# EDGAR Filing Document

**Accession Number:** 0001841025
**File Stem:** 0001999371-25-012723
**Filing Date:** 2025-9
**Character Count:** 5579340
**Document Hash:** 7a16e78495e8b33b06d8a4a95eaeb2e5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-012723.hdr.sgml**: 20250905

**ACCESSION NUMBER**: 0001999371-25-012723

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 22

**CONFORMED PERIOD OF REPORT**: 20250905

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20250905

**DATE AS OF CHANGE**: 20250905

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Nomura Asset Depositor Company, LLC
- **CENTRAL INDEX KEY:** 0001841025

**ORGANIZATION NAME:**
- **EIN:** 133518229
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-05340
- **FILM NUMBER:** 251296338

**BUSINESS ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
- **BUSINESS PHONE:** 212-667-1557

**MAIL ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Nomura Asset Depositor Company, LLC
- **CENTRAL INDEX KEY:** 0001841025

**ORGANIZATION NAME:**
- **EIN:** 133518229
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
- **BUSINESS PHONE:** 212-667-1557

**MAIL ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**<br> FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Nomura Asset Depositor Company, LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001841025

<u>NLT 2025-CES1 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): ________________

Central Index Key Number of underwriter (if applicable): ________________

Sanil Patel, 212-667-9992

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

[99.1](ex99-1.htm) AMC Diligence, LLC ("SitusAMC") Executive Summary

[99.2](ex99-2.htm) SitusAMC Exception Grades Report

[99.3](ex99-3.htm) SitusAMC Valuation Report

[99.4](ex99-4.htm) SitusAMC Data Compare Summary

[99.5](ex99-5.htm) SitusAMC Rating Agency Grades Report

[99.6](ex99-6.htm) Clayton Services LLC ("Clayton") Narrative

[99.7](ex99-7.htm) Clayton Non ATR QM Report

[99.8](ex99-8.htm) Clayton Rating Agency ATR QM Report

[99.9](ex99-9.htm) Clayton Valuations Summary

[99.10](ex99-10.htm) Clayton Conditions Report

[99.11](ex99-11.htm) Clayton Loan Level Tape Compare

[99.12](ex99-12.htm) Clayton Waived Conditions Summary

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
|  | Nomura Asset Depositor Company, LLC |
|  | (Depositor) |
| Date: September 5, 2025 | /s/ Brian Hargrave |
|  | Name: Brian Hargrave |
|  | Title: Managing Director |

---

## Exhibit 99.1

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.1**

![](ex9951001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("**AMC**") performed certain due diligence services described below on non-conforming closed-end second lien residential mortgages acquired from various parties. The review was conducted on behalf of Nomura Corporate Funding Americas, LLC ("**Client**") during multiple transactions from January 2024 to June 2025 via files imaged and provided by Nomura Corporate Funding Americas, LLC for review (the "**Review**").

The loans in the Review carried origination dates between October 2023 and May 2025.

**(2) Sample size of the assets reviewed.**

The Review was conducted on eight hundred twenty-one (821) loans selected by the Client with an aggregate original principal balance of approximately $128.209 million. The Review did not cover 100% of the loans in the securitization population; however, the Review did cover the entire portion of the securitization population reviewed by AMC.

**(3) Determination of the sample size and computation.**

AMC is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by AMC.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by Client to the data found in the actual file as captured by AMC. This comparison, when data was available, included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;1003 - Originator ID# | &nbsp;&nbsp;City | &nbsp;&nbsp;Investor: Qualifying Housing Ratio | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Appraisal As-Is Value | &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Original Term | &nbsp;&nbsp;Total Cash-out |
| &nbsp;&nbsp;Borrower Citizenship | &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Prepayment Penalty |  |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Property Type |  |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)"), and/or loan-to-value ratios ("LTV(s)") used in the assessment of conformity guidelines.

Although AMC completed a property review of each loan, based on such property review grades and findings, the grading and exceptions related to such property review are not discussed herein.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

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**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP/Zippy Review** 

When a DU/LP/Zippy form is provided, AMC (i) confirmed and captured recommendations and (ii) verified that (a) red flags listed on the DU/LP/Zippy were addressed by the underwriter, (b) listed credit conditions were cleared by the underwriter, and (c) the final DU/LP/Zippy in the file contained data that matched the data gathered from documents in the file. All mortgage loans are manually underwritten with documentation requirements determined by Client guidelines and the AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

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If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) (i) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (ii) the presence of loan modification documents, and (iii) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, AMC sought to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagor's requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process.

If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception and worked with the Client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in AMC's review resulted in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product was ordered.

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AMC also considered processes that included Fannie Mae's Collateral Underwriter (CU) or Freddie Mac Loan Collateral Advisor (LCA) on one-unit single-family homes and condos for GSE eligible loans. No additional property value due diligence was completed in cases where CU/LCA indicated that appraisal risk was consistent with the respective GSE's day one RW&E relief. Freddie Mac's Home Value Explorer (HVE) was also considered an acceptable secondary valuation product for GSE-related transactions. If the CU/LCA risk score was ineligible for GSE RW&E relief, then AMC compared a third valuation product (such as a field review) to the original appraisal.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE REVIEW – LIMITED SCOPE</u>**

Please be advised that SitusAMC will not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review will uncover all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or will uncover all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by SitusAMC are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which SitusAMC is relying in reaching such findings.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in the Review, and the findings set forth in any report prepared by SitusAMC does not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC. Information contained in any SitusAMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged SitusAMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by SitusAMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

SitusAMC will review each residential mortgage loan to determine, as applicable, and to the extent possible and subject to the caveats below, whether the mortgage loan complies with each of the laws, rules and regulations specified below, in each case as the same may be amended, supplemented, replaced or otherwise modified from time to time pursuant to applicable law. With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, the compliance review is limited to the specific components enumerated below with the testing of those components in accordance with the SFA TRID Compliance Review Scope ("TRID Grid"), published by the Structured Finance Association ("SFA"). All other TRID testing, including other components of the TRID Grid, that are not explicitly enumerated below are considered outside of scope for purposes of this review.

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23; §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) failure to provide the correct form of right of rescission notice;

iv) failure to provide the three (3) specific business day rescission period;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) missing or incorrect rescission expiration date on rescission notice;

vi) "I wish to cancel" section of rescission notice is signed by borrower;

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vii) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means, for closed end transactions, the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions, and for open-end transactions, the information that must be provided to satisfy the requirements in §1026.6 with regard to the method of determining the finance charge and the balance upon which a finance charge will be imposed, the annual percentage rate, the amount or method of determining the amount of any membership or participation fee that may be imposed as part of the plan, and the payment information described in §1026.40(d)(5)(i) and (ii) that is required under §1026.6(e)(2); and

viii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Total of Payments

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Payment Tables (§1026.18, §1026.38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate disclosure of applicable payment tables on page 1 of the TIL or CD

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>TILA Section 130(b) Corrections and Other Remediations</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) with respect to applicable exception remediation measures, confirm the remediation was performed in accordance
with regulatory and/or statutory requirements, and, where applicable, the SFA Compliance Review Scope methodology (in an attempt to establish
a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured
Finance Association ("SFA") has a working group that consists of industry participants including third party review providers
and law firms who agreed to a standardized approach to remediation considerations).

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32,and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36(d)-(e)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) if requested by the client, review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36(k)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan
to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36(h)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to
resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§</u> 1026.36(i)):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36(g)):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name
and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing
Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

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&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by
the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.); the Department of Veterans Affairs (38 C.F.R. Part 36
et seq.); and the U.S. Department of Agriculture (7 CFR Part 3555);

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)); and

&nbsp;&nbsp;&nbsp;&nbsp;e) Prepayment penalty restrictions (12 C.F.R. 1026.43(g)).

SitusAMC will review applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). SitusAMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, SitusAMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, SitusAMC notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, SitusAMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature, negative
amortization, or loan term exceeding 30 years),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) the "points and fees" exceed the applicable QM threshold,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) the monthly payment was calculated appropriately,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) the creditor considered and verified income or assets at or before consummation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(v) the creditor appropriately considered debt obligations, alimony and child support, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vi) based on the application date, defined in accordance with 1026.2(a)(3)(ii), and the loan designation provided
on the subject loan:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. **Temporary QM (Agency/GSE Salable) –** Loans submitted with a loan designation of Temporary
SHQM (GSE/Agency Eligible) or Temporary HPQM (GSE/Agency Eligible)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If loan application date is prior to 7/1/2021 or loan was purchased/securitized on or before 8/31/21,
the loan will be evaluated to confirm it is salable to the GSEs.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If loan application date is on or after 7/1/2021 or loan was purchased/securitized after 8/31/21 - an
exception indicating loan is not eligible to be GSE Temp QM will be cited based on the GSE requirement for loan applications on or after
7/1/2021 to meet General QM (APOR) pricing based criteria to be salable,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. **QM Based on Appendix Q –** Loans submitted with a loan designation of Safe Harbor QM, Higher
Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If the loan application date is prior to 3/1/2021 – determine whether at the time of consummation,
the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If the loan application date is on or after 3/1/2021, but before 10/1/2022 – determine whether at
the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. **QM Based on APOR (Pricing-Based) –** Loans with an application date on or after 3/1/2021, submitted
with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), the QM considerations will be based on whether the APR exceeds
the average prime offer rate by 2.25 or more percentage points (additional thresholds applicable for lower loan balances, subordinate
lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the creditor's guidelines
without a documented exception and compensating factors.

 

*QM loans with application dates on or after 10/1/22 are required to be either Safe Harbor QM (APOR) or Higher Priced QM (APOR)* 

 

***Verification Safe Harbor***

Pursuant to the November 2021 SFA TPR Scope of Review for Verification Safe Harbor under General QM Rule (https://structuredfinance.org/wp-content/uploads/2021/11/SFA-TPR-Scope-of-Review-for-QM-VSH-Scope-of-Review-FINAL.pdf) SitusAMC has adopted the following approach with respect to Verification Safe Harbor:

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**VSH Indicator** – For loans originated under the new General QM (APOR) pricing-based threshold, the lender will be required to document the Verification Safe Harbor (VSH) indicator. SitusAMC will capture, but will not verify the VSH indicator. If the lender does not provide a VSH indicator, the VSH for the loan will be identified as "Not Stated".

**VSH Indicator Discrepancy** – Optional add-on service for loans submitted with a VSH Indicator of "Yes" (loan meets VSH). If a loan was submitted indicating VSH is met, client has the option to have SitusAMC review documentation in file and identify variances between documentation in file and guidelines used that could be indicative of an inaccurate VSH indicator. For all options below, the VSH indicator and determination method will be provided by the lender (within loan images, on the data tape, deal notes, or as part of the loan program/guidelines to which loans are originated). SitusAMC's evaluation will be limited to review of the documents against the guidelines used and identified by the lender to meet VSH. Review and verification that guidelines used meet VSH requirements under the regulation (particularly for options 2 and 3 where guidelines used are not one of those explicitly enumerated in the regulation) are outside of SitusAMC's scope. Lender is responsible for affirming guidelines used meet VSH standard requirements:

● <u>Option 1: VSH via reference to guidelines explicitly enumerated in the regulation (June 2020 GSE Guides)</u> 

○ Lender identifies that loan utilizes one of the GSE June 2020 guidelines specified in the regulation to meet VSH

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator.

● <u>Option 2: VSH via reference to subsequent versions of GSE Guides affirmed to be "substantially similar" to guides explicitly enumerated in the regulation</u> 

○ Lender identifies (source and publication date) and provides a set of GSE guides (other than one of the June 2020 guidelines specified in the regulation) utilized to meet VSH

○ Lender provides affirmation that guides used meet VSH requirements as revised version complies with verification standards or is substantially similar to the guides enumerated in the regulation commentary under 1026.43(e)

○ The determination and affirmation that the guides used are substantially similar would be the responsibility of the lender and/or aggregator. **SitusAMC will not evaluate or make a determination as to whether the guidelines used by the lender are "substantially similar"** to the explicitly enumerated underwriting guidelines.

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator

● <u>Option 3: VSH via proprietary guides</u> 

○ Lender identifies and provides a set of proprietary (non-GSE guides) underwriting guides utilized to meet VSH

○ Lender provides worksheet/AUS connecting the loan level review components to enumerated guides

○ Lender provides affirmation that guides used meet VSH requirements as guides comply with verification standards in the guides enumerated in the regulation commentary under 1026.43(e)

○ The determination and affirmation that the guides used are substantially similar would be the responsibility of the lender and/or aggregator. **SitusAMC will not evaluate or make a determination as to whether the guidelines used by the lender are in line with the standards in the enumerated underwriting guidelines.** 

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator

The lender must also maintain policies and procedures to meet the requirement under the new General QM (APOR) rule. Review of policies and procedures and comparison of guides utilized to explicitly enumerated guides are outside of SitusAMC's review scope.

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**VSH Reporting –** SitusAMC will include the following in securitization reports:

● The lender/seller's VSH Indicator;

● Whether SitusAMC evaluated the VSH indicator provided by the lender/seller;

● Which of the above 3 options was employed to evaluate the VSH indicator;

● Whether SitusAMC identified a variance to indicator based on due diligence review; and

● Whether loan met VSH based on option selected

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule (effective January 10, 2014), SitusAMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) and (vi)-1 as outlined above. In addition, SitusAMC reviews the Automated Underwriting System output within the mortgage loan file to confirm agency eligibility.

For each conventional QM designated mortgage loan that satisfied the applicable requirements enumerated above, SitusAMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.) and the U.S. Department of Agriculture (7 CFR Part 3555).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, SitusAMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM (for loans that comply with general (ATR) or ATR Fail (for loans that do not meet general ATR requirements). See below for more details on general ability to repay testing.

 

*<u>General Ability to Repay</u>*

For non-QM loans (loans that do not meet QM criteria or submitted by loan originator with a loan designation of non-QM), SitusAMC reviews the mortgage loan to the creditor's guidelines to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and will verify such information using reasonably reliable third-party records, at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) the consumer's current or reasonably expected income or assets;

ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status);

iii) the consumer's monthly payment;

iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) the consumer's monthly payment for mortgage-related obligations;

vi) the consumer's current debt obligations, alimony, and child support;

vii) the consumer's monthly debt-to-income ratio or residual income; and

viii) the consumer's credit history.

This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay. SitusAMC makes no representation or warranty surrounding the sufficiency of the client or creditor's guidelines as it relates to ATR requirements.

SitusAMC reviews mortgage loans to determine their conformity with the ATR/QM factors as outlined above, but does not render an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). SitusAMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all the factors and/or criteria that Authorities may consider in determining whether the creditor adequately demonstrated compliance with the ATR requirements under the rule. SitusAMC's review is based on information contained in the mortgage loan file at the time it is provided to SitusAMC for review, and only reflects information as of that point in time.

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**(III) The disclosure requirements and prohibitions of Section 50(a)(6), 50(f)(2), and limited provisions under Section 50(t) Article XVI of the Texas Constitution and associated regulations.**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time. State usury limitations and state-specific prohibited fees testing are outside of scope.**

**(V) Federal and state specific prepayment penalty provisions.**

**(VI) Federal and state specific late charges in states with assignee liability.** 

The state level late charge testing will be applicable to loans with the subject property in New Jersey, Georgia, New Mexico, and West Virginia.

**(VII) Homeowners Flood Insurance Affordability Act of 2014 (HFIAA)**

Confirm properties within a flood zone have adequate insurance coverage in accordance with HFIAA. (Including considerations of the total outstanding lien balances and any separate escrow impound requirements if the second lien is covered by a separate policy from the primary lien.)

**(VIII) FIRREA Review**

SitusAMC will confirm to the extent possible, that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, SitusAMC will review the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, SitusAMC will access the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

As part of the portion of the Review described in this section, SitusAMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(IX) Document Review.**

SitusAMC will review each mortgage loan file and verify whether the following documents, if applicable, were included in the file and that the data on applicable documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting summary/loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD/Closing Disclosure from sale of previous residence;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated tests set
forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS AND CONCLUSIONS** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in the Form ABS Due Diligence-15E.

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**OVERALL REVIEW RESULTS SUMMARY**

There were eight hundred twenty-one (821) mortgage loans in the securitization population reviewed by AMC. Five hundred seventy-two (572) (69.67%) loans had an overall loan grade of "A" and two hundred forty-nine (249) (30.33%) loans had an overall loan grade of "B".

---

| | | |
|:---|:---|:---|
| **Overall Loan Grades** | **Overall Loan Grades** | **Overall Loan Grades** |
| **Final Loan Grade** | **# of Loans** | **% of Loans** |
| A | 572 | 69.67% |
| B | 249 | 30.33% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **821** | **100.00%** |

---

**COMPLIANCE RESULTS SUMMARY**

Of the eight hundred twenty-one (821) loans reviewed, under the applicable Fitch grading criteria, six hundred eighty-two (682) (83.07%) loans had a Compliance Review "A" grade. One hundred thirty-nine (139) (16.93%) loans had a Compliance Review "B" grade.

---

| | | |
|:---|:---|:---|
| **Compliance Loan Grades** | **Compliance Loan Grades** | **Compliance Loan Grades** |
| **Final Loan Grade** | **# of Loans** | **% of Loans** |
| A | 682 | 83.07% |
| B | 139 | 16.93% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **821** | **100.00%** |

---

**CREDIT REVIEW RESULTS SUMMARY**

Six hundred eighty-four (684) (83.31%) mortgage loans of the total received an "A" Credit Review grade. The one hundred thirty-seven (137) (16.69%) "B" Credit Review grades were due to missing documentation and/or guideline adherence. Exceptions were offset by strong compensating factors such as high disposable income, low LTV, and/or high liquid assets.

---

| | | |
|:---|:---|:---|
| **Credit Loan Grades** | **Credit Loan Grades** | **Credit Loan Grades** |
| **Final Loan Grade** | **# of Loans** | **% of Loans** |
| A | 684 | 83.31% |
| B | 137 | 16.69% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **821** | **100.00%** |

---

**PROPERTY/VALUATION RESULTS SUMMARY**

All eight hundred twenty-one (821) (100%) loans reviewed received an "A" Property grade.

---

| | | |
|:---|:---|:---|
| **Property Loan Grades** | **Property Loan Grades** | **Property Loan Grades** |
| **Final Loan Grade** | **# of Loans** | **% of Loans** |
| A | 821 | 100.00% |
| B | 0 | 0.00% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **821** | **100.00%** |

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**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the eight hundred twenty-one (821) mortgage loans reviewed, seven hundred twenty-three (723) (88.06%) mortgage loans had tape discrepancies across thirty-five (35) unique data fields. The most common tape discrepancies were Qualifying Total Debt Ratio, Original CLTV, and LTV Valuation Value. AMC found generally that the DTI discrepancies were due to differences in calculating complex incomes; while the data differed, the resulting ratios generally remained within guidelines.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**%<br> Variance** | &nbsp;&nbsp;**# Of<br> Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;819 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;1003 - Originator ID# | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;10 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;815 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Appraisal As-Is Value | &nbsp;&nbsp;4 | &nbsp;&nbsp;6 | &nbsp;&nbsp;66.67% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;8 | &nbsp;&nbsp;12.50% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Borrower Citizenship | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;102 | &nbsp;&nbsp;805 | &nbsp;&nbsp;12.67% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;20 | &nbsp;&nbsp;805 | &nbsp;&nbsp;2.48% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;100 | &nbsp;&nbsp;637 | &nbsp;&nbsp;15.70% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;32 | &nbsp;&nbsp;820 | &nbsp;&nbsp;3.90% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;227 | &nbsp;&nbsp;1.32% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;5 | &nbsp;&nbsp;227 | &nbsp;&nbsp;2.20% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;2 | &nbsp;&nbsp;227 | &nbsp;&nbsp;0.88% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;60 | &nbsp;&nbsp;66 | &nbsp;&nbsp;90.91% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;2 | &nbsp;&nbsp;9 | &nbsp;&nbsp;22.22% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;11 | &nbsp;&nbsp;9.09% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;143 | &nbsp;&nbsp;649 | &nbsp;&nbsp;22.03% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;0 | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Investor: Qualifying Housing Ratio | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;278 | &nbsp;&nbsp;818 | &nbsp;&nbsp;33.99% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;12 | &nbsp;&nbsp;816 | &nbsp;&nbsp;1.47% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;187 | &nbsp;&nbsp;805 | &nbsp;&nbsp;23.23% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;9 | &nbsp;&nbsp;11.11% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;171 | &nbsp;&nbsp;804 | &nbsp;&nbsp;21.27% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;821 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;244 | &nbsp;&nbsp;802 | &nbsp;&nbsp;30.42% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;28 | &nbsp;&nbsp;821 | &nbsp;&nbsp;3.41% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;57 | &nbsp;&nbsp;821 | &nbsp;&nbsp;6.94% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;72 | &nbsp;&nbsp;821 | &nbsp;&nbsp;8.77% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;7 | &nbsp;&nbsp;807 | &nbsp;&nbsp;0.87% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;132 | &nbsp;&nbsp;160 | &nbsp;&nbsp;82.50% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;1 | &nbsp;&nbsp;9 | &nbsp;&nbsp;11.11% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;142 | &nbsp;&nbsp;816 | &nbsp;&nbsp;17.40% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;816 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;52 | &nbsp;&nbsp;805 | &nbsp;&nbsp;6.46% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;90 | &nbsp;&nbsp;819 | &nbsp;&nbsp;10.99% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;3 | &nbsp;&nbsp;820 | &nbsp;&nbsp;0.37% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;125 | &nbsp;&nbsp;810 | &nbsp;&nbsp;15.43% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Total Cash-out | &nbsp;&nbsp;5 | &nbsp;&nbsp;6 | &nbsp;&nbsp;83.33% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;35 | &nbsp;&nbsp;820 | &nbsp;&nbsp;4.27% | &nbsp;&nbsp;821 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**2120** | &nbsp;&nbsp;**20182** | &nbsp;&nbsp;**10.50%** | &nbsp;&nbsp;**821** |

---

12 \| P a g e

![](ex9951001.jpg)

**ADDITIONAL LOAN POPULATION SUMMARY\***

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**TPR Loan Designation** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Non QM | &nbsp;&nbsp;787 | &nbsp;&nbsp;95.86% | &nbsp;&nbsp;$123109013.00 | &nbsp;&nbsp;96.02% |
| &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;16 | &nbsp;&nbsp;1.95% | &nbsp;&nbsp;$1008226.00 | &nbsp;&nbsp;0.79% |
| &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.61% | &nbsp;&nbsp;$1095000.00 | &nbsp;&nbsp;0.85% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;13 | &nbsp;&nbsp;1.58% | &nbsp;&nbsp;$2997180.00 | &nbsp;&nbsp;2.34% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**821** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$128209419.00** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;821 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$128209419.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;821 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$128209419.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;821 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$128209419.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**821** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$128209419.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;789 | &nbsp;&nbsp;96.10% | &nbsp;&nbsp;$123516356.00 | &nbsp;&nbsp;96.34% |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;11 | &nbsp;&nbsp;1.34% | &nbsp;&nbsp;$1410850.00 | &nbsp;&nbsp;1.10% |
| &nbsp;&nbsp;Rate/Term Refinance - Lender Initiated | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$90500.00 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;14 | &nbsp;&nbsp;1.71% | &nbsp;&nbsp;$2089313.00 | &nbsp;&nbsp;1.63% |
| &nbsp;&nbsp;Cash Out: Debt Consolidation | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.73% | &nbsp;&nbsp;$1102400.00 | &nbsp;&nbsp;0.86% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**821** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$128209419.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;181-240 Months | &nbsp;&nbsp;75 | &nbsp;&nbsp;9.14% | &nbsp;&nbsp;$10101058.00 | &nbsp;&nbsp;7.88% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;691 | &nbsp;&nbsp;84.17% | &nbsp;&nbsp;$112493194.00 | &nbsp;&nbsp;87.74% |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;47 | &nbsp;&nbsp;5.72% | &nbsp;&nbsp;$4961167.00 | &nbsp;&nbsp;3.87% |
| &nbsp;&nbsp;0-120 Months | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.97% | &nbsp;&nbsp;$654000.00 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**821** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$128209419.00** | &nbsp;&nbsp;**100.00%** |

---

13 \| P a g e

![](ex9951001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;548 | &nbsp;&nbsp;66.75% | &nbsp;&nbsp;$88000102.00 | &nbsp;&nbsp;68.64% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;236 | &nbsp;&nbsp;28.75% | &nbsp;&nbsp;$34772742.00 | &nbsp;&nbsp;27.12% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;29 | &nbsp;&nbsp;3.53% | &nbsp;&nbsp;$3305575.00 | &nbsp;&nbsp;2.58% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.37% | &nbsp;&nbsp;$900000.00 | &nbsp;&nbsp;0.70% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.61% | &nbsp;&nbsp;$1231000.00 | &nbsp;&nbsp;0.96% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**821** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$128209419.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;800 | &nbsp;&nbsp;97.44% | &nbsp;&nbsp;$123716040.00 | &nbsp;&nbsp;96.50% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;13 | &nbsp;&nbsp;1.58% | &nbsp;&nbsp;$2997180.00 | &nbsp;&nbsp;2.34% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.97% | &nbsp;&nbsp;$1496199.00 | &nbsp;&nbsp;1.17% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**821** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$128209419.00** | &nbsp;&nbsp;**100.00%** |

---

\*Tables may not add to 100% due to rounding.

14 \| P a g e

## Exhibit 99.2

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.2**

---

| |
|:---|
| ![](ex99-2_image001.jpg) |
| **Exception Grades** |
| **Run Date - 8/29/2025 2:22:33 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **DBRS Final Exception Rating** | **Kroll Initial Exception Rating** | **Kroll Final Exception Rating** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| 220854564 |  |  |  | 29805095 |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - [REDACTED]Points and Fees | Fannie Mae 2014 [REDACTED]% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2024-01-26): Client elects to waive.<br>Seller Comment (2024-01-26): Acknowledging this EV2 for FNMA Points and Fees - non-material and not applicable on this Non-QM loan. |  |  | 01/26/2024 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. C B A | Non QM | Non QM | Yes |
| 220854564 |  |  |  | 29805139 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [REDACTED] disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | Escrow disclosed at $[REDACTED]. |  |  |  | Reviewer Comment (2024-01-25): [REDACTED]received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2024-01-25): Post CD attached. Payment on CD matches Payment on Note<br>Seller Comment (2024-01-23): The disclosure described in §1026.37(c)(2)(iii) is required only if the creditor will establish an escrow account for the payment of some or all of the charges described in §1026.37(c)(4)(ii). If no escrow account for the payment of some or all such charges will be established, the creditor discloses the escrow amount as "0." If an escrow account is established for the payment of amounts described in §1026.37(c)(4)(ii), but no escrow payment is required with a particular periodic payment (such as with a final balloon payment) or range of payments, the escrow payment should be disclosed as " -." |  | 01/25/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 220854564 |  |  |  | 29805140 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - [REDACTED] | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 0.00 on Final Closing Disclosure provided on [REDACTED] are underdisclosed | Estimated property costs were disclosed as $[REDACTED]. |  |  |  | Reviewer Comment (2024-01-24): Upon further review amount of Estimated Property Costs over Year 1 on PCCD is correctly updated.<br>Seller Comment (2024-01-23): Disagree - The disclosure described in §1026.37(c)(2)(iii) is required only if the creditor will establish an escrow account for the payment of some or all of the charges described in §1026.37(c)(4)(ii). This is a second lien and there is no escrow. | 01/24/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 220854564 |  |  |  | 29805141 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on[REDACTED]incorrectly disclosed whether the loan will have an escrow account. | Page four on Final CD does not reflect reason for no escrow account. |  |  |  | Reviewer Comment (2024-01-25): [REDACTED]received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2024-01-25): See page 4 of the attached Post CD<br>Reviewer Comment (2024-01-24): [REDACTED] Post Closing Disclosure did not designate a reason on Page 4 " Escrow Account - Will Not Have an Escrow Account Because" - reason was missing and not marked as "declined" or "lender does not offer". Letter of Explanation and Corrected CD required to cure.<br>Seller Comment (2024-01-23): The disclosure described in §1026.37(c)(2)(iii) is required only if the creditor will establish an escrow account for the payment of some or all of the charges described in §1026.37(c)(4)(ii). If no escrow account for the payment of some or all such charges will be established, the creditor discloses the escrow amount as "0." If an escrow account is established for the payment of amounts described in §1026.37(c)(4)(ii), but no escrow payment is required with a particular periodic payment (such as with a final balloon payment) or range of payments, the escrow payment should be disclosed as " -." |  | 01/25/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 220854564 |  |  |  | 29805155 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [REDACTED]Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Fee was under disclosed on original LE. A cure is required. |  |  |  | Reviewer Comment (2024-01-26): [REDACTED]received COC dated [REDACTED], [REDACTED] and [REDACTED].<br>Seller Comment (2024-01-25): See attached COCs and CDs outlining the increase in the discount fee<br>Reviewer Comment (2024-01-24): The revised LE dated [REDACTED]reflects the loan was locked and this was the disclosure the Discount Points fee increased however the rate lock document in the file show lock date as [REDACTED]. Missing to verify the lock date was within [REDACTED] days of the disclosure. More information is required. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2024-01-23): The revised LE dated [REDACTED]reflects the loan was locked and this was the disclosure the Discount Points fee increased however the rate lock document is missing to verify the lock date was within [REDACTED] days of the disclosure so additional documentation would be required. | 01/26/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 220854564 |  |  |  | 29805213 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Expanded replacement coverage is checked on declaration page but not specific amount provided. |  |  |  | Reviewer Comment (2024-01-26): Coverage meets loan amount and guidelines<br>Seller Comment (2024-01-25): See attached - Dwelling Coverage is $[REDACTED] and our Loan Amount is $[REDACTED].<br>Seller Comment (2024-01-23): Disagree - Guidelines state that use of the existing coverage amount is permitted. The policy confirms extended replacement cost coverage; amount of extended coverage not required based on guideline verbiage. | 01/26/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 220854564 |  |  |  | 29805231 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2024-01-26): supplemental provided<br>Seller Comment (2024-01-25): Proposed Insured Supplement at $[REDACTED] is attached | 01/26/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 220854565 |  |  |  | 29805082 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-02-07): received mortgage statement which confirms terms of 1st lien<br>Reviewer Comment (2024-02-06): waiting on Note<br>Seller Comment (2024-02-02): Mortgage statement and calculator confirm first lien is a [REDACTED] Yr fixed rate at [REDACTED]<br>Reviewer Comment (2024-01-18): Guidelines (page 1) for Second Liens include a list of "Ineligible First Lien" types. Unable to confirm first lien meets the eligibility requirements for a stand-alone second due to missing first lien Note.<br>Seller Comment (2024-01-18): First lien note not required in [REDACTED] CES guides. Please cancel | 02/07/2024 |  |  | 1 D | A D | D | A D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 220854566 |  |  |  | 29812773 |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - [REDACTED] Points and Fees | Fannie Mae 2014 [REDACTED]% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2024-01-23): Client elects to waive Fannie Mae Points and Fees testing.<br>Seller Comment (2024-01-23): Disagree: This finding is non-material and shouldn't be citedunless the loan was slated as an agency compliant loan. |  |  | 01/23/2024 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. D B A C | Non QM | Non QM | Yes |
| 220854566 |  |  |  | 29812776 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [REDACTED]Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2024-01-24): [REDACTED] received detailed rebuttal comment for the rate was locked on [REDACTED], which causing the fee was increased and supporting rate lock document was already provided in the loan file.<br>Seller Comment (2024-01-23): Disagree. The revised LE dated [REDACTED] reflects the Discount Points Fee as $[REDACTED] which coincides with the Rate Lock report which reflects a lock date of [REDACTED]. | 01/24/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 220854566 |  |  |  | 29812777 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Mortgage Broker Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2024-01-24): [REDACTED] received detailed rebuttal comment for the rate was locked on [REDACTED], which causing the fee was added and supporting rate lock document was already provided in the loan file. | 01/24/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 220854566 |  |  |  | 29812966 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-02-12): Received in trailing documents. Guideline requirements met.<br>Seller Comment (2024-02-12): This is the first lien note - see attached<br>Reviewer Comment (2024-02-09): Note - Senior Lien not provided<br>Seller Comment (2024-02-09): First lien note | 02/12/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 220854566 |  |  |  | 29815348 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three ([REDACTED] business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2024-01-29): [REDACTED]received system snip to show initial disclosures package fulfilled [REDACTED]<br>Seller Comment (2024-01-26): Provided disclosure tracking entry/ eConsent sent with initial disclosure package- Package fulfilled [REDACTED]<br>Reviewer Comment (2024-01-24): The consumer went through the eConsent process on [REDACTED] the consumer acknowledged the receipt of the LE on [REDACTED]. But the loan application date was [REDACTED]. In the event the consumer had not provided eConsent by [REDACTED] then the lender should have sent the consumer the Loan Estimate through another means in accordance with the official interpretation reflected in Comment 19(e)(1)(iv)-2. Provide proof borrower was sent Initial LE via other means than electronic delivery, as the e-consent was over[REDACTED] business days and acknowledged over [REDACTED] business days. The LE would not have been provided electronically if borrower had not e-consented with the [REDACTED] business days after application.<br>Seller Comment (2024-01-23): Disagree - if the e-consent was agreed to at or prior to the LE being accessed that should be fine. It somewhat depends on the process. If they were e-delivered and the borrower consented in order to open the LE that shouldn't be an issue even if the date issued is earlier. Additionally, the Electronic Disclosure Notice in file is dated [REDACTED]. | 01/29/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 220854567 |  |  |  | 29804511 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Missing First Lien Note. Unable to determine if first lien meets eligibility requirements per guidelines. |  |  |  | Reviewer Comment (2024-02-08): Received in trailing documents. Guideline requirements met.<br>Seller Comment (2024-02-07): First lien note<br>Reviewer Comment (2024-01-18): Guidelines (page 1) for Second Liens include a list of "Ineligible First Lien" types. Unable to confirm first lien meets the eligibility requirements for a stand-alone second due to missing first lien Note.<br>Seller Comment (2024-01-18): First lien note not required in [REDACTED] CES guides. Please cancel | 02/08/2024 |  |  | 1 D | A D | D | A D |  | FL | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| 220854567 |  |  |  | 29804634 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-02-05): Received Final Title policy in trailing documents. | 02/05/2024 |  |  | 1 A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| 220854567 |  |  |  | 29806122 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Per guidelines: Vesting is not permitted to be in the name of an LLC, Corporation, or Partnership. Proposed vesting on Title Commitment reflects borrower's LLC. |  |  |  | Reviewer Comment (2024-02-05): Received Final Title policy in trailing documents.<br>Seller Comment (2024-02-05): Final title policy shows loan closed in the name of an individual - [REDACTED]. | 02/05/2024 |  |  | 1 C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| 220854568 |  |  |  | 29805711 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report did not disclose an ALTA Loan Policy amount and Final Title Policy was not provided to verify that sufficient title coverage was obtained. |  |  |  | Reviewer Comment (2024-01-29): Waive per seller<br>Seller Comment (2024-01-29): Please waive this non-material title exception. |  |  | 01/29/2024 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 220854571 |  |  |  | 29804993 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2024-01-30): Received in trailing documents.<br>Seller Comment (2024-01-30): e-consent attached<br>Reviewer Comment (2024-01-26): The LE and initial CD [REDACTED] were both signed electronically<br>Seller Comment (2024-01-23): Disagree - All material closing and loan documents were wet signed. | 01/30/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 220854571 |  |  |  | 29804996 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2024-02-12): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Buyer Comment (2024-02-12): Ok to waive with comp factors<br>Reviewer Comment (2024-01-29): Moved to buyer queue per seller request.<br>Seller Comment (2024-01-29): Non-material EV2 title exception - please waive |  |  | 02/12/2024 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 220854572 |  |  |  | 29805770 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing.; Sec ID: 56 |  |  |  |  |  | Reviewer Comment (2024-02-12): Received CDA in trailing documents.<br>Reviewer Comment (2024-01-29): Moved to buyer queue for approval.<br>Seller Comment (2024-01-26): If necessary for purchase, can AMC or [REDACTED] order desk review product? We do not have as it is not required in the guides.<br>Reviewer Comment (2024-01-18): Required for securitization review type. Moved to buyer queue for consideration.<br>Seller Comment (2024-01-18): Secondary valuation not required...CES guideline states that for loan amounts <$[REDACTED], AVM and Exterior-only Appraisal Inspection required if AVM confidence score is Med-High. Please see AVM and Exterior-only appraisal in file. | 02/12/2024 |  |  | 1 D | A | N/A | A D |  | CA | Second Home | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 220854572 |  |  |  | 29805775 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | File is missing Title Policy amount. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-02-12): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Buyer Comment (2024-02-12): ok to waive with comp factors<br>Reviewer Comment (2024-01-29): Moved to buyer queue for approval.<br>Seller Comment (2024-01-26): Non-material EV2 - please waive |  |  | 02/12/2024 | 2 B | B | B | B |  | CA | Second Home | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 220854573 |  |  |  | 29805829 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided in The Preliminary Report document. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-02-12): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Buyer Comment (2024-02-12): ok to waive with comp factors<br>Reviewer Comment (2024-01-31): Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2024-01-31): Please waive - non-material EV2 title exception |  |  | 02/12/2024 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 220854573 |  |  |  | 29806025 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [REDACTED]disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | Final Closing Disclosure provided on [REDACTED] disclosed an Estimated Taxes, Insurance, and Assessments payment is 0 that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2024-02-05): [REDACTED] received LOE, PCCD and Proof of mailing.<br>Seller Comment (2024-02-01): Proof of email attached<br>Reviewer Comment (2024-01-30): No proof of emailing or mailing was located in the loan file. Please re-upload for review.<br>Seller Comment (2024-01-26): PCCD and email proof that it was provided to the borrower<br>Reviewer Comment (2024-01-25): The tax, insurance and assessments are required by TRID regulations, to be disclosed to borrower, if loan is subject to TRID testing and regulations. That loan is for a 2nd mortgage does not allow to ignore that property costs, even if not escrowed, to not be disclosed to borrower on the CD. Regulation 12 CFR 1026.38(c)(2) speaks to the requirement and is then further referenced and explained in Section L(7)(2) : (2) The estimated amount the consumer is likely to pay during the first year after consummation for the mortgage-related obligations described in § 1026.43(b)(8) that are known to the creditor and that will not be paid using escrow account funds, labeled "Non-Escrowed Property Costs over Year 1," together with a descriptive name of each such charge and a statement that the consumer may have to pay other costs that are not listed; A Corrected CD and LOE to borrower is required to disclose these costs on page 1 and then on page 4 within the non-escrowed costs section for proper disclosure to borrower.<br>Seller Comment (2024-01-23): The disclosure described in §1026.37(c)(2)(iii) is required only if the creditor will establish an escrow account for the payment of some or all of the charges described in §1026.37(c)(4)(ii). If no escrow account for the payment of some or all such charges will be established, the creditor discloses the escrow amount as "0." If an escrow account is established for the payment of amounts described in §1026.37(c)(4)(ii), but no escrow payment is required with a particular periodic payment (such as with a final balloon payment) or range of payments, the escrow payment should be disclosed as " -." |  | 02/05/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 220854573 |  |  |  | 29806026 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year [REDACTED] of on Final Closing Disclosure provided on [REDACTED]are underdisclosed | Loan Disclosures: Amount of Estimated Property Costs over Year 1 of on Final Closing Disclosure provided on [REDACTED]are underdisclosed (|  |  |  | Reviewer Comment (2024-02-05): [REDACTED] received LOE, PCCD and Proof of mailing.<br>Reviewer Comment (2024-01-29): [REDACTED]received PCCD. Property costs reflected on PCCD of $[REDACTED]. Loan file indicates Costs of $[REDACTED]. These itemized costs of ($[REDACTED] / $[REDACTED]ins) totaling $[REDACTED]. Please provide PCCD and LOE to cure or verification of updated amounts.<br>Seller Comment (2024-01-26): PCCD and email proof that it was provided to the borrower<br>Reviewer Comment (2024-01-24): [REDACTED]Even if the loan is second lien, we require corrected PCCD and LOE. Provide corrected PCCD and LOE showing Non escrowed property cost on page 01 and 02.<br>Seller Comment (2024-01-23): Disagree - The disclosure described in §1026.37(c)(2)(iii) is required only if the creditor will establish an escrow account for the payment of some or all of the charges described in §1026.37(c)(4)(ii). This is a second lien and there is no escrow. |  | 02/05/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 220854573 |  |  |  | 29806027 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [REDACTED] did not disclose Estimated Property Costs over Year [REDACTED] for loan with no escrow account established. | Final Closing Disclosure provided on [REDACTED] did not disclose Estimated Property Costs over Year [REDACTED] for loan with no escrow account established. |  |  |  | Reviewer Comment (2024-01-29): [REDACTED] Received PCCD and LOE<br>Seller Comment (2024-01-26): PCCD and email proof that it was provided to the borrower<br>Reviewer Comment (2024-01-24): [REDACTED]Even if the loan is second lien, we require corrected PCCD and LOE. Provide corrected PCCD and LOE showing Non escrowed property cost on page 01 and 02.<br>Seller Comment (2024-01-23): Disagree - The disclosure described in §1026.37(c)(2)(iii) is required only if the creditor will establish an escrow account for the payment of some or all of the charges described in §1026.37(c)(4)(ii). This is a second lien and there is no escrow. |  | 01/29/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 220854573 |  |  |  | 29806028 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [REDACTED] incorrectly disclosed whether the loan will have an escrow account. | Final Closing Disclosure provided on [REDACTED] incorrectly disclosed whether the loan will have an escrow account. Escrow amounts is not provided. |  |  |  | Reviewer Comment (2024-01-29): [REDACTED]Received PCCD and LOE<br>Seller Comment (2024-01-26): PCCD and email proof that it was provided to the borrower<br>Reviewer Comment (2024-01-24): [REDACTED] Even if the loan is second lien, Final Closing Disclosure did not designate a reason on Page 4 " Escrow Account - Will Not Have an Escrow Account Because" - reason was mssing and not marked as "declined" or "lender does not offer". Letter of Explanation and Corrected CD required to cure.<br>Seller Comment (2024-01-23): The disclosure described in §1026.37(c)(2)(iii) is required only if the creditor will establish an escrow account for the payment of some or all of the charges described in §1026.37(c)(4)(ii). If no escrow account for the payment of some or all such charges will be established, the creditor discloses the escrow amount as "0." If an escrow account is established for the payment of amounts described in §1026.37(c)(4)(ii), but no escrow payment is required with a particular periodic payment (such as with a final balloon payment) or range of payments, the escrow payment should be disclosed as " -." |  | 01/29/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 220854573 |  |  |  | 29806029 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [REDACTED]Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2024-01-29): [REDACTED]Received Valid COC dated [REDACTED].<br>Seller Comment (2024-01-26): all CIC<br>Seller Comment (2024-01-26): Provided all CIC and timeline for same<br>Reviewer Comment (2024-01-24): [REDACTED] Provided rate lock document does not specify why the discount fee was increased. Rate is locked from LE dated [REDACTED]. Required more information on reason fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2024-01-23): Disagree. The revised LE dated [REDACTED] reflects the Discount Points Fee as $[REDACTED] which coincides with the Rate Lock agreement dated [REDACTED] in the file. | 01/29/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 221046046 |  |  |  | 30182116 |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of [REDACTED]which is [REDACTED] months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  | Reviewer Comment (2024-03-20): 1003 application received<br>Seller Comment (2024-03-19): Comment from [REDACTED] ([REDACTED].): see attached | 03/20/2024 |  |  | 1 B | A B | B | A B |  | FL | Investment | Refinance - Cash-out - Home Improvement | C A B | N/A | N/A | No |
| 221046046 |  |  |  | 30182121 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2024-03-20): Lease Agreement not required. Exception Cleared<br>Buyer Comment (2024-03-19): Comment from [REDACTED] ([REDACTED].): [REDACTED] does not require lease agreements unless utilizing for higher market rent on DSCR loans. | 03/20/2024 |  |  | 1 C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Home Improvement | C A B | N/A | N/A | No |
| 221046047 |  |  |  | 30181690 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing.; Sec ID: 53 |  |  |  |  |  | Reviewer Comment (2024-04-08): Received BPO<br>Reviewer Comment (2024-03-22): Property Condition Inspection report provided is not a valuation product.<br>Seller Comment (2024-03-21): Comment from [REDACTED] ([REDACTED].): see attached<br>Reviewer Comment (2024-03-21): missing secondary valuation required for securitization<br>Seller Comment (2024-03-19): Comment from[REDACTED] ([REDACTED].): see attached | 04/08/2024 |  |  | 1 D | A | N/A | A D |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221046047 |  |  |  | 30181726 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2024-03-20): Initial 1003 Provided. Exception Cleared<br>Seller Comment (2024-03-19): Comment from [REDACTED] ([REDACTED].): see attached | 03/20/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221046047 |  |  |  | 30181732 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2024-03-15): Sufficient Cure Provided At Closing |  | 03/15/2024 |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A B | Non QM | Non QM | Yes |
| 221046047 |  |  |  | 30187858 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  | Reviewer Comment (2024-03-21): Not required per guidelines<br>Seller Comment (2024-03-19): Comment from [REDACTED] ([REDACTED].): see attached | 03/21/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221046050 |  |  |  | 30179509 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-03-20): Note - Senior Lien in file. Cleared Exception<br>Seller Comment (2024-03-19): Comment from [REDACTED] ([REDACTED].): [REDACTED] does not require a copy of the NOTE if the mortgage statement provided supports all required information. | 03/20/2024 |  |  | 1 D | A D | D | A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221046053 |  |  |  | 30187967 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or[REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-03-22): Received evidence of appraisal delivery in trailing documents.<br>Seller Comment (2024-03-21): Comment from [REDACTED] ([REDACTED].): see attached<br>Reviewer Comment (2024-03-21): Exception is EV3 due to being non-compliant due to missing proof of appraisal being provided to borrower timely.<br>Buyer Comment (2024-03-19): Comment from [REDACTED] ([REDACTED].): [REDACTED]nd td beleive this should be a [REDACTED] | 03/22/2024 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221046053 |  |  |  | 30187968 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-03-22): Received evidence of appraisal delivery in trailing documents.<br>Seller Comment (2024-03-21): Comment from [REDACTED]([REDACTED].): see attached | 03/22/2024 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221046053 |  |  |  | 30187969 |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - [REDACTED]% Points and Fees | Fannie Mae 2014 [REDACTED]% Points and Fees Test. Points and Fees on subject loan of[REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED]r .[REDACTED]). |  |  |  |  | Reviewer Comment (2024-03-18): Client elects to waive. |  |  | 03/18/2024 | 2 B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. C B A | Non QM | Non QM | Yes |
| 221046053 |  |  |  | 30188836 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. |  |  |  |  |  | Reviewer Comment (2024-03-20): As per guidelines minimum loan amount is $[REDACTED] hence cleared Exception<br>Seller Comment (2024-03-19): Comment from [REDACTED] ([REDACTED]): see attached | 03/20/2024 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221046053 |  |  |  | 30188837 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2024-03-20): No Reserves as this is 2nd lien loan as per guidelines, hence exception cleared<br>Buyer Comment (2024-03-19): Comment from [REDACTED] ([REDACTED].): [REDACTED] does not require reserves on [REDACTED]nd mtg. | 03/20/2024 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221244227 |  |  |  | 30496909 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on[REDACTED]4 incorrectly disclosed whether the loan will have an escrow account. | Final Closing Disclosure Will Not Have Escrow - Reason not updated |  |  |  | Reviewer Comment (2024-05-14): [REDACTED] received Letter of explanation and Corrected Closing disclosure.<br>Seller Comment (2024-05-13): Comment from [REDACTED]([REDACTED]): Please see LOX for PCCD sent.<br>Reviewer Comment (2024-05-08): [REDACTED] received Corrected CD. However, we would also require LOX to the borrower.<br>Seller Comment (2024-05-07): Comment from [REDACTED] ([REDACTED]): Please see attached PCCD |  | 05/14/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 221313782 |  |  |  | 30570283 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  |  | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221313782 |  |  |  | 30570290 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-05-20): Received in trailing documents.<br>Seller Comment (2024-05-20): Comment from [REDACTED] ([REDACTED].): senior note upld | 05/20/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221313782 |  |  |  | 30570291 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-05-20): Received in trailing documents.<br>Seller Comment (2024-05-20): Comment from [REDACTED] ([REDACTED].): final uw aprvl upld | 05/20/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221313784 |  |  |  | 30568904 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221313784 |  |  |  | 30569114 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  |  | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221313785 |  |  |  | 30572106 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  |  | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 221313785 |  |  |  | 30572127 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2024-05-20): Received in trailing documents.<br>Seller Comment (2024-05-20): Comment from [REDACTED] ([REDACTED]): Title Commitment showing $[REDACTED]K | 05/20/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 221313785 |  |  |  | 30572131 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 221313785 |  |  |  | 30572156 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED] prior to three ([REDACTED]) business days from transaction date of [REDACTED][REDACTED] AM. | Notary date is [REDACTED] |  |  |  | Reviewer Comment (2024-05-22): received Final closing statement showing actual disbursement of [REDACTED]<br>Seller Comment (2024-05-20): Comment from [REDACTED] ([REDACTED]): Final settlement stmt stating disbursement date as [REDACTED] | 05/22/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 221313786 |  |  |  | 30571713 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-07-01): autowaive |  |  | 07/01/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221313786 |  |  |  | 30571720 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221313787 |  |  |  | 30571426 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-01): Guidelines do not require actual note, documentation provided is evidence first lien note meets guidelines<br>Reviewer Comment (2024-06-24): Note not received, documentation provided is the mortgage and the mortgage statement - buyer to review for consideration of waiver<br>Seller Comment (2024-06-18): Comment from [REDACTED] ([REDACTED]): UW Management's LOE and supporting documents<br>Reviewer Comment (2024-05-23): Per guidelines: Ineligible 1st liens: - Temporary Buydown (If still within buydown period) - Negative Amortizations - Assumable loans - Reverse 1st lien mortgage - Balloon Notes - ARMs - Loans with Interest Only feature. Senior Lien Note required for verification.<br>Seller Comment (2024-05-22): Comment from [REDACTED] ([REDACTED]): UW Management LOE - Note not required per GL | 07/01/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221313787 |  |  |  | 30571444 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2024-05-22): Received<br>Seller Comment (2024-05-20): Comment from [REDACTED] ([REDACTED]): Initial 1003 and ITP | 05/22/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221313787 |  |  |  | 30571470 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221313787 |  |  |  | 30571501 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  |  | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221314034 |  |  |  | 30559901 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [REDACTED] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Home Improvement | B A | Non QM | Non QM | No |
| 221314034 |  |  |  | 30559902 |  | Compliance | Compliance | State Compliance | State HPML | [REDACTED] HPML Threshold Test Non-Compliant | [REDACTED] Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% +[REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Home Improvement | B A | Non QM | Non QM | No |
| 221314034 |  |  |  | 30559903 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Settlement Service Provider Status | TILA-RESPA Integrated Disclosure: Borrower not provided with list of service providers. | Borrower not provided with list of service providers. |  |  |  | Reviewer Comment (2024-06-18): Received in trailing documents. | 06/18/2024 |  |  | 1 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Home Improvement | No Defined Cure B A | Non QM | Non QM | No |
| 221314034 |  |  |  | 32046496 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2024 | 2 | A |  | A |  | MD | Primary | Refinance - Cash-out - Home Improvement | B A | Non QM | Non QM | No |
| 221314035 |  |  |  | 30559905 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-05-13): Valuation provided does not meet requirements for loan securitization. Exception is not guideline related.<br>Seller Comment (2024-05-09): Comment from [REDACTED] ([REDACTED]): Attestation - AVMS allowed per product |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221314036 |  |  |  | 30559909 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-05-13): Valuation provided does not meet requirements for loan securitization. Exception is not guideline related.<br>Seller Comment (2024-05-09): Comment from [REDACTED] ([REDACTED]): Attestation - AVMs allowed per product |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221314036 |  |  |  | 30559911 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - [REDACTED] | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of [REDACTED] on Final Closing Disclosure provided on [REDACTED] are underdisclosed |  |  |  |  | Reviewer Comment (2024-06-14): Upon further review, the escrow amounts appear to be accurate.<br>Seller Comment (2024-06-13): Comment from [REDACTED]([REDACTED]): PC CD reuploaded<br>Reviewer Comment (2024-06-11): Received corrected PCCD, missing LOE to borrower to complete the cure.<br>Reviewer Comment (2024-06-07): PCCD [REDACTED]<br>Reviewer Comment (2024-05-15): [REDACTED] received PCCD dated [REDACTED] reflects Property costs of $[REDACTED]. Loan file indicates Costs of $[REDACTED]. The itemized costs ($[REDACTED] Tax/ $[REDACTED]HOI) total $[REDACTED]/ month. Please reference or provide documentation if using an updated amount. Please provide corrected CD and LOE to Cure.<br>Seller Comment (2024-05-14): Comment from [REDACTED] ([REDACTED]): PC CD correcting amount. There should not be a cure for taxes and insurance changing. This is a second so nothing was impounded.<br>Reviewer Comment (2024-05-10): [REDACTED]: Final CD dated [REDACTED] reflects Property costs of $[REDACTED]. Loan file indicates Costs of $[REDACTED]. The itemized costs ($[REDACTED] Tax/ $[REDACTED] HOI) total $[REDACTED][REDACTED]/ month. Please reference or provide documentation if using an updated amount. Please provide corrected CD and LOE to Cure.<br>Seller Comment (2024-05-09): Comment from [REDACTED] ([REDACTED]): CD - calculation appears correct - what do you believe the value to be? | 06/14/2024 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| 221314036 |  |  |  | 32155723 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2024 | 2 | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221314037 |  |  |  | 30559913 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-05-14): Exception related to securitization requirements, not guideline based.<br>Seller Comment (2024-05-13): Comment from [REDACTED] ([REDACTED]): Attestation - AVMs allowed for product per GL |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221314037 |  |  |  | 30559914 |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - [REDACTED]Points and Fees | Fannie Mae 2014 [REDACTED]% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2024-05-14): Client elects to waive. |  |  | 05/14/2024 | 2 B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. D A B | Non QM | Non QM | Yes |
| 221314038 |  |  |  | 30559918 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-05-30): Received PDI in trailing documents. | 05/30/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C D A B | Non QM | Non QM | No |
| 221314038 |  |  |  | 30559920 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year [REDACTED]Underdisclosed - [REDACTED] | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of on Final Closing Disclosure provided on [REDACTED] are underdisclosed |  |  |  |  | Reviewer Comment (2024-05-31): [REDACTED] received PCCD and LOE. |  | 05/31/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A B | Non QM | Non QM | Yes |
| 221314038 |  |  |  | 30559921 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [REDACTED]disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | Final Closing Disclosure provided on [REDACTED] disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2024-05-31): [REDACTED] received PCCD and LOE. |  | 05/31/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 221314038 |  |  |  | 30559922 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year [REDACTED] | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [REDACTED] did not disclose Estimated Property Costs over Year [REDACTED] for loan with no escrow account established. | Final Closing Disclosure provided on [REDACTED] did not disclose Estimated Property Costs over Year [REDACTED] for loan with no escrow account established. |  |  |  | Reviewer Comment (2024-05-31): [REDACTED] received PCCD and LOE. |  | 05/31/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A B | Non QM | Non QM | Yes |
| 221314038 |  |  |  | 30559923 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [REDACTED] incorrectly disclosed whether the loan will have an escrow account. | Final Closing Disclosure provided on [REDACTED]incorrectly disclosed whether the loan will have an escrow account. |  |  |  | Reviewer Comment (2024-05-31): [REDACTED] received PCCD and LOE. |  | 05/31/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A B | Non QM | Non QM | Yes |
| 221314038 |  |  |  | 30678718 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/31/2024 | 2 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | C D A B | Non QM | Non QM | No |
| 221314038 |  |  |  | 30692174 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 3 | N/A |  | N/A D |  | CA | Primary | Refinance - Cash-out - Other | C D A B | Non QM | Non QM | No |
| 221314039 |  |  |  | 30559926 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-05-13): Valuation provided does not meet requirements for loan securitization. Exception is not guideline related.<br>Seller Comment (2024-05-10): Comment from [REDACTED] ([REDACTED]): Attestation - AVMs allowed for product per GL |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221314041 |  |  |  | 30559930 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Seller Comment (2024-05-15): Comment from [REDACTED]([REDACTED]): Attestation - AVMS are allowed for product |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221314041 |  |  |  | 30559932 |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $5,581.00 on a Federal Total Loan Amount of $[REDACTED]8 vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2024-05-15): Cleared with rerun | 05/15/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. D A C | Non QM | Non QM | Yes |
| 221314041 |  |  |  | 30559934 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on[REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-06-12): received LOE and PC CD with the actual dates | 06/12/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221314041 |  |  |  | 30772967 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/12/2024 | 2 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221319407 |  |  |  | 30578610 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221319407 |  |  |  | 30578611 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-05-21): AutoWaive |  |  | 05/21/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221319407 |  |  |  | 30578615 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED] business days from transaction date of [REDACTED][REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-06-14): received LOE and PCCD with correct dates<br>Seller Comment (2024-06-11): Comment from [REDACTED]([REDACTED]): Final Settlement Stmt and PC CD | 06/14/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221319409 |  |  |  | 30579739 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED] business days from transaction date of[REDACTED][REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-05-28): Received Final signed/stamped Settlement Statement reflecting Disbursement Date of [REDACTED]. RTC compliant.<br>Seller Comment (2024-05-22): Comment from [REDACTED] ([REDACTED]): Final settlement stmt and PC CD | 05/28/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 221319409 |  |  |  | 30579742 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2024-06-26): Restated designation | 06/26/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 221319409 |  |  |  | 30579743 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. ([REDACTED] Permanente/Wages) VOE is dated post closing on [REDACTED] |  |  |  | Reviewer Comment (2024-06-26): Restated designation<br>Reviewer Comment (2024-05-22): Received additional copy of Work Number Reported dated post-closing. Pre-closing verification not provided.<br>Seller Comment (2024-05-22): Comment from [REDACTED]n ([REDACTED]): VOE dated prior to disbursement | 06/26/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Safe Harbor QM (APOR) | No |
| 221319409 |  |  |  | 30579744 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2024-06-26): Restated designation | 06/26/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Safe Harbor QM (APOR) | No |
| 221319409 |  |  |  | 30579752 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Safe Harbor QM (APOR) | No |
| 221319409 |  |  |  | 30579755 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Safe Harbor QM (APOR) | No |
| 221319409 |  |  |  | 30767871 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | VOE dated post note date doesn't meet guidelines |  |  |  | Reviewer Comment (2024-06-24): Cleared with rerun | 06/24/2024 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Safe Harbor QM (APOR) | No |
| 221319409 |  |  |  | 30971574 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | Designation has been restated |  |  |  | Reviewer Comment (2024-06-26): Client waive |  |  | 06/26/2024 | 2 | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Safe Harbor QM (APOR) | No |
| 221319410 |  |  |  | 30587568 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-05-23): Received in trailing documents.<br>Seller Comment (2024-05-23): Comment from [REDACTED] ([REDACTED]): Title Supplement with correct amount | 05/23/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 221319410 |  |  |  | 30587573 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 221319410 |  |  |  | 30587595 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 221319410 |  |  |  | 30587597 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2024-05-30): Exception approval for waive and downgrade of DTI provided email [REDACTED] | 05/30/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 221319410 |  |  |  | 30587598 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) |  | The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | LTV is more than 10% max allowed | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-05-30): Exception approval for waive and downgrade provided email [REDACTED] |  |  | 05/30/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 221319410 |  |  |  | 30587599 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-05-23): Received signed/stamped Final Settlement Statement reflecting Disbursement on[REDACTED]. RTC compliant.<br>Seller Comment (2024-05-22): Comment from [REDACTED] ([REDACTED]): Final settlement stmt and PC CD | 05/23/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 221319410 |  |  |  | 30587600 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Guideline reflecting DTI [REDACTED]% - lender exception in file | The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | LTV is more than 10% max allowed | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-05-30): Exception approval for waive and downgrade provided email [REDACTED] |  |  | 05/30/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 221319410 |  |  |  | 30587611 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2024-05-30): Exception approval for waive and downgrade of DTI provided email [REDACTED] | 05/30/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 221323998 |  |  |  | 30587801 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2024-05-23): Received in trailing documents. | 05/23/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 221323998 |  |  |  | 30587803 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Pay Period end date, or the most recent employment documentation entered for this source (ETS, LES, WVOE, or VVOE) is dated more than[REDACTED] days prior to Note Date or required third party verification is missing. VOE is dated post closing therefore does not meet ATR |  |  |  | Reviewer Comment (2024-05-23): Received in trailing documents.<br>Seller Comment (2024-05-22): Comment from [REDACTED] ([REDACTED]): VOE dated prior to disbursement date. | 05/23/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221323998 |  |  |  | 30587804 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2024-05-23): Received in trailing documents. | 05/23/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221323998 |  |  |  | 30587806 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. | Subject loan transaction disbursed on [REDACTED] prior to [REDACTED]([REDACTED]) business days from transaction date of [REDACTED]. |  |  |  | Reviewer Comment (2024-06-04): Received signed/stamped Final Settlement Statement reflecting Disbursement Date of [REDACTED] and supporting PCCD. RTC compliant.<br>Seller Comment (2024-05-30): Comment from [REDACTED] ([REDACTED]): PC CD and final settlement stmt | 06/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221323998 |  |  |  | 30587825 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided does not support the qualifying value. Vendor/FSD do not meet Fitch criteria. No appraisal was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221323998 |  |  |  | 30587836 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221334039 |  |  |  | 30612727 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/23/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221334039 |  |  |  | 30612769 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three [REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. | Loan was disbursed prior to midnight of third business day after consummation. Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery. |  |  |  | Reviewer Comment (2024-05-29): Signed/Stamped Final Settlement Statement confirms disbursement on[REDACTED]. RTC Compliant.<br>Buyer Comment (2024-05-29): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0104- FSSS with disbursement on the [REDACTED] | 05/29/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221334039 |  |  |  | 30612785 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [REDACTED]business days of the Note. |  | The file was missing the verbal verification of employment obtained within ten business days of closing. |  |  |  | Reviewer Comment (2024-05-29): Received in trailing documents.<br>Seller Comment (2024-05-29): Comment from [REDACTED] ([REDACTED]): Please see funding VVOE | 05/29/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221334054 |  |  |  | 30600449 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2024-05-24): Received in trailing documents.<br>Seller Comment (2024-05-24): Comment from A[REDACTED] ([REDACTED]): Initial 1003 | 05/24/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221334054 |  |  |  | 30600469 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221334054 |  |  |  | 30600470 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221334054 |  |  |  | 30600585 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-06-19): Received Final, Signed Settlement Agent Statement confirming disbursement on [REDACTED]. RTC compliant.<br>Seller Comment (2024-06-14): Comment from [REDACTED] ([REDACTED]): PC CD and Final settlement stmt | 06/19/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221334054 |  |  |  | 30612083 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Deed of trust and prelim title shows vesting in[REDACTED]parties, Deed of trust is signed by all[REDACTED] parties; however, the grant deed dated [REDACTED] shows same[REDACTED] parties ([REDACTED], [REDACTED]and [REDACTED]) deeding property to just [REDACTED] ([REDACTED]and [REDACTED]) of the [REDACTED] parties. |  |  |  | Reviewer Comment (2024-06-19): Received in trailing documents.<br>Seller Comment (2024-06-18): Comment from [REDACTED] ([REDACTED]): Recorded deed removing [REDACTED]<br>Reviewer Comment (2024-06-14): Deed dated [REDACTED]<br>Seller Comment (2024-06-06): Comment from [REDACTED] (N[REDACTED]): Title work from file and deed from [REDACTED] shows [REDACTED] parties vested. Do not see a deed from [REDACTED]. Please advise. | 06/19/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221334056 |  |  |  | 30606871 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/23/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221334056 |  |  |  | 30606873 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221339418 |  |  |  | 30618046 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. | Required remediation: TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form. |  |  |  | Reviewer Comment (2024-06-19): Received Final stamped/signed Settlement Statement and PCCD confirming Disbursement on [REDACTED] RTC compliant.<br>Seller Comment (2024-06-14): Comment from [REDACTED] ([REDACTED]): Please see PCCD and FSS confirming correct disbursement date | 06/19/2024 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221339418 |  |  |  | 30618189 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/24/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221339418 |  |  |  | 30618217 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-06-03): Received additional copy of AVM already submitted. Nothing additional to review.<br>Seller Comment (2024-05-31): Comment from [REDACTED] ([REDACTED]): Please see documentation |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221339426 |  |  |  | 30618527 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221339426 |  |  |  | 30618528 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/24/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221339426 |  |  |  | 30618668 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within [REDACTED] days of the Note Date. |  |  |  |  |  | Reviewer Comment (2024-05-31): Renewal policy provided.<br>Seller Comment (2024-05-30): Comment from [REDACTED] ([REDACTED]): HOI Renewal | 05/31/2024 |  |  | 1 B | A B | B | A B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221346420 |  |  |  | 30617740 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/24/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221346420 |  |  |  | 30619016 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221346421 |  |  |  | 30619617 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221346421 |  |  |  | 30619618 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/24/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221346421 |  |  |  | 30619662 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED] REDACTED] AM. | Subject loan transaction disbursed on [REDACTED], prior to [REDACTED]([REDACTED]) business days from transaction date of [REDACTED]; Mortgage Notary date is [REDACTED] |  |  |  | Reviewer Comment (2024-06-12): [REDACTED] received Corrected CD, LOE to borrower & Settlement Statement updating and confirming disbursement date.<br>Seller Comment (2024-06-07): Comment from [REDACTED] ([REDACTED]): Final ALTa and PC CD with correct disbursement date. | 06/12/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221346422 |  |  |  | 30617349 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-06-03): Received Final Title in trailing documents. | 06/03/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221346422 |  |  |  | 30617427 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA Verification is missing. |  |  |  | Reviewer Comment (2024-06-03): Verification of no HOA received in trailing documents.<br>Seller Comment (2024-05-30): Comment from [REDACTED] ([REDACTED]): UW LOE and supporting doc - no HOA | 06/03/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221346422 |  |  |  | 30617473 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/24/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221346422 |  |  |  | 30617474 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221346422 |  |  |  | 30618342 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2024-07-08): received pre-closing VVOE | 07/08/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 221346422 |  |  |  | 30618343 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. ([REDACTED]/Wages; VVOE is dated post-closing |  |  |  | Reviewer Comment (2024-07-08): received pre-closing VVOE<br>Seller Comment (2024-07-03): Comment from [REDACTED] ([REDACTED]): VOE | 07/08/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221346422 |  |  |  | 30618344 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2024-07-08): received pre-closing VVOE | 07/08/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221346422 |  |  |  | 30653318 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Title is missing [REDACTED] |  |  |  | Reviewer Comment (2024-06-03): Received Final Title in trailing documents.<br>Seller Comment (2024-05-30): Comment from [REDACTED] ([REDACTED]): final title policy | 06/03/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221351135 |  |  |  | 30620784 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/24/2024 | 2 A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221351136 |  |  |  | 30618282 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/24/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221351136 |  |  |  | 30618283 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221351136 |  |  |  | 30618291 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-06-14): received inspection report<br>Seller Comment (2024-06-11): Comment from [REDACTED] ([REDACTED]): Disaster Cert. | 06/14/2024 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221351141 |  |  |  | 30625121 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval missing in file. |  |  |  | Reviewer Comment (2024-06-04): Received in trailing documents.<br>Seller Comment (2024-06-04): Comment from [REDACTED] ([REDACTED].): uw approval | 06/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221351141 |  |  |  | 30631395 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221351141 |  |  |  | 30631396 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/24/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221351141 |  |  |  | 30631398 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-06-14): Received final title<br>Seller Comment (2024-06-12): Comment from [REDACTED] ([REDACTED].): title | 06/14/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221351141 |  |  |  | 30631403 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-06-14): Received final title | 06/14/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221351203 |  |  |  | 30640208 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2024-06-26): Restated designation | 06/26/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 221351203 |  |  |  | 30640209 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | WVOE from Buettner Insurance Agency is dated [REDACTED], which is after the Note date of [REDACTED]. |  |  |  | Reviewer Comment (2024-06-26): Restated designation | 06/26/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 221351203 |  |  |  | 30640210 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Due to VOE done post-closing |  |  |  | Reviewer Comment (2024-06-26): Restated designation | 06/26/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 221351203 |  |  |  | 30640211 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED] 12:00:00 AM. | Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  | Reviewer Comment (2024-06-12): Received post closing CD<br>Seller Comment (2024-06-11): Comment from [REDACTED] ([REDACTED]): Final Settlement Stmt and PC CD | 06/12/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 221351203 |  |  |  | 30640944 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/28/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 221351203 |  |  |  | 30645975 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Borrower is employed by family. 2 years of W-2's and 1040's are required. |  |  |  | Reviewer Comment (2024-06-04): Received in trailing documents.<br>Seller Comment (2024-05-30): Comment from [REDACTED] ([REDACTED]): [REDACTED] W2s and 1040 | 06/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 221351203 |  |  |  | 30971801 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | Restated designation |  |  |  | Reviewer Comment (2024-06-26): Client waive |  |  | 06/26/2024 | 2 | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 221351206 |  |  |  | 30640352 |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (Borrower Written Reason for Loan, Modification, or Refinance Not Provided) | [REDACTED] Consumer Credit Code: Borrower did not provided a written description of reasons for seeking loan, modification, or refinance. |  |  |  |  | Reviewer Comment (2024-07-17): EV2, informational.<br>Buyer Comment (2024-07-16): Comment from [REDACTED] ([REDACTED]): Acknowledged<br>Buyer Comment (2024-07-15): Comment from [REDACTED]s ([REDACTED]): [REDACTED], ok to remove since not ev3.<br>Reviewer Comment (2024-07-11): Moved to buyer queue.<br>Buyer Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): per [REDACTED] this can be waved as it is not an ev3. |  |  |  | 2 B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 221351206 |  |  |  | 30640353 |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (Choice of Insurance and Cost of Insurance Disclosure Not Provided) | [REDACTED] Consumer Credit Code: Borrower not provided a written statement setting forth the cost of homeowners insurance if obtained from lender and that borrower may choose insurance provider. |  |  |  |  | Reviewer Comment (2024-07-11): Attestation of no offer of insurance received.<br>Seller Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): no insurance offered | 07/11/2024 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 221351206 |  |  |  | 30640354 |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (TILA and Reg Z Disclosures Not Provided) | [REDACTED] Consumer Credit Code: Lender did not provide all TILA and Reg. Z disclosures (even for loan class exempt from TILA requirements). |  |  |  |  | Reviewer Comment (2024-07-10): All Reg Z and TILA components disclosed. | 07/10/2024 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 221351206 |  |  |  | 30640371 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/28/2024 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 221351206 |  |  |  | 30645867 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-01): First mortgage requirements met. Sufficient documentation per guidelines provided.<br>Buyer Comment (2024-06-26): Comment from [REDACTED] ([REDACTED]): Note not required. mortgage statement on 108 shows no neg am, not interest only. credit report on [REDACTED] shows [REDACTED] mo term. | 07/01/2024 |  |  | 1 D | A D | D | A D |  | CO | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 221393286 |  |  |  | 30658698 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/30/2024 | 2 A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221393286 |  |  |  | 30658699 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided is invalid. The FSD is greater than 0.2. Sec ID: 50 |  |  |  |  |  | Reviewer Comment (2024-07-01): Cleared with input of BPO | 07/01/2024 |  |  | 1 D | A | N/A | A D |  | MT | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221393286 |  |  |  | 30682611 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-08): Alternative documentation allowed per guidelines received.<br>Seller Comment (2024-07-02): Comment from [REDACTED] ([REDACTED]): Credit Report showing on Mortgage Statement providing the info needed. | 07/08/2024 |  |  | 1 D | A D | D | A D |  | MT | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221393286 |  |  |  | 30689466 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | FSD Score of .31 does not meet guideline requirement of less than or equal to[REDACTED] | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-07-01): Waive per client email [REDACTED] |  |  | 07/01/2024 | 2 | B |  | B |  | MT | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221393286 |  |  |  | 31028097 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Highest level secondary valuation was a BPO and does not support the value used to qualify. Sec ID: 110 | Note Date: ___; Lien Position: ___ |  | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-07-01): Waive per client email [REDACTED] |  |  | 07/01/2024 | 3 | C A |  | C |  | MT | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221403153 |  |  |  | 30682547 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/03/2024 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221403153 |  |  |  | 30682569 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221403153 |  |  |  | 30682582 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-01): Senior lien note is not a guideline requirement, evidence provided to support senior lien meets guidelines<br>Seller Comment (2024-07-01): Comment from [REDACTED] ([REDACTED]): Docs evidencing senior lien | 07/01/2024 |  |  | 1 D | A D | D | A D |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221415379 |  |  |  | 30936830 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/25/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221415379 |  |  |  | 30937662 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Representative FICO score of [REDACTED]is less than Guideline representative FICO score of [REDACTED]. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-07-18): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2024-07-17): Please provide exception approval with documented compensating factor<br>Seller Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): Please see exception documentation |  |  | 07/18/2024 | 2 C | B C | C | B C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221422203 |  |  |  | 30709113 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/06/2024 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221422203 |  |  |  | 30742402 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal provided date for AVM is not in the loan file. |  |  |  | Reviewer Comment (2024-07-24): Received post-closing delivery of appraisal containing only clerical adjustments. Compliance testing updated. Original appraisal delivered to borrower three (3) business days prior to closing.<br>Seller Comment (2024-07-23): Comment from [REDACTED] ([REDACTED]): email<br>Reviewer Comment (2024-07-19): Received [REDACTED] appraisal not previously provided. Also received additional copies of email to borrower for appraisal delivery on [REDACTED]. The Mail Box Rule is applied for delivery via email. Borrower is considered to have received the appraisal on [REDACTED]. TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br>Seller Comment (2024-07-18): Comment from [REDACTED] ([REDACTED]): Note plus explanation about proof of delivery.<br>Reviewer Comment (2024-07-17): Confirmation of delivery to borrower for report dated [REDACTED] has not been provided.<br>Seller Comment (2024-07-16): Comment from [REDACTED] ([REDACTED]): docs<br>Reviewer Comment (2024-07-03): 1002.14(a)(1). If, a creditor already has provided a copy of one version of an appraisal or other written valuation to an applicant, and the creditor later receives a revision of that appraisal or other written valuation, then the creditor also must provide the applicant with a copy of the revision to comply with § 1002.14(a)(1). Waiver: 1026.35(c)(6)(ii)-2:<br> "2. No waiver. Regulation B, 12 CFR 1002.14(a)(1), allowing the consumer to waive the requirement that the appraisal copy be provided three business days before consummation, does not apply to higher-priced mortgage loans subject to § 1026.35(c). A consumer of a higher-priced mortgage loan subject to § 1026.35(c) may not waive the timing requirement to receive a copy of the appraisal under § 1026.35(c)(6)(i)."<br>Seller Comment (2024-07-02): Comment from [REDACTED] ([REDACTED]): Hello, can you see this push back from the team, Thank you! "The original appraisal was completed on [REDACTED] and emailed to the borrower. There was an APN correction, there were no other changes to the appraisal and an appraisal waiver was also provided"<br>Reviewer Comment (2024-06-19): The appraisal was emailed to the borrower on[REDACTED]. Mailbox Rule applied. The borrower is considered to have received he appraisal on[REDACTED]. Creditor did not provide a copy of each valuation to applicant three [REDACTED] business days prior to consummation.<br>Seller Comment (2024-06-18): Comment from [REDACTED] ([REDACTED]): Appraisal documents | 07/24/2024 |  |  | 1 C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221422203 |  |  |  | 30742407 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of REDACTED]% is equal to or greater than the threshold of APOR REDACTED]% + REDACTED]%, or REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-07-24): Received post-closing delivery of appraisal containing only clerical adjustments. Compliance testing updated. Original appraisal delivered to borrower three ([REDACTED]) business days prior to closing.<br>Reviewer Comment (2024-07-17): Confirmation of delivery to borrower for report dated [REDACTED] has not been provided.<br>Seller Comment (2024-07-16): Comment from [REDACTED] ([REDACTED]): docs | 07/24/2024 |  |  | 1 C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221422203 |  |  |  | 30744180 |  | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided |  | Borrower was charged for AVM and it has not been provided for review |  |  |  | Reviewer Comment (2024-06-28): Seller attestation for fee confirmation received.<br>Buyer Comment (2024-06-26): Comment from [REDACTED] ([REDACTED]): Please see the response from the team, "Please push this one back to [REDACTED]. There are no additional valuations on this loan if they are referring to the QC Summary from Stewart, that is just a summary of the appraisal that we already have in the file not an additional valuation. <br>There are also no other fee's charged for an additional valuation, the IR charge is for various researches"<br>Reviewer Comment (2024-06-19): Please confirm the charge for Informative Research and if this was an AVM or other valuation product.<br>Buyer Comment (2024-06-14): Comment from [REDACTED] ([REDACTED]): Hello, The team gave me this info Could you confirm if this will clear the condition or what you would need? Thank you!<br> "There was never an AVM ordered. The loan was HPML at the time of initial underwrite so a full appraisal was obtained. " | 06/28/2024 |  |  | 1 C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221422203 |  |  |  | 31194499 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three ([REDACTED] business days prior to consummation. | Received post-closing delivery of appraisal containing only clerical adjustments. Compliance testing updated. Original appraisal delivered to borrower three ([REDACTED]) business days prior to closing. |  |  |  |  |  |  |  | 2 | B |  | B |  | NC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221422216 |  |  |  | 30710397 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval document missing in file |  |  |  | Reviewer Comment (2024-06-14): received<br>Seller Comment (2024-06-12): Comment from [REDACTED] ([REDACTED].): uw approval | 06/14/2024 |  |  | 1 C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221422216 |  |  |  | 30710403 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ | Fannie Mae returned a CU score of [REDACTED]Secondary Valuation is missing from the file. |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-06-19): Required for loan securitization. CU score does not support value.<br>Seller Comment (2024-06-19): Comment from [REDACTED] ([REDACTED].): not required per guides |  |  | 08/12/2025 | 3 D | D A | D | D |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221422216 |  |  |  | 30710404 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/06/2024 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221422293 |  |  |  | 30710060 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | UCDP document is missing in the file secondary valuation is missing in the file |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-06-14): Buyer review<br>Seller Comment (2024-06-10): Comment from [REDACTED] ([REDACTED]): AVM allowed with this product |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 221422293 |  |  |  | 30710072 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/06/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 221422293 |  |  |  | 30710371 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is under disclosed by $-[REDACTED] compared to the calculated Amount Financed of $[REDACTED]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated[REDACTED] |  |  |  | Reviewer Comment (2024-07-22): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2024-07-18): Comment from [REDACTED] ([REDACTED]): [REDACTED] Package - shipping today<br>Reviewer Comment (2024-07-10): [REDACTED] received Corrected CD, LOE to borower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, proof of reopening of rescission to all parties is also required to finalize cure.<br>Seller Comment (2024-07-09): Comment from [REDACTED] ([REDACTED]): Refund Package<br>Reviewer Comment (2024-06-28): [REDACTED] received rebuttal that lender credit covers. However, the lender credit, that was a lump sum lender credit on LE and final CD, is not to be used towards violations. This is a separate credit to borrower on pricing from lender. Finance Charge violation is the underdisclosure of finance charges to borrower on the final CD which will require a cure the the underdisclosure. Corrected CD, LOE to borrower. copy of cure for total underdisclosure of $[REDACTED], proof of mailing and reopening of rescission to all consumers.<br>Seller Comment (2024-06-27): Comment from [REDACTED] ([REDACTED]): CD - per closing covered in lender credit Section J.<br>Reviewer Comment (2024-06-25): [REDACTED] received lender compliance report. The difference appears to be related to the title-Title Escrow/Settlement fee of $[REDACTED] which lender did not include in Finance charge calculation. [REDACTED] did not include the $[REDACTED] Title-Notary fee as lender did, making for the $[REDACTED] underdisclosure amount. Cure with Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure of $[REDACTED], proof of mailing and proof of reopening of rescission to all parties.<br>Buyer Comment (2024-06-24): Comment from [REDACTED] ([REDACTED]): Please advise what fee this is in reference to. There is no Title - Closing/Escrow/Settlement Fee listed on the final CD so it would not be included on the CE. There is also no $[REDACTED] fee on the CD. Please advise.<br>Reviewer Comment (2024-06-12): Title - Closing/Escrow/Settlement Fee was not included in testing on CE. Loan appears to be under disclosed in the amount of $[REDACTED]. Cure that includes PCCD, LOE, Copy of refund check, re-opening of rescission, and proof of delivery is required to cure. The amount of $[REDACTED] will cuire both the amount financed and the finance charge exceptions.<br>Seller Comment (2024-06-10): Comment from [REDACTED] ([REDACTED]): CE report showing pass |  | 07/22/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 221422293 |  |  |  | 30710372 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED]which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED] |  |  |  | Reviewer Comment (2024-07-22): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2024-07-18): Comment from [REDACTED] ([REDACTED]): [REDACTED] Package - shipping today<br>Reviewer Comment (2024-07-10): [REDACTED] received Corrected CD, LOE to borower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, proof of reopening of rescission to all parties is also required to finalize cure.<br>Seller Comment (2024-07-09): Comment from [REDACTED] ([REDACTED]): Refund Package<br>Reviewer Comment (2024-06-28): [REDACTED] received rebuttal that lender credit covers. However, the lender credit, that was a lump sum lender credit on LE and final CD, is not to be used towards violations. This is a separate credit to borrower on pricing from lender. Finance Charge violation is the underdisclosure of finance charges to borrower on the final CD which will require a cure the the underdisclosure. Corrected CD, LOE to borrower. copy of cure for total underdisclosure of $[REDACTED], proof of mailing and reopening of rescission to all consumers.<br>Seller Comment (2024-06-27): Comment from [REDACTED] ([REDACTED]): CD - per closing covered in lender credit Section J.<br>Reviewer Comment (2024-06-25): [REDACTED] received lender compliance report. The difference appears to be related to the title-Title Escrow/Settlement fee of $[REDACTED] which lender did not include in Finance charge calculation. [REDACTED] did not include the $[REDACTED] Title-Notary fee as lender did, making for the $[REDACTED] underdisclosure amount. Cure with Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure of $[REDACTED], proof of mailing and proof of reopening of rescission to all parties.<br>Buyer Comment (2024-06-24): Comment from [REDACTED]([REDACTED]): Please advise what fee this is in reference to. There is no Title - Closing/Escrow/Settlement Fee listed on the final CD so it would not be included on the CE. There is also no $[REDACTED] fee on the CD. Please advise.<br>Reviewer Comment (2024-06-12): Title - Closing/Escrow/Settlement Fee was not included in testing on CE. Loan appears to be under disclosed in the amount of $[REDACTED]. Cure that includes PCCD, LOE, Copy of refund check, re-opening of rescission, and proof of delivery is required to cure. The amount of $[REDACTED] will cuire both the amount financed and the finance charge exceptions.<br>Seller Comment (2024-06-10): Comment from [REDACTED] ([REDACTED]): CE report showing pass |  | 07/22/2024 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 221422293 |  |  |  | 30710395 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. |  |  |  |  |  | Reviewer Comment (2024-06-14): Received correct guidelines<br>Seller Comment (2024-06-10): Comment from [REDACTED] ([REDACTED]): page from [REDACTED] matrix showing minimum loan amount is $[REDACTED] | 06/14/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 221422293 |  |  |  | 30744038 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | DTI exceeds guideline max of [REDACTED]%. |  |  |  | Reviewer Comment (2024-07-22): Received correct guidelines. Data and compliance testing updated. | 07/22/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 221422293 |  |  |  | 30744040 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of[REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | DTI exceeds guideline max of [REDACTED]%. |  |  |  | Reviewer Comment (2024-07-22): Received correct guidelines. Data and compliance testing updated. | 07/22/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 221422293 |  |  |  | 30744078 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Max DTI per guidelines is [REDACTED]%. |  |  |  | Reviewer Comment (2024-06-14): Received correct guidelines<br>Seller Comment (2024-06-10): Comment from [REDACTED] ([REDACTED]): page from [REDACTED] matrix showing max DTI is[REDACTED]% with credit score over [REDACTED] | 06/14/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 221422293 |  |  |  | 30744195 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR Risk |  |  |  | Reviewer Comment (2024-07-22): Received correct guidelines. Data and compliance testing updated. | 07/22/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 221424199 |  |  |  | 30748259 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/11/2024 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221436329 |  |  |  | 30748665 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/11/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221436329 |  |  |  | 30748688 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2024-06-24): Received in trailing documents.<br>Seller Comment (2024-06-18): Comment from [REDACTED] ([REDACTED]): Fraud documents | 06/24/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221436329 |  |  |  | 30748689 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-15): Guidelines are not specific in that a senior lien note is required, documentation provided does meet guideline requirements to verify terms of note<br>Seller Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): The mortgage statement combined with the credit report support that this loan meets all term requirements. | 07/15/2024 |  |  | 1 D | A D | D | A D |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221436329 |  |  |  | 30763216 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Coverage is short $[REDACTED], policy is not guaranteed and does not show Replacement cost. Coverage amount is $[REDACTED] with Subject Loan amount of $[REDACTED] and cost to rebuild new of $[REDACTED] |  |  |  | Reviewer Comment (2024-06-24): Sufficient to cover loan amount.<br>Buyer Comment (2024-06-20): Comment from [REDACTED]([REDACTED]): Hello, Team wanted me to push back on this one if you can review and advise.<br> "Dwelling: $[REDACTED]<br> Other structures: $[REDACTED]<br> Ordinance or Law Coverage : [REDACTED]<br>Dwelling + [REDACTED]% = $[REDACTED]<br> Plus additional structures: [REDACTED]+ [REDACTED]= $[REDACTED]" | 06/24/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221436329 |  |  |  | 32142918 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Borrower has verified disposable income of at least $2500.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-04): Waive per client email |  |  | 08/04/2025 | 2 | B |  | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221436330 |  |  |  | 30767711 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/12/2024 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221436330 |  |  |  | 30767739 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[REDACTED]. Coverage of $[REDACTED]does not meet [REDACTED]% of the cost to rebuild of $[REDACTED] ($[REDACTED]) |  |  |  | Reviewer Comment (2024-06-25): Coverage exceeds loans amount.<br>Seller Comment (2024-06-21): Comment from [REDACTED] ([REDACTED]): updated dec page and Attached email from insurance regarding RCE. | 06/25/2024 |  |  | 1 C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221458506 |  |  |  | 30748801 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three [REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. | Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] |  |  |  | Reviewer Comment (2024-07-17): Received final closing statement showing disbursement date of [REDACTED] with per diem starting [REDACTED]<br>Seller Comment (2024-07-10): Comment from [REDACTED] ([REDACTED]): Please see FSS<br>Reviewer Comment (2024-06-28): RTC compliance cannot be verified with a PCCD. Please provide corresponding Final, signed/stamped Settlement Statement confirming Disbursement Date.<br>Seller Comment (2024-06-25): Comment from [REDACTED] ([REDACTED]): Please see attached PCCD | 07/17/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 221458506 |  |  |  | 30748823 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-06-24): Received Final Title policy in trailing documents. | 06/24/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Non QM | Non QM | No |
| 221458506 |  |  |  | 30748824 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Non QM | Non QM | No |
| 221458506 |  |  |  | 30748893 |  | Compliance | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | (Doc Error) Loan was portrayed as first lien but found to be a second lien |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Non QM | Non QM | No |
| 221458506 |  |  |  | 30768773 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-06-24): Received Final Title policy in trailing documents.<br>Seller Comment (2024-06-20): Comment from [REDACTED] ([REDACTED]): Please see attached title policy | 06/24/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Non QM | Non QM | No |
| 221466241 |  |  |  | 30797924 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. The supporting secondary valuation does not support the qualifying value. Sec ID: 57 |  |  |  |  |  | Reviewer Comment (2024-06-25): Seller provided updated 1008 and is using lower value from AVM for qualifying.<br>Seller Comment (2024-06-24): Comment from [REDACTED] ([REDACTED]): updated 1008 and 1003<br>Reviewer Comment (2024-06-19): Required for loan securitization. Secondary product does not support value.<br>Buyer Comment (2024-06-19): Comment from [REDACTED] ([REDACTED].): Secondary valuation not required per the guides, please waive | 06/25/2024 |  |  | 1 C | A | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221466241 |  |  |  | 30798241 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/14/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221466241 |  |  |  | 30798463 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2024-06-24): Updated with additional documentation | 06/24/2024 |  |  | 1 B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 221466241 |  |  |  | 30798464 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Partnership | Ability to Repay (Dodd-Frank 2014): Unable to verify Partnership income using reasonably reliable third-party records. | Unable to verify Partnership income using reasonably reliable third-party records. ([REDACTED]/Partnership) |  |  |  | Reviewer Comment (2024-06-24): Updated with additional documentation<br>Buyer Comment (2024-06-18): Comment from [REDACTED] [REDACTED]): Please see Doc ID 0028 | 06/24/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221466241 |  |  |  | 30798465 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2024-06-24): Updated with additional documentation | 06/24/2024 |  |  | 1 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221466241 |  |  |  | 30798466 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Proof of tax extension for 2023 1040's provided. |  |  |  | Reviewer Comment (2024-06-26): Exception remains open EV2, informational. Based on Application Date, more recent tax returns are due/missing.<br>Seller Comment (2024-06-24): Comment from [REDACTED] ([REDACTED].): extension |  |  |  | 2 B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221466241 |  |  |  | 30798467 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date[REDACTED]. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. |  |  |  | Reviewer Comment (2024-06-26): Exception remains open EV2, informational. Based on Application Date, more recent tax returns are due/missing.<br>Seller Comment (2024-06-24): Comment from [REDACTED] ([REDACTED].): [REDACTED]tax extension |  |  |  | 2 B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221466241 |  |  |  | 30807032 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide signed the business and personal tax returns. Copies in file are unsigned. |  |  |  | Reviewer Comment (2024-06-24): received | 06/24/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221466241 |  |  |  | 30923247 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | EV2 information for tax return recency |  |  |  | Reviewer Comment (2024-06-26): Exception remains open EV2, informational. Based on Application Date, more recent tax returns are due/missing.<br>Seller Comment (2024-06-24): Comment from [REDACTED] ([REDACTED].): signature pages tax returns |  |  |  | 2 | B |  | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221469597 |  |  |  | 30798262 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/14/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221469597 |  |  |  | 30798264 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-06-24): Received in trailing documents.<br>Seller Comment (2024-06-19): Comment from Purchase Clearing ([REDACTED]): Amendment reflecting loan amount. | 06/24/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221469597 |  |  |  | 30798340 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  |  |  |  |  | Reviewer Comment (2024-06-24): Removed from qualifying assets.<br>Seller Comment (2024-06-20): Comment from Purchase Clearing ([REDACTED]): [REDACTED]Underwriter LOE Business Assets Not Used. | 06/24/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221500328 |  |  |  | 30802110 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/15/2024 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221500328 |  |  |  | 30802113 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [REDACTED] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221500328 |  |  |  | 30802114 |  | Compliance | Compliance | State Compliance | State HPML | [REDACTED] HPML Threshold Test Non-Compliant | [REDACTED] Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% +[REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221500328 |  |  |  | 30802115 |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | [REDACTED] Mortgage Lending Regulations: Borrower did not receive disclosure on responsibility for payment of taxes and insurance. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221507283 |  |  |  | 30820828 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-07-02): Received Final Title in trailing documents. | 07/02/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221507283 |  |  |  | 30820830 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-07-02): Received Final Title in trailing documents.<br>Seller Comment (2024-06-29): Comment from [REDACTED] ([REDACTED]): Policy | 07/02/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221507283 |  |  |  | 30820835 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/18/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221517423 |  |  |  | 30835862 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/19/2024 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221517423 |  |  |  | 30835903 |  | Compliance | Compliance | Federal Compliance | Missing Required Data | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to conclusively determine compliance with fee restrictions under the CO Consumer Credit Code. |  |  |  |  | Reviewer Comment (2024-08-12): Confirmed same lender refinance in trailing.<br>Seller Comment (2024-08-08): Comment from [REDACTED] ([REDACTED]): Hello, Could you review the teams explanation and the documents provided and advise if these are needed? thank you! | 08/12/2024 |  |  | 1 B | A B | B | A B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221517423 |  |  |  | 30835905 |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (Borrower Written Reason for Loan, Modification, or Refinance Not Provided) | [REDACTED] Consumer Credit Code: Borrower did not provided a written description of reasons for seeking loan, modification, or refinance. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221517423 |  |  |  | 30835906 |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (Co-Signer Disclosure Not Provided) | [REDACTED] Consumer Credit Code: Co-signer/guarantor signed the security instrument without receiving a written notice that informs them of their obligations under the loan. |  |  |  |  | Reviewer Comment (2024-08-14): Both parties signed loan documents. | 08/14/2024 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221517423 |  |  |  | 30835908 |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (Choice of Insurance and Cost of Insurance Disclosure Not Provided) | [REDACTED] Consumer Credit Code: Borrower not provided a written statement setting forth the cost of homeowners insurance if obtained from lender and that borrower may choose insurance provider. |  |  |  |  | Reviewer Comment (2024-08-14): Doc ID 0324 | 08/14/2024 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221517423 |  |  |  | 30835915 |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (TILA and Reg Z Disclosures Not Provided) | [REDACTED] Consumer Credit Code: Lender did not provide all TILA and Reg. Z disclosures (even for loan class exempt from TILA requirements). |  |  |  |  | Reviewer Comment (2024-08-14): All disclosures provided. | 08/14/2024 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221517423 |  |  |  | 31357142 |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (Impermissible Charges on a Refi within 1 Year) | Unable to test due to missing prepaid finance charge information. |  |  |  |  | Reviewer Comment (2024-08-14): Prior lender confirmed. testing updated. | 08/14/2024 |  |  | 1 | A |  | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221517423 |  |  |  | 31357143 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 | B |  | B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 221568357 |  |  |  | 30940867 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/25/2024 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221568359 |  |  |  | 30926498 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/24/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221568377 |  |  |  | 30926503 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/24/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221568377 |  |  |  | 30926546 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-06-26): Exception pertains to missing secondary valuation.<br>Seller Comment (2024-06-25): Comment from [REDACTED] ([REDACTED]): Note |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221568483 |  |  |  | 30936862 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/25/2024 | 2 A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221568498 |  |  |  | 30929330 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/24/2024 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221568498 |  |  |  | 30929344 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-01): First mortgage requirements met. Sufficient documentation per guidelines provided.<br>Buyer Comment (2024-06-26): Comment from [REDACTED] ([REDACTED]): Note not required. Mortgage statement pg 114 reflects no neg am, not interest only and credit report page 115 shows [REDACTED]month | 07/01/2024 |  |  | 1 D | A D | D | A D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221568503 |  |  |  | 30935422 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/25/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221568503 |  |  |  | 30935788 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-01): First mortgage requirements met. Sufficient documentation per guidelines provided.<br>Buyer Comment (2024-06-26): Comment from [REDACTED] ([REDACTED]): Note not required. Mortgage statement p163 reflects no neg am, not interest only and credit report pg 169 reflects [REDACTED]yr term. | 07/01/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221577999 |  |  |  | 30947742 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/26/2024 | 2 A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221577999 |  |  |  | 30947746 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-01): First mortgage requirements met. Sufficient documentation per guidelines provided.<br>Buyer Comment (2024-06-27): Comment from [REDACTED] ([REDACTED]): note not required. Mortgage statement p 116 shows not neg am, not interest only. Credit report p 118 shows [REDACTED]mo term. | 07/01/2024 |  |  | 1 D | A D | D | A D |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221577999 |  |  |  | 30960192 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of 1[REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% +[REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-06-27): Confirmation of appraisal delivery and receipt by borrower received. Compliance testing updated.<br>Buyer Comment (2024-06-27): Comment from [REDACTED] ([REDACTED]): HPML is allowed. Full appraisal completed and mortgage statement shows first mortgage is escrowing taxes and insurance. | 06/27/2024 |  |  | 1 C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221577999 |  |  |  | 30960193 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-06-27): Confirmation of appraisal delivery and receipt by borrower received. Compliance testing updated.<br>Buyer Comment (2024-06-27): Comment from [REDACTED] ([REDACTED]): pg 228 shows appraisal delivery [REDACTED] when closing was [REDACTED]. also sent [REDACTED] on page 229. | 06/27/2024 |  |  | 1 C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221581794 |  |  |  | 30969791 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-03): Alternative documentation provided.<br>Seller Comment (2024-07-01): Comment from [REDACTED] ([REDACTED].): Please find the uw certification and I have attached a snippet of the underwriting guidelines. The guidelines indicate a mortgage statement or note can be provided. Please find the statement attached as well. Thank you! | 07/03/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221581794 |  |  |  | 30969792 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-07-05): received PCI<br>Reviewer Comment (2024-07-02): Valuation provided for subject property did not include a site visit. PDI required.<br>Seller Comment (2024-07-01): Comment from [REDACTED] ([REDACTED]): Please find an uw certification. There is no current disaster on the Fema website.<br>Seller Comment (2024-07-01): Comment from [REDACTED] ([REDACTED]): Please find attached the external PCI for the subject property and guidelines indicating that there is not reference to 2nd closed end loans and need for a PCI. Thank you. | 07/05/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221581794 |  |  |  | 30969798 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/26/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221581794 |  |  |  | 30969803 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-07-03): Exception is related to securitization requirements and not based on guidelines.<br>Seller Comment (2024-07-01): Comment from [REDACTED] (REDACTED]): Please find attached my uw cert with a guidelines snippet, PCI and AVM (previously reviewed). Thank you. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221581794 |  |  |  | 30974846 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Title Evidence is not a standard policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2024-07-03): Second lien policy.<br>Seller Comment (2024-07-01): Comment from [REDACTED] ([REDACTED].): Please see attached my uw certification with a snippet regarding a junior policy for loans less than or equal to $[REDACTED]. I have attached the junior title in support. Thank you. | 07/03/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221581794 |  |  |  | 30974847 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2024-07-17): received supplement<br>Seller Comment (2024-07-10): Comment from [REDACTED] ([REDACTED].): updated title page reflecting $[REDACTED]. Thank you. | 07/17/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221581794 |  |  |  | 30974852 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | Mortgagee is listed as [REDACTED] ISAOA/ATIMA |  |  |  | Reviewer Comment (2024-07-29): Received in trailing documents.<br>Seller Comment (2024-07-26): Comment from [REDACTED] ([REDACTED].): Thank you!<br>Reviewer Comment (2024-07-03): Moved to buyer queue for approval. Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per investor requirements.<br>Seller Comment (2024-07-01): Comment from [REDACTED] ([REDACTED].): Please find attached the hoi dec policy. Per guidelines 2nd does not have to be listed. Sufficient coverage is noted including [REDACTED]% refplacement cost. First and 2nd liens total $5[REDACTED]. Coverage is $[REDACTED]. Thank you! | 07/29/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221597917 |  |  |  | 30988170 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-07-17): Inspection done<br>Buyer Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): Property is in [REDACTED]County and was not on this list for [REDACTED]Disaster. | 07/17/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| 221597917 |  |  |  | 30988185 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/28/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| 221597917 |  |  |  | 30988195 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-17): Note not required, terms confirmed to meet guidelines<br>Seller Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): STATEMENT | 07/17/2024 |  |  | 1 D | A D | D | A D |  | FL | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| 221597917 |  |  |  | 32143327 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 3 | N/A |  | N/A D |  | FL | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| 221597917 |  |  |  | 32143360 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-04): Waive and downgrade per client email |  |  | 08/04/2025 | 2 | B |  | B |  | FL | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| 221597917 |  |  |  | 34133636 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | FL | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| 221597977 |  |  |  | 30976998 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221597977 |  |  |  | 30977008 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-08): Alternative documentation allowed per guidelines received.<br>Seller Comment (2024-07-04): Comment from [REDACTED] ([REDACTED]): Mortgage statement | 07/08/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221597977 |  |  |  | 30977042 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED] Tax Return Due Date [REDACTED]. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date[REDACTED]. |  |  |  | Reviewer Comment (2024-07-22): Extensions received. Exception remains EV2, informational.<br>Seller Comment (2024-07-18): Comment from [REDACTED] ([REDACTED]): "We have proof that business and personal taxes were extended for [REDACTED]which means they have until [REDACTED]to file [REDACTED]returns. Please push this one back and provide a copy of the extensions again"<br>Reviewer Comment (2024-07-08): Received additional copy of extension filing. Exception remains EV2, informational.<br>Seller Comment (2024-07-04): Comment from [REDACTED]([REDACTED]): tax extension |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221597977 |  |  |  | 30977568 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Note reflects the borrower's Trust name with an incorrect spelling of "...[REDACTED]..." and should be "...[REDACTED]..." to match the provided Trust agreement. An executed Corrective Addendum is needed along with evidence that it was sent for recording. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-06): Received corrected Note and Destroyed Note Affidavit for originating Note with error. Investor approval received.<br>Reviewer Comment (2024-10-06): Moved to buyer queue for approval.<br>Buyer Comment (2024-09-27): Comment from [REDACTED] ([REDACTED]): please waive. [REDACTED]has the hold note and is holding from [REDACTED]until this loan funds. [REDACTED]willing to make process exception to get this loan cleared. Will obtain destroyed note affidavit after funding.<br>Reviewer Comment (2024-09-04): Received a new Note and Security Instrument correcting borrower name (Trust borrower). Corrections were not made as a Addendums/Scrivener's. There are now two Notes and Security Instruments on the subject transaction. Moved to buyer queue for approval.<br>Seller Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): Signed Note and LoX |  |  | 11/06/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221597977 |  |  |  | 30977971 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Security Instrument reflects the borrower's Trust name with an incorrect spelling of "...[REDACTED]..." and should be "...[REDACTED]..." to match the provided Trust agreement. An executed Scrivener's Affidavit with intent to re-record required. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-06): Received corrected Note and Destroyed Note Affidavit for originating Note with error. Investor approval received.<br>Reviewer Comment (2024-10-06): Moved to buyer queue for approval.<br>Buyer Comment (2024-09-27): Comment from [REDACTED] ([REDACTED]): please waive. [REDACTED]has the hold note and is holding from [REDACTED]until this loan funds. [REDACTED]willing to make process exception to get this loan cleared. Will obtain scriv affidavit after funding.<br>Reviewer Comment (2024-09-04): Received a new Note and Security Instrument correcting borrower name (Trust borrower). Corrections were not made as a Addendums/Scrivener's. There are now two Notes and Security Instruments on the subject transaction. Moved to buyer queue for approval.<br>Seller Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): DoT |  |  | 11/06/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221601864 |  |  |  | 30992331 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-17): Received note<br>Seller Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): 1st Note | 07/17/2024 |  |  | 1 D | A D | D | A D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221601864 |  |  |  | 30992333 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-07-23): Received PDI in trailing documents.<br>Seller Comment (2024-07-23): Comment from [REDACTED] ([REDACTED]): Inspection<br>Reviewer Comment (2024-07-17): Please provide exterior inspection<br>Buyer Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): Hello, The team doesnt see anything for disaster area. Could you confirm when this was declared as the description seems incorrect. Thank you! | 07/23/2024 |  |  | 1 C | A C | C | A C |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221601864 |  |  |  | 30992349 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/28/2024 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221601864 |  |  |  | 30992350 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221601897 |  |  |  | 30992670 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-07-08): Received n trailing documents. | 07/08/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221601897 |  |  |  | 30992692 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-07-08): Received in trailing documents.<br>Seller Comment (2024-07-02): Comment from [REDACTED] ([REDACTED].): Please find attached my uw certification with a snippet from the guidelines, title commitment and supplement report reflecting loan amount coverage. thank you | 07/08/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221601897 |  |  |  | 30992707 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/28/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221601897 |  |  |  | 30992732 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-07-08): Exception based on Securitization requirement.<br>Seller Comment (2024-07-02): Comment from [REDACTED] [REDACTED]([REDACTED].): Please find attached my uw certification and a snippet from guidelines permitting an AVM and PCI for loan amounts less than $[REDACTED]. Please find attached an AVM and PCI for this property. Thank you. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221603651 |  |  |  | 31015521 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/01/2024 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221603651 |  |  |  | 31015653 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2024-07-17): Updated input with receipt of docs<br>Seller Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): please see attached email from title. The borrower received $[REDACTED] back and didn't bring in any funds. Please let me know if you need anything else. Thank you! | 07/17/2024 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221603651 |  |  |  | 31016127 |  | Compliance | Compliance | State Compliance | Misc. State Level | [REDACTED] CMPA Home Loan Toolkit Status | [REDACTED]Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221603651 |  |  |  | 31043420 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per guidelines: Rural properties must have at least two comparable sales within[REDACTED]mile proximity to the subject. Only one comparable sale within three miles provided. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-07-03): Credit exception approval based on [REDACTED] or more compensating factors meeting client criteria. |  |  | 07/03/2024 | 2 B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221603757 |  |  |  | 31015592 |  | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a [REDACTED] , and the guideline required documentation was not provided. |  | Need additional documentation to confirm Non-US residency. |  |  |  | Reviewer Comment (2024-07-17): Received new/electronically signed 1003 stating Citizens<br>Buyer Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): Hello, Borrowers are [REDACTED]Citizens, could you confirm where you are seeing they are not so we can correct the document. Thank you! | 07/17/2024 |  |  | 1 C | A C | C | A C |  | AL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221603757 |  |  |  | 31015595 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | AL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221603757 |  |  |  | 31015599 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/01/2024 | 2 A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221603757 |  |  |  | 31015618 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of [REDACTED] Status not provided |  |  |  |  |  | Reviewer Comment (2024-07-17): Received new/electronically signed 1003 stating Citizens<br>Seller Comment (2024-07-17): Comment from [REDACTED]([REDACTED]): revised 1003 - processors cert | 07/17/2024 |  |  | 1 C | A C | C | A C |  | AL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221603758 |  |  |  | 31025481 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/01/2024 | 2 A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221603758 |  |  |  | 31031059 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-07-24): Received post-closing delivery of appraisal containing only clerical adjustments. Compliance testing updated.<br>Seller Comment (2024-07-23): Comment from [REDACTED] ([REDACTED]): APPRAISAL SENT TO BORROWERS<br>Reviewer Comment (2024-07-18): There is no proof the appraisal signed on [REDACTED]was provided to the borrower<br>Seller Comment (2024-07-18): Comment from [REDACTED] ([REDACTED]): Delivery Email and Explanation for proof of delivery<br>Reviewer Comment (2024-07-17): Evidence [REDACTED] report was provided to the borrower not provided.<br>Seller Comment (2024-07-16): Comment from [REDACTED] ([REDACTED]): docs<br>Reviewer Comment (2024-07-09): HPML Non-Compliant due to appraisal delivery timing. Timing Waiver cannot be applied to HPML loans. Missing evidence of delivery for report dated [REDACTED].<br>Buyer Comment (2024-07-09): Comment from [REDACTED] ([REDACTED]): Hello could you clarify what is non compliant? Mavent Alert says that this is a HPML. Since LRP accepts HPMLs can you explain what is the issue about this HPML loan or if you need any documents? | 07/24/2024 |  |  | 1 C | A C | C | A C |  | WI | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221603758 |  |  |  | 31031060 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-07-24): Received post-closing delivery of appraisal containing only clerical adjustments. Compliance testing updated.<br>Reviewer Comment (2024-07-17): Evidence [REDACTED] report was provided to the borrower not provided.<br>Seller Comment (2024-07-16): Comment from [REDACTED] ([REDACTED]): docs<br>Reviewer Comment (2024-07-08): Timing Waiver cannot be applied to HPML loans. Missing evidence of delivery for report dated [REDACTED].<br>Seller Comment (2024-07-05): Comment from [REDACTED] ([REDACTED]): WAiver | 07/24/2024 |  |  | 1 C | A C | C | A C |  | WI | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221603758 |  |  |  | 31194264 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three ([REDACTED]) business days prior to consummation. | Received post-closing delivery of appraisal containing only clerical adjustments. Compliance testing updated. |  |  |  |  |  |  |  | 2 | B |  | B |  | WI | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221635926 |  |  |  | 31051079 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/05/2024 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221635926 |  |  |  | 31067981 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221635993 |  |  |  | 31053715 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/05/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221638512 |  |  |  | 31064302 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-23): Alternative documentation provided.<br>Buyer Comment (2024-07-22): Comment from [REDACTED] ([REDACTED]): please rereview- decision status of rejected conflicts with message that documentation DOES meet requirements.<br>Reviewer Comment (2024-07-15): Guidelines are not specific in that a senior lien note is required, documentation provided does meet guideline requirements to verify terms of note<br>Buyer Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): note not required. Mortgage statement on pg 109 shows not interest only, not neg am, and credit report on page 111 shows [REDACTED]term. | 07/23/2024 |  |  | 1 D | A D | D | A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221638512 |  |  |  | 31064819 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/08/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221638512 |  |  |  | 31064821 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2024-07-15): received updated commitment<br>Seller Comment (2024-07-11): Comment from [REDACTED] ([REDACTED]): title 140k | 07/15/2024 |  |  | 1 B | A B | B | A B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221646668 |  |  |  | 31075956 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-23): Alternative documentation provided.<br>Seller Comment (2024-07-23): Comment from [REDACTED] ([REDACTED]): Per current guidelines, as AUS is not required for this loan, the Senior Lien has been verified via Credit Report and Mortgage Statement, [REDACTED] and included in CLTV/HCLTV/DTI. | 07/23/2024 |  |  | 1 D | A D | D | A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221646668 |  |  |  | 31075960 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/09/2024 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221646668 |  |  |  | 31075962 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-07-23): Secondary valuation is required for securitization. Unrelated to credit guidelines.<br>Buyer Comment (2024-07-23): Comment from [REDACTED] ([REDACTED]): 2nd Valuation not required as Full Appraisal was utilized due to loan amount exceeding $[REDACTED], please waive. |  |  | 08/12/2025 | 3 D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221646675 |  |  |  | 31079744 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/09/2024 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221646675 |  |  |  | 31079880 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-07-17): Updated with receipt of executed CD<br>Buyer Comment (2024-07-12): Comment from [REDACTED] ([REDACTED]): transaction date [REDACTED], not [REDACTED] | 07/17/2024 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221646675 |  |  |  | 31079881 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2024-07-17): Updated with receipt of executed CD<br>Buyer Comment (2024-07-12): Comment from [REDACTED] ([REDACTED]): transaction date [REDACTED], not [REDACTED] | 07/17/2024 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221646675 |  |  |  | 31079882 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Provided to All Parties Test | TILA-RESPA Integrated Disclosure: Closing Disclosure was not provided to all parties whose ownership interest is or will be subject to the security interest. | Signature page missing. |  |  |  | Reviewer Comment (2024-07-17): Updated with receipt of executed CD<br>Seller Comment (2024-07-12): Comment from [REDACTED] ([REDACTED]): CD with signature page attached - transaction date [REDACTED], not [REDACTED] | 07/17/2024 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure, and proof of delivery and NORTC if reopened rescission required A | Non QM | Non QM | Yes |
| 221646675 |  |  |  | 31084433 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-07-17): UCDP shows not eligible for R&W relief and has a CU score of 3.5; therefore not valid for use of secondary valuation<br>Buyer Comment (2024-07-12): Comment from [REDACTED] ([REDACTED]): UCDPs on pg 218-221 |  |  | 08/12/2025 | 3 D | D A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221646681 |  |  |  | 31073843 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/09/2024 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221646681 |  |  |  | 31073867 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  |  |  |  |  | Reviewer Comment (2024-08-14): Received lender attestation for change to citizenship on Final 1003. Borrower is a US Citizen.<br>Seller Comment (2024-08-13): Comment from [REDACTED] ([REDACTED]): LoX<br>Reviewer Comment (2024-08-12): Received additional 1003 with change to borrower citizenship. Lender attestation for changes required.<br>Seller Comment (2024-08-09): Comment from [REDACTED] ([REDACTED]): 1003 | 08/14/2024 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221646681 |  |  |  | 31073868 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-17): Alternative documentation provided.<br>Seller Comment (2024-07-16): Comment from [REDACTED] ([REDACTED]): Mortgage statement | 07/17/2024 |  |  | 1 D | A D | D | A D |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221646681 |  |  |  | 31073900 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED] is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-07-17): Received email confirmation of delivery to borrower on [REDACTED] | 07/17/2024 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221646681 |  |  |  | 31073901 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-07-17): Received email confirmation of delivery to borrower on [REDACTED]<br>Seller Comment (2024-07-16): Comment from [REDACTED] ([REDACTED]): Waiver and Email | 07/17/2024 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221647583 |  |  |  | 31095495 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| 221647583 |  |  |  | 31095510 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report did not disclose an ALTA Loan Policy amount and Final Title Policy was not provided to verify that sufficient title coverage was obtained. |  |  |  | Reviewer Comment (2024-07-19): Received in trailing documents.<br>Seller Comment (2024-07-18): Comment from [REDACTED] ([REDACTED]): policy w/ insured amt upld | 07/19/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| 221647583 |  |  |  | 31095511 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-07-19): Received in trailing documents. | 07/19/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| 221647583 |  |  |  | 31095521 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-25): Alternative documentation provided.<br>Seller Comment (2024-07-25): Comment from [REDACTED] ([REDACTED]): response upld-mtg statement includes senior Note terms, copy of Note not required. | 07/25/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| 221647583 |  |  |  | 31095523 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval missing |  |  |  | Reviewer Comment (2024-07-19): Received in trailing documents.<br>Seller Comment (2024-07-17): Comment from [REDACTED] ([REDACTED]): aprvl upld | 07/19/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| 221647583 |  |  |  | 31095573 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED][REDACTED]AM. |  |  |  |  | Reviewer Comment (2024-07-23): Received signed/stamped Final Settlement Statement confirming disbursement on [REDACTED]. Loan is RTC compliance.<br>Seller Comment (2024-07-22): Comment from [REDACTED] ([REDACTED]): final ss upld<br>Reviewer Comment (2024-07-19): RTC compliance cannot be verified with a PCCD. Please provide signed/stamped Final Settlement Statement confirming when disbursement occurred.<br>Seller Comment (2024-07-18): Comment from [REDACTED] ([REDACTED]): pccd docs upld | 07/23/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221647583 |  |  |  | 31111229 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | Second mortgagee is missing subject loan lender |  |  |  | Reviewer Comment (2024-07-19): Received in trailing documents.<br>Seller Comment (2024-07-17): Comment from [REDACTED] ([REDACTED]): hoi upld | 07/19/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| 221647615 |  |  |  | 31094065 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-18): Alternative documentation provided.<br>Seller Comment (2024-07-15): Comment from [REDACTED] ([REDACTED]): Please find attached my underwriter certification, Deed of Trust and two mortgage statements to document terms and conditions. The items meet guideline requirements. Thank you.<br>Seller Comment (2024-07-15): Comment from [REDACTED] ([REDACTED]): Please find attached the deed of trust and two mortgage statements. Thank you | 07/18/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221647615 |  |  |  | 31094084 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221647615 |  |  |  | 31094096 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-07-18): Received AVM and Property Inspection Report. Secondary valuation required for securitization not provided.<br>Seller Comment (2024-07-15): Comment from [REDACTED] ([REDACTED]): Please find attached underwriter certification, avm and pci reports. thank you<br>Seller Comment (2024-07-15): Comment from [REDACTED] ([REDACTED]): Hello, please find attached the Avm/pci. thank you |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221647615 |  |  |  | 31108991 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | Missing mortgagee clause for subject lien |  |  |  | Reviewer Comment (2024-07-29): Received in trailing documents.<br>Seller Comment (2024-07-29): Comment from [REDACTED] ([REDACTED]): Please find attached homeowner's insurance policy. | 07/29/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221651244 |  |  |  | 31100976 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/11/2024 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221651249 |  |  |  | 31101040 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221651249 |  |  |  | 31116759 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-07-19): Received in trailing documents.<br>Seller Comment (2024-07-16): Comment from [REDACTED] ([REDACTED]): Title | 07/19/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221651251 |  |  |  | 31098489 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-19): Alternative documentation provided. Allowed per guidelines.<br>Buyer Comment (2024-07-17): Comment from [REDACTED] ([REDACTED]): note not required. Mortgage statement pg 103 shows not neg am, not interest only. Credit report pg 105 shows [REDACTED]mo term (which is common on VA loans to have odd terms). | 07/19/2024 |  |  | 1 D | A D | D | A D |  | DE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221651251 |  |  |  | 31098665 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/11/2024 | 2 A | A | A | A |  | DE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221654966 |  |  |  | 31111729 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-07-19): Received in trailing documents. | 07/19/2024 |  |  | 1 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221654966 |  |  |  | 31111730 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-07-19): Received in trailing documents.<br>Seller Comment (2024-07-18): Comment from [REDACTED] ([REDACTED]): FTP | 07/19/2024 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221654966 |  |  |  | 31111732 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/12/2024 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221654966 |  |  |  | 31129380 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | 1004 completed on [REDACTED]. Disaster end date is [REDACTED], a Post Disaster Inspection is required. |  |  |  | Reviewer Comment (2024-07-24): Received PDI in trailing documents. Do damage reported to subject property.<br>Seller Comment (2024-07-24): Comment from [REDACTED] ([REDACTED]): Inspection<br>Reviewer Comment (2024-07-19): PDI provided is prior to the FEMA declaration date [REDACTED]. Updated PDI required.<br>Seller Comment (2024-07-18): Comment from [REDACTED] ([REDACTED]): would this be acceptable OR do we need a new one? | 07/24/2024 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221660452 |  |  |  | 31126112 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/15/2024 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Debt Consolidation | A | Non QM | Non QM | No |
| 221664626 |  |  |  | 31130397 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/16/2024 | 2 A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221664626 |  |  |  | 31133479 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file approving a guideline violation stated as: Modification not allowed on first mortgage. Compensating factors are listed as FICO is [REDACTED] points above program minimum, [REDACTED] hosing history and amount of reserves. | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-07-18): Waived and downgraded per client email/ sheet based on available compensating factors. |  |  | 07/18/2024 | 2 B | B | B | B |  | MO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221664626 |  |  |  | 31135876 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Title reflects a modification that was recorded on [REDACTED] on the current first mortgage. Per guidelines, this is not permitted. | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-07-18): Credit exception approval based on [REDACTED] or more compensating factors meeting client criteria. |  |  | 07/18/2024 | 2 B | B | B | B |  | MO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221744026 |  |  |  | 31156553 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/17/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221744026 |  |  |  | 31156575 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-07-23): Received in trailing documents.<br>Seller Comment (2024-07-22): Comment from [REDACTED] ([REDACTED]): CCM Approval | 07/23/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221744026 |  |  |  | 31156583 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED][REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-07-23): Received signed/stamped Final Settlement Statement in trailing documents confirming disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2024-07-23): Comment from [REDACTED] ([REDACTED]): FSS<br>Reviewer Comment (2024-07-23): RTC compliance cannot be verified with a PCCD. Please provide signed/stamped Final Settlement Statement confirming actual Disbursement Date.<br>Seller Comment (2024-07-22): Comment from [REDACTED] ([REDACTED]): PCCD | 07/23/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221744026 |  |  |  | 31156930 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Insured amount is not provided. |  |  |  | Reviewer Comment (2024-07-23): Received in trailing documents.<br>Seller Comment (2024-07-23): Comment from [REDACTED] ([REDACTED]): Title Supplement w/ Loan Coverage<br>Reviewer Comment (2024-07-23): Exception pertains to Title Insurance, not hazard insurance.<br>Seller Comment (2024-07-22): Comment from [REDACTED] ([REDACTED]): HOI | 07/23/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221761008 |  |  |  | 31166230 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/18/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221761008 |  |  |  | 31166235 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-07-23): Received in trailing documents.<br>Seller Comment (2024-07-23): Comment from [REDACTED] ([REDACTED]): Approval | 07/23/2024 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221761010 |  |  |  | 31167072 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221761010 |  |  |  | 31167081 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/18/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221773569 |  |  |  | 31186726 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2024-08-05): Received in trailing documents.<br>Seller Comment (2024-08-02): Comment from [REDACTED] ([REDACTED]): Consent | 08/05/2024 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221773569 |  |  |  | 31186731 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221773569 |  |  |  | 31186733 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/23/2024 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221773569 |  |  |  | 31186764 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Need updated Title policy to cover the loan amount. |  |  |  |  |  |  |  | 2 B | B | B | B |  | IL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221773569 |  |  |  | 31186793 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-08-05): Received in trailing documents.<br>Seller Comment (2024-08-02): Comment from [REDACTED] ([REDACTED]): Approval | 08/05/2024 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221773615 |  |  |  | 31186400 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221773615 |  |  |  | 31186458 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/23/2024 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221773615 |  |  |  | 31186505 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I | Note P&I of ___ does not match Calculated P&I of ___ |  |  |  |  | Reviewer Comment (2024-07-26): P&I calculated with a [REDACTED]day calculation, which is permissible per the regulation.<br>Buyer Comment (2024-07-25): Comment from [REDACTED] ([REDACTED]): Washington requires [REDACTED]days/year instead of the typical [REDACTED]. The calculated P&I Payment should account for this. $[REDACTED] is correct, please clear condition | 07/26/2024 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221773615 |  |  |  | 31186511 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-07-25): Received in trailing documents.<br>Seller Comment (2024-07-25): Comment from [REDACTED] ([REDACTED]): aprvl upld | 07/25/2024 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221773615 |  |  |  | 31186514 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-07-25): Alternative documentation provided.<br>Seller Comment (2024-07-25): Comment from [REDACTED] ([REDACTED]): rebuttal upld-credit rpt & mtg statement provided in loan file confirm terms. | 07/25/2024 |  |  | 1 D | A D | D | A D |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221773615 |  |  |  | 31186526 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[REDACTED] does not match calculated P&I of $[REDACTED]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2024-07-26): P&I calculated with a [REDACTED]day calculation, which is permissible per the regulation.<br>Buyer Comment (2024-07-25): Comment from [REDACTED] ([REDACTED]): Washington requires [REDACTED]days/year instead of the typical [REDACTED]. The calculated P&I Payment should account for this. $[REDACTED] is correct, please clear condition | 07/26/2024 |  |  | 1 B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221782895 |  |  |  | 31201509 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2024 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221782895 |  |  |  | 31201514 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221782896 |  |  |  | 31200161 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221782896 |  |  |  | 31200169 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221782896 |  |  |  | 31200176 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-08-05): Alternative documentation provided.<br>Seller Comment (2024-08-02): Comment from [REDACTED] ([REDACTED]): ms | 08/05/2024 |  |  | 1 D | A D | D | A D |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221782896 |  |  |  | 31215245 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Security Instrument does not have a notary date. |  |  |  |  |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221782897 |  |  |  | 31200006 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 221782897 |  |  |  | 31200007 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-08-06): Exception remains open. moved to investor.<br>Buyer Comment (2024-08-06): Comment from [REDACTED] ([REDACTED]): Acknowledged<br>Reviewer Comment (2024-08-06): Unable to remove exception. Valuations provided do not meet securitization requirements.<br>Buyer Comment (2024-08-06): Comment from [REDACTED] ([REDACTED]): Please remove the securitization stip. This has the AVM and PCI.<br>Reviewer Comment (2024-08-05): Secondary valuation not received.<br>Seller Comment (2024-08-05): Comment from [REDACTED] ([REDACTED]): Thank you for your review |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 221782897 |  |  |  | 31201277 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-08-05): Received supplement in trailing documents.<br>Seller Comment (2024-08-01): Comment from [REDACTED] ([REDACTED]): Thank you for your review! | 08/05/2024 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 221782897 |  |  |  | 31217302 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Notary date on Security Instrument is missing. |  |  |  | Reviewer Comment (2024-08-06): Exception remains open. moved to investor.<br>Buyer Comment (2024-08-06): Comment from [REDACTED] ([REDACTED]): Acknowledged<br>Reviewer Comment (2024-08-06): Exception remains open EV2, informational.<br>Seller Comment (2024-08-06): Comment from [REDACTED] ([REDACTED]): Please see response. There is no notary date in [REDACTED]to be added. |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 221810448 |  |  |  | 31248729 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2024 | 2 A | A | A | A |  | NV | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| 221810448 |  |  |  | 31248904 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three ([REDACTED]) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | NV | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| 221810522 |  |  |  | 31247869 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 221810522 |  |  |  | 31247873 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2024-08-28): Received in trailing documents.<br>Seller Comment (2024-08-28): Comment from [REDACTED] ([REDACTED]): Per team this should have cleared the condition. If not could you confirm what exactly we would need to provide so i can let the team know to get this cleared? Thank you!<br>Reviewer Comment (2024-08-26): Received documentation<br>Seller Comment (2024-08-24): Comment from [REDACTED] ([REDACTED]): condo | 08/28/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 221810522 |  |  |  | 31247876 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-08-26): Received mortgage statement, guidelines do not specifically require copy of first lien note<br>Seller Comment (2024-08-20): Comment from [REDACTED] ([REDACTED]): MS | 08/26/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 221814746 |  |  |  | 31260260 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-08-13): Received in trailing documents.<br>Seller Comment (2024-08-13): Comment from [REDACTED] ([REDACTED]): [REDACTED]note | 08/13/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221814746 |  |  |  | 31260302 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/01/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221814746 |  |  |  | 31260306 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED] is under disclosed by $[REDACTED]compared to the calculated total of payments of $[REDACTED] which exceeds the $[REDACTED]threshold. | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED] is under disclosed by $[REDACTED]compared to the calculated total of payments of $[REDACTED] which exceeds the $[REDACTED] threshold. |  |  |  | Reviewer Comment (2024-08-07): [REDACTED] received lender rebuttal and confirmed borrower shoppable fees were disclosed on final CD with best information reasonably available at the time of disclosure.<br>Buyer Comment (2024-08-06): Comment from [REDACTED] ([REDACTED]): The Final CD was issued ([REDACTED] based on the title company estimate of fees, see the Settlement Statement from Title Co. issued [REDACTED](Doc ID 0211)- The Post CD was updated with the final fees from the Final Settlement Statement from the Title Co issued [REDACTED] (see Doc ID 0132) - PCCD [REDACTED] issued with updated/final fees from the Title Company and reflecting the correct TOP- | 08/07/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) | Non QM | Non QM | Yes |
| 221824456 |  |  |  | 31278364 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/05/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221824456 |  |  |  | 31278423 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-08-07): Exception remains open, moved to buyer/investor queue for approval.<br>Buyer Comment (2024-08-07): Comment from [REDACTED] ([REDACTED]): Acknowledged - acknowledged |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221824456 |  |  |  | 31288038 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | The insurance reflects the city as [REDACTED]; however, the note reflects [REDACTED]. |  |  |  | Reviewer Comment (2024-08-08): Confirmed correct address listed.<br>Buyer Comment (2024-08-07): Comment from [REDACTED] ([REDACTED]): Please revisit. See Doc ID 0018. The hazard doc reflects [REDACTED]. [REDACTED]is the county name. | 08/08/2024 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221824456 |  |  |  | 31288044 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The insurance does not reflect the subject lien mortgagee clause. Only the 1st lien mortgagee clause is noted. |  |  |  | Reviewer Comment (2024-08-08): Mortgagee Clause included and correct.<br>Buyer Comment (2024-08-07): Comment from [REDACTED] ([REDACTED]): Please revisit. See Doc ID 0022. It lists both mortgagee clauses. | 08/08/2024 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221829135 |  |  |  | 31276215 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-08-07): Exception remains open, moved to buyer/investor queue for approval.<br>Buyer Comment (2024-08-07): Comment from [REDACTED] ([REDACTED]): Acknowledged - acknowledged |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | WV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221829135 |  |  |  | 31282894 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/06/2024 | 2 A | A | A | A |  | WV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221829135 |  |  |  | 31288406 |  | Compliance | Compliance | State Compliance | State Defect | West Virginia Residential Mortgage Lender, Broker, and Servicer Act (Borrower Not Charged for Actual Amounts of Third Party Fees) | West Virginia Residential Mortgage Lender, Broker and Servicer Act: No evidence in file to support that the borrower was charged the actual amounts for all third party fees. | The file does not contain invoices for all third party fees. |  |  |  | Reviewer Comment (2024-08-10): Received in trailing documents.<br>Seller Comment (2024-08-07): Comment from [REDACTED] ([REDACTED]): I have attached two invoices that match the closing disclosure. Compliance Ease also reflects the state tests passed. Could you please let me know what specific invoices are needed to satisfy the condition? Thank you! | 08/10/2024 |  |  | 1 C | A C | C | A C |  | WV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221835546 |  |  |  | 31314773 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221835547 |  |  |  | 31309556 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-08-10): Secondary valuation required for securitization not provided.<br>Seller Comment (2024-08-09): Comment from [REDACTED] ([REDACTED]): Please see attached PCI. Thank you |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221835547 |  |  |  | 31309672 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2024 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221835547 |  |  |  | 31309830 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED][REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-08-27): Received final signed/stamped settlement statement showing actual disbursement<br>Seller Comment (2024-08-22): Comment from [REDACTED] ([REDACTED]): Please see stamped settlement statement. Thank you!<br>Reviewer Comment (2024-08-22): Please provide signed/stamped Final Settlement Statement from settlement agent to verify Disbursement Date. Disbursement Date cannot be verified with a PPCD.<br>Seller Comment (2024-08-20): Comment from [REDACTED] ([REDACTED]): Please see attached PCCD. The Actual Closing Date [REDACTED]Rescission expired [REDACTED] and the Disbursement Date to [REDACTED]. This did not disburse on [REDACTED]. RTC was [REDACTED], closing date [REDACTED] and therefore disbursement on [REDACTED]<br>Reviewer Comment (2024-08-19): Underwriter Certification provided (Doc ID 0195) is not factual. Consummation took place on [REDACTED] evidenced by borrower signature on CD (Doc ID 0152) and Notary signature date on Security Instrument (Doc ID 0016). Eligible disbursement date [REDACTED]. Required Remediation to cure: TILA ROR - Provide the following: Letter of Explanation to borrower, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2024-08-16): Comment from [REDACTED] ([REDACTED]): Please see attached revised PCCD and proof of electronic delivery. Thank you!<br>Reviewer Comment (2024-08-10): Loan closed on [REDACTED] per Notary signing date and borrower signing date. Eligible disbursement date [REDACTED]. Required Remediation to cure: TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2024-08-09): Comment from [REDACTED] ([REDACTED]): Please see attached underwriter certification and final executed Closing Disclosure. Thank you. | 08/27/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 221837911 |  |  |  | 31314716 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within [REDACTED] days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 221837911 |  |  |  | 31314718 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-08-14): Received Final Title in trailing documents. | 08/14/2024 |  |  | 1 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 221837911 |  |  |  | 31314722 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-08-14): Received Final Title in trailing documents.<br>Seller Comment (2024-08-13): Comment from [REDACTED] ([REDACTED]): Title | 08/14/2024 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 221837911 |  |  |  | 31314725 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2024 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 221837911 |  |  |  | 31314739 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [REDACTED] Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. Although the loan file contains the T-42 Endorsement, there is no evidence the Title Policy includes the [REDACTED] T-42.1 endorsement. (The loan is a [REDACTED] Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B C A | Non QM | Non QM | No |
| 221837911 |  |  |  | 31314741 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [REDACTED] Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | Reviewer Comment (2024-09-05): Received in trailing documents. New exception added for timing compliance.<br>Seller Comment (2024-09-04): Comment from [REDACTED] ([REDACTED]): doc | 09/05/2024 |  |  | 1 C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B C | Non QM | Non QM | Yes |
| 221837911 |  |  |  | 31314742 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | [REDACTED] Constitution Section 50(a)(6): TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead D B A | Non QM | Non QM | Yes |
| 221837911 |  |  |  | 31319811 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing) | [REDACTED] Constitution Section 50(a)(6): [REDACTED] Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing. |  |  |  |  | Reviewer Comment (2024-09-04): Evidenced by Doc ID 0265, Section 7<br>Buyer Comment (2024-09-04): Comment from [REDACTED] ([REDACTED]): Hello, Can you confirm how you would like us to clear this condition. If the borrower signed the documents at closing we dont have a digital trail to provide evidence like initial docs. Is there something we can provide to clear this condiiton? | 09/04/2024 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Either Deliver the required documents to the borrower or refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. B C A | Non QM | Non QM | Yes |
| 221837911 |  |  |  | 31591596 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided Timely) | [REDACTED] Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not signed by lender at or before closing. | Added following receipt of document in trailing. Lender signed document on [REDACTED]. post-closing. |  |  |  | Reviewer Comment (2024-10-28): Received newly executed document, LOE to borrower and Proof of delivery.<br>Seller Comment (2024-10-22): Comment from [REDACTED] ([REDACTED]): Packet sent out to Borrower, [REDACTED], Fair Market Copy.<br>Reviewer Comment (2024-09-22): Per Texas Constitution Article 16 §50 (a)(6)(Q)(ix) Acknowledgment of the Fair Market Value is required to be signed by lender at or before closing. Notarized document reflects lender signature on [REDACTED] (Doc ID 0298).<br>Seller Comment (2024-09-20): Comment from [REDACTED] ([REDACTED]): Hello, The page signed and notarized at post closing is always done post closing. The 2nd page done by the borrower is done at closing which you might not have and attached just in case. |  | 10/28/2024 |  | 2 | B |  | B |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B C A | Non QM | Non QM | Yes |
| 221837995 |  |  |  | 31315403 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2024 | 2 A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221838201 |  |  |  | 31309533 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221838201 |  |  |  | 31309543 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-08-30): Alternative documentation provided.<br>Seller Comment (2024-08-30): Comment from [REDACTED] ([REDACTED]): MS | 08/30/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221838201 |  |  |  | 31311958 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | Preliminary title reflects a judgement and federal tax lien, verification satisfied was not provided. |  |  |  | Reviewer Comment (2024-09-16): Supplement report provided removing items 8 & 9 from Section B of prelim title.<br>Seller Comment (2024-09-13): Comment from [REDACTED] ([REDACTED]): DOc | 09/16/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221838264 |  |  |  | 31311056 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2024 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221845355 |  |  |  | 31331520 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/09/2024 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221845355 |  |  |  | 31332181 |  | Compliance | Compliance | State Compliance | State Defect | [REDACTED] SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | Reviewer Comment (2024-09-10): Received in trailing documents.<br>Seller Comment (2024-09-10): Comment from [REDACTED] ([REDACTED]): Recorded DoT | 09/10/2024 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221852468 |  |  |  | 31328755 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [REDACTED] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221852468 |  |  |  | 31328756 |  | Compliance | Compliance | State Compliance | State HPML | [REDACTED] HPML Threshold Test Non-Compliant | [REDACTED] Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% +[REDACTED]%, or[REDACTED]%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221852468 |  |  |  | 31328757 |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | [REDACTED] Mortgage Lending Regulations: Borrower did not receive disclosure on responsibility for payment of taxes and insurance. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221852468 |  |  |  | 31328770 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/09/2024 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221852469 |  |  |  | 31328693 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/09/2024 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221852469 |  |  |  | 31328728 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | File is missing initial 1003 |  |  |  | Reviewer Comment (2024-08-19): Received in trailing documents.<br>Seller Comment (2024-08-15): Comment from [REDACTED] ([REDACTED]): Please see attached | 08/19/2024 |  |  | 1 B | A B | B | A B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221852470 |  |  |  | 31330207 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/09/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221852470 |  |  |  | 31330229 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221856547 |  |  |  | 31332700 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/09/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221859597 |  |  |  | 31355186 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221859597 |  |  |  | 31355187 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/12/2024 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 221859597 |  |  |  | 31388086 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Non QM | Non QM | Yes |
| 221861138 |  |  |  | 31348920 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/12/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B | Non QM | Non QM | No |
| 221861138 |  |  |  | 31348922 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D B | Non QM | Non QM | No |
| 221861138 |  |  |  | 31362092 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file due to adding a second borrower (spouse) to the loan for additional income needed to debt qualify. Exception approved. Compensating factors used to approve the exception are as follows; FICO is [REDACTED] points above minimum requirement, LTV is [REDACTED]% or more below maximum and the housing history shows [REDACTED]. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-08-15): Credit exception approval based on[REDACTED] or more compensating factors meeting client criteria. |  |  | 08/15/2024 | 2 B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D B | Non QM | Non QM | No |
| 221861138 |  |  |  | 31388107 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Non QM | Non QM | Yes |
| 221861329 |  |  |  | 31355258 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/12/2024 | 2 A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221861329 |  |  |  | 31355626 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | P&I discrepancy on final CD |  |  |  | Reviewer Comment (2024-09-25): [REDACTED] received additional information and lender attestation that credit bundle is a one time fee preclose.<br>Seller Comment (2024-09-25): Comment from [REDACTED] ([REDACTED]): Please see the purpose of the fee, this is a one-time pre closing fee.<br>Reviewer Comment (2024-09-24): [REDACTED] received Credit invoice. However, unable to determine the purpose of the Verification Bundle Fees and if a life of loan verification service or one time pre-closing fee. There is a separate service named Preclose Monitoring-XPN at $[REDACTED], it is separate service from the Verification Bundle Fees which does not clarify.<br>Seller Comment (2024-09-23): Comment from [REDACTED] ([REDACTED]): invoice<br>Reviewer Comment (2024-09-16): Please provide documentation of fee purpose for credit bundle fees.<br>Seller Comment (2024-09-13): Comment from [REDACTED] ([REDACTED]): See attached<br>Reviewer Comment (2024-09-03): The loan is under disclosed in the amount of $[REDACTED]. Credit Bundle $[REDACTED] LDP $[REDACTED], Origination $[REDACTED], Pre paid int $[REDACTED], Title - CPL $[REDACTED], Title E Doc Delivery $[REDACTED], Title Recording service $[REDACTED], Title Settlement $[REDACTED], VOE $[REDACTED]. Cure is required.<br>Seller Comment (2024-08-29): Comment from [REDACTED] ([REDACTED]): See attached | 09/25/2024 |  |  | 1 C | A C | C | A C |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 221861329 |  |  |  | 31355627 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED]which exceeds the $[REDACTED][REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | P&I discrepancy on final CD |  |  |  | Reviewer Comment (2024-09-25): [REDACTED] received additional information and lender attestation that credit bundle is a one time fee preclose.<br>Seller Comment (2024-09-25): Comment from [REDACTED] ([REDACTED]): Please see the purpose of the fee, this is a one-time pre closing fee.<br>Reviewer Comment (2024-09-24): [REDACTED] received Credit invoice. However, unable to determine the purpose of the Verification Bundle Fees and if a life of loan verification service or one time pre-closing fee. There is a separate service named Preclose Monitoring-XPN at [REDACTED] it is separate service from the Verification Bundle Fees which does not clarify to determine if a finance charge or not.<br>Seller Comment (2024-09-23): Comment from [REDACTED] ([REDACTED]): invoice<br>Reviewer Comment (2024-09-16): Please provide documentation of fee purpose for credit bundle fees.<br>Seller Comment (2024-09-13): Comment from [REDACTED] ([REDACTED]): See attaached | 09/25/2024 |  |  | 1 C | A C | C | A C |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 221861329 |  |  |  | 31355628 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [REDACTED] disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. | P&I discrepancy on final CD |  |  |  | Reviewer Comment (2024-12-02): No refund required, PCCD provided prior to TPR review<br>Reviewer Comment (2024-11-27): [REDACTED] received Letter of Explanation, Proof of Delivery, Corrected CD.<br>Seller Comment (2024-11-26): Comment from [REDACTED] ([REDACTED]): RTC<br>Reviewer Comment (2024-09-16): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure.<br>Seller Comment (2024-09-13): Comment from [REDACTED] ([REDACTED]): See attached<br>Reviewer Comment (2024-09-06): [REDACTED] received Corrected CD issued [REDACTED]. Please provide copy of LOE to borrower which accompanied the PCCD for cure finalization remediation requirements.<br>Seller Comment (2024-09-04): Comment from [REDACTED] ([REDACTED]): Corrected P&I |  | 12/02/2024 |  | 2 C | B C | C | B C |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 221861329 |  |  |  | 32273840 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | SitusAMC received PCCD, LOE, and proof of delivery. Separate exception set for tolling rescission from validations. |  |  |  | Reviewer Comment (2024-11-27): [REDACTED] received Re-open Rescission.<br>Buyer Comment (2024-11-27): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade-signed NORTC provided, meets TRID [REDACTED] as provided<br>Reviewer Comment (2024-11-27): [REDACTED] received RTC. |  | 11/27/2024 |  | 2 | B |  | B |  | MO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Non QM | Non QM | Yes |
| 221861330 |  |  |  | 31349622 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221861330 |  |  |  | 31349651 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/12/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221861330 |  |  |  | 31349652 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 221865555 |  |  |  | 31373168 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Non QM | Non QM | Yes |
| 221865555 |  |  |  | 31373172 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/14/2024 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 221874290 |  |  |  | 31374160 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/14/2024 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221874290 |  |  |  | 31374163 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221874324 |  |  |  | 31376409 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221874324 |  |  |  | 31376410 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/14/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221879487 |  |  |  | 31384074 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/15/2024 | 2 A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221879730 |  |  |  | 31397916 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/16/2024 | 2 A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221879730 |  |  |  | 31397921 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | MN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221879731 |  |  |  | 31392107 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/16/2024 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221890031 |  |  |  | 31399102 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/16/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221890031 |  |  |  | 31399104 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221890031 |  |  |  | 31404873 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___<br> ___<br> ___<br> ___<br> ___ |  |  |  |  | Reviewer Comment (2024-08-28): Lender attestation for [REDACTED] Lease on commercial property. Supported by tax returns.<br>Seller Comment (2024-08-28): Comment from [REDACTED] ([REDACTED]): Please see underwriter certification. Thank you. | 08/28/2024 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221890031 |  |  |  | 31404874 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2024-08-28): Received in trailing documents.<br>Seller Comment (2024-08-28): Comment from [REDACTED] ([REDACTED]): Please find attached updated title. Thank you! | 08/28/2024 |  |  | 1 B | A B | B | A B |  | GA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221890031 |  |  |  | 32344712 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Borrower has owned the subject property for at least 5 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-04): Waive and downgrade per client email |  |  | 08/04/2025 | 2 | B |  | B |  | GA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221890031 |  |  |  | 34102483 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | GA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 221891911 |  |  |  | 31397993 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-08-27): received final title | 08/27/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221891911 |  |  |  | 31397996 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-08-27): received final title<br>Seller Comment (2024-08-22): Comment from [REDACTED] ([REDACTED]): Final Title | 08/27/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221891911 |  |  |  | 31398001 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-08-27): received<br>Seller Comment (2024-08-22): Comment from [REDACTED] ([REDACTED]): CCM Approval | 08/27/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221891911 |  |  |  | 31398004 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/16/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221891911 |  |  |  | 31398063 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | due to VVOE missing |  |  |  | Reviewer Comment (2024-09-04): Received VVOE in trailing documents. Compliance testing updated.<br>Buyer Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): B1/B2 VVOEs uploaded for review. | 09/04/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 221891911 |  |  |  | 31398064 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | due to VVOE missing |  |  |  | Reviewer Comment (2024-09-04): Received VVOE in trailing documents. Compliance testing updated.<br>Buyer Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): B1/B2 VVOEs uploaded for review. | 09/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221891911 |  |  |  | 31398065 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | due to VVOE missing |  |  |  | Reviewer Comment (2024-09-04): Received VVOE in trailing documents. Compliance testing updated. | 09/04/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221891911 |  |  |  | 31398102 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2024-09-04): Received VVOE in trailing documents.<br>Seller Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): B2 VVOE [REDACTED] | 09/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221891911 |  |  |  | 31398103 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2024-09-04): Received VVOE in trailing documents.<br>Seller Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): B1 VVOE [REDACTED]<br>Reviewer Comment (2024-08-27): received post closing VOE doesn't meet requirements<br>Seller Comment (2024-08-22): Comment from [REDACTED] ([REDACTED]): Updated VVOE | 09/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221891911 |  |  |  | 31402231 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE for [REDACTED] not provided. |  |  |  | Reviewer Comment (2024-09-04): Received VVOE in trailing documents. Compliance testing updated.<br>Buyer Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): B1/B2 VVOEs uploaded for review.<br>Reviewer Comment (2024-08-27): EXCEPTION HISTORY - Exception Detail was updated on [REDACTED] PRIOR Exception Detail: Borrower: [REDACTED], Borrower: [REDACTED]<br> EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: VVOE - Employment Only<br> VVOE - Employment Only | 09/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221891911 |  |  |  | 31505925 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Employee loan - requires investor consideration |  |  |  | Reviewer Comment (2024-09-03): Per email dated [REDACTED] - allowed | 09/03/2024 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221904394 |  |  |  | 31427601 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 221904394 |  |  |  | 31427602 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/20/2024 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 221904394 |  |  |  | 31427608 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[REDACTED] does not match calculated P&I of $[REDACTED]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 221904394 |  |  |  | 31427612 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED]is under disclosed by $[REDACTED] compared to the calculated total of payments of $[REDACTED] which exceeds the $[REDACTED] threshold. | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated total of payments of $[REDACTED] which exceeds the $[REDACTED] threshold. |  |  |  | Reviewer Comment (2024-09-27): Lender's disclosed TOP calculated using Actual/Actual interest calculation method.<br>Buyer Comment (2024-09-26): Comment from [REDACTED] ([REDACTED]): Hello, Going to review this condition today. If agreed to cure can you please confirm the total cure amount for this loan please to make sure we have same results? Thank you! | 09/27/2024 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Non QM | Non QM | Yes |
| 221904394 |  |  |  | 31429528 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 221904394 |  |  |  | 31429573 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold. |  |  |  | Reviewer Comment (2024-09-27): Lender's disclosed Finance Charge calculated using Actual/Actual interest calculation method.<br>Buyer Comment (2024-09-26): Comment from [REDACTED] ([REDACTED]): Hello, Going to review this condition today. If agreed to cure can you please confirm the total cure amount for this loan please to make sure we have same results? Thank you! | 09/27/2024 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 221904430 |  |  |  | 31430311 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/20/2024 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221904465 |  |  |  | 31431666 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/20/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221904465 |  |  |  | 31459577 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221904520 |  |  |  | 31432896 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/20/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221904520 |  |  |  | 31432898 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2024-08-29): Received in trailing documents.<br>Seller Comment (2024-08-29): Comment from [REDACTED] ([REDACTED]): E-Sign Consent Agreement | 08/29/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221911853 |  |  |  | 31454465 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-09-12): Received Final policy in trailing documents. | 09/12/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221911853 |  |  |  | 31454477 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-09-12): Received Final policy in trailing documents.<br>Seller Comment (2024-09-12): Comment from [REDACTED] ([REDACTED]): Final Title Policy | 09/12/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221911853 |  |  |  | 31454480 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2024-09-12): Documents not e-signed.<br>Reviewer Comment (2024-09-09): E-sign agreement not provided.<br>Seller Comment (2024-09-09): Comment from [REDACTED] ([REDACTED]): Ink Signed LE | 09/12/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221911853 |  |  |  | 31454482 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221911853 |  |  |  | 31454747 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-09-06): Received in trailing documents.<br>Seller Comment (2024-09-05): Comment from [REDACTED] ([REDACTED]): Approval | 09/06/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221911853 |  |  |  | 31454993 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The mortgagee clause does not reflect ISAOA. |  |  |  | Reviewer Comment (2024-08-27): Received in trailing documents.<br>Seller Comment (2024-08-27): Comment from [REDACTED] ([REDACTED]): Updated HOI | 08/27/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 221911890 |  |  |  | 31441010 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/21/2024 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221911890 |  |  |  | 31441014 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-08-27): Alternative documentation provided.<br>Buyer Comment (2024-08-27): Comment from [REDACTED] ([REDACTED]): Note not required. Mortgage statement on pg 291 of credit package shows not neg am, not interest only, and credit report pg 293 shows term of [REDACTED]Months. | 08/27/2024 |  |  | 1 D | A D | D | A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221911890 |  |  |  | 31441264 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-08-30): Received in trailing documents.<br>Seller Comment (2024-08-30): Comment from [REDACTED] ([REDACTED]): CTC | 08/30/2024 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221917045 |  |  |  | 31451391 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2024 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 221917537 |  |  |  | 31453440 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2024-09-03): Received in trailing documents.<br>Seller Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): Please find attached updated title commitment. Thank you. | 09/03/2024 |  |  | 1 B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221917537 |  |  |  | 31453441 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2024 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221917537 |  |  |  | 31453442 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-08-30): Requirement for secondary valuation is related to securitization review and not based on guidelines. Exception remains open.<br>Seller Comment (2024-08-30): Comment from [REDACTED] ([REDACTED]): Please find attached underwriter certification. |  |  | 08/12/2025 | 3 D | D A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221917537 |  |  |  | 31453928 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The most recent policy reflects the Lender only. In addition, the policy reflects the mortgagee as the first mortgagee; however, the subject loan is a second lien. |  |  |  | Reviewer Comment (2024-09-03): Received in trailing documents.<br>Seller Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): Please find attached hoi. Thank you. [REDACTED] | 09/03/2024 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221917537 |  |  |  | 31507323 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term is > [REDACTED] years as required by guidelines. |  |  |  | Reviewer Comment (2024-08-30): Alternative documentation provided.<br>Seller Comment (2024-08-30): Comment from [REDACTED] ([REDACTED]): Please see attached underwriter certification. The term is noted on the credit report. Thank you. [REDACTED] | 08/30/2024 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 221917568 |  |  |  | 31451666 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 56 |  |  |  |  |  | Reviewer Comment (2024-09-03): Received in trailing documents.<br>Seller Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): CDA | 09/03/2024 |  |  | 1 D | A | N/A | A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221917568 |  |  |  | 31451691 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221917568 |  |  |  | 31451748 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-08-28): Received in trailing documents.<br>Seller Comment (2024-08-28): Comment from [REDACTED] ([REDACTED]): approval | 08/28/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221917568 |  |  |  | 31452603 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Loan is not using the new FNMA Legal Documents. |  | Note and Security instrument are dated pre [REDACTED]. |  |  |  | Reviewer Comment (2024-09-03): Received in trailing documents.<br>Seller Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): dot | 09/03/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221917568 |  |  |  | 31507493 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term is > [REDACTED] years as required by guidelines. |  |  |  | Reviewer Comment (2024-09-03): Alternative documentation provided.<br>Seller Comment (2024-09-03): Comment from [REDACTED] ([REDACTED]): see Credit Report which clearly identifies Guild Mortgage [REDACTED]mos term. Also MERS report verifies Guild Mortgage is lien on subject property [REDACTED]. Please escalate for approval.<br>Reviewer Comment (2024-08-28): Received approval document. Note not provided.<br>Buyer Comment (2024-08-28): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0203 (pg. 473) Maturity date is [REDACTED] | 09/03/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 221927452 |  |  |  | 31495098 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/26/2024 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221927452 |  |  |  | 31495139 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Non QM | Non QM | No |
| 221927452 |  |  |  | 31522894 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term is > [REDACTED] years as required by guidelines. |  |  |  | Reviewer Comment (2024-10-01): Received DOT for first lien in trailing docs.<br>Seller Comment (2024-09-27): Comment from [REDACTED] ([REDACTED]): Hello, I see the Maturity Date on Page 2 above the Rider section. | 10/01/2024 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221927452 |  |  |  | 31525580 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing) | [REDACTED] Constitution Section 50(a)(6): [REDACTED] Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing. |  |  |  |  | Reviewer Comment (2024-10-07): Received copy of Disclosure Tracking in trailing docs.<br>Seller Comment (2024-10-04): Comment from [REDACTED] ([REDACTED]): Tracking<br>Reviewer Comment (2024-10-01): Please provide a disclosure summary or similar of all documents signed by the borrower at closing.<br>Buyer Comment (2024-09-27): Comment from [REDACTED] ([REDACTED]): Hello, Can you confirm whats needed to get this cleared? | 10/07/2024 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Either Deliver the required documents to the borrower or refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Non QM | Non QM | Yes |
| 221927749 |  |  |  | 31499789 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/26/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221927749 |  |  |  | 31499882 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-09-03): Received in trailing documents.<br>Seller Comment (2024-08-30): Comment from [REDACTED] ([REDACTED]): See attached | 09/03/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221927749 |  |  |  | 31499884 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2024-09-03): Received in trailing documents.<br>Seller Comment (2024-08-30): Comment from [REDACTED] ([REDACTED]): See attached | 09/03/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221927749 |  |  |  | 31500081 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-08-29): Credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Seller Comment (2024-08-29): Comment from [REDACTED] ([REDACTED]): Exception approval attached |  |  | 08/29/2024 | 2 C | B C | C | B C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 221948523 |  |  |  | 31547226 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/29/2024 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 221948523 |  |  |  | 31547303 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222003060 |  |  |  | 31559629 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/30/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222003246 |  |  |  | 31571548 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-09-06): Received settlement agent attestation in trailing documents.<br>Seller Comment (2024-09-06): Comment from [REDACTED] ([REDACTED]): loan coverage email confirmation | 09/06/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222003246 |  |  |  | 31571559 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/03/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222003246 |  |  |  | 31571569 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2024-09-16): Received Final CD from REO acquisition in trailing docs<br>Seller Comment (2024-09-12): Comment from [REDACTED] ([REDACTED]): final cd for [REDACTED][REDACTED]<br>Reviewer Comment (2024-09-08): Received Hazard Insurance and tax Cert. Missing Mortgage Statement.<br>Seller Comment (2024-09-05): Comment from [REDACTED] ([REDACTED]): REO docs | 09/16/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222003276 |  |  |  | 31561911 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-09-11): Received Final Title in trailing documents. | 09/11/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222003276 |  |  |  | 31561913 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-09-11): Received Final Title in trailing documents.<br>Seller Comment (2024-09-10): Comment from [REDACTED] ([REDACTED]): Thank you for your review | 09/11/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222003276 |  |  |  | 31561915 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/30/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222003276 |  |  |  | 31561917 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222018993 |  |  |  | 31573359 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/03/2024 | 2 A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222018993 |  |  |  | 31573361 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | OK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222019002 |  |  |  | 31580340 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/04/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A D | Non QM | Non QM | No |
| 222019002 |  |  |  | 32345030 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | N/A |  | N/A D |  | CA | Primary | Refinance - Cash-out - Other | A D | Non QM | Non QM | No |
| 222023743 |  |  |  | 31578314 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/04/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222023743 |  |  |  | 31578315 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222029860 |  |  |  | 31608150 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222029860 |  |  |  | 31608151 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/09/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222029879 |  |  |  | 31606866 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2024-09-10): Received in trailing documents.<br>Seller Comment (2024-09-10): Comment from [REDACTED] ([REDACTED]): Fraud report | 09/10/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | C A | Non QM | Non QM | No |
| 222029879 |  |  |  | 31606867 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/07/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | C A | Non QM | Non QM | No |
| 222029879 |  |  |  | 31606885 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-09-10): Received signed/stamped, Final settlement statement reflecting Disbursement on [REDACTED]. RTC compliant.<br>Seller Comment (2024-09-10): Comment from [REDACTED] ([REDACTED]): attached<br>Reviewer Comment (2024-09-10): RTC timing compliance cannot be determined with a PCCD. Please provide Final, stamped/signed Settlement Statement reflecting Disbursement date.<br>Seller Comment (2024-09-10): Comment from [REDACTED] ([REDACTED]): See attached | 09/10/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222029879 |  |  |  | 31613199 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-09-10): Received in trailing documents.<br>Seller Comment (2024-09-10): Comment from [REDACTED] ([REDACTED]): see attached | 09/10/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | C A | Non QM | Non QM | No |
| 222029900 |  |  |  | 31609523 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/09/2024 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B D A | Non QM | Non QM | No |
| 222029900 |  |  |  | 31609582 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [REDACTED] Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. Although the loan file contains the T-42 Endorsement, there is no evidence the Title Policy includes the [REDACTED] T-42.1 endorsement. (The loan is a [REDACTED] Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B D A | Non QM | Non QM | No |
| 222029900 |  |  |  | 31609583 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Non QM | Non QM | No |
| 222029900 |  |  |  | 31613850 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | [REDACTED] Constitution Section 50(a)(6): TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead B D A | Non QM | Non QM | Yes |
| 222029900 |  |  |  | 32428981 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | N/A |  | N/A D |  | TX | Primary | Refinance - Cash-out - Other | B D A | Non QM | Non QM | No |
| 222032870 |  |  |  | 31630166 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-10-03): This exception is for the securitization review as required per our SOW, this is not a guideline exception and cannot be downgraded<br>Buyer Comment (2024-09-29): Comment from [REDACTED] ([REDACTED]): Please downgrade to EV2. There is a AVM and PCI report in this loan. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222032870 |  |  |  | 31630169 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222032870 |  |  |  | 31630193 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-09-19): Alternative documentation provided.<br>Seller Comment (2024-09-18): Comment from [REDACTED] ([REDACTED]): Thank you for your review! | 09/19/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222032870 |  |  |  | 31630201 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2024-10-08): Per client email waived and downgraded DTI exception<br>Reviewer Comment (2024-10-04): Investor consideration required.<br>Seller Comment (2024-09-29): Comment from [REDACTED] ([REDACTED]): Please review for exception as DTI is [REDACTED]%. Comp factors: Credit Score [REDACTED] points > minimum required [REDACTED] (GL [REDACTED]) LTV/CLTV 5% or more below the maximum allowed under applicable guidelines - [REDACTED]% (GL [REDACTED]%) Self-employed for > [REDACTED] years [REDACTED] yrs S/E 0x30 for [REDACTED] months on all mortgages SF20/SFR/Owner Occupied/Cash Out Refinance/[REDACTED] year full docs [REDACTED] Fico (GL [REDACTED]) / [REDACTED]% CLTV (GL [REDACTED]%) / DTI [REDACTED]% (GL [REDACTED]%) Reserves [REDACTED] mos (GL [REDACTED] mos) Please see attached updated 1003/1008<br>Reviewer Comment (2024-09-25): Updated to one year, full doc. Compliance testing updated. Max DTI per guidelines is [REDACTED]%. Borrower does not meet [REDACTED]K Residual Income requirement for [REDACTED]% DTI.<br>Seller Comment (2024-09-25): Comment from [REDACTED] ([REDACTED]): Thank you for your review! | 10/08/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| 222032870 |  |  |  | 31630202 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% significantly exceeds the guideline maximum of [REDACTED]%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) |  |  |  |  | Reviewer Comment (2024-09-25): Updated to one year, full doc. Compliance testing updated.<br>Seller Comment (2024-09-25): Comment from [REDACTED] ([REDACTED]): Thank you for your review! | 09/25/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222032870 |  |  |  | 31630207 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | DTI exceeds guideline requirement | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-10-08): Per client email [REDACTED}[REDACTED} okay to waive and downgrade<br>Reviewer Comment (2024-10-04): Investor consideration required.<br>Buyer Comment (2024-09-29): Comment from [REDACTED] ([REDACTED]): Please review for exception on residual. Residual is $[REDACTED]. Please review for exception as DTI is [REDACTED]%. Comp factors: Credit Score [REDACTED] points > minimum required [REDACTED](GL [REDACTED]) LTV/CLTV [REDACTED]% or more below the maximum allowed under applicable guidelines - [REDACTED]% (GL [REDACTED]%) Self-employed for > [REDACTED] years [REDACTED] yrs S/E 0x30 for [REDACTED]months on all mortgages [REDACTED]/SFR/Owner Occupied/Cash Out Refinance/1 year full docs [REDACTED]Fico (GL [REDACTED]0) /[REDACTED]% CLTV (GL [REDACTED]%) / DTI[REDACTED]% (GL [REDACTED]%) Reserves[REDACTED] mos (GL[REDACTED] mos) Please see attached updated 1003/1008<br>Reviewer Comment (2024-09-25): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of [REDACTED]% exceeds Guideline total debt ratio of [REDACTED]%.<br>Seller Comment (2024-09-25): Comment from [REDACTED] ([REDACTED]): Thank you for your review |  |  | 10/08/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222032870 |  |  |  | 31630231 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR failure due to insufficient qualifying income. The lender qualified using rental income for the subject property which is not supported by the tax returns. |  |  |  | Reviewer Comment (2024-10-08): Per client okay to waive and downgrade DTI<br>Reviewer Comment (2024-10-04): Investor consideration required.<br>Seller Comment (2024-09-29): Comment from [REDACTED] ([REDACTED]): Please review for exception on residual. Residual is $[REDACTED]. Please review for exception as DTI is [REDACTED]%. Comp factors: Credit Score[REDACTED] points > minimum required [REDACTED] (GL [REDACTED]) LTV/CLTV [REDACTED]% or more below the maximum allowed under applicable guidelines - [REDACTED]% (GL [REDACTED]%) Self-employed for > [REDACTED] years [REDACTED] yrs S/E 0x30 for [REDACTED] months on all mortgages SF[REDACTED]/SFR/Owner Occupied/Cash Out Refinance/[REDACTED] year full docs [REDACTED]Fico (GL [REDACTED]) / [REDACTED]% CLTV (GL [REDACTED]%) / DTI [REDACTED]% (GL[REDACTED]%) Reserves[REDACTED] mos (GL [REDACTED] mos) Please see attached updated 1003/1008<br>Reviewer Comment (2024-09-25): Updated to one year, full doc. Compliance testing updated. Max DTI per guidelines is [REDACTED]%. Borrower does not meet [REDACTED]K Residual Income requirement for [REDACTED]% DTI.<br>Seller Comment (2024-09-25): Comment from [REDACTED] ([REDACTED]): Thank you for your review | 10/08/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222032870 |  |  |  | 31630779 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | Preliminary title reflects a judgment to County of [REDACTED]. of Child Support. |  |  |  | Reviewer Comment (2024-09-17): Removed from Preliminary title on Supplement.<br>Seller Comment (2024-09-17): Comment from [REDACTED] ([REDACTED]): Thank you for your review! | 09/17/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222032870 |  |  |  | 31738633 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | Updated to one year, full doc. Compliance testing updated. Max DTI per guidelines is [REDACTED]%. Borrower does not meet [REDACTED] Residual Income requirement for [REDACTED]% DTI. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-10-08): Per client email [REDACTED} okay to waive and downgrade<br>Reviewer Comment (2024-10-04): Investor consideration required.<br>Seller Comment (2024-09-29): Comment from [REDACTED] ([REDACTED]): Please review for exception as DTI is [REDACTED]%. Comp factors: <br>Credit Score [REDACTED] points > minimum required [REDACTED] (GL [REDACTED])<br> LTV/CLTV [REDACTED]% or more below the maximum allowed under applicable guidelines - [REDACTED]% (GL [REDACTED]%)<br> Self-employed for > [REDACTED]years [REDACTED] yrs S/E<br> [REDACTED] for[REDACTED] months on all mortgages<br>[REDACTED]/[REDACTED]/Owner Occupied/[REDACTED]/[REDACTED] year full docs<br>[REDACTED]Fico (GL [REDACTED]) / [REDACTED]% CLTV (GL [REDACTED]) / DTI [REDACTED]% (GL [REDACTED]%) Reserves [REDACTED] mos (GL [REDACTED] mos)<br>Please see attached updated 1003/1008 |  |  | 10/08/2024 | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222032966 |  |  |  | 31617572 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/10/2024 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222035950 |  |  |  | 31622101 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/10/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222035950 |  |  |  | 31622130 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-09-15): Received in trailing documents.<br>Seller Comment (2024-09-13): Comment from [REDACTED] ([REDACTED]): see attached | 09/15/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222035950 |  |  |  | 31622142 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED][REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-09-23): Received PCCD and Final closing settlement statement showing disbusement<br>Reviewer Comment (2024-09-16): Cleared in error. Final Settlement Statement required to evidence disbursement date. RTC compliance can not be verified with a PCCD.<br>Reviewer Comment (2024-09-16): Received PCCD in trailing documents.<br>Seller Comment (2024-09-13): Comment from [REDACTED] ([REDACTED]): POST CD | 09/23/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222035950 |  |  |  | 31657557 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Final Settlement Statement required to evidence disbursement date. RTC compliance cannot be verified with a PCCD. |  |  |  | Reviewer Comment (2024-09-23): Received<br>Reviewer Comment (2024-09-20): Final SS document sent was not executed by the borrower or title agency.<br>Seller Comment (2024-09-19): Comment from [REDACTED] ([REDACTED]): Final SS | 09/23/2024 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222035965 |  |  |  | 31622449 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/10/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222035965 |  |  |  | 31623137 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222046969 |  |  |  | 31627945 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing Insurance Verification, Statement, Tax Verification in the file |  |  |  | Reviewer Comment (2024-09-24): Received in trailing documents.<br>Seller Comment (2024-09-20): Comment from [REDACTED] ([REDACTED]): Please see attached note and first payment letter for [REDACTED]) property. Thank you.<br>Reviewer Comment (2024-09-19): Statement to verify mortgage payment of $[REDACTED]) as reflected on Final 1003 for [REDACTED]).<br>Buyer Comment (2024-09-19): Comment from [REDACTED] ([REDACTED]): Hello, I have furnished a tax bill and insurance verification per prior request. What statement are you referring too and why? Thank you.<br>Reviewer Comment (2024-09-17): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED]) PRIOR Exception Explanation: Insurance Verification, Statement, Tax Verification<br>Reviewer Comment (2024-09-17): Received Tax Cert and Hazard insurance. Missing Statement.<br>Seller Comment (2024-09-17): Comment from [REDACTED] ([REDACTED]): Tax bill and homeowner's policy provided. Thank you. | 09/24/2024 |  |  | 1 C | A C | C | A C |  | NM | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222046969 |  |  |  | 31628015 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NM | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222046969 |  |  |  | 31628031 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2024 | 2 A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222046969 |  |  |  | 31628078 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2024-10-17): [REDACTED] received Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Buyer Comment (2024-10-16): Comment from [REDACTED] ([REDACTED]): There are no other docs needed. The package and delivery were provided.<br>Reviewer Comment (2024-10-16): Required remediation documents not provided.<br>Seller Comment (2024-10-16): Comment from [REDACTED] ([REDACTED]): Recission was reopened. The package is attached as well as delivery to the borrowers. Regulation does not require signature only delivery. Please clear as this is satisfied. Thank you.<br>Reviewer Comment (2024-10-03): Our compliance department confirmed that we acknowledge that the borrower signature and date on the new NORTC would evidence receipt, however [REDACTED] requests an LOE to confirm borrower was notified of the reason the document was being re-sent. LOE and proof of delivery of the LOE to the borrower is required to cure. (CHD-44136)<br>Buyer Comment (2024-09-26): Comment from [REDACTED] ([REDACTED]): Is this a [REDACTED] requirement? Pre our compliance team, there is no regulation on this piece, only the NORTC. The LOE is not a compliance required document. If we have proof that ROR was closed, that should be sufficient.<br>Buyer Comment (2024-09-26): Comment from [REDACTED] ([REDACTED]): Is this [REDACTED] requirement or a compliance requirement? Per our compliance area, this is not a compliance requirement. We can provide a Lender LOE.<br>Reviewer Comment (2024-09-26): We acknowledge that the borrower signature and date on the new NORTC would evidence receipt, however [REDACTED] requests an LOE to confirm borrower was notified of the reason the document was being re-sent. LOE and proof of delivery of the LOE to the borrower is required to cure. (CHD-44136)<br>Seller Comment (2024-09-26): Comment from [REDACTED] ([REDACTED]): Please see certification. Thank you. [REDACTED]<br>Reviewer Comment (2024-09-24): Received re-executed RTC. Missing LOE to borrower which is part of the required remediation (see prior commentary).<br>Seller Comment (2024-09-23): Comment from [REDACTED] ([REDACTED]): Please find resigned Notice of Right to Cancel Forms. Thank you.<br>Reviewer Comment (2024-09-17): RTC dated [REDACTED])which is prior to transaction date of [REDACTED]) RTC Expiration date on form is [REDACTED])which is prior to expected expiration date of [REDACTED]). Remediation required: TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Buyer Comment (2024-09-17): Comment from [REDACTED] ([REDACTED]): Please explain the violation/condition and also provide what is needed to clear it if applicable. Please note: This is an escrow state. Thank you. |  | 10/17/2024 |  | 2 C | B C | C | B C |  | NM | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222046989 |  |  |  | 31633118 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222046989 |  |  |  | 31633144 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2024 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222046989 |  |  |  | 31633167 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-09-17): Property Inspection Report received.<br>Seller Comment (2024-09-16): Comment from [REDACTED] ([REDACTED]): There is already a Property Condition Inspection in the file that includes a site inspection. It is recent and there are photos of the subject property. I have attached it as well. Thank you<br>Reviewer Comment (2024-09-16): Subject property did not have a site visit from a third-party as part of the valuation process (i.e.. appraiser). A post-disaster inspection (PDI) from a third-party is required to clear.<br>Buyer Comment (2024-09-16): Comment from [REDACTED] ([REDACTED]): Why are we asking about a disaster that ended [REDACTED]- over [REDACTED]years ago? Please escalate. Thank you | 09/17/2024 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222046993 |  |  |  | 31628639 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222046993 |  |  |  | 31630939 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___ <br> State: ___ | Proposed Insured amount is missing from the commitment in file. |  |  |  | Reviewer Comment (2024-09-26): Documentation acceptable for CES.<br>Buyer Comment (2024-09-26): Comment from [REDACTED] ([REDACTED]): This is a closed end 2nd with loan amount below $[REDACTED]k. The provided report is an owner and encumbrance report by Stewart Title which identifies the owner, legal , tax info, open liens, mortgages, lis pendens and judgments. Per guidelines, for closed end seconds, this is acceptable. Please Clear. Thank you.<br>Reviewer Comment (2024-09-18): Per page 2 of the document provided :This report is not a Title Commitment." Please provide Title Commitment including proposed Insured, Insured amount etc. for review.<br>Seller Comment (2024-09-17): Comment from [REDACTED] ([REDACTED]): Thank you for your review! Prelim states $[REDACTED], please see uploaded doc.<br>Reviewer Comment (2024-09-15): Policy coverage amount is not reflected on the preliminary title. Supplement to commitment or Final policy required.<br>Buyer Comment (2024-09-13): Comment from [REDACTED] ([REDACTED]): Please revisit. Doc ID 211: Reflects the loan amount of $[REDACTED]K. | 09/26/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222047133 |  |  |  | 31637514 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/12/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222047133 |  |  |  | 31637566 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2024-09-22): Received in trailing documents.<br>Seller Comment (2024-09-20): Comment from [REDACTED] ([REDACTED]): Please see final application. Thank you. | 09/22/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222047136 |  |  |  | 31628564 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2024 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222047136 |  |  |  | 31628601 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2024-09-12): Exception is related to Securitization and not credit guidelines. Moved to buyer queue. Secondary valuation not provided.<br>Seller Comment (2024-09-12): Comment from [REDACTED] ([REDACTED]): Please see attached underwriter certification. Thank you. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222051592 |  |  |  | 31650856 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-09-18): Final signed/stamped Settlement Statement confirms Disbursement Date of [REDACTED]. Loan is RTC Compliant.<br>Seller Comment (2024-09-17): Comment from [REDACTED] ([REDACTED]): Please see PCCD confirming disbursement on [REDACTED] | 09/18/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222051592 |  |  |  | 31650874 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Master Insurance policy for Condo Property is not present in file |  |  |  | Reviewer Comment (2024-09-18): Site Condo<br>Seller Comment (2024-09-17): Comment from [REDACTED] ([REDACTED]): Please see HO3 policy for residence. | 09/18/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222051592 |  |  |  | 31650886 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222051592 |  |  |  | 31650887 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-09-18): Received additional copy of AVM and PCI previously provided. Secondary valuation relates to securitization requirements and not credit guidelines. Secondary valuation not provided.<br>Seller Comment (2024-09-17): Comment from [REDACTED] ([REDACTED]): Please see PCI and AVM.<br>Reviewer Comment (2024-09-17): Secondary valuation relates to securitization requirements and not credit guidelines. Secondary valuation not provided.<br>Seller Comment (2024-09-17): Comment from [REDACTED] ([REDACTED]): Please see documentation |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222051592 |  |  |  | 31650892 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-09-17): Received in trailing documents.<br>Seller Comment (2024-09-17): Comment from [REDACTED] ([REDACTED]): Please see UW Decision | 09/17/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222055542 |  |  |  | 31645913 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan amount < $[REDACTED]. AVM was provided. Secondary valuation is not required per guidelines. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222055542 |  |  |  | 31645914 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222055542 |  |  |  | 31645947 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-09-26): Alternative documentation provided.<br>Buyer Comment (2024-09-26): Comment from [REDACTED] ([REDACTED]): Please see DOT and mortgage statement on the first mortgage, doc IDs 0198 and 0203 and accept in lieu of Note. Borrowers on first and second liens are consistent. Thank you! | 09/26/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222057119 |  |  |  | 31655714 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-09-18): Received in trailing documents.<br>Seller Comment (2024-09-18): Comment from [REDACTED] ([REDACTED]): uw approval | 09/18/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222057119 |  |  |  | 31655719 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222057119 |  |  |  | 31655721 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-09-24): Exception remains open for secondary valuation. Exception is unrelated to guidelines and required for loans in a Securitization review.<br>Seller Comment (2024-09-24): Comment from [REDACTED] ([REDACTED]): Please review and clear cond with the uploaded LOE<br>Reviewer Comment (2024-09-20): AVM previously received. Exception pertains to securitization requirement for secondary valuation which has not been provided.<br>Seller Comment (2024-09-20): Comment from [REDACTED] ([REDACTED]): AVM |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222057119 |  |  |  | 31655722 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2024-09-20): Received in trailing documents.<br>Seller Comment (2024-09-20): Comment from [REDACTED] ([REDACTED]): condo docs | 09/20/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222060864 |  |  |  | 31670356 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222060864 |  |  |  | 31670385 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR[REDACTED]% +[REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-01-07): Re-stated designation<br>Reviewer Comment (2024-11-13): APOR Index Lookup Date is [REDACTED]. APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%.<br>Buyer Comment (2024-11-12): Comment from [REDACTED] ([REDACTED]): Hello, Could you confirm how you got the APR Rate and which APOR Index Date you are using? Thank you!<br>Reviewer Comment (2024-10-06): Received additional copy of appraisal sent to borrower on [REDACTED]. Mailbox Rule applied. Borrower is considered to have received appraisal on [REDACTED]. Appraisal timing waivers cannot be applied to HPML loans.<br>Seller Comment (2024-10-02): Comment from [REDACTED] ([REDACTED]): doc | 01/07/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222060864 |  |  |  | 31670386 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three ([REDACTED]) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-01-07): Re-stated designation<br>Reviewer Comment (2024-10-06): Received additional copy of appraisal sent to borrower on [REDACTED]. Mailbox Rule applied. Borrower is considered to have received appraisal on [REDACTED]. Appraisal timing waivers cannot be applied to HPML loans.<br>Seller Comment (2024-10-02): Comment from [REDACTED] ([REDACTED]): Email and Waivers | 01/07/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222060864 |  |  |  | 32589009 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Re-stated designation |  |  |  |  |  |  |  | 2 | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222061063 |  |  |  | 31667254 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2024 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222061063 |  |  |  | 31667256 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-10-03): This exception is for the securitization review as required per our SOW, this is not a guideline exception and cannot be downgraded<br>Buyer Comment (2024-09-29): Comment from [REDACTED] ([REDACTED]): This should be downgraded to EV2. This closed with AVM and PCI per guidelines. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222061079 |  |  |  | 31670325 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222061081 |  |  |  | 31670715 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Non QM | Non QM | Yes |
| 222061081 |  |  |  | 31670719 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2024 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222061081 |  |  |  | 31670720 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222072406 |  |  |  | 31694631 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR[REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-11-05): Received confirmation of earlier valuations provided to borrower. Compliance testing updated. | 11/05/2024 |  |  | 1 C | A C | C | A C |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222072406 |  |  |  | 31694634 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [REDACTED] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222072406 |  |  |  | 31694635 |  | Compliance | Compliance | State Compliance | State HPML | [REDACTED] HPML Threshold Test Non-Compliant | [REDACTED] Higher-Priced Mortgage Loan: APR on subject loan of[REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222072406 |  |  |  | 31694648 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/20/2024 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222072406 |  |  |  | 31696915 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three ([REDACTED]) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-11-05): Received confirmation of earlier valuations provided to borrower. Compliance testing updated.<br>Seller Comment (2024-11-05): Comment from [REDACTED] ([REDACTED]): All three appraisals were provided to the borrower in two separate emails. The last email was not within 3 days from the note but was provided. There were no changes to the value, and we also provided an appraisal waiver. Could we get an exception on this?<br>Reviewer Comment (2024-10-18): Documentation reflects the only delivery to borrower occurred on [REDACTED]. Consummation date is [REDACTED]. Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br>Seller Comment (2024-10-18): Comment from [REDACTED] ([REDACTED]): the appraisal email shows all three appraisals were sent to the borrower. | 11/05/2024 |  |  | 1 C | A C | C | A C |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222072406 |  |  |  | 31696916 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three ([REDACTED]) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222072406 |  |  |  | 31697146 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three ([REDACTED]) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-11-05): Received confirmation of earlier valuations provided to borrower. Compliance testing updated. | 11/05/2024 |  |  | 1 B | A B | B | A B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222072406 |  |  |  | 31708083 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Mortgage and Title both indicate county as [REDACTED] city; however, exhibit A reflects [REDACTED] as the county. |  |  |  | Reviewer Comment (2025-02-11): The recorded DOT Shows [REDACTED] City on both page 1 and the legal description (Exhibit A). Per the attached it was recorded in [REDACTED] City<br>Reviewer Comment (2025-02-11): Investor to review<br>Seller Comment (2025-02-07): Comment from [REDACTED] ([REDACTED]): see<br>Reviewer Comment (2025-02-03): Received corrected mortgage with attestation of intent to record. Buyer to review.<br>Seller Comment (2025-02-03): Comment from [REDACTED] ([REDACTED]): See attached updated DOT with LOI (reupload for AMC queue)<br>Reviewer Comment (2024-10-04): [REDACTED]City County and [REDACTED]County are not the same nor are they interchangeable. The property is located in [REDACTED]City which is a municipality within [REDACTED]. The exhibit A is inaccurate in that it lists County of [REDACTED]. Provide corrected documents.<br>Seller Comment (2024-10-02): Comment from [REDACTED] ([REDACTED]): Hello, Per Title [REDACTED]and [REDACTED]City are both fine when i went to them to check to see how we can correct. Could you review and advise? Thank you! | 02/11/2025 |  |  | 1 C | A C | C | A C |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222072408 |  |  |  | 31717404 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2024 | 2 A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222072419 |  |  |  | 31690849 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-10-07): Received final title | 10/07/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222072419 |  |  |  | 31690850 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-10-07): Received final title<br>Seller Comment (2024-09-30): Comment from [REDACTED] ([REDACTED]): Please find attached title commitment. Thank you. | 10/07/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222072419 |  |  |  | 31690859 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/20/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222072419 |  |  |  | 31690879 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222072419 |  |  |  | 31690988 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-09-24): Located PCI in file.<br>Buyer Comment (2024-09-24): Comment from [REDACTED] ([REDACTED]): Please see PCI page 1156 of file. Thank you! | 09/24/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222072419 |  |  |  | 31690990 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [REDACTED] business days of the Note. |  |  |  |  |  | Reviewer Comment (2024-09-26): Received in trailing documents.<br>Seller Comment (2024-09-25): Comment from [REDACTED] ([REDACTED]): Please find attached underwriter certification and verbal voe (email) within 10 business days of closing. Thank you. | 09/26/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222081346 |  |  |  | 31708092 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2024 | 2 A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222081346 |  |  |  | 31721537 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Issue Date Not Provided | TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on [REDACTED] did not disclose the actual Date Issued. Unable to conclusively determine Final Closing disclosure to use to test for compliance with applicable TRID timing requirements, TRID fee tolerance testing or accuracy of disclosures at or before consummation due to missing Issue Date. Tested using an estimated Date Issued based on best information available. | Closing Disclosure estimated to be provided on [REDACTED] did not disclose the actual Date Issued. |  |  |  | Reviewer Comment (2024-10-02): [REDACTED] further review removed document ID D0126 due to following information was incomplete and not disclosed to borrower<br> 1. Page 1 top right Product section is blank<br> 2. Page 1 Loan Terms Interest Rate and Payment is blank or is [REDACTED]<br> 3. Page 5 Loan Calculations Table is blank or[REDACTED]. Hence, the CD was removed from testing.<br>Seller Comment (2024-10-01): Comment from [REDACTED] ([REDACTED]): Hello, CD sent on [REDACTED] was the PCCD. Final CD was done on [REDACTED]. Both CDs attached to show. | 10/02/2024 |  |  | 1 C | A C | C | A C |  | MO | Primary | Refinance - Cash-out - Other | Good Faith Redisclosure C A | Non QM | Non QM | Yes |
| 222084572 |  |  |  | 31720394 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222084572 |  |  |  | 31720489 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2024 | 2 A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222084584 |  |  |  | 31722008 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2024 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222084584 |  |  |  | 31722299 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval in file to allow a modified first lien, which is ineligible (first lien was modified to reduce the interest rate in lieu of refinance and not due to hardship or any credit related reason). | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-09-26): Credit exception approval based on [REDACTED]or more compensating factors meeting client criteria. |  |  | 09/26/2024 | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222089226 |  |  |  | 31723684 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222111799 |  |  |  | 31748219 |  | Compliance | Compliance | State Compliance | Misc. State Level | [REDACTED] CMPA Home Loan Toolkit Status | [REDACTED] Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222111799 |  |  |  | 31748226 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2024 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222111809 |  |  |  | 31763080 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 125 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222111809 |  |  |  | 31763082 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/27/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222111809 |  |  |  | 31763173 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of[REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-10-16): Received lender attestation and electronic tracking for borrower signing on [REDACTED]. Signature date of [REDACTED] was an error.<br>Seller Comment (2024-10-16): Comment from [REDACTED] ([REDACTED]): Please find attached attestation. Thank you.<br>Reviewer Comment (2024-10-14): Please provide, on company letter head, attestation and any additional documentation that date of [REDACTED] was a mistake.<br>Seller Comment (2024-10-11): Comment from [REDACTED] ([REDACTED]): Please see our compliance department's response. Thank you.<br>Reviewer Comment (2024-10-04): The signature date of the final CD ([REDACTED]) shows borrower signed [REDACTED] which becomes the consummation date of the loan and based on the right to cancel expired prior to consummation. Please provide evidence showing the borrower signed on [REDACTED] vs [REDACTED].<br>Buyer Comment (2024-09-30): Comment from [REDACTED] ([REDACTED]): Please revisit condition. Transaction date was [REDACTED] with disbursement date of [REDACTED]. RTC reflects correct rescission ending [REDACTED]. Security instrument has [REDACTED] date including notary date. Compliance report same. Please see doc IDs 0024, 0026, 0172 and 0005. Thank you! | 10/16/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222111809 |  |  |  | 31763175 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2024-10-16): Received lender attestation and electronic tracking for borrower signing on [REDACTED]. Signature date of [REDACTED] was an error.<br>Seller Comment (2024-10-16): Comment from [REDACTED] ([REDACTED]): Please see attached attestation. Thank you.<br>Reviewer Comment (2024-10-14): Please provide, on company letter head, attestation and any additional documentation that date of [REDACTED] was a mistake.<br>Seller Comment (2024-10-11): Comment from [REDACTED] ([REDACTED]): Please see our compliance department's response. Thank you.<br>Reviewer Comment (2024-10-07): The required remediation is: TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Buyer Comment (2024-10-07): Comment from [REDACTED] ([REDACTED]): The "[REDACTED]" on the signature date of the CD is an error by the borrower. It states [REDACTED] instead of [REDACTED]. Based on the dates on all other documents and the notary date, this is a clear error. Will a certification by the Lender suffice? What exact documentation is needed to correct?<br>Reviewer Comment (2024-10-04): The signature date of the final CD ([REDACTED]) shows borrower signed [REDACTED] which becomes the consummation date of the loan and based on the right to cancel expired prior to consummation. Please provide evidence showing the borrower signed on [REDACTED] vs [REDACTED].<br>Seller Comment (2024-10-02): Comment from [REDACTED] ([REDACTED]): The Notice of Right to Cancel is correct. I have uploaded. <br> Please revisit condition. Transaction date was [REDACTED]with disbursement date of[REDACTED]. RTC reflects correct rescission ending [REDACTED]. Security instrument has [REDACTED] date including notary date. Compliance report same. Please see doc IDs 0024, 0026, 0172 and 0005. Thank you! | 10/16/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222111823 |  |  |  | 31746295 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222111823 |  |  |  | 31746316 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-10-04): Received Approval in trailing docs.<br>Seller Comment (2024-10-01): Comment from [REDACTED] ([REDACTED]): Please see UW DECISION | 10/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222111823 |  |  |  | 31746340 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan Designation failure due to QM failure. The VVOE was not obtained within 10 business days prior to the note date. |  |  |  | Reviewer Comment (2024-10-04): Received updated VVOE in trailing docs.<br>Seller Comment (2024-10-01): Comment from [REDACTED] ([REDACTED]): Please see VVOE completed at closing. | 10/04/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 222111823 |  |  |  | 31746341 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | The VVOE must be obtained within [REDACTED] business days prior to the note date for employment income. The Note date is[REDACTED] and the VVOE is dated [REDACTED]. |  |  |  | Reviewer Comment (2024-10-04): Received updated VVOE in trailing docs. | 10/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222111823 |  |  |  | 31746342 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR failure due to Verbal VOE not obtained within [REDACTED] business days prior to the note date for employment income. The Note date is[REDACTED] and the VVOE is dated [REDACTED]. |  |  |  | Reviewer Comment (2024-10-04): Received updated VVOE in trailing docs. | 10/04/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222111823 |  |  |  | 31770841 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The VVOE must be obtained within [REDACTED] business days prior to the note date for employment income. The Note date is [REDACTED] and the VVOE is dated [REDACTED]. |  |  |  | Reviewer Comment (2024-10-04): Received updated VVOE in trailing docs. | 10/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222111823 |  |  |  | 31770848 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The VVOE must be obtained within [REDACTED] business<br> days prior to the note date for employment income. The Note date is [REDACTED] and the VVOE is dated [REDACTED]. |  |  |  | Reviewer Comment (2024-10-04): Received updated VVOE in trailing docs. | 10/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222111823 |  |  |  | 31770865 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR failure due to Verbal VOE not obtained within [REDACTED] business days prior to the note date for employment income. The Note date is [REDACTED] and the VVOE is dated [REDACTED]. |  |  |  | Reviewer Comment (2024-10-04): Received updated VVOE in trailing docs. | 10/04/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222111823 |  |  |  | 31814386 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2024-10-04): Received updated VVOE in trailing docs. | 10/04/2024 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 222111827 |  |  |  | 31745149 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 222111827 |  |  |  | 31745151 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 222111835 |  |  |  | 31748748 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222111835 |  |  |  | 31748749 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222131851 |  |  |  | 31772135 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222131877 |  |  |  | 31776470 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222131877 |  |  |  | 31776471 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222131877 |  |  |  | 31776474 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222131877 |  |  |  | 31776476 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-10-09): Property Inspection Report included in loan submission.<br>Buyer Comment (2024-10-09): Comment from [REDACTED] ([REDACTED]): Is this Disaster Request actually for the disaster in [REDACTED] or the recent hurricane disaster? | 10/09/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222131880 |  |  |  | 31772900 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222131880 |  |  |  | 31772901 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222155244 |  |  |  | 31815225 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/04/2024 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222155244 |  |  |  | 31815228 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-10-15): Received in trailing documents.<br>Seller Comment (2024-10-15): Comment from [REDACTED] ([REDACTED]): uw approval | 10/15/2024 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222155244 |  |  |  | 31815259 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED]5 is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED]compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate. It appears the lender did not include the Title - Tax Certificate Fee in the finance charges. |  |  |  | Reviewer Comment (2024-10-23): [REDACTED] received confirmation of fee purpose.<br>Seller Comment (2024-10-22): Comment from [REDACTED] ([REDACTED]): trid<br>Reviewer Comment (2024-10-17): Please confirm tax certificate fee is for one time upfront tax determination and does not include life of loan services to determine if excludable from finance charges. Lender attestation to provide.<br>Buyer Comment (2024-10-15): Comment from [REDACTED] ([REDACTED]): Please revisit, the tax certificate (doc id 0295) is not a finance charge fee- | 10/23/2024 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 222155244 |  |  |  | 31815260 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold. It appears the lender did not include the Title - Tax Certificate Fee in the finance charges. |  |  |  | Reviewer Comment (2024-10-23): [REDACTED] received confirmation of fee purpose.<br>Seller Comment (2024-10-22): Comment from [REDACTED] ([REDACTED]): trid<br>Reviewer Comment (2024-10-17): Please confirm tax certificate fee is for one time upfront tax determination and does not include life of loan services to determine if excludable from finance charges. Lender attestation to provide.<br>Buyer Comment (2024-10-15): Comment from [REDACTED] ([REDACTED]): Please revisit, the tax certificate (doc id 0295) is not a finance charge fee- | 10/23/2024 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 222155244 |  |  |  | 31815280 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term is > [REDACTED] years as required by guidelines. |  |  |  | Reviewer Comment (2024-10-18): Received in trailing documents.<br>Seller Comment (2024-10-17): Comment from [REDACTED] ([REDACTED]): note | 10/18/2024 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222163094 |  |  |  | 31825349 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/04/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222163094 |  |  |  | 31825357 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | The guidelines require the primary wage earner representative score to be used qualification. The borrower, [REDACTED], is the primary earner, which has a score of [REDACTED]. The guidelines require a minimum score of [REDACTED]. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-08): Waive per email dated [REDACTED] from client |  |  | 11/08/2024 | 2 C | B C | C | B C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222163102 |  |  |  | 31816826 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-10-16): Received Final Title in trailing documents. | 10/16/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222163102 |  |  |  | 31816828 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-10-16): Received Final Title in trailing documents.<br>Seller Comment (2024-10-16): Comment from [REDACTED] ([REDACTED]): Thank you!<br>Reviewer Comment (2024-10-11): Received prelim showing loan amount, does not show insurance coverage amount<br>Seller Comment (2024-10-08): Comment from [REDACTED] ([REDACTED]): Thank you for your review | 10/16/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222163102 |  |  |  | 31816829 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/04/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222163540 |  |  |  | 31825178 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222163540 |  |  |  | 31825179 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/04/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222201187 |  |  |  | 31875177 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-10-16): Received alternative documentation in trailing.<br>Seller Comment (2024-10-16): Comment from [REDACTED] ([REDACTED]): Please see mortgage, credit supp and copy of mortgage statement (shows rate of [REDACTED]%) Please accept. Thank you.<br>Seller Comment (2024-10-16): Comment from [REDACTED] ([REDACTED]): Please see credit supplement and mortgage. Please accept.Thank you. | 10/16/2024 |  |  | 1 D | A D | D | A D |  | DE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222201187 |  |  |  | 31875204 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/10/2024 | 2 A | A | A | A |  | DE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222201187 |  |  |  | 31875206 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | DE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222201327 |  |  |  | 31877882 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/10/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222221367 |  |  |  | 31921795 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222221367 |  |  |  | 31921801 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/16/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222221368 |  |  |  | 31921454 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/16/2024 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222228590 |  |  |  | 31927065 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 222228590 |  |  |  | 31927097 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 222228590 |  |  |  | 31927116 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[REDACTED] Provide updated policy reflecting minimum coverage of $[REDACTED] OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2024-10-28): Coverage is sufficient for loan amount on secondary lien.<br>Seller Comment (2024-10-28): Comment from [REDACTED] ([REDACTED]): (Coverage A - Dwelling) $[REDACTED] x ([REDACTED]% Extended Replacement Cost) [REDACTED] = $[REDACTED]. | 10/28/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 222228590 |  |  |  | 33937195 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | Restated designation |  |  |  |  |  |  |  | 2 | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 222228622 |  |  |  | 31925946 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-10-25): Secondary valuation not received.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Thank you for your review |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31925947 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-10-28): Received Final policy in trailing documents. | 10/28/2024 |  |  | 1 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31925955 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2024-10-28): Received Final policy in trailing documents.<br>Seller Comment (2024-10-28): Comment from [REDACTED] ([REDACTED]): Sorry about that! Thank you!<br>Reviewer Comment (2024-10-25): Updated title policy not received.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Thank you for your review | 10/28/2024 |  |  | 1 B | A B | B | A B |  | NY | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31928004 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2024 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31928317 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Aggregate Payment Disclosure Not Provided) | [REDACTED] High-Cost Loan: Borrower not provided with Aggregate Monthly Payment Disclosure statement. |  |  |  |  | Reviewer Comment (2024-12-04): Cure documentation received. Loan is no longer high cost.<br>Reviewer Comment (2024-10-28): Received seller rebuttal, Doc ID 0680.<br> This loan was a cash out refinance with all fees being financed, so the total loan amount is calculated by taking the original principal balance minus financed fees. The total points and fees of $[REDACTED] exceed [REDACTED]% of the total loan amount of $[REDACTED], which is $[REDACTED].<br> Please see other exception for additional information and standard cure available.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Thank you for your review | 12/04/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31928319 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | [REDACTED] High-Cost Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. |  |  |  |  | Reviewer Comment (2024-12-04): Cure documentation received. Loan is no longer high cost.<br>Reviewer Comment (2024-10-28): Received seller rebuttal, Doc ID 0680.<br> This loan was a cash out refinance with all fees being financed, so the total loan amount is calculated by taking the original principal balance minus financed fees. The total points and fees of $[REDACTED] exceed [REDACTED]% of the total loan amount of $[REDACTED], which is $[REDACTED].<br> Please see other exception for additional information and standard cure available.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Thank you | 12/04/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31928320 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Counseling Disclosure Not Provided) | [REDACTED] High-Cost Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2024-12-04): Cure documentation received. Loan is no longer high cost.<br>Reviewer Comment (2024-10-28): Received seller rebuttal, Doc ID 0680.<br> This loan was a cash out refinance with all fees being financed, so the total loan amount is calculated by taking the original principal balance minus financed fees. The total points and fees of $[REDACTED] exceed [REDACTED]% of the total loan amount of $[REDACTED], which is $[REDACTED].<br> Please see other exception for additional information and standard cure available.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Thank you! | 12/04/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31928321 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New York High-Cost Loan (Financed Fees Exceeds Threshold) | [REDACTED] High-Cost Loan: Lender financed points and fees in excess of 3% of the total loan amount. | It appears, from the compliance report, that the lender did not include all the required fees in calculating the finance charge. |  |  |  | Reviewer Comment (2024-12-04): Cure documentation received. Loan is no longer high cost.<br>Reviewer Comment (2024-10-28): Received seller rebuttal, Doc ID 0680.<br> This loan was a cash out refinance with all fees being financed, so the total loan amount is calculated by taking the original principal balance minus financed fees. The total points and fees of $[REDACTED]exceed [REDACTED]% of the total loan amount of $[REDACTED], which is $[REDACTED].<br> Please see other exception for additional information and standard cure available.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Thank you for your review | 12/04/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31928322 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (High Cost Legend Not on Mortgage) | [REDACTED] High-Cost Loan: Mortgage does not contain legend advising loan is high-cost. |  |  |  |  | Reviewer Comment (2024-12-04): Cure documentation received. Loan is no longer high cost.<br>Reviewer Comment (2024-10-28): Received seller rebuttal, Doc ID 0680.<br> This loan was a cash out refinance with all fees being financed, so the total loan amount is calculated by taking the original principal balance minus financed fees. The total points and fees of $[REDACTED] exceed [REDACTED]% of the total loan amount of $2[REDACTED], which is $[REDACTED].<br> Please see other exception for additional information and standard cure available.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Thank you | 12/04/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31928323 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Shop Around Notice Not on Loan Application) | [REDACTED] High-Cost Loan: Mandatory "Shop Around" Notice not included on loan application to applicant. |  |  |  |  | Reviewer Comment (2024-12-04): Cure documentation received. Loan is no longer high cost.<br>Reviewer Comment (2024-10-28): Received seller rebuttal, Doc ID 0680.<br> This loan was a cash out refinance with all fees being financed, so the total loan amount is calculated by taking the original principal balance minus financed fees. The total points and fees of $[REDACTED] exceed [REDACTED]% of the total loan amount of $[REDACTED], which is $[REDACTED].<br> Please see other exception for additional information and standard cure available.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Thank you | 12/04/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31928324 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New York High-Cost Loan (Points and Fees) | [REDACTED] Anti-Predatory Lending Statute: Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Total Loan Amount. Points and Fees total $[REDACTED] on a Total Loan Amount of $[REDACTED]vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). Non-Compliant High Cost Loan. | It appears, per the compliance report, that the lender used the full note loan amount of $[REDACTED] to calculate the threshold of $[REDACTED]; however, the loan amount of $[REDACTED] should have been used resulting in a threshold of $[REDACTED]. |  |  |  | Reviewer Comment (2024-12-04): Bona fide cure documentation received.<br>Seller Comment (2024-11-25): Comment from [REDACTED] ([REDACTED]): Please see the Plaza Legal Opinion to support using [REDACTED] days of discovery, the P&Ps for use of ComplianceEase and the full cure package w delivery receipt. Thank you!<br>Reviewer Comment (2024-10-28): Received seller rebuttal, Doc ID 0680.<br> The variance, as indicated, is a result of the total loan amount calculation. There may be instances when the NY total loan amount equals the original principal balance, but that is only on a transaction in which none of the fees are being financed because the borrower is paying all of the fees (such as on a purchase where all fees were covered by the cash borrower has to bring at closing + deposits). In other cases, such as a cash out refinance, the fees are all being added into the financed loan amount, not paid in cash, so in those cases the fees are deducted from the original principal balance to calculate the total loan amount used to determine maximum fees allowed.<br> This loan was a cash out refinance with all fees being financed, so the total loan amount is calculated by taking the original principal balance minus financed fees. The total points and fees of $1[REDACTED] exceed [REDACTED]% of the total loan amount of $[REDACTED], which is $[REDACTED].<br> Please note in New York there is a standard cure available which is as follows:<br> Within 30 days of closing, provide: (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing (must be in transit with courier); (3) Assuming option (b) is selected, proof of cure for each of the prohibited practice violations noted.<br> Closing Date is [REDACTED], which would require a cure by[REDACTED]<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Thank you for your review |  | 12/04/2024 |  | 2 C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | Within 30 days of closing, provide: (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing (must be in transit with courier); (3) Assuming option (b) is selected, proof of cure for each of the prohibited practice violations noted.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Non QM | Yes |
| 222228622 |  |  |  | 31928881 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | Reviewer Comment (2024-10-25): Received in trailing documents.<br>Seller Comment (2024-10-24): Comment from [REDACTED] ([REDACTED]): Thank you for your review | 10/25/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222228622 |  |  |  | 31929329 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | The flood certificate does not contain the unit number. |  |  |  | Reviewer Comment (2024-10-25): Received in trailing documents.<br>Seller Comment (2024-10-23): Comment from [REDACTED] ([REDACTED]): Thank you for your review | 10/25/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222242290 |  |  |  | 31944147 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2024 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222242290 |  |  |  | 31944151 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222242290 |  |  |  | 31944165 |  | Compliance | Compliance | State Compliance | Misc. State Level | [REDACTED] CMPA Home Loan Toolkit Status | [REDACTED] Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222242290 |  |  |  | 31949650 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term is > [REDACTED] years as required by guidelines. |  |  |  | Reviewer Comment (2024-10-25): Received in trailing documents.<br>Seller Comment (2024-10-24): Comment from [REDACTED] ([REDACTED]): copy of the note which shows the maturity date | 10/25/2024 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222245627 |  |  |  | 31955361 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/22/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222245627 |  |  |  | 31955362 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-10-25): Received in trailing documents.<br>Buyer Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0380 dated [REDACTED]- | 10/25/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222245627 |  |  |  | 31955364 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222245627 |  |  |  | 31955387 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-10-28): Received in trailing documents.<br>Buyer Comment (2024-10-28): Comment from [REDACTED] ([REDACTED]): Approvals<br>Seller Comment (2024-10-28): Comment from [REDACTED] ([REDACTED]): Approvals | 10/28/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222245627 |  |  |  | 31955390 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-10-29): Received signed/stamped Final Settlement Statement confirming Disbursement on [REDACTED]. RTC compliant.<br>Seller Comment (2024-10-29): Comment from [REDACTED] ([REDACTED]): FSS<br>Reviewer Comment (2024-10-28): Please provide signed/stamped Final Closing Statement. RTC compliance cannot be verified with PCCD.<br>Seller Comment (2024-10-28): Comment from [REDACTED] ([REDACTED]): PCCD showing correct Disbursement Date | 10/29/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222245627 |  |  |  | 31971886 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-10-28): Received supplement in trailing documents.<br>Seller Comment (2024-10-28): Comment from [REDACTED] ([REDACTED]): Title Supp | 10/28/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222245627 |  |  |  | 31971890 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2024-10-25): Client facing designation updated to non-QM<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Please see exception approval | 10/25/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 222245627 |  |  |  | 31971892 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of[REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | Borrower did not meet the guideline residual income requirement of $[REDACTED] to increase the DTI to [REDACTED]%. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-10-25): Credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Please see approved exception |  |  | 10/25/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222245627 |  |  |  | 31971898 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | The DTI of [REDACTED]% exceeds program guidelines of [REDACTED]%. Borrower did not meet the guideline residual income requirement of $[REDACTED] to increase the DTI to [REDACTED]%. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-10-25): Credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): please see exception |  |  | 10/25/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222245627 |  |  |  | 31971909 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The DTI of [REDACTED]% exceeds program guidelines of [REDACTED]%. Borrower did not meet the guideline residual income requirement of $[REDACTED] to increase the DTI to [REDACTED]%. |  |  |  | Reviewer Comment (2024-10-25): Credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Seller Comment (2024-10-25): Comment from [REDACTED] ([REDACTED]): Please see exception approval | 10/25/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222245708 |  |  |  | 31954372 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222245708 |  |  |  | 31954373 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/22/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222251171 |  |  |  | 31958692 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222251171 |  |  |  | 31971980 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-10-28): Received supplement in trailing documents.<br>Seller Comment (2024-10-28): Comment from [REDACTED] ([REDACTED]): title supplement upld | 10/28/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222251171 |  |  |  | 31971995 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Guidelines require a score of [REDACTED] on all Alt Doc loans. The loan closed with a score of [REDACTED]. Exception in file. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-10-25): Waived and downgraded per client email/ sheet based on available compensating factors. |  |  | 10/25/2024 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222261154 |  |  |  | 31981933 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/25/2024 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222261179 |  |  |  | 31979021 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-10-29): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Seller Comment (2024-10-29): Comment from [REDACTED] ([REDACTED]): PDI is in the file. |  |  | 10/29/2024 | 2 C | B C | C | B C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222261179 |  |  |  | 31979032 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/25/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222261179 |  |  |  | 31979712 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing most recent [REDACTED] full business return and K-1 for [REDACTED]. |  |  |  | Reviewer Comment (2024-10-29): Received in trailing documents.<br>Seller Comment (2024-10-29): Comment from [REDACTED] ([REDACTED]): Business 1120S For HOMES | 10/29/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222269805 |  |  |  | 32015439 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  |  |  |  | Reviewer Comment (2024-11-06): Effective at time of Disbursement.<br>Seller Comment (2024-11-05): Comment from [REDACTED] ([REDACTED]): Attached is the prior hazard insurance policy that was in effect at time of CTC/Note date. The new policy effective [REDACTED] was provided since other policy expired within [REDACTED]days of closing. | 11/06/2024 |  |  | 1 C | A C | C | A C |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222269805 |  |  |  | 32015460 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/29/2024 | 2 A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222269805 |  |  |  | 32015462 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222269805 |  |  |  | 32022960 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term is > [REDACTED] years as required by guidelines |  |  |  | Reviewer Comment (2024-11-15): Received in trailing documents.<br>Seller Comment (2024-11-14): Comment from [REDACTED] ([REDACTED]): Attached is the Note for the first mortgage loan | 11/15/2024 |  |  | 1 D | A D | D | A D |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222270430 |  |  |  | 32023552 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/30/2024 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222270430 |  |  |  | 32023767 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | Truth in Lending Act (HOEPA): Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a HOEPA loan and may not be found in the file for loans that have not been previously sold) |  |  |  |  | Reviewer Comment (2024-12-03): [REDACTED] received non-affiliate Affidavit.<br>Seller Comment (2024-12-02): Comment from [REDACTED] ([REDACTED]): Additional Attestation - Affiliate Status in Paragraph 1.<br>Reviewer Comment (2024-11-27): Attestation provided (Doc ID 0431) does not indicate if this was always the affiliate status of FirstSource Title or was there certain time when the affiliate status changed - required per prior request for updated known affiliate attestation.<br>Seller Comment (2024-11-27): Comment from [REDACTED] ([REDACTED]): Updated Attestation LOX for review.<br>Reviewer Comment (2024-11-21): Unable to apply the attestation received (CHD-44952). Requirements forwarded to LRP.<br>Buyer Comment (2024-11-21): Comment from [REDACTED] ([REDACTED]): Attestation LOX uploaded to file for review - Loan is compliant as fees are under threshold. | 12/03/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222270430 |  |  |  | 32023768 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (HOEPA): HOEPA disclosure was not provided to the Borrower |  |  |  |  | Reviewer Comment (2024-12-03): [REDACTED] received non-affiliate Affidavit.<br>Buyer Comment (2024-12-02): Comment from [REDACTED] ([REDACTED]): Additional Attestation - Affiliate Status in Paragraph 1.<br>Reviewer Comment (2024-11-27): Attestation provided (Doc ID 0431) does not indicate if this was always the affiliate status of FirstSource Title or was there certain time when the affiliate status changed - required per prior request for updated known affiliate attestation.<br>Buyer Comment (2024-11-27): Comment from [REDACTED] ([REDACTED]): Revised Attestation LOX for review.<br>Reviewer Comment (2024-11-21): Unable to apply the attestation received (CHD-44952). Requirements forwarded to LRP.<br>Buyer Comment (2024-11-21): Comment from [REDACTED] ([REDACTED]): Attestation LOX uploaded to file for review - Loan is compliant as fees are under threshold. Disclosure not required.<br>Reviewer Comment (2024-11-05): Document ID 0224 is not a HOEPA Disclosure. Please advise if CCM is confirming loan was originated as High Cost.<br>Buyer Comment (2024-11-05): Comment from [REDACTED] ([REDACTED]): Please see page 130 and confirm if this is the HOEPA form | 12/03/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222270430 |  |  |  | 32023769 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of [REDACTED]% of the amount past due or grace period of less than [REDACTED] days. |  |  |  |  | Reviewer Comment (2024-12-03): [REDACTED] received non-affiliate Affidavit.<br>Buyer Comment (2024-12-02): Comment from [REDACTED] ([REDACTED]): Additional Attestation - Affiliate Status in Paragraph 1.<br>Reviewer Comment (2024-11-27): Attestation provided (Doc ID 0431) does not indicate if this was always the affiliate status of FirstSource Title or was there certain time when the affiliate status changed - required per prior request for updated known affiliate attestation.<br>Buyer Comment (2024-11-27): Comment from [REDACTED] ([REDACTED]): Revised Attestation LOX for review.<br>Reviewer Comment (2024-11-21): Unable to apply the attestation received (CHD-44952). Requirements forwarded to LRP.<br>Buyer Comment (2024-11-21): Comment from [REDACTED] ([REDACTED]): Attestation LOX uploaded to file for review - Loan is compliant as fees are under threshold. | 12/03/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222270430 |  |  |  | 32023770 |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees of $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of [REDACTED] or[REDACTED]%). Non-Compliant High Cost Loan. | It appears the lender did not include all the required fees in the HOEPA testing resulting in a HOEPA violation. |  |  |  | Reviewer Comment (2024-12-03): [REDACTED] received non-affiliate Affidavit.<br>Buyer Comment (2024-12-02): Comment from [REDACTED] ([REDACTED]): Additional Attestation - Affiliate Status in Paragraph 1.<br>Reviewer Comment (2024-11-27): Attestation provided (Doc ID 0431) does not indicate if this was always the affiliate status of FirstSource Title or was there certain time when the affiliate status changed - required per prior request for updated known affiliate attestation.<br>Buyer Comment (2024-11-27): Comment from [REDACTED] ([REDACTED]): Revised Attestation LOX for review.<br>Reviewer Comment (2024-11-21): Unable to apply the attestation received (CHD-44952). Requirements forwarded to LRP.<br>Seller Comment (2024-11-21): Comment from [REDACTED] ([REDACTED]): Attestation LOX - Compliant Loan<br>Reviewer Comment (2024-11-19): Remediation guidance forwarded to LRP.<br>Buyer Comment (2024-11-19): Comment from [REDACTED] ([REDACTED]): Please confirm if the elevated review as been completed<br>Reviewer Comment (2024-11-15): Elevated for additional review (CHD-44877)<br>Seller Comment (2024-11-15): Comment from [REDACTED] ([REDACTED]): LOX | 12/03/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B | Non QM | Non QM | Yes |
| 222270430 |  |  |  | 32023771 |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. |  |  |  |  | Reviewer Comment (2024-12-03): [REDACTED] received non-affiliate Affidavit.<br>Buyer Comment (2024-12-02): Comment from [REDACTED] ([REDACTED]): Additional Attestation - Affiliate Status in Paragraph 1.<br>Reviewer Comment (2024-11-27): Attestation provided (Doc ID 0431) does not indicate if this was always the affiliate status of FirstSource Title or was there certain time when the affiliate status changed - required per prior request for updated known affiliate attestation.<br>Buyer Comment (2024-11-27): Comment from [REDACTED] ([REDACTED]): Revised Attestation LOX for review.<br>Reviewer Comment (2024-11-21): Unable to apply the attestation received (CHD-44952). Requirements forwarded to LRP.<br>Buyer Comment (2024-11-21): Comment from [REDACTED] ([REDACTED]): Attestation LOX uploaded to file for review - Loan is compliant as fees are under threshold. Counseling not required.<br>Reviewer Comment (2024-11-05): Documents provided are unrelated to High Cost disclosures (HOEPA). Please advise if CCM is confirming loan was originated as a High Cost loan.<br>Seller Comment (2024-11-05): Comment from [REDACTED] ([REDACTED]): Counseling forms | 12/03/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222270430 |  |  |  | 32023773 |  | Compliance | Compliance | State Compliance | State Defect | Nevada Home Loan (Home Loan Legend Not on Security Instrument) | [REDACTED] Home Loan: Mortgage, Deed, or other instrument does not expressly indicate that loan is a "home loan" in at least [REDACTED] point font. |  |  |  |  | Reviewer Comment (2024-12-03): [REDACTED] received non-affiliate Affidavit.<br>Reviewer Comment (2024-11-21): Unable to apply the attestation received (CHD-44952). Requirements forwarded to LRP.<br>Buyer Comment (2024-11-21): Comment from [REDACTED] ([REDACTED]): This appears to be informational | 12/03/2024 |  |  | 1 B | A B | B | A B |  | NV | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Non QM | Non QM | No |
| 222270430 |  |  |  | 32024505 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | The subject loan is not paying off any mortgage; therefore, the transaction is not a same lender refinance. |  |  |  | Reviewer Comment (2024-11-13): Received Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form<br>Seller Comment (2024-11-12): Comment from [REDACTED] ([REDACTED]): Scalero RTC Docs |  | 11/13/2024 |  | 2 C | B C | C | B C |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222270430 |  |  |  | 32024522 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Subject is a refinance and property is listed for sale. |  | The guidelines do not allow properties that have been listed for sale in the last [REDACTED] months on a cash out refinance transaction. The subject property is a cash out refinance and the appraisal shows the property was listed for sale on [REDACTED] and removed [REDACTED] days later which would be [REDACTED]. The application date is [REDACTED], therefore, this does not meet the listing seasoning of [REDACTED] months. Exception in file. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. | FICO > 20 points above program minimum<br>Reserves > 6 months above program minimum | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator Pre-Close,Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-08): Credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2024-11-07): Comment from [REDACTED] ([REDACTED]): Exception approval listed on pg 507. Please advise what you need? |  |  | 11/08/2024 | 2 C | B C | C | B C |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222270478 |  |  |  | 31996839 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/29/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222270478 |  |  |  | 31996840 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-15): Moved to buyer queue.<br>Buyer Comment (2024-11-14): Comment from [REDACTED] ([REDACTED]): Can you please escalate this item? Per our UW 2nd mortgages do not require a secondary appraisal.<br>Reviewer Comment (2024-11-04): Exception pertains to securitization requirements. Unrelated to credit guidelines.<br>Buyer Comment (2024-11-04): Comment from [REDACTED] ([REDACTED]): please escalate this as this loan is a 2nd lien. |  |  | 08/12/2025 | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222270478 |  |  |  | 32040185 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-15): Supplement received in trailing documents.<br>Seller Comment (2024-11-14): Comment from [REDACTED] ([REDACTED]): please see title supplement in file confirming Title policy amount | 11/15/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222270478 |  |  |  | 32631976 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  |  |  |  | Reviewer Comment (2025-08-04): Received PDI | 08/04/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222270478 |  |  |  | 34102477 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-04): Waive and downgrade per client email |  |  | 08/04/2025 | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222273512 |  |  |  | 32024421 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/30/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222273512 |  |  |  | 32024427 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-04): Secondary valuation is a securitization requirement, unrelated to credit guidelines.<br>Buyer Comment (2024-11-03): Comment from [REDACTED] ([REDACTED]): Guidelines permit transferred appraisals. This is within [REDACTED]days of the Note date. There are no guidelines for a secondary valuation. Please advise as this appears invalid. Thank you. |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222273512 |  |  |  | 32032873 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-05): Received in trailing documents.<br>Seller Comment (2024-11-04): Comment from [REDACTED] ([REDACTED]): Hello this is the final title policy. Appears to cover both the first and 2nd liens. thank you. | 11/05/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222290225 |  |  |  | 32034458 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-04): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Seller Comment (2024-11-03): Comment from [REDACTED] ([REDACTED]): Please see attached disaster inspection. |  |  | 11/04/2024 | 2 C | B C | C | B C |  | FL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222290225 |  |  |  | 32034462 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222290225 |  |  |  | 32034463 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-04): Exception is related to securitization requirements and not credit guidelines.<br>Seller Comment (2024-11-03): Comment from [REDACTED] ([REDACTED]): Please see attached PCI and AVM. No secondary valuation is needed. Loan amount <= $[REDACTED]<br>o AVM with exterior property condition inspection (PCI)<br>§ AVM and PCI ordered from [REDACTED]<br>§ Forecast standard deviation (FSD) <= .[REDACTED] |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222290225 |  |  |  | 32034887 |  | Credit | Loan Package Documentation | Closing / Title | Collateral | Security Instrument is not signed by borrower(s). |  |  |  |  |  | Reviewer Comment (2024-11-05): Received in trailing documents.<br>Seller Comment (2024-11-04): Comment from [REDACTED] ([REDACTED]): Thank you for your review, signed DOT and PUD Rider are attached. bk | 11/05/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222290280 |  |  |  | 32035562 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-05): Received in trailing documents.<br>Seller Comment (2024-11-04): Comment from [REDACTED] ([REDACTED]): Please see attached Title Supplement | 11/05/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222290280 |  |  |  | 32035564 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222290280 |  |  |  | 32631979 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  |  |  |  | Reviewer Comment (2025-08-04): Received PDI | 08/04/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222290280 |  |  |  | 34102482 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-04): Waive and downgrade per client email |  |  | 08/04/2025 | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222290285 |  |  |  | 32035197 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222290285 |  |  |  | 32035198 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-05): Secondary valuation pertains to securitization requirements. Unrelated to credit guidelines.<br>Buyer Comment (2024-11-05): Comment from [REDACTED] ([REDACTED]): Please escalate this loan suspense as this loan is a 2nd lien. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222290821 |  |  |  | 32039581 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-11-05): Received in trailing documents. | 11/05/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222290821 |  |  |  | 32039594 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-05): Received in trailing documents.<br>Seller Comment (2024-11-05): Comment from [REDACTED] ([REDACTED]): Please find attached title commitment with coverage noted. Thank you | 11/05/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222290821 |  |  |  | 32039610 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/01/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222290821 |  |  |  | 32039617 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or[REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-11-25): restated designation<br>Reviewer Comment (2024-11-18): While certain exemptions may be available under QM rules, loan was submitted for review as a non-QM loan. If the loan was submitted as SHQM (APOR)), loan testing would result in Higher Priced QM (APOR), requiring the loan to be re-stated per buyer directive. Loan remains Non-Compliant Higher Priced Mortgage Loan due to HPML Appraisal Timing requirements not being met.<br>Seller Comment (2024-11-15): Comment from [REDACTED] ([REDACTED]): This is a qualified mortgage and it is exempt from all the requirements related to appraisals under the HPML rules. Please review entire response that was attached. Note that Section 35(c)(6), from which qualified mortgages are exempt, concerns the requirements of providing copies of the appraisal. Section 35(c)(6)(ii)(A) is the provision that mandates providing a copy not later than 3 business days prior to consummation. Qualified mortgages are not subject to this rule.<br>Reviewer Comment (2024-11-15): EV3 grade exception is unrelated to ECOA. Subject loan is verified Higher Priced (HPML). Under TILA HPML Appraisal Rule (Dodd-Frank 2014): 12 CFR 1026.35(c)(6)(ii), the Creditor must provide a copy of each valuation to applicant three ([REDACTED]) business days prior to consummation. Appraisal waivers cannot be applied to HPML loans.<br>Seller Comment (2024-11-15): Comment from [REDACTED] ([REDACTED]): Please see SVP of Compliance to this file: Since subordinate lien loans are not subject to the ECOA appraisal requirements, that means that subordinate lien loans are also not subject delivery timing requirements under ECOA. This loan is a subordinate lien.<br>Reviewer Comment (2024-11-05): Loan is HPML non-compliant due to HPML Appraisal timing requirements not being met.<br>Buyer Comment (2024-11-05): Comment from [REDACTED] ([REDACTED]): There is an appraisal on this file. Please advise of the issue. If there is an appraisal and no escrows required on this product, there is no issue with this being HPML. | 11/25/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222290821 |  |  |  | 32039618 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three ([REDACTED]) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-11-25): restated designation<br>Reviewer Comment (2024-11-15): EV3 grade exception is unrelated to ECOA. Subject loan is verified Higher Priced (HPML). Under TILA HPML Appraisal Rule (Dodd-Frank 2014): 12 CFR 1026.35(c)(6)(ii), the Creditor must provide a copy of each valuation to applicant three (3) business days prior to consummation. Appraisal waivers cannot be applied to HPML loans.<br>Seller Comment (2024-11-15): Comment from [REDACTED] ([REDACTED]): This is a qualified mortgage. Please see SVP of Compliance to this file: Since subordinate lien loans are not subject to the ECOA appraisal requirements, that means that subordinate lien loans are also not subject delivery timing requirements under ECOA. This loan is a subordinate lien.<br>Reviewer Comment (2024-11-13): Confirmed no prior appraisal on [REDACTED]. The subject appraisal was sent to the borrower on [REDACTED] and downloaded/received by the borrower on [REDACTED]. This is confirmed by document ID 0456 and lender commentary. Loan consummation occurred on [REDACTED]. Business days include [REDACTED], [REDACTED] and [REDACTED] Consummation date is not included in [REDACTED]-day testing. Creditor did not provide a copy of each valuation to applicant three ([REDACTED]) business days prior to consummation. Loan is confirmed non-compliant HPML.<br>Buyer Comment (2024-11-13): Comment from [REDACTED] ([REDACTED]): Please revisit this condition. There was no appraisal given to the borrower on [REDACTED] The [REDACTED] notice was in regard to a PCI dated [REDACTED] (see doc ID 497). The appraisal (Doc ID 360) was provided to the borrower on [REDACTED]and received by borrower on [REDACTED] (Doc ID 456). Loan closed on 1[REDACTED] in compliance. Thank you!<br>Reviewer Comment (2024-11-08): Appraisal timing waivers cannot be applied to HPML loans.<br>Seller Comment (2024-11-07): Comment from [REDACTED] ([REDACTED]): The report sent is an PCI that was done prior to the appraisal being needed. This loan has an appraisal waiver however and this condition should not apply as it is QM. For a QM loan, an appraisal waiver can be used. Please see attached.<br>Reviewer Comment (2024-11-05): The borrower was sent a previous copy of Appraisal on [REDACTED] (Doc ID 0362). This report has not been provided. For this HPML loan, confirmation of no change in value occurred from prior report to report deliver on [REDACTED] (and received by borrower on [REDACTED]). Please provide report that was sent to borrower on [REDACTED].<br>Seller Comment (2024-11-05): Comment from [REDACTED] ([REDACTED]): The report was sent [REDACTED]<br>Reviewer Comment (2024-11-05): Exception pertains to Appraisal report dated [REDACTED]<br>Seller Comment (2024-11-05): Comment from [REDACTED] ([REDACTED]): Please see attached email acknowledging that borrower received and downloaded the appraissal. Email is dated [REDACTED]. Closing was [REDACTED]. Please accept as this acknowledges that borrower saw the appraisal [REDACTED] days prior to consummation. Thank you.<br>Reviewer Comment (2024-11-05): Appraisal and documentation provided is not for the subject property.<br>Seller Comment (2024-11-05): Comment from [REDACTED] ([REDACTED]): Appraisal was delivered [REDACTED] and consummation was [REDACTED] Appraisal delivery does not apply to CDA's. This is not valid. Thank you. | 11/25/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222290821 |  |  |  | 32249599 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | restated designation |  |  |  | Reviewer Comment (2024-11-25): Redesignated per email | 11/25/2024 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Higher Priced QM (APOR) | Yes |
| 222290821 |  |  |  | 32252550 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Redesignated per email |  |  |  |  |  |  |  | 2 | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222308507 |  |  |  | 32053564 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/05/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222308507 |  |  |  | 32053566 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222308540 |  |  |  | 32055860 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/05/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222308540 |  |  |  | 32055868 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-13): Received Property Condition Report. Missing secondary valuation required for securitization.<br>Seller Comment (2024-11-13): Comment from [REDACTED] ([REDACTED]): PCR |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222308540 |  |  |  | 32631598 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  |  |  |  | Reviewer Comment (2025-08-04): Received PDI | 08/04/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222308540 |  |  |  | 34102459 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222308540 |  |  |  | 34102460 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2025-08-04): Waive and downgrade per client email |  |  | 08/04/2025 | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222308641 |  |  |  | 32054973 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/05/2024 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222313410 |  |  |  | 32059247 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/06/2024 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222313410 |  |  |  | 32059248 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222313413 |  |  |  | 32062359 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-11): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Seller Comment (2024-11-11): Comment from [REDACTED] ([REDACTED]): The disaster was Disaster Declaration Date: [REDACTED]<br> And the appraisal inspection date was after this and it shows both hurricanes on [REDACTED]. Please advise what you are requiring. |  |  | 11/11/2024 | 2 C | B C | C | B C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222313413 |  |  |  | 32062364 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/06/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222313418 |  |  |  | 32067689 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2024 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222313418 |  |  |  | 32067691 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-20): Exception is unrelated to credit guidelines. Exception pertains to securitization requirements.<br>Buyer Comment (2024-11-20): Comment from [REDACTED] ([REDACTED]): Guides read an AVM is allowed without a secondary evaluation. please waive<br>Reviewer Comment (2024-11-13): Received PCI report. Missing secondary valuation required for securitization.<br>Seller Comment (2024-11-13): Comment from [REDACTED] ([REDACTED]): CDA |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222315048 |  |  |  | 32069339 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222315186 |  |  |  | 32069394 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2024 | 2 A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222315186 |  |  |  | 32069407 |  | Compliance | Compliance | State Compliance | Misc. State Level | [REDACTED] Tangible Net Benefit Disclosure Signed by Borrower | [REDACTED] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not signed by the Borrower prior to closing. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222315186 |  |  |  | 32072024 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien. Mortgage statement provided is missing maturity date, cannot confirm if term is > [REDACTED] years as required by guidelines. |  |  |  | Reviewer Comment (2024-11-15): Alternative documentation provided.<br>Seller Comment (2024-11-14): Comment from [REDACTED] ([REDACTED]): See attached. Can you please further explain what is missing? | 11/15/2024 |  |  | 1 C | A C | C | A C |  | MN | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222315188 |  |  |  | 32067841 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222315188 |  |  |  | 32068472 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy insurance amount not provided in the loan file. |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222315194 |  |  |  | 32069297 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222315194 |  |  |  | 32069350 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED][REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-11-13): Received fully executed Final Closing Statement confirming Disbursement Date on [REDACTED]. Loan is RTC Compliant.<br>Seller Comment (2024-11-12): Comment from [REDACTED] ([REDACTED]): Please see PCCD/FSS showing disbursement date | 11/13/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222315223 |  |  |  | 32068373 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2024 | 2 A | A | A | A |  | DE | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222315223 |  |  |  | 32068375 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | DE | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222315223 |  |  |  | 32071642 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | "Missing terms for the first lien. Mortgage statement provided is missing maturity date, cannot confirm if term is > [REDACTED] years as required by guidelines." |  |  |  | Reviewer Comment (2024-11-13): Alternative documentation provided.<br>Seller Comment (2024-11-12): Comment from [REDACTED] ([REDACTED]): PDF reupload, explanation | 11/13/2024 |  |  | 1 C | A C | C | A C |  | DE | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222329492 |  |  |  | 32076267 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/08/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222329492 |  |  |  | 32085621 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | The lender calculated the Social Security income as $[REDACTED] per month; however, the correct calculation is $[REDACTED] and the Retirement income as $[REDACTED]; however, the correct calculation is $[REDACTED]. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-05): Exception waive approved per email [REDACTED]<br>Reviewer Comment (2024-11-21): Social Security benefit is $[REDACTED]. Of that $[REDACTED] is non-taxable, which is the amount that can be grossed up. [REDACTED] x [REDACTED]% = $[REDACTED]/[REDACTED] = $[REDACTED]0/month.<br> $[REDACTED] less $[REDACTED] = $[REDACTED] (taxable) + $[REDACTED] (grossed up non-taxable amount) = $[REDACTED].<br> The tax transcripts confirm $[REDACTED] in taxable SSI benefits, which matches the calculation above.<br>Buyer Comment (2024-11-19): Comment from [REDACTED] ([REDACTED]): Can you please provide us with your income calculations? This program follows Fannie Mae guidelines which allows for non-taxable portion of SS and retirement to be grossed up as much as [REDACTED]%. Our Underwriter used [REDACTED]% which is acceptable. Thank you |  |  | 12/05/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222329492 |  |  |  | 32085639 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | The lender calculated the Social Security income as $[REDACTED] per month; however, the correct calculation is $[REDACTED] and the Retirement income as $[REDACTED]; however, the correct calculation is $[REDACTED]. |  |  |  | Reviewer Comment (2024-12-05): Exception waive approved per email [REDACTED] | 12/05/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 222329492 |  |  |  | 32085640 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The lender calculated the Social Security income as $[REDACTED] per month; however, the correct calculation is $[REDACTED] and the Retirement income as $[REDACTED]; however, the correct calculation is $[REDACTED]. |  |  |  | Reviewer Comment (2024-12-05): Exception waive approved per email [REDACTED] | 12/05/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222329492 |  |  |  | 32085641 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of[REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | The lender calculated the Social Security income as $[REDACTED]per month; however, the correct calculation is $[REDACTED] and the Retirement income as $[REDACTED]; however, the correct calculation is $[REDACTED]. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-05): Exception waive approved per email [REDACTED] |  |  | 12/05/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222329492 |  |  |  | 32085663 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The mortgagee clause does not reflect ISAOA. |  |  |  | Reviewer Comment (2024-11-27): Received in trailing documents.<br>Seller Comment (2024-11-27): Comment from [REDACTED] ([REDACTED]): Attached is the corrected hazard insurance policy to satisfy this finding. | 11/27/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222329492 |  |  |  | 32085664 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | The address is reflected as [REDACTED]; however, the Note reflects [REDACTED]. |  |  |  | Reviewer Comment (2024-12-05): received corrected CDA<br>Reviewer Comment (2024-12-05): EXCEPTION HISTORY - Exception Detail was updated on [REDACTED] PRIOR Exception Detail: Valuation Type: Appraisal / Valuation Report Date: [REDACTED], Valuation Type: Desk Review / Valuation Report Date: [REDACTED]<br>Seller Comment (2024-12-03): Comment from [REDACTED] ([REDACTED]): Attached is the CDA with [REDACTED] added to match note address<br>Reviewer Comment (2024-11-27): Corrected Desk Review not received.<br>Seller Comment (2024-11-27): Comment from [REDACTED] ([REDACTED]): Attached is the appraisal with the correct address to include Unit #80 | 12/05/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222329492 |  |  |  | 32085666 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | The address is reflected as [REDACTED]; however, the Note reflects [REDACTED]. |  |  |  | Reviewer Comment (2024-11-27): Received corrected document.<br>Seller Comment (2024-11-27): Comment from [REDACTED] ([REDACTED]): Attached is the corrected Hazard Insurance Policy showing [REDACTED]. The address on the Note is correct. | 11/27/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222329492 |  |  |  | 32085667 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | The address is reflected as [REDACTED]; however, the Note reflects [REDACTED]. |  |  |  | Reviewer Comment (2024-11-27): Received corrected document.<br>Seller Comment (2024-11-27): Comment from [REDACTED] ([REDACTED]): Attached is the flood cert with the correct address to include [REDACTED] | 11/27/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222330691 |  |  |  | 32085081 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-11-19): Alternative documentation provided.<br>Seller Comment (2024-11-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): rebuttal upld, per guides mtg stmnt and credit provided in loan file, senior lien note not required | 11/19/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222330691 |  |  |  | 32085086 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-11-15): Received in trailing documents.<br>Reviewer Comment (2024-11-15): Received Compliance Report. Approval document with loan details, program and document type required. For a securitization review, this is a required scope document.<br>Seller Comment (2024-11-15): Comment from [REDACTED] [REDACTED] ([REDACTED]): aprvl upld | 11/15/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222330691 |  |  |  | 32085092 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-18): Received in trailing documents.<br>Seller Comment (2024-11-18): Comment from [REDACTED] [REDACTED] ([REDACTED]): supplement upld | 11/18/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222330691 |  |  |  | 32085093 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222330691 |  |  |  | 32085141 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2024-11-18): Received in trailing documents.<br>Buyer Comment (2024-11-18): Comment from [REDACTED] [REDACTED] ([REDACTED]): last 2 pages of pdf upld show econsent accepted, please clear cond.<br>Reviewer Comment (2024-11-15): Report provided reflects consent is "pending."<br>Seller Comment (2024-11-15): Comment from [REDACTED] [REDACTED] ([REDACTED]): econsent confirm upld | 11/18/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222330693 |  |  |  | 32073082 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/08/2024 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222330693 |  |  |  | 32073083 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222336438 |  |  |  | 32085822 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222336453 |  |  |  | 32086488 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-11-13): Alternative documentation provided.<br>Seller Comment (2024-11-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find attached mortgage, credit supplement and mortgage statement. Please accept. thank you | 11/13/2024 |  |  | 1 D | A D | D | A D |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222336453 |  |  |  | 32086498 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/11/2024 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222336487 |  |  |  | 32084903 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222336487 |  |  |  | 32084907 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222336487 |  |  |  | 32084937 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-11-19): Received in trailing documents.<br>Buyer Comment (2024-11-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): please review. Credit report and 1st lien mortgage statement provided per [REDACTED] | 11/19/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222342874 |  |  |  | 32125665 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/13/2024 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222342900 |  |  |  | 32141901 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222342900 |  |  |  | 32141903 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222356612 |  |  |  | 32151983 |  | Compliance | Compliance | State Compliance | Misc. State Level | [REDACTED] CMPA Home Loan Toolkit Status | [REDACTED] Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | D B | Non QM | Non QM | No |
| 222356612 |  |  |  | 32152041 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Secondary valuation missing in file. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | MI | Primary | Refinance - Cash-out - Other | D B | Non QM | Non QM | No |
| 222356612 |  |  |  | 32152066 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Incorrect Appraisal Form type: Appraisal Form 2055 (Exterior Only) used for incorrect Subject property type. | - ___ | Appraisal Form 2055 (Exterior Only) used for incorrect Subject property type. |  |  |  |  |  |  |  | 2 B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | D B | Non QM | Non QM | No |
| 222356612 |  |  |  | 32152073 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 11/18/2024 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D B | Non QM | Non QM | No |
| 222356634 |  |  |  | 32147818 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222356634 |  |  |  | 32147862 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Retrieving data. Wait a few seconds and try to cut or copy again. |  |  |  |  | Reviewer Comment (2024-12-04): Received origination appraisal with no change in value and POD. Compliance testing updated. | 12/04/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222356634 |  |  |  | 32147863 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-12-04): Received origination appraisal with no change in value and POD. Compliance testing updated.<br>Seller Comment (2024-12-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Attached is the original Appraisal. The appraisal was updated to reflect the correct HOA due amount there were no changes made to the value or anything else in the file.<br>Reviewer Comment (2024-11-27): Only the report dated [REDACTED] has been provided. Please provide all versions of the appraisal to ensure no change in value occurred. Additionally, verification the borrower was provided the report dated [REDACTED] is also required. HPML Appraisal Delivery requirements cannot be verified due to missing information.<br>Seller Comment (2024-11-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): per [REDACTED]: This is an HPML, we have proof of delivery on [REDACTED] for the appraisal and post disaster cert. The appraisal was updated to reflect the correct HOA due amount there were no changes made to the value or anything else in the file. Can you please advise on how we can proceed since there were no other changes made? I have attached a copy of the original proof of delivery along with the appraisal waiver for review.<br>Reviewer Comment (2024-11-25): Missing for report dated [REDACTED].<br>Seller Comment (2024-11-22): Comment from [REDACTED] [REDACTED] ([REDACTED]): Appraisal delivery | 12/04/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222356634 |  |  |  | 32149303 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing the mortgage statement or other documentation to verify the taxes and insurance are included in the mortgage payment for the property located on [REDACTED]. |  |  |  | Reviewer Comment (2024-11-20): Received in trailing documents.<br>Seller Comment (2024-11-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Mortgage Statement | 11/20/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222356638 |  |  |  | 32148021 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222356638 |  |  |  | 32148029 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 |  |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-20): Secondary valuation required for loan securitization.<br>Buyer Comment (2024-11-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Can you explain what you are needing? |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222356638 |  |  |  | 32148037 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222356638 |  |  |  | 32148049 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222356638 |  |  |  | 32149512 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-11-19): Received Property Inspection Report in trailing documents.<br>Seller Comment (2024-11-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): Inspection of Property [REDACTED] | 11/19/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222356850 |  |  |  | 32151535 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-18): Received in trailing documents.<br>Seller Comment (2024-11-18): Comment from [REDACTED] [REDACTED] ([REDACTED]): title supplement is in the file | 11/18/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222356850 |  |  |  | 32151538 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222362211 |  |  |  | 32149776 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-11-21): Received in trailing documents. | 11/21/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222362211 |  |  |  | 32149778 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-21): Received in trailing documents.<br>Seller Comment (2024-11-21): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached | 11/21/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222362211 |  |  |  | 32149804 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | Valuation product provided di not include a site visit by a third-party. |  |  |  | Reviewer Comment (2024-11-19): Property Inspection Report received.<br>Buyer Comment (2024-11-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see Doc ID 0491 Exterior Property Condition Inspection, inspection date [REDACTED] | 11/19/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222362211 |  |  |  | 32149805 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222362211 |  |  |  | 32149807 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-21): Received another copy of AVM already reviewed. Missing secondary valuation required for securitization.<br>Seller Comment (2024-11-21): Comment from [REDACTED] [REDACTED] ([REDACTED]): The attached was provided with the initial loan delivery |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222362211 |  |  |  | 32150329 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-11-21): Received in trailing documents.<br>Seller Comment (2024-11-21): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached | 11/21/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222362211 |  |  |  | 32150443 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | The loan was approved with a DTI of [REDACTED]%; however, the verified DTI is [REDACTED]%, which exceeds the maximum allowed of [REDACTED]%. The loan does not meet the requirements of [REDACTED]% DTI due to being short residual income. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-19): Credit exception approval based on [REDACTED] or more compensating factors meeting client criteria.<br>Seller Comment (2024-11-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see attached exception approval |  |  | 11/19/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222362211 |  |  |  | 32150446 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | The loan was approved with a DTI of [REDACTED]%; however, the verified DTI is [REDACTED]%, which exceeds the maximum allowed of [REDACTED]%. The loan does not meet the requirements of [REDACTED]% DTI due to being short residual income. |  |  |  | Reviewer Comment (2024-11-19): Credit exception approval based on [REDACTED] or more compensating factors meeting client criteria.<br>Seller Comment (2024-11-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see attached exception approval | 11/19/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 222362211 |  |  |  | 32150447 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The loan was approved with a DTI of [REDACTED]%; however, the verified DTI is [REDACTED]%, which exceeds the maximum allowed of [REDACTED]%. The loan does not meet the requirements of [REDACTED]% DTI due to being short residual income. |  |  |  | Reviewer Comment (2024-11-19): Credit exception approval based on [REDACTED] or more compensating factors meeting client criteria.<br>Seller Comment (2024-11-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): See exception approval | 11/19/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222362211 |  |  |  | 32150448 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | The loan was approved with a DTI of [REDACTED]%; however, the verified DTI is [REDACTED]%, which exceeds the maximum allowed of [REDACTED]%. The loan does not meet the requirements of [REDACTED]% DTI due to being short residual income. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-19): Credit exception approval based on [REDACTED] or more compensating factors meeting client criteria.<br>Seller Comment (2024-11-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): see attached exception approval |  |  | 11/19/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222362211 |  |  |  | 32159212 |  | Compliance | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | (Doc Error) Loan was portrayed as first lien but found to be a second lien |  | Seller data tape incorrectly labeled loan as a first lien. Exception is EV2, informational. |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222362213 |  |  |  | 32151481 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222362213 |  |  |  | 32151564 |  | Compliance | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | (Doc Error) Loan was portrayed as first lien but found to be a second lien |  | Seller data tape incorrectly labeled loan as a first lien. Exception is EV2, informational. |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222362235 |  |  |  | 32149004 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222362235 |  |  |  | 32149016 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222362235 |  |  |  | 32159298 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject is a Rural property. Unable to determine if a private Road Maintenance Agreement is required. Valuation type: AVM, PCI |  |  |  | Reviewer Comment (2024-11-21): Private Road Maintenance Agreement recorded. | 11/21/2024 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222362235 |  |  |  | 32234314 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Added following additional review. Per guidelines: A Full appraisal and prior approval is required. Please reference appraisal requirements in guidelines. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-26): Waived and downgraded per client email/ sheet based on available compensating factors. |  |  | 11/26/2024 | 2 | B |  | B |  | AZ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222362736 |  |  |  | 32148889 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222362736 |  |  |  | 32148890 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-25): Exception unrelated to credit guidelines. Missing secondary valuation required for securitization. Exception remains open.<br>Seller Comment (2024-11-25): Comment from [REDACTED] [REDACTED] ([REDACTED]): secondary valuation not needed<br>Reviewer Comment (2024-11-20): Missing secondary valuation required for securitization.<br>Seller Comment (2024-11-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): AVM and PCI |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222362736 |  |  |  | 32149801 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-21): Received in trailing documents.<br>Seller Comment (2024-11-21): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see supplemental<br>Reviewer Comment (2024-11-20): Document provided does not list coverage amount.<br>Seller Comment (2024-11-20): Comment from [REDACTED] ([REDACTED]): title | 11/21/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222362736 |  |  |  | 32631600 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-04): Waive and downgrade per client email |  |  | 08/04/2025 | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222362736 |  |  |  | 34102475 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222396764 |  |  |  | 32156145 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-11-25): Received in trailing documents.<br>Seller Comment (2024-11-22): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 11/25/2024 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222396764 |  |  |  | 32156155 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/20/2024 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222396764 |  |  |  | 32156157 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-26): Exception is unrelated to credit guidelines. Secondary valuation required for securitization.<br>Buyer Comment (2024-11-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): not required for loans <$[REDACTED]k. No further action needed |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222413999 |  |  |  | 32168618 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222413999 |  |  |  | 32168619 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222413999 |  |  |  | 32168789 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | due to employment documentation |  |  |  | Reviewer Comment (2024-12-06): Received [REDACTED] signed 1040. Compliance testing updated. | 12/06/2024 |  |  | 1 B | A C | B | A C B |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 222413999 |  |  |  | 32168790 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Schedule C | Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | Missing one of the following - 1) Most recent tax transcripts; 2) Most recent signed, dated 1040s; 3) Audited YTD P&L; 4) 1099 |  |  |  | Reviewer Comment (2024-12-06): Received [REDACTED] signed 1040. Compliance testing updated.<br>Seller Comment (2024-12-04): Comment from [REDACTED] [REDACTED] ([REDACTED]): See [REDACTED] and [REDACTED] signed tax returns<br>Reviewer Comment (2024-11-29): [REDACTED] Returns not signed/dated.<br>Buyer Comment (2024-11-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): Can you please explain what is missing? We have [REDACTED] and [REDACTED] returns in file. the borrower had originally filed an extension for [REDACTED], but filed the [REDACTED] returns [REDACTED] as documented in file. the taxes owed for [REDACTED] were paid off with closing.<br> We have [REDACTED] [REDACTED] transcripts and proof no record found for [REDACTED] due to recent filing (after extension period had ended on [REDACTED]) | 12/06/2024 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222413999 |  |  |  | 32168791 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | due to employment documentation |  |  |  | Reviewer Comment (2024-12-06): Received [REDACTED] signed 1040. Compliance testing updated. | 12/06/2024 |  |  | 1 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222414023 |  |  |  | 32192143 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR[REDACTED]% +[REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-12-03): re-stated designation | 12/03/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222414023 |  |  |  | 32192146 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-12-03): re-stated designation<br>Reviewer Comment (2024-11-27): Mavent Report also reflects loan is Higher Priced. Loan is non-Compliant HPML due to appraisal delivery requirements not being met. Appraisal was sent to borrower on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three ([REDACTED]) business days prior to consummation.<br>Seller Comment (2024-11-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): provided by [REDACTED], see attached and advise (mavent and appraisal delivery attached)<br>Reviewer Comment (2024-11-25): Exception pertains to appraisal dated [REDACTED] and not the AVM delivery provided.<br>Seller Comment (2024-11-25): Comment from [REDACTED] [REDACTED] ([REDACTED]): AVM sent [REDACTED]<br>Reviewer Comment (2024-11-25): Received additional confirmation of appraisal being sent to borrower on [REDACTED]. Loan consummation date [REDACTED]. Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br>Seller Comment (2024-11-22): Comment from [REDACTED] [REDACTED] ([REDACTED]): Appraisal Delivery | 12/03/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222414023 |  |  |  | 32192443 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222414023 |  |  |  | 32192526 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2024 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222414023 |  |  |  | 32293944 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | re-stated designation |  |  |  |  |  |  |  | 2 | A B |  | B A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222414025 |  |  |  | 32178557 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222414087 |  |  |  | 32192673 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2024-11-25): Received Final Title in trailing documents.<br>Seller Comment (2024-11-22): Comment from [REDACTED] [REDACTED] ([REDACTED]): Final Title Policy - Investors should not Suspend for this on [REDACTED] Loans. They almost never show the Loan Amount until the Final Policy is issued | 11/25/2024 |  |  | 1 B | A B | B | A B |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222414087 |  |  |  | 32192677 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222414087 |  |  |  | 32192686 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222414149 |  |  |  | 32190314 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222423371 |  |  |  | 32242124 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/25/2024 | 2 A | A | A | A |  | WV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222424870 |  |  |  | 32233861 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/22/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222424870 |  |  |  | 32237931 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Notary date not provided. |  |  |  | Reviewer Comment (2024-12-04): EV2, Informational. Notary Date not provided in [REDACTED].<br>Seller Comment (2024-12-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Is this an informative condition only? The NORTC is dated and signed on [REDACTED]. The Deed of Trust/mortgage, NOTE and CD is dated [REDACTED] (first page). We are not clear on what is being asked. Thank you! |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222425477 |  |  |  | 32233311 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___ <br> State: ___ |  |  |  |  | Reviewer Comment (2024-12-05): Received in trailing documents.<br>Seller Comment (2024-11-29): Comment from [REDACTED] [REDACTED] ([REDACTED]): Title<br>Reviewer Comment (2024-11-27): Supplement to preliminary report provided is required.<br>Buyer Comment (2024-11-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): Closed End Second Mtg, no commitment required as it's covered on the first lien. | 12/05/2024 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222425477 |  |  |  | 32233312 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/22/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222425477 |  |  |  | 32233313 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-11-27): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2024-11-27): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please clarify the requirement. I'm seeing the following:<br> Loan amount ≤ $[REDACTED] may use one of the following:<br> o AVM with exterior property inspection (PCI)<br> § AVM must be from an approved provider with an acceptable forecast<br> standard deviation score (see table below)<br> § PCI must indicate average condition or better<br> AVM and PCI provided meet these requirements.<br>Reviewer Comment (2024-11-26): Received PCI. Exception pertains to secondary valuation required for securitization.<br>Seller Comment (2024-11-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): PCI |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222425477 |  |  |  | 32233623 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2024-12-05): Received in trailing documents.<br>Seller Comment (2024-12-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): FVOE | 12/05/2024 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222425477 |  |  |  | 32241333 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | File is missing the Notary date on the DOT. |  |  |  | Reviewer Comment (2024-11-27): Exception remains open EV2, informational.<br>Buyer Comment (2024-11-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): Notary executed DoT stating they were in the presence of the borrowers when they signed/dated [REDACTED]. Confirms transaction date. |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222425543 |  |  |  | 32214111 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/22/2024 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222425543 |  |  |  | 32214137 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222454754 |  |  |  | 32238528 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-11-26): Received Final Policy in trailing documents. | 11/26/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222454754 |  |  |  | 32238529 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-26): Received Final Policy in trailing documents.<br>Seller Comment (2024-11-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): Final Title Policy - Investors should not Suspend for this on [REDACTED] Loans. They almost never show the Loan Amount until the Final Policy is issued | 11/26/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222454754 |  |  |  | 32238530 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/25/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222461706 |  |  |  | 32272614 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-12-02): Transferred appraisals are allowed. However, the secondary valuation required for securitization is still required.<br>Buyer Comment (2024-12-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please advise what is needed to clear this condition. The program permits transferred appraisals. Thanks |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 222461706 |  |  |  | 32272615 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/29/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 222461706 |  |  |  | 32272616 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-12-05): Received in trailing documents. | 12/05/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 222461706 |  |  |  | 32272618 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-12-05): Received in trailing documents.<br>Seller Comment (2024-12-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): Thank you for your review! | 12/05/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 222461706 |  |  |  | 32272656 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-12-20): Received revised appraisal report with no change in value, proof of delivery to borrower. Compliance testing updated.<br>Seller Comment (2024-12-18): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see appraisal delivered [REDACTED] for the question. This was the final version and no change in value. Thanks<br>Reviewer Comment (2024-12-17): Evidence of delivery for report dated [REDACTED] required for downgrade consideration.<br>Buyer Comment (2024-12-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): The final version was not delivered 3 days prior to consummation. The value however did not change between the deliveries of the appraisal report. The only change was clarification of whether solar panels were leased vs owned. Original Report completed [REDACTED]: Value is $[REDACTED]k<br> Revision completed [REDACTED]: Value is $[REDACTED]k<br> The revision was only to confirm whether the solar panels were owned or leased. It was a clerical clarification <br> Please let me know if there are any options/pricing adjustment/exception that can be made. Thank you!<br>Reviewer Comment (2024-12-02): Loan is HPML non-compliance due to appraisal delivery timing to borrower.<br>Buyer Comment (2024-12-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please advise what is needed to clear this condition. Loan is HPML and there is an appraisal. Will this fall under the same rebuttal as appraisal timing? Thanks. | 12/20/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 222461706 |  |  |  | 32272657 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-12-20): Received revised appraisal report with no change in value, proof of delivery to borrower. Compliance testing updated. | 12/20/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 222461706 |  |  |  | 32458837 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three (3) business days prior to consummation. | Received revised appraisal report with no change in value, proof of delivery to borrower. Compliance testing updated. |  |  |  |  |  |  |  | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 222461855 |  |  |  | 32275213 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/29/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222461855 |  |  |  | 32276989 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222466390 |  |  |  | 32283417 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/02/2024 | 2 A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222466390 |  |  |  | 32283456 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222466390 |  |  |  | 32283462 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Income documentation for B1 was not provided. Therefore DTI reaching [REDACTED]% exceeding guideline maximum of [REDACTED]%. |  |  |  | Reviewer Comment (2024-12-04): Received income for B1 in trailing docs. | 12/04/2024 |  |  | 1 B | A C | B | A C B |  | MT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 222466390 |  |  |  | 32283463 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% significantly exceeds the guideline maximum of [REDACTED]%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | Income documentation for B1 was not provided. Therefore DTI reaching [REDACTED]% exceeding guideline maximum of [REDACTED]%. |  |  |  | Reviewer Comment (2024-12-04): Received income docs for B1 in trailing docs. | 12/04/2024 |  |  | 1 C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222466390 |  |  |  | 32283480 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Income documentation for B1 was not provided. Therefore DTI reaching [REDACTED]% exceeding guideline maximum of [REDACTED]%. |  |  |  | Reviewer Comment (2024-12-04): Received income for B1 in trailing docs.<br>Seller Comment (2024-12-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): See income docs for both borrowers | 12/04/2024 |  |  | 1 C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222466390 |  |  |  | 32283557 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Income documentation for B1 was not provided. |  |  |  | Reviewer Comment (2024-12-04): Received income for B1 in trailing docs. | 12/04/2024 |  |  | 1 C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222473984 |  |  |  | 32280460 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/29/2024 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222473984 |  |  |  | 32280462 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222473984 |  |  |  | 32280466 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-12-04): Received conditional approval in trailing docs.<br>Seller Comment (2024-12-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 12/04/2024 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222473984 |  |  |  | 32280538 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[REDACTED] does not match calculated P&I of $[REDACTED]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2024-12-04): Rider and P&I calculation updated.<br>Buyer Comment (2024-12-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Payment matches closing docs | 12/04/2024 |  |  | 1 B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222473984 |  |  |  | 32281117 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Simple Interest Rider not provided in the loan file. |  |  |  | Reviewer Comment (2024-12-04): Received Rider in trailing docs.<br>Seller Comment (2024-12-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Simple interest rider | 12/04/2024 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222473985 |  |  |  | 32280708 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/29/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222473985 |  |  |  | 32280731 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-02): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED].<br>Buyer Comment (2024-12-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): The appraisal was completed [REDACTED] after hurricane [REDACTED], page one of the addendum notes no damage from Hurrican [REDACTED]. Please waive/downgrade |  |  | 12/02/2024 | 2 C | B C | C | B C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222473985 |  |  |  | 32280761 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared. |  |  |  | Reviewer Comment (2024-12-16): DTI issue resolved<br>Buyer Comment (2024-12-16): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please clear | 12/16/2024 |  |  | 1 B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 222473985 |  |  |  | 32280772 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | DTI is due to inclusion of debt for Mariner Finance that was not paid off at closing. |  |  |  | Reviewer Comment (2024-12-13): Evidence of payment by third party provided. | 12/13/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222473985 |  |  |  | 32280792 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI is due to inclusion of debt for Mariner Finance that was not paid off at closing. |  |  |  | Reviewer Comment (2024-12-13): Evidence of payment by third party provided.<br>Buyer Comment (2024-12-11): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see Doc ID 0231, 0232,0233, 0234,0235, 0236,0237 and 0456.- The borrower is a co-signer on the debt. The debt is paid by another party- documented per guidelines- debt was omitted.<br>Reviewer Comment (2024-12-06): Documentation provided does not support debt was paid off at or before closing.<br>Seller Comment (2024-12-04): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see attached | 12/13/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222473985 |  |  |  | 32280803 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to excessive DTI. This exception will be cleared when all ATR related exceptions cleared. |  |  |  | Reviewer Comment (2024-12-16): DTI issue resolved<br>Buyer Comment (2024-12-16): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please clear | 12/16/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222474007 |  |  |  | 32280473 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/29/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222474007 |  |  |  | 32280503 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-12-03): Received additional copy of AVM previously reviewed. Missing secondary valuation required for securitization.<br>Seller Comment (2024-12-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): The attached was provided with the initial submission |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222474017 |  |  |  | 32280610 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/29/2024 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222474019 |  |  |  | 32284604 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/02/2024 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222474019 |  |  |  | 32284605 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222474019 |  |  |  | 32284612 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2024-12-06): Received Note for senior lien in trailing docs.<br>Seller Comment (2024-12-05): Comment from [REDACTED] [REDACTED] ([REDACTED]): Attached is a copy of the Note for the Senior Lien. | 12/06/2024 |  |  | 1 D | A D | D | A D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222475895 |  |  |  | 32281409 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/29/2024 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222475895 |  |  |  | 32281437 |  | Credit | Income | Income Error | Income | The total of Statement Period Months entered is less than the Qualifying Method entered of Most Recent 12 months. |  | [REDACTED] Months bank statement missing |  |  |  | Reviewer Comment (2024-12-06): Received missing bank statement in trailing. Data and compliance testing updated.<br>Seller Comment (2024-12-05): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find the [REDACTED] [REDACTED] bank statement. Thank you. | 12/06/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222475895 |  |  |  | 32281456 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | One month bank statement missing for Income |  |  |  | Reviewer Comment (2024-12-06): Received missing bank statement in trailing. Data and compliance testing updated.<br>Seller Comment (2024-12-05): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find the [REDACTED] [REDACTED] bank statement. Thank you. | 12/06/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222475895 |  |  |  | 32281461 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Bank Statement Guidelines Number of Bank Statements Requirement not met | Ability to Repay (Dodd-Frank 2014): The number of bank statements provided for borrower's bank statement income was less than the number required by guidelines. | Only [REDACTED] months of bank statements provided, missing [REDACTED] statement |  |  |  | Reviewer Comment (2024-12-06): Received missing bank statement in trailing. Data and compliance testing updated.<br>Seller Comment (2024-12-05): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find the [REDACTED] [REDACTED] bank statement. Thank you. | 12/06/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222475895 |  |  |  | 32281463 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Only [REDACTED] months of bank statements provided, missing [REDACTED] statement |  |  |  | Reviewer Comment (2024-12-06): Received missing bank statement in trailing. Data and compliance testing updated.<br>Seller Comment (2024-12-05): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find the [REDACTED] [REDACTED] bank statement. Thank you. | 12/06/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222475895 |  |  |  | 32281474 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan Designation mismatch due to bank statement missing |  |  |  | Reviewer Comment (2024-12-06): Received missing bank statement in trailing. Data and compliance testing updated.<br>Seller Comment (2024-12-05): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find the [REDACTED] [REDACTED] bank statement. Thank you. | 12/06/2024 |  |  | 1 B | A C | B | A C B |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 222475895 |  |  |  | 32281475 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Only [REDACTED] months of bank statements provided, missing [REDACTED] statement |  |  |  | Reviewer Comment (2024-12-06): Received missing bank statement in trailing. Data and compliance testing updated. | 12/06/2024 |  |  | 1 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222475895 |  |  |  | 32281518 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Only [REDACTED] of bank statements provided, missing [REDACTED]statement |  |  |  | Reviewer Comment (2024-12-06): Received missing bank statement in trailing. Data and compliance testing updated.<br>Seller Comment (2024-12-05): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find the [REDACTED] [REDACTED] bank statement. Thank you. | 12/06/2024 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222475895 |  |  |  | 32327953 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Received missing bank statement in trailing. Data and compliance testing updated. |  |  |  | Reviewer Comment (2024-12-06): Received missing bank statement in trailing. Data and compliance testing updated. | 12/06/2024 |  |  | 1 | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 222505488 |  |  |  | 32315749 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/09/2024 | 2 A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222505488 |  |  |  | 32315830 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-12-10): Received in trailing documents.<br>Seller Comment (2024-12-10): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 12/10/2024 |  |  | 1 C | A C | C | A C |  | WI | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222515135 |  |  |  | 32323806 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2024-12-09): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2024-12-09): Comment from [REDACTED] ([REDACTED]): Full Appraisal is in the file. This is a prime closed 2nd. Per the guidelines it is "or" we went with the full vs the AVM. Please waive. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222515135 |  |  |  | 32323807 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/09/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222533274 |  |  |  | 32347054 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-12-11): Received in trailing documents.<br>Seller Comment (2024-12-11): Comment from [REDACTED] [REDACTED] ([REDACTED]): approval | 12/11/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222533274 |  |  |  | 32347086 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222533303 |  |  |  | 32347318 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222533303 |  |  |  | 32347321 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/11/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222533303 |  |  |  | 32347324 |  | Compliance | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | (Doc Error) Loan was portrayed as first lien but found to be a second lien |  | Data tape submitted incorrectly reflects loan is a first lien. |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222533303 |  |  |  | 32347326 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-08): Received Final policy in trailing.<br>Seller Comment (2025-01-08): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see title policy | 01/08/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222533303 |  |  |  | 32347327 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-01-08): Received Final policy in trailing. | 01/08/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222533303 |  |  |  | 32347398 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2025-01-02): Received evidence of Disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-01-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see PCCD and Final Settlement Statement showing actual disbursement date. | 01/02/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222533303 |  |  |  | 32348297 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2024-12-13): Evidence of less than [REDACTED] months remaining for [REDACTED] CU account provided (Doc ID 0554). Omitted from liabilities and testing updated. | 12/13/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 222533303 |  |  |  | 32348298 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of[REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2024-12-13): Evidence of less than [REDACTED] months remaining for [REDACTED] CU account provided (Doc ID 0554). Omitted from liabilities and testing updated. | 12/13/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222533303 |  |  |  | 32348310 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2024-12-13): Post-closing VVOE provided.<br>Seller Comment (2024-12-12): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see VVOE | 12/13/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222533303 |  |  |  | 32352275 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The DTI of [REDACTED]% exceeds program guidelines of [REDACTED]%. The [REDACTED] County #[REDACTED] was excluded by the lender but documentation to support the omission was not provided. |  |  |  | Reviewer Comment (2024-12-13): Evidence of less than [REDACTED] months remaining for [REDACTED] CU account provided (Doc ID 0554). Omitted from liabilities and testing updated.<br>Buyer Comment (2024-12-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see Doc ID 0548 and 0265-Seller omitted [REDACTED] County CU loan with less than [REDACTED] payments remaining. Current balance [REDACTED] and monthly payment of [REDACTED]- | 12/13/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222533303 |  |  |  | 32352308 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR fail as a debt was omitted by lender but supporting documentation is not in file. |  |  |  | Reviewer Comment (2024-12-13): Evidence of less than [REDACTED] months remaining for [REDACTED] CU account provided (Doc ID 0554). Omitted from liabilities and testing updated. | 12/13/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222533408 |  |  |  | 32359690 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/13/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222533434 |  |  |  | 32361552 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/13/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A B C | Non QM | Non QM | No |
| 222533434 |  |  |  | 32361555 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-12-17): Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to LRP to confirm additional requirements, if any for this exception.<br>Seller Comment (2024-12-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see AVM |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A B C | Non QM | Non QM | No |
| 222533434 |  |  |  | 32361563 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-12-23): Received Final Settlement Statement and agent attestation confirming disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2024-12-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see corrected PCCD, FSS and LOX to borrower<br>Reviewer Comment (2024-12-17): Subject consummation date is [REDACTED] (Date borrowers signed final Closing Disclosure). Dates applied to three-day rescission period include November [REDACTED], [REDACTED], [REDACTED] making loan eligible for disbursement on [REDACTED]. (Thanksgiving [REDACTED] not eligible for funding). Required TILA ROR remediation: Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2024-12-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see PCCD with FSS and LOX to borrower to confirm disbursement | 12/23/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 222533434 |  |  |  | 32638681 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator | Reviewer Comment (2025-02-05): Property inspection pre end date showing no damage<br>Reviewer Comment (2025-02-04): Proxypics Report provided. Missing PDI with photos and site visit by third party.<br>Seller Comment (2025-02-04): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see PDI<br>Reviewer Comment (2025-01-31): PDI not provided.<br>Seller Comment (2025-01-31): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see Disaster Inspection |  |  | 02/05/2025 | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D A B C | Non QM | Non QM | No |
| 222550511 |  |  |  | 32370930 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/13/2024 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222550511 |  |  |  | 32370938 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222550525 |  |  |  | 32361585 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/13/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222550525 |  |  |  | 32361629 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-12-16): Received in trailing documents.<br>Seller Comment (2024-12-16): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 12/16/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222550525 |  |  |  | 32366012 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2024-12-16): Received supplement in trailing documents.<br>Seller Comment (2024-12-16): Comment from [REDACTED] [REDACTED] ([REDACTED]): Supplement | 12/16/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222550558 |  |  |  | 32369191 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-12-23): Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2024-12-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached<br>Reviewer Comment (2024-12-16): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2024-12-16): Comment from [REDACTED] [REDACTED] ([REDACTED]): The AVM was in the delivered package, pages 649-651. Please waive the condition. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222550558 |  |  |  | 32369196 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/13/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222550558 |  |  |  | 32369201 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ | Property valuation did not include a site visit by a third-party. No other property inspection report provided. |  |  |  | Reviewer Comment (2024-12-17): Confirmed property built post-disaster.<br>Buyer Comment (2024-12-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): The subject property was built in [REDACTED]. The disaster declaration was from the previous year [REDACTED].<br>Reviewer Comment (2024-12-16): Valuation provided does not include a site inspection by a third-party. PDI required.<br>Buyer Comment (2024-12-16): Comment from [REDACTED] [REDACTED] ([REDACTED]): Hurricane Ivan occurred [REDACTED] years ago, the condition is invalid. Please waive the condition. | 12/17/2024 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222558562 |  |  |  | 32415078 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222558882 |  |  |  | 32374137 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222558882 |  |  |  | 32374164 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 |  | The file is missing a copy of secondary valuation report required for securitization purpose. |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-12-31): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2024-12-30): Comment from [REDACTED] [REDACTED] ([REDACTED]): This should downgraded as grade 2. Not required in guidelines by Lender. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222558882 |  |  |  | 32374174 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | No Secondary valuation required on 2nd lien. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222558882 |  |  |  | 32374206 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The property is located in FEMA Disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos, and the property must be re-inspected on or after [REDACTED]declared end date. |  |  |  | Reviewer Comment (2024-12-17): Erroneous. Property Inspection report in file.<br>Seller Comment (2024-12-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): This finding refers to a Disaster that ended on [REDACTED] so it would not apply to a loan closed in [REDACTED]. Please provide the correct current FEMA Disaster Declaration Number for this property OR waive this finding if cited in error. NOTE: Attached are 2 printouts directly from FEMA showing all [REDACTED] disasters for [REDACTED] and [REDACTED] and none are related to fire/wildfire. Thank you | 12/17/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222558882 |  |  |  | 32374248 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED]prior to three ([REDACTED]) business days from transaction date of [REDACTED][REDACTED]AM. | ROR was signed by borrower on [REDACTED], however Final Closing Disclosure disbursement date is [REDACTED]. |  |  |  | Reviewer Comment (2024-12-23): Received Final Settlement statement confirming Disbursement date of [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2024-12-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Attached is the signed/certified copy of the final settlement statement from Closing Agent.<br>Reviewer Comment (2024-12-17): Signed/stamped Final Settlement Statement required to clear. Disbursement Date for RTC testing cannot be confirmed with PCCD and/or internal worksheet.<br>Seller Comment (2024-12-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): Attached is a PCCD showing correct disbursement date of [REDACTED] and [REDACTED] funding worksheet that further supports disbursement wasn't until [REDACTED]. | 12/23/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222558918 |  |  |  | 32375613 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222558918 |  |  |  | 32417188 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Approved Lender exception in file for square footage. |  |  |  | Reviewer Comment (2024-12-17): Lender exception not required.<br>Buyer Comment (2024-12-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please disregard lender exception. The square footage meets [REDACTED] second lien requirements and does not require an exception for the square footage. | 12/17/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222558918 |  |  |  | 32417203 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2024-12-23): DTI waived | 12/23/2024 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 222558918 |  |  |  | 32417204 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of[REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | Guidelines allow for up to [REDACTED]% under certain criteria; however, borrower doesn't meet residual income requirements for [REDACTED]% DTI | The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | [REDACTED]% CLTV | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-23): Waive per client email dated [REDACTED] |  |  | 12/23/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222558918 |  |  |  | 32417211 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Taxes were verified higher then Lender captured. Guidelines allow for up to [REDACTED]% under certain criteria; however, borrower doesn't meet residual income requirements for [REDACTED]% DTI | The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | [REDACTED]% CLTV | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-23): Waive per client email dated [REDACTED] |  |  | 12/23/2024 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222558918 |  |  |  | 32417221 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall condition due to failing DTI. Guidelines allow for up to [REDACTED]% under certain criteria; however, borrower doesn't meet residual income requirements for [REDACTED]% DTI |  |  |  | Reviewer Comment (2024-12-23): DTI Waive per client email dated [REDACTED] | 12/23/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222558920 |  |  |  | 32377626 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222558920 |  |  |  | 32377628 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222558920 |  |  |  | 32417464 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien. Mortgage statement provided is missing maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2024-12-17): Received in trailing documents.<br>Seller Comment (2024-12-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): Maturity date [REDACTED], see attached pg 2 of DOT | 12/17/2024 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222558935 |  |  |  | 32375324 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222558936 |  |  |  | 32377357 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222563100 |  |  |  | 32421928 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 222563100 |  |  |  | 32422029 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees [REDACTED] | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-01-03): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-01-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. Thank you! | 01/03/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 222563100 |  |  |  | 32422030 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New Jersey High-Cost Loan (Borrower Notice Not Provided) | [REDACTED] High-Cost Loan: Notice to Borrower not provided to borrower. |  |  |  |  | Reviewer Comment (2025-01-10): Received rate info for undiscounted rate and cost<br>Seller Comment (2025-01-09): Comment from [REDACTED] [REDACTED] ([REDACTED]): Thank you<br>Reviewer Comment (2025-01-03): Received lender correspondence in trailing. Undiscounted Rate price not provided. Unable to determine bona fide discount point exclusion from testing.<br>Seller Comment (2025-01-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Thank you for your review<br>Reviewer Comment (2024-12-31): Reviewed [REDACTED] points and fees. Doc 303 indicates undiscounted rate of [REDACTED]% and is missing undiscounted price. Will need undiscounted rate price to evaluate [REDACTED] discount points. [REDACTED] points and fees exceed threshold. Lender excluded discount points.<br>Seller Comment (2024-12-27): Comment from [REDACTED] [REDACTED] ([REDACTED]): Hello, I have attached the compliance matrix and the [REDACTED] High Cost Disclosure is not listed. Please accept. Thank you. | 01/10/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 222563100 |  |  |  | 32422031 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Counseling Requirement) | [REDACTED] High-Cost Loan: Proof of counseling from HUD-approved nonprofit credit counselor not obtained. |  |  |  |  | Reviewer Comment (2025-01-10): Received rate info for undiscounted rate and cost<br>Seller Comment (2025-01-09): Comment from [REDACTED] [REDACTED] ([REDACTED]): Thank you<br>Reviewer Comment (2025-01-03): Received lender correspondence in trailing. Undiscounted Rate price not provided. Unable to determine bona fide discount point exclusion from testing.<br>Seller Comment (2025-01-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Thank you for your review!<br>Reviewer Comment (2024-12-31): Reviewed [REDACTED] points and fees. Doc 303 indicates undiscounted rate of [REDACTED]% and is missing undiscounted price. Will need undiscounted rate price to evaluate [REDACTED] discount points. [REDACTED] points and fees exceed threshold. Lender excluded discount points.<br>Seller Comment (2024-12-27): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find attached disclosure regarding Homebuyer Counseling List. Thank you. | 01/10/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 222563100 |  |  |  | 32422032 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Financed Fees Exceeds Threshold) | [REDACTED] High-Cost Loan: Lender financed points and fees in excess of [REDACTED]% of the total loan amount. |  |  |  |  | Reviewer Comment (2025-01-10): Received rate info for undiscounted rate and cost<br>Seller Comment (2025-01-09): Comment from [REDACTED] [REDACTED] ([REDACTED]): Thank you<br>Reviewer Comment (2025-01-03): Received lender correspondence in trailing. Undiscounted Rate price not provided. Unable to determine bona fide discount point exclusion from testing.<br>Seller Comment (2025-01-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see [REDACTED] response, thank you for your review | 01/10/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 222563100 |  |  |  | 32422033 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New Jersey High-Cost Loan (Points and Fees) | [REDACTED] Home Ownership Security Act: Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Total Loan Amount. Points and Fees total $[REDACTED] on a Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2025-01-10): Received rate info for undiscounted rate and cost<br>Seller Comment (2025-01-09): Comment from [REDACTED] [REDACTED] ([REDACTED]): thank you<br>Reviewer Comment (2025-01-03): Received lender correspondence in trailing. Undiscounted Rate price not provided. Unable to determine bona fide discount point exclusion from testing.<br>Seller Comment (2025-01-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see [REDACTED] response, thank you for your review | 01/10/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | Within 45 days of closing, provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 365 days of closing, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Safe Harbor QM (APOR) | Non QM | Yes |
| 222563100 |  |  |  | 32422043 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-01-03): Loan Designation restated. Compliance testing updated. | 01/03/2025 |  |  | 1 B | A C | B | A C B |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 222563100 |  |  |  | 32551108 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 222574708 |  |  |  | 32427764 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222574708 |  |  |  | 32427765 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-12-23): Final policy received in trailing documents.<br>Seller Comment (2024-12-19): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see updated title commitment. thank you | 12/23/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222574708 |  |  |  | 32427766 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-12-23): Final policy received in trailing documents. | 12/23/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222574914 |  |  |  | 32423724 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222574914 |  |  |  | 32423727 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222574914 |  |  |  | 32446916 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file to allow 1x30 late in most recent 24 months when guidelines require 0x30x24. | Borrower has been employed in the same industry for more than 5 years. | Same employment > 5 years | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2024-12-19): Exception approval provided, meets buyers waiver policy. |  |  | 12/19/2024 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222578334 |  |  |  | 32424921 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-12-23): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2024-12-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see AVM and PCI |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222578334 |  |  |  | 32424923 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222578334 |  |  |  | 32424924 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-12-23): Received in trailing documents.<br>Seller Comment (2024-12-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see title supplement to confirm coverage amount. This was in the loan file. | 12/23/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222578334 |  |  |  | 32424926 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-12-23): Updated PCI<br>Buyer Comment (2024-12-23): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see Doc ID 0230 Property Condition Inspection Report | 12/23/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222578334 |  |  |  | 32631451 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  |  |  |  | Reviewer Comment (2025-08-04): Received PDI | 08/04/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222578334 |  |  |  | 34102457 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222578334 |  |  |  | 34102458 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has been affected by the disaster. | Disaster Name: ___; <br> Disaster Declaration Date: ___; <br> Most Recent Disaster End Date: ___ | Inspection shows minimal damage | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-04): Waive and downgrade per client email |  |  | 08/04/2025 | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222578846 |  |  |  | 32427833 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-12-20): Received in trailing documents.<br>Seller Comment (2024-12-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Loan approval | 12/20/2024 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222578846 |  |  |  | 32427863 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222578846 |  |  |  | 32427865 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-12-23): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2024-12-23): Comment from [REDACTED] [REDACTED] ([REDACTED]): Secondary Valuation not required as full appraisal was provided in lieu of AVM. |  |  | 08/12/2025 | 3 D | D A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222607144 |  |  |  | 32433480 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  | Borrower was charged an appraisal fee per CD and 1008 shows 2055 valuation was ordered. |  |  |  | Reviewer Comment (2024-12-27): Received in trailing documents.<br>Seller Comment (2024-12-23): Comment from [REDACTED] [REDACTED] ([REDACTED]): Appraisal attached | 12/27/2024 |  |  | 1 D | A D | D | A D |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222607144 |  |  |  | 32437778 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-12-23): Received missing valuation in trailing documents. Data updated.<br>Seller Comment (2024-12-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Appraisal attached | 12/23/2024 |  |  | 1 C | A C | C | A C |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222607144 |  |  |  | 32437788 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2024-12-23): Received Prelim in trailing documents.<br>Seller Comment (2024-12-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Title Policy | 12/23/2024 |  |  | 1 C | A C | C | A C |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222607144 |  |  |  | 32437794 |  | Credit | Missing Document | General | Missing Document | Missing Document: Drive By not provided |  |  |  |  |  | Reviewer Comment (2024-12-27): Received in trailing documents. | 12/27/2024 |  |  | 1 C | A C | C | A C |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222607144 |  |  |  | 32437808 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222607144 |  |  |  | 32437809 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal and secondary valuation are missing. Sec ID: 4 |  |  |  |  |  | Reviewer Comment (2024-12-23): Received primary valuation in trailing documents. | 12/23/2024 |  |  | 1 D | A D | D | A D |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222607144 |  |  |  | 32437824 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-12-20): Received in trailing documents.<br>Seller Comment (2024-12-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 12/20/2024 |  |  | 1 C | A C | C | A C |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222607144 |  |  |  | 32477510 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 3 | D A |  | D |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222613506 |  |  |  | 32443108 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-17): Received additional copy of AVM. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2025-01-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): The attached was provide with the initial LD |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222613506 |  |  |  | 32443116 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222613506 |  |  |  | 32443118 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-12-27): Received in trailing documents.<br>Seller Comment (2024-12-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see attached title policy | 12/27/2024 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222613506 |  |  |  | 32443119 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-12-27): Received in trailing documents. | 12/27/2024 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222613506 |  |  |  | 32443148 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-12-27): Received in trailing documents.<br>Seller Comment (2024-12-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see UW Decision | 12/27/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222613506 |  |  |  | 32443176 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2025-01-15): Received Final Settlement Statement reflecting Disbursement on [REDACTED]. Loan is RTC timing compliant.<br>Seller Comment (2025-01-15): Comment from [REDACTED] [REDACTED] ([REDACTED]): see attached<br>Seller Comment (2025-01-15): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached FSS and PCCD | 01/15/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222613522 |  |  |  | 32442629 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222613522 |  |  |  | 32442637 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-12-23): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2024-12-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): We have two AVMs and a PCR in the file meets guideline. Please clear. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222613522 |  |  |  | 32442790 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2024-12-23): Received in trailing documents.<br>Seller Comment (2024-12-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): E-signed consent | 12/23/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222613522 |  |  |  | 32445738 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien. Mortgage statement provided is missing maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2024-12-23): Alternative documentation provided.<br>Buyer Comment (2024-12-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Mortgage statement shows maturity date is [REDACTED] in the account information last line. Please review again. | 12/23/2024 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222613522 |  |  |  | 32445822 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-01-02): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-01-02): Missing exception approval. Please provide [REDACTED] credit exception approval document with compensating factors for review and update.<br>Buyer Comment (2025-01-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): DTI exception approved, please waive/downgrade | 01/02/2025 |  |  | 1 B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 222613522 |  |  |  | 32445823 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-02): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-01-02): Missing exception approval. Please provide [REDACTED] credit exception approval document with compensating factors for review and update.<br>Buyer Comment (2025-01-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): DTI exception approved, please waive/downgrade |  |  | 01/02/2025 | 2 C | B C | C | B C |  | FL | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222613522 |  |  |  | 32445833 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Waterfall condition due to DTI of [REDACTED]% being over Guidelines requirement of [REDACTED]%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-02): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-01-02): Missing exception approval. Please provide [REDACTED] credit exception approval document with compensating factors for review and update.<br>Buyer Comment (2025-01-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): DTI exception approved, please waive/downgrade |  |  | 01/02/2025 | 2 C | B C | C | B C |  | FL | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222613522 |  |  |  | 32445839 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall condition dur to failing DTI. |  |  |  | Reviewer Comment (2025-01-02): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-01-02): Missing exception approval. Please provide [REDACTED] credit exception approval document with compensating factors for review and update.<br>Buyer Comment (2025-01-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): DTI exception approved, please waive/downgrade | 01/02/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 222621668 |  |  |  | 32444822 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/20/2024 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222621700 |  |  |  | 32447456 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/20/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222621700 |  |  |  | 32447460 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222621700 |  |  |  | 32447469 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-12-27): Received in trailing documents.<br>Seller Comment (2024-12-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see UW Decision | 12/27/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222627320 |  |  |  | 32459270 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 |  |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-06): Exception remains open for buyer review.<br>Buyer Comment (2025-01-06): Comment from [REDACTED] [REDACTED] ([REDACTED]): [REDACTED] will elect to waive this condition. If you need me to reach out directly to them, just let me know. Thank you! |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222627320 |  |  |  | 32459271 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The valuation selected as "Use for LTV" was obtained post-close. Sec ID: 25 |  | AVM in file is dated [REDACTED], which occurred after the Note date of [REDACTED]. |  |  |  | Reviewer Comment (2024-12-27): Received pre-closing AVM<br>Seller Comment (2024-12-27): Comment from [REDACTED] [REDACTED] ([REDACTED]): Here is the original AVM that was pulled on [REDACTED] | 12/27/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222627320 |  |  |  | 32459274 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/23/2024 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222627320 |  |  |  | 32459285 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2024-12-27): Received O&E Report per guidelines.<br>Buyer Comment (2024-12-27): Comment from [REDACTED] [REDACTED] ([REDACTED]): The title package was provided on pages 125 - 188 of the delivery package. Since this loan is a stand-alone 2nd lien, there will be no title commitment or policy. Thank you | 12/27/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222627320 |  |  |  | 32459296 |  | Credit | Credit | Miscellaneous | Credit | Kroll Second Lien Property Exception - Primary Valuation with defect |  | AVM in file is dated [REDACTED], which occurred after the Note date of [REDACTED]. |  |  |  | Reviewer Comment (2024-12-27): Received pre-closing AVM<br>Buyer Comment (2024-12-27): Comment from [REDACTED] [REDACTED] ([REDACTED]): I believe this should clear with the original AVM pulled [REDACTED] that I uploaded to another condition about this issue | 12/27/2024 |  |  | 1 A | A | C | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222627320 |  |  |  | 32459314 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ | A physical site visit by a third-party was not conducted for the subject transaction. PDI required. |  |  |  | Reviewer Comment (2024-12-27): Confirmed subject built [REDACTED], post-disaster declaration.<br>Buyer Comment (2024-12-27): Comment from [REDACTED] [REDACTED] ([REDACTED]): Hi! This disaster occurred in [REDACTED] and the home was built in [REDACTED]. We believe this condition is invalid and request it to be waived. Thank you | 12/27/2024 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222627322 |  |  |  | 32461526 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | A physical site visit by a third-party was not conducted for the subject transaction. PDI required. |  |  |  | Reviewer Comment (2025-01-13): Received PDI report in trailing.<br>Seller Comment (2025-01-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached inspection report<br>Reviewer Comment (2024-12-26): A physical site visit by a third-party was not conducted for the subject transaction. PDI required.<br>Seller Comment (2024-12-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached condition response | 01/13/2025 |  |  | 1 C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222627322 |  |  |  | 32461543 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-27): O&E Report provided. Allowed per guidelines.<br>Seller Comment (2024-12-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached condition response |  |  | 12/27/2024 | 2 C | B C | C | B C |  | NC | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222627322 |  |  |  | 32461545 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/23/2024 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222627322 |  |  |  | 32461546 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-12-26): . Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2024-12-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached condition response |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NC | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222627394 |  |  |  | 32459867 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/23/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222627394 |  |  |  | 32459868 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2024-12-26): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2024-12-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): Loan amount $[REDACTED]K with and AVM and PCI (AVM by [REDACTED] FSD [REDACTED]) Please cancel condition |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222627394 |  |  |  | 32459923 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-12-26): Received in trailing documents.<br>Seller Comment (2024-12-24): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 12/26/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222631717 |  |  |  | 32469650 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222631717 |  |  |  | 32469662 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/23/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222631720 |  |  |  | 32474706 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-13): Received in trailing documents.<br>Seller Comment (2025-01-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): See the attached inspection report | 01/13/2025 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222631720 |  |  |  | 32474712 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/24/2024 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222631720 |  |  |  | 32474720 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222631720 |  |  |  | 32474787 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-03): Received in trailing documents.<br>Seller Comment (2025-01-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached<br>Reviewer Comment (2025-01-02): Approval document with loan details, program and document type required. For a securitization review, this is a required scope document.<br>Buyer Comment (2025-01-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): Can you please advise on which document the condition is referring to? | 01/03/2025 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222631725 |  |  |  | 32477416 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is not available in file. |  |  |  | Reviewer Comment (2024-12-26): Received in trailing documents.<br>Seller Comment (2024-12-26): Comment from [REDACTED] [REDACTED] ([REDACTED]): see attached | 12/26/2024 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222631725 |  |  |  | 32477437 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/24/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222631725 |  |  |  | 32480588 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222631745 |  |  |  | 32470358 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-01-10): Commitment received in trailing documents.<br>Seller Comment (2025-01-08): Comment from [REDACTED] [REDACTED] ([REDACTED]): Thank you for your review! | 01/10/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222631745 |  |  |  | 32470426 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/23/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222631745 |  |  |  | 32470434 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222631787 |  |  |  | 32478769 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/24/2024 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222631811 |  |  |  | 32478740 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/24/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222631811 |  |  |  | 32478803 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222654065 |  |  |  | 32485818 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/27/2024 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222654065 |  |  |  | 32485871 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-01-03): Credit supplement confirming debt paid prior to close received. Compliance testing updated. | 01/03/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 222654065 |  |  |  | 32485873 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | As per 1008 liability of [REDACTED] #[REDACTED] with monthly payment of $[REDACTED]/month is excluded but no documentation is provided in the file for the proof of exclusion. |  |  |  | Reviewer Comment (2025-01-03): Credit supplement confirming debt paid prior to close received. Compliance testing updated. | 01/03/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222654065 |  |  |  | 32485890 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | As per 1008 liability of [REDACTED] #[REDACTED] with monthly payment of $[REDACTED]/month is excluded but no documentation is provided in the file for the proof of exclusion. |  |  |  | Reviewer Comment (2025-01-03): Credit supplement confirming debt paid prior to close received. Compliance testing updated.<br>Seller Comment (2025-01-02): Comment from [REDACTED] [REDACTED] ([REDACTED]): The Car was paid off [REDACTED] please see the attached credit supplement. | 01/03/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222654065 |  |  |  | 32490719 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Missing terms for first lien, Mortgage statement provided is missing maturity date. |  |  |  | Reviewer Comment (2024-12-31): Received in trailing documents.<br>Seller Comment (2024-12-30): Comment from [REDACTED] [REDACTED] ([REDACTED]): See note attached with Maturity date | 12/31/2024 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222654065 |  |  |  | 32495975 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | As per 1008 liability of [REDACTED] #[REDACTED] with monthly payment of $[REDACTED]/month is excluded but no documentation is provided in the file for the proof of exclusion. |  |  |  | Reviewer Comment (2025-01-03): Credit supplement confirming debt paid prior to close received. Compliance testing updated. | 01/03/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222654472 |  |  |  | 32489593 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222654472 |  |  |  | 32489594 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/27/2024 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222662433 |  |  |  | 32504869 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222662433 |  |  |  | 32504882 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-06): Primary valuation and valid UCDP report received.<br>Seller Comment (2025-01-06): Comment from [REDACTED] [REDACTED] ([REDACTED]): Appraisal transfer letter and UCDP with CU score of [REDACTED] | 01/06/2025 |  |  | 1 D | A | N/A | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222662459 |  |  |  | 32505793 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-07): Received in trailing documents.<br>Seller Comment (2025-01-07): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 01/07/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222662459 |  |  |  | 32505809 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-01-08): Received O&E report.<br>Seller Comment (2025-01-07): Comment from [REDACTED] [REDACTED] ([REDACTED]): Letter of Explanation title policy missing | 01/08/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222662459 |  |  |  | 32505810 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The Lender's Mortgagee Clause is missing on the provided HOI policy. |  |  |  | Reviewer Comment (2025-01-28): Received with updated mortgagee clause<br>Seller Comment (2025-01-24): Comment from [REDACTED] [REDACTED] ([REDACTED]): HOI Policy with update on the mortgagee clause<br>Reviewer Comment (2025-01-13): Received additional copy of insurance reflecting an incorrect Mortgagee Clause (Reflects [REDACTED]).<br>Seller Comment (2025-01-09): Comment from [REDACTED] [REDACTED] ([REDACTED]): HOI Policy with update on the mortgagee clause | 01/28/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222662459 |  |  |  | 32505814 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222662459 |  |  |  | 32505841 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222662459 |  |  |  | 32505872 |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on current job less than [REDACTED] years, and prior employment history was not documented as required. |  | Provide VVOE to verify the start date and end date of the previous employer "[REDACTED]" |  |  |  | Reviewer Comment (2025-01-14): Received GAP letter in trailing documents.<br>Seller Comment (2025-01-14): Comment from [REDACTED] [REDACTED] ([REDACTED]): Job gap LOE<br>Reviewer Comment (2025-01-13): Received WVOE for prior employment. prior employment end date [REDACTED]. Current employment started [REDACTED].<br>Seller Comment (2025-01-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): Previous WVOE | 01/14/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222662460 |  |  |  | 32503202 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/31/2024 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222662478 |  |  |  | 32504477 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/31/2024 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222662485 |  |  |  | 32505960 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | First lien document not in file. |  |  |  | Reviewer Comment (2025-01-07): Alternative documentation provided.<br>Seller Comment (2025-01-07): Comment from [REDACTED] [REDACTED] ([REDACTED]): We have a copy of the mortgage statement along with the credit report reflects all the terms of the loan. See attached | 01/07/2025 |  |  | 1 D | A D | D | A D |  | RI | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222662485 |  |  |  | 32505964 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval not available in file. |  |  |  | Reviewer Comment (2025-01-07): Received in trailing documents.<br>Seller Comment (2025-01-07): Comment from [REDACTED] [REDACTED] ([REDACTED]): see attached | 01/07/2025 |  |  | 1 C | A C | C | A C |  | RI | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222662485 |  |  |  | 32505983 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | RI | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222668915 |  |  |  | 32510802 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222668915 |  |  |  | 32510816 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-03): Received in trailing documents.<br>Seller Comment (2025-01-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 01/03/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222668915 |  |  |  | 32638688 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-02): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Seller Comment (2025-01-31): Comment from [REDACTED] [REDACTED] ([REDACTED]): Disaster inspection |  |  | 02/02/2025 | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222668924 |  |  |  | 32514584 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222670633 |  |  |  | 32535020 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222670633 |  |  |  | 32535026 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222670633 |  |  |  | 32540387 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Missing terms for first lien, mortgage statement provided is missing the maturity date. |  |  |  | Reviewer Comment (2025-01-03): Received alternative documentation in trailing.<br>Seller Comment (2025-01-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): see attached | 01/03/2025 |  |  | 1 D | A D | D | A D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222670637 |  |  |  | 32519140 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-03): Received in trailing documents.<br>Seller Comment (2025-01-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached | 01/03/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222670637 |  |  |  | 32519163 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222670638 |  |  |  | 32517646 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222670638 |  |  |  | 32517664 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-03): Received in trailing documents.<br>Seller Comment (2025-01-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): see attached | 01/03/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222670638 |  |  |  | 32535728 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Missing notary date, not required in [REDACTED] |  |  |  |  |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222670640 |  |  |  | 32520518 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222670655 |  |  |  | 32520176 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | NC | Primary | Refinance - Rate/Term | A | Non QM | Non QM | No |
| 222670674 |  |  |  | 32534963 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222670674 |  |  |  | 32535041 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | Missing current insurance policy |  |  |  | Reviewer Comment (2025-01-13): Prior policy received.<br>Seller Comment (2025-01-08): Comment from [REDACTED] [REDACTED] ([REDACTED]): Previous insurance policy ended [REDACTED] therefore new insurance started [REDACTED]. See attached | 01/13/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222670674 |  |  |  | 32535080 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Coverage is insufficient by $[REDACTED]. |  |  |  | Reviewer Comment (2025-01-07): First and second lien covered.<br>Buyer Comment (2025-01-07): Comment from [REDACTED] [REDACTED] ([REDACTED]): Can you please confirm what the insurance coverage needs to be?<br>The 1st lien is $[REDACTED] and 2nd lien is $[REDACTED], this totals $[REDACTED]. Hazard policy covered $[REDACTED] Dwelling. | 01/07/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222670674 |  |  |  | 32535092 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-07): Received in trailing documents.<br>Seller Comment (2025-01-07): Comment from [REDACTED] [REDACTED] ([REDACTED]): See attached | 01/07/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222670674 |  |  |  | 32540905 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222670674 |  |  |  | 32606686 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-05): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Reviewer Comment (2025-02-03): Received PDI in trailing documents reflecting no damage to the subject property. FEMA Disaster for Wildfires and Straight-Line Winds Disaster with a Declaration Date of [REDACTED] does not yet have a declared End Date. Moved to buyer queue for waiver and downgrade consideration as exception cannot be cleared without End Date.<br>Seller Comment (2025-02-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): see attached |  |  | 02/05/2025 | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222670686 |  |  |  | 32520589 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | NE | Primary | Refinance - Rate/Term | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222670686 |  |  |  | 32520592 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 A | A | A | A |  | NE | Primary | Refinance - Rate/Term | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222670686 |  |  |  | 32520608 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | NE | Primary | Refinance - Rate/Term | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222670686 |  |  |  | 32536038 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-01-09): Re-stated designation | 01/09/2025 |  |  | 1 C | A C | C | A C |  | NE | Primary | Refinance - Rate/Term | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222670686 |  |  |  | 32536039 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant [REDACTED] ([REDACTED]) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-01-09): Re-stated designation<br>Reviewer Comment (2025-01-09): Mailbox Rule applied. Borrower is considered to have received the appraisal on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three ([REDACTED].) business days prior to consummation.<br>Buyer Comment (2025-01-09): Comment from [REDACTED] [REDACTED] ([REDACTED]): The appraisal was sent on the [REDACTED]rd and they closed on the [REDACTED]th | 01/09/2025 |  |  | 1 C | A C | C | A C |  | NE | Primary | Refinance - Rate/Term | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222670686 |  |  |  | 32608731 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Re-stated designation |  |  |  |  |  |  |  | 2 | A B |  | B A |  | NE | Primary | Refinance - Rate/Term | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222680013 |  |  |  | 32545751 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/03/2025 | 2 A | A | A | A |  | ME | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222680021 |  |  |  | 32545870 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/03/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222680021 |  |  |  | 32545872 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Missing secondary valuation. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 134 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 A | A | A | A D |  | GA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222680021 |  |  |  | 32565259 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Investor consideration required - subject property is rural on [REDACTED] acres consisting of a SFD, workshop and polebarn - lender exception approval provided | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-06): Credit exception approval based on [REDACTED]. or more compensating factors meeting client criteria.<br>Buyer Comment (2025-01-06): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see DOC ID 0199 for [REDACTED] approved exception for subject property. Thank you! |  |  | 01/06/2025 | 2 C | B C | C | B C |  | GA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222680055 |  |  |  | 32543055 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222680055 |  |  |  | 32543255 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Unable to verify Sole Proprietorship income using reasonably reliable third-party records. ([REDACTED],[REDACTED] [REDACTED] [REDACTED] [REDACTED]/Schedule C). |  |  |  | Reviewer Comment (2025-02-04): Received signed returns in trailing. Compliance testing updated.<br>Seller Comment (2025-02-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find esigned [REDACTED] and [REDACTED] personal returns. Esigned are acceptable per discussion with [REDACTED]. Thank you.<br>Reviewer Comment (2025-01-16): Received additional copies of unsigned 1040 returns for [REDACTED] and [REDACTED]. One of the following missing documents is required for this income source: 1) Most recent tax transcripts; 2) Most recent signed, dated 1040s; 3) Audited YTD P&L; 4) 1099<br>Seller Comment (2025-01-15): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find the [REDACTED] and [REDACTED] personal returns. Thank you. | 02/04/2025 |  |  | 1 B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 222680055 |  |  |  | 32543256 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Schedule C | Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | Unable to verify Sole Proprietorship income using reasonably reliable third-party records. ([REDACTED],[REDACTED] [REDACTED] [REDACTED] [REDACTED]/Schedule C). |  |  |  | Reviewer Comment (2025-02-04): Received signed returns in trailing. Compliance testing updated.<br>Seller Comment (2025-02-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see esigned [REDACTED] and [REDACTED] personal returns. Per discussion with [REDACTED] are permitted. Thank you.<br>Reviewer Comment (2025-01-30): Tax returns e-signed by the borrower(s) are acceptable. If utilizing PIN input by CPA or tax professional, form [REDACTED] is needed.<br>Buyer Comment (2025-01-28): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please advise if e-signed tax returns are acceptable. Thanks<br>Reviewer Comment (2025-01-16): Received additional copies of unsigned 1040 returns for [REDACTED] and [REDACTED]. One of the following missing documents is required for this income source: 1) Most recent tax transcripts; 2) Most recent signed, dated 1040s; 3) Audited YTD P&L; 4) 1099<br>Seller Comment (2025-01-15): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please find the [REDACTED] and [REDACTED] personal returns. Thank you. [REDACTED]<br>Reviewer Comment (2025-01-13): One of the following missing documents is required for this income source: 1) Most recent tax transcripts; 2) Most recent signed, dated 1040s; 3) Audited YTD P&L; 4) 1099<br>Buyer Comment (2025-01-09): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see doc IDs 0294 and 0295. If this does not satisfy, please clarify further. Thank you! | 02/04/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222680055 |  |  |  | 32543257 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Unable to verify Sole Proprietorship income using reasonably reliable third-party records. ([REDACTED],[REDACTED] [REDACTED] [REDACTED] [REDACTED]/Schedule C). |  |  |  | Reviewer Comment (2025-02-04): Received signed returns in trailing. Compliance testing updated. | 02/04/2025 |  |  | 1 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222680062 |  |  |  | 32542592 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222680062 |  |  |  | 32542594 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222680062 |  |  |  | 32542646 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2025-01-08): Alternative documentation provided.<br>Seller Comment (2025-01-08): Comment from [REDACTED] [REDACTED] ([REDACTED]): The first mortgage rating on attached page 2 of credit report shows the loan term as [REDACTED] Months and the loan type is a VA loan which does not offer terms greater than [REDACTED] years. This is sufficient to support the first mortgage loan term is not >[REDACTED] years. Thank you | 01/08/2025 |  |  | 1 C | A C | C | A C |  | AL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222680066 |  |  |  | 32546029 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222680114 |  |  |  | 32543281 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222680316 |  |  |  | 32545935 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222680318 |  |  |  | 32541197 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/03/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222680318 |  |  |  | 32541198 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222680318 |  |  |  | 32549186 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | File is missing the notary acknowledgement rider to confirm notary date. |  |  |  | Reviewer Comment (2025-01-06): Exception remains Open, EV2, informational.<br>Buyer Comment (2025-01-06): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please remove as this is informational and nothing further is needed. Notary stamp in [REDACTED] does not have this. The NORTC is dated and signed on [REDACTED]. The Deed of Trust/mortgage, NOTE and CD is dated [REDACTED] (first page). |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222680322 |  |  |  | 32550350 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222680322 |  |  |  | 32550351 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-01-13): Received Final Title in trailing documents. | 01/13/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222680322 |  |  |  | 32550352 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222680322 |  |  |  | 32562360 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-13): Received Final Title in trailing documents.<br>Seller Comment (2025-01-08): Comment from [REDACTED] [REDACTED] ([REDACTED]): Attached is the final title policy to satisfy this finding. | 01/13/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222680328 |  |  |  | 32545912 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222680328 |  |  |  | 32545942 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222680332 |  |  |  | 32547465 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-07): Received in trailing documents.<br>Buyer Comment (2025-01-07): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see Doc ID 0535 PCI | 01/07/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222680332 |  |  |  | 32547468 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222680332 |  |  |  | 32547469 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-08): Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to LRP to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-01-08): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please waive, AVM provided from [REDACTED] with FSD score of [REDACTED] <= [REDACTED] and meets guidelines. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222680332 |  |  |  | 32547471 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-08): Received in trailing documents.<br>Seller Comment (2025-01-08): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 01/08/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222680332 |  |  |  | 32562074 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2025-01-07): Site Condo<br>Buyer Comment (2025-01-07): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see 1008. Site condo | 01/07/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222680441 |  |  |  | 32547073 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222680441 |  |  |  | 32547093 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-10): Received in trailing documents.<br>Seller Comment (2025-01-07): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see attached | 01/10/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222680453 |  |  |  | 32541063 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-15): Received in trailing documents.<br>Seller Comment (2025-01-15): Comment from [REDACTED] [REDACTED] ([REDACTED]): approval | 01/15/2025 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222680453 |  |  |  | 32541076 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/03/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222686266 |  |  |  | 32552312 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/07/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222686266 |  |  |  | 32552314 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-10): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to LRP to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-01-10): Comment from [REDACTED] [REDACTED] ([REDACTED]): File is an Olympic 2nd. The AVM did not meet the guidelines, so a full appraisal was ordered. Nothing further should be required. Please advise. |  |  | 08/12/2025 | 3 D | D A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222686278 |  |  |  | 32566606 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/07/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222703730 |  |  |  | 32582155 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2025 | 2 A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222703730 |  |  |  | 32582156 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NM | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222703730 |  |  |  | 32582165 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-13): Received in trailing documents.<br>Seller Comment (2025-01-10): Comment from [REDACTED] ([REDACTED]): see attached appraisal review. | 01/13/2025 |  |  | 1 C | A C | C | A C |  | NM | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222703770 |  |  |  | 32584171 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222703770 |  |  |  | 32584172 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2025 | 2 A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222703770 |  |  |  | 32584214 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TN | Primary | Refinance - Cash-out - Other | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222703770 |  |  |  | 32584229 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-01-21): Loan Designation restated. Compliance testing updated.<br>Reviewer Comment (2025-01-14): Document provided reflects delivery to borrower on [REDACTED]. However, Appraisal Report Date is [REDACTED]. A copy of the report sent to borrower on [REDACTED] required. Evidence of delivery for report dated [REDACTED] not provided.<br>Seller Comment (2025-01-14): Comment from [REDACTED] ([REDACTED]): see attached email sent [REDACTED] - over [REDACTED]. days before consummation<br>Reviewer Comment (2025-01-13): Confirmation of appraisal delivery to borrower not provided.<br>Buyer Comment (2025-01-10): Comment from [REDACTED] ([REDACTED]): This is a HPML loan yes, but is still acceptable and is also an approved QM. We also have a full appraisal and proof of delivery. Please advise. | 01/21/2025 |  |  | 1 C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222703770 |  |  |  | 32584230 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant [REDACTED] ([REDACTED]) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-01-21): Loan Designation restated. Compliance testing updated.<br>Reviewer Comment (2025-01-14): Document provided reflects delivery to borrower on [REDACTED]. However, Appraisal Report Date is [REDACTED]. A copy of the report sent to borrower on [REDACTED] required. Evidence of delivery for report dated [REDACTED] not provided.<br>Seller Comment (2025-01-14): Comment from [REDACTED] ([REDACTED]): Appraisal completed [REDACTED] - email sent [REDACTED] | 01/21/2025 |  |  | 1 C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222703770 |  |  |  | 32678259 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | TN | Primary | Refinance - Cash-out - Other | D B C | Non QM | Higher Priced QM (APOR) | No |
| 222703771 |  |  |  | 32585236 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222703799 |  |  |  | 32590963 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222703800 |  |  |  | 32584511 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222703800 |  |  |  | 32584527 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-10): Received in trailing documents.<br>Seller Comment (2025-01-10): Comment from [REDACTED] ([REDACTED]): see attached | 01/10/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222703961 |  |  |  | 32585238 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 222703961 |  |  |  | 32585250 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-13): Received in trailing documents.<br>Seller Comment (2025-01-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 01/13/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 222703961 |  |  |  | 32596680 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-14): Received in trailing documents.<br>Seller Comment (2025-01-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): Supplemental | 01/14/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 222703961 |  |  |  | 33937354 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). |  |  |  |  |  |  |  |  | 2 | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 222703969 |  |  |  | 32598013 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-14): Received in trailing documents.<br>Seller Comment (2025-01-14): Comment from [REDACTED] [REDACTED] ([REDACTED]): final approval upld | 01/14/2025 |  |  | 1 C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222703969 |  |  |  | 32598078 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/10/2025 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222703969 |  |  |  | 32598080 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-14): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-01-14): Comment from [REDACTED] [REDACTED] ([REDACTED]): please cancel condition, not required on closed end 2nd's |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222704100 |  |  |  | 32584521 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222704100 |  |  |  | 32596160 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-10): Received in trailing documents.<br>Seller Comment (2025-01-09): Comment from [REDACTED] [REDACTED] ([REDACTED]): Title supplement is in the file. | 01/10/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222708811 |  |  |  | 32594110 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[REDACTED]. Provide updated policy or provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-01-13): Received RCE in trailing documents.<br>Seller Comment (2025-01-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): Replacement Cost Estimate | 01/13/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222708811 |  |  |  | 32594111 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-01-15): O&E received in trailing documents.<br>Seller Comment (2025-01-14): Comment from [REDACTED] [REDACTED] ([REDACTED]): Title Owner Encumbrance Report | 01/15/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222708811 |  |  |  | 32594116 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222708811 |  |  |  | 32594117 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222708811 |  |  |  | 32594122 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-02-05): Received PDI in trailing documents. Disaster End Date: [REDACTED]<br>Reviewer Comment (2025-01-22): Received PDI in trailing documents reflecting no damage to the subject property. FEMA Disaster for Wildfires and Straight-Line Winds Disaster with a Declaration Date of [REDACTED] does not yet have a declared End Date. Moved to buyer queue for waiver and downgrade consideration as exception cannot be cleared without End Date.<br>Seller Comment (2025-01-22): Comment from [REDACTED] [REDACTED] ([REDACTED]): Disaster Inspection Report | 02/05/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222709416 |  |  |  | 32598328 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/10/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222709416 |  |  |  | 32598344 |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2025-01-14): Received in trailing documents.<br>Seller Comment (2025-01-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): Notice of Special Flood Hazard Disclosure | 01/14/2025 |  |  | 1 B | A B | B | A B |  | FL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222709416 |  |  |  | 32640232 |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Acknowledgement of Borrower Receipt of Notice of Special Flood Hazard Disclosure Missing | FDPA Notification Rule: Creditor did not retain record of borrower's receipt of Notice of Special Flood Hazard Disclosure. | Added following receipt of disclosure in trailing documents. Document is not signed by borrower and tracking not provided. |  |  |  | Reviewer Comment (2025-01-21): Received in trailing documents.<br>Seller Comment (2025-01-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): Notice of Special Flood Hazard Disclosure | 01/21/2025 |  |  | 1 | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222718006 |  |  |  | 32608746 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-15): Received PCI. Secondary valuation not provided.<br>Seller Comment (2025-01-15): Comment from [REDACTED] [REDACTED] ([REDACTED]): secondary valuation |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222718006 |  |  |  | 32608747 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/14/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222718006 |  |  |  | 32608750 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-16): PDI provided.<br>Buyer Comment (2025-01-16): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see doc ID 0269 | 01/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222718006 |  |  |  | 32608754 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-15): Received in trailing documents.<br>Seller Comment (2025-01-15): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 01/15/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222718006 |  |  |  | 32626601 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-15): Received in trailing documents.<br>Seller Comment (2025-01-15): Comment from [REDACTED] [REDACTED] ([REDACTED]): Title Supp | 01/15/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222718009 |  |  |  | 32601629 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222718009 |  |  |  | 32601630 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/14/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222718009 |  |  |  | 32601633 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-14): Received PDI in trailing documents.<br>Seller Comment (2025-01-14): Comment from [REDACTED] ([REDACTED]): See the attached appraisal from [REDACTED] that was completed after the disaster end date. | 01/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222718377 |  |  |  | 32604041 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/14/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222718377 |  |  |  | 32626945 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-14): Received in trailing documents.<br>Seller Comment (2025-01-14): Comment from [REDACTED] ([REDACTED]): title supplement | 01/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222726418 |  |  |  | 32617746 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/14/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222726418 |  |  |  | 32617760 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222726506 |  |  |  | 32616750 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/14/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222726506 |  |  |  | 32617481 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-14): Received in trailing documents.<br>Seller Comment (2025-01-14): Comment from [REDACTED] ([REDACTED]): Title Supplement | 01/14/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222726506 |  |  |  | 32636255 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | Policy lists [REDACTED] [REDACTED] [REDACTED] as mortgagee [REDACTED] |  |  |  | Reviewer Comment (2025-01-14): Received in trailing documents.<br>Buyer Comment (2025-01-14): Comment from [REDACTED] ([REDACTED]): [REDACTED] is our servicer for 2nds | 01/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222726506 |  |  |  | 32636383 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Notary date on mortgage is causing failure |  |  |  | Reviewer Comment (2025-01-17): Received Security Instrument with correct Notary Date and evidence of recording.<br>Seller Comment (2025-01-16): Comment from [REDACTED] ([REDACTED]): Recorded Mortgage with Notary Acknowledgement | 01/17/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 222726506 |  |  |  | 32636385 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current employment status using reasonably reliable third-party records. | Notary date on mortgage is causing failure |  |  |  | Reviewer Comment (2025-01-17): Received Security Instrument with correct Notary Date and evidence of recording.<br>Seller Comment (2025-01-16): Comment from [REDACTED] ([REDACTED]): Recorded Mortgage with Notary Acknowledgement | 01/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222726506 |  |  |  | 32636386 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Bank Statements | Ability to Repay (Dodd-Frank 2014): Unable to verity Bank Statement income due to, missing Bank Statement, CPA Letter, Third Party Verification or Other documentation. | Notary date on mortgage is causing failure |  |  |  | Reviewer Comment (2025-01-17): Received Security Instrument with correct Notary Date and evidence of recording.<br>Seller Comment (2025-01-16): Comment from [REDACTED] ([REDACTED]): Recorded Mortgage with Notary Acknowledgement | 01/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222726506 |  |  |  | 32636387 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Notary date on mortgage is causing failure |  |  |  | Reviewer Comment (2025-01-17): Received Security Instrument with correct Notary Date and evidence of recording. | 01/17/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222726506 |  |  |  | 32636388 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Status Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. | Notary date on mortgage is causing failure |  |  |  | Reviewer Comment (2025-01-17): Received Security Instrument with correct Notary Date and evidence of recording.<br>Seller Comment (2025-01-16): Comment from [REDACTED] ([REDACTED]): Recorded Mortgage with Notary Acknowledgement | 01/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222726506 |  |  |  | 32636389 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final Closing Disclosure Received Date. Unable to determine compliance with rescission timing requirements. | Notary date on mortgage is causing failure |  |  |  | Reviewer Comment (2025-01-17): Received Security Instrument with correct Notary Date and evidence of recording.<br>Seller Comment (2025-01-16): Comment from [REDACTED] ([REDACTED]): Recorded Mortgage with Notary Acknowledgement | 01/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission C | Non QM | Non QM | Yes |
| 222726506 |  |  |  | 32636408 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Mortgage Notary date is [REDACTED] - appears it should be [REDACTED] |  |  |  | Reviewer Comment (2025-01-17): Received Security Instrument with correct Notary Date and evidence of recording.<br>Seller Comment (2025-01-16): Comment from [REDACTED] ([REDACTED]): Recorded Mortgage with Notary Acknowledgement | 01/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222726506 |  |  |  | 32669021 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED] [REDACTED] AM. | Received Security Instrument with correct Notary Date and evidence of recording. Compliance testing updated. |  |  |  | Reviewer Comment (2025-01-28): Received final closing statement<br>Seller Comment (2025-01-22): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC DD - disbursement date [REDACTED] | 01/28/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222726513 |  |  |  | 32611805 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/14/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222726513 |  |  |  | 32611808 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC | Reviewer Comment (2025-01-30): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Reviewer Comment (2025-01-29): Received PDI in trailing documents reflecting no damage to the subject property. FEMA Disaster for Wildfires and Straight-Line Winds Disaster with a Declaration Date of [REDACTED] does not yet have a declared End Date. Moved to buyer queue for waiver and downgrade consideration as exception cannot be cleared without End Date.<br>Seller Comment (2025-01-28): Comment from [REDACTED] ([REDACTED]): PDI |  |  | 01/30/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222726518 |  |  |  | 32624708 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222726518 |  |  |  | 32624709 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/14/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222726518 |  |  |  | 32624711 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-14): Received in trailing documents.<br>Buyer Comment (2025-01-14): Comment from [REDACTED] ([REDACTED]): Please see the PCI in file, Doc ID 0328. Thank you! | 01/14/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222728696 |  |  |  | 32626805 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-21): Received in trailing documents.<br>Seller Comment (2025-01-21): Comment from [REDACTED] ([REDACTED]): approval | 01/21/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222728696 |  |  |  | 32626874 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/14/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222728696 |  |  |  | 32627667 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222728696 |  |  |  | 32639450 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower from 1st lien was not included on this transaction. Listed as NBS. Lender exception in file. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV > 10% below guideline maximum. | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2025-01-14): Exception approval provided, meets buyers waiver policy. |  |  | 01/14/2025 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222728705 |  |  |  | 32626785 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/14/2025 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222728705 |  |  |  | 32626801 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-21): Received in trailing documents.<br>Seller Comment (2025-01-21): Comment from [REDACTED] ([REDACTED]): See attached | 01/21/2025 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222733960 |  |  |  | 32640909 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222733962 |  |  |  | 32638151 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222733963 |  |  |  | 32638106 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222733963 |  |  |  | 32638109 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-05): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Reviewer Comment (2025-02-03): Received PDI in trailing documents reflecting no damage to the subject property. FEMA Disaster for Wildfires and Straight-Line Winds Disaster with a Declaration Date of [REDACTED] does not yet have a declared End Date. Moved to buyer queue for waiver and downgrade consideration as exception cannot be cleared without End Date.<br>Seller Comment (2025-02-03): Comment from [REDACTED] ([REDACTED]): See attached |  |  | 02/05/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222733970 |  |  |  | 32649792 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222733970 |  |  |  | 32654752 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Co-borrower was on title but not on original note. New loan has both Borrower and co-borrower. Approved Lender exception is in file. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-17): Credit exception approval based on [REDACTED] or more compensating factors meeting client criteria.<br>Seller Comment (2025-01-17): Comment from [REDACTED] ([REDACTED]): Approved exception |  |  | 01/17/2025 | 2 C | B C | C | B C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222733978 |  |  |  | 32638698 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2025 | 2 A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222733992 |  |  |  | 32642012 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222733992 |  |  |  | 32642020 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-16): Received in trailing documents.<br>Seller Comment (2025-01-16): Comment from [REDACTED] ([REDACTED]): approval attached | 01/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222733992 |  |  |  | 32642031 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-05): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Reviewer Comment (2025-02-03): Received PDI in trailing documents reflecting no damage to the subject property. FEMA Disaster for Wildfires and Straight-Line Winds Disaster with a Declaration Date of [REDACTED] does not yet have a declared End Date. Moved to buyer queue for waiver and downgrade consideration as exception cannot be cleared without End Date.<br>Seller Comment (2025-02-03): Comment from [REDACTED] ([REDACTED]): see attached |  |  | 02/05/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222733992 |  |  |  | 32645870 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222735183 |  |  |  | 32649515 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-17): PDI received<br>Buyer Comment (2025-01-17): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0520 - PCI no damage | 01/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735183 |  |  |  | 32649531 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-21): Received PCI. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2025-01-21): Comment from [REDACTED] [REDACTED] ([REDACTED]): Secondary Valuation |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735183 |  |  |  | 32649533 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735189 |  |  |  | 32648705 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222735189 |  |  |  | 32650365 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | Prelim title contains [REDACTED] liens ($[REDACTED], $[REDACTED], and $[REDACTED]), title supplement shows they will be removed from title; however, no proof of payoff of liens provided only certificate of lien provided without release. |  |  |  | Reviewer Comment (2025-01-21): Received title supplement in trailing documents.<br>Seller Comment (2025-01-21): Comment from [REDACTED] ([REDACTED]): Title removed these from final policy | 01/21/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222735190 |  |  |  | 32648493 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2025 | 2 A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735190 |  |  |  | 32648498 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735190 |  |  |  | 32648509 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-28): Received property inspection report<br>Seller Comment (2025-01-23): Comment from [REDACTED] ([REDACTED]): See attached property condition report. | 01/28/2025 |  |  | 1 C | A C | C | A C |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735195 |  |  |  | 32648881 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735195 |  |  |  | 32648884 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2025 | 2 A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735195 |  |  |  | 32648894 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-17): 1004 post-disaster date received.<br>Seller Comment (2025-01-17): Comment from [REDACTED] ([REDACTED]): See attached for an appraisal completed after [REDACTED]. | 01/17/2025 |  |  | 1 C | A C | C | A C |  | NH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735195 |  |  |  | 32648934 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2025-01-17): Evidence of Disbursement Date of [REDACTED] received. Loan is RTC compliant.<br>Seller Comment (2025-01-17): Comment from [REDACTED] ([REDACTED]): See disbursement ledger. This disbursed on [REDACTED] | 01/17/2025 |  |  | 1 C | A C | C | A C |  | NH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222735195 |  |  |  | 32649234 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The hazard insurance policy shows the lender; however, this is the mortgagee clause for the [REDACTED]st lien as the loan number matches the first lien. The mortgagee clause for the subject lien is not on the policy. |  |  |  | Reviewer Comment (2025-01-17): Received in trailing documents.<br>Seller Comment (2025-01-17): Comment from [REDACTED] ([REDACTED]): See hazard transfer letter with ISAOA/ATIMA | 01/17/2025 |  |  | 1 C | A C | C | A C |  | NH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735196 |  |  |  | 32644931 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-01-17): Received in trailing documents.<br>Seller Comment (2025-01-17): Comment from [REDACTED] ([REDACTED].): Please find documentation for the first lien. Thank you. | 01/17/2025 |  |  | 1 D | A D | D | A D |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222735196 |  |  |  | 32644936 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222735196 |  |  |  | 32645087 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-01-29): Upon further review amount financed was correctly disclosed to consumer<br>Seller Comment (2025-01-28): Comment from [REDACTED] ([REDACTED]): Please re-consider. The fee was a tax search/lien search fee. The title company searched to determine if any tax liens existed on the subject property. See attached email from Seller [REDACTED]. This is not the same as a tax service fee, and please note there are no escrows on this loan to make a tax service fee applicable.<br>Reviewer Comment (2025-01-27): Title - Tax Certificate fee is tested as a Life of loan service and thus an APR fee. If the fee is a one time fee please provide LOA to that effect.<br>Seller Comment (2025-01-24): Comment from [REDACTED] ([REDACTED].): Hello please see attached the response from our Corporate Operation's Department and Compliance Ease. Thank you. | 01/29/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 222735196 |  |  |  | 32645088 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-01-29): Upon further review finance charge was correctly disclosed to consumer<br>Seller Comment (2025-01-28): Comment from [REDACTED] ([REDACTED]): Please re-consider. The fee was a tax search/lien search fee. The title company searched to determine if any tax liens existed on the subject property. See attached email from Seller [REDACTED]. This is not the same as a tax service fee, and please note there are no escrows on this loan to make a tax service fee applicable.<br>Reviewer Comment (2025-01-27): Title - Tax Certificate fee is tested as a Life of loan service and thus an APR fee. If the fee is a one time fee please provide LOA to that effect.<br>Seller Comment (2025-01-24): Comment from [REDACTED] ([REDACTED].): Hello please see attached the response from our Corporate Operation's Department and Compliance Ease. Thank you. | 01/29/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 222735196 |  |  |  | 32645621 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Total NSF of [REDACTED] exceeds guideline requirement of [REDACTED] or more occurrences are allowed in a [REDACTED] month period. Lender approved exception in file. Seller consideration required. |  |  |  | Reviewer Comment (2025-01-16): Guideline requirements met.<br>Buyer Comment (2025-01-16): Comment from [REDACTED] ([REDACTED]): Per [REDACTED] Second Lien guidelines, a max of [REDACTED]. NSFs are allowed in the last [REDACTED]. months. See page 7: " Satisfactory LOE required for all NSF/Overdraft activity (max [REDACTED]. in last [REDACTED]. months)". A credit exception is not needed. Thank you! | 01/16/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222735198 |  |  |  | 32647846 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-22): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-01-22): Comment from [REDACTED] [REDACTED] ([REDACTED]): " Pet the [REDACTED] guidelines, an additional appraisal is not required. The subject's loan amt is $[REDACTED] the valuation methos is a complete 1004 appraisal. It appears the finding is invalid. Please cancel finding". |  |  | 08/12/2025 | 3 D | D A | D | D |  | VA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222735198 |  |  |  | 32647848 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2025 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222735198 |  |  |  | 32647849 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-01-21): Received in trailing documents.<br>Seller Comment (2025-01-17): Comment from [REDACTED] [REDACTED] ([REDACTED]): Title supplement | 01/21/2025 |  |  | 1 B | A B | B | A B |  | VA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222735202 |  |  |  | 32649630 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-20): Received in trailing documents.<br>Seller Comment (2025-01-20): Comment from [REDACTED] ([REDACTED]): Loan Approval | 01/20/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735202 |  |  |  | 32649631 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-17): PDI received.<br>Buyer Comment (2025-01-17): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0168 | 01/17/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735202 |  |  |  | 32649640 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735202 |  |  |  | 32649642 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-20): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-01-20): Comment from [REDACTED] ([REDACTED]): Please see below: <br> Loan amount ≤ $[REDACTED] may use one of the following:<br> o AVM with exterior property inspection (PCI)<br> § AVM must be from an approved provider with an acceptable forecast<br> standard deviation score<br>\*\*Note: Our loan amount is [REDACTED] and our FSD score is [REDACTED] which is below [REDACTED] per the guidelines. Please waive condition. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735207 |  |  |  | 32649661 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2025 | 2 A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222735207 |  |  |  | 32649679 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-20): Received in trailing documents.<br>Seller Comment (2025-01-20): Comment from [REDACTED] [REDACTED] ([REDACTED]): Approval | 01/20/2025 |  |  | 1 C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222735207 |  |  |  | 32649718 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-01-22): Alternative documentation provided.<br>Seller Comment (2025-01-22): Comment from [REDACTED] [REDACTED] ([REDACTED]): LOX | 01/22/2025 |  |  | 1 D | A D | D | A D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222735207 |  |  |  | 32649759 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-31): As noted, nothing additional is required. Exception remains Open, EV3. (Will not reflect downgraded or cleared in Portal). Please reach out to [REDACTED] directly for additional information if needed.<br>Buyer Comment (2025-01-31): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please waive. N/A<br>Reviewer Comment (2025-01-29): Received email showing [REDACTED] not requiring it. Nothing more needed<br>Buyer Comment (2025-01-29): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please make sure you have reviewed the email from [REDACTED] stating this is not required and please waive.<br>Reviewer Comment (2025-01-28): Received email showing [REDACTED] not requiring it. Nothing more needed<br>Seller Comment (2025-01-24): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see confirmation from [REDACTED]<br>Reviewer Comment (2025-01-22): Received LOE. Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2025-01-22): Comment from [REDACTED] [REDACTED] ([REDACTED]): LOX |  |  | 08/12/2025 | 3 D | D A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222744915 |  |  |  | 32657539 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-21): Received in trailing documents.<br>Seller Comment (2025-01-21): Comment from [REDACTED] ([REDACTED]): attached | 01/21/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222744915 |  |  |  | 32657565 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222744915 |  |  |  | 32658784 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222744920 |  |  |  | 32657486 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2025 | 2 A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222744921 |  |  |  | 32660135 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222744921 |  |  |  | 32660136 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222744922 |  |  |  | 32659566 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2025 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222744927 |  |  |  | 32659369 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222744929 |  |  |  | 32655335 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222744929 |  |  |  | 32657161 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Notary acknowledgement on DOT was dated [REDACTED] vs the Note date of [REDACTED], causing an ATR Fail designation. |  |  |  | Reviewer Comment (2025-01-28): Updated upon receipt of docs | 01/28/2025 |  |  | 1 B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 222744929 |  |  |  | 32657162 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Notary acknowledgement on DOT was dated [REDACTED] vs the Note date of [REDACTED]. Updated DOT required. |  |  |  | Reviewer Comment (2025-01-28): Updated upon receipt of docs | 01/28/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222744929 |  |  |  | 32657163 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Notary acknowledgement on DOT was dated [REDACTED] vs the Note date of [REDACTED]. Provide the corrected and executed Security Instrument, evidence of delivery to the borrower and Lender's Letter of Intent to Re-Record. |  |  |  | Reviewer Comment (2025-01-28): Updated upon receipt of docs | 01/28/2025 |  |  | 1 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222744929 |  |  |  | 32657164 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Status Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. | Notary acknowledgement on DOT was dated [REDACTED] vs the Note date of [REDACTED]. Provide the corrected and executed Security Instrument, evidence of delivery to the borrower and Lender's Letter of Intent to Re-Record. |  |  |  | Reviewer Comment (2025-01-28): [REDACTED] received copy of recorded security instrument with notary date of [REDACTED].<br>Buyer Comment (2025-01-24): Comment from [REDACTED] ([REDACTED]): Per title- The notary date was corrected before it was submitted for recording<br>Reviewer Comment (2025-01-24): [REDACTED] received Security instrument with a Notary date of [REDACTED]. However, file was presented with another Security instrument that has date of [REDACTED] which cannot be ignored. If notary corrected the notary date there should be provided with a Scrivener's Affidavit identifying the incorrect date that was completed by the notary and the correct date. Depending on the county, these are often recorded to augment the existing security instrument, but the security instrument is not re-recorded. The title company involved in the transaction can probably provide guidance for the specific county. With the Scrivener's Affidavit completed by the Notary, we can alter the date for the compliance testing.<br>Seller Comment (2025-01-23): Comment from [REDACTED] ([REDACTED]): see attached recorded mortgage with correct date. | 01/28/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222744929 |  |  |  | 32657165 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final Closing Disclosure Received Date. Unable to determine compliance with rescission timing requirements. | Notary acknowledgement on DOT was dated [REDACTED] vs the Note date of [REDACTED]. Provide the corrected and executed Security Instrument, evidence of delivery to the borrower and Lender's Letter of Intent to Re-Record. |  |  |  | Reviewer Comment (2025-01-28): Updated upon receipt of docs | 01/28/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission C | Non QM | Non QM | Yes |
| 222745002 |  |  |  | 32657604 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222745002 |  |  |  | 32657605 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222745002 |  |  |  | 32657608 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-21): Received in trailing documents.<br>Buyer Comment (2025-01-21): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0527. PCI in file. Property inspected [REDACTED]. Thank you! | 01/21/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222748972 |  |  |  | 32681746 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/23/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222748972 |  |  |  | 32681758 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-01-28): Received final title | 01/28/2025 |  |  | 1 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222748972 |  |  |  | 32682124 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section [REDACTED](a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Non QM | Non QM | No |
| 222748972 |  |  |  | 32697190 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [REDACTED] Constitution Section [REDACTED](a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the [REDACTED] T-42 endorsement or the T-42.1 endorsement. (The loan is a [REDACTED] Section [REDACTED] (a)(6) home equity loan.) |  |  |  |  | Reviewer Comment (2025-01-28): Received final title<br>Seller Comment (2025-01-24): Comment from [REDACTED] ([REDACTED]): Final title policy shows the correct endorsements | 01/28/2025 |  |  | 1 B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Non QM | Non QM | No |
| 222748973 |  |  |  | 32680489 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/23/2025 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222748973 |  |  |  | 32680492 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222748973 |  |  |  | 32680564 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-28): received property inspection report<br>Seller Comment (2025-01-24): Comment from [REDACTED] ([REDACTED]): See 1004D | 01/28/2025 |  |  | 1 C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222748973 |  |  |  | 32698432 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The policy only shows the first lien mortgagee. |  |  |  | Reviewer Comment (2025-01-28): received policy with mortgagee clause<br>Seller Comment (2025-01-28): Comment from [REDACTED] ([REDACTED]): Updated HOI | 01/28/2025 |  |  | 1 C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222748974 |  |  |  | 32679767 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/23/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222749029 |  |  |  | 32679992 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/23/2025 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222749029 |  |  |  | 32679993 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-01-28): Securitization exception only, loan meets guidelines<br>Buyer Comment (2025-01-27): Comment from [REDACTED] ([REDACTED]): AVM & PCI are acceptable for loan amounts less than $[REDACTED]. Our loan is for $[REDACTED]. Please waive |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222749039 |  |  |  | 32682438 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/23/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222749039 |  |  |  | 32699350 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-28): supplement provided<br>Seller Comment (2025-01-23): Comment from [REDACTED] (J[REDACTED]): title supplement is in the file | 01/28/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222749039 |  |  |  | 32722210 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Max DTI on bank statement loan is [REDACTED]% |  |  |  | Reviewer Comment (2025-02-04): Received Second set of bank statement, And added the income in clarity, Exception cleared.<br>Buyer Comment (2025-01-30): Comment from [REDACTED] ([REDACTED]): Please see second set of bank statements used in qualifying- uploaded to the finding for Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br>Buyer Comment (2025-01-30): Comment from [REDACTED] (J[REDACTED]): Please provide your income calculations? We have [REDACTED] accounts for the same business but appears they are only using $[REDACTED] in income total and I have the following <br> Accnt [REDACTED] $[REDACTED]<br> Accnt [REDACTED] $[REDACTED]<br> Total of $[REDACTED]<br>Reviewer Comment (2025-01-28): 1008 provided has an additional $[REDACTED] in income and a new DTI of [REDACTED]%; unable to determine additional income - this is also the income stated on the application but is not supported by the [REDACTED] months of bank statements in the loan file.<br>Seller Comment (2025-01-28): Comment from [REDACTED] (J[REDACTED]): 1008, income calculation which is in the file. approval | 02/04/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222749039 |  |  |  | 32722244 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-02-04): Received missing bank statements in trailing. Income and compliance testing updated.<br>Reviewer Comment (2025-02-02): Bank statements used for loan qualifying were not included in the file submission. Please allow additional [REDACTED] hours for review.<br>Seller Comment (2025-01-30): Comment from [REDACTED] ([REDACTED]): bank statement | 02/04/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation B | Non QM | Non QM | Yes |
| 222749039 |  |  |  | 32722245 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-02-04): Received Second set of bank statement, And added the income in clarity, Exception cleared.<br>Reviewer Comment (2025-02-02): Bank statements used for loan qualifying were not included in the file submission. Please allow additional [REDACTED] hours for review.<br>Buyer Comment (2025-01-30): Comment from [REDACTED] ([REDACTED]): Please see second set of bank statements used in qualifying- uploaded to the finding for "Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk." | 02/04/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222749039 |  |  |  | 32722247 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Due to DTI exceeding [REDACTED]% on Bank Statement loan |  |  |  | Reviewer Comment (2025-02-04): Received missing bank statements in trailing. Income and compliance testing updated.<br>Reviewer Comment (2025-02-02): Bank statements used for loan qualifying were not included in the file submission. Please allow additional [REDACTED] hours for review.<br>Buyer Comment (2025-01-30): Comment from [REDACTED] ([REDACTED]): Please see second set of bank statements used in qualifying- uploaded to the finding for "Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk." | 02/04/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222752265 |  |  |  | 32684304 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | TX | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222752265 |  |  |  | 32684305 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/27/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222752265 |  |  |  | 32684319 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Non QM | Non QM | No |
| 222752265 |  |  |  | 32684321 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | [REDACTED] Constitution Section 50(a)(6): TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead D A B | Non QM | Non QM | Yes |
| 222752266 |  |  |  | 32679430 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/27/2025 | 2 A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222752266 |  |  |  | 32679432 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  |  |  |  |  | 3 D | D A | D | D |  | MO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222752266 |  |  |  | 32702105 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-02-20): Client waived VOE<br>Reviewer Comment (2025-02-10): Loan is reviewed to [REDACTED] Closed-End Second Lien Underwriting Guidelines. Per guidelines: Verbal Verification of Employment:<br> Lenders must obtain a verbal verification of employment (VVOE) for each borrower using employment or self-employment income to qualify. The VVOE must be obtained within 10 business days prior to the note date for employment income, and within 30 calendar days prior to the note date for self-employment income.<br>Buyer Comment (2025-02-07): Comment from [REDACTED] ([REDACTED]): It's not an exception this is a FNMA guideline. Are you saying that this is not following FNMA guidelines?<br>Reviewer Comment (2025-02-05): Exception is based on guideline specific requirements for the VOEs. The exception is for a VOE being outside of guideline requirements, exception for VOE can be waived.<br>Seller Comment (2025-01-30): Comment from [REDACTED] ([REDACTED]): please see attached, We are using alternate methods per FNMA guidelines<br>Reviewer Comment (2025-01-30): ATR Risk designation due to missing VVOE within 10 business days of the Note date as required by guidelines. Please provide compliant verification of employment within the required timeline.<br>Buyer Comment (2025-01-28): Comment from [REDACTED] ([REDACTED]): This loan is approved QM and is passing the ATR/QM tests.<br>Please review Mavent in file. | 02/20/2025 |  |  | 1 B | A C | B | A C B |  | MO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 222752266 |  |  |  | 32702106 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-02-20): Client waived VOE | 02/20/2025 |  |  | 1 C | A C | C | A C |  | MO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222752266 |  |  |  | 32702121 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VOE not dated within 10 days of closing. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-20): Client approved waive and downgrade, email [REDACTED] |  |  | 02/20/2025 | 2 C | B C | C | B C |  | MO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222752266 |  |  |  | 32702134 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall condition due to outdated VO<br> E. |  |  |  | Reviewer Comment (2025-02-20): Client waived VOE | 02/20/2025 |  |  | 1 C | A C | C | A C |  | MO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222752266 |  |  |  | 32702136 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-20): Client approved waive and downgrade, email [REDACTED] |  |  | 02/20/2025 | 2 C | B C | C | B C |  | MO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222752298 |  |  |  | 32684226 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222752298 |  |  |  | 32684230 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/27/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222752298 |  |  |  | 32702359 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien. Mortgage statement provided is missing maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2025-01-29): Alternative documentation received.<br>Seller Comment (2025-01-28): Comment from [REDACTED] ([REDACTED]): Please see documentation confirming Original Note (1st) loan term of [REDACTED] months. | 01/29/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222752298 |  |  |  | 32702856 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-29): Received in trailing documents.<br>Seller Comment (2025-01-28): Comment from [REDACTED] ([REDACTED]): Please see the attached title supplement that confirms the proposed loan/policy amount of $[REDACTED]. | 01/29/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222752430 |  |  |  | 32691599 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided is invalid. The FSD is greater than [REDACTED]. Appraisal was provided. Sec ID: 120 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-31): A valid secondary valuation or UCDP at origination with acceptable scores/warrantability.<br>Buyer Comment (2025-01-30): Comment from [REDACTED] ([REDACTED].): Please advise what is required to clear the condition? Thank you. |  |  |  | 3 D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222752430 |  |  |  | 32691600 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/27/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222752430 |  |  |  | 32691639 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2025-02-17): Loan Disbursement on [REDACTED] confirmed. Loan is RTC compliant.<br>Buyer Comment (2025-02-13): Comment from [REDACTED] ([REDACTED].): Please provide guideline where a stamped settlement statement is required. As stated in the request for an escalated review, the wire log satisfies this: We do not require a settlement statement from the closing agent/attorney. We require the CD to be delivered at closing. We have provided a PCCD with the correct disbursement date (after rescission), the wire log from the attorney showing the loan was not disbursed until after rescission and all Notices of Right to Cancel, the later of all three showing a required disbursement date of [REDACTED] or later (which we show we disbursed on [REDACTED]). There is no need for an additional settlement statement from the attorney.<br>Reviewer Comment (2025-02-11): Please provide funding document or signed/stamped Final Settlement Statement to confirm RTC compliance.<br>Buyer Comment (2025-02-11): Comment from [REDACTED] ([REDACTED].): Please escalate. We do not require a settlement statement from the closing agent/attorney. We require the CD to be delivered at closing. We have provided a PCCD with the correct disbursement date (after rescission), the wire log from the attorney showing the loan was not disbursed until after rescission and all Notices of Right to Cancel, the later of all three showing a required disbursement date of [REDACTED] or later (which we show we disbursed on [REDACTED]). There is no need for an additional settlement statement from the attorney.<br>Reviewer Comment (2025-02-10): Final signed/stamped Settlement Statement required. RTC compliance cannot be verified with a PCCD.<br>Seller Comment (2025-02-06): Comment from [REDACTED] ([REDACTED].): Please find Corp Operation's response and PCCD. Thank you. | 02/17/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222752445 |  |  |  | 32691209 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-02-03): Received in trailing documents.<br>Seller Comment (2025-01-31): Comment from [REDACTED] ([REDACTED]): Econsent | 02/03/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222752445 |  |  |  | 32691210 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222752445 |  |  |  | 32691211 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/27/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222757348 |  |  |  | 32697052 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/27/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222757348 |  |  |  | 32697053 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222757348 |  |  |  | 32697094 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2025-02-03): Received Final Settlement Statement reflecting Disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-01-30): Comment from [REDACTED] ([REDACTED].): The loan did not disburse until [REDACTED]. Attached is a PCCD showing interest collected only from [REDACTED] and the Escrow company ALTA statement to support the required full [REDACTED] days rescission period was met. Thank you | 02/03/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222764425 |  |  |  | 32710847 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-01-29): PDI provided.<br>Buyer Comment (2025-01-28): Comment from [REDACTED] ([REDACTED]): Please see the PCI, Doc ID 0352. Property was inspected on [REDACTED] and PCI reflects good condition. Disaster cited in condition dates back to [REDACTED]; therefore, the PCI is post-disaster. | 01/29/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222764425 |  |  |  | 32710852 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | W/O Compensation Factor |  |  |  |  |  |  | 01/28/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222764425 |  |  |  | 32711111 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222764425 |  |  |  | 32715688 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | W/O Compensation Factor |  |  |  |  |  |  | 01/28/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222764528 |  |  |  | 32710346 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/28/2025 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222764528 |  |  |  | 32714357 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is not provided. |  |  |  | Reviewer Comment (2025-02-21): Received in trailing documents.<br>Seller Comment (2025-02-21): Comment from [REDACTED] ([REDACTED]): see attached | 02/21/2025 |  |  | 1 C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222764577 |  |  |  | 32709745 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/28/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222764577 |  |  |  | 32709803 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-29): Received in trailing documents.<br>Seller Comment (2025-01-29): Comment from [REDACTED] ([REDACTED]): Please see UW DECISION | 01/29/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222764577 |  |  |  | 32713597 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | [REDACTED] loan, notary date not provided. |  |  |  | Reviewer Comment (2025-02-05): Exception remains Open, EV2. In the absence of a Notary Date, other documents used for RTC compliance.<br>Seller Comment (2025-02-03): Comment from [REDACTED] ([REDACTED]): Please see CLOSING DISCLOSURE which matches loan closing (Signature dates). The loan signed on [REDACTED] and funded on [REDACTED] as noted. |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222764619 |  |  |  | 32706593 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-02-10): Email received. There is nothing additional required for this exception. However, the exception will remain Open, EV3, for investor visibility.<br>Seller Comment (2025-02-10): Comment from [REDACTED] [REDACTED] ([REDACTED]): See Email attached from investor<br>Reviewer Comment (2025-02-07): Exception cannot be waived and remains remains Open, EV3.<br>Seller Comment (2025-02-06): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please waive. Not required per [REDACTED]<br>Reviewer Comment (2025-02-03): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-02-03): Comment from [REDACTED] [REDACTED] ([REDACTED]): Please see [REDACTED] guidance regarding 2nd valuations and please waive: "You can disregard secondary valuation conditions on second liens. This is a securitization requirement, but [REDACTED] is not requiring it". |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222764619 |  |  |  | 32706595 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/28/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222764619 |  |  |  | 32706634 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Overnight Fees of $[REDACTED] disclosed in Section H were included in financed charges. |  |  |  | Reviewer Comment (2025-02-17): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Buyer Comment (2025-02-14): Comment from [REDACTED] [REDACTED] ([REDACTED]): See recent upload<br>Reviewer Comment (2025-02-11): [REDACTED] received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Seller Comment (2025-02-10): Comment from [REDACTED] [REDACTED] ([REDACTED]): Cure Docs<br>Reviewer Comment (2025-02-03): Please provide Cure which included PCCD, LOE, Copy of Refund check, re-opening of RTC and proof of delivery.<br>Seller Comment (2025-01-31): Comment from [REDACTED] [REDACTED] ([REDACTED]): See final mavent and CD as the amount financed matches<br>Reviewer Comment (2025-01-31): Courier fees are not excluded under 4(c)(7). While these are not disclosed in section B or C they are tested as finance charges. Finance charge testing is dependant on fee purpose. Cure is required.<br>Buyer Comment (2025-01-30): Comment from [REDACTED] ([REDACTED]): The two fees ([REDACTED] each) are noted in section H of final CD, not a charge imposed by the lender or title company. Please revisit. |  | 02/17/2025 |  | 2 C | B C | C | B C |  | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222764619 |  |  |  | 32706635 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Overnight Fees of $[REDACTED] disclosed in Section H were included in financed charges. |  |  |  | Reviewer Comment (2025-02-17): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-02-14): Comment from [REDACTED] [REDACTED] ([REDACTED]): rtc<br>Reviewer Comment (2025-02-11): [REDACTED] received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Buyer Comment (2025-02-10): Comment from [REDACTED] [REDACTED] ([REDACTED]): See upload<br>Reviewer Comment (2025-02-03): Please provide Cure which included PCCD, LOE, Copy of Refund check, re-opening of RTC and proof of delivery.<br>Buyer Comment (2025-01-31): Comment from [REDACTED] [REDACTED] ([REDACTED]): See upload<br>Reviewer Comment (2025-01-31): Courier fees are not excluded under 4(c)(7). While these are not disclosed in section B or C they are tested as finance charges. Finance charge testing is dependant on fee purpose. Cure is required.<br>Buyer Comment (2025-01-30): Comment from [REDACTED] ([REDACTED]): The two fees ([REDACTED] each) are noted in section H of final CD and are not charges imposed by the lender or title company. Please revisit. |  | 02/17/2025 |  | 2 C | B C | C | B C |  | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222764623 |  |  |  | 32713277 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222764623 |  |  |  | 32713282 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/28/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222764623 |  |  |  | 32713348 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Aggregate Payment Disclosure Not Provided) | [REDACTED] High-Cost Loan: Borrower not provided with Aggregate Monthly Payment Disclosure statement. |  |  |  |  | Reviewer Comment (2025-04-02): Cure documentation received.<br>Reviewer Comment (2025-03-19): Additional guidance forwarded to [REDACTED] via email on [REDACTED]<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED].): Please see attorney opinion letter along with the cure documents. Please note that our SVP of Compliance has reviewed and [REDACTED] Law does not distinguish priority in terms of cure methodology or timing. The [REDACTED] Banking Law 6-l does not designate one cure timing as "standard" and one as "non-standard." Both have equal weight. Attempts were made immediately in this choice state where the borrower is required to make the choice. This was cured within [REDACTED] days of discovery. Please see attachments and escalate to clear. Thank you!<br>Reviewer Comment (2025-03-04): Received trailing documents to cure. The standard cure provision in [REDACTED] for high-cost loans is 30 days from consummation. This would require all cure documentation be provided to borrower no later than [REDACTED]. Given the documentation was provided after this time, the standard cure is no longer available to remediate the loan.<br>Seller Comment (2025-03-04): Comment from [REDACTED] ([REDACTED].): Attached are documents to clear this finding. Thank You | 04/02/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D A C B | Non QM | Non QM | No |
| 222764623 |  |  |  | 32713349 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | [REDACTED] High-Cost Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. |  |  |  |  | Reviewer Comment (2025-04-02): Cure documentation received.<br>Reviewer Comment (2025-03-19): Additional guidance forwarded to [REDACTED] via email on [REDACTED]<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED].): Please see attorney opinion letter along with the cure documents. Please note that our SVP of Compliance has reviewed and [REDACTED] Law does not distinguish priority in terms of cure methodology or timing. The [REDACTED] Banking Law 6-l does not designate one cure timing as "standard" and one as "non-standard." Both have equal weight. Attempts were made immediately in this choice state where the borrower is required to make the choice. This was cured within [REDACTED] days of discovery. Please see attachments and escalate to clear. Thank you!<br>Reviewer Comment (2025-03-04): Received trailing documents to cure. The standard cure provision in [REDACTED] for high-cost loans is 30 days from consummation. This would require all cure documentation be provided to borrower no later than [REDACTED]. Given the documentation was provided after this time, the standard cure is no longer available to remediate the loan.<br>Seller Comment (2025-03-04): Comment from [REDACTED] ([REDACTED].): Attached are documents to clear this finding. Thank You | 04/02/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D A C B | Non QM | Non QM | No |
| 222764623 |  |  |  | 32713350 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Counseling Disclosure Not Provided) | [REDACTED] High-Cost Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2025-04-02): Cure documentation received.<br>Reviewer Comment (2025-03-19): Additional guidance forwarded to [REDACTED] via email on [REDACTED]<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED].): Please see attorney opinion letter along with the cure documents. Please note that our SVP of Compliance has reviewed and [REDACTED] Law does not distinguish priority in terms of cure methodology or timing. The [REDACTED] Banking Law 6-l does not designate one cure timing as "standard" and one as "non-standard." Both have equal weight. Attempts were made immediately in this choice state where the borrower is required to make the choice. This was cured within [REDACTED] days of discovery. Please see attachments and escalate to clear. Thank you!<br>Reviewer Comment (2025-03-05): Additional guidance forwarded to [REDACTED] outlining bona fide cure requirements.<br>Buyer Comment (2025-03-05): Comment from [REDACTED] ([REDACTED].): Our SVP of Compliance disagrees as there is 60 days to cure from discovery under bona fide which applies in this case: This loan closed on [REDACTED]. Under [REDACTED] Banking Law 6-l (4)(b), when a lender, acting in good faith, fails and that failure resulted from a bona fide error notwithstanding the maintenance of procedures reasonably adapted to avoid such errors, the lender has 60 days after the discovery of the error to cure. Under the statute, we have until [REDACTED] [REDACTED] to cure. [REDACTED] acted in good faith and has procedures (in the form of CE testing and presumably other reports/dashboards) reasonably adapted to prevent the error.<br>Reviewer Comment (2025-03-04): Received trailing documents to cure. The standard cure provision in [REDACTED] for high-cost loans is 30 days from consummation. This would require all cure documentation be provided to borrower no later than [REDACTED]. Given the documentation was provided after this time, the standard cure is no longer available to remediate the loan.<br>Seller Comment (2025-03-04): Comment from [REDACTED] ([REDACTED].): Attached are documents to clear this finding. Thank You | 04/02/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D A C B | Non QM | Non QM | No |
| 222764623 |  |  |  | 32713351 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New York High-Cost Loan (Financed Fees Exceeds Threshold) | [REDACTED] High-Cost Loan: Lender financed points and fees in excess of [REDACTED]% of the total loan amount. |  |  |  |  | Reviewer Comment (2025-04-02): Cure documentation received.<br>Reviewer Comment (2025-03-19): Additional guidance forwarded to [REDACTED] via email on [REDACTED]<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED].): Please see items that are sufficient to cure this file. Thank you.<br>Reviewer Comment (2025-03-04): Received trailing documents to cure. The standard cure provision in [REDACTED] for high-cost loans is 30 days from consummation. This would require all cure documentation be provided to borrower no later than [REDACTED]. Given the documentation was provided after this time, the standard cure is no longer available to remediate the loan.<br>Seller Comment (2025-03-04): Comment from [REDACTED] ([REDACTED].): Attached are documents to clear this finding. Thank You | 04/02/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222764623 |  |  |  | 32713352 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (High Cost Legend Not on Mortgage) | [REDACTED] High-Cost Loan: Mortgage does not contain legend advising loan is high-cost. |  |  |  |  | Reviewer Comment (2025-04-02): Cure documentation received.<br>Reviewer Comment (2025-03-19): Additional guidance forwarded to [REDACTED] via email on [REDACTED]<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED].): Please see attached items sufficient to cure this file. Thank you.<br>Reviewer Comment (2025-03-04): Received trailing documents to cure. The standard cure provision in [REDACTED] for high-cost loans is 30 days from consummation. This would require all cure documentation be provided to borrower no later than [REDACTED]. Given the documentation was provided after this time, the standard cure is no longer available to remediate the loan.<br>Seller Comment (2025-03-04): Comment from [REDACTED] ([REDACTED].): Attached are documents to clear this finding. Thank You | 04/02/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222764623 |  |  |  | 32713353 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Shop Around Notice Not on Loan Application) | [REDACTED] High-Cost Loan: Mandatory "Shop Around" Notice not included on loan application to applicant. |  |  |  |  | Reviewer Comment (2025-04-02): Cure documentation received.<br>Reviewer Comment (2025-03-19): Additional guidance forwarded to [REDACTED] via email on [REDACTED]<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED].): Please see attached items sufficient to cure this file. Please note our SVP of Compliance has reviewed and [REDACTED] Law does not distinguish priority in terms of cure methodology or timing. <br> The [REDACTED] Banking Law 6-l does not designate one cure timing as "standard" and one as "non-standard." Both have equal weight. The items attached are sufficient to clear this finding. Thank you.<br>Reviewer Comment (2025-03-04): Received trailing documents to cure. The standard cure provision in [REDACTED] for high-cost loans is 30 days from consummation. This would require all cure documentation be provided to borrower no later than [REDACTED]. Given the documentation was provided after this time, the standard cure is no longer available to remediate the loan.<br>Seller Comment (2025-03-04): Comment from [REDACTED] ([REDACTED].): Attached are documents to clear this finding. Thank You | 04/02/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D A C B | Non QM | Non QM | No |
| 222764623 |  |  |  | 32713354 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New York High-Cost Loan (Points and Fees) | [REDACTED] Anti-Predatory Lending Statute: Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Total Loan Amount. Points and Fees total $[REDACTED] on a Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2025-04-02): Cure documentation received.<br>Seller Comment (2025-03-27): Comment from [REDACTED] ([REDACTED].): Please see details regarding the enhancement.<br>Reviewer Comment (2025-03-19): Additional guidance forwarded to [REDACTED] via email on [REDACTED]<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED].): Please see attorney opinion letter along with the cure documents. Please note that our SVP of Compliance has reviewed and [REDACTED] Law does not distinguish priority in terms of cure methodology or timing. The [REDACTED] Banking Law 6-l does not designate one cure timing as "standard" and one as "non-standard." Both have equal weight. Attempts were made immediately in this choice state where the borrower is required to make the choice. This was cured within [REDACTED] days of discovery. Please see attachments and escalate to clear. Thank you!<br>Reviewer Comment (2025-03-04): Received trailing documents to cure. The standard cure provision in [REDACTED] for high-cost loans is 30 days from consummation. This would require all cure documentation be provided to borrower no later than [REDACTED]. Given the documentation was provided after this time, the standard cure is no longer available to remediate the loan.<br>Seller Comment (2025-03-04): Comment from [REDACTED] ([REDACTED].): Attached are documents to clear this finding. Thank You |  | 04/02/2025 |  | 2 C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | Within 30 days of closing, provide: (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing (must be in transit with courier); (3) Assuming option (b) is selected, proof of cure for each of the prohibited practice violations noted.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Non QM | Yes |
| 222767014 |  |  |  | 32717859 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/29/2025 | 2 A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222767014 |  |  |  | 32717882 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-01-30): Received in trailing documents.<br>Seller Comment (2025-01-30): Comment from [REDACTED] ([REDACTED]): Approval attached | 01/30/2025 |  |  | 1 C | A C | C | A C |  | MO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222767021 |  |  |  | 32717918 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/29/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222767021 |  |  |  | 32717926 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Coverage shortfall of $[REDACTED] based on cost to rebuild. |  |  |  | Reviewer Comment (2025-02-10): Coverage greater than loan amount.<br>Seller Comment (2025-02-10): Comment from [REDACTED] ([REDACTED]): Agent email stating [REDACTED]% replacement cost<br>Reviewer Comment (2025-01-30): RCE not provided.<br>Buyer Comment (2025-01-30): Comment from [REDACTED] ([REDACTED]): HOI lists replacement cost. | 02/10/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222767092 |  |  |  | 32718505 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/29/2025 | 2 A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222770701 |  |  |  | 32731415 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/31/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222770701 |  |  |  | 32731417 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-02-03): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2025-02-03): Comment from [REDACTED] ([REDACTED]): UW LOE - not required per product |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222770701 |  |  |  | 32731489 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED] [REDACTED] AM. | Notary date is [REDACTED] |  |  |  | Reviewer Comment (2025-02-03): Final stamped Closing Statement received. Disbursement Date [REDACTED]. RTC compliant.<br>Seller Comment (2025-02-03): Comment from [REDACTED] ([REDACTED]): Final settlement stmt and PCCD | 02/03/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222777044 |  |  |  | 32734791 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/31/2025 | 2 A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222777053 |  |  |  | 32740240 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/31/2025 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222777053 |  |  |  | 32745851 |  | Compliance | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | (Doc Error) Loan was portrayed as first lien but found to be a second lien |  |  |  |  |  | Reviewer Comment (2025-02-03): Loan was submitted with a data tape reflecting First Lien. Nothing additional required.<br>Seller Comment (2025-02-03): Comment from [REDACTED] ([REDACTED]): Lock Desk Email and Info showing committed as a 2nd lien |  |  |  | 2 B | B | B | B |  | UT | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222777058 |  |  |  | 32740614 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-02-03): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-02-03): Comment from [REDACTED] ([REDACTED]): Not required per Glacier product |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222777058 |  |  |  | 32740615 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/31/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222777058 |  |  |  | 32740628 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-10): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Seller Comment (2025-02-10): Comment from [REDACTED] ([REDACTED]): DIR |  |  | 02/10/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222777058 |  |  |  | 32746596 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title commitment is missing the proposed insured amount. |  |  |  | Reviewer Comment (2025-02-03): Received in trailing documents.<br>Seller Comment (2025-02-03): Comment from [REDACTED] ([REDACTED]): Title supplement | 02/03/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222777058 |  |  |  | 32746601 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Nothing in file to indicate what the homeowner's insurance premium is. |  |  |  | Reviewer Comment (2025-02-03): not required.<br>Seller Comment (2025-02-03): Comment from [REDACTED] ([REDACTED]): Property profile - commercial. not required | 02/03/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222777060 |  |  |  | 32735479 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/03/2025 | 2 A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222777060 |  |  |  | 32735490 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-04): Received in trailing documents.<br>Seller Comment (2025-02-04): Comment from [REDACTED] ([REDACTED]): see attached loan approval | 02/04/2025 |  |  | 1 C | A C | C | A C |  | MA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222778743 |  |  |  | 32738513 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/03/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222778743 |  |  |  | 32738528 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-02-11): Loan Designation restated. Compliance testing updated.<br>Reviewer Comment (2025-02-07): Subject loan is HPML. Non-compliant due to appraisal delivery timing.<br>Buyer Comment (2025-02-07): Comment from [REDACTED] ([REDACTED]): This is an HPML ATR/QM approved with a full appraisal and disclosure. | 02/11/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222778743 |  |  |  | 32738529 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant [REDACTED] ([REDACTED]) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-02-11): Loan Designation restated. Compliance testing updated.<br>Reviewer Comment (2025-02-05): Received additional copy of email delivery to borrower on [REDACTED]. Mailbox Rule applied. Borrower is considered to have received the appraisal on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br>Seller Comment (2025-02-05): Comment from [REDACTED] ([REDACTED]): see attached | 02/11/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222778743 |  |  |  | 32828799 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 222778784 |  |  |  | 32745964 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/03/2025 | 2 A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222778784 |  |  |  | 32745968 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222778796 |  |  |  | 32743519 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222778796 |  |  |  | 32743520 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/03/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222778802 |  |  |  | 32767475 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222778802 |  |  |  | 32767476 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222778802 |  |  |  | 32767486 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-02-19): Alternative documentation provided.<br>Buyer Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): The mortgage statement should be in the file as well as the credit report.<br> Between those two items, we can tell Amort period, rate, whether FNMA, FHA or VA and whether neg am or not.<br> We don't collect first lien Notes. | 02/19/2025 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222790000 |  |  |  | 32748618 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222790000 |  |  |  | 32782912 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Refinance purpose discrepancy. |  | Debt payoffs at closing total > [REDACTED]% or $[REDACTED]. |  |  |  | Reviewer Comment (2025-02-14): Corrected data entry error.<br>Buyer Comment (2025-02-11): Comment from [REDACTED] ([REDACTED]): Can you review this one again? The cash out amt is $[REDACTED]k and should meet the guideline threshold of [REDACTED]% or $[REDACTED]k, whichever is higher per [REDACTED] guidelines (also meets ASF definition of cash out).<br>Reviewer Comment (2025-02-10): 1008 reflecting loan is not R/T required.<br>Buyer Comment (2025-02-10): Comment from [REDACTED] ([REDACTED]): Are you just looking for a new 1008 showing Cash out Debt Consolidation? | 02/14/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222790014 |  |  |  | 32747561 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222790014 |  |  |  | 32747563 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222790020 |  |  |  | 32748461 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222790020 |  |  |  | 32748464 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-05): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster:[REDACTED]<br>Seller Comment (2025-02-05): Comment from [REDACTED] [REDACTED] ([REDACTED]): disaster |  |  | 02/05/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222790020 |  |  |  | 32748474 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-02-17): Received in trailing documents.<br>Seller Comment (2025-02-14): Comment from [REDACTED] [REDACTED] ([REDACTED]): first lien note | 02/17/2025 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222790020 |  |  |  | 32748475 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-07): Received in trailing documents.<br>Seller Comment (2025-02-06): Comment from [REDACTED] [REDACTED] ([REDACTED]): approval | 02/07/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222790030 |  |  |  | 32747452 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222790042 |  |  |  | 32749027 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222790042 |  |  |  | 32752446 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The guidelines require the borrowers on the first lien note to be the same borrowers on the subject loan. The co-borrower is not on the first lien note. Exception in file. | The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO > 20 points above program minimum | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2025-02-04): Exception approval provided, meets buyers waiver policy. |  |  | 02/04/2025 | 2 B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222790048 |  |  |  | 32752928 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222790048 |  |  |  | 32753176 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-05): Received in trailing documents.<br>Seller Comment (2025-02-05): Comment from [REDACTED] ([REDACTED]): Please see UW DECISION | 02/05/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222790054 |  |  |  | 32747765 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222790054 |  |  |  | 32747774 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-05): Received in trailing documents.<br>Seller Comment (2025-02-05): Comment from [REDACTED] ([REDACTED]): Please see UW Decision | 02/05/2025 |  |  | 1 C | A C | C | A C |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222790054 |  |  |  | 32747775 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-05): Credit exception approval based on [REDACTED] or more compensating factors meeting client criteria.<br>Seller Comment (2025-02-05): Comment from [REDACTED] ([REDACTED]): Please see approved exception |  |  | 02/05/2025 | 2 C | B C | C | B C |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222792059 |  |  |  | 32774220 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/05/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222792059 |  |  |  | 32778863 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The guidelines require the borrowers on the [REDACTED] lien mortgage to be the same borrowers on the subject loan. The co-borrower, [REDACTED], is not on the [REDACTED] lien mortgage. Exception in file. | Borrower has been employed in the same industry for more than 5 years. | Same employment > 5 years | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2025-02-04): Exception approval provided, meets buyers waiver policy. |  |  | 02/04/2025 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222792168 |  |  |  | 32769171 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-02-10): Received appraisal delivery in trailing documents. Compliance testing updated.<br>Buyer Comment (2025-02-10): Comment from [REDACTED] ([REDACTED]): HPML is in the file. This is a closed end second and we allow HPML. There is also an appraisal in the file so it should be ok. Please waive | 02/10/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222792168 |  |  |  | 32769172 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant [REDACTED] ([REDACTED]) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-02-10): Received appraisal delivery in trailing documents. Compliance testing updated.<br>Seller Comment (2025-02-07): Comment from [REDACTED] ([REDACTED]): attestation | 02/10/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222792168 |  |  |  | 32769247 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/05/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222792168 |  |  |  | 32788224 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-02-06): Received in trailing documents.<br>Seller Comment (2025-02-05): Comment from [REDACTED] ([REDACTED]): title supplement is in the file. | 02/06/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222801674 |  |  |  | 32775564 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-02-17): Added bonus income. Compliance testing updated. | 02/17/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 222801674 |  |  |  | 32775565 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-02-17): Added bonus income. Compliance testing updated.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED]): Please see new 1008 with the correct P&I and updated income worksheet | 02/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222801674 |  |  |  | 32775566 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to [REDACTED] ([REDACTED]) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2025-03-14): Received Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  | 03/14/2025 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222801674 |  |  |  | 32775567 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. |  |  |  |  | Reviewer Comment (2025-03-14): Received Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form<br>Seller Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): LOE Attached<br>Reviewer Comment (2025-03-14): Received evidence of re-opening rescission. Missing LOE to borrowers.<br>Seller Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): see resigned RTC<br>Reviewer Comment (2025-02-19): Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br>Buyer Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): those borrowers are listed non-occupant / title only parties |  | 03/14/2025 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222801674 |  |  |  | 32775571 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222801674 |  |  |  | 32775573 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/07/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222801674 |  |  |  | 32775577 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Lender used lower P&I amount of $[REDACTED] as disclosed on 1008. Final 1003 disclosed P&I amount of $[REDACTED]. |  |  |  | Reviewer Comment (2025-02-17): Added bonus income. Compliance testing updated. | 02/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222801674 |  |  |  | 32775589 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | QM fail due to debt ratio has been calculated on the basis of lower P&I amount |  |  |  | Reviewer Comment (2025-02-17): Added bonus income. Compliance testing updated. | 02/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222801682 |  |  |  | 32776079 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/07/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222801682 |  |  |  | 32776080 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222801682 |  |  |  | 32776110 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  | Reviewer Comment (2025-02-13): Received Letter of Explanation, Proof of Delivery, and Re-opening of Rescission using the correct model form.<br>Seller Comment (2025-02-12): Comment from [REDACTED] ([REDACTED]): right to cancel form, rescission lox and [REDACTED] label |  | 02/13/2025 |  | 2 C | B C | C | B C |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222801932 |  |  |  | 32776854 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| 222801932 |  |  |  | 32776855 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/07/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| 222803414 |  |  |  | 32787063 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-02-19): Received in trailing documents.<br>Seller Comment (2025-02-19): Comment from [REDACTED] ([REDACTED]): Inspection | 02/19/2025 |  |  | 1 C | A C | C | A C |  | UT | Primary | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 222803414 |  |  |  | 32787064 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/07/2025 | 2 A | A | A | A |  | UT | Primary | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 222803414 |  |  |  | 32787065 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-02-20): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-02-20): Comment from [REDACTED] ([REDACTED]): Please advise, the AVM was provided on pages 675-677. Please waive this codition. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | UT | Primary | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 222803415 |  |  |  | 32790714 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/07/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222803415 |  |  |  | 32790718 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-02-10): O&E Report provided<br>Buyer Comment (2025-02-10): Comment from [REDACTED] ([REDACTED]): Kindly waive. The title docs were provided on Pgs. 152-182 / 832 of the delivery file. Thank you. | 02/10/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222803428 |  |  |  | 32794355 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-02-12): O&E Report provided. Allowed per guidelines.<br>Buyer Comment (2025-02-11): Comment from [REDACTED] ([REDACTED]): The [REDACTED] Real Estate Property Report was submitted with the file for initial review. It is pages 515-547 of the pdf. Please re-review and waive this condition. Thanks! | 02/12/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222803428 |  |  |  | 32794396 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222803428 |  |  |  | 32794397 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/07/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222803428 |  |  |  | 32794401 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-12): Waived and downgraded per client email ([REDACTED]) based on available compensating factors.<br>Buyer Comment (2025-02-12): Comment from [REDACTED] ([REDACTED]): please waive and downgrade per investor approval<br>Reviewer Comment (2025-02-12): A site visit by a third-party is required (PDI). If the origination appraisal is available that would be acceptable as it was completed post-disaster. An AVM without a site visit cannot be used.<br>Buyer Comment (2025-02-11): Comment from [REDACTED] ([REDACTED]): AVM provided as a photo of the property showing no damage. The first lien was taken out with [REDACTED] in [REDACTED] and a full appraisal was completed, also showing no damage. Is a PDI still required? |  |  | 02/12/2025 | 2 C | B C | C | B C |  | NJ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222803428 |  |  |  | 34133363 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | NJ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222803440 |  |  |  | 32786692 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: ___<br> Disaster Declaration Date: ___<br> Disaster End Date: ___ |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-12): Waived and downgraded per client email ([REDACTED]) based on available compensating factors.<br>Buyer Comment (2025-02-12): Comment from [REDACTED] ([REDACTED]): please waive and downgrade per investor approval |  |  | 02/12/2025 | 2 C | B C | C | B C |  | MD | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222803440 |  |  |  | 32786694 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/07/2025 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222803440 |  |  |  | 32786695 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | MD | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222803440 |  |  |  | 32788847 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The policy reflects the [REDACTED] lien mortgagee clause only. |  |  |  | Reviewer Comment (2025-02-11): Received in trailing documents.<br>Seller Comment (2025-02-11): Comment from [REDACTED] ([REDACTED]): See attached | 02/11/2025 |  |  | 1 C | A C | C | A C |  | MD | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222834058 |  |  |  | 32803267 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222834105 |  |  |  | 32803696 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-12): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Seller Comment (2025-02-11): Comment from [REDACTED] ([REDACTED]): DIR |  |  | 02/12/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222834105 |  |  |  | 32803698 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222834105 |  |  |  | 32803699 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-02-11): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-02-11): Comment from [REDACTED] ([REDACTED]): Not required per product guidelines |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222834105 |  |  |  | 32803710 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-11): Received in trailing documents.<br>Seller Comment (2025-02-11): Comment from [REDACTED] ([REDACTED]): Approval | 02/11/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222834105 |  |  |  | 32809139 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | N/A |  |  |  | Reviewer Comment (2025-02-11): Received Supplemental Report in trailing.<br>Seller Comment (2025-02-11): Comment from [REDACTED] ([REDACTED]): Title Supplement | 02/11/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222834227 |  |  |  | 32798563 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2025 | 2 A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222834227 |  |  |  | 32798564 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-02-17): Received in trailing documents. | 02/17/2025 |  |  | 1 A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222834227 |  |  |  | 32798567 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-02-17): Received in trailing documents.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED].): Attached is the Final Title Policy to clear this finding. | 02/17/2025 |  |  | 1 B | A B | B | A B |  | TN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222834951 |  |  |  | 32798711 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222834954 |  |  |  | 32799934 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-02-11): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-02-11): Comment from [REDACTED] ([REDACTED]): Not required per product guidelines |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222834954 |  |  |  | 32799935 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222834975 |  |  |  | 32802755 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-26): received PDI<br>Reviewer Comment (2025-02-26): To clear<br>Reviewer Comment (2025-02-20): Client approved waive, PDI Ordered, update upon receipt | 02/26/2025 |  |  | 1 C | A C | C | A C |  | OK | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222834975 |  |  |  | 32802758 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-02-12): O&E Report provided.<br>Seller Comment (2025-02-12): Comment from [REDACTED] ([REDACTED]): See attached | 02/12/2025 |  |  | 1 C | A C | C | A C |  | OK | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222834975 |  |  |  | 32802759 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2025-02-17): Received in trailing documents.<br>Seller Comment (2025-02-17): Comment from [REDACTED] ([REDACTED]): See attached updated dec page | 02/17/2025 |  |  | 1 C | A C | C | A C |  | OK | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222834975 |  |  |  | 32802777 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2025 | 2 A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222834975 |  |  |  | 32802779 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-02-12): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2025-02-12): Comment from [REDACTED] ([REDACTED]): See attached |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | OK | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222862705 |  |  |  | 32810371 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222862705 |  |  |  | 32811488 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Co-borrower is not on the original note for the [REDACTED] mortgage. She is the borrowers spouse and will be added to the [REDACTED] mortgage transaction. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-11): Credit exception approval based on [REDACTED] or more compensating factors meeting client criteria. |  |  | 02/11/2025 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222862714 |  |  |  | 32810167 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final title policy is missing, please provide for review. |  |  |  | Reviewer Comment (2025-02-13): Received in trailing documents. | 02/13/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222862714 |  |  |  | 32810171 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222862714 |  |  |  | 32810201 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 01/08/2025 | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-19): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Seller Comment (2025-02-18): Comment from [REDACTED] ([REDACTED].): Attached is the PDI report to confirm subject property has no damage due to this disaster. |  |  | 02/19/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222862714 |  |  |  | 32810205 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-02-13): Received in trailing documents.<br>Seller Comment (2025-02-13): Comment from [REDACTED] ([REDACTED].): Attached is the final title policy that shows the correct insured loan amount. | 02/13/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222862716 |  |  |  | 32810845 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Partnership Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Partnership status due to most recent Tax Return end date is older than [REDACTED] days before Closing Date, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third Party Verification. |  |  |  |  | Reviewer Comment (2025-02-25): Received in trailing documents.<br>Seller Comment (2025-02-25): Comment from [REDACTED] ([REDACTED]): see attached | 02/25/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222862716 |  |  |  | 32810846 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - S-Corp Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current S-Corp status due to most recent Tax Return end date is older than [REDACTED] days before Closing Date, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third Party Verification. |  |  |  |  | Reviewer Comment (2025-02-26): Received missing third-party verification. Compliance testing updated.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-02-25): Internet listing provided. Missing third party verification.<br>Buyer Comment (2025-02-25): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0398- dated [REDACTED] | 02/26/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222862716 |  |  |  | 32810852 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Updated as per document |  |  |  | Reviewer Comment (2025-02-26): Received missing third-party verification. Compliance testing updated.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Please see uploads to the other 2 findings | 02/26/2025 |  |  | 1 B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C B | Non QM | Non QM | Yes |
| 222862716 |  |  |  | 32810853 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Updated as per document |  |  |  | Reviewer Comment (2025-02-26): Received missing third-party verification. Compliance testing updated. | 02/26/2025 |  |  | 1 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222862716 |  |  |  | 32810865 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222862716 |  |  |  | 32810868 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222862716 |  |  |  | 32828330 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | AVM provided does not meet minimum investor required FSD Score. AVM FSD Score of .[REDACTED] is greater than [REDACTED] required per investor. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-07): Waived and downgraded per client email/ sheet based on available compensating factors. |  |  | 03/07/2025 | 2 C | B C | C | B C |  | FL | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222862757 |  |  |  | 32813842 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222862757 |  |  |  | 32813845 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222864862 |  |  |  | 32820512 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222864862 |  |  |  | 32820513 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222864862 |  |  |  | 32820534 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-13): Received in trailing documents.<br>Seller Comment (2025-02-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): Loan approval | 02/13/2025 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222864862 |  |  |  | 32820634 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[REDACTED] does not match calculated P&I of $[REDACTED]. Note P&I was used for the APR calculation and compliance testing. | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[REDACTED] does not match calculated P&I of $[REDACTED]. |  |  |  | Reviewer Comment (2025-02-13): System calculation is [REDACTED] payments at $[REDACTED] and [REDACTED] payment at $[REDACTED]. Moved to buyer queue to advise.<br>Buyer Comment (2025-02-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): Closing Disclosure and Note matches $[REDACTED] |  |  |  | 2 B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222864862 |  |  |  | 32825305 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2025-02-13): Received alternative documentation in trailing documents.<br>Seller Comment (2025-02-13): Comment from [REDACTED] [REDACTED] ([REDACTED]): Credit supplement | 02/13/2025 |  |  | 1 D | A D | D | A D |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222864862 |  |  |  | 34132890 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222887569 |  |  |  | 32822821 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222887569 |  |  |  | 32822822 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222887569 |  |  |  | 32822853 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222887569 |  |  |  | 34132891 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222887572 |  |  |  | 32826807 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222887572 |  |  |  | 32826810 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222887572 |  |  |  | 32826831 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[REDACTED] does not match calculated P&I of $[REDACTED]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2025-02-18): Received DSI Addendum to Promissory Note. Data and compliance testing updated.<br>Seller Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): see uploaded simple interest note addendum <br> the simple interest rider was uploaded and is page 601 and 602 of your package. | 02/18/2025 |  |  | 1 B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222887579 |  |  |  | 32823811 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2025 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222887584 |  |  |  | 32825012 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222887608 |  |  |  | 32828566 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222887608 |  |  |  | 32841914 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-04-16): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD. Added Extended Rescission exception for reopening rescission.<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): RTC delivered [REDACTED]<br>Reviewer Comment (2025-03-17): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Seller Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): Cure packet shipping soon<br>Reviewer Comment (2025-03-13): Cure amount is $[REDACTED] for the total underdisclosure. Lender included the Guaranty fee of $[REDACTED], which [REDACTED] does not include as a finance charge. Rescission does need reopened to all consumers on the transaction as this is rescindable transaction on a material disclosure violation.<br>Buyer Comment (2025-03-12): Comment from [REDACTED] ([REDACTED]): Can you please advise if the cure should be $[REDACTED] for [REDACTED]+[REDACTED] or is it $[REDACTED]?<br>Also, why do we need to open a Rescission?<br>Buyer Comment (2025-03-12): Comment from [REDACTED] ([REDACTED]): Can you advise why we must reopen recscission?<br>Reviewer Comment (2025-03-11): Total underdisclosure is calculated at $[REDACTED] and would be the cure amount. In review of lender compliance report it appears the AMC fee of $[REDACTED] and the Title-[REDACTED] A6 Office Fee $[REDACTED] are included in the difference. Corrected CD, LOE to borrower, copy of cure refund of $[REDACTED], proof of mailing and proof of reopening of rescission to all consumers.<br>Buyer Comment (2025-03-10): Comment from [REDACTED] ([REDACTED]): Can you please confirm the total cure amount? |  | 04/16/2025 |  | 2 C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222887608 |  |  |  | 32841915 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-04-16): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD. Added Extended Rescission exception for reopening rescission.<br>Reviewer Comment (2025-04-16): [REDACTED] received Corrected CD, LOE to borrower, copy of cure refund and proof of mailing. However, the proof of reopening of rescission was not completed with correct dates. [REDACTED] tracking reflects delivered on [REDACTED], however, the Cancel by Date on the RTC's was reflected as [REDACTED] and would not have allowed the [REDACTED] business day waiting period. Please provide proof of reopening rescission to all consumers.<br>Buyer Comment (2025-04-16): Comment from [REDACTED] ([REDACTED]): RTC submitted<br>Reviewer Comment (2025-03-05): The Appraisal re-inspection fee of $[REDACTED] is not being included in the Finance charge calculation. The Appraisal Management Charge (AMC) of $[REDACTED] is reflected on the appraisal invoice that broke down the vendor fee of $[REDACTED] and AMC fee of $[REDACTED]. Without knowing the services provided within the $[REDACTED] AMC fee, we are unable to determine if primarily for appraisal value determination or other services. The purpose/services of the fee determine if a finance charge and not the payee. AMC fee is excludable if it is primarily for services related to items listed in 1026.4(c)(7) such as the cost of verifying or confirming information connected to the appraisal. Otherwise, if a lump sum charged for several services includes charges that are not excludable, a portion of the total should be allocated to those services and included in the finance charge. If the AMC's fee is primarily for verifying or confirming information connected to the appraisal, please provide an attestation indicating such, otherwise, if a creditor is uncertain about what portion of a fee to be paid at consummation or loan closing is related to a 4c7 excludable service, the entire fee may be treated as a finance charge.<br>Buyer Comment (2025-03-04): Comment from [REDACTED] ([REDACTED]): The $[REDACTED] that was charged was for a reinspection because the pool needed to be filled. Can you confirm this fee needed to be marked finance?<br>Reviewer Comment (2025-03-03): The purpose of the fee or the function that the appraisal management company (AMC) performs determines if the fee is considered a finance charge. If the AMC fee is primarily for purposes covered under 1026.4(c)(7) such as the verification or confirmation of information related to the appraisal such as quality checks or reviewing appraisals this would be excluded from finance charges (see excerpt below from Comment to 1026.4(c)(7)-1). However, if the AMC fee is primarily for selecting an appraiser, managing the appraisal process and delivery, or other items unrelated verifying or confirming the appraisal, it would not be considered an excludable fee under 1026.4(c)(7)), and would be included as a finance charge.<br> An attestation from the lender or AMC specifying the specific services and primary functions performed by the AMC will assist in determining whether or not the fee is a finance charge.<br>Buyer Comment (2025-02-28): Comment from [REDACTED] ([REDACTED]): Can you please advise what the $[REDACTED] AMC fee is?<br>Reviewer Comment (2025-02-21): In comparing [REDACTED] calculations to lender's Mavent compliance report, the differences are the Title-[REDACTED] A6 Office Fee of $[REDACTED] and the AMC fee of $[REDACTED]. (less the $[REDACTED] guaranty fee that [REDACTED] did not include in fin chg calculations. Thsi totals the $[REDACTED] underdisclosure. If lender feels the AMC and title-[REDACTED] A6 Office fee are not finance charges, [REDACTED] would require a lender attestation giving the specific services performed for the fees to determine if a finance charge.<br>Buyer Comment (2025-02-20): Comment from [REDACTED] ([REDACTED]): Can you please provide a breakdown on how you are getting the total of $[REDACTED]? |  | 04/16/2025 |  | 2 C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222887608 |  |  |  | 33288083 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights ([REDACTED] years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD. Added Extended Rescission exception for reopening rescission. RTC's provided cancel by date was prior to the borrower delivery date and [REDACTED] business days was not allowed. Provide proof of reopening of rescission to all consumeers. |  |  |  | Reviewer Comment (2025-05-14): [REDACTED] received proof of reopening rescission to all consumers<br>Reviewer Comment (2025-05-12): Document provided reflects a transaction date that is incorrect. Additionally, instructions to complete the document are not confirmation of receipt of the properly completed document. There is no documentation the borrower carried out the instructions. Required remediation has been outlined in prior commentary. To date, the required remediation has not been provided. A correct RTC form re-opening rescission is required - with correct dates entered by the creditor and not the borrower. LOE and POD to borrower required.<br>Seller Comment (2025-05-12): Comment from [REDACTED] ([REDACTED]): RTC Packet delivered [REDACTED]<br>Reviewer Comment (2025-05-07): Document delivered is incorrect. RTC provided to borrower was delivered on [REDACTED] (Doc ID 0571). The new RTC form has an expiration date of [REDACTED] (Doc ID 0573). This does not provide the borrower the required three day rescission period. Rescission is required to be re-opened. LOE to borrower, proof of delivery and new RTC form allowing the borrower the required three day rescission period.<br>Buyer Comment (2025-05-05): Comment from [REDACTED] ([REDACTED]): Rescission was opened [REDACTED]. We cannot deliver on the same day though [REDACTED]<br>Reviewer Comment (2025-05-05): Document delivered is incorrect. RTC provided to borrower was delivered on [REDACTED] (Doc ID 0571). The new RTC form has an expiration date of [REDACTED] (Doc ID 0573). This does not provide the borrower the required three day rescission period. Rescission is required to be re-opened. LOE to borrower, proof of delivery and new RTC form allowing the borrower the required three day rescission period.<br>Seller Comment (2025-05-05): Comment from [REDACTED] ([REDACTED]): RTC delivered [REDACTED]. 3 days have passed. please clear<br>Reviewer Comment (2025-05-05): RTC provided to borrower was delivered on [REDACTED] (Doc ID 0571). The new RTC form has an expiration date of [REDACTED] (Doc ID 0573). This does not provide the borrower the required three day rescission period. Rescission is required to be re-opened. LOE to borrower, proof of delivery and new RTC form allowing the borrower the required three day rescission period.<br>Seller Comment (2025-05-05): Comment from [REDACTED] ([REDACTED]): attached<br>Reviewer Comment (2025-05-02): RTC provided to borrower was delivered on [REDACTED] (Doc ID 0571). The new RTC form has an expiration date of [REDACTED] (Doc ID 0573). This does not provide the borrower the required three day rescission period. Rescission is required to be re-opened. LOE to borrower, proof of delivery and new RTC form allowing the borrower the required three day rescission period.<br>Seller Comment (2025-05-02): Comment from [REDACTED] ([REDACTED]): see attached updated RTC delivered [REDACTED]<br>Reviewer Comment (2025-04-24): A material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery. Provided documentation expired on [REDACTED], but was not delivered until [REDACTED]. Please re-open RTC and provide proof of timely delivery that allows the borrower at least three days to cancel the transaction.<br>Seller Comment (2025-04-22): Comment from [REDACTED] ([REDACTED]): Email |  | 05/14/2025 |  | 2 | B |  | B |  | TX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Non QM | Non QM | Yes |
| 222887632 |  |  |  | 32824567 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222887635 |  |  |  | 32823197 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222887635 |  |  |  | 32823200 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 | Note Date: ___; Lien Position: ___ | The file is missing the supporting secondary valuation required for securitization purpose |  |  |  |  |  |  |  | 3 C | C A | C | C |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222888427 |  |  |  | 32830990 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222888427 |  |  |  | 32830992 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222888427 |  |  |  | 32830993 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-02-14): O&E Report in file.<br>Buyer Comment (2025-02-14): Comment from [REDACTED] ([REDACTED]): Please re-review the pages mentioned earlier. There is no title report, however, we provided the Owner and Encumbrance Report which is sufficient to clear. Thank you.<br>Reviewer Comment (2025-02-14): No Title documents were located in file. Please provide the Final Title policy.<br>Buyer Comment (2025-02-14): Comment from [REDACTED] ([REDACTED]): Please waive. All title docs were located on Pgs. 41-152 / [REDACTED] of the delivery file. | 02/14/2025 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222888427 |  |  |  | 32830994 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-26): received PDI<br>Reviewer Comment (2025-02-26): To clear<br>Reviewer Comment (2025-02-20): Client approved waive, PDI Ordered, update upon receipt | 02/26/2025 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222888427 |  |  |  | 32830999 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-02-18): Re-stated designation | 02/18/2025 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222888427 |  |  |  | 32831000 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2025-02-18): Re-stated designation | 02/18/2025 |  |  | 1 B | A B | B | A B |  | PA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222888427 |  |  |  | 32831001 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | Reviewer Comment (2025-02-18): Re-stated designation | 02/18/2025 |  |  | 1 C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222888427 |  |  |  | 32867227 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Re-stated designation |  |  |  |  |  |  |  | 2 | A B |  | B A |  | PA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222888427 |  |  |  | 34133373 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | PA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222888430 |  |  |  | 32825437 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-02-14): Received in trailing documents.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED]): Title Supplement | 02/14/2025 |  |  | 1 C | A C | C | A C |  | HI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888430 |  |  |  | 32825440 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 A | A | A | A |  | HI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888430 |  |  |  | 32825441 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-02-14): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-02-14): Comment from [REDACTED] ([REDACTED]): not required per product guidelines |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | HI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888430 |  |  |  | 32825442 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | CPA letter or proof of borrower's ownership percentage in business is missing from the file. |  |  |  | Reviewer Comment (2025-02-21): Received in trailing documents.<br>Seller Comment (2025-02-20): Comment from [REDACTED] ([REDACTED]): Articles for [REDACTED]<br>Reviewer Comment (2025-02-14): Operating Agreement provided reflects [REDACTED] is [REDACTED]% owned by [REDACTED]. Borrower's percentage of ownership in this business cannot be confirmed with the documentation provided.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED]): company Agreement - [REDACTED] ownership | 02/21/2025 |  |  | 1 C | A C | C | A C |  | HI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888430 |  |  |  | 32825470 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | ATR is failing because of Missing CPA and third-party document |  |  |  | Reviewer Comment (2025-02-21): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-02-20): Comment from [REDACTED] ([REDACTED]): Articles for [REDACTED]<br>Reviewer Comment (2025-02-14): ATR Fail due to missing employment documentation.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED]): company Agreement - [REDACTED] ownership | 02/21/2025 |  |  | 1 B | A C | B | A C B |  | HI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 222888430 |  |  |  | 32825471 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current employment status using reasonably reliable third-party records. | CPA letter or proof of borrower's ownership percentage in business is missing from the file. |  |  |  | Reviewer Comment (2025-02-21): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-02-20): Comment from [REDACTED] ([REDACTED]): Articles for [REDACTED]<br>Reviewer Comment (2025-02-14): Operating Agreement provided reflects [REDACTED] is [REDACTED]% owned by [REDACTED]. Borrower's percentage of ownership in this business cannot be confirmed with the documentation provided.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED]): company Agreement - [REDACTED] ownership | 02/21/2025 |  |  | 1 C | A C | C | A C |  | HI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888430 |  |  |  | 32825472 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current employment status using reasonably reliable third-party records. | CPA letter or proof of borrower's ownership percentage in business is missing from the file. |  |  |  | Reviewer Comment (2025-02-21): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-02-20): Comment from [REDACTED] ([REDACTED]): Articles for [REDACTED]<br>Reviewer Comment (2025-02-14): Operating Agreement provided reflects [REDACTED] is [REDACTED]% owned by [REDACTED]. Borrower's percentage of ownership in this business cannot be confirmed with the documentation provided.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED]): company Agreement - [REDACTED] ownership | 02/21/2025 |  |  | 1 C | A C | C | A C |  | HI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888430 |  |  |  | 32825473 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current employment status using reasonably reliable third-party records. | CPA letter or proof of borrower's ownership percentage in business is missing from the file. |  |  |  | Reviewer Comment (2025-02-21): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-02-20): Comment from [REDACTED] ([REDACTED]): Articles for [REDACTED]<br>Reviewer Comment (2025-02-14): Operating Agreement provided reflects [REDACTED] is [REDACTED]% owned by [REDACTED]. Borrower's percentage of ownership in this business cannot be confirmed with the documentation provided.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED]): company Agreement - [REDACTED]% ownership | 02/21/2025 |  |  | 1 C | A C | C | A C |  | HI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888430 |  |  |  | 32825475 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR is failing because of Missing CPA and third-party document |  |  |  | Reviewer Comment (2025-02-21): Received in trailing documents. Compliance testing updated. | 02/21/2025 |  |  | 1 A | A | A | A |  | HI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888456 |  |  |  | 32823875 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888456 |  |  |  | 32823882 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888456 |  |  |  | 32824016 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared. |  |  |  | Reviewer Comment (2025-02-17): WVOE Effective date [REDACTED]. Compliance testing updated.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED].): Please find certification and both verbal voes. Thank you. | 02/17/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 222888456 |  |  |  | 32824534 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [REDACTED] business days of the Note. |  | Verified as per Post dated VVOE. |  |  |  | Reviewer Comment (2025-02-17): WVOE Effective date [REDACTED]. Compliance testing updated.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED].): Please find the certification, [REDACTED] and [REDACTED] verbal verification of employments. Thank you. | 02/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888456 |  |  |  | 32836460 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VOE is dated after note date. |  |  |  | Reviewer Comment (2025-02-17): WVOE Effective date [REDACTED]. Compliance testing updated.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED].): Please find the certification and both verbal verification of employments. Thank you. | 02/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888456 |  |  |  | 32836467 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-02-17): WVOE Effective date [REDACTED]. Compliance testing updated.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED].): Please find the certification and verbal verification of employments for [REDACTED]. Thank you. | 02/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222888456 |  |  |  | 32836515 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall condition due to VOE dated after closing date. |  |  |  | Reviewer Comment (2025-02-17): WVOE Effective date [REDACTED]. Compliance testing updated.<br>Seller Comment (2025-02-14): Comment from [REDACTED] ([REDACTED].): Please find attached the certification, both verbal verifications of employment for [REDACTED]. Thank you. | 02/17/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222892110 |  |  |  | 32833508 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-02-26): Received PDI in trailing documents.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Veros Report | 02/26/2025 |  |  | 1 C | A C | C | A C |  | AL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222892110 |  |  |  | 32833509 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-02-26): O&E Report provided. Allowed per guidelines.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Invalid condition, the Owner and Encumbrance was provided on page 84-127 | 02/26/2025 |  |  | 1 C | A C | C | A C |  | AL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222892110 |  |  |  | 32833510 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/14/2025 | 2 A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222892110 |  |  |  | 32841813 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The mortgagee clause is missing the required "ISAOA/ATIMA" verbiage. |  |  |  | Reviewer Comment (2025-02-26): Received in trailing documents.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Dec Page | 02/26/2025 |  |  | 1 C | A C | C | A C |  | AL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222892120 |  |  |  | 32840610 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/14/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222892120 |  |  |  | 32840615 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing supporting secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222892122 |  |  |  | 32839494 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2025-02-28): Received awards letter in trailing docs.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Award letter for pension and Social security attached. There are 2 pensions which were added together on the 1008. 2 mts bank statements were in the file that support the other pension income. | 02/28/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222892122 |  |  |  | 32839499 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/14/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222892122 |  |  |  | 32839507 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222892268 |  |  |  | 32841166 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-02-18): Received in trailing documents.<br>Seller Comment (2025-02-18): Comment from [REDACTED] ([REDACTED].): Thank you for your review, please see Title $[REDACTED] | 02/18/2025 |  |  | 1 B | A B | B | A B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222892268 |  |  |  | 32841169 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/14/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222892387 |  |  |  | 32839339 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222892387 |  |  |  | 32839340 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-02-18): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): This is not required per product Guidelines |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222893023 |  |  |  | 32855854 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222893023 |  |  |  | 32855855 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222893023 |  |  |  | 34133386 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222893024 |  |  |  | 32841090 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222893024 |  |  |  | 32841096 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | WI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222893024 |  |  |  | 32841119 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) Wisconsin Covered Loan (Consumer Caution Notice Not Provided) | [REDACTED] Covered Loan: Borrower not provided with Consumer Caution Notice. |  |  |  |  | Reviewer Comment (2025-03-28): High Cost fee overage cured. | 03/28/2025 |  |  | 1 C | A C | C | A C |  | WI | Primary | Refinance - Cash-out - Other | See any available cure under Wisconsin Covered Loan threshold exception. D A B | Non QM | Non QM | No |
| 222893024 |  |  |  | 32841120 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Wisconsin Covered Loan (Points and Fees) | [REDACTED] Responsible High-Cost Mortgage Lending Act: Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Total Loan Amount. Points and Fees total $[REDACTED] on a Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2025-03-28): [REDACTED] received lender attestation, copy of refund check and proof of delivery.<br>Seller Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): Please see labels showing tracking delivery scheduled for [REDACTED] as well as signed Lender attestation.<br>Reviewer Comment (2025-03-25): Received remediation package. Shipping label reflects it was created on [REDACTED], however, has not yet been sent. Lender attestation is not executed. Review for cure cannot be completed without all requirements provided.<br>Seller Comment (2025-03-25): Comment from [REDACTED] ([REDACTED]): Please see cure with Lender attestation<br>Reviewer Comment (2025-03-13): Received additional in trailing. Document provided was already received ([REDACTED]) and reviewed by [REDACTED] outside counsel. Please see prior commentary added [REDACTED].<br>Seller Comment (2025-03-13): Comment from [REDACTED] ([REDACTED]): Please see information from [REDACTED] in regards to this file.<br>Reviewer Comment (2025-03-12): We've reached out to our outside counsel, and they noted the referenced provision from the Consumer Act references [REDACTED] statute chapters 421-427 while the High-Cost Act is located in chapter 428. Further, the remaining portion of the legal opinion appears to be from a dated version of Wis. Stat. 428.202(2), rather than the current version, and does not otherwise discuss the issue of using pre v post-DF definitions.<br> Nevertheless, outside counsel has reached out to the [REDACTED] DFI to further clarify/speak to [REDACTED] to confirm their position. However, at this time, until WI DFI confirms amended DF HOEPA definitions can be used, counsel advised that they maintain their position on the issue (pre-amended HOEPA definitions would apply).<br>Seller Comment (2025-03-05): Comment from [REDACTED] ([REDACTED]): Please see legal counsel rebuttal<br>Reviewer Comment (2025-02-27): [REDACTED] included the following in the [REDACTED] points and fees calculation: $[REDACTED] mortgage broker fee, $[REDACTED] processing fee, $[REDACTED] settlement/closing fee, and $[REDACTED] underwriting fee, for a total of $[REDACTED], which exceeds [REDACTED]% of the total loan amount of $[REDACTED] (threshold $[REDACTED]). The total loan amount would follow the same definition as found under pre-DF HOEPA which would start at the Amount Financed (loan amount - prepaid finance charges) and then further deduct 4c7 charges paid to creditor/affiliates and then further deducting optional credit insurance/related products (optional credit life/accident/loss of income etc., if financed).<br> [REDACTED] Regulations, under DFI-Bkg 46.03, define "points and fees" to mean "All items required to be disclosed as points and fees under 12 CFR 226.32" as well as single premium credit insurance. That same regulation defines "total loan amount" to have the meaning "set forth in [REDACTED] and shall be calculated in accordance with the Federal Reserve Board's Official Staff Commentary to that regulation." Given the continued reference to the pre-DF/pre-CFPB regulation, the [REDACTED] State High-Cost points and fees are calculated in generally the same manner as pre-DF HOEPA, with the exception of the exclusion of certain 4c7 fees paid to lender affiliates or nonaffiliates. It is the reference within the statute to [REDACTED], which would point to the pre-2014 definition, that outside counsel has advised us to use pre-Dodd Frank HOEPA definitions for [REDACTED] high-cost testing. Post-DF HOEPA would be referenced to as 12 CFR 1026.32, as opposed to [REDACTED].<br> We revisited the issue as recently as [REDACTED] with our Outside Counsel, who has reviewed the [REDACTED] definitions and continues to believe that we should continue to use pre-DF definitions given that the [REDACTED] regulation, under DFI-Bkg 46.03 define "points and fees" to mean "All items required to be disclosed as points and fees under 12 CFR 226.32" as well as single premium credit insurance. That same regulation defines "total loan amount" to have the meaning "set forth in [REDACTED] and shall be calculated in accordance with the Federal Reserve Board's Official Staff Commentary to that regulation." As a result, our counsel feels we should not be using the amended HOEPA points and fees or TLA given the continued reference to the pre-DF/pre-CFPB regulation.<br> Note that WI does provide for a cure provision. The cure requirements for [REDACTED] are as follows: Within [REDACTED] days of discovery (cure deadline [REDACTED]), and before any investigation or other enforcement action by the WI Dept of Financial Institutions, provide:<br> (1) Lender Attestation to [REDACTED] stating lender acted in good faith while committing the violation; and (ii) there has been no prior investigation or other enforcement action by the WI Dept of Financial Institutions regarding the failure;<br> (2) refund of amount over the covered loan threshold maximum; and<br> (3) proof of delivery.<br>Seller Comment (2025-02-25): Comment from [REDACTED] ([REDACTED]): Please review the attached rebuttal from the compliance team, along with the definitions and [REDACTED] report-<br>Reviewer Comment (2025-02-21): Reviewed WI points and fees. No discount points. CD disclosed $[REDACTED] appraisal, $[REDACTED] AVM, $[REDACTED] credit report as paid to Broker. Missing credit invoice. Invoices doc [REDACTED] and [REDACTED] are from the Lender ([REDACTED]), not third party. [REDACTED ]appraisal invoice ($[REDACTED]) does not match [REDACTED] invoice ($[REDACTED]) and [REDACTED] AVM invoice ($[REDACTED]) does not match [REDACTED] invoice ($[REDACTED]). Kept as paid to Broker. WI points and fees exceed threshold.<br>Seller Comment (2025-02-21): Comment from [REDACTED] ([REDACTED]): Please see compliance report with passing result |  | 03/28/2025 |  | 2 C | B C | C | B C |  | WI | Primary | Refinance - Cash-out - Other | Within 60 days of discovery, and before any investigation or other enforcement action by the WI Dept of Financial Institutions, provide: (1) Lender Attestation to AMC stating (i) lender acted in good faith while committing the violation; and (ii) there has been no prior investigation or other enforcement action by the WI Dept of Financial Institutions regarding the failure; (2) refund of amount over the covered loan threshold maximum; and (3) proof of delivery. B | Non QM | Non QM | Yes |
| 222893024 |  |  |  | 32843367 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-18): Received in trailing documents.<br>Seller Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): Please see UW Decision | 02/18/2025 |  |  | 1 C | A C | C | A C |  | WI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222894656 |  |  |  | 32842195 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222894656 |  |  |  | 32861738 |  | Compliance | Compliance | Miscellaneous Compliance | RESPA | Missing Affiliated Business Arrangement Disclosure and fee(s) were paid to affiliate. |  | ABA disclosure provided to borrower did not disclose a known affiliate of the lender. Empower Settlement Services was used in the subject transaction. |  |  |  |  |  |  |  | 2 B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222894663 |  |  |  | 32839179 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - No Waiver) | [REDACTED] Constitution Section 50(a)(6): Final itemized disclosure of fees, points, costs and charges not provided to borrower at least [REDACTED] ([REDACTED]) business day prior to closing without a waiver. |  |  |  |  | Reviewer Comment (2025-02-19): Received in trailing documents.<br>Seller Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): CD attached | 02/19/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C A | Non QM | Non QM | Yes |
| 222894663 |  |  |  | 32839183 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222894670 |  |  |  | 32841276 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 222894670 |  |  |  | 32841278 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. BPO was provided.Missing Secondary Valuation. Sec ID: 109 |  |  |  |  |  | Reviewer Comment (2025-02-20): Received AVM<br>Reviewer Comment (2025-02-18): Received additional copy of AVM already provided and reviewed. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): See AVM attached. | 02/20/2025 |  |  | 1 D | A | N/A | A D |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 222894670 |  |  |  | 32841284 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-02-20): BPO shows no damage | 02/20/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 222894670 |  |  |  | 32841302 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [REDACTED] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  | Reviewer Comment (2025-02-18): Received additional copy of AVM already provided. A full appraisal was not provided for a TX cash-out loan.<br>Seller Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): See AVM attached. |  |  |  | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 222894670 |  |  |  | 32841303 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | [REDACTED] Constitution Section 50(a)(6): TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead D B A | Non QM | Non QM | Yes |
| 222894670 |  |  |  | 32841304 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | [REDACTED] Constitution Section 50(a)(6): Points and fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Original Principal Loan Amount. Points and Fees total $[REDACTED] on an Original Principal Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%.) |  |  |  |  | Reviewer Comment (2025-02-20): Received proof of undiscounted rate<br>Seller Comment (2025-02-20): Comment from [REDACTED] ([REDACTED]): Letter of Explanation Undiscounted rate and price<br>Reviewer Comment (2025-02-19): Missing Discount Point Acknowledgment or undiscounted rate and price.<br>Seller Comment (2025-02-19): Comment from [REDACTED] ([REDACTED]): [REDACTED] Equity Charge Limit Test Breakdown | 02/20/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B | Non QM | Non QM | Yes |
| 222894670 |  |  |  | 34132893 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 222894670 |  |  |  | 34132898 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2025-08-08): received PDI | 08/08/2025 |  |  | 1 | A |  | A |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 222894725 |  |  |  | 32839985 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Principal and Interest | TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on [REDACTED] disclosed a Principal and Interest Payment that does not match the actual payment for the loan. | Final Closing Disclosure provided on [REDACTED] disclosed a Principal and Interest Payment that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2025-02-18): Updated per P&I payment disclosed on final CD<br>Buyer Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): Please clarify as the Final Signed CD on [REDACTED] reflects P&I payment of $[REDACTED] and the first payment letter and note also show $[REDACTED] | 02/18/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable | Non QM | Non QM | Yes |
| 222894725 |  |  |  | 32840015 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-02-18): Received additional copy of AVM previously received and reviewed.<br>Seller Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): Please see two appraisal documents. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222894725 |  |  |  | 32840022 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The file was missing a copy of the final title policy. |  |  |  | Reviewer Comment (2025-02-21): Received in trailing documents. | 02/21/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222894725 |  |  |  | 32840062 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222894725 |  |  |  | 32840068 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The property is located in FEMA Disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after [REDACTED] declared end Date. |  |  |  | Reviewer Comment (2025-02-18): PDI received in trailing docs.<br>Buyer Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): Please review as property is located in [REDACTED] County and was not declared as a disaster county. | 02/18/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222894725 |  |  |  | 32859414 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-02-21): Received in trailing documents.<br>Seller Comment (2025-02-21): Comment from [REDACTED] ([REDACTED]): please see title report<br>Reviewer Comment (2025-02-18): Document provided does not confirm ALTA coverage amount. Please provide Final Title Policy.<br>Seller Comment (2025-02-18): Comment from [REDACTED] ([REDACTED]): Please see confirmation of policy amount | 02/21/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222894746 |  |  |  | 32842545 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| 222894746 |  |  |  | 32842546 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| 222894748 |  |  |  | 32842352 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | D A | Non QM | Non QM | No |
| 222894748 |  |  |  | 32842369 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | D A | Non QM | Non QM | No |
| 222894753 |  |  |  | 32844497 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222894753 |  |  |  | 32861938 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing Insurance verification for [REDACTED] [REDACTED], [REDACTED], [REDACTED] |  |  |  | Reviewer Comment (2025-02-28): Received business bank statements to evidence mortgage paid thru business for REO located on [REDACTED] City Drive. Excluded PITIA from DTI.<br>Buyer Comment (2025-02-27): Comment from [REDACTED] ([REDACTED]): Please clear this condition. The debt for this property was excluded from the DTI due to 12 months business bank statements provided to show debt was paid through business. See AMC comments in other cleared conditions: "Received business bank statements to evidence mortgage paid thru business for REO located on [REDACTED] City Drive. Excluded PITIA from DTI." | 02/28/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222894753 |  |  |  | 32861968 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Rental income for [REDACTED] [REDACTED], [REDACTED] not provided. Subject mortgage in borrower's personal name. |  |  |  | Reviewer Comment (2025-02-26): Received business bank statements to evidence mortgage paid thru business for REO located on [REDACTED]City Drive. Excluded PITIA from DTI.<br>Seller Comment (2025-02-21): Comment from [REDACTED] ([REDACTED]): Please see attached Lender Lox and 12 Mo Biz bank statements w/ verification mortgage is paid by the business thank you,<br>Reviewer Comment (2025-02-19): Subject mortgage in borrower's personal name.<br>Seller Comment (2025-02-19): Comment from [REDACTED] ([REDACTED]): Please see property report showing in [REDACTED], | 02/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222894753 |  |  |  | 32861974 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-02-26): Received business bank statements to evidence mortgage paid thru business for REO located on [REDACTED]City Drive. Excluded PITIA from DTI. | 02/26/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 222894753 |  |  |  | 32861975 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% significantly exceeds the guideline maximum of [REDACTED]%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) |  |  |  |  | Reviewer Comment (2025-02-26): Received business bank statements to evidence mortgage paid thru business for REO located on [REDACTED] City Drive. Excluded PITIA from DTI. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222894753 |  |  |  | 32861976 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Rental income for [REDACTED] [REDACTED], [REDACTED] not provided. Subject mortgage in borrower's personal name. |  |  |  | Reviewer Comment (2025-02-26): Received business bank statements to evidence mortgage paid thru business for REO located on [REDACTED]City Drive. Excluded PITIA from DTI. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222901317 |  |  |  | 32849575 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-02-21): O&E Report provided.<br>Buyer Comment (2025-02-21): Comment from [REDACTED] ([REDACTED]): Please advise, the Owner and Encumbrance Reports were provided on pages 95-116. Please waive the condition. | 02/21/2025 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222901317 |  |  |  | 32849578 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-24): received PDI showing no damage<br>Reviewer Comment (2025-03-24): To clear<br>Reviewer Comment (2025-02-20): Client approved waive, PDI Ordered, update upon receipt | 03/24/2025 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222901317 |  |  |  | 32849580 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222901317 |  |  |  | 32849581 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222901334 |  |  |  | 32855278 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2025 | 2 A | A | A | A |  | RI | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222901334 |  |  |  | 32855279 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | RI | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222901334 |  |  |  | 32855353 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-02-26): Received in trailing documents. Compliance testing updated. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | RI | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222901334 |  |  |  | 32855354 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant [REDACTED] ([REDACTED]) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-02-26): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): See appraisals<br>Reviewer Comment (2025-02-25): Missing copies of valuations sent to borrower on [REDACTED] and [REDACTED] to confirm no change in value from prior reports.<br>Seller Comment (2025-02-24): Comment from [REDACTED] ([REDACTED]): see attached | 02/26/2025 |  |  | 1 C | A C | C | A C |  | RI | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222901334 |  |  |  | 32937413 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant [REDACTED] ([REDACTED]) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 | B |  | B |  | RI | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222901335 |  |  |  | 32849673 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222901336 |  |  |  | 32855309 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2025 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222901339 |  |  |  | 32848967 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222901339 |  |  |  | 32862226 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower(s) on the first mortgage note must be the same as the borrower(s) on the second mortgage note. Borrower's spouse is not on subject loan. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-21): Credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Seller Comment (2025-02-21): Comment from [REDACTED] ([REDACTED]): see exception from [REDACTED] |  |  | 02/21/2025 | 2 C | B C | C | B C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222901340 |  |  |  | 32850088 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222901450 |  |  |  | 32851983 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222901450 |  |  |  | 32852001 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-19): Received in trailing documents.<br>Seller Comment (2025-02-19): Comment from [REDACTED] ([REDACTED].): Approval | 02/19/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222901450 |  |  |  | 32852002 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of [REDACTED] Status not provided |  |  |  |  |  | Reviewer Comment (2025-02-21): Borrower attestation received. Doc ID 0371<br>Seller Comment (2025-02-19): Comment from [REDACTED] ([REDACTED].): Borrower is a us citizen - box marked by accident | 02/21/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222901450 |  |  |  | 32852110 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | Post Disaster Inspection report is required. | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-18): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] |  |  | 02/18/2025 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222901450 |  |  |  | 32865473 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-02-21): Received in trailing documents.<br>Seller Comment (2025-02-19): Comment from [REDACTED] ([REDACTED].): title report | 02/21/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222901450 |  |  |  | 34132899 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2025-08-20): Received PDI reflecting no damage to subject property. | 08/20/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222901450 |  |  |  | 34133020 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222904800 |  |  |  | 32862876 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/19/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222904800 |  |  |  | 32862926 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222904810 |  |  |  | 32858084 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-02-20): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2025-02-20): Comment from [REDACTED] ([REDACTED].): Please see the AVM and PCI. Meets guidelines. Thank you. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | KS | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222904810 |  |  |  | 32858086 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2025 | 2 A | A | A | A |  | KS | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222911655 |  |  |  | 32885717 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/21/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222911655 |  |  |  | 32898206 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Missing evidence of notary date on DOT. |  |  |  |  |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222911666 |  |  |  | 32886556 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/21/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222911666 |  |  |  | 32886560 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222911666 |  |  |  | 32886564 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-24): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-02-24): Comment from [REDACTED] ([REDACTED]): Attached | 02/24/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222912862 |  |  |  | 32886612 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222912862 |  |  |  | 32886614 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/21/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222912862 |  |  |  | 32886615 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-02-28): Received PDI in trailing documents.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Property Condition Report shows no damage to the home. | 02/28/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222913665 |  |  |  | 32886147 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/21/2025 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222916244 |  |  |  | 32886389 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | OH | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222916244 |  |  |  | 32886392 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/21/2025 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222916244 |  |  |  | 32886409 |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided) | [REDACTED] Consumer Sales Practices Act: Borrower not provided Right Not To Close Disclosure. |  |  |  |  | Reviewer Comment (2025-02-26): Disclosure not provided. Exception remains Open, EV2, Informational.<br>Seller Comment (2025-02-25): Comment from [REDACTED] ([REDACTED]): [REDACTED] Letter of Explanation |  |  |  | 2 B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222922337 |  |  |  | 32906573 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222922385 |  |  |  | 32900170 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | WI | Primary | Refinance - Cash-out - Debt Consolidation | D A | Non QM | Non QM | No |
| 222922385 |  |  |  | 32912238 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided from prior transaction. Lender/Client differs from note. Appraisal is not acceptable. Sec ID: 99 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 3 D | D A | D | D A |  | WI | Primary | Refinance - Cash-out - Debt Consolidation | D A | Non QM | Non QM | No |
| 222922385 |  |  |  | 32912244 |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  | The file is missing a copy of the appraisal transfer letter. |  |  |  | Reviewer Comment (2025-03-24): Received in trailing documents.<br>Seller Comment (2025-03-20): Comment from [REDACTED] ([REDACTED]): VA appraisal transferred in VA portal to [REDACTED]. | 03/24/2025 |  |  | 1 B | A B | B | A B |  | WI | Primary | Refinance - Cash-out - Debt Consolidation | D A | Non QM | Non QM | No |
| 222922538 |  |  |  | 32899545 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| 222922538 |  |  |  | 32899546 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| 222922538 |  |  |  | 32899548 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-18): Received in trailing documents.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): underwriter approval. This is internal for all files, so I provided screenshots. | 03/18/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| 222927165 |  |  |  | 32907706 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-02-28): Received PDI in trailing documents.<br>Seller Comment (2025-02-27): Comment from [REDACTED] ([REDACTED]): Property Condition Report | 02/28/2025 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222927165 |  |  |  | 32907708 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222927165 |  |  |  | 32907710 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-02-26): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): The AVM was provided and a secondary valuation is not required on CES loans as we are following [REDACTED] guidelines on CES loans. Please waive the condition. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222927165 |  |  |  | 32907733 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-03-13): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-03-12): Comment from [REDACTED] ([REDACTED]): Please retest as higher Priced QM<br>Reviewer Comment (2025-02-26): non-compliant HPML due to HPML loan without inspection by licensed appraiser. 12 CFR 1026.35(c)(3) TILA HPML Appraisal Rule (Dodd-Frank 2014)<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Please provide your points and fees calculations | 03/13/2025 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222927165 |  |  |  | 32907734 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2025-03-13): Loan Designation restated. Compliance testing updated.<br>Reviewer Comment (2025-02-26): HPML loan without inspection by licensed appraiser. 12 CFR 1026.35(c)(3) TILA HPML Appraisal Rule (Dodd-Frank 2014): <br> Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): No appraisal on this file, this is a CES loan and the AVM was provided please waive the condition. | 03/13/2025 |  |  | 1 B | A B | B | A B |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222927165 |  |  |  | 32907735 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | Reviewer Comment (2025-03-13): Loan Designation restated. Compliance testing updated.<br>Reviewer Comment (2025-02-26): HPML loan without inspection by licensed appraiser. 12 CFR 1026.35(c)(3) TILA HPML Appraisal Rule (Dodd-Frank 2014): <br> Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): The condition is invalid. There is no appraisal on this file, this is a CES loan and an AVM was provided. Please waive the condition. | 03/13/2025 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222927165 |  |  |  | 33030091 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222927165 |  |  |  | 34133473 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | MI | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 222927166 |  |  |  | 32907681 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222927166 |  |  |  | 32907770 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-24): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] |  |  | 02/24/2025 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222927166 |  |  |  | 32907810 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ | Missing secondary valuation |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222927166 |  |  |  | 32907814 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Missing tax certificate |  |  |  | Reviewer Comment (2025-02-26): Alternative documentation provided.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED].): The property taxes are listed on page 3 of the prelim (see attached). It is common in California for the taxes to be listed in the prelim so there is no need to obtain a separate tax certificate. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222927166 |  |  |  | 32907835 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to [REDACTED] ([REDACTED]) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-02-28): Received Final Settlement Statement confirming disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-02-27): Comment from [REDACTED] ([REDACTED].): Attached is the Final Settlement (Alta) statement to clear this finding.<br>Reviewer Comment (2025-02-26): Please provide signed/stamped Final Settlement Statement. RTC timing compliance cannot be verified with a PCCD.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED].): Attached is the correct final CD showing the correct disbursement date and confirm the ROR period expired before disbursement. | 02/28/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222927169 |  |  |  | 32912344 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-02-26): O&E Report provided. Allowed per guidelines.<br>Buyer Comment (2025-02-25): Comment from [REDACTED] ([REDACTED]): This is an Equity Access Standalone, there will be no FTP. Required title docs can be found on pages 69-95 of the delivery package. Thank you | 02/26/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927169 |  |  |  | 32912354 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-03-17): BPO with exterior inspection | 03/17/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927169 |  |  |  | 32912393 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927169 |  |  |  | 32912394 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. BPO was provided.Missing Secondary Valuation. Sec ID: 109 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927169 |  |  |  | 32912397 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927169 |  |  |  | 32912403 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | RCE is required. |  |  |  | Reviewer Comment (2025-03-04): Similar Replacement Endorsement provided.<br>Buyer Comment (2025-02-28): Comment from [REDACTED] ([REDACTED]): the HOI has A1 replacement cost and that an RCE shouldn't be needed | 03/04/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927169 |  |  |  | 34133315 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927170 |  |  |  | 32907476 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-07-14): Received PDI | 07/14/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927170 |  |  |  | 32907478 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927170 |  |  |  | 32907487 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927170 |  |  |  | 33922617 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927171 |  |  |  | 32910239 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-07-14): Received PDI<br>Reviewer Comment (2025-03-03): PDI ordered for client.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): I appreciate your diligence in reviewing the loan file. However, I would like to clarify that the disaster in question occurred [REDACTED], well before the borrowers purchased the property in [REDACTED]. The title work included in the closed loan delivery package confirms that the borrowers acquired the property at that time, indicating no direct impact from the past event.<br>Given this timeline, the disaster should not be a relevant factor in the current transaction. Please let me know if you need any further clarification or documentation. | 07/14/2025 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927171 |  |  |  | 32910255 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927171 |  |  |  | 32910257 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927171 |  |  |  | 32911516 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [REDACTED] business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-02-26): VVOE in file submission. Testing updated.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Invalid condition, the VOE was provided on pages 42-43. Please waive this condition. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927171 |  |  |  | 32922561 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | Documentation has a Flood policy transfer letter, no flood insurance provided. Unable to accurately determine DTI |  |  |  | Reviewer Comment (2025-02-26): Lender attestation received.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Invalid condition, there is no Flood insurance and the transfer letter was added by accident. Please waive this condition. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927171 |  |  |  | 33922642 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927175 |  |  |  | 32908475 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate |  |  |  | Reviewer Comment (2025-04-06): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-04-03): Comment from [REDACTED] ([REDACTED].): Please see attached. Please note package was delivered [REDACTED]. Under Reg Z, 12 CFR 1026.23(a)(3)(i), the consumer has the right to rescind the transaction until midnight of the third business day following the last of: 1. Date of consummation, or 2. Delivery of the notice of right to cancel, or 3. Delivery of material disclosures (CD). • The consumer had until midnight of [REDACTED] to rescind the transaction (three business days after delivery); this rescission expiration date was correctly noted on the notice of right to cancel. • The requirement under Reg Z to establish the rescission period relies only on the consummation date and delivery of notices. \*The lender need not confirm that the consumer has reviewed or even looked at the disclosures. • There is no requirement under Reg Z that (a) the consumer must acknowledge in writing receipt of the notice of right to cancel; or (b) affirmatively indicate that the consumer does not wish to cancel. 2 • In this case, we can prove that the disclosures were delivered on [REDACTED]. The consumer was not required to take any action unless she wished to rescind. The fact that she did acknowledge receipt of the disclosures at any time is not relevant to the establishment of the rescission period, in accordance with the Reg Z rescission rules.<br>Reviewer Comment (2025-03-13): The fee is not specifically excluded under 1026.4(c)(7). As such we must test the fee as a finance charge. Cure is required which included PCCD, LOE Copy of refund check , reopening of RTC and proof of delivery.<br>Seller Comment (2025-03-12): Comment from [REDACTED] ([REDACTED].): Please find the PCCD, label and refund check. Thank you.<br>Reviewer Comment (2025-03-06): [REDACTED] received rebuttal that title processing fee is not a finance charge. However, as this is a generic fee name the purpose/services included are unknown and fee was included in calculation. A title search or title insurance typically would be a separately named specific fee name for that service and would not be disclosed as title-processing fee. Lender should provide an attestation from the title company that gives the services/purposes included in the Title-processing fee in order to better determine if a finance charge.<br>Seller Comment (2025-03-05): Comment from [REDACTED] ([REDACTED].): Attached is [REDACTED] rebuttal to this finding. |  | 04/06/2025 |  | 2 C | B C | C | B C |  | MI | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222927175 |  |  |  | 32908476 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold |  |  |  | Reviewer Comment (2025-04-06): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-04-03): Comment from [REDACTED] ([REDACTED].): Please see attached. Please note package was delivered [REDACTED]. <br> Under Reg Z, 12 CFR 1026.23(a)(3)(i), the consumer has the right to rescind the transaction until midnight of the third business day following the last of:<br> 1. Date of consummation, or<br> 2. Delivery of the notice of right to cancel, or<br> 3. Delivery of material disclosures (CD).<br> • The consumer had until midnight of [REDACTED] to<br> rescind the transaction (three business days after<br> delivery); this rescission expiration date was<br> correctly noted on the notice of right to cancel.<br> • The requirement under Reg Z to establish the<br> rescission period relies only on the consummation date<br> and delivery of notices. <br> \*The lender need not confirm<br> that the consumer has reviewed or even looked at the<br> disclosures.<br> • There is no requirement under Reg Z that (a) the<br> consumer must acknowledge in writing receipt of the<br> notice of right to cancel; or (b) affirmatively indicate that<br> the consumer does not wish to cancel.<br> 2<br> • In this case, we can prove that the disclosures were delivered on [REDACTED]. The consumer was not required to take any action unless she wished to rescind. <br> The fact that she did acknowledge receipt of the disclosures at any time is not relevant to the establishment of the rescission period, in accordance with the Reg Z rescission rules.<br>Reviewer Comment (2025-03-14): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-03-13): Comment from [REDACTED] ([REDACTED].): Please specify exactly what remains to clear this. The LOE, Label, PCCD and check were already provided.<br>Reviewer Comment (2025-03-13): The fee is not specifically excluded under 1026.4(c)(7). As such we must test the fee as a finance charge. Cure is required which included PCCD, LOE Copy of refund check , reopening of RTC and proof of delivery.<br>Seller Comment (2025-03-12): Comment from [REDACTED] ([REDACTED].): Please find the attached PCCD, label and refund check. Thank you.<br>Reviewer Comment (2025-03-06): [REDACTED] received rebuttal that title processing fee is not a finance charge. However, as this is a generic fee name the purpose/services included are unknown and fee was included in calculation. A title search or title insurance typically would be a separately named specific fee name for that service and would not be disclosed as title-processing fee. Lender should provide an attestation from the title company that gives the services/purposes included in the Title-processing fee in order to better determine if a finance charge.<br>Seller Comment (2025-03-05): Comment from [REDACTED] ([REDACTED].): Attached is [REDACTED] rebuttal to this finding. |  | 04/06/2025 |  | 2 C | B C | C | B C |  | MI | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222927175 |  |  |  | 32908478 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222927175 |  |  |  | 32908479 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | MI | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222927175 |  |  |  | 34132895 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | MI | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 222927176 |  |  |  | 32908541 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/25/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222927176 |  |  |  | 32908542 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-02-25): Alternative documentation provided.<br>Buyer Comment (2025-02-25): Comment from [REDACTED] ([REDACTED]): A copy of the Note is not required, we provided a copy of the most recent MTG statement | 02/25/2025 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222927176 |  |  |  | 32908549 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222927176 |  |  |  | 32908564 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to [REDACTED] ([REDACTED]) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-03-26): Received Letter of Explanation, Proof of Delivery, and Re-opened Rescission using the correct model form<br>Seller Comment (2025-03-25): Comment from [REDACTED] ([REDACTED]): see attached<br>Reviewer Comment (2025-03-11): Borrower received CD and therefore must be included in testing<br>Buyer Comment (2025-03-06): Comment from [REDACTED] ([REDACTED]): Is there any way to remove this CD? It was not supposed to be included. The new CD was issued at the borrower's request to reflect lower payoff amounts.<br>Reviewer Comment (2025-03-04): Closing Disclosure (Doc ID 0242) was also issued on [REDACTED] and signed by the borrower on [REDACTED]. CD was issued on day of consummation and reviewed by the borrower on [REDACTED] making the eligible Disbursement Date [REDACTED].<br>Buyer Comment (2025-02-28): Comment from [REDACTED] ([REDACTED]): Our Closing Disclosure (CD) was signed on [REDACTED], establishing the recession period ending on [REDACTED] and the disbursement scheduled for [REDACTED].<br>We subsequently sent a revised CD on [REDACTED] to remove the HOI balance, but this CD should not restart the recession period. That CD we not necessary to send if need be we can discard it. |  | 03/26/2025 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 222927176 |  |  |  | 32923025 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C | Non QM | Non QM | No |
| 222927176 |  |  |  | 32923041 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | The expiration date of [REDACTED] is less than required of [REDACTED] based on transaction date of [REDACTED] +[REDACTED] days (signature date of final CD) |  |  |  | Reviewer Comment (2025-03-27): Received Letter of Explanation, Proof of Delivery, and evidence of Re-opened Rescission using the correct model form<br>Buyer Comment (2025-03-26): Comment from [REDACTED] ([REDACTED]): New ROR was completed. please clear this condition. |  | 03/27/2025 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 222927187 |  |  |  | 32910380 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927187 |  |  |  | 32910388 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927187 |  |  |  | 32910393 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-07-14): Received PDI | 07/14/2025 |  |  | 1 C | A C | C | A C |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927187 |  |  |  | 33922721 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927189 |  |  |  | 32914085 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-02-28): O&E Report provided, Doc ID 0405.<br>Buyer Comment (2025-02-28): Comment from [REDACTED] ([REDACTED]): Please advise the Owner and Encumbrance was provided on pages 37-63. Please waive this condition. | 02/28/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927189 |  |  |  | 32914089 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927189 |  |  |  | 32914090 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927189 |  |  |  | 32914091 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-02-28): Received PDI in trailing documents. No damage reported.<br>Seller Comment (2025-02-27): Comment from [REDACTED] ([REDACTED]): Property Condition Report is attached. Thanks! | 02/28/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927189 |  |  |  | 32922734 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | Second mortgagee on hazard dec page is not lender |  |  |  | Reviewer Comment (2025-03-04): Received in trailing documents.<br>Seller Comment (2025-02-28): Comment from [REDACTED] ([REDACTED]): Dec | 03/04/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927189 |  |  |  | 34133505 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222927198 |  |  |  | 32908008 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222927202 |  |  |  | 32907308 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/25/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222927202 |  |  |  | 32907309 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-02-25): Alternative documentation provided.<br>Buyer Comment (2025-02-25): Comment from [REDACTED] ([REDACTED]): Please waive, since we have mortgage stmt, investor should be able to proceed w/out the NOTE. Thank you. | 02/25/2025 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222930833 |  |  |  | 32916451 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required." |  |  |  | Reviewer Comment (2025-07-14): Received PDI<br>Reviewer Comment (2025-03-03): PDI ordered for client.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): I appreciate your review of the loan file. However, I would like to clarify that the disaster in question occurred [REDACTED], while the borrowers purchased the property in [REDACTED], as confirmed by the title work provided in the closed loan delivery package.<br>Given this timeline, there is no reasonable basis to suggest that the past disaster has any bearing on the current transaction. Please let me know if you require any further clarification. | 07/14/2025 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222930833 |  |  |  | 32916461 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title document is missing in file. |  |  |  | Reviewer Comment (2025-02-26): O&E Report provided.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Invalid condition the Owner and Encumbrance was provided on pages 57- 104 | 02/26/2025 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222930833 |  |  |  | 32916480 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/25/2025 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222930833 |  |  |  | 32916486 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [REDACTED] AVM's with the same Model Name were entered. Sec ID: 104 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  |  |  |  |  | 3 D | D A | D | D A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222930833 |  |  |  | 33922740 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222930834 |  |  |  | 32917071 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-08-08): Received PDI in trailing documents. No damage reported. | 08/08/2025 |  |  | 1 C | A C | C | A C |  | WI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222930834 |  |  |  | 32917078 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-03-06): O&E Report provided.<br>Buyer Comment (2025-03-05): Comment from [REDACTED] ([REDACTED]): is title policy required if loan amount is less than [REDACTED]k on a 2nd lien? | 03/06/2025 |  |  | 1 C | A C | C | A C |  | WI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222930834 |  |  |  | 32917084 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/26/2025 | 2 A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222930834 |  |  |  | 32917107 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | WI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222930834 |  |  |  | 34133519 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | WI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931810 |  |  |  | 32916347 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-25): Received in trailing documents.<br>Seller Comment (2025-02-25): Comment from [REDACTED] ([REDACTED]): attached | 02/25/2025 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222931810 |  |  |  | 32916378 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/25/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222931810 |  |  |  | 32916405 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[REDACTED] does not match calculated P&I of $[REDACTED]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222931825 |  |  |  | 32916482 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/25/2025 | 2 A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931825 |  |  |  | 32916494 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. BPO was provided.Missing Secondary Valuation. Sec ID: 109 |  | Secondary valuation was not provided. |  |  |  | Reviewer Comment (2025-02-26): Received secondary AVM in trailing. Compliance testing updated.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): See attached AVM | 02/26/2025 |  |  | 1 D | A | N/A | A D |  | MT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931825 |  |  |  | 32916557 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required |  |  |  | Reviewer Comment (2025-02-26): Received 1004 dated post-disaster for use as PDI.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): See the attached appraisal from 2023 evidencing no damage from previous disasters. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931825 |  |  |  | 32927594 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | File is missing the Awards/Benefits Letter for the retirement income. |  |  |  | Reviewer Comment (2025-02-26): Award Letter provided.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): The pension award letter was in the uploaded package, page 553. Please waive the condition. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931825 |  |  |  | 32927605 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Missing income documentation to confirm ATR ability. |  |  |  | Reviewer Comment (2025-02-26): Received Award Letter. Testing updated.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): The pension award letter was in the uploaded package, page 553. Please waive the condition. | 02/26/2025 |  |  | 1 B | A C | B | A C B |  | MT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 222931825 |  |  |  | 32927606 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | File is missing the Awards/Benefits Letter for the retirement income. |  |  |  | Reviewer Comment (2025-02-26): Received Award Letter. Testing updated.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): The pension award letter was in the uploaded package, page 553. Please waive the condition. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931825 |  |  |  | 32927609 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing the Awards/Benefits Letter for the retirement income. |  |  |  | Reviewer Comment (2025-02-26): Received Award Letter. Testing updated.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): The pension award letter was in the uploaded package, page 553. Please waive the condition. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931825 |  |  |  | 32927642 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | File is missing the Awards/Benefits Letter for the retirement income. |  |  |  | Reviewer Comment (2025-02-26): Received Award Letter. Testing updated.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): The pension award letter was in the uploaded package, page 553. Please waive the condition. | 02/26/2025 |  |  | 1 C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931825 |  |  |  | 34132889 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation was a BPO and supports the qualifying value. AVM provided does not support the qualifying value. Sec ID: 61 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | C A |  | C |  | MT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931825 |  |  |  | 34132896 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | MT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931827 |  |  |  | 32917064 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-02-26): Received in trailing documents. | 02/26/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222931827 |  |  |  | 32917070 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Verified as per document. |  |  |  | Reviewer Comment (2025-02-26): Received in trailing documents.<br>Seller Comment (2025-02-26): Comment from [REDACTED] ([REDACTED].): Attached is the final title policy with the insured loan amount | 02/26/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222931827 |  |  |  | 32917072 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/25/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222931827 |  |  |  | 32917074 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222931827 |  |  |  | 32917166 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Verified as per document. |  |  |  | Reviewer Comment (2025-04-01): [REDACTED] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Reviewer Comment (2025-03-25): provided documentation is unclear. two packages were delivered, one on [REDACTED] and one on [REDACTED]. All RTCs have an expiration date of [REDACTED]. All other remediation documents show date of [REDACTED]. Which documents were included with which package? RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Seller Comment (2025-03-24): Comment from [REDACTED] ([REDACTED].): The date of delivery of FedEx#[REDACTED] is [REDACTED]. More than [REDACTED] days have passed. In addition, [REDACTED]#[REDACTED] was not returned showing that the borrower did not cancel. This condition should be cleared. Thank you.<br>Reviewer Comment (2025-03-21): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Seller Comment (2025-03-20): Comment from [REDACTED] ([REDACTED].): Please see attached:<br> • Cover letter notifying borrower of right to cancel, NORTC, and shipping label <br> • PCCD, shipping label and refund check<br>Reviewer Comment (2025-03-07): [REDACTED] received Corrected CD, LOE to borrower, copy of cure refund for $[REDACTED] and proof of mailing. However, the underdisclosure totaled $[REDACTED] and cure refund was only for $[REDACTED]. Finance charge underdisclosures restitution requires that borrower be refund the entire amount of underdisclosure. Section 130(b) provides the optional cure procedure which necessitate reimbursement to the borrower within [REDACTED]days after discovery: TILA 130(b) (b) CORRECTION OF ERRORS.--A creditor or assignee has no liability under this section or section 108 or section 112 for any failure to comply with any requirement imposed under this chapter or chapter 5, if within sixty days after discovering an error, whether pursuant to a final written examination report or notice issued under section 108(e)(1) or through the creditor's or assignee's own procedures, and prior to the institution of an action under this section or the receipt of written notice of the error from the obligor, the creditor or assignee notifies the person concerned of the error and makes whatever adjustments in the appropriate account are necessary to assure that the person will not be required to pay an amount in excess of the charge actually disclosed, or the dollar equivalent of the annual percentage rate actually disclosed, whichever is lower. If the lender does not refund the underdisclosed amount, then the exception will not be considered cured and will remain an outstanding EV3. Additionally, missing proof of reopening of resicssion to all consumers as this is a material disclosure violation on a rescindable transaction. Provide copy of additional $[REDACTED]refund check on shortage, letter of explanation, corrected Closing Disclosure, and proof of delivery, the lender will also need to reopen rescission to the consumer.<br>Seller Comment (2025-03-06): Comment from [REDACTED] ([REDACTED].): Attached is the documentation to clear this finding. |  | 04/01/2025 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222931827 |  |  |  | 32917167 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Verified as per document. |  |  |  | Reviewer Comment (2025-04-01): [REDACTED] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-03-31): Comment from [REDACTED] ([REDACTED].): RTC was delivered on [REDACTED].<br>Reviewer Comment (2025-03-25): The provided documentation is unclear. two packages were delivered, one on [REDACTED] and one on [REDACTED]. All RTCs have an expiration date of [REDACTED]. All other remediation documents show date of [REDACTED]. Which documents were included with which package? RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Seller Comment (2025-03-24): Comment from [REDACTED] ([REDACTED].): Please see the PCCD and NORTC that clears these findings.<br>Reviewer Comment (2025-03-21): All remediation documentation and recompense must be received by the borrower not later than [REDACTED] per current calculations.<br>Buyer Comment (2025-03-20): Comment from [REDACTED] ([REDACTED].): Please advise if there is an exact deadline of the cure. Thank you.<br>Reviewer Comment (2025-03-07): [REDACTED] received Corrected CD, LOE to borrower, copy of cure refund for $[REDACTED] and proof of mailing. However, the underdisclosure totaled $[REDACTED] and cure refund was only for $[REDACTED]. Finance charge underdisclosures restitution requires that borrower be refund the entire amount of underdisclosure. Section 130(b) provides the optional cure procedure which necessitate reimbursement to the borrower within [REDACTED]days after discovery: TILA 130(b) (b) CORRECTION OF ERRORS.--A creditor or assignee has no liability under this section or section 108 or section 112 for any failure to comply with any requirement imposed under this chapter or chapter 5, if within sixty days after discovering an error, whether pursuant to a final written examination report or notice issued under section 108(e)(1) or through the creditor's or assignee's own procedures, and prior to the institution of an action under this section or the receipt of written notice of the error from the obligor, the creditor or assignee notifies the person concerned of the error and makes whatever adjustments in the appropriate account are necessary to assure that the person will not be required to pay an amount in excess of the charge actually disclosed, or the dollar equivalent of the annual percentage rate actually disclosed, whichever is lower. If the lender does not refund the underdisclosed amount, then the exception will not be considered cured and will remain an outstanding EV3. Additionally, missing proof of reopening of resicssion to all consumers as this is a material disclosure violation on a rescindable transaction. Provide copy of additional $[REDACTED] refund check on shortage, letter of explanation, corrected Closing Disclosure, and proof of delivery, the lender will also need to reopen rescission to the consumer.<br>Seller Comment (2025-03-06): Comment from [REDACTED] ([REDACTED].): Attached is the documentation to clear this finding. |  | 04/01/2025 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222931827 |  |  |  | 32917191 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  |  |  |  |  | Reviewer Comment (2025-02-26): Guidelines confirmed. Corrected system setting.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): Please revisit this condition. Per guidelines, " Primary wage earner representative score is used to qualify". In this case, that would be Horace with FICO of [REDACTED], which meets guidelines. Thank you! | 02/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222931827 |  |  |  | 32919277 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-04-04): [REDACTED] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-03-31): Comment from [REDACTED] ([REDACTED].): There should not be an issue clearing the conditions. Rescission Package [REDACTED]: [REDACTED] [REDACTED] - when tracked this was delivered [REDACTED]<br> Return label [REDACTED]: [REDACTED] [REDACTED] - never returned so borrower did not elect to rescind<br>Reviewer Comment (2025-03-26): The [REDACTED] review indicates an issue with the RTC. Review of loan file shows no new trailing documents. The RTC expires on [REDACTED]. Delivery tickets indicate receipt on [REDACTED] and [REDACTED]. If package delivered on [REDACTED] (ending in [REDACTED]) contained the RTC, then the RTC expired before it was delivered and a new RTC is required. If the package delivered on [REDACTED] (ending [REDACTED]) contained the RTC then there is no need to reissue. [REDACTED] is seeking clarification on receipt date of the RTC.<br>Seller Comment (2025-03-20): Comment from [REDACTED] ([REDACTED].): Please see attached: • Cover letter notifying borrower of right to cancel, NORTC, and shipping label • PCCD, shipping label and refund check<br>Reviewer Comment (2025-03-04): RTC form signed by borrowers on [REDACTED] has an expiration date of [REDACTED], which does not properly list the required expiration time given to the borrower. Expiration date should reflect 02/15/2025, making the loan eligible for disbursement on [REDACTED]. Regardless of actual disbursement date, the Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).Required remediation: TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-02-28): Comment from [REDACTED] ([REDACTED].): We are not seeing a violation of rescission timing. The Borrower executed the Note and the NORTC on [REDACTED] and the loan disbursed on [REDACTED] so there is no violation of rescission timing. The highlighted areas on the NORTC documents for both Borrowers refers to the timing as being the later of the 3 options that starts the rescission period and then the expiration of the period is the date listed OR Midnight of the 3rd business days following the latest of the 3 events that started the timing. The latest event was when they signed the NORTC which was [REDACTED] and the 3 days expired on Midnight of the 3rd business day after [REDACTED] which was [REDACTED]. Please advise what exactly you are needing to clear this finding since we don't see any violation occurred. Thank you |  | 04/04/2025 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222931852 |  |  |  | 32917597 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-03): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-02-27): Comment from [REDACTED] ([REDACTED]): Not required per product guidelines |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931852 |  |  |  | 32917601 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | The file was missing the secondary valuation required for securitization purposes. |  |  |  |  |  |  | 02/25/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222931852 |  |  |  | 32926941 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Guidelines require self-employed borrowers to provide proof business is active no more than [REDACTED] calendar days prior to the Note date. File is missing a CPA letter or other documentation to evidence the business status within the required timeframe. |  |  |  | Reviewer Comment (2025-03-04): Not required.<br>Buyer Comment (2025-02-27): Comment from [REDACTED] ([REDACTED]): Se VOEs not required per guidelines | 03/04/2025 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222952958 |  |  |  | 32927283 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/26/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222952958 |  |  |  | 32927285 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222952966 |  |  |  | 32923920 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/25/2025 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222958399 |  |  |  | 32931538 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/26/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222958437 |  |  |  | 32931585 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/26/2025 | 2 A | A | A | A |  | SC | Second Home | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222958437 |  |  |  | 32931600 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-02-28): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-02-28): Comment from [REDACTED] ([REDACTED]): AVM & PCI are acceptable for loan amounts less than $[REDACTED]. Our loan amount is $[REDACTED]. Please cancel condition |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | SC | Second Home | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222958437 |  |  |  | 32931680 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-02-27): Received revised Commitment in trailing documents.<br>Seller Comment (2025-02-27): Comment from [REDACTED] ([REDACTED]): Commitment | 02/27/2025 |  |  | 1 B | A B | B | A B |  | SC | Second Home | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222958437 |  |  |  | 32931704 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-02-27): Received in trailing documents.<br>Seller Comment (2025-02-27): Comment from [REDACTED] ([REDACTED]): Approval | 02/27/2025 |  |  | 1 C | A C | C | A C |  | SC | Second Home | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222958437 |  |  |  | 32931708 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[REDACTED] does not match calculated P&I of $[REDACTED]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2025-02-27): Received Daily Simple Interest Rider in trailing. Data and testing updated.<br>Seller Comment (2025-02-27): Comment from [REDACTED] ([REDACTED]): Simple Interest Rider | 02/27/2025 |  |  | 1 B | A B | B | A B |  | SC | Second Home | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222958437 |  |  |  | 32935071 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Property type discrepancy. | Appraisal property type of ___ does not match Guideline property type of ___. | Condo Rider in file disclosed property as a condo. |  |  |  | Reviewer Comment (2025-02-28): Allowed per guidelines.<br>Buyer Comment (2025-02-27): Comment from [REDACTED] ([REDACTED]): approval/1008 all reflect condo, condo is an approved property type. | 02/28/2025 |  |  | 1 C | A C | C | A C |  | SC | Second Home | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222958437 |  |  |  | 32935095 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2025-02-27): Received in trailing documents.<br>Seller Comment (2025-02-27): Comment from [REDACTED] ([REDACTED]): Condo Cert | 02/27/2025 |  |  | 1 C | A C | C | A C |  | SC | Second Home | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222958446 |  |  |  | 32931872 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/26/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222958446 |  |  |  | 32934182 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2025-03-04): Received in trailing documents.<br>Seller Comment (2025-02-28): Comment from [REDACTED] ([REDACTED]): see attached | 03/04/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222958446 |  |  |  | 32935381 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | DTI violation caused ATR Risk designation. |  |  |  | Reviewer Comment (2025-03-04): Confirmed less than 10 months remaining on installment debt. Omitted from liabilities. | 03/04/2025 |  |  | 1 B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 222958446 |  |  |  | 32935382 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | Lender excluded [REDACTED] payment, however, [REDACTED] payments still remained on the account at time of qualification. |  |  |  | Reviewer Comment (2025-03-04): Confirmed less than 10 months remaining on installment debt. Omitted from liabilities.<br>Buyer Comment (2025-02-28): Comment from [REDACTED] ([REDACTED]): [REDACTED] has less than [REDACTED] payments [REDACTED]x[REDACTED]=[REDACTED]. The balance as of [REDACTED] is $[REDACTED]<br> Per FNMA guidelines installment debt with less than 10 payments remaining can be excluded from debt ratio which in this case would be acceptable. | 03/04/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222958446 |  |  |  | 32935383 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Lender excluded [REDACTED] payment, however, [REDACTED] payments still remained on the account at time of qualification. |  |  |  | Reviewer Comment (2025-03-04): Confirmed less than 10 months remaining on installment debt. Omitted from liabilities. | 03/04/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222958446 |  |  |  | 32935422 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | DTI violation caused ATR risk designation. |  |  |  | Reviewer Comment (2025-03-04): Confirmed less than 10 months remaining on installment debt. Omitted from liabilities. | 03/04/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222962036 |  |  |  | 32939504 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/28/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222962036 |  |  |  | 32939505 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222962036 |  |  |  | 32939509 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-02-28): Received in trailing documents.<br>Seller Comment (2025-02-28): Comment from [REDACTED] ([REDACTED].): Please find the title commitment reflecting coverage of $[REDACTED]. Please accept. Thank you. | 02/28/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222962036 |  |  |  | 32939515 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-28): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Buyer Comment (2025-02-28): Comment from [REDACTED] ([REDACTED]): Please see Property Condition Inspection report (doc ID 0540) showing property inspected on [REDACTED]. No repairs required and property in average condition. Photos do not reflect damage. |  |  | 02/28/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222962036 |  |  |  | 34133311 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2025-08-20): Received PDI reflecting no damage to subject property. | 08/20/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222962036 |  |  |  | 34252185 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222962044 |  |  |  | 32939675 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/28/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222962044 |  |  |  | 32939688 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | TX | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222962044 |  |  |  | 32939741 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required |  |  |  | Reviewer Comment (2025-03-12): received inspection report<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED]): See attached | 03/12/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222962044 |  |  |  | 32940005 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [REDACTED] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  | Reviewer Comment (2025-03-06): Moved to buyer queue for approval.<br>Buyer Comment (2025-03-04): Comment from [REDACTED] ([REDACTED]): Does this mean you need an additional valuation from us, aside from the AVM provided? Or will this one clear once the secondary valuation is obtained? |  |  |  | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222962044 |  |  |  | 32940006 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [REDACTED] Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the [REDACTED] T-42 endorsement or the T-42.1 endorsement. (The loan is a [REDACTED] Section 50 (a)(6) home equity loan.) |  |  |  |  | Reviewer Comment (2025-03-06): Moved to buyer queue for approval.<br>Buyer Comment (2025-03-04): Comment from [REDACTED] ([REDACTED]): A title policy is not required on the Equity Access Standalone CES files |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D C A B | Non QM | Non QM | No |
| 222962044 |  |  |  | 32940009 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-03-06): Moved to buyer queue for approval.<br>Buyer Comment (2025-03-04): Comment from [REDACTED] ([REDACTED]): Can you state which forms should have been used? Thank you |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Non QM | Non QM | No |
| 222962044 |  |  |  | 32940010 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - No Waiver) | [REDACTED] Constitution Section 50(a)(6): Final itemized disclosure of fees, points, costs and charges not provided to borrower at least [REDACTED] ([REDACTED]) business day prior to closing without a waiver. |  |  |  |  | Reviewer Comment (2025-03-12): Received CD dated [REDACTED]<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED]): See attached e-sign evidence summary<br>Reviewer Comment (2025-03-04): Please provide DocuSign tracking showing date provided to borrower.<br>Seller Comment (2025-03-04): Comment from [REDACTED] ([REDACTED]): Final CD was issued day before closing, here is a copy with the DocuSign ID | 03/12/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D C A B | Non QM | Non QM | Yes |
| 222962044 |  |  |  | 33021776 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided) | Unable to determine if the loan complies with requirement to provide itemized disclosure of fees [REDACTED] day prior to closing due to missing information. | Received CD dated [REDACTED] unable to determine receipt prior to closing |  |  |  | Reviewer Comment (2025-03-14): Received electronic tracking of receipt by borrower.<br>Seller Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): See attached Final CD and DocuSign cert of completion, which shows the borrower received/viewed the final cd a day prior to closing | 03/14/2025 |  |  | 1 | A |  | A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D C A B | Non QM | Non QM | Yes |
| 222962056 |  |  |  | 32943343 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-03-04): Received in trailing documents. | 03/04/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222962056 |  |  |  | 32943345 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-04): Received in trailing documents.<br>Seller Comment (2025-03-04): Comment from [REDACTED] ([REDACTED].): Please find title policy. thank you. | 03/04/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222962056 |  |  |  | 32943347 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/28/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222962056 |  |  |  | 32943368 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to [REDACTED] ([REDACTED]) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-03-04): Received signed/stamped Final Settlement Statement confirming Disbursement Date of [REDACTED]. Loan is RTC Compliant.<br>Seller Comment (2025-03-04): Comment from [REDACTED] ([REDACTED].): Date the CD was executed was [REDACTED]. Disbursement per the final Alta was [REDACTED] (escrow state). The following business days were counted and met recission timing: [REDACTED], [REDACTED] and [REDACTED] with disbursement on [REDACTED]. Please accept. Thank you. | 03/04/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222962057 |  |  |  | 32939982 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-03-03): Received PDI in trailing documents.<br>Seller Comment (2025-03-03): Comment from [REDACTED] ([REDACTED]): Property Condition Report | 03/03/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222962057 |  |  |  | 32939986 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/28/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222962057 |  |  |  | 32939994 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-03): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-03): Comment from [REDACTED] ([REDACTED]): This requirement does not apply. Please push this out to Long Run to clear. Thank you. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222962057 |  |  |  | 32940000 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-02-28): O&E Report provided.<br>Buyer Comment (2025-02-28): Comment from [REDACTED] ([REDACTED]): Please waive. The Owner and Encumbrance Report was delivered with the file on Pgs. 63-71 / 513. Thank you. | 02/28/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222962057 |  |  |  | 34133542 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | GA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222962058 |  |  |  | 32939642 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/28/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222962066 |  |  |  | 32940621 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. BPO was provided.Missing Secondary Valuation. Sec ID: 109 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222962066 |  |  |  | 32940627 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/28/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222962066 |  |  |  | 32940633 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-03-03): PDI in file submission. | 03/03/2025 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222962163 |  |  |  | 32941842 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-03-04): Received in trailing documents. | 03/04/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222962163 |  |  |  | 32941847 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-04): Received in trailing documents.<br>Seller Comment (2025-03-03): Comment from [REDACTED] ([REDACTED]): Final Title Policy | 03/04/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222962163 |  |  |  | 32941862 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/28/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222968698 |  |  |  | 32949243 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222968713 |  |  |  | 32948771 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/28/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222968713 |  |  |  | 32948772 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222974047 |  |  |  | 32964527 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | Liabilities are not mentioned on final 1003. | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-27): Okay to waive and downgrade per email [REDACTED]<br>Reviewer Comment (2025-03-18): Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2025-03-17): Comment from [REDACTED] ([REDACTED].): Please escalate. We should not need to obtain a new copy of the signed 1003 due to a correction. The corrected copy was provided. In addition, the borrower did sign the initial 1003 showing the liabilities. They did not print on the final 1003 due a system error however the borrower already acknowledged them. Corrections on final 1003s when changed are made during diligence never typically require re-signing the document. Please clear. Thank you.<br>Reviewer Comment (2025-03-11): Received Final 1003 with Liabilities mentioned on it, however document is not signed or dated.<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED].): Please see attached. |  |  | 03/27/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222974047 |  |  |  | 32964531 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-03-06): Received in trailing documents.<br>Seller Comment (2025-03-05): Comment from [REDACTED] ([REDACTED].): Please see PCI. The disaster was in [REDACTED]. This shows external photos. | 03/06/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222974047 |  |  |  | 32964532 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-06): Received in trailing documents.<br>Seller Comment (2025-03-05): Comment from [REDACTED] ([REDACTED].): Please see Title Supplement reflecting $[REDACTED]loan amount, thank you! | 03/06/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222974047 |  |  |  | 32964536 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222974047 |  |  |  | 32964551 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222974049 |  |  |  | 32958828 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-03-12): Received PDI in trailing documents.<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED]): Property Condition Report is attached. Thanks! | 03/12/2025 |  |  | 1 C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222974049 |  |  |  | 32958831 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2025 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222974049 |  |  |  | 32958834 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. BPO was provided.Missing Secondary Valuation. Sec ID: 109 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222974049 |  |  |  | 32964875 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The policy only shows the first lien mortgagee clause. The subject lien mortgagee clause is not provided. |  |  |  | Reviewer Comment (2025-03-13): Received corrected policy in trailing.<br>Seller Comment (2025-03-13): Comment from [REDACTED] ([REDACTED]): See the attached | 03/13/2025 |  |  | 1 C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222974051 |  |  |  | 32957414 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2025 | 2 A | A | A | A |  | WV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222974082 |  |  |  | 32962371 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 222974082 |  |  |  | 32962402 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-17): Exception is unrelated to credit guidelines. Remains Open, EV3. No additional commentary required.<br>Buyer Comment (2025-03-17): Comment from [REDACTED] ([REDACTED]): per [REDACTED]: You can ignore this condition on 2nd liens. The DDV is reviewing to a securitization scope (requires a secondary valuation product). [REDACTED] is not requiring. This loan estimated for purchase on [REDACTED]<br>Reviewer Comment (2025-03-13): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-13): Comment from [REDACTED] ([REDACTED]): CDA is not required on CES loan(closed End Second)<br>Reviewer Comment (2025-03-11): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-07): Comment from [REDACTED] ([REDACTED]): secondary valuation should not be needed. AVM in file is from [REDACTED] and FSD score is [REDACTED] which is under the [REDACTED] per guidelines |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 222974082 |  |  |  | 32962415 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-03-11): Received Final Title in trailing documents.<br>Seller Comment (2025-03-06): Comment from [REDACTED] ([REDACTED]): updated loan amount on title work | 03/11/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 222974082 |  |  |  | 32962419 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-03-11): Received Final Title in trailing documents. | 03/11/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 222974082 |  |  |  | 32962433 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-11): Received Approval, Hence Cleared Exception.<br>Seller Comment (2025-03-06): Comment from [REDACTED] ([REDACTED]): approval | 03/11/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 222974082 |  |  |  | 32964931 |  | Credit | Title | Lien | Title | Missing note/terms on senior lien. Subject loan is in second position. |  | Mortgage statement provided is missing maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2025-03-11): Alternative documentation provided.<br>Buyer Comment (2025-03-06): Comment from [REDACTED] ([REDACTED]): the credit report shows the term is [REDACTED]months --please waive condition | 03/11/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 222974086 |  |  |  | 32958746 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-03-11): Received PDI in trailing.<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED]): Property Condition Report is attached. No damage. | 03/11/2025 |  |  | 1 C | A C | C | A C |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222974086 |  |  |  | 32958747 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2025 | 2 A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222974086 |  |  |  | 32958748 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | KY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222978567 |  |  |  | 32967565 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/06/2025 | 2 A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222978567 |  |  |  | 32967576 |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement) | [REDACTED] Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222978567 |  |  |  | 32970477 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien. Mortgage statement provided is missing maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2025-03-12): Alternative documentation provided.<br>Seller Comment (2025-03-12): Comment from [REDACTED] ([REDACTED]): See on credit report. 1st Lien is with [REDACTED]<br>Reviewer Comment (2025-03-11): Exception is for the first lien, to confirm it meets guidelines, not the subject lien<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED]): Note has term of [REDACTED] years. Please advise what else is needed<br>Buyer Comment (2025-03-06): Comment from [REDACTED] ([REDACTED]): The deed and note both show the maturity date of [REDACTED] - What else is needed? | 03/12/2025 |  |  | 1 C | A C | C | A C |  | MN | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222981518 |  |  |  | 32981741 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-03-12): Received Final Title Policy. | 03/12/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222981518 |  |  |  | 32981751 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-14): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to LRP to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-14): Comment from [REDACTED] ([REDACTED].): RP is not requiring secondary valuations. " |  |  |  | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222981518 |  |  |  | 32981756 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222981518 |  |  |  | 32981771 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2025-03-11): Received PDI<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED].): Disaster Inspection | 03/11/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222981518 |  |  |  | 32981803 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to [REDACTED] ([REDACTED]) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-03-12): Received FSS confirming Disbursement on [REDACTED]. RTC compliant.<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED].): Final settlement Statement<br>Reviewer Comment (2025-03-11): Please provided signed/stamped Final Settlement Statement confirming Disbursement Date. RTC compliance cannot be verified with a PCCD.<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED].): See post CD to clear condition | 03/12/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222981518 |  |  |  | 32990461 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-12): Received Final Title Policy.<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED].): final title policy i | 03/12/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222981518 |  |  |  | 34131461 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222981581 |  |  |  | 32979006 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222981581 |  |  |  | 32979008 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222981581 |  |  |  | 32990754 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | [REDACTED] loan - Notary date missing from DOT. |  |  |  | Reviewer Comment (2025-03-19): Exception is EV2, informational.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED].): Please find certification regarding Georgia has no signature date on Dot. The consummation date to be utilized is from the CD. Thank you. |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222981581 |  |  |  | 34131465 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222981620 |  |  |  | 32979507 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222981620 |  |  |  | 32979508 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222981625 |  |  |  | 32976947 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222981627 |  |  |  | 32976717 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222981627 |  |  |  | 32976723 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-11): Received in trailing documents.<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED]): see attached | 03/11/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222981628 |  |  |  | 32976811 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-03-11): Received in trailing documents.<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED]): Note | 03/11/2025 |  |  | 1 D | A D | D | A D |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222981628 |  |  |  | 32976813 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-11): Received Approval, hence cleared exception.<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED]): Approval | 03/11/2025 |  |  | 1 C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222981628 |  |  |  | 32976846 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222981628 |  |  |  | 32976856 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-12): Received LOE. Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to LRP to confirm additional requirements, if any for this exception.<br>Seller Comment (2025-03-12): Comment from [REDACTED] ([REDACTED]): Please see LOX |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222981628 |  |  |  | 33016412 |  | Credit | Guideline | Guideline Issue | Guideline | Loan product type is ineligible per guidelines. | Product: ___; Amortization Term: ___ | Added following receipt of first lien mortgage Note. Per guidelines: First Mortgage Requirements: Term > [REDACTED] years ineligible. Primary Note is [REDACTED] year term. |  |  |  | Reviewer Comment (2025-03-12): Allowed per guidelines.<br>Buyer Comment (2025-03-12): Comment from [REDACTED] ([REDACTED]): Terms greater than [REDACTED] years are ineligible- please revisit | 03/12/2025 |  |  | 1 | A |  | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222985690 |  |  |  | 32986877 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222985690 |  |  |  | 32987305 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-11): Approval Received, Exception Cleared<br>Seller Comment (2025-03-10): Comment from [REDACTED] (PRMG): Please see UW DECISION | 03/11/2025 |  |  | 1 C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222985702 |  |  |  | 32987821 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222985702 |  |  |  | 32987822 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222985749 |  |  |  | 32984804 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2025-03-11): Received Initial 1003, Cleared Exception.<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED]): initial 1003 | 03/11/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222985749 |  |  |  | 32984805 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222985749 |  |  |  | 32984831 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-03-10): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-10): Comment from [REDACTED] ([REDACTED]): Not required per product guidelines |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222985749 |  |  |  | 32984889 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to [REDACTED] ([REDACTED]) business days from transaction date of [REDACTED]. | Loan was disbursed prior to midnight of third business day after consummation. Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. |  |  |  | Reviewer Comment (2025-03-18): Received final stamped settlement statement showing disbursement date<br>Seller Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): stamped statement<br>Reviewer Comment (2025-03-14): Settlement Statement provided is not signed and/or stamped by settlement agent.<br>Seller Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): Re-uploading final stamped statement.<br>Reviewer Comment (2025-03-12): Received PCCD and LOE to borrower; please provide confirmation of disbursements/wire of funds<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD | 03/18/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222985749 |  |  |  | 32984892 |  | Credit | Guideline | Guideline Issue | Guideline | Refi Purpose reflects Rate/Term and cash out greater than the lesser of [REDACTED]% of the loan amount or $[REDACTED]. | Cash to Borrower: ___; Total Cash Out: ___; Refi Purpose: ___ | Borrower paid off [REDACTED] mortgage of $[REDACTED] with [REDACTED] that was not a purchase money mortgage. Considered as cash out proceeds. |  |  |  | Reviewer Comment (2025-03-12): Exception cleared based on guidelines. Loan will report as cash-out per ASF definition required for securitization review.<br>Buyer Comment (2025-03-12): Comment from [REDACTED] ([REDACTED]): Please revisit this condition. Per guidelines, page 5, on a R/T refi, it is acceptable to pay off any subordinate lien that was not used for acquisition of property when it is a closed end loan with at least 12 months seasoning. The loan paid off meets that requirement. Thank you!<br>Reviewer Comment (2025-03-12): Borrower is paying off a non-purchase money second lien, therefore it is classified as cash out<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED]): Final Cd - borrower did not receive cash back., Please advise | 03/12/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222985749 |  |  |  | 32985968 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-03-24): Updated<br>Buyer Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): Please revisit this condition. The signing date is [REDACTED]. Please see other signed/dated docs in the file. [REDACTED] dates are very legible, while [REDACTED] date of the 25th contains a swirl/loop up from the 2 to the 5, making it appear as an 8. But it is a 5. Once reviewed, this should be evident as a stray mark. (Please itemize/confirm cure requirements if not accepted). Thank you!<br>Reviewer Comment (2025-03-18): Transaction date is deemed to be the latest of Mortgage Notary date, receipt of RTC or receipt of TIL disclosures, RTC is signed [REDACTED] and therefore is the transaction date.<br>Seller Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): stamped statement<br>Reviewer Comment (2025-03-14): Settlement Statement provided is not signed and/or stamped by settlement agent.<br>Seller Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): Re-uploading final stamped statement.<br>Reviewer Comment (2025-03-12): Received PCCD and LOE to borrower; please provide confirmation of disbursements/wire of funds<br>Seller Comment (2025-03-10): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD | 03/24/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222985758 |  |  |  | 32986901 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/10/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Rate/Term | A | Non QM | Non QM | No |
| 222985761 |  |  |  | 32989060 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222985761 |  |  |  | 32989061 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223002543 |  |  |  | 32992186 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  |  |  |  | 1 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 223002543 |  |  |  | 32992221 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/11/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 223002543 |  |  |  | 32992222 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 223002543 |  |  |  | 32992478 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Completed Loan Application Not Provided At Least 1 Business Day Prior to Closing) | [REDACTED] Constitution Section 50(a)(6): [REDACTED] Cash-out Loan. Borrower was not provided copy of Application 1 day prior to closing. |  |  |  |  | Reviewer Comment (2025-03-26): Received in trailing documents.<br>Seller Comment (2025-03-25): Comment from [REDACTED] ([REDACTED]): see attached disclosure tracking showing Final 1003 sent with closing docs on [REDACTED]<br>Reviewer Comment (2025-03-24): Evidence the borrower was provided a copy of the Final 1003 1 day prior to closing has not been provided. 1003 submitted in trailing is final version signed at closing.<br>Seller Comment (2025-03-20): Comment from [REDACTED] ([REDACTED]): Final wasnt signed on [REDACTED], the initial one was. I attached both the final and initial with my last submission.<br>Reviewer Comment (2025-03-19): Final Application would not have been available on [REDACTED] as the loan did not close until [REDACTED]. Evidence the borrower received a copy of the Completed Loan Application at Least 1 Business Day Prior to Closing has not been provided.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): The original application was signed by the borrower on [REDACTED]. If this is not acceptable, can you please explain why?<br>Reviewer Comment (2025-03-12): Final Application would not have been available on [REDACTED] as the loan did not close until [REDACTED]. Evidence the borrower received a copy of the Completed Loan Application at Least 1 Business Day Prior to Closing has not been provided.<br>Seller Comment (2025-03-12): Comment from [REDACTED] ([REDACTED]): see disclosure tracking showing the documents were sent [REDACTED]<br>Reviewer Comment (2025-03-12): Documentation provided does not show the completed application was provided to the borrower at lease 1 business day prior to closing<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED]): See attached | 03/26/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D A C B | Non QM | Non QM | Yes |
| 223002543 |  |  |  | 32992479 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing) | [REDACTED] Constitution Section 50(a)(6): [REDACTED] Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing. |  |  |  |  | Reviewer Comment (2025-03-26): Received in trailing documents.<br>Reviewer Comment (2025-03-12): Received evidence of Initial Loan Disclosures. Evidence that borrower(s) received copies of all documents signed at time of closing not provided.<br>Seller Comment (2025-03-12): Comment from [REDACTED] ([REDACTED]): attached | 03/26/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Either Deliver the required documents to the borrower or refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. A C B | Non QM | Non QM | Yes |
| 223002543 |  |  |  | 32992481 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Non QM | Non QM | No |
| 223002567 |  |  |  | 32992652 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/11/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223002567 |  |  |  | 32992665 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Missing final title |  |  |  | Reviewer Comment (2025-03-17): Received Final Title in trailing documents. | 03/17/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223002567 |  |  |  | 32992670 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-19): Exception remains Open, EV3. Nothing additional required.<br>Seller Comment (2025-03-19): Comment from [REDACTED] ([REDACTED].): see email form [REDACTED] @ [REDACTED]<br>Reviewer Comment (2025-03-17): Exception remains Open, EV3. Nothing additional required.<br>Seller Comment (2025-03-17): Comment from [REDACTED] ([REDACTED].): see attached<br>Reviewer Comment (2025-03-12): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Seller Comment (2025-03-12): Comment from [REDACTED] ([REDACTED].): see attached AVM and PCI - allowed per 2nd guidelines |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223002567 |  |  |  | 32992722 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-17): Received Final Title in trailing documents.<br>Seller Comment (2025-03-17): Comment from [REDACTED] ([REDACTED].): see attached | 03/17/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223002567 |  |  |  | 32992751 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to [REDACTED] ([REDACTED]) business days from transaction date of [REDACTED]. | Loan was disbursed prior to midnight of third business day after consummation. Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. |  |  |  | Reviewer Comment (2025-04-29): Received all required docs, delivery on [REDACTED] with expiration on [REDACTED]<br>Seller Comment (2025-04-24): Comment from [REDACTED] ([REDACTED]): Please see attached confirmation of delivery<br>Reviewer Comment (2025-04-21): [REDACTED] label provided reflects it was created, not yet sent to borrower. Unable to review until POD is provided and aligns to updated RTC expiration date.<br>Seller Comment (2025-04-17): Comment from [REDACTED] ([REDACTED].): see attached<br>Reviewer Comment (2025-03-17): Re-opened rescission is non-compliant. RTC form sent to borrower is missing the transaction date. Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery.<br>Seller Comment (2025-03-17): Comment from [REDACTED] ([REDACTED].): see attached |  | 04/29/2025 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 223005086 |  |  |  | 33001802 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/11/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223005086 |  |  |  | 33001853 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223005101 |  |  |  | 33001246 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/11/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223005101 |  |  |  | 33001326 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | Missing E-Sign Consent Agreement: |  |  |  | Reviewer Comment (2025-03-12): Received in trailing documents.<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED]): Econsent | 03/12/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223005101 |  |  |  | 33019509 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-12): Received supplement in trailing documents.<br>Seller Comment (2025-03-11): Comment from [REDACTED] ([REDACTED]): title supplement is in the file. | 03/12/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223005104 |  |  |  | 33003757 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  |  |  |  | Reviewer Comment (2025-03-12): Evidence of prior policy provided.<br>Buyer Comment (2025-03-12): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0224. Policy reflects current term as [REDACTED]-[REDACTED]. This term should clear the condition as policy was effective at time of consummation and disbursement. Thank you! | 03/12/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223005104 |  |  |  | 33003758 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/11/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223005118 |  |  |  | 33003406 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/11/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223005118 |  |  |  | 33003409 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223005118 |  |  |  | 33003422 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-03-24): Land only per property history report - no insurance<br>Buyer Comment (2025-03-21): Comment from [REDACTED] ([REDACTED].): Please note that the tax bill reflects 'land'. There is no insurance. What is required to clear the condition? Thank you.<br>Reviewer Comment (2025-03-21): Land only per property history report - no insurance<br>Seller Comment (2025-03-19): Comment from [REDACTED] ([REDACTED].): Please see property profile for the property at [REDACTED]. Per the profile this is residential loan and there is no insurance. Please accept. Thank you. | 03/24/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223005118 |  |  |  | 34131467 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223005122 |  |  |  | 33001512 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-18): Exception pertains to the AVM and remains Open, EV2, informational. Nothing additional required.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED].): There is a CDA in file that supports the appraisal value. Please clear. Thank you. |  |  |  | 2 A | A | A | A B |  | NY | Primary | Refinance - Cash-out - Other | B C A | Non QM | Non QM | No |
| 223005122 |  |  |  | 33001513 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/11/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | B C A | Non QM | Non QM | No |
| 223005122 |  |  |  | 33001528 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Escrow Not Established) | [REDACTED] Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of [REDACTED] months of timely payments of taxes and insurance on a previous home loan.) |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | B C A | Non QM | Non QM | No |
| 223005122 |  |  |  | 33001529 |  | Compliance | Compliance | State Compliance | State HPML | [REDACTED] Subprime Home Loan Threshold Fixed Non-Compliant | [REDACTED] Subprime Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED] + [REDACTED]%, or [REDACTED]%. Non-Compliant SubPrime Loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| 223005122 |  |  |  | 33018840 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant [REDACTED] ([REDACTED]) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | B C A | Non QM | Non QM | No |
| 223005122 |  |  |  | 33018841 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant [REDACTED] ([REDACTED]) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | B C A | Non QM | Non QM | No |
| 223005122 |  |  |  | 34131278 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. A secondary AVM was provided with FSD > [REDACTED], and its value does not support the "Use for LTV" value. Sec ID: 374 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 3 | C A |  | A |  | NY | Primary | Refinance - Cash-out - Other | B C A | Non QM | Non QM | No |
| 223008311 |  |  |  | 33015750 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/12/2025 | 2 A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223008311 |  |  |  | 33015754 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223012903 |  |  |  | 33021005 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 A | A | A | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223012903 |  |  |  | 33021008 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223012903 |  |  |  | 33021034 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required |  |  |  | Reviewer Comment (2025-03-17): Received in trailing documents.<br>Seller Comment (2025-03-17): Comment from [REDACTED] ([REDACTED]): See attached | 03/17/2025 |  |  | 1 C | A C | C | A C |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223012903 |  |  |  | 33021035 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing |  |  |  | Reviewer Comment (2025-03-13): O&E Report received.<br>Buyer Comment (2025-03-13): Comment from [REDACTED] ([REDACTED]): The condition is invalid. The owner and encumbrance report were in the delivered package, pages 81-95. Please waive the condition. | 03/13/2025 |  |  | 1 C | A C | C | A C |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223012903 |  |  |  | 34131472 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223012907 |  |  |  | 33020621 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223012907 |  |  |  | 33020732 |  | Compliance | Compliance | State Compliance | Misc. State Level | [REDACTED] CMPA Home Loan Toolkit Status | [REDACTED] Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. | Missing Home Loan Toolkit |  |  |  |  |  |  |  | 2 B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223012911 |  |  |  | 33026256 |  | Compliance | Compliance | State Compliance | Compliance | [REDACTED] Day RNY has been discontinued effective [REDACTED]. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | AR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223012911 |  |  |  | 33026336 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 A | A | A | A |  | AR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223012928 |  |  |  | 33021062 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223012932 |  |  |  | 33026615 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-03-26): Drive-by inspection report received.<br>Reviewer Comment (2025-03-18): Moved to buyer queue for approval and downgrade consideration.<br>Buyer Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): The clients have owned this home since [REDACTED]. Any damage from the [REDACTED] disaster would have been discovered and repaired prior to their purchase of the home. Thank you! | 03/26/2025 |  |  | 1 C | A C | C | A C |  | MD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223012932 |  |  |  | 33026616 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223012932 |  |  |  | 33026617 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. BPO was provided.Missing Secondary Valuation. Sec ID: 109 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | MD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223012932 |  |  |  | 34131478 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | MD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223012937 |  |  |  | 33025902 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-14): Received in trailing documents.<br>Seller Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): please see attached | 03/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223012937 |  |  |  | 33025913 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-03-14): Alternative documentation provided.<br>Seller Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): Please see attached - we have pages 1-2 of the original Note with the mortgage statement - please clear | 03/14/2025 |  |  | 1 D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223012937 |  |  |  | 33025916 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223013232 |  |  |  | 33022062 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223013232 |  |  |  | 33022063 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-03-13): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-13): Comment from [REDACTED] ([REDACTED]): AMVs are acceptable per product guidelines |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223013232 |  |  |  | 33022095 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-25): Okay to waive per email dated [REDACTED]<br>Reviewer Comment (2025-03-13): Guidelines provided for review reflect a minimum [REDACTED] score. Please reach out to [REDACTED] for confirmation.<br>Seller Comment (2025-03-13): Comment from [REDACTED] ([REDACTED]): Pg 1 of guidelines - [REDACTED] is acceptable for primary with [REDACTED]% LTV and [REDACTED]% DTI |  |  | 03/25/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223016536 |  |  |  | 33036731 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/17/2025 | 2 A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223016536 |  |  |  | 33036732 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. BPO was provided.Missing Secondary Valuation. Sec ID: 109 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223016536 |  |  |  | 34131486 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223016545 |  |  |  | 33029673 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223016545 |  |  |  | 33029674 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-03-17): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-14): Comment from [REDACTED] ([REDACTED]): a second appraisal is not required on a closed 2nd please waive this cond |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223016545 |  |  |  | 34131294 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223016546 |  |  |  | 33030210 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223016546 |  |  |  | 33030213 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223016546 |  |  |  | 34131299 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223016558 |  |  |  | 33035757 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-18): Received in trailing documents.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): please see UW Decision | 03/18/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223016558 |  |  |  | 33035772 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-18): Received in trailing documents.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): Please see Title Supplement confirming Policy amount | 03/18/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223016558 |  |  |  | 33035774 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/17/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223016558 |  |  |  | 33035831 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than [REDACTED] days prior to the note date. |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-18): Credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): Please see approved exception |  |  | 03/18/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223016558 |  |  |  | 33035843 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-03-18): Received in trailing documents.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): Please see eSign | 03/18/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223016558 |  |  |  | 33062576 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: HOA Questionnaire not provided |  |  |  |  |  | Reviewer Comment (2025-04-02): Good to proceed with the approval document<br>Reviewer Comment (2025-03-18): Unrelated to project approval. HOA/Condo Questionnaire required.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): Please see confirmation that project is FNMA Approved. | 04/02/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223016580 |  |  |  | 33030518 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | VA | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| 223016580 |  |  |  | 33030525 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/17/2025 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| 223034184 |  |  |  | 33037680 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/17/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223034185 |  |  |  | 33055808 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval not available in file. |  |  |  | Reviewer Comment (2025-03-18): Received in trailing documents.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): see attached | 03/18/2025 |  |  | 1 C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223034185 |  |  |  | 33055810 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/17/2025 | 2 A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223034185 |  |  |  | 33063008 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrowers on subject Note include others not on the primary Note. Lender exception in file. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-17): Credit exception approval based on 2 or more compensating factors meeting client criteria. |  |  | 03/17/2025 | 2 B | B | B | B |  | OR | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223034187 |  |  |  | 33064159 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/18/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223034187 |  |  |  | 33064170 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-03-18): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): not required per product guidelines |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223034187 |  |  |  | 33064211 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to [REDACTED] ([REDACTED]) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-03-26): Received PCCD and stamped Final Settlement Statement confirming Disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-03-26): Comment from [REDACTED] ([REDACTED]): PC CD and final settlement stmt | 03/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223034187 |  |  |  | 33064216 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-31): Waive per email [REDACTED]<br>Reviewer Comment (2025-03-19): [REDACTED] Guidelines being referenced in trailing documents (Doc ID 0560) have not been provided for review. DO NOT LOAD through Portal. Guidelines must be provided to [REDACTED] for approval and provided to [REDACTED]. Loan to be re-submitted for review once the correct guidelines are provided.<br>Seller Comment (2025-03-18): Comment from [REDACTED] ([REDACTED]): FICO fits guidelines |  |  | 03/31/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223034187 |  |  |  | 33065775 |  | Compliance | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | (Doc Error) Loan was portrayed as first lien but found to be a second lien |  | Incorrect tape data provided during loan submission. |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223039337 |  |  |  | 33073797 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223039393 |  |  |  | 33073563 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223039393 |  |  |  | 33073593 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Non QM | Non QM | No |
| 223039393 |  |  |  | 33073596 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of [REDACTED]is over disclosed by [REDACTED] compared to the calculated Amount Financed of [REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of [REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-03-26): Upon further the Amount Financed was correctly disclosed to consumer<br>Seller Comment (2025-03-25): Comment from [REDACTED] ([REDACTED]): attached<br>Reviewer Comment (2025-03-24): A written lender attestation that gives the specific service(s) of the fee should be provided. If only for Notary Services and not relating to signing fees or mobile signing fees, fee can be tested as such. Please provide the signed lender attestation.<br>Buyer Comment (2025-03-24): Comment from [REDACTED] ([REDACTED]): Please see explanation from my team:<br>We researched this and we determined that this difference in finance charge calculation is most likely explained by the fact that NAF does not include the TX A6 Office fee ($[REDACTED]) in the finance charge and the investor apparently does.<br>In reviewing this issue with the provider we learned that this fee is essentially a notary fee. In Texas, the notary meets with the borrowers in the office of a TX attorney where the documents are notarized. <br> Thus, in other states they will see it as a notary fee, but in Texas we call it TX A6 Office fee. That is why it was not included in the finance charge - because in our systems it is a Notary Fee. Please see if the investor waives the finding based on this explanation.<br>Under Reg Z, a reasonable notary fee paid to a third party is not included in the Finance Charge/ APR. It is just that in Texas we use this awkward naming convention that certainty, without an explanation, would lead anybody to think that this is a finance charge fee. | 03/26/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 223039393 |  |  |  | 33073597 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED]compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-03-26): Upon further review finance charge was correctly disclosed to consumer | 03/26/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 223039393 |  |  |  | 33082592 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing) | [REDACTED] Constitution Section 50(a)(6): [REDACTED] Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing. |  |  |  |  | Reviewer Comment (2025-03-27): Received tracking in trailing documents.<br>Seller Comment (2025-03-26): Comment from [REDACTED] ([REDACTED]): Disclosure Tracking<br>Reviewer Comment (2025-03-26): Received Acknowledgment of Fair Market Value. Missing evidence that borrower(s) received copies of all documents signed at time of closing.<br>Seller Comment (2025-03-25): Comment from [REDACTED] ([REDACTED]): see attached<br>Reviewer Comment (2025-03-24): Document provided was signed at origination. Missing disclosure signed by borrower at closing.<br>Seller Comment (2025-03-21): Comment from [REDACTED] ([REDACTED]): see attached | 03/27/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Either Deliver the required documents to the borrower or refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Non QM | Non QM | Yes |
| 223039811 |  |  |  | 33062956 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-19): Received in trailing documents.<br>Seller Comment (2025-03-19): Comment from [REDACTED] ([REDACTED]): attached | 03/19/2025 |  |  | 1 C | A C | C | A C |  | KS | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223039811 |  |  |  | 33062965 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/18/2025 | 2 A | A | A | A |  | KS | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223039890 |  |  |  | 33072509 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223039890 |  |  |  | 33072510 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-24): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-24): Comment from [REDACTED] ([REDACTED]): Not required per product guidelines |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223039890 |  |  |  | 33072549 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to [REDACTED] ([REDACTED]) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-03-25): Final Settlement Statement confirms disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-03-24): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD | 03/25/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223039890 |  |  |  | 33072570 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Unable to verify current employment status using reasonably reliable third-party records. ([REDACTED],[REDACTED] [REDACTED]-[REDACTED] [REDACTED]/Bank Statements) |  |  |  | Reviewer Comment (2025-04-29): Updated with proof and attestation of verification of employment<br>Seller Comment (2025-04-24): Comment from [REDACTED] ([REDACTED]): Attestation<br>Reviewer Comment (2025-04-14): [REDACTED] business entity listing ([REDACTED]) is dated after the Note date of [REDACTED]. Guidelines require proof business is active no more than [REDACTED] calendar days prior to the Note date. Please provide evidence within that timeframe.<br>Seller Comment (2025-04-07): Comment from [REDACTED] ([REDACTED]): Business active<br>Reviewer Comment (2025-03-25): Operating Agreement is not a third-party record.<br>Buyer Comment (2025-03-24): Comment from [REDACTED] ([REDACTED]): We used the operating agreement to satisfy this condition. | 04/29/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 223039890 |  |  |  | 33072571 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current employment status using reasonably reliable third-party records. | Third Party Verification or CPA Letter is missing in the File. |  |  |  | Reviewer Comment (2025-04-29): Updated with proof and attestation of verification of employment<br>Seller Comment (2025-04-24): Comment from [REDACTED] ([REDACTED]): Attestation<br>Reviewer Comment (2025-04-14): [REDACTED] business entity listing ([REDACTED]) is dated after the Note date of [REDACTED]. Guidelines require proof business is active no more than [REDACTED] calendar days prior to the Note date. Please provide evidence within that timeframe.<br>Seller Comment (2025-04-07): Comment from [REDACTED] ([REDACTED]): Business active<br>Reviewer Comment (2025-03-25): Operating Agreement is not a third-party record.<br>Buyer Comment (2025-03-24): Comment from [REDACTED] ([REDACTED]): We used the operating agreement to satisfy this condition. | 04/29/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223039890 |  |  |  | 33072572 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Unable to verify current employment status using reasonably reliable third-party records. ([REDACTED],[REDACTED]-[REDACTED] Laundry/Bank Statements) |  |  |  | Reviewer Comment (2025-04-29): Updated with proof and attestation of verification of employment | 04/29/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223050104 |  |  |  | 33076653 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223050104 |  |  |  | 33076655 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223052884 |  |  |  | 33077509 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-08-08): Received PDI in trailing documents. No damage reported.<br>Reviewer Comment (2025-04-24): Moved to buyer queue for approval and downgrade consideration.<br>Buyer Comment (2025-04-24): Comment from [REDACTED] ([REDACTED]): the disaster was from [REDACTED]. almost [REDACTED] years ago. The borrower's most recent mortgage on the property is from [REDACTED].. Can we get this condition waived please? | 08/08/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 223052884 |  |  |  | 33077531 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 223052884 |  |  |  | 33077534 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 223052884 |  |  |  | 33077555 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-03-25): E-sign consent provided.<br>Buyer Comment (2025-03-25): Comment from [REDACTED] ([REDACTED]): The initial e-sign agreement is in the delivered package, pages 172-176. Please waive the condition. | 03/25/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 223052884 |  |  |  | 33077563 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-04-10): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-04-10): Comment from [REDACTED] ([REDACTED]): Please restate as higher priced QM<br>Reviewer Comment (2025-04-07): Compliance report provided reflects loan is Higher Priced (HPML). Loan was submitted for review as non-QM.<br>Seller Comment (2025-04-07): Comment from [REDACTED] ([REDACTED]): See attached<br>Reviewer Comment (2025-03-28): Loan submission does not include a Compliance Report for reference.<br>Buyer Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): Per compliance report, this is a QM loan. Please re-test | 04/10/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 223052884 |  |  |  | 33077564 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2025-04-10): Loan Designation restated. Compliance testing updated. | 04/10/2025 |  |  | 1 B | A B | B | A B |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 223052884 |  |  |  | 33077565 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | Reviewer Comment (2025-04-10): Loan Designation restated. Compliance testing updated. | 04/10/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 223052884 |  |  |  | 33077567 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) Georgia High-Cost Loan (Counseling Requirement) | [REDACTED] High-Cost Loan: No evidence that borrower received counseling on the advisability of the loan transaction. |  |  |  |  | Reviewer Comment (2025-05-05): Cure documentation received. Loan is no longer high cost. | 05/05/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | See any available cure under the Georgia High Cost Loan threshold exception. D A B | Non QM | Higher Priced QM (APOR) | No |
| 223052884 |  |  |  | 33077568 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) Georgia High-Cost Loan (Fair Lending Notice Not on Note and/or Security Instrument) | [REDACTED] High-Cost Loan: Required GFLA Notice is not displayed on all documents that create a debt or pledge property as collateral. |  |  |  |  | Reviewer Comment (2025-05-05): Cure documentation received. Loan is no longer high cost. | 05/05/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | See any available cure under the Georgia High Cost Loan threshold exception. D A B | Non QM | Higher Priced QM (APOR) | No |
| 223052884 |  |  |  | 33077569 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Georgia High-Cost Loan (Points and Fees) | [REDACTED] Fair Lending Act: Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Total Loan Amount. Points and Fees total $[REDACTED] on a Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). Non-Compliant High-Cost Loans. |  |  |  |  | Reviewer Comment (2025-05-05): Cure documentation received including LOE, refund check and proof of mailing.<br>Seller Comment (2025-05-05): Comment from [REDACTED] ([REDACTED]): The shipping label was generated on [REDACTED] and provided to our accounts payable department to ship the refund check once available. The tracking evidences that the check and PCCD will be delivered to the borrower today, see attached. Please clear the condition.<br>Reviewer Comment (2025-05-02): Shipping label provided for review was printed on [REDACTED] however, [REDACTED] tracking does not show this was sent as of [REDACTED]. Remediation documents will be forwarded for compliance review once delivery tracking can be provided.<br>Seller Comment (2025-05-02): Comment from [REDACTED] ([REDACTED]): See the attached refund documents that have been sent to the borrower<br>Reviewer Comment (2025-04-15): State Fees:<br> Loan Discount Points $[REDACTED]<br> Loan Origination Fee $[REDACTED]<br> MERS Fee $[REDACTED]<br> Title - Courier / Express Mail / Messenger Fee $[REDACTED]<br> Title - Recording Service Fee $[REDACTED]<br> Total $[REDACTED]. Loan Amount $[REDACTED]<br>Buyer Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Please provide your calculations so we can compare to our own. |  | 05/05/2025 |  | 2 C | B C | C | B C |  | GA | Primary | Refinance - Cash-out - Other | Within 90 days of loan closing and prior to receiving notice from the borrower: (a) offer restitution and make appropriate adjustments; or (b) to correct failure related to financing of insurance, make appropriate restitution by returning premiums paid plus interest charged on the premiums upon receipt of the notice of compliance failure.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 90 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Higher Priced QM (APOR) | Yes |
| 223052884 |  |  |  | 33231838 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  | Reviewer Comment (2025-05-06): Exception is EV2, informational following re-designation. Nothing additional required for this exception.<br>Buyer Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): Acknowledged - Ev2 immaterial<br>Reviewer Comment (2025-04-15): Exception is EV2, informational following re-designation. Nothing additional required for this exception.<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): See the attached compliance test results. |  |  |  | 2 | A B |  | B A |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 223052884 |  |  |  | 34131517 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | GA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Higher Priced QM (APOR) | No |
| 223062742 |  |  |  | 33078952 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-03-26): Property Inspection Report provided.<br>Buyer Comment (2025-03-25): Comment from [REDACTED] ([REDACTED]): Please see Property Inspection Report, Doc ID 0191, showing property in good condition with no repairs needed and inspection date of [REDACTED]. Thank you! | 03/26/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223062742 |  |  |  | 33078974 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-03-27): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to LRP to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-27): Comment from [REDACTED] ([REDACTED]): Not required per product guidelines |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223062742 |  |  |  | 33078979 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223062742 |  |  |  | 33079005 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-04-01): waive and downgrade per client email [REDACTED] |  |  | 04/01/2025 | 2 C | B C | C | B C |  | AZ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223062744 |  |  |  | 33080571 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223062744 |  |  |  | 33080572 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223062771 |  |  |  | 33078839 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223062771 |  |  |  | 33078842 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223062771 |  |  |  | 33078887 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Missing one more month bank statement |  |  |  | Reviewer Comment (2025-03-27): Two months statements not required per guidelines.<br>Buyer Comment (2025-03-26): Comment from [REDACTED] ([REDACTED]): Please revisit this condition. Per Section B3-4.2-01 of the FNMA Selling Guide, only one month of bank statements is required on a refinance. "Refinance transactions: The statements must cover the most recent full one-month period of account activity ([REDACTED]. days, or, if account information is reported on a quarterly basis, the most recent quarter)." Thank you! | 03/27/2025 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223062774 |  |  |  | 33082457 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223062774 |  |  |  | 33082478 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Incomplete | TILA-RESPA Integrated Disclosure: Incomplete Closing Disclosure was not signed by borrower and can be excluded from testing if it was never provided to the borrower. In order to exclude Incomplete Closing Disclosure from testing, please provide attestation from lender referencing the specific Closing Disclosure that was not provided to the borrower. | CD page 3 is missing from the document package. |  |  |  | Reviewer Comment (2025-03-27): [REDACTED] received complete [REDACTED] CD.<br>Seller Comment (2025-03-26): Comment from [REDACTED] ([REDACTED]): Please see CD | 03/27/2025 |  |  | 1 C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Corrected CD, and Proof of Delivery (Proof of receipt and reopened rescission also required if transaction is rescindable and material disclosures are inaccurate) A | Non QM | Non QM | Yes |
| 223062797 |  |  |  | 33081714 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-25): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-25): Comment from [REDACTED] ([REDACTED]): Not required per product guidelines |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223062797 |  |  |  | 33081716 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223062797 |  |  |  | 33081720 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-25): Supplement received in trailing documents.<br>Seller Comment (2025-03-25): Comment from [REDACTED] ([REDACTED]): Title Supplement | 03/25/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223062798 |  |  |  | 33092801 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223062798 |  |  |  | 33092802 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-27): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-27): Comment from [REDACTED] ([REDACTED]): Not required per product guidelines |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223067513 |  |  |  | 33086020 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223067513 |  |  |  | 33086023 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | SC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223067513 |  |  |  | 33086160 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-04-06): Received in trailing documents.<br>Seller Comment (2025-04-04): Comment from [REDACTED] ([REDACTED].): Please find the updated title commitment. Thank you. | 04/06/2025 |  |  | 1 B | A B | B | A B |  | SC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223067513 |  |  |  | 33087068 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guideline violation of removing co-borrower who is not an immediate relative or spouse. Approved Lender exception is in file. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower has worked in the same position for more than 3 years. | LTV > 10% below program max | Originator Pre-Close,Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-24): Exception approval provided, meets buyers waiver policy. |  |  | 03/24/2025 | 2 B | B | B | B |  | SC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223067514 |  |  |  | 33089068 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 125 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | D A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223067514 |  |  |  | 33089070 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223067519 |  |  |  | 33086093 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-03-25): PDI provided in file submission.<br>Buyer Comment (2025-03-25): Comment from [REDACTED] ([REDACTED]): Please see PCI, Doc ID 0515, with inspection date of [REDACTED]. Property in good condition and no repairs required. Thank you! | 03/25/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223067519 |  |  |  | 33086095 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-08): Received in trailing documents.<br>Seller Comment (2025-04-08): Comment from [REDACTED] ([REDACTED].): Please find the title supplement as requested. Thank you. | 04/08/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223067519 |  |  |  | 33086105 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223067519 |  |  |  | 33086131 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223081230 |  |  |  | 33094959 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223081233 |  |  |  | 33097884 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-27): Received in trailing documents.<br>Seller Comment (2025-03-27): Comment from [REDACTED] ([REDACTED]): Please see confirmation of title policy amount | 03/27/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223081233 |  |  |  | 33097887 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223081233 |  |  |  | 33097895 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223081233 |  |  |  | 33097913 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-03-28): Received Final Settlement Statement and PCCD confirming Disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-03-27): Comment from [REDACTED] ([REDACTED]): Please see PCCD and FSS showing disbursement date | 03/28/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 223081237 |  |  |  | 33096222 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223089830 |  |  |  | 33103272 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223089830 |  |  |  | 33103273 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/26/2025 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223089830 |  |  |  | 33103276 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-03-27): O&E Report provided. Allowed per guidelines.<br>Buyer Comment (2025-03-27): Comment from [REDACTED] ([REDACTED]): Please Waive: Title Docs (Owner & Encumbrance Report) was located on Pgs. 97-133 / 813 of the delivery file. Thank you. | 03/27/2025 |  |  | 1 C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223089830 |  |  |  | 33103280 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-08-08): Received PDI in trailing documents. No damage reported. | 08/08/2025 |  |  | 1 C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223089830 |  |  |  | 34131526 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223089836 |  |  |  | 33098595 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223089848 |  |  |  | 33101788 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223090211 |  |  |  | 33101621 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223090211 |  |  |  | 33101662 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223090211 |  |  |  | 33109080 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require same borrowers on first loan to be on new loan. New loan only has 1 borrower, other borrower not being added due to low FICO. Approved Lender exception is in file. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-25): Credit exception approval based on[REDACTED]. or more compensating factors meeting client criteria. |  |  | 03/25/2025 | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223115353 |  |  |  | 33109418 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/26/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223115353 |  |  |  | 33109469 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Non QM | Non QM | No |
| 223115492 |  |  |  | 33108147 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223115492 |  |  |  | 33108148 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/26/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223115503 |  |  |  | 33109878 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/26/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223115503 |  |  |  | 33109879 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223116700 |  |  |  | 33124325 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223116700 |  |  |  | 33124327 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/27/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223116700 |  |  |  | 33124552 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-03-28): Received Final Settlement Statement and PCCD confirming Disbursement Date of [REDACTED]. Loan is RTC Compliant.<br>Seller Comment (2025-03-27): Comment from [REDACTED] ([REDACTED]): Please see final CD and FSS confirming loan disbursement of [REDACTED] | 03/28/2025 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223116703 |  |  |  | 33124890 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/27/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223116703 |  |  |  | 33124903 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-03-28): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): Not required per product guidelines. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223116703 |  |  |  | 33124904 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-28): Received in trailing documents.<br>Seller Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): approval | 03/28/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223116703 |  |  |  | 33125262 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2025-03-28): Alternative documentation received.<br>Seller Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): LOE and supporting docs | 03/28/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223116706 |  |  |  | 33124385 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/27/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223116706 |  |  |  | 33124450 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223116720 |  |  |  | 33134264 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-28): Received in trailing documents.<br>Seller Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): approval | 03/28/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C D A B | Non QM | Non QM | No |
| 223116720 |  |  |  | 33134747 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/27/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C D A B | Non QM | Non QM | No |
| 223116720 |  |  |  | 33136599 |  | Compliance | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | (Doc Error) Loan was portrayed as first lien but found to be a second lien |  |  |  |  |  | Reviewer Comment (2025-03-28): Data tape provided at time of loan submission reflects a first lien transaction. Exception remains Open, EV2 informational.<br>Buyer Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): per secondary always 2nd lien |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C D A B | Non QM | Non QM | No |
| 223116720 |  |  |  | 33136696 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-28): Supplement received in trailing documents.<br>Seller Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): title supplement | 03/28/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C D A B | Non QM | Non QM | No |
| 223116720 |  |  |  | 33150717 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-02): Remains Open. Client to accept.<br>Buyer Comment (2025-04-01): Comment from [REDACTED] ([REDACTED]): not required per product guidelines |  |  | 06/26/2025 | 3 | N/A |  | N/A D |  | CA | Primary | Refinance - Cash-out - Other | C D A B | Non QM | Non QM | No |
| 223116720 |  |  |  | 34131532 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | C D A B | Non QM | Non QM | No |
| 223116724 |  |  |  | 33124394 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/27/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223116724 |  |  |  | 33124395 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223116724 |  |  |  | 34131542 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223127668 |  |  |  | 33134075 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term is > [REDACTED] years as required by guidelines. |  |  |  | Reviewer Comment (2025-03-28): Alternative documentation provided.<br>Seller Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): see attached | 03/28/2025 |  |  | 1 D | A D | D | A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223127668 |  |  |  | 33134107 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/27/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223127685 |  |  |  | 33130064 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-28): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): not required per product guidelines |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Safe Harbor QM (APOR) | No |
| 223127685 |  |  |  | 33130065 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/27/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Safe Harbor QM (APOR) | No |
| 223127685 |  |  |  | 33130066 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-28): Received supplement in trailing documents.<br>Seller Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): Title supplement | 03/28/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Safe Harbor QM (APOR) | No |
| 223127685 |  |  |  | 33130069 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-03-28): Received in trailing documents.<br>Seller Comment (2025-03-28): Comment from [REDACTED] ([REDACTED]): approval | 03/28/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Safe Harbor QM (APOR) | No |
| 223127685 |  |  |  | 33130077 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay - Bank Statement Guidelines Require 12 or more Months | Ability to Repay (Dodd-Frank 2014): Guidelines require 12 or more consecutive months bank statements. |  |  |  |  | Reviewer Comment (2025-07-15): Re-stated designation, updated exception | 07/15/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Safe Harbor QM (APOR) | No |
| 223127685 |  |  |  | 33937271 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | Re-stated designation |  |  |  |  |  |  |  | 2 | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Safe Harbor QM (APOR) | No |
| 223127685 |  |  |  | 34131546 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Safe Harbor QM (APOR) | No |
| 223127687 |  |  |  | 33137152 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-31): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-31): Comment from [REDACTED] ([REDACTED]): not required per product guidelines. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223127687 |  |  |  | 33137154 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/28/2025 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223127689 |  |  |  | 33137144 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/28/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223127690 |  |  |  | 33133186 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/28/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 223127690 |  |  |  | 33133745 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-31): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-31): Comment from [REDACTED] ([REDACTED]): not required per product guidelines. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 223127690 |  |  |  | 33133761 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-04-30): Received Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-04-30): Comment from [REDACTED] ([REDACTED]): LOE and NORTC and [REDACTED] Tracking<br>Reviewer Comment (2025-04-15): [REDACTED] will rely on the borrower's <br> signature on the CD as the date the material disclosures were received. The delivery of material disclosures is defined as the (a) APR, (b) Finance Charge, (c) Amount Financed, <br> (d) Total of Payments, and (e) Payment schedule (i.e. Projected Payments table). All of these "material <br> disclosures" are captured on the Closing Disclosure (CD) and therefore the borrower's receipt of the CD is <br> a critical piece in determining the start of the rescission period.<br>Seller Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): Closing Management LOE<br>Reviewer Comment (2025-04-01): Final CD signed [REDACTED].<br>Buyer Comment (2025-03-31): Comment from [REDACTED] ([REDACTED]): Transaction date is [REDACTED] NRTC dates appear to be correct. Please advise. |  | 04/30/2025 |  | 2 C | B C | C | B C |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223127690 |  |  |  | 33133762 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-04-30): Received Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-04-30): Comment from [REDACTED] ([REDACTED]): LOE and NORTC and [REDACTED] Tracking<br>Reviewer Comment (2025-04-15): [REDACTED] will rely on the borrower's <br> signature on the CD as the date the material disclosures were received. The delivery of material disclosures is defined as the (a) APR, (b) Finance Charge, (c) Amount Financed, <br> (d) Total of Payments, and (e) Payment schedule (i.e. Projected Payments table). All of these "material <br> disclosures" are captured on the Closing Disclosure (CD) and therefore the borrower's receipt of the CD is <br> a critical piece in determining the start of the rescission period.<br>Seller Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): Closing Management LOE<br>Reviewer Comment (2025-04-01): Final CD signed [REDACTED].<br>Buyer Comment (2025-03-31): Comment from [REDACTED] ([REDACTED]): Transaction date is [REDACTED].. NRTC dates appear to be correct. Please advise. |  | 04/30/2025 |  | 2 C | B C | C | B C |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223127692 |  |  |  | 33137438 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223127692 |  |  |  | 33137439 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/28/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223127700 |  |  |  | 33132635 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-04-08): received sufficient documentation<br>Seller Comment (2025-04-01): Comment from [REDACTED] ([REDACTED].): Attached are documents to satisfy this condition. The HOA dues amount is listed in the attached [REDACTED] bank statement and the amount used in qualifying is actually more than the actual. Also attached is documentation to support that [REDACTED] is tied to [REDACTED]. Thank you | 04/08/2025 |  |  | 1 C | A C | C | A C |  | MI | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223127700 |  |  |  | 33132651 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided is invalid. The FSD is greater than 0.2. Appraisal was provided. Sec ID: 120 |  |  |  |  |  | Reviewer Comment (2025-08-04): Updated exception | 08/04/2025 |  |  | 1 D | A | D | A D |  | MI | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223127700 |  |  |  | 33132652 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/27/2025 | 2 A | A | A | A |  | MI | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223127700 |  |  |  | 34131547 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 3 | C A |  | C |  | MI | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223127700 |  |  |  | 34131548 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. A secondary AVM was provided with FSD > 0.20, and its value does not support the "Use for LTV" value. Sec ID: 374 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 3 | C A |  | A |  | MI | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223127703 |  |  |  | 33137562 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223127703 |  |  |  | 33137565 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223127703 |  |  |  | 33137595 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  |  |  |  | Reviewer Comment (2025-04-01): Prior policies confirming coverage provided.<br>Seller Comment (2025-04-01): Comment from [REDACTED] ([REDACTED].): Hello, please find the consecutive bank statements for the time period [REDACTED] to [REDACTED] and [REDACTED] to [REDACTED]. This covers the time period requested. Please accept. Thank you. | 04/01/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223127703 |  |  |  | 33138489 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Points and Fees) | [REDACTED] Anti-Predatory Lending Statute: Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Total Loan Amount. Points and Fees total $[REDACTED]on a Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2025-04-14): Offset applied for fee not charged to borrower as evidenced through ALTA & PCCD. Exception cleared.<br>Seller Comment (2025-04-07): Comment from [REDACTED] ([REDACTED].): Please see attached. Thank you. | 04/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Non QM | Yes |
| 223127705 |  |  |  | 33134854 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/28/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223127705 |  |  |  | 33134856 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-03-31): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-03-31): Comment from [REDACTED] ([REDACTED]): not required per product guidelines. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223134354 |  |  |  | 33139867 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223134355 |  |  |  | 33139926 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223134355 |  |  |  | 33139940 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-04-07): Applied POCB funds verified with receipt.<br>Seller Comment (2025-04-02): Comment from [REDACTED] ([REDACTED]): Borrower received funds back | 04/07/2025 |  |  | 1 C | A C | C | A C |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223134355 |  |  |  | 33139941 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-04-02): Received in trailing documents.<br>Seller Comment (2025-04-02): Comment from [REDACTED] ([REDACTED]): Approval | 04/02/2025 |  |  | 1 C | A C | C | A C |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223134355 |  |  |  | 33139942 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Missing terms for first lien, Mortgage statement provided is missing maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2025-04-02): Received in trailing documents.<br>Seller Comment (2025-04-02): Comment from [REDACTED] ([REDACTED]): Statement has maturity date | 04/02/2025 |  |  | 1 D | A D | D | A D |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223134384 |  |  |  | 33142093 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223134837 |  |  |  | 33144828 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Missing final title |  |  |  | Reviewer Comment (2025-04-08): Received in trailing documents. | 04/08/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223134837 |  |  |  | 33144839 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223134837 |  |  |  | 33144840 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223134837 |  |  |  | 33144912 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | FICO > 20 points above program minimum<br>LTV/CLTV 10% or more below program max<br>LTV/CLTV 10% or more below program max<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator Pre-Close,Aggregator,SitusAMC<br>Originator Pre-Close,Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2025-04-01): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] |  |  | 04/01/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223134837 |  |  |  | 33144958 |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | Appraiser's license or certification was not active at the time of the appraisal. |  |  |  |  |  | Reviewer Comment (2025-04-01): Confirmed license effective on ASC.gov. | 04/01/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223134837 |  |  |  | 33145124 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. | Loan amount of $[REDACTED] higher than Guideline maximum of $[REDACTED]. Approved Lender exception is in file. | The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | LTV/CLTV 10% or more below program max<br>LTV/CLTV 10% or more below program max<br>FICO > 20 points above program minimum | Originator Pre-Close,Aggregator,SitusAMC<br>Originator Pre-Close,Aggregator,SitusAMC<br>SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2025-03-31): Exception approval provided, meets buyers waiver policy. |  |  | 03/31/2025 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223134837 |  |  |  | 33145699 |  | Credit | Credit | Miscellaneous | Credit | Kroll Second Lien Property Exception - Primary Valuation with defect |  |  |  |  |  | Reviewer Comment (2025-04-01): Appraiser license verified and corrected. Compliance testing updated. | 04/01/2025 |  |  | 1 A | A | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223134837 |  |  |  | 33146164 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-08): Received in trailing documents.<br>Seller Comment (2025-04-07): Comment from [REDACTED] ([REDACTED].): Attached is the document to clear this finding. | 04/08/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223134837 |  |  |  | 34131319 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223134852 |  |  |  | 33144855 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223134852 |  |  |  | 33144856 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223163087 |  |  |  | 33146101 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-01): Received supplement in trailing documents.<br>Seller Comment (2025-03-31): Comment from [REDACTED] ([REDACTED]): title supplement is in the file. | 04/01/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223163087 |  |  |  | 33146106 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223163087 |  |  |  | 33146119 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223166442 |  |  |  | 33156311 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/03/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 223166442 |  |  |  | 33156312 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Highest level secondary valuation was a BPO and does not support the value used to qualify. Sec ID: 110 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 3 C | C A | C | C |  | WA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 223166442 |  |  |  | 34131556 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | WA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 223166445 |  |  |  | 33152153 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/03/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223166454 |  |  |  | 33151947 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/03/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223166454 |  |  |  | 33151951 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Updated as per document. |  |  |  | Reviewer Comment (2025-04-08): Received in trailing documents.<br>Seller Comment (2025-04-07): Comment from [REDACTED] ([REDACTED]): Uploaded title supp with loan amount. | 04/08/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223166456 |  |  |  | 33151839 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223166456 |  |  |  | 33151840 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/03/2025 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223166456 |  |  |  | 34131326 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 | A |  | A B |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223166480 |  |  |  | 33151825 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/03/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223166480 |  |  |  | 33151833 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-04-08): Received in trailing documents.<br>Seller Comment (2025-04-08): Comment from [REDACTED] ([REDACTED]): Approval | 04/08/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223166480 |  |  |  | 33151845 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-04-10): Received in trailing documents.<br>Seller Comment (2025-04-08): Comment from [REDACTED] ([REDACTED]): E-consent | 04/10/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223166480 |  |  |  | 33181822 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | ISAOA language is missing from the declaration page. |  |  |  | Reviewer Comment (2025-04-15): Received updated policy in trailing documents.<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Corrected HOI | 04/15/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223166488 |  |  |  | 33152841 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-04-06): Received in trailing documents.<br>Seller Comment (2025-04-04): Comment from [REDACTED] ([REDACTED]): attached | 04/06/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 223166488 |  |  |  | 33152847 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 223166488 |  |  |  | 33152848 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/03/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 223166491 |  |  |  | 33154368 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-04): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED]to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-04-04): Comment from [REDACTED] ([REDACTED]): Loan Amount is $[REDACTED]. AVM & PCI uploaded. Please cancel. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223166491 |  |  |  | 33154369 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/03/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223171864 |  |  |  | 33175440 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223171864 |  |  |  | 33175443 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223171864 |  |  |  | 33175444 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-04-14): Received e-consent in trailing docs.<br>Seller Comment (2025-04-07): Comment from [REDACTED] ([REDACTED].): Attached is the document to clear this finding. | 04/14/2025 |  |  | 1 C | A C | C | A C |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223171864 |  |  |  | 33175470 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-04-06): Received in trailing documents.<br>Seller Comment (2025-04-04): Comment from [REDACTED] ([REDACTED].): Please see attached. Thanks | 04/06/2025 |  |  | 1 C | A C | C | A C |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223171944 |  |  |  | 33175592 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223171944 |  |  |  | 33175594 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-04): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-04-04): Comment from [REDACTED] ([REDACTED]): not required per product guides. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223171959 |  |  |  | 33176265 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-04-04): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-04-04): Comment from [REDACTED] ([REDACTED]): acceptable per product guides. |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 223171959 |  |  |  | 33176269 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 223171962 |  |  |  | 33176923 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223171962 |  |  |  | 33176925 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-04): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-04-04): Comment from [REDACTED] ([REDACTED]): not requires per product guides |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223171962 |  |  |  | 33184259 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  |  |  |  |  | Reviewer Comment (2025-04-11): Received correct guidelines effective [REDACTED]. [REDACTED]score allowed.<br>Reviewer Comment (2025-04-06): [REDACTED] Guidelines being referenced in trailing documents (Doc ID 0499) have not been provided for review. DO NOT LOAD through Portal. Guidelines must be provided to [REDACTED] for approval and provided to [REDACTED]. Loan to be re-submitted for review once the correct guidelines are provided.<br>Seller Comment (2025-04-04): Comment from [REDACTED] ([REDACTED]): conforms to guides | 04/11/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223171971 |  |  |  | 33176146 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Non QM | Non QM | No |
| 223171971 |  |  |  | 33176255 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2025-04-06): Received in trailing documents.<br>Seller Comment (2025-04-04): Comment from [REDACTED] ([REDACTED]): Locks | 04/06/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Non QM | Non QM | No |
| 223171971 |  |  |  | 33176284 |  | Credit | Guideline | Guideline Issue | Guideline | Residual income requirement not met. | Residual income: ___; <br> Family Size: ___ | Minimum Residual income requirement is $[REDACTED]as per guideline for DTI between [REDACTED]% to [REDACTED]% & current Residual income is $[REDACTED] | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-04-06): Credit exception approval based on [REDACTED]. or more compensating factors meeting client criteria.<br>Seller Comment (2025-04-04): Comment from [REDACTED] ([REDACTED]): Please see the attached emails for the exception approval for the residual income being less than $[REDACTED]/month. |  |  | 04/06/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Non QM | Non QM | No |
| 223180214 |  |  |  | 33186309 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/07/2025 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223180230 |  |  |  | 33186471 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-04-08): Received in trailing documents.<br>Seller Comment (2025-04-08): Comment from [REDACTED] ([REDACTED]): Please see UW Decision | 04/08/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223180230 |  |  |  | 33186483 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-10): Received in trailing documents.<br>Seller Comment (2025-04-08): Comment from [REDACTED] ([REDACTED]): Please see title supplement confirming amount of loan policy. | 04/10/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223180230 |  |  |  | 33186486 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223180230 |  |  |  | 33186487 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/07/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223180230 |  |  |  | 33186522 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-04-15): Received PCCD, LOE and Final signed/stamped Settlement Statement reflecting a Disbursement Date of [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-04-11): Comment from [REDACTED] ([REDACTED]): Please see PCCD with correct disbursement date. | 04/15/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223180230 |  |  |  | 33190933 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Additional borrower added that was not on original note. Approved Lender approval is in file. Investor consideration required. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-04-17): Okay to waive per client email [REDACTED] |  |  | 04/17/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223180230 |  |  |  | 33198701 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Subject photos are missing or not legible. |  | AVM in file contained an illegible photo of the subject property. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-04-17): Okay to waive per client email [REDACTED]<br>Reviewer Comment (2025-04-15): AVM was used for valuation. Moved to buyer queue for investor consideration.<br>Buyer Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Exterior PCI has clear photo and performed after AVM- Please waive/downgrade |  |  | 04/17/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223186693 |  |  |  | 33188065 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223186693 |  |  |  | 33188066 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223186693 |  |  |  | 33192358 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien. Mortgage statement provided is missing maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2025-04-10): Alternative documentation provided.<br>Seller Comment (2025-04-09): Comment from [REDACTED] ([REDACTED]): attached | 04/10/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223187077 |  |  |  | 33187920 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223187077 |  |  |  | 33207874 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Mortgage page 7 not executed as required |  |  |  | Reviewer Comment (2025-04-14): Received in trailing documents.<br>Seller Comment (2025-04-09): Comment from [REDACTED] ([REDACTED]): See attached | 04/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223187093 |  |  |  | 33190202 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223187093 |  |  |  | 33190203 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/08/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223187093 |  |  |  | 33190276 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Investor Qualifying Residual income discrepancy. | Calculated investor qualifying disposable income of ___ is less than AUS required disposable income of ___. | Guidelines allow maximum [REDACTED]%DTI with minimum $[REDACTED]residual income. Borrower residual income is $[REDACTED]. Approved Lender exception is in file. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Miscellaneous | FICO of [REDACTED]<br>0x30x48 housing history | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC,Originator Pre-Close | Reviewer Comment (2025-04-08): Exception approval provided by client |  |  | 04/08/2025 | 2 B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223187097 |  |  |  | 33194873 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/08/2025 | 2 A | A | A | A |  | HI | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223187124 |  |  |  | 33189187 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/08/2025 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223187124 |  |  |  | 33210513 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-04-10): Received in trailing documents. Compliance testing updated. | 04/10/2025 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223187124 |  |  |  | 33210514 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-04-10): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-04-09): Comment from [REDACTED] ([REDACTED]): see all communication attached | 04/10/2025 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223187132 |  |  |  | 33188353 |  | Credit | Insurance | Insurance Documentation | Insurance | Flood Insurance Error: Policy effective date is not provided. |  |  |  |  |  | Reviewer Comment (2025-04-15): received policy<br>Seller Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): flood dec page | 04/15/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223187132 |  |  |  | 33188357 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/08/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223187137 |  |  |  | 33190130 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223187137 |  |  |  | 33190133 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-24): Received PCI. Missing Secondary Valuation required for securitization.<br>Seller Comment (2025-04-24): Comment from [REDACTED] ([REDACTED]): Please see PCI |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223187137 |  |  |  | 33190146 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-04-15): Received PDI in trailing documents.<br>Seller Comment (2025-04-11): Comment from [REDACTED] ([REDACTED]): Please see PCI | 04/15/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223189732 |  |  |  | 33200135 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223189733 |  |  |  | 33200446 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223189733 |  |  |  | 33200451 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223189733 |  |  |  | 33218533 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-04-14): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): please restate as Higher Priced QM. Per NAF: This is a true HPML however it is also an approved ATR/QM loan. | 04/14/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223189733 |  |  |  | 33218534 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-04-14): Loan Designation restated. Compliance testing updated. | 04/14/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223189733 |  |  |  | 33272979 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223189736 |  |  |  | 33200576 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223189736 |  |  |  | 33200577 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 A | A | A | A |  | AZ | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223189736 |  |  |  | 33200578 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-04-14): O&E Report provided. Allowed per guidelines. | 04/14/2025 |  |  | 1 A | A | A | A |  | AZ | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223189736 |  |  |  | 33224484 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-14): O&E Report provided. Allowed per guidelines.<br>Buyer Comment (2025-04-11): Comment from [REDACTED] ([REDACTED]): Please revisit this condition. The file contains an Owner and Encumbrance Report, which is acceptable per guidelines with loan amount <=$[REDACTED]. "Owner and Encumbrance report from an approved title insurer. Must identify the recorded owner, legal description, tax information, and any open liens, mortgages, lis pendens & judgments Must be dated within [REDACTED]days of the note date".<br> See Doc ID 0281. Thank you! | 04/14/2025 |  |  | 1 C | A C | C | A C |  | AZ | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223189842 |  |  |  | 33210062 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-11): Received supplement in trailing documents.<br>Seller Comment (2025-04-10): Comment from [REDACTED] (J[REDACTED]): title supplement is in the file | 04/11/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223189842 |  |  |  | 33210065 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/10/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223189842 |  |  |  | 33231118 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | NAL transaction. Investor consideration required. Borrower is a contract processor for originating lender (Doc ID 0305), Loan Officer is a family member (Doc ID 0312). | Borrower has verified disposable income of at least $2500.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-04-17): Waive per client email[REDACTED] |  |  | 04/17/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223189867 |  |  |  | 33197440 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223189867 |  |  |  | 33197441 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223189867 |  |  |  | 33197457 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2025-04-16): Received in trailing documents.<br>Seller Comment (2025-04-14): Comment from [REDACTED] ([REDACTED].): Please find the initial 1003 with the Lo signature and final 1003. Thank you. | 04/16/2025 |  |  | 1 B | A B | B | A B |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223189867 |  |  |  | 33217441 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Missing notary date |  |  |  | Reviewer Comment (2025-04-16): Exception states Note date used as transaction date for purposes of determining compliance with rescission timing requirements, Exception is EV2, informational. Notary in GA does not date signature stamp.<br>Seller Comment (2025-04-14): Comment from [REDACTED] ([REDACTED].): Please see attached certification that supports consummation date of [REDACTED]. The notary signed and provided a stamp of his signature. Thank you. |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223189873 |  |  |  | 33198699 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223189873 |  |  |  | 33198962 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 03/19/2025 disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $150.00 compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED]is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-05-13): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-05-12): Comment from [REDACTED] ([REDACTED].): Please see attached outgoing label, LOE, cover letter, refund check, PCCD, NORTC forms, return label and returned NORTC form that the borrower does not wish to cancel. Please note the outgoing package to the borrower is UPS [REDACTED]that arrived [REDACTED]. The return form is UPS [REDACTED]. Borrower did not exercise right to cancel. Please note that under Reg Z the borrower is not required to sign the form at all. In this case, the borrower did sign the form and returned it on [REDACTED]. The date of signature has no relevance at all. The correct date of expiration was on the form based on the delivery date which is the requirement. There is sufficient information to clear these findings. Thank you!<br>Reviewer Comment (2025-05-06): Remediation package does not show as received by the courier yet, and therefore the RTC that expires on [REDACTED] would not be received timely. The RTC must be received by the borrower [REDACTED] or more days prior to the expiration of the waiting period.<br>Seller Comment (2025-05-04): Comment from [REDACTED] ([REDACTED].): Please see attached cure package and refund with reopening of rescission. Thank you.<br>Reviewer Comment (2025-04-17): Finance Charges were underdisclosed by $[REDACTED], which appear related to the Title-Disbursement fees of $[REDACTED]in the Section B & Section C of the Final for fees CD. These fees would be considered finance charges. To cure provide Corrected CD, LOE to borrower, copy of cure refund for $[REDACTED]for total underdisclosure, proof of mailing and proof of reopening of rescission to all consumers.<br>Buyer Comment (2025-04-15): Comment from [REDACTED] ([REDACTED].): Please specifically advise what is needed to clear this suspense. (PCCD, check and label to the borrower?). Thank you. |  | 05/13/2025 |  | 2 C | B C | C | B C |  | CT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 223189873 |  |  |  | 33198963 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-05-13): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-05-12): Comment from [REDACTED] ([REDACTED].): Please see attached outgoing label, LOE, cover letter, refund check, PCCD, NORTC forms, return label and returned NORTC form that the borrower does not wish to cancel. Please note the outgoing package to the borrower is UPS [REDACTED]that arrived [REDACTED]. The return form is UPS [REDACTED]. Borrower did not exercise right to cancel. Please note that under Reg Z the borrower is not required to sign the form at all. In this case, the borrower did sign the form and returned it on [REDACTED]. The date of signature has no relevance at all. The correct date of expiration was on the form based on the delivery date which is the requirement. There is sufficient information to clear these findings. Thank you! |  | 05/13/2025 |  | 2 C | B C | C | B C |  | CT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 223189877 |  |  |  | 33204417 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-11): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED]to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-04-11): Comment from [REDACTED] ([REDACTED]): not requires per guides |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223189877 |  |  |  | 33204419 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/10/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223195082 |  |  |  | 33206140 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-04-15): Loan Designation restated. Compliance testing updated.<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): please restate to Higher Priced QM - NAF Mavent attached | 04/15/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223195082 |  |  |  | 33206141 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-04-15): Loan Designation restated. Compliance testing updated.<br>Reviewer Comment (2025-04-14): Received same documentation previously reviewed. Borrower was sent appraisal via email on [REDACTED]. Mailbox Rule applied. Borrower is considered to have received the appraisal on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three ([REDACTED]) business days prior to consummation.<br>Seller Comment (2025-04-11): Comment from [REDACTED] ([REDACTED]): This was in the loan file. | 04/15/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223195082 |  |  |  | 33206146 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/11/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223195082 |  |  |  | 33230245 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien. Mortgage statement provided is missing maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2025-04-14): Alternative documentation provided.<br>Buyer Comment (2025-04-11): Comment from [REDACTED] ([REDACTED]): please look at pg 2 of the credit report. Mortgage history - open shows 360 month mortgage | 04/14/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223195082 |  |  |  | 33279873 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223195089 |  |  |  | 33206012 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/11/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223195091 |  |  |  | 33206560 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/11/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223195131 |  |  |  | 33205968 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/11/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223197418 |  |  |  | 33210280 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223197418 |  |  |  | 33210281 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-05-07): Received in trailing documents. | 05/07/2025 |  |  | 1 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223197418 |  |  |  | 33228646 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing terms for first lien. Mortgage statement provided is misisng maturity date, cannot confirm if term is > 30 years as required by guidelines. |  |  |  | Reviewer Comment (2025-04-23): Alternative documentation provided. | 04/23/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223197418 |  |  |  | 33229281 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Loan closed prior to expiration of 12-day cooling off period) | [REDACTED] Constitution Section 50(a)(6): Revised Notice Concerning Extensions of Credit not provided on [REDACTED] Home Equity Loan made on or after [REDACTED] as required by Section 50(g). |  |  |  |  | Reviewer Comment (2025-04-23): Located in file submission. | 04/23/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C A | Non QM | Non QM | Yes |
| 223197418 |  |  |  | 33231184 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-07): Received in trailing documents. | 05/07/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223197419 |  |  |  | 33207678 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 A | A | A | A |  | MS | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223198459 |  |  |  | 33215145 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-04-14): Received in trailing documents.<br>Seller Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): see attached | 04/14/2025 |  |  | 1 C | A C | C | A C |  | KY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223198459 |  |  |  | 33215148 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223198459 |  |  |  | 33230993 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-04-15): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): please restate as Higher Priced QM | 04/15/2025 |  |  | 1 C | A C | C | A C |  | KY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223198459 |  |  |  | 33230994 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-04-15): Loan Designation restated. Compliance testing updated. | 04/15/2025 |  |  | 1 C | A C | C | A C |  | KY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223198459 |  |  |  | 33279356 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | KY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223198463 |  |  |  | 33215292 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223198463 |  |  |  | 33248098 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Email to borrower dated [REDACTED] indicates appraisal provided with a value of $[REDACTED]- this appraisal is missing from review. Appraisal provided for review has value of $[REDACTED] |  |  |  | Reviewer Comment (2025-05-01): Received in trailing documents.<br>Seller Comment (2025-04-30): Comment from [REDACTED] ([REDACTED]): see attached appraisal sent [REDACTED].<br>Reviewer Comment (2025-04-30): Missing copy of appraisal sent to borrower on [REDACTED].<br>Buyer Comment (2025-04-28): Comment from [REDACTED] ([REDACTED]): It appears that the first appraisal was sent out to borrower on [REDACTED]. without the correct value being updated in encompass which is why the email stated [REDACTED], that was the estimated appraisal value. <br> The correct value $[REDACTED] appraisal was resent on [REDACTED]. | 05/01/2025 |  |  | 1 C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223198465 |  |  |  | 33218227 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223198468 |  |  |  | 33219142 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-14): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): not required per guides. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223198468 |  |  |  | 33219143 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223198468 |  |  |  | 33219155 |  | Compliance | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | (Doc Error) Loan was portrayed as first lien but found to be a second lien |  |  |  |  |  | Reviewer Comment (2025-05-07): Exception remains open, EV2, informational.<br>Buyer Comment (2025-05-07): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2<br>Reviewer Comment (2025-04-14): Tape data at time of submission reflected first lien. Exception is EV2, informational.<br>Buyer Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): per lock data this has was 2nd lien |  |  |  | 2 B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223198475 |  |  |  | 33218610 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-04-14): Received in trailing documents. | 04/14/2025 |  |  | 1 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223198475 |  |  |  | 33218611 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223198475 |  |  |  | 33218612 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-04-14): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): not required per guides. |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223198475 |  |  |  | 33218895 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-04-15): owned free and clear, no insurance<br>Seller Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): REO docs showing free and Clear - HOI not required | 04/15/2025 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223198475 |  |  |  | 33219249 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-04-21): Received Final, signed/stamped Settlement Statement confirming Disbursement Date of [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-04-18): Comment from [REDACTED] ([REDACTED]): settlement stmt and PCCD | 04/21/2025 |  |  | 1 C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223198475 |  |  |  | 33248041 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-14): Received in trailing documents.<br>Seller Comment (2025-04-14): Comment from [REDACTED] ([REDACTED]): Title Policy | 04/14/2025 |  |  | 1 B | A B | B | A B |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223198483 |  |  |  | 33219115 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 A | A | A | A |  | NY | Second Home | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223213760 |  |  |  | 33229535 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. BPO was provided.Missing Secondary Valuation. Sec ID: 109 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | VT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223213760 |  |  |  | 33229537 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 A | A | A | A |  | VT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223213760 |  |  |  | 33229541 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-04-15): O&E Report provided.<br>Buyer Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Invalid condition, the Owner and Encumbrance Report was proviided on pages 69-86 | 04/15/2025 |  |  | 1 C | A C | C | A C |  | VT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223213760 |  |  |  | 33248676 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-05-26): received inspection<br>Seller Comment (2025-05-22): Comment from [REDACTED] ([REDACTED]): Property condition report - No damage | 05/26/2025 |  |  | 1 C | A C | C | A C |  | VT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223213787 |  |  |  | 33229289 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223213787 |  |  |  | 33229290 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223213787 |  |  |  | 33229306 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-15): Received in trailing documents.<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Final Title Policy | 04/15/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223213787 |  |  |  | 33229310 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-04-15): Received in trailing documents. | 04/15/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223213787 |  |  |  | 33229313 |  | Compliance | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | (Doc Error) Loan was portrayed as first lien but found to be a second lien |  | Incorrect Tape data provided during loan submission. |  |  |  | Reviewer Comment (2025-05-06): Exception remains Open, EV2, Informational.<br>Buyer Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223213787 |  |  |  | 33229324 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-04-15): Received in trailing documents.<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Approval | 04/15/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223213787 |  |  |  | 33229357 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-04-24): Waived and downgraded per client email/ sheet based on available compensating factors. | 04/24/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 223213787 |  |  |  | 33229358 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | LTV/CLTV 10% or more below program max<br>LTV/CLTV 10% or more below program max | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-04-24): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-04-18): Per the final CD, the [REDACTED]) was not paid off at closing and therefore the $[REDACTED] monthly payment has been included<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Exception Request, 1008 & 1003<br>Reviewer Comment (2025-04-15): Exception approval provided is not for DTI exceeding guidelines.<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Exception Approval |  |  | 04/24/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223213787 |  |  |  | 33229390 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | DTI is exceeding due to mismatch in PITI calculations. UW has taken whole payment instead of just P&I and not taken tax and insurance. hence, the PITI is not matching with the lenders PITI. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | LTV/CLTV 10% or more below program max<br>LTV/CLTV 10% or more below program max | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-04-24): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-04-18): Per the final CD, the [REDACTED]) was not paid off at closing and therefore the $[REDACTED] monthly payment has been included<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Exception Request, 1008 & 1003<br>Reviewer Comment (2025-04-15): Exception approval provided is not for DTI exceeding guidelines.<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Exception Approval |  |  | 04/24/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223213787 |  |  |  | 33229402 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | DTI is not matching between system and lender due to PITI. |  |  |  | Reviewer Comment (2025-04-24): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-04-18): Per the final CD, the [REDACTED]) was not paid off at closing and therefore the $[REDACTED] monthly payment has been included<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Exception Request, 1008 & 1003<br>Reviewer Comment (2025-04-15): Exception approval provided is not for DTI exceeding guidelines.<br>Seller Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): Exception Approval | 04/24/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223213787 |  |  |  | 33242725 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | All borrowers on original loan not on this note. Approved Lender exception is in file. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | LTV/CLTV 10% or more below program max<br>LTV/CLTV 10% or more below program max | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-04-14): Exception approval provided, meets buyers waiver policy. |  |  | 04/14/2025 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Non QM | No |
| 223214032 |  |  |  | 33227755 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Home Improvement | D A B | Non QM | Non QM | No |
| 223214032 |  |  |  | 33227762 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Home Improvement | D A B | Non QM | Non QM | No |
| 223214032 |  |  |  | 33227842 |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided) | Ohio Consumer Sales Practices Act: Borrower not provided Right Not To Close Disclosure. |  |  |  |  | Reviewer Comment (2025-04-18): Received in trailing documents.<br>Seller Comment (2025-04-16): Comment from [REDACTED] ([REDACTED]): OH Disclosure of Right not to close is in package - provided location and document | 04/18/2025 |  |  | 1 B | A B | B | A B |  | OH | Primary | Refinance - Cash-out - Home Improvement | D A B | Non QM | Non QM | No |
| 223222575 |  |  |  | 33233869 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223222575 |  |  |  | 33233871 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-04-15): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-04-15): Comment from [REDACTED] ([REDACTED]): not required per product guides |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223223851 |  |  |  | 33233085 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223223851 |  |  |  | 33233142 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223223864 |  |  |  | 33233098 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223223864 |  |  |  | 33233101 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223224320 |  |  |  | 33245008 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223224320 |  |  |  | 33245009 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  | Reviewer Comment (2025-04-18): W-2 Income documentation received in trailing. Compliance testing updated.<br>Seller Comment (2025-04-16): Comment from [REDACTED] (PRMG): W2's, Paystub & Income Worksheet | 04/18/2025 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223224320 |  |  |  | 33245050 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-04-22): Received Final, signed/stamped Settlement Statement confirming Disbursement on [REDACTED]. Loan is RTC compliant.<br>Buyer Comment (2025-04-21): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0335 FSS<br>Reviewer Comment (2025-04-18): Please provide Final signed/stamped Settlement Statement. RTC compliance cannot be verified with a PCCD.<br>Seller Comment (2025-04-16): Comment from [REDACTED] (PRMG): PCCD showing correct Funding Date | 04/22/2025 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223224320 |  |  |  | 33247646 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-04-18): W-2 Income documentation received in trailing.<br>Seller Comment (2025-04-16): Comment from [REDACTED] (PRMG): W2's, Paystub & Income Worksheet | 04/18/2025 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223224320 |  |  |  | 33247650 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Income documentation requirements not met. |  |  |  | Reviewer Comment (2025-04-18): W-2 Income documentation received in trailing. | 04/18/2025 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223224320 |  |  |  | 33247665 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Due to missing paystubs, W-2 |  |  |  | Reviewer Comment (2025-04-18): W-2 Income documentation received in trailing. Compliance testing updated.<br>Seller Comment (2025-04-16): Comment from [REDACTED] (PRMG): W2's, Paystub & Income Worksheet | 04/18/2025 |  |  | 1 C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223224320 |  |  |  | 33276953 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-04-18): W-2 Income documentation received in trailing. Compliance testing updated.<br>Seller Comment (2025-04-16): Comment from [REDACTED] (PRMG): W2's, Paystub & Income Worksheet | 04/18/2025 |  |  | 1 B | A C | B | A C B |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 223235641 |  |  |  | 33248930 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/16/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223235641 |  |  |  | 33248959 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-17): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-04-17): Comment from [REDACTED] ([REDACTED]): not required per product |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223235786 |  |  |  | 33246358 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/16/2025 | 2 A | A | A | A |  | CA | Second Home | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 223235786 |  |  |  | 33246359 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Second Home | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 223235786 |  |  |  | 33246360 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-04-18): Received in trailing documents.<br>Seller Comment (2025-04-17): Comment from [REDACTED] ([REDACTED]): Uploaded UW approval. Thank you | 04/18/2025 |  |  | 1 C | A C | C | A C |  | CA | Second Home | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 223235786 |  |  |  | 33246361 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-04-21): Received Final policy in trailing documents. | 04/21/2025 |  |  | 1 A | A | A | A |  | CA | Second Home | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 223235786 |  |  |  | 33246362 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-04-21): Received Final policy in trailing documents.<br>Seller Comment (2025-04-17): Comment from [REDACTED] ([REDACTED]): Final title policy with correct note amount. Thank you | 04/21/2025 |  |  | 1 B | A B | B | A B |  | CA | Second Home | Refinance - Rate/Term | D C A | Non QM | Non QM | No |
| 223235797 |  |  |  | 33274125 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-17): Received in trailing documents.<br>Seller Comment (2025-04-17): Comment from [REDACTED] ([REDACTED]): Title Supplement | 04/17/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223235797 |  |  |  | 33274126 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-17): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any for this exception.<br>Buyer Comment (2025-04-17): Comment from [REDACTED] ([REDACTED]): not required per product. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223235797 |  |  |  | 33274127 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/16/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223235797 |  |  |  | 33274179 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-04-23): Received signed/stamped Final Settlement Statement and PCCD confirming Disbursement Date of [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-04-22): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PCCD | 04/23/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 223235800 |  |  |  | 33246120 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  | Reviewer Comment (2025-04-24): Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form received.<br>Buyer Comment (2025-04-24): Comment from [REDACTED] ([REDACTED]): We had to open recission since the borrower has to resign the NRTC. Rescission ends [REDACTED].<br>Reviewer Comment (2025-04-24): NRTC's provided in trailing docs were executed beyond the transaction date.<br>Seller Comment (2025-04-23): Comment from [REDACTED] (J[REDACTED]): NRTC |  | 04/24/2025 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223235800 |  |  |  | 33246127 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/16/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223235800 |  |  |  | 33246128 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-17): Received in trailing documents.<br>Seller Comment (2025-04-16): Comment from [REDACTED] (J[REDACTED]): In the file | 04/17/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223235800 |  |  |  | 33246157 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED]is under disclosed by $[REDACTED]compared to the calculated total of payments of $[REDACTED]which exceeds the $[REDACTED]threshold. | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-04-24): [REDACTED] received corrected document and RTC.<br>Seller Comment (2025-04-23): Comment from [REDACTED] (J[REDACTED]): PC CD | 04/24/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Non QM | Non QM | Yes |
| 223235800 |  |  |  | 33342321 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-04-24): Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form received.<br>Buyer Comment (2025-04-24): Comment from [REDACTED] ([REDACTED]): We have to open recission since the borrower has to resign the NRTC. Rescission ends [REDACTED]. |  | 04/24/2025 |  | 2 | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223235989 |  |  |  | 33248335 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223235989 |  |  |  | 33248383 |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Originator Company Not Licensed at time of Application | Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization not NMLS licensed or registered at time of application. |  |  |  |  | Reviewer Comment (2025-05-14): received prior license info, confirmed on NMLS<br>Seller Comment (2025-05-08): Comment from [REDACTED] ([REDACTED].): Please see attached. Thank you.<br>Reviewer Comment (2025-05-08): Even though NMLS shows LO was authorized to represent [REDACTED], the NMLA also shows [REDACTED] was not licensed in FL. Until [REDACTED] and no prior history is reflected.<br>Seller Comment (2025-05-05): Comment from [REDACTED] ([REDACTED]): Please see attached NMLS printout for LO showing ok to do business in FL for [REDACTED] effective [REDACTED] and prior to application date. Thank you!<br>Reviewer Comment (2025-05-01): Per NMLS: [REDACTED]. NMLS [REDACTED]. Original license Issue Date in Florida is [REDACTED]. License History: None prior to [REDACTED].<br>Seller Comment (2025-04-29): Comment from [REDACTED] ([REDACTED].): Attached is the NMLS printout for both the LO and LO Organization to show they were licensed/registered at application. | 05/14/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223235989 |  |  |  | 33248384 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Bank Statement Guidelines Number of Bank Statements Requirement not met | Ability to Repay (Dodd-Frank 2014): The number of bank statements provided for borrower's bank statement income was less than the number required by guidelines. | Guidelines require a minimum of 12 months of bank statements for business income, however, only [REDACTED] months were provided for the business account ending in [REDACTED]. |  |  |  | Reviewer Comment (2025-05-01): Received missing bank statement. Compliance testing updated.<br>Seller Comment (2025-04-29): Comment from [REDACTED] ([REDACTED].): Please see attached. Thank you. | 05/01/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223235989 |  |  |  | 33248387 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-05-01): Received missing bank statement. Compliance testing updated.<br>Seller Comment (2025-04-29): Comment from [REDACTED] ([REDACTED].): Please see attached bank statement to clear this ATR fail that is tied to the statement. | 05/01/2025 |  |  | 1 B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 223235989 |  |  |  | 33248388 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-05-01): Received missing bank statement. Compliance testing updated. | 05/01/2025 |  |  | 1 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223235989 |  |  |  | 33248431 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2025-05-01): Received missing bank statement. Compliance testing updated.<br>Seller Comment (2025-04-29): Comment from [REDACTED] ([REDACTED].): Please see the bank statement that was provided. Thank you. | 05/01/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223235989 |  |  |  | 33399346 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-05-01): Received missing bank statement. Compliance testing updated. | 05/01/2025 |  |  | 1 | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 223238498 |  |  |  | 33279610 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-04-21): Received in trailing documents.<br>Seller Comment (2025-04-19): Comment from [REDACTED] ([REDACTED]): econsent | 04/21/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223238498 |  |  |  | 33279613 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/16/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223260403 |  |  |  | 33285264 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/18/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223260416 |  |  |  | 33287180 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/18/2025 | 2 A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223260416 |  |  |  | 33287188 |  | Compliance | Compliance | State Compliance | Misc. State Level | [REDACTED] Tangible Net Benefit Disclosure | [REDACTED] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223267873 |  |  |  | 33289685 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223267873 |  |  |  | 33289686 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223267873 |  |  |  | 33289692 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | Reviewer Comment (2025-04-23): Received Agent confirmation of coverage (Doc ID 0423).<br>Seller Comment (2025-04-23): Comment from [REDACTED] ([REDACTED]): see attached documents | 04/23/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223267873 |  |  |  | 33289702 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [REDACTED] Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. Although the loan file contains the T-42 Endorsement, there is no evidence the Title Policy includes the [REDACTED] T-42.1 endorsement. (The loan is a [REDACTED] Section 50 (a)(6) home equity loan.) |  |  |  |  | Reviewer Comment (2025-05-06): Exception remains Open, EV2, informational.<br>Buyer Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D C A B | Non QM | Non QM | No |
| 223267873 |  |  |  | 33289703 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-05-06): Exception remains Open, EV2, informational.<br>Buyer Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Non QM | Non QM | No |
| 223267873 |  |  |  | 33312868 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-23): Received in trailing documents.<br>Seller Comment (2025-04-23): Comment from [REDACTED] ([REDACTED]): attached | 04/23/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223267878 |  |  |  | 33291884 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223267878 |  |  |  | 33312938 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-04-23): Received in trailing documents.<br>Seller Comment (2025-04-21): Comment from [REDACTED] ([REDACTED].): Attached is the supplement to the preliminary title policy showing the insured loan amount of $[REDACTED] to clear this finding. Thank you | 04/23/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223267903 |  |  |  | 33292118 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223267903 |  |  |  | 33292119 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223272796 |  |  |  | 33302344 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-04-23): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-04-23): Comment from [REDACTED] ([REDACTED]): Please restate as Higher Priced QM | 04/23/2025 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223272796 |  |  |  | 33302345 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-04-23): Loan Designation restated. Compliance testing updated. | 04/23/2025 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223272796 |  |  |  | 33302353 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223272796 |  |  |  | 33335682 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223272798 |  |  |  | 33304033 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223272798 |  |  |  | 33304090 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-04-23): Received signed/stamped Final Settlement Statement confirming Disbursement Date of [REDACTED]. Loan is RTC compliant.<br>Buyer Comment (2025-04-22): Comment from [REDACTED] ([REDACTED]): Please revisit this condition. Please see Doc ID 0308, Final Settlement Statement, showing disbursement on [REDACTED]. Thank you! | 04/23/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223272799 |  |  |  | 33306980 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 223272799 |  |  |  | 33306981 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 223272821 |  |  |  | 33302654 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223294184 |  |  |  | 33320405 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223294420 |  |  |  | 33320836 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-04-23): Received in trailing documents.<br>Seller Comment (2025-04-23): Comment from [REDACTED] ([REDACTED]): revised commitment | 04/23/2025 |  |  | 1 B | A B | B | A B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223294420 |  |  |  | 33320837 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223294420 |  |  |  | 33320840 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-04-23): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any, for this exception.<br>Buyer Comment (2025-04-23): Comment from [REDACTED] ([REDACTED]): not required per product guides |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223294476 |  |  |  | 33323443 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223294476 |  |  |  | 33323447 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223294476 |  |  |  | 33323450 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2025-04-23): Confirmed non-warrantable. Condotel per HOA questionnaire.<br>Seller Comment (2025-04-23): Comment from [REDACTED] ([REDACTED]): 1008 with UW comments on Warrantable condo | 04/23/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223294476 |  |  |  | 33323466 |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Missing | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure for property located in a flood zone. |  |  |  |  | Reviewer Comment (2025-04-23): Received in trailing documents.<br>Seller Comment (2025-04-23): Comment from [REDACTED] ([REDACTED]): Flood notice | 04/23/2025 |  |  | 1 B | A B | B | A B |  | FL | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223294479 |  |  |  | 33325528 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 223294479 |  |  |  | 33325532 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 223294479 |  |  |  | 33325569 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-12): Received Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-05-08): Comment from [REDACTED] ([REDACTED].): Please re-review as the incorrect label is being reviewed. [REDACTED] tracking#[REDACTED] as shown on page 12 (of the previous package) with delivery at the borrower's door is the correct tracking I have also included the full label. The label that was referenced is the return label, if the borrower chose to rescind, which they have not. Thank you.<br>Reviewer Comment (2025-05-07): POD tracking provided reflects a label was created, however not sent. Based on this, Expiration Date on the updated RTC document would be inaccurate.<br>Seller Comment (2025-05-07): Comment from [REDACTED] ([REDACTED].): Attached are the documents to resolve this finding. |  | 05/12/2025 |  | 2 C | B C | C | B C |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223294479 |  |  |  | 33325570 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-05-12): Received Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-05-08): Comment from [REDACTED] ([REDACTED].): Please re-review as the incorrect label is being reviewed. [REDACTED]tracking#[REDACTED] as shown on page 12 with delivery at the borrower's door is the correct tracking I have also included the full label. The label that was referenced is the return label, if the borrower chose to rescind, which they have not. Thank you.<br>Reviewer Comment (2025-05-07): POD tracking provided reflects a label was created, however not sent. Based on this, Expiration Date on the updated RTC document would be inaccurate.<br>Seller Comment (2025-05-07): Comment from [REDACTED] ([REDACTED].): Attached are documents to resolve this finding. |  | 05/12/2025 |  | 2 C | B C | C | B C |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223294491 |  |  |  | 33324991 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-30): Received in trailing documents.<br>Seller Comment (2025-04-28): Comment from [REDACTED] ([REDACTED].): Attached is the supplement to prelim showing insured loan amount. | 04/30/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223294491 |  |  |  | 33324996 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223294491 |  |  |  | 33325000 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223294491 |  |  |  | 33325003 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-04-24): Received PDI in trailing documents.<br>Seller Comment (2025-04-24): Comment from [REDACTED] ([REDACTED].): Attached is the document to clear this finding. | 04/24/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223294513 |  |  |  | 33321007 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223294516 |  |  |  | 33320871 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223294516 |  |  |  | 33320872 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-23): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any, for this exception.<br>Buyer Comment (2025-04-23): Comment from [REDACTED] ([REDACTED]): not required per product guides |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223294976 |  |  |  | 33323391 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-23): Received in trailing documents.<br>Seller Comment (2025-04-23): Comment from [REDACTED] ([REDACTED]): title supplement is in the file. | 04/23/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223294976 |  |  |  | 33323405 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-04-23): Received in trailing documents.<br>Seller Comment (2025-04-23): Comment from [REDACTED] ([REDACTED]): econsent | 04/23/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223294976 |  |  |  | 33323409 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223294976 |  |  |  | 33323412 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223297572 |  |  |  | 33343189 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/25/2025 | 2 A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223297572 |  |  |  | 33343196 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-04-28): Received in trailing documents.<br>Seller Comment (2025-04-25): Comment from [REDACTED] ([REDACTED]): Mortgage statement is in the file. | 04/28/2025 |  |  | 1 C | A C | C | A C |  | MA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223297572 |  |  |  | 33350524 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-04-28): Received in trailing documents.<br>Seller Comment (2025-04-25): Comment from [REDACTED] ([REDACTED]): Title supplement is in the file. | 04/28/2025 |  |  | 1 B | A B | B | A B |  | MA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223297606 |  |  |  | 33343366 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/25/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| 223297606 |  |  |  | 33343369 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| 223297606 |  |  |  | 33343374 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-04-30): Received in trailing documents.<br>Seller Comment (2025-04-28): Comment from [REDACTED] ([REDACTED]): [REDACTED]shows Escrowed | 04/30/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| 223303213 |  |  |  | 33357681 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-28): Received in trailing documents.<br>Seller Comment (2025-04-28): Comment from [REDACTED] ([REDACTED]): Title Supplement | 04/28/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223303213 |  |  |  | 33357682 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/28/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223303213 |  |  |  | 33357683 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-04-28): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any, for this exception.<br>Buyer Comment (2025-04-28): Comment from [REDACTED] ([REDACTED]): not required per product guidelines |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223303256 |  |  |  | 33341622 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/26/2025 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223303256 |  |  |  | 33341632 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-28): Received Final in trailing documents.<br>Seller Comment (2025-04-28): Comment from [REDACTED] ([REDACTED]): attached | 04/28/2025 |  |  | 1 C | A C | C | A C |  | MD | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223303256 |  |  |  | 33341637 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-04-28): Received Final in trailing documents. | 04/28/2025 |  |  | 1 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223303256 |  |  |  | 33341646 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-04-30): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any, for this exception.<br>Buyer Comment (2025-04-30): Comment from [REDACTED] ([REDACTED]): Can you advise if anything is needed from me here? |  |  | 08/12/2025 | 3 D | D A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223303256 |  |  |  | 33341744 |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | [REDACTED] Mortgage Lending Regulations: Borrower did not receive disclosure on responsibility for payment of taxes and insurance. |  |  |  |  | Reviewer Comment (2025-05-06): Exception remains Open, EV2, Informational.<br>Buyer Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223303256 |  |  |  | 33356430 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223303257 |  |  |  | 33350691 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/28/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223303257 |  |  |  | 33350692 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-28): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any, for this exception.<br>Buyer Comment (2025-04-28): Comment from [REDACTED] ([REDACTED]): not required per product guidelines. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223303258 |  |  |  | 33346840 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  |  |  |  |  | Reviewer Comment (2025-05-03): Corrected policy received in trailing documents.<br>Seller Comment (2025-05-02): Comment from [REDACTED] ([REDACTED].): Attached is the hazard insurance with the correct city. | 05/03/2025 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223303258 |  |  |  | 33346843 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/26/2025 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223303258 |  |  |  | 33346846 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | MI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223303344 |  |  |  | 33346706 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/27/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223303344 |  |  |  | 33346721 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-04-30): Received in trailing documents.<br>Seller Comment (2025-04-29): Comment from [REDACTED] ([REDACTED].): Loan Approval is attached. | 04/30/2025 |  |  | 1 C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223303472 |  |  |  | 33342652 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-05-07): Received in trailing documents. | 05/07/2025 |  |  | 1 A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223303472 |  |  |  | 33342653 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-07): Received in trailing documents.<br>Seller Comment (2025-05-05): Comment from [REDACTED] ([REDACTED].): Attached is the final title policy to clear this finding. | 05/07/2025 |  |  | 1 C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223303472 |  |  |  | 33342661 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/27/2025 | 2 A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223303472 |  |  |  | 33342662 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223303472 |  |  |  | 33342710 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-01): Received Final Settlement Statement confirming Disbursement on [REDACTED]. PCCD and LOE to borrower provided. Loan is RTC compliant.<br>Seller Comment (2025-04-29): Comment from [REDACTED] ([REDACTED].): Attached is the PCCD showing the correct disbursement date of [REDACTED] and the ALTA settlement statement to support the disbursement date was [REDACTED]. | 05/01/2025 |  |  | 1 C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223303472 |  |  |  | 33342711 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED]is under disclosed by $[REDACTED]compared to the calculated total of payments of $[REDACTED]which exceeds the $[REDACTED]threshold. | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED]is under disclosed by $[REDACTED] compared to the calculated total of payments of $[REDACTED] which exceeds the $[REDACTED]threshold. (Final/[REDACTED]) |  |  |  | Reviewer Comment (2025-05-16): [REDACTED] received [REDACTED] PCCD, LOE to borroiwer and Final Settlement statement confirming updated final for fees and TOP was not underdisclosed at closing.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED].): Attached is [REDACTED] response to this finding.<br>Reviewer Comment (2025-05-06): [REDACTED] received PCCD showing the removal of the signing fee and FSS confirming fee not charged to borrower. Remediation still requires reopening of RTC and proof of delivery to complete cure.<br>Buyer Comment (2025-05-05): Comment from [REDACTED] ([REDACTED]): Please see FSS and PCCD uploaded to other condition (regarding early disbursement) in relation to the TOP issue. Fee update based on final figures. Please clear and thank you! | 05/16/2025 |  |  | 1 C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) | Non QM | Non QM | Yes |
| 223303474 |  |  |  | 33351363 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-29): Received in trailing documents.<br>Seller Comment (2025-04-28): Comment from [REDACTED] ([REDACTED]): Title Supplement | 04/29/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223303474 |  |  |  | 33351365 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/28/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223303474 |  |  |  | 33351367 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-04-28): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any, for this exception.<br>Buyer Comment (2025-04-28): Comment from [REDACTED] ([REDACTED]): not required per product guidelines. |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223306294 |  |  |  | 33355056 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/01/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223306294 |  |  |  | 33355085 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-06): Exception remains Open, EV2, Informational.<br>Buyer Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223306301 |  |  |  | 33355525 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/01/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223306301 |  |  |  | 33355531 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-05-05): Received mortgage statement in trailing docs.<br>Seller Comment (2025-05-01): Comment from [REDACTED] ([REDACTED].): This is vacant land only. Attached is the statement for the lender, current property taxes and letter from Borrower stating there is no HOA. Since it is vacant land, there is no hazard insurance | 05/05/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223308258 |  |  |  | 33359706 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/01/2025 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223308261 |  |  |  | 33362038 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/01/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223308262 |  |  |  | 33364597 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/01/2025 | 2 A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223308262 |  |  |  | 33364603 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223308265 |  |  |  | 33361644 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/01/2025 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223308269 |  |  |  | 33363843 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/01/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223308269 |  |  |  | 33363844 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client<br>Reviewer Comment (2025-05-01): Exception is unrelated to credit guidelines. Loan is reviewed to securitization requirements per client request. The secondary valuation is a requirement for loan securitization. Please reach out to [REDACTED] to confirm additional requirements, if any, for this exception.<br>Buyer Comment (2025-05-01): Comment from [REDACTED] ([REDACTED]): not required per product |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223308269 |  |  |  | 33363854 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-07): Received signed/stamped Final Settlement Statement confirming Disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD. | 05/07/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223314653 |  |  |  | 33381428 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/03/2025 | 2 A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223314654 |  |  |  | 33387579 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-06): Exception remains Open, EV2, Informational.<br>Buyer Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223314654 |  |  |  | 33387581 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/03/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223314658 |  |  |  | 33389156 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-06): Exception remains Open, EV2, Informational.<br>Buyer Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223314658 |  |  |  | 33389157 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/03/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223314662 |  |  |  | 33386349 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/03/2025 | 2 A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223314699 |  |  |  | 33386091 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/03/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223314699 |  |  |  | 33386122 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223314699 |  |  |  | 33386212 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-07): Signed/stamped, Final Settlement Statement confirms Disbursement Date of [REDACTED]. Loan is RTC compliant.<br>Buyer Comment (2025-05-05): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0327, FSS, with disbursement [REDACTED]. Thank you! | 05/07/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223327748 |  |  |  | 33398758 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223327748 |  |  |  | 33398759 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223327748 |  |  |  | 33398772 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Extension filled. |  |  |  |  |  |  |  | 2 B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223333931 |  |  |  | 33400553 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/06/2025 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223333931 |  |  |  | 33400564 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-05-08): Received Final Title in trailing documents. | 05/08/2025 |  |  | 1 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223333931 |  |  |  | 33400566 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-08): Received Final Title in trailing documents.<br>Seller Comment (2025-05-08): Comment from [REDACTED] ([REDACTED]): attached final policy | 05/08/2025 |  |  | 1 C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223333933 |  |  |  | 33400321 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/06/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223333933 |  |  |  | 33400322 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223333950 |  |  |  | 33404668 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/06/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223333950 |  |  |  | 33413740 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Notary date is missing from the DOT in file. |  |  |  |  |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223333958 |  |  |  | 33400123 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223333958 |  |  |  | 33400124 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-20): EV2<br>Buyer Comment (2025-05-20): Comment from[REDACTED]) ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223333958 |  |  |  | 33400129 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/06/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223334005 |  |  |  | 33402470 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-05-12): Received AVM and PCI already provided. Secondary valuation not provided.<br>Seller Comment (2025-05-12): Comment from [REDACTED] (PRMG): Please see PCI and AVM |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223334005 |  |  |  | 33402522 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/06/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223334005 |  |  |  | 33402541 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-05-08): Received in trailing documents.<br>Seller Comment (2025-05-07): Comment from [REDACTED] (PRMG): Please see Title supplement | 05/08/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223334005 |  |  |  | 33408142 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | City mix match. |  |  |  | Reviewer Comment (2025-05-08): Address one in same.<br>Buyer Comment (2025-05-07): Comment from [REDACTED] (PRMG): Please review this for clearance [REDACTED]/[REDACTED] are the same area flow into one another. An internet for the address with either city name will pull up the same property. | 05/08/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223334008 |  |  |  | 33405885 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223334008 |  |  |  | 33405886 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/06/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223336377 |  |  |  | 33408041 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-19): Exception remains Open, EV2, Informational.<br>Buyer Comment (2025-05-19): Comment from [REDACTED]) ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223336377 |  |  |  | 33408042 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/07/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223336377 |  |  |  | 33408044 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223336391 |  |  |  | 33406079 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/07/2025 | 2 A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223336393 |  |  |  | 33407763 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/07/2025 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223336393 |  |  |  | 33407803 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[REDACTED]does not match calculated P&I of $[REDACTED]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | SC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223336393 |  |  |  | 33408890 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property is rural. Exception approval in file ([REDACTED]) states "Exception sought for subject being a rural property; Other [REDACTED] guidelines for rural property met, two primary comparables (comp #1 and 2) less than 3 miles from subject property and in the same city ([REDACTED]) - both having sale date in 2024. Marketing time noted on appraisal is 3-6 months (less than 6 months) and property is residential in nature. Full appraisal" | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Reserves > 6 months above program minimum.<br>LTV 10% or more below program minimum. | Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-05-07): Exception approval provided, meets buyers waiver policy. |  |  | 05/07/2025 | 2 B | B | B | B |  | SC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223336395 |  |  |  | 33407863 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-05-08): Received in trailing documents.<br>Seller Comment (2025-05-08): Comment from [REDACTED] ([REDACTED]): attached | 05/08/2025 |  |  | 1 C | A C | C | A C |  | DE | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223336395 |  |  |  | 33407868 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/07/2025 | 2 A | A | A | A |  | DE | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223336395 |  |  |  | 33409618 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-05-08): Received delivery confirmation of final appraisal and verification of no change in value from origination appraisal Compliance testing updated. | 05/08/2025 |  |  | 1 C | A C | C | A C |  | DE | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223336395 |  |  |  | 33409619 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-05-08): Received delivery confirmation of final appraisal and verification of no change in value from origination appraisal Compliance testing updated.<br>Reviewer Comment (2025-05-08): Received additional copy of email sent to borrower on [REDACTED]. Mailbox Rule applied. Borrower is considered to have received the appraisal on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three ([REDACTED]) business days prior to consummation.<br>Seller Comment (2025-05-08): Comment from [REDACTED] ([REDACTED]): Email sent [REDACTED] | 05/08/2025 |  |  | 1 C | A C | C | A C |  | DE | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223336395 |  |  |  | 33430204 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 | B |  | B |  | DE | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223336525 |  |  |  | 33410446 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/07/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223336525 |  |  |  | 33410484 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. ([REDACTED], [REDACTED]) |  |  |  | Reviewer Comment (2025-05-08): Exception remains Open, EV2, Informational. Nothing additional required.<br>Seller Comment (2025-05-08): Comment from [REDACTED] ([REDACTED]): Guides defer to FNMA- see attached from FNMA; Requirements based on date of application and disbursement date- [REDACTED] returns are not required- business is not on a fiscal year |  |  |  | 2 B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223336525 |  |  |  | 33424292 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien<br>Reviewer Comment (2025-05-08): AVM previously provided and reviewed. Exception pertains to secondary valuation required for securitization.<br>Seller Comment (2025-05-08): Comment from [REDACTED] ([REDACTED]): AVM |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223336730 |  |  |  | 33408602 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/07/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223336730 |  |  |  | 33408604 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223336730 |  |  |  | 33408694 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-05-26): received inspection<br>Seller Comment (2025-05-21): Comment from [REDACTED] ([REDACTED]): Please see PCI | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223339524 |  |  |  | 33416171 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339524 |  |  |  | 33416229 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339525 |  |  |  | 33417759 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223339525 |  |  |  | 33417760 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223339525 |  |  |  | 33417762 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): Title Supplement | 05/14/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223339526 |  |  |  | 33420247 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223339526 |  |  |  | 33420249 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | TX | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223339526 |  |  |  | 33423810 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [REDACTED] Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the [REDACTED] T-42 endorsement or the T-42.1 endorsement. (The loan is a [REDACTED] Section 50 (a)(6) home equity loan.) |  |  |  |  | Reviewer Comment (2025-05-20): Ev2<br>Buyer Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D A B | Non QM | Non QM | No |
| 223339528 |  |  |  | 33413697 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339528 |  |  |  | 33413698 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339529 |  |  |  | 33416710 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339529 |  |  |  | 33416712 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339530 |  |  |  | 33419933 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-09): Received in trailing documents.<br>Seller Comment (2025-05-09): Comment from [REDACTED] ([REDACTED]): Title Supplement | 05/09/2025 |  |  | 1 B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| 223339530 |  |  |  | 33419935 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| 223339530 |  |  |  | 33419937 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| 223339533 |  |  |  | 33420564 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | AZ | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223339533 |  |  |  | 33420567 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223339534 |  |  |  | 33425454 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | PA | Investment | Refinance - Cash-out - Other | D C B A | N/A | N/A | No |
| 223339534 |  |  |  | 33425455 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | PA | Investment | Refinance - Cash-out - Other | D C B A | N/A | N/A | No |
| 223339534 |  |  |  | 33425471 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | FICO not met. [REDACTED] score is required. Lender exception in file. Investor consideration required. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly mortgage payment has decreased by at least 20%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-19): Okay to waive/downgrade per client email [REDACTED] |  |  | 05/19/2025 | 2 C | B C | C | B C |  | PA | Investment | Refinance - Cash-out - Other | D C B A | N/A | N/A | No |
| 223339535 |  |  |  | 33414343 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-09): Received in trailing documents.<br>Seller Comment (2025-05-09): Comment from [REDACTED] ([REDACTED]): Title - [REDACTED]K | 05/09/2025 |  |  | 1 C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| 223339535 |  |  |  | 33414344 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| 223339535 |  |  |  | 33414345 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM is acceptable for loans amounts less than $[REDACTED]according to guidelines. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| 223339536 |  |  |  | 33422853 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223339536 |  |  |  | 33422854 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223339536 |  |  |  | 33430184 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | ALTA coverage amount is missing from the title commitment. |  |  |  | Reviewer Comment (2025-05-09): Received in trailing documents.<br>Seller Comment (2025-05-09): Comment from [REDACTED] ([REDACTED]): Title Supplement | 05/09/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223339719 |  |  |  | 33416574 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-05-12): Received in trailing documents.<br>Seller Comment (2025-05-09): Comment from [REDACTED] ([REDACTED]): Title Supplement | 05/12/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223339719 |  |  |  | 33416576 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223339719 |  |  |  | 33416577 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223339719 |  |  |  | 33430235 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - PUD not provided |  |  |  |  |  | Reviewer Comment (2025-05-20): Received<br>Buyer Comment (2025-05-19): Comment from [REDACTED] ([REDACTED]): Please revisit. The PUD rider was provided in the documentation uploaded to the condition. Thank you!<br>Reviewer Comment (2025-05-16): PUD Rider not provided.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): Complete Mtg | 05/20/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223339720 |  |  |  | 33418826 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339720 |  |  |  | 33418827 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339721 |  |  |  | 33414268 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-05-20): EV2<br>Buyer Comment (2025-05-20): Comment from [REDACTED]) ([REDACTED]): Cleared - Immaterial EV2 |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223339721 |  |  |  | 33414270 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-09): Received in trailing documents.<br>Seller Comment (2025-05-09): Comment from [REDACTED] ([REDACTED]): Title Supplement | 05/09/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223339721 |  |  |  | 33414272 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223339722 |  |  |  | 33420797 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339722 |  |  |  | 33420798 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339724 |  |  |  | 33421126 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339724 |  |  |  | 33421132 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339724 |  |  |  | 33421154 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-05-12): Alternative documentation provided.<br>Seller Comment (2025-05-09): Comment from [REDACTED] ([REDACTED]): 1st | 05/12/2025 |  |  | 1 D | A D | D | A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339725 |  |  |  | 33425638 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339725 |  |  |  | 33425639 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339727 |  |  |  | 33419693 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223339727 |  |  |  | 33419698 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223339727 |  |  |  | 33432291 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-09): Supplement received in trailing documents.<br>Seller Comment (2025-05-09): Comment from [REDACTED] ([REDACTED]): Title Supplement | 05/09/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223339728 |  |  |  | 33420233 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223339728 |  |  |  | 33420237 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/08/2025 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223361985 |  |  |  | 33421703 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223361985 |  |  |  | 33421750 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223362011 |  |  |  | 33423766 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-12): Received in trailing documents.<br>Seller Comment (2025-05-12): Comment from [REDACTED] ([REDACTED].): Please find attached the title commitment reflecting $[REDACTED]. Thank you. | 05/12/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 223362011 |  |  |  | 33423767 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 223362011 |  |  |  | 33424864 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-06-03): Received evidence of appraisal delivery in trailing documents. Compliance testing updated.<br>Seller Comment (2025-06-01): Comment from [REDACTED] ([REDACTED].): Please attached log that shows the appraisal was also viewed/signed on [REDACTED]. Thank you.<br>Reviewer Comment (2025-05-16): Appraisal was sent electronically to borrower on [REDACTED]. Without evidence the borrower received/viewed the appraisal, the mailbox Rule is applied. Borrower is considered to have received the appraisal on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED].): Please see attached from our Ops and Compliance. Thank you. | 06/03/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 223362011 |  |  |  | 33424865 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-06-03): Received evidence of appraisal delivery in trailing documents. Compliance testing updated.<br>Seller Comment (2025-06-01): Comment from [REDACTED] ([REDACTED].): Please see attached that shows this was also viewed/signed on [REDACTED]. Thank you!<br>Reviewer Comment (2025-05-16): Appraisal was sent electronically to borrower on [REDACTED]. Without evidence the borrower received/viewed the appraisal, the mailbox Rule is applied. Borrower is considered to have received the appraisal on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED].): Please see attached from our Ops and Compliance. Thank you. | 06/03/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 223362102 |  |  |  | 33421709 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223362102 |  |  |  | 33424203 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-05-26): Re-stated designation<br>Buyer Comment (2025-05-21): Comment from [REDACTED] ([REDACTED]): QM per mavent report. | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223362102 |  |  |  | 33424205 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-05-26): Re-stated designation<br>Reviewer Comment (2025-05-16): Received another copy of [REDACTED] email. First report sent to borrower electronically on [REDACTED]. Mailbox Rule applied. Borrower is considered to have received the report on [REDACTED]. Updated report sent to borrower on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): 4.10 Email<br>Reviewer Comment (2025-05-13): First report sent to borrower electronically on [REDACTED]. Mailbox Rule applied. Borrower is considered to have received the report on [REDACTED]. Updated report sent to borrower on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three ([REDACTED])) business days prior to consummation.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): see attached full report and proof of updated report emailed to borrower<br>Reviewer Comment (2025-05-12): Document provided does not identify borrower, loan number or address. Unable to apply.<br>Seller Comment (2025-05-12): Comment from [REDACTED] ([REDACTED]): Appraisal Released [REDACTED]. | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223362102 |  |  |  | 33515974 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Re-stated designation |  |  |  | Reviewer Comment (2025-06-01): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-05-27): Comment from [REDACTED] ([REDACTED]): please restate to Higher Priced QM | 06/01/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Higher Priced QM (APOR) | Yes |
| 223362102 |  |  |  | 33546628 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223362103 |  |  |  | 33427114 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223362103 |  |  |  | 33427115 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223362106 |  |  |  | 33421571 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223362115 |  |  |  | 33425481 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223362130 |  |  |  | 33426448 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223362130 |  |  |  | 33426449 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223362132 |  |  |  | 33426608 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223362132 |  |  |  | 33426609 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223362132 |  |  |  | 33426610 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents. | 05/14/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223362132 |  |  |  | 33426611 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): title policy | 05/14/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223362163 |  |  |  | 33427290 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): Title Supplement | 05/14/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223362163 |  |  |  | 33427291 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223362163 |  |  |  | 33427292 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223362164 |  |  |  | 33427360 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): Title Supplement | 05/14/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 223362164 |  |  |  | 33427361 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 223362164 |  |  |  | 33427381 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-14): Received signed/stamped Final Closing Statement confirming disbursement on [REDACTED]. LOE and PCCD provided to borrower. Loan is RTC Compliant.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PCCD | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223362164 |  |  |  | 33427410 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-05-20): Loan is Non-QM.<br>Buyer Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): Please revisit this condition. File contains the [REDACTED]) 1040, Doc ID 0257. Note that the guidelines do not require the tax returns to be signed. Thank you! | 05/20/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 223362164 |  |  |  | 33427411 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Schedule C | Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | Unable to verify Sole Proprietorship income using reasonably reliable third-party records |  |  |  | Reviewer Comment (2025-05-20): Documentation meets guidelines<br>Buyer Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): Please revisit this condition. File contains the [REDACTED]) 1040, Doc ID 0257. Note that the guidelines do not require the tax returns to be signed. Thank you!<br>Reviewer Comment (2025-05-14): One of the following missing documents is required for this income source: 1) Most recent tax transcripts; 2) Most recent signed, dated 1040s; 3) Audited YTD P&L; 4) 1099<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): SE Current | 05/20/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 223362165 |  |  |  | 33427393 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362165 |  |  |  | 33427419 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362165 |  |  |  | 33427824 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  | Project approval/ condo warrantable document is missing |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): condo warranty | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362166 |  |  |  | 33425557 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | TX | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 223362166 |  |  |  | 33425558 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 223362166 |  |  |  | 33425563 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [REDACTED] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  | Reviewer Comment (2025-05-20): Ev2<br>Buyer Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| 223362166 |  |  |  | 33425564 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [REDACTED] Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. Although the loan file contains the T-42 Endorsement, there is no evidence the Title Policy includes the [REDACTED] T-42.1 endorsement. (The loan is a [REDACTED] Section 50 (a)(6) home equity loan.) |  |  |  |  | Reviewer Comment (2025-05-20): Ev2<br>Buyer Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D A C B | Non QM | Non QM | No |
| 223362166 |  |  |  | 33425565 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - No Waiver) | [REDACTED] Constitution Section 50(a)(6): Final itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing without a waiver. |  |  |  |  | Reviewer Comment (2025-06-02): Received tracking showing disclosure sent and received on [REDACTED]<br>Seller Comment (2025-05-28): Comment from [REDACTED] ([REDACTED]): Please see attached fulfillment tracking report dated [REDACTED], referring to CDs and COC included in the package and issued same date. The COC is Doc ID 0291 and refers to requirements fee changes and redisclosure required per Tx50(a)(6) guidelines. The CD is Doc ID 0215. Also, TX Home Equity Disclosure, Doc ID 0393, acknowledges that the borrower received at least one day prior to closing, a copy of the loan application and fees to be charged at closing in paragraph 2. The aforementioned documents should support that the borrower truly received fees one day prior to closing on [REDACTED]. Thank you!<br>Reviewer Comment (2025-05-26): Disclosure provided is dated, date of closing. Disclosure is required to be at least 1 business day prior to closing<br>Seller Comment (2025-05-22): Comment from [REDACTED] ([REDACTED]): breakdown<br>Reviewer Comment (2025-05-14): Final itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing without a waiver. Disclosure provided is signed at closing with no documentation to support borrower was provided with the required disclosure of fees, points, costs and charges one day prior to closing.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): Acknowledgment Disclosure | 06/02/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D A C B | Non QM | Non QM | Yes |
| 223362167 |  |  |  | 33427831 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223362167 |  |  |  | 33427832 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223362168 |  |  |  | 33427506 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-14): Comment from [REDACTED] ([REDACTED]): approval | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362168 |  |  |  | 33427522 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362168 |  |  |  | 33427524 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362168 |  |  |  | 33427559 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-14): Received signed/stamped Final Settlement Statement confirming disbursement on [REDACTED] along with PCCD and LOE. Loan is RTC compliant.<br>Seller Comment (2025-05-14): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PCCD | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223362169 |  |  |  | 33427087 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223362169 |  |  |  | 33427088 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223362209 |  |  |  | 33429332 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223362209 |  |  |  | 33429333 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223362241 |  |  |  | 33423655 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223362241 |  |  |  | 33423656 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223362242 |  |  |  | 33427448 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362242 |  |  |  | 33427465 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-14): Comment from [REDACTED] ([REDACTED]): approval | 05/14/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362242 |  |  |  | 33427473 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362245 |  |  |  | 33426004 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): initial 1003 | 05/14/2025 |  |  | 1 B | A B | B | A B |  | OR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223362245 |  |  |  | 33426010 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223362245 |  |  |  | 33426011 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223362247 |  |  |  | 33422864 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223362247 |  |  |  | 33422865 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223362248 |  |  |  | 33429808 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Premium amount is missing on policy |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): HOI policy showing premium and corrected HOI with correct address | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362248 |  |  |  | 33429821 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362248 |  |  |  | 33429823 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362248 |  |  |  | 33441930 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): Title Supplement | 05/14/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33425935 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): VOE | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33425936 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33425937 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33425950 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): title commitment and supplement | 05/14/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33425960 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-05-14): VVOE received for co-borrower. Compliance testing updated. | 05/14/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 223362250 |  |  |  | 33425961 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. ([REDACTED]/Wages) |  |  |  | Reviewer Comment (2025-05-14): VVOE received for co-borrower. Compliance testing updated.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): VOE | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33425962 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-05-14): VVOE received for co-borrower. Compliance testing updated. | 05/14/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33425975 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): VOE | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33428219 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Missing VOE |  |  |  | Reviewer Comment (2025-05-14): VVOE received for co-borrower. Compliance testing updated.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): VOE | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33428236 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing VOE |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): VOE | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33428249 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall condition for missing VOE |  |  |  | Reviewer Comment (2025-05-14): VVOE received for co-borrower. Compliance testing updated. | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362250 |  |  |  | 33455284 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | VVOE received for co-borrower. Compliance testing updated. |  |  |  | Reviewer Comment (2025-05-14): VVOE received for co-borrower. Compliance testing updated. | 05/14/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 223362260 |  |  |  | 33426055 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223362260 |  |  |  | 33426081 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-05-20): Loan is Non-QM.<br>Buyer Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): Please clear this condition as related conditions have already been cleared. Thank you! | 05/20/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 223362260 |  |  |  | 33426082 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Partnership | Ability to Repay (Dodd-Frank 2014): Unable to verify Partnership income using reasonably reliable third-party records. | File is missing a copy of the most recent personal and business tax returns. |  |  |  | Reviewer Comment (2025-05-20): Loan documentation meets guidelines<br>Buyer Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): Please revisit. The file contains the 2023 1040 (Doc ID 0314), 2023 1065 (Doc ID 0311) and K-1s (Doc IDs 0312 and 0313). The application was taken on [REDACTED] so 2024 returns would not be applicable. See Doc IDs 0294 and 0384 for 1003s. Please note that the guidelines do not require signed tax returns. Thank you!<br>Reviewer Comment (2025-05-14): One of the following missing documents is required for this income source: 1) Most recent tax transcripts; 2) Most recent signed, dated 1040s; 3) Audited YTD P&L; 4) Most recent Business tax transcripts; 5) Most recent signed, dated 1065 returns<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): LOE - The file was approved prior to [REDACTED] so there was not a requirement for the 2024 returns | 05/20/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223362260 |  |  |  | 33426083 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Partnership | Ability to Repay (Dodd-Frank 2014): Unable to verify Partnership income using reasonably reliable third-party records. | File is missing a copy of the most recent personal and business tax returns. |  |  |  | Reviewer Comment (2025-05-20): Loan documentation meets guidelines<br>Reviewer Comment (2025-05-14): One of the following missing documents is required for this income source: 1) Most recent tax transcripts; 2) Most recent signed, dated 1040s; 3) Audited YTD P&L; 4) Most recent Business tax transcripts; 5) Most recent signed, dated 1065 returns<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): LOE - The file was approved prior to [REDACTED] so there was not a requirement for the 2024 returns | 05/20/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223362260 |  |  |  | 33426084 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | File is missing a copy of the most recent personal and business tax returns. |  |  |  | Reviewer Comment (2025-05-20): Loan documentation meets guidelines | 05/20/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223362341 |  |  |  | 33422006 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362341 |  |  |  | 33422008 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223362341 |  |  |  | 33422186 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): voe | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223364459 |  |  |  | 33427295 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223364459 |  |  |  | 33427329 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-20): EV2<br>Buyer Comment (2025-05-20): Comment from [REDACTED]) ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223364476 |  |  |  | 33433155 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223364532 |  |  |  | 33433304 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223364532 |  |  |  | 33433306 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223364534 |  |  |  | 33433881 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223364534 |  |  |  | 33433885 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223364534 |  |  |  | 33442887 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | File sis missing a copy of the VA Benefits/Awards letter to confirm VA income disclosed on Final 1003. |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents. Compliance testing updated.<br>Buyer Comment (2025-05-14): Comment from [REDACTED] ([REDACTED]): The[REDACTED] of Eligibility (COE) (Doc ID 0551) reflects that the borrower has a service connected disability and that he is exempt from the [REDACTED]. See language at top of form, "Funding Fee - Exempt - SC with Monthly Award". In the lower part of the COE is the following language, "Funding Fee - [REDACTED] is exempt from Funding Fee due to receipt of [REDACTED] of $[REDACTED]) monthly." This is non taxable income. $[REDACTED]X [REDACTED]% = $[REDACTED]. The COE is from the [REDACTED], was issued on[REDACTED], and reflects the [REDACTED], which is as good as an Award Letter. Please accept for verification of the [REDACTED]. Thank you!<br>Reviewer Comment (2025-05-14): Award Letter for monthly disability income not provided.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223364534 |  |  |  | 33442901 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | File sis missing a copy of the VA Benefits/Awards letter to confirm VA income disclosed on Final 1003. |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents. Compliance testing updated.<br>Buyer Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): Please advise. VA amount [REDACTED] grossed up [REDACTED]% + [REDACTED]which is income used.<br>Reviewer Comment (2025-05-14): Award Letter for monthly disability income not provided.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): VA award | 05/16/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 223364534 |  |  |  | 33442902 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | File sis missing a copy of the VA Benefits/Awards letter to confirm VA income disclosed on Final 1003. |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents. Compliance testing updated.<br>Buyer Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): Please advise. VA amount [REDACTED] grossed up [REDACTED]% + [REDACTED]which is income used.<br>Reviewer Comment (2025-05-14): Award Letter for monthly disability income not provided.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): VA award | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223364534 |  |  |  | 33442903 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File sis missing a copy of the VA Benefits/Awards letter to confirm VA income disclosed on Final 1003. |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents. Compliance testing updated.<br>Buyer Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): Please advise. VA amount [REDACTED] grossed up [REDACTED]% + [REDACTED]which is income used.<br>Reviewer Comment (2025-05-14): Award Letter for monthly disability income not provided.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): VA award | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223364534 |  |  |  | 33442918 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | File sis missing a copy of the VA Benefits/Awards letter to confirm VA income disclosed on Final 1003. |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents. Compliance testing updated.<br>Buyer Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): Please advise. VA amount [REDACTED] grossed up [REDACTED]% + [REDACTED]which is income used.<br>Reviewer Comment (2025-05-14): Award Letter for monthly disability income not provided.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): VA award | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223364535 |  |  |  | 33433263 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223364535 |  |  |  | 33433265 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | WA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223364537 |  |  |  | 33434247 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223364537 |  |  |  | 33434249 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223364537 |  |  |  | 33434252 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-05-14): Updated input of income documentation<br>Buyer Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0249 for the 2024 1120-S for [REDACTED]. Thank you! | 05/14/2025 |  |  | 1 B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 223364537 |  |  |  | 33434253 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - S-Corp | Ability to Repay (Dodd-Frank 2014): Unable to verify S-Corp income using reasonably reliable third-party records. | File is missing a copy of the most recent business tax returns. |  |  |  | Reviewer Comment (2025-05-14): Updated input of income documentation<br>Buyer Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0249 for the 2024 1120-S for [REDACTED]. Thank you! | 05/14/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223364537 |  |  |  | 33434254 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-05-14): Updated input of income documentation | 05/14/2025 |  |  | 1 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223367567 |  |  |  | 33438606 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED].): Attached is the loan approval | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223367567 |  |  |  | 33438628 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223367567 |  |  |  | 33438629 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223367567 |  |  |  | 33446880 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-26): Received final signed CD<br>Seller Comment (2025-05-21): Comment from [REDACTED] ([REDACTED]): Please revisit. The transaction date is [REDACTED]; however, the condition reflects the transaction date as [REDACTED]. The security instrument was notarized on [REDACTED] (Doc ID 0346), the RTC was executed by the borrower on [REDACTED] (Doc ID 0195) and the final CD (attached to this condition, which was not previously in the file. The one in file was not executed). With a transaction date of [REDACTED], the RTC is correct with an expiration date of [REDACTED]. Per the FSS uploaded previously, the loan disbursed in compliance. Thank you!<br>Reviewer Comment (2025-05-20): RTC signed by borrower had an incorrect expiration date. Borrower signed on [REDACTED] and form reflected an expiration date of [REDACTED] and not [REDACTED]. Rescission required to be re-opened.<br>Seller Comment (2025-05-20): Comment from [REDACTED] ([REDACTED].): Attached is the Final Settlement Statement to show the disbursement did not occur until [REDACTED] so the required 3 business days between transaction date and disbursement date was met | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223367567 |  |  |  | 33446881 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-05-26): Received final signed CD<br>Seller Comment (2025-05-21): Comment from [REDACTED] ([REDACTED]): Please revisit. The transaction date is [REDACTED]; however, the condition reflects the transaction date as [REDACTED]. The security instrument was notarized on [REDACTED] (Doc ID 0346), the RTC was executed by the borrower on [REDACTED] (Doc ID 0195) and the final CD signed by the borrower on [REDACTED] (attached to this condition, which was not previously in the file. The one in file was not executed). With a transaction date of [REDACTED], the RTC is correct with an expiration date of [REDACTED]. Per the FSS uploaded previously, the loan disbursed in compliance. Thank you!<br>Reviewer Comment (2025-05-20): RTC signed by borrower had an incorrect expiration date. Borrower signed on [REDACTED] and form reflected an expiration date of [REDACTED] and not [REDACTED]. Rescission required to be re-opened.<br>Seller Comment (2025-05-20): Comment from [REDACTED] ([REDACTED].): Attached is the Final Settlement Statement to show the disbursement did not occur until [REDACTED] so the required 3 business days between transaction date and disbursement date was met | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223367585 |  |  |  | 33434828 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223367585 |  |  |  | 33434833 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223367585 |  |  |  | 33434851 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): 1st - Subject<br>Reviewer Comment (2025-05-15): Note provided is not for the subject property.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): 1st | 05/16/2025 |  |  | 1 D | A D | D | A D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223367585 |  |  |  | 33435162 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI is excessive due to the rental cash flow calculation considered by the lender on the properties listed in the REO. DTI increased to DTI: [REDACTED]%;to Original DTI: [REDACTED]% |  |  |  | Reviewer Comment (2025-05-16): HOA expenses an allowable add back for Schedule E calculation. Compliance testing updated.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): LOE<br>Reviewer Comment (2025-05-15): Seller is using adjusted rental income of $[REDACTED]. Actual adjusted rental income is $[REDACTED]. HOA fees in the amount of $[REDACTED]is not an allowable add back for adjusted rental income.<br>Buyer Comment (2025-05-14): Comment from [REDACTED] ([REDACTED]): Can you please clarify how the negative cash flow of $[REDACTED]on the subject property was calculated? The condition comments state a difference in the calculation from the Lender. Worksheet is doc ID 0304, resulting in a negative cash flow of $[REDACTED]. Thank you! | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223367585 |  |  |  | 33435163 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The file was missing the verbal verification of employment obtained within ten business days of closing. |  |  |  | Reviewer Comment (2025-05-15): Received in trailing documents.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): VOE | 05/15/2025 |  |  | 1 C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223367585 |  |  |  | 33435164 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | The file was missing the verbal verification of employment obtained within ten business days of closing. |  |  |  | Reviewer Comment (2025-05-15): Received in trailing documents.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): VOE | 05/15/2025 |  |  | 1 C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223367585 |  |  |  | 33435174 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-15): Received in trailing documents.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): title Supplement | 05/15/2025 |  |  | 1 B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223377039 |  |  |  | 33439339 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client<br>Reviewer Comment (2025-05-20): EV2<br>Buyer Comment (2025-05-20): Comment from [REDACTED]) ([REDACTED]): Cleared - Immaterial EV2 |  |  | 08/12/2025 | 2 D | N/A | N/A | N/A D |  | SC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223377039 |  |  |  | 33439341 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223377039 |  |  |  | 33439348 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-05-20): EV2<br>Buyer Comment (2025-05-20): Comment from [REDACTED]) ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | SC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223377042 |  |  |  | 33440404 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-05-26): received final | 05/26/2025 |  |  | 1 A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223377042 |  |  |  | 33440405 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223377042 |  |  |  | 33440410 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | [REDACTED] Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2025-05-20): EV2<br>Buyer Comment (2025-05-20): Comment from [REDACTED]) ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Non QM | Non QM | No |
| 223377042 |  |  |  | 33447139 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | Title shows $[REDACTED]lien filed by Oklahoma Tax Commission dated [REDACTED] |  |  |  | Reviewer Comment (2025-05-26): Final title does not show tax lien<br>Seller Comment (2025-05-21): Comment from [REDACTED] ([REDACTED]): Final title policy | 05/26/2025 |  |  | 1 C | A C | C | A C |  | OK | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223377049 |  |  |  | 33442362 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-05-15): Received in trailing documents.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): Title Supp | 05/15/2025 |  |  | 1 B | A B | B | A B |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377049 |  |  |  | 33442364 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377049 |  |  |  | 33442365 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377049 |  |  |  | 33447380 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject lien is paying of HELOC agreement, missing request/documentation to close HELOC upon receipt of payoff. Per documentation in file, a completed authorization form is required to close the line of credit account. |  |  |  | Reviewer Comment (2025-05-23): Received Authorization to close HELOC form in trailing docs.<br>Seller Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): HELOC Doc | 05/23/2025 |  |  | 1 C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377056 |  |  |  | 33439461 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-14): Received in trailing documents.<br>Seller Comment (2025-05-14): Comment from [REDACTED] ([REDACTED]): Please see Title supplement confirming policy amount | 05/14/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223377056 |  |  |  | 33439462 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223377056 |  |  |  | 33439463 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223377056 |  |  |  | 33439468 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-14): Received Final, signed/stamped Settlement Statement confirming disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-05-14): Comment from [REDACTED] ([REDACTED]): Please see Final Settlement Stmt confirming disbursement date. | 05/14/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 223377061 |  |  |  | 33439892 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223377061 |  |  |  | 33439893 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223377061 |  |  |  | 33439896 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-19): Received Final Title in trailing documents.<br>Seller Comment (2025-05-18): Comment from [REDACTED] ([REDACTED].): Please see attached final title. also this is a grade 2 and will not impact purchase. Thanks | 05/19/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223377061 |  |  |  | 33439897 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-05-19): Received Final Title in trailing documents. | 05/19/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223377066 |  |  |  | 33440969 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide an updated application reflecting [REDACTED] as the employment name. If[REDACTED] is the same as [REDACTED], please provide letter explaining the correlation. Thank you. |  |  |  | Reviewer Comment (2025-05-20): Received corrected application<br>Seller Comment (2025-05-19): Comment from [REDACTED] ([REDACTED].): This has been updated to [REDACTED]. Please see attached. | 05/20/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377066 |  |  |  | 33445631 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377066 |  |  |  | 33445632 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377071 |  |  |  | 33441296 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377071 |  |  |  | 33441297 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377071 |  |  |  | 33441310 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-20): Received PCCD and proof of disbursement<br>Seller Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PCCD | 05/20/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223377071 |  |  |  | 33450509 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Title is held in name of Trust, Mortgage is in name of individuals as joint tenants |  |  |  | Reviewer Comment (2025-05-16): Received Title supplement.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): title supplement - individuals<br>Reviewer Comment (2025-05-14): Title is held in name of Trust, Mortgage is in name of individuals as joint tenants<br>Buyer Comment (2025-05-14): Comment from [REDACTED] ([REDACTED]): See QCD, Doc ID 0457 and title commitment supplemental report Doc ID 0447. Thank you! | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377071 |  |  |  | 33450555 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Coverage of $[REDACTED] does not meet required coverage of [REDACTED]% of appraised value ($[REDACTED]) shortfall of $[REDACTED] |  |  |  | Reviewer Comment (2025-05-26): Received RCE<br>Seller Comment (2025-05-22): Comment from [REDACTED] ([REDACTED]): RCE | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377072 |  |  |  | 33442037 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377072 |  |  |  | 33442119 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377072 |  |  |  | 33442641 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2025-06-09): Received VVOE in trailing documents.<br>Seller Comment (2025-06-04): Comment from [REDACTED] ([REDACTED]): VOE<br>Reviewer Comment (2025-05-16): Per guidelines: Salaried and variable income documentation - VVOE dated no more than 10 business days prior to note date is required.<br>Seller Comment (2025-05-14): Comment from [REDACTED] ([REDACTED]): LOE | 06/09/2025 |  |  | 1 C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223377114 |  |  |  | 33444033 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/14/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 223377114 |  |  |  | 33444034 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 223377115 |  |  |  | 33439943 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/14/2025 | 2 A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223377115 |  |  |  | 33439955 |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | [REDACTED] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | Reviewer Comment (2025-05-20): received disclosure<br>Seller Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): IL Cert | 05/20/2025 |  |  | 1 C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223377116 |  |  |  | 33439692 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/14/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223377116 |  |  |  | 33439693 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223378693 |  |  |  | 33445391 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223378693 |  |  |  | 33445399 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-26): Received documentation showing disbursement date<br>Seller Comment (2025-05-23): Comment from [REDACTED] ([REDACTED]): Please see attached for the PCCD, Final Settlement showing the disbursement date of [REDACTED] and and LOE to the borrower regarding the PCCD.<br>Reviewer Comment (2025-05-23): Please provide documentation other than an unexecuted PC CD showing disbursement, such as wire confirmation, funding schedule/disbursement<br>Seller Comment (2025-05-21): Comment from [REDACTED] ([REDACTED]): Post CD attached | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223378693 |  |  |  | 33467530 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-20): EV2<br>Buyer Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223378777 |  |  |  | 33447411 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223378777 |  |  |  | 33447414 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223378782 |  |  |  | 33445538 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223378783 |  |  |  | 33445434 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223378783 |  |  |  | 33445436 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223378975 |  |  |  | 33445863 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223378975 |  |  |  | 33445871 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223378977 |  |  |  | 33446310 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223387094 |  |  |  | 33454003 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223387097 |  |  |  | 33452453 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223387141 |  |  |  | 33451768 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223387143 |  |  |  | 33452266 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223387213 |  |  |  | 33452538 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223387223 |  |  |  | 33456350 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  |  |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): current policy is in the file | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223387223 |  |  |  | 33456352 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223387223 |  |  |  | 33456353 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents.<br>Seller Comment (2025-05-15): Comment from [REDACTED] ([REDACTED]): Econsent | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223387223 |  |  |  | 33456355 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223387224 |  |  |  | 33452578 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-05-19): Received in trailing documents.<br>Seller Comment (2025-05-19): Comment from [REDACTED] ([REDACTED]): Approval | 05/19/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223387224 |  |  |  | 33452605 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223387224 |  |  |  | 33452606 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223387224 |  |  |  | 33452610 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED] is under disclosed by $[REDACTED]compared to the calculated total of payments of $[REDACTED]which exceeds the $[REDACTED] threshold. | Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated total of payments of $[REDACTED] which exceeds the $[REDACTED] threshold |  |  |  | Reviewer Comment (2025-05-26): [REDACTED] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Seller Comment (2025-05-23): Comment from [REDACTED] ([REDACTED]): See attached Cure and right to cancel<br>Reviewer Comment (2025-05-20): [REDACTED] received rebuttal that $[REDACTED] at closing cure and $[REDACTED] cure after closing. However, the TOP violation was not underdisclosed by the $[REDACTED] until after the Corrected CD was issued which reflects the increase in costs in Section D from the Final CD. Final CD already had a cure of $[REDACTED] which would not be related to this violation. LOE to borrower dated [REDACTED] states the $[REDACTED] was due to increase in recording fees at closing which would be a v% violation and is not a fee that would be included in the TOP underdisclosure violation (Section A, B & C). Cure was not provided for TOP underdisclosure violation. [REDACTED] PCCD increased fees in section D over the Final CD by $[REDACTED] and TOP was underdisclosed over tolerance which cure is required. Provide Corrected CD, LOE to borrower, copy of cure refund for $[REDACTED], proof of mailing and proof of reopening of rescission to all consumers as this is a material disclosure violation on a rescindable transaction.<br>Seller Comment (2025-05-19): Comment from [REDACTED] ([REDACTED]): $[REDACTED]on at closing then $[REDACTED] cure after closing . |  | 05/26/2025 |  | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Non QM | Non QM | Yes |
| 223387324 |  |  |  | 33452679 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223387324 |  |  |  | 33469964 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223387349 |  |  |  | 33456206 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223387349 |  |  |  | 33456207 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223387349 |  |  |  | 33456208 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): approval | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223387349 |  |  |  | 33456209 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | File is missing a copy of the most recent business tax returns. |  |  |  | Reviewer Comment (2025-05-26): received 1120S<br>Seller Comment (2025-05-22): Comment from [REDACTED] ([REDACTED]): 2023<br>Reviewer Comment (2025-05-20): received extension for 2024, missing returns for most recent - 2023<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): extensions | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223387349 |  |  |  | 33456223 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-26): Received confirmation of disbursement<br>Seller Comment (2025-05-21): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223387349 |  |  |  | 33456224 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. ([REDACTED],[REDACTED]/S-Corp) |  |  |  | Reviewer Comment (2025-05-20): EV2<br>Buyer Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2<br>Reviewer Comment (2025-05-20): EV2 for information for date of tax returns.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): extensions |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223387349 |  |  |  | 33472676 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2025-05-26): Received dec page<br>Seller Comment (2025-05-22): Comment from [REDACTED] ([REDACTED]): [REDACTED] is Servicer for 2nds | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223387349 |  |  |  | 33515963 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-05-26): Updated with receipt of income documents | 05/26/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 223387349 |  |  |  | 33515964 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | missing most recent tax returns |  |  |  | Reviewer Comment (2025-05-26): Updated with receipt of income documents | 05/26/2025 |  |  | 1 | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 223387352 |  |  |  | 33455398 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223387352 |  |  |  | 33455646 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | The DTI of [REDACTED]% exceeds guidelines of [REDACTED]%. Lender exception in file. Investor consideration is required. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-27): ok to waive/downgrade per client email [REDACTED] |  |  | 05/27/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223387352 |  |  |  | 33455647 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | WVOE to document commission income is required per guidelines and is missing from the file. |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): UW Management LOE and paystubs | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223387352 |  |  |  | 33455672 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | The DTI of [REDACTED]% exceeds guidelines of [REDACTED]%. Lender exception in file. Investor consideration is required. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-27): ok to waive/downgrade per client email [REDACTED] |  |  | 05/27/2025 | 2 C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223387352 |  |  |  | 33455673 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | WVOE to document commission income is required per guidelines and is missing from the file. |  |  |  | Reviewer Comment (2025-05-16): Received in trailing documents.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): UW Management LOE and paystubs | 05/16/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223387352 |  |  |  | 33455703 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | WVOE to document commission income is required per guidelines and is missing from the file. |  |  |  | Reviewer Comment (2025-05-27): Waived DTI per client email [REDACTED]<br>Reviewer Comment (2025-05-16): ATR Risk remains due to DTI exceeding guidelines.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): UW Management LOE and paystubs | 05/27/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223387352 |  |  |  | 33472776 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-05-27): Waived DTI per client email dated [REDACTED] | 05/27/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 223390336 |  |  |  | 33468363 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223390336 |  |  |  | 33468399 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Spouse is disclosed as a borrower on the 1st lien but was not included as a borrower on the 2nd lien. Lender exception in file. Investor consideration required. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-20): Exception approval provided with compensating factors<br>Seller Comment (2025-05-19): Comment from [REDACTED] ([REDACTED]): Exception |  |  | 05/20/2025 | 2 C | B C | C | B C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223390343 |  |  |  | 33468834 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223390343 |  |  |  | 33468836 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-20): EV2<br>Buyer Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223390343 |  |  |  | 33469341 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | Approved Lender exception in file for DTI of [REDACTED]%. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years. | FICO 20 points > program minimum<br>Same employment > 5 years | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-05-16): Exception approval provided, meets buyers waiver policy. |  |  | 05/16/2025 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223390343 |  |  |  | 33469346 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Approved Lender exception in file for DTI of [REDACTED]%. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years. | FICO 20 points > program minimum<br>Same employment > 5 years | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-05-16): Exception approval provided, meets buyers waiver policy. |  |  | 05/16/2025 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223390347 |  |  |  | 33469911 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Debt Consolidation | D C A | Non QM | Non QM | No |
| 223390347 |  |  |  | 33469912 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 A | A | A | A |  | TN | Primary | Refinance - Cash-out - Debt Consolidation | D C A | Non QM | Non QM | No |
| 223390347 |  |  |  | 33469915 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2025-05-19): Received in trailing documents.<br>Seller Comment (2025-05-16): Comment from [REDACTED] ([REDACTED]): LOE and HOI | 05/19/2025 |  |  | 1 C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Debt Consolidation | D C A | Non QM | Non QM | No |
| 223390372 |  |  |  | 33470132 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223390372 |  |  |  | 33470142 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223390375 |  |  |  | 33470583 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | WA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223390375 |  |  |  | 33470584 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223396430 |  |  |  | 33473240 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/19/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223396430 |  |  |  | 33480627 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Notary date is missing from DOT. |  |  |  |  |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223396843 |  |  |  | 33476368 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/19/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223396939 |  |  |  | 33475327 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-05-26): Received<br>Seller Comment (2025-05-21): Comment from [REDACTED] ([REDACTED]): Esign Consent Agreement | 05/26/2025 |  |  | 1 C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223396939 |  |  |  | 33475328 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223397602 |  |  |  | 33477461 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223397602 |  |  |  | 33477462 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/19/2025 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223397603 |  |  |  | 33474461 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/19/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223397603 |  |  |  | 33474490 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223397603 |  |  |  | 33474513 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-26): Received PC CD, LOE, Final signed closing statement showing actual disbursement date<br>Seller Comment (2025-05-22): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223397605 |  |  |  | 33474731 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223397605 |  |  |  | 33474776 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/19/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223397606 |  |  |  | 33476402 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/19/2025 | 2 A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223397606 |  |  |  | 33476403 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223397607 |  |  |  | 33475065 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223397607 |  |  |  | 33475135 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/19/2025 | 2 A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223397610 |  |  |  | 33473105 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/19/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223397610 |  |  |  | 33473106 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223397610 |  |  |  | 33473126 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-26): received proof of final disbursement and pccd with final settlement statement<br>Seller Comment (2025-05-21): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223422213 |  |  |  | 33477696 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223422213 |  |  |  | 33477698 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223422218 |  |  |  | 33477760 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223422218 |  |  |  | 33477831 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Approved Lender exception to allow [REDACTED]% LTV. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. | Client exception approval based on residual income, satisfactory mortgage history | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-26): Client exception approval<br>Buyer Comment (2025-05-21): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0231 for [REDACTED]/[REDACTED]approved exception. Thank you! |  |  | 05/26/2025 | 2 C | B C | C | B C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223422222 |  |  |  | 33477852 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223422224 |  |  |  | 33477614 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223422224 |  |  |  | 33477645 |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Signed) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not signed by borrower(s). |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223422224 |  |  |  | 33477646 |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided) | Ohio Consumer Sales Practices Act: Borrower not provided Right Not To Close Disclosure. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223422226 |  |  |  | 33477595 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223422853 |  |  |  | 33477929 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 A | A | A | A |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223422853 |  |  |  | 33477936 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-05-20): Received in trailing documents.<br>Seller Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): attached | 05/20/2025 |  |  | 1 C | A C | C | A C |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223422853 |  |  |  | 33477986 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy does not reflect a coverage amount |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223422873 |  |  |  | 33477705 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223422873 |  |  |  | 33477728 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223422874 |  |  |  | 33477870 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223422874 |  |  |  | 33477871 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223422874 |  |  |  | 33477873 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223422874 |  |  |  | 33477878 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-06-23): Waived and downgraded per client email/ sheet based on available compensating factors. |  |  | 06/23/2025 | 2 C | B C | C | B C |  | CO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223422874 |  |  |  | 33488371 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2025-06-03): Received in trailing documents.<br>Seller Comment (2025-05-30): Comment from [REDACTED] ([REDACTED]): Initial 1003 and ITP | 06/03/2025 |  |  | 1 B | A B | B | A B |  | CO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223422874 |  |  |  | 33488492 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | The file is missing verification of the borrower's receipt of VA benefits with a letter or distribution form from the VA. |  |  |  | Reviewer Comment (2025-06-27): Income not included<br>Seller Comment (2025-06-27): Comment from [REDACTED] ([REDACTED]): LOE - removed the disability income, revised 1003 and 1008<br>Reviewer Comment (2025-05-22): received SSI award letter, missing VA benefit proof<br>Seller Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): VA award | 06/27/2025 |  |  | 1 C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223422874 |  |  |  | 33794836 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-27): Waived exception |  |  | 06/27/2025 | 2 | A |  | A B |  | CO | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223422875 |  |  |  | 33478104 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223422875 |  |  |  | 33478164 |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | [REDACTED] Mortgage Lending Regulations: Borrower did not receive disclosure on responsibility for payment of taxes and insurance. |  |  |  |  | Reviewer Comment (2025-05-26): Received disclosure<br>Seller Comment (2025-05-20): Comment from [REDACTED] ([REDACTED]): MD Disclosure | 05/26/2025 |  |  | 1 B | A B | B | A B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223427520 |  |  |  | 33486384 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2025 | 2 A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223427520 |  |  |  | 33496240 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-06-02): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-06-02): Comment from [REDACTED] ([REDACTED]): Please restate as Higher Priced QM. Per NAF, this is ATR/QM approved<br>Reviewer Comment (2025-06-01): Received right to receive appraisal disclosure, not proof of receipt of appraisal as required for appraisal signed [REDACTED]<br>Seller Comment (2025-05-28): Comment from [REDACTED] ([REDACTED]): this is in fact an HPML but is also ATR/QM approved. The original appraisal was delivered to the borrower properly prior to the note and the appraisal update did not have any impact or changes to the value. We also have an appraisal waiver in the file which is acceptable for ATR/QM approved loans. | 06/02/2025 |  |  | 1 C | A C | C | A C |  | MO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223427520 |  |  |  | 33496241 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-06-02): Loan Designation restated. Compliance testing updated.<br>Reviewer Comment (2025-06-01): Received right to receive appraisal disclosure, not proof of receipt of appraisal as required for appraisal signed [REDACTED]. Waiver is not allowed on HPML transactions<br>Seller Comment (2025-05-28): Comment from [REDACTED] ([REDACTED]): this is in fact an HPML but is also ATR/QM approved. The original appraisal was delivered to the borrower properly prior to the note and the appraisal update did not have any impact or changes to the value. We also have an appraisal waiver in the file which is acceptable for ATR/QM approved loans. | 06/02/2025 |  |  | 1 C | A C | C | A C |  | MO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223427520 |  |  |  | 33557468 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223427541 |  |  |  | 33490017 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-26): Received title supplement showing loan amount, does not show policy amount<br>Seller Comment (2025-05-22): Comment from [REDACTED] ([REDACTED]): Title Supplement |  |  |  | 2 B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| 223427541 |  |  |  | 33490018 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2025 | 2 A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| 223427541 |  |  |  | 33490019 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| 223431762 |  |  |  | 33501517 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223431762 |  |  |  | 33501522 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223431785 |  |  |  | 33495261 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223431785 |  |  |  | 33495476 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is not provided. |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223431819 |  |  |  | 33494168 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223431819 |  |  |  | 33494171 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223431819 |  |  |  | 33494180 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2025-05-26): received documentation showing Type V<br>Seller Comment (2025-05-23): Comment from [REDACTED] ([REDACTED]): Condo Warranty | 05/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223431819 |  |  |  | 33494277 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. | Loan was disbursed prior to midnight of third business day after consummation. Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. |  |  |  | Reviewer Comment (2025-06-26): Received signed/stamped Final Settlement Statement confirming disbursement on 05/14/2025. Loan is RTC timing compliant.<br>Reviewer Comment (2025-06-13): Moved to buyer queue for investor approval. Unable to confirm most recent RTC with corrections was initialed by borrower at closing. Investor consideration required.<br>Seller Comment (2025-06-11): Comment from [REDACTED] ([REDACTED]): Attestation on NRTC and stamped certified final settlement stmt.<br>Reviewer Comment (2025-06-05): Required remediation not provided. Received copies of RTC document previously provided but with date adjustment and initials. Rescission is required to be re-opened. Required remediation: TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-06-05): Comment from [REDACTED] ([REDACTED]): NRTC<br>Reviewer Comment (2025-06-02): There was a material error on the RTC form signed by the borrower at closing. Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). Transaction Date is [REDACTED] and RTC form reflects [REDACTED]. <br> Rescission is required to be re-opened as transaction date was not properly disclosed, regardless of actual Disbursement Date. <br> Required remediation: TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-05-30): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD | 06/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223431819 |  |  |  | 33494284 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-06-26): Received RTC with changes made to dates and initialed by borrower. Seller attestation provided confirming signed at closing.<br>Reviewer Comment (2025-06-13): Moved to buyer queue for investor approval. Unable to confirm most recent RTC with corrections was initialed by borrower at closing. Investor consideration required.<br>Seller Comment (2025-06-11): Comment from [REDACTED] ([REDACTED]): Attestation on NRTC and stamped certified final settlement stmt.<br>Reviewer Comment (2025-06-05): Required remediation not provided. Received copies of RTC document previously provided but with date adjustment and initials. Rescission is required to be re-opened. Required remediation: TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-06-05): Comment from [REDACTED] ([REDACTED]): NRTC<br>Reviewer Comment (2025-06-02): There was a material error on the RTC form signed by the borrower at closing. Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). Transaction Date is [REDACTED] and RTC form reflects [REDACTED]. <br> Rescission is required to be re-opened as transaction date was not properly disclosed, regardless of actual Disbursement Date. <br> Required remediation: TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-05-30): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD | 06/26/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223431821 |  |  |  | 33494656 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223431821 |  |  |  | 33494661 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-27): Received supplemental report<br>Seller Comment (2025-05-23): Comment from [REDACTED] ([REDACTED]): title supplement | 05/27/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223431847 |  |  |  | 33493814 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223431847 |  |  |  | 33493815 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223431847 |  |  |  | 33493825 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-06-02): Received Final signed/stamped Settlement Statement confirming Disbursement on [REDACTED] in addition to PCCD and LOE to borrower. Loan is RTC compliant.<br>Seller Comment (2025-05-30): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD | 06/02/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223431857 |  |  |  | 33496041 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223441597 |  |  |  | 33502816 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/23/2025 | 2 A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223441597 |  |  |  | 33502915 |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified) | [REDACTED] Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation. |  |  |  |  | Reviewer Comment (2025-06-02): Remains Open, EV2.<br>Buyer Comment (2025-06-02): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223441597 |  |  |  | 33502916 |  | Compliance | Compliance | State Compliance | Misc. State Level | [REDACTED] Tangible Net Benefit Disclosure Signed by Borrower | [REDACTED] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not signed by the Borrower prior to closing. |  |  |  |  | Reviewer Comment (2025-06-02): Remains Open, EV2.<br>Buyer Comment (2025-06-02): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223441616 |  |  |  | 33503845 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223441616 |  |  |  | 33503846 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/23/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223441640 |  |  |  | 33506383 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223441640 |  |  |  | 33506385 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/23/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223441640 |  |  |  | 33506386 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-26): received supplemental<br>Seller Comment (2025-05-23): Comment from [REDACTED] ([REDACTED]): Title Supplement | 05/26/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223441640 |  |  |  | 33506462 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-06-02): received proof of final funding<br>Seller Comment (2025-05-28): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PC CD | 06/02/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 223441643 |  |  |  | 33502864 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/23/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223441643 |  |  |  | 33502866 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223441786 |  |  |  | 33503923 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/23/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223441786 |  |  |  | 33503924 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223456772 |  |  |  | 33518533 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  |  |  |  |  | Reviewer Comment (2025-06-03): Funds from account not necessary for qualifying.<br>Buyer Comment (2025-05-29): Comment from [REDACTED] ([REDACTED]): Can you please advise what you are looking for? | 06/03/2025 |  |  | 1 C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223456772 |  |  |  | 33518536 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/27/2025 | 2 A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223456772 |  |  |  | 33521353 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Georgia loan - Notary date is missing from the file. |  |  |  | Reviewer Comment (2025-06-02): Remains Open, EV2.<br>Buyer Comment (2025-06-02): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223456790 |  |  |  | 33516534 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/27/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223456790 |  |  |  | 33516544 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223456790 |  |  |  | 33516553 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-06-10): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-06-09): Comment from [REDACTED] ([REDACTED]): please restate as higher priced QM | 06/10/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223456790 |  |  |  | 33519979 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-06-10): Loan Designation restated. Compliance testing updated. | 06/10/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223456790 |  |  |  | 33616456 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| 223457093 |  |  |  | 33522573 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/28/2025 | 2 A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223457158 |  |  |  | 33517641 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223457158 |  |  |  | 33517643 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/27/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223457277 |  |  |  | 33522483 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223457277 |  |  |  | 33522486 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | MI | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223457277 |  |  |  | 33522744 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Schedule C Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. |  |  |  |  | Reviewer Comment (2025-06-05): Clarification received. Compliance testing updated.<br>Buyer Comment (2025-06-02): Comment from [REDACTED] ([REDACTED]): Please note the following: The Schedule C income is the officer's compensation from [REDACTED]. Please see CPA letter Doc ID 0384 and 1120-S tax returns Doc ID 0211, Line [REDACTED]), as well as the 1040 Doc ID 0214 and schedule C. The $[REDACTED])K in officer comp went from the 1120-S to the Schedule C. So the income stems is all part of Mania Trucking . It is not a separate "business" to be verified. (The officer comp does not flow to a W2 in this case) | 06/05/2025 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223457277 |  |  |  | 33522745 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-06-05): Clarification received. Compliance testing updated. | 06/05/2025 |  |  | 1 B | A C | B | A C B |  | MI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C B | Non QM | Non QM | Yes |
| 223457277 |  |  |  | 33522746 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-06-05): Clarification received. Compliance testing updated. | 06/05/2025 |  |  | 1 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223457277 |  |  |  | 33522763 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Combined High loan to value discrepancy. | Calculated high loan to value percentage of ___ exceeds Guideline high loan to value percentage of ___ | Lender exception in file requesting max CLTV of [REDACTED]%, beyond the [REDACTED]% guideline threshold. Investor consideration required. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-06-05): Waived and downgraded per client email/ sheet based on available compensating factors. |  |  | 06/05/2025 | 2 C | B C | C | B C |  | MI | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223457277 |  |  |  | 33522764 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Lender exception in file requesting max CLTV of [REDACTED]%, beyond the [REDACTED]% guideline threshold. Investor consideration required. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-06-05): Waived and downgraded per client email/ sheet based on available compensating factors. |  |  | 06/05/2025 | 2 C | B C | C | B C |  | MI | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223457277 |  |  |  | 33533922 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-06-05): Clarification received. Compliance testing updated. | 06/05/2025 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223457277 |  |  |  | 33533925 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing third party verification of borrower's Schedule C business. |  |  |  | Reviewer Comment (2025-06-05): Clarification received. Compliance testing updated. | 06/05/2025 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223457277 |  |  |  | 33533949 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | File is missing third party verification of borrower's Schedule C business. |  |  |  | Reviewer Comment (2025-06-05): Clarification received. Compliance testing updated. | 06/05/2025 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223457277 |  |  |  | 33586808 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-06-05): Clarification received. Compliance testing updated. | 06/05/2025 |  |  | 1 | A |  | A |  | MI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 223457278 |  |  |  | 33517090 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | LA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223457278 |  |  |  | 33517091 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/27/2025 | 2 A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223458985 |  |  |  | 33528452 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-06-04): Received in trailing documents.<br>Seller Comment (2025-06-04): Comment from [REDACTED] ([REDACTED]): attached | 06/04/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223458985 |  |  |  | 33528455 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223458985 |  |  |  | 33528456 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223459096 |  |  |  | 33531829 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223459096 |  |  |  | 33531832 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-06-04): Received in trailing documents.<br>Seller Comment (2025-06-04): Comment from [REDACTED] ([REDACTED]): attached | 06/04/2025 |  |  | 1 C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223459099 |  |  |  | 33527261 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223459099 |  |  |  | 33527262 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223459231 |  |  |  | 33530395 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-06-05): Received in trailing documents. | 06/05/2025 |  |  | 1 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223459231 |  |  |  | 33530396 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-06-05): Received in trailing documents.<br>Seller Comment (2025-06-04): Comment from [REDACTED] ([REDACTED]): attached | 06/05/2025 |  |  | 1 C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223459231 |  |  |  | 33530397 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223459236 |  |  |  | 33533806 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223459254 |  |  |  | 33530095 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-06-04): Received in trailing documents.<br>Seller Comment (2025-06-04): Comment from [REDACTED] ([REDACTED]): attached | 06/04/2025 |  |  | 1 C | A C | C | A C |  | MN | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223459254 |  |  |  | 33530113 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223459254 |  |  |  | 33530145 |  | Compliance | Compliance | State Compliance | Misc. State Level | [REDACTED] Tangible Net Benefit Disclosure Signed by Borrower | [REDACTED] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not signed by the Borrower prior to closing. | Initial Tangible Net Benefit Disclosure is not provided |  |  |  |  |  |  |  | 2 B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223459274 |  |  |  | 33528507 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223459285 |  |  |  | 33530442 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223459285 |  |  |  | 33530443 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | MO | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223459285 |  |  |  | 33530633 |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  |  |  |  |  | 2 B | B | B | B |  | MO | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223464732 |  |  |  | 33532670 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223464753 |  |  |  | 33538281 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-06-03): Supplement provided.<br>Seller Comment (2025-06-03): Comment from [REDACTED] ([REDACTED]): attached | 06/03/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223464753 |  |  |  | 33538282 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223464753 |  |  |  | 33538292 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223468990 |  |  |  | 33539311 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/03/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223468990 |  |  |  | 33539318 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223468990 |  |  |  | 33539350 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Missing final title |  |  |  | Reviewer Comment (2025-06-05): Final policy received in trailing documents. | 06/05/2025 |  |  | 1 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223468990 |  |  |  | 33539352 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | title policy amount is not provided |  |  |  | Reviewer Comment (2025-06-05): Final policy received in trailing documents. | 06/05/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223468990 |  |  |  | 33562770 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Preliminary title is only husband and wife, while grant deed and mortgage is husband and wife and third person as joint tenants |  |  |  | Reviewer Comment (2025-06-05): Final policy received in trailing documents.<br>Seller Comment (2025-06-04): Comment from [REDACTED] ([REDACTED]): attached final policy | 06/05/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223468994 |  |  |  | 33539363 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/03/2025 | 2 A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223468994 |  |  |  | 33539371 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-06-16): Received in trailing documents.<br>Seller Comment (2025-06-16): Comment from [REDACTED] ([REDACTED]): attached paid invoice copy<br>Reviewer Comment (2025-06-14): Borrower paid for appraisal outside of closing in the amount of $[REDACTED]. Funds to borrower at closing $[REDACTED]. Borrower required cash = $[REDACTED]. Documentation not provided reflecting a paid invoice, credit card charge, etc. for POCB items. Documented qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED].<br>Buyer Comment (2025-06-12): Comment from [REDACTED] ([REDACTED]): can you advise what POC you are referring to?<br>Reviewer Comment (2025-06-09): Cash to close for POC items less cash from subject transaction required. Asset documentation or documentation of paid invoice required.<br>Seller Comment (2025-06-05): Comment from [REDACTED] ([REDACTED]): Are you looking at the correct loan? | 06/16/2025 |  |  | 1 C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223469066 |  |  |  | 33540024 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/03/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223469066 |  |  |  | 33540028 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note is not on a FNMA/FHLMC form and does not contain the standard Due on Sale clause. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223469066 |  |  |  | 33540031 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 |  | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223469066 |  |  |  | 33540043 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223469103 |  |  |  | 33559427 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223469103 |  |  |  | 33559428 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/04/2025 | 2 A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 223469105 |  |  |  | 33540103 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 223469105 |  |  |  | 33540106 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/04/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 223469105 |  |  |  | 33540107 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): waive per client |  |  | 08/12/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 223469105 |  |  |  | 33540109 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-06-11): Received signed/stamped Final Settlement statement confirming disbursement on [REDACTED], along with PCCD and LOE to borrower. Loan is RTC compliant.<br>Seller Comment (2025-06-10): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PCCD | 06/11/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 223469106 |  |  |  | 33539935 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/04/2025 | 2 A | A | A | A |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | D B A | Non QM | Non QM | No |
| 223469106 |  |  |  | 33539960 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | D B A | Non QM | Non QM | No |
| 223469106 |  |  |  | 33539964 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note is not on a FNMA/FHLMC form and does not contain the standard Due on Sale clause. |  | Updated as per document. |  |  |  |  |  |  |  | 2 B | B | B | B |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | D B A | Non QM | Non QM | No |
| 223469113 |  |  |  | 33540978 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/04/2025 | 2 A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223469113 |  |  |  | 33540979 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223469118 |  |  |  | 33541805 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223469118 |  |  |  | 33541806 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/04/2025 | 2 A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223469118 |  |  |  | 33541817 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents.<br>Buyer Comment (2025-06-05): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0178 for property inspection on [REDACTED]. Property is in average condition with no repairs needed. Photos good. Thank you! | 06/09/2025 |  |  | 1 C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223469133 |  |  |  | 33540192 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/04/2025 | 2 A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 223469133 |  |  |  | 33540194 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-06-05): Received in trailing documents.<br>Seller Comment (2025-06-05): Comment from [REDACTED] ([REDACTED]): UW Approval | 06/05/2025 |  |  | 1 C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 223469133 |  |  |  | 33540285 |  | Compliance | Compliance | State Compliance | Misc. State Level | [REDACTED] CMPA Home Loan Toolkit Timing | [REDACTED] Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower within three (3) business days of application. | The Home Loan Toolkit was/was not provided within three business days of application. |  |  |  | Reviewer Comment (2025-06-09): Received tracking in trailing documents.<br>Seller Comment (2025-06-05): Comment from [REDACTED] ([REDACTED]): PROOF TOOLKIT PROVIDED and VIEWED | 06/09/2025 |  |  | 1 B | A B | B | A B |  | MI | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 223469321 |  |  |  | 33540393 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/04/2025 | 2 A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223469321 |  |  |  | 33540456 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223478540 |  |  |  | 33559161 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223478540 |  |  |  | 33559164 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223478540 |  |  |  | 33559166 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Non QM | Non QM | No |
| 223478540 |  |  |  | 33571896 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-06-18): Received original appraisal with delivery to borrower. No change in value confirmed. Compliance testing updated. | 06/18/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223478540 |  |  |  | 33571897 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-06-18): Received original appraisal with delivery to borrower. No change in value confirmed. Compliance testing updated.<br>Seller Comment (2025-06-17): Comment from [REDACTED] ([REDACTED]): Original appraisal<br>Reviewer Comment (2025-06-14): A copy of the appraisal report provided to the borrower on [REDACTED] per Doc ID 0416 has not been provided. All copies of the valuation must be provided to confirm no change in the value.<br>Seller Comment (2025-06-13): Comment from [REDACTED] ([REDACTED]): Sent 6.5, Per [REDACTED], should be okay<br>Buyer Comment (2025-06-12): Comment from [REDACTED] ([REDACTED]): original appraisal was provided on [REDACTED] and that the only change on the updated appraisal was removing the co borrower there was no change to the value. | 06/18/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223478540 |  |  |  | 33695481 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 | B |  | B |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223478541 |  |  |  | 33557445 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223478541 |  |  |  | 33566004 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require all original borrowers on 1st lien to be on 2nd lien. Original borrowers on first lien differ on subject transaction due to divorce.. Approved exception in file. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. | LTV/CLTV 10% or more below program max<br>LTV/CLTV 10% or more below program max | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-06-04): Exception approval provided, meets buyers waiver policy. |  |  | 06/04/2025 | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223478545 |  |  |  | 33558110 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223478545 |  |  |  | 33558114 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223478560 |  |  |  | 33559783 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 3 C | C A | C | C |  | HI | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223478560 |  |  |  | 33559784 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 A | A | A | A |  | HI | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223478560 |  |  |  | 33559785 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-06-05): Received in trailing documents.<br>Seller Comment (2025-06-05): Comment from [REDACTED] ([REDACTED]): Title Supplement | 06/05/2025 |  |  | 1 C | A C | C | A C |  | HI | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223482832 |  |  |  | 33570999 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223482832 |  |  |  | 33571000 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223482832 |  |  |  | 33571158 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): commitment | 06/09/2025 |  |  | 1 B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223482832 |  |  |  | 33571215 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): VOE | 06/09/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223482832 |  |  |  | 33571216 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): VOE | 06/09/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223482832 |  |  |  | 33571217 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): VOE | 06/09/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223482832 |  |  |  | 33571218 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): VOE | 06/09/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223482832 |  |  |  | 33580258 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents. Compliance testing updated. | 06/09/2025 |  |  | 1 B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 223482832 |  |  |  | 33580259 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Missing VOE's |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): VOEs | 06/09/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223482832 |  |  |  | 33580261 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing VOE |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): VOE | 06/09/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223482832 |  |  |  | 33580439 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall condition |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents. Compliance testing updated. | 06/09/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223482898 |  |  |  | 33570335 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223482898 |  |  |  | 33570366 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223482898 |  |  |  | 33570438 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. | Loan was disbursed prior to midnight of third business day after consummation. Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until the new rescission period ends. |  |  |  | Reviewer Comment (2025-06-11): Received signed/stamped Final Settlement Statement confirming disbursement on [REDACTED] along with PCCD and LOE to borrower. Loan is RTC timing compliance.<br>Seller Comment (2025-06-10): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PCCD | 06/11/2025 |  |  | 1 C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223482944 |  |  |  | 33569944 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223482944 |  |  |  | 33569983 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [REDACTED] Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Non QM | Non QM | No |
| 223482944 |  |  |  | 33569984 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - No Waiver) | [REDACTED] Constitution Section 50(a)(6): Final itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing without a waiver. |  |  |  |  | Reviewer Comment (2025-06-11): Received in trailing documents.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): attached | 06/11/2025 |  |  | 1 C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Non QM | Non QM | Yes |
| 223483436 |  |  |  | 33573702 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223490672 |  |  |  | 33592173 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/08/2025 | 2 A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223490674 |  |  |  | 33576290 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents.<br>Seller Comment (2025-06-09): Comment from [REDACTED] ([REDACTED]): attached | 06/09/2025 |  |  | 1 C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223490674 |  |  |  | 33576291 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/08/2025 | 2 A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223490674 |  |  |  | 33576308 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[REDACTED]does not match calculated P&I of $[REDACTED]. Note P&I was used for the APR calculation and compliance testing. | Calculated P&I does not matches with Note P&I |  |  |  |  |  |  |  | 2 B | B | B | B |  | SC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223490674 |  |  |  | 33576366 |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not In File) | South Carolina Home Loan: Borrower did not acknowledge receipt of document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. | [REDACTED] - Compliant Agency Disclosure is not signed by borrower |  |  |  | Reviewer Comment (2025-06-09): Received in trailing documents.<br>Seller Comment (2025-06-09): Comment from [REDACTED] ([REDACTED]): See attached disclosure | 06/09/2025 |  |  | 1 C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223490689 |  |  |  | 33586782 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/08/2025 | 2 A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223490689 |  |  |  | 33586784 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Waive per client email [REDACTED], second lien |  |  | 06/26/2025 | 3 D | N/A | N/A | N/A D |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223496604 |  |  |  | 33587967 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/09/2025 | 2 A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223496608 |  |  |  | 33592089 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/09/2025 | 2 A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223496614 |  |  |  | 33598584 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/09/2025 | 2 A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223507042 |  |  |  | 33593792 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Waive per client |  |  | 08/12/2025 | 3 D | D A | D | D |  | AL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223507042 |  |  |  | 33593793 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/10/2025 | 2 A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223507042 |  |  |  | 33593805 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | 2 B | B | B | B |  | AL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |

---

## Exhibit 99.3

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.3**

---

| |
|:---|
| ![](ex99-3_image001.jpg) |
| **Valuation Report** |
| **Run Date - 8/29/2025 2:22:36 PM** |

---

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| 220854564 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 220854565 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 220854566 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 220854567 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 220854568 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 220854571 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 220854572 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -8.110% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 220854573 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.020% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| 221046046 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.750% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.80 |
| 221046047 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  | 5.120% |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.120% |  |  |  |  |  |  | N/A |  |  |
| 221046048 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.10 |
| 221046050 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221046053 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.10 |
| 221244227 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.10 |
| 221313782 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 1.520% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221313784 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221313785 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221313786 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221313787 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221314034 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 221314035 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221314036 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221314037 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221314038 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221314039 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221314041 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221319407 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221319409 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221319410 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221323998 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221334039 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -7.310% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 221334054 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221334056 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221339418 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221339426 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221346420 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221346421 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221346422 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221351135 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| 221351136 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221351141 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221351203 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 221351206 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 221393286 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.31 |  |  | -32.790% |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -32.790% |  |  |  |  |  |  | N/A |  |  |
| 221403153 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221415379 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 221422203 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.40 |
| 221422216 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| 221422293 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221424199 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221436329 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221436330 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| 221458506 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 221466241 |  |  |  |  |  |  |  |  | 28.210% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221469597 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221500328 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 221507283 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 221517423 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.40 |
| 221568357 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.10 |
| 221568359 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 221568377 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221568483 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| 221568498 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 221568503 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221577999 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221581794 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221597917 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221597977 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221601864 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221601897 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221603651 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| 221603757 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 221603758 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| 221635926 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221635993 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221638512 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 221646668 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 221646675 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.20 |
| 221646681 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 221647583 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 2.920% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 221647615 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221651244 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 14.690% |  |  | AVM |  | 0.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 221651249 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| 221651251 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 221654966 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221660452 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 221664626 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.30 |
| 221744026 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.70 |
| 221761008 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| 221761010 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221773569 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221773615 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 221782895 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 4.00 |
| 221782896 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221782897 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221810448 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 10.410% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221810522 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 221814746 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 221824456 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221829135 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221835546 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.040% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 221835547 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221837911 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221837995 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 221838201 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221838264 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221845355 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -19.460% |  |  | AVM |  | 0.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221852468 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 221852469 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 221852470 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221856547 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.980% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 221859597 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221861138 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221861329 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221861330 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221865555 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 221874290 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221874324 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221879487 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 221879730 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221879731 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 221890031 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221891911 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.90 |
| 221904394 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.80 |
| 221904430 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 221904465 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221904520 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 221911853 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221911890 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 221917045 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 221917537 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.00 |
| 221917568 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221927452 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| 221927749 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.00 |
| 221948523 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222003060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.530% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222003246 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 222003276 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222018993 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222019002 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 222023743 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222029860 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222029879 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 222029900 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.10 |
| 222032870 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222032966 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.570% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.30 |
| 222035950 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222035965 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222046969 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222046989 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222046993 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222047133 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222047136 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222051592 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222055542 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222057119 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222060864 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222061063 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222061079 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222061081 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222072406 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.70 |
| 222072408 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| 222072419 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222081346 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 18.820% |  |  | AVM |  | 0.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.30 |
| 222084572 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222084584 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| 222089226 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.940% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| 222111799 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.210% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222111809 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 222111823 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222111827 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222111835 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 222131851 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222131877 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222131880 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222155244 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 222163094 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 222163102 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222163540 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222201187 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222201327 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222221367 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222221368 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 222228590 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.460% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222228622 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 222242290 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 222245627 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222245708 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222251171 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222261154 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -12.690% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222261179 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222269805 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 222270430 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222270478 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.00 |
| 222273512 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 222290225 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222290280 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.70 |
| 222290285 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222290821 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222308507 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222308540 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222308641 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.280% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 222313410 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222313413 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.20 |
| 222313418 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222315048 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.790% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 222315186 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| 222315188 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.80 |
| 222315194 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.840% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 222315223 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.20 |
| 222329492 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 222330691 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222330693 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222336438 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.110% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222336453 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -15.850% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222336487 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| 222342874 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.30 |
| 222342900 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222356612 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222356634 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222356638 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222356850 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 222362211 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222362213 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 222362235 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222362736 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222396764 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222413999 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222414023 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222414025 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| 222414087 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 5.00 |
| 222414149 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 222423371 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 19.610% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 222424870 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -11.260% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.40 |
| 222425477 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222425543 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222454754 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222461706 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222461855 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222466390 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222473984 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222473985 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.00 |
| 222474007 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222474017 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| 222474019 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222475895 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 222505488 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222515135 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222533274 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 222533303 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222533408 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222533434 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222550511 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222550525 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 222550558 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222558562 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222558882 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222558918 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 222558920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 222558935 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 222558936 |  |  |  |  |  |  |  |  | 9.400% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 222563100 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 222574708 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 222574914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222578334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222578846 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.30 |
| 222607144 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 222613506 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222613522 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222621668 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 222621700 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222627320 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  | -1.260% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.260% |  |  |  |  |  |  | N/A |  |  |
| 222627322 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222627394 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222631717 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 222631720 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222631725 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222631745 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222631787 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222631811 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 222654065 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.50 |
| 222654472 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 222662433 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 222662459 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222662460 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222662478 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 222662485 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| 222668915 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 222668924 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 222670633 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222670637 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222670638 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| 222670640 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -4.420% |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 222670655 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 222670674 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.30 |
| 222670686 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222680013 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| 222680021 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 222680055 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 222680062 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222680066 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 222680114 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 222680316 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 222680318 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222680322 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222680328 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222680332 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222680441 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.900% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222680453 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 222686266 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| 222686278 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 222703730 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222703770 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| 222703771 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 222703799 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222703800 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222703961 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222703969 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222704100 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222708811 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222709416 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| 222718006 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222718009 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222718377 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 222726418 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 222726506 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 222726513 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  | -6.790% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222726518 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222728696 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 222728705 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222733960 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 222733962 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222733963 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.10 |
| 222733970 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -23.910% |  |  | AVM |  | 0.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.80 |
| 222733978 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222733992 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 222735183 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222735189 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222735190 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222735195 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222735196 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222735198 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.00 |
| 222735202 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222735207 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.80 |
| 222744915 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222744920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222744921 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222744922 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.80 |
| 222744927 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 222744929 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.00 |
| 222745002 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222748972 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 222748973 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222748974 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 222749029 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222749039 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 222752265 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 222752266 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 222752298 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222752430 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -11.160% |  |  | AVM |  | 0.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 222752445 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222757348 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222764425 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222764528 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222764577 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.90 |
| 222764619 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222764623 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| 222767014 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.70 |
| 222767021 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.00 |
| 222767092 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222770701 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222777044 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.50 |
| 222777053 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222777058 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222777060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 222778743 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| 222778784 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222778796 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 222778802 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222790000 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222790014 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.90 |
| 222790020 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 222790030 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222790042 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222790048 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.00 |
| 222790054 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.90 |
| 222792059 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222792168 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 222801674 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222801682 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222801932 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222803414 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222803415 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.40 |
| 222803428 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222803440 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222834058 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 222834105 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222834227 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.040% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| 222834951 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 222834954 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222834975 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222862705 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 12.270% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.50 |
| 222862714 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 222862716 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222862757 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222864862 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| 222887569 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222887572 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222887579 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.90 |
| 222887584 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.90 |
| 222887608 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222887632 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222887635 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -16.630% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.30 |
| 222888427 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222888430 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222888456 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| 222892110 |  |  |  |  |  |  |  |  | -1.710% |  |  |  | AVM |  |  |  | 0.14 |  |  | 0.000% |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222892120 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222892122 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222892268 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 222892387 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222893023 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222893024 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222894656 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 2.30 |
| 222894663 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222894670 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | BPO |  |  |  |  |  |  | 13.740% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222894725 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222894746 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222894748 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222894753 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 222901317 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222901334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.00 |
| 222901335 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222901336 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 222901339 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.90 |
| 222901340 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 222901450 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 222904800 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222904810 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222911655 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 222911666 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222912862 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222913665 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.760% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222916244 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.60 |
| 222922337 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| 222922385 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222922538 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222927165 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222927166 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 222927169 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222927170 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222927171 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222927175 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 222927176 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |  |
| 222927187 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222927189 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222927198 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.830% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.30 |
| 222927202 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222930833 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  | -1.240% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222930834 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222931810 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 222931825 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | BPO |  |  |  |  |  |  | -14.050% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222931827 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222931852 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222952958 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222952966 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.490% |  |  | AVM |  | 0.5 |  |  |  | -21.730% |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.00 |
| 222958399 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222958437 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222958446 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 3.80 |
| 222962036 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222962044 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222962056 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222962057 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222962058 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 222962066 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222962163 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222968698 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222968713 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222974047 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222974049 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222974051 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222974082 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222974086 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222978567 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.10 |
| 222981518 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 222981581 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222981620 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222981625 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222981627 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 222981628 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222985690 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222985702 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.30 |
| 222985749 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222985758 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 222985761 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223002543 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 223002567 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223005086 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223005101 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223005104 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 223005118 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223005122 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.40 |
| 223008311 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223012903 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223012907 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 223012911 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.20 |
| 223012928 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 223012932 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223012937 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223013232 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223016536 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223016545 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.10 |
| 223016546 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223016558 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 223016580 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223034184 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 223034185 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| 223034187 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223039337 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223039393 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 223039811 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223039890 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223050104 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223052884 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223062742 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223062744 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223062771 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223062774 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.30 |
| 223062797 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223062798 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223067513 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 223067514 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 223067519 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223081230 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223081233 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223081237 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223089830 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223089836 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223089848 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 223090211 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 223115353 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223115492 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| 223115503 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223116700 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223116703 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223116706 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223116720 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223116724 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223127668 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223127685 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223127687 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223127689 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 223127690 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223127692 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223127700 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -16.340% |  |  | AVM |  | 0.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223127703 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223127705 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223134354 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| 223134355 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223134384 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223134837 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 223134852 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 223163087 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223166442 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  | 14.250% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -22.700% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223166445 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223166454 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223166456 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 223166480 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 223166488 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223166491 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223171864 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223171944 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223171959 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| 223171962 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223171971 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223180214 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 223180230 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223186693 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223187077 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223187093 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223187097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 223187124 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 223187132 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 223187137 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223189732 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 223189733 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223189736 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223189842 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223189867 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223189873 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 223189877 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223195082 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223195089 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223195091 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.30 |
| 223195131 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.680% |  |  | AVM |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| 223197418 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.00 |
| 223197419 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223198459 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.490% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.80 |
| 223198463 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 223198465 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223198468 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223198475 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223198483 |  |  |  |  |  |  |  |  | 4.170% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 223213760 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223213787 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223214032 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223222575 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223223851 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223223864 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 223224320 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.40 |
| 223235641 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223235786 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223235797 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223235800 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223235989 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223238498 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223260403 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.490% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 223260416 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.90 |
| 223267873 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.30 |
| 223267878 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.770% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223267903 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223272796 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223272798 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 223272799 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223272821 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223294184 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223294420 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223294476 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 223294479 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223294491 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223294513 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223294516 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223294976 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223297572 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| 223297606 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223303213 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223303256 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| 223303257 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223303258 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223303344 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.990% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 223303472 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223303474 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223306294 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 223306301 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 223308258 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 223308261 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223308262 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223308265 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 223308269 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223314653 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.10 |
| 223314654 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 223314658 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| 223314662 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 223314699 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223327748 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223333931 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 223333933 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 223333950 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223333958 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223334005 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223334008 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223336377 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.70 |
| 223336391 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223336393 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223336395 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| 223336525 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223336730 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339524 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339525 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339526 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339528 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339529 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339530 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339533 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339534 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339535 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339536 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339719 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339720 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339721 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339722 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339724 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339725 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339727 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223339728 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223361985 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| 223362011 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 223362102 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| 223362103 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| 223362106 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223362115 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223362130 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362132 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362163 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362164 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 223362165 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362166 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362167 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362168 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362169 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| 223362209 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362241 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362242 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362245 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362247 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362248 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362250 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223362260 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223362341 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223364459 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223364476 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 223364532 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223364534 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223364535 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223364537 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223367567 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223367585 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223377039 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 223377042 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223377049 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223377056 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 223377061 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223377066 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223377071 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223377072 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223377114 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223377115 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 223377116 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223378693 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.10 |
| 223378777 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223378782 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.20 |
| 223378783 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223378975 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223378977 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223387094 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| 223387097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.00 |
| 223387141 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223387143 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223387213 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223387223 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223387224 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.30 |
| 223387324 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223387349 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223387352 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 223390336 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 223390343 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.30 |
| 223390347 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223390372 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223390375 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223396430 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223396843 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 223396939 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 223397602 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223397603 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223397605 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223397606 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223397607 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223397610 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223422213 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223422218 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 18.790% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223422222 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| 223422224 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223422226 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223422853 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 5.00 |
| 223422873 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223422874 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223422875 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223427520 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223427541 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223431762 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223431785 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 223431819 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223431821 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 223431847 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223431857 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 223441597 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223441616 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223441640 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223441643 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223441786 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223456772 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.10 |
| 223456790 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| 223457093 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 223457158 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223457277 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223457278 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 223458985 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223459096 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223459099 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223459231 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 223459236 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.60 |
| 223459254 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 223459274 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223459285 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223464732 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 223464753 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223468990 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223468994 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 223469066 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223469103 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223469105 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223469106 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223469113 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.90 |
| 223469118 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223469133 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 223469321 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223478540 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223478541 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| 223478545 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| 223478560 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -23.560% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.50 |
| 223482832 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223482898 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223482944 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223483436 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223490672 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.90 |
| 223490674 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 223490689 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223496604 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 223496608 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223496614 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 223507042 |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.20 |

---

## Exhibit 99.4

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.4**

![](situsamc_logo.jpg)

**Data Compare (Non-Ignored)**

**Run Date - 8/26/2025 9:33:52 AM**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** |
| 220854564 |  |  |  |  | Doc Type | Full | 2yr Full Doc |
| 220854564 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.83 | 32.55339 |
| 220854565 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 220854567 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.72 | 39.60528 |
| 220854568 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 220854572 |  |  |  |  | Doc Type | Full | 1yr Full Doc |
| 220854572 |  |  |  |  | Appraised Value | (REDACTED) | (REDACTED) |
| 221046046 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.88 | 35.24155 |
| 221046046 |  |  |  |  | Total Cash-out | 111631.11 | 123008.95 |
| 221046046 |  |  |  |  | Appraisal As-Is Value | (REDACTED) | (REDACTED) |
| 221046048 |  |  |  |  | Total Cash-out | 444727.25 | 444027.25 |
| 221046048 |  |  |  |  | Appraisal As-Is Value | (REDACTED) | (REDACTED) |
| 221046050 |  |  |  |  | Total Cash-out | 149957.95 | 149432.95 |
| 221046053 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.726 | 39.25415 |
| 221046053 |  |  |  |  | Total Cash-out | 13587.91 | 138296.36 |
| 221046053 |  |  |  |  | Appraisal As-Is Value | (REDACTED) | (REDACTED) |
| 221244227 |  |  |  |  | First Payment Date | (REDACTED) | (REDACTED) |
| 221244227 |  |  |  |  | Maturity Date | (REDACTED) | (REDACTED) |
| 221244227 |  |  |  |  | Original P&I | (REDACTED) | (REDACTED) |
| 221244227 |  |  |  |  | Prepayment Penalty |  | 0 |
| 221244227 |  |  |  |  | 1003 - Originator ID# | (REDACTED) | (REDACTED) |
| 221244227 |  |  |  |  | Investor: Qualifying Housing Ratio | 23.7 | 19.89733 |
| 221244227 |  |  |  |  | Total Cash-out | 89468.20 | 94700.92 |
| 221244227 |  |  |  |  | Appraisal As-Is Value | (REDACTED) | (REDACTED) |
| 221313782 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221313782 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.61 | 40.83576 |
| 221313784 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221313784 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221313784 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221313784 |  |  |  |  | Original CLTV | 9.3 | 66.08185 |
| 221313784 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221313785 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221313785 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 221313785 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221313785 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221313785 |  |  |  |  | Original CLTV | 16.3 | 68.43733 |
| 221313786 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221313786 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221313786 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221313786 |  |  |  |  | Original CLTV | 14.39 | 65.24339 |
| 221313786 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 28.855 | 37.64304 |
| 221313787 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221313787 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221313787 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221313787 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221313787 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221313787 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.938 | 45.53765 |
| 221314034 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221314034 |  |  |  |  | Has FTHB | 1 | 0 |
| 221314035 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221314035 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221314035 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221314035 |  |  |  |  | Original CLTV | 16.38 | 57.01379 |
| 221314036 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221314036 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221314036 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221314036 |  |  |  |  | Original CLTV | 13.36 | 61.5076 |
| 221314037 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221314037 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221314037 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221314037 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221314037 |  |  |  |  | Original CLTV | 32.06 | 78.10451 |
| 221314039 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221314039 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221314039 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221314039 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221314039 |  |  |  |  | Original CLTV | 20.71 | 66.08928 |
| 221314041 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221314041 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221314041 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221314041 |  |  |  |  | Original CLTV | 16.81 | 23.55041 |
| 221314041 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 50 | 43.93827 |
| 221319407 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221319407 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221319407 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221319407 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221319407 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.373 | 35.21147 |
| 221319409 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221319409 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221319409 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221319409 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 221319409 |  |  |  |  | Original CLTV | 15.15 | 67.87001 |
| 221319409 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221319410 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221319410 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221319410 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221319410 |  |  |  |  | Original CLTV | 30.48 | 55.53585 |
| 221319410 |  |  |  |  | Original LTV | 30.48 | 31.74603 |
| 221319410 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221319410 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.586 | 47.28558 |
| 221323998 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221323998 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221323998 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221323998 |  |  |  |  | Original CLTV | 12.21 | 61.26021 |
| 221323998 |  |  |  |  | Original LTV | 12.21 | 11.17069 |
| 221323998 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221334054 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221334054 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221334054 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221334054 |  |  |  |  | Original CLTV | 20.5 | 74.6694 |
| 221334056 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221334056 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221334056 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221334056 |  |  |  |  | Original CLTV | 18.57 | 70.01251 |
| 221339418 |  |  |  |  | Has FTHB | 1 | 0 |
| 221339418 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221339426 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221339426 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221339426 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221339426 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 221339426 |  |  |  |  | Original CLTV | 29.03 | 78.46472 |
| 221346420 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221346420 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221346420 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221346420 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 221346420 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221346420 |  |  |  |  | Original CLTV | 13.63 | 63.73735 |
| 221346420 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221346420 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 50 | 44.9797 |
| 221346421 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221346421 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221346421 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221346421 |  |  |  |  | Original CLTV | 24.53 | 66.17547 |
| 221346421 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221346422 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221346422 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221346422 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221346422 |  |  |  |  | Original CLTV | 14.25 | 43.29605 |
| 221346422 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.688 | 41.39091 |
| 221351135 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221351135 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.67 | 38.26175 |
| 221351136 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221351136 |  |  |  |  | Original CLTV | 60.94 | 64.8266 |
| 221351136 |  |  |  |  | Has FTHB | 1 | 0 |
| 221351141 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221351141 |  |  |  |  | Original CLTV | 55.46 | 52.90596 |
| 221351141 |  |  |  |  | Has FTHB | 1 | 0 |
| 221351141 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221351203 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221351203 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221351203 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221351203 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 221351203 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 221351203 |  |  |  |  | Original CLTV | 16.48 | 74.10474 |
| 221351203 |  |  |  |  | Original LTV | 16.48 | 19.73094 |
| 221351203 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221351203 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 50 | 42.80249 |
| 221351206 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221351206 |  |  |  |  | Has FTHB | 1 | 0 |
| 221393286 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 221393286 |  |  |  |  | Original CLTV | 47.84 | 37.01341 |
| 221393286 |  |  |  |  | Original LTV | 10.78 | 8.34623 |
| 221393286 |  |  |  |  | Has FTHB | 1 | 0 |
| 221393286 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221393286 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.72 | 44.90771 |
| 221403153 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221403153 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221403153 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221403153 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 221403153 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221403153 |  |  |  |  | Original CLTV | 22.22 | 69.74168 |
| 221403153 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221415379 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221415379 |  |  |  |  | Original CLTV | 54.91 | 50.84119 |
| 221415379 |  |  |  |  | Original LTV | 21.42 | 19.86755 |
| 221415379 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221415379 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 18.38 | 27.30468 |
| 221422203 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221422203 |  |  |  |  | Has FTHB | 1 | 0 |
| 221422203 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 20.6 | 38.27901 |
| 221422216 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221422216 |  |  |  |  | Original CLTV | 53.33 | 65.9058 |
| 221422293 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221422293 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221422293 |  |  |  |  | Original CLTV | 7.82 | 15.60816 |
| 221422293 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221422293 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 50 | 45.9312 |
| 221424199 |  |  |  |  | Has FTHB | 1 | 0 |
| 221436329 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221436329 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221436329 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221436329 |  |  |  |  | Has FTHB | 1 | 0 |
| 221436330 |  |  |  |  | Has FTHB | 1 | 0 |
| 221436330 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221458506 |  |  |  |  | Lien Position | 1 | 2 |
| 221458506 |  |  |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement |
| 221458506 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 16.7 | 35.40941 |
| 221466241 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221466241 |  |  |  |  | Original CLTV | 48.53 | 45.19949 |
| 221466241 |  |  |  |  | Original LTV | 17.16 | 16.00714 |
| 221466241 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221469597 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221469597 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221469597 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 27.65 | 29.94334 |
| 221500328 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221500328 |  |  |  |  | Has FTHB | 1 | 0 |
| 221517423 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221517423 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221517423 |  |  |  |  | Original CLTV | 79.42 | 76.22034 |
| 221517423 |  |  |  |  | Has FTHB | 1 | 0 |
| 221517423 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221568357 |  |  |  |  | Has FTHB | 1 | 0 |
| 221568359 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221568359 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221568359 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.84 | 40.83617 |
| 221568377 |  |  |  |  | Original CLTV | 61.97 | 67.85128 |
| 221568377 |  |  |  |  | Has FTHB | 1 | 0 |
| 221568377 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221568377 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 27.46 | 39.30917 |
| 221568483 |  |  |  |  | Original CLTV | 17.69 | 57.13522 |
| 221568483 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.36 | 26.79319 |
| 221568498 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 221568498 |  |  |  |  | Has FTHB | 1 | 0 |
| 221568498 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35.47 | 37.93131 |
| 221577999 |  |  |  |  | Has FTHB | 1 | 0 |
| 221581794 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221581794 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35.33 | 38.8118 |
| 221597917 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 221597917 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 221597917 |  |  |  |  | Original CLTV | 70.57 | 71.74243 |
| 221597917 |  |  |  |  | Has FTHB | 1 | 0 |
| 221597917 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221597917 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35.6 | 37.71142 |
| 221597977 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 221597977 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 221597977 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 221597977 |  |  |  |  | Coborrower First Name | (REDACTED) | (REDACTED) |
| 221597977 |  |  |  |  | Coborrower SSN | (REDACTED) | (REDACTED) |
| 221597977 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221597977 |  |  |  |  | Original CLTV | 66.79 | 55.32929 |
| 221601864 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 221601897 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 221601897 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221603757 |  |  |  |  | Original CLTV | 79.76 | 75.26436 |
| 221603757 |  |  |  |  | Has FTHB | 1 | 0 |
| 221603757 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221603758 |  |  |  |  | Has FTHB | 1 | 0 |
| 221603758 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221603758 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 27.58 | 44.20551 |
| 221635926 |  |  |  |  | Original CLTV | 48.84 | 52.08892 |
| 221635926 |  |  |  |  | Has FTHB | 1 | 0 |
| 221635926 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221635993 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221635993 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221638512 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 221638512 |  |  |  |  | Has FTHB | 1 | 0 |
| 221646675 |  |  |  |  | Has FTHB | 1 | 0 |
| 221646675 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.21 | 39.78486 |
| 221646681 |  |  |  |  | Has FTHB | 1 | 0 |
| 221647583 |  |  |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement |
| 221647583 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221647583 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 24.79 | 36.6309 |
| 221647615 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 221647615 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221647615 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221647615 |  |  |  |  | Original CLTV | 6.72 | 14.23971 |
| 221647615 |  |  |  |  | Original LTV | 4.62 | 3.48731 |
| 221647615 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31.5 | 24.37873 |
| 221651244 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221651244 |  |  |  |  | Has FTHB | 1 | 0 |
| 221651251 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 221651251 |  |  |  |  | Has FTHB | 1 | 0 |
| 221654966 |  |  |  |  | Has FTHB | 1 | 0 |
| 221660452 |  |  |  |  | Has FTHB | 1 | 0 |
| 221744026 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221761008 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221761008 |  |  |  |  | Has FTHB | 1 | 0 |
| 221761008 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.82 | 44.67087 |
| 221761010 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 17.8 | 40.67832 |
| 221773569 |  |  |  |  | Has FTHB | 1 | 0 |
| 221773615 |  |  |  |  | Has FTHB | 1 | 0 |
| 221773615 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.85 | 33.63312 |
| 221782895 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221782895 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221782895 |  |  |  |  | Has FTHB | 1 | 0 |
| 221782896 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221782896 |  |  |  |  | Has FTHB | 1 | 0 |
| 221782896 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.5 | 30.74586 |
| 221782897 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221810448 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 221810522 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 221814746 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221814746 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.59 | 35.75079 |
| 221824456 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221829135 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221835546 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 221835546 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221835546 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.86 | 32.23605 |
| 221835547 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 221835547 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221837911 |  |  |  |  | Has FTHB | 1 | 0 |
| 221837911 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.88 | 41.74408 |
| 221837995 |  |  |  |  | Original CLTV | 84.9 | 83.61152 |
| 221837995 |  |  |  |  | Has FTHB | 1 | 0 |
| 221837995 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221837995 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35.04 | 39.82183 |
| 221838201 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 221838201 |  |  |  |  | Has FTHB | 1 | 0 |
| 221838264 |  |  |  |  | Original CLTV | 54.13 | 55.99843 |
| 221838264 |  |  |  |  | Has FTHB | 1 | 0 |
| 221838264 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221845355 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221845355 |  |  |  |  | Has FTHB | 1 | 0 |
| 221852468 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221852468 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221852468 |  |  |  |  | Has FTHB | 1 | 0 |
| 221852469 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 45.22 | 38.72938 |
| 221852470 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221852470 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221852470 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.61 | 49.29419 |
| 221859597 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221859597 |  |  |  |  | Has FTHB | 1 | 0 |
| 221859597 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221861138 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221861138 |  |  |  |  | Has FTHB | 1 | 0 |
| 221861329 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221861329 |  |  |  |  | Has FTHB | 1 | 0 |
| 221861329 |  |  |  |  | PMI Coverage % | 0 |  |
| 221861329 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 37.06 | 42.49303 |
| 221861330 |  |  |  |  | Original CLTV | 43.6 | 41.43649 |
| 221861330 |  |  |  |  | Has FTHB | 1 | 0 |
| 221865555 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221865555 |  |  |  |  | Has FTHB | 1 | 0 |
| 221874290 |  |  |  |  | Coborrower First Name | (REDACTED) | (REDACTED) |
| 221874290 |  |  |  |  | Original CLTV | 62.22 | 63.75958 |
| 221874290 |  |  |  |  | Has FTHB | 1 | 0 |
| 221874290 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221874290 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 21.02 | 29.02295 |
| 221874324 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221879487 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221879487 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221879487 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221879487 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.63 | 29.66576 |
| 221879730 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221879730 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 16.54 | 27.11563 |
| 221879731 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221890031 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221890031 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221890031 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221890031 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38 | 43.03011 |
| 221904394 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221904465 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221904465 |  |  |  |  | Original CLTV | 60 | 54.03334 |
| 221904465 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221904520 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 22 | 43.42496 |
| 221911853 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 221911853 |  |  |  |  | Has FTHB | 1 | 0 |
| 221911853 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 18.36 | 20.72942 |
| 221911890 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 221911890 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 221911890 |  |  |  |  | Has FTHB | 1 | 0 |
| 221917045 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 221917045 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 221917045 |  |  |  |  | Original CLTV | 52.98 | 50.92476 |
| 221917045 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221917045 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.57 | 43.41246 |
| 221917537 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 221917537 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221917568 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.62 | 38.91029 |
| 221927749 |  |  |  |  | PMI Coverage % | 0 |  |
| 221948523 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 221948523 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 221948523 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 221948523 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 221948523 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 221948523 |  |  |  |  | Original CLTV | 75.31 | 79.02449 |
| 221948523 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 221948523 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40 | 31.34169 |
| 222003060 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222003246 |  |  |  |  | PMI Coverage % | 0 |  |
| 222003276 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222003276 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222018993 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222018993 |  |  |  |  | Original CLTV | 46.92 | 32.19526 |
| 222018993 |  |  |  |  | Original LTV | 12.24 | 8.46024 |
| 222018993 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222018993 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.7 | 40.18361 |
| 222019002 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222019002 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222019002 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222019002 |  |  |  |  | Original CLTV | 42.69 | 41.32806 |
| 222019002 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222019002 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23.34 | 34.79358 |
| 222023743 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222023743 |  |  |  |  | Has FTHB | 1 | 0 |
| 222029860 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222029860 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222029879 |  |  |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement |
| 222029879 |  |  |  |  | Original CLTV | 74.96 | 73.06024 |
| 222029879 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222029879 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 24 | 36.79842 |
| 222029900 |  |  |  |  | Has FTHB | 1 | 0 |
| 222032870 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222032870 |  |  |  |  | Original CLTV | 59.54 | 55.61976 |
| 222032870 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.04 | 47.71946 |
| 222032966 |  |  |  |  | Original CLTV | 58.86 | 52.6962 |
| 222032966 |  |  |  |  | Original LTV | 22.72 | 20.40816 |
| 222032966 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222032966 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.9 | 42.39298 |
| 222035950 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222035950 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222035965 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222035965 |  |  |  |  | Has FTHB | 1 | 0 |
| 222046969 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222046969 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.37 | 42.58686 |
| 222046989 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222046989 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222046993 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222047133 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222047136 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222047136 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222047136 |  |  |  |  | Original CLTV | 76.5 | 80 |
| 222047136 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.91 | 38.28428 |
| 222051592 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222055542 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222055542 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222055542 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222055542 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.51 | 44.45277 |
| 222057119 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222060864 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222060864 |  |  |  |  | Original CLTV | 63.35 | 61.73046 |
| 222060864 |  |  |  |  | Has FTHB | 1 | 0 |
| 222060864 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222061063 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222061063 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222061063 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222061063 |  |  |  |  | Original CLTV | 77.88 | 70.50245 |
| 222061063 |  |  |  |  | Original LTV | 23.82 | 16.43862 |
| 222061063 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.22 | 48.7619 |
| 222061079 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222061081 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222061081 |  |  |  |  | Original CLTV | 74.64 | 72.48803 |
| 222061081 |  |  |  |  | Has FTHB | 1 | 0 |
| 222061081 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222072406 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222072406 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.33 | 43.43523 |
| 222072419 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222072419 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222072419 |  |  |  |  | Original CLTV | 79.91 | 77.14577 |
| 222072419 |  |  |  |  | Original LTV | 12.83 | 9.918 |
| 222072419 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 46.33 | 49.38247 |
| 222081346 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222081346 |  |  |  |  | Original CLTV | 59.68 | 71.49474 |
| 222081346 |  |  |  |  | Original LTV | 24 | 28.78229 |
| 222081346 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222084572 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222084584 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222084584 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222084584 |  |  |  |  | Original CLTV | 79.18 | 74.92636 |
| 222084584 |  |  |  |  | Original LTV | 26.31 | 19.956 |
| 222084584 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222084584 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 22.1 | 30.4315 |
| 222089226 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222089226 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other |
| 222111799 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222111799 |  |  |  |  | Original CLTV | 63.6 | 60.51773 |
| 222111799 |  |  |  |  | Original LTV | 21.27 | 20.24291 |
| 222111799 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222111799 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 10.4 | 31.2043 |
| 222111809 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222111809 |  |  |  |  | Original CLTV | 47.34 | 46.03764 |
| 222111823 |  |  |  |  | PMI Coverage % | 0 |  |
| 222111823 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 45 | 49.45096 |
| 222111827 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222111827 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 222111827 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222111835 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222111835 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222111835 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222111835 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 45.33 | 42.99673 |
| 222131851 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222131851 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 6.92 | 22.93019 |
| 222131877 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222131877 |  |  |  |  | Has FTHB | 1 | 0 |
| 222131877 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222131880 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222131880 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222131880 |  |  |  |  | Original CLTV | 59.37 | 57.11771 |
| 222131880 |  |  |  |  | Has FTHB | 1 | 0 |
| 222131880 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222163094 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222163102 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222163102 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222163102 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222163540 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222201187 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222201187 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222201187 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222201187 |  |  |  |  | Original CLTV | 57.75 | 56.59293 |
| 222201187 |  |  |  |  | Original LTV | 14.38 | 13.30697 |
| 222201187 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.87 | 35.08216 |
| 222201327 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 30 | 36.06359 |
| 222221367 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222221368 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222228590 |  |  |  |  | Original CLTV | 46.63 | 45.58426 |
| 222228590 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222228590 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23.23 | 31.03806 |
| 222228622 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222228622 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222228622 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222228622 |  |  |  |  | Lien Position | 1 | 2 |
| 222228622 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222228622 |  |  |  |  | Original CLTV | 70.25 | 79.94082 |
| 222228622 |  |  |  |  | Original LTV | 24.11 | 34.11765 |
| 222228622 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 47 | 49.30613 |
| 222242290 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 30.35 | 33.60835 |
| 222245627 |  |  |  |  | PMI Coverage % | 0 |  |
| 222251171 |  |  |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| 222251171 |  |  |  |  | PMI Coverage % | 0 |  |
| 222261154 |  |  |  |  | PMI Coverage % | 0 |  |
| 222261179 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222269805 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222269805 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222269805 |  |  |  |  | Original CLTV | 67.5 | 60.0363 |
| 222269805 |  |  |  |  | Original LTV | 20 | 18.60465 |
| 222269805 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222269805 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31.58 | 34.70233 |
| 222270430 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222270478 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222270478 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222270478 |  |  |  |  | Has FTHB | 1 | 0 |
| 222270478 |  |  |  |  | PMI Coverage % | 0 |  |
| 222270478 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 22.64 | 24.74109 |
| 222273512 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222290225 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222290225 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222290225 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222290225 |  |  |  |  | Original CLTV | 74.52 | 78.49317 |
| 222290225 |  |  |  |  | Original LTV | 39.36 | 41.53654 |
| 222290225 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222290225 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.85 | 29.93274 |
| 222290280 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31.28 | 36.43222 |
| 222290285 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.88 | 37.17563 |
| 222290821 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222290821 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222290821 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222290821 |  |  |  |  | Original CLTV | 83.34 | 82.0213 |
| 222290821 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222308507 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 222308507 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222308507 |  |  |  |  | Original CLTV | 56.83 | 58.65114 |
| 222308507 |  |  |  |  | Has FTHB | 1 | 0 |
| 222308507 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222308507 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.47 | 24.5016 |
| 222308540 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222308641 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222308641 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222308641 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222308641 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222308641 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222308641 |  |  |  |  | Original CLTV | 58.99 | 67.82366 |
| 222308641 |  |  |  |  | Original LTV | 19.23 | 23.82979 |
| 222308641 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222308641 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.98 | 44.88864 |
| 222313410 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222313410 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222313410 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 22.02 | 17.91217 |
| 222313413 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| 222313418 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222315048 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222315048 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.41 | 32.25673 |
| 222315186 |  |  |  |  | Has FTHB | 1 | 0 |
| 222315186 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31.93 | 39.43816 |
| 222315188 |  |  |  |  | Has FTHB | 1 | 0 |
| 222315194 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222315194 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222315194 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222315194 |  |  |  |  | Original CLTV | 56.59 | 52.64441 |
| 222315194 |  |  |  |  | Has FTHB | 1 | 0 |
| 222315194 |  |  |  |  | PMI Coverage % | 0 |  |
| 222315194 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222315223 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222329492 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222329492 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222329492 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222329492 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35.82 | 46.27671 |
| 222330691 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other |
| 222330691 |  |  |  |  | Original CLTV | 61.6 | 58.90846 |
| 222330691 |  |  |  |  | Original LTV | 27.73 | 26.5171 |
| 222330691 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222330693 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222330693 |  |  |  |  | Original CLTV | 56.33 | 59.94148 |
| 222330693 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222336438 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222336453 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222336453 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222336487 |  |  |  |  | Has FTHB | 1 | 0 |
| 222342874 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222342874 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222342874 |  |  |  |  | Original CLTV | 51.76 | 53.67153 |
| 222342874 |  |  |  |  | Has FTHB | 1 | 0 |
| 222342874 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222342874 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 24.26 | 32.11638 |
| 222356850 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222356850 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.76 | 33.29219 |
| 222362211 |  |  |  |  | Lien Position | 1 | 2 |
| 222362211 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23 | 47.99538 |
| 222362213 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222362213 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222362213 |  |  |  |  | Lien Position | 1 | 2 |
| 222362213 |  |  |  |  | PMI Coverage % | 0 |  |
| 222362235 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222362235 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222362235 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222362235 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222396764 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222396764 |  |  |  |  | PMI Coverage % | 0 |  |
| 222396764 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 46.88 | 42.24089 |
| 222413999 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222413999 |  |  |  |  | Original CLTV | 68.53 | 66.80527 |
| 222413999 |  |  |  |  | Has FTHB | 1 | 0 |
| 222413999 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222414023 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 222414087 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222414087 |  |  |  |  | PMI Coverage % | 0 |  |
| 222414087 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 17 | 44.10697 |
| 222423371 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222423371 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222423371 |  |  |  |  | Original CLTV | 61.81 | 74.38804 |
| 222423371 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222424870 |  |  |  |  | State | (REDACTED) | (REDACTED) |
| 222424870 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222424870 |  |  |  |  | Original CLTV | 77.71 | 71.1284 |
| 222424870 |  |  |  |  | Original LTV | 33.33 | 30.50847 |
| 222424870 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222424870 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.51 | 31.95124 |
| 222425477 |  |  |  |  | PMI Coverage % | 0 |  |
| 222425543 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222454754 |  |  |  |  | PMI Coverage % | 0 |  |
| 222461706 |  |  |  |  | Property Type | PUD | Single Family Detached |
| 222461706 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222461855 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222461855 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.61 | 44.18207 |
| 222466390 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222466390 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222466390 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 222466390 |  |  |  |  | Original CLTV | 79.55 | 75.43644 |
| 222466390 |  |  |  |  | Has FTHB | 1 | 0 |
| 222466390 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222473984 |  |  |  |  | PMI Coverage % | 0 |  |
| 222473985 |  |  |  |  | Has FTHB | 1 | 0 |
| 222473985 |  |  |  |  | PMI Coverage % | 0 |  |
| 222474007 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222474007 |  |  |  |  | Original CLTV | 66 | 64.92612 |
| 222474017 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 30.66 | 35.50536 |
| 222474019 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222474019 |  |  |  |  | Original LTV | 9.65 | 11.03428 |
| 222474019 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222475895 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222475895 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 222475895 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222505488 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222505488 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222505488 |  |  |  |  | Has FTHB | 1 | 0 |
| 222505488 |  |  |  |  | PMI Coverage % | 0 |  |
| 222505488 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 16.2 | 39.96026 |
| 222515135 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222533274 |  |  |  |  | Original CLTV | 74.95 | 73.05845 |
| 222533303 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222533303 |  |  |  |  | Lien Position | 1 | 2 |
| 222533303 |  |  |  |  | Original CLTV | 73.28 | 66.83114 |
| 222533303 |  |  |  |  | PMI Coverage % | 0 |  |
| 222533408 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222533408 |  |  |  |  | Has FTHB | 1 | 0 |
| 222533408 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222533434 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222533434 |  |  |  |  | Has FTHB | 1 | 0 |
| 222533434 |  |  |  |  | PMI Coverage % | 0 |  |
| 222550511 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222550511 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222550511 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222550511 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222550511 |  |  |  |  | Original CLTV | 34.6 | 32.80594 |
| 222550511 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222550525 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222550525 |  |  |  |  | Original LTV | 38.28 | 40.42571 |
| 222550525 |  |  |  |  | Has FTHB | 1 | 0 |
| 222550525 |  |  |  |  | PMI Coverage % | 0 |  |
| 222550525 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222550525 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 37.23 | 34.22044 |
| 222550558 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222550558 |  |  |  |  | Has FTHB | 1 | 0 |
| 222558562 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222558562 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222558562 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222558562 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222558882 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222558882 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222558882 |  |  |  |  | Original CLTV | 70.28 | 66.8543 |
| 222558882 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222558918 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222558918 |  |  |  |  | Original CLTV | 62.35 | 58.19556 |
| 222558918 |  |  |  |  | Original LTV | 16.18 | 15.15152 |
| 222558918 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222558920 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.28 | 32.54416 |
| 222558935 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222558935 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31 | 33.23353 |
| 222558936 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222558936 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222558936 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 45 | 37.17607 |
| 222563100 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222563100 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.66 | 42.80752 |
| 222574708 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222574708 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222574708 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222574708 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222574708 |  |  |  |  | Original LTV | 23.75 | 20.27623 |
| 222574708 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222574708 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.03 | 35.92375 |
| 222574914 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222574914 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222574914 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35 | 43.26176 |
| 222578334 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 222578334 |  |  |  |  | PMI Coverage % | 0 |  |
| 222578846 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222578846 |  |  |  |  | PMI Coverage % | 0 |  |
| 222607144 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222607144 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222613506 |  |  |  |  | Original CLTV | 64.66 | 63.34038 |
| 222613506 |  |  |  |  | PMI Coverage % | 0 |  |
| 222613506 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222613506 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39 | 35.00257 |
| 222613522 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222613522 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222621668 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222621700 |  |  |  |  | PMI Coverage % | 0 |  |
| 222627320 |  |  |  |  | Has FTHB | 1 | 0 |
| 222627320 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222627320 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.16 | 47.31208 |
| 222627394 |  |  |  |  | PMI Coverage % | 0 |  |
| 222631717 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222631717 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222631720 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222631720 |  |  |  |  | Has FTHB | 1 | 0 |
| 222631725 |  |  |  |  | Original CLTV | 77.07 | 79.86762 |
| 222631725 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 37.44 | 35.15069 |
| 222631745 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222631787 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222631787 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222631811 |  |  |  |  | PMI Coverage % | 0 |  |
| 222654065 |  |  |  |  | Original CLTV | 73.8 | 70.92705 |
| 222654065 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222654472 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222654472 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222654472 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222654472 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.94 | 38.45728 |
| 222662433 |  |  |  |  | Property Type | PUD | PUD Attached |
| 222662433 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 222662433 |  |  |  |  | Has FTHB | 1 | 0 |
| 222662433 |  |  |  |  | PMI Coverage % | 0 |  |
| 222662459 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222662459 |  |  |  |  | Has FTHB | 1 | 0 |
| 222662459 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222662460 |  |  |  |  | PMI Coverage % | 0 |  |
| 222662460 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222662478 |  |  |  |  | Original CLTV | 70.86 | 79.9795 |
| 222668915 |  |  |  |  | PMI Coverage % | 0 |  |
| 222668924 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222668924 |  |  |  |  | Coborrower Last Name | (REDACTED) | (REDACTED) |
| 222668924 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222668924 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222668924 |  |  |  |  | Original CLTV | 61.31 | 62.88968 |
| 222668924 |  |  |  |  | Has FTHB | 1 | 0 |
| 222668924 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222668924 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.04 | 30.61276 |
| 222670633 |  |  |  |  | Original CLTV | 51.08 | 56.76099 |
| 222670637 |  |  |  |  | Original CLTV | 74.97 | 79.82364 |
| 222670637 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.73 | 38.88324 |
| 222670638 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222670638 |  |  |  |  | Original CLTV | 67.48 | 61.88877 |
| 222670638 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 18.23 | 13.60774 |
| 222670640 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 222670640 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222670655 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 222670674 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222670686 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 222670686 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.11 | 34.52684 |
| 222680013 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 26.81 | 34.18934 |
| 222680021 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222680021 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222680021 |  |  |  |  | Original CLTV | 64.5 | 69.51328 |
| 222680021 |  |  |  |  | Original LTV | 21.83 | 23.52941 |
| 222680021 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222680021 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 17.41 | 43.76013 |
| 222680055 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222680055 |  |  |  |  | Original CLTV | 79.88 | 67.66083 |
| 222680055 |  |  |  |  | Original LTV | 22.49 | 19.05488 |
| 222680055 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222680055 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.8 | 35.13169 |
| 222680062 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222680062 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222680062 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222680062 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222680062 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222680062 |  |  |  |  | Original CLTV | 74.44 | 78.86617 |
| 222680062 |  |  |  |  | Original LTV | 21.58 | 22.87078 |
| 222680062 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222680062 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 25.22 | 34.43582 |
| 222680114 |  |  |  |  | Original CLTV | 84.38 | 77.48108 |
| 222680318 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222680318 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 47.03 | 42.99337 |
| 222680322 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222680322 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 33.77 | 39.87399 |
| 222680328 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222680328 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 16.89 | 24.6922 |
| 222680332 |  |  |  |  | Property Type | Single Family Detached | Condo (Low Rise) |
| 222680453 |  |  |  |  | PMI Coverage % | 0 |  |
| 222686266 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222686266 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222686266 |  |  |  |  | Original CLTV | 38.81 | 29.47388 |
| 222686266 |  |  |  |  | Original LTV | 25.57 | 19.41748 |
| 222686266 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222686278 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222703730 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222703730 |  |  |  |  | Property Type | PUD | Single Family Detached |
| 222703730 |  |  |  |  | Has FTHB | 1 | 0 |
| 222703770 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222703799 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222703799 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222703799 |  |  |  |  | Original CLTV | 83.51 | 84.97325 |
| 222703799 |  |  |  |  | Original LTV | 26.32 | 29.60784 |
| 222703799 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222703800 |  |  |  |  | Has FTHB | 1 | 0 |
| 222703800 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222703800 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 33.08 | 39.98979 |
| 222703961 |  |  |  |  | PMI Coverage % | 0 |  |
| 222703969 |  |  |  |  | PMI Coverage % | 0 |  |
| 222704100 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222708811 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222708811 |  |  |  |  | Has FTHB | 1 | 0 |
| 222709416 |  |  |  |  | PMI Coverage % | 0 |  |
| 222709416 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.68 | 37.46051 |
| 222718006 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222718006 |  |  |  |  | PMI Coverage % | 0 |  |
| 222718009 |  |  |  |  | Has FTHB | 1 | 0 |
| 222718377 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222718377 |  |  |  |  | PMI Coverage % | 0 |  |
| 222718377 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 20 | 23.3634 |
| 222726418 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222726418 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222726506 |  |  |  |  | Original CLTV | 43.08 | 40.62278 |
| 222726513 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222726513 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 222726513 |  |  |  |  | Original CLTV | 66.13 | 61.64464 |
| 222726513 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222726513 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 46.244 | 42.72548 |
| 222726518 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222726518 |  |  |  |  | Property Type | PUD | Single Family Detached |
| 222726518 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222728705 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222728705 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222733960 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222733962 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222733962 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222733962 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.04 | 35.9187 |
| 222733963 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222733970 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222733970 |  |  |  |  | PMI Coverage % | 0 |  |
| 222733992 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 19.33 | 29.09618 |
| 222735183 |  |  |  |  | PMI Coverage % | 0 |  |
| 222735189 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222735189 |  |  |  |  | Original LTV | 13.33 | 10.9589 |
| 222735189 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222735190 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222735190 |  |  |  |  | Has FTHB | 1 | 0 |
| 222735196 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222735196 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222735196 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23.26 | 18.01211 |
| 222735198 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222735198 |  |  |  |  | Original CLTV | 65.95 | 68.48183 |
| 222735198 |  |  |  |  | Original LTV | 22.96 | 25.61837 |
| 222735198 |  |  |  |  | PMI Coverage % | 0 |  |
| 222735202 |  |  |  |  | PMI Coverage % | 0 |  |
| 222735202 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 20.61 | 17.11727 |
| 222735207 |  |  |  |  | PMI Coverage % | 0 |  |
| 222744920 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222744920 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222744921 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222744921 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222744921 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222744927 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222744927 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222744927 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222744927 |  |  |  |  | Original CLTV | 74.28 | 79.94531 |
| 222744927 |  |  |  |  | Original LTV | 38.88 | 41.63636 |
| 222744927 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222744927 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.74 | 44.3622 |
| 222744929 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222744929 |  |  |  |  | Has FTHB | 1 | 0 |
| 222745002 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222745002 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 37.47 | 32.55687 |
| 222748972 |  |  |  |  | Original CLTV | 57.62 | 69.34924 |
| 222748973 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 21.4 | 31.99111 |
| 222748974 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222748974 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222748974 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222748974 |  |  |  |  | Original CLTV | 62.44 | 60.72433 |
| 222748974 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222749029 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222749029 |  |  |  |  | PMI Coverage % | 0 |  |
| 222749029 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.73 | 37.28813 |
| 222749039 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222752265 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222752266 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222752266 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222752266 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 30.57 | 26.87525 |
| 222752298 |  |  |  |  | PMI Coverage % | 0 |  |
| 222752430 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222752430 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.67 | 36.26111 |
| 222752445 |  |  |  |  | Property Type | 3 Family | Single Family Detached |
| 222752445 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222757348 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222757348 |  |  |  |  | Original CLTV | 53.65 | 58.09646 |
| 222757348 |  |  |  |  | Original LTV | 27 | 29.24194 |
| 222757348 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222757348 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.4 | 37.53008 |
| 222764425 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222764425 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222764528 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222764528 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222764528 |  |  |  |  | Original CLTV | 39.38 | 43.76895 |
| 222764528 |  |  |  |  | Original LTV | 15.19 | 16.90141 |
| 222764528 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222764528 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.07 | 44.23059 |
| 222764577 |  |  |  |  | PMI Coverage % | 0 |  |
| 222764577 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.6 | 26.40775 |
| 222764619 |  |  |  |  | PMI Coverage % | 0 |  |
| 222764623 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222764623 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222764623 |  |  |  |  | Original CLTV | 76.15 | 79.80728 |
| 222764623 |  |  |  |  | Original LTV | 38.32 | 42.17162 |
| 222767014 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 33.41 | 35.93781 |
| 222767021 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222767021 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 25.47 | 34.68493 |
| 222767092 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222770701 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 222777044 |  |  |  |  | Has FTHB | 1 | 0 |
| 222777053 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222777053 |  |  |  |  | Lien Position | 1 | 2 |
| 222777053 |  |  |  |  | Original CLTV | 76.11 | 79.89562 |
| 222777053 |  |  |  |  | Original LTV | 38.83 | 42.71845 |
| 222777053 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.83 | 9.93166 |
| 222777058 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.38 | 36.37685 |
| 222777060 |  |  |  |  | PMI Coverage % | 0 |  |
| 222778743 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222778743 |  |  |  |  | Original CLTV | 78.95 | 76.60483 |
| 222778743 |  |  |  |  | Has FTHB | 1 | 0 |
| 222778743 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222778784 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222778784 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222778784 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222778784 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222778796 |  |  |  |  | Original CLTV | 74.2 | 73.1834 |
| 222778796 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222778796 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 16.86 | 34.70815 |
| 222778802 |  |  |  |  | Original Term | 180 | 360 |
| 222778802 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222778802 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222778802 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 222778802 |  |  |  |  | Has FTHB | 1 | 0 |
| 222778802 |  |  |  |  | PMI Coverage % | 0 |  |
| 222790000 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222790000 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222790000 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other |
| 222790000 |  |  |  |  | Original CLTV | 78.74 | 74.61991 |
| 222790014 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222790020 |  |  |  |  | PMI Coverage % | 0 |  |
| 222790030 |  |  |  |  | Has FTHB | 1 | 0 |
| 222790048 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222790054 |  |  |  |  | PMI Coverage % | 0 |  |
| 222790054 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23.96 | 27.59942 |
| 222792059 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222792059 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222792059 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 37.74 | 40.92473 |
| 222792168 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222792168 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43 | 22.50242 |
| 222801674 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.97 | 42.81449 |
| 222801682 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222801682 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 28.04 | 34.67308 |
| 222801932 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222801932 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222801932 |  |  |  |  | Has FTHB | 1 | 0 |
| 222801932 |  |  |  |  | PMI Coverage % | 0 |  |
| 222803414 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 222803414 |  |  |  |  | Original CLTV | 74.47 | 73.2051 |
| 222803414 |  |  |  |  | Has FTHB | 1 | 0 |
| 222803414 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222803414 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 49.37 | 43.68541 |
| 222803415 |  |  |  |  | Has FTHB | 1 | 0 |
| 222803428 |  |  |  |  | Has FTHB | 1 | 0 |
| 222803440 |  |  |  |  | Property Type | Single Family Detached | PUD Attached |
| 222803440 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222803440 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.28 | 35.85582 |
| 222834058 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222834058 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222834058 |  |  |  |  | Original CLTV | 72.39 | 75 |
| 222834058 |  |  |  |  | Original LTV | 31.81 | 30.4 |
| 222834058 |  |  |  |  | PMI Coverage % | 0 |  |
| 222834058 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222834105 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 222834105 |  |  |  |  | Original CLTV | 47.2 | 42.96863 |
| 222834105 |  |  |  |  | Original LTV | 18.66 | 16.9697 |
| 222834105 |  |  |  |  | Has FTHB | 1 | 0 |
| 222834105 |  |  |  |  | PMI Coverage % | 0 |  |
| 222834105 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222834227 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222834227 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222834227 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222834227 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222834227 |  |  |  |  | Original CLTV | 47.53 | 62.68454 |
| 222834227 |  |  |  |  | Original LTV | 11.68 | 19.09091 |
| 222834227 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222834227 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 49.21 | 36.9806 |
| 222834951 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222834951 |  |  |  |  | Original CLTV | 50 | 68.01583 |
| 222834951 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222834951 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.01 | 49.51657 |
| 222834954 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 222834954 |  |  |  |  | Has FTHB | 1 | 0 |
| 222834954 |  |  |  |  | PMI Coverage % | 0 |  |
| 222862705 |  |  |  |  | PMI Coverage % | 0 |  |
| 222862714 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222862714 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222862714 |  |  |  |  | Original CLTV | 61.58 | 51.54942 |
| 222862714 |  |  |  |  | Original LTV | 37.43 | 29.6 |
| 222862714 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222862716 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222862716 |  |  |  |  | PMI Coverage % | 0 |  |
| 222862716 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.8 | 41.45222 |
| 222862757 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222864862 |  |  |  |  | Original CLTV | 70.27 | 62.18573 |
| 222864862 |  |  |  |  | PMI Coverage % | 0 |  |
| 222887572 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222887572 |  |  |  |  | PMI Coverage % | 0 |  |
| 222887572 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.72 | 42.68566 |
| 222887579 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222887579 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222887584 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222887584 |  |  |  |  | Coborrower Last Name | (REDACTED) | (REDACTED) |
| 222887608 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.89 | 33.4893 |
| 222887632 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222887632 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.69 | 30.78345 |
| 222887635 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222887635 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 3.6 | 9.68399 |
| 222888427 |  |  |  |  | PMI Coverage % | 0 |  |
| 222888430 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222888430 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222888430 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222888430 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 222888430 |  |  |  |  | Original CLTV | 47.17 | 43.17292 |
| 222888430 |  |  |  |  | Original LTV | 20 | 16.66667 |
| 222888430 |  |  |  |  | PMI Coverage % | 0 |  |
| 222888430 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222888430 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44 | 37.10129 |
| 222888456 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222888456 |  |  |  |  | Original CLTV | 42.29 | 30.09291 |
| 222892110 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222892110 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222892110 |  |  |  |  | Has FTHB | 1 | 0 |
| 222892120 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222892120 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222892268 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222892268 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222892268 |  |  |  |  | Original LTV | 22.22 | 25.64103 |
| 222892268 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222892268 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 18.83 | 42.23173 |
| 222892387 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222892387 |  |  |  |  | Lien Position | 1 | 2 |
| 222892387 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222892387 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36 | 39.0963 |
| 222893023 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222893023 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222893023 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222893023 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222893023 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222893023 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.13 | 43.71698 |
| 222893024 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222893024 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222894656 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222894656 |  |  |  |  | Has FTHB | 1 | 0 |
| 222894663 |  |  |  |  | Has FTHB | 1 | 0 |
| 222894670 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222894670 |  |  |  |  | Has FTHB | 1 | 0 |
| 222894670 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.52 | 39.42881 |
| 222894725 |  |  |  |  | PMI Coverage % | 0 |  |
| 222894746 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222894746 |  |  |  |  | Has FTHB | 1 | 0 |
| 222894746 |  |  |  |  | PMI Coverage % | 0 |  |
| 222894748 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222894748 |  |  |  |  | Has FTHB | 1 | 0 |
| 222894748 |  |  |  |  | PMI Coverage % | 0 |  |
| 222894753 |  |  |  |  | PMI Coverage % | 0 |  |
| 222901317 |  |  |  |  | Has FTHB | 1 | 0 |
| 222901334 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222901335 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222901335 |  |  |  |  | Original CLTV | 65.17 | 69.35597 |
| 222901335 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222901339 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222901340 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222901340 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222901340 |  |  |  |  | Original CLTV | 48.45 | 44.64651 |
| 222901340 |  |  |  |  | Original LTV | 18.29 | 16.85393 |
| 222901340 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222901340 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.76 | 40.28546 |
| 222901450 |  |  |  |  | PMI Coverage % | 0 |  |
| 222904800 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.46 | 30.95454 |
| 222904810 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222904810 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222904810 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 222904810 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222904810 |  |  |  |  | Original CLTV | 74.34 | 76.21202 |
| 222904810 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222904810 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.72 | 29.79006 |
| 222912862 |  |  |  |  | Original CLTV | 63.87 | 61.27305 |
| 222912862 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222913665 |  |  |  |  | Original Term | 360 | 240 |
| 222913665 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222922385 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222922385 |  |  |  |  | Has FTHB | 1 | 0 |
| 222922385 |  |  |  |  | PMI Coverage % | 0 |  |
| 222922538 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222922538 |  |  |  |  | Has FTHB | 1 | 0 |
| 222922538 |  |  |  |  | PMI Coverage % | 0 |  |
| 222927165 |  |  |  |  | Has FTHB | 1 | 0 |
| 222927166 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222927166 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222927166 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222927166 |  |  |  |  | Original CLTV | 62.08 | 67.48835 |
| 222927166 |  |  |  |  | Original LTV | 20 | 21.73913 |
| 222927166 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222927166 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.97 | 37.56921 |
| 222927169 |  |  |  |  | Has FTHB | 1 | 0 |
| 222927171 |  |  |  |  | Original CLTV | 51.78 | 47.39257 |
| 222927171 |  |  |  |  | Original LTV | 13.88 | 12.7118 |
| 222927171 |  |  |  |  | Has FTHB | 1 | 0 |
| 222927171 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222927175 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222927175 |  |  |  |  | Original CLTV | 75.47 | 67.91499 |
| 222927187 |  |  |  |  | Original CLTV | 73.98 | 75.19568 |
| 222927187 |  |  |  |  | Has FTHB | 1 | 0 |
| 222927187 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222927189 |  |  |  |  | Has FTHB | 1 | 0 |
| 222927189 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222927189 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.5 | 36.73692 |
| 222927198 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222927202 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222927202 |  |  |  |  | Original CLTV | 50.69 | 49.67653 |
| 222930833 |  |  |  |  | Has FTHB | 1 | 0 |
| 222930834 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 33.54 | 36.23375 |
| 222931810 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222931810 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222931810 |  |  |  |  | Has FTHB | 1 | 0 |
| 222931825 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222931825 |  |  |  |  | Has FTHB | 1 | 0 |
| 222931827 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222931852 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222931852 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222931852 |  |  |  |  | PMI Coverage % | 0 |  |
| 222931852 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.5 | 44.45682 |
| 222952958 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222952966 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222952966 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 22.7 | 36.38093 |
| 222958399 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222958399 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222958437 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222958437 |  |  |  |  | PMI Coverage % | 0 |  |
| 222958446 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222962036 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222962036 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222962036 |  |  |  |  | Original CLTV | 73.31 | 76.48426 |
| 222962036 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222962044 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222962044 |  |  |  |  | Has FTHB | 1 | 0 |
| 222962056 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222962056 |  |  |  |  | Original CLTV | 45.63 | 78.74641 |
| 222962056 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222962057 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222962057 |  |  |  |  | Has FTHB | 1 | 0 |
| 222962058 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222962058 |  |  |  |  | Original CLTV | 66.56 | 67.69873 |
| 222962058 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222962066 |  |  |  |  | Has FTHB | 1 | 0 |
| 222962163 |  |  |  |  | PMI Coverage % | 0 |  |
| 222962163 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.8 | 45.63248 |
| 222968698 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222968698 |  |  |  |  | Original CLTV | 63.49 | 58.83457 |
| 222968698 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222968698 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.5 | 42.45529 |
| 222968713 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222968713 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222968713 |  |  |  |  | Original CLTV | 31.26 | 23.61612 |
| 222974047 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222974047 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222974047 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.43 | 41.25431 |
| 222974049 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222974049 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.57 | 46.5846 |
| 222974051 |  |  |  |  | Has FTHB | 1 | 0 |
| 222974082 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222974082 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222974082 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 222974082 |  |  |  |  | PMI Coverage % | 0 |  |
| 222974086 |  |  |  |  | Original CLTV | 59.9 | 58.89428 |
| 222974086 |  |  |  |  | Has FTHB | 1 | 0 |
| 222974086 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222974086 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 26.03 | 32.37161 |
| 222978567 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222981518 |  |  |  |  | PMI Coverage % | 0 |  |
| 222981581 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 222981581 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222981581 |  |  |  |  | Original CLTV | 69.39 | 63.72339 |
| 222981581 |  |  |  |  | Original LTV | 18.19 | 16.92695 |
| 222981581 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222981581 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.61 | 44.55511 |
| 222981620 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 222981620 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.95 | 31.40942 |
| 222981625 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 222981625 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222981625 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 222981625 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222981625 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222981625 |  |  |  |  | Original CLTV | 64.61 | 63.42254 |
| 222981625 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 222981627 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222981627 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222981627 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.55 | 33.15663 |
| 222981628 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 222981628 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 222981628 |  |  |  |  | PMI Coverage % | 0 |  |
| 222985690 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222985702 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 222985702 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 222985749 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 222985749 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 222985749 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other |
| 222985749 |  |  |  |  | Original CLTV | 52.5 | 51.49091 |
| 222985749 |  |  |  |  | Has FTHB | 1 | 0 |
| 222985749 |  |  |  |  | PMI Coverage % | 0 |  |
| 222985749 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41 | 38.93445 |
| 222985758 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 222985758 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 222985758 |  |  |  |  | PMI Coverage % | 0 |  |
| 222985761 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223002543 |  |  |  |  | Property Type | PUD | PUD Attached |
| 223002567 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223002567 |  |  |  |  | PMI Coverage % | 0 |  |
| 223005086 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223005086 |  |  |  |  | Original CLTV | 40.11 | 43.1491 |
| 223005086 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223005101 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223005104 |  |  |  |  | PMI Coverage % | 0 |  |
| 223005118 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223005122 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223005122 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| 223005122 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223008311 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223008311 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223008311 |  |  |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| 223008311 |  |  |  |  | Has FTHB | 1 | 0 |
| 223008311 |  |  |  |  | PMI Coverage % | 0 |  |
| 223012903 |  |  |  |  | Has FTHB | 1 | 0 |
| 223012907 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223012911 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 223012911 |  |  |  |  | Has FTHB | 1 | 0 |
| 223012928 |  |  |  |  | PMI Coverage % | 0 |  |
| 223012932 |  |  |  |  | Has FTHB | 1 | 0 |
| 223012937 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223012937 |  |  |  |  | PMI Coverage % | 0 |  |
| 223013232 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223013232 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23 | 36.99625 |
| 223016536 |  |  |  |  | Has FTHB | 1 | 0 |
| 223016545 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223016545 |  |  |  |  | Original CLTV | 49.93 | 47.47734 |
| 223016545 |  |  |  |  | Original LTV | 25 | 23.77179 |
| 223016545 |  |  |  |  | PMI Coverage % | 0 |  |
| 223016545 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223016546 |  |  |  |  | Property Type | PUD | PUD Attached |
| 223016546 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223016546 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.43 | 39.25289 |
| 223016558 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223016558 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 223016558 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 223016558 |  |  |  |  | PMI Coverage % | 0 |  |
| 223016558 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.22 | 30.72908 |
| 223016580 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223016580 |  |  |  |  | Has FTHB | 1 | 0 |
| 223016580 |  |  |  |  | PMI Coverage % | 0 |  |
| 223034184 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223034184 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223034184 |  |  |  |  | Original CLTV | 49.95 | 34.50855 |
| 223034184 |  |  |  |  | Original LTV | 11.04 | 7.63158 |
| 223034184 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223034184 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.86 | 36.58709 |
| 223034185 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.14 | 41.25715 |
| 223034187 |  |  |  |  | Lien Position | 1 | 2 |
| 223034187 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 18.01 | 20.11839 |
| 223039337 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223039890 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223039890 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223039890 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223039890 |  |  |  |  | PMI Coverage % | 0 |  |
| 223050104 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223050104 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223050104 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 45.53 | 47.56951 |
| 223062742 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 223062742 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 223062742 |  |  |  |  | Original CLTV | 55.58 | 57.53759 |
| 223062742 |  |  |  |  | PMI Coverage % | 0 |  |
| 223062742 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223062742 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 11 | 21.3769 |
| 223062744 |  |  |  |  | PMI Coverage % | 0 |  |
| 223062771 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223062771 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223062771 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.04 | 32.95948 |
| 223062774 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223062774 |  |  |  |  | PMI Coverage % | 0 |  |
| 223062797 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 223062797 |  |  |  |  | PMI Coverage % | 0 |  |
| 223062798 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223062798 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223062798 |  |  |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| 223062798 |  |  |  |  | Has FTHB | 1 | 0 |
| 223062798 |  |  |  |  | PMI Coverage % | 0 |  |
| 223067513 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223067513 |  |  |  |  | Original CLTV | 74.17 | 77.16764 |
| 223067513 |  |  |  |  | Original LTV | 24.39 | 25.44529 |
| 223067513 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223067514 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223067514 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223067514 |  |  |  |  | Original CLTV | 77.88 | 74.74669 |
| 223067514 |  |  |  |  | Original LTV | 38.81 | 35.9049 |
| 223067514 |  |  |  |  | PMI Coverage % | 0 |  |
| 223067514 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29 | 35.14634 |
| 223067519 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223067519 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223081233 |  |  |  |  | PMI Coverage % | 0 |  |
| 223081237 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223081237 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223081237 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223081237 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.11 | 37.38226 |
| 223089830 |  |  |  |  | Has FTHB | 1 | 0 |
| 223089830 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.52 | 41.20974 |
| 223090211 |  |  |  |  | Property Type | PUD | PUD Attached |
| 223090211 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other |
| 223115492 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 223115492 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223115492 |  |  |  |  | Has FTHB | 1 | 0 |
| 223115503 |  |  |  |  | PMI Coverage % | 0 |  |
| 223116700 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223116700 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223116700 |  |  |  |  | Original CLTV | 51.34 | 52.90577 |
| 223116700 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223116703 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223116703 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223116703 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 223116703 |  |  |  |  | PMI Coverage % | 0 |  |
| 223116703 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 8 | 17.90451 |
| 223116706 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223116706 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.89 | 29.61792 |
| 223116720 |  |  |  |  | Lien Position | 1 | 2 |
| 223116724 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223127668 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 21.78 | 33.00993 |
| 223127685 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223127685 |  |  |  |  | Original CLTV | 22.34 | 48.66388 |
| 223127685 |  |  |  |  | PMI Coverage % | 0 |  |
| 223127685 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 27 | 16.8551 |
| 223127687 |  |  |  |  | Original Term | 360 | 240 |
| 223127687 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223127687 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223127687 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 223127687 |  |  |  |  | Has FTHB | 1 | 0 |
| 223127687 |  |  |  |  | PMI Coverage % | 0 |  |
| 223127687 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 25 | 13.11454 |
| 223127689 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 223127689 |  |  |  |  | Coborrower Last Name | (REDACTED) | (REDACTED) |
| 223127689 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223127690 |  |  |  |  | PMI Coverage % | 0 |  |
| 223127692 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223127700 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223127705 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223127705 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223127705 |  |  |  |  | PMI Coverage % | 0 |  |
| 223127705 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223134355 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223134355 |  |  |  |  | PMI Coverage % | 0 |  |
| 223134355 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223134384 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223134384 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 37.02 | 40.72115 |
| 223134837 |  |  |  |  | State | (REDACTED) | (REDACTED) |
| 223134837 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223134837 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 48.15 | 39.14299 |
| 223134852 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223166442 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| 223166442 |  |  |  |  | Has FTHB | 1 | 0 |
| 223166445 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 223166445 |  |  |  |  | Original CLTV | 69.66 | 66.84474 |
| 223166445 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223166454 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223166454 |  |  |  |  | PMI Coverage % | 0 |  |
| 223166454 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.3 | 42.5384 |
| 223166456 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223166480 |  |  |  |  | PMI Coverage % | 0 |  |
| 223166488 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 223166488 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| 223166491 |  |  |  |  | PMI Coverage % | 0 |  |
| 223166491 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.56 | 39.3557 |
| 223171864 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223171944 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223171944 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 223171944 |  |  |  |  | Has FTHB | 1 | 0 |
| 223171944 |  |  |  |  | PMI Coverage % | 0 |  |
| 223171944 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 33 | 41.62274 |
| 223171959 |  |  |  |  | Property Type | PUD | Single Family Detached |
| 223171959 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| 223171959 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 21.2 | 10.58375 |
| 223171962 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223171962 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.73 | 42.04369 |
| 223171971 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223171971 |  |  |  |  | Original CLTV | 73.1 | 69.65346 |
| 223171971 |  |  |  |  | PMI Coverage % | 0 |  |
| 223180214 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223180214 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223180230 |  |  |  |  | Original CLTV | 60.41 | 69.91122 |
| 223180230 |  |  |  |  | PMI Coverage % | 0 |  |
| 223187077 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.72 | 42.13269 |
| 223187093 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223187097 |  |  |  |  | Original CLTV | 69.27 | 59.45121 |
| 223187097 |  |  |  |  | Original LTV | 18.34 | 15.72327 |
| 223187097 |  |  |  |  | PMI Coverage % | 0 |  |
| 223187097 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223187124 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.58 | 42.05186 |
| 223187132 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223187132 |  |  |  |  | PMI Coverage % | 0 |  |
| 223187132 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 100 | 2.1897 |
| 223187137 |  |  |  |  | PMI Coverage % | 0 |  |
| 223189732 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 223189733 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223189733 |  |  |  |  | Has FTHB | 1 | 0 |
| 223189733 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 14.13 | 24.99955 |
| 223189736 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223189842 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223189842 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.71 | 44.93577 |
| 223189867 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223189867 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 223189867 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 12.44 | 17.09016 |
| 223189873 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223189877 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223195082 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.32 | 39.27734 |
| 223195089 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223195089 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223195089 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.22 | 40.14313 |
| 223195131 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223195131 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 223195131 |  |  |  |  | Property Type | PUD | PUD Attached |
| 223195131 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223198459 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223198459 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223198459 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 24.3 | 40.13851 |
| 223198463 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223198468 |  |  |  |  | Original Term | 360 | 180 |
| 223198468 |  |  |  |  | Lien Position | 1 | 2 |
| 223198468 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.74 | 39.73877 |
| 223198475 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 223198475 |  |  |  |  | Lien Position | 1 | 2 |
| 223198475 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 28.17 | 30.26276 |
| 223198483 |  |  |  |  | State | (REDACTED) | (REDACTED) |
| 223198483 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223213760 |  |  |  |  | Has FTHB | 1 | 0 |
| 223213787 |  |  |  |  | Lien Position | 1 | 2 |
| 223213787 |  |  |  |  | Original CLTV | 64.02 | 70.60934 |
| 223213787 |  |  |  |  | Original LTV | 13.07 | 14.46809 |
| 223213787 |  |  |  |  | Has FTHB | 1 | 0 |
| 223213787 |  |  |  |  | PMI Coverage % | 0 |  |
| 223213787 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223213787 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 11 | 46.54032 |
| 223214032 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223214032 |  |  |  |  | Has FTHB | 1 | 0 |
| 223214032 |  |  |  |  | PMI Coverage % | 0 |  |
| 223222575 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223222575 |  |  |  |  | PMI Coverage % | 0 |  |
| 223222575 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223223851 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223223851 |  |  |  |  | PMI Coverage % | 0 |  |
| 223224320 |  |  |  |  | PMI Coverage % | 0 |  |
| 223224320 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.72 | 38.65829 |
| 223235641 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 223235641 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223235641 |  |  |  |  | Original CLTV | 41.19 | 53.31015 |
| 223235641 |  |  |  |  | Original LTV | 30.76 | 39.92016 |
| 223235641 |  |  |  |  | PMI Coverage % | 0 |  |
| 223235641 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223235641 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 25 | 33.81449 |
| 223235786 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 223235786 |  |  |  |  | PMI Coverage % | 0 |  |
| 223235786 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 48.61 | 43.65847 |
| 223235797 |  |  |  |  | Original Term | 360 | 240 |
| 223235797 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223235797 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 223235797 |  |  |  |  | Has FTHB | 1 | 0 |
| 223235797 |  |  |  |  | PMI Coverage % | 0 |  |
| 223235800 |  |  |  |  | Original CLTV | 37.99 | 33.89012 |
| 223235800 |  |  |  |  | Original LTV | 20.83 | 18.58045 |
| 223235800 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223235800 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.55 | 27.19362 |
| 223235989 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223235989 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.24 | 34.0103 |
| 223260403 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223260403 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223260403 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223267873 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other |
| 223267873 |  |  |  |  | Original CLTV | 66.69 | 55.15075 |
| 223267878 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223267878 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223267878 |  |  |  |  | Original CLTV | 69.67 | 71.52628 |
| 223267878 |  |  |  |  | Original LTV | 22.46 | 25.26316 |
| 223267878 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223267878 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31.72 | 43.87082 |
| 223267903 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223267903 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223267903 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.45 | 34.3879 |
| 223272796 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223272796 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 27.29 | 30.17847 |
| 223272798 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223272798 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 223272798 |  |  |  |  | Original CLTV | 62.5 | 55.27728 |
| 223272798 |  |  |  |  | Original LTV | 34.92 | 32.65993 |
| 223272798 |  |  |  |  | PMI Coverage % | 0 |  |
| 223272798 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223272798 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29 | 35.56506 |
| 223272799 |  |  |  |  | Original Term | 360 | 240 |
| 223272799 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223272799 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223272799 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223272799 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 223272799 |  |  |  |  | Original CLTV | 53.64 | 68.74647 |
| 223272799 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223272799 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.92 | 28.85285 |
| 223272821 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223272821 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 223272821 |  |  |  |  | Coborrower First Name | (REDACTED) | (REDACTED) |
| 223272821 |  |  |  |  | Coborrower Last Name | (REDACTED) | (REDACTED) |
| 223272821 |  |  |  |  | Coborrower SSN | (REDACTED) | (REDACTED) |
| 223272821 |  |  |  |  | PMI Coverage % | 0 |  |
| 223294420 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223294420 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 223294420 |  |  |  |  | PMI Coverage % | 0 |  |
| 223294476 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223294476 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 223294476 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35.11 | 39.72678 |
| 223294479 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223294479 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35.74 | 41.98481 |
| 223294491 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223294513 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 223294513 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 223294513 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 223294513 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223294516 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223294516 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223294516 |  |  |  |  | Has FTHB | 1 | 0 |
| 223294516 |  |  |  |  | PMI Coverage % | 0 |  |
| 223297572 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 12.54 | 10.06258 |
| 223297606 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223297606 |  |  |  |  | PMI Coverage % | 0 |  |
| 223303213 |  |  |  |  | Has FTHB | 1 | 0 |
| 223303213 |  |  |  |  | PMI Coverage % | 0 |  |
| 223303213 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 6 | 16.58553 |
| 223303257 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223303257 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223303257 |  |  |  |  | PMI Coverage % | 0 |  |
| 223303258 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 223303258 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223303344 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223303472 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223303474 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223303474 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223303474 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 223303474 |  |  |  |  | Original CLTV | 74.25 | 71.93149 |
| 223303474 |  |  |  |  | Original LTV | 22.93 | 24.49976 |
| 223303474 |  |  |  |  | Has FTHB | 1 | 0 |
| 223303474 |  |  |  |  | PMI Coverage % | 0 |  |
| 223303474 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44 | 39.82786 |
| 223306301 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223306301 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 46.6 | 43.52605 |
| 223308258 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223308258 |  |  |  |  | Original CLTV | 72.58 | 71.35064 |
| 223308258 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223308265 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31 | 33.2759 |
| 223308269 |  |  |  |  | Original Term | 360 | 180 |
| 223308269 |  |  |  |  | Has FTHB | 1 | 0 |
| 223308269 |  |  |  |  | PMI Coverage % | 0 |  |
| 223314658 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223314662 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223314699 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223314699 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 10.44 | 13.53583 |
| 223327748 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223327748 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223327748 |  |  |  |  | Original CLTV | 63.6 | 69.5625 |
| 223327748 |  |  |  |  | Original LTV | 15.11 | 21.1546 |
| 223327748 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 46.01 | 49.33954 |
| 223333931 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 27.97 | 31.58093 |
| 223333950 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223333958 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223334005 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 223334005 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223334005 |  |  |  |  | PMI Coverage % | 0 |  |
| 223334005 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.21 | 36.77883 |
| 223334008 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223334008 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 26.11 | 28.69622 |
| 223336377 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223336391 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 223336391 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223336391 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223336395 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223339524 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339524 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339524 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339524 |  |  |  |  | Original CLTV | 17.67 | 50.53611 |
| 223339525 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339525 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339525 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339525 |  |  |  |  | Original CLTV | 21.34 | 69.99885 |
| 223339526 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339526 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339526 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339526 |  |  |  |  | Original CLTV | 23.32 | 63.49034 |
| 223339528 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339528 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339528 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339528 |  |  |  |  | Original CLTV | 25.4 | 59.92346 |
| 223339529 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339529 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339529 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339529 |  |  |  |  | Original CLTV | 34.27 | 69.68267 |
| 223339530 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339530 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339530 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339530 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223339530 |  |  |  |  | Original CLTV | 29.16 | 74.66975 |
| 223339533 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339533 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339533 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339533 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223339533 |  |  |  |  | Original CLTV | 16.16 | 45.3739 |
| 223339534 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339534 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339534 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339534 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223339534 |  |  |  |  | Original CLTV | 44.11 | 69.34297 |
| 223339534 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.109 | 31.46938 |
| 223339535 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339535 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339535 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339535 |  |  |  |  | Original CLTV | 9.82 | 71.96333 |
| 223339536 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339536 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339536 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339536 |  |  |  |  | Original CLTV | 19.02 | 77.66396 |
| 223339719 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339719 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339719 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339719 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223339719 |  |  |  |  | Original CLTV | 22.1 | 74.7484 |
| 223339720 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339720 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339720 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339720 |  |  |  |  | Original CLTV | 35.53 | 84.99997 |
| 223339721 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339721 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339721 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339721 |  |  |  |  | Original CLTV | 8.4 | 69.20128 |
| 223339722 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339722 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339722 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339722 |  |  |  |  | Original CLTV | 15.02 | 60.92402 |
| 223339722 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223339724 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339724 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339724 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339724 |  |  |  |  | Original CLTV | 24.99 | 62.01122 |
| 223339725 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339725 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339725 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339725 |  |  |  |  | Original CLTV | 25 | 59.42043 |
| 223339727 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339727 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339727 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339727 |  |  |  |  | Original CLTV | 17.1 | 46.65159 |
| 223339728 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223339728 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223339728 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223339728 |  |  |  |  | Original CLTV | 29.16 | 74.0105 |
| 223361985 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223361985 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.76 | 43.26464 |
| 223362011 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362011 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223362011 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 223362011 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223362011 |  |  |  |  | Original CLTV | 56.65 | 64.67638 |
| 223362011 |  |  |  |  | Original LTV | 24.6 | 31.74603 |
| 223362011 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223362011 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.44 | 42.32207 |
| 223362102 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223362102 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223362102 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23.76 | 35.43197 |
| 223362103 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223362106 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223362106 |  |  |  |  | Original CLTV | 34.47 | 62.26329 |
| 223362106 |  |  |  |  | Has FTHB | 1 | 0 |
| 223362106 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223362106 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 15.96 | 41.9691 |
| 223362132 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223362132 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223362132 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223362132 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 22.12 | 30.96844 |
| 223362163 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362163 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362163 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362163 |  |  |  |  | Original CLTV | 10.66 | 35.34822 |
| 223362164 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362164 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362164 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362164 |  |  |  |  | Original CLTV | 24.42 | 65.3426 |
| 223362165 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362165 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362165 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 223362165 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362165 |  |  |  |  | Original CLTV | 17.21 | 67.9242 |
| 223362166 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362166 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362166 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362166 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223362166 |  |  |  |  | Original CLTV | 43.45 | 61.79669 |
| 223362167 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362167 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362167 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362167 |  |  |  |  | Original CLTV | 11.17 | 73.02417 |
| 223362168 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362168 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362168 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362168 |  |  |  |  | Original CLTV | 10.92 | 65.88175 |
| 223362169 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362169 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362169 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362169 |  |  |  |  | Original CLTV | 24.91 | 69.78253 |
| 223362209 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362209 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362209 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362209 |  |  |  |  | Original CLTV | 14.64 | 23.6927 |
| 223362241 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362241 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362241 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362241 |  |  |  |  | Original CLTV | 13.79 | 65.1063 |
| 223362242 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362242 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362242 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362242 |  |  |  |  | Original CLTV | 26.31 | 58.05447 |
| 223362245 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362245 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362245 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362245 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223362245 |  |  |  |  | Original CLTV | 22.76 | 57.261 |
| 223362247 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362247 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362247 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362247 |  |  |  |  | Original CLTV | 9.45 | 50.4353 |
| 223362247 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.958 | 24.36446 |
| 223362248 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362248 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362248 |  |  |  |  | Original CLTV | 22.57 | 73.08964 |
| 223362248 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362250 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362250 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362250 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362250 |  |  |  |  | Original CLTV | 12.23 | 64.56847 |
| 223362260 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362260 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362260 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362260 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223362260 |  |  |  |  | Original CLTV | 7.01 | 43.72873 |
| 223362341 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223362341 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223362341 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223362341 |  |  |  |  | Original CLTV | 11.34 | 49.68531 |
| 223364476 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.25 | 42.96662 |
| 223364532 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 223364532 |  |  |  |  | Original CLTV | 78.02 | 73.45482 |
| 223364534 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223364534 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223364534 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223364534 |  |  |  |  | Original CLTV | 24.15 | 81.01033 |
| 223364535 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223364535 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223364535 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223364535 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 223364535 |  |  |  |  | Original CLTV | 16.86 | 68.75673 |
| 223364537 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223364537 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223364537 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223364537 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223364537 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 223364537 |  |  |  |  | Original CLTV | 44.15 | 78.82202 |
| 223367585 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223367585 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223367585 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223367585 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223367585 |  |  |  |  | Original CLTV | 13.17 | 51.50298 |
| 223377049 |  |  |  |  | Has FTHB | 1 | 0 |
| 223377049 |  |  |  |  | PMI Coverage % | 0 |  |
| 223377049 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 13.34 | 31.78659 |
| 223377056 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223377056 |  |  |  |  | Original CLTV | 49.33 | 29.19552 |
| 223377056 |  |  |  |  | Original LTV | 8.16 | 4.83092 |
| 223377056 |  |  |  |  | PMI Coverage % | 0 |  |
| 223377056 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223377061 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223377061 |  |  |  |  | Original CLTV | 28.84 | 73.76012 |
| 223377061 |  |  |  |  | Original LTV | 19.13 | 20.54615 |
| 223377061 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223377061 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 4 | 49.1515 |
| 223377066 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223377066 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223377066 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 26.67 | 32.43428 |
| 223377071 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223377071 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223377071 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223377071 |  |  |  |  | Original CLTV | 10.87 | 59.49653 |
| 223377072 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223377072 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223377072 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223377072 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223377072 |  |  |  |  | Original CLTV | 24.79 | 62.12807 |
| 223377114 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223377114 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223377114 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223377114 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223377114 |  |  |  |  | Original CLTV | 30.38 | 73.47556 |
| 223377115 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223377115 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223377115 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223377115 |  |  |  |  | Original CLTV | 27.27 | 72.23598 |
| 223377116 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223377116 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223377116 |  |  |  |  | Borrower Last Name | (REDACTED) | (REDACTED) |
| 223377116 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223377116 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223377116 |  |  |  |  | Original CLTV | 33.55 | 78.87085 |
| 223377116 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35.683 | 40.28347 |
| 223378693 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 223378783 |  |  |  |  | Original CLTV | 60.89 | 49.86975 |
| 223378783 |  |  |  |  | Original LTV | 24.31 | 20 |
| 223378783 |  |  |  |  | PMI Coverage % | 0 |  |
| 223378783 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223378977 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223378977 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223378977 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 26.09 | 42.97493 |
| 223387094 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223387094 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223387141 |  |  |  |  | Property Type | PUD | PUD Attached |
| 223387143 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223387143 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.99 | 39.00718 |
| 223387213 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223387213 |  |  |  |  | Original CLTV | 77.82 | 75.98858 |
| 223387213 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223387213 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 24.47 | 32.9164 |
| 223387223 |  |  |  |  | Original CLTV | 26.07 | 23.90761 |
| 223387223 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223387223 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43 | 22.7081 |
| 223387224 |  |  |  |  | PMI Coverage % | 0 |  |
| 223387324 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 223387324 |  |  |  |  | Has FTHB | 1 | 0 |
| 223387324 |  |  |  |  | PMI Coverage % | 0 |  |
| 223387324 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42 | 44.76999 |
| 223387349 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223387349 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223387349 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223387349 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 223387349 |  |  |  |  | Original CLTV | 10.14 | 55.50963 |
| 223387352 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223387352 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223387352 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223387352 |  |  |  |  | Original CLTV | 15.38 | 44.4305 |
| 223387352 |  |  |  |  | Original LTV | 15.38 | 16.66667 |
| 223387352 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223390336 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223390336 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223390336 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223390336 |  |  |  |  | Original CLTV | 62.47 | 65.24926 |
| 223390336 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223390336 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 6.09 | 24.46938 |
| 223390343 |  |  |  |  | PMI Coverage % | 0 |  |
| 223390343 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 16.34 | 47.25386 |
| 223390347 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223390347 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223390347 |  |  |  |  | Has FTHB | 1 | 0 |
| 223390347 |  |  |  |  | PMI Coverage % | 0 |  |
| 223390372 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 49.87 | 45.09726 |
| 223390375 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223390375 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223390375 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223390375 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223390375 |  |  |  |  | Original CLTV | 18.57 | 49.66911 |
| 223396843 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223396843 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223396843 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 33.21 | 28.71401 |
| 223396939 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 223396939 |  |  |  |  | PMI Coverage % | 12 |  |
| 223397602 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223397602 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223397602 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223397602 |  |  |  |  | Original CLTV | 22.06 | 57.85292 |
| 223397603 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223397603 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223397603 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223397603 |  |  |  |  | Original CLTV | 18.97 | 51.70921 |
| 223397606 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223397606 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223397606 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223397606 |  |  |  |  | Original CLTV | 14.68 | 45.61901 |
| 223397607 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223397607 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223397607 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223397607 |  |  |  |  | Original CLTV | 28.26 | 64.9622 |
| 223397610 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223397610 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223397610 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223397610 |  |  |  |  | Original CLTV | 11.99 | 74.85006 |
| 223422213 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223422213 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223422213 |  |  |  |  | Original CLTV | 82.52 | 84.99914 |
| 223422213 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223422213 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 37.54 | 41.87859 |
| 223422218 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223422218 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223422218 |  |  |  |  | Original CLTV | 71.94 | 79.99988 |
| 223422218 |  |  |  |  | Original LTV | 13.98 | 15.07849 |
| 223422218 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223422222 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223422222 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 223422224 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223422224 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223422226 |  |  |  |  | Has FTHB | 1 | 0 |
| 223422226 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223422853 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 4 | 39.50069 |
| 223422873 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223422873 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223422873 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223422873 |  |  |  |  | Original CLTV | 15.71 | 61.45271 |
| 223422873 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.821 | 49.04854 |
| 223422874 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223422874 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223422874 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223422874 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223422874 |  |  |  |  | Original CLTV | 11.84 | 69.60949 |
| 223422874 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223422874 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 13.733 | 44.23273 |
| 223422875 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223422875 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223422875 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223422875 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223422875 |  |  |  |  | Original CLTV | 27.35 | 67.95433 |
| 223422875 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23.004 | 34.85276 |
| 223427520 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 15.29 | 29.80943 |
| 223427541 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223427541 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223427541 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223427541 |  |  |  |  | Original CLTV | 17.64 | 44.2256 |
| 223427541 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223427541 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.425 | 44.93112 |
| 223431762 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223431762 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223431785 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.67 | 40.19142 |
| 223431819 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223431819 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223431819 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223431819 |  |  |  |  | Original CLTV | 14.77 | 74.74935 |
| 223431821 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223431821 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223431821 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223431821 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223431821 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223431821 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223431821 |  |  |  |  | Original CLTV | 24 | 84.96136 |
| 223431821 |  |  |  |  | Original LTV | 24 | 27.18009 |
| 223431821 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223431847 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223431847 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223431847 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223431847 |  |  |  |  | Original CLTV | 17.92 | 64.92101 |
| 223431847 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31.285 | 43.31159 |
| 223431857 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 223431857 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223431857 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.66 | 44.91802 |
| 223441616 |  |  |  |  | Contract Sales Price | (REDACTED) | (REDACTED) |
| 223441616 |  |  |  |  | Has FTHB | 1 | 0 |
| 223441616 |  |  |  |  | PMI Coverage % | 0 |  |
| 223441640 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223441640 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223441640 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223441640 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223441640 |  |  |  |  | Original CLTV | 13.63 | 60.97063 |
| 223441640 |  |  |  |  | Original LTV | 13.63 | 15.90902 |
| 223441643 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223441643 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223441643 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223441643 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223441643 |  |  |  |  | Original CLTV | 26.9 | 68.83725 |
| 223441643 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.476 | 38.7452 |
| 223441786 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223441786 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223441786 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223441786 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223441786 |  |  |  |  | Original CLTV | 21.22 | 77.94374 |
| 223456772 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.15 | 34.82407 |
| 223457158 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223457158 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223457158 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223457277 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223457277 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223457277 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223457277 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 223457277 |  |  |  |  | Original CLTV | 14.03 | 84.91705 |
| 223457277 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223457278 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223457278 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223457278 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223457278 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 223457278 |  |  |  |  | Original CLTV | 18.57 | 55.87789 |
| 223457278 |  |  |  |  | Original LTV | 18.57 | 13.06533 |
| 223457278 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223457278 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 50 | 44.03703 |
| 223458985 |  |  |  |  | Has FTHB | 1 | 0 |
| 223459096 |  |  |  |  | Coborrower Last Name | (REDACTED) | (REDACTED) |
| 223459099 |  |  |  |  | Street | (REDACTED) | (REDACTED) |
| 223459099 |  |  |  |  | Borrower First Name | (REDACTED) | (REDACTED) |
| 223459099 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223459099 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223459099 |  |  |  |  | Original CLTV | 16.11 | 60.29165 |
| 223459099 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.486 | 49.99694 |
| 223459236 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223459236 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223459236 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 47.22 | 49.98559 |
| 223459254 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.04 | 33.44988 |
| 223459274 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223459274 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 223459274 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223459274 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 9.77 | 19.44185 |
| 223459285 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223464732 |  |  |  |  | City | (REDACTED) | (REDACTED) |
| 223464732 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223464732 |  |  |  |  | Property Type | Single Family Detached | Condo (Low Rise) |
| 223464753 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223464753 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223464753 |  |  |  |  | Original CLTV | 10.59 | 42.42621 |
| 223464753 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.731 | 37.45236 |
| 223468990 |  |  |  |  | Original CLTV | 34.06 | 32.59631 |
| 223468990 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223468990 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 19.26 | 33.22189 |
| 223468994 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223469066 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223469066 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223469066 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 223469066 |  |  |  |  | Original CLTV | 15.77 | 83.90159 |
| 223469066 |  |  |  |  | Original LTV | 15.77 | 17.29603 |
| 223469103 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223469103 |  |  |  |  | Original CLTV | 30.5 | 47.24706 |
| 223469105 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223469105 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223469105 |  |  |  |  | Original CLTV | 17.33 | 38.19793 |
| 223469105 |  |  |  |  | Original LTV | 17.33 | 15.94203 |
| 223469105 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223469105 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 25.757 | 48.06217 |
| 223469106 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223469106 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223469106 |  |  |  |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| 223469106 |  |  |  |  | Original CLTV | 17.35 | 68.28808 |
| 223469106 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223469106 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.901 | 37.42967 |
| 223469113 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223469113 |  |  |  |  | Original CLTV | 15.59 | 80.00006 |
| 223469113 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 20.251 | 45.66433 |
| 223469118 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223469118 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223469118 |  |  |  |  | Original CLTV | 22.79 | 74.99003 |
| 223469133 |  |  |  |  | Has FTHB | 1 | 0 |
| 223469321 |  |  |  |  | Mortgage Type | HELOC | Conventional without MI |
| 223469321 |  |  |  |  | Original CLTV | 22.39 | 52.65504 |
| 223469321 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223478540 |  |  |  |  | Zip | (REDACTED) | (REDACTED) |
| 223478540 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223478540 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.72 | 33.52573 |
| 223478545 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223478545 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223478545 |  |  |  |  | Original CLTV | 73.49 | 74.71582 |
| 223478545 |  |  |  |  | Original LTV | 26.8 | 28.71287 |
| 223478545 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223478545 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.44 | 25.95822 |
| 223478560 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223478560 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223478560 |  |  |  |  | Original Interest Rate | (REDACTED) | (REDACTED) |
| 223478560 |  |  |  |  | Original CLTV | 27.81 | 61.84547 |
| 223478560 |  |  |  |  | Original LTV | 27.81 | 23.19508 |
| 223478560 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223482832 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223482832 |  |  |  |  | Original Loan Amount | (REDACTED) | (REDACTED) |
| 223482832 |  |  |  |  | Original CLTV | 11.8 | 75.77172 |
| 223482832 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 15.5 | 23.54243 |
| 223482898 |  |  |  |  | Has FTHB | 1 | 0 |
| 223482944 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223482944 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.97 | 42.7306 |
| 223490674 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223490674 |  |  |  |  | Original CLTV | 60.74 | 63.36292 |
| 223490674 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223490689 |  |  |  |  | Borrower SSN | (REDACTED) | (REDACTED) |
| 223490689 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223490689 |  |  |  |  | Original CLTV | 27.43 | 67.26369 |
| 223490689 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 26.476 | 30.91063 |
| 223496608 |  |  |  |  | Original CLTV | 35.47 | 32.742 |
| 223496608 |  |  |  |  | LTV Valuation Value | (REDACTED) | (REDACTED) |
| 223496614 |  |  |  |  | Representative FICO | (REDACTED) | (REDACTED) |
| 223496614 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.89 | 32.90263 |
| 223507042 |  |  |  |  | Has FTHB | 1 | 0 |

---

## Exhibit 99.5

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](ex99-1_image001.jpg) | ![](ex99-1_image001.jpg) | ![](ex99-1_image001.jpg) | ![](ex99-1_image001.jpg) | ![](ex99-1_image001.jpg) | ![](ex99-1_image001.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Run Date - 8/29/2025 2:22:32 PM** | **Run Date - 8/29/2025 2:22:32 PM** | **Run Date - 8/29/2025 2:22:32 PM** | **Run Date - 8/29/2025 2:22:32 PM** | **Run Date - 8/29/2025 2:22:32 PM** | **Run Date - 8/29/2025 2:22:32 PM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** |
| 220854564 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 220854565 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 220854566 |  |  |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 220854567 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 220854568 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 220854571 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 220854572 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | D | D |  | D | B | B | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 220854573 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 221046046 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221046047 |  |  |  |  |  | D | D | D | D | D |  | B | B | B | B | B |  | D | A | N/A | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221046048 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221046050 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221046053 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 221244227 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 221313782 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221313784 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221313785 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | D | D |  | D | C | C | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221313786 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | D | D |  | D | A | A | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221313787 |  |  |  |  |  | D | D | D | D | D |  | B | B | B | B | B |  | D | A | N/A | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221314034 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221314035 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221314036 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221314037 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221314038 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221314039 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221314041 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221319407 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | D | D |  | D | C | C | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221319409 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | D | D |  | D | C | C | D | D |  | A | A | A | A | A |  | A | B | B | B | A |  | N/A | A | N/A | N/A | D |  | A | B | B | B | D |  |
| 221319410 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221323998 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | D | D |  | D | C | C | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221334039 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221334054 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221334056 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221339418 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221339426 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221346420 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221346421 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221346422 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221351135 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221351136 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221351141 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | D | D |  | D | C | C | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221351203 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | A | N/A | A |  | A | B | B | B | A |  |
| 221351206 |  |  |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221393286 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | D | D |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | C | A | C | C | C |  | C | B | C | C | C |  |
| 221403153 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221415379 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 221422203 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221422216 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 221422293 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221424199 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221436329 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221436330 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221458506 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221466241 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | C | A | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221469597 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221500328 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221507283 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221517423 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221568357 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221568359 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221568377 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221568483 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221568498 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221568503 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221577999 |  |  |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221581794 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221597917 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221597977 |  |  |  |  |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221601864 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221601897 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221603651 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221603757 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 221603758 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221635926 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221635993 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221638512 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221646668 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | D | A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 221646675 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 221646681 |  |  |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221647583 |  |  |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221647615 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221651244 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221651249 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221651251 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221654966 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221660452 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221664626 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 221744026 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221761008 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221761010 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221773569 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221773615 |  |  |  |  |  | D | D | D | D | D |  | B | B | B | B | B |  | D | A | D | A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 221782895 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221782896 |  |  |  |  |  | D | D | D | D | D |  | B | B | B | B | B |  | D | A | N/A | A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221782897 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221810448 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221810522 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221814746 |  |  |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221824456 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221829135 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221835546 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221835547 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221837911 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | D |  | A | A | A | A | A |  | C | C | C | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221837995 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221838201 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221838264 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221845355 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221852468 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221852469 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221852470 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221856547 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221859597 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221861138 |  |  |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | D | A | N/A | A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221861329 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221861330 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221865555 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 221874290 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221874324 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221879487 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221879730 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221879731 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221890031 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 221891911 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221904394 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 221904430 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 221904465 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 221904520 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221911853 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221911890 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221917045 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221917537 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 221917568 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 221927452 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
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| 222290280 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222290285 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222290821 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | A | N/A | A |  | A | B | B | B | A |  |
| 222308507 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222308540 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222308641 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222313410 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222313413 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222313418 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222315048 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222315186 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222315188 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222315194 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222315223 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222329492 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222330691 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222330693 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222336438 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222336453 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222336487 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222342874 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222342900 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222356612 |  |  |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222356634 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222356638 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222356850 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222362211 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222362213 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222362235 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222362736 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222396764 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222413999 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222414023 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | B | B | B | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222414025 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222414087 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222414149 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222423371 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222424870 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222425477 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222425543 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222454754 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222461706 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222461855 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222466390 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222473984 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222473985 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222474007 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222474017 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222474019 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222475895 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222505488 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222515135 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222533274 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222533303 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222533408 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222533434 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222550511 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222550525 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222550558 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222558562 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222558882 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222558918 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222558920 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222558935 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222558936 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222563100 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | A | N/A | A |  | A | B | B | B | A |  |
| 222574708 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222574914 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222578334 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222578846 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222607144 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | N/A | D |  | D | D | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222613506 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222613522 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222621668 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222621700 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222627320 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | C | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222627322 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222627394 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222631717 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222631720 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222631725 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222631745 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222631787 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222631811 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222654065 |  |  |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222654472 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222662433 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222662459 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222662460 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222662478 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222662485 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222668915 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222668924 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222670633 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222670637 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222670638 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222670640 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222670655 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222670674 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222670686 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | B | B | B | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222680013 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222680021 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | D |  | C | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | D |  | B | B | B | B | D |  |
| 222680055 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222680062 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222680066 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222680114 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222680316 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222680318 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222680322 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222680328 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222680332 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222680441 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222680453 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222686266 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222686278 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222703730 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222703770 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | B | B | B | B | B |  | A | B | B | B | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 222703771 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222703799 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222703800 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222703961 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | A | N/A | A |  | A | B | B | B | A |  |
| 222703969 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222704100 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222708811 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222709416 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222718006 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222718009 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222718377 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222726418 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222726506 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222726513 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222726518 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222728696 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222728705 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222733960 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222733962 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222733963 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222733970 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222733978 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222733992 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222735183 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222735189 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222735190 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222735195 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222735196 |  |  |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222735198 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222735202 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222735207 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222744915 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222744920 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222744921 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222744922 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222744927 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222744929 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222745002 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222748972 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222748973 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222748974 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222749029 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222749039 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222752265 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222752266 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 222752298 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222752430 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222752445 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222757348 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222764425 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222764528 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222764577 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222764619 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222764623 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 222767014 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222767021 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222767092 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222770701 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222777044 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222777053 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222777058 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222777060 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222778743 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | A | N/A | A |  | A | B | B | B | A |  |
| 222778784 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222778796 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222778802 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222790000 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222790014 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222790020 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222790030 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222790042 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222790048 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222790054 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222792059 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222792168 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222801674 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222801682 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222801932 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222803414 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222803415 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222803428 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222803440 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222834058 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222834105 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222834227 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222834951 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222834954 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222834975 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222862705 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222862714 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222862716 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222862757 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222864862 |  |  |  |  |  | D | D | D | D | D |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222887569 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222887572 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222887579 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222887584 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222887608 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222887632 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222887635 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | A | C | A | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | A | C | A | C |  |
| 222888427 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | B | B | B | A |  | N/A | A | N/A | N/A | D |  | A | B | B | B | D |  |
| 222888430 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222888456 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222892110 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222892120 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222892122 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222892268 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222892387 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222893023 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222893024 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222894656 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222894663 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222894670 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | B |  | B | B | B | B | B |  |
| 222894725 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222894746 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222894748 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222894753 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222901317 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222901334 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 222901335 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222901336 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222901339 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222901340 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222901450 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222904800 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222904810 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222911655 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222911666 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222912862 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222913665 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222916244 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 222922337 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222922385 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | B | D | N/A | D |  | D | B | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222922538 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222927165 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | B | B | B | A |  | N/A | A | N/A | N/A | D |  | A | B | B | B | D |  |
| 222927166 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 222927169 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222927170 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222927171 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222927175 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222927176 |  |  |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | D | D | D | D |  | B | B | B | B | B |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 222927187 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222927189 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222927198 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222927202 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222930833 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222930834 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222931810 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222931825 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | A | C | A | C |  |
| 222931827 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222931852 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222952958 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222952966 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222958399 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222958437 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222958446 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222962036 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222962044 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222962056 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222962057 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222962058 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222962066 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222962163 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222968698 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222968713 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222974047 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222974049 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222974051 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222974082 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222974086 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222978567 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 222981518 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222981581 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222981620 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222981625 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222981627 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222981628 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222985690 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222985702 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 222985749 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222985758 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 222985761 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223002543 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 223002567 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223005086 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223005101 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223005104 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223005118 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223005122 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | C | A | A | N/A | B |  | C | B | B | B | B |  |
| 223008311 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223012903 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223012907 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223012911 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223012928 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223012932 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223012937 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223013232 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223016536 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223016545 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223016546 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223016558 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223016580 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223034184 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223034185 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223034187 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223039337 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223039393 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223039811 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223039890 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223050104 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223052884 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223062742 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223062744 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223062771 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223062774 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223062797 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223062798 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223067513 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 223067514 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 223067519 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223081230 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223081233 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223081237 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223089830 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223089836 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223089848 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223090211 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223115353 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223115492 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223115503 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223116700 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223116703 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223116706 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223116720 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223116724 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223127668 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223127685 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | B | B | B | A |  | N/A | A | N/A | N/A | D |  | A | B | B | B | D |  |
| 223127687 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223127689 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223127690 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223127692 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223127700 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | A | C | A | C |  |
| 223127703 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223127705 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223134354 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223134355 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223134384 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223134837 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | C | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223134852 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223163087 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223166442 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | A | C | A | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | A | C | A | C |  |
| 223166445 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223166454 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223166456 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223166480 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223166488 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223166491 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223171864 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223171944 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223171959 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223171962 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223171971 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223180214 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223180230 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223186693 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223187077 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223187093 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223187097 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223187124 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223187132 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223187137 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223189732 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223189733 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | B | B | B | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223189736 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223189842 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223189867 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223189873 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223189877 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223195082 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | A | N/A | A |  | A | B | B | B | A |  |
| 223195089 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223195091 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223195131 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223197418 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223197419 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223198459 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | A | N/A | A |  | A | B | B | B | A |  |
| 223198463 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223198465 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223198468 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223198475 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223198483 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223213760 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223213787 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223214032 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223222575 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223223851 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223223864 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223224320 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223235641 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223235786 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223235797 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223235800 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223235989 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223238498 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223260403 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223260416 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223267873 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 223267878 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223267903 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223272796 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | A | N/A | A |  | A | B | B | B | A |  |
| 223272798 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223272799 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223272821 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223294184 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223294420 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223294476 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 223294479 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223294491 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223294513 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223294516 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223294976 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223297572 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223297606 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223303213 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223303256 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 223303257 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223303258 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223303344 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223303472 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223303474 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223306294 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223306301 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223308258 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223308261 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223308262 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223308265 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223308269 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223314653 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223314654 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223314658 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223314662 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223314699 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223327748 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223333931 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223333933 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 223333950 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223333958 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223334005 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223334008 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223336377 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 223336391 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223336393 |  |  |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223336395 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223336525 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223336730 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339524 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339525 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339526 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223339528 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339529 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339530 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339533 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339534 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223339535 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339536 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339719 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339720 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339721 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339722 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339724 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339725 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339727 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223339728 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223361985 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223362011 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223362102 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | A | N/A | A |  | A | B | B | B | A |  |
| 223362103 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223362106 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223362115 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223362130 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362132 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362163 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362164 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223362165 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362166 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223362167 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362168 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362169 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 223362209 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362241 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362242 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362245 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362247 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362248 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362250 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223362260 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223362341 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223364459 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223364476 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223364532 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223364534 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223364535 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223364537 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223367567 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223367585 |  |  |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223377039 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223377042 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223377049 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223377056 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 223377061 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223377066 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223377071 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223377072 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223377114 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223377115 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223377116 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223378693 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223378777 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223378782 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223378783 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223378975 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223378977 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223387094 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223387097 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223387141 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223387143 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223387213 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223387223 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223387224 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  |
| 223387324 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223387349 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223387352 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223390336 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223390343 |  |  |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223390347 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223390372 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223390375 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223396430 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223396843 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223396939 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223397602 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223397603 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223397605 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223397606 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223397607 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223397610 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223422213 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223422218 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223422222 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223422224 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223422226 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223422853 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223422873 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223422874 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223422875 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223427520 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | A | N/A | A |  | A | B | B | B | A |  |
| 223427541 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223431762 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223431785 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223431819 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223431821 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223431847 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223431857 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223441597 |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223441616 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223441640 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223441643 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223441786 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223456772 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223456790 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | B | B | B | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223457093 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223457158 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223457277 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223457278 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 223458985 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
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| 223469105 |  |  |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
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| 223469113 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  |
| 223469118 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223469133 |  |  |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223469321 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223478540 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223478541 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223478545 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223478560 |  |  |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | A | C | A | C |  |
| 223482832 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223482898 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223482944 |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223483436 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223490672 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223490674 |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  |
| 223490689 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223496604 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223496608 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223496614 |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  |
| 223507042 |  |  |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  |

---

## Exhibit 99.6

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.6**

![](ex9961001.jpg)

**<br> July 24, 2025**<br> **Due Diligence Narrative Report**<br>

![](ex9961002.jpg)

**Table of Contents**

---

| | |
|:---|:---|
| **Clayton Contact Information** | **2** |
| **Overview** | **2** |
| **Originators** | **2** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Review scope | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;# of Files Reviewed | 3 |
| **Clayton's Third Party Review ("TPR") Scope of Work** | **3** |
| &nbsp;&nbsp;&nbsp;Loan Grading | 3 |
| &nbsp;&nbsp;&nbsp;TPR Component Review Scope | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Credit Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Property Valuation Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Regulatory Compliance Review | 5 |
| &nbsp;&nbsp;&nbsp;Data Integrity | 7 |
| &nbsp;&nbsp;&nbsp;Data Capture | 7 |
| **Data Compare Results** | **7** |
| **Clayton Due Diligence Results** | **8** |
| **Clayton Third Party Reports Delivered** | **9** |
| **Appendix A: Credit Review Scope** | **9** |
| **Appendix B: Origination Appraisal Assessment** | **12** |
| **Appendix C: Regulatory Compliance Review Scope** | **14** |

---

 ****

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 1 July 24, 2025

 ****

**Clayton Contact Information**

Client Service Management:

---

| | | |
|:---|:---|:---|
| ![*](ex9961004.gif) | **Michael Santarsiere** | Client Service Director<br> Phone: (813) 371-0280/E-mail: <u>msantarsiere@clayton.com</u> |

---

---

| | | |
|:---|:---|:---|
| ![*](ex9961004.gif) | **Joe Ozment** | Vice President – Client Services & Securitization<br> Phone: (813) 261-0733/E-mail: <u>jozment@clayton.com</u> |

---

**Overview**

On behalf of NewRez LLC, Clayton Services LLC ("Clayton") conducted an independent third-party pre-securitization due diligence review of 892 residential loans.

Nomura Corporate Funding Americas, LLC subsequently purchased these loans via reliance letter and selected them for the NLT 2025-CES1 transaction. The loans referenced in this narrative report were reviewed on a flow loan basis from January of 2025 to March of 2025. This narrative report provides information about the scope of work performed by Clayton, and the results of Clayton's review.

**Originators**

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | **Loan Count** | **Percentage** |
| &nbsp;&nbsp;Broker | 17 | 1.91% |
| &nbsp;&nbsp;Correspondent Flow with delegated underwriting | 45 | 5.04% |
| &nbsp;&nbsp;Direct to Consumer | 797 | 89.35% |
| &nbsp;&nbsp;Retail | 33 | 3.70% |
| &nbsp;&nbsp;**Total** | **892** | **100.00%** |

---

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 2 July 24, 2025

![](ex9961002.jpg)

**Clayton's Third Party Review ("TPR") Scope of Work**

---

| | |
|:---|:---|
| &nbsp;&nbsp; Review scope | # of Files Reviewed |
| &nbsp;&nbsp; Credit Review | 892 |
| &nbsp;&nbsp; Property Valuation Review | 892 |
| &nbsp;&nbsp; Regulatory Compliance Review | 892 |
| &nbsp;&nbsp; Data Integrity Check | 892 |

---

The scope of work for this transaction consisted of a credit review, property valuation review, regulatory compliance review and data integrity check.

Loan Grading

Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton's loan grading is solely based on Clayton's independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth compensating factors and waivers.

Clayton's loan grading complied with rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Kroll, DBRS/Morningstar.

![](ex9961003.jpg)

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 3 July 24, 2025

![](ex9961002.jpg)

TPR Component Review Scope

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in the loan documentation provided to Clayton.

Credit Review

Clayton's Credit scope of review conducted on 892 loans on this transaction included the following elements (for more detail, please refer to <u>Appendix A</u>):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Compared the loan documentation found in the loan file to the origination guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against
the stated seller origination guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Analyzed asset statements in order to determine that funds to close and reserves were within origination
guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Confirmed that credit scores (FICO) and credit histories were within origination guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Evaluated for evidence of borrower's willingness and ability to repay the obligation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Examined income, employment, assets, and occupancy status for reasonability;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Reviewed the occupancy, VOE and self/employed business documents within the loan file, as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Listed the property type as Coop, as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Reviewed for condo warranty documentation, as applicable;

Property Valuation Review

Clayton's Property Valuation scope of review conducted included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Original Appraisal Assessment (147 loans)

- Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

- For more detail on the original appraisal review, please refer to <u>Appendix B</u> and to the guidelines cited above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Automated Valuation Model (AVM) Assessment (745 loans)

○ Clayton reviewed the AVM in file to confirm the value used for LTV

○ Clayton also confirmed the Property Address on AVM matched the subject address and was run within 90 days of closing.

For further detail please refer to the NLT 2025-CES1 Valuations Summary Report

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 4 July 24, 2025

![](ex9961002.jpg)

Regulatory Compliance Review

Clayton's regulatory compliance scope of review conducted on this transaction included the elements summarized below.

(For more detail, please refer to <u>Appendix C</u>.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested for state-specific consumer protection laws including late charge and prepayment penalty provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Truth-in-lending/regulation Z (TILA) testing included the following:

- Notice of Right to Cancel (Right of Rescission) adherence if applicable;

- TIL Disclosure Timing (3/7/3) and disclosure content;

- TIL APR and Finance charge tolerances;

- Timeliness of ARM Disclosures (if applicable);

- Section 32 APR and Points and Fees Thresholds and prohibited practices;

- Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

- Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

- Prepayment Penalty restrictions; and

QM/ATR Review: On applicable loans;, test compliance with applicable Qualified Mortgage (QM) and Ability to Repay (ATR) requirements defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau any loan subject to that regulation, as further described on <u>Appendix C</u> attached hereto.

TILA/RESPA Integrated Disclosure Scope ('Covered Loans' with an Application Date => 10/3/2015); SFA RMBS 3.0 TRID Compliance Review Scope as further described on <u>Appendix C</u> attached hereto.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included the following, for loans other than 'Covered
Loans' and loans with an Application Date prior to 10/3/2015:

- GFE initial disclosure timing and content;

- Confirmed the file contains the final HUD1 Settlement Statement;

GFE to HUD1 evaluation for 0% and 10% fee tolerances;

- Homeownership Counseling Notice;

- Affiliated Business Disclosure if applicable.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, 2016 SFA published its RMBS 3.0 TRID Compliance Review Scope© documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFA RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFA RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 5 July 24, 2025

![](ex9961002.jpg)

Following the June 15<sup>th</sup> formal publication of the RMBS 3.0 TRID Compliance Review Scope©, Clayton reviewed prior testing results dating back to the TRID Effective Date, and applied the enhanced RMBS 3.0 TRID Compliance Review Scope to such loans upon the affirmative election by Nomura Corporate Funding Americas, LLC.

Clayton applied the enhanced RMBS 3.0 TRID Compliance Review Scope where applicable in this transaction.

**<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u>**

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

As of December 18, 2020, Clayton modified its system to not run regulatory compliance testing on business entities, including LLC's, unless there is also a co-borrower that is a natural person or a trust that is considered to be a "consumer" under TILA. Rather than migrating compliance findings to an A on such loans as was the previous process, going forward no compliance grades are assigned in these instances.

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

● Cook County High Cost Ordinance

● Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

● Virginia Lender and Broker Act after 6/1/2008

● Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

Taxpayer First Act: Consent to share IRS-provided tax information sent by the IRS on or after 12/28/2019.

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

● Sufficiency of coverage

● Escrow of insurance payments

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Data Integrity

Clayton utilized its proprietary eCLAS tool to determine tape-to-file accuracy of 892 reviewed loans, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tape data received from seller/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Discrepancies found during comparison are stored;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each discrepancy is reported in a Loan Level Tape Compare Upload.

Data Capture

Clayton collected data fields required to create American Securitization Forum ("ASF") data tape. The file format was provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

**Data Compare Results**

Clayton provided Nomura Corporate Funding Americas, LLC with a copy of the Loan Level Tape Compare Upload that shows the differences between the data received from the sellers versus the data captured by Clayton during the loan review in relation to the 892 loans reviewed.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Field Name** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% Accuracy** |
| &nbsp;&nbsp;ATR/QM Status | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;4 | &nbsp;&nbsp;99.55% |
| &nbsp;&nbsp;County Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Debt to Income Ratio (Back) | &nbsp;&nbsp;119 | &nbsp;&nbsp;86.66% |
| &nbsp;&nbsp;Disbursement Date | &nbsp;&nbsp;19 | &nbsp;&nbsp;97.87% |
| &nbsp;&nbsp;Lender Application Date | &nbsp;&nbsp;266 | &nbsp;&nbsp;70.18% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;3 | &nbsp;&nbsp;99.66% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.89% |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;6 | &nbsp;&nbsp;99.33% |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;99.66% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;222 | &nbsp;&nbsp;75.11% |
| &nbsp;&nbsp;Representative Credit Score for Grading | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Total Monthly Income | &nbsp;&nbsp;289 | &nbsp;&nbsp;67.60% |

---

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**Clayton Due Diligence Results**

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**<u>Initial and Final Overall Loan Grade Results</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 691 | 29 | 67 | 45 | **832** |
| **Final** | **B** |  | 26 | 30 | 4 | **60** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **691** | **55** | **97** | **49** | **892** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**<u>Initial and Final Credit Component Grade Results</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 848 | 3 | 12 | 22 | **885** |
| **Final** | **B** |  | 5 | 1 | 1 | **7** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **848** | **8** | **13** | **23** | **892** |

---

**<u>Initial and Final Property Valuation Grade Results</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 884 |  | 4 | 4 | **892** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **884** | **0** | **4** | **4** | **892** |

---

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 8 July 24, 2025

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**<u>Initial and Final Regulatory Compliance Grade Results</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 731 | 28 | 56 | 23 | **838** |
| **Final** | **B** |  | 23 | 29 | 2 | **54** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **731** | **51** | **85** | **25** | **892** |

---

**Clayton Third Party Reports Delivered**

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. ASF Upload Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Non ATR QM Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Valuation Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Loan Level Tape Compare

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Waived Conditions Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Attestation Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. 15E Form

**Appendix A: Credit Review Scope**

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

○ DTI

○ LTV/TLTV/HLTV

○ Credit score

○ Income and employment

○ Assets and reserves

○ Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

○ Borrower eligibility, including:

- Citizenship status

- Non- occupant co-borrower

○ Transaction eligibility, including:

Maximum loan amount

- Loan purpose

- Occupancy

○ Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included required, documented compensating factors

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B. As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:

○ Uniform Residential Loan Application reviewed to determine:

- Initial loan application was in the loan file and was signed by all borrowers

- Final loan application was in the loan file and was complete

- Information and debts disclosed on loan application aligned with related documentation in the loan file

○ Employment analyzed and verified through use of various documents, including:

- Income documentation

- Verbal and/or written verifications of employments (VVOE, VOE)

- CPA letter

- Business licenses

- Tax transcripts (IRS Form 4506-T)

- Other documentation in loan file

○ Income review included:

- Required income documentation for all borrowers was present and within required time period

- Documents did not appear to have been altered or inconsistent

- IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Signed by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Compared IRS tax transcripts to income documentation and noted any inconsistencies

- Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1099

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ IRS documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Bank statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lease agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Award letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other documentation in loan file

○ Asset review included:

- Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Verification of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Settlements statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other documentation in loan file

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

○ Credit Report review included:

- Complete copy of report was in loan file

- Report was dated within required timeframe

- All borrowers were included in the report

- Checked any fraud alerts against related loan file documentation

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- Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

- Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

- Captured and utilized appropriate credit score for guideline review

○ Title policy review included:

- Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Leasehold estate

- Appropriate vestee(s) were listed on title policy

Amount of coverage was greater than or equal to the original principal amount of the mortgage

- Applicable title endorsements were present

- Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

- Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

- Captured monthly tax payments in debt ratio calculation

○ HUD1 (Settlement Statement) review included:

- Funds to close identified and analyzed against borrower's assets

- Seller contributions did not exceed maximum allowed

- Subject property, seller and borrower aligned with other loan documentation

- Disbursements and pay-offs included in debt ratio calculations

- Loan purpose confirmed

○ Hazard/Flood insurance review included:

- Verified presence of required hazard insurance and flood insurance (if required)

- Confirmed that any required insurance was for the:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Life of loan, if flood insurance required

Confirmed that any required insurance minimum coverage amount and policy period

- Reviewed for evidence that any required insurance policy premium was paid

- Confirmed that the mortgagee clause listed the lender's name and "it's successors and assigns"

Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

○ Mortgage Insurance review included:

- Determined if mortgage insurance is required

Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage
or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped "true and certified copy"
by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan
file to identify and address any potential misrepresentations including:

○ Borrower identity

- Social Security inconsistencies

- Borrower name variations

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○ Occupancy

- Borrower address history

- Subject property ownership history

○ Employment

○ Licensing – reviewed NMLS data for:

- Mortgage lender/originator

- Loan officer

○ OFAC

**Appendix B: Origination Appraisal Assessment**

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

○ Appraisal report used standard GSE forms, appropriate to the property type:

– FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

– FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

– FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

– FNMA 2860 – Individual Cooperative Appraisal Report. Used for individual cooperative units

– FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

– FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

○ Appraisal report was reasonably complete and included:

– Appraisal report form, certification, statement of limiting conditions and scope of work

– Accurate identification of the subject property

– Accurate identification of the subject loan transaction

– Accurate identification of the property type, in both land and improvements

– All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Photos of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Exterior sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1004MC Market Conditions Report

– Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all material conditions

– Appraisal date met supplied Sponsor Acquisition Criteria

– If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

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B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and
USPAP based on the following criteria:

○ Title XI of FIRREA:

– Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser's license included in the appraisal.

– Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a risk to the property or occupants

○ USPAP

– Confirmed that the appraiser's certification is present and executed within the original appraisal.

C. Reviewed and graded the appraisal valuation to the following criteria:

○ Appraised value was reasonably supported. Utilized the following review in making value supported determination:

– Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

– Comps used were reasonably recent in transaction date and if not the reason was furnished

– Comps used were reasonably similar to the subject property and if not an explanation was supplied

– Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

○ Property was complete. However, if the property was not 100% complete, then any unfinished portion had no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

○ Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points in making determination:

– Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material conditions

– Property usage was reviewed for zoning compliance

– Property utilization was reviewed to determine it was "highest and best use"

– Neighborhood values were reviewed to determine if declining

– Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ % built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Growth rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Marketing time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Predominant occupancy

– Physical condition of the property was reviewed to determine that the property condition was average or better

– Style of property was reviewed to determine if unique property

– Any health and safety issues were noted and/or remediated

– Locational and/or environmental concerns adequately addressed if present

D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met
the client supplied eligibility requirements. Examples of ineligible property types may include:

○ 3 to 4 unit owner occupied properties

○ 2 to 4 unit second homes

○ Unwarrantable or limited review condominiums

○ Manufactured or mobile homes

○ Condotel units

○ Unique properties

○ Working farms, ranches or orchards

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○ Mixed-use properties

○ Properties subject to existing oil or gas leases

○ Properties located in Hawaii Lava Zones 1 and 2

○ Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA
Declared Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

○ If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

F. Disclaimer

○ The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law.

○ Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed valuation information for reasonableness

○ Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the actual value of the underlying property

○ Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

○ Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list.

**Appendix C: Regulatory Compliance Review Scope**

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

○ GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final Rule that became mandatory on January 1, 2010

○ Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

○ Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed circumstance documentation within the loan file

○ Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1 correspond to the actual loan terms from the Note

○ Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in the 0% or 10% fee tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop for.

○ Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm the disclosure was provided to the borrower

○ Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within 3 days of application

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**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis on the following:

○ TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.

○ Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)

○ ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs identified within the loan file

○ Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the loan disbursement (Section 23)

○ High Cost mortgage thresholds for points and fees (Section 32)

○ High Cost Prohibited Acts and Practices upon request (Section 33)

○ Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

○ Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

○ ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)

○ TILA/RESPA Integrated Disclosures ("TRID")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate ("LE") and Closing Disclosure
("CD")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Pre-application Requirement Testing:

● Pre-application forms cannot look similar to the LE

● Pre-application forms must contain the required disclaimer ("Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing Requirements:

● The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

● The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is triggered) is received.

● That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee Tolerances:

● Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

● If a credit or refund is made, that it is sufficient to cover Clayton's calculated under-disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Payment Schedule Accuracy:

● The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton's calculated payment schedule.

● Interest-only periods and final balloon payments are accurately completed.

● The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

● When applicable, that the AIR and AP tables are consistent with Clayton's calculations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Accuracy of the Loan Calculations

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 15 July 24, 2025

![](ex9961002.jpg)

● Amount Financed

● Finance Charge

● Total of Payments

● Total interest percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Technical Requirements

● Compliance with the TRID rounding rules.

● Compliance with specified formatting requirements.

● Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

● Alphabetization of fees.

● Title fees preceded by "Title –."

● Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Consistency within and across forms

● Once a fee is disclosed it must remain substantially the same name across disclosures.

● Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

● Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the section referenced.

● Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Completion of the LE and CD

● All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information, contact information, rate lock information, etc.

● For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one option is indicated.

● That there is either a signature or a Loan Acceptance statement on the form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Waivers

● Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past experience with clients, Clayton will also issue an exception for the loan closing early.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Corrected CD requiring a new waiting period

● Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided. For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within tolerance.

● Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

● Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Post-Close CD's

● Corrected CD's provided with a post-close refund.

● Post-close CD's to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

● Post-close CD's to correct non-numerical clerical errors required within 60 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Related Documentation

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 16 July 24, 2025

![](ex9961002.jpg)

● Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

● Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

● Affiliated Business Disclosure (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Outside of Clayton's default TRID scope:

● Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More detailed testing will occur by comparing the final CD to the Note terms.

● Whether the Liability after Foreclosure selection is correct for the property state.

● Accuracy of the Aggregate Adjustment amount.

● Presence and accuracy of the Seller's Transaction columns of the Summaries of Transactions section.

● Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms, but is not independently verifying the information.

**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;**Higher-Priced** |
| &nbsp;&nbsp;California | &nbsp;&nbsp;Maryland | &nbsp;&nbsp;New York |
| &nbsp;&nbsp;Connecticut | &nbsp;&nbsp;Massachusetts (subprime ARMS to first time homebuyers) | &nbsp;&nbsp;North Carolina |
| &nbsp;&nbsp;Maine | &nbsp;&nbsp;Minnesota |  |

---

**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** |
| &nbsp;&nbsp;Arkansas | &nbsp;&nbsp;Maine | &nbsp;&nbsp;Pennsylvania |
| &nbsp;&nbsp;California | &nbsp;&nbsp;Maryland | &nbsp;&nbsp;Rhode Island, including the Providence ordinance |
| &nbsp;&nbsp;Colorado | &nbsp;&nbsp;Massachusetts | &nbsp;&nbsp;South Carolina |
| &nbsp;&nbsp;Connecticut | &nbsp;&nbsp;Nevada | &nbsp;&nbsp;Tennessee |
| &nbsp;&nbsp;District of Columbia | &nbsp;&nbsp;New Jersey | &nbsp;&nbsp;Texas |
| &nbsp;&nbsp;Florida | &nbsp;&nbsp;New Mexico | &nbsp;&nbsp;Utah |
| &nbsp;&nbsp;Georgia | &nbsp;&nbsp;New York | &nbsp;&nbsp; Vermont<br> (High Rate, High Point law) |

---

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 17 July 24, 2025

![](ex9961002.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** |
| &nbsp;&nbsp;Illinois, including the Cook County and Chicago ordinances | &nbsp;&nbsp;North Carolina | &nbsp;&nbsp;Wisconsin |
| &nbsp;&nbsp;Indiana | &nbsp;&nbsp; Ohio, including<br> Cleveland Heights ordinance |  |
| &nbsp;&nbsp;Kentucky | &nbsp;&nbsp;Oklahoma |  |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

● Minnesota (Mortgage Originator and Service Licensing Act)

● Puerto Rico (Office Regulation 5722)

● Texas (Texas Finance Code)

● West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;**Borrower's Interest** |
| &nbsp;&nbsp;Maine | &nbsp;&nbsp;Ohio | &nbsp;&nbsp;South Carolina |
| &nbsp;&nbsp;Massachusetts | &nbsp;&nbsp;Rhode Island |  |

---

**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;Alabama (the "Mini-code") | &nbsp;&nbsp;Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| &nbsp;&nbsp;Hawaii (Financial Services Loan Company Act) | &nbsp;&nbsp;Nevada (AB 440 |
| &nbsp;&nbsp;Idaho (Residential Mortgage Practices Act) | &nbsp;&nbsp;Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| &nbsp;&nbsp;Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | &nbsp;&nbsp;Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |

---

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 18 July 24, 2025

![](ex9961002.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;Iowa (Consumer Credit Code) | &nbsp;&nbsp;Utah (Consumer Credit Code) |
| &nbsp;&nbsp;Kansas (Consumer Credit Code) | &nbsp;&nbsp;Virginia (Mortgage Lender and Broker Act) |
| &nbsp;&nbsp;Kentucky (HB 552) | &nbsp;&nbsp;Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| &nbsp;&nbsp;Maryland (DLLR Regulations, Commercial Law) | &nbsp;&nbsp;West Virginia (Consumer Credit Protection Act) |
| &nbsp;&nbsp;Massachusetts (Attorney General regulations) | &nbsp;&nbsp;Wyoming (Residential Mortgage Practices Act) |
| &nbsp;&nbsp;Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.© 2025 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

NLT 2025-CES1 Due Diligence Narrative Repor Page \| 19 July 24, 2025

## Exhibit 99.7

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.7**

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **NLT 2025-CES1** |
| **Start - End Dates:** | **1/15/2025 - 3/27/2025** |
| **Deal Loan Count:** | **892** |
| **ATR QM Upload** | **ATR QM Upload** |
| *Loans in Report:* | *892* |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 |
| **Loan Number** | **Deal** | **Seller Loan Number** | **Original Principal Balance** | **State** | **Loan Level ATR/QM Status** | **Lender Provided ATR/QM Worksheet** | **Initial Lender ATR/QM Status** | **Application Date** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Occupancy** | **Property Type** | **Number of Units** | **Loan Type** | **Exempt Loan Product Type** | **Exempt Loan Housing Agency** | **Community Housing Development** | **Credit Under Economic Stabilization Act Of 2008** | **Refinance Of Non-Standard Mortgage** | **Higher Priced Covered Transaction** | **State Prepay Exceptions** | **Loan Purpose** | **Loan Term Exceeds 30 Years** | **Interest Only Feature** | **Negative Amortization** | **Balloon Payment** | **Prepay Penalty Flag** | **Prepayment Penalty Type** | **Prohibited Prepayment Penalty** | **Exceeds Points And Fees** | **Exceeds DTI Limit** | **Lien Position** | **APR** | **QM Calculated DTI Adherence** | **QM Lenders DTI Adherence** | **QM Fee Adherence - Total Charges %** | **QM Fee Adherence - Lenders Fee %** | **Fannie Mae Eligible** | **Freddie Mac Eligible** | **VA Guaranty Eligible** | **FHA Insured Eligible** | **USDA Guarantee Eligible** | **Rural Housing Service Insured Eligible** | **QM - Expected Income Or Assets For DTI** | **QM - Current Employment Status For DTI** | **QM - Monthly Payment On Subject Loan For DTI** | **QM - Monthly Payment On Additional Loan For DTI** | **QM - Monthly Payment Mortgage Related Obligations** | **QM - Current Debt Obligations Alimony and Child Support for DTI** | **QM - Monthly DTI Ratio Or Residual Income** | **ATR - Guidelines Provided to Document Approach** | **ATR - Current And Expected Income And Assets** | **ATR - Current Employment Status** | **ATR - Mortgage Payment Obligation** | **ATR - Mortgage Payment on Simultaneous Transaction** | **ATR - Payment For Mortgage Related Obligations** | **ATR - Debt Obligations Including Alimony and Child Support** | **ATR - Monthly DTI Ratio or Residual Income** | **ATR - Consumer Credit History** | **ATR Lenders - DTI (Back)** | **ATR Calculated DTI (Back)** | **QM Lender Value DTI (Back)** | **QM Calculated DTI (Back)** | **Initial DTI (Back)** | **DTI Qualifying (Back)** | **Residual Income Analysis in File** | **Residual Income Guidelines** | **Did Loan Meet Guidelines** | **Residual Income Amount** | **Short Sale** | **Short Sale Date** | **Deed In Lieu** | **Deed In Lieu Date** | **QRM Flag** | **Borrower 2 Guarantor Flag** | **Borrower 3 Guarantor Flag** | **Borrower 4 Guarantor Flag** | **Borrower 1 Paystub Flag** | **Borrower 1 Paystub Number of Months** | **Borrower 2 Paystub Flag** | **Borrower 2 Paystub Number of Months** | **Borrower 3 Paystub Flag** | **Borrower 3 Paystub Number of Months** | **Borrower 4 Paystub Flag** | **Borrower 4 Paystub Number of Months** | **Borrower 1 W2 Flag** | **Borrower 1 W2 Number of Months** | **Borrower 2 W2 Flag** | **Borrower 2 W2 Number of Months** | **Borrower 3 W2 Flag** | **Borrower 3 W2 Number of Months** | **Borrower 4 W2 Flag** | **Borrower 4 W2 Number of Months** | **Borrower 1 Personal Tax Return Flag** | **Borrower 1 Personal Tax Return Number of Months** | **Borrower 2 Personal Tax Return Flag** | **Borrower 2 Personal Tax Return Number of Months** | **Borrower 3 Personal Tax Return Flag** | **Borrower 3 Personal Tax Return Number of Months** | **Borrower 4 Personal Tax Return Flag** | **Borrower 4 Personal Tax Return Number of Months** | **Borrower 1 Business Tax Return Flag** | **Borrower 1 Business Tax Return Number of Months** | **Borrower 2 Business Tax Return Flag** | **Borrower 2 Business Tax Return Number of Months** | **Borrower 3 Business Tax Return Flag** | **Borrower 3 Business Tax Return Number of Months** | **Borrower 4 Business Tax Return Flag** | **Borrower 4 Business Tax Return Number of Months** | **Borrower 1 Verbal VOE Flag** | **Borrower 1 Verbal VOE Number of Months** | **Borrower 2 Verbal VOE Flag** | **Borrower 2 Verbal VOE Number of Months** | **Borrower 3 Verbal VOE Flag** | **Borrower 3 Verbal VOE Number of Months** | **Borrower 4 Verbal VOE Flag** | **Borrower 4 Verbal VOE Number of Months** | **Borrower 1 Written VOE Flag** | **Borrower 1 Written VOE Number of Months** | **Borrower 2 Written VOE Flag** | **Borrower 2 Written VOE Number of Months** | **Borrower 3 Written VOE Flag** | **Borrower 3 Written VOE Number of Months** | **Borrower 4 Written VOE Flag** | **Borrower 4 Written VOE Number of Months** | **Borrower 1 P&L Flag** | **Borrower 1 P&L Number of Months** | **Borrower 2 P&L Flag** | **Borrower 2 P&L Number of Months** | **Borrower 3 P&L Flag** | **Borrower 3 P&L Number of Months** | **Borrower 4 P&L Flag** | **Borrower 4 P&L Number of Months** | **Borrower 1 Lease Agreement Flag** | **Borrower 1 Lease Agreement Number of Months** | **Borrower 2 Lease Agreement Flag** | **Borrower 2 Lease Agreement Number of Months** | **Borrower 3 Lease Agreement Flag** | **Borrower 3 Lease Agreement Number of Months** | **Borrower 4 Lease Agreement Flag** | **Borrower 4 Lease Agreement Number of Months** | **Is the Loan a Short-Term Rental?** | **Equity Income Flag** | **Equity Income Amount** | **Equity Income Number of Months** | **DSCR with Rent Schedule Flag** | **DSCR with Rent Schedule Income Amount** | **DSCR with Lease Agreement Flag** | **DSCR with Lease Agreement Income Amount** | **DSCR %** | **Borrower 1 CPA Letter with Income Flag** | **Borrower 1 CPA Letter with Income Number of Months** | **Borrower 1 CPA Letter without Income Flag** | **Borrower 1 CPA Letter without Income Number of Months** | **Borrower 2 CPA Letter with Income Flag** | **Borrower 2 CPA Letter with Income Number of Months** | **Borrower 2 CPA Letter without Income Flag** | **Borrower 2 CPA Letter without Income Number of Months** | **Borrower 3 CPA Letter with Income Flag** | **Borrower 3 CPA Letter with Income Number of Months** | **Borrower 3 CPA Letter without Income Flag** | **Borrower 3 CPA Letter without Income Number of Months** | **Borrower 4 CPA Letter with Income Flag** | **Borrower 4 CPA Letter with Income Number of Months** | **Borrower 4 CPA Letter without Income Flag** | **Borrower 4 CPA Letter without Income Number of Months** | **Borrower 1 Personal Bank Statements Flag** | **Borrower 1 Personal Bank Statements Number of Months** | **Borrower 2 Personal Bank Statements Flag** | **Borrower 2 Personal Bank Statements Number of Months** | **Borrower 3 Personal Bank Statements Flag** | **Borrower 3 Personal Bank Statements Number of Months** | **Borrower 4 Personal Bank Statements Flag** | **Borrower 4 Personal Bank Statements Number of Months** | **Borrower 1 Business Bank Statements Flag** | **Borrower 1 Business Bank Statements Number of Months** | **Borrower 2 Business Bank Statements Flag** | **Borrower 2 Business Bank Statements Number of Months** | **Borrower 3 Business Bank Statements Flag** | **Borrower 3 Business Bank Statements Number of Months** | **Borrower 4 Business Bank Statements Flag** | **Borrower 4 Business Bank Statements Number of Months** | **Borrower 1 Award Letter Flag** | **Borrower 1 Award Letter Number of Months** | **Borrower 2 Award Letter Flag** | **Borrower 2 Award Letter Number of Months** | **Borrower 3 Award Letter Flag** | **Borrower 3 Award Letter Number of Months** | **Borrower 4 Award Letter Flag** | **Borrower 4 Award Letter Number of Months** | **Borrower 1 Offer Letter Flag** | **Borrower 1 Offer Letter Number of Months** | **Borrower 2 Offer Letter Flag** | **Borrower 2 Offer Letter Number of Months** | **Borrower 3 Offer Letter Flag** | **Borrower 3 Offer Letter Number of Months** | **Borrower 4 Offer Letter Flag** | **Borrower 4 Offer Letter Number of Months** | **Borrower 1 IRS Transcripts - Tax Returns Flag** | **Borrower 1 IRS Transcripts - Tax Returns Number of Months** | **Borrower 1 IRS Transcripts - W2s Flag** | **Borrower 1 IRS Transcripts - W2s Number of Months** | **Borrower 2 IRS Transcripts - Tax Returns Flag** | **Borrower 2 IRS Transcripts - Tax Returns Number of Months** | **Borrower 2 IRS Transcripts - W2s Flag** | **Borrower 2 IRS Transcripts - W2s Number of Months** | **Borrower 3 IRS Transcripts - Tax Returns Flag** | **Borrower 3 IRS Transcripts - Tax Returns Number of Months** | **Borrower 3 IRS Transcripts - W2s Flag** | **Borrower 3 IRS Transcripts - W2s Number of Months** | **Borrower 4 IRS Transcripts - Tax Returns Flag** | **Borrower 4 IRS Transcripts - Tax Returns Number of Months** | **Borrower 4 IRS Transcripts - W2s Flag** | **Borrower 4 IRS Transcripts - W2s Number of Months** | **Borrower 1 Income Doc Type Summary** | **Borrower 2 Income Doc Type Summary** | **Borrower 3 Income Doc Type Summary** | **Borrower 4 Income Doc Type Summary** |
| 351894063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.7837 | Yes | No | 0.294 | 0.237 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.04 | 41.94 | 45.04 | 41.94 | 41.94 | 41.94 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893490 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6653 | Yes | Yes | 2.065 | 2.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.67 | 41.53 | 42.67 | 41.53 | 41.53 | 41.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893428 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7675 | Yes | Yes | 0.126 | 0.126 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.07 | 40.79 | 41.07 | 40.79 | 40.79 | 40.79 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893915 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.0502 | Yes | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.61 | 36.1 | 36.61 | 36.1 | 36.1 | 36.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894008 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8034 | Yes | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.93 | 41.07 | 40.93 | 41.07 | 41.07 | 41.07 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9934 | Yes | Yes | 2.725 | 2.728 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.05 | 31.98 | 33.05 | 31.98 | 31.98 | 31.98 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893863 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7776 | Yes | Yes | 1.55 | 1.550 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.04 | 30.02 | 30.04 | 30.02 | 30.02 | 30.02 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893967 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.7306 | Yes | Yes | 1.008 | 1.008 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 28.1 | 26.68 | 28.1 | 26.68 | 26.68 | 26.68 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893975 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6097 | No | No | 2.756 | 2.756 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.65 | 44.65 | 44.65 | 44.65 | 44.65 | 44.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351894015 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.4054 | No | No | 2.954 | 2.954 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.85 | 44.85 | 44.85 | 44.85 | 44.85 | 44.85 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893914 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.1614 | Yes | Yes | 1.139 | 1.139 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.5 | 37.8 | 37.5 | 37.8 | 37.8 | 37.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893814 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.3699 | Yes | No | 1.844 | 2.775 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.71 | 42.73 | 44.71 | 42.73 | 42.73 | 42.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 12 months; | (No Data) | (No Data) | (No Data) |
| 351894030 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.1497 | Yes | Yes | 0.678 | 0.678 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.86 | 41.6 | 42.86 | 41.6 | 41.6 | 41.6 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893759 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Site Condo | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2905 | Yes | Yes | 2.232 | 2.232 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.08 | 42.07 | 42.08 | 42.08 | 42.08 | 42.07 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893631 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8336 | Yes | Yes | 2.381 | 2.381 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.99 | 29.49 | 30.99 | 29.49 | 29.49 | 29.49 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 12 months; | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893812 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 10.2313 | Yes | Yes | 4.613 | 4.613 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34.92 | 34.71 | 34.92 | 34.71 | 34.71 | 34.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893737 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1905 | Yes | Yes | 1.991 | 1.991 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.62 | 35.62 | 35.62 | 35.62 | 35.62 | 35.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> W2 - 24 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893633 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3376 | Yes | Yes | 1.216 | 1.216 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.91 | 42.1 | 42.91 | 42.1 | 42.1 | 42.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893231 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.1802 | Yes | No | 0.811 | 0.811 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 27.44 | 0 | 27.44 | 27.44 | 27.44 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months; | (No Data) | (No Data) |
| 351893551 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0767 | Yes | Yes | 2.755 | 2.755 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.24 | 32.35 | 32.24 | 32.35 | 32.35 | 32.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893954 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9827 | Yes | Yes | 1.436 | 1.436 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.98 | 23.7 | 23.98 | 23.7 | 23.7 | 23.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893206 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.5436 | No | No | 1.635 | 1.635 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.09 | 43.65 | 44.09 | 43.65 | 43.65 | 43.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893822 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 12.6949 | Yes | Yes | 2.06 | 2.060 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 40.49 | 40.49 | 40.49 | 40.49 | 40.49 | 40.49 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893771 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1941 | Yes | Yes | 1.982 | 1.922 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.67 | 35.86 | 42.67 | 35.86 | 35.86 | 35.86 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893232 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2387 | Yes | Yes | 4.85 | 4.850 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.73 | 42.08 | 41.73 | 42.08 | 42.08 | 42.08 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351894061 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.0692 | Yes | Yes | 0.423 | 0.423 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.23 | 42.26 | 42.23 | 42.26 | 42.26 | 42.26 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | No | No | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Award Letter - 12 months;<br> Personal Tax Return - 24 months; | Award Letter - 24 months;<br> Personal Tax Return - 24 months; |
| 351893550 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6250 | Yes | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.18 | 42.64 | 42.18 | 42.64 | 42.64 | 42.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894026 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6284 | No | No | 2.971 | 2.971 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.59 | 43.7 | 43.59 | 43.7 | 43.7 | 43.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893233 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6250 | Yes | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.78 | 30.34 | 30.78 | 30.34 | 30.34 | 30.34 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894031 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0363 | Yes | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.5 | 26.94 | 30.5 | 26.94 | 26.94 | 26.94 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893234 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8750 | No | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.24 | 44 | 42.24 | 44 | 44 | 44 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | Yes | 1002.50 | 2 | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Equity Income - 2 months; | (No Data) | (No Data) | (No Data) |
| 351893929 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5625 | Yes | Yes | 0.846 | 0.846 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.87 | 41.09 | 41.87 | 41.09 | 41.09 | 41.09 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893823 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3158 | No | No | 2.424 | 2.424 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.96 | 44.97 | 44.96 | 44.97 | 44.97 | 44.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893879 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0006 | Yes | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.64 | 35.75 | 36.64 | 35.75 | 35.75 | 35.75 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893976 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9512 | No | No | 0.314 | 0.314 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.4 | 44.53 | 43.4 | 44.53 | 44.53 | 44.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894042 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6485 | Yes | Yes | 0.99 | 0.990 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.38 | 36.38 | 36.38 | 36.38 | 36.38 | 36.38 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893408 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3223 | Yes | Yes | 1.762 | 1.762 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.88 | 41.88 | 41.88 | 41.88 | 41.88 | 41.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893491 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.0552 | No | No | 2.098 | 2.087 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.22 | 47.38 | 44.22 | 47.38 | 47.38 | 47.38 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893634 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.4135 | No | Yes | 3.006 | 3.006 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.36 | 43.64 | 42.36 | 43.64 | 43.64 | 43.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893809 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3348 | Yes | Yes | 0.191 | 0.191 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.93 | 28.92 | 29.93 | 28.92 | 28.92 | 28.92 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893948 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3136 | Yes | Yes | 1.706 | 1.706 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.45 | 37.25 | 36.45 | 37.25 | 37.25 | 37.25 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893578 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1669 | Yes | Yes | 2.285 | 2.285 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.95 | 38.87 | 38.95 | 38.87 | 38.87 | 38.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893949 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 10.0426 | Yes | Yes | 3.449 | 3.449 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 36.88 | 36.9 | 36.88 | 36.9 | 36.9 | 36.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893767 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1761 | Yes | Yes | 2.756 | 2.756 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.56 | 23.48 | 23.56 | 23.48 | 23.48 | 23.48 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Offer Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893487 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.0444 | No | No | 3.954 | 3.954 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.01 | 43.25 | 44.01 | 43.25 | 43.25 | 43.25 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 12 months; | Paystub - 1 months;<br> W2 - 12 months; | (No Data) | (No Data) |
| 351893235 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2158 | Yes | Yes | 4.011 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.26 | 40.26 | 40.26 | 40.26 | 40.26 | 40.26 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893178 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.7077 | Yes | Yes | 3.633 | 4.630 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.51 | 39.34 | 41.51 | 39.34 | 39.34 | 39.34 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893824 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8991 | Yes | Yes | 1.935 | 2.135 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.12 | 39.12 | 39.12 | 39.12 | 39.12 | 39.12 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893247 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6022 | Yes | Yes | 4.041 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.77 | 37.98 | 42.77 | 37.98 | 37.98 | 37.98 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893200 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5305 | Yes | Yes | 3.426 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.09 | 31.71 | 32.09 | 31.71 | 31.71 | 31.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893715 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4806 | Yes | Yes | 1.346 | 1.622 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.45 | 32.28 | 35.45 | 32.28 | 32.28 | 32.28 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Paystub - 1 months;<br> W2 - 36 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893575 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6543 | Yes | Yes | 4.412 | 4.412 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.22 | 35.11 | 35.22 | 35.11 | 35.11 | 35.11 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893248 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1367 | Yes | Yes | 4.34 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.66 | 41.66 | 42.66 | 41.66 | 41.66 | 41.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893702 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7255 | Yes | Yes | 1.722 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.04 | 35.69 | 38.04 | 35.69 | 35.69 | 35.69 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893798 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.4772 | Yes | No | 2.082 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.26 | 42.88 | 43.26 | 42.88 | 42.88 | 42.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8735 | Yes | Yes | 2.665 | 2.665 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.36 | 23.43 | 23.36 | 23.43 | 23.43 | 23.43 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 36 months; | (No Data) | (No Data) |
| 351893991 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.4053 | No | No | 0.214 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.16 | 44.16 | 43.16 | 44.16 | 44.16 | 44.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893404 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9290 | Yes | Yes | 3.967 | 3.967 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.23 | 35.13 | 37.23 | 35.13 | 35.13 | 35.13 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893221 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7501 | Yes | Yes | 2.87 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.46 | 36.46 | 36.46 | 36.46 | 36.46 | 36.46 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893249 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3891 | Yes | Yes | 3.08 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.05 | 41.83 | 42.05 | 41.83 | 41.83 | 41.83 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351894038 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1238 | Yes | Yes | 2.729 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.25 | 42.17 | 42.25 | 42.17 | 42.17 | 42.17 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893680 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1552 | Yes | Yes | 3.095 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.2 | 39.2 | 39.2 | 39.2 | 39.2 | 39.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893825 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5721 | Yes | Yes | 1.974 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.73 | 31.73 | 31.73 | 31.73 | 31.73 | 31.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893522 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8207 | Yes | Yes | 3.604 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.73 | 36.96 | 40.73 | 36.96 | 36.96 | 36.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351893481 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2148 | Yes | Yes | 2.194 | 2.194 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.93 | 30.93 | 30.93 | 30.93 | 30.93 | 30.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893250 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1030 | Yes | Yes | 3.401 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.06 | 33.06 | 33.06 | 33.06 | 33.06 | 33.06 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893687 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.7272 | No | No | 2.785 | 2.785 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.53 | 44.53 | 44.53 | 44.53 | 44.53 | 44.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893904 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3323 | Yes | Yes | 1.974 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.06 | 38.03 | 38.06 | 38.03 | 38.03 | 38.03 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Verbal VOE with Income - 25 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893571 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1630 | Yes | Yes | 2.085 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.61 | 30.57 | 30.61 | 30.57 | 30.57 | 30.57 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893721 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.5175 | Yes | Yes | 2.055 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.65 | 31.65 | 31.65 | 31.65 | 31.65 | 31.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893437 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.0484 | No | No | 4.698 | 4.698 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.98 | 43.56 | 44.98 | 43.56 | 43.56 | 43.56 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893516 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.6909 | No | No | 4.775 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.23 | 47.23 | 47.23 | 47.23 | 47.23 | 47.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893441 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1805 | No | No | 3.671 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.44 | 47.92 | 48.44 | 47.92 | 47.92 | 47.92 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8194 | Yes | Yes | 1.388 | 1.885 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.94 | 34.94 | 34.94 | 34.94 | 34.94 | 34.94 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893251 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3936 | Yes | Yes | 3.717 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.38 | 38.78 | 38.38 | 38.78 | 38.78 | 38.78 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893252 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7221 | Yes | Yes | 3.796 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.69 | 30.43 | 30.69 | 30.43 | 30.43 | 30.43 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893817 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0628 | Yes | Yes | 2.839 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 21.94 | 21.89 | 21.94 | 21.89 | 21.89 | 21.89 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.5875 | No | No | 4.204 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.27 | 44.08 | 44.27 | 44.08 | 44.08 | 44.08 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351894032 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.1625 | Yes | Yes | 2.77 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.8 | 33.8 | 33.8 | 33.8 | 33.8 | 33.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0314 | Yes | Yes | 3.494 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.63 | 41.63 | 41.63 | 41.63 | 41.63 | 41.63 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893585 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8540 | No | No | 4.515 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.33 | 48.1 | 48.33 | 48.1 | 48.1 | 48.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893845 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6878 | Yes | Yes | 2.812 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.23 | 31.36 | 31.23 | 31.36 | 31.36 | 31.36 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 36 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351893494 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1449 | Yes | Yes | 4.234 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.3 | 32.59 | 40.3 | 32.59 | 32.59 | 32.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893392 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.6669 | Yes | No | 4.714 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.09 | 37.78 | 43.09 | 37.78 | 37.78 | 37.78 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893596 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0861 | No | No | 4.809 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.43 | 43.54 | 43.43 | 43.54 | 43.54 | 43.54 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351894020 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.0372 | Yes | Yes | 2.257 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.17 | 23.82 | 25.17 | 23.82 | 23.82 | 23.82 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893923 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0956 | Yes | Yes | 2.384 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.93 | 39.96 | 42.93 | 39.96 | 39.96 | 39.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 24 months;<br> Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893442 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8038 | Yes | Yes | 4.616 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.73 | 29.73 | 29.73 | 29.73 | 29.73 | 29.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 25 months; | Written VOE - 25 months; | (No Data) | (No Data) |
| 351893597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9695 | Yes | Yes | 3.085 | 3.479 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.62 | 40.63 | 40.62 | 40.63 | 40.63 | 40.63 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893961 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 8.4247 | Yes | Yes | 3.054 | 3.054 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 32.84 | 33.12 | 32.84 | 33.12 | 33.12 | 33.12 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893936 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1341 | Yes | Yes | 2.37 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.88 | 39.88 | 39.8 | 39.88 | 39.88 | 39.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351893635 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8973 | Yes | Yes | 2.716 | 2.936 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.66 | 36.66 | 36.66 | 36.66 | 36.66 | 36.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893174 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5043 | Yes | Yes | 1.889 | 1.889 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.48 | 40.62 | 40.48 | 40.62 | 40.62 | 40.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893636 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8420 | Yes | Yes | 2.943 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.29 | 32.29 | 32.29 | 32.29 | 32.29 | 32.29 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893826 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5958 | Yes | Yes | 1.222 | 1.220 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.17 | 24.2 | 25.17 | 24.2 | 24.2 | 24.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893613 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.4995 | No | No | 4.138 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.4 | 44.4 | 44.4 | 44.4 | 44.4 | 44.4 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893637 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9574 | No | No | 3.011 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.66 | 44.66 | 44.66 | 44.66 | 44.66 | 44.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893684 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2472 | No | No | 2.701 | 2.701 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.51 | 48.34 | 48.51 | 48.34 | 48.34 | 48.34 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893254 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0464 | Yes | Yes | 3.093 | 3.093 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.67 | 28.67 | 28.67 | 28.67 | 28.67 | 28.67 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893827 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.7447 | No | No | 3.481 | 3.699 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.25 | 46.71 | 47.25 | 46.71 | 46.71 | 46.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893977 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6249 | Yes | Yes | 0.737 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.61 | 38.61 | 38.61 | 38.61 | 38.61 | 38.61 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> Written VOE - 24 months; | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893930 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.2457 | Yes | Yes | 0.823 | 0.823 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 22.68 | 21.62 | 22.68 | 21.62 | 21.62 | 21.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893846 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8270 | Yes | Yes | 3.953 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.37 | 38.72 | 39.37 | 38.72 | 38.72 | 38.72 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893255 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9263 | No | No | 1.824 | 1.824 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.25 | 44.25 | 44.25 | 44.25 | 44.25 | 44.25 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894022 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8749 | Yes | Yes | 2.75 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.49 | 37.49 | 37.49 | 37.49 | 37.49 | 37.49 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894002 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2534 | No | No | 2.593 | 2.593 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.92 | 46.92 | 46.92 | 46.92 | 46.92 | 46.92 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893256 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5540 | Yes | Yes | 4.18 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.37 | 42.15 | 42.37 | 42.15 | 42.15 | 42.15 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893257 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3909 | No | No | 4.15 | 3.576 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.67 | 47.97 | 46.67 | 47.97 | 47.97 | 47.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351894054 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.2009 | Yes | Yes | 0.264 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 27.77 | 27.72 | 27.77 | 27.72 | 27.72 | 27.72 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893236 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6803 | Yes | Yes | 2.252 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.28 | 41.47 | 41.28 | 41.47 | 41.47 | 41.47 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893258 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.5494 | No | No | 4.38 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.97 | 44.97 | 44.97 | 44.97 | 44.97 | 44.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893900 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 10.3336 | Yes | Yes | 4.649 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 32.99 | 32.65 | 32.99 | 32.65 | 32.65 | 32.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893638 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3339 | Yes | Yes | 1.195 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.35 | 29.35 | 29.35 | 29.35 | 29.35 | 29.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893682 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9042 | Yes | Yes | 3.732 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.75 | 35.33 | 35.75 | 35.33 | 35.33 | 35.33 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Offer Letter - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893538 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.8229 | No | No | 3.831 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.06 | 46.33 | 47.06 | 46.33 | 46.33 | 46.33 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893195 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3682 | Yes | Yes | 2.111 | 2.657 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.61 | 37.61 | 37.61 | 37.61 | 37.61 | 37.61 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893797 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6663 | Yes | Yes | 2.962 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.41 | 39.2 | 39.41 | 39.2 | 39.2 | 39.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893905 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1184 | Yes | Yes | 1.419 | 1.419 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.62 | 34.62 | 34.62 | 34.62 | 34.62 | 34.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893259 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4581 | Yes | Yes | 1.791 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.16 | 38.16 | 38.16 | 38.16 | 38.16 | 38.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893995 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2935 | Yes | Yes | 2.903 | 2.903 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.99 | 30.99 | 30.99 | 30.99 | 30.99 | 30.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893218 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.5839 | No | No | 3.884 | 3.344 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.84 | 44.13 | 44.84 | 44.13 | 44.13 | 44.13 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9569 | No | No | 2.985 | 3.187 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.37 | 44.37 | 44.37 | 44.37 | 44.37 | 44.37 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893639 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1375 | Yes | Yes | 1.682 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.58 | 42.59 | 42.58 | 42.59 | 42.59 | 42.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893222 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0485 | No | No | 3.487 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.15 | 43.01 | 44.15 | 43.01 | 43.01 | 43.01 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893674 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6332 | Yes | Yes | 2.495 | 2.861 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.22 | 25.21 | 25.22 | 25.21 | 25.21 | 25.21 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893474 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9023 | Yes | Yes | 3.626 | 3.913 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 20.06 | 20.06 | 20.06 | 20.06 | 20.06 | 20.06 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893443 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3353 | Yes | Yes | 1.878 | 1.878 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.82 | 39.04 | 39.82 | 39.04 | 39.04 | 39.04 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893810 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2026 | Yes | Yes | 2.216 | 2.216 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.2 | 36.91 | 37.2 | 36.91 | 36.91 | 36.91 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893401 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.6152 | Yes | Yes | 4.261 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.97 | 36.13 | 41.97 | 36.13 | 36.13 | 36.13 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893196 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7428 | Yes | Yes | 3.731 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.16 | 29.24 | 30.16 | 29.24 | 29.24 | 29.24 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893260 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8946 | Yes | Yes | 4.208 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.86 | 38.45 | 38.86 | 38.45 | 38.45 | 38.45 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893953 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5309 | Yes | Yes | 2.621 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 20.64 | 20.64 | 20.64 | 20.64 | 20.64 | 20.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893843 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5071 | Yes | Yes | 2.879 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.7 | 31.48 | 33.7 | 31.48 | 31.48 | 31.48 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893988 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5486 | Yes | Yes | 1.153 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.52 | 35.52 | 35.52 | 35.52 | 35.52 | 35.52 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5028 | Yes | Yes | 3.766 | 2.731 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.9 | 34.9 | 34.9 | 34.9 | 34.9 | 34.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893703 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6930 | Yes | Yes | 2.851 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.81 | 40.75 | 40.81 | 40.75 | 40.75 | 40.75 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 24 months;<br> Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893553 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.3413 | Yes | Yes | 3.294 | 3.250 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.98 | 38.3 | 38.98 | 38.3 | 38.3 | 38.3 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893379 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3314 | Yes | Yes | 4.742 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.84 | 32.64 | 32.84 | 32.64 | 32.64 | 32.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893772 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.4727 | Yes | Yes | 3.093 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34.8 | 34.79 | 34.8 | 34.79 | 34.79 | 34.79 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9802 | Yes | Yes | 3.201 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.07 | 40.66 | 40.07 | 40.66 | 40.66 | 40.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Written VOE - 24 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893906 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0357 | Yes | Yes | 3.42 | 3.420 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.92 | 31.7 | 32.92 | 31.7 | 31.7 | 31.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893828 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7048 | Yes | Yes | 1.33 | 1.330 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.56 | 39.57 | 39.56 | 39.57 | 39.57 | 39.57 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3490 | Yes | Yes | 3.462 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.39 | 40.39 | 40.39 | 40.39 | 40.39 | 40.39 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893262 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2351 | Yes | Yes | 4.195 | 4.195 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.92 | 36.42 | 35.92 | 36.42 | 36.42 | 36.42 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893192 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1960 | Yes | Yes | 3.626 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.39 | 39.39 | 39.39 | 39.39 | 39.39 | 39.39 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893462 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6686 | Yes | Yes | 2.976 | 2.976 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.71 | 39.74 | 39.71 | 39.74 | 39.74 | 39.74 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893766 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9352 | Yes | Yes | 2.263 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.25 | 34.15 | 36.25 | 34.15 | 34.15 | 34.15 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893517 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0469 | Yes | Yes | 4.877 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.97 | 39.97 | 39.97 | 39.97 | 39.97 | 39.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893736 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7124 | Yes | Yes | 1.014 | 1.014 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.37 | 33.38 | 33.37 | 33.38 | 33.38 | 33.38 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893966 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3327 | Yes | Yes | 1.375 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43 | 42.71 | 43 | 42.71 | 42.71 | 42.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893598 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4524 | Yes | Yes | 1.71 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.8 | 40.8 | 40.8 | 40.8 | 40.8 | 40.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9874 | No | Yes | 1.726 | 1.020 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.72 | 44.78 | 42.72 | 44.78 | 44.78 | 44.78 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894041 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2500 | Yes | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.08 | 37.07 | 39.08 | 37.07 | 37.07 | 37.07 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 12 months; | (No Data) | (No Data) | (No Data) |
| 351894029 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 8.8705 | No | No | 3.328 | 3.328 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.99 | 48.47 | 49.99 | 48.47 | 48.47 | 48.47 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894060 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 8.9040 | No | No | 4.452 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 46.84 | 46.8 | 46.84 | 46.8 | 46.8 | 46.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 24 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893263 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5573 | Yes | Yes | 3.484 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.36 | 32.82 | 35.36 | 32.82 | 32.82 | 32.82 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893400 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1497 | Yes | Yes | 3.718 | 3.718 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.81 | 36.81 | 36.81 | 36.81 | 36.81 | 36.81 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893264 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1483 | Yes | Yes | 3.937 | 4.879 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.9 | 29.12 | 29.9 | 29.12 | 29.12 | 29.12 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9932 | Yes | Yes | 3.683 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.92 | 42.84 | 42.92 | 42.84 | 42.84 | 42.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> P & L Only - 12 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893829 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1411 | Yes | Yes | 0.963 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.11 | 36.86 | 37.11 | 36.86 | 36.86 | 36.86 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893213 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1216 | Yes | Yes | 2.207 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.46 | 40.46 | 40.46 | 40.46 | 40.46 | 40.46 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893820 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1314 | Yes | Yes | 3.522 | 3.677 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.72 | 37.72 | 37.72 | 37.72 | 37.72 | 37.72 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893415 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8660 | Yes | Yes | 4.294 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 21.73 | 21.5 | 21.73 | 21.5 | 21.5 | 21.5 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893380 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8060 | Yes | Yes | 2.99 | 3.532 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.84 | 31.84 | 31.84 | 31.84 | 31.84 | 31.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3917 | Yes | Yes | 4.884 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.73 | 30.73 | 30.73 | 30.73 | 30.73 | 30.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893482 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7952 | Yes | Yes | 3.665 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.46 | 40.46 | 40.46 | 40.46 | 40.46 | 40.46 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893931 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3951 | Yes | Yes | 0.738 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.5 | 35.32 | 35.5 | 35.32 | 35.32 | 35.32 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894017 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9670 | Yes | Yes | 0.615 | 0.768 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.53 | 39.53 | 39.53 | 39.53 | 39.53 | 39.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893678 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.7368 | No | No | 3.203 | 2.897 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.28 | 46.75 | 47.28 | 46.75 | 46.75 | 46.75 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893640 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 11.1459 | Yes | Yes | 2.984 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.73 | 41.73 | 41.73 | 41.73 | 41.73 | 41.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893265 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 11.2313 | Yes | Yes | 4.442 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.08 | 38.08 | 38.08 | 38.08 | 38.08 | 38.08 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893629 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.4235 | No | No | 4.615 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.82 | 48.79 | 49.82 | 48.79 | 48.79 | 48.79 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893704 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4999 | Yes | Yes | 2.693 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.52 | 41.16 | 41.52 | 41.16 | 41.16 | 41.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9578 | Yes | Yes | 1.455 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.96 | 41.96 | 41.96 | 41.96 | 41.96 | 41.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351894059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.1371 | Yes | Yes | 2.185 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.24 | 33.36 | 40.24 | 33.36 | 33.36 | 33.36 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | Yes | 24 | No | (No Data) | Yes | 24 | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | P & L - 12 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | Award Letter - 1 months;<br> Business Tax Return - 24 months;<br> P & L - 24 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | Award Letter - 1 months;<br> Business Tax Return - 24 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) |
| 351893464 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4994 | Yes | Yes | 3.764 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.95 | 36.95 | 36.95 | 36.95 | 36.95 | 36.95 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893573 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6051 | No | No | 4.911 | 4.911 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.77 | 43.77 | 43.77 | 43.77 | 43.77 | 43.77 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893705 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.2734 | Yes | Yes | 1.069 | 1.408 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.28 | 24.19 | 25.28 | 24.19 | 24.19 | 24.19 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893803 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 9.9449 | No | Yes | 4.881 | 4.888 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.55 | 44.16 | 42.55 | 44.16 | 44.16 | 44.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9098 | No | No | 3.282 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.1 | 48.46 | 49.02 | 48.46 | 48.46 | 48.46 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893410 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0126 | Yes | Yes | 1.954 | 2.842 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.56 | 35.56 | 35.56 | 35.56 | 35.56 | 35.56 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | W2 - 24 months; | (No Data) | (No Data) |
| 351893790 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8950 | Yes | Yes | 1.74 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.17 | 38.74 | 42.17 | 38.74 | 38.74 | 38.74 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3169 | Yes | Yes | 3.198 | 3.198 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.27 | 29.27 | 29.27 | 29.27 | 29.27 | 29.27 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894016 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3770 | Yes | Yes | 2.696 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.39 | 29.39 | 29.39 | 29.39 | 29.39 | 29.39 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893630 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5653 | Yes | Yes | 1.668 | 1.668 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.32 | 42.37 | 40.32 | 42.37 | 42.37 | 42.37 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months;<br> W2 - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893695 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7934 | Yes | Yes | 3.237 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.38 | 32.54 | 32.38 | 32.54 | 32.54 | 32.54 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893716 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.6930 | No | No | 2.851 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.9 | 43.9 | 43.9 | 43.9 | 43.9 | 43.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | 1099 - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893739 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2447 | No | No | 2.364 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.85 | 48.85 | 48.85 | 48.85 | 48.85 | 48.85 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893641 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8121 | No | No | 3.767 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.81 | 43.8 | 43.81 | 43.8 | 43.8 | 43.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893266 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8913 | Yes | Yes | 3.503 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.2 | 40.2 | 40.2 | 40.2 | 40.2 | 40.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893599 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8202 | Yes | Yes | 4.271 | 4.271 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.71 | 42.71 | 42.81 | 42.71 | 42.71 | 42.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893740 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8827 | No | No | 3.484 | 3.746 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.07 | 45.07 | 45.07 | 45.07 | 45.07 | 45.07 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893223 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0897 | Yes | Yes | 4.169 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.83 | 38.54 | 38.83 | 38.54 | 38.54 | 38.54 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893787 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0307 | Yes | Yes | 0.702 | 0.702 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.54 | 34.88 | 32.54 | 34.88 | 34.88 | 34.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351894009 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2033 | Yes | No | 2.175 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.82 | 42.69 | 44.82 | 42.69 | 42.69 | 42.69 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894010 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 8.9312 | No | No | 3.855 | 4.117 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 47.07 | 47.07 | 47.07 | 47.07 | 47.07 | 47.07 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893444 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4906 | Yes | Yes | 2.662 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 26.08 | 25.51 | 26.08 | 25.51 | 25.51 | 25.51 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893445 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6234 | No | No | 4.006 | 4.005 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.82 | 44.82 | 44.82 | 44.82 | 44.82 | 44.82 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893267 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5201 | Yes | Yes | 2.439 | 3.065 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.08 | 35.03 | 35.08 | 35.03 | 35.03 | 35.03 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893996 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9256 | No | No | 1.927 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.98 | 49.97 | 49.98 | 49.97 | 49.97 | 49.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) |
| 351894028 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9996 | Yes | Yes | 1.704 | 1.811 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.16 | 34.16 | 34.16 | 34.16 | 34.16 | 34.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893577 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.7140 | No | No | 3.147 | 3.147 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.87 | 45.28 | 49.87 | 45.28 | 45.28 | 45.28 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893268 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4927 | Yes | Yes | 3.401 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.44 | 37.44 | 37.44 | 37.44 | 37.44 | 37.44 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893269 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5979 | Yes | Yes | 2.803 | 3.463 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.13 | 30.13 | 30.13 | 30.13 | 30.13 | 30.13 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893847 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 9.1184 | No | No | 4.372 | 4.372 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.24 | 48.71 | 49.24 | 48.71 | 48.71 | 48.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893475 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8218 | Yes | Yes | 3.293 | 4.103 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.7 | 30.7 | 30.7 | 30.7 | 30.7 | 30.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893492 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8056 | Yes | Yes | 3.012 | 3.012 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.79 | 33.79 | 33.79 | 33.79 | 33.79 | 33.79 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2527 | No | No | 3.302 | 3.302 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.91 | 47.91 | 47.91 | 47.91 | 47.91 | 47.91 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.8336 | Yes | No | 2.25 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.98 | 41.74 | 44.98 | 41.74 | 41.74 | 41.74 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893622 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4810 | Yes | Yes | 3.252 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.51 | 29.3 | 29.51 | 29.3 | 29.3 | 29.3 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893446 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8268 | Yes | Yes | 1.452 | 1.452 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.9 | 34.89 | 34.9 | 34.89 | 34.89 | 34.89 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893403 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.5668 | Yes | Yes | 3.246 | 3.246 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.85 | 41.73 | 41.85 | 41.73 | 41.73 | 41.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893207 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5254 | Yes | Yes | 1.609 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.23 | 37.23 | 32.23 | 37.23 | 37.23 | 37.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893871 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.2685 | Yes | Yes | 0.641 | 0.642 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 20.04 | 20.04 | 20.04 | 20.04 | 20.04 | 20.04 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893402 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7301 | Yes | Yes | 2.996 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.44 | 39.44 | 39.44 | 39.44 | 39.44 | 39.44 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893960 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2703 | No | No | 2.439 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.97 | 49.29 | 49.97 | 49.29 | 49.29 | 49.29 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893556 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3222 | Yes | No | 3.009 | 3.009 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.07 | 32.74 | 44.07 | 32.74 | 32.74 | 32.74 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | (No Data) | (No Data) |
| 351893459 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8547 | Yes | Yes | 4.048 | 4.504 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.15 | 36.36 | 36.15 | 36.36 | 36.36 | 36.36 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893701 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5734 | Yes | Yes | 4.814 | 4.814 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.03 | 41.66 | 42.03 | 41.66 | 41.66 | 41.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893270 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.7866 | Yes | Yes | 4.065 | 4.695 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.46 | 40.78 | 40.46 | 40.78 | 40.78 | 40.78 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893600 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5323 | Yes | Yes | 4.881 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.33 | 36.3 | 35.33 | 36.3 | 36.3 | 36.3 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 24 months;<br> Award Letter - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893888 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0268 | Yes | Yes | 1.856 | 2.009 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.93 | 38.64 | 38.93 | 38.64 | 38.64 | 38.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 36 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893431 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1807 | Yes | Yes | 3.659 | 4.074 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.31 | 27.53 | 28.31 | 27.53 | 27.53 | 27.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893237 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Not Provided | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0125 | Yes | Yes | 1.717 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.2 | 25.33 | 28.2 | 25.33 | 25.33 | 25.33 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 3 | Yes | 3 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 3 months;<br> W2 - 24 months;<br> Written VOE - 36 months; | Paystub - 3 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893238 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.6446 | No | No | 4.843 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.45 | 44.45 | 44.45 | 44.45 | 44.45 | 44.45 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893271 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9481 | Yes | Yes | 2.87 | 2.870 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.55 | 36.15 | 36.55 | 36.15 | 36.15 | 36.15 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893421 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6177 | Yes | Yes | 2.848 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.07 | 31.07 | 31.07 | 31.07 | 31.07 | 31.07 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893447 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1614 | Yes | Yes | 2.232 | 2.232 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 22.19 | 22.19 | 22.19 | 22.19 | 22.19 | 22.19 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893272 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0447 | No | No | 4.554 | 4.554 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.63 | 47.63 | 47.63 | 47.63 | 47.63 | 47.63 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0353 | Yes | No | 3.894 | 3.955 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.5 | 42.64 | 44.5 | 42.64 | 42.64 | 42.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 2 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 1 months; | (No Data) | (No Data) |
| 351893733 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8843 | Yes | Yes | 2.731 | 1.988 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.92 | 34.57 | 35.92 | 34.57 | 34.57 | 34.57 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893496 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7068 | Yes | Yes | 3.116 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.53 | 37.53 | 37.53 | 37.53 | 37.53 | 37.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893542 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7162 | Yes | Yes | 3.34 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.63 | 40.63 | 40.63 | 40.63 | 40.63 | 40.63 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | Paystub - 1 months;<br> Written VOE - 26 months; | (No Data) | (No Data) |
| 351893618 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.6161 | No | No | 4.247 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.22 | 47.29 | 48.22 | 47.29 | 47.29 | 47.29 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Personal Bank Statements - 2 months; | (No Data) | (No Data) | (No Data) |
| 351893609 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7526 | Yes | Yes | 3.027 | 3.764 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.14 | 41.75 | 42.14 | 41.75 | 41.75 | 41.75 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893274 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4970 | Yes | Yes | 2.302 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.13 | 23.13 | 23.13 | 23.13 | 23.13 | 23.13 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893642 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5784 | Yes | Yes | 3.982 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.06 | 35.7 | 36.06 | 35.7 | 35.7 | 35.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893874 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6321 | Yes | Yes | 2.286 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.49 | 34.99 | 35.49 | 34.99 | 34.99 | 34.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893275 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9922 | Yes | Yes | 2.97 | 2.970 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.93 | 30.94 | 30.93 | 30.94 | 30.94 | 30.94 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894051 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6800 | Yes | Yes | 2.412 | 2.412 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.21 | 36.21 | 36.21 | 36.21 | 36.21 | 36.21 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 36 | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 36 months; | Paystub - 1 months;<br> W2 - 36 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893866 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 11.3019 | Yes | Yes | 3.182 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 40.68 | 40.68 | 40.68 | 40.68 | 40.68 | 40.68 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893669 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.8076 | Yes | Yes | 2.158 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.44 | 42.44 | 42.44 | 42.44 | 42.44 | 42.44 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893978 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9602 | Yes | Yes | 0.725 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.37 | 39.36 | 39.37 | 39.36 | 39.36 | 39.36 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893276 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.3383 | Yes | Yes | 4.064 | 4.337 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.5 | 42.5 | 42.5 | 42.5 | 42.5 | 42.5 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893277 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.5444 | Yes | No | 2.158 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.88 | 40.06 | 44.88 | 40.06 | 40.06 | 40.06 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893894 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0744 | Yes | Yes | 1.556 | 1.801 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 19.52 | 19.52 | 19.52 | 19.52 | 19.52 | 19.52 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893557 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3783 | Yes | Yes | 1.583 | 1.583 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.25 | 34.25 | 34.25 | 34.25 | 34.25 | 34.25 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8057 | Yes | Yes | 4.437 | 4.437 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.88 | 40.88 | 40.88 | 40.88 | 40.88 | 40.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893465 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1753 | Yes | Yes | 3.941 | 4.297 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.89 | 42.95 | 42.89 | 42.95 | 42.95 | 42.95 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Written VOE - 25 months; | (No Data) | (No Data) |
| 351893706 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6717 | Yes | Yes | 2.746 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.76 | 30.76 | 30.76 | 30.76 | 30.76 | 30.76 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 12 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893393 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Not Provided | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1261 | No | No | 4.011 | Missing | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.41 | 44.24 | 48.41 | 44.24 | 44.24 | 44.24 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893912 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0757 | No | No | 2.715 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.95 | 49.95 | 49.95 | 49.95 | 49.95 | 49.95 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893549 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3617 | Yes | Yes | 2.101 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 18.61 | 19.61 | 18.61 | 19.61 | 19.61 | 19.61 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893394 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9394 | Yes | Yes | 3.494 | 4.038 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.33 | 40.33 | 40.33 | 40.33 | 40.33 | 40.33 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | Award Letter - 36 months; | (No Data) | (No Data) |
| 351893191 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8022 | Yes | Yes | 2.826 | 2.358 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.6 | 28.99 | 29.6 | 28.99 | 28.99 | 28.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6705 | Yes | Yes | 2.875 | 2.607 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.22 | 41.22 | 41.22 | 41.22 | 41.22 | 41.22 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893601 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7090 | Yes | Yes | 3.027 | 3.420 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.6 | 39.6 | 39.6 | 39.6 | 39.6 | 39.6 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893497 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5553 | Yes | Yes | 2.276 | 2.276 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.57 | 28.57 | 28.57 | 28.57 | 28.57 | 28.57 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893279 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5711 | Yes | Yes | 3.252 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.39 | 39.6 | 40.39 | 39.6 | 39.6 | 39.6 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 12 months;<br> Personal Tax Return - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893558 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4204 | Yes | Yes | 3.006 | 3.341 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.15 | 37.15 | 37.15 | 37.15 | 37.15 | 37.15 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9780 | Yes | Yes | 2.018 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.9 | 41.9 | 41.9 | 41.9 | 41.9 | 41.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893661 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1264 | No | No | 4.323 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.45 | 43.37 | 44.45 | 43.37 | 43.37 | 43.37 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 3 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 3 months;<br> Personal Tax Return - 36 months;<br> W2 - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893280 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4934 | Yes | Yes | 3.73 | 3.730 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.14 | 30.14 | 30.14 | 30.14 | 30.14 | 30.14 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9418 | Yes | Yes | 3.608 | 4.047 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.71 | 42.71 | 42.71 | 42.71 | 42.71 | 42.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893878 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1794 | No | No | 3.479 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.42 | 49.54 | 49.42 | 49.54 | 49.54 | 49.54 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893448 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.5740 | No | No | 4.894 | 4.894 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.76 | 46.6 | 45.76 | 46.6 | 46.6 | 46.6 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893830 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6241 | Yes | No | 2.402 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.94 | 42.42 | 44.94 | 42.42 | 42.42 | 42.42 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | No | (No Data) | Yes | 2 | Yes | 2 | No | (No Data) | No | (No Data) | Yes | 36 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 36 | Yes | 36 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | Yes | 36 | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 36 months;<br> Paystub - 2 months;<br> Personal Tax Return - 36 months;<br> W2 - 36 months;<br> Written VOE - 25 months; | IRS Transcripts – Tax Return(s) - 36 months;<br> Paystub - 2 months;<br> Personal Tax Return - 36 months;<br> W2 - 24 months; | 1099 - 12 months;<br> Award Letter - 12 months;<br> Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 36 months;<br> Personal Tax Return - 24 months; | (No Data) |
| 351893877 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5673 | Yes | Yes | 2.092 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.55 | 32.54 | 32.55 | 32.54 | 32.54 | 32.54 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893724 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.0603 | No | No | 3.763 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.23 | 47.23 | 47.23 | 47.23 | 47.23 | 47.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893717 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7565 | Yes | Yes | 3.79 | 3.510 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 27.87 | 26.75 | 27.87 | 26.75 | 26.75 | 26.75 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893209 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7033 | Yes | Yes | 1.734 | 1.734 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.21 | 29.22 | 30.21 | 29.22 | 29.22 | 29.22 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893282 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1126 | Yes | Yes | 3.821 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.49 | 36.19 | 36.49 | 36.19 | 36.19 | 36.19 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 12 months;<br> IRS Transcripts – W2(s) - 12 months;<br> Paystub - 1 months;<br> Personal Tax Return - 12 months;<br> W2 - 12 months;<br> Written VOE - 12 months; | Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351893662 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.4693 | Yes | No | 3.53 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.23 | 42.35 | 45.23 | 42.35 | 42.35 | 42.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 12 months; | (No Data) | (No Data) |
| 351893792 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4484 | Yes | Yes | 3.075 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.4 | 34.4 | 34.4 | 34.4 | 34.4 | 34.4 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893658 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.7329 | No | No | 4.381 | 4.381 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.64 | 44.39 | 46.64 | 44.39 | 44.39 | 44.39 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894025 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6940 | Yes | Yes | 2.221 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.25 | 32.25 | 32.25 | 32.25 | 32.25 | 32.25 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893283 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 11.0894 | Yes | Yes | 3.586 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.39 | 33.39 | 33.39 | 33.39 | 33.39 | 33.39 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893284 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3780 | Yes | Yes | 1.62 | 1.620 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.04 | 38.94 | 39.04 | 38.94 | 38.94 | 38.94 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893285 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3819 | No | No | 3.335 | 3.689 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.01 | 48.96 | 49.01 | 48.96 | 48.96 | 48.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893180 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1883 | Yes | Yes | 3.68 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23 | 23 | 23 | 23 | 23 | 23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893974 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 8.6434 | Yes | Yes | 3.312 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 25.83 | 25.83 | 25.83 | 25.83 | 25.83 | 25.83 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893286 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0566 | Yes | Yes | 3.336 | 4.119 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.92 | 40.07 | 39.92 | 40.07 | 40.07 | 40.07 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893287 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4919 | Yes | Yes | 1.755 | 0.197 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.68 | 34.55 | 34.68 | 34.55 | 34.55 | 34.55 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893939 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5575 | Yes | Yes | 2.018 | 2.187 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.54 | 39.55 | 39.54 | 39.55 | 39.55 | 39.55 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893288 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5296 | Yes | Yes | 3.683 | 3.683 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.1 | 30.1 | 30.1 | 30.1 | 30.1 | 30.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893480 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6289 | No | No | 4.177 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.87 | 48.87 | 48.87 | 48.87 | 48.87 | 48.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893289 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2438 | Yes | Yes | 3.169 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.21 | 32.33 | 33.21 | 32.33 | 32.33 | 32.33 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893290 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.4567 | Yes | Yes | 4.534 | 4.534 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.49 | 42.88 | 42.49 | 42.88 | 42.88 | 42.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893699 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 11.3417 | No | No | 3.05 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.63 | 44.63 | 44.63 | 44.63 | 44.63 | 44.63 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893531 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.5725 | Yes | Yes | 2.249 | 2.683 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.49 | 39.49 | 39.49 | 39.49 | 39.49 | 39.49 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893848 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0429 | No | No | 3.72 | 3.995 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.15 | 44.14 | 44.15 | 44.14 | 44.14 | 44.14 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893498 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5197 | Yes | Yes | 3.461 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.26 | 40.14 | 40.26 | 40.14 | 40.14 | 40.14 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9608 | Yes | Yes | 4.034 | 4.034 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.88 | 41.27 | 41.88 | 41.27 | 41.27 | 41.27 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893963 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8618 | Yes | Yes | 2.556 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.28 | 42.6 | 42.28 | 42.6 | 42.6 | 42.6 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893831 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8603 | Yes | Yes | 3.61 | 3.610 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.77 | 42.16 | 42.77 | 42.16 | 42.15 | 42.15 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893867 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 9.3643 | No | No | 4.231 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 47.37 | 46.88 | 47.37 | 46.88 | 46.88 | 46.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893365 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.8125 | No | No | 4.766 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.52 | 43.52 | 43.52 | 43.52 | 43.52 | 43.52 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893663 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0272 | No | No | 4.689 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.69 | 47.69 | 47.69 | 47.69 | 47.69 | 47.69 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Written VOE - 26 months; | (No Data) | (No Data) |
| 351894027 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6604 | No | No | 2.365 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.96 | 44.87 | 44.96 | 44.87 | 44.87 | 44.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893239 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.5419 | No | No | 4.186 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.98 | 44.98 | 44.98 | 44.98 | 44.98 | 44.98 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893893 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 9.4422 | No | No | 4.914 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.93 | 49.93 | 49.93 | 49.93 | 49.93 | 49.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893801 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1338 | Yes | Yes | 1.593 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.91 | 36.91 | 36.91 | 36.91 | 36.91 | 36.91 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894033 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7043 | Yes | Yes | 0.42 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.62 | 41.62 | 41.62 | 41.62 | 41.62 | 41.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893707 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9312 | Yes | Yes | 1.055 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.07 | 38.81 | 39.07 | 38.81 | 38.81 | 38.81 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.7486 | No | No | 3.549 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.2 | 48.2 | 48.2 | 48.2 | 48.2 | 48.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893758 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 9.9806 | No | No | 4.992 | 4.992 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.16 | 48.16 | 48.16 | 48.16 | 48.16 | 48.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893381 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.7182 | No | No | 1.539 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.26 | 46.21 | 46.26 | 46.21 | 46.21 | 46.21 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893291 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2816 | Yes | Yes | 3.876 | 3.564 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.21 | 37.22 | 37.21 | 37.22 | 37.22 | 37.22 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893895 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6885 | Yes | Yes | 2.993 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.17 | 39.28 | 39.17 | 39.28 | 39.28 | 39.28 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 25 months; | W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351893432 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5028 | Yes | Yes | 3.484 | 3.464 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.22 | 31.22 | 31.22 | 31.22 | 31.22 | 31.22 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893989 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8340 | No | Yes | 1.798 | 1.927 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.72 | 43.28 | 42.72 | 43.28 | 43.28 | 43.28 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | 1099 - 12 months;<br> Award Letter - 1 months; | (No Data) | (No Data) |
| 351893292 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2783 | Yes | Yes | 3.433 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.67 | 39.67 | 39.67 | 39.67 | 39.67 | 39.67 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893579 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3998 | Yes | Yes | 4.389 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.15 | 38.15 | 38.15 | 38.15 | 38.15 | 38.15 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893399 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9338 | Yes | Yes | 1.821 | 2.601 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.23 | 29.93 | 29.93 | 29.93 | 29.93 | 29.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894050 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4858 | Yes | Yes | 2.89 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.25 | 39.25 | 39.25 | 39.25 | 39.25 | 39.25 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893868 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3150 | Yes | Yes | 1.132 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.79 | 33.79 | 33.79 | 33.79 | 33.79 | 33.79 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893723 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.5115 | No | No | 4.365 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.47 | 44.47 | 44.47 | 44.47 | 44.47 | 44.47 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893439 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.7687 | Yes | Yes | 1.205 | 1.205 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.77 | 38.67 | 39.77 | 38.67 | 38.67 | 38.67 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 36 months;<br> Written VOE - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893173 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7961 | Yes | Yes | 1.329 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.29 | 38.33 | 38.29 | 38.33 | 38.33 | 38.33 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893896 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3063 | Yes | Yes | 0.925 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.59 | 39.34 | 39.59 | 39.34 | 39.34 | 39.34 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893621 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5677 | Yes | Yes | 1.555 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.74 | 42.3 | 42.74 | 42.3 | 42.3 | 42.3 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893572 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.5541 | Yes | Yes | 2.952 | 2.952 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.37 | 42.38 | 42.37 | 42.38 | 42.38 | 42.38 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893418 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1385 | Yes | Yes | 2.533 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.95 | 41.95 | 41.95 | 41.95 | 41.95 | 41.95 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893201 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5655 | Yes | Yes | 2.761 | 3.210 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.72 | 25.29 | 25.72 | 25.29 | 25.29 | 25.29 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893523 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5687 | Yes | Yes | 1.703 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.45 | 41.45 | 41.45 | 41.45 | 41.45 | 41.45 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893956 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9997 | Yes | Yes | 1.907 | 2.058 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.31 | 37.82 | 38.31 | 37.82 | 37.82 | 37.82 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.3487 | No | No | 4.863 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.3 | 44.29 | 47.3 | 44.29 | 44.29 | 44.29 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893499 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0359 | Yes | Yes | 3.61 | 3.610 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.01 | 33.01 | 33.01 | 33.01 | 33.01 | 33.01 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893391 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.9094 | No | No | 4.973 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.18 | 44.18 | 44.18 | 44.18 | 44.18 | 44.18 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893370 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4753 | Yes | Yes | 2.862 | 2.862 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.21 | 36.21 | 36.21 | 36.21 | 36.21 | 36.21 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893861 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1394 | Yes | Yes | 1.012 | 1.003 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.81 | 40.81 | 40.81 | 40.81 | 40.81 | 40.81 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893293 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1359 | Yes | Yes | 3.453 | 2.912 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.95 | 40.29 | 41.95 | 40.29 | 40.29 | 40.29 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893602 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4915 | Yes | Yes | 3.313 | 3.038 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.22 | 33.22 | 33.22 | 33.22 | 33.22 | 33.22 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893818 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2810 | Yes | Yes | 0.794 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.97 | 42.97 | 42.97 | 42.97 | 42.97 | 42.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351894048 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5611 | Yes | Yes | 1.443 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.96 | 42.68 | 42.96 | 42.68 | 42.68 | 42.68 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893294 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.4227 | Yes | No | 4.604 | 4.039 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.8 | 42.88 | 43.8 | 42.88 | 42.88 | 42.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | 1099 - 12 months;<br> Award Letter - 12 months; | (No Data) | (No Data) |
| 351893681 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7253 | Yes | Yes | 3.051 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.34 | 42.34 | 42.34 | 42.34 | 42.34 | 42.34 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893952 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 9.4119 | Yes | No | 3.708 | 3.708 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.81 | 40.68 | 44.81 | 40.68 | 40.68 | 40.68 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893876 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7540 | Yes | Yes | 3.281 | 3.453 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.69 | 35.69 | 35.69 | 35.69 | 35.69 | 35.69 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 1 months;<br> Personal Tax Return - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893202 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4771 | Yes | Yes | 1.996 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.23 | 33.36 | 33.23 | 33.36 | 33.36 | 33.36 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893643 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.8788 | No | No | 3.465 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.29 | 45.29 | 45.29 | 45.29 | 45.29 | 45.29 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893762 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9593 | Yes | Yes | 2.842 | 2.842 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 22.82 | 22.82 | 22.82 | 22.82 | 22.82 | 22.82 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893773 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0657 | Yes | Yes | 2.875 | 3.117 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.23 | 34.24 | 34.23 | 34.24 | 34.24 | 34.24 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893832 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1553 | Yes | Yes | 0.848 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 19.82 | 19.82 | 19.82 | 19.82 | 19.82 | 19.82 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893570 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0394 | Yes | Yes | 1.386 | 2.097 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.93 | 42.93 | 42.93 | 42.93 | 42.93 | 42.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893741 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2981 | Yes | Yes | 3.749 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.55 | 41.55 | 41.55 | 41.55 | 41.55 | 41.55 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893295 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4714 | Yes | Yes | 2.074 | 2.521 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.92 | 40.99 | 34.92 | 40.99 | 40.99 | 40.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893887 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 10.5994 | No | No | 4.143 | 4.349 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.89 | 44.89 | 44.89 | 44.89 | 44.89 | 44.89 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893438 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.2346 | Yes | Yes | 3.784 | 4.291 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.55 | 37.56 | 37.55 | 37.56 | 37.56 | 37.56 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893296 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8386 | Yes | Yes | 3.971 | 4.412 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.79 | 38.79 | 38.79 | 38.79 | 38.79 | 38.79 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893532 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.3107 | Yes | Yes | 4.579 | 4.579 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.19 | 39.19 | 39.19 | 39.19 | 39.19 | 39.19 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893979 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6301 | Yes | Yes | 0.531 | 0.531 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.57 | 42.57 | 42.57 | 42.57 | 42.57 | 42.57 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893849 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2776 | Yes | Yes | 1.503 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.78 | 35.78 | 35.78 | 35.78 | 35.78 | 35.78 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 14 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> Written VOE - 14 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351894019 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2922 | Yes | Yes | 0.062 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.35 | 39.35 | 39.35 | 39.35 | 39.35 | 39.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893804 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.5139 | No | No | 3.546 | 3.546 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.46 | 44.44 | 44.46 | 44.44 | 44.44 | 44.44 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 1 months;<br> Award Letter - 1 months;<br> Paystub - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893742 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0655 | Yes | No | 1.152 | 2.162 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.04 | 39.93 | 43.04 | 39.93 | 39.93 | 39.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 1 months; | (No Data) | (No Data) |
| 351893821 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0579 | Yes | Yes | 3.838 | 3.838 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.22 | 41.22 | 41.22 | 41.22 | 41.22 | 41.22 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893297 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1206 | No | No | 4.182 | 4.182 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.64 | 45.64 | 45.64 | 45.64 | 45.64 | 45.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893411 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9114 | Yes | Yes | 3.473 | 3.104 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36 | 36 | 36 | 36 | 36 | 36 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893298 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.7394 | No | No | 4.949 | 4.949 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.38 | 46.38 | 46.38 | 46.38 | 46.38 | 46.38 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893774 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0812 | Yes | Yes | 1.839 | 2.457 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.92 | 42.91 | 42.91 | 42.91 | 42.91 | 42.91 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893616 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7905 | Yes | Yes | 4.17 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.98 | 40.98 | 40.98 | 40.98 | 40.98 | 40.98 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893417 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7920 | Yes | Yes | 3.549 | 3.549 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.03 | 34.07 | 34.03 | 34.07 | 34.07 | 34.07 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | 1099 - 12 months;<br> Award Letter - 12 months; | (No Data) | (No Data) |
| 351893880 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4093 | Yes | Yes | 2.876 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.23 | 28.39 | 29.23 | 28.39 | 28.39 | 28.39 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893750 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3004 | Yes | Yes | 2.844 | 2.844 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.4 | 36.97 | 40.4 | 36.97 | 36.97 | 36.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | 1099 - 12 months;<br> Award Letter - 1 months; | (No Data) | (No Data) |
| 351893713 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.7305 | Yes | Yes | 1.043 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.47 | 34.34 | 34.47 | 34.34 | 34.34 | 34.34 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893586 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8184 | Yes | Yes | 3.752 | 3.752 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.62 | 42.17 | 42.62 | 42.17 | 42.17 | 42.17 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893299 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1767 | Yes | Yes | 3.116 | 3.116 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.84 | 42.84 | 42.84 | 42.84 | 42.84 | 42.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351894023 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1567 | Yes | Yes | 2.868 | 2.867 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.23 | 42.18 | 41.23 | 42.18 | 42.18 | 42.18 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893374 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2147 | No | No | 1.706 | 2.247 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.43 | 46.43 | 46.43 | 46.43 | 46.43 | 46.43 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351894005 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 8.7824 | No | No | 3.793 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 43.18 | 43.35 | 43.18 | 43.35 | 43.35 | 43.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 37 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 2 months;<br> Written VOE - 37 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893500 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.6947 | No | No | 4.971 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.72 | 46.91 | 47.72 | 46.91 | 46.91 | 46.91 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893670 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.5276 | Yes | No | 1.976 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.86 | 42.99 | 43.86 | 42.99 | 42.99 | 42.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893552 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1603 | Yes | Yes | 3.418 | 3.912 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.92 | 36.92 | 36.92 | 36.92 | 36.92 | 36.92 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893944 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.9362 | No | No | 2.89 | 3.101 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.99 | 43.99 | 43.99 | 43.99 | 43.99 | 43.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893781 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6848 | No | No | 2.868 | 3.113 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.05 | 43.05 | 43.05 | 43.05 | 43.05 | 43.05 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893426 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7709 | Yes | Yes | 2.942 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.6 | 33.84 | 30.6 | 33.84 | 33.84 | 33.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893300 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5771 | Yes | Yes | 3.53 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.22 | 32.66 | 35.22 | 32.66 | 32.66 | 32.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Offer Letter - 12 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893775 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0163 | Yes | Yes | 3.445 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.7 | 40.62 | 41.7 | 40.62 | 40.62 | 40.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893460 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4189 | Yes | Yes | 1.715 | 1.714 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.49 | 41.49 | 41.49 | 41.49 | 41.49 | 41.49 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893175 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Mid Rise Condo (5-8) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9374 | No | No | 2.785 | 1.716 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.79 | 43.87 | 43.79 | 43.87 | 43.87 | 43.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893520 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.2005 | Yes | Yes | 3.869 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.59 | 42.59 | 42.59 | 42.59 | 42.59 | 42.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.5297 | No | No | 3.971 | 3.970 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.44 | 44.44 | 44.44 | 44.44 | 44.44 | 44.44 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893501 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 11.3410 | No | No | 2.794 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.89 | 44.89 | 44.89 | 44.89 | 44.89 | 44.89 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893528 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9999 | Yes | Yes | 3.237 | 3.237 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.72 | 42.37 | 42.72 | 42.37 | 42.37 | 42.37 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893910 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7503 | Yes | Yes | 0.689 | 0.877 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.29 | 39.29 | 39.29 | 39.29 | 39.29 | 39.29 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893203 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5000 | Yes | Yes | 2.168 | 3.082 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 27.63 | 27.64 | 27.63 | 27.64 | 27.64 | 27.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893449 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.9240 | Yes | No | 2.616 | 2.616 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.41 | 42.19 | 43.41 | 42.19 | 42.19 | 42.19 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 48 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 48 months;<br> Written VOE - 25 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351894046 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.3604 | No | No | 1.904 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.76 | 43.23 | 43.76 | 43.23 | 43.23 | 43.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893469 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6748 | Yes | Yes | 2.874 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.91 | 30.21 | 30.91 | 30.21 | 30.21 | 30.21 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893816 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 9.1552 | No | No | 4.36 | 4.832 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 46.43 | 46.44 | 46.43 | 46.44 | 46.44 | 46.44 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | Award Letter - 36 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351894039 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1566 | Yes | Yes | 2.306 | 2.308 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.81 | 39.81 | 39.81 | 39.81 | 39.81 | 39.81 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> CPA Letter without Income - 1 months;<br> CPA Letter without Income - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893688 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2810 | No | No | 2.686 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.57 | 44.57 | 44.57 | 44.57 | 44.57 | 44.57 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Written VOE - 26 months; | 1099 - 12 months;<br> Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893889 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7514 | Yes | Yes | 3.459 | 3.460 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.21 | 39.21 | 39.21 | 39.21 | 39.21 | 39.21 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893301 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7873 | Yes | Yes | 3.081 | 3.081 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.1 | 28.1 | 28.1 | 28.1 | 28.1 | 28.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893644 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3136 | Yes | Yes | 3.989 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.58 | 31.05 | 31.58 | 31.05 | 31.05 | 31.05 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9256 | Yes | Yes | 1.083 | 1.270 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.47 | 34.35 | 34.47 | 34.35 | 34.35 | 34.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893366 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9308 | Yes | No | 3.561 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.61 | 42.86 | 46.61 | 42.86 | 42.86 | 42.86 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893955 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 10.8746 | No | No | 4.309 | 4.662 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.26 | 44.25 | 44.26 | 44.25 | 44.25 | 44.25 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893942 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5246 | Yes | Yes | 1.347 | 1.346 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.96 | 40.96 | 40.96 | 40.96 | 40.96 | 40.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893748 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1091 | Yes | Yes | 1.707 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.12 | 41.05 | 41.12 | 41.05 | 41.05 | 41.05 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893382 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7215 | Yes | Yes | 1.787 | 2.915 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.61 | 30.75 | 30.61 | 30.75 | 30.75 | 30.75 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893450 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8022 | Yes | Yes | 3.341 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.96 | 40.96 | 40.96 | 40.96 | 40.96 | 40.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893419 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0979 | Yes | Yes | 3.844 | 3.845 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.17 | 29.17 | 29.17 | 29.17 | 29.17 | 29.17 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893623 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0582 | Yes | Yes | 3.473 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.29 | 40.29 | 40.29 | 40.29 | 40.29 | 40.29 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893911 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5063 | Yes | Yes | 3.589 | 3.283 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.05 | 41.86 | 42.05 | 41.86 | 41.86 | 41.86 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893389 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.9954 | No | No | 4.966 | 4.966 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.75 | 47.93 | 49.75 | 47.93 | 47.93 | 47.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> IRS Transcripts – W2(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893986 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.1749 | Yes | Yes | 0.533 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 20.23 | 20.23 | 20.23 | 20.23 | 20.23 | 20.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893397 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.9690 | No | No | 4.998 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.52 | 46.52 | 46.52 | 46.52 | 46.52 | 46.52 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893833 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3090 | No | Yes | 3.323 | 3.167 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.22 | 44.65 | 41.22 | 44.65 | 44.65 | 44.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893376 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0549 | Yes | Yes | 3.664 | 3.664 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.43 | 37.17 | 37.17 | 37.17 | 37.17 | 37.17 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893302 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2840 | Yes | Yes | 2.048 | 2.048 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.19 | 35.19 | 35.19 | 35.19 | 35.19 | 35.19 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893390 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1563 | No | No | 4.421 | 4.421 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.67 | 43.51 | 43.67 | 43.51 | 43.51 | 43.51 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893246 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 11.3985 | Yes | No | 4.728 | 4.782 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.53 | 36.67 | 44.53 | 36.67 | 36.67 | 36.67 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893897 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5426 | Yes | Yes | 2.761 | 3.015 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.74 | 41.57 | 42.74 | 41.57 | 41.57 | 41.57 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 24 months;<br> Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4807 | Yes | Yes | 3.485 | 3.271 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.2 | 42.2 | 42.2 | 42.2 | 42.2 | 42.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893588 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4541 | Yes | Yes | 3.033 | 3.033 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.26 | 25.41 | 25.26 | 25.41 | 25.41 | 25.41 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893484 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.0372 | No | No | 3.304 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.95 | 46.21 | 49.95 | 46.21 | 46.21 | 46.21 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893970 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4836 | Yes | Yes | 2.485 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.61 | 41.28 | 41.61 | 41.28 | 41.28 | 41.28 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893603 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.6287 | Yes | Yes | 2.607 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.73 | 34.45 | 34.73 | 34.45 | 34.45 | 34.45 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893697 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4982 | Yes | Yes | 0.87 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37 | 37 | 37 | 37 | 37 | 37 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893476 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.9265 | No | No | 4.141 | 4.958 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.58 | 47.57 | 47.58 | 47.57 | 47.57 | 47.57 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893864 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3852 | Yes | Yes | 2.696 | 2.916 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.23 | 39.5 | 40.23 | 39.5 | 39.5 | 39.5 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.3418 | No | No | 4.829 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.75 | 43.75 | 43.75 | 43.75 | 43.75 | 43.75 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893440 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9629 | No | No | 3.854 | 4.358 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.7 | 43.7 | 43.7 | 43.7 | 43.7 | 43.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893502 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3833 | Yes | Yes | 2.13 | 2.584 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.62 | 42.75 | 42.62 | 42.75 | 42.75 | 42.75 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893219 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4949 | Yes | Yes | 3.85 | 3.258 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.94 | 33.93 | 33.93 | 33.93 | 33.93 | 33.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893765 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6992 | Yes | Yes | 2.148 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.62 | 40.62 | 40.62 | 40.62 | 40.62 | 40.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893945 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7775 | Yes | Yes | 2.616 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.89 | 38.24 | 33.89 | 38.24 | 38.24 | 38.24 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | Business Tax Return - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351893240 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3552 | Yes | Yes | 3.501 | 3.501 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.51 | 37.75 | 38.51 | 37.75 | 37.75 | 37.75 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893850 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8588 | Yes | Yes | 2.156 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.51 | 40.51 | 40.51 | 40.51 | 40.51 | 40.51 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | 1099 - 12 months;<br> Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893743 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6746 | Yes | Yes | 1.078 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.09 | 25.09 | 25.09 | 25.09 | 25.09 | 25.09 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894047 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 9.8572 | Yes | Yes | 4.196 | 4.290 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 39.38 | 40.27 | 39.38 | 40.27 | 40.27 | 40.27 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Written VOE - 24 months; | 1099 - 12 months;<br> Award Letter - 12 months; | (No Data) | (No Data) |
| 351893503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7014 | Yes | Yes | 3.113 | 3.113 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.42 | 38.42 | 38.42 | 38.42 | 38.42 | 38.42 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894004 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1028 | Yes | Yes | 2.273 | 2.273 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893396 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8001 | Yes | Yes | 3.977 | 3.670 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.47 | 33.41 | 33.47 | 33.41 | 33.41 | 33.41 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893504 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0619 | Yes | Yes | 3.188 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.28 | 32.64 | 33.28 | 32.64 | 32.64 | 32.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6842 | Yes | Yes | 1.299 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.48 | 28.45 | 28.48 | 28.45 | 28.45 | 28.45 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893574 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8849 | Yes | Yes | 1.561 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.82 | 42.79 | 42.82 | 42.79 | 42.79 | 42.79 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893303 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.5198 | Yes | Yes | 2.401 | 3.337 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.66 | 41.66 | 41.66 | 41.66 | 41.66 | 41.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893932 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3703 | Yes | Yes | 0.891 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 26.27 | 26.08 | 26.27 | 26.08 | 26.08 | 26.08 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893625 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5071 | Yes | Yes | 0.922 | 0.922 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.28 | 39.9 | 41.28 | 39.9 | 39.9 | 39.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893659 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6326 | Yes | Yes | 1.823 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.81 | 25.71 | 25.81 | 25.71 | 25.71 | 25.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893304 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2098 | Yes | Yes | 3.969 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.42 | 31.02 | 32.42 | 31.02 | 31.02 | 31.02 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893645 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2833 | No | No | 2.864 | 2.864 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.6 | 48.58 | 48.6 | 48.58 | 48.58 | 48.58 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893793 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.2806 | No | No | 0.845 | 0.845 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 43.5 | 43.6 | 43.5 | 43.6 | 43.6 | 43.6 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893851 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1877 | No | No | 3.571 | 3.726 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.88 | 49.88 | 49.88 | 49.88 | 49.88 | 49.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894011 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.2105 | Yes | Yes | 0.496 | 0.496 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.06 | 40.14 | 41.06 | 40.14 | 40.14 | 40.14 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893305 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7766 | Yes | Yes | 3.932 | 3.931 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.71 | 37.72 | 37.71 | 37.72 | 37.72 | 37.72 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893920 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5625 | Yes | Yes | 2.593 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.26 | 40.26 | 40.26 | 40.26 | 40.26 | 40.26 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893306 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8827 | Yes | Yes | 2.998 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.31 | 27.2 | 28.31 | 27.2 | 27.2 | 27.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893646 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4701 | Yes | Yes | 3.281 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.35 | 30.35 | 30.35 | 30.35 | 30.35 | 30.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7873 | Yes | Yes | 2.872 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.78 | 31.24 | 31.78 | 31.24 | 31.24 | 31.24 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893927 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9268 | Yes | Yes | 2.892 | 3.286 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.3 | 32.82 | 31.3 | 32.82 | 32.82 | 32.82 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893307 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9881 | Yes | Yes | 3.991 | 4.390 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.03 | 29.59 | 29.03 | 29.59 | 29.59 | 29.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893780 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7916 | Yes | Yes | 2.852 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.33 | 28.33 | 28.33 | 28.33 | 28.33 | 28.33 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351894034 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9160 | No | No | 2.532 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.96 | 48.63 | 49.96 | 48.63 | 48.63 | 48.63 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893612 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.2772 | No | No | 4.72 | 4.132 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.2 | 47.2 | 47.2 | 47.2 | 47.2 | 47.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893179 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8698 | No | No | 3.11 | 3.110 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.42 | 43.95 | 44.42 | 43.95 | 43.95 | 43.95 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3918 | Yes | Yes | 2.286 | 2.286 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.1 | 31.1 | 31.1 | 31.1 | 31.1 | 31.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893309 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7143 | Yes | Yes | 3.003 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.93 | 39.93 | 39.93 | 39.93 | 39.93 | 39.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | Written VOE - 25 months; | (No Data) | (No Data) |
| 351893461 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6109 | No | No | 3.762 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.7 | 43.28 | 43.7 | 43.28 | 43.28 | 43.28 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 11 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | W2 - 24 months;<br> Written VOE - 11 months; | (No Data) | (No Data) |
| 351893795 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2838 | Yes | Yes | 3.734 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.69 | 35.01 | 34.69 | 35.01 | 35.01 | 35.01 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | 1099 - 12 months;<br> Award Letter - 12 months; | (No Data) | (No Data) |
| 351893412 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3332 | Yes | Yes | 3.643 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.77 | 33.77 | 33.77 | 33.77 | 33.77 | 33.77 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893310 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3745 | Yes | Yes | 2.805 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.67 | 37.67 | 37.67 | 37.67 | 37.67 | 37.67 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7116 | Yes | Yes | 0.986 | 0.986 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 16.25 | 16.25 | 16.25 | 16.25 | 16.25 | 16.25 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893834 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1052 | Yes | Yes | 1.662 | 1.662 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.8 | 42.8 | 42.8 | 42.8 | 42.8 | 42.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893909 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0001 | Yes | Yes | 0 | Not Applicable | (No Data) | (No Data) | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.37 | 41.92 | 41.37 | 41.92 | 41.92 | 41.92 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893924 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4865 | Yes | Yes | 2.511 | 2.511 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.11 | 34.11 | 34.11 | 34.11 | 34.11 | 34.11 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893916 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8131 | Yes | Yes | 1.102 | Missing | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.92 | 27.51 | 25.92 | 27.51 | 27.51 | 27.51 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893414 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9107 | Yes | Yes | 3.078 | 3.991 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.99 | 37.51 | 37.99 | 37.51 | 37.51 | 37.51 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893230 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.6481 | Yes | Yes | 1.612 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.44 | 42.44 | 42.44 | 42.44 | 42.44 | 42.44 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893785 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3285 | Yes | Yes | 1.15 | 1.443 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.96 | 41.23 | 40.96 | 41.23 | 41.23 | 41.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893749 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3022 | Yes | Yes | 3.103 | 2.223 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.73 | 36.93 | 33.73 | 36.93 | 36.93 | 36.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893647 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8863 | Yes | Yes | 2.983 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.35 | 41.66 | 41.35 | 41.66 | 41.66 | 41.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893852 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3135 | Yes | Yes | 3.919 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.97 | 41.15 | 32.97 | 41.15 | 41.15 | 41.15 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 36 months;<br> Paystub - 12 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893505 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8437 | Yes | Yes | 2.276 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.76 | 41.72 | 41.76 | 41.72 | 41.72 | 41.72 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3415 | No | No | 4.351 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.49 | 44.06 | 43.49 | 44.06 | 44.06 | 44.06 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893788 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1643 | Yes | Yes | 3.658 | 3.453 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.45 | 34.06 | 36.45 | 34.06 | 34.06 | 34.06 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893708 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3672 | Yes | Yes | 1.868 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.06 | 35.06 | 35.06 | 35.06 | 35.06 | 35.06 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893835 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0130 | Yes | Yes | 0.848 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.77 | 42.2 | 42.77 | 42.2 | 42.2 | 42.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893506 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8127 | Yes | Yes | 3.825 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.59 | 42.59 | 42.59 | 42.59 | 42.59 | 42.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893796 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0947 | Yes | Yes | 2.197 | 2.643 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.84 | 42.84 | 42.84 | 42.84 | 42.84 | 42.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893466 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3565 | Yes | Yes | 2.864 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.05 | 39.02 | 39.05 | 39.02 | 39.02 | 39.02 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893371 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3901 | Yes | Yes | 2.27 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.19 | 40.49 | 39.19 | 40.49 | 40.49 | 40.49 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893980 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5959 | Yes | Yes | 0.573 | 0.674 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.05 | 35.05 | 35.05 | 35.05 | 35.05 | 35.05 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | (No Data) | (No Data) |
| 351894006 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7932 | Yes | Yes | 2.049 | 2.049 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.35 | 41.35 | 41.35 | 41.35 | 41.35 | 41.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8684 | Yes | Yes | 3.32 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 20.18 | 20.18 | 20.18 | 20.18 | 20.18 | 20.18 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | (No Data) | (No Data) |
| 351894012 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 7.9557 | Yes | Yes | 0.296 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 24.08 | 24.1 | 24.08 | 24.1 | 24.1 | 24.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351894052 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2097 | No | No | 1.395 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.21 | 47.86 | 43.21 | 47.86 | 47.86 | 47.86 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 11 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 11 months;<br> Paystub - 1 months;<br> Personal Tax Return - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893862 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6101 | Yes | Yes | 2.661 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 20.97 | 20.88 | 20.97 | 20.88 | 20.88 | 20.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893311 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 11.1819 | Yes | Yes | 2.834 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.01 | 41.01 | 41.01 | 41.01 | 41.01 | 41.01 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893416 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0796 | Yes | Yes | 3.77 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.43 | 37.43 | 37.43 | 37.43 | 37.43 | 37.43 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893422 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1121 | Yes | Yes | 3.851 | 4.323 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.74 | 36.62 | 37.74 | 36.62 | 36.62 | 36.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893853 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9130 | Yes | Yes | 2.999 | 2.999 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.34 | 38.72 | 38.34 | 38.72 | 38.72 | 38.72 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893217 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4099 | Yes | Yes | 3.544 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.93 | 41.89 | 41.93 | 41.89 | 41.89 | 41.89 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7013 | Yes | Yes | 2.153 | 2.153 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.78 | 42.78 | 42.78 | 42.78 | 42.78 | 42.78 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5508 | Yes | Yes | 3.05 | 3.050 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.3 | 38.3 | 38.3 | 38.3 | 38.3 | 38.3 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months; | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893312 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4043 | Yes | Yes | 3.049 | Missing | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 16.77 | 16.77 | 16.77 | 16.77 | 16.77 | 16.77 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 25 months; | Paystub - 1 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351893648 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2543 | Yes | Yes | 3.355 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.68 | 42.68 | 42.68 | 42.68 | 42.68 | 42.68 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893183 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9721 | Yes | Yes | 3.349 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.72 | 37.69 | 37.72 | 37.69 | 37.69 | 37.69 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893664 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6940 | Yes | Yes | 2.874 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.78 | 38.29 | 38.76 | 38.29 | 38.29 | 38.29 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893994 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8417 | Yes | Yes | 1.401 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 24.56 | 24.35 | 24.56 | 24.35 | 24.35 | 24.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351893987 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 8.9604 | Yes | Yes | 3.395 | 3.395 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34 | 34.84 | 34 | 34.84 | 34.84 | 34.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893368 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4933 | Yes | Yes | 2.226 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.68 | 40.65 | 41.68 | 40.65 | 40.65 | 40.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893958 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4129 | Yes | Yes | 2.85 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.74 | 38.68 | 38.74 | 38.68 | 38.68 | 38.68 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893313 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9524 | Yes | Yes | 3.345 | 3.345 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.81 | 33.81 | 33.81 | 33.81 | 33.81 | 33.81 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893998 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6308 | Yes | Yes | 0.86 | 0.859 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.93 | 36.96 | 36.93 | 36.96 | 36.96 | 36.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | Yes | 36 | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 36 months;<br> IRS Transcripts – Tax Return(s) - 36 months;<br> Personal Tax Return - 36 months; | IRS Transcripts – Tax Return(s) - 36 months;<br> Paystub - 1 months;<br> Personal Tax Return - 36 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893683 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.5526 | No | No | 2.001 | 2.001 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.86 | 48.78 | 49.86 | 48.78 | 48.78 | 48.78 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893675 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9795 | Yes | Yes | 1.385 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.35 | 33.35 | 33.35 | 33.35 | 33.35 | 33.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893185 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Not Provided | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.6106 | No | No | 4.773 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.94 | 44.98 | 44.94 | 44.98 | 44.98 | 44.98 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893314 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.7505 | No | No | 2.86 | 2.860 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.31 | 45.26 | 45.31 | 45.26 | 45.26 | 45.26 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893813 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4591 | Yes | Yes | 3.576 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.22 | 33.22 | 33.22 | 33.22 | 33.22 | 33.22 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893214 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3141 | Yes | Yes | 3.778 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.57 | 23.57 | 23.57 | 23.57 | 23.57 | 23.57 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893548 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9270 | Yes | Yes | 3.159 | 3.158 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.02 | 39.01 | 39.02 | 39.01 | 39.01 | 39.01 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893928 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6854 | Yes | Yes | 1.446 | 1.275 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.68 | 38.69 | 38.68 | 38.69 | 38.69 | 38.69 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | 1099 - 12 months;<br> Award Letter - 12 months; | (No Data) | (No Data) |
| 351893799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3035 | Yes | Yes | 3.281 | 3.565 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.8 | 39.63 | 38.8 | 39.63 | 39.63 | 39.63 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 12.0323 | No | No | 4.843 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.68 | 43.68 | 43.68 | 43.68 | 43.68 | 43.68 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893407 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4798 | Yes | Yes | 3.861 | 2.089 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.6 | 31.41 | 33.6 | 31.41 | 31.41 | 31.41 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893881 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4618 | Yes | Yes | 3.203 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.65 | 36.65 | 36.65 | 36.65 | 36.65 | 36.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893619 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3553 | Yes | Yes | 1.266 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 21.99 | 21.99 | 21.99 | 21.99 | 21.99 | 21.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893649 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3731 | Yes | Yes | 1.345 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 19.71 | 19.33 | 19.71 | 19.33 | 19.33 | 19.33 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893488 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.6377 | No | No | 4.424 | 4.791 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.44 | 44.2 | 44.44 | 44.2 | 44.2 | 44.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893452 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.5347 | No | No | 3.758 | 2.997 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.83 | 43.83 | 43.83 | 43.83 | 43.83 | 43.83 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893836 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1088 | Yes | No | 4.245 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.31 | 42.67 | 44.31 | 42.67 | 42.67 | 42.67 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893315 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0055 | Yes | Yes | 1.934 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 22.52 | 39.41 | 22.52 | 39.41 | 39.41 | 39.41 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893583 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 11.5844 | Yes | Yes | 3.247 | 3.247 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.53 | 42.5 | 40.53 | 42.5 | 42.5 | 42.5 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893689 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9213 | Yes | Yes | 2.984 | 2.016 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.19 | 39.19 | 39.19 | 39.19 | 39.19 | 39.19 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893671 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3699 | Yes | Yes | 3.485 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.56 | 31.23 | 23.56 | 31.23 | 31.23 | 31.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893188 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5178 | Yes | Yes | 3.314 | 3.317 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.56 | 42.56 | 42.56 | 42.56 | 42.56 | 42.56 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893632 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1225 | No | No | 3.857 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.54 | 44.92 | 44.54 | 44.92 | 44.92 | 44.92 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Award Letter - 1 months;<br> Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893537 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 11.0446 | Yes | No | 2.916 | 2.916 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.07 | 42.91 | 43.07 | 42.91 | 42.91 | 42.91 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893453 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.6695 | No | Yes | 1.55 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.86 | 44.84 | 39.86 | 44.84 | 44.84 | 44.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893837 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0493 | Yes | Yes | 3.926 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.23 | 36.23 | 36.23 | 36.23 | 36.23 | 36.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893316 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4974 | Yes | Yes | 3.425 | 3.758 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 19.9 | 19.9 | 19.9 | 19.9 | 19.9 | 19.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893485 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8626 | Yes | Yes | 3.142 | 3.606 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.58 | 37.58 | 37.58 | 37.58 | 37.58 | 37.58 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893786 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3272 | No | No | 3.966 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.77 | 45.37 | 43.77 | 45.37 | 45.37 | 45.37 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893317 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8072 | No | No | 3.724 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.42 | 49.43 | 49.42 | 49.43 | 49.42 | 49.43 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893318 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4059 | Yes | Yes | 2.548 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.14 | 33.1 | 33.14 | 33.1 | 33.1 | 33.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893518 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1306 | Yes | Yes | 2.956 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.96 | 41.96 | 41.96 | 41.96 | 41.96 | 41.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Offer Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893776 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1109 | Yes | Yes | 2.049 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.21 | 37.81 | 38.21 | 37.81 | 37.81 | 37.81 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893467 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.7750 | Yes | No | 4.029 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.84 | 42.79 | 47.84 | 42.79 | 42.79 | 42.79 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893921 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7486 | Yes | Yes | 0.899 | 0.841 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.27 | 42.27 | 42.27 | 42.27 | 42.27 | 42.27 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893372 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5042 | Yes | Yes | 3.651 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.23 | 32.23 | 32.23 | 32.23 | 32.23 | 32.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> IRS Transcripts – W2(s) - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9200 | Yes | Yes | 4.25 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.29 | 31.16 | 31.29 | 31.16 | 31.16 | 31.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893507 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5528 | Yes | Yes | 3.22 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.88 | 35.88 | 35.88 | 35.88 | 35.88 | 35.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893854 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4921 | Yes | Yes | 2.27 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.3 | 29.77 | 30.3 | 29.77 | 29.77 | 29.77 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893971 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0125 | Yes | Yes | 0.809 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.97 | 28.83 | 28.97 | 28.83 | 28.83 | 28.83 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893388 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9172 | No | No | 4.659 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.26 | 45.68 | 47.26 | 45.68 | 45.68 | 45.68 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893319 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1976 | Yes | Yes | 2.25 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.57 | 27.56 | 25.57 | 27.56 | 27.56 | 27.56 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351894053 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9081 | Yes | Yes | 1.12 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.01 | 35.32 | 40.01 | 35.32 | 35.32 | 35.32 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893320 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6551 | Yes | Yes | 2.563 | 3.006 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.61 | 32.61 | 32.61 | 32.61 | 32.61 | 32.61 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893855 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3138 | Yes | Yes | 1.298 | 1.297 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.59 | 35.59 | 35.59 | 35.59 | 35.59 | 35.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893665 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9947 | No | No | 4.558 | 4.786 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.48 | 43.51 | 43.48 | 43.51 | 43.51 | 43.51 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893672 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 11.0473 | No | No | 1.146 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.91 | 49.84 | 49.91 | 49.84 | 49.84 | 49.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893856 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5581 | Yes | Yes | 3.937 | 4.214 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.23 | 41.23 | 41.23 | 41.23 | 41.23 | 41.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893413 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.8963 | No | No | 3.751 | 3.184 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.62 | 43.59 | 43.62 | 43.59 | 43.59 | 43.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893212 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4132 | Yes | Yes | 4.555 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.68 | 42.94 | 42.68 | 42.94 | 42.94 | 42.94 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893454 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0474 | No | No | 4.703 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.27 | 43.27 | 43.27 | 43.27 | 43.27 | 43.27 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893204 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5625 | Yes | Yes | 2.197 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.02 | 31.02 | 31.02 | 31.02 | 31.02 | 31.02 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0042 | No | No | 3.724 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.89 | 44.89 | 44.89 | 44.89 | 44.89 | 44.89 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3379 | No | No | 3.746 | 3.746 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.83 | 49.83 | 49.83 | 49.83 | 49.83 | 49.83 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months; | 1099 - 12 months;<br> Award Letter - 1 months; | (No Data) | (No Data) |
| 351894021 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.2800 | Yes | Yes | 2.433 | 2.433 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.53 | 36.27 | 40.53 | 36.27 | 36.27 | 36.27 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893241 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7853 | Yes | Yes | 1.882 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.67 | 30.67 | 30.67 | 30.67 | 30.67 | 30.67 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893560 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1086 | Yes | No | 2.078 | 2.616 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.66 | 39.73 | 43.66 | 39.73 | 39.73 | 39.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893225 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6028 | Yes | Yes | 2.858 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.9 | 40.45 | 40.9 | 40.45 | 40.45 | 40.45 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Award Letter - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893197 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.7173 | Yes | No | 4.737 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.25 | 42.53 | 43.25 | 42.53 | 42.53 | 42.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893872 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9632 | Yes | Yes | 1.553 | 1.553 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.84 | 36.49 | 36.84 | 36.49 | 36.49 | 36.49 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893763 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6408 | Yes | Yes | 2.356 | 2.932 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.41 | 38.42 | 38.41 | 38.42 | 38.42 | 38.42 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893369 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.2146 | Yes | Yes | 3.457 | 3.457 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.45 | 31.45 | 31.45 | 31.45 | 31.45 | 31.45 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894024 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0145 | Yes | Yes | 2.842 | 2.842 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.5 | 40.72 | 41.5 | 40.72 | 40.72 | 40.72 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | 1099 - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893473 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.4739 | Yes | Yes | 3.597 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.21 | 40.96 | 40.21 | 40.96 | 40.96 | 40.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893965 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6029 | No | No | 2.975 | 2.975 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.77 | 43.76 | 44.77 | 43.76 | 43.76 | 43.76 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893951 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 8.7870 | No | No | 3.995 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.47 | 48.4 | 49.47 | 48.4 | 48.4 | 48.4 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months; | Written VOE - 1 months; | (No Data) | (No Data) |
| 351893604 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.7139 | Yes | No | 1.224 | 1.612 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.26 | 42.8 | 43.26 | 42.8 | 42.8 | 42.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893710 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.6641 | No | No | 4.752 | 4.752 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.97 | 43.62 | 43.97 | 43.62 | 43.62 | 43.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 12 months; | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 12 months; | (No Data) | (No Data) |
| 351893561 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2820 | Yes | Yes | 3.902 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.14 | 41.88 | 42.14 | 41.88 | 41.88 | 41.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893969 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1110 | Yes | Yes | 2.447 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.51 | 39.51 | 39.51 | 39.51 | 39.51 | 39.51 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893693 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.5025 | Yes | Yes | 2.882 | 3.165 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.7 | 42.7 | 42.7 | 42.7 | 42.7 | 42.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.6459 | No | No | 0.969 | 1.825 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.79 | 45.08 | 44.79 | 45.08 | 45.08 | 45.08 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months; | 1099 - 12 months;<br> Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893205 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Not Provided | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4592 | Yes | Yes | 2.786 | Missing | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.73 | 34.73 | 34.73 | 34.73 | 34.73 | 34.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893933 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7669 | Yes | Yes | 1.036 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.58 | 23.42 | 23.58 | 23.42 | 23.42 | 23.42 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893486 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3627 | Yes | Yes | 2.733 | 3.558 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.33 | 30.33 | 30.33 | 30.33 | 30.33 | 30.33 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893605 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9164 | Yes | Yes | 1.666 | 0.032 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.85 | 25.64 | 25.85 | 25.64 | 25.64 | 25.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Paystub - 2 months;<br> W2 - 12 months;<br> Written VOE - 12 months; | (No Data) | (No Data) |
| 351893666 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7988 | Yes | Yes | 4.682 | 4.645 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.44 | 40.45 | 40.44 | 40.45 | 40.45 | 40.45 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Written VOE - 24 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893508 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0824 | Yes | Yes | 1.999 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.27 | 35.7 | 40.27 | 35.7 | 35.7 | 35.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 48 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 48 months; | (No Data) | (No Data) | (No Data) |
| 351893228 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1665 | Yes | Yes | 2.256 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.54 | 35.98 | 36.54 | 35.98 | 35.98 | 35.98 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893751 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3212 | Yes | Yes | 1.189 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.07 | 41.07 | 41.07 | 41.07 | 41.07 | 41.07 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893455 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1315 | Yes | Yes | 1.864 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.4 | 30.64 | 32.4 | 30.64 | 30.64 | 30.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893901 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 9.9947 | Yes | Yes | 4.234 | 4.234 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.42 | 41.42 | 41.42 | 41.42 | 41.42 | 41.42 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893519 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6221 | Yes | Yes | 3.196 | 3.196 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.87 | 23.87 | 23.87 | 23.87 | 23.87 | 23.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893321 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7713 | Yes | Yes | 3.214 | 3.868 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.28 | 40.27 | 40.28 | 40.27 | 40.27 | 40.28 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893509 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4674 | Yes | Yes | 3.395 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.59 | 42.08 | 31.59 | 42.08 | 42.08 | 42.08 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894013 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0365 | Yes | Yes | 1.741 | 2.075 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.65 | 38.64 | 38.65 | 38.64 | 38.64 | 38.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893322 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3107 | Yes | Yes | 2.836 | 3.166 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.94 | 37.95 | 37.94 | 37.95 | 37.95 | 37.95 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7080 | Yes | Yes | 3.4 | 2.953 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.52 | 36.52 | 36.52 | 36.52 | 36.52 | 36.52 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893367 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1007 | Yes | Yes | 1.98 | 2.308 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.81 | 32.74 | 32.81 | 32.74 | 32.74 | 32.74 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months; | 1099 - 12 months;<br> Award Letter - 1 months; | (No Data) | (No Data) |
| 351893938 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1221 | Yes | Yes | 0.746 | 0.957 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.12 | 42.12 | 42.12 | 42.12 | 42.12 | 42.12 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893463 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.9358 | No | Yes | 2.589 | 3.077 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.39 | 43.11 | 41.39 | 43.11 | 43.11 | 43.11 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893193 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3023 | Yes | Yes | 3.738 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.1 | 36.1 | 36.1 | 36.1 | 36.1 | 36.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893711 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3832 | Yes | Yes | 1.437 | 4.390 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 20.13 | 19.11 | 20.13 | 19.11 | 19.11 | 19.11 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893323 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.7085 | No | No | 4.975 | 4.975 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.87 | 49.87 | 49.87 | 49.87 | 49.87 | 49.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893383 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Not Provided | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5847 | Yes | Yes | 4.079 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.01 | 23.01 | 23.01 | 23.01 | 23.01 | 23.01 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893941 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8376 | Yes | Yes | 3.168 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.3 | 40.61 | 40.3 | 40.61 | 40.61 | 40.61 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893224 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.2329 | No | No | 2.398 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.84 | 44.85 | 44.84 | 44.85 | 44.85 | 44.85 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893714 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1347 | Yes | Yes | 4.534 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.58 | 39.48 | 40.58 | 39.48 | 39.48 | 39.48 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893562 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5599 | Yes | Yes | 1.775 | 1.508 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.4 | 38.41 | 38.4 | 38.41 | 38.41 | 38.41 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893917 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9291 | Yes | Yes | 0.209 | 0.978 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.35 | 28.35 | 28.35 | 28.35 | 28.35 | 28.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893433 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6967 | Yes | Yes | 3.206 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.04 | 39.04 | 39.04 | 39.04 | 39.04 | 39.04 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893808 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7283 | Yes | Yes | 3.834 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.44 | 41.53 | 42.44 | 41.53 | 41.53 | 41.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893580 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 11.7809 | Yes | Yes | 1.834 | 2.158 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.97 | 38.65 | 38.97 | 38.65 | 38.65 | 38.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893563 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.0975 | No | No | 4.411 | 4.411 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.9 | 46.9 | 46.9 | 46.9 | 46.9 | 46.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893777 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1512 | Yes | Yes | 3.626 | 3.626 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 26.71 | 26.71 | 26.71 | 26.71 | 26.71 | 26.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893324 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8893 | Yes | Yes | 3.426 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 21.03 | 21.03 | 21.03 | 21.03 | 21.03 | 21.03 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893628 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.3823 | Yes | Yes | 3.157 | 2.901 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.15 | 36.2 | 36.15 | 36.2 | 36.2 | 36.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893527 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3769 | Yes | Yes | 4.083 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.1 | 28.1 | 28.1 | 28.1 | 28.1 | 28.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 21 | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Paystub - 1 months;<br> Written VOE - 21 months; | Written VOE - 25 months; | (No Data) | (No Data) |
| 351893325 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4981 | Yes | Yes | 1.634 | 2.067 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.83 | 42.97 | 41.83 | 42.97 | 42.97 | 42.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | 1099 - 12 months;<br> Award Letter - 1 months; | (No Data) | (No Data) |
| 351893617 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6149 | Yes | Yes | 1.898 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.79 | 32.79 | 32.79 | 32.79 | 32.79 | 32.79 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893326 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6896 | Yes | Yes | 2.727 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.36 | 34.12 | 31.36 | 34.12 | 34.12 | 34.12 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893650 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7333 | Yes | Yes | 3.792 | 3.792 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.18 | 40.34 | 40.16 | 40.34 | 40.34 | 40.34 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351894003 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.1794 | No | No | 2.551 | 2.724 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.03 | 45.1 | 48.03 | 45.1 | 45.1 | 45.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893436 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6971 | Yes | Yes | 3.751 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.84 | 28.5 | 25.84 | 28.5 | 28.5 | 28.5 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893718 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1766 | Yes | Yes | 1.266 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.56 | 40.59 | 40.56 | 40.59 | 40.59 | 40.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351894045 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Not Provided | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.8253 | No | No | 2.962 | 2.504 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.6 | 46.46 | 45.6 | 46.46 | 46.46 | 46.46 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893730 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1021 | Yes | Yes | 4.858 | 4.725 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.74 | 42.73 | 42.74 | 42.73 | 42.73 | 42.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893882 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5550 | Yes | Yes | 2.894 | 3.101 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.24 | 25.8 | 34.24 | 25.8 | 25.8 | 25.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893962 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0958 | Yes | Yes | 2.364 | 2.364 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.69 | 32.69 | 32.69 | 32.69 | 32.69 | 32.69 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893660 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5041 | Yes | Yes | 3.4 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.92 | 24.59 | 23.92 | 24.59 | 24.59 | 24.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893427 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3448 | No | No | 3.401 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.97 | 49.9 | 49.97 | 49.9 | 49.9 | 49.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894036 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4661 | Yes | Yes | 0.461 | 0.461 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 27.78 | 27.76 | 27.78 | 27.76 | 27.76 | 27.76 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893857 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.2550 | Yes | Yes | 0.804 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 21.97 | 21.68 | 21.97 | 21.68 | 21.68 | 21.68 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893327 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.0659 | No | No | 4.88 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.63 | 48.63 | 48.63 | 48.63 | 48.63 | 48.63 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893328 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0066 | Yes | Yes | 4.312 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.87 | 37.86 | 37.87 | 37.86 | 37.86 | 37.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893477 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.2970 | No | No | 4.602 | 4.602 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.64 | 43.64 | 43.64 | 43.64 | 43.64 | 43.64 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | Written VOE - 24 months; | Award Letter - 36 months; | (No Data) |
| 351893925 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1295 | Yes | Yes | 1.39 | 1.390 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 26.51 | 26.48 | 26.51 | 26.48 | 26.48 | 26.48 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893470 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.3760 | No | No | 4.251 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.6 | 43.6 | 43.6 | 43.6 | 43.6 | 43.6 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893981 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3286 | Yes | Yes | 2.165 | 2.165 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.38 | 39.99 | 41.38 | 39.99 | 39.99 | 39.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893543 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.0496 | No | No | 4.481 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.9 | 43.9 | 43.9 | 43.9 | 43.9 | 43.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893524 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8831 | Yes | Yes | 4.387 | 4.387 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 27.4 | 26.91 | 27.4 | 26.91 | 26.91 | 26.91 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893409 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3908 | No | No | 4.266 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.95 | 49.5 | 49.95 | 49.5 | 49.5 | 49.5 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893510 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.9896 | Yes | Yes | 4.191 | 3.818 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.23 | 37.23 | 37.23 | 37.23 | 37.23 | 37.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893387 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1865 | Yes | Yes | 4.85 | 4.850 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.47 | 41.47 | 41.47 | 41.47 | 41.47 | 41.47 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893198 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.8490 | No | No | 4.665 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.61 | 46.39 | 46.61 | 46.39 | 46.39 | 46.39 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893651 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9726 | Yes | Yes | 3.126 | 3.347 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.41 | 29.41 | 29.41 | 29.41 | 29.41 | 29.41 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893190 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5305 | Yes | Yes | 3.54 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.53 | 34.53 | 34.53 | 34.53 | 34.53 | 34.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893805 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2416 | Yes | Yes | 2.665 | 3.349 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.05 | 38.41 | 39.05 | 38.41 | 38.41 | 38.41 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893529 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8950 | Yes | Yes | 2.796 | 2.147 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.3 | 41.87 | 42.3 | 41.87 | 41.87 | 41.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893329 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1576 | No | No | 1.661 | 0.130 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.11 | 45.11 | 45.11 | 45.11 | 45.11 | 45.11 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893652 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4402 | Yes | Yes | 3.004 | 2.267 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.04 | 35.05 | 35.04 | 35.05 | 35.05 | 35.05 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351893330 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.1660 | No | No | 2.869 | 2.869 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.31 | 48.31 | 48.31 | 48.31 | 48.31 | 48.31 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893331 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.6033 | No | No | 3.568 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.13 | 48.13 | 48.13 | 48.13 | 48.13 | 48.13 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893377 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1982 | Yes | Yes | 4.022 | 4.969 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.52 | 39.52 | 39.52 | 39.52 | 39.52 | 39.52 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893606 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4998 | Yes | Yes | 2.073 | 2.681 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.51 | 41.52 | 41.51 | 41.52 | 41.52 | 41.52 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893199 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9859 | Yes | Yes | 3.264 | 3.264 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.93 | 31.93 | 31.93 | 31.93 | 31.93 | 31.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2135 | Yes | Yes | 3.982 | 3.982 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.77 | 39.77 | 39.77 | 39.77 | 39.77 | 39.77 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893186 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5289 | Yes | Yes | 2.407 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.35 | 39.35 | 39.35 | 39.35 | 39.35 | 39.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893569 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2069 | Yes | Yes | 3.413 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.39 | 35.32 | 35.32 | 35.32 | 35.32 | 35.32 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893624 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0183 | Yes | Yes | 3.832 | 3.832 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.63 | 37.2 | 40.63 | 37.2 | 37.2 | 37.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1523 | No | No | 3.626 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.25 | 44.33 | 44.25 | 44.33 | 44.33 | 44.33 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351894000 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8706 | Yes | Yes | 2.336 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.26 | 41.26 | 41.26 | 41.26 | 41.26 | 41.26 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351894043 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9499 | Yes | Yes | 2.286 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.65 | 36.65 | 36.65 | 36.65 | 36.65 | 36.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893907 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4533 | Yes | Yes | 3.281 | 3.281 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.05 | 40.88 | 42.05 | 40.88 | 40.88 | 40.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 12 months;<br> Paystub - 2 months;<br> Personal Tax Return - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893982 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0997 | Yes | Yes | 2.448 | 2.551 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.87 | 40.87 | 40.87 | 40.87 | 40.87 | 40.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.2387 | Yes | Yes | 3.447 | 3.477 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.18 | 41.53 | 41.18 | 41.53 | 41.53 | 41.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 1 months; | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893177 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4345 | Yes | Yes | 1.722 | 2.269 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 26.4 | 26.4 | 26.4 | 26.4 | 26.4 | 26.4 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894007 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0768 | Yes | Yes | 1.26 | 1.260 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.91 | 38.91 | 38.91 | 38.91 | 38.91 | 38.91 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894055 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 9.4157 | Yes | Yes | 3.819 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34.08 | 35.43 | 34.08 | 35.43 | 35.43 | 35.43 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893883 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6935 | Yes | Yes | 0.786 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.21 | 31.21 | 31.21 | 31.21 | 31.21 | 31.21 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893690 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.2397 | No | No | 4.102 | 4.102 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.26 | 43.28 | 44.2 | 43.28 | 43.28 | 43.28 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893653 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0044 | Yes | Yes | 4.238 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.8 | 40.8 | 40.8 | 40.8 | 40.8 | 40.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893332 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1562 | Yes | Yes | 3.312 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.01 | 36.93 | 37.01 | 36.93 | 36.93 | 36.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894040 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2768 | Yes | Yes | 2.016 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 22.87 | 21.01 | 22.87 | 21.01 | 21.01 | 21.01 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893333 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1915 | Yes | Yes | 4.175 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.14 | 40.14 | 40.14 | 40.14 | 40.14 | 40.14 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893983 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8260 | Yes | Yes | 1.329 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.85 | 40.88 | 40.85 | 40.88 | 40.88 | 40.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893694 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.1877 | No | No | 1.052 | 1.051 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.88 | 49.75 | 49.88 | 49.75 | 49.75 | 49.75 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893479 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7494 | Yes | Yes | 1.426 | 2.684 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.65 | 34.48 | 34.65 | 34.48 | 34.48 | 34.48 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893525 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.4883 | Yes | Yes | 3.982 | Missing | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.59 | 36.58 | 36.59 | 36.58 | 36.58 | 36.58 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894056 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6830 | Yes | No | 0.445 | 0.445 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.48 | 38.87 | 48.84 | 38.87 | 38.87 | 38.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 6 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 6 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893468 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.9161 | Yes | Yes | 2.254 | 3.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.8 | 42.81 | 42.8 | 42.81 | 42.81 | 42.81 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Award Letter - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893992 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8906 | Yes | Yes | 1.869 | 1.724 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.2 | 42.27 | 42.2 | 42.27 | 42.27 | 42.27 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months; | (No Data) | (No Data) | (No Data) |
| 351894035 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8433 | Yes | Yes | 0.422 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.36 | 41.36 | 41.36 | 41.36 | 41.36 | 41.36 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893176 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4236 | Yes | Yes | 1.723 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.82 | 31.32 | 31.82 | 31.32 | 31.32 | 31.32 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | W2 - 24 months;<br> Written VOE - 26 months; | (No Data) | (No Data) |
| 351893884 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5245 | Yes | Yes | 2.786 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.92 | 41.92 | 41.92 | 41.92 | 41.92 | 41.92 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893815 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7028 | Yes | Yes | 2.199 | 2.198 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.15 | 40.16 | 40.15 | 40.16 | 40.16 | 40.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894001 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.2864 | Yes | Yes | 0.724 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.52 | 42.2 | 42.52 | 42.2 | 42.2 | 42.2 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893334 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9571 | Yes | Yes | 3.376 | 3.376 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.51 | 39.51 | 39.51 | 39.51 | 39.51 | 39.51 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.4189 | No | No | 4.121 | 4.847 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.93 | 44.93 | 44.93 | 44.93 | 44.93 | 44.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Award Letter - 36 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893335 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9657 | Yes | Yes | 3.767 | 4.319 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.91 | 39.91 | 39.91 | 39.91 | 39.91 | 39.91 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893471 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6240 | Yes | Yes | 4.299 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 22.55 | 22.55 | 22.55 | 22.55 | 22.55 | 22.55 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | Written VOE - 26 months; | (No Data) | (No Data) |
| 351893336 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.9364 | Yes | Yes | 2.102 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.73 | 28.74 | 28.73 | 28.74 | 28.74 | 28.74 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 35 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 35 months; | (No Data) | (No Data) | (No Data) |
| 351893423 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1684 | No | No | 4.484 | 4.483 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.83 | 43.87 | 44.83 | 43.87 | 43.87 | 43.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894062 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.2881 | No | No | 2.24 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.4 | 44.4 | 44.4 | 44.4 | 44.4 | 44.4 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 25 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 34 | Yes | 23 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 25 months;<br> W2 - 24 months;<br> Written VOE - 34 months; | Offer Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 23 months; | (No Data) | (No Data) |
| 351893990 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9107 | Yes | Yes | 1.997 | 1.997 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.79 | 41.94 | 42.79 | 41.94 | 41.93 | 41.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893620 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5109 | Yes | Yes | 3.023 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 22.58 | 22.48 | 22.58 | 22.48 | 22.48 | 22.48 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893337 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0108 | Yes | Yes | 4.326 | 4.326 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.61 | 33.69 | 35.61 | 33.69 | 33.69 | 33.69 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893338 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6747 | Yes | Yes | 1.731 | 2.123 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.9 | 32.9 | 32.9 | 32.9 | 32.9 | 32.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893698 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7923 | Yes | Yes | 1.764 | 2.148 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.32 | 41.08 | 37.32 | 41.08 | 41.08 | 41.08 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893696 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9697 | Yes | Yes | 3.243 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.55 | 42 | 42.55 | 42 | 42 | 42 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893567 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4339 | Yes | Yes | 1.882 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.27 | 34.27 | 34.27 | 34.27 | 34.27 | 34.27 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893926 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3344 | Yes | Yes | 1.479 | 1.479 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.52 | 32.52 | 32.52 | 32.52 | 32.52 | 32.52 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893533 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7841 | Yes | Yes | 1.573 | 1.573 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.81 | 42.57 | 42.81 | 42.57 | 42.57 | 42.57 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893511 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0345 | Yes | Yes | 3.63 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 26.84 | 26.84 | 26.84 | 26.84 | 26.84 | 26.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893540 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9492 | No | No | 4.947 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.99 | 49.7 | 49.99 | 49.7 | 49.7 | 49.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893838 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5030 | Yes | Yes | 2.663 | 2.817 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.66 | 35.66 | 35.66 | 35.66 | 35.66 | 35.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893677 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9328 | Yes | Yes | 3.785 | 4.152 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.52 | 36.61 | 40.52 | 36.61 | 36.61 | 36.61 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351893339 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9306 | Yes | Yes | 2.739 | 3.185 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.27 | 40.59 | 40.27 | 40.59 | 40.59 | 40.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893735 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4419 | Yes | Yes | 2.738 | 3.316 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.22 | 42.22 | 42.22 | 42.22 | 42.22 | 42.22 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893610 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Not Provided | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5238 | Yes | Yes | 1.95 | Missing | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.31 | 32.3 | 32.31 | 32.3 | 32.3 | 32.3 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893918 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7179 | Yes | Yes | 2.356 | 2.356 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 26.19 | 26.19 | 26.19 | 26.19 | 26.19 | 26.19 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893340 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4901 | Yes | Yes | 2.663 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 26.79 | 26.77 | 26.79 | 26.77 | 26.77 | 26.77 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893903 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9539 | Yes | Yes | 2.508 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 27.92 | 27.69 | 27.92 | 27.69 | 27.69 | 27.69 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893541 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3552 | Yes | Yes | 3.658 | 3.941 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.09 | 39.92 | 42.09 | 39.92 | 39.92 | 39.92 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893919 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0021 | Yes | Yes | 3.26 | 3.490 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.74 | 42.74 | 42.74 | 42.74 | 42.74 | 42.74 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893745 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0211 | Yes | Yes | 1.975 | 1.975 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.78 | 34.11 | 34.78 | 34.11 | 34.11 | 34.11 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893761 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9897 | Yes | Yes | 3.217 | 3.683 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.53 | 40.02 | 40.53 | 40.02 | 40.02 | 40.02 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> W2 - 24 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893229 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2333 | Yes | Yes | 3.255 | 3.255 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.27 | 42.25 | 42.27 | 42.25 | 42.25 | 42.25 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893564 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2444 | Yes | Yes | 2.673 | 2.673 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.87 | 37.87 | 37.87 | 37.87 | 37.87 | 37.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893778 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0684 | Yes | Yes | 2.84 | 2.840 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.34 | 24.72 | 23.34 | 24.72 | 24.72 | 24.72 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893384 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4254 | Yes | Yes | 1.721 | 2.191 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 20.15 | 19.97 | 20.15 | 19.97 | 19.97 | 19.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893341 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0473 | Yes | Yes | 3.502 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.01 | 32.01 | 32.01 | 32.01 | 32.01 | 32.01 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893208 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8947 | No | No | 4.633 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.7 | 45.7 | 45.7 | 45.7 | 45.7 | 45.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893342 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4477 | Yes | Yes | 4.403 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.55 | 39.55 | 39.55 | 39.55 | 39.55 | 39.55 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893534 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6959 | No | No | 4.681 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.88 | 49.77 | 49.88 | 49.77 | 49.77 | 49.77 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893667 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2924 | Yes | Yes | 1.914 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 18.04 | 18.04 | 18.04 | 18.04 | 18.04 | 18.04 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | Written VOE - 25 months; | (No Data) | (No Data) |
| 351893839 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0589 | Yes | Yes | 1.825 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.32 | 34.32 | 34.32 | 34.32 | 34.32 | 34.32 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893676 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.7104 | Yes | No | 4.844 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.08 | 29.3 | 43.08 | 29.3 | 29.3 | 29.3 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893946 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 9.4411 | Yes | Yes | 3.805 | 3.431 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 40.96 | 40.96 | 40.96 | 40.96 | 40.96 | 40.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893343 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1125 | Yes | Yes | 3.232 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.43 | 30.4 | 30.43 | 30.4 | 30.4 | 30.4 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893712 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9881 | Yes | Yes | 2.089 | 2.089 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.94 | 39.94 | 39.94 | 39.94 | 39.94 | 39.94 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893344 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9981 | Yes | Yes | 3.377 | 3.690 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 22.12 | 24.17 | 22.12 | 24.17 | 24.17 | 24.17 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893405 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8996 | Yes | Yes | 2.928 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.7 | 31.78 | 33.7 | 31.78 | 31.78 | 31.78 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893937 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.7630 | Yes | Yes | 2.642 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.99 | 38.99 | 38.99 | 38.99 | 38.99 | 38.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893345 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2401 | Yes | Yes | 2.319 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.98 | 42.99 | 42.98 | 42.99 | 42.99 | 42.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893973 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1688 | Yes | Yes | 1.515 | 0.822 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.19 | 29.19 | 29.19 | 29.19 | 29.19 | 29.19 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893654 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5587 | Yes | Yes | 1.357 | 1.357 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.99 | 38.65 | 37.99 | 38.65 | 38.65 | 38.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893691 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5822 | Yes | Yes | 2.991 | 2.991 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.1 | 35.1 | 35.1 | 35.1 | 35.1 | 35.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893885 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 2 | 9.3094 | No | No | 4.884 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.81 | 44.73 | 44.81 | 44.73 | 44.73 | 44.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893692 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.7049 | No | No | 3.953 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.49 | 43.24 | 44.49 | 43.24 | 43.24 | 43.24 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 3 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 3 months;<br> W2 - 24 months; | W2 - 24 months;<br> Written VOE - 36 months; | (No Data) | (No Data) |
| 351893434 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9593 | No | No | 3.814 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.02 | 46.9 | 47.02 | 46.9 | 46.9 | 46.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893581 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8869 | No | Yes | 2.222 | 2.853 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.68 | 43.11 | 42.68 | 43.11 | 43.11 | 43.11 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | Business Tax Return - 24 months;<br> P & L - 12 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893892 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2836 | Yes | Yes | 3.564 | 3.707 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.62 | 32.73 | 33.62 | 32.73 | 32.73 | 32.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893947 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6071 | Yes | Yes | 1.728 | 1.728 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.62 | 42.8 | 42.62 | 42.8 | 42.8 | 42.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893607 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2112 | No | No | 2.853 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.51 | 49.51 | 49.51 | 49.51 | 49.51 | 49.51 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893746 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6380 | Yes | Yes | 2.624 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 26.17 | 26.17 | 26.17 | 26.17 | 26.17 | 26.17 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893999 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.2043 | Yes | Yes | 0.527 | 1.282 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 23.43 | 23.23 | 23.43 | 23.23 | 23.23 | 23.23 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893984 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4534 | Yes | Yes | 2.3 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.02 | 28.02 | 28.02 | 28.02 | 28.02 | 28.02 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893483 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5283 | Yes | Yes | 3.844 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.92 | 41.1 | 41.92 | 41.1 | 41.1 | 41.1 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 35 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Offer Letter - 1 months;<br> Paystub - 1 months;<br> Written VOE - 35 months; | (No Data) | (No Data) | (No Data) |
| 351893802 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2307 | No | No | 3.524 | 3.524 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.04 | 43.65 | 44.04 | 43.65 | 43.65 | 43.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893594 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.2690 | Yes | Yes | 2.843 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.99 | 39.84 | 39.99 | 39.84 | 39.84 | 39.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9235 | Yes | Yes | 2.448 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.75 | 34.88 | 34.75 | 34.88 | 34.88 | 34.88 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893858 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2659 | Yes | Yes | 3.776 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.3 | 39.3 | 39.3 | 39.3 | 39.3 | 39.3 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893182 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0245 | Yes | Yes | 3.446 | 3.896 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.84 | 35.84 | 35.84 | 35.84 | 35.84 | 35.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893859 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5599 | Yes | Yes | 3.184 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.78 | 36.7 | 36.78 | 36.7 | 36.7 | 36.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 36 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893456 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3748 | Yes | Yes | 4.257 | 4.764 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.51 | 32.16 | 32.51 | 32.16 | 32.16 | 32.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893922 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9849 | No | No | 3.201 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.93 | 43.93 | 43.93 | 43.93 | 43.93 | 43.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893934 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7562 | Yes | Yes | 2.522 | 2.832 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.91 | 36.55 | 33.91 | 36.55 | 36.55 | 36.55 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351894057 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.1151 | Yes | Yes | 0.579 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.47 | 25.89 | 28.47 | 25.89 | 25.89 | 25.89 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893535 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3315 | Yes | Yes | 1.402 | 1.650 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 21.37 | 21.37 | 21.37 | 21.37 | 21.37 | 21.37 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893210 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6957 | Yes | Yes | 2.959 | 3.311 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.76 | 34.03 | 35.76 | 34.03 | 34.03 | 34.03 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893875 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3069 | Yes | Yes | 1.142 | 1.142 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.05 | 28.05 | 28.05 | 28.05 | 28.05 | 28.05 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893755 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5339 | Yes | Yes | 3.693 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.78 | 35.62 | 35.78 | 35.62 | 35.62 | 35.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893187 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5400 | Yes | Yes | 3.225 | 3.225 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.41 | 30.41 | 30.41 | 30.41 | 30.41 | 30.41 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893544 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2210 | No | No | 4.967 | 49668.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.56 | 47.55 | 47.56 | 47.55 | 47.55 | 47.55 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 36 | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 36 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 36 months;<br> Written VOE - 12 months; | (No Data) | (No Data) |
| 351893472 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1163 | Yes | Yes | 4.583 | 4.853 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.91 | 35.03 | 34.91 | 35.03 | 35.03 | 35.03 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> Written VOE - 1 months; | Award Letter - 1 months; | (No Data) | (No Data) |
| 351894037 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.2496 | Yes | Yes | 0.771 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.52 | 37.02 | 37.52 | 37.02 | 37.02 | 37.02 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4126 | Yes | Yes | 1.727 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.85 | 39.37 | 39.85 | 39.37 | 39.37 | 39.37 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893783 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1397 | Yes | Yes | 2.597 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.53 | 35.05 | 39.53 | 35.05 | 35.05 | 35.05 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893627 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1960 | Yes | Yes | 2.82 | 3.479 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.29 | 31.5 | 31.29 | 31.5 | 31.5 | 31.5 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893840 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8045 | Yes | Yes | 3.191 | 2.865 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.65 | 38.62 | 38.65 | 38.62 | 38.62 | 38.62 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893964 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.6697 | Yes | Yes | 1.982 | 1.982 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.22 | 39.83 | 40.22 | 39.83 | 39.83 | 39.83 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893668 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 11.8561 | No | No | 2.191 | 1.067 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.66 | 47.24 | 46.66 | 47.24 | 47.24 | 47.24 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893794 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4687 | Yes | Yes | 1.744 | 1.744 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.4 | 28.4 | 28.4 | 28.4 | 28.4 | 28.4 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893545 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4707 | Yes | Yes | 3.313 | 3.556 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.67 | 30.7 | 31.67 | 30.7 | 30.7 | 30.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893935 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.0698 | No | No | 2.853 | 2.853 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.43 | 46.43 | 46.43 | 46.43 | 46.43 | 46.43 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893565 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3824 | No | No | 3.033 | 3.457 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.61 | 45.5 | 45.61 | 45.5 | 45.5 | 45.5 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893584 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2220 | Yes | Yes | 4.968 | 4.968 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.16 | 39.16 | 39.16 | 39.16 | 39.16 | 39.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893547 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8394 | Yes | Yes | 1.233 | 1.571 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.22 | 25.22 | 25.22 | 25.22 | 25.22 | 25.22 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893347 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1686 | Yes | Yes | 4.007 | 4.007 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.95 | 38.74 | 38.95 | 38.74 | 38.74 | 38.74 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893348 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8862 | Yes | Yes | 4.184 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.05 | 37.05 | 37.05 | 37.05 | 37.05 | 37.05 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893512 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7682 | Yes | Yes | 3.414 | 3.874 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.99 | 27.71 | 28.99 | 27.71 | 27.71 | 27.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893886 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6149 | Yes | Yes | 3.535 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.04 | 39.16 | 39.04 | 39.16 | 39.16 | 39.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893890 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.1914 | No | No | 3.624 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.97 | 44.89 | 44.97 | 44.89 | 44.89 | 44.89 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 36 months;<br> Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893789 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.2350 | No | No | 4.054 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.9 | 44.58 | 44.9 | 44.58 | 44.58 | 44.58 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> Written VOE - 25 months; | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351894058 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.0728 | Yes | Yes | 0.362 | 0.378 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.9 | 33.9 | 33.9 | 33.9 | 33.9 | 33.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894018 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6661 | No | Yes | 1.143 | 1.230 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.57 | 43.85 | 42.57 | 43.85 | 43.85 | 43.85 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months; | (No Data) | (No Data) |
| 351893242 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0959 | Yes | Yes | 3.817 | 3.817 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.41 | 28.41 | 28.41 | 28.41 | 28.41 | 28.41 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 4 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 4 months; | (No Data) | (No Data) | (No Data) |
| 351893189 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8608 | Yes | Yes | 4.233 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.77 | 40.26 | 39.77 | 40.26 | 40.26 | 40.26 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.7877 | No | No | 3.576 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.37 | 46.37 | 46.37 | 46.37 | 46.37 | 46.37 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 4 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Personal Bank Statements - 4 months; | (No Data) | (No Data) | (No Data) |
| 351893350 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7741 | Yes | Yes | 3.581 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.75 | 37.97 | 39.75 | 37.97 | 37.97 | 37.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893378 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1663 | Yes | Yes | 4.601 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.63 | 38.63 | 38.63 | 38.63 | 38.63 | 38.63 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893243 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0860 | Yes | Yes | 2.263 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 24.7 | 24.58 | 24.7 | 24.58 | 24.58 | 24.58 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893589 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.8484 | No | No | 3.467 | 2.849 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 46.82 | 46.81 | 46.82 | 46.81 | 46.81 | 46.81 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893181 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 12.3955 | Yes | Yes | 3.972 | 6.674 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.32 | 31.27 | 33.32 | 31.27 | 31.27 | 31.27 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893211 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9654 | Yes | Yes | 2.485 | 3.415 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.31 | 42.27 | 42.31 | 42.27 | 42.27 | 42.27 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893779 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5882 | Yes | Yes | 3.203 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.96 | 29.48 | 30.96 | 29.48 | 29.48 | 29.48 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893398 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.7256 | Yes | Yes | 2.369 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.09 | 38.01 | 38.09 | 38.01 | 38.01 | 38.01 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0807 | Yes | Yes | 2.088 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.73 | 35.63 | 42.73 | 35.63 | 35.63 | 35.63 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893424 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.5479 | No | No | 1.257 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.84 | 44.84 | 44.84 | 44.84 | 44.84 | 44.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893385 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1387 | Yes | Yes | 3.868 | 4.740 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.7 | 39.22 | 40.7 | 39.22 | 39.22 | 39.22 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893582 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3480 | Yes | Yes | 1.304 | 1.591 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.9 | 41.9 | 41.9 | 41.9 | 41.9 | 41.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893865 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.4439 | No | No | 3.852 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 47.19 | 46.43 | 47.19 | 46.43 | 46.43 | 46.43 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Paystub - 1 months;<br> Written VOE - 36 months; | (No Data) | (No Data) |
| 351893747 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4354 | Yes | Yes | 2.842 | 2.750 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.17 | 28.17 | 28.17 | 28.17 | 28.17 | 28.17 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893891 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4491 | Yes | Yes | 3.228 | 3.488 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.17 | 37.17 | 37.17 | 37.17 | 37.17 | 37.17 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893425 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1489 | Yes | Yes | 3.854 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.11 | 40.11 | 40.11 | 40.11 | 40.11 | 40.11 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893811 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7397 | Yes | Yes | 3.061 | 3.061 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 21.79 | 22.07 | 21.79 | 22.07 | 22.07 | 22.07 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893351 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.3459 | Yes | Yes | 3.741 | 3.741 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.47 | 39.59 | 42.47 | 39.59 | 39.59 | 39.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 12 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893842 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5616 | Yes | Yes | 0.919 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.98 | 37.16 | 38.98 | 37.16 | 37.16 | 37.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.5938 | Yes | Yes | 4.844 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.49 | 38.81 | 39.49 | 38.81 | 38.81 | 38.81 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 204 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | CPA Letter without Income - 204 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893457 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9761 | Yes | Yes | 2.98 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.05 | 41.05 | 41.05 | 41.05 | 41.05 | 41.05 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | (No Data) | (No Data) | (No Data) |
| 351893673 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4813 | Yes | Yes | 1.66 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.24 | 35.58 | 37.24 | 35.58 | 35.58 | 35.58 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893220 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8164 | Yes | Yes | 4.511 | 4.961 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.02 | 40.02 | 40.02 | 40.02 | 40.02 | 40.02 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893226 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9221 | Yes | Yes | 3.914 | 3.914 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.3 | 42.3 | 42.3 | 42.3 | 42.3 | 42.3 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893615 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0289 | Yes | Yes | 3.308 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.78 | 36.78 | 36.78 | 36.78 | 36.78 | 36.78 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893576 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.1081 | Yes | Yes | 3.53 | 3.530 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.56 | 37.38 | 38.56 | 37.38 | 37.38 | 37.38 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894044 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.2347 | Yes | Yes | 0.734 | 0.734 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.07 | 29.93 | 30.07 | 29.93 | 29.93 | 29.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months;<br> Written VOE - 24 months; | W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893756 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.5758 | Yes | Yes | 3.199 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.84 | 27.35 | 25.84 | 27.35 | 27.35 | 27.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893352 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4353 | Yes | Yes | 3.164 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.36 | 42.36 | 41.36 | 42.36 | 42.36 | 42.36 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893353 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9111 | No | No | 3.534 | 3.982 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48 | 47.99 | 48 | 47.99 | 47.99 | 47.99 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893940 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 2 | 9.3901 | Yes | Yes | 3.603 | 3.603 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.96 | 41.28 | 42.96 | 41.28 | 41.28 | 41.28 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893244 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.8328 | Yes | Yes | 1.611 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.66 | 33.66 | 33.66 | 33.66 | 33.66 | 33.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893521 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.2745 | Yes | Yes | 4.829 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.09 | 35.09 | 35.09 | 35.09 | 35.09 | 35.09 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893950 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.7980 | No | No | 2.122 | 2.122 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.41 | 43.45 | 43.41 | 43.45 | 43.45 | 43.45 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893395 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0409 | Yes | Yes | 3.84 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.8 | 38.8 | 38.8 | 38.8 | 38.8 | 38.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893375 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9694 | Yes | Yes | 3.824 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.37 | 41.37 | 41.37 | 41.37 | 41.37 | 41.37 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893768 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1493 | Yes | Yes | 1.683 | 1.683 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.65 | 36.65 | 36.65 | 36.65 | 36.65 | 36.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893782 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6850 | Yes | Yes | 0.95 | 1.243 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.85 | 25.78 | 25.85 | 25.78 | 25.78 | 25.78 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Written VOE - 25 months; | (No Data) | (No Data) |
| 351893614 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0894 | Yes | Yes | 3.183 | 3.183 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 19.66 | 19.66 | 19.66 | 19.66 | 19.66 | 19.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893354 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4984 | Yes | Yes | 1.879 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.7 | 30.14 | 29.7 | 30.14 | 30.14 | 30.14 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> Written VOE - 36 months; | (No Data) | (No Data) |
| 351893355 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4760 | Yes | Yes | 3.031 | 3.424 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.52 | 39.96 | 40.52 | 39.96 | 39.96 | 39.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893526 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7647 | Yes | Yes | 1.46 | 1.937 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 10.78 | 12.58 | 10.78 | 12.58 | 12.58 | 12.58 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893356 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0561 | Yes | Yes | 1.79 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.94 | 36.94 | 36.94 | 36.94 | 36.94 | 36.94 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893591 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8460 | No | No | 4.435 | 4.437 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.25 | 44.35 | 44.25 | 44.35 | 44.35 | 44.35 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | Award Letter - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) |
| 351893566 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.2959 | Yes | Yes | 1.34 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.19 | 29.15 | 30.19 | 29.15 | 29.15 | 29.15 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893539 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3873 | Yes | Yes | 2.129 | 2.805 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.26 | 28.17 | 28.26 | 28.17 | 28.17 | 28.17 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 13 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 12 months;<br> Written VOE - 13 months; | (No Data) | (No Data) | (No Data) |
| 351893959 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2961 | No | No | 2.94 | 2.939 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 45.48 | 45.54 | 45.48 | 45.54 | 45.54 | 45.54 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893611 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1835 | Yes | Yes | 2.551 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.05 | 38.94 | 39.05 | 38.94 | 38.94 | 38.94 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893513 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3516 | Yes | Yes | 2.843 | 2.750 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.85 | 38.83 | 38.85 | 38.83 | 38.83 | 38.83 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Tax Return - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893429 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8708 | Yes | Yes | 3.686 | 3.277 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.84 | 37.84 | 37.84 | 37.84 | 37.84 | 37.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893807 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1047 | No | No | 3.104 | 3.580 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.99 | 47.19 | 49.99 | 47.19 | 47.19 | 47.19 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893985 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2036 | No | No | 2.993 | 2.993 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.59 | 48.59 | 48.59 | 48.59 | 48.59 | 48.59 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893752 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2598 | Yes | Yes | 1.56 | 1.873 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.39 | 41.96 | 42.39 | 41.96 | 41.96 | 41.96 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893873 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.1935 | Yes | Yes | 2.105 | 2.105 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 40.9 | 40.9 | 40.9 | 40.9 | 40.9 | 40.9 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0790 | Yes | Yes | 2.043 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.02 | 32.02 | 32.02 | 32.02 | 32.02 | 32.02 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893357 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.2994 | No | No | 4.993 | 4.676 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.76 | 44.65 | 44.76 | 44.65 | 44.65 | 44.65 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893546 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.5210 | No | No | 4.453 | 4.453 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.95 | 49.76 | 49.95 | 49.76 | 49.76 | 49.76 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893608 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9975 | Yes | Yes | 3.26 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.61 | 39.61 | 39.61 | 39.61 | 39.61 | 39.61 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893358 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.1318 | No | No | 4.946 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.84 | 44.84 | 44.84 | 44.84 | 44.84 | 44.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893514 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR-Attached | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2620 | Yes | Yes | 3.286 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.91 | 38.91 | 38.91 | 38.91 | 38.91 | 38.91 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893359 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3987 | Yes | Yes | 4.378 | 4.734 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.24 | 41.24 | 41.24 | 41.24 | 41.24 | 41.24 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893194 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2441 | Yes | Yes | 1.655 | 2.672 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.76 | 32.41 | 32.76 | 32.41 | 32.41 | 32.41 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893656 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9787 | Yes | Yes | 3.332 | 3.332 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.53 | 30.53 | 30.53 | 30.53 | 30.53 | 30.53 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893727 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.1922 | Yes | No | 4.184 | 3.995 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 48.92 | 41.43 | 48.92 | 41.43 | 41.43 | 41.43 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893898 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.8580 | No | No | 1.568 | 1.568 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.69 | 44.69 | 44.69 | 44.69 | 44.69 | 44.69 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893373 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3321 | Yes | Yes | 3.34 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.85 | 38.86 | 38.85 | 38.86 | 38.86 | 38.86 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893626 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4995 | Yes | Yes | 2.932 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 31.93 | 31.93 | 31.93 | 31.93 | 31.93 | 31.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 37 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Written VOE - 37 months; | (No Data) | (No Data) |
| 351893478 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 8.9039 | Yes | No | 3.584 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.61 | 42.25 | 44.61 | 42.25 | 42.25 | 42.25 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | Written VOE - 26 months; | (No Data) |
| 351893360 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0082 | Yes | Yes | 3.202 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.51 | 42.51 | 42.51 | 42.51 | 42.51 | 42.51 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Award Letter - 12 months; | (No Data) | (No Data) |
| 351893536 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 11.1330 | Yes | Yes | 2.846 | 2.846 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 32.67 | 31.82 | 32.67 | 31.82 | 31.82 | 31.82 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893908 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.0224 | No | No | 3.581 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.72 | 43.7 | 43.72 | 43.7 | 43.7 | 43.7 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893184 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.5570 | Yes | Yes | 3.813 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 26.12 | 24.76 | 26.12 | 24.76 | 24.76 | 24.76 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893587 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.2243 | No | Yes | 2.585 | 2.977 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.98 | 43.46 | 42.98 | 43.46 | 43.46 | 43.46 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893657 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4038 | Yes | Yes | 2.011 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 29.87 | 29.87 | 29.87 | 29.87 | 29.87 | 29.87 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 10.2569 | No | No | 3.797 | 3.797 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.48 | 44.48 | 44.48 | 44.48 | 44.48 | 44.48 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893227 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9343 | Yes | Yes | 4.356 | 4.356 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.85 | 34.95 | 34.95 | 34.95 | 34.95 | 34.95 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893420 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.2988 | Yes | Yes | 4.322 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.6 | 37.6 | 37.6 | 37.6 | 37.6 | 37.6 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893515 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7832 | Yes | Yes | 1.83 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 30.66 | 30.66 | 30.66 | 30.66 | 30.66 | 30.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893361 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.3886 | No | No | 3.186 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 44.8 | 44.8 | 44.8 | 44.8 | 44.8 | 44.8 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893386 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8240 | Yes | Yes | 3.744 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.16 | 41.16 | 41.16 | 41.16 | 41.16 | 41.16 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893913 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.4404 | Yes | Yes | 2.686 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 39.97 | 39.98 | 39.97 | 39.98 | 39.98 | 39.98 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893362 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.3550 | Yes | Yes | 3.339 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.14 | 37.84 | 38.14 | 37.84 | 37.84 | 37.84 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 12 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893902 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.6929 | Yes | No | 3.214 | 2.835 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 43.43 | 41.74 | 43.43 | 41.74 | 41.74 | 41.74 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) |
| 351893764 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7491 | Yes | Yes | 2.757 | 2.757 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 35.33 | 35.12 | 35.33 | 35.12 | 35.12 | 35.12 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893435 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | Present | QM: Rebuttable Presumption (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.4049 | Yes | Yes | 3.609 | 3.919 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.73 | 42.73 | 42.73 | 42.73 | 42.73 | 42.73 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893406 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4601 | Yes | Yes | 2.113 | 2.644 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.15 | 42.15 | 42.15 | 42.15 | 42.15 | 42.15 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893679 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3474 | Yes | Yes | 3.234 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 34.05 | 34.05 | 34.05 | 34.05 | 34.05 | 34.05 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893870 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6247 | Yes | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 28.27 | 29.26 | 28.27 | 29.26 | 29.26 | 29.26 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 24 months;<br> Award Letter - 1 months; | (No Data) | (No Data) | (No Data) |
| 351893972 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.7755 | Yes | Yes | 0.997 | 0.997 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 16.28 | 16.28 | 16.28 | 16.28 | 16.28 | 16.28 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893757 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3448 | Yes | Yes | 3.811 | 3.811 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.72 | 41.71 | 41.72 | 41.71 | 41.71 | 41.71 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | 1099 - 12 months;<br> Award Letter - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351894049 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.3118 | Yes | Yes | 0.345 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 25.93 | 32.18 | 25.93 | 32.18 | 32.18 | 32.18 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| 351893458 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.9249 | Yes | Yes | 4.344 | 4.851 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.98 | 37.98 | 3.98 | 37.98 | 37.98 | 37.98 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351894064 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6941 | Yes | Yes | 2.889 | 2.869 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 27.82 | 28.45 | 27.82 | 28.45 | 28.45 | 28.45 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 12 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893363 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 10.0911 | Yes | Yes | 3.758 | 4.199 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.96 | 38.97 | 38.96 | 38.97 | 38.97 | 38.97 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893590 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.6962 | Yes | Yes | 3.003 | 3.003 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.66 | 38.66 | 38.66 | 38.66 | 38.66 | 38.66 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | W2 - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893245 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Not Provided | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.3521 | Yes | Yes | 3.379 | Missing | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 38.5 | 38.4 | 38.5 | 38.4 | 38.4 | 38.4 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | (No Data) | (No Data) |
| 351893729 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8938 | Yes | Yes | 2.077 | 1.875 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.16 | 40.14 | 41.16 | 40.14 | 40.14 | 40.14 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Paystub - 1 months;<br> W2 - 24 months; | (No Data) | (No Data) |
| 351893489 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.0999 | Yes | Yes | 2.183 | 2.183 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 41.72 | 41.68 | 41.72 | 41.68 | 41.68 | 41.68 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893860 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.9500 | Yes | Yes | 3.82 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 36.56 | 36.56 | 36.56 | 36.56 | 36.56 | 36.56 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | Written VOE - 24 months; | (No Data) | (No Data) |
| 351893530 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.8496 | Yes | Yes | 4.011 | 4.459 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 37.93 | 37.93 | 37.93 | 37.93 | 37.93 | 37.93 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 36 months; | Award Letter - 36 months; | (No Data) | (No Data) |
| 351893869 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.8110 | Yes | Yes | 2.882 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.63 | 42.83 | 42.63 | 42.83 | 42.83 | 42.83 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Written VOE - 24 months; | (No Data) | (No Data) | (No Data) |
| 351893568 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 2 | 9.8707 | No | No | 1.235 | 1.235 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 49.43 | 49.43 | 49.43 | 49.43 | 49.43 | 49.43 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 25 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 25 months; | (No Data) | (No Data) | (No Data) |
| 351893899 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 9.2815 | Yes | Yes | 2.271 | 2.271 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 42.74 | 36.03 | 42.74 | 36.03 | 36.03 | 36.03 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 26 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 26 months; | (No Data) | (No Data) | (No Data) |
| 351893364 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | Present | QM: Safe Harbor (APOR) | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 2 | 8.4366 | Yes | Yes | 1.681 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Not Applicable | (No Data) | (No Data) | (No Data) | (No Data) | 33.15 | 33.15 | 33.15 | 33.15 | 33.15 | 33.15 | No | No | (No Data) | XXXXXX | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | XXXXXX | No | XXXXXX | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months; | (No Data) | (No Data) | (No Data) |
| <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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## Exhibit 99.8

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.8**

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** | | | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** | **NLT 2025-CES1** | **NLT 2025-CES1** | **NLT 2025-CES1** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **1/15/2025 - 3/27/2025** | **1/15/2025 - 3/27/2025** | **1/15/2025 - 3/27/2025** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **892** | **892** | **892** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| *Loans in Report:* | *892* | *892* | *892* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **Loan Level ATR/QM Status** | **Application Date Prior to 1/10/2014** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **GSE Eligible** | **QRM Flag** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Bwr 1 Employment Indicator** | **Bwr 2 Employment Indicator** | **Bwr 1 Foreign National Indicator** | **Bwr 2 Foreign National Indicator** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Residual Income Analysis in File** | **ATR/QM Residual Income** |
| 351894063 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 875 | XXXXXX | 8.7837 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893490 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1200 | XXXXXX | 9.6653 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893428 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 68.98 | XXXXXX | 8.7675 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893915 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 8.0502 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894008 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 8.8034 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893595 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1837.5 | XXXXXX | 8.9934 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893863 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1525 | XXXXXX | 9.7776 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893967 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 1408.43 | XXXXXX | 10.7306 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893975 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3995 | XXXXXX | 9.6097 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894015 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4840 | XXXXXX | 10.4054 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893914 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1345 | XXXXXX | 8.1614 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893814 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1775 | XXXXXX | 8.3699 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894030 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1341 | XXXXXX | 8.1497 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893759 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1891.41 | XXXXXX | 9.2905 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893631 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1730 | XXXXXX | 9.8336 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893812 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4370 | XXXXXX | 10.2313 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893737 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1653.03 | XXXXXX | 9.1905 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893633 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 894.75 | XXXXXX | 8.3376 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893231 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 399 | XXXXXX | 8.1802 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893551 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1730 | XXXXXX | 9.0767 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893954 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1903.75 | XXXXXX | 8.9827 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893206 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 799 | XXXXXX | 8.5436 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893822 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 2005 | XXXXXX | 12.6949 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893771 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1745 | XXXXXX | 9.1941 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893232 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2292.5 | XXXXXX | 9.2387 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894061 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1260.47 | XXXXXX | 8.0692 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893550 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 8.625 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894026 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 5455 | XXXXXX | 9.6284 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893233 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 9.625 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894031 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 9.0363 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893234 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 8.875 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893929 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1031.25 | XXXXXX | 8.5625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893823 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2354 | XXXXXX | 9.3158 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893879 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 9.0006 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893976 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 468 | XXXXXX | 8.9512 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894042 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2052.5 | XXXXXX | 8.6485 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893408 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 887 | XXXXXX | 8.3223 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893491 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1200 | XXXXXX | 10.0552 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893634 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2155 | XXXXXX | 8.4135 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893809 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 187.02 | XXXXXX | 9.3348 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893948 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2177.98 | XXXXXX | 9.3136 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893578 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1507.6 | XXXXXX | 9.1669 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893949 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4349.6 | XXXXXX | 10.0426 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893767 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2405 | XXXXXX | 9.1761 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893487 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2249.36 | XXXXXX | 10.0444 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893235 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1912 | XXXXXX | 9.2158 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893178 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1730.02 | XXXXXX | 10.7077 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893824 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1881 | XXXXXX | 8.8991 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893247 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1928.02 | XXXXXX | 8.6022 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893200 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1649.02 | XXXXXX | 8.5305 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893715 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1049 | XXXXXX | 8.4806 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893575 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2810.58 | XXXXXX | 9.6543 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893248 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2071.02 | XXXXXX | 9.1367 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893702 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1350 | XXXXXX | 8.7255 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893798 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1968.52 | XXXXXX | 9.4772 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894014 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4372.11 | XXXXXX | 8.8735 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893991 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 322.24 | XXXXXX | 9.4053 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893404 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1960.28 | XXXXXX | 9.929 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893221 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1375.03 | XXXXXX | 9.7501 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893249 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1473.01 | XXXXXX | 9.3891 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894038 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 5479.29 | XXXXXX | 9.1238 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893680 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2290.13 | XXXXXX | 9.1552 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893825 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1927 | XXXXXX | 9.5721 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893522 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2101.37 | XXXXXX | 9.8207 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893481 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1255.36 | XXXXXX | 9.2148 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893250 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1629.52 | XXXXXX | 9.103 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893687 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2102.36 | XXXXXX | 8.7272 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893904 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2199.2 | XXXXXX | 8.3323 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893571 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1344.52 | XXXXXX | 9.163 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893721 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1611.5 | XXXXXX | 10.5175 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893437 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2442.07 | XXXXXX | 10.0484 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893516 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2708.83 | XXXXXX | 8.6909 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893441 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1939.5 | XXXXXX | 9.1805 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893493 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 810 | XXXXXX | 8.8194 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893251 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1779.52 | XXXXXX | 9.3936 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893252 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1806.02 | XXXXXX | 9.7221 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893817 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2750 | XXXXXX | 9.0628 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893844 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4013.03 | XXXXXX | 10.5875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894032 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 5500 | XXXXXX | 8.1625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893253 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1670.52 | XXXXXX | 9.0314 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893585 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2971.63 | XXXXXX | 8.854 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893845 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2721.02 | XXXXXX | 8.6878 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893494 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2419.62 | XXXXXX | 9.1449 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893392 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2287.69 | XXXXXX | 8.6669 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | No | 0 |
| 351893596 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3186.6 | XXXXXX | 9.0861 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894020 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4050 | XXXXXX | 8.0372 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893923 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2799.92 | XXXXXX | 9.0956 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893442 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2399.1 | XXXXXX | 9.8038 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893597 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2074.7 | XXXXXX | 8.9695 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893961 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4119.2 | XXXXXX | 8.4247 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893936 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2903.22 | XXXXXX | 9.1341 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893635 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1968.75 | XXXXXX | 8.8973 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893174 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 910 | XXXXXX | 8.5043 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893636 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2137.75 | XXXXXX | 9.842 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893826 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1200 | XXXXXX | 8.5958 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893613 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2832.71 | XXXXXX | 9.4995 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893637 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2176.75 | XXXXXX | 8.9574 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893684 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2019.06 | XXXXXX | 9.2472 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893254 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1495.01 | XXXXXX | 9.0464 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893827 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3341 | XXXXXX | 8.7447 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893977 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1091.5 | XXXXXX | 8.6249 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893930 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1006.25 | XXXXXX | 8.2457 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893846 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3792.03 | XXXXXX | 8.827 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893255 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 885 | XXXXXX | 8.9263 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894022 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 5004.59 | XXXXXX | 9.8749 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894002 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3941.22 | XXXXXX | 9.2534 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893256 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2000.52 | XXXXXX | 8.554 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893257 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1973.02 | XXXXXX | 9.3909 | Retired | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | No | 0 |
| 351894054 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 650 | XXXXXX | 8.2009 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893236 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1100 | XXXXXX | 8.6803 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893258 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2080.52 | XXXXXX | 10.5494 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893900 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4944.99 | XXXXXX | 10.3336 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893638 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 871 | XXXXXX | 8.3339 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893682 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2731.35 | XXXXXX | 8.9042 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893538 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2335.43 | XXXXXX | 9.8229 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893195 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1025.5 | XXXXXX | 9.3682 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893797 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2785.46 | XXXXXX | 9.6663 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893905 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1598.05 | XXXXXX | 10.1184 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893259 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 863 | XXXXXX | 8.4581 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893995 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4287.17 | XXXXXX | 9.2935 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893218 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1861.52 | XXXXXX | 9.5839 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893784 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2659.1 | XXXXXX | 8.9569 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893639 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1229.75 | XXXXXX | 10.1375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893222 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1675.17 | XXXXXX | 9.0485 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893674 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1810.78 | XXXXXX | 8.6332 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893474 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2018.48 | XXXXXX | 8.9023 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893443 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 995 | XXXXXX | 8.3353 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893810 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2142.46 | XXXXXX | 9.2026 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893401 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2124.72 | XXXXXX | 10.6152 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893196 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1783.02 | XXXXXX | 8.7428 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893260 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1998.02 | XXXXXX | 9.8946 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893953 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3408.02 | XXXXXX | 9.5309 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893843 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2782.5 | XXXXXX | 8.5071 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893988 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1712.98 | XXXXXX | 8.5486 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893732 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3039.24 | XXXXXX | 8.5028 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893703 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2200 | XXXXXX | 8.693 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893553 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2067.6 | XXXXXX | 10.3413 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893379 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2263.07 | XXXXXX | 9.3314 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893772 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 2684.9 | XXXXXX | 10.4727 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893769 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2788.5 | XXXXXX | 9.9802 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893906 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3771.85 | XXXXXX | 10.0357 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893828 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1307 | XXXXXX | 8.7048 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893261 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1662.02 | XXXXXX | 9.349 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893262 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1995.02 | XXXXXX | 9.2351 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893192 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1741.02 | XXXXXX | 9.196 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893462 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1598.75 | XXXXXX | 9.6686 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893766 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1991 | XXXXXX | 8.9352 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893517 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2765.43 | XXXXXX | 10.0469 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893736 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 850 | XXXXXX | 8.7124 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893966 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1915.7 | XXXXXX | 9.3327 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893598 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1151.7 | XXXXXX | 8.4524 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893554 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1100 | XXXXXX | 8.9874 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894041 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 9.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894029 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6406.86 | XXXXXX | 8.8705 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894060 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 12595.03 | XXXXXX | 8.904 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893263 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1669.02 | XXXXXX | 9.5573 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893400 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1843.64 | XXXXXX | 10.1497 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893264 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1878.52 | XXXXXX | 9.1483 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893760 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3151.83 | XXXXXX | 8.9932 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893829 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 950 | XXXXXX | 9.1411 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893213 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1074.01 | XXXXXX | 9.1216 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893820 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3387 | XXXXXX | 10.1314 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893415 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2173.96 | XXXXXX | 8.866 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893380 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1460 | XXXXXX | 8.806 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893555 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3013.5 | XXXXXX | 9.3917 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893482 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2080.15 | XXXXXX | 8.7952 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893931 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 910 | XXXXXX | 8.3951 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894017 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1060 | XXXXXX | 9.967 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893678 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2338.44 | XXXXXX | 9.7368 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893640 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2166.75 | XXXXXX | 11.1459 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893265 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2106.53 | XXXXXX | 11.2313 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893629 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3294.25 | XXXXXX | 9.4235 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893704 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2091.6 | XXXXXX | 9.4999 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893738 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1210.8 | XXXXXX | 9.9578 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894059 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 6400 | XXXXXX | 8.1371 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893464 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2025.68 | XXXXXX | 8.4994 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893573 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3075.21 | XXXXXX | 9.6051 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893705 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 835 | XXXXXX | 8.2734 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893803 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4535.78 | XXXXXX | 9.9449 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893495 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1885.8 | XXXXXX | 8.9098 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893410 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 988.92 | XXXXXX | 9.0126 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893790 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1616.73 | XXXXXX | 8.895 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893216 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1549.02 | XXXXXX | 9.3169 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894016 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4453.6 | XXXXXX | 8.377 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893630 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1230.25 | XXXXXX | 9.5653 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893695 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2454.14 | XXXXXX | 8.7934 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893716 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2200.03 | XXXXXX | 8.693 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893739 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1949.35 | XXXXXX | 9.2447 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893641 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2698.25 | XXXXXX | 8.8121 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893266 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1681.02 | XXXXXX | 8.8913 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893599 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2853.5 | XXXXXX | 8.8202 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893740 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2857.3 | XXXXXX | 8.8827 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893223 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2000.52 | XXXXXX | 10.0897 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893787 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 650 | XXXXXX | 10.0307 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894009 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3500.82 | XXXXXX | 9.2033 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894010 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6105.85 | XXXXXX | 8.9312 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893444 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1406.35 | XXXXXX | 8.4906 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893445 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2070.3 | XXXXXX | 9.6234 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893267 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1168.01 | XXXXXX | 8.5201 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893996 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2870.12 | XXXXXX | 8.9256 | Unemployed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894028 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3327.25 | XXXXXX | 8.9996 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893577 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2026.17 | XXXXXX | 8.714 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893268 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1635.02 | XXXXXX | 8.4927 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893269 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1338.01 | XXXXXX | 8.5979 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893847 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4171.03 | XXXXXX | 9.1184 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893475 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1827.3 | XXXXXX | 9.8218 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893492 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1739.21 | XXXXXX | 9.8056 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893731 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2657.86 | XXXXXX | 9.2527 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893943 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2836.4 | XXXXXX | 9.8336 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893622 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2315.66 | XXXXXX | 8.481 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893446 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 8.8268 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893403 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1639.7 | XXXXXX | 10.5668 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893207 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 8.5254 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893871 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 650 | XXXXXX | 8.2685 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893402 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1505.72 | XXXXXX | 9.7301 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893960 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3292.39 | XXXXXX | 9.2703 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893556 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1889.35 | XXXXXX | 9.3222 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893459 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2128.92 | XXXXXX | 8.8547 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893701 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3651.84 | XXXXXX | 9.5734 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893270 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1933.02 | XXXXXX | 10.7866 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893600 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3235.2 | XXXXXX | 8.5323 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893888 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1935.89 | XXXXXX | 9.0268 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893431 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1896.86 | XXXXXX | 9.1807 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893237 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 835 | XXXXXX | 10.0125 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893238 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2286 | XXXXXX | 10.6446 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893271 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1381.51 | XXXXXX | 8.9481 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893421 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1457.5 | XXXXXX | 9.6177 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893447 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1184.45 | XXXXXX | 9.1614 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893272 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2155.53 | XXXXXX | 9.0447 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893273 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1846.02 | XXXXXX | 9.0353 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893733 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2214.76 | XXXXXX | 9.8843 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893496 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1802.6 | XXXXXX | 8.7068 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893542 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2062.56 | XXXXXX | 9.7162 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893618 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2965.14 | XXXXXX | 8.6161 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893609 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2033.52 | XXXXXX | 8.7526 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893274 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1108.51 | XXXXXX | 8.497 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893642 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2840.25 | XXXXXX | 8.5784 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893874 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2299.26 | XXXXXX | 8.6321 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893275 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1432.01 | XXXXXX | 8.9922 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894051 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 5999 | XXXXXX | 9.68 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893866 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 3115.69 | XXXXXX | 11.3019 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893669 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1580.02 | XXXXXX | 10.8076 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893978 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1078 | XXXXXX | 9.9602 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893276 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1947.72 | XXXXXX | 10.3383 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893277 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1044.02 | XXXXXX | 9.5444 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893894 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1682 | XXXXXX | 9.0744 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893557 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 994.95 | XXXXXX | 8.3783 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893278 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2116.03 | XXXXXX | 9.8057 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893465 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2107.08 | XXXXXX | 9.1753 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893706 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2121 | XXXXXX | 9.6717 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893393 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1943.21 | XXXXXX | 9.1261 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893912 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3125.73 | XXXXXX | 9.0757 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893549 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1430.9 | XXXXXX | 8.3617 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893394 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1703.53 | XXXXXX | 9.9394 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893191 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1369.01 | XXXXXX | 8.8022 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893997 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4238.46 | XXXXXX | 8.6705 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893601 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2043.9 | XXXXXX | 8.709 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893497 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1328.6 | XXXXXX | 8.5553 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893279 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1558 | XXXXXX | 8.5711 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893558 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1879.95 | XXXXXX | 8.4204 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893957 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2671.23 | XXXXXX | 8.978 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893661 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3102.52 | XXXXXX | 9.1264 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893280 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1789.02 | XXXXXX | 8.4934 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893281 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1727.02 | XXXXXX | 9.9418 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893878 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3514.4 | XXXXXX | 9.1794 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893448 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2556.65 | XXXXXX | 9.574 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893830 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2331 | XXXXXX | 9.6241 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893877 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2145.4 | XXXXXX | 8.5673 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893724 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2970.55 | XXXXXX | 10.0603 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893717 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2907.22 | XXXXXX | 8.7565 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893209 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 838 | XXXXXX | 8.7033 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893282 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1834.02 | XXXXXX | 10.1126 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893662 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2559.53 | XXXXXX | 9.4693 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893792 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2825.25 | XXXXXX | 8.4484 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893658 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3135.75 | XXXXXX | 9.7329 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894025 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4082.02 | XXXXXX | 8.694 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893283 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1709.02 | XXXXXX | 11.0894 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893284 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 8.378 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893285 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1604.02 | XXXXXX | 9.3819 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893180 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1766.02 | XXXXXX | 9.1883 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893974 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4804.25 | XXXXXX | 8.6434 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893286 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1595.51 | XXXXXX | 9.0566 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893287 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 850 | XXXXXX | 8.4919 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893939 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2517.63 | XXXXXX | 9.5575 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893288 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1765.02 | XXXXXX | 8.5296 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893480 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2318.14 | XXXXXX | 9.6289 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893289 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1522.51 | XXXXXX | 9.2438 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893290 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2147.53 | XXXXXX | 10.4567 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893699 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2339.6 | XXXXXX | 11.3417 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893531 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1369.38 | XXXXXX | 10.5725 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893848 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3576.03 | XXXXXX | 9.0429 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893498 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1991.8 | XXXXXX | 8.5197 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893559 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2497.55 | XXXXXX | 8.9608 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893963 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3473.62 | XXXXXX | 8.8618 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893831 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3468 | XXXXXX | 8.8603 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893867 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4114.3 | XXXXXX | 9.3643 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893365 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2249.53 | XXXXXX | 9.8125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893663 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3338.78 | XXXXXX | 9.0272 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894027 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4427.32 | XXXXXX | 9.6604 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893239 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1990.5 | XXXXXX | 10.5419 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893893 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5118.31 | XXXXXX | 9.4422 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893801 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1535.2 | XXXXXX | 10.1338 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894033 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 835 | XXXXXX | 9.7043 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893707 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 830 | XXXXXX | 9.9312 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893806 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3376.18 | XXXXXX | 9.7486 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893758 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4157.04 | XXXXXX | 9.9806 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893381 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 756.89 | XXXXXX | 9.7182 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893291 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1864.02 | XXXXXX | 9.2816 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893895 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3168.7 | XXXXXX | 8.6885 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893432 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1806.6 | XXXXXX | 8.5028 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893989 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2650.69 | XXXXXX | 8.834 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893292 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1641.52 | XXXXXX | 9.2783 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893579 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2841.16 | XXXXXX | 9.3998 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893399 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 910 | XXXXXX | 8.9338 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894050 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 6875 | XXXXXX | 8.4858 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893868 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1122.52 | XXXXXX | 8.315 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893723 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3395.33 | XXXXXX | 9.5115 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893439 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 650 | XXXXXX | 10.7687 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893173 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 648.01 | XXXXXX | 8.7961 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893896 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 991.6 | XXXXXX | 8.3063 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893621 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1120.5 | XXXXXX | 9.5677 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893572 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1892.49 | XXXXXX | 10.5541 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893418 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1297.39 | XXXXXX | 9.1385 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893201 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1323.51 | XXXXXX | 8.5655 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893523 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1018.3 | XXXXXX | 9.5687 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893956 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2512.45 | XXXXXX | 8.9997 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893722 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3736.96 | XXXXXX | 10.3487 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893499 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2070.8 | XXXXXX | 9.0359 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893391 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2405.27 | XXXXXX | 10.9094 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893370 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1375.28 | XXXXXX | 8.4753 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893861 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 995.51 | XXXXXX | 9.1394 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893293 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1655.02 | XXXXXX | 9.1359 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893602 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2228.7 | XXXXXX | 8.4915 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893818 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 9.281 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894048 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3399 | XXXXXX | 8.5611 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893294 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2180.53 | XXXXXX | 9.4227 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893681 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2245.66 | XXXXXX | 9.7253 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893952 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4737.99 | XXXXXX | 9.4119 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893876 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3326.67 | XXXXXX | 8.754 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893202 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 963 | XXXXXX | 8.4771 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893643 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2498.25 | XXXXXX | 9.8788 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893762 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2475 | XXXXXX | 9.9593 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893773 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2492.8 | XXXXXX | 10.0657 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893832 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 835 | XXXXXX | 9.1553 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893570 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 896.26 | XXXXXX | 9.0394 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893741 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3052.75 | XXXXXX | 9.2981 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893295 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 996.5 | XXXXXX | 8.4714 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893887 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4204.31 | XXXXXX | 10.5994 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893438 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1975.69 | XXXXXX | 10.2346 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893296 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1892.02 | XXXXXX | 8.8386 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893532 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2713.13 | XXXXXX | 10.3107 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893979 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 8.6301 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893849 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1467.01 | XXXXXX | 9.2776 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894019 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 110 | XXXXXX | 9.2922 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893804 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3344.82 | XXXXXX | 9.5139 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893742 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 961.3 | XXXXXX | 9.0655 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893821 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3679.03 | XXXXXX | 10.0579 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893297 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1997.02 | XXXXXX | 9.1206 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893411 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1740.69 | XXXXXX | 8.9114 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893298 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2332.53 | XXXXXX | 8.7394 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893774 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1615.7 | XXXXXX | 10.0812 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893616 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2881.12 | XXXXXX | 8.7905 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893417 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1810.64 | XXXXXX | 8.792 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893880 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2919.4 | XXXXXX | 8.4093 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893750 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2357.08 | XXXXXX | 9.3004 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893713 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 820.4 | XXXXXX | 10.7305 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893586 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2478.28 | XXXXXX | 9.8184 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893299 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1506.02 | XXXXXX | 9.1767 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894023 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 5144.9 | XXXXXX | 9.1567 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893374 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 835 | XXXXXX | 9.2147 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894005 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5764.88 | XXXXXX | 8.7824 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893500 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2821.4 | XXXXXX | 8.6947 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893670 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1447.52 | XXXXXX | 9.5276 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893552 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2113.2 | XXXXXX | 10.1603 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893944 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3619.6 | XXXXXX | 9.9362 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893781 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2522.19 | XXXXXX | 9.6848 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893426 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1507.04 | XXXXXX | 8.7709 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893300 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1668.01 | XXXXXX | 8.5771 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893775 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2979.4 | XXXXXX | 9.0163 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893460 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 911.5 | XXXXXX | 8.4189 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893175 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1343.5 | XXXXXX | 8.9374 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893520 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2240.25 | XXXXXX | 10.2005 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893754 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3305.19 | XXXXXX | 9.5297 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893501 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1618.8 | XXXXXX | 11.341 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893528 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1933.64 | XXXXXX | 8.9999 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893910 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 9.7503 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893203 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1044 | XXXXXX | 8.5 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893449 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1388.4 | XXXXXX | 9.924 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894046 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4290 | XXXXXX | 10.3604 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893469 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1583.28 | XXXXXX | 8.6748 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893816 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4157.03 | XXXXXX | 9.1552 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894039 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4725 | XXXXXX | 9.1566 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893688 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2034.58 | XXXXXX | 9.281 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893889 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3552.66 | XXXXXX | 8.7514 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893301 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1474.01 | XXXXXX | 8.7873 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893644 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2868.25 | XXXXXX | 9.3136 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893968 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1542.04 | XXXXXX | 8.9256 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893366 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1707.52 | XXXXXX | 8.9308 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893955 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5548.25 | XXXXXX | 10.8746 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893942 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1706 | XXXXXX | 8.5246 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893748 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1418.9 | XXXXXX | 9.1091 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893382 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 861.5 | XXXXXX | 9.7215 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893450 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1768.95 | XXXXXX | 9.8022 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893419 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1957.45 | XXXXXX | 10.0979 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893623 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2452.26 | XXXXXX | 9.0582 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893911 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4026.76 | XXXXXX | 8.5063 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893389 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2368.62 | XXXXXX | 9.9954 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893986 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 8.1749 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893397 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2432.98 | XXXXXX | 9.969 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893833 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3199 | XXXXXX | 9.309 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893376 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1763.34 | XXXXXX | 10.0549 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893302 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1000 | XXXXXX | 9.284 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893390 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2123.2 | XXXXXX | 9.1563 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893246 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2232 | XXXXXX | 11.3985 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893897 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2932.7 | XXXXXX | 9.5426 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893686 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2600.89 | XXXXXX | 9.4807 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893588 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2037.05 | XXXXXX | 8.4541 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893484 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1875.29 | XXXXXX | 10.0372 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893970 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3509.35 | XXXXXX | 8.4836 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893603 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1775.4 | XXXXXX | 10.6287 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893697 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 680.81 | XXXXXX | 9.4982 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893476 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2279.24 | XXXXXX | 9.9265 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893864 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2631.28 | XXXXXX | 8.3852 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| 351893720 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3718.13 | XXXXXX | 10.3418 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893440 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2029.05 | XXXXXX | 8.9629 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893502 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1244.8 | XXXXXX | 9.3833 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893219 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1846.86 | XXXXXX | 9.4949 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893765 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1888.9 | XXXXXX | 8.6992 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893945 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3292.7 | XXXXXX | 9.7775 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893240 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1682.5 | XXXXXX | 9.3552 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893850 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2092.01 | XXXXXX | 9.8588 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893743 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 895 | XXXXXX | 8.6746 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894047 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9568.09 | XXXXXX | 9.8572 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893503 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1798.6 | XXXXXX | 8.7014 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894004 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3497.24 | XXXXXX | 9.1028 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893396 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1949.62 | XXXXXX | 8.8001 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893504 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1855.4 | XXXXXX | 9.0619 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893725 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1047.7 | XXXXXX | 9.6842 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893574 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1018.06 | XXXXXX | 8.8849 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893303 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1153.51 | XXXXXX | 10.5198 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893932 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1100 | XXXXXX | 8.3703 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893625 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 684.76 | XXXXXX | 9.5071 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893659 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1341.75 | XXXXXX | 9.6326 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893304 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1896.52 | XXXXXX | 9.2098 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893645 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2060.75 | XXXXXX | 9.2833 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893793 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 790 | XXXXXX | 10.2806 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893851 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3459.02 | XXXXXX | 9.1877 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894011 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 805 | XXXXXX | 8.2105 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893305 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1885.51 | XXXXXX | 8.7766 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893920 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3013.4 | XXXXXX | 9.5625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893306 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1448.51 | XXXXXX | 8.8827 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893646 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2365 | XXXXXX | 8.4701 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893993 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4240.63 | XXXXXX | 9.7873 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893927 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3481.25 | XXXXXX | 8.9268 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893307 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1901.02 | XXXXXX | 9.9881 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893780 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2475.22 | XXXXXX | 8.7916 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894034 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4907 | XXXXXX | 8.916 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893612 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3128.89 | XXXXXX | 10.2772 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893179 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1502.33 | XXXXXX | 8.8698 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893308 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1097.01 | XXXXXX | 8.3918 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893309 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1451.01 | XXXXXX | 8.7143 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893461 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1994.01 | XXXXXX | 9.6109 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893795 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3402.58 | XXXXXX | 9.2838 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893412 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1828.18 | XXXXXX | 9.3332 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893310 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1364.01 | XXXXXX | 8.3745 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893726 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 790 | XXXXXX | 8.7116 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893834 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1633 | XXXXXX | 9.1052 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893909 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 9.0001 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893924 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2996.13 | XXXXXX | 8.4865 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893916 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1304.6 | XXXXXX | 8.8131 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893414 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1549.29 | XXXXXX | 8.9107 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893230 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 788.5 | XXXXXX | 10.6481 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893785 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1039.58 | XXXXXX | 8.3285 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893749 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2565.4 | XXXXXX | 9.3022 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893647 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2149 | XXXXXX | 8.8863 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893852 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3738.03 | XXXXXX | 9.3135 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893505 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1327 | XXXXXX | 8.8437 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893451 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2278.65 | XXXXXX | 9.3415 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893788 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3305.32 | XXXXXX | 9.1643 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893708 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1444.8 | XXXXXX | 8.3672 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893835 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 833 | XXXXXX | 9.013 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893506 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2203.8 | XXXXXX | 8.8127 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893796 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2039.61 | XXXXXX | 9.0947 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893466 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1540 | XXXXXX | 9.3565 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893371 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1101.05 | XXXXXX | 9.3901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893980 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 850 | XXXXXX | 9.5959 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894006 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3213.2 | XXXXXX | 8.7932 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893709 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2553.4 | XXXXXX | 8.8684 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894012 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 487.71 | XXXXXX | 7.9557 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894052 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3437.5 | XXXXXX | 9.2097 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893862 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2591.03 | XXXXXX | 8.6101 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893311 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1390 | XXXXXX | 11.1819 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893416 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1907.72 | XXXXXX | 9.0796 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893422 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1957.45 | XXXXXX | 10.1121 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893853 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2897.02 | XXXXXX | 8.913 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893217 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1705.52 | XXXXXX | 9.4099 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893753 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1828.13 | XXXXXX | 8.7013 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893800 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2878.64 | XXXXXX | 9.5508 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893312 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1474.51 | XXXXXX | 8.4043 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893648 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2427 | XXXXXX | 9.2543 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893183 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1616.01 | XXXXXX | 8.9721 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893664 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2080.27 | XXXXXX | 8.694 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893994 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2111.02 | XXXXXX | 8.8417 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893987 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4913.03 | XXXXXX | 8.9604 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893368 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1074.01 | XXXXXX | 8.4933 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893958 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3740 | XXXXXX | 8.4129 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893313 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1611.02 | XXXXXX | 8.9524 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893998 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1298.29 | XXXXXX | 8.6308 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893683 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1506.78 | XXXXXX | 9.5526 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893675 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1016.25 | XXXXXX | 8.9795 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893185 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2269.53 | XXXXXX | 10.6106 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893314 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1375.03 | XXXXXX | 9.7505 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893813 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3436 | XXXXXX | 8.4591 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893214 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1814.02 | XXXXXX | 9.3141 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893548 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1987.63 | XXXXXX | 8.927 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893928 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1773.75 | XXXXXX | 8.6854 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893799 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3060.93 | XXXXXX | 9.3035 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893700 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3689.8 | XXXXXX | 12.0323 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893407 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1921.49 | XXXXXX | 9.4798 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893881 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3250 | XXXXXX | 8.4618 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893619 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 897.78 | XXXXXX | 8.3553 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893649 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 977 | XXXXXX | 8.3731 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893488 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2534.83 | XXXXXX | 8.6377 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893452 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1977.5 | XXXXXX | 8.5347 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893836 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4037 | XXXXXX | 9.1088 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893315 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 938.02 | XXXXXX | 9.0055 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893583 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2147.02 | XXXXXX | 11.5844 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893689 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2244.72 | XXXXXX | 8.9213 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893671 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2544.28 | XXXXXX | 9.3699 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893188 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1585.52 | XXXXXX | 8.5178 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893632 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2783.73 | XXXXXX | 9.1225 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893537 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1753.42 | XXXXXX | 11.0446 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893453 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 830 | XXXXXX | 8.6695 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893837 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3750 | XXXXXX | 10.0493 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893316 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1643.02 | XXXXXX | 8.4974 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893485 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1795.17 | XXXXXX | 8.8626 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893786 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3538.73 | XXXXXX | 9.3272 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893317 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1778.52 | XXXXXX | 8.8072 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893318 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1220.01 | XXXXXX | 8.4059 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893518 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1716.21 | XXXXXX | 9.1306 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893776 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1786.7 | XXXXXX | 9.1109 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893467 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2169.97 | XXXXXX | 10.775 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893921 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1068.4 | XXXXXX | 8.7486 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893372 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1755.15 | XXXXXX | 9.5042 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893593 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2820.3 | XXXXXX | 8.92 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893507 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1859.6 | XXXXXX | 8.5528 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893854 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2211.01 | XXXXXX | 8.4921 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893971 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1155.45 | XXXXXX | 9.0125 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893388 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2240.77 | XXXXXX | 8.9172 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893319 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1085.51 | XXXXXX | 9.1976 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894053 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2752.49 | XXXXXX | 8.9081 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893320 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1243.51 | XXXXXX | 8.6551 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893855 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1262 | XXXXXX | 8.3138 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893665 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3246.53 | XXXXXX | 8.9947 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893672 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 849.01 | XXXXXX | 11.0473 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893856 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3765.03 | XXXXXX | 8.5581 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893413 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1871.65 | XXXXXX | 9.8963 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893212 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2162.03 | XXXXXX | 9.4132 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893454 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2449.7 | XXXXXX | 9.0474 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893204 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1053 | XXXXXX | 8.5625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893791 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3385.83 | XXXXXX | 9.0042 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893215 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1795.52 | XXXXXX | 9.3379 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894021 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4258.2 | XXXXXX | 10.28 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893241 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 900 | XXXXXX | 8.7853 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893560 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1311.25 | XXXXXX | 9.1086 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893225 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1377.75 | XXXXXX | 8.6028 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893197 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2224.53 | XXXXXX | 10.7173 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893872 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1570.71 | XXXXXX | 8.9632 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893763 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2055.74 | XXXXXX | 9.6408 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893369 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1652.56 | XXXXXX | 10.2146 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894024 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 5114.05 | XXXXXX | 9.0145 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893473 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1998.69 | XXXXXX | 10.4739 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893965 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4079.26 | XXXXXX | 9.6029 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893951 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5067.95 | XXXXXX | 8.787 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893604 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 835 | XXXXXX | 8.7139 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893710 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3601 | XXXXXX | 8.6641 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893561 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2428.7 | XXXXXX | 9.282 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893969 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3418.36 | XXXXXX | 9.111 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893693 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2187.22 | XXXXXX | 10.5025 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893744 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 810 | XXXXXX | 10.6459 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893205 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1348.01 | XXXXXX | 8.4592 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893933 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1276.25 | XXXXXX | 8.7669 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893486 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1575 | XXXXXX | 9.3627 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893605 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1141.3 | XXXXXX | 8.9164 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893666 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3338.78 | XXXXXX | 8.7988 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893508 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1172.4 | XXXXXX | 9.0824 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893228 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1095.01 | XXXXXX | 9.1665 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893751 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 995.2 | XXXXXX | 8.3212 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893455 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1000 | XXXXXX | 9.1315 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893901 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4516.84 | XXXXXX | 9.9947 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893519 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1847.62 | XXXXXX | 8.6221 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893321 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1548.52 | XXXXXX | 8.7713 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893509 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1948.2 | XXXXXX | 9.4674 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894013 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2832.4 | XXXXXX | 10.0365 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893322 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1369.51 | XXXXXX | 9.3107 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893819 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3265.98 | XXXXXX | 9.708 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893367 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 965 | XXXXXX | 9.1007 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893938 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 935 | XXXXXX | 9.1221 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893463 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1405.08 | XXXXXX | 9.9358 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893193 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1787.52 | XXXXXX | 9.3023 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893711 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1117 | XXXXXX | 8.3832 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893323 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2349.03 | XXXXXX | 8.7085 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893383 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1947.23 | XXXXXX | 8.5847 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893941 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3980.7 | XXXXXX | 8.8376 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893224 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1166.51 | XXXXXX | 10.2329 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893714 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3483.7 | XXXXXX | 9.1347 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893562 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1125 | XXXXXX | 8.5599 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893917 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 248.4 | XXXXXX | 8.9291 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893433 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1652.56 | XXXXXX | 8.6967 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893808 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3620.14 | XXXXXX | 9.7283 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893580 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1214.72 | XXXXXX | 11.7809 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893563 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2736.7 | XXXXXX | 10.0975 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893777 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3127.7 | XXXXXX | 9.1512 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893324 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1644.02 | XXXXXX | 8.8893 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893628 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2288.5 | XXXXXX | 10.3823 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893527 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2399.16 | XXXXXX | 9.3769 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893325 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 790 | XXXXXX | 8.4981 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893617 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1338.59 | XXXXXX | 9.6149 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893326 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1316.51 | XXXXXX | 8.6896 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893650 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2723.5 | XXXXXX | 9.7333 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894003 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3901.82 | XXXXXX | 10.1794 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893436 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1944.83 | XXXXXX | 9.6971 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893718 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1000 | XXXXXX | 9.1766 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894045 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 6324.07 | XXXXXX | 9.8253 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893730 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3847.04 | XXXXXX | 10.1021 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893882 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2930.95 | XXXXXX | 9.555 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893962 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3216.8 | XXXXXX | 9.0958 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893660 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2457.75 | XXXXXX | 9.5041 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893427 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1751.21 | XXXXXX | 9.3448 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894036 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 910 | XXXXXX | 8.4661 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893857 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 8.255 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893327 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2310.53 | XXXXXX | 9.0659 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893328 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2057.52 | XXXXXX | 9.0066 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893477 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2544.36 | XXXXXX | 10.297 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893925 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1683.2 | XXXXXX | 10.1295 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893470 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2305.36 | XXXXXX | 10.376 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893981 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3158 | XXXXXX | 9.3286 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893543 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2720.36 | XXXXXX | 10.0496 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893524 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2541.92 | XXXXXX | 8.8831 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893409 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2122.95 | XXXXXX | 9.3908 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893510 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2413 | XXXXXX | 10.9896 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893387 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2334.57 | XXXXXX | 10.1865 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893198 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2211.53 | XXXXXX | 9.849 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893651 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2262 | XXXXXX | 9.9726 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893190 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1704.02 | XXXXXX | 8.5305 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893805 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2536.24 | XXXXXX | 9.2416 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893529 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1680.77 | XXXXXX | 9.895 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893329 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 810 | XXXXXX | 9.1576 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893652 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2180.75 | XXXXXX | 8.4402 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893330 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1375.03 | XXXXXX | 10.166 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893331 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1701.52 | XXXXXX | 8.6033 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893377 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1910.06 | XXXXXX | 10.1982 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893606 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1412.7 | XXXXXX | 9.4998 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893199 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1574.51 | XXXXXX | 8.9859 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893592 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2675 | XXXXXX | 9.2135 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893186 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1150.01 | XXXXXX | 8.5289 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893569 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2135.47 | XXXXXX | 9.2069 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893624 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2721.24 | XXXXXX | 9.0183 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893685 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2675.71 | XXXXXX | 9.1523 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894000 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3503.84 | XXXXXX | 8.8706 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894043 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4842.6 | XXXXXX | 9.9499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893907 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3636.45 | XXXXXX | 8.4533 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893982 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3568 | XXXXXX | 9.0997 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893719 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2655.72 | XXXXXX | 10.2387 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893177 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 835 | XXXXXX | 8.4345 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894007 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2002.16 | XXXXXX | 10.0768 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894055 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9379 | XXXXXX | 9.4157 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893883 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 805 | XXXXXX | 8.6935 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893690 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3047.82 | XXXXXX | 10.2397 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893653 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3047.75 | XXXXXX | 9.0044 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893332 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1598.52 | XXXXXX | 9.1562 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894040 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4219.38 | XXXXXX | 9.2768 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893333 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1995.02 | XXXXXX | 9.1915 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893983 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1954 | XXXXXX | 8.826 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893694 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 810 | XXXXXX | 10.1877 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893479 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 810 | XXXXXX | 9.7494 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893525 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2328.16 | XXXXXX | 10.4883 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894056 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1100 | XXXXXX | 9.683 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893468 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1243.3 | XXXXXX | 10.9161 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893992 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2780.39 | XXXXXX | 9.8906 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894035 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 838 | XXXXXX | 9.8433 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893176 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 835 | XXXXXX | 8.4236 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893884 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2830.15 | XXXXXX | 8.5245 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893815 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2148 | XXXXXX | 8.7028 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894001 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1100 | XXXXXX | 8.2864 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893334 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1627.02 | XXXXXX | 8.9571 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893728 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 3264.47 | XXXXXX | 10.4189 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893335 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1807.02 | XXXXXX | 8.9657 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893471 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2339.96 | XXXXXX | 8.624 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893336 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1019.52 | XXXXXX | 10.9364 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893423 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2264.41 | XXXXXX | 9.1684 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894062 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 6537 | XXXXXX | 8.2881 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893990 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2964.95 | XXXXXX | 9.9107 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893620 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2120.02 | XXXXXX | 9.5109 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893337 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2051.53 | XXXXXX | 9.0108 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893338 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 838 | XXXXXX | 8.6747 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893698 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1378.41 | XXXXXX | 8.7923 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893696 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2476.09 | XXXXXX | 8.9697 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893567 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1185.86 | XXXXXX | 8.4339 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893926 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1802.5 | XXXXXX | 8.3344 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893533 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 960.63 | XXXXXX | 9.7841 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893511 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2084.4 | XXXXXX | 9.0345 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893540 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2988.06 | XXXXXX | 8.9492 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893838 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2589 | XXXXXX | 8.503 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893677 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2732.32 | XXXXXX | 8.9328 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893339 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1320.51 | XXXXXX | 8.9306 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893735 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2251.3 | XXXXXX | 8.4419 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893610 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1337.3 | XXXXXX | 9.5238 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893918 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2747 | XXXXXX | 8.7179 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893340 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1277.5 | XXXXXX | 8.4901 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893903 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2786.96 | XXXXXX | 8.9539 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893541 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2252.08 | XXXXXX | 9.3552 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893919 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3760.6 | XXXXXX | 9.0021 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893745 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1640.25 | XXXXXX | 9.0211 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893761 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2747.96 | XXXXXX | 8.9897 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893229 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1572.02 | XXXXXX | 9.2333 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893564 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1690.95 | XXXXXX | 9.2444 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893778 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2475 | XXXXXX | 9.0684 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893384 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 835 | XXXXXX | 8.4254 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | No | 0 |
| 351893341 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1674.52 | XXXXXX | 9.0473 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893208 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2191.02 | XXXXXX | 8.8947 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893342 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2097.02 | XXXXXX | 9.4477 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893534 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2773.13 | XXXXXX | 9.6959 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893667 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1410 | XXXXXX | 9.2924 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893839 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1779 | XXXXXX | 9.0589 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893676 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3455.56 | XXXXXX | 9.7104 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893946 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4720.3 | XXXXXX | 9.4411 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893343 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1556.51 | XXXXXX | 9.1125 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893712 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1618.8 | XXXXXX | 8.9881 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893344 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1620.02 | XXXXXX | 8.9981 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893405 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1480.28 | XXXXXX | 9.8996 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893937 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3237.06 | XXXXXX | 9.763 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893345 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1122.01 | XXXXXX | 9.2401 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893973 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2228.99 | XXXXXX | 9.1688 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893654 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1000 | XXXXXX | 8.5587 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893691 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2258.42 | XXXXXX | 9.5822 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893885 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4852.3 | XXXXXX | 9.3094 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893692 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2957.22 | XXXXXX | 9.7049 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893434 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1973.32 | XXXXXX | 8.9593 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893581 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1464.56 | XXXXXX | 8.8869 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893892 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3750.35 | XXXXXX | 9.2836 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893947 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2195.7 | XXXXXX | 8.6071 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893607 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1925 | XXXXXX | 9.2112 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893746 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2167 | XXXXXX | 8.638 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893999 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 790 | XXXXXX | 8.2043 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893984 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3365 | XXXXXX | 8.4534 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893483 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2168.79 | XXXXXX | 9.5283 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893802 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3314.65 | XXXXXX | 9.2307 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893594 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1925.03 | XXXXXX | 10.269 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893770 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2138.2 | XXXXXX | 8.9235 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893858 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3625.03 | XXXXXX | 9.2659 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893182 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1647.02 | XXXXXX | 9.0245 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893859 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3071.02 | XXXXXX | 8.5599 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893456 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2222.55 | XXXXXX | 9.3748 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893922 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3688.43 | XXXXXX | 8.9849 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893934 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3050 | XXXXXX | 8.7562 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894057 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1426.25 | XXXXXX | 8.1151 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893535 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 850 | XXXXXX | 8.3315 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893210 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1431.51 | XXXXXX | 8.6957 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893875 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1150.84 | XXXXXX | 8.3069 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893755 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3088.3 | XXXXXX | 8.5339 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893187 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1547.51 | XXXXXX | 8.54 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893544 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3017.48 | XXXXXX | 9.221 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893472 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2484.85 | XXXXXX | 9.1163 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894037 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1560.7 | XXXXXX | 8.2496 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893346 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 835 | XXXXXX | 8.4126 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893783 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2320.48 | XXXXXX | 9.1397 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893627 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2034.75 | XXXXXX | 9.196 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893840 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3082 | XXXXXX | 8.8045 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893964 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2720.06 | XXXXXX | 9.6697 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893668 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1600 | XXXXXX | 11.8561 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893794 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1619.95 | XXXXXX | 8.4687 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893545 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2037.2 | XXXXXX | 8.4707 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893935 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3437.5 | XXXXXX | 10.0698 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893565 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1896.45 | XXXXXX | 9.3824 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893584 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3300.6 | XXXXXX | 9.222 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893547 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 8.8394 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893347 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1917.03 | XXXXXX | 9.1686 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893348 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2002.52 | XXXXXX | 9.8862 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893512 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1963.6 | XXXXXX | 8.7682 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893886 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3562.15 | XXXXXX | 8.6149 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893890 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3697.54 | XXXXXX | 10.1914 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893789 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3668.1 | XXXXXX | 10.235 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894058 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 895 | XXXXXX | 8.0728 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894018 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1966.75 | XXXXXX | 9.6661 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893242 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1827 | XXXXXX | 10.0959 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893189 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2024.02 | XXXXXX | 8.8608 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893349 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1714.02 | XXXXXX | 8.7877 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893350 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1717.02 | XXXXXX | 8.7741 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893378 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2192.76 | XXXXXX | 9.1663 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893243 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1100 | XXXXXX | 10.086 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893589 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2340 | XXXXXX | 9.8484 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893181 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1873.02 | XXXXXX | 12.3955 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893211 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1202.51 | XXXXXX | 8.9654 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893779 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2776.6 | XXXXXX | 8.5882 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893398 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1175.16 | XXXXXX | 10.7256 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893841 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2042 | XXXXXX | 10.0807 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893424 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 650 | XXXXXX | 9.5479 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893385 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1841.36 | XXXXXX | 9.1387 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893582 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 859.64 | XXXXXX | 8.348 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893865 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3750.28 | XXXXXX | 9.4439 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893747 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2337.5 | XXXXXX | 8.4354 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893891 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3391.5 | XXXXXX | 8.4491 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893425 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1959.69 | XXXXXX | 9.1489 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893811 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2980.24 | XXXXXX | 8.7397 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893351 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1788.02 | XXXXXX | 10.3459 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893842 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 900 | XXXXXX | 9.5616 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893430 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2469.92 | XXXXXX | 9.5938 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893457 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1567.85 | XXXXXX | 8.9761 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893673 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1218.27 | XXXXXX | 9.4813 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893220 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2151.03 | XXXXXX | 9.8164 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893226 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1884 | XXXXXX | 8.9221 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893615 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2290.96 | XXXXXX | 9.0289 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893576 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2267.26 | XXXXXX | 10.1081 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894044 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1588.4 | XXXXXX | 8.2347 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893756 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2683.96 | XXXXXX | 8.5758 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893352 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1529.02 | XXXXXX | 9.4353 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893353 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1694.02 | XXXXXX | 8.9111 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893940 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4474.76 | XXXXXX | 9.3901 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893244 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 10.8328 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893521 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2772.34 | XXXXXX | 10.2745 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893950 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2724.92 | XXXXXX | 9.798 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893395 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1878.59 | XXXXXX | 10.0409 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893375 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1839.05 | XXXXXX | 9.9694 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893768 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1482.1 | XXXXXX | 9.1493 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893782 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 859.76 | XXXXXX | 8.685 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893614 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2191.35 | XXXXXX | 9.0894 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893354 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 901 | XXXXXX | 8.4984 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893355 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1466.51 | XXXXXX | 9.476 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893526 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 888.74 | XXXXXX | 8.7647 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893356 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 872.5 | XXXXXX | 9.0561 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893591 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2971.8 | XXXXXX | 8.846 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893566 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 850 | XXXXXX | 10.2959 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893539 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1308.25 | XXXXXX | 9.3873 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893959 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3922.92 | XXXXXX | 9.2961 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893611 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1736.51 | XXXXXX | 9.1835 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893513 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1650 | XXXXXX | 9.3516 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893429 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1893.99 | XXXXXX | 8.8708 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893807 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2935.79 | XXXXXX | 9.1047 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893985 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4323.5 | XXXXXX | 9.2036 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893752 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1319.4 | XXXXXX | 9.2598 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893873 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2108.4 | XXXXXX | 9.1935 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893655 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1486.75 | XXXXXX | 9.079 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893357 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2363.03 | XXXXXX | 9.2994 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893546 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2741.79 | XXXXXX | 9.521 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893608 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2203.5 | XXXXXX | 8.9975 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893358 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2343.53 | XXXXXX | 10.1318 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893514 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1894 | XXXXXX | 9.262 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893359 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2089.53 | XXXXXX | 9.3987 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893194 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 805 | XXXXXX | 9.2441 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893656 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2403.25 | XXXXXX | 8.9787 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893727 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3276.22 | XXXXXX | 9.1922 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893898 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1687.1 | XXXXXX | 8.858 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893373 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1604.69 | XXXXXX | 9.3321 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893626 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2124 | XXXXXX | 9.4995 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893478 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1994.94 | XXXXXX | 8.9039 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893360 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1538.51 | XXXXXX | 9.0082 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893536 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1718.75 | XXXXXX | 11.133 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893908 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3950.82 | XXXXXX | 10.0224 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893184 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1818.52 | XXXXXX | 10.557 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893587 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1746.76 | XXXXXX | 10.2243 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893657 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1456.75 | XXXXXX | 8.4038 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893734 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3055.8 | XXXXXX | 10.2569 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893227 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2065.02 | XXXXXX | 8.9343 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893420 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2185.26 | XXXXXX | 10.2988 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893515 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1071.2 | XXXXXX | 8.7832 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893361 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1530.51 | XXXXXX | 9.3886 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893386 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1800.9 | XXXXXX | 8.824 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893913 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3122.4 | XXXXXX | 9.4404 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893362 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1614.02 | XXXXXX | 10.355 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893902 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3537.63 | XXXXXX | 9.6929 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893764 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2415.82 | XXXXXX | 8.7491 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893435 | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1861.78 | XXXXXX | 10.4049 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893406 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1053.56 | XXXXXX | 8.4601 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893679 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2371.78 | XXXXXX | 9.3474 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893870 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 8.6247 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893972 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1468.93 | XXXXXX | 8.7755 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893757 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3227 | XXXXXX | 9.3448 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351894049 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 822 | XXXXXX | 8.3118 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893458 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2269.95 | XXXXXX | 9.9249 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351894064 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 8707.13 | XXXXXX | 8.6941 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893363 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1797.02 | XXXXXX | 10.0911 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893590 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2033.92 | XXXXXX | 8.6962 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893245 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1612.5 | XXXXXX | 9.3521 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893729 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1660 | XXXXXX | 9.8938 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893489 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1276.6 | XXXXXX | 9.0999 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893860 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3641.03 | XXXXXX | 8.95 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893530 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2372.62 | XXXXXX | 8.8496 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893869 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2859.6 | XXXXXX | 9.811 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893568 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 785 | XXXXXX | 9.8707 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 351893899 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2435.8 | XXXXXX | 9.2815 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 351893364 | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 810 | XXXXXX | 8.4366 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.9

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.9**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** | | | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** | NLT 2025-CES1 | NLT 2025-CES1 | NLT 2025-CES1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | 1/15/2025 - 3/27/2025 | 1/15/2025 - 3/27/2025 | 1/15/2025 - 3/27/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | 892 | 892 | 892 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Valuations Summary** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| *Loans in Report:* | *892* |  |  |  | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS Information** |
| **Loan Number** | **Seller Loan Number** | **Original Balance** | **Sales Price** | **Value For LTV** | **Appraised Date** | **Appraised Value** | **Appraisal Form** | **AVM Vendor Name** | **Confidence Score** | **Review Date** | **Review Value** | **Variance Amount** | **Variance %** | **Review Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **AVM Vendor Name** | **AVM FSD** | **Confidence Score** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Report Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Other - Valuation Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **CU / LCA Score** |
| 351894063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893490 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893428 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893915 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894008 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893595 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893863 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893967 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893975 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894015 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893914 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893814 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894030 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893759 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893631 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893812 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893737 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893633 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893231 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893551 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893954 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893206 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893822 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893771 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893232 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894061 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893550 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894026 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893233 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894031 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893234 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893929 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893823 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893879 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893976 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894042 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893408 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893491 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893634 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893809 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893948 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893578 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893949 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893767 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893487 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893235 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893178 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893824 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893247 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893200 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893715 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893575 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893248 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 86.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 86.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893702 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893798 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893991 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |
| 351893404 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893221 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893249 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894038 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893680 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893825 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893522 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893481 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893250 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893687 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893904 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893571 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893721 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893437 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893516 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893441 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893251 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893252 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893817 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894032 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893585 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893845 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893494 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893392 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893596 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894020 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893923 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893442 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893597 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893961 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893936 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893635 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893174 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893636 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893826 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893613 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893637 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893684 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893254 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893827 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893977 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893930 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893846 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893255 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894022 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894002 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893256 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893257 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894054 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893236 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893258 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893900 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893638 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893682 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893538 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893195 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893797 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893905 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893259 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893995 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893218 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893639 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893222 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893674 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893474 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893443 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893810 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893401 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893196 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893260 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893953 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893843 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893988 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893703 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893553 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893379 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893772 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893906 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893828 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 81.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 81.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893262 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893192 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893462 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893766 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893517 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893736 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893966 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893598 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894041 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894029 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894060 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893263 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893400 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893264 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893829 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893213 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893820 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893415 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893380 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| 351893555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893482 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893931 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894017 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893678 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893640 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893265 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893629 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893704 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893464 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 80.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 80.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893573 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893705 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893803 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893410 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893790 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894016 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893630 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893695 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893716 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893739 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893641 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893266 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893599 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893740 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893223 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893787 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894009 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894010 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893444 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893445 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893267 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893996 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894028 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893577 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893268 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893269 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893847 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893475 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893492 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893622 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893446 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893403 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893207 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893871 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893402 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893960 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893556 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893459 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893701 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893270 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893600 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893888 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893431 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893237 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893238 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893271 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893421 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893447 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893272 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893733 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893496 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893542 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893618 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893609 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893274 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893642 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893874 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893275 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894051 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893866 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893669 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893978 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893276 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893277 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893894 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893557 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893465 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893706 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893393 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893912 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893549 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893394 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893191 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893601 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893497 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893279 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893558 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893957 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893661 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893280 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893878 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893448 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893830 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893877 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893724 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893717 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893209 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893282 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893662 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893792 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893658 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894025 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893283 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893284 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893285 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893180 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893974 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893286 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893287 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893939 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893288 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893480 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893289 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893290 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 82.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 82.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893699 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893531 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893848 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893498 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893963 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893831 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893867 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893365 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893663 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894027 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893239 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893893 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893801 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894033 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893707 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893758 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893381 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893291 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893895 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893432 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893989 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893292 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893579 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893399 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894050 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893868 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893723 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893439 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893173 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893896 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893621 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893572 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893418 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893201 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893523 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893956 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893499 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893391 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893370 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893861 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| 351893293 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893602 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893818 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894048 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893294 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893681 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893952 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893876 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893202 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893643 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893762 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893773 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893832 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893570 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893741 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893295 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893887 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893438 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893296 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893532 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893979 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893849 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894019 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893804 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893742 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893821 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893297 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893411 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893298 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893774 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893616 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893417 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893880 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893750 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893713 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |
| 351893586 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893299 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894023 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893374 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894005 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893500 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893670 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893552 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893944 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893781 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893426 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893300 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893775 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893460 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893175 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893520 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893501 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 98.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 98.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893528 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893910 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893203 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893449 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1075 Exterior-Only Condo (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894046 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893469 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893816 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894039 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893688 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893889 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893301 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893644 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893366 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893955 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |
| 351893942 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893748 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893382 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893450 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893419 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893623 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893911 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893389 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893986 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893397 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893833 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893376 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893302 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893390 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893246 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893897 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893588 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893484 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893970 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |
| 351893603 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893697 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 71.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 71.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893476 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893864 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893440 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893502 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893219 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893765 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893945 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893240 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893850 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893743 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894047 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894004 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893396 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893504 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893574 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893303 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893932 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893625 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893659 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893304 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893645 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893793 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893851 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894011 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893305 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893920 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893306 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893646 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893993 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893927 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893307 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893780 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |
| 351894034 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893612 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893179 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893309 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893461 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893795 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893412 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893310 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893834 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893909 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893924 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893916 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893414 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893230 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893785 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893749 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893647 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893852 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893505 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893788 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893708 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893835 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893506 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893796 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893466 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893371 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893980 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894006 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894012 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894052 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893862 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893311 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893416 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893422 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893853 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893217 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893312 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893648 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893183 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893664 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893994 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893987 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893368 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893958 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893313 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893998 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893683 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893675 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893185 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893314 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893813 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893214 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893548 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893928 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893407 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893881 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893619 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893649 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893488 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893452 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893836 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893315 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893583 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893689 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893671 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |
| 351893188 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893632 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893537 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893453 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893837 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893316 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893485 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893786 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893317 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893318 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893518 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893776 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893467 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893921 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893372 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| 351893507 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893854 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893971 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893388 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893319 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894053 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893320 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893855 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893665 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893672 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893856 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893413 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893212 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893454 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893204 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894021 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893241 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893560 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893225 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893197 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893872 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893763 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893369 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894024 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893473 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893965 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893951 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893604 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893710 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893561 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893969 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893693 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893205 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893933 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893486 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893605 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893666 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893508 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893228 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893751 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893455 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893901 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893519 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893321 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893509 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894013 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893322 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893367 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893938 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893463 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893193 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893711 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893323 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893383 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893941 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893224 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893714 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893562 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893917 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893433 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893808 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893580 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893563 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893777 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893324 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893628 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893527 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893325 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893617 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893326 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893650 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894003 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893436 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893718 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894045 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893730 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893882 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893962 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893660 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| 351893427 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894036 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893857 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893327 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893328 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893477 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893925 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893470 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| 351893981 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893543 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893524 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893409 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893510 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893387 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893198 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893651 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893190 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893805 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893529 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893329 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893652 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893330 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893331 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893377 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893606 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893199 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893186 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893569 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893624 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894000 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894043 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893907 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893982 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893177 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894007 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894055 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893883 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893690 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893653 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893332 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894040 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893333 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893983 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893694 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893479 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893525 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894056 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893468 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893992 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894035 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893176 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893884 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893815 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894001 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893334 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| 351893335 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893471 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893336 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893423 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894062 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893990 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893620 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893337 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893338 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893698 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893696 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893567 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893926 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893533 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893511 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893540 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893838 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893677 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893339 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893735 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893610 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893918 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893340 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893903 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893541 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893919 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893745 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893761 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893229 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893564 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893778 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893384 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893341 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893208 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893342 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893534 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893667 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893839 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893676 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893946 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893343 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893712 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893344 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893405 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893937 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893345 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893973 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| 351893654 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893691 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893885 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893692 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893434 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893581 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893892 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893947 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893607 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893746 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893999 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893984 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893483 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893802 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893594 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893858 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893182 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893859 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893456 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893922 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893934 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894057 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893535 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893210 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893875 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893755 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893187 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893544 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893472 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894037 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893783 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893627 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893840 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893964 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893668 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893794 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 351893545 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893935 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893565 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893584 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.4 |
| 351893547 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893347 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893348 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893512 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893886 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893890 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893789 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894058 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| 351894018 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893242 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893189 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893350 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893378 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893243 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893589 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893181 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893211 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893779 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893398 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893424 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893385 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893582 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893865 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893747 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893891 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893425 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893811 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893351 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893842 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893457 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 96.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 96.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893673 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893220 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893226 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893615 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893576 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894044 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893756 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893352 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893353 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893940 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893244 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893521 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893950 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893395 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893375 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893768 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893782 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893614 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893354 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 95.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 95.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893355 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893526 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893356 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893591 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893566 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893539 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893959 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893611 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893513 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893429 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893807 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893985 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893752 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893873 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893357 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893546 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893608 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893358 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893514 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893359 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893194 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893656 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893727 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893898 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893373 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893626 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893478 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893360 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893536 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893908 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893184 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 84.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 84.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893587 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2055 Ext Only (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893657 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893227 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 89.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893420 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893515 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893361 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893386 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893913 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893362 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893902 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893764 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893435 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893406 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 94.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 94.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893679 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893870 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893972 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893757 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894049 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893458 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 87.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 87.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351894064 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893363 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 88.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893590 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893245 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893729 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) | XXXXXX |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893489 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 91.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 91.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893860 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893530 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 90.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 90.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893869 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 97.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 97.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893568 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893899 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 93.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 93.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 351893364 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Automated Valuation Model | XXXXXX | 92.00 |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |

---

## Exhibit 99.10

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.10**

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **NLT 2025-CES1** |
| **Start - End Dates:** | **1/15/2025 - 3/27/2025** |
| **Deal Loan Count:** | **892** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *892* |
| ***Loans with Conditions:*** | *203* |
| **0 - Total Active Conditions** | **0 - Total Active Conditions** |
| **235 - Total Satisfied Conditions** | **235 - Total Satisfied Conditions** |
|  | 46 - Credit Review Scope |
|  | 2 - Category: Ability to Repay/Qualified Mortgage |
|  | 3 - Category: Credit/Mtg History |
|  | 8 - Category: DTI |
|  | 15 - Category: Income/Employment |
|  | 8 - Category: Insurance |
|  | 4 - Category: Legal Documents |
|  | 1 - Category: Potential Misrepresentation |
|  | 3 - Category: Terms/Guidelines |
|  | 2 - Category: Title |
|  | 8 - Property Valuations Review Scope |
|  | 4 - Category: Appraisal |
|  | 2 - Category: FEMA |
|  | 2 - Category: Property |
|  | 181 - Compliance Review Scope |
|  | 12 - Category: Ability to Repay/Qualified Mortgage |
|  | 1 - Category: Borrower's Interest |
|  | 17 - Category: Compliance Manual |
|  | 4 - Category: Documentation |
|  | 1 - Category: Municipal Consumer Protection |
|  | 8 - Category: RESPA |
|  | 9 - Category: Right of Rescission |
|  | 8 - Category: Section 32 |
|  | 45 - Category: State Consumer Protection |
|  | 2 - Category: State High Cost |
|  | 1 - Category: Texas Home Equity |
|  | 73 - Category: TILA/RESPA Integrated Disclosure |
| **57 - Total Waived Conditions** | **57 - Total Waived Conditions** |
|  | 8 - Credit Review Scope |
|  | 5 - Category: Credit/Mtg History |
|  | 1 - Category: DTI |
|  | 2 - Category: Income/Employment |
|  | 49 - Compliance Review Scope |
|  | 1 - Category: Documentation |
|  | 48 - Category: Texas Home Equity |
| <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** | | | | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** | **NLT 2025-CES1** | **NLT 2025-CES1** | **NLT 2025-CES1** | **NLT 2025-CES1** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **1/15/2025 - 3/27/2025** | **1/15/2025 - 3/27/2025** | **1/15/2025 - 3/27/2025** | **1/15/2025 - 3/27/2025** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **892** | **892** | **892** | **892** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans in Report:*** | *892* | *892* | *892* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans with Conditions:*** | *203* | *203* | *203* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **Original Principal Balance** | **State** | **Initial Lender ATR/QM Status** | **Loan Level ATR/QM Status** | **Initial Securitization Overall Loan Grade** | **Final Securitization Overall Loan Grade** | **Initial Securitization Credit Loan Grade** | **Final Securitization Credit Loan Grade** | **Initial Securitization Property Valuations Loan Grade** | **Final Securitization Property Valuations Loan Grade** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Overall Loan Grade** | **Final S&P Overall Loan Grade** | **Initial S&P Credit Loan Grade** | **Final S&P Credit Loan Grade** | **Initial S&P Property Valuations Loan Grade** | **Final S&P Property Valuations Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** | **Condition Category** | **Condition Sub Category** | **Condition Status** | **Initial Securitization Condition Grade** | **Final Securitization Condition Grade** | **Initial S&P Condition Grade** | **Final S&P Condition Grade** | **Condition Code** | **Condition Description** | **Condition Material Indicator** | **Initial Comments** | **Client/Seller Response Comments** | **Conclusion Comments** | **TRID Error Type** | **Cure Method** | **Compensating Factors** |
| 351894063 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | CD's dated XXX and XXX- Loan Disclosures- Escrow Account- neither of You declined it and/or Your lender does not offer one are selected | 03/20/2025 Client provided PCCD XXX with correction and Final Settlement Statement. | Condition Satisfied. | Non-Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 43% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 78 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 10 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 14 years |
| 351894063 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5740 | TRID - CD: In the CD Projected Payments section the Estimated Taxes, Insurance and Assessments = $0 or Null | No | CD's dated XXX and XXX reflect $0 for Estimated Taxes, Insurance & Assessments in the Projected Payments section. For junior liens, disclosure of the first lien Taxes, Insurance & Assessments is required. | 03/20/2025 Client provided PCCD XXX with correction and Final Settlement Statement. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 43% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 78 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 10 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 14 years |
| 351894063 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5742 | TRID - CD: In the CD Escrow section, You will not have an escrow account is indicated, but [Estimated Property Costs over Year 1] = $0 or Null | No | CD's dated XXX and XXX- Loan Disclosures- Escrow Account- You will not have an escrow account is indicated, but [Estimated Property Costs over Year 1] = $0 | 03/20/2025 Client provided PCCD XXX with correction and Final Settlement Statement. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 43% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 78 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 10 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 14 years |
| 351894063 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3258 | Missing Profit and Loss statement for one or more Self Employed borrowers | No | Provide the P&L for XXX for B2 and the P&L for XXX for B1. | 3/20/2025 client provided returns reflecting FYE of XXX and B2 is Schedule C and 2024 1040's were provided. Loan closed within 90 days. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 43% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 78 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 10 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 14 years |
| 351894063 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3260 | Balance Sheet missing for one or more Self Employed borrowers | No | Provide the balance sheet for XXX for B2 and the balance sheet for XXX for B1. | 3/20/2025 client provided returns reflecting FYE of XXX and B2 is Schedule C and 2024 1040's were provided. Loan closed within 90 days. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 43% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 78 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 10 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 14 years |
| 351893490 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | Due to review of PCCD XXX, Provide PCCD with page 4, section Will not have an escrow section complete with reason and amount with LOE to Borrower, | 02/12/2025 Client provided PCCD XXX with corrections. | Condition Satisfied. | Non-Numeric | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 64 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5 years |
| 351893490 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3706 | TRID - Curable Issue #1 related to the Closing Disclosure in file | No | CD's dated XXX and XXX reflect $0.01 for Estimated Taxes, Insurance & Assessments in the Projected Payment section. For junior liens, disclosure of the first lien Taxes, Insurance & Assessments is required. CD's dated XXX and XXX- Loan Disclosures- Escrow Account- taxes and insurance from the first lien are not disclosed as non-escrowed costs. | 02/04/2025 Client provided PCCD XXX for review. Condition Remains. Provide PCCD that discloses all escrow information from the 1st loan on pages 1 and 4 as Non-escrowed and LOE to Borrower. 02/12/2025 Client provided PCCD XXX with corrections to pages 1 & 4. Condition remains for LOE to Borrower explaining changes.XXX Client provided the missing LOE for changes. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 64 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5 years |
| 351893428 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 31% below guideline requirements of 80%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 27.93 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 6.83 years |
| 351893915 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 65% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 63 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 36.10% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 7 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 17 years |
| 351894008 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 69% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 63 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 17 years |
| 351893595 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | C | A | C | A | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | ROR was signed on XXX with an expiration date of XXX. Final CD dated XXX reflects a disbursement date of XXX. Disbursement date is before end of statutory rescission period. | 03/04/2025 Client provided Funding CD with correct disbursement Date matching the Final Settlement Statement in file. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 80% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 40 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 31.98% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 8 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 10 years for both borrowers |
| 351893863 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 75% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 72 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 30.02% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5.17 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 7.08 years |
| 351893967 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 26.68% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5.8 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 7 years |
| 351893975 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR2400 | Missing Flood Certification Document | No | Provide missing document. | 2.19.2025 client provided Flood certificate. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 67% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 13.33 years |
| 351894015 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 22.6 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 25 years |
| 351893914 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 59% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 37.80% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 12.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 25 years |
| 351893814 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | Income/Employment | Satisfied | B | A | B | A | CRDINC126 | Length of employment/self-employment does not meet guidelines | No | Borrower has had a gap of employment greater than 30 days in the last 2 years. Gap was from XXX to XXX. Missing LOE from borrower for gap of employment per guidelines. | 2.25.2025 client provided a gap of employment letter signed by borrower. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 50% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 20.5 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 34.17 years |
| 351894030 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 69% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 12.8 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession for B2 of 7.92 years |
| 351893759 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Documentation | Waived | B | B | B | B | CMPDOC5556 | Note P&I doesn't equal Clayton's calculated P&I; payment schedule inaccuracy | No | Note P&I reflects XXX. Review calculation reflects XXX, while manual calculation is XXX. Amounts do not match. | 03/05/2025 Client provided a collaborate comment: Can we please have a waiver applied to the note condition? Condition remains. Loan is simple interest which is not allowed per XXX.3/06/2025 client provided an approved exception for Note P&I does not equal calculation. | Initial and final grade B. | Not Applicable | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 70% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 82 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 13.83 years |
| 351893631 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 73% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 57 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 29.49% below guideline requirement of 45% |
| 351893812 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 68% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 34.71% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 18.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 14 years |
| 351893737 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 65% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 50 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 35.62% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 17 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 17.33 years |
| 351893633 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 59% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 7.83 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 38.08 years |
| 351893231 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | CRDTER146 | Missing lender's loan approval/underwriting form | No | Provide the 1008 | 2.24.2025 client provided the 1008. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 62% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 47 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 27.44% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 10.8 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 17.5 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession for B2 of 16.5 years |
| 351893551 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 39% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 53 exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 32.35% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 20.6 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 10 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 12.5 years |
| 351893954 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 71% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 97 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 9.33 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 13 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 10.33 years for B1 |
| 351893206 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 71% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 61 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 9.75 years |
| 351893822 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 40.49% below guideline requirement pf 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 14.33 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 23 years |
| 351893771 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Provide the lender's QM determination | 3/07/2025 client provided ATR determination. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 68% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history exceeds guidelines<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 35.86% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 20.17 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 5.8 years |
| 351893232 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 31% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 49 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 4.92 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 10 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 20 years |
| 351894061 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3204 | Income Documentation Missing | No | Provide evidence that B3 is receiving XXX per month from the XXX IRA and that B4 is receiving XXX per month from the XXX IRA. | 3/7/2025 client provided distribution letters from XXX. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 61% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 71 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 11 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession for B2 of 10 years |
| 351893550 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 56% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 46 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 14.5 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 42 years |
| 351894026 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 70% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 23 years |
| 351893233 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 40% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 45 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 30.34% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 10.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 9.5 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 13 years |
| 351894031 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 42 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 26.94% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6.5 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 6.83 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 17 years |
| 351893234 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 52% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 57 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 7 years |
| 351893929 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 75% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 66 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 18 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 5 years |
| 351893823 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 78% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 60 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 4.92 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 7 years |
| 351893879 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 78% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 49 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 35.75% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6.75 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 14.92 years |
| 351893976 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV At 62% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 62 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 32.33 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 5 years and XXX of 10 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 10 years |
| 351894042 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 68% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 36.38% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 10.25 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 21 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 11.5 years |
| 351893408 | XXXXXX | XXXXXX | QM: Safe Harbor | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 56% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 40 months exceeds guidelines of 12 months<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 24 years<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 9 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 24 years |
| 351893491 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | B | A | A | C | B | C | B | C | B | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3966 | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | CD's dated XXX and XXX- Loan Disclosures- Escrow Account- neither of You declined it and/or Your lender does not offer one are selected. Provide PCCD with change, LOE to Borrower and evidence of shipment. | 03/10/2025 Client provided a corrected PCCD XXX with correction, LOE and Shipping label for delivery. | Condition Satisfied. | Non-Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 79% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 61 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 5 years |
| 351893491 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | B | A | A | C | B | C | B | C | B | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5740 | TRID - CD: In the CD Projected Payments section the Estimated Taxes, Insurance and Assessments = $0 or Null | No | CD's dated XXX and XXX reflect $0 for Estimated Taxes, Insurance & Assessments in the Projected Payments section. For junior liens, disclosure of the first lien Taxes, Insurance & Assessments is required. Provide PCCD with changes, LOE to Borrower and evidence of shipment. | 03/10/2025 Client provided a corrected PCCD XXX with correction, LOE and Shipping label for delivery. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 79% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 61 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 5 years |
| 351893491 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | B | A | A | C | B | C | B | C | B | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5742 | TRID - CD: In the CD Escrow section, You will not have an escrow account is indicated, but [Estimated Property Costs over Year 1] = $0 or Null | No | CD's dated XXX and XXX- Loan Disclosures- Escrow Account- Estimated Property Costs Over Year 1 reflects $0. Provide PCCD with changes, LOE to Borrower and evidence of shipment. | 03/10/2025 Client provided a corrected PCCD XXX with correction, LOE and Shipping label for delivery. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 79% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 61 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 5 years |
| 351893491 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | B | A | A | C | B | C | B | C | B | A | A | C | B | Credit | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CRDATRQM3124 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | No | Provide lender's QM determination of Safe Harbor. | 3/10/2025 client provided ATR determination. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 79% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 61 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 5 years |
| 351893491 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | C | B | A | A | C | B | C | B | C | B | A | A | C | B | Credit | DTI | Waived | B | B | B | B | CRDDTI105 | Debt Ratio Exception 5% or Less | No | DTI of 47.39%. Maximum DTI is 45%. Lender excluded a student loan payment of 1% of the balance. The documentation states is only a $0.00 payment for 1 year. | Client (New Rez) provided an approved exception request for DTI greater than 45%. With the following comp factors - 750 mid score and 78% CLTV | Initial and Final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 79% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 61 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 5 years |
| 351893634 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 65% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 46 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5.08 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 14.25 years |
| 351893809 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 28.92% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 10.8 years |
| 351893948 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3260 | Balance Sheet missing for one or more Self Employed borrowers | No | Provide the balance sheet. | 3/06/2025 client provided the balance sheet. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 96 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 37.25% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 8.5 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 5 years |
| 351893578 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC2340 | Employment verification does not meet guidelines | No | Provide an LOE for the gap in employment of 5 months for the borrower. | 3/11/2025 client provided a letter that the borrower has a high ranking medical position and her time between jobs was nominal and there is no rule to address a gap of only 4 months.Per guidelines Gaps of Employment > 30 calendar days during the most recent 2-year period must be explained by the borrower in writing. Condition remains.3/19/2025 client provided an LOE regarding the job gap but the signature does not match the borrower's signature on file. Provide LOE signed by borrower. Condition remains.3/19/2025 client provided XXX reflecting LOE was signed by borrower. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 68% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 45 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 38.87% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 22.5 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 26.92 years |
| 351893578 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Potential Misrepresentation | Satisfied | C | A | C | A | CRDPMR1809 | Potential misrepresentation of borrower's identity | No | Client provided a signed LOE for borrower's Gap letter. Signatures do not match the signature on other documents. Requiring proof this letter was received by borrower. | 3/19/2025 client provided XXX reflecting LOE was signed by borrower. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 68% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 45 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 38.87% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 22.5 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 26.92 years |
| 351893949 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 56 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 36.90% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5.7 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 23.5 years |
| 351893767 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 69% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 74 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 8 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 18 years |
| 351893487 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2698 | RESPA - List of homeowners counseling organizations not in file | No | Missing List of homeowners counseling organizations | 03/11/2025 Client provided missing List of homeowners counseling organizations dated XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 70% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 38 months exceeds guidelines of 12 months |
| 351893487 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA863 | RESPA: Required Affiliate Business Disclosure missing | No | Missing Affiliate Business Disclosure | 03/24/2025 Client provided An Affiliate Acknowledgement that no Affiliate of Broker and/or Lender on this Transaction. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 70% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 38 months exceeds guidelines of 12 months |
| 351893235 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 718 > is above guideline minimum credit score 700.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 65.77% is 14.23 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x48 exceeds mortgage history guidelines. |
| 351893178 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 39.34% max per guidelines is 45%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 last 48 months payment paid on time. |
| 351893824 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 351893247 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 61%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 28 years at current residence |
| 351893200 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x47 exceeds mortgage history guidelines.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 43.30% is 41.70 points below the guideline program minimum. |
| 351893715 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has > 24 years at current job<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 775 exceeds guidelines 760<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 58.30% below guideline requirements 90.00% |
| 351893575 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee XXX added to Final LE XXX section C. Moved to section B on CD's. Fee is subject to zero tolerance. COC issued XXX lists fee amount but does not give sufficient details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/05/2025 Client provided COC XXX reflecting UCC lien identified on Property report Summary requiring a curative Title to be ordered resulting in an additional Title Fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower at current job for 16.1 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max allowed DTI is 50% and the borrowers have a 35.222% DTI. |
| 351893248 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 52.77% is 22.23 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x47 exceeds mortgage history guidelines. |
| 351893702 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 52%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 14 years at current residence |
| 351893798 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 48%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351894014 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Title Document Preparation fee XXX added to LE XXX section B, decreased to XXX on final LE & Tax Cert fee $XXX added to initial CD XXX section B. Fees subject to zero tolerance. COC issued XXX lists fee amount but does not give sufficient details as to why fee was added. No COC provided listing tax cert fee. Cure provided on final & Post CD XXX for recording fees increase. Insufficient to satisfy. Condition pending receipt detailed COC forms with fees validated or additional Post CD reflecting lenders cure, LOX, total refund of XXX w/ Proof of Delivery. | 03/11/2025 Client provided COC XXX stating several items identified on Title resulting in update with several fee additions and increases listed on COC. Retesting results in zero Tolerance of XXX. Condition remains. XXX dollars towards 10% tolerance due to no reference to the recording fee on COC XXX. Remaining XXX towards Zero tolerance. Endorsement fee XXX and Tax Cert XXX added XXX with no COC in file for the changes. Provide valid reason COC's XXX and XXX for review and retesting or PCCD with remaining XXX cure, copy of cure check, LOE to Borrower and evidence of shipment.XXX Client provided PCCD XXX with Principal Reduction, LOE and Loan Transaction History reflecting payment applied. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 748 exceeds guidelines<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 23.43% below guideline requirement<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 14 years 9 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 18 years 1 month |
| 351893991 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | D | A | D | A | CMPATRQM3220 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status. | No | The file is missing a full credit report for both borrowers | 2.19.2025 Client provided credit report for both borrowers and upon review of Credit report appears DTI is still under review, Lender 1003 total debts appear to be XXX (not including debts to be paid off) and 1008 monthly debts are XXX in which differ from 1003 monthly debts. Condition remains, total debts of XXX on 1008 differ from total debts listed on Final 1003 totaling XXX and appear DD Firm DTI is much higher, unable to determine the reason due to 1008 and 1003 debts not matching the totals. 3.3.2025 Client provided breakdown of Student loans etc that was included in DTI and the ones that were omitted was due to being under Deferred Save Program. Condition remains for XXX XXX has a past due amount of XXX (on supplement) however Final CD only reflect XXX was paid vs XXX; verified past due amount of XXX was paid for this debt XXX 3.10.2025 Client provided Post Close supplement verifying XXX XXX with XXX past due amount however under derogatory account Summary reflecting student loan past due amount of XXX; further documentation needed to support all past due paid. 3.13.2025 Client provided LOX stating, UW response: The other past due account was paid through closing and is reflected on CD. The past due in question from the 2 accounts listed on CD was only for the discrepancy in what was past due and what we paid through closing. The payoff was XXX vs XXX and the other was 100% collected on CD. | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 52%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 14 years at the current residence |
| 351893991 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 52%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 14 years at the current residence |
| 351893991 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 52%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 14 years at the current residence |
| 351893991 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Credit | Credit/Mtg History | Satisfied | D | A | D | A | CRDCRMH189 | Missing credit report | No | Missing a full credit report for both borrowers | 2.19.2025 Client provided Credit report dated XXX for both borrowers | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 52%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 14 years at the current residence |
| 351893991 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Credit | DTI | Satisfied | C | A | C | A | CRDDTI187 | Debt Ratio > 50% | No | Missing a credit report for both borrowers. DTI calculated at 64% with debts listed on final 1003 | 2.19.2025 Client provided credit report for both borrowers and upon review of Credit report appears DTI is still under review, Lender 1003 total debts appear to be XXX (not including debts to be paid off) and 1008 monthly debts are XXX in which differ from 1003 monthly debts. Condition remains, total debts of XXX on 1008 differ from total debts listed on Final 1003 totaling $XXX and appear DD Firm DTI is much higher, unable to determine the reason due to 1008 and 1003 debts not matching the totals. In addition, XXX #XXX have a past due amount of XXX (on supplement) however Final CD only reflect XXX was paid vs XXX 3.3.2025 Client provided breakdown of Student loans etc that was included in DTI and the ones that were omitted was due to being under Deferred Save Program, updated DTI under 45% | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 52%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 14 years at the current residence |
| 351893404 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 74% CLTV is 11% below the maximum CLTV guideline requirement of 85%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 34 month mortgage payment history exceeds the 12 month guideline minimum by 22 months. |
| 351893221 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | C | A | C | A | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Only CD in file is dated XXX and reflects a disbursement date of XXX. ROR expires on XXX. Disbursement date is before end of statutory rescission periodMissing Final CD signed by the borrower at closing. | 03/17/2025 Client provided missing Final CD XXX reflecting correct Disbursement date. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 57.76% is 22.24 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x57 exceeds mortgage history guidelines<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI: 36.46% is 8.54 points below the guideline program minimum. |
| 351893249 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 46.34% is 28.66 points below the guideline program minimum. |
| 351894038 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 3.20.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 698 > is above guideline minimum credit score 680.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 66.50% is 8.50 points below the guideline program minimum. |
| 351894038 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 3.20.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 698 > is above guideline minimum credit score 680.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 66.50% is 8.50 points below the guideline program minimum. |
| 351893680 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 64.52% is 10.48 points below the guideline program minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 696 > is above guideline minimum credit score 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI: 39.20% is 5.80 points below the guideline program minimum. |
| 351893825 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 722 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 31.73% is below lender's guide line maximum of 45%. |
| 351893522 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 13 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 698 > is above guideline minimum credit score 680. |
| 351893481 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance XXX. Due to increase of transfer taxes. Change of Circumstance, or Post Close CD, LOX and a copy of refund check to borrower. | 03/20/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan transaction history reflecting Payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 19 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 46.82% below guideline requirements 75.00%. |
| 351893250 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 33%.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history. |
| 351893687 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 44.36 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 54.36 is less that the max of 85. |
| 351893904 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 783 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 61.50% is 28.50 points below the guideline program minimum. |
| 351893571 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | XXX CSPA; Home Mortgage Information Document not provided | 03/28/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 49%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 30% |
| 351893721 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance XXX. Due to additional Title Settlement fee of XXX Change of Circumstance, or Post Close CD, LOX and a copy of refund check to borrower. | 03/05/2025 Client provided COC XXX reflecting Loan product change form conventional refinance to a stand alone 2nd, resulting in new title fee for CES product vs full doc refinance. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 716 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 10 years at current job.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 31.65% is below lender's guide line maximum of 45%. |
| 351893437 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 61.96% below guideline requirements 75.00%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 10 years at current job |
| 351893516 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 61.66% 23.34 points below the guideline program minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 770 > is above guideline minimum credit score 760. |
| 351893441 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 58.00% is 22 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x54 exceeds mortgage history guidelines. |
| 351893493 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 774 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 34.94% DTI below guideline of 45%. |
| 351893251 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | State High Cost | Satisfied | C | A | C | A | CMPSTHC873 | XXX High-Cost Loan by exceeding point and fee threshold, | No | Charges Margin to threshold is 76.46 Adjusted ChargesXXXTotal Loan AmountXXXMaximum Charges %4.000%Maximum ChargesXXXCharges Margin to Threshold$76.46Total Charges %4.160%Exceeds fees test threshold?Yes | 03/24/2025 Client provided a fee split for proper allocation of Affiliate fees. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrowers have overall good credit history |
| 351893252 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 737 > is above guideline minimum credit score 720.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x56 exceeds mortgage history guidelines. |
| 351893817 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 748 > is above guideline minimum credit score 720.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x37 exceeds mortgage history guidelines. |
| 351893844 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 751 > is above guideline minimum credit score 720.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x42 exceeds mortgage history guidelines. |
| 351894032 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 16 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 777 exceeds guide lines. |
| 351893253 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance XXX. Due to % of loan amount points. Change of Circumstance, or Post Close CD, LOX and a copy of refund check to borrower. | 03/18/2025 Client provided COC reflecting increase for Discount Point increase was due to identifying the Borrower as XXX resulting in pricing change and lock update. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 52.74% is 27.26 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x53 exceeds mortgage history guidelines. |
| 351893585 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 69% |
| 351893845 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x44 exceeds mortgage history guidelines.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 14 years. |
| 351893494 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 25 years on current job |
| 351893392 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Borrowers paying off all debts |
| 351893596 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 47.33 % is 32.67 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x61 exceeds mortgage history guidelines. |
| 351894020 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP2057 | XXX Pred Lend Database - No Cert of Compliance or Cert of Exemption in file | No | No Cert of Compliance or Cert of Exemption in file | 03/13/2025 Client provided missing XXX- Cert of Compliance. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 25%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history |
| 351893923 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Borrower has monthly debt reduction by paying off debts. |
| 351893442 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x48 exceeds mortgage history guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 692 > is above guideline minimum credit score 680. |
| 351893597 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 50.85% max per guidelines is 75%.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 0x30 last 44 months payment paid on time. |
| 351893961 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 10 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 742 max per guidelines is 720.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 33.12% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 66.34% max per guidelines is 85%. |
| 351893936 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 774 > is above guideline minimum credit score 720.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 76.21% is 8.79 points below the guideline program minimum. |
| 351893936 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 774 > is above guideline minimum credit score 720.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 76.21% is 8.79 points below the guideline program minimum. |
| 351893635 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 30.62 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 42.82 is less that the max of 75. |
| 351893174 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Property | Satisfied | D | A | D | A | PRVAPROP132 | Missing HOA Certificate/Questionnaire | No | Missing Condo Certificate/Questionnaire | 3.7.2025 Client provided LOX stating property is a single family on a single property with no HOA involved | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 26.40% below guideline requirements 90.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 791 exceeds guidelines 760 |
| 351893636 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 737 > is above guideline minimum credit score 720.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x66 exceeds mortgage history guidelines.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI: 32.29% is 12.71 points below the guideline program minimum. |
| 351893826 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance Fee of XXX due to (Title - Title Examination XXX) increased from LE to CD. Missing a valid Change of Circumstance, or Post Close CD, LOX and copy of refund check to borrower. | 03/13/2025 Client provided COC XXX reflecting UCC identified on Titles Property Report summary requiring Title curative and resulting Exam fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 64% CLTV is 26% below the maximum guideline requirement of 90%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The 26% DIT is 19% below the maximum guideline requirement of 45%. |
| 351893613 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 9 years on the current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351893637 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 30 years in current profession |
| 351893684 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 703 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x73 mortgage payment history exceeds guideline of 0x30x12. |
| 351893254 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property > 42 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the line of work > 47 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 13.7% below guideline requirements 80.00%. |
| 351893827 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 19 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 29 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 59.05% max per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 749 max per guidelines is 720. |
| 351893977 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 23 years at current residence<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has 20 years on current XXX job |
| 351893930 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 64.18% below guideline requirements 90.00%. |
| 351893846 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 14 years at current residence |
| 351893255 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Document Preparation fee XXX and Transfer tax fee XXX added to revised CD XXX decreased to XXX on final CD. COC issued XXX lists fee amounts but does not give sufficient details as to why fee's were added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee's validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/14/2025 Client provided COC XXX reflecting Deed fees added XXX quitclaim resulting in Transfer Tax. Borrower requested update/change to title vesting resulting in XXX doc Prep fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 28.20% below guideline requirements 90.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 789 exceeds guidelines 760 |
| 351894022 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 680. Loan credit score is 747.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Maximum DTI allowed is 45%. Loan DTI is 37.49%. |
| 351894002 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: On job since XXX.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 65.49 is less that the max of 85. |
| 351893256 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 46%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 24 years at current reisdence |
| 351893257 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 51% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 59 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 48 years |
| 351894054 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 18 years current residence<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 0.00% revolving credit utilization<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 12 years in same line of work/profession |
| 351893236 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 22 years on current job.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history. |
| 351893258 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x46 exceeds mortgage history guidelines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 10 years. |
| 351893900 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | B | B | B | B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | Notary to Mortgage is dated XXX. Final CD XXX is not signed. | 03/07/2025 Client provided PCCD XXX with Closing date XXX and Disbursement XXX, with LOE and unsigned ROR forms. Condition remains. Provide PCCD with correct closing date XXX and evidence of delivery of the Right to Rescind via tracking information. Additional Conditions may apply.03/11/2025 Client provided CD XXX. Condition remains. Provide evidence of delivery for the ROR forms previously received on XXX. Additional Conditions may apply. 03/26/2025 Client provided Re-opened Right to Cancel H8 forms delivered to Borrowers on XXX and updated expiration date is midnight of of XXX, LOE and delivered shipping label. Rescission period has passed. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 32%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history |
| 351893900 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | C | B | C | B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Notary to Mortgage is dated XXX. Final CD XXX is not signed. | 03/07/2025 Client provided PCCD XXX with Closing date XXX and Disbursement XXX, with LOE and unsigned ROR forms. Condition remains. Provide PCCD with correct closing date XXX and evidence of delivery of the Right to Rescind via tracking information. Additional Conditions may apply.03/11/2025 Client provided CD XXX. Condition remains. Provide evidence of delivery for the ROR forms previously received on XXX. Additional Conditions may apply. 03/26/2025 Client provided Re-opened Right to Cancel H8 forms delivered to Borrowers on XXX and updated expiration date is midnight of of XXX. LOE and delivered Shipping Label. Rescission period has passed. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 32%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history |
| 351893638 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 5 years and 8 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 12 years and 11 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 8 years and 7 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 53.91% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 786 is 126 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 75+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 29.35% DTI is below guideline requirement of 45.00%. |
| 351893682 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | he 1003 application date reflects XXX. HCO dated XXX. | 03/10/2025 Client provided missing List of homeowners counseling organizations dated XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 26 years on current job<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 49% |
| 351893538 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | $4.00 Zero Tolerance due to increase in Transfer Taxes from $504.00 to $508.00, without a valid Change in Circumstance (CIC). Requires CIC, or corrected PCCD, copy of refund check, LOX and verification of shipping. | 03/19/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan Transaction History reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 18% revolving credit utilization.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 10.2 years current job time.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893195 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR289 | Insufficient Hazard Insurance Coverage | No | Provide adequate insurance coverage. Existing coverage is XXX and required coverage is XXX | 3.5.2025 Client provided updated HOI policy effective XXX - XXX with coverage of XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 37.61 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 67.26 is less that the max of 85. |
| 351893797 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 26.8 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max allowed CLTV is 80% and the borrower has a 69.852% CLTV. |
| 351893905 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 6 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 13 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 34.62% max per guidelines is 45%. |
| 351893259 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 22 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 763 exceeds guide lines. |
| 351893995 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 30.91 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 79.71 is less that the max of 85. |
| 351893218 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 51% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 41 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 14.08 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 5.5 years |
| 351893784 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 27.15 is less that the max of 85.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 44.38 is less than the max of 50. |
| 351893639 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 16.6 years current job time<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 11.11 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 47 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893222 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 40 years in current residence<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 26% |
| 351893674 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 753 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 25.21 DTI below guideline of 45. |
| 351893474 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 20.06 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 65.77 is less that the max of 85. |
| 351893443 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 34% CLTV is 56% below the maximum guideline requirement of 90%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 57 months of mortgage payment history exceeds the 12 month guideline minimum by 45 months. |
| 351893810 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70% CLTV is 10% below the maximum guideline requirement of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 708 credit score exceeds the 660 minimum credit score guideline requirement by 48 points. |
| 351893401 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 7 years in current profession |
| 351893196 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 31 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history |
| 351893260 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 38% |
| 351893953 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in the amount of XXX as Title - Document Preparation Fee was added to CD XXX without a valid COC in file. Condition pending receiving a valid Change of Circumstances or Post CD reflecting lenders cure, LOX, a copy of refund and proof of delivery via shipping that includes tracking information. | 03/12/2025 Client provided COC dated XXX, reflecting a vesting change resulting in Doc Prep fee added by Title. Condition remains. The COC is dated the day after the LE XXX that reflects the change. Provide corrected COC reflecting the correct date as shown on incomplete COC XXX in file. Additional Documents may apply. 03/14/2025 Client provided COC XXX reflecting doc Prep fee was added due to Vesting update/deed order required. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 79.42% is 5.58 points below the guideline program minimum.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI: 20.64% is 24.36 points below the guideline program minimum. |
| 351893843 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | XXX Equity : Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 62.58% is 27.42 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x38 exceeds mortgage history guidelines |
| 351893843 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | XXX Equity : Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 62.58% is 27.42 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x38 exceeds mortgage history guidelines |
| 351893988 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 35% |
| 351893732 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | XXX CSPA; Home Mortgage Information Document not provided | 03/21/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 18 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 19 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 67.66% below guideline requirements 90.00% |
| 351893703 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 54%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351893553 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Notary fee $XXX added to final CD XXX section B payee affiliate. Fee is subject to zero tolerance. No COC form provided listing fee amount or any details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/12/2025 Client provided COC XXX reflecting settlement for this loan was originally scheduled for XXX but had to be cancelled & rescheduled for XXX. XXX dollar fee for reprinting the new documents. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 38%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351893379 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document missing in file. Provide evidence of timely provision/receipt of the disclosure. | 02/27/2025 Client provided the Acknowledgement for Borrower 1 dated XXX. Condition remains. Provide the Acknowledgement for Co-Borrower and the XXX CSPA; Home Mortgage Information Disclosure it's self. 03/03/2025 Client provided the XXX CSPA; Home Mortgage Information Document for the Both Borrowers and the Disclosure. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has 15 years on current job<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 32% |
| 351893379 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Title Doc- Preparation fee missing from the change of circumstance detail form. Fee decreased from XXX to XXX on the CD. Zero tolerance cure required for $125.00. Provide a letter of explanation, corrected Closing Disclosure, refund and proof of delivery within 60 days of consummation. | 03/11/2025 Client provided COC XXX reflecting Doc prep fee added for Pacer search to confirm no Bankruptcy's on the property in former spouse's name. | Condition Satisfied, | Numeric | Not Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has 15 years on current job<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 32% |
| 351893772 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 34%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 19 years at current residence |
| 351893769 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 11 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351893906 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 31.70% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 19.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job #1 of 16.33 years |
| 351893828 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 17 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 39.57% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 59.13% max per guidelines is 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 747 max per guidelines is 720. |
| 351893261 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 50 mos. mtg. payment history exceeds min. guideline requirement of 12 mos.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 7.1 years current job time<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20 years current residence time |
| 351893262 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 77.04% below guideline requirements 90.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.42% below guideline requirement 45.00% |
| 351893192 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower in current residence for 8.2 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower in same profession for 10.1 years. |
| 351893462 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 65% |
| 351893766 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 36%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 14 years at current job |
| 351893517 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | Clayton determination of Non-QM based on lock date of XXX. that matches the note internal test APR of 10.047 exceeds the benchmark rate of 6.790 plus the 6.5 rate spread trigger. Lender determination of QM SH. | 3.7.2025 Client provided Split Fee worksheet for testing, QM Safe Harbor | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 729 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X32 mortgage payment history exceeds guide lines maximum of 24 months. |
| 351893517 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | File is missing the Fee Split worksheet. Provide worksheet for further testing. Additional conditions may apply.Charges Margin to Threshold is XXX. | 03/07/2025 Client provided the missing fee split for proper allocation of the Affiliate fees. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 729 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X32 mortgage payment history exceeds guide lines maximum of 24 months. |
| 351893736 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 21 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 5 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 781 max per guidelines is 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 58.94% max per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 33.38% max per guidelines is 45%. |
| 351893966 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 34%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 35 years at current residence |
| 351893598 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20.1 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 21.1 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 35 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893554 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 703 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x26 mortgage payment history exceeds guideline of 0x30x12. |
| 351894041 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 3.13.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 46 month mortgage payment history exceeds the XXX month minimum guideline requirement by XX months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 43% CLTV is 22% below the maximum guideline requirement of 75%. |
| 351894041 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 3.13.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 46 month mortgage payment history exceeds the XXX month minimum guideline requirement by XX months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 43% CLTV is 22% below the maximum guideline requirement of 75%. |
| 351894029 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 46% DTI is 34% below the maximum guideline requirement of 80% (85-5% due to DTI over 45%).<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 749 credit score exceeds the guideline minimum credit score of 680 by 69 points. |
| 351894060 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 781 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 75% is 10 points below the guideline program minimum. |
| 351893263 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 35%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history |
| 351893400 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 11 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 76.20% max per guidelines is 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 758 max per guidelines is 720.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.81% max per guidelines is 45%. |
| 351893264 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 22 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been at current job for 5 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 6 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 29.12% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 50.56% max per guidelines is 75%. |
| 351893760 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 67.33% is 17.67 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x42 exceeds mortgage history guidelines. |
| 351893829 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 14 years at current residence<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 10 years on current job |
| 351893213 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 1.00% revolving credit utilization<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: credit score of 800 exceeds guideline min. requirement of 660 |
| 351893820 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee $100 added to initial CD XXX section B. Fee is subject to zero tolerance. No COC provided listing fee amount or any details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/10/2025 Client Provided PCCD XXX with Principal Reduction, LOE and Loan transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 7 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.72% max per guidelines is 45%. |
| 351893415 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 75%. Loan LTV is 42.63%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 674. |
| 351893380 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 31.84 is less than the max of 45..<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 50.39 is less that the max of 85 |
| 351893555 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 679 > is above guideline minimum credit score 660.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 52.47 % is 22.53 points below the guideline program minimum. |
| 351893482 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 796 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 7 years at current job. |
| 351893931 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 42%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 22 years at current job |
| 351894017 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 42 months 0x30<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 39.54 is less than the max of 45. |
| 351893678 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 80% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 35 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 9.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 17.08 years |
| 351893640 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 17.5 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 36.7 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 28% revolving credit utilization |
| 351893265 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | Clayton's status determination places loan in a riskier status than the Lender's status determination of QM Rebuttable Presumption (APOR) due to exceeding fee limits. | 3.27.2025 Client provided Split Fee worksheet, fees re-tested. QM Rebuttable Presumption | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 7.1 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 25 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893265 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | File is missing the Appraisal Fee Split worksheet. Provide worksheet or invoice for further testing. Additional conditions may apply.Adjusted ChargesXXXTotal Loan AmountXXXMaximum Charges %5.000%Maximum ChargesXXXCharges Margin to ThresholdXXXTotal Charges %5.549%Exceeds fees test threshold?Yes | 03/25/2025 Client provided An Appraisal invoice reflecting one fee to the Affiliate. Condition remains. Provide the Appraisal fee split Invoice for review. Additional Conditions may apply. 03/26/2025 Client provided the Appraisal Invoice reflecting the fee split with XXX toward Management fee for review to be excluded. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 7.1 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 25 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893629 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers at current residence for 6.2 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max allowed CLTV is 80% and the borrowers have a 65.987% CLTV. |
| 351893704 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 75%. Loan LTV is 57.03%.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Paying off personal debt at closing. |
| 351893738 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have owned the subject property for 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current employer since XXX<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has been with current employer since XXX.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 74.97% CLTV is 5.03% below the maximum allowable CLTV of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 718 is 58 points above the minimum required score of 660. |
| 351894059 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Co-borrowers have 21 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history |
| 351893464 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 727 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 8 years at current job. |
| 351893573 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 43.77 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 71.23 is less that the max of 80. |
| 351893705 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 28 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 33 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 49.55% below guideline requirements 90.00% |
| 351893803 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 7 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been at current job for 8 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 79.79% max per guidelines is 85%. |
| 351893495 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 53% |
| 351893410 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 17 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 53.17% max per guidelines is 80%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 35.56% max per guidelines is 45%. |
| 351893790 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 784 > is above guideline minimum credit score 760.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x24 exceeds mortgage history guidelines |
| 351893216 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 29.27% below guideline requirement 45.00%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 56.61% below guideline requirements 80.00%. |
| 351894016 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has 25 years on current job.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 29%. |
| 351893630 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 7 years in current XXX job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351893695 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 39%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 32%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history |
| 351893716 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 714 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been living at current residence for 24 years. |
| 351893739 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10.1 years current residence time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 10.1 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: mtg. payment history of 54 mos. exceeds guideline min. requirement of 12 mos. |
| 351893641 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee XXX added to initial CD XXX section B. Fee is subject to zero tolerance. COC issued XXX lists fee amount but does not give sufficient details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/24/2025 Client provided COC XXX reflecting Exam fee added due to UCC suspended to allow for loan to proceed. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 45% |
| 351893266 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 17 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 708 exceeds guide lines. |
| 351893599 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 42.72 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 63.55is less that the max of 80. |
| 351893740 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 23 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 48.66% below guideline requirements 85.00 -5.00% for DTI>45% = 80.00%. |
| 351893223 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 351893787 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 72.11% below guideline requirements 85.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 34.88% below guideline requirement 45.00%. |
| 351894009 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 23 years at current residence |
| 351894010 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 64.63 is less that the max of 80.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: On job since XXX |
| 351893444 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | 02/19/2025 Client provided missing List of homeowners counseling organizations dated XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 26%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Co-borrower has 25 years in current profession |
| 351893444 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | Application date XXX. Earliest LE provided XXX w/ COC form issued XXX indicating prior numerical changes. Missing initial LE. | 02/19/2025 Client provided missing LE XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 26%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Co-borrower has 25 years in current profession |
| 351893444 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance due to Disaster Certification fee XXX added to final LE XXX section B. COC issued lists fee amount but does not give sufficient details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/04/2025 Client provided COCXXX reflecting XXX was declared a FEMA Disaster County on XXX resulting in a Disaster Inspection Appraisal be complete and at fee of XXX disclosed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 26%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Co-borrower has 25 years in current profession |
| 351893445 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 68.82% below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 5 years. |
| 351893267 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 49% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 59 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 35.03% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 30 years |
| 351893996 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | DTI | Satisfied | B | A | B | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | Regarding other REO: Early BirdFinal 1003 has a payment of XXX (other) included in DTI (for this property) however not verified in file. Provide documentation to support XXX (per Final 1003) pg 52 | 3.21.2025 Client provided evidence of monthly HOA XXX for Early Bird REO | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 46.02% CLTV below guideline requirements. Max CLTV 75%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 22 years |
| 351894028 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 75.82 is less that the max of 90.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 34.16 is less than the max of 45. |
| 351893577 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 45% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 64 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 10.08 years |
| 351893268 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 51%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351893269 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Borrower's Interest | Satisfied | C | A | C | A | CMPBI1003 | XXX Home Loan - No Tangible Benefit to Borrower | No | No Tangible Benefit to Borrower | 03/11/2025 Client provided missing XXX - No Tangible Benefit to Borrower. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 30.13% below guideline requirement 45.00%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 46.18% below guideline requirements 85.00% |
| 351893847 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 21 years at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351893475 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 688 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 30.70 DTI below guideline of 45. |
| 351893492 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 33.79 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x40 mortgage payment history exceeds guideline of 0x30x12. |
| 351893731 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Co-borrower has been in the line of work >31 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 62.38% below guideline requirements 80.00%. |
| 351893943 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 24 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS2860: Good credit history<br> - Clayton Comments: borrower has a deep credit file with all accts. paid as agreed. No collections, judgements, BK or public record<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: credit score of 749 exceeds guideline min. requirement of 660 |
| 351893622 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 15 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 24.89% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 740 is 80 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 29.30% DTI is below guideline requirement of 45.00%. |
| 351893446 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 797 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 34.89 DTI below guideline of 45. |
| 351893403 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 6 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 74.66% max per guidelines is 80%. |
| 351893207 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 25 years and 6 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 9 years and 1 month.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 39.62% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 781 is 121 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 37.23% DTI is below guideline requirement of 45.00%. |
| 351893871 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 20.04 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 29.98 is less that the max of 90. |
| 351893402 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 18.9 years current job time<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 18 years current residence time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 15% revolving credit utilization |
| 351893960 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 11.2 years current job time<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years current residence time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 17% revolving credit utilization |
| 351893556 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 69.73% below guideline requirements 85.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 6 years. |
| 351893459 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 71.36 is less that the max of 80.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 36.15 is less than the max of 45. |
| 351893701 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 9 years and 7 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 19 years. |
| 351893270 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 12 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 17 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 last 50 months payment paid on time. |
| 351893600 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 35% |
| 351893888 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 60.48% below guideline requirements 75.00%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 38.93% below guideline requirement 45.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 15 years. |
| 351893431 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 769 exceeds guidelines 760<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 75.08% below guideline requirements 90.00%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 27.53% below guideline requirement 45.00%. |
| 351893237 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 786 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 72.63% is 17.37 points below the guideline program minimum. |
| 351893238 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 6 years and 8 months<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: B1 has only made use of 22% of an available XXX consumer credit line. |
| 351893271 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 72% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 59 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 36.15% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 9 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 28 years |
| 351893421 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 23 Years<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 26 months |
| 351893447 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 22.19% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 57.65% max per guidelines is 80%. |
| 351893272 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 18 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 54.39% below guideline requirements 85.00 - 5.00 for DTI >45.00% = 80.00%. |
| 351893273 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 53.31% below guideline requirements 85.00%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 748 exceeds guidelines 720<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 23 years. |
| 351893733 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 70 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 34.57% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 22 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 18 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 12 years |
| 351893496 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 37.53 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 72.64 is less that the max of 85. |
| 351893542 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 0x30 for 60+ months<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 50+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893618 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 50 Years<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Pay History 0 X 30 over 65 months |
| 351893609 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 68.56% below guideline requirements 90.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 785 exceeds guidelines 760 |
| 351893274 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Missing XXX CSPA Home Mortgage Information Document. | 03/05/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 14 years on current job.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 23%. |
| 351893642 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 21 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 45.16% max per guidelines is 80%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 35.70% max per guidelines is 45%. |
| 351893874 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 35% |
| 351893275 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The 31% DTI is 14% below the maximum allowed DTI of 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 42% CLTV is 33% below the maximum guideline requirement of 75%. |
| 351894051 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 747 credit score exceeds the 700 guideline minimum credit score by 47 points.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at the current residence for 13 years. |
| 351893866 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 10 Years<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 32 months |
| 351893669 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | A | C | A | CMPTXHE108 | XXX Equity - Total fees greater than the allowable cap | No | Threshold CalculationAdjusted ChargesXXXTotal Loan AmountXXXMaximum Charges %2.000%Maximum ChargesXXXCharges Margin to ThresholdXXXTotal Charges %2.572%Exceeds fees test threshold?Yes | 03/04/2025 Client provided LOE and Lock details reflecting undiscounted rate. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Current job since XXX<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Reducing outgo by XXX a month. |
| 351893669 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Current job since XXX<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Reducing outgo by XXX a month. |
| 351893669 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Current job since XXX<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Reducing outgo by XXX a month. |
| 351893978 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document is missing in the file. | 03/05/2025 Client provided the missing XXX CSPA; Home Mortgage Information Document for the Co-Borrower. Condition remains. Provide the Acknowledge document disclosed to the Borrower. 03/07/2025 Client provided missing XXX CSPA; Home Mortgage Information Document for Co-Borrower with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has 8 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history |
| 351893276 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Lenders Title Insurance fee XXX added to final LE XXX moved to section B on CD's. Fee is subject to zero tolerance. COC issued XXX does not list fee amount or include fee in details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/17/2025 Client provided a duplicate copy of the COC XXX in file. Condition remains, COC XXX does not provide what change occurred for the fee to be added, only states Title vested as, however doesn't give what it changed to or from. Provide a valid reason as to what changed for fee to be added or PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery via tracking. 03/27/2025 Client provided COC XXX reflecting due to divorce ,a deed order/vesting change and title upgrade from Proport Report Summary to a full Title resulting in fee update. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: On current job since XXX.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject for 17 years. |
| 351893277 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 48%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 15 years at current residence |
| 351893894 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 716 FICO exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 19.52% DTI below guideline of 45%. |
| 351893557 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 769 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 34.25 DTI below guideline of 45. |
| 351893278 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 since mortgage inception in 2020.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Reducing outgo by 469 a month. |
| 351893465 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | XXX CSPA; Home Mortgage Information Document not provided | 03/27/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 69.84% below guideline requirements 80.00%.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has > 9 years at current job |
| 351893706 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 20 years and 2 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 21 years and 5 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 22 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 69% LTV below guideline requirements of 75% per program.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 30.76% DTI is below guideline requirement of 45.00%. |
| 351893393 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 56.54% below guideline requirements 85.00%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 15 years at current job. |
| 351893912 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 725 exceeds guide lines.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 55.92% is below lender's guide line maximum of 80%. |
| 351893549 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 11.3 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 14% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 56 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893394 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 40.33 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 78.57 is less that the max of 85. |
| 351893191 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 65% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 72 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 28.99% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 27 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 12 years |
| 351893997 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 78% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 16.17 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 26.08 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 11.08 years |
| 351893601 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 39.60 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 69.44 is less that the max of 85. |
| 351893497 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 24 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 47.63% below guideline requirements 90.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 28.570% below guideline requirement 45.00%. |
| 351893279 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 90%. Loan LTV is 48.12%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 779. |
| 351893558 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 791 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 37.15 DTI below guideline of 45. |
| 351893957 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 7 years and 6 months<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 9 years and 8 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 65.00% LTV below guideline requirements of 75.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893661 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | B | A | B | A | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | Final CD XXX - disbursement date on XXX , ROR form in file signed on XXX with end of recession on XXX , condition pending receiving Post CD with updated disbursement date, LOX and proof of delivery to borrower | 03/17/2025 Client provided corrected ROR forms from Closing , initialed for date change for both Borrowers. Condition Remains. Provide the ROR correction for Non-Borrower with initial at closing or, Provide re-opened Rescission, Dated allowing for the delivery, LOE to Title holders and proof of delivery via tracking.03/18/2025 Client provided the missing the Non-Borrower ROR form with Expiration date XXX Initialed | Condition Satisfied. | (No Data) | Not Applicable | (No Data) |
| 351893661 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | C | A | C | A | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Final CD XXX - disbursement date on XXX , ROR form in file signed on XXX with end of recession on XXX , condition pending receiving Post CD with updated disbursement date, LOX and proof of delivery to borrower | 03/17/2025 Client provided corrected ROR forms from Closing , initialed for date change for both Borrowers. Condition Remains. Provide the ROR correction for Non-Borrower with initial at closing or, Provide re-opened Rescission, Dated allowing for the delivery, LOE to Title holders and proof of delivery via tracking.03/18/2025 Client provided Non Borrower ROR signed on XXX with Expiration change to XXX initialed. Condition remains for PCCD with corrected Disbursement date or Funding ledger showing date funds disbursed. 03/21/2025 Client provided Disbursement register reflecting XXX for all printed. | Condition Satisfied. | (No Data) | Not Applicable | (No Data) |
| 351893280 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 811 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 30.14 DTI below guideline of 45. |
| 351893281 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Current job 11+ years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 9+ years. |
| 351893878 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 44%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351893448 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 709 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x24 mortgage payment history from XXX-XXX exceeds guideline of 0x30x12. |
| 351893830 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x68 exceeds mortgage history guidelines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 13 years. |
| 351893877 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 15 years and 7 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 24 years and 7 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 59.88% LTV below guideline requirements of 85.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 40+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 32.54% DTI is below guideline requirement of 45.00%. |
| 351893724 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 798 is 38 points above program guideline minimum of 760.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 0x30 for 60+ months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893717 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 58% CLTV is 22% below the maximum guideline requirement of 80%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 28% DTI is 17% below the maximum guideline requirement of 45%. |
| 351893209 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The 31% DTI is 14% below the maximum guideline requirement of 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 38% CLTV is 47% below the guideline maximum CLTV of 85%. |
| 351893282 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.19% below guideline requirement<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: B2 has significant time at current job, 7 years<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 5 years |
| 351893662 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 25 years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 24% |
| 351893792 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 739 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 34.40% is below lender's guide lines maximum of 45%. |
| 351893658 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 3.21.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 45 month mortgage history exceeds the 12 month guideline requirement by XXX months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 764 credit score exceeds the 700 minimum credit score requirement by 64 points. |
| 351893658 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 3.21.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 45 month mortgage history exceeds the 12 month guideline requirement by XXX months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 764 credit score exceeds the 700 minimum credit score requirement by 64 points. |
| 351894025 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 85%. Loan LTV is 69.94%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 680. Loan credit score is 729. |
| 351893283 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 6 Years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 10 Years |
| 351893284 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 53% CLTV is 37% below the maximum guideline requirement of 90%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 47 month mortgage payment history exceeds the 12 month guideline requirement by 35 months. |
| 351893285 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 757 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x34 mortgage payment history exceeds guideline of 0x30x12. |
| 351893180 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 9 years on current XXX job<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 23% |
| 351893974 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 6 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 714 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 25.83% is below lender's guide line maximum of 45%. |
| 351893286 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC3280 | One or more Applications in file are incomplete | No | Missing final 1003 for both borrowers | 3.5.2025 Client provided executed final 1003 for both borrowers | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 17 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 73.90% max per guidelines is 90%. |
| 351893286 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | D | A | D | A | CMPTRID4579 | TRID - CD: Missing Initial CD | No | Closing date XXX. Only final CD provided. Missing initial CD | 02/26/2025 Client provided a duplicate of the CD XXX with One span reflecting both completed on XXX. Condition remains. We are missing the Final CD signed at closing. Provide the Final CD that was executed at closing on XXX. 03/05/2025 Client provided missing Final CD XXX e-signed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 17 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 73.90% max per guidelines is 90%. |
| 351893287 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 34% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 46 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 34.55% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 10 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 41 years |
| 351893939 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 39.55% below guideline requirement 45.00%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has been in this line of work > 10 years. |
| 351893288 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 24.60 is less than the max of 45..<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 64.26 is less that the max of 85 |
| 351893480 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 766 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X58 mortgage payment history exceeds guide lines of 24 months. |
| 351893289 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 5 years and 7 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 7 years and 6 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 59.39% LTV below guideline requirements of 75.00% per program. |
| 351893290 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3204 | Income Documentation Missing | No | Missing rental income documentation. | 3.24.2025 Client provided copy of XXX 1040 tax returns (not reflecting rental income) and provided executed Lease agreement for XXX supporting monthly Lease amount of XXX x 75% for a negative net amount of XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 48 month mortgage payment history exceeds the 12 month minimum guideline requirement by 36 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 753 credit score exceeds the 720 minimum guideline requirement by 33 points. |
| 351893699 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Escrow Service Fee XXX added to initial CD XXX section B. Fee is subject to zero tolerance. COC issued XX does not list fee amount or give any details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of $99.27 w/ Proof of Delivery. | 03/13/2025 Client provided COC XXX reflecting Escrow Service fee added for additional work charge due to Payoff's. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 0x30 for 60+ months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893531 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 24 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 39.49% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 70.72% max per guidelines is 80%. |
| 351893848 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Missing explanation for address XXX showing on the borrower's driver license. | 3.21.2025 Client provided property profile for address: XXX. verifying owner name: XXX LOX from Client stating, UW response: Property profile report uploaded to file - there is not further need to address the address on the DL as the borrower is not the owner of the property and borrower is not associated with XXX per XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 701 FICO exceeds guideline of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x57 mortgage payment history exceeds guideline of 0x30x12. |
| 351893498 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 17 years and 5 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 11 years and 7 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 58.80% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 750 is 90 points above program guideline minimum of 660. |
| 351893559 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 52% CLTV is 23% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 43 month mortgage payment history exceeds the 12 month minimum guideline requirement by 31 months. |
| 351893963 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 67.78% is 12.22 points below the guideline program minimum.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 36 years. |
| 351893831 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 36 years at current residence |
| 351893867 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 18 years in current profession |
| 351893365 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | Clayton determination of Non-QM based on lock date of XXX that matches the note internal test APR of 9.813 exceeds the benchmark rate of 6.60 plus 6.5 the rate spread trigger. Lender determination of QM SH. | 03/13/2025 Client provided fee split Worksheet for proper allocation of Affiliate fees. QM Safe Harbor | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 745 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 9 years. |
| 351893365 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Section 32 | Satisfied | C | B | C | B | CMPS32371 | Section 32 Loan per Points and Fees Test | No | File is missing the Fee Split worksheet. Provide worksheet for further testing. Additional conditions may apply. | 03/13/2025 Client provided fee split Worksheet for proper allocation of Affiliate fees. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 745 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 9 years. |
| 351893663 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 28 years and 3 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 7 years and 6 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 58.24% LTV below guideline requirements of 80.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 741 is 21 points above program guideline minimum of 720. |
| 351894027 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 29 years and 6 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 26 years and 2 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 69.74% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 738 is 58 points above program guideline minimum of 680. |
| 351893239 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP1307 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not dated | No | Prohibited Acts of Lenders and Loan Brokers Disclosure is missing in the file. | 03/27/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (XXX) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 69.84% LTV below guideline requirements of 75.00% per program.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 0x30 for 60+ months |
| 351893239 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP1319 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost), not dated | No | Prohibited Acts of Lenders and Loan Brokers Disclosure is missing in the file. | 03/27/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 69.84% LTV below guideline requirements of 75.00% per program.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 0x30 for 60+ months |
| 351893239 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP1297 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not in file | No | Prohibited Acts of Lenders and Loan Brokers Disclosure is missing in the file. | 03/27/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (XXX) dated XXX . | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 69.84% LTV below guideline requirements of 75.00% per program.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 0x30 for 60+ months |
| 351893239 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP1309 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost), not in file | No | Prohibited Acts of Lenders and Loan Brokers Disclosure is missing in the file. | 03/27/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 69.84% LTV below guideline requirements of 75.00% per program.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 0x30 for 60+ months |
| 351893893 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | COC form provided indicating revised LE was issued XXX. Missing revised LE XXX. | 03/07/2025 Client provided Collaborate Comment with COC XXX: There was no LE sent to the borrower on XXX due to an issue with the compliance report not being competed at the time the LE package was being created. Without having the compliance report to validate the information to be provided, packages were voided and not provided. Changes that occurred on the 14th were disclosed to the borrower on the initial CD that was issued on XXX and the COC should have been updated to reflect the change was disclosed on the CD. Please see attached COC dated XXX. Disclosed within 3 days from XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 717 > is above guideline minimum credit score 700.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 19 years. |
| 351893801 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | XXX CSPA; Home Mortgage Information Document not provided | 03/10/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 21 years and 7 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 11 years and 4 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 68.01% LTV below guideline requirements of 75.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 36.91% DTI is below guideline requirement of 45.00%. |
| 351894033 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 15 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 683 exceeds guide lines. |
| 351893707 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years current residence time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 34% revolving credit utilization<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 12 mos. mortgage payment history 0 X XXX days. Paid as agreed |
| 351893806 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower at current residence for 10.1 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower at current job for 10 years. |
| 351893758 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 791 FICO exceeds guideline of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x23 mortgage payment history exceeds guideline of 0x30x12. |
| 351893381 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 3.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 43 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893291 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 6 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.22% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 67.71% max per guidelines is 80%. |
| 351893895 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 69.41% is 15.59 points below the guideline program minimum.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 5 years. |
| 351893432 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 51% CLTV is 34% below the maximum guideline requirement of 85%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 32% DTI is 13% below the maximum guideline allowed of 45%. |
| 351893989 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 735 FICO exceeds guideline of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x45 mortgage payment history exceeds guideline of 0x30x12. |
| 351893292 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 5 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 741 exceeds guide lines. |
| 351893579 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 14 years at current job.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X33 mortgage payment history exceeds guide lines of 24 months. |
| 351893399 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 29.93 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 62.85 is less that the max of 90. |
| 351894050 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 27 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 739 exceeds guide lines. |
| 351893868 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 15.6 years current job time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: CB has 12.10 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 13% revolving credit utilization |
| 351893723 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 12 years at current residence |
| 351893439 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 79.13% below guideline requirements 85.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 38.67% below guideline requirement 45.00%. |
| 351893173 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 55%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 19 years at current residence |
| 351893896 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 90%. Loan LTV is 54.39%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 680. Loan credit score is 772. |
| 351893621 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | Missing proof of HOI and if any HOA dues for property located at: XXX | 3.4.2025 Client provided LOX stating, Per bwr no hoa and free/clear no HOI property profile supports no liens | Condition satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 10.6 years in same line of work/profession<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 9.2 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 63 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893572 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 last 45 months payment paid on time.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Co-Borrower has been in current profession for 5 years. |
| 351893418 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 13 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 665 exceeds guide lines. |
| 351893201 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 31 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 25.29% below guideline requirement 45.00%. |
| 351893523 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 18 years at current job.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X61 mortgage payment history exceeds guide lines of 24 months. |
| 351893956 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 59% CLTV is 26% below the maximum guideline requirement of 75%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 26 years. |
| 351893956 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 59% CLTV is 26% below the maximum guideline requirement of 75%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 26 years. |
| 351893722 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 8.00% revolving credit utilization<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 767 exceeds min. guideline requirement of 660<br>CFCFS2860: Good credit history<br> - Clayton Comments: deep credit file with all accts. paid as agreed. 0X30,60,90 days. No collections, judgements, Bk. |
| 351893499 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 33.01 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 63.88 is less that the max of 75. |
| 351893391 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | Clayton's status determination places loan in a riskier status than the Lender's status determination because file is missing fee split worksheet. | 03/10/2025 Client provided missing Fee Split Document for proper allocation of Affiliate fee. QM Rebuttable Presumption | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 7 years and 8 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 10 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 756 is 36 points above program guideline minimum of 720. |
| 351893391 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | File is missing the Fee Split worksheet. Provide worksheet for further testing. Additional conditions may apply. | 03/10/2025 Client provided missing Fee Split Document for proper allocation of Affiliate fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 7 years and 8 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 10 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 756 is 36 points above program guideline minimum of 720. |
| 351893370 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 36.21 is less than the max of 45..<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 45.04 is less that the max of 85 |
| 351893861 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 3/13/25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 40.81 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 66.98 is less that the max of 85. |
| 351893861 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 3/13/25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 40.81 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 66.98 is less that the max of 85. |
| 351893293 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 79% below guideline requirements of 90%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 69 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 10 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 10.17 years |
| 351893602 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property > 12 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 38.33% below guideline requirements 80.00%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 33.22% below guideline requirement 45.00%. |
| 351893818 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 788 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 79.36% is 10.64 points below the guideline program minimum. |
| 351894048 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 15 years at current residence.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history. |
| 351893294 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 62% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 46 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5 years |
| 351893681 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 75%. Loan LTV is 67.82%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 670. |
| 351893952 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 67% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 64 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 9.8 years |
| 351893876 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 27% CLTV is 58% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 721 credit score exceeds the 680 guideline minimum by 41 points. |
| 351893202 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 6.00% revolving credit utilization<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 42 yrs.in same line of work/profession<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 8.6 years current residence time |
| 351893643 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Based on XXX Summary Initial LE dated XXX was not received. | 03\*19/2025 Client provided missing Initial CD XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 15.2 years current job time<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: All open acct. balances paid in full at close. Paid down to 1 monthly debt.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7 years current residence time |
| 351893643 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | \*\*\* on review of LE XXX, re-testing results in s Zero tolerance of XXX due to the COC XXX does not provide a valid reason for the addition of this fee. Provide what the changes were that resulting in an Examination fee to be added, for review. Additional Conditions may apply. | 03/20/2025 Client provided COC XXX reflecting Title examination fee required due to upgrade in Title due to solar Lien. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 15.2 years current job time<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: All open acct. balances paid in full at close. Paid down to 1 monthly debt.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7 years current residence time |
| 351893762 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 729 credit score exceeds the guideline minimum credit score of 700 by 29 points.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The 23% DTI is 22% below the 45% guideline maximum requirement. |
| 351893773 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 34.24% max per guidelines is 45%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in current profession for 10 years. |
| 351893832 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 16%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 20% |
| 351893570 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 42.93 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 51.76 is less that the max of 85. |
| 351893741 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance XXX. Due to discount point fee increase. Change of Circumstance, or Post Close CD, LOX and a copy of refund check to borrower. | 03/21/2025 Client provided COC XXX reflecting Loan Amount increase due to value resulting in LTV and Note rate changes. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 706 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 7 years. |
| 351893295 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 45.51% max per guidelines is 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 749 max per guidelines is 720.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 12 years. |
| 351893887 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been >16 years at current job<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 3 years 8 months. |
| 351893438 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 6 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 81.14% max per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.56% max per guidelines is 45%. |
| 351893296 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 38.79 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 43.41 is less that the max of 80. |
| 351893532 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 75 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 39.19% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6.8 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 6.93 years |
| 351893979 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 758 FICO exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 42.57 DTI below guideline of 45. |
| 351893849 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 729 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 9 years. |
| 351894019 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have owned the subject property for 10 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has been with current employer since XXX.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 62.77% CLTV is 10.06% below the maximum allowable CLTV of 72.83%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.35% DTI is below the maximum allowed DTI of 45%. |
| 351893804 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 62% CLTV is 18% below the maximum guideline requirement of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 719 credit score exceeds the guideline minimum requirement of 660 by 59 points. |
| 351893742 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | B | A | D | A | D | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/20/25 Client provided the XXX Home Mortgage Information Doc and signed Acknowledgment. | Condition Satisifed. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 46% LTV is 29% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 101 months of mortgage payment history exceeds the 12 month minimum guideline requirement by 89 months. |
| 351893742 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | B | A | D | A | D | A | A | A | B | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3204 | Income Documentation Missing | No | Missing documentation for B1's XXX disability income. | 3.21.2025 Client provided XXX Certification of Eligibility supporting monthly compensation of XXX for B2 | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 46% LTV is 29% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 101 months of mortgage payment history exceeds the 12 month minimum guideline requirement by 89 months. |
| 351893821 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee XXX added to initial CD XXX section B. Fee is subject to zero tolerance. No COC form provided listing fee amount or any details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/13/2025 Client provided PCCD XXX with a Principal Reduction, LOE and loan transaction history. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 747 FICO exceeds guideline of 720.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 41.22 DTI below guideline of 45. |
| 351893297 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | XXX CSPA; Home Mortgage Information Document not provided | 03/03/2025 2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 732 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x34 mortgage payment history exceeds guideline of 0x30x12. |
| 351893411 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR289 | Insufficient Hazard Insurance Coverage | No | Provide adequate coverage. Current policy coverage is XXX. Required coverage is XXX | 2.10.2025 Client provided duplicate HOI documents (in file) HOI reflecting XXX coverage and the Estimated replacement cost (rce) reflects estimate of XXX to rebuild however HOI coverage is XXX which is lessor than the estimated replacement cost (rce). 3.5.2025 Client provided updated HOI supporting increased building property XXX with effective date XXX and Note date XXX in which effective date of XXX is post close. Condition remains HOI coverage increase of XXX is sufficient however is post close dated XXX with Note date XXX Note: Title states not a Condo however HOI states policy type as Condominium owners. Not sure if there is an additional Condo Master Policy due to HOI Policy Type XX Client provided an Email that coverage in effect at close was XXX and was increased post close to XXX post close XXX; Upon review by Clayton SR UW, the post close increase is sufficient, However, updated policy coverage reflects "Condominium Owners policy" provide a corrected Insurance policy reflected SFR per title and AVM; Title states specifically NOT a Condo 3.20.2025 Client provided an updated Title reflecting as being in a PUD | Condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 36 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 61.84 is less that the max of 85. |
| 351893298 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 61.56% below guideline requirements 90.00% -5.00% FOR DTI 45.00% = 85.00%. |
| 351893774 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 78.14 is less that the max of 85.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 10+ years. |
| 351893616 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Missing evidence in file both title holders have received initial CD XXX min 3 days prior to closing. | 03/07/2025 Client provided One Span reflecting CD XXX sent and completed by Non-Borrower on XXX. CD in file with Borrowers e-signature on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 719 exceeds guide lines. |
| 351893417 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 25 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 38.32% below guideline requirements 80.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 34.07% below guideline requirement 45.00%. |
| 351893880 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 25 years and 2 years<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 16 years and 10 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 50.78% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 736 is 76 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 28.39% DTI is below guideline requirement of 45.00%. |
| 351893750 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 690 credit score exceeds the 660 minimum guideline requirement by 30 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 45 month mortgage payment history exceeds the 12 month minimum guideline requirement by 33 months. |
| 351893713 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10.1 years current residence time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: CB has 10.1 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 28% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: mtg. payment history of 46 mos. exceeds guideline min. requirement of 12 mos. |
| 351893713 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10.1 years current residence time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: CB has 10.1 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 28% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: mtg. payment history of 46 mos. exceeds guideline min. requirement of 12 mos. |
| 351893586 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 25 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36 month mortgage payment history exceeds the minimum guideline requirement by 24 months. |
| 351893299 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 49.34 is less that the max of 75.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Reducing outgo by XXX a month. |
| 351894023 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 5 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 17 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been at current job for 19 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 793 max per guidelines is 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 83.30% max per guidelines is 90%. |
| 351893374 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 30 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 10.05% below guideline requirements of 90.00 -5.0% for DTI >45.00 = 85.00%. |
| 351894005 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 40.27% is 39.73 points below the guideline program minimum.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 20 years. |
| 351893500 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 63.80 % is 16.20 points below the guideline program minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 755 > is above guideline minimum credit score 720. |
| 351893670 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 3.20.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10.1 years current residence time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 3.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351893670 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 3.20.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10.1 years current residence time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 3.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351893552 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Right of Rescission | Satisfied | B | B | B | B | CMPROR118 | ROR - Disbursement date is on/before disclosed "midnight of" date | No | ROR dated XXX, was signed by the borrower on XXX, the expiration on ROR is XXX, which is after the disbursement date. of XXX. | 01/27/2025 Client provided a duplicate copy of PCCD XXX with Disbursement date of XXX and duplicates of ROR's from file. Condition remains. File contains a 2nd PCCD issued on XXX that shows an earlier Disbursement date of XXX. For further testing, provide the Final XXX/Settlement Statement and a PCCD dated after XXX reflecting the correct Disbursement date with an LOE to Borrower. 02/04/2025 Client provided duplicate docs dated XXX. For the Disbursement date correction, a corrective PCCD dated after the PCCD XXX in the file. Condition remains for a PCCD with Disbursement date correction and dated after the PCCD XXX and an LOE to the Borrower. 02/13/2025 Client provided PCCD XXX with Disbursement date and LOE reflecting the date is the actual Disbursement by Settlement Agent. Condition remains. Disbursement date on CD XXX is Prior to the expiration date XXX on the Right to Cancel forms. Condition remains. Reopen rescission dated allowing for the delivery of the documents and an LOE for the changes. 02/21/2025 Client provided a Collaborate Comment: Please advise if providing an updated RTC will clear this condition. Condition remains as is. Reopen rescission or all title holders, dated allowing for the delivery of the documents, evidence of delivery and an LOE for the changes. 03/06/2025 Client provided Re-opened Rescission documents delivered on XXX reflecting expiration as midnight on XXX with LOE. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has positive mortgage history of 32 months @ 0 x 30.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The back end DTI of 36.92% is 8.08% < maximum DTI of 45.00%. |
| 351893944 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 79.39% below guideline requirements 85.00%.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has > 20 years at current job |
| 351893781 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 777 exceeds guidelines 760.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 24 years at current job.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 79.86% below guideline requirements 90.00%. |
| 351893426 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: 20 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 52 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 5.00% revolving credit utilization |
| 351893300 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x59 exceeds mortgage history guidelines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 30 years. |
| 351893775 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS2860: Good credit history<br> - Clayton Comments: borrower has a deep credit file with all accts. paid as agreed. No collections, charge-offs, BK. |
| 351893460 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 41.49 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 59.87 is less that the max of 85. |
| 351893175 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance due to Condo Questionnaire fee increased from XXX final LE to XXX on initial CD XXX section B. No COC provided listing fee amount or any details as to why fee increased. No cure provided on borrower final CD prior to close. Condition pending receipt detailed COC with fee increase validated or Post CD reflecting lenders cure, LOX, Refund of $50 w/ Proof of Delivery. | 01/29/2025 Client provided COC XXX reflecting Condo Docs ordered XXX and disclosed to the Borrower on XXX, they would not know the cost until ordered. Condition remains. COC does not provide a valid reason for the increase. Property was known to be a Condo when first Disclosed on XXX however, the Questionnaire was not ordered until Initial CD XXX. Borrower is due a refund. Provide PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery via tracking.02/04/2025 Client provided a Collaborate Comment for not knowing the fee until Condo docs are ordered. Condition remains. Provide additional information as to why the Questionnaire was not ordered within 3 days of the property being identified as a condominium, for review. Additional conditions may apply.02/10/2025 Client provided a Collaborate Comment: The condo documents are ordered as soon as the condo specialist is assigned & orders the documents. We would have no way of knowing the cost of the condo documents until they are ordered and the increased fee was disclosed within 3 days of the documents being ordered. We have cleared this finding using the same logic several times before. Can you please clarify why this example is different? Condition Remains. Upon review by internal Compliance counsel, the reasons provided are not accepted as a valid change in circumstance and borrower is due a refund of XXX. 02/25/2025 Client provided Collaborate Comment: Per our Processing manager as it relates to the Condo Questionnaire fee:All condos get XXX disclosed up front by default. Once a condo specialist is assigned, they work the loan and order the required condo documents. If they order the documents and they end up costing more than XXX, we increase the fee and disclose to the borrower within 3 days of the documents being ordered. We would have no way of knowing the cost of the required condo documents at the time of early disclosures because we do not know the exact cost until they are ordered. Please advise if this will be enough clarification to clear the suspense item on this loan. Per review by Internal Compliance Counsel, Price increase is not a valid change in circumstances. Borrower is due a refund. Provide PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery via tracking. 03/20/25 Client provided a XXX Post CD, LOE/COC and payment history reflecting the $50 principal reduction cure. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 36% below guideline requirements of 45%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 7.17 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 13 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 20.83 years |
| 351893520 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 30 years at current job.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X30 mortgage payment history exceeds guide lines of 24 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been living at current residence for 20 years. |
| 351893754 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 69.90% max per guidelines is 80%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 27 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in current profession for 7 years. |
| 351893501 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 30 months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 0x30 for 30 months |
| 351893528 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 60% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 30 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 28 years |
| 351893910 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 714 FICO exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.29 DTI below guideline of 45. |
| 351893203 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 30 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 27.64% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 39.48% max per guidelines is 90%. |
| 351893449 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 53.39% below guideline requirements 75.00%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 10 years at current job |
| 351894046 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 14.4 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 42 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: CB has 14.3 years in same line of work/profession |
| 351893469 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 69.12% is 20.88 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x51 exceeds mortgage history guidelines. |
| 351893816 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 52.90 is less that the max of 80.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Reducing outgo by approx. XXX a month. |
| 351894039 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 39.81% max per guidelines is 45%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 20 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been XXX for 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 69.40% max per guidelines is 75%. |
| 351893688 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 700 is 40 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 15 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 44.49% LTV below guideline requirements of 80.00% per program. |
| 351893889 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Borrower has been owning the property >9 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 61.91% below guideline requirements 75.00%. |
| 351893301 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 28.10 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 60.14 is less that the max of 85. |
| 351893644 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Missing Home Mortgage Information Document in file. | 03/07/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 15 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 42 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 21% revolving credit utilization |
| 351893968 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 35% DTI is 10% below the maximum guideline requirement of 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 721 credit score exceeds the minimum guideline requirement of 680 by 41 points. |
| 351893366 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | B | B | A | A | C | A | C | B | B | B | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation date of XXX | 03/27/2025 Client provided One Span reflecting CD XXX was sent and received by both on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 60.89% is 19.11 points below the guideline program minimum.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 46 years. |
| 351893366 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | B | B | A | A | C | A | C | B | B | B | A | A | C | A | Credit | Credit/Mtg History | Waived | B | B | B | B | CRDCRMH150 | Tradelines do not meet guidelines | No | Borrower 1 tradelines does not meet guidelines. Borrower 1 only has one tradeline open for mortgage. | 3/25/2025 client provided an approved exception for B1 not meeting tradelines. | Upon further review exception is deemed non-material. B1 has 3 paid off mortgage accounts all satisfactory. Final grade B. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 60.89% is 19.11 points below the guideline program minimum.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 46 years. |
| 351893955 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Need evidence of change of circumstance letter or a copy of a refundable check in the amount of XXX for zero tolerance fees.A Title Doc Processing fee in the amount of XXX was added to the CD dated XXX and was paid to the Affiliate. | 03/04/2025 Client provided COC XXX reflecting the Borrower advised that they did not have a witness to bring. Notary to bring witness and informed of the resulting cost of XXX and disclosed to borrower on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Reducing outgo by XXX a month<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 52 months 0x30 |
| 351893942 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 33 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 23.57% max per guidelines is 90%. |
| 351893748 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 45.76% LTV below guideline requirements of 75.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 60+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 14 years and 9 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 20 years and 8 months. |
| 351893382 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 30.75 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x37 mortgage payment history exceeds guideline of 0x30x12. |
| 351893450 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 66.01% is below max allowable per guidelines of 75%<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0 X30,60,90 days past 13 mos. Acct. is paid as agreed. |
| 351893419 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/14/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 29.17 is less than the max of 45.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 10 years. |
| 351893623 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 17% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 34 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351893911 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC2488 | Verbal verification of employment missing | No | Provide a VOE and/or a CPA letter | 3.20.2025 Client provided SOS dated XXX (post close) and provided business website (dated XXX) with Note date XXX and file having prior to closing End of year 2024 P/L for business XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 51% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 40 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 39 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 23 years |
| 351893389 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 42 months mortgage payment history exceeds the 12 month guideline requirement by 30 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has live at current residence for 8 years. |
| 351893986 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 801 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 11 years at current job. |
| 351893397 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | COC form provided XXX indicating a revised LE was issued XXX w/ numerical changes. Missing revised LE. | 03/25/2025 Client provided a Collaborate comment stating: COC indicating that a disclosure was sent to the borrower on XXX is inaccurate, no disclosures were sent to the borrower that day. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 19 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 710 exceeds guide lines. |
| 351893397 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | XXX CSPA; Home Mortgage Information Document not provided | 03/25/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 19 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 710 exceeds guide lines. |
| 351893833 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 9 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 63.72% max per guidelines is 80%. |
| 351893376 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 351893302 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 30.37 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 61.86 is less that the max of 80. |
| 351893390 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 50.27% below guideline requirements 85.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 14 years. |
| 351893246 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | Clayton status reflects QM status as Non-QM. Lender reflects QM: Rebuttable Presumption (APOR). The test APR is 11.399%, the benchmark APR is 6.850% resulting in a difference of 4.549%, max difference allowed is 3.50% | 03/19/2025 Client provided the fee split document for proper allocation a Affiliate fees. QM Rebuttable Presumption | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 715 credit score exceeds the 700 guideline minimum requirement by 15 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 41 month mortgage payment history exceeds the 12 month guideline minimum requirement by 29 months. |
| 351893246 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Section 32 | Satisfied | C | B | C | B | CMPS32371 | Section 32 Loan per Points and Fees Test | No | Exemption triggered due to missing Fee Split document. Provide worksheet for further testing. Additional conditions may apply. | 03/19/2025 Client provided the fee split document for proper allocation a Affiliate fees. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 715 credit score exceeds the 700 guideline minimum requirement by 15 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 41 month mortgage payment history exceeds the 12 month guideline minimum requirement by 29 months. |
| 351893897 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 39 month mortgage payment history exceeds the 12 month guideline minimum requirement by 27 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has been at current job for 8 years and 10 months. |
| 351893686 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | COC form provided XXX indicating revised LE was issued on XXX. Missing revised LE. | 03/26/2025 Client provided a Collaborate Comment: COC indicating that a disclosure went out on XXX is inaccurate, no disclosures were sent to the borrower that day. Supports COC in file reflecting no changes. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 42.20 is less than the max of 50.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: On job since XXX |
| 351893588 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 58.64% below guideline requirements 85.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 25.41% below guideline requirement 45.00%. |
| 351893484 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 38% revolving credit utilization<br>CFCFS2860: Good credit history<br> - Clayton Comments: borrower has deep credit file with all accts. paid as agreed. No collections, judgements, BK or public record. |
| 351893970 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title fees(Lenders Ins & Endorsement fee) increased without a valid reason. Also, Appraisal Inspection fee XXX added to the CD XXX without a valid reason on the COC. XXX required cure. Provide a letter of explanation, corrected Closing Disclosure, refund, proof of delivery within 60 days of consummation. | 03/13/2025 Client provided COC XXX reflecting Vesting update/ Deed order needed, requiring title to be upgraded from a property report summary a full Title order resulting in Fee update. Retesting still results in Zero tolerance. Condition remains. updated Zero tolerance of XXX due to Appraisal inspection XXX and Increase of Closing Coordination on LE XXX fee by XXX00 and not included on the updated COC XXX received. Provide valid reasons for these fees or PCCD with cure, copy of cure check, LOE to borrower and evidence of delivery via tracking. 03/18/2025 Client provided COC XXX reflecting Appraisal to expire prior to closing resulting in Re-certification required resulting in Appraisal re-inspection fee added. Condition remains. Retesting results in XXX Tolerance. Provide a valid reason for the Increase of the Closing Coordination fee increase on XXX or PCCD with cure, Copy of cure check and evidence of delivery via tracking. 03/25/2025 Client provided COC XXX reflecting Deed order/vesting change requiring an upgrade to the Property Report Summary to full Title resulting an increase to the Title Closing Coordination Fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 22 years current residence time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 1.00% revolving credit utilization |
| 351893603 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 12 years and 10 months<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 5 years and 6 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 34.45% DTI is below guideline requirement of 45.00%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893697 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 28 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 694 exceeds guide lines. |
| 351893476 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 723 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x33 mortgage payment history exceeds guideline of 0x30x12. |
| 351893864 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | D | A | C | A | D | A | A | A | D | A | C | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | Application date XXX, the Housing Counselors List was not issued until XXX. Greater than the required 3 days. | 03/17/2025 Client provided missing List of homeowners counseling organizations dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 63.62% below guideline requirements 85.00%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the line of work > 19 years. |
| 351893864 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | D | A | C | A | D | A | A | A | D | A | C | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP4384 | XXX Home Loan - XXX Home Loan Toolkit is not timely | No | XXX Home Loan Toolkit was issued until XXX per acknowledgement initial disclosure. Greater than the required 3 days. | 03/17/2025 Client provided copies of Initial disclosures delivered XXX including XXX Home Loan Toolkit. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 63.62% below guideline requirements 85.00%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the line of work > 19 years. |
| 351893864 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | D | A | C | A | D | A | A | A | D | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | application date was XXX, the Initial LE was not issued until XXX. Greater than the required 3 days | 03/17/2025 Client provided missing Initial LE XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 63.62% below guideline requirements 85.00%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the line of work > 19 years. |
| 351893864 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | D | A | C | A | D | A | A | A | D | A | C | A | Property Valuations | Property | Satisfied | D | A | D | A | PRVAPROP132 | Missing HOA Certificate/Questionnaire | No | Missing HOA Certificate/Questionnaire | 3/14 Client provided HOA dues, Still missing HOA Certificate/Questionnaire3.18.2025 Client provided LOX stating, This one was a detached condo review, therefore no condo questionnaire was required for that review. | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 63.62% below guideline requirements 85.00%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the line of work > 19 years. |
| 351893720 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | Clayton status reflects QM status as Non-QM. Lender reflects QM Safe Harbor (APOR). The test APR is 10.342%, the benchmark APR is 6.620% resulting in a difference of 3.722%, max difference allowed is 3.50% | 03/10/2025 Client provided the missing Fee Split for proper allocation of Affiliate fee. QM Rebuttable Presumption | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: On current job since XXX.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 10+ years. |
| 351893720 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Section 32 | Satisfied | C | B | C | B | CMPS32371 | Section 32 Loan per Points and Fees Test | No | Adjusted ChargesXXXTotal Loan AmountXXXMaximum Charges %5.000%Maximum ChargesXXXCharges Margin to ThresholdXXXTotal Charges %5.050%Exceeds fees test threshold?YesMissing Fee Split | 03/10/2025 Client provided the missing Fee Split for proper allocation of Affiliate fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: On current job since XXX.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 10+ years. |
| 351893440 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 740 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x25 mortgage payment history exceeds guideline of 0x30x12. |
| 351893502 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 63% CLTV is 12% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 51 month mortgage payment history exceeds the 12 month guideline minimum by 39 months. |
| 351893219 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 33.94 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 60.56 is less that the max of 75. |
| 351893765 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 732 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 10 years. |
| 351893945 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x26 exceeds mortgage history guidelines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 7 years. |
| 351893240 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 686 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 37.75 DTI below guideline of 45. |
| 351893850 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 66.55% below guideline requirements. Max CLTV 75.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 50 years |
| 351893743 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 85%. Loan LTV is 55.06%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 746. |
| 351894047 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 5 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 28 years at current job. |
| 351893503 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 38.43 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 68.42 is less that the max of 85. |
| 351894004 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 5 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 73.24% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.55% max per guidelines is 45%. |
| 351893396 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | Credit/Mtg History | Waived | B | B | B | B | CRDCRMH3000 | # of Tradelines Does Not Meet Guideline Requirements | No | Co-borrower only has 1 open tradelines. Guidelines required 2 open tradelines. | 3.6.2025 Client provided exception approval for B2 not meeting tradelines requirement | Exception approved, B Grade | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 7 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 33.41% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 58.46% max per guidelines is 90%. |
| 351893504 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 13 Years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 27.12% is below maximum allowed of 80% |
| 351893725 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 80%. Loan LTV is 68.10%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 702. |
| 351893574 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 15 years and 1 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60.43% LTV below guideline requirements of 90.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 60+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 765 is 105 points above program guideline minimum of 660. |
| 351893303 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 61% CLTV is 14% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 50 month mortgage payment history exceeds the 12 month minimum guideline requirement by 38 months. |
| 351893932 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | COC forms provided XXX & XXX indicate revised disclosures were were issued w/ numerical changes. Missing revised LE's. | 02/24/2025 Client provided Collaborate Comment: No LE was issued on XXX with copies of LE's XXX & XXX. COC XXX reflects a change in loan amount. Provide missing Initial LE reflecting loan amount prior to XXX change. 03/03/2025 Client provided Collaborate comment: The COC in question was in the file in error, no LE was issued for a change in loan amount. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 792> is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 36.56% is 53.44 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x37 exceeds mortgage history guidelines. |
| 351893625 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 67% CLTV is 18% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 748 credit score exceeds the guideline minimum credit score of 660 by 88 points. |
| 351893625 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42 Title Endorsement | 12/6/24 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 67% CLTV is 18% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 748 credit score exceeds the guideline minimum credit score of 660 by 88 points. |
| 351893659 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 3/7/25 client provided an approved exception for missing T.42 Title endorsement | Condition waived. Initial and final grade B | (No Data) | Not Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 25.8% |
| 351893659 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 3/7/25 client provided an approved exception for missing T.42 Title endorsement | Condition waived. Initial and final grade B. | (No Data) | Not Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 25.8% |
| 351893304 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 80%. Loan LTV is 67.37%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 700. |
| 351893645 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 66.41% below guideline requirements 90.00% - 5.00% for DTI >45.00% = 85.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 6 years. |
| 351893793 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 66% CLTV is 19% below the maximum guideline requirement of 85%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 70 month mortgage payment history exceeds the 12 month guideline requirement by 58 months. |
| 351893851 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 73.44% below guideline requirements 90.00%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job >6 years. |
| 351894011 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 798 credit score exceeds the 680 guideline minimum requirement by 118 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 53% CLTV is 27% below the maximum guideline requirement of 90%. |
| 351893305 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 6 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 24 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 27.23% max per guidelines is 80%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.72% max per guidelines is 45%. |
| 351893920 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | Income/Employment | Waived | B | B | B | B | CRDINC3260 | Balance Sheet missing for one or more Self Employed borrowers | No | Missing End of Year 2024 Balance Sheet, File have a YTD XXX Balance Sheet | 4.28.2025 Client provided LOX stating, The Balance Sheet is just a snapshot in time. The balance sheet completed Year-To-Date balanced out, and the Balance Sheet as of XXX would not have an impact on the decision of the loan. Please waive this condition. Response, please clarify your request, stating to waive condition, meaning you are providing an exception for missing end of year 2024 B/S to waive this condition. | Upon further review by exception is deemed non-material due to having a current balance sheet. 2024 balance would have no impact on the decision on the loan. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 68.22% CLTV below guideline requirements. Max CLTV 75%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 27 years |
| 351893306 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 85%. Loan LTV is 48.86%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 747. |
| 351893646 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 735 > is above guideline minimum credit score 720.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 58.86% is 26.14 points below the guideline program minimum. |
| 351893993 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | Earliest HOCL found in file is dated XXX. Missing List of homeowners counseling organizations provided w/in 3 days of application | 03/26/2025 Client provided the missing XXX Disclosures including, LE XXX, HOC list XXX and the Tool kit. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x24 exceeds mortgage history guidelines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 20 years. |
| 351893993 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP4384 | XXX Home Loan - XXX Home Loan Toolkit is not timely | No | Missing evidence for XXX Home Loan Toolkit was provided to borrower within 3 days of application. | 03/26/2025 Client provided the missing XXX Disclosures including, LE XXX, HOC list XXX and the Tool kit. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x24 exceeds mortgage history guidelines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 20 years. |
| 351893993 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | Per XXX tracking in file, initial disclosures including LE were emailed to borrower on XXX. Disclosures are missing in file | 03/26/2025 Client provided the missing XXX Disclosures including, LE XXX, HOC list XXX and the Tool kit. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x24 exceeds mortgage history guidelines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 20 years. |
| 351893927 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee $100 added to initial CD XXX section B. Fee is subject to zero tolerance. No COC form provided listing fee amount or any details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of $100 w/ Proof of Delivery. | 03/20/2025 Client provided PCCD XXX reflecting Principal Reduction, LOE and Loan Transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower been at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 19 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 79.79% max per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.82% max per guidelines is 45%. |
| 351893307 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | B | A | D | A | D | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/18/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 715 FICO exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 27.75 DTI below guideline of 45. |
| 351893307 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | B | A | D | A | D | A | A | A | B | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR848 | Missing Hazard Insurance | No | Missing hazard insurance policy. | 3.18.2025 Client provided subject HOI policy | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 715 FICO exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 27.75 DTI below guideline of 45. |
| 351893780 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 14.7 years current residence time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: CB has 14.1 years in same line of work/profession<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 28.33% DTI is below max allowable per guidelines of 45% |
| 351894034 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 27.2 years current job time<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 13.1 years current residence time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: CB has 15.1 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 6.00% revolving credit utilization |
| 351893612 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 43 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 15.17 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 6 years |
| 351893179 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers at current residence for 23.3 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max allowed CLTV is 80% and the borrowers have a 30.271% CLTV |
| 351893308 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 27%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 31% |
| 351893309 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 14 years and 9 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 19 years and 3 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 64.57% LTV below guideline requirements of 85.00% per program.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 7 years and 6 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 743 is 83 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.93% DTI is below guideline requirement of 45.00%. |
| 351893461 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Notary fee XXX added to revised CD XXX section B. Fee is subject to zero tolerance. COC issued XXX does not list fee amount or give any details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/17/2025 Client provided COC XXX reflecting Borrower expected to provide witness, unsuccessful. resulting in title Notary fee added. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have the subject property for 10 years 5 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 69.69% CLTV is 10.31% below the maximum allowable CLTV of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 713 is 53 points above the minimum required score of 660. |
| 351893795 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC191 | Missing Mortgage | No | Missing Mortgage DOT not in file | 03/18/2025 Client provided copy of Mortgage XXX executed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 26 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 65.03% LTV below guideline requirements of 85.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 35.01% DTI is below guideline requirement of 45.00%. |
| 351893412 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 8 years and 6 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70.21% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 721 is 41 points above program guideline minimum of 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 33.77% DTI is below guideline requirement of 45.00%. |
| 351893310 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR848 | Missing Hazard Insurance | No | Provide Hazard Insurance | 3.21.2025 Client provided HOI policy for subject property | Condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 37.68 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 43.79 is less that the max of 90. |
| 351893726 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property foe 21 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 59.43% below guideline requirements 90.00% |
| 351893834 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 42.80 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 mortgage payment history from XXX-XXX exceeds guideline of 0x30x12. |
| 351893909 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20.1 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 10.1 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 15% revolving credit utilization |
| 351893924 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 34.11 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 35.75 is less that the max of 90. |
| 351893916 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 56.90% below guideline requirements 85.00%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 27.51% below guideline requirement 45.00%. |
| 351893414 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 73.12% below guideline requirements 90.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 803 exceeds guidelines 760.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.99% below guideline requirement 45.00%. |
| 351893230 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been living at current residence for 31 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 665 exceeds guide lines. |
| 351893785 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 55% CLTV is 35% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 credit score exceeds the guideline minimum credit score of 660 by 113 points. |
| 351893749 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 62% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history pf 44 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 36.93% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 28.25 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 9.33 years |
| 351893647 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10.2 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 51 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 46.37% is below max allowable per guidelines of 80% |
| 351893852 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL101 | Missing legal docs for senior or subordinate loan | No | Missing proof of subject monthly HOA fee of XXX | 3.13.2025 Client provided evidence of monthly HOA XXX (XXX) | Condition satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 16.11 years current job time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 20 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893505 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 29 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x34 exceeds mortgage history guidelines. |
| 351893451 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | COC form issued XXX indicating additional 1-LE XXX was provided w/ prior numerical changes. Missing LE. | 03/14/2025 Client provided a duplicate of LE XXX already in file. Condition remains. The COC XXX in file shows reason for re-disclosure is a Loan amount increase of 5K. Provide the LE reflecting this loan amount change. 03/17/2025 Client provided Initial LE XXX . | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20.6 years current residence time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 25 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 8.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: mtg. payment history of 46 mos. exceeds guideline min. requirement of 12 mos. |
| 351893451 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | \*\*\*Triggered due to review of Initial LE XXX provided. File is missing List of homeowners counseling organizations. Lender to provide dated within 3 business days of application date XXX. | 03/18/2025 Client provided missing List of homeowners counseling organizations dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20.6 years current residence time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 25 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 8.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: mtg. payment history of 46 mos. exceeds guideline min. requirement of 12 mos. |
| 351893788 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 678 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 34.06 DTI below guideline of 45. |
| 351893708 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee XXX added to initial CD XXX section B. Fee is subject to zero tolerance. No COC provided listing fee amount any details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/25/2025 Client provided COC XXX reflecting Borrower provided approval to clear the UCC found on the title report to allow loan to proceed to closing resulting in a XXX title Exam fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 85%. Loan LTV is 44.43%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 751. |
| 351893835 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10.4 years current residence time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 32% revolving credit utilization<br>CFCFS2860: Good credit history<br> - Clayton Comments: deep credit file with all accts. paid as agreed. No collections, judgements, BK |
| 351893506 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Municipal Consumer Protection | Satisfied | B | A | B | A | CMPMUCP1463 | Providence - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not in file | No | Missing XXX Home Loan Prohibited Acts of Lenders and Loan Brokers Disclosure (XXX). | 03/10/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure XXX) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 5 Years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 16 Years. |
| 351893506 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP1307 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not dated | No | Missing XXX Home Loan Prohibited Acts of Lenders and Loan Brokers Disclosure (XXX). | 03/10/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (XXX) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 5 Years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 16 Years. |
| 351893506 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP1319 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost), not dated | No | Missing XXX Home Loan Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost). | 03/10/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 5 Years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 16 Years. |
| 351893506 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP1297 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not in file | No | Missing XXX Home Loan Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan). | 03/10/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (XXX) dated XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 5 Years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 16 Years. |
| 351893506 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP1309 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost), not in file | No | Missing XXX Home Loan Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost). | 03/10/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 5 Years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 16 Years. |
| 351893796 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | XXX Zero Tolerance due to increase in Title Document Preparation fee from $0.00 to XXX, without a valid Change in Circumstance (CIC). Requires CIC, or corrected PCCD, copy of refund check, LOX and verification of shipping. | 03/14/2025 Client provided COC XXX reflecting Borrower requested a deed to Update/Change name resulting in Doc Prep fee XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 39 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 64.88% below guideline requirements 80.00%. |
| 351893466 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 71.45% is below maximum allowed of 85%.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 43 months. |
| 351893371 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 53 mos. mtg. payment history exceeds min. guideline requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 20% revolving credit utilization<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 6.1 years in same line of work/profession |
| 351893980 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 8 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 35.05% below guideline requirement 45.00%. |
| 351894006 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 56.63% below guideline requirements 75.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property > 9 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work for 10 years. |
| 351893709 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 9 years and 7 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 68.58% LTV below guideline requirements of 80.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 20.18% DTI is below guideline requirement of 45.00%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351894012 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 59%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 24% |
| 351894052 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | B | A | A | D | A | D | B | D | B | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Provide documentation non-borrowing spouse received an accurate CD 3 business prior to closing. If unable to provide, the exception will be a satisfied non-material 2B using the signed CD at closing. | 01/17/2025 Client provided a One Span for the Non-Borrower reflecting CD sent and competed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 55.61% CLTV below guideline requirements. Max CLTV 75.00%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 6 years |
| 351894052 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | B | A | A | D | A | D | B | D | B | A | A | D | A | Credit | Credit/Mtg History | Waived | C | B | C | B | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Subject Final CD reflect a Lease payment of XXX wXXX(pg 523) being paid off however Lease payments are required to be included in DTI, if include in DTI, DTI will exceed 45.00% | 3.6.2025 Client provided exception approval to allow for Lease auto that was paid off, monthly payment of XXX to be included in DTI for an updated DTI of 47.00% | Upon review by senior underwriter exception is deemed non material. Borrower has significant time on job and LTV is below guideline requirements. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 55.61% CLTV below guideline requirements. Max CLTV 75.00%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 6 years |
| 351894052 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | B | A | A | D | A | D | B | D | B | A | A | D | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3260 | Balance Sheet missing for one or more Self Employed borrowers | No | Missing YTD 2024 Balance Sheet, as required per Guidelines 7A.26 for XXX borrower | 1.17.2025 Client provided LOX stating, see Profit/Loss. Response, condition remains for YTD 2024 Balance Sheet per guidelines. 2.28.2025 Client provided post close dated End of year 2024 Balance Sheet for business | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 55.61% CLTV below guideline requirements. Max CLTV 75.00%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 6 years |
| 351894052 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | D | B | A | A | D | A | D | B | D | B | A | A | D | A | Credit | Income/Employment | Waived | B | B | B | B | CRDINC2408 | Income verification does not meet guidelines | No | Self Employed Borrower Missing 2022 1040 / Missing from loan file | 1.21.2025 Client provided LOX stating UW used 1040 Transcripts in file in lieu of the actual 1040 2022 tax returns. Response, condition is non material due to file having 2022 1040 Transcript however copy of 1040 2022 tax returns is required for self employed borrower. Condition remains 3.6.2025 Client provided exception approval to allow for 2022 1040 transcripts in lieu of file not having a copy of the 1040 2022 tax returns for XXX borrower | Upon review by Senior Underwriter, exception is deemed non-material. Exception approved, B Grade with compensating factors, over 6 years with self employment, over 4 years at subject address and CLTV 55.61% below guidelines requirement | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 55.61% CLTV below guideline requirements. Max CLTV 75.00%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 6 years |
| 351893862 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | XXX Equity : Missing T.42 Title Endorsement | 03/06/2025 Client provided an approved exception for missing endorsement | Initial and final grade 2/B | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 23 years and 8 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60.93% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 755 is 95 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 20.88% DTI is below guideline requirement of 45.00%. |
| 351893862 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | XXX Equity : Missing T.42.1 Title Endorsement | 03/06/2025 Client provided an approved exception for missing endorsement | Initial and final grade 2/B | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 23 years and 8 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60.93% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 755 is 95 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 20.88% DTI is below guideline requirement of 45.00%. |
| 351893311 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 18 years and 2 months<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893416 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrowers have minimal use of credit |
| 351893422 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 41 month mortgage payment history exceeds the 12 month guideline minimum requirement by 29 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 38% DTI is 7% below the maximum guideline requirement of 45%. |
| 351893853 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 78% CLTV is 12% less than maximum guideline requirement of 90%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 55 month mortgage payment history exceeds the 12 month guideline by 43 months. |
| 351893217 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 90%. Loan LTV is 79.83%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 700. Loan credit score is 765. |
| 351893753 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Per COC XXX with lock change to discount point 3740.13, Revised LE missing. | 03/06/2025 Client provided a duplicate of LE 2/4. Condition remains for the locked LE XXX reflecting Discount points of XXX as disclosed on COC XXX. 03/13/2025 Client provided a Collaborate Comment: The COC showing change to discount points on XXX was issued in error. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 64.32% below guideline requirements 85.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 745 exceeds guidelines 720 |
| 351893800 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 784 FICO exceeds guideline of 720.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 38.30 DTI below guideline of 45. |
| 351893312 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has > 25 years at current job<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 50.59% below guideline requirements 90.00%. |
| 351893648 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Zero tolerance of XXX due to addition of Doc Preparation XXX and Exam $100.00 with no valid reason on the XXX COC. Lender Credit cure of XXX on Final CD is insufficient. Provide the change that was requested by Borrower resulting in the addition of the fee on XXX for review or PCCD with additional cure, copy of cure check, LOE to Borrower and evidence of delivery via tracking information. | 03/14/2025 Client provided COC XXX reflecting Borrower requested Quitclaim deed/Title vesting resulting in addition of Doc prep fee $100.00 however the amount added on XXX is XXX, later changed to XXX. Condition remains. Provide evidence of the correct amount added on XXX or PCCD with cure, copy of cure check, LOE to Borrowers and evidence of delivery. 03/19/2025 Client provided a collaborate comment: The fee decreased to XXX, which is allowed. I have attached a copy of the final settlement statement showing the fee was XXX at settlement, supporting the fee added on XXX and lowered on Final CD XXX. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 68.09% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 757 is 97 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 45+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 0x30 for 60+ months |
| 351893183 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 29.8 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 10.11 years current job time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 10.1 years in same line of work/profession |
| 351893664 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower at current job 15.3 years. |
| 351893994 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation date of XXX | 03/11/2025 Client provided a One Span reflecting both completed on XXX. However, it also shows that the Disclosures were sent to the same email address for both signers on XXX and several attempts to open them on XXX. Evidence document were received XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x26 exceeds mortgage history guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 694 > is above guideline minimum credit score 680. |
| 351893987 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 68% CLTV is 12% below the maximum guideline requirement of 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 89 months mortgage payment history exceeds the 12 month guideline minimum by 77 months. |
| 351893368 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 12 years and 6 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 19 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 54.99% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 770 is 110 points above program guideline minimum of 660. |
| 351893958 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 85%. Loan LTV is 49.78%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 680. Loan credit score is 737. |
| 351893313 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 351893998 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been XXX for 19 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been at current job for 20 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 759 max per guidelines is 720.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 58.08% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.96% max per guidelines is 45%. |
| 351893683 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 58% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 94 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 21.75 years |
| 351893675 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20.6 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 43 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893185 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 71.22% max per guidelines is 80%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been at current job for 14 years. |
| 351893314 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Missing Final CD hand signed by the borrowers at closing (XXX). CD's in file are dated XXX and XXX. | 03/26/2025 Client provided the missing Final CD XXX e-signed XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 711 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 mortgage payment history since 09/2020 exceeds guideline of 0x30x12. |
| 351893314 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3204 | Income Documentation Missing | No | Missing signed 4506-C. | 3/25 Client provided the 4506C | Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 711 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 mortgage payment history since 09/2020 exceeds guideline of 0x30x12. |
| 351893314 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Credit | Title | Satisfied | D | A | D | A | CRDTIL796 | Missing Title | No | Missing title. | 3/25 Client provided the title report | Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 711 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 mortgage payment history since 09/2020 exceeds guideline of 0x30x12. |
| 351893813 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee $100 added to initial CD XXX section B. Fee is subject to zero tolerance. COC issued XXX does not list fee amount or give sufficient details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/04/2025 Client provided COC XXX reflecting UCC lien identified on Title. Curative action to remove resulting in Title fee of XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 15 years and 5 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 62.43% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 741 is 87 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 33.22% DTI is below guideline requirement of 45.00%. |
| 351893214 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 24 Years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 24 Years |
| 351893548 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 22 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 61.00% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 39.01% max per guidelines is 45%. |
| 351893928 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance XXX. Due to addition of Title Examination Fee. Change of Circumstance, or Post Close CD, LOX and a copy of refund check to borrower. | 03/10/2025 Client provided PCCD with Principal Reduction, LOE and Loan Transaction History reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 51.99% below guideline requirements 85.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 18 years, |
| 351893799 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Zero tolerance due to Condo Questionnaire Fee XXX added to revised LE XXX, increased to XXX on final CD XXX. COC issued XXX lists fee amount but does not give sufficient details as to why fee was added. Cure provided on final CD XXX insufficient to satisfy. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, total Refund of XXX w/ Proof of Delivery. | 03/07/2025 Client provided PCCD XXX with principal reduction for remainder of cure, LOE and Loan Transaction history reflecting payment applied. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 66.67 is less that the max of 80.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 39.63 is less than the max of 45. |
| 351893700 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 739 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 30 years. |
| 351893407 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 351893881 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 39 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 36% revolving credit utilization |
| 351893619 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Only CD XXX provided. Missing final CD. | ;03/04/2025 Client provided missing Final CD XXX e-signed by both on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 8% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 68 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893649 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 16.8 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 8.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 41 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893488 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work > 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 51.79% below guideline requirements 90.00%. |
| 351893452 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 43.83 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 49.36i s less that the max of 85 |
| 351893836 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 23.10 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 14.2 years current job time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 20 years in same line of work/profession |
| 351893315 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 13 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 93 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 12 years in same line of work/profession |
| 351893583 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 20 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 7 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 10.17 years for B1 |
| 351893689 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 39.19 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 65.45 is less that the max of 85. |
| 351893671 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | Documentation | Satisfied | D | A | D | A | CMPDOC806 | Notary Status is missing | No | Mortgage in file is missing page 13 with executed Notary Status | 03/10/2025 Client provided recorded Mortgage with Notary date as XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 19% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: mtg. payment hist. of 40 mos. exceeds guideline min. requirement of 12 mos.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7.10 years current residence time |
| 351893671 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | XXX Equity : Missing T.42 Title Endorsement | 03/05/25 Client provided an approved exception for missing T.42 Title endorsement. | Initial and final grade 2/B | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 19% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: mtg. payment hist. of 40 mos. exceeds guideline min. requirement of 12 mos.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7.10 years current residence time |
| 351893671 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | XXX Equity : Missing T.42.1 Title Endorsement | 03/05/25 Client provided an approved exception for missing T.42.1 Title endorsement. | Initial and final grade 2/B | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 19% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: mtg. payment hist. of 40 mos. exceeds guideline min. requirement of 12 mos.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7.10 years current residence time |
| 351893188 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 47% CLTV is 38% below the maximum guideline requirement of 85%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 60 month mortgage payment history exceeds the 12 month minimum guideline requirement by 48 months. |
| 351893632 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 32 years at current residence |
| 351893537 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject for over 13+ years.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 38 months 0x30. |
| 351893453 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 85%. Loan LTV is 38.40%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 758. |
| 351893837 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | XXX Zero Tolerance due to increase in Title Documentation Preparation fee from $0.00 to XXX without a valid Change in Circumstance (CIC). Requires CIC, or corrected PCCD, copy of refund check, LOX and verification of shipping. | 03/25/2025 Client provided COC XXX reflecting Borrowers approval to clear the duplicate Mortgage issue on title resulting in a doc preparation fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 21.9 years current residence time.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 6.2 years in same line of work/profession.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 36.23% is below max allowable per guidelines of 45%. |
| 351893316 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property > 26 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 23 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 39.16% below guideline requirements 85.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 19.90% below guideline requirement 45.00%. |
| 351893485 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 70% max per guidelines is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 793 max per guidelines is 760.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.58% max per guidelines is 45%. |
| 351893786 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 75%. Loan LTV is 63.82%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 686. |
| 351893317 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | DTI | Satisfied | C | A | C | A | CRDDTI187 | Debt Ratio > 50% | No | Taxes not included in escrows only HOI. Lender never added taxes into ratios since they are not escrowed in 1st lien payment. (See VOM for additional information) | 3.21.2025 Client provided LOX stating, UW response: There is evidence in the file that our borrower is exempt from property taxes, which is why they were not included. Please see attached tax bill detail. Updated DTI 49.42% Lock date XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 85%. Loan LTV is 46.51%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 700. Loan credit score is 762. |
| 351893318 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 783 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 45.28% is 44.72 points below the guideline program minimum. |
| 351893518 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in amount of XXX due to added Title Examination fee paid to Affiliate on LE XXX with no valid reasons documented on COC XXX. Condition is pending receiving PCD reflecting lenders cure, LOE to borrower, a copy of refund and proof of delivery via shipping that includes tracking information. | 03/04/2025 Client provided COC XXX reflecting a deceased Title holder. Curative Title ordered with resulting XXX Title Examination fee added. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 701 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been living at current residence for 21 years. |
| 351893776 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 70 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 49.22% is below max allowable per guidelines of 75% |
| 351893467 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/07/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 64 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 5.1 years current job time |
| 351893921 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 FICO exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 42.27 DTI below guideline of 45. |
| 351893372 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 691 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.23% is below lender's guide line maximum of 50%. |
| 351893593 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Need evidence of change of circumstances letter for Zero tolerance, (Tax Service Fee) increase, or a copy of a refund check in the amount of XXX. | 03/03/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan Transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 22.10 years current residence time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 21 years in same line of work/profession<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 1.00% revolving credit line utilization |
| 351893507 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 754 exceeds guide lines.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has stable employment with 31 years at current job.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DT 35.88% is below lender's guide line maximum of 50%. |
| 351893854 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 32.7 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 19% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 48 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351893971 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 13 years and 4 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 79.42% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 791 is 91 points above program guideline minimum of 700.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 28.83% DTI is below guideline requirement of 45.00%. |
| 351893388 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 63 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 0.00% revolving credit utilization<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 808 credit score exceeds guideline min. requirement of 660 |
| 351893319 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years current residence time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 20 years in same line of work/profession<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 18.7 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 5.00% revolving credit utilization |
| 351894053 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 38 years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 52% |
| 351893320 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 759 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 32.61 DTI below guideline of 45. |
| 351893855 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 22 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 25 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 35.59% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 65.86% max per guidelines is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 789 max per guidelines is 760. |
| 351893665 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee XXX added to initial CD XXX section B. Fee is subject to zero tolerance. No COC provided listing fee amount or any details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/25/2025 Client provided COC XXX reflecting Borrower provided approval to clear the UCC for loan to proceed resulting in Title Exam fee required to clear. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 767 credit score exceeds the 660 guideline minimum requirement by 117 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 64% CLTV is 26% below the maximum guideline requirement of 90%. |
| 351893672 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 714 > is above guideline minimum credit score 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x74 exceeds mortgage history guidelines. |
| 351893672 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 714 > is above guideline minimum credit score 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x74 exceeds mortgage history guidelines. |
| 351893856 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 64.85%below guideline requirements 75.00%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the line of work for 15 years. |
| 351893413 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 70% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 53 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 5 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 6 years |
| 351893212 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR289 | Insufficient Hazard Insurance Coverage | No | Hazard insurance dwelling coverage of XXX is insufficient. Estimated replacement cost is XXX. Updated hazard insurance with increased dwelling coverage is required. | 3.6.2025 Client provided LOX stating Processor response: Coverage is greater than 80% of RCE value. Response, per HOI estimated replacement cost worksheet, XXX is the estimated Coverage A cost to rebuild subject and HOI policy only reflect XXX which do not cover the HOI estimated replacement cost coverage of XXX. Condition remains for HOI reflect insufficient coverage. XXX Client provided a processor cert to confirm the policy is written with replacement cost coverage per Ins CO. Property is located in XXX a RCE is not avail by law | Satisfied | (No Data) | Not Applicable | (No Data) |
| 351893454 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | Tape ATR/QM Value: QM: Safe Harbor (APOR) and XXX ATR /QM Value: QM: Safe Harbor (APOR) but does not match the Clayton review of Non-QM: Lender documented all ATR UW factors | 3.25.2025 Client provided Title Split fee, fees retested. QM Safe Harbor | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 50.84% is 34.16 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x49 exceeds mortgage history guidelines. |
| 351893204 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 809 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 10 years at current job.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 31.02% is below lender's guide lines maximum of 45%. |
| 351893791 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 22 years and 4 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 20 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 64.87% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 745 is 85 points above program guideline minimum of 660. |
| 351893215 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 735 FICO exceeds guideline of 660.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers at current residence for 30 years. |
| 351894021 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 736 credit score exceeds the 700 guideline minimum by 36 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 68 month mortgage payment history exceeds the 12 month guideline minimum requirement by 56 months. |
| 351893241 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: FICO score 786 exceeds guidelines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 9 years. |
| 351893560 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 54% CLTV is 21% below the maximum guideline requirement of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 41 month mortgage payment history exceeds the 12 month guideline requirement by 29 months. |
| 351893225 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in amount of XXX due to added 2nd Appraisal fee on CD XXX with no valid COC in file. Condition is pending receiving PCD reflecting lenders cure, LOE to borrower, a copy of refund and proof of delivery via shipping that includes tracking information. | 03/14/2025 Client provided PCCD XXX with cure, copy of cure check, LOE and delivered shipping label. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20.9 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 21.10 years current job time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: CB has 25.3 years in same line of work/profession |
| 351893197 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance due to Condo Questionnaire Fee increased from final LE XXX XXX to initial CD XXX XXX. No COC form provided listing fee amount or any details as to why fee increased. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee increase validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/10/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan Transaction history reflecting Payment applied. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 38 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 4.11 years current job time<br>CFCFS2860: Good credit history<br> - Clayton Comments: all accts. are paid as agreed. No collections, judgements, public records |
| 351893872 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.49% below guideline requirement 45.00%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 28 years at current job.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has > 27 years at current job. |
| 351893763 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 742 credit score exceeds the 700 guideline minimum requirement by 42 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 50 month mortgage payment history exceeds the 12 month guideline minimum by 38 months. |
| 351893369 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 31.45 is less than the max of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 for 33 months. |
| 351894024 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance XXX. Due to additional increase in Transfer Tax fee. Change of Circumstance, or Post Close CD, LOX and a copy of refund check to borrower. | 03/11/2025 Client provided an updated COC XXX reflecting that the Loan Amount change raised the transfer Tax amount. Condition remains. There is no Loan Amount change from Initial Application to closing. Borrower is due a refund. Provide PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery. 03/12/2025 Client provided missing Initial LE XXX, Duplicate LE XXX and COC XXX reflecting change to Transfer taxes disclosed on LE XXX, within 3 days. Condition remains. Le XXX has points of 1.83% XXX and LE XXX 1.601% XXX, a difference of $125.00. COC 1/22 in file reflects Rate lock, however no rate lock on LE XXX. Provide a COC reflecting this change's valid reason for the increase of % or PCCD with XXX cure, copy of cure check, LOE to Borrower and evidence of delivery via tracking. 03/13/2025 Client provided Duplicate LE XXX. Condition remains. Provide a COC reflecting valid changes to LE XXX for Discount point increase of XXX or PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery via tracking. 03/18/2025 Client provided Collaborate Comment: Compliance Response: There is no cure for non-locked LE dated XXX. Good Faith testing is against the final amount paid at closing verses the baseline that is set when the loan is locked, or any valid baseline set after the loan is locked. The increase does not have be addressed on the COC, as the fee on the initial LE or second LE is not the baseline. Per review by Internal Compliance Counsel, using XXX as baseline and Rate lock for XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 103 months of mortgage payment history exceeds the 12 month guideline minimum by 91 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60% CLTV is 15% below the maximum guideline requirement of 75%. |
| 351893473 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x26 exceeds mortgage history guidelines.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job, 4 years. |
| 351893965 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | File exceeds Fees Test Threshold | 3/3 Client provided a Fee split WS and the file was re-tested | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 80% CLTV is 10% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 768 credit score exceeds the 700 guideline minimum credit score by 68 points. |
| 351893951 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60% LTV IS 20% below the maximum allowed 80% CLTV (reduced 5% from max 85% due to DTI over 45% with 720 fico).<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for 23 years. |
| 351893604 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 47.92% below guideline requirements 90.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property > 18 years. |
| 351893710 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 20 years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 46% |
| 351893561 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 85%. Loan LTV is 73.03%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 727. |
| 351893969 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 751 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 7 years at current job. |
| 351893693 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 63 months 0x30<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 9+ years. |
| 351893744 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/27/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 38 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 59.87% below guideline requirements 75.00% - 5.00% = 70.00% for DTI > 45.00% |
| 351893205 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 36.82% below guideline requirements 90.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 34.73% below guideline requirement 45.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 15 years. |
| 351893933 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 30 years in current profession<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 23% |
| 351893486 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance due to 2nd Appraisal fee $450 added to final LE XXX. COC form issued XXX lists fee amount but does not give sufficient details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/03/2025 Client provided PCCD XXX, with Principal Reduction, LOE and Loan Transaction History reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 71.03 is less that the max of 85.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 30.34 is less than the max of 45. |
| 351893605 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 25.64%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower at current employment 4 years |
| 351893666 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 19 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 73.28% max per guidelines is 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 746 max per guidelines is 720. |
| 351893508 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 746 > is above guideline minimum credit score 720.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x46 exceeds mortgage history guidelines |
| 351893228 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | PRVAAPPR100 | Missing Appraisal | No | Missing appraisal product to support value used of XXX as per 1008 provided. | 3.3.2025 Client provided appraisal dated XXX with value of XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 30% revolving credit utilization<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 17 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893751 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 90%. Loan LTV is 56.56%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 793. |
| 351893455 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | Missing proof of taxes/ins. for property located at: XXX. to support monthly payment used in the amt. of XXX. | 3.19.2025 Client provided evidence of HOI XXX and taxes XXX for property XXX supporting XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 25 years current residence time<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 23.5 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 24% revolving credit utilization |
| 351893901 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 29 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 41.42% below guideline requirement 45.00%. |
| 351893519 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV62.00% below guideline requirements 85.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 20 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 18 years at current job<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 23.87% below guideline requirement 45.00%. |
| 351893321 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 17+ years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 53.96 is less that the max of 85. |
| 351893509 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 9.6 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 8 years in same line of work/profession |
| 351894013 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Initial CD XXX was delivered to all title holders; however, file is missing non-borrower receipt.Provide documentation non-borrowing spouse received an accurate CD 3 business prior to closing. If unable to provide, the exception will be a satisfied non-material 2B using the signed CD at closing. | 03/07/2028 Client provided a One Span for the Non-Borrower reflecting docs sent and completed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 711 FICO exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 38.64 DTI below guideline of 45. |
| 351893322 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 8 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.95% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 60.54% max per guidelines is 80%. |
| 351893819 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Need evidence of change of circumstances letter for Zero tolerance, (Title Fees) increase, or a copy of a refund check in the amount of XXX | 03/20/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan Transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current job for 11 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.52% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 68.67% max per guidelines is 75%. |
| 351893367 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | Credit/Mtg History | Waived | B | B | B | B | CRDCRMH3000 | # of Tradelines Does Not Meet Guideline Requirements | No | Borrower 2 only has 2 open tradelines that do not include a mortgage history. | 3.31.2025 Client provided exception approval for B2 not meeting tradelines requirement | Exception approved, B Grade | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 55% CLTV is 35% below the maximum guideline requirement of 90%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 33% DTI is 12% below the maximum guideline requirement of 45%. |
| 351893938 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 23 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 59.80% max per guidelines is 75%. |
| 351893463 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 44 month mortgage payment history exceeds the 12 month guideline minimum requirement by 32 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 700 credit score exceeds the 660 guideline minimum by 40 points. |
| 351893193 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 774 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 78.21% is 11.79 points below the guideline program minimum. |
| 351893711 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60% CLTV is 30% the maximum guideline requirement of 90%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 21% DTI is 24% below the maximum guideline requirement of 45%. |
| 351893323 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | Clayton's status determination is Non-QM due to Fees exceeding Test Threshold Lender's status is QM Safe Harbor. | 03/19/2025 Client provided the fee split document for proper allocation of Affiliate fee. QM Safe Harbor | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 763 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x46 mortgage payment history exceeds guideline of 0x30x12. |
| 351893323 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Section 32 | Satisfied | C | A | C | A | CMPS32371 | Section 32 Loan per Points and Fees Test | No | File is missing the Fee Split worksheet. Provide worksheet for further testing. Additional conditions may apply. | 03/19/2025 Client provided the fee split document for proper allocation of Affiliate fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 763 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x46 mortgage payment history exceeds guideline of 0x30x12. |
| 351893383 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 729 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 23.01 DTI below guideline of 45. |
| 351893941 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 73% CLTV is 12% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 722 credit score exceeds the 660 guideline minimum by 62 points. |
| 351893224 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 6 Years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 10 Years |
| 351893714 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 8.1 years current residence time |
| 351893714 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 12/06/2024 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 8.1 years current residence time |
| 351893562 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 57% CLTV is 33% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 795 credit score exceeds the 660 guideline minimum requirement by 135 points. |
| 351893917 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 18.49 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 63.70 is less that the max of 90. |
| 351893433 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 23 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 8 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 52.28% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 757 is 97 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.04% DTI is below guideline requirement of 45.00%. |
| 351893808 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 11 years and 8 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 6 years and 11 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 79X% LTV below guideline requirements of 85% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 727 is 27 points above program guideline minimum of 700. |
| 351893580 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39% DTI is 6% below the maximum guideline requirement of 45%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 43 month mortgage payment history exceeds the 12 month guideline minimum requirement by 31 months. |
| 351893563 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 15 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351893777 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 19 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 19 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 69.73% max per guidelines is 75%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 26.64% max per guidelines is 45%. |
| 351893324 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 13.4 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 10% revolving credit utilization |
| 351893628 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 10 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been at current job for 11 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.20% max per guidelines is 45%. |
| 351893527 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 28.10% below guideline requirement<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 7 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: B2 has significant time at current job, 8 years |
| 351893325 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 770 credit score exceeds the 660 guideline minimum by 110 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 44% CLTV is 46% below the maximum guideline requirement of 90%. |
| 351893617 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 11 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 718 exceeds guide lines. |
| 351893326 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 5.00% revolving credit utilization<br>CFCFS2860: Good credit history<br> - Clayton Comments: deep credit file with all accts. paid as agreed. 0X30,60,90 days. No collections, judgements, of BK.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 34.12% is below max allowable per guidelines of 45% |
| 351893650 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 44 month mortgage payment history exceeds the 12 month minimum guideline requirement by 32 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70% CLTV is 5% below the guideline maximum requirement of 75%. |
| 351894003 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Need evidence of change of circumstances letter for Zero tolerance, (Title Fees XXX, Recording Fees XXX) increase, or a copy of a refund check in the amount of XXX | 03/12/2025 Client provided Screen print of Tolerance. Condition remains. XXX dollar tolerance for fees Title Exam XXX and Document Preparation of XXX. XXX Has been applied, however XXX for Exam fee remains. Provide a valid reason COC for the Exam fee or PCCD with additional cure, copy of cure check, LOE to Borrower and evidence of delivery via tracking. 03/19/2025 Client provided COC 219 reflecting UCC lien was identified on Title. Curative Title ordered resulting in a Title Exam fee added. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 66.41% below guideline requirements 80.00%. |
| 351893436 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 59 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 28.50% is below max allowable per guidelines of 45% |
| 351893718 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 29 years current residence time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 35% revolving credit utilization |
| 351894045 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | Loan declared QM Safe Harbor (APOR) from lender/client; Clayton status is NONQM due to fees too high (adjusted charges are XXX, max allowed is XXX; XXX too high). | 3.14.2025 Client provided Fee Split worksheet, fees retested. QM Safe Harbor | condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 714 FICO exceeds guideline of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x38 mortgage payment history exceeds guideline of 0x30x12. |
| 351893730 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Ability to Repay/Qualified Mortgage | Satisfied | C | A | C | A | CMPATRQM2900 | TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination. | No | Clayton's status determination places loan in a riskier status than the Lender's status determination of QM SH (APOR) due to exceeding fee limits. | 02/28/2025 Client provided missing fee split document for proper allocation of Affiliate fee. QM Safe Harbor | Condition satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 7 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Co-borrower has been in profession for 11 years. |
| 351893730 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Section 32 | Satisfied | C | B | C | B | CMPS32371 | Section 32 Loan per Points and Fees Test | No | File is missing the Fee Split worksheet. Provide worksheet for further testing. Additional conditions may apply.Adjusted ChargesXXXTotal Loan AmountXXXMaximum Charges %0.000%Maximum ChargesXXXCharges Margin to ThresholdXXXTotal Charges %5.193%Exceeds fees test threshold?Yes | 02/28/2025 Client provided missing fee split document for proper allocation of Affiliate fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 7 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Co-borrower has been in profession for 11 years. |
| 351893882 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 25.80 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x99 mortgage payment history exceeds guideline of 0x30x12. |
| 351893962 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.69% below guideline requirement 45.00%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Co-borrower has >15 years in the line of work. |
| 351893660 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 3/21/2025 client provided an approved exception for missing T.42 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 17 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 9.11 years current job time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 14.6 years in same line of work/profession<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 24.59% is below max allowable per guidelines of 45% |
| 351893660 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 3/21/2025 client provided an approved exception for missing T.42.1 Title Endorsement. | Initial and Final grade B. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 17 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 9.11 years current job time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 14.6 years in same line of work/profession<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 24.59% is below max allowable per guidelines of 45% |
| 351893427 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5351 | Insurance Effective date is greater than the transaction date | No | Missing current HOI policy. Renewal policy provided. Note date is XXX. HOI effective date is XXX. | 3.7.2025 Client provided prior HOI policy from XXX - XXX | Condition satisfied | Not Applicable | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 700. Loan credit score is 811.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 85%. Loan LTV is 66.89%. |
| 351894036 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | XXX Zero Tolerance due to decrease in Lender Credit from XXX to $0.00, without a valid Change in Circumstance (CIC). Requires CIC, or corrected PCCD, copy of refund check, LOX and verification of shipping. | 03/19/2025 Client provided PCCD XXX with Lender Credit, LOE and Final Settlement Statement reflecting Lender Credit applied. Condition remains for evidence of shipment.03/20/2025 Client provided Disclosure history reflecting sent on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 62.39% below guideline requirements 90.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 786 exceeds guidelines 760.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 27.76% below guideline requirement 45.00%. |
| 351893857 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 61.88% is 28.12 points below the guideline program minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 798 > is above guideline minimum credit score 760. |
| 351893327 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | XXX CSPA; Home Mortgage Information Document not provided | 03/26/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 744 exceeds guide lines.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 59.08% is below lender's guide line maximum of 80%.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower does not have any late payments.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No mortgage late payments. |
| 351893328 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/07/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 0.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893477 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Reducing outgo by $888 monthly<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0x30 25 months. |
| 351893925 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 739 credit score exceeds the 700 minimum guideline requirement by 39 points.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 27% DTI is 18% below the maximum guideline requirement of 45%. |
| 351893470 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 7.6 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 24 mo. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 13.11 years current job time |
| 351893981 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 8 years on the current job<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has 20 years at current job<br>CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Borrower has income not used to qualify |
| 351893543 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | The file does not contain documentation that the NBS received the Initial Closing DisclosureProvide documentation non-borrowing spouse received an accurate CD 3 business prior to closing. If unable to provide, the exception will be a satisfied non-material 2B using the signed CD at closing. | 03/19/2025 Client provided Disclosure History reflecting CD was sent via e-delivery with Borrowers receipt date XXX, then provided USPS for Non-Borrower. Mail rule applies, 3 days delivery and 3 day waiting period, earliest closing date XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 47 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 7.00% revolving credit utilization |
| 351893543 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP2057 | XXX Pred Lend Database - No Cert of Compliance or Cert of Exemption in file | No | The file does not contain the State of XXX Certificate of Compliance or Exemption. | 03/19/2025 Client provided missing XXX Database - Cert of Compliance | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 47 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 7.00% revolving credit utilization |
| 351893524 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Missing proof of current HOA dues for the subject property. The figure of XXX monthly was taken from the previous refinance appraisal in XXX. | 3.21.2025 Client provided LOX stating, UW explanation: The prior appraisal amount listed as HOA dues was used, as the updated HOA budget for this property was slightly lower on the HOA dues per property breakdown. at XXX, UW wanted to ensure we used the higher amount to qualify. | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 741 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 26.91 DTI below guideline of 45. |
| 351893409 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 55.70% is 24.30 points below the guideline program minimum.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 11 years. |
| 351893510 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 37.23 is less than the max of 45.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: On current job since XXX. |
| 351893387 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 4 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 4 years at current job |
| 351893198 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero tolerance in the amount of XXX as Condo Questionnaire fee increased on CD XXX without a COC in file. Condition pending receiving a valid Change of Circumstances or Post CD reflecting lenders cure, LOX, a copy of refund and proof of delivery via shipping that includes tracking information. | 03/11/2025 Client provided a COC stating Property Identified as a condo. Condo docs ordered and additional $26.95 added on 1/28 and disclosed on XXX. Condition remains. Price increase is not valid change in Circumstances. Borrower is due a refund. Provide PCCD with cure, copy of cure check, LOE to Borrowers and evidence of shipment. 03/24/2025 Client provided PCCD with Principal Reduction, LOE and Loan Transaction History reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 7 years and 3 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 6 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 67.21% LTV below guideline requirements of 75.00% per program.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 20 years and 11 months |
| 351893651 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 29.41 is less than the max of 45.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Reducing outgo by approximately $1,330 per month. |
| 351893190 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 10 Years<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 37 months |
| 351893805 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 3.24.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 66.16% below guideline requirements 80.00%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 38.41% below guideline requirement 45.00%. |
| 351893805 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 3.24.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 66.16% below guideline requirements 80.00%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 38.41% below guideline requirement 45.00%. |
| 351893529 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 67% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 51 months exceeds guidelines of 12 months<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 14.33 years |
| 351893329 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 49% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 52 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 6.67 years<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 45.11% below guideline requirement of 50%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 7.08 years |
| 351893652 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 35 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: CLTV is 59.13% max per guidelines is 85%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: DTI 35.05% max per guidelines is 45%. |
| 351893330 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Missing executed Final CD at consummation. | 03/19/25 Client provided the E-Signed Final XXX CD. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 728 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x39 mortgage payment history exceeds guideline of 0x30x12. |
| 351893331 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers at current residence for 12 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower in profession for 19 years. |
| 351893377 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 689 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.52 DTI below guideline of 45. |
| 351893606 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 63.58% max per guidelines is 80%.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been at current job for 5 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 last 32 months payment paid on time. |
| 351893199 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Application date XXX. Earliest LE provided XXX w/ COC form issued XXX indicating prior numerical changes. | 03/10/2025 Client provided duplicate LE XXX with disclosures. Condition remains. Provide the unlocked Initial LE XXX that was provided prior to the lock changes on COC XXX. Additional conditions may apply. 03/12/2025 Client provided missing Initial LE XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 696 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 31.93 DTI below guideline of 45. |
| 351893592 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Based on Change of Circumstance, revised final LE is missing. | 02/26/2025 Client provided a duplicate of LE XXX in file. With a collaborate Comment: LE that was sent to the borrower on XXX & the ICD that was sent to the borrower on XXX were provided. No other disclosures were sent to the borrower on either of those days. Condition remains. 2 COC's in file for the same changes. XXX indicates changes to Loan amount, rate and discount points with LE XXX provided. XXX reflects the very same changes and indicates a CD was disclosed. Provide the missing LE XXX with changes or clarification of what Disclosures were actually provided to the Borrower from XXX to XXX. 02/28/2025 Client provided a duplicate of the CD XXX already in file. Condition remains. Provide the missing XXX LE showing loan amount changes as listed on the COC XXX in file, Page 158, reflecting an LE was disclosed. If this COC is incorrect, provide a signed letter of attestation for the file explaining why. 03/04/2025 Client provided a duplicates of LE 1XXX and CD XXX from file. They also Provided a collaborate Comment: LE that was sent to the borrower on XXX & the ICD that was sent to the borrower on XXX were provided. No other disclosures were sent to the borrower on either of those days. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 39.77 is less than the max of 45.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 8+ years |
| 351893186 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 767 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 10 years at current job. |
| 351893569 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee XXX added to final LE XXX section C. Moved to section B on CD's. Fee is subject to zero tolerance. COC issued XXX lists fee amount but does not give sufficient details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/05/2025 Client provided COC XXX reflecting UCC lien Identified on Property Report requiring Title curative with resulting new Title fee added. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 755 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 6 years at current job. |
| 351893624 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 775 FICO exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 37.20 DTI below guideline of 45. |
| 351893685 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/20/25 Client provided the XXX Home Mortgage Information Document and signed Acknowledgment. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 6 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 53.97% LTV below guideline requirements of 80.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 715 is 55 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 50+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351894000 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 68.43% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 806 is 146 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 8 years |
| 351894043 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 30+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 36.65% DTI is below guideline requirement of 45.00%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession; 6 years |
| 351893907 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 73% CLTV is 17% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 771 credit score exceeds the minimum guideline requirement of 680 by 91 points. |
| 351893982 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 40.88 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 78.60 is less that the max of 85. |
| 351893719 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36 month mortgage payment history exceeds the guideline minimum 12 month requirement by 24 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has been at current job for over 5 years. |
| 351893177 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 15 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 19 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 791 max per guidelines is 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 27.71% max per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 26.40% max per guidelines is 45%. |
| 351894007 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 56 month mortgage payment history exceeds the guideline minimum 12 month requirement by 44 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 17 years. |
| 351894055 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 21.7 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 49 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 20.11 years in same line of work/profession |
| 351893883 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 775 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 11 years at current job. |
| 351893690 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Compliance | State Consumer Protection | Satisfied | A | A | A | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/17/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 696 exceeds the 660 guideline minimum requirement by 36 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 43 month mortgage history exceeds the 12 month minimum guideline requirement by 31 months. |
| 351893653 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 74% CLTV is 11% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 742 credit score exceeds the 660 guideline minimum requirement by 82 points. |
| 351893332 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | XXX CSPA; Home Mortgage Information Document not provided | 03/14/2025 Client provided the Acknowledgement of receipt of the Home Mortgage Loan Information Document dated XXX, however the Information document is still missing. Provide the Home Mortgage Information Document.03/17/2025 Client provided the Home Mortgage Information Document. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 29% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 28 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351894040 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 22.8%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history |
| 351893333 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 11 years and 8 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60.72% LTV below guideline requirements of 75.00% per program. |
| 351893983 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 10.2 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 9.00% revolving credit utilization |
| 351893694 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3662 | TRID - Corrected CD should have been provided; APR is less than APR three business days prior to closing by more than allowable tolerance | No | Initial CD XXX APR is 10.378% and CD XXX APR is 10.188 %, reduction of 0.19%. APR decreased due to Finance Charge decreasing, benefit to borrower. | 03/17/2025 Client provided a Collaborate comment for decreased Points supporting the APR decrease from XXX ICD to XXX FCD. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 6 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 75.00% max per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 742 max per guidelines is 720 |
| 351893479 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/28/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 5 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower been at current residence for 13 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 34.48% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 69.44% max per guidelines is 80%. |
| 351893525 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 757 FICO exceeds guideline of 720.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 36.58% DTI below guideline of 45%. |
| 351894056 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 66% CLTV is 19% below the guideline maximum CLTV of 85%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 39 month mortgage payment history exceeds the guideline minimum requirement of 12 months by 27 months. |
| 351893468 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 5 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 14 years. |
| 351893992 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3204 | Income Documentation Missing | No | Missing signed 4506-C. | 3.20.2025 Client provided executed 4506C | condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 42.27 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x69 mortgage payment history exceeds guideline of 0x30x12. |
| 351894035 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 25 years and 6 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 76.25% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 734 is 34 points above program guideline minimum of 700. |
| 351893176 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence 9 years and 4 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 9 years and 7 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 48.08% LTV below guideline requirements of 85.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 31.32% DTI is below guideline requirement of 45.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 793 is 133 points above program guideline minimum of 660. |
| 351893884 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 28 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 757 exceeds guide lines. |
| 351893815 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 15 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 last 17 months payment paid on time.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 55.93% max per guidelines is 85%. |
| 351894001 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 680. Loan credit score is 804.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 90%. Loan LTV is 61.23%. |
| 351893334 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property > 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 24.28% below guideline requirements 85.00%. |
| 351893728 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 40 months<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Representative Credit Score707 |
| 351893335 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 737 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x24 mortgage payment history exceeds guideline of 0x30x12. |
| 351893471 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 17 years and 1 month.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 63.77% LTV below guideline requirements of 80.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 705 is 45 points above program guideline minimum of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 22.55% DTI is below guideline requirement of 45.00%. |
| 351893336 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80.73% CLTV is 9.27% below the maximum allowable CLTV of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 776 is 56 points above the minimum required score of 720.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 28.74% DTI is below the maximum allowed DTI of 45%. |
| 351893423 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 50% CLTV is 30% below the maximum guideline requirement of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 704 credit score exceeds the 660 minimum credit score guideline requirement by 44 points. |
| 351894062 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | (1). Regarding debt payment of XXX w/ASC #XXXFile have evidence other party making payment (pg 434) however missing copy of most recent bank statement to support our borrowers not on account where payment is coming out of and print out shows as our borrower primary address AND (2). Regarding XXX XXX (listed on credit report twice), verify being a duplicate payment XXX | 1.21.2025 Client provided LOX stating, printout from XXX, the account which is paying the student loan to show that XXX owns the account. Response, Agree do reflect XXX name on print out along with subject address however was not able to determine all parties name listed on account, appears XXX is the Main and possibly only account holder, accepting Lender LOX. Condition remains for #2 of initial condition, verifying XXX #XXX (listed on credit report twice), verify being a duplicate payment XXX XXX Client provided an LOX that a supplement has been requested but not received and the terms of the loan appear to be a duplicate; On review , although the terms appear to be a duplicate, due to the DTI is close to MAX and student loan debt is often same and similar amounts per each disbursement, additional confirmation is required to verify there is only one XXX account #XXX 3/25 Client provided pay history for XXX payment which has already been cleared; condition remains for Condition remains for #2 of initial condition, verifying XXX XXX (listed on credit report twice), verify being a duplicate payment XXX3/25/2025 - client provided documentation verifying XXX funding is reports as a duplicate. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 50.06% CLTV below guideline requirements. Max CLTV 80.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 11 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 26 years 10 months |
| 351894062 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | Credit | Income/Employment | Satisfied | B | A | B | A | CRDINC2496 | Verbal verification of employment completed outside the stated requirements and/or after closing/funding | No | Missing VVOE verifying ending date of employment for B2 employment w/ XXX | 1.22.2025 Client provided VVOE verifying prior employment ending date for B2 | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 50.06% CLTV below guideline requirements. Max CLTV 80.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 11 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 26 years 10 months |
| 351894062 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Missing Post Disaster dated after XXX Wildfires | 1.27.2025 Client provided Post Disaster inspection dated XXX with no damage along with exterior photos and comment stating subject is located in the city of XXX which was impacted by the fire, however the subject appears in good condition with no repair needs observed as of XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 50.06% CLTV below guideline requirements. Max CLTV 80.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 11 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 26 years 10 months |
| 351893990 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 03/07/2025 Client provided an exception approval request for Missing T.42 Title Endorsement | Initial and final Grade B. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 730 credit score exceeds the 700 guideline minimum by 30 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 80% CLTV is 5% below the maximum guideline requirement of 85%. |
| 351893990 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 03/07/2025 Client provided an Approved exception request for Missing T.42.1 Title Endorsement. | Initial and Final Grade B. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 730 credit score exceeds the 700 guideline minimum by 30 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 80% CLTV is 5% below the maximum guideline requirement of 85%. |
| 351893620 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 10 years and 1 month<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 7 years and 1 month<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 10 years and 1 month.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 79.52% LTV below guideline requirements of 85.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 22.48% DTI is below guideline requirement of 45.00%. |
| 351893337 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 789 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 33.69 DTI below guideline of 45. |
| 351893338 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | XXX CSPA; Home Mortgage Information Document not provided | 03/04/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 5 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 17 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.90% max per guidelines is 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 754 max per guidelines is 720.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 48.61% max per guidelines is 85%. |
| 351893698 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5352 | Flood Effective date is greater than the transaction date | No | Current policy effective XXX, loan disbursed on XXX | 3.6.2025 Client provided prior Flood policy effective XXX - XXX | Condition satisfied | Not Applicable | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 47.50 is less that the max of 85.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: On job since XXX |
| 351893696 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 18 years and 1 month.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 17 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 72.60% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 746 is 66 points above program guideline minimum of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 34+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893567 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 750 exceeds guide lines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 10 years. |
| 351893926 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 54.77 is less that the max of 85.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 32.52 is less than the max of 45. |
| 351893533 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Per XXX, Initial Disclosures were issued on XXX. File is missing Loan Estimate XXX. | 03/27/2025 Client provided Missing Initial LE XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 69.91% below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 10 years. |
| 351893511 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/18/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 748 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 6 years at current job.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 26.84% is below lender's guide line of 45%. |
| 351893540 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 90%. Loan LTV is 63.75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 770. |
| 351893838 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2642 | Missing proof that HELOC has been paid and closed to future draws | No | Missing proof that the XXX HELOC has been closed to future draws. | 3.7.2025 Client provided executed by borrower payoff and requesting closure of HELOC w/XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 733 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 35.66 DTI below guideline of 45. |
| 351893677 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 58.97% below guideline requirements 75.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 9 years. |
| 351893339 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 74.45% below guideline requirements 90.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 40.59% below guideline requirement 45.00%. |
| 351893735 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has >35 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 59.78% below guideline requirements 85.00% |
| 351893610 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 702 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 32.30 DTI below guideline of 45. |
| 351893918 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The total DTI is 26%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351893340 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 35 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 62 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 10% revolving credit utilization |
| 351893903 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Need evidence of change of circumstances letter for Zero tolerance, (Title Examination XXX) increase, or a copy of a refund check in the amount of XXX | 03/24/2025 Client provided COC XXX reflecting Fee added due to Additional Title work required to clear unknown liens found on Title. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 23.4 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 24.5 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 57 mos. mtg. history review exceeds min. guideline requirement of 12 mos. |
| 351893541 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | &nbsp;&nbsp;&nbsp;&nbsp;zero tolerance $100 due to increase in Title exam without a valid CoC .Requires CoC, or corrected PCCD, copy of refund check, LOX and verification of shipping. | 03/10/2025 Client provided PCCD XXX with cure, copy of cure check, LOE and delivered shipping label. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 70.81% max per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 39.92% max per guidelines is 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 742 max per guidelines is 720. |
| 351893919 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | FEMA | Satisfied | C | A | C | A | PRVAFEMA858 | Natural Disaster Area, no subsequent inspection (Individual & Public) | No | Provide disaster inspection for Wildfires and Straight-Line Winds declaration #XXX date of XXX; Effective date XXX | 3.20.2025 Client provided Post Disaster inspection dated XXX with no damage along with exterior photos | Condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 41.40 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 46.99 is less that the max of 80. |
| 351893745 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 56% CLTV is 19% below the maximum guideline requirement of 75%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 35% DTI is 10% below the maximum guideline requirement of 45%. |
| 351893761 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Need proof initial CD was received by the borrowers 3 days before consummation date of XXX.Initial CD is dated XXX and e-signed on XXX. Loan was closed on XXX. | 02/21/2025 Client provided Duplicates of the Initial XXX CD and XXX from the file reflecting the Disclosures were not opened/viewed by Co-Borrower until XXX.02/24/2025 Client requested review. Provide evidence that the Co-Borrower received the Initial CD a minimum of 3 business days prior to closing. XXX e-signature and One Span does not provide the 3 days wait period between receipt XXX and closing XXX. 02/26/2025 Client provided Collaborate comment: ICD was mailed out on Jan 30th. This would follow the 6 day rule regardless of borrowers e-signing. Condition remains. Provide evidence of XXX mailed for further testing. Additional conditions may apply. 02/28/2025 Client provided a duplicate of the Initial XXX CD e-signed by both XXX. Review by Senior Compliance , Supported by XXX in file shows sent XXX, mail rule applies. 3 Days for delivery and 3 days waiting period with earliest closing date XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 22 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 12 years at current job<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 40.02% below guideline requirement 45.00%. |
| 351893229 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 50 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 33.72% is less that the max of 85%. |
| 351893564 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The total LTV is 62% |
| 351893778 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 56.38% below guideline requirements 75.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 23.34% below guideline requirement 45.00%. |
| 351893384 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 35% below guideline requirements of 90%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 20.06% below guideline requirement of 45%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 23 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 8.92 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 29.83 years. |
| 351893341 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 7 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 721 exceeds guide lines. |
| 351893208 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 762 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 24 years at current job. |
| 351893342 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 0.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: mtg. payment history of 24 mos. exceeds min. required per guides of 12 mos. |
| 351893534 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 16 years current residence time<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 21 years in same line of work/profession<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 10.7 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 43 mos. mtg. payment history exceeds guideline min,. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 11% revolving credit utilization |
| 351893667 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 18.04% below guideline requirement<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 737 exceeds guidelines<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 48.86% CLTV below guideline requirements<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: B2 has significant time at current job, 35 years 7 months |
| 351893839 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 15 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 677 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 34.32% is below lender's guide lines maximum of 50%. |
| 351893676 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP4385 | XXX Home Loan - Cannot determine if XXX Home Loan Toolkit was provided in a timely manner | No | XXX Home Loan - Cannot determine if XXX Home Loan Toolkit was provided in a timely manner | 03/04/2025 Client provided Initial Disclosure package including Acknowledgement reflecting Toolkit received XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 49.11 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 27% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 24 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351893946 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | PRVAAPPR101 | Appraisal incomplete (missing map, layout, pages, etc) | No | Provide the 2nd page of the appraisal as it is cut-off at the bottom. | 3/14 Client provided the legible appraisal | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 54% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 7 years |
| 351893343 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 5 years and 2 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 9 years and 1 month.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job; 7 years and 7 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 55.21% LTV below guideline requirements of 75.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 30.43% DTI is below guideline requirement of 45.00%. |
| 351893712 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2642 | Missing proof that HELOC has been paid and closed to future draws | No | Missing proof that the XXX HELOC has been closed to future draws. | 3.17.2025 Client provided signed payoff by borrower requesting closure of HELOC w/XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 689 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.94 DTI below guideline of 45. |
| 351893712 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Property Valuations | Appraisal | Satisfied | C | A | C | A | PRVAAPPR171 | Subject Photos Unacceptable | No | Property Condition Inspection report is missing a right side photo of the subject property. Guidelines require photos of the left and right sides. | 3/18 Client provided a property inspection report dated XXX with additional side photos | Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 689 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.94 DTI below guideline of 45. |
| 351893344 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 63.81% below guideline requirements 80.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 18 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has > 24 years at current job |
| 351893405 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 22.4 years current residence time<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 34.3 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 31 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893937 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: borrower has 10 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 42 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 5.11 years current job time |
| 351893345 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 80%. Loan LTV is 67.80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 739. |
| 351893973 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Missing XXX CSPA Home Mortgage Information Document. | 03/05/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 75% is less that the max of 90%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 29.19% is less than the max of 45%. |
| 351893654 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 8 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 759 max per guidelines is 720.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 38.65% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 54.15% max per guidelines is 85%. |
| 351893691 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 35.10 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 71.65 is less that the max of 80. |
| 351893885 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 78.12% LTV below guideline requirements of 90.00% per program.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 33 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 790 is 90 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893692 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | State High Cost | Satisfied | C | A | C | A | CMPSTHC873 | XXX High-Cost Loan by exceeding point and fee threshold, | No | Maximum charges XXX; Adjusted charges XXX (XXX difference). Total charges of 4.167% exceeds the XXX High-Cost Loan threshold Maximum Charge of 4.00%. Additionally, Missing Fee Split to determine which fees were paid to Affiliate/Other. | 03/12/2025 Client provided missing fee Split Document for proper allocations of Affiliate fees. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x38 exceeds mortgage history guidelines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 22 years. |
| 351893434 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: 10.1 years in same line of work/profession<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 57.92% is below max allowable per guidelines of 75%<br>CFCFS2860: Good credit history<br> - Clayton Comments: deep credit file with all accts. paid as agreed. 0X30,60,90, days. No judgements, collections, BK |
| 351893581 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 55% CLTV is 30% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 734 credit score exceeds the 660 minimum guideline requirement by 74 points. |
| 351893892 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 64.81% below guideline requirements 75.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.73% below guideline requirement 45.00%. |
| 351893947 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 3/12/25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 14 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 784 max per guidelines is 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 51.28% max per guidelines is 90%. |
| 351893947 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 3/12/25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 14 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 784 max per guidelines is 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 51.28% max per guidelines is 90%. |
| 351893607 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 744 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been living at current residence for 17 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X35 months mortgage payment history exceeds guide lines of 24 months. |
| 351893746 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 721 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 19 years at current job. |
| 351893999 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 351893984 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x44 exceeds mortgage history guidelines.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI: 28.02% is 16.98 points below the guideline program minimum. |
| 351893483 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 6 years and 6 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 79.86% LTV below guideline requirements of 85.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 759 is 59 points above program guideline minimum of 700. |
| 351893802 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3640 | TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided | No | Zero Tolerance XXX. Due to increase of transfer taxes. Initial XXX increase to XXX. L/C on final CD XXX for a difference of XXX. Change of Circumstance, or Post Close CD, LOX and a copy of refund check to borrower. | 03/25/2025 Client provided COC XXX reflecting Update Loan Amount, Rate and rate lock, with new amounts for Discount points and Transfer tax increase due to increased Loan Amount. | Condition Satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 55% CLTV is 20% below the maximum guideline requirement of 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 694 credit score exceeds the 660 guideline minimum requirement by 34 points. |
| 351893594 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | missing proof of no HOA dues for the following properties: XXX, and XXX. XXX. | 3.12.2025 Client provided XXX for both properties verifying $0 HOA | Condition satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: 10.10 years in same line of work/profession<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 19.6 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 25 mos. mtg. payment history exceeds guideline min,. requirement of 12 mos. |
| 351893770 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Credit | DTI | Satisfied | B | A | B | A | CRDDTI106 | Debt Ratio Exception >5% and <10% | No | DTI is 48.77%, maximum DTI guideline is 45%. Client did not include insurance and taxes in DTI for property at XXX. Need to provide HOI and Tax Bill for property. | 2/25 Client provided 2022 and 2023 1040 transcripts; Condition remains for HOI and Taxes for XXX to be included in DTI2.27.2025 Client provided PITIA verification for property: XXX. supporting PI XXX HOI XXX and Taxes XXX for total PITIA payment of XXX however Client is using PI payment of XXX vs XXX; condition remains for 1. updated 1008 and 2. updated 1003 including taxes/HOI in DTI and to be reflected on REO of 1003 Note: Current DTI 49.64% exceeds 45% with including taxes/HOI for this property 2.28.2025 Client provided an updated 1008/1003 and income worksheet with now appear to be considering rental income for this property XXX. however review of file documents, no tax returns or transcripts in file prior to closing. Condition remains for prior to closing, 2023 1040 tax returns (to be signed also) and 2023 1040 Transcripts for calculation of rental income that is being used to offset the PITIA payment for negative XXX 3/11 Client provided an Email that signed taxes are not required of Transcripts are in the file; Response; Transcripts are acceptable in lieu of signature on 1040s; Still missing the 2023 1040s for rental oncome calculation3.11.2025 Client provided UW Worksheet however, condition previously asked for copy of 2023 1040 tax returns due to now use of rental income. Condition remains for 2023 1040 tax returns to support negative rental income that is now being used. Note: Post close dated XXX 1040 Transcripts previously was provided. 3.12.2025 Client provided copy of 2023 1040 to support rental income calculation, updated DTI 34.88% | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 754 > is above guideline minimum credit score.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x39 exceeds mortgage history guidelines. |
| 351893858 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 739 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 6 years at current job. |
| 351893182 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 35.86% is less than the max of 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 51.24% is less that the max of 75%. |
| 351893859 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | COC found in file, dated XXX indicating change disclose to borrower on XXX, but a corresponding LE is missing. The earliest LE found in file is dated XXX. Missing initial disclosures such as LE, HOCL, 1003, SPL and the revised LE dated XXX. | 02/25/2025 Client provided 2 copies of LE XXX with loan amount XXX. Condition remains. Provide XXX LE issued with change of Loan amount to XXX as indicated on the COC XXX.03/04/2025 Client provided a Collaborate Comment: COC indicating that a disclosure went out on XXX is inaccurate, no disclosure went out to the borrower on that day. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 56.18% is 23.82 points below the guideline program minimum.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 33 years. |
| 351893456 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | B | A | B | A | CMPROR115 | ROR - date changes must be acknowledged/initialed by borrower | No | Notice To Right to cancel missing borrower's acknowledgment of date change. | 02/19/2025 Client provided a collaborate Comment: Please clarify what is needed on this one. Are you looking for rescission to be re-opened? Condition is pending receiving Initialed changes on the ROR's at the time of closing or Re-open Rescission for all, dated allowing for delivery, LOE to Title holders for the changes and evidence of delivery.03/05/2025 Client provided Reopened Rescission documents Delivered on XXX with an expiration date of midnight on the XXX, LOE and delivered shipping number. Rescission period has expired. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 66.19% below guideline requirements 90.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.16% below guideline requirement 45.00% |
| 351893456 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Right of Rescission | Satisfied | C | A | C | A | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Final CD XXX Disbursement date on XXX ROR form signed XXX with end of recession on XXX, condition pending receiving post cd with updated disbursement, LOX and proof of delivery to borrower or Settlement statement | 02/19/2025 Client provided the Final Settlement Statement reflecting the updated Disbursement date of XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 66.19% below guideline requirements 90.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.16% below guideline requirement 45.00% |
| 351893922 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 10% revolving credit utilization<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 55.25% is below max allowable per guides of 80% |
| 351893934 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 10 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 35 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been at current job for 36 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.55% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 67.01% max per guidelines is 85%. |
| 351894057 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 18 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 20 years. |
| 351893535 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 21.37 is less than the max of 45..<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 45.66 is less that the max of 90 |
| 351893210 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 41.09% below guideline requirements 85.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 23 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 34.03% below guideline requirement 45.00%. |
| 351893875 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 748 FICO exceeds guideline of 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 28.05 DTI below guideline of 45. |
| 351893755 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: credit score of 728 exceeds guideline min. requirement of 660<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years current residence time<br>CFCFS2860: Good credit history<br> - Clayton Comments: all accts. are paid as agreed with no collections, judgements, BK. |
| 351893187 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 30.41 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 36.43 is less that the max of 85. |
| 351893544 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 10 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has > 20 years time at current job |
| 351893472 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80% CLTV is 10% below the maximum guideline requirement of 90%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 35% DTI is 10% below the maximum guideline requirement of 45%. |
| 351894037 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 775 > is above guideline minimum credit score 760.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 61.25% is 28.75 points below the guideline program minimum. |
| 351893346 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 90%. Loan LTV is 62.06%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 792. |
| 351893783 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP4385 | XXX Home Loan - Cannot determine if XXX Home Loan Toolkit was provided in a timely manner | No | Toolkit is not dated nor borrower's acknowledgment of receipt for initial disclosures (signed within 3 days of initial application) is found in file | 03/04/2025 Client provided Initial Disclosures including Acknowledgement of Toolkit on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The 70% CLTV is 10% below the maximum guideline requirement of 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 703 credit score exceeds the guideline minimum requirement of 660 by 43 points. |
| 351893627 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | B | B | C | A | A | A | C | B | B | B | C | A | A | A | Credit | Credit/Mtg History | Satisfied | B | A | B | A | CRDCRMH122 | Foreclosure history does not meet guidelines | No | Title documents show a XXX filed on XXX which is less than 4 years from the application date. | 2.24.2025 Client provided LOX stating, Please see attached updated title report.The updated property effective XXX did not reflect the XXX since a XXX is not considered a pre-foreclosure/foreclosure as well as the XXX was against the estate. Updated property report shows vesting in the borrower not the estate. Response, Client provided duplicate in file Title Report effective date XXX (in file pg 108) that do not reflect the XXX and credit report reflect satisfactory mortgage payment history since XXX (66 months) | Condition satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 31.50 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x66 mortgage payment history exceeds guideline of 0x30x12. |
| 351893627 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | B | B | C | A | A | A | C | B | B | B | C | A | A | A | Credit | Credit/Mtg History | Waived | B | B | B | B | CRDCRMH124 | Collections, Liens, etc. not paid as required by guidelines | No | Missing proof that the Midland Credit Managem collection for XXX was paid off at or prior to closing. | 3/04/2025 client provided an approved exception for missing proof of collection paid off. | Initial and final grade B. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 31.50 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x66 mortgage payment history exceeds guideline of 0x30x12. |
| 351893627 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | B | B | C | A | A | A | C | B | B | B | C | A | A | A | Property Valuations | Appraisal | Satisfied | C | A | C | A | PRVAAPPR171 | Subject Photos Unacceptable | No | Property Condition Report was expired at time of closing and Appraisal Update is missing photos of the house number and both sides of the home. | 2/21 Client provided a Property inspection dated XXX with photos | Satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 31.50 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x66 mortgage payment history exceeds guideline of 0x30x12. |
| 351893840 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 38% CLTV is 37% below the maximum guideline requirement of 75%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39% DTI is 6% below the maximum guideline requirement of 45%. |
| 351893964 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max allowed DTI is 50% and the borrower has a 40.222<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower in currfent residence for 20.6 years. |
| 351893668 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 10 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 23 years. |
| 351893794 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement | 3.14.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 26.80 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 46.80 is less that the max of 90. |
| 351893794 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement | 3.14.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 26.80 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 46.80 is less that the max of 90. |
| 351893545 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 19 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 17 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 755 max per guidelines is 720.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 30.70% max per guidelines is 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 57.44% max per guidelines is 85%. |
| 351893935 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 716 FICO exceeds guideline of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x52 mortgage payment history exceeds guideline of 0x30x12. |
| 351893565 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 793 exceeds guidelines 760<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 65.40% below guideline requirements 90.00% -5.00% for DTI >45.00% = 85.00%. |
| 351893584 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 71.07 is less that the max of 80.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 39.16 is less than the max of 45. |
| 351893547 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 39% CLTV is 51% below the maximum guideline requirement of 90%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 775 credit score exceeds the guideline minimum requirement of 660 by 115 points. |
| 351893347 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | XXX zero tolerance due to increase in discount point without a valid CoC. Requires CoC, or corrected PCCD, copy of refund check, LOX and verification of shipping. | 03/25/2025 Client provided COC XXX reflecting increase of Discount points due to lock. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 697 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 38.74 DTI below guideline of 45. |
| 351893348 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 13 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 6 years and 2 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70% LTV below guideline requirements of 75% per program.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 37.05% DTI is below guideline requirement of 45.00%. |
| 351893512 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 48.60% below guideline requirements 80.00%. |
| 351893886 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 18.1 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 25.2 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 42 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893890 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 696 > is above guideline minimum credit score 680.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 69.95% is 5.05 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x44 exceeds mortgage history guidelines. |
| 351893789 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x31 exceeds mortgage history guidelines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 7 years. |
| 351894058 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 33.90 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 58.65 is less that the max of 85. |
| 351894018 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the line of work for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 79.52% below guideline requirements 85.00%. |
| 351893242 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | Missing hazard insurance policy for second home property XXX, XXX. | 2.28.2025 Client provided LOX stating, UW explanation: The property is a land only lot. | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 681 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 28.41 DTI below guideline of 45. |
| 351893189 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 31.96% LTV below guideline requirements of 75.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 8 years and 3 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 12 years and 1 month. |
| 351893349 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 776 exceeds guide lines.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 28.64% is below lender's guide line maximum of 85%. |
| 351893350 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV allowed is 85%. Loan LTV is 67.73%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 746. |
| 351893378 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | XXX CSPA; Home Mortgage Information Document not provided | 03/04/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 12 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 715 exceeds guide lines. |
| 351893243 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 75.72% LTV below guideline requirements of 90.00% per program.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 20 years and 4 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 761 is 81 points above program guideline minimum of 680.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 24.58% DTI is below guideline requirement of 45.00%. |
| 351893589 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | Missing Final CD Dated XXX | 02/27/2025 Client provided the missing XXX CD. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 762 credit score exceeds the 700 guideline requirement by 62 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 65 month mortgage payment history exceeds the 12 month guideline requirement by 53 months. |
| 351893181 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 24 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 31.27 below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 10 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 10 years |
| 351893211 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 728 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 42.27 DTI below guideline of 45. |
| 351893779 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 7.7 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 53 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 29% revolving credit utilization |
| 351893398 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 6.8 years current residence time<br>CFCFS2860: Good credit history<br> - Clayton Comments: deep credit file with all accts. paid as agreed. 0X30,60,90 days. No collections, judgements, BK. |
| 351893841 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7.8 years current residence time<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 6.6 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 45 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351893424 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 731 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been living at current residence for 23 years. |
| 351893385 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 60.32% below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property > 9 years. |
| 351893582 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 41.90 is less than the max of 50.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 59.81 is less that the max of 90. |
| 351893865 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x41 exceeds mortgage history guidelines.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job, 10 years. |
| 351893747 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 69% below guideline requirements of 90%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 50 months exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 28.17% below guideline requirement of 45%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 25 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 6 years. |
| 351893891 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 37.17 is less than the max of 45..<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 74.54 is less that the max of 90 |
| 351893425 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP1307 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not dated | No | Missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan) | 03/21/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure XXX) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 750 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X46 months mortgage payment history exceeds guide lines of 24 months. |
| 351893425 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP1319 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost), not dated | No | Missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan) | 03/21/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 750 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X46 months mortgage payment history exceeds guide lines of 24 months. |
| 351893425 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP1297 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not in file | No | Missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan) | 03/21/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan) dated XXX. | Condition Satisfied, | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 750 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X46 months mortgage payment history exceeds guide lines of 24 months. |
| 351893425 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | State Consumer Protection | Satisfied | D | A | D | A | CMPSTCP1309 | XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost), not in file | No | Missing XX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan) | 03/21/2025 Client provided missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (High Cost) dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 750 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X46 months mortgage payment history exceeds guide lines of 24 months. |
| 351893811 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 22.07% below guideline requirement<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 50.30% CLTV below guideline requirements<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 8 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 24 years |
| 351893351 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.59 DTI below guideline of 45.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x26 mortgage payment history exceeds guideline of 0x30x12. |
| 351893842 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 20 Years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: CO-Borrower has been at current Employer for 25 Years |
| 351893430 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 676 > is above guideline minimum credit score 660.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 75% is 5.22 points below the guideline program minimum. |
| 351893457 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 351893673 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing XXX T.42 Title Endorsement. | 3/17/25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 672 > is above guideline minimum credit score 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x72 exceeds mortgage history guidelines. |
| 351893673 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing XXX T.42.1 Title Endorsement. | 3.17.25 client provided an approved exception for missing T.42.1 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 672 > is above guideline minimum credit score 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x72 exceeds mortgage history guidelines. |
| 351893220 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 68.25% max per guidelines is 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 6 years. |
| 351893226 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Over 26 years xxx<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 38+ years. |
| 351893615 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: FICO score 760 exceeds guidelines.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 15 years. |
| 351893576 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 747 credit score exceeds the 700 guideline minimum requirement by 47 points.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 40 month mortgage payment history exceeds the 12 month minimum requirement by 28 months. |
| 351894044 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Documentation | Satisfied | C | A | C | A | CMPDOC3076 | Legal document was not executed or is incomplete | No | Initial Closing Disclosure was not executed by one Title holder. | 03/14/2025 Client provided Disclosure History reflecting CD was 1st sent on XXX and Borrower 2 reflects viewed on Docusign in file on XXX. Disclosure history also shows CD re-sent on XXX and XXX in file reflects Borrower 1 viewed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 70% is 15% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 777 credit score exceeds the 680 minimum guideline requirement by 97 points. |
| 351893756 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 29% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 89 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351893352 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds min. guideline requirement of 12 mos.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5.1 years current residence time |
| 351893353 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 64% CLTV is 21% below the maximum guideline allowed of 85% (90%-5% due to DTI exceeding 45%).<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 50 month mortgage payment history exceeds the 12 month guideline minimum requirement by 38 months. |
| 351893940 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 8 years at current residence |
| 351893244 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 18 years and 2 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 33.66% DTI is below guideline requirement of 45.00%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893521 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Title Examination fee $100 added to final LE XXX. Fee is subject to zero tolerance. COC issued XXX lists fee amount but does not give sufficient details as to why fee was added. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/11/2025 Client provided COC XXX reflecting UCC lien identified on Title resulting in a curative fee XXX Exam fee. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x25 exceeds mortgage history guidelines.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI: 35.09% is 9.91 points below the guideline program minimum. |
| 351893950 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 75% below guideline requirements of 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 54 months exceeds guidelines of 12 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 9.33 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 13 years |
| 351893395 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 10.2 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 26 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893375 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 683 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X59 months mortgage payment history exceeds guide lines of 24 months. |
| 351893768 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2642 | Missing proof that HELOC has been paid and closed to future draws | No | Missing executed proof that HELOC w/ XXX have been or will be closed to future draws. Paid off on subject CD | 3.5.2025 Client provided executed payoff and close out by borrower to XXX | Condition satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 748 exceeds guidelines<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 16 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: B2 has significant time at current job, 13 years<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.65% below guideline requirement |
| 351893782 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | Application date used XXX the Initial LE was not issued until XXX. Greater than the required 3 days. | 03/10/2025 Client provided missing Initial LE XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 63.75% below guideline requirements 90.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 781 exceeds guidelines 760<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 25.78% below guideline requirement 45.00%. |
| 351893782 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance Fee of XXX due to Discount Points increased from LE to CD. Missing a valid Change of Circumstance, or Post Close CD, LOX and copy of refund check to borrower. | 03/10/2025 Client provided missing LE XXX. Testing complete with no violation. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 63.75% below guideline requirements 90.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 781 exceeds guidelines 760<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 25.78% below guideline requirement 45.00%. |
| 351893614 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 19.66is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 71.13 is less that the max of 85. |
| 351893354 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance in amount of XXX due to 2nd Appraisal Fee added on Revised CD XXX with no valid COC in file. Condition is pending receiving PCD reflecting lenders cure, LOE to borrower, a copy of refund and proof of delivery via shipping that includes tracking information. | 03/04/2025 Client provided a Collaborate Comment: AVM Set to expire before closing requiring a new AVM to be order resulting in a 2nd appraisal fee of XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV: 31.45% is 58.55 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x43 exceeds mortgage history guidelines. |
| 351893355 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP117 | XXX CSPA; Home Mortgage Information Document not provided | No | Home Mortgage Information Document not provided | 03/10/2025 Client provided missing XXX CSPA; Home Mortgage Information Document with acknowledgement disclosed on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 74.10% below guideline requirements 85.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 39.96% below guideline requirement 45.00%. |
| 351893526 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 770 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 12.58% DTI below guideline of 45%. |
| 351893356 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 765 exceeds guide lines.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been living at current residence for 10 years. |
| 351893591 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70% CLTV is 20% below the maximum guideline requirement of 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 769 credit score exceeds the 660 guideline minimum by 109 points. |
| 351893566 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 660. Loan credit score is 680.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Paying off several debts at closing. |
| 351893539 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 66.22% below guideline requirements 80.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 28.26% below guideline requirement 45.00%. |
| 351893959 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower been at current residence for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 68.67% max per guidelines is 75%. |
| 351893611 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: 14.6 years in same line of work/profession<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 38 mos. mtg. payment history exceeds min. guideline requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 9.00% revolving credit utilization |
| 351893513 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | D | A | D | A | CRDTIL796 | Missing Title | No | Provide copy of Title | 3/14 Client provided the title | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 63% below guideline requirements of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 59 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 38.83% below guideline requirement of 45%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 21 years |
| 351893429 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 37.84 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 53.30 is less that the max of 80. |
| 351893807 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 68% CLTV is 17% below the maximum guideline requirement of 85% (reduced 5% since DTI over 45%).<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 763 credit score exceeds the 700 guideline requirement by 63 points. |
| 351893985 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | RESPA | Satisfied | B | A | B | A | CMPRESPA2700 | RESPA - List of homeowners counseling organizations not provided w/in 3 days of application | No | Initial application was taken XXX, the Housing Counselors List was not issued until XXX. Greater than the required 3 days. | 03/19/2025 Client provided missing List of homeowners counseling organizations dated XXX. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 753 max per guidelines is 720.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 74.99% max per guidelines is 80%. |
| 351893985 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3552 | TRID - Loan Estimate not timely | No | Initial application was taken XXX, the Initial LE was not issued until XXX. Greater than the required 3 days | 03/19/2025 Client provided missing Initial LE XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower FICO score is 753 max per guidelines is 720.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV is 74.99% max per guidelines is 80%. |
| 351893752 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 686 FICO exceeds guideline of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x59 mortgage payment history exceeds guideline of 0x30x12. |
| 351893873 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Owned subject 19 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 66.06 is less that the max of 75. |
| 351893655 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 680 exceeds guide lines.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.02% is below lender's guide lines maximum of 45%. |
| 351893357 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 70.41 is less that the max of 85.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: On current job since XXX |
| 351893546 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 14 years on current job<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has no late payments on the mortgage history |
| 351893608 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 679 exceeds guide lines.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 53.42% is below lender's guide line maximum of 75%. |
| 351893358 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Compliance | State Consumer Protection | Satisfied | B | A | B | A | CMPSTCP4385 | XXX Home Loan - Cannot determine if XXX Home Loan Toolkit was provided in a timely manner | No | Enclosed Toolkit does not indicate any date nor any e-cert/e-sig for confirmed receipt enclosed; issued date/confirmed receipt of Toolkit w/i 3 business days of lender's app date missing. | 03/04/2025 Client provided copies of the Combined Disclosures Including the Initial acknowledgement of the toollkit on XXX | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 5 years and 6 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 71.38% LTV below guideline requirements of 80.00% per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893514 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 36 years and 1 month<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 66.15% LTV below guideline requirements of 75.00% per program.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 38.91% DTI is below guideline requirement of 45.00%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months. |
| 351893359 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 758 FICO exceeds guideline of 700.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 41.24 DTI below guideline of 45. |
| 351893194 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 64.20% below guideline requirements 85.00%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.41% below guideline requirement 45.00%. |
| 351893656 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 30.53 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 74.57 is less that the max of 85. |
| 351893727 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 70% below guideline requirements of 90%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 92 months exceeds guidelines of 12 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 10.08 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 13.08 years. |
| 351893898 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 64% CLTV is 26% below the maximum guideline requirement of 90%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 45 month mortgage payment history exceeds the 12 month minimum guideline requirement by 33 months. |
| 351893373 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 10.2 years current job time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 6.00% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 51 mos. mtg. payment history exceeds guideline min. requirement of 12 mos. |
| 351893626 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | 2nd appraisal fee XXX added to revised CD XXX section B. Fee is subject to zero tolerance. COC issued XXX lists fee amount but does not give sufficient details as to why fee was added. No cure provided on borrower final CD or Post CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/21/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan Transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI: 31.93% is 13.07 points below the guideline program minimum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x50 exceeds mortgage history guidelines. |
| 351893478 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x52 exceeds mortgage history guidelines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 12 years. |
| 351893360 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 718 exceeds guide lines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X40 mortgage payment history exceeds guide lines of 24 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been living at current residence for 28 years. |
| 351893536 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: The 33% DTI is 12% below the maximum guideline requirement of 45%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The 47 month mortgage payment history exceeds the 12 month guideline minimum by 35 months. |
| 351893908 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrowers have no late payments on the mortgage history<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 25 years on current job |
| 351893184 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 23 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 22 years. |
| 351893587 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has been in the same field for 10 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been for 8 years at current job |
| 351893657 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 16.1 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers in curtrent residence for 19.6 years. |
| 351893734 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 65.83% below guideline requirements 80.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property for 10 years. |
| 351893227 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 39% CLTV is 46% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 748 credit score exceeds the guideline minimum requirement of 660 by 88 points. |
| 351893420 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 10 years at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 667 exceeds guide lines. |
| 351893515 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 740 exceeds guidelines<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 30.66% below guideline requirement<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 45.28% CLTV below guideline requirements |
| 351893361 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 21.2 years current residence time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 49 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 58.04% is below max allowable per guides of 75% |
| 351893386 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 758 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 6 years at current job. |
| 351893913 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Tax stamps increase from initial CD XXX XXX to revised CD XXX XXX. COC issued XXX lists fee amount but does not give sufficient details as to why fee increased. No cure provided on borrower final CD. Condition pending receipt detailed COC with fee addition validated or Post CD reflecting lenders cure, LOX, Refund of XXX w/ Proof of Delivery. | 03/11/2025 Client provided PCCD XXX with Principal Reduction, LOE and Loan Transaction history reflecting payment applied. | Condition Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned the subject property for 7 years 6 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 62.21% CLTV is 11.59% below the maximum allowable CLTV of 73.80%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.98% DTI is below the maximum allowed DTI of 45%. |
| 351893362 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 9.1 years current job time<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 24 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351893902 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been owning the property > 20 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 36 years at current job |
| 351893764 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 767 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 35.12 DTI below guideline of 45. |
| 351893435 | XXXXXX | XXXXXX | QM: Rebuttable Presumption (APOR) | QM: Rebuttable Presumption (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x52 mortgage payment history exceeds guideline of 0x30x12.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower at current job since 2018. |
| 351893406 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 801 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 42.15 DTI below guideline of 45. |
| 351893679 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 22 mos. mtg. payment history exceeds guideline min. requirement of 12 mos.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 38% revolving credit utilization<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5.6 years current residence time |
| 351893870 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | No | Missing T.42 Title Endorsement. | 3.25.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 29% DTI is 16% below the maximum guideline requirement of 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 57% CLTV is 33% below the maximum guideline requirement of 90%. |
| 351893870 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | Texas Home Equity | Waived | B | B | B | B | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | No | Missing T.42.1 Title Endorsement. | 3.25.25 client provided an approved exception for missing T.42 Title endorsement | Initial and final grade B | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 29% DTI is 16% below the maximum guideline requirement of 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 57% CLTV is 33% below the maximum guideline requirement of 90%. |
| 351893972 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Credit | Income/Employment | Satisfied | A | A | A | A | CRDINC3258 | Missing Profit and Loss statement for one or more Self Employed borrowers | No | End of Year 2024 Profit/Loss provided in file (pg 151) however was not signed by Borrower Provide signed end of year XXX P/L for business | 3/27 Client provided a P&L signed by the Borrower | Satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 16.28% below guideline requirement<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 64.97% CLTV below guideline requirements<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 7 years 3 months |
| 351893757 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 689 credit score exceeds the guideline minimum requirement of 660 by 29 points.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70% CLTV is 5% below the maximum 75% guideline requirement. |
| 351894049 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 39 years current residence time<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: 11% revolving credit utilization<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 57 mos. mtg. payment history exceeds min. guideline requirement of 12 mos. |
| 351893458 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.98% below guideline requirement 45.00%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 10 years at current job |
| 351894064 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV of 61% is 24% below the maximum guideline requirement of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The 733 credit score exceeds the 680 guideline minimum requirement by 53 points. |
| 351893363 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 7 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 38.97% max per guidelines is 45%. |
| 351893590 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC888 | Income Amount is Unsupported by Documentation in File | No | Monthly income amount XXX is unsupported by documentation in file.\*Missing YTD paystub or a WVOE | 3/14 client provided a paystub | Satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 63.28% below guideline requirements 85.00%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > 8 years at current job. |
| 351893245 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has >29 years at current job<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 38.40% below guideline requirement 45.00%. |
| 351893729 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV at 55% below guideline requirements of 85%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 99 months exceeds guidelines of 12 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI at 40.14% below guideline requirement of 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 12.5 years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job of 19.33 years |
| 351893489 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 705 FICO exceeds guideline of 660.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 41.68 DTI below guideline of 45. |
| 351893860 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico score 737 exceeds guide lines.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has stable employment with 23 years at current job. |
| 351893530 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 37.93 is less than the max of 45.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 67.95 is less that the max of 85. |
| 351893869 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID3670 | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero percent tolerance of XXX due to Credit report fees on XXX with invalid reason in file. Provide COC PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery via method including tracking information within 60 days of consummation. | 02/28/2025 Client provided COC XXX reflecting Lock and credit report fee added. Condition remains. Provide a valid reason why the fee was added after initial disclosure or PCCD with cure, copy of cure check, LOE to Borrower and evidence of delivery via tracking.03/10/2025 Client provided COC XXX reflecting Credit Report/Credit pull required for Borrowers Loan Qualification. Condition remains. Reason is not valid. Provide Clarification of why the Credit report fee wasn't included on the Initial LE Disclosed to the Borrower on XXX, for review and additional conditions may apply. 03/25/2025 Client provided PCCD XXX, LOE and Loan Transaction History refelcting payment applied. | Condition satisfied. | (No Data) | Not Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x66 exceeds mortgage history guidelines<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 7 years. |
| 351893568 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been owning the property > 15 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV 59.89% below guideline requirements 80.00% - 5.0% for DTI >45.00% = 75.00% |
| 351893899 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| 351893364 | XXXXXX | XXXXXX | QM: Safe Harbor (APOR) | QM: Safe Harbor (APOR) | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 54.36% LTV below guideline requirements of 90.00% per program.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 795 is 135 points above program guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36+ months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 33.15% DTI is below guideline requirement of 45.00%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** | | | | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** | **NLT 2025-CES1** | **NLT 2025-CES1** | **NLT 2025-CES1** | **NLT 2025-CES1** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **1/15/2025 - 3/27/2025** | **1/15/2025 - 3/27/2025** | **1/15/2025 - 3/27/2025** | **1/15/2025 - 3/27/2025** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **892** | **892** | **892** | **892** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans in Report:*** | *892* | *892* | *892* | *892* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans with Conditions:*** | *203* | *203* | *203* | *203* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **Initial Securitization Overall Loan Grade** | **Final Securitization Overall Loan Grade** | **Initial Securitization Credit Loan Grade** | **Final Securitization Credit Loan Grade** | **Initial Securitization Property Valuations Loan Grade** | **Final Securitization Property Valuations Loan Grade** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Overall Loan Grade** | **Final S&P Overall Loan Grade** | **Initial S&P Credit Loan Grade** | **Final S&P Credit Loan Grade** | **Initial S&P Property Valuations Loan Grade** | **Final S&P Property Valuations Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** | **Did Lender Acknowledge Exception at Origination** |
| 351894063 | Yes | XXXXXX | XXXXXX | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Not Applicable |
| 351893490 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 351893428 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893915 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894008 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893595 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893863 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893967 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893975 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351894015 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893914 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893814 | Yes | XXXXXX | XXXXXX | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Not Applicable |
| 351894030 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893759 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893631 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893812 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893737 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893633 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893231 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351893551 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893954 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893206 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 351893822 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893771 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 351893232 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894061 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351893550 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894026 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893233 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894031 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893234 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893929 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893823 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893879 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893976 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894042 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893408 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893491 | Yes | XXXXXX | XXXXXX | C | B | C | B | A | A | C | B | C | B | C | B | A | A | C | B | No |
| 351893634 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893809 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893948 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351893578 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351893949 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893767 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893487 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893235 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893178 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893824 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893247 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893200 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893715 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893575 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893248 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893702 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893798 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894014 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893991 | Yes | XXXXXX | XXXXXX | D | B | D | A | A | A | D | B | D | B | D | A | A | A | D | B | Not Applicable |
| 351893404 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893221 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 351893249 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894038 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893680 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893825 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893522 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893481 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893250 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893687 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893904 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893571 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893721 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893437 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893516 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893441 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893493 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893251 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893252 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893817 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893844 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894032 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893253 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893585 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893845 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893494 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893392 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893596 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894020 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893923 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893442 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893597 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893961 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893936 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893635 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893174 | Yes | XXXXXX | XXXXXX | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Not Applicable |
| 351893636 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893826 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893613 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893637 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893684 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893254 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893827 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893977 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893930 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893846 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893255 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351894022 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894002 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893256 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893257 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894054 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893236 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893258 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893900 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 351893638 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893682 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893538 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 351893195 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 351893797 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893905 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893259 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893995 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893218 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893784 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893639 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893222 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893674 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893474 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893443 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893810 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893401 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893196 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893260 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893953 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893843 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893988 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893732 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893703 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893553 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893379 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893772 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893769 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893906 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893828 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893261 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893262 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893192 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893462 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893766 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893517 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893736 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893966 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893598 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893554 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351894041 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351894029 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894060 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893263 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893400 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893264 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893760 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893829 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893213 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893820 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 351893415 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893380 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893555 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893482 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893931 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894017 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893678 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893640 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893265 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893629 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893704 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893738 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894059 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893464 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893573 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893705 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893803 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893495 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893410 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893790 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893216 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894016 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893630 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893695 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893716 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893739 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893641 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893266 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893599 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893740 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893223 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893787 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351894009 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894010 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893444 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893445 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893267 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893996 | Yes | XXXXXX | XXXXXX | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Not Applicable |
| 351894028 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893577 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893268 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893269 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893847 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893475 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893492 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893731 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893943 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893622 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893446 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893403 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893207 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893871 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893402 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893960 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893556 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893459 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893701 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893270 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893600 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893888 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893431 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893237 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893238 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893271 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893421 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893447 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893272 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893273 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893733 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893496 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893542 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893618 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893609 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893274 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | No |
| 351893642 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893874 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893275 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894051 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893866 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893669 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893978 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893276 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893277 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893894 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893557 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893278 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893465 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893706 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893393 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893912 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893549 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893394 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893191 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893997 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893601 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893497 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893279 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893558 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893957 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893661 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893280 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893281 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893878 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893448 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893830 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893877 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893724 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893717 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893209 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893282 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893662 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893792 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893658 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351894025 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893283 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893284 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893285 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893180 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893974 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893286 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | No |
| 351893287 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893939 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893288 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893480 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893289 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893290 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 351893699 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893531 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893848 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 351893498 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893559 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893963 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893831 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893867 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893365 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893663 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894027 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893239 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893893 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893801 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351894033 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893707 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893806 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893758 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 351893381 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893291 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893895 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893432 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893989 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893292 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 351893579 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893399 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894050 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893868 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893723 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893439 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893173 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893896 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893621 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351893572 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893418 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893201 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893523 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893956 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893722 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893499 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893391 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893370 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 351893861 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893293 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893602 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893818 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894048 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893294 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893681 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893952 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893876 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893202 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893643 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893762 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893773 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893832 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893570 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893741 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893295 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893887 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893438 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893296 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893532 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893979 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893849 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894019 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893804 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893742 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | B | A | D | A | D | A | A | A | B | A | Not Applicable |
| 351893821 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 351893297 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | No |
| 351893411 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 351893298 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893774 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893616 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893417 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893880 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893750 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893713 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893586 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893299 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894023 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893374 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894005 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893500 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893670 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893552 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | No |
| 351893944 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893781 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893426 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893300 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893775 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893460 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893175 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 351893520 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893754 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893501 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893528 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893910 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893203 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893449 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894046 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893469 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893816 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894039 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893688 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893889 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893301 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893644 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | No |
| 351893968 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893366 | Yes | XXXXXX | XXXXXX | C | B | B | B | A | A | C | A | C | B | B | B | A | A | C | A | Not Applicable |
| 351893955 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893942 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893748 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893382 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893450 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893419 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893623 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893911 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 351893389 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893986 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893397 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893833 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893376 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893302 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893390 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893246 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893897 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893686 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893588 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893484 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893970 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893603 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893697 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893476 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893864 | Yes | XXXXXX | XXXXXX | D | A | A | A | D | A | C | A | D | A | A | A | D | A | C | A | Not Applicable |
| 351893720 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893440 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893502 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893219 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893765 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893945 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893240 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893850 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893743 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351894047 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893503 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 351894004 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893396 | Yes | XXXXXX | XXXXXX | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | No |
| 351893504 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893725 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893574 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893303 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893932 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893625 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893659 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893304 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893645 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893793 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893851 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894011 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893305 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893920 | Yes | XXXXXX | XXXXXX | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Not Applicable |
| 351893306 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893646 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893993 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893927 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 351893307 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | B | A | D | A | D | A | A | A | B | A | No |
| 351893780 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894034 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893612 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893179 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893308 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893309 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893461 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893795 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893412 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893310 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351893726 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893834 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893909 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893924 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893916 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893414 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893230 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893785 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893749 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893647 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893852 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351893505 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893451 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893788 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893708 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 351893835 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893506 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | No |
| 351893796 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893466 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893371 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893980 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894006 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893709 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894012 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894052 | Yes | XXXXXX | XXXXXX | D | B | D | B | A | A | D | A | D | B | D | B | A | A | D | A | Not Applicable |
| 351893862 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893311 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893416 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893422 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893853 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893217 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893753 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893800 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893312 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893648 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893183 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893664 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893994 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893987 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893368 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893958 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893313 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893998 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893683 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893675 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893185 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893314 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | No |
| 351893813 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893214 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893548 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893928 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893799 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893700 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893407 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893881 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893619 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893649 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893488 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893452 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893836 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893315 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893583 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893689 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893671 | Yes | XXXXXX | XXXXXX | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Not Applicable |
| 351893188 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893632 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893537 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893453 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893837 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 351893316 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893485 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893786 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893317 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 351893318 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893518 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893776 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893467 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893921 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893372 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893593 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893507 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893854 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893971 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893388 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893319 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894053 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893320 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893855 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893665 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 351893672 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893856 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893413 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893212 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 351893454 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893204 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893791 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893215 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351894021 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893241 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893560 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893225 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893197 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893872 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893763 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893369 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894024 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893473 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893965 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893951 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893604 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893710 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893561 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893969 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893693 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893744 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893205 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893933 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893486 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893605 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893666 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893508 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893228 | Yes | XXXXXX | XXXXXX | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Not Applicable |
| 351893751 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893455 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351893901 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893519 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893321 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893509 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894013 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 351893322 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893819 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893367 | Yes | XXXXXX | XXXXXX | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | No |
| 351893938 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893463 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893193 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893711 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893323 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 351893383 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893941 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893224 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893714 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893562 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893917 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893433 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893808 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893580 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893563 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893777 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893324 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893628 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893527 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893325 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893617 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893326 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893650 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894003 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893436 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893718 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894045 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 351893730 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893882 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893962 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893660 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893427 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 351894036 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 351893857 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893327 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893328 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893477 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893925 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893470 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893981 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893543 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893524 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 351893409 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893510 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893387 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893198 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893651 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893190 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893805 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893529 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893329 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893652 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893330 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | No |
| 351893331 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893377 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893606 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893199 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | No |
| 351893592 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893186 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893569 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893624 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893685 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351894000 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894043 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893907 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893982 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893719 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893177 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351894007 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894055 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893883 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893690 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893653 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893332 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351894040 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893333 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893983 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893694 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 351893479 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893525 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894056 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893468 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893992 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 351894035 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893176 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893884 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893815 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351894001 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893334 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893728 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893335 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893471 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893336 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893423 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894062 | Yes | XXXXXX | XXXXXX | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | Not Applicable |
| 351893990 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893620 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893337 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893338 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893698 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 351893696 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893567 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893926 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893533 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893511 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893540 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893838 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 351893677 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893339 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893735 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893610 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893918 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893340 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893903 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893541 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 351893919 | Yes | XXXXXX | XXXXXX | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Not Applicable |
| 351893745 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893761 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893229 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893564 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893778 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893384 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893341 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893208 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893342 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893534 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893667 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893839 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893676 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893946 | Yes | XXXXXX | XXXXXX | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Not Applicable |
| 351893343 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893712 | Yes | XXXXXX | XXXXXX | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | No |
| 351893344 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893405 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893937 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893345 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893973 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | No |
| 351893654 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893691 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893885 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893692 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 351893434 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893581 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893892 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893947 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | No |
| 351893607 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893746 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893999 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893984 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893483 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893802 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893594 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351893770 | Yes | XXXXXX | XXXXXX | B | A | B | A | A | A | A | A | B | A | B | A | A | A | A | A | Not Applicable |
| 351893858 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893182 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893859 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893456 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893922 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893934 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351894057 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893535 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893210 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893875 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893755 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893187 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893544 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893472 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894037 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893346 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893783 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893627 | Yes | XXXXXX | XXXXXX | C | B | B | B | C | A | A | A | C | B | B | B | C | A | A | A | No |
| 351893840 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893964 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893668 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893794 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893545 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893935 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893565 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893584 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893547 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893347 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 351893348 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893512 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893886 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893890 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893789 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894058 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894018 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893242 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 351893189 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893349 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893350 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893378 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893243 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893589 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893181 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893211 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 351893779 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893398 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893841 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893424 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893385 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893582 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893865 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893747 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893891 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893425 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 351893811 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893351 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893842 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893430 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893457 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893673 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | No |
| 351893220 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893226 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893615 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893576 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894044 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893756 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893352 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893353 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893940 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893244 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893521 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893950 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893395 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893375 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893768 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 351893782 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893614 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893354 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893355 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893526 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893356 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893591 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893566 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 351893539 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893959 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893611 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893513 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 351893429 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893807 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893985 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 351893752 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893873 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893655 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893357 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893546 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893608 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893358 | Yes | XXXXXX | XXXXXX | B | A | A | A | A | A | B | A | B | A | A | A | A | A | B | A | Not Applicable |
| 351893514 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893359 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893194 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893656 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893727 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893898 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893373 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893626 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893478 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893360 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893536 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893908 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893184 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893587 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893657 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893734 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893227 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893420 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893515 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893361 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893386 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893913 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893362 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893902 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893764 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893435 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893406 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893679 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893870 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 351893972 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893757 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894049 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893458 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351894064 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893363 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893590 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 351893245 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893729 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893489 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 351893860 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893530 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893869 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 351893568 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893899 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 351893364 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |

---

## Exhibit 99.11

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.11**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Client Name:** | | | |  |
| **Client Project Name:** | NLT 2025-CES1 | NLT 2025-CES1 | NLT 2025-CES1 |  |
| **Start - End Dates:** | 1/15/2025 - 3/27/2025 | 1/15/2025 - 3/27/2025 | 1/15/2025 - 3/27/2025 |  |
| **Deal Loan Count:** | 892 | 892 | 892 |  |
| **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** |  |  |
| *Loans in Report* | *892* | *892* | *892* |  |
| **Loan Number** | **Borrower Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| 351893863 | XXXXXX | Debt to Income Ratio (Back) | 24.5880 | 30.0185 |
| 351893863 | XXXXXX | Maturity Date | XXXXXX | XXXXXX |
| 351893975 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| 351894015 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| 351893914 | XXXXXX | Debt to Income Ratio (Back) | 26.0540 | 37.8024 |
| 351893914 | XXXXXX | Original Term | XXXXXX | XXXXXX |
| 351893914 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893814 | XXXXXX | Debt to Income Ratio (Back) | 49.7360 | 42.7271 |
| 351894030 | XXXXXX | Debt to Income Ratio (Back) | 31.2780 | 41.5959 |
| 351893231 | XXXXXX | Original Term | XXXXXX | XXXXXX |
| 351893206 | XXXXXX | Original Term | XXXXXX | XXXXXX |
| 351893771 | XXXXXX | Property City | XXXXXX | XXXXXX |
| 351894026 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| 351893233 | XXXXXX | Loan Purpose | Construction/Perm | Cashout Refi |
| 351894031 | XXXXXX | Debt to Income Ratio (Back) | 30.5040 | 26.9414 |
| 351893234 | XXXXXX | Loan Purpose | Construction/Perm | Cashout Refi |
| 351893929 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893823 | XXXXXX | Debt to Income Ratio (Back) | 49.7250 | 44.9656 |
| 351894042 | XXXXXX | Debt to Income Ratio (Back) | 25.2620 | 36.3782 |
| 351893408 | XXXXXX | Debt to Income Ratio (Back) | 28.8320 | 41.8784 |
| 351893634 | XXXXXX | Loan Purpose | Purchase | Cashout Refi |
| 351893634 | XXXXXX | Original Term | XXXXXX | XXXXXX |
| 351893948 | XXXXXX | Debt to Income Ratio (Back) | 15.3800 | 37.2532 |
| 351893578 | XXXXXX | Original Term | XXXXXX | XXXXXX |
| 351893578 | XXXXXX | Property Type | Detached PUD | SFR |
| 351893487 | XXXXXX | Debt to Income Ratio (Back) | 26.2570 | 43.2539 |
| 351893487 | XXXXXX | Original Term | XXXXXX | XXXXXX |
| 351893235 | XXXXXX | Debt to Income Ratio (Back) | 22.5290 | 40.2558 |
| 351893178 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893247 | XXXXXX | Debt to Income Ratio (Back) | 42.7710 | 37.9845 |
| 351893247 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893715 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893715 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893248 | XXXXXX | Representative Credit Score for Grading | 666 | 667 |
| 351893248 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894014 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893991 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893991 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893991 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893404 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893404 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893249 | XXXXXX | Debt to Income Ratio (Back) | 31.7710 | 41.8291 |
| 351893249 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893249 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894038 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894038 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894038 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893680 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893825 | XXXXXX | Debt to Income Ratio (Back) | 15.7890 | 31.7297 |
| 351893825 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893522 | XXXXXX | Debt to Income Ratio (Back) | 40.7040 | 36.9620 |
| 351893522 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893250 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893687 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893904 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893721 | XXXXXX | Debt to Income Ratio (Back) | 21.0520 | 31.6512 |
| 351893721 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893441 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893844 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893844 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893253 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893845 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893494 | XXXXXX | Debt to Income Ratio (Back) | 40.2960 | 32.5897 |
| 351893494 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893392 | XXXXXX | Debt to Income Ratio (Back) | 43.0850 | 37.7783 |
| 351893392 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893392 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894020 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894020 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893442 | XXXXXX | Debt to Income Ratio (Back) | 41.3550 | 29.7332 |
| 351893442 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893597 | XXXXXX | Debt to Income Ratio (Back) | 36.2410 | 40.6289 |
| 351893597 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893961 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893961 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893936 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893936 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893635 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893174 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893174 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893636 | XXXXXX | Debt to Income Ratio (Back) | 22.7690 | 32.2869 |
| 351893826 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893826 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893613 | XXXXXX | Debt to Income Ratio (Back) | 37.8460 | 44.3991 |
| 351893613 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893637 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893637 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893684 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893684 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893684 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893827 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893827 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893930 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893255 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894022 | XXXXXX | Debt to Income Ratio (Back) | 34.3640 | 37.4872 |
| 351894022 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894002 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893257 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893236 | XXXXXX | Debt to Income Ratio (Back) | 32.9140 | 41.4693 |
| 351893236 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893258 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893900 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893900 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893682 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893682 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893195 | XXXXXX | Debt to Income Ratio (Back) | 20.7430 | 37.6081 |
| 351893797 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893905 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893218 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893784 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893674 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893443 | XXXXXX | Property Type | SFR-Attached | SFR |
| 351893443 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893810 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893810 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893810 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893401 | XXXXXX | Debt to Income Ratio (Back) | 42.8190 | 36.1341 |
| 351893401 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893401 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893196 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893196 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893260 | XXXXXX | Debt to Income Ratio (Back) | 35.2580 | 38.4493 |
| 351893260 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893953 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893953 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893843 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893553 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893772 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893906 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893828 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893262 | XXXXXX | Debt to Income Ratio (Back) | 32.9440 | 36.4159 |
| 351893262 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893462 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893462 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893766 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893766 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893517 | XXXXXX | Debt to Income Ratio (Back) | 43.2920 | 39.9727 |
| 351893517 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893736 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893598 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893554 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894041 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894041 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894041 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894029 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894029 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894060 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893263 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893263 | XXXXXX | Property Type | SFR-Attached | SFR |
| 351893263 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893400 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893400 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893264 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893264 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893829 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893829 | XXXXXX | Property City | XXXXXX | XXXXXX |
| 351893820 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893820 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893380 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893482 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894017 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893678 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893678 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893640 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893265 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893704 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893738 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893738 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894059 | XXXXXX | Debt to Income Ratio (Back) | 40.2420 | 33.3645 |
| 351894059 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893705 | XXXXXX | Debt to Income Ratio (Back) | 13.0280 | 24.1928 |
| 351893705 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893705 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893803 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893803 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893495 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893410 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893790 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893630 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893695 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893695 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893716 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893716 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893740 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893740 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893787 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893787 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893787 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894009 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893445 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893267 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893577 | XXXXXX | Debt to Income Ratio (Back) | 49.9260 | 45.2794 |
| 351893577 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893269 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893475 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893475 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893492 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893731 | XXXXXX | Property Type | SFR-Attached | SFR |
| 351893731 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893943 | XXXXXX | Debt to Income Ratio (Back) | 44.9780 | 41.7434 |
| 351893622 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893446 | XXXXXX | Debt to Income Ratio (Back) | 19.4740 | 34.8946 |
| 351893446 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893403 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893403 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893403 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893207 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893871 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893402 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893960 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893960 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893556 | XXXXXX | Debt to Income Ratio (Back) | 44.8900 | 32.7388 |
| 351893556 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893459 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893459 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893701 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893600 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893888 | XXXXXX | Debt to Income Ratio (Back) | 33.8380 | 38.6405 |
| 351893237 | XXXXXX | Debt to Income Ratio (Back) | 31.9140 | 25.3269 |
| 351893237 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893237 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893238 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893421 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893273 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893273 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893733 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893496 | XXXXXX | Debt to Income Ratio (Back) | 22.2080 | 37.5293 |
| 351893542 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893609 | XXXXXX | Debt to Income Ratio (Back) | 27.5520 | 41.7534 |
| 351893609 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893642 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893642 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893874 | XXXXXX | Debt to Income Ratio (Back) | 39.9700 | 34.9873 |
| 351893874 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893275 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894051 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893866 | XXXXXX | ATR/QM Status | QM: Safe Harbor (APOR) | Non-QM: Lender documented all ATR UW factors |
| 351893978 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893277 | XXXXXX | Debt to Income Ratio (Back) | 44.8780 | 40.0636 |
| 351893277 | XXXXXX | Property Type | SFR-Attached | Detached PUD |
| 351893557 | XXXXXX | Debt to Income Ratio (Back) | 30.9000 | 34.2481 |
| 351893557 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893557 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893278 | XXXXXX | Debt to Income Ratio (Back) | 22.2280 | 40.8757 |
| 351893465 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893393 | XXXXXX | Debt to Income Ratio (Back) | 49.5070 | 44.2399 |
| 351893393 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893393 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893191 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893997 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893601 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893497 | XXXXXX | Debt to Income Ratio (Back) | 15.4330 | 28.5701 |
| 351893957 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893957 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893661 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893281 | XXXXXX | Debt to Income Ratio (Back) | 36.3010 | 42.7101 |
| 351893281 | XXXXXX | Property Type | SFR-Attached | SFR |
| 351893878 | XXXXXX | Combined LTV | 44.51 | 42.32 |
| 351893878 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893878 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893448 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893830 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893830 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893830 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893724 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893717 | XXXXXX | Debt to Income Ratio (Back) | 19.9840 | 26.7477 |
| 351893717 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893209 | XXXXXX | Debt to Income Ratio (Back) | 34.0870 | 29.2242 |
| 351893209 | XXXXXX | Representative Credit Score for Grading | 759 | 758 |
| 351893209 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893282 | XXXXXX | Debt to Income Ratio (Back) | 31.9590 | 36.1948 |
| 351893282 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893662 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893792 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893658 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893658 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893658 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893284 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893284 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893285 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893974 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893974 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893286 | XXXXXX | Debt to Income Ratio (Back) | 24.8570 | 40.0669 |
| 351893286 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893287 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893939 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893480 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893480 | XXXXXX | Property Type | SFR-Attached | Detached PUD |
| 351893290 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893699 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893531 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893531 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893531 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893848 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893498 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893559 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893963 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893963 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893831 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893867 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894027 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893239 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893893 | XXXXXX | ATR/QM Status | QM: Safe Harbor (APOR) | Non-QM: Lender documented all ATR UW factors |
| 351893707 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893806 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893758 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893758 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893291 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893895 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893895 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893432 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893989 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893989 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893292 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893292 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893579 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893723 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893439 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893173 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893896 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893896 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893621 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893621 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893572 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893523 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893956 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893956 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893722 | XXXXXX | Debt to Income Ratio (Back) | 47.3030 | 44.2871 |
| 351893722 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893499 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893370 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893861 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893293 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893293 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893293 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893818 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893294 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893952 | XXXXXX | Debt to Income Ratio (Back) | 44.8050 | 40.6793 |
| 351893952 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893952 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893876 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893876 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893643 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893762 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893832 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893741 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893741 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893295 | XXXXXX | Debt to Income Ratio (Back) | 35.0230 | 40.9945 |
| 351893295 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893295 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893887 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893887 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893438 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893532 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893979 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893849 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893849 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894019 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893804 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893804 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893742 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893821 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893616 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893750 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893586 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894023 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893374 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893374 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894005 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893500 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893500 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893944 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893944 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893781 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893781 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893426 | XXXXXX | Debt to Income Ratio (Back) | 30.5990 | 33.8377 |
| 351893426 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893426 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893300 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893775 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893775 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893175 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 351893175 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893754 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893501 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894046 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894046 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893816 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893816 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893644 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893968 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893942 | XXXXXX | Debt to Income Ratio (Back) | 25.4050 | 40.9626 |
| 351893942 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893382 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893382 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893450 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893419 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893419 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893911 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893389 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893389 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893986 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893833 | XXXXXX | Debt to Income Ratio (Back) | 41.2230 | 44.6490 |
| 351893833 | XXXXXX | Property Type | SFR-Attached | Detached PUD |
| 351893833 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893376 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893376 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893376 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893302 | XXXXXX | Property Type | SFR-Attached | SFR |
| 351893246 | XXXXXX | Debt to Income Ratio (Back) | 44.5290 | 36.6730 |
| 351893246 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893897 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893686 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893588 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893588 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893484 | XXXXXX | Debt to Income Ratio (Back) | 49.9500 | 46.2123 |
| 351893484 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893970 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893603 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893697 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893476 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893864 | XXXXXX | Property Type | Condotel | Low Rise Condo (1-4) |
| 351893720 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893502 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893502 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893219 | XXXXXX | Debt to Income Ratio (Back) | 36.9880 | 33.9334 |
| 351893219 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893945 | XXXXXX | Debt to Income Ratio (Back) | 33.8940 | 38.2400 |
| 351893945 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893945 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893850 | XXXXXX | Debt to Income Ratio (Back) | 43.7430 | 40.5132 |
| 351893743 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893743 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894047 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894047 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893503 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894004 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894004 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893396 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893396 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893396 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893504 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893504 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893725 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893574 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893303 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893932 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893932 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893625 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893625 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893659 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893659 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893304 | XXXXXX | Debt to Income Ratio (Back) | 40.0560 | 31.0224 |
| 351893304 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893304 | XXXXXX | Property Type | SFR | SFR-Attached |
| 351893645 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893645 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893793 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893851 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893851 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894011 | XXXXXX | Property Type | SFR-Attached | Detached PUD |
| 351894011 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893306 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893306 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893646 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893993 | XXXXXX | Debt to Income Ratio (Back) | 26.2920 | 31.2392 |
| 351893927 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893927 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893307 | XXXXXX | Debt to Income Ratio (Back) | 12.0260 | 29.5944 |
| 351893307 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893780 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894034 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893308 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893309 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893726 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893834 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893834 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893834 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893909 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893924 | XXXXXX | Debt to Income Ratio (Back) | 46.1980 | 34.1113 |
| 351893916 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893916 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893785 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893749 | XXXXXX | Debt to Income Ratio (Back) | 31.8730 | 36.9277 |
| 351893749 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893647 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893852 | XXXXXX | Debt to Income Ratio (Back) | 32.9660 | 41.1515 |
| 351893852 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893852 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893708 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893835 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893835 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893835 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893371 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893371 | XXXXXX | Property Type | SFR-Attached | Detached PUD |
| 351893980 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894006 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894012 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894052 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893862 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893422 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893422 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893853 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893853 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893853 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893753 | XXXXXX | County Name | XXXXXX | XXXXXX |
| 351893312 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893648 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893648 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893664 | XXXXXX | Property Type | SFR-Attached | SFR |
| 351893994 | XXXXXX | Debt to Income Ratio (Back) | 20.5100 | 24.3453 |
| 351893994 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893987 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893958 | XXXXXX | Debt to Income Ratio (Back) | 16.7930 | 38.6822 |
| 351893958 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893998 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893998 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893683 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893675 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893185 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893548 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893928 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893700 | XXXXXX | County Name | XXXXXX | XXXXXX |
| 351893700 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893700 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893407 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893881 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893452 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893315 | XXXXXX | Debt to Income Ratio (Back) | 22.5200 | 39.4058 |
| 351893315 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893583 | XXXXXX | Debt to Income Ratio (Back) | 36.7460 | 42.4975 |
| 351893583 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893583 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893671 | XXXXXX | Debt to Income Ratio (Back) | 23.5560 | 31.2316 |
| 351893671 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893671 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893188 | XXXXXX | Debt to Income Ratio (Back) | 37.8260 | 42.5608 |
| 351893188 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893453 | XXXXXX | Debt to Income Ratio (Back) | 39.8580 | 44.8402 |
| 351893453 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893453 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893837 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893837 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893485 | XXXXXX | Combined LTV | 14.37 | 70.00 |
| 351893485 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893786 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893786 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893317 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893318 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893318 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893518 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893921 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893507 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893854 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893971 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893319 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893319 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894053 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894053 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893320 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893855 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893855 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893665 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893665 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893856 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893856 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893413 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893212 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893212 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893215 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351894021 | XXXXXX | Debt to Income Ratio (Back) | 40.5300 | 36.2669 |
| 351894021 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893560 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893560 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893560 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893225 | XXXXXX | Property Type | SFR | SFR-Attached |
| 351893225 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893872 | XXXXXX | Debt to Income Ratio (Back) | 21.5230 | 36.4946 |
| 351893763 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894024 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894024 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893473 | XXXXXX | Debt to Income Ratio (Back) | 31.9140 | 40.9604 |
| 351893473 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893473 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893473 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893965 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893965 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893951 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893951 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893693 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893744 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893744 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893605 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893605 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893666 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893228 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893901 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893901 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893519 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893321 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893509 | XXXXXX | Debt to Income Ratio (Back) | 31.5930 | 42.0807 |
| 351893509 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894013 | XXXXXX | Debt to Income Ratio (Back) | 22.9480 | 38.6445 |
| 351894013 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894013 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893322 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893367 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893367 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893463 | XXXXXX | Debt to Income Ratio (Back) | 37.9840 | 43.1121 |
| 351893463 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893463 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893463 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893193 | XXXXXX | Debt to Income Ratio (Back) | 39.2050 | 36.1048 |
| 351893323 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893323 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893941 | XXXXXX | Debt to Income Ratio (Back) | 24.6440 | 40.6072 |
| 351893941 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893941 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893714 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893714 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893562 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893562 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893562 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893433 | XXXXXX | Debt to Income Ratio (Back) | 30.3830 | 39.0430 |
| 351893808 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893580 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893580 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893563 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893777 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893628 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893628 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893527 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893325 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893326 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893326 | XXXXXX | Property Type | SFR-Attached | Detached PUD |
| 351893650 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893650 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894003 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893436 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894045 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894045 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893730 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893882 | XXXXXX | Debt to Income Ratio (Back) | 31.7700 | 25.8036 |
| 351893882 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893962 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893962 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893660 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893427 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893857 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893327 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893477 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893925 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893925 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893470 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893470 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893981 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893543 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893524 | XXXXXX | Debt to Income Ratio (Back) | 9.5590 | 26.9078 |
| 351893524 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893524 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893409 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893510 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893651 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893805 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893529 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893329 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893329 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893652 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893652 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893377 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893186 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893569 | XXXXXX | Debt to Income Ratio (Back) | 29.1000 | 35.3245 |
| 351893569 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893569 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893624 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894043 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893907 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893907 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893982 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893719 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893719 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893177 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894007 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894007 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893883 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893883 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893690 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893690 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893653 | XXXXXX | Debt to Income Ratio (Back) | 36.9840 | 40.7985 |
| 351893653 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893332 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893332 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894040 | XXXXXX | Combined LTV | 75.38 | 49.85 |
| 351893694 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893694 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893479 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893525 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894056 | XXXXXX | Debt to Income Ratio (Back) | 48.4840 | 38.8654 |
| 351894056 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351894056 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893468 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893992 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893176 | XXXXXX | Debt to Income Ratio (Back) | 21.9130 | 31.3235 |
| 351893884 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894001 | XXXXXX | Debt to Income Ratio (Back) | 38.6980 | 42.2031 |
| 351894001 | XXXXXX | Property Type | SFR-Attached | Detached PUD |
| 351894001 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893334 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893728 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893423 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893990 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893990 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893337 | XXXXXX | Debt to Income Ratio (Back) | 44.4410 | 33.6883 |
| 351893337 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893338 | XXXXXX | Debt to Income Ratio (Back) | 40.2430 | 32.8990 |
| 351893338 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893698 | XXXXXX | Debt to Income Ratio (Back) | 37.3210 | 41.0837 |
| 351893696 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893567 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893926 | XXXXXX | Debt to Income Ratio (Back) | 22.4120 | 32.5159 |
| 351893511 | XXXXXX | Debt to Income Ratio (Back) | 20.5000 | 26.8376 |
| 351893511 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893838 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893677 | XXXXXX | Debt to Income Ratio (Back) | 40.5180 | 36.6115 |
| 351893677 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893677 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893677 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893735 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893610 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893903 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893541 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893541 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893919 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893745 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893761 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893229 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893564 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893778 | XXXXXX | Debt to Income Ratio (Back) | 27.7360 | 24.7172 |
| 351893778 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893778 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893384 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893342 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893667 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893839 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893676 | XXXXXX | Debt to Income Ratio (Back) | 43.0840 | 29.2951 |
| 351893946 | XXXXXX | Debt to Income Ratio (Back) | 36.5380 | 40.9617 |
| 351893343 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893344 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893344 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893405 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893405 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893937 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893345 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893973 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893654 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893885 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893692 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893434 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893581 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893581 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893947 | XXXXXX | Debt to Income Ratio (Back) | 30.4390 | 42.7956 |
| 351893947 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893999 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893984 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893802 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893770 | XXXXXX | Debt to Income Ratio (Back) | 43.1610 | 34.8758 |
| 351893770 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893770 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893858 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893859 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893859 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893456 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893456 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893456 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893934 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893934 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893210 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893210 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893755 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893755 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893187 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893472 | XXXXXX | Debt to Income Ratio (Back) | 29.4770 | 35.0346 |
| 351893472 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894037 | XXXXXX | Property Type | SFR | Detached PUD |
| 351894037 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893346 | XXXXXX | Property Type | SFR-Attached | SFR |
| 351893783 | XXXXXX | Debt to Income Ratio (Back) | 40.7890 | 35.0469 |
| 351893783 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893783 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893840 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893840 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893964 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893668 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893668 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893545 | XXXXXX | Debt to Income Ratio (Back) | 33.7560 | 30.6999 |
| 351893545 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893545 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893545 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893935 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893565 | XXXXXX | Debt to Income Ratio (Back) | 49.4560 | 45.4953 |
| 351893565 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893547 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893347 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893347 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893348 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893512 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893512 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893886 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893890 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893789 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893789 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894018 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893242 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893350 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893378 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893243 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893589 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893181 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893779 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893779 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893398 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893398 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893841 | XXXXXX | Debt to Income Ratio (Back) | 42.7260 | 35.6334 |
| 351893841 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893385 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893865 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893891 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893891 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893425 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893351 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893351 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893842 | XXXXXX | Combined LTV | 58.57 | 55.09 |
| 351893842 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893842 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893430 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893430 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893457 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893673 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893673 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893673 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893220 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893220 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893220 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893226 | XXXXXX | Debt to Income Ratio (Back) | 35.1800 | 42.3041 |
| 351893615 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893576 | XXXXXX | Debt to Income Ratio (Back) | 41.7750 | 37.3820 |
| 351893576 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893576 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894044 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893756 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893756 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893353 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893353 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893353 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893940 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893950 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893950 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893950 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893375 | XXXXXX | Debt to Income Ratio (Back) | 22.3830 | 41.3672 |
| 351893768 | XXXXXX | Debt to Income Ratio (Back) | 42.3410 | 36.6504 |
| 351893782 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893782 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893354 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893354 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893355 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893526 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893526 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893356 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893591 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893566 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893959 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893959 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893611 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893611 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893513 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893807 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893807 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893807 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893752 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893873 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893655 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893357 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893546 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893546 | XXXXXX | Property Type | SFR-Attached | Attached PUD |
| 351893608 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893514 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893359 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893194 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893656 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893727 | XXXXXX | Debt to Income Ratio (Back) | 48.9220 | 41.4342 |
| 351893727 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893898 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893626 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893478 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893478 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893536 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893908 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893908 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893184 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893184 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893587 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893657 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893657 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893734 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893227 | XXXXXX | Debt to Income Ratio (Back) | 39.1440 | 34.9500 |
| 351893227 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893420 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893913 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893902 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893902 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893764 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893406 | XXXXXX | Debt to Income Ratio (Back) | 13.1790 | 42.1533 |
| 351893679 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893870 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893870 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893870 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893972 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893972 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893757 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893757 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893757 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351894049 | XXXXXX | Debt to Income Ratio (Back) | 25.9290 | 32.1837 |
| 351894064 | XXXXXX | Debt to Income Ratio (Back) | 44.8520 | 28.4507 |
| 351894064 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893363 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893363 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893245 | XXXXXX | Debt to Income Ratio (Back) | 21.1400 | 38.3976 |
| 351893245 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893729 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 351893729 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 351893489 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893860 | XXXXXX | Debt to Income Ratio (Back) | 26.4730 | 36.5602 |
| 351893860 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893860 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893869 | XXXXXX | Debt to Income Ratio (Back) | 30.0180 | 42.8341 |
| 351893869 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893869 | XXXXXX | Property Type | SFR | Detached PUD |
| 351893568 | XXXXXX | Lender Application Date | XXXXXX | XXXXXX |
| 351893899 | XXXXXX | Debt to Income Ratio (Back) | 13.6110 | 36.0339 |
| 351893899 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
|©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

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## Exhibit 99.12

[NOMURA ASSET DEPOSITOR COMPANY, LLC ABS-15G](nomura-abs15g.htm)

**Exhibit 99.12**

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| | | | | |
|:---|:---|:---|:---|:---|
| **Client Name:** | | |  |  |
| **Client Project Name:** | **NLT 2025-CES1** | **NLT 2025-CES1** |  |  |
| **Start - End Dates:** | **1/15/2025 - 3/27/2025** | **1/15/2025 - 3/27/2025** |  |  |
| **Deal Loan Count:** | **892** | **892** |  |  |
| **Waived Conditions Summary** | **Waived Conditions Summary** | **Waived Conditions Summary** | **Waived Conditions Summary** | **Waived Conditions Summary** |
| **Review Scope** | **Category** | **Code** | **Description** | **Count** |
| Credit | Credit/Mtg History | CRDCRMH124 | Collections, Liens, etc. not paid as required by guidelines | 1 |
| Credit | Credit/Mtg History | CRDCRMH150 | Tradelines do not meet guidelines | 1 |
| Credit | Credit/Mtg History | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | 1 |
| Credit | Credit/Mtg History | CRDCRMH3000 | # of Tradelines Does Not Meet Guideline Requirements | 2 |
| Credit | DTI | CRDDTI105 | Debt Ratio Exception 5% or Less | 1 |
| Credit | Income/Employment | CRDINC2408 | Income verification does not meet guidelines | 1 |
| Credit | Income/Employment | CRDINC3260 | Balance Sheet missing for one or more Self Employed borrowers | 1 |
| Compliance | Texas Home Equity | CMPTXHE320 | XXX Equity - XXX Equity : Missing T.42 Title Endorsement | 24 |
| Compliance | Texas Home Equity | CMPTXHE321 | XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement | 24 |
| Compliance | Documentation | CMPDOC5556 | Note P&I doesn't equal Clayton's calculated P&I; payment schedule inaccuracy | 1 |
| **Total** |  |  |  | **57** |
| <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

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