# EDGAR Filing Document

**Accession Number:** 0001059543
**File Stem:** 0001059543-26-000002
**Filing Date:** 2026-5
**Character Count:** 11875
**Document Hash:** c03756a819fa98e36d8848966a90a733
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001059543-26-000002.hdr.sgml**: 20260505

**ACCESSION NUMBER**: 0001059543-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260505

**DATE AS OF CHANGE**: 20260505

**EFFECTIVENESS DATE**: 20260505

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SALZHAUER MICHAEL
- **CENTRAL INDEX KEY:** 0001059543

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-15750
- **FILM NUMBER:** 26941210

**MAIL ADDRESS:**
- **STREET 1:** 589 BROADWAY
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10012

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SALZHAUER MICHAEL<br>**Address:** 589 BROADWAY<br>NEW YORK, NY 10012

**Form 13F File Number:** 028-15750

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Salzhauer<br>**Title:** Manager<br>**Phone:** 212-334-8700

**Signature, Place, and Date of Signing:**

/s/  Michael Salzhauer  New York, NY  05-05-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 2

**Form 13F Information Table Entry Total:** 75

**Form 13F Information Table Value Total:** $212174728

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name            | Form 13F File Number   |
|:---|:---|:---|
|  | Salzhauer Henry | 028-15748              |
|  | Axel Blair      | 028-15749              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALLSTATE CORP | COM | 020002101 | BBG001S9BM06 | 266847 | 1287 | SH |  | OTR | 12 | 0 | 1287 | 0 |
| AMERANT BANCORP INC | CL A | 023576101 | BBG001V0P1S2 | 440800 | 20000 | SH |  | OTR | 12 | 0 | 20000 | 0 |
| AMERIS BANCORP | COM | 03076K108 | BBG001S80PX7 | 575254 | 7376 | SH |  | OTR | 12 | 0 | 7376 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 867454 | 3418 | SH |  | OTR | 12 | 0 | 3418 | 0 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 565247 | 19498 | SH |  | OTR | 12 | 0 | 19498 | 0 |
| ATLANTIC UN BANKSHARES CORP | COM | 04911A107 | BBG001S7GJV8 | 592498 | 16578 | SH |  | OTR | 12 | 0 | 16578 | 0 |
| BANC OF CALIFORNIA INC | COM | 05990K106 | BBG001SKZX56 | 7054062 | 588756 | SH |  | OTR | 12 | 0 | 588756 | 0 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 56853499 | 2110909 | SH |  | OTR | 12 | 0 | 2110909 | 0 |
| BAYFIRST FINANCIAL CORP | COM | 07279B104 | BBG001SN12G3 | 219748 | 34606 | SH |  | OTR | 12 | 0 | 34606 | 0 |
| BITMINE IMMERSION TECNOLOGIE | COM NEW | 09175A206 | BBG001SBD1J5 | 525 | 10500 | SH |  | OTR | 12 | 0 | 10500 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG001S8N8J6 | 375698 | 11853 | SH |  | OTR | 12 | 0 | 11853 | 0 |
| BURKE HERBERT FINL SVCS CORP | COM | 12135Y108 | BBG019X33P61 | 360236 | 5783 | SH |  | OTR | 12 | 0 | 5783 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 | BBG001S65PV8 | 2560953 | 14038 | SH |  | OTR | 12 | 0 | 14038 | 0 |
| CB FINL SVCS INC | COM | 12479G101 | BBG001S825Y8 | 646105 | 18903 | SH |  | OTR | 12 | 0 | 18903 | 0 |
| CF BANKSHARES INC | COM | 12520L109 | BBG001S5XSL4 | 1088574 | 39003 | SH |  | OTR | 12 | 0 | 39003 | 0 |
| CHUBB LTD SWITZ | COM | H1467J104 | BBG001S8S1L3 | 268566 | 824 | SH |  | OTR | 12 | 0 | 824 | 0 |
| CITIGROUP INC | COM NEW | 172967424 | BBG001S72ZG4 | 29379767 | 727806 | SH |  | OTR | 12 | 0 | 727806 | 0 |
| CITIZENS FINL GROUP INC | COM | 174610105 | BBG006Q0HZT0 | 1622818 | 121391 | SH |  | OTR | 12 | 0 | 121391 | 0 |
| CIVISTA BANCSHARES INC | COM NO PAR | 178867107 | BBG001S91FV8 | 442582 | 19420 | SH |  | OTR | 12 | 0 | 19420 | 0 |
| COASTALSOUTH BANCSHARES INC | COM NEW | 19058X207 | BBG001T4HLX6 | 812601 | 33046 | SH |  | OTR | 12 | 0 | 33046 | 0 |
| COLUMBIA BKG SYS INC | COM | 197236102 | BBG001S72GJ3 | 622277 | 22686 | SH |  | OTR | 12 | 0 | 22686 | 0 |
| COMMERCE BANCSHARES INC | COM | 200525103 | BBG001S5PK21 | 2106547 | 42816 | SH |  | OTR | 12 | 0 | 42816 | 0 |
| CONNECTONE BANCORP INC | COM | 20786W107 | BBG001S6YLR0 | 1805102 | 67430 | SH |  | OTR | 12 | 0 | 67430 | 0 |
| CRESUD S A C I F Y A | SPONSORED ADR | 226406106 | BBG001S7XKP3 | 127200 | 10000 | SH |  | OTR | 12 | 0 | 10000 | 0 |
| DIME CMNTY BANCSHARES INC | COM | 25432X102 | BBG001S7NTQ4 | 2103673 | 62202 | SH |  | OTR | 12 | 0 | 62202 | 0 |
| FB FINL CORP | COM | 30257X104 | BBG00DM434H8 | 2892747 | 55694 | SH |  | OTR | 12 | 0 | 55694 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 | BBG001S5R6S2 | 2276680 | 49003 | SH |  | OTR | 12 | 0 | 49003 | 0 |
| FIRST HORIZON CORPORATION | COM | 320517105 | BBG001SCW8R8 | 3170647 | 282058 | SH |  | OTR | 12 | 0 | 282058 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 336917109 | BBG001SP68G0 | 241452 | 4753 | SH |  | OTR | 12 | 0 | 4753 | 0 |
| FIRSTSUN CAP BANCORP | COM | 33767U107 | BBG001SMZWH1 | 5139384 | 140960 | SH |  | OTR | 12 | 0 | 140960 | 0 |
| HANCOCK WHITNEY CORPORATION | COM | 410120109 | BBG001S6S985 | 1540913 | 24232 | SH |  | OTR | 12 | 0 | 24232 | 0 |
| HANMI FINL CORP | COM NEW | 410495204 | BBG001SFGJ31 | 1427959 | 54171 | SH |  | OTR | 12 | 0 | 54171 | 0 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 | BBG001S8PXF3 | 303727 | 2246 | SH |  | OTR | 12 | 0 | 2246 | 0 |
| HOMETRUST BANCSHARES INC | COM | 437872104 | BBG002CV5WZ9 | 3357623 | 78725 | SH |  | OTR | 12 | 0 | 78725 | 0 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 | BBG001S5RSZ6 | 1864025 | 119107 | SH |  | OTR | 12 | 0 | 119107 | 0 |
| INDEPENDENT BK CORP MASS | COM | 453836108 | BBG001S5S8F1 | 265416 | 3529 | SH |  | OTR | 12 | 0 | 3529 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 945724 | 3215 | SH |  | OTR | 12 | 0 | 3215 | 0 |
| KEYCORP | COM | 493267108 | BBG001S5SKV6 | 837836 | 201914 | SH |  | OTR | 12 | 0 | 201914 | 0 |
| LINKBANCORP INC | COM | 53578P105 | BBG00M69LH59 | 681253 | 81685 | SH |  | OTR | 12 | 0 | 81685 | 0 |
| MADISON SQUARE GRDN SPRT COR | CL A | 55825T103 | BBG007FG0C32 | 318829 | 992 | SH |  | OTR | 12 | 0 | 992 | 0 |
| METLIFE INC | COM | 59156R108 | BBG001S5T3R8 | 486978 | 6886 | SH |  | OTR | 12 | 0 | 6886 | 0 |
| METROPOLITAN BK HLDG CORP | COM | 591774104 | BBG001V0P380 | 1490282 | 17893 | SH |  | OTR | 12 | 0 | 17893 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 | BBG001S9V5Z3 | 679839 | 4131 | SH |  | OTR | 12 | 0 | 4131 | 0 |
| ORRSTOWN FINL SVCS INC | COM | 687380105 | BBG001S9SXH6 | 495523 | 13734 | SH |  | OTR | 12 | 0 | 13734 | 0 |
| PEAPACK-GLADSTONE FINL CORP | COM | 704699107 | BBG001SG3CC8 | 9004574 | 255739 | SH |  | OTR | 12 | 0 | 255739 | 0 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 200351 | 7135 | SH |  | OTR | 12 | 0 | 7135 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 | BBG001S5V947 | 1997248 | 9598 | SH |  | OTR | 12 | 0 | 9598 | 0 |
| POPULAR INC | COM NEW | 733174700 | BBG001S5PC01 | 699630 | 5215 | SH |  | OTR | 12 | 0 | 5215 | 0 |
| PRIMIS FINANCIAL CORP | COM | 74167B109 | BBG001SPKP12 | 9162152 | 689921 | SH |  | OTR | 12 | 0 | 689921 | 0 |
| PROVIDENT FINL SVCS INC | COM | 74386T105 | BBG001SKM445 | 3220618 | 152203 | SH |  | OTR | 12 | 0 | 152203 | 0 |
| QCR HLDGS INC | COM | 74727A104 | BBG001SJTPZ0 | 1046799 | 12250 | SH |  | OTR | 12 | 0 | 12250 | 0 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 | BBG001SM4KY2 | 1735674 | 66450 | SH |  | OTR | 12 | 0 | 66450 | 0 |
| SCHOLASTIC CORP | COM | 807066105 | BBG001S5VTF1 | 342205 | 8761 | SH |  | OTR | 12 | 0 | 8761 | 0 |
| SEACOAST BKG CORP FLA | COM NEW | 811707801 | BBG001SD9X60 | 5902521 | 194867 | SH |  | OTR | 12 | 0 | 194867 | 0 |
| SHORE BANCSHARES INC | COM | 825107105 | BBG001S9TSK2 | 1351636 | 72357 | SH |  | OTR | 12 | 0 | 72357 | 0 |
| SMARTFINANCIAL INC | COM NEW | 83190L208 | BBG001SDRQW6 | 8311148 | 212670 | SH |  | OTR | 12 | 0 | 212670 | 0 |
| SOUTH PLAINS FINANCIAL INC | COM | 83946P107 | BBG001SN2YN4 | 944660 | 22546 | SH |  | OTR | 12 | 0 | 22546 | 0 |
| SOUTHSTATE BK CORP | COM | 84472E102 | BBG001S9J7Z3 | 2921874 | 31581 | SH |  | OTR | 12 | 0 | 31581 | 0 |
| SUMMIT ST BK SANTA ROSA CALI | COM | 866264203 | BBG001SRFLF8 | 970330 | 72575 | SH |  | OTR | 12 | 0 | 72575 | 0 |
| THIRD COAST BANCSHARES INC | COM | 88422P109 | BBG009W8YNX3 | 1541699 | 40753 | SH |  | OTR | 12 | 0 | 40753 | 0 |
| TOWNEBANK PORTSMOUTH VA | COM | 89214P109 | BBG001S5WTN1 | 1586564 | 47121 | SH |  | OTR | 12 | 0 | 47121 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG001S5R103 | 204176 | 700 | SH |  | OTR | 12 | 0 | 700 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 | BBG001S5YYC0 | 2479484 | 53937 | SH |  | OTR | 12 | 0 | 53937 | 0 |
| UNITED CMNTY BKS BLAIRSVLE G | COM | 90984P303 | BBG001S9SSJ5 | 536338 | 17032 | SH |  | OTR | 12 | 0 | 17032 | 0 |
| UNITY BANCORP INC | COM | 913290102 | BBG001S5Q024 | 1006746 | 19424 | SH |  | OTR | 12 | 0 | 19424 | 0 |
| USCB FINANCIAL HOLDINGS INC | CLASS A COM | 90355N101 | BBG0149QCXJ7 | 975742 | 52629 | SH |  | OTR | 12 | 0 | 52629 | 0 |
| UWM HOLDINGS CORPORATION | COM CL A | 91823B109 | BBG00R24YP79 | 307584 | 564388 | SH |  | OTR | 12 | 0 | 564388 | 0 |
| VALLEY NATL BANCORP | COM | 919794107 | BBG001S7H654 | 362800 | 160000 | SH |  | OTR | 12 | 0 | 160000 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 377906 | 7528 | SH |  | OTR | 12 | 0 | 7528 | 0 |
| VIRGINIA NATL BK CHRLOTSVLE | COM | 928031103 | BBG001SBYF92 | 1744662 | 45672 | SH |  | OTR | 12 | 0 | 45672 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 241792 | 800 | SH |  | OTR | 12 | 0 | 800 | 0 |
| WELLS FARGO  CO | COM | 949746101 | BBG001S5XF23 | 7301485 | 142860 | SH |  | OTR | 12 | 0 | 142860 | 0 |
| WESTERN ALLIANCE BANCORP | COM | 957638109 | BBG001SLM522 | 3840720 | 54209 | SH |  | OTR | 12 | 0 | 54209 | 0 |
| WSFS FINL CORP | COM | 929328102 | BBG001S5XJX1 | 1265276 | 19329 | SH |  | OTR | 12 | 0 | 19329 | 0 |
| ZIONS BANCORPORATION NATL AS | COM | 989701107 | BBG001S5XN80 | 414864 | 7200 | SH |  | OTR | 12 | 0 | 7200 | 0 |

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