# EDGAR Filing Document

**Accession Number:** 0001909798
**File Stem:** 0001951757-26-000842
**Filing Date:** 2026-5
**Character Count:** 12110
**Document Hash:** 26bea735be8059a765bb7947111491ce
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000842.hdr.sgml**: 20260513

**ACCESSION NUMBER**: 0001951757-26-000842

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260513

**DATE AS OF CHANGE**: 20260513

**EFFECTIVENESS DATE**: 20260513

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** HILL ISLAND FINANCIAL LLC
- **CENTRAL INDEX KEY:** 0001909798

**ORGANIZATION NAME:**
- **EIN:** 872268717
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22218
- **FILM NUMBER:** 26971291

**BUSINESS ADDRESS:**
- **STREET 1:** 38 COMMERCE AVENUE SW
- **STREET 2:** SUITE 310
- **CITY:** GRAND RAPIDS
- **STATE:** MI
- **ZIP:** 49503
- **BUSINESS PHONE:** (616) 977-2639

**MAIL ADDRESS:**
- **STREET 1:** 38 COMMERCE AVENUE SW
- **STREET 2:** SUITE 310
- **CITY:** GRAND RAPIDS
- **STATE:** MI
- **ZIP:** 49503

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** HILL ISLAND FINANCIAL LLC<br>**Address:** 38 COMMERCE AVENUE SW<br>SUITE 310<br>GRAND RAPIDS, MI 49503

**Form 13F File Number:** 028-22218

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Joshua Moeller<br>**Title:** Chief Compliance Officer<br>**Phone:** (616) 977-2639

**Signature, Place, and Date of Signing:**

Joshua Moeller  Grand Rapids, MI  05-13-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 84

**Form 13F Information Table Value Total:** $411598289

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 265499 | 2586 | SH |  | SOLE |  | 0 | 0 | 2586 |
| ABBVIE INC | COM | 00287Y109 |  | 202664 | 932 | SH |  | SOLE |  | 0 | 0 | 932 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 413980 | 2035 | SH |  | SOLE |  | 0 | 0 | 2035 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1638874 | 5699 | SH |  | SOLE |  | 0 | 0 | 5699 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2926203 | 10201 | SH |  | SOLE |  | 0 | 0 | 10201 |
| AMAZON COM INC | COM | 023135106 |  | 1336011 | 6415 | SH |  | SOLE |  | 0 | 0 | 6415 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 6905022 | 69147 | SH |  | SOLE |  | 0 | 0 | 69147 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 220422 | 496 | SH |  | SOLE |  | 0 | 0 | 496 |
| AMGEN INC | COM | 031162100 |  | 204073 | 580 | SH |  | SOLE |  | 0 | 0 | 580 |
| APPLE INC | COM | 037833100 |  | 5193503 | 20464 | SH |  | SOLE |  | 0 | 0 | 20464 |
| BANK AMERICA CORP | COM | 060505104 |  | 239889 | 4921 | SH |  | SOLE |  | 0 | 0 | 4921 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 342802 | 715 | SH |  | SOLE |  | 0 | 0 | 715 |
| BROADCOM INC | COM | 11135F101 |  | 1346467 | 4350 | SH |  | SOLE |  | 0 | 0 | 4350 |
| CATERPILLAR INC | COM | 149123101 |  | 225290 | 318 | SH |  | SOLE |  | 0 | 0 | 318 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 758506 | 3676 | SH |  | SOLE |  | 0 | 0 | 3676 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 248474 | 249 | SH |  | SOLE |  | 0 | 0 | 249 |
| DEERE  CO | COM | 244199105 |  | 351441 | 624 | SH |  | SOLE |  | 0 | 0 | 624 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 1309512 | 31869 | SH |  | SOLE |  | 0 | 0 | 31869 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 56892989 | 1260926 | SH |  | SOLE |  | 0 | 0 | 1260926 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 8209022 | 193609 | SH |  | SOLE |  | 0 | 0 | 193609 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 20248028 | 284662 | SH |  | SOLE |  | 0 | 0 | 284662 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 21411706 | 599600 | SH |  | SOLE |  | 0 | 0 | 599600 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 |  | 2338977 | 55204 | SH |  | SOLE |  | 0 | 0 | 55204 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 38968948 | 1096790 | SH |  | SOLE |  | 0 | 0 | 1096790 |
| DISNEY WALT CO | COM | 254687106 |  | 224452 | 2329 | SH |  | SOLE |  | 0 | 0 | 2329 |
| EA SERIES TRUST | ALPHA ARCHITECT | 02072L516 |  | 12146502 | 133831 | SH |  | SOLE |  | 0 | 0 | 133831 |
| ELI LILLY  CO | COM | 532457108 |  | 444333 | 483 | SH |  | SOLE |  | 0 | 0 | 483 |
| EMERSON ELEC CO | COM | 291011104 |  | 247890 | 1892 | SH |  | SOLE |  | 0 | 0 | 1892 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 984766 | 21196 | SH |  | SOLE |  | 0 | 0 | 21196 |
| HARTFORD FDS EXCHANGE TRADED | MUN OPORTUNITE | 41653L503 |  | 224669 | 5799 | SH |  | SOLE |  | 0 | 0 | 5799 |
| HOME DEPOT INC | COM | 437076102 |  | 305539 | 929 | SH |  | SOLE |  | 0 | 0 | 929 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 |  | 424877 | 27149 | SH |  | SOLE |  | 0 | 0 | 27149 |
| INTEL CORP | COM | 458140100 |  | 237728 | 5387 | SH |  | SOLE |  | 0 | 0 | 5387 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 22896327 | 96357 | SH |  | SOLE |  | 0 | 0 | 96357 |
| INVESCO EXCH TRADED FD TR II | CALIF AMT MUN | 46138E206 |  | 478323 | 20039 | SH |  | SOLE |  | 0 | 0 | 20039 |
| INVESCO EXCH TRADED FD TR II | ESG NASDAQ 100 | 46138G540 |  | 596771 | 15086 | SH |  | SOLE |  | 0 | 0 | 15086 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 5716892 | 9905 | SH |  | SOLE |  | 0 | 0 | 9905 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 519834 | 11056 | SH |  | SOLE |  | 0 | 0 | 11056 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 998241 | 8237 | SH |  | SOLE |  | 0 | 0 | 8237 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 384387 | 6760 | SH |  | SOLE |  | 0 | 0 | 6760 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 480126 | 1126 | SH |  | SOLE |  | 0 | 0 | 1126 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1237343 | 13668 | SH |  | SOLE |  | 0 | 0 | 13668 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 968367 | 19983 | SH |  | SOLE |  | 0 | 0 | 19983 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 1074739 | 11240 | SH |  | SOLE |  | 0 | 0 | 11240 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 7885733 | 91017 | SH |  | SOLE |  | 0 | 0 | 91017 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 877395 | 8238 | SH |  | SOLE |  | 0 | 0 | 8238 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 759725 | 16448 | SH |  | SOLE |  | 0 | 0 | 16448 |
| ISHARES TR | CORE S ETF | 464287200 |  | 4117501 | 6303 | SH |  | SOLE |  | 0 | 0 | 6303 |
| ISHARES U S ETF TR | SHORT MATURITY M | 46431W838 |  | 1719310 | 34154 | SH |  | SOLE |  | 0 | 0 | 34154 |
| JOHN HANCOCK EXCHANGE TRADED | MLTFCTR LRG CAP | 47804J107 |  | 255542 | 3265 | SH |  | SOLE |  | 0 | 0 | 3265 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 1138647 | 16964 | SH |  | SOLE |  | 0 | 0 | 16964 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 309461 | 1266 | SH |  | SOLE |  | 0 | 0 | 1266 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 606264 | 2061 | SH |  | SOLE |  | 0 | 0 | 2061 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 203832 | 954 | SH |  | SOLE |  | 0 | 0 | 954 |
| LINDE PLC | SHS | G54950103 |  | 240334 | 485 | SH |  | SOLE |  | 0 | 0 | 485 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 299796 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| MCDONALDS CORP | COM | 580135101 |  | 742124 | 2388 | SH |  | SOLE |  | 0 | 0 | 2388 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 392570 | 1162 | SH |  | SOLE |  | 0 | 0 | 1162 |
| MICROSOFT CORP | COM | 594918104 |  | 3759968 | 10157 | SH |  | SOLE |  | 0 | 0 | 10157 |
| NETFLIX INC. | COM | 64110L106 |  | 240856 | 2505 | SH |  | SOLE |  | 0 | 0 | 2505 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4581293 | 26269 | SH |  | SOLE |  | 0 | 0 | 26269 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 210660 | 1314 | SH |  | SOLE |  | 0 | 0 | 1314 |
| PARNASSUS INCOME FDS | VALUE SELECT ETF | 701769606 |  | 422941 | 15356 | SH |  | SOLE |  | 0 | 0 | 15356 |
| RBB FUND TRUST | LONGVIEW ADVANTG | 75526L852 |  | 66875024 | 1155788 | SH |  | SOLE |  | 0 | 0 | 1155788 |
| SALESFORCE INC | COM | 79466L302 |  | 447902 | 2399 | SH |  | SOLE |  | 0 | 0 | 2399 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 835485 | 35981 | SH |  | SOLE |  | 0 | 0 | 35981 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 10666378 | 430965 | SH |  | SOLE |  | 0 | 0 | 430965 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 246918 | 8096 | SH |  | SOLE |  | 0 | 0 | 8096 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 986775 | 7425 | SH |  | SOLE |  | 0 | 0 | 7425 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 4352020 | 44449 | SH |  | SOLE |  | 0 | 0 | 44449 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 1194215 | 41668 | SH |  | SOLE |  | 0 | 0 | 41668 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 351606 | 541 | SH |  | SOLE |  | 0 | 0 | 541 |
| TESLA INC | COM | 88160R101 |  | 350189 | 942 | SH |  | SOLE |  | 0 | 0 | 942 |
| VANGUARD CALIF TAX FREE FDS | TAX EXEMPT BD FD | 922021605 |  | 423816 | 4278 | SH |  | SOLE |  | 0 | 0 | 4278 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 6508475 | 14901 | SH |  | SOLE |  | 0 | 0 | 14901 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 876701 | 3347 | SH |  | SOLE |  | 0 | 0 | 3347 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 62402746 | 104431 | SH |  | SOLE |  | 0 | 0 | 104431 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1606680 | 21394 | SH |  | SOLE |  | 0 | 0 | 21394 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 453122 | 8383 | SH |  | SOLE |  | 0 | 0 | 8383 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 261435 | 5240 | SH |  | SOLE |  | 0 | 0 | 5240 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 304904 | 437 | SH |  | SOLE |  | 0 | 0 | 437 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 252998 | 5040 | SH |  | SOLE |  | 0 | 0 | 5040 |
| VISA INC | COM CL A | 92826C839 |  | 276464 | 915 | SH |  | SOLE |  | 0 | 0 | 915 |
| WALMART INC | COM | 931142103 |  | 370076 | 2978 | SH |  | SOLE |  | 0 | 0 | 2978 |

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