# EDGAR Filing Document

**Accession Number:** 0002004843
**File Stem:** 0002004843-25-000004
**Filing Date:** 2025-7
**Character Count:** 8756
**Document Hash:** f49f9443e76f01d4eae8cbb54d172cd1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002004843-25-000004.hdr.sgml**: 20250729

**ACCESSION NUMBER**: 0002004843-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250729

**DATE AS OF CHANGE**: 20250729

**EFFECTIVENESS DATE**: 20250729

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financial Symmetry Inc
- **CENTRAL INDEX KEY:** 0002004843

**ORGANIZATION NAME:**
- **EIN:** 364452360
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23563
- **FILM NUMBER:** 251162089

**BUSINESS ADDRESS:**
- **STREET 1:** 5438 WADE PARK BLVD
- **STREET 2:** SUITE 310
- **CITY:** RALEIGH
- **STATE:** NC
- **ZIP:** 27607
- **BUSINESS PHONE:** 919-851-8200

**MAIL ADDRESS:**
- **STREET 1:** 5438 WADE PARK BLVD
- **STREET 2:** SUITE 310
- **CITY:** RALEIGH
- **STATE:** NC
- **ZIP:** 27607

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financial Symmetry Inc<br>**Address:** 5438 WADE PARK BLVD<br>SUITE 310<br>RALEIGH, NC 27607

**Form 13F File Number:** 028-23563

**CRD Number (if applicable):** 000118443

**SEC File Number (if applicable):** 801-62698

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** William Ramsay<br>**Title:** President<br>**Phone:** 9198518200

**Signature, Place, and Date of Signing:**

William Ramsay  Raleigh, NC  07-29-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 52

**Form 13F Information Table Value Total:** $193622646

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| DFA ETF Tr US Core Equity 2 ETF | COM | 25434V708 |  | 50902755 | 1420278 | SH |  | SOLE |  | 50902755 | 0 | 0 |
| DFA World Ex U S Core Equity 2 Etf | COM | 25434V880 |  | 42257620 | 1438802 | SH |  | SOLE |  | 42257620 | 0 | 0 |
| DFA Emerging Markets Core 2 ETF | COM | 25434V732 |  | 10794421 | 363693 | SH |  | SOLE |  | 10794421 | 0 | 0 |
| Avantis International Equity ETF | COM | 025072703 |  | 10308065 | 139279 | SH |  | SOLE |  | 10308065 | 0 | 0 |
| DFA Core Fixed Income ETF | COM | 25434V872 |  | 9186045 | 217370 | SH |  | SOLE |  | 9186045 | 0 | 0 |
| Vanguard Total World Stock ETF | COM | 922042742 |  | 8567887 | 66666 | SH |  | SOLE |  | 8567887 | 0 | 0 |
| DFA International Core Equity 2 ETF | COM | 25434V799 |  | 8062256 | 259320 | SH |  | SOLE |  | 8062256 | 0 | 0 |
| Avantis US Equity ETF | COM | 025072885 |  | 7785142 | 77218 | SH |  | SOLE |  | 7785142 | 0 | 0 |
| DFA International Small Cap Value ETF | COM | 25434V781 |  | 6670017 | 202674 | SH |  | SOLE |  | 6670017 | 0 | 0 |
| Avantis Emerging Markets Equity ETF | COM | 025072604 |  | 4374432 | 63823 | SH |  | SOLE |  | 4374432 | 0 | 0 |
| DFA Ultrashort Fixed Income ETF | COM | 25434V591 |  | 3706032 | 73025 | SH |  | SOLE |  | 3706032 | 0 | 0 |
| DFA International Core Equity ETF | COM | 25434V203 |  | 2786424 | 80602 | SH |  | SOLE |  | 2786424 | 0 | 0 |
| DFA US Small Cap Value ETF | COM | 25434V815 |  | 2694733 | 91564 | SH |  | SOLE |  | 2694733 | 0 | 0 |
| Vanguard Total Stock Market ETF | COM | 922908769 |  | 2669900 | 8785 | SH |  | SOLE |  | 2669900 | 0 | 0 |
| Vanguard Total International Stock ETF | COM | 921909768 |  | 2609598 | 37771 | SH |  | SOLE |  | 2609598 | 0 | 0 |
| Apple Computer Inc | COM | 037833100 |  | 2484301 | 12109 | SH |  | SOLE |  | 2484301 | 0 | 0 |
| DFA Emerging Core Equity ETF | COM | 25434V302 |  | 2425838 | 83794 | SH |  | SOLE |  | 2425838 | 0 | 0 |
| iShares S 500 | COM | 464287200 |  | 2066717 | 3329 | SH |  | SOLE |  | 2066717 | 0 | 0 |
| DFA US Core Equity ETF | COM | 25434V104 |  | 1253432 | 29590 | SH |  | SOLE |  | 1253432 | 0 | 0 |
| Microsoft Corp | COM | 594918104 |  | 1115709 | 2243 | SH |  | SOLE |  | 1115709 | 0 | 0 |
| Cisco Systems Inc | COM | 17275R102 |  | 748820 | 10793 | SH |  | SOLE |  | 748820 | 0 | 0 |
| Amazon Com Inc | COM | 023135106 |  | 741319 | 3379 | SH |  | SOLE |  | 741319 | 0 | 0 |
| DFA Short-Duration Fixed Inc ETF | COM | 25434V864 |  | 668416 | 13922 | SH |  | SOLE |  | 668416 | 0 | 0 |
| Tesla Motors Inc. | COM | 88160R101 |  | 658192 | 2072 | SH |  | SOLE |  | 658192 | 0 | 0 |
| Nvidia Corp | COM | 67066G104 |  | 647917 | 4101 | SH |  | SOLE |  | 647917 | 0 | 0 |
| DFA ETF Tr US Target Value ETF | COM | 25434V609 |  | 592821 | 10986 | SH |  | SOLE |  | 592821 | 0 | 0 |
| International Business Machines | COM | 459200101 |  | 562379 | 1908 | SH |  | SOLE |  | 562379 | 0 | 0 |
| DFA US Vector Equity ETF | COM | 25434V559 |  | 546693 | 10081 | SH |  | SOLE |  | 546693 | 0 | 0 |
| Avantis US Small Cap Value ETF | COM | 025072877 |  | 488304 | 5360 | SH |  | SOLE |  | 488304 | 0 | 0 |
| DFA ETF Tr US Sm Cap ETF | COM | 25434V500 |  | 470095 | 7379 | SH |  | SOLE |  | 470095 | 0 | 0 |
| DFA Etf Tr Intl Vale Etf | COM | 25434V807 |  | 385898 | 9010 | SH |  | SOLE |  | 385898 | 0 | 0 |
| Alphabet Inc. Class C | COM | 02079K107 |  | 350996 | 1979 | SH |  | SOLE |  | 350996 | 0 | 0 |
| Duke Energy | COM | 26441C204 |  | 340635 | 2887 | SH |  | SOLE |  | 340635 | 0 | 0 |
| Vertex Pharm Inc | COM | 92532F100 |  | 336286 | 755 | SH |  | SOLE |  | 336286 | 0 | 0 |
| DFA Emerging Markets ex China Core Equity ETF | COM | 25434V534 |  | 332116 | 6086 | SH |  | SOLE |  | 332116 | 0 | 0 |
| McDonalds Corp | COM | 580135101 |  | 302688 | 1036 | SH |  | SOLE |  | 302688 | 0 | 0 |
| Avantis International Small Cap Value ETF | COM | 025072802 |  | 294889 | 3720 | SH |  | SOLE |  | 294889 | 0 | 0 |
| iShares Core S Total US Stock Market | COM | 464287150 |  | 288175 | 2134 | SH |  | SOLE |  | 288175 | 0 | 0 |
| Oracle Corp | COM | 68389X105 |  | 287936 | 1317 | SH |  | SOLE |  | 287936 | 0 | 0 |
| Visa Inc | COM | 92826C839 |  | 273744 | 771 | SH |  | SOLE |  | 273744 | 0 | 0 |
| Mastercard Inc Class A | COM | 57636Q104 |  | 264112 | 470 | SH |  | SOLE |  | 264112 | 0 | 0 |
| Wal-Mart Stores Inc. | COM | 931142103 |  | 260193 | 2661 | SH |  | SOLE |  | 260193 | 0 | 0 |
| Procter  Gamble Co | COM | 742718109 |  | 253478 | 1591 | SH |  | SOLE |  | 253478 | 0 | 0 |
| Vanguard Total Bond Market ETF | COM | 921937835 |  | 207808 | 2822 | SH |  | SOLE |  | 207808 | 0 | 0 |
| DFA US Core Equity 1 ETF | COM | 25434V625 |  | 204617 | 3061 | SH |  | SOLE |  | 204617 | 0 | 0 |
| iShares Core S Mid-Cap | COM | 464287507 |  | 203009 | 3273 | SH |  | SOLE |  | 203009 | 0 | 0 |
| Txo Partners L P Com Unit Repstg Ltd Partner Int | COM | 87313P103 |  | 189023 | 12568 | SH |  | SOLE |  | 189023 | 0 | 0 |
| Provectus Biopharmaceuticals Inc | COM | 74373P108 |  | 763 | 10191 | SH |  | SOLE |  | 763 | 0 | 0 |

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