# EDGAR Filing Document

**Accession Number:** 0001701132
**File Stem:** 0001701132-26-000002
**Filing Date:** 2026-5
**Character Count:** 25182
**Document Hash:** fb91c8c8f77532b25f89ebea599c5512
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001701132-26-000002.hdr.sgml**: 20260504

**ACCESSION NUMBER**: 0001701132-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260504

**DATE AS OF CHANGE**: 20260504

**EFFECTIVENESS DATE**: 20260504

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Sterling Investment Advisors, Ltd.
- **CENTRAL INDEX KEY:** 0001701132

**ORGANIZATION NAME:**
- **EIN:** 233034280
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18056
- **FILM NUMBER:** 26937214

**BUSINESS ADDRESS:**
- **STREET 1:** 1055 WESTLAKES DRIVE
- **STREET 2:** SUITE 150
- **CITY:** BERWYN
- **STATE:** PA
- **ZIP:** 19312
- **BUSINESS PHONE:** 6105600400

**MAIL ADDRESS:**
- **STREET 1:** 1055 WESTLAKES DRIVE
- **STREET 2:** SUITE 150
- **CITY:** BERWYN
- **STATE:** PA
- **ZIP:** 19312

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Sterling Investment Advisors Ltd.<br>**Address:** 1055 WESTLAKES DRIVE<br>SUITE 150<br>BERWYN, PA 19312

**Form 13F File Number:** 028-18056

**CRD Number (if applicable):** 000140710

**SEC File Number (if applicable):** 801-66769

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Catherine Whetstone<br>**Title:** Chief Compliance Office<br>**Phone:** 6105600400

**Signature, Place, and Date of Signing:**

Catherine Whetstone  Berwyn, PA  05-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 215

**Form 13F Information Table Value Total:** $552357273

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Company | COM | 88579Y101 |  | 493805 | 3400 | SH |  | SOLE |  | 0 | 0 | 3400 |
| Abbott Laboratories | COM | 002824100 |  | 1185800 | 11550 | SH |  | SOLE |  | 0 | 0 | 11550 |
| Accenture plc | COM | G1151C101 |  | 577420 | 2912 | SH |  | SOLE |  | 0 | 0 | 2912 |
| Advanced Micro Devices Inc. | COM | 007903107 |  | 737027 | 3623 | SH |  | SOLE |  | 0 | 0 | 3623 |
| Air Products  Chemicals Inc. | COM | 009158106 |  | 454326 | 1564 | SH |  | SOLE |  | 0 | 0 | 1564 |
| Alerian MLP ETF | ETF | 00162Q866 |  | 7270617 | 138120 | SH |  | SOLE |  | 0 | 0 | 138120 |
| Alibaba Group Holding Ltd. | COM | 01609W102 |  | 202869 | 1617 | SH |  | SOLE |  | 0 | 0 | 1617 |
| Alphabet Inc. A | COM | 02079K305 |  | 15091198 | 52480 | SH |  | SOLE |  | 0 | 0 | 52480 |
| Alphabet Inc. C | COM | 02079K107 |  | 5096629 | 17767 | SH |  | SOLE |  | 0 | 0 | 17767 |
| Alps Medical Breakthrough ETF | ETF | 00162Q593 |  | 1152789 | 22025 | SH |  | SOLE |  | 0 | 0 | 22025 |
| Altria Group Inc. | COM | 02209S103 |  | 437439 | 6629 | SH |  | SOLE |  | 0 | 0 | 6629 |
| Amazon.com Inc. | COM | 023135106 |  | 15040794 | 72218 | SH |  | SOLE |  | 0 | 0 | 72218 |
| American Express Co. | COM | 025816109 |  | 566584 | 1873 | SH |  | SOLE |  | 0 | 0 | 1873 |
| American Tower Corp. | COM | 03027X100 |  | 1912786 | 11083 | SH |  | SOLE |  | 0 | 0 | 11083 |
| Americold Realty Trust Inc. | COM | 03064D108 |  | 176771 | 15425 | SH |  | SOLE |  | 0 | 0 | 15425 |
| Amgen Inc. | COM | 031162100 |  | 4542056 | 12909 | SH |  | SOLE |  | 0 | 0 | 12909 |
| Annovis Bio Inc. | COM | 03615A108 |  | 52218 | 23416 | SH |  | SOLE |  | 0 | 0 | 23416 |
| Apple Inc. | COM | 037833100 |  | 33625831 | 132495 | SH |  | SOLE |  | 0 | 0 | 132495 |
| Applied Materials Inc. | COM | 038222105 |  | 265229 | 776 | SH |  | SOLE |  | 0 | 0 | 776 |
| Astera Labs Inc. | COM | 04626A103 |  | 408260 | 3725 | SH |  | SOLE |  | 0 | 0 | 3725 |
| Bank of America Corp. | COM | 060505104 |  | 293329 | 6017 | SH |  | SOLE |  | 0 | 0 | 6017 |
| Berkshire Hathaway Inc. B | COM | 084670702 |  | 4488187 | 9366 | SH |  | SOLE |  | 0 | 0 | 9366 |
| BlackRock Inc. | COM | 09247X101 |  | 3177141 | 3304 | SH |  | SOLE |  | 0 | 0 | 3304 |
| Blackstone Group Inc. | COM | 09260D107 |  | 3606148 | 31361 | SH |  | SOLE |  | 0 | 0 | 31361 |
| Blackstone Secured Lending Fund | COM | 09261X102 |  | 709989 | 29970 | SH |  | SOLE |  | 0 | 0 | 29970 |
| BP p.l.c. | ADR | 055622104 |  | 299672 | 6376 | SH |  | SOLE |  | 0 | 0 | 6376 |
| Broadcom Inc. | COM | 11135F901 |  | 851643 | 2752 | SH |  | SOLE |  | 0 | 0 | 2752 |
| Capital Group Core Plus Income ETF | ETF | 14020Y102 |  | 360143 | 16121 | SH |  | SOLE |  | 0 | 0 | 16121 |
| Capital Group US Small  Midcap | COM | 14022A102 |  | 379331 | 12920 | SH |  | SOLE |  | 0 | 0 | 12920 |
| Cardinal Health Inc. | COM | 14149Y108 |  | 3532047 | 16715 | SH |  | SOLE |  | 0 | 0 | 16715 |
| Caterpillar Inc. | COM | 149123101 |  | 1304585 | 1841 | SH |  | SOLE |  | 0 | 0 | 1841 |
| Chevron Corp. | COM | 166764100 |  | 6388117 | 30875 | SH |  | SOLE |  | 0 | 0 | 30875 |
| Cisco Systems Inc. | COM | 17275R102 |  | 1940207 | 25006 | SH |  | SOLE |  | 0 | 0 | 25006 |
| Cloudflare Inc. | COM | 18915M107 |  | 364809 | 1768 | SH |  | SOLE |  | 0 | 0 | 1768 |
| Coca-Cola Co. | COM | 191216100 |  | 1549856 | 20379 | SH |  | SOLE |  | 0 | 0 | 20379 |
| Comcast Corp. A | COM | 20030N101 |  | 490272 | 17077 | SH |  | SOLE |  | 0 | 0 | 17077 |
| ConocoPhillips Inc. | COM | 20825c104 |  | 695640 | 5270 | SH |  | SOLE |  | 0 | 0 | 5270 |
| Constellation Energy Group Inc. | COM | 21037T109 |  | 298249 | 1068 | SH |  | SOLE |  | 0 | 0 | 1068 |
| Corning Inc. | COM | 219350105 |  | 1676510 | 12330 | SH |  | SOLE |  | 0 | 0 | 12330 |
| Costco Wholesale Corp. | COM | 22160K105 |  | 9349965 | 9383 | SH |  | SOLE |  | 0 | 0 | 9383 |
| CrowdStrike Holdings Inc. | COM | 22788C105 |  | 9558408 | 24483 | SH |  | SOLE |  | 0 | 0 | 24483 |
| Cummins Inc. | COM | 231021106 |  | 3096305 | 5755 | SH |  | SOLE |  | 0 | 0 | 5755 |
| Deere  Co. | COM | 244199105 |  | 4100154 | 7279 | SH |  | SOLE |  | 0 | 0 | 7279 |
| Dell Inc. | COM | 247025109 |  | 240331 | 1464 | SH |  | SOLE |  | 0 | 0 | 1464 |
| Deutsch X-Trackers MSCI EAFE ETF | ETF | 233051200 |  | 300747 | 6088 | SH |  | SOLE |  | 0 | 0 | 6088 |
| DigitalOcean Holdings Inc. | COM | 25402D102 |  | 377432 | 4400 | SH |  | SOLE |  | 0 | 0 | 4400 |
| Eaton Corp. | COM | G29183103 |  | 2551618 | 7134 | SH |  | SOLE |  | 0 | 0 | 7134 |
| Eli Lilly  Co. | COM | 532457108 |  | 2046633 | 2225 | SH |  | SOLE |  | 0 | 0 | 2225 |
| Emerson Electric Co. | COM | 291011104 |  | 1947617 | 14865 | SH |  | SOLE |  | 0 | 0 | 14865 |
| Enbridge Inc. | COM | 29250N105 |  | 845667 | 15620 | SH |  | SOLE |  | 0 | 0 | 15620 |
| Energy Select Sector SPDR ETF | ETF | 81369Y506 |  | 1018371 | 16624 | SH |  | SOLE |  | 0 | 0 | 16624 |
| Enterprise Product Partners L.P. | COM | 293792107 |  | 255242 | 6745 | SH |  | SOLE |  | 0 | 0 | 6745 |
| Essential Utilities Inc. | COM | 29670G102 |  | 1043315 | 25908 | SH |  | SOLE |  | 0 | 0 | 25908 |
| Exxon Mobil Corp. | COM | 30231G102 |  | 6460960 | 38082 | SH |  | SOLE |  | 0 | 0 | 38082 |
| FedEx Corp. | COM | 31428x106 |  | 338015 | 949 | SH |  | SOLE |  | 0 | 0 | 949 |
| Fidelity Crypto Industry  Digital Payments ETF | ETF | 316092196 |  | 366644 | 11185 | SH |  | SOLE |  | 0 | 0 | 11185 |
| First Resource Bank | COM | 336177100 |  | 281029 | 13511 | SH |  | SOLE |  | 0 | 0 | 13511 |
| First Solar Inc | COM | 336433107 |  | 445808 | 2260 | SH |  | SOLE |  | 0 | 0 | 2260 |
| First Trust Alerian US NextGen Infrastructure ETF | ETF | 33736M103 |  | 291701 | 3595 | SH |  | SOLE |  | 0 | 0 | 3595 |
| First Trust Cloud Computing ETF | ETF | 33734X192 |  | 218720 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| First Trust Large Cap Core AlphaDEX ETF | ETF | 33734K109 |  | 769852 | 6314 | SH |  | SOLE |  | 0 | 0 | 6314 |
| First Trust Mid Cap Core AlphaDEX ETF | ETF | 33735B108 |  | 1147130 | 8945 | SH |  | SOLE |  | 0 | 0 | 8945 |
| Ford Motor Co. | COM | 345370100 |  | 133864 | 11600 | SH |  | SOLE |  | 0 | 0 | 11600 |
| Freecast Inc | COM | 35632L303 |  | 1794129 | 402271 | SH |  | SOLE |  | 0 | 0 | 402271 |
| Gamestop Corp Cl A New | COM | 36467W109 |  | 315395 | 13689 | SH |  | SOLE |  | 0 | 0 | 13689 |
| Gilead Sciences Inc. | COM | 375558103 |  | 230964 | 1657 | SH |  | SOLE |  | 0 | 0 | 1657 |
| Global X Robotics  A.I. ETF | ETF | 37954Y715 |  | 4134727 | 124465 | SH |  | SOLE |  | 0 | 0 | 124465 |
| Global X S 500 Catholic Values ETF | ETF | 37954Y889 |  | 301659 | 3860 | SH |  | SOLE |  | 0 | 0 | 3860 |
| Globus Medical Inc. | COM | 379577208 |  | 12409022 | 144023 | SH |  | SOLE |  | 0 | 0 | 144023 |
| Goldman Sachs Group Inc. | COM | 38141G104 |  | 9126114 | 10787 | SH |  | SOLE |  | 0 | 0 | 10787 |
| Honeywell International Inc. | COM | 438516106 |  | 3911627 | 17306 | SH |  | SOLE |  | 0 | 0 | 17306 |
| IBM Corp. | COM | 459200101 |  | 459154 | 1894 | SH |  | SOLE |  | 0 | 0 | 1894 |
| IDEXX Laboratories Inc. | COM | 45168D104 |  | 618079 | 1100 | SH |  | SOLE |  | 0 | 0 | 1100 |
| Immunome Inc. | COM | 45257U108 |  | 216907 | 9918 | SH |  | SOLE |  | 0 | 0 | 9918 |
| Inspire 100 ETF | ETF | 66538H534 |  | 787405 | 16700 | SH |  | SOLE |  | 0 | 0 | 16700 |
| Inspire 500 ETF | ETF | 66537J796 |  | 770457 | 3075 | SH |  | SOLE |  | 0 | 0 | 3075 |
| Inspire Global Hope ETF | ETF | 66538H658 |  | 484567 | 10925 | SH |  | SOLE |  | 0 | 0 | 10925 |
| Inspire International ETF | ETF | 66538H419 |  | 583284 | 15600 | SH |  | SOLE |  | 0 | 0 | 15600 |
| Inspire Small/Mid Cap ETF | ETF | 66538H641 |  | 571571 | 14300 | SH |  | SOLE |  | 0 | 0 | 14300 |
| Intel Corp. | COM | 458140100 |  | 571541 | 12951 | SH |  | SOLE |  | 0 | 0 | 12951 |
| Invesco Global Listed Private Equity ETF | ETF | 73935X195 |  | 265644 | 4700 | SH |  | SOLE |  | 0 | 0 | 4700 |
| Invesco QQQ ETF | ETF | 631100104 |  | 1499556 | 2598 | SH |  | SOLE |  | 0 | 0 | 2598 |
| Invesco S 500 Equal Weight ETF | ETF | 78355W106 |  | 3893923 | 20289 | SH |  | SOLE |  | 0 | 0 | 20289 |
| iShares Bitcoin Trust ETF | ETF | 46438F101 |  | 1002916 | 26104 | SH |  | SOLE |  | 0 | 0 | 26104 |
| iShares Cohen  Steers REIT ETF | ETF | 464287564 |  | 446227 | 7210 | SH |  | SOLE |  | 0 | 0 | 7210 |
| iShares Core MSCI EAFE ETF | ETF | 464287465 |  | 216005 | 2386 | SH |  | SOLE |  | 0 | 0 | 2386 |
| iShares Core S 500 ETF | ETF | 464287200 |  | 737474 | 1129 | SH |  | SOLE |  | 0 | 0 | 1129 |
| iShares Core S Small-Cap ETF | ETF | 78468R853 |  | 9995826 | 80410 | SH |  | SOLE |  | 0 | 0 | 80410 |
| iShares Ethereum Trust ETF | ETF | 46438R105 |  | 313038 | 19775 | SH |  | SOLE |  | 0 | 0 | 19775 |
| iShares Flexible Income Active ETF | ETF | 464287168 |  | 10154801 | 195548 | SH |  | SOLE |  | 0 | 0 | 195548 |
| iShares Gold TRUST | ETF | 464285105 |  | 383672 | 4352 | SH |  | SOLE |  | 0 | 0 | 4352 |
| iShares iBonds Dec 2030 Term Corp. ETF | ETF | 46436E726 |  | 216383 | 9885 | SH |  | SOLE |  | 0 | 0 | 9885 |
| iShares iBonds Dec 2031 Term Corp. ETF | ETF | 46436E486 |  | 405728 | 19385 | SH |  | SOLE |  | 0 | 0 | 19385 |
| iShares iBonds Dec 2032 Term Corp. ETF | ETF | 46436E312 |  | 652598 | 25825 | SH |  | SOLE |  | 0 | 0 | 25825 |
| iShares iBonds Dec 2033 Term Corp. ETF | ETF | 46436E130 |  | 613679 | 23740 | SH |  | SOLE |  | 0 | 0 | 23740 |
| iShares iBonds Dec 2034 Term Corp. ETF | ETF | 46438G653 |  | 263597 | 10115 | SH |  | SOLE |  | 0 | 0 | 10115 |
| iShares MSCI EAFE Index Fund ETF | ETF | 464287465 |  | 1280173 | 13180 | SH |  | SOLE |  | 0 | 0 | 13180 |
| iShares MSCI Emerging Markets Index Fund ETF | ETF | 464287234 |  | 1217862 | 21445 | SH |  | SOLE |  | 0 | 0 | 21445 |
| iShares MSCI Kld Social Index ETF | ETF | 464288570 |  | 363570 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| iShares Russell 2000 ETF | ETF | 464287655 |  | 227168 | 916 | SH |  | SOLE |  | 0 | 0 | 916 |
| iShares Russell Top 200 Growth ETF | ETF | 464289438 |  | 201560 | 810 | SH |  | SOLE |  | 0 | 0 | 810 |
| iShares S Mid Cap 400 Index ETF | ETF | 464287507 |  | 695221 | 10295 | SH |  | SOLE |  | 0 | 0 | 10295 |
| iShares S National Muni Bond ETF | ETF | 464288414 |  | 5370022 | 50589 | SH |  | SOLE |  | 0 | 0 | 50589 |
| iShares Select Dividend ETF | ETF | 464287168 |  | 10667157 | 70452 | SH |  | SOLE |  | 0 | 0 | 70452 |
| iShares U.S. Home Construction ETF | ETF | 464288752 |  | 513514 | 5671 | SH |  | SOLE |  | 0 | 0 | 5671 |
| iShares US Preferred Stock ETF | ETF | 464288687 |  | 2917925 | 96238 | SH |  | SOLE |  | 0 | 0 | 96238 |
| J.P. Morgan Chase  Co. | COM | 46625H100 |  | 6838258 | 23247 | SH |  | SOLE |  | 0 | 0 | 23247 |
| Janus Henderson AAA CLO ETF | ETF | 47103U845 |  | 498159 | 9890 | SH |  | SOLE |  | 0 | 0 | 9890 |
| Johnson  Johnson | COM | 478160104 |  | 6483558 | 26524 | SH |  | SOLE |  | 0 | 0 | 26524 |
| JP Morgan Municipal ETF | ETF | 46641Q647 |  | 1539692 | 30800 | SH |  | SOLE |  | 0 | 0 | 30800 |
| JPMorgan Active Bond ETF | ETF | 46654Q716 |  | 1312526 | 24410 | SH |  | SOLE |  | 0 | 0 | 24410 |
| JPMorgan Core Plus Bond ETF | ETF | 46641Q670 |  | 1303881 | 27695 | SH |  | SOLE |  | 0 | 0 | 27695 |
| JPMorgan Equity Premium Income ETF | ETF | 46641Q332 |  | 8047174 | 141976 | SH |  | SOLE |  | 0 | 0 | 141976 |
| JPMorgan Flexible Debt ETF | ETF | 46654Q559 |  | 21534336 | 433541 | SH |  | SOLE |  | 0 | 0 | 433541 |
| JPMorgan International Hedged Equity ETF | ETF | 46654Q591 |  | 5498685 | 104538 | SH |  | SOLE |  | 0 | 0 | 104538 |
| JPMorgan Nasdaq Equity Premium Income ETF | ETF | 46654Q203 |  | 1163498 | 20956 | SH |  | SOLE |  | 0 | 0 | 20956 |
| JPMorgan Ultra-Short Income ETF | ETF | 46641Q837 |  | 2332969 | 46097 | SH |  | SOLE |  | 0 | 0 | 46097 |
| Kinder Morgan Inc. | COM | 49456B101 |  | 14039319 | 418709 | SH |  | SOLE |  | 0 | 0 | 418709 |
| KKR  Co. | COM | 48251W104 |  | 5780544 | 62492 | SH |  | SOLE |  | 0 | 0 | 62492 |
| Lam Research Corp. | COM | 512807108 |  | 882320 | 4130 | SH |  | SOLE |  | 0 | 0 | 4130 |
| Lockheed Martin Corp. | COM | 539830109 |  | 8199108 | 13566 | SH |  | SOLE |  | 0 | 0 | 13566 |
| Lowe's Companies Inc. | COM | 548661107 |  | 2943438 | 12457 | SH |  | SOLE |  | 0 | 0 | 12457 |
| Mastercard Inc. | COM | 57636Q104 |  | 218810 | 438 | SH |  | SOLE |  | 0 | 0 | 438 |
| McDonald's Corp. | COM | 580135101 |  | 1816320 | 5844 | SH |  | SOLE |  | 0 | 0 | 5844 |
| Medtronic plc | COM | 585055106 |  | 1902054 | 21951 | SH |  | SOLE |  | 0 | 0 | 21951 |
| Merck  Co. | COM | 58933Y108 |  | 3133969 | 26053 | SH |  | SOLE |  | 0 | 0 | 26053 |
| Meta Platforms Inc. | COM | 30303M102 |  | 5474219 | 9568 | SH |  | SOLE |  | 0 | 0 | 9568 |
| Microsoft Corp. | COM | 594918104 |  | 10694564 | 28891 | SH |  | SOLE |  | 0 | 0 | 28891 |
| Mondelez International Inc. | COM | 609207105 |  | 1001668 | 17378 | SH |  | SOLE |  | 0 | 0 | 17378 |
| Netflix Inc. | COM | 64110L106 |  | 748050 | 7780 | SH |  | SOLE |  | 0 | 0 | 7780 |
| Northrop Grumman Corp. | COM | 666807102 |  | 300954 | 441 | SH |  | SOLE |  | 0 | 0 | 441 |
| Nvidia Corp. | COM | 67066G104 |  | 14063406 | 80639 | SH |  | SOLE |  | 0 | 0 | 80639 |
| Omega Healthcare Investors Inc. | COM | 681936100 |  | 3120900 | 71221 | SH |  | SOLE |  | 0 | 0 | 71221 |
| Oracle Corp. | COM | 68389X105 |  | 1143226 | 7771 | SH |  | SOLE |  | 0 | 0 | 7771 |
| Palantir Technologies Inc. | COM | 69608A108 |  | 4556915 | 31152 | SH |  | SOLE |  | 0 | 0 | 31152 |
| Paychex Inc. | COM | 704326107 |  | 1221655 | 13262 | SH |  | SOLE |  | 0 | 0 | 13262 |
| PepsiCo Inc. | COM | 713448108 |  | 1970295 | 12688 | SH |  | SOLE |  | 0 | 0 | 12688 |
| Pfizer Inc. | COM | 717081103 |  | 3503042 | 124752 | SH |  | SOLE |  | 0 | 0 | 124752 |
| Philip Morris International Inc. | COM | 718172109 |  | 272811 | 1650 | SH |  | SOLE |  | 0 | 0 | 1650 |
| Phillips 66 | COM | 718546104 |  | 441604 | 2424 | SH |  | SOLE |  | 0 | 0 | 2424 |
| PIMCO Intermediate Muni Bond Active ETF | ETF | 72201R866 |  | 2385083 | 45700 | SH |  | SOLE |  | 0 | 0 | 45700 |
| PIMCO Municipal Income Opportunities Active ETF | ETF | 72201R635 |  | 2644252 | 58540 | SH |  | SOLE |  | 0 | 0 | 58540 |
| PPL Corp. | COM | 69351T106 |  | 1048119 | 27438 | SH |  | SOLE |  | 0 | 0 | 27438 |
| Prime Medicine Inc | COM | 74168J101 |  | 46632 | 13400 | SH |  | SOLE |  | 0 | 0 | 13400 |
| Procter  Gamble Co. | COM | 742718109 |  | 2779987 | 19247 | SH |  | SOLE |  | 0 | 0 | 19247 |
| Public Storage | COM | 74460D109 |  | 650925 | 2403 | SH |  | SOLE |  | 0 | 0 | 2403 |
| Quanta Services Inc. | COM | 74762E102 |  | 491373 | 895 | SH |  | SOLE |  | 0 | 0 | 895 |
| Reaves Utility Income Fund | CEF | 756158101 |  | 7558417 | 192424 | SH |  | SOLE |  | 0 | 0 | 192424 |
| Regeneron Pharmaceuticals Inc. | COM | 75886F107 |  | 2412182 | 3122 | SH |  | SOLE |  | 0 | 0 | 3122 |
| Rio Tinto Group | ADR | 767204100 |  | 241925 | 2593 | SH |  | SOLE |  | 0 | 0 | 2593 |
| Robinhood Markets Inc. | COM | 770700102 |  | 239639 | 3458 | SH |  | SOLE |  | 0 | 0 | 3458 |
| Rolls-Royce Holdings | COM | 775781206 |  | 200460 | 13000 | SH |  | SOLE |  | 0 | 0 | 13000 |
| RTX Corp. | COM | 75513E101 |  | 1060213 | 5496 | SH |  | SOLE |  | 0 | 0 | 5496 |
| Rubrik Inc | COM | 781154109 |  | 208123 | 4250 | SH |  | SOLE |  | 0 | 0 | 4250 |
| Schwab Emerging Markets Equity ETF | ETF | 808524706 |  | 212375 | 6445 | SH |  | SOLE |  | 0 | 0 | 6445 |
| Schwab International Equity ETF | ETF | 808524805 |  | 524718 | 21201 | SH |  | SOLE |  | 0 | 0 | 21201 |
| Schwab U.S. Broad Market ETF | ETF | 808524102 |  | 231673 | 9230 | SH |  | SOLE |  | 0 | 0 | 9230 |
| Schwab U.S. Dividend Equity ETF | ETF | 808524797 |  | 562336 | 18329 | SH |  | SOLE |  | 0 | 0 | 18329 |
| Schwab U.S. Large-Cap ETF | ETF | 808524201 |  | 234427 | 9143 | SH |  | SOLE |  | 0 | 0 | 9143 |
| Sharplink Gaming Inc | COM | 820014405 |  | 158025 | 24500 | SH |  | SOLE |  | 0 | 0 | 24500 |
| Shopify Inc. | COM | 82509L107 |  | 3302618 | 27842 | SH |  | SOLE |  | 0 | 0 | 27842 |
| SPDR Aerospace  Defense ETF | ETF | 78464A631 |  | 543517 | 2140 | SH |  | SOLE |  | 0 | 0 | 2140 |
| SPDR Bloomberg Convertible Securities ETF | ETF | 78464A359 |  | 4975110 | 54361 | SH |  | SOLE |  | 0 | 0 | 54361 |
| SPDR Gold MiniShares ETF | ETF | 78463V107 |  | 10597804 | 114336 | SH |  | SOLE |  | 0 | 0 | 114336 |
| SPDR Gold Trust ETF | ETF | 78463V107 |  | 249138 | 579 | SH |  | SOLE |  | 0 | 0 | 579 |
| SPDR Mid Cap ETF | ETF | 78464A847 |  | 2570581 | 43407 | SH |  | SOLE |  | 0 | 0 | 43407 |
| SPDR S 500 ETF | ETF | 78462f103 |  | 2093789 | 3220 | SH |  | SOLE |  | 0 | 0 | 3220 |
| SPDR S 500 Growth ETF | ETF | 78464A409 |  | 1153253 | 11779 | SH |  | SOLE |  | 0 | 0 | 11779 |
| SPDR S MidCap 400 ETF | ETF | 78467Y107 |  | 2513672 | 4076 | SH |  | SOLE |  | 0 | 0 | 4076 |
| Strategy Inc. | COM | 594972408 |  | 824054 | 6603 | SH |  | SOLE |  | 0 | 0 | 6603 |
| Stryker Corp. | COM | 863667101 |  | 1038673 | 3161 | SH |  | SOLE |  | 0 | 0 | 3161 |
| T Rowe Price US Equity Research ETF | ETF | 87283Q503 |  | 367078 | 8975 | SH |  | SOLE |  | 0 | 0 | 8975 |
| Tema Heart  Health ETF | ETF | 87975E883 |  | 4418085 | 131160 | SH |  | SOLE |  | 0 | 0 | 131160 |
| Tesla Inc. | COM | 88160R101 |  | 4090365 | 11003 | SH |  | SOLE |  | 0 | 0 | 11003 |
| Tetra Bio-Pharma Inc. | COM | 88166Y100 |  | 0 | 23500 | SH |  | SOLE |  | 0 | 0 | 23500 |
| The Boeing Company | COM | 097023105 |  | 290584 | 1460 | SH |  | SOLE |  | 0 | 0 | 1460 |
| The Charles Schwab Corp. | COM | 808513105 |  | 2952946 | 31421 | SH |  | SOLE |  | 0 | 0 | 31421 |
| The Home Depot Inc. | COM | 437076102 |  | 6611541 | 20103 | SH |  | SOLE |  | 0 | 0 | 20103 |
| The Mosaic Co. | COM | 61945C103 |  | 2967380 | 116368 | SH |  | SOLE |  | 0 | 0 | 116368 |
| The TJX Companies Inc. | COM | 872540109 |  | 903104 | 5655 | SH |  | SOLE |  | 0 | 0 | 5655 |
| Truist Financial Corp. | COM | 89832Q109 |  | 4153675 | 90356 | SH |  | SOLE |  | 0 | 0 | 90356 |
| Unilever PLC ADR | ADR | 904767704 |  | 239103 | 4197 | SH |  | SOLE |  | 0 | 0 | 4197 |
| UnitedHealth Group Inc. | COM | 91324P102 |  | 409312 | 1513 | SH |  | SOLE |  | 0 | 0 | 1513 |
| VanEck Alternative Asset Manager ETF | ETF | 92189H649 |  | 257700 | 12000 | SH |  | SOLE |  | 0 | 0 | 12000 |
| VanEck BDC Income ETF | ETF | 92189F411 |  | 6292160 | 491575 | SH |  | SOLE |  | 0 | 0 | 491575 |
| VanEck Gold Miners ETF | ETF | 92189F106 |  | 12511736 | 136338 | SH |  | SOLE |  | 0 | 0 | 136338 |
| VanEck Junior Gold Miners ETF | ETF | 92189F791 |  | 1000533 | 8335 | SH |  | SOLE |  | 0 | 0 | 8335 |
| VanEck Morningstar Wide Moat ETF | ETF | 92189F643 |  | 4316637 | 44639 | SH |  | SOLE |  | 0 | 0 | 44639 |
| VanEck Rare Earth  Strategic Metals ETF | ETF | 92189H805 |  | 4633640 | 52655 | SH |  | SOLE |  | 0 | 0 | 52655 |
| VanEck Semiconductor ETF | ETF | 92189F676 |  | 1510841 | 3941 | SH |  | SOLE |  | 0 | 0 | 3941 |
| VanEck Uranium  Nuclear ETF | ETF | 92189F601 |  | 3871168 | 29065 | SH |  | SOLE |  | 0 | 0 | 29065 |
| Vanguard California Muni ETF | ETF | 922021605 |  | 495400 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| Vanguard Core Tax Exempt Bond | COM | 922907712 |  | 318636 | 4240 | SH |  | SOLE |  | 0 | 0 | 4240 |
| Vanguard Developed Markets Index ETF | ETF | 921943858 |  | 333259 | 5201 | SH |  | SOLE |  | 0 | 0 | 5201 |
| Vanguard Dividend Appreciation ETF | ETF | 921908844 |  | 891596 | 4146 | SH |  | SOLE |  | 0 | 0 | 4146 |
| Vanguard Emerging Markets Stock Index ETF | ETF | 922042858 |  | 639315 | 11828 | SH |  | SOLE |  | 0 | 0 | 11828 |
| Vanguard Extended Market Index Fund ETF | ETF | 922908652 |  | 205800 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| Vanguard Growth Index ETF | ETF | 922908736 |  | 553858 | 1268 | SH |  | SOLE |  | 0 | 0 | 1268 |
| Vanguard S 500 ETF | ETF | 922908363 |  | 633620 | 1060 | SH |  | SOLE |  | 0 | 0 | 1060 |
| Vanguard Short-Term Bond Index ETF | ETF | 921937827 |  | 243701 | 3108 | SH |  | SOLE |  | 0 | 0 | 3108 |
| Vanguard Small Cap Index ETF | ETF | 922908751 |  | 251216 | 959 | SH |  | SOLE |  | 0 | 0 | 959 |
| Vanguard Total Bond Market Index ETF | ETF | 921937835 |  | 482342 | 6550 | SH |  | SOLE |  | 0 | 0 | 6550 |
| Vanguard Total Stock Market Index ETF | ETF | 922908769 |  | 902282 | 2813 | SH |  | SOLE |  | 0 | 0 | 2813 |
| Vanguard Total World Stock Index ETF | ETF | 922042742 |  | 544483 | 3936 | SH |  | SOLE |  | 0 | 0 | 3936 |
| Vanguard Utilities ETF | ETF | 92204A876 |  | 3731394 | 18832 | SH |  | SOLE |  | 0 | 0 | 18832 |
| Vanguard Value Index ETF | ETF | 922908744 |  | 377143 | 1922 | SH |  | SOLE |  | 0 | 0 | 1922 |
| Vertex Inc. | COM | 92538J106 |  | 350398 | 29470 | SH |  | SOLE |  | 0 | 0 | 29470 |
| Vertiv Holdings Co. | COM | 92537N108 |  | 5727006 | 22855 | SH |  | SOLE |  | 0 | 0 | 22855 |
| Visa Inc. | COM | 92826C839 |  | 6380367 | 21110 | SH |  | SOLE |  | 0 | 0 | 21110 |
| Walmart Inc. | COM | 931142103 |  | 6133586 | 49353 | SH |  | SOLE |  | 0 | 0 | 49353 |
| Walt Disney Co. | COM | 254687106 |  | 401783 | 4169 | SH |  | SOLE |  | 0 | 0 | 4169 |
| Waste Management Inc. | COM | 94106L109 |  | 434192 | 1890 | SH |  | SOLE |  | 0 | 0 | 1890 |
| Welltower Inc. | COM | 95040Q104 |  | 227367 | 1150 | SH |  | SOLE |  | 0 | 0 | 1150 |
| Zoetis Inc. | COM | 98978V103 |  | 212778 | 1800 | SH |  | SOLE |  | 0 | 0 | 1800 |
| Zscaler Inc. | COM | 98980G102 |  | 1669451 | 11900 | SH |  | SOLE |  | 0 | 0 | 11900 |

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