# EDGAR Filing Document

**Accession Number:** 0001831332
**File Stem:** 0001831332-23-000001
**Filing Date:** 2023-1
**Character Count:** 11499
**Document Hash:** 562635aceac063dc66f0a63acb3ae6d6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001831332-23-000001.hdr.sgml**: 20230125

**ACCESSION NUMBER**: 0001831332-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230125

**DATE AS OF CHANGE**: 20230125

**EFFECTIVENESS DATE**: 20230125

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Planned Solutions, Inc.
- **CENTRAL INDEX KEY:** 0001831332
- **IRS NUMBER:** 942853540
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20362
- **FILM NUMBER:** 23552892

**BUSINESS ADDRESS:**
- **STREET 1:** 1130 IRON POINT ROAD
- **STREET 2:** SUITE 170
- **CITY:** FOLSOM
- **STATE:** CA
- **ZIP:** 95630
- **BUSINESS PHONE:** 9163610100

**MAIL ADDRESS:**
- **STREET 1:** 1130 IRON POINT ROAD
- **STREET 2:** SUITE 170
- **CITY:** FOLSOM
- **STATE:** CA
- **ZIP:** 95630

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Planned Solutions Inc.<br>**Address:** 1130 IRON POINT ROAD<br>SUITE 170<br>FOLSOM, CA 95630

**Form 13F File Number:** 028-20362

**CRD Number (if applicable):** 000105052

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Catherine Dunnam<br>**Title:** CCO<br>**Phone:** 916-361-0100

**Signature, Place, and Date of Signing:**

Catherine Dunnam  Folsom, CA  01-25-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 75

**Form 13F Information Table Value Total:** $136516860

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| INVESCO QQQ TRUST | ETF | 46090E103 |  | 2490535 | 9353 | SH |  | SOLE | 0 | 9353 | 0 | 0 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 722133 | 4088 | SH |  | SOLE | 0 | 4087 | 0 | 0 |
| ISHARES U.S. EQUITY FACTOR ETF | ETF | 46434V282 |  | 540904 | 13866 | SH |  | SOLE | 0 | 13865 | 0 | 0 |
| COSTCO WHSL CORP NEW COM | Stock | 22160K105 |  | 244228 | 535 | SH |  | SOLE | 0 | 535 | 0 | 0 |
| GOLDMAN SACHS GROUP INC COM | Stock | 38141G104 |  | 257535 | 750 | SH |  | SOLE | 0 | 750 | 0 | 0 |
| SHELL PLC SPON ADS | ADR | 780259305 |  | 249498 | 4381 | SH |  | SOLE | 0 | 4381 | 0 | 0 |
| PROCTER AND GAMBLE CO COM | Stock | 742718109 |  | 565103 | 3729 | SH |  | SOLE | 0 | 3728 | 0 | 0 |
| INTEL CORP COM | Stock | 458140100 |  | 280264 | 10604 | SH |  | SOLE | 0 | 10604 | 0 | 0 |
| MERCK  CO INC COM | Stock | 58933Y105 |  | 445242 | 4013 | SH |  | SOLE | 0 | 4013 | 0 | 0 |
| SPDR S 500 ETF TRUST | ETF | 78462F103 |  | 287205 | 751 | SH |  | SOLE | 0 | 751 | 0 | 0 |
| ILLINOIS TOOL WKS INC COM | Stock | 452308109 |  | 1965076 | 8920 | SH |  | SOLE | 0 | 8920 | 0 | 0 |
| ILLINOIS TOOL WKS INC COM | Stock | 452308109 |  | 3525 | 16000 | SH | Put | SOLE | 0 | 16000 | 0 | 0 |
| ISHARES TIPS BOND ETF | ETF | 464287176 |  | 1488883 | 13988 | SH |  | SOLE | 0 | 13988 | 0 | 0 |
| ISHARES S 100 ETF | ETF | 464287101 |  | 203319 | 1192 | SH |  | SOLE | 0 | 1192 | 0 | 0 |
| VERIZON COMMUNICATIONS INC COM | Stock | 92343V104 |  | 272136 | 6907 | SH |  | SOLE | 0 | 6907 | 0 | 0 |
| SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 |  | 3874099 | 95633 | SH |  | SOLE | 0 | 95633 | 0 | 0 |
| SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 |  | 1123622 | 25075 | SH |  | SOLE | 0 | 25075 | 0 | 0 |
| SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 |  | 663757 | 20607 | SH |  | SOLE | 0 | 20607 | 0 | 0 |
| PIMCO ENHANCED SHORT MATURITY ACTIVE ETF | ETF | 72201R833 |  | 1217336 | 12340 | SH |  | SOLE | 0 | 12339 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 |  | 735182 | 2380 | SH |  | SOLE | 0 | 2380 | 0 | 0 |
| ADOBE SYSTEMS INCORPORATED COM | Stock | 00724F101 |  | 220764 | 656 | SH |  | SOLE | 0 | 656 | 0 | 0 |
| VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF | ETF | 92206C870 |  | 894930 | 11546 | SH |  | SOLE | 0 | 11546 | 0 | 0 |
| INTUIT COM | Stock | 461202103 |  | 281017 | 722 | SH |  | SOLE | 0 | 722 | 0 | 0 |
| JP MORGAN US VALUE FACTOR ETF | ETF | 46641Q753 |  | 5762019 | 173869 | SH |  | SOLE | 0 | 173869 | 0 | 0 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 875970 | 3653 | SH |  | SOLE | 0 | 3652 | 0 | 0 |
| VANGUARD HEALTH CARE ETF | ETF | 92204A504 |  | 222005 | 895 | SH |  | SOLE | 0 | 895 | 0 | 0 |
| SCHWAB SHORT-TERM US TREASURY ETF | ETF | 808524862 |  | 1634391 | 33880 | SH |  | SOLE | 0 | 33880 | 0 | 0 |
| DEFIANCE NEXT GEN CONNECTIVITY ETF | ETF | 26922A289 |  | 207684 | 6953 | SH |  | SOLE | 0 | 6952 | 0 | 0 |
| LILLY ELI  CO COM | Stock | 532457108 |  | 1697498 | 4640 | SH |  | SOLE | 0 | 4640 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | ETF | 464287655 |  | 1191055 | 6831 | SH |  | SOLE | 0 | 6831 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | ETF | 464287168 |  | 1497457 | 12417 | SH |  | SOLE | 0 | 12416 | 0 | 0 |
| SCHWAB US DIVIDEND EQUITY ETF | ETF | 808524797 |  | 298230 | 3948 | SH |  | SOLE | 0 | 3947 | 0 | 0 |
| INVESTCO S 500 GARP ETF | ETF | 46137V431 |  | 6984656 | 84560 | SH |  | SOLE | 0 | 84560 | 0 | 0 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 500138 | 3563 | SH |  | SOLE | 0 | 3563 | 0 | 0 |
| JPMORGAN INCOME ETF | ETF | 46641Q159 |  | 11889120 | 263500 | SH |  | SOLE | 0 | 263500 | 0 | 0 |
| ISHARES CORE S TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 |  | 12445475 | 146763 | SH |  | SOLE | 0 | 146762 | 0 | 0 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 229729 | 1909 | SH |  | SOLE | 0 | 1909 | 0 | 0 |
| VANECK MORNINGSTAR WIDE MOAT ETF | ETF | 92189F643 |  | 19756188 | 304363 | SH |  | SOLE | 0 | 304362 | 0 | 0 |
| ISHARES GNMA BOND ETF | ETF | 46429B333 |  | 705261 | 16211 | SH |  | SOLE | 0 | 16211 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 |  | 5166845 | 83823 | SH |  | SOLE | 0 | 83822 | 0 | 0 |
| CF INDS HLDGS INC COM | Stock | 125269100 |  | 227399 | 2669 | SH |  | SOLE | 0 | 2669 | 0 | 0 |
| VANGUARD FTSE ALL-WORLD EX-US INDEX FUND | ETF | 922042775 |  | 228789 | 4563 | SH |  | SOLE | 0 | 4563 | 0 | 0 |
| ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF | ETF | 464286343 |  | 2729210 | 112545 | SH |  | SOLE | 0 | 112544 | 0 | 0 |
| SPDR BLACKSTONE SENIOR LOAN ETF | ETF | 78467V608 |  | 211734 | 5177 | SH |  | SOLE | 0 | 5176 | 0 | 0 |
| MCDONALDS CORP COM | Stock | 580135101 |  | 770825 | 2925 | SH |  | SOLE | 0 | 2925 | 0 | 0 |
| CISCO SYS INC COM | Stock | 17275R102 |  | 284363 | 5969 | SH |  | SOLE | 0 | 5969 | 0 | 0 |
| SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF | ETF | 808524771 |  | 19624026 | 367216 | SH |  | SOLE | 0 | 367216 | 0 | 0 |
| ISHARES EDGE MSCI USA MOMENTUM FACTOR ETF | ETF | 46432F396 |  | 1264488 | 8665 | SH |  | SOLE | 0 | 8665 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 6944602 | 118711 | SH |  | SOLE | 0 | 118711 | 0 | 0 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 566983 | 1476 | SH |  | SOLE | 0 | 1475 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC COM | Stock | 883556102 |  | 310038 | 563 | SH |  | SOLE | 0 | 563 | 0 | 0 |
| JPMORGAN CHASE  CO COM | Stock | 46625H100 |  | 316208 | 2358 | SH |  | SOLE | 0 | 2358 | 0 | 0 |
| CHEVRON CORP NEW COM | Stock | 166764100 |  | 505412 | 2816 | SH |  | SOLE | 0 | 2815 | 0 | 0 |
| CONOCOPHILLIPS COM | Stock | 20825C104 |  | 205436 | 1741 | SH |  | SOLE | 0 | 1740 | 0 | 0 |
| BANK AMERICA CORP COM | Stock | 060505104 |  | 239689 | 7237 | SH |  | SOLE | 0 | 7237 | 0 | 0 |
| WALMART INC COM | Stock | 931142103 |  | 224028 | 1580 | SH |  | SOLE | 0 | 1580 | 0 | 0 |
| ISHARES INTERNATIONAL SELECT DIVIDEND ETF | ETF | 464288448 |  | 790896 | 29120 | SH |  | SOLE | 0 | 29119 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 |  | 614562 | 4362 | SH |  | SOLE | 0 | 4362 | 0 | 0 |
| PFIZER INC COM | Stock | 717081103 |  | 323119 | 6306 | SH |  | SOLE | 0 | 6306 | 0 | 0 |
| ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464287242 |  | 457566 | 4340 | SH |  | SOLE | 0 | 4340 | 0 | 0 |
| MORGAN STANLEY COM NEW | Stock | 617446448 |  | 232275 | 2732 | SH |  | SOLE | 0 | 2732 | 0 | 0 |
| ISHARES MSCI USA VALUE FACTOR ETF | ETF | 46432F388 |  | 246898 | 2709 | SH |  | SOLE | 0 | 2709 | 0 | 0 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 382249 | 4308 | SH |  | SOLE | 0 | 4308 | 0 | 0 |
| INVESCO S 500 PURE VALUE ETF | ETF | 46137V258 |  | 3439386 | 44106 | SH |  | SOLE | 0 | 44106 | 0 | 0 |
| UNITED MICROELECTRONICS CORP SPON ADR NEW | ADR | 910873405 |  | 100562 | 15400 | SH |  | SOLE | 0 | 15400 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 |  | 405147 | 2668 | SH |  | SOLE | 0 | 2668 | 0 | 0 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 |  | 461090 | 4754 | SH |  | SOLE | 0 | 4753 | 0 | 0 |
| ISHARES S MID-CAP 400 GROWTH ETF | ETF | 464287606 |  | 401877 | 5884 | SH |  | SOLE | 0 | 5884 | 0 | 0 |
| NUCOR CORP COM | Stock | 670346105 |  | 316080 | 2398 | SH |  | SOLE | 0 | 2398 | 0 | 0 |
| ALTRIA GROUP INC COM | Stock | 02209S103 |  | 237692 | 5200 | SH |  | SOLE | 0 | 5200 | 0 | 0 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 234167 | 2123 | SH |  | SOLE | 0 | 2123 | 0 | 0 |
| ISHARES CORE S MID-CAP ETF | ETF | 464287507 |  | 517663 | 2140 | SH |  | SOLE | 0 | 2140 | 0 | 0 |
| APPLE INC COM | Stock | 037833100 |  | 2107205 | 16218 | SH |  | SOLE | 0 | 16218 | 0 | 0 |
| ABBOTT LABS COM | Stock | 002824100 |  | 273487 | 2491 | SH |  | SOLE | 0 | 2491 | 0 | 0 |
| VANECK MORNINGSTAR INTERNATIONAL MOAT ETF | ETF | 92189F593 |  | 231695 | 8007 | SH |  | SOLE | 0 | 8007 | 0 | 0 |

---