# EDGAR Filing Document

**Accession Number:** 0002043468
**File Stem:** 0002043468-26-000001
**Filing Date:** 2026-2
**Character Count:** 16835
**Document Hash:** b52db1a86042a81e311c72a88a287f5b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002043468-26-000001.hdr.sgml**: 20260210

**ACCESSION NUMBER**: 0002043468-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260210

**DATE AS OF CHANGE**: 20260209

**EFFECTIVENESS DATE**: 20260210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Beckerman Institutional, LLC
- **CENTRAL INDEX KEY:** 0002043468

**ORGANIZATION NAME:**
- **EIN:** 205446178
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24414
- **FILM NUMBER:** 26613263

**BUSINESS ADDRESS:**
- **STREET 1:** 77 MAIN AVENUE
- **STREET 2:** SUITE 1A
- **CITY:** OCEAN GROVE
- **STATE:** NJ
- **ZIP:** 07756
- **BUSINESS PHONE:** 877-892-7738

**MAIL ADDRESS:**
- **STREET 1:** 77 MAIN AVENUE
- **STREET 2:** SUITE 1A
- **CITY:** OCEAN GROVE
- **STATE:** NJ
- **ZIP:** 07756

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Beckerman Institutional LLC<br>**Address:** 77 MAIN AVENUE<br>SUITE 1A<br>OCEAN GROVE, NJ 07756

**Form 13F File Number:** 028-24414

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ashleigh Swayze<br>**Title:** Counsel<br>**Phone:** 6463953900

**Signature, Place, and Date of Signing:**

/s/Ashleigh Swayze  Princeton, NJ  02-09-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 115

**Form 13F Information Table Value Total:** $178091105

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 458808 | 2008 | SH |  | SOLE |  | 0 | 0 | 2008 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 7252331 | 23169 | SH |  | SOLE |  | 0 | 0 | 23169 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 431980 | 1377 | SH |  | SOLE |  | 0 | 0 | 1377 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 279132 | 4841 | SH |  | SOLE |  | 0 | 0 | 4841 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 577490 | 2502 | SH |  | SOLE |  | 0 | 0 | 2502 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 1895474 | 6972 | SH |  | SOLE |  | 0 | 0 | 6972 |
| BANCROFT FD LTD | COM | 059695106 | BBG001S5P2V9 | 1633282 | 73904 | SH |  | SOLE |  | 0 | 0 | 73904 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 597602 | 10866 | SH |  | SOLE |  | 0 | 0 | 10866 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 16224222 | 32278 | SH |  | SOLE |  | 0 | 0 | 32278 |
| BLACKROCK ESG CAP ALLC TERM | SHS BEN INT | 09262F100 | BBG012Q6JF99 | 547772 | 35616 | SH |  | SOLE |  | 0 | 0 | 35616 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 | BBG01GQYLJY8 | 2369213 | 44897 | SH |  | SOLE |  | 0 | 0 | 44897 |
| BLACKSTONE INC | COM | 09260D107 | BBG001S7H949 | 289938 | 1881 | SH |  | SOLE |  | 0 | 0 | 1881 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 | BBG01N7SVDT5 | 420136 | 13158 | SH |  | SOLE |  | 0 | 0 | 13158 |
| CAPITAL ONE FINL CORP | COM | 14040H105 | BBG001S65PV8 | 375900 | 1551 | SH |  | SOLE |  | 0 | 0 | 1551 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 339703 | 4410 | SH |  | SOLE |  | 0 | 0 | 4410 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 436448 | 6243 | SH |  | SOLE |  | 0 | 0 | 6243 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 | BBG00Y2PHW26 | 2108916 | 64750 | SH |  | SOLE |  | 0 | 0 | 64750 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | BBG012G21Y06 | 3578406 | 71711 | SH |  | SOLE |  | 0 | 0 | 71711 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 | BBG00Y2PGDN6 | 10406444 | 273063 | SH |  | SOLE |  | 0 | 0 | 273063 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 | BBG012558MV6 | 427076 | 8866 | SH |  | SOLE |  | 0 | 0 | 8866 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 | BBG00Y2JG0C0 | 1571240 | 33574 | SH |  | SOLE |  | 0 | 0 | 33574 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 5080543 | 128329 | SH |  | SOLE |  | 0 | 0 | 128329 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 | BBG011DXY0L8 | 2647685 | 44469 | SH |  | SOLE |  | 0 | 0 | 44469 |
| DOUBLELINE ETF TRUST | OPPORTUNISTIC CO | 25861R105 | BBG016GCZLY9 | 9761577 | 210540 | SH |  | SOLE |  | 0 | 0 | 210540 |
| ELLSWORTH GROWTH  INCOME FD | COM | 289074106 | BBG001S5QR43 | 148794 | 12794 | SH |  | SOLE |  | 0 | 0 | 12794 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 | BBG001SBT983 | 2178482 | 23834 | SH |  | SOLE |  | 0 | 0 | 23834 |
| FIDELITY COVINGTON TRUST | MSCI COMMNTN SVC | 316092873 | BBG005FHWFG8 | 1647114 | 22477 | SH |  | SOLE |  | 0 | 0 | 22477 |
| FIDELITY COVINGTON TRUST | MSCI FINLS IDX | 316092501 | BBG005FHWXW1 | 434685 | 5591 | SH |  | SOLE |  | 0 | 0 | 5591 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 | BBG005FHVV56 | 2520701 | 33935 | SH |  | SOLE |  | 0 | 0 | 33935 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 | BBG008229899 | 1755145 | 65271 | SH |  | SOLE |  | 0 | 0 | 65271 |
| FRANKLIN TEMPLETON ETF TR | FTSE UNTD KGDM | 35473P678 | BBG00J3PQZ12 | 551686 | 16346 | SH |  | SOLE |  | 0 | 0 | 16346 |
| GABELLI GLOBAL SMALL  MID C | COM | 36249W104 | BBG00562K7L6 | 883277 | 58885 | SH |  | SOLE |  | 0 | 0 | 58885 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 | BBG00BDMWQF3 | 625550 | 14568 | SH |  | SOLE |  | 0 | 0 | 14568 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG001SC07Z6 | 391274 | 445 | SH |  | SOLE |  | 0 | 0 | 445 |
| INNOVATOR ETFS TRUST | US EQT ULTRA BFR | 45782C425 | BBG00RHZ8N23 | 227552 | 6186 | SH |  | SOLE |  | 0 | 0 | 6186 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 | BBG001SDJ4R0 | 566860 | 3500 | SH |  | SOLE |  | 0 | 0 | 3500 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | BBG001S7XR78 | 330754 | 584 | SH |  | SOLE |  | 0 | 0 | 584 |
| INVESCO EXCH TRADED FD TR II | NASDAQ BIOTECH | 46138G599 | BBG011B9TZ96 | 305670 | 10765 | SH |  | SOLE |  | 0 | 0 | 10765 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E735 | BBG001SSH3K8 | 731692 | 17344 | SH |  | SOLE |  | 0 | 0 | 17344 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 | BBG001S6H5N8 | 470867 | 10036 | SH |  | SOLE |  | 0 | 0 | 10036 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 263671 | 431 | SH |  | SOLE |  | 0 | 0 | 431 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG001SJK6D5 | 728055 | 8969 | SH |  | SOLE |  | 0 | 0 | 8969 |
| ISHARES GOLD TR | SHARES REPRESENT | 46436F103 | BBG011K3SP01 | 385923 | 8977 | SH |  | SOLE |  | 0 | 0 | 8977 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 362473 | 5393 | SH |  | SOLE |  | 0 | 0 | 5393 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 | BBG00H5VLN77 | 2470752 | 33994 | SH |  | SOLE |  | 0 | 0 | 33994 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | BBG001TG5H89 | 2784621 | 27196 | SH |  | SOLE |  | 0 | 0 | 27196 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | BBG006MJFZK4 | 1846435 | 26599 | SH |  | SOLE |  | 0 | 0 | 26599 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 1486931 | 16621 | SH |  | SOLE |  | 0 | 0 | 16621 |
| ISHARES TR | CORE MSCI INTL | 46435G326 | BBG00G9DM0M7 | 7576392 | 91858 | SH |  | SOLE |  | 0 | 0 | 91858 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TMV7 | 347162 | 4102 | SH |  | SOLE |  | 0 | 0 | 4102 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 1336725 | 11122 | SH |  | SOLE |  | 0 | 0 | 11122 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 862107 | 5798 | SH |  | SOLE |  | 0 | 0 | 5798 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 545677 | 797 | SH |  | SOLE |  | 0 | 0 | 797 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG001SYVWS7 | 309952 | 3998 | SH |  | SOLE |  | 0 | 0 | 3998 |
| ISHARES TR | ISHARES BIOTECH | 464287556 | BBG001SGYSW7 | 426653 | 2528 | SH |  | SOLE |  | 0 | 0 | 2528 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG001SFQL26 | 519525 | 4568 | SH |  | SOLE |  | 0 | 0 | 4568 |
| ISHARES TR | US AER DEF ETF | 464288760 | BBG001SC08P5 | 1830322 | 8525 | SH |  | SOLE |  | 0 | 0 | 8525 |
| ISHARES TR | US HOME CONS ETF | 464288752 | BBG001SQZTR8 | 732535 | 7607 | SH |  | SOLE |  | 0 | 0 | 7607 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE BOND ETF | 46654Q716 | BBG01J4V6196 | 503284 | 9308 | SH |  | SOLE |  | 0 | 0 | 9308 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | BBG00TSG0SK6 | 1063162 | 18574 | SH |  | SOLE |  | 0 | 0 | 18574 |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 | BBG0130Y3986 | 2783154 | 60124 | SH |  | SOLE |  | 0 | 0 | 60124 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 454183 | 2195 | SH |  | SOLE |  | 0 | 0 | 2195 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 1095765 | 3400 | SH |  | SOLE |  | 0 | 0 | 3400 |
| JPMORGAN CHASE FINL CO LLC | CAL LKD 44 | 48133Q309 | BBG01L70PZ45 | 1155273 | 38625 | SH |  | SOLE |  | 0 | 0 | 38625 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 1648121 | 2497 | SH |  | SOLE |  | 0 | 0 | 2497 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 1415944 | 2929 | SH |  | SOLE |  | 0 | 0 | 2929 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 239849 | 1349 | SH |  | SOLE |  | 0 | 0 | 1349 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 365827 | 14692 | SH |  | SOLE |  | 0 | 0 | 14692 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 | BBG00KJQ1QS8 | 1716511 | 34614 | SH |  | SOLE |  | 0 | 0 | 34614 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 610963 | 3809 | SH |  | SOLE |  | 0 | 0 | 3809 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 | BBG002N12C17 | 1521114 | 16342 | SH |  | SOLE |  | 0 | 0 | 16342 |
| PIMCO ETF TR | ENHNCD LW DUR AC | 72201R718 | BBG005VLSHH1 | 5269422 | 54923 | SH |  | SOLE |  | 0 | 0 | 54923 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 | BBG001SF6Y39 | 641760 | 12245 | SH |  | SOLE |  | 0 | 0 | 12245 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 | BBG01GZGT490 | 809737 | 30350 | SH |  | SOLE |  | 0 | 0 | 30350 |
| PIMCO ETF TR | MUNI INCOME OPP | 72201R635 | BBG012DX1041 | 715466 | 15787 | SH |  | SOLE |  | 0 | 0 | 15787 |
| PIMCO ETF TR | SR LN ACTIVE ETF | 72201R627 | BBG0180BK9Q6 | 684663 | 13617 | SH |  | SOLE |  | 0 | 0 | 13617 |
| ROYCE GLOBAL TRUST INC | COM | 78081T104 | BBG004SJPGG9 | 169000 | 12891 | SH |  | SOLE |  | 0 | 0 | 12891 |
| SALESFORCE INC | COM | 79466L302 | BBG001SDLP09 | 278157 | 1050 | SH |  | SOLE |  | 0 | 0 | 1050 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 | BBG001T6L7C0 | 2176321 | 47800 | SH |  | SOLE |  | 0 | 0 | 47800 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | BBG001T9F795 | 3082077 | 126470 | SH |  | SOLE |  | 0 | 0 | 126470 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWLM4 | 3510050 | 127963 | SH |  | SOLE |  | 0 | 0 | 127963 |
| SIMPLIFY EXCHANGE TRADED FUN | MBS ETF | 82889N525 | BBG01JXBTX20 | 2199339 | 43629 | SH |  | SOLE |  | 0 | 0 | 43629 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 498560 | 1259 | SH |  | SOLE |  | 0 | 0 | 1259 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 305502 | 448 | SH |  | SOLE |  | 0 | 0 | 448 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 | BBG001SG3JV2 | 870032 | 9564 | SH |  | SOLE |  | 0 | 0 | 9564 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 | BBG001SPT9T9 | 352151 | 6081 | SH |  | SOLE |  | 0 | 0 | 6081 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 | BBG001SPTB87 | 959270 | 11958 | SH |  | SOLE |  | 0 | 0 | 11958 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A631 | BBG0024LG8W4 | 235692 | 977 | SH |  | SOLE |  | 0 | 0 | 977 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 | BBG004T58LZ5 | 824180 | 17588 | SH |  | SOLE |  | 0 | 0 | 17588 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 | BBG0084H8485 | 661790 | 16442 | SH |  | SOLE |  | 0 | 0 | 16442 |
| TCW ETF TRUST | FLEXIBLE INCOME | 29287L700 | BBG01NCF0HQ5 | 4998229 | 126218 | SH |  | SOLE |  | 0 | 0 | 126218 |
| TORTOISE CAPITAL SERIES TRUS | ENERGY FD | 890930209 | BBG01VH3PKL0 | 100995 | 11172 | SH |  | SOLE |  | 0 | 0 | 11172 |
| TRI CONTL CORP | COM | 895436103 | BBG001S5WZ75 | 1322862 | 40504 | SH |  | SOLE |  | 0 | 0 | 40504 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 | BBG002XRNHT5 | 726991 | 7019 | SH |  | SOLE |  | 0 | 0 | 7019 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 306650 | 3891 | SH |  | SOLE |  | 0 | 0 | 3891 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 616064 | 1957 | SH |  | SOLE |  | 0 | 0 | 1957 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG001SRN7W1 | 423560 | 2390 | SH |  | SOLE |  | 0 | 0 | 2390 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 3456887 | 11912 | SH |  | SOLE |  | 0 | 0 | 11912 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 353962 | 4001 | SH |  | SOLE |  | 0 | 0 | 4001 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 800739 | 1277 | SH |  | SOLE |  | 0 | 0 | 1277 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 640242 | 3024 | SH |  | SOLE |  | 0 | 0 | 3024 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 978143 | 2917 | SH |  | SOLE |  | 0 | 0 | 2917 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 | BBG01S6YYQV7 | 565728 | 7500 | SH |  | SOLE |  | 0 | 0 | 7500 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | BBG001T0SKD6 | 736574 | 5139 | SH |  | SOLE |  | 0 | 0 | 5139 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 825538 | 16691 | SH |  | SOLE |  | 0 | 0 | 16691 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 569669 | 2592 | SH |  | SOLE |  | 0 | 0 | 2592 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 921247 | 14748 | SH |  | SOLE |  | 0 | 0 | 14748 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 | BBG001SHTV72 | 717788 | 3707 | SH |  | SOLE |  | 0 | 0 | 3707 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 582006 | 773 | SH |  | SOLE |  | 0 | 0 | 773 |
| VIRTUS DIVIDEND INTEREST  P | COM | 92840R101 | BBG001SNN4Q4 | 719819 | 55843 | SH |  | SOLE |  | 0 | 0 | 55843 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 359127 | 1024 | SH |  | SOLE |  | 0 | 0 | 1024 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 314226 | 2820 | SH |  | SOLE |  | 0 | 0 | 2820 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 | BBG007PB9N20 | 1103796 | 28290 | SH |  | SOLE |  | 0 | 0 | 28290 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 | BBG001SRPT24 | 3783985 | 66107 | SH |  | SOLE |  | 0 | 0 | 66107 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 | BBG00L8YYQ05 | 5052627 | 59185 | SH |  | SOLE |  | 0 | 0 | 59185 |

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