# EDGAR Filing Document

**Accession Number:** 0001911307
**File Stem:** 0001911307-26-000001
**Filing Date:** 2026-1
**Character Count:** 8486
**Document Hash:** fa45d6e7e9dcc78eb7ee1b08fae5d949
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001911307-26-000001.hdr.sgml**: 20260122

**ACCESSION NUMBER**: 0001911307-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260122

**DATE AS OF CHANGE**: 20260122

**EFFECTIVENESS DATE**: 20260122

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Treasure Coast Financial Planning
- **CENTRAL INDEX KEY:** 0001911307

**ORGANIZATION NAME:**
- **EIN:** 650654553
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22232
- **FILM NUMBER:** 26550232

**BUSINESS ADDRESS:**
- **STREET 1:** 545 BEACHLAND BLVD.
- **CITY:** VERO BEACH
- **STATE:** FL
- **ZIP:** 32963
- **BUSINESS PHONE:** 772-231-1422

**MAIL ADDRESS:**
- **STREET 1:** 545 BEACHLAND BLVD.
- **CITY:** VERO BEACH
- **STATE:** FL
- **ZIP:** 32963

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Treasure Coast Financial Planning<br>**Address:** 545 BEACHLAND BLVD.<br>VERO BEACH, FL 32963

**Form 13F File Number:** 028-22232

**CRD Number (if applicable):** 000166684

**SEC File Number (if applicable):** 801-77753

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ryan Fink<br>**Title:** Financial Advisor  Compliance Officer<br>**Phone:** 772 231 1422

**Signature, Place, and Date of Signing:**

Ryan Fink  Vero Beach, FL  01-16-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 46

**Form 13F Information Table Value Total:** $188273972

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 1230438 | 4526 | SH |  | SOLE |  | 0 | 0 | 4526 |
| BANK AMERICA CORP | COM | 060505104 |  | 235540 | 4283 | SH |  | SOLE |  | 0 | 0 | 4283 |
| BNY MELLON ETF TRUST | INTERNATIONL EQT | 09661T404 |  | 2593254 | 28017 | SH |  | SOLE |  | 0 | 0 | 28017 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 234556 | 272 | SH |  | SOLE |  | 0 | 0 | 272 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 321741 | 2745 | SH |  | SOLE |  | 0 | 0 | 2745 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1141425 | 9485 | SH |  | SOLE |  | 0 | 0 | 9485 |
| META PLATFORMS INC | CL A | 30303M102 |  | 270637 | 410 | SH |  | SOLE |  | 0 | 0 | 410 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 3707043 | 80448 | SH |  | SOLE |  | 0 | 0 | 80448 |
| FIRST TR EXCHANGE TRADED FD | EMERGING MARKETS | 33734X747 |  | 1643241 | 49582 | SH |  | SOLE |  | 0 | 0 | 49582 |
| FIRST TR EXCHANGE TRADED FD | INDXX NAT RE ETF | 33734X838 |  | 429785 | 27429 | SH |  | SOLE |  | 0 | 0 | 27429 |
| FIRST TR EXCHANGE-TRADED FD | COMMON SHS | 33735T109 |  | 245160 | 14009 | SH |  | SOLE |  | 0 | 0 | 14009 |
| FIRST TR EXCHANGE TRADED FD | BUYWRIT INCM ETF | 33738R308 |  | 592744 | 25095 | SH |  | SOLE |  | 0 | 0 | 25095 |
| FRANKLIN TEMPLETON ETF TR | FTSE EUROPE | 35473P652 |  | 9209669 | 252053 | SH |  | SOLE |  | 0 | 0 | 252053 |
| INVESCO ACTIVELY MANAGED EXC | TOTAL RETURN | 46090A804 |  | 1582737 | 33377 | SH |  | SOLE |  | 0 | 0 | 33377 |
| INVESCO EXCHANGE TRADED FD T | S EQL IND | 46137V324 |  | 1952396 | 34471 | SH |  | SOLE |  | 0 | 0 | 34471 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 412562 | 4110 | SH |  | SOLE |  | 0 | 0 | 4110 |
| ISHARES TR | IBONDS 1-5 YR TI | 46438G513 |  | 1001715 | 39695 | SH |  | SOLE |  | 0 | 0 | 39695 |
| ISHARES TR | IBONDS 1-5 YR TR | 46438G521 |  | 1734577 | 68520 | SH |  | SOLE |  | 0 | 0 | 68520 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 216854 | 673 | SH |  | SOLE |  | 0 | 0 | 673 |
| J P MORGAN EXCHANGE TRADED F | INTL BD OPP ETF | 46641Q852 |  | 6278555 | 128900 | SH |  | SOLE |  | 0 | 0 | 128900 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 310484 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| MICROSOFT CORP | COM | 594918104 |  | 460890 | 953 | SH |  | SOLE |  | 0 | 0 | 953 |
| NORTHERN TR CORP | COM | 665859104 |  | 224554 | 1644 | SH |  | SOLE |  | 0 | 0 | 1644 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 235923 | 1265 | SH |  | SOLE |  | 0 | 0 | 1265 |
| PIMCO ETF TR | ENHNCD LW DUR AC | 72201R718 |  | 4312521 | 44948 | SH |  | SOLE |  | 0 | 0 | 44948 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 8598100 | 92344 | SH |  | SOLE |  | 0 | 0 | 92344 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 200750 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 200137 | 505 | SH |  | SOLE |  | 0 | 0 | 505 |
| SPDR INDEX SHS FDS | PORTFLO EURP ETF | 78463X103 |  | 6471854 | 124182 | SH |  | SOLE |  | 0 | 0 | 124182 |
| SPDR INDEX SHS FDS | GLB NAT RESRCE | 78463X541 |  | 7659198 | 123335 | SH |  | SOLE |  | 0 | 0 | 123335 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 24367415 | 548722 | SH |  | SOLE |  | 0 | 0 | 548722 |
| SPDR SERIES TRUST | BLOOMBERG EMERGI | 78464A391 |  | 1116276 | 52236 | SH |  | SOLE |  | 0 | 0 | 52236 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A656 |  | 873185 | 33649 | SH |  | SOLE |  | 0 | 0 | 33649 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 3289045 | 23635 | SH |  | SOLE |  | 0 | 0 | 23635 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 34529055 | 418567 | SH |  | SOLE |  | 0 | 0 | 418567 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 1958250 | 24411 | SH |  | SOLE |  | 0 | 0 | 24411 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 |  | 10736812 | 366638 | SH |  | SOLE |  | 0 | 0 | 366638 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R523 |  | 12764865 | 128639 | SH |  | SOLE |  | 0 | 0 | 128639 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 12661940 | 138527 | SH |  | SOLE |  | 0 | 0 | 138527 |
| SPDR SERIES TRUST | STATE STRET SPDR | 78468R861 |  | 10761169 | 563890 | SH |  | SOLE |  | 0 | 0 | 563890 |
| SSGA ACTIVE TR | STATE STREET DOU | 78470P309 |  | 5833428 | 134629 | SH |  | SOLE |  | 0 | 0 | 134629 |
| TESLA INC | COM | 88160R101 |  | 375066 | 834 | SH |  | SOLE |  | 0 | 0 | 834 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 229145 | 3037 | SH |  | SOLE |  | 0 | 0 | 3037 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 4141101 | 12352 | SH |  | SOLE |  | 0 | 0 | 12352 |
| WALMART INC | COM | 931142103 |  | 534768 | 4800 | SH |  | SOLE |  | 0 | 0 | 4800 |
| WISDOMTREE TR | EM LCL DEBT FD | 97717X867 |  | 393412 | 13473 | SH |  | SOLE |  | 0 | 0 | 13473 |

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