# EDGAR Filing Document

**Accession Number:** 0001599342
**File Stem:** 0001193125-25-258150
**Filing Date:** 2025-10
**Character Count:** 867376
**Document Hash:** 688c69c56d6023d703e327a8d5739c0d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-258150.hdr.sgml**: 20251030

**ACCESSION NUMBER**: 0001193125-25-258150

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 11

**CONFORMED PERIOD OF REPORT**: 20251030

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251030

**DATE AS OF CHANGE**: 20251030

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01521
- **FILM NUMBER:** 251433786

**BUSINESS ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
- **BUSINESS PHONE:** (818) 224-7442

**MAIL ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
- **BUSINESS PHONE:** (818) 224-7442

**MAIL ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01521

**BUSINESS ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
- **BUSINESS PHONE:** (818) 224-7442

**MAIL ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**FORM ABS-15G** 

**ASSET-BACKED SECURITIZER** 

**REPORT PURSUANT TO SECTION 15G OF** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:** 

☐ **Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period<u> </u> to<u> </u>** 

**Date of Report (Date of earliest event reported)** 

**Commission File Number of securitizer:<u> </u>** 

**Central Index Key Number of securitizer:** 

**Name and telephone number, including area code, of the person to** 

**contact in connection with this filing.** 

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of securitizer: 0001599342

## PMT Loan Trust 2025-INV11
**(Exact name of issuing entity as specified in its charter)** 

Central Index Key Number of issuing entity (if applicable): Not applicable

Central Index Key Number of underwriter (if applicable): Not applicable

**Chris White** 

**(805) 530-5829** 

**Name and telephone number, including area code, of the person to** 

**contact in connection with this filing** 

------

**PART I: REPRESENTATION AND WARRANTY INFORMATION** 

**Item 1.01 Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

N/A

**Item 1.02 Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

N/A

**Item 1.03 Notice of Termination of Duty to File Reports under Rule 15Ga-1** 

N/A

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS** 

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Sponsor** 

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**Item 2.02 Findings and Conclusions of a Third-Party Due Diligence Report Obtained by the Underwriter** 

N/A

------

**EXHIBIT INDEX** 

---

| | |
|:---|:---|
| 99.1 | [Clayton Services LLC ("Clayton") Due Diligence Narrative Report](d65930dex991.htm) |
| 99.2 | [Clayton Conditions Report](d65930dex992.htm) |
| 99.3 | [Clayton Rating Agency ATR QM Data Fields](d65930dex993.htm) |
| 99.4 | [Clayton Loan Level Tape Compare Upload](d65930dex994.htm) |
| 99.5 | [Clayton Valuations Summary](d65930dex995.htm) |

---

------

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| PennyMac Corp. | PennyMac Corp.<br>(Securitizer) |
| Date | October 30, 2025 |
| /s/ Daniel S. Perotti | /s/ Daniel S. Perotti<br> (Signature) |
| By: | Daniel S. Perotti |
| Title: | Senior Managing Director and Chief Financial Officer |

---

## Exhibit 99.1

**EXHIBIT 99.1** 

**CLAYTON SERVICES LLC ("CLAYTON") DUE DILIGENCE NARRATIVE REPORT** 

------

![LOGO](g65930g1030073430686.jpg)

![LOGO](g65930g1030073430223.jpg)

![LOGO](g65930g1030073430393.jpg)

**October 28, 2025**<br>**Due Diligence Narrative Report**<br>

------

![LOGO](g65930g1030073430778.jpg)

**TABLE OF CONTENTS**

---

| | | | |
|:---|:---|:---|:---|
|  **Clayton Contact Information** |  | **2** |  |
|  **Overview** |  | **2** |  |
|  **Originators** |  | **2** |  |
|  **Clayton's Third Party Review ("TPR") Scope of Work** |  | **2** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Sampling* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Sponsor Acquisition Criteria* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Loan Grading* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *TPR Component Review Scope* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Property Valuation Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Regulatory Compliance Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Integrity* | | *6* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Capture* | | *6* | |
|  **Data Compare Results** |  | **7** |  |
|  **Clayton Due Diligence Results** |  | **8** |  |
|  **Clayton Third Party Reports Delivered** |  | **9** |  |
|  **Appendix A: Credit Review Scope** |  | **10** |  |
|  **Appendix B: Origination Appraisal Assessment** |  | **13** |  |
|  **Appendix C: Regulatory Compliance Review Scope** |  | **16** |  |

---

PMT Loan Trust 2025-INV11 Page \| 1 October 28, 2025

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![LOGO](g65930g1030073430778.jpg)

**CLAYTON CONTACT INFORMATION** 

Client Service Management:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Chris Turk** Senior Client Service Manager

Phone: (813) 472-6509/E-mail: <u>Cturk@clayton.com</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Joe Ozment** Vice President – Client Services & Securitization

Phone: (813) 261-0733/E-mail: <u>jozment@clayton.com</u>

**OVERVIEW** 

On behalf of PennyMac Corp. ("PennyMac"), Clayton conducted an independent third-party pre-securitization due diligence review of 407 residential loans selected for the PMT Loan Trust 2025-INV11 transaction. The loans referenced in this narrative report were reviewed on a bulk basis between October 2025. This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton's review.

**ORIGINATORS** 

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| **Origination Channel** | **Loan Count** | **Percentage** |
|  Broker | 73 | 17.94% |
|  Correspondent Bulk | 232 | 57.00% |
|  Correspondent Flow with delegated underwriting | 74 | 18.18% |
|  Correspondent Flow without delegated underwriting | 14 | 3.44% |
|  Retail | 14 | 3.44% |
|  **Total** | **407** | **100.00%** |

---

**CLAYTON'S THIRD PARTY REVIEW ("TPR") SCOPE OF WORK** 

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, were performed in accordance with rating agency<sup>1</sup> loan level review standards in place as of the date of the review. This is referred to as a "Full Review."

<sup>1</sup> Standard and Poor's, Moody's, Fitch, Kroll, DBRS & Morningstar

PMT Loan Trust 2025-INV11 Page \| 2 October 28, 2025

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![LOGO](g65930g1030073430778.jpg)

**SAMPLING** 

Upon receipt of Asset Tape, Diligence provider randomly selected 407 Purchased Mortgage loans listed thereon, excluding Wet Loans. 100% of the loans received a Full Review as described below.

Review Type Loan Counts:

---

| | | |
|:---|:---|:---|
| *Review Type* | *Loan Count*<br> *Reviewed by Clayton* | *Scope Applied* |
| **Full Review** | 407 | Clayton performed a Full Review based on the scope described below in the section titled "TPR Component Review Scope". |
| **Total Loan Population** | 407 |  |

---

**SPONSOR ACQUISITION CRITERIA** 

The loans were originated to each Seller's Guidelines and Clayton reviewed the loans to the Agency Seller Guide Loan Eligibility Requirements, ("Sponsor Acquisition Criteria"). Clayton was supplied with all of the changes to the guidelines with advance notice.

**LOAN GRADING** 

Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth waivers. The compliance exception report lists all exceptions within a loan.

Clayton's loan grading complied with the following rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Kroll and DBRS:

![LOGO](g65930g1030073430494.jpg)

PMT Loan Trust 2025-INV11 Page \| 3 October 28, 2025

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![LOGO](g65930g1030073430778.jpg)

**TPR COMPONENT REVIEW SCOPE** 

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in loan documentation provided to Clayton.

CREDIT REVIEW

Clayton's Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to <u>Appendix A</u> and to the guidelines cited above):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor Acquisition
Criteria cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Analyzed asset statements in order to determine whether funds to close and reserves were within Sponsor
Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that credit scores (FICO) and credit histories were within Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Evaluated evidence of borrower's willingness and ability to repay the obligation;

PROPERTY VALUATION REVIEW

Clayton's Property Valuation scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Original Appraisal Assessment (407 loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete,
thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• For more detail on the original appraisal review scope and desk review definitions, please refer to <u>Appendix B</u> and to the guidelines cited above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Value Supported Analysis (407 loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when
compared to an independent third party valuation product. Loans were held to a -10% tolerance utilizing the following waterfall;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• CU/LCA Score of 2.5 or below

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Desk Review/BPO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Field Review/2055 Drive-by

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Second Full Appraisal

For further detail please refer to the PMTLT 2025-INV11 Valuations Summary Report

REGULATORY COMPLIANCE REVIEW

Clayton's Regulatory Compliance scope of review conducted on this transaction included the elements summarized below. (For more detail, please refer to <u>Appendix C</u> and to the guidelines cited above.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

PMT Loan Trust 2025-INV11 Page \| 4 October 28, 2025

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![LOGO](g65930g1030073430778.jpg)

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed compliance with state specific consumer protection laws by testing late charge and prepayment penalty
provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Truth-in-lending/regulation Z
(TILA) testing included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Notice of Right to Cancel (Right of Rescission) adherence if applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL Disclosure Timing (3/7/3) and disclosure content;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL APR and Finance charge tolerances;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Timeliness of ARM Disclosures (if applicable);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Section 32 APR and Points and Fees Thresholds and prohibited practices;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing
Credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed ATR/QM Ability to Repay (a/k/a Minimum Standards for Transactions): for applications on or after
1/10/2014. Clayton confirmed the loan files contain documentation to evidence the lender considered and verified the borrower's ability to Repay. This included identifying whether QM loans met agency exemptions or were underwritten in
accordance with Appendix Q. Non-QM loans were reviewed to ensure the lender documented that they considered and verified the eight (8) underwriting factors required for ATR compliance in accordance with
either their guidelines or the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The ATR/QM Rules allow the lender to exclude up to two discount points from the 3% points and fees evaluation
depending on the loan's undiscounted interest rate in relation to the APOR index rate. The ATR/QM Rule does not set the required rate reduction per discount point.

Clayton evaluated the lender's exclusion of discount points from the 3% points and fees calculation for all loans in this transaction using a [0.2%] rate reduction threshold per discount point.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prepayment Penalty restrictions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate
Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE initial disclosure timing and content;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed the file contains the final HUD1 Settlement Statement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE to HUD1 evaluation for 0% and 10% fee tolerances;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Homeownership Counseling Notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Affiliated Business Disclosure if applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable
loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it
relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID
Scope was created with guidance from outside counsel.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On, June 15th, SFIG published its RMBS 3.0 TRID Compliance Review Scope <sup>©</sup> documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure
Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You
Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by
the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

PMT Loan Trust 2025-INV11 Page \| 5 October 28, 2025

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![LOGO](g65930g1030073430778.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton applied the enhanced RMBS 3.0 TRID Compliance Review Scope to all the loans in this transaction.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Non-Owner Occupied Scope: Most consumer protection laws are designed to
afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the
borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at
least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Cook County High Cost Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Virginia Lender and Broker Act after 6/1/2008

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Sufficiency of coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Escrow of insurance payments

**DATA INTEGRITY** 

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data received from lender/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies found during comparison are stored.

**DATA CAPTURE** 

Clayton collected data fields required to create American Securitization Forum ("ASF") data tape. The file format was provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

PMT Loan Trust 2025-INV11 Page \| 6 October 28, 2025

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![LOGO](g65930g1030073430778.jpg)

**DATA COMPARE RESULTS** 

Clayton provided PennyMac with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received by the sellers versus the data captured by Clayton during the loan review.

Summary of data compare results:

---

| | | |
|:---|:---|:---|
| **Field Name** | **#** | **Accuracy %** |
|  Appraisal Form Type | 78 | 80.84% |
|  AUS Grade Audit | 149 | 63.39% |
|  Borrower 1 Last Name | 1 | 99.75% |
|  Borrower 1 Self Employed Flag | 8 | 98.03% |
|  Borrower 1 Total Income | 18 | 95.58% |
|  Borrower 2 First Name | 2 | 99.51% |
|  Borrower 2 Last Name | 3 | 99.26% |
|  Cash Reserves | 253 | 37.84% |
|  Debt to Income Ratio (Back) | 10 | 97.54% |
|  Loan Purpose | 1 | 99.75% |
|  Min Number | 1 | 99.75% |
|  Occupancy Type | 1 | 99.75% |
|  Origination Channel | 31 | 92.38% |
|  Property Street Address | 4 | 99.02% |
|  Property Type | 53 | 86.98% |
|  Total Cash Out | 1 | 99.75% |
|  Total Monthly Income | 7 | 98.28% |

---

PMT Loan Trust 2025-INV11 Page \| 7 October 28, 2025

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![LOGO](g65930g1030073430778.jpg)

**CLAYTON DUE DILIGENCE RESULTS** 

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Initial and Final Overall Loan Grade Results** 

<u>Loan Pool (407 loans)</u>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 217 |  | 10 | 128 | **355** |
| **Final** | **B** |  | 12 | 12 | 11 | **35** |
| **Final** | **C** |  |  | 4 | 6 | **10** |
| **Final** | **D** |  |  |  | 7 | **7** |
| **Final** | **Total** | **217** | **12** | **26** | **152** | **407** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Initial and Final Credit Component Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 360 | 1 | 17 | 18 | **396** |
| **Final** | **B** |  | 4 |  |  | **4** |
| **Final** | **C** |  |  | 3 |  | **3** |
| **Final** | **D** |  |  |  | 4 | **4** |
| **Final** | **Total** | **360** | **5** | **20** | **22** | **407** |

---

**Initial and Final Property Valuation Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 258 |  | 1 | 129 | **388** |
| **Final** | **B** |  |  | 13 |  | **13** |
| **Final** | **C** |  |  | 2 | 2 | **4** |
| **Final** | **D** |  |  |  | 2 | **2** |
| **Final** | **Total** | **258** | **0** | **16** | **133** | **407** |

---

**Initial and Final Regulatory Compliance Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 364 |  | 8 | 7 | **379** |
| **Final** | **B** |  | 16 | 5 |  | **21** |
| **Final** | **C** |  |  | 4 |  | **4** |
| **Final** | **D** |  |  |  | 3 | **3** |
| **Final** | **Total** | **364** | **16** | **17** | **10** | **407** |

---

PMT Loan Trust 2025-INV11 Page \| 8 October 28, 2025

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![LOGO](g65930g1030073430778.jpg)

**CLAYTON THIRD PARTY REPORTS DELIVERED** 

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Non-ATR QM Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. RA ATR QM Data Fields

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Standard Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Tape Compare

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Valuations Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Waived Conditions Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Narrative Report

PMT Loan Trust 2025-INV11 Page \| 9 October 28, 2025

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![LOGO](g65930g1030073430778.jpg)

**APPENDIX A: CREDIT REVIEW SCOPE** 

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition
Criteria requirements including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• LTV/TLTV/HLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Credit score

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income and employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assets and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project
adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower eligibility, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Citizenship status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Non- occupant co-borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Transaction eligibility, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Maximum loan amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan purpose

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that
approved exceptions included required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during which various documents were
examined, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Uniform Residential Loan Application reviewed to determine:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial loan application was in the loan file and was signed by all borrowers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final loan application was in the loan file and was complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Information and debts disclosed on loan application aligned with related documentation in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Employment analyzed and verified through use of various documents, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verbal and/or written verifications of employments (VVOE, VOE)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• CPA letter

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Business licenses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tax transcripts (IRS Form 4506-T)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Required income documentation for all borrowers was present and within required time period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Documents did not appear to have been altered or inconsistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Signed by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Compared IRS tax transcripts to income documentation and noted any inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• W-2s

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 1099

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• IRS documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Bank statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Lease agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Award letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and
within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verification of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Settlements statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Credit Report review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Complete copy of report was in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Report was dated within required timeframe

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• All borrowers were included in the report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Checked any fraud alerts against related loan file documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real
estate owned) for accurate debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured and utilized appropriate credit score for guideline review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title policy review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fee simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Leasehold estate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appropriate vestee(s) were listed on title policy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Amount of coverage was greater than or equal to the original principal amount of the mortgage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Applicable title endorsements were present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the
title search; verified that each issues was addressed in the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured monthly tax payments in debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• HUD1 (Settlement Statement) review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Funds to close identified and analyzed against borrower's assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Seller contributions did not exceed maximum allowed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject property, seller and borrower aligned with other loan documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Disbursements and pay-offs included in debt ratio calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan purpose confirmed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Hazard/Flood insurance review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verified presence of required hazard insurance and flood insurance (if required)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that any required insurance was for the:

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Life of loan, if flood insurance required

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that any required insurance minimum coverage amount and policy period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed for evidence that any required insurance policy premium was paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the mortgagee clause listed the lender's name and "its successors and assigns"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage Insurance review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Determined if mortgage insurance is required

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of
a copy of the mortgage or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped "true and certified copy" by the escrow/settlement agent plus recording directions on closing instruction
documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with
information in the loan file to identify and address any potential misrepresentations including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower name variations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject property ownership history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Licensing – reviewed NMLS data for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan officer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• OFAC

PMT Loan Trust 2025-INV11 Page \| 12 October 28, 2025

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![LOGO](g65930g1030073430778.jpg)

**APPENDIX B: ORIGINATION APPRAISAL ASSESSMENT** 

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report used standard GSE forms, appropriate to the property type:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a
condominium unit in a PUD (attached PUD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report was reasonably complete and included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report form, certification, statement of limiting conditions and scope of work

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the subject loan transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the property type, in both land and improvements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Photos of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Location map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Exterior sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 1004MC Market Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for
all material conditions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal date met supplied Sponsor Acquisition Criteria

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor
Acquisition Criteria

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B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and USPAP
based on the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title XI of FIRREA:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report,
an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the
appraiser's license included in the appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a
risk to the property or occupants

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• USPAP

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users
of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed and graded the appraisal valuation to the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraised value was reasonably supported. Utilized the following review in making value supported determination:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were located reasonably close to the subject property and if not the reason was satisfactorily
explained

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were reasonably recent in transaction date and if not the reason was furnished

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were reasonably similar to the subject property and if not an explanation was supplied

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property was complete. However, if the property was not 100% complete, then any unfinished portion had no
material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points
in making determination:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all
material conditions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property usage was reviewed for zoning compliance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property utilization was reviewed to determine it was "highest and best use"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Neighborhood values were reviewed to determine if declining

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• % built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Growth rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Marketing time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Predominant occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Physical condition of the property was reviewed to determine that the property condition was average or better

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Style of property was reviewed to determine if unique property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Any health and safety issues were noted and/or remediated

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Locational and/or environmental concerns adequately addressed if present

D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met the
client supplied eligibility requirements. Examples of ineligible property types may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 3 to 4 unit owner occupied properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 2 to 4 unit second homes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Unwarrantable or limited review condominiums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Manufactured or mobile homes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Condotel units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Unique properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Working farms, ranches or orchards

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mixed-use properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties subject to existing oil or gas leases

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties located in Hawaii Lava Zones 1 and 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA Declared
Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify
whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

F. Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The individuals performing the aforementioned original appraisal assessment are not persons providing valuations
for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal
reviews" for purposes of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that
Clayton may have reviewed valuation information for reasonableness

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the
actual value of the underlying property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and
therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

G. Desk Review definitions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clear Capital "CDA" means a written retrospective analysis of an appraisal of residential real
property relating to completeness, reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by Customer. The CDA will offer an alternative value, if deemed appropriate, based on the analysis of the competitive market
as of the effective date of the appraisal provided. The CDA will also provide an analysis of the appraisal provided, including supporting narrative and data to fully support the CDA value and outline
deficiencies within the appraisal. The CDA will also contain a Risk Score and Risk Indicators based upon the findings of the analysis for the appraisal provided to Clear
Capital by Customer.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ProTeck's Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the file
completed by a licensed appraiser. The ARR validates subject and comparable data and characteristics, confirms the original appraiser's methodologies, credentials, and commentary to insure compliance with regulatory requirements and industry
accepted best practices, and flags all risk factors while also providing a final value reconciliation used to grade the loan.

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**APPENDIX C: REGULATORY COMPLIANCE REVIEW SCOPE** 

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final
Rule that became mandatory on January 1, 2010

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed
circumstance documentation within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1
correspond to the actual loan terms from the Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in
the 0% or 10% fee tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop for.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known
affiliate, confirm the disclosure was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to
the borrower within 3 days of application

**B.** **Truth in Lending Act and Regulation Z** – Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and
APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional
disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days
of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower
discussing ARM programs identified within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material
disclosures, and the loan disbursement (Section 23)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• High Cost mortgage thresholds for points and fees (Section 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• High Cost Prohibited Acts and Practices upon request (Section 33)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal
requirements (Section 35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents,
financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm
the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten
in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA
prepayment penalty restrictions (Section 43)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate
Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, SFIG published its RMBS 3.0 TRID Compliance Review Scope <sup>©</sup> documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

**C.** **FACTA** – the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;&nbsp;**Higher-Priced** |
| &nbsp;&nbsp;&nbsp;California | Maryland | New York |
| &nbsp;&nbsp;&nbsp;Connecticut | Massachusetts (subprime ARMS to first time homebuyers) | North Carolina |
| &nbsp;&nbsp;&nbsp;Maine | Minnesota | |

---

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**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;&nbsp;**State/Local High Cost** |
| &nbsp;&nbsp;&nbsp;Arkansas | Maine | Pennsylvania |
| &nbsp;&nbsp;&nbsp;California | Maryland | Rhode Island, including the Providence ordinance |
| &nbsp;&nbsp;&nbsp;Colorado | Massachusetts | South Carolina |
| &nbsp;&nbsp;&nbsp;Connecticut | Nevada | Tennessee |
| &nbsp;&nbsp;&nbsp;District of Columbia | New Jersey | Texas |
| &nbsp;&nbsp;&nbsp;Florida | New Mexico | Utah |
| &nbsp;&nbsp;&nbsp;Georgia | New York | Vermont<br> (High Rate, High Point law) |
| &nbsp;&nbsp;&nbsp;Illinois, including the Cook County and Chicago ordinances | North Carolina | Wisconsin |
| &nbsp;&nbsp;&nbsp;Indiana | Ohio, including<br> Cleveland Heights ordinance | |
| &nbsp;&nbsp;&nbsp;Kentucky | Oklahoma | |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Minnesota (Mortgage Originator and Service Licensing Act)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Puerto Rico (Office Regulation 5722)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Texas (Texas Finance Code)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;&nbsp;**Borrower's Interest** |
| &nbsp;&nbsp;&nbsp;Maine | Ohio | South Carolina |
| &nbsp;&nbsp;&nbsp;Massachusetts | Rhode Island | |

---

**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;&nbsp;Alabama (the "Mini-code") | Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| &nbsp;&nbsp;&nbsp;Hawaii (Financial Services Loan Company Act) | Nevada (AB 440 |
| &nbsp;&nbsp;&nbsp;Idaho (Residential Mortgage Practices Act) | Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| &nbsp;&nbsp;&nbsp;Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| &nbsp;&nbsp;&nbsp;Iowa (Consumer Credit Code) | Utah (Consumer Credit Code) |
| &nbsp;&nbsp;&nbsp;Kansas (Consumer Credit Code) | Virginia (Mortgage Lender and Broker Act) |
| &nbsp;&nbsp;&nbsp;Kentucky (HB 552) | Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| &nbsp;&nbsp;&nbsp;Maryland (DLLR Regulations, Commercial Law) | West Virginia (Consumer Credit Protection Act) |
| &nbsp;&nbsp;&nbsp;Massachusetts (Attorney General regulations) | Wyoming (Residential Mortgage Practices Act) |
| &nbsp;&nbsp;&nbsp;Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

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**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.

<sup>©</sup> 2025 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC.

PMT Loan Trust 2025-INV11 Page \| 20 October 28, 2025

## Exhibit 99.2

**EXHIBIT 99.2** 

**CLAYTON CONDITIONS REPORT** 

------

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | **PMTLT 2025-INV11** |
| **Start - End Dates:** | **9/29/2025 - 10/13/2025** |
| **Deal Loan Count:** | **407** |
| **Conditions Report 2.0** |  |
| ***Loans in Report:*** | *407* |
| ***Loans with Conditions:*** | *191* |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;**45 - Total Active Conditions** | |
| **24 - Material Conditions** | **24 - Material Conditions** |
| 8 - Credit Review Scope | 8 - Credit Review Scope |
|  | 2 - Category: DTI |
|  | 1 - Category: Income/Employment |
|  | 2 - Category: Insurance |
|  | 1 - Category: Re-Verifications |
|  | 2 - Category: Terms/Guidelines |
| 6 - Property Valuations Review Scope | 6 - Property Valuations Review Scope |
|  | 3 - Category: Appraisal |
|  | 3 - Category: Value |
| 10 - Compliance Review Scope | 10 - Compliance Review Scope |
|  | 6 - Category: Ability to Repay/Qualified Mortgage |
|  | 4 - Category: TILA/RESPA Integrated Disclosure |
| **21 - Non-Material Conditions** | **21 - Non-Material Conditions** |
| 4 - Credit Review Scope | 4 - Credit Review Scope |
|  | 4 - Category: Credit/Mtg History |
| 17 - Compliance Review Scope | 17 - Compliance Review Scope |
|  | 17 - Category: RESPA |
| &nbsp;&nbsp;&nbsp;**230 - Total Satisfied Conditions** | &nbsp;&nbsp;&nbsp;**230 - Total Satisfied Conditions** |
| 49 - Credit Review Scope | 49 - Credit Review Scope |
|  | 2 - Category: Application |
|  | 8 - Category: Assets |
|  | 7 - Category: Credit/Mtg History |
|  | 6 - Category: DTI |
|  | 9 - Category: Income/Employment |
|  | 4 - Category: Insurance |
|  | 3 - Category: Legal Documents |
|  | 1 - Category: Re-Verifications |
|  | 7 - Category: Terms/Guidelines |
|  | 2 - Category: Title |
| 150 - Property Valuations Review Scope | 150 - Property Valuations Review Scope |
|  | 149 - Category: Appraisal |
|  | 1 - Category: FEMA |
| 31 - Compliance Review Scope | 31 - Compliance Review Scope |
|  | 7 - Category: Ability to Repay/Qualified Mortgage |
|  | 1 - Category: Compliance Manual |
|  | 23 - Category: TILA/RESPA Integrated Disclosure |
| &nbsp;&nbsp;&nbsp;**0 - Total Waived Conditions** |  |

---

<sup>©</sup>2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

------

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | **PMTLT 2025-INV11** |
| **Start - End Dates:** | **9/29/2025 - 10/13/2025** |
| **Deal Loan Count:** | **407** |
| **Conditions Report 2.0** |  |
| ***Loans in Report:*** | *407* |
| ***Loans with Conditions:*** | *191* |

---

---

| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1177 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3670 | TRID—Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | Zero<br>Tolerance Fee<br>of $35 due to<br>Transfer<br>Taxes of $35<br>being added<br>to the loan<br>costs. Missing<br>a valid<br>Change of<br>Circumstance,<br>or Post Close<br>CD, LOX and<br>copy of<br>refund check<br>to borrower. | 7.16.2025<br>Lender<br>provided<br>COC for<br>increase to<br>transfer<br>taxes | 7.17.2025<br>Exception<br>Satisfied (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 60.87% is below the maximum allowable of 75%.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned home for 12 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has over 20 years at current job. |
| &nbsp;&nbsp;&nbsp;1177 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU Score is<br>>2.5. xxx to<br>order desk<br>review. | 7/14/2025:<br>Received<br>desk<br>review<br>supporting<br>value. | 7/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 60.87% is below the maximum allowable of 75%.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned home for 12 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has over 20 years at current job. |
| &nbsp;&nbsp;&nbsp;612 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: The borrower has been employed with XXX for 10 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: The borrower has 23 months reserves after the required reserve amount has been met. Reserve requirement of $18,857.09, excess reserves are $56,862.29 |
| &nbsp;&nbsp;&nbsp;249 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 798 mid score>min. required of 620<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: The borrower has been a XXXX of XXXX for 10 years |
| &nbsp;&nbsp;&nbsp;69 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 793 mid score > min required of 620<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI ratio is 12.69 guideline max is 45% |

---

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2900 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage rule;<br>xxx's status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's status<br>determination. | Yes | Loan<br>declared QM<br>Safe Harbor<br>(APOR) from<br>lender/client;<br>xxx status is<br>NONQM due<br>to fees too<br>high<br>(adjusted<br>charges are<br>$5,774.83,<br>max allowed<br>is $5071.50;<br>$703.33 too<br>high). | 10.23.2025—Client<br>agrees with xxx<br>findings of Non<br>QM. | 10.23.2025<br>-Exception<br>remains (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current employer for 18 years and 6 months.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have owned primary residence for 21 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 807 credit score exceeds minimum standard score of 620. |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2904 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage rule;<br>is not a<br>Qualified<br>Mortgage. | Yes | Loan<br>declared QM<br>Safe Harbor<br>(APOR) from<br>lender/client;<br>xxx status is<br>NONQM due<br>to fees too<br>high<br>(adjusted<br>charges are<br>$5,774.83,<br>max allowed<br>is $5071.50;<br>$703.33 too<br>high). | 10.23.2025—Client<br>agrees with xxx<br>findings of Non<br>QM. | 10.23.2025<br>-Exception<br>remains (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current employer for 18 years and 6 months.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have owned primary residence for 21 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 807 credit score exceeds minimum standard score of 620. |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3676 | TRID—CD:<br>Ten percent<br>tolerance fee<br>or fees<br>increased at or<br>prior to closing<br>without a valid<br>reason or not<br>timely<br>disclosed;<br>refund<br>required within<br>60 days of<br>consummation. | Yes | Need<br>evidence of<br>change of<br>circumstances<br>letter for Ten<br>Percent<br>tolerance,<br>(Title Service<br>Fee) was<br>added, need a<br>copy of a<br>refund check<br>in the amount<br>of $600.00 | 10.23.2025—Client<br>rebuttal states fees<br>were shoppable<br>however the fees<br>were paid to title<br>company listed on<br>SPL (XXXX<br>XXXX and<br>XXXX). Finding<br>still stands. | 10.23.2025<br>-Exception<br>remains (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current employer for 18 years and 6 months.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have owned primary residence for 21 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 807 credit score exceeds minimum standard score of 620. |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | Missing<br>complete<br>statement for<br>401k<br>statement to<br>supports<br>assets used to<br>qualify.<br>Statement not<br>located in<br>file. | 10/17/2025:<br>Received<br>5/31/2025 401K<br>stmnt and T/C.<br>Used 80% value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current employer for 18 years and 6 months.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have owned primary residence for 21 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 807 credit score exceeds minimum standard score of 620. |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 789 mid score > min required 620<br> CFCFS2860: Good credit history<br> - xxx Comments: 0x30 mortgage history on previous properties for more than 24 months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt B A | Credit | Credit/Mtg<br>History | Active B | CRDCRMH193 | Length of<br>mortgage/<br>rental history<br>in file does<br>not meet<br>guideline<br>requirement | No | Missing 6<br>months<br>satisfactory<br>VOR<br>history for<br>primary<br>residence. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - xxx Comments: Consumer debt 0x30 x greater than 99 months<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Minimal usage of available revolving credit lines @ 0.282%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 761 Credit score exceeds guidelines of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing reserves $88,639.24 or 22 months PITIA exceeds the DU required amount of $5,515.79. |
| &nbsp;&nbsp;&nbsp;230 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence 3 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 23+ months reserves exceeds guidelines.<br> CFCFS2860: Good credit history<br> - xxx Comments: Borrower demonstrates good credit history. |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID—Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason or<br>not timely<br>disclosed;<br>refund<br>required<br>within 60 days<br>of<br>consummation | No | Zero<br>tolerance<br>of 427 due<br>to Transfer<br>fee added/<br>increased<br>with no/<br>invalid<br>internal<br>COC in<br>file.<br>Provide<br>Internal<br>COC<br>reflecting<br>valid<br>reason for<br>the fee<br>changes or<br>PCCD with<br>cure, copy<br>of cure<br>check,<br>LOE to<br>Borrower<br>and<br>Evidence<br>of delivery<br>via<br>shipping<br>method<br>including<br>tracking<br>information<br>within 60<br>days of<br>discovery. | 10.23.2025—COC<br>provided | 10.23.2025—Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 13 years in same line of work.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Qualifying LTV 70.00% below program maximum 75.00%.<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage history reports 15 mos. 0x30, 45 mos. 0x30 and 8 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Application | Satisfied C A | CRDAPP131 | Occupancy<br>status not<br>supported by<br>file<br>documentation | No | Loan<br>closed with<br>subject<br>identified<br>as second<br>home<br>however<br>appraisal<br>reflects<br>subject<br>property as<br>tenant<br>occupied. | 10/20/2025:<br>Received<br>corrected appraisal<br>to show Owner<br>Occ. | 10/20/2025: Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 13 years in same line of work.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Qualifying LTV 70.00% below program maximum 75.00%.<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage history reports 15 mos. 0x30, 45 mos. 0x30 and 8 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>> 2.5. xxx<br>to order<br>desk<br>review. | 10/17/2025:<br>Received CDA<br>supporting value. | 10/17/2025: Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 13 years in same line of work.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Qualifying LTV 70.00% below program maximum 75.00%.<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage history reports 15 mos. 0x30, 45 mos. 0x30 and 8 mos. 0x30. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;403 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 22 years on job.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 783 exceeds the 620 required. |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no<br>score.<br>xxx to<br>order<br>desk<br>review | 10/21/2025<br>Received desk<br>review. Value<br>supported with 0%<br>variance. | 10/21/2025<br>Exception satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 731 exceeds the 620 required.<br> CFCFS2854: Significant time in profession<br> - xxx Comments: XXX has 15 years in profession. |
| &nbsp;&nbsp;&nbsp;250 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Title | Satisfied D A | CRDTIL796 | Missing<br>Title | No | Missing<br>Final<br>Title<br>report. | 10/13/2025:<br>Received xxx .<br>Still Need Title<br>Report.10/20/2025:<br>Received Final<br>Title. | 10/13/2025:<br>Exception<br>remains.10/20/2025:<br>Exception satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 253 months credit history exceeds guidelines.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence 4 years.<br> CFCFS2860: Good credit history<br> - xxx Comments: Borrower demonstrates good credit history. |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no<br>score.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025<br>Received desk<br>review. Value<br>supported with 0%<br>variance. | 10/17/2025<br>Exception satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30 for 208 months. |
| &nbsp;&nbsp;&nbsp;414 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: FICO of 792 exceeds minimum of 620<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: B1 has 7 years at primary residence |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;735 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>returned<br>no score.<br>xxx to<br>order<br>desk<br>review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 42.06 is below max guides 50%.<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: No mortgages lates on credit.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $853,337.48 in reserves, DU Requires $132,877.77.<br> CFCFS2854: Significant time in profession<br> - xxx Comments: 11.6 years in line of profession. |
| &nbsp;&nbsp;&nbsp;736 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>returned<br>999<br>score.<br>xxx to<br>order<br>Desk<br>Review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified FICO of 775 , minimum required score is 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 19 months PITIA reserve<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: B1 has 10 years at current Job. |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30 for 162 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has $40,866.57/16.86PITIA which is > guideline minimum. |
| &nbsp;&nbsp;&nbsp;472 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30 for 187 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 716 median FICO. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;225 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>CU score<br>is xxx.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 795 exceeds guideline requirement of 620.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 35.67% is below guideline requirement of 45%.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below guideline requirement of 85%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;424 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>Score<br>4.9. xxx<br>to order<br>Desk<br>Review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 800 exceed minimum program requirements of 620 by 180 points<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Debt to income ratios are 17%t max allowed is 45% |
| &nbsp;&nbsp;&nbsp;235 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: B1 has 9 years in one of his Jobs.<br> CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 13 years in profession<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: FICO of 802 exceed minimum score of 620 |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 12 years and 1 month<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 8 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 764 is 124 points above program guideline minimum of 620. |
| &nbsp;&nbsp;&nbsp;430 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 11 years and 1 month<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 34 years and 11 months<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job; 18 years and 1 month<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 78.00% LTV below guideline requirements of 90.00% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 738 is 118 points above program guideline minimum of 620.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 45+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 36.79% DTI is below guideline requirement of 50.00%. |
| &nbsp;&nbsp;&nbsp;320 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Insurance | Satisfied C A | CRDINSR5351 | Insurance<br>Effective<br>date is<br>greater<br>than the<br>transaction<br>date | No | Insurance<br>effective<br>date of<br>8/19<br>occurred<br>after note<br>date of<br>XXX | (No Data) | Ok to<br>satisfy. 3<br>business<br>days<br>difference. | Not<br>Applicable | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 761 FICO score exceed minimum FICO requirement by 141 points<br> CFCFS2860: Good credit history<br> - xxx Comments: Overall good credit history<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Low LTV of 80% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 32.27 is less than the max of 45.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 61.90 is less that the max of 80.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 767 exceeds the 620 required. |
| &nbsp;&nbsp;&nbsp;543 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Borrowers DTI 10% / 29%, max DTI 50%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower credit score exceeds minimum 680; Fico 790 |
| &nbsp;&nbsp;&nbsp;405 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no score,<br>xxx to<br>order Desk<br>Review. | 10/17/2025<br>Received desk<br>review. Value<br>supported with<br>0% variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 809 median FICO. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;615 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | No | Missing<br>complete<br>copy of<br>AUS (DU)<br>findings.<br>Most<br>recent<br>assumed to<br>be<br>submission

#7.<br>Reviewer<br>is unable<br>to verify<br>AUS<br>required<br>reserves, if<br>any.<br>Reviewer<br>is unable<br>to<br>reconcile<br>DTI<br>variance<br>between<br>AUS<br>approved<br>of 22.39%<br>and review<br>of 25.74%<br>(3.39%<br>variance) | 10/17/2025:<br>Received all<br>pages DU #7.<br>Income re-<br>reviewed and<br>DTI is now<br>23.96%. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have resided in primary residence for 25 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 798 mid score > min required of 620<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30 x greater than 99 months (via consecutive payment histories) |
| &nbsp;&nbsp;&nbsp;293 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | 1. Provide<br>mortgage<br>statement<br>for REO<br>XXXX<br>XXXX<br>XX to<br>verify if<br>escrowed<br>or not.<br>1003<br>reflects<br>$1,304.91<br>not<br>monthly<br>insurance,<br>taxes,<br>association<br>dues.<br>Taxes only<br>verified at<br>$XXX/<br>month.2. If<br>REO<br>XXXX<br>XXXX<br>XX is not<br>escrowed,<br>provide<br>HOI<br>declaration<br>page to<br>verify the<br>premium<br>amount.3.<br>Provide<br>HOA<br>proof or no<br>HOA<br>letter, as<br>applicable<br>for REO<br>XXXX<br>XXXX<br>XX. | 10/20/2025:<br>Received Taxes<br>and HOI.<br>Verified<br>$228.24/month<br>HOI,<br>$1,005.70/month<br>taxes. xxx<br>verified<br>$125/month<br>HOA on zillow. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 38.97% is below Guidelines maximum of 45%.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 85% maximum.<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30,0x60,0x90 with 58 and 26 months reviewed on two mortgages. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;293 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | Provide full<br>and<br>complete<br>DU. It<br>appears that<br>the most<br>recent DU<br>is # 11,<br>however it<br>is broken to<br>several parts<br>and<br>reviewer<br>unable to<br>conclusively<br>determine<br>which part<br>belongs to<br>which AUS<br>run. | 10/15/2025:<br>Received<br>all pages

#11 DU<br>Findings. | 10/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 38.97% is below Guidelines maximum of 45%.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 85% maximum.<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30,0x60,0x90 with 58 and 26 months reviewed on two mortgages. |
| &nbsp;&nbsp;&nbsp;941 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence, 5 years. |
| &nbsp;&nbsp;&nbsp;610 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 17 years and 10 months<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75.00% LTV below guideline requirements of 85.00% per program.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 798 is 178 points above program guideline minimum of 660.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 25.58% DTI is below guideline requirement of 45.00%. |
| &nbsp;&nbsp;&nbsp;508 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 14.07% is below the minimum program requirement of 45%.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Borrower2 has significant time at current job, 14 years and 2 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 774 > 154 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;659 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is not<br>available.<br>xxx to order<br>desk<br>review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession for 15 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit score 803. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $367,190.53 or 44.25 months PITI reserves. Required reserves $125,428.90 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;410 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: B1 has 18 years at current Job.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: FICO of 798 exceeds guideline minimum score of 620 |
| &nbsp;&nbsp;&nbsp;636 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession over 11 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified FICO score 785. Minimum score required620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets $172,134.38 or 19.08 months PITI reserves for both xxx occupied and subject properties. Required reserves $18,041.04 or 2 months PITI for both xxx occupied and subject properties. |
| &nbsp;&nbsp;&nbsp;920 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: On job since 7/1/2010<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 39.61 is less than the max of 45.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 694 exceeds the 620 required. |
| &nbsp;&nbsp;&nbsp;935 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5.<br>xxx to<br>order desk<br>review. | 10/17/2025:<br>Received CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 74.16% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $445,199.98 exceed LP required of $16,987.80<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Good payment history with 0x30, 0x60 and 0x90 and 37 months reviewed. |
| &nbsp;&nbsp;&nbsp;475 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | Missing<br>verification<br>of $588.57<br>in monthly<br>taxes for<br>XXXX X<br>XXXX<br>XX. | 10/21/2025<br>Received<br>evidence of<br>taxes for X<br>XXXX.<br>Documentation<br>verifies slight<br>higher monthly<br>expense<br>$613.58<br>however<br>variance in<br>DTI within<br>tolerance. | 10/22/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 95 consecutive months mortgage payment history exceeds 24 month credit review per guidelines<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has 7.42yrs tenure with current employer<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70% LTV below maximum allowed 85% LTV guideline<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 95 consecutive months mortgage payment history exceeds 24 month guideline credit review.<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 799 Median Credit Score, Oldest Trade 4/2006 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;475 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Insurance | Satisfied C A | CRDINSR5351 | Insurance<br>Effective<br>date is<br>greater than<br>the<br>transaction<br>date | No | Insurance<br>Effective date<br>is greater than<br>the transaction<br>date. Effective<br>Date XXX,<br>Distribution<br>Date XXX. | (No Data) | ok to<br>satisfy. 6<br>business<br>days<br>difference.<br>Dry<br>funding<br>state. | Not<br>Applicable | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 95 consecutive months mortgage payment history exceeds 24 month credit review per guidelines<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has 7.42yrs tenure with current employer<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70% LTV below maximum allowed 85% LTV guideline<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 95 consecutive months mortgage payment history exceeds 24 month guideline credit review.<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 799 Median Credit Score, Oldest Trade 4/2006 |
| &nbsp;&nbsp;&nbsp;936 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 13 years and 2 months<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80.00% LTV below guideline requirements of 85.00% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 808 is 188 points above program guideline minimum of 620.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 40+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| &nbsp;&nbsp;&nbsp;929 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is<br>not available.<br>xxx to order<br>desk review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1745: Significant total monthly debt reduction<br> - xxx Comments: Post Closing Assets $129,889.95 or 53.69 months PITI reserves. Required $26,527.32<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit score 793. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing Assets $129,889.95 or 53.69 months PITI reserves. Required $26,527.32 |
| &nbsp;&nbsp;&nbsp;406 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Provide 3rd<br>party<br>documentation<br>supporting the<br>payment in<br>full of the<br>mortgage to<br>(XXXX)<br>dated 1/22/24<br>in the amount<br>of<br>$160,000.00<br>secured by the<br>subject as<br>show by the<br>Note in the<br>file. | 10/17/2025<br>Received<br>evidence<br>XXXX was<br>satisfied<br>4/2025. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrower has occupied the primary residence for 10 years<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: The borrower has been XXXX for 13 years 1 month. |
| &nbsp;&nbsp;&nbsp;406 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Terms/<br>Guidelines | Satisfied C A | CRDTER3122 | Loan<br>documents<br>do not meet<br>guideline<br>requirements | No | Provide 3rd<br>party<br>documentation<br>for which<br>property the<br>XXXXX<br>HELOC<br>account

#XXXX<br>belongs as<br>required by<br>Item 20 of the<br>DU Findings. | 10/24/2025:<br>Received<br>docs to<br>show lien<br>on XXXX. | 10/24/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrower has occupied the primary residence for 10 years<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: The borrower has been XXXX for 13 years 1 month. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;959 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30 for 127 months.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 20.12% is below the guideline minimum |
| &nbsp;&nbsp;&nbsp;915 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | xxx to<br>Order<br>CDA to<br>Support<br>value of<br>$XXX.<br>CU<br>score is<br>2.6. | 10/16/25<br>Received<br>satisfactory<br>desk review | 10/16/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 44.74% is below the minimum program requirement of 50%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 768 > 148 points above guideline program minimum of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 8 years and 10 months. |
| &nbsp;&nbsp;&nbsp;956 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>returned<br>no<br>score.<br>xxx to<br>order<br>Desk<br>Review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance (-<br>6.19%). | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 12.95/max 50%<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 70%/max 90%<br> CFCFS2860: Good credit history<br> - xxx Comments: No late payments or derogatory credit events |
| &nbsp;&nbsp;&nbsp;1012 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>(or CU)<br>score is<br>>2.5.<br>xxx to<br>order<br>desk<br>review | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 20% DTI is less than 45%.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: XXX since 6/15/2009. |
| &nbsp;&nbsp;&nbsp;934 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Min fico 680; Borrower median fico 745<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Consumer credit history strengthens file with 0 x 30 x 36 on mtgs |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;931 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75.00% LTV below guideline requirements of 85.00% per program.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 28.14% DTI is below guideline requirement of 50.00%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 767 is 147 points above program guideline minimum of 620. |
| &nbsp;&nbsp;&nbsp;927 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Credit | Insurance | Active C | CRDINSR289 | Insufficient<br>Hazard<br>Insurance<br>Coverage | Yes | Missing<br>master<br>association<br>policy that<br>covers the<br>subject<br>building.<br>Only<br>evidence of<br>hazard in<br>file is an<br>HO6<br>policy<br>which only<br>provide<br>coverage<br>of $75,700<br>with<br>$XXX<br>required. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage history reports 9 mos. 0x30 and 27 mos. 0x30.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets $19,899.92 exceed required reserves $12,307.20.<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrowers have minimal use of consumer credit. Credit line usage 15.12%. |
| &nbsp;&nbsp;&nbsp;927 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation:<br>No LCA<br>score<br>established.<br>xxx to<br>order desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage history reports 9 mos. 0x30 and 27 mos. 0x30.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets $19,899.92 exceed required reserves $12,307.20.<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrowers have minimal use of consumer credit. Credit line usage 15.12%. |
| &nbsp;&nbsp;&nbsp;995 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: B1 has 14 years at current Job<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: FICO of 779 exceed minimum score of 662 |
| &nbsp;&nbsp;&nbsp;921 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 13 years at current job.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: FICO score of 778 exceed guideline minimum of 662 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;948 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>not<br>available.<br>xxx to order<br>desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit Score 694. Minimum required 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets $55,414.14 or 15.76 months PITI reserves. Required reserves $28,242.19<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Calculated DTI 17.03%. Max 45% |
| &nbsp;&nbsp;&nbsp;922 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI below 30%<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Low LTV of 65%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 806 credit score exceeds minimum FICO requirements by 186 points |
| &nbsp;&nbsp;&nbsp;1015 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Mortgage payment history is for 40 months when 12 months are required. |
| &nbsp;&nbsp;&nbsp;1016 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | Provide the<br>most recent<br>and full/<br>complete<br>AUS. DU<br>run # 7<br>appears to<br>be the most<br>recent AUS,<br>however it<br>is<br>incomplete<br>and broken<br>into several<br>parts,<br>reviewer<br>unable to<br>conclusively<br>match all<br>parts and<br>determine<br>which<br>belongs to<br>which AUS.<br>There<br>appear to be<br>total of 7<br>DU findings<br>and most<br>are<br>incomplete<br>or broken. | 10/15/2025:<br>Received<br>all pages<br>DU #7. | 10/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70 % is below Guidelines 85% maximum.<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30,0x60 and 0x90 with 60 months reviewed.<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Low credit utilization ratio of only 13.17% and only one account with balance. |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75.00% LTV below guideline requirements of 85.00% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 773 is 153 points above program guideline minimum of 620.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.11% DTI is below guideline requirement of 50.00%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;926 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 80%. Max 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit Score 759. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $16,043.41 or 57.40 months PTIT reserves. Required reserves $12,188.48 |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>xxx to<br>order<br>BPO | 10/17/2025:<br>Received<br>BPO<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 23 years and 5 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 790 > 170 points above guideline program minimum of 620.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 45.12% is below the minimum program requirement of 50%.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70 LTV for Subject Property is below guideline max LTV of 90% |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 71.15% LTV below guideline maximum 75% LTV requirements.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 4.75yrs tenure with current employer<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 106 consecutive months mortgage payment history exceeds 24 month credit history<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 760 Median Credit Score, 8/2006 Oldest Trade<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 26.13% DTI below maximum allowed 45% per guidelines.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $673,843 verified cash reserves exceed $13,177.72 reserves required per guidelines |
| &nbsp;&nbsp;&nbsp;258 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 803 FICO score exceeds minimum guidelines by 183 points<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Low LTV of 75%<br> CFCFS2860: Good credit history<br> - xxx Comments: Good credit history with no late payments |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>2.6. xxx<br>to order<br>Desk<br>Review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 69.23%: guidelines allow 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 782 is 102 points above minimum program requirement of 680. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | 1. Missing<br>verification<br>of the taxes<br>for the<br>\*\*\*\* lot<br>with EMV<br>$1,529,732<br>per loan<br>application.<br>2. Missing<br>business<br>existence<br>verification<br>for XXXX<br>and XXXX<br>dated<br>within 120<br>days of<br>Note Date.<br>Current<br>information<br>undated/<br>cropped. | 10/17/2025:<br>Received<br>verification of<br>taxes $xxx =<br>$xxx/<br>mo.10/17/2025:<br>Received proof<br>business is<br>active. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70% LTV below maximum allowed 75% LTV per guidelines<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 24.167yrs tenure with current XXXX business<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has 24.167yrs with current XXXX business.<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional documented income not used in qualifying. XXX $131,440.88/12=$10,953.41 per month. |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject PITI | No | Missing<br>verification<br>of the taxes<br>for the<br>XXXX lot<br>with EMV<br>$1,529,732<br>per loan<br>application. | 10/17/2025:<br>Received<br>verification of<br>taxes $xxx =<br>$xxx/mo. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70% LTV below maximum allowed 75% LTV per guidelines<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 24.167yrs tenure with current XXXX business<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has 24.167yrs with current XXXX business.<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional documented income not used in qualifying. XXX $131,440.88/12=$10,953.41 per month. |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied B A | CRDINC2496 | Verbal<br>verification<br>of<br>employment<br>completed<br>outside the<br>stated<br>requirements<br>and/or after<br>closing/<br>funding | No | Missing<br>business<br>existence<br>verification<br>for XXXX<br>and XXXX<br>dated<br>within 120<br>days of<br>Note Date.<br>Current<br>information<br>undated/<br>cropped. | 10/17/2025:<br>Received proof<br>business is<br>active. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70% LTV below maximum allowed 75% LTV per guidelines<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 24.167yrs tenure with current XXXX business<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has 24.167yrs with current XXXX business.<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional documented income not used in qualifying. XXX $131,440.88/12=$10,953.41 per month. |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession for 20 years<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 75%. Max 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit Score 779. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $54,965.08 or 11.74 months PITI reserves. No reserves required |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject To"<br>w/o<br>Completion<br>Cert in File | No | Missing the<br>1004D<br>showing<br>subject<br>completed<br>per plans<br>and specs. | 10/13/2025:<br>Received<br>1004D. 100%<br>complete. | 10/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession for 20 years<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 75%. Max 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit Score 779. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $54,965.08 or 11.74 months PITI reserves. No reserves required |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is not<br>available.<br>xxx to<br>order desk<br>review. | 10/17/2025<br>Received desk<br>review. Value<br>supported with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession for 20 years<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 75%. Max 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit Score 779. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $54,965.08 or 11.74 months PITI reserves. No reserves required |
| &nbsp;&nbsp;&nbsp;664 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned no<br>score. xxx<br>to order<br>Desk<br>Review. | 10/17/2025:<br>Received CDA<br>supporting value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30 for 214 months. |
| &nbsp;&nbsp;&nbsp;663 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3670 | TRID—Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | $50.30<br>Zero<br>Tolerance<br>due<br>increase in<br>Appraisal<br>fee from<br>$75 to<br>$125.30<br>without a<br>valid CoC.<br>Requires<br>CoC, or<br>corrected<br>PCCD,<br>copy of<br>refund<br>check,<br>LOX and<br>verification<br>of<br>shipping. | 10.23.2025—PCCD,<br>LOX, proof of<br>principal reduction<br>received. | 10.23.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Current job since 01/31/2005.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 62.66 is less that the max of 70.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 690 exceeds the 620 required. |
| &nbsp;&nbsp;&nbsp;663 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5.<br>xxx to<br>order desk<br>review | 10/17/2025:<br>Received CDA<br>supporting value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Current job since 01/31/2005.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 62.66 is less that the max of 70.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 690 exceeds the 620 required. |
| &nbsp;&nbsp;&nbsp;1154 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP-<br>SSR in file<br>returned no<br>CU score.<br>xxx to<br>order desk<br>review. | 10/17/25 Received<br>satisfactory desk<br>review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 12 years and 7 months<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 6 years and 2 months<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 815 is 195 points above program guideline minimum of 620.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 30.17% LTV below guideline requirements of 50.00% per program. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;950 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved, xxx<br>to order BPO | 10/16/2025:<br>Received BPO<br>supporting value. | 10/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 74.43% LTV below guideline requirements of 85.00% per program.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 14 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 706 is 86 points above program guideline minimum of 620. |
| &nbsp;&nbsp;&nbsp;1091 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 73.84% LTV below guideline requirements of 85.00% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 759 is 139 points above program guideline minimum of 620.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 23.46% DTI is below guideline requirement of 45.00%.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 5 years and 5 months |
| &nbsp;&nbsp;&nbsp;1155 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | 1. Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to verify no<br>HOA expense<br>for all<br>properties<br>owned as<br>qualified<br>with.2.<br>Missing<br>Verification of<br>existence of<br>business dated<br>within<br>tolerance of<br>guideline<br>requirements.<br>Verification of<br>business in<br>file does not<br>reflect the date<br>the document<br>was obtained. | 10/17/2025: After<br>further review,<br>xxx verified no<br>HOA on any REO<br>on<br>zillow.10/17/2025:<br>Received<br>verification<br>business is active. | 10/17/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 8.083yrs tenure with current XXXX-XXXX business<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 768 Median Credit Score, 12/2010 Oldest Trade Line<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional documented rental income from the subject property not used in qualifying. $3930.40 per month from 1040 analysis. Rental Income Appraisal form not provided. |
| &nbsp;&nbsp;&nbsp;1155 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Income/<br>Employment | Satisfied B A | CRDINC2496 | Verbal<br>verification<br>of<br>employment<br>completed<br>outside the<br>stated<br>requirements<br>and/or after<br>closing/<br>funding | No | Missing<br>Verification of<br>existence of<br>business dated<br>within<br>tolerance of<br>guideline<br>requirements.<br>Verification of<br>business in<br>file does not<br>reflect the date<br>the document<br>was obtained. | 10/17/2025:<br>Received<br>verification<br>business is active. | 10/17/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 8.083yrs tenure with current XXXX-XXXX business<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 768 Median Credit Score, 12/2010 Oldest Trade Line<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional documented rental income from the subject property not used in qualifying. $3930.40 per month from 1040 analysis. Rental Income Appraisal form not provided. |
| &nbsp;&nbsp;&nbsp;1155 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Legal<br>Documents | Satisfied C A | CRDLGL5480 | Trust<br>Documents<br>Not<br>Acceptable/<br>Not<br>Executed | No | Missing copy<br>of fully<br>executed Trust<br>Cert. Only<br>illegible copy<br>of trust docs<br>in file. | 10/17/2025:<br>Received fully<br>executed Trust<br>Cert. | 10/17/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 8.083yrs tenure with current XXXX-XXXX business<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 768 Median Credit Score, 12/2010 Oldest Trade Line<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional documented rental income from the subject property not used in qualifying. $3930.40 per month from 1040 analysis. Rental Income Appraisal form not provided. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1155 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP score<br>not provided.<br>xxx to order<br>desk review. | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 8.083yrs tenure with current XXXX-XXXX business<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 768 Median Credit Score, 12/2010 Oldest Trade Line<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional documented rental income from the subject property not used in qualifying. $3930.40 per month from 1040 analysis. Rental Income Appraisal form not provided. |
| &nbsp;&nbsp;&nbsp;1186 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A B | Credit | Credit/<br>Mtg<br>History | Satisfied B A | CRDCRMH123 | No<br>evidence<br>of required<br>debt<br>payoff | No | Missing<br>evidence of<br>second lien<br>(XXX)<br>payoff<br>reporting on<br>title; payoff<br>$34,627.52<br>provided.<br>Debt/<br>Subordination<br>not included<br>in transaction<br>details. | 1/16/2025:<br>Received<br>XXX<br>payoff<br>matching<br>amount on<br>Final CD. | 1/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 7.5yrs tenure with current employer<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 84 months consecutive months current mortgage payment history exceeds 24 month guideline<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 783 Median credit score exceeds guidelines.<br> CFCFS2860: Good credit history<br> - xxx Comments: Good credit history. 783 Median Score, Aged 2x30 dated 2018. Oldest trade 7/2004. |
| &nbsp;&nbsp;&nbsp;1186 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A B | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing CDA<br>to support<br>appraisal<br>value of<br>$XXX due to<br>missing CU<br>score; xxx to<br>order CDA. | 1/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 1/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 7.5yrs tenure with current employer<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 84 months consecutive months current mortgage payment history exceeds 24 month guideline<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 783 Median credit score exceeds guidelines.<br> CFCFS2860: Good credit history<br> - xxx Comments: Good credit history. 783 Median Score, Aged 2x30 dated 2018. Oldest trade 7/2004. |
| &nbsp;&nbsp;&nbsp;1186 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A B | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA858 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Individual<br>& Public) | No | Missing<br>inspection<br>after most<br>recent XXX.<br>xxx to order<br>PDI. | 2/6/2025:<br>Received<br>1/30/2025<br>PDI<br>Report—no<br>damage. | 2/6/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 7.5yrs tenure with current employer<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 84 months consecutive months current mortgage payment history exceeds 24 month guideline<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 783 Median credit score exceeds guidelines.<br> CFCFS2860: Good credit history<br> - xxx Comments: Good credit history. 783 Median Score, Aged 2x30 dated 2018. Oldest trade 7/2004. |
| &nbsp;&nbsp;&nbsp;435 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP<br>provided. xxx<br>to order Desk<br>Review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 772 median FICO. Minimum required 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;423 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not disclosed/<br>accounted for<br>at origination | No | The last DU<br>run doesn't<br>account for the<br>spousal<br>support of<br>$XXX per<br>month that is<br>paid by the<br>borrower. | 10/24/2025:<br>Received updated<br>AUS, 1008 and<br>1003. DTI is now<br>within tolerance. | 10/24/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession for 28 years<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 55.71%. Max 75<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: verified Credit score 695. Minimum required 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $7,704.84 or 2.52 months PITI reserves. No reserves required |
| &nbsp;&nbsp;&nbsp;423 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved, xxx<br>to order BPO | 10/16/2025:<br>Received BPO<br>supporting value. | 10/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession for 28 years<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 55.71%. Max 75<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: verified Credit score 695. Minimum required 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $7,704.84 or 2.52 months PITI reserves. No reserves required |
| &nbsp;&nbsp;&nbsp;244 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score not<br>provided, no<br>UCDP in file.<br>xxx to order<br>desk review. | 10/17/2025<br>Received desk<br>review. Value<br>supported with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Good mortgage payment history with 0 x 30, 0 x 60 and 0 x 90 and 82 months reviewed.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $9,000.99 exceed LP required of $8,035.44.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been employed with the same employer for past 5 years. |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP<br>provided. xxx<br>to order Desk<br>Review. | 10/17/2025<br>Received desk<br>review. Value<br>supported with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: B1 income: Monthly base per provided paystub $22,477.45B2 income: Base hourly rate per paystub $120.20 x 2080 = $250,016 /12 = $20,834.66<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30 on current MTG opened XXX and prior MTG history per CBR with no reported delinquency<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Start date 5/15/1997<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Start date 06/01/2013<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Qualifying credit score 804 exceeds GL min 620<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI calculated 23.17% below GL max 45% |
| &nbsp;&nbsp;&nbsp;402 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID—Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | Zero Tolerance<br>Fee of $566.75<br>due to<br>Discount<br>Points % fee<br>increase on LE<br>XXX. Provide<br>a valid Change<br>of<br>Circumstance,<br>or Post Close<br>CD, LOX and<br>copy of refund<br>check to<br>borrower with<br>proof of<br>delivery via<br>tracking<br>method within<br>60 days of<br>consummation. | 10.24.2025—COC<br>provided. | 10.24.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 783 is > the minimum credit score of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: The borrower has been with the current employer for 20 years and 11 months.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage history reviewed for 84 months with 0x30. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;402 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3676 | TRID—CD:<br>Ten percent<br>tolerance fee<br>or fees<br>increased at or<br>prior to closing<br>without a valid<br>reason or not<br>timely<br>disclosed;<br>refund<br>required within<br>60 days of<br>consummation. | No | Ten Tolerance<br>Fee of $81.70<br>due to<br>Recording Fee<br>increase on<br>CD XXX.<br>Provide a valid<br>Change of<br>Circumstance,<br>or Post Close<br>CD, LOX and<br>copy of refund<br>check to<br>borrower with<br>proof of<br>delivery via<br>tracking<br>method within<br>60 days of<br>consummation. | 10.24.2025—LOX,<br>PCCD and<br>principal reduction<br>in 81.70 provided. | 10.24.2025<br>-Exception<br>satisfied | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 783 is > the minimum credit score of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: The borrower has been with the current employer for 20 years and 11 months.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage history reviewed for 84 months with 0x30. |
| &nbsp;&nbsp;&nbsp;402 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP<br>provided. xxx<br>to order Desk<br>Review. | 10/17/2025<br>Received desk<br>review. Value<br>supported with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 783 is > the minimum credit score of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: The borrower has been with the current employer for 20 years and 11 months.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage history reviewed for 84 months with 0x30. |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA not<br>performed.<br>xxx to order<br>desk review. | 10/17/2025<br>Received desk<br>review. Value<br>supported with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $169,946.44 or 113.24 months PITI reserves exceed AUS required reserves of $109,649.08<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 65 is below guideline requirement max of 85.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 747 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP.<br>xxx to order<br>Desk Review. | 10/17/2025:<br>Received CDA<br>supporting value. | 10/17/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 59% is below guideline requirement of 80%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Required reserves are $14,042.04. Verified post close assets of $102,743.29.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 779 exceeds guideline requirement of 620. |
| &nbsp;&nbsp;&nbsp;433 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Credit | Insurance | Active C | CRDINSR5353 | Insurance<br>Expiration date<br>is prior than<br>the transaction<br>date | Yes | Condo Master<br>HOI was<br>effective<br>7/1/2024-<br>7/1/2025. Loan<br>closed XXX.<br>Provide<br>renewal policy<br>dec page. | (No Data) | (No Data) | Not<br>Applicable | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30 for 138 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has $596,155.99/140.78 PITIA which is > guideline minimum. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;433 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP in<br>the file. xxx to<br>order Desk<br>Review. | 10/17/2025<br>Received desk<br>review. Value<br>supported with<br>0% variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30 for 138 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has $596,155.99/140.78 PITIA which is > guideline minimum. |
| &nbsp;&nbsp;&nbsp;960 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP in<br>the file. xxx to<br>order Desk<br>Review. | 10/17/25<br>Received<br>satisfactory desk<br>review | 10/17/25<br>Exception satisfied (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 79/max 90%<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 24.47/max 50%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 14 month additional reserves |
| &nbsp;&nbsp;&nbsp;4 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>approved PIW.<br>xxx to order<br>BPO. | 10/16/2025:<br>Received BPO<br>supporting value. | 10/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 721 median FICO. minimum required 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified $169,600.17 in post closing reserves. DU requires $65,986.14 reserves. |
| &nbsp;&nbsp;&nbsp;1187 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Missing<br>income<br>documentation<br>and mortgage<br>documentation. | 6/17/2025:<br>Received<br>paystubs<br>andW2s.<br>Business returns<br>not requiredper<br>AUS guides<br>when income is<br>notused. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 786 credit score exceeds guideline minimum FICO of 620. |
| &nbsp;&nbsp;&nbsp;1187 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Credit/<br>Mtg<br>History | Satisfied D A | CRDCRMH149 | Missing<br>support docs<br>for VOM/<br>VOR (e.g.<br>cancelled<br>checks) | No | Missing<br>mortgage<br>statements for<br>all properties<br>supporting<br>they are<br>escrowed.<br>Loan file<br>contains XXX<br>mortgage<br>statement for<br>XXX only.<br>Missing HOA<br>statements for<br>all properties.<br>Missing<br>mortgage<br>history or<br>VOM for<br>subject<br>property, not<br>reflected on<br>any credit<br>report. Provide<br>HOA figure<br>for subject<br>property as<br>HOA<br>certificate in<br>file doesnot<br>reflect an<br>amount and it<br>is not reflected<br>on the<br>appraisal.<br>XXX for<br>$3,633.91;<br>XXX for<br>$$3,213.00;<br>XXX for<br>$$2,799.00;<br>XXX for<br>$224.00; XXX<br>for<br>$$5,536.62;<br>XXX for<br>$$2,605.90and<br>XXX for<br>$$2,605.00<br>used in DTI<br>calculation. | 6/17/2025:<br>Received HOA<br>docs. Still need<br>PITI info for all<br>REOs.8/15/2025:<br>Received PITI<br>info. | 6/17/2025:<br>Exception<br>remains.8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 786 credit score exceeds guideline minimum FICO of 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1187 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC888 | Income<br>Amount is<br>Unsupported<br>by<br>Documentation<br>in File | No | Missing income<br>documentation for<br>all Borrowers. | 6/17/2025:<br>Received<br>paystubs<br>andW2s. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 786 credit score exceeds guideline minimum FICO of 620. |
| &nbsp;&nbsp;&nbsp;1187 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2302 | Missing<br>Required<br>Income<br>Documentation | No | Borrower<br>1—Missing paystub<br>and prior year W2<br>or WOVE<br>supporting<br>$20,326.61/monthly.<br>Missing 2022<br>personal tax returns<br>for Capital gains<br>losses. Missing 2<br>years Business<br>returns or 2023 K1's<br>supporting that<br>Borrower 1 has<br><25% ownership in<br>5 Business reflected<br>on Sch E (XXX,<br>XXX, XXX and<br>XXX). Loan file<br>contains 2023 1040. | 6/17/2025:<br>Received<br>paystubs and<br>W2s. Business<br>returns not<br>required per AUS<br>guides when<br>income is not<br>used. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 786 credit score exceeds guideline minimum FICO of 620. |
| &nbsp;&nbsp;&nbsp;1187 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not meet<br>guidelines | No | Borrower<br>2—Missing prior<br>years W2 or<br>WVOE. Loan file<br>contains paystub for<br>02/28/25. | 6/17/2025:<br>Received<br>paystubs<br>andW2s. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 786 credit score exceeds guideline minimum FICO of 620. |
| &nbsp;&nbsp;&nbsp;1187 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Borrower<br>3—Missing Paystub<br>and prior year W2<br>or WVOE<br>supporting<br>$25,000.00/monthly. | 6/17/2025:<br>Received<br>paystubs<br>andW2s. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 786 credit score exceeds guideline minimum FICO of 620. |
| &nbsp;&nbsp;&nbsp;1187 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score does not<br>meet req. xxx to<br>order CDA. | 6/16/2025: CDA<br>provided<br>supportsappraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 786 credit score exceeds guideline minimum FICO of 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 74.72%; guidelines allow 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit of 763 is 83 points above minimum program requirements of 680 |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Active D | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | Yes | Appraisal<br>Update and/<br>or<br>Certification<br>of<br>Completion<br>is not<br>included in<br>the loan file. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 773 FICO score. Minimum required 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has successfully owner and operated XXX business for 8 years. |
| &nbsp;&nbsp;&nbsp;572 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score is<br>3.8, xxx to<br>order CDA. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 36.34% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $11,226.45 exceed DU required of $4441.57. |
| &nbsp;&nbsp;&nbsp;459 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets $10,649.33 or months PITI. Required reserves $10,526.57.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 6 years 7 months at current job.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 22 years at current residence.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: CBR shows mortgage history 0x30 since 10/2012, guidelines require 12 mos. 0x30.<br> CFCFS2860: Good credit history<br> - xxx Comments: No reported credit delinquency 319 months history.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Qualifying credit score 740 exceeds guideline min 620.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Credit score 740 with 319 months and no reported delinquency. |
| &nbsp;&nbsp;&nbsp;891 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 795 FICO score. Minimum required 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $308,195.49 or 144.23 months of PITIA. Required reserves $22,085.39. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3640 | TRID—CD:<br>Zero<br>tolerance fee<br>or fees<br>increased at<br>or prior to<br>closing<br>without a<br>valid reason<br>or the revised<br>LE/CD was<br>not timely<br>disclosed;<br>insufficient<br>credit or<br>refund<br>provided | Yes | $185 Zero<br>Percent<br>Tolerance<br>Violation due<br>to increase in<br>Appraisal fee<br>by $140 and<br>Loan Points<br>by $20 and<br>$25 Title<br>Recording fee<br>added at or<br>prior to close<br>without a<br>valid Change<br>in<br>Circumstance.<br>Requires CIC,<br>or corrected<br>PCCD, copy<br>of refund<br>check, LOX<br>and<br>verification of<br>shipping.<br>$171 lender<br>credit<br>provided<br>however a<br>portion of that<br>goes for<br>increase in<br>recroding fees<br>an additional<br>$14 is<br>required. | (No Data) | (No Data) | Numeric | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 32+ Months reporting<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 32+ Months reporting<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 249 credit history exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;310 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have owned primary residence for 10 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified cash reserves $154,746.39 exceed guidelines $47,763.10. |
| &nbsp;&nbsp;&nbsp;154 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3626 | TRID—CD:<br>Loan<br>consummated<br>before end of<br>waiting<br>period | No | Please provide<br>evidence that<br>borrower<br>acknowledged<br>receipt of the<br>Final LE<br>dated XXX, 3<br>business days<br>prior to<br>consummation<br>date of XXX | 10.23.2025—Receipt<br>of LE xxx received<br>xxx. | 10.23.2025<br>-Exception<br>satisfied | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 694 credit score > min. requirement of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $23,693.79 or 9.29 mos. PITIARequired PITIA reserves $19,479.66 |
| &nbsp;&nbsp;&nbsp;154 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score N/<br>A. 2-unit<br>property. xxx<br>to order Desk<br>Review. | 10/21/2025 Received<br>desk review.<br>Supports value with<br>0% variance. | 10/21/2025<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 694 credit score > min. requirement of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $23,693.79 or 9.29 mos. PITIARequired PITIA reserves $19,479.66 |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 798 credit score exceeds minimum FICO requirements by 178 points<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Low LTV of 75%<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: B2 has history of receiving overtime but did not use to qualify |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | xxx Score is<br>>xxx. xxx to<br>order desk<br>review. | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 32.74% DTI is below program max allowable of 45%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 747 FICO exceeds program min by > 20 points. |
| &nbsp;&nbsp;&nbsp;142 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing updated<br>valuation. CU<br>score > xxx. xxx<br>to order desk<br>review. | 10/21/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>tolerance. | 10/21/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned primary residence for 12 years and 3 months.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has been with current employer for 21 years and 5 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $929,267.08 in assets exceeds DU requirement of $392,848.00. |
| &nbsp;&nbsp;&nbsp;201 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 7.5yrs tenure with XXXX business<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV below maximum allowed 85% LTV per guidelines<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 82 consecutive months mortgage payment history exceeds 24 month guideline credit review.<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional business documented income from XXXX XXXX XXXX not used in qualifying. $11,967/12=$997.25 per month.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $186,679.32 verified reserves exceed guideline required reserves of $27,768.34 |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 775 credit score > min. requirement of 620<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 25.4 years current job time<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $575,633.58 or 241.97 months of PITIA. Required PITIA reserves are $28,513.59<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: 4.00% revolving credit utilization |
| &nbsp;&nbsp;&nbsp;870 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Terms/<br>Guidelines | Active D | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | Yes | Updated AUS<br>required to<br>correct<br>occupancy to<br>2nd home. All<br>documentation<br>in file supports<br>subject is a<br>second home.<br>DU AUS in file<br>reflects<br>occupancy as<br>investment<br>property. DU<br>recommendation<br>to remain<br>Approve/<br>Eligible. | 10/21/2025:<br>Lender<br>LOX<br>stating loan<br>closed as an<br>Investor. 1.<br>The<br>Mortgage<br>for this<br>transaction<br>has a 2nd<br>Home<br>Rider<br>signed and<br>checked. If<br>this is an<br>Investment,<br>a new<br>Mortgage<br>with 1-4<br>Family<br>Rider and<br>verification<br>re-recorded<br>is<br>required.2.<br>Per<br>borrower<br>LOX on<br>page 321 of<br>the PDF,<br>this loan is<br>a 2nd<br>home.No<br>changes<br>made. | 10/21/2025:<br>Exception<br>remains. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: 25% consumer credit utilization in file<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 25% consumer credit utilization in file<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 53.22 months piti reserves |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;870 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score<br>> 2.5. xxx<br>to order<br>desk<br>review. | 10/17/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: 25% consumer credit utilization in file<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 25% consumer credit utilization in file<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 53.22 months piti reserves |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 18 years and 10 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 782 > 162 points above guideline program minimum of 620.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.40% is below the minimum program requirement of 45%.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 36.923% LTV for Subject Property is below guideline max LTV of 75% |
| &nbsp;&nbsp;&nbsp;910 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score 774 exceeds minimum score of 620<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 12.42% below max of 45%<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 75% below max of 85% investment purchase |
| &nbsp;&nbsp;&nbsp;188 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5.<br>xxx to<br>order desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 806 FICO score is above the 620 min.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70% LTV is below the 90% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $139426.83 reserves is above the required $12112.90.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.15% DTI is below the 45% max. |
| &nbsp;&nbsp;&nbsp;144 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no score.<br>xxx to<br>order<br>Desk<br>Review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 30 years and 5 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 803 > 183 points above guideline program minimum of 620<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 12.241% is below the minimum program requirement of 50%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;155 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 775 FICO score is above the 620 min.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 35.13% DTI is below the 45% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $110847.84 in reserves is above the $12909.30 required. |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned no<br>score. xxx to<br>order Desk<br>Review. | 10/22/2025:<br>Desk Review<br>received,<br>Indeterminate<br>value. | 10/22/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence 4+ years.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 536 months credit history exceeds guidelines.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 35+ months reserves exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Value | Active C | PRVAVALU5249 | Property<br>Value Not<br>Supported | Yes | 10/22/2025:<br>Exception<br>added after<br>review of<br>trailing docs:<br>Desk Review<br>returned<br>Indeterminate<br>value. xxx to<br>order Field<br>Review. | (No Data) | (No Data) | Not<br>Applicable | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence 4+ years.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 536 months credit history exceeds guidelines.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 35+ months reserves exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is<br>> 2.5. xxx to<br>order desk<br>review. | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied | (No Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 7 years and 6 months<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 74.32% LTV below guideline requirements of 85.00% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 739 is 119 points above program guideline minimum of 620. |
| &nbsp;&nbsp;&nbsp;670 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing from<br>file. unable to<br>determine | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 752 FICO score is above the 620 min.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.37% DTI is below the 45% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $19112.85 in reserves is above the required $16376.46.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70% LTV is below the 75% max. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;670 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or CU)<br>score is >2.5.<br>xxx to order<br>desk review. | 10/17/2025<br>Received desk<br>review. Value<br>supported with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 752 FICO score is above the 620 min.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 37.37% DTI is below the 45% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $19112.85 in reserves is above the required $16376.46.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70% LTV is below the 75% max. |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3676 | TRID—CD:<br>Ten percent<br>tolerance fee<br>or fees<br>increased at or<br>prior to closing<br>without a valid<br>reason or not<br>timely<br>disclosed;<br>refund<br>required within<br>60 days of<br>consummation. | No | Recording fees<br>and Sales Tax<br>increased prior<br>to closing a<br>valid reason or<br>not timely<br>disclosed;<br>refund<br>required within<br>60 days of<br>consummation.<br>Provide a COC<br>for the<br>increase | 10.23.2025—COC<br>provided | 10.23.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 7.83yrs tenure with current employer<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 787 Median Credit Score, Oldest Trade 3/2003, 7% credit usage<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 99 consecutive months mortgage payment history, on 4 properties, exceeds 24 month credit guidelines. |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Title | Satisfied C A | CRDTIL875 | Title Does Not<br>Agree With<br>Mortgage | No | Title Does Not<br>Agree With<br>Mortgage.<br>Title Vesting<br>XXX Deed/<br>Mtg XXX &<br>XXX. Chain<br>of title QCD<br>6/13/13<br>Grantor XXX,<br>Grantee XXX.<br>Closing<br>Instructions<br>also indicate<br>both for<br>vesting.<br>Provide Grant<br>Deed or QCD<br>showing<br>vesting for<br>XXX only or<br>corrected Title. | 10/24/2025:<br>Received updated<br>Title showing both<br>vested. | 10/24/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 7.83yrs tenure with current employer<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 787 Median Credit Score, Oldest Trade 3/2003, 7% credit usage<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 99 consecutive months mortgage payment history, on 4 properties, exceeds 24 month credit guidelines. |
| &nbsp;&nbsp;&nbsp;389 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 22 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 789 exceeds min 620<br> CFCFS2860: Good credit history<br> - xxx Comments: 205 months no delinquency<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: 7 years |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor | ATR/<br>QM:<br>Status<br>Pending D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active D | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage rule;<br>the loan file is<br>missing<br>documents to<br>complete the<br>ATR/QM<br>review and<br>render an<br>accurate ATR/<br>QM status. | Yes | Missing<br>WVOE XXX<br>used by AUS<br>to validate B1<br>income (base<br>& bonus), as<br>per DU<br>message # 18.<br>While YTD<br>paystubs and<br>W2 were<br>provided for<br>B1, unable to<br>verify bonus<br>income<br>without<br>referenced<br>WVOE. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 42.03% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $16,022.40 exceed DU required of $9,679.21. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor | ATR/<br>QM:<br>Status<br>Pending D C A | Credit | Credit/Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations not<br>disclosed/<br>accounted for<br>at origination | No | Document : 1.<br>$177 XXX<br>debt payment<br>acct XXX<br>used to qualify<br>(the amount<br>does not<br>match the<br>credit report<br>amount)2.<br>$234 XXX<br>debt payment<br>acct # XXX<br>used to qualify<br>(the amount<br>does not<br>match the<br>credit report<br>amount) | 10/15/2025:<br>Received<br>credit supp<br>showing<br>updated<br>payments<br>as noted. | 10/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 42.03% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $16,022.40 exceed DU required of $9,679.21. |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor | ATR/<br>QM:<br>Status<br>Pending D C A | Credit | Income/<br>Employment | Active C | CRDINC888 | Income<br>Amount is<br>Unsupported<br>by<br>Documentation<br>in File | Yes | Missing<br>WVOE XXX<br>used by AUS<br>to validate B1<br>income (base<br>& bonus), as<br>per DU<br>message # 18.<br>While YTD<br>paystubs and<br>W2 were<br>provided for<br>B1, unable to<br>verify bonus<br>income<br>without<br>referenced<br>WVOE. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 42.03% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $16,022.40 exceed DU required of $9,679.21. |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor | ATR/<br>QM:<br>Status<br>Pending D C A | Credit | Re-Verifications | Active C | CRDRVRFC1803 | Debts/<br>Obligations<br>that were not<br>discl at<br>origination<br>revealed<br>through<br>independent<br>re-verification | Yes | IRS payment<br>noted in XXX<br>statement in<br>recurring<br>$125.00<br>monthly<br>amount. This<br>payment has<br>now been<br>added to DTI.<br>Provide<br>applicable<br>documentation<br>to verify this<br>amount,<br>payment plan,<br>etc., or<br>otherwise<br>applicable<br>documentation<br>if this<br>payment and<br>obligation has<br>been satisfied. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 42.03% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $16,022.40 exceed DU required of $9,679.21. |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor | ATR/<br>QM:<br>Status<br>Pending D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>>2.5. xxx to<br>order desk<br>review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 42.03% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $16,022.40 exceed DU required of $9,679.21. |
| &nbsp;&nbsp;&nbsp;143 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA/Cu score<br>for XXXX<br>XXXX no<br>provided-<br>updated<br>valuation is<br>required | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit 737 exceeds minimum of 620<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30 over 24 months review<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Assets verified at $65681.85; post reserves of $31,081.77 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;19 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 2.13% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 791 FICO exceeds program min allowable by >20 points.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets of $24,282.03 exceed the minimum required of $5,696.09 |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 62.81 is below guideline requirement of 75.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $3,546,755.58 or 1706.10 months PITI reserves exceed AUS required reserves of $19,337.92.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 808 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3970 | TRID—CD:<br>The Partial<br>Payments<br>section of<br>the Loan<br>Disclosures<br>section has<br>all three<br>options<br>selected, no<br>options<br>selected, or<br>an improper<br>combination<br>of<br>selections. | No | Final CD<br>xxx Loan<br>Disclosures<br>section;<br>Partial<br>Payments<br>has an<br>improper<br>combination<br>of<br>selections.<br>Both may<br>accept and<br>does not<br>accept<br>partial<br>payments is<br>selected. | 10.22.2025—PCCD<br>received. | 10.22.2025<br>-Exception<br>satisfied | Non-Numeric | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 62.81 is below guideline requirement of 75.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $3,546,755.58 or 1706.10 months PITI reserves exceed AUS required reserves of $19,337.92.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 808 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>> 2.5. xxx<br>to order<br>desk<br>review. | 10/17/2025<br>Received desk<br>review. Value<br>supported with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 62.81 is below guideline requirement of 75.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $3,546,755.58 or 1706.10 months PITI reserves exceed AUS required reserves of $19,337.92.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 808 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;176 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 2.01% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 780 FICO exceeds program min allowable by >20 points. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;373 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU returned<br>no score.<br>xxx to order<br>Desk<br>Review. | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 779 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $32,839.81. DU requires $11,528.40 reserves.<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Bonus income not used |
| &nbsp;&nbsp;&nbsp;215 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 43.70% is below Guidelines maximum of 45%.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 85% maximum.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current employer for over 25 years. |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Provide<br>Affiliated<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 762 credit score exceeds minimum FICO requirements by 142 points<br> CFCFS3836: Borrower Net Worth<br> - xxx Comments: Borrower has over 300k in IRA and receiving 140k back at closing<br> CFCFS2860: Good credit history<br> - xxx Comments: Consumer debt: 0x30 x greater than 99 months |
| &nbsp;&nbsp;&nbsp;163 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: B1 & B2 have occupied the primary residence for 4 years 10 months. B3 has owned the primary residence for 5 years 5 months<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: B1 has been with the employer for 5 years 11 months.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: B3 has been xxx for 9 years. |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | AUS<br>provided<br>dated xxx<br>reflects total<br>properties<br>financed of<br>1 (pg. 26 of<br>PDF).<br>Should be 4<br>per final<br>1003/Credit<br>report.<br>Updated<br>AUS<br>required<br>showing<br>total 4<br>financed<br>properties<br>(includes<br>subject) to<br>calculate<br>correct<br>reserve<br>requirement. | 10/20/2025:<br>Received<br>corrected<br>AUS. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score 767 > min. requirement of 620<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: 17% revolving credit utilization |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P**<br>**Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;22 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 38.01% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $7,257.52 exceed $0.00 required. |
| &nbsp;&nbsp;&nbsp;24 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 33.59 is less than the max of 45.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 820 exceeds the 620 required.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80 is less that the max of 90. |
| &nbsp;&nbsp;&nbsp;669 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 620min qualifying 742<br> CFCFS1750: High potential for increased earnings<br> - xxx Comments: B1 recently obtained XXX<br> CFCFS2854: Significant time in profession<br> - xxx Comments: 24 yrs<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: YTD for secondary employment supports higher income |
| &nbsp;&nbsp;&nbsp;391 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 37.84% is below the minimum program requirement of 50%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 714 > 94 points above guideline program minimum of 620.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV for Subject Property is below guideline max LTV of 85% |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 4 years and 6 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 737 > 117 points above guideline program minimum of 620.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV for Subject Property is below guideline max LTV of 85%<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 44.38% is below the minimum program requirement of 45%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA—Loan<br>subject to Ability<br>to Repay/<br>Qualified<br>Mortgage rule;<br>the loan file is<br>missing<br>documents to<br>complete the<br>ATR/QM review<br>and render an<br>accurate ATR/<br>QM status. | No | Missing<br>the VOE<br>for<br>Borrower<br>1's<br>XXXX-<br>XXXX<br>dated<br>within<br>120<br>calendar<br>days<br>prior to<br>the note<br>date | 10/15/2025: Docs<br>received is not<br>dated.10/17/2025:<br>Lender rebuttal: I<br>agree that it is not<br>dated, however,<br>I'm not sure it<br>matters. Per DU<br>item #12 ''Lenders<br>also have the<br>option of obtaining<br>the verbal<br>verification of<br>employment after<br>the note date and<br>prior to delivery to<br>XXXX XXXX.''<br>So, whether it was<br>printed prior to<br>close or after, it<br>would be<br>acceptable. xxx<br>agrees, | 10/15/2025:<br>Exception<br>remains.10/17/2025:<br>Exception satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 78.39% LTV below guideline requirements of 90% per program.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrowers have resided at current residence for 9 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 6 years and 9 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 795 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3618 | TRID—Corrected<br>CD should have<br>been provided;<br>Change of<br>Product or<br>Product Feature<br>not disclosed at<br>least 3 business<br>days prior to<br>closing | No | Initial<br>CD<br>missing<br>from file.<br>Final CD<br>xxx<br>signed on<br>xxx is the<br>only CD<br>in file. | 10.21.2025—Initial<br>CD provided. | 10.21.2025 -<br>Exception satisifed (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 78.39% LTV below guideline requirements of 90% per program.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrowers have resided at current residence for 9 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 6 years and 9 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 795 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3626 | TRID—CD:<br>Loan<br>consummated<br>before end of<br>waiting period | No | Initial<br>CD<br>missing<br>from file.<br>Final CD<br>xxx<br>signed on<br>xxx is the<br>only CD<br>in file. | 10.21.2025—Initial<br>CD provided. | 10.21.2025 -<br>Exception satisfied (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 78.39% LTV below guideline requirements of 90% per program.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrowers have resided at current residence for 9 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 6 years and 9 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 795 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification of<br>employment<br>missing | No | Missing<br>the VOE<br>for<br>Borrower<br>1's self-<br>employed<br>dated<br>within<br>120<br>calendar<br>days<br>prior to<br>the note<br>date | 10/15/2025: Docs<br>received is not<br>dated.10/17/2025:<br>Lender rebuttal: I<br>agree that it is not<br>dated, however,<br>I'm not sure it<br>matters. Per DU<br>item #12 ''Lenders<br>also have the<br>option of obtaining<br>the verbal<br>verification of<br>employment after<br>the note date and<br>prior to delivery to<br>XXXX XXXX.''<br>So, whether it was<br>printed prior to<br>close or after, it<br>would be<br>acceptable. xxx<br>agrees, | 10/15/2025:<br>Exception<br>remains.10/17/2025:<br>Exception satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 78.39% LTV below guideline requirements of 90% per program.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrowers have resided at current residence for 9 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 6 years and 9 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 795 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;829 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: Minimal usage of available revolving credit lines @ 7.59%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets: $135,543.75 (52.98 months PITIA reserves) > Required Reserves: $15,351.67<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 12 years and 5 months<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 792 is 172 points above program guideline minimum of 620.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;33 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is 3, xxx<br>to order<br>CDA. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: CLTV is 80%; guidelines allow 80%.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower has 247 months mortgage payment history 0x30. |
| &nbsp;&nbsp;&nbsp;113 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 715 > min. allowable of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $264,089.55 > required amt of $13,880.10 |
| &nbsp;&nbsp;&nbsp;847 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation;<br>CU score<br>is xxx.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 10/17/2025:<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 764 exceeds guideline requirement of 620.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 35.22% is below guideline requirement of 45%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Required reserves are $18,631.60; verified post close assets of $868,663.23. |
| &nbsp;&nbsp;&nbsp;854 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 772 is 92 points above minimum program requirements of 680<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 33.01% is below the guideline minimum of 50% |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 27+ years with present employer<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0 x 30 in 31 months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 8% revolving credit utilization.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close assets of $64,974.56 exceed minimum required reserves of $38,696.54<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 748 FICO exceeds program min allowable by > 20 points. |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is 2.6.<br>xxx to<br>order<br>Desk<br>Review. | 10/17/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value | 10/17/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 782 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $69227.28 or 25.09 months of P&I<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: $62 in revolving debt |
| &nbsp;&nbsp;&nbsp;95 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80 is below guideline requirement max of 85.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $1,008,602.22 or 362.94 months PITI reserves exceed AUS required reserves of $16,673.64.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 43.68 is below guideline requirement.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 759 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU)<br>score is<br>>2.5. xxx<br>to order<br>desk<br>review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 812 FICO score is above the 620 min.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 69.9% LTV is below the 85% max.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 20.09% DTI is below the 45% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $988218.96 in reserves is above the required $27250.98. |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied B | CMPTRID4056 | TRID—CD:<br>The Total<br>Payment<br>Amount on<br>the Loan<br>Calculation<br>section of<br>the Final<br>Closing<br>Disclosure<br>is less than<br>the xxx<br>Calculated<br>Total<br>Payment<br>Amount | No | Corrected<br>on PCCD<br>dated<br>xxx;<br>exception<br>satisfied. | (No Data) | (No Data) | Numeric | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30, 0x60, 0x90 with 96 months reviewed.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $64,610.18 exceed DU required of $6,926.53 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/CU<br>Score. xxx to<br>order Desk<br>Review. | 10/17/2025<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied | (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30, 0x60, 0x90 with 96 months reviewed.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $64,610.18 exceed DU required of $6,926.53 |
| &nbsp;&nbsp;&nbsp;119 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is ><br>2.5. xxx to<br>order desk<br>review. | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 749 FICO exceeds program min allowable by > 20 points.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 26.87% DTI is below program max allowable of 45%. |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved; xxx<br>to order BPO. | 10/21/2025:<br>BPO<br>provided<br>supports<br>PIW value | 10/21/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 3% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 773 FICO exceeds program min allowable by >20 points. |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Missing<br>documentation<br>to verify<br>XXXX card<br>ending

#XXXX with<br>a balance of<br>$2,019.00 and<br>monthly<br>payment of<br>$40.00, as<br>used to<br>qualify. Credit<br>report shows<br>$0 balance/<br>payment for<br>this account. | 10/17/2025<br>Received<br>credit<br>supplement<br>verifying<br>XXXX<br>terms.<br>Matches<br>terms used<br>to qualify. | 10/17/2025<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 29.37% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of 161,585.81 exceed DU required of $6,907.94 |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied A | CMPTRID5293 | TRID Not all<br>required<br>seller-paid<br>fees were<br>disclosed on<br>the CD | No | Seller fees<br>listed on<br>Seller CD but<br>not Borrower<br>final CD. As<br>the fees are at<br>least reflected<br>there is no<br>material issue.<br>This<br>Condition is<br>informational<br>per xxx<br>Compliance<br>department<br>and TRID 2.0<br>revisions.<br>Condition<br>satisfied. Final<br>Grade A. | (No Data) | (No Data) | Numeric | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 29.37% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of 161,585.81 exceed DU required of $6,907.94 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Re-Verifications | Satisfied C A | CRDRVRFC1803 | Debts/Obligations<br>that were not<br>discl at<br>origination<br>revealed through<br>independent re-<br>verification | No | Provide<br>documentation<br>to verify<br>XXXX card<br>ending

#XXXX with<br>a balance of<br>$2,019.00 and<br>monthly<br>payment of<br>$40.00, as<br>used to<br>qualify. Credit<br>report shows<br>$0 balance/<br>payment for<br>this account. | 10/17/2025 Received<br>credit supplement<br>verifying XXXX<br>terms. Matches terms<br>used to qualify. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 29.37% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of 161,585.81 exceed DU required of $6,907.94 |
| &nbsp;&nbsp;&nbsp;118 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | TILA/RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3618 | TRID—Corrected<br>CD should have<br>been provided;<br>Change of<br>Product or<br>Product Feature<br>not disclosed at<br>least 3 business<br>days prior to<br>closing | No | Please provide<br>evidence that<br>borrower<br>acknowledged<br>receipt of the<br>initial CD<br>dated xxx, 3<br>business days<br>prior to<br>consummation<br>date of XXX. | 10.22.2025—Tracking<br>summary provided. | 10.22.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 26.94 is less than the max of 45.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75 is less that the max of 90.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 795 exceeds the 620 required.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $343,390.68 Post Close Reserves, none required. |
| &nbsp;&nbsp;&nbsp;118 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | TILA/RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3626 | TRID—CD:<br>Loan<br>consummated<br>before end of<br>waiting period | No | Please provide<br>evidence that<br>borrower<br>acknowledged<br>receipt of the<br>initial CD<br>dated xxx, 3<br>business days<br>prior to<br>consummation<br>date of XXX | 10.22.2025—Tracking<br>summary provided. | 10.22.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 26.94 is less than the max of 45.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75 is less that the max of 90.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 795 exceeds the 620 required.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $343,390.68 Post Close Reserves, none required. |
| &nbsp;&nbsp;&nbsp;118 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains Property<br>Inspection<br>Waiver (PIW)/<br>AW | No | Loan is PIW<br>approved, xxx<br>to order BPO | 10/22/2025: Received<br>BPO supporting<br>value. | 10/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 26.94 is less than the max of 45.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75 is less that the max of 90.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 795 exceeds the 620 required.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $343,390.68 Post Close Reserves, none required. |
| &nbsp;&nbsp;&nbsp;377 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: 15 years in same profession<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0 x 30 in 51 months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;90 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A B | Compliance | RESPA | Active B | CMPRESPA2698 | RESPA—List<br>of<br>homeowners<br>counseling<br>organizations<br>not in file | No | List of<br>homeowners<br>counseling<br>organizations<br>not in file | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV below guideline requirements of 90% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 812 exceeds the guideline program minimum of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 14 years and 3 months. |
| &nbsp;&nbsp;&nbsp;90 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A B | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV below guideline requirements of 90% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 812 exceeds the guideline program minimum of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 14 years and 3 months. |
| &nbsp;&nbsp;&nbsp;90 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A B | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3670 | TRID—Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | Yes | $810.96 Zero<br>Percent<br>Tolerance<br>Violation due<br>to increase in<br>Loan Points<br>from<br>$2703.20 to<br>$3514.16 at<br>or prior to<br>closing<br>without a<br>valid Change<br>in<br>Circumstance.<br>Requires CIC,<br>or corrected<br>PCCD, copy<br>of refund<br>check, LOX<br>and<br>verification of<br>shipping. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV below guideline requirements of 90% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 812 exceeds the guideline program minimum of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 14 years and 3 months. |
| &nbsp;&nbsp;&nbsp;90 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A B | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved, xxx<br>to order BPO. | 10/16/2025:<br>Received<br>BPO<br>supporting<br>value. | 10/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV below guideline requirements of 90% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 812 exceeds the guideline program minimum of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 14 years and 3 months. |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 13 years 4 months at current residence.<br> CFCFS2854: Significant time in profession<br> - xxx Comments: Co-Borrower has 20 years in profession.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Qualifying FICO of 797 is 177 points above the 620 FICO required.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Reserves of $226,394.99 is $204,417.11 greater than the $21,977.88 reserves required. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;76 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject To"<br>w/o<br>Completion<br>Cert in File | No | Appraisal<br>completed<br>subject to a<br>final<br>inspection.<br>Missing the<br>Final<br>Inspection. | 10/16/2025:<br>Received<br>Certificate<br>of<br>Occupancy<br>dated xxx. | 10/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower has mortgage payment history 0x30 since 10/2020.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified cash reserves $96,945.86 exceed guidelines $25,532.20. |
| &nbsp;&nbsp;&nbsp;76 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is ><br>2.5. xxx to<br>order desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrower has mortgage payment history 0x30 since 10/2020.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified cash reserves $96,945.86 exceed guidelines $25,532.20. |
| &nbsp;&nbsp;&nbsp;1035 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | xxx score<br>xxx. xxx to<br>order Desk<br>Review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 1% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 797 FICO exceeds program min allowable of 660.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 33.96% DTI is below program max allowable of 45%. |
| &nbsp;&nbsp;&nbsp;190 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3950 | TRID—CD:<br>The<br>Additional<br>Product<br>Feature<br>value in the<br>CD Loan<br>Information<br>section and<br>the Negative<br>Amortization<br>disclosure in<br>the CD Loan<br>Disclosures<br>section are<br>not<br>consistent | No | CD's dated<br>XXX and<br>XXX—Loan<br>Disclosures-<br>Negative<br>Amortization-<br>None of the<br>options have<br>been selected. | 10.27.2025-<br>PCCD and<br>LOX and<br>proof of<br>delivery<br>received. | 10.27.2025<br>-Exception<br>satisfied | Non-Numeric | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 80%. Max 90%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit Score 738. Minimum required 620<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Calculated DTI 12.96%. Max 45%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $168,473.25 or 37.43 months PITI reserves. Required $4006 |
| &nbsp;&nbsp;&nbsp;190 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>not provided.<br>xxx to order<br>desk review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 80%. Max 90%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit Score 738. Minimum required 620<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Calculated DTI 12.96%. Max 45%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $168,473.25 or 37.43 months PITI reserves. Required $4006 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | Missing<br>final<br>signed<br>CD for<br>1031<br>Exchange<br>funds in<br>the amt.<br>of<br>$83,124<br>as<br>reflected<br>on final<br>AUS<br>findings<br>and final<br>1003 | 10/20/2025:<br>Received<br>fully<br>executed<br>doc. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score 764 exceeds minimum of 620<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 66.67 % below max of 85%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: assets: post close assets $375,198.03. AUS required reserves $168,523.28 |
| &nbsp;&nbsp;&nbsp;881 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>is 4, xxx<br>to order<br>CDA. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score 763 above minimum of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Assets verified $141,746.12 exceeds required amount of reserves of $81263.46 |
| &nbsp;&nbsp;&nbsp;7 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower credit score of 768 exceeds min score requirement of 620.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Consumer credit show 0x30x82.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for the past: 12 years.<br> CFCFS2854: Significant time in profession<br> - xxx Comments: Co-Borrower has been in this line of work in the past: 10 years. |
| &nbsp;&nbsp;&nbsp;183 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit Score of 769 is 89 points above minimum program of 680.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 80%; guidelines allow 85% |
| &nbsp;&nbsp;&nbsp;785 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 62.41% LTV below guideline requirements of 85.00% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 800 is 180 points above program guideline minimum of 620.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.23% DTI is below guideline requirement of 50.00%.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 0x30 for 60+ months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;692 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 11 years and 11 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 786 > 166 points above guideline program minimum of 620.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 35.19% is below the minimum program requirement of 45%. |
| &nbsp;&nbsp;&nbsp;92 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or CU)<br>score is >2.5.<br>xxx to order<br>desk review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV below guideline requirements of 85% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 784 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;650 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: Borrower has 0 x 30 x 36 on primary residence<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower fico exceeds minimum 620; fico 760 |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 25.92% DTI is below program max allowable of 45%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 727 FICO exceeds program min allowable by >20 points.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 12 years at current job. |
| &nbsp;&nbsp;&nbsp;986 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID—Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | Need<br>evidence of<br>change of<br>circumstance<br>letter or a<br>copy of a<br>refundable<br>check in the<br>amount of<br>$4235.36 for<br>zero<br>tolerance<br>fees.Discount<br>Points were<br>added on the<br>LE dated<br>XXX in the<br>amount of<br>$505 and<br>increased<br>again on the<br>Final CD<br>dated XXX. | 10.23.2025<br>-COC<br>provided. | 10.23.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 68.72 is below guideline requirement of 75.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 737 exceeds guidelines.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $630,752.21 or 303.02 months PITI reserves exceed AUS required reserves of $52,272.10. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;986 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3676 | TRID—CD:<br>Ten percent<br>tolerance fee<br>or fees<br>increased at or<br>prior to closing<br>without a valid<br>reason or not<br>timely<br>disclosed;<br>refund<br>required within<br>60 days of<br>consummation. | No | Need<br>evidence of<br>change of<br>circumstance<br>letter or a<br>copy of a<br>refundable<br>check in the<br>amount of<br>$49.70 for<br>ten percent<br>tolerance<br>fees.A Title<br>Notary Fee<br>was added to<br>the Final CD<br>dated XXX.<br>Because this<br>fee was<br>listed in<br>Section B,<br>this fee was<br>tested at a<br>10%<br>tolerance. | 10.23.2025<br>-COC<br>provided. | 10.23.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 68.72 is below guideline requirement of 75.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 737 exceeds guidelines.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $630,752.21 or 303.02 months PITI reserves exceed AUS required reserves of $52,272.10. |
| &nbsp;&nbsp;&nbsp;136 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score is<br>>2.5. xxx to<br>order desk<br>review | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 31.08 is less than the max of 45.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80 is less that the max of 90.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Current job since 8/16/2005.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 757 exceeds the 620 required. |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: B1 has 10.6 years current job time<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: 12.3 years current residence time |
| &nbsp;&nbsp;&nbsp;909 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | Missing<br>current bank<br>statement for<br>XXX acct.

#XXX to<br>support<br>balance used<br>of<br>$53,611.85 | 10/21/2025:<br>Received<br>7/31/2025<br>stmnt<br>matching<br>balance. | 10/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 11.4 years current job time<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 10% revolving credit utilization |
| &nbsp;&nbsp;&nbsp;909 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>could not be<br>assessed.<br>xxx to order<br>desk review | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 11.4 years current job time<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 10% revolving credit utilization |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Assets | Satisfied C A | CRDAST205 | Insufficient<br>Funds to<br>Close | No | The XXXX<br>XXXX<br>statements<br>are<br>illegible.<br>The XXXX<br>statement is<br>date<br>4/30/2024.<br>Provide<br>current<br>bank<br>statements<br>to meet the<br>required<br>funds to<br>close of<br>$31,137.97. | 10/17/2025:<br>Received<br>5/30/2025 bk<br>stmnt. Funds to<br>close and<br>reserves<br>requirements<br>met. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Low LTV of 75%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: FICO score exceeds minimum FICO requirements by 157 points<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Did not use income from XXXX XXXX XXXX |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Assets | Satisfied C A | CRDAST3078 | Insufficient #<br>of months<br>cash reserves<br>for PITI per<br>guideline<br>requirements | No | Missing<br>current<br>bank<br>statements<br>to meet<br>reserves<br>required<br>per LP of<br>$81,536.00. | 10/17/2025:<br>Received<br>5/30/2025 bk<br>stmnt. Funds to<br>close and<br>reserves<br>requirements<br>met. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Low LTV of 75%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: FICO score exceeds minimum FICO requirements by 157 points<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Did not use income from XXXX XXXX XXXX |
| &nbsp;&nbsp;&nbsp;57 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID—Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | $25 zero<br>tolerance<br>due to<br>increase in<br>Appraisal<br>fee from<br>$750 to<br>$775<br>without a<br>valid COC.<br>Requires<br>CoC, or<br>corrected<br>PCCD,<br>copy of<br>refund<br>check,<br>LOX and<br>verification<br>of<br>shipping. | 10.22.2025 -<br>COC provided. | 10.22.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: 24.9 years current residence<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 797 is > min. requirement of 620 |
| &nbsp;&nbsp;&nbsp;381 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Compliance<br>Manual | Satisfied D A | CMPMAN2956 | Missing<br>disclosure | No | Missing<br>Final Loan<br>Estimate<br>issued xxx<br>per<br>Disclosure<br>Tracking<br>Summary | 10.23.2025—LE<br>xxx received. | 10.23.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Guidelines require min score of 620. Mid fico is 805.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: DU requires reserves in the amount of $4,004.53. Total reserves verified in the amount of $4,194.34<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 75% Max allowed LTV is 90%. |
| &nbsp;&nbsp;&nbsp;381 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>returned no<br>score. xxx<br>to order<br>desk<br>review. | 10/20/2025:<br>Received CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Guidelines require min score of 620. Mid fico is 805.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: DU requires reserves in the amount of $4,004.53. Total reserves verified in the amount of $4,194.34<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 75% Max allowed LTV is 90%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;393 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 789 FICO exceeds program min allowable by > 20 points.<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 1% revolving credit utilization.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets of $70004.36 exceed the minimum required reserves of $16,962.00 |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Insurance | Satisfied C A | CRDINSR5351 | Insurance<br>Effective<br>date is<br>greater<br>than the<br>transaction<br>date | No | Insurance<br>effective<br>date: 8/8/25;<br>Disbursement<br>date per final<br>CD xxx. (No<br>Data) | Ok to<br>satisfy. 4<br>business<br>days<br>difference. | Not<br>Applicable | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has occupied primary residence for 10 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 789 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Minimal usage of available revolving credit lines @ 9.57%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets: $424,485.41 (228.05 months PITIA reserves) > min required reserves of $25,590.25 |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrowers have resided at current residence for 16 years.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV below guideline requirements of 85% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 809 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;687 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 8 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Qualifying score 793 min 620<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Qualifying credit score 793; no lates or derogatory tradelines<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets $83,570.34 21.50 months PITIA reserves |
| &nbsp;&nbsp;&nbsp;490 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit Score 769. Minimum required 620<br> CFCFS2854: Significant time in profession<br> - xxx Comments: The borrowers have been in the same profession over 10 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing asset $10,087.79 or 5.23 months PITI. No reserves required |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;906 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score<br>is<br>>2.5.<br>xxx to<br>order<br>desk<br>review | 10/17/25<br>Received<br>satisfactory<br>desk<br>review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: B1 has been at the current residence for 25 years<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 75%. Max 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit score 809. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing Assets $113,682.40 or 43.68 months PITI reserves. Required reserves $5,857.1 |
| &nbsp;&nbsp;&nbsp;784 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 43.77% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $114,417.06 exceed DU required of $10,565.90. |
| &nbsp;&nbsp;&nbsp;526 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided at current residence for 5 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 5 years and 5 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 811 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;442 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | xxx (or<br>CU)<br>score<br>is<br>>xxx.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 766 FICO score is above the 620 min.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV is below the 85% max.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Borrowers have 4 years of current mortgage history. |
| &nbsp;&nbsp;&nbsp;862 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 13.5 years current job time<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $298,099.09 or 135.19 months of PITIA. Required PITIA = $75,752.71<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: 3.00% revolving credit utilization<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 761 credit score > min. requirement of 620 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;63 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied A | CMPTRID5293 | TRID Not all<br>required<br>seller-paid<br>fees were<br>disclosed on<br>the CD | No | Seller fees<br>listed on<br>Seller CD but<br>not Borrower<br>final CD. As<br>the fees are at<br>least reflected<br>there is no<br>material issue.<br>This<br>Condition is<br>informational<br>per xxx<br>Compliance<br>department<br>and TRID 2.0<br>revisions.<br>Condition<br>satisfied. Final<br>Grade A. | (No Data) | (No Data) | Numeric | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 788 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $35791.44 or 10.43 months of P&I<br> CFCFS2854: Significant time in profession<br> - xxx Comments: 16 years in the same profession |
| &nbsp;&nbsp;&nbsp;63 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3626 | TRID—CD:<br>Loan<br>consummated<br>before end of<br>waiting<br>period | No | Please provide<br>evidence that<br>borrower<br>acknowledged<br>receipt of the<br>initial CD<br>dated xxx, 3<br>business days<br>prior to<br>consummation<br>date of xxx. | 10.22.2025—Tracking<br>summary provided. | 10.22.25—Exception<br>satisfied | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 788 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $35791.44 or 10.43 months of P&I<br> CFCFS2854: Significant time in profession<br> - xxx Comments: 16 years in the same profession |
| &nbsp;&nbsp;&nbsp;63 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>3.2, xxx to<br>order CDA. | 10/17/25 Received<br>satisfactory desk<br>review | 10/17/25 Exception<br>satisfied | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 788 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $35791.44 or 10.43 months of P&I<br> CFCFS2854: Significant time in profession<br> - xxx Comments: 16 years in the same profession |
| &nbsp;&nbsp;&nbsp;774 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 793 credit score exceeds minimum FICO score by 173 points<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Low LTV of 75%<br> CFCFS3836: Borrower Net Worth<br> - xxx Comments: Clients have over 370k in post close reserves<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Low DTI under 20% |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is<br>>2.5. xxx to<br>order desk<br>review. | 10/17/25 Received<br>satisfactory desk<br>review | 10/17/25 Exception<br>satisfied | (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower's credit utilization ratio is only 17.10%.<br> CFCFS2860: Good credit history<br> - xxx Comments: 0x30, 0x60, 0x 90, with the oldest tradeline opened on 12/2015.<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30,0x60,0x90 with 6 months reviewed. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;842 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 736 FICO exceeds program min > 20 points.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close assets of $149,842.39 exceed the required reserves of $23,878.34<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 8 years and 8 months at current job. |
| &nbsp;&nbsp;&nbsp;842 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>CU score,<br>xxx to<br>order<br>CDA. | 10/17/25<br>Received<br>satisfactory<br>desk<br>review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 736 FICO exceeds program min > 20 points.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close assets of $149,842.39 exceed the required reserves of $23,878.34<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 8 years and 8 months at current job. |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Please<br>provide<br>missing<br>ABA<br>Disclosure. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 35.55% is below 45% Guidelines maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 62.50% is below Guidelines 75% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $346,507.41 exceed LP required reserves of $11,781.30. |
| &nbsp;&nbsp;&nbsp;445 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum FICO is 620 qualifying score 760<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: XXX 10yrs with XXX<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30 10/2011 to current<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: 0x30 10/2011 to current<br> CFCFS2860: Good credit history<br> - xxx Comments: 1x30 REV 10/2019 with no other reported delinquency |
| &nbsp;&nbsp;&nbsp;78 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 36.76% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $177,583.47 exceed DU required of $5,213.65. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;288 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no<br>score.<br>xxx to<br>order<br>Desk<br>Review. | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - xxx Comments: no lates or derogatory credit<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: no late mortgage payments or derogatory mortgage events<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: FICO 769/min 620 |
| &nbsp;&nbsp;&nbsp;1003 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 769 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets $1,526,668.27 (491.37 months PITIA reserves) > min required of $18,641.87. |
| &nbsp;&nbsp;&nbsp;139 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | xxx no<br>score.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Qualifying FICO is 736, minimum required by G/L is 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $967,741.03 or 390.46 months of PITI. Required reserves are $25,247.78<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: The borrower has been xxx for 8 years |
| &nbsp;&nbsp;&nbsp;879 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 21.6 years in same line of work/profession<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 810 > min. requirement of 620 |
| &nbsp;&nbsp;&nbsp;84 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 10+ years at primary residence<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 13+ years owning current business |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;362 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 790 FICO score is above the 620 min.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV is below the 90% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $394460.32 months reserves is above the required $4389.24 |
| &nbsp;&nbsp;&nbsp;360 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>> 2.5;<br>xxx to<br>order<br>desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 15.08% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 774 FICO exceeds program min allowable by >20 points.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets of $176,635.04 exceeds minimum required of $4,272.41 |
| &nbsp;&nbsp;&nbsp;326 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Credit/<br>Mtg<br>History | Active B | CRDCRMH193 | Length of<br>mortgage/<br>rental<br>history in<br>file does<br>not meet<br>guideline<br>requirement | No | Provide<br>12 month<br>payment<br>history<br>for XXX

#XXX<br>lien<br>secured<br>to<br>primary<br>residence,<br>required<br>per DU. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Reserves $70,249.21. DU requires $23,716.91.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 801 median FICO. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;326 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is 3.3.<br>xxx to<br>order<br>Desk<br>Review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Reserves $70,249.21. DU requires $23,716.91.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 801 median FICO. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;491 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 791 mid score > min required of 620<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30 x136 months (via consecutive payment histories)<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Minimal usage of available revolving credit lines @ 6.66%<br> CFCFS2860: Good credit history<br> - xxx Comments: Consumer debt: 0x30 x greater than 99 months<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets: $110,087.67 (81.75 months PITIA reserves) > min required reserves of $33,935.08 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;203 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | The<br>UCDP-<br>SSR in<br>file<br>returned<br>no LCA<br>score.<br>xxx to<br>order<br>desk<br>review. | 10/20/2025:<br>Received<br>Desk<br>Review<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 8 years and 2 months<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: B2 has live in current residence for 5 years and 10 months<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80.00% LTV below guideline requirements of 85.00% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 726 is 87 points above program guideline minimum of 620. |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 26.14% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $84,818.56 exceed LP required of $14,031.30. |
| &nbsp;&nbsp;&nbsp;885 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 100+ months of additional reserves<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 75%/ max 90%<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: No mortgage lates or derogatory mortgage events |
| &nbsp;&nbsp;&nbsp;913 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75.00% LTV for Subject Property is below guideline max LTV of 85%<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 37.82% is below the minimum program requirement of 45%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 747 > 127 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;868 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | NO<br>ABA<br>form in<br>file | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 20.46% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 730 FICO exceeds program min allowable by >20 points.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets of $110,112.65 exceeds required reserves of $23,431.50 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;868 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>LCA<br>Score;<br>xxx to<br>order desk<br>review. | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 20.46% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 730 FICO exceeds program min allowable by >20 points.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets of $110,112.65 exceeds required reserves of $23,431.50 |
| &nbsp;&nbsp;&nbsp;135 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 74.36%: guidelines allow 90<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 807 is 147 points above minimum program requirement 680. |
| &nbsp;&nbsp;&nbsp;1053 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 22.39 % is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 53.03 is below Guidelines 75% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $75,597.52 exceed DU required of $9,114.90. |
| &nbsp;&nbsp;&nbsp;587 | XXXXXX | XXXXXX | XXXXXX | ATR/<br>QM:<br>Exempt | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2900 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; xxx's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | Yes | Loan<br>declared<br>ATR<br>Exempt<br>from<br>lender/<br>client; xxx<br>status is<br>NONQM<br>due to<br>fees too<br>high<br>(adjusted<br>charges<br>are<br>$8,046.94,<br>max<br>allowed is<br>$6,955.79;<br>$1,091.15<br>too high). | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 692 is 12 points above minimum program requirement of 680.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 75%; guidelines allows 90% |
| &nbsp;&nbsp;&nbsp;587 | XXXXXX | XXXXXX | XXXXXX | ATR/<br>QM:<br>Exempt | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2904 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | Yes | Loan<br>declared<br>ATR<br>Exempt<br>from<br>lender/<br>client; xxx<br>status is<br>NONQM<br>due to<br>fees too<br>high<br>(adjusted<br>charges<br>are<br>$8,046.94,<br>max<br>allowed is<br>$6,955.79;<br>$1,091.15<br>too high). | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 692 is 12 points above minimum program requirement of 680.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 75%; guidelines allows 90% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;587 | XXXXXX | XXXXXX | XXXXXX | ATR/<br>QM:<br>Exempt | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>3.9. xxx<br>to order<br>Desk<br>Review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 692 is 12 points above minimum program requirement of 680.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 75%; guidelines allows 90% |
| &nbsp;&nbsp;&nbsp;710 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has been in this line of work in the past: 15 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower credit score of 762 exceeds min score requirement of 620.<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Mortgage history reflects 0 x 30 for the past 82 months. |
| &nbsp;&nbsp;&nbsp;561 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75.00% LTV below guideline requirements of 90.00% per program.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 10 years<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 28 years and 7 months<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 18.45% DTI is below guideline requirement of 50.00%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 783 is 163 points above program guideline minimum of 620. |
| &nbsp;&nbsp;&nbsp;840 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned primary residence for 7 years and 10 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $2,687,954.63 in reserves exceed the minimum required of $82,192.81.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 796 credit score exceeds the standard minimum of 620. |
| &nbsp;&nbsp;&nbsp;888 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Guidelines require min score of 620. Mid fico is 796.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 69.35% Max allowed LTV is 75%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;649 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $489,530.05 or 156.99 months of PITIARequired PITIA $6,236.63<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 787 credit score > min. requirement of 620 |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Score is<br>>2.5.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.63% DTI is below program max allowable of 45%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 808 FICO exceeds program min allowable by>20 points. |
| &nbsp;&nbsp;&nbsp;876 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Max LTV 80%; LTV 66.66%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum fico 620; borrower fico 720<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with same employer 13 years |
| &nbsp;&nbsp;&nbsp;1107 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>Score is<br>3.3, xxx<br>to order<br>CDA. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 680 FICO score is above the 620 min.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 31.01% DTI is below the 45% max.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 85% LTV is below the 90% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $109093.52 months reserves is above the required $13432.73. |
| &nbsp;&nbsp;&nbsp;880 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Risk not<br>assessed.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 74.63 is below guideline requirement max of 75.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 19.85 is below guideline requirement.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 771 exceeds guidelines. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;363 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 18 years at current residence<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $1,683,630.58 or 686.85 months of PITI<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 809 fico score |
| &nbsp;&nbsp;&nbsp;343 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 30 months reviewed with 0 x 30, 0 x 60 and 0 x 90.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $22,780.52 exceed DU required of $16,075.73. |
| &nbsp;&nbsp;&nbsp;289 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV below guideline requirements of 90% per program.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrowers have resided at current residence for 7 years.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job, 10 years and 5 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 808 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;173 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 752 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Minimal usage of available revolving credit lines @ 14.34%<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 9 years on current job<br> CFCFS2854: Significant time in profession<br> - xxx Comments: 11 years in profession<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets $136,175.81 (70.83 months PITIA reserves) > min required reserves of $11,614.62 |
| &nbsp;&nbsp;&nbsp;302 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession over 40 years<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 72.01%. Max 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified credit score 747. Minimum required 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing Assets $290,147.06 or 37.16 months PITI. Required reserves $67,650.88 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;223 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score<br>is<br>>xxx.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession for 15 years<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrower has been at the same residence over 10 years<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 75%. Max 85%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 808 FICO score. Minimum required 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets $605,894.24 or 273.35 months PITI reserves. Required reserves $13,301.28. |
| &nbsp;&nbsp;&nbsp;673 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 10 years and 6 months.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV below guideline requirements of 85% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 807 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 7 years in profession<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 770 fico score |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: The borrower has been working for the same employer for 18 years<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrower has lived at the current residence for 12 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $155,526.34 or 30.93 months of PITIA, Required reserves are $19,594.81. |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $98,306.85 or 22.42 months PITI exceeds $64,455.48 or 14.13 months reserves required.<br> CFCFS2854: Significant time in profession<br> - xxx Comments: B1 has been employed in profession 11 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 771 mid score > min required of 620 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;270 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 15 years on current job<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 798 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $75201.84 or 26.88 months of PITI |
| &nbsp;&nbsp;&nbsp;630 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Active D | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | Yes | Provide<br>evidence of<br>taxes and<br>insurance<br>totaling<br>$948.00<br>used as<br>primary<br>residence<br>payment. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 84.49 is below guideline requirement max of 90.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $124,120.77 or 38.53 months PITI reserves exceed required reserves of $6,454.66.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 768 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;488 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | NO ABA<br>in file<br>unable to<br>determine<br>if required. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession for 15 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified FICO score 803. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing Assets $277,848 or 78.61 months PITI reserves. Required reserves $7,266.06 |
| &nbsp;&nbsp;&nbsp;506 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 20% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 786 FICO exceeds program min allowable by >20 points.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.14% DTI is below program max allowable of 45%. |
| &nbsp;&nbsp;&nbsp;618 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Provide<br>clarification<br>that there is<br>no debt<br>remaining<br>owed to<br>IRS. The<br>2024 tax<br>return on<br>file reflects<br>$18,164.00<br>balance<br>owed.<br>However<br>the<br>payment<br>made by<br>borrower<br>on<br>7/14/2025<br>of $3,000<br>on a<br>payment<br>plan<br>references<br>that it was<br>made for<br>2023 Tax<br>Year and<br>the<br>payment<br>plan in file<br>with the<br>balance of<br>$16,583.89<br>does not<br>reflect for<br>what tax<br>year it is. | 10/21/2025<br>Received<br>rebuttal<br>regarding<br>documentation<br>to support no<br>ongoing<br>payment plan<br>with IRS.<br>Rebuttal<br>indicates<br>Agency<br>guidelines do<br>not<br>requirement<br>evidence that<br>current taxes<br>paid. In<br>reviewing the<br>document<br>package<br>provided there<br>are two<br>documents in<br>file that are<br>related to IRS<br>payment plan.<br>First is a<br>document<br>reflecting a<br>$3,000<br>payment<br>received on<br>7/14/2025<br>which<br>references the<br>2023 Income<br>tax year. This<br>document<br>does not<br>reflect the<br>balance owed.<br>Next is a<br>document that<br>references a<br>payment<br>agreement for<br>$xxx per<br>month set for<br>the 28th of<br>each month<br>with balance<br>due $xxx<br>however the<br>document<br>does not<br>identify which<br>year it relates<br>to. With the<br>limited<br>documentation<br>in file, we are<br>unable to<br>determine<br>both<br>documents are<br>for 2023 or<br>2024 tax<br>liability. 2024<br>1040 reflects<br>tax liability of<br>$xxx. If the<br>installment<br>agreement is<br>for both 2023<br>and 2024 the<br>total of the<br>$xxx reflected<br>on the 1040<br>and $xxx<br>reflected on<br>the IRS<br>statement<br>would total<br>$xxx and the<br>payment of<br>$xxx would<br>be insufficient<br>to pay the<br>liability off in<br>10 months.<br>The loan<br>qualified<br>without the<br>$xxx payment<br>in the DTI<br>calculation.<br>The DTI<br>would exceed<br>50% if<br>included.<br>Need further<br>clarification to<br>support the<br>funds owed to<br>IRS would be<br>paid off in 10<br>payments or<br>less.<br>10/27/2025:<br>Received<br>verification<br>balance of<br>$xxx = <10<br>payments<br>remaining. | 10/21/2025<br>Exception<br>remains.10/27/2025:<br>Exception satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: LTV of 80% is below Guidelines 85% maximum.<br> CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30, 0x60, 0x90 with 30 months reviewed.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of 16,584.17 exceed LPE required of $14,935.44. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing CU<br>score, xxx to<br>order CDA. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 70: guidelines allow 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 813 is 133 points above minimum program requirements of 680. |
| &nbsp;&nbsp;&nbsp;263 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 13 years 5 months at current residence.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Qualifying FICO of 813 is 193 points above the 620 FICO required.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Reserves of 72.31 months PITIA vs 0 months reserves required. |
| &nbsp;&nbsp;&nbsp;282 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Missing<br>documentation<br>to support the<br>liability w/<br>XXX for $30<br>per month. | 10/22/2025<br>Received<br>credit<br>supplement<br>verifying<br>XXX<br>payment of<br>$30.00 used<br>to qualify. | 10/23/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 71.83% LTV below guideline requirements of 85% per program.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided at current residence for 23 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 9 years and 6 months. |
| &nbsp;&nbsp;&nbsp;282 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or CU)<br>score is >2.5.<br>xxx to order<br>desk review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 71.83% LTV below guideline requirements of 85% per program.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided at current residence for 23 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 9 years and 6 months. |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is<br>unavailable.<br>xxx to order<br>desk review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 774 FCIO > min. requirement of 620<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 20.6 years current job time<br> CFCFS2854: Significant time in profession<br> - xxx Comments: 20 years in same line of work/profession |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 712 FICO score exceeds minimum FICO score by 92 points<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Low LTV of 70%<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Qualified clients without grossing up XXX benefit and it appears B2 has additional retirement income based on bank statement deposits. |
| &nbsp;&nbsp;&nbsp;267 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>LCA<br>Score;<br>xxx to<br>order desk<br>review. | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 6% revolving credit utilization.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 34.20% DTI is below program max allowable of 45%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close assets of $66,918.32 exceed the minimum required reserves of $15,190.66 |
| &nbsp;&nbsp;&nbsp;886 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no score.<br>xxx to<br>order<br>Desk<br>Review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 754 FICO score exceeds minimum FICO requirements by 134 points<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Low LTV of 75%<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: B2 qualified on base but also has a history of receiving commission |
| &nbsp;&nbsp;&nbsp;441 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LP LCA<br>score<br>could not<br>be<br>assessed.<br>xxx to<br>order desk<br>review. | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has owned the primary residence 5.5 years<br> CFCFS2854: Significant time in profession<br> - xxx Comments: B2 has significant time in profession, 10 years<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x61 mortgage payment history |
| &nbsp;&nbsp;&nbsp;451 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: B1 has significant time in profession, 5.08 years<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x54 mortgage payment history<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 781 credit score; 620 minimum required FICO |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;461 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | Verbal<br>verification<br>of<br>employment<br>missing | 10/20/2025:<br>Received<br>verification<br>xxx is<br>active. | 10/20/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Guidelines require min score of 620. Mid fico is 787.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: LP requires reserves in the amount of $0. Total reserves verified in the amount of $36,589.15 with EMD deducted. |
| &nbsp;&nbsp;&nbsp;461 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Insurance | Satisfied C A | CRDINSR5352 | Flood<br>Effective<br>date is<br>greater than<br>the<br>transaction<br>date | No | Flood<br>insurance<br>effective<br>date is listed<br>as xxx.<br>Note date is<br>listed as xxx | (No Data) | Ok to<br>satisfy.<br>Only one<br>day<br>difference. | Not<br>Applicable | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Guidelines require min score of 620. Mid fico is 787.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: LP requires reserves in the amount of $0. Total reserves verified in the amount of $36,589.15 with EMD deducted. |
| &nbsp;&nbsp;&nbsp;461 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score is<br>xxx, xxx to<br>order CDA. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Guidelines require min score of 620. Mid fico is 787.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: LP requires reserves in the amount of $0. Total reserves verified in the amount of $36,589.15 with EMD deducted. |
| &nbsp;&nbsp;&nbsp;1146 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>CU score is<br>3.0. xxx to<br>request desk<br>review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below guideline requirement of 90%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 752 exceeds guideline requirement of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: No reserves are required; verified post close assets of $136,648.07 or 35.91 months in reserves. |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Credit | Credit/Mtg<br>History | Active B | CRDCRMH193 | Length of<br>mortgage/<br>rental<br>history in<br>file does not<br>meet<br>guideline<br>requirement | No | Missing 4<br>additional<br>months of<br>satisfactory<br>rental<br>payments<br>made for<br>primary<br>housing<br>payment, as<br>required by<br>AUS (DU). | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current residence for 10 years<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current place of employment for 15.9 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 797 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: 8% consumer credit utilization in file<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $425,734.27 or 135.76 months PITIA reserves > min required reserves of $21,351.66 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P**<br>**Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;718 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score is 787 is above the minimum 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Reserves are $93,160.28; 36.41 months |
| &nbsp;&nbsp;&nbsp;438 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has occupied primary residence for 24 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 788 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets $51,665.38 (23.38 months PITIA reserves) > min required of $13,260.31 |
| &nbsp;&nbsp;&nbsp;482 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 5 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 824 is 204 points above program guideline minimum of 824.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 31.56% DTI is below guideline requirement of 50.00%. |
| &nbsp;&nbsp;&nbsp;505 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 80%; guidelines allow 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 798 is 118 points above minimum program requirement of 680. |
| &nbsp;&nbsp;&nbsp;654 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score 808 exceeds minimum of 620<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 41.91% below max of 45%<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 75% below max of 85% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P**<br>**Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;760 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current place of employment for 10 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 776 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $40,472.36 or 21.14 months PITI reserves > min required reserves $16,529.10 |
| &nbsp;&nbsp;&nbsp;681 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Qualifying fico is 778.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current place of employment for 8 years<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has been at current place of employment for 4 years |
| &nbsp;&nbsp;&nbsp;577 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession over 25 years<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrower has been at the current residence for 12 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified credit score 788. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $904,472.32 or 367.23 months PITI reserves. Required $21,897.42<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Calculated DTI 14.31%. Max 45% |
| &nbsp;&nbsp;&nbsp;582 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 9 years and 8 months at current profession.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 760 FICO score. Minimum required 620 |
| &nbsp;&nbsp;&nbsp;578 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 809 median FICO. Minimum required 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified $130,587.41 in post closing reserves. DU requires $6,384.96. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;558 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 13 years and 11 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 795 > 175 points above guideline program minimum of 620.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.09% is below the minimum program requirement of 50%.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV for Subject Property is below guideline max LTV of 85% |
| &nbsp;&nbsp;&nbsp;573 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 31.93% DTI is below program max allowable of 45%.<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 3% revolving credit utilization.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close assets of $67,170.88 exceed the minimum required reserves of $48,407.69 |
| &nbsp;&nbsp;&nbsp;579 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2354 | Asset<br>Verification<br>In File is<br>Incomplete<br>Per<br>Requirements | No | VOA for<br>XXX Bank<br>checking

#XXX<br>dated<br>7/9/25 is<br>missing<br>pages 4-6.<br>VOA for<br>XXX<br>checking

#XXX &<br>savings

#XXX<br>dated<br>6/23/25 is<br>missing<br>pages 7-9. | 10/20/2025:<br>Received<br>all pages<br>for both<br>VODs. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Guidelines require min score of 620. Mid fico is 791.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 75% Max allowed LTV is 80%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: DU requires reserves in the amount of $16,101.99. Total reserves verified in the amount of $86,321.28. |
| &nbsp;&nbsp;&nbsp;564 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets of $27,917.61 exceed the required minimum of $20,814.28<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 14 years and 9 months at current residence. |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | xxx (or<br>CU) score<br>is >xxx.<br>xxx to<br>order<br>deskreview. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: FICO score of 767 is above the 620 min.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 67.4% LTV is below the 85% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $255659.80 in reserves is above the $23913.48 required. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P**<br>**Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;279 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 9 years and 4 months.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV below guideline requirements of 85% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 811 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;309 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been at current place of employment for 20+ years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Qualifying fico is 782<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: 2.33% consumer credit utilization in file |
| &nbsp;&nbsp;&nbsp;446 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 28 years in the profession<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 785 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $577909.45 or 157.58 months of P&I |
| &nbsp;&nbsp;&nbsp;481 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 6 years in the same profession<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 782 credit score; Minimum FICO is 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $24,637.01 or 11.03 months of PITI; Required Reserves are $16,614.08 |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 802 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets are $187,187.14 (28 months PITI reserves) > min required reserves of $36,739.40<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 36.29% is below the guideline minimum of 45%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P**<br>**Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;478 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0 x 30 in 99 months<br> CFCFS2860: Good credit history<br> - xxx Comments: 0 x 30 in 51 months |
| &nbsp;&nbsp;&nbsp;621 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 768 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $28664.74 or 15.25 months of P&I |
| &nbsp;&nbsp;&nbsp;873 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided at current residence for 6 years.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 66.67% LTV below guideline requirements of 85% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 818 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;782 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score exceeds minimum 620; Fico 774<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Buyer has been with employer for 6 yrs |
| &nbsp;&nbsp;&nbsp;287 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 13.85% is below Guidelines maximum of 45%.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $72,501.47 exceed LP required of $13,073.34. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;629 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject To"<br>w/o<br>Completion<br>Cert in File | No | Appraisal<br>completed<br>subject to<br>completion.<br>Provide<br>1004D or<br>similar<br>certification<br>of<br>completion. | 10/20/2025<br>Received<br>Final<br>Homebuyer<br>Inspection<br>dated xxx<br>supporting<br>construction<br>completed. | 10/21/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80 is below guideline requirement max of 85.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $24,169.43 or 12.99 months PITI reserves exceed AUS required reserves of $13,514.20.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 799 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;629 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing CU<br>score, xxx<br>to order<br>CDA | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80 is below guideline requirement max of 85.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $24,169.43 or 12.99 months PITI reserves exceed AUS required reserves of $13,514.20.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 799 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP-SSR<br>in file<br>returned no<br>score- xxx<br>to order<br>desk review | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job; 5 years and 5 months<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80.00% LTV below guideline requirements of 85.00% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 797 is 177 points above program guideline minimum of 620. |
| &nbsp;&nbsp;&nbsp;672 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Assets | Satisfied C A | CRDAST206 | Asset Amounts<br>Are<br>Unsupported<br>by<br>Documentation<br>in File | No | Provide<br>missing<br>Terms of<br>the 401-K<br>plan to<br>verify if the<br>account<br>allows for<br>withdrawals<br>only in<br>connection<br>with the<br>borrower's<br>employment<br>termination,<br>retirement,<br>or death; or<br>the account<br>does not<br>allow for<br>any type of<br>withdrawal,<br>per DU<br>message

#19. | 10/21/2025:<br>Received T/<br>C. Hardship<br>withdrawals<br>are allowed. | 10/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 32.83% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $221,782.43 exceed DU required of $15,962.97. |
| &nbsp;&nbsp;&nbsp;672 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject To"<br>w/o<br>Completion<br>Cert in File | No | Provide<br>missing<br>Completion<br>Cert/<br>Appraisal<br>Update. | 10/16/2025:<br>Received<br>Certificate<br>of<br>Occupancy<br>dated xxx. | 10/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 32.83% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $221,782.43 exceed DU required of $15,962.97. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;677 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | No | Final<br>inspection<br>not<br>located-<br>appraisal<br>subject to<br>completion | 10/16/2025:<br>Received<br>Certificate<br>of<br>Occupancy<br>dated xxx. | 10/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score 780 exceeds minimum of 620<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.25% below max of 45%<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 75% below max of 85% for investment purchase one unit |
| &nbsp;&nbsp;&nbsp;666 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>is 2.7, xxx<br>to order<br>CDA. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 787 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $51359.21 or 15.76 months of P&I |
| &nbsp;&nbsp;&nbsp;513 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Score 3.0.<br>xxx to<br>order Desk<br>Review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 801 median FICO. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;440 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>xxx to<br>order BPO | 10/16/2025:<br>Received<br>BPO<br>supporting<br>value. | 10/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 15.17 years<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Credit reflects oldest tradeline date 5/2001, reporting 0x30<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 781 >161 points above the minimum guideline required 620. |
| &nbsp;&nbsp;&nbsp;390 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>CU Score,<br>xxx to<br>order<br>CDA. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: only 2 tradelines with minimal balances under utilization<br> CFCFS2860: Good credit history<br> - xxx Comments: 0x30 all tradelines reported<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 792 qualifying score min 620<br> CFCFS2854: Significant time in profession<br> - xxx Comments: B1 and B2 10+ years in profession<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: B1 and B2 5+ years in current residence |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;787 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 29.75% is below Guidelines maximum of 45%.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $193,184.87 exceed LP required of $14,121.84. |
| &nbsp;&nbsp;&nbsp;399 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 11 years and 5 months.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV below guideline requirements of 85% per program.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Median FICO of 732 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;327 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 30.59% DTI is below program max allowable of 45%.<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 3% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 812 FICO exceeds program min allowable by > 20 points. |
| &nbsp;&nbsp;&nbsp;382 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>not<br>established.<br>xxx to<br>order desk<br>review. | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence 12 years.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 291 months of credit history exceeds guidelines.<br> CFCFS2860: Good credit history<br> - xxx Comments: Borrowers demonstrate good credit history. |
| &nbsp;&nbsp;&nbsp;300 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 32.1 years current job time<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: 25.1 yrs. current residence<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: 8.00% revolving credit utilization<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 812 credit score > min. requirement of 620 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;502 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 12 years with current job<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 783 fico score |
| &nbsp;&nbsp;&nbsp;297 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score<br>is 3.7.<br>xxx to<br>order<br>desk<br>review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 790 exceeds guideline requirement of 620.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below guideline requirement of 85%.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 24.33% is below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;312 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 75%; guidelines allow 80%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 808 is above minimum program requirement of 620. |
| &nbsp;&nbsp;&nbsp;1169 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 34.52/max 50%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets of $98,328.06 or 15.71 months PITI. Required reserves $85,710.48. |
| &nbsp;&nbsp;&nbsp;1013 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score<br>is<br>>2.5.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $98,077.57 exceed DU required of 14,326.06.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Over 30 years with the same employer. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;298 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>4.5. xxx to<br>order desk<br>review. | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 59% is below guideline requirement of 85%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 797 exceeds guideline of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Required reserves are $38,545.96; verified post close assets are $636,646.41. |
| &nbsp;&nbsp;&nbsp;484 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Application | Satisfied D A | CRDAPP3822 | Missing or<br>incomplete<br>documentation<br>related to<br>citizenship/<br>residency | No | Provide<br>applicable<br>missing<br>documentation<br>to verify<br>residency<br>status. As per<br>1003 borrower<br>is xxx-xxx<br>and only VA<br>Driver's<br>license was<br>provided. | 10/17/2025:<br>Received<br>I797A valid<br>11/8/2024-<br>11/8/2027. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 33.78% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV OF 80% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $89,319.80 exceed DU required of $14,747.58. |
| &nbsp;&nbsp;&nbsp;484 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL225 | Missing Rider | No | Missing 1-4<br>Rider<br>indicated on<br>the Mortgage. | 10/23/2025:<br>Received<br>Rider. | 10/23/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 33.78% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV OF 80% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $89,319.80 exceed DU required of $14,747.58. |
| &nbsp;&nbsp;&nbsp;479 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 20 years<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x43 Mortgage payment history<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 772 credit score; Minimum FICO is 620 |
| &nbsp;&nbsp;&nbsp;452 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 775 is 95 points above minimum program requirement of 680.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 67.21%; guidelines allows 90 |

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| | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P**<br>**Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;493 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 76.14% LTV below guideline requirements of 85% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 762 exceeds the guideline program minimum of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $46,906.17 or 16.35 months PITI, Required PITI Reserves are $17,214.32 |
| &nbsp;&nbsp;&nbsp;455 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 759 is below guideline requirement of 620.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below guideline requirement of 85%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Required reserves are $50,532.56. Verified post close reserves of $101,687.10. |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV for Subject Property is below guideline max LTV of 85%<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 45.26% is below the minimum program requirement of 50%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 804 >184 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;325 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75.00% LTV below guideline requirements of 85.00% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 710 is 90 points above program guideline minimum of 620.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 15.09% DTI is below guideline requirement of 50.00%. |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 72.41% LTV below guideline requirements of 90% per program.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has significant time at current job, 8 years and 2 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 814 exceeds the guideline program minimum of 620. |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;528 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 30 years at current job<br> CFCFS2854: Significant time in profession<br> - xxx Comments: b1 30 years in profession<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 755 fico score |
| &nbsp;&nbsp;&nbsp;517 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA Risk<br>not<br>performed.<br>xxx to<br>order desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75 is below guideline requirement max of 90.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $65,581.28 or 32.59 months PITI reserves exceed AUS required reserves of $3,309.70.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 802 exceeds guidelines.<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Credit usage ratio of 4.64 reflects a minimal use of credit. |
| &nbsp;&nbsp;&nbsp;627 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved;<br>xxx to<br>order BPO. | 10/22/2025:<br>BPO<br>received<br>49.15%<br>below<br>value. | 10/22/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 793 FICO exceeds program min allowable by >20 points.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 31.65% DTI is below program max allowable of 45%. |
| &nbsp;&nbsp;&nbsp;627 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Property<br>Valuations | Value | Active C | PRVAVALU5249 | Property<br>Value Not<br>Supported | Yes | 10/22/2025:<br>Exception<br>added after<br>review of<br>trailing<br>docs: BPO<br>received<br>verifying<br>XXXX<br>value<br>which is<br>49.15%<br>below<br>value<br>given. xxx<br>to order<br>Field<br>Review. | (No Data) | (No Data) | Not<br>Applicable | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 793 FICO exceeds program min allowable by >20 points.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 31.65% DTI is below program max allowable of 45%. |
| &nbsp;&nbsp;&nbsp;828 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 816 fico score exceeds 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $20,163.53 exceed required reserves $13,557.63.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: 6 years at current residence |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1077 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 811 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets $228,356.98 (66.22 months PITIA reserves) > min required of $19,634.53<br> CFCFS2860: Good credit history<br> - xxx Comments: Consumer debt 0x30 x greater than 99 months |
| &nbsp;&nbsp;&nbsp;1166 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Updated AUS<br>required due to<br>calculated DTI<br>increasing to<br>45.32% from<br>Lender<br>calculation<br>44.37%.<br>Primary<br>residence<br>$1,972.00 +<br>subject<br>$5,004.46 +<br>consumer debt<br>$2,067.96 =<br>$9,044.42 /<br>earnings<br>$19,956.63 =<br>DTI 45.32%.<br>The DU in file<br>reflects total<br>income of<br>$20,699.01<br>however both<br>lender XXX<br>analysis and<br>reviewer<br>calculated XXX<br>earnings are<br>$19,956.63. DU<br>AUS<br>recommendation<br>must remain<br>Approve/<br>Eligible. | 10/21/2025<br>Received<br>updated<br>DU AUS<br>submission<br>15. DTI<br>approved<br>over 45%. | 10/22/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Qualifying 71.9%/ max 95%.<br> CFCFS2860: Good credit history<br> - xxx Comments: No mortgage lates or derogatory credit<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close reserves $93,101.50 exceeds required reserves $10,008.91. |
| &nbsp;&nbsp;&nbsp;1166 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | No | Updated AUS<br>required due to<br>calculated DTI<br>increasing to<br>45.32% from<br>Lender<br>calculation<br>44.37%.<br>Primary<br>residence<br>$1,972.00 +<br>subject<br>$5,004.46 +<br>consumer debt<br>$2,067.96 =<br>$9,044.42 /<br>earnings<br>$19,956.63 =<br>DTI 45.32%.<br>The DU in file<br>reflects total<br>income of<br>$20,699.01<br>however both<br>lender XXX<br>analysis and<br>reviewer<br>calculated XXX<br>earnings are<br>$19,956.63. DU<br>AUS<br>recommendation<br>must remain<br>Approve/<br>Eligible. | 10/21/2025<br>Received<br>updated<br>DU AUS<br>submission<br>15. DTI<br>approved<br>over 45%. | 10/22/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Qualifying 71.9%/ max 95%.<br> CFCFS2860: Good credit history<br> - xxx Comments: No mortgage lates or derogatory credit<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close reserves $93,101.50 exceeds required reserves $10,008.91. |
| &nbsp;&nbsp;&nbsp;1166 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing updated<br>valuation: CU<br>score greater<br>than 2.5. xxx to<br>order desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Qualifying 71.9%/ max 95%.<br> CFCFS2860: Good credit history<br> - xxx Comments: No mortgage lates or derogatory credit<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close reserves $93,101.50 exceeds required reserves $10,008.91. |
| &nbsp;&nbsp;&nbsp;444 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A B | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 30.06 is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $259,448.21 exceed LP required of $0. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;444 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A B | Property<br>Valuations | Appraisal | Active C | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | Yes | Loan is<br>PIW<br>approved,<br>xxx to<br>order<br>BPO. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 30.06 is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $259,448.21 exceed LP required of $0. |
| &nbsp;&nbsp;&nbsp;550 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers 1&2 have owned primary residence for 10 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified cash reserves $70,775 exceed guidelines $25,592. |
| &nbsp;&nbsp;&nbsp;485 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 49.265% is below the minimum program requirement of 50%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 779 > 159 points above guideline program minimum of 620.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV for Subject Property is below guideline max LTV of 90% |
| &nbsp;&nbsp;&nbsp;499 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 810 FICO score is above the 620 min.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $19632 reserves is above the required $14514.32.<br> CFCFS2860: Good credit history<br> - xxx Comments: Borrowers have no late payments on credit. |
| &nbsp;&nbsp;&nbsp;972 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 767 FICO score is above the 620 min.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 63.806% LTV is below the 85% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $1944356.99 in reserves is above the required $21095.34. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;588 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is 5, xxx to<br>order<br>CDA. | 10/17/25<br>Received<br>satisfactory<br>desk<br>review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession - xxx Comments: Borrowers both have 13 years 10 months in same line of work. CFCFS1739: Positive mortgage payment history - xxx Comments: Mortgage history reports 27 mos. 0x30 and 99 mos. 0x30. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Close reserves $122,335.49 exceed required reserves $15,732.95. CFCFS1741: Credit score exceeds guidelines - xxx Comments: Representative credit score 784 above program requirement 620. |
| &nbsp;&nbsp;&nbsp;827 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA Risk<br>not<br>assessed.<br>xxx to<br>order desk<br>review | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements - xxx Comments: LTV of 75 is below guideline requirement max of 90. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Verified reserves of $537,530.86 or 82.30 months PITI reserves exceed AUS required reserves of $7,174.00. CFCFS1741: Credit score exceeds guidelines - xxx Comments: Representative score of 779 exceeds guidelines. CFCFS1744: DTI below guideline requirement - xxx Comments: DTI of 31.22 is below guideline requirement. |
| &nbsp;&nbsp;&nbsp;510 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence - xxx Comments: The borrowers have been at their current residence over 11 years CFCFS2854: Significant time in profession - xxx Comments: B2 has been in the same profession over 30 years CFCFS1741: Credit score exceeds guidelines - xxx Comments: Verified Credit Score 721. Minimum required 620 CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Closing assets $234,134.93 or 71.11 months PITI. Required reserves $20,450.28 or 2 months PITI |
| &nbsp;&nbsp;&nbsp;477 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines - xxx Comments: CBR score of 788 exceeds the 620 required. CFCFS1744: DTI below guideline requirement - xxx Comments: DTI of 13.22 is less than the max of 45. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: $143,806.33 - reserves $6,125.34 = $137,680.99/ 3,062.67 = 44.95 post close reserves. |
| &nbsp;&nbsp;&nbsp;531 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | Missing<br>verification<br>of HOA<br>for REO's<br>on XXX<br>XXX<br>XXX<br>XXX &<br>XXX | 10/22/2025<br>Received<br>evidence<br>of HOA<br>for both<br>XXX and<br>XXX<br>properties.<br>Supports<br>expense<br>used to<br>qualify. | 10/23/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines - xxx Comments: Guidelines require min score of 620. Mid fico is 727. CFCFS1737: LTV below guideline requirements - xxx Comments: LTV is 75% Max allowed LTV is 85%. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: DU requires reserves in the amount of $38,087.69. Total reserves verified in the amount of $153,648.25. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;512 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence - xxx Comments: 17 years at current residence CFCFS1734: Borrower has significant time at current job - xxx Comments: 11 years at current job CFCFS1749: Additional documented income not used in qualifying - xxx Comments: Not using bonus income CFCFS1741: Credit score exceeds guidelines - xxx Comments: 753 FICO SCORE |
| &nbsp;&nbsp;&nbsp;752 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements - xxx Comments: LTV of 80% is < the maximum LTV of 85%. CFCFS1734: Borrower has significant time at current job - xxx Comments: Per VOE, the borrower has been employed with current employer for 14 years and 5 months with a start date of 3/10/2011. CFCFS1741: Credit score exceeds guidelines - xxx Comments: Credit score of 732 is > the minimum credit score of 620. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Verified assets of $359,489.94; assets required $59,872.78; verified reserves of $299,617.16; required reserves $18,879.91 |
| &nbsp;&nbsp;&nbsp;1010 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | PIW<br>on<br>file,<br>xxx<br>to<br>order<br>BPO. | 10/20/2025:<br>Received<br>BPO<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job - xxx Comments: 19 years at current residence CFCFS2854: Significant time in profession - xxx Comments: 20 years in profession CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Close Assets are $162741.1or 80.36 months of P&I |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job - xxx Comments: Borrower has significant time at current job; 5 years and 10 months CFCFS1736: Significant time at current residence - xxx Comments: Significant time at current residence; 5 years CFCFS1737: LTV below guideline requirements - xxx Comments: 75.00% LTV below guideline requirements of 85.00% per program. CFCFS1741: Credit score exceeds guidelines - xxx Comments: Median FICO of 746 is 126 points above program guideline minimum of 620. |
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence - xxx Comments: The borrower has been at the current residence for 30 years CFCFS1737: LTV below guideline requirements - xxx Comments: LTV 80%. Max 90% CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Closing Assets $21,134.58 or 5.42 months PITI reserves. Required $7,797.90 |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;522 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence - xxx Comments: Significant time at current primary residence, 7.08 years CFCFS2854: Significant time in profession - xxx Comments: B1 has significant time in profession, 20.08 years.B2 has significant time in profession, 35.08 years. CFCFS1740: Mortgage payment history exceeds guidelines - xxx Comments: 0x30x67 mortgage payment history |
| &nbsp;&nbsp;&nbsp;500 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>CU<br>score,<br>xxx to<br>order<br>CDA | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines - xxx Comments: Credit score is 801. Minimum required 620. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Reserves are $125,519.29; 39.85 months CFCFS1737: LTV below guideline requirements - xxx Comments: LTV is 72.60%; guidelines allows 75%. |
| &nbsp;&nbsp;&nbsp;498 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines - xxx Comments: 794 fico score CFCFS2854: Significant time in profession - xxx Comments: 18 years in profession CFCFS1734: Borrower has significant time at current job - xxx Comments: 12 years at current job CFCFS1735: Co-Borrower has significant time at current job - xxx Comments: 18 years at current job |
| &nbsp;&nbsp;&nbsp;617 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements - xxx Comments: 80% LTV for Subject Property is below guideline max LTV of 85% CFCFS1744: DTI below guideline requirement - xxx Comments: DTI 40.97% is below the minimum program requirement of 50%. CFCFS1741: Credit score exceeds guidelines - xxx Comments: Median FICO 786 > 166 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;773 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score<br>could<br>not be<br>assessed.<br>xxx to<br>order<br>desk<br>review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements - xxx Comments: LTV 75%. Max LTV 85% CFCFS1741: Credit score exceeds guidelines - xxx Comments: Verified 770 FICO Score. Minimum required 620. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Closing assets $23,651.89 or 6.66 months PITI. Required reserves $21,380.58. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;968 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines - xxx Comments: Credit score of 789 exceeds guideline requirements of 620. CFCFS1744: DTI below guideline requirement - xxx Comments: DTI of 24.95% is below guideline requirement of 45%. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Required reserves are $15,615.96 or 6 months PITIA. Verified post close assets of $34,157.88 or 13.12 months PITIA. |
| &nbsp;&nbsp;&nbsp;631 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post closing assets $521,502.61 (77.29 months PITIA reserves) > min required reserves of $49,027.08. CFCFS1734: Borrower has significant time at current job - xxx Comments: 10.2 years current job time CFCFS2854: Significant time in profession - xxx Comments: 20 years in same line of work/profession |
| &nbsp;&nbsp;&nbsp;566 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines - xxx Comments: Median FICO 690 >70 points above guideline program minimum of 620. CFCFS1744: DTI below guideline requirement - xxx Comments: DTI 46.65% is below the minimum program requirement of 50%. CFCFS1734: Borrower has significant time at current job - xxx Comments: Borrower has significant time at current job, 22 years and 9 months. CFCFS1737: LTV below guideline requirements - xxx Comments: 70% LTV for Subject Property is below guideline max LTV of 85% |
| &nbsp;&nbsp;&nbsp;705 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines - xxx Comments: 753 FICO score is above the 620 min. CFCFS1737: LTV below guideline requirements - xxx Comments: 80% LTV is below the 85% max. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: $231881.37 in reserves is above the $12064.07 required. CFCFS1744: DTI below guideline requirement - xxx Comments: 40.74% DTI is below the 45% max. |
| &nbsp;&nbsp;&nbsp;1048 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied A | CMPTRID5293 | TRID<br>Not all<br>required<br>seller-<br>paid fees<br>were<br>disclosed<br>on the<br>CD | No | Seller fees<br>listed on<br>Seller CD<br>but not<br>Borrower<br>final CD. As<br>the fees are<br>at least<br>reflected<br>there is no<br>material<br>issue. This<br>exception is<br>informational<br>per xxx<br>Compliance<br>department<br>and TRID<br>2.0 revisions.<br>Exception<br>satisfied.<br>Final Grade<br>A. (No<br>Data) | Numeric | Not<br>Applicable | CFCFS5269: Minimal use of credit - xxx Comments: Borrower has 6% revolving credit utilization. CFCFS1741: Credit score exceeds guidelines - xxx Comments: 808 FICO exceeds program min allowable by >20 points. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Close Assets of $511,205.22 exceed minimum required reserves of $7,286.12 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;623 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements - xxx Comments: LTV 75%. Max 85% CFCFS1741: Credit score exceeds guidelines - xxx Comments: Verified FICO score 803. Minimum required 620. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Closing assets $49,771.94 or 19.85 months PITI reserves. Required reserves $15,344.80 |
| &nbsp;&nbsp;&nbsp;805 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved.<br>xxx to order<br>BPO. | 10/16/2025:<br>Received<br>BPO<br>supporting<br>value. | 10/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit - xxx Comments: Borrower has 17% revolving credit utilization CFCFS1741: Credit score exceeds guidelines - xxx Comments: 756 FICO exceeds program min allowable by >20 points |
| &nbsp;&nbsp;&nbsp;625 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Verified cash reserves $926,771.95 exceed guidelines $17,279.40. CFCFS1737: LTV below guideline requirements - xxx Comments: LTV is 68.42; guidelines allows 75%. CFCFS1741: Credit score exceeds guidelines - xxx Comments: Credit score is 799 which is above 620. |
| &nbsp;&nbsp;&nbsp;1136 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt B A | Credit | Credit/<br>Mtg<br>History | Active B | CRDCRMH193 | Length of<br>mortgage/<br>rental<br>history in<br>file does<br>not meet<br>guideline<br>requirement | No | Document<br>rent<br>payment<br>history with,<br>VOR<br>(landlord<br>verification),<br>six months<br>canceled<br>checks, or<br>current lease<br>agreement<br>and two<br>months<br>canceled<br>checks<br>(sourcing<br>payments).<br>File contains<br>bank<br>statements<br>with various<br>debits,<br>payee as<br>XXX : XXX<br>for $3,000,<br>XXX for<br>$3,100 and<br>XXX for<br>$2,900.<br>1003 reflects<br>6.5 years<br>renting<br>property at<br>XXX XXX<br>XXX | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession - xxx Comments: Borrower has significant time in profession, 11 years CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Close Assets are $52,054.96 or 25.38 months of PITI;Required Reserves are $12,645.48. CFCFS1742: Consumer credit history exceeds guidelines - xxx Comments: Credit reflects oldest tradeline date 10/1987, reporting 0x30 |
| &nbsp;&nbsp;&nbsp;712 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements - xxx Comments: 75% LTV below guideline requirements of 85% per program. CFCFS1741: Credit score exceeds guidelines - xxx Comments: Median FICO of 763 exceeds the guideline program minimum of 620. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Close Assets are $108,844.14 or 44.15 months PITI , Required PITI Reserves are $20,752.52 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;657 | XXXXXX | XXXXXX | XXXXXX | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>(or<br>CU)<br>score<br>is<br>>2.5.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement - xxx Comments: DTI of 36.90% is below Guidelines maximum of 45%. CFCFS1737: LTV below guideline requirements - xxx Comments: LTV of 75% is below Guidelines 90% maximum. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Cash reserves of $20,569.93 exceed $0.00 required by LP. |
| &nbsp;&nbsp;&nbsp;837 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job - xxx Comments: B2 has 18 years 3 months at current job. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post close reserves $37,264.48 exceeds required reserves $6,811.49. CFCFS5269: Minimal use of credit - xxx Comments: Minimal use of consumer credit. Credit line usage 21.44%. |
| &nbsp;&nbsp;&nbsp;749 | XXXXXX | XXXXXX | XXXXXX | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score<br>>2.5.<br>xxx to<br>order<br>desk<br>review. | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence - xxx Comments: Borrower has 12 years 9 months at current residence. CFCFS2854: Significant time in profession - xxx Comments: Borrower has 39 years 5 months in same line of work. CFCFS1739: Positive mortgage payment history - xxx Comments: Mortgage reports 99 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;644 | XXXXXX | XXXXXX | XXXXXX | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement - xxx Comments: DTI 17.91 below max of 45% CFCFS1741: Credit score exceeds guidelines - xxx Comments: credit score 801 exceeds minimum of 620 CFCFS1737: LTV below guideline requirements - xxx Comments: LTV 63.01% below max of 75% |
| &nbsp;&nbsp;&nbsp;734 | XXXXXX | XXXXXX | XXXXXX | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>Score<br>is 5,<br>xxx to<br>order<br>CDA | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence - xxx Comments: The borrower has been at the current residence for 25 years CFCFS1737: LTV below guideline requirements - xxx Comments: LTV 75%. Max 90% CFCFS1741: Credit score exceeds guidelines - xxx Comments: Verified FICO score 747. Minimum required 620 CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Closing assets $1,058,531.59 or 324.66 months PITI reserves. Required required $6,588.22 or 2 months PITI |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;848 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence - xxx Comments: The borrower has been at the current residence for over 20 years CFCFS2854: Significant time in profession - xxx Comments: The borrower has been in the same profession over 20 years CFCFS1737: LTV below guideline requirements - xxx Comments: LTV 75%. Max 85% CFCFS1741: Credit score exceeds guidelines - xxx Comments: Verified Credit Score 799. Minimum required 620 CFCFS1744: DTI below guideline requirement - xxx Comments: Calculated DTI 28.63%. Max 45% |
| &nbsp;&nbsp;&nbsp;690 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines - xxx Comments: 823 FICO score is above the 620 min. CFCFS1744: DTI below guideline requirement - xxx Comments: 37.63% is below the 45% max. CFCFS1737: LTV below guideline requirements - xxx Comments: 65.037% LTV is below the 90% max. |
| &nbsp;&nbsp;&nbsp;807 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan<br>approved<br>with<br>PIW,<br>xxx to<br>order<br>BPO. | 10/16/2025:<br>Received<br>BPO<br>supporting<br>value. | 10/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession - xxx Comments: Significant time in profession, 7 years. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Post Close Assets are $240,469.26 or 35.34 months PITI , Required PITI Reserves are $0 CFCFS1741: Credit score exceeds guidelines - xxx Comments: Median FICO of 795 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;642 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement - xxx Comments: DTI 30%/ max 50% CFCFS1741: Credit score exceeds guidelines - xxx Comments: FICO 800/620 minimum CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: 23 months worth of reserves |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>CU<br>Score;<br>xxx to<br>order<br>desk<br>review. | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement - xxx Comments: 38.94% DTI is below program max allowable of 45%. CFCFS1741: Credit score exceeds guidelines - xxx Comments: 747 FICO exceeds program min allowable by >20 points. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;680 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL988 | Loan File is<br>Missing or<br>Contains<br>Insufficient<br>Documentation<br>for Basic<br>Review | No | Final 1003 reflects<br>the following REOs<br>with new mortgages<br>attached, but<br>documentation was<br>provided regarding:<br>XXXX X XXXX<br>XXX ,XXXX,<br>AZ XXXX; XXXX<br>X XXXXX XXX,<br>XXXXX, AZ<br>XXXX. PITIA<br>documentation is<br>needed. Credit report<br>reflects the following<br>additional credit<br>inquiries in the last<br>120 days: XXXX<br>XXXX/XXXX on<br>6/3, XXXX XXXX<br>on 7/18, & XXX/<br>XXXX XXXX on<br>7/18. LOE is needed<br>regarding. | 10/20/2025:<br>Received<br>Final CDs<br>for both<br>REOs<br>showing<br>PITI.<br>Lender runs<br>prior to<br>closing<br>verification<br>for any new<br>debt<br>resulting<br>from<br>inquiries.<br>There are<br>none. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines - xxx Comments: Guidelines require min score of 620. Mid fico is 747. CFCFS1737: LTV below guideline requirements - xxx Comments: LTV is 70% Max allowed LTV is 75%. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: DU requires reserves in the amount of $172,304.34. Total reserves verified in the amount of $621,758.86. |
| &nbsp;&nbsp;&nbsp;680 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing CU score,<br>xxx to order CDA. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines - xxx Comments: Guidelines require min score of 620. Mid fico is 747. CFCFS1737: LTV below guideline requirements - xxx Comments: LTV is 70% Max allowed LTV is 75%. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: DU requires reserves in the amount of $172,304.34. Total reserves verified in the amount of $621,758.86. |
| &nbsp;&nbsp;&nbsp;691 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement - xxx Comments: DTI of 40.34% is below Guidelines 45% maximum. CFCFS1737: LTV below guideline requirements - xxx Comments: LTV of 75% is below Guidelines 90% maximum. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Cash reserves of $43,988.10 exceed DU required of $6,169.14. |
| &nbsp;&nbsp;&nbsp;820 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history - xxx Comments: no mortgage lates or derogatory mortgage history CFCFS2854: Significant time in profession - xxx Comments: 42 years in line of work CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: 46 months worth of reserves |
| &nbsp;&nbsp;&nbsp;1038 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines - xxx Comments: Borrower has 0x30 for 218 months. CFCFS1741: Credit score exceeds guidelines - xxx Comments: Verified 782 median FICO. Minimum required 620. CFCFS1731: Verified cash reserves exceed guidelines - xxx Comments: Verified Assets are $1,088,690.16. Funds required to close $101,849.41. Reserves are required to close in the amount of $18,953.42. Excess reserves are $967,887.33 or 306.40 PITIA. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;875 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied A | CMPTRID5293 | TRID Not<br>all required<br>seller-paid<br>fees were<br>disclosed<br>on the CD | No | Seller fees<br>listed on<br>Seller CD<br>but not<br>Borrower<br>final CD. As<br>the fees are<br>at least<br>reflected<br>there is no<br>material<br>issue. This<br>Condition is<br>informational<br>per xxx<br>Compliance<br>department<br>and TRID<br>2.0 revisions.<br>Condition<br>satisfied.<br>Final Grade<br>A. | (No Data) | (No Data) | Numeric | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 763 fico score<br> CFCFS2854: Significant time in profession<br> - xxx Comments: 20 years in profession<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 21 years at current job |
| &nbsp;&nbsp;&nbsp;875 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA Score<br>is 3.5. xxx to<br>order Desk<br>Review. | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 763 fico score<br> CFCFS2854: Significant time in profession<br> - xxx Comments: 20 years in profession<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 21 years at current job |
| &nbsp;&nbsp;&nbsp;700 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has occupied primary residence for 12.25 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 783 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets $81,221.76 (35.19 months PITIA reserves) > min required of $13,846.91<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: XXX earnings via 1065 (30% ownership) of approx $3,200/mo not used for qualifying.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 21.30% calculated DTI < max permitted of 45% |
| &nbsp;&nbsp;&nbsp;703 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets $78,958.80 (34.60 months PITIA reserves) > min required reserves of $34,457.79<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower1 has significant time at current job, 7 years and 2 months.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV for Subject Property is below guideline max LTV of 85%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO735 >115 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;974 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | No | 1004D<br>missing | 10/13/2025:<br>Received<br>verification<br>100%<br>complete. | 10/13/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 745 FICO score is above the 620 min.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 34.75% DTI is below the 45% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $25637.29 in reserves is above the required $17431.88.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV is below the 85% max. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | ATR/<br>QM:<br>Status<br>Pending D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active D | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | Yes | Missing<br>verification<br>of HOI/<br>insurance<br>for XXX<br>XXX in<br>estimate<br>amount of<br>$536.67<br>per month. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 9.083yrs tenure with current employer<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional documented B1 bonus income not used in qualifying. WVOE Bonus $30,000+$15,000/24=$1875 per month<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 86 consecutive months mortgage payment history exceeds 24 month credit review guidelines<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $275,465.82 verified cash reserves exceed $0 reserves required per guidelines<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 748 Median Credit Score, Oldest Trade 10/1987 |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | ATR/<br>QM:<br>Status<br>Pending D A | Credit | DTI | Active D | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject PITI | Yes | Missing<br>verification<br>of HOI/<br>insurance<br>for XXX<br>XXX in<br>estimate<br>amount of<br>$536.67<br>per month. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 9.083yrs tenure with current employer<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: Additional documented B1 bonus income not used in qualifying. WVOE Bonus $30,000+$15,000/24=$1875 per month<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 86 consecutive months mortgage payment history exceeds 24 month credit review guidelines<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $275,465.82 verified cash reserves exceed $0 reserves required per guidelines<br> CFCFS2860: Good credit history<br> - xxx Comments: Excellent credit history with no late pay/derog line items. 748 Median Credit Score, Oldest Trade 10/1987 |
| &nbsp;&nbsp;&nbsp;764 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 25 years at primary residence<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 27+ years at present job |
| &nbsp;&nbsp;&nbsp;788 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA Score<br>is >2.5.<br>xxx to<br>order desk<br>review | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 5 years & 6 months at current job<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 5 years & 9 months at current residence<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 745 FICO exceeds minimum 620. |
| &nbsp;&nbsp;&nbsp;1121 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession for 38 years<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrower have been in their current home 13 years<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 75%. Max 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified FICO score 792. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing assets $151,274.78 or 38.62 months PITI reserves. No reserves are required |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;733 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current residence; 36 years and 3 months<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 70.00% LTV below guideline requirements of 85.00% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 719 is 99 points above program guideline minimum of 620. |
| &nbsp;&nbsp;&nbsp;754 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70 is below guideline requirement of 85.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $76,113.03 or 30.07 months PITI reserves exceed required reserves of $49,827.23.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 787 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;762 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 21.63% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below Guidelines 85% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $119,838.15 exceed DU required of $13,944.51. |
| &nbsp;&nbsp;&nbsp;755 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score<br>(2.6) is<br>>2.5. xxx<br>to order<br>deskreview. | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Consumer credit show 0x30x82.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Mortgage history reflects 0 x 30 for the past 33 months.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for the past: 7 years. |
| &nbsp;&nbsp;&nbsp;979 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5. xxx<br>to order<br>desk<br>review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - xxx Comments: 0x30, 0x60 and 0x90 with 35 months reviewed.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with the same employer for over 25 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $10,040.99 exceed DU required of $7,642.97. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P**<br>**Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1088 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Guidelines require min score of 620. Mid fico is 763.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 75% Max allowed LTV is 90%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: DU requires reserves in the amount of $4,875.76. Total reserves verified in the amount of $47,565.27 with EMD deducted. |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided at current residence for 10 years.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV below guideline requirements of 90% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 813 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;763 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Borrower credit score of 798 exceeds min score requirement of 620.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Consumer credit show 0x30x82<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence for the past: 19 years.<br> CFCFS2854: Significant time in profession<br> - xxx Comments: Co-Borrower has been in this line of work in the past: 21 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with employer in the past: 21 years. |
| &nbsp;&nbsp;&nbsp;819 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 29.59% DTI is below program max allowable of 45%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 787 FICO exceeds program min allowable by >20 points.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close assets of $111755.7 exceed minimum required reserves of $4,845.02 |
| &nbsp;&nbsp;&nbsp;789 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: The borrower has been in the same profession for 25 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified FICO score 803. Minimum required score 620.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Calculated DTI 29.74%. Max 45%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing Assets $62,618.74 (28.71 months PITIA reserves) > Required reserves $13,087.03 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;748 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 23 years at current residence<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 761 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $230855.97 or 134.25 months of PITI |
| &nbsp;&nbsp;&nbsp;824 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>>2.5,<br>xxx to<br>order<br>desk<br>review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 35.71% DTI is below program max allowable of 45%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close assets of $510,770.44 exceed the minimum required reserves of $14,223.51 |
| &nbsp;&nbsp;&nbsp;800 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines 90% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $107,958.09 exceed DU required reserves of $4,816.80<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has been with current employer since 11/19/2006. |
| &nbsp;&nbsp;&nbsp;746 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no<br>score.<br>xxx to<br>order<br>desk<br>review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: B1 wage income $2,000 bi-weekly documented via WVOE and 2024 W2<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - xxx Comments: Current mortgage opened 8/2014 0x30<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 817 qualifying credit score exceeds min of 620<br> CFCFS2860: Good credit history<br> - xxx Comments: Qualifying credit score 817 with 363 months history<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Qualifying credit score 817 with 363 months history<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: 10 years 11 months |
| &nbsp;&nbsp;&nbsp;721 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Qualifying FICO of 716 is 96 points above the 620 FICO required.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has 7 years 8 months at current job.<br> CFCFS2854: Significant time in profession<br> - xxx Comments: Borrower has 41 years in profession. |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;976 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>is 3, xxx to<br>order<br>CDA. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 761 FICO score is above the 620 min.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $122589.89 months reserves is above the required $4158.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 41.45% DTI is below the 45% max.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV is below the 90% max. |
| &nbsp;&nbsp;&nbsp;1065 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>is 2.6. xxx<br>to order<br>Desk<br>Review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrowers have lived at current residence 16.25 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified $102,926.39 in post closing reserves or 23.06 months PITI.DU requires $26,833.81 reserves.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 817 median FICO. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;791 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has 24 years 9 months at current residence.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Qualifying FICO of 800 is 180 points above the 620 FICO required.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-Borrower has 24 years 11 months at current job.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: Qualifying DTI (Back) of 37.44% is 7.56% below the 45% allowed.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Reserves of $368,762.27 is $352,665.65 greater than the $16,096.62 reserves required. |
| &nbsp;&nbsp;&nbsp;1000 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied B | CMPTRID5115 | TRID—Closing<br>Disclosure: The<br>Creditors<br>Brokers or<br>Contact persons<br>NMLS or State<br>ID is missing | No | CD xxx<br>Contact<br>information<br>section<br>Lender<br>NMLS ID<br>is missing.<br>Corrected<br>on Final<br>CD xxx.<br>Exception<br>satisfied. | (No Data) | (No Data) | Numeric | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided at current residence for 8 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 784 exceeds the guideline program minimum of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 13 years and 9 months. |
| &nbsp;&nbsp;&nbsp;815 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $82,218.52 or 36.25 months PITIA; Required Reserves are $18,642.92<br> CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 6 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 755 FICO score, Minimum FICO is 620<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30x49 mortgage payment history |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;821 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified 790 median FICO. Minimum required 620.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: B1 has been with current employer 15.58 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified $182,218.75 in post closing reserves or 59.84 months PITI. LP requires $42,592.68 reserves. |
| &nbsp;&nbsp;&nbsp;816 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | Missing<br>Proof of<br>HOA for<br>$250 per<br>month for<br>property<br>located at<br>XXX has<br>not been<br>uploaded<br>by the<br>Lender. | 10/20/2025:<br>Received<br>$250 HOA<br>verification. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV for Subject Property is below guideline max LTV of 85%<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 18.79% is below the minimum program requirement of 45%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 798 >178 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;814 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score ><br>2.5. xxx to<br>order<br>Desk<br>Review. | 10/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score 796 exceeding minimum of 620<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 40.72% below max of 45%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: reserves verified $88,376.32 |
| &nbsp;&nbsp;&nbsp;1149 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 36.57% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below Guidelines maximum of 85%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $40, 2498.85 exceed DU required of $15,208.17. |
| &nbsp;&nbsp;&nbsp;1134 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Active D | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | Yes | Lender<br>needs to<br>verify<br>which<br>AUS was<br>used. DU

#4<br>Casefile

#XXX<br>was run<br>xxx.<br>Latest LP

#10

#XXX<br>was run<br>xxx. LP is<br>noted on<br>the 1008,<br>Lender<br>Closing<br>Cost<br>Worksheet<br>and noted<br>on the<br>Tape.<br>Verify<br>which<br>AUS was<br>used.<br>Additional<br>conditions<br>will apply<br>if LP was<br>the AUS<br>used. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 38.31% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70% is below Guidelines maximum of 85%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $32,928.88 exceed DU required reserves of $18,346.86. |

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| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1134 | XXXXXX | XXXXXX | XXXXXX | (No Data) | ATR/QM:<br>Exempt D D<br> A | Property<br>Valuations | Appraisal | Active D | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | Yes | Provide<br>missing<br>Completion<br>Cert. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 38.31% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 70% is below Guidelines maximum of 85%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $32,928.88 exceed DU required reserves of $18,346.86. |
| &nbsp;&nbsp;&nbsp;801 | XXXXXX | XXXXXX | XXXXXX | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $658550.20 or 220.83 months of P&I<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 813 fico score |
| &nbsp;&nbsp;&nbsp;1167 | XXXXXX | XXXXXX | XXXXXX | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 24.96% is below Guidelines 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 69.29% is below Guidelines 75% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $180,326.71 exceed DU required of $14,673.29. |
| &nbsp;&nbsp;&nbsp;1004 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) A |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 781 credit score exceeds minimum FICO requirements by 161 points<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: Low LTV of 75%<br> CFCFS2860: Good credit history<br> - xxx Comments: Good credit history with no lates listed |
| &nbsp;&nbsp;&nbsp;856 | XXXXXX | XXXXXX | XXXXXX | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 13 years at current residence<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 820 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $344098.63 or 125.71 months of P&I |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;966 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or CU)<br>score is >2.5.<br>xxx to order<br>desk review. | 10/17/2025<br>Received<br>desk review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrowers have resided at current residence for 5 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 756 exceeds the guideline program minimum of 620.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV below guideline requirements of 85% per program.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $51.814.89 or 26.27 months PITI, Required PITI Reserves are $11,832.74 |
| &nbsp;&nbsp;&nbsp;1039 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Borrower 1 W2<br>missing. | 10/15/2025:<br>Received<br>12/26/2024<br>year-end<br>paystub. This<br>is acceptable. | 10/15/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 768 FICO score is above the 620 min.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 38.80% DTI is below the 45% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $33385.09 in reserves is above the required $31239.24<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV is below the 85% max. |
| &nbsp;&nbsp;&nbsp;977 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Credit | DTI | Satisfied C A | CRDDTI187 | Debt Ratio ><br>50% | No | Provide<br>documentation<br>to verify<br>$5,056.25/month<br>VA Benefits<br>income for B1<br>noted on Final<br>1003. xxx<br>verified SSI<br>$2,305.64/mo,<br>SC Retirement<br>$1,124.41/mo<br>and VA<br>Retirement<br>$5,805/mo. | 10/20/2025:<br>Received VA<br>Disability<br>verification.<br>DTI is now<br>43.75%. | 10/20/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: 9 years at current residence<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 793 fico score |
| &nbsp;&nbsp;&nbsp;977 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA returned no<br>score. xxx to<br>order Desk<br>Review. | 10/20/2025:<br>Received<br>Desk Review<br>not supporting<br>value.<br>Indeterminate. | 10/20/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: 9 years at current residence<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 793 fico score |
| &nbsp;&nbsp;&nbsp;977 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Value | Active C | PRVAVALU5249 | Property Value<br>Not Supported | Yes | 10/20/2025:<br>Exception added<br>after review of<br>trailing docs:<br>CDA received<br>shows<br>Indeterminate<br>value. xxx to<br>order Field<br>Review. | (No Data) | (No Data) | Not<br>Applicable | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: 9 years at current residence<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 793 fico score |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1105 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score<br>3.5. xxx<br>to order<br>Desk<br>Review. | 10/20/2025:<br>Received<br>CDA<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - xxx Comments: 30 years in the same line of work<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 808 fico score<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $696230.16 or 182.97 months of P&I |
| &nbsp;&nbsp;&nbsp;981 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 10+ years with current employer<br> CFCFS2860: Good credit history<br> - xxx Comments: 0 x 30 in 99 months |
| &nbsp;&nbsp;&nbsp;988 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has lived at current residence 15+ years.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: 326 months credit history exceeds guidelines.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: 22+ months reserves exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;882 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no<br>score.<br>xxx to<br>order<br>Desk<br>Review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - xxx Comments: Borrower has 0x30 for 438 months. |
| &nbsp;&nbsp;&nbsp;1078 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Minimum fico 620; Borrower fico 776<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI max 50%; Borrower DTI 28.59% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1042 | XXXXXX | XXXXXX | XXXXXX | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI is 33%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score is 782 |
| &nbsp;&nbsp;&nbsp;1080 | XXXXXX | XXXXXX | XXXXXX | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - xxx Comments: 10 year in profession<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $120,879.87 or 47.04 months of P&I<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 770 fico score |
| &nbsp;&nbsp;&nbsp;832 | XXXXXX | XXXXXX | XXXXXX | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score is 790 is above the required 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Assets: Post Close Assets are $466,652.27; Reserves are $377,126.84; 175.92 months |
| &nbsp;&nbsp;&nbsp;1052 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; xxx's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>verified<br>ATR<br>Exempt per<br>8/29/2025<br>Mavent<br>Report. xxx<br>verified<br>Rebuttable<br>Presumption. | 10/27/2025:<br>Received<br>updated<br>Mavent<br>showing<br>RP. | 10/27/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below guideline requirement of 80%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 755 is below guideline requirement of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Reserves required are $7370.22; verified post close assets are $85,553.03. |
| &nbsp;&nbsp;&nbsp;1052 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>CU score is<br>3.5. xxx to<br>order desk<br>review. | 10/27/2025:<br>Received<br>Desk<br>review<br>supporting<br>value. | 10/27/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below guideline requirement of 80%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 755 is below guideline requirement of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Reserves required are $7370.22; verified post close assets are $85,553.03. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P**<br>**Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;996 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 29 years and 10 months.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI 4.16% is below the minimum program requirement of 45%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 759 > 139 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;1114 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 790 exceeds the 680 required.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Required $24,221.42 actual $229,843.29<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 36.26 is less than the max of 45. |
| &nbsp;&nbsp;&nbsp;1068 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: Significant time at current primary residence, 15.33 years<br> CFCFS2854: Significant time in profession<br> - xxx Comments: Significant time in profession, 11.33 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO 805 >185 points above the minimum guideline required 620. |
| &nbsp;&nbsp;&nbsp;975 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 24 years at current residence<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 34 years on current job<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 37 years at current job<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 741 fico score |
| &nbsp;&nbsp;&nbsp;855 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 33.03% is less than the max of 45%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: CBR score of 804 exceeds the 620 required.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Reserves: $696,675.00 — reserves $17,442.91 = $33,978.48 excess post close reserves. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1174 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>not available.<br>xxx to order<br>desk review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrower has been at the current residence over 48 years<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified FICO score 680. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing Assets $46,210.75-$3,000 unsourced deposit=$43,210.75 or 15.93 months PITI. Required reserves $21,712.54 |
| &nbsp;&nbsp;&nbsp;1021 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>>2.5. xxx to<br>order desk<br>review. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV 80%. Max 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Verified Credit Score 812. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Closing Assets $44m258.52 or 8.7 months PITI reserves. Required $16,109.48 |
| &nbsp;&nbsp;&nbsp;1085 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score is 3,<br>xxx to order<br>PDI. | 10/17/2025<br>Received<br>desk<br>review.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 13 years and 10 months.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: The borrower ha5resided at current residence for 12 years and co-borrower for 13 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 791 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;1083 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 18.30% is below Guidelines maximum of 45%.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 80% is below Guidelines maximum of 85%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $35,626.50 exceed DU required of $24,082.96 |
| &nbsp;&nbsp;&nbsp;1125 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Assets | Satisfied C A | CRDAST206 | Asset Amounts<br>Are<br>Unsupported<br>by<br>Documentation<br>in File | No | Missing<br>documentation<br>to support the<br>borrower is<br>permitted to<br>make<br>withdrawals<br>from the<br>XXXX 401K<br>and that<br>severance of<br>the borrower's<br>current<br>employment is<br>not required. | 10/24/2025:<br>Received<br>T/C of<br>withdrawal.<br>Allowed. | 10/24/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 767 is > the minimum credit score of 620.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: Mortgage payment history for the subject property was reviewed for 40 months with 0 x 30.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 41.17% is < the maximum DTI of 45%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;970 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 9 years and 7 months.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV below guideline requirements of 85% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 788 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;1041 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>Score<br>is<br>xxx,<br>xxx<br>to<br>order<br>CDA. | 10/17/25<br>Received<br>satisfactory<br>desk<br>review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has $2,381,039.33/1098.92 PITI post close assets.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: Co-borrower has been xxx for over 19 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 807s 187 points above minimum program requirement of 620. |
| &nbsp;&nbsp;&nbsp;1112 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 24.69% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 813 FICO exceeds program min allowable by >20 points.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post close assets of $43,386.21 exceed the minimum required reserves of $17,265.66. |
| &nbsp;&nbsp;&nbsp;1071 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - xxx Comments: 14 years at current residence<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: 10 years at current job<br> CFCFS1735: Co-Borrower has significant time at current job<br> - xxx Comments: 19 years at current job<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 782 fico score |
| &nbsp;&nbsp;&nbsp;1140 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 68.18% LTV below guideline requirements of 90% per program.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: Borrower has resided at current residence for 6 years.<br> CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: Borrower has significant time at current job, 6 years and 9 months. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1074 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 761 FICO score is above the 620 min.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV is below the 85% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $168065.41 in reserves is above the 0 required.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 33.35% DTI is below the 45% max. |
| &nbsp;&nbsp;&nbsp;1074 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>xxx to<br>orderBPO | 10/16/2025:<br>Received<br>BPO<br>supporting<br>value. | 10/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 761 FICO score is above the 620 min.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 80% LTV is below the 85% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: $168065.41 in reserves is above the 0 required.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 33.35% DTI is below the 45% max. |
| &nbsp;&nbsp;&nbsp;1033 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is 3.5, xxx<br>to order<br>CDA. | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 8% revolving credit utilization.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 783 FICO exceeds program min allowable by > 20 points. |
| &nbsp;&nbsp;&nbsp;1161 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 74.05% LTV below guideline requirements of 85% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 743 exceeds the guideline program minimum of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $22,618.51 or 9.66 months PITI ,Required PITI Reserves are $14,051.22. |
| &nbsp;&nbsp;&nbsp;997 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV of 75% is below guideline requirement of 80%.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Credit score of 740 exceeds guideline requirement of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Required reserves are $14,161.17 or 6 months PITI; verified post close assets are $42,796.07 or 18 months PITI. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1030 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $37103.35 or 13.74 months of P&I<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: 7 years at current residence<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 815 fico score |
| &nbsp;&nbsp;&nbsp;1064 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score =<br>N/A. xxx to<br>order desk<br>review. | 10/17/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 10/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post closing assets $198,924.62 (89.11 months PITIA reserves) > min required reserves of $13,394.28<br> CFCFS5269: Minimal use of credit<br> - xxx Comments: Minimal usage of available revolving credit lines @ 6.08%<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 809 mid score > min required of 620 |
| &nbsp;&nbsp;&nbsp;1094 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or CU)<br>score is >2.5.<br>xxx to order<br>desk review. | 10/17/2025<br>Desk<br>review<br>received.<br>Value<br>supported<br>with 0%<br>variance. | 10/17/2025<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 71.89% LTV below guideline requirements of 85% per program.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Median FICO of 795 exceeds the guideline program minimum of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets are $204,989.93 or 109.93 months PITI, Required PITI Reserves are $11,188.26. |
| &nbsp;&nbsp;&nbsp;1095 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - xxx Comments: 105 months history with no delinquency reported<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - xxx Comments: 0x30 opened 11/2021<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 781 min 620<br> CFCFS1749: Additional documented income not used in qualifying<br> - xxx Comments: B2 WVOE supports $12,291.67 |
| &nbsp;&nbsp;&nbsp;1141 | XXXXXX | XXXXXX | XXXXXX (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Terms/<br>Guidelines | Satisfied C A | CRDTER3122 | Loan<br>documents<br>do not meet<br>guideline<br>requirements | No | Missing 3rd<br>party evidence<br>that the XXX<br>Bank account

#: XXX with<br>a credit limit<br>of<br>$200,000.00<br>with no<br>balance and is<br>showing as a<br>HELOC was<br>not matched to<br>a property per<br>Item 20 on the<br>DU Findings.<br>Provide<br>documentation<br>to support it is<br>not attached to<br>B1's primary<br>residence or<br>include it in<br>the DTI | 10/20/2025:<br>Verified<br>secured to<br>XXX REO.<br>No<br>payment<br>required to<br>be included<br>in DTI. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - xxx Comments: B1 has been XXX for 20 years 8 months.<br> CFCFS1736: Significant time at current residence<br> - xxx Comments: B2 has occupied his primary residence for 5 years 8 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post-Closing Assets: $285,471.21 — $13,937.05 required reserves = $271,534.16/$10,844.13 PITI on all 3 properties = 25.04 months reserves on all 3 properties owned. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1028 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>xxx to<br>order<br>BPO. | 10/20/2025:<br>Received<br>BPO<br>supporting<br>value. | 10/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 36.22% is below Guidelines 45% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Cash reserves of $40,999.31 exceed LP required of $0.00.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 741 mid score > min required of 620 |
| &nbsp;&nbsp;&nbsp;1122 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score ><br>2.5. xxx<br>to order<br>Desk<br>Review. | 10/17/25<br>Received<br>satisfactory<br>desk review | 10/17/25<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: credit score 769 > min. requirement of 620<br> CFCFS2860: Good credit history<br> - xxx Comments: Credit score of 769 is 89 points above minimum program requirement of 680.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: LTV is 75%; guidelines is 90 |
| &nbsp;&nbsp;&nbsp;1145 | XXXXXX | XXXXXX | XXXXXX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: 796 FICO score is above the 620 min.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Borrower has $126177.22 in reserves which is above the $28406.05 required.<br> CFCFS1737: LTV below guideline requirements<br> - xxx Comments: 75% LTV is below the 85% max. |
| &nbsp;&nbsp;&nbsp;1156 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - xxx Comments: DTI of 39.78 is below guideline requirement.<br> CFCFS1741: Credit score exceeds guidelines<br> - xxx Comments: Representative score of 800 exceeds guidelines.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Verified reserves of $131,437.84 or 73.42 months PITI reserves exceed AUS required reserves of $37,696.63. |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1110 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active D | CMPTRID5107 | TRID —<br>Seller CD<br>not in file;<br>need in<br>order to<br>complete<br>fee entry | Yes | Seller CD<br>not in<br>file. | (No Data) | (No Data) | Not<br>Applicable | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 2.3% revolving credit utilization.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 35.87% DTI is below program max allowable of 45%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets of $96,234.94 exceeds required reserves of $4,979.56 |
| &nbsp;&nbsp;&nbsp;1110 | XXXXXX | XXXXXX | XXXXXX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>xxx to<br>order<br>BPO. | 10/16/2025:<br>Received<br>BPO<br>supporting<br>value. | 10/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - xxx Comments: Borrower has 2.3% revolving credit utilization.<br> CFCFS1744: DTI below guideline requirement<br> - xxx Comments: 35.87% DTI is below program max allowable of 45%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - xxx Comments: Post Close Assets of $96,234.94 exceeds required reserves of $4,979.56 |

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| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | **PMTLT 2025-INV11** |
| **Start - End Dates:** | **9/29/2025 - 10/13/2025** |
| **Deal Loan Count:** | **407** |

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**Conditions Report 2.0** 

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| | |
|:---|:---|
| ***Loans in Report:*** | *407* |
| ***Loans with Conditions:*** | *191* |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;1177 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;612 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;249 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;69 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;230 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;403 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;250 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;414 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;735 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;736 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;472 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;225 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;424 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;235 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;430 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;320 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;543 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;405 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;615 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;293 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;941 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;610 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;508 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;659 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;410 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;636 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;920 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;935 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;475 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;936 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;929 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;406 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;959 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;915 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;956 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1012 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;934 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;931 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;927 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;995 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;921 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;948 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;922 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1015 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1016 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;926 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;258 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;664 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;663 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1154 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;950 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1091 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1155 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;1186 | XXXXXX | Yes | XXXXXX | XXXXXX D A B | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;435 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;423 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;244 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;402 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;433 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;960 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;4 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1187 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;572 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;459 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;891 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Yes |
| &nbsp;&nbsp;&nbsp;310 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;154 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;142 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;201 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;870 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;910 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;188 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;144 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;155 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;670 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;389 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;143 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;19 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;176 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;373 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;215 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;163 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;22 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;24 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;669 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;391 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;829 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;33 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;113 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;847 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;854 | XXXXXX | Yes | XXXXXX | XXXXXX A | Yes |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;95 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;119 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;118 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;377 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;90 | XXXXXX | Yes | XXXXXX | XXXXXX C A B | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;76 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1035 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;190 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;881 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;7 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;183 | XXXXXX | Yes | XXXXXX | XXXXXX A | Yes |
| &nbsp;&nbsp;&nbsp;785 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;692 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;92 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;650 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;986 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;136 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;909 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;57 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;381 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;393 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;687 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;490 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;906 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;784 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;526 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;442 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;862 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;63 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;774 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;842 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;445 | XXXXXX | Yes | XXXXXX | XXXXXX A | Yes |
| &nbsp;&nbsp;&nbsp;78 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;288 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;1003 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;139 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;879 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;84 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;362 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;360 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;326 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;491 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;203 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;885 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;913 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;868 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;135 | XXXXXX | Yes | XXXXXX | XXXXXX A | Yes |
| &nbsp;&nbsp;&nbsp;1053 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;587 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;710 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;561 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;840 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;888 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;649 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;876 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1107 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;880 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;363 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;343 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;289 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;173 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;302 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;223 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;673 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;270 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;630 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;488 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;506 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;618 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;263 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;282 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;267 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;886 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;441 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;451 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;461 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;1146 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;718 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;438 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;482 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;505 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;654 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;760 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;681 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;577 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;582 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;578 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;558 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;573 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;579 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;564 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;279 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;309 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;446 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;481 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;478 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;621 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;873 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;782 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;287 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;629 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;672 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;677 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;666 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;513 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;440 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;390 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;787 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;399 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;327 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;382 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;300 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;502 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;297 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;312 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1169 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1013 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;298 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;484 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;479 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;452 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;493 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;455 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;325 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;528 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;517 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;627 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;828 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1077 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1166 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;444 | XXXXXX | Yes | XXXXXX | XXXXXX C A B | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;550 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;485 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;499 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;972 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;588 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;827 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;510 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;477 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;531 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;512 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;752 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1010 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;522 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;500 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;498 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;617 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;773 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;968 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;631 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;566 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;705 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1048 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;623 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;805 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;625 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1136 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;712 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;657 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;837 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;749 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;644 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;734 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;848 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;690 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;807 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;642 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;680 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;691 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;820 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1038 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;875 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;700 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;703 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;974 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;764 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;788 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1121 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;733 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;754 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;762 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;755 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;979 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1088 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;763 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;819 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;789 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;748 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;824 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;800 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;746 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;721 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;976 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1065 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;791 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1000 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;815 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;821 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;816 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;814 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1149 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1134 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;801 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1167 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1004 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;856 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;966 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1039 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;977 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1105 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;981 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;988 | XXXXXX | Yes | XXXXXX | XXXXXX A | Yes |
| &nbsp;&nbsp;&nbsp;882 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1078 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1042 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1080 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;832 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1052 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;996 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1114 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1068 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;975 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;855 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1174 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1021 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;1085 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1083 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1125 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;970 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1041 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1112 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1071 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1140 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1074 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1033 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1161 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;997 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1030 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1064 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1094 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1095 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1141 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1028 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1122 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1145 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1156 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;1110 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |

---

## Exhibit 99.3

**EXHIBIT 99.3** 

**CLAYTON RATING AGENCY ATR QM DATA FIELDS** 

------

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | **PMTLT 2025-INV11** |
| **Start - End Dates:** | **9/29/2025 - 10/13/2025** |
| **Deal Loan Count:** | **407** |
| **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** |
| *Loans in Report:* | *407* |

---

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender**<br> **Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM**<br> **Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;1177 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 7213 | XXXXX | 7.6733 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;612 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 6.999 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;249 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;69 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 6856.5 | XXXXX | 7.1491 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;70 | XXXXX | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXX | XXXXX | Yes | No | 5774.83 | XXXXX | 7.5744 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;59 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;39 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;230 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;321 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 8380.1 | XXXXX | 6.8911 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;403 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 15201.75 | XXXXX | 6.9068 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;242 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;250 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 6600.5 | XXXXX | 7.0431 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;247 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;414 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;735 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.999 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;736 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 8674.85 | XXXXX | 7.2183 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;318 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.999 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;472 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 5963 | XXXXX | 7.8425 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;225 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;424 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.999 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;235 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.999 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;231 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;430 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 4150.35 | XXXXX | 6.526 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;320 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;292 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;543 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.999 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;405 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.499 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;615 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 14688 | XXXXX | 7.5704 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;293 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.999 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;941 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.999 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;610 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;508 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;659 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;410 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;636 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;920 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 0 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;935 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;475 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 6.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;936 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;929 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;406 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 9213 | XXXXX | 7.1788 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;959 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;915 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;956 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.499 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1012 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;934 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;931 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.999 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;927 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 74 | XXXXX | 7.2672 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;995 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;921 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;948 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 10313 | XXXXX | 7.7004 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;922 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 8976 | XXXXX | 6.6873 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1015 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1016 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.499 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;11 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.5001 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;926 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 9558.73 | XXXXX | 7.2431 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;257 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1400 | XXXXX | 6.5596 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;254 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 3761.05 | XXXXX | 7.3416 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;258 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.5 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;255 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;256 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 1014 | XXXXX | 7.6802 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;259 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2004 | XXXXX | 6.6699 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;664 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 14963.3 | XXXXX | 6.4889 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;663 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 14470.65 | XXXXX | 7.0262 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1154 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 6.625 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;950 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1091 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1155 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 0 | XXXXX | 6.8735 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1186 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 11401.2 | XXXXX | 6.4137 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;435 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;423 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 11067.18 | XXXXX | 6.4699 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;244 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2711.95 | XXXXX | 8.0334 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;227 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1592.7 | XXXXX | 6.9072 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;402 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1138.3 | XXXXX | 7.4331 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;8 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |

---

------

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender**<br> **Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM**<br> **Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;2 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 5831.99 | XXXXX | 6.4539 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;433 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 9153.58 | XXXXX | 7.8584 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;960 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2545 | XXXXX | 7.7711 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;4 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2090.27 | XXXXX | 6.193 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1187 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1670 | XXXXX | 7.0156 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;315 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;50 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 18255.74 | XXXXX | 8.2265 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;572 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 975 | XXXXX | 7.4421 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;459 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2632.5 | XXXXX | 7.5314 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;891 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 7.5278 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;224 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 6389 | XXXXX | 7.7847 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;310 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.9901 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;154 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1896.8 | XXXXX | 7.6772 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;153 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;359 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;142 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;201 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 6.8978 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;174 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;870 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1905 | XXXXX | 7.4569 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;365 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 5528.53 | XXXXX | 6.659 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;910 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;188 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 864.94 | XXXXX | 6.7539 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;144 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;155 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1995 | XXXXX | 6.8341 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;708 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;168 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;670 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1490 | XXXXX | 6.9616 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;372 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 8650.46 | XXXXX | 6.2082 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;389 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.5 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;214 | XXXXX | ATR/QM: Status Pending | No | Yes | XXXXX | XXXXX | Yes | No | 4799.5 | XXXXX | 7.9455 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;143 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1675.5 | XXXXX | 8.3152 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;19 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 5012.75 | XXXXX | 8.3726 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;159 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1615 | XXXXX | 6.9674 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;176 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 7.1231 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;373 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;215 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;209 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1575 | XXXXX | 7.3183 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;163 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;375 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;22 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 3105.31 | XXXXX | 7.7424 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;24 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 3794.2 | XXXXX | 7.925 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;669 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;391 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 7.7501 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;77 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;26 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2105 | XXXXX | 7.8203 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;829 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;33 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 40.95 | XXXXX | 7.9108 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;113 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.49 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;847 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;854 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 977.67 | XXXXX | 7.4254 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;103 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;111 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;106 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 7.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;95 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;124 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.312 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;123 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 7740.25 | XXXXX | 7.9985 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;119 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 7920 | XXXXX | 8.0237 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;107 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1595 | XXXXX | 7.6005 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;94 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 13420 | XXXXX | 6.8554 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;118 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1645 | XXXXX | 7.2945 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;377 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 3697 | XXXXX | 6.8486 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;90 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2505.96 | XXXXX | 7.7253 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;134 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;76 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1035 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1200 | XXXXX | 7.0307 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;190 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1195 | XXXXX | 7.919 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;152 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;881 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.4349 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;7 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;183 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 8.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;785 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 7.3095 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;692 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 864 | XXXXX | 8.3161 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;92 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;650 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.49 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;704 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;986 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 1200 | XXXXX | 6.9835 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;136 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 3583 | XXXXX | 5.7486 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |

---

------

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender**<br> **Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM**<br> **Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;47 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 975 | XXXXX | 8.155 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;909 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;91 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1014 | XXXXX | 7.7041 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;57 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 5943 | XXXXX | 8.0248 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;381 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1195 | XXXXX | 7.066 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;393 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;184 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1500 | XXXXX | 7.2284 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;196 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1241 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;687 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1640 | XXXXX | 7.4538 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | XXXXX |
| &nbsp;&nbsp;&nbsp;490 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2570 | XXXXX | 6.7491 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;906 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 1590 | XXXXX | 6.9497 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;784 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1700 | XXXXX | 7.5466 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;526 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;442 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 7.5 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;862 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;63 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 3500 | XXXXX | 7.749 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;774 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;60 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.8155 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;842 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1695 | XXXXX | 7.7015 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;160 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1690 | XXXXX | 7.3473 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;445 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1970 | XXXXX | 6.7878 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;78 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2220 | XXXXX | 7.9843 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;288 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1495 | XXXXX | 7.4298 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1003 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;139 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;879 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;84 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 9039.44 | XXXXX | 7.9168 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;362 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1560 | XXXXX | 7.1834 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;360 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 899 | XXXXX | 7.5946 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;326 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1550 | XXXXX | 7.423 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;491 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;203 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | Employed | Non-Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1002 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;885 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;913 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;868 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 4975 | XXXXX | 7.5312 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;135 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1516 | XXXXX | 7.56 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | XXXXX |
| &nbsp;&nbsp;&nbsp;1053 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 375 | XXXXX | 7.0215 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;587 | XXXXX | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXX | XXXXX | Yes | No | 8046.94 | XXXXX | 7.7144 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;710 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 899 | XXXXX | 7.2095 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;561 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1915 | XXXXX | 7.0435 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;840 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;888 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;649 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1200 | XXXXX | 6.9129 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;967 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 14434 | XXXXX | 7.1039 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;876 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1107 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 10473 | XXXXX | 8.0886 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;880 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 4295 | XXXXX | 7.1855 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;363 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;343 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;289 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1280 | XXXXX | 7.1619 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;173 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;302 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 9755 | XXXXX | 6.9949 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;223 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;673 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;266 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.49 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;149 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;355 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.9898 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;270 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;630 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1090 | XXXXX | 7.7872 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;488 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 4470.14 | XXXXX | 7.8965 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;506 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;618 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.8751 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;278 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;263 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1320 | XXXXX | 7.733 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;282 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;268 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1695 | XXXXX | 7.9451 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;323 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 1595 | XXXXX | 7.9286 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;267 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;886 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1440 | XXXXX | 7.1226 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;441 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;451 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;461 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 0 | XXXXX | 6.9992 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1146 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 1640 | XXXXX | 7.0418 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;280 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 1350 | XXXXX | 7.4259 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender**<br> **Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM**<br> **Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;718 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;438 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;482 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 4355 | XXXXX | 7.3156 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;505 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;654 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;760 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.75 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;681 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.9901 | Unemployed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;577 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;582 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | Unemployed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;578 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 5.5069 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;558 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.5001 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;573 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.625 | Employed | Employed | Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;579 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;564 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;301 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;279 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.875 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;309 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.875 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;446 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.7501 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;481 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;674 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.624 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;478 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;621 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.125 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;873 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;782 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.9254 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;287 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;629 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.6251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;645 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.6251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;672 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.6251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;677 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;666 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;513 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;440 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;390 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;787 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;399 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.49 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;327 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 6280 | XXXXX | 7.5018 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;382 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;300 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;502 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;297 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;312 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1169 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 14736.63 | XXXXX | 7.1839 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1013 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Employed | Unemployed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;298 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;484 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.625 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;479 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;452 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1278 | XXXXX | 7.0073 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;493 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;455 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;346 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.125 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;325 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;335 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 125 | XXXXX | 6.5266 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;528 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;517 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 475.49 | XXXXX | 7.1719 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;627 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 6.8915 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;828 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 2149.95 | XXXXX | 7.0458 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1077 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.5398 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1166 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2463.75 | XXXXX | 7.538 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;444 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 995 | XXXXX | 6.6607 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;550 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 0 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;485 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 13500 | XXXXX | 7.4155 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;499 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 3270 | XXXXX | 7.4292 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;972 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;588 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 946.56 | XXXXX | 7.6936 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;827 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1851.95 | XXXXX | 7.0451 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;510 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.7435 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;477 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 7.2498 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;531 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;512 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.4553 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;752 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 8.0001 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1010 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 6.6765 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;533 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;597 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | No | Yes | 0 | XXXXX | 6.9443 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;522 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;500 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender**<br> **Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM**<br> **Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;498 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;617 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;773 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;968 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;631 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 8.49 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;566 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;705 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1048 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2265 | XXXXX | 7.065 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;623 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.75 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;805 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 649.95 | XXXXX | 7.1185 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;625 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.625 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1136 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;712 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Unemployed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;657 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 6.5373 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;837 | XXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1395 | XXXXX | 8.8415 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;749 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 9892.49 | XXXXX | 7.7239 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;644 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1458 | XXXXX | 7.4038 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;734 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 699 | XXXXX | 7.5665 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;848 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;690 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 437.18 | XXXXX | 6.8473 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;807 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1705 | XXXXX | 7.4681 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;642 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1440 | XXXXX | 6.967 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;723 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1589.02 | XXXXX | 6.9437 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;680 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1589.02 | XXXXX | 6.9437 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;691 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 3758.1 | XXXXX | 6.6271 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;820 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.49 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1038 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.5001 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;875 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 2793.28 | XXXXX | 6.1132 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;700 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;703 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;974 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.49 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;689 | XXXXX | ATR/QM: Status Pending | No | Yes | XXXXX | XXXXX | Yes | No | 5296.6 | XXXXX | 7.8903 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;764 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;788 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.4596 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1121 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1578 | XXXXX | 7.3012 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;733 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;754 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.9901 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;762 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.5001 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;755 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;979 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 5557.49 | XXXXX | 7.3498 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1088 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 5.6908 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;739 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 6.9651 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;763 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;819 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 5991.25 | XXXXX | 5.7673 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;789 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;748 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.5001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;824 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 5219.01 | XXXXX | 6.2744 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;800 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 35 | XXXXX | 7.8792 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;746 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 7.2649 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;721 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;976 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 8709.88 | XXXXX | 7.5995 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1065 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 3518.44 | XXXXX | 6.663 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;791 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1000 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1300 | XXXXX | 6.4158 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;815 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 7.25 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;821 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;816 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;814 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1574 | XXXXX | 7.4427 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1149 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1134 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.6251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;801 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.625 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1167 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1500 | XXXXX | 6.9462 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1004 | XXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1645 | XXXXX | 8.3175 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;856 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;966 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1039 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;977 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 6.625 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1105 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | No | No | 0 | XXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;981 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1595 | XXXXX | 7.5531 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;988 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1380 | XXXXX | 7.0494 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;882 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 3991.08 | XXXXX | 7.5004 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1078 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.7501 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1042 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1295 | XXXXX | 6.9784 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1080 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;832 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender**<br> **Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM**<br> **Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;1052 | XXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1475 | XXXXX | 8.656 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;996 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.625 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1114 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.3558 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1068 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;975 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;855 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.206 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1174 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1920 | XXXXX | 7.5078 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1021 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 9890.08 | XXXXX | 6.1788 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1085 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.125 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1083 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 5.9901 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1125 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;970 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1041 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.5 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1112 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1071 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 6.4134 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1140 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 6.7712 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1074 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 0 | XXXXX | 6.9055 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1033 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 5906.25 | XXXXX | 7.6638 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1161 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;997 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1045 | XXXXX | 7.6952 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1030 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1064 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.875 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1094 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1095 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1141 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1028 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1335 | XXXXX | 7.0833 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1122 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 1195 | XXXXX | 7.3268 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1145 | XXXXX | ATR/QM: Exempt | No | Yes | XXXXX | XXXXX | Yes | No | 0 | XXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | XXXXX |
| &nbsp;&nbsp;&nbsp;1156 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 4484.95 | XXXXX | 7.1803 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |
| &nbsp;&nbsp;&nbsp;1110 | XXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXX | XXXXX | Yes | Yes | 3327 | XXXXX | 7.5127 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | XXXXX |

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<sup>©</sup>2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.4

**EXHIBIT 99.4** 

**CLAYTON LOAN LEVEL TAPE COMPARE UPLOAD** 

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| | |
|:---|:---|
| **Client Name:** | PennyMac |
| **Client Project Name:** | PMTLT 2025-INV11 |
| **Start - End Dates:** | 12/13/2024 - 12/27/2024 |
| **Deal Loan Count:** | 407 |
| **Loan Level Tape Compare Upload** |  |
| *Loans in Report* | *407* |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower<br>Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;1177 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Jun 93) | 1004 SFR (Mar 05) |
| &nbsp;&nbsp;&nbsp;69 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;70 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;230 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;247 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;735 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;736 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;472 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;659 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;956 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;1012 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;948 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;257 | XXXX | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;254 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;255 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;664 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;663 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;1154 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;950 | XXXX | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;1155 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;423 | XXXX | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;4 | XXXX | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;315 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;154 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;144 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;670 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;19 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;373 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;854 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;124 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;123 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1004C Manuf (Mar 05) |
| &nbsp;&nbsp;&nbsp;107 | XXXX | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;118 | XXXX | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;90 | XXXX | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;92 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;91 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;381 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;774 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;842 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;288 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;1002 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;868 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;561 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;967 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;876 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;278 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;282 | XXXX | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;323 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;267 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;718 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;440 | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;390 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;787 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;627 | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;444 | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;550 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;827 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;510 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;477 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;512 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;1010 | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;500 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;1048 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;805 | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;807 | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;723 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;680 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;976 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;977 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;1042 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;1114 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;1174 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;1021 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;1125 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1025 Multi-Fam (Mar 05) |
| &nbsp;&nbsp;&nbsp;1074 | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;1094 | XXXX | Appraisal Form Type | 1004 SFR (Mar 05) | 1073 Condo (Mar 05) |
| &nbsp;&nbsp;&nbsp;1028 | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;1110 | XXXX | Appraisal Form Type | Other | Property Inspection Waiver |
| &nbsp;&nbsp;&nbsp;321 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;242 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;247 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;472 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;405 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;659 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;636 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;935 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;936 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;929 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;959 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;1012 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;927 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;922 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;257 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;256 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;259 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;244 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;227 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;402 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;8 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;315 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;154 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;201 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;144 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;155 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;670 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;389 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;159 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;176 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;209 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;163 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;22 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;669 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;113 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;854 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;95 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;124 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;107 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;377 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;90 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;1035 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;190 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;881 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;692 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;92 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;704 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;47 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;909 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;91 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;57 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;393 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;196 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;687 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;490 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;526 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;60 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;160 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;445 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;288 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;139 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;879 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;84 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;491 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1002 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;913 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;868 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;880 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;173 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;506 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;618 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;278 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;263 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;282 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;268 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;323 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;886 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;441 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;451 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;461 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;505 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;301 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;674 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;478 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;287 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;629 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;513 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;390 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;787 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;399 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;382 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;300 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;502 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;312 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;479 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;452 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;517 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;444 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;485 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;972 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;510 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;522 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;498 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;773 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;712 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;657 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;749 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;734 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;807 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;642 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;820 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;875 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;974 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;689 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;764 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;788 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1121 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;733 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;746 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;721 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;976 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;815 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;821 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;816 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;814 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1134 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;856 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1039 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;977 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1105 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;988 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;882 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1042 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1080 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;832 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;996 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;1085 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1125 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;970 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1071 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1140 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1074 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1033 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1161 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1064 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1094 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1095 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1028 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1122 | XXXX | AUS Grade Audit | Accept LP AUS Only | Accept Streamline LP AUS Only |
| &nbsp;&nbsp;&nbsp;1146 | XXXX | Borrower 1 Last Name | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;414 | XXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;735 | XXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;320 | XXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;8 | XXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;1169 | XXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;734 | XXXX | Borrower 1 Self Employed Flag | No | Yes |
| &nbsp;&nbsp;&nbsp;1004 | XXXX | Borrower 1 Self Employed Flag | No | Yes |
| &nbsp;&nbsp;&nbsp;1156 | XXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;1015 | XXXX | Borrower 1 Total Income | 3661.00 | 4734.17 |
| &nbsp;&nbsp;&nbsp;926 | XXXX | Borrower 1 Total Income | 625.00 | 0.00 |
| &nbsp;&nbsp;&nbsp;708 | XXXX | Borrower 1 Total Income | 1383.42 | 1.00 |
| &nbsp;&nbsp;&nbsp;19 | XXXX | Borrower 1 Total Income | 11884.25 | 6958.25 |
| &nbsp;&nbsp;&nbsp;134 | XXXX | Borrower 1 Total Income | 13937.49 | 10365.06 |
| &nbsp;&nbsp;&nbsp;91 | XXXX | Borrower 1 Total Income | 14757.00 | 8.42 |
| &nbsp;&nbsp;&nbsp;381 | XXXX | Borrower 1 Total Income | 3094.41 | 1897.94 |
| &nbsp;&nbsp;&nbsp;393 | XXXX | Borrower 1 Total Income | 11282.91 | 5886.50 |
| &nbsp;&nbsp;&nbsp;490 | XXXX | Borrower 1 Total Income | 7715.37 | 4587.05 |
| &nbsp;&nbsp;&nbsp;327 | XXXX | Borrower 1 Total Income | 25575.00 | 17809.00 |
| &nbsp;&nbsp;&nbsp;298 | XXXX | Borrower 1 Total Income | 3234.35 | 0.00 |
| &nbsp;&nbsp;&nbsp;627 | XXXX | Borrower 1 Total Income | 2637.25 | 0.00 |
| &nbsp;&nbsp;&nbsp;531 | XXXX | Borrower 1 Total Income | 20750.01 | 15416.68 |
| &nbsp;&nbsp;&nbsp;625 | XXXX | Borrower 1 Total Income | 9175.93 | 2954.70 |
| &nbsp;&nbsp;&nbsp;680 | XXXX | Borrower 1 Total Income | 63379.65 | 131025.58 |
| &nbsp;&nbsp;&nbsp;820 | XXXX | Borrower 1 Total Income | 19356.90 | 13543.08 |
| &nbsp;&nbsp;&nbsp;754 | XXXX | Borrower 1 Total Income | 1983.89 | '-200.18 |
| &nbsp;&nbsp;&nbsp;801 | XXXX | Borrower 1 Total Income | 10369.00 | 4881.00 |
| &nbsp;&nbsp;&nbsp;1088 | XXXX | Borrower 2 First Name | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;1141 | XXXX | Borrower 2 First Name | XXXXXX | XXXXXX |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;774 | XXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;1146 | XXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;1088 | XXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;612 | XXXX | Cash Reserves | 196864.22 | 74009.33 |
| &nbsp;&nbsp;&nbsp;69 | XXXX | Cash Reserves | 20019.87 | 166500.00 |
| &nbsp;&nbsp;&nbsp;39 | XXXX | Cash Reserves | 323732.08 | 88639.24 |
| &nbsp;&nbsp;&nbsp;230 | XXXX | Cash Reserves | 129673.42 | 65294.84 |
| &nbsp;&nbsp;&nbsp;242 | XXXX | Cash Reserves | 282577.88 | 206495.53 |
| &nbsp;&nbsp;&nbsp;247 | XXXX | Cash Reserves | 445343.06 | 1049093.18 |
| &nbsp;&nbsp;&nbsp;414 | XXXX | Cash Reserves | 206856.71 | 43314.36 |
| &nbsp;&nbsp;&nbsp;318 | XXXX | Cash Reserves | 64499.69 | 40866.57 |
| &nbsp;&nbsp;&nbsp;225 | XXXX | Cash Reserves | 143677.22 | 39499.51 |
| &nbsp;&nbsp;&nbsp;424 | XXXX | Cash Reserves | 554724.62 | 391945.80 |
| &nbsp;&nbsp;&nbsp;235 | XXXX | Cash Reserves | 177446.87 | 40479.80 |
| &nbsp;&nbsp;&nbsp;430 | XXXX | Cash Reserves | 162141.56 | 36006.83 |
| &nbsp;&nbsp;&nbsp;320 | XXXX | Cash Reserves | 213778.53 | 96722.01 |
| &nbsp;&nbsp;&nbsp;292 | XXXX | Cash Reserves | 417229.53 | 214543.82 |
| &nbsp;&nbsp;&nbsp;543 | XXXX | Cash Reserves | 258686.93 | 125614.93 |
| &nbsp;&nbsp;&nbsp;405 | XXXX | Cash Reserves | 253082.26 | 119274.62 |
| &nbsp;&nbsp;&nbsp;615 | XXXX | Cash Reserves | 292659.93 | 154005.25 |
| &nbsp;&nbsp;&nbsp;293 | XXXX | Cash Reserves | 310145.84 | 215827.48 |
| &nbsp;&nbsp;&nbsp;610 | XXXX | Cash Reserves | 361968.40 | 268368.09 |
| &nbsp;&nbsp;&nbsp;508 | XXXX | Cash Reserves | 539590.41 | 376091.52 |
| &nbsp;&nbsp;&nbsp;659 | XXXX | Cash Reserves | 605028.25 | 367190.53 |
| &nbsp;&nbsp;&nbsp;410 | XXXX | Cash Reserves | 114301.62 | 26426.49 |
| &nbsp;&nbsp;&nbsp;636 | XXXX | Cash Reserves | 106214.99 | 172134.38 |
| &nbsp;&nbsp;&nbsp;920 | XXXX | Cash Reserves | 57348.10 | 33284.75 |
| &nbsp;&nbsp;&nbsp;475 | XXXX | Cash Reserves | 335503.24 | 38636.88 |
| &nbsp;&nbsp;&nbsp;929 | XXXX | Cash Reserves | 219781.63 | 129889.95 |
| &nbsp;&nbsp;&nbsp;956 | XXXX | Cash Reserves | 8796.02 | 87200.91 |
| &nbsp;&nbsp;&nbsp;934 | XXXX | Cash Reserves | 95037.02 | 30544.61 |
| &nbsp;&nbsp;&nbsp;931 | XXXX | Cash Reserves | 173835.79 | 69376.48 |
| &nbsp;&nbsp;&nbsp;995 | XXXX | Cash Reserves | 158988.55 | 19037.48 |
| &nbsp;&nbsp;&nbsp;922 | XXXX | Cash Reserves | 353678.23 | 95499.72 |
| &nbsp;&nbsp;&nbsp;1015 | XXXX | Cash Reserves | 152734.75 | 102569.09 |
| &nbsp;&nbsp;&nbsp;1016 | XXXX | Cash Reserves | 183865.73 | 49113.87 |
| &nbsp;&nbsp;&nbsp;11 | XXXX | Cash Reserves | 146988.60 | 43346.05 |
| &nbsp;&nbsp;&nbsp;926 | XXXX | Cash Reserves | 256127.35 | 163043.41 |
| &nbsp;&nbsp;&nbsp;258 | XXXX | Cash Reserves | 144125.52 | 46095.27 |
| &nbsp;&nbsp;&nbsp;255 | XXXX | Cash Reserves | 152024.04 | 87520.52 |
| &nbsp;&nbsp;&nbsp;1154 | XXXX | Cash Reserves | 186964.50 | 41368.10 |
| &nbsp;&nbsp;&nbsp;1186 | XXXX | Cash Reserves | 177841.59 | 124489.11 |
| &nbsp;&nbsp;&nbsp;227 | XXXX | Cash Reserves | 331707.89 | 698753.95 |
| &nbsp;&nbsp;&nbsp;8 | XXXX | Cash Reserves | 255746.59 | 169946.44 |
| &nbsp;&nbsp;&nbsp;960 | XXXX | Cash Reserves | 132871.62 | 74576.81 |
| &nbsp;&nbsp;&nbsp;315 | XXXX | Cash Reserves | 390624.54 | 1014812.81 |
| &nbsp;&nbsp;&nbsp;50 | XXXX | Cash Reserves | 156755.96 | 33152.34 |
| &nbsp;&nbsp;&nbsp;572 | XXXX | Cash Reserves | 101727.03 | 10726.45 |
| &nbsp;&nbsp;&nbsp;310 | XXXX | Cash Reserves | 232692.60 | 154746.39 |
| &nbsp;&nbsp;&nbsp;153 | XXXX | Cash Reserves | 121973.44 | 24284.67 |
| &nbsp;&nbsp;&nbsp;359 | XXXX | Cash Reserves | 245816.35 | 182474.29 |
| &nbsp;&nbsp;&nbsp;201 | XXXX | Cash Reserves | 328116.37 | 176679.32 |
| &nbsp;&nbsp;&nbsp;910 | XXXX | Cash Reserves | 186268.52 | 77980.38 |
| &nbsp;&nbsp;&nbsp;188 | XXXX | Cash Reserves | 455572.00 | 139426.83 |
| &nbsp;&nbsp;&nbsp;144 | XXXX | Cash Reserves | 190000.68 | 34632.19 |
| &nbsp;&nbsp;&nbsp;708 | XXXX | Cash Reserves | 268483.00 | 115561.62 |
| &nbsp;&nbsp;&nbsp;372 | XXXX | Cash Reserves | 37970.71 | 84338.49 |
| &nbsp;&nbsp;&nbsp;389 | XXXX | Cash Reserves | 262943.56 | 95379.69 |
| &nbsp;&nbsp;&nbsp;214 | XXXX | Cash Reserves | 144701.41 | 16022.40 |
| &nbsp;&nbsp;&nbsp;19 | XXXX | Cash Reserves | 66766.00 | 24282.03 |
| &nbsp;&nbsp;&nbsp;373 | XXXX | Cash Reserves | 133783.62 | 32839.81 |
| &nbsp;&nbsp;&nbsp;215 | XXXX | Cash Reserves | 142631.33 | 97443.91 |
| &nbsp;&nbsp;&nbsp;163 | XXXX | Cash Reserves | 293849.33 | 190427.74 |
| &nbsp;&nbsp;&nbsp;22 | XXXX | Cash Reserves | 115249.86 | 7257.52 |
| &nbsp;&nbsp;&nbsp;24 | XXXX | Cash Reserves | 223840.86 | 148353.40 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;669 | XXXX | Cash Reserves | 451171.15 | 306968.35 |
| &nbsp;&nbsp;&nbsp;391 | XXXX | Cash Reserves | 101730.09 | 24600.34 |
| &nbsp;&nbsp;&nbsp;77 | XXXX | Cash Reserves | 103485.79 | 73019.71 |
| &nbsp;&nbsp;&nbsp;26 | XXXX | Cash Reserves | 110663.74 | 38779.67 |
| &nbsp;&nbsp;&nbsp;829 | XXXX | Cash Reserves | 87765.12 | 135543.75 |
| &nbsp;&nbsp;&nbsp;33 | XXXX | Cash Reserves | 135578.43 | 49643.41 |
| &nbsp;&nbsp;&nbsp;103 | XXXX | Cash Reserves | 630417.21 | 289477.42 |
| &nbsp;&nbsp;&nbsp;111 | XXXX | Cash Reserves | 152930.86 | 64974.56 |
| &nbsp;&nbsp;&nbsp;106 | XXXX | Cash Reserves | 164746.87 | 69227.28 |
| &nbsp;&nbsp;&nbsp;124 | XXXX | Cash Reserves | 526041.06 | 988218.96 |
| &nbsp;&nbsp;&nbsp;123 | XXXX | Cash Reserves | 21890.13 | 64610.18 |
| &nbsp;&nbsp;&nbsp;119 | XXXX | Cash Reserves | 182153.07 | 14576.37 |
| &nbsp;&nbsp;&nbsp;107 | XXXX | Cash Reserves | 251786.11 | 147959.42 |
| &nbsp;&nbsp;&nbsp;94 | XXXX | Cash Reserves | 322445.07 | 161585.81 |
| &nbsp;&nbsp;&nbsp;118 | XXXX | Cash Reserves | 599703.73 | 343390.68 |
| &nbsp;&nbsp;&nbsp;377 | XXXX | Cash Reserves | 362475.74 | 120919.21 |
| &nbsp;&nbsp;&nbsp;90 | XXXX | Cash Reserves | 190824.58 | 122591.12 |
| &nbsp;&nbsp;&nbsp;134 | XXXX | Cash Reserves | 461305.40 | 226394.99 |
| &nbsp;&nbsp;&nbsp;76 | XXXX | Cash Reserves | 214744.74 | 96945.86 |
| &nbsp;&nbsp;&nbsp;1035 | XXXX | Cash Reserves | 98141.01 | 27726.16 |
| &nbsp;&nbsp;&nbsp;183 | XXXX | Cash Reserves | 143262.92 | 57969.57 |
| &nbsp;&nbsp;&nbsp;692 | XXXX | Cash Reserves | 66893.70 | 12817.85 |
| &nbsp;&nbsp;&nbsp;92 | XXXX | Cash Reserves | 225138.02 | 75877.30 |
| &nbsp;&nbsp;&nbsp;650 | XXXX | Cash Reserves | 106102.26 | 72365.27 |
| &nbsp;&nbsp;&nbsp;136 | XXXX | Cash Reserves | 271470.25 | 105258.89 |
| &nbsp;&nbsp;&nbsp;909 | XXXX | Cash Reserves | 216702.12 | 53870.58 |
| &nbsp;&nbsp;&nbsp;91 | XXXX | Cash Reserves | 129454.00 | 234231.39 |
| &nbsp;&nbsp;&nbsp;57 | XXXX | Cash Reserves | 161022.43 | 49001.05 |
| &nbsp;&nbsp;&nbsp;393 | XXXX | Cash Reserves | 185708.29 | 70004.36 |
| &nbsp;&nbsp;&nbsp;687 | XXXX | Cash Reserves | 83570.96 | 4934.13 |
| &nbsp;&nbsp;&nbsp;906 | XXXX | Cash Reserves | 188847.54 | 113682.40 |
| &nbsp;&nbsp;&nbsp;784 | XXXX | Cash Reserves | 294712.59 | 114417.06 |
| &nbsp;&nbsp;&nbsp;526 | XXXX | Cash Reserves | 151781.62 | 78770.23 |
| &nbsp;&nbsp;&nbsp;442 | XXXX | Cash Reserves | 130337.67 | 20955.61 |
| &nbsp;&nbsp;&nbsp;63 | XXXX | Cash Reserves | 149676.36 | 35791.44 |
| &nbsp;&nbsp;&nbsp;60 | XXXX | Cash Reserves | 35535.39 | 12670.14 |
| &nbsp;&nbsp;&nbsp;842 | XXXX | Cash Reserves | 53802.64 | 149842.39 |
| &nbsp;&nbsp;&nbsp;1003 | XXXX | Cash Reserves | 420118.52 | 1526668.27 |
| &nbsp;&nbsp;&nbsp;879 | XXXX | Cash Reserves | 129181.37 | 21206.99 |
| &nbsp;&nbsp;&nbsp;84 | XXXX | Cash Reserves | 89025.93 | 20396.50 |
| &nbsp;&nbsp;&nbsp;326 | XXXX | Cash Reserves | 40946.41 | 70249.21 |
| &nbsp;&nbsp;&nbsp;491 | XXXX | Cash Reserves | 188537.36 | 100422.47 |
| &nbsp;&nbsp;&nbsp;203 | XXXX | Cash Reserves | 237412.75 | 168256.51 |
| &nbsp;&nbsp;&nbsp;868 | XXXX | Cash Reserves | 27199.24 | 110112.65 |
| &nbsp;&nbsp;&nbsp;135 | XXXX | Cash Reserves | 397084.01 | 271311.40 |
| &nbsp;&nbsp;&nbsp;561 | XXXX | Cash Reserves | 484072.28 | 299278.66 |
| &nbsp;&nbsp;&nbsp;967 | XXXX | Cash Reserves | 40799.50 | 11372.46 |
| &nbsp;&nbsp;&nbsp;876 | XXXX | Cash Reserves | 370707.71 | 236605.32 |
| &nbsp;&nbsp;&nbsp;1107 | XXXX | Cash Reserves | 207598.18 | 109093.52 |
| &nbsp;&nbsp;&nbsp;880 | XXXX | Cash Reserves | 59565.93 | 41365.93 |
| &nbsp;&nbsp;&nbsp;363 | XXXX | Cash Reserves | 1049428.29 | 1683630.58 |
| &nbsp;&nbsp;&nbsp;289 | XXXX | Cash Reserves | 379291.96 | 236413.46 |
| &nbsp;&nbsp;&nbsp;173 | XXXX | Cash Reserves | 224363.73 | 136175.81 |
| &nbsp;&nbsp;&nbsp;302 | XXXX | Cash Reserves | 671144.31 | 298343.06 |
| &nbsp;&nbsp;&nbsp;673 | XXXX | Cash Reserves | 135900.90 | 28588.72 |
| &nbsp;&nbsp;&nbsp;266 | XXXX | Cash Reserves | 330209.43 | 133210.51 |
| &nbsp;&nbsp;&nbsp;149 | XXXX | Cash Reserves | 197088.62 | 101016.54 |
| &nbsp;&nbsp;&nbsp;355 | XXXX | Cash Reserves | 197210.44 | 98306.85 |
| &nbsp;&nbsp;&nbsp;270 | XXXX | Cash Reserves | 168760.05 | 75201.84 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;506 | XXXX | Cash Reserves | 199227.98 | 43147.17 |
| &nbsp;&nbsp;&nbsp;618 | XXXX | Cash Reserves | 107305.35 | 16584.17 |
| &nbsp;&nbsp;&nbsp;263 | XXXX | Cash Reserves | 357610.50 | 266419.70 |
| &nbsp;&nbsp;&nbsp;282 | XXXX | Cash Reserves | 142357.39 | 32216.08 |
| &nbsp;&nbsp;&nbsp;267 | XXXX | Cash Reserves | 153432.77 | 66918.32 |
| &nbsp;&nbsp;&nbsp;886 | XXXX | Cash Reserves | 261090.54 | 169044.08 |
| &nbsp;&nbsp;&nbsp;441 | XXXX | Cash Reserves | 200967.94 | 46403.26 |
| &nbsp;&nbsp;&nbsp;461 | XXXX | Cash Reserves | 188686.48 | 36589.15 |
| &nbsp;&nbsp;&nbsp;1146 | XXXX | Cash Reserves | 280290.91 | 136648.07 |
| &nbsp;&nbsp;&nbsp;718 | XXXX | Cash Reserves | 201265.00 | 93160.28 |
| &nbsp;&nbsp;&nbsp;438 | XXXX | Cash Reserves | 132677.23 | 51665.38 |
| &nbsp;&nbsp;&nbsp;505 | XXXX | Cash Reserves | 165336.00 | 69544.80 |
| &nbsp;&nbsp;&nbsp;654 | XXXX | Cash Reserves | 264564.75 | 139810.64 |
| &nbsp;&nbsp;&nbsp;760 | XXXX | Cash Reserves | 89027.90 | 40472.36 |
| &nbsp;&nbsp;&nbsp;681 | XXXX | Cash Reserves | 67813.32 | 14049.39 |
| &nbsp;&nbsp;&nbsp;582 | XXXX | Cash Reserves | 132653.92 | 36894.34 |
| &nbsp;&nbsp;&nbsp;578 | XXXX | Cash Reserves | 200000.00 | 130587.41 |
| &nbsp;&nbsp;&nbsp;558 | XXXX | Cash Reserves | 130506.68 | 32017.96 |
| &nbsp;&nbsp;&nbsp;573 | XXXX | Cash Reserves | 168385.43 | 67170.88 |
| &nbsp;&nbsp;&nbsp;579 | XXXX | Cash Reserves | 340194.24 | 86321.28 |
| &nbsp;&nbsp;&nbsp;564 | XXXX | Cash Reserves | 101747.09 | 27917.61 |
| &nbsp;&nbsp;&nbsp;301 | XXXX | Cash Reserves | 471279.34 | 255659.80 |
| &nbsp;&nbsp;&nbsp;309 | XXXX | Cash Reserves | 121661.15 | 12492.85 |
| &nbsp;&nbsp;&nbsp;481 | XXXX | Cash Reserves | 118373.68 | 24637.01 |
| &nbsp;&nbsp;&nbsp;674 | XXXX | Cash Reserves | 318924.36 | 163098.94 |
| &nbsp;&nbsp;&nbsp;621 | XXXX | Cash Reserves | 76307.82 | 28664.74 |
| &nbsp;&nbsp;&nbsp;873 | XXXX | Cash Reserves | 192217.06 | 64588.14 |
| &nbsp;&nbsp;&nbsp;782 | XXXX | Cash Reserves | 150023.94 | 21916.75 |
| &nbsp;&nbsp;&nbsp;287 | XXXX | Cash Reserves | 125939.76 | 72501.47 |
| &nbsp;&nbsp;&nbsp;629 | XXXX | Cash Reserves | 96951.59 | 24169.43 |
| &nbsp;&nbsp;&nbsp;672 | XXXX | Cash Reserves | 307848.77 | 221782.43 |
| &nbsp;&nbsp;&nbsp;677 | XXXX | Cash Reserves | 337045.06 | 227628.94 |
| &nbsp;&nbsp;&nbsp;666 | XXXX | Cash Reserves | 155645.77 | 51359.21 |
| &nbsp;&nbsp;&nbsp;513 | XXXX | Cash Reserves | 195108.08 | 78755.99 |
| &nbsp;&nbsp;&nbsp;390 | XXXX | Cash Reserves | 671532.05 | 423432.15 |
| &nbsp;&nbsp;&nbsp;787 | XXXX | Cash Reserves | 283512.18 | 193184.87 |
| &nbsp;&nbsp;&nbsp;399 | XXXX | Cash Reserves | 103654.29 | 28218.52 |
| &nbsp;&nbsp;&nbsp;327 | XXXX | Cash Reserves | 300000.00 | 109348.56 |
| &nbsp;&nbsp;&nbsp;300 | XXXX | Cash Reserves | 430000.00 | 192478.89 |
| &nbsp;&nbsp;&nbsp;502 | XXXX | Cash Reserves | 137617.00 | 61956.62 |
| &nbsp;&nbsp;&nbsp;297 | XXXX | Cash Reserves | 148284.80 | 354748.74 |
| &nbsp;&nbsp;&nbsp;312 | XXXX | Cash Reserves | 233193.51 | 100109.69 |
| &nbsp;&nbsp;&nbsp;1013 | XXXX | Cash Reserves | 173413.51 | 98077.57 |
| &nbsp;&nbsp;&nbsp;484 | XXXX | Cash Reserves | 166728.26 | 89319.80 |
| &nbsp;&nbsp;&nbsp;479 | XXXX | Cash Reserves | 151070.57 | 57054.92 |
| &nbsp;&nbsp;&nbsp;452 | XXXX | Cash Reserves | 619547.96 | 71700.46 |
| &nbsp;&nbsp;&nbsp;346 | XXXX | Cash Reserves | 275472.00 | 196654.29 |
| &nbsp;&nbsp;&nbsp;325 | XXXX | Cash Reserves | 310893.11 | 191663.05 |
| &nbsp;&nbsp;&nbsp;335 | XXXX | Cash Reserves | 415062.36 | 302496.42 |
| &nbsp;&nbsp;&nbsp;517 | XXXX | Cash Reserves | 125861.23 | 65581.28 |
| &nbsp;&nbsp;&nbsp;1077 | XXXX | Cash Reserves | 329812.85 | 228356.98 |
| &nbsp;&nbsp;&nbsp;444 | XXXX | Cash Reserves | 492050.40 | 259448.21 |
| &nbsp;&nbsp;&nbsp;550 | XXXX | Cash Reserves | 187885.73 | 70775.42 |
| &nbsp;&nbsp;&nbsp;972 | XXXX | Cash Reserves | 351694.55 | 1944356.99 |
| &nbsp;&nbsp;&nbsp;588 | XXXX | Cash Reserves | 209044.27 | 122335.49 |
| &nbsp;&nbsp;&nbsp;827 | XXXX | Cash Reserves | 843775.80 | 537530.86 |
| &nbsp;&nbsp;&nbsp;510 | XXXX | Cash Reserves | 153280.00 | 234134.93 |
| &nbsp;&nbsp;&nbsp;477 | XXXX | Cash Reserves | 194243.26 | 143806.33 |
| &nbsp;&nbsp;&nbsp;512 | XXXX | Cash Reserves | 109725.86 | 21352.08 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;1010 | XXXX | Cash Reserves | 311013.59 | 162741.10 |
| &nbsp;&nbsp;&nbsp;597 | XXXX | Cash Reserves | 123609.76 | 21134.58 |
| &nbsp;&nbsp;&nbsp;500 | XXXX | Cash Reserves | 190081.81 | 125519.29 |
| &nbsp;&nbsp;&nbsp;498 | XXXX | Cash Reserves | 89015.63 | 33223.04 |
| &nbsp;&nbsp;&nbsp;617 | XXXX | Cash Reserves | 82301.54 | 137207.05 |
| &nbsp;&nbsp;&nbsp;773 | XXXX | Cash Reserves | 166575.64 | 23651.89 |
| &nbsp;&nbsp;&nbsp;968 | XXXX | Cash Reserves | 83118.92 | 34157.88 |
| &nbsp;&nbsp;&nbsp;631 | XXXX | Cash Reserves | 716350.04 | 521502.61 |
| &nbsp;&nbsp;&nbsp;623 | XXXX | Cash Reserves | 131008.62 | 29771.94 |
| &nbsp;&nbsp;&nbsp;1136 | XXXX | Cash Reserves | 130978.53 | 52054.96 |
| &nbsp;&nbsp;&nbsp;712 | XXXX | Cash Reserves | 212280.56 | 108844.14 |
| &nbsp;&nbsp;&nbsp;657 | XXXX | Cash Reserves | 224793.56 | 20569.93 |
| &nbsp;&nbsp;&nbsp;837 | XXXX | Cash Reserves | 86957.78 | 37264.48 |
| &nbsp;&nbsp;&nbsp;749 | XXXX | Cash Reserves | 959908.39 | 2165790.53 |
| &nbsp;&nbsp;&nbsp;690 | XXXX | Cash Reserves | 336622.98 | 54588.71 |
| &nbsp;&nbsp;&nbsp;807 | XXXX | Cash Reserves | 436506.00 | 196036.99 |
| &nbsp;&nbsp;&nbsp;723 | XXXX | Cash Reserves | 621758.86 | 277813.44 |
| &nbsp;&nbsp;&nbsp;691 | XXXX | Cash Reserves | 116868.68 | 43988.10 |
| &nbsp;&nbsp;&nbsp;820 | XXXX | Cash Reserves | 284764.37 | 174112.78 |
| &nbsp;&nbsp;&nbsp;875 | XXXX | Cash Reserves | 323786.33 | 47905.90 |
| &nbsp;&nbsp;&nbsp;700 | XXXX | Cash Reserves | 148187.02 | 81221.76 |
| &nbsp;&nbsp;&nbsp;703 | XXXX | Cash Reserves | 155433.91 | 78958.80 |
| &nbsp;&nbsp;&nbsp;974 | XXXX | Cash Reserves | 105425.61 | 25637.29 |
| &nbsp;&nbsp;&nbsp;689 | XXXX | Cash Reserves | 376060.29 | 275465.82 |
| &nbsp;&nbsp;&nbsp;764 | XXXX | Cash Reserves | 155331.42 | 17518.76 |
| &nbsp;&nbsp;&nbsp;1121 | XXXX | Cash Reserves | 209016.04 | 151274.78 |
| &nbsp;&nbsp;&nbsp;733 | XXXX | Cash Reserves | 209915.25 | 360081.86 |
| &nbsp;&nbsp;&nbsp;754 | XXXX | Cash Reserves | 223357.81 | 76113.03 |
| &nbsp;&nbsp;&nbsp;762 | XXXX | Cash Reserves | 248396.33 | 119838.15 |
| &nbsp;&nbsp;&nbsp;755 | XXXX | Cash Reserves | 137921.44 | 60935.71 |
| &nbsp;&nbsp;&nbsp;979 | XXXX | Cash Reserves | 100751.84 | 10040.99 |
| &nbsp;&nbsp;&nbsp;1088 | XXXX | Cash Reserves | 160590.93 | 47820.27 |
| &nbsp;&nbsp;&nbsp;739 | XXXX | Cash Reserves | 634583.43 | 437065.27 |
| &nbsp;&nbsp;&nbsp;763 | XXXX | Cash Reserves | 152424.77 | 56912.09 |
| &nbsp;&nbsp;&nbsp;819 | XXXX | Cash Reserves | 181126.00 | 111755.70 |
| &nbsp;&nbsp;&nbsp;789 | XXXX | Cash Reserves | 153179.88 | 62618.74 |
| &nbsp;&nbsp;&nbsp;748 | XXXX | Cash Reserves | 314467.40 | 230855.97 |
| &nbsp;&nbsp;&nbsp;800 | XXXX | Cash Reserves | 180572.20 | 107958.09 |
| &nbsp;&nbsp;&nbsp;721 | XXXX | Cash Reserves | 145167.61 | 58183.06 |
| &nbsp;&nbsp;&nbsp;976 | XXXX | Cash Reserves | 240544.70 | 122589.89 |
| &nbsp;&nbsp;&nbsp;1065 | XXXX | Cash Reserves | 68274.19 | 102926.39 |
| &nbsp;&nbsp;&nbsp;1000 | XXXX | Cash Reserves | 20738.15 | 38205.91 |
| &nbsp;&nbsp;&nbsp;815 | XXXX | Cash Reserves | 171623.21 | 82218.52 |
| &nbsp;&nbsp;&nbsp;821 | XXXX | Cash Reserves | 253142.57 | 182218.75 |
| &nbsp;&nbsp;&nbsp;816 | XXXX | Cash Reserves | 144112.93 | 75022.52 |
| &nbsp;&nbsp;&nbsp;1149 | XXXX | Cash Reserves | 114394.21 | 40249.85 |
| &nbsp;&nbsp;&nbsp;1134 | XXXX | Cash Reserves | 150000.00 | 32928.88 |
| &nbsp;&nbsp;&nbsp;801 | XXXX | Cash Reserves | 131760.35 | 658550.20 |
| &nbsp;&nbsp;&nbsp;856 | XXXX | Cash Reserves | 471118.24 | 344098.63 |
| &nbsp;&nbsp;&nbsp;966 | XXXX | Cash Reserves | 142003.00 | 51814.89 |
| &nbsp;&nbsp;&nbsp;1039 | XXXX | Cash Reserves | 180128.05 | 33385.09 |
| &nbsp;&nbsp;&nbsp;977 | XXXX | Cash Reserves | 179786.32 | 5412.01 |
| &nbsp;&nbsp;&nbsp;981 | XXXX | Cash Reserves | 107090.48 | 39551.73 |
| &nbsp;&nbsp;&nbsp;988 | XXXX | Cash Reserves | 201380.63 | 73305.74 |
| &nbsp;&nbsp;&nbsp;1078 | XXXX | Cash Reserves | 224654.98 | 19911.85 |
| &nbsp;&nbsp;&nbsp;1042 | XXXX | Cash Reserves | 97751.94 | 55193.26 |
| &nbsp;&nbsp;&nbsp;996 | XXXX | Cash Reserves | 113251.93 | 43215.04 |
| &nbsp;&nbsp;&nbsp;975 | XXXX | Cash Reserves | 121504.95 | 23742.31 |
| &nbsp;&nbsp;&nbsp;1021 | XXXX | Cash Reserves | 197467.65 | 44258.52 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;1085 | XXXX | Cash Reserves | 1716122.03 | 1004650.36 |
| &nbsp;&nbsp;&nbsp;1083 | XXXX | Cash Reserves | 115511.08 | 35626.50 |
| &nbsp;&nbsp;&nbsp;970 | XXXX | Cash Reserves | 205722.69 | 110808.44 |
| &nbsp;&nbsp;&nbsp;1041 | XXXX | Cash Reserves | 781408.39 | 2381039.33 |
| &nbsp;&nbsp;&nbsp;1112 | XXXX | Cash Reserves | 103863.93 | 43386.21 |
| &nbsp;&nbsp;&nbsp;1071 | XXXX | Cash Reserves | 142741.85 | 39617.38 |
| &nbsp;&nbsp;&nbsp;1140 | XXXX | Cash Reserves | 162009.30 | 57838.78 |
| &nbsp;&nbsp;&nbsp;1161 | XXXX | Cash Reserves | 121898.16 | 22618.51 |
| &nbsp;&nbsp;&nbsp;997 | XXXX | Cash Reserves | 21555.00 | 42796.07 |
| &nbsp;&nbsp;&nbsp;1030 | XXXX | Cash Reserves | 152926.40 | 37103.35 |
| &nbsp;&nbsp;&nbsp;1094 | XXXX | Cash Reserves | 280315.22 | 204989.93 |
| &nbsp;&nbsp;&nbsp;1028 | XXXX | Cash Reserves | 81271.51 | 40999.31 |
| &nbsp;&nbsp;&nbsp;1145 | XXXX | Cash Reserves | 221333.47 | 126177.22 |
| &nbsp;&nbsp;&nbsp;1156 | XXXX | Cash Reserves | 60001.54 | 131437.84 |
| &nbsp;&nbsp;&nbsp;406 | XXXX | Debt to Income Ratio (Back) | 34.9800 | 24.4557 |
| &nbsp;&nbsp;&nbsp;995 | XXXX | Debt to Income Ratio (Back) | 21.3800 | 42.4677 |
| &nbsp;&nbsp;&nbsp;423 | XXXX | Debt to Income Ratio (Back) | 18.2600 | 36.3860 |
| &nbsp;&nbsp;&nbsp;227 | XXXX | Debt to Income Ratio (Back) | 35.1900 | 23.1673 |
| &nbsp;&nbsp;&nbsp;310 | XXXX | Debt to Income Ratio (Back) | 49.7530 | 35.8439 |
| &nbsp;&nbsp;&nbsp;854 | XXXX | Debt to Income Ratio (Back) | 46.5550 | 33.0088 |
| &nbsp;&nbsp;&nbsp;862 | XXXX | Debt to Income Ratio (Back) | 47.2120 | 29.7141 |
| &nbsp;&nbsp;&nbsp;577 | XXXX | Debt to Income Ratio (Back) | 24.2180 | 14.3098 |
| &nbsp;&nbsp;&nbsp;500 | XXXX | Debt to Income Ratio (Back) | 13.6970 | 19.4747 |
| &nbsp;&nbsp;&nbsp;680 | XXXX | Debt to Income Ratio (Back) | 38.8380 | 15.9654 |
| &nbsp;&nbsp;&nbsp;788 | XXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| &nbsp;&nbsp;&nbsp;617 | XXXX | Min Number | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;870 | XXXX | Occupancy Type | Investor | Second Home |
| &nbsp;&nbsp;&nbsp;257 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;254 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;258 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;255 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;256 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;259 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;664 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;663 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;1154 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;950 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;1091 | XXXX | Origination Channel | Broker | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;1155 | XXXX | Origination Channel | Broker | Retail |
| &nbsp;&nbsp;&nbsp;1187 | XXXX | Origination Channel | Correspondent Flow without delegated underwriting | Retail |
| &nbsp;&nbsp;&nbsp;92 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;490 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;135 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;967 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;149 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;618 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;297 | XXXX | Origination Channel | Correspondent Bulk | Broker |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;485 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;499 | XXXX | Origination Channel | Correspondent Bulk | Retail |
| &nbsp;&nbsp;&nbsp;510 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;533 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;597 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;773 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;856 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;1078 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;1021 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;1064 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;1145 | XXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;472 | XXXX | Property Street Address | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;424 | XXXX | Property Street Address | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;842 | XXXX | Property Street Address | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;1042 | XXXX | Property Street Address | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;249 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;39 | XXXX | Property Type | Detached PUD | SFR-Attached |
| &nbsp;&nbsp;&nbsp;318 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;472 | XXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| &nbsp;&nbsp;&nbsp;405 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;293 | XXXX | Property Type | Detached PUD | SFR |
| &nbsp;&nbsp;&nbsp;636 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;921 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;11 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;258 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;255 | XXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| &nbsp;&nbsp;&nbsp;1091 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;433 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;315 | XXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| &nbsp;&nbsp;&nbsp;891 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;372 | XXXX | Property Type | Rowhouse | SFR-Attached |
| &nbsp;&nbsp;&nbsp;669 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;829 | XXXX | Property Type | Detached PUD | SFR-Attached |
| &nbsp;&nbsp;&nbsp;123 | XXXX | Property Type | SFR | Manufactured (Dbl) |
| &nbsp;&nbsp;&nbsp;107 | XXXX | Property Type | SFR | Detached PUD |
| &nbsp;&nbsp;&nbsp;909 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;91 | XXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| &nbsp;&nbsp;&nbsp;393 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;442 | XXXX | Property Type | SFR | Detached PUD |
| &nbsp;&nbsp;&nbsp;203 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;967 | XXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| &nbsp;&nbsp;&nbsp;1107 | XXXX | Property Type | SFR | Detached PUD |
| &nbsp;&nbsp;&nbsp;289 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;223 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;282 | XXXX | Property Type | Low Rise Condo (1-4) | Site Condo |
| &nbsp;&nbsp;&nbsp;760 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;681 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;577 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;279 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;621 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;287 | XXXX | Property Type | Rowhouse | SFR-Attached |
| &nbsp;&nbsp;&nbsp;382 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;484 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;452 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;493 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;455 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;752 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;533 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;968 | XXXX | Property Type | Detached PUD | Attached PUD |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;974 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;789 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;721 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;976 | XXXX | Property Type | Rowhouse | Low Rise Condo (1-4) |
| &nbsp;&nbsp;&nbsp;816 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;1134 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;1080 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;1030 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;1095 | XXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;1177 | XXXX | Total Cash Out | 25194.64 | 195972.19 |
| &nbsp;&nbsp;&nbsp;735 | XXXX | Total Monthly Income | 15938.00 | 22946.58 |
| &nbsp;&nbsp;&nbsp;310 | XXXX | Total Monthly Income | 4557.00 | 5843.70 |
| &nbsp;&nbsp;&nbsp;854 | XXXX | Total Monthly Income | 15650.00 | 21059.16 |
| &nbsp;&nbsp;&nbsp;1169 | XXXX | Total Monthly Income | 28021.00 | 35631.41 |
| &nbsp;&nbsp;&nbsp;642 | XXXX | Total Monthly Income | 16690.00 | 12140.14 |
| &nbsp;&nbsp;&nbsp;680 | XXXX | Total Monthly Income | 63380.00 | 131217.44 |
| &nbsp;&nbsp;&nbsp;801 | XXXX | Total Monthly Income | 12026.00 | 7255.25 |

---

## Exhibit 99.5

**EXHIBIT 99.5** 

**CLAYTON VALUATIONS SUMMARY** 

------

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | **PMTLT 2025-INV11** |
| **Start - End Dates:** | **9/29/2025 - 10/13/2025** |
| **Deal Loan Count:** | **407** |
| **Valuations Summary** |  |
| *Loans in Report:* | *407* |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value<br>For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM<br>Vendor<br>Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review**<br> **Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Report**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 1177 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 612 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 249 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 69 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 70 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 59 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 39 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 230 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 321 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 403 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 242 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 250 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 247 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 414 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 735 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 736 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 999 |
| &nbsp;&nbsp;&nbsp;&nbsp; 318 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 472 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 225 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 424 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.9 |
| &nbsp;&nbsp;&nbsp;&nbsp; 235 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 231 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 430 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 320 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 292 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 543 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 405 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 615 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| &nbsp;&nbsp;&nbsp;&nbsp; 293 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 941 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 610 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 508 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 659 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 410 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 636 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 920 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 935 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 475 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 936 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 929 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 406 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 959 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 915 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 956 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | XXXX | -6.19% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1012 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | XXXX | 2.86% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 934 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 931 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 927 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 995 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 921 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 948 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |

---

------

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value<br>For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM<br>Vendor<br>Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review**<br> **Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Report**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 922 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1015 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1016 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 11 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 926 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 257 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 254 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 258 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 255 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 256 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 259 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 664 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 663 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1154 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 950 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | XXXX | 3.98% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1091 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1155 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1186 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 435 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 423 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | XXXX | 2.14% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 244 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 227 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 402 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 8 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 2 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 433 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 960 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 4 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | XXXX | 16.67% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1187 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 315 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 50 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 572 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.8 |
| &nbsp;&nbsp;&nbsp;&nbsp; 459 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 891 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 224 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 310 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 154 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 153 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 359 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 142 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 201 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 174 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 870 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 365 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 910 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 188 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 144 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 155 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 708 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | $0.00 | XXXX | -100.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 168 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 670 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 372 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 389 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 214 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 143 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value<br>For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM<br>Vendor<br>Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review**<br> **Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Report**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 19 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 159 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 176 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 373 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 215 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 209 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 163 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 375 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 22 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 24 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 669 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 391 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 77 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 26 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 829 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 33 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 113 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 847 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 854 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 103 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 111 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 106 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 95 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 124 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 123 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004C<br>Manuf<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 119 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 107 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | XXXX | 1.04% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 94 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 118 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 377 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 90 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | XXXX | 0.22% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 134 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| &nbsp;&nbsp;&nbsp;&nbsp; 76 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1035 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 190 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 152 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 881 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 7 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 183 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 785 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 692 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 92 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 650 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 704 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 986 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 136 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 47 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 909 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 91 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 57 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 381 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 393 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 184 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 196 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 687 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value<br>For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM<br>Vendor<br>Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review**<br> **Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Report**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 490 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 906 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 784 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 526 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 442 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 862 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 63 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 774 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 60 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 842 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 160 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 445 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 78 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 288 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1003 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 139 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 879 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 84 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 362 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 360 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 999 |
| &nbsp;&nbsp;&nbsp;&nbsp; 326 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 491 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 203 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1002 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 885 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 913 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 868 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 135 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1053 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 587 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.9 |
| &nbsp;&nbsp;&nbsp;&nbsp; 710 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 561 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 840 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 888 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 649 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 967 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 876 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1107 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 880 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 363 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 343 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 289 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 173 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 302 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 223 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 673 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 266 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 149 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 355 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 270 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 630 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 488 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 506 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 618 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 278 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value<br>For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM<br>Vendor<br>Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review**<br> **Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Report**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 263 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 282 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 268 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 323 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 267 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 886 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 441 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 451 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 461 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1146 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 280 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 718 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 438 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 482 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 505 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 654 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 760 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 681 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 577 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 582 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 578 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 558 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 573 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 579 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 564 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 301 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 279 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 309 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 446 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 481 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 674 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 478 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 621 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 873 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 782 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 287 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 629 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 645 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 672 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 677 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 666 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 513 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 440 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | XXXX | 13.51% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 390 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 787 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 399 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 327 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 382 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 300 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 502 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 297 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 312 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1169 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1013 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 298 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value<br>For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM<br>Vendor<br>Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review**<br> **Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Report**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 484 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 479 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 452 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 493 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 455 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 346 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 325 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 335 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 528 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 517 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 627 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | XXXX | -49.15% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 828 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1077 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1166 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 444 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 550 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 485 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 499 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 972 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 588 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 827 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 510 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 477 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 531 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 512 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 752 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1010 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 533 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 597 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 522 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 500 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 498 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 617 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 773 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 968 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 631 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 566 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 705 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1048 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |
| &nbsp;&nbsp;&nbsp;&nbsp; 623 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 805 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | XXXX | 1.84% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 625 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1136 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 712 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 657 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 837 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 749 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 644 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 734 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 848 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 690 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 807 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 642 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 723 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 680 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value<br>For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM<br>Vendor<br>Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review**<br> **Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Report**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 691 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 820 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1038 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 875 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 700 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 703 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 974 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 689 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 764 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 788 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1121 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 733 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 754 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 762 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 755 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 979 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1088 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 739 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 763 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 819 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 789 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 748 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 824 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 800 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 746 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 721 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 976 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1065 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 791 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1000 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 815 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 821 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 816 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 814 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1149 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1134 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 801 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1167 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1004 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 856 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 966 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1039 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 977 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | $0.00 | XXXX | -100.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1105 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 981 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 988 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 882 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1078 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1042 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1080 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 832 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1052 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 996 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1114 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1068 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004<br>SFR<br>(Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value<br>For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM<br>Vendor<br>Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review**<br> **Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Report**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 975 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 855 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1174 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1021 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1085 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1083 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1125 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 970 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1041 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1112 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1071 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1140 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1074 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1033 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1161 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 997 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.9 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1030 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1064 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1094 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1095 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1141 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1028 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | XXXX | 0.65% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1122 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXX | XXXX | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1145 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1156 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1110 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXX | XXXX | XXXX | 5.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |

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