# EDGAR Filing Document

**Accession Number:** 0001970036
**File Stem:** 0001193125-26-256705
**Filing Date:** 2026-6
**Character Count:** 1451250
**Document Hash:** 5097166f25265d19058ec709127b8289
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-256705.hdr.sgml**: 20260604

**ACCESSION NUMBER**: 0001193125-26-256705

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 14

**CONFORMED PERIOD OF REPORT**: 20260529

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260604

**DATE AS OF CHANGE**: 20260604

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - HELOC

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Figure HELOC Master Depositor Trust
- **CENTRAL INDEX KEY:** 0001970036
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-06455
- **FILM NUMBER:** 261063601

**BUSINESS ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
- **BUSINESS PHONE:** 7145990329

**MAIL ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Figure HELOC Master Depositor Trust
- **CENTRAL INDEX KEY:** 0001970036
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
- **BUSINESS PHONE:** 7145990329

**MAIL ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Figure HELOC Master Depositor Trust
- **CENTRAL INDEX KEY:** 0001970036
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-06455

**BUSINESS ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
- **BUSINESS PHONE:** 7145990329

**MAIL ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**FORM ABS-15G** 

**ASSET-BACKED SECURITIZER** 

**REPORT PURSUANT TO SECTION 15G OF** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:** 

☐ **Rule 15Ga-1(c)(1) under the Exchange Act (17 CFR 240.15Ga-1(c)(1)) for the reporting period to** 

☐ **Rule 15Ga-1(c)(2)(i) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(i)) for the quarterly reporting period to** 

☐ **Rule 15Ga-1(c)(2)(ii) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(ii)) for the annual reporting period to** 

☒ **Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)** 

**Central Index Key Number of depositor: 0001970036** 

## FIGRE Trust 2026-FL2
**(Exact name of Issuer as specified in its charter)** 

**Central Index Key Number of issuing entity (if applicable): N/A** 

**Central Index Key Number of underwriter (if applicable): N/A** 

**Todd Stevens (973) 985-3682** 

**Name and telephone number, including area code, of the person** 

**to contact in connection with this filing** 

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

Copyright <sup>©</sup> 2023 <u>www.secdatabase.com</u>. All Rights Reserved.

Please Consider the Environment Before Printing This Document

------

**INFORMATION TO BE INCLUDED IN THE REPORT** 

**PART I: REPRESENTATION AND WARRANTY INFORMATION** 

**N/A** 

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS:** 

**Item 2.01 Findings and Conclusions of Third Party Due Diligence Reports Obtained by the Issuer** 

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**EXHIBIT INDEX** 

---

| | |
|:---|:---|
| Exhibit 99.1: | [Independent Accountants' Agreed-Upon Procedures Report, dated May 28, 2026 of KPMG LLP.](d135330dex991.htm) |
| Exhibit 99.2: | [Executive Summary Third Party Due Diligence Review, dated<u> </u>June 1, 2026 of Digital Risk, LLC.](d135330dex992.htm) |
| Exhibit 99.3: | [Digital Risk, LLC Valuation Securitization Report](d135330dex993.htm) |
| Exhibit 99.4: | [Digital Risk, LLC Securitization Rebuttal Findings, Summary](d135330dex994.htm) |
| Exhibit 99.5: | [Digital Risk, LLC Securitization Rebuttal Findings, Loan Summary](d135330dex995.htm) |
| Exhibit 99.6: | [Digital Risk, LLC Securitization Rebuttal Findings, Exception Report](d135330dex996.htm) |
| Exhibit 99.7: | [Digital Risk, LLC Title Report, Summary](d135330dex997.htm) |
| Exhibit 99.8: | [Digital Risk, LLC Title Report, Loan Summary](d135330dex998.htm) |
| Exhibit 99.9: | [Digital Risk, LLC Title Report, Exception Report](d135330dex999.htm) |

---

Copyright <sup>©</sup> 2023 <u>www.secdatabase.com</u>. All Rights Reserved.

Please Consider the Environment Before Printing This Document

------

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| Figure HELOC Master Depositor Trust | Figure HELOC Master Depositor Trust |
| (Depositor) | (Depositor) |
| By: Figure Lending LLC, as sole member | By: Figure Lending LLC, as sole member |
| By: Figure Lending Corp. | By: Figure Lending Corp. |
| By: | /s/ Todd Stevens |
| Name: | Todd Stevens |
| Title: | Chief Capital Officer |

---

Date:<u> </u>June 4, 2026

Copyright <sup>©</sup> 2023 <u>www.secdatabase.com</u>. All Rights Reserved.

Please Consider the Environment Before Printing This Document

## Exhibit 99.1

**Exhibit 99.1**![LOGO](g135330dsp008a.jpg)

KPMG LLP

Suite 700

20 Pacifica

Irvine, CA 92618-3391

**Independent Accountants' Agreed-Upon Procedures Report** 

Figure Lending LLC (the "Company")

Barclays Capital Inc. (the "Structuring Agent")

Goldman Sachs & Co. LLC

Jefferies LLC

J.P. Morgan Securities LLC

Raymond James & Associates, Inc.

Cantor Fitzgerald & Co (together, the "Specified Parties")

Re: FIGRE Trust 2026-FL2 – Data File Procedures

We have performed the procedures described below on the specified attributes in an electronic data file entitled "HEL04302026 - FIGRE 2026-FL2_External_KPMG.xlsx" provided by the Company on May 22, 2026, containing information on 2,966 home equity lines of credit (the "Mortgage Loans") as of April 30, 2026 (the "Data File"), which we were informed are intended to be included as collateral in the offering by FIGRE Trust 2026-FL2. The Company is responsible for the specified attributes identified by the Company in the Data File.

The Specified Parties have agreed to and acknowledged that the procedures performed are appropriate to meet the intended purpose of assisting the Specified Parties in evaluating the accuracy of the specified attributes in the Data File. This report may not be suitable for any other purpose. No other parties have agreed to or acknowledged the appropriateness of these procedures for the intended purpose or any other purpose.

The procedures performed may not address all the items of interest to a user of this report and may not meet the needs of all users of this report and, as such, users are responsible for determining whether the procedures performed are appropriate for their purposes. We make no representation regarding the appropriateness of the procedures either for the intended purpose or for any other purpose.

Unless otherwise stated, the following definitions have been adopted in presenting our procedures and findings:

• The term "compared" means compared to the information shown and found it to be in agreement, unless
otherwise stated. Such compared information was deemed to be in agreement if differences were within the reporting threshold.

• The term "recomputed" means recalculated and compared the result to the information shown and found
it to be in agreement, unless otherwise stated. Such recomputed information was deemed to be in agreement if differences were within the reporting threshold.

• The term "reporting threshold" means that dollar amounts and percentages were within $1.00 and 0.1%,
respectively.

• The term "Source Documents" means copies of the Mortgage Loan Agreement, Servicing Statement,
Servicing Portal Screenshots, Notice of Servicing Transfer, Application Summary, and Credit Report Data Document for each Selected Mortgage Loan (defined below) provided by the Company. We make norepresentation regarding the validity or accuracy of
these documents, the execution of the Mortgage Loan Agreement by the borrower, or the validity of the borrower(s) signature(s).

![LOGO](g135330g00e72.jpg)

------

![LOGO](g135330dsp009a.jpg)

• The term "Instructions" means the instructions provided by the Company pertaining to a procedure,
attribute, or methodology, as described in Exhibit B.

• The term "Provided Information" means the Source Documents and Instructions.

The procedures we were instructed by the Company to perform and the associated findings are as follows:

A. The Company instructed us to select a random sample of 421 Mortgage Loans from the 2,803 Mortgage Loans labeled
as "FIGURE_HELOC" in the "loan_program" field in the Data File (the "Selected Mortgage Loans") using a random sampling tool. For purposes of this procedure, the Company informed us they used an approximately 15%
basis to determine the number of Mortgage Loans we were instructed to randomly select from the Data File.

B. For each Selected Mortgage Loan, we compared the specified attributes in the Data File listed in Exhibit A to
the corresponding information included in the Source Documents, utilizing the Instructions, as applicable. The Company indicated that the absence of any of the information in the Source Documents or the inability to agree the indicated information
from the Data File to the Source Documents for each of the attributes identified, utilizing the Instructions as applicable, constituted an exception. The Source Documents are listed in the order of priority.

We found such information to be in agreement without exception.

We were engaged by the Company to perform this agreed-upon procedures engagement. We conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants, which involves us performing the specific procedures agreed to and acknowledged above and reporting on findings based on performing those procedures. We were not engaged to, and did not, conduct an examination or review, the objective of which would be the expression of an opinion or conclusion, respectively, on the specified attributes in the Data File. Accordingly, we do not express such an opinion or conclusion. Had we performed additional procedures, other matters might have come to our attention that would have been reported.

We are required to be independent of the Company and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements related to our agreed-upon procedures engagement.

The procedures performed were applied based on the information included in the Data File and Provided Information, without verification or evaluation of such information by us; therefore, we express no opinion or any other form of assurance regarding (i) the reasonableness of the information provided to us by the Company, (ii) the physical existence of the Mortgage Loans, (iii) the reliability or accuracy of the Provided Information which was used in our procedures, or (iv) matters of legal interpretation.

The procedures performed were not intended to address, nor did they address: (i) the conformity of the origination of the Mortgage Loans to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) the value of collateral securing any such Mortgage Loans being securitized, (iii) the compliance of the originator of the Mortgage Loans with federal, state, and local laws and regulations, or

(iv) any other factor or characteristic of the Mortgage Loans that would be material to the likelihood that the issuer of the asset-backed securities will pay interest and principal in accordance with applicable terms and conditions. The procedures performed were not intended to satisfy any criteria for due diligence published by the nationally recognized statistical rating organizations ("NRSROs").

The terms of our engagement are such that we have no responsibility to update this report because of events and circumstances that may subsequently occur.

------

![LOGO](g135330dsp009a.jpg)

This report is intended solely for the information and use of the Specified Parties. It is not intended to be and should not be used by any other person or entity, including investors or the NRSROs, who are not identified in the report as the Specified Parties but may have access to this report as required by law or regulation.

/s/ KPMG LLP

Irvine, California

May 28, 2026

------

**Exhibit A** 

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**#** | **Attribute** | **Attribute Name in the Data File** | **Provided Information** |
| 1 | Original Balance | original_loan_bal | Mortgage Loan Agreement and Instructions |
| 2 | Property City | City | Mortgage Loan Agreement |
| 3 | Property State | property_state | Mortgage Loan Agreement |
| 4 | Property Zip | property_zip | Mortgage Loan Agreement |
| 5 | Original Term | original_loan_term | Mortgage Loan Agreement |
| 6 | Original Draw Term | loan_draw_orig_term | Mortgage Loan Agreement |
| 7 | Original Interest Rate | original_interest_rate | Mortgage Loan Agreement |
| 8 | Original Credit Score | orig_credit_score | Credit Report Data Document |
| 9 | Estimated Initial Monthly Payment | estimated_monthly_payment _prom_note<br> or estimated_monthly_payment | Mortgage Loan Agreement, Servicing Statement, Notice of Servicing Transfer, or Servicing Portal Screenshots and Instructions |
| 10 | Occupancy | occupancy_type | Application Summary |
| 11 | Original DTI | original_dti_rate | Application Summary |
| 12 | Original CLTV | original_cltv | Application Summary |
| 13 | Original Property Valuation | property_adj_value | Application Summary |
| 14 | Original Property Valuation Date | avm_date | Application Summary |
| 15 | Original Property Valuation Type | OriginalPropertyValuationTyp e | Application Summary |
| 16 | Property Type | property_type | Application Summary |
| 17 | Employment Status | SelfEmploymentFlag | Application Summary |

---

------

**Exhibit A** 

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**#** | **Attribute** | **Attribute Name in the Data File** | **Provided Information** |
| 18 | Senior Lien Amount | total_previous_lien_amount | Application Summary |
| 19 | Amortization Term | OriginalAmortizationTerm | Mortgage Loan Agreement |
| 20 | Lien Position | lien_position_granular | Application Summary |
| 21 | Original LTV | previous_cltv | Application Summary |
| 22 | Origination Date | OriginationDate | Servicing Statement or Servicing Portal Screenshots |

---

------

**Exhibit B** 

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**#** | **Attribute** | **Instructions** |
| 1 | Original Balance | For the purposes of comparing the Original Balance for a Selected Mortgage Loan:<br>Compare to the Total Loan Amount, Additional Draw Limit, or Line of Credit (whichever is first observed) in the Mortgage Loan Agreement. |
| 9 | Estimated Initial Monthly Payment | For the purposes of comparing the Estimated Initial Monthly Payment for a Selected Mortgage Loan:<br>(i) If a Selected Mortgage Loan has a Property State of Texas, compare to the field estimated_monthly_ payment in the Data File using the Servicing Portal Screenshots. If the difference is greater than the reporting threshold, compare to the Notice of Servicing Transfer.<br>(ii) If a Selected Mortgage Loan has a Property State other than Texas, compare to the field estimated_monthly_ payment_prom_note in the Data File using the Mortgage Loan Agreement. If the Estimated Initial Monthly Payment listed in the Mortgage Loan Agreement does not agree to the value listed in the Data File, compare to the Servicing Statement. |

---

## Exhibit 99.2

**Exhibit 99.2**![LOGO](g135330g0603022230245.jpg)

**EXECUTIVE SUMMARY** 

**THIRD PARTY DUE DILIGENCE REVIEW** 

**Overview** 

Digital Risk, LLC ("Digital Risk"), a third party due diligence provider, performed the review described below on behalf of its client, Figure Lending LLC. and/or its affiliates. ("Client"). The review included a total of 640 newly originated residential mortgage Home Equity Line of Credit (HELOC) loans, in connection with the securitization identified as FIGRE 2026-FL2 (the "Securitization"). The review began on May 5, 2026, and concluded on May 27, 2026

**Scope of Review** 

**A.** **CREDIT GUIDELINE REVIEW.** 

Digital Risk performed a Credit Guideline review. The Credit Guideline review relies on data provided by a third party vendor engaged by the Client instead of re-verifying such data in borrower source documents. DBRS and Moody's has reviewed both Digital Risk's and the Client's process and permitted Digital Risk to assign securitization grades as defined by the DBRS and Moody's criteria.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Credit and Property Guideline Adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Using data received from Client, Digital Risk will confirm that credit and property attributes conform to
Figure's guideline requirements for each borrower and that the borrower's credit profile adhered to the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. FICO/LTV/LIEN/Occupancy Matrix Adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Income, Debt and DTI calculation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income will be re-calculated using the raw data from PointServ for
paystubs and tax transcripts; and from Plaid for bank statement deposits and asset depletion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Debt will be recalculated using raw data from the data extract

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The income and debt data will be used to determine if the applicant qualifies per the guideline credit
eligibility criteria.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• DTI will be recalculated with the income and debt data to determine the DTI meets the guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• No Income Documents will be utilized in the re-calculations but rather
confirming the data from the source documents, PointServ and Plaid.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Credit Report data review:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Digital Risk will review Credit Report data received from client to ensure that the items listed fit within the
guidelines/Matrices:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage Late payments, Collection accounts, overall total inquiries, Bankruptcies and foreclosures.

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Credit score will be used to determine the maximum allowable loan amount per guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Title Search, or raw data provided by Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) The lien position (first or junior) is determined through review of data provided by Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) DR will review this data, in conjunction with the Figure decisioning algorithms to re-calculate the lien balances.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. AVM Valuation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) DR reviewed raw data AVM outputs / data to ensure that Figure has complied with its valuation criteria outlined
in their guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Review security document and Note/HELOC Agreement to ensure the Loan was closed in accordance with approval and
with all required signatures.

**B.** **COMPLIANCE REVIEW.** 

"Compliance Review" means that Digital Risk reviewed each Loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the Loan complies with the applicable Federal, State, and local regulatory requirements as noted below, each as amended, restated and/or replaced from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Federal Truth in Lending Act</u> ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026,
as set forth below including 1026.6, 1026.15 and 1026.40.

Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure to provide the three (3) business day rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA,
which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>TILA</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>High-cost Mortgage (</u> <u>§</u> <u>§</u> <u>1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment penalty test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection
with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Other Provisions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Texas:

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution
and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Fed/State/Local Predatory Lending:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to
"high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject
to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Prepay Penalties and Late Fees:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal and state specific late charge and prepayment penalty provisions. On loans listed as Consumer loans.
Check for all proper disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Exclusions</u>. Digital Risk will not test:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loan types that are excluded from compliance with TRID:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Technical formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Other Post-consummation disclosures, including Escrow Closing Notice; and Mortgage servicing transfer and
partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after January 1,
2016, whether prohibited fees were collected prior to the initial LE being issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Whether the loans comply with all federal, state or local laws, constitutional provisions, regulations or
ordinances that are not expressly enumerated above.

**C.** **AVM VALUATION REVIEW** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) DR reviewed raw data AVM outputs / data to ensure that Figure has complied with its valuation criteria outlined
in their guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) All loans had a first secondary AVM ordered through another AVM vendor different than the original to ensure
value was supported within 10% of original AVM value, if value was supported an A value was provided. If the value was not supported a second secondary AVM was ordered through a third vendor, if value was supported a B grade was assigned. If value
was not supported a C grade was assigned.

------

**Summary of Results:** 

**Overall Loan Results:** 

---

| | | | |
|:---|:---|:---|:---|
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
|  Event Grade A | 524 | $73324396.28 | 81.88% |
|  Event Grade B | 81 | $12420436.86 | 12.66% |
|  Event Grade C | 35 | $4642759.05 | 5.47% |
|  Event Grade D | 0 | $0.00 | 0.00% |
|  **Total Sample** | 640 | $90387592.19 | 100.00% |

---

**Credit Results:** 

---

| | | | |
|:---|:---|:---|:---|
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
|  Event Grade A | 640 | $90387592.19 | 100.00% |
|  Event Grade B | 0 | $0.00 | 0.00% |
|  Event Grade C | 0 | $0.00 | 0.00% |
|  Event Grade D | 0 | $0.00 | 0.00% |
|  **Total Sample** | 640 | $90387592.19 | 100.00% |

---

**Compliance Results:** 

---

| | | | |
|:---|:---|:---|:---|
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
|  Event Grade A | 631 | $88603075.30 | 98.59% |
|  Event Grade B | 0 | $0.00 | 0.00% |
|  Event Grade C | 9 | $1784516.89 | 1.41% |
|  Event Grade D | 0 | $0.00 | 0.00% |
|  **Total Sample** | 640 | $90387592.19 | 100.00% |

---

**Valuation Results:** 

---

| | | | |
|:---|:---|:---|:---|
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
|  Event Grade A | 531 | $75002931.99 | 82.97% |
|  Event Grade B | 83 | $12526418.04 | 12.97% |
|  Event Grade C | 26 | $2858242.16 | 4.06% |
|  Event Grade D | 0 | $0.00 | 0.00% |
|  **Total Sample** | 640 | $90387592.19 | 100.00% |

---

------

**Event Grade Definitions** 

---

| | |
|:---|:---|
| **Credit Event Grades** | **Credit Event Grades** |
| A | The loan meets the published guidelines without any exceptions. The client provided data for employment, income, assets and occupancy are supported and justifiable. |
| B | The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The client provided data for employment, income, assets and occupancy are supported and justifiable. |
| C | The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. |
| D | There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| **Compliance Event Grades** | **Compliance Event Grades** |
| A | The Loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon Loan terms and are executed by all applicable parties. |
| B | The Loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon Loan terms and are executed by all applicable parties. Client review required. |
| C | The Loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon Loan terms or all required applicants did not execute the documents. |
| D | There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| **Valuation Event Grades** | **Valuation Event Grades** |
| A | The Secondary AVM value is supported within 10% of the original AVM provided at origination. |
| B | The Secondary AVM value is supported within 10% of the original AVM provided at origination. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. |
| C | The Secondary AVM value is not supported within 10% of the original AVM provided at origination. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. |
| D | The data provided was missing the AVM value or there was not sufficient data provided on the AVM to perform a review. |

---

------

---

| | |
|:---|:---|
| **Final Loan Grade** | **Final Loan Grade** |
| A | Loan meets Credit, Compliance, and Valuation Guidelines |
| B | The Loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit , is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| C | The Loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| D | Loan is missing documentation to perform a sufficient review. |

---

## Exhibit 99.3

**Exhibit 99.3** 

**Valuation Securitization Report** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8297848 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 48.200% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297849 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297850 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 8.800% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297851 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297852 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297853 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 15.610% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297854 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 53.910% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297855 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 3.080% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297856 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  | XXXX | XXXX | -5.810% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297857 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.830% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297858 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 14.830% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297859 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297860 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 2.480% | XXXX | 0.54 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297861 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 80.530% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297862 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -2.120% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297863 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -16.396% | XXXX | 0.97 | XX/XX/XXXX | XXXX | XXXX | -17.134% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | -33.530% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297864 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -8.060% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297865 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 2.890% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297866 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 2.810% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297867 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 6.920% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297868 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -14.070% | XXXX | 0.85 | XX/XX/XXXX | XXXX | XXXX | -11.900% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -9.260% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297869 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 2.180% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297870 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -9.750% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297871 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 2.010% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297872 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -29.680% | XXXX | 0.73 | XX/XX/XXXX | XXXX | XXXX | -40.860% | XXXX | 0.36 | XX/XX/XXXX | XXXX | XXXX | -3.230% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297873 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 2.350% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297874 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 1.670% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297875 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -1.880% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297876 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 7.700% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297877 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 3.270% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297878 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.680% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297879 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 0.766% | XXXX | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297880 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 3.240% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297881 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 13.060% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297882 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -13.280% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297883 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 15.160% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297844 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 7.930% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297845 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  | XXXX | XXXX | -48.900% | XXXX | 0.64 | XX/XX/XXXX | XXXX | XXXX | -45.070% | XXXX | 0.49 | XX/XX/XXXX | XXXX | XXXX | -73.660% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297846 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 2.040% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297847 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -6.050% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8297884 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 3.490% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297885 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 8.231% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297886 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -0.090% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297887 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -67.560% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | -75.020% | XXXX | 0.53 | XX/XX/XXXX | XXXX | XXXX | -58.070% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297888 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 1.980% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297889 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -9.837% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297890 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -0.210% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297891 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 5.020% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297893 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 4.180% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297894 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 92.270% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297895 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 49.860% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297896 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 3.190% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297897 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.290% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297898 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.380% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297899 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 1.170% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297900 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -6.750% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297901 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.100% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297902 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 3.060% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297903 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 8.030% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297904 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297905 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 7.890% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297906 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 6.648% | XXXX | 0.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297907 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 6.510% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297908 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -4.480% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297909 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -0.540% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297910 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -0.240% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297911 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -9.280% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297912 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.680% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297913 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.720% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297914 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 9.550% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297915 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 4.590% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297916 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 11.080% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297917 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -29.410% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297918 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 21.000% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297919 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -15.020% | XXXX | 0.87 | XX/XX/XXXX | XXXX | XXXX | -12.080% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -5.200% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297920 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -3.130% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297921 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.900% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297922 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.270% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297923 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 0.370% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297924 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 28.900% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8297925 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 4.040% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297926 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -78.920% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -1.280% | XXXX | 0.22 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297927 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.770% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297928 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -5.490% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297929 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -74.390% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -36.280% | XXXX | 0.25 | XX/XX/XXXX | XXXX | XXXX | -74.950% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297930 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 0.690% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297931 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297932 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -7.220% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297933 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297934 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.180% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297935 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.580% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297936 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -0.240% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297937 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -3.580% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297938 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.730% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297939 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 5.550% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297941 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 20.100% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297942 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.110% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297943 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.320% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297944 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -4.110% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297945 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 7.110% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297946 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 10.030% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297947 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.98 |  |  |  |  |  |  | XXXX | XXXX | 1.290% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297948 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -2.960% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297949 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 3.120% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297950 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.590% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297951 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.470% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297952 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 1.380% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297953 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -0.170% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297954 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 6.460% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297955 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297956 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297957 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 17.630% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297958 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -3.020% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297959 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.000% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297960 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.270% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297961 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 10.310% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297962 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -1.380% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297963 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -2.810% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297964 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 4.510% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297965 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 4.280% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8297966 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 23.900% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297967 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.640% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297968 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 11.110% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297969 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -13.200% | XXXX | 0.65 | XX/XX/XXXX | XXXX | XXXX | 32.930% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297970 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -7.610% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297971 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -12.180% | XXXX | 0.72 | XX/XX/XXXX | XXXX | XXXX | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297972 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -6.360% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297973 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -7.090% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297974 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -21.140% | XXXX | 0.58 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 15.140% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297975 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.020% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297976 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297977 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -57.020% | XXXX | 0.66 | XX/XX/XXXX | XXXX | XXXX | -23.050% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | -52.240% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297978 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -9.645% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297979 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 14.540% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297980 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 32.590% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297981 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 10.380% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297982 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -4.030% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297983 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 2.500% | XXXX | 0.55 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297984 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  | XXXX | XXXX | -10.650% | XXXX | 0.68 | XX/XX/XXXX | XXXX | XXXX | -7.030% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297985 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297986 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 11.610% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297987 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -31.410% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297988 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297989 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 1.120% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297990 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297991 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 26.090% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297992 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 39.840% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297993 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -21.620% | XXXX | 0.7 | XX/XX/XXXX | XXXX | XXXX | -13.140% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297994 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297995 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -4.130% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297996 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -1.870% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297997 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.710% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297998 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 3.930% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8297999 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.480% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298000 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -9.730% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298001 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 20.810% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298002 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.110% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298003 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -3.670% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298004 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -70.790% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | -39.930% | XXXX | 0.34 | XX/XX/XXXX | XXXX | XXXX | -9.860% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298005 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 15.740% | XXXX | 0.22 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298006 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.76 |  |  |  |  |  |  | XXXX | XXXX | 14.120% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298007 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 12.890% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298008 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -4.500% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298009 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 20.020% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298010 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.77 |  |  |  |  |  |  | XXXX | XXXX | -55.910% | XXXX | 0.76 | XX/XX/XXXX | XXXX | XXXX | -58.730% | XXXX | 0.37 | XX/XX/XXXX | XXXX | XXXX | -85.780% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298011 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 59.520% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298012 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 7.060% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298013 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.540% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298014 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -14.310% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | -6.030% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298015 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -3.420% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298016 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 9.840% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298017 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 8.220% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298018 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -6.420% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298019 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 4.410% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298020 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 13.740% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298021 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 0.260% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298022 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.550% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298023 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -7.700% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298024 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 8.090% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298025 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.150% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298026 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298027 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 5.380% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298028 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 3.778% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298029 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298030 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 221.940% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298031 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -3.420% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298032 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 8.580% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298033 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 3.710% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298034 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.680% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298035 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 6.850% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298036 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 7.600% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298037 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 3.650% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298038 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 13.270% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298039 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.750% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298040 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 5.490% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298041 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 1.440% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298042 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298043 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.480% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298044 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 13.110% | XXXX | 0.49 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298045 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 1.150% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298046 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 13.420% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298047 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.160% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298048 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 6.110% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298049 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 10.860% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298050 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 19.330% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298051 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 26.350% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298052 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 5.790% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298053 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.910% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298054 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 5.870% | XXXX | 0.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298055 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 13.370% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298056 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 10.960% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298057 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 2.420% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298058 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 159.810% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298059 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 7.640% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298060 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 3.950% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298061 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 6.640% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298062 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 6.640% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298064 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 23.630% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298065 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.76 |  |  |  |  |  |  | XXXX | XXXX | 2.800% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298066 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 7.890% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298067 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 5.910% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298068 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298069 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -0.790% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298070 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -6.720% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298071 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298072 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.640% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298073 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 12.980% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298074 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 18.660% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298075 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -3.240% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298076 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 1.330% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298077 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -21.830% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | 17.330% | XXXX | 0.28 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298078 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.500% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298079 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -5.160% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298080 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 15.110% | XXXX | 0.57 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298081 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.130% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298082 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 2.220% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298083 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.220% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298084 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -52.730% | XXXX | 0.74 | XX/XX/XXXX | XXXX | XXXX | -26.760% | XXXX | 0.6 | XX/XX/XXXX | XXXX | XXXX | -41.960% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298085 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -34.080% | XXXX | 0.75 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -31.280% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298086 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 10.320% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298087 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 81.820% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298088 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 44.230% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298089 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 7.470% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298090 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 6.220% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298091 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 6.530% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298092 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -3.030% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298093 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -7.450% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298094 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 6.550% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298095 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -1.840% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298096 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298097 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.140% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298098 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 10.940% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298099 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -38.460% | XXXX | 0.78 | XX/XX/XXXX | XXXX | XXXX | -41.040% | XXXX | 0.44 | XX/XX/XXXX | XXXX | XXXX | -25.640% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298100 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 18.320% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298101 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 3.870% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298102 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 6.610% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298103 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 18.330% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298104 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.010% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298105 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 10.240% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298106 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -9.206% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298107 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 13.100% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298108 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 1.950% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298109 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 11.470% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298110 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 1.840% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298111 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298112 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -6.930% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298113 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 8.040% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298114 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.170% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298115 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 24.420% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298116 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 13.300% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298117 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -2.780% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298118 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.280% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298119 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.500% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298120 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.530% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298121 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 40.710% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298122 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -5.730% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298123 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -9.535% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298124 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -1.100% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298125 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 6.660% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298126 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 30.800% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298127 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298128 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -7.210% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298129 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 9.530% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298130 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -0.395% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298131 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -33.120% | XXXX | 0.61 | XX/XX/XXXX | XXXX | XXXX | -28.900% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | -5.080% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298132 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.76 |  |  |  |  |  |  | XXXX | XXXX | 33.520% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298133 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -19.750% | XXXX | 0.61 | XX/XX/XXXX | XXXX | XXXX | -25.890% | XXXX | 0.28 | XX/XX/XXXX | XXXX | XXXX | 16.150% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298134 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -4.880% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298135 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -21.330% | XXXX | 0.74 | XX/XX/XXXX | XXXX | XXXX | 8.670% | XXXX | 0.44 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298136 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 3.740% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298137 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.420% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298138 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 0.660% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298139 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  | XXXX | XXXX | 1.810% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298140 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 27.280% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298141 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -45.160% | XXXX | 0.95 | XX/XX/XXXX | XXXX | XXXX | -43.650% | XXXX | 0.51 | XX/XX/XXXX | XXXX | XXXX | -51.610% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298142 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.700% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298143 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -7.030% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298144 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298145 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -3.340% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298146 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 15.400% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298147 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 4.760% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298148 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.990% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298149 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 5.110% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298150 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 19.960% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298152 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -2.350% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298153 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 17.960% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298154 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 5.540% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298155 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 4.340% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298156 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298157 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.940% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298158 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.330% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298159 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 6.750% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298160 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.790% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298161 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 39.100% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298162 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -13.680% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | -24.790% | XXXX | 0.95 | XX/XX/XXXX | XXXX | XXXX | -12.160% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298163 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 7.030% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298164 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 11.030% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298165 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 15.950% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298166 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 10.950% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298167 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 18.090% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298168 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.480% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298169 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 22.670% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298170 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.790% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298171 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.75 |  |  |  |  |  |  | XXXX | XXXX | 10.250% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298172 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -5.440% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298173 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 10.530% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298174 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298175 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298176 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 2.220% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298177 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298178 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 17.220% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298179 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 32.330% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298180 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298181 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.820% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298182 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 16.630% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298183 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 7.500% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298184 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 11.650% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298185 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 13.710% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298186 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 28.320% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298187 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -3.790% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298188 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | 17.270% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298189 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 8.940% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298190 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -7.330% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298191 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 2.169% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298192 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 3.990% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298193 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 2.340% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298194 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 81.250% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298195 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -0.790% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298196 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -12.560% | XXXX | 0.81 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -24.030% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298197 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -14.140% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -25.030% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | 1.500% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298198 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 92.900% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298199 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298200 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 7.740% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298201 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 11.250% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298202 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -28.180% | XXXX | 0.96 | XX/XX/XXXX | XXXX | XXXX | -43.540% | XXXX | 0.22 | XX/XX/XXXX | XXXX | XXXX | -10.230% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298203 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.150% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298204 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 12.620% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298205 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.130% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298206 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -18.950% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -32.450% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | -2.660% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298207 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -3.360% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298208 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -8.840% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298209 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 12.570% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298210 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 10.120% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298211 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 15.800% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298212 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 9.720% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298213 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 24.030% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298214 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 26.060% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298215 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298216 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -22.070% | XXXX | 0.67 | XX/XX/XXXX | XXXX | XXXX | 4.980% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298217 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -74.980% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | 1.710% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298218 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -25.440% | XXXX | 0.78 | XX/XX/XXXX | XXXX | XXXX | -15.050% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298219 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 26.130% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298220 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.980% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298221 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298222 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.76 |  |  |  |  |  |  | XXXX | XXXX | -23.080% | XXXX | 0.52 | XX/XX/XXXX | XXXX | XXXX | -1.820% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298223 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298224 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.110% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298225 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 4.230% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298226 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 31.160% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298227 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -4.680% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298228 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -7.210% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298229 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.830% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298230 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.790% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298231 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  | XXXX | XXXX | 20.060% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298232 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.180% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298233 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 14.540% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298234 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.670% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298235 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -8.990% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298236 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 11.120% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298237 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 5.500% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298238 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.950% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298239 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -22.390% | XXXX | 0.62 | XX/XX/XXXX | XXXX | XXXX | -32.280% | XXXX | 0.4 | XX/XX/XXXX | XXXX | XXXX | -2.990% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298240 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 0.170% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298241 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -93.700% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -18.930% | XXXX | 0.68 | XX/XX/XXXX | XXXX | XXXX | -28.370% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298242 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298243 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 10.290% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298244 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 43.330% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298245 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298246 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 14.350% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298247 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298248 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -6.450% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298249 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -36.310% | XXXX | 0.67 | XX/XX/XXXX | XXXX | XXXX | -39.170% | XXXX | 0.62 | XX/XX/XXXX | XXXX | XXXX | -15.710% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298250 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 6.448% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298251 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 14.677% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298252 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -20.860% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -43.490% | XXXX | 0.25 | XX/XX/XXXX | XXXX | XXXX | -17.180% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298253 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 4.100% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298254 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 27.190% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298255 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -5.980% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298256 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.77 |  |  |  |  |  |  | XXXX | XXXX | 4.860% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298257 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 6.570% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298258 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.430% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298259 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 24.200% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298260 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 4.640% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298261 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 2.060% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298262 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 8.660% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298263 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -17.080% | XXXX | 0.62 | XX/XX/XXXX | XXXX | XXXX | -35.750% | XXXX | 0.25 | XX/XX/XXXX | XXXX | XXXX | 99.420% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298264 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.750% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298265 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 8.610% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298266 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -3.780% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298267 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298268 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 3.447% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298269 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 2.920% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298270 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 6.183% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298271 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 0.880% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298272 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 16.980% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298273 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 15.000% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298274 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  | XXXX | XXXX | 24.390% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298275 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.620% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298276 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 35.450% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298277 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -6.430% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298278 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 3.360% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298279 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | 11.840% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298280 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -61.310% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -22.950% | XXXX | 0.25 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298281 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -55.800% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -44.820% | XXXX | 0.35 | XX/XX/XXXX | XXXX | XXXX | -60.220% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298282 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -4.170% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298283 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 26.890% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298284 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 3.140% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298285 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 13.220% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298286 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 12.830% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298287 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 11.260% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298288 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 4.140% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298289 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 13.630% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298290 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -5.560% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298291 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298292 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 11.640% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298293 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.530% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298294 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -5.760% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298295 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 17.040% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298296 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 33.990% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298297 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 5.260% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298298 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.930% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298299 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 22.480% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298300 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.140% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298301 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.000% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298302 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.370% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298303 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | 18.750% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298304 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 17.160% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298305 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 4.320% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298306 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.880% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298307 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -4.130% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298308 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 38.620% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298309 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 0.230% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298310 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 5.920% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298311 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -7.780% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298312 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 18.440% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298313 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 2.090% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298314 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.410% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298315 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -39.440% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | -15.500% | XXXX | 0.64 | XX/XX/XXXX | XXXX | XXXX | -2.780% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298316 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -4.430% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298317 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 8.380% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298318 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.76 |  |  |  |  |  |  | XXXX | XXXX | 20.640% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298319 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.570% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298320 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 13.850% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298321 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -33.700% | XXXX | 0.62 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 31.180% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298322 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 9.510% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298323 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 16.470% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298324 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.750% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298325 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 6.650% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298326 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -11.987% | XXXX | 0.78 | XX/XX/XXXX | XXXX | XXXX | -1.851% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298327 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 4.790% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298328 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298330 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 2.960% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298331 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -27.260% | XXXX | 0.85 | XX/XX/XXXX | XXXX | XXXX | 5.680% | XXXX | 0.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298332 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.800% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298333 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 6.770% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298334 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -16.608% | XXXX | 0.8 | XX/XX/XXXX | XXXX | XXXX | 37.957% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298335 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 0.090% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298336 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 1.040% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298337 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 30.660% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298338 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 28.230% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298339 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -25.392% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -13.729% | XXXX | 0.93 | XX/XX/XXXX | XXXX | XXXX | -23.200% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298340 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 13.380% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298341 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 3.340% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298342 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 10.750% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298343 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | 13.240% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298344 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -8.360% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298345 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.240% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298346 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -5.810% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298347 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298348 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 16.720% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298349 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 13.330% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298350 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 16.400% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298351 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 43.850% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298352 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 17.480% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298353 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -3.744% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298354 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 13.860% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298355 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 17.660% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298356 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 2.870% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298357 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 9.060% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298358 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 14.900% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298359 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -0.630% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298360 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -0.140% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298361 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 0.330% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298362 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 20.570% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298363 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 4.050% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298364 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.77 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 49.650% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298365 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -6.090% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298366 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 7.280% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298367 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 5.540% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298368 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 3.470% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298369 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 19.700% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298370 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 33.330% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298371 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -9.612% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298372 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 1.030% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298373 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 14.050% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298374 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.610% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298375 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -0.050% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298376 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -9.010% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298377 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298378 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.180% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298379 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 4.600% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298380 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 34.040% | XXXX | 0.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298381 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.870% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298382 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -2.460% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298383 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.600% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298384 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.330% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298385 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.76 |  |  |  |  |  |  | XXXX | XXXX | -17.330% | XXXX | 0.66 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -36.780% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298386 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 0.780% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298387 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 0.460% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298388 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -8.580% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298389 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 44.840% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298390 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 19.530% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298391 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 14.120% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298392 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 9.050% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298393 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 4.800% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298394 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.090% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298395 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.020% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298396 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.620% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298397 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 4.600% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298398 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.990% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298399 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.640% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298400 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.540% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298401 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.700% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298402 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -1.330% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298403 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -7.200% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298404 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -6.780% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298405 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298406 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.260% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298407 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -2.520% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298408 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 11.310% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298409 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  | XXXX | XXXX | 5.190% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298410 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 14.940% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298411 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.080% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298412 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -9.090% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298413 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 9.130% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298414 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.250% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298415 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 7.610% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298416 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 4.390% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298417 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.570% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298418 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -27.730% | XXXX | 0.67 | XX/XX/XXXX | XXXX | XXXX | -46.090% | XXXX | 0.46 | XX/XX/XXXX | XXXX | XXXX | -4.550% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298419 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 39.700% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298420 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 16.660% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298421 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.170% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298422 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.930% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298423 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 12.580% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298424 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -14.800% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | -24.510% | XXXX | 0.55 | XX/XX/XXXX | XXXX | XXXX | -16.260% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298425 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 12.810% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298426 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 11.460% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298427 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 17.850% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298428 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -0.850% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298429 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 4.880% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298430 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -3.230% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298431 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 6.520% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298432 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.380% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298433 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 67.480% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298434 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.210% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298435 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -3.578% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298436 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 27.720% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298437 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 3.890% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298438 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.110% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298439 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.780% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298440 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.650% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298441 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -5.060% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298442 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 23.860% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298443 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 41.300% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298444 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.360% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298445 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -5.880% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298446 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.840% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298447 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.910% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298448 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -2.220% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller<br>Loan ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised<br>Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form**<br> **Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second<br>Appraisal<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Second<br>Appraisal<br>Date** | **Second<br>Appraisal<br>Type** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Confidence<br>Score** | **Appraisal Date** | **Appraised Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Appraised<br>Value** | **Variance<br>Amount** | **Variance<br>Percent** | **Company** | **Appraisal<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep**<br> **and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 8298449 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -3.890% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298450 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -6.470% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298451 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.780% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298452 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -5.320% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298453 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 0.860% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298454 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -1.330% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298455 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 5.390% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298456 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 5.560% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298457 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 4.610% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298458 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 11.490% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298459 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -7.470% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298460 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -0.510% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298461 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 17.580% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298462 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 17.680% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298463 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 6.990% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298464 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 23.810% | XXXX | 0.55 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298465 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 11.130% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298466 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 2.260% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298467 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 132.760% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298468 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 6.990% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298469 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 1.790% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298470 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 13.230% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298471 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.170% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298472 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -5.950% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298473 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 31.930% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298474 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 40.160% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298475 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 7.240% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298476 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 7.300% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298477 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 2.830% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298478 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 8.500% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298479 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.490% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298480 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -6.210% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298481 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.390% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298482 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 34.180% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298483 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 24.860% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298484 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -2.860% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298485 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -0.410% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298486 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -3.690% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298487 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.840% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 8298488 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -28.060% | XXXX | 0.56 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 31.750% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.4

**Exhibit 99.4** 

Rebuttal Findings 06.01.2026

Seller:

Deal ID:

Total Loan Count: 640

---

| | | |
|:---|:---|:---|
| Loans by Grade in Population | Loans by Grade in Population | Loans by Grade in Population |
| Loan Grade | Count | Percentage |
| 1 | 524 | 81.88% |
| 2 | 81 | 12.66% |
| 3 | 35 | 5.47% |

---

---

| | | |
|:---|:---|:---|
| Trade Summary | Trade Summary | Trade Summary |
| Loan Status | Count | Percentage |
|  Review Complete | 564 | 88.13% |
|  In Rebuttal | 76 | 11.88% |

---

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | | | | Finding Status | Finding Status | Finding Status | Finding Status | Final Finding Grade | Final Finding Grade | Final Finding Grade | Final Finding Grade |
| Initial Findings Grade | Count | Rebuttal<br>Received | Responses<br>Given | Open | Resolved | UpHeld | Void | 3 | 4 | 2 | 1 |
| 3 | 85 | 81 | 81 | 34 | 51 | 0 | 0 | 35 | 0 | 41 | 9 |
| 2 | 43 | 1 | 1 | 42 | 1 | 0 | 0 | 0 | 0 | 42 | 1 |
| 1 | 1791 | 0 | 0 | 1791 | 0 | 0 | 0 | 0 | 0 | 0 | 1791 |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
|  | | Initial Finding<br>Grade | Initial Finding<br>Grade | Initial Finding<br>Grade | Final Finding<br>Grade | Final Finding<br>Grade | Final Finding<br>Grade |
| Exceptions | Count | 3 | 4 | 2 | 3 | 4 | 2 |
|  Compliance | 17 | 17 | 0 | 0 | 9 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Security Instrument - Incomplete | 6 | 6 | 0 | 0 | 5 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Security Instrument - Name Discrepancy | 6 | 6 | 0 | 0 | 2 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Rescission Test | 2 | 2 | 0 | 0 | 1 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Security Instrument - Inaccurate | 1 | 1 | 0 | 0 | 1 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Security Instrument - Missing Rider/Addendum | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Note - Address Discrepancy | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
|  Credit | 2 | 1 | 0 | 1 | 0 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income Variance | 1 | 0 | 0 | 1 | 0 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; DTI - Exceeds Guidelines - originator (not pcqc eligible) | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
|  Valuation | 109 | 67 | 0 | 42 | 26 | 0 | 83 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Appraisal - Value is not supported within a 10% variance | 67 | 67 | 0 | 0 | 26 | 0 | 41 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Appraisal - Value is supported within 10% of original appraisal amount | 42 | 0 | 0 | 42 | 0 | 0 | 42 |

---

## Exhibit 99.5

**Exhibit 99.5** 

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297886 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297953 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298234 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298378 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298156 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298102 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298460 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298046 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298427 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298419 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298358 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298071 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297931 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298365 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298128 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297904 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298274 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298301 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298208 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297883 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298084 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8297969 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8297964 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298396 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298124 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297939 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298020 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297873 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298159 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297917 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298259 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298466 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298045 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298104 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298331 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298182 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297937 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298167 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298390 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297895 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8297919 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298261 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298235 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297850 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298384 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298168 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298240 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298093 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297846 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297926 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298343 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298401 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297851 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298088 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298027 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298036 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298055 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298051 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298212 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297983 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298241 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298456 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298081 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298226 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298034 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298204 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298191 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297932 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298250 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298096 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297996 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297958 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297910 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298485 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298108 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297905 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298267 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297879 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the value within a 10% variance.**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The 2nd AVM supported the appraised value within a 10% variance. (Resolved)**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298319 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298294 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298114 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298138 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297854 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298122 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297935 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298313 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298193 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298121 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298023 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297949 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298388 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298292 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298173 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298161 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298478 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297924 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298328 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297858 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298265 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298473 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298117 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8297857 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298276 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297869 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298438 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298291 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298125 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297884 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298410 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298446 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297961 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298238 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298056 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298002 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298461 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298133 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298344 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298327 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298428 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298361 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298305 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297956 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298139 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297882 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298187 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297912 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297992 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298487 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298479 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297891 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298376 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298157 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297847 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298293 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298192 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298145 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297962 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297957 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298322 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298169 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298038 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298273 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297929 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298037 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298244 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297987 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298201 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298232 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298476 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298089 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298452 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298035 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298435 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 8298134 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297990 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298247 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298444 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298061 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298299 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298179 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298433 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297938 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297909 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298184 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298408 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298339 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The 2nd AVM did not support the value within a 10% variance. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 1 | 3 | 1 | 1 | 1 | 1 | 3 | 3 A C |
| XXXX | 8298207 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298371 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297960 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297901 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298022 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298349 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8297942 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298414 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297945 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298337 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297985 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298285 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298100 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298211 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298144 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298394 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298057 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297955 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298200 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298196 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298154 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298074 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298278 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298101 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297972 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298073 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297893 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297866 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298070 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298095 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298298 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297861 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298303 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298029 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297975 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298231 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297968 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298439 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298481 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298175 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298178 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297908 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298402 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298457 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298450 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298025 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297946 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298399 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298323 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298302 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297922 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297899 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298324 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298373 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298251 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298075 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298333 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298004 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided is sufficient to cure the exception. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298443 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298326 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The 2nd AVM supported the appraised value within 10% variance. (Resolved)** |  | 1 | 2 | 1 | 1 | 1 | 1 | 3 | 2 A B C |
| XXXX | 8298286 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298110 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298223 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297853 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298463 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297948 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298218 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298033 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298229 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298158 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298403 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298221 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297930 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298217 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298177 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298203 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298380 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298309 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298308 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297928 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298368 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298362 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298440 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298255 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298458 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297911 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298341 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298317 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298455 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297860 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298404 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298370 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298287 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298163 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298210 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298176 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298005 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298242 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298039 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298012 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297865 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298166 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298249 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297995 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298477 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298338 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297936 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298129 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298143 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298172 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298269 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298011 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298230 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298467 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298079 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297944 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298014 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298136 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298040 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297871 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298019 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297900 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297889 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298260 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298032 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298112 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298155 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298445 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297991 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298320 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298007 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298142 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298468 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298366 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298026 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298076 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298486 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298021 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298474 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298475 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298284 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298181 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297965 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298412 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297976 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298053 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298067 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297986 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298307 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298153 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298013 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297997 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298246 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298258 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298342 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298127 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298306 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298312 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298348 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298336 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298080 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298283 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298484 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297845 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298369 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298209 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298148 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298480 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297967 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298375 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298120 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298097 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298245 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298448 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298383 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298225 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298374 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298437 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298119 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298098 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297974 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298174 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298031 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297855 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298430 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298442 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298220 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297877 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298297 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298416 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297989 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298010 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298397 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298048 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298391 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298296 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298085 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298126 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298254 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298471 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298216 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298165 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297927 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297881 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298387 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298482 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298413 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297897 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298451 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298379 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298405 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298141 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298041 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297874 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297888 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297859 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297844 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298354 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298030 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297998 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297999 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298003 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298006 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298183 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298195 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298462 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298311 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298290 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298262 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297875 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298107 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297878 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298123 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298288 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298406 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298189 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298423 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298386 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298280 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298420 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298132 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298315 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298185 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298233 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298115 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298321 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298060 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298270 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298111 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298470 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297872 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298083 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298099 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8297988 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298224 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298202 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298345 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297914 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298219 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298415 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298017 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298266 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297925 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298279 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298449 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298091 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298044 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8297970 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297954 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298197 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298094 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297981 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297933 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297887 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298228 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298152 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298194 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297994 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298024 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297918 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298082 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297890 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298190 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298058 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298472 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298340 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297852 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298263 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298264 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298206 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8297862 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298364 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298429 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297896 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298180 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298113 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297915 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297951 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amo<br>unt-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298116 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298065 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298464 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298103 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298106 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298400 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298436 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298064 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298441 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298352 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297963 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298353 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298393 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298062 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298377 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297863 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8297978 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298170 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298016 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297952 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298335 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297849 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298357 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297973 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298256 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298130 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) Income Variance -** <br>**The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX,XXXX) which is a - XXXX% variance. The DTI of XXXX% is within the guidelines.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **Documentation is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 1 | 2 | 1 | 1 | 1 | 1 | 1 B A |
| XXXX | 8297921 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298059 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298272 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298077 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298350 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298227 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298164 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298236 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298054 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297979 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298213 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298418 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298360 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298050 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298277 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297867 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298257 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298411 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298275 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298162 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-**<br>**The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298000 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-**<br>**The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br>**Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298432 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298018 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298398 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298253 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298454 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297848 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297864 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297934 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298199 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298137 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297894 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297923 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298421 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298171 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298160 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298043 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298300 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298447 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298310 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-<br>**<br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-<br>**<br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-<br>**<br>**The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297982 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297902 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298248 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298417 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298330 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297977 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298425 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298239 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8297993 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298147 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298465 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298359 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298282 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297984 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298105 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298483 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297903 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298052 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298049 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298426 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298367 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298131 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8297916 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298198 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298382 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298385 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298325 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298488 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298009 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297856 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298346 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298186 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298304 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297941 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297959 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298389 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298205 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297913 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298150 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298252 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298334 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298092 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298431 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298459 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297966 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297950 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298140 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297870 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298149 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297943 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298090 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298078 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298222 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298295 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8297920 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298316 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298047 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298215 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298289 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298214 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298271 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298146 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297980 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298392 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8297876 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298332 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298453 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298314 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298243 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298372 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298409 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298469 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298087 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 8298066 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298118 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298281 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8298424 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did not support the original value within a 10% variance. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 8297947 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298356 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298407 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298069 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298109 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298395 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298422 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298042 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298008 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298072 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298347 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8297907 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298381 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298355 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 8298237 | XXXX | XXXX | XXXX |  |  | **(Clear) Note - Address Discrepancy-** <br> **The property address on the Note is inconsistent with the XXXX and final approval provided in the loan file.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The information provided is sufficient to clear the finding. Address is correct . (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 8297885 | XXXX | XXXX | XXXX |  |  | **(Clear) Rescission Test-** <br> **The loan closed on XX/XX/XXXX, the rescission end date was XX/XX/XXXX and the loan funded on XX/XX/XXXX.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 8298434 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Incomplete-** <br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider is missing the Condominium Project Name, "XXXX", as reflected on the Legal Description.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **A XXXX to correct rider is an acceptable cure. (XXXX)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 8298028 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Missing Rider/Addendum-** <br> **The following referenced are missing: XXXX-XXXX Family Rider**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 8298318 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Name Discrepancy-** <br> **The current mortgage is in the name of XXXX. There is a transfer deed from XXXX showing that XXXX deeded the property over to XXXX as sole owner. Additionally, the most recent property report dated XX/XX/XXXX reflects the owner as XXXX.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 8298268 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Name Discrepancy-** <br> **The loan file does not include documentation confirming the vested interest on the Security Instrument or the Borrower's ownership of the subject property. The new borrower's are XXXX and XXXX; however, there is no evidence that XXXX or XXXX have any vested interest in the property.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 8297906 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Name Discrepancy-** <br> **The loan file does not include documentation confirming the vested interest on the Security Instrument or the Borrower's ownership of the subject property. XXXX has no owner of record listed.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 8297971 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Name Discrepancy-** <br> **The loan file does not include documentation confirming the vested interest on the Security Instrument or the Borrower's ownership of the subject property.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 2 | 1 | 1 | 3 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298001 | XXXX | XXXX | XXXX |  |  | **(Open) Rescission Test-** <br> **The loan closed on XX/XX/XXXX, the rescission end date was XX/XX/XXXX and the loan funded on XX/XX/XXXX.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 3 | 1 | 1 | 3 | 3 | 1 | 1 C A |
| XXXX | 8297880 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Inaccurate-** <br> **The security instrument was not completed accurately. The Legal Description shows the name of the XXXX as XXXX while the Condo Rider shows the Condo Project as XXXX.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **A XXXX to correct rider is an acceptable cure. (XXXX)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 3 | 1 | 1 | 3 | 3 | 1 | 1 C A |
| XXXX | 8298188 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> **The following section of the Mortgage is incomplete: The PUD Rider is missing the name of the PUD.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **A XXXX to correct rider is an acceptable cure. (XXXX)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 3 | 1 | 1 | 3 | 3 | 1 | 1 C A |
| XXXX | 8298351 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condo Rider is missing the Association Name.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **A XXXX to correct rider is an acceptable cure. (XXXX)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 3 | 1 | 1 | 3 | 3 | 1 | 1 C A |
| XXXX | 8298363 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condo Rider is missing the Project Name.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 3 | 1 | 1 | 3 | 3 | 1 | 1 C A |
| XXXX | 8297868 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider is missing the Condominium Project Name as reflected on the Legal Description.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The BPO provided did support the original value within a 10% variance. (Resolved)** |  | 3 | 3 | 1 | 1 | 3 | 3 | 3 | 2 C A B |
| XXXX | 8298015 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The PUD Rider is missing PUD name.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **A XXXX to correct rider is an acceptable cure. (XXXX)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 3 | 1 | 1 | 3 | 3 | 1 | 1 C A |
| XXXX | 8298135 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Name Discrepancy-** <br> **The loan file does not include documentation confirming the vested interest on the Security Instrument or the Borrower's ownership of the subject property.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 3 | 1 | 1 | 3 | 3 | 3 | 2 C A B |
| XXXX | 8297898 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Name Discrepancy-** <br> **The name of the Trust listed in the mortgage does not match the name of the Trust listed in the Trust documents.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **A XXXX to correct rider is an acceptable cure. (XXXX)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 3 | 3 | 1 | 1 | 3 | 3 | 1 | 1 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 8298068 | XXXX | XXXX | XXXX |  |  | **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 8298086 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The AVM did support the value within a 10% variance.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

## Exhibit 99.6

**Exhibit 99.6** 

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297844 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297844 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297844 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297845 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297845 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297845 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM) <br>2nd AVM provided <br>Rebuttal 2 (XX/XX/XXXX XX:XXPM) <br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM) <br>The second AVM provided did not support the origination value within 10%. (XXXX) <br>Response 2 (XX/XX/XXXX XX:XXPM) <br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297846 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297846 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297846 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297847 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297847 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297847 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297848 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297848 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297848 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297849 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297849 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297849 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297850 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297850 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297850 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297851 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297851 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297851 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |

---

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297852 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297852 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297852 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297853 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297853 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297853 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297854 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297854 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297854 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297855 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297855 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297855 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297856 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297856 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297856 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297857 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297857 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297857 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297858 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297858 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297858 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297859 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297859 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297859 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |

---

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297860 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297860 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297860 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297861 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297861 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297861 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297862 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297862 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297862 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297863 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297863 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297863 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297864 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297864 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297864 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297865 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297865 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297865 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297866 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297866 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297866 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297867 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297867 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297867 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297868 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider is missing the Condominium Project Name as reflected on the Legal Description. |  |  |  |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297868 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297868 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 3 |
|  XXXX | 8297869 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297869 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297869 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297870 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297870 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297870 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297871 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297871 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297871 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297872 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297872 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297872 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297873 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297873 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297873 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297874 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297874 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297874 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297875 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297875 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297875 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297876 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297876 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297876 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297877 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297877 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297877 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297878 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297878 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297878 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297879 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297879 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297879 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The 2nd AVM supported the appraised value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297880 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Inaccurate | XXXX | The security instrument was not completed accurately. The Legal Description shows the name of the XXXX as XXXX while the Condo Rider shows the XXXX as XXXX. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>Condo name from condo rider does not match legal description. Can we cure with a scriveners' affidavit to correct condo name in rider from "XXXX" to "XXXX" to match legal description or does this require a full re-signing?** | **Response 1 (XX/XX/XXXX XX:XXPM)<br>A XXXX to correct rider is an acceptable cure. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297880 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297880 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297881 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297881 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297881 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297882 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297882 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297882 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297883 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297883 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297883 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297884 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297884 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297884 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297885 | 1 of 3 | XXXX | XXXX | Compliance | Rescission Test | XXXX | The loan closed on XX/XX/XXXX, the rescission end date was XX/XX/XXXX and the loan funded on XX/XX/XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>Original deed signed on XX/XX/XXXX, RTC provided to borrower on XX/XX/XXXX with rescission period ending XX/XX/XXXX, and loan funded on XX/XX/XXXX. This one required a corrective deed as the county rejected recording due to name mismatch " XXXX as Trustee under the XXXX Trust dated XX/XX/XXXX". New deed signed on XX/XX/XXXX with borrower as "XXXX as Trustee under the XXXX Trust dated XX/XX/XXXX". New RTC provided to borrower with rescission period ending XX/XX/XXXX.** | **Response 1 (XX/XX/XXXX XX:XXPM)<br>The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8297885 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8297885 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8297886 | 1 of 2 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297886 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297886 | 2 of 2 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297887 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297887 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297887 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297888 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297888 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297888 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297889 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297889 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297889 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297890 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297890 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297890 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297891 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297891 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297891 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297893 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297893 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297893 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297894 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297894 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297894 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297895 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297895 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297895 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM) <br>2nd AVM requested <br>Rebuttal 2 (XX/XX/XXXX XX:XXPM) <br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM) <br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) <br>Response 2 (XX/XX/XXXX XX:XXPM) <br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297896 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297896 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297896 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297897 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297897 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297897 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297898 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The name of the Trust listed in the mortgage does not match the name of the Trust listed in the Trust documents. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM) <br>Our deed shows borrower as "XXXX as Trustee of the XXXX dated XX/XX/XXXX" which includes incorrect trust name. Can we cure with a scriveners' affidavit to correct borrower name to "XXXX as Trustee of the XXXX Living Trust dated XX/XX/XXXX" or does this require a full re-signing?** | **Response 1 (XX/XX/XXXX XX:XXPM) <br>A XXXX to correct rider is an acceptable cure. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297898 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297898 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297899 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297899 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297899 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297900 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297900 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297900 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297901 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297901 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297901 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297902 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297902 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297902 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297903 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297903 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297903 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297904 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297904 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297904 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297905 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297905 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297905 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297906 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The loan file does not include documentation confirming the vested interest on the XXXX or the Borrower's ownership of the subject property. XXXX has no owner of record listed. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM) <br>Prior quit claim deed attached showing transfer to our borrower** | **Response 1 (XX/XX/XXXX XX:XXAM) <br>The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8297906 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8297906 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8297907 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297907 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297907 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297908 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297908 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297908 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297909 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297909 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297909 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297910 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297910 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297910 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297911 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297911 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297911 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297912 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297912 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297912 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297913 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297913 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297913 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297914 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297914 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297914 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297915 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297915 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297915 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297916 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297916 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297916 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297917 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297917 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297917 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297918 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297918 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297918 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297919 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297919 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297919 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297920 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297920 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297920 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297921 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297921 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297921 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297922 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297922 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297922 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297923 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297923 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297923 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297924 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297924 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297924 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297925 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297925 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297925 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297926 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297926 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297926 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297927 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297927 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297927 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297928 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297928 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297928 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297929 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297929 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297929 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297930 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297930 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297930 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297931 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297931 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297931 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297932 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297932 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297932 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297933 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297933 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297933 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297934 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297934 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297934 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297935 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297935 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297935 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297936 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297936 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297936 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297937 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297937 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297937 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297938 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297938 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297938 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297939 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297939 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297939 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297941 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297941 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297941 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297942 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297942 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297942 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297943 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297943 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297943 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297944 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297944 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297944 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297945 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297945 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297945 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297946 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297946 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297946 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297947 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297947 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297947 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297948 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297948 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297948 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297949 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297949 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297949 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297950 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297950 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297950 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297951 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297951 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297951 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297952 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297952 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297952 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297953 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297953 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297953 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297954 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297954 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297954 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297955 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297955 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297955 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297956 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297956 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297956 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297957 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297957 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297957 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297958 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297958 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297958 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297959 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297959 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297959 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297960 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297960 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297960 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297961 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297961 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297961 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297962 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297962 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297962 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297963 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297963 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297963 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297964 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297964 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297964 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297965 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297965 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297965 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297966 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297966 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297966 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297967 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297967 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297967 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297968 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297968 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297968 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297969 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297969 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297969 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297970 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297970 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297970 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297971 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The loan file does not include documentation confirming the vested interest on the XXXX or the Borrower's ownership of the subject property. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>Prior grant deed attached showing transfer to our borrower** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 2 |
|  XXXX | 8297971 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297971 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297972 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297972 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297972 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297973 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297973 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297973 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297974 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297974 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297974 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297975 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297975 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297975 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297976 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297976 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297976 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297977 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297977 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297977 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297978 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297978 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297978 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297979 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297979 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297979 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297980 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297980 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297980 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297981 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297981 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297981 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297982 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297982 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297982 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297983 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297983 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297983 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297984 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297984 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8297984 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8297985 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297985 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297985 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297986 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297986 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297986 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297987 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297987 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297987 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297988 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297988 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297988 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297989 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297989 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297989 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297990 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297990 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297990 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297991 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297991 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297991 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297992 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297992 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297992 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297993 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297993 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8297993 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8297994 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297994 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8297994 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8297995 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297995 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297995 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297996 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297996 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297996 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297997 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297997 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297997 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297998 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297998 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297998 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297999 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297999 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297999 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298000 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298000 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298000 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298001 | 1 of 3 | XXXX | XXXX | Compliance | Rescission Test | XXXX | The loan closed on XX/XX/XXXX, the rescission end date was XX/XX/XXXX and the loan funded on XX/XX/XXXX. |  |  |  |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298001 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298001 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298002 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298002 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298002 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298003 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298003 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298003 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298004 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298004 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298004 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO provided.** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided is sufficient to cure the exception. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298005 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298005 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298005 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298006 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298006 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298006 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298007 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298007 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298007 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298008 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298008 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298008 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298009 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298009 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298009 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298010 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298010 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298010 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298011 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298011 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298011 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298012 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298012 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298012 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298013 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298013 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298013 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298014 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298014 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298014 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298015 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The PUD Rider is missing PUD name. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>PUD name is missing in PUD rider. Can we cure with ascriveners' affidavit to correct PUD name in rider to "XXXX"to match legal description or does this require a full re-signing?** | **Response 1 (XX/XX/XXXX XX:XXPM)<br>A XXXX to correct rider is an acceptable cure. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298015 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298015 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298016 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298016 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298016 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298017 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298017 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298017 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298018 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298018 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298018 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298019 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298019 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298019 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298020 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298020 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298020 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298021 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298021 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298021 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298022 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298022 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298022 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298023 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298023 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298023 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298024 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298024 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298024 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298025 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298025 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298025 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298026 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298026 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298026 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298027 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298027 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298027 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298028 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Missing Rider/Addendum | XXXX | The following referenced are missing: XXXX-XXXX Family Rider | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM) <br>Property type is SFR per AVM and data extract. Why is XXXX rider needed here?** | **Response 1 (XX/XX/XXXX XX:XXPM) <br>The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298028 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298028 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298029 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298029 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298029 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298030 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298030 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298030 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298031 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298031 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298031 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298032 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298032 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298032 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298033 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298033 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298033 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298034 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298034 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298034 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298035 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298035 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298035 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298036 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298036 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298036 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298037 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298037 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298037 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298038 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298038 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298038 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298039 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298039 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298039 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298040 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298040 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298040 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298041 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298041 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298041 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298042 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298042 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298042 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298043 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298043 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298043 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298044 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298044 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298044 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298045 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298045 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298045 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298046 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298046 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298046 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298047 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298047 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298047 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298048 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298048 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298048 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298049 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298049 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298049 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298050 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298050 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298050 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298051 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298051 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298051 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298052 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298052 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298052 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298053 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298053 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298053 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298054 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298054 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298054 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298055 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298055 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298055 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298056 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298056 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298056 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298057 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298057 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298057 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298058 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298058 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298058 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298059 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298059 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298059 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298060 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298060 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298060 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298061 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298061 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298061 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298062 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298062 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298062 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298064 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298064 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298064 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298065 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298065 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298065 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298066 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298066 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298066 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298067 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298067 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298067 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298068 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298068 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298068 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298069 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298069 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298069 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298070 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298070 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298070 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298071 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298071 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298071 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298072 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298072 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298072 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298073 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298073 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298073 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298074 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298074 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298074 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298075 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298075 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298075 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298076 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298076 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298076 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298077 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298077 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298077 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298078 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298078 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298078 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298079 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298079 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298079 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298080 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298080 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298080 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298081 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298081 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298081 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298082 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298082 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298082 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298083 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298083 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298083 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298084 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298084 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298084 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298085 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298085 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298085 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298086 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298086 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298086 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298087 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298087 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298087 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298088 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298088 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298088 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298089 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298089 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298089 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298090 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298090 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298090 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298091 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298091 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298091 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298092 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298092 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298092 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298093 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298093 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298093 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298094 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298094 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298094 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298095 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298095 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298095 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298096 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298096 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298096 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298097 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298097 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298097 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298098 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298098 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298098 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298099 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298099 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298099 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298100 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298100 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298100 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298101 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298101 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298101 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298102 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298102 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298102 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298103 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298103 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298103 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298104 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298104 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298104 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298105 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298105 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298105 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298106 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298106 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298106 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298107 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298107 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298107 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298108 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298108 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298108 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298109 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298109 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298109 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298110 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298110 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298110 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298111 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298111 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298111 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298112 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298112 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298112 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298113 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298113 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298113 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298114 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298114 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298114 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298115 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298115 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298115 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298116 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298116 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298116 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298117 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298117 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298117 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298118 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298118 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298118 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298119 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298119 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298119 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298120 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298120 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298120 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298121 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298121 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298121 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298122 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298122 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298122 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298123 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298123 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298123 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298124 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298124 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298124 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298125 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298125 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298125 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298126 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298126 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298126 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298127 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298127 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298127 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298128 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298128 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298128 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298129 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298129 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298129 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298130 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 2 | 1 |
|  XXXX | 8298130 | 2 of 3 | XXXX | XXXX | Credit | Income Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX,XXXX) which is a - XXXX% variance. The DTI of XXXX% is within the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>Our calculation followed underwriting guidelines Section 9.3 (Step XXXX) which indicates we would take the max of $XXXX (current year) and $XXXX (XXXX year average) for the tax returns provided. So we would use $XXXX + $XXXX Asset Depletion to get to verified income amount.** | **Response 1 (XX/XX/XXXX XX:XXPM)<br>Documentation is sufficient. (Resolved)** |  |  | 2 | 1 | 2 | 1 |
|  XXXX | 8298130 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 1 |
|  XXXX | 8298131 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298131 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298131 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298132 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298132 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298132 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298133 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298133 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298133 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298134 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298134 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298134 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298135 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The loan file does not include documentation confirming the vested interest on the XXXX or the Borrower's ownership of the subject property. |  |  |  |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298135 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298135 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 3 |
|  XXXX | 8298136 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298136 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298136 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298137 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298137 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298137 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298138 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298138 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298138 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298139 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298139 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298139 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298140 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298140 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298140 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298141 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298141 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298141 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298142 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298142 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298142 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298143 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298143 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298143 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298144 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298144 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298144 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298145 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298145 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298145 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298146 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298146 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298146 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298147 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298147 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298147 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298148 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298148 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298148 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298149 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298149 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298149 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298150 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298150 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298150 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298152 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298152 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298152 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298153 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298153 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298153 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298154 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298154 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298154 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298155 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298155 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298155 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298156 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298156 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298156 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298157 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298157 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298157 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298158 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298158 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298158 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298159 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298159 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298159 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298160 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298160 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298160 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298161 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298161 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298161 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298162 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298162 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298162 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298163 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298163 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298163 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298164 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298164 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298164 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298165 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298165 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298165 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298166 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298166 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298166 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298167 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298167 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298167 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298168 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298168 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298168 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298169 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298169 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298169 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298170 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298170 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298170 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298171 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298171 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298171 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298172 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298172 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298172 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298173 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298173 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298173 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298174 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298174 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298174 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298175 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298175 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298175 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298176 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298176 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298176 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298177 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298177 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298177 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298178 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298178 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298178 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298179 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298179 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298179 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298180 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298180 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298180 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298181 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298181 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298181 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298182 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298182 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298182 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298183 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298183 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298183 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298184 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298184 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298184 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298185 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298185 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298185 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298186 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298186 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298186 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298187 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298187 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298187 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298188 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section of the Mortgage is incomplete: The PUD Rider is missing the name of the PUD. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM) <br>PUD name is missing in PUD rider. Can we cure with ascriveners' affidavit to correct PUD name in rider to "XXXX" to match legal description or does this require a fullre-signing?** | **Response 1 (XX/XX/XXXX XX:XXPM) <br>A XXXX to correct rider is an acceptable cure. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298188 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298188 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298189 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298189 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298189 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298190 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298190 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298190 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298191 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298191 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298191 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298192 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298192 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298192 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298193 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298193 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298193 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298194 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298194 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298194 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298195 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298195 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298195 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298196 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298196 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298196 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298197 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298197 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298197 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298198 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298198 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298198 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298199 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298199 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298199 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298200 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298200 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298200 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298201 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298201 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298201 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298202 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298202 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298202 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298203 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298203 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298203 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298204 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298204 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298204 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298205 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298205 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298205 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298206 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298206 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298206 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298207 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298207 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298207 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298208 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298208 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298208 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298209 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298209 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298209 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298210 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298210 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298210 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298211 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298211 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298211 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298212 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298212 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298212 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298213 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298213 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298213 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298214 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298214 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298214 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298215 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298215 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298215 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298216 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298216 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298216 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298217 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298217 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298217 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298218 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298218 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298218 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298219 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298219 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298219 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298220 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298220 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298220 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298221 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298221 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298221 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298222 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298222 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298222 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298223 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298223 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298223 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298224 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298224 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298224 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298225 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298225 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298225 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298226 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298226 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298226 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298227 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298227 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298227 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298228 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298228 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298228 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298229 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298229 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298229 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298230 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298230 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298230 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298231 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298231 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298231 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298232 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298232 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298232 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298233 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298233 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298233 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298234 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298234 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298234 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298235 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298235 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298235 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298236 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298236 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298236 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298237 | 1 of 3 | XXXX | XXXX | Compliance | Note — Address Discrepancy | XXXX | The property address on the Note is inconsistent with the XXXX and final approval provided in the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>Can you please clarify the issue here, as I am showing the property address as XXXX, XXXX, XXXX XXXX across the HELOC agreement, deed, and BPO** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The information provided is sufficient to clear the finding. Address is correct . (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298237 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298237 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298238 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298238 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298238 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298239 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298239 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298239 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298240 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298240 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298240 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298241 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298241 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298241 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298242 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298242 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298242 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298243 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298243 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298243 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298244 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298244 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298244 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298245 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298245 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298245 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298246 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298246 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298246 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298247 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298247 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298247 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298248 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298248 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298248 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298249 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298249 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298249 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298250 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298250 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298250 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298251 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298251 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298251 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298252 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298252 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298252 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298253 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298253 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298253 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298254 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298254 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298254 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298255 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298255 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298255 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298256 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298256 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298256 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298257 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298257 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298257 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298258 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298258 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298258 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298259 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298259 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298259 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298260 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298260 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298260 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298261 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298261 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298261 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298262 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298262 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298262 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298263 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298263 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298263 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298264 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298264 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298264 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298265 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298265 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298265 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298266 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298266 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298266 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298267 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298267 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298267 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298268 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The loan file does not include documentation confirming the vested interest on the XXXX or the Borrower's ownership of the subject property. The new borrower's are XXXX and XXXX; however, there is no evidence that XXXX or XXXX have any vested interest in the property. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>Prior warranty deed attached showing transfer to our borrowers** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298268 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298268 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298269 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298269 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298269 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298270 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298270 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298270 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298271 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298271 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298271 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298272 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298272 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298272 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298273 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298273 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298273 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298274 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298274 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298274 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298275 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298275 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298275 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298276 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298276 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298276 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298277 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298277 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298277 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298278 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298278 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298278 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298279 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298279 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298279 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298280 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298280 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298280 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298281 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298281 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298281 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298282 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298282 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298282 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298283 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298283 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298283 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298284 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298284 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298284 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298285 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298285 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298285 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298286 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298286 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298286 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298287 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298287 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298287 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298288 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298288 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298288 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298289 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298289 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298289 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298290 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298290 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298290 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298291 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298291 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298291 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298292 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298292 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298292 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298293 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298293 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298293 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298294 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298294 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298294 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298295 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298295 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298295 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298296 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298296 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298296 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298297 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298297 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298297 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298298 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298298 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298298 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298299 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298299 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298299 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298300 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298300 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298300 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298301 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298301 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298301 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298302 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298302 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298302 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298303 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298303 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298303 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298304 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298304 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298304 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298305 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298305 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298305 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298306 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298306 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298306 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298307 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298307 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298307 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298308 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298308 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298308 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298309 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298309 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298309 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298310 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298310 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298310 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298311 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298311 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298311 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298312 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298312 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298312 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298313 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298313 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298313 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298314 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298314 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298314 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298315 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298315 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298315 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298316 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298316 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298316 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298317 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298317 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298317 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298318 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The current mortgage is in the name of XXXX. There is a transfer deed from XXXX showing that XXXX deeded the property over to XXXX as sole owner. Additionally, the most recent property report dated XX/XX/XXXX reflects the owner as XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>Additional quit claim deed attached from XXXX showing transfer from XXXX to XXXX.** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298318 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298318 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298319 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298319 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298319 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298320 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298320 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298320 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298321 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298321 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298321 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298322 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298322 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298322 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298323 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298323 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298323 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298324 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298324 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298324 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298325 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298325 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298325 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298326 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298326 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298326 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>2nd AVM Provided** | **Response 1 (XX/XX/XXXX XX:XXPM)<br>The 2nd AVM supported the appraised value within 10% variance. (Resolved)** |  |  | 3 | 2 | 1 | 2 |
|  XXXX | 8298327 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298327 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298327 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  Loan Number | Loan ID | Finding# | Last Name | Note Date | Audit Category | Audit Issue | Finding<br>ID | Exception Finding | Remediation Status | **Exception Rebuttal** | **Exception Response** | Status Comment | Compensating Factors | Initial Findings Grade | Final Findings Grade | Initial Loan Grade | Final Loan Grade |
|  XXXX | 8298328 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298328 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298328 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298330 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298330 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298330 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298331 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298331 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298331 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298332 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298332 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298332 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298333 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298333 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298333 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298334 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298334 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298334 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298335 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298335 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298335 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298336 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298336 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298336 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298337 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298337 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298337 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298338 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298338 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298338 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298339 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 3 |
|  XXXX | 8298339 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 3 |
|  XXXX | 8298339 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>2nd AVM Provided.<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXPM)<br>The 2nd AVM did not support the value within a 10% variance. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 1 | 3 |
|  XXXX | 8298340 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298340 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298340 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298341 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298341 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298341 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298342 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298342 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298342 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298343 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298343 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298343 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298344 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298344 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298344 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298345 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298345 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298345 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298346 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298346 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298346 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298347 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298347 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298347 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298348 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298348 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298348 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298349 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298349 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298349 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298350 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298350 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298350 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298351 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condo Rider is missing the Association Name. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>Condo name is missing from condo rider. Can we curewith a scriveners' affidavit to correct condo name in rider "XXXX" to match legal description or does this require a full re-signing?** | **Response 1 (XX/XX/XXXX XX:XXPM)<br>A XXXX to correct rider is an acceptable cure. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298351 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298351 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298352 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298352 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298352 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  Loan Number | Loan ID | Finding# | Last Name | Note Date | Audit Category | Audit Issue | Finding<br>ID | Exception Finding | Remediation Status | **Exception Rebuttal** | **Exception Response** | Status Comment | Compensating Factors | Initial Findings Grade | Final Findings Grade | Initial Loan Grade | Final Loan Grade |
|  XXXX | 8298353 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298353 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298353 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298354 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298354 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298354 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298355 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298355 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298355 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298356 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298356 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298356 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298357 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298357 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298357 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298358 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298358 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298358 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298359 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298359 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298359 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298360 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298360 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298360 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  Loan Number | Loan ID | Finding# | Last Name | Note Date | Audit Category | Audit Issue | Finding<br>ID | Exception Finding | Remediation Status | **Exception Rebuttal** | **Exception Response** | Status Comment | Compensating Factors | Initial Findings Grade | Final Findings Grade | Initial Loan Grade | Final Loan Grade |
|  XXXX | 8298361 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298361 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298361 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298362 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298362 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298362 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298363 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condo Rider is missing the Project Name. |  |  |  |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298363 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298363 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298364 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298364 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298364 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298365 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298365 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298365 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298366 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298366 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298366 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298367 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298367 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298367 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298368 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298368 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298368 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298369 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298369 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298369 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298370 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298370 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298370 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298371 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298371 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298371 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298372 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298372 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298372 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298373 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298373 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298373 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298374 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298374 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298374 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298375 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298375 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298375 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298376 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298376 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298376 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298377 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298377 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298377 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298378 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298378 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298378 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298379 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298379 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298379 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298380 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298380 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298380 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298381 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298381 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298381 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298382 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298382 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298382 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298383 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298383 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298383 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298384 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298384 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298384 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298385 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298385 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298385 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 8298386 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298386 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298386 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298387 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298387 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298387 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298388 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298388 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298388 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298389 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298389 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298389 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298390 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298390 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298390 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298391 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298391 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298391 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298392 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298392 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298392 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298393 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298393 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298393 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298394 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298394 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298394 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298395 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298395 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298395 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298396 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298396 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298396 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298397 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298397 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298397 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298398 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298398 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298398 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298399 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298399 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298399 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298400 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298400 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298400 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298401 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298401 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298401 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298402 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298402 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298402 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298403 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298403 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298403 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298404 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298404 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298404 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298405 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298405 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298405 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298406 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298406 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298406 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298407 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298407 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298407 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298408 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298408 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298408 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298409 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298409 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298409 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298410 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298410 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298410 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298411 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298411 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298411 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298412 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298412 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 8298412 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. |  |  |  |  |  | 2 | 2 | 1 | 2 |
|  XXXX | 8298413 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298413 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298413 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298414 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298414 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298414 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298415 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298415 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298415 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298416 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298416 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298416 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298417 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298417 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298417 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298418 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298418 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298418 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 8298419 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298419 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298419 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298420 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298420 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298420 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298421 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298421 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298421 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298422 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298422 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298422 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298423 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298423 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298423 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298424 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298424 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 8298424 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM provided<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The second AVM provided did not support the origination value within 10%. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did not support the original value within a 10% variance. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298425 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298425 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298425 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298426 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298426 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298426 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298427 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298427 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298427 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298428 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298428 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298428 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298429 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298429 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298429 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298430 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298430 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298430 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298431 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298431 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298431 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298432 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298432 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298432 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298433 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298433 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298433 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298434 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider is missing the Condominium Project Name, "XXXX", as reflected on the Legal Description. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>Condo name is missing from condo rider. Can we cure with a scriveners' affidavit to correct condo name in rider "XXXX" to match legal description or does this require a full re-signing?** | **Response 1 (XX/XX/XXXX XX:XXPM)<br>A XXXX to correct rider is an acceptable cure. (XXXX)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298434 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298434 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298435 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298435 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br>Income attached, including SSA that was missed from the initial upload.** | **Response 1 (XX/XX/XXXX XX:XXPM)<br>The income is supported. Documentation is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298435 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 8298436 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298436 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298436 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298437 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298437 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298437 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298438 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298438 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298438 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298439 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298439 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298439 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298440 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298440 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298440 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298441 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298441 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298441 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298442 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298442 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298442 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298443 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298443 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298443 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298444 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298444 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298444 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298445 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298445 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298445 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298446 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298446 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298446 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298447 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298447 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298447 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298448 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298448 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298448 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298449 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298449 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298449 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298450 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298450 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298450 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298451 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298451 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298451 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298452 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298452 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298452 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298453 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298453 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298453 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298454 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298454 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298454 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298455 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298455 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298455 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298456 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298456 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298456 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298457 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298457 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298457 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298458 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298458 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298458 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298459 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298459 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298459 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298460 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298460 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298460 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298461 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298461 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298461 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298462 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298462 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298462 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298463 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298463 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298463 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298464 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298464 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298464 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298465 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298465 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298465 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298466 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298466 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298466 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298467 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298467 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298467 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298468 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298468 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298468 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298469 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298469 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298469 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298470 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298470 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298470 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298471 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298471 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298471 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298472 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298472 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298472 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

---

------

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298473 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298473 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298473 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298474 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298474 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298474 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298475 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298475 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298475 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298476 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298476 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298476 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298477 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298477 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298477 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298478 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298478 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298478 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298479 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298479 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298479 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298480 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298480 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298480 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |

---

------

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298481 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298481 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298481 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298482 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298482 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298482 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298483 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298483 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298483 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298484 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298484 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298484 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298485 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298485 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298485 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298486 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298486 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298486 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298487 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298487 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298487 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298488 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298488 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 8298488 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br>2nd AVM requested<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br>BPO Provided** | **Response 1 (XX/XX/XXXX XX:XXAM)<br>The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br>The BPO provided did support the original value within a 10% variance. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

---

## Exhibit 99.7

**Exhibit 99.7** 

Rebuttal Findings 06.01.2026

Seller:

Deal ID:

Total Loan Count: 640

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| | | |
|:---|:---|:---|
| Loans by Grade in Population | Loans by Grade in Population | Loans by Grade in Population |
| Loan Grade | Count | Percentage |
| 1 | 640 | 100.00% |

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| | | |
|:---|:---|:---|
| Trade Summary | Trade Summary | Trade Summary |
| Loan Status | Count | Percentage |
|  Review Complete | 640 | 100.00% |

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| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | | | | Finding Status | Finding Status | Finding Status | Finding Status | Final Finding Grade | Final Finding Grade | Final Finding Grade | Final Finding Grade |
| Initial Findings Grade | Count | Rebuttal<br>Received | Responses<br>Given | Open | Resolved | UpHeld | Void | 3 | 4 | 2 | 1 |
| 3 | 11 | 11 | 11 | 0 | 11 | 0 | 0 | 0 | 0 | 0 | 11 |
| 1 | 629 | 0 | 0 | 629 | 0 | 0 | 0 | 0 | 0 | 0 | 629 |

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| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | | | Initial Finding<br>Grade | Initial Finding<br>Grade | Initial Finding<br>Grade | Initial Finding<br>Grade | Initial Finding<br>Grade | Initial Finding<br>Grade | Final Finding<br>Grade | Final Finding<br>Grade | Final Finding<br>Grade | Final Finding<br>Grade | Final Finding<br>Grade | Final Finding<br>Grade |
| Exceptions | Count | Count | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 4 | 4 | 2 | 2 |
|  Credit |  | 11 |  | 11 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; First Lien Position Not Confirmed |  | 11 |  | 11 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |

---

## Exhibit 99.8

**Exhibit 99.8** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297953 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8298234 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298378 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298156 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298102 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298460 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298046 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298427 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298419 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298001 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298358 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298071 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first XXXX position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The release provided is sufficient to cure the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8297931 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298365 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298128 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297904 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298274 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298301 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298208 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297883 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298084 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297969 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297964 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298396 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298124 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297939 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298020 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297873 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298159 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297917 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298259 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298466 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298045 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298104 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298331 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298182 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297937 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298167 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297895 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298390 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297919 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298261 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298235 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297850 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298384 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298168 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298240 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298093 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297846 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297926 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298343 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298401 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297851 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298088 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298027 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298036 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298055 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298051 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298212 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297983 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298241 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298456 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298081 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298226 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298034 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298204 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298191 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297932 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298250 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298096 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297996 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297958 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297910 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298485 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298108 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297905 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298267 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297879 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298319 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298294 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298114 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298138 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. In XXXX dated XX/XX/XXXX, in the amount of $XXXX appears to be in first XXXX position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8297854 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298122 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297935 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298313 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298434 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298193 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298121 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298023 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297949 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298388 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298292 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298173 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298161 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298478 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297924 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298328 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297858 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298265 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298473 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298117 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297857 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298276 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297869 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298438 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298291 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298125 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297884 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298410 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298446 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297885 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297961 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298238 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298056 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298002 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298133 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298461 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298344 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298327 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298428 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298361 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298305 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297956 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298139 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297882 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298187 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297912 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297992 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298487 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298479 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297891 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298376 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298157 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297847 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298293 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298192 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298145 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297962 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297957 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298322 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298169 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298038 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298273 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297929 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298037 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298244 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297987 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298201 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298232 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298476 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298089 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298452 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298035 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298435 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298134 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297990 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298247 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298444 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298061 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298299 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298179 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298433 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297938 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297909 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298184 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298408 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298339 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298207 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298371 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297960 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297901 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298022 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298349 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297942 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298414 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297898 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297945 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297985 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298337 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298285 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298100 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298144 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298211 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298394 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298057 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297955 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298268 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298200 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298196 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298154 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298074 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298278 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298101 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297972 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298073 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297893 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297866 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297906 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298070 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298095 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298298 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297861 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298303 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first XXXX position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8298029 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297975 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297968 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298231 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298439 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298481 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298175 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298178 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297908 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298402 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298457 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297868 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298450 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298025 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297946 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298399 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298323 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298302 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297922 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297899 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298324 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298373 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298004 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298075 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298251 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298333 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298443 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298326 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298286 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298110 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298223 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297853 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298463 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297948 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298218 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298033 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298229 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298158 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298403 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298221 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297930 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298217 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298177 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298203 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298380 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298309 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298308 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297928 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298368 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298362 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298440 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298255 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298458 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298028 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297911 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298341 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298317 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298455 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297860 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298404 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298370 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298287 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298163 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298005 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298176 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298210 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298242 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298039 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298012 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, in the amount of $XXXX in the name of XXXX loans, appears to be in first XXXX position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The reconveyance provided is sufficient to cure the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8297865 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298166 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first XXXX position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8298249 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297995 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298477 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298338 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297936 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298129 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298143 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298172 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298269 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298011 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298230 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298467 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298079 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297944 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298014 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298136 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298040 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297871 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298019 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297900 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297889 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298260 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298032 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298112 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298155 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298445 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297886 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298086 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298068 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297991 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298320 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298007 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298142 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298468 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298026 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298366 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298076 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298486 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298021 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298474 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298475 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298284 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298181 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297965 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298412 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297976 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. A lien in the amount of $XXXX, dated XX/XX/XXXX to XXXX appears to be in first position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8298053 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298067 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297986 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298307 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298153 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298013 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297997 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298246 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298258 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298342 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298127 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298306 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298312 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298348 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298336 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298080 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298283 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298484 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297845 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298369 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298209 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298148 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298480 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297967 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298375 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298120 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298097 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298245 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298448 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298383 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298225 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298374 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298437 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298119 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298098 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297974 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298174 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298031 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297855 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298430 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298442 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298220 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297877 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298297 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298416 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297989 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298010 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298397 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298015 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298048 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298391 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298296 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298085 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298126 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298254 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298471 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298216 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298165 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297927 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297881 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298387 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298482 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298413 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297897 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298451 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298379 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298405 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298141 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298041 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297874 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297888 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297859 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297844 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298354 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297998 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297999 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298003 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298030 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298006 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298183 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298195 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298237 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298462 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298311 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298290 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298262 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297875 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298107 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297878 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298123 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298288 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298406 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298189 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298423 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298386 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298280 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298420 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298132 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298315 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298185 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298233 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298115 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298321 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298060 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298270 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298111 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297872 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298470 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298083 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298099 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297988 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298224 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298202 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298345 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297914 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298219 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298415 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298017 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298266 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297925 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298279 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298044 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298091 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298449 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297970 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297954 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298197 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298094 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297981 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297933 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297887 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298228 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298152 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298194 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297994 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298024 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297918 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298082 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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------

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297890 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298190 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298058 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298472 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298340 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297852 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298263 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298264 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298206 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297862 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298364 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298429 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297896 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298180 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297915 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298113 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297951 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298116 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298065 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298103 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298464 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298106 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298400 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298436 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298064 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298441 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298352 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297963 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298353 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298393 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298062 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298377 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297863 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297978 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298170 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298016 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297952 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298335 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297849 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX to XXXX in the amount of $XXXX appears to be in first position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8298357 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297973 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298256 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298130 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297971 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297921 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298059 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298272 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298077 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298350 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298227 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298164 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298236 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297979 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298054 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298213 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298418 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298360 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298050 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298277 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297867 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298257 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298411 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298275 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298162 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298000 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298432 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298018 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298318 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298398 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298253 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297848 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297864 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297934 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298454 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298199 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298137 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297894 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297923 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298421 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298171 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298160 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298043 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297880 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298300 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298447 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298310 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. Alien dated XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first XXXX position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8297982 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297902 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298248 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298417 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298330 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297977 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297993 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298239 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298425 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298147 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298465 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298363 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298359 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298282 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297984 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298188 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298105 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298483 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297903 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298351 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298052 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298049 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298426 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298367 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298131 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297916 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298198 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298382 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298385 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298325 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298488 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298009 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297856 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298346 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298186 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298304 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297941 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297959 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298389 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298205 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297913 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298150 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298252 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298334 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298092 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298431 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298459 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297966 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297950 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298140 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297870 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The full reconveyance provided is sufficient to cure the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8298149 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297943 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298090 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298078 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298222 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298295 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297920 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298316 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298047 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298215 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298289 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298214 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298146 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298271 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297980 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298392 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8297876 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298332 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298453 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298087 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298243 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298314 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298372 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298409 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298469 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298066 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298118 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298281 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298424 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297947 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298356 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298407 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298069 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298109 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original<br>Loan Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial<br>Credit<br>Rating** | **Final<br>Credit<br>Rating** | **Initial<br>Compliance<br>Rating** | **Final<br>Compliance<br>Rating** | **Initial<br>Property<br>Valuation<br>Rating** | **Final<br>Property<br>Valuation<br>Rating** | **Initial<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Final<br>Property<br>Valuation<br>Grade<br>(DBRS<br>Morningstar)** | **Initial<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Final<br>Compliance<br>Grade(DBRS<br>Morningstar)** | **Initial<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Final<br>Property<br>Valuation<br>Grade<br>(Moody's)** | **Initial<br>Compliance<br>Grade<br>(Moody's)** | **Final<br>Compliance<br>Grade<br>(Moody's)** |
| XXXX | 8298135 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298395 | XXXX | XXXX | XXXX |  |  |  | **(Clear) First Lien Position Not Confirmed—<br>The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, in the amount of $XXXX to a private lender appears to be in first XXXX position.<br>Response 1 (XX/XX/XXXX XX:XXPM)<br>The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |  |  |  | C A |  |  |  | C A |  |  |  |  |
| XXXX | 8298422 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298042 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298008 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298072 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298347 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8297907 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298381 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |
| XXXX | 8298355 | XXXX | XXXX | XXXX |  |  |  | **(Clear) No Title Finding-<br>The subject loan is reported to be in first XXXX position.** |  |  | 1 | 1 | 1 | 1 |  |  |  | A |  |  |  | A |  |  |  |  |

---

## Exhibit 99.9

**Exhibit 99.9** 

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297844 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297845 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297846 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297847 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297848 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297849 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX to XXXX in the amount of $XXXX appears to be in first position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Satisfaction / Release of mortgage provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8297850 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297851 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297852 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297853 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297854 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297855 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297856 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297857 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297858 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297859 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297860 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297861 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297862 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297863 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297864 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297865 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297866 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297867 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

---

------

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297868 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297869 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297870 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Prior DOT and full reconveyance from XXXX uploaded to SFTP. Mortgagein question was recorded on XX/XX/XXXX in mortgage office book volume XXXX page XXXX instrument XXXX. The related full reconveyance was recorded on XX/XX/XXXX in mortgage office book volume XXXX page XXXX instrument XXXX.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The full reconveyance provided is sufficient to cure the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8297871 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297872 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297873 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297874 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297875 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297876 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297877 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297878 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297879 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297880 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297881 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297882 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297883 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297884 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297885 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297886 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297887 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297888 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297889 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297890 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297891 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

---

------

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297893 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297894 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297895 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297896 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297897 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297898 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297899 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297900 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297901 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297902 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297903 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297904 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297905 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297906 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297907 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297908 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297909 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297910 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297911 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297912 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297913 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297914 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297915 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297916 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

---

------

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297917 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297918 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297919 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297920 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297921 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297922 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297923 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297924 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297925 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297926 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297927 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297928 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297929 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297930 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297931 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297932 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297933 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297934 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297935 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297936 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297937 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297938 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297939 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297941 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297942 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297943 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297944 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297945 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297946 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297947 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297948 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297949 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297950 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297951 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297952 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297953 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Satisfaction / release of mortgage provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8297954 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297955 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297956 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297957 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297958 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297959 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297960 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297961 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297962 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297963 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297964 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297965 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297966 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297967 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297968 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297969 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297970 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297971 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297972 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297973 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297974 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297975 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297976 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. A lien in the amount of $XXXX, dated XX/XX/XXXX to XXXX appears to be in first position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Satisfaction / release of mortgage provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8297977 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297978 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297979 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297980 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297981 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297982 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297983 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297984 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297985 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297986 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297987 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297988 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297989 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8297990 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297991 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297992 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297993 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297994 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297995 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297996 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297997 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297998 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8297999 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298000 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298001 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298002 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298003 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298004 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298005 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298006 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298007 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298008 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298009 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298010 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298011 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298012 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, in the amount of $XXXX in the name of XXXX loans, appears to be in first XXXX position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Reconveyance provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The reconveyance provided is sufficient to cure the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298013 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298014 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298015 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298016 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298017 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298018 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298019 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298020 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298021 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298022 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298023 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298024 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298025 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298026 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298027 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298028 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298029 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298030 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298031 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298032 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298033 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298034 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298035 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298036 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298037 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298038 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298039 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298040 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298041 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298042 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298043 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298044 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298045 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298046 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298047 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298048 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298049 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298050 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298051 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298052 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298053 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298054 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298055 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298056 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298057 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298058 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298059 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298060 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298061 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298062 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298064 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298065 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298066 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298067 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298068 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298069 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298070 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298071 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first XXXX position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Uploaded release to SFTP. Mortgage in question was recorded on XX/XX/XXXX in mortgage office book volume XXXX page XXXX instrument XXXX. The related release was recorded on XX/XX/XXXX in mortgage office book volume XXXX page XXXX instrument XXXX.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The release provided is sufficient to cure the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298072 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298073 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298074 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298075 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298076 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298077 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298078 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298079 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298080 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298081 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298082 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298083 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298084 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298085 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298086 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298087 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298088 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298089 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298090 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298091 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298092 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298093 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298094 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298095 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298096 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298097 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298098 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298099 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298100 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298101 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298102 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298103 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298104 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298105 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298106 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298107 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298108 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298109 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298110 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298111 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298112 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298113 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298114 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298115 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298116 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298117 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298118 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298119 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298120 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298121 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298122 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298123 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298124 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298125 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298126 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298127 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298128 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298129 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298130 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298131 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298132 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298133 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298134 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298135 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298136 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298137 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298138 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. In XXXX dated XX/XX/XXXX, in the amount of $XXXX appears to be in first XXXX position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Satisfaction / release of mortgage provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298139 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298140 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298141 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298142 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298143 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298144 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298145 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298146 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298147 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298148 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298149 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298150 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298152 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298153 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298154 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298155 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298156 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298157 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298158 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298159 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298160 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298161 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298162 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298163 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298164 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298165 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298166 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, in the amount of $XXXX to Prime Lending appears to be in first XXXX position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Satisfaction / release of mortgage provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298167 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298168 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298169 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298170 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298171 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298172 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298173 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298174 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298175 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298176 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298177 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298178 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298179 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298180 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298181 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298182 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298183 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298184 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298185 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298186 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298187 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298188 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298189 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298190 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298191 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298192 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298193 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298194 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298195 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298196 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298197 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298198 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298199 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298200 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298201 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298202 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298203 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298204 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298205 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298206 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298207 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298208 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298209 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298210 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298211 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298212 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298213 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298214 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298215 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298216 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298217 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298218 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298219 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298220 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298221 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298222 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298223 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298224 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298225 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298226 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298227 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298228 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298229 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298230 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298231 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298232 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298233 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298234 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298235 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298236 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298237 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298238 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298239 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298240 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298241 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298242 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298243 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298244 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298245 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298246 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298247 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298248 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298249 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298250 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298251 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298252 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298253 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298254 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298255 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298256 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298257 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298258 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298259 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298260 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298261 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298262 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298263 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298264 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298265 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298266 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298267 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298268 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298269 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298270 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298271 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298272 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298273 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298274 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298275 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298276 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298277 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298278 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298279 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298280 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298281 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298282 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298283 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298284 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298285 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298286 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298287 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298288 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298289 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298290 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298291 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298292 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298293 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298294 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298295 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298296 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298297 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298298 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298299 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298300 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298301 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298302 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298303 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first XXXX position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Satisfaction / release of mortgage provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298304 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298305 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298306 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298307 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298308 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298309 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298310 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. Alien dated XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first XXXX position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Satisfaction / release of mortgage provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298311 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298312 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298313 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298314 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298315 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298316 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298317 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298318 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298319 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298320 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298321 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298322 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298323 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298324 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298325 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298326 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298327 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298328 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298330 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298331 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298332 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298333 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298334 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298335 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298336 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298337 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298338 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298339 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298340 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298341 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298342 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298343 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298344 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298345 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298346 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298347 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298348 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298349 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298350 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298351 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298352 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298353 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298354 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298355 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298356 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298357 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298358 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298359 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298360 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298361 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298362 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298363 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298364 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298365 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298366 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298367 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298368 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298369 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298370 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298371 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298372 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298373 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298374 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298375 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298376 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298377 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298378 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298379 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298380 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298381 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298382 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298383 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298384 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298385 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298386 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298387 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298388 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298389 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298390 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298391 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298392 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298393 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298394 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298395 | 1 of 1 | XXXX | XXXX | Credit | First Lien Position Not Confirmed | XXXX | The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, in the amount of $XXXX to a private lender appears to be in first XXXX position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Satisfaction / release of mortgage provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The satisfaction/release of mortgage provided is sufficient to clear the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 8298396 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298397 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298398 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298399 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298400 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298401 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298402 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298403 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298404 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298405 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298406 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298407 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298408 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298409 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298410 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298411 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298412 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298413 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298414 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298415 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298416 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298417 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298418 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298419 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298420 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298421 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298422 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298423 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298424 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298425 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298426 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298427 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298428 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298429 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298430 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298431 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298432 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298433 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298434 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298435 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298436 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298437 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298438 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298439 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298440 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298441 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298442 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298443 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298444 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298445 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298446 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298447 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298448 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298449 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298450 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298451 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298452 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298453 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298454 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298455 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298456 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298457 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298458 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298459 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298460 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298461 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298462 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298463 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298464 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298465 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298466 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298467 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298468 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298469 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298470 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298471 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298472 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 8298473 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298474 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298475 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298476 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298477 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298478 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298479 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298480 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298481 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298482 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298483 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298484 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298485 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298486 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298487 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 8298488 | 1 of 1 | XXXX | XXXX | Credit | No Title Finding | XXXX | The subject loan is reported to be in first XXXX position. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  **XXXX** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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