# EDGAR Filing Document

**Accession Number:** 0001445891
**File Stem:** 0001062993-23-001067
**Filing Date:** 2023-1
**Character Count:** 18340
**Document Hash:** 64a7387b8fcc86716eb7ebc0c53821c5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001062993-23-001067.hdr.sgml**: 20230119

**ACCESSION NUMBER**: 0001062993-23-001067

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230119

**DATE AS OF CHANGE**: 20230119

**EFFECTIVENESS DATE**: 20230119

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Eagle Ridge Investment Management
- **CENTRAL INDEX KEY:** 0001445891
- **IRS NUMBER:** 232730112
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13340
- **FILM NUMBER:** 23536613

**BUSINESS ADDRESS:**
- **STREET 1:** 4 HIGH RIDGE PARK
- **STREET 2:** 3RD FLOOR
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06905
- **BUSINESS PHONE:** 2032274515

**MAIL ADDRESS:**
- **STREET 1:** 4 HIGH RIDGE PARK
- **STREET 2:** 3RD FLOOR
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06905

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Eagle Ridge Investment Management<br>**Address:** 4 HIGH RIDGE PARK<br>3RD FLOOR<br>STAMFORD, CT 06905

**Form 13F File Number:** 028-13340

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John J. Knox III<br>**Title:** Chief Complaince Officer<br>**Phone:** 203-227-4515

**Signature, Place, and Date of Signing:**

John J. Knox III  Stamford, CT  01-12-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 151

**Form 13F Information Table Value Total:** $857379160

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 1324396 | 11044 | SH |  | SOLE |  | 11044 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 11512351 | 104858 | SH |  | SOLE |  | 104858 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 11878146 | 73499 | SH |  | SOLE |  | 73499 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 803188 | 3010 | SH |  | SOLE |  | 3010 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 19943862 | 226044 | SH |  | SOLE |  | 215349 | 0 | 10695 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2362525 | 26626 | SH |  | SOLE |  | 26366 | 0 | 260 |
| ALTIMMUNE INC | COM NEW | 02155H200 |  | 170636 | 10373 | SH |  | SOLE |  | 10373 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 294504 | 3506 | SH |  | SOLE |  | 3506 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 224652 | 2366 | SH |  | SOLE |  | 2366 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 447535 | 3029 | SH |  | SOLE |  | 3029 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 219304 | 835 | SH |  | SOLE |  | 835 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 6135064 | 47218 | SH |  | SOLE |  | 31571 | 0 | 15647 |
| ARISTA NETWORKS INC | COM | 040413106 |  | 325703 | 2684 | SH |  | SOLE |  | 2684 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 8888216 | 268364 | SH |  | SOLE |  | 268364 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 495183 | 1947 | SH |  | SOLE |  | 1947 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 468711 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 14757698 | 47775 | SH |  | SOLE |  | 43805 | 0 | 3970 |
| BEST BUY INC | COM | 086516101 |  | 307365 | 3832 | SH |  | SOLE |  | 3832 | 0 | 0 |
| BLACKROCK INC | COM | 09247X101 |  | 12611530 | 17797 | SH |  | SOLE |  | 17797 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 15569022 | 27845 | SH |  | SOLE |  | 23330 | 0 | 4515 |
| BROWN FORMAN CORP | CL B | 115637209 |  | 246300 | 3750 | SH |  | SOLE |  | 3750 | 0 | 0 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 264389 | 2224 | SH |  | SOLE |  | 2224 | 0 | 0 |
| CARLISLE COS INC | COM | 142339100 |  | 2038854 | 8652 | SH |  | SOLE |  | 8652 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 29873771 | 358801 | SH |  | SOLE |  | 339460 | 0 | 19341 |
| CISCO SYS INC | COM | 17275R102 |  | 734990 | 15428 | SH |  | SOLE |  | 15428 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 9547116 | 56774 | SH |  | SOLE |  | 51737 | 0 | 5037 |
| COCA COLA CO | COM | 191216100 |  | 1062923 | 16710 | SH |  | SOLE |  | 16710 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 1304526 | 16557 | SH |  | SOLE |  | 6900 | 0 | 9657 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 325208 | 2756 | SH |  | SOLE |  | 2756 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 387012 | 2996 | SH |  | SOLE |  | 2996 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 287493 | 4891 | SH |  | SOLE |  | 1850 | 0 | 3041 |
| CVS HEALTH CORP | COM | 126650100 |  | 7600976 | 81564 | SH |  | SOLE |  | 81564 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 986148 | 2300 | SH |  | SOLE |  | 2300 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 296727 | 12221 | SH |  | SOLE |  | 12221 | 0 | 0 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 271027 | 1521 | SH |  | SOLE |  | 1521 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 511102 | 8335 | SH |  | SOLE |  | 8335 | 0 | 0 |
| DOVER CORP | COM | 260003108 |  | 764931 | 5649 | SH |  | SOLE |  | 5649 | 0 | 0 |
| DOW INC | COM | 260557103 |  | 247213 | 4906 | SH |  | SOLE |  | 1850 | 0 | 3056 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 258872 | 3772 | SH |  | SOLE |  | 541 | 0 | 3231 |
| EBAY INC. | COM | 278642103 |  | 273536 | 6596 | SH |  | SOLE |  | 6596 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 2794606 | 19199 | SH |  | SOLE |  | 19199 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 1124574 | 11707 | SH |  | SOLE |  | 11707 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 409919 | 16995 | SH |  | SOLE |  | 16995 | 0 | 0 |
| EQUIFAX INC | COM | 294429105 |  | 549650 | 2828 | SH |  | SOLE |  | 2828 | 0 | 0 |
| EVGO INC | CL A COM | 30052F100 |  | 63760 | 14264 | SH |  | SOLE |  | 14264 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 474290 | 4300 | SH |  | SOLE |  | 4300 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 225617 | 6597 | SH |  | SOLE |  | 6597 | 0 | 0 |
| FIRST FINL BANCORP OH | COM | 320209109 |  | 201860 | 8331 | SH |  | SOLE |  | 8331 | 0 | 0 |
| FIRST SOLAR INC | COM | 336433107 |  | 460155 | 3072 | SH |  | SOLE |  | 1272 | 0 | 1800 |
| FLEX LTD | ORD | Y2573F102 |  | 624851 | 29117 | SH |  | SOLE |  | 29117 | 0 | 0 |
| GARMIN LTD | SHS | H2906T109 |  | 7321366 | 79330 | SH |  | SOLE |  | 71468 | 0 | 7862 |
| GENTHERM INC | COM | 37253A103 |  | 364579 | 5584 | SH |  | SOLE |  | 5584 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 950026 | 12479 | SH |  | SOLE |  | 12468 | 0 | 11 |
| GRUPO AEROPUERTO DEL PACIFIC | SPON ADR B | 400506101 |  | 10397894 | 72303 | SH |  | SOLE |  | 65418 | 0 | 6885 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 526039 | 3872 | SH |  | SOLE |  | 3872 | 0 | 0 |
| HOLOGIC INC | COM | 436440101 |  | 13758756 | 183916 | SH |  | SOLE |  | 162657 | 0 | 21259 |
| HOME DEPOT INC | COM | 437076102 |  | 14817445 | 46911 | SH |  | SOLE |  | 46911 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 306449 | 1430 | SH |  | SOLE |  | 1430 | 0 | 0 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 |  | 12417043 | 53828 | SH |  | SOLE |  | 53828 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 1214073 | 5511 | SH |  | SOLE |  | 5511 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 |  | 302398 | 3079 | SH |  | SOLE |  | 3079 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 11922915 | 451113 | SH |  | SOLE |  | 423604 | 0 | 27509 |
| INTUIT | COM | 461202103 |  | 224191 | 576 | SH |  | SOLE |  | 576 | 0 | 0 |
| IRON MTN INC DEL | COM | 46284V101 |  | 982145 | 19702 | SH |  | SOLE |  | 19702 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 625627 | 11150 | SH |  | SOLE |  | 10410 | 0 | 740 |
| ISHARES TR | CORE S ETF | 464287200 |  | 585152 | 1523 | SH |  | SOLE |  | 1523 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 382670 | 1582 | SH |  | SOLE |  | 1582 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 10673961 | 212080 | SH |  | SOLE |  | 208842 | 0 | 3238 |
| ISHARES TR | MBS ETF | 464288588 |  | 17539396 | 189104 | SH |  | SOLE |  | 186119 | 0 | 2985 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 2134881 | 40742 | SH |  | SOLE |  | 40742 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 667348 | 3170 | SH |  | SOLE |  | 3170 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 15184736 | 145629 | SH |  | SOLE |  | 143994 | 0 | 1635 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 9854125 | 92579 | SH |  | SOLE |  | 91387 | 0 | 1192 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 444297 | 4042 | SH |  | SOLE |  | 4042 | 0 | 0 |
| ITT INC | COM | 45073V108 |  | 11982816 | 147754 | SH |  | SOLE |  | 133182 | 0 | 14572 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 7881843 | 44618 | SH |  | SOLE |  | 41733 | 0 | 2885 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 10352606 | 77201 | SH |  | SOLE |  | 77201 | 0 | 0 |
| KULICKE  SOFFA INDS INC | COM | 501242101 |  | 268924 | 6076 | SH |  | SOLE |  | 6076 | 0 | 0 |
| LAMB WESTON HLDGS INC | COM | 513272104 |  | 268080 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| LILLY ELI  CO | COM | 532457108 |  | 700584 | 1915 | SH |  | SOLE |  | 1915 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 650924 | 1338 | SH |  | SOLE |  | 1338 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 3961090 | 19881 | SH |  | SOLE |  | 19881 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 1089876 | 9364 | SH |  | SOLE |  | 9364 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 12103090 | 34806 | SH |  | SOLE |  | 34806 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 968736 | 3676 | SH |  | SOLE |  | 3676 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 884715 | 7974 | SH |  | SOLE |  | 7974 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 11051063 | 91832 | SH |  | SOLE |  | 83866 | 0 | 7966 |
| MICROSOFT CORP | COM | 594918104 |  | 36362238 | 151623 | SH |  | SOLE |  | 142929 | 0 | 8694 |
| NATIONAL BANKSHARES INC VA | COM | 634865109 |  | 284317 | 7055 | SH |  | SOLE |  | 7055 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 432469 | 3696 | SH |  | SOLE |  | 3696 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 12028992 | 48815 | SH |  | SOLE |  | 48815 | 0 | 0 |
| NOVA LTD | COM | M7516K103 |  | 282123 | 3454 | SH |  | SOLE |  | 3454 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 213161 | 1575 | SH |  | SOLE |  | 1575 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 359656 | 4400 | SH |  | SOLE |  | 4400 | 0 | 0 |
| ORANGE CNTY BANCORP INC | COM | 68417L107 |  | 661436 | 14200 | SH |  | SOLE |  | 14200 | 0 | 0 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 35359793 | 41894 | SH |  | SOLE |  | 39191 | 0 | 2703 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 15710562 | 220592 | SH |  | SOLE |  | 207484 | 0 | 13108 |
| PEPSICO INC | COM | 713448108 |  | 786067 | 4351 | SH |  | SOLE |  | 4351 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 1577833 | 30793 | SH |  | SOLE |  | 30793 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1632907 | 10774 | SH |  | SOLE |  | 10774 | 0 | 0 |
| PUBLIC STORAGE | COM | 74460D109 |  | 13284648 | 47413 | SH |  | SOLE |  | 41829 | 0 | 5584 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 12221008 | 121096 | SH |  | SOLE |  | 121096 | 0 | 0 |
| RELX PLC | SPONSORED ADR | 759530108 |  | 8277857 | 298624 | SH |  | SOLE |  | 275084 | 0 | 23540 |
| REYNOLDS CONSUMER PRODS INC | COM | 76171L106 |  | 10594842 | 353397 | SH |  | SOLE |  | 315683 | 0 | 37714 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 5160019 | 11942 | SH |  | SOLE |  | 11942 | 0 | 0 |
| SANOFI | SPONSORED ADR | 80105N105 |  | 16892868 | 348810 | SH |  | SOLE |  | 330751 | 0 | 18059 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 2459917 | 32564 | SH |  | SOLE |  | 32564 | 0 | 0 |
| SEMPRA | COM | 816851109 |  | 11328400 | 73304 | SH |  | SOLE |  | 73304 | 0 | 0 |
| SIMPSON MFG INC | COM | 829073105 |  | 10199092 | 115036 | SH |  | SOLE |  | 104505 | 0 | 10531 |
| SOUTHERN CO | COM | 842587107 |  | 10941790 | 153225 | SH |  | SOLE |  | 142717 | 0 | 10508 |
| SPDR SER TR | PORTFOLIO S | 78464A854 |  | 1478718 | 32875 | SH |  | SOLE |  | 32875 | 0 | 0 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 |  | 1128008 | 12332 | SH |  | SOLE |  | 12332 | 0 | 0 |
| SPDR SER TR | NUVEEN BLMBRG MU | 78468R721 |  | 1609428 | 35279 | SH |  | SOLE |  | 35279 | 0 | 0 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 |  | 27516620 | 936577 | SH |  | SOLE |  | 923242 | 0 | 13335 |
| SPDR SER TR | PORTFOLIO SH TSR | 78468R101 |  | 489974 | 16960 | SH |  | SOLE |  | 16960 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 228311 | 597 | SH |  | SOLE |  | 597 | 0 | 0 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 282526 | 3761 | SH |  | SOLE |  | 3761 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 22764953 | 93112 | SH |  | SOLE |  | 90261 | 0 | 2851 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 1232269 | 11299 | SH |  | SOLE |  | 11299 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 1032102 | 6925 | SH |  | SOLE |  | 6925 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 560976 | 4508 | SH |  | SOLE |  | 4508 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 338375 | 2747 | SH |  | SOLE |  | 2747 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 845761 | 5119 | SH |  | SOLE |  | 5119 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 262673 | 1401 | SH |  | SOLE |  | 1401 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 723056 | 1313 | SH |  | SOLE |  | 1313 | 0 | 0 |
| THOR INDS INC | COM | 885160101 |  | 7516615 | 99571 | SH |  | SOLE |  | 86164 | 0 | 13407 |
| TJX COS INC NEW | COM | 872540109 |  | 12173228 | 152930 | SH |  | SOLE |  | 152930 | 0 | 0 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 7596801 | 117307 | SH |  | SOLE |  | 110922 | 0 | 6385 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 14801901 | 65795 | SH |  | SOLE |  | 65795 | 0 | 0 |
| TRIMBLE INC | COM | 896239100 |  | 7098371 | 140395 | SH |  | SOLE |  | 140395 | 0 | 0 |
| UFP TECHNOLOGIES INC | COM | 902673102 |  | 326437 | 2769 | SH |  | SOLE |  | 2769 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 1291703 | 6238 | SH |  | SOLE |  | 3038 | 0 | 3200 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 9609117 | 55276 | SH |  | SOLE |  | 55276 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 36279687 | 68429 | SH |  | SOLE |  | 63679 | 0 | 4750 |
| URSTADT BIDDLE PPTYS INC | CL A | 917286205 |  | 381653 | 20140 | SH |  | SOLE |  | 20140 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 |  | 10781221 | 247219 | SH |  | SOLE |  | 221731 | 0 | 25488 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 227511 | 3227 | SH |  | SOLE |  | 3227 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 344562 | 6872 | SH |  | SOLE |  | 6872 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 420497 | 10019 | SH |  | SOLE |  | 10019 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 327429 | 5906 | SH |  | SOLE |  | 5906 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 214170 | 2848 | SH |  | SOLE |  | 2848 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 8035988 | 172040 | SH |  | SOLE |  | 169301 | 0 | 2739 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 41487932 | 717536 | SH |  | SOLE |  | 709638 | 0 | 7898 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 10946941 | 221195 | SH |  | SOLE |  | 219410 | 0 | 1785 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 373012 | 1951 | SH |  | SOLE |  | 1951 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 24420475 | 619809 | SH |  | SOLE |  | 584998 | 0 | 34811 |
| VISA INC | COM CL A | 92826C839 |  | 16025983 | 77137 | SH |  | SOLE |  | 70873 | 0 | 6264 |
| WALGREENS BOOTS ALLIANCE INC | COM | 931427108 |  | 1729768 | 46300 | SH |  | SOLE |  | 46300 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 502504 | 3544 | SH |  | SOLE |  | 3544 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 7864403 | 90520 | SH |  | SOLE |  | 81421 | 0 | 9099 |
| BERKLEY W R CORP | COM | 084423102 |  | 341660 | 4708 | SH |  | SOLE |  | 4708 | 0 | 0 |

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