# EDGAR Filing Document

**Accession Number:** 0001780330
**File Stem:** 0001780330-25-000006
**Filing Date:** 2025-7
**Character Count:** 17179
**Document Hash:** c766247b3c526ed0caaf6d5ad8441214
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001780330-25-000006.hdr.sgml**: 20250716

**ACCESSION NUMBER**: 0001780330-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250716

**DATE AS OF CHANGE**: 20250716

**EFFECTIVENESS DATE**: 20250716

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** COLTON GROOME FINANCIAL ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001780330

**ORGANIZATION NAME:**
- **EIN:** 364540515
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19550
- **FILM NUMBER:** 251126211

**BUSINESS ADDRESS:**
- **STREET 1:** 1127-B HENDERSONVILLE ROAD
- **CITY:** ASHEVILLE
- **STATE:** NC
- **ZIP:** 28803
- **BUSINESS PHONE:** 828-252-1816

**MAIL ADDRESS:**
- **STREET 1:** 1127-B HENDERSONVILLE ROAD
- **CITY:** ASHEVILLE
- **STATE:** NC
- **ZIP:** 28803

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** COLTON GROOME FINANCIAL ADVISORS LLC<br>**Address:** 1127-B HENDERSONVILLE ROAD<br>ASHEVILLE, NC 28803

**Form 13F File Number:** 028-19550

**CRD Number (if applicable):** 000128365

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brendan Gardner<br>**Title:** Investment Analyst<br>**Phone:** 8282521816

**Signature, Place, and Date of Signing:**

Brendan Gardner  Asheville, NC  07-16-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 135

**Form 13F Information Table Value Total:** $295131804

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AFLAC INC | COM | 001055102 |  | 1049749 | 9954 | SH |  | SOLE | 0 | 0 | 0 | 9954 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 487682 | 1729 | SH |  | SOLE | 0 | 0 | 0 | 1729 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1707669 | 9690 | SH |  | SOLE | 0 | 0 | 0 | 9690 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 309013 | 1742 | SH |  | SOLE | 0 | 0 | 0 | 1742 |
| AMAZON COM INC | COM | 023135106 |  | 1163425 | 5303 | SH |  | SOLE | 0 | 0 | 0 | 5303 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 202871 | 636 | SH |  | SOLE | 0 | 0 | 0 | 636 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 1346485 | 6092 | SH |  | SOLE | 0 | 0 | 0 | 6092 |
| AMGEN INC | COM | 031162100 |  | 1457755 | 5221 | SH |  | SOLE | 0 | 0 | 0 | 5221 |
| APPLE INC | COM | 037833100 |  | 5468601 | 26654 | SH |  | SOLE | 0 | 0 | 0 | 26654 |
| ARCH CAP GROUP LTD | ORD | G0450A105 |  | 220432 | 2421 | SH |  | SOLE | 0 | 0 | 0 | 2421 |
| BALL CORP | COM | 058498106 |  | 481533 | 8585 | SH |  | SOLE | 0 | 0 | 0 | 8585 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 728800 | 1 | SH |  | SOLE | 0 | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 451280 | 929 | SH |  | SOLE | 0 | 0 | 0 | 929 |
| BLACKROCK INC | COM | 09290D101 |  | 1140546 | 1087 | SH |  | SOLE | 0 | 0 | 0 | 1087 |
| BROADCOM INC | COM | 11135F101 |  | 4769050 | 17301 | SH |  | SOLE | 0 | 0 | 0 | 17301 |
| CISCO SYS INC | COM | 17275R102 |  | 222502 | 3207 | SH |  | SOLE | 0 | 0 | 0 | 3207 |
| CLEAN HARBORS INC | COM | 184496107 |  | 254298 | 1100 | SH |  | SOLE | 0 | 0 | 0 | 1100 |
| COCA COLA CO | COM | 191216100 |  | 409572 | 5789 | SH |  | SOLE | 0 | 0 | 0 | 5789 |
| EATON CORP PLC | SHS | G29183103 |  | 1244476 | 3486 | SH |  | SOLE | 0 | 0 | 0 | 3486 |
| EBAY INC. | COM | 278642103 |  | 829187 | 11136 | SH |  | SOLE | 0 | 0 | 0 | 11136 |
| ELI LILLY  CO | COM | 532457108 |  | 272836 | 350 | SH |  | SOLE | 0 | 0 | 0 | 350 |
| EMERSON ELEC CO | COM | 291011104 |  | 614251 | 4607 | SH |  | SOLE | 0 | 0 | 0 | 4607 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 413943 | 3840 | SH |  | SOLE | 0 | 0 | 0 | 3840 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 206095 | 1045 | SH |  | SOLE | 0 | 0 | 0 | 1045 |
| FIRST CTZNS BANCSHARES INC N | CL A | 31946M103 |  | 391294 | 200 | SH |  | SOLE | 0 | 0 | 0 | 200 |
| GOLDMAN SACHS PHYSICAL GOLD | UNIT | 38150K103 |  | 8232844 | 251923 | SH |  | SOLE | 0 | 2310 | 0 | 249613 |
| GOLUB CAP BDC INC | COM | 38173M102 |  | 148922 | 10165 | SH |  | SOLE | 0 | 0 | 0 | 10165 |
| HOME DEPOT INC | COM | 437076102 |  | 285246 | 778 | SH |  | SOLE | 0 | 390 | 0 | 388 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 325732 | 1105 | SH |  | SOLE | 0 | 0 | 0 | 1105 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 778209 | 37631 | SH |  | SOLE | 0 | 2210 | 0 | 35421 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 620097 | 3412 | SH |  | SOLE | 0 | 0 | 0 | 3412 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2001006 | 3627 | SH |  | SOLE | 0 | 0 | 0 | 3627 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 |  | 261495 | 3488 | SH |  | SOLE | 0 | 0 | 0 | 3488 |
| ISHARES INC | MSCI CDA ETF | 464286509 |  | 2456916 | 53180 | SH |  | SOLE | 0 | 500 | 0 | 52680 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1053046 | 17542 | SH |  | SOLE | 0 | 0 | 0 | 17542 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2702415 | 32372 | SH |  | SOLE | 0 | 0 | 0 | 32372 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 374354 | 3988 | SH |  | SOLE | 0 | 0 | 0 | 3988 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 1460471 | 63554 | SH |  | SOLE | 0 | 0 | 0 | 63554 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 |  | 6885501 | 143928 | SH |  | SOLE | 0 | 2025 | 0 | 141903 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 1046919 | 13768 | SH |  | SOLE | 0 | 0 | 0 | 13768 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 235555 | 3684 | SH |  | SOLE | 0 | 0 | 0 | 3684 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1831491 | 10018 | SH |  | SOLE | 0 | 0 | 0 | 10018 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 |  | 411554 | 8630 | SH |  | SOLE | 0 | 0 | 0 | 8630 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 270503 | 5690 | SH |  | SOLE | 0 | 0 | 0 | 5690 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1247475 | 11731 | SH |  | SOLE | 0 | 325 | 0 | 11406 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1482571 | 14190 | SH |  | SOLE | 0 | 0 | 0 | 14190 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 529447 | 8688 | SH |  | SOLE | 0 | 380 | 0 | 8308 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 292902 | 2169 | SH |  | SOLE | 0 | 0 | 0 | 2169 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 674584 | 13114 | SH |  | SOLE | 0 | 0 | 0 | 13114 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 648948 | 12300 | SH |  | SOLE | 0 | 0 | 0 | 12300 |
| ISHARES TR | MBS ETF | 464288588 |  | 832429 | 8866 | SH |  | SOLE | 0 | 0 | 0 | 8866 |
| ISHARES TR | GOV/CRED BD ETF | 464288596 |  | 7886909 | 75512 | SH |  | SOLE | 0 | 270 | 0 | 75242 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 3070341 | 33150 | SH |  | SOLE | 0 | 623 | 0 | 32527 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 9829341 | 184450 | SH |  | SOLE | 0 | 1550 | 0 | 182900 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 21499257 | 240511 | SH |  | SOLE | 0 | 2760 | 0 | 237751 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 8846583 | 142641 | SH |  | SOLE | 0 | 1155 | 0 | 141486 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 834320 | 7634 | SH |  | SOLE | 0 | 0 | 0 | 7634 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 330260 | 1690 | SH |  | SOLE | 0 | 0 | 0 | 1690 |
| ISHARES TR | CORE S ETF | 464287200 |  | 50619369 | 81526 | SH |  | SOLE | 0 | 1713 | 0 | 79813 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 687795 | 6247 | SH |  | SOLE | 0 | 0 | 0 | 6247 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 465375 | 4250 | SH |  | SOLE | 0 | 0 | 0 | 4250 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 20631130 | 207975 | SH |  | SOLE | 0 | 2735 | 0 | 205240 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 12102844 | 250888 | SH |  | SOLE | 0 | 2545 | 0 | 248343 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 237679 | 1556 | SH |  | SOLE | 0 | 0 | 0 | 1556 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1624398 | 5603 | SH |  | SOLE | 0 | 0 | 0 | 5603 |
| KLA CORP | COM NEW | 482480100 |  | 2488366 | 2778 | SH |  | SOLE | 0 | 0 | 0 | 2778 |
| LOWES COS INC | COM | 548661107 |  | 366529 | 1652 | SH |  | SOLE | 0 | 0 | 0 | 1652 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 416398 | 741 | SH |  | SOLE | 0 | 0 | 0 | 741 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1363886 | 15646 | SH |  | SOLE | 0 | 0 | 0 | 15646 |
| MERCK  CO INC | COM | 58933Y105 |  | 962133 | 12154 | SH |  | SOLE | 0 | 0 | 0 | 12154 |
| META PLATFORMS INC | CL A | 30303M102 |  | 335831 | 455 | SH |  | SOLE | 0 | 0 | 0 | 455 |
| MICROSOFT CORP | COM | 594918104 |  | 6876963 | 13826 | SH |  | SOLE | 0 | 0 | 0 | 13826 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 236670 | 1498 | SH |  | SOLE | 0 | 0 | 0 | 1498 |
| ORACLE CORP | COM | 68389X105 |  | 765861 | 3503 | SH |  | SOLE | 0 | 0 | 0 | 3503 |
| PARK NATL CORP | COM | 700658107 |  | 230150 | 1376 | SH |  | SOLE | 0 | 0 | 0 | 1376 |
| PEPSICO INC | COM | 713448108 |  | 692690 | 5246 | SH |  | SOLE | 0 | 0 | 0 | 5246 |
| PFIZER INC | COM | 717081103 |  | 287656 | 11867 | SH |  | SOLE | 0 | 0 | 0 | 11867 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 338624 | 12759 | SH |  | SOLE | 0 | 0 | 0 | 12759 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 1068786 | 5733 | SH |  | SOLE | 0 | 0 | 0 | 5733 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 317843 | 1995 | SH |  | SOLE | 0 | 0 | 0 | 1995 |
| QUALCOMM INC | COM | 747525103 |  | 965777 | 6064 | SH |  | SOLE | 0 | 0 | 0 | 6064 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 888221 | 9735 | SH |  | SOLE | 0 | 0 | 0 | 9735 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 572429 | 25902 | SH |  | SOLE | 0 | 0 | 0 | 25902 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 485256 | 19855 | SH |  | SOLE | 0 | 0 | 0 | 19855 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 210268 | 8311 | SH |  | SOLE | 0 | 0 | 0 | 8311 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 630089 | 21571 | SH |  | SOLE | 0 | 0 | 0 | 21571 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 208051 | 7519 | SH |  | SOLE | 0 | 0 | 0 | 7519 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 220313 | 5319 | SH |  | SOLE | 0 | 0 | 0 | 5319 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 5365554 | 49438 | SH |  | SOLE | 0 | 0 | 0 | 49438 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1696182 | 20771 | SH |  | SOLE | 0 | 0 | 0 | 20771 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1369136 | 16144 | SH |  | SOLE | 0 | 0 | 0 | 16144 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 3623082 | 69182 | SH |  | SOLE | 0 | 0 | 0 | 69182 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 3788197 | 25679 | SH |  | SOLE | 0 | 0 | 0 | 25679 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 5137291 | 20287 | SH |  | SOLE | 0 | 0 | 0 | 20287 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 2248149 | 27765 | SH |  | SOLE | 0 | 0 | 0 | 27765 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 3616026 | 26827 | SH |  | SOLE | 0 | 0 | 0 | 26827 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 6260652 | 28807 | SH |  | SOLE | 0 | 0 | 0 | 28807 |
| SOUTHERN FIRST BANCSHARES | COM | 842873101 |  | 291880 | 7675 | SH |  | SOLE | 0 | 0 | 0 | 7675 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 570642 | 1872 | SH |  | SOLE | 0 | 0 | 0 | 1872 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 3016354 | 70574 | SH |  | SOLE | 0 | 0 | 0 | 70574 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 3828046 | 94543 | SH |  | SOLE | 0 | 0 | 0 | 94543 |
| SPDR INDEX SHS FDS | EURO STOXX 50 | 78463X202 |  | 2167010 | 36280 | SH |  | SOLE | 0 | 340 | 0 | 35940 |
| SPDR INDEX SHS FDS | MSCI EAFE FS ETF | 78470E106 |  | 244614 | 5165 | SH |  | SOLE | 0 | 0 | 0 | 5165 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 286682 | 464 | SH |  | SOLE | 0 | 0 | 0 | 464 |
| SPDR SERIES TRUST | PORTFOLI S | 78464A805 |  | 1623016 | 21672 | SH |  | SOLE | 0 | 490 | 0 | 21182 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 3983899 | 41795 | SH |  | SOLE | 0 | 0 | 0 | 41795 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 2452129 | 46850 | SH |  | SOLE | 0 | 0 | 0 | 46850 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 3290620 | 77245 | SH |  | SOLE | 0 | 795 | 0 | 76450 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 509180 | 9363 | SH |  | SOLE | 0 | 0 | 0 | 9363 |
| SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 |  | 791552 | 30920 | SH |  | SOLE | 0 | 0 | 0 | 30920 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 3654650 | 50277 | SH |  | SOLE | 0 | 0 | 0 | 50277 |
| SPDR SERIES TRUST | NUVEEN ICE MUNIC | 78468R721 |  | 201015 | 4500 | SH |  | SOLE | 0 | 0 | 0 | 4500 |
| SPDR SERIES TRUST | PORTFOLIO SHORT | 78464A474 |  | 206530 | 6841 | SH |  | SOLE | 0 | 0 | 0 | 6841 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 |  | 319516 | 7966 | SH |  | SOLE | 0 | 0 | 0 | 7966 |
| STRYKER CORPORATION | COM | 863667101 |  | 417390 | 1055 | SH |  | SOLE | 0 | 0 | 0 | 1055 |
| SYSCO CORP | COM | 871829107 |  | 273194 | 3607 | SH |  | SOLE | 0 | 0 | 0 | 3607 |
| TJX COS INC NEW | COM | 872540109 |  | 632886 | 5125 | SH |  | SOLE | 0 | 0 | 0 | 5125 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 208330 | 4846 | SH |  | SOLE | 0 | 0 | 0 | 4846 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 239281 | 767 | SH |  | SOLE | 0 | 0 | 0 | 767 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 227548 | 4596 | SH |  | SOLE | 0 | 0 | 0 | 4596 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 571478 | 1006 | SH |  | SOLE | 0 | 0 | 0 | 1006 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 608468 | 2002 | SH |  | SOLE | 0 | 0 | 0 | 2002 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 585702 | 1336 | SH |  | SOLE | 0 | 0 | 0 | 1336 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 325378 | 1841 | SH |  | SOLE | 0 | 0 | 0 | 1841 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 314099 | 6351 | SH |  | SOLE | 0 | 0 | 0 | 6351 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 237623 | 3535 | SH |  | SOLE | 0 | 0 | 0 | 3535 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 223975 | 2890 | SH |  | SOLE | 0 | 0 | 0 | 2890 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 376593 | 1840 | SH |  | SOLE | 0 | 0 | 0 | 1840 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 817676 | 14343 | SH |  | SOLE | 0 | 0 | 0 | 14343 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 538636 | 1471 | SH |  | SOLE | 0 | 0 | 0 | 1471 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 515485 | 3929 | SH |  | SOLE | 0 | 0 | 0 | 3929 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 378070 | 570 | SH |  | SOLE | 0 | 0 | 0 | 570 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 313286 | 2630 | SH |  | SOLE | 0 | 0 | 0 | 2630 |
| VISA INC | COM CL A | 92826C839 |  | 2720393 | 7662 | SH |  | SOLE | 0 | 0 | 0 | 7662 |
| WALMART INC | COM | 931142103 |  | 1536341 | 15712 | SH |  | SOLE | 0 | 0 | 0 | 15712 |

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