8301 | SH |  | SOLE |  | 0 | 0 | 8301 |
| WASTE MGMT INC DEL | COM | 94106L909 |  | 227 | 1448 | SH |  | SOLE |  | 0 | 0 | 1448 |

---