# EDGAR Filing Document

**Accession Number:** 0002094268
**File Stem:** 0001213900-26-030970
**Filing Date:** 2026-3
**Character Count:** 3793686
**Document Hash:** 12ab4ff35c9a4305e7575b59e18afb67
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-030970.hdr.sgml**: 20260318

**ACCESSION NUMBER**: 0001213900-26-030970

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 90

**CONFORMED PERIOD OF REPORT**: 20260318

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260318

**DATE AS OF CHANGE**: 20260318

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RCF III Depositor I, LLC
- **CENTRAL INDEX KEY:** 0002094268

**ORGANIZATION NAME:**
- **EIN:** 393736948
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-08046
- **FILM NUMBER:** 26770648

**BUSINESS ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DR
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
- **BUSINESS PHONE:** 212-257-5757

**MAIL ADDRESS:**
- **STREET 1:** 60 COLUMBUS CIR, 19TH FL
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10023
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RCF III Depositor I, LLC
- **CENTRAL INDEX KEY:** 0002094268

**ORGANIZATION NAME:**
- **EIN:** 393736948
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DR
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
- **BUSINESS PHONE:** 212-257-5757

**MAIL ADDRESS:**
- **STREET 1:** 60 COLUMBUS CIR, 19TH FL
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10023
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RCF III Depositor I, LLC
- **CENTRAL INDEX KEY:** 0002094268

**ORGANIZATION NAME:**
- **EIN:** 393736948
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-08046

**BUSINESS ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DR
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
- **BUSINESS PHONE:** 212-257-5757

**MAIL ADDRESS:**
- **STREET 1:** 60 COLUMBUS CIR, 19TH FL
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10023

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER**

**REPORT PURSUANT TO SECTION 15G OF**

**THE SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period_________________to________________

Date of Report (Date of earliest event reported)_______________________________

Commission File Number of securitizer:________________________________

Central Index Key Number of securitizer:_______________________________

Name and telephone number, including area code, of the person to

contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0002094268

&nbsp;&nbsp;**Deephaven Residential Mortgage Trust 2026-INV2**

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): Not applicable

Central Index Key Number of underwriter (if applicable): Not applicable

Frank Shiau

646-452-0493

Name and telephone number, including area code, of the person to

contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

**Item 1.01 Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

N/A

**Item 1.02 Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

N/A

**Item 1.03 Notice of Termination of Duty to File Reports under Rule 15Ga-1** 

N/A

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**Item 2.02 Findings and Conclusions of a Third-Party Due Diligence Report Obtained by the Underwriter**

N/A

**EXHIBIT INDEX**

99.1 [AMC Diligence, LLC ("AMC") Executive Summary](ea028230701_ex99-1.htm)

99.2 [AMC Exception Grades](ea028230701_ex99-2.htm)

99.3 [AMC Rating Agency Grades](ea028230701_ex99-3.htm)

99.4 [AMC Valuation Report](ea028230701_ex99-4.htm)

99.5 [AMC Business Purpose Report](ea028230701_ex99-5.htm)

99.6 [Canopy Financial Technology Partners, LLC ("Canopy") Narrative](ea028230701_ex99-6.htm)

99.7 [Canopy ATR QM Report](ea028230701_ex99-7.htm)

99.8 [Canopy Rating Agency Grades Summary](ea028230701_ex99-8.htm)

99.9 [Canopy Rating Agency Grades Detail](ea028230701_ex99-9.htm)

99.10 [Canopy Data Compare](ea028230701_ex99-10.htm)

99.11 [Canopy Business Purpose Supplement](ea028230701_ex99-11.htm)

99.12 [Canopy Supplemental Data Extract](ea028230701_ex99-12.htm)

99.13 [Canopy Valuation Report](ea028230701_ex99-13.htm)

99.14 [Selene Diligence LLC ("Selene") Narrative Report](ea028230701_ex99-14.htm)

99.15 [Selene Rating Agency Grades Summary](ea028230701_ex99-15.htm)

99.16 [Selene Standard Findings](ea028230701_ex99-16.htm)

99.17 [Selene Data Compare Report](ea028230701_ex99-17.htm)

99.18 [Selene Valuation Report](ea028230701_ex99-18.htm)

99.19 [Selene Business Purpose Supplement](ea028230701_ex99-19.htm)

99.20 [Incenter Lender Services LLC, c/k/a Incenter Diligence Solutions ("Incenter") Diligence Executive Summary](ea028230701_ex99-20.htm)

99.21 [Incenter Exception Report](ea028230701_ex99-21.htm)

99.22 [Incenter Rating Agency Grades](ea028230701_ex99-22.htm)

99.23 [Incenter Tape Compare](ea028230701_ex99-23.htm)

99.24 [Incenter QM ATR Report](ea028230701_ex99-24.htm)

99.25 [Incenter Business Purpose Supplement](ea028230701_ex99-25.htm)

99.26 [Incenter Valuation Summary](ea028230701_ex99-26.htm)

99.27 [Evolve Mortgage Services ("Evolve") Summary and Narrative](ea028230701_ex99-27.htm)

99.28 [Evolve Rating Agency Grades](ea028230701_ex99-28.htm)

99.29 [Evolve Exception Detail](ea028230701_ex99-29.htm)

99.30 [Evolve Valuation Report](ea028230701_ex99-30.htm)

99.31 [Evolve Data Compare](ea028230701_ex99-31.htm)

99.32 [Evolve Business Purpose Report](ea028230701_ex99-32.htm)

99.33 [Evolve QM ATR Data Report](ea028230701_ex99-33.htm)

99.34 [Consolidated Analytics, Inc. ("Consolidated") Narrative](ea028230701_ex99-34.htm)

99.35 [Consolidated Rating Agency Grades](ea028230701_ex99-35.htm)

99.36 [Consolidated Due Diligence Standard](ea028230701_ex99-36.htm)

99.37 [Consolidated Valuations Summary](ea028230701_ex99-37.htm)

99.38 [Consolidated Data Compare](ea028230701_ex99-38.htm)

99.39 [Digital Risk, LLC ("Digital Risk") Executive Summary](ea028230701_ex99-39.htm)

99.40 [Digital Risk Findings Report](ea028230701_ex99-40.htm)

99.41 [Digital Risk Rating Agency Report](ea028230701_ex99-41.htm)

99.42 [Digital Risk DI Report](ea028230701_ex99-42.htm)

99.43 [Digital Risk Valuation Report](ea028230701_ex99-43.htm)

99.44 [NonQM Supplemental Report](ea028230701_ex99-44.htm)

99.45 [Clarifii LLC ("Clarifii") Executive Summary](ea028230701_ex99-45.htm)

99.46 [Clarifii Business Purpose Supplement](ea028230701_ex99-46.htm)

99.47 [Clarifii Data Compare](ea028230701_ex99-47.htm)

99.48 [Clarifii Rating Agency Grades Detail](ea028230701_ex99-48.htm)

99.49 [Clarifii Rating Agency Grades Summary](ea028230701_ex99-49.htm)

99.50 [Clarifii Valuation Report](ea028230701_ex99-50.htm)

99.51 [Clarifii ATR QM Report](ea028230701_ex99-51.htm)

99.52 [Clayton Services LLC ("Clayton") Narrative](ea028230701_ex99-52.htm)

99.53 [Clayton Conditions Detail](ea028230701_ex99-53.htm)

99.54 [Clayton Loan Grades](ea028230701_ex99-54.htm)

99.55 [Clayton Loan Level Tape Compare](ea028230701_ex99-55.htm)

99.56 [Clayton Non ATR QM](ea028230701_ex99-56.htm)

99.57 [Clayton Rating Agency ATR QM](ea028230701_ex99-57.htm)

99.58 [Clayton Standard Upload](ea028230701_ex99-58.htm)

99.59 [Clayton Valuations Summary](ea028230701_ex99-59.htm)

99.60 [Clayton Waived Conditions](ea028230701_ex99-60.htm)

**SIGNATURE**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: March 18, 2026

---

| | |
|:---|:---|
| RCF III DEPOSITOR I, LLC | RCF III DEPOSITOR I, LLC |
| By: | /s/ Adam Geissler |
| Name: | Adam Geissler |
| Title: | Director |

---

## Exhibit 99.1

**Exhibit 99.1**

![](ex99-1_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("**AMC**") performed certain due diligence services described below on first lien residential mortgages acquired from various parties. The review was conducted on behalf of RCF III TRS, LLC ("**Client**") during multiple transactions via files imaged and provided by client for review (the "**Review**").

The loans in the Review carried origination dates between June, 2025 and January, 2026.

**(2) Sample size of the assets reviewed.**

The Review was conducted on one hundred forty-eight (148) loans selected by the Client with an aggregate original principal balance of approximately $28.845 million.

**(3) Determination of the sample size and computation.**

The Review was conducted on 100% of the loan population mentioned above, consistent with the criteria for the NRSRO(s) identified in Item 3 of this ABS Due Diligence-15E.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by Client to the data found in the actual file as captured by AMC. This comparison, when data was available, included the following data fields:

Borrower First Name <u>Contract Sales Price</u> <u>Property Type</u> <br> <u>Borrower Last Name</u> <u>Note Date</u> <u>Subject Debt Service Coverage Ratio</u>

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)"), and/or loan-to-value ratios ("LTV(s)") used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>LEASES REVIEW (148 Loans)</u>**

**<u>DOCUMENT REVIEW</u>**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**<u>CREDIT REVIEW</u>**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

1\| P a g e

![](ex99-1_001.jpg)

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

2\| P a g e

![](ex99-1_001.jpg)

**<u>DATA COLLECTION</u>**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note/HELOC agreement, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process.

For the loans where a Property Review was performed, if more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception and worked with the Client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in AMC's review resulted in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product was ordered.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

N/A

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

3\| P a g e

![](ex99-1_001.jpg)

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**OVERALL REVIEW RESULTS SUMMARY**

There were one hundred forty-eight (148) mortgage loans in the securitization population reviewed by AMC. After all documents were presented, under the applicable Kroll grading criteria, one hundred five (105) loans had an Overall loan grade of "B".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Kroll Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;43 | &nbsp;&nbsp;29.05% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;105 | &nbsp;&nbsp;70.95% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

There were one hundred forty-eight (148) mortgage loans in the securitization population reviewed by AMC. After all documents were presented, under the applicable S&P grading criteria, one hundred nine (109) loans had an Overall loan grade of "B".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**S&P Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;39 | &nbsp;&nbsp;26.35% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;109 | &nbsp;&nbsp;73.65% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

4\| P a g e

![](ex99-1_001.jpg)

**CREDIT REVIEW RESULTS SUMMARY**

Forty-three (43) mortgage loans (29.05%) of the total received an "A" Credit Review grade. The one hundred five (105) "B" Credit Review grades were due to missing documentation and/or guideline adherence.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Kroll/S&P Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;43 | &nbsp;&nbsp;29.05% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;105 | &nbsp;&nbsp;70.95% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**<br> PROPERTY RESULTS SUMMARY**

All one hundred forty-eight (148) of the loans reviewed received an "A" Property review grade under the Kroll grading criteria.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Kroll Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;148 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

One hundred thirty-four (134) of the loans reviewed received an "A" Property review grade under the S&P grading criteria.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**S&P Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;134 | &nbsp;&nbsp;90.54% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;14 | &nbsp;&nbsp;9.46% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**EXCEPTION CATEGORY SUMMARY** 

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Kroll Final<br> Exception<br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;269 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Business Purpose | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***300*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**300** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**300** |

---

5\| P a g e

![](ex99-1_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**S&P Final<br> Exception<br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;269 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Business Purpose | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***300*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**300** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***14*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**14** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**314** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the one hundred forty-eight (148) mortgage loans reviewed, six (6) mortgage loans had fifteen (15) different tape discrepancies across six (6) data fields (some mortgage loans had more than one data delta). The largest variances were found on Note Date, Borrower Last Name, Subject Debt Service Coverage Ratio and Contract Sales Price.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**%<br> Variance** | &nbsp;&nbsp;**# Of<br> Loans** |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;3 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;148 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;148 | &nbsp;&nbsp;2.03% | &nbsp;&nbsp;148 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;3 | &nbsp;&nbsp;7 | &nbsp;&nbsp;42.86% | &nbsp;&nbsp;148 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;148 | &nbsp;&nbsp;2.03% | &nbsp;&nbsp;148 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;2 | &nbsp;&nbsp;13 | &nbsp;&nbsp;15.38% | &nbsp;&nbsp;148 |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;3 | &nbsp;&nbsp;148 | &nbsp;&nbsp;2.03% | &nbsp;&nbsp;148 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**2856** | &nbsp;&nbsp;**0.53%** | &nbsp;&nbsp;**148** |

---

**ADDITIONAL LOAN POPULATION SUMMARY\***

\*Tables may not add to 100% due to rounding.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;148 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$28845176.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**148** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$28845176.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;148 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$28845176.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**148** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$28845176.00** | &nbsp;&nbsp;**100.00%** |

---

6\| P a g e

![](ex99-1_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;120 | &nbsp;&nbsp;81.08% | &nbsp;&nbsp;$22963265.00 | &nbsp;&nbsp;79.61% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;7 | &nbsp;&nbsp;4.73% | &nbsp;&nbsp;$1656200.00 | &nbsp;&nbsp;5.74% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;21 | &nbsp;&nbsp;14.19% | &nbsp;&nbsp;$4225711.00 | &nbsp;&nbsp;14.65% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**148** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$28845176.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;148 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$28845176.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**148** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$28845176.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;104 | &nbsp;&nbsp;70.27% | &nbsp;&nbsp;$14198080.00 | &nbsp;&nbsp;49.22% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.68% | &nbsp;&nbsp;$97500.00 | &nbsp;&nbsp;0.34% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;7 | &nbsp;&nbsp;4.73% | &nbsp;&nbsp;$2962106.00 | &nbsp;&nbsp;10.27% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;19 | &nbsp;&nbsp;12.84% | &nbsp;&nbsp;$5544350.00 | &nbsp;&nbsp;19.22% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;11 | &nbsp;&nbsp;7.43% | &nbsp;&nbsp;$2668140.00 | &nbsp;&nbsp;9.25% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;2.70% | &nbsp;&nbsp;$2666500.00 | &nbsp;&nbsp;9.24% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.35% | &nbsp;&nbsp;$708500.00 | &nbsp;&nbsp;2.46% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**148** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$28845176.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;148 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$28845176.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**148** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$28845176.00** | &nbsp;&nbsp;**100.00%** |

---

7\| P a g e

## Exhibit 99.2

**Exhibit 99.2**

---

| |
|:---|
| ![](ex99-2_001.jpg) |
| **Exception Grades** |
| **Run Date - 3/17/2026 12:14:14 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Compliance<br> Initial Loan Grade** | **Compliance<br> Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| [Redacted] | [Redacted] | [Redacted] | 5 | 35364497 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | All liens must be paid in full at or prior to closing. |  |  |  | Reviewer Comment (2025-10-13): Satisfaction provided.<br>Buyer Comment (2025-10-09): $[redacted]release<br>Buyer Comment (2025-10-09): $[redacted] release | 10/13/2025 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 6 | 35704611 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Desk review is used for [redacted] Valuation. |  |  |  | Reviewer Comment (2025-09-27): Waived per lender direction. |  |  | 09/27/2025 | 2 A B |  | KY | Investment | Refinance - Cash-out - Other | C B A |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 6 | 35704612 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | Per section [redacted], item [redacted] of the guidelines documentation resolving any deficiencies or red flags noted on fraud report is required. None of the high risk red flags on the fraud report were resolved. |  |  |  | Reviewer Comment (2025-09-29): Exception cleared based on updated guidance received from lender. | 09/29/2025 |  |  | 1 C A |  | KY | Investment | Refinance - Cash-out - Other | C B A |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 7 | 35704615 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | Per section [redacted], item [redacted] of the guidelines documentation resolving any deficiencies or red flags noted on fraud report is required. None of the high risk red flags on the fraud report were resolved. |  |  |  | Reviewer Comment (2025-09-29): Exception cleared based on updated guidance received from lender. | 09/29/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 8 | 35704618 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-21): Waived per lender direction. |  |  | 10/21/2025 | 2 A B |  | MO | Investment | Refinance - Cash-out - Other | B A |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 9 | 35704620 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception at origination for number of active loan applications to same borrower/guarantor exceeding [redacted]. Borrower/guarantor has [redacted] active applications, attached in Exhibit A to the approved exception. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-27): Waived with compensating factors per lender exception approval at origination. |  |  | 10/27/2025 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 9 | 35704621 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | File is missing Guarantor Agreement signed by all guarantors. Copy provided only reflects [redacted] signature. |  |  |  | Reviewer Comment (2026-01-13): Guaranty Agreement received.<br>Buyer Comment (2026-01-13): Complete PG<br>Reviewer Comment (2025-11-04): [redacted] pages [redacted] and [redacted] of the guarantor agreement were provided. Please provide complete agreement with all signatures.<br>Buyer Comment (2025-10-29): complete signatures on guaranty | 01/13/2026 |  |  | 1 D A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 9 | 35704622 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Vesting on Security Instrument and Title do not match. Entity listed on title commitment is not our borrowing entity. Please provide warranty deed transferring ownership to our borrowing entity. |  |  |  | Reviewer Comment (2025-12-08): Recorded deed received.<br>Buyer Comment (2025-12-04): Deed | 12/08/2025 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 10 | 35704624 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Waived per lender direction. |  |  | 10/31/2025 | 2 A B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 10 | 35704625 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to exceed guideline maximum of [redacted] properties within a building, complex, street, neighborhood, subdivision or city to the same borrower/guarantor. Per Exhibit A provided, there are [redacted] properties to the same borrower/guarantor. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-10-31): Waived with compensating factors per lender exception approval at origination. |  |  | 10/31/2025 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 10 | 35704626 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception at origination to exceed the allowed number of active loans to the same Borrower/Guarantor. Guidelines permit [redacted]; however, per property schedule provided, borrower has [redacted] active loans. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-10-31): Waived with compensating factors per lender exception approval at origination. |  |  | 10/31/2025 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 10 | 35704627 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guarantor Agreement Document in the file for [redacted] and [redacted] was not signed, |  |  |  | Reviewer Comment (2026-01-13): Received Guarantor Agreement signed by [redacted] and [redacted].<br>Buyer Comment (2026-01-13): Complete PG | 01/13/2026 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 10 | 35704628 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the OFAC Report for the Borrowing Entity | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-11-08): Waived with compensating factors per lender direction that they are accepting post-consummation dated OFAC search.<br>Buyer Comment (2025-11-03): Borrowing entity OFAC results are typically located on the background check. Since this was a newly formed entity a background check was not required. Attached please find OFAC results pulled post origination showing no hits. Please waive down to a [redacted] since the check was run post origination. |  |  | 11/08/2025 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 11 | 35704630 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than [redacted] days prior to the note date. |  | Credit report dated [redacted] is more than [redacted] days prior to the note date [redacted]. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrower has owned the subject property for at least [redacted] years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-27): Waived with compensating factors per lender direction.<br>Buyer Comment (2025-11-19): Credit report was aged [redacted]days. Guidelines allow for UW discretion up to [redacted] days. Please waive. |  |  | 11/27/2025 | 2 C B |  | OR | Investment | Refinance - Rate/Term | C B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 11 | 35704631 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-19): Waived per lender direction. |  |  | 11/19/2025 | 2 A B |  | OR | Investment | Refinance - Rate/Term | C B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 12 | 35704633 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. | Lender exception approved at origination for loan over $[redacted] requires a [redacted] appraisal. Compensating factors were cited as [redacted] FICO, DSCR [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-11-24): Waived with compensating factors per lender exception approval at origination. |  |  | 11/24/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 12 | 35704634 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | The background check for the business entity has an incorrect spelling of the business entity name. |  |  |  | Reviewer Comment (2025-11-28): Received<br>Buyer Comment (2025-11-25): XXXX report with entity name spelled correctly | 11/28/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 13 | 35704636 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided at origination for all members need to sign a corporate resolution. Compensating factor was cited as [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-01): Waived with compensating factors per lender exception approval at origination. |  |  | 12/01/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 13 | 35704637 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested at origination for escrowed payments. Exception request to not escrow property and liability insurance for borrower due to commercial blanket policy. Compensating factors were cited as [redacted] FICO and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-01): Waived with compensating factors per lender exception approval at origination. |  |  | 12/01/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 13 | 35704638 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested to allow more than [redacted] properties with the same borrower at any given time within a street, neighborhood, subdivision or city. Compensating factors were cited as [redacted] FICO and DSCR of [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-01): Waived with compensating factors per lender exception approval at origination. |  |  | 12/01/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 13 | 35704639 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested to allow more than [redacted] loan applications to the same borrower/guarantor. Compensating factors were cited as [redacted] FICO and DSCR of [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-01): Waived with compensating factors per lender exception approval at origination. |  |  | 12/01/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 16 | 35704643 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Borrower has been convicted of fraud/misrepresentation or [redacted]. Borrower is ineligible. |  | Lender exception approved at origination for [redacted] theft charge on background check from [redacted]. A letter of explanation was provided. Compensating factors were cited as [redacted] FICO, DSCR of [redacted] and experience of [redacted] fix and flip and [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-01): Waived with compensating factors per lender exception approval at origination. |  |  | 12/01/2025 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 16 | 35704644 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or [redacted]. Borrower is ineligible. |  | Lender exception approved at origination for [redacted] theft charge on background check from [redacted]. A letter of explanation was provided. Compensating factors were cited as [redacted] FICO, DSCR of [redacted] and experience of [redacted] fix and flip and [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-01): Waived with compensating factors per lender exception approval at origination. |  |  | 12/01/2025 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 18 | 35704647 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved at origination for having the Corporate Resolution docusigned but not notarized for the member with [redacted]% ownership. However, that document was not provided. Compensating factors were cited as [redacted] FICO, repeat client with [redacted] loans at [redacted] and clean credit. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited): | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-09): Waived with compensating factors per lender exception approval at origination.<br>Buyer Comment (2025-12-05): CR |  |  | 12/09/2025 | 2 C B |  | LA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 19 | 35704648 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member with a [redacted]% ownership to not need to sign a corporate resolution. Compensating factor was cited as [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 19 | 35704649 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance due to a blanket policy in place. Compensating factors were cited as [redacted] FICO and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 19 | 35704650 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Compensating factors were cited as [redacted] FICO, [redacted] of [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 19 | 35704651 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not limit the number of active loan applications of [redacted] to the same borrower/guarantor for this loan population for the same borrower/guarantor at any given time. Compensating factors were cited as [redacted] FICO, [redacted] of [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 19 | 35704653 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Executed Transfer Deed was not provided. |  |  |  | Reviewer Comment (2025-12-15): Received recorded Warranty Deed .<br>Buyer Comment (2025-12-05): Deed | 12/15/2025 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 20 | 35704654 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for signing a corporate resolution by all members | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 20 | 35704655 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower[redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 20 | 35704656 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 20 | 35704657 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 20 | 35704658 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loans closing prior to [redacted] , [redacted] days from closing., to not require [redacted] % of premium collected or proof of payment. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 21 | 35704661 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved at origination for Corporate Resolution not signed by all members. Comp factors [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 21 | 35704662 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. Comp factors [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 21 | 35704663 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted] properties in the same neighborhood. Comp factors [redacted] FICO and [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 21 | 35704664 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for [redacted] exceeding [redacted] x the median home value for the area. Comp factors [redacted] FICO, [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 21 | 35704665 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to not limit the number of active loan applications to the same borrower/guarantor for this loan population for the borrowing business entity. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 22 | 35704666 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender requested an exception which was approved for entity member with [redacted] % ownership to not sign the Corporate Resolution. Compensating factor was cited as [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 22 | 35704667 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved to allow more than [redacted] properties with the same borrower/ guarantor at any given time within a street, neighborhood, subdivision or city. Compensating factors were cited as [redacted] FICO, [redacted] of [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 22 | 35704668 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved to not limit the number of active loan applications to [redacted] for the same borrowers/guarantor at any given time. Compensating factors were cited as [redacted] FICO, [redacted] of [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 22 | 35704669 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved to not escrow property and liability insurance due to a blanket policy in place. Compensating factors were cited as [redacted] FICO and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 22 | 35704671 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Executed Transfer Deed was not provided. |  |  |  | Reviewer Comment (2025-12-09): Received recorded document.<br>Buyer Comment (2025-12-05): Deed | 12/09/2025 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 23 | 35704673 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request : All members need to sign a Corporate Resolution.<br> Requesting to allow nested member, [redacted], with a .[redacted] % ownership to not need to sign a corporate resolution. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 23 | 35704674 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved to "Exception request to not escrow property and liability insurance for borrower [redacted] HOI policies are individual with the expiration occurring at different times thought the calendar year. The Liability policy is a blanket policy. Both the HOI and Liability policies are renewed annually however the borrower is billed monthly for the HOI premiums." | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 23 | 35704675 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved to "Exception request to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception request to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 24 | 35704677 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved at origination for Corporate Resolution not signed by all members. Comp factors [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 24 | 35704678 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. Comp factors [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 24 | 35704679 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted] properties in same neighborhood. Comp factors [redacted] FICO and [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 25 | 35704681 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested to allow nested entity member, [redacted], with a .[redacted] % ownership to not need to sign a corporate resolution. The exception is approved with compensating factor are credit score is [redacted] , [redacted] is [redacted] %, [redacted] is [redacted] . | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 25 | 35704682 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested to allow more than [redacted] properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city and request to not limit the number of active loan applications to the same borrower for this loan population for [redacted] The exception is approved with compensating factor Credit score is [redacted] , LTAIV is [redacted] % and [redacted] is [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 25 | 35704683 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 26 | 35704685 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved at origination for entity member with [redacted] % ownership to not sign the Corporate Resolution. Compensating factor was cited as [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 26 | 35704686 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance due to a blanket policy in place. Compensating factors were cited as [redacted] FICO and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 26 | 35704687 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to allow more than [redacted] properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Compensating factors were cited as [redacted] FICO, [redacted] of [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 26 | 35704688 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not limit the number of active loan applications to [redacted] for the same borrowers/guarantor at any given time. Compensating factors were cited as [redacted] FICO, [redacted] of [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 26 | 35704689 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Executed Transfer Deed was not provided. |  |  |  | Reviewer Comment (2025-12-09): Received recorded document.<br>Buyer Comment (2025-12-05): Deed | 12/09/2025 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 27 | 35704690 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved at origination for Corporate Resolution not signed by all members. Comp factors [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 27 | 35704691 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance as required by guidelines. Comp factors [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 27 | 35704692 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted] properties in same neighborhood. Comp factors [redacted] FICO and[redacted] . | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 27 | 35704693 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not limit number of active loan applications to the same borrower. Comp factors [redacted] FICO and[redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 27 | 35704695 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing Certificate of Good Standing for sub borrowing entity. |  |  |  | Reviewer Comment (2025-12-19): [redacted] received for sub borrowing entity.<br>Buyer Comment (2025-12-11): Secretary of State report for [redacted]. Guidelines state this is sufficient documentation as it is dated and shows the [redacted] as active. | 12/19/2025 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 28 | 35704697 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for Corporate Resolution not signed by all members. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 28 | 35704698 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 28 | 35704699 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted] properties in the same neighborhood. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 28 | 35704700 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to not limit the number of active loan applications to the same borrower/guarantor for this loan population for the borrowing business entity. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 29 | 35704702 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception approved at origination to not require all members to sign a Corporate Resolution for the nested entity with a member that owns [redacted]. Compensating factors were cited as [redacted] Fico. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 29 | 35704703 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception at origination to not escrow for property and liability insurance due to blanket policy in place. Compensating factors were cited as [redacted] FICO and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 29 | 35704704 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration to exceed guideline maximum of [redacted] properties. Compensating factors were cited as [redacted] FICO and experience of [redacted]rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 29 | 35704705 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not collect [redacted] of premium collected or proof of payments [redacted] from closing prior to [redacted] due to blanket policy in place. Compensating factors were cited as [redacted] FICO and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 29 | 35704706 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to not limit the number of active loan applications to the same borrower/guarantor for this loan population for the borrowing business entity. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 30 | 35704708 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved at origination for Corporate Resolution not signed by all members. Comp factors [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 30 | 35704709 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. Comp factors [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 30 | 35704710 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted] properties in same neighborhood. Comp factors [redacted] FICO and [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 30 | 35704711 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not limit number of active loans for a borrower. Comp factors [redacted] FICO and [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 31 | 35704713 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Compensating factors were cited as [redacted] FICO, [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 31 | 35704714 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Waived per lender direction. |  |  | 12/04/2025 | 2 A B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 31 | 35704715 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Executed Transfer Deed was not provided. |  |  |  | Reviewer Comment (2025-12-09): Received Recorded document.<br>Buyer Comment (2025-12-05): Deed | 12/09/2025 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 31 | 35704716 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance due to a blanket policy in place. Compensating factors were cited as [redacted] FICO and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 31 | 35704717 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved at origination for entity member with [redacted] ownership to not sign the Corporate Resolution. Compensating factor was cited as [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 31 | 35704718 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not limit the number of active loan applications to [redacted] for the same borrowers/guarantor at any given time. Compensating factors were cited as [redacted] FICO, [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 31 | 35704719 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not require [redacted] of premium collected or proof of payment due to a blanket policy in place. Compensating factors were cited as [redacted] FICO and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 32 | 35704721 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing Certificate of Good Standing for sub borrowing entity. |  |  |  | Reviewer Comment (2025-12-19): [redacted] received for sub borrowing entity.<br>Buyer Comment (2025-12-11): Secretary of State report for [redacted]. Guidelines state this is sufficient documentation as it is dated and shows the [redacted] as active. | 12/19/2025 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 32 | 35704722 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved at origination for Corporate Resolution not signed by all members. Comp factors [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 32 | 35704723 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. Comp factors [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 32 | 35704724 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted] properties in same neighborhood. Comp factors [redacted] FICO and [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 32 | 35704725 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not limit active loans to the same borrower. Comp factors [redacted] FICO and [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 33 | 35704727 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance due to a blanket policy in place. Compensating factors were cited as [redacted] FICO and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 33 | 35704728 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved at origination for entity member with [redacted] ownership to not sign the Corporate Resolution. Compensating factor was cited as [redacted] FICO. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 33 | 35704729 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Compensating factors were cited as [redacted] FICO, [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 33 | 35704730 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not limit the number of active loan applications to [redacted] for the same borrowers/guarantor at any given time. Compensating factors were cited as [redacted] FICO, [redacted] and experience of [redacted] rental units. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 35 | 35704733 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for client is doing [redacted] refinances with TVC over the next [redacted]. Client meets all requirements for concentration per latest credit memo. Compensating factor [redacted] FICO. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | KY | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 36 | 35704735 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been approved for concentration over [redacted] loans within [redacted] as Client is doing [redacted] refinances with TVC over the next [redacted]. Compensating factor: [redacted] FICO. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | KY | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 40 | 35704741 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Borrower signed HUD/CD or Closing statement is missing in this file. |  |  |  | Reviewer Comment (2025-12-09): Final Closing Statement in file.<br>Buyer Comment (2025-12-05): Signed settlement statement | 12/09/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 40 | 35704742 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Waived per lender direction. |  |  | 12/04/2025 | 2 A B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 40 | 35704743 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Manual exception: [redacted] is sole member of entity, 1st Time Customer.<br> Compensating factors:<br> FICO is [redacted].<br> More than [redacted] months reserves<br> LTC [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 41 | 35704745 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approving QAIV less than $[redacted]. Compensating factors are FICO of [redacted], LTAIV is [redacted]%, DCSR is [redacted] and Experience is [redacted] Rental units. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 43 | 35704748 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approving Property with a Qualifying As-Is-Value less than $[redacted]. Compensating factors include FICO score of [redacted], LTAIV is [redacted]% and DSCR of [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-04): Waived with compensating factors per lender exception approval at origination. |  |  | 12/04/2025 | 2 B |  | OK | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 48 | 35704753 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | Lease agreement was missing in file. |  |  |  | Reviewer Comment (2025-12-29): Per appraisal property just rented at above market rents . Used Comparable Rents with no lease .<br>Buyer Comment (2025-12-21): Lease is not required as this loan was underwritten as unleased. Please clear. | 12/29/2025 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 50 | 35704757 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved for Borrower concentration thresholds over [redacted] DSCR loans within [redacted] day period. <br> Compensating factors: <br> - FICO [redacted]<br> - Over [redacted] months reserves. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | KY | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 51 | 35704759 |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance policy coverage amount is missing from evidence of insurance. |  | File Contains commercial blanket HOI policy with no evidence of individual property coverage to determine it meets guideline requirements. | Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 51 | 35704760 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate resolution indicates our guarantor is the sole member: however, per the operating agreements in file, there is a second member. please provide corporate resolution for subject transaction signed by all members. |  |  |  | Reviewer Comment (2025-12-29): [redacted] Operating Agreement allows Guarantor as manager full and complete control of the company.<br>Buyer Comment (2025-12-21): Please see [redacted] as this is not applicable per language in the operating agreement. Please waive/clear as applicable. | 12/29/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 51 | 35704761 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Request at origination for commercial blanket policy not being escrowed. | Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 51 | 35704762 |  | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Letter of Explanation (LOE) not provided |  | Lender exception request at origination to not require LOE from guarantor on pending litigation, as all issues are vetted through the [redacted] deal team submission process. | Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 51 | 35704764 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval for no LOE for litigation issues are vetted in the [redacted] annual review.<br> Compensating factors"<br> - FICO of [redacted]<br> - Experience [redacted] Rentals to required [redacted] Rentals | Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 51 | 35704765 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender manual exception for cash out refinance less than [redacted] months after rate and term.<br> Compensating factors;<br> Experience [redacted] Rental Units required [redacted]. | Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 52 | 35704767 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-12-15): Waived per Lender direction. |  |  | 12/15/2025 | 2 A B |  | GA | Investment | Refinance - Rate/Term | B A |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 53 | 35704770 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted] properties in the same neighborhood. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 53 | 35704771 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to not limit the number of active loan applications to the same borrower/guarantor for this loan population for the borrowing business entity. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 53 | 35704772 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 53 | 35704773 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved at origination for Corporate Resolution not signed by all members. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 54 | 35704775 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-15): Waived per Lender direction. |  |  | 12/15/2025 | 2 A B |  | ME | Investment | Refinance - Cash-out - Other | B A |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 55 | 35704777 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for [redacted] DSCR loans with [redacted] over upcoming [redacted] days.<br> Compensating Factors:<br> Credit Score [redacted] guideline requirement.<br> Great Experience<br> Great Credit<br> Great Assets | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | KY | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 56 | 35704779 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization is Missing. |  |  |  | Reviewer Comment (2026-01-09): Received Articles of Organization.<br>Buyer Comment (2026-01-07): AO2<br>Buyer Comment (2026-01-07): AO | 01/09/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 57 | 35704781 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception is provided, approved for 'Client is doing [redacted] DSCR refinances with [redacted] over the next [redacted] days, client meets all requirements for concentration per latest credit memo'. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Debt Service Coverage Ratio: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | KY | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 58 | 35704786 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception - Borrower concentration threshold over [redacted] loans with [redacted]day period.<br> - FICO [redacted].<br> - Over [redacted] months reserves | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | KY | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 59 | 35704790 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Lender exception approved to allow nested entity member with .[redacted]% ownership to not sign a corporate resolution. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 59 | 35704791 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception to not escrow property and liability insurance. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 59 | 35704792 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to not limit the number of active loan applications to the same borrower/guarantor for this loan population for the borrowing business entity. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 59 | 35704793 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted] properties in the same neighborhood. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 61 | 35704800 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception for [redacted] does not have a [redacted]% minority member, therefore providing all nested entity documents is not applicable. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects. | [redacted] properties held, [redacted] projects completed and [redacted] years of experience. | SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-15): Waived with compensating factors per lender exception approval at origination. |  |  | 12/15/2025 | 2 B |  | KY | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 62 | 35704802 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | The Personal Guaranty document is [redacted] pages and only one page is provided in the loan file. |  |  |  | Reviewer Comment (2025-12-29): Received complete Guarantor Agreement.<br>Buyer Comment (2025-12-21): Complete guaranty | 12/29/2025 |  |  | 1 D A |  | NJ | Investment | Refinance - Rate/Term | D A |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 63 | 35704804 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Liability Insurance is missing from the file and required per guidelines. |  |  |  | Reviewer Comment (2026-01-09): Received full policy with liability coverage<br>Buyer Comment (2026-01-09): Liability policy that was paid on the settlement statement.<br>Reviewer Comment (2025-12-31): Per section [redacted] of guidelines, it states insurance quotes are allowed on purchase transactions only. Subject is a refinance. Full policy required for review.<br>Buyer Comment (2025-12-21): Liability quote which is allowed per new guidelines. Please clear. | 01/09/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 65 | 35704807 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | Reviewer Comment (2025-12-29): Received Operating Agreement for LLC.<br>Buyer Comment (2025-12-21): Operating agreement was included in the loan file but it is signed electronically so it might not have transferred. Please see attached and clear. | 12/29/2025 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 66 | 35704809 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-20): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-01-18): Approved lender exception |  |  | 01/20/2026 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 67 | 35704811 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the Background Check for [redacted]. Lender Exception in file approving Minority member [redacted] to not provide Entity documents. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-19): Waived with compensating factors per lender exception approval at origination. |  |  | 12/19/2025 | 2 B |  | KY | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 71 | 35704816 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approving Loan Closing without Court settlement documents regarding a lawsuit involving the Borrower. Compensating factors are FICO of[redacted], LTAIV of [redacted], DSCR of [redacted], Experience of [redacted] Fix and Flip Units and [redacted] Rental Units. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-19): Waived with compensating factors per lender exception approval at origination. |  |  | 12/19/2025 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 72 | 35704818 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to the [redacted] cash - out cap for Gold Tier.<br> Compensating factors :<br> - FICO [redacted]<br> - LTC [redacted]<br> - Cash Reserves of [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-19): Waived with compensating factors per lender exception approval at origination. |  |  | 12/19/2025 | 2 B |  | OR | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 73 | 35704820 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for [redacted]<br> Compensating factors:<br> - FICO [redacted]<br> - DSCR [redacted]<br> - Reserves of [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Debt Service Coverage Ratio: [redacted]<br> Guideline Requirement: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-19): Waived with compensating factors per lender exception approval at origination. |  |  | 12/19/2025 | 2 B |  | MI | Investment | Purchase | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 74 | 35704821 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2025-12-30): Received Driver's license to associate with Verification of Identification.<br>Buyer Comment (2025-12-23): Photo ID | 12/30/2025 |  |  | 1 C A |  | IA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 75 | 35704824 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-12-29): Received Secretary of State document.<br>Buyer Comment (2025-12-21): Secretary of State report from Lexis was included in the loan file and per guidelines is an acceptable form to complete the COGS requirement. Please clear. | 12/29/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 76 | 35704825 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2025-12-30): Received Driver's License matching Verification of Identification<br>Buyer Comment (2025-12-23): Photo ID | 12/30/2025 |  |  | 1 C A |  | IA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 77 | 35704828 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for Property zoned as legal non-conforming and appraiser states property cannot be rebuilt if totally destroyed without variance being granted from municipality. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | FICO [redacted]<br>Cash reserves of $[redacted] | SitusAMC,Originator<br>Originator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-19): Waived with compensating factors per lender exception approval at origination. |  |  | 12/19/2025 | 2 B |  | PA | Investment | Purchase | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 78 | 35704830 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow [redacted] entity member, [redacted], with [redacted] ownership to not need to sign a corporate resolution. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 78 | 35704831 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted]. HOI policies are individual with the expiration occurring at different times thought the calendar year. The Liability Policy is a blanket policy. Both the HOI and Liability Policies are renewed annually however the borrower is billed monthly for the HOI premiums. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 78 | 35704832 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any time within a street, neighborhood, subdivision or city.<br> Exception request to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 78 | 35704833 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loans closing prior to [redacted], [redacted] days from closing, to not require [redacted] of premium collected or proof of payment. The Liability policy is blanket policy that expires [redacted] and the new policy for [redacted] will not be available until [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 79 | 35704835 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-02): Waived per lender direction. |  |  | 01/02/2026 | 2 A B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 79 | 35704836 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. All members need to sign a Corporate Resolution. Allowing the nested entity member with [redacted] ownership to not need to sign a corporate resolution. <br> Compensating factor:<br> FICO of [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 79 | 35704837 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. Exception to not escrow property and liability insurance for the borrower. HOI policies are individual with the expiration occurring at different times through the calendar year. The liability policy is a blanket policy. Both HOI and Liability policies are renewed annually however the borrower is billed monthly for the HOI premiums.<br> Compensating factor :<br> FICO of [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 79 | 35704838 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved. Allowed more than three properties with the same borrower/guarantor at any given time within a street , neighborhood, subdivision or city. Not to limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted]<br> Compensating factors<br> FICO [redacted]<br> DSCR [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 79 | 35704839 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. Allow loans closing prior to [redacted], [redacted]days from closing , to not require [redacted] of premium collected or proof of payment. The liability policy is a blanket policy that expires [redacted] and the new policy for [redacted] will not be available until [redacted]<br> Compensating Factors<br> FICO [redacted]<br> Reserves over [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 80 | 35704841 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted] with a [redacted] ownership to not need to sign a corporate resolution. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-30): Waived with compensating factors per lender exception approval at origination. |  |  | 12/30/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 80 | 35704842 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted]. HOI policies are individual with the expiration occurring at different time throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-30): Waived with compensating factors per lender exception approval at origination. |  |  | 12/30/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 80 | 35704843 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loan closing prior to [redacted], [redacted] days from closing, to not require [redacted] of premium collected or proof of payment. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-30): Waived with compensating factors per lender exception approval at origination. |  |  | 12/30/2025 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 81 | 35704846 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted], with a [redacted] ownership to not need to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 81 | 35704847 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted]. HOI policies are individual with the expiration occurring at different time throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 81 | 35704848 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loan closing prior to [redacted], [redacted] days from closing, to not require [redacted] of premium collected or proof of payment. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 81 | 35704849 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 81 | 35704850 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | File is missing Operating Agreement for non borrowing entity,[redacted] associated with account [redacted]. Guarantor's ownership percentage in the non borrowing entity must be verified. |  |  |  | Reviewer Comment (2026-01-09): Located verification principal owner on background.<br>Buyer Comment (2026-01-07): Guidelines do not require ownership percentage be verified. Background check for [redacted] was provided which shows are guarantor is a principal of the company. Sufficient documentation was provided to show access. Please clear. | 01/09/2026 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 82 | 35704852 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted], with a [redacted] ownership to not need to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 82 | 35704853 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted]. HOI policies are individual with the expiration occurring at different times throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually; however, the borrower is billed monthly for the HOI premiums. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 82 | 35704854 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loan closing prior to [redacted],[redacted]days from closing, to not require [redacted] of premium collected or proof of payment. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 82 | 35704855 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 83 | 35704857 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Secondary entity member, with a [redacted] ownership did not sign the corporate resolution. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elected to waive the condition based on the exception approval and compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 83 | 35704858 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception. Exception approved to not escrow property and liability insurance for borrower. HOI policies are individual with the expiration occurring at different times through the calendar year. The liability policy is blanket policy. Both HOI and liability policies are renewed annually , borrower is billed monthly for HOI premiums. <br> Compensating factors:<br> FICO [redacted]<br> Reserves | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 83 | 35704859 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. Exception approved to allow more three properties with the same borrower/guarantor at any given time with a street, neighborhood, subdivision or city.<br> Compensating factors:<br> FICO [redacted]<br> Reserves | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 83 | 35704860 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. Exception to allow loans closing prior to [redacted] days from closing, to not require [redacted]of premium collected or proof of payment. Liability policy is blanket policy that expires [redacted] and the new policy for [redacted] will not available until [redacted].<br> Compensating factors:<br> FICO[redacted]<br> Reserves | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 84 | 35704863 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. Lender approved exception to allow nested entity member. with [redacted] ownership to not need to sign corporate resolution<br> Compensating Factors:<br> FICO [redacted]<br> Reserves | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 84 | 35704864 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. Exception to not escrow property and liability insurance for borrower. HOI policies are individual with the expiration occurring at different times though the calendar year. The liability policy is a blanket policy. both HOI and Liability policies are received annually however the borrower is billed monthly for the HOI premiums.<br> Compensating Factors:<br> FICO [redacted]<br> Reserves | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 84 | 35704865 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. Exception approved to allow more than three properties with the same borrower/guarantor for this loan population.<br> Compensating Factors:<br> FICO [redacted]<br> Reserves | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 84 | 35704866 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. Exception approved to allow loans closing prior to [redacted], [redacted] days from closing, to not require [redacted] of premium collected or proof of payment. The liability policy is a blanket policy for [redacted] will not be available until [redacted]<br> Compensating Factors:<br> FICO [redacted]<br> Reserves | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 85 | 35704868 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Non-borrower with a [redacted] Ownership not needed to sign a corporate resolution.<br> Compensating Factors:<br> FICO [redacted]<br> Reserves over [redacted] months | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 85 | 35704869 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception request to not escrow property and liability insurance.<br> Compensating Factors:<br> FICO [redacted]<br> Reserves over[redacted] months | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 85 | 35704870 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception request to allow more than three properties with the same borrower and to not limit the number of active loan applications to the same borrower/guarantor<br> Compensating Factors:<br> FICO [redacted]<br> Reserves over [redacted] months | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 85 | 35704871 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. Allowing loan closing prior to [redacted] days from closing, to not require [redacted] if premium collected or proof of payment. The liability policy is a blanket policy that expires [redacted] and the new policy for [redacted] will not have available until [redacted]<br> Compensating Factors:<br> FICO [redacted]<br> Reserves over [redacted] months | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 86 | 35704873 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception - Requesting to allow nested entity member with a [redacted] ownership to not need to sign a corporate resolution. Approved | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 86 | 35704874 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception - Requesting to allow more than [redacted] properties with the same borrower at any given time. Requesting to not limit the number of active loan applications to the same borrower for [redacted] Approved subject to a maximum exposure of these [redacted] loans that the borrower is refinancing. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 86 | 35704875 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. Exception to not escrow property and liability insurance for borrower. HOI policies are individual with the expiration occurring at different times thought the calendar year. The liability policy is a blanket policy both HOI and Liability policies are renewed annually however the borrower is billed monthly for the HOI premiums.<br> Compensating Factors:<br> FICO [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 86 | 35704876 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception.<br> Allow for loan closing prior to [redacted], [redacted] days from closing, to not require [redacted] of premium collected or proof of payment. The liability policy is a blanket policy that expires [redacted] and the new policy for [redacted] will not be available until [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 87 | 35704877 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted], with a [redacted] ownership to not need to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 87 | 35704878 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted]. HOI policies are individual with the expiration occurring at different times throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually; however, the borrower is billed monthly for the HOI premiums. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 87 | 35704879 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loan closing prior to [redacted] days from closing, to not require [redacted] of premium collected or proof of payment. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 87 | 35704880 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 88 | 35704883 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Non-borrowing member with [redacted] ownership is requested to not sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 88 | 35704884 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception request to not escrow property and liability insurance as HOI policies are individual with expiration occurring at different times through the calendar year. Approved subject to proof of active HOI and General Liability at closing. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 88 | 35704885 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception request to not limit the number of active loan applications to the same borrower and allow more than three properties within a street, neighborhood, subdivision or city. Approved subject to a maximum exposure of these [redacted] loans that the borrower is refinancing. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 88 | 35704886 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception request to allow for loans closing prior to [redacted] days from closing, to not require [redacted] % of premium collected or proof of payment. Approved subject to proof of active HOI and General liability at closing. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 89 | 35704888 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted] , with a . [redacted] % ownership to not need to sign a corporate resolution. Compensating factors: FICO [redacted] and LTAIV [redacted] %. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 89 | 35704889 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted] . HOI policies are individual with the expiration occurring at different time throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. Compensating factors: FICO [redacted] and LTAIV [redacted] %. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 89 | 35704890 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loan closing prior to [redacted] days from closing, to not require [redacted] % of premium collected or proof of payment. Compensating factors: FICO [redacted] and LTAIV [redacted] %. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 89 | 35704891 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted] Compensating factors: FICO [redacted] , LTAIV [redacted] and DSCR [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 90 | 35704893 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member [redacted] with a [redacted] ownership to not need to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 90 | 35704894 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted] HOI policies are individual with the expiration occurring at different time throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 90 | 35704895 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loan closing prior to [redacted] days from closing, to not require [redacted] % of premium collected or proof of payment. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 90 | 35704896 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 91 | 35704898 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow more than three properties with the same borrower and to not limit the number of active loan applications to the same borrower/guarantor. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Credit Score is [redacted]. The product guideline requires a credit score of [redacted]. | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elected to waive the condition based on compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 91 | 35704899 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception request to not escrow property and liability insurance. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Credit Score is [redacted]. The product guideline requires a credit score of [redacted]. | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elected to waive the condition based on compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 91 | 35704900 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow closing prior to [redacted] due to liability policy renewal. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Credit Score is [redacted]. The product guideline requires a credit score of [redacted]. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 91 | 35704901 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception for Non-borrower with a [redacted] Ownership not needed to sign a corporate resolution. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Credit Score is [redacted]. The product guideline requires a credit score of [redacted]. | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elected to waive the condition based on compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 92 | 35704903 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted] ownership to not need to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Debt Service Coverage Ratio: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 92 | 35704904 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted] . HOI policies are individual with the expiration occurring at different time throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Debt Service Coverage Ratio: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 92 | 35704905 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loan closing prior to [redacted] days from closing, to not require [redacted] % of premium collected or proof of payment. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Debt Service Coverage Ratio: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 92 | 35704906 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Debt Service Coverage Ratio: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 93 | 35704908 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted] ownership to not need to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 93 | 35704909 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrowe [redacted] HOI policies are individual with the expiration occurring at different time throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 93 | 35704910 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loan closing prior to [redacted] days from closing, to not require [redacted] % of premium collected or proof of payment. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 93 | 35704911 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 94 | 35704913 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow more than three properties with the same borrower and to not limit the number of active loan applications to the same borrower/guarantor. Compensating factors: [redacted] FICO, LTAIV [redacted] % and DSCR [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 94 | 35704914 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception request to not escrow property and liability insurance. Compensating factors: [redacted] FICO and LTAIV [redacted] . | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 94 | 35704915 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception for Non-borrower with a [redacted] Ownership not needed to sign a corporate resolution. Compensating factors: [redacted] FICO and LTAIV [redacted] %. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 94 | 35704916 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow closing prior to [redacted] days from closing, to not require [redacted] % of premium collected or proof of payment due to liability policy renewal. Compensating factors: [redacted] FICO and LTAIV [redacted] %. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 95 | 35704917 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for non-borrower with a [redacted] ownership not needed to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 95 | 35704918 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception request to not escrow property and liability insurance to borrower [redacted]. HOI policies are individual with the expiration occurring at different times throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually; however, the borrower is billed monthly for the HOI premiums. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 95 | 35704919 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower and to not limit the number of active loan applications to the same borrower/guarantor. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 95 | 35704920 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loans closing prior to [redacted], [redacted]days from closing, to not require [redacted] of premium collected or proof of payment. The liability policy is a blanket policy that expires [redacted], and the new policy for [redacted] will not be available [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 96 | 35704923 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow closing prior to [redacted] due to liability policy renewal. Compensating factors: FICO [redacted], LTAIV [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 96 | 35704924 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception request to not escrow property and liability insurance. Compensating factors: FICO [redacted], LTAIV [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 96 | 35704925 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception for Non-borrower with a [redacted] Ownership not needed to sign a corporate resolution. Compensating factors: FICO [redacted], LTAIV [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 96 | 35704926 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than [redacted] properties with the same borrower/guarantor at any given time. Compensating factors: FICO [redacted], LTAIB [redacted] and DSCR [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 97 | 35704928 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow for loans closing prior to [redacted], [redacted] days from closing, to not require [redacted] of premium collected or proof of payment. The liability policy is a blanket policy that expires [redacted] and the new policy for [redacted] will not be available [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 97 | 35704929 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow more than three properties with the same borrower and to not limit the number of active loan applications to the same borrower/guarantor. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 97 | 35704930 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception request to not escrow property and liability insurance to borrower [redacted]. HOI Policies are Individual with the expiration occurring at different times thought the calendar year. The Liability policy is a blanket policy. Both the HOI and Liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 97 | 35704931 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception for Non-borrower with a [redacted]% Ownership not needed to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 C B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 98 | 35704933 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted], with a [redacted] ownership to not need to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br> Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 98 | 35704934 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted]. HOI policies are individual with the expiration occurring at different times throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually, however the borrower is billed monthly for the HOI premiums. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br> Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 98 | 35704935 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br> Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 98 | 35704936 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loan closing prior to [redacted], [redacted] days from closing, to not require [redacted] of premium collected or proof of payment. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br> Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 99 | 35704937 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception for Non-borrower with a [redacted] Ownership not needed to sign a corporate resolution. Compensating factors: FICO [redacted], LTAIV [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 99 | 35704941 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception request to not escrow property and liability insurance to borrower [redacted]. HOI Policies are Individual with the expiration occurring at different times thought the calendar year. The Liability policy is a blanket policy. Both the HOI and Liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. Compensating factors: FICO [redacted], LTAIV [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 99 | 35704942 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow more than three properties with the same borrower and to not limit the number of active loan applications to the same borrower/guarantor. Compensating factors: FICO [redacted], LTAIV [redacted] and DSCR [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 99 | 35704943 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow for loans closing prior to [redacted], [redacted]days from closing, to not require [redacted] of premium collected or proof of payment. The liability policy is a blanket policy that expires [redacted] and the new policy for [redacted] will not be available [redacted]. Compensating factors: FICO [redacted], LTAIV [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 100 | 35704946 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: XXXX | Note Date: ___; Lien Position: ___ | Provided Full Appraisal and Secondary Valuation Documents desk review , AVM and Lenders Value also provided |  |  |  | Reviewer Comment (2026-01-02): Waived per lender direction. |  |  | 01/02/2026 | 2 A B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 100 | 35704947 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, with [redacted] ownership to not need to sign a corporate resolution. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 100 | 35704948 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted]. HOI policies are individual with the expiration occurring at different time thought the calendar year. the Liability policy is a blanket policy. Both the HOI and Liability Polices are renewed annually however the borrower is billed monthly for the HOI premiums. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 100 | 35704949 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any time within a street, neighborhood, subdivision or city. Exception request to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 100 | 35704950 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Request to allow for loans closing prior to [redacted], [redacted]days from closing, to not require [redacted] of premium collected or proof of payment. The Liability policy is a blanket policy that expires [redacted] and the new policy for [redacted] will not be available until [redacted] | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 101 | 35704952 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: XXXX | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-02): Waived per lender direction. |  |  | 01/02/2026 | 2 A B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 101 | 35704953 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request at origination for entity member with [redacted] ownership to not sign the corporate Resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 101 | 35704954 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception Request at origination to not require [redacted] of premium collected or proof of payment due to blanket policy in place. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 101 | 35704955 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception Request at origination to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 101 | 35704956 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request at origination to not escrow property and liability insurance due to a blanket policy in place. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 102 | 35704958 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request at origination for entity member with [redacted] ownership to not sign the corporate Resolution. Compensating factors FICO [redacted] and LTAIV is [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 102 | 35704959 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for [redacted] due to policies annual renewal. Compensating factors: FICO [redacted] and LTAVI [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 102 | 35704960 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Approved. Compensating Factors FICO [redacted], LTAIV is [redacted] and DSCR is [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 102 | 35704961 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow loan to close prior to [redacted] days from closing due to liability policy expiration and renewal period. Compensating factors: FICO [redacted]and LTAVI [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 103 | 35704962 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted] . HOI policies are individual with the expiration occurring at different times throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually; however, the borrower is billed monthly for the HOI premiums. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 103 | 35704963 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 103 | 35704965 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow for loan closing prior to [redacted] days from closing, not to require [redacted] of premium collected or proof of payment. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 103 | 35704966 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted], with a [redacted] ownership not to need to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 104 | 35704968 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for number of properties within a building, complex, street, city limited to [redacted] properties with same borrower/guarantor. Compensating factors: FICO [redacted], cash reserves [redacted] experience [redacted]years and [redacted] of batch are leased. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 104 | 35704969 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for limit of [redacted] active loans with the same borrower/guarantor. Compensating factors: FICO [redacted], cash reserves $[redacted], experience [redacted]years and [redacted] of batch are leased. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 105 | 35704971 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow minor members of entity (less than [redacted] membership) to sign corporate resolution without notarization. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 106 | 35704973 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Guideline Issue: Number of properties financed exceeds amount allowed by guidelines. |  | Lender approved exception at origination to allow more than [redacted] active loans to one entity. | Borrower has owned the subject property for at least [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 107 | 35704975 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception. For Limit on number of active loans to five loan applications with same borrower/guarantor at any given time.<br> Compensating factors;<br> FICO [redacted]<br> Cash Reserves over [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 108 | 35704977 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Guideline Issue: Number of properties financed exceeds amount allowed by guidelines. |  | Lender approved exception at origination to allow more than [redacted] active loans to one entity. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 109 | 35704979 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution signed by all members was not provided. |  |  |  | Reviewer Comment (2026-01-20): Document provided, signed by all parties, exception cleared.<br>Buyer Comment (2026-01-15): Corporate resolution signed by all members | 01/20/2026 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 109 | 35704980 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not limit the number of properties within a building, complex, street, neighborhood, subdivision, or city to [redacted] properties with the same borrower/guarantor at any given time. Compensating factors were cited as [redacted]FICO, experience of [redacted]fix and flip and [redacted]rental units and cash reserves of [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Credit Score is [redacted]. The product guideline requires a credit score of [redacted].<br>Cash reserves of $[redacted] (may not include any cash-out proceeds related to the subject loan) | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-02): Client elected to waive the condition based on the compensating factors. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 109 | 35704981 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not limit the number of active loans to [redacted] loan applications with the same borrower/guarantor at any given time. Compensating factors were cited as [redacted]FICO, experience of [redacted]fix and flip and [redacted]rental units and cash reserves of [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Credit Score is [redacted]. The product guideline requires a credit score of [redacted].<br>Cash reserves of $[redacted] (may not include any cash-out proceeds related to the subject loan) | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-02): Client elected to waive the condition based on the compensating factors. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 110 | 35704983 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Missing Fraud Report for [redacted]. |  |  |  | Reviewer Comment (2026-01-09): Fraud Report has been received.<br>Buyer Comment (2026-01-08): Fraud check for [redacted] located on page [redacted] of the attached report | 01/09/2026 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 110 | 35704984 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Guarantor Agreement signature page for [redacted]. |  |  |  | Reviewer Comment (2026-01-09): Received Guarantor Agreement.<br>Buyer Comment (2026-01-08): Completed PG from document custodian | 01/09/2026 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 110 | 35704985 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Guideline Issue: Number of properties financed exceeds amount allowed by guidelines. |  | Lender approved exception at origination to allow more than [redacted] active loans to one entity. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 111 | 35704986 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception at origination approved for TVC limits the number of properties within a building, complex, street, neighborhood, Subdivision, or city to three properties with the same borrower. Compensating factors FICO [redacted]and [redacted] rental units experience. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 112 | 35704989 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Guideline Issue: Number of properties financed exceeds amount allowed by guidelines. |  | Lender approved exception at origination to allow more than [redacted] active loans to one entity. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender approved exception at origination. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 113 | 35704991 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not limit the number of properties within a building, complex, street, neighborhood, subdivision, or city to[redacted] properties with the same borrower/guarantor at any given time. Compensating factors were cited as [redacted]FICO, experience of [redacted]fix and flip and [redacted]rental units and cash reserves of [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Credit Score is [redacted]. The product guideline requires a credit score of [redacted]. | SitusAMC | Reviewer Comment (2026-01-02): Client elected to waive the condition based on the compensating factors. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 113 | 35704992 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not limit the number of active loans to [redacted] loan applications with the same borrower/guarantor at any given time. Compensating factors were cited as [redacted]FICO, experience of [redacted]fix and flip and [redacted]rental units and cash reserves of $[redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Credit Score is [redacted]. The product guideline requires a credit score of [redacted]. | SitusAMC | Reviewer Comment (2026-01-02): Client elected to waive the condition based on the compensating factors. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 114 | 35704994 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. For limits on the loan of active loans to five loan applications with the same borrower/guarantor.<br> Compensating Factors.<br> - FICO [redacted]<br> - Reserves | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 115 | 35704996 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Guideline Issue: Number of properties financed exceeds amount allowed by guidelines. |  | Lender approved exception at origination to allow more than [redacted] active loans to one entity. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender approved exception at origination. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 116 | 35704998 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved exception. For limit on the number of active loans to five loan application with the same borrower/guarantor at any given time.<br> Compensating factors;<br> FICO [redacted]<br> Reserves | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval at origination. |  |  | 01/02/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 118 | 35705000 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception at origination to allow qualifying as-is value greater than [redacted]% of median home price. Compensating factors FICO [redacted]and [redacted]DSCR. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 120 | 35705003 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to allow sale-leaseback or lease-to-buy provisions. Compensating factor was cited as experience of [redacted]rental units. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted]completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval. |  |  | 01/02/2026 | 2 B |  | AL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 120 | 35705004 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for commercial blanket policy not being escrowed. Compensating factors were cited as [redacted]FICO and experience of [redacted]rental units. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted]completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval. |  |  | 01/02/2026 | 2 B |  | AL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 120 | 35705005 |  | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Letter of Explanation (LOE) not provided |  | Lender approved exception at origination to not require LOE from guarantor on pending litigation, as all issues are vetted through the [redacted] deal team submission process. Compensating factors were cited as [redacted]FICO and experience of [redacted]rental units. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted]completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-02): Waived with compensating factors per lender exception approval. |  |  | 01/02/2026 | 2 B |  | AL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 120 | 35705006 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Executed Transfer Deed was not provided. |  |  |  | Reviewer Comment (2026-01-13): Received missing Deed.<br>Buyer Comment (2026-01-12): Deed | 01/13/2026 |  |  | 1 D A |  | AL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 120 | 35705007 |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance policy coverage amount is missing from evidence of insurance. |  | File contains commercial blanket HOI policy with no evidence of individual property coverage to determine it meets guideline requirements. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-09): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-01-07): COI shows [redacted]% replacement cost. Attached is exception allowing this. |  |  | 01/09/2026 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 120 | 35705008 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate resolution indicates our guarantor is the sole member; however, per the operating agreements in file, there is a second member. Please provide corporate resolution for subject transaction signed by all members. |  |  |  | Reviewer Comment (2026-01-02): Per client, they are accepting Section [redacted] of the [redacted]Operating Agreement. The company is managed by its Manager and the manager has full and complete control of the company, then [redacted]states that [redacted] is the manager of the company. Nothing in the agreement states that approval of both the Members is required to bind the company in any matter, so [redacted] can sign the written consents naming himself President of [redacted]. | 01/02/2026 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 120 | 35705009 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception. For Commercial blanket policy with an annual renewal date of[redacted] for both purchase and refinance transactions. Also [redacted]% replacement coverage to be adequate insurance coverage.<br> Compensating Factors:<br> FICO [redacted]<br> Experience [redacted]Rental Units | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-09): Waived with compensating factors per lender exception approval. |  |  | 01/09/2026 | 2 B |  | AL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 121 | 35705014 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Secondary entity, with .[redacted]% ownership did not sign the Corporate Resolution. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Credit Score is [redacted]. The product guideline requires a credit score of [redacted]. | SitusAMC | Reviewer Comment (2026-01-02): Client elected to waive the condition based on the compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 121 | 35705015 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | More than [redacted]properties with the same borrower/guarantor within a street, neighborhood, subdivision or city. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Credit Score is [redacted]. The product guideline requires a credit score of [redacted]. | SitusAMC | Reviewer Comment (2026-01-02): Client elected to waive the condition based on the compensating factors. |  |  | 01/02/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 122 | 35705016 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not require escrow for property and liability insurance. HOI policies are individual with the expiration occurring at different time throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. Compensating factors: FICO [redacted]and LTAIV [redacted]%. | Borrower has owned the subject property for at least [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender approved exception at origination. |  |  | 01/05/2026 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 122 | 35705018 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted], with a .[redacted]% ownership to not need to sign a corporate resolution. Compensating factors: FICO [redacted]and LTAIV [redacted]%. | Borrower has owned the subject property for at least [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender approved exception at origination. |  |  | 01/05/2026 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 122 | 35705021 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for[redacted]. Compensating factors: FICO [redacted], LTAIV [redacted]% and DSCR [redacted]. | Borrower has owned the subject property for at least [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender approved exception at origination. |  |  | 01/05/2026 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 123 | 35705022 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted]l, with a .[redacted]% ownership to not need to sign a corporate resolution. Compensating factors: FICO [redacted]and LTAIV [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender approved exception at origination. |  |  | 01/05/2026 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 123 | 35705023 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance. HOI policies are individual with the expiration occurring at different time throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. Compensating factors: FICO [redacted]and LTAIV [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender approved exception at origination. |  |  | 01/05/2026 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 123 | 35705024 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for[redacted]. Compensating factors: FICO [redacted], LTAIV [redacted]% and DSCR [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender approved exception at origination. |  |  | 01/05/2026 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 124 | 35705027 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | Property qualifies as leased, and Rental Agreement is missing from the file. |  |  |  | Reviewer Comment (2026-01-09): Lease received adjusted Rents down to rents.<br>Buyer Comment (2026-01-07): Lease | 01/09/2026 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 124 | 35705029 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception request to not escrow property and liability insurance. HOI Policies are Individual with the expiration occurring at different times thought the calendar year. The Liability policy is a blanket policy. Both the HOI and Liability policies are renewed annually however the borrower is billed monthly for the HOI premiums.<br>Compensating Factors: FICO [redacted]. LTV [redacted]% | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 124 | 35705030 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow more than three properties with the same borrower and to not limit the number of active loan applications to the same borrower/guarantor.<br>Compensating Factors: FICO [redacted]. LTV [redacted]% | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 124 | 35705031 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member,[redacted], with a .[redacted]% ownership to not need to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 126 | 35705034 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The title commitment schedule B reflects a mortgage of $[redacted]that the loan file does not document as being paid off at closing as HUD reflects payoff of $[redacted]. Please provide evidence that the liens have been released, paid and will not have a negative impact on final title policy. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-09): Waived with compensating factors per lender direction.<br>Reviewer Comment (2026-01-09): Downgraded to Grade [redacted]with compensating factor per lender direction.<br>Buyer Comment (2026-01-08): Email from settlement company stating that final title policy will be issued with no liens. Please waive to a [redacted]. |  |  | 01/09/2026 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 126 | 35705035 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for more than [redacted]properties in a neighborhood. Comp factors [redacted]FICO, [redacted]fix and flip and [redacted]rental units. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 127 | 35705036 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-05): Waived per lender direction.<br>Buyer Comment (2026-01-05): Please waive per lender instructions. |  |  | 01/05/2026 | 2 A B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 127 | 35705038 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow nested entity member, [redacted] with a .[redacted]% ownership to not need to sign a corporate resolution. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 127 | 35705039 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 127 | 35705040 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance. HOI policies are individual with the expiration occurring at different time throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 128 | 35705042 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-09): Waived with compensating factors per lender exception approval<br>Buyer Comment (2026-01-07): COI shows [redacted]% replacement cost. Attached is lender approved exception. |  |  | 01/09/2026 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 128 | 35705043 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate resolution indicates our guarantor is the sole member; however, per the operating agreements in file, there is a second member. Please provide corporate resolution for subject transaction signed by all members. |  |  |  | Reviewer Comment (2026-01-09): Per section [redacted]of the [redacted]Operating Agreement the company is managed by its Manager and the manager has full and complete control of the company, then [redacted]states that [redacted] is the manager of the company. Nothing in the agreement states that approval of both the Members is required to bind the company in any matter, so [redacted]can sign the written consents naming himself President of [redacted].<br>Buyer Comment (2026-01-07): Corporate resolution is not required per the language in the operating agreement. Please escalate to [redacted]. | 01/09/2026 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 128 | 35705044 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for leaseback. Seller is leasing subject after purchase. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 128 | 35705045 |  | Credit | Guideline | Guideline Issue | Guideline | Escrow waiver not allowed per guidelines. |  | Lender approved exception to waive insurance escrows as part of corporate blanket policy. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 128 | 35705046 |  | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Letter of Explanation (LOE) not provided |  | Lender approved exception to not require letter of explanation for current lawsuit as all legal items are vetted through [redacted] approval worksheet. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 128 | 35705047 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. For Commercial blanket policy with an annual review date of [redacted] for both purchase and refinance transactions. Also [redacted]% replacement coverage to be adequate insurance coverage. <br> Compensating Factors:<br> FICO [redacted]<br> Reserves over [redacted]months <br> Experience [redacted]Rental Units . | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-09): Waived with compensating factors per lender exception approval |  |  | 01/09/2026 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 129 | 35705049 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception in file to allow nested entity member [redacted]with a [redacted]% ownership to not need to sign a corporate Resolution. Compensating factors are FICO score of [redacted]and [redacted]of [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 129 | 35705050 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved exception for number of active loan applications for the same borrower/guarantor greater than [redacted]. Compensating factors are FICO score of [redacted]and LTAIV of [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 129 | 35705051 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception for number of properties within a building/complex/street/neighborhood/subdivision/city with the same borrower/guarantor greater than [redacted] . Compensating factors are FICO score of [redacted]and LTAIV of [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 130 | 35705054 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-05): Waived per lender direction.<br>Buyer Comment (2026-01-05): Please waive per lender instructions. |  |  | 01/05/2026 | 2 A B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 130 | 35705057 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception in file to allow nested entity member [redacted]with a [redacted]% ownership to not need to sign a corporate Resolution. Compensating factors are FICO score of [redacted]and LTV of [redacted]%. | Borrower has owned the subject property for at least [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 130 | 35705058 |  | Credit | Guideline | Guideline Issue | Guideline | Escrow waiver not allowed per guidelines. |  | Lender Approved Exception for hazard insurance not escrowed. It is part of corporate blanket. Compensating factors are FICO score of [redacted]and LTV of [redacted]%. | Borrower has owned the subject property for at least [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 130 | 35705059 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Guideline Issue: Number of properties financed exceeds amount allowed by guidelines. |  | Lender Approved Exception for number of properties within a building/complex/street/neighborhood/subdivision/city with the same borrower/guarantor greater than [redacted]. Compensating factors are FICO score of [redacted]and LTV of [redacted]%. | Borrower has owned the subject property for at least [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 131 | 35705060 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception given for to allow nested entity member, with a [redacted]% ownership to not need to sign a corporate resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 131 | 35705061 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception given for to allow more than [redacted] properties with the same borrower/guarantor, to not limit the number of active loan application to the same borrower/guarantor. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 131 | 35705063 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved exception for number of active loan applications for the same borrower/guarantor greater than [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 131 | 35705064 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the Certificate of Good standing for[redacted] |  |  |  | Reviewer Comment (2026-01-09): Received COG for [redacted]<br>Buyer Comment (2026-01-07): [redacted] for entity in question is on page [redacted] of the attachment | 01/09/2026 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 132 | 35705067 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception in file to allow nested entity member [redacted]with a [redacted]% ownership to not need to sign a corporate Resolution. Compensating factors are FICO score of [redacted]and LTV of [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 132 | 35705068 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Guideline Issue: Number of properties financed exceeds amount allowed by guidelines. |  | Lender Approved Exception for number of properties within a building/complex/street/neighborhood/subdivision/city with the same borrower/guarantor greater than [redacted]. Compensating factors are FICO score of [redacted]and LTV of [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 132 | 35705069 |  | Credit | Guideline | Guideline Issue | Guideline | Escrow waiver not allowed per guidelines. |  | Lender Approved Exception for hazard insurance not escrowed. It is part of corporate blanket. Compensating factors are FICO score of [redacted]and LTV of [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 133 | 35705073 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception to allow more than [redacted]properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision, or city. Also requesting an exception to remove the limit on the number of active loan applications for the same borrower/guarantor for the [redacted] loan population.<br>Compensating Factors: FICO [redacted]. LTV [redacted]% | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 133 | 35705074 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception for Non-borrower with a [redacted]% Ownership not needed to sign a corporate resolution.<br>Compensating Factors: FICO [redacted]. LTV [redacted]% | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 133 | 35705075 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception request to not escrow property and liability insurance to borrower[redacted] HOI Policies are Individual with the expiration occurring at different times thought the calendar year. The Liability policy is a blanket policy. Both the HOI and Liability policies are renewed annually however the borrower is billed monthly for the HOI premiums.<br>Compensating Factors: FICO [redacted]. LTV [redacted]% | The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 133 | 35705076 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved Exception to allow for loans closing prior to [redacted], [redacted]days from closing, to not require [redacted]% of premium collected or proof of payment. The liability policy is a blanket policy that expires [redacted]and the new policy for [redacted] will not be available [redacted]<br>Compensating Factors: FICO [redacted]. LTV [redacted]% | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 134 | 35705078 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-05): Waived per lender direction.<br>Buyer Comment (2026-01-05): Please waive per lender instructions. |  |  | 01/05/2026 | 2 A B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 134 | 35705080 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to proceed without nested entity member signing Corporate Resolution. Comp factors [redacted]FICO. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 134 | 35705081 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. Comp factors [redacted] FICO. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 134 | 35705082 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of more than [redacted] properties within the same neighborhood. Comp factors [redacted]FICO and [redacted] DSCR. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 135 | 35705086 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception at origination to allow sale leaseback or lease-to-buy provisions in the lease agreement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender approved exception at origination. |  |  | 01/08/2026 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | A B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 135 | 35705087 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate resolution indicates our guarantor is the sole member; however, per the operating agreements in file, there is a second member. Please provide corporate resolution for subject transaction signed by all members. |  |  |  | Reviewer Comment (2026-01-08): Per section [redacted]of the [redacted]Operating Agreement the company is managed by its Manager and the manager has full and complete control of the company, then [redacted]states that [redacted] is the manager of the company. Nothing in the agreement states that approval of both the Members is required to bind the company in any matter, so [redacted] can sign the written consents naming himself President of [redacted]. | 01/08/2026 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | A B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 135 | 35705088 |  | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Letter of Explanation (LOE) not provided |  | Lender approved exception at origination to not require LOE from guarantor on pending litigation, as all issues are vetted through the [redacted] deal team submission process. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender approved exception at origination. |  |  | 01/08/2026 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | A B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 135 | 35705089 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for commercial blanket policy not being escrowed. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender approved exception at origination. |  |  | 01/08/2026 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | A B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 135 | 35705090 |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance policy coverage amount is missing from evidence of insurance. |  | File contains commercial blanket HOI policy with no evidence of individual property coverage to determine it meets guideline requirements. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-09): Waived with compensating factors per lender exception approval at origination. |  |  | 01/09/2026 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | A B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 136 | 35705093 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception in file to allow nested entity member [redacted] with a [redacted]% ownership to not need to sign a corporate Resolution. Compensating factors are FICO score of [redacted]and LTAIV of [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 136 | 35705094 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved exception for number of active loan applications for the same borrower/guarantor greater than [redacted] . | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 136 | 35705095 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception for number of properties within a building/complex/street/neighborhood/subdivision/city with the same borrower/guarantor greater than [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 138 | 35705098 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC search results for borrowing entity. |  |  |  | Reviewer Comment (2026-01-13): OFAC Search received.<br>Buyer Comment (2026-01-12): OFAC from Lexis Report. Please clear.<br>Reviewer Comment (2026-01-08): The reported by government sources reference on the top of page [redacted] relates to "shell shelf characteristics" at the bottom of page [redacted]. There is no indication that this is an OFAC search on the borrowing entity.<br>Buyer Comment (2026-01-06): OFAC can be located on the top of page [redacted] of the XXXX background check in the file. It shows no hits on government agencies. | 01/13/2026 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 138 | 35705099 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration more than [redacted]properties in the same neighborhood and more than [redacted]loans at one time. Comp factors [redacted]FICO, [redacted]fix and flip units and [redacted]rental units. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Waived with compensating factors per lender exception approval at origination. |  |  | 01/05/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 138 | 35705100 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The title commitment schedule B reflects a mortgage of $[redacted]that the loan file does not document as being paid off at closing as HUD reflects payoff of $[redacted]. Please provide evidence that the liens have been released, paid and will not have a negative impact on final title policy. |  |  |  | Reviewer Comment (2026-01-08): Email received from settlement agent indicating final policy will be issued as-is, without the prior lien.<br>Buyer Comment (2026-01-08): Email from settlement company stating that final title policy will be issued with no liens. Please waive to a [redacted]. | 01/08/2026 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 139 | 35705102 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception at origination Approve to use Requested to allow nested entity member, [redacted], with a [redacted]% ownership to not need to sign a corporate resolution. Compensating factors FICO [redacted]. MCM deal | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 139 | 35705103 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to not escrow property and liability insurance for borrower [redacted]. HOI policies are individual with the expiration occurring at different times throughout the calendar year. The liability policy is a blanket policy. Both the HOI and liability policies are renewed annually; however, the borrower is billed monthly for the HOI premiums. Compensating Factors: Credit Score [redacted]is greater than the required [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 139 | 35705104 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception to not limit the number of active loan applications to the same borrower/guarantor for this loan population for[redacted]. Compensating Factors: Credit Score is [redacted]which is greater than the required [redacted]Credit Score. LTV is [redacted]% which is less than [redacted]% maximum LTV. DSCR is [redacted]which is greater than the [redacted]required by guidelines. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 140 | 35705107 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Property is tenant occupied but lease agreement is missing. |  |  |  | Reviewer Comment (2026-01-09): Loan did not have lease in place at time of loan. Underwritten by lender with no rents in place.<br>Buyer Comment (2026-01-09): Loan was underwritten as unleased and therefore a lease is not required. Please clear. | 01/09/2026 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 140 | 35705108 |  | Credit | Guideline | Guideline Issue | Guideline | Maximum financed properties allowable per borrower is [redacted]. |  | LENDER EXCEPTION provided to allow more than three properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or City. Exception request to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted]. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Occupancy: [redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 140 | 35705109 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception provided to not escrow property and liability insurance for borrower [redacted]. HOI policies are individual with the expiration occurring at different times throughout the calendar year. The Liability policy is a blanket policy. Both HOI and Liability policies are renewed annually however the borrower is billed monthly for the HOI premiums. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Occupancy: [redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 140 | 35705110 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | LENDER EXCEPTION provided to allow nested entity member, [redacted], with [redacted]% ownership to not need to sign a corporate resolution. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Occupancy: [redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 140 | 35705111 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Approved. To allow for loans closing prior to [redacted] from closing to not require [redacted]% of premium collected or proof of payment. The Liability policy is a blanket policy that expires [redacted] and the new policy for [redacted] will not be available until [redacted].<br> FICO [redacted]<br> Experience [redacted]Rental | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Occupancy: [redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 141 | 35705113 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Subject is tenant occupied, lease is not provided. |  |  |  | Reviewer Comment (2026-01-09): Loan done as unoccupied per UW Summary. Comparable Rent Schedule confirmed no rent.<br>Buyer Comment (2026-01-09): Per the UW summary loan was underwritten as unleased and therefore a lease is not required. Please clear. | 01/09/2026 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 141 | 35705114 |  | Credit | Guideline | Guideline Issue | Guideline | The number of financed properties exceeds guidelines. |  | LENDER EXCEPTION provided to allow more than [redacted]properties with the same borrower/guarantor at any given time within a street, neighborhood, subdivision or city. Exception request to not limit the number of active loan applications to the same borrower/guarantor for this loan population for [redacted]. Compensating Factors: [redacted]credit score > [redacted]required. LTV is [redacted]% which is < 8[redacted]%. DSCR is [redacted] required by guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 141 | 35705115 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception. To Allow nested entity member with [redacted]ownership to not need to sign a corporate resolution<br> Compensating Factors <br> FICO [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 141 | 35705116 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception. To Not Escrow and Liability insurance for borrower [redacted]. HOI policies ae individual with the expiration occurring at different times through the calendar year. The liability policy is a blanket policy. Both the HOI and Liability policies are renewed annually however the borrower is billed monthly for the HOI premium.<br> Compensating Factors;<br> FICO [redacted]<br> Experience [redacted]rentals | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 141 | 35705117 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception. To allow for loans closing prior to [redacted], [redacted]days from closing, to not require % of premium collected or proof of payment. The Liability policy is blanket policy that expires [redacted] and the new policy for [redacted] will be available until[redacted]<br> Compensating Factors:<br> FICO [redacted]<br> Experience is [redacted]Rental Units. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-07): Waived with compensating factors per lender exception approval at origination. |  |  | 01/07/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 143 | 35705120 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to not limit the number of active loan applications to the same borrower/guarantor for this loan population for the borrowing business entity. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 143 | 35705121 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for Corporate Resolution not signed by all members. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 143 | 35705122 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted]properties in the same neighborhood. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 143 | 35705123 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Rate/Term | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 144 | 35705125 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for Corporate Resolution not signed by all members. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 144 | 35705126 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted]properties in the same neighborhood. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 144 | 35705127 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 144 | 35705128 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to not limit the number of active loan applications to the same borrower/guarantor for this loan population for the borrowing business entity. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [redacted]. | FICO [redacted] | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 145 | 35705130 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination for concentration of [redacted]properties in the same neighborhood. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | FICO [redacted] | SitusAMC,Originator | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 145 | 35705131 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Non-borrowing member with [redacted]% ownership is requested to not sign a corporate resolution. Compensating Factors: Credit Score is [redacted]which is > [redacted]. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | FICO [redacted] | SitusAMC,Originator | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 145 | 35705132 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved at origination to not escrow property and liability insurance. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | FICO [redacted] | SitusAMC,Originator | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 145 | 35705134 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to not limit the number of active loan applications to the same borrower/guarantor for this loan population for the borrowing business entity. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | FICO [redacted] | SitusAMC,Originator | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | 148 | 36058027 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | Lender Exception approving loan amount less than $[redacted]minimum per Guidelines. Compensating factors are [redacted] points and [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2026 | 2 B |  | TX | Investment | Purchase | B |  | A |  | N/A | No |

---

## Exhibit 99.3

**Exhibit 99.3**

---

| |
|:---|
| ![](ex99-3_001.jpg) |
| **Rating Agency Grades** |
| **Run Date - 3/17/2026 12:14:14 PM** |

---

---

| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** |
| [Redacted] | [Redacted] | [Redacted] | 1 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 2 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 3 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 4 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 5 |  | B |  |  |  |  | A B |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 6 |  | C |  |  |  |  | A B C |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 7 |  | C |  |  |  |  | A C |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 8 |  | A |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 9 |  | D |  |  |  |  | A D B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 10 |  | C |  |  |  |  | A B C |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 11 |  | C |  |  |  |  | A B C |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 12 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 13 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 14 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 15 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 16 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 17 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 18 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 19 |  | D |  |  |  |  | A D B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 20 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 21 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 22 |  | D |  |  |  |  | A D B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 23 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 24 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 25 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 26 |  | D |  |  |  |  | A D B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 27 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 28 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 29 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 30 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 31 |  | D |  |  |  |  | A B D |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 32 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 33 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 34 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 35 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 36 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 37 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 38 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 39 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 40 |  | C |  |  |  |  | A B C |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 41 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 42 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 43 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 44 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 45 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 46 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 47 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 48 |  | C |  |  |  |  | A C |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 49 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 50 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 51 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 52 |  | A |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 53 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 54 |  | A |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 55 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 56 |  | C |  |  |  |  | A C |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 57 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 58 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 59 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 60 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 61 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 62 |  | D |  |  |  |  | A D |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 63 |  | C |  |  |  |  | A C |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 64 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 65 |  | C |  |  |  |  | A C |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 66 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 67 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 68 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 69 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 70 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 71 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 72 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 73 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 74 |  | C |  |  |  |  | A C |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 75 |  | C |  |  |  |  | A C |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 76 |  | C |  |  |  |  | A C |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 77 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 78 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 79 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 80 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 81 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 82 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 83 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 84 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 85 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 86 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 87 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 88 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 89 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 90 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 91 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 92 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 93 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 94 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 95 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 96 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 97 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 98 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 99 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 100 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 101 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 102 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 103 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 104 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 105 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 106 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 107 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 108 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 109 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 110 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 111 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 112 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 113 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 114 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 115 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 116 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 117 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 118 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 119 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 120 |  | D |  |  |  |  | A D B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 121 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 122 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 123 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 124 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 125 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 126 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 127 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 128 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 129 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 130 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 131 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 132 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 133 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 134 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 135 |  | A |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 136 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 137 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 138 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 139 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 140 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 141 |  | C |  |  |  |  | A C B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 142 |  | A |  |  |  |  | A |  |  |  |  | A |
| [Redacted] | [Redacted] | [Redacted] | 143 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 144 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 145 |  | B |  |  |  |  | A B |  |  |  |  | A B |
| [Redacted] | [Redacted] | [Redacted] | 146 |  | A |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A |
| [Redacted] | [Redacted] | [Redacted] | 147 |  | A |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A |
| [Redacted] | [Redacted] | [Redacted] | 148 |  | B |  |  |  |  | A B | N/A | N/A | N/A | N/A | N/A B |

---

## Exhibit 99.4

**Exhibit 99.4**

---

| |
|:---|
| ![](ex99-4_001.jpg) |
| **Valuation Report** |
| **Run Date - 3/17/2026 12:14:14 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| [Redacted] | [Redacted] | [Redacted] | 1 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 2 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | 3 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 4 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 5 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | 6 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 7 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 6.620% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 8 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.880% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  | 0.000% |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 9 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 10 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 8.090% |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 11 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -21.530% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 12 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -0.130% |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 13 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 14 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | 3.750% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 15 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 16 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 17 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 18 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 19 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 3.390% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 20 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -4.140% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 21 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 71.330% |  | 0.129 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 22 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 0.000% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 23 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -3.360% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 24 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  | 1.160% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 25 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 4.270% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 26 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 2.260% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 27 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -4.460% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 28 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 4.830% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 29 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 2.290% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 30 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -4.760% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 31 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 32 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -4.820% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 33 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 2.500% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 34 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 35 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 36 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 37 |  |  |  |  |  |  | 4.350% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -2.610% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 38 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 20.080% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 39 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 40 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -3.310% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 41 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 6.380% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 42 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 8.740% |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 43 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -1.100% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 44 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 0.490% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 45 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -5.830% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 46 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 47 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -1.270% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 48 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.790% |  |  | AVM |  | 0.01 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 49 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -2.530% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 50 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 51 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 0.860% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 52 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -29.160% |  | 0.065 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 53 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  | 16.240% |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 54 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | 0.780% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 55 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 56 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 7.140% |  |  | Desk Review |  |  |  |  |  | 7.140% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 57 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -7.950% |  | 0.0318 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 58 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 59 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 60 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 0.700% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 61 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 62 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 2.170% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 63 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -3.440% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 64 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 65 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 6.380% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 66 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.940% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 67 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 68 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | 6.740% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 69 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 62.750% |  | 0.0691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 70 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 71 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 72 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 0.470% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 73 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 28.950% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 74 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 75 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 76 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 77 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 4.000% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 78 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | 13.910% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 79 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Stated |  |  |  |  |  | 1.540% |  | 0.03 |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 80 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 81 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 82 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 3.770% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.770% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 83 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 5.560% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.560% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 84 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Stated |  |  |  |  |  | -0.850% |  | 0.16 |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 85 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 0.660% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.660% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 86 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 5.600% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 87 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -5.000% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 88 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 1.670% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.670% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 89 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 3.750% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 90 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  | 0.000% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 91 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 6.290% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.290% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 92 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 93 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -1.180% |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 94 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 95 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 1.950% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 96 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | 17.830% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 97 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 98 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 1.310% |  | 0.109 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 99 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 4.230% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 100 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -22.680% |  | 0.043 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 101 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -1.150% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.150% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 102 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 103 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -3.300% |  | 0.1375 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 104 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -0.760% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 105 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 106 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 1.060% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.060% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 107 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 2.980% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 108 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -0.640% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 109 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -1.280% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 110 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -0.760% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.760% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 111 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 2.560% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.560% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 112 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -3.200% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 113 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 16.460% |  |  | Desk Review |  |  | High |  |  | 16.460% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 114 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | 3.040% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 115 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 18.990% |  |  | Desk Review |  |  | Moderate |  |  | 20.760% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 116 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  | 18.990% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 117 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 118 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 4.000% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 119 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 2.500% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 120 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 4.030% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 121 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 2.290% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 122 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 2.800% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 123 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 124 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  | 9.450% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 125 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 6.430% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 126 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  | 2.990% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 127 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 128 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -1.570% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 129 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 3.080% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 130 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 131 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 132 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 133 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -0.550% |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 134 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 135 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.820% |  |  | Desk Review |  |  | Moderate |  |  | -9.820% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 136 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -3.950% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 137 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 138 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 3.620% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 139 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -1.080% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 140 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -3.400% |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 141 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 142 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 143 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 4.290% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 144 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -1.460% |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.460% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 145 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 0.000% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 146 |  |  |  |  |  |  | 9.650% |  |  |  | Appraisal |  |  |  |  |  |  | 9.650% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redacted] | [Redacted] | [Redacted] | 147 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | 148 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |

---

## Exhibit 99.5

**Exhibit 99.5**

---

| |
|:---|
| ![](ex99-5_001.jpg) |
| **ASF Addendum - Business Purpose** |
| **Run Date - 3/17/2026 12:14:16 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 | 262 | 263 | 264 | 265 | 266 | 267 | 268 | 269 | 270 | 271 | 272 | 273 | 274 | 275 | 276 | 277 | 278 | 279 | 280 | 281 | 282 | 283 | 284 | 285 | 286 | 287 | 288 | 289 | 290 | 291 | 292 | 293 | 294 | 295 | 296 | 297 | 298 | 299 | 300 | 301 | 302 | 303 | 304 | 305 | 306 | 307 | 308 | 309 | 310 | 311 | 312 | 313 | 314 | 315 | 316 | 317 | 318 | 319 | 320 | 321 | 322 | 323 | 324 | 325 | 326 | 327 | 328 | 329 | 330 | 331 | 332 | 333 | 334 | 335 | 336 |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| [Redacted] | [Redacted] | [Redacted] | 1 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2220.00 | Rent on Existing Lease | $2412.27 |  | 0.000000 | 1.09 |  |  | 0.92 | 0.92 | $2412.27 |  |  | Yes | 03/31/2025 | 03/31/2026 | 12 |  | $1080.00 | $1725.00 | Yes | 03/31/2025 | 03/31/2026 | 12 |  | $1140.00 | $1725.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26640.00 |  |  | $562.97 | $125.00 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 25.36 |  |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 04/08/2025 | 710 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 61.500% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 2 |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $2049.86 |  | 0.000000 | 0.84 |  |  | 1.20 | 1.2 | $2049.86 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $263.86 | $87.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 17.48 | US Citizen |  | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/06/2025 | 699 | Fair Isaac (VER. 2) | 688 | Beacon 5 | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 3 |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1311.48 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $1311.48 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $196.69 | $97.43 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 15.63 |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/29/2025 | 813 | FICO II | 775 | Beacon 5 | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 4 |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1907.07 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1907.07 |  |  | Yes | 06/15/2025 | 06/15/2026 | 12 | Long Term | $1850.00 | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14550.00 |  |  | $246.33 | $103.58 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 0.47 |  |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 07/14/2025 | 700 | FICO II | 720 | Beacon 5 | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 5 |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2302.93 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2302.93 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $449.33 | $127.42 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 1.32 | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/19/2025 | 715 | Fair Isaac (VER. 2) | 694 | FICO Classic V5 Facta | 708 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 6 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1291.00 | Rent on Existing Lease | $848.88 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $848.88 |  |  | Yes | 06/26/2025 | 06/30/2026 | 12 |  | $1291.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $48.89 | $112.80 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.36 |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/05/2025 | 736 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/25/2025 | 732 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 7 |  |  |  |  |  | Yes | No |  |  |  |  | $1350.00 | Multiple Sources | $1057.41 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1057.41 |  |  | No |  |  |  |  |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $131.73 | $60.25 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor | 0.11 |  |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/10/2025 | 780 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 8 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1350.00 | Rent on Existing Lease | $991.13 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $991.13 |  |  | Yes | 04/01/2025 | 03/31/2025 | 1 |  | $1350.00 | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8100.00 |  |  | $39.67 | $98.93 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 23.57 |  |  | 664 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 85.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 06/27/2025 | 664 | Fair Isaac (VER. 2) | 626 | FICO Classic V5 Facta | 672 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 9 |  |  |  |  |  | Yes | Yes |  |  |  |  | $895.00 | Rent on Existing Lease | $890.52 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $890.52 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 |  | $895.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8000.00 |  |  | $124.44 | $76.34 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 4.53 |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/28/2025 | 826 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  | 25.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/28/2025 | 815 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  | 50.000% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/25/2025 | 803 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.118% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 10 |  |  |  |  |  | Yes | No |  |  |  |  | $1080.00 | Multiple Sources | $944.68 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $944.68 |  |  | No |  |  |  |  |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8000.00 |  |  | $122.12 | $74.12 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor | 4.49 |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/28/2025 | 826 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  | 25.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/28/2025 | 815 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  | 50.000% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/25/2025 | 803 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 11 |  |  |  |  |  | Yes | No |  |  |  |  | $2880.00 | Multiple Sources | $2418.36 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2418.36 |  |  | No |  |  |  |  |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $304.20 | $67.83 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 6.10 |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/01/2025 | 811 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/01/2025 | 768 | Fair Isaac (VER. 2) | 740 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 49.840% | XXXX |  |  | 122.157% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 12 |  |  |  |  |  | Yes | Yes |  |  |  |  | $11420.00 | Multiple Sources | $10036.27 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $10036.27 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 |  | $3500.00 | $3500.00 | Yes | 11/01/2025 | 10/31/2026 | 12 |  | $4500.00 | $4500.00 | No |  |  |  |  |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $118200.00 |  |  | $1629.80 | $321.85 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor | 1.51 |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 62.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/09/2025 | 757 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 13 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1195.00 | Rent on Existing Lease | $1038.77 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1038.77 |  |  | Yes | 03/14/2025 | 03/31/2026 | 12 |  | $1195.00 | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14080.00 |  |  | $55.61 | $83.67 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 2.36 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 14 |  |  |  |  |  | Yes | No |  |  |  |  | $3150.00 | Multiple Sources | $1760.38 |  | 0.000000 | 0.56 |  |  | 1.79 | 1.79 | $1760.38 |  |  | No |  |  |  |  |  | $875.00 | No |  |  |  |  |  | $900.00 | No |  |  |  |  |  | $850.00 | No |  |  |  |  |  | $875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $51700.00 |  |  | $388.07 | $204.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 2.56 |  |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/23/2025 | 716 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 15 |  |  |  |  |  | Yes | No |  |  |  |  | $1800.00 | Multiple Sources | $1616.03 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $1616.03 |  |  | No |  |  |  |  |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23100.00 |  |  | $179.35 | $53.61 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 2.31 |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/23/2025 | 775 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 16 |  |  |  |  |  | Yes | Yes |  |  |  |  | $5800.00 | Rent on Existing Lease | $5176.13 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $5176.13 |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 |  | $3200.00 | $3900.00 | Yes | 11/01/2025 | 11/01/2026 | 12 |  | $2600.00 | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $62800.00 |  |  | $582.93 | $215.59 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 1.55 |  |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/13/2025 | 709 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 691 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/10/2025 | 682 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 17 |  |  |  |  |  | Yes | No |  |  |  |  | $954.00 | Multiple Sources | $803.05 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $803.05 |  |  | No |  |  |  |  |  | $1060.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $144.50 | $102.67 | Level 4-Stated/Verified as defined | No | 1 | 63 | No |  |  | Experienced Investor | 0.35 |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/30/2025 | 694 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 18 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1465.00 | Rent on Existing Lease | $900.78 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $900.78 |  |  | Yes | 09/27/2025 | 09/26/2026 | 12 |  | $1465.00 | $1875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $189.92 | $89.25 | Level 4-Stated/Verified as defined | No | 1 | 29 | No |  |  | Experienced Investor | 0.35 |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/30/2025 | 694 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 19 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1020.00 | Rent on Existing Lease | $700.71 |  | 0.000000 | 0.69 |  |  | 1.46 | 1.46 | $700.71 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 |  | $1020.00 | $1020.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $9380.00 |  |  | $55.67 | $56.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.13 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 20 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1395.00 | Third Party Rental Source | $1002.42 |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | $1002.42 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 |  | $1600.00 | $1395.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $16100.00 |  |  | $65.58 | $85.25 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 19.20 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.740% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 21 |  |  |  |  |  | Yes | Yes |  |  |  |  | $990.00 | Rent on Existing Lease | $795.57 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $795.57 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 |  | $990.00 | $1025.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13150.00 |  |  | $61.78 | $60.17 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 3.13 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 22 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1095.00 | Rent on Existing Lease | $1024.06 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $1024.06 |  |  | Yes | 02/28/2025 | 02/28/2026 | 12 |  | $1095.00 | $1380.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15150.00 |  |  | $63.52 | $87.33 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 3.13 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 23 |  |  |  |  |  | Yes | Yes |  |  |  |  | $895.00 | Rent on Existing Lease | $854.17 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $854.17 |  |  | Yes | 11/01/2024 | 10/31/2025 | 12 |  | $895.00 | $1105.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $11500.00 |  |  | $49.94 | $60.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 9.05 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 24 |  |  |  |  |  | Yes | No |  |  |  |  | $1152.00 | Multiple Sources | $1000.39 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1000.39 |  |  | No |  |  |  |  |  | $1280.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13000.00 |  |  | $61.87 | $75.29 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.05 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 25 |  |  |  |  |  | Yes | Yes |  |  |  |  | $995.00 | Rent on Existing Lease | $966.34 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $966.34 |  |  | Yes | 02/14/2025 | 02/28/2026 | 12 |  | $995.00 | $1068.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13150.00 |  |  | $76.77 | $71.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 15.67 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 26 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1785.00 | Rent on Existing Lease | $1095.98 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $1095.98 |  |  | Yes | 05/01/2024 | 04/30/2025 | 12 |  | $890.00 | $900.00 | Yes | 03/24/2025 | 03/31/2026 | 12 |  | $895.00 | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18770.00 |  |  | $128.12 | $84.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 2.86 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 27 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1095.00 | Rent on Existing Lease | $935.59 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $935.59 |  |  | Yes | 02/22/2025 | 02/28/2026 | 12 |  | $1095.00 | $1325.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13780.00 |  |  | $71.78 | $80.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 2.88 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 28 |  |  |  |  |  | Yes | Yes |  |  |  |  | $875.00 | Rent on Existing Lease | $846.78 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $846.78 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 |  | $875.00 | $950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17460.00 |  |  | $61.45 | $92.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.17 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.862% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 29 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1095.00 | Rent on Existing Lease | $853.33 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $853.33 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 |  | $1095.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10480.00 |  |  | $89.39 | $66.70 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 3.21 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 30 |  |  |  |  |  | Yes | Yes |  |  |  |  | $895.50 | Rent on Existing Lease | $849.49 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $849.49 |  |  | Yes | 04/05/2025 | 04/30/2026 | 12 |  | $895.50 | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13360.00 |  |  | $47.16 | $68.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 18.27 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 31 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1295.00 | Rent on Existing Lease | $1012.11 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1012.11 |  |  | Yes | 04/04/2025 | 03/31/2026 | 11 |  | $1295.00 | $1295.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13250.00 |  |  | $67.23 | $71.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 3.13 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 32 |  |  |  |  |  | Yes | No |  |  |  |  | $2115.00 | Multiple Sources | $1334.14 |  | 0.000000 | 0.63 |  |  | 1.59 | 1.59 | $1334.14 |  |  | No |  |  |  |  |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18300.00 |  |  | $101.30 | $95.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 2.71 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 33 |  |  |  |  |  | Yes | Yes |  |  |  |  | $950.00 | Rent on Existing Lease | $940.96 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $940.96 |  |  | Yes | 06/05/2025 | 06/04/2026 | 12 |  | $950.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14520.00 |  |  | $45.21 | $84.08 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 3.13 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 76.250% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 34 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2000.00 | Rent on Existing Lease | $1976.93 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1976.93 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 |  | $2000.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $139.65 | $194.47 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 1.12 |  |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/02/2025 | 708 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 78.500% | XXXX |  |  | 178.838% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 35 |  |  |  |  |  | Yes | No |  |  |  |  | $1260.00 | Multiple Sources | $1024.37 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1024.37 |  |  | No |  |  |  |  |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12480.00 |  |  | $93.60 | $79.41 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 2.07 |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 09/05/2025 | 756 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 208.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 36 |  |  |  |  |  | Yes | No |  |  |  |  | $1080.00 | Multiple Sources | $838.33 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $838.33 |  |  | No |  |  |  |  |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10500.00 |  |  | $80.79 | $67.76 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 2.07 |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/05/2025 | 756 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 37 |  |  |  |  |  | Yes | No |  |  |  |  | $967.50 | Multiple Sources | $836.42 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $836.42 |  |  | No |  |  |  |  |  | $1075.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $16100.00 |  |  | $170.01 | $93.75 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 1.04 |  |  | 697 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/11/2025 | 746 | Fair Isaac (VER. 2) | 692 | FICO Classic V5 Facta | 697 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 09/11/2025 | 754 | Fair Isaac (VER. 2) | 692 | FICO Classic V5 Facta | 688 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.913% | XXXX |  |  | 102.410% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 38 |  |  |  |  |  | Yes | No |  |  |  |  | $1377.00 | Multiple Sources | $1300.56 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1300.56 |  |  | No |  |  |  |  |  | $1530.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19464.00 |  |  | $211.67 | $183.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 11.53 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/22/2025 | 767 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 39 |  |  |  |  |  | Yes | No |  |  |  |  | $1327.50 | Multiple Sources | $1289.03 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1289.03 |  |  | No |  |  |  |  |  | $1475.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8850.00 |  |  | $239.00 | $126.92 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 3.68 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/22/2025 | 767 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 40 |  |  |  |  |  | Yes | No |  |  |  |  | $1369.49 | Multiple Sources | $1121.41 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $1121.41 |  |  | No |  |  |  |  |  | $1521.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $411.87 | $95.58 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 0.50 |  |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 11 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 736 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 59.603% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 41 |  |  |  |  |  | Yes | No |  |  |  |  | $1125.00 | Multiple Sources | $866.34 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $866.34 |  |  | No |  |  |  |  |  | $625.00 | No |  |  |  |  |  | $625.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $56180.00 |  |  | $129.92 | $188.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.08 |  |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/08/2025 | 724 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 711 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 42 |  |  |  |  |  | Yes | No |  |  |  |  | $1260.00 | Multiple Sources | $966.08 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $966.08 |  |  | No |  |  |  |  |  | $700.00 | No |  |  |  |  |  | $700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $66140.00 |  |  | $138.24 | $227.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 2.59 |  |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/08/2025 | 724 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 711 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 43 |  |  |  |  |  | Yes | No |  |  |  |  | $832.50 | Multiple Sources | $698.22 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $698.22 |  |  | No |  |  |  |  |  | $925.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12960.00 |  |  | $78.92 | $153.71 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 1.06 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 6 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/30/2025 | 766 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/14/2025 | 746 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 184.459% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 44 |  |  |  |  |  | Yes | No |  |  |  |  | $2422.00 | Multiple Sources | $1978.05 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $1978.05 |  |  | No |  |  |  |  |  | $2691.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31000.00 |  |  | $484.67 | $384.94 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.64 |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/22/2025 | 700 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 34.314% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 45 |  |  |  |  |  | Yes | No |  |  |  |  | $3600.00 | Multiple Sources | $2813.30 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $2813.30 |  |  | No |  |  |  |  |  | $2000.00 | No |  |  |  |  |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $240.75 | $77.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.31 |  |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/14/2025 | 755 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 746 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 72.816% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 46 |  |  |  |  |  | Yes | Yes |  |  |  |  | $5400.00 | Third Party Rental Source | $5003.77 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $5003.77 |  |  | Yes | 08/01/2025 | 08/01/2027 | 24 |  | $6000.00 | $5400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | $380.27 | $188.03 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/28/2025 | 786 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 47 |  |  |  |  |  | Yes | No |  |  |  |  | $3465.00 | Multiple Sources | $3462.53 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3462.53 |  |  | No |  |  |  |  |  | $3850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $66500.00 |  |  | $677.48 | $167.92 | Level 4-Stated/Verified as defined | No | 1 | 18 | No |  |  | Experienced Investor |  |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/14/2025 | 753 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/11/2025 | 740 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 54.481% | XXXX |  |  | 54.481% |  |  | 54.481% |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 48 |  |  |  |  |  | Yes | No |  |  |  |  | $1858.50 | Multiple Sources | $1528.20 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $1528.20 |  |  | No |  |  |  |  |  | $2065.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29400.00 |  |  | $362.89 | $92.25 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor | 1.07 |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/22/2025 | 751 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 92.973% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 49 |  |  |  |  |  | Yes | No |  |  |  |  | $1890.00 | Multiple Sources | $1715.92 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1715.92 |  |  | No |  |  |  |  |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $258.94 | $77.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.15 |  |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/23/2025 | 710 | Fair Isaac (VER. 2) | 692 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.325% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 50 |  |  |  |  |  | Yes | No |  |  |  |  | $1125.00 | Multiple Sources | $979.55 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $979.55 |  |  | No |  |  |  |  |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12380.00 |  |  | $110.46 | $78.96 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 1.56 |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 09/05/2025 | 756 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 141.235% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 51 |  |  |  |  |  | Yes | No |  |  |  |  | $2115.00 | Multiple Sources | $2041.66 |  | 0.000000 | 0.97 |  |  | 1.04 | 1.04 | $2041.66 |  |  | No |  |  |  |  |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $141.60 | $43.50 | Level 4-Stated/Verified as defined | No | 1 | 300 | No |  |  | Experienced Investor | 0.36 |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/29/2025 | 736 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.495% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 52 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2137.50 | Third Party Rental Source | $1220.36 |  | 0.000000 | 0.57 |  |  | 1.75 | 1.75 | $1220.36 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 |  | $2500.00 | $2137.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $234.31 | $94.83 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.36 |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/22/2025 | 751 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 78.771% | XXXX |  |  | 113.710% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 53 |  |  |  |  |  | Yes | No |  |  |  |  | $945.00 | Multiple Sources | $920.30 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $920.30 |  |  | No |  |  |  |  |  | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $72.49 | $64.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.21 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 54 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1300.00 | Rent on Existing Lease | $912.65 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $912.65 |  |  | Yes | 08/20/2025 | 08/20/2026 | 12 |  | $1300.00 | $1430.00 | No |  |  |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $177.65 | $90.00 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 0.87 |  |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/10/2025 | 787 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 700 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 94.853% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 55 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1500.00 | Rent on Existing Lease | $1066.33 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $1066.33 |  |  | Yes | 02/28/2025 | 03/01/2026 | 12 |  | $1500.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12750.00 |  |  | $116.26 | $80.30 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 0.88 |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/05/2025 | 756 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 255.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 56 |  |  |  |  |  | Yes | No |  |  |  |  | $1080.00 | Multiple Sources | $927.44 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $927.44 |  |  | No |  |  |  |  |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21000.00 |  |  | $159.03 | $131.75 | Level 4-Stated/Verified as defined | No | 1 | 13 | No |  |  | Experienced Investor | 0.45 |  |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 7 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/27/2025 | 766 | Fair Isaac (VER. 2) | 712 | FICO Classic V5 Facta | 737 | FICO Risk Score Classic 04 | 3 |  |  |  | Full Recourse | 9 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/23/2025 | 738 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 721 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 57 |  |  |  |  |  | Yes | No |  |  |  |  | $1170.00 | Multiple Sources | $767.58 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $767.58 |  |  | No |  |  |  |  |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10050.00 |  |  | $47.08 | $65.61 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 0.70 |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/01/2025 | 758 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.642% | XXXX |  |  | 100000.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 58 |  |  |  |  |  | Yes | No |  |  |  |  | $1035.00 | Multiple Sources | $891.97 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $891.97 |  |  | No |  |  |  |  |  | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $108.93 | $68.12 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 2.14 |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 09/05/2025 | 756 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 59 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1095.00 | Rent on Existing Lease | $886.19 |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | $886.19 |  |  | Yes | 01/06/2025 | 01/31/2026 | 12 |  | $1095.00 | $1095.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $11800.00 |  |  | $69.75 | $58.00 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 17.04 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 60 |  |  |  |  |  | Yes | Yes |  |  |  |  | $6150.00 | Third Party Rental Source | $5198.56 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $5198.56 |  |  | Yes | 01/01/2025 | 12/31/2025 | 12 |  | $7500.00 | $6150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | $900.68 | $428.67 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.48 |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/22/2025 | 751 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.561% | XXXX |  |  | 133.230% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 61 |  |  |  |  |  | Yes | No |  |  |  |  | $1170.00 | Multiple Sources | $921.29 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $921.29 |  |  | No |  |  |  |  |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $59.04 | $110.15 | Level 4-Stated/Verified as defined | No | 1 | 29 | No |  |  | Experienced Investor | 0.45 |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/30/2025 | 694 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 164.552% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 62 |  |  |  |  |  | Yes | Yes |  |  |  |  | $5100.00 | Rent on Existing Lease | $4947.83 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $4947.83 |  |  | Yes | 12/15/2025 | 12/14/2026 | 12 |  | $2800.00 | $2800.00 | Yes | 01/01/2026 | 12/31/2026 | 12 |  | $2300.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $530.72 | $495.14 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.65 |  |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/28/2025 | 689 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 100.880% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 63 |  |  |  |  |  | Yes | No |  |  |  |  | $5940.00 | Multiple Sources | $5039.52 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $5039.52 |  |  | No |  |  |  |  |  | $1650.00 | No |  |  |  |  |  | $1650.00 | No |  |  |  |  |  | $1650.00 | No |  |  |  |  |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $73303.10 |  |  | $1162.33 | $449.35 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor | 19.34 |  |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/31/2025 | 776 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 213.639% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 64 |  |  |  |  |  | Yes | No |  |  |  |  | $1237.50 | Multiple Sources | $930.87 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $930.87 |  |  | No |  |  |  |  |  | $1375.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8250.00 |  |  | $183.50 | $82.25 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 5.59 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/22/2025 | 767 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 125.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 65 |  |  |  |  |  | Yes | No |  |  |  |  | $1440.00 | Multiple Sources | $884.22 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $884.22 |  |  | No |  |  |  |  |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39622.00 |  |  | $170.67 | $74.58 | Level 4-Stated/Verified as defined | No | 3 | 8 | No |  |  | Experienced Investor | 0.19 |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/06/2025 | 760 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 66 |  |  |  |  |  | Yes | No |  |  |  |  | $1863.00 | Multiple Sources | $1466.62 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $1466.62 |  |  | No |  |  |  |  |  | $2070.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 |  |  | $281.45 | $165.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/17/2025 | 773 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 739 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 67 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1395.00 | Rent on Existing Lease | $954.56 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $954.56 |  |  | Yes | 10/03/2025 | 09/30/2027 | 23 |  | $1395.00 | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $67.06 | $105.31 | Level 4-Stated/Verified as defined | No | 1 | 33 | No |  |  | Experienced Investor | 0.43 |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 95.00% | Full Recourse | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/30/2025 | 694 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 68 |  |  |  |  |  | Yes | No |  |  |  |  | $1350.00 | Multiple Sources | $861.84 |  | 0.000000 | 0.64 |  |  | 1.57 | 1.57 | $861.84 |  |  | No |  |  |  |  |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $43.94 | $136.41 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.40 |  |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 24.50% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 10/23/2025 | 605 | Fair Isaac (VER. 2) | 617 | FICO Classic V5 Facta | 591 | FICO Risk Score Classic 04 | 3 |  |  | 24.50% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 10/23/2025 | 642 | Fair Isaac (VER. 2) | 643 | FICO Classic V5 Facta | 634 | FICO Risk Score Classic 04 | 3 |  |  | 51.000% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 10/23/2025 | 735 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 690 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 69 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2279.00 | Rent on Existing Lease | $1152.40 |  | 0.000000 | 0.51 |  |  | 1.98 | 1.98 | $1152.40 |  |  | Yes | 09/01/2025 | 08/31/2027 | 24 |  | $1200.00 | $1237.50 | Yes | 09/01/2025 | 08/31/2026 | 12 |  | $1079.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $120.36 | $112.58 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 0.70 |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 95.00% | Full Recourse | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/30/2025 | 694 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 94.751% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 70 |  |  |  |  |  | Yes | Yes |  |  |  |  | $6000.00 | Rent on Existing Lease | $5495.88 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $5495.88 |  |  | Yes | 12/01/2025 | 12/01/2026 | 12 |  | $6000.00 | $6150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $54000.00 |  |  | $213.02 | $304.73 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.97 |  |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/01/2025 | 720 | Fair Isaac (VER. 2) | 683 | FICO Classic V5 Facta | 723 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 67.500% | XXXX |  |  | 135.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 71 |  |  |  |  |  | Yes | No |  |  |  |  | $4185.00 | Multiple Sources | $3864.96 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $3864.96 |  |  | No |  |  |  |  |  | $1800.00 | No |  |  |  |  |  | $1800.00 | No |  |  |  |  |  | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $97900.00 |  |  | $684.54 | $472.09 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 0.13 |  |  | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/07/2025 | 634 | Fair Isaac (VER. 2) | 675 | FICO Classic V5 Facta | 678 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 72 |  |  |  |  |  | Yes | No |  |  |  |  | $5220.00 | Multiple Sources | $4708.30 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $4708.30 |  |  | No |  |  |  |  |  | $4000.00 | No |  |  |  |  |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68265.00 |  |  | $778.71 | $255.76 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 2.39 |  |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 09/16/2025 | 768 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 92.935% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 73 |  |  |  |  |  | Yes | No |  |  |  |  | $1080.00 | Multiple Sources | $718.64 |  | 0.000000 | 0.67 |  |  | 1.50 | 1.5 | $718.64 |  |  | No |  |  |  |  |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $9600.00 |  |  | $158.78 | $135.18 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 20.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/17/2025 | 758 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  | 80.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 10/23/2025 | 702 | Fair Isaac (VER. 2) | 682 | FICO Classic V5 Facta | 684 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 74 |  |  |  |  |  | Yes | No |  |  |  |  | $900.00 | Multiple Sources | $808.92 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $808.92 |  |  | No |  |  |  |  |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $6000.00 |  |  | $117.67 | $77.29 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 3.45 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/22/2025 | 767 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 120.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 75 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1259.00 | Rent on Existing Lease | $911.49 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $911.49 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 |  | $1259.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $98.65 | $59.67 | Level 4-Stated/Verified as defined | No | 1 | 29 | No |  |  | Experienced Investor | 0.49 |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/30/2025 | 694 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 241.570% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 76 |  |  |  |  |  | Yes | No |  |  |  |  | $1512.00 | Multiple Sources | $1495.83 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1495.83 |  |  | No |  |  |  |  |  | $1680.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10080.00 |  |  | $258.50 | $144.57 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 3.04 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/22/2025 | 767 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 109.500% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 77 |  |  |  |  |  | Yes | No |  |  |  |  | $2070.00 | Multiple Sources | $1472.79 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $1472.79 |  |  | No |  |  |  |  |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $76200.00 |  |  | $370.19 | $87.50 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/23/2025 | 710 | Fair Isaac (VER. 2) | 692 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 78 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1095.00 | Rent on Existing Lease | $944.38 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $944.38 |  |  | Yes | 08/01/2024 | 07/31/2025 | 12 |  | $1095.00 | $1095.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14200.00 |  |  | $38.57 | $82.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.35 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 79 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1360.00 | Rent on Existing Lease | $1139.44 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1139.44 |  |  | Yes | 03/21/2025 | 03/31/2026 | 12 |  | $1360.00 | $1360.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15990.00 |  |  | $74.86 | $91.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 80 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1095.00 | Rent on Existing Lease | $996.88 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $996.88 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 |  | $1095.00 | $1095.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13780.00 |  |  | $73.19 | $80.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.39 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 81 |  |  |  |  |  | Yes | Yes |  |  |  |  | $895.00 | Rent on Existing Lease | $694.17 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $694.17 |  |  | Yes | 01/01/2025 | 12/31/2025 | 12 |  | $895.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10100.00 |  |  | $43.63 | $61.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.37 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 82 |  |  |  |  |  | Yes | No |  |  |  |  | $873.00 | Multiple Sources | $619.58 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $619.58 |  |  | No |  |  |  |  |  | $970.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8480.00 |  |  | $37.16 | $53.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.39 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 83 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1700.00 | Third Party Rental Source | $952.01 |  | 0.000000 | 0.56 |  |  | 1.79 | 1.79 | $952.01 |  |  | Yes | 04/19/2025 | 04/30/2026 | 12 |  | $850.00 | $850.00 | Yes | 08/01/2025 | 08/31/2026 | 13 |  | $865.00 | $850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14310.00 |  |  | $67.59 | $76.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 16.08 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 12.673% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 84 |  |  |  |  |  | Yes | Yes |  |  |  |  | $995.00 | Rent on Existing Lease | $705.86 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $705.86 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 |  | $995.00 | $1165.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $11050.00 |  |  | $50.57 | $66.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 85 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1095.00 | Rent on Existing Lease | $891.72 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $891.72 |  |  | Yes | 03/12/2025 | 03/31/2026 | 12 |  | $1095.00 | $1807.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $11325.00 |  |  | $64.52 | $73.75 | Level 4-Stated/Verified as defined | No | 160 | 160 | No |  |  | Experienced Investor | 3.04 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 86 |  |  |  |  |  | Yes | Yes |  |  |  |  | $825.00 | Rent on Existing Lease | $736.67 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $736.67 |  |  | Yes | 06/01/2023 | 05/31/2024 | 12 |  | $825.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10730.00 |  |  | $48.03 | $64.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.36 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 87 |  |  |  |  |  | Yes | No |  |  |  |  | $909.00 | Multiple Sources | $686.02 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $686.02 |  |  | No |  |  |  |  |  | $1010.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $9000.00 |  |  | $35.25 | $52.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.29 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 88 |  |  |  |  |  | Yes | Yes |  |  |  |  | $910.00 | Rent on Existing Lease | $711.13 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $711.13 |  |  | Yes | 06/01/2024 | 05/31/2025 | 12 |  | $910.00 | $910.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10520.00 |  |  | $48.53 | $63.83 | Level 4-Stated/Verified as defined | No | 160 | 160 | No |  |  | Experienced Investor | 3.37 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 9.387% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 89 |  |  |  |  |  | Yes | No |  |  |  |  | $1345.50 | Multiple Sources | $991.52 |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | $991.52 |  |  | No |  |  |  |  |  | $1495.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $58.83 | $134.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.02 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 90 |  |  |  |  |  | Yes | No |  |  |  |  | $985.50 | Multiple Sources | $801.03 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $801.03 |  |  | No |  |  |  |  |  | $1095.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12510.00 |  |  | $56.09 | $66.33 | Level 4-Stated/Verified as defined | No | 160 | 160 | No |  |  | Experienced Investor | 3.21 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 91 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1050.00 | Rent on Existing Lease | $840.81 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $840.81 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 |  | $1050.00 | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12850.00 |  |  | $51.27 | $76.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 20.55 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 92 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1095.00 | Rent on Existing Lease | $709.41 |  | 0.000000 | 0.65 |  |  | 1.54 | 1.54 | $709.41 |  |  | Yes | 03/26/2025 | 03/31/2026 | 12 |  | $1095.00 | $1095.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $9380.00 |  |  | $48.57 | $57.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 93 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1050.00 | Rent on Existing Lease | $997.17 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $997.17 |  |  | Yes | 07/01/2023 | 06/30/2024 | 12 |  | $1050.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13760.00 |  |  | $69.83 | $79.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.33 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 94 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1295.00 | Rent on Existing Lease | $1069.85 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $1069.85 |  |  | Yes | 11/01/2024 | 10/31/2025 | 12 |  | $1295.00 | $1987.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $16300.00 |  |  | $85.61 | $86.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 21.78 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 95 |  |  |  |  |  | Yes | Yes |  |  |  |  | $895.00 | Rent on Existing Lease | $886.39 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $886.39 |  |  | Yes | 08/01/2024 | 07/31/2025 | 12 |  | $895.00 | $1462.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $11400.00 |  |  | $71.87 | $56.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.37 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.026% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 96 |  |  |  |  |  | Yes | Yes |  |  |  |  | $950.00 | Rent on Existing Lease | $892.11 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $892.11 |  |  | Yes | 05/01/2024 | 04/30/2025 | 12 |  | $950.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $11780.00 |  |  | $45.55 | $63.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 15.87 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 97 |  |  |  |  |  | Yes | Yes |  |  |  |  | $585.00 | Rent on Existing Lease | $475.77 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $475.77 |  |  | Yes | 05/01/2024 | 04/30/2025 | 12 |  | $585.00 | $1012.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $7160.00 |  |  | $23.02 | $46.92 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 3.39 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 76.250% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 98 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1000.00 | Rent on Existing Lease | $986.41 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $986.41 |  |  | Yes | 05/01/2024 | 04/30/2025 | 12 |  | $1000.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13150.00 |  |  | $90.92 | $77.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.39 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.486% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 99 |  |  |  |  |  | Yes | No |  |  |  |  | $985.50 | Multiple Sources | $835.50 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $835.50 |  |  | No |  |  |  |  |  | $1095.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13150.00 |  |  | $49.78 | $77.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.83 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 100 |  |  |  |  |  | Yes | No |  |  |  |  | $810.00 | Multiple Sources | $748.81 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $748.81 |  |  | No |  |  |  |  |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $9980.00 |  |  | $35.50 | $49.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.39 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 101 |  |  |  |  |  | Yes | No |  |  |  |  | $1035.00 | Multiple Sources | $1026.36 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1026.36 |  |  | No |  |  |  |  |  | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13050.00 |  |  | $87.31 | $70.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.04 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 102 |  |  |  |  |  | Yes | Yes |  |  |  |  | $895.00 | Rent on Existing Lease | $841.24 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $841.24 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 |  | $895.00 | $925.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $11180.00 |  |  | $42.68 | $55.08 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 3.33 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 103 |  |  |  |  |  | Yes | Yes |  |  |  |  | $850.00 | Rent on Existing Lease | $847.84 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $847.84 |  |  | Yes | 12/01/2024 | 11/30/2025 | 12 |  | $850.00 | $925.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10950.00 |  |  | $49.16 | $70.17 | Level 4-Stated/Verified as defined | No | 160 | 160 | No |  |  | Experienced Investor | 3.33 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 104 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2450.00 | Rent on Existing Lease | $2138.80 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $2138.80 |  |  | Yes | 06/18/2025 | 06/17/2026 | 12 |  | $2450.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $233.97 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 2.97 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 105 |  |  |  |  |  | Yes | No |  |  |  |  | $1035.00 | Multiple Sources | $755.00 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $755.00 |  |  | No |  |  |  |  |  | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $83.03 | $101.41 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 0.61 |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 6 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/30/2025 | 694 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 131.613% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 106 |  |  |  |  |  | Yes | No |  |  |  |  | $2475.00 | Multiple Sources | $2472.79 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2472.79 |  |  | No |  |  |  |  |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $233.97 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 6.84 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 107 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2600.00 | Rent on Existing Lease | $2467.02 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2467.02 |  |  | Yes | 10/01/2023 | 09/30/2024 | 12 |  | $2600.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $228.20 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 6.82 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 46.078% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 108 |  |  |  |  |  | Yes | No |  |  |  |  | $2475.00 | Multiple Sources | $2474.14 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2474.14 |  |  | No |  |  |  |  |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $235.32 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 6.84 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 109 |  |  |  |  |  | Yes | No |  |  |  |  | $2475.00 | Multiple Sources | $2469.37 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2469.37 |  |  | No |  |  |  |  |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $230.55 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 6.84 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 110 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2250.00 | Rent on Existing Lease | $2138.33 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2138.33 |  |  | Yes | 10/28/2025 | 12/27/2026 | 14 |  | $2250.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $233.50 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 111 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2250.00 | Rent on Existing Lease | $2247.16 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2247.16 |  |  | Yes | 09/04/2025 | 09/03/2026 | 12 |  | $2250.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $233.97 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 67.058% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 112 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2549.70 | Rent on Existing Lease | $2463.59 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $2463.59 |  |  | Yes | 05/01/2025 | 04/30/2026 | 12 |  | $2549.70 | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $229.22 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 6.84 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 113 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2495.00 | Rent on Existing Lease | $2138.80 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $2138.80 |  |  | Yes | 01/24/2023 | 02/29/2024 | 13 |  | $2495.00 | $2495.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $233.97 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 6.84 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 114 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2699.00 | Rent on Existing Lease | $2131.75 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $2131.75 |  |  | Yes | 02/28/2025 | 02/28/2026 | 12 |  | $2699.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $226.92 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 115 |  |  |  |  |  | Yes | No |  |  |  |  | $2160.00 | Multiple Sources | $2138.80 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2138.80 |  |  | No |  |  |  |  |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $233.97 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 6.84 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 116 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2600.00 | Rent on Existing Lease | $2138.80 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $2138.80 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 |  | $2600.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $233.97 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 6.82 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 38.725% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 117 |  |  |  |  |  | Yes | No |  |  |  |  | $2430.00 | Multiple Sources | $2279.85 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $2279.85 |  |  | No |  |  |  |  |  | $1600.00 | No |  |  |  |  |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35700.00 |  |  | $198.22 | $184.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 8.99 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/08/2025 | 787 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 118 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2200.00 | Rent on Existing Lease | $1847.52 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1847.52 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 |  | $2200.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $268.44 | $181.94 | Level 3-Stated/Partially Verified | No | 1 | 9 | No |  |  | Experienced Investor | 3.63 |  |  | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 10/29/2025 | 700 | Fair Isaac (VER. 2) | 687 | FICO Classic V5 Facta | 699 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 119 |  |  |  |  |  | Yes | No |  |  |  |  | $1330.00 | Multiple Sources | $1014.48 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $1014.48 |  |  | No |  |  |  |  |  | $1477.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $104.34 | $209.85 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 1.39 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/14/2025 | 746 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 292.683% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 120 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1587.94 | Rent on Existing Lease | $1352.12 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1352.12 |  |  | Yes | 03/09/2022 | 04/30/2025 | 37 |  | $1587.94 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $184.50 | $43.87 | Level 4-Stated/Verified as defined | No | 1 | 300 | No |  |  | Experienced Investor | 3.80 |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.10% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/29/2025 | 736 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 121 |  |  |  |  |  | Yes | Yes |  |  |  |  | $950.00 | Rent on Existing Lease | $757.00 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $757.00 |  |  | Yes | 08/04/2023 | 07/31/2024 | 11 |  | $950.00 | $950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $9930.00 |  |  | $42.51 | $60.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 18.47 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 122 |  |  |  |  |  | Yes | Yes |  |  |  |  | $775.00 | Rent on Existing Lease | $647.12 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $647.12 |  |  | Yes | 08/01/2025 | 08/31/2026 | 13 |  | $775.00 | $1230.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12850.00 |  |  | $55.63 | $57.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 17.59 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 8 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 123 |  |  |  |  |  | Yes | Yes |  |  |  |  | $995.00 | Rent on Existing Lease | $796.55 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $796.55 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 |  | $995.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10350.00 |  |  | $44.88 | $63.08 | Level 2-Stated/Not Verified | No | 0 | 160 | No |  |  | Experienced Investor | 3.39 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 124 |  |  |  |  |  | Yes | Yes |  |  |  |  | $925.00 | Rent on Existing Lease | $780.82 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $780.82 |  |  | Yes | 09/01/2024 | 08/31/2025 | 12 |  | $925.00 | $1027.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13800.00 |  |  | $70.37 | $76.75 | Level 4-Stated/Verified as defined | No | 160 | 160 | No |  |  | Experienced Investor | 3.33 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 125 |  |  |  |  |  | Yes | No |  |  |  |  | $1260.00 | Multiple Sources | $973.22 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $973.22 |  |  | No |  |  |  |  |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $141.32 | $54.83 | Level 4-Stated/Verified as defined | No | 1 | 16 | No |  |  | Experienced Investor |  |  |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/30/2025 | 772 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 126 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2600.00 | Rent on Existing Lease | $2468.34 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2468.34 |  |  | Yes | 04/01/2024 | 03/31/2025 | 12 |  | $2600.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $233.97 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 6.82 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 127 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1095.00 | Rent on Existing Lease | $959.64 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $959.64 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 |  | $1095.00 | $1175.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14100.00 |  |  | $64.31 | $82.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.39 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 128 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1794.36 | Rent on Existing Lease | $1522.86 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $1522.86 |  |  | Yes | 06/24/2024 | 06/30/2026 | 24 |  | $1794.36 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $321.56 | $45.83 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor | 1.52 |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 09/29/2025 | 736 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 77.744% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 129 |  |  |  |  |  | Yes | No |  |  |  |  | $810.00 | Multiple Sources | $735.78 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $735.78 |  |  | No |  |  |  |  |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $9750.00 |  |  | $38.44 | $48.67 | Level 1-Not Stated/Not Verified | No | 160 | 160 | No |  |  | Experienced Investor | 3.29 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 130 |  |  |  |  |  | Yes | No |  |  |  |  | $1080.00 | Multiple Sources | $1071.10 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1071.10 |  |  | No |  |  |  |  |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14200.00 |  |  | $70.83 | $75.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 14.46 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.282% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 131 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1470.00 | Rent on Existing Lease | $1437.41 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1437.41 |  |  | Yes | 08/01/2025 | 08/31/2026 | 13 |  | $1470.00 | $2287.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18930.00 |  |  | $135.95 | $103.92 | Level 4-Stated/Verified as defined | No | 160 | 160 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 132 |  |  |  |  |  | Yes | No |  |  |  |  | $1125.00 | Multiple Sources | $788.20 |  | 0.000000 | 0.7 |  |  | 1.43 | 1.43 | $788.20 |  |  | No |  |  |  |  |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $11890.00 |  |  | $48.74 | $70.83 | Level 1-Not Stated/Not Verified | No | 160 | 160 | No |  |  | Experienced Investor | 3.33 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 133 |  |  |  |  |  | Yes | No |  |  |  |  | $1620.00 | Multiple Sources | $1081.08 |  | 0.000000 | 0.67 |  |  | 1.50 | 1.5 | $1081.08 |  |  | No |  |  |  |  |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13730.00 |  |  | $93.95 | $74.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 2.53 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 134 |  |  |  |  |  | Yes | Yes |  |  |  |  | $860.00 | Rent on Existing Lease | $857.24 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $857.24 |  |  | Yes | 09/01/2024 | 08/31/2025 | 12 |  | $860.00 | $1325.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10140.00 |  |  | $24.41 | $59.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 21.92 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 135 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2011.74 | Rent on Existing Lease | $1784.70 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $1784.70 |  |  | Yes | 09/15/2023 | 09/15/2024 | 12 |  | $2011.74 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $319.71 | $155.61 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  |  | Experienced Investor | 2.29 |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.01% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/29/2025 | 736 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.509% | XXXX |  |  | 80.577% | XXXX |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 136 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1095.00 | Rent on Existing Lease | $893.36 |  | 0.000000 | 0.82 |  |  | 1.23 | 1.23 | $893.36 |  |  | Yes | 06/01/2023 | 05/31/2025 | 24 |  | $1095.00 | $1105.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13150.00 |  |  | $57.75 | $77.17 | Level 4-Stated/Verified as defined | No | 160 | 160 | No |  |  | Experienced Investor | 3.33 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 137 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2750.00 | Rent on Existing Lease | $2461.29 |  | 0.000000 | 0.9 |  |  | 1.12 | 1.12 | $2461.29 |  |  | Yes | 04/02/2025 | 04/01/2026 | 12 |  | $2750.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $226.92 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 2.97 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 138 |  |  |  |  |  | Yes | No |  |  |  |  | $2475.00 | Multiple Sources | $2472.85 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2472.85 |  |  | No |  |  |  |  |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $234.03 | $145.85 | Level 4-Stated/Verified as defined | No | 16 | 10 | No |  |  | Experienced Investor | 6.82 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 139 |  |  |  |  |  | Yes | Yes |  |  |  |  | $695.00 | Rent on Existing Lease | $545.63 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $545.63 |  |  | Yes | 08/01/2024 | 07/31/2025 | 12 |  | $695.00 | $950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $7820.00 |  |  | $34.25 | $47.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.39 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 9 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 140 |  |  |  |  |  | Yes | No |  |  |  |  | $1125.00 | Multiple Sources | $864.25 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $864.25 |  |  | No |  |  |  |  |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13670.00 |  |  | $57.92 | $72.83 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 18.71 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 141 |  |  |  |  |  | Yes | No |  |  |  |  | $1125.00 | Multiple Sources | $981.72 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $981.72 |  |  | No |  |  |  |  |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14840.00 |  |  | $64.77 | $78.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 142 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2450.00 | Rent on Existing Lease | $2447.42 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2447.42 |  |  | Yes | 06/27/2025 | 06/26/2026 | 12 |  | $2450.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $235.32 | $145.85 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 6.84 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/10/2025 | 743 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 780 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/25/2025 | 760 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.043% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 143 |  |  |  |  |  | Yes | Yes |  |  |  |  | $1195.00 | Rent on Existing Lease | $983.96 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $983.96 |  |  | Yes | 08/18/2025 | 08/31/2026 | 12 |  | $1195.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14840.00 |  |  | $91.96 | $78.67 | Level 1-Not Stated/Not Verified | No | 160 | 160 | No |  |  | Experienced Investor | 3.39 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 144 |  |  |  |  |  | Yes | Yes |  |  |  |  | $2075.00 | Third Party Rental Source | $1214.00 |  | 0.000000 | 0.59 |  |  | 1.71 | 1.71 | $1214.00 |  |  | Yes | 05/01/2024 | 04/30/2025 | 12 |  | $685.00 | $685.00 | Yes | 06/30/2023 | 05/31/2024 | 11 |  | $620.00 | $595.00 | Yes | 07/31/2024 | 08/01/2025 | 12 |  | $795.00 | $795.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21900.00 |  |  | $76.10 | $115.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.28 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 145 |  |  |  |  |  | Yes | Yes |  |  |  |  | $975.00 | Rent on Existing Lease | $849.85 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $849.85 |  |  | Yes | 05/01/2025 | 04/30/2026 | 12 |  | $975.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $39.94 | $71.42 | Level 4-Stated/Verified as defined | No | 160 | 160 | No |  |  | Experienced Investor | 3.37 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.99% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 778 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 146 |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8800.00 | Third Party Rental Source | $7399.32 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $7399.32 |  |  | No |  |  |  | Long Term |  | $3000.00 | No |  |  |  | Long Term |  | $3000.00 | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120000.00 |  |  | $1066.98 | $289.76 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.31 |  |  | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/03/2025 | 662 | Fair Isaac (VER. 2) | 633 | FICO Classic V5 Facta | 676 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 147 |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4220.00 | Third Party Rental Source | $4095.67 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $4095.67 |  |  | Yes | 09/15/2022 | 08/31/2023 | 11 | Long Term | $3900.00 | $4220.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $310.32 | $90.83 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 34.78 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/02/2025 | 728 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 682 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.881% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | 148 |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1775.00 | Third Party Rental Source | $1731.12 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $1731.12 |  |  | No |  |  |  | Long Term |  | $1775.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $353.10 | $93.58 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 684 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/23/2025 | 673 | Fair Isaac (VER. 2) | 684 | FICO Classic V5 Facta | 695 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.878% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |

---

## Exhibit 99.6

**Exhibit 99.6**

![](ex99-6_001.jpg)

**NARRATIVE**

**DRMT 2026-INV2**

**By Canopy Financial Technology Partners LLC on March 17, 2026**

Canopy Financial Technology Partners LLC

<u>chweeler@canopytpr.com</u> \| 801-792-2995 \| <u>www.canopytpr.com</u>

Address: 1 Research Court, Suite 450, Rockville, MD 20850

![](ex99-6_001.jpg)

**Description of Services**

Canopy Financial Technology Partners, LLC ("Canopy") performed certain due diligence services (the "Review") described below on Non-Agency Eligible Mortgage Loans ("Loans") backed by residential properties originated or acquired by Deephaven Residential Mortgage Trust 2026-INV2 (the "Client") or its affiliated company. The Review was conducted from December 2025 to February 2026 via files imaged and provided by the Client for review.

The Review consisted of a population of eighty-six (86) loans with an aggregate principal balance of $22,714,230.

**Loan Sampling**

The Client defined the sample size and the random sampling of the Loans to be included in the Review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs); S&P Global Ratings and Kroll Bond Rating Agency, LLC

**Data Integrity**

Canopy performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the actual Loan File as captured by Canopy. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Field Label** |  |
| &nbsp;&nbsp;Amortized Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Self Employment Flag (when applicable) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag (when applicable) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Business Purpose Flag (when applicable) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;Disbursement Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;DSCR (when applicable) | &nbsp;&nbsp;.25% tolerance |
| &nbsp;&nbsp;Final Reviewed QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Initial Monthly P&I or IO Payment | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Margin (ARM Loan) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Interest Only Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;No tolerance |

---

![](ex99-6_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Note Rate | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Occupancy Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Balance | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Prepayment Penalty Total Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Primary Mortgage or Rent Times 30 | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Escrow Flag | &nbsp;&nbsp;No tolerance |
| Qualifying Total Debt Income Ratio (if applicable) | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Qualifying Total Reserves Number of Months | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Verified Doc Type | &nbsp;&nbsp;No tolerance |

---

**Credit Underwriting**

Canopy reviewed each Loan File to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria or other requirements provided by the Client, including, as applicable, Ability to Repay (ATR) and Qualified Mortgage (QM) requirements. The Credit Qualification review consisted of the following:

**Loan Attributes.** To determine borrower program eligibility, Canopy verified the following loan attributes and, where applicable, re-calculated based on the information provided.

· Assets and Reserves;

· DTI (when applicable);

· DSCR (when applicable);

· Gross Income (when applicable);

· Housing history;

· Lien Position;

· Loan Purpose;

· LTV/CLTV;

· Monthly debt service;

· Occupancy;

· Property Type;

· Qualifying PITI; and

· Residual Income.

![](ex99-6_001.jpg)

**Credit Application:** For the Credit Application (1003), Canopy verified whether

· All known borrower-owned properties are disclosed on the REO Section;

· Borrower(s) employment history;

· Citizenship and eligibility;

· First time home buyer status;

· The application was signed by all borrowers; and

· The application was substantially completed.

**Credit History:** Canopy verified:

· A credit report or alternative credit history as applicable to loan type is present for each borrower;

· Bankruptcy and foreclosure seasoning;

· Capture the monthly consumer debt payments for use in the applicable DTI calculation;

· Installment and revolving payment history;

· Mortgage/rental payment history;

· Note and research the Real Estate Owned, OFAC, and Fraud alerts;

· Number of tradelines; and

· Representative Credit Score and Methodology.

**Employment and Income:** Canopy determined whether all applicable supporting documentation as required by Seller's Guidelines and Ability to Repay ("**ATR**") when applicable per above were in the file. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with Seller's Guidelines. Documentation verifying employment and income were deemed acceptable if it was a third-party document as required by the Seller's Guidelines and ATR when applicable per above and may include:

· Verbal or Written VOE's;

· Paystubs;

· W-2 forms;

· Tax returns;

· Financial statements;

· Award letters; and/or

· IRS Tax Transcripts (compared to Tax Returns provided by Borrower(s)).

**Fraud Review:** For all Loans, the Client provided the results from a third-party anti-fraud tool to Vendor. In accordance with the type of fraud report provided, Canopy utilized the results provided by the Client along with information in the Loan File, to identify and address any potential misrepresentations including:

· Borrower identity:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Borrower name variations

![](ex99-6_001.jpg)

· Employment:

· Licensing – reviewed NMLS data for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan officer

· Occupancy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Subject property ownership history

· OFAC.

**Asset Review:** Canopy assessed whether the asset documentation required by the Seller's Guidelines and ATR, when applicable, was present in the Loan File. Canopy also conducted a review of the reserve calculation, if used to determine ATR or required by the Seller's Guidelines, including a review of any large deposits. Canopy re-calculated gross, net, and liquid asset balances. The Asset Review also consisted of verifying the down payment, closing costs, prepaid items and reserves. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

· Depository account statements;

· Gift funds;

· Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved;

· Stock or security account statements; and/or

· VOD's.

**Hazard/Flood insurance/Taxes:** A review of the insurance present on the loan was performed by Canopy as follows:

· Confirmed that the flood certification is for the correct borrower, property, lender and loan number and is a "Life of Loan"
certification;

· Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns;"

· Confirmed that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations;

· For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines;

· For properties in a flood zone per the flood certification, confirmed that flood insurance meets guideline requirements in the file
and met the minimum required amount of coverage in the guidelines;

· Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and that taxes are current; and

· Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines.

**Automated Underwriting System Findings:** N/A

![](ex99-6_001.jpg)

**Document Review**

Canopy reviewed each Loan File and verified if the following documents, as applicable, were included in the file and if the data on these documents was consistent (where applicable):

· Initial application (1003);

· Final application (1003);

· Note;

· Mortgage/Deed of Trust;

· Appraisal;

· Sales Contract;

· Title Commitment/Policy;

· Junior Lien/Subordination Agreement;

· Mortgage Insurance;

· Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section herein;

· Flood Certification;

· Initial and Final Loan Estimate (LE);

· Initial and Final and Closing Disclosure (CD); and

· Post-Consummation Closing Disclosure (PC-CD) [if applicable].

**Business Purpose Validation (when applicable)**

For Loans originated as Business Purpose loans (as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act ("TILA") [15 U.S.C. 1601 et seq.]), Canopy assessed that the facts and circumstances of the subject loan did not trigger Consumer Purpose classification (also as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act [15 U.S.C. 1601 et seq.]).

**"Missing Document" to Cleared Exception:** In the event that there was no express statement in the Loan File, and there was no express evidence in the Loan File that the loan proceeds were used for "Business Purpose" Canopy assigned the file a "D" grade for missing said documentation. In the event that the express statement, or with clear, unequivocal documented evidence of use of loan proceeds for non-consumer, business purpose, was provided by the lender that defines and/or evidences the "primary purpose" of the loan as "business purpose" the "D" grade – "Missing Document", was cleared by Canopy.

**"Missing Document" to "B" Grade:** In the event that there was no express statement in the Loan File, and there was no express evidence provided that the loan proceeds were used for "Business Purpose", Canopy gave the file a "D" grade, for missing documentation. In the event that there was not any express statement or evidence of business purpose use of the proceeds, then the "D" grade – "Missing Document" initial finding was re-graded after conducting a full Consumer Purpose, regulatory compliance review, as applicable to assignees for Consumer Purpose loans. In the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

![](ex99-6_001.jpg)

**"Material Compliance Violation":** In the event that no express statement existed in the Loan File, Canopy assessed any and all documentation provided to determine what the actual use of the proceeds were, to best identify that the "primary purpose" of the loan was not in fact for "business purpose" as relied upon by the lender, but is in fact for a "consumer purpose". If, in fact, evidence existed that the proceeds were used for personal, Consumer Purpose, then Canopy identified that the "primary purpose" of the loan is not "business purpose" and as "consumer purpose" subject to the full Consumer Purpose regulatory compliance obligations of an originator as it applies to an assignee, with a material compliance exception of a "C" grade.

**"Material Compliance Violation" to "B" Grade:** The above noted Material Compliance Violation was re-graded to a "B" grade by conducting a full Consumer Purpose regulatory compliance review, as applicable to assignees for Consumer Purpose loans, and in the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**Compliance Review**

Canopy reviewed each Loan File and, if applicable, verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Canopy's review included, but was not limited to, the verification and validation that each mortgage loan met the relevant provisions of:

(i) **Anti-Predatory Lending** requirements, that are imposed by federal, state and/or local statutory, regulatory or authoritative
determinations (e.g. state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or
criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including HOEPA and any state and
local high-cost home loan laws. Assignee shall have the meaning as defined in TILA;

(ii) the **Truth in Lending Act** (" <u>TILA</u> "), as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by
Regulation Z, 12 C.F.R. Part 1026;

(iii) the **Real Estate Settlement Procedures Act** (" <u>RESPA</u> "), 12 U.S.C. §2603, as implemented by Regulation
X, 12 C.F.R. Part 1024; and

(iv) the **Equal Credit Opportunity Act** ("ECOA") **, 15 U.S.C.** §1691 as implemented by Regulation B, 12 C.F.R.
§1001.1(b).

![](ex99-6_001.jpg)

**I.** **Compliance Documentation Requirements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review of the following documents as they related to regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial and final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Note, including all addendums;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Copy of note for any junior liens (if applicable);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Mortgage / Deed of Trust, including all riders;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Initial, Interim, and Final Loan Estimates ("LE");

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to
consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Notice of Right to Cancel (as applicable);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Rate Lock Date Information;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. HOEPA Disclosures (if applicable); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Initial Escrow Account Disclosure.

**II.** **Anti-Predatory Lending (Assignee Liability)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loans were reviewed for violations of federal, state & local high cost,
higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that
is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar
classification/definition was reported.

**III.** **Compliance Testing Elements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. **Truth-in-Lending Act (TILA) / Regulation Z**: Loans were reviewed to
determine compliance with the following requirements of TILA and Regulation Z, including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. **TILA/RESPA Integrated Disclosure Testing ("TRID")**. A review and comparison of LEs and
CDs with a report outlining any TILA violations, including a re-calculation of disclosed finance charge, principal and interest calculations,
proper completion of the Projected Payments table, total of payments, finance charge, amount financed, recalculation of disclosed APR
and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required
timeframes. Testing will be conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID
Grid 4.0");

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. **Right of Rescission**. A review of the TILA Right of Rescission, Notice of Right to Cancel, including
a verification of the transaction date and expiration date, ensuring proper execution of the Notice of Right to Cancel by all required
parties,

![](ex99-6_001.jpg)

verifying the disbursement date and determining if a full three (3) day rescission period was adequately provided to the borrower(s). The appropriate Model Form will be tested according to applicable U.S. Court of Appeals, Circuit Court rulings; and

**Qualified Mortgage and Ability to Repay**. A review to ensure the mortgage loan meets the applicable Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43. QM and ATR testing is detailed below.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. **Real Estate Settlement Procedures Act (RESPA)/Regulation X**: Review
to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA
disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of
Homeownership Counselling Organizations).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. **Equal Credit Opportunity Act (ECOA)/Regulation B**: Confirm compliance
with the January 18, 2014 requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business
days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable
waiver. The disclosure of the right to receive a copy of appraisals may be met by the disclosure on the Loan Estimate pursuant to 12 CFR
§ 1026.27(m)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. **Fair Credit Reporting Act (FRCA)/Regulation V**: Confirm compliance
with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant,
as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**e.** **Miscellaneous Compliance Testing:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mandatory Arbitration – Canopy will report mandatory arbitration provisions
present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Single Premium Credit Insurance – Canopy will report single premium credit insurance policies or
debt cancellation agreements present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. TPR will test for state prepayment and late charge restrictions. If a prepayment
penalty that exceeds the state permitted penalty has expired, this must be reported.

**State & Local Anti-Predatory Requirements**

The following is an itemization of the generally understood current and historical state and local anti-predatory lending requirements, as customary in secondary market due diligence compliance testing:

· Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

· California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

![](ex99-6_001.jpg)

· California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

· Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

· Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible
Lending and Economic Security Act, Conn. House Bill 5577 (2008).

· Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

· District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as
implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

· Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

· Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361
and as modified by Senate Bill 03-53).

· Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

· Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

· Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1
et seq. (2004).

· Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

· City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440;
2-32-455; 2-92-325; 4-4-155; 8-4-325.

· Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois
SB 1167 (2007).

· Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

· Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

· Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat.
§ 360.100 et seq.

· Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann.
§§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

· Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended
by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

· Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender
Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

· Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387
(2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

· Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

· Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

· Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et
seq.

· Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

· Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

· Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as
amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

· Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

· Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. §
598D.010 et seq.

· New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

· New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. §
58-21A-1 et seq.

· New York High-Cost Home Loan Regulations (1A - Original Part 41), 3 NYCCR Part 41 (2001).

· New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L.
Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

![](ex99-6_001.jpg)

· New York Subprime Home Loans, NY Bank. Law § 6-m.

· North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina
Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a) as amended.

· Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. §
1.63. · Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules
§ 109 4-3-01 et seq.

· City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

· Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§
201.01 et seq.

· Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

· Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

· Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

· City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

· Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as
implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

· South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

· South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

· Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

· Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

· The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas
Constitution

· Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

· Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

· Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

· Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§
6.1-413; 6.1-422, 6.1-428.

· Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§
6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

· Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

· West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

· Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

· Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

**QUALIFIED MORTGAGE (QM)** 

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Canopy reviews the loan to determine whether, based on available information in the Loan File: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

![](ex99-6_001.jpg)

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency as permitted under the QM final rule, Canopy reviews the loan to determine whether, based on available information in the Loan File the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Canopy then determines whether the loan is a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

***Ability to Repay (ATR)***

Canopy reviews the loan to determine whether, based on available information in the Loan File, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Note: for loans designated as QM – Agency eligible (QM – Temporary), Canopy will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Canopy reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Canopy does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Canopy's review is based on information contained in the Loan File at the time it is provided to Canopy to review, and only reflects information as of that point in time.

**VALUATION REVIEW**

Canopy reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, integrity of comparable sales, completeness of data and eligibility of the appraiser, consistent with underwriting guidelines, variances, tolerances, and exception authorities established by Client. Additionally, Canopy determined that the appraised value appeared to be reasonably supported ("Value-Supported Analysis"), based on the valuation provided by the Independent Third-party Review.

![](ex99-6_001.jpg)

· With respect to Title XI of FIRREA, Canopy checked for the presence of the appraiser's license,
and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

· With respect to USPAP, Canopy confirmed the appraiser's certification is present and executed within
the original appraisal.

***Independent third-party values***

Canopy applied a cascade methodology to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

· If the Desk Review supported the origination appraised value within a -10% variance, no additional products
were required.

· In the event the Desk Review process yielded material exceptions or had a value exceeding a negative ten
percent (-10%) variance, a field review was ordered to further establish value.

**Agency Eligible Loans:**

· For FNMA loans, if a CU Score was available and the CU Score was greater than 2.5, Canopy ordered a Desk Review. If the CU Score was less than or equal to 2.5, no Desk Review was required based on market acceptance of Agency Eligible Loans.

· For FHLMC loans, if the FHLMC Rep & Warrant Relief indicator was Not Eligible, Canopy ordered a Desk Review. If the FHLMC Rep & Warrant Relief indicator was Eligible, no Desk Review was required based on market acceptance of Agency Eligible Loans.

**GRADING COMPONENTS**

**Due Diligence Grading Criteria**

Upon completion of the Loan File review, Canopy assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Form ABS Due Diligence-15E.

![](ex99-6_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Event Grade** | &nbsp;&nbsp;**Final Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;**D** | There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;**D** | There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grade** | &nbsp;&nbsp;**Valuation Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |

---

![](ex99-6_001.jpg)

**C** The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms

**D** The file was missing the appraisal or there was not sufficient valuation documentation to perform a review.

**FINDINGS SUMMARY**

**Summary Overview**

Canopy's review concluded with the grading of the Credit, Property/Valuation, and Compliance sections. 95.35% (82 loans) have an overall grade of "A", and 4.65% (4 loans) have an overall grade of "B".

Canopy's review concluded a Credit grade of "A" for 96.51% (83) mortgage loans reviewed, and 3.49% (3) have a Credit grade of "B".

Canopy's review concluded a Compliance grade of "A" for 100.00% (86) mortgage loans reviewed, and 0.00% (0) have a Compliance grade of "B".

Canopy's review concluded a Property/Valuation grade of "A" for 98.84% (85) mortgage loans reviewed, and 1.16% (1) has a Property/Valuation grade of "B".

**FINDINGS TABLE**

**REVIEW TABLES**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;82 | &nbsp;&nbsp;95.35% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;4.65% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**86** | &nbsp;&nbsp;**100.00%** |

---

![](ex99-6_001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;83 | &nbsp;&nbsp;96.51% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;3.49% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**86** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;86 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**86** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;85 | &nbsp;&nbsp;98.84% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.16% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**86** | &nbsp;&nbsp;**100.00%** |

---

**Additional Loan Summary Details**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;86 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$22714230.00 |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**86** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$22714230.00** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;86 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$22714230.00 |
| &nbsp;&nbsp;Second | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**86** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$22714230.00** |

---

![](ex99-6_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation—<br> Proceeds used to pay off existing loans <br> other than loans secured by real <br> estate | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.16% | &nbsp;&nbsp;$292500.00 |
| &nbsp;&nbsp;Cash Out: Home <br> Improvement/Renovation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Cash Out: Other/Multi-<br> Purpose/Unknown Purpose | &nbsp;&nbsp;50 | &nbsp;&nbsp;58.14% | &nbsp;&nbsp;$12638945.00 |
| &nbsp;&nbsp;Limited Cash Out (GSE Definition) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Other Than First Time Home <br> Purchase | &nbsp;&nbsp;24 | &nbsp;&nbsp;27.91% | &nbsp;&nbsp;$5517135.00 |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower <br> Initiated | &nbsp;&nbsp;11 | &nbsp;&nbsp;12.79% | &nbsp;&nbsp;$4265650.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**86** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$22714230.00** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;120 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;121 - 180 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;181 - 240 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;241 - 300 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;301 - 360 Months | &nbsp;&nbsp;86 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$22714230.00 |
| &nbsp;&nbsp;421 - 480 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**86** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$22714230.00** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Owner Occupied | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;86 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$22714230.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**86** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$22714230.00** |

---

![](ex99-6_001.jpg)

**DATA COMPARISON RESULTS**

Of the eighty-six (86) loan files reviewed, thirty (30) unique loans (34.88% by number) had thirty-two (32) tape comparison discrepancies across nine (9) data fields.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** | &nbsp;&nbsp;**# Loans with <br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | &nbsp;&nbsp;**% <br> Variance** |
| &nbsp;&nbsp;B1 Credit Report Date | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;3 | &nbsp;&nbsp;86 | &nbsp;&nbsp;3.49% |
| &nbsp;&nbsp;Borrower 1 Origination FICO | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;86 | &nbsp;&nbsp;1.16% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;86 | &nbsp;&nbsp;1.16% |
| &nbsp;&nbsp;Prepayment Penalty Total Term | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;86 | &nbsp;&nbsp;1.16% |
| &nbsp;&nbsp;Primary Appraised Property <br> Value | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;86 | &nbsp;&nbsp;1.16% |
| &nbsp;&nbsp;Property Attachment Type | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;86 | &nbsp;&nbsp;1.16% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;18 | &nbsp;&nbsp;86 | &nbsp;&nbsp;20.93% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;5 | &nbsp;&nbsp;86 | &nbsp;&nbsp;5.81% |
| &nbsp;&nbsp;Qualifying Total Debt Income <br> Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43 , Do not Apply Tolerance If DTI >= 43 and AUS = No | &nbsp;&nbsp;1 | &nbsp;&nbsp;86 | &nbsp;&nbsp;1.16% |

---

![](ex99-6_001.jpg)

**Disclaimer**

*Canopy Financial Technology Partners, LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).* 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.* 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.* 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance. Neither supplemental factual investigation nor enhanced reviews can guarantee that all information provided to the Company will be accurate. Reports are, and must be construed solely as, statements of opinion and not as statements of fact as to credit worthiness, investment, financial, or other recommendation to purchase, sell, or hold any security.* 

*Reports may contain assumptions and/or predictions regarding future events which are "forward-looking" and inherently cannot be verified as facts. Consequently, Reports may be affected by future events or conditions which were not anticipated at the time the Report was made. Such forward-looking statements necessarily involve risks and uncertainties which may result in future performance that is materially different from the Report's assumptions and/or conclusions. As such, Reports are not a guaranty of future performance nor a prospectus related to the underlying securities (if any), and under reliance should not be placed upon the Reports in the purchase, sale, or holding of any security.*

## Exhibit 99.7

**Exhibit 99.7**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Seller Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 614464 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 543390 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 344534 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No | Appendix Q Documentation |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 273144 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 911384 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 882813 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 899796 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 697996 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 572114 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 457191 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 165423 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 267331 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 395771 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 454064 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 531656 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No | Appendix Q Documentation |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 996619 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 534759 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 985082 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 568868 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 382761 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 721707 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 222374 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 116362 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 683808 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 785605 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 396354 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 871164 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 190948 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 605132 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 294570 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 862327 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 959653 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 901888 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 330917 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 242875 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 481894 |  |  | xxx | ATR/QM: Status Pending | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 203512 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 760947 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 396166 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 726546 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 147769 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 997483 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 202487 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 725496 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 133860 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 690028 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 955758 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 714258 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 656669 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 255473 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 222525 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 157228 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 390402 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 993221 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 714686 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 908642 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 672496 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 769973 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 872065 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 809087 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 374240 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 298988 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 571355 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 525533 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 144453 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 276941 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 376193 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 665999 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 394364 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 229828 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 504805 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 518901 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 339998 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 784027 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 475329 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 462104 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 843737 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 565703 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 229693 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 384141 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 481277 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 763166 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No | N/A |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 687828 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 352036 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 998248 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 476259 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No | N/A |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |

---

## Exhibit 99.8

**Exhibit 99.8**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 614464 |  |  | xxx A |
| 543390 |  |  | xxx A |
| 344534 |  |  | xxx D A |
| 273144 |  |  | xxx A |
| 911384 |  |  | xxx A D |
| 882813 |  |  | xxx A D |
| 899796 |  |  | xxx D A |
| 697996 |  |  | xxx A D |
| 572114 |  |  | xxx D A |
| 457191 |  |  | xxx A D |
| 165423 |  |  | xxx D A |
| 267331 |  |  | xxx D A |
| 395771 |  |  | xxx A |
| 454064 |  |  | xxx D A |
| 531656 |  |  | xxx C A |
| 996619 |  |  | xxx D A |
| 534759 |  |  | xxx D A |
| 985082 |  |  | xxx C A |
| 568868 |  |  | xxx A |
| 382761 |  |  | xxx A |
| 721707 |  |  | xxx A |
| 222374 |  |  | xxx C A |
| 116362 |  |  | xxx C A |
| 683808 |  |  | xxx D C A B |
| 785605 |  |  | xxx A |
| 396354 |  |  | xxx A |
| 871164 |  |  | xxx A |
| 190948 |  |  | xxx A |
| 605132 |  |  | xxx C A |
| 294570 |  |  | xxx A |
| 862327 |  |  | xxx A |
| 959653 |  |  | xxx D A |
| 901888 |  |  | xxx A |
| 330917 |  |  | xxx D A |
| 242875 |  |  | xxx D A |
| 481894 |  |  | xxx A |
| 203512 |  |  | xxx A B C |
| 760947 |  |  | xxx B A |
| 396166 |  |  | xxx C A |
| 726546 |  |  | xxx A |
| 147769 |  |  | xxx A |
| 997483 |  |  | xxx D A |
| 202487 |  |  | xxx A |
| 725496 |  |  | xxx A |
| 133860 |  |  | xxx D A |
| 690028 |  |  | xxx D A |
| 955758 |  |  | xxx D A |
| 714258 |  |  | xxx A |
| 656669 |  |  | xxx A |
| 255473 |  |  | xxx A |
| 222525 |  |  | xxx A |
| 157228 |  |  | xxx A |
| 390402 |  |  | xxx A |
| 993221 |  |  | xxx A |
| 714686 |  |  | xxx D A |
| 908642 |  |  | xxx A |
| 672496 |  |  | xxx A |
| 769973 |  |  | xxx A D |
| 872065 |  |  | xxx A |
| 809087 |  |  | xxx A |
| 374240 |  |  | xxx A |
| 298988 |  |  | xxx B A |
| 571355 |  |  | xxx A |
| 525533 |  |  | xxx A D |
| 144453 |  |  | xxx B A |
| 276941 |  |  | xxx A D |
| 376193 |  |  | xxx A |
| 665999 |  |  | xxx A D |
| 394364 |  |  | xxx A |
| 229828 |  |  | xxx D A |
| 504805 |  |  | xxx D A |
| 518901 |  |  | xxx A |
| 339998 |  |  | xxx A |
| 784027 |  |  | xxx A D |
| 475329 |  |  | xxx A |
| 462104 |  |  | xxx A |
| 843737 |  |  | xxx A D |
| 565703 |  |  | xxx A D |
| 229693 |  |  | xxx A |
| 384141 |  |  | xxx A |
| 481277 |  |  | xxx A D |
| 763166 |  |  | xxx A D |
| 687828 |  |  | xxx D A |
| 352036 |  |  | xxx A |
| 998248 |  |  | xxx C A B |
| 476259 |  |  | xxx A |

---

## Exhibit 99.9

**Exhibit 99.9**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 614464 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 543390 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 344534 |  | D A | Closed | FCRE1501 | 2025-12-09 07:37 | 2026-01-23 08:58 | Resolved | 1 - Information C A | Credit | Borrower | Borrower Identification Documentation Partially Provided | Resolved-An OFAC sanctions search was completed on the Borrower (US Citizen) the results returned clear with no matches found. - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. Borrower Identity Verification – xxx (Post-Closing Cure)<br>The USA PATRIOT Act / Customer Identification Program (CIP) documentation was completed at closing, evidencing borrower identity verification in accordance with federal requirements. An OFAC sanctions search was subsequently completed post-closing using the U.S. Department of the Treasury's Sanctions List Search, and results returned clear with no matches found. This post-closing OFAC review confirms no prohibited parties are associated with the transaction. Supporting documentation has been retained in the loan file. - Buyer-01/21/2026 <br> Counter-xxx "Lenders must confirm each borrower's identity prior to the extension of credit. xxx's requirements for borrower identity verification are intended to align with lenders' existing federal obligations under laws requiring information and document verification, including the Department of Treasury's Office of Foreign Assets Control (OFAC) regulations and the U.S. Patriot Act." - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Per UW Management: We use the DL to verify the borrower's current address; we don't say that it can't be expired. <br> Please clear this finding as submitted. - Buyer-01/14/2026 <br> Open-Borrower identification document is expired(USA Patriot, and DL) Copy of current ID – Driver's License expired xxx before Closing Date of xxx; - Due Diligence Vendor-12/09/2025 |  | Resolved-An OFAC sanctions search was completed on the Borrower (US Citizen) the results returned clear with no matches found. - Due Diligence Vendor-01/23/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 39.4 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6544292 |
| 344534 |  | D A | Closed | FCRE1162 | 2025-12-09 05:34 | 2026-01-23 08:38 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Flood Certificate Partially Provided | Resolved- - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. Please see the attached PDF from xxx Flood Map Service Center (MSC).<br>xxx official Flood Map Service Center was used to search the property by address and location. The search results indicate that a specific NFIP (National Flood Insurance Program) map panel has not yet been assigned by xxx.<br>As noted in the report, the area is identified as either unmapped or covered under a countywide or community-based panel that does not have an individual panel number at this time. - Buyer-01/21/2026 <br> Counter-Please provide supporting documentation from the flood vendor to verify this - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please see explanation to clear this finding. - Buyer-01/13/2026 <br> Open-Flood Certificate is Partially Provided Flood Certificate dated xxx is Partially Provided (Missing the NFIP Map Number or Community-Panel Number and NFIP Map Panel Effective / Revised Date on the Flood Certificate) - Due Diligence Vendor-12/09/2025 |  |  | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 39.4 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6543371 |
| 273144 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 911384 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 882813 |  | D A | Closed | FCOM1233 | 2025-12-13 21:49 | 2026-01-07 08:10 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Incomplete | Resolved-Updated 1003 provided - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/06/2026 <br> Open-Final 1003 REO to be updated to identify which property the xxx is attached to per GL requirements. - Due Diligence Vendor-12/14/2025 |  | Resolved-Updated 1003 provided - Due Diligence Vendor-01/07/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 106.54 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6615199 |
| 899796 |  | D A | Closed | FCRE3978 | 2025-12-14 13:17 | 2026-01-07 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Letter of Explanation (Credit) missing or unexecuted | Resolved-Updated 1008 & 1003 provided - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please note we have added xxx rental agreement to the DTI at 5% of the balance amount for qualification purposes. No LOE needed if we qualify with this liability and we do. DTI is under 50% Please see updated URLA and 1008. DTI 49.065% - Buyer-01/06/2026 <br> Open-B1 to provide a LOE on the status of the xxx Rental Agreement reported on the CBR as an OPEN account last reported xxx. - Due Diligence Vendor-12/14/2025 |  | Resolved-Updated 1008 & 1003 provided - Due Diligence Vendor-01/07/2026<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.88 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.24% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 43.6 Are Greater Than The Guideline Minimum Of 8 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6616422 |
| 697996 |  | D A | Closed | FCOM1233 | 2025-12-13 23:35 | 2026-01-08 09:19 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Incomplete | Resolved-Updated 1003 provided - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please see the attached updated - Buyer-01/07/2026 <br> Open-Final 1003 REO to be updated to identify which property the xxx is attached to per GL requirements. - Due Diligence Vendor-12/14/2025 |  | Resolved-Updated 1003 provided - Due Diligence Vendor-01/08/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.5 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 121.3 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6615336 |
| 572114 |  | D A | Closed | FCRE5116 | 2026-01-22 11:56 | 2026-01-23 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | VOM or VOR missing/required | Resolved-Document Uploaded. Validated - Due Diligence Vendor-01/23/2026 <br>Open-12 months housing history missing. - Due Diligence Vendor-01/22/2026 |  | Resolved-Document Uploaded. Validated - Due Diligence Vendor-01/23/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 275.72 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months Months Reserves Of 275.72 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7246767 |
| 572114 |  | D A | Closed | FCRE1158 | 2025-12-17 03:18 | 2025-12-18 13:07 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-12/18/2025 <br>Ready for Review-Document Uploaded. - Seller-12/17/2025 <br>Open- Hazard Insurance Policy Partially Provided - Document is incomplete or missing required policy information. Hazard Insurance Policy Partially Provided. As per Insurance showing different premium. Tape data showing different amount please provide clarification. - Due Diligence Vendor-12/17/2025 | Ready for Review-Document Uploaded. - Seller-12/17/2025<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-12/18/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 275.72 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months Months Reserves Of 275.72 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6657011 |
| 457191 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 165423 |  | D A | Closed | FCRE1202 | 2025-12-17 21:32 | 2026-01-21 12:22 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report Partially Provided | Resolved-Updated Fraud report provided - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Please find updated fraud with high impact alerts cleared, thank you - Buyer-01/20/2026 <br>Open-Pending receipt of the Fraud Report reflecting that all open alerts have been fully cleared. - Due Diligence Vendor-12/18/2025 |  | Resolved-Updated Fraud report provided - Due Diligence Vendor-01/21/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 82.89 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 45.00 Years |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6675906 |
| 267331 |  | D A | Closed | FCRE1157 | 2025-12-17 12:03 | 2026-01-13 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Document Uploaded. See page 9 for policy information - Buyer-01/12/2026 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-12/17/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/13/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6664375 |
| 395771 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 454064 |  | D A | Closed | FCRE1202 | 2025-12-19 18:15 | 2026-01-29 10:23 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report Partially Provided | Resolved- - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Document Uploaded. Please see the cleared fraud report - Buyer-01/28/2026 <br>Open-Missing Risk report with all open alerts cleared. - Due Diligence Vendor-12/19/2025 |  |  | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 382.05 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6717486 |
| 531656 |  | C A | Closed | FCRE1254 | 2025-12-19 23:03 | 2026-01-14 10:54 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Quit Claim deed & Cancellation of the Lis Pendens as its not in the borrowers name was provided - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Here is the deed into xxx name<br> 9- There was a Quit Claim deed done from xxx to xxx and xxx it cleared #9<br> 10- Was told last 4 of SSN, Verified not his tax issues<br> 11- Here is the Cancellation of Lis Pendens<br>- Buyer-01/13/2026 <br> Open-Property Title Issue Missing confirmation and resolution of Items 8–12 reported on Title Commitment Schedule B, Part I, including the Quit Claim Deed, Death Certificate, Tax Liens, Lis Pendens and related claims, and claims against The Estate of xxx by xxx and xxx. - Due Diligence Vendor-12/20/2025 |  | Resolved-Quit Claim deed & Cancellation of the Lis Pendens as its not in the borrowers name was provided - Due Diligence Vendor-01/14/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 104.83 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 45% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 30.33 Years |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6722076 |
| 996619 |  | D A | Closed | FCRE1467 | 2025-12-22 02:35 | 2026-01-13 07:58 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/12/2026 <br> Counter-Nothing attached, please re-upload - Due Diligence Vendor-01/11/2026 <br> Ready for Review-Please find attached Bank of xxx stmt end dt. xxx- Buyer-01/08/2026 <br> Open-Asset 1 Missing missing statement for xxx - Due Diligence Vendor-12/22/2025 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-01/13/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.00 Years Borrower At Current Residence For Five (5) Or More Years - 8.00 Years |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6728946 |
| 534759 |  | D A | Closed | FCRE8639 | 2026-01-06 14:19 | 2026-01-22 11:46 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Personal Guaranty is Missing | Resolved-Personal Guaranty is Present. - Due Diligence Vendor-01/07/2026 <br>Ready for Review-Document Uploaded. - Seller-01/07/2026 <br>Open-Personal Guaranty is missing. . Provide Guaranty executed at closing for the subject property transaction. - Due Diligence Vendor-01/06/2026 | Ready for Review-Document Uploaded. - Seller-01/07/2026<br>| Resolved-Personal Guaranty is Present. - Due Diligence Vendor-01/07/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 19.17 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 640 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.95 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6941689 |
| 534759 |  | D A | Closed | FCOM1229 | 2026-01-06 03:12 | 2026-01-08 08:13 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | 1-4 Family Rider is Missing | Resolved-The 1-4 Family Rider is Present - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. - Seller-01/07/2026 <br>Open-1-4 Family Rider is Missing . Missing Deed at the time of review. - Due Diligence Vendor-01/06/2026 | Ready for Review-Document Uploaded. - Seller-01/07/2026<br>| Resolved-The 1-4 Family Rider is Present - Due Diligence Vendor-01/08/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 19.17 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 640 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.95 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6928856 |
| 534759 |  | D A | Closed | FCOM1220 | 2026-01-06 02:37 | 2026-01-08 08:13 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. - Seller-01/07/2026 <br> Open-The Deed of Trust is Missing . Provide Deed of Trust, and Riders if applicable, for subject property located at xxx for review of loan terms. Subject to additional conditions. - Due Diligence Vendor-01/06/2026 | Ready for Review-Document Uploaded. - Seller-01/07/2026<br>| Resolved-The Deed of Trust is Present - Due Diligence Vendor-01/08/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 19.17 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 640 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.95 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6928635 |
| 534759 |  | D A | Closed | FCOM1206 | 2026-01-06 02:33 | 2026-01-08 08:10 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. - Seller-01/07/2026 <br> Open-The Note is Missing . Provide Note for subject property located at xxx for review of loan terms. Subject to additional conditions. - Due Diligence Vendor-01/06/2026 | Ready for Review-Document Uploaded. - Seller-01/07/2026<br>| Resolved-The Note is Present - Due Diligence Vendor-01/08/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 19.17 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 640 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.95 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6928601 |
| 534759 |  | D A | Closed | FCOM1232 | 2026-01-06 02:46 | 2026-01-08 08:07 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. - Seller-01/07/2026 <br>Open-The Final 1003 is Missing - Due Diligence Vendor-01/06/2026 | Ready for Review-Document Uploaded. - Seller-01/07/2026<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-01/08/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 19.17 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 640 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.95 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6928703 |
| 985082 |  | C A | Closed | FCRE6843 | 2026-01-08 18:29 | 2026-01-16 14:20 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-proof of Ownership Provided - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Document Uploaded. Please see the attached documents confirming that he is the President of the LLC and has the authority to act on its behalf. - Buyer-01/15/2026 <br> Open-Missing LOE and supporting documentation to substantiate Borrower 1's (B1) ownership of xxx account ending xxx, titled in the name of xxx. (xxx). Per GL 14.7.4 – Business Assets, borrowers or guarantors must have a minimum 25% ownership interest in the business and be owners on the business account. The ownership percentage must be documented via a CPA letter, Operating Agreement, or equivalent documentation. In addition, all non-borrowing owners must provide a signed and dated letter acknowledging the transaction and confirming the borrower's access to the funds in the account. The eligible business asset balance must be calculated by multiplying the account balance by the documented ownership percentage to determine the borrower's allowable portion for the transaction. - Due Diligence Vendor-01/08/2026 |  | Resolved-proof of Ownership Provided - Due Diligence Vendor-01/16/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 63.97 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6995406 |
| 568868 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 382761 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 721707 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 222374 |  | C A | Closed | FCRE1501 | 2026-01-15 19:07 | 2026-02-13 12:59 | Resolved | 1 - Information C A | Credit | Borrower | Borrower Identification Documentation Partially Provided | Resolved-Renewal provided - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Document Uploaded. xxx DL was renewed with xxx. Please see uploaded proof of renewal for xxx DL. thank you&nbsp;&nbsp;&nbsp;&nbsp; - Buyer-02/12/2026 <br> Open-Borrower 2 (xxx) provided an expired government-issued ID, expired xxx. Set finding for a current, unexpired ID. - Due Diligence Vendor-01/16/2026 |  | Resolved-Renewal provided - Due Diligence Vendor-02/13/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 122.84 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7125730 |
| 116362 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 683808 |  | D B A C | Closed | FVAL7199 | 2026-02-10 12:11 | 2026-02-10 12:12 | Waived | 2 - Non-Material C B | Property | Appraisal | Appraisal Expired | Waived-Exception granted with supporting comp factors: Exception approved to accept recert of value for 1004D to extend appraisal expiration date on DSCR. Subject market is not declining. xxx CS, DSCR > 1 based on long term rents. \*\*\*SUBJECT TO DOCUMENTING SUBJECT IS CURRENTLY LEASED WITH ARM'S LENGTH LEASE, SECURITY DEPOSIT, AND 1ST MO RENT OR MAX LTV LIMITED TO 70%. - Due Diligence Vendor-02/10/2026 <br> Open-Exception requested for: Use Recert of Value dated xxx to extend date of appraisal valuation. Appraisal is dated xxx which expired xxx - Due Diligence Vendor-02/10/2026 |  | Waived-Exception granted with supporting comp factors: Exception approved to accept recert of value for 1004D to extend appraisal expiration date on DSCR. Subject market is not declining. xxx CS, DSCR > 1 based on long term rents. \*\*\*SUBJECT TO DOCUMENTING SUBJECT IS CURRENTLY LEASED WITH ARM'S LENGTH LEASE, SECURITY DEPOSIT, AND 1ST MO RENT OR MAX LTV LIMITED TO 70%. - Due Diligence Vendor-02/10/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 13.17 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 99.46 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months | C3 condition; The market value has not declined. Only one sale has happened in the subject subdivision in the past 12 months.<br> 75% LTV<br> xxx FICO<br> 90+ mo reserves from proceeds | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7540280 |
| 683808 |  | D B A C | Closed | FCRE1815 | 2026-01-14 18:22 | 2026-01-30 11:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Incomplete | Resolved-Entity documents provided - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. Please see the attached LLC - Buyer-01/29/2026 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Provide the following for xxx, a xxx limited liability company: (1) EIN/Employer Identification Number (or a W-9 with acceptable third-party verification); (2) a Certificate of Good Standing dated no more than 30 days prior to closing; and (3) a Certificate of Authorization identifying the individual authorized to execute all loan documents on behalf of the entity. - Due Diligence Vendor-01/14/2026 |  | Resolved-Entity documents provided - Due Diligence Vendor-01/30/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 13.17 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 99.46 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7099035 |
| 785605 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 396354 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 871164 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 190948 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 605132 |  | C A | Closed | FCRE1159 | 2026-01-14 02:46 | 2026-02-14 11:13 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/14/2026 <br> Ready for Review-Document Uploaded. Please see the initial insurance policy before the renewal - Buyer-02/13/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx Hazard insurance reflects an effective date of xxx, which is subsequent to the loan disbursement date of xxx. Coverage must be effective on or before disbursement. Please Advise. - Due Diligence Vendor-01/14/2026 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/14/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Validated Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Validated Borrower At Current Residence For Five (5) Or More Years - 12.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Validated Months Reserves Of 92.95 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7080604 |
| 294570 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 862327 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 959653 |  | D A | Closed | FCRE1180 | 2026-01-15 20:39 | 2026-02-10 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | HO-6 Insurance Policy is Missing | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/09/2026 <br> Ready for Review-Document Uploaded. According to the HOA insurance summary and the xxx remarks in your file:<br>The master policy is "All-In"<br>It includes walls-in, interior build-out, and improvements<br>It covers full replacement value of each unit, including interior finishes<br>This is stated explicitly in the Remarks section and HOA fact sheet. Please clear this finding. - Buyer-02/09/2026 <br> Open-Missing a copy of the HO-6 policy reflecting an annual premium of xxx for the subject property (xxx) and effective as of the Note date (xxx). - Due Diligence Vendor-01/16/2026 |  | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-02/10/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50.09% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.35% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 13.33 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 18.60 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 18.61 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03 |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7127449 |
| 901888 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 330917 |  | D A | Closed | FCRE1467 | 2026-01-15 05:27 | 2026-02-10 09:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. The funds referenced were derived from a refinance loan. please clear - Buyer-02/09/2026 <br> Open-Asset 1 Missing Missing assets in the amount of xxx - Due Diligence Vendor-01/15/2026 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-02/10/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 14.13 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 65.09% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7104924 |
| 242875 |  | D A | Closed | FCRE1157 | 2026-01-15 20:24 | 2026-01-22 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/22/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/21/2026 <br>Open-Missing Hazard Insurance Policy Subject property is missing but Insurance invoice is given page #768. - Due Diligence Vendor-01/16/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/22/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7127270 |
| 481894 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Status Pending | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 203512 |  | C A B | Closed | FCOM3987 | 2026-01-19 12:00 | 2026-02-12 14:18 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing evidence required disclosure provided at closing | Resolved-executed Loan Agreement provided - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. Please see the attached Loan Agreement - Buyer-02/11/2026 <br>Open-Missing the fully executed Loan Agreement signed and dated by Borrower 1 (B1). - Due Diligence Vendor-01/19/2026 |  | Resolved-executed Loan Agreement provided - Due Diligence Vendor-02/12/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 28.63 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.66% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7166506 |
| 203512 |  | C A B | Closed | FVAL2477 | 2026-01-19 11:20 | 2026-02-12 14:17 | Resolved | 1 - Information C A | Property | Appraisal | Appraisal incomplete (missing map, layout, pages, etc.) | Resolved- - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Document Uploaded. Please see the attached - Buyer-02/11/2026 <br> Open-Missing a copy of the appraiser's E&O insurance. The UAD Addendum states the E&O is not included in the report and is on file with the AMC and/or client; please provide a current copy or AMC confirmation showing valid coverage effective as of the appraisal report date of 12/16/2025. - Due Diligence Vendor-01/19/2026 |  |  | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 28.63 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.66% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7165974 |
| 760947 |  | B A | Closed | FCRE1200 | 2026-01-19 03:36 | 2026-01-20 06:50 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount of xxx is less than the Guideline Minimum Loan Amount of 100000 Page 1159 of the doc package: Lender Pre-Close 12/3/25- Exception approved for loan amount xxx vs $100K min. Subject in C2 condition, just smaller condo for lower value point. Appraisal "as is" with no required repairs. DTI < 35% without any rental income from subject property. > 24 mo reserves from loan proceeds. LOAN MUST BE LOCKED WITH PPP AS CONDITION OF EXCEPTION APPROVAL DUE TO 8 MONTH LISTING HISTORY. \*\*\*\*\* Subject was recently listed, 5% LTV reduction taking loan amount under 100K. LOE states that he intended to sell but decided to retain and proceed with a refi. - Due Diligence Vendor-01/19/2026 |  | Waived-Audited Loan Amount of xxx is less than the Guideline Minimum Loan Amount of 100000 Page 1159 of the doc package: Lender Pre-Close 12/3/25- Exception approved for loan amount xxx vs $100K min. Subject in C2 condition, just smaller condo for lower value point. Appraisal "as is" with no required repairs. DTI < 35% without any rental income from subject property. > 24 mo reserves from loan proceeds. LOAN MUST BE LOCKED WITH PPP AS CONDITION OF EXCEPTION APPROVAL DUE TO 8 MONTH LISTING HISTORY. \*\*\*\*\* Subject was recently listed, 5% LTV reduction taking loan amount under 100K. LOE states that he intended to sell but decided to retain and proceed with a refi. - Due Diligence Vendor-01/19/2026 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More Calculated DTI Of 10.08% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More Original LTV Of 75% Is Below The Guideline Maximum Of 808% By Ten Percent (10%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months Months Reserves Of 44.62 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months | FICO xxx, 24+ mo reserves with net proceeds, subject is c2 condition, as is | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7159667 |
| 396166 |  | C A | Closed | FCRE1253 | 2026-01-17 23:00 | 2026-02-12 12:18 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Property Tax Cert Provided - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Document Uploaded. Please see the tax bill provided and used by the underwriter 1/2 year tax: 1,916.71<br>Step 1: Annual tax<br>xxx × 2 = xxx<br>(Note: The correct total is xxx — not xxx.)<br>Step 2: Monthly amount<br>xxx ÷ 12 = xxx<br>Final Monthly Tax Amount:<br>xxx per month<br>If you'd like, I can also help you check how this impacts your escrow payment. - Buyer-02/11/2026 <br> Open-Missing Property Tax Cert for subject propertyXXXX xxx, xxx - Due Diligence Vendor-01/18/2026 |  | Resolved-Property Tax Cert Provided - Due Diligence Vendor-02/12/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More Calculated DTI Of % Is Less Than The Guideline Maximum Of 80% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months Months Reserves Of 105.72 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7155241 |
| 726546 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 147769 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 997483 |  | D A | Closed | FCRE1158 | 2026-01-19 00:16 | 2026-02-12 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. Please see the attached insurance documentation.<br>If any information is missing or additional documentation is required, kindly provide specific details so we may address the item promptly. - Buyer-02/11/2026 <br>Open- Hazard Insurance Policy Partially Provided - Document is incomplete or missing required policy information. Hazard Insurance Policy Partially Provided – The document received is missing required policy information. Please submit the complete hazard insurance policy so we may finalize our review. - Due Diligence Vendor-01/19/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/12/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Validated Original LTV Of 52.63% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Validated Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Validated Months Reserves Of 84.75 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Validated Borrower At Current Residence For Five (5) Or More Years - 10.00 Years |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7158341 |
| 202487 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 725496 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 133860 |  | D A | Closed | FCRE4104 | 2026-01-23 10:19 | 2026-02-19 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-Source of large deposits provided - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Document Uploaded. We have a copy of the signed LOX from borrower explaining the deposits below are checks (we have check copies as well), they are payments for professional services by borrower business xxx. Please clear at your earliest convenience. - Buyer-02/18/2026 <br> Open-Missing documentation to support two large deposits into xxx account ending xxx: xxx on xxx and xxx on xxx. Per DSCR GL 14.7.2 (Asset Documentation), large and/or unusual deposits require a letter of explanation and supporting third-party documentation. - Due Diligence Vendor-01/23/2026 |  | Resolved-Source of large deposits provided - Due Diligence Vendor-02/19/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 11.17 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7269657 |
| 690028 |  | D A | Closed | FCRE1814 | 2026-01-27 16:38 | 2026-02-15 08:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Missing | Resolved-Entity documents provided - Due Diligence Vendor-02/15/2026 <br> Ready for Review-Document Uploaded. Please see the attached LLC documents - Buyer-02/13/2026 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Provide a fully executed Loan and Security Agreement signed by the borrower, xxx, a xxx limited liability company, and its members, xxx and xxx. - Due Diligence Vendor-01/27/2026 |  | Resolved-Entity documents provided - Due Diligence Vendor-02/15/2026<br>|  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7319653 |
| 690028 |  | D A | Closed | FCRE1815 | 2026-01-27 16:36 | 2026-02-15 08:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Incomplete | Resolved-Entity documents provided - Due Diligence Vendor-02/15/2026 <br> Ready for Review-Document Uploaded. Please see the attached LLC documents - Buyer-02/13/2026 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Provide a copy of the written LLC consent from xxx, 50% owner and member of the vesting entity, xxx, authorizing Borrower 1, xxx, to encumber the subject property. - Due Diligence Vendor-01/27/2026 |  | Resolved-Entity documents provided - Due Diligence Vendor-02/15/2026<br>|  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7319635 |
| 955758 |  | D A | Closed | FCRE9549 | 2026-01-28 15:43 | 2026-02-13 09:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Credit Report Supplement is missing | Resolved-Mortgage statements and Pay history provided - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Document Uploaded. Please see the attached Credit – Verification of Mortgage/Rent documents.<br>Kindly review and advise if any additional information is required. - Buyer-02/11/2026 <br> Open-Missing complete mortgage payment history for the subject property mortgage with xxx Lender Services; only payment history from xxx through xxx was provided. Per GL 14.4.5, mortgage and rental history is required for both the borrower's or guarantor's primary residence and the subject property. - Due Diligence Vendor-01/28/2026 |  | Resolved-Mortgage statements and Pay history provided - Due Diligence Vendor-02/13/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 26.91 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 12.00 Years |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7338575 |
| 955758 |  | D A | Closed | FCRE1815 | 2026-01-23 05:41 | 2026-02-13 09:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Incomplete | Resolved-Entity documents provided - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Document Uploaded. Please see the attached LLC - Buyer-02/11/2026 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Missing a copy of the Certificate of Good Standing for xxx, a Delaware limited liability company. - Due Diligence Vendor-01/23/2026 |  | Resolved-Entity documents provided - Due Diligence Vendor-02/13/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 26.91 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 12.00 Years |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7263546 |
| 714258 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 656669 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 255473 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 222525 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 157228 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 390402 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 993221 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 714686 |  | D A | Closed | FCRE7347 | 2026-02-02 21:01 | 2026-02-25 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Lease Agreements provided - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Document Uploaded. Please see the attached lease agreement showing the monthly rent. - Buyer-02/23/2026 <br> Open-Missing a fully executed lease for xxx, reflecting a monthly rent of xxx as reported in the appraisal; the lease in file reflects xxx. Absent documentation supporting the xxx rent, the qualifying DSCR is 0.824 (xxx ÷ xxx PITI), which does not support pricing currently applied at DSCR 1.063 and may require pricing review. - Due Diligence Vendor-02/03/2026 |  | Resolved-Lease Agreements provided - Due Diligence Vendor-02/25/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 29.11 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7408721 |
| 908642 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 672496 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 769973 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 872065 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 809087 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 374240 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 298988 |  | B A | Closed | FCRE1183 | 2026-02-04 01:13 | 2026-02-14 10:38 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Approval/Underwriting Summary Partially Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/14/2026 <br> Ready for Review-Document Uploaded. Updated 1008 attached above. Please clear at your earliest convenience. - Buyer-02/13/2026 <br> Open-1008/Underwriting Summary Partially Provided Provide an updated 1008 to reflect the loan amount of xxx, as the current 1008 reflects xxx while the Note reflects xxx. - Due Diligence Vendor-02/04/2026 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/14/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 322.13 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7430392 |
| 571355 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 525533 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 144453 |  | B A | Closed | FCRE1200 | 2026-02-06 01:38 | 2026-02-06 17:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount of xxx is less than the Guideline Minimum Loan Amount of 100000 - Due Diligence Vendor-02/06/2026 |  | Waived-Audited Loan Amount of xxx is less than the Guideline Minimum Loan Amount of 100000 - Due Diligence Vendor-02/06/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 95.58 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months | DSCR over 1.5x, median credit score xxx, subject recently renovated C3 condition, all comps are in the same range of value ($115-130k) supporting marketability of the subject. | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7482612 |
| 276941 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 376193 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 665999 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 394364 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 229828 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 504805 |  | D A | Closed | FCRE1258 | 2026-02-07 01:44 | 2026-02-12 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc - Approval Info | Collateral Underwriter Missing | Resolved-3rd party valuation provided. - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. Property condition report was provided. See uploaded. Please note SSR's with scores are not required. We are using a secondary valuation in this case. Please rescind as the secondary valuation was previously provided, thank you . - Buyer-02/11/2026 <br>Open-Please verify Collateral Underwriter Score Provided is actually Missing. - Due Diligence Vendor-02/07/2026 |  | Resolved-3rd party valuation provided. - Due Diligence Vendor-02/12/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 18.87 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9.66 Years |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7502735 |
| 518901 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 339998 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 784027 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 475329 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 462104 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 843737 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 565703 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 229693 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 384141 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 481277 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 763166 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 687828 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 352036 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Debt Consolidation |  |  |  |
| 998248 |  | C B A | Closed | FCRE5474 | 2026-02-22 13:45 | 2026-02-22 13:45 | Waived | 2 - Non-Material B | Credit | Eligibility | Condo project is ineligible per guidelines | Waived-Condo project does not meet guidelines. Exception Request 1 Notes: Single entity ownership in project exceeds 30%<br> - Due Diligence Vendor-02/22/2026 |  | Waived-Condo project does not meet guidelines. Exception Request 1 Notes: Single entity ownership in project exceeds 30%<br> - Due Diligence Vendor-02/22/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.00 Years | Comp Factors: xxx FICO | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7742721 |
| 476259 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |

---

## Exhibit 99.10

**Exhibit 99.10**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** |
| 911384 |  |  | B1 Credit Report Date | xxx | xxx |
| 165423 |  |  | B1 Credit Report Date | xxx | xxx |
| 998248 |  |  | B1 Credit Report Date | xxx | xxx |
| 882813 |  |  | Borrower 1 Origination FICO | xxx | xxx |
| 572114 |  |  | Calculated DSCR | 2.336 | 2.471 |
| 229693 |  |  | Prepayment Penalty Total Term | 60 | 24 |
| 697996 |  |  | Primary Appraised Property Value | xxx | xxx |
| 908642 |  |  | Property Attachment Type | Attached | PUD |
| 267331 |  |  | Property Type | Two to Four Unit | Single Family Attached |
| 996619 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 568868 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 382761 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 871164 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 901888 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 242875 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 726546 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 997483 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 222525 |  |  | Property Type | Townhouse | Single Family Detached |
| 157228 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 390402 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 714686 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 672496 |  |  | Property Type | Single Family Attached | Single Family Detached |
| 809087 |  |  | Property Type | Single Family Detached | Single Family Attached |
| 565703 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 384141 |  |  | Property Type | Single Family Detached | Single Family Attached |
| 352036 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 882813 |  |  | Qualifying FICO | xxx | xxx |
| 222374 |  |  | Qualifying FICO | xxx | xxx |
| 683808 |  |  | Qualifying FICO | xxx | xxx |
| 330917 |  |  | Qualifying FICO | xxx | xxx |
| 390402 |  |  | Qualifying FICO | xxx | xxx |
| 899796 |  |  | Qualifying Total Debt Income Ratio | 49.07 | 47.44 |

---

## Exhibit 99.11

**Exhibit 99.11**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| 614464 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 91.15 | 1.097 | 1.097 | xxx | xxx | xxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.5 | 1 | 1 | N/A | 25.56 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 543390 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 50.26 | 1.989 | 1.99 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.9 | 1 | 1 | N/A | 176.32 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 344534 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 97.03 | 1.031 | 1.031 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 1.2 | 1 | 1 | N/A | 39.4 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 273144 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 61.77 | 1.619 | 1.619 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.4 | 1 | 1 | N/A | 117.77 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 911384 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 98.79 | 1.012 | 1.012 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.5 | 1 | 1 | N/A | 13.79 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1 | Full Recourse | xxx |
| 882813 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 88.55 | 1.129 | 1.129 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0.1 | 1 | 1 | N/A | 106.54 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 899796 |  |  | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 43.6 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 697996 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 91.49 | 1.093 | 1.093 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 1.7 | 1 | 1 | N/A | 121.3 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 572114 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Appraisal - 1025 | No | 40.46 | 2.471 | 2.336 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 111.77 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 457191 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 64.73 | 1.545 | 1.545 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0.3 | 1 | 1 | N/A | 51.42 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 165423 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 98.1 | 1.019 | 1.019 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 11.6 | 1 | 1 | N/A | 82.89 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 267331 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Appraisal - 1025 | No | 76.34 | 1.395 | 1.31 | xxx | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 1.6 | 1 | 1 | N/A | 6.92 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 395771 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 93.55 | 1.069 | 1.069 | xxx | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 |  | Yes | No | 0 | 1 | 1 | N/A | 87.19 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 454064 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 70.38 | 1.421 | 1.421 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 382.05 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 531656 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 66.87 | 1.495 | 1.495 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | xxx |  |  |  |  |  |  | No | No | 0.3 | 1 | 1 | N/A | 104.83 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 996619 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Actual In Place Rent | No | 71.05 | 1.462 | 1.407 | xxx | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0.4 | 1 | 1 | N/A | 8.48 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 534759 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 94.21 | 1.06 | 1.061 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0.6 | 1 | 1 | N/A | 17.95 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 985082 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 99.95 | 1.001 | 1.001 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 63.97 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 568868 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Actual In Place Rent | No | 49.04 | 2.339 | 2.039 | xxx | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 7.5 | 1 | 1 | N/A | 123.57 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 382761 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Appraisal - 1025 | No | 64.98 | 1.539 | 1.539 | xxx | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | xxx |  |  |  |  |  |  | No | No | 4 | 1 | 1 | N/A | 35.51 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 721707 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 97.04 | 1.046 | 1.046 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0.9 | 1 | 1 | N/A | 39.74 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 222374 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Short Term Rental | xxx | Airbnb | 12 |  | xxx | Airbnb | Yes | 65.45 | 1.527 | 1.528 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.1 | 2 | 1 | N/A | 122.84 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  | Yes | 4 | Full Recourse | xxx |
| 116362 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 99.95 | 1 | 1 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 1 | 1 | N/A | 12.03 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 683808 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 92.68 | 1.079 | 1.079 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | xxx |  |  |  |  |  |  |  | No | 1 | 1 | 1 | N/A | 99.46 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 785605 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 64.04 | 1.561 | 1.562 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 11.3 | 1 | 1 | N/A | 110.06 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 396354 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 87.57 | 1.142 | 1.142 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 4.5 | 1 | 1 | N/A | 91.11 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 871164 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Actual In Place Rent | No | 91.96 | 1.099 | 1.087 | xxx | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 5.09 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 190948 |  |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 197.74 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | xxx |
| 605132 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 91.61 | 1.022 | 1.092 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 5.3 | 1 | 1 | N/A | 92.95 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 294570 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 99.44 | 1.006 | 1.006 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 73.95 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 862327 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 64.25 | 1.55 | 1.556 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | xxx |  |  |  |  |  |  | No | No | 36.8 | 1 | 1 | N/A | 23.99 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 959653 |  |  | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 5.59 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 901888 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Actual In Place Rent | No | 63.79 | 1.568 | 1.568 | xxx | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 2.3 | 1 | 1 | N/A | 16.39 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 330917 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 75.47 | 1.32 | 1.325 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 4.2 | 1 | 1 | N/A | 25.44 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 242875 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Appraisal - 1025 | No | 92.43 | 1.032 | 1.082 | xxx | xxx | xxx | 0 | xxx | xxx | 0 | xxx | xxx | 0 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 2.9 | 1 | 1 | N/A | 7.4 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 481894 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 76.54 | 1.3 | 1.307 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  | xxx |  |  |  |  |  |  | No | No | 3.2 | 1 | 1 | N/A | 12.58 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 203512 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 91.26 | 1.096 | 1.096 | xxx | xxx | xxx | 6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 1.8 | 1 | 1 | N/A | 28.63 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 760947 |  |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 44.62 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 396166 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 93.8 | 1.053 | 1.066 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 105.72 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 726546 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Appraisal - 1025 | No | 73.24 | 1.349 | 1.365 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 46.37 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 147769 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 86.35 | 1.158 | 1.158 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 68.34 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 997483 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Appraisal - 1025 | No | 74.02 | 1.351 | 1.351 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1 | 1 | 1 | N/A | 84.75 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 202487 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 90.64 | 1.103 | 1.103 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  | No | 7.6 | 1 | 1 | N/A | 69.04 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 725496 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 70.76 | 1.413 | 1.413 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 14.4 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1 | Full Recourse | xxx |
| 133860 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 59.74 | 1.6 | 1.674 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 11.17 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 690028 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 95.35 | 1.04 | 1.049 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  | xxx |  |  |  |  |  |  | No | No | 0.7 | 1 | 1 | N/A | 4.16 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 955758 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 89.32 | 1.12 | 1.12 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.9 | 1 | 1 | N/A | 26.91 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 714258 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 96.8 | 1.33 | 1.033 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.1 | 1 | 1 | N/A | 7.07 | No | xxx | Corporation | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 656669 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 99.86 | 1.001 | 1.001 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0.4 | 1 | 1 | N/A | 67.57 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 255473 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 81.29 | 1.222 | 1.23 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.4 | 1 | 1 | N/A | 110.16 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 222525 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 59.95 | 1.668 | 1.668 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 2.6 | 1 | 1 | N/A | 45.02 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 157228 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Actual In Place Rent | No | 73.4 | 1.362 | 1.362 | xxx | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | xxx |  |  |  |  |  |  |  | No | 22.7 | 1 | 1 | N/A | 98.54 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 390402 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 52.03 | 1.922 | 1.922 | xxx | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 5.8 | 1 | 1 | N/A | 22.94 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 993221 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 71.46 | 1.399 | 1.399 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.3 | 1 | 1 | N/A | 140.28 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 714686 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Actual In Place Rent | No | 91.73 | 1.063 | 1.064 | xxx | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1 | 1 | 1 | N/A | 29.11 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 908642 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 84.15 | 1.18 | 1.188 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 82.4 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 672496 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 60.71 | 1.647 | 1.647 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.6 | 1 | 1 | N/A | 47.46 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 769973 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 81.95 | 1.22 | 1.22 | xxx | xxx | xxx | 25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 9.2 | 1 | 1 | N/A | 20.95 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 872065 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 86.22 | 1.16 | 1.16 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 9.2 | 1 | 1 | N/A | 65.03 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 809087 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 81.95 | 1.22 | 1.275 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | xxx |  |  |  |  |  |  |  | No | 9.2 | 14 | 1 | N/A | 191.41 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 374240 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 89.57 | 1.11 | 1.116 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 37.43 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 298988 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 81.22 | 1.23 | 1.231 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 9.2 | 14 | 1 | N/A | 322.13 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 571355 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 81.46 | 1.24 | 1.228 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 17.84 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 525533 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 92.7 | 1.079 | 1.079 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 6.21 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 144453 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 64.49 | 1.565 | 1.551 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 95.58 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 276941 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 99.91 | 1 | 1.001 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 11.62 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 376193 |  |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 426.11 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 665999 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 111.44 | 0.897 | 0.897 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.4 | 1 | 1 | N/A | 120.59 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 394364 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 98.81 | 1.012 | 1.012 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 55.42 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 229828 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 128.21 | 0.786 | 0.786 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 39 | 1 | 1 | N/A | 58.54 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 504805 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 67.05 | 1.491 | 1.491 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 18.87 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 518901 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 60.41 | 1.655 | 1.655 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.6 | 1 | 1 | N/A | 47.63 | No | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 339998 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 59.3 | 1.686 | 1.686 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.6 | 1 | 1 | N/A | 44.25 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse | xxx |
| 784027 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 | xxx | Airbnb | 12 |  | xxx | Airbnb | Yes | 98.48 | 1.026 | 1.015 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.8 | 1 | 1 | N/A | 4.36 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 475329 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 89.15 | 1.12 | 1.122 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.1 | 1 | 1 | N/A | 133.98 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 462104 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 0 | Short Term Rental | xxx | Airbnb | 12 |  | xxx | Airbnb | Yes | 71.65 | 1.151 | 1.396 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 33.7 | 1 | 1 | N/A | 86.59 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 843737 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 97.39 | 1.027 | 1.027 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 2 | 1 | N/A | 31.73 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 565703 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Appraisal - 1025 | No | 80.22 | 1 | 1.247 | xxx | xxx | xxx | 12 | 0 | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | xxx |  |  |  |  |  |  | Yes | No | 8.1 | 1 | 1 | N/A | 7.54 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 229693 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 58.82 | 1.7 | 1.7 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 7.8 | 1 | 1 | N/A | 125.03 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 384141 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 95.11 | 1.05 | 1.051 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.8 | 1 | 1 | N/A | 144.59 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 481277 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 99.85 | 1.001 | 1.001 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 81.67 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 763166 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 96.1 | 1.041 | 1.041 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.6 | 1 | 1 | N/A | 59.78 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 687828 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Appraisal - 1007 | No | 90.1 | 1.088 | 1.11 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 24.72 | No | xxx | Corporation | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 352036 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1025 |  | N/A |  |  | xxx | Actual In Place Rent | No | 56.08 | 1.783 | 1.783 | xxx | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | xxx |  |  |  |  |  |  | No | No | 2.2 | 1 | 1 | N/A | 12.69 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 998248 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 99.41 | 1.006 | 1.006 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.9 | 1 | 1 | N/A | 5.77 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 476259 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | xxx | xxx | Appraisal - 1007 |  | N/A |  |  | xxx | Actual In Place Rent | No | 58.05 | 1.354 | 1.723 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  |  |  |  |  |  |  | No | 6.8 | 1 | 1 | N/A | 51.09 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |

---

## Exhibit 99.12

**Exhibit 99.12**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **Appraiser License #** | **Appraiser First Name** | **Appraisal Last Name** | **Maturity Date** | **Number of Units** |
| 614464 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.097 | 1.097 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 543390 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.99 | 1.989 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 344534 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.031 | 1.031 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 273144 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.619 | 1.619 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 911384 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.012 | 1.012 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 882813 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.129 | 1.129 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 899796 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 49.07% | 49.07% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 2 NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 82 | 35 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 85 | N/A | xxx | xxx | xxx | xxx | 1 |
| 697996 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | $0.00 | $0.00 | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.093 | 1.093 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 65 | Yes | xxx | xxx | xxx | xxx | 1 |
| 572114 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.336 | 2.471 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 4 |
| 457191 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.545 | 1.545 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 165423 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.019 | 1.019 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Passport |  | xxx | Francaise | xxx | Francaise | xxx | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 267331 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.31 | 1.395 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 4 |
| 395771 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.069 | 1.069 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 454064 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.421 | 1.421 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 531656 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.495 | 1.495 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 1 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 45 | N/A | xxx | xxx | xxx | xxx | 1 |
| 996619 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.407 | 1.462 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  | N/A |  |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 77.27 | N/A | xxx | xxx | xxx | xxx | 2 |
| 534759 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.061 | 1.06 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 985082 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.001 | 1.001 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 65.33 | N/A | xxx | xxx | xxx | xxx | 1 |
| 568868 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.039 | 2.339 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 22.73 | N/A | xxx | xxx | xxx | xxx | 2 |
| 382761 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.539 | 1.539 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 4 |
| 721707 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.046 | 1.046 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 63.48 | N/A | xxx | xxx | xxx | xxx | 1 |
| 222374 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes | 1 | 1 | 1 | 1 | 1 | 1 | Unknown | Unknown | Unknown | Unknown | .00 | .00 | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.528 | 1.527 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 3 - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 116362 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 59.94 | No | xxx | xxx | xxx | xxx | 1 |
| 683808 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.079 | 1.079 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 785605 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.562 | 1.561 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 50 | N/A | xxx | xxx | xxx | xxx | 1 |
| 396354 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.142 | 1.142 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 871164 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.087 | 1.099 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 4 |
| 190948 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 10.98% | 10.98% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 215 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 605132 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.092 | 1.022 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 294570 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.006 | 1.006 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 862327 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.556 | 1.55 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 42.28 | N/A | xxx | xxx | xxx | xxx | 1 |
| 959653 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 34.98% | 34.98% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 2 NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 223 | 35 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 50.09 | No | xxx | xxx | xxx | xxx | 1 |
| 901888 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.568 | 1.568 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 50.7 | N/A | xxx | xxx | xxx | xxx | 2 |
| 330917 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.325 | 1.32 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 65.09 | N/A | xxx | xxx | xxx | xxx | 1 |
| 242875 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.082 | 1.032 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 4 |
| 481894 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.307 | 1.3 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 74.5 | N/A | xxx | xxx | xxx | xxx | 1 |
| 203512 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.096 | 1.096 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 64.66 | Yes | xxx | xxx | xxx | xxx | 1 |
| 760947 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 10.08% | 10.08% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 396166 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.066 | 1.053 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 726546 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.365 | 1.349 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 2 |
| 147769 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.158 | 1.158 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 997483 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.351 | 1.351 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 52.63 | N/A | xxx | xxx | xxx | xxx | 4 |
| 202487 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.103 | 1.103 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 725496 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.413 | 1.413 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 133860 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.674 | 1.6 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 690028 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.049 | 1.04 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 66.85 | No | xxx | xxx | xxx | xxx | 1 |
| 955758 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.12 | 1.12 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 68.49 | N/A | xxx | xxx | xxx | xxx | 1 |
| 714258 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.033 | 1.33 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 656669 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.001 | 1.001 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 74.21 | N/A | xxx | xxx | xxx | xxx | 1 |
| 255473 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.23 | 1.222 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 222525 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.668 | 1.668 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 157228 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.362 | 1.362 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 2 |
| 390402 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.922 | 1.922 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 54.58 | N/A | xxx | xxx | xxx | xxx | 3 |
| 993221 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.399 | 1.399 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 714686 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.064 | 1.063 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 66.67 | N/A | xxx | xxx | xxx | xxx | 2 |
| 908642 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.188 | 1.18 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 672496 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.647 | 1.647 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 769973 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.22 | 1.22 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 74.66 | N/A | xxx | xxx | xxx | xxx | 1 |
| 872065 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.16 | 1.16 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 74.66 | N/A | xxx | xxx | xxx | xxx | 1 |
| 809087 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.275 | 1.22 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 74.66 | N/A | xxx | xxx | xxx | xxx | 1 |
| 374240 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.116 | 1.11 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes | xxx | xxx | xxx | xxx | 1 |
| 298988 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.231 | 1.23 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 74.66 | N/A | xxx | xxx | xxx | xxx | 1 |
| 571355 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.228 | 1.24 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 74.66 | N/A | xxx | xxx | xxx | xxx | 1 |
| 525533 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.079 | 1.079 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 50 | Yes | xxx | xxx | xxx | xxx | 1 |
| 144453 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.551 | 1.565 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 276941 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.001 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 79.9 | N/A | xxx | xxx | xxx | xxx | 1 |
| 376193 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 12.30% | 12.30% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 96 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 665999 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.897 | 0.897 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 394364 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.012 | 1.012 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 229828 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.786 | 0.786 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 504805 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.491 | 1.491 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 518901 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.655 | 1.655 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 339998 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.686 | 1.686 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | .00 | .00 | xxx | xxx | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 784027 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.015 | 1.026 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 475329 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.122 | 1.12 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 73.68 | N/A | xxx | xxx | xxx | xxx | 1 |
| 462104 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.396 | 1.151 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 843737 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.027 | 1.027 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes | xxx | xxx | xxx | xxx | 1 |
| 565703 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.247 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 66.09 | N/A | xxx | xxx | xxx | xxx | 2 |
| 229693 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.7 | 1.7 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 66.88 | N/A | xxx | xxx | xxx | xxx | 1 |
| 384141 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.051 | 1.05 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 65.57 | N/A | xxx | xxx | xxx | xxx | 1 |
| 481277 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.001 | 1.001 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 78.11 | N/A | xxx | xxx | xxx | xxx | 1 |
| 763166 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.041 | 1.041 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 67.84 | Yes | xxx | xxx | xxx | xxx | 1 |
| 687828 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.11 | 1.088 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 352036 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.783 | 1.783 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | N/A | xxx | xxx | xxx | xxx | 2 |
| 998248 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | $0.00 | xxx | xxx | $0.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.006 | 1.006 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75 | Yes | xxx | xxx | xxx | xxx | 5 |
| 476259 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | xxx |  | xxx | Yes | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.723 | 1.354 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 25.47 | N/A | xxx | xxx | xxx | xxx | 1 |

---

## Exhibit 99.13

**Exhibit 99.13**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 614464 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 543390 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 344534 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 273144 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 911384 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible |  |  |
| 882813 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 899796 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | xxx Eligible |  |  |
| 697996 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 572114 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 457191 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | xxx |
| 165423 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible |  |  |
| 267331 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 395771 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | xxx | -.0161 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | xxx | -.0161 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | xxx |
| 454064 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 531656 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 45.0 | 45.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible |  |  |
| 996619 |  |  | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 77.27 | 77.27 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 534759 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 985082 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.33 | 65.33 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 568868 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 22.73 | 22.73 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | xxx | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 382761 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 721707 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 63.48 | 63.48 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 222374 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | xxx | xxx | .1156 | xxx | 1004 URAR | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2 | xxx |
| 116362 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 59.94 | 59.94 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 683808 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2 | xxx Eligible |  |  |
| 785605 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 50.0 | 50.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 396354 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible |  |  |
| 871164 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 190948 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | xxx Eligible |  |  |
| 605132 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible |  |  |
| 294570 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible |  |  |
| 862327 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 42.28 | 42.28 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | xxx | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | xxx Eligible |  |  |
| 959653 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 50.09 | 50.09 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.4 | xxx |
| 901888 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 50.7 | 50.7 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 330917 |  |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.09 | 65.09 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible |  |  |
| 242875 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 481894 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.5 | 74.5 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 203512 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 64.66 | 64.66 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 760947 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.1 | xxx |
| 396166 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | xxx |
| 726546 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 147769 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | xxx Eligible |  |  |
| 997483 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 52.63 | 52.63 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 202487 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 725496 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 133860 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | xxx |
| 690028 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 66.85 | 66.85 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 955758 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 68.49 | 68.49 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 714258 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible |  |  |
| 656669 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.21 | 74.21 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 255473 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 222525 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.2 | xxx |
| 157228 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 390402 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 54.58 | 54.58 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | xxx | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 993221 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 714686 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 66.67 | 66.67 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 908642 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 672496 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.5 | xxx |
| 769973 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.66 | 74.66 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 872065 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.66 | 74.66 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 809087 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.66 | 74.66 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 374240 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible |  |  |
| 298988 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.66 | 74.66 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 571355 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.66 | 74.66 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 525533 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 50.0 | 50.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 144453 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 276941 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 79.9 | 79.9 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | xxx Eligible |  |  |
| 376193 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | xxx Eligible |  |  |
| 665999 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 394364 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2 | xxx Eligible |  |  |
| 229828 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 504805 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | xxx | .0125 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | xxx | .0125 | xxx | Adequate | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 518901 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.5 | xxx |
| 339998 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.7 | xxx |
| 784027 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 475329 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 73.68 | 73.68 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 462104 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | xxx | -.0577 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | xxx | -.0577 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 843737 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 565703 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 66.09 | 66.09 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 229693 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 66.88 | 66.88 | xxx | xxx | -.0424 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | xxx | -.0424 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 384141 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.57 | 65.57 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 481277 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 78.11 | 78.11 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 763166 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 67.84 | 67.84 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 687828 |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | xxx Eligible |  |  |
| 352036 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | xxx | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 998248 |  |  | xxx | xxx | 0 | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| 476259 |  |  | xxx | xxx | 0 | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 25.47 | 25.47 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | xxx | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | xxx Eligible | 1.3 | xxx |

---

## Exhibit 99.14

**Exhibit 99.14**

![](ex99-14_001.jpg)

**Selene Diligence LLC ("Selene") Due<br> Diligence Review Narrative ("Report")**

Selene's Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene's independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

**DESCRIPTION OF SERVICES:**

&nbsp;&nbsp;&nbsp;&nbsp;**(1) Type of assets that were reviewed.**

Selene Diligence LLC performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by RCF III TRS, LLC ("Client"). The review was conducted between April 24 2025 and March 11, 2026, via files imaged and provided for review (the "Review").

&nbsp;&nbsp;&nbsp;&nbsp;**(2) Sample size of the assets reviewed.**

This Review consisted of 100% of the loan population.

**FINAL SECURITIZATION POPULATION**

Selene was instructed to perform a review on a population totaling 696 ATR-QM exempt loans for a total of 696 loans the "Final Securitization Population".

*<u>Credit Reviews (696):</u>*

During the Review, Selene performed a credit review on 696 mortgage loans in the Final Securitization Population.

*<u>Compliance Review (696)</u>*

During the Review, Selene performed a compliance review, when applicable on 696 mortgage loans in the Final Securitization Population.

*<u>Valuation Reviews (696):</u>*

During the Review, Selene performed a property valuation review on 696 mortgage loans in the Final Securitization Population.

*<u>Data Integrity Review (696):</u>*

During the Review, Selene performed a Data Integrity Review on 696 mortgage loans in the Final Securitization Population.

**<u>FINAL SECURITIZATION POPULATION</u>**

After Selene's initial review was completed, the Client provided Selene with a confirmed list of 696 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Review** | &nbsp;&nbsp;**Reviewed Total** | &nbsp;&nbsp;**% of Final Securitization Population** |
| &nbsp;&nbsp;Credit Population | &nbsp;&nbsp;696 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Compliance Population | &nbsp;&nbsp;696 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Valuation Population | &nbsp;&nbsp;696 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Data Integrity Population | &nbsp;&nbsp;696 | &nbsp;&nbsp;100% |

---

&nbsp;&nbsp;&nbsp;&nbsp;**(3) Determination of the sample size and computation.**

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E.s, S&P Global Ratings ("S&P"), Kroll Bond Rating Agency, LLC. ("Kroll"), (the "NRSRO(s)").

&nbsp;&nbsp;&nbsp;&nbsp;**(4) Quality or integrity of information or data about the assets: review and methodology.**

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

&nbsp;&nbsp;&nbsp;&nbsp;**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Selene assessed the underwriting guidelines and compared the documentation in the loan file against the stated guidelines for adherence.

**<u>GUIDELINES</u>**

Deephaven Wholesale Underwriting Guidelines, Deephaven Correspondent Underwriting Guidelines, and other originator guidelines, (collectively the "Guidelines").

**<u>LOAN GRADING</u>**

The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene's loan grading is solely based on Selene's independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene is providing a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Page **2** of **10**

**<u>SCOPE OF REVIEW</u>**

Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A and B, attached hereto).

&nbsp;&nbsp;**CREDIT REVIEW**

Selene's credit scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed whether the characteristics of the
mortgage loans and the borrowers conformed to the Guidelines cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Re-calculated
LTV, CLTV, income, liabilities and compared these against the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Analyzed asset statements to determine whether
funds to close and reserves were within the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed
that credit scores (FICO) and credit histories were within the Guidelines.

&nbsp;&nbsp;**COMPLIANCE REVIEW**

Selene's compliance scope determined the presence and correct execution of required documents such as the promissory note and security instrument.

&nbsp;&nbsp;**PROPERTY VALUATION REVIEW**

Selene's Property Valuation scope of review conducted on this transaction included the following elements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Original Appraisal Assessment** 

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Value Supported Analysis** 

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

Page **3** of **10**

&nbsp;&nbsp;**DATA INTEGRITY REVIEW**

Selene uploads tape data into its due diligence application and compares it to the actual documents provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data received from lender/client is stored in a secured FTP folder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data is uploaded into the application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Reviewer collects validated loan data;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each received data point is compared to its counterpart collected data point; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

**<u>SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW</u>**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 696 mortgage loans, (ii) a Compliance Review on 696 mortgage loans (iii) a Valuation Review on 696 mortgage loans, and (iv) a Data Integrity Review on 696 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

**REVIEW RESULTS SUMMARY**

After review of the 696 mortgage loans; 601 mortgage loans had a rating grade of A, 95 mortgage loan had a rating grade of B, 0 mortgage loans had a rating grade of C, and 0 mortgage loans had a rating grade of D.

***Grades per loan (696 overall loans):***

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | | | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** |
| <br>&nbsp;&nbsp;**NRSRO<br> Grade** | <br>&nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**%** | <br>&nbsp;&nbsp;**NRSRO<br> Grade** | <br>&nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;303 | &nbsp;&nbsp;303 | &nbsp;&nbsp;43.53% | &nbsp;&nbsp;A | &nbsp;&nbsp;601 | &nbsp;&nbsp;601 | &nbsp;&nbsp;86.35% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;15 | &nbsp;&nbsp;15 | &nbsp;&nbsp;2.16% | &nbsp;&nbsp;B | &nbsp;&nbsp;95 | &nbsp;&nbsp;95 | &nbsp;&nbsp;13.65% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;113 | &nbsp;&nbsp;113 | &nbsp;&nbsp;16.24% | &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;265 | &nbsp;&nbsp;265 | &nbsp;&nbsp;38.07% | &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

Page **4** of **10**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | |
| | | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** |
| <br>&nbsp;&nbsp;**NRSRO<br> Grade** | <br>&nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**%** | <br>&nbsp;&nbsp;**NRSRO<br> Grade** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;686 | &nbsp;&nbsp;686 | &nbsp;&nbsp;98.56% | &nbsp;&nbsp;A | &nbsp;&nbsp;620 | &nbsp;&nbsp;620 | &nbsp;&nbsp;89.08% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;10 | &nbsp;&nbsp;10 | &nbsp;&nbsp;1.44% | &nbsp;&nbsp;B | &nbsp;&nbsp;76 | &nbsp;&nbsp;76 | &nbsp;&nbsp;10.92% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
|  |  | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** |  |  |  |  |
| &nbsp;&nbsp;**NRSRO<br> Grade** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**%** |  |  |  |  |
| &nbsp;&nbsp;A | &nbsp;&nbsp;685 | &nbsp;&nbsp;685 | &nbsp;&nbsp;98.42% |  |  |  |  |
| &nbsp;&nbsp;B | &nbsp;&nbsp;11 | &nbsp;&nbsp;11 | &nbsp;&nbsp;1.58% |  |  |  |  |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |  |  |  |  |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |  |  |  |  |

---

**<u>REVIEW RESULTS SUMMARY (EXCEPTION LISTING)</u>**

Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

*Disclaimer:* Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

Page **5** of **10**

Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

**<u>THIRD PARTY REVIEW REPORTING DELIVERED</u>**

Selene furnished the following reports on this transaction:

1. Selene Narrative Report

2. ASF Report

3. Grading Summary

4. Exception Detail

5. Tape Discrepancies

6. Valuations Report

7. Supplemental Data

8. Third Party (TPR) Attestation Form

9. Attestation Form 15E

Page **6** of **10**

**APPENDIX A – CREDIT REVIEW SCOPE**

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application**

For the Credit Application, Selene verified whether:

&nbsp;&nbsp;&nbsp;&nbsp;1. The
 application is signed by all listed borrowers;

&nbsp;&nbsp;&nbsp;&nbsp;2. The application is substantially filled out; and

&nbsp;&nbsp;&nbsp;&nbsp;3. All known borrower-owned properties are disclosed on the Real Estate Owned section.

**Credit Report**

Selene verified:

&nbsp;&nbsp;&nbsp;&nbsp;1. A
 credit report and/or other credit history documentation is present for each borrower;

&nbsp;&nbsp;&nbsp;&nbsp;2. Capture
 the monthly consumer debt payments for use in the debt to income and/or residual income calculation,
 as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;3. Note
 the Real Estate Owned and fraud alerts; and

&nbsp;&nbsp;&nbsp;&nbsp;4. Gather
 data required for ASF Report submission which may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Most
 recent FICO Score (scores from Equifax, Experian, and Transunion if available)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Most
 recent FICO date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Longest
 Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Maximum
 Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) Number
 of trade lines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) Credit
 Usage Ratio

**Employment and Income**

Selene determined whether all applicable supporting documentation as required by the guidelines is in the file and note indications of potentially fraudulent documents. The documentation was also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable guidelines. Documentation verifying employment and income may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verbal
 or Written VOE's

&nbsp;&nbsp;&nbsp;&nbsp;2. Pay
 stubs

&nbsp;&nbsp;&nbsp;&nbsp;3. W-2
 forms

&nbsp;&nbsp;&nbsp;&nbsp;4. Tax
 returns

&nbsp;&nbsp;&nbsp;&nbsp;5. Financial
 statements

&nbsp;&nbsp;&nbsp;&nbsp;6. Award
 letters

&nbsp;&nbsp;&nbsp;&nbsp;7. Bank
 statements

Page **7** of **10**

**Asset Review**

Selene assessed whether the asset documentation required by the guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. VOD's

&nbsp;&nbsp;&nbsp;&nbsp;2. Depository
 account statements

&nbsp;&nbsp;&nbsp;&nbsp;3. Stock
 or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;4. Gift
 funds

&nbsp;&nbsp;&nbsp;&nbsp;5. Settlement
 statement or other evidence of conveyance and transfer of funds if a sale of assets was involved

**Hazard/Flood insurance** 

A review of the insurance present on the loan was also be performed:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verify
 that the hazard insurance meets the minimum required amount of coverage in the guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;2. For
 condominium properties, confirm that the blanket policy meets the minimum amount of coverage;

&nbsp;&nbsp;&nbsp;&nbsp;3. Confirm
 that the flood cert is for the correct borrower, property, lender and loan number and is
 a "Life of Loan" certification;

&nbsp;&nbsp;&nbsp;&nbsp;4. For
 properties is in a flood zone per the flood cert, confirm that flood insurance in the file
 meets the minimum required amount of coverage and meets guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Confirm
 that the mortgagee clause lists the lender's name and "its successors and assigns";
 and

&nbsp;&nbsp;&nbsp;&nbsp;6. Confirm
 that the premium amount on both the hazard and flood insurance match what was used in the
 DTI calculations.

**Title**

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

**Fraud**

To the extent potentially fraudulent activity is identified as part of the document review, such information was reported to Client. In addition, when required, Selene looked for an independent, third party fraud report in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan does not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

On this Fraud report Selene:

&nbsp;&nbsp;&nbsp;&nbsp;1. Reviewed for any name variations for the borrowers and confirm that the variations have been addressed
in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed for any social security number variations for the borrowers and confirm that the variations have
been addressed in the loan file;

Page **8** of **10**

&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed for any potential occupancy issues based on the borrowers' address history and confirm
that any issues have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;4. Reviewed for any employment issues and confirm that any issues have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;5. Reviewed for any additional consumers associated with the borrowers' profiles and confirm the materiality
and material issues have been addressed in the loan file; and

&nbsp;&nbsp;&nbsp;&nbsp;6. Addressed all red flag issues.

**Additional Review**

Selene's review procedures also included:

&nbsp;&nbsp;&nbsp;&nbsp;1. A
 review of the completeness and accuracy of the information obtained in the mortgage origination
 process;

&nbsp;&nbsp;&nbsp;&nbsp;2. A
 review of closing documents to ensure that the mortgage file information is complete, accurate,
 and consistent with other documents in the mortgage file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Selene
 will review the mortgage file documents to determine that the mortgage was properly underwritten;

&nbsp;&nbsp;&nbsp;&nbsp;4. Verification
 that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount,
 loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Verification
 that all borrowers are eligible based on the guidelines and information in the loan file;
 and

&nbsp;&nbsp;&nbsp;&nbsp;6. Verify
 there is appropriate documentation present to confirm that applicable documents have been
 recorded or have been sent for recording.

Page **9** of **10**

**APPENDIX B – VALUATION REVIEW SCOPE**

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities; and (viii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Selene's review results in a variance of more than 10% then the Client shall be notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene makes a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene would review the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The individuals performing the aforementioned original appraisal assessment are
not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily
licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal
reviews" for purposes of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene makes no representation or warranty as to the value of any mortgaged property, notwithstanding
that Selene may have reviewed valuation information for reasonableness.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene is not an 'AMC' (appraisal management company)
and therefore Selene does not opine on the actual value of the underlying property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Selene is not a 'creditor' within the meaning of ECOA or other lending laws and regulations,
and therefore Selene will not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

Page **10** of **10**

## Exhibit 99.15

**Exhibit 99.15**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | D | D | D | D | D | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXX |  |  | $XXX,XXX.XX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | B | B | B | B | B | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXX |  |  | $XXX,XXX.XX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | XXXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXXXXXXXX |  |  | XXXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | XXXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | XXXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | XXXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | XXXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $X,XXX,XXX.XX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XX-XXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XX-XXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXX |  |  | $XXX,XXX.XX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXX |  |  | $XXX,XXX.XX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $X,XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XX,XXX.XX | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXXXX |  |  | $XXX,XXX.XX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX |  |  | $XXX,XXX.XX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.16

**Exhibit 99.16**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Initial Finding Grade** | **Current/Final Finding Grade** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | B | A | Credit | Doc Issue | Prepayment Notice is Missing | Resolved-Prepayment addendum provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Prepayment penalty addendum document is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Prepayment addendum provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXXXXX XXXXXXXXXX XXXXXXXX XX XXXX.XXX |  |  | PA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-all riders provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Incomplete Prepayment Rider Is marked yes on Final CD but it is not marked on DOT hence marked it as Partial - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-all riders provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXXXXX XXXXXX XX XXXXXX XX-XXXXXX.XXX<br>XXXXX XXXXXXXXXXXX XXXXXXXXXX XXXXX.XXX |  |  | PA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-evidence fraud alerts were cleared has been provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts which need to be researched and cleared. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-evidence fraud alerts were cleared has been provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXX XXXX XX XXXXXXXXXXXX - XXXXXXXXX.XXX<br>XXXXX XXXXXXXX XXXX XXX - XXXXXXXXX.XXX |  |  | PA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Borrower owns primary residence, no housing history for borrower required as they are not responsible for the payments, finding resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Per UW - Borrower owns a primary and since not mortgage would be looked at with "owned F&C" guidelines - Seller-XX/XX/XXXX <br>Counter-Borrowers living rent free may be considered on a case-by-case basis with compelling evidence of continued occupancy, missing documentation clarifying continued occupancy. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Borrower not responsible for mortgage payment at primary address. - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Missing housing history for primary residence - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW - Borrower owns a primary and since not mortgage would be looked at with "owned F&C" guidelines - Seller-XX/XX/XXXX<br>| Resolved-Borrower owns primary residence, no housing history for borrower required as they are not responsible for the payments, finding resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXX XXX XXXXXXXXXX.XXX<br>XXXX XXXXX XXXXXX - XXXXXXXX XXXXXX.XXX<br>XXXXXXXXXXXXXXXX_XXXX XXXXX XXXXXX XX .XXX<br>XXXXXXX XXX.XXX |  |  | TN | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Doc Issue | Prepayment Rider Missing | Resolved-Received prepayment rider, finding resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Counter-Received X-X family rider, missing prepayment rider. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-Prepayment rider is missing in file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Received prepayment rider, finding resolved - Due Diligence Vendor-XX/XX/XXXX<br>| X-X XXXXXX XXXXX.XXX<br>XXX XXXXX.XXX |  |  | TN | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | X-X Family Rider is Missing | Resolved-X-X Family rider provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-X-X Family rider is missing in file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-X-X Family rider provided. - Due Diligence Vendor-XX/XX/XXXX<br>| X-X XXXXXX XXXXX.XXX |  |  | TN | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-DOT & Executed Rider Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Counter-Received Deed of Trust, missing verification of updated prepayment rider was recorded with the Deed of Trust. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Incomplete Missing evidence of updated prepayment rider being sent for recording with Deed of Trust. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-DOT & Executed Rider Provided, Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXX XXXXXXXX _ XXXX XX XXXXX.XXX<br>XXXX.XXX |  |  | OK | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Received updated prepayment documentation, finding resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload.<br>- Buyer-XX/XX/XXXX _xXXXX_<br> Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. As per Note Addendum with XYr of Term Getting $X,XXX as Prepayment Penalty Whereas Final Closing Disclosure Shows $X,XXX. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Received updated prepayment documentation, finding resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX XXXXX XXXX.XXX |  |  | OK | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Credit Report is Missing | Resolved-Resolved. Lender provided credit report. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX _xXXXX_<br> Open-Borrower X Credit Report is Missing. Credit Report is missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX_xXXXX_ | Resolved-Resolved. Lender provided credit report. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XX-XXXXX XX.XXX |  |  | TN | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Waived-Waived. Exception for DSCR with comp factors received. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Screenshot from Credit Leadership and exception uploaded.. - Seller-XX/XX/XXXX _xXXXX_<br> Counter-Not cleared. The loan is missing an exception approval for DSCR X.XX when the minimum DSCR is X.X for XX% LTV. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Comp factors were used to qualify borrower; high liquidity and reserves (XXXk) and prior experience (X). - Seller-XX/XX/XXXX _xXXXX_<br> Open-Per Expanded DSCR Matrix, for a loan amount less than or equal $XMM and FICO score XXX, Max LTV for a Cash Out is XX% when the DSCR is greater than or equal to X.X. Lender used DSCR of X.XXX. Audit DSCR gross rents from appraisal $X,XXX and PITIA per payment letter in file $X,XXX.XX ($X,XXX/$X,XXX.XX) results in X.XX DSCR. Loan does not meet guidelines with XX% LTV and DSCR equal to or greater X.X for a cash out transaction. Max LTV would be XX% for a loan amount less than or equal $XMM and FICO score XXX with DSCR greater than or equal to .XX for a cash out transaction. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Screenshot from Credit Leadership and exception uploaded.. - Seller-XX/XX/XXXX _xXXXX_<br> Ready for Review-Comp factors were used to qualify borrower; high liquidity and reserves (XXXk) and prior experience (X). - Seller-XX/XX/XXXX_xXXXX_ | Waived-Waived. Exception for DSCR with comp factors received. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XX-XXXXX XXXXXXXXX.XXX |  | X years experience<br> High liquidity | TN | Investment | Refinance | Cash Out - Other | XXXXXXX | Originator Post-Close | Yes |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation CDA uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. CDA attached. - Seller-XX/XX/XXXX _xXXXX_<br> Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per section X of the X/XX DSCR Expanded Guidelines, additional valuation support documents are a requirement. The file is missing a copy of XXXX CU, XXXXXX LCA, CDA from an approved secondary lender. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. CDA attached. - Seller-XX/XX/XXXX_xXXXX_ | Resolved-Secondary Valuation CDA uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XX-XXXXX XXX.XXX |  |  | AL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation (Fannie Mae) SSR provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. CU Score under X - Seller-XX/XX/XXXX _xXXXX_<br> Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Required Secondary valuation document. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. CU Score under X - Seller-XX/XX/XXXX_xXXXX_ | Resolved-Secondary Valuation or Additional Valuation (Fannie Mae) SSR provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX - XXXXXXXXXX_ XXXX_XXXXXX_XXX XXX XXXXXXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Lender provided appraisal and appraisal completion. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Appraisal is Missing Required Final Appraisal document. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Lender provided appraisal and appraisal completion. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_ XXXXXXXXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Gap credit report confirms borrower has owned property that meets housing history guidelines. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Housing History Does Not Meet Guideline Requirements Required Lox or Primary Property Mortgage history. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Gap credit report confirms borrower has owned property that meets housing history guidelines. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_ XXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. XXXX, XXXX, etc.) | Resolved-Lender provided Third party market source (XXXX). Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX _xXXXD_<br> Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. Required Third Party Estimate rent document. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX_xXXXD_ | Resolved-Lender provided Third party market source (XXXX). Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXXXX_ XXXXXXXXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Lender provided clear fraud report. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX _xXXXD_<br> Open-Missing Third Party Fraud Report Required Third Party document. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX_xXXXD_ | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Lender provided clear fraud report. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXXXX_ XXXXX XXXXXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Values match - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX _xXXXD_<br> Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Note does not match CD for prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX_xXXXD_ | Resolved-Values match - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Assets | Asset X Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Correct assets listed on XXXX - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Asset X is for $XX,XXX.XX and cannot be verified per the documents provided - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Asset Record X Does Not Meet G/L Requirements Unable to verify assets because of provided bank statements are in Spanish , need eligible document to verify account XXXX with balance $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXXXXXXXX.XXX_xXXXD_<br> XXXX URLA (XXXX_XX) - XXX XXXXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Assets | Asset X Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Correct assets listed on Final XXXX - Seller-XX/XX/XXXX _xXXXD_<br> Open-Asset X is for $XXX and cannot be verified per the documents provided - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Asset Record X Does Not Meet G/L Requirements Unable to verify assets because of provided bank statements are in Spanish , need eligible document to verify account XXXX with balance $XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Correct assets listed on Final XXXX - Seller-XX/XX/XXXX_xXXXD_ | Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXXXXXXXX.XXX_xXXXD_<br> XXXX URLA (XXXX_XX) - XXX XXXXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Housing History Does Not Meet Guideline Requirements Borrower living out side of USA, provide XX months housing history. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXX.XXX_xXXXD_<br> XXXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Compliance | Note has incorrect information | Resolved-Note provided has the payment updated to XXXX.XX - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Counter-Error in P&I amount, correct amount listed is $XXXX.XX. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The monthly payment of $XXXX.XX is supported by amortization schedule (page XX) and HUD (page XXX). Note document monthly payment is $XXXX.XX. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Note provided has the payment updated to XXXX.XX - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXX XXXX.XXX |  |  | PA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Received updated settlement statement, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. PPP is absent from settlement statement. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Received updated settlement statement, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXXXXXXXX XXXXXXXXX.XXX |  |  | PA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Compliance | Missing Doc | The Final XXXX is Missing | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Acknowledged; please downgrade to a Non-Material Grade X<br> XX approves exception<br> - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Missing Final XXXX for LLC vesting entity is absent from the file. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | PA | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Agrees to waive signed initial BPA as we have one signed at loan consummation; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit absent from the file. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | FL | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | C | B | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Agrees to waive; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX <br>Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment Penalty not matching with Final CD - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | FL | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | HO-X Insurance Policy is Missing | Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-HO-X Insurance Policy is Missing, master policy does not reflect walls in coverage - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-received updated HOI declaration showing rent loss, Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. HOI and coverage description uploaded for review - Buyer-XX/XX/XXXX <br>Counter-HOI policy does not reflect Fair Market/Rent loss, so GLs say X months reserves required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached DSCR Matrix shows if DSCR>X.XX only X months are required - Buyer-XX/XX/XXXX <br>Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-received updated HOI declaration showing rent loss, Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXX XXXX XXXXXXX XXXXXXXX.XXX<br>XXXXXXXXXX_XXXXXX XXX XXXX XXXX XXXX XXX.XXX |  |  | AZ | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-Requested XXXXD Completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing In file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested XXXXD Completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX final inspection.XXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Assets | Asset X Expired | Resolved-Asset X Not Expired - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-We are NOT using XXXXXXXX account...that account was only used to document a large deposit. See UW notes of where money is coming from. Please clear this. Assets: Borrower closed on the purchase of XXXX XXXXXX XXXXXXX XXXX on X/XX. The funds to close was $XXXXX.XX. Of that, we have a $XXXXX wire from the brother. The remaining funds, we see come from the borrower's XXX XXXX account already. - Buyer-XX/XX/XXXX <br>Counter-XXXXXXXX Account is from June. XXXX is fine. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXXXXX statement in file ending on August of XXXX ending in XXXX is within XX days of closing. We are fine here. - Buyer-XX/XX/XXXX <br>Open-Asset X Expired XX Assets Expired , provide updated statement - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Asset X Not Expired - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Credit | DSCR Does Not Meet Guideline Requirement | Waived-Waived. Lender provided exception for DSCR. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. qualifying under dscr comp factors listed. - Seller-XX/XX/XXXX <br>Open-The minimum required DSCR per the Expanded Matrix dated X/X/XX is .X. Review calculated DSCR is .XXX (gross rents $X,XXX/ PITIA $X,XXX.XX). The loan approval reflects .XXX which does not match the review calculation. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. qualifying under dscr comp factors listed. - Seller-XX/XX/XXXX<br>| Waived-Waived. Lender provided exception for DSCR. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX - DSCR Comp factors.pdf |  | XXX FICO<br> No credit history of derogatory payments or events.<br> Borrower assets and funds to close; borrower paid down loan for refinance and has XX+ months of reserves after closing. | AL | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Assets not properly documented/insufficient | Resolved-Resolved. Lender provided the XX/XX/XX statement for #XXXX and #XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Counter-Not cleared. Lender provided the XX/XX/XXXX statement for account #XXXX. Missing the XX/XX/XXXX statement for account #'s XXXX and XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Per the DSCR Expanded Matrix dated XX/XX/XXXX, two most recent statements for any account need to meet the liquidity verification. For the XXX XXXXXXXXX XXX. account #XXXX and XXXX with XXXXXX, have statement ending XX/XX/XXXX and XX/XX/XXXX. Missing the statement ending XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Lender provided the XX/XX/XX statement for #XXXX and #XXXX. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX Aug Statement.pdf<br>XX-XXXXX Aug xXXXX Statement.pdf |  |  | AL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Report Missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing XXXXD is missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Report Missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| Property - Appraisal - Final Inspection.pdf |  |  | IN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated XXXX Document uploaded, Qualifying FICO on the XXXX matches the Qualifying FICO from the Credit Liabilities, Verified - Resolved <br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. As per guideline , highest mid score of all bwrs selected - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated XXXX Document uploaded, Qualifying FICO on the XXXX matches the Qualifying FICO from the Credit Liabilities, Verified - Resolved <br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| Updated XXXX.pdf |  |  | IN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged- - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review attached exception. - Buyer-XX/XX/XXXX <br>Counter-Received business purpose disclosure signed after closing, missing business purpose disclosure signed prior to submission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing business purpose disclosure signed prior to submission from the file. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged- - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>| Business purpose XXXX.pdf<br>FW_ [XXXXXXXXX XXXXXXXX]_ RE_ Exception Request - Borrower_ XXXX (Business Purpose doc __XXXXXXXXXXX-XXXX__) - Ticket # XXXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Missing rental housing history for current primary residence. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| VOR current housing history primary.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Completion Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| Property - Appraisal - Final Inspection.XXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Counter-pending documentation for housing history for XX since we don't have title for the primary to confirm this. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review- XX is on title for her primary but not on mortgage. Mortgage statement is only in spouse's name and not reporting on title. Please clear this. We do not require an LOX for this. - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Borrower X # - XXXX XXXXXXXX XX - Fraud report & DOT#XXX shows property has X borrower, XX and her husband XXXXX XXXXXX XXXXXX XXXXX but there is no mortgage history present in XX's credit report. Mortgage statement present on pg. XXX & shows only other borrower's name XXXXX XXXXXX XXXXXX XXXXX. hence a valid LOX required from XXXXX XXXXXX XXXXXX XXXXX that XX is staying at XXXX XXXXXXXX XX with no housing expense - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXX.XXX |  | XXX FICO<br> > XX months reserves, min is X | MD | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Credit | Undisclosed Non-Arm's Length Transaction | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX agrees - Buyer-XX/XX/XXXX <br>Open-Exception is present on page no. XXX. Exception approved for NAL, bwr's spouse acting as buyer's realtor on DSCR purchase<br> transaction. No affiliation with Seller, who is a national builder. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | DSCR is X.XXX. Minimum required per guidelines is X.<br> Credit Score is XXX. Minimum required per guidelines is XXX.<br> Borrower(s) have XX.XX months Reserves. Minimum required per guidelines is X months. | MD | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing The provided appraisal states the property is subject to 'Completion per plans and specifications'. Provide XXXXD document confirming completion - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Completion Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| Property - Appraisal - Final Inspection.XXX water crossing.XXX |  |  | MD | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing Appraisal Completed is marked as subject to completion require XXXXD<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Completion Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| Property - Appraisal - Final Inspection.XXX woods edge.XXX |  |  | IN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | The Note is Not Executed | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please find a copy of the signed Note to clear this finding. - Buyer-XX/XX/XXXX <br>Open-The Note is Not Executed Executed Copy of the Note is Missing in File - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXXXXXXXX - Signed Note.XXX |  |  | UT | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report provided.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXXD Uploaded - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Completion Report provided.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| Property - Appraisal - Final Inspection.XXX |  |  | IN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-Requested XXXXD completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded<br> - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing Provide XXXXD Completion Report which is missing from loan file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested XXXXD completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.XXX |  |  | AR | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Processor Cert. provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. All alerts were searched and cleared and this was provided in the package to you - Buyer-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts which need to be researched and cleared. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Processor Cert. provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXX.XXX |  |  | AR | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Completion Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX. XXXXX.XXX |  |  | MD | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. lower than X.X - Buyer-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation or Additional Valuation is missing per guideline requirements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XXX |  |  | MD | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Updated property page with completion report - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Updated property page with completion report - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX. XXXXX XXXXXXXX.XXX |  |  | MD | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report provided.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing Provide XXXXD Completion Report. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Completion Report provided.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.XXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-VOR provided, meets housing history GL requirement of XX months. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Seller Rebuttal uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Primary Mortgage or Current Rent History is verified from page: XXX showing reviewed months as X months and on previously borrower is on rent but unable to verify the rent amount of $XXXX<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-VOR provided, meets housing history GL requirement of XX months. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXXX.XXX<br>XXXXXXXXXX_XXXXXX XXXX XXXX XXXXXXXX.XXX<br>XXXXXXXXXX_XXXXXX XXXXXXXXXX.XXX |  |  | IL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Fraud Report is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Fraud Report is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXX.XXX |  |  | IL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Income/Employment | Borrower X IRS Transcripts Do Not Match Income Docs | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Pleased see the attached exception - Buyer-XX/XX/XXXX <br>Open-Borrower X IRS Transcripts Do Not Match Income Docs Exception on page XXXX approved to allow use of XXXX tax transcript provided by borrower in place of borrower provided tax transcripts - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXX X XXX IRS XXXXXXXXXXX XX XXX XXXXX XXXXXXXXX.XXX |  | FICO Score is XXX and the minimum is XXX<br> LTV is XX% and the maximum is XX% | SC | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review report and LOE at bottom of page that was provided to you in the upload to clear alerts - Buyer-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts Provide documentation to clear fraud alerts. Potential frauds reflecting on fraud report on page# XXX, XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXX D is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXXd attached - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing Provide XXXXD Completion report. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXX D is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.XXX |  |  | IN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Doc Issue | Initial Escrow Acct Disclosure missing; loan has escrows | Resolved-Resolved, Unimproved Tax estimated used. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Borrower can choose for this seller to have umimproved taxes or not for closing so amounts will not always match on CD vs first payment letter and X.X% - Buyer-XX/XX/XXXX <br>Open- Final Closing Disclosure Tax Amount is $XXX.XX Tax Certificate Reflecting the same is not Provided Considered X.XX% of New Construction Value as Property Built Year is XXXX by which getting monthly taxes as $XXX.XX. Provide updated Tax Cert. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved, Unimproved Tax estimated used. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | IN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business Purpose affidavit is missing in file, Provide the same, changes made In system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing initial Business Purpose Affidavit Disclosure in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Business Purpose affidavit is missing in file, Provide the same, changes made In system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXX XXXXXXX & XXXXXXXXX XXXXXXXXX - XXX X XXXXXX.XXX |  |  | TN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Open-DH approves exception. Comp Factors: XXX FICO, XX% borrower contribution - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Per GL, p XX, 'If the borrower/guarantor is living rent free or without a complete XX-month housing history, then they are allowed subject to clearance of any occupancy concerns and the borrower/guarantor meets the experienced investor criteria.' In this case, the primary mortgage was verified from the credit report on page XXX (UNTD WHL MTG XXXX) with an open date is XX-XX-XXXX. Previously, the borrower was staying rent-free with a parent per the LOX on page XXX. The borrower does not meet the experienced investor criteria. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX FICO<br> XX% borrower contribution | NY | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Open-XX approves exception. Comp Factors: XXX FICO, XX% borrower contribution - Buyer-XX/XX/XXXX <br>Open-Loan does not conform to program guidelines Borrower does not meet inexperienced investor GL. Inexperience investor criteria is on p XX of the XXXXXX GLs: Min DSCR of X.Xx, Max LTV XX%, Min LA $XXXX, Max LA $XM, Must currently own a primary residence for at least one year. Borrower's primary residence has a mortgage Date Opened of XX/XX/XXXX per CR, p XXX, which does not meet the one-year requirement. Previously, the borrower was staying rent-free as per the LOX on page XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX FICO<br> XX% borrower contribution | NY | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Prepayment Penalty is missing or inaccurate | Resolved-Prepayment penalty now matching - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. The Final CD is actually correct. The PPP Addendum to the Note was incorrect. PPP should only be X% for OH. Updated PPP Addendum to the Note has been uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Discrepancy in Prepayment penalty: Final CD Prepayment penalty is $X,XXX but the calculated Prepayment penalty is $X,XXX. Provide updated final CD. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Prepayment penalty now matching - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX XXXXXXX XXX XXXXXXXXX.pdf |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Borrower X Credit Report is Expired | Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX Approves Exception - Seller-XX/XX/XXXX <br>Open-Borrower X Credit Report is Expired (Greater than XXX days from the Closing Date). Exception provided on page no#XXX. Exception for Credit report is > XXX days at note date = XXX days (from X/X/XXXX to XX/XX/XXXX). - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-XX Approves Exception - Seller-XX/XX/XXXX<br>| Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | DSCR is X.XX. Minimum required per guidelines is X.<br> Credit Score is XXX. Minimum required per guidelines is XXX. | OH | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Borrower X Credit Report is Expired | Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX approves exception - Buyer-XX/XX/XXXX <br>Open-Borrower X Credit Report is Expired (Greater than XXX days from the Closing Date). Exception provided on page no#XXX. Exception for Credit report is > XXX days at note date = XXX days (from X/X/XXXX to XX/XX/XXXX). - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | DSCR is X.XX. Minimum required per guidelines is X.<br> Credit Score is XXX. Minimum required per guidelines is XXX. | OH | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Updated XXXX uploaded for review. - Seller-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. There are X borrowers in file and the fico score as per highest mid score of X borrowers is XXX, However credit report is older than XXX days. Latest credit report is missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Updated XXXX uploaded for review. - Seller-XX/XX/XXXX<br>| Resolved-Updated XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX XXXX - XXXXXXXXXXX XXXXXXX.pdf |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Initial and Final BPA uploaded for review. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. As per guidelines Page number XX, for all investment loans we need Business Purpose Affidavit Disclosure final and initial. Provide initial & Final Business Purpose Affidavit Disclosure. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX XXXX XXX XXX.pdf |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Appraisal deficiency. | Resolved-completion report provided, finding resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Appraisal marked subject to completion, XXXX missing in the file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-completion report provided, finding resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.pdf |  |  | IN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Note is Missing | Resolved-Requested Note document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. note attached. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The Note is Missing Provide Note document which is missing from loan file - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Requested Note document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX XX XXXX.XXX |  |  | AR | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Requested housing history for borrower's primary provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Borrower owns property-please see alta along with release of lien. No VOR is needed here. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Housing History Does Not Meet Guideline Requirements Borrower living in property#XXXX XXXXX XXXXX XXX for rent but VOR not provided. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Requested housing history for borrower's primary provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXX.XXX_XX-XX, XX-XX, XX-XX, XX-XXX, XXX-XXX.XXX_xXXXX_<br> XXX.XXX_XX-XX, XX-XX, XX-XX, XX-XXX, XXX-XXX.XXX |  |  | AR | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Signed PG missing in DOT, provided updated DOT, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The Deed of Trust is Incomplete Missing signed page XX of the DOT - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Signed PG missing in DOT, provided updated DOT, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXXXXX_XXX vX.XXX |  |  | MO | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Lender provided corrective address addendum disclosure. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Please see attached. Address is already correct on HOI and attached corrects closing docs to XXXXXX XXX. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Hazard Insurance Policy Partially Provided Property address as confirmed via Note and DOT is XXX XXXXXX XXXXX, property insurance provided has XXX XXXXXX XXX listed. Updated EOI required. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Lender provided corrective address addendum disclosure. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX_XXX.XXX |  |  | GA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Lender provided lease agreement including related LOEs. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Housing History Does Not Meet Guideline Requirements Borrower living in property#XXXXX XXXXXXXXX XXX for rent but VOR not provided.<br> - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Lender provided lease agreement including related LOEs. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXX XXXXXXXXX.XXX_xXXXX_<br> XXXXX XXXXXXXXX.XXX |  |  | GA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. XXXX, XXXX, etc.) | Resolved-Appraisal XXXX provided in Findings: XXXXXXX_X.XXX p X. Update the DSCR calculation accordingly. Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Attached. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. The Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Appraisal XXXX provided in Findings: XXXXXXX_X.XXX p X. Update the DSCR calculation accordingly. Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Missing Primary Appraisal | Resolved-Requested Primary Appraisal provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Attached. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Primary Value has not been selected The Appraisal is missing. On page XXX, it references the delivery of an appraisal, however a copy of the appraisal is not in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Requested Primary Appraisal provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br> Open-Hazard policy provided has the wrong city name - city name should be XX and HOI has XX listed as the city name. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | MD | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | D | B | Compliance | Missing Doc | The Final XXXX is Missing | Waived-per notes from client - XXXXXX XXXXX<br> X - Material<br> XX/XX/XX, X:XX PM (EST)<br> Ready for Review<br> XX agrees to waive this as a grade X - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX agrees to waive this as a grade X - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Missing Provide Business entity XXXX document which is missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Waived-per notes from client - XXXXXX XXXXX<br> X - Material<br> XX/XX/XX, X:XX PM (EST)<br> Ready for Review<br> XX agrees to waive this as a grade X - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | MD | Investment | Purchase | NA | XXXXXXX | Originator Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-all documents provided.. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Counter-Provide an executed Final Business Purpose and Occupancy Affidavit Disclosure. Initial Business Purpose and Occupancy Affidavit Disclosure dated XX/XX/XX in file. - Due Diligence Vendor-XX/XX/XXXX <br>Open-document provided is the initial and was already in the loan file - missing the final business purpose affidavit. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Initial BPA uploaded. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure initial and final missing from loan file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-all documents provided.. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | MN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. As per guidelines Page number XX, for all investment loans we need Business Purpose Affidavit Disclosure final and initial. we only have Final in file. Provide initial Business Purpose Affidavit Disclosure. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXX<br>XXXXXXXXXXXXXXXXXX |  |  | NV | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXX D is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing XXXX D is missing in the file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXX D is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Gap Credit Report is Missing | Resolved-In cases where a gap report is not received prior to closing, the report may be obtained within XX days of closing. Gap report dated XX/XX/XX X day after closing XX/XX/XX - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Gap report uploaded for review - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing A gap credit report from at least one of three major national credit repositories (Transunion, Equifax, or Experian) is required within XX business days of closing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-In cases where a gap report is not received prior to closing, the report may be obtained within XX days of closing. Gap report dated XX/XX/XX X day after closing XX/XX/XX - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Assets | Asset X Does Not Meet Guideline Requirements | Resolved-Wire proof not required per Final CD. Gift funds can be used towards reserves. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. LOX uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Asset X Does Not Meet Guideline Requirements Provide proof of receipt for the $XXk gift. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Wire proof not required per Final CD. Gift funds can be used towards reserves. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | C | A | Credit | Credit | Corp./Partnership: Evidence of Officers/Directors/Owners Names and Ownership Percent Document is missing | Resolved-Resolved - Client has provided an explanation as to where the Director & Officer Appointments was located in the bylaws - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see page X of ByLaws attached. Article II Section X shows breakdown of shares. - Seller-XX/XX/XXXX <br>Counter-The provided docs are not the Director & Officer Appointments for XXXXXXXXXX XXXX XXXXXXXX XXXXXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Articles and bylaws attached. Please advise if anything else is needed. - Seller-XX/XX/XXXX <br>Open-The matrix requires the Director & Officer Appointments for XXXXXXXXXX XXXX XXXXXXXX XXXXXXXXXXX XXX, an Alabama corporation however they are missing frm the loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see page X of ByLaws attached. Article II Section X shows breakdown of shares. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Articles and bylaws attached. Please advise if anything else is needed. - Seller-XX/XX/XXXX<br>| Resolved-Resolved - Client has provided an explanation as to where the Director & Officer Appointments was located in the bylaws - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXX.XXX |  |  | AL | Investment | Refinance | Cash Out - Other | 6601260 | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Resolve. Additional asset statement provided. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The guidelines call for X months of reserves at $XX,XXX.XX (this will change if real estate taxes are documented at the higher amount, see additional finding). The borrowers has assets totaling $XX,XXX.XX of those assets $XX,XXX.XX was needed for closing leaving the borrower with liquid assets post closing at $X,XXX.XX therefore the loan is short reserves $X,XXX.XX (amount pending verification of real estate tax amount). - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Borrower Total Liquidity $XX,XXX.XX. - Seller-XX/XX/XXXX | Ready for Review-Document Uploaded. Borrower Total Liquidity $XX,XXX.XX. - Seller-XX/XX/XXXX<br>| Resolved-Resolve. Additional asset statement provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXX.XXX |  |  | KY | Investment | Purchase | NA | 6580088 | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Client provided updated tax information. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-taxes with homeowner exemption are XXXX (XXX,XXX value). W/O exemption value is XXX,XXX making taxes XXXX - Seller-XX/XX/XXXX <br>Open-The settlement statement in the loan file supports month real estate taxes at $XXX.XX or $X,XXX annually. The tax cert in the loan file supports monthly real estate taxes of $XXX.XX or $X,XXX annually. The loan file is missing documentation to support the higher taxes used to qualify at $XXX.XX a month or $X,XXX annually. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-taxes with homeowner exemption are XXXX (XXX,XXX value). W/O exemption value is XXX,XXX making taxes XXXX - Seller-XX/XX/XXXX<br>| Resolved-Client provided updated tax information. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | KY | Investment | Purchase | NA | 6579222 | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Note | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Client has provided the missing note to complete the required exception documents. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The exception on page XX requires a copy of the note and settlement statement for the borrowers cash out refi at XXX XXXXXXXXXXXX XXXXXX, XXXXXXXX, KY XXXXX. The copy of the note, in the borrowers name, from the previously mentioned property is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>|  | XXXXXXXX XXXXX XX XXX XXXX.XXX |  |  | KY | Investment | Purchase | NA | 6592527 | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity EIN Number Missing | Resolved-Client has provided verification of EIN number. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The guidelines require the IRS SS- X letter verifying the entity's EIN number. The SS-X is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided verification of EIN number. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXX.XXX |  |  | KY | Investment | Purchase | NA | 6591593 | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Resolved - HUD provided from loan XX-XXXXX showing same day closing with cash-out proceeds of $XX,XXX.XX to be used for reserves. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-Provide additional asset documentation required to meet guideline required reserves of X months. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Resolved - HUD provided from loan XX-XXXXX showing same day closing with cash-out proceeds of $XX,XXX.XX to be used for reserves. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | 6542820 | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | B | A | Credit | Doc Issue | Notice of Special Flood Hazards Disclosure is Unexecuted | Resolved-Notice of special Flood Hazards Disclosure is unexecuted, Provided Signed SFHD Document, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-Given Notice of Special Flood Hazards Disclosure on page #XXX is Unexecuted. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Notice of special Flood Hazards Disclosure is unexecuted, Provided Signed SFHD Document, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | 6579741 | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Hazard insurance coverage amount is insufficient. | Resolved-Document Uploaded. Resolved - Client provided an email from insurance agent that the HOI policy has replacement costs. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please refer to appraisal. Total rebuild cost new with attached garage is XXXXXX which is less than the coverage amount. The policy does not indicate co-insurance and the agents email confirms replacement cost was used for qual. - Seller-XX/XX/XXXX <br>Open-The HOI policy on page XXX in the loan file shows dwelling coverage in the amount of $XXX,XXX which is less than our loan amount of $XXX,XXX. The file is missing an HOI policy with sufficient cover of at least $XXX,XXX or the Replacement Cost Estimator supporting that $XXX,XXX is sufficient coverage. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Please refer to appraisal. Total rebuild cost new with attached garage is XXXXXX which is less than the coverage amount. The policy does not indicate co-insurance and the agents email confirms replacement cost was used for qual. - Seller-XX/XX/XXXX<br>| Resolved-Document Uploaded. Resolved - Client provided an email from insurance agent that the HOI policy has replacement costs. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX XXXXX XXXXXXXXXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Resolved - Final HUD from XX-XXXXX provided showing same day closing and eligible to use the cash out proceeds for the reserves on subject loan. Cash-out from other loan is $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Assets from loan XX-XXXXX Attached. - Seller-XX/XX/XXXX <br>Open-Provide additional asset documentation required to meet guideline required reserves of X months. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Assets from loan XX-XXXXX Attached. - Seller-XX/XX/XXXX<br>| Resolved-Resolved - Final HUD from XX-XXXXX provided showing same day closing and eligible to use the cash out proceeds for the reserves on subject loan. Cash-out from other loan is $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Certificate of Corp./LLC Formation or Articles of Organization not in file | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Resolved - Client provided evidence of entity name change. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. The articles document was amended to change the name. Please see attched. - Seller-XX/XX/XXXX <br>Open-The loan file contains the Articles of Organization for XXX XXXX XXXX XXXXX XXXXXX XXX (PG XXX) however the file is missing them for our entity of XXX XXX XXX XXXXXXXXX XXXXX XXXXXX, XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. The articles document was amended to change the name. Please see attched. - Seller-XX/XX/XXXX<br>|  | XX-XXXXX XXXXXXX XXXXXXXX.pdf |  |  | SC | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Resolved - binder attached that supports monthly premium for $XXX.XX - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Tenant binder on each settlement statement is XX% of the total premium of the liability policy (split between X loans for total premium). Binder attached. Annual premium is for dwelling policy, policy attached and showing paid in full with no amount due (collected at closing). Impound analysis support the monthly projected figures.&nbsp;&nbsp;&nbsp;&nbsp; - Seller-XX/XX/XXXX <br>Open-The HUD settlement statement shows HOI premium paid of $XXX.XX for HO-X tenant Binder. There is no documentation in the file to support this amount. The settlement sheet shows this amount along with the full year HOI premium at $X,XXX.XX in the monthly HOI of $XXX.XX. The file is missing evidence of an additional HO-X policy in the amount of $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Tenant binder on each settlement statement is XX% of the total premium of the liability policy (split between X loans for total premium). Binder attached. Annual premium is for dwelling policy, policy attached and showing paid in full with no amount due (collected at closing). Impound analysis support the monthly projected figures.&nbsp;&nbsp;&nbsp;&nbsp; - Seller-XX/XX/XXXX<br>| Resolved-Resolved - binder attached that supports monthly premium for $XXX.XX - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XX XXth xxx.pdf<br>XXX XX XXXXXXXXX.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Resolved - binder attached that supports additional monthly premium for $XXX.XX for a total premium of $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Tenant binder on each settlement statement is XX% of the total premium of the liability policy (split between X loans for total premium). Binder attached. Annual premium is for dwelling policy, policy attached and showing paid in full with no amount due (collected at closing). Impound analysis support the monthly projected figures.&nbsp;&nbsp;&nbsp;&nbsp; - Seller-XX/XX/XXXX <br>Open-The HUD settlement statement shows HOI premium paid of $XXX.XX for HO-X tenant Binder. There is no documentation in the file to support this amount paid on the settlement sheet. This amount appears to be captured in the total monthly HOI Premium as noted on the settlement sheet of $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The HUD settlement statement shows HOI premium paid of $X,XXX.XX and a monthly escrow amount of $XXX.XX. This does not match the HOI amount listed on the HOI policy (pg XXX) in the amount of $X,XXX.XX. The loan file is missing evidence of the HOI premium of $X,XXX.XX annually or $XXX.XX per month however the monthly amount withheld for HOI at $XXX.XX equates to an annual premium of $X,XXX.XX which does not equal the amount of the annual premium or the HOI bill provided.<br>- Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Tenant binder on each settlement statement is XX% of the total premium of the liability policy (split between X loans for total premium). Binder attached. Annual premium is for dwelling policy, policy attached and showing paid in full with no amount due (collected at closing). Impound analysis support the monthly projected figures.&nbsp;&nbsp;&nbsp;&nbsp; - Seller-XX/XX/XXXX<br>| Resolved-Resolved - binder attached that supports additional monthly premium for $XXX.XX for a total premium of $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XX XXXXXXXXX.pdf<br>XXXX XX XXth Xxx.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Tenant binder on each settlement statement is XX% of the total premium of the liability policy (split between X loans for total premium). Binder attached. Annual premium is for dwelling policy, policy attached and showing paid in full with no amount due (collected at closing). Impound analysis support the monthly projected figures.&nbsp;&nbsp;&nbsp;&nbsp; - Seller-XX/XX/XXXX <br>Open-The HUD settlement statement shows HOI premium paid of $XXX.XX for HO-X tenant Binder. There is no documentation in the file to support this amount on the settlement statement. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Tenant binder on each settlement statement is XX% of the total premium of the liability policy (split between X loans for total premium). Binder attached. Annual premium is for dwelling policy, policy attached and showing paid in full with no amount due (collected at closing). Impound analysis support the monthly projected figures.&nbsp;&nbsp;&nbsp;&nbsp; - Seller-XX/XX/XXXX<br>|  | XXXX XX XXth Xxx.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Resolved - binder attached that supports additional monthly premium for $XXX.XX for total HOI premium of $XXXX.XX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Tenant binder on each settlement statement is XX% of the total premium of the liability policy (split between X loans for total premium). Binder attached. Annual premium is for dwelling policy, policy attached and showing paid in full with no amount due (collected at closing). Impound analysis support the monthly projected figures.&nbsp;&nbsp;&nbsp;&nbsp; - Seller-XX/XX/XXXX <br>Open-The HUD settlement statement shows HOI premium paid of $X,XXX.XX and a monthly escrow amount of $XXX.XX. This does not match the HOI amount listed on the HOI policy (pg XXX) in the amount of $X,XXX.XX. The loan file is missing evidence of the HOI premium of $X,XXX.XX annually or $XXX.XX per month. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Tenant binder on each settlement statement is XX% of the total premium of the liability policy (split between X loans for total premium). Binder attached. Annual premium is for dwelling policy, policy attached and showing paid in full with no amount due (collected at closing). Impound analysis support the monthly projected figures.&nbsp;&nbsp;&nbsp;&nbsp; - Seller-XX/XX/XXXX<br>| Resolved-Resolved - binder attached that supports additional monthly premium for $XXX.XX for total HOI premium of $XXXX.XX. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XX XXXXXXXXX.pdf<br>XXXX XX XXth Xxx.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Resolved - binder attached that supports additional monthly premium for $XXX.XX for a total HOI premium of $X,XXX.XX. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX <br>Open-The settlement statement shows the annual insurance premium of $X,XXX.XX($XXX.XX\*XX =$X,XXX.XX) however the HOI policy shows a premium of $X,XXX.XX. The file is missing evidence of the HOI policy at $X,XXX.XX per year. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX<br>| Resolved-Resolved - binder attached that supports additional monthly premium for $XXX.XX for a total HOI premium of $X,XXX.XX. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXX XX XXXX XXX.pdf<br>XXX XX XXXXXXXXX.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Ready for Review-Resolved - binder attached that supports additional monthly premium for $XXX.XX for a total HOI premium of $X,XXX.XX. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved- - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Tenant binder on each settlement statement is XX% of the total premium of the liability policy (split between X loans for total premium). Binder attached. Annual premium is for dwelling policy, policy attached and showing paid in full with no amount due (collected at closing). Impound analysis support the monthly projected figures.&nbsp;&nbsp;&nbsp;&nbsp; - XXXXXX-XX/XX/XXXX <br>Open-The settlement statement shows HOI premium paid of $XXX.XX for HO-X tenant Binder. There is no documentation in the file to support this amount that was paid on the settlement sheet. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Tenant binder on each settlement statement is XX% of the total premium of the liability policy (split between X loans for total premium). Binder attached. Annual premium is for dwelling policy, policy attached and showing paid in full with no amount due (collected at closing). Impound analysis support the monthly projected figures.&nbsp;&nbsp;&nbsp;&nbsp; - XXXXXX-XX/XX/XXXX<br>|  | XXXX XX XXXX XXX.pdf<br>XXX XX XXXXXXXXX.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Tax Cert | Resolved-Resolved - Client provided most recent tax bill and explanation - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXXX was based on qualification and prior to county assessment. Actual is les. Balanced at closing. Attached last actual tax bill and online printout showing taxes paid in full. This was a conservative method to insure DSCR calc is accurate. - XXXXXX-XX/XX/XXXX <br>Open-The settlement statement shows that annual real estate taxes are $XX,XXX ($XXX.XX\*XX =$XX,XXX) however the tax cert in the file supports taxes of $XX,XXX. The file is missing evidence of real estate taxes for an annual amount of $XX,XXX.<br> - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. XXXXX was based on qualification and prior to county assessment. Actual is les. Balanced at closing. Attached last actual tax bill and online printout showing taxes paid in full. This was a conservative method to insure DSCR calc is accurate. - XXXXXX-XX/XX/XXXX<br>| Resolved-Resolved - Client provided most recent tax bill and explanation - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXX-XXXXXX-XXXX-XXXXXX-XXXXXXX-XX-XXXX-XXXX-XXXXXX-XXXX.pdf<br>XXXXXXX-XXXXXX-XXXX-XXXXXX-XXXXXXX-XX-XXXX-XXXX-XXXXXX-XXXX.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Requested updated title with updated coverage amount provided that covers loan amount, updated & condition resolved.<br> - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Prelim attached. Final Title not received yet. - XXXXXX-XX/XX/XXXX <br>Open-Title Coverage $XXX,XXX is Less than Subject Lien(s) Total $XXX,XXX - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Prelim attached. Final Title not received yet. - XXXXXX-XX/XX/XXXX<br>| Resolved-Requested updated title with updated coverage amount provided that covers loan amount, updated & condition resolved.<br> - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XX-XXXXX XXXXXX.pdf |  |  | PA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Requested updated title with updated coverage amount provided that covers loan amount, updated & condition resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated prelim attached. No Final Title as of yet. - XXXXXX-XX/XX/XXXX <br>Open-Title Coverage $XXX,XXX is less than subject lien of $XXX,XXX - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Updated prelim attached. No Final Title as of yet. - XXXXXX-XX/XX/XXXX<br>| Resolved-Requested updated title with updated coverage amount provided that covers loan amount, updated & condition resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XX-XXXXX XXXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Requested XX ID card Provided, updated & condition resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Both IDs attached. Both guarantors US Citizens. - XXXXXX-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Both IDs attached. Both guarantors US Citizens. - XXXXXX-XX/XX/XXXX<br>| Resolved-Requested XX ID card Provided, updated & condition resolved. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XX-XXXXX XXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Resolved - Client has provided the dec page for the HOI that spells out the rent loss coverage confirming sufficient rent loss insurance for the subject property. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Rent loss attached. - XXXXXX-XX/XX/XXXX <br>Counter-Not cleared - The XXXXXXXXXX require rent loss insurance with the amount of coverage of least the lesser of X months' rent or XX% of the loan amount. The HOI policy in the loan file is missing the amount of the rent loss insurance. As a result, the loan is missing the amount of rent loss insurance as required. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please note DPX insurance (Dwelling Fire Policy, Form X) is a landlord or rental property insurance covering homes you don't live in, like vacation or investment properties, offering broad "open peril" protection for the structure (covering everything except specific exclusions like floods/earthquakes) and often including liability, loss of rent, and coverage for landlord's personal belongings, unlike cheaper DPX policies that only cover named perils. - XXXXXX-XX/XX/XXXX <br>Open-The XXXXXXXXXX require rent loss insurance however the dec page provided for the HOI does not show rent loss insurance coverage. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Rent loss attached. - XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please note DPX insurance (Dwelling Fire Policy, Form X) is a landlord or rental property insurance covering homes you don't live in, like vacation or investment properties, offering broad "open peril" protection for the structure (covering everything except specific exclusions like floods/earthquakes) and often including liability, loss of rent, and coverage for landlord's personal belongings, unlike cheaper DPX policies that only cover named perils. - XXXXXX-XX/XX/XXXX<br>| Resolved-Resolved - Client has provided the dec page for the HOI that spells out the rent loss coverage confirming sufficient rent loss insurance for the subject property. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XX-XXXXX XXXXXX.pdf<br>XX-XXXXX XXXX XXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Citizenship Documentation Not Provided | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Resolved - Client provided DL for both borrowers - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. Please note both guarantors are US citizens. - Seller-XX/XX/XXXX <br>Open-The loan file is missing the borrowers identification for XXXXXX XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing Borrower X identification is missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. Please note both guarantors are US citizens. - Seller-XX/XX/XXXX<br>|  | XX-XXXXX XX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The loan file is missing identification for XXXXXXXX XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing Borrower X identification is missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved-Resolved. Executed HUD has been received and reviewed. XXXXXXXX has been updated to reflect - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The HUD executed by XXXXX XXXXX or the company's designated signors is missing from file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Executed HUD has been received and reviewed. XXXXXXXX has been updated to reflect - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXX XXXXX XX.XXX |  |  | PA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Resolved. Lender provided updated title commitment with policy amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Prelim attached. We have not received Final Title as of yet. - Seller-XX/XX/XXXX <br>Open-Title commitment reflects policy amount of $XXX,XXX and the loan amount on the note is $XXX,XXX. Missing final title policy. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Prelim attached. We have not received Final Title as of yet. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Lender provided updated title commitment with policy amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXX.XXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | B | B | Property | Property | Property listed for sale in past XX months | Waived-Waived. Lender provided exception. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please note exception approval is on the bottom of page X. - Seller-XX/XX/XXXX <br>Open-Per the XXXX XXXXXXX XXXXXX dated XX/XX/XX, Properties listed and on the market for longer than XXX days; Credit Policy review & exception required. Appraisal reflects XXX days on the market. Missing exception. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please note exception approval is on the bottom of page X. - Seller-XX/XX/XXXX<br>| Waived-Waived. Lender provided exception. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX _ XXXX _ XXXXXXXXXX.XXX |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> $XX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by X months over the required minimum. | GA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | XXXXXXXXXXXXXXXXXX | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Appraisal deficiency. | Resolved-Cert of completion provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Appraisal marked Subject to completion, XXXX required. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Cert of completion provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX_XXXXXXX_XXXXXX_XX_XX.XXX.XXX |  |  | NC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The Note is Missing in the file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXX XXXX.XXX |  |  | NC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-Requested XXXXD Completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing The appraisal is made subject to completion per plans & specifications but XXXXD completion report is missing from loan file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested XXXXD Completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | HOX Master Insurance Policy is Missing | Resolved-Requested HO-X Master Insurance policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Missing HO-X Master Insurance Policy Subject property type is condominium but master insurance policy is missing from loan file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested HO-X Master Insurance policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-DH Agrees to waive signed initial BPA as we have one signed at loan consummation; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing Business Purpose Affidavit Disclosure signed at application (initial) - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Checking account has $XX,XXX, cash needed from borrower is XX,XXX, reserves remaining are X,XXX which is X.XX and X is needed. Please clear this. Snapshot uploaded for you but you have all the statements in the upload. - Buyer-XX/XX/XXXX <br>Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) Lack of reserves due to insufficient qualifying assets - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-report provided and system updated - finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Second Valuation/CDA uploaded. CDA value came in at XX% below appraised value. The CDA value was used for LTV ratio. This is sufficient per GL XX.X.X Appraisal Review Tolerance - Buyer-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-report provided and system updated - finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXX |  |  | DC | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Per guidelines Replacement cost is allowable to be used in lieu of the coverage of the loan amount. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-the effective date is XX/X/XXXX and the coverage is still less then the loan amount. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached RCE for property. - Buyer-XX/XX/XXXX <br>Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXXXXXXXXXXXX |  |  | DC | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Final XXXX is Incomplete | Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. updated XXXX correcting borrower citizenship to non-perm - Seller-XX/XX/XXXX <br>Counter-XXXX reflects permanent resident vs non permanent resident for XXXXXX XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Borrower is allowed to use passport and unexpired visa, plus X-XXX and X-XX all of which were provided to you - Seller-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Final XXXX for XXXXXX XXXX reflects permanent resident however passport and IXXX in file a permanent resident card was not provided - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. updated XXXX correcting borrower citizenship to non-perm - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Borrower is allowed to use passport and unexpired visa, plus X-XXX and X-XX all of which were provided to you - Seller-XX/XX/XXXX<br>| Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXX<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | WV | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing XXXX Completion report is missing as the property is in construction. Please provide XXXXD for the property. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-XXXXD Completion Report uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.XXX XXXXXXX XXXXXX.XXX |  |  | WV | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Credit | Borrowing Entity / Individual has insufficient experience | Waived-Exception waived - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-XX agrees - XXXXXX-XX/XX/XXXX <br>Open-Exception on page XXXapproved to allow X members in vested entity and X borrower currently on loan have XX% cumulative ownership in vesting entity. Recommend waiving - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-XX agrees - XXXXXX-XX/XX/XXXX<br>| Waived-Exception waived - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>|  |  | Fico XXX minimum per guidelines is XXX<br> Reserves XXX.XX minimum per guidelines is X months<br> DSCR X.XX minimum per guidelines is X | WV | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Disbursement Date is missing or inaccurate | Resolved-Disbursement date updated to XX/X/XX. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-The disbursement date on the Final CD provided is XX/XX/XXXX. However the loan documents were notarized and executed on XX/X/XXXX. Missing Final CD with accurate closing and disbursement dates. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-Disbursement date updated to XX/X/XX. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXX XXX XXXXX.XXX |  |  | IN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Xrd Party VOE Prior to Close Missing | Resolved-Xrd Party VOE is missing in file, provided the same, changes made in sytsem, Finding Resolved - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Verification of business existence required within XX business days of closing. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-Xrd Party VOE is missing in file, provided the same, changes made in sytsem, Finding Resolved - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXX XXX XXXXXXX.XXX |  |  | IN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Initial Business Purpose is Missing in file, provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Both copies were executed - XXXXX-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a XXXX loan. Business Purpose Affidavit Disclosure on application date is missing.<br> - XXX XXXXXXXXX XXXXX-XX/XX/XXXX |  | Resolved-Initial Business Purpose is Missing in file, provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXXXX - XXXXXXXX XXXXXXX XXX XXXXXXXXX XXXXXXXXX XX.XX.XXXX.XXX<br>XXXXXXXX XXXXXXX XXXXXXXXX XX.XX.XXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document provided. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Title Document is fully Present - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. We have a chain of title and title commitment. Please let us know what else is needed. - XXXXXX-XX/XX/XXXX <br>Open-Title Document is missing in file.<br> - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. We have a chain of title and title commitment. Please let us know what else is needed. - XXXXXX-XX/XX/XXXX<br>| Resolved-Title Document provided. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-Title Document is fully Present - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXXXXXXXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report provided. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review XXXXD in original upload - XXXXXX-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing in file - XXX XXXXXXXXX XXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review XXXXD in original upload - XXXXXX-XX/XX/XXXX<br>| Resolved-XXXXD Completion Report provided. - XXX XXXXXXXXX XXXXX-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - XXX XXXXXXXXX XXXXX-XX/XX/XXXX<br>| XXX_XXXXXX_XXX_XT.XXXD.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts Fraud Report Shows Uncleared High Alerts without cleared comments - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXX Inspection report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing Appraisal is marked as subject to completion per plans hence XXXXD is required - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXX Inspection report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD document received. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing XXXXD completion report absent from the file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD document received. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Compliance | Note; missing, illegible or incomplete. | Resolved-Clarification received. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. LOE and snippet provided along with DOT showing info from LOE - Buyer-XX/XX/XXXX <br>Counter-Notary date is after the disbursement date. Please provide clarification for this discrepancy. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Counter-Thank you for the update. Note and CD are not signed. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Counter-Note, mortgage and CD are not attached. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Note, mortgage and CD are not XXX% legible. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Clarification received. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXX.pdf<br>XXXXXXXX XXXXXXXX XXXXXXXX.pdf<br>XXXX XX XXXX XXXX XXXXXXXXX.pdf<br>XXXXX XX XXXX XXXXXXXXX.pdf<br>XXXX XXXXXXX - XXXXXX XXXX.pdf<br>XXXXX XX XXXXXX.pdf<br>XXX XXXX XXXXXX.pdf<br>XXXXXXXX XXXXXXXX XXXXXXXX.pdf |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program XXXXXXXXXX | Resolved-Previous transferred mortgage page #XXX account #XXXX shows XX months reviewed. XX months housing history has been verified. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet XXXXXXXXX Requirements Primary Mortgage or Current Rent History verified from credit report of X month and from VOR for X months equals X months, used X as does not meet min XX months. Housing payment history for primary is not required for DSCR investment purchases. However, the loan file is missing a XX month primary address history. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Previous transferred mortgage page #XXX account #XXXX shows XX months reviewed. XX months housing history has been verified. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXX XXXXXXXXXXXX XX XXXX XX XXXXXXXX.pdf<br>XXXXXXX XXX XXXXXXXXXXXX XX XXXX XX XXXXXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount | Resolved-DSCR rounded off to X, Min loan amount is $XXXXXX. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Min loan amount is $XXX,XXX and ours is XXX,XXX, can you please clear this - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. DSCR is X.XX not less than - Buyer-XX/XX/XXXX <br>Open-Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount DSCR - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Min loan amount is $XXX,XXX and ours is XXX,XXX, can you please clear this - Seller-XX/XX/XXXX<br>| Resolved-DSCR rounded off to X, Min loan amount is $XXXXXX. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXX XXXXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds XXXXXXXXX LTV | Resolved-DSCR rounded off to X, Max LTV is at XX%. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please be sure to review the most recent DSCR guides attached. XX% is correct. - Seller-XX/XX/XXXX <br>Open-Audited LTV Exceeds XXXXXXXXX LTV The subject ratio is $XXXX/$XXXX.XX= X.XXX. DSCR< X.X, max LTV is XX%. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please be sure to review the most recent DSCR guides attached. XX% is correct. - Seller-XX/XX/XXXX<br>| Resolved-DSCR rounded off to X, Max LTV is at XX%. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXX XXXXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than XXXXXXXXX Required Reserves (Number of Months) | Resolved-DSCR rounded off to X, Met min reserves req of X months. Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. DSCR is not less than X-we have three months reserves - Buyer-XX/XX/XXXX <br>Open-X months reserves required for DSCR <br>Resolved-DSCR rounded off to X, Met min reserves req of X months. Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>XXXX XXXXX XXXXXXX.XXX TX Investment Purchase NA XXXXXXX N/A N/A |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Note is Missing | Resolved-Note in file is Illegible, Asked for ame , provided updated/cleared Note , changes made in system, Finding Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Note is Present - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please NOTE- the correct property here is XXXX XXXXXXXX XXXXXX - Buyer-XX/XX/XXXX <br>Open-The Note is Missing Provided Note on page #XXX is an illegible document, Provide a legible note. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Note in file is Illegible, Asked for ame , provided updated/cleared Note , changes made in system, Finding Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Note is Present - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Missing Primary Appraisal | Resolved-Validation Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-primary valuation provided, finding resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Please verify the property address, we have a mix of docs for XXXX and XXXX. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Property IS XXXX-you are reading the Note incorrectly with a fuzzy copy. See better copy. - Buyer-XX/XX/XXXX <br>Counter-This loan was loaded as "XXXX XXXXXXXX XXXXXX". Please provide docs for the same. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Primary Value has not been selected Primary Appraisal is missing, Provide the same. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Validation Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-primary valuation provided, finding resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXX - .XXX<br>XXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-XXXX appraisal provided, finding resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Please verify the property address, we have a mix of docs for XXXX and XXXX. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Risk is X please clear - Seller-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation is missing, provide the same. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Risk is X please clear - Seller-XX/XX/XXXX<br>| Resolved-Secondary Valuation or Additional Valuation is present or Not Required - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-XXXX appraisal provided, finding resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXX - XXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-contract provided, finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Please verify the property address, we have a mix of docs for XXXX and XXXX. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Property IS XXXX-you are reading the Note incorrectly with a fuzzy copy. See better copy. - Seller-XX/XX/XXXX <br>Counter-This loan was loaded as "XXXX XXXXXXXX XXXXXX". Please provide docs for the same. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Purchase contract is missing, provide the same. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Property IS XXXX-you are reading the Note incorrectly with a fuzzy copy. See better copy. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-contract provided, finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXX.XXX<br>XXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lock provided, finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-Please verify the property address, we have a mix of docs for XXXX and XXXX. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Property IS XXXX-you are reading the Note incorrectly with a fuzzy copy. See better copy. - Buyer-XX/XX/XXXX <br>Counter-This loan was loaded as "XXXX XXXXXXXX XXXXXX". Please provide docs for the same. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Evidence of Rate Lock Missing Rate Lock Missing for subject property, provide the same. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Evidence of Rate Lock Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lock provided, finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XX XXXX XXXXXXXXXXXX.XXX<br>XXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-DOT in file is Illegible, Asked for same , provided updated/cleared Note , changes made in system, Finding Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-The Deed of Trust is Missing Provided DOT on page #XXX is an illegible document, Provide a legible DOT & also provide Notary sign date. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-DOT in file is Illegible, Asked for same , provided updated/cleared Note , changes made in system, Finding Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXXXX XXXXXXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-BPA provided, finding resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Counter-Please verify the property address, we have a mix of docs for XXXX and XXXX. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Property IS XXXX-you are reading the Note incorrectly with a fuzzy copy. See better copy. - Buyer-XX/XX/XXXX _xXXXD_<br> Counter-This loan was loaded as "XXXX XXXXXXXX XXXXXX". Please provide docs for the same. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Both copies were provided in the upload - Seller-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose Affidavit Disclosure is missing from loan file, provide initial Business Purpose Affidavit Disclosure for "XXXX XXXXXXXX XXXXXX". - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Both copies were provided in the upload - Seller-XX/XX/XXXX_xXXXD_ | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-BPA provided, finding resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Final XXXX is Missing | Resolved-XXXX in file is Illegible, Asked for same , provided updated/cleared XXXX , changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX _xXXXD_<br> Open-The Final XXXX is Missing Provided final XXXX document on page #XXX is an illegible document, Provide a legible XXXX final document. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX_xXXXD_ | Resolved-XXXX in file is Illegible, Asked for same , provided updated/cleared XXXX , changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXX XXXX XXXXXXXX XXXX XXXXXXXXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title provided in correct amount, resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Our Note amount is XXX,XXX, you are not looking at XXXX XXXXXXXX. Please see attached and clear - Seller-XX/XX/XXXX _xXXXD_<br> Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title Coverage Amount of $XXXXXX is Less than Loan Amount - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Our Note amount is XXX,XXX, you are not looking at XXXX XXXXXXXX. Please see attached and clear - Seller-XX/XX/XXXX_xXXXD_ | Resolved-Title provided in correct amount, resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXX.XXX_xXXXD_<br> XXXXX XXXXXXXXX XXXXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Property address is missing or inaccurate | Resolved-Corrected final CD provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Final CD for XXXX with tracking as well - Seller-XX/XX/XXXX _xXXXD_<br> Open-Final CD provided is for XXXX XXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Final CD for XXXX with tracking as well - Seller-XX/XX/XXXX_xXXXD_ | Resolved-Corrected final CD provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXX XXXXX XX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-XXXXD Completion Report is Missing Appraisal completed subject to completion - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.XXX |  |  | NC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-XXXXD Completion Report is Missing Provide XXXXD Completion Report document which is missing in file - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-XXXXD Completion Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.XXX XXXXXX.XXX |  |  | NC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Open- - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | _xXXXD_ |  |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business purpose affidavit provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure of initial date is not signed. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-Business purpose affidavit provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | X XXXX - XXXX.XXX |  |  | CT | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested tax certificate with correct taxes provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-Evidence of Property Tax is present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-See attached. Thanks - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Open-Missing Evidence of Property Tax - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-Requested tax certificate with correct taxes provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-Evidence of Property Tax is present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXX |  |  | PA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Citizenship Identification Documentation Missing | Resolved-Permanent Resident Card with approval for extension of expiration date to XX Months uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-Validation Resolved or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. uploaded copy showing case is still processing - Seller-XX/XX/XXXX _xXXXX_<br> Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Permanent resident card is missing in file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded copy showing case is still processing - Seller-XX/XX/XXXX_xXXXX_ | Resolved-Permanent Resident Card with approval for extension of expiration date to XX Months uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-Validation Resolved or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXX.XXX |  |  | MI | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Initial Business Purpose Affidavit uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. please review both pages - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initially signed date Business Purpose Affidavit Disclosure is missing in file. BP affidavit from origination is missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Resolved-Initial Business Purpose Affidavit uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XX.XXX |  |  | MI | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Formal exception provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Exception for loan amount less than $XXX,XXX. <br> DSCR rate of X.XXX v minimum requirement of X<br> FICO of XXX v minimum requirement of XXX<br> XX.XX months reserves v minimum requirement of X months - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. exception approval attached - Seller-XX/XX/XXXX _xXXXX_<br> Open-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXX,XXX G/L doesn't meet for min. loan amount of $XXX,XXX, No exception in file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. exception approval attached - Seller-XX/XX/XXXX_xXXXX_ | Waived-Formal exception provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXXXX XXXXXXX XXXXXXXX.XXX |  | Compensating Factors: DSCR rate of X.XXX versus minimum requirement <br> FICO of XXX versus minimum requirement of XXX<br> XX.XX months reserves versus minimum requirement of X months | MI | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Property | Appraisal | Unsupported adjustments or comps | Waived-Formal exception in loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-DH agrees - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Exceptions received for distance to rental comps exceeds desired and expected distances for a suburban residential area, but subject is new construction community within X miles of Ocean Isle Beach. All rental comps located over X miles from subject. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Waived-Formal exception in loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  | Credit Score: XXX FICO .<br> Reserves: XX mos plus reserves verified. | NC | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | D | B | Credit | Missing Doc | Flood Insurance Policy Missing | Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Unable to Resolve-Lender acknowledged exception. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> Ready for Review-acknowledged - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Missing Flood Insurance Policy Subject Property is in flood zone. Missing Flood insurance policy document in file. exception provided on page XXX for subject is not in flood zone. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  | Credit Score is XXX. Minimum required per guidelines is XXX.<br> Borrower(s) have XXX.X months Reserves. Minimum required per guidelines is X months. | FL | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | HO-6 Insurance Policy is only Partially Present | Resolved-Updated HO-6 Insurance policy provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. policy # is top right - Buyer-XX/XX/XXXX <br>Open-HO-6 Insurance Policy is only Partially Present HO-6 Insurance Policy number is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated HO-6 Insurance policy provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.XXX |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. As per guidelines Page number XX, for all investment loans we need Business Purpose Affidavit Disclosure final and initial. we only have Final in file. Provide Initial Business Purpose Affidavit Disclosure. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXXXXX XXX.XXX |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-DOT is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. now attached! - Buyer-XX/XX/XXXX <br>Counter-nothing attached - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Uploaded - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Missing Deed of trust required - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-DOT is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXX XXXXXXXXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. no longer a flood zone see documentation - Buyer-XX/XX/XXXX <br>Open-Missing Flood Insurance Policy Flood area is marked as A on flood cert. hence flood insurance is required - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXX XXXXXXXXXXX.XXX<br>XXXX XXXXXX XXXXXXX.XXX<br>XXXXX XXX XXXXXX XXXXXXXXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Seller cannot produce, DH acknowledged. Please downgrade to Non-Material Grade X - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose Affidavit Disclosure missing in the file - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure is missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Document provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXX.XXX |  |  | WI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-corrected XXXX for qualifying FICO provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. fico is XXX updated XXXX attached. - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. per matrix dated X/XX/XX, the higher middle is used when there are X scores for all borrowers.. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-corrected XXXX for qualifying FICO provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - XXXXXXXXXXX XXXXXXX.XXX |  |  | WI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Data | The Initial XXXX is Incomplete | Resolved-documents provided to clear condition. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. initial XXXXX attached - Buyer-XX/XX/XXXX _xXXXX_<br> Open-missing initial XXXX for Borrower X. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-documents provided to clear condition. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX XXXXX.XXXX |  |  | WI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Business Narrative | Resolved-The operating agreement in file is allowed as the alternative documentation to the business narrative. Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Counter-The condition has been escalated to confirm if the correct guidelines have been provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-we don't provide these - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Per GLs, Business Narrative Form (or equivalent) is required. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-The operating agreement in file is allowed as the alternative documentation to the business narrative. Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. XXXX, XXXX, etc.) | Resolved-Appraisal XXXX Comparable Rent Schedule provided in Findings: XXXXXX_X.XXXX p XX. Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-This is the purchase of an investment property. The Third Party Market Rent Source (IE. XXXX, XXXX, etc.) is missing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Appraisal XXXX Comparable Rent Schedule provided in Findings: XXXXXX_X.XXXX p XX. Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Missing Primary Appraisal | Resolved-Appraisal document is missing in file, Provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Primary Value has not been selected The primary appraisal/valuation is missing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Appraisal document is missing in file, Provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase agreement document is missing in file, Provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing The Loan Purpose is Purchase but the Purchase Contract Doc is Missing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Purchase agreement document is missing in file, Provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Unable to Resolve-Unable to Resolve-XX Agrees to waive; please downgrade to a Non-Material Grade X.<br> - Seller-XX/XX/XXXX _xXXXX_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose Affidavit missing in file - Due Diligence Vendor-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-XX Agrees to waive; please downgrade to a Non-Material Grade X.<br> - Seller-XX/XX/XXXX_xXXXX_ | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Letter of Explanation (Assets) missing or unexecuted | Resolved-document provided to clear condition. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. see attached - Buyer-XX/XX/XXXX _xXXXX_<br> Open-per guidelines section XX.X.X - All non-borrowing owners of the business must provide a signed and dated letter acknowledging the transaction and confirming the borrower's access to funds in the account. - please provide. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-document provided to clear condition. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX XXXXXXXXXX XXX XXXXXXXXXXX.XXXX |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-document provided to clear condition. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. fraud report attached. - Buyer-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report Fraud report missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-document provided to clear condition. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXX.pdf |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Updated XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXX attached - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Updated as per provided credit report fico is XXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - XXXXXXXXXXX XXXXXXX.pdf |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Requested assets provided which are sufficient to resolve the reserves condition, updated assets & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited Reserves of XXX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. assets attached - Buyer-XX/XX/XXXX <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of X month(s) Assets are not sufficient as Proof of assets documentation is missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested assets provided which are sufficient to resolve the reserves condition, updated assets & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited Reserves of XXX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX.pdf |  |  | WI | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested final & initial Business purpose affidavit disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a XXXX loan. Initial & Final Business Purpose Affidavit is Missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested final & initial Business purpose affidavit disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXX.pdf<br>XXXXX XXXXX XXX.pdf |  |  | WI | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Assets | Asset X Less Than X Months Verified | Resolved-Cleared - Client has stated account was not used for liquidity only for SOF for a deposit. Asset removed from liquidity. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The XXXXXXXX account was not used in liquidity- that statement is in the file to show source of funds. There was a deposit into the XXXXX XXXXX account from XXXXXXXX for $XXk and the deposit is from a refinance that was then transferred to XXXXX XXXXX. - Seller-XX/XX/XXXX <br>Open-The guidelines require X months consecutive asset statements for liquid accounts. The loan file only contains one months statement for the XXXXXX account # XXXX. The loan file is missing a second statement from XXXXXX for account #XXXX with a minimum balance of $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-The XXXXXXXX account was not used in liquidity- that statement is in the file to show source of funds. There was a deposit into the XXXXX XXXXX account from XXXXXXXX for $XXk and the deposit is from a refinance that was then transferred to XXXXX XXXXX. - Seller-XX/XX/XXXX<br>| Resolved-Cleared - Client has stated account was not used for liquidity only for SOF for a deposit. Asset removed from liquidity. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Fraud alert is present on the credit report | Resolved-Cleared - Client provided evidence borrower was contacted about fraud alert on credit report. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Processor Cert attached. - Seller-XX/XX/XXXX <br>Open-The credit report is showing a fraud alert that was not addressed with the borrower. Loan is missing confirmation borrower applied for this transaction. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Processor Cert attached. - Seller-XX/XX/XXXX<br>| Resolved-Cleared - Client provided evidence borrower was contacted about fraud alert on credit report. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX Processor Cert.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Resolved. Lender provided additional assets. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXX XXX: $XX,XXX.XX<br> XXXXXXXX XX: $X,XXX.XX<br> XXXXXXXX : $XX,XXX.XX<br>XXX XXX and XXXXXXXX accounts attached. - Seller-XX/XX/XXXX <br>Open-Per the XXXX Expanded Matrix dated XX/X/XX, X months reserves are required. The total assets verified is $XX,XXX.XX (XXXXXXXX XXXXX XXXXX acct # XXXX $X,XXX.XX and acct # XXXX $XX,XXX.XX). There is also a credit for the $X,XXX emd. Total reserves required are $XX,XXX.XX and funds to close $XX,XXX.XX. The loan is short -$XX,XXX.XX for funds for close and reserves.<br> - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. XXX XXX: $XX,XXX.XX<br> XXXXXXXX XX: $X,XXX.XX<br> XXXXXXXX : $XX,XXX.XX<br>XXX XXX and XXXXXXXX accounts attached. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Lender provided additional assets. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXX.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Seller has confirmed this is the only contract. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. seller has confirmed this is the only contract. Please read page X paragraph X stating this is the only written agreement between them. - Buyer-XX/XX/XXXX <br>Counter-The document provided is escrow instructions. Although a private sale, a written agreement/ contract is required. Provide the missing sale contract. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Contract attached. This is a private sale. Please clear this condition. - Buyer-XX/XX/XXXX <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Provide Purchase Contract which is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller has confirmed this is the only contract. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf<br>XXXXXXXX-XXXXXXXX XXXXX.pdf |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Property Title Issue | Resolved-The Final Title policy provided dated XX/X/XXXX, corrected zip code XXXXX and insured amount $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX <br>Open-Property Title Issue The title is missing the insured amount and the zip code is listed on the title as XXXXX. The appraisal, deed and note state the zip code is XXXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - Seller-XX/XX/XXXX<br>| Resolved-The Final Title policy provided dated XX/X/XXXX, corrected zip code XXXXX and insured amount $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX<br>| CA Policy Distribution LP.pdf |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Assets | Asset X Does Not Meet Guideline Requirements | Resolved-Settlement statement for proceeds form sale value is Missing in file, provided Final Settlement statement, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached settlement statement showing payoff of freedom mtg and net proceeds of $XX,XXX.XX - Buyer-XX/XX/XXXX <br>Open-Asset Record X Does Not Meet G/L Requirements If part of the down payment is expected to be paid from the sale of the borrower's current home, a final settlement statement verifying sufficient net proceeds must be obtained. The settlement statement list borrower as the "borrower" not the seller and paying off Freedom Mortgage xXXXX an investment property no the current residence. Additional assets are required to meet X months PITIA reserve requirement. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Settlement statement for proceeds form sale value is Missing in file, provided Final Settlement statement, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| Final SS-XXX E Jefferson.pdf |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Coverage Amount of title XXX,XXX is less than the loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | NJ | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation is Missing in file, provided CDA, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Missing secondary review from the file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Secondary Valuation is Missing in file, provided CDA, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX cda.pdf |  |  | MO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | DSCR Does Not Meet Guideline Requirement | Resolved-Lender updated rent to lower lease amount $XXXX for DSCR ratio X.XXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-I have updated the file to use XXXX the calcualted DSCR is showing X.XXX now. please rescind - Buyer-XX/XX/XXXX <br>Open-The lender used the higher market rent $X,XXX. The guidelines state to use the lower lease $X,XXX. Missing an exception for use of higher market rent. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender updated rent to lower lease amount $XXXX for DSCR ratio X.XXX. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved-Final HUD X page X date is added as XX/X/XX. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Final HUD-X Document is Missing. Settlement date is missing on Xst page of HUD-X documents. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final HUD X page X date is added as XX/X/XX. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX Xxxx.pdf |  |  | WI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Final Cd Xth PG Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. final CD - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure Provided Final Cd page #XXX page #X is missing. Provide complete Final Cd. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Cd Xth PG Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXX XX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Clarification received. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited LTV of XX.XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. new matrices please rescind. - Buyer-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV Audited LTV XX.XX% exceeds GL max of XX% for DSCR < X.X - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Clarification received. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited LTV of XX.XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXX XXXXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Audited LTV Exceeds Guideline LTV - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited LTV of XX% is equal to Guideline LTV of XX%. Clarification received with current matrix. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see updated matrix - Buyer-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV According to the matrices dated XX/XX/XXXX, For cash out refinance the maximum allowed LTV is XX%. The audited LTV is XX% - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Audited LTV Exceeds Guideline LTV - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited LTV of XX% is equal to Guideline LTV of XX%. Clarification received with current matrix. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXX XXXXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Property | Appraisal | Collateral Documentation | Waived-Condo is new construction. The project and amenities are not complete - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Unable to Resolve-XX agrees with exception approved in the file. - Buyer-XX/XX/XXXX <br>Open- Condo is new construction. Questionnaire and appraisal in file. The<br> project and amenities are not complete. Per questionnaire, XX% presale conveyed and few units sold<br> Exception on page#XXXX - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Condo is new construction. The project and amenities are not complete - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | DTI is XX.X%. Maximum allowed per guidelines is XX%.<br> Borrower(s) have XXX.XX months Reserves. Minimum required per guidelines is X months.<br> Residual Income is $XXXXXX.X. Minimum Residual Income required per guidelines is $XXXX. <br> LTV is XX%. Maximum allowed per guidelines is XX%. | CA | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Homeowners Association Questionnaire | Resolved-HOA Questionnaire Missing in file, Provided The same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. QUESTIONNAIRE attached - Buyer-XX/XX/XXXX <br>Open-HOA Questionnaire is Missing or Partial. HOA Questionnaire is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-HOA Questionnaire Missing in file, Provided The same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX XXXXX XXXX X_units XX-XX_XXXXXX X (XXXXXXX XXXXXXXXXX)_XXX.pdf |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXX Completion Report is Missing | Resolved-Requested XXXX completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-XXXX Completion Report is Missing XXXX is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested XXXX completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX (X).pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Tax cert is missing in file, As property is new construction, considered tax value as X.XXX% on purchase price, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-this seller is XXXXXX XXXXXXXX, they are new construction, for escrows we go based off the first payment letter - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax provide tax doc. as it is not matching with final CD - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Tax cert is missing in file, As property is new construction, considered tax value as X.XXX% on purchase price, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. CDa attached - Buyer-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide Secondary Valuation or Additional Valuation which is missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Secondary Valuation Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX_XXX.pdf |  |  | AZ | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Tax cert is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. tax calculation attached for review. - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax Community property tax docs is missing from file. Premium updated from final cd and FPL. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Tax cert is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>| Underwriting - Property Tax Calculation.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXXD attached - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| Property - Appraisal - Final Inspection.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Master policy provided in Findings: MASTER X VINE HOUSE DEC.PDF which covers the remaining amount as reflected on the dec page. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'Yes') - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Master policy covers the remaining amounts - Buyer-XX/XX/XXXX <br>Open-The Hazard Insurance Coverage Amount of $XXX,XXX is less than the required coverage amount. The Replacement Cost is $XXX,XXX and the Loan Amount is $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Master policy provided in Findings: MASTER X VINE HOUSE DEC.PDF which covers the remaining amount as reflected on the dec page. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'Yes') - Due Diligence Vendor-XX/XX/XXXX<br>| Master X Vine House dec.pdf |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Requested HOI Policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. HOI uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Missing Hazard Insurance Policy Missing evidence of Hazard Insurance Policy. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested HOI Policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_Odem HOI.pdf |  |  | TX | Investment | Refinance | Cash Out - Home Improvement/Reno | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: PC Closing Disclosure Provided, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. pccd attached. - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Disbursement date on final CD is prior to notary date on DOT. Sub prop is in a dry funding state. Provide PCCD with updated disbursement date. . - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-TRID: PC Closing Disclosure Provided, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX PCCD.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Transaction is not arm's length | Waived-Formal exception provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-Exception on #XXX<br> Exception for NAL on an investment property is approved. Relationship is business-based (borrower sub-contracts for builder), Subject is new construction, slod at market value. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Formal exception provided - Due Diligence Vendor-XX/XX/XXXX<br>| Underwriting Exception History (XXXX).pdf |  | DTI is X.XX%. Maximum allowed per guidelines is XX%.<br> LTV is XX.XX%. Maximum allowed per guidelines is XX%.<br> Borrower(s) have XX.XX months Reserves. Minimum required per guidelines is X months.<br> Residual Income is $XXXXXX.XX. Minimum Residual Income required per guidelines is $XXXX. <br> Credit Score is XXX. Minimum required per guidelines is XXX. | TX | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax as the tax are not matching with final CD - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXX XXX XXXX.XXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | B | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Housing History Does Not Meet Guideline Requirements Exception page XXX<br> DSCR Primary Housing Expense- Borrower residing rent free with family<br> Client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Housing History Does Not Meet Guideline Requirements Exception page XXX<br> DSCR Primary Housing Expense- Borrower residing rent free with family<br> Client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | Reserves - Loan File XX.XX months, GL Requirement Minimum X months.<br> Borrower Contribution- Loan File XX%, GL Requirement XX% of sales price<br> Investor Experience- Loan File X additional REOS | NY | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure Missing Final Closing Disclosure - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXXXX.XXX |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of XX.X month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-seea ttached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of X month(s) Audited reserves less than X month requirement. Provide additional asset statements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Audited Reserves of XX.X month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | AL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-DH Agrees to waive; please downgrade to a Non-Material Grade X.<br> - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. The Initial Business Purpose Affidavit Disclosure is missing. <br> - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | LA | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved-Settlement statement date missing in file, provided Updated Settlement statement, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated HUD uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Final HUD-X Document is Missing. Settlement date is missing on Xst page of HUD-X document on pg#XXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Settlement statement date missing in file, provided Updated Settlement statement, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXXX XXX XXXX XXXXXXXXXXXX.XXX |  |  | IL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Property | Property | Ineligible Property | Resolved-Lender provided clarification on rental income. DSCR now matches. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. DSCR Calculation:<br> $X,XXX ÷ $X,XXX.XX = X.XXX<br>This confirms a DSCR of X.XX, which meets the required threshold.Please see the attached appraisal, specifically page XX, which lists the long-term rental market amount of $X,XXX. Based on this information, we respectfully request that this finding be cleared. XX.X.X LONG-TERM RENTAL INCOME<br> The DSCR calculation using long-term rental income is as follows:<br> Debt-Service Coverage Ratio = Gross Income / Proposed PITIA<br> To calculate Gross Income, use the lower of the (a) executed lease agreement or (b) market rent from<br> XXXX Form XXXX or Form XXXX, as applicable. If the executed lease agreement reflects a higher monthly<br> rent, it may be used in the calculation when evidence of receipt of the higher amount for the X most recent<br> consecutive months is provided. - Buyer-XX/XX/XXXX <br>Counter-Per appraisal provided and in file, $XX,XXX is actual rents and lesser value. Unable to verify $XXXX as market value. Provide documentation to confirm market value of $XXXX being used. Finding countered. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Market renal from appraisal used was X,XXX. Please celar this finding. - Buyer-XX/XX/XXXX <br>Open-Per page XXX in appraisal Income changed from STR to LTR. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided clarification on rental income. DSCR now matches. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XXXXXX.pdf<br>XXXXXXXXXX XXXX XXXXXXX.pdf<br>XXXXXXXXXX XXXX XXXX XXXX.pdf<br>XXXXXXXXXX XXXXXXXXX.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Resolved-Lender provided clarification on rental income. DSCR now matches. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Document Uploaded. DSCR Calculation: $X,XXX ÷ $X,XXX.XX = X.XXX This confirms a DSCR of X.XX, which meets the required threshold.Please see the attached appraisal, specifically page XX, which lists the long-term rental market amount of $X,XXX. Based on this information, we respectfully request that this finding be cleared. XX.X.X LONG-TERM RENTAL INCOME The DSCR calculation using long-term rental income is as follows: Debt-Service Coverage Ratio = Gross Income / Proposed PITIA To calculate Gross Income, use the lower of the (a) executed lease agreement or (b) market rent from XXXX Form XXXX or Form XXXX, as applicable. If the executed lease agreement reflects a higher monthly rent, it may be used in the calculation when evidence of receipt of the higher amount for the X most recent consecutive months is provided. - Buyer-XX/XX/XXXX <br>Counter-Per appraisal provided and in file, $XX,XXX is actual rents and lesser value. Unable to verify $XXXX as market value. Provide documentation to confirm market value of $XXXX being used. Finding countered. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Hi Team,<br>Please see the attached appraisal. The market value used to calculate the DSCR was $X,XXX.XX.<br>Please let us know if you need any additional information or clarification. - Buyer-XX/XX/XXXX <br>Open-When updated appraisal doc with long term rental income is provided, DSCR calculation can be updated. Per page #XXX appraisal changed from STR to LTR. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided clarification on rental income. DSCR now matches. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XXXXXX.pdf<br>XXXXXXXXXX XXXX XXXX XXXX.pdf<br>XXXXXXXXXX XXXXXXXXX.pdf<br>XXXXXXXXXX XXXX XXXXXXX.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided fully executed Final CD. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Final CD in file is unexecuted. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-TRID: Final Closing Disclosure Provided - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided fully executed Final CD. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX_CD.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | The Deed of Trust is Not Executed | Resolved-Lender provided fully executed DOT. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-The Deed of Trust is Not Executed - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Lender provided fully executed DOT. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX_DOT.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | The Note is Not Executed | Resolved-The Note is Executed - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided executed Note. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-The Note is Not Executed - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-The Note is Executed - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided executed Note. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX_XXXX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Lender provided fully executed guaranty. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Guaranty Agreement Doc is Missing or Partial Guaranty in file is not executed. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Lender provided fully executed guaranty. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Credit | Payment Letter is missing | Resolved-Lender provided executed payment letter. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Payment letter in file is unsigned. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Lender provided executed payment letter. Finding resolved. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XXX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Business Purpose Loan: Check if Signor is applicable per guideline | Resolved-Executed Guaranty document uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-Guidelines do not allow entity to sign note Guidelines allow entity to sign note however Guaranty in file is not signed. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Executed Guaranty document uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX.pdf<br>XXXXXXXX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-XX Months Verification of Rent uploaded, Housing History Meets Guideline Requirements, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see VOR reflects rent paid starting Jan XXXX- Jan XXXX and the email from XXXXXX XXXXXXX reflects December rent was paid. Jan to December is - XX months' rent. No need for previous rental verification. Please clear as presented, thank you - XXXXXX-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements VOR required for address XX XXXXXX XXX XXXXXXXXX OH as we have only X months history for current address - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see VOR reflects rent paid starting Jan XXXX- Jan XXXX and the email from XXXXXX XXXXXXX reflects December rent was paid. Jan to December is - XX months' rent. No need for previous rental verification. Please clear as presented, thank you - XXXXXX-XX/XX/XXXX<br>| Resolved-XX Months Verification of Rent uploaded, Housing History Meets Guideline Requirements, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XX XXXXXX XXXX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Gap Credit Report is Missing | Resolved-Gap Credit Missing in file, Provided UDM Report, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Gap Report is Missing in File as the credit report is ranged for more than XX days a gap credit report dated within XX days of closing is required.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Gap Credit Missing in file, Provided UDM Report, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XXXXXXXXX XXX XXXXXX.pdf |  |  | IL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Requested EIN provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved' - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached with EIN - XXXXX-XX/XX/XXXX <br>Open-Entity Formation Doc Indicator is Missing. Employer identification number (EIN) Document is missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested EIN provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved' - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXX XXXXXXX XX.pdf |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Evidence of Rate Lock Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. lock attached for review. - XXXXX-XX/XX/XXXX <br>Open-Evidence of Rate Lock Missing Lock in Agreement Rate lock Information is N/A, Rate Lock Document is missing in file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Evidence of Rate Lock Provided.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Evidence of Rate Lock Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XX XXXX XXXXXXXXXXXX.pdf |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Acknowledged-XX Acknowledged - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-acknowledged - XXXXX-XX/XX/XXXX <br>Open-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Exception on page#XX<br> DSCR: Loan amount < $XXXk = $XX,XXX<br> Based on the borrower's compensating factors (ie. experienced investor, ~XX months reserves after closing,<br> excellent credit and depth, and DSCR > X.XX), we will consider this exception at this time. The borrower will<br> need to meet all other matrix and guideline requirements to consider this exception. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Acknowledged-XX Acknowledged - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | Credit Score is XXX. Minimum required per guidelines is XXX.<br> DSCR is X.XXX. Minimum required per guidelines is X.<br>| NY | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. business purpose found on page #XXX and Findings.. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. ATTACHED - XXXXX-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit missing from loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. business purpose found on page #XXX and Findings.. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX XXXXXXXXX - XXXXXXXX.pdf |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Missing Evidence of Property Tax - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. school tax under levy details - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax property tax cert found on page XXX is only for county tax in the amount of $XXXX.XX / XX = $XXX.XX, HUD on page XXX shows county tax of $XXX.XX & School Tax of $XXX.XX = $XXX.XX - missing School Tax Certification - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Missing Evidence of Property Tax - Due Diligence Vendor-XX/XX/XXXX<br>| School Tax.XXX<br>ATC Taxes - TaxLookup.net Scool tax.XXX |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report Third Party Fraud Report missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Third Party Fraud Report is provided<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX<br>| Fraud Report Basto.XXX |  |  | MO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Required Affiliated RESPA Business Disclosure is Missing | Resolved-As Lender has no affiliates, Facts document provided. Updated & Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Lender has no affiliates - Buyer-XX/XX/XXXX <br>Open-Required Affiliated RESPA Business Disclosure is Missing Affiliated RESPA Business Disclosure is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-As Lender has no affiliates, Facts document provided. Updated & Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| Facts.XXX |  |  | MO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure final doc. missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX<br>| Merged File.XXX |  |  | MO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Prepayment Penalty is missing or inaccurate | Resolved-Corrected final CD provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-In Note Document Prepayment Penalty is not matching with Final CD. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Corrected final CD provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| Williams CD.XXX |  |  | AR | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Counter-No document attached - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure is missing on initial application date. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX<br>| BPOA - Forbes XX.XX.XX.XXX |  |  | LA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Fico mis match from XXXX to credit report, provided updated XXXX, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXX is the qualifying FICO. Please see updated Lock Confirmation and XXXX. - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. As per lock confirmation and XXXX, the FICO score is XXX and whereas per credit report, FICO score is XXX. The qualifying FICO score as per credit score is XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Fico mis match from XXXX to credit report, provided updated XXXX, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XX Lock Confirmation.XXX<br>XXXX - Transmittal Summary.XXX |  |  | LA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage is less than Laon amount, provided updated Title document, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Provide Title Covering Loan Amount $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Title Coverage is less than Laon amount, provided updated Title document, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXX XXXXXXX XXXXX XXXXXXXXXX.xxx |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Resolved-Audited Loan Amount of $XXXXXX is greater than or equal to the Guideline Minimum Loan Amount of $XXXXXX - Updated loan docs provided. DSCR score is above X. Rent of $X,XXX / PITIA of $X,XXX.XX = X.XXX DSCR Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Attached please find the corrected final UW docs for the RE Taxes which resulted in the DSCR now over X.X. Also attached are the correct PCCD, refund check, first payment letter and IEADS with LOX to borrower. - Seller-XX/XX/XXXX _xXXXD_<br> Open-Audited Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX DSCR score is - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached please find the corrected final UW docs for the RE Taxes which resulted in the DSCR now over X.X. Also attached are the correct PCCD, refund check, first payment letter and IEADS with LOX to borrower. - Seller-XX/XX/XXXX_xXXXD_ | Resolved-Audited Loan Amount of $XXXXXX is greater than or equal to the Guideline Minimum Loan Amount of $XXXXXX - Updated loan docs provided. DSCR score is above X. Rent of $X,XXX / PITIA of $X,XXX.XX = X.XXX DSCR Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXX XXXXXXXXX XX XXXX XXXXX-XX.xxx_xXXXD_<br> XXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XXX XX XXXXX-XX.xxx |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) BP affidavit signed at submission provided, resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXD_<br> Counter-BP affidavits provided were signed at close. Provide BP affidavit signed at submission. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing Initial Business Purpose Affidavit Disclosure signed at submission. BP Affidavit signed at close is on file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) BP affidavit signed at submission provided, resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXX XXXXXXXX XXX XXXXXXXXX XXXXXXXXX.xxx_xXXXD_<br> XXXXXX XXXXXXXXXX XXXXXXXXXXX XXXXXXXXXXX.xxx |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-PCCD with corrected prepayment penalty provided, resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-PCCD with corrected prepayment penalty provided, resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | xxxx.xxx |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXXXXXXXX XX XXXXXXXX XXXXXXX (X).xxx |  |  | CO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Unable to verify housing history, provided Property Report in file, verified, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. see attached - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Housing History Does Not Meet Guideline Requirements Unable to verify the mortgage history or housing history of last X months - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Unable to verify housing history, provided Property Report in file, verified, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXX XXXXXXXXXX.xxx |  |  | CO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | Final HUD-X Closing Date does not match Transaction Date | Resolved-Final HUD-X Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Final HUD-X Closing Date of XX-XX-XXXX is not the same date as the Notary Acknowledgement Date of XX-XX-XXXX. Notary date - XX-XX-XXXX, where as As per HUD - X prepaid interest and disbursement date - XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Final HUD-X Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXX XXX.xxx |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Updated Title Commitment uploaded, Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s), Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated Title Commitment uploaded, Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s), Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXX.pdf |  |  | GA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | B | B | Property | Appraisal | Collateral Documentation | Waived-Lender provided approved exception in file, p. XXXX, for rental comps > X miles. Subject is lakefront property where water boundary creates an elongated market. Appraiser commentary is accurate that the entire short of the lake and immediate surrounding residential properties would be of the same market. Appraiser's sales comps were closer, because long term rent comps were fewer as this area lends itself to short term rental. Appraiser developed an opinion of market rent including X inferior townhome properties without water view or access. Approach is conservative considering use of inferior properties developing the low end of the rental range. Finding waived. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Lender provided approved exception in file, p. XXXX, for rental comps > X miles. Subject is lakefront property where water boundary creates an elongated market. Appraiser commentary is accurate that the entire short of the lake and immediate surrounding residential properties would be of the same market. Appraiser's sales comps were closer, because long term rent comps were fewer as this area lends itself to short term rental. Appraiser developed an opinion of market rent including X inferior townhome properties without water view or access. Approach is conservative considering use of inferior properties developing the low end of the rental range. Finding waived. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | Credit Score is XXX. Minimum required per guidelines is XXX.<br> Borrower(s) have XX.XX months Reserves. Minimum required per guidelines is X months.<br>| GA | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Fraud Report is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report Third Party Fraud Report showing uncleared alerts and OFAC check is required - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Fraud Report is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXX.pdf |  |  | MI | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Entity Formation Doc Indicator is Missing. Provide Entity Formation Documents which is missing from loan file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXX XXX.pdf |  |  | WI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business Purpose Affidavit is present, initial business purpose affidavit Not required per paramount guidelines - resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Not required per paramount guidelines - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide Initially signed Business Purpose Affidavit Disclosure document which is missing from loan file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Business Purpose Affidavit is present, initial business purpose affidavit Not required per paramount guidelines - resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested initial business purpose affidavit disclosure provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Init BPA uploaded for review. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide Initially signed Business Purpose Affidavit Disclosure document which is missing from loan file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested initial business purpose affidavit disclosure provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | MO | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached documents. - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Unable to verify primary mortgage history as the fraud reflects the property "XXX XXXXX XX" was purchase by borrower on XX/XX and no mortgage payment evidence is present - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Borrower Primary Housing is verified to be Free & Clear, Verified - Resolved <br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Borrower has owned current primary for XX years and is now free & clear. The fraud report also verifies no mortgage or liens on the property - see page XX/XXX on the fraud report (attached above). Per DSCR guidelines, borrower would be considered "rent free" under the guidelines below: XX.X.X EVIDENCE OF PRIMARY RESIDENCE<br> All borrowers or guarantors must own or rent a primary residence. Evidence of primary occupancy is required. Borrowers living rent free may be considered on a case-by-case basis with compelling evidence of continued occupancy. Underwriting reserves the right to request additional documentation if occupancy concerns are present. \*\*\*There were no reverse occupancy concerns at underwrite since primary is owned F&C and borrower has lived there for XX years\*\*\*. Please clear based on guideline above. - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Unable to verify housing history as Primary property has no mortgage and fraud report doesn't show property details. Hence provide Valid Housing history - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower Primary Housing is verified to be Free & Clear, Verified - Resolved <br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXX - XXXXXXXX - XXXXXXX - XXXX XX.pdf |  |  | KY | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review all VOM documentation. The primary residence does not have a lien or mortgage on it. - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Unable to verify the Primary housing XX month history, property report was not provided and primary address not reflected on fraud report. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX xxx.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | The Deed of Trust is Not Executed | Resolved-The Deed of Trust is Executed - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached DOT - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Not Executed Missing page XX the signature page in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Deed of Trust is Executed - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXX_DOT.pdf<br>XXXXXXXXXX_XXXXXXX_Original DOT return to SA.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Property taxes for new construction are calculated at X.X% of the sales price for qualification. (PP $XXX,XXX x X.X% = $X,XXX/XX months = $XXX.XX), Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. The underwriter utilized the tax calculation method on this loan, which is permitted under program guidelines. Please clear this finding accordingly. PP $XXX,XXX x X.X% = $X,XXX/XX months = $XXX.XX/mth <br> XX.X.XX NEW CONSTRUCTION<br> The following are required for all new construction properties:<br> Ÿ Appraisal Update and/or Completion Report (FNMA Form XXXX) with complete interior and<br> exterior photos reflecting completion, if applicable. Proposed improvements are not allowed.<br> Ÿ Property taxes for new construction are calculated at X.X% of the sales price for qualification. X.XX%<br> should be used for properties located in CA. - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax As per the Final CD on page# XXX we have the tax annual amount ($XXX.XX\*XX =$X,XXX) where as in tax certificate it is $X,XXX.XX due to this there is a DSCR mismatch. Provide updated tax paid proof doc with $X,XXX.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Property taxes for new construction are calculated at X.X% of the sales price for qualification. (PP $XXX,XXX x X.X% = $X,XXX/XX months = $XXX.XX), Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX xxx.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Required Affiliated RESPA Business Disclosure is Missing | Resolved-Doc provided in missing business purpose affidavit finding - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The XXXX reflects an investment property, we do not select BPL on the XXXX, only that is is an investment property aka Business purpose loan. Please find both Business purpose and occupancy forms attached. thank you - Buyer-XX/XX/XXXX <br>Open-Required Affiliated RESPA Business Disclosure is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Doc provided in missing business purpose affidavit finding - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WI | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. The XXXX reflects an investment property, we do not select BPL on the XXXX, only that is is an investment property aka Business purpose loan. Please find both Business purpose and occupancy forms attached. thank you - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Signed Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - XXXXXXXXXXX XXXXXXX.pdf<br>business Use form.pdf<br>XXX Business Purpose and Occupancy Affidavit.pdf |  |  | WI | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX Agrees to waive; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide the Signed initial Business Purpose Affidavit Disclosure and the Signed Final Business Purpose Affidavit Disclosure from the settlement date. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Lender provided fully executed DOT. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. see attached - Buyer-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Counter-Provide the signed and notarized Deed of Trust for Note date of XX-XX-XX. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. DOT attached - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The Deed of Trust is Missing Provide the Signed Deed of Trust. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Lender provided fully executed DOT. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXXXXXXXXXXXX-MISC_X.PDF_xXXXX_<br> DEED OF TRUST_MORTGAGE (XX).pdf_xXXXX_<br> DEED OF TRUST_MORTGAGE (XX).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Please see attached. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Evidence of Rate Lock Missing - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.pdf |  |  | IN | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Updated Hazard insurance uploaded, Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Updated Hazard insurance uploaded, Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | Hazard.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Missing Third Party Fraud Report. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Third Party Fraud Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | MergedDocument.pdf |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved-Final HUD with settlement date XX/XX/XX and Disbursement date XX/XX/XXXX provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Final HUD-X Document is Missing. The HUD provided is missing Closing and Settlement dates. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Final HUD with settlement date XX/XX/XX and Disbursement date XX/XX/XXXX provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXX Halstead - hud-.pdf |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Final XXXX is Missing | Resolved-Transaction is DSCR-BPL, No XXXX Required, hence Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The Final XXXX is Missing The Final XXXX is missing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Transaction is DSCR-BPL, No XXXX Required, hence Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | Loan_application_-_XXX_Yang_XXXXXXXXXXXXXXX_Yang_XXXXXXXXXXXXXXXX.pdf |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Audited Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Audited Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX The Loan Amount of $XXX,XXX is less than the GL Minimum LA of $XXX,XXX per the IceCap DSCR Guideline version January XX, XXXX. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Rescinded-Audited Loan Amount is less than Guideline Minimum Loan Amount The Loan Amount of $XXX,XXX is less than the GL Minimum LA of $XXX,XXX per the IceCap DSCR Guideline version January XX, XXXX. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Rescinded-Audited Loan Amount is less than Guideline Minimum Loan Amount The Loan Amount of $XXX,XXX is less than the GL Minimum LA of $XXX,XXX per the IceCap DSCR Guideline version January XX, XXXX. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  | Compensating factors: Qualifying LTV XX% (GL max XX% for R/T refinance), FICO XXX (min XXX), XXX months reserves (X month required). | AL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Borrower Signed Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure signed on Note date is missing in the file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower Signed Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXX.XXX |  |  | OH | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Fico Mis match from XXXX to Credit report, provided Updated XXXX, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated XXXX uploaded for review - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Qualifying FICO as per XXXX is XXX whereas per credit report, the qualifying FICO is XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Fico Mis match from XXXX to Credit report, provided Updated XXXX, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX XXXXX XXXX.XXX |  |  | OH | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested both initial and final business purpose affidavit disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing Business purpose affidavit both initial and final in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested both initial and final business purpose affidavit disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXXX.XXX<br>XXX XXXXX.XXX |  |  | CO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD completion report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD completion report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXX XXXXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Property | Appraisal | Property/Appraisal General | Waived-Exception waived - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-acknowledged - Buyer-XX/XX/XXXX <br> Open-Pg#XXX Exception approved to proceed with X of X rental comps located > X miles from subject. While distances exceed now, the comparable rentals are still located in the same municipality of XX, SC. Area is suburban, but new construction properties are limited and appraiser had to expend distances to find buyer-alternative properties for comparison. Rentals are prevalent in the area and CU score is X. Recommend waiving - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception waived - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | LTV - XX% LTV is below the maximum XX% LTV by XX%.<br> Credit Score - XXX Representative credit score exceeds the minimum required of XXX by XXX points<br> Reserves- XXX.X minimum per guidelines is X months | SC | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Income/Employment | Borrower X Business Bank Statements Less Than XX Months Provided | Resolved-Bank Statements provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-XX Month Bank statements used to qualify loan, no Bank statements provided in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Bank Statements provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX |  |  | HI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Income/Employment | Borrower X Personal Bank Statements Less Than XX Months Provided | Resolved-Bank Statements provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-XX Month Bank statements used to qualify loan, no Bank statements provided in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Bank Statements provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX<br>XXXXXXX_XX.XXX |  |  | HI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Requested updated title report with updated coverage amount provided, updated & condition resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-see attached - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXXX is Less than Loan Amount Title Coverage Amount of $X,XXX,XXX is Less than Loan Amount $X,XXX,XXX. provide title comment with coverage amount . - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Requested updated title report with updated coverage amount provided, updated & condition resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | HI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Property | Data | Property State does not meet eligibility requirement(s) | Resolved-Invalid Condition, clarification about lava zones already provided in appraisal report hence condition resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-this is allowed per our guide - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Property State does not meet eligibility requirement(s) not meeting the XX requirement - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Invalid Condition, clarification about lava zones already provided in appraisal report hence condition resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | HI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount | Acknowledged-XX Acknowledged - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-acknowledged - XXXXX-XX/XX/XXXX <br>Open-Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount Exception Review - Approved for loan amount of $XX,XXX which is below the minimum of $XXX,XXX - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Acknowledged-XX Acknowledged - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  | XX% LTV is below the maximum XX% LTV by X%.<br> XXX Representative credit score exceeds the minimum required of XXX by XX points<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.<br> Seasoned Investor. | AL | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Corporation/LLC: Certificate of Good Standing Document is missing | Resolved-XXXXXXXXXX XXXXXXXX XX XXXXXXXXXXXX dated XX/XX/XX provided in Findings: XXXXXXX_X.pdf. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Please see attached - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The Certificate of Good Standing Document is missing. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-XXXXXXXXXX XXXXXXXX XX XXXXXXXXXXXX dated XX/XX/XX provided in Findings: XXXXXXX_X.pdf. Resolved. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount | Resolved- - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Audited Loan Amount of $XXXXXX is less than the XXXXXXXXX Minimum Loan Amount of $XXXXXX Minimum is listed as $XXXk per matrix - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  |  |  |  |  | AL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-uploaded - XXXXX-XX/XX/XXXX <br>Open-Entity Formation Doc Indicator is Missing. Missing Articles of Incorporation or comparable documents. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Validation Resolved' - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXXX XX XXXXX.pdf |  |  | IL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Resolved, Document updated. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Rescinded, - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - XXXXX-XX/XX/XXXX <br>Counter-Provide the signed dated Initial Business Purpose Affidavit Disclosure. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - XXXXX-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide the signed initial Business Purpose Affidavit Disclosure missing and the final signed Business Purpose Affidavit Disclosure missing. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-Resolved, Document updated. - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Rescinded, - XXX XXXXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXX XXX.pdf<br>XXXXXXX XXX.pdf<br>XXXXXX XXXXXXX XXX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Guaranty agreement is not required as borrower signed both as individual & member of LLC in all the closing docs, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Note is signed by borrower as an individual and as a managing member. Do not need guaranty. - Buyer-XX/XX/XXXX <br>Open-Guaranty Agreement Doc is Missing or Partial Provide signed Guaranty Agreement. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Guaranty agreement is not required as borrower signed both as individual & member of LLC in all the closing docs, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| Note signed by borrower.png |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited Loan Amount is less than Guideline Minimum Loan Amount Audited Loan Amount of $XXX,XXX is less than the Guideline Minimum Loan Amount of $XXX,XXX per the XXXXXX XXXX XXX dated January XX, XXXX. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | AL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Property | Data | Property State does not meet eligibility requirement(s) | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Open-Property State does not meet eligibility requirement(s) - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | AL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | C | B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Acknowledged- - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Acknowledged - Buyer-XX/XX/XXXX <br>Open-Exception request given on page #XXX<br> Borrower lives rent-free at primary residence (lives in marital home owned by spouse) - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged- - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | X. XX.XX% LTV is below the maximum XX% LTV by XX.XX%.<br> X. $XXX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by X months over the required minimum. | VA | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Premium is Missing in hazard insurance Policy, provided invoice, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see invoice notating policy for total policy premium - Buyer-XX/XX/XXXX <br>Open-Hazard Insurance Policy Partially Provided Hazard premium amount is missing in given hazard document #XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Premium is Missing in hazard insurance Policy, provided invoice, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XX XXX XXXXXXX.pdf |  |  | VA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Requested Free & Clear documents provided in findings, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Property is free and clear - Seller-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Require free and clear LOX or VOM to verify primary mortgage History - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Property is free and clear - Seller-XX/XX/XXXX<br>| Resolved-Requested Free & Clear documents provided in findings, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.pdf |  |  | WI | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Compliance | Missing Doc | The Final XXXX is Missing | Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-DH Acknowledged; please downgrade to a Non-Material Grade X - Seller-XX/XX/XXXX <br>Open-The Final XXXX is Missing LLC XXXX is missing - Due Diligence Vendor-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-DH Acknowledged; please downgrade to a Non-Material Grade X - Seller-XX/XX/XXXX<br>| Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WI | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-DOT is missing in file, provided the same changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-The Deed of Trust is Missing DOT Missing in the file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-DOT is missing in file, provided the same changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXX.pdf |  |  | WI | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third party fraud report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report Fraud Report Missing in the file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Third party fraud report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXXXX XXXXX XXXX.pdf |  |  | WI | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Credit | Spousal Consent Missing | Resolved-Loan is BPL, No Spousal consent is required for Business Entity Loans, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Not required for BPL loans - Buyer-XX/XX/XXXX <br>Open-In AK, AZ, ID, LA, NM, TX, WA, when a personal guaranty is present, then evidence of spousal consent is also required. Spousal Consent Missing in the file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Loan is BPL, No Spousal consent is required for Business Entity Loans, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WI | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-acknowledged - Buyer-XX/XX/XXXX <br> Open-X.Exception N/A for Name change of entity with EIN under old name. Have<br> documented name change filed and recorded with SOS, updated WX, and CPA letter. Same EIN will<br> follow the entity. Obtaining update letter for name change not required<br> X.DSCR Purchase vesting in LLC - Borrowers recently changed the name of<br> their LLC from XXX Winding XXX to XXX XX. Operating Agreement, resolution articles<br> of org and COGS all reflect name change, but EIN letter could not be provided. CPA confirms change<br> has been requested with IRS, but it has not been processed yet<br> Exception letter on page no XXX - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.<br> XX.XX% LTV is below the maximum XX% LTV by XX.XX%.<br> XXX Representative credit score exceeds the minimum required of XXX by XXX points<br> Borrowers are contributing XX% of own funds to transaction, and will have XXX+ months reserves post<br> closing, where X months are required | SC | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Estimated Taxes, Insurance, & Assessments "In escrow? is incomplete or inaccurate " | Resolved-Escrow on the final CD is confirmed as tax - XXX.XX+ INS - XX.XX + CDD - XX.XX = XXX.XX. Figure for escrows on final CD is $X.XX difference and is acceptable. finding resolved. <br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see LOE from seller - Buyer-XX/XX/XXXX <br>Open-Variance present in taxes due to consideration of Community development fee Escrow while the fee cannot be located in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Escrow on the final CD is confirmed as tax - XXX.XX+ INS - XX.XX + CDD - XX.XX = XXX.XX. Figure for escrows on final CD is $X.XX difference and is acceptable. finding resolved. <br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXX XXX XX XX.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation (FNMA SSR) provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. CU Score is X.X - Buyer-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Score on CU provided is greater than X.X. Provide Secondary Valuation or Additional Valuation (with acceptable variance to Primary) per guideline requirements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Secondary Valuation or Additional Valuation (FNMA SSR) provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXX_XXXXXXXX_XXX.pdf |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | HOX Master Insurance Policy is Missing | Resolved-HO-X Master Insurance Policy provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached - Buyer-XX/XX/XXXX <br>Open-Missing HO-X Master Insurance Policy - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-HO-X Master Insurance Policy provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXX.pdf |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXX Inspection report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-XXXXD Completion Report is Missing Missing XXXXD Completion Report - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-XXXX Inspection report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.pdf XXXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-The PCCD provided states max prepayment penalty $X,XXX.XX aligns with Note calculation. Notice to borrower regarding the change and receipt of PCCD provided as well. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. The prepayment max $X,XXX on Final CD does not match calculated $X,XXX.XX X months interest @ XX.XX% of OPB for XX months. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-The PCCD provided states max prepayment penalty $X,XXX.XX aligns with Note calculation. Notice to borrower regarding the change and receipt of PCCD provided as well. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXX XXXX XXX.pdf_xXXXD_<br> XXXXXXX XXXX.pdf_xXXXD_<br> XXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XX XXXXXXXX.pdf |  |  | MD | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested Taxes provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Please review the attached. The seller had to call the town to verify the tax amount. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Missing Evidence of Property Tax Property Tax is partially verified, missing evidence of $X,XXX.X property tax. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Requested Taxes provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXX - XXXX XXXXX.XXX |  |  | MD | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Homeowners Association Questionnaire | Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. condo questionnaire attached. - Buyer-XX/XX/XXXX _xXXXD_<br> Counter-no documents attached/uploaded to loan file. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-HOA Questionnaire is Missing or Partial. HOA Questionnaire is Missing in file - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXX XXXXX XXXXXXXXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business Purpose Affidavit signed at closing and application date uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. these were in the loan file but attaching again. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. As per guidelines Page number XXX, for all investment loans we need Business Purpose Affidavit Disclosure final and initial. Provide Initial & Final Business Purpose Affidavit Disclosure. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Business Purpose Affidavit signed at closing and application date uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXX.pdf_xXXXD_<br> XXXXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Income calculated/XXXX/XXXX within acceptable variance - finding is cleared.. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. income matches - Buyer-XX/XX/XXXX _xXXXD_<br> Counter-attached documents do not match calculated income found on income worksheet. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. XXXX & XXXX updated - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. loan approval on page #XXX & Final XXXX on page #XXX shows income for borrower is $XX,XXX per month however income worksheet on page #XXX shows income is $XX,XXX.XX.<br>need updated XXXX & Income Worksheet to match loan approval and final XXXX income. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Income calculated/XXXX/XXXX within acceptable variance - finding is cleared.. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXX - XXXXXXXXXXX XXXXXXX.pdf_xXXXD_<br> XX XXXXXX XXXXXXXX.pdf_xXXXD_<br> XXXX XXXX (XXXX_XX) - XXX XXXXX (XXXXX).pdf |  |  | TN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Final XXXX is Missing | Resolved-Income calculated/XXXX/XXXX within acceptable variance - finding is cleared.. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Income matches - Seller-XX/XX/XXXX _xXXXD_<br> Counter-attached document does not match calculated income found on income worksheet. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX _xXXXD_<br> Open-The Final XXXX is Missing provide updated XXXX with correct income to match income sheet and XXXX.<br> - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Income matches - Seller-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX_xXXXD_ | Resolved-Income calculated/XXXX/XXXX within acceptable variance - finding is cleared.. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXX - XXXXXXXXXXX XXXXXXX.pdf_xXXXD_<br> XX XXXXXX XXXXXXXX.pdf_xXXXD_<br> XXXX XXXX (XXXX_XX) - XXX XXXXX (XXXXX).pdf |  |  | TN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Requested initial CD provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Initial CD is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested initial CD provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXX XX.pdf |  |  | TN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Missing verbal verification of employment | Resolved-document provided shows LLC search date of XX/XX/XX (lower right corner) - LLC is in good standing - finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Good standing pulled on XX/XX - Buyer-XX/XX/XXXX <br>Open-Verbal VOE provided on page #XXX is not within XX business days of closing.. provide updated VVOE within XX business days of closing per guidelines. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-document provided shows LLC search date of XX/XX/XX (lower right corner) - LLC is in good standing - finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXX_XX_XXXX.pdf |  |  | TN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Finding added for BPA is Missing in file: Loan is Non-DSCR Investment, Occupancy Affidavit is in file on pg XXX which is sufficient, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Not a DSCR file - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'Conventional' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Per guidelines, an Initial & Final Business purpose affidavit is required - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Not a DSCR file - Seller-XX/XX/XXXX<br>| Resolved-Finding added for BPA is Missing in file: Loan is Non-DSCR Investment, Occupancy Affidavit is in file on pg XXX which is sufficient, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than XXXXXXXXX Required Reserves (Number of Months) | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited Reserves of X.XX months is less than GL Required Reserves of X months. Cash to Borrower at closing is $X,XXX.XX = X.XX months reserves which is less than required reserve amount of X months. - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXXXXX_X.pdf<br>XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | TN | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-corrected HUD provided with correct Prepayment amount - finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. The verified maximum prepayment penalty amount is $$X,XXX; however, the final Closing Disclosure shows $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-corrected HUD provided with correct Prepayment amount - finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXXXX XXXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Initial business purpose affidavit doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Initial BPA uploaded for review. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Initial business purpose affidavit doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXXX XXXX XXXXXXXX XXXXXXX.pdf |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. BPA attached. - Buyer-XX/XX/XXXX <br>Counter-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial business purpose affidavit was provided, provide the final affidavit as well to meet guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing initial and final business purpose affidavit disclosure documents in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXXXXXXX-XXXXXXXXX-XXXXXXXXX XXXXXXX.pdf<br>XXXXXXX XXXXX XXXXXXXXX XXXXXXX XXXXXXXX XXXX.pdf<br>XXXXXX XXXXXXXXXXXXX-XXXXXXXXX-XXXXXXXXX XXXXXXX.pdf |  |  | TN | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Document Uploaded. XX approves exception - Buyer-XX/XX/XXXX <br>Open-Audited Loan Amount is less than Guideline Minimum Loan Amount Audited loan amount is less than the minimum loan amount of guidelines. Exception received on page XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXX XXXXXXXXX XXXXXXX (XXXX).pdf |  | XX% LTV is below the maximum XX% LTV by X%<br> XXX Representative credit score exceeds the minimum required of XXX by XX points | TN | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Loan type is DSCR but final business purpose affidavit is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.pdf |  |  | GA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved-Resolved, Final Hud provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-Final HUD-X Document is Missing. Provide updated Final Hud X, The Settlement Date on Final HUD-X document is missing, Provide updated Final HUD-X Document. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved, Final Hud provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Requested master policy provided which covers the required coverage amount, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Coverage Amount of $ is equal to or greater than Required Coverage Amount of $ or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached - Buyer-XX/XX/XXXX <br>Open-Hazard Insurance Coverage Amount of $XXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $XXXXX is less than Required Coverage Amount of $XXXXXX, Missing replacement cost estimate from Insured. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested master policy provided which covers the required coverage amount, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Coverage Amount of $ is equal to or greater than Required Coverage Amount of $ or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXX XXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-DSCR uses highest representative score from all borrowers which is XXX please rescind - Buyer-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV As XXXX is showing XXX but as per credit report the credit score is XXX from which guidelines is not meeting, condition added for LTV - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | PA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business Purpose Affidavit is present, initial business purpose affidavit Not required per paramount guidelines - resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Not required per paramount guidelines - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'Conventional' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Loan type is DSCR but initial business purpose affidavit is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Business Purpose Affidavit is present, initial business purpose affidavit Not required per paramount guidelines - resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Field review serves as secondary review product. Please clear - Buyer-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Missing secondary valuation and updated appraisal document in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXX.pdf |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing initial business purpose affidavit disclosure in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXX XXXXXXX XXXX XXXX.pdf |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Document uploaded and reviewed. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Missing Evidence of Property Tax in the file - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Document uploaded and reviewed. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXX (XX).pdf |  |  | AL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Document uploaded and reviewed. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. please review both page X and page X - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial and Final Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Document uploaded and reviewed. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXXXXXXXX.pdf |  |  | AL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. BPA provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial business purpose affidavit disclosure is missing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. BPA provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXX XXX XXXX XXXXXXXXX.pdf |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Primary housing history verified from CR that reflects current address since XX/XXXX with paid mortgages on p X of the CR provided in Findings. Max of XX months reflected. Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-not sure what you need. This is expanded prime property. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Open-Housing History Does Not Meet Guideline Requirements Unable to verify the primary housing History Per GL we need to verify XX months primary housing history. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Primary housing history verified from CR that reflects current address since XX/XXXX with paid mortgages on p X of the CR provided in Findings. Max of XX months reflected. Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ |  |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Credit Report is Missing | Resolved-Requested Credit report for XX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Open-Borrower X Credit Report is Missing. Borrower X credit report is Missing in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Requested Credit report for XX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXX_X.pdf_xXXXD_<br> XXXXXXX_X.pdf_xXXXD_<br> XXXXXXX_X.pdf_xXXXD_<br> XXXXXXX_X.pdf |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary valuation or additional valuation is missing in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXX_X.pdf |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Requested hazard insurance policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Hazard Insurance Policy The Hazard insurance policy is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested hazard insurance policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Requested flood certificate provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Flood Certificate The Flood Certificate is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested flood certificate provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Requested title document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Document is missing Title document is missing in file.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested title document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested tax certificate provided with correct taxes, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax Property Tax cert document is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested tax certificate provided with correct taxes, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Requested Operating Agreement & EIN provided for LLC, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Entity Formation Doc Indicator is Missing. Note and DOT are signed by member of the LLC and vesting is in the name of the LLC. The Operating Agreement & EIN for the LLC are missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Operating Agreement & EIN provided for LLC, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Xrd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Borrower is Qualifying with XX Months Bank statement income From "XXXX XXXX" & "XXXXXX XXXXX XX XXXXXX" hence Xrd Party VOE is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-the borrower did a rate and term refinance. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited LTV of XX.XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-the borrower isn't receiving any cashout - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited LTV of XX.XX% exceeds Guideline LTV of XX% per guidelines, XX% is the max for cash out. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-the borrower did a rate and term refinance. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited LTV of XX.XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | XXXXXX | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | XXXXXXXX | X - XXXXXXXXXXX | X | X | XXXXXX | XXXXXXX XXX | XXXXXXXX XX XXXXXXXX XXX XXXXXXX | XXXXXXXX-XXX XXXXXXXXXXX XX XXXXXXX XX XXXX XX XXXX #XXXX, XXXXXXX & XXXXXXXXX XXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXXXXX-XXXXXXXX XX XXXXXXXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXX XXX XXXXXX-XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXX-XXXXXXX XXXXXXXX XX XXXXXXXX XXXXXXXX (XXXXX XXXX–XXXX) XXXX XXX XXX XXXXXXXX XXX XXXXXXX XXXXXXX. XX XXXX XXX XXXXXXXXXXX XXX XXX XXXXXXX XXXXXXXX XXXXXXX XX $X,XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | XXXXXXXX-XXX XXXXXXXXXXX XX XXXXXXX XX XXXX XX XXXX #XXXX, XXXXXXX & XXXXXXXXX XXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXXXXX-XXXXXXXX XX XXXXXXXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXX |  |  | XX | XXXXXXXXXX | XXXXXXXXX | XX XXXX XXX - XXXXXXXX XXXXXXXXX | XXXXXXX | X/X | X/X |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | XXXXXX | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | XXXXXX | X - XXX-XXXXXXXX | X | X | XXXXXX | XXXXXXXXXXX | XXXXXXXXXX XXXXXXX XXXXXXX XXX XXXXXXX XXXXXXXXXX | XXXXXX-XXXXXXXX XXXXXXX XXXX XXX XXXXXXXX XXXXXXXXXXXX XXXXXXXXX XXXXXXXX XXX<br> XXXXXXXX XXXXXX: XXXXX - XXX XxXxXX, XXXXXXXX XXXXXXX XX XXXXXXX X XXXXXX XX XXX XXXXXXXX XXXXXX XXX XX XXXXX XXXXX XXX & XXX XXXX, XXX XXXXX XX XXXXX XXX XX XXXX.<br> XXXXXX XXXXXXX XX XXXXX XXXX XXX XXXXXXXX XXXXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | XXXXXX-XXXXXXXX XXXXXXX XXXX XXX XXXXXXXX XXXXXXXXXXXX XXXXXXXXX XXXXXXXX XXX<br> XXXXXXXX XXXXXX: XXXXX - XXX XxXxXX, XXXXXXXX XXXXXXX XX XXXXXXX X XXXXXX XX XXX XXXXXXXX XXXXXX XXX XX XXXXX XXXXX XXX & XXX XXXX, XXX XXXXX XX XXXXX XXX XX XXXX.<br> XXXXXX XXXXXXX XX XXXXX XXXX XXX XXXXXXXX XXXXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  | XXX- XXXX XXXX XX.XXX%, XX XXXXXXXXXXX XXX XX% <br> XXXXXX XXXXX - XXXX XXXX XXX, XX XXXXXXXXXXX XXX XXX<br> XXXXXXXX- XXXX XXXX X.XX XXXXXX, XX XXXXXXXXXXX X XXXXXX<br> XXXXXXXX XXXXXXXX - XXXX XXXX XX%, XX XXXXXXXXXXX XX% XXXX XXXXX | XX | XXXXXXXXXX | XXXXXXXX | XX | XXXXXXX | XXXXXXXXXX XXX-XXXXX | XXX |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | XXXXXX | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | XXXXXXXX | X - XXXXXXXXXXX | X | X | XXXXXX | XXXXXXXXXXX | XXXXXXX XXXXXXXX XXX XXXX XXXXX XXXXXXXXX XXXXXXXX (XXXXXX XX XXXXXX) | XXXXXXXX-XXXXXXXXX XXXXXXXXXX XXXXXX XXX XXX XXXXXXXXX XX XXXX XXXXXXXX XXXXXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. - XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXX-XXXXXXX XXXX XXXXXXXXX XXX XXX XXXXXXX XXXXXX XXXXXX XXXX #XXXXX-XX XXXX XXXXXXX XX $XX,XXX.XX. XXXXXXXX XX XXXXX XX XXX XXXXXX XX $X,XXX.XX XXXXX XXXXXXXX XX XXXXXXXX XXX XX XXXXXXX XXXXXXXX XXX XXXXXXXXX XXXXX XXXXXXXX. XXXX XXXXXXX XXXXXXXX XX XXXXXXX XX XXX XXXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. - XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXXX-XXXXXXXXX XXXXXXXXXX XXXXXX XXX XXX XXXXXXXXX XX XXXX XXXXXXXX XXXXXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXX XXX # XXX - XX_XX_XX XX XX_XX_XX.XXX |  |  | XX | XXXXXXXXXX | XXXXXXXX | XX | XXXXXXX | X/X | X/X |
| XXXXXXXXXX | XXXXXXXXXX |  |  | XXXXXX | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | XXXXXXXX | X - XXXXXXXXXXX | X | X | XXXXXX | XXXXXXXX | XXXXXXXXXXX XXXXXXX XXXX XXXXXXXXX XXXXXXX XXX XXXXXXXX XXXXXXXXX XXXXXXX | XXXXXXXX-XXXXXXX XXXX XXXXXXXXX XXXXXXXX, XXXXXXXXX XXXXXXX XX XXX XXXX XXXXXXX XXX XXX XXXXXXXXX XXXXXXXX XXX XXX XXXXXX XXXXXXXXXXX, XXXXXXXX - XXXXXXXX <br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. XXXXXXXX - XXXXX-XX/XX/XXXX _xXXXX_<br> XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. XXXXXXXX - XXXXX-XX/XX/XXXX _xXXXX_<br> XXXX-XXXXXXXXX XXXX XX XXX XXXX XXXX XX 'XXX' XX XXXXX, XXX XXX XXXXXXXXX XXXXXXXX XXXX XXX XXXXXX XXXXXXXXXXX XXXX XX 'XXX' XX XXXXX. XXXXXXXXX XXXXXXX XXXXXXX XX XXXXX. XXXXXX XXXXXXX XXX XXXXXXX XXXXXXXXX XXXXXXX XXXXX. XXXXXXXXX XXXXXXX XXXX XX XXX XXXX XXXX XX 'XXX' XXX XXX XXXXXXXXX XXXXX XXX XXX XXXXX XXXXXXXXXXX XXXX XX 'XXX'. XXX XXXXXXXXXX, XXX XXXXXXXXX XXXXX XX XXX XXXXXX XXXXXX XXXXX XX XXX XXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | XXXXXXXX-XXXXXXX XXXX XXXXXXXXX XXXXXXXX, XXXXXXXXX XXXXXXX XX XXX XXXX XXXXXXX XXX XXX XXXXXXXXX XXXXXXXX XXX XXX XXXXXX XXXXXXXXXXX, XXXXXXXX - XXXXXXXX <br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXX - XXXXXXXXXXX XXXXXXX.XXX |  |  | XX | XXXXXXXXXX | XXXXXXXXX | XXXX XXX - XXXXX | XXXXXXX | X/X | X/X |
| XXXXXXXXXX | XXXXXXXXXX |  |  | XXXXXX | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | XXXXXXXXXXXX | X - XXX-XXXXXXXX | X | X | XXXXXX | XXXXXXX XXX | XXXXXXXX XXXXXXX XXXXXXXX XX XXXXXXX | XXXXXXXXXXXX-XX XXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXXX XX XXXXXXX-XXXXXX XX XXXXXXX-XX XXXXXX XX XXXXX; XXXXXX XXXXXXXXX XX X XXX-XXXXXXXX XXXXX X.<br> - XXXXX-XX/XX/XXXX _xXXXX_<br> XXXX-XXX XXXX XXXX XXXX XX 'XXXX' XXX XXX XXXXXXXX XXXXXXX XXXXXXXXXX XXXXXXXX XX XXX XXXX XX 'XXXXXXX', XXX XX XXX XXXXXXXX XXXXXXX XX XX 'XXXXXXX'. XXXXXXXX XXXXXXX XXXXXXXX XX XXXXX X XXX XXXX. XXX XXXXXXX XXXXXXXX XXXXXXXX XX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | XXXXXXXXXXXX-XX XXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ |  |  |  | XX | XXXXXXXXXX | XXXXXXXX | XX | XXXXXXX | XXXXXXXX XXXXX-XXXXX | XX |
| XXXXXXXXXX | XXXXXXXXXX |  |  | XXXXXX | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | XXXXXXXX | X - XXXXXXXXXXX | X | X | XXXXXX | XXX XXXXX | XXXXXXX XXXXXX XX XXXXXXX | XXXXXXXX-XXXXXXX XXXXXX XXXXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX<br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. XXXXXXXX - XXXXX-XX/XX/XXXX _xXXXX_<br> XXXX-XXXXXXXX XXXXXXX XXXXXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | XXXXXXXX-XXXXXXX XXXXXX XXXXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX<br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXX XXXXXXXXXX XXXXXXX.XXX |  |  | XX | XXXXXXXXXX | XXXXXXXX | XX | XXXXXXX | X/X | X/X |
| XXXXXXXXXX | XXXXXXXXXX |  |  | XXXXXX | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | XXXXXX | X - XXX-XXXXXXXX | X | X | XXXXXX | XXXXXXXXXXX | XXXXXXX XXXX XXXXXX XX XXXX XXXX XXXXXXXXX XXXXXXX XXXX XXXXXX | XXXXXX-XXXXXX XXXXXXXXX XX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _xXXXX_<br> XXXXX XXX XXXXXX-XXXXXXXX XXXXXXXX. XXXXXXXXX XXXXXXXX. XX XXXXXXX XXXXXXXXX - XXXXX-XX/XX/XXXX _xXXXX_<br> XXXX-XXXXXXX XXXX XXXXXX XX XXXX XXXX XXXXXXXXX XXXXXXX XXXX XXXXXX XX XXX XXXXX XXXXXXXXX XXXXXXXX XXXX XXXXXXX XX $XXXXX. XXXXXXX XXXXXXX XXXXX XX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | _xXXXX_ | XXXXXX-XXXXXX XXXXXXXXX XX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXXXXX XXXXXXXXX XXXXXXXX.XXX |  | XxXX XXXXXXXX XXXXXXX XXX XX XXXXXX.<br> XXXX XXXX XX X.XX XXXXXXX XXX XXXXXXX XXXXXXXXXXX XX X XX X.XX XXXXXX. | XX | XXXXXXXXXX | XXXXXXXX | XX | XXXXXXX | XXXXXXXXXX XXX-XXXXX | XXX |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Final BPA uploaded for review. - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing final business purpose affidavit disclosure in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Final BPA uploaded for review. - Seller-XX/XX/XXXX<br>| Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXXXX XXX.pdf |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' Articles of org docs uploaded. Hence resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Art of Org uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' Articles of org docs uploaded. Hence resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXX of XXX.pdf |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | A | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-BP document dated XX/X/XXXX provided and updated in XX. - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. BP provided and updated in XX - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. please accept the attached for initial business purpose! - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Present'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit from origination is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-BP document dated XX/X/XXXX provided and updated in XX. - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. BP provided and updated in XX - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX initial business purpose.pdf |  |  | NY | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business Purpose document in file, which is sufficient for Sub-Lender to XX, provided the same changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Business Purpose document in file, which is sufficient for Sub-Lender to XX, provided the same changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXXXX and XXXXXXXXX XXXXXXXX.pdf |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | B | A | Credit | Credit | Guarantor Recourse Document is not executed | Resolved-Lender provided fully executed Guaranty. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached Guaranty - Buyer-XX/XX/XXXX <br>Open-Guaranty provided in file is not executed. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided fully executed Guaranty. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXXX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | The Note is Not Executed | Resolved-The Note is Executed - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided fully executed Note. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached note - Buyer-XX/XX/XXXX <br>Open-The Note is Not Executed Borrower Note with Borrower Signature - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Note is Executed - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Lender provided fully executed Note. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXXX_XXXX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | The Deed of Trust is Not Executed | Resolved-Lender provided fully executed DOT. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached DOT - Seller-XX/XX/XXXX <br>Open-The Deed of Trust is Not Executed Provide Deed of Trust with Borrower Signature - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached DOT - Seller-XX/XX/XXXX<br>| Resolved-Lender provided fully executed DOT. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXXX_XXX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Requested final CD with signature provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-TRID: Final Closing Disclosure Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached final CD - Seller-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure Provide Final Closing Disclosure with Signature Missing in File. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached final CD - Seller-XX/XX/XXXX<br>| Resolved-Requested final CD with signature provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-TRID: Final Closing Disclosure Provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XX.XXX |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Executed Loan Agreement | Resolved-Requested executed loan agreement provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached document - Seller-XX/XX/XXXX <br>Open-Provide Signed Loan Agreement. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached document - Seller-XX/XX/XXXX<br>| Resolved-Requested executed loan agreement provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXX XXXXXXXXX.XXX |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | C | A | Credit | Eligibility | Business Purpose Loan: Check if Signor is applicable per guideline | Resolved-Requested executed guaranty agreement provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached - Buyer-XX/XX/XXXX <br>Open-Guidelines do not allow entity to sign note Executed guaranty is missing in file. Guidelines Allow Entity to sign with executed guaranty. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested executed guaranty agreement provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXXX.XXX |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested final business purpose affidavit disclosure provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose & Occupancy Affidavit Signed at Closing Missing in File Required for All DSCR Transactions. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached - Seller-XX/XX/XXXX<br>| Resolved-Requested final business purpose affidavit disclosure provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXXXXX XXXX.XXX |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | 2 - Non-Material | B | B | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Waived-Asset Record 1 Does Not Meet G/L Requirements Exception provided in Pg#XXXX, Exception approved to allow use of XXX% of asset balance in XXXXX XXXXX accounts #XXXX & #XXXX for non-borrowing entities. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-Asset Record 1 Does Not Meet G/L Requirements Exception provided in Pg#XXXX, Exception approved to allow use of XXX% of asset balance in XXXXX XXXXX accounts #XXXX & #XXXX for non-borrowing entities. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | Audited XX% LTV is below the maximum Guideline XX% LTV.<br> Audited XX.XX reserves exceed the minimum required of X months over the required minimum.<br> Fico XXX minimum per guidelines is XXX | TX | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The final XXXX dated XX/XX/XX with marital status present provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. borrower is married - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete The Final XXXX is missing Marital Status. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The final XXXX dated XX/XX/XX with marital status present provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX final XXXX.XXX |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-I-XXX Permanent Resident Card uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached - Buyer-XX/XX/XXXX <br>Open-Borrower 1 Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower 1 is Permanent Resident Alien and supporting Non- US Citizen Identification document is missing. Please provide acceptable documentation. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-I-XXX Permanent Resident Card uploaded, Verified & entered in system - Resolved<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX EAD.XXX |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business Purpose document is missing in file, provided the same changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. review 3rd and 4th page for final - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provided the Signed and notarized final Business purpose affidavit. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Business Purpose document is missing in file, provided the same changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXX.pdf |  |  | MI | Investment | Refinance | Cash Out - Other | 6865135 | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-Borrower is permanent Resident alien, and permanent Resident card is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Borrower 1 Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower 1 Non-US Citizen Identification Document Missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower is permanent Resident alien, and permanent Resident card is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | 6866156 | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. The seller sent me closing instructions referencing the title will be updated that have been uploaded for review. Let me know if this will suffice to clear the condition. - Buyer-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Provided title document loan amount is $XXXXXX, However as per final documents loan amount is $XXXXXX. Provided updated title document. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXXX XXXXXXXXXXXX.pdf |  |  | OH | Investment | Purchase | NA | 6889606 | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Requested third party fraud report provided for both borrowers, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report in file.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested third party fraud report provided for both borrowers, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXX XXXXXXX-XXXXXXXXXXXXX.pdf |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 6891662 | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-DL provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Borrower 2 Photo Identification Missing. Please provide valid photo identification per XXXXXXXXX requirements. Borrower 2 Photo Identification is missing in file.<br> - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-DL provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX_XXXXXX_XX.pdf.pdf_XXXXXX_XXXXXXXXXXXXXXXX.pdf |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 6891663 | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | 2 - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-DH Agrees to waive; please downgrade to a Non-Material Grade 2. - Buyer-XX/XX/XXXX <br>Counter-the attached document is not dated and there are 2 business purpose affidavits required per XXXXXXXXXX (initial and Final) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure is missing in file.<br> - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXXXX XXX XXXXXXXXX XXXXXXXX.pdf |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 6890630 | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - XXXXXXXXXX XXXXXXX.pdf |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 6961072 | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | B | A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved-document provided supporting initial escrow deposit and monthly escrow payment. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. attached - Seller-XX/XX/XXXX _xXXXX_\nOpen-Missing Initial Escrow Disclosure is missing in file.\n - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX_xXXXX_\n | Resolved-document provided supporting initial escrow deposit and monthly escrow payment. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXXX XXXX - XXXX XXXXX XX.Xxx |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Final XXXX is Missing | Resolved-XXXX doc provided. Resolved\n - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. attached - Seller-XX/XX/XXXX _xXXXX_\nOpen-The Final XXXX is Missing Borrower X, Borrower X & LLC XXXX is missing in file.\n - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX_xXXXX_\n | Resolved-XXXX doc provided. Resolved\n - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXX XXX - XXXX XXXXX XX.Xxx |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title coverage is less than loan amount, provided updated Title, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nResolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXX_\nOpen-Title Coverage Amount of $XXXXXX is Less than Loan Amount - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-Title coverage is less than loan amount, provided updated Title, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\n Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXX XXXXXX - XXXX XXXXX XX.Xxx |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Corporation/LLC: Certificate of Good Standing Document is missing | Resolved-finding cleared with documents provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. see attached - Seller-XX/XX/XXXX _xXXXX_\nOpen-this is required within XX days of closing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. see attached - Seller-XX/XX/XXXX_xXXXX_\n | Resolved-finding cleared with documents provided. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXX - XXXXXX.Xxx |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Citizenship Documentation Not Provided | Resolved-documents provided to clear finding. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. passport attached - Seller-XX/XX/XXXX _xXXXX_\nOpen-Borrower X Citizenship Documentation Is Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. passport attached - Seller-XX/XX/XXXX_xXXXX_\n | Resolved-documents provided to clear finding. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXX_XXXXXX_XXXXXXXX.Xxx.Xxx_XXXXXX_XXXXXXXXXXXXXXXX.Xxx |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business Purpose Affidavit signed at closing uploaded, Verified & entered in system - Resolved\n - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nResolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. Final BPA uploaded for review. - Buyer-XX/XX/XXXX _xXXXX_\nOpen-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit Disclosure is missing from file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-Business Purpose Affidavit signed at closing uploaded, Verified & entered in system - Resolved\n - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\n Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXXXXXX_XXXXXXXX XXXXXX XXXXXXXX XXX XXXXXXXXX XXXXXXXXX.Xxx |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Lender provided fully executed initial business purpose disclosure. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nResolved-Lender provided fully executed initial business purpose disclosure. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\nReady for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXX_\nOpen-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business purpose disclosure is missing from file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_\n | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Lender provided fully executed initial business purpose disclosure. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_\n Resolved-Lender provided fully executed initial business purpose disclosure. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_\n | XXXXXXXXX_XX_XXXXXXXXX.Xxx |  |  | NY | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower Id is missing in file, Provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - borrower's application states US Citizen. - XXXXXX-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing Provide Borrower X Citizenship Documentation which is missing from loan file. USA Patriot document reflecting incorrect expiry date in page#XXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Please review upload - borrower's application states US Citizen. - XXXXXX-XX/XX/XXXX<br>| Resolved-Borrower Id is missing in file, Provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXX XXXX.XXX |  |  | NY | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Photo Identification Type Missing | Resolved-Borrower Id is missing in file, Provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - XXXXX-XX/XX/XXXX <br>Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Provide Borrower X Photo ID which is missing from loan file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower Id is missing in file, Provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXX XXXX.XXX |  |  | NY | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved- Escrow holdback agreement provided in lieu of XXXXD, Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-No-we clear this condition with an escrow holdback agreement in lieu of XXXXD. Please escalate and clear this ASAP. - XXXXX-XX/XX/XXXX <br>Counter-Document that was uploaded was for escrow holdback. We are missing the XXXXD completion report. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing XXXXD missing in file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved- Escrow holdback agreement provided in lieu of XXXXD, Resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXX XX XX.XXX |  |  | UT | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. LOE and XX months of VOR was provided to you - XXXXX-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Primary Mortgage or Current Rent History able to verify for XX month finding added VOR on page#XXX<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Housing History Meets Guideline Requirements - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX - XXXX - XXXXX XX XXXXXXX.XXX<br>XXXX.XXX |  |  | UT | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Corporation/LLC: Certificate of Good Standing Document is missing | Resolved-Good Standing Search starts on page XX of the attached document - finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload and email. - XXXXX-XX/XX/XXXX <br>Open-missing from loan file - docs provided are outside of the XX days from closing requirement. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Good Standing Search starts on page XX of the attached document - finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.XXX |  |  | CT | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Resolved, Updated. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. updated attached. - XXXXX-XX/XX/XXXX <br>Counter-Title provided reflects coverage of $XXXXXX which is still not sufficient to cover loan amount of $XXXXXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - XXXXX-XX/XX/XXXX <br>Open-Title Coverage Amount of $X is Less than Loan Amount Provide updated title doc with required loan coverage amount. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved, Updated. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX XXXXXXXXXX (X).XXX<br>XXXXX XXXXXXXXXX (X).XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached VOR - XXXXX-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Primary housing rent history considered as X month per VOR page #XXX. We need borrower previous primary residence housing payment history XXXX XXXXX XX with rent amount $XXXX. Provide VOR for previous address. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Housing History Meets Guideline Requirements - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXX.XXX<br>XXXXXXX XXXX XXXX XXXXXXXX XXXXXXX XXXXXXX.XXX<br>XXXXXX XXXXXXXXX.XXX<br>XXXXXXXX XXXXXXXX (X).XXX<br>XXXXXXXXX XXXX.XXX<br>XXX XX XXXXX XXXX--XXXXX XXXXXXX XXXX XX XXXXXXX - XXXX XXXXXXXX XX XXXX XXXXXXX - XXXX XXXX XXXXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Updated HOI doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached. - Buyer-XX/XX/XXXX <br>Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX The available Homeowner Insurance policy for subject property is effective on XX/XX/XXXX-XX/XX/XXXX post the closing of transaction which is XX/XX/XXXX. Please provide the HOI policy which effective from closing date XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated HOI doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXXX XXXXXXX (X).XXX |  |  | AL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Compliance | Missing Doc | The Final XXXX is Missing | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Acknowledged; please downgrade to a Non-Material Grade X<br> XX approves exception<br> - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Missing Missing final XXXX for XXXXX XX XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Property | Appraisal | Collateral Documentation | Waived-Exception approved for X of X rental comps over X miles on rural property. Subject is located in riverfront location which both elongates market and limits available comps. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-acknowledged - Buyer-XX/XX/XXXX <br>Open-Exception approved for X of X rental comps over X miles on rural property. Subject is located in riverfront location which both elongates market and limits available comps. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception approved for X of X rental comps over X miles on rural property. Subject is located in riverfront location which both elongates market and limits available comps. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XX.XXX% LTV is below the maximum XX% LTV by XX.XX%.<br> XXX Representative credit score exceeds the minimum required of XXX by XX points<br> $XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by X months over the required minimum. | VA | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Compliance | Missing Doc | The Final XXXX is Missing | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Acknowledged; please downgrade to a Non-Material Grade X<br> XX approves exception<br> - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Missing Final XXXX for borrower X & borrower X (business Entity) not in file - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CT | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Doc Issue | Initial Escrow Acct Disclosure missing; loan has escrows | Resolved-IEADS is not required on BPL loans, hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-IEADS is not required on BPL loans, please rescind - Buyer-XX/XX/XXXX <br>Open-Missing IEAD document in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-IEADS is not required on BPL loans, hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CT | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested final business purpose affidavit disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing final business purpose affidavit disclosure in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested final business purpose affidavit disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXXXX XXX XXXXXXXXX.XXX |  |  | CT | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Finding added for Initial BPA is misisng in file, as lender is XXXXXX XXXXXXXX XXX, sub lender to XX, Final BPA is sufficient, which is already in file, and provided the same, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial signed date Business Purpose Affidavit Disclosure is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Finding added for Initial BPA is misisng in file, as lender is XXXXXX XXXXXXXX XXX, sub lender to XX, Final BPA is sufficient, which is already in file, and provided the same, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX XXX XXXXXXXXX XXXXXXXXX.XXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Property | Missing Doc | 1004D Completion Report is Missing | Resolved-1004 D Missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-1004D Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-1004D Completion Report is Missing 1004-D is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-1004 D Missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-1004D Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Final Cd Missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached fina;l CD - Seller-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure Final CD is missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached fina;l CD - Seller-XX/XX/XXXX<br>| Resolved-Final Cd Missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XX.pdf |  |  | PA | Investment | Refinance | No Cash Out - Lender Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Missing | Resolved-Note is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached note - Buyer-XX/XX/XXXX <br>Open-The Note is Missing Borrower sign is missing in provided Note. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Note is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXXX.pdf |  |  | PA | Investment | Refinance | No Cash Out - Lender Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Business Entity Final 1003 is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached 1003 - Seller-XX/XX/XXXX <br>Open-The Final 1003 is Missing Note is signed by LLC and vesting shows LLC however Business Entity application is missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see the attached 1003 - Seller-XX/XX/XXXX<br>| Resolved-Business Entity Final 1003 is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXXX.pdf |  |  | PA | Investment | Refinance | No Cash Out - Lender Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-DOT Notary is Missing in fir, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached DOT - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Missing Borrower sign and Notary is missing in provided DOT. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-DOT Notary is Missing in fir, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXX.pdf |  |  | PA | Investment | Refinance | No Cash Out - Lender Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business Purpose document is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached document - Buyer-XX/XX/XXXX <br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the 1008 is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Business Purpose document is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX_XXXXXXXX.pdf |  |  | PA | Investment | Refinance | No Cash Out - Lender Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Personal Guaranty is missing in file, provided the same changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached Guaranty Agreement - Buyer-XX/XX/XXXX <br>Open-Guaranty Agreement Doc is Missing or Partial Borrower sign is missing in provided Guaranty agreement. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Personal Guaranty is missing in file, provided the same changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXX.pdf |  |  | PA | Investment | Refinance | No Cash Out - Lender Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-VOM is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached VOM documents for this loan - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Borrower having own primary residence and there is no mortgage for that property, required minimum XX months housing history. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-VOM is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.pdf |  |  | PA | Investment | Refinance | No Cash Out - Lender Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached exception - Buyer-XX/XX/XXXX <br>Open-Audited Reserves of X.X month(s) are less than Guideline Required Reserves of X month(s) Exception on #XXX<br> approved to allow reserves of X.XX months vs. X required. - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXXXXXXXX exception.pdf |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> XxXX mortgage history for XX months. | NC | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Updated CD matches prepayment penalty - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. updated HUD attached - Buyer-XX/XX/XXXX <br>Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment Penalty on Note $XX,XXX is greater than the Prepayment Penalty $XX,XXX on Final HUD-X. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated CD matches prepayment penalty - Due Diligence Vendor-XX/XX/XXXX<br>| XX XXX.pdf |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Corporation/LLC: Certificate of Good Standing Document is missing | Resolved-attached document dated XX/XX/XX clears finding as it's within the XX days of closing timeframe. finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. ?? Good standing is dated XX-XX, loan closed XX-XX. - Buyer-XX/XX/XXXX <br>Open-good standing documents provided are outside of XX days from closing per guidelines. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-attached document dated XX/XX/XX clears finding as it's within the XX days of closing timeframe. finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX XXXXXXXXXXX XX XXXX XXXXXXXX.pdf |  |  | LA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-Prepayment Rider uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX <br>Open-Missing DOT Prepayment Rider - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Prepayment Rider uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXXXX XXXXX.pdf |  |  | SC | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | B | B | Credit | Eligibility | Non-Arm's Length Transactions Not Allowed for Program | Waived-Exception on page XXXX for NAL transaction in the DSCR program is approved. Borrower is a realtor acting as their own agent. No prior relationship to seller. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception on page XXXX for NAL transaction in the DSCR program is approved. Borrower is a realtor acting as their own agent. No prior relationship to seller. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.<br> Reserves XX.XX minimum per guidelines is X months | FL | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Deed of Trust document uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached DOT - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Missing .The Deed of Trust is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Deed of Trust document uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX_XXX.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested initial business purpose affidavit disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. As per XXXXXXXXXX Page number XX, for all investment loans we need Business Purpose Affidavit Disclosure final and initial. we only have Final in file. Provide initial Business Purpose Affidavit Disclosure - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested initial business purpose affidavit disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX initial business occup aff.pdf |  |  | TN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached. thank you - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure Missing in the file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX<br>| Post Closing - Business Purpose and Occupancy Affidavit.pdf<br>CERTIFICATION OF BUSINESS PURPOSE.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-Resolved. Appraisal updated. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Updated Appraisal uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see updated appraisal to show "as is" Per seller: change occurred after they rereviewed the appraisal. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing Provide the XXXXD completion report. Appraisal report has been completed as 'subject to' but XXXXD document i missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved. Appraisal updated. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Updated Appraisal uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| Property - Appraisal.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. XXXX, XXXX, etc.) | Resolved-Third Party Market Rent Source XXXX uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. The Third-Party Market Rent Estimate / XXXX is missing. The DSCR calculation is determined off the lesser of the Third-Party Market Rent Estimate or Lease Agreement. The DSCR calculation will be reviewed/reconfirmed upon receipt. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Third Party Market Rent Source XXXX uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | SC | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Missing Primary Appraisal | Resolved-Primary Appraisal uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Primary Value has not been selected The Primary valuation / appraisal is missing along with the XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Primary Appraisal uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | SC | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Exception provided and waived - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Underwriter removed the duplicate CD account and approved an exception for reserves below three months (total reserves of X.XX months).<br>- Buyer-XX/XX/XXXX <br>Open-Per final XXXX Account XXXX Certificate of deposit was counted twice, assets provided does not meet XXXXXXXXX requirement of X months reserves - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited Reserves of X.X month(s) are less than XXXXXXXXX Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception provided and waived - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX exception.pdf |  | LTV XX% max per XXXXXXXXXX is XX%<br> Fico XXX minimum per XXXXXXXXXX is XXX<br> DSCR X.XX minimum per XXXXXXXXXX is X | FL | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Required Affiliated RESPA Business Disclosure is Missing | Resolved-Affiliated RESPA Business Disclosure is not required, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-No affiliated businesses please clear - Buyer-XX/XX/XXXX <br>Open-Required Affiliated RESPA Business Disclosure is Missing Affiliated RESPA Business Disclosure is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Affiliated RESPA Business Disclosure is not required, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CT | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. The Final Business Purpose Affidavit is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Final HUD-X Document is Missing. Settlement Statement provided is the seller Settlement Statement. Provide Settlement Statement with settlement fees paid by the borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Escrow information insufficient or has discrepancy | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Tax value incorrect in IEAd to Tax cert, provided Updated IEAd, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-IEAD tax amount is $X,XXX.XX and as per Tax certificate tax is $X,XXX.XX provide Updated Tax certificate or Updated IEAD - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX- XXXXXXXXX XXXXXX XXXXXXX XX XXXXXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. BPA provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. final Business Purpose Affidavit Disclosure missing in the file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. BPA provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXXXX XXX XXXXXXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved. Lender provided a copy of the Guaranty. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-Guaranty Agreement Doc is Missing or Partial Guaranty agreement missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved. Lender provided a copy of the Guaranty. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXXXX.XXX |  |  | NM | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Lender provided a full copy of the listing that shows expired at the top and was prepared by the realtor on XX/XX/XX which is more recent than what listings the appraiser had at the time of the appraisal. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Counter-Not cleared. The uploaded document is only a top portion of whatever the search was from. The entire document needs to be uploaded for review. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Borrower attempted to market X units separately from the X unit during XXXX. Per XXXXXX, the lowest listing price for the X-unit structure was $XXX,XXX.XX. The lowest listing price for the X-unit structure was $XXX,XXX.XX. Total of $XXX,XXX.XX. Upon realization that all X units were one legal parcel, the borrower re-listed the subject as a X-unit property for a lowest listing price of $XXX,XXX.XX. $XXX,XXX.XX was used as the base for determining the maximum loan structure. - Seller-XX/XX/XXXX <br>Open-XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX The lowest list price since the property has been listed (privately or on the MLS) must be utilized in the <br> valuation/cost basis analysis and no valuation or cost basis utilized for determining the leverage/loan amount can exceed this amount.<br> The appraisal reflects the subject was listed for sale XX/XX/XXXX for $XXX,XXX. This causes the LTV to be XXX.XX%. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Borrower attempted to market X units separately from the X unit during XXXX. Per XXXXXX, the lowest listing price for the X-unit structure was $XXX,XXX.XX. The lowest listing price for the X-unit structure was $XXX,XXX.XX. Total of $XXX,XXX.XX. Upon realization that all X units were one legal parcel, the borrower re-listed the subject as a X-unit property for a lowest listing price of $XXX,XXX.XX. $XXX,XXX.XX was used as the base for determining the maximum loan structure. - Seller-XX/XX/XXXX<br>| Resolved-Lender provided a full copy of the listing that shows expired at the top and was prepared by the realtor on XX/XX/XX which is more recent than what listings the appraiser had at the time of the appraisal. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX & XXXX XXXXXX XXXXXXX XXXXX.XXX<br>XX-XXXXX XXX.XXX |  |  | NM | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved. Lender provided a copy of the Business purpose affidavit. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business purpose affidavit missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved. Lender provided a copy of the Business purpose affidavit. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXXXX XXXXXXX.XXX |  |  | NM | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Resolved. Lender provided Final Settlement Statement with disbursement date. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Counter-Not cleared. The settlement statement provided does not reflect a disbursement date at the top of the document. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-Disbursement date missing on settlement statement. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Lender provided Final Settlement Statement with disbursement date. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXX XX.xxx<br>XX-XXXXX XXXXX XX.xxx |  |  | NM | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Resolved. Lender provided a copy of the Deed of Trust. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The Deed of Trust is Missing Deed of trust document missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Lender provided a copy of the Deed of Trust. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXXXX.xxx |  |  | NM | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Note is Missing | Resolved-Resolved. Lender provided a copy of the note. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The Note is Missing Note missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Lender provided a copy of the note. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXX.xxx |  |  | NM | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Assets | Large Deposit Not Verified. | Resolved-Client has provided documentation of the $XX,XXX deposit. The 2nd deposit of $XX,XXX.XX has not been documented and has been backed out of the available balance. This has to effect on the loan approval and qualification. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. $XX,XXX deposit source attached. Regarding the other, please note this is a cash out refi on which the repeat borrower received +$XXXk at closing rendering the deposit moot. - Seller-XX/XX/XXXX <br>Open-The borrower has X large deposits into XXXXXXXXXX XXXX XXXXX that were not documented. The first deposit was into account #XXXX on XX/XX/XX for the amount of $XX,XXX.XX. The borrower stated that this deposit was from the sale of a modular home. The second deposit was into account #XXXX on XX/XX/XX for the amount of $XX,XXX. The borrower stated that this deposit was from a construction draw on XX Twin Peaks Manor LLC. In both cases, while we have an explanation the loan file is missing the supporting documents for each deposit. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. $XX,XXX deposit source attached. Regarding the other, please note this is a cash out refi on which the repeat borrower received +$XXXk at closing rendering the deposit moot. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided documentation of the $XX,XXX deposit. The 2nd deposit of $XX,XXX.XX has not been documented and has been backed out of the available balance. This has to effect on the loan approval and qualification. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXXX.xxx |  |  | NM | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Cleared - Client has provided the final settlement statement with the correct closing dates. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Counter-Not cleared - a final settlement statement was provided however it appears to have an incorrect settlement date. The dates shown are settlement date XX/XX/XXXX and disbursement date XX/XX/XX. The file is missing an accurate closing statement. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Closing Doc is Missing. Not cleared - a final settlement statement was provided however it appears to have an incorrect settlement date. The dates shown are settlement date XX/XX/XXXX and disbursement date XX/XX/XX. The file is missing an accurate closing statement. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-Closing Doc is Missing. The loan file contains an estimated settlement statement as evidenced by the "estimated settlement date" shown on the disclosure. The loan file is missing the final signed settlement statement. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Cleared - Client has provided the final settlement statement with the correct closing dates. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXX XX.xxx<br>XX-XXXXX XXXXX XX.xxx |  |  | NM | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Corporation/LLC: Operating Agreement Document is missing | Resolved-Cleared - Client provided operating agreement for XX to confirm borrower is a member, which he is at XXX%. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br> Open-The borrower's LLC, XX XX, has as its sole member XX. The assets from XX XX were used to qualify the loan. In order to uses these assets we need to determine who the member(s) is/are of XX. The loan file is missing the operating agreement from XX to verify our borrower is a member. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Cleared - Client provided operating agreement for XXXX to confirm borrower is a member, which he is at XXX%. - Due Diligence Vendor-XX/XX/XXXX | XX-XXXXX XXXX XXXXXXX XX.xxx |  |  | NM | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. XXXX, XXXX, etc.) | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Cleared - Client provided the information in the appraisal to support monthly rents. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see page X of the addendum within the appraisal:<br> DATA SOURCE: AIRBNB<br> XXXX X. XXXXXX XXXXXX, XXXXXXX, CA XXXXX, THE AVERAGE NIGHTLY RENT IS $XX.XX FOR A STUDIO WHICH IS<br> COMPARABLES TO THE ADU ONSITE.<br> XXXX X. XXXXXXX XXXXXX, XXXXXXX, CA XXXXX, THE PROPERTY CONSISTS OF X,XXX SQFT X BEDROOM X BATH<br> HOME, AVERAGE NIGHTLY RENT IS $XXX.XX<br> XXX X. XXXXXXXXX XXX, XXXXXXX, CA XXXXX. THE PROPERTY CONSISTS OF X,XXX SQFT X BEDROOM X.X BATHS,<br> THE AVERAGE NIGHTLY RENT IS $XXX.XX<br> XXXX X. XXXXX XXXXX, XXXXXXX, CA XXXXX. THE PROPERTY CONSISTS OF X,XXX SQFT X BEDROOM X BATHS, THE<br> AVERAGE NIGHTLY RENT IS $XXX.XX<br> THE RENTAL COMPARABLE AVERAGE NIGHTLY RENT FOR THE MAIN DWELLING IS $XXX.XX WITH AVERAGE<br> NIGHTS PER MONTH IS XX DAYS. THE SHORT TERM RENT MONTHLY RENT IS $X,XXX.XX<br> THE ADU AVERAGE NIGHTLY RENT IS $XXX.XX WITH AVERAGE NIGHTS PER MONTH OF XX DAYS. THE SHORT<br> TERM MONTHLY RENT IS $X,XXX.XX<br> THE TOTAL MONTHLY RENT FOR THE MAIN DWELLING AND ADU IS $X,XXX.XX OR $XX,XXX PER YEAR. - Seller-XX/XX/XXXX <br>Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. The loan file is missing the third party rent estimate to calculate the lower of the lease or the 3rd party rental amounts to calculate the DSCR. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Please see page X of the addendum within the appraisal:<br> DATA SOURCE: AIRBNB<br> XXXX X. XXXXXX XXXXXX, XXXXXXX, CA XXXXX, THE AVERAGE NIGHTLY RENT IS $XX.XX FOR A STUDIO WHICH IS<br> COMPARABLES TO THE ADU ONSITE.<br> XXXX X. XXXXXXX XXXXXX, XXXXXXX, CA XXXXX, THE PROPERTY CONSISTS OF X,XXX SQFT X BEDROOM X BATH<br> HOME, AVERAGE NIGHTLY RENT IS $XXX.XX<br> XXX X. XXXXXXXXX XXX, XXXXXXX, CA XXXXX. THE PROPERTY CONSISTS OF X,XXX SQFT X BEDROOM X.X BATHS,<br> THE AVERAGE NIGHTLY RENT IS $XXX.XX<br> XXXX X. XXXXX XXXXX, XXXXXXX, CA XXXXX. THE PROPERTY CONSISTS OF X,XXX SQFT X BEDROOM X BATHS, THE<br> AVERAGE NIGHTLY RENT IS $XXX.XX<br> THE RENTAL COMPARABLE AVERAGE NIGHTLY RENT FOR THE MAIN DWELLING IS $XXX.XX WITH AVERAGE<br> NIGHTS PER MONTH IS XX DAYS. THE SHORT TERM RENT MONTHLY RENT IS $X,XXX.XX<br> THE ADU AVERAGE NIGHTLY RENT IS $XXX.XX WITH AVERAGE NIGHTS PER MONTH OF XX DAYS. THE SHORT<br> TERM MONTHLY RENT IS $X,XXX.XX<br> THE TOTAL MONTHLY RENT FOR THE MAIN DWELLING AND ADU IS $X,XXX.XX OR $XX,XXX PER YEAR. - Seller-XX/XX/XXXX<br>| Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Cleared - Client provided the information in the appraisal to support monthly rents. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Lease Agreements Missing | Resolved-Client has provided the page from the appraisal report that shows monthly rents LTR for a STR. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. short term rental – Appraisal addendum for short term rental used for DSCR calc and qual - $XXXX/month - Seller-XX/XX/XXXX <br>Open-The appraisal states that the main unit and the ADU are both tenant occupied however the loan files does not contain the leases for the units and the DSCR can't be calculated without them. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. short term rental – Appraisal addendum for short term rental used for DSCR calc and qual - $XXXX/month - Seller-XX/XX/XXXX<br>| Resolved-Client has provided the page from the appraisal report that shows monthly rents LTR for a STR. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXXXXX XXXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Cleared - Client has provided an email from the insurance company verifying that there is X months rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see insurance agent email confirming X month rent loss coverage. - Seller-XX/XX/XXXX <br>Open-The guidelines require rent loss coverage and the amount of coverage must be at least the lesser of six months' rent or XX% of the loan amount. The HOI policy provided does not have rent loss coverage listed. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see insurance agent email confirming X month rent loss coverage. - Seller-XX/XX/XXXX<br>|  | XX-XXXXX XXXX XXXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Cleared - Client has provided the final settlement statement. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-Closing Doc is Missing. The loan file contains an estimated settlement statement however the final signed statement is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Cleared - Client has provided the final settlement statement. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXX XX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. XXXX, XXXX, etc.) | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Client has indicated that the LTR of $XX,XXX was used to qualify as seen on page XX of the appraisal. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The STR analysis can be found on pages XX-XX of the appraisal. The final short term rent estimate of $XXXXX per month was used. - Seller-XX/XX/XXXX <br>Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. The loan file is missing the third party rent estimate for this short term rental. It appears loan is being qualified with long term rental estimate however it is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-The STR analysis can be found on pages XX-XX of the appraisal. The final short term rent estimate of $XXXXX per month was used. - Seller-XX/XX/XXXX<br>| Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Client has indicated that the LTR of $XX,XXX was used to qualify as seen on page XX of the appraisal. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Property | Property | Property is listed for sale | Waived-Client has requested an exception for the property being listed for sale at the time of closing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. This was approved and evaluated during origination. - Seller-XX/XX/XXXX <br>Counter-The document provided shows that the property was re-listed for sale the day before the note date. The guidelines state that the property is currently listed for sale, then it must be removed from the MLS (documented) prior to closing. The subject property was still listed at the time of closing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. The loan was final approved on XX/XX/XX. - Seller-XX/XX/XXXX <br>Open-The appraisal states that the subject is currently listed for sale with a sales price of $X,XXX,XXX. The exterior photos also show the for sale sign in front of the property. The loan file is missing evidence that the subject has been removed from the MLS, which is required per guidelines. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. This was approved and evaluated during origination. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. The loan was final approved on XX/XX/XX. - Seller-XX/XX/XXXX<br>| Waived-Client has requested an exception for the property being listed for sale at the time of closing. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXX.XXX<br>XX-XXXXX XXXXXXXXX.XXX |  | XX.XX% LTV is below the maximum XX% LTV by XX.XX%.<br> $XXX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by XX months over the required minimum.<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Originator Post-Close | Yes |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Amount of title insurance is less than mortgage amount | Resolved-Cleared - Client provided an updated prelim title show sufficient coverage at $X,XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The title coverage in the loan file is $X,XXX,XXX which is insufficient for the loan amount of $X,XXX,XXX. File is missing sufficient title coverage. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Cleared - Client provided an updated prelim title show sufficient coverage at $X,XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXX.XXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Citizenship Documentation Not Provided | Resolved-Citizenship Document is Missing in file, provided DL, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. All guarantors US Citizens. Not sure which person is considered X-X so all apps and IDs attached. - Seller-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. All guarantors US Citizens. Not sure which person is considered X-X so all apps and IDs attached. - Seller-XX/XX/XXXX<br>| Resolved-Citizenship Document is Missing in file, provided DL, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX GX XXX XXX.XXX<br>XX-XXXXX GX XXX XXX.XXX<br>XX-XXXXX GX XXX XXX.XXX<br>XX-XXXXX GX XXX XXX.XXX |  |  | PA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Citizenship Documentation Not Provided | Resolved-Citizenship Document is Missing in file, provided DL, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. All guarantors US Citizens. Not sure which person is considered X-X so all apps and IDs attached. - Seller-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. All guarantors US Citizens. Not sure which person is considered X-X so all apps and IDs attached. - Seller-XX/XX/XXXX<br>| Resolved-Citizenship Document is Missing in file, provided DL, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XX XXX XXX.XXX<br>XX-XXXXX XX XXX XXX.XXX<br>XX-XXXXX XX XXX XXX.XXX<br>XX-XXXXX XX XXX XXX.XXX |  |  | PA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Citizenship Documentation Not Provided | Resolved-Citizenship Document is Missing in file, provided DL, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. All guarantors US Citizens. Not sure which person is considered X-X so all apps and IDs attached. - Seller-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. All guarantors US Citizens. Not sure which person is considered X-X so all apps and IDs attached. - Seller-XX/XX/XXXX<br>| Resolved-Citizenship Document is Missing in file, provided DL, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XX XXX XXX.XXX<br>XX-XXXXX XX XXX XXX.XXX<br>XX-XXXXX XX XXX XXX.XXX<br>XX-XXXXX XX XXX XXX.XXX |  |  | PA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Guarantor Recourse Document is not executed | Resolved-Cleared - Client has provided the fully executed Guaranty. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The loan guaranty is not fully executed. The loan file is missing the guaranty signed by XXXXXX XXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Cleared - Client has provided the fully executed Guaranty. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXXXX.XXX |  |  | GA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | The Deed of Trust is Not Executed | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Cleared - Client has provided the DOT and an explanation as to why not signed by XXXXXX XXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please note that XXXXXX XXXXXXXXX is a Non Qualifying Guarantor and is not required to sign the mortgage. - Seller-XX/XX/XXXX <br>Open-The deed of trust is not fully executed. The loan file is missing the DOT signed by XXXXXX XXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please note that XXXXXX XXXXXXXXX is a Non Qualifying Guarantor and is not required to sign the mortgage. - Seller-XX/XX/XXXX<br>|  | XX-XXXXX XXXXXXXX.XXX |  |  | GA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Lender Approval Form is Missing | Resolved-Client provided evidence that the subject was no longer listed for sale. Subject was listed for XXX days not XXX as originally stated. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Can confirmation/evidence be provided, please? We are not seeing the XXX days. - Seller-XX/XX/XXXX <br>Counter-Not cleared - Client provided the cancelled listing which was already in the loan file. The loan file is missing the credit policy approval since the subject was listed for sale for more than XXX days. From the guidelines, "In the event that the property has been listed for sale for > XXX days then Credit Policy must approve the loan and may reduce the applicable leverage." The subject was listed for XXX days. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Removed from MLS prior to closing. - Seller-XX/XX/XXXX <br>Open-The guidelines for a subject property current listed for sale for more than XXX days requires credit policy must approve the loan. At the time of the appraisal the subject was listed for XXX days. The loan file is missing the credit policy approval. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Can confirmation/evidence be provided, please? We are not seeing the XXX days. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Removed from MLS prior to closing. - Seller-XX/XX/XXXX<br>| Resolved-Client provided evidence that the subject was no longer listed for sale. Subject was listed for XXX days not XXX as originally stated. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXXXXXXX.XXX |  |  | TN | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Borrower X Credit Report is Expired | Resolved-Resolved. Lender provided updated credit report. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-Borrower X Credit Report is Expired (Greater than XXX days from the Closing Date). Borrower X Credit Report is over XXX days from the note date. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Lender provided updated credit report. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXXX XX.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Application | Resolved-Cleared. Guarantor application has been received. XXXXXXXX has been updated to reflect. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-As per guidelines, page X / X, Each Guarantor is required to complete their own personal Guarantor application. The Non-qualified guarantor on the loan signed the Guaranty document and the application is missing from file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Cleared. Guarantor application has been received. XXXXXXXX has been updated to reflect. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXX XXX.XXX |  |  | VA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Cleared. XXXXXXXX has been updated to reflect the provided explanation. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Current taxes (XXXX.XX) are .XXXX of the assessed value (XXX,XXX). Using that same rate at XXX,XXX = XXXX/yr - Seller-XX/XX/XXXX <br>Open-Tax amount is not matching with final closing disclosure, required taxes are $XXX.XX\*XX = $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Current taxes (XXXX.XX) are .XXXX of the assessed value (XXX,XXX). Using that same rate at XXX,XXX = XXXX/yr - Seller-XX/XX/XXXX<br>| Resolved-Cleared. XXXXXXXX has been updated to reflect the provided explanation. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | VA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Photo Identification Type Missing | Resolved-Requested ID Card for Borrower provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification Missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Requested ID Card for Borrower provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XX.pdf |  |  | VA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Borrower was late on X/X/XX payment and the loan closed on XX/XX/XXXX. That is X months (XXX days), therefore meets the GL requirement of no XX-day late payment within the last X months (XxXXxX). Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Borrower was late on X/X/XX payment. We closed this loan XX/XX/XXXX. That is X months (XXX days), not X months. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The primary mortgage history is verified on the XXXXXXXXXX VOM, p XXX, which reflects XxXXxXX with the Date of Delinquency: XX/XX/XXXX. Since the date of the delinquency was within the last X months, the GL requirement is not met. Per XXXXXX GL, p XX, "For the DSCR Standard and Shortfall Programs, the borrower(s) / guarantor(s) can have a maximum of one XX- day late payment within the last XX months (XxXXxXX), no XX-day late payment within the last X months (XxXXxX), and no more than two XX-day late payments within the last XX months (XxXXxXX)." - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower was late on X/X/XX payment and the loan closed on XX/XX/XXXX. That is X months (XXX days), therefore meets the GL requirement of no XX-day late payment within the last X months (XxXXxX). Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | Compensating Factors: FICO XXX (XXX min), DSCR X.XXX (X.X min). | DE | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Photo Identification Type Missing | Resolved-XX photo Identification is Missing in file, provided DL , changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Both attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Missing XX Identification - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX photo Identification is Missing in file, provided DL , changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | NJ | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Unable to verify Rent history for Borrower X due to insufficient documentation of rent payment history - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.pdf |  |  | PA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Agrees to waive signed initial BPA as we have one signed at loan consummation; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing initial business purpose affidavit disclosure in file. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | X. XX.XX% LTV is below the maximum XX% LTV by XX.XX%.<br> X. $XXX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX months over the required minimum. | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved-Final CD provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. This is a dscr loan so there is no cd and the gfe, til and settlement statement were provided in lieu. - Buyer-XX/XX/XXXX <br>Open-Final HUD-X Document is Missing. Missing Fina HUD-X document in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final CD provided - Due Diligence Vendor-XX/XX/XXXX<br>| Post Closing - Executed Closing Disclosure.pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard Insurance Effective date of XX-XX-XXXX is after the note date of XX-XX-XXXX, provided post Settlement statement dated XX-XX-XXXX which is after the Note Date, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-This is a dry state; the doc date is not the same as the funded date. Please waive. - Buyer-XX/XX/XXXX <br>Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Effective date is after note date. However unable to identify the disbursement date because of final CD or HUD document is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard Insurance Effective date of XX-XX-XXXX is after the note date of XX-XX-XXXX, provided post Settlement statement dated XX-XX-XXXX which is after the Note Date, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business Purpose Affidavit signed at closing uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Final Business Purpose Affidavit Disclosure missing in file. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure signed as closing is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Business Purpose Affidavit signed at closing uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXX XXXX XXXXXXXXX XX X.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance premium is Missing in hazard document, provided updated Invoice for Premium, changes made In system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Hazard Insurance Policy Partially Provided The Hazard Insurance document is available on page XXX but the premium is missing. Utilized the premium amount reflected on the IEADS of $X,XXX.XX for the DSCR calculation. Provide an updated Hazard Insurance document reflecting the premium. If it varies from the amount reflected on the IEADS, the DSCR will need to be recalculated. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Hazard Insurance premium is Missing in hazard document, provided updated Invoice for Premium, changes made In system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | VA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | B | A | Credit | Doc Issue | Prepayment Notice is Missing | Resolved-The addendum to the note was provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The addendum to the note for the prepayment penalty is missing. Provide the addendum to the note. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The addendum to the note was provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXXXX XXXXXXXX XX XXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Prepayment Penalty is missing or inaccurate | Resolved-The PPP was corrected with the updated document - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-the Prepayment penalty is showing $XXXX when the penalty should be $XXXX. Provide a corrected Final CD. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The PPP was corrected with the updated document - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure on closing date is missing in file.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXX XXXXXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts Fraud Report Shows Uncleared High Alerts without cleared comments - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXX XXXXX.XXX |  |  | NE | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Fico Mis match from XXXX to Credit report, provided updated XXXX, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' with Highest mid score fico method used per guidelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. XXXX Reflects FICO as XXX Whereas with X Borrower Highest Mid Score Getting XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Fico Mis match from XXXX to Credit report, provided updated XXXX, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. XXXX Reflects FICO as XXX Whereas with X Borrower Highest Mid Score Getting XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXX XXXX XXXXXXXXX XX X_X.XXX |  |  | NE | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledges - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Agrees to waive signed initial BPA as we have one signed at loan consummation; please downgrade to a Non-Material Grade X. - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose & Occupancy Affidavit Missing in File Required for All DSCR Transactions. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-XX Agrees to waive signed initial BPA as we have one signed at loan consummation; please downgrade to a Non-Material Grade X. - Seller-XX/XX/XXXX<br>| Acknowledged-XX Acknowledges - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | NE | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | B | A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved-Initial Escrow Disclosure is not required on BPL loans hence condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-This is not in our standard doc set. Please clear - it's mentioned in the mortgage and note. Please clear - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Missing Initial Escrow Disclosure in file.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Initial Escrow Disclosure is not required on BPL loans hence condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | GA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledges - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Agrees to waive signed initial BPA as we have one signed at loan consummation; please downgrade to a Non-Material Grade X. - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose affidavit is missing, Final Business Purpose provided with signature date of XX/XX/XX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-XX Agrees to waive signed initial BPA as we have one signed at loan consummation; please downgrade to a Non-Material Grade X. - Seller-XX/XX/XXXX<br>| Acknowledged-XX Acknowledges - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-settlement statement provided with recording fees supporting mortgage sent for recording after closing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. This is a dscr loan so there si no cd and the gfe, til and settlement statement were provided in lieu. - Buyer-XX/XX/XXXX <br>Open-Missing evidence of Mortgage recording only provided loan estimate and closing instructions - missing final CD to support mortgage sent for recording. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-settlement statement provided with recording fees supporting mortgage sent for recording after closing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXXXX XXXXXXXXXX.XXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Loan is DSCR-CD/Hud is Missing file, provide Settlement statement, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. This is a dscr loan so there si no cd and the gfe, til and settlement statement were provided in lieu. - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure Missing Initial & Final Closing Disclosure. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Loan is DSCR-CD/Hud is Missing file, provide Settlement statement, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXXXX XXXXXXXXXX.XXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Provided Settlement statement where disbursement date is XX/XX/XXXX is after the Note Date of XX/XX/XXXX, Hence Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-The insurance effective date is XX/XX and the loan funded XX/XX. This is a dry state; the doc date is not the same as the funded date. Please waive. - Buyer-XX/XX/XXXX <br>Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX, Provide prior to closing policy - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Provided Settlement statement where disbursement date is XX/XX/XXXX is after the Note Date of XX/XX/XXXX, Hence Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Unable to verify complete XX month housing history , as active primary mortgage is reflecting as X months, provided VOM for same, as borrower lives past Xyrs and the mortgage was paid off, provided VOM for same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached. - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Borrower living in property#XXX XXXXXXXXX XX with active mortgage verified in credit report page#XXX with months reviewed X months. Provide XX months housing history required for guidelines. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Unable to verify complete XX month housing history , as active primary mortgage is reflecting as X months, provided VOM for same, as borrower lives past Xyrs and the mortgage was paid off, provided VOM for same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXXXXX XXXXXXX.XXX |  |  | NC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title coverage is less than loan amount, provided Final Title document, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated title uploaded. - Seller-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title Coverage Amount on policy provided is Less than Loan Amount - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Updated title uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Title coverage is less than loan amount, provided Final Title document, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXX.XXX |  |  | OH | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. XXXX, XXXX, etc.) | Resolved-XXXX rent Schedule document missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Appraisal showing Market Rent uploaded - Buyer-XX/XX/XXXX <br>Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. Missing Third party market rent estimate. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXX rent Schedule document missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXXXXX.XXX |  |  | OH | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Missing Primary Appraisal | Resolved-Appraisal is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Appraisal uploaded for review. - Seller-XX/XX/XXXX <br>Open-Primary Value has not been selected Missing Appraisal - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Appraisal uploaded for review. - Seller-XX/XX/XXXX<br>| Resolved-Appraisal is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXXXXX.XXX |  |  | OH | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Exception waived - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-We acknowledge this approved exception. Please clear as presented, thank you - Buyer-XX/XX/XXXX <br>Open-Loan does not conform to program guidelines Exception on #XXXX approved to utilize rents received per lease agreement over the market rent to calculate the DSCR with less than three months documentation of receipt. Monthly rent documented for November and December, plus just three days for October. Recommend waiving - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception waived - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> XX.XX% LTV is below the maximum XX% LTV by XX.XX%.<br> Investor experience- borrower owns X investment properties, experience require per guidelines is none | SC | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested Final Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Final Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX XXX XXXXXXXXX XXX..XXX |  |  | SC | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Final XXXX is Incomplete | Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Final XXXX reflects non permanent however permanent resident card on page XXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXX XXX XXXXXXXXXXX.XXX |  |  | DE | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested Final Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing final business purpose affidavit disclosure in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Final Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXX XXXXXXXXXX.XXX |  |  | DE | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Permanent RA card provided for borrower w/ expiration date of XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing Required Borrower Citizenship documents. Borrower ID was not provided. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Permanent RA card provided for borrower w/ expiration date of XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | OH | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-There are uncleared alerts in fraud, provided updated Fraud report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts Fraud Report Shows High Uncleared Alerts, Provide Fraud Report with cleared alerts - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-There are uncleared alerts in fraud, provided updated Fraud report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX.XXX<br>XXXXXXXXXXXXXX.XXX |  |  | TN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Hazard Insurance Policy There was a Replacement Cost Estimate, however the hazard policy was missing from the file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Xrd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Borrower X Xrd party VOE prior to close missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Xrd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing Borrower X Xrd party VOE prior to close missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business Purpose affidavit is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-plase see attached. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide Final Business Purpose Affidavit executed at closing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Business Purpose affidavit is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX - XXXXXXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-<br> Fraud Report partially in file, provided complete fraud report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Third Party Fraud Report Partially Provided Provide complete Fraud Report. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-<br> Fraud Report partially in file, provided complete fraud report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.XXX |  |  | AR | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | The Note is Not Executed | Resolved-The Note is Executed - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Note is Not Executed - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Note is Executed - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Prepayment Penalty Information Unavailable | Resolved-For the state of Ohio per matrix- If loan amount is < $XXX,XXX and property is X-X units, then PPP is not allowed - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-there is no prepay. what is on the note is correct - Due Diligence Vendor-XX/XX/XXXX <br>Open-Note does not reflect prepayment terms, Lock confirmation on page XXX reflects X year prepayment penalty - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-For the state of Ohio per matrix- If loan amount is < $XXX,XXX and property is X-X units, then PPP is not allowed - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | OH | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Compliance | Missing Doc | The Final XXXX is Missing | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-DH agrees to waive this as a grade X - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Missing Final LLC XXXX is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | AL | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation or Additional Valuation is missing per guideline requirements - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Secondary Valuation is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX XXX.XXX |  |  | GA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business Purpose affidavit is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit is missing from file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Business Purpose affidavit is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXXXX XXX XXXXXXXXX XXXXXXXX.XXX |  |  | GA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved-Final CD was provided not HUD-X. Updated appropriate pages. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Final HUD-X Document is Missing. Provide Final HUD-X with closing date of XX/XX/XXXX same as Note date. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. both note and cd has a date of X/X. Please waive this condition. - Buyer-XX/XX/XXXX |  | Resolved-Final CD was provided not HUD-X. Updated appropriate pages. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXX XXXX.XXX<br>XXXX XXXXXXX - XXXXXXXX XXXXXXX XXXXXXXXXX.XXX |  |  | GA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Assets not properly documented/insufficient | Resolved-Evidence of the Earnest Money Deposit iao $X,XXX received. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. also see check w/d on bank statement on XX/XX - Buyer-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. check copy attached. - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Provide evidence of the Earnest Money Deposit iao $X,XXX - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Resolved-Evidence of the Earnest Money Deposit iao $X,XXX received. - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXXXXXXXXXXXX.XXX_xXXXXD_<br> XXXXXX - XXXX XXXXXXXXXX.XXX |  |  | GA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-XX.XX% LTV is below the maximum XX% LTV by XX.XX%.<br> $XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by X.XXXXXXXXXXXXXX months over the required minimum. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-ACKNOWLEDGED - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Audited Loan Amount is less than Guideline Minimum Loan Amount Exception on page#XXX<br>Exception reviewed - approved for loan amount of XXK vs. XXXK. Comp factors: XXX<br> fico, XX+ mos reserves after close, LTV under XX% - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ |  |  | XX.XX% LTV is below the maximum XX% LTV by XX.XX%.<br> $XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by X.XXXXXXXXXXXXXX months over the required minimum.<br>| FL | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Unable to Resolve-Unable to Resolve-XX approves Exception. Comp Factors:<br> XXX FICO<br> XxXXxXX mtg pay history<br> XxXXxXX HELOC pay history - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Audited LTV of XX% exceeds Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ |  |  |  | IN | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Requested additional assets provided which are sufficient to have sufficient reserves, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Open-Audited Reserves of month(s) are less than Guideline Required Reserves of X month(s) Updated provided assets in file but does not meet guidelines requirement of X. Provide additional assets to meet guidelines requirement of X - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Resolved-Requested additional assets provided which are sufficient to have sufficient reserves, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXXXXX_X.XXX_xXXXXD_<br> XXXXXXX_X.XXX |  |  | KS | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Updated Secondary Valuation/AVM dated X/X/XXXX provided in Findings: XXXXXXX_X.XXX since the prior AVM dated X/XX/XXXX was greater than XXX days from the Note Date of XX-XX-XXXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Counter-Unable to locate the FSD score on the House Canary product provided. The FSD description is on p X but there is not a score on this report in Findings: XXXXXXX_X.XXX. - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-seeattached - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Counter-The ICE Interactive AVM provided is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX). - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Open-Second Appraisal/ Valuation is Missing Required for Securitizations - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Resolved-Updated Secondary Valuation/AVM dated X/X/XXXX provided in Findings: XXXXXXX_X.XXX since the prior AVM dated X/XX/XXXX was greater than XXX days from the Note Date of XX-XX-XXXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXXXXX_X.XXX_xXXXXD_<br> XXXXXXX_X.XXX_xXXXXD_<br> XXXXXXX_X.XXX_xXXXXD_<br> XXXXXXX_X.XXX |  |  | VA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. see corrected XXXX reflecting credit score of XXX - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. XXXX to be corrected with correct qualifying FICO. - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXX - XXXXXXXXXXX XXXXXXX.XXX |  |  | AR | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Borrower lives in Primary address for X months, verified, need XX months housing history, previous address history unable to verify, Provided VOM for previous address, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Ready for Review-Document Uploaded. Please see UW LOE for this - Buyer-XX/XX/XXXX _xXXXXD_<br> Open-Housing History Does Not Meet Guideline Requirements Primary Mortgage or Current Rent History considered X months as borrower is currently living in XXXX XXXX XXXXXX XXXXXX XXXXXXXXX for X months but only X months mortgage statement is provided - Due Diligence Vendor-XX/XX/XXXX | _xXXXXD_ | Resolved-Borrower lives in Primary address for X months, verified, need XX months housing history, previous address history unable to verify, Provided VOM for previous address, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXXD_<br> Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX_xXXXXD_ | XXXX XXXXXXXX XXX XXXXXXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax for Community Dev District Fee uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Missing Evidence of Property Tax Unable to find the Community Dev District Fee in the Estimated property tax value which is on #XXX. Require tax certificate - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Evidence of Property Tax for Community Dev District Fee uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXX XXX XXXX XXXX XXX.pdf_xXXXD_<br> XXXXXXXXXXX - XXXXXXXX XXX XXXXXXXXXXX.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business Purpose Affidavit is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. BPAs uploaded for review. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business purpose affidavit signed before and at closing both are not present in file, according to XX Guidelines under DSCR program Business Purpose affidavit signed by the borrower both at submission and closing is required.<br> - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Business Purpose Affidavit is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXXXXX_XXXXXX XXXX.pdf |  |  | NC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title coverage is less than loan amount, provided Updated Title document, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title Coverage Amount of $XXX,XXX is Less than Loan Amount of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Title coverage is less than loan amount, provided Updated Title document, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXX XXXXXXX XXXXXXXXXX.pdf |  |  | MO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. copy signed at closing attached, seller doesn't have an initial copy XX Agrees to waive; please downgrade to a Non-Material Grade X.<br> - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business purpose affidavit signed before is not present in file, according to XX Guidelines under DSCR program Business Purpose affidavit signed by the borrower both at submission and closing is required.<br> - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXX XXXXXXX.pdf |  |  | MO | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Required Affiliated RESPA Business Disclosure is Missing | Resolved-Requested Affiliated RESPA Business Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Required Affiliated RESPA Business Disclosure is Missing - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Requested Affiliated RESPA Business Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXXXX XXXXXXXXXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Citizenship Identification Documentation Missing | Resolved-Requested extension for permanent resident card provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. IDS attached. - Buyer-XX/XX/XXXX _xXXXD_<br> Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Provided PRA Id Card is Expired - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Requested extension for permanent resident card provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXX.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business Purpose Affidavit signed at application date uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXD_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose Affidavit Disclosure is missing from file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXD_ | Resolved-Business Purpose Affidavit signed at application date uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXD_<br> Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX_xXXXD_ | XXXXX XXXXXXXXXXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXX XXX XXXXXXXXX.pdf |  |  | LA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Updated Appraisal provided, market value updated. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated appraisal attached. - Seller-XX/XX/XXXX <br>Counter-Not cleared - The attached appraisal shows the Market Value was updated to Stable, however the URAR: Neighborhood Market Conditions comment shows the market value has decreased since last year. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated appraisal attached. - Seller-XX/XX/XXXX <br>Counter-As per guidelines, if the property is in a Declining Market then a X%LTV reduction is required. The audited LTV is XX.XX%. As per the XXXX XXXXXXXX XXXXXX XX/XX/XX, page X, there is a X% LTV reduction for Declining Markets putting the Guideline LTV at XX%. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Guidelines allow UW to determine market decline regardless of determination by appraiser. XXXXMC on appraisal shows stable trends. XXXX D obtained in January XXXX that did not indicate a decrease in value from original appraisal. Both docs attached. - Seller-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV The audited LTV is XX.XX%. As per the XXXX XXXXXXXX XXXXXX XX/XX/XX, page X, there is a X% LTV reduction for Declining Markets putting the Guideline LTV at XX%. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Updated appraisal attached. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated appraisal attached. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Guidelines allow UW to determine market decline regardless of determination by appraiser. XXXXMC on appraisal shows stable trends. XXXX D obtained in January XXXX that did not indicate a decrease in value from original appraisal. Both docs attached. - Seller-XX/XX/XXXX<br>| Resolved-Updated Appraisal provided, market value updated. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX.pdf<br>XX-XXXXX XXX-XXXXXXXX.pdf<br>XX-XXXXX revised XXX-XXXXXXXX (X).pdf<br>XX-XXXXX XX Revised Report.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Requested ID Card for borrower provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please note guarantor is a US citizen. ID attached. - Seller-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please note guarantor is a US citizen. ID attached. - Seller-XX/XX/XXXX<br>| Resolved-Requested ID Card for borrower provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XX.pdf |  |  | TN | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Requested additional assets provided which are sufficient to have sufficient reserves, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The file has insufficient assets to cover the required X months of PITIA reserves. The November statements for XXXXX acct XXXX and XXXX leave a reserve shortage of $X,XXX.XX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Requested additional assets provided which are sufficient to have sufficient reserves, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXX XXXXXXXXX.pdf |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Resolved Requested ID Card for borrower provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please note guarantor is a US Citizen. - Seller-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing Borrower X citizenship document is missing from file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please note guarantor is a US Citizen. - Seller-XX/XX/XXXX<br>| Resolved-Resolved Requested ID Card for borrower provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XX.pdf |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Finding raised for photo identification document. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Finding raised for photo identification document. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Final Title Policy uploaded, Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s), Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Final title attached. - Seller-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Provide Title policy document with coverage amount covering the loan amount $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Final title attached. - Seller-XX/XX/XXXX<br>| Resolved-Final Title Policy uploaded, Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s), Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXX XXXXX.pdf |  |  | PA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Client has provided an updated HOI policy with rent loss coverage. The monthly premium increased slightly when rent loss was added. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The guidelines required rent loss/business interruption coverage on all XXXX loans. The loan file is missing evidence of rent loss insurance as it is not notated on the HOI policy. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided an updated HOI policy with rent loss coverage. The monthly premium increased slightly when rent loss was added. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXX XXX XXXX.pdf |  |  | NM | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Resolved-Client has provided the RCE to document sufficient HOI coverage. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. RCE attached. - Seller-XX/XX/XXXX <br>Open-The HOI policy the loan file has coverage of $XXX,XXX which is less than the loan amount of $XXX,XXX. The loan file is missing sufficient HOI coverage. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. RCE attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided the RCE to document sufficient HOI coverage. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXX.XXX |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXX Completion Report is Missing | Resolved-Engineer inspection letter uploaded to address the subject to extraordinary assumption, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please find the engineer inspection letter to address the subject to extaordinary assumption which is what is requested on the report. Thank you - Due Diligence Vendor-XX/XX/XXXX <br>Open-XXXX Completion Report is Missing Appraisal document is not marked as-is or repairs needed, we require XXXX which is missing from loan file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Engineer inspection letter uploaded to address the subject to extraordinary assumption, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | PA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Credit | DSCR Does Not Meet Guideline Requirement | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br> Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br> Unable to Resolve-Unable to Resolve-Unable to Resolve-XX agrees with exception approved in file. <br> - Buyer-XX/XX/XXXX <br> Open-Underwriting Exception on page XXX, exception allowing STR with XX% XX occupancy rate, and calculating DSCR using XX month average of STR MGMT CO earning history for property. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | LTV is XX.XX%. Maximum allowed per guidelines is XX%.<br> Credit Score is XXX. Minimum required per guidelines is XXX.<br> Borrower Housing History is XX30, XX months. Housing History required per guidelines is XX30, XX months.<br> Investor experience is Heavy. Investor Experience required per guidelines is None.  | VA | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-Document uploaded and reviewed. Condition was resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Requested additional premium provided for flood, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. flood attached. - Seller-XX/XX/XXXX <br>Open-Flood Insurance Policy Partially Provided Flood Insurance policy on page XXX, the premium is $XXXX whereas per IEAD document, the premium amount is $XXXX.XX. Please provide Flood Insurance for the subject property with the premium of $XXXX.XX or please provide any additional flood or wind insurance. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. flood attached. - Seller-XX/XX/XXXX<br>| Resolved-Document uploaded and reviewed. Condition was resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Requested additional premium provided for flood, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX.XXX |  |  | VA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-document provided support completes condition - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. agree on XXX fico, XXXX attached - Seller-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. As per Loan document, Initially XXXX has X applicants whereas at the time of closing only X borrower signed the note. Lender qualified with FICO with X borrower. Credit report is available jointly not individually. Proceeding with available credit report and considering only borrower credit score, the qualifying FICO is XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. agree on XXX fico, XXXX attached - Seller-XX/XX/XXXX<br>| Resolved-document provided support completes condition - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - XXXXXXXXXX XXXXXXX.XXX |  |  | VA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Business purpose affidavit provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. one copy attached. New seller who is going to be adding these in their packages appropriatel. XX Agrees to waive; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business purpose affidavit disclosure missing in the file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Business purpose affidavit provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - XXXXXXXX XXXXXXX XXXXXXXXXXX.XXX |  |  | GA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-There are shortage of Funds, Provided updated bank statements, changes made in system, Reserves are sufficient, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. bank statement attached with sufficient funds - Buyer-XX/XX/XXXX <br>Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) Provide updated assets as it's currently short - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-There are shortage of Funds, Provided updated bank statements, changes made in system, Reserves are sufficient, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXX_XXX.XXX<br>XXXXX (XXXXXXX) XXXX-XX-XX #XXXX.XXX |  |  | GA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-Requested XXXXD provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested XXXXD provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.pdf XXXXXXXX;X.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Property | Appraisal | Collateral Documentation | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-DH agrees - Buyer-XX/XX/XXXX <br>Open-Exception on page #XXX <br>Exception approved for IPC X% vs X% max for DSCR purchase with preferred seller.<br> Exception vetted and approved by SVP of UW and capital markets - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | \*XXX Representative credit score exceeds the minimum required of XXX by XX points<br> \*DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | TX | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested updated tax cert with community development taxes provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax As per IEAD, FPL we have community development district fee need proof documentation to verify the same. CDD fee is getting paid by seller about $XXX.XX out of $X,XXX.X as per seller CD pg-XXX, and final CD K-section, remaining amount proof is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested updated tax cert with community development taxes provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXX - XXXXXXXX XXX XXXXXXXXXXX.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Estimated Taxes, Insurance, & Assessments "In escrow? is incomplete or inaccurate " | Resolved-PCCD provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. pccd attached. - Buyer-XX/XX/XXXX <br>Open-HOA amount not matching with Final CD. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-PCCD provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXX.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-DH Agrees to waive; please downgrade to a Non-Material Grade X.<br> - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business purpose affidavit missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | \*XXX Representative credit score exceeds the minimum required of XXX by XX points<br> \*$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX months over the required minimum. | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Unable to Resolve-DH agrees with exception approved in the file. <br> - Buyer-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV Exception In file on page#XXXX:<br> Exception review - approved to allow vacant property at XX% LTV, subject to LOX from borrower confirming property listed for rent within the week.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | \*XXX Representative credit score exceeds the minimum required of XXX by XX points<br> \*$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX months over the required minimum. | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Resolved, Updated Title Policy saved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Title policy uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Title Document is Incomplete Provide updated complete Title, The current Title is missing some pages updated coverage amount and effective date updated from escrow instructions page XXX-XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved, Updated Title Policy saved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX XXXX.pdf |  |  | MN | Investment | Refinance | Cash Out - Home Improvement/Reno | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | B | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Exception is present on page no. XXXX approved for loan amount $XX,XXX vs $XXXk min. All materials and components in Avg condition, CX, "as is" appraisal with no required repairs. Exception waived - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Exception is present on page no. XXXX approved for loan amount $XX,XXX vs $XXXk min. All materials and components in Avg condition, CX, "as is" appraisal with no required repairs. Exception waived - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | DSCR ratio of X.XX exceeds the minimum requirement of X by X.XX points.<br> XXX Representative credit score exceeds the minimum required of XXX by XX points<br> Reserves XXX.XX minimum per guidelines is X months exceeds by XXX.XX months | PA | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Property | Appraisal | Appraisal | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-per updated guidelines, the subject property was purchased less then X months from the application date and has been renovated per the appraisal in the loan file. <br>original listing photos and/or original appraisal is required showing the property prior to the renovation. - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXXXXXXXX.docx<br>XXXXXXXXXX X XXXXXX XXXX XXXXXXXXX.pdf<br>XXXXXXXXXX X XXXXXX XXXX XXXX.pdf |  | listing photos prior to renovation provided - finding resolved supporting renovation to subject property. | PA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Waived-Formal exception in loan file - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-A Limited Power of Attorney (POA) is acceptable when following requirements are met: Not permitted on cash-out or Borrowing Entity transactions. The transaction is a cash out & closing in borrower entity. A formal exception is in the file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached exception request X - Buyer-XX/XX/XXXX <br>Counter-Condition updated due to XX DSCR guidelines page XXX, A Limited Power of Attorney (POA) is acceptable when following requirements are met: Not permitted on cash-out or Borrowing Entity transactions. The transaction is a cash out & closing in borrower entity. Missing an exception. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached - Seller-XX/XX/XXXX <br>Open-Trust/POA Does Not Meet Guideline Requirements Meeting notes allowing XXXXXXX XXXXX to sign provided. However, the loan file is Missing the executed Power of Attorney by all parties. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. see attached - Seller-XX/XX/XXXX<br>| Waived-Formal exception in loan file - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXXXXXXXX_XXXXXX_XXXX XXXXXX XX (XXXX)_XXXXXX (X).pdf<br>XXXXXXXXXXX XXXXXXXXX XXXXXXXXX (XXXX).pdf |  | XX% LTV is below the maximum XX% LTV by X%. XXX Representative credit score exceeds the minimum required of XXX by XX points. XxXX mortgage history for XX months. Investor has X years of experience with investment properties. | SC | Investment | Refinance | Cash Out - Other | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Non-Arm's Length Transactions Not Allowed for Program | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see underwriting exception - Buyer-XX/XX/XXXX <br>Open-Non-arm's length transactions involve a direct relationship outside of the subject transaction between a borrower and a party to the loan. The appraiser must be informed of the relationship and address any impact on market value. Non-arm's length transactions are subject to all of the following requirements: X) Primary residence only X) Relationship must be fully disclosed X) An appraisal review product is required etc.. Exception for employee of the broker as the borrower on an investment property is approved. Loan is executed by non-related employee XXXXXXX XXXXX, settlement company. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Non-arm's length transactions involve a direct relationship outside of the subject transaction between a borrower and a party to the loan. The appraiser must be informed of the relationship and address any impact on market value. Non-arm's length transactions are subject to all of the following requirements: X) Primary residence only X) Relationship must be fully disclosed X) An appraisal review product is required etc.. Exception for employee of the broker as the borrower on an investment property is approved. Loan is processed by non-related employee. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXX XXXXXXXXX XXXXXXXXX (XXXX).pdf |  | XX% LTV is below the maximum XX% LTV by X%. XXX Representative credit score exceeds the minimum required of XXX by XX points. Investor has X years of experience with investment properties. | SC | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. here is only copy signed on this one. This is a new seller who will be getting two copies signed going forward. XX Agrees to waive; please downgrade to a Non-Material Grade X. - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose & Occupancy Affidavit – signed by each Entity owner represented (both submission and closing) and guarantors, when applicable. Initial Business Purpose Affidavit Disclosure is missing for borrower X and borrower X. Missing Final Business Purpose Affidavit Disclosure for borrower X. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. here is only copy signed on this one. This is a new seller who will be getting two copies signed going forward. XX Agrees to waive; please downgrade to a Non-Material Grade X. - Seller-XX/XX/XXXX<br>| Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.pdf |  |  | SC | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-XXXXX XXXXX provided, SSN card in file that verifies SSN. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-Third Party Fraud Report Partially Provided Missing Third Party Report for borrower X XXXXXXX XXXXXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXX XXXXX provided, SSN card in file that verifies SSN. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXX XXXXXX_XXXX XXXXXX XX_XXXXXXXX, XXXXXXX.pdf |  |  | SC | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Fully executed Guaranty agreement for borrowerX and borrower X provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX <br>Open-Guaranty Agreement Doc is Missing or Partial Missing executed Guaranty Agreement for borrower X. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX<br>| Resolved-Fully executed Guaranty agreement for borrowerX and borrower X provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX_XXXX XXXXXX XX (X).pdf |  |  | SC | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Document Uploaded. Unable to Resolve-DH agrees with exception approved by <br> - Buyer-XX/XX/XXXX <br>Open-Loan does not conform to program guidelines Exception #X Approval for Condo under XXX sf is provided on page XXX. Manager Notes: "Exception review - approved for condo under XXXsf. Comps all close in proximaty, similar size and room cound. Comp factors: XXX fico,all credit paid as agreed, r/t refi". - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | LTV XX% is below the maximum of XX% by X%<br> FICO XXX Representative credit score exceeds the minimum required of XXX by XX points | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Letter of Explanation (Assets) | Resolved-Access letter signed by the husband was provided in Findings: Access LOX.docx.pdf. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. signed copy attached - Buyer-XX/XX/XXXX <br>Ready for Review-Document Uploaded. per UW the access letter is not required on joint bank accounts. Email confirmation attached. - Buyer-XX/XX/XXXX <br>Open-The Access Letter to joint account provided on p XXX is not executed by the husband. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Access letter signed by the husband was provided in Findings: Access LOX.docx.pdf. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XX XXXXXXX.pdf<br>XXXXXX XXX.docx.pdf |  |  | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved-Requested Final HUD Provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. hud attached - Buyer-XX/XX/XXXX <br>Open-Final HUD-X Document is Missing. The Final CD or HUD-X Document is Missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Final HUD Provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXX.pdf |  |  | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Missing Primary Appraisal | Resolved-Client ahs provided an explanation for the Xnd appraisal. Both complete appraisal attached. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XX/XX appraisal is complete but does not include a XXXX for ADU. XX/X appraisal is the proper rents schedule and only a XXXX. Both appraisals attached and are complete as ordered. - Seller-XX/XX/XXXX <br>Open-Missing Primary Appraisal The loan file contains X partial copies of appraisal reports. One was completed by XXXXXX XXXXX on XX/XX/XXXX with market rents of $X,XXX and one by XXXXXX XXXXX on XX/XX/XX with market rents of $XXXX. Please provide complete copies of both appraisals. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. XX/XX appraisal is complete but does not include a XXXX for ADU. XX/X appraisal is the proper rents schedule and only a XXXX. Both appraisals attached and are complete as ordered. - Seller-XX/XX/XXXX<br>| Resolved-Client ahs provided an explanation for the Xnd appraisal. Both complete appraisal attached. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXX.pdf<br>XX-XXXXX XXXXXXXXX.pdf |  |  | NM | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Client has provided a processors cert to the file for the tax amounts. Loan qualifies with higher or lower taxes, - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Processor cert attached. - Seller-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax The tax cert in the loan file supports taxes of $XXX.XX (or $X,XXX.XX annually) however, final HUD shows tax amount as $XXX.XX (or $XXXX annually). The loan file is missing evidence of real estate taxes in the amount of $XXXX.<br>- Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Processor cert attached. - Seller-XX/XX/XXXX<br>| Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Client has provided a processors cert to the file for the tax amounts. Loan qualifies with higher or lower taxes, - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXX XXXXXXXXX.pdf |  |  | NY | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Lease Agreements Missing | Resolved-Borrower X Lease Agreements Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Client has provided an LOX that the subject property has no lease as it is an AirBNB. Loan was not underwritten to STR guides. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Lease LOE attached. - Seller-XX/XX/XXXX <br>Open-The guideline Property Occupancy and Lease Requirements states that if the property is occupied or appears to be occupied then a copy of the lease is required. The appraiser states that the subject is tenant occupied and the photos support this. The loan file is missing the complete fully executed lease for the subject property. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Lease LOE attached. - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Lease Agreements Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Client has provided an LOX that the subject property has no lease as it is an AirBNB. Loan was not underwritten to STR guides. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXX XXX.pdf |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXXXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved-Client provided an explanation that loan was qualified with long term rents. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Short term rental but using long term rents from XXXX of $XXXX. Qualifying DSCR is X.XXX - Seller-XX/XX/XXXX <br> Open-Loan does not conform to program guidelines The client has provided an LOX in response to the condition for a lease for the subject property. This LOX states that the subject is an XX. The loan was not underwritten to short term rental guidelines. Per the guideline, Short-Term Rental Income Property & LTV Requirements, the max Cash out LTV is XX% and loan was approved at XX%. The DSCR has to be >X and it is .XXX taking the XX% haircut for STR. The guideline Appraiser's Opinion of Short-Term Rents Requirements requries X STR comps and appraiser to address STR in the marketplace. The appraisal was completed with LTR. WIth the new inforamtion in the loan file, the loan does not conform to STR guides. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Short term rental but using long term rents from XXXX of $XXXX. Qualifying DSCR is X.XXX - Seller-XX/XX/XXXX<br>| Resolved-Client provided an explanation that loan was qualified with long term rents. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please note both guarantors are US citizens. - Seller-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please note both guarantors are US citizens. - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XX XX.XXX |  |  | DE | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Citizenship Documentation Not Provided | Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please note both guarantors are US citizens. - Seller-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please note both guarantors are US citizens. - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XX XX.XXX |  |  | DE | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is ''. Business Purpose Affidavit is required for a DSCR loan. An executed Business Purpose Affidavit is missing from file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXXX XXXXXXX.XXX |  |  | IL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Lender provided application for the other member not on the note. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Both apps attached. It looks like there was a mixup with the apps in the docs uploaded. - Seller-XX/XX/XXXX <br>Open-Per the DSCR expanded matrix dated XX/X/XXXX, each Guarantor is required to complete their own personal Guarantor application. Missing an application for the other member not on the note. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Both apps attached. It looks like there was a mixup with the apps in the docs uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Lender provided application for the other member not on the note. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXXXXXXXX XXXX.XXX |  |  | MO | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | MO | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Eligibility | Business Entity EIN Number Missing | Resolved-Client has provided evidence from the IRS of the borrowers EIN. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-The guidelines require the borrowing entity's EIN (IRS SS-X) be documented in the loan file. The loan file is missing the SS-X document from the IRS to confirm the borrowing entity's EIN. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided evidence from the IRS of the borrowers EIN. - Due Diligence Vendor-XX/XX/XXXX<br>| XX-XXXXX XXX.XXX |  |  | MO | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Initial business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Init BPA uploaded for review. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose Affidavit Disclosure is missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Initial business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXXXXXX XXX.XXX |  |  | WI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Citizenship Document uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing. Valid photo ID is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Citizenship Document uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Requested XX ID card provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-license - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Citizenship Documentation Is Missing. Photo ID was not provided. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested XX ID card provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX<br>XXXXXXX_X.XXX |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Updated rate lock provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Rate Lock uploaded for review. - Buyer-XX/XX/XXXX <br>Open-Evidence of Rate Lock Missing Update rate lock as it states prepayment penalty is only X years however the prepayment rider states X - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Updated rate lock provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XX XXXX XXXXXXXXXXXX.XXX |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Approves Exception - Buyer-XX/XX/XXXX <br>Open-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Exception is on pg XXX.<br> Exception Request: - Exception review - approved for loan amount of $XX,XXX vs. minimum of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXX XXXXXXXXX XXXXXXXXX (XXXX).XXX |  | Available FICO is XXX where as XXX is sufficient as per guidelines to meet the requirements<br> Calculated DSCR is X.XX available DSCR is X.XX<br> Required reserves are X months, available are XX+ months. | LA | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested updated tax cert with community development taxes provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax Proof for Community Dev District Fee is missing in this file. The fee is reflecting in final CD and there is no adequate document to verify it. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested updated tax cert with community development taxes provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXX - XXXXXXXX XXX XXXXXXXXXXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | C | B | Credit | Credit | DSCR Does Not Meet Guideline Requirement | Acknowledged- - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX agrees with this exception - Buyer-XX/XX/XXXX <br>Open-Exception review - approved to allow use of current rents vs. market with missing<br> security deposits due to evidence from XXXX D reflecting occupancy of X of the X units. Comp<br> factors: seasoned investor, XXX fico, XX+ months reserves after closing, XX% LTV (vs XX% max). - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged- - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | LTV is XX% below Max LTV XX% by XX%<br> representative credit score XXX exceeds the minimum required XXX by XX points<br> reserves XX.XX exceeded the min required of X months over the required minimum | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Property | Appraisal | Review Product X Valuation is Expired | Resolved-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX) Per guidelines if XXXX D is provided and indicates the value has not declined, then the seller may proceed with the loan process without requiring additional fieldwork. XXXX D is on file in Findings dated X/XX/XX. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. See LOE from UW attached - Buyer-XX/XX/XXXX <br>Open-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX) Required Secondary Value provided CDA expired. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX) Per guidelines if XXXX D is provided and indicates the value has not declined, then the seller may proceed with the loan process without requiring additional fieldwork. XXXX D is on file in Findings dated X/XX/XX. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX XXX.XXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Resolved-XXXXD received with updated completion dates. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Appraiser corrected the dated to show the correct date of X/XX/XXXX. Please look at the effective date of appraisal date - Seller-XX/XX/XXXX <br>Counter-Dates on the XXXXD that was provided appear to be incorrect with XXXX dates. One of the dates is XXXX but all dates should be updated and accurate for when the report was created. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Appraisal on file is expired and was completed prior to the potential FEMA impacted area dated X/X/XX. Provide updated appraisal and post disaster inspection report. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Appraiser corrected the dated to show the correct date of X/XX/XXXX. Please look at the effective date of appraisal date - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-XXXXD received with updated completion dates. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX.XXX<br>XXX_XXXXXX(XXXXXXXXXXXXX)-XXX_XXXXXX.XXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | XXXX Document is Missing | Resolved-Requested updated XXXX with updated loan amount of $XXX,XXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-The XXXX document is missing from the loan file. As per Note Loan amount is $ XXX,XXX and Asper XXXX Document Loan amount was $ XXX,XXX hence LTV is mismatching .required Updated Final XXXX Document. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Requested updated XXXX with updated loan amount of $XXX,XXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Exception uploaded for review. XX approves exception. - Buyer-XX/XX/XXXX <br>Open-Seasoning requirement is X months, last transaction on the home was XXX. XXXX - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXXXXX.XXX |  | XX% LTV is below the maximum XX% LTV by X%.<br> XXX Representative credit score exceeds the minimum required of XXX by XX points<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Homeowners Association Questionnaire | Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Counter-Attached Fannie Mae project approval is not for the subject property. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PERS approval - Buyer-XX/XX/XXXX <br>Open-HOA Questionnaire is Missing or Partial. Questionnaire is not present in the file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX XXXXX XX XXXX XXXX XXXXXXXX - XXXXXX XXXXXXX X. XXXXXXXX XXXXXXXXXXXX.XXX<br>XXXX - XXXXXX XXXXXXXXXXX XX X.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Gap Credit Report is Missing | Resolved-Gap credit report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Drive report shows UDM with no new alerts - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Provide XX Gap credit report. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Gap credit report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX X XXX.XXX |  |  | LA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Gap Credit Report is Missing | Resolved-Gap credit report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Drive report shows UDM with no new alerts - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing Provide XX Gap credit report. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Gap credit report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX X XXX.XXX |  |  | LA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV Requirements | Resolved-Audited CLTV of XX% is less than or equal to Guideline CLTV of XX% - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Rate term refi - see guideline and rescind this condition - Buyer-XX/XX/XXXX <br>Open-Audited CLTV of XX% exceeds Guideline CLTV of XX% Per guidelines dated X/X/XX in section XX.X.X Determining Loan to Value - due to home being purchased less than X months ago a XX% reduction in CLTV will apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Audited CLTV of XX% is less than or equal to Guideline CLTV of XX% - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX .XXX |  |  | OH | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved, Document updated. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. BPAs uploaded for review. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Present'. Business Purpose Affidavit is required for a DSCR loan. Provide the signed initial and Final Business Purpose Affidavit. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved, Document updated. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXX XXXX.XXX |  |  | AL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested Initial Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Init BPA uploaded for review. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Initial Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXXX.XXX |  |  | WI | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Final settlement statement provided and uploaded. finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. ". This is a DSCR loan so there is no TRID docs, no Final Closing Disclosure required - this is the document that was provided to the borrower please waive - Buyer-XX/XX/XXXX <br>Counter-document uploaded states it is an estimate and figures are subject to change. We are asking for the final CD. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached, last X pages are signed copy - Buyer-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final settlement statement provided and uploaded. finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXXXX.XXX<br>XXXXXX XX XXXXX XXXXXXXXXX XXXXXXXXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy Partially Provided X policies in place, $XXXX and $XXXX.XX = $XXXX.XX / XX = XXX.XX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Note from seller "I just uploaded the X HOI policies showing Premium for $XXXX and $XXXX.XX = $XXXX.XX. The first payment letter shows $XXX.XXmonthly X XX = $XXXX.XX. We are only off by .XXcents because our system rounded up. Please have the condition cleared." - Buyer-XX/XX/XXXX <br>Open-Hazard Insurance Policy Partially Provided Need confirmation of Haz INS full premium amount. First payment letter figure for INS does not match policy provided. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Hazard Insurance Policy Partially Provided X policies in place, $XXXX and $XXXX.XX = $XXXX.XX / XX = XXX.XX. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXX XXXXXXXXX.XXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Property | Appraisal | Missing Core Valuation Product | Resolved-Appraisal is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-None of the Valuation entries contain core valuation types. Missing Appraisal - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Appraisal is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary valuation is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation or Additional Valuation (with acceptable variance to Primary) per guideline requirements is missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX<br>| Resolved-Secondary valuation is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Credit Report is Missing | Resolved-Credit Report is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-Borrower X Credit Report is Missing. Missing Credit report for borrower X - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Credit Report is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Credit Report is Missing | Resolved-Credit Report is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-Borrower X Credit Report is Missing. Missing Credit report for borrower X - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Credit Report is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | The Deed of Trust is Not Executed | Resolved-The Deed of Trust is Executed - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-The Deed of Trust is Not Executed Deed of trust provided is not executed. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-The Deed of Trust is Executed - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Closing | The Final XXXX is Not Executed | Resolved-The Final XXXX is Executed - Executed XXXX provided. Citizenship is not corrected by the lender. XXXX and Fraud page has correct citizenship info - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The Final XXXX is Not Executed Final XXXX for XX & XX are not executed; XX has permanent resident card in loan file on page#XXX however XXXX reflects US citizen. provide corrected XXXX for XX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Final XXXX is Executed - Executed XXXX provided. Citizenship is not corrected by the lender. XXXX and Fraud page has correct citizenship info - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX - XXXX - XXXXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Initial BPA in file, which is sufficient for DH - sub lender, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'Conventional' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing Business Purpose Affidavit signed at submission (initial). - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX<br>| Resolved-Initial BPA in file, which is sufficient for DH - sub lender, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood cert is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Missing Flood Certificate - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Flood cert is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title document is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Title Document is missing Missing evidence of Title - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Title document is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. XXXX, XXXX, etc.) | Resolved-XXXX rent Schedule is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX <br>Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. Missing XXXX (third party market rent source) - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX<br>| Resolved-XXXX rent Schedule is missing in file, provided the same, changes made in system, Finding Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Requested updated title with updated coverage amount of $XXX,XXX which covers the loan amount provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached. - XXXXX-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount, provide updated title commitment matching/exceeding loan amount. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Requested updated title with updated coverage amount of $XXX,XXX which covers the loan amount provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX- XXX,XXX.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Credit | DSCR Does Not Meet Guideline Requirement | Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX agrees with this exception - XXXXX-XX/XX/XXXX <br>Open- approved. No LLPA as this transaction meets publised matrix for .XX-.XX DSCR, max XX% LTV, fico XXX. Comp factors: XX% LTV below max (XX% vs. XX%) XX+ reserves. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-Exception Approved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | XX.X% LTV is below the maximum XX% LTV by XX.X%.<br> XXX Representative credit score exceeds the minimum required of XXX by XX points<br> $X,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by X months over the required minimum. | FL | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-As per management directive, an email exception in findings is approved for the XX day late payments in the last XX months. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. borrower LOE and management approval attached. - XXXXXX-XX/XX/XXXX <br>Open-Per XXXX XXXXXXXX dated XX/X/XXXX, for mortgage lates no XX day late payments in the last XX months. The credit report for the borrower reflects a XX day late XX/XX which is within XX months of the note date X/XX/XXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Delinquent Credit History Does Not Meet Guideline Requirements - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. borrower LOE and management approval attached. - XXXXXX-XX/XX/XXXX<br>| Waived-As per management directive, an email exception in findings is approved for the XX day late payments in the last XX months. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XX XXXX XXX.XXX |  | XXX Representative credit score exceeds the minimum required of XXX by XXX points. <br> $XXX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by X months over the required minimum.<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | LA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached. - XXXXXX-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report Per the Borrower and Guarantor: XXXXXXXXXXXXX XXXXXXXXXX dated XX/X/XX, all Qualifying Guarantors (Individual or Entity) will require a full background report. Missing a fraud report for the guarantor on the application. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. attached. - XXXXXX-XX/XX/XXXX<br>| Resolved-Third Party Fraud Report is provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XX XXXXX XXXXXX.XXX<br>XXXXXXX XX XXXXX XXXXXX.XXX |  |  | LA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Borrower X Credit Report is Expired | Resolved-Borrower X Credit Report is not Expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The guidelines require the credit report to be within XXX days of closing. The loan closed on XX/XX/XXXX and the credit for borrower X is dated XX/XX/XXXX (XXX days old). The file is missing the updated credit report for borrower X. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Borrower X Credit Report is Expired (Greater than XXX days from the Closing Date). Provide Borrower X updated credit report. Borrower X credit report expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower X Credit Report is not Expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | LA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | LA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided Third Party Fraud Report. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - XXXXXX-XX/XX/XXXX <br>Open-Per the Borrower and Guarantor: XXXXXXXXXXXXX XXXXXXXXXX dated XX/X/XX, all Qualifying Guarantors (Individual or Entity) will require a full background report. Missing a fraud report for the guarantor on the application - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - XXXXXX-XX/XX/XXXX<br>| Resolved-Third Party Fraud Report is provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Lender provided Third Party Fraud Report. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XX XXXXX XXXXXX.XXX<br>XXXXXXX XX XXXXX XXXXXX.XXX |  |  | LA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Delinquent Credit History Does Not Meet XXXXXXXXX Requirements | Waived-Lender provided exception for the late payment. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Borrower loe and management approval attached. - Seller-XX/XX/XXXX <br>Open-Per DSCR Bridge Choice Matrix dated XX/X/XXXX, for mortgage lates no XX day late payments in the last XX months. The credit report for the borrower reflects a XX day late XX/XX which is within XX months of the note date X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Borrower loe and management approval attached. - Seller-XX/XX/XXXX<br>| Waived-Lender provided exception for the late payment. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XX XXXX XXX.XXX |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> $XXX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by X months over the required minimum.<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | LA | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Assets | Asset X Less Than X Months Verified | Resolved-Client has provided the November XXXXX XXXXX statement. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. Attached - Seller-XX/XX/XXXX <br> Open-The loan file contains the December XXXXX XXXXX #XXXX statement however November is missing. The loan file is missing the XXXXX XXXXX #XXXX statement for the time period of XX/XX/XX to XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached - Seller-XX/XX/XXXX<br>| Resolved-Client has provided the November XXXXX XXXXX statement. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXXXXXXX.XXX<br>XXX XXXXXXXXX.XXX |  |  | GA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XX-XXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. The subject business is an LLC. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. The subject business is an LLC. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Client has provided an email from the insurance agent to show the RCE for the property. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached is the email from the insurance agent sending the spreadsheet. - Seller-XX/XX/XXXX <br>Counter-The replacement costs breakdown is not from the insurance carrier, it is an excel with the coverage for each property listed. The loan file has HOI in the amount of $XXX,XXX which is less than than loan amount of $XXX,XXX. The HOI policy in the file does not have replacement costs shown in the policy therefore the loan file does not contain sufficient HOI coverage. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Insurance coverage and replacement cost estimate breakdown attached. - Seller-XX/XX/XXXX <br>Open-The loan file has HOI in the amount of $XXX,XXX which is less than than loan amount of $XXX,XXX. The HOI policy in the file does not have replacement costs shown in the policy therefore the loan file does not contain sufficient HOI coverage. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached is the email from the insurance agent sending the spreadsheet. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Insurance coverage and replacement cost estimate breakdown attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided an email from the insurance agent to show the RCE for the property. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXX XXXXXXXXX.XXX<br>XXX XXX XXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds XXXXXXXXX LTV | Resolved-Client has provided an explanation for the real estate taxes being for the whole building (X units) and that the taxes are split between each unit. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. LOE confirming taxes amount attached. - Seller-XX/XX/XXXX <br>Open-Audited LTV Exceeds XXXXXXXXX LTV The matrix states that the max LTV is XX% for a DSCR >.XX. The audited DSCR is .XXX. ($XXXX/$XXXX.XX). The variance in the DSCR appears to be the taxes used to qualify. Taxes used are on page XXX. The loan was approved at an LTV X% greater than guidelines allow. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. LOE confirming taxes amount attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided an explanation for the real estate taxes being for the whole building (X units) and that the taxes are split between each unit. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXX XXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Client has provided an email from the insurance agent to show the RCE for the property. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached is the email from the insurance agent sending the spreadsheet. - Seller-XX/XX/XXXX <br>Counter-The replacement costs breakdown is not from the insurance carrier, it is an excel with the coverage for each property listed. The loan file has HOI in the amount of $XXX,XXX which is less than than loan amount of $XXX,XXX. The HOI policy in the file does not have replacement costs shown in the policy therefore the loan file does not contain sufficient HOI coverage.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Insurance coverage and replacement cost estimate breakdown attached. - Seller-XX/XX/XXXX <br>Open-The loan file has HOI in the amount of $XXX,XXX which is less than than loan amount of $XXX,XXX. The HOI policy in the file does not have replacement costs shown in the policy therefore the loan file does not contain sufficient HOI coverage. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached is the email from the insurance agent sending the spreadsheet. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Insurance coverage and replacement cost estimate breakdown attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided an email from the insurance agent to show the RCE for the property. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXX XXXXXXXXX.XXX<br>XXX XXX XXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds XXXXXXXXX LTV | Resolved-Client has provided an explanation for the real estate taxes being for the whole building (X units) and that the taxes are split between each unit.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. LOE regarding taxes attached. - Seller-XX/XX/XXXX <br>Open-Audited LTV Exceeds XXXXXXXXX LTV The matrix states that the max LTV is XX% for a DSCR >.XX. The audited DSCR is .XXX. ($XXXX/$XXXX.XX). The variance in the DSCR appears to be the taxes used to qualify. Taxes used are on page XXX. The loan was approved at an LTV X% greater than guidelines allow. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. LOE regarding taxes attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided an explanation for the real estate taxes being for the whole building (X units) and that the taxes are split between each unit.<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXX XXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Client has provided an email from the insurance agent to show the RCE for the property. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached is the email from the insurance agent sending the spreadsheet. - Seller-XX/XX/XXXX <br>Counter-The replacement costs breakdown is not from the insurance carrier, it is an excel with the coverage for each property listed. The loan file has HOI in the amount of $XXX,XXX which is less than than loan amount of $XXX,XXX. The HOI policy in the file does not have replacement costs shown in the policy therefore the loan file does not contain sufficient HOI coverage. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Insurance coverage and replacement cost estimate breakdown attached. - Seller-XX/XX/XXXX <br>Open-The loan file has HOI in the amount of $XXX,XXX which is less than than loan amount of $XXX,XXX. The HOI policy in the file does not have replacement costs shown in the policy therefore the loan file does not contain sufficient HOI coverage. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached is the email from the insurance agent sending the spreadsheet. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Insurance coverage and replacement cost estimate breakdown attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided an email from the insurance agent to show the RCE for the property. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXX XXXXXXXXX.pdf<br>XXX XXX XXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Certificate of Corp./LLC Formation or Articles of Organization not in file | Resolved-Client has provided the Articles of Organization. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Articles attached. - Seller-XX/XX/XXXX <br>Open-The matrix, under Required Entity Documents for an LLC, states that the Articles of Organization are required. The Articles of Organization are missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Articles attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided the Articles of Organization. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Client has provided an explanation for the real estate taxes being for the whole building (X units) and that the taxes are split between each unit. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. LOE regarding the taxes breakdown attached. - Seller-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV The matrix states that the max LTV is XX% for a DSCR >.XX. The audited DSCR is .XXX. ($XXXX/$XXXX.XX). The variance in the DSCR appears to be the taxes used to qualify. Taxes used are on page XXX. The loan was approved at an LTV X% greater than guidelines allow. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. LOE regarding the taxes breakdown attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided an explanation for the real estate taxes being for the whole building (X units) and that the taxes are split between each unit. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXX XXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Client has provided an email from the insurance agent to show the RCE for the property. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached is the email from the insurance agent sending the spreadsheet. - Seller-XX/XX/XXXX <br>Counter-The replacement costs breakdown is not from the insurance carrier, it is an excel with the coverage for each property listed. The loan file has HOI in the amount of $XXX,XXX which is less than than loan amount of $XXX,XXX. The HOI policy in the file does not have replacement costs shown in the policy therefore the loan file does not contain sufficient HOI coverage. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Replacement cost estimate breakdown uploaded, Hazard Insurance coverage amount is less than the coverage amount, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Insurance coverage and replacement cost estimate breakdown attached. - Seller-XX/XX/XXXX <br>Open-The loan file has HOI in the amount of $XXX,XXX which is less than than loan amount of $XXX,XXX. The HOI policy in the file does not have replacement costs shown in the policy therefore the loan file does not contain sufficient HOI coverage. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached is the email from the insurance agent sending the spreadsheet. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Insurance coverage and replacement cost estimate breakdown attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided an email from the insurance agent to show the RCE for the property. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Replacement cost estimate breakdown uploaded, Hazard Insurance coverage amount is less than the coverage amount, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXX XXXXXXXXX.pdf<br>XXX XXX XXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Certificate of Corp./LLC Formation or Articles of Organization not in file | Resolved-The client has provided the Articles of Organization. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Articles attached. - Seller-XX/XX/XXXX <br>Open-The matrix, under Required Entity Documents for an LLC, states that the Articles of Organization are required. The Articles of Organization are missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Articles attached. - Seller-XX/XX/XXXX<br>| Resolved-The client has provided the Articles of Organization. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX X XXXXXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Client has provided an explanation for the real estate taxes being for the whole building (X units) and that the taxes are split between each unit.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Taxes calculation breakdown attached. - Seller-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV The matrix states that the max LTV is XX% for a DSCR >.XX. The audited DSCR is .XXX. ($XXXX/$XXXX.XX). The variance in the DSCR appears to be the taxes used to qualify. Taxes used are on page XXX. The loan was approved at an LTV X% greater than guidelines allow. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Taxes calculation breakdown attached. - Seller-XX/XX/XXXX<br>| Resolved-Client has provided an explanation for the real estate taxes being for the whole building (X units) and that the taxes are split between each unit.<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXX XXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Corporation/LLC: Operating Agreement Document is missing | Resolved-Operating Agreement uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. OA attached. - Seller-XX/XX/XXXX <br>Open-The matrix, under Required Entity Documents for an LLC, states that the Operating agreement is required. The Operating agreement is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. OA attached. - Seller-XX/XX/XXXX<br>| Resolved-Operating Agreement uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXXX XX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXX XXXXX | XXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | A | A | Credit | Missing Doc | Borrower X Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Document Uploaded. Borrower ID proof is missing at the time of loan review Client need to provide it - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Document Uploaded. Borrower ID proof is missing at the time of loan review Client need to provide it - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XX.pdf<br>XX X-X-XXXX.pdf |  |  | KY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXX XXXXX | XXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Document Uploaded - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached email for XXXXXX Pipeline Manager who handles our Rental loans. XXXXXX: this was a purchase transaction and we were unable to get the lease agreement from the seller. We only required them with Borrower confirmation of X years experience which is provided in Loan Folder submission. - Seller-XX/XX/XXXX <br>Counter-Please provide a copy of the most recent executed lease agreement that supports this rental loan, thanks. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached Borrower confirmation of X year's experience - Seller-XX/XX/XXXX <br>Open-Missing Lease Agreement<br> - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached email for XXXXXX Pipeline Manager who handles our Rental loans. XXXXXX: this was a purchase transaction and we were unable to get the lease agreement from the seller. We only required them with Borrower confirmation of X years experience which is provided in Loan Folder submission. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached Borrower confirmation of X year's experience - Seller-XX/XX/XXXX<br>| Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Document Uploaded - Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| Borrower Confirmation of X Years' Experience.pdf<br>Ln# XXXXXX & LN#XXXXXX.pdf |  |  | OR | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXX XXXXX | XXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | D | B | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Waived-Secondary Valuation not be provided. LOE in file Waived - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see response from Appraisal Team - underwriting was able to waive the DVI. This CDA explanation should be in the credit folder that was previous submitted. - Seller-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation or Additional Valuation is missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see response from Appraisal Team - underwriting was able to waive the DVI. This CDA explanation should be in the credit folder that was previous submitted. - Seller-XX/XX/XXXX<br>| Waived-Secondary Valuation not be provided. LOE in file Waived - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX - XXXXX explanation for CDA.jpg<br>CDA Explanation.pdf |  | FICO XXX<br> XX+ months verified reserves<br> LTV XX.XX% | OR | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXX XXXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Ineligible Borrower per program guidelines | Waived-Client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Guidelines do not allow entity to sign note Guidelines do not allow business entities to sign Note. Provide Exception - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Waived-Client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX Exc.pdf |  | Housing History - Loan File XxXXxXX months, GL Requirement XxXXxXX months<br> Credit Score- Loan File XXX, GL Requirement Min XXX<br> Personal Guaranty with Full Recourse | VA | Investment | Refinance | Cash Out - Other | XXXXXXX | Originator Post-Close | Yes |
| XXX XXXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Assets | Asset X Does Not Meet Guideline Requirements | Resolved-Asset X Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved. Updated Asset Worksheet removing acct ending - XXXX as an asset due to missing access letterl - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. New asset worksheet attached removing the asset without the joint access. - Seller-XX/XX/XXXX <br>Open-Business is owned XX/XX with borrower. Per GL, all non-borrowing owners of the business must provide a signed and dated letter acknowledging <br> the transaction and confirming the borrower's access to funds in the account. Provide Access Letter - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. New asset worksheet attached removing the asset without the joint access. - Seller-XX/XX/XXXX<br>| Resolved-Asset X Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved. Updated Asset Worksheet removing acct ending - XXXX as an asset due to missing access letterl - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX Asset worksheet.xlsx |  |  | NC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXX XXXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Ineligible Borrower per program guidelines | Waived-Client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Guidelines do not allow entity to sign note Guidelines do not allow business entities to sign Note. Provide Exception - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Waived-Client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX Exc.pdf |  | Reserves- Loan File XX.XX months, GL Requirement Min X months<br> Housing History- Loan File XxXXxXX months GL Requirement XxXXxXX months<br> Personal Guaranty with Full Recourse | NC | Investment | Purchase | NA | XXXXXXX | Originator Post-Close | Yes |
| XXX XXXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Ineligible Borrower per program guidelines | Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Guidelines do not allow entity to sign note Guidelines do not allow business entities to sign Note. Provide Exception - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX Exc.pdf |  | Reserves- Loan File XX.XX months, GL Requirement Min X months<br> FICO Score - Loan File XXX, GL Requirement Min XXX<br> DSCR - Loan File X.XXX, GL Requirement X.X <br> Personal Guaranty with Full Recourse <br>| NJ | Investment | Purchase | NA | XXXXXXX | Originator Post-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Updated DOT with PUD rider provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Incomplete PUD rider is missing in the file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated DOT with PUD rider provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX XXXXXXXX XXXXXXXXXX XX-XXXXXXXX.XXX |  |  | WV | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Fraud with LOE at very bottom - Buyer-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts Fraud Report Shows Uncleared High Alerts without cleared comments - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXX.XXX |  |  | WV | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Credit | Borrowing Entity / Individual has insufficient experience | Waived-Exception waived - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-DH agrees with this exception - Buyer-XX/XX/XXXX <br>Open-Exception on page XXX approved to allow X members in vested entity and X borrower currently on loan have XX% cumulative ownership in vesting entity. Recommend waiving - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception waived - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | Fico XXX minimum per guidelines is XXX<br> Reserves-XXX.XX minimum per guidelines is X<br> DSCR X.XXX minimum per guidelines is X<br>| WV | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. LOE was provided to you upon CLP upload - Buyer-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts Fraud Report Shows Uncleared High Alerts without cleared comments - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXX.XXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Completion Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX XXXXXXXX.XXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Other Rider is Missing | Resolved-Recorded Security deed of trust with applicable riders uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The Georgia Foreclosure Disclosure Rider that is marked in "Other" on the Security Deed is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Recorded Security deed of trust with applicable riders uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXX.XXX |  |  | GA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing The XXXXD Completion Report is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Completion Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.XXX |  |  | GA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-X or Final Settlement Statement Document is Missing | Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX <br>Open-Final HUD-X Document is Missing. Need the executed final Hud One in file is not signed off - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX<br>| Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXX |  |  | NC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing.<br> - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX<br>| Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXX |  |  | NC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. FNMA SSR - score of X.X - Seller-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per the Guideline version XX/XX/XXXX on page#XX, Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X • Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. FNMA SSR - score of X.X - Seller-XX/XX/XXXX<br>| Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXX |  |  | NC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Credit | Total Reserves Requirement not met | Waived-Formal exception provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Total Reserves Requirement not met Total reserves verified $XXX,XXX.XX- Cash to close $XX,XXX.XX= $XX,XXX.XX- Total reserves requirement $XXX,XXX.XX (X months subject $XX,XXX.XX + X months each financed property $XX,XXX.XX = (-$XX,XXX.XX). - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached exception - Buyer-XX/XX/XXXX <br>Open-Total Reserves Requirement not met Total reserves verified $XXX,XXX.XX- Cash to close $XX,XXX.XX= $XX,XXX.XX- Total reserves requirement $XXX,XXX.XX (X months subject $XX,XXX.XX + X months each financed property $XX,XXX.XX = (-$XX,XXX.XX) - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Formal exception provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXX |  | XX% DTI is below the maximum XX% DTI by XX%. XXX Representative credit score exceeds the minimum required of XXX by XX points. Borrower has been employed in same career for XX years. XxXX mortgage history for XX months. | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXX D Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing XXXXD is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXX D Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Agrees to waive signed initial BPA as we have one signed at loan consummation; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX <br>Counter-ABA provided, still missing initial business purpose affidavit in file - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide the signed Initial Business Purpose Affidavit Disclosure. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXX |  |  | NY | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-For Primary housing history Lender provided tax search documents in which borrower's name is not present in tax payers name hence considered borrower is free of primary housing expenses & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Unable to verify housing history XX current address is XXXX XXXXXXXXXXXXX XXXX as there is no mortgage history in fraud report, provide free and clear LOX or supporting document to verify the housing history. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-For Primary housing history Lender provided tax search documents in which borrower's name is not present in tax payers name hence considered borrower is free of primary housing expenses & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXX |  |  | NY | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-VOR Provided. Housing History Meets Guideline Requirements.<br> - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Ready for Review-Please see attached. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Borrower is Paying Rent For Primary House, VOR is missing in file. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX |  | Resolved-VOR Provided. Housing History Meets Guideline Requirements.<br> - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Resolved-Housing History Meets Guideline Requirements - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Requested updated title report with updated coverage amount provided, updated & condition resolved. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Ready for Review-Schedule A attached - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Open-Title Document is Incomplete Title Document is incomplete. The Title Coverage Amount is missing. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX |  | Resolved-Requested updated title report with updated coverage amount provided, updated & condition resolved. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | NY | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Condition Resolved or Not Applicable. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Resolved-Resolved - Operating Agreement provided, showing guarantor is owner of company on lease agreement. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXXXXX XXX XX attached. Owned by guarantor. - XXXXXX-XX/XX/XXXX <br>Counter-Not cleared - The letter of explanation attached does not explain lease agreement page XXX is in the name of a business other than the borrowing entity. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - XXXXXX-XX/XX/XXXX <br>Open-The lease agreement page XXX is in the name of a business other than the borrowing entity. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. XXXXXXX XXX XX attached. Owned by guarantor. - XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - XXXXXX-XX/XX/XXXX<br>| Resolved-Condition Resolved or Not Applicable. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Resolved-Resolved - Operating Agreement provided, showing guarantor is owner of company on lease agreement. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX Xxxxx Xxxxxxxxx.pdf<br>XXXXXXX XXX XX.pdf |  |  | NC | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Correct Final SS attached. - XXXXXX-XX/XX/XXXX <br>Counter-Not cleared - The Settlement statement attached is not for the subject property. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - XXXXXX-XX/XX/XXXX <br>Open-Closing Doc is Missing. Settlement statement given on page #XXX is incomplete and not executed - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Correct Final SS attached. - XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - XXXXXX-XX/XX/XXXX<br>| Resolved-Validation Resolved - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXX SS.pdf<br>XXXXXXXXXX XXXXX SS.pdf |  |  | NC | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-The Notary acknowledgement dated XX/XX/XX provided. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-Deed of trust is partially executed, missing notary information. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX |  | Resolved-The Notary acknowledgement dated XX/XX/XX provided. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXX XXXXXXXXX XXXXXX XX X XXXXXXXX XXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | 1004D Completion Report is Missing | Resolved-1004D completion report dated XX/XX/XX provided. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Resolved-1004D Completion Report is present - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-1004D Completion Report is Missing. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX |  | Resolved-1004D completion report dated XX/XX/XX provided. - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Resolved-1004D Completion Report is present - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Resolved-CU (Fannie SSR) uploaded, verified & entered in system - Resolved.<br> - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXXXX-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X All transactions under the DSCR Program require a Clear Capital CDA (or like product), field review, or FNMA Collateral Underwriter/FHLMC Loan Collateral Advisor Review with a score of X.X or less (must include a copy of the Submission Summary Report). - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX <br>Resolved-CU (Fannie SSR) uploaded, verified & entered in system - Resolved.<br> - XXX XXXXXXXXX XXXXXXXX-XX/XX/XXXX<br>| XXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | 1004D Completion Report is Missing | Resolved-1004 D Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-1004D Completion Report is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-1004D Completion Report is Missing Provide 1004D document which is missing from loan file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-1004 D Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-1004D Completion Report is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXX - XXXXXXXX - XXXXX XXXXXXXXXX.pdf XXXXXXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | B | A | Credit | Doc Issue | Prepayment Notice is Missing | Resolved-Prepayment addendum is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Prepayment penalty addendum is missing from loan file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Prepayment addendum is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXX XX XXXX.pdf |  |  | TX | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide Desk Review as a Secondary Valuation Product. CU is missing from the service file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Secondary Valuation is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX.pdf |  |  | VA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXX XXXXXXXX XXXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Value of Primary Residence less than Subject Property Value | Resolved-Resolved. UW Notes received. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. See UW notes. - Seller-XX/XX/XXXX <br>Open-Value of Primary Residence $XXX,XXX and less than Subject Property Value $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. See UW notes. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. UW Notes received. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XX XXXXX.pdf |  |  | IL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXX XXXXXXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Guaranty Agreement Doc is Missing or Partial Borrower signed note and DOT as member of LLC but individual guarantee document is missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXX.pdf |  |  | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXX XXXXXXXX XXXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | B | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Housing History Does Not Meet Guideline Requirements Exception page XXX.<br> DSCR Primary Housing Expense- Loan File Borrower lives rent free in a property owned by son.<br> Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Housing History Does Not Meet Guideline Requirements Exception page XXX.<br> DSCR Primary Housing Expense- Loan File Borrower lives rent free in a property owned by son.<br> Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX Representative credit score exceeds the minimum required credit score of XXX by XX Points. <br> Reserves- Loan File XX.XX months, GL Requirement Min X months.<br> Tradelines exceed no minimum required and exceeds requirements by XX since XXXX.<br> Investor Experience is experienced investor. | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Mortgage PPP rider received. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. scriveners affidavit attached. - Seller-XX/XX/XXXX <br>Counter-Thank you for the uploaded. Mortgage ppp rider does not reflect the updated pre-payment terms. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. I am showing it (ppp addendum alina attachment) is now a X,X,X,X,X addendum on the note which equals $XX,XXX.XX and equals the PCCD amount. Please re-review. - Seller-XX/XX/XXXX <br>Counter-Prepayment rider for the mortgage does not support the addendum provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. addendum to the note updated. - Seller-XX/XX/XXXX <br>Counter-Thank you for the upload. The PPP is not supported with the PCCD. PPP is calculated as a six (X)-month period on the amount prepaid that exceeds XX% for XX months. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. pccd attached - Seller-XX/XX/XXXX <br>Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment on Note is not Matching with prepayment on Final CD - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. scriveners affidavit attached. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. I am showing it (ppp addendum alina attachment) is now a X,X,X,X,X addendum on the note which equals $XX,XXX.XX and equals the PCCD amount. Please re-review. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. addendum to the note updated. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. pccd attached - Seller-XX/XX/XXXX<br>| Resolved-Mortgage PPP rider received. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.pdf<br>XXX XXXXXXXX XXXXX.pdf<br>XXXXXXX XX XXXXXXXX - XXXXXXXX XXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-Unable to Resolve-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Unable to Resolve-Unable to Resolve-seller does not have a copy signed at closing DH Agrees to waive; please downgrade to a Non-Material Grade X.<br> - Seller-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX _xXXXX_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit missing in file - Due Diligence Vendor-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-seller does not have a copy signed at closing DH Agrees to waive; please downgrade to a Non-Material Grade X.<br> - Seller-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX_xXXXX_ | Acknowledged-Unable to Resolve-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXX XXXXXXX - XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXX XXXXXXX_.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-A correction instrument provided regarding the renewal and extension rider provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Pleas review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Counter-No documents uploaded. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Please review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The Deed of Trust is Incomplete The Deed of Trust rider" Renewal and Extension" is listed as Other Rider. Line #XX of the Deed does not show the Renewal and Extension box checked and the rider is missing from the initial file. However, the Deed does show "Acknowledgment of Cash Advanced Against Non-Homestead Property" box checked under Line #XX. Clarification is needed on the Riders required. Provide the accurate rider (s) for this loan. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-A correction instrument provided regarding the renewal and extension rider provided. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXX XXX-X-XXX (X)-.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Disbursement Date is missing or inaccurate | Resolved-Funds were disbursed XX/XX, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Please waive - Funds were disbursed XX/XX, which is well after the loan docs were signed. - Buyer-XX/XX/XXXX _xXXXX_<br> Counter-Need an explanation of why the loan closed XX/XX/XX after the funds were disbursed XX/X/XX and updated Final CD with accurate closing/ disbursement dates. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Please review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The Transaction closed/signed by the Notary and Borrower is XX/XX/XXXX. The Final CD disbursement date is XX/X/XXXX prior to closing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Funds were disbursed XX/XX, Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXXXXXXXXXXXXXXXXX (XX).XXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Unable to Resolve-Unable to Resolve-DH Agrees to waive signed initial BPA as we have one signed at loan consummation; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX _xXXXX_<br> Counter-Duplicate Business purpose dated XX/XX/XX provided. The initial business purpose affidavit is missing. The CBR was pulled XX/XX/XX (initial app date used). - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit at initial application is missing.<br> - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX XX XXXXXXXX XXXXXXX.XXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Credit | Spousal Consent Missing | Resolved-Finding added for Spousal Consent is Missing; Loan is BPL, No Spousal consent is required, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Not required for BPL loans - Buyer-XX/XX/XXXX _xXXXX_<br> Open-In AK, AZ, ID, LA, NM, TX, WA, when a personal guaranty is present, then evidence of spousal consent is also required. Spousal consent missing. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Finding added for Spousal Consent is Missing; Loan is BPL, No Spousal consent is required, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Unable to Resolve-Unable to Resolve-DH Agrees to waive signed initial BPA as we have one signed at loan consummation; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose disclosure signed prior to submission missing from the file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Received PCCD with updated prepayment. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment on the Note does not match the prepayment on the Final Closing disclosure. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Received PCCD with updated prepayment. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXX XXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. taxes - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax in the File - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Business Bank Statements Missing | Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-all bank statements provided, finding resolved - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XXXX XXXXX X XXX income was not considered in the loan review - Seller-XX/XX/XXXX <br>Counter-Document Uploaded. - Seller-XX/XX/XXXX <br>Counter-XXXX XXXXX X XXX bank statements not provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Business Bank Statements Missing Unable to verify the income, due to missing XXXX, XXXX and XXXX XXXXX X XXX business bank statements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-all bank statements provided, finding resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXXX - XXXXXXXXX _ - XXXXXX XXXXX XX XXXXXX (X).pdf |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-calculator provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XXXX XXXXX X XXX income was not considered in the loan review - Seller-XX/XX/XXXX <br>Counter-Document Uploaded. - Seller-XX/XX/XXXX <br>Counter-XXXX XXXXX X XXX is listed as the brw on this loan, income calculator for this XXX is required, provide the same. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Lender income worksheet is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-calculator provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXXX - XXXXXXXXX _ - XXXXXX XXXXX XX XXXXXX (X).pdf |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Requested updated title report provided with updated legal description, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Document is Incomplete Legal description is missing in provided Title. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested updated title report provided with updated legal description, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Requested hazard insurance policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Hazard Insurance Policy Hazard insurance is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested hazard insurance policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Requested entity documents provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested entity documents provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested Final Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Final BPA uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide the Final signed and dated Business Purpose Affidavit from the settlement date. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Final Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXX XXXXX XXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Commitment with updated title coverage iao $XXX,XXX received - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title coverage is less than loan amount, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXX000 is Less than Loan Amount Title Coverage amount of $XXX,XXX and is less than loan amount $XXX,XXX. Provide Title Commitment or Final Title Policy with updated title coverage iao $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Title Commitment with updated title coverage iao $XXX,XXX received - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title coverage is less than loan amount, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXX.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Document Uploaded. DH Approves exception - Buyer-XX/XX/XXXX <br>Open-Audited LTV of XX% exceeds Guideline LTV of XX% Fico XXX max LTV for cash out is XX% with declining market reduce by X%= XX% an exception was not provided - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-DH Agrees to waive; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing initial business purpose affidavit disclosure in file. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | IN | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-DH approves exception. Comp Factors: <br> XXX FIXO <br> XxXXxXX mtg pay history<br> XxXXxXX HELOC pay History - Buyer-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV Per the GL Matrix, Unleased properties: Max of XX% LTV on refinances. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-DH Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | IN | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Commitment with corrected coverage amount provided, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uplaoded - Buyer-XX/XX/XXXX <br>Open-Title Coverage Amount of XXXXXX is Less than Loan Amount Title Coverage Amount on policy provided is Less than Loan Amount. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Title Coverage Amount of XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Commitment with corrected coverage amount provided, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | MO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-Audited Loan Amount is less than Guideline Minimum Loan Amount Minimum loan amount $XXXk. An approved exception is in the loan file. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  | XXX Representative credit score exceeds the minimum required of XXX by XX points. XxXX mortgage history for XX months. | FL | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Prepayment Penalty is missing or inaccurate | Resolved-The Final CD provided with correct PPP max . - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX <br>Open-If within XX months, Prepayments in any XX-month period exceeds twenty percent (XX%) of the original Principal amount of the loan, I will pay a Prepayment charge in an amount equal to SIX (X months' advance interest on the amount by which the total of my Prepayments within any XX-month period exceeds twenty percent (XX%) of the original Principal amount of the loan. This calculates to $X,XXX. The Final CD states max PPP is $X,XXX. Review recommended, updated Final CD may be required. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Final CD provided with correct PPP max . - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Updated Final Closing Disclosure uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX _xXXXX_<br> Open-TRID: Missing Final Closing Disclosure Missing Final Closing Disclosure. The closing date is X/X/XX. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Updated Final Closing Disclosure uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX XXXX XXXXX XX XXXXXXX XXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Business purpose dated XX/XX/XX provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. application date is XX/XX and the attached is signed XX/XX - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Missing the initial Business purpose occupancy and affidavit. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Rescinded-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Borr Cert in file. - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Business purpose dated XX/XX/XX provided. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Rescinded-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Borr Cert in file. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXX XXXXXXX - XXXXXXXX XXXXXXX XXX XXXXXXXXX.XXX_xXXXX_<br> XXXXXXXXXXXXX XX XXXXXXXX XXXXXXX.XXX |  |  | CA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Final XXXX is Missing | Resolved-Client resent XXXX with Section XA reflecting the borrowers will occupy the property as your primary residence. Property is a BP loan. BP affidavit reflects the borrowers will not occupy the property, Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Updated Final XXXX uploaded - Buyer-XX/XX/XXXX _xXXXX_<br> Open-The Final XXXX is Missing Section XA reflects the borrowers will occupy the property as your primary residence - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Client resent XXXX with Section XA reflecting the borrowers will occupy the property as your primary residence. Property is a BP loan. BP affidavit reflects the borrowers will not occupy the property, Resolved. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXX Final XXXX URLA (XXXX_XX) - All Pages.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Lender guidance is that prepayment penalty should be considered from the Note, not the HUD statement. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Please refer to the note for PPP - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment Penalty on HUD Reflecting as No but we have prepayment penalty calculation on the Note $XX,XXX.X - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Lender guidance is that prepayment penalty should be considered from the Note, not the HUD statement. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |  |  |  | NJ | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-For some reason it's landscape rather than portrait, but see attached. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Missing Third Party Fraud Report Missing Fraud report and OFAC finding - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Third Party Fraud Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Attached. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation or Additional Valuation is missing in file.<br> - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Resolved-Secondary Valuation uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXX_X.XXX |  |  | PA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_<br> Ready for Review-Document Uploaded. Exception uploaded - Buyer-XX/XX/XXXX _xXXXX_<br> Open-Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Audited Loan Amount of $XXXXX is less than the Guideline Minimum Loan Amount of $XXX,XXX.<br> - Due Diligence Vendor-XX/XX/XXXX | _xXXXX_ | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ | XXXXXXXXXX_XXXXXXX XXXXXXXXXXXX XXXXXXXXX XXXXXXX (XXXX).XXX |  | XXX FICO<br> >X.X DSCR, min is X | AL | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Prepayment Penalty is missing or inaccurate | Resolved-Resolved, PCCD updated with correct PPP. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Provide an update Prepayment Addendum that the match the final CD dated XX/XX/XXXX. Discrepancy in prepayment penalty from note $XXXX to final cd $XXXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved, PCCD updated with correct PPP. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX XXXXXXXXXX XXXXXXX.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. this is the only copy the seller has. XX Agrees to waive; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX <br>Open-Per guidelines on page XXX Version XX/XX/XXXX Required both initial and final Business Purpose Affidavit which is missing in file.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXX XX XXXXXXXX.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Fraud Report Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. fraud report uploaded - Buyer-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report Third Party Fraud Report is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Fraud Report Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXX XXXXX.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. lox attached - Seller-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Borrower living on no primary expense, LOX from Owner of the house missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. lox attached - Seller-XX/XX/XXXX<br>| Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Guaranty Agreement uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Guaranty Agreement Doc is Missing or Partial Guaranty doc. missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Guaranty Agreement uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX - XXXXXXXX.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business Purpose Affidavit signed at closing uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. final Business Purpose Affidavit missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Resolved-Business Purpose Affidavit signed at closing uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX - XXXXXXXX XXXXXXX XXX XXXXXXXXX-XXXXX.XXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Appraisal deficiency. | Resolved-Appraisal with updated address provided. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br> Counter-Unable to open document. Please resend. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br> Open-subject property address as per note document city name is XX but in Appraisal city name is XX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Appraisal with updated address provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX XXXXXXX.XXX<br>XXXX XXXXXXXXX.XXX |  |  | NJ | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Counter-Per Selene Diligence internal guidance and investor input. Cash out from transaction can't be considered compensating factor and XxXX housing history meets minimum requirement. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Why? According to whom? - Seller-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Client elects to waive with the following compensating factors. Additional Compensating factors required. Cash Out cannot be used for reserves as a compensating factor, Housing History of XxXX does not qualify as compensating factor. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Ready for Review-Why? According to whom? - Seller-XX/XX/XXXX<br>| Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXX.XXX |  | Personal Guaranty with Full Recourse <br> XxXXxXX Consumer Credit<br> X Tradelines over XX months | NJ | Investment | Refinance | Cash Out - Other | XXXXXXX | Originator Pre-Close | Yes |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Ineligible Borrower per program guidelines | Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Counter-Additional Compensating Factors required. Cash out from transaction can't be considered compensating factor. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Cash out from transaction can't be considered compensating factor and XxXX housing history meets minimum requirement. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Guidelines do not allow entity to sign note Note and DOT signed By LLC - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXXXXX.XXX<br>XXXXXXXXX XXXXXX.XXX |  | Personal Guaranty with Full Recourse <br> XxXXxXX Consumer Credit<br> X Tradelines over XX months | NJ | Investment | Refinance | Cash Out - Other | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Updated title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached updated title. - Buyer-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX_X.XXX |  |  | IN | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business Purpose affidavit is missing in file, asked for same, provided Initial BPA, Need Final BPA document - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit is missing in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final Business Purpose affidavit is missing in file, asked for same, provided Initial BPA, Need Final BPA document - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XX XXX XXXXXXXXX.XXX |  |  | IN | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated XXXX uploaded - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' per guidelines Fico method used to qualify is highest mid score - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXX XXX XXXX.XXX |  |  | WA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXX XXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Asset X Missing | Resolved-Document Uploaded. Pulled from the other file. System updated - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing the CCU XX/XX/XXXX statement. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Document Uploaded. Pulled from the other file. System updated - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXX XX-XX-XXXX.XXX |  |  | NY | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXX XXXX XXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Asset X Missing | Resolved-Document Uploaded. Statement pulled from the other file. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing the CCU statement for XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Document Uploaded. Statement pulled from the other file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXX XX-XX-XXXX.XXX |  |  | NY | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-PCCD provided showing correct PPP, finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PCCD uploaded for review. - Seller-XX/XX/XXXX <br>Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. As per provided Prepayment addendum prepayment penalty for XX months (Xyears) is X% X% X% resulted with max PPP amount as $X,XXX, whereas final cd reflecting max PPP as $X,XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. PCCD uploaded for review. - Seller-XX/XX/XXXX<br>| Resolved-PCCD provided showing correct PPP, finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX XXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final Business purpose affidavit is missing in file, provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. As per XX dated X/XX/XX, we required business purpose doc at closing and prior submission but we have only prior submissions, provide business purpose doc at closing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Final Business purpose affidavit is missing in file, provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX XXXXXXXX XXX XXXXXXXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Requested DOT Provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. DOT uploaded - Seller-XX/XX/XXXX <br>Open-The Deed of Trust is Missing Provide DOT document. DOT document is missing in file. notary date and security instrument date updated as note date - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. DOT uploaded - Seller-XX/XX/XXXX<br>| Resolved-Requested DOT Provided, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXX_XXXXX XXXX XX XXXXX.XXX |  |  | SC | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Borrower | Discrepancy between XXXX Page Qualifying FICO and actual Qualifying FICO | Resolved-Fico Mis match from XXXX to Credit Report, provided updated XXXX, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Updated XXXX uploaded - Buyer-XX/XX/XXXX <br>Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. FICO XXX is getting after selecting the fico methos as highest mid score of all borrower. per guideline XX/XX/XXXX page no XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Fico Mis match from XXXX to Credit Report, provided updated XXXX, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXXXX XXXXX - XXXXXXXXXXX XXXXXXX.XXX |  |  | WA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-PC HUD provided showing correct PPP, finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment amount is not matching with HUD final Note prepayment amount is XXXX, Final HUD reflects XXXX.XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-PC HUD provided showing correct PPP, finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XX XXX.XXX |  |  | MS | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-XX Acknowledges - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-XX Agrees to waive; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit is missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Acknowledged-XX Acknowledges - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | MS | Investment | Purchase | NA | XXXXXXX | XXXXXXXX XXXXX-XXXXX | No |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Asset do not meet guidelines | Resolved-Evidence of Gift Funds to the Closing Company iao $XX,XXX received. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Provide evidence of Gift Funds to the Closing Company iao $XX,XXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Evidence of Gift Funds to the Closing Company iao $XX,XXX received. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXXXX XXXXXXXXXXXX - XXXX XXXXX.XXX<br>XXXX XXXX XXXX.XXX |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Ineligible Borrower per program guidelines | Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Guidelines do not allow entity to sign note Guidelines do not allow business entities to sign Note. Provide Exception - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXX.XXX |  | Personal Guaranty with Full Recourse<br> Credit Score- Loan File XXX, GL Requirement Min XXX<br> Reserves- Loan File XX.XX months, GL Requirement Min X months<br> Borrower Contribution - Loan File XX%, GL Requirement XX% of Sales Price | FL | Investment | Purchase | NA | XXXXXXX | Originator Post-Close | Yes |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | B | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Housing History Does Not Meet Guideline Requirements Exception page XXX<br> DSCR Primary Housing Expense- Loan File Rent Free <br> LOX page XXX-XXX<br> Borrower lives rent free for X yrs in New Jersey, lease is in mother's name and she pays the rent due to borrower travels for work, <br> see bwr lox. drivers license and assets confirm NJ address - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Housing History Does Not Meet Guideline Requirements Exception page XXX<br> DSCR Primary Housing Expense- Loan File Rent Free <br> LOX page XXX-XXX<br> Borrower lives rent free for X yrs in New Jersey, lease is in mother's name and she pays the rent due to borrower travels for work, <br> see bwr lox. drivers license and assets confirm NJ address - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | Credit Score- Loan File XXX, GL Requirement Min XXX<br> Reserves- Loan File XX.XX months, GL Requirement Min X months<br> Borrower Contribution - Loan File XX%, GL Requirement XX% of Sales Price<br> Tradelines exceed min - Loan File X Trades for XX+ mo, GL Requirement No Minimum<br> Consumer Payment History - Loan File XxXXxXX mo, GL Requirement Not Considered | FL | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Missing purchase contract and/or addendums. | Resolved-Addendum provided- resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Counter offer shows it was accepted. please rescind - Buyer-XX/XX/XXXX <br>Open-Missing addendum reflecting purchase price of $XXXXXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Addendum provided- resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - XXXXXXXX XXXXXXXXX XXX XXXXXXXXX.XXX |  |  | IN | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Initial Business purpose affidavit is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing initial business purpose affidavit disclosure in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Initial Business purpose affidavit is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.XXX |  |  | WI | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-There shortage of Reserves, provided bank statements, changes made in system, Reserves met Gl's, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. additional assets attached. - Seller-XX/XX/XXXX <br>Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) Audited reserves are X.X however required reserves are X months as per guidelines. Provide asset documents to qualify reserves. The XXXX states that $XX,XXX.XX are verified assets but the file only has $X,XXX.XX in verified assets. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. additional assets attached. - Seller-XX/XX/XXXX<br>| Resolved-There shortage of Reserves, provided bank statements, changes made in system, Reserves met Gl's, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX.XXX |  |  | WI | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Note is signed as an individual and as a member of the LLC. Guaranty not required in this situation - Buyer-XX/XX/XXXX <br>Open-Guaranty Agreement Doc is Missing or Partial Missing guaranty agreement document in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WI | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Eligibility | Business Entity EIN Number Missing | Resolved-WX provided with borrower and LLC used SSN for EIN - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Business Entity EIN number is missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-WX provided with borrower and LLC used SSN for EIN - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | IL | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Homeowners Association Questionnaire | Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-se eattached - Due Diligence Vendor-XX/XX/XXXX <br>Open-HOA Questionnaire is Missing or Partial. Missing Condo Questionnaire. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-ID provided and updated in XX - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-ID provided and updated in XX - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf<br>XXXXXXX_X.pdf |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Initial BPA uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial Business Purpose Affidavit Disclosure is not in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXXX XXXXXXX XXXXXX_ XXXXXXXXX XXXXXXXXX XXXXXXXXXXX.pdf |  |  | NY | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Property | Appraisal | Property/Appraisal General | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Document Uploaded. XX Approves Excpetion - Buyer-XX/XX/XXXX <br>Open-Manager Notes: Exception approved to proceed with Non-Warrantable condo with common elements<br> in project and phase not yet complete. Per appraisal, common elements only consist of "pathway"<br> (sidewalks). Not a major contributor to value. Subject loan is locked as non-warrantable. XXX CS, bwr<br> has other investment property, DSCR >X based on long term market rents. Exterior photos of subject<br> on appraisal and XXXX do not show any issues that would restrict subject functional utility or<br> significantly impact value. <br> Exception is present on pg. no. XXXX - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXX XXXXXXXXX XXXXXXXXX (XXXX).pdf |  | XX% LTV is below the maximum XX% LTV by X%.<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XX points.<br> XXX Representative credit score exceeds the minimum required of XXX by XX points<br>| OH | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved-Confirmed prepayment penalty is allowed. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Escalated to compliance dept. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Updated PPP matrix provided. Prepayment penalty is allowed, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. according to our updated matrix that was released this month, VA>X-X units, which this is, it is a condo, loan amount is > XXk, standard terms are allowed. - Buyer-XX/XX/XXXX <br>Open-Per PPP matrix, prepayment penalty in the state of VA is prohibited. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Confirmed prepayment penalty is allowed. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Updated PPP matrix provided. Prepayment penalty is allowed, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XX.XX_PPP XXXXXXXXXXX XXXXXX_XXXXXXXXX XXXXXXXX XXX.pdf |  |  | VA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit at close was corrected and provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. page X now checked. - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit signed at submission and close were provided. However, page X is missing check mark and is not initialed. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Business Purpose Affidavit at close was corrected and provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX XXXXXXXXX.pdf |  |  | VA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | B | B | Credit | Assets | Asset Qualifications do not meet requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Asset Qualification Does Not Meet Guideline Requirements Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XxXX mortgage history for XX months.<br> Investor has X years of experience with investment properties. | FL | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXX XXXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Loan does not conform to program guidelines Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Loan does not conform to program guidelines Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | 0x30 mortgage history for 41 months.<br> Investor has 5 years of experience with investment properties. | FL | Investment | Purchase | NA | 7328153 | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Document uploaded and verified. Condition was resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. SEE ATTACHED - Buyer-XX/XX/XXXX <br>Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment Penalty on Closing Disclosure $X,XXX is not matching with prepayment penalty $X,XXX calculation on the Note. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Document uploaded and verified. Condition was resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | 7306003 | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | B | A | Credit | Doc Issue | Prepayment Notice is Missing | Resolved-prepayment Addendum Missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-Prepayment Addendum to Note document is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-prepayment Addendum Missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXX XX XXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | 7306204 | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Final BPA Missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the 1008 is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. final attached - Buyer-XX/XX/XXXX <br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the 1008 is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Initial business purpose & occupancy affidavit is available in file but final signed business purpose & occupancy affidavit is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Final BPA Missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX - XXXXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | 7305811 | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Document provided and reviewed. Condition was resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Final HUD-1 Document is Missing. Missing Final HUD document in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Document provided and reviewed. Condition was resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | NY | Investment | Refinance | No Cash Out - Borrower Initiated | 7284031 | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the 1008 is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit provided by lender. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the 1008 is 'Missing', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business purpose affidavit signed before and at closing both are not present in file, according to DH Guidelines under DSCR program Business Purpose affidavit signed by the borrower both at submission and closing is required.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the 1008 is 'Present', and on the Business Purpose V2 Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit provided by lender. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | Cash Out - Other | 7325011 | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Updated title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title Coverage Amount of $XXX,XXX is Less than Loan Amount of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Updated title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | WA | Investment | Refinance | Cash Out - Other | 7325273 | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | XXXXD Completion Report is Missing | Resolved-XXXXD Completion Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-XXXXD Completion Report is Missing XXXX D or completion report is required as the appraisal status is "subject to the following repairs or alterations" - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XXXXD Completion Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX_X.pdf |  |  | WA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Ineligible Borrower per program XXXXXXXXXX | Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-XXXXXXXXXX do not allow entity to sign note XXXXXXXXXX do not allow business entities to sign Note. Provide Exception - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXX XXX.pdf |  | Personal Guaranty with Full Recourse <br> DSCR X.XXX is greater than minimum required DSCR of X.X% by X.XXX%<br> XXX Representative credit score exceeds the minimum required of XXX by XX points | VA | Investment | Purchase | NA | XXXXXXX | Originator Pre-Close | Yes |
| XXX XXXXXXXX, XXX | XXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Final XXXX is Incomplete | Resolved-Updated XXXX provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Final XXXX reflects Borrower is a US Citizen. Permanent Resident ID in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Updated XXXX provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXX XXXX.pdf |  |  | VA | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-We acknowledge this approved exception, please rescind this finding as exception was already provided. - Buyer-XX/XX/XXXX <br>Open-Audited Loan Amount of $XXXXX is less than the XXXXXXXXX Minimum Loan Amount of $XXXXXX Exception approved for loan amount at $XX,XXX which is below the minimum requirement of $XXX,XXX. Appraised value is $XXX,XXX and property is in average condition with modern updates to the interior. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX FICO<br> DSCR is X.XXX - Minimum required per XXXXXXXXXX is X. <br>| WV | Investment | Refinance | Cash Out - Other | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Guaranty provided is not executed. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | WV | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program XXXXXXXXXX | Resolved-propertyis free and clear verified form fraud, no proof of document provided, Provided Property report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Per review of the borrower's XXXX, our borrower has lived at the current address of XXXX X XXXXXX XX, XXXXXXXXXXX XX for X.X years. Per XXXXX.XXX, we can see the primary was owned by XXXXXX X XXXXXXX from X/XXXX to X/XXXX when our borrower XXXXXX XXXXXXXXX was added to the deed (there was no other sale of the subject since X/XXXX). it appears that our borrower XXXXXX XXXXXXXXX lived at the primary rent free and was then added to the deed X/XXX. I have attached screen shots of XXXXX.XXX to support this info. Please clear this condition at your earliest convenience. - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet XXXXXXXXX Requirements XX - Property is mortgage free hence verified from fraud report present on pg. no. XXX. Borrower ownership showing from XX/XX/XXXX which is less than XX months. Please provide valid housing history <br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-propertyis free and clear verified form fraud, no proof of document provided, Provided Property report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX - Prior to X-XXXX.png<br>XXXXXXXX - After X-XXXX.png |  |  | MO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Tax cert is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. The December XXXX tax bill in the amount of $XXX.XX was used for the property tax calculation. - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax tax document is not available. The property is a new construction, so the assessed value was calculated at X.XX%, and the monthly taxes are $XX.XX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Tax cert is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXX XXXX.pdf |  |  | PA | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-X months seasoning requirements from last sale not met - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX XXXXXXX.XXX |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> $XXX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by X.XXXXXXXXXXXXXX months over the required minimum.<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | WI | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Requested updated final settlement statement with settlement date of X/XX/XXXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see unsigned HUD showing date that also matches the HUD that is signed showing the SAME date. We should be fine here. - Buyer-XX/XX/XXXX <br>Open-Final HUD-1 Document is Missing. Final signed HUD-1 document provided in file but Settlement date is missing. Provide updated document with settlement date. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested updated final settlement statement with settlement date of X/XX/XXXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXX XXXXXXXXXXXX XXXX XXXX.XXX<br>XXX XXXXXX XXX XXXXX.XXX |  |  | WI | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | X - Non-Material | D | B | Credit | Missing Doc | Business Purpose Affidavit is Missing | Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-DH agrees to waive as a grade X - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose & Occupancy Affidavit (all borrowers are required to sign prior to submission and at closing to declare that the property is, or will be, for commercial business or investment purpose only). Missing initial Business Purpose & Occupancy Affidavit. Initial XXXX is dated XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-DH Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | IN | Investment | Purchase | NA | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested initial Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Initial BPA uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing initial business purpose affidavit disclosure in file - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested initial Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX XXXX XXX.XXX |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Requested updated HOI policy with date & policy number provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. ?? Policy number and Effective Dates listed in the main box of HOI - Buyer-XX/XX/XXXX <br>Open-Hazard Insurance Policy Partially Provided In provided insurance document missing policy number and effective dates. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested updated HOI policy with date & policy number provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX_XXXXX XXX.XXX |  |  | OH | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Credit | Borrower or Guarantor has "Open" Public Records | Resolved-Lender provided document which indicated that charges were not felonies in state of AZ. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Document in file indicates borrower had an assault charge in XXXX which was pled down to criminal damage. It could not be determined if the lesser charge was a felony or misdemeanor involving a violent crime which is not allowed according to lender guidelines. Please advise. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Lender provided document which indicated that charges were not felonies in state of AZ. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Desk Review Valuation uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X There is more than a XX% variance between the primary valuation (appraisal) and the secondary. Provide additional valuation product. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Desk Review Valuation uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.XXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Borrower X Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report Provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing GAP report is missing provided reports are more than XX business days - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Gap Credit Report Provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.pdf |  |  | NV | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Resolved, Guaranty Agreement updated. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Guaranty Agreement Document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-Guaranty Agreement Doc is Missing or Partial Provided signed and dated Guaranty Agreement. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved, Guaranty Agreement updated. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Guaranty Agreement Document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXX.pdf |  |  | CT | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Resolved, Final Business Purpose Affidavit updated.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide signed and dated Final Business Purpose Affidavit from settlement date. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved, Final Business Purpose Affidavit updated.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | CT | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Resolved, Updated file with the signed Initial and final Business Purpose Affidavit. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Final BPA uploaded - Buyer-XX/XX/XXXX <br>Counter-Provide the final Business Purpose Affidavit from the settlement closing date. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Provide the signed and dated Initial Business Purpose Affidavit from application date, And provide the final Business Purpose Affidavit from the settlement closing date. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved, Updated file with the signed Initial and final Business Purpose Affidavit. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf<br>XXXXXXXXXXXXXXXXXXXXXXXXXXX.pdf |  | Initial and final Business Purpose Affidavit are missing | MO | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Compliance | TRID | Final CD: Prepayment Penalty is missing or inaccurate | Resolved-CD provided with updated PPP $X,XXX max. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-The Final CD states max prepayment penalty is $X,XXX. PPP calculates $X,XXX. Review recommended, updated Final CD page X required. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-CD provided with updated PPP $X,XXX max. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXX.pdf |  |  | IL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested Initial business purpose affidavit disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is ''. Business Purpose Affidavit is required for a DSCR loan. XXXXXXXXX Business Purpose & Occupancy Affidavit at application is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested Initial business purpose affidavit disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX.pdf |  |  | IL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Requested updated DOT with Prepayment rider provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Incomplete As per final CD Prepayment is marked as "Yes" but on DOT document Prepayment Rider is not checked. Provide updated document with Prepayment Rider checked. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Requested updated DOT with Prepayment rider provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXXXX.pdf |  |  | IL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | D | B | Credit | Missing Doc | Borrower X Gap Credit Report is Missing | Waived-Lender provided approved exception to waive gap credit report requirement. Finding waived. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached exception - Buyer-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing GAP report is missing in the file - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Lender provided approved exception to waive gap credit report requirement. Finding waived. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXXXX.pdf |  | XX% LTV is below the maximum XX.XX% LTV by XX.XX%.<br> XXX Representative credit score exceeds the minimum required of XXX by XX points<br> XX.XX% DTI is below the maximum XX% DTI by XX.XX%. | FL | Investment | Purchase | NA | XXXXXXX | Originator Post-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Income Worksheet is Missing in file, provided the same, any how Worksheet is not needed for Wage earner income in XX, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see the attached - Buyer-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Lender worksheet is missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Income Worksheet is Missing in file, provided the same, any how Worksheet is not needed for Wage earner income in XX, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXX XXXXXXX XXXXXX XXXX.pdf |  |  | FL | Investment | Purchase | NA | XXXXXXX | N/A | N/A |
| XX XXXXXX XXXXXX XXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Attached. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Third Party Fraud Report uploaded, Verified & entered in system - Resolved<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX_X.pdf |  |  | NJ | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Open Current Charge offs | Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-acknowledged - Buyer-XX/XX/XXXX <br>Open-We have exception in file on page #XXX for "Exception approved to allow Discover Charge Off on credit to remain open. Bwr has<br> supplied XXXX-C for cancelation of debt to document creditor is no long pursuing collection", Recommends waiving as we have sufficient comp factors. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XX% LTV is below the maximum XX% LTV by XX%.<br> $XXX,XXX.XX reserves exceed the minimum required of $X,XXX.XX exceeds the minimum by XXX months over the required minimum.<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | NJ | Investment | Refinance | Cash Out - Other | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | C | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Exception waived - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX approves waiving/exception - Buyer-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Exception Request Form is on Page #XXX Unable to provide XX month housing payment history. Borrower has been living in Thailand for X months and prior to that, she lived rent free in the US. Recommend waiving. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Exception waived - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XX.XX% LTV is below the maximum XX% LTV by XX.XX%.<br> XXX Representative credit score exceeds the minimum required of XXX by XX points<br> $XXX,XXX at XX% is $XXXXX.XX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX.XX months over the required minimum.<br>| GA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXXXXX | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | B | B | Property | Appraisal | Property/Appraisal General | Waived-Lender provided approved exception in file, p. XXXX, Subject is in C4 condition, with recent updates, all components in avg condition. Subject is now tenant occupied. DSCR > X.XX based on long term rent. Experienced investor, > XX mo reserves from loan proceeds. Finding waived. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Lender provided approved exception in file, p. XXXX, Subject is in C4 condition, with recent updates, all components in avg condition. Subject is now tenant occupied. DSCR > X.XX based on long term rent. Experienced investor, > XX mo reserves from loan proceeds. Finding waived. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | DSCR is X.XXX. Minimum required per guidelines is X. <br> LTV is XX%. Maximum allowed per guidelines is XX%. <br> Borrower(s) have XX.XX months Reserves. Minimum required per guidelines is X months. <br> Credit Score is XXX. Minimum required per guidelines is XXX.  | IN | Investment | Refinance | Cash Out - Other | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | X - Non-Material | B | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount is less than Guideline Minimum Loan Amount Lender provided approved exception in file, p. XXXX, for loan amount $XX,XXX vs $XXXK min. Subject is in C4 condition, with recent updates, all components in avg condition. Subject is now tenant occupied. Finding waived. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Audited Loan Amount is less than Guideline Minimum Loan Amount Lender provided approved exception in file, p. XXXX, for loan amount $XX,XXX vs $XXXK min. Subject is in C4 condition, with recent updates, all components in avg condition. Subject is now tenant occupied. Finding waived. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | DSCR is X.XXX. Minimum required per guidelines is X. <br> LTV is XX%. Maximum allowed per guidelines is XX%. <br> Borrower(s) have XX.XX months Reserves. Minimum required per guidelines is X months. <br> Credit Score is XXX. Minimum required per guidelines is XXX.  | IN | Investment | Refinance | Cash Out - Other | XXXXXXX | Originator Pre-Close | Yes |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-For further clarification, tax bill was used to calculate taxes. They used the appraised value of property ($XXX,XXX) & total tax rate of X.XXXXXX = $X,XXX.XX which puts monthly taxes at $XXX.XX - Buyer-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached tax bill for property. - Buyer-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax Subject Property Tax cert is missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXXXXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX <br>Open-Housing History Does Not Meet Guideline Requirements Missing housing history for the primary residence. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX<br>| Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>| XXX XXXXXXX XX XXXXX XXXXXXX.XXX<br>XXXX XXXXXXX - XXXXXXXX XXXXX XXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | C | A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved-Received package with closing documentation. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX <br>Open-Missing closing package from the upload. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX<br>| Resolved-Received package with closing documentation. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Executed Final business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Missing business purpose disclosure signed at closing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Executed Final business purpose affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Final Closing Disclosure Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX<br>| Resolved-Final Closing Disclosure Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXXXX XXXXXXXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Deed of Trust provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX <br>Open-The Deed of Trust is Missing Missing Deed of Trust from the file and any applicable riders. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Deed of Trust provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXX XXXXXXXX _ XXXX XX XXXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | X - Information | D | A | Compliance | Missing Doc | The Note is Missing | Resolved-Note doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX <br>Open-The Note is Missing Missing Note from the file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Note doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXX XXXX.XXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXXXXXX | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Final 1003 Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX <br>Open-The Final 1003 is Missing Final 1003 is missing from the file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX<br>| Resolved-Final 1003 Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXX - XXXXXXXX XXXXX XXXX.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | 7509328 | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Waived | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Waived-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-This loan is signed by a business entity. - Buyer-XX/XX/XXXX <br>Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | NJ | Investment | Refinance | Cash Out - Other | 7453742 | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX <br>Open-Missing Certificate of Good Standing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXXXX.pdf |  |  | NJ | Investment | Refinance | Cash Out - Other | 7519523 | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Acknowledged | 2 - Non-Material | D | B | Compliance | Missing Doc | The Final 1003 is Incomplete | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-XX Acknowledged; please downgrade to a Non-Material Grade 2 - Buyer-XX/XX/XXXX <br>Open-LLC 1003 is missing in file. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX Acknowledges - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 7557463 | Investor Post-Close | No |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Resolved, Updated. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. see attached. - Buyer-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Provide updated Title. Title Coverage amount of $XXXXXX is less than loan amount $XXXXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved, Updated. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXXX XX XXXXXX_XXXXX_XXXXXXX XXXXX.pdf |  |  | GA | Investment | Refinance | No Cash Out - Borrower Initiated | 6654966 | N/A | N/A |
| XXXXXXXXX | XXXXXXXXXX |  |  | Closed | XXXX-XX-XX XX:XX | XXXX-XX-XX XX:XX | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Resolved, cash out of over $XX,XXX is sufficient to cover 3 mos reserves. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-cash out of over $XX,XXX is sufficient to cover 3 mos reserves. - Buyer-XX/XX/XXXX <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s) Provide updated assets unable to verify, Audited reserves of months are less than Guideline Required Reserves of 3 month. <br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Resolved, cash out of over $XX,XXX is sufficient to cover 3 mos reserves. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | GA | Investment | Refinance | No Cash Out - Borrower Initiated | 6655424 | N/A | N/A |

---

## Exhibit 99.17

**Exhibit 99.17**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXX XXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Property is Single Family Attached, Updated as per doc |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Discrepancy:- Calculated DSCR is X.XXX Whereas Tape Data Shows X.XXX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXXXXXXX XXXX | Total Qualified Assets Available For Reserves | assetPage | X | XXXXXX.XX | No assets needed as cash out covers the reserves. Lender included XXXX XXXX account. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | The calculation validating the correct DSCR is as follows: Rent of $X,XXX /PITIA of $X,XXX.XX= X.XXX DSCR. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXXXXXXX XXXX | Borrower 1 Last Name | notePage | XXXXXXXXXX | XXXXXXXX | B1 First Name is XXXXXXXXXX updated as per the Note document. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXXXXXXX XXXX | Borrower 1 First Name | notePage | XXXXXX | XXXXXXX | B1 First Name is XXXXXX updated as per the Note document. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXXXXXXX XXXX | Required Subject Property Reserves Amount | assetPage | XXXX.XX | XXXX.XX | Required Subject Property Reserve Amount is $XXXX.XX. Tape data rounded.  |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXXXXXXX XXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Total Qualified Assets Available For Reserves are as per the available documents are $XXXXX.XX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | The calculation validating the correct DSCR is as follows: Rent of $X,XXX/ PITIA of $X,XXX.XX= X.XXX DSCR |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXX XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed | Loan program selected from drop down. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property is PUD attached hence updated as townhouse. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property type verified from appraisal. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR calculated properly & DSCR meet G/L |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X |  |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Rescinded DSCR is varying for considering HOA amount $XX, however Minimum DSCR X requirement is met, no finding was added. |
| XXXXXXXXXX |  |  | XX Correspondent October XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX.XX | XXXX.XX | monthly payment $XXXX.XX supported by amortization schedule (page XX) note supports $XXXX.XX. Condition open. |
| XXXXXXXXXX |  |  | XX Correspondent October XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Rent $ XXXX / PITIA $XXXX.XX = X.XXXX DSCR. |
| XXXXXXXXXX |  |  | XX Wholesale October XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Calculated DSCR is X.XXX whereas tape data showing X.XXX |
| XXXXXXXXXX |  |  | XX Correspondent October XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Calculated DSCR is X.XX, all docs in file correspond |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Borrower 1 First Name | notePage | XXX | . | Borrower 1 First Name considered from note document. |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Investor - DSCR | QB-INV-DSCR-F30-3PPP | Loan Program considered from drop down . |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Borrower 1 FTHB | the1003Page | true | Y | Borrower 1 FTHB Yes. |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Borrower 1 Last Name | notePage | XX | XX XXXXXXXXX XXX | Borrower 1 Last Name Considered from Note document. |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Borrower 1 SSN | the1003Page | XXXXXXXXX | XXX-XX-XXXX | Borrower 1 SSN Considered from final 1003 document. and SSA Form. |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Lien Position | TitlePage | X | First Lien | Lien Position X Confirmed . |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Balance of Other Lien | titlePage | X | XXXXXX.XX | Balance of Other Lien NO. First lien mortgage . |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Cash to Close | hudClosingDetailPage | XXXXXX.XX | XXXXXX.XX | Cash to Close considered from Final HUD Page on # XXX. |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | B1 Verified Citizenship Designation | fraudReportPage | Non-Permanent Non-US Citizen | US Citizen | B1 Verified Citizenship Designation - Non-Permanent resident Alien considered Fraud report as Undocumented Non- US Citizen |
| XX-XXXXX |  |  | XXX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | True data is correct, verified from Note doc. |
| XX-XXXXX |  |  | XXX | Interest Rate | notePage | X | X.XXXX | True data is correct, interest rate verified from Note doc. |
| XX-XXXXX |  |  | XXXXXXXX | Term | notePage | XXX | XXX | True data is correct, verified from Note doc. |
| XX-XXXXX |  |  | XXXXXXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX.XX | XXXX.XX | True data is correct, verified from Note doc. |
| XX-XXXXX |  |  | XXXXXXXX | Mortgage Origination Channel | the1003Page | Retail | Wholesale | Lender and Originator are same, hence origination channel updated as retail. |
| XX-XXXXX |  |  | XXXXXXXX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | HUD reflects disbursement date of XX-XX-XXXX. |
| XX-XXXXX |  |  | XXXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | True data is correct, Assets are verified and updated per recent bank statements from file. |
| XX-XXXXX |  |  | XXXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | True data is correct, PITIA is updated per Note, tax and insurance documents from file. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Verified as per latest statement |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | as per guideline using the lower of market rent and actual lease rent , DSCR = $XXXX/XXXX.XX = X.XX |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Borrower 1 First Name | notePage | XXXXX | . |  |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Borrower 1 Last Name | notePage | XXXXX | X&X XXXXXXXX XXXXX XXX |  |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Investor - DSCR | QB-INV-DSCR-F30-3PPP |  |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Borrower 1 SSN | the1003Page | XXXXXXXXX | XXX-XX-XXXX |  |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Borrower 1 FTHB | the1003Page | true | Y |  |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Balance of Other Lien | titlePage | X | XXXXXX.XX |  |
| XXXXXXXXXXXX |  |  | XXXXXXX to XX - DSCR Flow XXXX | Lien Position | TitlePage | X | First Lien |  |
| XXXXXXXXXXXX |  |  | XXXXXXX XX XX - XXXX XXXX XXXX | Property Type | propertyValuationPage | Townhouse | PUD |  |
| XXXXXXXXXXXX |  |  | XXXXXXX XX XX - XXXX XXXX XXXX | Property County | deedOfTrustPage | XXX | XXX |  |
| XXXXXXXXXXXX |  |  | XXXXXXX XX XX - XXXX XXXX XXXX | Cash to Close | hudClosingDetailPage | XXXXX.XX | XXXXX.XX |  |
| XXXXXXXXXXXX |  |  | XXXXXXX XX XX - XXXX XXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date considered from Credit report. |
| XXXXXXXXXXXX |  |  | XXXXXXX XX XX - XXXX XXXX XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Investor - DSCR | QB-INV-DSCR-F30-3PPP | Loan Program confirmed and Updated drop down . |
| XXXXXXXXXXXX |  |  | XXXXXXX XX XX - XXXX XXXX XXXX | Lien Position | TitlePage | X | First Lien | Lien Position X confirmed. |
| XXXXXXXXXXXX |  |  | XXXXXXX XX XX - XXXX XXXX XXXX | Balance of Other Lien | titlePage | X | XXXXXX.XX | Balance of Other Lien X confirmed. |
| XXXXXXXXXXXX |  |  | XXXXXXX XX XX - XXXX XXXX XXXX | Cash to Close | hudClosingDetailPage | XXXXXX.XX | XXXX.XX | Cash to Close Considered From Final HUD document. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per initial XXXX provided |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | updated as per provided bank statement |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | As per appraisal property is PUD attached = Townhouse |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | tax cert provided with amount $XXXX.XX / XX = $XXX.XX which matches Final CD from title. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Property Type | propertyValuationPage | Single Family Attached | PUD | The appraisal lists the property as a SF - Attached |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.X | -XX.XX | as per asset tab it is X.X reserves |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date considered as per the initial XXXX borrower sign date |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Updated as per latest bank statement |
| XXXXXXXXXX |  |  | XX Wholesale November XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type is Two to Four Unit verified and updated as per the Appraisal |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per initial XXXX date is correct |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Assets Verified from provided recent investment bank statement. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated as per initial XXXX |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Verified property type is PUD attached |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | verified number of assets is correct |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | -XX.XX | Reserves XX.X Confirmed |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Property Type | propertyValuationPage | Townhouse | PUD | PUD attached townhouse |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Recent assets updated |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated as per initial XXXX, UW's Signature |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Reserves updated from latest bank statement provided. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Calculated reserves are XX.XX |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Calculated DSCR is X.XXX |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per the Initial originator date XX/XX/XXXX, True data is correct. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Liquid Funds Post Close $XX,XXX.XX/Total Housing Expense (PITIA) $X,XXX.XX = XX.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX Wholesale November XXXX | Balloon Flag | notePage | Yes | No |  |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per the Initial originator date XX/XX/XXXX, True data is correct. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Property Type | propertyValuationPage | Townhouse | PUD | As per appraisal report property type is Townhouse. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Liquid Funds Post Close $XXX,XXX.X / Total Housing Expense (PITIA) $X,XXX.XX = XXX.XX Qualifying Total Reserves Number of Months. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed | Loan program has confirmed from lock confirmation and updated as per drop down. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Qualifying Total Reserves Number of Months are getting after updating the cash to close amount. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Discrepancy:- Verified Application Date as per initial XXXX is XX/XX/XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Discrepancy- Audited DSCR is X.XXX Whereas Tape Data shows X.XXX Due to Incorrect Tax Amount Calculated Tax Amount is $X,XXX/XX = $XXX.XX. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date in true data is correct and considered from initial XXXX on page XXX. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Borrower 1 Total Income | the1003Page | X | XXX.XX | DSCR file hence no need to income in this file. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO verified from credit report. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Initial Monthly P&I Or IO Payment | notePage | XXXX.X | XXXX.XX | Verified IO Payment matches the Note document. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Interest Only Flag | notePage | Yes | No | Interest Only Flag verified on Note document. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: Market Rents of $X,XXX/ PITIA of $X,XXX.XX = X.XXX DSCR. The Appraisal XXXX Rent Schedule reflects market rent of $XXXX and appears on p XX. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per the Initial originator date XX/XX/XXXX, True data is correct. |
| XXXXXXXXXX |  |  | XX Correspondent November XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Liquid Funds Post Close $$XX,XXX.XX/Total Housing Expense (PITIA) $X,XXX.XX = XX.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXXXX |  |  | XXXXXXXX to XX - DSCR Flow XXXX | Balance of Other Lien | titlePage | X | XXXXXX.XX | Loan type is first lien, hence amount of other lien updated as $X. |
| XXXXXXXXXXXX |  |  | XXXXXXXX to XX - DSCR Flow XXXX | Cash to Close | hudClosingDetailPage | XXXXX.XX | XXXX.XX | Borrower used net proceed amount of $XXX,XXX.XX, hence cash to close amount goes to borrower $XX,XXX.XX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date confirmed from Initial Application # XXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Qualifying Total Reserves Number of Months are getting after updating the assets. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Assets updated per latest available bank statements |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | First Payment Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Updated per Note document |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Updated per Note document |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -X.XX | Assets updated per latest available bank statements |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | asset's verified as per given Doc's |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is XXX |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XX | X.X | DSCR calculation: Rent of $X,XXX/ PITIA of $X,XXX.XX= X.XXXDSCR. The Lease Agreement is on p XXX and the Addendum to Rental Agreement is on p XXX reflecting rent of $XXXX/month. The Appraisal XXXX reflecting market rent is missing and conditioned for so the DSCR calculation is subject to change based on the information from the XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Updated per Appraisal document |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets updated per latest available bank statements |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | As per Appraisal report Property type PUD. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Liquid Funds Post Close $XX,XXX.XX / Total Housing Expense (PITIA) $$X,XXX.XX = X.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property on appraisal is PUD attached hence selected townhouse |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | Assets updated as per asset statement |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Property County | deedOfTrustPage | XXX | XXXXXXXXXX | Property County is XXX, XXXXXXXXXX is city name. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | Total Qualified Assets Available For Reserves updated as per given bank statements |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Total Qualified Assets Available For Reserves updated from seller settlement statement on page #X |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Total Qualified Assets Available For Reserves updated from seller settlement statement on page #X |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Occupancy | the1003Page | Investment | Vacant | Occupancy is Investment as per option available in XX dropdown. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Cash to Close | closingDetailsCreditOnlyPage | XXXX.X | -XXXXX.XX | Cash to Close $X,XXX.X is per Final SS pg#XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Required Subject Property Reserves Amount | assetPage | XXXXX.X | XXXXX.XX | Required Subject Property Reserves Amount updated as per Cash to close in Final SS document. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Property Type | propertyValuationPage | Single Family Detached | Townhouse | Property Type is PUD Detached confirmed from Appraisal report. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Reserves verified are $XX,XXX.XX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX QX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Assets updated per latest bank statements. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Property Type | propertyValuationPage | Single Family Attached | Townhouse | Property Type updated per Appraisal document. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Cash to Close | closingDetailsCreditOnlyPage | XXXXXX.XX | -XXXXXX.XX | Cash to Close $XXXXXX.XX updated per Final SS. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Required Subject Property Reserves Amount updated as per Cash to close in Final SS document. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Variance due to difference in property Insurance. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Property Type | propertyValuationPage | Single Family Attached | Townhouse | Property is Single family attached as per the appraisal |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Required Subject Property Reserves Amount is $XX,XXX.XX. Variance due to HOI premium. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | The calculation validating the audited DSCR is as follows: Rent of $X,XXX/ PITIA of $X,XXX.XX= X.XXX DSCR |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Required Subject Property Reserves Amount is $XX,XXX.XX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | The calculation validating the correct DSCR is as follows: Rent of $X,XXX/ PITIA of $X,XXX.XX= X.XXX DSCR |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Property Type | propertyValuationPage | Single Family Attached | Townhouse | Property is Single family attached as per the appraisal |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Required Subject Property Reserves Amount is $XX,XXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | The calculation validating the correct DSCR is as follows: Rent of $X,XXX/ PITIA of $X,XXX.XX= X.XXX DSCR |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Borrower 1 Last Name | notePage | XXXXXX | XXXXX | B1 Last Name Updated as per the Note document i.e "XXXXXX" |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Borrower 1 First Name | notePage | XXXXXXX | XXXXXXXX X. | B1 First Name Updated as per the Note document i.e "XXXXXXX" |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Qualifying LTV | propertyValuationPage | XX.XX | XX.XX | Qualifying LTV is XX.XX updated as per the loan amount/Appraisal Value. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX | Cash to Close is $XXXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Total Qualified Assets Available For Reserves | assetPage | X | XXXXX.XX | Total Qualified Assets Available For Reserves is X. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Required Subject Property Reserves Amount | assetPage | XXXX.XX | XXXX.XX | Required Subject Property Reserves Amount is $X,XXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX | Cash to Close updated from settlement statement on page #X |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Borrower 1 First Name | notePage | XXXXXXXX | XXXXXX X. | The note document lists XXXXXXXX is the first borrower. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Total Qualified Assets Available For Reserves | assetPage | X | XXXXXX.XX | The Loan is Refinance cash out. Assets are not required, cash out amount is using for reserves. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX | The Loan is Refinance cash out, Assets are not required, cash out amount is using for reserves. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Required Subject Property Reserves Amount | assetPage | XXXXX.X | XXXXX.XX | Required Subject Property Reserves Amount considered as Xmonths\*PITIA. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Total Qualified Assets Available For Reserves updated based on Assets available in latest bank statements. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Property Type | propertyValuationPage | PUD | Single Family Detached | Property Type is PUD per Appraisal document. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.X | XXXXXX.XX | Total Qualified Assets Available For Reserves updated per assets available in latest bank statements. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date XX-XX-XXXX Confirmed from initial XXXX document |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Reserves XXX.XX Confirmed |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Borrower's date signed is XX/XX/XXXX & LO's date signed is XX/XX/XXXX hence application date is XX/XX/XXXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Reserves updated as per available assets. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated application date as per Initial XXXX document. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Qualified Reserves are XX.XX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Considered application date from initial XXXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Verified asset |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | as per page #XXX, LO Signed on XX/XX/XXXX hence application date will be XX/XX/XXXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Qualifying Total Reserves are X.XX months, this is due to no EMD proof. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Borrower 1 Total Income | the1003Page | X | XXX.XX | Income is not used to qualify borrowers for DSCR loans |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type verified from appraisal |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Took application date as creditor signature date from initial XXXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Qualifying number of months of reserves are correct |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of Closing |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Tape data extracted as PUD, as per appraisal, property type is PUD-Attached. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Verified asset and Reserves updated as guidelines. Asset meeting both CTC and reserves. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | -XX.XX | Assets confirmed updated from latest bank statement |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XX.XX | XX.XX | Confirmed variance is less than X% |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | X.XX | X.XX | Confirmed variance is less than X% |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Loan Type | the1003Page | DSCR | Refinance - Cash OUt | System values |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | True data reflects qualifying FICO. Tape data reflects X |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Rent of $X,XXX/ PITIA of $X,XXX.XX = X.XXX DSCR Tape data reflects X. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Considered application date from initial 1003. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XXX.XX | Verified asset |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Underwriter considered Community Dev District of $XX but unable to verify it in document. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Confirmed from Initial 1003 |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | -XX.XX | Required reserves met |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date considered from Initial Originator signature date Page on # XXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Qualifying Total Reserves Number of Months considered from provided Bank statements. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Verified from 1003 |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Updated as per provided docs. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated as per documents. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Property Type | propertyValuationPage | Townhouse | Single Family Detached | Pud - Attached is Townhouse |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date entered as per initial XXXX in file. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Available reserves are XX.XX months. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date XX/XX/XXXX updated as per the initial XXXX |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property Type is PUD Attaches which is verified to be Townhouse |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of Closing |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date in true data is correct and considered from initial XXXX on page XXX. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date XX/XX/XXXX Confirmed |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date in true data is correct and considered from initial XXXX on page XXX. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.X | -XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Loan Amount | notePage | XXXXXX | XXXXXX.XX | The correct note is for $XXX,XXX. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date updated as per credit report date as initial XXXX is missing. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | as per Final CD there is a HOA fee of $XXX hence this is a PUD property. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying CLTV | propertyValuationPage | XX.X | XX.XX | $XXX,XXX/$XXX,XXX = XX% |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Interest Rate | notePage | X.XX | X.XXXX | the correct note rate is X.XX%. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX.X | XXXX.XX | Discrepancy is due to interest only terms of XXX Months. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Reserves updated as per assets available. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX |  |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Subject is attached PUD verified per appraisal |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Assets verified per given statements and reserves auto calculated |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Verified DSCR calculation is correct and meeting the XXXXXXXXX requirement of X. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Liquid Funds Post Close $XXX,XXX.XX/ Total Housing Expense (PITIA) $X,XXX.XX = XXX.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Verified Initial Applcation Date as per 1003 Initial is XX/XX/XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Verified Property is Townhouse Attached. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Verified Reserves Qualifying months are XXX.XX. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated as per initial application |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Final CD is missing from file not able to verify cash to close. X months reserves due to DSCR |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified from appraisal |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Calculated total number of reserves is correct |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per provided initial 1003 |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Verified loan Type is DSCR <br> As per XXXXXXXX using the lower of market rent and actual lease rent , DSCR = XXXX/XXXX.XX = X.XX <br> Market Rent = XXXX on page# XX<br> PI XXXX.XX <br> TAX XXX.XX <br> Insurance XX.XX <br> Insurance Page # XXX <br> Tax Page # XXX <br>|
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property type is attached PUD thus considered Townhouse. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Verified reserves are XX.XX months. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR: Market Rent of $X,XXX / PITIA of $X,XXX.XX= X.XXX DSCR. The Appraisal XXXX rent schedule reflects market rent of $XXXX and appears on p XX. The Purchase Eligibility Notice on p XXX and XXX also reflect the DSCR of X.XXX. DSCR meets XX min of X.X. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | True data reflects qualifying FICO selected per XXX |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Primary Appraisal Date | propertyValuationPage | XX-XX-XXXX | XXX XX, XXXX, XX:XX:XX XX | Primary Appraisal date confirmed on Appraisal |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Lease pg XXX rent iao $XXXX<br> Market Rent of $XXXX/ PITIA of $X,XXX.XX= X.XXX DSCR. <br> Single family comparable rent schedule document available in pgno XX<br> Tape data reflects X |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date verified as per initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Asset's verified as per given doc's. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Discrepancy: Verified Application date as per XXXX initial is XX/XX/XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified Property as per XXXX is X-X unit. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Borrower Qualifying with XX.XX Months of reserves. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Unit 3rd Lease is not provided Hence Considered Market Rent for DSCR Calculation. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per the Initial originator date XX/XX/XXXX, True data is correct. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date is XX/XX/XXXX as per the Note document on Page#XXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Liquid Funds Post Close $XXX,XXX.XX/ Total Housing Expense (PITIA) $X,XXX.XX = XXX.XX. Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date confirmed Updated as per initial XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Updated as per Appraisal report |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Updated as per latest statement |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Tape Data considered application from credit report pull data, however updated initial application date from initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Asset verified and reserves updated as guidelines. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.X | -XX.XX | True data reflects reserves updated as per assets provided. Tape data reflects a negative value. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Originator Sign date is XX/XX/XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Updated as per Appraisal Report |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XXX.XX | Qualifying Total Reserves Number of Months confirmed |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR calculations:<br> Gross Rental Amount $XXXX/PITIA $XXXX.XX = X.XXX DSCR. <br> Rent Consider from XXXX page no#XX.<br> Minimum DSCR meets guideline hence not added finding. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO considered from credit report. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Borrower is self employed and income verified with XX months bank statements. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Initial XXXX , originator signed on XX/XX/XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX | Foreign credit report provided , updated as per doc |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -X.XX | Assets Updated from the latest bank statement |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per initial XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified via Appraisal |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Property Address | notePage | XXXXX XXX XXXXXXXXXXX XXXXX | XXXXX XXX XXXXXXXXXXX XX | Property address confirmed from Note final. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO XXX is getting after selecting lowest mid score. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Initial Monthly P&I Or IO Payment | notePage | XXXX.XX | XXXX.XX | Initial Monthly P&I Or IO Payment f $XXXX.XX confirmed from Note final #XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | rent $XXXX/ PITIA $XXXX.XX = X.XXX DCSR |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date is XX-XX-XXXX per Note pg#XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Cash Disbursement Date is XX-XX-XXXX per Final SS pg#X |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Qualifying LTV | propertyValuationPage | XX.XX | XX.XX | Qualifying LTV is XX.XX i.e. loan amount/appraisal value. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date is XX-XX-XXXX is updated as per the note document. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Cash Disbursement Date is XX-XX-XXXX as per the settlement statements. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Total Qualified Assets Available For Reserves | assetPage | X | XXXXX.XX | Total Qualified Assets Available For Reserves is zero. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date is XX-XX-XXXX per Note document pg#XXX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX | Cash to Close is $XX,XXX.XX per Final SS pg#X |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR variance due to using taxes with penalty to qualify instead of actual tax amount. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date Is XX-XX-XXXX updated as per the note document. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.X | XXXXX.XX | Total Qualified Assets Available For Reserves are $XX,XXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR is mismatching due to HOA monthly amount $XXX not consider in the PITI amount hence there is mismatching. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date Is XX-XX-XXXX updated as per the note document. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Total Qualified Assets Available For Reserves are $XX,XXX.XX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date is XX-XX-XXXX per Note document pg#XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | Reserves verified are $XXX,XXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date is XX-XX-XXXX per Note pg#XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.X | -XXXXX.XX | Cash to Close is $XX,XXX.X per Final HUD-1 pg#XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Required Subject Property Reserves Amount verified per assets provided in file as PITIA\*X Months. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Variance due to property tax difference. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Loan Type | the1003Page | DSCR | Refinance - Cash OUt | System values |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | True data reflects qualifying FICO selected as per guidelines. Tape data reflects X |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | The calculation validating the correct DSCR is as follows: Rents of $XXXX / PITIA of $XXXX.XX = X.XXX DSCR. Lease agreement is on Page #XXX, XXX rents total $X,XXX Market rent $X,XXX pg XX. Tape data reflects X |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Loan Type | theXXXXPage | DSCR | Refinance - Cash OUt | Loan Type DSCR. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is XXX as Middle it is middle of X scores XXX, XXX, XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | The calculation validating the correct DSCR is as follows: Rents of $XXXX / PITIA of $XXXX.XX = X.XXX DSCR |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type is Two to Four Unit updated as per the Appraisal |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed | Loan program confirmed |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX |  |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Confirmed from initial XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Required reserves met |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Considered per initial XXXX app date |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Value | propertyValuationPage | XXXXXX | XXXXXX.XX | Matches with Final CD, $XXXXXX is correct. Verified per appraisal |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Meets min reserves req of X months. Using cash out as reserves |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Liquid Funds Post Close $XXX,XXX.XX / Total Housing Expense (PITIA) $X,XXX.XX = XX.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | As per initial XXXX originator signature is XX/XX/XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Business checking used as asset |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date verified from initial. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property type verified from Appraisal. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Asset's verified as per Given Doc. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Total number of reserves calculated correctly |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XXX.XX | Assets updated as per bank statements provided. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Townhouse | PUD | The subject is an attached PUD thus reflected as a Townhouse. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | -XX.XX | Assets verified. Reserves are XX.X |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date updated as per initial XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Attached | Property Type updated as per appraisal provided |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | True data reflects reserves as per cash out proceeds |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Rents per lease $X,XXX/ PITIA of $X,XXX= X.XX DSCR<br> Market rent $X,XXX on page XX., lease agreement on XXX-XXX. Tape data reflects DSCR score calculated with higher market rent per XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Confirmed from Initial XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | True data reflects reserves updated as per cash out proceeds |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Confirmed verified Application date is XX/XX/XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Confirmed property type is Townhouse. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Confirmed verified reserves $XXX.XX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets updated as per the available documents |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | X.XX | X.XX | Rounding off. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | X.XX | X.XX | Updated as per given documents details, DTI is within guidelines. |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO has been updated as per credit report as XXX. |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | The calculation validating the correct DSCR is as follows: Rent of $X,XXX/ PITIA of $X,XXX.XXX=X.XXX DSCR<br> The Appraisal XXXX Comparable Rent Schedule reflects $X,XXX is on page #XX<br> Rental agreement is at page #XXX and rent amount is $X,XXX.<br> Considered PITIA from Diligence final look. $X,XXX.XXX |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Entered as per GL |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Captured the information as per the calculation |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | UPDATED AS PER PROVIDED INITIAL XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | XXX.XX | using cash out for borrower |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Prepayment Penalty Flag | notePage | Y | N |  |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | as per FICO method got FICO score as XXX |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: rent $X,XXX / PITIA $XXX.XX = DSCR X.XXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated per Initial XXXX document |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Borrower 1 Total Income | the1003Page | X | XXXX.XX | Income not required for DSCR loan |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | X units verified on the Appraisal, XXXX & XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets updated per latest available bank statements in file |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Verified from the Initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | -XX.XX | Updated assets are as per the provided bank statements. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed | System values |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | True data reflects Property Type as per appraisal provided |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Finding added for updated appraisal |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | updated as per appraisal report |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | using cash out for reserves |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.XXX | difference in DSCR calc is tied to property taxes and rental amount (lease in file has rental amount of $XXXX - per policy the lessor of the lease vs the XXXX has to be used) - property taxes missing School Tax found on HUD. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed | Loan program has confirmed from lock confirmation. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Updated assets from most recent statements. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX | Qualifying FICO score as per XXXX and lock confirmation is XXX whereas per qualifying FICO as per credit report is XXX. Hence updated the same and added finding. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets updated as bank statement and reserves updated as per guidelines. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.XXX | The calculation validating the correct DSCR is as follows: Rent of $X,XXX/ PITIA of $X,XXX.XX = X.XXXX (DSCR) <br> XXXX Reflecting Market Rent as $X,XXX Appears on #Page XX. <br> Lease Reflecting Actual Rent as $X,XXX Appears on #Page XXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Zip Code | notePage | XXXXX | XXXXX | Verified Zip Code is XXXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Lender provided updated loan docs. Property tax amount is lower Rent of $X,XXX / PITIA of $X,XXX.XX = X.XXX DSCR |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | True data reflects months reserves calculated per assets provided. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Borrower 1 Last Name | notePage | XXXXXX XXXXXXX | XXXXXXX | Confirmed Last Name is XXXXXX XXXXXXX. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | XXXX is not provided |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: Rents of $XXXX / PITIA of $X,XXX.XX = X.XXX DSCR. The Appraisal XXXX Rent Schedule reflects market rent of $XXXX on page XX. The Lease Agreement reflects rent of $XXXX on page XXX-XXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Verified subject loan was qualified with the DSCR Program&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>The calculation validating the correct DSCR is as follows: Rents of $X,XXX / PITIA of $X,XXX.XXXX = X.XXX DSCR<br>The rent schedule appears on page XX<br> Lease - XXX-XXX |
| XXXXXXXXXX |  |  | XX - XXXXX Flow XXXX | Property Address | notePage | XXXX XXXXXXXX XXXXXX | XXXX XXXXXXXX XXX | Property address confirmed from note final #XXX. |
| XXXXXXXXXX |  |  | XX - XXXXX Flow XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO XXX is getting after selecting the Fico method as lowest mid score |
| XXXXXXXXXX |  |  | XX - XXXXX Flow XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Rent $XXXX/ PITIA $XXXX.XX = X.XXX DSCR. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated as per initial application |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date verified from initial XXXX. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Difference in DSCR is due to tax amount, calculated tax amount is $XXX.XX where as on Final CD reflecting as $XXX.XX difference is cents. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Loan Amount | notePage | XXXXX | XXXXX.XX | Loan Amount updated from Note document |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Initial Monthly P&I Or IO Payment | notePage | XXX.XX | XXX.XX | Initial Monthly P&I Or IO Payment updated per Note document |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXXXXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | True data reflects Qualifying Total Reserves Number of Months per assets provided |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXXXXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Took application date as originator signature date from initial 1003 |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXXXXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Qualifying No. of months of reserves XX.XX is correct |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | as per FICO method got FICO score of XXX |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: rent $X,XXX / PITIA $X,XXX.XX = DSCR X.XXX |
| XXXXXXXXXX |  |  | XX Wholesale XXXXXXXXXXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Rent of $XXXX/PITIA of $XXX.XX = X.XXX DSCR |
| XXXXXXXXXX |  |  | XX Wholesale XXXXXXXXXXXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | XX.XX | Asset's verified as per docs. |
| XXXXXXXXXX |  |  | XX Wholesale XXXXXXXXXXXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Wholesale - DSCR | DSCR 30 Yr Fixed | Loan Program Verified |
| XXXXXXXXXX |  |  | XX Wholesale XXXXXXXXXXXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Asset's verified as per docs. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXXXXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated as per documents. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXXXXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified Property type is Two to Four Unit from appraisal. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXXXXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | XXX.XX | Assets updated as per the available documents |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXXXXXX | Borrower 1 Total Income | the1003Page | X | XXXX.XX | The loan is DSCR, Income not required |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXXXXXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Required reserves met |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is updated as per Credit report |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR Calculation Follows: -<br> Gross Rental Amount $X,XXX/ PITIA $X,XXX.XX = X.XXX DSCR. <br> Rent Consider from Lease Document page No#XXX<br> XXXX Document page no#XX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Verified calculated DSCR is X.XXX. $X,XXX/$X,XXX.XX = $X.XXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified Property is XXXX two to four unit. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Verified Qualifying assets are XXX.XX Months. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date in true data is considered from initial XXXX on page XXX which is unsigned however transaction is DSCR hence no need to add finding for the same. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | XX.XX | Cash-out used as reserves. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Loan Type | the1003Page | DSCR | Refinance - Cash OUt | Loan Type is DSCR, no cash out - borrower initiated refinance. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Verified Credit report. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Initial Monthly P&I Or IO Payment | notePage | XXX.XX | XXX.XX | Initial Monthly P&I Or IO Payment of $XXX.XX verified & matches Note. The $XXX.XX is for the XXX months after the XXX month I/O period. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR is as follows: Rents of $XXX / PITI of $XXX.XX = X.XXX DSCR. Considered the lower market rent from the Appraisal XXXX rent schedule that reflects market rent of $XXX on p XX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | per appraisal, property is 2-4 unit. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.X | -XX.XX | Reserves XXX.XX Confirmed |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Dscr X.XXX Confirmed |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Verified loan purpose is cash out refinance. |
| XXXXXXXXXX |  |  | XX - XXXXX Flow XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | As per GL FICO method got XXX as FICO score |
| XXXXXXXXXX |  |  | XX - XXXXX Flow XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No |  |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Assets updated per latest available bank statements |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Discrepancy:- Verified Initial Application date as per XXXX Initial is XX/XX/XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Verified Qualifying Reserve Months is XXX.XX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XX | Considered Market Rent for DSCR Calculation as Lease for Subject Property not provided.<br> Verified subject loan was qualified with the DSCR program. <br> The calculation validating the correct DSCR is as follows: Rent of $X,XXX/ PITIA of $XXX.XX = X.XXX (DSCR) <br> XXXX Reflecting Market Rent as $X,XXX Appears on #Page XX.  |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | FICO is updated as per Credit Report Document. |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | B2 is Self-Employed. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Loan Type | the1003Page | DSCR | Refinance - Cash OUt | Confirmed loan type is DSCR. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Confirmed verified lowest mid score is XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Initial Monthly P&I Or IO Payment | notePage | XXX.XX | XXXX.XX | Confirmed verified PITIA is $XXX.XX |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Confirmed verified DSCR is X.XXX |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Loan Purpose | the1003Page | Refinance | Cash Out Refinance | Loan Purpose is no cash out refinance. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is XXX as per credit report on page #XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Initial Monthly P&I Or IO Payment | notePage | XXX.XX | XXXX.XX | Discrepancy is due to interest only terms, for first XXX months P&I is $XXX.XX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Calculated DSCR is $XXX/$XXX.XX = X.XXX% |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Property Value | propertyValuationPage | XXXXXX | XXXXXX.XX | as per XXXX property value is incorrect however correct value updated as per appraisal $XXXXXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | date updated as per initial XXXX provided |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | updated as per appraisal |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Loan Type | the1003Page | DSCR | Refinance - Cash OUt | Confirmed verified Loan type is DSCR |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Confirmed verified lowest FICO score is XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Initial Monthly P&I Or IO Payment | notePage | XXX.XX | XXXX.XX | Confirmed verified PITIA is $XXX.XX |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Confirmed verified DSCR is X.XXX |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Loan Type | the1003Page | DSCR | Refinance - Cash OUt | Loan is qualifying with DSCR, hence type has been updated as DSCR and is a Cash Out Refinance. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Loan Purpose | the1003Page | Refinance | Cash Out Refinance | Cash out refinance confirmed. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO score of XXX confirmed from CR. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Initial Monthly P&I Or IO Payment | notePage | XXX.XX | XXXX.XX | I/O P&I of $XXX.XX confirmed on Note. XXX month I/O period. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Interest Only Flag | notePage | Yes | No | Interest only term of XXX months confirmed on the Note. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Note Date | notePage | XX-XX-XXXX | Dec X, XXXX, XX:XX:XX AM | Note date has been updated as XX/XX/XXXX as per note document. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: Rent of $XXX / PITIA of $XXX.XX = X.XXX DSCR. The Appraisal XXXX Comparable Rent Schedule reflects market rent of $XXX on page XX. Lease agreement reflects rent of $X,XXX on p XXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Qualifying Total Reserves Number of Months considered from Cash to close amount of final closing disclosure |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date in true data is correct and considered from initial XXXX on page XXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property type confirmed from unit number and appraisal final. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | X.XX | Qualifying Total Reserves Number of Months are getting after updating assets. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Rent $XXXX/ PITIA $ XXXX.XX = X.XXX DCSR. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type confirmed updated as per Appraisal Report |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date confirmed from initial # XXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed | Loan program has confirmed from lock confirmation. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XXX.XX | Qualifying Total Reserves Number of Months are getting after updating assets. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | XXXX not in file. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculated and entered |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Took application date as originator signature date from initial XXXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Qualifying No. of months of reserves are correct |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR Variance present due to consideration of Community development fee considered in originator DSCR Calculation while the fee cannot be located in file for DSCR calculation |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date updated per initial XXXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Qualifying Total Reserves Number of Months updated as per assets provided |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Discreapancy:- Verified Property type is XXXX Two to Four Unit. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Verified Qualifying Reserve Months is XX.XX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated per Initial XXXXdocument |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Updated per per Appraisal document |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Assets updated per latest available bank statements |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date confirmed updated as per initial XXXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets confirmed Updated as per latest bank statement |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Minimum DSCR meets guideline however not added finding.<br> Gross Rental Amount $X,XXX/ PITIA $XXXX.XX = X.XXX DSCR. <br> Rent Consider from XXXX page no#XX.<br> Minimum DSCR meets guideline hence not added finding |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date confirmed from #XXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Value | propertyValuationPage | XXXXXX | XXXXXX.XX | Property value confirmed from latest appraisal final #XX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Qualifying Total Reserves Number of Months are getting after updating assets. |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is updated as per Credit Report document. |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: $X,XXX/ PITIA $X,XXX.XX = X.XXX DSCR. The Lease Agreement reflects rent of $XXXX on p XXX. The Appraisal XXXX reflects market rent of $XXXX on p XX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XXX.XX | Assets has been updated as per latest bank statements and the qualifying reserves available are XX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XX | Subject property is new construction taxes calculated as X.X% of sales price , hence monthly property taxes are comes as $XXX.XX, however DSC variance is X.XXX only and the guidelines DSCR is X.XXX, guidelines minimum DSCR is X. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Borrower 1 Total Income | the1003Page | X | XXXX.XX | DSCR transaction hence income not required |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date XX/XX/XXXX updated as per the Initial XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.X | -XX.XX | The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of Closing |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified Property type from appraisal report. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Assets not required as the transaction is Cash out. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Calculated DSCR as per given documentation. Lease Rent = $XXXX, P&I = XXXX.XX, Tax = $XXX.XX, Insurance = $XXX.XX, as the Market rent was higher than lease rent hence taking the lower rent for calculation. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date in true data is correct and considered from initial XXXX on page XXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XX | DSCR is varying from true data to tape data of X.XX% ,Gross Rental amount $XXX/PITIA $XXX.XX= X.XXX DSCR. However minimum XXXXXXXXX requirement X met. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | App date from XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Reserves updated from latest docs in file. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date has been updated as LO signed on XX/XX/XXXX but borrower signed on XX/XX/XXXX on initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Cash out amount has been used for reserves and the qualifying reserves comes as XX.XX only. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property type is PUD attached, updated as per the Townhouse, True data is correct. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | updated based on bank statements provided in loan file. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Loan Amount | notePage | XXXXXX | XXXXXX.XX | Loan amount reflecting under note document as $XXX,XXX and updated the same. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property type is X unit as per the appraisal and updated the same. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX.XX | XXXX.XX | Initial monthly P&I amount has been updated as $X,XXX.XX as per note document. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX | Lowest Middle Fico out of X Borrower's scores is XXX hence XXX will be qualifying fico. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Reserves updated as per available cash out amount. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date in true data is correct and considered from initial XXXX on page XXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.XXX | Calculated DSCR as per given documentation. Market Rent = $XXXX, P&I = XXX.XX, Tax = $XXX.XX, Insurance = $XX.XX, HOA = $XX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Borrower 1 Total Income | the1003Page | X | XXXX.XX | Income not required for DSCR loans |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date confirmed per initial 1003 |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date confirmed per note |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Term | notePage | XXX | XXX | True data reflects loan term confirmed per Note |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Initial Monthly P&I Or IO Payment | notePage | XXXX.XX | XXX.XX | P&I confirmed on note |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Amortization Term | notePage | XXX | XXX | Amortization term confirmed per note |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XXX.XX | True data reflects Qualifying Total Reserves Number of Months per assets provided |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Transaction is a purchase/No current lease<br> Rent of $XXXX/ PITIA of $X,XXX.XX= X.XXX DSCR. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date XX/XX/XXXX Confirmed from initial 1003 |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | PropertyType X-X Units confirmed from appraisal report |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Reserve number of months XXX.XX Confirmed |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX 2025 | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed | Loan Program Confirmed & Updated from drop down |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX 2025 | Primary Appraisal Date | propertyValuationPage | XX-XX-XXXX | Nov XX, XXXX, XX:XX:XX AM | Primary Appraisal Date of XX/XX/XXXX is updated as per the Appraisal Document. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX 2025 | Qualifying FICO | creditLiabilitiesPage | XXX | X.X |  |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX 2025 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No |  |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Property Address | notePage | XXXX XXXXX XXXXXX XXXXXX | XXXX X XXXXXX XX | Property Address is updated as per Note Document. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is updated as per Credit Report document. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Borrower is Qualifying with XX Months bank statement income Hence Borrower 1 Self-Employment Flag is updated as yes. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Primary Appraisal Date | propertyValuationPage | XX-XX-XXXX | Nov XX, XXXX, XX:XX:XX AM | Primary Appraisal Date is updated as per Appraisal Document. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 4 Origination FICO | creditLiabilitiesPage | XXX | X.X | Borrower 4 Origination FICO is updated as per Credit report. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is updated as per Credit report. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: $X,XXX/ PITIA $X,XXX.XX = X,XXX DSCR. Rent Consider from XXXX Document page X & XX-XX that reflects market rent of $X,XXX. The Lease Agreements on page XXX-XXX reflect total rents of $X,XXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Borrower 1 Total Income | the1003Page | X | XX.XX | The borrower's rental income is $X,XXX as shown on Form XXXX, page XX. However, there is no documentation available to verify the additional $XX.XX rental income |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Confirmed from initial XXXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Qualifying Total Reserves Number of Months updated as per bank statements. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date verified from initial XXXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | updated to match bank statements provided from client. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | As per appraisal it is X unit property. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated as per Initial XXXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXXX XXXX | Borrower 1 Total Income | the1003Page | X | XXXX.XX | Subject loan is DSCR borrower's income is not used to qualify |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type updated as per Appraisal. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | True data reflects Qualifying Total Reserves Number of Months per assets provided |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Updated as per provided documents |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X | X.XXX | Income file |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR calculation = $XXXX / $XXXX.XX= X.XX DSCR. The Appraisal XXXX reflects market rent of $XXXX on p XX. The Final CD reflects HOA of $XXX/month while the Appraisal reflects the HOA of $XXX/month. The UW notes on p XXX that per Appraiser and Title, subject is a SFR PUD with HOA $XXX/month; however, on the DSCR Calculator on p XXX, the lender utilized HOA of $XXX/month and did not include the Fire Insurance Impound of $XX.XX/month in the DSCR calculation thus the variance. The calculated DSCR is within GL requirements. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Verified Qualifying Reserves Months are XXX.XX Months. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Updated as per provided statements |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Assets updated per latest available bank statements |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Variance due to monthly income |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Confirm from appraisal |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date as per initial XXXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Tape data extracted initial date as XX/XX/XXXX signed by business entity LLC. Since initial XXXX is missing for borrower, proceeded with application source date from credit report XX/X. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Reserves updated as guideline after meeting cash to close requirement. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Subject property has X units hence updated as two-four unit. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | XX.XX | Cash-out used as reserves. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Verified asset |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR 30 Yr Fixed | Loan program has confirmed from lock confirmation. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.X | -XX.XX | assets provided and updated via bank statement provided. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX Q4 | Required Subject Property Reserves Amount | assetPage | XXXX.XX | XXXX.XX | Required Subject Property Reserves Amount is $XXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX Q4 | Property Type | propertyValuationPage | PUD | Single Family Detached | Property type is PUD as per the appraisal. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX Q4 | Qualifying LTV | propertyValuationPage | XX.X | X.XX | Qualifying LTV is calculated by using the loan amount/appraisal value i.e. XX% |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX Q4 | Mortgage Origination Channel | the1003Page | Retail | Referral | Mortgage Origination Channel is Retail |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX Q4 | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Required Subject Property Reserves Amount is $XXXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX Q4 | Required Subject Property Reserves Amount | assetPage | XXXX.XX | XXXX.XX | Difference is due to lender using higher tax amount than the review. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying CLTV | propertyValuationPage | XX.XX | XX.XX | Qualifying LTV is Loan amount $XXX,XXX/ property value $XXX,XXX = XX.XX. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Liquid funds post close $XXX,XXX.XX / Total housing expense (PITIA) $$X,XXX.XX = XXX.XX qualifying total reserves number of months. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Property Address | notePage | XXXX XXXXXXXXX XXXXXXXXX XXXX | XXXX XX XXXXXXXXX XX | Property address confirmed from note final #XXX |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO XXX is getting after selecting the qualified FICO method as lowest mid score. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Rent $XXXX/ PITIA $XXXX.XX = X.XXX DSCR. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Reserves updated as per guideline. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Confirmed from L.O. signature date of XX/XX/XXXX on the Initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | True Data based on verified assets. Meets reserve requirement. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Subject property has X units, updated as two-four unit. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Tape data reflects Qualifying FICO selected per lender guidelines |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Initial Monthly P&I Or IO Payment | notePage | XXXX.XX | XXXX.XX | Tre data reflects Initial Monthly P&I Or IO Payment per note provided |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Rent of $X,XXX / PITIA of $X,XXX.XX= X.XXX |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is updated as per Credit Report, Qualifying FICO method is considered as Highest mid. |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.X | DSCR calculation: $X,XXX / PITIA $XXX.XX = X.XX DSCR. Utilized the higher rental amount since there is verification of X months rent provided on p XXX. The Lease Agreement reflects rent of $X,XXX on p XXX. Three (X) Months Evidence of Receipt of rent in the amount of $X,XXX is on p XXX. The Appraisal XXXX reflects market rent of $X,XXX on p XX. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Used e-signature dates. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | Yes | BX not employed |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Qualified Reserves of Months XX.XX Confirmed |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Calculated DSCR | diligenceFinalLookPage | X | X.XXX | Dscr not required |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Used e-signature date. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Subject property has 2 units hence updated as two-four unit. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Transaction is refinance/cash-out, No Additional assets required, Cash to close fund used for closing and reserves are sufficient per GL's |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property type is two to four unit. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Updated per Appraisal document |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Variance due to effective gross monthly income difference |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | PUD-ATTACHED is Townhouse |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | updated as per latest bank statement |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified property type |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | XX.XX | Verified loan purpose is cash out refinance. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified property type is X-X per appraisal. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX | XX.XX | No assets required, using cash-out as reserves. Reserves calc based on cash to borrower $XXXXXX.XX/PITIA $XXXX.XX= XX. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Rents of $XXXX/ PITIA of $X,XXX.XX= X.XXX DSCR, Meets min DSCR of X per GL's. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application source date as per initial application is XX-XX-XXXX. Hence considered the same date for application date. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Reserves updated as per guideline requirement. |
| XXXXXXXXXX |  |  | XX Correspondent XXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Subject property has 2 units hence updated as two-four unit. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.XXX | DSCR is varying from true data X.XX% to tape dataX.XXX% because of considering lease agreement rental income of $XXXX. However originator considered XXXX estimated rent income of $XXXX. $XXXX/XXXX.XX=X.XX% Hence confirmed. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Confirmed from initial XXXX |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XXX.XX | Verified Qualifying Asset Months is X.XX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Reserves updated as per available cash out amount. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Correct DSCR is X.XXX% as we have highest rent from lease & we have X months of rent receipts provided in file on page #XXX & also LOX present in file on page #XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Tape data reflects Qualifying FICO selected per lender guidelines. Tape data reflects X |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Verified DSCR is X.XXX&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Calculation = $X,XXX/$X,XXX.XX = X.XXX<br> Actual rent in place - $X,XXX<br> Market rent $X,XXX<br> Lease page #XXX<br> XXXX page #XX<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO Verified from credit report. |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: Rents of $X,XXX / PITI of $XXX.XX = X.XXX DSCR. The Appraisal XXXX rent schedule reflects market rent of $XXXX and appears on p XX. The Lease is for $XXXX and the lease amount is reflected on the Resident Pay History on p XXX and the Appraisal XXXX on p XX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Value | propertyValuationPage | XXXXXX | XXXXXX.XX | Property value considered from recent appraisal report on page XX with property value of $XXXXXX. Hence confirmed. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Subject property has X units hence updated as two-four unit. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Sales Price | propertyValuationPage | XXXXXX | XXXXXX.XX | Sales price in true data is correct and considered from sales document on page XXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR is varying from originator X.XXX% to calculated DSCR of X.XXX% is due to considering estimated rent from recent Appraisal form XXXX of XX/XX/XXXX on page XX. of $XXXX. However originator considered from old appraisal of XX/XX/XX on page X with $XXXX. Hence DSCR is varying, however which is meeting minimum DSCR as per guidelines of X. Hence confirmed. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date as per initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | -XX.XX | Asset's verified as per given doc. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.X | X.XX | Confirmed verified Reserves are XXX.X |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XX | Confirmed verified DSCR is X.XXX%, however verified DSCR is within guideline requirement. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date XX/XX/XXXX confirmed from initial XXXX document |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Reserves XX.XX Confirmed |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Considered from Credit report |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX | Updated as per Credit report |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX | XXX.XX | Transaction type is Cash out Refi |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XXX.XX | Liquid Funds Post Close $XX,XXX.XX / Total Housing Expense (PITIA) $X,XXX.X = XX.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | X.XX | True data reflects Qualifying Total Reserves Number of Months per cash out proceeds |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date has been updated as XX/XX/XXXX as LO signed on initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property type is X unit as per the appraisal report and updated the same. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets has been updated as per latest bank statements and the qualifying reserves comes as XX.XX only. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Borrower 1 Total Income | the1003Page | X | XXXXXX.XX | Transaction is DSCR income not required. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per the Initial originator date XX/XX/XXXX, True data is correct. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property type is Two to Four Unit as per appraisal report. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity date is XX/XX/XXXX, verified from Note document. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | First Payment Date | notePage | XX-XX-XXXX | XX/XX/XXXX | First payment date is XX/XX/XXXX, verified from Note document. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Liquid Funds Post Close $XX,XXX.XX / Total Housing Expense (PITIA) $X,XXX.XX = XX.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Qualifying Total Reserves Number of Months is updated as per Assets document. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per the Initial originator date XX/XX/XXXX, True data is correct |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -X.XX | Liquid Funds Post Close $X,XXX.XX / Total Housing Expense (PITIA) $X,XXX.XX = X.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Value | propertyValuationPage | XXXXXX | XXXXXX.XX | Properly values verified from Appraisal. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date verified from initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Asset's verified as per given doc. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date confirmed Updated from note document |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Zip Code | notePage | XXXXX | XXXXX | Property zip code has been updated as XXXXX as per note and closing documents. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date has been updated as per LO signed on initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Assets has been updated as per latest bank statements and the qualifying reserves comes as X only. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO XXX verified from CR. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.X | DSCR calculation: Rents of $XXXX / PITIA of $XXXX.XX = X.XXX DSCR. The Lease Agreement, p XXX, reflects a rent amount of $XXXX. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Property Address | notePage | XXX XXXX XXXXXX | XXX XXXX XX | Property Address verified from Note & DOT. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO verified from credit report. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR is as follows: Rents of $X,XXX/ PITI of $X,XXX.XX = X.XXX DSCR. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Property City | notePage | XXXXXXX | XXXXXXX | The correct City is XXXXXXX as confirmed on the Note, Mortgage, Appraisal, Hazard Insurance, Term Sheet. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Borrower 1 Last Name | notePage | XXXXXXXXX | XXXXXXXXX | Borrower 1 last name XXXXXXXXX confirmed on all provided documents including the Note, Driver's License, and signature lines. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Property Zip Code | notePage | XXXXX | XXXXX | The correct Zip Code is XXXXX as confirmed on the Note, Mortgage, Appraisal, Hazard Insurance, Term Sheet. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO XXX verified from CR. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: Rents of $XXXX / PITIA of $XXXX.X = X.XXX DSCR. The Appraisal XXXX Rent Schedule reflects market rent of $X,XXX on page X. The Lease Agreement reflects $XXXX on page XXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated as per initial XXXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.X | X.XX | Verified total number of reserves. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is XXX |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Calculated DSCR is X.XXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Loan Amount | notePage | XXXXXX | XXXXXX.XX | LA of $XXX,XXX confirmed on the Note and Final CD. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX.X | XXXX.XX | P&I of $X,XXX.XX confirmed on Note and Final CD. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Property Address | notePage | XXXX XXXX XXXX XXXXX | XXXX XXXX XXXX XX | System values |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO Verified From Credit report. Tape data reflects X |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR is as follows: Rents of $X,XXX/ PITI of $X,XXX.XX = X.XXX DSCR. Tape data reflects X |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type Confirmed Updated from Appraisal |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR calculations:<br> Gross Rental Amount $X,XXX/PITIA $X,XXX.XX = X.XXX DSCR. <br> Rent Consider from Lease agreement page no#XXX-XXX XXX-XXX XXX-XXX<br> Minimum DSCR meets guideline hence not added finding |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX QX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXXX.XX | -XXXXXX.XX | Updated final settlement statement reflects $XXX,XXX.XX to borrower. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX QX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXXX.XX | -XXXXXX.XX | updated as per settlement statement |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX QX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX |  |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX QX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | X.XX | Total Qualified Assets Available For Reserves is XXXXX.XX, as cash-out is used for reserves. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX QX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXX.XX | XXXX.XX | Cash to Close $XXXX.XX updated per Final SS pg#XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX QX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | Total Qualified Assets Available For Reserves updated per latest bank statements. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX QX - XXXXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XX | Variance due to LTR used to qualify, audited value is $XX,XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX QX - XXXXXXX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Cash Disbursement Date is XX-XX-XXXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX QX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Required Subject Property Reserves Amount is $XXXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX | Middle score for borrower is XXX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Borrower 1 First Name | notePage | XXXXXXXX | XXXXXXXX | Only XXXXXXXX signed the note. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Total Qualified Assets Available For Reserves updated as per given bank statements |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXXX.XX | XXXXXX.XX | Cash to Close $XXXXXX.XX updated per Final SS pg#X |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | Total Qualified Assets Available For Reserves updated per latest bank statements. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXXX.XX | -XXXXXX.XX | Cash to Close is $XXXXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | variance due to real estate taxes. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX | Cash to Close is $XX,XXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Required Subject Property Reserves Amount is $XX,XXX.XX. Difference is due to tax calculation. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Borrower 1 Last Name | notePage | XXXXX | XXXXXX | B1's name is XXXXXX XXXXXX XXXXX per the note in file. XXXXXX also executed the note as a member of XXXXX XXXXXX, XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Borrower 1 First Name | notePage | XXXXXX XXXXXX | XXXXXX XXXXXXXXX | B1's name is XXXXXX per the note in file. XXXXXX also executed the note as a member of XXXXX XXXXXX, XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX | Cash to Close $XX,XXX.XX updated per HUD-X settlement pg#XXX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXXX.XX | -XXXXXX.XX | Cash to Close $XXX,XXX.XX updated per Final SS pg#X |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.X | X.XX | Total Qualified Assets Available For Reserves is $XX,XXX.X updated per Asset documents and cash-out also used for reserves. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | Total Qualified Assets Available For Reserves updated per bank statements. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXX.XX | XXXX.XX | Required Subject Property Reserves Amount updated per bank statements. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Verified and updated as per credit report |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.X | DSCR calculation: Rental amount $X,XXX /PITIA $X,XXX.XX = X.XXX DSCR. The Appraisal XXXX Rent Schedule reflects market rent of $XXXX on page XX. The Lease Agreement reflects rent of $XXXX on page XXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date in true data is correct and considered from Credit report date on page XXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Assets are updated as per the provided latest bank statements and considered as reserves. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Loan Purpose | the1003Page | Refinance | Cash Out Refinance | System values |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying Fico updated as per credit report. Tape data reflects 0 |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.X | X.X | Rent of $XXXX / PITIA of $X,XXX.XX= X.XX DSCR<br> XXXX rent schedule available in page no #XX.<br> Lease page XXX - Rent amount $X,XXX&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tape data reflects X.XX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Updated per Appraisal document |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | NO assets available in Final XXXX document. Cash out Refinance, cash out used for reserves |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Considered lowest income between third party market rent and lease agreement |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX.XX | XXXX.XX | Audited Initial P&I is $X,XXX.XX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Verified DSCR is X.XXX. |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Took application date as originator signature date from initial 1003 |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Qualifying No. of Months of reserves are XX.XX after using verified assets |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Subject property has X units hence updated as two-four unit. |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO updated per credit report |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: Rent of $XXXX/ PITIA of $X,XXX.XX = X.XXX DSCR. X units. Lease Agreements are as follows: Unit A = $XXXX on p XXX; Unit B = $XXXX on p XXX; and Unit C is vacant with market rent of $XXXX for a total of $XXXX. Appraisal XXXX reflects market rent of $XXXX on p X. Hazard Insurance premium is missing and finding opened. Hazard Insurance Payment reflected on the IEADS used as a placeholder to calculate the DSCR. Re-verify upon receipt of the premium. |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Considered application date from initial 1003. |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Verified asset |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Verified FICO, page XXX. |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Verified DSCR, X,XXX/$X,XXX.XX = X.XXX |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO score considered From Credit report Lowest Method. |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Calculated DSCR $ XXXX/ PITIA $$X,XXX.XX =X.XXX DSCR. |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Calculated FICO of XXX from CR. |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: Rent of $XXXX / PITIA of $X,XXX.X = X.XXXX DSCR. Appraisal XXXX reflects market rent of $XXXX on p X. X units with Lease Agreements: p XXX=$XXXX, p XXX=$XXXX, and p XXX=$XXXX for total rents of $XXXX. |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property Type as per the Appraisal is PUD S-Det./End Unit, updated as Townhouse |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of Closing |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying fico updated as per credit report |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | B1 qualified with self-employment |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is XXX |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | B1 is self Employed. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Property Address | notePage | XXXX XXXXXX XXXX | XXXX XXXXXX XX | Property Address is updated as per note document. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is updated as per Credit Report. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Minimum DSCR meets guideline however not added finding.<br> DSCR Calculation Follows: -<br> Gross Rental Amount $X,XXX / PITIA $X,XXX.XX = X.XXX DSCR.<br> Rent Consider from XXXX Document page No#XX<br> Lease Document page no#XXX-XXX |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | borrower 2 is self employed. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | B1 is self Employed. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is XXX. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 4 Origination FICO | creditLiabilitiesPage | XXX | X.X | Updated as per credit report. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is XXX |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | borrower 2 is self employed. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | B1 is self Employed. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 4 Origination FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is XXX |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated from initial 1003 |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets verified from provided bank statements |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Qualifying assets the monthly reserves is XXX.XX. Cash out funds are being used for reserves. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | as per assets total reserves XXX.XX where as tape data reflecting XXX.XX |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Updated as per Appraisal report #XX. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Cash-out used as reserves. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Loan Type | the1003Page | DSCR | Refinance - Cash OUt | Audited Loan is DSCR. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Proposed Mortgage Insurance | the1008Page | X | XX.XX | Mortgage Insurance Not Required. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Audited FICO is XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Primary Appraised Property Value | propertyValuationPage | XXXXXX | XXXX.X | Audited Property Value as XXXX is $XXX,XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Audited DSCR is X.XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO updated per lender guidelines. Tape data reflects X |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Rent of $X,XXX/ PITIA of $X,XXX.XX = X.XXXX (DSCR) <br> Market Rent amount per XXXX on Page XX is $X,XXX . <br> Actual Rent in place per lease page XX, XXX is $X,XXX  |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Loan Type | the1003Page | DSCR | Refinance - Cash OUt | Verified Loan is CashOut Refinance. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Audited FICO is XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Audited DSCR is X.XXX. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | XXXX is not available. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Underwriter calculation is not available. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.XXX | DSCR is more than X. The Principal, Interest, Taxes and insurance verified are correct. Actual rent used for calculation is also correct. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date taken form Credit Report. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Loan is Cash Out Refinance, Asset's Not Required. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Sales Price | propertyValuationPage | XXXXXX.X | XXXXXX.XX | UDPATED AS PER CONTRACT |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.XXX | Verified loan Type is DSCR <br> As per XXXXXXXXX using the lower of market rent and actual lease rent , DSCR = XXXX/XXXX.X = X.XX <br> Market Rent = XXXX on page# XX<br> PI XXXX.XX <br> TAX XXX <br> Insurance XXX.XX  |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Loan Type | XXXXPage | DSCR | Refinance - Cash OUt | Verified Loan type is DSCR. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Loan Purpose | XXXXPage | Refinance | Cash Out Refinance | Verified Borrower Qualifying with Refinance. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Audited FICO as per Credit Report is XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Interest Only Flag | notePage | Yes | No | Verified Loan is Interest only verified as per Note Document. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Audited DSCR is X.XXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | As per initial XXXX, LO signed on XX-XX-XXXX, so we have taken Initial originator Signature date as the Application date source, so we have taken that date as the Application date. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | XX.XX | I have used the money from the Cash out for the reserves, so this discrepancy is reported. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property type is Townhouse as per appraisal report. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Liquid Funds Post Close $XX,XXX.XX / Total Housing Expense (PITIA) $X,XXX.XX = XX.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property type is Townhouse as per appraisal report. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Liquid Funds Post Close $XXX,XXX.XX / Total Housing Expense (PITIA) $X,XXX.X = XX.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Updated as per provided bank statements. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Borrower 1 Total Income | the1003Page | X | XXXXX.XX | Tape data extracted B1 Income from XXXX as $XXXXX.XX Whereas loan is DSCR. Borrower income is not required. Hence updated Income as $X in XXXX page. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Reserves updated as per guideline requirement. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | As per appraisal form number XXXX is X-X Unit Property but Tape is showing SFR. |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Verified from credit report. |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Calculated DSCR is X.XXX |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | As per credit report, qualifying FICO is XXX |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: Rent of $X,XXX / PITIA of $X,XXX.XX= X.XXX DSCR. The Appraisal XXXX reflects market rent of $X,XXX and it also reflects that there is a lease in place from X/XXXX-X/XX in the amount of $X,XXX. |
| XXXXXXXXXX |  |  | XX - XXX XXX Flow XXXX | Primary Appraisal Date | propertyValuationPage | XX-XX-XXXX | Aug XX, XXXX, XX:XX:XX AM |  |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX | Qualifying fico confirmed Updated as Highest mid score of all Borrowers |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Prepayment Penalty Total Term | notePage | XX | XX | Prepayment penalty term confirmed Updated as per Note addendum |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | XX.XX | Updated as per latest bank statements |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date has been update as per initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | -XX.XX | Assets are updated as per latest bank statements reserve requirement met. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR is more than X. The Principal, Interest, Taxes and insurance verified are correct. Market rent used for calculation is also correct. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Borrower 1 Total Income | the1003Page | X | XX.XX | N/A loan type is DSCR. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed | System values |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Qualifying Total Reserves Number of Months verified per assets provded |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property type verified from appraisal. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Asset's verified from given doc's |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets are updated as per bank statements. reserve requirements meet |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified the property type from appraisal XXXX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR is more than X. The Principal, Interest, Taxes and insurance verified are correct. Actual rent used for calculation is also correct. DCSR variance present due to difference in Calculated tax amount |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Verified loan Type is DSCR <br> As per Guideline using the lower of market rent and actual lease rent , DSCR = XXXX/XXXX.XX = X.XX <br> DSCR meet the guideline requirement |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | True data reflects Qualifying Total Reserves Number of Months calculated per cash out proceeds. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Assets not required for transaction. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Occupancy | the1003Page | Investment | Vacant | Occupancy type is investment hence updated the same. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXXX.XX | -XXXXXX.XX | Cash to Close is $XXXXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.X | X.XX | Total Qualified Assets Available For Reserves is $XX,XXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | Single Family Attached | Townhouse | Property type is single family attached as per the appraisal. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Qualifying LTV | propertyValuationPage | XX.XX | XX.XX | Qualifying LTV is XX.XX correct |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXX.XX | XXXX.XX | Cash to Close is $XXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXXX.XX | -XXXXXX.XX | Cash to Close is $XXXXXX.XX per the provided HUD |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXX.XX | XX.XX | Cash to close considered per settlement statement. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Qualifying assets considered per available assets. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXX.XX | -XXXX.XX | Cash to borrower is $XXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX | Cash to Close $XX,XXX.XX is per Final HUD-X document pg#XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Property type is Single Family Attached as per the appraisal hence updated the same. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXXX.XX | -XXXXXX.XX | Cash to Close updated per HUD-X document pg#XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXX.X | XXXX.XX | Required Subject Property Reserves Amount is $XXXX.XX. Difference due to tax calculation |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Cash Disbursement Date XX-XX-XXXX updated per Final HUD-X document pg#X |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.X | XXXXX.XX | Cash to Close $XX,XXX.X updated per Final HUD-X page#X |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | Assets updated per latest bank statements. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXX.XX | -XXXX.XX | Cash to Close is $XXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.X | XXXXX.XX | Required Subject Property Reserves Amount is $XXXXX.XX.  |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | The calculation validating the correct DSCR is as follows: Rent of $X,XXX ($X,XXX\*XX%)/ PITIA of $X,XXX.XX= X.XXX DSCR Difference due to gross rental income |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | XXXXX.XX | Cash to Close $XX,XXX.XX updated per Final HUD-X page#XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Assets updated per latest bank statements. Reserves used X\*PITIA as: XXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Variance in property tax resulted in DSCR variance. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXX.XX | Assets updated per the latest bank statements. |
| XXXXXXXXXX |  |  | XXXXXXXXX - XXXXXXXXX XXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | The calculation validating the correct DSCR is as follows: Rents of $XXXX / PITIA of $XXXX.XX = X.XXX DSCR. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX | XXX.XX | Tape is incorrect actual verified Reserves XXX months - meeting GL Requirements |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application source date considered from Initial application date. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Reserves updated as per guideline requirement. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR as per originator/Tape data is X.XXX whereas per our calculation, DSCR is X.XXX. This is due decrease in PITIA of subject property $XX,XXX.X. Decrease in PITIA is due premium amount of flood insurance. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date updated as per credit report |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX | Updated as per XXXXXXXXX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -X.XX | Assets are verified as per latest bank statements |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application verified from Initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -X.XX | Tape is incorrect actual verified Reserves X.XX months - meeting GL Requirements. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -X.XX | All assets are verified from bank statement. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application source date considered from initial application originator date as XX/XX/XXXX. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | verified from appraisal |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO used is XXX |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculated is X.XXX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | As per appraisal XXXX subject property is X-X units. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Loan purpose is refinance cash out, cash out amount used for reserves, as per lender XXXXXXXXXX we requires X months reserves but we have XX qualified reserves in file. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | When PUD is attached, it will be Townhouse. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | as per document property type is two to four unit where tape data reflecting single family |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Interest Rate | notePage | X.XXX | X.XXXX | As per NOTE document interest rate is X.XXX where as tape data reflecting X.XXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX.XX | XXXX.XX | as per note document reflecting monthly payment $X,XXX.XX where as tape data reflecting $XXXX.XX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date considered as per initial 1003 signature. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | All assets are verified. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX | Cash to close considered per settlement statement. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXX.XX | XXXX.XX | Actual reserves considered per available assets & guideline matrix. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XX | Variance is DSCR due to penalty taxes used to qualify instead of base rate for taxes. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Asset's verified correctly. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Verified from XXXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Updated as per document provided |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated as per initial XXXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XX XXXX | Property Type | propertyValuationPage | Single Family Attached | Attached | verified from appraisal |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XX XXXX | Prepayment Penalty Total Term | notePage | XX | XXX | verified from note |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | According to XXXX, application date is XX/XX/XXXX, tape data is incorrect. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | X.XX | Reserves are calculated with available Assets and Bank Statement Balances. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Confirmed from initial 1003 |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR Calculation as follows : Gross Rental Amount $X,XXX /X.XXX.XX PITIA = X.XXX DSCR. Rent Consider from XXXX page no#XX, getting difference because lease amount considered from Third party rest estimate XXXX page#XX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property type is Two-to-Four Unit, verified from XXXX Appraisal. Tape is reflecting Single Family Detached but XXXX is provided, hence updated as Two-to-Four Unit. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Verified Assets as per given documents |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Property City | notePage | XXXXXX XXXXX | XXXXXXX XXXXXXX | Updated as per the Note, the Property City is XXXXXX XXXXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date updated per LO signature on the Initial XXXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | Assets updated as per latest bank statement |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Mortgage Origination Channel | the1003Page | Retail | Referral | Mortgage origination channel considered per loan program & documentation. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | True data is correct, property is single family attached per appraisal. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXX.XX | XXXXX.XX | No assets in file, cash out proceeds are used for reserve requirement. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Disbursement date updated as XX/XX/XXXX from final HUD on page #XXX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.X | XXXXX.XX | Reserves are updated from asset documentation on file and PITIA updated per note, tax and insurance documents in file. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | Assets are verified and updated per recent bank statements from file. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Property type is Single family attached as per the appraisal report |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Loan Program | businessPurposeApprovalandGuidelinePage | XXXX XXXXXXXXX – XXXX XXXXXXXX | DSCR | Loan Program is XXXX XXXXXXXXX – XXXX XXXXXXXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Cash Disbursement Date is XX-XX-XXXX as per the settlement statement hence updated the same. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | X | XXXXX.XX | Total Qualified Assets Available For Reserves is $XXXXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Variance in Property tax which resulted in PITIA variance and so difference in reserves. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXX.XX | -XXXX.XX | Cash to Close is $X,XXX.XX per HUD-X document pg#X |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXXX.XX | XXXXXX.XX | Total Qualified Assets Available For Reserves is $X,XXX,XXX.XX, Assets updated per pg#XXX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Mortgage Origination Channel | the1003Page | Retail | Referral | Mortgage channel is retail since lender on note is same as the client. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXXX.XX | XXXXXX.XX | Qualifying assets considered from available assets in file. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Mortgage Origination Channel | the1003Page | Retail | Wholesale | Mortgage channel considered from loan documentation. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXX.XX | XXXX.XX | Required reserves considered per guideline matrix. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | as per Appraisal report property type is two to four unit where as tape data reflecting single family detached |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | As per credit report qualifying FICO is XXX. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Borrower is self Employed. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Property Address | notePage | XXXX XXXX XXXXXX XXXX | XXXX X XXXXX XXXXX X XXX | Verified property address from note document. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Property Zip Code | notePage | XXXXX | XXXXX | Verified Zip Code from note document. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Property City | notePage | XXXXXXX | XXXXXXXX | Verified City from note document. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | As per credit report qualifying FICO is XXX. |
| XXXXXXXXXX |  |  | XX - XXXXXXXX Flow 2025 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Borrower is self Employed |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property type verified from Appraisal. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | The Application date is XX/XX/XXXX, updated as per XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Confirmed verified Assets are XX.XX |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | FICO verified from credit report page #XX as XXX.XX "Number of Borrowers: X, Number of Scores: X or X; Methodology: Lower of X scores or middle of X scores". (XX) |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.X | X.X | DSCR calculation: Rents of $XXXX / PITIA of $XXXX.XX = X.XX% DSCR. The Appraisal XXXX Opinion of Market Rent reflects rent of $XXXX on page X. There are two unit. One unit is leased with the Lease Agreement reflecting rent of $X,XXX on p XXX and the other unit vacant. Per GL Matrix: Unleased Properties (X+ unit): Max X vacant unit on Refinances. DSCR meets GL min of X.X. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX |  |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified a X unit per appraisal in file. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Two-to-Four units verified from the appraisal report. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Reserves are calculated with available Assets. Cash to close is $XX,XXX.XX and required reserves are X months but tape is showing XX (Qualifying reserves) XX,XXX.XX/XXXX.XX PITIA =XX.XX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -X.XX | Qualifying Total Reserves Number of Months Considered provided assets documents. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property value taken from XXXX where tape data shows single family detached XXXX shows Two to four unit. <br> Updated as per document. |
| XXXXXXXXXX |  |  | XX - XXXXXXXX Flow 2025 | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Verified FICO from credit report. |
| XXXXXXXXXX |  |  | XX - XXXXXXXX Flow 2025 | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: Market Rent of $X,XXX/ PITIA of $X,XXX.XX= X.XXX DSCR. The Appraisal XXXX reflects market rent of $X,XXX on p XX. |
| XXXXXXXXXX |  |  | XX - XXXXXXXX Flow 2025 | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Calculated DSCR is X.XXX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -X.XX | Assets updated per statements provided. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX | -XX.XX | Cash to borrower is $XX,XXX.XX and the required reserves are X months but tape is showing - XX.XX & verified is $XXX.XX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -X.XX | Audited Assets Covering XX.XX Months of Reserves. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Subject property P&I, taxes and insurances are updated as per provided documents and the qualifying DFSCR is X.X, variance is X.XXX only. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Appraisal updated as per provided document |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Lease expired and used XXXX rental income, hence there is a variance. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO selected per guidelines. Tape data reflects X. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Amortization Term | notePage | XXX | X.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Rent of $X,XXX / PITIA of $X,XXX.XX = X.XXXX DSCR. Tape data reflects X. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Considered application date from initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified property type is Two to four units. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Verified assets. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | XX.XX | required reserves met |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR Calculation as follows : Gross Rental Amount $ X,XXX.XX/ $ X,XXX.XX PITIA = X.XXX DSCR. Rent Consider from XXXX page no#XX, There is a difference in the DSCR ratio due to updated tax and insurance amounts. The tax and insurance figures have now been updated according to the latest documents |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO updated per credit report. Tape data reflects X |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Audited DSCR is X.XXX. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR rate calculated as Rental Estimate $X,XXX / $X,XXX.XX = X.XXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Property Type | propertyValuationPage | Single Family Attached | Attached | Updated from Appraisal document. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Confirmed from Credit report |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR confirmed |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Borrower X Total Income | theXXXXPage | X | XXX.XX | DSCR file income not required |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | X.XX | Reserves updated based on cash back to borrower as loan is cash out refinance and cash back is being used for reserves. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Transaction is cash out refinance |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR is as per the given infformation, Gross Rental amount $XXXX / $ XXX.XXPITIA = X.XXX DSCR |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -X.XX | Assets are verified from the given bank statements. (Qualifying reserves - $XXX,XXX.XX /PITI - XXXX.XX= XXX.XX) |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.X | -XXX.XX | Assets entered as per the review from bank statements and proceeds available. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR Originator on page XXX is X.XXX which is matching but tape has X.XXX |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Audited FICO is XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Audited DSCR is X.XXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Calculated DSCR | diligenceFinalLookPage | X.X | X.XXX | DSCR calculations as follows<br> Gross Rental amount $XXXX.XX /PITIA $XXXX.XX = X.X DSCR<br> Gross Rental amount considered from lease on page #XXX<br> considered the Lease amount because it is the lowest amount among the XXXX and Actual rent. |
| XXXXXXXXXX |  |  | XXXXXXXXX - XXXXXXXXX XXXXX | Loan Type | the1003Page | DSCR | Conventional | As per the Lock Confirmation, the loan is DSCR. |
| XXXXXXXXXX |  |  | XXXXXXXXX - XXXXXXXXX XXXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculation: Rent of $XXXX/ PITIA of $XXXX.XX = X.XX. The Appraisal XXXX reflects market rent of $XXXX on p XX. The Lease Agreement reflects rent of $XXXX on p XXX. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is updated as XXX per credit report. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | The calculation validating the correct DSCR is as follows: Rent of $X,XXX PITIA of $X,XXX.XX =X.XXX DSCR, The Appraisal XXXX Comparable Rent Schedule at page #XX and rent amount is $X,XXX<br> We have lease agreement at pages #XXXX and the rent amounts are $X,XXX , Considered PITIA from Diligence final look $X,XXX.XX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Rounding issue. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Borrower 1 Last Name | notePage | XXXXXXX XX | XXXXXXX XX | Borrower 1 is a non-qualifying guarantor. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Disbursement date considered from settlement statement. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | Qualifying assets considered from available assets in file & Required reserves considered per guideline matrix. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | XXXXX.XX | Required reserves considered per guideline matrix. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Disbursement date is XX/XX/XXXX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXX.XX | Qualifying asset for reserves are $XXX,XXX.XX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.X | XXXXX.XX | Required reserves are X months or $XX,XXX.XX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX | Qualifying FICO score considered lower mid score per guidelines of XXX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX | Cash to close considered per settlement statement is $XX,XXX.XX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash to Close | closingDetailsCreditOnlyPage | XXXXX.XX | -XXXXX.XX | Settlement statement reflects $XX,XXX.XX to the borrower. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Disbursement date is X/XX/XX per the settlement statement. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Borrower 1 First Name | notePage | XXXX | XXXXX | The borrower first name is XXXX. XXXXX is not on the note. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX | The middle fico score of the borrower is XXX. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Qualifying asset for reserves considered per available assets is $XX,XXX.XX. Did not use personal accounts as not needed.  |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Loan Purpose | the1003Page | Refinance | Limited Cash-Out Refinance |  |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXX.X | XXXX.XX | Required reserves considered per guideline matrix. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Qualifying assets considered from available assets in file. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Appraisal lists the property as a PUD |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Property type is Single family Semi Detached as per the appraisal report hence updated as single family attached. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Cash Disbursement Date is XX-XX-XXXX updated as per the settlement statement.  |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXX.XX | XXXX.XX | Required Subject Property Reserves Amount is $XXXX.XX. Difference due to tax calculation |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | Single Family Attached | Townhouse | Property type is Single family attached as per the appraisal report. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | True data is correct, verified from HUD. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | XXXXX.XX | XXXXX.XX | Assets are verified and updated per recent bank statements from file. |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | per appraisal, subject is an attached dwelling. |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Maturity Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Maturity Date is XX-XX-XXXX per Note document. |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.X | X.XX | Required Subject Property Reserves Amount is $XXXXX.X, calculated for X months reserves per guideline matrix. |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Appraisal confirms subject is an attached dwelling |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | X.XX | Required Subject Property Reserves Amount is $XX,XXX.XX, calculated for X months reserves per guideline matrix. |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Appraisal confirms subject is an attached dwelling. |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Total Qualified Assets Available For Reserves | assetPage | X | XXXXX.XX | Cash out proceeds will be used for reserve requirement. |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | X.XX | Per guidelines, minimum X months reserves are require which equals to $XX,XXX.XX |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Appraisal confirms subject is an attached dwelling. |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XX - XXXXXXX | Required Subject Property Reserves Amount | assetPage | XXXXX.XX | X.XX | Per guidelines, minimum X months reserves are required which equals to $XX,XXX.XX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date as per XXXX initial is XX/XX/XXXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Prepayment Penalty Total Term | notePage | XX | XX | Prepayment Penalty in Note final on p XXX is X%, X%, X% and hence updated as XX months. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | The tape is showing XXX.XX and the required reserves as per GLs is X. The verified assets are XXX.XX which is eligible as per GLs.  |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Reserves calculated from cash to borrower from Final CD. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | As per the review of appraisal, form is XXXX but the tape has single family detached which is not matching. Property is X-X Unit. X Units with lease provided |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date is updated as per initial XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Updated based on statements provided and ALTA for REO being sold. |
| XXXXXX |  |  | XXXXXX April XXXX - Rental | Cash Disbursement Date | hudClosingDetailPage | XX-XX-XXXX | XX/XX/XXXX | Cash Disbursement Date Updated as per Final Hud |
| XXXXXX |  |  | XXXXXX May XXXX - Rental | Sales Price | propertyValuationPage | XXXXXX | XXXXXX.XX |  |
| XXXXXX |  |  | XXXXXX May XXXX - Rental | Total Liquid Assets Available For Close | assetPage | XXXXX.X | XXXXX.XX | Per Bank statement |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Property Type | propertyValuationPage | PUD | Single Family Detached | True data is correct, property is a PUD per appraisal. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Required Subject Property Reserves Amount | assetPage | XXXX.XX | XXXX.XX | X months PITIA updated as min required reserves updated per guideline which arrived at $XXXX.XX |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Total Qualified Assets Available For Reserves | assetPage | XXXXXX.XX | XXXXXX.XX | Assets are verified ad updated per recent investment statements from file. |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Tape data rounded off the value to smaller decimal. True data DSCR is calcualted as |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Asset updated as per statement and additional funds are available to meet reserves. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | updated as per provided statement |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | As per Initial 1003. application date reflecting XX/XX/XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Property Type | propertyValuationPage | Townhouse | PUD | As per appraisal report it is an attached PUD which entered as a townhouse. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Assets verified per bank statements.  |
| XXXXXXXXXX |  |  | XXXX XXXX December XXXX | Prepayment Penalty Type | notePage | XXX | X | Prepayment Penalty Type updated Correctly. |
| XXXXXXXXXX |  |  | XXXX XXXX December XXXX | Note Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Note date verified from Note document |
| XXXXXXXXXX |  |  | XXXX XXXXXXX XXXXXXXX XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | ALT DOC | File is DSCR not required for Income documents. |
| XXXXXXXXXX |  |  | XXXX XXXXXXX XXXXXXXX XXXX | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | XXXX.XX | XXXX.XX | Tape Data not included Monthly Property Tax & Homeowner's insurance amounts, However file is No Escrows. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | updated as per initial 1003 |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.X | X.XX | Per asset statement provided. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXX XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XX | XX.XX | Taxes $XXXX.XX mo were not included in PITIA for property XXXX X XXX XXXXXXXX XX. Per mortgage statement page XXXX only insurance is escrowed. Ratios are still well below guidelines within X%. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Confirmed from Credit Report |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR Confirmed |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Confirmed from Initial 1003 |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Recent updates |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Qualifying total reserves number of months updated as per given bank statements. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is updated as per Credit Report |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX.X | XXXXX.XX | Interest Only payment for XXX months is $XXXX.XX as per Note Document. Payment for the remainder of the term is $XXXXX.XX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR Calculation: Market Rent $X,XXX/ PITIA $X,XXX.XX = X.XXX DSCR. There are X units. The lease agreements are as follows: Unit #X – p XXX - $X,XXX and Unit #X – p XXX - $XXXX. Total rents = $X,XXX. The Appraisal XXXX reflects market rent of $X,XXX on p X & XX. |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX XXXX XXXX XX | Loan ID | manual | XXXXXXXXXX | XXXXXXX | Loan documents verified. |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX DSCR XXXX QX | Cash Disbursement Date | closingDetailsCreditOnlyPage | XX-XX-XXXX | XX/XX/XXXX | Cash Disbursement Date is XX/XX/XXXX, confirmed from HUD document. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date XX/XX/XXXX Confirmed from initial XXXX Document |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Loan Program Confirmed - selected from the dropbox. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | -XX.XX | Assets updated per latest available bank statements |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Wholesale - DSCR | DSCR XX Yr Fixed | Loan Program is Wholesale - DSCR per rate lock |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date updated as per the initial XXXX, i.e. XX-XX-XXXX e-signature date . |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Reserves updated as per available assets - cash required from borrower at closing. |
| XXXXXXXXXX |  |  | XX Correspondent December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Verified reserves month is XX.XX |
| XXXXXXXXXX |  |  | XXX to XX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Full Doc | Loan is qualified with DSCR, hence qualified method has been updated as DSCR. |
| XXXXXXXXXX |  |  | XXX to XX | ATR: Did the Lender Document All ATR Factors? | diligenceFinalLookPage | N/A | Yes | Loan is qualified with DSCR, hence ATR factor documented updated as N/A. |
| XXXXXXXXXX |  |  | XXXX XXXXXXX December XXXX | Prepayment Penalty Type | notePage | XXX | X | Updated as per pre payment addendum |
| XXXXXXXXXX |  |  | XXXX XXXXXXX December XXXX | Note Date | notePage | XX-XX-XXXX | XX/XX/XXXX | Updated as per note document |
| XXXXXXXXXX |  |  | XXXX XXXXXXX December XXXX | Verified Doc Type | employmentIncomePage | Debt Service Coverage Ratio | ALT DOC | DSCR loan, Updated as per loan approval |
| XXXXXXXXXX |  |  | XXXX XXXXXXX December XXXX | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | XXXX.XX | XXXX.XX | True date correct, Updated amounts as per tax, hoi and Note documents in file |
| XXXXXXXXXX |  |  | XXXX XXXXXXX December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Verified subject loan was qualified with the DSCR Program, the calculation validating the correct DSCR is as follows: Rents of $XXXX/ PITIA of XXXX.XX= X.XXX DSCR<br> The rent schedule page #XX<br> UW DSCR worksheet page #XXX<br>|
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Loan Program | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Correspondent - DSCR | DSCR XX Yr Fixed | Loan program confirmed and updated from the drop down |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR calculation as follows : Gross Rental Amount $X,XXX/ $X,XXX.XX PITIA = X.XXX DSCR. The XXXX notes state the PITIA is $X,XXX.XX however The payment letter, final lender loan information, insurance and taxes in the file verify $X,XXX.XX. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Loan Amount | notePage | XXXXXX | XXXXXX.XX | Loan Amount is $XXX,XXX whereas tap data shows XXXXXX |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX.XX | XXXX.XX | Audited initial monthly payment is $XXXX (I/O). Whereas tape data shows XXXX.XX which does not match the Note. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XX | Calculated DSCR as per given documentation. Market Rent = $XXXX, P&I = XXXX.XX, Tax = $XXX.XX, Insurance = $XXX.XX, Lease Rent is = $XXXX  |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Confirmed verified FICO score is XXX |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Confirmed borrower is SE |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | As per initial XXXX, Loan originator signed on XX/XX/XXXX whereas borrower signed on XX/XX/XXXX. Hence Application Date will be 'XX/XX/XXXX' which is initial dated. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Verified property type with appraisal |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Verified DSCR. DSCR Worksheet page XXX reflects DSCR X.XXX |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date Confirmed Updated from Initial XXXX |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type confirmed Updated from Appraisal. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | XX.XX | Assets confirmed and Borrower getting Cash out. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | XXX.XX | Cash out DSCR. C/O may be used for reserves per GLs. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Gross Rental amount $X,XXX/PITIA $ X,XXX.XX= X.XXX DSCR<br> Lease amount $X,XXX pg XXX<br> Gross Rental amount from XXXX $X,XXX page XX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Sales Price | propertyValuationPage | XXXXXX.X | XXXXXX.XX | updated as per documents |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Property Address | notePage | XXX XXXXXXXX XXXXXX | XXX XXXXXXXX XXX | Property Address is updated as per Note Document. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO is updated as per Credit report. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Initial Monthly P&I Or IO Payment | notePage | XXXX.XX | XXXX.XX | Initial Monthly P&I Or IO Payment is updated s per Note Document. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Primary Appraisal Date | propertyValuationPage | XX-XX-XXXX | XXX XX, XXXX, XX:XX:XX XX | Primary Appraisal Date is updated as per appraisal document. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR Calculation Follows: -<br> Gross Rental Amount $X,XXX/ PITIA $X,XXX.XX = X.XXX DSCR.<br> Rent Consider from XXXX Document page No#XX<br> Lease Document page no#XXX-XXX |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Borrower 1 Citizen | the1003Page | Permanent Resident Alien | US Citizen |  |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Verified DSCR |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Borrower 1 Total Income | the1003Page | X | XXX.XX | Income is not required in DSCR files |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | X.XX | Transaction is Cash out Refinance |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | X | XXX.XX | DTI not required in DSCR file |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Borrower 1 Total Income | the1003Page | X | XXXX.XX | Income not required subject loan is dscr. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date is updated as initial 1003 |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | subject loan cash out refinance. Assets not required. cash out amount used for reserve requirement. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type is Two to Four. Verified from XXXX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Variance is less than X.XX<br> DSCR matching minimum guideline requirement. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Calculated Reserves are XX.XX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Calculated DSCR is X.XXX and it matches with the Loan Approval Final in page no .#XXX. Tape data is incorrect. |
| XXXXXXXXXX |  |  | XXXXX XXXX To XXXXXXXXX XXXX | Property Address | notePage | XXX X XXX XX | XXX XXXX XXX XXXXXX | True Data Property Address formatted as shown on the Note and the Mortgage. |
| XXXXXXXXXX |  |  | XXXXX XXXX To XXXXXXXXX XXXX | B1 Verified Citizenship Designation | fraudReportPage | Permanent Non-US Citizen | US Citizen | B1 is a Permanent Resident Alien; B2 is a US Citizen. |
| XXXXXXXXXX |  |  | XXXXX XXXX To XXXXXXXXX XXXX | Property Address | notePage | XXX X XXX XX | XXX X XXX XXXXXX | True Data Property Address formatted as shown on the Note and the Mortgage. |
| XXXXXXXXXX |  |  | XXXXX XXXX To XXXXXXXXX XXXX | B1 Verified Citizenship Designation | fraudReportPage | Permanent Non-US Citizen | US Citizen | B1 is a Permanent Resident Alien; B2 is a US Citizen. |
| XXXXXXXXXX |  |  | XXXXX XXXX To XXXXXXXXX XXXX | Property Address | notePage | XXX X XXX XXXXXX | XXX XXXX XXX XXXXXX | True Data Property Address formatted as shown on the Note and the Mortgage. |
| XXXXXXXXXX |  |  | XXXXX XXXX To XXXXXXXXX XXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXX | XXXXXX.XX | True Data is the Appraisal value. Tape Data is the Sales Price. |
| XXXXXXXXXX |  |  | XXXXX XXXX To XXXXXXXXX XXXX | B1 Verified Citizenship Designation | fraudReportPage | Permanent Non-US Citizen | US Citizen | B1 is a Permanent Resident Alien. B2 is a US Citizen. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | As per initial XXXX application date is XX/XX/XXXX where as tape data reflecting XX/XX/XXXX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | As per asset documents/bank statements used for reserves, the qualifying total reserves are XX.XX where as tape data reflecting - XX.XX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR 30 Yr Fixed | Loan program has confirmed from lock confirmation. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Attached | Property type confirmed from provided appraisal form 1025 and unit numbers. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Reserves are calculated with available Assets and Bank Statement Balances. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed | Loan Program confirmed. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | XXXX is not available. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Primary Appraisal Date | propertyValuationPage | XX-XX-XXXX | Dec XX, XXXX, XX:XX:XX AM | Valuation date is XX/XX/XXXX |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXX | XXXXXX.X | Value is $XXXXXX |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Underwriter DSCR calculation is not avaialabl.e |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR is varying from originator DSCR X.XXX to calculated DSCR X.XXX due to considering rental income on conservative method. The calculation validating the correct DSCR is as follows: Rent of $XXXX/ PITIA of $X,XXX.XX= X.XXX DSCR. However minimum guidelines DSCR X requirement meet. Hence confirmed. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | -XX.XX | Updated as per latest bank statement provided. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FIOC updated as per credit report. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Calculated DSCR X.XXX |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Fico Score XXX Confirmed |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X |  |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type is X-X unit verified from appraisal on page #XXX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Transaction is cash out refinance |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Tape is incorrect actual verified Reserves 30 months - meeting GL Requirements. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Tax information differs. Hence there is a differnce in DSCR |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date updated as per initial 1003 |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | True data reflects Qualifying Total Reserves Number of Months calculated per assets provided |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.XXX | DSCR score $XXXX/PITIA $XXXX.XX= X.XX meets minimum guideline requirement of X  |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Tape is incorrect actual verified Reserves XXX.XX months - meeting GL Requirement |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date updated as per Initial 1003 |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Tape is incorrect actual verified Reserves XX.X months - meeting GL Requirement |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Townhouse | PUD | verified from appraisal |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | XXX.XX | Tape is incorrect actual verified Reserves XXX.XX months - meeting GL Requirements |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date considered as per initial 1003 signature date. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying CLTV | propertyValuationPage | XX.XX | XX.XX | LTV in 1008 is incorrect , LTV is XX.XX% due to appraised value of $XXXk vs 1008 of $XXXk |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | No Assets required, loan is Cash out Refinance |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Updated as per appraisal Document |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Credit FICO updated from credit document on page XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR ratio is updated from the lock document. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Audited FICO is XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Audited DSCR is X.XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Loan Type | the1003Page | DSCR | Refinance - Cash OUt | Loan type is DSCR |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO score is XXX as per the credit report |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | DSCR calculated is X.XXX |
| XXXXXXXXX |  |  | XXX - XXXXXXXXX XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | X | XXX.XX | Loan Program is DCSR, DTI is not required |
| XXXXXXXXX |  |  | XXX - XXXXXXXXX XXXX | B1 Verified Citizenship Designation | fraudReportPage | Permanent Non-US Citizen | US Citizen | Verified per Permanent Resident ID in file. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Tape data extracted the property type as per 1008 as Single family detached whereas per Appraisal, property type is 2-4 unit property. |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Updated as per appraisal |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Updated as per documents provided |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Confirmed from initial 1003 |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Confirmed from Appraisal |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.XX | X.XX | required reserves met |
| XXXXXXXXXX |  |  | XX XXXXXXXXX XXXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.XXX | Rent $X,XXX/$X,XXX.XX PITIA = X.XXX DSCR |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Underwriter considered market rent $X,XXX which is higher than lease agreement amount of X,XXX. Considered lease for DSCR calcluation |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Updated FICO score as per credit report |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Calculated DSCR is X.XXX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Loan Program | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Correspondent - DSCR | DSCR XX Yr Fixed | Loan Program updated from the Lock confirmation or Loan Approval document on page XXX. |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | As per credit report FICO is XXX |
| XXXXXXXXXX |  |  | XX - XXXXXXX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.X | Calculated DSCR is X.XX |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | -XX.XX | Assets are updated as per bank statements. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Total Qualified Assets $XXX,XXX.XX divided by Total Housing Expense (PITIA) $X,XXX.XX = XX.XX Qualifying Total Reserves Number of Months |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Audited FICo is XXX. |
| XXXXXXXXXX |  |  | XX XXX XXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Verified DSCR is X.XXX. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | application date considered as per initial 1003 signature date |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Subject property is 2-4 as per appraisal. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | transaction is cash out refinance. |
| XXXXXXXXXX |  |  | XX XXXXXXXXXXXXX XX XXXX | Borrower 1 Total Income | the1003Page | X | XXX.XX | DSCR loan. Income is not required. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | X.XX | -XX.XX | True data reflects Qualifying Total Reserves Number of Months per audited assets provided |
| XXXXXXXXXX |  |  | XX Wholesale XXXXXXXX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Updated as per provided documents |
| XXXXXXXXXX |  |  | XX Wholesale XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X | X.XXX | Loan is income loan |
| XXXXXXXXXX |  |  | XX Wholesale XXXXXXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR Calculation as follows : Gross Rental Amount $X,XXX/ $X,XXX.XX PITIA = X.XXX DSCR. Rent Consider from XXXX page no#XX, getting the difference due to taxes updated from latest document. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Amortization Term | notePage | XXX | XXX.X |  |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Initial Monthly P&I Or IO Payment | notePage | XXXX.X | XXXX.XX | Interest only amount is $XXXX.XX |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Interest Only Flag | notePage | Yes | No | Note is interest only. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | Underwriter's calculation is not available. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Transaction is cash out refinance |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Prepayment Penalty Total Term | notePage | XX | XX | Prepayment End date is XX/XX/XXXX from XX/XX/XXXX is XX Months, Refer page #XXX. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | X.XX | The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of Closing - there is a difference on the XXXX in the amount of cash required at closing.  |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Updated application date as per initial XXXX document. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX.XX | -XX.XX | Calculated reserves are XXXX.XX. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed I/O | Updated as per lock confirmation |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.X | As per the calculation DSCR is X.XX. Tape data is showing X. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date is updated as per initial XXXX signature. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Transaction is cash out refinance ,Hence Assets are not required. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Verified Credit score from credit liabilities page. The mid score was used. with in G/L. |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.X | X.X | Verified calculated DSCR is with in G/L. |
| XXXXXXXXXX |  |  | XX XXXX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XX | X.XXX | $XXXX (lease) /$XXX.XX PITIA (with lower tax in the file)= X.XXX, $XXXX (market rent)/ $XXX.XX (with lower tax in the file)= X.XXX. Calculation with higher tax on Final loan information $XXXX/$XXX.XX= X.XXX. $XXXX (market rent)/ $XXX.XX= X.XXX. Unable to determine Tape data DSCR X.XXX |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Loan Purpose | the1003Page | Refinance | No/Limited Cash Out Refinance | System values |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Qualifying FICO | creditLiabilitiesPage | XXX | X.X | Qualifying FICO updated as per lender guidelines |
| XXXXXXXXXX |  |  | XX XXX XXX Flow | Calculated DSCR | diligenceFinalLookPage | X.X | X.X | Audited DSCR is X.XXX. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | LO signed on XX/XX/XXXX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Correspondent - DSCR | DSCR XX Yr Fixed | Loan progarm confirmed. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application date updated per initial XXXX. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | True data reflects Qualifying Total Reserves Number of Months claculated per audit of assets provided |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | DSCR calculation: Rents of $X,XXX/ PITI of $X,XXX.XX = X.XXX DSCR. The Appraisal XXXX rent schedule reflects market rent of $XXXX and appears on p XX. The Lease agreement reflects rent of $XXXX and appears on p XXX. Confirmed the P&I, tax, insurance and HOA are correct and align with the PITIA on the Final CD. The DSCR of X.XXX meets the minimum DSCR GL of X.X. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Borrower 1 Total Income | the1003Page | X | XXXX.XX | loan type is dscr |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Verified loan Type is DSCR <br> As per Guideline using the lower of market rent and actual lease rent , DSCR = XXXX/XXXX.XX = X.XX <br> Market Rent = XXXX on page# XX Actual Lease Rent = XXXX on page# XXX-XXX<br> PI XXXX.XX <br> TAX XXX.XX <br> Insurance XXX.XX <br> Insurance Page # XXX  |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date is XX-XX-XXXX as per the initial XXXX. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Property Value | propertyValuationPage | XXXXXX | XXXXXX.XX | PropertyValue is $XXXXXX |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Property Type is Townhouse hence updated the same. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | XX.XX | Qualifying Total Reserves Number of Months XX.XX |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date is XX-XX-XXXX as per the initial XXXX. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Qualifying Total Reserves Number of Months XX.XX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | The cash-out value used for calculating qualifying total reserves. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date is XX/XX/XXXX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XXX.X | XXX.XX | Qualifying Total Reserves Number of Months XXX.XX |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Entered cash back amount from the final closing disclosure. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.X | XX.XX | All Assets are verified as per the Documents provided. Calculated reserves are XX.X the required reserves are X months but tape is showing XX.XX. So, Tape data is inaccurate. |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date updated as per initial XXXX signature date |
| XXXXXXXXXX |  |  | XX Wholesale December XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | XX.XX | Assets updated as per latest bank statement |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Subject PITIA is XX,XXX.XX and DSCR rental income is XX,XXX DSCR IS X.XXX. DSCR is meeting the Guidelines. |
| XXXXXXXXXX |  |  | XX Correspondent QX XXXX | Application Date | complianceDetailPage | XX-XX-XXXX | XX/XX/XXXX | Application Date updated as per XXXX initial. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Property Type | propertyValuationPage | Single Family Detached | PUD | Verified Property Type as per Appraisal is Single Family Detached. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Qualifying Total Reserves Number of Months | assetPage | XX.XX | -XX.XX | Audited Assets Covering XX.XX Months of Reserves. |
| XXXXXXXXXX |  |  | XX Correspondent Q1 XXXX | Calculated DSCR | diligenceFinalLookPage | X.XXX | X.XXX | Rental Income as per 1007 is $X,XXX and PITIA of the subject property as per Fist payment letter and Lender's Loan Info Sheet is $X,XXX.XX.<br> My DSCR calculations as follows:<br> Gross Rental amount $X,XXX/PITIA $X,XXX.XX= X.XXX DSCR.<br> The Appraisal 1007 Rent Schedule reflects market rent of $X,XXX and appears on page XX, XX, XX.<br> Per GLs, Minimum DSCR X per matrix. |
| XXXXXXXXXXXX |  |  | XX XXXXXXX Q2 XXXX | Borrower 1 SSN | the1003Page | XXXXXXXXX | XXX-XX-XXXX | Borrower 1 SSN Matching With All documents. |
| XXXXXXXXXXXX |  |  | XX XXXXXXX Q2 XXXX | Borrower 1 Last Name | notePage | XXXXXX | XXXXXXXXX XXXXXX XXX | Borrower 1 Last Name verified on the Note document |
| XXXXXXXXXXXX |  |  | XX XXXXXXX Q2 XXXX | Loan Program | businessPurposeApprovalandGuidelinePage | Investor - DSCR | QB-INV-DSCR-AX/X-XPPP | Loan Program confirmed And Updated drop down. |
| XXXXXXXXXXXX |  |  | XX XXXXXXX Q2 XXXX | Borrower 1 First Name | notePage | XXXX | . | Borrower 1 First Name Considered from Note and 1003 documents. |
| XXXXXXXXXXXX |  |  | XX XXXXXXX Q2 XXXX | Balance of Other Lien | titlePage | X | XXXXXX.XX | This is a 1st lien. |
| XXXXXXXXXXXX |  |  | XX XXXXXXX Q2 XXXX | Cash to Close | hudClosingDetailPage | XXXX.XX | XXXX.XX | Cash to Close/Cash to Borrower of $X,XXX.XX confirmed on the Settlement Statement HUD-X. |

---

## Exhibit 99.18

**Exhibit 99.18**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 41.67 | 41.67 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 61.9 | 61.9 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 58.33 | 58.33 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | PASS | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 39.5 | 39.5 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 69.97 | 69.97 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 25.48 | 25.48 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | MODERATE RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 39.68 | 39.68 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.8 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 55.0 | 55.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 55.9 | 55.9 | XXXX |  |  |  |  |  |  |  | XXXX | XXXX | .0349 | XX/XX/XXXX | 1004 URAR | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 78.09 | 78.09 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.18 | 70.18 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 71.55 | 71.55 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.15 | 70.15 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 38.44 | 38.44 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.18 | 68.18 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 4.7 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 71.27 | 71.27 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 69.66 | 69.66 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | MODERATE RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 71.67 | 71.67 | XXXX | XXXX | -.2000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.2000 | XXXX | High Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.1209 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.1209 | XXXX | High | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 28.12 | 28.12 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 67.73 | 67.73 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 77.0 | 77.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.0 | 79.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 50.69 | 50.69 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0750 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0750 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 77.0 | 77.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 69.67 | 69.67 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 77.0 | 77.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | -.0946 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0946 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.15 | 70.15 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 69.84 | 69.84 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 74.91 | 74.91 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 37.5 | 37.5 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX |  |  |  |  |  |  |  | XXXX | XXXX | .0250 | XX/XX/XXXX | 1004 URAR | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 74.56 | 74.56 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 48.48 | 48.48 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 64.39 | 64.39 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | XX/XX/XXXX Eligible | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 0 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 34.48 | 34.48 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.17 | 79.17 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 63.43 | 63.43 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 77.0 | 77.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 72.86 | 72.86 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LowRisk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 0 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 74.19 | 74.19 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.31 | 62.31 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.5 | 62.5 | XXXX | XXXX | -.0313 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0312 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 54.45 | 54.45 | XXXX | XXXX | .0114 | AVM |  |  |  |  | 0 |  |  |  |  | XXXX | XXXX | .0114 | 93.0 | 0.07 | Other | Other | XX/XX/XXXX | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.97 | 68.97 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 67.13 | 67.13 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 73.25 | 73.25 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 58.0 | 58.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LowRisk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.24 | 74.24 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 72.07 | 72.07 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.01 | 68.01 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.5 | 62.5 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 63.46 | 63.46 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.12 | 62.12 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0377 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.0 | 68.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.3 | 60.3 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 72.95 | 72.95 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 65.86 | 65.86 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 59.29 | 59.29 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 54.44 | 54.44 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 79.5 | 79.5 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 42.55 | 42.55 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | -.0136 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 41.18 | 41.18 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1.9 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | -.0168 | AVM |  |  |  |  | 0 |  |  |  |  | XXXX | XXX | -.0168 | 96.0 | 0.04 | XXXX | XXXX | XX/XX/XXXX | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 71.23 | 71.23 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 26.33 | 26.33 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 15.21 | 15.21 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 73.77 | 73.77 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 47.62 | 47.62 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1.9 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1.7 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 72.92 | 72.92 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 52.63 | 52.63 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 73.71 | 73.71 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | 2000 One Unit Appraisal Field Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | 2000 One Unit Appraisal Field Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 33.46 | 33.46 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.77 | 79.77 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.74 | 79.74 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.65 | 79.65 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 56.71 | 56.71 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 52.94 | 52.94 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.53 | 68.53 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 73.6 | 73.6 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 72.0 | 72.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 67.0 | 67.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 64.34 | 64.34 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 64.17 | 64.17 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 66.0 | 66.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 69.79 | 69.79 | XXXX | XXXX | -.0643 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0643 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 57.41 | 57.41 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 79.89 | 79.89 | XXXX | XXXX | -.0503 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0503 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 49.57 | 49.57 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 79.08 | 79.08 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 39.74 | 39.74 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | XX/XX/XXXX Eligible | 2.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 73.33 | 73.33 | XXXX | XXXX | -.0857 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0857 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | -.0427 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0427 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 78.49 | 78.49 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.3 | 74.3 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | -.0526 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0526 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 56.36 | 56.36 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 41.18 | 41.18 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 31.54 | 31.54 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | MODERATE RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX |  |  |  |  |  |  |  | XXXX | XXXX | .0375 | XX/XX/XXXX | 1004 URAR | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 39.53 | 39.53 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 58.14 | 58.14 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX | .0093 | AVM |  |  |  |  | 0 |  |  |  |  | XXXX | XXXX | .0093 | 92.0 | 0.08 | Other | Other | XX/XX/XXXX | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0634 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0634 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 69.44 | 69.44 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0328 | AVM |  |  |  |  | 0 |  |  |  |  | XXXX | XXXX | -.0328 | 93.0 | 0.07 | Other | XXXX | XX/XX/XXXX | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 69.51 | 69.51 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 48.84 | 48.84 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 3.1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.08 | 79.08 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 61.61 | 61.61 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0158 | Collateral Underwriter (CU) |  |  |  |  | XXXX | XXXX | -.0158 | XX/XX/XXXX | 1004 URAR | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 71.71 | 71.71 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 69.94 | 69.94 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 72.29 | 72.29 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.88 | 62.88 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | XX/XX/XXXX Eligible | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 53.48 | 53.48 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 47.06 | 47.06 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.73 | 65.73 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.91 | 74.91 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 66.56 | 66.56 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.31 | 70.31 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 68.2 | 68.2 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.57 | 68.57 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.87 | 62.87 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 68.78 | 68.78 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.74 | 79.74 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.81 | 79.81 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.74 | 79.74 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.74 | 79.74 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.94 | 62.94 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 33.5 | 33.5 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible | 1.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 74.84 | 74.84 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 56.34 | 56.34 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 59.38 | 59.38 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 46.6 | 46.6 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 40.08 | 40.08 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 71.43 | 71.43 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 57.33 | 57.33 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LowRisk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.6 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 63.44 | 63.44 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 54.97 | 54.97 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 63.53 | 63.53 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 66.67 | 66.67 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | -.0305 | AVM |  |  |  |  | 0 |  |  |  |  | XXXX | XXXX | .0000 | 93.0 | 0.07 | Other | XXXX | XX/XX/XXXX | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1.5 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 2.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 42.42 | 42.42 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.52 | 74.52 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.41 | 74.41 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 69.66 | 69.66 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 58.42 | 58.42 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 77.78 | 77.78 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 0 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderatec | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 57.44 | 57.44 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 65.79 | 65.79 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 63.86 | 63.86 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 74.63 | 74.63 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 77.73 | 77.73 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.53 | 60.53 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.43 | 65.43 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.07 | 74.07 | XXXX | XXXX | -.1585 | Desk Review |  |  |  |  | 0 |  |  |  |  | XXXX | XXXX | .0247 | 97.0 | 0.03 | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | -.1585 | XXXX | High Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | -.0964 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0964 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0987 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0987 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 66.67 | 66.67 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.0 | 74.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 73.0 | 73.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 64.93 | 64.93 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 78.22 | 78.22 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 73.86 | 73.86 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 73.0 | 73.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | 1025 Small Residential Income Report |  |  |  |  | XXXX | XXXX | .0000 | XX/XX/XXXX | 1025 Small Residential Income Report | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.3 | 79.3 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 73.94 | 73.94 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  | XX/XX/XXXX |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.96 | 74.96 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 3.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.47 | 68.47 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.5 | 62.5 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.71 | 79.71 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 54.5 | 54.5 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 66.0 | 66.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 69.73 | 69.73 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | MODERATE RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.07 | 79.07 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 69.72 | 69.72 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0909 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0909 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.4 | 79.4 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 66.45 | 66.45 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XX/XX/XXXX | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 73.06 | 73.06 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 2.5 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 52.38 | 52.38 | XXXX | XXXX | -.0476 | Desk Review |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | XXXX | XXXX | -.0476 | XXXX | Low Risk | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  | XXXX | 0.0 | .0000 | XXXX | XX/XX/XXXX | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | 0 |  |  |  |  | 0 | 0 |  |  | 0.0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  | 0 | 0 |  |  |  |  | 0 | 0 |  |  |  | 0 |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 66.45 | 66.45 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | N/A | XX/XX/XXXX |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | N/A | XX/XX/XXXX |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | N/A | XX/XX/XXXX |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | N/A | XX/XX/XXXX |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | -.0130 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0130 | XXXX | N/A | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.1351 | AVM |  |  |  |  |  |  |  |  |  | XXXXX | XXXX | -.1351 | 89.0 | 0.11 | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 67.5 | 67.5 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0526 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0526 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 69.97 | 69.97 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 61.38 | 61.38 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 55.0 | 55.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 39.66 | 39.66 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.88 | 74.88 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.76 | 79.76 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.45 | 74.45 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX Eligible | 1.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.86 | 74.86 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 55.0 | 55.0 | XXXX | XXXX | -.0638 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0638 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 55.0 | 55.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 17.69 | 17.69 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.82 | 62.82 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 67.55 | 67.55 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX Eligible | 1.7 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 74.87 | 74.87 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 55.0 | 55.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 73.06 | 73.06 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.98 | 70.98 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | LOW RISK | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 21.43 | 21.43 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.42 | 70.42 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | MODERATE RISK | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 67.81 | 67.81 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.43 | 79.43 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 55.0 | 55.0 | XXXX | XXXX | -.0222 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0222 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | -.0168 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0168 | 96.0 | 0.04 | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 67.72 | 67.72 | XXXX | XXXX | -.1006 | AVM | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  | XXXX | XXXX | -.1006 | 99.0 | 0.01 | Other | XXXX | XX/XX/XXXX | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 48.12 | 48.12 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 35.85 | 35.85 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.09 | 65.09 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 74.07 | 74.07 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | XXXX | XXXX | -.0149 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 73.0 | 73.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.07 | 62.07 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 73.0 | 73.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 46.67 | 46.67 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.94 | 74.94 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 73.33 | 73.33 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.07 | 62.07 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 73.94 | 73.94 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0591 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0591 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX | XXXX | 0 | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 59.93 | 59.93 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.08 | 68.08 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | XX/XX/XXXX | XXXX |  | XXXX | XXXX | XX/XX/XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 63.47 | 63.47 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |

---

## Exhibit 99.19

**Exhibit 99.19**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Loan ID | Seller Loan ID | Investor Loan ID | Seller Name | Loan Program | Documentation Type | Executed NOO Docs in File | Lease In Place Flag | Actual In Place Rent | Third Party Market Rent Estimate | Third Party Rent Source | Actual Short Term Rent Amount | Actual Short Term Rent Source | Short Term Rent Number of Months | Short Term Rental Occupancy Factor | Rental Income Used for Property DSCR Calculation | Rental Source for Property DSCR Calculation | DSCR Calculation Based On Short Rental Income Flag | Property DTI | Originator DSCR | TPR DSCR | PITIA | Gross Rental Income Unit 1 | Lease End Date Unit 1 | Lease Term Unit 1 | Gross Rental Income Unit 2 | Lease End Date Unit 2 | Lease Term Unit 2 | Gross Rental Income Unit 3 | Lease End Date Unit 3 | Lease Term Unit 3 | Gross Rental Income Unit 4 | Lease End Date Unit 4 | Lease Term Unit 4 | Gross Rental Income Unit 5 | Lease End Date Unit 5 | Lease Term Unit 5 | Gross Rental Income Unit 6 | Lease End Date Unit 6 | Lease Term Unit 6 | Gross Rental Income Unit 7 | Lease End Date Unit 7 | Lease Term Unit 7 | Gross Rental Income Unit 8+ | Rent Loss Insurance | Rent Loss Insurance Amount | Fee Amount | Acquisition Cost | Renovation Cost | Effective Gross Income | Turnover Costs | Repairs and Maintenance | Marketing and Leasing Costs | Utilities | Other Costs | Cap Ex Reserve | Section 8 | Blanket Mortgage/Cross Collateral Flag | Number of Years Property Owned | Number of Mortgaged Properties With Lender | Number of Properties Securing Loan | Foreign National Alternative Credit Documentation | Months Reserves | Loan Closed in the name of Business Entity | Vested Business Entity Name | Vested Business Entity Type | Qualifying Primary Borrower Type | Qualifying Primary Borrower First Name | Qualifying Primary Borrower Last Name | Qualifying CoBorrower Type | Qualifying CoBorrower First Name | Qualifying CoBorrower Last Name | Qualifying CoBorrower 2 Type | Qualifying CoBorrower 2 First Name | Qualifying CoBorrower 2 Last Name | Qualifying CoBorrower 3 Type | Qualifying CoBorrower 3 First Name | Qualifying CoBorrower 3 Last Name | Non-Qualifying Guarantor 1 First Name | Non-Qualifying Guarantor 1 Last Name | Non-Qualifying Guarantor 1 Citizenship | Non-Qualifying Guarantor 1 Country Name | Non-Qualifying Guarantor 2 First Name | Non-Qualifying Guarantor 2 Last Name | Non-Qualifying Guarantor 2 Citizenship | Non-Qualifying Guarantor 2 Country Name | Personal Guaranty | Total Number of Guarantors | Personal Guaranty Recourse Level | Business Entity EIN | Primary Appraisal Occupancy |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXXX XXXX XXXXXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXX | Business Entity | XXXX XXXX XXXXXX XXXXXXX XXX | XXXX XXXX XXXXXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXXXX XXXXXXXXXX, XXX, X XXXXXXXXX XXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXX XXXXXXXXX XXX, X XXXXXXX XXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXXXX | Individual Guarantor | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXXX | Vested Individual | XXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Individual | XXXXX | XXXXXXXXX | Individual | XXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Choice DSCR - Tier 1 | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.X | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXX | XXXXX XXXXX | Vested Individual | XXXXXXXXXXXXXX | XXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXX | XXXXXXX XXXXXXXXX XXXXXXXXXXX (XXX) | Individual Guarantor | XXXXX | XXXX | Business Entity | XXX XXX | XXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXXX | Vested Individual | XXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXXX | Appraisal - XXXX |  |  |  |  | XXXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXX XXX., X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXXXX |  |  | XXXXXXX XXXX | Investor - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XX XXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No | XXXXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXX | XXX XXXXXX | Individual | XXXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXXX XXXXXXXXX – XXXX XXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | X.XX | Yes | XXXXXXXX XXXX XXXXXXXXXXX XXX, XX XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXXXXXXX | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXXXX |  |  | XXXXXXX XXXX | XXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X&X XXXXXXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXXXX |  |  | XXXXXXX XXXX | XXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Missing | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXX | Business Entity | XXX XXXXXXXX XXX | XXX XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXXX XX XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXXXX | XXXXX | Vested Individual | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.X | No |  |  | Vested Individual | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXX | Vested Individual | XXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.X | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXXXX, XXX | Limited Liability Corporation (LLC) | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X |  | XX.XX | No | XXXX XXXXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXX XXXX XXXXXX, XXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXXX | Individual | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXX | XXXX | Individual | XXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - Expanded Prime | 1YR Full Doc | Present | No | X.X |  | N/A |  | N/A |  |  |  | N/A | No |  | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | X.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXX XXXXXXXXXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXXX | XXXXX | Individual | XXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.X | No |  |  | Vested Individual | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXX XXXXXX XXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXX | Individual Guarantor | XXXXXX | XXXX | Business Entity | XXX XXXXXX XXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXX XXXXXX XXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXXX.X | XXXXX | Appraisal - XXXX |  | N/A |  |  | XXXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXXX.XX | XXXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | XXXXXXX |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX, XXX, X XXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXXXX |  |  | XXXXXXX XXXX | Investor - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity | XXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXXX XXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXXXX XXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Business Entity | XXXXXXXXXX XXXXX XXXXXXXXXX XXX | XXXXXXXXXX XXXXX XXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXX | Vested Individual | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXX XXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX | Individual Guarantor | XXXXXX | XXXXXXXXX | Business Entity | XXXXXXX XXX XXX | XXXXXXX XXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXX XXX | Limited Liability Corporation (LLC) | Vested Individual | XXX | XXXXX | Business Entity | XXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXX XXXXXXXXXX, XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  | XX-XXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - Expanded Prime | 1YR Full Doc | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXXXX XXXX XXXXXXXX XXXXXXXXXXX XXX, XX XXXXXXX XXXXXXXXXXX | Corporation | Individual Guarantor | XXXXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX - Bridge Choice | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXX XXXXXXXXXX, XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXX XXXXXXXX XX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXXXXX XX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXXXXX XX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXXX XXXXXXXX XX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXXXXX XX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXX XXX XXXXXXXXXX XXXX XXXXXX XXXXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXX XXXXXXXX, XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX | Individual Guarantor | XXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXX XXXXXXXXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXX XXXXXX XXXXXXXXXX, XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X&X XXXXXXXXXX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXX | Individual Guarantor | XXXXXX X. | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X&X XXXXXXXXXX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXX | Individual Guarantor | XXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXX XXXXXXXX XXXXXXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX X | XXXXX | Individual Guarantor | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXX XXXXXXXX XXXXXXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX | Individual Guarantor | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX - Bridge Choice | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX | XXXX | XX | XX |  | XXXX | XX | Yes | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXXXX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX | Individual Guarantor | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXXX |  | XXXXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXXX | Vested Individual | XXXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XX XXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXX | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXXX | Vested Individual | XXXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXX | XXXXX | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No | XX XXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XX | Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.X | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | X. | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXXXXXXX XXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXXX | XXXX | Individual | XXXXX | XXXXXXXX | Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - Expanded Prime | 12 Month Bank Statement | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.X |  | X.X | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XXXXXX XX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX | Business Entity | XXXX XXXXXX XX | XXXX XXXXXX XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXX | Vested Individual | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXXXXXXXXXX XXXXXXXXXX XXXXX XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXX | Business Entity | XXXXXX XXXXXXXXXXXXX XXXXXXXXXX XXXXX XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXXX XXXXXXXXXXXXX XXXXXXXXXX XXXXX XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Choice DSCR - Tier 2 | Debt Service Coverage Ratio | Missing | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXX X XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXXXX | XXXXXXXXX | Individual | XXXXXX | XXXX | Business Entity | XXXX X XXXXXXXXXXX XXX | XXXX X XXXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.X | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.X | No |  |  | Vested Individual | XXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Missing |  | N/A |  |  | XXXX | Missing | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXXXX, XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXXXX | XXXXXX | Individual | XXX | XXXXXXXX XXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No | XXXXXXX XXXXXXXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXXX | XXXXXX XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXX XX | Vested Individual | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXX XXXXXXXX, XXX, X XXXXXXXXXXX XXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity | XXX XXXX XXXXXXXX, XXX | XXX XXXX XXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No | XXXX XXXXXX, XXX, XXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXXXXXX | Individual | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX - XXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXX XXXX XXXXXXXX, XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX | Individual Guarantor | XXXXXX | XXXXX | Business Entity | XXXXXX XXXX XXXXXXXX, XXX | XXXXXX XXXX XXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXX XXXX XXXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | X | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXX XXXXXX XXXXX XXX. XX., X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXXXXXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXX | XXXX | Individual | XXXXX | XXXXXXXX | Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Business Entity | XXXXXX XXXX XXXXXXX XXX | XXXXXX XXXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | No |  |  | Vested Individual | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X&X XXXX XXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXX | Individual Guarantor | XXXXXXXXXXX | XXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXX XXXXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXX | Business Entity | XXXXXXXXX XXXXXXXX XXXXXXXXXX XXX | XXXXXXXXX XXXXXXXX XXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXX XXXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXX | Individual Guarantor | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX | XXXXXXXX XXXXX XXXXXXXX | 12 Month Bank Statement | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No |  | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | Yes | XXXX XXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX | Business Entity | XXXX XXXXXXXX, XXX | XXXX XXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXXX | Appraisal - XXXX |  |  |  |  | XXXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | Foreign Credit Report | X.XX | Yes | XXXX XXXXXXXXXX XXX | Corporation | Individual Guarantor | XXXX | XXXXXXX |  | XXXX XXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXXXX XXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXX | Individual Guarantor | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX | XXXXXX DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.X | Yes | XXX X XXXXXXXX XXXXXX XXX, X XXX XXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXX XXXXXXXX, XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX | Individual Guarantor | XXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X X XXXXXXXXXXXX & XXXXXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXXXXX XXXXXXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXX | Individual Guarantor | XXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X.X.XXXXXX XXXXXXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXXX XXXXXXXXX - XXXXXX XXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXX XX XXX, XX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX | Individual Guarantor | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXXX XXXXXXXXX – XXXX XXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXX XXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXX XXXXXXX XXXXXX | XXXXXX XXXX - XXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XXXXXX X XXX, X XXX XXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXXXXX | Business Entity | XXXX XXXXXX X XXX | XXXX XXXXXX X XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.X | No |  |  | Vested Individual | XXXXXXXX | XXXXXX XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXX XXXXXXX XXXXXX | XXXXXX XXXX | Debt Service Coverage Ratio | Present | No | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXX XXXXXXXX XXX XXX, X XXX XXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Business Entity | XXX XXXXXXXX XXX XXX | XXX XXXXXXXX XXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXX | Vested Individual | XXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXX | Vested Individual | XXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - Expanded Prime | 12 Month Bank Statement | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX |  | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXXXXX XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXXXX XXXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No | XXXXX XXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.X | X.XXX | X.XXX | XXXX.X | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXX | Vested Individual | XXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - Expanded Prime | 12 Month Bank Statement | Present | No | X.X |  | N/A |  |  |  |  |  | N/A | No |  |  | X.X | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | X.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXXXXXXXXXX | Business Entity | XXX XXX XXXXXXXX XXX | XXX XXX XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX | Business Entity | XXXX XXXXX XXX, X XXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | XXXX XXXXX XXX, X XXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX- XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.X | Yes | XXXX XXXXXXXXXX XXX, X XXX XXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXXXXXXX XXXXXXX XXX, XX XXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXX XXXXX | Business Entity | XXXXXXXX XXXXXXX XXX, XX XXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | XXXXXXXX XXXXXXX XXX, XX XXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXX | Business Entity | XXXXXXX XXX | XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX- XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXXX | Appraisal - XXXX |  | N/A |  |  | XXXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXXX | XXXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX | X | XX-XX-XXXX | X | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXXX | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XX | XXXX.X | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXXXXXX XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Business Entity | XXXXXXX XXXXXXXXXXX XXX | XXXXXXX XXXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - Expanded Prime | 12 Month Bank Statement | Present | No | X.X |  | N/A |  | N/A |  |  |  | N/A | No |  |  | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | X.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX | Individual Guarantor | XXXXXXXX | XXXXXXX | Business Entity | XXXXXXXX XXXXXXXX XXXXXXXX XXX | XXXXXXXX XXXXXXXX XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XX | XXXX.X | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXX XX,XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXX | Business Entity | XXX XXXXXXXX XX,XXX | XXX XXXXXXXX XX,XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Choice DSCR - Tier 1 | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No | XXX XXXXXXXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XX | X.XX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | X. XXXXX | XXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXXXXXX, XXX, X XXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | No |  |  | Vested Individual | XXXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX |  | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.X |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | XXX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXXX | XXXXX | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXXXX |  |  |  |  |  |  | No | No | XXX | X | X | N/A | XXXX | No |  |  | Vested Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | XXX | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XXXXX | XXXXX | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXXXX |  |  |  |  |  |  | No | No | XXX | X | X | N/A | XXXXXX | No |  |  | Vested Individual | XXXXXX | XXXXX | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | XXX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXXXX |  | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXXXX |  |  |  |  |  |  | No | No | XXX | X | X | N/A | XXXXX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXX | IceCap DSCR - Premium | Debt Service Coverage Ratio | Present | Yes | XXXXXX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XXXXX | XXX | XXXXX | XXXXXXX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXXXX |  |  |  |  |  |  | No | No | XXX | X | X | N/A | XXXXX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX XXXXXXX | Business Entity | XXXXXXXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXXXX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XXXXX | XXX | XXXXX | XXXXXX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXXXX |  |  |  |  |  |  | No | No | XXX | X | X | N/A | XXXX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXX | Business Entity | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX | Business Entity | XXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - Expanded Prime | 1YR Full Doc | Present | No | X.X |  | N/A |  | N/A |  |  |  | N/A | No |  | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | X |  |  |  | X.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXXXXXX | Vested Individual | XXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXXXXXXXXX, XXX, X XXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX | Business Entity | XXXXX XXXXXXXXXXXX, XXX, X XXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXX XXXXXXXXXXXX, XXX, X XXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX XXXXX | Vested Individual | XXXXX | XXXXXXX XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Choice DSCR - Tier 1 | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXXXX XXXXX XXX | Limited Liability Corporation (LLC) | Vested Individual | XXXX | XXXXXX | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XX XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX | XXXX XXXXXXXXX XXXXXX XXXXX | XXXXXXX | XXX | XXXX.X | XXXX | XXXXXXXXX - XXXX |  | X/X |  |  | XXXX | XXXXXX XX XXXXX XXXXX | XX | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | XX | XX | X.X | X | X | X/X | XX.XX | XXX | XXXXX XXXXX XXXXXXXX XXXXXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXXXX XXXXXXX XXXXXXXXXXX (XXX) | XXXXXXXXXX XXXXXXXXX | XXXX | XXXXXXXXX | XXXXXXXXXX XXXXXXXXX | XXXXX | XXXXXXXXX | XXXXXXXX XXXXX | XXXXX XXXXX XXXXXXXX XXXXXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXX XXXXX XXXXXXXX XXXXXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXX | X | XXXX XXXXXX | XX-XXXXXXX | XXXXXX |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXX - XXXX | XXXX XXXXXXXXX XXXXXX XXXXX | XXXXXXX | XXX | XXXX.X | XXXX | XXXXXXXXX - XXXX |  | X/X |  |  | XXXX | XXXXXXXXX - XXXX | XX | XX.X | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | XX | XX | X.X | X | X | X/X | X.XX | XX | XXXXXXX XXXXX, XXX, XXXXXXXXX XXXXXXXXX XXXXXXX XXXXXXX | XXXXXXX XXXXXXX XXXXXXXXXXX (XXX) | XXXXXXXXXX | XXXXXX | X XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X/X | X | X/X | XXXXXXXXX | XXXXXX |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXX - XXXX | XXXX XXXXXXXXX XXXXXX XXXXX | XXXXXXX | XX | X.X | XXXX | XXXXXXXXX - XXXX |  | X/X |  |  | XXXX | XXXXXXXXX - XXXX | XX | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | XX | XX | X.X | X | X | X/X | X.XX | XX |  |  | XXXXXX XXXXXXXXXX | XXXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X/X | X | X/X |  | XXXXXX |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXX - XXXX | XXXX XXXXXXXXX XXXXXX XXXXX | XXXXXXX | XXX | XXXX.X | XXXX | XXXXXXXXX - XXXX |  |  |  |  | XXXX | XXXXXXXXX - XXXX | XX | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | XX | XX | XX.X | X | X | X/X | XX.XX | XX | XXXX X, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXXXX XXXXXXX XXXXXXXXXXX (XXX) | XXXXXXXXXX | XXXXX | XXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X/X | X |  | XX-XXXXXXX | XXXXXX |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXX - XXXX | XXXX XXXXXXXXX XXXXXX XXXXX | XXXXXXX | XX - XXXXXX | X.X | XXXX | XXXXXXXXX - XXXX |  | X/X |  |  | XXXX | XXXXXXXXX - XXXX | XX | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX |  |  |  |  | XXXX.X |  |  |  |  |  |  | XX | XX | X.X | X | X | X/X | XX.XX | XXX | XXXXXXXXXX XX XXX, X XXXXX XXXXXXXXX XXXXXXX XXXXXXX | XXXXXXX XXXXXXX XXXXXXXXXXX (XXX) | XXXXXXXXXX XXXXXXXXX | XXXXX | XXXXXXXXXX | XXXXXXXX XXXXX | XXXXXXXXXX XX XXX | XXXXXXXXXX XX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | X | XXXX XXXXXX | XX-XXXXXXX | XXXXXX |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  | X |  |  | X |  |  | X |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XXX.X | Yes | XXXXXXX XX, XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX | XXXXXXX XXXXXXXXX XXXXXXXXXXX (XXX) | Individual Guarantor | XXXXXX | XXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXX XXXXXXXX XXXXXXXXX, XXX | XXXXXXX XXXXXXXXX XXXXXXXXXXX (XXX) | Individual Guarantor | XXXX | XXXXXXXXX | Individual Guarantor | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXX XXXXX XXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXX XXXXXXXXX XXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXXXX.XX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXX XXXX XXXX | Corporation | Individual Guarantor | XXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXX | Appraisal - XXXX |  | N/A |  |  | XXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | XXXXXX |  | XXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | Yes | XXXXXXXX XXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXX | Business Entity | XXXXXXXX XXXX, XXX | XXXXXXXX XXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX- XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XXXXX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | X | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXX XXXXXXXXX XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXX | Individual Guarantor | XXXXXXXXXX | XXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXXXX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XXXXX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | No |  |  | Vested Individual | XXXX | XXXXXX | Vested Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XXXXX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXX XXX Bank Statement | 12 Month Bank Statement | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXXXXX | X.X | X.X | XXXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXX XXX, X XXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | XXXXXX XXXXX XXX, X XXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXXX XXXXX XXX, X XXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXX XXXXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX XXXXXXXXX | 12 Month Bank Statement | Present | No - Vacant | X.X | XXXXX | Appraisal - XXXX |  | N/A |  |  | XXXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXX XXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXX | Individual Guarantor | XXXXXXXX | XXXX | Business Entity | XXX XXXXX XXXX XXX | XXX XXXXX XXXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXX.X | XXX | Appraisal - XXXX |  | N/A |  |  | XXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | XXXXXX |  | XXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXX XXXXX, XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXX | Appraisal - XXXX |  | N/A |  |  | XXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | XXXXXX | X | XXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXX XXXXX, XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXX | Business Entity | XXX XXXXX, XXX | XXX XXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX- XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXXXXXX XXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Individual Guarantor | XXXXXXXX | XXXXXXXXX | Business Entity | XX XXXXXXXXXX XXXXXX | XX XXXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No |  |  | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXX, X XXXXXXXXXXX | Corporation | Individual Guarantor | XXXXXXX | XXXXXX XX. | Business Entity | XXXXXXX XXX, X XXXXXXXXXXX | XXXXXXX XXX, X XXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXX.X | XXX | Appraisal - XXXX |  | N/A |  |  | XXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | XXXXXX |  | XXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXX XXXXX, XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXXX XXXXXX & XXXXXXXXXX,XXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXX | Appraisal - XXXX |  |  |  |  | XXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.X |  | XXXXXX |  | XXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXX XXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXX | Business Entity | XXXXXX XXXXX, XXX | XXXXXX XXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXX XXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX | Business Entity | XXX XXXXXXXX XXXXXX, XXX | XXX XXXXXXXX XXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXXXXX XXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXX | Individual | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.X |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XX.XX | Yes | XXXX XXX XXXXX XXX, XX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX | Business Entity | XXXX XXX XXXXX XXX, XX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXX XXX XXXXX XXX, XX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XX.XX | Yes | XXXXXX XXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXXXXX | Business Entity | XXXXXX XXX, XXX | XXXXXX XXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXXXXX | Individual | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXXX | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.X |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXX XXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXX | Business Entity | XXXXXXXXXX XXXX XXX | XXXXXXXXXX XXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXX | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXXXXX | Individual | XXXXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XXXXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | Yes | XXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX |  | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - Expanded Prime | 12 Month Bank Statement | Present | No | X.X | X | Missing |  | N/A |  |  |  | Actual In Place Rent | No |  |  | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.X |  |  |  | X.X |  |  |  |  |  |  | No | No | X.X | X | X |  | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXX XXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.X | X.X | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX | Business Entity | XXXXXXXX XXX | XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X& XXXXXXXXX X XX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXX | Business Entity | XXX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXX | Business Entity | XXX XXXXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | No |  |  | Vested Individual | XXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | Yes | X-X-X XXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXXXXXXX | Individual Guarantor | XXXXXXX | XXXXXXXX | Business Entity | X-X-X XXXXXXXXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXX | Actual In Place Rent | No | XX.XX | X.XX | X.XXX | XXX.XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX | Vested Individual | XXXXX | XXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXX XXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  | X |  |  | X |  |  | X |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXXXXXXX, XXX , X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Individual Guarantor | XXXX | XXXXXX | Business Entity | XXXXXX XXXXXXXXXX, XXX , X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXXX XXXXXXXXXX, XXX , X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Choice DSCR - Tier X | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XX XXXX XXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX | Individual Guarantor | XXXXXXX | XXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX.X |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XX | XXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXXX XXXXXXX, XXX, X XXXXX XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXXXXXXXXX | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Individual | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXX XXXXX, XXX. | Limited Liability Corporation (LLC) | Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X | N/A | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX XXXXXXXXX | 12 Month Bank Statement | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXX X XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXXXX | XXXXX | Business Entity | XXXX XXXXX X XXX | XXXX XXXXX X XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX XXXXXXXXX | 12 Month Bank Statement | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXX X XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXXXX | XXXXX | Individual Guarantor | XXXXXX | XXXXX | Individual Guarantor | XXXXX | XX | Individual Guarantor | XXXXX | XX |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXX | XXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXX XX XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXX | Business Entity | XXX XXXXX XX XXXXXXXXXXX XXX | XXX XXXXX XX XXXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Individual | XXXXXXX | XXXXXX | Individual | XXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXX XXXXXX XXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXXX | Vested Individual | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXXXX | Individual | XXXXXX | XXXXXXXX XXXXXXXX | Individual | XXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | No | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | XXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX-XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - Expanded Prime | XYR Full Doc | Present | No | X.X |  | N/A |  | N/A |  |  |  | Actual In Place Rent | No |  | X.XXX | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | X.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXXXX | Vested Individual | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXX XXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X | Missing | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | Yes | XXXXXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX | Business Entity | XXXXXXXXX XXXXXXXXXX XXX | XXXXXXXXX XXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXX | Business Entity | XXXX XXXXX XXX | XXXX XXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - Expanded Prime | XYR Full Doc | Present | No | X.X |  | N/A |  |  |  |  |  | N/A | Yes |  | X.X | X.X | XXXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | X.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX.X | Appraisal - XXXX |  | N/A |  |  | XXXX.X | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XX | XXXXX | Business Entity | XXX XXXXX XXX | XXX XXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXX XXXXXXXXXXX X XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX-XXXXXXX | Individual Guarantor | XXXXXXX | XXXXXX-XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X&X XXXXXX XXXXXXXXXX XXX, XX XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX XXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXX XXXXXXXX XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XX XXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX | Individual Guarantor | XXXX | XXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXXXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXX | Vested Individual | XXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | No | XXXX XXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXXXX XXX, X XXXXXXXXX XXXXXXX XXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XXXXXXXX, XXX, X XXX XXXXXXX XXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | Yes | XXXX XXXXXXXXXX XX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX - Bridge Choice | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | X XXXXX XXXXX XXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXX XXXXXXXXXXX, XXX , X XXXXXXXXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XXXXXXXXX | Owner |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXXXX XXXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXXXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX | Individual Guarantor | XXXXXXXX | XXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXX XX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXXX | Business Entity | XXXXXXXX XX XXXXXXXX XXX | XXXXXXXX XX XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX | Individual Guarantor | XXXX | XXXXXXX | Business Entity | XXXXXXXX XXXXXXXX XXX | XXXXXXXX XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XX XXXX-XXXXXX XXX, | Limited Liability Corporation (LLC) | Individual | XXX | XXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - Expanded Prime | 1YR Full Doc | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.X | XXXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXX XXXXXXXX XXX., X XXXXXXXX XXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXXXXXXX | Individual | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXX | Vested Individual | XXXXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXX XXXXXXXXXXX XXX XXX, X XXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Individual Guarantor | XXXXXX | XXXXXX | Business Entity | XXX XXXXXXXXXXX XXX XXX | XXX XXXXXXXXXXX XXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXX XXXXXXXXXXX XXX, XX XXXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | X | XX-XX-XXXX | X | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXXX.XX | Yes | XXXXX XX XXX | Corporation | Individual Guarantor | XXXXXXXX | XXXXXXXXX | Business Entity | XXXXX XX XXX | XXXXX XX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXX XXXXXXX X XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXXX | Business Entity | XXXXXXXXX XXXXXXX X XXX | LLC |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXX XXXX XXXXXXXX, XXX, X XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity | XXX XXXX XXXXXXXX, XXX, X XXXXXXXXXXX XXXXXXX | XXX XXXX XXXXXXXX, XXX, X XXXXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X | XX-XX-XXXX | X | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.X | Yes | XXXX XXXXXXX XXXXX XXX, X XXXXX XXXXXX XXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.X |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXXX.XX | Yes | XXXXX XX XXX | Corporation | Individual Guarantor | XXXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX - XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXXX XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | "XXXX XXXXXXX", X XXXXXX XX XXXXXX'X XXXXXX XXXXXXXXXX X, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | X & X XXXXXX XXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXXXX | Business Entity | X & X XXXXXX XXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | X & X XXXXXX XXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX- XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX | Business Entity | XXXX XXXXXXX XXX | XXXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXXX XX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXXXXXXXXXX | Business Entity | XXXXXXX XXXXXXXX XX XXX | XXXXXXX XXXXXXXX XX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXXXX | XXXXXX | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | Yes | XXXXXXXX XXXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXX | Business Entity | XXXXXXXX XXXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | XXXXXXXX XXXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX | Business Entity | XXX XXXXXXXXXX XXX | XXX XXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXX XX XXXXXXX, X.X.X., X XXXXX XXXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX | Business Entity | XXXX XX XXXXXXX, X.X.X., X XXXXX XXXXXXXX XXXXXXX XXXXXXX XXXXXXX | XXXX XX XXXXXXX, X.X.X., X XXXXX XXXXXXXX XXXXXXX XXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX |  | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXX | XXXXXX | Vested Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | X & X XXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXX | Business Entity | X & X XXXXX, XXX | X & X XXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | No |  |  | Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXXXX | Vested Individual | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXX & XXXXXX. XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXX | Business Entity | XXXXXXXXX & XXXXXX. XXX | XXXXXXXXX & XXXXXX. XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - Expanded Prime | 2YR Full Doc | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | Yes | XXXXXXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXX-XXXXXXXXX | Business Entity | XXXXXXX XXXXXXX XXX | XXXXXXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No | XXXXXX XXXXXXXXXX XXXXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXXXX | Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXXX.X | XXXXX | Appraisal - XXXX |  | N/A |  |  | XXXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXXX.XX | XXXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  | XXXXXXX |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX | Business Entity | XXXXX, XXX | XXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXX |  | XXXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | Yes | XXXXXXXXX XXXX XXXXXX X XXX , XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXX | XXXX | Vested Individual | XXXXXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX | Vested Individual | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXX XXXXXXX XXX, X XXX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXXXX | Business Entity | XXX XXXXX XXXXXXX XXX, X XXX XXXX XXXXXXX XXXXXXXXX XXXXXXX | XXX XXXXX XXXXXXX XXX, X XXX XXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXX XXXXXXXX XXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXXX | Individual Guarantor | XXXX | XXXXXXXXX | Business Entity | XXXXX XXXXX XXXXXXXX XXXXXXXXX, XXX | XXXXX XXXXX XXXXXXXX XXXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.X | No |  |  | Vested Individual | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXX | Business Entity | XXXXXX, XXX | XXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XXX.XX | Yes | XXXX XXXXXXXX, XXX, a XXX XXXXXX limited liability company | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX XX. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XXXXXXXX XXX, a XXX XXXXXX limited liability company | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX XX. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - Narrative | No | XX.X | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXXXX XXXXXXXX, X.X., a XXXXXXXXXX limited partnership | Limited Partnership | Individual Guarantor | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | #XXXXXXX XXXXXXXXXX XXXXXXXXXXX, a XXX | Corporation | Individual Guarantor | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXXX XXXXXXXXX – XXXX XXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXXX | Appraisal - Narrative | X |  |  |  | XXXXX | Appraisal - Narrative | No | XX.X | X.XXX | X.XXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  | XXXXXX |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | 1 | 1 | N/A | X.XX | Yes | XXXXXXX XXXX XXXXXXXX XXX, X XXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX | Individual Guarantor | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXXX XXXXXXXXX – XXXX XXXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | 1 | 1 | N/A | X.XX | Yes | XX XXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX | Individual Guarantor | XXXXX | XXXXXXXX | Individual Guarantor | XXXXXXX | XXXXXX | Individual Guarantor | XXXXXX | XXXXX |  |  |  |  |  |  |  |  | Yes | 4 | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXXX XXXXXXXXX - XXXXXX XXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | 1 | 1 | N/A | X.XX | Yes | XX & XX XXXX XXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXX | Individual Guarantor |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXXX XXXXXXXXX – XXXX XXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | 1 | 1 | N/A | X.XX | Yes | XXX XXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXXX XXXXXXXXX – XXXX XXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXXX | Appraisal - XXXX |  |  |  |  | XXXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  | XXXXXX |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | 1 | 1 | N/A | X.XX | Yes | XXXXXXXXX XXXXXX XXXXX XXXXXXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXXXXXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXX XXXX XXXXXXXXXXX XXX, XX XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXXXXXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXXXX XXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX XXXXXX | XXXXX | Individual Guarantor | XXXXXX XXXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXXXXXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXX XXXXXXXXXX XXX, X XXX XXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXXXXXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XX XXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXXXXXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXX XXXXX XXXX XXX, X XXXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX X | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | XXX XXXX XXX | XXX XXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXX-XXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | XXX XXXXXXX XXX | XXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | X | XXX | XX-XX-XXXX | X | XXX | XX-XX-XXXX | X | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXX & XXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXX | Business Entity | XXXXXXX XXXX & XXXXXX, XXX | XXXXXXX XXXX & XXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXX XXXXXX XXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | XX XXXX XXXXXX XXXXXXXX, XXX | XX XXXX XXXXXX XXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXXX | Appraisal - XXXX |  | N/A |  |  | XXXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXX XXXXXXXXXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXX | Business Entity | XXXXXXXXXX XXXXXXXXXX XXXXXXX XXX | XXXXXXXXXX XXXXXXXXXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXX XXXXX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXX | Limited Liability Corporation (LLC) | Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | X.X. XXXXXXXXXX XXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | X.X. XXXXXXXXXX XXXXXXXX, XXX | X.X. XXXXXXXXXX XXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Individual Guarantor | XXXXXX | XXXXXX | Business Entity | XXXXXX XXXXXXXXXX, XXX | XXXXXX XXXXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXX. XXXXXXX XXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXXX | Appraisal - XXXX |  | N/A |  |  | XXXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXX XXXXXXXXXX XXXXXXX XXX, X XXXXXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXX | Business Entity | XXXXXXXXXX XXXXXXXXXX XXXXXXX XXX, X XXXXXXXXXX XXXXXXX XXXXXXX XXXXXXX | XXXXXXXXXX XXXXXXXXXX XXXXXXX XXX, X XXXXXXXXXX XXXXXXX XXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX | Vested Individual | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XX XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity | XX XXXXXXXXXXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Business Entity | XX XXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XX XXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXXX, XXX, X XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity | XXXXXXX XXXXXXXX, XXX, X XXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXXXX XXXXXXXX, XXX, X XXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXX-XXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX XXXXXXXXX | 12 Month Bank Statement | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.X | X.X | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXX X XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXXXX | XXXXX | Business Entity | XXXX XXXXX X XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXX XXXXX X XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Individual Guarantor |  |  | Individual Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX XXXXXXXXX | 12 Month Bank Statement | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXX X XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXXXX | XXXXX | Business Entity | XXXX XXXXX X XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXX XXXXX X XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX XXXXXXXXX | 12 Month Bank Statement | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XXXXX X XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXXXX | XXXXX | Individual Guarantor | XXXXX | XXXXXX | Individual Guarantor | XXXXXX | XXXXX | Individual Guarantor | XXXXX | XX |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXX | 12 Month Bank Statement | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XXX.X | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXXXX | XXXXX | Individual Guarantor | XXXXX | XXXXXX | Individual Guarantor | XXXXXX | XXXXX | Individual Guarantor | XXXXX | XX |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX | Vested Individual | XXXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXXX | Business Entity | XXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX | XXXX | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.XX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX.XX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX.XX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.XX |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | X | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity | XXXX XXXXXX XXX | XXXX XXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity | XXXXX XXXX XXXXXXXXXX XXX | XXXXX XXXX XXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXXX XXXXXXXXXX, XXX, X XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXXXX | Business Entity | XXXXXX XXXXXX XXXXXXXXXX, XXX, X XXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXXX XXXXXX XXXXXXXXXX, XXX, X XXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | X.XX | No |  |  | Individual | XXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.X | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | X-X-X XXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity | X-X-X XXXXXXXXXX, XXX | X-X-X XXXXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | X.X | No |  |  | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXXXXX | Business Entity | XXXX XX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXX XX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXX.X | XXX | Appraisal - XXXX |  |  |  |  | XXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | XXXXXX |  | XXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXXXXX XXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXX | Business Entity | XXXXXX XXXXX, XXX | XXXXXX XXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXX XXXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXXX | XXXXXXX XX | Individual | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXX X XXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXX | Appraisal - XXXX |  | N/A |  |  | XXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | Yes | XXXXXXX XXXXXXXXXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX | Business Entity | XXXXXXX XXXXXXX XXX | XXXXXXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXX XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX XX | Business Entity | XXXXX XXXXX XXXXXXXXXXX XXX | XXXXX XXXXX XXXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No - Owner Occupied | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | XXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX | Individual Guarantor | XXXXXXX | XXXXXXXXXXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  | No | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXX XXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX | Individual Guarantor | XXXX | XXXXXXXX | Business Entity | XXX XXXXXXXXXX, XXX | XXX XXXXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.X |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXXXX XXXXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXXXXX XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXX | Vested Individual | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.X | Yes | XXXXXXX XXXXXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.X |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXX XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXXXXXX | Individual Guarantor | XXXXX | XXXXXXX | Business Entity | XXXXXXX XXXXXXXXXXX XXX | XXXXXXX XXXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Individual | XXXXXXXXXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | XXXXX.XX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | X | N/A |  | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XX XXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXXXXX XXX, XX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXXXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXXX | Appraisal - XXXX |  | N/A |  |  | XXXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXXXXX XXXXXXXX, XXX, X XXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XX.XX | Yes | XXX XXXXXXX, XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXX XXXXXXXXXXX XXXX, XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXX XXXXXXXXXXX XXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXXXXXXXX, XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XX | XXXX.X |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XXX.XX | Yes | XXX XXXXXX, XXX, X XXX XXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXX XXXXXX XXXXXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No | XXXX XXXXXXXXXX, XXX, X XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XXX | X.X | X.X | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | Yes | XX XXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX | Business Entity | XX XXXX XXXXXX XXX | XX XXXX XXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXXX | Appraisal - XXXX | XXXXX.XX | XX | XX |  | XXXXX.XX | XX | Yes | XX.XX | X.XXX | X.XXX | XXXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXXX.XX |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXX XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X & X XXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX-XXXXXX | Individual Guarantor | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XX XX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXXX | Business Entity | XX XX XXXXXXXXXX XXX | XX XX XXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXX XXXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXXXX XXXXXXXXX XXX, XX XXXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX | Business Entity | XX XXXXXXXX XXXXXXXXX XXX, XX XXXXXXXX XXXXXXX XXXXXXX XXXXXXX | XX XXXXXXXX XXXXXXXXX XXX, XX XXXXXXXX XXXXXXX XXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX- XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX, XXX, XX XXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXXXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XX XXXXX XXX, X XXX XXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXXX | XXXXXXXXX | Business Entity | XX XXXXX XXX, X XXX XXXXXX XXXXXXX XXXXXXX XXXXXXX | XX XXXXX XXX, X XXX XXXXXX XXXXXXX XXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | XXXX.XX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXX | XXXXXX XXXXXXX | Vested Individual | XXXX | XXXXXX XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXXXX XX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - Expanded Prime | 12 Month Bank Statement | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX |  | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXX XXXXXXXXXX XXX X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXX | Business Entity | XXX XXXXXXXXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXX XXXXXXXXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XX X XXXXXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXXXXXX | XXXXXXXX | Business Entity | XX X XXXXXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XX X XXXXXXX XXX, X XXXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXX XXXXXXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX | Individual Guarantor | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXXX | Individual Guarantor | XXXXXX | XXXXXXXXX | Business Entity | XXXXXXX XXX | XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X | X |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.X | No | XXXXX XXXXXX XXXXXXXXX XXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXX XX-XX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX | Business Entity | XXXX XX-XX XXX | XXXX XX-XX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXX XX XX XXX, X XXX XXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXX, XXX, X XXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXXX | US Citizen | United States | XXXXXXX | XXXXXXX | US Citizen | United States | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXX XXXXXXXXXX XXX, X XXX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXX | Individual Guarantor | XXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXX XXXXXXX, XXX, X XXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXXXXXX, XXX, X XXXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX | Individual Guarantor | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXXXXX, XXX - XXXXX XXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXXX.XX | Yes | XXXXX XXXX XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX | Individual Guarantor | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXX XXXXXXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXXX.XX | Yes | XXXXX XXXX XXXXXXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXX | Individual Guarantor |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X & X XXXXXXX XXX, XX XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXXX & XXXXXXXX XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX XXXXXXXXX | XX Month Bank Statement | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX | Business Entity | XXX XXX, X XXXXXXX XXXXXXX XXXXXXXXXXX XXXXXXX | XXX XXX, X XXXXXXX XXXXXXX XXXXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX XXXXXXXXX | XX Month Bank Statement | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.X | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX | Business Entity | XXX XXX, X XXXXXXX XXXXXXX XXXXXXXXXXX XXXXXXX | XXX XXX, X XXXXXXX XXXXXXX XXXXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XX XXXXXXXX XXXXXXXXXXX XXX, XX XXXX XXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXXXX | Business Entity | XXXXX XX XXXXXXXX XXXXXXXXXXX XXX | XXXXX XX XXXXXXXX XXXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX | X | XXXX.X | X |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX | XXXX | XX-XX-XXXX | X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX | Business Entity | XXXXXXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | XXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X.XX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - Expanded Prime | XYR Full Doc | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX |  | X.X | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXX XXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | X.XX | Yes | XXXXX XXXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXXXX | Business Entity | XXXXXXXX XXXXXXX XXXXXXXX XXX | XXXXXXXX XXXXXXX XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXX | Appraisal - XXXX |  |  |  |  | XXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXX |  | XXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXX XXXXXX, XXX. | Corporation | Individual Guarantor | XXXXXXX | XXXXXXXXX | Business Entity | XXXXXXXX XXXXXXX XXXXXX, XXX. | XXXXXXXX XXXXXXX XXXXXX, XXX. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXX XXXXXXXXXX, XXX, X XXXXXX XXXXXXXX XXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - Expanded Prime | XYR Full Doc | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X |  | X.X | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | No |  |  | Vested Individual | XXXXXXX | XXXXX | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | XXXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXX XXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXX | Business Entity | XXXXXXXXXX XXXX XXX | XXXXXXXXXX XXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXXXXXXXXXX XXXXXXXXXX XXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXX, XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XX.XX | No |  |  | Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX - XXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXX X XXXXXX XX XXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXX | Business Entity | XXX X XXXXXX XX XXXX XXX | XXX X XXXXXX XX XXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX- XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - Expanded Prime | 1YR Full Doc | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX - XXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | Yes | XXXXXXXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX | Business Entity | XXXXXXXX XXXXXXXX XXX | XXXXXXXX XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXX - XXXXXXXX XXXXX | 2YR Full Doc | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XXX.XX |  | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXX XX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXX | Individual Guarantor | XXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXX XXXX XXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX | Business Entity | XXXX XXXX XXXXXX | XXXX XXXX XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXX XX XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXX | Business Entity | XXXX XX XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXX XX XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.X | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXXXXXXXX XXX XXXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | XXXXXX XXXXXXXXXXX XXX XXXXXXXXXXXX XXX | XXXXXX XXXXXXXXXXX XXX XXXXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXX XX XXX, X XXXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXXXX XXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX | Business Entity | XXXXX XXXXX XXXX XXXXX XXX | XXXXX XXXXX XXXX XXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.X | No |  |  | Vested Individual | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX DSCR - Premium | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXX XXXXX XXX | Corporation | Individual Guarantor | XXXXXXX | XXXX | Individual Guarantor | XXXXXXX | XXXX | Business Entity | XXXX XXXXX XXX | XXXX XXXXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.XX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX.XX | Actual In Place Rent | No | XX.XX | X.XXX | X.X | XXXX.XX | XXXX.XX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.XX |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXXXX XXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXX | Individual Guarantor | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXXXX XXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXXXX XX XXXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX - Bridge Choice | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXXXX XXX, X XXXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX XX |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXXX XX | US Citizen | United States |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXXXX XXXXXXXX, XXX, XX XXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXX XXXX XXXXX, XXX, XX XXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXXX XXXXXXXXX XXX, X XXXXXXXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXX | Individual Guarantor |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXXXXX XXX, X XXXXXXX XXXXXXX XXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX - Bridge Choice | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXX XXXXX XX XXX, X XXXXXXX XXXXXXX XXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X&X XXX-XXX XXXXXX XXX, X XXX XXXXXXX XXXXXXX XXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX | Individual Guarantor | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR Expanded | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX | Individual Guarantor | XXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Individual Guarantor | XXXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Individual Guarantor | XXXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Individual Guarantor | XXXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX | XXXX XXXXXXXXX – XXXX XXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXX XXXXX XXX, XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Individual Guarantor | XXXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | XXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XX XXXX XXXXXXX XXXX XXXXXXXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX | Business Entity | XX XXXX XXXXXXX XXXX XXXXXXXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XX XXXX XXXXXXX XXXX XXXXXXXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.X |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXXXX | Vested Individual | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXX XXXXXX XXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | XXXXXX XXXXXX XXXXXXXXXX, XXX | XXXXXX XXXXXX XXXXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXXX.X | XXXXX | Appraisal - XXXX |  | N/A |  |  | XXXXX | Appraisal - XXXX | No | XX.X | X.X | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Individual | XXXXXX | XXXXX | Individual | XXXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXX | XXXXX | Vested Individual | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXX |  |  | XXXXXX XXXXX | XXXXXX XXXXXX XXXXXX XXXXXX XXXXX XXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXX |  |  | XXXXXX XXXXX | XXXXXX XXXXXX XXXXXX XXXXXX XXXXX XXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | XX | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXX |  |  | XXXXXX XXXXX | XXXXXX XXXXXX XXXXXX XXXXXX XXXXX XXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | XX | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXX |  |  | XXXXXX XXXXX | XXX XXX Single Family Rental Loans Program | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | XX | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXX |  |  | XXXXXX XXXXX | XXX XXX FixNFlip Bridge | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | XX | X | N/A | XXX.XX | Yes | XXXXXXXX XXXX XXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXX |  |  | XXXXXX XXXXX | XXX XXX FixNFlip Bridge | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX X XXXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX XXX - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXX XXXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXXXX | Business Entity | XXXXXXXXX XXXXXXXXXXX, XXX | XXXXXXXXX XXXXXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX XXX - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXX XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXXX | Business Entity | XXXXXXXXX XXXXXXXXXXX XXX | XXXXXXXXX XXXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX XXX - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X |  | XX.XX | Yes | X&X XXXX XXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX XXXXXXXXX | Individual Guarantor | XXXXXX | XXXXXXX XXXXXXXXXX | Business Entity | X&X XXXX XXXXXXXXX XXX | X&X XXXX XXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XX-XXXXX |  |  | XXXXXXXX XXXXXXX | XXX XXX – DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXX XXXXX XXX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXXXX | XXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XXXX XXXX XXXXXXXXXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXXX XXXXXX | Individual | XXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX- XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXX XXXX XXXXXXX | Investor Advantage | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX XXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXX XXXXXXX | XXX XXX - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX | XXXX | XX | XX |  | XXXX | XX | Yes | XX.X | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | No | XXXXX.X | XXXXX | Appraisal - XXXX |  | N/A |  |  | XXXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXXX XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XX | Business Entity | XX XXXXXXX XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XX XXXXXXX XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX - XXXXXXX | Debt Service Coverage Ratio | Present | No | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXX | Business Entity | XX XXXXXX, XXX | XX XXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXX XXXXXXX | XXXX XXXXXXXXX – XXXX XXXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | X | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX | Vested Individual | XXXXXX | XXXXXX XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | XXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXX XXXXXX XXXX- XX XXX | Limited Liability Corporation (LLC) | Vested Individual | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No |  | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXX XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXX XXXXXXXX XXXXXXX | XXXXXX XXXXXXXX Investor NQM | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.X | X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXX XXXXXXX | XXXX - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X&X XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | X&X XXXXXXXX XXX | X&X XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX |  | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | X&X XXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | X&X XXXXXX XXX | X&X XXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXX | XXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXX XXXXX XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXXXX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXXXX | XXXX | XXXXX | XXXXXXX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXXXX |  |  |  |  |  |  | No | No | XXX | X | X | N/A | XXXXXX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | XXX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXXXX |  | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXXXX |  |  |  |  |  |  | No | No | XXX | X | X | N/A | XXXXXX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXXXX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXXXXX | XXXX | XXXXX | XXXXXXX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXXXX |  |  |  |  |  |  | No | No | XXX | X | X | N/A | XXXXX | No |  |  | Vested Individual | XXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXX | 12 Month Bank Statement | Present | No | XXX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXXXXX | XXX | XXX | XXXXXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXXXX |  |  |  |  |  |  | No | No | XXX | X | X | N/A | XXXXX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXXXX | XXXXX | Business Entity | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXXXX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXXXXX | XXX | XXX | XXXXXXX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXXXX |  |  |  |  |  |  | No | No | XXXX | X | X | N/A | XXXXX | No |  |  | Vested Individual | XXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No | XX XXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXX | XXXXXXX | Individual | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXX XXXX XXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.X | No |  |  | Vested Individual | XXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X | X |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXXX XXXXXXXX XXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX XXXX | XXXX | Business Entity | XXXX XXXXXXXX XXX XXX | XXXX XXXXXXXX XXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX X XXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXX | Business Entity | XXXXX X XXXXXXXXXX, XXX | XXXXX X XXXXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXXX.X |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Individual | XXXXXXXX | XX | Individual | XXXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXXX.X |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXXXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | XXXX XXXXXXXX XXXXX XXX | XXXX XXXXXXXX XXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX DSCR- Shortfall | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XX XXXXX XXX | Corporation | Individual Guarantor | XXXXXX | XXXXXX | Business Entity | XX XXXXX XXX, X XXX XXX XXXXXXXXXXX | XX XXXXX XXX, X XXX XXX XXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXX XXX XXXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXX | Business Entity | XXXXX XXXXX XXX XXXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXX XXXXX XXX XXXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX- XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.X | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXX XXXXXXXXXX XXXX, X XXXXXXXXXXXX XXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXX XXXXXXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXX | XXXXXXXX | Business Entity | XXXXX XXXXXXX XXXXXX XXX | XXXXX XXXXXXX XXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXXXXXX XXXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXX | Business Entity | XXXXX XXXXXXX XXX | XXXXX XXXXXXX XXX |  |  |  | Business Entity |  |  |  |  |  |  |  |  |  |  | N/A | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X | X |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXX XXXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXX | Business Entity | XXXXXXXXX XXXXXXXXXXX, XXX | XXXXXXXXX XXXXXXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX XXX - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.X | No |  |  | Vested Individual | XXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX XXX - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.X | Yes | XXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXX | Vested Individual | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXX | XXXXXXXXXX - XXXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXXXX XXX, X XXX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXXX | Individual Guarantor | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXXXXXXXXXX | XXXXXXXXXX - XXXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXXXX XXX, X XXX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXXXX | Individual Guarantor | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXX XXXX XXXXXXX | XXXXX XXXX - XXXXXXXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXXXXXX XXX, X XXX XXXX XXXXXXX XXXXXXX XXXXXXX | XXXXXXX XXXXXXXXX XXXXXXXXXXX (XXX) | Individual Guarantor | XXXX | XXXXXXXXX | Individual Guarantor | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | X | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXX XXXXXXXXXX, XXX | XXXXXXX XXXXXXXXX XXXXXXXXXXX (XXX) | Individual Guarantor | XXXXXXX | XXXXXXX | Individual Guarantor | XXXXXXXXX | XXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Missing | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X | X |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXX XXXXXXXX XXXXXXXXXXX XXX | XXXXXXX XXXXXXXXX XXXXXXXXXXX (XXX) | Individual Guarantor | XXXXXX | XXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXXX | XXXXXXXXXXXX - XXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXX | Vested Individual | XXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | X.XX | Yes | XXXXXX & XXXXXX XXXXXXXXXXX, XXX, X XXXXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Individual Guarantor | XXXXXX | XXXXXX | Business Entity | XXXXXX & XXXXXX XXXXXXXXXXX, XXX, X XXXXXXXXX XXXXXXX XXXXXXX XXXXXXX | XXXXXX & XXXXXX XXXXXXXXXXX, XXX, X XXXXXXXXX XXXXXXX XXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XXXXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XX | X.XX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | XXXXX.XX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | No |  |  | Vested Individual | XXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Owner |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX - DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXX XXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXX | Business Entity | XXXXX XXXXX XXXXXXX, XXX | XXXXX XXXXX XXXXXXX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | No |  |  | Vested Individual | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X | X |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX | Business Entity | XXXXX XXX XXX | XXXXX XXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | XXXXXXXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXX | XXXXXXXXX XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No | XXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX-XXX | XXXXXX | Business Entity | XXX XXX | XXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | X | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX | Business Entity | XXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXX XXX, X XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX X XXX XX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXX | Business Entity | XXXX X XXX XX XXX | XXXX X XXX XX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XXX-XX-XXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  | X | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No | XXXXXXX XXXXXXXXXX XX XXX XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXXXX XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX XXX - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.X |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXXX.XX | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXXX.XX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X | X |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.XX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXX XXXXXXXX, XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX | Business Entity | XXXXXXXX XXXXXXXX, XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXXXXX XXXXXXXX, XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X | X |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX | X |  |  | XXXX.X | X | X | X | X | X | X | No | No | XX.X | X | X | N/A | XXX.XX | No |  |  | Vested Individual | XXXX | XXX |  |  |  |  |  |  |  |  |  | X | X |  | X | X | X |  | X | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.X | No |  |  | Vested Individual | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX - XXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX- XXXXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XXX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXXXX XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXX | Business Entity | XXXXX XXXXXXX XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXX XXXXXXX XXX, X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXX |  |  | XXX XXXXXXXX, XXX | XXX - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXX XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXXXXX XX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX | Business Entity | XXXX XXXXXXXX XX, XXX | XXXX XXXXXXXX XX, XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X | XXX | XX-XX-XXXX | XX | X | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXX XXXXXXXXXX XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXXX | Business Entity | XXXXXXX XXXXXXXXXX XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX | XXXXXXX XXXXXXXXXX XXX, XX XXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXX | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX | Business Entity | XXXXXXX XXX | XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXX XX XXXXXX XXXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX XXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Missing | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | Yes | XXXXX.X | XXXXX | Appraisal - XXXX |  | N/A |  |  | XXXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXX XXXXX XXXXXXX & XXXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXXX | Business Entity | XXX XXXXX XXXXX XXXXXXX & XXXXXXXXXXX, XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXX XXXXX XXXXX XXXXXXX & XXXXXXXXXXX, XXX, X XXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No | XXX XXXX XXXX XXXXXXXXX XXX XXXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XX | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXX XXXXXXXXX XXX,XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXXX | Business Entity | XXX XXXXXXXXX XXX,XXX | XXX XXXXXXXXX XXX,XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - Expanded Prime | Asset Utilization (DTI) | Present | No - Owner Occupied | X.X |  | N/A |  | N/A |  |  |  | Actual In Place Rent | No |  |  | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | X.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXXXXX.XX | No |  |  | Vested Individual | XXXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXXXXXX | XX XX XXXXX XXXXXXXX | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX XXXX - XXXXXXX | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXXX XXX. | Corporation | Individual Guarantor | XXXXX | XXXXX | Business Entity | XXXXX XXXXXX XXX. | XXXXX XXXXXX XXX. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX | XXXX | XX-XX-XXXX | XX | XXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | XXXXXX | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXX XXX, X XXXXXXXX - XXXXXX XXXXXX-XXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X | X |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX.X |  | X | XXXXXX | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - Expanded Prime | 2YR Full Doc | Present | No | X.X |  | N/A |  | N/A |  |  |  | Actual In Place Rent | No |  | X.XXX | X.X | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | X.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No | X&X Xxxxx XXX, x Xxxxxxx Xxxxxxx Xxxxxxx | Limited Liability Corporation (LLC) | Individual | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXX XXX | Business Entity | XXX XXXXXX XXX | XXX XXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR - Premium | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XXX.XX | Yes | XXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX | Business Entity | XXX XXXXXXX XXX | XXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXXXX XXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X | X | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXX XXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXX | Business Entity | XXXXXX XXXXXXXX XXX | XXXXXX XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXXX | XXXXXXX XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXXX.XX | Yes | XX XXXX XX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXX | Business Entity | XX XXXX XX XXX | XX XXXX XX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XX | X.XXX | XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXXXXXXXX XXXXXXXXXX XXX, XXX, XX XXXXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXXX DSCR | Debt Service Coverage Ratio | Missing | No - Vacant | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXXX XXXXXXX XXX, X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXX XXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX | Business Entity | XXXXXXXX XXXXXXX XXX | XXXXXXXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Choice DSCR - Tier X | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XX | XXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | No | XXXXX XXXXXX & XXXXXXXXXX XXX | Corporation | Individual | XXXXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XX XXXXXX XXXXXX XXXXXX | XXXXXX DSCR - Premium | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.X | X.X | XXXX.XX | XXXX | XX-XX-XXXX | XX | X | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXX XXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXX | Business Entity | XXXXXXX XXXXXXX XXX | XXXXXXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXX XXXX XXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | X |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXX | XXXXXXXX | Vested Individual | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXX | XXXXXXX | Business Entity | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.X | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXXXXX | Business Entity | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Owner Occupied | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXX | XXXXXX | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X |  |  | Owner |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXX | Individual Guarantor | XXXXXXXXX | XXXXXX | Business Entity | XXXXXXXXXXXXXXXX | XXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX.XX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | X | N/A |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXXX.XX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.X | No |  |  | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  |  |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XX | X.XX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | XXXX.X |  |  |  |  |  |  | No | No |  | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | XX.X | X | X | N/A | XX.X | No |  |  | Vested Individual | XXXXXXX | XXXXXX | Vested Individual | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | X |  |  | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Wholesale - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXX XXXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXXX | Business Entity | XXX XXXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX | XXX XXXX XXX, X XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.X | X.XXX | X.XXX | XXXX.X | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX.X |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXX XXXXXXXX XXX, X XXX XXXXXX XXXXXXX XXXXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXXXX | Business Entity | XXXXX XXXXXXXX XXX | XXXXX XXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Actual In Place Rent | No | XX.XX | X.XXX | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXXXXX XXX, X XXX XXXXXXX XXXXXXX XXXXXXX XXXXXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXX | XXXXXXXXXX | Business Entity | XXXXX XXXXXXXX XXX, X XXX XXXXXXX XXXXXXX XXXXXXX XXXXXXX | XXXXX XXXXXXXX XXX, X XXX XXXXXXX XXXXXXX XXXXXXX XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  |  |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | Yes | XXXXX XXXXXXXXXX, XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXX | XXXXXXXXXXX | Business Entity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Tenant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XXX.XX | Yes | XXXXXXX XXXXXXX XXXXXXXXXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXXXXXX | XXXXXXXXXXXX | Business Entity | XXXXXXX XXXXXXX XXXXXXXXXX XXX | XXXXXXX XXXXXXX XXXXXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXXXX |  |  | XXXXXXXXX | Investor - DSCR | Debt Service Coverage Ratio | Present | No - Vacant | X.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX | X.XXX | X.XXX | XXXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | X.XX | Yes | XXXXXXXXX XXX XXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXXXX | Business Entity | XXXXXXXXX XXXXXXX XXX | XXXXXXXXX XXXXXXX XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | X | Full Recourse | XX-XXXXXXX | Vacant |
| XXXXXXXXXX |  |  | XXXXXXXXX | Correspondent - DSCR | Debt Service Coverage Ratio | Present | Yes | XXXX.X | XXXX | Appraisal - XXXX |  | N/A |  |  | XXXX | Appraisal - XXXX | No | XX.XX |  | X.XXX | XXXX.XX | XXXX | XX-XX-XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | XXXX |  | XXXXXX |  | XXXX.X |  |  |  |  |  |  | No | No | X.X | X | X | N/A | XX.XX | No |  |  | Vested Individual | XXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  | Tenant |

---

## Exhibit 99.20

**Exhibit 99.20**

**EXECUTIVE SUMMARY**

**DRMT 2026-INV2**

**<u>Description of the due diligence performed</u>**

**Overview of the assets that were reviewed**

Incenter Lender Services LLC, c/k/a Incenter Diligence Solutions ("Incenter Diligence"), performed an independent third-party due diligence review of 43 loans acquired by RCF III TRS, LLC (the "Client"). The review was performed from November 2025 through January 2026, using the scope of review described herein, which was agreed to at the time of review. The results of the review performed by Incenter Diligence only reflect information concerning the related loans on which such review was performed as of the date such review was performed based on the scope of review used as of the date such review was performed and not as of any subsequent date. Incenter Diligence has not subsequently performed any review with respect to the loans, and Incenter Diligence will not be required to complete or provide any additional, new, or refreshed review or results with respect to the loans.

**Sampling of assets**

Incenter Diligence follows the nationally recognized statistical rating organizations, NRSRO(s), criteria. For all originators, Incenter Diligence performed review on 100% of the loans. The loan population was 43 loans for an aggregate original principal balance of $11,071,319.00.

The review was conducted in accordance with the following NRSRO(s) Third Party Due Diligence Criteria:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;S&P Global Ratings | &nbsp;&nbsp; Global Methodology And Assumptions: Assessing Pools Of Residential Loans, January 25, 2019<br> Global Methodology And Assumptions: Assessing Pools Of Residential Loans--U.S. And Canada Supplement, February 21, 2025 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |

---

**Data integrity, review scope and methodology**

**Data Integrity –** Incenter Diligence performed a data integrity analysis by comparing the information in the loan file against the data tape supplied by the Client to ascertain accuracy and completeness. All discrepancies are reported on the Data Comparison Report

The data comparison consisted of the following data fields:

---

| |
|:---|
| &nbsp;&nbsp;**Data Compare Field Name** |
| &nbsp;&nbsp;ARM Interest Data |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;Borrower 2 First Name |
| &nbsp;&nbsp;Borrower 2 Last Name |
| &nbsp;&nbsp;Borrower 1 FTHB |

---

Page **1** of **18**

![](ex99-20_001.jpg)

---

| |
|:---|
| &nbsp;&nbsp;Borrower 2 FTHB |
| &nbsp;&nbsp;Doc Type |
| &nbsp;&nbsp;First Payment Date |
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Lien Position |
| &nbsp;&nbsp;Loan Program |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Loan Type |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Original Interest Rate |
| &nbsp;&nbsp;Original Loan Amount |
| &nbsp;&nbsp;Original Loan Term |
| &nbsp;&nbsp;Original P&I |
| &nbsp;&nbsp;Originator DSCR |
| &nbsp;&nbsp;Prepayment Penalty |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;QM Designation |
| &nbsp;&nbsp;Qualifying Appraised Value |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total DTI |
| &nbsp;&nbsp;Refinance Type |
| &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Subordinate Lien Amount |
| &nbsp;&nbsp;Underwriting Guideline Name |

---

**Underwriting Conformity (<u>Standard Residential Loans</u>)**

Incenter Diligence performed a complete review of all loan files, as supplied by the Client, to determine whether the loans were originated in accordance with the underwriting guidelines provided by the Client (which, for the avoidance of doubt, may be either the Client's or a third party's underwriting guidelines), eligibility requirements, Ability to Repay (ATR), Qualified Mortgage and Appendix Q requirements (where applicable), and applicable Policies & Procedures, noting any exceptions and compensating factors. The review included, where applicable, the following items:

Page **2** of **18**

![](ex99-20_001.jpg)

**Conformance to Ability to Repay (ATR) standards** – Incenter Diligence reviewed each loan to validate that the underwriter correctly assessed the borrower's ability to repay based on employment and credit/repayment history, income and assets, projected monthly payment and current obligations, debt to income ratio, and other information provided to support ability to repay prior to originating the loan.

**An evaluation of Qualified Mortgage and Appendix Q requirements, if applicable** – Based on the information provided, Incenter Diligence will review each loan to determine that it satisfies all requirements for a Qualified Mortgage, if designated as such, including an evaluation of points and fees, risk factors associated with the loan terms, re-calculation of debt to income and a review of all income and assets.

**Credit, Income, Assets and Employment**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Validate that the appropriate
employment and income documentation, such as pay stubs, tax transcripts, and bank statements, was provided and used to accurately qualify
the borrower according to guidelines. Recalculate the borrower's income and debt to determine the appropriate debt to income ratio
in accordance with the guidelines. Validate borrower's employment history and confirm that the appropriate income and assets were
used to qualify. Make a reasonable assessment of whether there are any indications that income documentation may be fraudulent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Validate that assets used to
qualify the borrower match the documentation in the file and the information used to calculate down payment, closing costs, and reserves
meet program guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Review exceptions, compensating
factors and underwriter comments, if available.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review program guidelines against
the loan approval for discrepancies such as:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Employment requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Income requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Asset requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Review the loan approval against
all supporting documentation and loan application to verify accuracy.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review the initial loan application
against the final loan application or other loan applications found in the file to validate the application was signed and properly completed
and to expose discrepancies.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. Confirm that credit report(s)
and verification of mortgage or rental history, when required, have been provided for all borrowers/guarantors, are consistent with loan
approval, and meet guideline requirements. Verify whether any fraud alerts are listed on the credit reports and make a reasonable assessment
of whether the borrower's profile adheres to applicable guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;H. Review the loan file for inconsistencies
based on information derived from source documentation provided in the loan file, for the purposes of identifying misrepresentations contained
in the loan file, including with respect to occupancy and mortgage liabilities.

**Occupancy, Taxes, Title and Insurance**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Review source documents for
consistency with regard to subject property occupancy intent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Review the title report for
possible judgments and other liens that may have existed upon origination; verify chain of title, as required by guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Verify and validate the file
contains sufficient property insurance coverage as required by guidelines; confirm property insurance policy contains appropriate mortgagee
clause. For subject properties located in a Special Flood Hazard Area where flood insurance is required, verify and validate the file
contains sufficient flood insurance coverage as required by guidelines and that flood insurance policy contains appropriate mortgagee
clause.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review property details on
appraisal including a review for ineligible properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**E.** Verify that Business Purpose
Affidavit and Occupancy Affidavit, if applicable, were executed by the borrowers/guarantors and confirm that document addresses are consistent
with subject property address and do not match the primary residence address.

Page **3** of **18**

![](ex99-20_001.jpg)

**Underwriting Conformity (<u>Business Purpose/DSCR</u>)**

For each loan, Incenter Diligence validated conformance to Client supplied and program requirements and noted any exceptions. Unless otherwise directed by the Client, no regulatory compliance review was performed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Validate Conformance to Product
Type and Eligibility

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Financing Terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Loan Product

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Seasoning

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Geographic Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Loan Amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. LTV/CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Transaction Types: Verify Conformance
with Business Purpose Loan Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Business Purpose Affidavit
– verify signed Borrower Statement of Business Purpose is present in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Non-Owner Occupancy –
verify Occupancy certification is present in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Validate that there is no information
in the loan that contradicts occupancy type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Review Debt Service Coverage
Ratio

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review Cash Flow and Expense
Factor

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Review Hazard/Flood Insurance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review preliminary Title Report/Commitment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. Credit Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Validate documentation requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Verify acceptable Residency
Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Review credit reports used
to qualify borrower, as well as consumer credit history/charge offs/collections, and cite any exceptions or unusual findings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Evaluate credit scores and
tradelines against guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Evaluate other debt obligations
(alimony, child support, etc.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. If required, verify that a
3rd party fraud report (DataVerify, etc.) is contained in the loan file and review findings to confirm all deficiencies were resolved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Evaluate borrower's mortgage/rental
payment history using credit reports or other information supplied in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Verify that all judgements/liens/tax
liens have been satisfied

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Verify that any bankruptcy,
foreclosure or forbearance activity is in accordance with guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Perform a review of all asset
information supplied in the loan file against guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Evaluate borrowers' asset
utilization and verify sufficient liquid assets to supplement income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. Perform a rental income analysis
using the information supplied in the loan file as per the guidelines

**Property Valuation Review (Standard Residential and Business Purpose/DSCR Loans)**

Incenter Diligence reviewed all loans to validate the original appraisal report was provided in the loan file and that it is substantially complete. The evaluation will include the following components:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Review the original appraisal
report to ensure the valuation was performed by a licensed appraiser and in accordance with guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Verify subject property type
meets applicable guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Note any exceptions to stated
value or appraisal guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Verify value used to calculate
LTV/CLTV and note any deviations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Verify that the loan and property
data within the appraisal report matches the loan documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review the appraisal report
to ensure report value is "as is" or, if report is "subject to", that there is an associated completion report
resolving all noted issues, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. Review additional valuation
products in the file; if there is a variance greater than 10% below the appraisal value, Client will be notified and an additional independent
valuation product will be obtained as requested.

Page **4** of **18**

![](ex99-20_001.jpg)

**Regulatory Compliance Review (Standard Residential Loans Only, Unless Otherwise Requested)**

Incenter Diligence's Regulatory Compliance analysis is intended to expose certain potential risk associated with the loans examined. It is strictly limited to the review scope outlined below and is based solely on the accuracy of the documentation and data supplied by the Client or other agreed upon third parties. The review findings are not guaranteed to encompass all critical elements related to the underwriting, origination or regulatory compliance status of the loans examined. Further, the findings are not to be construed as guidance on future indicators of positive or negative performance.

Incenter Diligence will perform a review of all loans supplied by the Client to verify all documentation provided is complete and complies with all applicable federal and state regulatory requirements, in addition to following the RMBS 4.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (now the Structured Finance Association or "SFA") (the "SFIG Compliance Review Scope"), as amended from time to time, and the advice of outside counsel. As it relates to TILA-RESPA Integrated Disclosures ("TRID") testing, Incenter Diligence works with outside counsel on an ongoing basis to understand and interpret compliance regulations based on recent guidance by the Consumer Financial Protection Bureau (the "CFPB") that has created deviations in the TRID review scope and related exceptions/cures. The TRID-related review scope, outlined below and not performed for investment properties, will continue to be amended where appropriate as future guidance and rules are published. Incenter Diligence's conclusions are representative of best efforts to identify material risks and exceptions associated with each loan based on interpretation of the continually evolving regulations. Incenter Diligence maintains an active dialogue with outside counsel, Clients, Rating Agencies, SFA and other parties when interpreting compliance regulations and amending the review scope to accurately expose the risk associated with a loan. However, no guaranties can be made that the Review includes all areas of risk that may be present in the Transaction. In addition to the foregoing, Incenter Diligence utilizes nationally recognized integrated compliance analyzer tools.

Incenter Diligence does not employ personnel who are licensed to practice law in the various jurisdictions and the findings set forth in the reports prepared by Incenter Diligence do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Incenter Diligence. All final decisions as to whether to purchase or enter into a transaction related to any individual loan or the loans in the aggregate and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such loan or loans, shall be made solely by the clients that have engaged Incenter Diligence to prepare their reports pursuant to their instructions and guidelines. Client acknowledges and agrees that the scoring models applied by Incenter Diligence are designed to identify potential risk and the Client assumes sole responsibility for determining the suitability of the information for its particular use.

Incenter Diligence reviews each loan to validate compliance with the following federal and state regulatory requirements, whenever applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**A.** **Truth In Lending Act - 12 CFR §1026 ("TILA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Federal TILA

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Finance Charge Test (12 CFR
§1026.18(d)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. It is understated by no more
than $100; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. It is greater than the amount
required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Rescission Finance Charge Test
(12 CFR §1026.23(h)(2)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. It is understated by no more
than $35; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. It is greater than the amount
required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Rescission Total of Payments
Test ((12 CFR §1026.23(h)(2)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Is understated by no more than
$35; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Is greater than the amount
required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Foreclosure Rescission Finance
Charge and Total of Payments Tests (12 CFR §1026.23(h))

Page **5** of **18**

![](ex99-20_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. APR Test 12 CFR (§1026.22(a)(2),
(4))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosed annual percentage
rate (APR) is considered accurate because it is not more than 1/8 of 1 percentage (for regular transactions) or 1/4 of 1 percentage (for
irregular transactions) point above or below the APR as determined in accordance with the actuarial method; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The disclosed APR results from
the disclosed finance charge, and the disclosed finance charge is considered accurate under §1026.18(d)(1) (the finance charge test),
or for purposes of rescission the disclosed finance charge is considered accurate under §1026.23(g) or (h) (the rescission finance
charge test or the foreclosure rescission finance charge test), whichever applies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Right of Rescission Test (12
CFR §1026.23(a)(3), §1026.15(a)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The funding date is not before
the third business day following consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The consumer may exercise the
right to rescind until midnight of the third business day following consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Validate Right of Rescission
Notice was provided, and the correct form was used

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Dual Broker Compensation Test
(12 CFR §1026.36(d)(2))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If any loan originator receives
compensation directly from a consumer in a consumer credit transaction secured by a dwelling, no loan originator shall receive compensation,
directly or indirectly, from any other person other than the consumer in connection with the transaction for loan origination activities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Loan Originator Credits Test
(12 C.F.R. §1026.36(d)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Test that the initial disclosure
(GFE/TIL/LE) does not contain any broker fees paid by the broker

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Financing of Single Premium
Credit Insurance Test (12 CFR §1026.36 (i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A creditor may not finance,
directly or indirectly, any premiums or fees for credit insurance in connection with a consumer credit transaction secured by a dwelling
(including a home equity line of credit secured by the consumer's principal dwelling)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. TIL Disclosure (Pre-TRID)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. TIL Disclosure Date Test (12
CFR §1026.17(b),1026.19(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The loan is a mortgage transaction
subject to the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) that is secured by the consumer's dwelling; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The initial TIL disclosure
date is not later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially
all of its business functions) after the creditor receives the consumer's written application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. The initial TIL disclosure
date is not later than the seventh business day (counting all calendar days except Sunday and specified legal public holidays) before
consummation of the transaction, or the application date of the loan is before July 30, 2009; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. The loan is a "residential
mortgage transaction" subject to the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. The initial TIL disclosure
date is before consummation or three business days after the creditor receives the consumer's written application, whichever is earlier;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Test the final TIL disclosure
and any re-disclosed TIL(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The final TIL disclosure is
properly executed; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. The final TIL disclosure and
any re-disclosed TIL(s) is properly completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. TILA RESPA Integrated Disclosures
(TRID)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Initial Loan Estimate Delivery
Date Test (from application) (12 CFR §1026.19(e)(1)(iii)(A))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The creditor shall deliver
or place in the mail the disclosures required under §1026.19(e)(1)(i) (provision of loan estimate form) not later than the third
business day after the creditor receives the consumer's application

Page **6** of **18**

![](ex99-20_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Initial Loan Estimate Delivery
Date Test (prior to consummation) (12 CFR §1026.19(e)(1)(iii)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The creditor shall deliver
or place in the mail the disclosures required under §1026.19(e)(1)(e)(1)(i) (provision of loan estimate form) not later than the
seventh business day before consummation of the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan Estimate (12 CFR §1026.19
and 37)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify applicable sections
of the disclosure determined to carry assignee liability were accurately completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify final Loan Estimate
was provided to borrower prior to the Closing Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Written List of Service Providers
(SSPL) Disclosure Date Test (12 CFR §1026.19(e)(1)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If the consumer is permitted
to shop for a settlement service, the creditor shall provide the consumer with a written list identifying available providers of that
settlement service and stating that the consumer may choose a different provider for that service. The creditor must identify at least
one available provider for each settlement service for which the consumer is permitted to shop. The creditor shall provide this written
list of settlement service providers separately from the disclosures required by §1026.19(e)(1)(e)(1)(i) but in accordance with the
timing requirements in §1026.19(e)(1)(e)(1)(iii)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Revised Loan Estimate Delivery
Date Test (prior to consummation) (12 CFR §1026.19(e)(4)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The creditor shall not provide
a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures
required under §1026.19(f)(1)(i). The consumer must receive a revised version of the disclosures required under §1026.19(e)(1)(i)
not later than four business days prior to consummation. If the revised version of the disclosures required under §1026.19(e)(1)(i)
is not provided to the consumer in person, the consumer is considered to have received such version three business days after the creditor
delivers or places such version in the mail

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Valid Change of Circumstances
Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The changed circumstance(s)
form was provided and the reason for re-disclosure is:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Changed circumstance affecting
settlement charges; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Changed circumstance affecting
eligibility; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Revisions requested by the
consumer; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Expiration of initial loan
estimate; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Delayed settlement date on
a construction loan for new construction transactions only; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. The date the rate was set was
not provided and interest rate dependent charges change once the interest rate is locked; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. The reason for re-disclosure
is "Decrease in charges affecting settlement or eligibility, a consumer-requested revision, or other non-tolerance-related re-disclosure;"
or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. The initial loan estimate was
not delivered timely

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Initial Closing Disclosure
Delivery Date Test (12 CFR §1026.19(f)(1)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The creditor shall ensure that
the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Closing Disclosure Test (12
CFR §1026.19 and 38)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify applicable sections
of the disclosure determined to carry assignee liability were accurately completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Revised Closing Disclosure
Delivery Date Test (waiting period vs. no waiting period required) (12
CFR §1026.19(f)(2)(i) & (ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If the disclosures provided
under §1026.19(f)(1)(i) become inaccurate before consummation, the creditor shall provide corrected disclosures reflecting any changed
terms to the consumer so that the consumer receives the corrected disclosures at or before consummation

Page **7** of **18**

![](ex99-20_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If the consumer determines
that the extension of credit is needed to meet a bona fide personal financial emergency, the consumer may modify or waive the three-business-day
waiting period for the revised closing disclosure after receiving the disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. TRID Tolerance Testing - Charges
That Cannot Increase Test (12 CFR §1026.19(e)(3)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. An estimated closing cost disclosed
pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed
under §1026.19(e)(1)(i)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. TRID Tolerance Testing - Charges
That in Total Cannot Increase More Than 10% Test (12 CFR §1026.19(e)(3)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The aggregate amount of charges
for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed
under §1026.19(e)(1)(i) by more than 10 percent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;l. TRID Tolerance Testing - Lender
Credits That Cannot Decrease Test (12 CFR §1026.19(e)(3)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. An estimated closing cost disclosed
pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed
under §1026.19(e)(1)(i)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;m. TRID Reimbursement Amount Test
(12 CFR §1026.19(f)(2)(v))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Refunds related to the good
faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i) or (ii), the creditor complies
with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than 60 days after consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;n. TRID Reimbursement Date Test
(12 CFR §1026.19(f)(2)(v))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Refunds related to the good
faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i) or (ii), the creditor complies
with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than 60 days after consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o. Disclosure of Escrow Account
(§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If the loan indicates an escrow
account will be established

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify all amounts disclosed
in the Projected Payments Table are accurate (§1026.38(c); §1026.37(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify all amounts disclosed
in the Estimated Taxes, Insurance and Assessments (ETIA) are accurate (§1026.37(c)(4),(5))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify all amounts disclosed
in Section G – Initial Escrow Payment and Closing are accurate (§1026.37(g)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Verify all amounts disclosed
in the Escrow Account Section are accurate (§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If the loan indicates an escrow
account will not be established

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify all amounts disclosed
in the Projected Payments Table are accurate (§1026.38(c); (§1026.37(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify all amounts disclosed
in the Estimated Taxes, Insurance and Assessments (ETIA) are accurate (§1026.37(c)(4), (5))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify all amounts disclosed
in the Escrow Account Section are accurate (§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;p. Disclosure of Seller Paid Closing
Costs (§1026.38(t)(5)(v)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. In transactions involving a
seller, validate whether the lender disclosed all costs being paid by the seller on the borrowers Closing Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If seller paid fees are present
on the borrower's Closing Disclosure, review the seller's Closing Disclosure or alternative documentation for accuracy of
disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;q. Post-consummation Event and
Revised Closing Disclosure Delivery Date Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The post-consummation revised
closing disclosure delivery date is not more than 60 calendar days after the consummation date, or closing / settlement date if no consummation
date was provided; and

Page **8** of **18**

![](ex99-20_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The provided reimbursement
date is not more than 60 calendar days after the consummation date, or closing / settlement date if no consummation date was provided

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;r. Non-numeric Clerical Error
and Post-consummation Revised Closing Disclosure Delivery Date Test (12 CFR §1026.19(f)(2)(iv))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A creditor does not violate
§1026.19(f)(1)(i) if the disclosures provided under §1026.19(f)(1)(i) contain non-numeric clerical errors, provided the creditor
delivers or places in the mail corrected disclosures no later than 60 days after consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;s. Loan Calculation Test on the
Closing Disclosure (12 CFR §1026.38))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Amount Financed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Total of Payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Total Interest Percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Qualified Mortgage / Ability
To Repay – Dodd Frank

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Classification of QM designated
loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Validate whether the mortgage
loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to
the applicable average prime offer rate plus a certain applicable percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Determination of conformity
thresholds (Safe Harbor or Rebuttable Presumption)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Negative Amortization Loan
(12 CFR 1026.43(e)(2)(i)(A))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify that a qualified mortgage
is a covered transaction that provides for regular periodic payments that are substantially equal and any interest rate change after consummation,
along with the corresponding payment, does not result in an increase of the principal balance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Interest Only Loan (12 CFR
1026.43(e)(2)(i)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify that no qualified mortgage
loan allows the consumer to defer repayment of principal

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Balloon Payment Loan (12 CFR
1026.43(e)(2)(i)(C))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify that no qualified mortgage
results in a ballon payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Loan Term (12 CFR 1026.43(e)(2)(iii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A qualified mortgage is a covered
transaction for which the loan term does not exceed 30 years

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Points and Fees (12 CFR §1026.43(e)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points and fees do not exceed
the qualified mortgage points and fees threshold

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DTI (12 CFR §1026.43(e)(2)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The ratio of the consumer's
total monthly debt to total monthly income at the time of consummation does not exceed 43 percent, calculated in accordance with Appendix
Q

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 Fannie Mae and Freddie Mac, however, the revised QM rules become mandatory on July 1, 2021,
 meaning that the QM Patch effectively terminates on July 1, 2021—and that all loans
 sold to Fannie and Freddie must comply with the revised QM rules, effective July 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. For
 creditors not selling loans to Fannie Mae and/or Freddie Mac, loans underwritten from March
 1, 2021 until October 1, 2022 will continue to apply the legacy QM rules; however, commencing
 July 1, 2021, legacy QM loans must be underwritten to Appendix Q and NOT to the QM Patch.

Stated another way, since the FHFA terminated the QM Patch, loans underwritten to the QM Patch after July 1 are no longer eligible for sale to the GSEs, and in effect, the QM Patch disappeared after that date, notwithstanding the CFPB's intent for it to continue until October 1, 2022. Hence, for non-agency loans, underwritten between July 1, 2021 and October 1, 2022, legacy QM loans must be underwritten in accordance with Appendix Q.

Page **9** of **18**

![](ex99-20_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Client is required to advise
regarding which application of QM/DTI or QM/APR rule for loans with application dates between 03/01/2021 and 10/01/2022 for the proper
evaluation of QM.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Loans underwritten after 10/1/2022
will be reviewed following the revised QM (QM 2.0) rules,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. APR (12 CFR §1026.43(e)(2)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The loan APR is not to exceed
the APOR plus percentage threshold, calculated according to 12 CFR §1026.43(e)(2)(vi). With a QM/APR optional test period for loans
with application dates between 03/01/2021 and 10/01/2022 and mandatory compliance and testing for loans after 10/01/2022.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. The APR on the loan does not exceed the threshold for the loan amount:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For a first-lien loan with a loan amount greater than or equal to $110,260
(indexed for inflation), 2.25 or more percentage points;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For a first-lien loan with a loan amount greater than or equal to $66,156
(indexed for inflation), but less than $110,260 (indexed for inflation), 3.5 or more percentage points;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For a first lien loan with a loan amount less than $66,156 (indexed for
inflation), 6.5 or more percentage points;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. For a subordinate-lien loan with a loan amount great than or equal to $66,156
(indexed for inflation), 3.5 or more percentage points; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. For a subordinate-lien loan with a loan amount less than $66,156 (indexed
for inflation), 6.5 or more percentage points.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Revised QM (QM 2.0)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. QM/DTI test will cease as of
application dates on or after 10/01/2022

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. In addition to the Generally
Applicable Factors above, all Revised QM loans must meet the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Monthly Payment. The amount of the monthly payment on the loan is calculated
using the maximum rate that may apply during the first five years and considers the monthly payment for simultaneous loans and mortgage
obligations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Consider and Verify. The creditor considers and verifies the consumer's
current or expected income and assets and debt and his DTI or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. As part of the "consider" requirement, Incenter Diligence will
review the (i) creditor's policies and procedures provided by Client, as well as any exceptions thereto, for how the creditor takes
into account the underwriting factors enumerated above, and (ii) the documentation retained by creditor, such as an underwriting worksheet
or a final automated underwriting system certification, showing how the creditor took these factors into account in its ability-to-repay
determination.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Consider and Verify Safe Harbor (VSH). Creditor is deemed to have complied
with this "verify" requirement if it complies with the verification standards in one or more of these following agency manuals:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide,
published June 3, 2020 including all subsequent updates; Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide,
published June 10, 2020 including all subsequent updates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Sections II.A.1 and II.A.4-5 of the Federal Housing Administration's
Single-Family Housing Policy Handbook, issued October 24, 2019 including all subsequent updates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapter 4 of the U.S. Department of Veterans Affairs' Lenders Handbook,
revised February 22, 2019 including all subsequent updates;

Page **10** of **18**

![](ex99-20_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. Chapter 4 of the U.S. Department of Agriculture's Field Office Handbook
for the Direct Single Family Housing Program, revised March 15, 2019 including all subsequent updates; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Chapters 9 through 11 of the U.S. Department of Agriculture's Handbook
for the Single-Family Guaranteed Loan Program, revised March 19, 2020 including all subsequent updates.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;l. For purposes of compliance with VSH, a creditor must comply with only those
provisions in the manuals that require creditors to verify income, assets, debt obligations, alimony and child support using specified
documents or to classify and count particular inflows, property, and obligations as income, assets, debt obligations, alimony, and child
support.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;m. Revised versions of manuals. A creditor also complies with the verification
safe harbor where it complies with revised versions of the manuals listed above provided that the two versions are "substantially
similar".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;n. The QM 2.0 Rule permits the creditor to "mix and match" verification
standards from different agency manuals. Incenter Diligence will test the creditor's "verification" of third- party
records in instances when the creditor either uses (i) its own procedures or alternatively, (ii) the verification standards of one or
more of the agency handbooks listed above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o. Note: the Client must provide written policies and procedures and related
documentation such as underwriter worksheets in order for Incenter Diligence to review loans under the QM 2.0 Rules, and in particular,
with regard to the "consider" and "verify" requirements. Further, if the Client intends to use the VSH, its written
policies and procedures must specify the precise agency handbook(s) that it is relying on with specific references to the particular provisions
addressing income, assets, debt obligations, alimony and child support using specified documents or to classify and count particular inflows,
property, and obligations as income, assets, debt obligations, alimony, and child support—as well as the specific date(s) of the
agency handbook(s) issuance, publication or revision. In addition, Incenter Diligence is not responsible for determining whether revised
versions of the manuals listed above are "substantially similar" for purposes of the VSH; such a determination of the sole
responsibility of the Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;p. Note: due to the inherent subjectivity of the foregoing "consider"
and "verify" requirements, Incenter Diligence will review the Client's: (i) policies and procedures and worksheets and
(ii) methods and criteria for verification of income and assets (regardless of whether the "safe harbor" is utilized) for
content only, and will not opine whether such policies and procedures, worksheets and verification methods and criteria themselves comply
with applicable law, and cannot guarantee that a court, governmental regulator, rating agency or another third party diligence provider
would reach the same conclusions using such work product.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment Penalty (12 CFR
1026.43(g))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. A covered transaction must
not include a prepayment penalty unless:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The prepayment penalty is otherwise
permitted by law; and the transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Has an annual percentage rate
that cannot increase after consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Is a qualified mortgage under
paragraph (e)(2), (e)(4), or (f) of this section; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Is not a Higher Priced Mortgage
Loan, as defined in § 1026.35(a)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Home Ownership and Equity Protection
Act – HOEPA (Sections 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Federal HOEPA coverage (12
CFR §1026.32(a)(1)(i), (ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Tests that the loan is/is not
secured by the consumer's principal dwelling; or

Page **11** of **18**

![](ex99-20_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Tests that the loan is/ is
not an open-end credit plan; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. That the application date of
the loan occurs before/after the effective date of October 1, 1995; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. That the date the creditor
received application occurs on or after January 10, 2014, the effective date of the High-Cost Mortgage amendments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. High-Cost Mortgage APR threshold
test (12 CFR §1026.32(a)(1)(i)(A), (C))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The loan is secured by a first-lien
transaction, and the annual percentage rate (APR) does not exceed the Average Prime Offer Rate by more than 6.5%; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The loan is a subordinate-lien
transaction, and the annual percentage rate (APR), does not exceed the Average Prime Offer Rate by more than 8.5%

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. High-Cost Mortgage Points and
Fees Threshold Test (12 CFR §1026.32(a)(1)(ii)(A), (B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The total points and fees do
not exceed allowable limits per the given loan amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. High-Cost Mortgage Prepayment
Penalty Threshold Test (12 CFR §1026.32(a)(1)(iii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The loan contract or open-end
credit agreement does not allow the creditor to charge:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. A prepayment penalty more than
36 months after consummation or account opening; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Prepayment penalties that can
exceed, in total, more than 2 percent of the amount prepaid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. High-Cost Mortgage (12 CFR
§1026.32(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. High-Cost Mortgage Repayment
Ability Test (12
CFR §1026.34(a)(4), 1026.43)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Other high-costs tests pursuant
to (12 CFR §1026.32(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing of disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Balloon payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Negative amortization

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Prepayment penalty

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Pre-loan counseling

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Late charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Grace period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Financing of points and fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Higher Priced Mortgage Loan
– HMPL (12 CFR §1026.35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Higher Priced Mortgage Loan
tests (12 CFR §1026.35(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Higher Priced Mortgage Loan
required escrow account test (12 CFR §1026.35(b))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Higher Priced Mortgage Loan
required appraisal test (12 CFR §1026.35(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Prohibited Acts – Brokers
Comp

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Broker Compensation Test (12
CFR §1026.36(d)(2)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If any loan originator receives
compensation directly from a consumer in a consumer credit transaction secured by a dwelling:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. No loan originator shall receive
compensation, directly or indirectly, from any person other than the consumer in connection with the transaction; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. No person who knows or has
reason to know of the consumer-paid compensation to the loan originator (other than the consumer) shall pay any compensation to a loan
originator, directly or indirectly, in connection with the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Nationwide Mortgage Licensing
System (NMLS) Tests (12 CFR §1026.36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. review for presence of mortgage
loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note
or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. verify the data against the
NMLSR database, as available

Page **12** of **18**

![](ex99-20_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**B.** **Real Estate Settlement Procedures Act – 12 CFR §1024 ("RESPA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Federal RESPA

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Homeownership Counseling Organizations
Disclosure Date Test (12 CFR §1024.20(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Not later than three business
days after a lender, mortgage broker, or dealer receives an application, or information sufficient to complete an application, the lender
must provide the loan applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant
counseling services in the loan applicant's location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The list of homeownership counseling
organizations distributed to each loan applicant under this section shall be obtained no earlier than 30 days prior to the time when the
list is provided to the loan applicant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Good Faith Estimate Disclosure
Test (12 CFR §1024.7)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Not later than 3 business days
after a loan originator (broker or lender) receives an application for a federally related mortgage loan, or information sufficient to
complete an application, the loan originator must provide the applicant with a GFE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Good Faith Estimate Disallowed
Credit and Charge test (GFE Block 2)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Looks for any amounts entered
for both a loan discount fee and a yield spread premium or a lender credit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Only one charge or one credit
affecting the interest rate is allowed under the new RESPA regulations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**C.** **Equal Credit Opportunity Act – 12 CFR §1002 ("ECOA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. ECOA Valuation Rule (12 CFR
§1002.14(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review all applicable loans
for the Disclosure of Right to Receive a Copy of Appraisals. Validate if the customer(s) waived their right to receive copies of their
appraisals three business days prior to consummation/account opening

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Review all applicable loans
for proof that lender delivered copies of appraisals and other written valuations three business days before consummation (closed-end),
or account opening (open-end)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If the customer(s) waived their
right to receive copies of their appraisals three business days prior to consummation/account opening, review the Post-Closing submission
for an Acknowledgment of Receipt of Appraisal Report, or other proof that the lender provided the copies either at, or prior to, consummation
or account opening

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**D.** **State Specific tests (varies by state and applicability, but at a minimum includes);** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Consumer / Home Loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. High-cost tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Higher Priced Mortgage Loan
tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. APR threshold tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Points and fees threshold tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Covered loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Negative Amortization tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Prepayment tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Texas Home Equity Loans

**Document Review**

Incenter Diligence reviewed all mortgage loan files supplied and verified that the following documents, if applicable, were included in the file and that the data on the documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Initial Application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Final Application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Approval (1008)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· HUD1 from Sale of Previous
Residence

Page **13** of **18**

![](ex99-20_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Estimates and Closing
Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sales Contract

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage/Deed of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Guaranty Agreement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Occupancy Affidavit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Lease Agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Business Purpose Affidavit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Junior Lien Information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Subordination Agreement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Income Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Employment Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Asset Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Credit Reports

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 4506T/Tax Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Change of Circumstance Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Disclosures: Right of Rescission,
Net Tangible Benefit and FACTA

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal Valuation Reports

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Title/Preliminary Title

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Flood and Hazard Insurance
Policies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Flood Certificates

**Other review and methodology**

Not applicable.

Page **14** of **18**

![](ex99-20_001.jpg)

**<u>Summary of findings and conclusions of review</u>**

Below provides the summary of the review findings:

**Final Overall Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;35 | &nbsp;&nbsp;81.40% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;8 | &nbsp;&nbsp;18.60% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**43** | &nbsp;&nbsp;**100.00%** |

---

**Credit Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;35 | &nbsp;&nbsp;81.40% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;8 | &nbsp;&nbsp;18.60% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**43** | &nbsp;&nbsp;**100.00%** |

---

**Compliance Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;43 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**43** | &nbsp;&nbsp;**100.00%** |

---

**Property Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;43 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**43** | &nbsp;&nbsp;**100.00%** |

---

Page **15** of **18**

![](ex99-20_001.jpg)

**Exception Summary**

Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property.

\* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review.

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Credit Exception<br> Categories** | &nbsp;&nbsp; **Exception** <br> **Count** | &nbsp;&nbsp; **Credit** <br> **Grade A** | &nbsp;&nbsp; **Credit** <br> **Grade B** | &nbsp;&nbsp; **Credit** <br> **Grade C** | &nbsp;&nbsp; **Credit** <br> **Grade D \*** |
| &nbsp;&nbsp;Assets | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Borrower | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Closing | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Data | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Debt | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Eligibility | &nbsp;&nbsp;15 | &nbsp;&nbsp;9 | &nbsp;&nbsp;6 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Income/Employment | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Insurance | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;12 | &nbsp;&nbsp;9 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;QM-ATR | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Title | &nbsp;&nbsp;6 | &nbsp;&nbsp;6 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**40** | &nbsp;&nbsp;**31** | &nbsp;&nbsp;**9** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Exception<br> Categories** | &nbsp;&nbsp; **Exception** <br> **Count** | &nbsp;&nbsp;**Compliance Grade A** | &nbsp;&nbsp;**Compliance Grade B** | &nbsp;&nbsp;**Compliance Grade C** | &nbsp;&nbsp;**Compliance Grade D \*** |
| &nbsp;&nbsp;Ability to Repay | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Closing | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Disclosure | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Documentation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Fees | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Points & Fees | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;QM-ATR | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Right to Rescind | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;State Reg | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

Page **16** of **18**

![](ex99-20_001.jpg)

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Exception <br> Categories** | &nbsp;&nbsp; **Exception** <br> **Count** | &nbsp;&nbsp; **Property** <br> **Grade A** | &nbsp;&nbsp;**Property Grade B** | &nbsp;&nbsp; **Property** <br> **Grade C** | &nbsp;&nbsp; **Property** <br> **Grade D \*** |
| &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Property Issue | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**2** | &nbsp;&nbsp;**2** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

**Data Integrity Summary**

The table below provides a summary of the data compare results:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Field Name** | &nbsp;&nbsp;**# of Discrepancies** | &nbsp;&nbsp;**% of Accuracy** |
| &nbsp;&nbsp;ARM Interest Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 FTHB | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Loan Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Originator DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |

---

Page **17** of **18**

![](ex99-20_001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;13 | &nbsp;&nbsp;69.77% |
| &nbsp;&nbsp;QM Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Appraised Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Total DTI | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Subordinate Lien Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**13** | &nbsp;&nbsp;**99.18%** |

---

Page **18** of **18**

## Exhibit 99.21

**Exhibit 99.21**

---

| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99-21_001.jpg) | Report Date: | 3/17/2026 |
| Client Name: | RCF III TRS, LLC | Report: | Exception Report |
| Deal Name: | DRMT 2026-INV2 | Loans in report: | 43 |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** |
| XXX | 7106020093 |  | C B A | Closed | FVAL5524 | 2025-12-29 11:12 | 2026-02-03 16:08 | Resolved | 1 - Information C A | Property | Property | Ineligible Property | Resolved-Guideline clarification received. - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Subject property is a 3-unit. Per the appraisal completed XXX, unit #1 and #3 are vacant and #2 has a current lease agreement. We do have an updated lease for unit #3 dated after the appraisal with an effective date of XXX to XXX - we would consider that unit occupied with the lease agreement starting a few days after the appraisal was completed. That only lease unit 1 as vacant so this does meet guidelines. Please clear at your earliest convenience. TY! - Buyer-02/02/2026 <br> Open-Per Guidelines, on a 2-4 Unit Property, only 1 unit is allowed to be vacant. Per the appraisal data and photographs, 2 units are vacant. 3 Leases were provided for each unit, however, Unit #1 lease started XXX, with appraisal report reflecting vacant on XXX and Unit #3 Lease id not effective until XXX. No supporting documentation submitted to reflect a maximum of 1 unit was vacant at time of closing. - Due Diligence Vendor-12/29/2025 |  | Resolved-Guideline clarification received. - Due Diligence Vendor-02/03/2026<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 75%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720 |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 7106020093 |  | C B A | Closed | FCRE8338 | 2025-12-27 11:06 | 2025-12-29 11:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Cash To Borrower does not meet eligibility requirement(s) | Waived-Exception approval received for Cash-Out seasoning requirement not met. Subject property was owned by Guarantor's mother and deeded to Borrowing entity 2 months prior to subject transaction. - Due Diligence Vendor-12/27/2025 |  | Waived-Exception approval received for Cash-Out seasoning requirement not met. Subject property was owned by Guarantor's mother and deeded to Borrowing entity 2 months prior to subject transaction. - Due Diligence Vendor-12/27/2025<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 75%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720 | XXX FICO,Low LTV <br> under 30%. |  | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | Originator Pre-Close | Yes |
| XXX | 6598722723 |  | D A | Closed | FCRE4104 | 2025-12-02 12:11 | 2026-01-07 18:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-Lender LOX received - Guidelines allow UW discretion for sourcing of large deposits. - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please see explanation from UW manager to clear this finding. - Buyer-01/07/2026 <br> Open-Missing the source of the $XXX on XXX & $XXX on XXX\* Per lender guidelines Large and/or unusual deposits may require additional documentation including letter of explanation, third party documentation, etc. Lender only provided a letter of explanation for the $XXX but did not provide the source. - Due Diligence Vendor-12/02/2025 |  | Resolved-Lender LOX received - Guidelines allow UW discretion for sourcing of large deposits. - Due Diligence Vendor-01/07/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | XXX - Explanation.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 6598722723 |  | D A | Closed | FCRE2052 | 2025-12-02 12:12 | 2025-12-24 10:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Tax Cert | Resolved-Received supporting documentation of tax calculation. - Due Diligence Vendor-12/24/2025 <br> Ready for Review-Document Uploaded. Please find the tax documents to clear this finding. - Buyer-12/24/2025 <br> Open-Missing tax cert reflecting taxes in the amount of $XXX/XXX. - Due Diligence Vendor-12/02/2025 |  | Resolved-Received supporting documentation of tax calculation. - Due Diligence Vendor-12/24/2025<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | XXX - XXX - Taxes.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 1164944357 |  | B A | Closed | FCRE1200 | 2025-11-05 12:31 | 2025-11-07 15:29 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount of $XXX is less than the Guideline Minimum Loan Amount of $100000 Exception approved for loan amount $XXX vs min of $100K. Comp factor: Ltv XXX%, Credit score XXX, reserves of XXX greater than guideline requirement of 3. - Due Diligence Vendor-11/06/2025 |  | Waived-Audited Loan Amount of $XXX is less than the Guideline Minimum Loan Amount of $100000 Exception approved for loan amount $XXX vs min of $100K. Comp factor: Ltv XXX%, Credit score XXX, reserves of XXX greater than guideline requirement of 3. - Due Diligence Vendor-11/06/2025 | DSCR ratio greater than guideline requirement - Calculated DSCR XXX minimum DSCR per guidelines is 1.<br> LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes |
| XXX | 6955611298 |  | D A C | Closed | FCOM1233 | 2025-11-18 13:38 | 2026-01-06 10:01 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Received revised URLA reflecting corrected Section 3. - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. Please find the corrected final 1003 to clear this finding. - Buyer-01/06/2026 <br>Open-The Final 1003 is Incomplete Section 3- Subject property existing mortgage not provided. - Due Diligence Vendor-11/18/2025 |  | Resolved-Received revised URLA reflecting corrected Section 3. - Due Diligence Vendor-01/06/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700 |  | XXX - Corrected Final 1003.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | No Cash Out - Borrower Initiated | N/A | N/A |
| XXX | 6955611298 |  | D A C | Closed | FCRE4963 | 2025-11-20 09:55 | 2025-12-30 09:46 | Resolved | 1 - Information C A | Credit | Debt | No evidence of required debt payoff | Resolved-Received payoff statements for tax liens in the amounts of $XXX & $XXX. - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please find the payoff documentation provided by the title company. Amounts match those on the settlement statement. Please clear this finding as submitted. - Buyer-12/30/2025 <br> Open-Missing the payoffs for the 2 tax liens the borrower owes in the amounts of $XXX & $XXX. - Due Diligence Vendor-11/20/2025 |  | Resolved-Received payoff statements for tax liens in the amounts of $XXX & $XXX. - Due Diligence Vendor-12/30/2025 | Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700 |  | XXX - Payoff for Lien.pdf<br> XXX - PO-Invoice Inst # XXX, XXX.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | No Cash Out - Borrower Initiated | N/A | N/A |
| XXX | 8227981597 |  | D B C A | Closed | FCRE1199 | 2025-11-21 15:19 | 2026-01-07 16:32 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Resolved-Received supporting listing photos to use appraised value. - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please see photos attached. they were sent originally with the package/ original HUD - Seller-01/07/2026 <br> Counter-Lender commentary received. File includes original listing, however is missing original listing photos. - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. The borrower is a seasoned investor, and this is a business-purpose DSCR loan. This is not a delayed financing transaction. The loan is being underwritten using Residential Transitional Loan (RTL) guidelines, not conventional delayed-financing rules. RTL guidelines are outlined below. Additionally, pre-renovation photos have been uploaded and meet the applicable guideline requirements.<br> - Seller-01/02/2026 <br> Counter-Lender commentary received, however per Section 3.5.2 of guidelines does not allow a loan amount including borrower made home improvements. Bullet #4 of section, specifically details the components of the new loan amount. - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. See appraisal reflects increase in value warranted due to recent upgrades completed by the current owner since time of previous sale. New laminate flooring, new exterior and exterior paint new appliances in kitchen and bathroom updated. - Buyer-12/29/2025 <br> Open-Delayed financing maximum loan amount exceeded. Property acquired on XXX for $XXX. Borrower's initial investment of $XXX + financing costs subject loan of $XXX + prepaid items $XXX = $XXX versus loan amount of $XXX. - Due Diligence Vendor-11/21/2025 | Ready for Review-Document Uploaded. Please see photos attached. they were sent originally with the package/ original HUD - Seller-01/07/2026 <br>Ready for Review-Document Uploaded. The borrower is a seasoned investor, and this is a business-purpose DSCR loan. This is not a delayed financing transaction. The loan is being underwritten using Residential Transitional Loan (RTL) guidelines, not conventional delayed-financing rules.<br> RTL guidelines are outlined below. Additionally, pre-renovation photos have been uploaded and meet the applicable guideline requirements.<br> - Seller-01/02/2026<br>| Resolved-Received supporting listing photos to use appraised value. - Due Diligence Vendor-01/07/2026<br>| Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720 |  | Appraisal.pdf<br> XXX.docx<br> Photos.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 8227981597 |  | D B C A | Closed | FCOM1014 | 2025-11-21 14:06 | 2026-01-02 17:34 | Resolved | 1 - Information D A | Compliance | Missing Doc | Errors and Omissions/Compliance Agreement/Correction Agreement/Durable POA is Missing | Resolved-Received updated appraiser E&O. - Due Diligence Vendor-01/02/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/02/2026 <br> Open-Missing current copy of the appraisers E&O coverage. Copy provided expired on XXX. - Due Diligence Vendor-11/21/2025 |  | Resolved-Received updated appraiser E&O. - Due Diligence Vendor-01/02/2026<br>| Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720 |  | Updated appraiser E & O.pdf<br>Updated appraiser E & O.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 8227981597 |  | D B C A | Closed | FCRE1194 | 2025-11-21 14:58 | 2025-11-21 14:58 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Audited LTV of XXX% exceeds Guideline LTV of 70% Lender exception approval provided for LTV of XXX% exceeds guideline maximum for unleased/vacant property on cash out refinance. - Due Diligence Vendor-11/21/2025 |  | Waived-Audited LTV of XXX% exceeds Guideline LTV of 70% Lender exception approval provided for LTV of 75% exceeds guideline maximum for unleased/vacant property on cash out refinance. - Due Diligence Vendor-11/21/2025 | Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720 | FICO XXX<br> All credit paid as agreed<br> Mortgage history (investment) at 0x30 dating back to XXX<br> Experienced Investor<br> Excess reserves from Loan proceeds |  | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | Originator Pre-Close | Yes |
| XXX | 8227981597 |  | D B C A | Closed | FCRE1676 | 2025-11-21 14:54 | 2025-11-21 14:54 | Waived | 2 - Non-Material B | Credit | Missing Doc - Credit | Credit General | Waived-Lender exception received for maximum exposure of 10 loans to one borrower. Subject loan raises exposure to $XXX aggregate for 15 total loans. - Due Diligence Vendor-11/21/2025 |  | Waived-Lender exception received for maximum exposure of XXX loans to one borrower. Subject loan raises exposure to $XXX aggregate for XXX total loans. - Due Diligence Vendor-11/21/2025 | Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720 | FICO XXX<br> All credit paid as agreed<br> Mortgage history (investment) at 0x30 dating back to XXX<br> Experienced Investor<br> Excess reserves from Loan proceeds |  | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | Originator Pre-Close | Yes |
| XXX | 2334395464 |  | C A | Closed | FCRE1254 | 2025-12-02 12:03 | 2026-01-15 15:37 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Received Cleared final title policy reflecting no liens or judgements. - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please find updated title, thank you. - Buyer-01/15/2026 <br> Open-Property Title Issue Missing documentation to support title item #10 thru #23 have been satisfactorily addressed/cleared (judgement items). - Due Diligence Vendor-12/02/2025 |  | Resolved-Received Cleared final title policy reflecting no liens or judgements. - Due Diligence Vendor-01/15/2026<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 75%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 680<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | XXX.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A |
| XXX | 2334395464 |  | C A | Closed | FCRE1440 | 2025-12-02 11:36 | 2026-01-08 17:00 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received supporting documentation for primary residence history. - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Rent free letter from borrower is attached to clear this finding. - Buyer-01/08/2026 <br> Counter-Received updated URLA and Lender LOX. Missing Rent Free letter referenced in Lender LOX. - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. See UW explanation and updated 1003 to clear this finding. - Buyer-01/06/2026 <br> Open-Housing History Does Not Meet Guideline Requirements Unable to confirm borrower's primary residence history for past 12 months. The final URLA reflects borrower (XXX) owns primary residence at XXX for XXX years and is contradictory to the Fraud tool showing acquisition date of XXX. Mortgage originated XXX and rates from XXX to XXX on the credit report. Mortgage statement also supports XXX payment made. However, Fraud tool shows a second sale transfer on XXX from seller XXX to different buyers(XXX). Missing evidence of borrower's primary residence and 12 month housing history as required by guidelines. - Due Diligence Vendor-12/02/2025 |  | Resolved-Received supporting documentation for primary residence history. - Due Diligence Vendor-01/08/2026<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 75%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 680<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | XXX - XXX - 1003.pdf<br> XXX - XXX - Explanation.pdf<br> XXX - XXX rent free letter.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A |
| XXX | 6518460078 |  | C B A | Closed | FCRE1254 | 2025-11-21 11:13 | 2026-01-08 14:16 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Lender commentary received - Title Effective date updated from XXX to XXX which satisfies title item #8. - Due Diligence Vendor-01/08/2026 <br> Ready for Review-The updated prelim has an effective date of XXX (vs the original report dated XXX). The updated report does not reflect Item #8 from the original report on Schedule B. Please clear this finding as submitted. - Seller-01/08/2026 <br> Counter-Received Quitclaim Deed to satisfy title item #4. Still missing evidence title item #8 has been satisfactorily addressed. - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. - Seller-01/06/2026 <br> Open-Property Title Issue Missing documentation to support title policy schedule B part 1 item #4 (corrective deed) and #8 (updated title search) were satisfactorily addressed. - Due Diligence Vendor-11/21/2025 | Ready for Review-The updated prelim has an effective date of XXX (vs the original report dated XXX). The updated report does not reflect Item #8 from the original report on Schedule B. Please clear this finding as submitted. - Seller-01/08/2026 <br> Ready for Review-Document Uploaded. - Seller-01/06/2026 | Resolved-Lender commentary received - Title Effective date updated from XXX to XXX which satisfies title item #8. - Due Diligence Vendor-01/08/2026 | LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 75%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | XXX - XXX - Title Commitment - XXX.pdf<br> XXX - XXX - Deed - EXECUTED DEED (Executed Docs).pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 6518460078 |  | C B A | Closed | FCOM9558 | 2025-11-18 17:23 | 2026-01-06 09:29 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Sale Price/Estimated Value is missing or inaccurate | Resolved-The lesser of the most recent list price was used to determine loan-to-value for cash-out transaction. - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. My apologies. The explanation is attached now. Thank you, - Buyer-01/06/2026 <br> Counter-No explanation is attached. - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Please see attached explanation from UW Mgmt to clear this finding. - Seller-01/05/2026 <br> Open-The appraisal report lists the property value as $XXX, while Final Closing Disclosure reflects it as $XXX. - Due Diligence Vendor-11/18/2025 | Ready for Review-Please see attached explanation from UW Mgmt to clear this finding. - Seller-01/05/2026<br>| Resolved-The lesser of the most recent list price was used to determine loan-to-value for cash-out transaction. - Due Diligence Vendor-01/06/2026<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 75%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | XXX - XXX - Explanation.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 6518460078 |  | C B A | Closed | FCRE7879 | 2025-11-18 17:22 | 2026-01-05 16:40 | Resolved | 1 - Information B A | Credit | Data | Final 1008 Qualifying LTV Variance | Resolved-Lender LOX received - LTV based on Purchase Price of $XXX. - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please see explanation from UW Mgmt to clear this finding. - Seller-01/05/2026 <br> Open-The LTV variance is due to a discrepancy in the appraised value. The appraisal report lists the property value as $XXX, while Form 1008 reflects it as $XXX. - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. Please see explanation from UW Mgmt to clear this finding. - Seller-01/05/2026<br>| Resolved-Lender LOX received - LTV based on Purchase Price of $XXX. - Due Diligence Vendor-01/05/2026 | LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 75%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | XXX - XXX - Explanation.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 6518460078 |  | C B A | Closed | FCRE1197 | 2025-11-18 17:13 | 2025-11-21 11:31 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-Audited FICO of XXX is less than Guideline FICO of 700 Exception approval provided for Credit Score of XXX does not meet minimum of 700 for First time investor.<br> - Due Diligence Vendor-11/18/2025 |  | Waived-Audited FICO of XXX is less than Guideline FICO of 700 Exception approval provided for Credit Score of XXX does not meet minimum of 700 for First time investor.<br> - Due Diligence Vendor-11/18/2025 | LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 75%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months | Reserves exceed XXX months from the cash-out net proceeds |  | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | Originator Pre-Close | Yes |
| XXX | 9593537123 |  | D A | Closed | FCRE1440 | 2025-12-07 09:07 | 2026-01-05 17:00 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Lender LOX received - file documentation supports primary residence address. - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. We have verified the borrower's primary residence. UW reserves the right to request additional information. VOR for primary residence is not required. - Buyer-01/05/2026 <br> Open-Housing History Does Not Meet Guideline Requirements Missing primary housing history. Borrower renting at primary residence $XXX/month. - Due Diligence Vendor-12/07/2025 |  | Resolved-Lender LOX received - file documentation supports primary residence address. - Due Diligence Vendor-01/05/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700 |  | XXX.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 9593537123 |  | D A | Closed | FCRE1152 | 2025-12-05 10:02 | 2026-01-02 09:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Received evidence of property tax calculation. - Due Diligence Vendor-01/02/2026 <br> Ready for Review-Document Uploaded. XXX% of tax rate used to qualify<br> XXX x XXX% = XXX/XXX=XXX - Buyer-01/02/2026 <br> Open-Missing Evidence of Property Tax Property is a purchase of a newly built home, tax certificate in file is based on vacant land, and there is no documentation in the loan file how the estimated property tax was derived. - Due Diligence Vendor-12/07/2025 |  | Resolved-Received evidence of property tax calculation. - Due Diligence Vendor-01/02/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700 |  | tax rate XXX percent sales price used.jpg | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 5876086300 |  | D B A | Closed | FCRE1204 | 2025-12-23 13:05 | 2026-01-16 16:13 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received Cleared fraud report reflecting explanation for clearance of high alert items. - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/16/2026 <br> Open-Fraud Report Shows Uncleared Alerts Fraud report shows potential ownership interest in the following two properties for XXX. 1) XXX; 2) XXX. Missing documentation to support ownership interest. - Due Diligence Vendor-12/26/2025 |  | Resolved-Received Cleared fraud report reflecting explanation for clearance of high alert items. - Due Diligence Vendor-01/16/2026<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 75%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 680 |  | XXX.pdf<br> XXX.pdf<br> XXX.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 5876086300 |  | D B A | Closed | FCRE7347 | 2025-12-26 09:33 | 2026-01-16 11:35 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Missing Lease Agreement | Waived-Upon additional review, Client elects to waive with Comp Factors. - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/16/2026 <br> Open-Lease agreement in file for XXX for primary residence at XXX shows Landlord of XXX XXX with term beginning XXX. Lease continues month to month until terminated by either party. The lease is contradictory to the rent free letter provided for the same address from XXX XXX (not a party to the lease agreement). Missing documentation to support repayment history for XXX at primary residence. - Due Diligence Vendor-12/26/2025 |  | Waived-Upon additional review, Client elects to waive with Comp Factors. - Due Diligence Vendor-01/16/2026<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 75%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 680 | 1) XXX% LTV is less than 75% maximum<br> 2) XXX months of Reserves are greater than 3 month minimum | Underwriting Exception History (XXX).pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | Originator Post-Close | Yes |
| XXX | 4812727658 |  | C A | Closed | FCRE1253 | 2025-12-27 15:42 | 2026-01-08 16:10 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Received property tax calculation. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/07/2026 <br>Open-Missing documentation to support subject property taxes as real property due to recent construction. Tax sheet provided is based on unimproved/vacant land. - Due Diligence Vendor-12/27/2025 |  | Resolved-Received property tax calculation. - Due Diligence Vendor-01/08/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720 |  | XXX - Tax Bill.pdf<br> XXX - Explanation.pdf | ATR/QM: Exempt | ATR/QM: Not Applicable | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 1757153391 |  | D A | Closed | FCRE1158 | 2025-12-23 14:01 | 2026-01-13 10:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Received HOI policy reflecting Mortgagee. - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Document Uploaded. Please see the attached insurance policy listing XXX as the lender and mortgagee. - Buyer-01/13/2026 <br> Open-Hazard Insurance Policy Partially Provided Mortgagee clause not listed on the HOI Policy - Due Diligence Vendor-12/23/2025 |  | Resolved-Received HOI policy reflecting Mortgagee. - Due Diligence Vendor-01/13/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | XXX HOI.pdf<br> XXX Mortgagee.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 7330422923 |  | D A | Closed | FCOM1003 | 2025-12-16 11:18 | 2026-01-13 08:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | Grant/Warranty Deed is missing | Resolved-Received Corrective Warranty Deed and Corrective Mortgage reflecting matching Vesting. - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Document Uploaded. Corrective DOT was already sent for recordation. Please see attached to clear this finding, thank you - Buyer-01/12/2026 <br> Open-Warranty Deed is in file, however, Vesting does not match what's reflected on the Mortgage in file. Mortgage in file reflects Vesting as "XXX and XXX, husband and wife," and Warranty Deed in file reflects Vesting as "XXX and XXX, husband and wife." - Due Diligence Vendor-12/16/2025 |  | Resolved-Received Corrective Warranty Deed and Corrective Mortgage reflecting matching Vesting. - Due Diligence Vendor-01/13/2026<br>| Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | Corrective DOT - XXX.pdf<br> Corrective DEED - XXX.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 2707468207 |  | D A | Closed | FCRE1254 | 2025-12-28 22:58 | 2026-01-15 16:24 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Received Cleared final title policy. - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please see the attached final title policy, which confirms that this item was cleared, as it was replaced by our lien and paid off as part of this transaction. - Buyer-01/15/2026 <br> Open-Property Title Issue Missing EXECUTED COPY OF REVOLVING CREDIT/EQUITY LINE ACCOUNT TERMINATION REQUEST SIGNED AND DATED BY ALL BORROWERS for XXX to XXX XXX Instrument Number XXX Book XXX page XXX - Due Diligence Vendor-12/29/2025 |  | Resolved-Received Cleared final title policy. - Due Diligence Vendor-01/15/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 9 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 680 |  | XXX_XXX.PDF | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 2707468207 |  | D A | Closed | FCRE1157 | 2025-12-24 11:14 | 2026-01-13 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Document Uploaded. - Buyer-01/13/2026 <br>Resolved-Received email confirmation from agent of annual premium. - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Document Uploaded. Please see the attached insurance policy, which is included with the email that lists the policy premium. - Buyer-01/13/2026 <br>Open-Missing Hazard Insurance Policy Hazard Insurance Policy submitted is missing Policy Premium. Subject to recalculation of DSCR Ratio. - Due Diligence Vendor-12/29/2025 |  | Resolved-Document Uploaded. - Buyer-01/13/2026 <br>Resolved-Received email confirmation from agent of annual premium. - Due Diligence Vendor-01/13/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 9 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 680 |  | MergedDocument.pdf<br>Evidence_Of_Commercial_Property_Insurance__1_.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 1457408582 |  | C A | Closed | FCRE1254 | 2025-12-17 21:34 | 2026-01-07 14:59 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Lender commentary received - Non-Identity Affidavit is sufficient documentation. - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Non-Identity Affidavit Confirmation<br> The recorded Non-Identity Affidavit executed by the borrower, XXX, confirms that the borrower is not the same individual as the parties identified in items 9 through 12. In the affidavit, the borrower swears under oath that he is not the debtor named in the referenced judgments and liens, including those recorded against individuals identified as XXX, XXX, and XXX. The affidavit specifically lists each of the judgments and liens referenced in items 9–12 and affirmatively states that the borrower is not the person against whom those judgments were entered. The affidavit further establishes the borrower's identity through property ownership, personal knowledge of the facts, and inclusion of the borrower's date of birth, thereby distinguishing him from the judgment debtors. Accordingly, the Non-Identity Affidavit satisfies the requirement for proof that the borrower is not the same party listed in items 9 through 12, and confirms that the referenced judgments do not pertain to the borrower. - Buyer-01/07/2026 <br> Counter-Received Non-Identity Affidavit, however question 3 is incomplete. Still missing documentation to support the full release of Judgement items #9-12 (section B #I) reflected on the title will not be on the final policy. - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. Please see the Attached please find the recorded Non-ID Affidavit. - Buyer-01/06/2026 <br> Open-Property Title Issue Missing documentation to support the full release of Judgement items #9-12 (section B #I) reflected on the title will not be on the final policy. - Due Diligence Vendor-12/18/2025 |  | Resolved-Lender commentary received - Non-Identity Affidavit is sufficient documentation. - Due Diligence Vendor-01/07/2026<br>| Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700<br> LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 4 months |  | XXX Aff 2 - recorded.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 6626575786 |  | C A | Closed | FCRE1204 | 2025-12-19 12:22 | 2026-01-08 09:53 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Lender commentary and LOX received. - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. his rebuttal addresses the fraud report finding stating that "uncleared alerts are missing documentation to support lender addressed outstanding high impact item for potential non-arm's length transaction." The version of the fraud report contained in the eFolder reflects no variances. The variance snippet referenced in the finding is not supported by the final report and is therefore invalid. Additionally, the cited variance is based on an incorrect assumption of a relationship between parties due solely to the presence of the name "XXX." This conclusion is erroneous. The term "XXX" appears as part of the insurance agent's business name and also as the neighborhood/city name associated with the subject property. This similarity does not indicate any personal, business, or financial relationship between the parties. Furthermore, the subject property is a single-family residence (SFR) and not a condominium or PUD, as implied by the variance. "XXX" refers only to the geographic location of the property and not to a project, development, or entity that would suggest a non-arm's length transaction.<br>Based on the above, the alleged fraud alert is unfounded, unsupported by the final fraud report, and based on a false correlation derived from a common geographic name. No documentation is missing, and no non-arm's length transaction exists. The finding should be cleared accordingly. Please let me know if any additional clarification is required. - Buyer-01/08/2026 <br> Open-Fraud Report Shows Uncleared Alerts Missing documentation to support lender addressed outstanding high impact item for potential non-arms length transaction. - Due Diligence Vendor-12/24/2025 |  | Resolved-Lender commentary and LOX received. - Due Diligence Vendor-01/08/2026<br>| Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700 |  | XXX fraud report rebuttal.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 6320494708 |  | D A | Closed | FCRE1468 | 2026-01-09 15:51 | 2026-02-03 16:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Asset 2 Missing | Resolved-Received asset statement for XXX Acct XXX. - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Document Uploaded. Please see the attached statement for XXX Acct XXX - Buyer-02/03/2026 <br> Open-Asset 2 Missing Missing most recent statement for XXX Acct XXX. Excluding the balance of $XXX (per URLA) results in short to close in the amount of $- Due Diligence Vendor-01/11/2026 |  | Resolved-Received asset statement for XXX Acct XXX. - Due Diligence Vendor-02/03/2026 | Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700 |  | XXX xxXXX XXX- XXX.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 2978659825 |  | C A | Closed | FVAL9739 | 2026-01-12 20:06 | 2026-02-23 16:07 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Lender clarification received - septic inspection not required. - Due Diligence Vendor-02/23/2026 <br>Ready for Review-This is not something we would require. We do have the addendum to the contract creating a contingency. Contracts are often contingent upon inspections as negotiated at the time the offer is accepted, and we do not obtain the actual inspections (if one even took place) unless a property issue is noted in the appraisal report or in a "repair addendum". This is merely a right of the buyer to obtain such an inspection if they desire and back out of the contract if the findings are unacceptable to them.&nbsp;&nbsp;&nbsp;&nbsp; - Buyer-02/23/2026 <br>Open-Missing copy of septic inspection report/clearance per purchase contract contingency. - Due Diligence Vendor-01/13/2026 |  | Resolved-Lender clarification received - septic inspection not required. - Due Diligence Vendor-02/23/2026<br>| Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700 |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 2978659825 |  | C A | Closed | FCRE1479 | 2026-01-12 19:56 | 2026-02-19 09:55 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Received source of large deposit. - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Document Uploaded. The source of funds is from the sale of other real estate owned - copy of closing disclosure attached above. Please clear at your earliest convenience. - Buyer-02/18/2026 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Missing source of the $XXX transfer dated XXX reflected in the online transaction history for XXX xxXXX account. Full statement provided with end date of XXX shows ending balance of $XXX. Subject to re-calculation of assets/reserves upon receipt. - Due Diligence Vendor-01/13/2026 |  | Resolved-Received source of large deposit. - Due Diligence Vendor-02/19/2026<br>| Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700 |  | XXX Closing Disclosure - SOF to close.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 9166630253 |  | C B A | Closed | FCRE1204 | 2025-12-26 14:53 | 2026-02-17 14:38 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received Lender commentary and cleared fraud report. - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. The underwriter uploaded evidence of the high-risk alerts being cleared - see report attached above. Also, the only two high risk alerts on the original report were false alerts that appear frequently on Entity borrower loans due to lack of SSN and multiple loans to same parties. Please clear at your earliest convenience. - Seller-02/17/2026 <br> Counter-Received 1 page of fraud report alert clearance. Page reflects 7 alerts cleared, however only 1 alert is present on the page. Still missing evidence high alert items on fraud report have been cleared. - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Document Uploaded. Please see high impact alert has been cleared - Buyer-01/16/2026 <br> Counter-Received fraud report for incorrect borrower and property address. - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. High impact variances have been cleared. Low impacts are not required to be cleared by the UW. Please see cleared report. - Seller-01/14/2026 <br> Open-Fraud Report Shows Uncleared Alerts Missing documentation to support lender addressed the high impact items reflected on the fraud report. - Due Diligence Vendor-12/30/2025 | Ready for Review-Document Uploaded. The underwriter uploaded evidence of the high-risk alerts being cleared - see report attached above. Also, the only two high risk alerts on the original report were false alerts that appear frequently on Entity borrower loans due to lack of SSN and multiple loans to same parties. Please clear at your earliest convenience. - Seller-02/17/2026 <br> Ready for Review-Document Uploaded. High impact variances have been cleared. Low impacts are not required to be cleared by the UW. Please see cleared report. - Seller-01/14/2026 | Resolved-Received Lender commentary and cleared fraud report. - Due Diligence Vendor-02/17/2026<br>| Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 640<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | Alerts Cleared.pdf<br> Cleared Fraud Guard - XXX.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 9166630253 |  | C B A | Closed | FCRE1479 | 2026-01-02 20:03 | 2026-02-17 10:47 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Received supporting documentation of ownership of XXX. - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. Gift funds removed updated URLA attached<br> LLC ownership attached - Buyer-02/13/2026 <br> Counter-Received screenshot of accounts used to qualify, however applicable asset statements are not provided. Additionally, screenshot reflects Gift funds, however file does not include Gift Fund supporting documentation. Also missing updated URLA with accounts used to qualify. If using XXX account #XXX to qualify, missing evidence of the percentage of ownership of XXX. - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. I do not see that we are using XXX xxXXX account to qualify. Please see assets used/ XXX XXX & XXX XXX are the only two XXX accounts used to qualify. Please see screen shot uploaded, thank you. - Buyer-01/14/2026 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Missing evidence of the percentage of ownership of XXX, the accountholder of the Business assets XXX xxXXX being used to qualify as funds to close and reserves per guidelines. - Due Diligence Vendor-01/03/2026 |  | Resolved-Received supporting documentation of ownership of XXX. - Due Diligence Vendor-02/17/2026 | Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 640<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | Screenshot XXX XXX.jpg<br> XXX.pdf<br> Updated URLA.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | N/A | N/A |
| XXX | 9166630253 |  | C B A | Closed | FCRE3599 | 2025-12-30 15:03 | 2025-12-30 15:03 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Exception approved for XXX exposure exceeding a maximum of 10 loans for an individual borrower. Subject transaction will be the 23rd property financed by XXX. Current exposure is at just over $XXX. The addition of this loan will leave exposure at just over $XXX. - Due Diligence Vendor-12/30/2025 |  | Waived-Exception approved for XXX exposure exceeding a maximum of XXX loans for an individual borrower. Subject transaction will be the XXX property financed by XXX. Current exposure is at just over $XXX. The addition of this loan will leave exposure at just over $XXX. - Due Diligence Vendor-12/30/2025 | Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 640<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months | Experienced investor; DSCR above XXX; Primary residence mortgage at 0x30 for XXX months; Excess reserves at over XXX months where 3 months are required. |  | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Purchase | NA | Originator Pre-Close | Yes |
| XXX | 2612369333 |  | C B A | Closed | FCRE1166 | 2026-02-03 11:13 | 2026-02-17 13:02 | Resolved | 1 - Information A | Credit | Insurance | Hazard Insurance Coverage is less than all Subject Lien(s) | Resolved-Supporting documentation received. - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. The subject property is a townhome - we have a master policy to cover the outside of the property by the HOA and the $XXX coverage is contents. I have attached a copy of the updated townhome/HOA policy. Please clear at your earliest convenience. - Buyer-02/17/2026 <br> Open-Hazard Insurance Coverage Amount of $XXX is less than Total Amount of Subject Lien(s) of $XXX Missing an active hazard insurance policy, with sufficient coverage equal to or greater than the loan amount or carrier to provide Guaranteed Replacement Cost Endorsement as reflected Per guideline requirement. - Due Diligence Vendor-02/04/2026 |  | Resolved-Supporting documentation received. - Due Diligence Vendor-02/17/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months.<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 700.<br> DSCR ratio greater than guideline requirement - Calculated DSCR XXX, minimum DSCR per guidelines is 1. |  | XXX insurance - XXX.pdf<br> XXX Master HOI policy.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A |
| XXX | 2612369333 |  | C B A | Closed | FCRE1203 | 2026-02-04 15:53 | 2026-02-17 11:14 | Waived | 2 - Non-Material C B | Credit | Eligibility | Potential Fraud Reflected on Fraud Report | Waived-Upon additional review, Client elects to waive with Comp Factors. - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. Please see the attached exception - Buyer-02/17/2026 <br> Open-Potential Fraud Reflected on Fraud Report Maximum Exposure $XXX million with a maximum of XXX loans for each individual borrower. Borrower/Guarantor currently has XXX loans with lender an exposure of $XXX. The fraud report reflects an exception has been granted for total exposure. Missing exception for total exposure in loan file. - Due Diligence Vendor-02/04/2026 | 1) XXX FICO is greater than 700 minimum<br> 2) XXX months of Reserves are greater than 3 month minimum<br> 3) Experienced Investor - 02/17/2026 <br>| Waived-Upon additional review, Client elects to waive with Comp Factors. - Due Diligence Vendor-02/17/2026<br>| Months Reserves exceed minimum required - 255.21 months reserves, minimum reserves required per guidelines is 3 months.<br> Credit Score greater than minimum FICO - 774 credit score is 74 points above the minimum FICO per guidelines of 700.<br> DSCR ratio greater than guideline requirement - Calculated DSCR XXX, minimum DSCR per guidelines is 1. |  | XXX Exception.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes |
| XXX | 5598979317 |  | D A | Closed | FCRE7347 | 2026-01-17 11:44 | 2026-02-11 16:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Guideline clarification received. - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. Please see this letter there will be no lease - Buyer-02/10/2026 <br>Open-Missing copy of fully executed lease. Subject is cash out refinance. Guidelines require copy of lease dated prior to closing date. - Due Diligence Vendor-01/17/2026 |  | Resolved-Guideline clarification received. - Due Diligence Vendor-02/11/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720 |  | Processor Cert- rent.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 7900845520 |  | C B A | Closed | FCRE1254 | 2026-01-16 14:12 | 2026-02-11 10:37 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Received Clear title policy reflecting removal of items #12 and #13. - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. In reviewing the last updated commitment that was done 1.13.26, those items were not referenced. I have attached the last updated commitment we had done. - Buyer-02/11/2026 <br>Open-Property Title Issue Missing documentation to support title items #12 (Notice of recoupment lien) and #13 (Notice of Occupational tax lien) are satisfied/released. - Due Diligence Vendor-01/16/2026 |  | Resolved-Received Clear title policy reflecting removal of items #12 and #13. - Due Diligence Vendor-02/11/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 640 |  | XXX title XXX.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 7900845520 |  | C B A | Closed | FCRE1676 | 2026-01-16 14:08 | 2026-01-16 14:11 | Waived | 2 - Non-Material B | Credit | Missing Doc - Credit | Credit General | Waived-Exception approval received for minimum of XXX tradelines rated for XXX months/ 2 trade lines for 24 months not met. - Due Diligence Vendor-01/16/2026 |  | Waived-Exception approval received for minimum of XXX tradelines rated for XXX months/ 2 trade lines for 24 months not met. - Due Diligence Vendor-01/16/2026 | Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 640 | DSCR > 1<br> Reserves > XXX months<br> Primary residence free and clear |  | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | Originator Pre-Close | Yes |
| XXX | 8080825741 |  | D A | Closed | FCRE1152 | 2025-12-23 16:12 | 2026-02-09 16:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Received property tax calculation. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Tax is $XXX yr. <br> Estimated cost new from the appraisal $XXX.00<br> x XXX tax rate of XXX = $XXX Yr / 12 = $XXX<br> annual tax amount of XXX was used to qualify, $XXX monthly. <br> This amount matched the CD signed at closing.<br> - Buyer-02/09/2026 <br> Counter-Received tax cert, however amount appears to be unimproved amount. Missing tax calculation for taxes collected on Final Closing Disclosure in the amount of $XXX monthly. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please find tax bill from online, thank you - Buyer-02/03/2026 <br> Counter-Received title tax information sheet, however it is not for the subject property address. Still missing documentation to support subject property taxes as real property due to recent construction. Tax sheet provided is based on unimproved/vacant land. - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Please see appraisal, this is not newly improved land. - Buyer-01/12/2026 <br> Open-Missing Evidence of Property Tax Missing documentation to support subject property taxes as real property due to recent construction. Tax sheet provided is based on unimproved/vacant land. - Due Diligence Vendor-12/26/2025 |  | Resolved-Received property tax calculation. - Due Diligence Vendor-02/09/2026<br>| Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720<br> LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80% |  | Updated 1008.pdf<br> XXX property tax rate.pdf<br> Appraisal est cost new.jpg | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 2543871251 |  | C A | Closed | FCRE1253 | 2026-01-15 09:53 | 2026-02-10 16:02 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Received property tax cert. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Document Uploaded. Based on the tax certificate, the first half of the year property taxes for this property total $XXX. When prorated over six months, this equals $XXX per month ($XXX ÷ 6) - Buyer-02/09/2026 <br> Open-Missing Property Tax Cert - Due Diligence Vendor-01/15/2026 |  | Resolved-Received property tax cert. - Due Diligence Vendor-02/10/2026<br>| Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 680<br> LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 9 months |  | tax.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 2543871251 |  | C A | Closed | FCRE6873 | 2026-01-15 17:10 | 2026-02-10 09:26 | Resolved | 1 - Information C A | Credit | Borrower | Fraud alert is present on the credit report | Resolved-Received Cleared fraud report reflecting explanation for clearance of high alerts. - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Document Uploaded. Please see the attached fraud report with cleared comments. Please clear. - Buyer-02/09/2026 <br>Open- - Due Diligence Vendor-01/15/2026 |  | Resolved-Received Cleared fraud report reflecting explanation for clearance of high alerts. - Due Diligence Vendor-02/10/2026<br>| Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 680<br> LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 9 months |  | XXX.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 3192376533 |  | D A | Closed | FCRE1152 | 2026-01-15 10:03 | 2026-02-10 16:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Received property tax cert. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Based on the tax certificate, the first half of the year property taxes for this property total $XXX. When prorated over six months, this equals $XXX per month ($XXX ÷ 6) - Buyer-02/09/2026 <br> Open-Missing Evidence of Property Tax - Due Diligence Vendor-01/15/2026 |  | Resolved-Received property tax cert. - Due Diligence Vendor-02/10/2026<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 9 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720 |  | tax bill for XXX.pdf | ATR/QM: Exempt | ATR/QM: Not Applicable | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 3192376533 |  | D A | Closed | FCRE6873 | 2026-01-15 20:24 | 2026-02-10 09:28 | Resolved | 1 - Information C A | Credit | Borrower | Fraud alert is present on the credit report | Resolved-Received Cleared fraud report reflecting explanations for clearance of high alert items. - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Document Uploaded. Please see the clear fraud report with comments from the underwriter. - Buyer-02/09/2026 <br>Open- - Due Diligence Vendor-01/16/2026 |  | Resolved-Received Cleared fraud report reflecting explanations for clearance of high alert items. - Due Diligence Vendor-02/10/2026<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80%<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 9 months<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720 |  | XXX.pdf | ATR/QM: Exempt | ATR/QM: Not Applicable | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 3459385294 |  | C A | Closed | FCRE1634 | 2026-01-20 17:14 | 2026-02-18 16:05 | Resolved | 1 - Information C A | Credit | Eligibility | LTV/CLTV/HLTV Do Not Meet Guideline Requirements | Resolved-Received lender guideline clarification for determination of LTV in lieu of Delayed Financing calculation. - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Document Uploaded. With our DSCR program, we use the following loan to value guidelines: 14.2.3 GENERAL REFINANCE REQUIREMENTS 14.2.3.1 DETERMINING LOAN-TO-VALUE<br> The following standards apply to refinance transactions under DSCR:<br> Ÿ If the property was acquired ≥ 6 months from note date, the appraised value may be used to determine loan-to-value.<br> Ÿ If the property was acquired < 6 months from note date, the lesser of the current appraised<br> value or the previous purchase price plus documented improvements (if any) must be used.<br> The purchase settlement statement and any invoices for materials/labor will be required.<br> Ÿ If the property was acquired < 6 months from note date and the property was subsequently<br> renovated, the appraised value can be used, subject to the below requirements:<br> o Provide original listing photos and/or original appraisal from purchase illustrating<br> property condition prior to renovation.<br> o Full appraisal required reflecting improvements made since purchase.<br> o Value must be supported by a XXX CDA or XXX Collateral Underwriter/<br> XXX Loan Collateral Advisor Review with a score of 2.5 or less (must include a copy of the Submission Summary Report).<br>The 2nd bullet point was used to determine LTV - we also have a copy of the closing disclosure from the original purchase XXX - see attached above. We used the lower of the previous purchase price or the appraisal to determine LTV. Please clear at your earliest convenience.<br> - Buyer-02/18/2026 <br> Open-LTV/CLTV/HLTV Do Not Meet Guideline Requirements Subject appears to be Delayed financing based on subject purchase date of XXX and initial application date of XXX. Missing confirmation, the original transaction was an arm's-length transaction, The original purchase contract, original appraisal for the purchase of the property and the source of the funds used for purchase documents (gift funds may not be included). - Due Diligence Vendor-01/21/2026 |  | Resolved-Received lender guideline clarification for determination of LTV in lieu of Delayed Financing calculation. - Due Diligence Vendor-02/18/2026<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 80%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 720<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3 months |  | XXX Closing Disclosure.pdf | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 4578055877 |  | C A | Closed | FCRE1254 | 2026-01-13 16:01 | 2026-02-06 10:02 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Received title commitment reflecting signature of authorized signatory. - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. Please see the attached title commitment - Buyer-02/06/2026 <br>Open-Property Title Issue Missing supplemental title or updated tile report signed by and authorized signatory. - Due Diligence Vendor-01/13/2026 |  | Resolved-Received title commitment reflecting signature of authorized signatory. - Due Diligence Vendor-02/06/2026<br>| DSCR ratio greater than guideline requirement - Calculated DSCR XXX, minimum DSCR per guidelines is 1.<br> Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is 3months.<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 680 |  | XXX - Commitment Update.PDF | ATR/QM: Exempt | ATR/QM: Exempt | XXX | XXX | XXX | Refinance | No Cash Out - Borrower Initiated | N/A | N/A |

---

## Exhibit 99.22

**Exhibit 99.22**

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| TPR Firm: | ![](ex99-22_001.jpg) | Report Date: | 3/17/2026 |  |  |  |  |  |  |  |  |
| Client Name: | RCF III TRS, LLC | Report: | Rating Agency Grades |  |  |  |  |  |  |  |  |
| Deal Name: | DRMT 2026-INV2 | Loans in report: | 43 |  |  |  |  |  |  |  |  |
|  |  |  |  | **INITIAL CREDIT GRADES** | **INITIAL COMPLIANCE GRADES** | **INITIAL PROPERTY GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT GRADES** | **FINAL COMPLIANCE GRADES** | **FINAL PROPERTY GRADES** | **FINAL OVERALL LOAN GRADES** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| XXX | 7106020093 |  |  | XXX B A C |
| XXX | 6598722723 |  |  | XXX D A |
| XXX | 1164944357 |  |  | XXX B A |
| XXX | 6955611298 |  |  | XXX C D A |
| XXX | 2315511030 |  |  | XXX A |
| XXX | 8227981597 |  |  | XXX C D A B |
| XXX | 2334395464 |  |  | XXX C A |
| XXX | 6518460078 |  |  | XXX C A B |
| XXX | 5371788507 |  |  | XXX A |
| XXX | 4901378359 |  |  | XXX A |
| XXX | 9593537123 |  |  | XXX D A |
| XXX | 5020625556 |  |  | XXX A |
| XXX | 5876086300 |  |  | XXX D A B |
| XXX | 4812727658 |  |  | XXX C A |
| XXX | 1757153391 |  |  | XXX D A |
| XXX | 3974244336 |  |  | XXX A |
| XXX | 7330422923 |  |  | XXX A D |
| XXX | 2707468207 |  |  | XXX D A |
| XXX | 2843854301 |  |  | XXX A |
| XXX | 1457408582 |  |  | XXX C A |
| XXX | 6626575786 |  |  | XXX C A |
| XXX | 1511304873 |  |  | XXX A |
| XXX | 6280519085 |  |  | XXX A |
| XXX | 8452930917 |  |  | XXX A |
| XXX | 1911067827 |  |  | XXX A |
| XXX | 4532803840 |  |  | XXX A |
| XXX | 6320494708 |  |  | XXX D A |
| XXX | 2978659825 |  |  | XXX C A |
| XXX | 8857046532 |  |  | XXX A |
| XXX | 9166630253 |  |  | XXX C A B |
| XXX | 2612369333 |  |  | XXX C A B |
| XXX | 5598979317 |  |  | XXX D A |
| XXX | 7900845520 |  |  | XXX C A B |
| XXX | 8080825741 |  |  | XXX D A |
| XXX | 2527125874 |  |  | XXX D A |
| XXX | 6430601335 |  |  | XXX D A |
| XXX | 3781775372 |  |  | XXX A |
| XXX | 2543871251 |  |  | XXX C A |
| XXX | 3192376533 |  |  | XXX D A |
| XXX | 7348561532 |  |  | XXX A |
| XXX | 9366823493 |  |  | XXX A |
| XXX | 3459385294 |  |  | XXX C A |
| XXX | 4578055877 |  |  | XXX C A |

---

## Exhibit 99.23

**Exhibit 99.23**

---

| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99-23_001.jpg) | Report Date: | 3/17/2026 |
| Client Name: | RCF III TRS, LLC | Report: | Final Tape Compare |
| Deal Name: | DRMT 2026-INV2 | Loans in report: | 43 |

---

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **System Source** | **Reviewer Data** | **Tape Data** |
| XXX | 7106020093 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |
| XXX | 1164944357 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |
| XXX | 4901378359 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |
| XXX | 4812727658 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |
| XXX | 2707468207 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Attached |
| XXX | 1457408582 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |
| XXX | 4532803840 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |
| XXX | 6320494708 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |
| XXX | 2612369333 |  |  | XXX | Property Type | propertyValuationPage | Single Family Detached | Attached |
| XXX | 2527125874 |  |  | XXX | Property Type | propertyValuationPage | Single Family Detached | Attached |
| XXX | 7348561532 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |
| XXX | 9366823493 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |
| XXX | 4578055877 |  |  | XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |

---

## Exhibit 99.24

**Exhibit 99.24**

---

| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99-24_001.jpg) | Report Date: | 3/17/2026 |
| Client Name: | RCF III TRS, LLC | Report: | QM ATR |
| Deal Name: | DRMT 2026-INV2 | Loans in report: | 43 |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXX | 7106020093 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 6598722723 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | Yes | Yes | N/A | N/A | Yes | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 1164944357 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | Yes | Yes | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 6955611298 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | Yes | N/A | N/A | Yes | Yes | N/A | N/A | N/A | Yes | N/A |  |  |  | No |  | Yes | Present |
| XXX | 2315511030 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 8227981597 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 2334395464 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | Yes | Yes | Yes | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 6518460078 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 5371788507 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No | No | Yes | Present |
| XXX | 4901378359 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | Yes | Yes | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 9593537123 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | Yes | Yes | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 5020625556 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A |  | Yes | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 5876086300 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | N/A |  |  |  | No | No | Yes | Present |
| XXX | 4812727658 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Not Applicable | Yes |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 1757153391 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 3974244336 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 7330422923 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 2707468207 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 2843854301 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | Yes | N/A | N/A | Yes | Yes | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 1457408582 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No | No | Yes | Present |
| XXX | 6626575786 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No | No | Yes | Present |
| XXX | 1511304873 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Not Applicable | Yes |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 6280519085 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No | No | Yes | Present |
| XXX | 8452930917 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 1911067827 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 4532803840 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | Yes | Yes | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 6320494708 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 2978659825 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | Yes | Yes | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 8857046532 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 9166630253 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 2612369333 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 5598979317 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 7900845520 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 8080825741 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 2527125874 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  | No |  | Yes | N/A |
| XXX | 6430601335 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 3781775372 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 2543871251 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 3192376533 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Not Applicable | Yes |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 7348561532 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 9366823493 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 3459385294 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |
| XXX | 4578055877 |  |  | XXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  | No |  | Yes | Present |

---

## Exhibit 99.25

**Exhibit 99.25**

---

| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99-25_001.jpg) | Report Date: | 3/17/2026 |
| Client Name: | RCF III TRS, LLC | Report: | Business Purpose Supplement |
| Deal Name: | DRMT 2026-INV2 | Loans in report: | 43 |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| XXX | 7106020093 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 6598722723 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 2 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 1164944357 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 2 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 6955611298 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 24 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 2 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 2315511030 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 8227981597 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 2334395464 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX | 24 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 6518460078 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 24 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 5371788507 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 4901378359 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 9593537123 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 5020625556 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 5876086300 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 4812727658 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 1757153391 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 3974244336 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 7330422923 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 2707468207 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 2843854301 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 1457408582 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 6626575786 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 1511304873 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 6280519085 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 8452930917 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 1911067827 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 2 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 4532803840 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX | 24 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 6320494708 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 2978659825 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 2 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 8857046532 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 5 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 9166630253 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 2612369333 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 14 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 5598979317 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 7900845520 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Appraisal - 1007 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 8080825741 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 2527125874 |  |  | XXX | XXX | Debt Service Coverage Ratio | N/A | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 6430601335 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 3781775372 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 2543871251 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 3 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 3192376533 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 3 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |
| XXX | 7348561532 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX | 1 | XXX | XXX | 1 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 9366823493 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 2 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 3459385294 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 |  |  |  |  | XXX | Actual In Place Rent | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | No | XXX |  | Vested Individual | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  | 0 |  | XXX |
| XXX | 4578055877 |  |  | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 |  |  |  |  | XXX | Appraisal - 1025 | No | XXX | XXX | XXX | XXX | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX | 12 | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | Limited Liability Corporation (LLC) | Business Entity | XXX | XXX |  | XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  | Yes | 0 | Full Recourse | XXX |

---

## Exhibit 99.26

**Exhibit 99.26**

---

| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99-26_001.jpg) | Report Date: | 3/17/2026 |
| Client Name: | RCF III TRS, LLC | Report: | Valuation Summary |
| Deal Name: | DRMT 2026-INV2 | Loans in report: | 43 |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXX | 7106020093 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 6598722723 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 1164944357 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 6955611298 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 2315511030 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 8227981597 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 2334395464 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 2.5 | XXX | Eligible |  | XXX |
| XXX | 6518460078 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 5371788507 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 2095 Exterior Only Inspection Coop Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 1 | XXX | Eligible | 1 | XXX |
| XXX | 4901378359 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 9593537123 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 5020625556 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 5876086300 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 2.5 | XXX | Eligible | 1 | XXX |
| XXX | 4812727658 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible | 0 | XXX |
| XXX | 1757153391 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 3974244336 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 7330422923 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 2707468207 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 2843854301 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 2.5 | XXX | Eligible |  | XXX |
| XXX | 1457408582 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 6626575786 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 2 | XXX | Eligible |  | XXX |
| XXX | 1511304873 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 2.5 | XXX | Eligible | 2.5 | XXX |
| XXX | 6280519085 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 8452930917 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 1911067827 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXXX | .0495 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 1 | XXX | Eligible | 1 | XXX |
| XXX | 4532803840 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 6320494708 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 2978659825 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 8857046532 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 9166630253 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 2612369333 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 5598979317 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 7900845520 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 8080825741 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible |  | XXX |
| XXX | 2527125874 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 2.5 | XXX | Eligible |  | XXX |
| XXX | 6430601335 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  | 2.5 | XXX |
| XXX | 3781775372 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 1 | XXX | Eligible | 1.7 | XXX |
| XXX | 2543871251 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible | 1 | XXX |
| XXX | 3192376533 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  | 1 | XXX |
| XXX | 7348561532 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 9366823493 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 3459385294 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  | 2 | XXX |
| XXX | 4578055877 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1025 Small Residential Income Report | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |

---

## Exhibit 99.27

**Exhibit 99.27**

![](ex99-27_001.jpg)

<br>FORWARD THINKING. SEAMLESS SOLUTIONS**.**<br>Executive Summary<br> DRMT 2026-INV2<br> Dated: March 16, 2026<br>

**290 S. Preston Road. \| Suite 370 \| Prosper, TX 75078**<br> **P: 888.892.1843** **\| evolvemortgageservices.com**<br>

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

**EXECUTIVE SUMMARY**

**Overview** 

Evolve Mortgage Services ("Evolve") performed certain due diligence services (the "Review") described below on loans backed by residential properties (the "Loans") originated by a lender and subsequently purchased by RCF III TRS, LLC, (together with its affiliates the "Client"). The Review was conducted via files imaged and provided by the client or its designee for review.

**Sample size of the assets reviewed.** 

The final population of the Review covered 1 loan, consisting of 1 Business Purpose loan, totaling an aggregate original principal balance of approximately $140,250.00. Evolve is not aware of the overall securitization population as other third-party review ("TPR") firms may have reviewed loans within the overall securitization loan population.

**Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for S&P Global Ratings ("S&P") and Kroll Bond Rating Agency, LLC (KBRA), the NRSROs identified in Item 3 of the ABS Due Diligence-15E.

**Quality or integrity of information or data about the assets: review and methodology.**

Evolve compared data provided by the Client and uploaded to the diligence system to the data found in the Loan file as captured during the Review. The data integrity review was completed versus data as provided at the time of initial diligence or subsequently updated. Not all data elements were provided to Evolve on every loan within the securitization population. This comparison, when data was available and applicable, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Property Street Address |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Property Zip |
| &nbsp;&nbsp;Index Type | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;QM Status |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Qualifying Credit Score |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;Qualifying DTI |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;Original Term | &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;Self-Employment Flag |

---

**<u>Scope of Review</u>**

**<u>Document Review</u>**

For each Loan, Evolve will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h)title/preliminary title, (i) mortgage/ deed of trust, G) note, (k) certificate of business purpose / non-owner occupancy, (1) articles of incorporation, if applicable, (m) operating agreement, (n) background check and (o) leases.

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 1\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

**<u>Credit Review</u>**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine if there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

***Credit Application***

 

For the Credit Application, Evolve will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

***Credit Report***

 

Evolve will verify (a) a credit report is present for each borrower/ guarantor, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

***Borrowing Entity***

 

Evolve will verify the borrowing entity, if not an individual, is properly documented. In addition, Evolve will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

***Property Income***

 

Evolve will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

 

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 2\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

***Valuation Review***

 

Evolve's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. Evolve's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, Evolve's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Evolve's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

***Asset Review***

 

Evolve will assess whether the asset documentation required by the guidelines is present in the file. Evolve will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

***Insurance***

Evolve will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 3\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

***Title***

Evolve will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower, and review the title commitment. Evolve will also review, as applicable, confirm that the final title policy, endorsements, lien position, type of ownership, and property tax review conform to the guidelines provided by Client.

***Fraud / Criminal Background***

To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, Evolve will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**<u>Limited Non-Owner Occupancy Certification Review</u>**

Evolve will review documentation present in the file to support the borrower claim that the property will be non-owner occupied.

Review procedures include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal reports are reviewed
in order to determine property type is consistent with underwritten type, as well as evaluated for evidence/indication of either owner
or tenant occupancy.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Final Form 1003/Loan application
is reviewed to ensure that the subject property listed is consistent with the subject property, and that the listed residence for the
Individual(s) is an address other than the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Certification of Non-Owner Occupancy
and Indemnity is reviewed for presence of a completed Primary Residence address, verified that that the handwritten Primary Residence
address differs from the subject property address, and is signed/dated as required.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The Primary Residence address(es)
listed are compared for consistency between the Final Form 1003/Loan application(s) and the Certification(s) of Non-Owner Occupancy and
Indemnity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review additional items for confirmation
of non-owner occupancy possibly including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o That the credit report address
is different than the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o There is a lease in place if
the loan is a refinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o There is landlord insurance on
the property

**<u>Debt Service Coverage Ratio (DSCR)</u>**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Calculate DSCR as required by
the guidelines

**<u>Data Collection</u>**

Evolve will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by Evolve. All material discrepancies will be noted.

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 4\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW**

The NRSROs criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in the Form ABS Due Diligence-15E.

**Compliance Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**S&P** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** |

---

**Credit Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**S&P** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** |

---

**Property Valuation Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**S&P** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 5\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

**Overall Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**S&P** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** |

---

**Data Results Summary**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**# Loans with Discrepancy** | &nbsp;&nbsp;**Total Time Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;QM Status | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |

---

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 6\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

**APPENDIX A**

**Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

 ****

Please be advised that Evolve did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Evolve are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Evolve is relying in reaching such findings.

Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by Evolve.

Evolve reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 7\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 8\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and <br> viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary Title;

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 9\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the enumerated tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Evolve reviewed the relevant documents in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing policies and procedures of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies and procedures, Evolve's review was limited to formal general statements of entity compliance provided by the loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

 i) determine if the creditor obtained proof of homeownership counseling in connection with a loan to a first time homebuyer that contains a negative amortization feature; <br> c) <u>Mandatory Arbitration Clauses (§1026.36):</u> <br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance; and

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 10\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

Evolve reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Evolve determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, Evolve notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, Evolve notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, Evolve reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Evolve reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Evolve then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 11\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, Evolve then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

Evolve reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, Evolve will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Evolve reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Evolve does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Evolve's review is based on information contained in the loan file at the time it is provided to Evolve to review, and only reflects information as of that point in time.

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 12\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

**(XI) FIRREA Review**

Evolve confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, Evolve reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, Evolve implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. Evolve worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While Evolve continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. Evolve has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per Evolve's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that Evolve has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by Evolve will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Evolve.

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 13\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

Evolve reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 14\|Page |

---

![](ex99-27_002.jpg)

Forward Thinking. Seamless Solutions.

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(XIII) Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the enumerated tests set forth herein.

---

| | | |
|:---|:---|:---|
| ![](ex99-27_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 15\|Page |

---

## Exhibit 99.28

**Exhibit 99.28**

---

| |
|:---|
| ![](ex99-28_001.jpg) |
| **Rating Agency Grades** |
| **Run Date - 03/16/2026 8:20:55 AM** |

---

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** |
| 1675823 | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |

---

## Exhibit 99.29

**Exhibit 99.29**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) | ![](ex99-29_001.jpg) |
| **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** |
| **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** | **Run Date - 03/16/2026 8:20:55 AM** |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **Exception** | **Exception Detail** | **Exception Information** | **Exception Remediation** | **Compensating Factors** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Exception Level Rating** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Overall Initial Loan Grade** | **Overall Final Loan Grade** | **Credit Initial Loan Grade** | **Credit Final Loan Grade** | **Compliance Initial Loan Grade** | **Compliance Final Loan Grade** | **Property Initial Loan Grade** | **Property Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |

---

## Exhibit 99.30

**Exhibit 99.30**

---

| |
|:---|
| ![](ex99-30_001.jpg) |
| **Valuation Report** |
| **Run Date - 03/16/2026 8:20:55 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | | |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Appraised Value** | **Value for LTV** | **Appraisal Date** | **Appraisal Type** | **Appraisal Company** | **Appraiser Name** | **Appraiser State License Number** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| 1675823 | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXX | Low Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.31

**Exhibit 99.31**

---

| |
|:---|
| ![](ex99-31_001.jpg) |
| **Data Compare** |
| **Run Date - 03/16/2026 8:20:55 AM** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| 1675823 | XXXXXXXXXXX | XXXXXXXXXXX | Note Date |  | XXXXXXXX | Verified |
| 1675823 | XXXXXXXXXXX | XXXXXXXXXXX | Prepayment Penalty Type |  | Hard | Verified |
| 1675823 | XXXXXXXXXXX | XXXXXXXXXXX | QM Status |  | Exempt | Verified |

---

## Exhibit 99.32

**Exhibit 99.32**

---

| |
|:---|
| ![](ex99-32_001.jpg) |
| **Business Purpose Data** |
| **Run Date - 03/16/2026 8:20:55 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Source for Property DTI Calculation** | **Short Term Rental** | **STR Source** | **STR Amount** | **Property DTI** | **Investor DTI** | **Value Used for DSCR Calc** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Is Lease Month To Month** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Actual Loss Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Months Reserves** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Personal Guarantee** | **Personal Guaranty Recourse Level** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Experian FICO** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Trans Union FICO** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Experian FICO** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Trans Union FICO** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Borrower Entity Type** | **Name of Borrowing Entity** | **Default Rate Clause** | **Default Rate** | **EIN Number** |
| 1675823 | XXXXXXXXXXX | XXXXXXXXXXX | XXXX | XXXX | XXXX | BPACC 30 YR FIXED 5 YEAR PPP STEP DN | 20250804 | Debt Service Coverage | Yes | No | $0.00 | $1400.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 1400 | 1.13 | 1.13 | $1240.72 |  |  |  | No |  |  | NO | $0.00 | $129.69 | $130.38 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 26 | 3 | US Citizen |  | 788 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXXXXX | XXXXX |  | US Citizen | Stated, Verified | 788 | 786 | 812 |  |  |  |  |  |  |  |  | Not Required |  | XX/XX/XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | $0.00 | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | Real Property Investor Strategies | TRUE | 18 | XXXX |

---

## Exhibit 99.33

**Exhibit 99.33**

---

| |
|:---|
| ![](ex99-33_001.jpg) |
| **QM ATR Data** |
| **Run Date - 03/16/2026 8:20:55 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Level ATR/QM Status** | **Verified Safe Harbor** | **Application Date Prior to 1/10/2014** | **Lender Application Date** | **GSE Eligible** | **CDFI Indicator** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower Foreign National Indicator** | **Borrower Residency Source** | **Co Borrower Foreign National Indicator** | **Co Borrower Residency Source** | **Residual Income to Qualify?** | **ATR/QM Residual Income** |
| 1675823 | XXXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | No |  |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |

---

## Exhibit 99.34

**Exhibit 99.34**

---

| | |
|:---|:---|
| ![](ex99-34_001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

**EXECUTIVE SUMMARY**

Third Party Due Diligence Review

**March 13, 2026**

***DRMT 2026-INV2***

Overview

Consolidated Analytics, Inc. a third-party due diligence provider, performed the review described below on behalf of its client, RCF III TRS, LLC (the "Client"). The review included a total of 10 business purpose, residential mortgage loans, in connection with the securitization identified as DRMT 2026-INV2 (the "Securitization"). The review began in November of 2025, and concluded in February of 2026.

Scope of Review

**Credit Review**

Consolidated Analytics performed a "Credit Review" to assess conformity with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;**(a)** **Credit Documentation:** A review of the documentation
underlying the credit decision was performed to determine sufficiency for consideration in the Credit Review. The Credit Documentation
review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Loan Application:** Complete loan application
is present in the loan file for all borrowers/guarantors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Credit Report:** Credit Report in file for all
borrowers and meets guideline seasoning requirements and contains OFAC clearance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Income Documentation / Lease Agreements:** Confirmation
of the presence of income documentation in the loan file when required by lender or Client specified underwriting guidelines. For rental
properties where existing leases are required to be verified, verify their presence and sufficiency for purpose based on underwriting
guideline standards

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Asset Documentation:** Confirmation of presence
of asset documentation requirements relative to loan type and guideline requirements for verification of closing funds and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Borrower/Guarantor Identification:** Verify that
the file contains a copy of a government issued identification verification for each borrower (i.e. driver's license, state ID,
passport)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Insurance Certificate:** Verify that the loan
file contains a copy of the hazard insurance certificate for the subject property and that flood insurance is also documented when required

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Property Valuation:** Confirm the presence of
a complete appraisal report and supporting secondary independent estimate of value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Commercial Borrower Organizing Documentation:** Confirm the presence an Operating Agreement, Bylaws, related amendments and filings or other organizing and operating documentation relative
to the commercial borrower entity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Articles of Incorporation/Certificate of Formation:** Confirm that each loan file contains a copy of the Articles of Incorporation establishing registration within the state of operation

---

| | |
|:---|:---|
| ![](ex99-34_001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Certificate of Good Standing:** Confirm that
each borrowing entity is active in the state of registration by confirming the presence of a web print out or certification of good standing
for the state is in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Borrower Authority / Consent of Members:** Confirm
that the loan file contains evidence that the individual executing the loan agreements has been signing authority on behalf of the borrowing
entity

&nbsp;&nbsp;&nbsp;&nbsp;**(b)** **Legal Documentation:** A review of the documentation
required to secure the lender's interest in the loan and the borrower(s)' obligations thereunder was conducted with the purpose
of validating their presence in the mortgage loan file and sufficiency of execution:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Note/Loan Agreement/Security Instrument/Extension:** Verification of the presence of the note, loan agreement or security instrument as applicable and that the agreement is properly executed
by all parties. Confirm that all applicable allonges or addenda to the note are evidenced in the loan file and duly executed by all responsible
parties. If the subject loan has reached or is nearing maturity confirm that an extension agreement is present and duly executed by all
required parties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Mortgage/Deed of Trust/Assignment of Rents:** Verify that a mortgage or deed of trust is in file and is duly executed and notarized and that it contains all applicable riders including
an assignment of rents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Power of Attorney:** If closing docs are executed
by a POA confirm that the POA complies with all applicable underwriting and legal requirements including those for timing, form, authority
and execution

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Personal Guaranty:** Verify that the requisite
individual ownership percentage of a commercial entity borrower as stipulated within Client or lender underwriting guidelines has provided
a personal guaranty for the loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Affidavit of Commercial Purpose/Occupancy Certification:** Verify that each file contains a borrower statement verifying that the loan is for commercial purpose and that the subject property will
not be owner occupied

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Title Policy:** Confirmation that the file contains
evidence of title insurance and that the title is free from material defects that could affect lien position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Deed for Conveyance of Title:** Confirm that
the applicable Grant or Warranty Deed is evidenced in the loan file and properly conveys interest in the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Purchase Contract:** If applicable, confirm the
presence of a valid and executed Purchase and Sale Agreement along with any counter offers and modified terms of sale

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Settlement Statement:** As applicable based on
loan type and origination date, confirm the presence of a final settlement statement in the mortgage loan file

&nbsp;&nbsp;&nbsp;&nbsp;**(c)** **Guidelines:** The underwriting guidelines as
specified by Client served as the criteria under which each loan qualification review took place. Qualification criteria includes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Borrower/Guarantor Eligibility:** Review each
borrower to ensure that they meet eligibility requirements of underwriting guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Assets:** Validate that the mortgage loan file
contains adequately qualified verification of assets to meet underwriting standards

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Debt-Service Coverage Ratios "DSCR":** Calculate the debt-service coverage ratio to ensure it meets minimum guideline standards

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Credit History:** Review the borrower credit
reports and any supplemental credit history documentation to verify whether the borrower met guideline requirements

---

| | |
|:---|:---|
| ![](ex99-34_001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Credit Scores:** Review each borrower/guarantor
credit report to validate that the credit score used in qualification is accurate and whether it meets minimum loan qualification and
underwriting standards as specified in the underwriting guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Occupancy:** Confirm that the occupancy of the
subject property used for qualification of the loan is accurate and compliant with guideline requirements. Confirm that the borrower has
executed an affidavit of commercial/business purpose and that no other documentation that shows the subject property might be a primary
residence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Loan-to-Value Ratios:** Recalculate the Loan-to-Value
Ratio utilizing the Purchase Contract, Property Valuations and/or Loan Agreements to determine whether initial, as-is and as-repaired
LTV and CLTV meet loan qualification and underwriting guideline standards based on the calculation methods set forth in underwriting guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Insurance:** Confirm the adequacy of hazard insurance
coverage and that premiums are included in PITI calculations. If required based on flood **zone**,
confirm the presence and adequacy of flood insurance coverage and that premiums are included in PITI calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Compensating Factors:** Review and validate any
compensating factors used in the qualification of the loan and in consideration of loan level underwriting guideline exceptions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Letters of Explanation:** Confirm the presence
of Letters of Explanation (LOX) where required per underwriting guidelines and that each such LOX adequately addresses the eligibility
scenario under question

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Exception Approvals:** Confirm that any exceptions
to underwriting guidelines and/or investor guideline overlays were fully documented, properly approved, and supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **Misrepresentation / Fraud Review:** Validate
that an independent third-party fraud report was obtained for each guarantor when required by underwriting guidelines and that red flags
on third party fraud reports have been reviewed

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review the original appraisal and all additional property
valuation documentation to determine whether source, format and type meet program and guideline eligibility requirements

&nbsp;&nbsp;&nbsp;&nbsp;b. Confirm that the property type is an eligible property
type per program standards and underwriting guidelines

&nbsp;&nbsp;&nbsp;&nbsp;c. Confirm as applicable that and independent supplemental
third-party valuation was received and is within allowable tolerance of the original qualifying value

&nbsp;&nbsp;&nbsp;&nbsp;d. Assess rental income schedules

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm that property standards conform to underwriting
guidelines requirements

&nbsp;&nbsp;&nbsp;&nbsp;f. Determine whether the property is completely constructed
and the appraisal is on an "as is basis," or property is identified as not completely constructed by originating appraiser

&nbsp;&nbsp;&nbsp;&nbsp;g. Review and determine whether the appraisal was performed
on appropriate form and whether the appraiser indicated in the body of the conformity to USPAP standards

&nbsp;&nbsp;&nbsp;&nbsp;h. Review property for functional obsolescence

&nbsp;&nbsp;&nbsp;&nbsp;i. Where applicable, determine if the file did not contain
the appraisal or other valuation method and a review could not be performed

---

| | |
|:---|:---|
| ![](ex99-34_001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

Consolidated Analytics applied a cascade methodology to determine if the original appraised value total was reasonably supported when compared to an independent third-party valuation product. For loans reviewed in a post-close valuation review (10 loans consisting of 17 individual properties), the origination value was based on the following products:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Primary Valuation Product** | &nbsp;&nbsp;**Count** |
| &nbsp;&nbsp;1004 | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;1025 | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;1073 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;**Totals:** | &nbsp;&nbsp;**17** |

---

17 properties were supported by a Desk Review.

In summary the final secondary property valuation by product is as follows:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Secondary Valuation Product** | &nbsp;&nbsp;**Count** |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;17 |
| &nbsp;&nbsp;**Totals:** | &nbsp;&nbsp;**17** |

---

Loan Level Valuation Grades are based on the cumulative total of origination appraised values for an individual loan compared to the cumulative total of the secondary valuation products. Loans where the cumulative secondary valuation had a negative variance equal to or greater than 10% of the origination appraised value total were provided with a Valuation Grade of "C".

Of the 10 loans reviewed, 7 are single property loans and 3 are multi property loans.

---

| | |
|:---|:---|
| ![](ex99-34_001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

**Tape Integrity Review Results Summary**

Of the ten (10) mortgage loans reviewed, three (3) unique mortgage loans (30.00% by loan count) had three (3) tape discrepancies across two (2) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;PITIA | &nbsp;&nbsp;2 | &nbsp;&nbsp;66.67% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;1 | &nbsp;&nbsp;33.33% |
| &nbsp;&nbsp;**Totals:** | &nbsp;&nbsp;**3** | &nbsp;&nbsp;**100.00%** |

---

---

| | |
|:---|:---|
| ![](ex99-34_001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

Summary of Results

**Overall Results Summary**

After giving consideration to the grading criteria, 40.00% of the loans received an Overall "B" grade and 60.00% of the loans received an Overall "A" grade.

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Overall Grades** |  |  |  |
| &nbsp;&nbsp;Grade | &nbsp;&nbsp;Number of Mortgage Loans | &nbsp;&nbsp;% of Mortgage Loans (by loan <br> count) | &nbsp;&nbsp;Original Principal Balance |
| &nbsp;&nbsp;A | &nbsp;&nbsp;6 | &nbsp;&nbsp;60.00% | &nbsp;&nbsp; $1608350.00 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;40.00% | &nbsp;&nbsp; $1254000.00 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |
| &nbsp;&nbsp;**Credit Grades** |  |  |  |
| &nbsp;&nbsp;Grade | &nbsp;&nbsp;Number of Mortgage Loans | &nbsp;&nbsp;% of Mortgage Loans (by loan<br> count) | &nbsp;&nbsp;Original Principal Balance |
| &nbsp;&nbsp;A | &nbsp;&nbsp;6 | &nbsp;&nbsp;60.00% | &nbsp;&nbsp; $1608350.00 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;40.00% | &nbsp;&nbsp; $1254000.00 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |
| &nbsp;&nbsp;**Valuation Grades** |  |  |  |
| &nbsp;&nbsp;Grade | &nbsp;&nbsp;Number of Mortgage Loans | &nbsp;&nbsp;% of Mortgage Loans (by loan <br> count) | &nbsp;&nbsp;Original Principal Balance |
| &nbsp;&nbsp;A | &nbsp;&nbsp;10 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp; $2862350.00 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |

---

---

| | |
|:---|:---|
| ![](ex99-34_001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Credit Grade of "B" and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**CATEGORY** | &nbsp;&nbsp;**GRADE** | &nbsp;&nbsp;**FINDING DESCRIPTION** | &nbsp;&nbsp;**COUNT** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**A** | &nbsp;&nbsp;Note Missing or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**A** | &nbsp;&nbsp;Closing Protection Letter Missing or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**B** | &nbsp;&nbsp;Guaranty Missing or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**B** | &nbsp;&nbsp;Insufficient Assets to Close | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**B** | &nbsp;&nbsp;Entity Documentation - Missing or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**B** | &nbsp;&nbsp;Excessive LTV Ratio | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***TOTAL CREDIT GRADE A FINDINGS:*** | &nbsp;&nbsp;***3*** |
|  |  | &nbsp;&nbsp;***TOTAL CREDIT GRADE B FINDINGS:*** | &nbsp;&nbsp;***5*** |
|  |  | &nbsp;&nbsp;***TOTAL CREDIT GRADE C FINDINGS:*** | &nbsp;&nbsp;***0*** |
|  |  | &nbsp;&nbsp;***TOTAL CREDIT GRADE D FINDINGS:*** | &nbsp;&nbsp;***0*** |
|  |  | &nbsp;&nbsp;***TOTAL CREDIT FINDINGS:*** | &nbsp;&nbsp;***8*** |
| &nbsp;&nbsp;**CATEGORY** | &nbsp;&nbsp;**GRADE** | &nbsp;&nbsp;**FINDING DESCRIPTION** | &nbsp;&nbsp;**COUNT** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**A** | &nbsp;&nbsp;Appraisal Review - Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***TOTAL PROPERTY GRADE A FINDINGS:*** | &nbsp;&nbsp;***1*** |
|  |  | &nbsp;&nbsp;***TOTAL PROPERTY GRADE B FINDINGS:*** | &nbsp;&nbsp;***0*** |
|  |  | &nbsp;&nbsp;***TOTAL PROPERTY GRADE C FINDINGS:*** | &nbsp;&nbsp;***0*** |
|  |  | &nbsp;&nbsp;***TOTAL PROPERTY GRADE D FINDINGS:*** | &nbsp;&nbsp;***0*** |
|  |  | &nbsp;&nbsp;***TOTAL PROPERTY FINDINGS:*** | &nbsp;&nbsp;***1*** |

---

---

| | |
|:---|:---|
| ![](ex99-34_001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit and Valuation Guidelines. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of assets or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets published guidelines without any exception or waiver. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published guidelines, but reasonable compensating factors were documented for exceeding published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| ![](ex99-34_001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Value is supported and within 10% of the original appraised value, the property is 100% complete and property and valuation meet the required underwriting guidelines and were completed on standard agency approved forms or other eligible forms based on lender/investor requirements. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Value is supported and within 10% of the original appraised value. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable, and completed on standard agency approved forms or other eligible forms based on lender/investor requirements. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use standard agency approved forms or other eligible forms based on lender/investor requirements. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.35

**Exhibit 99.35**

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** | **Initial Compliance Loan Grades DBRS** | **Initial Compliance Loan Grades Fitch** | **Initial Compliance Loan Grades Kroll** | **Initial Compliance Loan Grades Moody's** | **Initial Compliance Loan Grades S&P** | **Final Compliance Loan Grades DBRS** | **Final Compliance Loan Grades Fitch** | **Final Compliance Loan Grades Kroll** | **Final Compliance Loan Grades Moody's** | **Final Compliance Loan Grades S&P** |
| 6396398 |  |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 6396412 |  |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| 6164326 |  |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 6164373 |  |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A | N/A B |
| 6164330 |  |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 6164327 |  |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 6164369 |  |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A | N/A B |
| 6164376 |  |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| 6164375 |  |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 6164378 |  |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |

---

## Exhibit 99.36

**Exhibit 99.36**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** | **Initial Compliance Grade** | **Final Compliance Grade** | **Initial Compliance Grade (DBRS)** | **Initial Compliance Grade (Fitch)** | **Initial Compliance Grade (KBRA)** | **Initial Compliance Grade (Moody's)** | **Initial Compliance Grade (S&P)** | **Final Compliance Grade (DBRS)** | **Final Compliance Grade (Fitch)** | **Final Compliance Grade (KBRA)** | **Final Compliance Grade (Moody's)** | **Final Compliance Grade (S&P)** |
| 6396398 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 11/5/2025 | Cleared | LQ25475 | No Findings | No Findings | The loan meets all applicable guidelines. | 11/5: Clear |  | XXXX | 11/5/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 6396412 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 11/11/2025 | Acknowledged | XXXX | Credit | Entity Documentation - Missing or Defective | Missing operating agreement for XXX (layered entity) to prove ownership of borrowing entity and 100% of entity guaranteeing the loan. | 11/11: This sponsor utilizes layered entities, with various passive investors. We do not require documentation beyond our borrowing entity (the single asset LLC). Our loan is guaranteed by the active participant in the transaction. We have originated, cleared diligence and sold many of these loans to date all with this structure. The borrowers typically set up single property LLCs, with the same layered entities behind them. Please waive. |  | XXXX | 11/11/2025 | FICO XXX, Repeat client, no DQs B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 6396412 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 11/11/2025 | Cleared | XXXX | Credit | Note Missing or Defective | Note reflects an initial monthly payment of $XXX but initial monthly payment should be $XXX. Please opine. | 1/13: Uploaded |  | XXXX | 1/13/2026 | C B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 6164369 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 12/18/2025 | Cleared | XXXX | Property | Appraisal Review - Missing | Missing Appraisal for subject property: XXX | 1/14: Uploaded |  | XXXX | 1/14/2026 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 6164330 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 12/19/2025 | Cleared | XXXX | Credit | Note Missing or Defective | Note term is XXX months. Loan term must be XXX months per guidelines. | 2/4: Uploaded |  | XXXX | 2/4/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 6164373 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 12/18/2025 | Acknowledged | XXXX | Credit | Guaranty Missing or Defective | Missing guaranty for XXX (49% owner of XXX, 100% owner of XXX), all loans should have executed personal guarantees by 100% of the entity's ownership per guidelines. | 1/8: Management waiver with compensating factors XXX FICO, XXX, XXX with good payment history |  | XXXX | 1/8/2026 | FICO XXX,XXX, 80% LTV D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 6164326 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 12/18/2025 | Cleared | EV23972 | No Findings | No Findings | The loan meets all applicable guidelines. | 12/18: Clear |  | XXXX | 12/18/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 6164373 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 12/18/2025 | Acknowledged | XXXX | Credit | Insufficient Assets to Close | XXX < XXX months minimum required reserves, verified assets: $XXX | 2/3: Please waive. Borrower is a repeat XXX borrower, XXX FICO |  | XXXX | 2/3/2026 | Repeat Borrower, XXX FICO,XXX D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 6164327 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 12/19/2025 | Cleared | EV23954 | No Findings | No Findings | The loan meets all applicable guidelines. | 12/19: Clear |  | XXXX | 12/19/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 6164369 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 12/19/2025 | Acknowledged | XXXX | Credit | Guaranty Missing or Defective | Missing guaranty for XXX (25% owner of XXX), all loans should have executed personal guarantees by 100% of the entity's ownership per guidelines. | 1/8: Waive with compensating factors of 1.34 DSCR, XXX,XXX, & XXX FICO |  | XXXX | 1/8/2026 | XXX FICO, 1.34 DSCR, XXX B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 6164376 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 1/2/2026 | Cleared | XXXX | Credit | Closing Protection Letter Missing or Defective | Closing Protection Letter is missing lender of record and mortagee clause. Please provide updated CPL with lender and ISAOA/ATIMA. | 1/13: Uploaded |  | XXXX | 1/13/2026 | C B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 6164376 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 1/2/2026 | Acknowledged | XXXX | Credit | Excessive LTV Ratio | 67.97% LTV > 65% max allowed LTV, XXX, Refinance (No Cash Out), -5% Market Specific - XXX | 1/9: Please waive with compensating factors. 1.63 DSCR, > $XXX required assets required |  | XXXX | 1/9/2026 | 1.63 DSCR, XXX months reserves, XXX B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 6164375 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 1/5/2026 | Cleared | EV25999 | No Findings | No Findings | The loan meets all applicable guidelines. | 1/5: Clear |  | XXXX | 1/5/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 6164378 |  | 0 | XXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | 1/23/2026 | Cleared | EV26474 | No Findings | No Findings | The loan meets all applicable guidelines. | 1/23: Clear |  | XXXX | 1/23/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |

---

## Exhibit 99.37

**Exhibit 99.37**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Property ID** | **Property Address** | **Property Type** | **Note Date** | **Allocated Loan Amount** | **Total Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for CLTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** | **Flood Zone Designation** | **Flood Coverage Amount** | **Flood Policy Effective Date** | **Flood Expiration Date** | **Flood Policy #** | **Flood Coverage Indicator** | **Hazard Policy Amount** | **Hazard Expiration Date** | **Hazard Insurer Name** | **Hazard Policy Number** | **Hazard Coverage Amount** |
| 6396398 | XXXX | XXX | Townhouse (Do not report as "PUD") | XX/XX/XXXX | $XXXXXX | $XXXXXX |  |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6396412 | XXXX | XXX | Single Family Detached (non-PUD) | XX/XX/XXXX | $XXXXXX | $XXXXXX | XXX |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164326 | XXXX | XXX | Condo (4 or fewer stories) | XX/XX/XXXX | $XXXXXX | $XXXXXX |  |  | XXX | XX/XX/XXXX | Form 1073 | XXX | 55.00% | 55.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164373 | XXXX | XXX | Single Family Detached (non-PUD) | XX/XX/XXXX | $XXXXXX | $XXXXXX | XXX |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164330 | XXXX | XXX | Single Family Detached (non-PUD) | XX/XX/XXXX | $XXXXXX | $XXXXXX | XXX |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | -4.61% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164327 | XXXX | XXX | Single Family Detached (non-PUD) | XX/XX/XXXX | $XXXXXX | $XXXXXX | XXX |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164369 | XXXX | XXX | Townhouse (Do not report as "PUD") | XX/XX/XXXX | $XXXXXX | $XXXXXX | XXX |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 60.00% | 60.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164369 | XXXX | XXX | Townhouse (Do not report as "PUD") | XX/XX/XXXX | $XXXXXX | $XXXXXX | XXX |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 60.00% | 60.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164369 | XXXX | XXX | Townhouse (Do not report as "PUD") | XX/XX/XXXX | $XXXXXX | $XXXXXX | XXX |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 60.00% | 60.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164376 | XXXX | XXX | Single Family Detached (non-PUD) | XX/XX/XXXX | $XXXXXX | $XXXXXX |  |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 67.97% | 67.97% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164376 | XXXX | XXX | Single Family Detached (non-PUD) | XX/XX/XXXX | $XXXXXX | $XXXXXX |  |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 67.97% | 67.97% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164376 | XXXX | XXX | Single Family Detached (non-PUD) | XX/XX/XXXX | $XXXXXX | $XXXXXX |  |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 67.97% | 67.97% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164376 | XXXX | XXX | Single Family Detached (non-PUD) | XX/XX/XXXX | $XXXXXX | $XXXXXX |  |  | XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | XXX | 67.97% | 67.97% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164375 | XXXX | XXX | Condo (4 or fewer stories) | XX/XX/XXXX | $XXXXXX | $XXXXXX |  |  | XXX | XX/XX/XXXX | Form 1073 | XXX | 26.56% | 26.56% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164378 | XXXX | XXX | 2 Family | XX/XX/XXXX | $XXXXXX | $XXXXXX | XXX |  | XXX | XX/XX/XXXX | Form 1025 | XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164378 | XXXX | XXX | 2 Family | XX/XX/XXXX | $XXXXXX | $XXXXXX | XXX |  | XXX | XX/XX/XXXX | Form 1025 | XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | $0.00 | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |
| 6164378 | XXXX | XXX | 2 Family | XX/XX/XXXX | $XXXXXX | $XXXXXX | XXX |  | XXX | XX/XX/XXXX | Form 1025 | XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | -1.50% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  | X |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XXX | XXX |

---

## Exhibit 99.38

**Exhibit 99.38**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| EV26217 | Qualifying FICO | XXX | XXX | Using higher qualifying score when borrowers have equal % of ownership |
| EV25999 | PITIA | XXX | XXX | Used Tax Bill in File |
| EV26474 | PITIA | XXX | XXX | Breakdown: Monthly Payment: $XXX + Hazard: $XXX + Taxes: $XXX |

---

## Exhibit 99.39

**Exhibit 99.39**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Digital Risk, LLC ("Digital Risk"), a third party due diligence provider, performed the review described below on behalf of its client, RCF III TRS, LLC ("Client"). The review included a total of 122 newly originated residential mortgage loans, in connection with the securitization identified as DRMT 2026-INV2 (the "Securitization"). The review began on December 1, 2025, and concluded on January 29, 2026.

**Scope of Review**

**Credit Review**

Digital Risk performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

a. <u>Review Initial & Final Application</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Check application for completeness. Determine whether the information in the preliminary Loan application, final application, and
all credit documents is consistent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate Social Security/Taxpayer Identification number is valid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Compare data on final form 1003 with the data from verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Form is Complete, Signed, Dated, on or before loan consummation date,

b. <u>Review Approval Conditions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Underwriting decision is supported (manual underwrite credit conditions have been satisfied prior to closing the approved Loan package)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validation of assets/funds to close

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validation of DSCR or qualification method and LTV calculations

c. <u>Review Occupancy/Red Flags</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Occupancy is supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Occupancy Red Flags adequately addressed

d. <u>Verification of Borrower Original and Audit Credit Report</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate names, social security number(s), and addresses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. AKA's investigated and cleared

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Acceptable credit history and credit score requirements in conformance with IMF's guidelines.

e. <u>Verification of Borrower Asset Information</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. lease agreement or market survey for rental income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm adequate funds to cover required down payment and closing costs and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check dates for document expiration

f. <u>Review Sales Contract</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Complete and executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Earnest Money Deposit verified

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Parties are consistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Seller contributions are within guidelines

g. <u>Hazard and Flood (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify coverage is for subject

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate all premiums are included in DSCR and any required upfront premium is paid

h. <u>Review Title Commitment/Policy</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Vesting correct

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Lien position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Legal description

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validate no encumbrances

i. <u>Review Closing Documents</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review security documents to ensure the Loan was closed in accordance with approval and with all required signatures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Correct and complete instruments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Review Settlement Statement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Right to Cancel (if applicable)

**Compliance Review**

Digital Risk performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

a. Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026,
as set forth below (for applicable Owner Occupied Properties):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure to provide the three (3) business day rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any material disclosure violation on a rescindable loan that gives rise to the right of rescission under
TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments,
the payment schedule, the HOEPA disclosures;

b. <u>TILA</u> (for applicable Owner Occupied Properties)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR threshold test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Compliance with the escrow account and appraisal requirements.

c. Business Purpose Loan Compliance Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Non-Owner Occupied Declaration Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify reflects correct address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify application address is different from subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verify executed by all borrowers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Review Note accuracy and properly executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Review Mortgage and applicable riders for accuracy and properly executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Occupancy Letter (must state that borrower(s) will not reside in the property for more than 14 days on
any calendar year, and be acknowledged by the consumer).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. HMDA section (Information for Government Monitoring Purposes) of the application (initial and/or final)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. If property is in a flood zone, Flood Notice must be provided prior to closing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Right to Receive Copy of Appraisal or Appraisal Waiver Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Letter of Explanation detailing the use of proceeds.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Borrower's statement of purpose for the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. State License requirements when applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. State Predatory lending and high cost when applicable

d. <u>Exclusions</u>. Digital Risk reviews do not test for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Technical formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Other Post-consummation disclosures, including Escrow Closing Notice; and Mortgage servicing transfer
and partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after January
1, 2016, whether prohibited fees were collected prior to the initial LE being issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Whether any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether the loans comply with all federal, state or local laws, constitutional
provisions, regulations or ordinances that are not expressly enumerated above.

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Digital Risk are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Digital Risk is relying in reaching such findings.

**Valuation Review**

Digital Risk performed a "Valuation Review," which included the following:

a. <u>Review Appraisal</u> 

b. Digital Risk's review will include a review of the valuation materials utilized during the origination
of the loan and in confirming the value of the underlying property. Digital Risk's review will include verifying the appraisal report:

c. On the appropriate appraisal form:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. All elements of appraisal are present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Ensure all applicable Loan documents match appraisal information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Property is acceptable collateral for Loan program

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Completed by an appraiser that was actively licensed to perform the valuation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Completed such that the named client on the appraisal report is the lender or a related entity that is
permitted to engage the lender per Title XI of FIRREA, or if the appraisal was performed for another lender, the file contains evidence
that Client approved use of that appraisal

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. The original appraisal report is made and signed prior to the final approval of the closing of the loan.
Any revisions, if made known to Digital Risk, to the original report are documented and dated completed and dated within the guideline's
restrictions,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. The original appraisal is 'As is' or Inspection received including all inspections, licenses, and
certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property
and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Determine whether the appraised value is supported at or within 10% variance based on a third-party valuation
product. If a third-party valuation product is in file, but notes a variance above 10% or an inconclusive value, Digital Risk will review
third-party products in the file to ensure the correct value was applied per Client Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. With regard to the use of comparable properties, Digital Risk's review will (a) review the relative
comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties
are within standard appraisal guidelines; (b) confirm the property value and square footage of the subject property was bracketed by comparable
properties, (c verify that comparable properties used are similar in size, style, and location to the subject, and (d) check for the reasonableness
of adjustments when reconciling value between the subject property and comparable properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. Other aspects of Digital Risk's review include (i) verifying that the address matched the mortgage
note, ((ii) if requested, noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying
the Client of same, (iii) confirming the appraisal report does not include any apparent environmental problems, (iv) confirming the appraisal
notes the current use of the property is legal or legal non-conforming (grandfathered), (v) reviewing pictures to ensure (a) that the
property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which
the valuation was ordered and that if there are negative external factors, there is support in the loan file of the Client's approval
to waive the factor; and (vi) confirming that the value product that was used as part of the origination decision conforms with rating
agency requirements.

d. If more than one valuation was provided, Digital Risk will confirm consistency among the valuation products
and if there are discrepancies that could not be resolved, Digital Risk will create an exception and work with the client on the next
steps which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions,
and full appraisals. If the property valuation products included in Digital Risk's review result in a variance of more than 10%
then the client will be notified of such variance.

e. Digital Risk will confirm to the extent possible, that the appraiser and the appraisal made by such appraiser
both satisfied the requirements of Title XI of FIRREA. Specifically, Digital Risk will review the appraisal for conformity to industry
standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were documented and that pictures
were provided and were accurate.

f. In addition, Digital Risk will access the ASC database to verify that the appraiser, and if applicable
the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(8) Other: review and methodology.**

**Data Discrepancy Report**

As part of the Credit and Compliance Reviews, Digital Risk captured data from the source documents and compared it to a data tape provided by Client. Digital Risk provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by Digital Risk during the diligence process. Tape values that are blank indicate that the data was not provided on the provided data tape, but Digital Risk captured it during the review. The table below reflects the discrepancies inclusive of the blank data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Amortization Term in Months | &nbsp;&nbsp;5 | &nbsp;&nbsp;4.10% |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;4 | &nbsp;&nbsp;3.28% |
| &nbsp;&nbsp;CLTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.64% |
| &nbsp;&nbsp;Debt Service Coverage Ratio | &nbsp;&nbsp;117 | &nbsp;&nbsp;95.90% |
| &nbsp;&nbsp;LTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.64% |
| &nbsp;&nbsp;Original Qualifying FICO Score | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.82% |

---

**Summary of Results:**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;Percent of Sample |
| &nbsp;&nbsp;Event Grade A | &nbsp;&nbsp;78 | &nbsp;&nbsp;$14731422.00 | &nbsp;&nbsp;63.93% |
| &nbsp;&nbsp;Event Grade B | &nbsp;&nbsp;44 | &nbsp;&nbsp;$10066710.00 | &nbsp;&nbsp;36.07% |
| &nbsp;&nbsp;Event Grade C | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Event Grade D | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total Sample** | &nbsp;&nbsp;122 | &nbsp;&nbsp;$24798132.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Credit Results:** | &nbsp;&nbsp;**Credit Results:** | &nbsp;&nbsp;**Credit Results:** | &nbsp;&nbsp;**Credit Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;Percent of Sample |
| &nbsp;&nbsp;Event Grade A | &nbsp;&nbsp;86 | &nbsp;&nbsp;$16696264.00 | &nbsp;&nbsp;70.49% |
| &nbsp;&nbsp;Event Grade B | &nbsp;&nbsp;36 | &nbsp;&nbsp;$8101868.00 | &nbsp;&nbsp;29.51% |
| &nbsp;&nbsp;Event Grade C | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Event Grade D | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total Sample** | &nbsp;&nbsp;122 | &nbsp;&nbsp;$24798132.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Compliance Results:** | &nbsp;&nbsp;**Compliance Results:** | &nbsp;&nbsp;**Compliance Results:** | &nbsp;&nbsp;**Compliance Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;Percent of Sample |
| &nbsp;&nbsp;Event Grade A | &nbsp;&nbsp;110 | &nbsp;&nbsp;$22020147.00 | &nbsp;&nbsp;90.16% |
| &nbsp;&nbsp;Event Grade B | &nbsp;&nbsp;12 | &nbsp;&nbsp;$2777985.00 | &nbsp;&nbsp;9.84% |
| &nbsp;&nbsp;Event Grade C | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Event Grade D | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total Sample** | &nbsp;&nbsp;122 | &nbsp;&nbsp;$24798132.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Valuation Results:** | &nbsp;&nbsp;**Valuation Results:** | &nbsp;&nbsp;**Valuation Results:** | &nbsp;&nbsp;**Valuation Results:** |
| &nbsp;&nbsp;Event Grade | &nbsp;&nbsp;Loan Count | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;Percent of Sample |
| &nbsp;&nbsp;Event Grade A | &nbsp;&nbsp;121 | &nbsp;&nbsp;$24696882.00 | &nbsp;&nbsp;99.18% |
| &nbsp;&nbsp;Event Grade B | &nbsp;&nbsp;1 | &nbsp;&nbsp;$101250.00 | &nbsp;&nbsp;0.82% |
| &nbsp;&nbsp;Event Grade C | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Event Grade D | &nbsp;&nbsp;0 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total Sample** | &nbsp;&nbsp;122 | &nbsp;&nbsp;$24798132.00 | &nbsp;&nbsp;100.00% |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades – If applicable** | &nbsp;&nbsp;**Valuation Event Grades – If applicable** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.40

**Exhibit 99.40**

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | **Audit Issue** | **Finding ID** | **Exception Finding** | **Remediation Status** | **Exception Rebuttal** | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
| XXXX | 6415213 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415213 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | XXXX provided to allow use of credit report dated XX/XX/XXXX through funding even though it expired XX/XX/XXXX. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Comp factors: DSCR XXXX LTV XXXX Excess reserves. | 2 | 2 | 2 | 2 |
| XXXX | 6415213 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains CDA dated XX/XX/XXXX which supports appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415294 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415294 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file exceeds the LTV program limit of XXXX%. When a loan has a DSCR between .XXXX and less than XXXX the maximum LTV is XXXX%- however the loan closed at XXXX% | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> DSCR is over XXXX% this should not apply.<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br> exception<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The DSCR calculated at review was .XXXX. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> Waiver granted by Investor. (Waived)<br>**  |  | XXXX. XXXX months of reserves. | 3 | 2 | 3 | 2 |
| XXXX | 6415294 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6430834 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6430834 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430834 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a cda dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415293 | 1 of 5 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415293 | 2 of 5 | XXXX | XXXX | Compliance | State Regulations | XXXX | This loan failed the prepayment term test. The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the property is located. | Acknowledged |  |  |  |  | 2 | 2 | 2 | 2 |
| XXXX | 6415293 | 3 of 5 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow maximum LTV to XXXX% cash out for property marked declining market on one appraisal, and improving market on a similar neighboring appraisal. XXXX guidelines state XXXX% in LTV for declining markets. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating factors: excess reserves greater than $XXXX., DSCR greater than XXXX%, fico score XXXX. | 2 | 2 | 2 | 2 |
| XXXX | 6415293 | 4 of 5 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow the use of the credit report dated XX/XX/XXXX supporting XXXX. XXXX guidelines state credit report is good for XXXX days the credit report expired on XX/XX/XXXX. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating factors: excess reserves greater than $XXXX., DSCR greater than XXXX%, fico score XXXX. | 2 | 2 | 2 | 2 |
| XXXX | 6415293 | 5 of 5 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415292 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415292 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415292 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415291 | 1 of 5 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415291 | 2 of 5 | XXXX | XXXX | Compliance | Security Instrument - Name Discrepancy | XXXX | The borrowers name on the Mortgage, 'XXXX', does not match who is listed on vesting, 'XXXX. There is no deed transfer in the file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> deed<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415291 | 3 of 5 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | Lender guidelines require all guarantors to provide a limited application which includes the name, address, date of birth, Social Security Number, and citizenship, authorization for a credit report and background report, with credit scores meeting the minimum qualifying score, and Identification documentation such as a driver's license or passport. The loan file did not contain any of this documentation for the non-borrowing guarantor, XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Please see the attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415291 | 4 of 5 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | XXXX provided to allow expired credit report. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Comp factors: experienced, XXXX DSCR XXXX | 2 | 2 | 3 | 2 |
| XXXX | 6415291 | 5 of 5 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains CDA dated XX/XX/XXXX which supports appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415290 | 1 of 6 | XXXX | XXXX | Compliance | HUD1 - Not Final | XXXX | It could not be determined that the HUD-XXXX provided in the loan file was the FINAL binding HUD-XXXX. The HUD provided in the file has not been stamped as final or signed by the borrower. Real Estate Settlement Procedures Act (Regulation X) 12 CFR XXXX, XXXX | Acknowledged |  |  |  |  | 2 | 2 | 3 | 2 |
| XXXX | 6415290 | 2 of 6 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415290 | 3 of 6 | XXXX | XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The borrowers signature line on the Security Instrument and XXXX-XXXX Rider were not dated by the borrower. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> mortgage and rider with dates uploaded<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415290 | 4 of 6 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | According to guidelines all guarantors are required to provide a limited application which includes the name, address, date of birth, Social Security Number, and citizenship, authorization for a credit report and background report, with credit scores meeting the minimum qualifying score, and Identification documentation such as a driver's license or passport for all guarantors. The loan file contained a limited application; however, none of the other documentation for the non-borrowing guarantor, XXXX was provided. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> guarantor docs<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415290 | 5 of 6 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | XXXX provided to allow Entity to be modified after date of application. Determined non-material based on compensating factors (waived). | Waived |  |  |  | comp factors DSCR XXXX repeat XXXX client and over XXXX properties owned | 2 | 2 | 3 | 2 |
| XXXX | 6415290 | 6 of 6 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415288 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415288 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Missing background check | XXXX | The required background check, for XXXX, is missing from the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> attached <br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415288 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415287 | 1 of 7 | XXXX | XXXX | Compliance | HUD1 - Not Final | XXXX | It could not be determined that the HUD-XXXX provided in the loan file was the FINAL binding HUD-XXXX. The latest HUD-XXXX has not been signed or stamped as final. Real Estate Settlement Procedures Act (Regulation X) 12 CFR XXXX, XXXX | Acknowledged |  |  |  |  | 2 | 2 | 3 | 2 |
| XXXX | 6415287 | 2 of 7 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415287 | 3 of 7 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | A personal Guaranty is required from one or more owners representing a majority ownership interest and any individual whose assets were used to qualify for the loan. (XXXX% or more). The following items are missing for XXXX and XXXX (the two parties who signed the guaranty agreement in addition to the XXXX borrowers). XXXX) A limited application that includes their name, address, date of birth, social security number, and citizenship. XXXX) An authorization for a credit report and background report XXXX) dentification documentation must be provided as in a driver's license, passport, or similar | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> see the attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415287 | 4 of 7 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file is missing pages XXXX-XXXX of the Guaranty Agreement | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached full guaranty<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415287 | 5 of 7 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The lender provided an exception to allow for XXXX entity owners/ members. Considered non-material based on compensating factors (waived). | Waived |  |  |  | Compensating factors: XXXX, XXXX mos reserves | 2 | 2 | 3 | 2 |
| XXXX | 6415287 | 6 of 7 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The lender provided an exception to ignore the required XXXX%LTV hit in a declining market. Considered non-material based on compensating factors (waived). | Waived |  |  |  | Compensating factors: XXXX, XXXX mos reserves | 2 | 2 | 3 | 2 |
| XXXX | 6415287 | 7 of 7 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415286 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415286 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415286 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415285 | 1 of 6 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415285 | 2 of 6 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section(s) of the Note is incomplete: XXXX is missing from Loan Agreement. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415285 | 3 of 6 | XXXX | XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: XXXX is missing from the Mortgage/Deed of Trust. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415285 | 4 of 6 | XXXX | XXXX | Compliance | State Testing - Prepayment Penalty | XXXX | This loan failed the prepayment test. The loan has a prepayment term does not conform to the State Regulations where the property is located. The state of XXXX allows for a maximum XXXX prepayment term, the loan has a XXXX prepayment term. The loan fails the prepayment test by XXXX months. | Acknowledged |  |  |  |  | 2 | 2 | 3 | 2 |
| XXXX | 6415285 | 5 of 6 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415285 | 6 of 6 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated, XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415284 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415284 | 2 of 4 | XXXX | XXXX | Compliance | State Regulations | XXXX | This loan failed the prepayment term test. The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the property is located. | Acknowledged |  |  |  |  | 2 | 2 | 3 | 2 |
| XXXX | 6415284 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Missing background check | XXXX | Per the guidelines a background search that includes a search for liens and judgments are required for the entity. The loan file is missing the background check for entity XXXX.. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> background<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415284 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated, XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415295 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415295 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415295 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415283 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415283 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415283 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415281 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415281 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow an investor with no experience on a rate and term refinance, XXXX allowed is XXXX%. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX+ mons reserves, FICO XXXX points >min required | 2 | 2 | 2 | 2 |
| XXXX | 6415281 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415280 | 1 of 7 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415280 | 2 of 7 | XXXX | XXXX | Compliance | State Regulations | XXXX | This loan failed the prepayment test. The loan has a prepayment term that does not conform to the State Regulations where the property is located. The state of XXXX allows for a maximum XXXX months prepayment term, the loan has a XXXX month prepayment term. The loan fails the prepayment test by XXXX months. Borrower is an LLC. | Acknowledged |  |  |  |  | 2 | 2 | 3 | 2 |
| XXXX | 6415280 | 3 of 7 | XXXX | XXXX | Credit | Condo - Other | XXXX | Guidelines state that non-warrantable condos must have an investment property concentration of XXXX% per the condo questionnaire the condos are XXXX% investor occupied. | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> exception<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Waiver granted by Investor. (Waived)<br>**  |  | Compensating Factors: DSCR >XXXX, LTV XXXX% less than XXXX allowed | 3 | 2 | 3 | 2 |
| XXXX | 6415280 | 4 of 7 | XXXX | XXXX | Credit | Condo - Other | XXXX | The loan file contains a lender exception for a condo conversion review and to allow single entity to own over XXXX% ownership of the project. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: DSCR >XXXX, LTV XXXX% less than XXXX allowed | 2 | 2 | 3 | 2 |
| XXXX | 6415280 | 5 of 7 | XXXX | XXXX | Credit | DSCR - Missing background check | XXXX | Guidelines require a background check including alien and judgment search for all entities, the background check for XXXX could not be located within the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> background <br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415280 | 6 of 7 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | Borrower XXXX and Borrower 2 are currently living rent free, the subject property is XXXX miles away. Guidelines state the borrower cannot be living rent free within XXXX miles of the subject property on purchase transactions. | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> exception<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Waiver granted by Investor. (Waived)<br>**  |  | Compensating Factors: DSCR >XXXX, LTV XXXX% less than XXXX allowed | 3 | 2 | 3 | 2 |
| XXXX | 6415280 | 7 of 7 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415279 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415279 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415279 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated, XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430823 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6430823 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430823 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415278 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415278 | 2 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow financing for a property marked to be in a rural area. XXXX guidelines rural property types are ineligible and require management review and approval. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX score XXXX, excess rserves greater then on million, years at present addres XXXX years. | 2 | 2 | 2 | 2 |
| XXXX | 6415278 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow the borrower with only one active tradeline rated for XXXX months and XXXX closed account that reported for XXXX months. XXXX guidelines require one active tradeline rated for XXXX months and two trade lines rated XXXX months open or closed. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX score XXXX, excess rserves greater then on million, years at present addres XXXX years. | 2 | 2 | 2 | 2 |
| XXXX | 6415278 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415277 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415277 | 2 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow financing for a property marked to be in a rural area. XXXX guidelines rural property types are ineligible and require management review and approval. Determined non-material based on compensating factors (waived) | Waived |  |  |  | Compensating Factors: XXXX score XXXX, borrower owns primary residence free and clear, years at present address seven, excess resreves greater then one million. | 2 | 2 | 2 | 2 |
| XXXX | 6415277 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow the borrower with only one active tradeline rated for XXXX months and XXXX closed account that reported for XXXX months. XXXX guidelines require one active tradeline rated for XXXX months and two trade lines rated XXXX months open or closed. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX score XXXX, borrower owns primary residence free and clear, years at present address seven, excess resreves greater then one million. | 2 | 2 | 2 | 2 |
| XXXX | 6415277 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415276 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section(s) of the Note is incomplete: XXXX. The notary did not disclose if the acknowledgement occurred by means of physical presence or online notarization. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Please see Note attached <br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br> attached <br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is not sufficient to clear the finding. The Note provided is correct. Please provide the Loan Agreement, the notary section on pg. XXXX does not indicate if the borrower appeared in physical presence or online notarization. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415276 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | XXXX provided to allow XXXX% LTV on rate and term since for a non permanent resident since the co borrower is us citizen. Determined non-material based on compensating factors (waived). | Waived |  |  |  | comp factors: FICO XXXX, XXXX months reserves | 2 | 2 | 3 | 2 |
| XXXX | 6415276 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415274 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415274 | 2 of 4 | XXXX | XXXX | Compliance | State Regulations | XXXX | This loan failed the prepayment term test. The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the property is located. | Acknowledged |  |  |  |  | 2 | 2 | 2 | 2 |
| XXXX | 6415274 | 3 of 4 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415274 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated, XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415273 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415273 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415273 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. An CDA was provided that did not support therefore a Field Review dated, XX/XX/XXXX was provided which supports the appraised value. As this was a second valuation product, per the rating agencies this is graded an EV2. |  |  |  |  |  | 2 | 2 | 2 | 2 |
| XXXX | 6415271 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415271 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415271 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The CU score is XXXX. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415282 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415282 | 2 of 4 | XXXX | XXXX | Compliance | State Regulations | XXXX | State Regulations. This loan has a prepayment term. A loan secured by a single-family dwelling unit shall not charge a prepayment fee or penalty in excess of XXXX% of the amount of any prepayment made within XXXX years of the date of the loan, or any prepayment fee or penalty at all thereafter, or prohibit prepayment at any time. | Acknowledged |  |  |  |  | 2 | 2 | 2 | 2 |
| XXXX | 6415282 | 3 of 4 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415282 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan ile contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415296 | 1 of 5 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415296 | 2 of 5 | XXXX | XXXX | Credit | Appraisal - Other | XXXX | The loan file contains an exception to allow comps that are over XXXX miles away on a suburban property type. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: DSCR >XXXX, XXXX+ mons reserves | 2 | 2 | 3 | 2 |
| XXXX | 6415296 | 3 of 5 | XXXX | XXXX | Credit | DSCR - Missing background check | XXXX | Guidelines require a background check including alien and judgment search for all entities, the background check that includes the XXXX and judgments search for XXXX. could not be located within the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Please see attached UCC search for the entity.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415296 | 4 of 5 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | Per the final application the borrower is married and living in XXXX which is a community property state. Guidelines state the spouse also needs to execute the Guaranty Agreement and provide photo XXXX which were not located within the loan file. | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Please see attached exception for guaranty.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Waiver granted by Investor. (Waived)<br>**  |  | Compensating Factors: DSCR >XXXX, XXXX+ mons reserves | 3 | 2 | 3 | 2 |
| XXXX | 6415296 | 5 of 5 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415323 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415323 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415323 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430836 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6430836 | 2 of 4 | XXXX | XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The borrowers signature line on the security instrument was not dated by the borrower. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br> Attached is page XXXX of XXXX indicating the signature date of XXXX/XXXX<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is not sufficient to clear the finding. The pg. XXXX of XXXX of the Mortgage has been provided; pg. XXXX of XXXX, the signature pg., is needed for review. The pg. XXXX is missing the date on the borrowers signature line. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6430836 | 3 of 4 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6430836 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415322 | 1 of 4 | XXXX | XXXX | Compliance | HUD1 - Not Final | XXXX | It could not be determined that the HUD-XXXX provided in the loan file was the FINAL binding HUD-XXXX. Real Estate Settlement Procedures Act (Regulation X) 12 CFR XXXX, XXXX | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415322 | 2 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415322 | 3 of 4 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415322 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415321 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415321 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415321 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430835 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6430835 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430835 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a cda dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415320 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415320 | 2 of 4 | XXXX | XXXX | Compliance | Security Instrument - Name Discrepancy | XXXX | The XXXX has vesting as XXXX and XXXX, while the title work has vesting in XXXX. There is a QCD provided in the file but has not been completed. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> See the attached WD<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415320 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow financing for a property marke4d to be in a rural area. XXXX guidelines state no rural properties and require management review and approval. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: excess reserves over XXXX months, years at present address ten, DSCR greater then XXXX%. | 2 | 2 | 3 | 2 |
| XXXX | 6415320 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415319 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415319 | 2 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception maximum loan amount $XXXX, and less than XXXX% LTV. Per lender need to show borrower assets even though cash out to support comp factors. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating factors: Assets exceed required reserves by XXXX months, DSCR greater than XXXX, LTV is XXXX percent less than maximum LTV. | 2 | 2 | 3 | 2 |
| XXXX | 6415319 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file is missing a lender exception to allow rural property. Appraisal states this property is rural. Additional conditions may apply. | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> exception for rural<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Waiver granted by Investor. (Waived)<br>**  |  | Compensating factors: Assets exceed required reserves by XXXX months, DSCR greater than XXXX, LTV is XXXX percent less than maximum LTV. | 3 | 2 | 3 | 2 |
| XXXX | 6415319 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415318 | 1 of 5 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section(s) of the Note is incomplete: The Loan Agreement is missing. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415318 | 2 of 5 | XXXX | XXXX | Compliance | State Testing - Prepayment Penalty | XXXX | This loan has a prepayment term. (XXXX. Comp. XXXX §438.31c(XXXX)(c) Under XXXX. Comp. XXXX §438.31c(XXXX)(c), a loan secured by a single-family dwelling unit shall not charge a prepayment fee or penalty in excess of XXXX% of the amount of any prepayment made within XXXX years of the date of the loan, or any prepayment fee or penalty at all thereafter, or prohibit prepayment at any time. The borrower is an LLC. | Acknowledged |  |  |  |  | 2 | 2 | 3 | 2 |
| XXXX | 6415318 | 3 of 5 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | A personal guaranty agreement executed by XXXX and XXXX for XXXX is required but could not be located within the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415318 | 4 of 5 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | Guidelines state an executed ACH form be included for Cash-out refinances with an LTV over XXXX% but the executed form could not be located within the loan file. | Void | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Please see attached Executive summary. This is a No Cash out Refinance not a cash out refinance. ACH is not required for No Cash out refinance. <br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br> We have stacked fees. Qualifying LTV is XXXX. Please see attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The loan was set up to be delayed financing. The period from original purchase date XX/XX/XXXX to new loan note date XX/XX/XXXX was greater than XXXX months. The transaction was cash-out and ACH is required. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXAM)<br> Explanation received is sufficient. (Void)<br>**  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415318 | 5 of 5 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415317 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415317 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | XXXX provided to use the appraised value for property that was taken off the market within XXXX months from the note date. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX, Credit history over XXXX years with no mortgage lates for all mortgages. | 2 | 2 | 2 | 2 |
| XXXX | 6415317 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The CU score is XXXX. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415315 | 1 of 6 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415315 | 2 of 6 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section(s) of the Note is incomplete: Loan Agreement-Notary Acknowledgement. The XXXX did not acknowledge if the individual appeared before them or remotely online | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> loan agreement acknowledge by notary and signed by lender<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415315 | 3 of 6 | XXXX | XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: XXXX. The XXXX did not acknowledge if the individual appeared before them or remotely online. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> notary acknowledge mortgage<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415315 | 4 of 6 | XXXX | XXXX | Compliance | State Regulations | XXXX | This loan failed the prepayment test. The loan has a prepayment term that does not conform to the State Regulations where the property is located. The state of XXXX allows for a maximum XXXX months prepayment term, the loan has a XXXX month prepayment term. The loan fails the prepayment test by XXXX months. Borrower is an LLC. | Acknowledged |  |  |  |  | 2 | 2 | 3 | 2 |
| XXXX | 6415315 | 5 of 6 | XXXX | XXXX | Credit | DSCR - Missing background check | XXXX | The loan closed in the name of the entity XXXX. Per the guidelines a background report that includes a search for liens and judgements for the entity is required. The background check is missing from the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> background<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415315 | 6 of 6 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated, XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415314 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>Response 2 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415314 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | Per the guidelines an appraisal transfer is allowed with signed transfer letter from lender, invoice, and first generation report. The transfer letter from XXXX is missing from the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br> See the attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Upload not received. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415314 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The CU score is XXXX. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415312 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415312 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415312 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415311 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415311 | 2 of 3 | XXXX | XXXX | Credit | Hazard Insurance - All Perils | XXXX | he hazard policy provided does not reflect "all" perils coverage. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> The insurance agent sent us the attached. <br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415311 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415310 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415310 | 2 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file is missing the Automatic payment authorization signed/dated by the borrower and is missing from the loan file. XXXX guidelines requires the ACH on all cash out refinances with an LTV greater than XXXX%. Additional conditions may apply. | Void | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Request to revisit. ACH parameters apply to C/O refinance transactions. This is a purchase.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Explanation received is sufficient. (Void)<br>**  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415310 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow to move forward with amended OA after application date. Borrower removed IRA as the manager. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compenasting Factors: XXXX score XXXX, fico score is XXXX points greater than minimum fico score, borrower has payment on subject Mortgage of XXXX | 2 | 2 | 3 | 2 |
| XXXX | 6415310 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415309 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415309 | 2 of 4 | XXXX | XXXX | Compliance | State Regulations | XXXX | This loan has a prepayment term. (XXXX. Comp. XXXX §438.31c(XXXX)(c) Under XXXX. Comp. XXXX §438.31c(XXXX)(c), a loan secured by a single-family dwelling unit shall not charge a prepayment fee or penalty in excess of XXXX% of the amount of any prepayment made within XXXX years of the date of the loan, or any prepayment fee or penalty at all thereafter, or prohibit prepayment at any time. | Acknowledged |  |  |  |  | 2 | 2 | 2 | 2 |
| XXXX | 6415309 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The lender provided an exception to allow for a rural property. Considered non-material based on compensating factors (waived) | Waived |  |  |  | Compensating factors: XXXX, XXXX mos reserves | 2 | 2 | 2 | 2 |
| XXXX | 6415309 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415308 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415308 | 2 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section(s) of the Note is incomplete: The Loan Agreement is missing pages XXXX, XXXX, and XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> loan agreemnt<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415308 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The borrower has a XXXX mid FICO credit score, guidelines state the maximum financing on a purchase transaction with a XXXX score is XXXX% but the loan closed at XXXX% LTV. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> guideline shows XXXX for purchase under XXXXmil with Credit score between XXXX-XXXX is XXXX%<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415308 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415307 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415307 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415307 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415306 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415306 | 2 of 3 | XXXX | XXXX | Credit | Hazard Insurance - All Perils | XXXX | The hazard policy provided does not reflect "all" perils coverage. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> all perils confirmation<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415306 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports appraised vaue. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6430821 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6430821 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430821 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430824 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6430824 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430824 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated, XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415305 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. |  | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415305 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415305 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The CU score is XXXX. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415304 | 1 of 5 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415304 | 2 of 5 | XXXX | XXXX | Credit | DSCR - Missing background check | XXXX | The required background check for XXXX is missing from the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415304 | 3 of 5 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The lender provided an exception to allow XXXX% LTV for a first time investor. Considered non-material based on compensating factors (waived). | Waived |  |  |  | Compensating factors: XXXX, XXXX mos reserves | 2 | 2 | 3 | 2 |
| XXXX | 6415304 | 4 of 5 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The lender provided an exception to allow for a borrower the hasn't owned any property for a full XXXX months. Considered non-material based on compensating factors (waived). | Waived |  |  |  | Compensating factors: XXXX, XXXX mos reserves | 2 | 2 | 3 | 2 |
| XXXX | 6415304 | 5 of 5 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415303 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415303 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415303 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated, XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415302 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415302 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415302 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX5 which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415301 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415301 | 2 of 3 | XXXX | XXXX | Credit | Appraisal - Other | XXXX | The was transferred and is still in the name of XXXX, Corporation guidelines require a copy of the appraisal transfer letter on the letterhead of the original lender which was not located within the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> transfer letter<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415301 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415300 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415300 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415300 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The CU score is XXXX. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415324 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415324 | 2 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow a condo with a full kitchen and square footage only XXXX. XXXX guidelines requirement is XXXX minimum square footage. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX score XXXX, assets exceed reserves by XXXX months, borrower has payment on subject mortgaeg XXXX. | 2 | 2 | 2 | 2 |
| XXXX | 6415324 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow the borrower not having a history of owning and managing a minimum of one vacation rental in the same STR market for at least XXXX months in the last XXXX months. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX score XXXX, assets exceed reserves by XXXX months, borrower has payment on subject mortgaeg XXXX. | 2 | 2 | 2 | 2 |
| XXXX | 6415324 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415269 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415269 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415269 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415267 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415267 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415267 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415237 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415237 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Missing background check | XXXX | Guidelines require a background check including a lien and judgment search for all entities, the background check including the XXXX and judgment search for XXXX could not be located within the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Please see attached UCC search for XXXX.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415237 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415236 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415236 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow the borrower not having a history of owning and managing a minimum of one vacation rental in the same STR market for at least XXXX months in the last XXXX months. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX score XXXX, LTV XXXX%, established investor Long term rental since XXXX. | 2 | 2 | 2 | 2 |
| XXXX | 6415236 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415235 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415235 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | Lender guidelines require guarantors to provide a limited application which includes the name, address, date of birth, Social Security Number, and citizenship, authorization for a credit report and background report, with credit scores meeting the minimum qualifying score, and Identification documentation such as a driver's license or passport. The loan file did not contain any of this documentation for the non-borrowing guarantor, XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Please see attached guarantor docs for XXXX.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415235 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415234 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415234 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415234 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan files contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430832 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6430832 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430832 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. the loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415233 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415233 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415233 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains the CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415232 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415232 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415232 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415231 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415231 | 2 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | XXXX provided to allow a XXXX day extension on the credit report .Determined non-material based on compensating factors (waived). | Waived |  |  |  | comp factors: DSCR over XXXX, XXXX | 2 | 2 | 3 | 2 |
| XXXX | 6415231 | 3 of 4 | XXXX | XXXX | Credit | Hazard Insurance - All Perils | XXXX | XXXX, HOI policy must specifically state "All Perils" or meet one of the three options provided in overlay to Correspondent. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Please see attached policy language that covers the peril requirement. <br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415231 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a cda dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415230 | 1 of 5 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415230 | 2 of 5 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section(s) of the Note is incomplete: Loan Agreement is missing Pg XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> pg XXXX of XXXX <br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415230 | 3 of 5 | XXXX | XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: XXXX-XXXX Rider is missing Pg XXXX with borrowers signature. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> rider pg XXXX with borrowers signature<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415230 | 4 of 5 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415230 | 5 of 5 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The CU score XXXX. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415229 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415229 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415229 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415228 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415228 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415228 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415227 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415227 | 2 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | Guidelines require all guarantors to provide the following: XXXX) A limited application that includes their name, address, date of birth, social security number, and citizenship XXXX) An authorization to obtain a credit report and background report. The required documentation for XXXX could not be located within the loan file. (XXXX% ownership of XXXX, LLC). | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> guarantor docs<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415227 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow purchase financing to XXXX% LTV when the DSCR is less than XXXX. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX+ mons PITI, FICO XXXX points greater than min required | 2 | 2 | 3 | 2 |
| XXXX | 6415227 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415297 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415297 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415297 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated, XX/XX/XXXXm which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430822 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6430822 | 2 of 4 | XXXX | XXXX | Credit | Hazard Insurance - All Perils | XXXX | Guidelines require the hazard insurance policy to include all perils with replacement cost coverage, the hazard policy provided is a "Basic" policy that does not appear to include hurricane as a peril, or replacement cost coverage which are both required but not listed on the policy. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached All Perils and coverage confirmation<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6430822 | 3 of 4 | XXXX | XXXX | Credit | Hazard Insurance - Missing/Insufficient | XXXX | The hazard insurance policy within the loan file lists $XXXX as the amount of property coverage, guidelines require the property coverage amount to cover the minimum of the loan amount, which is $XXXX, replacement cost coverage, or the cost approach of the appraisal which was not completed by the appraiser. Additional conditions may apply. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached All Perils and coverage confirmation<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6430822 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415298 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415298 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow a rate & term refinance with a XXXX finance to XXXX% LTV, XXXX allowed is XXXX%. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX mons reserves, DSCR >XXXX | 2 | 2 | 2 | 2 |
| XXXX | 6415298 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415238 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415238 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file is missing the required entity background search for, XXXX, to include liens and judgments search. Additional conditions may apply. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> background<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415238 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated, XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415226 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415226 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | XXXX provided for "XXXX additional transaction applied to extend exposure limit for XXXX to XXXX units Waived comp factors: FICO 734 Reserves exceeds required by 12months LTV XXXX 2 2 2 2 |  |  |  |  |  |  |  |  |  |
| XXXX | 6415226 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan files contains CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415224 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415224 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415224 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415223 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415223 | 2 of 3 | XXXX | XXXX | Credit | Condo - Documentation | XXXX | Guidelines require a copy of the completed condominium questionnaire completed by the HOA, but the questionnaire was not located within the loan file only the FMNA condo approval, the condo questionnaire is still required. Additional conditions may apply. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> condo questionnaire.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415223 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415222 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415222 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow a XXXX% LTV exception. XXXX guidelines maximum LTV is XXXX%. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: Borrower has three plus investment properties, repeat XXXX client, assets exceed requird reserves by XXXX months. | 2 | 2 | 2 | 2 |
| XXXX | 6415222 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6430838 | 1 of 5 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6430838 | 2 of 5 | XXXX | XXXX | Compliance | Note - Name Discrepancy | XXXX | The entity's name reflects 'XXXX' on the Note Pg XXXX and Pg XXXX, PPP Addendum, Loan Agreement Pg XXXX, Pg XXXX and Exhibit B when the entity name should reflect 'XXXX Series XXXX'. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached confirming the company name. XXXX series is a series of the LLC<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6430838 | 3 of 5 | XXXX | XXXX | Compliance | Security Instrument - Name Discrepancy | XXXX | The entity's name reflects 'XXXX' on the Mortgage Pg XXXX and XXXX-XXXX Rider Pg XXXX when the entity name should reflect 'XXXX Series XXXX'. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6430838 | 4 of 5 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | Per the guidelines, all guarantors must provide the following: XXXX) A limited application that includes their name, address, date of birth, social security number, and citizenship XXXX) An authorization to obtain a credit report and background report XXXX) Identification documentation as in a driver's license, passport, or similar. The loan file is missing the required documentation for XXXX (XXXX% ownership of LLC). | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached guarantor package<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6430838 | 5 of 5 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415221 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415221 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415221 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415220 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415220 | 2 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section(s) of the Note is incomplete: XXXX. The notary did not disclose if the signing was completed by someone "personally known" or "proved to XXXX on the basis of satisfactory evidence to be the person who appeared before XXXX." | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> XXXX acknowledgement <br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415220 | 3 of 4 | XXXX | XXXX | Credit | Condo - Other | XXXX | Guidelines state that no more than XXXX% of the condo units can be more than XXXX days delinquent on their HOA dues, but per the condo questionnaire there are XXXX% units XXXX days past due on their HOA fees. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> explanation attached. Total Units XXXX. XXXX units over XXXX days delinquent. XXXX/XXXX = .XXXX% <br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415220 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415219 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>Rebuttal 2 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415219 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | Lender guidelines require guarantors to provide a limited application which includes the name, address, date of birth, Social Security Number, and citizenship, authorization for a credit report and background report, with credit scores meeting the minimum qualifying score, and Identification documentation such as a driver's license or passport. The loan file did not contain any of this documentation for the non-borrowing guarantor, XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> See the attached No Hit and guarantor pkg<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415219 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6430837 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6430837 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The lender provided an exception to allow for investor concentration above XXXX% and delinquent HOA dues of XXXX%. Considered non-material based on compensating factors (waived). | Waived |  |  |  | Compensating factors: XXXX, XXXX mos reserves | 2 | 2 | 2 | 2 |
| XXXX | 6430837 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415218 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415218 | 2 of 4 | XXXX | XXXX | Credit | DSCR - Missing background check | XXXX | Guidelines require a background check for all businesses including alien and judgment search for all entities, the background check for XXXX, and XXXX could not be located within the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> background for XXXX and XXXX <br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415218 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow a first time investor purchase a XXXX family property at XXXX% financing, first time investors XXXX financing allowed XXXX%. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: DSCR >XXXX, XXXX mons reserves | 2 | 2 | 3 | 2 |
| XXXX | 6415218 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415217 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415217 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415217 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415216 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415216 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415216 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415215 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415215 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow the borrower to waive impound accounts for the taxes and hazard insurance with less than a XXXX score. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: LTV XXXX% less than XXXX, DSCR >XXXX | 2 | 2 | 2 | 2 |
| XXXX | 6415215 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6430833 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6430833 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430833 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415225 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415225 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415225 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA XX/XX/XXXX which supports appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415239 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415239 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415239 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The CU score is XXXX. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415240 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415240 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415240 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415241 | 1 of 5 | XXXX | XXXX | Compliance | Appraisal Notice - Missing | XXXX | There is no evidence the Borrower received The Notice of Right to Receive Copy of Appraisal within XXXX business days from application. Equal Credit Opportunity Act (Regulation B) 12 CFR XXXX Truth In Lending Act (Regulation Z) [HPML] 12 CFR 1026.35(a),(c). Informational only | Acknowledged |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415241 | 2 of 5 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415241 | 3 of 5 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section(s) of the Note incomplete: Loan Agreement Exhibit B is missing the date of 'intent to be legally bound.' | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> See the attached Exhibit<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415241 | 4 of 5 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415241 | 5 of 5 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415266 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415266 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415266 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA, dated XX/XX/XXXX, which supports the appraised value |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415265 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415265 | 2 of 3 | XXXX | XXXX | Credit | Appraisal - Other | XXXX | The appraisal is in the name of XXXX, guidelines state that transferred appraisals need to include a copy of the appraisal invoice and a copy of the transfer letter in the name of the originating lender. | Void | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> This loan is table funded loan. <br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Explanation received is sufficient. (Void)<br>**  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415265 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415264 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415264 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The lender used assets in the name of XXXX compensation. No documentation was provided to confirm borrower has ownership interest and has access to use funds from that account. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> assets<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br> copr info showing borrower as owner<br>Rebuttal 3 (XX/XX/XXXX XX:XXPM)<br> Doc provided.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Still missing account ownership documentation. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> XXXX is the Borrower. XXXX is the business owner. (XXXX)<br>Response 3 (XX/XX/XXXX XX:XXPM)<br> Doc provided reflects borrower as one of the owners. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415264 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415263 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415263 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415263 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415262 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415262 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415262 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415261 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415261 | 2 of 3 | XXXX | XXXX | Credit | Condo - Other | XXXX | The loan file contains a lender exception to allow a non-warrantable condo with XXXX% investor concentration when the guidelines only allow for XXXX% investor concentration. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: XXXX+ mons reserves, Owned prim XXXX+ years | 2 | 2 | 2 | 2 |
| XXXX | 6415261 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415260 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415260 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415260 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains cda dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415259 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415259 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | XXXX provided to allow financing of a unit within a condo project that has on going deferred maintained that is of a structural / safety concern, repair of Seawall. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Comp factors: DSCR XXXX, experienced investor, reserves of XXXX months | 2 | 2 | 2 | 2 |
| XXXX | 6415259 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415257 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415257 | 2 of 4 | XXXX | XXXX | Credit | Appraisal - Other | XXXX | Per the guidelines, properties must contain a full kitchen. The appraiser indicates appliances for subject property include a range; however, photo of the kitchen does not indicate a range in place. Please provide evidence of the stove being installed. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Documentation uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415257 | 3 of 4 | XXXX | XXXX | Credit | Appraisal - Other | XXXX | The rear photos of the appraisal indicate there are bars on the sliding glass door which poses a health and safety concern. The comments regarding emergency safety latches were not located within the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Please see attached appraisal, emailed on XXXX/XXXX, confirming no safety issues. <br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Pictures of bars and latches provided. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415257 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415256 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The loan agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415256 | 2 of 4 | XXXX | XXXX | Credit | Condo - Other | XXXX | The investment concentration for the subject properties condominium complex is at XXXX%, guidelines state the maximum investor concentration allowed within complex is XXXX% or up to XXXX% but then the maximum LTV is XXXX% but the loan closed at XXXX% LTV. | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Waiver granted by Investor. (Waived)<br>**  |  | XXXX. Experienced Investor. XXXX months of reserves. | 3 | 2 | 3 | 2 |
| XXXX | 6415256 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The borrower is a permanent resident alien the max LTV allowed for a purchase is XXXX% but the loan closed at XXXX% LTV. | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Waiver granted by Investor. (Waived)<br>**  |  | XXXX. Experienced Investor. XXXX months of reserves. | 3 | 2 | 3 | 2 |
| XXXX | 6415256 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415255 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415255 | 2 of 4 | XXXX | XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The XXXX did not acknowledge if the individual was 'personally known' to them or 'produced identification.' | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> See the attached notary<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415255 | 3 of 4 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415255 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contain cda dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415254 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415254 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415254 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415253 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415253 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415253 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports a appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415252 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415252 | 2 of 4 | XXXX | XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The XXXX did not acknowledge if the person was known to them or if produced identification. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Please see attached XXXX with completed notary acknowledgement.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415252 | 3 of 4 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415252 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6430831 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6430831 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430831 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains cda dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415251 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415251 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415251 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415250 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6415250 | 2 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | This loan failed the prepayment test. The loan has a prepayment term that does not conform to the State Regulations where the property is located. The state of XXXX allows for a maximum XXXX months prepayment term, the loan has a XXXX month prepayment term. The loan fails the prepayment test by XXXX months. Borrower is an LLC. | Acknowledged |  |  |  |  | 2 | 2 | 2 | 2 |
| XXXX | 6415250 | 3 of 4 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415250 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| XXXX | 6415249 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415249 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415249 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains the CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415248 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415248 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415248 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan contains a CDA dated XX/XX/XXXX which supports the appraised the value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415247 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6415247 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file is missing the required filled out ACH signed/dated by the borrower. XXXX guidelines require ACH on all cash out refinances with an LTVgreater than XXXX%. Additional conditions may apply. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached ACH form<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6415247 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6430830 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6430830 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430830 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415246 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415246 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415246 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415245 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415245 | 2 of 4 | XXXX | XXXX | Credit | Appraisal - Other | XXXX | When appraisals are transferred guidelines require a copy of the appraisal invoice which was not located within the loan file. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> appraisal invoice<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415245 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The borrower is currently living rent free, guidelines state if the borrower is living rent free a lease with verification of XXXX months rent paid to the borrower must be provided. The lease was located, but the XXXX months verification of rent paid to the borrower could not be located within the loan file. | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> exception<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Waiver granted by Investor. (Waived)<br>**  |  | Experienced Investor. XXXX DSCR. XXXX% LTV. | 3 | 2 | 3 | 2 |
| XXXX | 6415245 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415244 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415244 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415244 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a cda dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430829 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6430829 | 2 of 4 | XXXX | XXXX | Credit | Condo - Other | XXXX | Guidelines state that only XXXX% of the units within the HOA can be XXXX days delinquent on HOA dues, but per the HOA questionnaire there are XXXX% units XXXX days delinquent on HOA dues. | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See attached management exception for HOA due delinquencies. <br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Lender exception provided to waive based on compensating factors. (Waived)<br>**  |  | Comp factors - XXXX, XXXX in excess reserves and has owned primary for XXXX years. | 3 | 2 | 3 | 2 |
| XXXX | 6430829 | 3 of 4 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | Per the guidelines, all guarantors must provide the following: XXXX) A limited application that includes their name, address, date of birth, social security number, and citizenship XXXX) An authorization to obtain a credit report and background report. The loan file is missing the required documentation for XXXX (XXXX% ownership of XXXX). | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Please see Guarantor docs for XXXX.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Docs provided as required. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6430829 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6430828 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6430828 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430828 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430827 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6430827 | 2 of 3 | XXXX | XXXX | Credit | Appraisal - Other | XXXX | Guidelines state a cash-out refinance is allowed within XXXX-XXXX months of the original purchase date of XX/XX/XXXX, but in order to use the appraised value rather than of $XXXX (purchase price of $XXXX + $XXXX closing costs), there must be a scope of the work and budget of all improvements made provided by the borrower. The work completed must be provided with photos from a third-party provider. Additional conditions may apply. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Doc provided.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Budget provided as required. Nothing in the guidelines requires pictures of the rehab work. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6430827 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415242 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The loan agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 1 |
| XXXX | 6415242 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6415242 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 1 |
| XXXX | 6430826 | 1 of 4 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6430826 | 2 of 4 | XXXX | XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: XXXX. The notary did not acknowledge if the borrower was 'personally known' or 'produced identification.' | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> mortgage <br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6430826 | 3 of 4 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6430826 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6430825 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 1 |
| XXXX | 6430825 | 2 of 3 | XXXX | XXXX | Credit | Hazard Insurance - All Perils | XXXX | XXXX, HOI policy must specifically state "All Perils" or meet one of the three options provided in overlay to Correspondent. The hazard policy provided does not reflect "all" perils coverage. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Documentation uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 1 |
| XXXX | 6430825 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 1 |
| XXXX | 6415268 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415268 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan closed in the name of an entity in which the borrower has XXXX% interest. Per the guidelines a XXXX is required from one or more owners representing a majority ownership interest (XXXX% or more). Guarantors are required to complete a limited application that includes their name, address, date of birth, social security number, and citizenship. Guarantors must provide authorization for a credit report and background report. The guarantor must meet the credit and background requirements set forth with a minimum qualifying credit score that meets the program guidelines. Entity member XXXX signed the guaranty agreement however all other required documents are missing from the loan file. | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> attached<br>Rebuttal 2 (XX/XX/XXXX XX:XXPM)<br> attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> XXXX qualifying credit score is below XXXX. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> Waiver granted by Investor. (Waived)<br>**  |  | XXXX. Experienced Investor. XXXX months of reserves. | 3 | 2 | 3 | 2 |
| XXXX | 6415268 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated, XX/XX/XXXX, which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6415325 | 1 of 6 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 3 | 2 |
| XXXX | 6415325 | 2 of 6 | XXXX | XXXX | Credit | Condo - Other | XXXX | Guidelines require management approval for all condominium conversions, per the questionnaire the subject was converted in XXXX but management approval was not located within the loan file. | Waived | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> See the attached<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Waiver granted by Investor. (Waived)<br>**  |  | Compensating Factors: Experienced Investor, Low LTV | 3 | 2 | 3 | 2 |
| XXXX | 6415325 | 3 of 6 | XXXX | XXXX | Credit | Credit - Other | XXXX | The loan file contains a lender exception to allow the condo questionnaire be the lenders HOA certificate instead of a 3rd party condo questionnaire. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: Experienced Investor, Low LTV | 2 | 2 | 3 | 2 |
| XXXX | 6415325 | 4 of 6 | XXXX | XXXX | Credit | DSCR - Missing background check | XXXX | Per the guidelines, a background report including a liens and judgments search is required on the borrowing entity. The file is missing the required documentation for XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> See the attached<br>Rebuttal 2 (XX/XX/XXXX XX:XXAM)<br> See the attached No Hit report<br>**  | **Response 1 (XX/XX/XXXX XX:XXPM)<br> Please provide the No Hit results. (XXXX)<br>Response 2 (XX/XX/XXXX XX:XXPM)<br> Documentation received is sufficient. (Resolved)<br>**  |  |  | 3 | 1 | 3 | 2 |
| XXXX | 6415325 | 5 of 6 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow the borrower to live rent free within XXXX miles of the subject property. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: Experienced Investor, Low LTV | 2 | 2 | 3 | 2 |
| XXXX | 6415325 | 6 of 6 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 3 | 2 |
| XXXX | 6430839 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete | XXXX | The following section of the Note is incomplete: The Loan Agreement was not executed by the lender. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> Docs uploaded.<br>**  | **Response 1 (XX/XX/XXXX XX:XXAM)<br> The documentation provided is sufficient to clear the finding. (Resolved)<br>**  |  |  | 2 | 1 | 2 | 2 |
| XXXX | 6430839 | 2 of 3 | XXXX | XXXX | Credit | DSCR - Program Parameters - Other | XXXX | The loan file contains a lender exception to allow a XXXX unit property where one of the units is XXXX sq feet, the minimum sq footage required for a XXXX-XXXX unit property is XXXX sq feet. Determined non-material based on compensating factors (waived). | Waived |  |  |  | Compensating Factors: DSCR >XXXX, XXXX+ months XXXX | 2 | 2 | 2 | 2 |
| XXXX | 6430839 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. |  |  |  |  |  | 1 | 1 | 2 | 2 |
| **XXXX** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.41

**Exhibit 99.41**

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Original Loan Amount** | **Initial Rating** | **Final Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Property Valuation Rating** | **Final Property Valuation Rating** |
| XXXX | 6415227 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6415297 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415239 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415240 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415224 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415292 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415221 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415247 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6415278 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415277 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415267 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415293 | XXXX | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 B A |
| XXXX | 6415213 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415309 | XXXX | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 B A |
| XXXX | 6415317 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415304 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6415274 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 6415252 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 6415296 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6415225 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415280 | XXXX | 3 | 2 | 3 | 2 | 2 | 2 | 1 | 1 C B A |
| XXXX | 6415238 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6415222 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415273 | XXXX | 2 | 2 | 1 | 1 | 2 | 1 | 2 | 2 B A |
| XXXX | 6415300 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415234 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415261 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415307 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415294 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6415220 | XXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 6415318 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A |
| XXXX | 6415232 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415284 | XXXX | 3 | 2 | 3 | 1 | 2 | 2 | 1 | 1 C B A |
| XXXX | 6415312 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415250 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 6415235 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6415287 | XXXX | 3 | 2 | 3 | 2 | 2 | 2 | 1 | 1 C B A |
| XXXX | 6415215 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415314 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6415216 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415305 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415230 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 6415321 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415262 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415237 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6415303 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415248 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415306 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6415283 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415279 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415226 | XXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| XXXX | 6415281 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415282 | XXXX | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 6415288 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6415286 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415323 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415266 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415298 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415310 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6415315 | XXXX | 3 | 2 | 3 | 1 | 3 | 2 | 1 | 1 C B A |
| XXXX | 6415254 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415271 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415290 | XXXX | 3 | 2 | 3 | 2 | 3 | 2 | 1 | 1 C B A |
| XXXX | 6415265 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415249 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6430835 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415255 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 6415218 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6430826 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 6430831 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415259 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415322 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6430823 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415256 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6415269 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415264 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6430836 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 6430829 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6430837 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415233 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6430833 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415324 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415236 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415241 | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 6430821 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415244 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6430828 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415301 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6430825 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6415319 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6415228 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415245 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6415217 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415325 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6430822 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6430824 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415253 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6430832 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415302 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415223 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6415260 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415219 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6430834 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415257 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6415285 | XXXX | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A |
| XXXX | 6415295 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415276 | XXXX | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A |
| XXXX | 6415291 | XXXX | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A |
| XXXX | 6415231 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |
| XXXX | 6415311 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6430838 | XXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 6415242 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6430830 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415229 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415320 | XXXX | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A |
| XXXX | 6415308 | XXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 6415251 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6430827 | XXXX | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| XXXX | 6430839 | XXXX | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415246 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415263 | XXXX | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| XXXX | 6415268 | XXXX | 3 | 2 | 3 | 2 | 2 | 1 | 1 | 1 C B A |

---

## Exhibit 99.42

**Exhibit 99.42**

---

| | |
|:---|:---|
| **Loan Count:** | 122.0 |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Audit ID** | **Loan Number** | **Loan ID** | **Borrower Last Name** | **Field** | **Tape Data** | **Review Data** |
| XXXX | XXXX | 6415213 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415294 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430834 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415293 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415292 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415291 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415290 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415288 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415287 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415286 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415285 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415284 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415295 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415283 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415281 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415280 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415279 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430823 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415278 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415277 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415276 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415274 | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | XXXX | 6415274 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415273 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415271 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415282 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415296 | XXXX | Amortization Term in Months | XXXX | XXXX |
| XXXX | XXXX | 6415296 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415323 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430836 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415322 | XXXX | Amortization Term in Months | XXXX | XXXX |
| XXXX | XXXX | 6415322 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415321 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430835 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415320 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415319 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415318 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415317 | XXXX | Amortization Term in Months | XXXX | XXXX |
| XXXX | XXXX | 6415317 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415315 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415312 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415311 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415310 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415309 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415308 | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | XXXX | 6415308 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415307 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415306 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430821 | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | XXXX | 6430821 | XXXX | CLTV | XXXX | XXXX |
| XXXX | XXXX | 6430821 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430821 | XXXX | LTV | XXXX | XXXX |
| XXXX | XXXX | 6430824 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415305 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415304 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415303 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415302 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415301 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415300 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415324 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415269 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415267 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415237 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415236 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415235 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415234 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430832 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415233 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415232 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415231 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415230 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415229 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415228 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415227 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415297 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430822 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415298 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415238 | XXXX | Appraised Value | XXXX | XXXX |
| XXXX | XXXX | 6415238 | XXXX | CLTV | XXXX | XXXX |
| XXXX | XXXX | 6415238 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415238 | XXXX | LTV | XXXX | XXXX |
| XXXX | XXXX | 6415226 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415224 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415223 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415222 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430838 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415221 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415220 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415219 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415218 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415217 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415216 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415215 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415215 | XXXX | Original Qualifying FICO Score | XXXX | XXXX |
| XXXX | XXXX | 6430833 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415239 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415240 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415241 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415266 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415265 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415264 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415263 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415261 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415260 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415259 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415257 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415256 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415255 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415254 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415253 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415252 | XXXX | Amortization Term in Months | XXXX | XXXX |
| XXXX | XXXX | 6415252 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430831 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415251 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415250 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415249 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415248 | XXXX | Amortization Term in Months | XXXX | XXXX |
| XXXX | XXXX | 6415248 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415247 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430830 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415246 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415245 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415244 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430829 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430828 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430827 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415242 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430826 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430825 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6415325 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |
| XXXX | XXXX | 6430839 | XXXX | Debt Service Coverage Ratio | XXXX | XXXX |

---

## Exhibit 99.43

**Exhibit 99.43**

Valuation Securitization Report

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** |  |  |
| **Customer Loan ID** | **Seller Loan ID** | **Subject Address** | **Subject City** | **Subject State** | **Subject Zip** | **Note Date** | **Original Loan Amount** | **Sales Price** | **PIW Indicator** | **Appraised Value** | **Value for LTV** | **Appraisal Form Type** | **Appraisal Date** | **Appraisal Company Name** | **AVM Confidence Score** | **AVM FSD Score** | **Market Condition** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **AVM FSD Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXX | 6415266 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6430826 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |
| XXXX | 6430824 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415252 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |
| XXXX | 6415267 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |
| XXXX | 6430836 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6430823 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415290 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415260 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |
| XXXX | 6430833 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415235 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 |
| XXXX | 6415317 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |
| XXXX | 6415229 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |
| XXXX | 6415253 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |
| XXXX | 6430827 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 |
| XXXX | 6430839 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6430834 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415303 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |
| XXXX | 6415312 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |
| XXXX | 6415234 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 |
| XXXX | 6415217 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |
| XXXX | 6415307 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |
| XXXX | 6415325 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6430837 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6430821 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.9 |
| XXXX | 6415244 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |
| XXXX | 6415321 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415315 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415213 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |
| XXXX | 6430831 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415277 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415237 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415279 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |
| XXXX | 6430822 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |
| XXXX | 6415308 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415230 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |
| XXXX | 6415309 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415226 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -2.740% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 |
| XXXX | 6430825 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415301 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415250 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415227 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 |
| XXXX | 6415295 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415261 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415245 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6430838 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |
| XXXX | 6415241 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 |
| XXXX | 6415302 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415284 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415247 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |
| XXXX | 6415262 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -7.031% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 |
| XXXX | 6415240 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415220 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |
| XXXX | 6415314 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415323 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415324 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 |
| XXXX | 6430832 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 |
| XXXX | 6415223 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415242 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |
| XXXX | 6415296 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415281 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415254 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 |
| XXXX | 6415300 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415305 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415310 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |
| XXXX | 6415274 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415322 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415257 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |
| XXXX | 6415286 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.6 |
| XXXX | 6415292 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |
| XXXX | 6415273 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  | Other |  |  |  |  |  |  |  | XXXX | XXXX | -18.519% | XXXX |  | XX/XX/XXXX |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |
| XXXX | 6415222 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6430830 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Increasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415285 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Increasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 |
| XXXX | 6415215 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Increasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415287 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Increasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415224 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Increasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |
| XXXX | 6415264 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Increasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |
| XXXX | 6415251 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Increasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415221 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Decreasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415238 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Decreasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -4.594% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 |
| XXXX | 6415293 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Decreasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415304 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Decreasing |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415246 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415271 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415263 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |
| XXXX | 6415320 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |
| XXXX | 6415256 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415231 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.3 |
| XXXX | 6415291 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415288 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 |
| XXXX | 6415318 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |
| XXXX | 6415298 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |
| XXXX | 6430829 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |
| XXXX | 6415297 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 |
| XXXX | 6430835 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415259 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -6.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415233 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 |
| XXXX | 6415265 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415294 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |
| XXXX | 6415280 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |
| XXXX | 6415248 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415282 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415283 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -2.377% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415311 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |
| XXXX | 6415216 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |
| XXXX | 6415225 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415239 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415269 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |
| XXXX | 6415236 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415268 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |
| XXXX | 6415219 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 |
| XXXX | 6415228 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415232 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415255 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1073 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 |
| XXXX | 6430828 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415306 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| XXXX | 6415319 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |
| XXXX | 6415218 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1025 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6415249 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 |
| XXXX | 6415278 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 |
| XXXX | 6415276 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | No | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX |  |  | Stable |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |

---

## Exhibit 99.44

**Exhibit 99.44**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **QM Status** | **ATR** | **Exempt Reason** | **TRID Flag** | **Bank Statement Flag** | **Business/Personal Bank Statement** | **Foreign National Flag** | **Bank Statement Months** | **Number of Units** | **Lease In Place Indicator** | **Short Term Rental indicator** | **Title Vesting Type** | **Entity Name** | **Guarantee** | **Recourse** | **AUS/GSE Eligible Flag** | **Non-QM DocType Flag** | **Non-QM DTI Flag** | **Non-QM Points and Fees Flag** | **Non-QM Appendix Q Flag** | **Non-QM IO Flag** | **Non-QM Investment Property Exemption Flag** | **Non-QM Business Purpose / Foreign National** | **Non-QM Loan Term Exceeds 30 yrs** | **Primary Borrower Retired Flag** | **Co-Borrower Retired Flag** | **State of Formation** | **Length of Self-Employment** | **Co-Borrower Length of Self-Employment** | **Qualifying Rent** | **Rent from Lease** | **Rent from Market Survey** | **Business Expense-to-Income Ratio** | **Source of Business Expense-to-Income Ratio** | **Third Party Preparer** | **Debt Service Coverage Ratio (DSCR)** | **Rent Source** | **DSCR PITIA** | **Residual Income** | **Borr 1 - Income Qual Months Personal Bank Statements** | **Borr 1 - Income Qual Months Business Bank Statements** | **Borr 1 - Income Qual Years W2** | **Borr 1 - Income Qual Years Tax Returns** | **Borr 1 - Income Qual WVOE Months** | **Borr 1 - Income Qual PNL Letter** | **Borr 1 - Income Qual CPA Letter** | **Borr 1 - Income Qual Number Paystubs** | **Borr 2 - Income Qual Months Personal Bank Statements** | **Borr 2 - Income Qual Months Business Bank Statements** | **Borr 2 - Income Qual Years W2** | **Borr 2 - Income Qual Years Tax Returns** | **Borr 2 - Income Qual WVOE Months** | **Borr 2 - Income Qual PNL Letter** | **Borr 2 - Income Qual CPA Letter** | **Borr 2 - Income Qual Number Paystubs** |
| XXXX | 6415288 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415278 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415277 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415310 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415314 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415323 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415282 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415222 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415262 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415239 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415309 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415274 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415283 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415240 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415226 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415303 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415235 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415321 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415252 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 1 | 1 | 0 | 1 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415287 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 4 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415267 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415237 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415297 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415306 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415234 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415279 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415315 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415312 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415317 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Corporation | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 1 | 1 | 0 | 1 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415213 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415230 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415298 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415318 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415307 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415266 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415304 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 3 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415232 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415216 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Corporation | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415250 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415215 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415224 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415238 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415221 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415261 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 |  | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415296 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 4 | 0 | 0 | Corporation | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 1 | 1 | 0 | 1 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415280 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415281 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415284 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415286 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415293 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415294 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415292 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 |  | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415248 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 1 | 1 | 0 | 1 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415254 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415225 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 4 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415220 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415227 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415300 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415305 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415273 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415247 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415295 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415259 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415311 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415301 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415265 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415322 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | Trust | XXXX | No |  | 0 | 1 |  | 0 |  | 1 | 1 | 0 | 1 | 0 | 0 |  | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415218 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415217 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415249 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415251 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415241 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415264 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415233 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415253 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415229 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415308 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 4 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415257 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415276 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415291 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 4 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415302 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415246 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415223 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415268 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415271 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415285 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415263 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415242 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415245 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415256 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415219 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415231 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 1 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Short Term Rental | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430832 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415236 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 1 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Short Term Rental | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415269 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415324 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 1 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Short Term Rental | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415320 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415228 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 4 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415290 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415260 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430827 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 |  | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430826 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Trust | XXXX | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415325 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430821 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 1 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  |  |  |  |  | XXXX | Short Term Rental | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6430824 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6430837 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415255 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6430831 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430828 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6430839 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 3 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430829 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430830 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430833 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6430834 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 4 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6415244 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6430835 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 4 | 1 | 0 | Corporation | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430825 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 0 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX |  | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6430822 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430838 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430823 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 2 | 1 | 0 | LLC | XXXX | Yes | Full Recourse | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 | 0 | XX | 0 | 0 | XXXX | XXXX | XXXX |  |  |  | XXXX | Market Survey | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| XXXX | 6430836 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |
| XXXX | 6415319 | GQM Exempt - Business Purpose | N/A |  | 0 | 0 |  | 0 |  | 1 | 1 | 0 | Individual |  | No |  | 0 | 1 |  | 0 |  | 0 | 1 | 0 | 0 | 0 |  |  | 0 |  | XXXX | XXXX | XXXX |  |  |  | XXXX | Lease | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |

---

## Exhibit 99.45

**Exhibit 99.45**

**EXECUTIVE SUMMARY**

**DRMT 2026-INV2**

**By Clarifii LLC on March 16, 2026**

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 1

**CLARIFII CONTACT INFORMATION** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Christine Aug** | &nbsp;&nbsp;**Jason Luttenberger** |
| &nbsp;&nbsp; Vice President of Due Diligence | &nbsp;&nbsp; President and Chief Operating Officer |
| &nbsp;&nbsp; Phone: 813.735.4487 | &nbsp;&nbsp; Phone: 917.742.7797 |
| &nbsp;&nbsp; E-mail: Christine.Aug@Clarifii.com | &nbsp;&nbsp; E-mail: Jason.Luttenberger@Clarifii.com |

---

**OVERVIEW**

Clarifii LLC ("Clarifii") conducted an independent third-party pre-securitization due diligence review (the "Review") of 3 loans (the "Loans") and these loans were subsequently acquired by Deephaven Residential Mortgage Trust 2026-INV2 (the "Client") for the DRMT 2026-INV2 transaction. The loans referenced in this narrative report were reviewed 12/2025 through 12/2025 by Clarifii. This narrative report provides information about the scope of work performed by Clarifii, and the results of Clarifii's review.

**ORIGINATORS**

Origination channels for the loans in this review:

---

| | | | |
|:---|:---|:---|:---|
| **Origination Channel** | **Loan Count** | **% of Pool** | **Original Balance** |
| Retail | 2 | 66.67% | $501200.00 |
| Wholesale | 1 | 33.33% | $598000.00 |
| **Total** | **3** | **100.00%** | **$1099200.00** |

---

The Review consisted of a population of 3 loans, with an aggregate principal balance of $1,099,200.00.

**CLARIFII'S THIRD PARTY REVIEW (TPR) SCOPE OF WORK**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency loan level review standards in place as of the date of the review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

**LOAN SAMPLING**

The Client defined the sample size and requested Clarifii to perform a random sample of the Loans to be included in the Review. To Clarifii's knowledge, the Review covered 100% of the transaction loan population.

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 2

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |
| &nbsp;&nbsp;S&P Global Ratings | &nbsp;&nbsp; Global Methodology And Assumptions: Assessing<br> Pools Of Residential <br> Loans, January 25, 2019; <br> Global Methodology And Assumptions: Assessing <br> Pools Of Residential <br> Loans--U.S. And Canada Supplement, February 21, 2025  |

---

**DATA INTEGRITY**

Clarifii performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the Loan file as captured by Clarifii. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| |
|:---|
| &nbsp;&nbsp;**Data Comparison Field** |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Blanket Mortgage Flag |
| &nbsp;&nbsp;Borrower 1 Citizen |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;Calculated DSCR |
| &nbsp;&nbsp;First Payment Date |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment |
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Interest Only Term |
| &nbsp;&nbsp;Interest Rate |
| &nbsp;&nbsp;Investor Loan ID |
| &nbsp;&nbsp;Loan Amount |
| &nbsp;&nbsp;Loan ID |
| &nbsp;&nbsp;Loan Program |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Note Type |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Prepayment Penalty Calculation |
| &nbsp;&nbsp;Prepayment Penalty Total Term |
| &nbsp;&nbsp;Primary Appraised Property Value |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property Attachment Type |
| &nbsp;&nbsp;Property City |

---

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 3

---

| |
|:---|
| &nbsp;&nbsp;Property County |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio |
| &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Seller Loan ID |
| &nbsp;&nbsp;Term |

---

**CREDIT UNDERWRITING**

Clarifii reviewed each Loan file to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria, or other requirements provided by Client, including, as applicable, Ability to Repay and Qualified Mortgage requirements. The Credit Qualification review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;· **Loan Attributes** 

To determine borrower program eligibility, Clarifii verified the following loan attributes and, where applicable, recalculated based on the information provided:

- Assets and Reserves

- Gross Income

- Lien Position

- Loan Purpose

- Housing History

- Loan to Value Ratio (LTV) and Combined Loan to Value Ratio (CLTV)

- Monthly Debt

- Occupancy

- Property Type

- Qualifying principal, interest, tax, insurance, and association dues (PITIA)

- Debt to Income Ratio (DTI)

- Residual Income

- Debt Service Coverage Ratio (DSCR)

&nbsp;&nbsp;&nbsp;&nbsp;· **Credit Application** 

Clarifii verified the following items per the Uniform Residential Loan Application Form 1003 (1003):

- All known borrower-owned properties are disclosed on the Real Estate Owned (REO) Section 2

- Borrower(s) employment history

- Citizenship and eligibility

- First time home buyer status

- The application was signed by all borrowers

- The application was substantially complete

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 4

&nbsp;&nbsp;&nbsp;&nbsp;· **Credit History** 

Clarifii verified the following items:

- A credit report or alternative credit history as applicable to loan type is present for each borrower

- Bankruptcy and foreclosure seasoning

- Captured the monthly consumer debt payments for use in the applicable DTI calculation

- Installment and revolving payment history

- Mortgage/Rental payment history

- Verified and reviewed Real Estate Owned, Office of Foreign Assets Control (OFAC) search, and Fraud Alerts

- Number of tradelines

- Credit Score(s) and Qualifying Score Methodology

&nbsp;&nbsp;&nbsp;&nbsp;· **Employment and Income** 

When applicable, Clarifii determined whether all supporting documentation as required by the guidelines and Ability to Repay/Qualified Mortgage Rule (ATR/QM) were complete and accurate. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with the guidelines. Documentation verified employment and income were deemed acceptable if it was a third-party document as required by the guidelines and ATR when applicable and may include:

- Tax returns

- Financial statements

Paystubs

- IRS Form W-2s

- IRS Form 1099

- IRS documents

- Bank statements

- Lease agreements

- Award letters

- Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;· **Fraud Review** 

For all Loans, Clarifii utilized the results from an independent, third-party fraud tool as well as information in the loan file to identify and address any potential misrepresentations including:

- Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower name variations

- Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject property ownership history

- Employment

- Licensing verification with the Nationwide Multistate Licensing System & Registry (NMLS):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan officer

OFAC

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 5

&nbsp;&nbsp;&nbsp;&nbsp;· **Asset Review** 

Clarifii assessed whether the asset documentation required by the guidelines and ATR, when applicable, was present in the Loan file and within required timeframe. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

- Verification of deposits (VOD)

- Depository account statements

- Stock or security account statements

- Gift funds

- Settlements statements

- Other evidence of conveyance and transfer of funds if a sale of assets was involved

- Other documentation in loan file

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;· **Property Insurance and Taxes** 

Clarifii confirmed the presence of the insurance and tax information for the following:

- Confirmed that the flood certification is for the correct borrower, property, lender, and loan number and is a "Life of Loan" certification

- Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns"

Confirmed that the premium amount on both the hazard and flood insurance match figures from the DTI calculations

For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines

For properties in a flood zone, per the flood certification, confirmed that flood insurance meets guideline requirements in the file and met the minimum required amount of coverage in the guidelines

- Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and taxes are current

Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;· **Debt Service Coverage Ratio (DSCR)** 

- Calculated DSCR, as required by guidelines

- Confirmed documentation requirements have been met

Summed principal and interest or interest payment, along with taxes, insurance and HOA payments to arrive at monthly property expense. This summed amount is used as the denominator to the monthly lease or estimated lease income, as required by guidelines

**DOCUMENT REVIEW**

Clarifii reviewed each Loan file and verified if the following documents were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final 1003 Application** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Note** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Mortgage/Deed of Trust** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Appraisal** 

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 6

&nbsp;&nbsp;&nbsp;&nbsp;· **Sales Contract** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Title Commitment/Policy** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Junior Lien/Subordination Agreement** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Mortgage Insurance** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Flood Certification** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final Loan Estimate (LE)** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final and Closing Disclosure (CD)** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Post-Consummation Closing Disclosure (PCCD), as applicable** 

**COMPLIANCE REVIEW**

Clarifii reviewed each Loan file, when applicable, and verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Compliance verification and validation that each mortgage loan met the relevant provisions of:

**Anti-** **Predatory Lending Requirements**, that are imposed by federal, state and/or local statutory, regulatory, or authoritative determinations (e.g., state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including the Home Ownership and Equity Protection Act (HOEPA) and any state and local high-cost home loan laws. Assignee shall have the meaning as defined in the Truth in Lending Act (TILA).

**Truth in Lending Act (TILA)**, as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026

**Real Estate Settlement Procedures Act (RESPA)**, 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024

**Equal Credit Opportunity Act (ECOA)**, 15 U.S.C. §1691, as implemented by Regulation B, 12 C.F.R. §1001.1(b)

&nbsp;&nbsp;&nbsp;&nbsp;· **Compliance Documentation Requirements** 

Clarifii reviewed the following documents as they related to regulatory compliance:

- Initial and final application (1003)

- Note, including all addendums

- Copy of note for any junior liens (if applicable)

- Mortgage / Deed of Trust, including all riders

- Initial, Interim, and Final Loan Estimates (LE)

- Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

- Notice of Right to Cancel (when applicable)

- Rate Lock Date

- HOEPA Disclosures (when applicable)

- Initial Escrow Account Disclosure

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 7

&nbsp;&nbsp;&nbsp;&nbsp;· **Anti-Predatory Lending (Assignee Liability)** 

Loans were reviewed for violations of federal, state & local high cost, higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition was reported.

&nbsp;&nbsp;&nbsp;&nbsp;· **Compliance Testing of Truth-in-Lending Act (TILA)/Regulation Z Elements** 

Clarifii reverified and retested, when applicable, the following TILA and Regulation Z elements:

**TILA/RESPA Integrated Disclosure Testing (TRID)**

Reviewed and compared LEs and CDs with a report outlining any TILA violations, including a recalculation of disclosed finance charges, principal and interest calculations, proper completion of the Projected Payments table, total of payments, finance charges, amount financed, recalculation of disclosed APR and a review to determine if disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes. Testing was conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID Grid 3.0" v.12/05/2019).

**Right of Rescission** 

Reviewed the TILA Right of Rescission, Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensured proper execution of the Notice of Right to Cancel by all required parties, verified the disbursement date and determined if a full three (3) day rescission period was provided to the borrower(s). The appropriate Model Form was tested according to applicable U.S. Court of Appeals, Circuit Court rulings.

**Qualified Mortgage and Ability to Repay**

Reviewed to ensure the mortgage loan meets the applicable Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43.

**Real Estate Settlement Procedures Act (RESPA)/Regulation X**

Reviewed to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

**Equal Credit Opportunity Act (ECOA)/Regulation B**

Confirmed compliance with the January 18, 2014, requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals was met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

**Fair Credit Reporting Act (FRCA)/Regulation V**

Confirmed compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 8

**Miscellaneous Compliance Testing**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Mandatory Arbitration*** – Clarifii reported mandatory arbitration provisions present in
the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Single Premium Credit Insurance*** – Clarifii reported single premium credit insurance policies
or debt cancellation agreements present in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***State prepayment and late charge restrictions*** – Clarifii reported instances where a prepayment
penalty that exceeds the state permitted penalty has expired.

&nbsp;&nbsp;&nbsp;&nbsp;· **State and Local Anti-Predatory Requirements** 

The following is an itemization of the current and historical state and local anti-predatory lending requirements, considered customary in secondary market due diligence compliance testing and reviewed by Clarifii:

- Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

- California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

- California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

- Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

- Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

- Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

- District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

- Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

- Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

- Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

- Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

- Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1 et seq. (2004).

- Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

- City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

- Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

- Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

- Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

- Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat. § 360.100 et seq.

- Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

- Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 9

- Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

- Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183I.

- Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

- Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

- Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et seq.

- Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

- Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

- Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

- Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

- Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. § 598D.010 et seq.

- New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

- New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. § 58-21A-1 et seq.

- New York High-Cost Home Loan Regulations (1A – Original Part 41), 3 NYCCR Part 41 (2001).

- New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

- New York Subprime Home Loans, NY Bank. Law § 6-m.

- North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1I(a); 24-10.2(a) as amended.

- Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. § 1.63.

- Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

- City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

- Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§ 201.01 et seq.

- Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

- Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

- Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

- City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

- Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

- South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

- South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

- Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 10

- Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

- The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas Constitution

- Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

- Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

- Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

- Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422, 6.1-428.

- Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

- Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

- West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

- Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

- Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· **Business Purpose Loan Compliance Review** 

- Non-Owner Occupied Declaration Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify reflects correct address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify application address is different from subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify executed by all borrowers

- Review Note accuracy and properly executed

- Review Mortgage and applicable riders for accuracy and properly executed

- Occupancy Letter (must state that borrower(s) will not reside in the property

- HMDA section (Information for Government Monitoring Purposes) of the application (initial and/or final)

- If property is in a flood zone, Flood Notice must be provided prior to closing

- Right to Receive Copy of Appraisal or Appraisal Waiver Disclosure

- Letter of Explanation detailing the use of proceeds.

- Borrower's statement of purpose for the loan.

- State License requirements when applicable

- State Predatory lending and high cost when applicable

**QUALIFIED MORTGAGE (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Clarifii reviewed the loan to determine whether, based on available information in the loan file, (i) the loan contained risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceeded the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeded 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review included a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 11

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency, as permitted under the QM final rule, Clarifii reviewed the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviewed the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Clarifii then determined whether the loan was a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**ABILITY TO REPAY (ATR)**

Clarifii reviewed the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focused on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

*Note: for loans designated as QM – Agency eligible (QM – Temporary), Clarifii did not review for compliance with the requirements of Appendix Q or General Ability to Repay.*

Clarifii reviewed loans to determine their conformity with the ATR/QM factors above, and did not render an independent assessment or opinion, warranty or represent that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR, or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative, or judicial authorities (Authorities). Clarifii does not represent or warrant that the factors for which it has reviewed that the loans constitute all the factors and/or criteria that Authorities may consider in determining the status of a loan.

Clarifii's review was based on information contained in the loan file at the time it was provided for review. All loans in the population reviewed by Clarifii were investment properties and were found to not be ATR/QM applicable

**VALUATION REVIEW**

Clarifii reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, comparable sales, completeness of data and eligibility of the appraiser, compared to underwriting guidelines, variances, and tolerances. Clarifii determined that the appraised value appeared to be supported, based on the valuation provided by the Independent Third-party Review.

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 12

&nbsp;&nbsp;&nbsp;&nbsp;· **Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)** Clarifii checked for the presence of the appraiser's license and reviewed for the presence of
any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

&nbsp;&nbsp;&nbsp;&nbsp;· **Uniform Standards of Professional Appraisal Practice (USPAP)** Clarifii confirmed the appraiser's certification is present and executed within the original appraisal.

**INDEPENDENT THIRD-PARTY VALUES**

Clarifii applied a cascade methodology to the population to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

&nbsp;&nbsp;&nbsp;&nbsp;· If the AVM (Automated Valuation Model) supported the origination appraised value within -10% variance,
no additional products were required.

&nbsp;&nbsp;&nbsp;&nbsp;· If the Desk Review supported the origination appraised value
within a -10% variance, no additional products were required.

&nbsp;&nbsp;&nbsp;&nbsp;· In the event the Desk Review process yielded material exceptions
or had a value exceeding a negative ten percent (-10%) variance, a field review was ordered to further establish the supported value,
unless guidelines allowed for the use of the lower Desk Review value for purpose of LTV/CLTV/HCLTV.

**Uniform Collateral Data Portal (UCDP) Risk Score:**

&nbsp;&nbsp;&nbsp;&nbsp;· For loans with a Fannie Mae Collateral Underwriter Score (CU),
if an CU Score was available and the CU Score was greater than 2.5, a Desk Review was either reviewed in the loan file or ordered by
Clarifii. If the CU Score was less than or equal to 2.5, a Desk Review was not obtained/required based on market acceptance of UCDP Risk
Score.

**VALUATION RESULTS SUMMARY**

The two tables below summarize the loans that contained independent third-party valuation product as well as loans with acceptable UCDP Risk Scores:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Product** | &nbsp;&nbsp;**# of Files – No Hit** | &nbsp;&nbsp;**# of Files > -10% Variance<br> to OA or Confidence <<br> 80%** | &nbsp;&nbsp;**Number of Files within<br> -10% of OA or Acceptable<br> UCDP Risk Score\*** |
| &nbsp;&nbsp;AVM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;BPO | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;LCA or CU Score <=2.5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Field Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Second Full Appraisal | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;No Secondary Valuation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |

---

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 13

**DUE DILIGENCE GRADING CRITERIA** 

Upon completion of the loan file due diligence review, Clarifii assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The National Recognized Statistical Rating Organizations (NRSRO) criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Asset-Backed Securities Form ABS Due Diligence-15E.

**Final Event Grade**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan materially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and materially meets published guidelines. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

**Credit Event Grade**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan materially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not materially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets, or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

**Valuation Event Grade**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used Government-Sponsored Enterprise (GSE) approved forms. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |

---

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 14

**C** The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms.

**D** The file was missing the appraisal or there was not sufficient valuation documentation to perform a review.

**Compliance Event Grade** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan is compliant with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are missing, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

**CLARIFII DUE DILIGENCE RESULTS**

Below are the final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Final Overall Loan Grade Results**

---

| | | |
|:---|:---|:---|
| **Overall Review Results** | **Overall Review Results** | **Overall Review Results** |
| **Overall** | **Loan Count** | **% of Sample** |
| A | 3 | 100.00% |
| B | 0 | 0.00% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **3** | **100.00%** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 15

**Final Credit Component Grade Results**

---

| | | |
|:---|:---|:---|
| **Final Credit Grade Summary** | **Final Credit Grade Summary** | **Final Credit Grade Summary** |
| **Credit** | **Loan Count** | **% of Sample** |
| A | 3 | 100.00% |
| B | 0 | 0.00% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **3** | **100.00%** |

---

**Final Property Valuation Grade Results**

---

| | | |
|:---|:---|:---|
| **Final Property Grade Summary** | **Final Property Grade Summary** | **Final Property Grade Summary** |
| **Property** | **Loan Count** | **% of Sample** |
| A | 3 | 100.00% |
| B | 0 | 0.00% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **3** | **100.00%** |

---

**Final Regulatory Compliance Grade Results**

---

| | | |
|:---|:---|:---|
| **Final Compliance Grade Summary** | **Final Compliance Grade Summary** | **Final Compliance Grade Summary** |
| **Compliance** | **Loan Count** | **% of Sample** |
| A | 3 | 100.00% |
| B | 0 | 0.00% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **3** | **100.00%** |

---

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 16

**ADDITIONAL LOAN SUMMARY DETAILS**

**Amortization Type**

---

| | | | |
|:---|:---|:---|:---|
| **Amortization Type** | **Loan Count** | **% of Pool** | **Original Balance** |
| Fixed | 3 | 100.00% | $1099200.00 |
| **Total** | **3** | **100.00%** | **$1099200.00** |

---

**Occupancy**

---

| | | | |
|:---|:---|:---|:---|
| **Occupancy** | **Loan Count** | **% of Pool** | **Original Balance** |
| Investment | 3 | 100.00% | $1099200.00 |
| **Total** | **3** | **100.00%** | **$1099200.00** |

---

**Loan Purpose**

---

| | | | |
|:---|:---|:---|:---|
| **Loan Purpose** | **Loan Count** | **% of Pool** | **Original Balance** |
| Refinance | 3 | 100.00% | $1099200.00 |
| **Total** | **3** | **100.00%** | **$1099200.00** |

---

**Lien Position**

---

| | | | |
|:---|:---|:---|:---|
| **Lien Position** | **Loan Count** | **% of Pool** | **Original Balance** |
| 1 | 3 | 100.00% | $1099200.00 |
| **Total** | **3** | **100.00%** | **$1099200.00** |

---

**Original Term**

---

| | | | |
|:---|:---|:---|:---|
| **Original Term** | **Loan Count** | **% of Pool** | **Original Balance** |
| 360 | 3 | 100.00% | $1099200.00 |
| **Total** | **3** | **100.00%** | **$1099200.00** |

---

**DATA COMPARE RESULTS**

Clarifii provided Client with a copy of the Loan Level Data Compare Report which shows the differences between the data received by the sellers versus the data captured by Clarifii during the loan review.

**Summary of Data Compare Results**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Comparison Field** | **Loans With<br> Discrepancy** | **Total Times<br> Compared** | **Accuracy<br> %** |
| &nbsp;&nbsp;Amortization Term | 0 | 2 | 100.00% |
| &nbsp;&nbsp;Blanket Mortgage Flag | 0 | 2 | 100.00% |
| &nbsp;&nbsp;Borrower 1 Citizen | 0 | 1 | 100.00% |
| &nbsp;&nbsp;Borrower 1 First Name | 0 | 2 | 100.00% |

---

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 17

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Borrower 1 Last Name | 0 | 2 | 100.00% |
| &nbsp;&nbsp;Calculated DSCR | 0 | 3 | 100.00% |
| &nbsp;&nbsp;First Payment Date | 0 | 2 | 100.00% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | 0 | 2 | 100.00% |
| &nbsp;&nbsp;Interest Only Flag | 0 | 1 | 100.00% |
| &nbsp;&nbsp;Interest Rate | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Investor Loan ID | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Loan Amount | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Loan ID | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Loan Program | 0 | 1 | 100.00% |
| &nbsp;&nbsp;Loan Purpose | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Maturity Date | 0 | 2 | 100.00% |
| &nbsp;&nbsp;Note Date | 0 | 2 | 100.00% |
| &nbsp;&nbsp;Note Type | 0 | 2 | 100.00% |
| &nbsp;&nbsp;Number of Units | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Prepayment Penalty Calculation | 0 | 2 | 100.00% |
| &nbsp;&nbsp;Prepayment Penalty Total Term | 0 | 2 | 100.00% |
| &nbsp;&nbsp;Primary Appraised Property Value | 0 | 1 | 100.00% |
| &nbsp;&nbsp;Property Address | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Property Attachment Type | 1 | 2 | 50.00% |
| &nbsp;&nbsp;Property City | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Property County | 0 | 1 | 100.00% |
| &nbsp;&nbsp;Property State | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Property Type | 1 | 3 | 66.67% |
| &nbsp;&nbsp;Property Zip Code | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Qualifying CLTV | 0 | 1 | 100.00% |
| &nbsp;&nbsp;Qualifying FICO | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Qualifying LTV | 0 | 1 | 100.00% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | 0 | 1 | 100.00% |
| &nbsp;&nbsp;Sales Price | 0 | 1 | 100.00% |
| &nbsp;&nbsp;Seller Loan ID | 0 | 3 | 100.00% |
| &nbsp;&nbsp;Term | 0 | 1 | 100.00% |
| &nbsp;&nbsp;Amortization Term | 0 | 2 | 100.00% |

---

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 18

**CLARIFII THIRD PARTY REPORTS DELIVERED**

Clarifii furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report/Executive Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Attestation Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Rating Agency Grade Detail and Summary Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Data Compare Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Rating Agency ATR or QM Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Supplemental Data Extract

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Business Purpose Supplement Extract Report

**Disclaimer**

*Clarifii LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).*

 

*Please be advised that Clarifii has not determined whether the Loans comply with federal, state, or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clarifii's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clarifii's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. The findings reached by Clarifii are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clarifii and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clarifii do not constitute legal advice or opinions.*

 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared, and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.*

 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.*

 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance.*© 2026 Clarifii LLC. All rights reserved.

DRMT 2026-INV2 Due Diligence Narrative Report – PagE \| 19

## Exhibit 99.46

**Exhibit 99.46**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| XXXX | 891908 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2050 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2050 | Actual In Place Rent | No | 89.83 | 1.113 | 1.113 | 1841.48 | 2050 | 12-08-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 2050 |  |  |  |  |  |  |  | No | 9.3 | 1 | 1 | N/A | 78.76 | Yes | XXXX | Corporation | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | 896448 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4000 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 93.55 | 1.068 | 1.069 | 2806.5 | 4000 | 06-14-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | XXXX |  | 3000 |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 50.65 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | 905649 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7200 | Appraisal - 1007 | 5903.59 | Other | 12 |  | 5903.59 | Other | Yes | 98.79 | 1.012 | 1.012 | 5832.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | XXXX | 0 | 5903.59 |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 39.7 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |

---

## Exhibit 99.47

**Exhibit 99.47**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX | 891908 | XXXX | XXXX | Property Type | propertyValuationPage | Townhouse | Single Family Detached | Per Appraisal. |
| XXXX | 891908 | XXXX | XXXX | Property Attachment Type | propertyValuationPage | Attached | Detached | Per Appraisal. |

---

## Exhibit 99.48

**Exhibit 99.48**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| XXXX | 891908 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 896448 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 905649 | XXXX C A | Closed | FCRE0184 | 2025-12-22 23:33 | 2025-12-24 16:16 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Cash-out Letter on a Business Purpose Loan | Resolved-Received cash out purpose LOE. - Due Diligence Vendor-12/24/2025 <br>Ready for Review-Document Uploaded. See attached - Seller-12/23/2025 <br>Open-Missing Cash-out Letter on a Business Purpose Loan. - Due Diligence Vendor-12/23/2025 | Ready for Review-Document Uploaded. See attached - Seller-12/23/2025<br>| Resolved-Received cash out purpose LOE. - Due Diligence Vendor-12/24/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0.75 Borrower has 1.012 Required is 0.75 Borrower has 1.012<br>LTV is less than guideline maximum - Required is 80 Borrower has 65 Required is 80 Borrower has 65<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 714 Required is 660 Borrower has 714 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6754024 |

---

## Exhibit 99.49

**Exhibit 99.49**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Original Loan Amount** |
| XXXX | 891908 | XXXX | XXXX A |
| XXXX | 896448 | XXXX | XXXX A |
| XXXX | 905649 | XXXX | XXXX C A |

---

## Exhibit 99.50

**Exhibit 99.50**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX | 891908 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 896448 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 67.79 | 67.79 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 905649 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX Eligible |  |  |

---

## Exhibit 99.51

**Exhibit 99.51**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXXX | 891908 | XXXX | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | 896448 | XXXX | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | 905649 | XXXX | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |

---

## Exhibit 99.52

**Exhibit 99.52**

![](ex99-52_002.jpg)

![](ex99-52_001.jpg)

****<br>**March 17, 2026**<br>**Due Diligence Narrative Report**<br>

![](ex99-52_002.jpg)

**Table of Contents**

---

| | |
|:---|:---|
| **Clayton Contact Information** | **2** |
| **Overview** | **2** |
| **Originators** | **2** |
| **Clayton's Third Party Review ("TPR") Scope of Work** | **3** |
| &nbsp;&nbsp;&nbsp;*Sampling* | *3* |
| &nbsp;&nbsp;&nbsp;*Sponsor Acquisition Criteria* | *3* |
| &nbsp;&nbsp;&nbsp;*Loan Grading* | *3* |
| &nbsp;&nbsp;&nbsp;*TPR Component Review Scope* | *4* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Credit Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Property Valuation Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Regulatory Compliance Review | 5 |
| &nbsp;&nbsp;&nbsp;*Data Integrity* | *8* |
| &nbsp;&nbsp;&nbsp;*Data Capture* | *8* |
| **Data Compare Results** | **8** |
| **Clayton Due Diligence Results** | **9** |
| **Clayton Third Party Reports Delivered** | **11** |
| **Appendix A: Credit Review Scope** | **12** |
| **Appendix B: Origination Appraisal Assessment** | **15** |
| **Appendix C: Regulatory Compliance Review Scope** | **18** |

---

 ****

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 1 March 17, 2026

![](ex99-52_002.jpg)

 ****

**Clayton Contact Information**

Client Service Management:

---

| | | |
|:---|:---|:---|
| ![](ex99-52_003.jpg) | **Mike Taylor** | Client Service Director |
|  |  | Phone: (813) 261-8915/E-mail: <u>mtaylor@clayton.com</u> |

---

---

| | | |
|:---|:---|:---|
| ![](ex99-52_004.jpg) | **Joe Ozment** | Director of Securitization |
|  |  | Phone: (813) 261-0733/E-mail: <u>jozment@clayton.com</u> |

---

**Overview**

On behalf of the originators, Clayton conducted an independent third-party pre-securitization due diligence review of 21 residential loans. Pretium Residential Credit Management, LLC subsequently purchased these loans via reliance letter and selected for the DRMT 2026-INV2 transaction.

The loans referenced in this narrative report were reviewed on a flow basis between 11/2025 to 02/2026 at Clayton's centralized underwriting facilities in Tampa, FL. This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton's review.

**Originators**

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Broker | &nbsp;&nbsp;14 | &nbsp;&nbsp;66.67% |
| &nbsp;&nbsp;Retail | &nbsp;&nbsp;7 | &nbsp;&nbsp;33.33% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**21** | &nbsp;&nbsp;**100.00%** |

---

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 2 March 17, 2026

![](ex99-52_002.jpg)

**Clayton's Third Party Review ("TPR") Scope of Work**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency<sup>1</sup> loan level review standards in place as of the date of the review. This is referred to as a "Full Review."

SAMPLING

For all originators in this transaction, 100% of the loans received a Full Review as described below.

Review Type Loan Counts

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;***Review Type*** | &nbsp;&nbsp; ***Loan Count***<br> ***Reviewed by Clayton***  | &nbsp;&nbsp;***Scope Applied*** |
| &nbsp;&nbsp;**Full Review** | &nbsp;&nbsp;21 | &nbsp;&nbsp;Clayton performed a Full Review based on the scope described below in the section titled "TPR Component Review Scope". |
| &nbsp;&nbsp;**Total Loan Population** | &nbsp;&nbsp;21 |  |

---

Sponsor acquisition criteria

The loans were underwritten to a select number of third-party guidelines that were approved by the Aggregator prior to acquisition. Clayton was supplied with all the guidelines in advance of our review.

Loan Grading

The Aggregator's Acquisition Criteria referenced above served as the benchmark for grading loans from a credit underwriting, property valuation and regulatory compliance perspective, as applicable. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton's loan grading is solely based on Clayton's independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth compensating factors and waivers.

Clayton's loan grading complied with rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Kroll, Morningstar and DBRS.

<sup>1</sup> Standard and Poor's, Moody's, Fitch, Kroll, DBRS, and Morningstar

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 3 March 17, 2026

![](ex99-52_002.jpg)

TPR Component Review Scope

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in loan documentation provided to Clayton.

&nbsp;&nbsp;&nbsp;&nbsp;Credit Review

Clayton's Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to <u>Appendix A</u> and to the guidelines cited above):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor
Acquisition Criteria cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against
the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Analyzed asset statements in order to determine whether funds to close and reserves were within Sponsor
Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Confirmed that credit scores (FICO) and credit histories were within Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Evaluated evidence of borrower's willingness and ability to repay the obligation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Examined Data Verify/Fraudgaurd/Interthinx or similar risk evaluation report, which was already in the
loan file for Nationwide Mortgage Licensing System and Registry ("NMLS") and occupancy status alerts. Clayton researched alert
information against loan documentation and assigned loan conditions accordingly.

&nbsp;&nbsp;&nbsp;&nbsp;Property Valuation Review

Clayton's Property Valuation scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Original Appraisal Assessment

- Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

- For more detail on the original appraisal review scope and desk review definitions, please refer to <u>Appendix B</u> and to the guidelines cited above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Value Supported Analysis

Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 4 March 17, 2026

![](ex99-52_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;Regulatory Compliance Review

Clayton's Regulatory Compliance scope of review conducted on this transaction included the elements summarized below. (For more detail, please refer to <u>Appendix C</u> and to the guidelines cited above.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Assessed compliance with state specific consumer protection laws by testing late charge and prepayment penalty provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Truth-in-lending/regulation Z (TILA) testing included the following:

- Notice of Right to Cancel (Right of Rescission) adherence if applicable;

- TIL Disclosure Timing (3/7/3) and disclosure content;

- TIL APR and Finance charge tolerances;

- Timeliness of ARM Disclosures (if applicable);

- Section 32 APR and Points and Fees Thresholds and prohibited practices;

- Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

- Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

Reviewed ATR/QM Ability to Repay (a/k/a Minimum Standards for Transactions): for applications on or after 1/10/2014. Clayton confirmed the loan files contain documentation to evidence the lender considered and verified the borrower's ability to Repay. This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non-QM loans were reviewed to ensure the lender documented that they considered and verified the eight (8) underwriting factors required for ATR compliance in accordance with either their guidelines or the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The ATR/QM Rules allow the lender to exclude up to two discount points from the 3% points and fees evaluation depending on the loan's
undiscounted interest rate in relation to the APOR index rate. The ATR/QM Rule does not set the required rate reduction per discount point.

Clayton evaluated the lender's exclusion of discount points from the 3% points and fees calculation for all loans in this transaction using a 0.2% rate reduction threshold per discount point.

- Prepayment Penalty restrictions.

TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included:

- GFE initial disclosure timing and content;

- Confirmed the file contains the final HUD1 Settlement Statement;

GFE to HUD1 evaluation for 0% and 10% fee tolerances;

- Homeownership Counseling Notice;

- Affiliated Business Disclosure if applicable.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firms role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 5 March 17, 2026

![](ex99-52_002.jpg)

On, June 15th, 2016 SFIG published its RMBS 3.0 TRID Compliance Review Scope© documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

Clayton applied the enhanced RMBS 3.0 TRID Compliance Review Scope to all loans in this transaction.

**<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u>**

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Cook County High Cost Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Lender and Broker Act after 6/1/2008

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sufficiency of coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Escrow of insurance payments

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 6 March 17, 2026

![](ex99-52_002.jpg)

Data Integrity

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tape data received from lender/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Discrepancies found during comparison are stored

Data Capture

Clayton collected data fields required to create American Securitization Forum ("ASF") and Standard and Poor's LEVELS 7.4. data disclosure requirements. Both of these file formats are provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

**Data Compare Results**

Clayton provided Pretium Residential Credit Management, LLC with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received by the seller versus the data captured by Clayton during the loan review.

Summary of data compare results:

---

| | | |
|:---|:---|:---|
| **Field Name** | **# of Loans** | **% Accuracy** |
| Amortized Term | 1 | 95.24% |
| Combined LTV | 2 | 90.48% |
| Debt to Income Ratio (Back) | 1 | 95.24% |
| Number of Units | 1 | 95.24% |
| Original Appraised Value | 4 | 80.95% |
| Original Balance | 1 | 95.24% |
| Original LTV | 2 | 90.48% |
| Original P&I | 2 | 90.48% |
| Origination Date | 2 | 90.48% |
| Product Type | 1 | 95.24% |
| Property Type | 5 | 76.19% |
| Property Zip | 2 | 90.48% |
| Total Cash Out | 13 | 38.10% |

---

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 7 March 17, 2026

![](ex99-52_002.jpg)

**Clayton Due Diligence Results**

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Initial and Final KBRA Overall Loan Grade Results**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 9 | 1 | 2 | 5 | **17** |
| **Final** | **B** |  | 2 | 1 | 1 | **4** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **9** | **3** | **3** | **6** | **21** |

---

**Initial and Final S&P Overall Loan Grade Results**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 9 | 1 | 2 | 5 | **17** |
| **Final** | **B** |  | 2 | 1 | 1 | **4** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **9** | **3** | **3** | **6** | **21** |

---

\*The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews

**Initial and Final KBRA Credit Component Grade Results**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 9 | 1 | 3 | 4 | **17** |
| **Final** | **B** |  | 2 | 1 | 1 | **4** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **9** | **3** | **4** | **5** | **21** |

---

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 8 March 17, 2026

![](ex99-52_002.jpg)

**Initial and Final S&P Credit Component Grade Results**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 9 | 1 | 3 | 4 | **17** |
| **Final** | **B** |  | 2 | 1 | 1 | **4** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **9** | **3** | **4** | **5** | **21** |

---

**Initial and Final KBRA Property Valuation Grade Results**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 19 |  | 1 |  | **20** |
| **Final** | **B** |  |  | 1 |  | **1** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **19** | **0** | **2** | **0** | **21** |

---

**Initial and Final S&P Property Valuation Grade Results**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 19 |  | 1 |  | **20** |
| **Final** | **B** |  |  | 1 |  | **1** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **19** | **0** | **2** | **0** | **21** |

---

**Initial and Final KBRA Regulatory Compliance Grade Results**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 7 |  |  | 1 | **8** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **7** | **0** | **0** | **1** | **8** |

---

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 9 March 17, 2026

![](ex99-52_002.jpg)

**Initial and Final S&P Regulatory Compliance Grade Results**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 7 |  |  | 1 | **8** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **7** | **0** | **0** | **1** | **8** |

---

\*Compliance results may not tie to total loan count based on business entity loans not being subject to a regulatory compliance review (13 loans in pool)

**Clayton Third Party Reports Delivered**

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report

&nbsp;&nbsp;&nbsp;&nbsp;2. Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;3. Loan Level Tape Compare Upload

&nbsp;&nbsp;&nbsp;&nbsp;4. Valuations Summary Report

&nbsp;&nbsp;&nbsp;&nbsp;5. Attestation Forms

&nbsp;&nbsp;&nbsp;&nbsp;6. ASF Upload

&nbsp;&nbsp;&nbsp;&nbsp;7. Rating Agency ATR/QM Data Fields

&nbsp;&nbsp;&nbsp;&nbsp;8. Waived Conditions Summary

&nbsp;&nbsp;&nbsp;&nbsp;9. Non-ATR QM Upload

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 10 March 17, 2026

![](ex99-52_002.jpg)

**ApPendix A: Credit Review Scope**

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o LTV/TLTV/HLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Credit score

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Income and employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Assets and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower eligibility, including:

- Citizenship status

- Non- occupant co-borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Transaction eligibility, including:

Maximum loan amount

- Loan purpose

- Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included
required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Uniform Residential Loan Application reviewed to determine:

- Initial loan application was in the loan file and was signed by all borrowers

- Final loan application was in the loan file and was complete

- Information and debts disclosed on loan application aligned with related documentation in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Employment analyzed and verified through use of various documents, including:

- Income documentation

- Verbal and/or written verifications of employments (VVOE, VOE)

- CPA letter

- Business licenses

- Tax transcripts (IRS Form 4506-T)

- Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Income review included:

- Required income documentation for all borrowers was present and within required time period

- Documents did not appear to have been altered or inconsistent

- IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Signed by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Compared IRS tax transcripts to income documentation and noted any inconsistencies

- Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tax returns

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 11 March 17, 2026

![](ex99-52_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1099

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ IRS documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Bank statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lease agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Award letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;o Asset review included:

- Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Verification of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Settlements statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other documentation in loan file

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;o Credit Report review included:

- Complete copy of report was in loan file

- Report was dated within required timeframe

- All borrowers were included in the report

- Checked any fraud alerts against related loan file documentation

- Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

- Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

- Captured and utilized appropriate credit score for guideline review

&nbsp;&nbsp;&nbsp;&nbsp;o Title policy review included:

- Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Leasehold estate

- Appropriate vestee(s) were listed on title policy

Amount of coverage was greater than or equal to the original principal amount of the mortgage

- Applicable title endorsements were present

- Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

- Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

- Captured monthly tax payments in debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;o HUD1 (Settlement Statement) review included:

- Funds to close identified and analyzed against borrower's assets

- Seller contributions did not exceed maximum allowed

- Subject property, seller and borrower aligned with other loan documentation

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 12 March 17, 2026

![](ex99-52_002.jpg)

- Disbursements and pay-offs included in debt ratio calculations

- Loan purpose confirmed

&nbsp;&nbsp;&nbsp;&nbsp;o Hazard/Flood insurance review included:

- Verified presence of required hazard insurance and flood insurance (if required)

- Confirmed that any required insurance was for the:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Life of loan, if flood insurance required

Confirmed that any required insurance minimum coverage amount and policy period

- Reviewed for evidence that any required insurance policy premium was paid

- Confirmed that the mortgagee clause listed the lender's name and "it's successors and assigns"

Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage
or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped "true and certified copy"
by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan
file to identify and address any potential misrepresentations including:

&nbsp;&nbsp;&nbsp;&nbsp;o Borrower identity

- Social Security inconsistencies

- Borrower name variations

&nbsp;&nbsp;&nbsp;&nbsp;o Occupancy

- Borrower address history

- Subject property ownership history

&nbsp;&nbsp;&nbsp;&nbsp;o Employment

&nbsp;&nbsp;&nbsp;&nbsp;o Licensing – reviewed NMLS data for:

- Mortgage lender/originator

- Loan officer

&nbsp;&nbsp;&nbsp;&nbsp;o OFAC

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 13 March 17, 2026

![](ex99-52_002.jpg)

**Appendix B: Origination Appraisal Assessment**

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal report used standard GSE forms, appropriate to the property type:

- FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

- FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

- FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

– FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

– FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

– FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal report was reasonably complete and included:

– Appraisal report form, certification, statement of limiting conditions and scope of work

- Accurate identification of the subject property

- Accurate identification of the subject loan transaction

- Accurate identification of the property type, in both land and improvements

- All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Photos of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Exterior sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1004MC Market Conditions Report

- Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all material conditions

- Appraisal date met supplied Sponsor Acquisition Criteria

- If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and
USPAP based on the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Title XI of FIRREA:

- If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report, an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 14 March 17, 2026

![](ex99-52_002.jpg)

- Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser's license included in the appraisal.

- Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a risk to the property or occupants

&nbsp;&nbsp;&nbsp;&nbsp;o USPAP

- Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed and graded the appraisal valuation to the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Appraised value was reasonably supported. Utilized the following review in making value supported determination:

- Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

- Comps used were reasonably recent in transaction date and if not the reason was furnished

- Comps used were reasonably similar to the subject property and if not an explanation was supplied

- Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

&nbsp;&nbsp;&nbsp;&nbsp;o Property was complete. However, if the property was not 100% complete, then any unfinished portion had
no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal was reviewed for any indication of property or marketability issues. Utilized the following
key points in making determination:

- Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material conditions

- Property usage was reviewed for zoning compliance

- Property utilization was reviewed to determine it was "highest and best use"

- Neighborhood values were reviewed to determine if declining

- Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ % built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Growth rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Marketing time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Predominant occupancy

- Physical condition of the property was reviewed to determine that the property condition was average or better

– Style of property was reviewed to determine if unique property

- Any health and safety issues were noted and/or remediated

- Locational and/or environmental concerns adequately addressed if present

D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met
the client supplied eligibility requirements. Examples of ineligible property types may include:

&nbsp;&nbsp;&nbsp;&nbsp;o 3 to 4 unit owner occupied properties

&nbsp;&nbsp;&nbsp;&nbsp;o 2 to 4 unit second homes

&nbsp;&nbsp;&nbsp;&nbsp;o Unwarrantable or limited review condominiums

&nbsp;&nbsp;&nbsp;&nbsp;o Manufactured or mobile homes

&nbsp;&nbsp;&nbsp;&nbsp;o Condotel units

&nbsp;&nbsp;&nbsp;&nbsp;o Unique properties

&nbsp;&nbsp;&nbsp;&nbsp;o Working farms, ranches or orchards

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 15 March 17, 2026

![](ex99-52_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;o Mixed-use properties

&nbsp;&nbsp;&nbsp;&nbsp;o Properties subject to existing oil or gas leases

&nbsp;&nbsp;&nbsp;&nbsp;o Properties located in Hawaii Lava Zones 1 and 2

&nbsp;&nbsp;&nbsp;&nbsp;o Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA
Declared Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will
specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage
has been indicated, and the amount of said damage.

F. Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;o The individuals performing the aforementioned original appraisal assessment are not persons providing
valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers
under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes
of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed
valuation information for reasonableness

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the actual value of the
underlying property

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will
not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

G. Desk Review definitions

&nbsp;&nbsp;&nbsp;&nbsp;o Clear Capital "CDA" means a written retrospective analysis of an appraisal of residential real property relating to completeness,
reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by ¬¬Customer. The CDA will offer an
alternative value, if deemed appropriate, based on the analysis of the competitive market as of the effective date of the appraisal provided.
The CDA will also provide an analysis of the appraisal provided, including supporting narrative and data to fully support the CDA value
and outline deficiencies within the appraisal. The CDA will also contain a Risk Score and Risk Indicators based upon the findings of the
analysis for the appraisal provided to Clear Capital by Customer.

&nbsp;&nbsp;&nbsp;&nbsp;o ProTeck's Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the file completed by a licensed
appraiser. The ARR validates subject and comparable data and characteristics, confirms the original appraiser's methodologies, credentials,
and commentary to insure compliance with regulatory requirements and industry accepted best practices, and flags all risk factors while
also providing a final value reconciliation used to grade the loan.

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 16 March 17, 2026

![](ex99-52_002.jpg)

**Appendix C: Regulatory Compliance Review Scope**

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final Rule that became mandatory
on January 1, 2010

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed circumstance documentation
within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1 correspond to the actual
loan terms from the Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in the 0% or 10% fee
tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop
for.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm
the disclosure was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within
3 days of application

**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether
the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure
Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of
the prepayment penalty disclosure and assumption policy with the note and security instrument.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application,
7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on
or after July 30, 2009 (Section 19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs
identified within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the
loan disbursement (Section 23)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o High Cost mortgage thresholds for points and fees (Section 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o High Cost Prohibited Acts and Practices upon request (Section 33)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance,
mandatory arbitration clauses, and NegAm Counseling (Section 36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file
 contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the
 ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix
 Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as
 required for ATR compliance. This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 17 March 17, 2026

![](ex99-52_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o TILA/RESPA Integrated Disclosure Rule: "The Initial TRID Scope"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate ("LE") and Closing Disclosure
("CD")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Pre-application Requirement Testing:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Pre-application forms cannot look similar to the LE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Pre-application forms must contain the required disclaimer ("Your actual rate, payment, and costs could be higher. Get an official
Loan Estimate before choosing a loan").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing Requirements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after
the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is
triggered) is received.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee Tolerances:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If a credit or refund is made, that it is sufficient to cover Clayton's calculated under-disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Payment Schedule Accuracy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton's calculated
payment schedule.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest-only periods and final balloon payments are accurately completed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· When applicable, that the AIR and AP tables are consistent with Clayton's calculations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Accuracy of the Loan Calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Amount Financed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Total of Payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Total interest percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Technical Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with the TRID rounding rules.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with specified formatting requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Alphabetization of fees.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Title fees preceded by "Title –."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Consistency within and across forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Once a fee is disclosed it must remain substantially the same name across disclosures.

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 18 March 17, 2026

![](ex99-52_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with
a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the
section referenced.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Completion of the LE and CD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information,
contact information, rate lock information, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one
option is indicated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· That there is either a signature or a Loan Acceptance statement on the form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Waivers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past
experience with clients, Clayton will also issue an exception for the loan closing early.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Corrected CD requiring a new waiting period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided.
For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within
tolerance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Post-Close CD's

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Corrected CD's provided with a post-close refund.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Post-close CD's to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Post-close CD's to correct non-numerical clerical errors required within 60 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Related Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Affiliated Business Disclosure (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Outside of Clayton's default TRID scope:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More
detailed testing will occur by comparing the final CD to the Note terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the Liability after Foreclosure selection is correct for the property state.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the Aggregate Adjustment amount.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Presence and accuracy of the Seller's Transaction columns of the Summaries of Transactions section.

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 19 March 17, 2026

![](ex99-52_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms,
but is not independently verifying the information.

**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;**Higher-Priced** |
| &nbsp;&nbsp;California | &nbsp;&nbsp;Maryland | &nbsp;&nbsp;New York |
| &nbsp;&nbsp;Connecticut | &nbsp;&nbsp;Massachusetts (subprime ARMS to first time homebuyers) | &nbsp;&nbsp;North Carolina |
| &nbsp;&nbsp;Maine | &nbsp;&nbsp;Minnesota |  |

---

**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** |
| &nbsp;&nbsp;Arkansas | &nbsp;&nbsp;Maine | &nbsp;&nbsp;Pennsylvania |
| &nbsp;&nbsp;California | &nbsp;&nbsp;Maryland | &nbsp;&nbsp;Rhode Island, including the Providence ordinance |
| &nbsp;&nbsp;Colorado | &nbsp;&nbsp;Massachusetts | &nbsp;&nbsp;South Carolina |
| &nbsp;&nbsp;Connecticut | &nbsp;&nbsp;Nevada | &nbsp;&nbsp;Tennessee |
| &nbsp;&nbsp;District of Columbia | &nbsp;&nbsp;New Jersey | &nbsp;&nbsp;Texas |
| &nbsp;&nbsp;Florida | &nbsp;&nbsp;New Mexico | &nbsp;&nbsp;Utah |
| &nbsp;&nbsp;Georgia | &nbsp;&nbsp;New York | &nbsp;&nbsp; Vermont<br> (High Rate, High Point law) |
| &nbsp;&nbsp;Illinois, including the Cook County and Chicago ordinances | &nbsp;&nbsp;North Carolina | &nbsp;&nbsp;Wisconsin |
| &nbsp;&nbsp;Indiana | &nbsp;&nbsp; Ohio, including<br> Cleveland Heights ordinance |  |
| &nbsp;&nbsp;Kentucky | &nbsp;&nbsp;Oklahoma |  |

---

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 20 March 17, 2026

![](ex99-52_002.jpg)

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota (Mortgage Originator and Service Licensing Act)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Puerto Rico (Office Regulation 5722)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Texas (Texas Finance Code)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;**Borrower's Interest** |
| &nbsp;&nbsp;Maine | &nbsp;&nbsp;Ohio | &nbsp;&nbsp;South Carolina |
| &nbsp;&nbsp;Massachusetts | &nbsp;&nbsp;Rhode Island |  |

---

**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgagee loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;Alabama (the "Mini-code") | &nbsp;&nbsp;Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| &nbsp;&nbsp;Hawaii (Financial Services Loan Company Act) | &nbsp;&nbsp;Nevada (AB 440 |
| &nbsp;&nbsp;Idaho (Residential Mortgage Practices Act) | &nbsp;&nbsp;Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| &nbsp;&nbsp;Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | &nbsp;&nbsp;Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| &nbsp;&nbsp;Iowa (Consumer Credit Code) | &nbsp;&nbsp;Utah (Consumer Credit Code) |
| &nbsp;&nbsp;Kansas (Consumer Credit Code) | &nbsp;&nbsp;Virginia (Mortgage Lender and Broker Act) |
| &nbsp;&nbsp;Kentucky (HB 552) | &nbsp;&nbsp;Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| &nbsp;&nbsp;Maryland (DLLR Regulations, Commercial Law) | &nbsp;&nbsp;West Virginia (Consumer Credit Protection Act) |

---

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 21 March 17, 2026

![](ex99-52_002.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;Massachusetts (Attorney General regulations) | &nbsp;&nbsp;Wyoming (Residential Mortgage Practices Act) |
| &nbsp;&nbsp;Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.© 2026 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

DRMT 2026-INV2 Due Diligence Narrative Report Page \| 22 March 17, 2026

## Exhibit 99.53

**Exhibit 99.53**

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | **DRMT 2026-INV2** |
| **Start - End Dates:** | **11/25/2025 - 2/2/2026** |
| **Deal Loan Count:** | **21** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *21* |
| ***Loans with Conditions:*** | *12* |

---

---

| | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Pretium Loan ID** | **Original Principal Balance** | **State** | **Initial Lender ATR/QM Status** | **Loan Level ATR/QM Status** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** | **Condition Category** | **Condition Sub Category** | **Condition Status** | **Condition Code** | **Condition Description** | **Condition Material Indicator** | **Initial Comments** | **Client/Seller Response Comments** | **Conclusion Comments** | **TRID Error Type** | **Cure Method** | **Compensating Factors** | **Loan Status** |
| XXXXXX | 6436130 | XXXXXX | NY | (No Data) | ATR/QM: Exempt C | N/A | N/A C | N/A | N/A | Credit | Terms/Guidelines | Satisfied C A | CRDTER5785 | XXXXXX Delivery Restrictions -1 | No | Provide a copy of the XXX Rate Lock | (No Data) | Document provided to cure. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves are $528,932.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is 0x30x24 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 10 years. | Complete |
| XXXXXX | 6436131 | XXXXXX | FL | (No Data) | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | Credit | Income/Employment | Satisfied D A | CRDINC3204 | Income Documentation Missing | No | The loan file does not contain verification of the CPA. | (No Data) | Document provided to cure. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 717 fico<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 3.74% DTI | Complete |
| XXXXXX | 6436132 | XXXXXX | SC | (No Data) | ATR/QM: Exempt B | N/A | N/A B | N/A | N/A | Credit | Terms/Guidelines | Satisfied B A | CRDTER2850 | ARM terms do not meet guidelines | No | Invalid | (No Data) | Invalid exception | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 769 FICO score exceeds minimum FICO requirements by 20 points<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No lates listed with XXX and 33 months payment history on the credit report<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 115 months reserves exceeds reserve requirement by 6 months | Complete |
| XXXXXX | 6436133 | XXXXXX | IL | (No Data) | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | Credit | Legal Documents | Satisfied D A | CRDLGL4033 | Missing Legal Document(s) | No | Missing the Operating Agreement for XXX and the XXX EIN for the LLC. | (No Data) | Document provided to cure | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 783.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is 0x30x24+ months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DSCR is 1.23%. | Complete |
| XXXXXX | 6436133 | XXXXXX | IL | (No Data) | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | Credit | Terms/Guidelines | Satisfied C A | CRDTER4631 | Loan parameters do not meet guidelines | No | Missing the underwriter's attestation stating whether the condo project is warrantable or non-warrantable. | (No Data) | Document provided to cure | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 783.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is 0x30x24+ months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DSCR is 1.23%. | Complete |
| XXXXXX | 6436133 | XXXXXX | IL | (No Data) | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | Credit | Terms/Guidelines | Satisfied C A | CRDTER5785 | XXXXXX Delivery Restrictions -1 | No | Provide a copy of the XXX Rate Lock. | (No Data) | Document provided to cure. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 783.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is 0x30x24+ months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DSCR is 1.23%. | Complete |
| XXXXXX | 6436118 | XXXXXX | NJ | (No Data) | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | Credit | Application | Satisfied D A | CRDAPP130 | Application is incomplete | No | Provide a fully completed 1003 including Sex and Race sections. | (No Data) | Document provided to cure. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 72 months reserves after cashout | Complete |
| XXXXXX | 6436118 | XXXXXX | NJ | (No Data) | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | Credit | Terms/Guidelines | Satisfied C A | CRDTER5785 | XXXXXX Delivery Restrictions -1 | No | No open and active mortgages reporting on initial credit will require pre-approval. Taxes on subject due XXX show open. | (No Data) | Document provided to cure | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 72 months reserves after cashout | Complete |
| XXXXXX | 6436120 | XXXXXX | FL | (No Data) | ATR/QM: Exempt B | A | A B | A | A | Credit | Credit/Mtg History | Waived B | CRDCRMH193 | Length of mortgage/rental history in file does not meet guideline requirement | No | An exception approval is in the file for the subject property housing history. Subject property has no pay history as required by guidelines. | (No Data) | An exception approval is in the file. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 57.14% < GL 75%<br>CFCFS2860: Good credit history<br> - Clayton Comments: 0 x 30 > 24 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO of 742. | Complete |
| XXXXXX | 6436121 | XXXXXX | FL | (No Data) | ATR/QM: Exempt C | N/A | N/A C | N/A | N/A | Credit | Terms/Guidelines | Satisfied C A | CRDTER3122 | Loan documents do not meet guideline requirements | No | The Prepayment penalty of 3% of amount prepaid during first year, 2% of amount prepaid during 2nd year, and 1% of amount prepaid during third year is not allowed per guidelines. | (No Data) | Ok per XXX. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has 27.89 months in reserves<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0x30x99 - housing history | Complete |
| XXXXXX | 6436135 | XXXXXX | TX | (No Data) | ATR/QM: Exempt B | A | A B | A | A | Credit | Terms/Guidelines | Waived B | CRDTER4631 | Loan parameters do not meet guidelines | No | Borrower is living rent free and DSCR is below 1.00. An exception approval is in file. | (No Data) | An exception approval is in file. | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrower has 14.22% revolving credit utilization.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 740 FICO exceeds program min by > 20 points<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 81.64 months reserves. | Complete |
| XXXXXX | 6436136 | XXXXXX | SC | (No Data) | ATR/QM: Exempt C B | N/A | N/A C B | N/A | N/A | Credit | Terms/Guidelines | Waived C B | CRDTER5785 | XXXXXX Delivery Restrictions -1 | No | Appraisal states subject is vacant but lists rental income as $1000 unit 1 and $3000 unit 2; provide verification if subject is currently rented and if so provide copies of lease agreements | (No Data) | An exception was provided allowing the market rent with comp factors. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 49.64 months of reserves<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 808 FICO | Complete |
| XXXXXX | 6436136 | XXXXXX | SC | (No Data) | ATR/QM: Exempt C B | N/A | N/A C B | N/A | N/A | Credit | Title | Satisfied C A | CRDTIL875 | Title Does Not Agree With Mortgage | No | Provide a signed copy of the QCD changing the vesting from XXX and XXX and XXX to XXX | (No Data) | Document provided to cure. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 49.64 months of reserves<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 808 FICO | Complete |
| XXXXXX | 6436136 | XXXXXX | SC | (No Data) | ATR/QM: Exempt C B | N/A | N/A C B | N/A | N/A | Property Valuations | Property | Waived C B | PRVAPROP177 | Property Issues Indicated | No | Per guidelines the minimum square footage is XXX sf per unit. Unit 1 is XXX sf which does not meet the requirement. | (No Data) | XXX approved the sq feet on the subject property with comp factors. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 49.64 months of reserves<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 808 FICO | Complete |
| XXXXXX | 6436103 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 673 qualifying score is 10+ points > 660 requirement.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has positive mortgage payment history reported on credit report 0x30/ 0x60/ 0x90. | Complete |
| XXXXXX | 6436137 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt D B C | N/A | N/A D B C | N/A | N/A | Credit | Legal Documents | Satisfied D A | CRDLGL4033 | Missing Legal Document(s) | No | The property was vested as XXX, however an EIN document was not provided in the loan file. | (No Data) | EIN provided to cure. | (No Data) | Not Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No Delinquencies in Mortgage History detailed housing history e.i 0x30x24 | Complete |
| XXXXXX | 6436137 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt D B C | N/A | N/A D B C | N/A | N/A | Credit | LTV/CLTV | Waived C B | CRDLTV3026 | LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | No | XXX cash out refinance allows up to 70% with a minimum 660 score, In this case, the borrower score is 668; however, the appraisal reflects a declining housing trend which requires a 5% reduction to max LTV eligibility. Therefore, the maximum LTV is 65%. | (No Data) | XXX approved LTV with comp factors. | (No Data) | Not Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No Delinquencies in Mortgage History detailed housing history e.i 0x30x24 | Complete |
| XXXXXX | 6436137 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt D B C | N/A | N/A D B C | N/A | N/A | Property Valuations | Property | Satisfied C A | PRVAPROP177 | Property Issues Indicated | No | Provide an updated appraisal with 2 comps less than 3000 sq feet in size and with 1 bedroom units. XXX to review and sign off. | (No Data) | XXX reviewed and approved. | (No Data) | Not Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No Delinquencies in Mortgage History detailed housing history e.i 0x30x24 | Complete |
| XXXXXX | 6436104 | XXXXXX | NJ | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 109.62 months reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 751 FICO exceed program min by >20 points | Complete |
| XXXXXX | 6436140 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 726 FICO exceeds program min by > 20 points<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 104.99 months reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 64.99% LTV is below program max of 75% | Complete |
| XXXXXX | 6436141 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves of 65.80 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Qualifying DTI (Back) of 12.74%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO of 728 is 68 points above the 660 required. | Complete |
| XXXXXX | 6436114 | XXXXXX | NC | (No Data) | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | Credit | Legal Documents | Satisfied D A | CRDLGL1817 | Final HUD-1 is incomplete or illegible | No | Missing a legible copy of the Final HUD-1. | (No Data) | Document provided to cure. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 811.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DSCR is 1.32%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is 0x30x24+ months. | Complete |
| XXXXXX | 6436114 | XXXXXX | NC | (No Data) | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | Credit | Terms/Guidelines | Satisfied C A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Missing Purchase Contract addendums: Vacation Rental Addendum, Exhibit #1, Exhibit #2, Addendum A. | (No Data) | Document provided to cure. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 811.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DSCR is 1.32%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is 0x30x24+ months. | Complete |
| XXXXXX | 6436114 | XXXXXX | NC | (No Data) | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | Credit | Terms/Guidelines | Satisfied C A | CRDTER5785 | XXXXXX Delivery Restrictions -1 | No | Per guidelines XXX must be used for all STR purchases qualified at 80% of gross revenue; a copy of the XXX report is missing from the loan file. Additional exceptions may apply upon review. | (No Data) | Documents required per XXX guidelines provided. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 811.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DSCR is 1.32%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is 0x30x24+ months. | Complete |
| XXXXXX | 6436143 | XXXXXX | NY | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 36.37 months of reserves<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 689 FICO | Complete |
| XXXXXX | 6436145 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Qualifying DTI (Back) of 26.64%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves of 20.86 months PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO of 765. | Complete |
| XXXXXX | 6436146 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves of 162.05 months PITIA.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 6 years 6 months at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO of 782. | Complete |
| XXXXXX | 6456630 | XXXXXX | CA | (No Data) | ATR/QM: Exempt D C | D | A D C | D | A | Compliance | Documentation | Satisfied D A | CMPDOC3280 | One or more Applications in file are incomplete | No | Letter in file states borrower owns XXX. Property not listed on application. 5 mortgages on credit report with no properties listed as owned on application. | 2.3.2026- Exception satisfied | 2.3.2026- Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 749 Credit score exceeds guidelines of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 112 months 0x30 Mortgage payment history exceeds guidelines 12 months. | Complete |
| XXXXXX | 6456630 | XXXXXX | CA | (No Data) | ATR/QM: Exempt D C | D | A D C | D | A | Credit | Assets | Satisfied C A | CRDAST205 | Insufficient Funds to Close | No | Verified assets $XXXX, deposits cleared $378,100, additional deposit not cleared $348,100. Short $XXXX to close. Missing required reserves of 3 months x $6,880.76 = $20,642.28. Total asset shortage $XXXX | 2.3.2026- Client provided final CD and full bank statement; funds present. Exception Satisfied | 2.3.2026- Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 749 Credit score exceeds guidelines of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 112 months 0x30 Mortgage payment history exceeds guidelines 12 months. | Complete |
| XXXXXX | 6456630 | XXXXXX | CA | (No Data) | ATR/QM: Exempt D C | D | A D C | D | A | Credit | Assets | Satisfied C A | CRDAST3078 | Insufficient # of months cash reserves for PITI per guideline requirements | No | Missing required reserves of 3 months x $6,880.76 = $20,642.28. | 2.3.2026- Client provided final CD and full bank statement; funds present. Exception Satisfied | 2.3.2026- Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 749 Credit score exceeds guidelines of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 112 months 0x30 Mortgage payment history exceeds guidelines 12 months. | Complete |
| XXXXXX | 6442905 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | N/A | N/A | N/A | N/A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 776 Credit score exceeds guidelines of 660 per program.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $127,895.61 or 121.99 months PITI exceed guideline 3 months x $3,694.60 = $11,083.80 required. | Complete |
| XXXXXX | 6442904 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 746 Credit score exceeds guidelines of 660 per program.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $92,636.12 or 11.60 months PITIA exceed guideline 3 months x $7,982.44 = $23,947.32 required. | Complete |

---

## Exhibit 99.54

**Exhibit 99.54**

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | **DRMT 2026-INV2** |
| **Start - End Dates:** | **11/25/2025 - 2/2/2026** |
| **Deal Loan Count:** | **21** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *21* |
| ***Loans with Conditions:*** | *12* |

---

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Pretium Loan ID** | **Lender Application Date** | **Broker Application Date** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** | **Did Lender Acknowledge Exception at Origination** |
| XXXXXX | 6436130 | XXXXXX | XXXXXX C A | N/A | N/A C | N/A | N/A | No |
| XXXXXX | 6436131 | XXXXXX | XXXXXX D A | N/A | N/A D | N/A | N/A | Not Applicable |
| XXXXXX | 6436132 | XXXXXX | XXXXXX B A | N/A | N/A B | N/A | N/A | Not Applicable |
| XXXXXX | 6436133 | XXXXXX | XXXXXX D A | N/A | N/A D | N/A | N/A | No |
| XXXXXX | 6436118 | XXXXXX | XXXXXX D A | N/A | N/A D | N/A | N/A | Not Applicable |
| XXXXXX | 6436120 | XXXXXX | XXXXXX B A | A | A B | A | A | Not Applicable |
| XXXXXX | 6436121 | XXXXXX | XXXXXX C A | N/A | N/A C | N/A | N/A | No |
| XXXXXX | 6436135 | XXXXXX | XXXXXX B A | A | A B | A | A | Not Applicable |
| XXXXXX | 6436136 | XXXXXX | XXXXXX C B | N/A | N/A C B | N/A | N/A | Not Applicable |
| XXXXXX | 6436103 | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 6436137 | XXXXXX | XXXXXX D B C A | N/A | N/A D B C | N/A | N/A | No |
| XXXXXX | 6436104 | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 6436140 | XXXXXX | XXXXXX A | A | A | A | A | Not Applicable |
| XXXXXX | 6436141 | XXXXXX | XXXXXX A | A | A | A | A | Not Applicable |
| XXXXXX | 6436114 | XXXXXX | XXXXXX D A | N/A | N/A D | N/A | N/A | No |
| XXXXXX | 6436143 | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not Applicable |
| XXXXXX | 6436145 | XXXXXX | XXXXXX A | A | A | A | A | Not Applicable |
| XXXXXX | 6436146 | XXXXXX | XXXXXX A | A | A | A | A | Not Applicable |
| XXXXXX | 6456630 | XXXXXX | XXXXXX D A C | D | A D C | D | A | No |
| XXXXXX | 6442905 | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | No |
| XXXXXX | 6442904 | XXXXXX | XXXXXX A | A | A | A | A | No |

---

## Exhibit 99.55

**Exhibit 99.55**

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | DRMT 2026-INV2 |
| **Start - End Dates:** | 11/25/2025 - 1/27/2026 |
| **Deal Loan Count:** | 21 |
| **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** |
| *Loans in Report* | *21* |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Pretium loan ID** | **Borrower Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| XXXXXX | 6456630 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| XXXXXX | 6442905 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| XXXXXX | 6436130 | XXXXXX | Combined LTV | 69.23 | XXXXXX |
| XXXXXX | 6436130 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| XXXXXX | 6436130 | XXXXXX | Original LTV | 69.23 | XXXXXX |
| XXXXXX | 6436130 | XXXXXX | Property Type | 2 Family | XXXXXX |
| XXXXXX | 6436130 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436131 | XXXXXX | Combined LTV | 72.00 | XXXXXX |
| XXXXXX | 6436131 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| XXXXXX | 6436131 | XXXXXX | Original Balance | XXXXXX | XXXXXX |
| XXXXXX | 6436131 | XXXXXX | Original LTV | 72.00 | XXXXXX |
| XXXXXX | 6436131 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436132 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436133 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436118 | XXXXXX | Property Type | SFR | XXXXXX |
| XXXXXX | 6436118 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436120 | XXXXXX | Property Type | Detached PUD | XXXXXX |
| XXXXXX | 6436120 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436135 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436136 | XXXXXX | Original P&I | 1509.00 | XXXXXX |
| XXXXXX | 6436136 | XXXXXX | Property Zip | XXXXXX | XXXXXX |
| XXXXXX | 6436136 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436103 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| XXXXXX | 6436103 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436137 | XXXXXX | Original P&I | 2500.00 | 2984.52 |
| XXXXXX | 6436137 | XXXXXX | Property Type | 2 Family | 4 Family |
| XXXXXX | 6436137 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436104 | XXXXXX | Number of Units | 2 | 3 |
| XXXXXX | 6436104 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| XXXXXX | 6436104 | XXXXXX | Property Type | 2 Family | 3 Family |
| XXXXXX | 6436104 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436140 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436143 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| XXXXXX | 6436145 | XXXXXX | Debt to Income Ratio (Back) | 36.4700 | 26.6421 |
| XXXXXX | 6436146 | XXXXXX | Amortized Term | 240 | 360 |
| XXXXXX | 6436146 | XXXXXX | Product Type | 30 Yr Fixed Interest Only | 30 yr Fixed - 10 yr IO |
| XXXXXX | 6436146 | XXXXXX | Property Zip | XXXXXX | XXXXXX |

---

©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.56

**Exhibit 99.56**

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | **DRMT 2026-INV2** |
| **Start - End Dates:** | **11/25/2025 - 2/2/2026** |
| **Deal Loan Count:** | **21** |

---

**ATR QM Upload**

<br> *Loans in Report:* *21*

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 |
| **Loan Number** | **Pretium Loan ID** | **Deal** | **Seller Loan Number** | **Original Principal Balance** | **State** | **Loan Level ATR/QM Status** | **Verification Safe Harbor (VSH)?** | **Lender Provided ATR/QM Worksheet** | **Initial Lender ATR/QM Status** | **Application Date** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Occupancy** | **Property Type** | **Number of Units** | **Loan Type** | **Exempt Loan Product Type** | **Exempt Loan Housing Agency** | **Community Housing Development** | **Credit Under Economic Stabilization Act Of 2008** | **Refinance Of Non-Standard Mortgage** | **Higher Priced Covered Transaction** | **State Prepay Exceptions** | **Loan Purpose** | **Loan Term Exceeds 30 Years** | **Interest Only Feature** | **Negative Amortization** | **Balloon Payment** | **Prepay Penalty Flag** | **Prepayment Penalty Type** | **Prohibited Prepayment Penalty** | **Exceeds Points And Fees** | **Exceeds DTI Limit** | **Lien Position** | **APR** | **QM Calculated DTI Adherence** | **QM Lenders DTI Adherence** | **QM Fee Adherence - Total Charges %** | **QM Fee Adherence - Lenders Fee %** | **Fannie Mae Eligible** | **Freddie Mac Eligible** | **VA Guaranty Eligible** | **FHA Insured Eligible** | **USDA Guarantee Eligible** | **Rural Housing Service Insured Eligible** | **QM - Expected Income Or Assets For DTI** | **QM - Current Employment Status For DTI** | **QM - Monthly Payment On Subject Loan For DTI** | **QM - Monthly Payment On Additional Loan For DTI** | **QM - Monthly Payment Mortgage Related Obligations** | **QM - Current Debt Obligations Alimony and Child Support for DTI** | **QM - Monthly DTI Ratio Or Residual Income** | **One or more Verification Safe Harbor Guidelines used?** | **Current/Reasonably Expected Income or Assets per Guideline used?** | **Current Debt Obligations, Alimony & Child Support per Guideline used?** | **Monthly DTI (includes monthly payment on subject loan and simultaneous loans)** | **Monthly Residual Income per guideline used?** | **Compensating Factors used for QM determination documented before closing?** | **ATR - Guidelines Provided to Document Approach** | **ATR - Current And Expected Income And Assets** | **ATR - Current Employment Status** | **ATR - Mortgage Payment Obligation** | **ATR - Mortgage Payment on Simultaneous Transaction** | **ATR - Payment For Mortgage Related Obligations** | **ATR - Debt Obligations Including Alimony and Child Support** | **ATR - Monthly DTI Ratio or Residual Income** | **ATR - Consumer Credit History** | **ATR Lenders - DTI (Back)** | **ATR Calculated DTI (Back)** | **QM Lender Value DTI (Back)** | **QM Calculated DTI (Back)** | **Initial DTI (Back)** | **DTI Qualifying (Back)** | **Residual Income Analysis in File** | **Residual Income Guidelines** | **Did Loan Meet Guidelines** | **Residual Income Amount** | **Asset Depletion** | **Asset Depletion Months Amortized** | **Asset Utilization** | **Partial Asset Depletion** | **Short Sale** | **Short Sale Date** | **Deed In Lieu** | **Deed In Lieu Date** | **QRM Flag** | **Borrower 2 Guarantor Flag** | **Borrower 2 Personal Guaranty Recourse to Borrower** | **Borrower 3 Guarantor Flag** | **Borrower 3 Personal Guaranty Recourse to Borrower** | **Borrower 4 Guarantor Flag** | **Borrower 4 Personal Guaranty Recourse to Borrower** | **Borrower 1 Paystub Flag** | **Borrower 1 Paystub Number of Months** | **Borrower 2 Paystub Flag** | **Borrower 2 Paystub Number of Months** | **Borrower 3 Paystub Flag** | **Borrower 3 Paystub Number of Months** | **Borrower 4 Paystub Flag** | **Borrower 4 Paystub Number of Months** | **Borrower 1 W2 Flag** | **Borrower 1 W2 Number of Months** | **Borrower 2 W2 Flag** | **Borrower 2 W2 Number of Months** | **Borrower 3 W2 Flag** | **Borrower 3 W2 Number of Months** | **Borrower 4 W2 Flag** | **Borrower 4 W2 Number of Months** | **Borrower 1 Personal Tax Return Flag** | **Borrower 1 Personal Tax Return Number of Months** | **Borrower 2 Personal Tax Return Flag** | **Borrower 2 Personal Tax Return Number of Months** | **Borrower 3 Personal Tax Return Flag** | **Borrower 3 Personal Tax Return Number of Months** | **Borrower 4 Personal Tax Return Flag** | **Borrower 4 Personal Tax Return Number of Months** | **Borrower 1 Business Tax Return Flag** | **Borrower 1 Business Tax Return Number of Months** | **Borrower 2 Business Tax Return Flag** | **Borrower 2 Business Tax Return Number of Months** | **Borrower 3 Business Tax Return Flag** | **Borrower 3 Business Tax Return Number of Months** | **Borrower 4 Business Tax Return Flag** | **Borrower 4 Business Tax Return Number of Months** | **Borrower 1 Verbal VOE Flag** | **Borrower 1 Verbal VOE Number of Months** | **Borrower 2 Verbal VOE Flag** | **Borrower 2 Verbal VOE Number of Months** | **Borrower 3 Verbal VOE Flag** | **Borrower 3 Verbal VOE Number of Months** | **Borrower 4 Verbal VOE Flag** | **Borrower 4 Verbal VOE Number of Months** | **Borrower 1 Written VOE Flag** | **Borrower 1 Written VOE Form** | **Borrower 1 Written VOE Number of Months** | **Borrower 2 Written VOE Flag** | **Borrower 2 Written VOE Form** | **Borrower 2 Written VOE Number of Months** | **Borrower 3 Written VOE Flag** | **Borrower 3 Written VOE Form** | **Borrower 3 Written VOE Number of Months** | **Borrower 4 Written VOE Flag** | **Borrower 4 Written VOE Form** | **Borrower 4 Written VOE Number of Months** | **Borrower 1 P&L Flag** | **Borrower 1 P&L Prepared By** | **Borrower 1 P&L Number of Months** | **Borrower 2 P&L Flag** | **Borrower 2 P&L Prepared By** | **Borrower 2 P&L Number of Months** | **Borrower 3 P&L Flag** | **Borrower 3 P&L Prepared By** | **Borrower 3 P&L Number of Months** | **Borrower 4 P&L Flag** | **Borrower 4 P&L Prepared By** | **Borrower 4 P&L Number of Months** | **Borrower 1 Lease Agreement Flag** | **Borrower 1 Lease Agreement Number of Months** | **Borrower 2 Lease Agreement Flag** | **Borrower 2 Lease Agreement Number of Months** | **Borrower 3 Lease Agreement Flag** | **Borrower 3 Lease Agreement Number of Months** | **Borrower 4 Lease Agreement Flag** | **Borrower 4 Lease Agreement Number of Months** | **Equity Income Flag** | **Equity Income Amount** | **Equity Income Number of Months** | **Cross Collateralized Loan?** | **Is the Loan a Short-Term Rental?** | **DSCR with Rent Schedule Flag** | **DSCR with Rent Schedule Income Amount** | **DSCR with Lease Agreement Flag** | **DSCR with Lease Agreement Income Amount** | **DSCR %** | **DSCR Method Used** | **Borrower 1 CPA Letter with Income Flag** | **Borrower 1 CPA Letter with Income Number of Months** | **Borrower 1 CPA Letter without Income Flag** | **Borrower 1 CPA Letter without Income Number of Months** | **Borrower 2 CPA Letter with Income Flag** | **Borrower 2 CPA Letter with Income Number of Months** | **Borrower 2 CPA Letter without Income Flag** | **Borrower 2 CPA Letter without Income Number of Months** | **Borrower 3 CPA Letter with Income Flag** | **Borrower 3 CPA Letter with Income Number of Months** | **Borrower 3 CPA Letter without Income Flag** | **Borrower 3 CPA Letter without Income Number of Months** | **Borrower 4 CPA Letter with Income Flag** | **Borrower 4 CPA Letter with Income Number of Months** | **Borrower 4 CPA Letter without Income Flag** | **Borrower 4 CPA Letter without Income Number of Months** | **Borrower 1 Personal Bank Statements Flag** | **Borrower 1 Personal Bank Statements Number of Months** | **Borrower 2 Personal Bank Statements Flag** | **Borrower 2 Personal Bank Statements Number of Months** | **Borrower 3 Personal Bank Statements Flag** | **Borrower 3 Personal Bank Statements Number of Months** | **Borrower 4 Personal Bank Statements Flag** | **Borrower 4 Personal Bank Statements Number of Months** | **Borrower 1 Business Bank Statements Flag** | **Borrower 1 Business Bank Statements Number of Months** | **Borrower 2 Business Bank Statements Flag** | **Borrower 2 Business Bank Statements Number of Months** | **Borrower 3 Business Bank Statements Flag** | **Borrower 3 Business Bank Statements Number of Months** | **Borrower 4 Business Bank Statements Flag** | **Borrower 4 Business Bank Statements Number of Months** | **Borrower 1 Award Letter Flag** | **Borrower 1 Award Letter Number of Months** | **Borrower 2 Award Letter Flag** | **Borrower 2 Award Letter Number of Months** | **Borrower 3 Award Letter Flag** | **Borrower 3 Award Letter Number of Months** | **Borrower 4 Award Letter Flag** | **Borrower 4 Award Letter Number of Months** | **Borrower 1 Offer Letter Flag** | **Borrower 1 Offer Letter Number of Months** | **Borrower 2 Offer Letter Flag** | **Borrower 2 Offer Letter Number of Months** | **Borrower 3 Offer Letter Flag** | **Borrower 3 Offer Letter Number of Months** | **Borrower 4 Offer Letter Flag** | **Borrower 4 Offer Letter Number of Months** | **Borrower 1 IRS Transcripts - Tax Returns Flag** | **Borrower 1 IRS Transcripts - Tax Returns Number of Months** | **Borrower 1 IRS Transcripts - W2s Flag** | **Borrower 1 IRS Transcripts - W2s Number of Months** | **Borrower 2 IRS Transcripts - Tax Returns Flag** | **Borrower 2 IRS Transcripts - Tax Returns Number of Months** | **Borrower 2 IRS Transcripts - W2s Flag** | **Borrower 2 IRS Transcripts - W2s Number of Months** | **Borrower 3 IRS Transcripts - Tax Returns Flag** | **Borrower 3 IRS Transcripts - Tax Returns Number of Months** | **Borrower 3 IRS Transcripts - W2s Flag** | **Borrower 3 IRS Transcripts - W2s Number of Months** | **Borrower 4 IRS Transcripts - Tax Returns Flag** | **Borrower 4 IRS Transcripts - Tax Returns Number of Months** | **Borrower 4 IRS Transcripts - W2s Flag** | **Borrower 4 IRS Transcripts - W2s Number of Months** | **Borrower 1 Income Doc Type Summary** | **Borrower 2 Income Doc Type Summary** | **Borrower 3 Income Doc Type Summary** | **Borrower 4 Income Doc Type Summary** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 4 Documentation Used to Determine Legal Residency** |
| XXXXXX | 6436130 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6958.05 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | Yes | 7800.00 | 1.12 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/lease agreement - Month-to-Month | DSCR - w/lease agreement - Month-to-Month | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436131 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 8.0001 | Yes | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 3.74 | 0 | 3.74 | 3.74 | 3.74 | (No Data) | (No Data) | (No Data) | 1934341.72 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436132 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 6 mos interest if amt prepd in 12 mos that is >20% of OPB | (No Data) | Yes | Yes | 1 | 7.2500 | No | No | 3.625 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -942.23 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 1600.00 | No | (No Data) | 1.70 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436133 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2434.6 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | Yes | 2995.00 | 1.23 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/lease agreement - 6 Months | DSCR - w/lease agreement - 6 Months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436118 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | SFR-Attached | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 9.8750 | No | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2783.5 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 2100.00 | No | (No Data) | 1.25 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436120 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.8750 | No | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4573.98 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | Yes | 1200.00 | 1.19 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/lease agreement - 12 Months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436121 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | (No Data) | No | Yes | 1 | 7.2500 | No | No | 2.4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5194.76 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 2400.00 | No | (No Data) | 1.43 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436135 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4442.09 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | Yes | 2000.00 | 0.88 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/lease agreement - 12 Months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436136 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3136.09 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 4000.00 | No | (No Data) | 1.65 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436103 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | U.S. Citizen | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4935.79 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 3150.00 | No | (No Data) | 1.34 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436137 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | 4 Family | 4 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -7931.32 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 6000.00 | No | (No Data) | 1.76 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436104 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.5000 | No | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -7663.21 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 7000.00 | No | (No Data) | 1.20 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436140 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | U.S. Citizen | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3584.99 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 3595.00 | No | (No Data) | 1.56 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436141 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.1251 | Yes | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 12.75 | 0 | 12.75 | 12.75 | 12.75 | (No Data) | (No Data) | (No Data) | 160807.88 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436114 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of UPB | (No Data) | Yes | Yes | 1 | 6.6250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -10233.21 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | Yes | Full Recourse | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | Yes | Yes | 10800.00 | No | (No Data) | 1.06 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436143 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -14992.43 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | Yes | 3300.00 | 1.00 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/lease agreement - 12 Months | DSCR - w/lease agreement - 12 Months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436145 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.6250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 26.64 | 0 | 26.64 | 26.64 | 26.64 | (No Data) | (No Data) | (No Data) | 33623.65 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 12 months;<br> CPA Letter without Income - 36 months;<br> IRS Transcripts – Tax Return(s) - 12 months;<br> Personal Tax Return - 12 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6436146 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | Yes | No | No | Yes | 6 mos interest on amt prepd if amt prepd is >20% of OPB | (No Data) | No | Yes | 1 | 6.8750 | No | No | 2.75 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4443.46 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 2600.00 | No | (No Data) | 1.23 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6456630 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | Yes | No | No | Yes | 2%, 1% of amt prepd in 12 mos that is >20% of OPB in year 1,2 | (No Data) | No | Yes | 1 | 6.7500 | No | No | 1.6 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -7027.76 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 7000.00 | No | (No Data) | 1.0173 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6442905 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | U.S. Citizen | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | Yes | No | No | Yes | 5% of amt prepd in 12 mos >20% of OPB | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3735.6 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | Yes | Full Recourse | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 4500.00 | No | (No Data) | 1.2179 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| XXXXXX | 6442904 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd in 12 mos >20% of OPB | (No Data) | Yes | Yes | 1 | 7.5465 | No | No | 4.63 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -12003.44 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | Yes | 8100.00 | 1.0147 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/lease agreement - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |

---

<br>©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.57

**Exhibit 99.57**

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | **DRMT 2026-INV2** |
| **Start - End Dates:** | **11/25/2025 - 2/2/2026** |
| **Deal Loan Count:** | **21** |
| **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** |
| *Loans in Report:* | *21* |

---

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Pretium Loan ID** | **Loan Level ATR/QM Status** | **Application Date Prior to 1/10/2014** | **Lender Application Date** | **Broker Application Date** | **GSE Eligible** | **QRM Flag** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Bwr 1 Employment Indicator** | **Bwr 2 Employment Indicator** | **Bwr 1 Foreign National Indicator** | **Bwr 2 Foreign National Indicator** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Residual Income Analysis in File** | **ATR/QM Residual Income** |
| XXXXXX | 6436130 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436131 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 8.0001 | Unemployed | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436132 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.25 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436133 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436118 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 9.875 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436120 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| XXXXXX | 6436121 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.25 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436135 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| XXXXXX | 6436136 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436103 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436137 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.25 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436104 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.5 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436140 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436141 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| XXXXXX | 6436114 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.625 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436143 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6436145 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| XXXXXX | 6436146 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| XXXXXX | 6456630 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.75 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| XXXXXX | 6442905 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.5 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| XXXXXX | 6442904 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.5465 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |

---

<br>©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.58

**Exhibit 99.58**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 247 | 251 | 255 | 259 | 260 | 261 | 262 | 263 | 264 | 265 | 266 |
| **Loan Number** | **Pretium Loan ID** | **Seller Loan Number** | **Borrower 1 Last Name** | **Borrower 1 First Name** | **Borrower 2 Guarantor Flag** | **Borrower 2 Last Name** | **Borrower 2 First Name** | **Borrower 3 Guarantor Flag** | **Borrower 3 Last Name** | **Borrower 3 First Name** | **Borrower 4 Guarantor Flag** | **Borrower 4 Last Name** | **Borrower 4 First Name** | **Borrowing Entity Name** | **Borrower 2 Borrowing Entity Name** | **Address Street** | **Address Street 2** | **Address City** | **Address State** | **Address Zip** | **Loan Type** | **Product Type** | **Amortization Type** | **Note Status** | **Original Principal Balance** | **Note Date** | **Combined Loan Amount** | **First Payment Date** | **Note Rate** | **Note P&I** | **Payment Frequency** | **Maturity Date** | **Note Term** | **Amortized Term** | **Balloon** | **Balloon Term** | **Interest Only Period** | **Interest Only Term** | **Prepayment Penalty** | **Prepayment Penalty Term** | **Prepayment Penalty Type** | **Buydown** | **Buydown Period** | **Index** | **Look Back Period** | **Margin** | **Rounding Method** | **Max Rate At First Adj** | **Min Rate At First Adj** | **Rate Change Frequency** | **Payment Change Frequency** | **First Rate Change Date** | **First Payment Change Date** | **Next Rate Change Date** | **Next Pay Change Date** | **Periodic Rate Cap** | **Negative Amortization Principal Cap** | **Periodic Payment Cap Code** | **Maximum Rate** | **Minimum Rate** | **Lender Name** | **Origination Channel** | **Loan Modified** | **Reason For Modification** | **Mod Product Type** | **Modified Note Status** | **Modified Note Date** | **Note Amort Type Mod** | **Loan Amount Mod** | **Note Rate Mod** | **Note P&I Mod** | **Payment Frequency Mod** | **First Payment Date Mod** | **Maturity Date Mod** | **Loan Term Mod** | **Balloon Mod** | **Balloon Term Mod** | **Interest Only Period Mod** | **Interest Only Term Mod** | **Index Mod** | **Lookback Period Mod** | **Margin Mod** | **Rounding Method Mod** | **Max Rate At First Adj Mod** | **Min Rate At First Adj Mod** | **Rate Change Frequency Mod** | **Pay Change Frequency Mod** | **First Rate Change Date Mod** | **First Payment Change Date Mod** | **Next Rate Change Date Mod** | **Next Pay Change Date Mod** | **Periodic Rate Cap Mod** | **Negative Amortization Principal Cap Mod** | **Periodic Payment Cap Code Mod** | **Maximum Rate Mod** | **Minimum Rate Mod** | **Occupancy** | **Loan Purpose** | **Cash To Borrower At Close** | **Total Cash Out** | **Appraisal Status** | **Appraisal Form** | **Appraisal Date** | **Appraised Value** | **Sales Price** | **Value for LTV** | **Property Type** | **Number of Units** | **Year Built** | **Location** | **Occupancy Status** | **Appraisal Made** | **Site Value** | **Appraisal Review Type** | **Appraisal Review Value** | **LTV** | **CLTV** | **HCLTV** | **Mortgage Status** | **County** | **MIN Number** | **Transaction Date** | **Assumable** | **Mandatory Arbitration** | **Mortgage Insurance Required Indicator** | **Mortgage Cert in File** | **MI Paid By Borrower or Lender** | **MI Cert Number** | **MI Company** | **MI Percent of Coverage** | **MI Monthly Payment** | **Lien Position** | **Title Status** | **Other Liens** | **Other Lien Balance** | **Other Lien Payment** | **Title Doc Type** | **Title Interest Type** | **Property Tax Amount** | **Hazard Insurance Premium Amount** | **Flood Insurance Issuer** | **Flood Insurance Policy Mandatory** | **Flood Insurance Premium Amount** | **HOA Monthly Premium Amount** | **Application Status** | **Application Date** | **Number In Household** | **Relocation Loan** | **Credit Report Status** | **Credit Report Date** | **Longest Tradeline** | **Max Tradeline Amount** | **Number of Tradelines Open** | **Late Payments x30** | **Late Payments x60** | **Late Payments x90** | **Borrower 1 SSN** | **Borrower 1 Date of Birth** | **Borrower 1 Age** | **Borrower 1 Occupation** | **Borrower 1 Years On Job** | **Borrower 1 Years In Field** | **Borrower 1 Self Employed** | **Borrower 1 First Time Home Buyer** | **Borrower 1 Gender** | **Borrower 1 US Citizen** | **Borrower 1 Permanent Resident** | **Borrower 1 Non Permanent Resident** | **Borrower 1 Residency Basis Type** | **Borrower 1 Residency Duration Years** | **Borrower 1 Ethnicity** | **Borrower 1 Race** | **Borrower 1 Race 2** | **Borrower 1 Race 3** | **Borrower 1 Race 4** | **Borrower 1 Race 5** | **Borrower 1 Equifax Credit Score** | **Borrower 1 Experian Credit Score** | **Borrower 1 Transunion Credit Score** | **Borrower 1 Total Income** | **Borrower 2 SSN** | **Borrower 2 Date Of Birth** | **Borrower 2 Age** | **Borrower 2 Occupation** | **Borrower 2 Years On Job** | **Borrower 2 Years In Field** | **Borrower 2 Self Employed** | **Borrower 2 First Time Home Buyer** | **Borrower 2 Gender** | **Borrower 2 US Citizen** | **Borrower 2 Permanent Resident** | **Borrower 2 Non Permanent Resident** | **Borrower 2 Residency Basis Type** | **Borrower 2 Residency Duration Years** | **Borrower 2 Ethnicity** | **Borrower 2 Race** | **Borrower 2 Race 2** | **Borrower 2 Race 3** | **Borrower 2 Race 4** | **Borrower 2 Race 5** | **Borrower 2 Equifax Credit Score** | **Borrower 2 Experian Credit Score** | **Borrower 2 Transunion Credit Score** | **Borrower 2 Total Income** | **Current Balance** | **Current P&I** | **Representative Credit Score** | **Total Monthly Income** | **Total Remaining Gross Monthly Income** | **DTI (Front)** | **DTI (Back)** | **Total Monthly Expenses** | **Primary Residence Expense** | **Total Assets** | **Effective Amount (Assets Used)** | **Liquid Assets** | **Total Cash Required From Borrower** | **Cash Reserves** | **Months PITI Reserves** | **Months PITI Reserves (Qual Rate)** | **Qualification Method** | **Qualifying Rate** | **Qualifying P&I** | **DTI Qualifying (Front)** | **DTI Qualifying (Back)** | **Loan Doc Type** | **AUS Underwritten** | **What AUS Was Used** | **AUS Grade** | **HUD 1 Status** | **Disbursement Date** | **Good Faith Estimate Status** | **ROR Status** | **Early TIL Status** | **Corrected TIL Status** | **Final TIL Status** | **Active Material Exceptions** | **Active Non-Material Exceptions** | **Satisfied Exceptions** | **Waived Exceptions** | **Compensating Factors** | **General Comments** | **Loan Level ATR/QM Status** | **Initial Securitization Compliance Grade** | **Final Securitization Compliance Grade** | **Initial S&P Compliance Grade** | **Final S&P Compliance Grade** | **Borrower 1 Income Doc Type Summary** | **Borrower 2 Income Doc Type Summary** | **Borrower 3 Income Doc Type Summary** | **Borrower 4 Income Doc Type Summary** | **Appraiser First Name** | **Appraiser Last Name** | **Appraiser Certification/License #** |
| XXXXXX | 6436130 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.8750 | 5912.36 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 60 | 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | Not Applicable | XXXXXX | 60.00 | 60.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 342.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 99 | 16000.00 | 9 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 703 | 719 | 681 | 0 | (No Data) | (No Data) | 703 | 0 | -6958.05 | 0 | 0 | 6958.05 | 0 | 528932.10 | 528932.1 | 528932.1 | XXXXXX | 528932.1 | 76.02 | 76.02 | Fully Amortized | 6.875 | 5912.36 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt C | N/A | N/A C | N/A | N/A | DSCR - w/lease agreement - Month-to-Month | DSCR - w/lease agreement - Month-to-Month | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436131 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 8.0000 | 8144.79 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Retail | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | Not Applicable | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 421.92 | (No Data) | (No Data) | 70.75 | Not Applicable | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 99 | 74666.00 | 7 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 696 | 717 | 722 | 2009478.09 | (No Data) | (No Data) | 717 | 2009478.09 | 1934341.72 | 0.48 | 3.74 | 75136.37 | 9600.68 | 2052563.47 | 2052563.47 | 2052563.47 | XXXXXX | 2052563.47 | 190.89 | 190.89 | Fully Amortized | 8.000 | 8144.79 | 0.48 | 3.74 | 12 Mth Business Bank Stmts | No | (No Data) | (No Data) | Present | XXXXXX | Present | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | (No Data) | Business Bank Statements - 12 months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436132 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 7.2500 | 798.15 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 6 mos interest if amt prepd in 12 mos that is >20% of OPB | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Retail | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX |  | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 96.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 132 | 5000.00 | 5 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 769 | 761 | 788 | 0 | (No Data) | (No Data) | 769 | 0 | -942.23 | 0 | 0 | 942.23 | 0 | 108798.65 | 108798.65 | 108798.65 | XXXXXX | 108798.65 | 115.47 | 115.47 | Fully Amortized | 7.250 | 798.15 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt B | N/A | N/A B | N/A | N/A | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436133 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.8750 | 1635.76 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | Not Applicable | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 37.58 | (No Data) | (No Data) | (No Data) | 232.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 99 | 43300.00 | 11 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 783 | 789 | 779 | 0 | (No Data) | (No Data) | 783 | 0 | -2434.6 | 0 | 0 | 2434.6 | 0 | 118977.65 | 118977.65 | 118977.65 | XXXXXX | 118977.65 | 48.87 | 48.87 | Fully Amortized | 6.875 | 1635.76 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | Present | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | DSCR - w/lease agreement - 6 Months | DSCR - w/lease agreement - 6 Months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436118 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 9.8750 | 1185.30 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Retail | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR-Attached | 1 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 207.99 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | Not Applicable | Present | XXXXXX | 99 | 15250.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 633 | 631 | 647 | 0 | (No Data) | (No Data) | 633 | 0 | -2783.5 | 0 | 0 | 2783.5 | 0 | 121099.51 | 121099.51 | 121099.51 | XXXXXX | 121099.51 | 72.15 | 72.15 | Start Rate | 9.875 | 1185.30 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436120 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.8750 | 656.93 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Retail | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 57.14 | 57.14 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 184.02 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 99 | 20000.00 | 10 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 742 | 745 | 716 | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | 742 | 0 | -4573.98 | 0 | 0 | 4573.98 | 2578.14 | 53837.49 | 53837.49 | 53837.49 | XXXXXX | 53837.49 | 53.26 | 53.26 | Fully Amortized | 6.875 | 656.93 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt B | A B | A B | A B | A | DSCR - w/lease agreement - 12 Months | (No Data) | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436121 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 7.2500 | 1200.63 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 185.23 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 99 | 28800.00 | 12 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 771 | 783 | 762 | 0 | (No Data) | (No Data) | 771 | 0 | -5194.76 | 0 | 0 | 5194.76 | 1903 | 101329.72 | 101329.72 | 101329.72 | XXXXXX | 46647.74 | 27.89 | 27.89 | Fully Amortized | 7.250 | 1200.64 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt C | N/A | N/A C | N/A | N/A | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436135 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.5000 | 1264.14 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 60 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 60.24 | 60.24 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 327.46 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 99 | 33600.00 | 15 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 758 | 733 | 740 | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | 740 | 0 | -4442.09 | 0 | 0 | 4442.09 | 0 | 185246.11 | 185246.11 | 185246.11 | XXXXXX | 185246.11 | 81.64 | 81.64 | Fully Amortized | 6.500 | 1264.14 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt B | A B | A B | A B | A | DSCR - w/lease agreement - 12 Months | (No Data) | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436136 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.8750 | 1837.76 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 95.32 | (No Data) | (No Data) | (No Data) | Not Applicable | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 99 | 25000.00 | 4 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 801 | 820 | 808 | 0 | (No Data) | (No Data) | 808 | 0 | -3136.09 | 0 | 0 | 3136.09 | 626.39 | 119868.37 | 119868.37 | 119868.37 | XXXXXX | 119868.37 | 49.64 | 49.64 | Start Rate | 6.875 | 1837.76 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt C | N/A B | N/A C | N/A B | N/A | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436103 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 7.0000 | 2151.59 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 60 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 96.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 91 | 500.00 | 12 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 673 | 666 | 678 | 0 | (No Data) | (No Data) | 673 | 0 | -4935.79 | 0 | 0 | 4935.79 | 1676.78 | 43043.13 | 43043.13 | 43043.13 | XXXXXX | 43043.13 | 18.32 | 18.32 | Fully Amortized | 7.000 | 2151.59 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | N/A | N/A | N/A | N/A | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436137 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 7.2500 | 2984.52 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 60 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Retail | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 4 Family | 4 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 313.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 64 | 2500.00 | 8 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 663 | 668 | 683 | 0 | (No Data) | (No Data) | 668 | 0 | -7931.32 | 0 | 0 | 7931.32 | 4236 | 32861.43 | 32861.43 | 32861.43 | XXXXXX | 32861.43 | 9.65 | 9.65 | Fully Amortized | 7.250 | 2984.53 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt D C | N/A B | N/A D C | N/A B | N/A | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436104 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 7.5000 | 4544.89 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 74.71 | 74.71 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 153.20 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 20 | 49800.00 | 3 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 760 | 736 | 751 | 0 | (No Data) | (No Data) | 751 | 0 | -7663.21 | 0 | 0 | 7663.21 | 0 | 636717.33 | 636717.33 | 636717.33 | XXXXXX | 636717.33 | 109.62 | 109.62 | Fully Amortized | 7.500 | 4544.90 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | N/A | N/A | N/A | N/A | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436140 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.8750 | 1694.88 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 64.99 | 64.99 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 123.51 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 99 | 26000.00 | 20 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 681 | 702 | 689 | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 726 | 741 | 696 | 0 | (No Data) | (No Data) | 726 | 0 | -3584.99 | 0 | 0 | 3584.99 | 0 | 241273.67 | 241273.67 | 241273.67 | XXXXXX | 241273.67 | 104.99 | 104.99 | Fully Amortized | 6.875 | 1694.88 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | A | A | A | A | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436141 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 7.1250 | 3072.16 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 322.91 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 55 | 14319.00 | 17 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 728 | 642 | 729 | 184297.88 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | 728 | 184297.88 | 160807.88 | 3.42 | 12.75 | 23490 | 6301.4 | 387792.68 | 387792.68 | 387792.68 | XXXXXX | 262463.45 | 65.8 | 65.80 | Fully Amortized | 7.125 | 3072.16 | 3.42 | 12.75 | 12 Mth Business Bank Stmts | No | (No Data) | (No Data) | Present | XXXXXX | Present | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | A | A | A | A | Business Bank Statements - 12 months | (No Data) | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436114 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.6250 | 8163.96 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of UPB | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Retail | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | Not Applicable | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 830.50 | (No Data) | (No Data) | 194.67 | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 99 | 53013.00 | 5 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 809 | 840 | 786 | 0 | (No Data) | (No Data) | 811 | 0 | -10233.21 | 0 | 0 | 10233.21 | 0 | 808534.70 | 808534.7 | 808534.7 | XXXXXX | 354325.98 | 34.63 | 34.63 | Fully Amortized | 6.625 | 8163.97 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | Present | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt D | N/A | N/A D | N/A | N/A | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436143 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 7.0000 | 2328.56 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 67.96 | 67.96 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 94.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 99 | 65000.00 | 9 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 689 | 716 | 637 | 0 | (No Data) | (No Data) | 689 | 0 | -14992.43 | 0 | 0 | 14992.43 | 2461.87 | 119921.94 | 119921.94 | 119921.94 | XXXXXX | 119921.94 | 36.37 | 36.37 | Qualifying Rate | 7.000 | 2328.56 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | N/A | N/A | N/A | N/A | DSCR - w/lease agreement - 12 Months | DSCR - w/lease agreement - 12 Months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436145 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.6250 | 4430.95 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 556.14 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 89 | 11600.00 | 3 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 755 | 765 | 766 | 45835.08 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | 765 | 45835.08 | 33623.65 | 14.59 | 26.64 | 12211.43 | 6688.83 | 294651.87 | 294651.87 | 294651.87 | XXXXXX | 129749.49 | 20.86 | 20.86 | Fully Amortized | 6.625 | 4430.96 | 14.59 | 26.64 | Full 12 Month | No | (No Data) | (No Data) | Present | XXXXXX | Present | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | A | A | A | A | Business Tax Return - 12 months;<br> CPA Letter without Income - 36 months;<br> IRS Transcripts – Tax Return(s) - 12 months;<br> Personal Tax Return - 12 months | (No Data) | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6436146 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 yr Fixed - 10 yr IO | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.8750 | 1613.29 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | Yes | 120 | Yes | 12 | 6 mos interest on amt prepd if amt prepd is >20% of OPB | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 253.77 | (No Data) | (No Data) | (No Data) | 71.67 | Present | XXXXXX | 2 | No | Present | XXXXXX | 99 | 51800.00 | 9 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 792 | 782 | 776 | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | 782 | 0 | -4443.46 | 0 | 0 | 4443.46 | 0 | 390139.12 | 390139.12 | 390139.12 | XXXXXX | 340371.05 | 162.05 | 162.05 | I/O Amount | 6.875 | 1613.29 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | A | A | A | A | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6456630 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 yr Fixed - 10 yr IO | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.7500 | 4668.75 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | Yes | 120 | Yes | 24 | 2%, 1% of amt prepd in 12 mos that is >20% of OPB in year 1,2 | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Retail | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 69.17 | 69.17 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 302.01 | (No Data) | (No Data) | (No Data) | 660.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 209 | 13000.00 | 5 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 785 | 733 | 749 | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | 749 | 0 | -7027.76 | 0 | 0 | 7027.76 | 0 | 599202.71 | 599202.71 | 599202.71 | XXXXXX | 262063.63 | 38.09 | 34.50 | Fully Amortized | 6.750 | 5383.37 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt D C | D A | A D C | D A | A | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6442905 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 10/20 Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 6.5000 | 2708.33 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | Yes | 120 | Yes | 12 | 5% of amt prepd in 12 mos >20% of OPB | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 62.08 | 62.08 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 107.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 374 | 125000.00 | 3 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 775 | 821 | 776 | 0 | (No Data) | (No Data) | 776 | 0 | -3735.6 | 0 | 0 | 3735.6 | 0 | 450064.09 | 450696.83 | 450696.83 | XXXXXX | 127895.61 | 34.62 | 34.62 | Qualifying Rate | 6.500 | 2708.33 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | N/A | N/A | N/A | N/A | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | XXXX | XXXX | XXXX |
| XXXXXX | 6442904 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXX | XXXXXX | 7.5000 | 6948.44 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd in 12 mos >20% of OPB | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | XXXXXX | (No Data) | Commitment Title | Fee Simple | XXXXXX | 177.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 304 | 20000.00 | 8 | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 747 | 736 | 746 | 0.00 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | 746 | 0 | -12003.44 | 0 | 0 | 12003.44 | 0 | 92636.12 | 92636.12 | 92636.12 | XXXXXX | 92636.12 | 11.6 | 11.60 | Fully Amortized | 7.500 | 6948.45 | 0 | 0 | DSCR | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | A | A | A | A | DSCR - w/lease agreement - 0 months | (No Data) | (No Data) | (No Data) | XXXX | XXXX | XXXX |

---

## Exhibit 99.59

**Exhibit 99.59**

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | DRMT 2026-INV2 |
| **Start - End Dates:** | 11/25/2025 - 2/2/2026 |
| **Deal Loan Count:** | 21 |
| **Valuations Summary** |  |

---

---

| | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| *Loans In Report:* | 21 | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **Other** | **AUS Information** |
| *Loans In Report:* | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **AUS Information** |  |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Pretium Loan ID** | **Seller Loan Number** | **Original Balance** | **Sales Price** | **Value For LTV** | **Appraised Date** | **Appraised Value** | **Appraisal Form** | **AVM Vendor Name** | **Confidence Score** | **Review Date** | **Review Value** | **Variance Amount** | **Variance (%)** | **Review Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **AVM FSD** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Value** | **Variance Amount** | **Variance (%)** | **Other - Valuation Type** | **Report Date - Other** | **Value - Other** | **Variance Amount - Other** | **Variance (%) - Other** | **CU / LCA Score** |
| XXXXXX | 6436130 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% | Not Applicable |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | -9.67% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| XXXXXX | 6436131 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% | Not Applicable |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| XXXXXX | 6436132 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| XXXXXX | 6436133 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% | Not Applicable |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| XXXXXX | 6436118 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| XXXXXX | 6436120 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| XXXXXX | 6436121 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| XXXXXX | 6436135 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| XXXXXX | 6436136 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| XXXXXX | 6436103 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| XXXXXX | 6436137 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| XXXXXX | 6436104 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | -3.33% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| XXXXXX | 6436140 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| XXXXXX | 6436141 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| XXXXXX | 6436114 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% | Not Applicable |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| XXXXXX | 6436143 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |
| XXXXXX | 6436145 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| XXXXXX | 6436146 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| XXXXXX | 6456630 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| XXXXXX | 6442905 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| XXXXXX | 6442904 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |

---

## Exhibit 99.60

**Exhibit 99.60**

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **DRMT 2026-INV2** |
| **Start - End Dates:** | **11/25/2025 - 2/2/2026** |
| **Deal Loan Count:** | **21** |
| **Waived Conditions Summary** | **Waived Conditions Summary** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Review Scope** | **Category** | **Code** | **Description** | **Count** |
| Credit | Terms/Guidelines | XXXX | Loan parameters do not meet guidelines | 1 |
| Credit | Terms/Guidelines | XXXX | SG Capital Delivery Restrictions -1 | 1 |
| Credit | Credit/Mtg History | XXXX | Length of mortgage/rental history in file does not meet guideline requirement | 1 |
| Credit | LTV/CLTV | XXXX | LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | 1 |
| Property Valuations | Property | XXXX | Property Issues Indicated | 1 |
| **Total** |  |  |  | **5** |

---

<br>©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.