# EDGAR Filing Document

**Accession Number:** 0002006218
**File Stem:** 0001986152-26-000018
**Filing Date:** 2026-2
**Character Count:** 23494
**Document Hash:** e7675c11b027ab3d5d2eb99ba1df778b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001986152-26-000018.hdr.sgml**: 20260210

**ACCESSION NUMBER**: 0001986152-26-000018

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260210

**DATE AS OF CHANGE**: 20260210

**EFFECTIVENESS DATE**: 20260210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TWIN PEAKS WEALTH ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0002006218

**ORGANIZATION NAME:**
- **EIN:** 811580168
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23512
- **FILM NUMBER:** 26615148

**BUSINESS ADDRESS:**
- **STREET 1:** 1008 CAROLAN AVE
- **STREET 2:** UNIT 1301
- **CITY:** BURLINGAME
- **STATE:** CA
- **ZIP:** 94010
- **BUSINESS PHONE:** (650) 200-0308

**MAIL ADDRESS:**
- **STREET 1:** 1008 CAROLAN AVE
- **STREET 2:** UNIT 1301
- **CITY:** BURLINGAME
- **STATE:** CA
- **ZIP:** 94010

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** TWIN PEAKS WEALTH ADVISORS LLC<br>**Address:** 1008 CAROLAN AVE<br>UNIT 1301<br>BURLINGAME, CA 94010

**Form 13F File Number:** 028-23512

**CRD Number (if applicable):** 000323817

**SEC File Number (if applicable):** 801-126874

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lindsay Marie Rider<br>**Title:** Compliance Consultant<br>**Phone:** 7209844071

**Signature, Place, and Date of Signing:**

Lindsay Marie Rider  Thornton, CO  02-10-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 186

**Form 13F Information Table Value Total:** $343207655

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC COM | Stock | 023135106 |  | 7219389 | 34589 | SH |  | SOLE | 0 | 0 | 0 | 34588 |
| ISHARES MORNINGSTAR GROWTH ETF | ETF | 464287119 |  | 1076955 | 10426 | SH |  | SOLE | 0 | 0 | 0 | 10425 |
| INVESCO QQQ TRUST SERIES I | ETF | 46090E103 |  | 4908923 | 7991 | SH |  | SOLE | 0 | 0 | 0 | 7990 |
| ISHARES GOLD TRUST | ETF | 464285204 |  | 2936726 | 30709 | SH |  | SOLE | 0 | 0 | 0 | 30709 |
| ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF | ETF | 46435G672 |  | 1870480 | 37223 | SH |  | SOLE | 0 | 0 | 0 | 37223 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 609242 | 2553 | SH |  | SOLE | 0 | 0 | 0 | 2552 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 2281300 | 6658 | SH |  | SOLE | 0 | 0 | 0 | 6658 |
| COSTCO WHOLESALE CORPORATION COM | Stock | 22160K105 |  | 801433 | 803 | SH |  | SOLE | 0 | 0 | 0 | 803 |
| GOLDMAN SACHS GROUP INC COM | Stock | 38141G104 |  | 486408 | 515 | SH |  | SOLE | 0 | 0 | 0 | 515 |
| PROCTER  GAMBLE CO COM | Stock | 742718109 |  | 334435 | 2126 | SH |  | SOLE | 0 | 0 | 0 | 2125 |
| COCA COLA CO COM | Stock | 191216100 |  | 295419 | 3789 | SH |  | SOLE | 0 | 0 | 0 | 3788 |
| FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND | ETF | 336917109 |  | 513437 | 10232 | SH |  | SOLE | 0 | 0 | 0 | 10231 |
| ISHARES MSCI ACWI EX U.S. ETF | ETF | 464288240 |  | 2789201 | 38234 | SH |  | SOLE | 0 | 0 | 0 | 38234 |
| INTEL CORP COM | Stock | 458140100 |  | 204006 | 4061 | SH |  | SOLE | 0 | 0 | 0 | 4060 |
| NETFLIX INC. COM | Stock | 64110L106 |  | 506523 | 6217 | SH |  | SOLE | 0 | 0 | 0 | 6217 |
| ISHARES SYSTEMATIC BOND ETF | ETF | 46435U796 |  | 230757 | 2563 | SH |  | SOLE | 0 | 0 | 0 | 2563 |
| MERCK  CO INC COM | Stock | 58933Y105 |  | 233300 | 1983 | SH |  | SOLE | 0 | 0 | 0 | 1983 |
| STATE STREET SPDR S 500 ETF | ETF | 78462F103 |  | 5693830 | 8205 | SH |  | SOLE | 0 | 0 | 0 | 8205 |
| MCKESSON CORP COM | Stock | 58155Q103 |  | 884892 | 920 | SH |  | SOLE | 0 | 0 | 0 | 919 |
| MASTERCARD INCORPORATED CL A | Stock | 57636Q104 |  | 382761 | 715 | SH |  | SOLE | 0 | 0 | 0 | 715 |
| FIRST TRUST NASDAQ SEMICONDUCTOR ETF | ETF | 33738R811 |  | 715807 | 4608 | SH |  | SOLE | 0 | 0 | 0 | 4608 |
| ISHARES S 100 ETF | ETF | 464287101 |  | 7734454 | 22528 | SH |  | SOLE | 0 | 0 | 0 | 22528 |
| PACER US CASH COWS 100 ETF | ETF | 69374H881 |  | 248093 | 3885 | SH |  | SOLE | 0 | 0 | 0 | 3884 |
| MARVELL TECHNOLOGY INC COM | Stock | 573874104 |  | 215675 | 2619 | SH |  | SOLE | 0 | 0 | 0 | 2619 |
| FIRST TRUST SMITH OPPORTUNISTIC FIXED INCOME ETF | ETF | 33740F805 |  | 8039835 | 181160 | SH |  | SOLE | 0 | 0 | 0 | 181159 |
| ISHARES CALIFORNIA MUNI BOND ETF | ETF | 464288356 |  | 519637 | 8965 | SH |  | SOLE | 0 | 0 | 0 | 8965 |
| HOME DEPOT INC COM | Stock | 437076102 |  | 327779 | 860 | SH |  | SOLE | 0 | 0 | 0 | 860 |
| PACER US SMALL CAP CASH COWS ETF | ETF | 69374H857 |  | 833344 | 17826 | SH |  | SOLE | 0 | 0 | 0 | 17825 |
| INVESCO S SMALLCAP QUALITY ETF | ETF | 46138G300 |  | 576455 | 12756 | SH |  | SOLE | 0 | 0 | 0 | 12756 |
| INVESCO CALIFORNIA AMT-FREE MUNICIPAL BOND ETF | ETF | 46138E206 |  | 245782 | 10106 | SH |  | SOLE | 0 | 0 | 0 | 10106 |
| INVESCO S 500 MOMENTUM ETF | ETF | 46138E339 |  | 212420 | 1748 | SH |  | SOLE | 0 | 0 | 0 | 1748 |
| FIRST TRUST INSTITUTIONAL PREFERRED SECURITIES  INCOME ETF | ETF | 33739P855 |  | 868437 | 44535 | SH |  | SOLE | 0 | 0 | 0 | 44535 |
| MONGODB INC CL A | Stock | 60937P106 |  | 340239 | 951 | SH |  | SOLE | 0 | 0 | 0 | 951 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 |  | 2209075 | 4792 | SH |  | SOLE | 0 | 0 | 0 | 4792 |
| SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 |  | 200908 | 7625 | SH |  | SOLE | 0 | 0 | 0 | 7624 |
| STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF | ETF | 81369Y308 |  | 481085 | 5503 | SH |  | SOLE | 0 | 0 | 0 | 5502 |
| ISHARES CORE S SMALL CAP ETF | ETF | 464287804 |  | 260578 | 1974 | SH |  | SOLE | 0 | 0 | 0 | 1974 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 |  | 1686723 | 3386 | SH |  | SOLE | 0 | 0 | 0 | 3386 |
| ADOBE INC COM | Stock | 00724F101 |  | 257825 | 966 | SH |  | SOLE | 0 | 0 | 0 | 966 |
| ALPHABET INC CAP STK CL A | Stock | 02079K305 |  | 3724567 | 11484 | SH |  | SOLE | 0 | 0 | 0 | 11484 |
| FIRST TRUST NASDAQ ARTIFICIAL INTELLIGENCE  ROBOTICS ETF | ETF | 33738R720 |  | 529881 | 10200 | SH |  | SOLE | 0 | 0 | 0 | 10199 |
| INTUIT COM | Stock | 461202103 |  | 524243 | 1198 | SH |  | SOLE | 0 | 0 | 0 | 1198 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 6088101 | 14720 | SH |  | SOLE | 0 | 0 | 0 | 14719 |
| FIRST TRUST SMITH UNCONSTRAINED BOND ETF | ETF | 33740F888 |  | 6071186 | 240729 | SH |  | SOLE | 0 | 0 | 0 | 240729 |
| SIMON PPTY GROUP INC NEW COM | REIT | 828806109 |  | 204336 | 1040 | SH |  | SOLE | 0 | 0 | 0 | 1039 |
| VANGUARD SMALL-CAP ETF | ETF | 922908751 |  | 1121543 | 4027 | SH |  | SOLE | 0 | 0 | 0 | 4026 |
| VANGUARD MID-CAP ETF | ETF | 922908629 |  | 1618713 | 5359 | SH |  | SOLE | 0 | 0 | 0 | 5359 |
| TESLA INC COM | Stock | 88160R101 |  | 3308809 | 7929 | SH |  | SOLE | 0 | 0 | 0 | 7928 |
| VANGUARD INFORMATION TECHNOLOGY ETF | ETF | 92204A702 |  | 763494 | 1016 | SH |  | SOLE | 0 | 0 | 0 | 1016 |
| AMPHENOL CORP CL A | Stock | 032095101 |  | 228719 | 1586 | SH |  | SOLE | 0 | 0 | 0 | 1586 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 4657383 | 7297 | SH |  | SOLE | 0 | 0 | 0 | 7297 |
| ASTRAZENECA PLC ORD | ADR | G0593M107 |  | 208315 | 1108 | SH |  | SOLE | 0 | 0 | 0 | 1108 |
| UBER TECHNOLOGIES INC COM | Stock | 90353T100 |  | 271048 | 3667 | SH |  | SOLE | 0 | 0 | 0 | 3667 |
| JPMORGAN BETABUILDERS U.S. EQUITY ETF | ETF | 46641Q399 |  | 1972616 | 15765 | SH |  | SOLE | 0 | 0 | 0 | 15764 |
| CROWDSTRIKE HLDGS INC CL A | Stock | 22788C105 |  | 529571 | 1298 | SH |  | SOLE | 0 | 0 | 0 | 1297 |
| ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF | ETF | 09290C103 |  | 11499947 | 185633 | SH |  | SOLE | 0 | 0 | 0 | 185632 |
| JPMORGAN CORE PLUS BOND ETF | ETF | 46641Q670 |  | 931675 | 19616 | SH |  | SOLE | 0 | 0 | 0 | 19616 |
| ELI LILLY  CO COM | Stock | 532457108 |  | 1255693 | 1202 | SH |  | SOLE | 0 | 0 | 0 | 1202 |
| AVANTIS EMERGING MARKETS EQUITY ETF | ETF | 025072604 |  | 450713 | 5263 | SH |  | SOLE | 0 | 0 | 0 | 5263 |
| VANGUARD TOTAL INTERNATIONAL STOCK ETF | ETF | 921909768 |  | 2691470 | 32763 | SH |  | SOLE | 0 | 0 | 0 | 32762 |
| ISHARES RUSSELL MID-CAP VALUE ETF | ETF | 464287473 |  | 780038 | 5123 | SH |  | SOLE | 0 | 0 | 0 | 5123 |
| TWILIO INC CL A | Stock | 90138F102 |  | 467569 | 3997 | SH |  | SOLE | 0 | 0 | 0 | 3997 |
| JPMORGAN BETABUILDERS INTERNATIONAL EQUITY ETF | ETF | 46641Q373 |  | 1237489 | 15698 | SH |  | SOLE | 0 | 0 | 0 | 15698 |
| MICRON TECHNOLOGY INC COM | Stock | 595112103 |  | 379703 | 990 | SH |  | SOLE | 0 | 0 | 0 | 990 |
| ISHARES U.S. AEROSPACE  DEFENSE ETF | ETF | 464288760 |  | 2201925 | 9376 | SH |  | SOLE | 0 | 0 | 0 | 9376 |
| INVESCO S MIDCAP QUALITY ETF | ETF | 46137V472 |  | 537690 | 4942 | SH |  | SOLE | 0 | 0 | 0 | 4942 |
| OPENDOOR TECHNOLOGIES INC COM | Stock | 683712103 |  | 388734 | 78691 | SH |  | SOLE | 0 | 0 | 0 | 78691 |
| FT VEST LADDERED BUFFER ETF | ETF | 33740F755 |  | 8773709 | 253138 | SH |  | SOLE | 0 | 0 | 0 | 253138 |
| ISHARES RUSSELL MID-CAP GROWTH ETF | ETF | 464287481 |  | 777448 | 5686 | SH |  | SOLE | 0 | 0 | 0 | 5686 |
| FIRST TRUST CLOUD COMPUTING ETF | ETF | 33734X192 |  | 1206679 | 10518 | SH |  | SOLE | 0 | 0 | 0 | 10518 |
| SNOWFLAKE INC COM SHS | Stock | 833445109 |  | 242107 | 1376 | SH |  | SOLE | 0 | 0 | 0 | 1376 |
| PALANTIR TECHNOLOGIES INC CL A | Stock | 69608A108 |  | 291725 | 2041 | SH |  | SOLE | 0 | 0 | 0 | 2041 |
| INVESCO NASDAQ 100 ETF | ETF | 46138G649 |  | 1629134 | 6441 | SH |  | SOLE | 0 | 0 | 0 | 6441 |
| VANGUARD RUSSELL 1000 ETF | ETF | 92206C730 |  | 852316 | 2708 | SH |  | SOLE | 0 | 0 | 0 | 2708 |
| SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 |  | 274421 | 11717 | SH |  | SOLE | 0 | 0 | 0 | 11717 |
| ISHARES MSCI EAFE VALUE ETF | ETF | 464288877 |  | 8018824 | 101982 | SH |  | SOLE | 0 | 0 | 0 | 101981 |
| FT VEST LADDERED DEEP BUFFER ETF | ETF | 33740U703 |  | 871806 | 30568 | SH |  | SOLE | 0 | 0 | 0 | 30568 |
| ISHARES U.S. CARBON TRANSITION READINESS AWARE ACTIVE ETF | ETF | 09290C509 |  | 310562 | 4131 | SH |  | SOLE | 0 | 0 | 0 | 4130 |
| VISA INC COM CL A | Stock | 92826C839 |  | 601021 | 1846 | SH |  | SOLE | 0 | 0 | 0 | 1846 |
| INVESCO PHLX SEMICONDUCTOR ETF | ETF | 46138G615 |  | 385342 | 5998 | SH |  | SOLE | 0 | 0 | 0 | 5998 |
| ROBINHOOD MKTS INC COM CL A | Stock | 770700102 |  | 387010 | 4471 | SH |  | SOLE | 0 | 0 | 0 | 4471 |
| PIMCO ACTIVE BOND EXCHANGE-TRADED FUND | ETF | 72201R775 |  | 310837 | 3324 | SH |  | SOLE | 0 | 0 | 0 | 3324 |
| VANGUARD GROWTH ETF | ETF | 922908736 |  | 230087 | 486 | SH |  | SOLE | 0 | 0 | 0 | 486 |
| ISHARES U.S. TREASURY BOND ETF | ETF | 46429B267 |  | 1824495 | 79154 | SH |  | SOLE | 0 | 0 | 0 | 79153 |
| FIRST TRUST LIMITED DURATION INVESTMENT GRADE CORPORATE ETF | ETF | 33738D804 |  | 483184 | 25166 | SH |  | SOLE | 0 | 0 | 0 | 25165 |
| DOORDASH INC CL A | Stock | 25809K105 |  | 340773 | 1830 | SH |  | SOLE | 0 | 0 | 0 | 1829 |
| FIRST TRUST CAPITAL STRENGTH ETF | ETF | 33733E104 |  | 1139546 | 11539 | SH |  | SOLE | 0 | 0 | 0 | 11538 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 10362698 | 15302 | SH |  | SOLE | 0 | 0 | 0 | 15301 |
| ASML HLDG NV N Y REGISTRY SHS | ADR | N07059210 |  | 293045 | 205 | SH |  | SOLE | 0 | 0 | 0 | 205 |
| JPMORGAN ACTIVE VALUE ETF | ETF | 46641Q167 |  | 1328550 | 17290 | SH |  | SOLE | 0 | 0 | 0 | 17289 |
| SERVICENOW INC COM | Stock | 81762P102 |  | 228961 | 2204 | SH |  | SOLE | 0 | 0 | 0 | 2204 |
| PALO ALTO NETWORKS INC COM | Stock | 697435105 |  | 208197 | 1254 | SH |  | SOLE | 0 | 0 | 0 | 1254 |
| JPMORGAN INTERNATIONAL RESEARCH ENHANCED EQUITY ETF | ETF | 46641Q134 |  | 954875 | 11761 | SH |  | SOLE | 0 | 0 | 0 | 11760 |
| PGIM TOTAL RETURN BOND ETF | ETF | 69344A800 |  | 1534921 | 36407 | SH |  | SOLE | 0 | 0 | 0 | 36407 |
| FT VEST LADDERED NASDAQ BUFFER ETF | ETF | 33740U752 |  | 3541754 | 98327 | SH |  | SOLE | 0 | 0 | 0 | 98327 |
| JPMORGAN ACTIVE GROWTH ETF | ETF | 46654Q609 |  | 1122327 | 12410 | SH |  | SOLE | 0 | 0 | 0 | 12409 |
| BROADCOM INC COM | Stock | 11135F101 |  | 1886411 | 5485 | SH |  | SOLE | 0 | 0 | 0 | 5484 |
| MOODYS CORP COM | Stock | 615369105 |  | 423091 | 941 | SH |  | SOLE | 0 | 0 | 0 | 941 |
| ISHARES U.S. THEMATIC ROTATION ACTIVE ETF | ETF | 09290C806 |  | 4135713 | 106317 | SH |  | SOLE | 0 | 0 | 0 | 106316 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 8578085 | 45138 | SH |  | SOLE | 0 | 0 | 0 | 45138 |
| JPMORGAN BETABUILDERS U.S. AGGREGATE BOND ETF | ETF | 46641Q241 |  | 568226 | 12228 | SH |  | SOLE | 0 | 0 | 0 | 12227 |
| GERON CORP COM | Stock | 374163103 |  | 44185 | 27444 | SH |  | SOLE | 0 | 0 | 0 | 27444 |
| ABBVIE INC COM | Stock | 00287Y109 |  | 666208 | 2984 | SH |  | SOLE | 0 | 0 | 0 | 2984 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 |  | 10440901 | 140637 | SH |  | SOLE | 0 | 0 | 0 | 140637 |
| VANGUARD TOTAL BOND MARKET ETF | ETF | 921937835 |  | 1283512 | 17286 | SH |  | SOLE | 0 | 0 | 0 | 17286 |
| ISHARES FLEXIBLE INCOME ACTIVE ETF | ETF | 092528603 |  | 1636832 | 30889 | SH |  | SOLE | 0 | 0 | 0 | 30889 |
| TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS | ADR | 874039100 |  | 553373 | 1557 | SH |  | SOLE | 0 | 0 | 0 | 1557 |
| FIRST TRUST PREFERRED SECURITIES  INCOME ETF | ETF | 33739E108 |  | 5071807 | 276703 | SH |  | SOLE | 0 | 0 | 0 | 276702 |
| MCDONALDS CORP COM | Stock | 580135101 |  | 396227 | 1217 | SH |  | SOLE | 0 | 0 | 0 | 1216 |
| JPMORGAN ACTIVE BOND ETF | ETF | 46654Q716 |  | 937921 | 17314 | SH |  | SOLE | 0 | 0 | 0 | 17314 |
| FIRST TRUST INTERMEDIATE DURATION INVESTMENT GRADE CORPORATE ETF | ETF | 33738D796 |  | 1167958 | 55170 | SH |  | SOLE | 0 | 0 | 0 | 55170 |
| JPMORGAN U.S. TECH LEADERS ETF | ETF | 46654Q732 |  | 279470 | 3280 | SH |  | SOLE | 0 | 0 | 0 | 3280 |
| CISCO SYS INC COM | Stock | 17275R102 |  | 342904 | 3951 | SH |  | SOLE | 0 | 0 | 0 | 3951 |
| ISHARES RUSSELL MIDCAP ETF | ETF | 464287499 |  | 270459 | 2649 | SH |  | SOLE | 0 | 0 | 0 | 2648 |
| FEDERATED HERMES TOTAL RETURN BOND ETF | ETF | 31423L404 |  | 541352 | 21280 | SH |  | SOLE | 0 | 0 | 0 | 21279 |
| ADVANCED MICRO DEVICES INC COM | Stock | 007903107 |  | 1036904 | 4800 | SH |  | SOLE | 0 | 0 | 0 | 4800 |
| PGIM JENNISON INTERNATIONAL OPPORTUNITIES ETF | ETF | 69344A818 |  | 806080 | 12886 | SH |  | SOLE | 0 | 0 | 0 | 12886 |
| FIRST TRUST SENIOR LOAN FUND | ETF | 33738D309 |  | 2227872 | 49056 | SH |  | SOLE | 0 | 0 | 0 | 49055 |
| JPMORGAN GLOBAL SELECT EQUITY ETF GLOBAL SELECT EQUITY ETF | ETF | 46654Q740 |  | 257931 | 3694 | SH |  | SOLE | 0 | 0 | 0 | 3694 |
| VANGUARD CALIFORNIA TAX-EXEMPT BOND ETF | ETF | 922021605 |  | 288733 | 2856 | SH |  | SOLE | 0 | 0 | 0 | 2856 |
| AT INC COM | Stock | 00206R102 |  | 332336 | 12259 | SH |  | SOLE | 0 | 0 | 0 | 12258 |
| GE VERNOVA INC COM | Stock | 36828A101 |  | 213923 | 267 | SH |  | SOLE | 0 | 0 | 0 | 266 |
| GE AEROSPACE COM NEW | Stock | 369604301 |  | 326249 | 1030 | SH |  | SOLE | 0 | 0 | 0 | 1030 |
| ISHARES MSCI USA QUALITY FACTOR ETF | ETF | 46432F339 |  | 4941027 | 24217 | SH |  | SOLE | 0 | 0 | 0 | 24217 |
| ISHARES MSCI USA MOMENTUM FACTOR ETF | ETF | 46432F396 |  | 3848070 | 14948 | SH |  | SOLE | 0 | 0 | 0 | 14948 |
| RENAISSANCE IPO ETF | ETF | 759937204 |  | 231616 | 5086 | SH |  | SOLE | 0 | 0 | 0 | 5086 |
| ISHARES S 500 VALUE ETF | ETF | 464287408 |  | 11908999 | 53743 | SH |  | SOLE | 0 | 0 | 0 | 53743 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 9481601 | 77369 | SH |  | SOLE | 0 | 0 | 0 | 77369 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 11030973 | 15824 | SH |  | SOLE | 0 | 0 | 0 | 15824 |
| ISHARES A.I. INNOVATION AND TECH ACTIVE ETF | ETF | 09290C780 |  | 4625435 | 130884 | SH |  | SOLE | 0 | 0 | 0 | 130883 |
| WELLS FARGO  CO COM | Stock | 949746101 |  | 323319 | 3417 | SH |  | SOLE | 0 | 0 | 0 | 3417 |
| FIRST TRUST S INTERNATIONAL DIVIDEND ARISTOCRATS ETF | ETF | 33738R688 |  | 588275 | 26631 | SH |  | SOLE | 0 | 0 | 0 | 26630 |
| ISHARES MBS ETF | ETF | 464288588 |  | 2234342 | 23384 | SH |  | SOLE | 0 | 0 | 0 | 23384 |
| ISHARES 10-20 YEAR TREASURY BOND ETF | ETF | 464288653 |  | 3366581 | 33038 | SH |  | SOLE | 0 | 0 | 0 | 33038 |
| SALESFORCE INC COM | Stock | 79466L302 |  | 668969 | 3448 | SH |  | SOLE | 0 | 0 | 0 | 3447 |
| JPMORGAN CHASE  CO COM | Stock | 46625H100 |  | 789157 | 2450 | SH |  | SOLE | 0 | 0 | 0 | 2450 |
| CHEVRON CORPORATION COM | Stock | 166764100 |  | 242716 | 1329 | SH |  | SOLE | 0 | 0 | 0 | 1329 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 376660 | 5509 | SH |  | SOLE | 0 | 0 | 0 | 5509 |
| BANK AMERICA CORP COM | Stock | 060505104 |  | 325152 | 5764 | SH |  | SOLE | 0 | 0 | 0 | 5764 |
| WALMART INC COM | Stock | 931142103 |  | 630597 | 4888 | SH |  | SOLE | 0 | 0 | 0 | 4887 |
| FIRST TRUST RISING DIVIDEND ACHIEVERS ETF | ETF | 33738R506 |  | 2432589 | 33401 | SH |  | SOLE | 0 | 0 | 0 | 33400 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 |  | 298183 | 1006 | SH |  | SOLE | 0 | 0 | 0 | 1006 |
| ORACLE CORP COM | Stock | 68389X105 |  | 413392 | 2640 | SH |  | SOLE | 0 | 0 | 0 | 2639 |
| FIRST TRUST US EQUITY OPPORTUNITIES ETF | ETF | 336920103 |  | 5765396 | 34807 | SH |  | SOLE | 0 | 0 | 0 | 34806 |
| RTX CORPORATION COM | Stock | 75513E101 |  | 243028 | 1239 | SH |  | SOLE | 0 | 0 | 0 | 1238 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 537995 | 9316 | SH |  | SOLE | 0 | 0 | 0 | 9315 |
| TEXAS INSTRS INC COM | Stock | 882508104 |  | 1118790 | 5114 | SH |  | SOLE | 0 | 0 | 0 | 5114 |
| VANGUARD HIGH DIVIDEND YIELD INDEX ETF | ETF | 921946406 |  | 268873 | 1726 | SH |  | SOLE | 0 | 0 | 0 | 1726 |
| MORGAN STANLEY COM NEW | Stock | 617446448 |  | 243443 | 1335 | SH |  | SOLE | 0 | 0 | 0 | 1335 |
| KLA CORP COM NEW | Stock | 482480100 |  | 730622 | 507 | SH |  | SOLE | 0 | 0 | 0 | 507 |
| GILEAD SCIENCES INC COM | Stock | 375558103 |  | 250083 | 1649 | SH |  | SOLE | 0 | 0 | 0 | 1648 |
| CATERPILLAR INC COM | Stock | 149123101 |  | 348715 | 470 | SH |  | SOLE | 0 | 0 | 0 | 469 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 5218187 | 16086 | SH |  | SOLE | 0 | 0 | 0 | 16085 |
| AMERICAN EXPRESS CO COM | Stock | 025816109 |  | 246860 | 686 | SH |  | SOLE | 0 | 0 | 0 | 686 |
| APPLIED MATLS INC COM | Stock | 038222105 |  | 515689 | 1560 | SH |  | SOLE | 0 | 0 | 0 | 1560 |
| FIRST TRUST NYSE ARCA BIOTECHNOLOGY INDEX FUND | ETF | 33733E203 |  | 409121 | 1930 | SH |  | SOLE | 0 | 0 | 0 | 1930 |
| FIRST TRUST DOW JONES INTERNET INDEX FUND | ETF | 33733E302 |  | 3180735 | 12819 | SH |  | SOLE | 0 | 0 | 0 | 12818 |
| ISHARES CORE S U.S. GROWTH ETF | ETF | 464287671 |  | 505706 | 3015 | SH |  | SOLE | 0 | 0 | 0 | 3015 |
| CAMBRIA GLOBAL EW ETF | ETF | 02072Q713 |  | 1372774 | 25569 | SH |  | SOLE | 0 | 0 | 0 | 25568 |
| STATE STREET SPDR PORTFOLIO S 500 ETF | ETF | 78464A854 |  | 2450407 | 30011 | SH |  | SOLE | 0 | 0 | 0 | 30011 |
| ALPHA ARCHITECT US EQUITY 2 ETF | ETF | 02072Q358 |  | 2429933 | 49139 | SH |  | SOLE | 0 | 0 | 0 | 49139 |
| FIRST TRUST ENHANCED SHORT MATURITY ETF | ETF | 33739Q408 |  | 7587751 | 126484 | SH |  | SOLE | 0 | 0 | 0 | 126483 |
| ALIBABA GROUP HLDG LTD SPONSORED ADS | ADR | 01609W102 |  | 209336 | 1284 | SH |  | SOLE | 0 | 0 | 0 | 1284 |
| ISHARES CORE TOTAL USD BOND MARKET ETF | ETF | 46434V613 |  | 8249243 | 176757 | SH |  | SOLE | 0 | 0 | 0 | 176756 |
| FIRST TRUST INTERNATIONAL EQUITY OPPORTUNITIES ETF | ETF | 33734X853 |  | 2355139 | 35217 | SH |  | SOLE | 0 | 0 | 0 | 35217 |
| VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 |  | 209702 | 2660 | SH |  | SOLE | 0 | 0 | 0 | 2659 |
| LAM RESEARCH CORP COM NEW | Stock | 512807306 |  | 241574 | 1054 | SH |  | SOLE | 0 | 0 | 0 | 1053 |
| STATE STREET SPDR PORTFOLIO S 500 VALUE ETF | ETF | 78464A508 |  | 495001 | 8342 | SH |  | SOLE | 0 | 0 | 0 | 8341 |
| PHILIP MORRIS INTL INC COM | Stock | 718172109 |  | 253782 | 1396 | SH |  | SOLE | 0 | 0 | 0 | 1395 |
| FIDELITY TOTAL BOND ETF | ETF | 316188309 |  | 1260259 | 27296 | SH |  | SOLE | 0 | 0 | 0 | 27296 |
| WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND | ETF | 97717X578 |  | 329307 | 7707 | SH |  | SOLE | 0 | 0 | 0 | 7706 |
| CITIGROUP INC COM NEW | Stock | 172967424 |  | 207718 | 1678 | SH |  | SOLE | 0 | 0 | 0 | 1678 |
| ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF | ETF | 464288281 |  | 383298 | 3963 | SH |  | SOLE | 0 | 0 | 0 | 3962 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 493547 | 3264 | SH |  | SOLE | 0 | 0 | 0 | 3263 |
| UNITEDHEALTH GROUP INC COM | Stock | 91324P102 |  | 425281 | 1543 | SH |  | SOLE | 0 | 0 | 0 | 1542 |
| FIRST TRUST VALUE LINE DIVIDEND INDEX FUND | ETF | 33734H106 |  | 575730 | 11764 | SH |  | SOLE | 0 | 0 | 0 | 11764 |
| SHOPIFY INC CL A SUB VTG SHS | Stock | 82509L107 |  | 342886 | 2896 | SH |  | SOLE | 0 | 0 | 0 | 2896 |
| FIRST TRUST NASDAQ CYBERSECURITY ETF | ETF | 33734X846 |  | 4779658 | 69939 | SH |  | SOLE | 0 | 0 | 0 | 69939 |
| ISHARES CORE S MID-CAP ETF | ETF | 464287507 |  | 614856 | 8565 | SH |  | SOLE | 0 | 0 | 0 | 8564 |
| APPLE INC COM | Stock | 037833100 |  | 19271976 | 70177 | SH |  | SOLE | 0 | 0 | 0 | 70176 |
| TR ACTIVEBETA US LARGE CAP EQUITY ETF | ETF | 381430503 |  | 204924 | 1531 | SH |  | SOLE | 0 | 0 | 0 | 1531 |
| DISNEY WALT CO COM | Stock | 254687106 |  | 231564 | 2162 | SH |  | SOLE | 0 | 0 | 0 | 2161 |
| ISHARES RUSSELL 1000 ETF | ETF | 464287622 |  | 290595 | 764 | SH |  | SOLE | 0 | 0 | 0 | 764 |
| ISHARES RUSSELL 1000 VALUE ETF | ETF | 464287598 |  | 1480759 | 6592 | SH |  | SOLE | 0 | 0 | 0 | 6592 |

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