# EDGAR Filing Document

**Accession Number:** 0001767715
**File Stem:** 0001725547-23-000020
**Filing Date:** 2023-2
**Character Count:** 24674
**Document Hash:** 5840dbea51b59effee60d27200a84429
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001725547-23-000020.hdr.sgml**: 20230206

**ACCESSION NUMBER**: 0001725547-23-000020

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230206

**DATE AS OF CHANGE**: 20230206

**EFFECTIVENESS DATE**: 20230206

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GYL FINANCIAL SYNERGIES, LLC
- **CENTRAL INDEX KEY:** 0001767715
- **IRS NUMBER:** 813263476
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19333
- **FILM NUMBER:** 23589857

**BUSINESS ADDRESS:**
- **STREET 1:** 75 ISHAM ROAD
- **STREET 2:** SUITE 310
- **CITY:** WEST HARTFORD
- **STATE:** CT
- **ZIP:** 06107
- **BUSINESS PHONE:** 860-206-7400

**MAIL ADDRESS:**
- **STREET 1:** 75 ISHAM ROAD
- **STREET 2:** SUITE 310
- **CITY:** WEST HARTFORD
- **STATE:** CT
- **ZIP:** 06107

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** GYL Financial Synergies LLC<br>**Address:** 75 ISHAM ROAD<br>SUITE 310<br>West Hartford, CT 06107

**Form 13F File Number:** 028-19333

**CRD Number (if applicable):** 000284758

**SEC File Number (if applicable):** 801-108230

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Lepore<br>**Title:** Chief Compliance Officer<br>**Phone:** 860-206-7400

**Signature, Place, and Date of Signing:**

/s/ Michael Lepore  West Hartford, CT  02-06-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 216

**Form 13F Information Table Value Total:** $461808094

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AES CORP | COM | 00130H105 |  | 376556 | 13093 | SH |  | SOLE |  | 0 | 0 | 13093 |
| AT INC | COM | 00206R102 |  | 303236 | 16471 | SH |  | SOLE |  | 0 | 0 | 16471 |
| ABBOTT LABS | COM | 002824100 |  | 427193 | 3891 | SH |  | SOLE |  | 0 | 0 | 3891 |
| ABBVIE INC | COM | 00287Y109 |  | 1675717 | 10369 | SH |  | SOLE |  | 0 | 0 | 10368 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 547359 | 1626 | SH |  | SOLE |  | 0 | 0 | 1626 |
| ALLSTATE CORP | COM | 020002101 |  | 543010 | 4005 | SH |  | SOLE |  | 0 | 0 | 4004 |
| ALLY FINL INC | COM | 02005N100 |  | 246487 | 10081 | SH |  | SOLE |  | 0 | 0 | 10081 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1273932 | 14357 | SH |  | SOLE |  | 0 | 0 | 14357 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1274782 | 14448 | SH |  | SOLE |  | 0 | 0 | 14448 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 257651 | 5637 | SH |  | SOLE |  | 0 | 0 | 5636 |
| AMAZON COM INC | COM | 023135106 |  | 1885565 | 22447 | SH |  | SOLE |  | 0 | 0 | 22447 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 562188 | 3805 | SH |  | SOLE |  | 0 | 0 | 3804 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 572075 | 2700 | SH |  | SOLE |  | 0 | 0 | 2700 |
| AMGEN INC | COM | 031162100 |  | 609274 | 2320 | SH |  | SOLE |  | 0 | 0 | 2319 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 474553 | 7439 | SH |  | SOLE |  | 0 | 0 | 7439 |
| APPLE INC | COM | 037833100 |  | 15364439 | 118252 | SH |  | SOLE |  | 0 | 0 | 118251 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 1472044 | 15854 | SH |  | SOLE |  | 0 | 0 | 15854 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 497068 | 2081 | SH |  | SOLE |  | 0 | 0 | 2081 |
| AUTONATION INC | COM | 05329W102 |  | 406616 | 3790 | SH |  | SOLE |  | 0 | 0 | 3789 |
| AUTOZONE INC | COM | 053332102 |  | 421717 | 171 | SH |  | SOLE |  | 0 | 0 | 171 |
| BGC PARTNERS INC | CL A | 05541T101 |  | 83061 | 22032 | SH |  | SOLE |  | 0 | 0 | 22032 |
| BANK AMERICA CORP | COM | 060505104 |  | 603745 | 18229 | SH |  | SOLE |  | 0 | 0 | 18229 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 493478 | 10841 | SH |  | SOLE |  | 0 | 0 | 10840 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 220732 | 868 | SH |  | SOLE |  | 0 | 0 | 868 |
| BERKLEY W R CORP | COM | 084423102 |  | 208348 | 2871 | SH |  | SOLE |  | 0 | 0 | 2871 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3934073 | 12736 | SH |  | SOLE |  | 0 | 0 | 12735 |
| BLACKROCK INC | COM | 09247X101 |  | 298955 | 422 | SH |  | SOLE |  | 0 | 0 | 421 |
| BLACKSTONE INC | COM | 09260D107 |  | 456257 | 6150 | SH |  | SOLE |  | 0 | 0 | 6149 |
| BOEING CO | COM | 097023105 |  | 414958 | 2178 | SH |  | SOLE |  | 0 | 0 | 2178 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 632410 | 8790 | SH |  | SOLE |  | 0 | 0 | 8789 |
| BROADCOM INC | COM | 11135F101 |  | 360098 | 644 | SH |  | SOLE |  | 0 | 0 | 644 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 229375 | 7291 | SH |  | SOLE |  | 0 | 0 | 7291 |
| CIGNA CORP NEW | COM | 125523100 |  | 907222 | 2738 | SH |  | SOLE |  | 0 | 0 | 2738 |
| CSX CORP | COM | 126408103 |  | 246167 | 7946 | SH |  | SOLE |  | 0 | 0 | 7946 |
| CVS HEALTH CORP | COM | 126650100 |  | 398007 | 4271 | SH |  | SOLE |  | 0 | 0 | 4270 |
| CAMDEN PPTY TR | SH BEN INT | 133131102 |  | 253968 | 2270 | SH |  | SOLE |  | 0 | 0 | 2270 |
| CARNIVAL CORP | COMMON STOCK | 143658300 |  | 113211 | 14046 | SH |  | SOLE |  | 0 | 0 | 14046 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 489029 | 11855 | SH |  | SOLE |  | 0 | 0 | 11855 |
| CATERPILLAR INC | COM | 149123101 |  | 508784 | 2124 | SH |  | SOLE |  | 0 | 0 | 2123 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1302330 | 7256 | SH |  | SOLE |  | 0 | 0 | 7255 |
| CISCO SYS INC | COM | 17275R102 |  | 364844 | 7658 | SH |  | SOLE |  | 0 | 0 | 7658 |
| CITIGROUP INC | COM NEW | 172967424 |  | 508137 | 11235 | SH |  | SOLE |  | 0 | 0 | 11234 |
| COCA COLA CO | COM | 191216100 |  | 2334297 | 36697 | SH |  | SOLE |  | 0 | 0 | 36697 |
| COLUMBIA ETF TR I | DIVERSIFID FXD | 19761L508 |  | 8032489 | 464574 | SH |  | SOLE |  | 0 | 0 | 464574 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 384363 | 10991 | SH |  | SOLE |  | 0 | 0 | 10991 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 943546 | 7996 | SH |  | SOLE |  | 0 | 0 | 7996 |
| CORNING INC | COM | 219350105 |  | 313658 | 9820 | SH |  | SOLE |  | 0 | 0 | 9820 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 728344 | 1596 | SH |  | SOLE |  | 0 | 0 | 1595 |
| COSTAR GROUP INC | COM | 22160N109 |  | 460048 | 5953 | SH |  | SOLE |  | 0 | 0 | 5953 |
| DANAHER CORPORATION | COM | 235851102 |  | 762286 | 2872 | SH |  | SOLE |  | 0 | 0 | 2872 |
| DEERE  CO | COM | 244199105 |  | 473595 | 1105 | SH |  | SOLE |  | 0 | 0 | 1104 |
| DICKS SPORTING GOODS INC | COM | 253393102 |  | 212913 | 1770 | SH |  | SOLE |  | 0 | 0 | 1770 |
| DISNEY WALT CO | COM | 254687106 |  | 998132 | 11489 | SH |  | SOLE |  | 0 | 0 | 11488 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 554823 | 4541 | SH |  | SOLE |  | 0 | 0 | 4541 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 330926 | 13720 | SH |  | SOLE |  | 0 | 0 | 13719 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3591043 | 32557 | SH |  | SOLE |  | 0 | 0 | 32557 |
| META PLATFORMS INC | CL A | 30303M102 |  | 747557 | 6212 | SH |  | SOLE |  | 0 | 0 | 6212 |
| FACTSET RESH SYS INC | COM | 303075105 |  | 544041 | 1356 | SH |  | SOLE |  | 0 | 0 | 1356 |
| FEDEX CORP | COM | 31428X106 |  | 521997 | 3014 | SH |  | SOLE |  | 0 | 0 | 3013 |
| FOCUS FINL PARTNERS INC | COM CL A | 34417P100 |  | 376949 | 10114 | SH |  | SOLE |  | 0 | 0 | 10114 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 370924 | 1495 | SH |  | SOLE |  | 0 | 0 | 1495 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 290319 | 3465 | SH |  | SOLE |  | 0 | 0 | 3464 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 1048038 | 12208 | SH |  | SOLE |  | 0 | 0 | 12207 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 318522 | 9064 | SH |  | SOLE |  | 0 | 0 | 9064 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 496323 | 1445 | SH |  | SOLE |  | 0 | 0 | 1445 |
| HALEON PLC | SPON ADS | 405552100 |  | 96576 | 12072 | SH |  | SOLE |  | 0 | 0 | 12072 |
| HOME DEPOT INC | COM | 437076102 |  | 1245874 | 3944 | SH |  | SOLE |  | 0 | 0 | 3944 |
| HONEYWELL INTL INC | COM | 438516106 |  | 453481 | 2116 | SH |  | SOLE |  | 0 | 0 | 2116 |
| HORMEL FOODS CORP | COM | 440452100 |  | 542479 | 11910 | SH |  | SOLE |  | 0 | 0 | 11909 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 330450 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| INGREDION INC | COM | 457187102 |  | 249917 | 2552 | SH |  | SOLE |  | 0 | 0 | 2552 |
| INTEL CORP | COM | 458140100 |  | 641444 | 24270 | SH |  | SOLE |  | 0 | 0 | 24269 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 699586 | 4965 | SH |  | SOLE |  | 0 | 0 | 4965 |
| INTERNATIONAL FLAVORS | COM | 459506101 |  | 228342 | 2178 | SH |  | SOLE |  | 0 | 0 | 2178 |
| INTERNATIONAL PAPER CO | COM | 460146103 |  | 226165 | 6531 | SH |  | SOLE |  | 0 | 0 | 6530 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2508860 | 9422 | SH |  | SOLE |  | 0 | 0 | 9421 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 1736970 | 12297 | SH |  | SOLE |  | 0 | 0 | 12297 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 848859 | 13284 | SH |  | SOLE |  | 0 | 0 | 13284 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 6389705 | 571530 | SH |  | SOLE |  | 0 | 0 | 571529 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 320544 | 3780 | SH |  | SOLE |  | 0 | 0 | 3780 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 913287 | 7573 | SH |  | SOLE |  | 0 | 0 | 7572 |
| ISHARES TR | CORE S ETF | 464287200 |  | 9176967 | 23885 | SH |  | SOLE |  | 0 | 0 | 23885 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 496915 | 13111 | SH |  | SOLE |  | 0 | 0 | 13111 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1338005 | 20384 | SH |  | SOLE |  | 0 | 0 | 20383 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 282101 | 2678 | SH |  | SOLE |  | 0 | 0 | 2678 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 375280 | 4489 | SH |  | SOLE |  | 0 | 0 | 4489 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 355462 | 5270 | SH |  | SOLE |  | 0 | 0 | 5270 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 9340532 | 38615 | SH |  | SOLE |  | 0 | 0 | 38614 |
| ISHARES TR | COHEN STEER REIT | 464287564 |  | 1016898 | 18543 | SH |  | SOLE |  | 0 | 0 | 18543 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 542854 | 3580 | SH |  | SOLE |  | 0 | 0 | 3579 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 725414 | 10621 | SH |  | SOLE |  | 0 | 0 | 10621 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 786850 | 3673 | SH |  | SOLE |  | 0 | 0 | 3672 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 778169 | 4463 | SH |  | SOLE |  | 0 | 0 | 4463 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 365132 | 4337 | SH |  | SOLE |  | 0 | 0 | 4337 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 5313273 | 56142 | SH |  | SOLE |  | 0 | 0 | 56141 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1742456 | 16711 | SH |  | SOLE |  | 0 | 0 | 16711 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 206886 | 3663 | SH |  | SOLE |  | 0 | 0 | 3663 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 16174000 | 153279 | SH |  | SOLE |  | 0 | 0 | 153279 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 278916 | 10269 | SH |  | SOLE |  | 0 | 0 | 10269 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 242758 | 3297 | SH |  | SOLE |  | 0 | 0 | 3297 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 |  | 223410 | 3112 | SH |  | SOLE |  | 0 | 0 | 3112 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 2205325 | 20063 | SH |  | SOLE |  | 0 | 0 | 20063 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 638078 | 20900 | SH |  | SOLE |  | 0 | 0 | 20900 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 351028 | 7651 | SH |  | SOLE |  | 0 | 0 | 7651 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 733129 | 8753 | SH |  | SOLE |  | 0 | 0 | 8752 |
| ISHARES TR | RUS TOP 200 ETF | 464289446 |  | 8198426 | 91124 | SH |  | SOLE |  | 0 | 0 | 91124 |
| ISHARES TR | GRWT ALLOCAT ETF | 464289867 |  | 7947115 | 168514 | SH |  | SOLE |  | 0 | 0 | 168513 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 727074 | 6975 | SH |  | SOLE |  | 0 | 0 | 6975 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 7723521 | 79657 | SH |  | SOLE |  | 0 | 0 | 79656 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 68303125 | 599361 | SH |  | SOLE |  | 0 | 0 | 599360 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 7300573 | 118439 | SH |  | SOLE |  | 0 | 0 | 118438 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 8201854 | 175629 | SH |  | SOLE |  | 0 | 0 | 175628 |
| ISHARES TR | MSCI USA SML CP | 46434V290 |  | 10994951 | 221405 | SH |  | SOLE |  | 0 | 0 | 221404 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 16395994 | 364923 | SH |  | SOLE |  | 0 | 0 | 364923 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 383027 | 4519 | SH |  | SOLE |  | 0 | 0 | 4519 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 2961159 | 85756 | SH |  | SOLE |  | 0 | 0 | 85756 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 3011138 | 22454 | SH |  | SOLE |  | 0 | 0 | 22454 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2835977 | 16054 | SH |  | SOLE |  | 0 | 0 | 16054 |
| LKQ CORP | COM | 501889208 |  | 415844 | 7786 | SH |  | SOLE |  | 0 | 0 | 7785 |
| LILLY ELI  CO | COM | 532457108 |  | 5606132 | 15324 | SH |  | SOLE |  | 0 | 0 | 15324 |
| LOEWS CORP | COM | 540424108 |  | 613048 | 10510 | SH |  | SOLE |  | 0 | 0 | 10510 |
| LOWES COS INC | COM | 548661107 |  | 303243 | 1522 | SH |  | SOLE |  | 0 | 0 | 1522 |
| MAGELLAN MIDSTREAM PRTNRS LP | COM UNIT RP LP | 559080106 |  | 230770 | 4596 | SH |  | SOLE |  | 0 | 0 | 4596 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 309238 | 2077 | SH |  | SOLE |  | 0 | 0 | 2076 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 391460 | 1126 | SH |  | SOLE |  | 0 | 0 | 1125 |
| MCDONALDS CORP | COM | 580135101 |  | 746132 | 2831 | SH |  | SOLE |  | 0 | 0 | 2831 |
| MERCK  CO INC | COM | 58933Y105 |  | 1644451 | 14822 | SH |  | SOLE |  | 0 | 0 | 14821 |
| MICROSOFT CORP | COM | 594918104 |  | 5730685 | 23896 | SH |  | SOLE |  | 0 | 0 | 23895 |
| MONROE CAP CORP | COM | 610335101 |  | 128457 | 15042 | SH |  | SOLE |  | 0 | 0 | 15041 |
| MONSTER BEVERAGE CORP NEW | COM | 61174X109 |  | 449473 | 4427 | SH |  | SOLE |  | 0 | 0 | 4427 |
| NATIONAL FUEL GAS CO | COM | 636180101 |  | 295231 | 4664 | SH |  | SOLE |  | 0 | 0 | 4664 |
| NETFLIX INC | COM | 64110L106 |  | 1162216 | 3941 | SH |  | SOLE |  | 0 | 0 | 3941 |
| NEW MTN FIN CORP | COM | 647551100 |  | 193652 | 15655 | SH |  | SOLE |  | 0 | 0 | 15655 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1485557 | 17770 | SH |  | SOLE |  | 0 | 0 | 17769 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 1302083 | 5284 | SH |  | SOLE |  | 0 | 0 | 5284 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 606402 | 4149 | SH |  | SOLE |  | 0 | 0 | 4149 |
| ORACLE CORP | COM | 68389X105 |  | 878363 | 10746 | SH |  | SOLE |  | 0 | 0 | 10745 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 298778 | 3815 | SH |  | SOLE |  | 0 | 0 | 3815 |
| PVH CORPORATION | COM | 693656100 |  | 658593 | 9330 | SH |  | SOLE |  | 0 | 0 | 9329 |
| PAYCHEX INC | COM | 704326107 |  | 201074 | 1740 | SH |  | SOLE |  | 0 | 0 | 1740 |
| PEPSICO INC | COM | 713448108 |  | 1468765 | 8130 | SH |  | SOLE |  | 0 | 0 | 8129 |
| PFIZER INC | COM | 717081103 |  | 1202158 | 23461 | SH |  | SOLE |  | 0 | 0 | 23461 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 2371085 | 15645 | SH |  | SOLE |  | 0 | 0 | 15644 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 222305 | 12850 | SH |  | SOLE |  | 0 | 0 | 12850 |
| QUALCOMM INC | COM | 747525103 |  | 665383 | 6052 | SH |  | SOLE |  | 0 | 0 | 6052 |
| QUANTA SVCS INC | COM | 74762E102 |  | 717773 | 5037 | SH |  | SOLE |  | 0 | 0 | 5037 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 2605729 | 16656 | SH |  | SOLE |  | 0 | 0 | 16656 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 1029372 | 10200 | SH |  | SOLE |  | 0 | 0 | 10199 |
| REALTY INCOME CORP | COM | 756109104 |  | 507173 | 7996 | SH |  | SOLE |  | 0 | 0 | 7995 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 647935 | 5023 | SH |  | SOLE |  | 0 | 0 | 5023 |
| RESTAURANT BRANDS INTL INC | COM | 76131D103 |  | 506076 | 7826 | SH |  | SOLE |  | 0 | 0 | 7825 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 |  | 247698 | 3479 | SH |  | SOLE |  | 0 | 0 | 3478 |
| SHELL PLC | SPON ADS | 780259305 |  | 1150073 | 20194 | SH |  | SOLE |  | 0 | 0 | 20194 |
| S GLOBAL INC | COM | 78409V104 |  | 1304591 | 3895 | SH |  | SOLE |  | 0 | 0 | 3895 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 25743421 | 67315 | SH |  | SOLE |  | 0 | 0 | 67315 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 381436 | 2249 | SH |  | SOLE |  | 0 | 0 | 2248 |
| SPDR INDEX SHS FDS | DJ GLB RL ES ETF | 78463X749 |  | 413172 | 10102 | SH |  | SOLE |  | 0 | 0 | 10102 |
| SPDR SER TR | NUVEEN BLOOMBERG | 78464A284 |  | 2425827 | 49537 | SH |  | SOLE |  | 0 | 0 | 49537 |
| SPDR SER TR | PORTFOLIO INTRMD | 78464A375 |  | 787999 | 24757 | SH |  | SOLE |  | 0 | 0 | 24756 |
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 |  | 4070793 | 161989 | SH |  | SOLE |  | 0 | 0 | 161989 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 751125 | 2267 | SH |  | SOLE |  | 0 | 0 | 2267 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 361437 | 816 | SH |  | SOLE |  | 0 | 0 | 816 |
| SPDR SER TR | S KENSHO NEW | 78468R648 |  | 269732 | 6843 | SH |  | SOLE |  | 0 | 0 | 6842 |
| SANOFI | SPONSORED ADR | 80105N105 |  | 782193 | 16151 | SH |  | SOLE |  | 0 | 0 | 16151 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 6497190 | 144994 | SH |  | SOLE |  | 0 | 0 | 144994 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 1309276 | 55314 | SH |  | SOLE |  | 0 | 0 | 55313 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 234097 | 3099 | SH |  | SOLE |  | 0 | 0 | 3098 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 436038 | 9552 | SH |  | SOLE |  | 0 | 0 | 9551 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 7061038 | 366047 | SH |  | SOLE |  | 0 | 0 | 366046 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 347209 | 2556 | SH |  | SOLE |  | 0 | 0 | 2555 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 668136 | 5173 | SH |  | SOLE |  | 0 | 0 | 5172 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1569857 | 17947 | SH |  | SOLE |  | 0 | 0 | 17947 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 573499 | 16769 | SH |  | SOLE |  | 0 | 0 | 16768 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 |  | 243659 | 2481 | SH |  | SOLE |  | 0 | 0 | 2481 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 4012078 | 32241 | SH |  | SOLE |  | 0 | 0 | 32241 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 351742 | 7329 | SH |  | SOLE |  | 0 | 0 | 7329 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 239460 | 3397 | SH |  | SOLE |  | 0 | 0 | 3396 |
| SEMPRA | COM | 816851109 |  | 463929 | 3002 | SH |  | SOLE |  | 0 | 0 | 3002 |
| STARBUCKS CORP | COM | 855244109 |  | 741608 | 7476 | SH |  | SOLE |  | 0 | 0 | 7475 |
| SYSCO CORP | COM | 871829107 |  | 206987 | 2707 | SH |  | SOLE |  | 0 | 0 | 2707 |
| TJX COS INC NEW | COM | 872540109 |  | 267695 | 3363 | SH |  | SOLE |  | 0 | 0 | 3363 |
| TESLA INC | COM | 88160R101 |  | 369294 | 2998 | SH |  | SOLE |  | 0 | 0 | 2998 |
| TEXAS INSTRS INC | COM | 882508104 |  | 222551 | 1347 | SH |  | SOLE |  | 0 | 0 | 1347 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 454335 | 825 | SH |  | SOLE |  | 0 | 0 | 825 |
| US BANCORP DEL | COM NEW | 902973304 |  | 231046 | 5298 | SH |  | SOLE |  | 0 | 0 | 5298 |
| UNION PAC CORP | COM | 907818108 |  | 651856 | 3148 | SH |  | SOLE |  | 0 | 0 | 3148 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 1034833 | 5953 | SH |  | SOLE |  | 0 | 0 | 5952 |
| UNITED RENTALS INC | COM | 911363109 |  | 379589 | 1068 | SH |  | SOLE |  | 0 | 0 | 1068 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1277116 | 2409 | SH |  | SOLE |  | 0 | 0 | 2408 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 17992810 | 118491 | SH |  | SOLE |  | 0 | 0 | 118490 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 2009625 | 9527 | SH |  | SOLE |  | 0 | 0 | 9527 |
| VANGUARD WELLINGTON FD | US QUALITY | 921935706 |  | 11676811 | 111368 | SH |  | SOLE |  | 0 | 0 | 111367 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 8878091 | 117934 | SH |  | SOLE |  | 0 | 0 | 117934 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 541731 | 7541 | SH |  | SOLE |  | 0 | 0 | 7540 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 402576 | 9592 | SH |  | SOLE |  | 0 | 0 | 9592 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1381956 | 35453 | SH |  | SOLE |  | 0 | 0 | 35452 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 8838446 | 35632 | SH |  | SOLE |  | 0 | 0 | 35631 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 219115 | 686 | SH |  | SOLE |  | 0 | 0 | 686 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1294868 | 3686 | SH |  | SOLE |  | 0 | 0 | 3685 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 2175260 | 10673 | SH |  | SOLE |  | 0 | 0 | 10672 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1309278 | 9327 | SH |  | SOLE |  | 0 | 0 | 9327 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 220615 | 1202 | SH |  | SOLE |  | 0 | 0 | 1202 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 8005383 | 41871 | SH |  | SOLE |  | 0 | 0 | 41871 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1177014 | 29873 | SH |  | SOLE |  | 0 | 0 | 29873 |
| VISA INC | COM CL A | 92826C839 |  | 1244379 | 5990 | SH |  | SOLE |  | 0 | 0 | 5989 |
| WALMART INC | COM | 931142103 |  | 847934 | 5980 | SH |  | SOLE |  | 0 | 0 | 5980 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 738608 | 11923 | SH |  | SOLE |  | 0 | 0 | 11922 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 521600 | 14635 | SH |  | SOLE |  | 0 | 0 | 14635 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 1113452 | 27065 | SH |  | SOLE |  | 0 | 0 | 27064 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 |  | 881478 | 30994 | SH |  | SOLE |  | 0 | 0 | 30994 |
| WISDOMTREE TR | INTL EQUITY FD | 97717W703 |  | 214644 | 4563 | SH |  | SOLE |  | 0 | 0 | 4563 |
| WISDOMTREE TR | EUROPE HEDGED EQ | 97717X701 |  | 321816 | 4600 | SH |  | SOLE |  | 0 | 0 | 4600 |
| LINDE PLC | SHS | G5494J103 |  | 1043450 | 3199 | SH |  | SOLE |  | 0 | 0 | 3199 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 732157 | 9420 | SH |  | SOLE |  | 0 | 0 | 9420 |
| WEJO GROUP LIMITED | COMMON SHARES | G9525W109 |  | 28638 | 59538 | SH |  | SOLE |  | 0 | 0 | 59538 |
| EXPRO GROUP HOLDINGS NV | COM | N3144W105 |  | 708013 | 39052 | SH |  | SOLE |  | 0 | 0 | 39052 |

---