# EDGAR Filing Document

**Accession Number:** 0002081380
**File Stem:** 0001104659-26-030292
**Filing Date:** 2026-3
**Character Count:** 8316
**Document Hash:** a7600e5245b004fa0354f891cc939c53
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-030292.hdr.sgml**: 20260318

**ACCESSION NUMBER**: 0001104659-26-030292

**CONFORMED SUBMISSION TYPE**: 3

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20260318

**FILED AS OF DATE**: 20260318

**DATE AS OF CHANGE**: 20260318

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** Fang Rui
- **CENTRAL INDEX KEY:** 0002081380

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 3
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-42616
- **FILM NUMBER:** 26767062

**MAIL ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** C/O YUANBAO INC.
- **STREET 2:** BUILDING 2, NO.8 BEICHEN WEST ROAD
- **CITY:** BEIJING
- **NON US STATE TERRITORY:** CHAOYANG DISTRICT
- **PROVINCE COUNTRY:** F4
- **ZIP:** 100101
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Yuanbao Inc.
- **CENTRAL INDEX KEY:** 0001995520
- **STANDARD INDUSTRIAL CLASSIFICATION:** INSURANCE AGENTS BROKERS & SERVICES [6411]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** E9
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** BUILDING 2, NO.8 BEICHEN WEST ROAD
- **STREET 2:** CHAOYANG DISTRICT
- **CITY:** BEIJING
- **STATE:** F4
- **ZIP:** 100101
- **BUSINESS PHONE:** 86-10-6484-9901

**MAIL ADDRESS:**
- **STREET 1:** BUILDING 2, NO.8 BEICHEN WEST ROAD
- **STREET 2:** CHAOYANG DISTRICT
- **CITY:** BEIJING
- **STATE:** F4
- **ZIP:** 100101

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 3

### INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>Fang Rui<br><sub>(Last) (First) (Middle)</sub><br>BUILDING 2, NO.8 BEICHEN WEST ROAD,<br>CHAOYANG DISTRICT<br><sub>(Street)</sub><br>BEIJING, CHINA 100101<br><sub>(City) (State) (Zip)</sub> | **3. Issuer Name and Ticker or Trading Symbol**<br>Yuanbao Inc. [ YB ] | **5. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  |
| **2. Date of Event Requiring Statement (Month/Day/Year)**<br>2026-03-18 | **4. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[X] Director   [X] 10% Owner<br>[X] Officer (give title below)   [ ] Other (specify below)<br>_Chief Executive Officer_ | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities Beneficially Owned

---

|  |  |  |  |
| --- | --- | --- | --- |
| 1. Title of Security | 2. Amount of Securities Beneficially Owned | 3. Ownership Form | 4. Nature of Indirect Beneficial Ownership |
| Class A ordinary shares | 21802125 | I | By Global Running Lion Limited<sup>(1)</sup> |
| Class B ordinary shares | 82132500 | I | By For Ring Limited<sup>(2)</sup> |

---

## Table II - Derivative Securities Beneficially Owned

---

|  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Date Exercisable and Expiration Date (Month/Day/Year) | 2. Date Exercisable and Expiration Date (Month/Day/Year) | 3. Title and Amount of Underlying Securities | 3. Title and Amount of Underlying Securities | 4. Conversion or Exercise Price | 5. Ownership Form | 6. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 4. Conversion or Exercise Price | 5. Ownership Form | 6. Nature of Indirect Beneficial Ownership |
| Option (Right to Buy) | <sup>(3)</sup> | 2030-08-01 | Class A ordinary share | 1400000 | $0.06 | D |  |
| Option (Right to Buy) | <sup>(4)</sup> | 2031-01-01 | Class A ordinary share | 875000 | $0.10 | D |  |
| Option (Right to Buy) | <sup>(5)</sup> | 2031-08-01 | Class A ordinary share | 858000 | $0.15 | D |  |
| Option (Right to Buy) | <sup>(6)</sup> | 2032-03-01 | Class A ordinary share | 484500 | $0.20 | D |  |
| Option (Right to Buy) | <sup>(7)</sup> | 2032-09-01 | Class A ordinary share | 400000 | $0.25 | D |  |
| Option (Right to Buy) | <sup>(8)</sup> | 2033-04-01 | Class A ordinary share | 400000 | $0.28 | D |  |
| Option (Right to Buy) | <sup>(9)</sup> | 2034-01-10 | Class A ordinary share | 600000 | $0.30 | D |  |
| Option (Right to Buy) | <sup>(10)</sup> | 2034-11-15 | Class A ordinary share | 958000 | $0.35 | D |  |
| Option (Right to Buy) | <sup>(11)</sup> | 2035-04-01 | Class A ordinary share | 600000 | $0.40 | D |  |
| Restricted Share Units | <sup>(12)</sup> | <sup>(12)</sup> | Class A ordinary share | 600000 | <sup>(12)</sup> | D |  |

---

### Footnotes:

(1) The Reporting Person exercises the voting power of shares owned by Global Running Lion Limited as the proxy and attorney-in-fact.

(2) For Ring Limited is wholly owned by an entity wholly controlled by the Reporting Person and a family trust of the Reporting Person.

(3) The options have become fully vested and exercisable on August 1, 2024. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.

(4) The options have become fully vested and exercisable on January 1, 2025. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.

(5) The options have become fully vested and exercisable on August 1, 2025. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.

(6) The options have become fully vested and exercisable on March 1, 2026. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.

(7) The options vest in four installments of 15%, 25%, 30% and 30% of the total grant on each of September 1, 2023, September 1, 2024, September 1, 2025 and September 1, 2026, respectively. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.

(8) The options vest in four installments of 15%, 25%, 30% and 30% of the total grant on each of April 1, 2024, April 1, 2025, April 1, 2026 and April 1, 2027, respectively. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.

(9) The options vest in four installments of 15%, 25%, 30% and 30% of the total grant on each of November 1, 2024, November 1, 2025, November 1, 2026 and November 1, 2027, respectively. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.

(10) The options vest in four installments of 15%, 25%, 30% and 30% of the total grant on each of October 1, 2025, October 1, 2026, October 1, 2027 and October 1, 2028, respectively. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.

(11) The options vest in four installments of 15%, 25%, 30% and 30% of the total grant on each of April 1, 2026, April 1, 2027, April 1, 2028 and April 1, 2029, respectively. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.

(12) The RSUs vest in four installments of 15%, 25%, 30% and 30% of the total grant on each of November 20, 2026, November 20, 2027, November 20, 2028 and November 20, 2029, respectively. Each RSU represents a contingent right to receive one share of the Issuer's Class A ordinary share upon vesting.

**Signature:** /s/ Fang Rui  
**Date:** 2026-03-18

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**