# EDGAR Filing Document

**Accession Number:** 0000051143
**File Stem:** 0000051143-26-000061
**Filing Date:** 2026-6
**Character Count:** 15047
**Document Hash:** c71b22ebb6338f43e3b35e347020e00b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000051143-26-000061.hdr.sgml**: 20260623

**ACCESSION NUMBER**: 0000051143-26-000061

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 18

**CONFORMED PERIOD OF REPORT**: 20260622

**ITEM INFORMATION**: Entry into a Material Definitive Agreement

**ITEM INFORMATION**: Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260623

**DATE AS OF CHANGE**: 20260623

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** INTERNATIONAL BUSINESS MACHINES CORP
- **CENTRAL INDEX KEY:** 0000051143
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMPUTER & OFFICE EQUIPMENT [3570]
- **ORGANIZATION NAME:** 06 Technology
- **EIN:** 130871985
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-02360
- **FILM NUMBER:** 261111259

**BUSINESS ADDRESS:**
- **STREET 1:** 1 NEW ORCHARD ROAD
- **CITY:** ARMONK
- **STATE:** NY
- **ZIP:** 10504
- **BUSINESS PHONE:** 9144991900

**MAIL ADDRESS:**
- **STREET 1:** 1 NEW ORCHARD RD
- **CITY:** ARMONK
- **STATE:** NY
- **ZIP:** 10504

?xml version='1.0' encoding='ASCII'? ibm-20260622

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d)**

**OF THE SECURITIES EXCHANGE ACT OF 1934**

**Date of Report: June 22, 2026**

(Date of earliest event reported)

**INTERNATIONAL BUSINESS MACHINES CORPORATION**

(Exact name of registrant as specified in its charter)

---

| | | |
|:---|:---|:---|
| **New York** | **1-2360** | **13-0871985** |
| (State of Incorporation) | (Commission File Number) | (IRS employer Identification No.) |

---

---

| | |
|:---|:---|
| **One New Orchard Road**<br>**Armonk, New York** | **10504** |
| (Address of principal executive offices) | (Zip Code) |

---

**914-499-1900**

(Registrant's telephone number)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

**Securities registered pursuant to Section 12(b) of the Act:**

---

| | | |
|:---|:---|:---|
| **Title of each class** | **Trading symbol(s)** | **Name of each exchange on which registered** |
| Capital stock, par value $.20 per share | IBM | New York Stock Exchange |
|  |  | NYSE Texas |
| 0.300% Notes due 2026 | IBM 26B | New York Stock Exchange |
| 1.250% Notes due 2027 | IBM 27B | New York Stock Exchange |
| 3.375% Notes due 2027 | IBM 27F | New York Stock Exchange |
| 0.300% Notes due 2028 | IBM 28B | New York Stock Exchange |
| 1.750% Notes due 2028 | IBM 28A | New York Stock Exchange |
| 1.500% Notes due 2029 | IBM 29 | New York Stock Exchange |
| 0.875% Notes due 2030 | IBM 30A | New York Stock Exchange |
| 2.900% Notes due 2030 | IBM 30C | New York Stock Exchange |
| 1.750% Notes due 2031 | IBM 31 | New York Stock Exchange |
| 3.000% Notes due 2031 | IBM 31A | New York Stock Exchange |
| 3.625% Notes due 2031 | IBM 31B | New York Stock Exchange |
| 0.650% Notes due 2032 | IBM 32A | New York Stock Exchange |
| 3.150% Notes due 2033 | IBM 33A | New York Stock Exchange |
| 3.450% Notes due 2034 | IBM 34A | New York Stock Exchange |
| 1.250% Notes due 2034 | IBM 34 | New York Stock Exchange |
| 3.750% Notes due 2035 | IBM 35 | New York Stock Exchange |
| 3.450% Notes due 2037 | IBM 37 | New York Stock Exchange |
| 3.850% Notes due 2038 | IBM 38B | New York Stock Exchange |
| 4.875% Notes due 2038 | IBM 38 | New York Stock Exchange |
| 1.200% Notes due 2040 | IBM 40 | New York Stock Exchange |
| 4.000% Notes due 2043 | IBM 43 | New York Stock Exchange |
| 3.800% Notes due 2045 | IBM 45A | New York Stock Exchange |
| Floating Rate Notes due 2028 | IBM 28E | New York Stock Exchange |
| 6.22% Debentures due 2027 | IBM 27 | New York Stock Exchange |
| 6.50% Debentures due 2028 | IBM 28 | New York Stock Exchange |
| 5.875% Debentures due 2032 | IBM 32D | New York Stock Exchange |
| 7.00% Debentures due 2045 | IBM 45 | New York Stock Exchange |
| 7.125% Debentures due 2096 | IBM 96 | New York Stock Exchange |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

------

**Item 1.01. Entry into a Material Definitive Agreement.**

On June 22, 2026, International Business Machines Corporation ("IBM") (i) extended the maturity of the existing $2.5 billion Three-Year Credit Agreement dated as of June 22, 2021 (as amended by Amendment No. 1 to Three-Year Credit Agreement, dated as of June 30, 2022, and Amendment No. 2 to Three-Year Credit Agreement, dated as of June 20, 2025, the "Existing Three-Year Credit Agreement"), among IBM, the several banks and other financial institutions from time to time parties thereto, JPMorgan Chase Bank, N.A., as Administrative Agent, BNP Paribas, Citibank N.A. and Royal Bank of Canada, as Syndication Agents, and the Documentation Agents named therein pursuant to an extension request as contemplated by the Existing Three-Year Credit Agreement and (ii) extended the maturity of the existing $7.5 billion Five-Year Credit Agreement dated as of June 22, 2021 (as amended by Amendment No. 1 to Five-Year Credit Agreement, dated as of June 30, 2022, and Amendment No. 2 to Five-Year Credit Agreement, dated as of June 20, 2025, the "Existing Five-Year Credit Agreement"), among IBM, the several banks and other financial institutions from time to time parties thereto, JPMorgan Chase Bank, N.A., as Administrative Agent, BNP Paribas, Citibank N.A. and Royal Bank of Canada, as Syndication Agents, and the Documentation Agents named therein pursuant to an extension request as contemplated by the Existing Five-Year Credit Agreement.

The maturity of each of the Existing Three-Year Credit Agreement and the Existing Five-Year Credit Agreement was extended by a period of one year to June 20, 2029 and June 22, 2031, respectively, confirmations of which are filed as Exhibits 10.1 and 10.2 to this report, and are incorporated by reference herein. The terms of the Existing Three-Year Credit Agreement and the Existing Five-Year Credit Agreement otherwise remain unchanged.

**Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.**

The information set forth in Item 1.01 of this Current Report on Form 8-K is incorporated by reference herein.

**Item 9.01. Financial Statements and Exhibits.**

(d)Exhibits

---

| | |
|:---|:---|
| **Exhibit No.** | **Description of Exhibit** |
| 10.1 | <u>[Confirmation of Termination Date Extension dated June 22, 2026, to the $2,500,000,000 Three-Year Credit Agreement, dated as of June 22, 2021 (as amended by Amendment No. 1 to Three-Year Credit Agreement, dated as of June 30, 2022, and Amendment No. 2 to Three-Year Credit Agreement, dated as of June 20, 2025), among IBM, the several banks and other financial institutions from time to time parties thereto, JPMorgan Chase Bank, N.A., as Administrative Agent, BNP Paribas, Citibank N.A. and Royal Bank of Canada, as Syndication Agents, and the Documentation Agents named therein](ibm2026-3xyearcaconfirma.htm)</u> |
| 10.2 | <u>[Confirmation of Termination Date Extension dated June 22, 2026, to the $7,500,000,000 Five-Year Credit Agreement, dated as of June 22, 2021 (as amended by Amendment No. 1 to Five-Year Credit Agreement, dated as of June 30, 2022, and Amendment No. 2 to Five-Year Credit Agreement, dated as of June 20, 2025), among IBM, the several banks and other financial institutions from time to time parties thereto, JPMorgan Chase Bank, N.A., as Administrative Agent, BNP Paribas, Citibank N.A. and Royal Bank of Canada, as Syndication Agents, and the Documentation Agents named therein](ibm2026-5xyearcaconfirma.htm)</u> |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL Document) |

---

------

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

---

| | | |
|:---|:---|:---|
| Date: June 23, 2026 |  |  |
|  | By: | /s/ Brien Wierzchowski |
|  |  | Brien Wierzchowski |
|  |  | Vice President and Treasurer |

---

## Exhibit 10.1

![](ibm2026-3xyearcaconfirma001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;JPMORGAN CHASE BANK, N.A. 383 Madison Avenue New York, New York 10179 June 22, 2026 International Business Machines Corporation One New Orchard Road Armonk, New York 10504 Attention: Vice President and Treasurer Ladies and Gentlemen: Reference is made to (i) the Three-Year Credit Agreement, dated as of June 22, 2021 (as amended by Amendment No. 1 to Three-Year Credit Agreement, dated as of June 30, 2022, Amendment No. 2 to Three-Year Credit Agreement, dated as of June 20, 2025, and as further amended, supplemented or otherwise modified from time to time, the "Credit Agreement") among International Business Machines Corporation, a New York corporation ("IBM"), the Lenders party thereto and JPMorgan Chase Bank, N.A., as the administrative agent (the "Administrative Agent"), and (ii) the Extension Request, dated as of June 2, 2026 (the "Extension Request"), delivered by IBM to the Administrative Agent pursuant to Section 2.21(a) of the Credit Agreement. Unless otherwise defined herein, terms defined in the Credit Agreement are used herein with the same meaning given to them in the Credit Agreement. We hereby confirm that, prior to the Extension Request Deadline specified in the Extension Request, we have received executed consents to the extension of the Termination Date requested in the Extension Request from each of the Lenders listed on Schedule 1 hereto extending the Termination Date with respect to the Revolving Credit Commitments of such consenting Lenders to June 20, 2029. Also listed on Schedule 1 are each Lender's respective Revolving Credit Commitment under the Credit Agreement as of the date hereof. Very truly yours, JPMORGAN CHASE BANK, N.A., as the Administrative Agent

------

![](ibm2026-3xyearcaconfirma002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 1 Lender Revolving Credit Commitment JPMorgan Chase Bank, N.A. $175,000,000.00 BNP Paribas $175,000,000.00 Citibank, N.A. $175,000,000.00 Royal Bank of Canada $175,000,000.00 Banco Santander, S.A., New York Branch $125,000,000.00 Bank of America, N.A. $125,000,000.00 Barclays Bank PLC $125,000,000.00 Deutsche Bank AG New York Branch $125,000,000.00 HSBC Bank USA, N.A. $125,000,000.00 Mizuho Bank, Ltd. $125,000,000.00 MUFG Bank, Ltd. $125,000,000.00 Sumitomo Mitsui Banking Corporation $125,000,000.00 Wells Fargo Bank, National Association $125,000,000.00 Banco Bilbao Vizcaya Argentaria, S.A. New York Branch $84,375,000.00 Canadian Imperial Bank of Commerce, New York Branch $84,375,000.00 Goldman Sachs Bank USA $84,375,000.00 Societe Generale $84,375,000.00 The Bank of Nova Scotia $84,375,000.00 The Toronto-Dominion Bank, New York Branch $84,375,000.00 Truist Bank $84,375,000.00 U.S. Bank National Association $84,375,000.00 Total: $2,500,000,000.00

------

## Exhibit 10.2

![](ibm2026-5xyearcaconfirma001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;JPMORGAN CHASE BANK, N.A. 383 Madison Avenue New York, New York 10179 June 22, 2026 International Business Machines Corporation One New Orchard Road Armonk, New York 10504 Attention: Vice President and Treasurer Ladies and Gentlemen: Reference is made to (i) the Five-Year Credit Agreement, dated as of June 22, 2021 (as amended by Amendment No. 1 to Five-Year Credit Agreement, dated as of June 30, 2022, Amendment No. 2 to Five-Year Credit Agreement, dated as of June 20, 2025, and as further amended, supplemented or otherwise modified from time to time, the "Credit Agreement") among International Business Machines Corporation, a New York corporation ("IBM"), the Lenders party thereto and JPMorgan Chase Bank, N.A., as the administrative agent (the "Administrative Agent"), and (ii) the Extension Request, dated as of June 2, 2026 (the "Extension Request"), delivered by IBM to the Administrative Agent pursuant to Section 2.21(a) of the Credit Agreement. Unless otherwise defined herein, terms defined in the Credit Agreement are used herein with the same meaning given to them in the Credit Agreement. We hereby confirm that, prior to the Extension Request Deadline specified in the Extension Request, we have received executed consents to the extension of the Termination Date requested in the Extension Request from each of the Lenders listed on Schedule 1 hereto extending the Termination Date with respect to the Revolving Credit Commitments of such consenting Lenders to June 22, 2031. Also listed on Schedule 1 are each Lender's respective Revolving Credit Commitment under the Credit Agreement as of the date hereof. Very truly yours, JPMORGAN CHASE BANK, N.A., as the Administrative Agent

------

![](ibm2026-5xyearcaconfirma002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 1 Lender Revolving Credit Commitment JPMorgan Chase Bank, N.A. $525,000,000.00 BNP Paribas $525,000,000.00 Citibank, N.A. $525,000,000.00 Royal Bank of Canada $525,000,000.00 Banco Santander, S.A., New York Branch $375,000,000.00 Bank of America, N.A. $375,000,000.00 Barclays Bank PLC $375,000,000.00 Deutsche Bank AG New York Branch $375,000,000.00 HSBC Bank USA, N.A. $375,000,000.00 Mizuho Bank, Ltd. $375,000,000.00 MUFG Bank, Ltd. $375,000,000.00 Sumitomo Mitsui Banking Corporation $375,000,000.00 Wells Fargo Bank, National Association $375,000,000.00 Banco Bilbao Vizcaya Argentaria, S.A. New York Branch $253,125,000.00 Canadian Imperial Bank of Commerce, New York Branch $253,125,000.00 Goldman Sachs Bank USA $253,125,000.00 Societe Generale $253,125,000.00 The Bank of Nova Scotia $253,125,000.00 The Toronto-Dominion Bank, New York Branch $253,125,000.00 Truist Bank $253,125,000.00 U.S. Bank National Association $253,125,000.00 Total: $7,500,000,000.00

------