# EDGAR Filing Document

**Accession Number:** 0001078246
**File Stem:** 0001078246-25-000008
**Filing Date:** 2025-11
**Character Count:** 13421
**Document Hash:** 5cc268b3ec32897942b88b7d55ad3472
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001078246-25-000008.hdr.sgml**: 20251112

**ACCESSION NUMBER**: 0001078246-25-000008

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251112

**DATE AS OF CHANGE**: 20251112

**EFFECTIVENESS DATE**: 20251112

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** HUTCHINSON CAPITAL MANAGEMENT/CA
- **CENTRAL INDEX KEY:** 0001078246

**ORGANIZATION NAME:**
- **EIN:** 260042077
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-07466
- **FILM NUMBER:** 251471434

**BUSINESS ADDRESS:**
- **STREET 1:** 1101 FIFTH AVENUE
- **STREET 2:** SUITE 160
- **CITY:** SAN RAFAEL
- **STATE:** CA
- **ZIP:** 94941
- **BUSINESS PHONE:** 4154645650

**MAIL ADDRESS:**
- **STREET 1:** 1101 FIFTH AVENUE
- **STREET 2:** SUITE 160
- **CITY:** SAN RAFAEL
- **STATE:** CA
- **ZIP:** 94941

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** HUTCHINSON CAPITAL MANAGEMENT/CA<br>**Address:** 1101 FIFTH AVENUE<br>SUITE 160<br>SAN RAFAEL, CA 94941

**Form 13F File Number:** 028-07466

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Steve Wilkes<br>**Title:** CEO<br>**Phone:** 415-464-5650

**Signature, Place, and Date of Signing:**

Steve Wilkes  San Rafael, CA  11-12-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 97

**Form 13F Information Table Value Total:** $577867709

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 211731 | 914 | SH |  | SOLE | 0 | 764 | 0 | 150 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 12131487 | 49195 | SH |  | SOLE | 0 | 48785 | 0 | 410 |
| ADOBE INC | COM | 00724F101 |  | 15406356 | 43675 | SH |  | SOLE | 0 | 43342 | 0 | 333 |
| AEMETIS INC | COM NEW | 00770K202 |  | 35100 | 15600 | SH |  | SOLE | 0 | 15600 | 0 | 0 |
| ALEXANDRIA REAL ESTATE EQ IN | COM | 015271109 |  | 8569019 | 102820 | SH |  | SOLE | 0 | 102120 | 0 | 700 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 34064631 | 140126 | SH |  | SOLE | 0 | 138640 | 0 | 1486 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 876049 | 3597 | SH |  | SOLE | 0 | 3202 | 0 | 395 |
| AMAZON COM INC | COM | 023135106 |  | 14189509 | 64624 | SH |  | SOLE | 0 | 63680 | 0 | 944 |
| AMGEN INC | COM | 031162100 |  | 384594 | 1363 | SH |  | SOLE | 0 | 1313 | 0 | 50 |
| APPLE INC | COM | 037833100 |  | 30228031 | 118714 | SH |  | SOLE | 0 | 116935 | 0 | 1779 |
| BANK AMERICA CORP | COM | 060505104 |  | 28475149 | 551951 | SH |  | SOLE | 0 | 547846 | 0 | 4105 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 208223 | 1911 | SH |  | SOLE | 0 | 1808 | 0 | 103 |
| BERKLEY W R CORP | COM | 084423102 |  | 17967696 | 234504 | SH |  | SOLE | 0 | 232851 | 0 | 1653 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 36112317 | 71831 | SH |  | SOLE | 0 | 71331 | 0 | 500 |
| BLACKSTONE INC | COM | 09260D107 |  | 360152 | 2108 | SH |  | SOLE | 0 | 2095 | 0 | 13 |
| BOEING CO | COM | 097023105 |  | 1643761 | 7616 | SH |  | SOLE | 0 | 7536 | 0 | 80 |
| BURKE HERBERT FINL SVCS CORP | COM | 12135Y108 |  | 15920955 | 258080 | SH |  | SOLE | 0 | 258080 | 0 | 0 |
| CALIFORNIA WTR SVC GROUP | COM | 130788102 |  | 303425 | 6612 | SH |  | SOLE | 0 | 6600 | 0 | 12 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 15292580 | 71938 | SH |  | SOLE | 0 | 71316 | 0 | 622 |
| CATERPILLAR INC | COM | 149123101 |  | 484784 | 1016 | SH |  | SOLE | 0 | 966 | 0 | 50 |
| CHEVRON CORP NEW | COM | 166764100 |  | 2648005 | 17052 | SH |  | SOLE | 0 | 17052 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 620092 | 9350 | SH |  | SOLE | 0 | 9350 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 8649235 | 275278 | SH |  | SOLE | 0 | 272934 | 0 | 2344 |
| CORNING INC | COM | 219350105 |  | 855245 | 10426 | SH |  | SOLE | 0 | 10300 | 0 | 126 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1134822 | 1226 | SH |  | SOLE | 0 | 1199 | 0 | 27 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 9238006 | 96804 | SH |  | SOLE | 0 | 96137 | 0 | 667 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 722350 | 10041 | SH |  | SOLE | 0 | 10041 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 11827816 | 258475 | SH |  | SOLE | 0 | 248039 | 0 | 10436 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 8209793 | 225854 | SH |  | SOLE | 0 | 225653 | 0 | 201 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 2531228 | 80280 | SH |  | SOLE | 0 | 80222 | 0 | 58 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 5263532 | 136467 | SH |  | SOLE | 0 | 135751 | 0 | 716 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 1898345 | 32612 | SH |  | SOLE | 0 | 32321 | 0 | 291 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 1796191 | 57240 | SH |  | SOLE | 0 | 55941 | 0 | 1299 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 16435011 | 435134 | SH |  | SOLE | 0 | 432164 | 0 | 2970 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 237737 | 9968 | SH |  | SOLE | 0 | 9968 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 2819623 | 92766 | SH |  | SOLE | 0 | 92766 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 1872894 | 45736 | SH |  | SOLE | 0 | 45736 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 659345 | 15524 | SH |  | SOLE | 0 | 15524 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 608467 | 22280 | SH |  | SOLE | 0 | 22280 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 500708 | 4373 | SH |  | SOLE | 0 | 4270 | 0 | 103 |
| DOUBLELINE ETF TRUST | COMMERCIAL REAL | 25861R303 |  | 5112798 | 98172 | SH |  | SOLE | 0 | 96627 | 0 | 1545 |
| ELI LILLY  CO | COM | 532457108 |  | 357847 | 469 | SH |  | SOLE | 0 | 424 | 0 | 45 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 14531383 | 128881 | SH |  | SOLE | 0 | 127638 | 0 | 1243 |
| GE AEROSPACE | COM NEW | 369604301 |  | 231631 | 770 | SH |  | SOLE | 0 | 770 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 435700 | 1075 | SH |  | SOLE | 0 | 1000 | 0 | 75 |
| HUBBELL INC | COM | 443510607 |  | 13310779 | 30933 | SH |  | SOLE | 0 | 30700 | 0 | 233 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 935360 | 3315 | SH |  | SOLE | 0 | 3216 | 0 | 99 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1683316 | 23132 | SH |  | SOLE | 0 | 23132 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 463239 | 9068 | SH |  | SOLE | 0 | 9068 | 0 | 0 |
| ISHARES TR | MSCI UK ETF NEW | 46435G334 |  | 1141038 | 27187 | SH |  | SOLE | 0 | 27187 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 1056298 | 7465 | SH |  | SOLE | 0 | 7465 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 294577 | 806 | SH |  | SOLE | 0 | 806 | 0 | 0 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 397480 | 5835 | SH |  | SOLE | 0 | 5835 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 226669 | 4441 | SH |  | SOLE | 0 | 4441 | 0 | 0 |
| JACOBS SOLUTIONS INC | COM | 46982L108 |  | 21150291 | 141134 | SH |  | SOLE | 0 | 140185 | 0 | 949 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1358749 | 7328 | SH |  | SOLE | 0 | 7169 | 0 | 159 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1370753 | 4346 | SH |  | SOLE | 0 | 4230 | 0 | 116 |
| KELLANOVA | COM | 487836108 |  | 556014 | 6779 | SH |  | SOLE | 0 | 6700 | 0 | 79 |
| MARKEL GROUP INC | COM | 570535104 |  | 15701822 | 8215 | SH |  | SOLE | 0 | 8158 | 0 | 57 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 403060 | 2000 | SH |  | SOLE | 0 | 1967 | 0 | 33 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 222974 | 392 | SH |  | SOLE | 0 | 324 | 0 | 68 |
| MCDONALDS CORP | COM | 580135101 |  | 389899 | 1283 | SH |  | SOLE | 0 | 1264 | 0 | 19 |
| META PLATFORMS INC | CL A | 30303M102 |  | 315062 | 429 | SH |  | SOLE | 0 | 284 | 0 | 145 |
| MICROSOFT CORP | COM | 594918104 |  | 34572563 | 66749 | SH |  | SOLE | 0 | 65838 | 0 | 911 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 11064429 | 199395 | SH |  | SOLE | 0 | 198038 | 0 | 1357 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 412902 | 2213 | SH |  | SOLE | 0 | 470 | 0 | 1743 |
| ORACLE CORP | COM | 68389X105 |  | 211774 | 753 | SH |  | SOLE | 0 | 610 | 0 | 143 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 318363 | 2953 | SH |  | SOLE | 0 | 2910 | 0 | 43 |
| PEPSICO INC | COM | 713448108 |  | 407557 | 2902 | SH |  | SOLE | 0 | 2902 | 0 | 0 |
| PERFORMANCE FOOD GROUP CO | COM | 71377A103 |  | 400450 | 3849 | SH |  | SOLE | 0 | 3849 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 609490 | 23920 | SH |  | SOLE | 0 | 23590 | 0 | 330 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 204534 | 1261 | SH |  | SOLE | 0 | 1261 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1521596 | 9903 | SH |  | SOLE | 0 | 9872 | 0 | 31 |
| PROGRESSIVE CORP | COM | 743315103 |  | 25266716 | 102315 | SH |  | SOLE | 0 | 101519 | 0 | 796 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 248756 | 1084 | SH |  | SOLE | 0 | 1057 | 0 | 27 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 474312 | 1357 | SH |  | SOLE | 0 | 1340 | 0 | 17 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 200597 | 2101 | SH |  | SOLE | 0 | 1999 | 0 | 102 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 243302 | 10451 | SH |  | SOLE | 0 | 10451 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 4158502 | 170430 | SH |  | SOLE | 0 | 169632 | 0 | 798 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 2009118 | 79949 | SH |  | SOLE | 0 | 79949 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 1595925 | 59218 | SH |  | SOLE | 0 | 59218 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 201912 | 4700 | SH |  | SOLE | 0 | 0 | 0 | 4700 |
| SIMPLIFY EXCHANGE TRADED FUN | MBS ETF | 82889N525 |  | 15628288 | 310393 | SH |  | SOLE | 0 | 307789 | 0 | 2604 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1901442 | 2854 | SH |  | SOLE | 0 | 2854 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 13581590 | 160539 | SH |  | SOLE | 0 | 159267 | 0 | 1272 |
| UNION PAC CORP | COM | 907818108 |  | 1099357 | 4651 | SH |  | SOLE | 0 | 4598 | 0 | 53 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 9546838 | 56072 | SH |  | SOLE | 0 | 55662 | 0 | 410 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 413782 | 5416 | SH |  | SOLE | 0 | 5416 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 4638541 | 91616 | SH |  | SOLE | 0 | 90155 | 0 | 1461 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 930969 | 3125 | SH |  | SOLE | 0 | 3111 | 0 | 14 |
| VERISIGN INC | COM | 92343E102 |  | 15896630 | 56861 | SH |  | SOLE | 0 | 56440 | 0 | 421 |
| VISA INC | COM CL A | 92826C839 |  | 1025433 | 3004 | SH |  | SOLE | 0 | 2871 | 0 | 133 |
| WATERS CORP | COM | 941848103 |  | 14437950 | 48157 | SH |  | SOLE | 0 | 47797 | 0 | 360 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 7944124 | 94776 | SH |  | SOLE | 0 | 94673 | 0 | 103 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 1944659 | 25437 | SH |  | SOLE | 0 | 25437 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 208848 | 1374 | SH |  | SOLE | 0 | 1350 | 0 | 24 |
| ZOETIS INC | CL A | 98978V103 |  | 11505727 | 78634 | SH |  | SOLE | 0 | 77978 | 0 | 656 |

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