# EDGAR Filing Document

**Accession Number:** 0001906539
**File Stem:** 0001906539-26-000001
**Filing Date:** 2026-1
**Character Count:** 14637
**Document Hash:** bc602fdac013cd7229b8e0475bc26579
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001906539-26-000001.hdr.sgml**: 20260121

**ACCESSION NUMBER**: 0001906539-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260121

**DATE AS OF CHANGE**: 20260120

**EFFECTIVENESS DATE**: 20260121

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LOCKERMAN FINANCIAL GROUP, INC.
- **CENTRAL INDEX KEY:** 0001906539

**ORGANIZATION NAME:**
- **EIN:** 872992325
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22466
- **FILM NUMBER:** 26544663

**BUSINESS ADDRESS:**
- **STREET 1:** 4695 MACARTHUR COURT
- **STREET 2:** SUITE 490
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92660
- **BUSINESS PHONE:** 949-554-3500

**MAIL ADDRESS:**
- **STREET 1:** 4695 MACARTHUR COURT
- **STREET 2:** SUITE 490
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92660

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** LOCKERMAN FINANCIAL GROUP INC.<br>**Address:** 4695 MACARTHUR COURT<br>SUITE 490<br>NEWPORT BEACH, CA 92660

**Form 13F File Number:** 028-22466

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lisa L Lockerman<br>**Title:** Chief Compliance Officer<br>**Phone:** 949-544-3500

**Signature, Place, and Date of Signing:**

/s/Lisa L Lockerman  Newport Beach, CA  01-20-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 96

**Form 13F Information Table Value Total:** $52126577

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 101450 | 444 | SH |  | DFND |  | 0 | 0 | 444 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 103963 | 455 | SH |  | SOLE |  | 0 | 0 | 455 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 384677 | 1229 | SH |  | DFND |  | 0 | 0 | 1229 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 240284 | 1041 | SH |  | DFND |  | 0 | 0 | 1041 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 23082 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 350972 | 1291 | SH |  | DFND |  | 0 | 0 | 1291 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 | BBG01Q9L3DJ3 | 214226 | 6433 | SH |  | DFND |  | 0 | 0 | 6433 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 | BBG00NNWBWQ2 | 574491 | 9447 | SH |  | DFND |  | 0 | 0 | 9447 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 | BBG01408D4M5 | 217326 | 5636 | SH |  | DFND |  | 0 | 0 | 5636 |
| BLACKROCK ETF TRUST II | ISHARES AAA CLO | 092528504 | BBG01C8315P7 | 278542 | 5383 | SH |  | DFND |  | 0 | 0 | 5383 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 | BBG01GQYLJY8 | 347396 | 6583 | SH |  | DFND |  | 0 | 0 | 6583 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 284149 | 821 | SH |  | DFND |  | 0 | 0 | 821 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 535495 | 13526 | SH |  | SOLE |  | 0 | 0 | 13526 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | BBG0177CTQC7 | 299714 | 6433 | SH |  | SOLE |  | 0 | 0 | 6433 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 155829 | 145 | SH |  | DFND |  | 0 | 0 | 145 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 111425 | 104 | SH |  | SOLE |  | 0 | 0 | 104 |
| GOLDMAN SACHS ETF TR | MARKETBETA US EQ | 381430123 | BBG00TSXPF39 | 353906 | 3749 | SH |  | DFND |  | 0 | 0 | 3749 |
| INVESCO EXCH TRADED FD TR II | S 500 REVENUE | 46138G698 | BBG00P4Y2QS5 | 300405 | 2624 | SH |  | SOLE |  | 0 | 0 | 2624 |
| INVESCO EXCH TRADED FD TR II | S INTL MOMNT | 46138E222 | BBG002PL3ZV6 | 249380 | 4488 | SH |  | SOLE |  | 0 | 0 | 4488 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 519521 | 7729 | SH |  | DFND |  | 0 | 0 | 7729 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 | BBG001SSD830 | 218720 | 2151 | SH |  | DFND |  | 0 | 0 | 2151 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 | BBG001S80936 | 312328 | 3248 | SH |  | DFND |  | 0 | 0 | 3248 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 | BBG002NCM1M2 | 394916 | 8212 | SH |  | DFND |  | 0 | 0 | 8212 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 1062592 | 1551 | SH |  | DFND |  | 0 | 0 | 1551 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 55330 | 81 | SH |  | SOLE |  | 0 | 0 | 81 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 | BBG006MJCSW0 | 551277 | 11845 | SH |  | DFND |  | 0 | 0 | 11845 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG001SNYBH6 | 382053 | 5350 | SH |  | DFND |  | 0 | 0 | 5350 |
| ISHARES TR | HIGH YLD CORP BD | 46436E320 | BBG01959G8T8 | 237149 | 7942 | SH |  | DFND |  | 0 | 0 | 7942 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 | BBG001ST0ZQ7 | 208348 | 2584 | SH |  | DFND |  | 0 | 0 | 2584 |
| ISHARES TR | INVESTMENT GRADE | 46435G219 | BBG00H4BPM52 | 429296 | 9402 | SH |  | DFND |  | 0 | 0 | 9402 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 | BBG004FPV022 | 225787 | 902 | SH |  | DFND |  | 0 | 0 | 902 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | BBG004TRTWW3 | 244967 | 1233 | SH |  | DFND |  | 0 | 0 | 1233 |
| ISHARES TR | S 100 ETF | 464287101 | BBG001SGB026 | 429749 | 1253 | SH |  | DFND |  | 0 | 0 | 1253 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 497613 | 4037 | SH |  | DFND |  | 0 | 0 | 4037 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 638995 | 3013 | SH |  | DFND |  | 0 | 0 | 3013 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 277527 | 2601 | SH |  | DFND |  | 0 | 0 | 2601 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE BOND ETF | 46654Q716 | BBG01J4V6196 | 1357266 | 25102 | SH |  | DFND |  | 0 | 0 | 25102 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS US | 46641Q241 | BBG00MSHTH59 | 1078695 | 23238 | SH |  | DFND |  | 0 | 0 | 23238 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS USD | 46641Q878 | BBG00DRLJ399 | 371496 | 7989 | SH |  | DFND |  | 0 | 0 | 7989 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDRS US | 46641Q399 | BBG00NKWFC12 | 3593959 | 29146 | SH |  | DFND |  | 0 | 0 | 29146 |
| J P MORGAN EXCHANGE TRADED F | GLOBAL SEL EQUIT | 46654Q740 | BBG01J1LP500 | 1033099 | 15267 | SH |  | DFND |  | 0 | 0 | 15267 |
| J P MORGAN EXCHANGE TRADED F | INTERNL GWT | 46641Q324 | BBG00TSG1GG6 | 320682 | 4373 | SH |  | DFND |  | 0 | 0 | 4373 |
| J P MORGAN EXCHANGE TRADED F | INTRNL RES EQT | 46641Q134 | BBG016CBQVP3 | 1735047 | 23171 | SH |  | DFND |  | 0 | 0 | 23171 |
| J P MORGAN EXCHANGE TRADED F | JPMORGAN INTL VL | 46654Q757 | BBG01J1R8HL7 | 345835 | 4308 | SH |  | DFND |  | 0 | 0 | 4308 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | BBG00M8D48L9 | 9949 | 197 | SH |  | SOLE |  | 0 | 0 | 197 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | BBG00M8D48L9 | 988639 | 19577 | SH |  | DFND |  | 0 | 0 | 19577 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 | BBG00J5DPW97 | 379586 | 6008 | SH |  | SOLE |  | 0 | 0 | 6008 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 247306 | 1195 | SH |  | DFND |  | 0 | 0 | 1195 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 337687 | 1048 | SH |  | DFND |  | 0 | 0 | 1048 |
| MASIMO CORP | COM | 574795100 | BBG001S71GQ6 | 1534708 | 11800 | SH |  | SOLE |  | 0 | 0 | 11800 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 554229 | 1146 | SH |  | DFND |  | 0 | 0 | 1146 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 127676 | 264 | SH |  | SOLE |  | 0 | 0 | 264 |
| NORTHROP GRUMMAN CORP | COM | 666807102 | BBG001S5TP26 | 73558 | 129 | SH |  | DFND |  | 0 | 0 | 129 |
| NORTHROP GRUMMAN CORP | COM | 666807102 | BBG001S5TP26 | 470994 | 826 | SH |  | SOLE |  | 0 | 0 | 826 |
| NOVO-NORDISK A S | ADR | 670100205 | BBG001S5TSK0 | 304008 | 5975 | SH |  | SOLE |  | 0 | 0 | 5975 |
| NUSHARES ETF TR | NUVEEN ESG EMRGN | 67092P888 | BBG00GVX41Y3 | 203838 | 5729 | SH |  | DFND |  | 0 | 0 | 5729 |
| NUSHARES ETF TR | NUVEEN ESG INTL | 67092P805 | BBG00GVWYK25 | 412179 | 11383 | SH |  | DFND |  | 0 | 0 | 11383 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 | BBG00FJ5GY57 | 562057 | 5747 | SH |  | DFND |  | 0 | 0 | 5747 |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 | BBG00FJ5HBJ1 | 531410 | 11796 | SH |  | DFND |  | 0 | 0 | 11796 |
| NUSHARES ETF TR | NUVEEN ESG US | 67092P870 | BBG00HTVKZ20 | 547497 | 24491 | SH |  | DFND |  | 0 | 0 | 24491 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 506161 | 2714 | SH |  | DFND |  | 0 | 0 | 2714 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 104473 | 729 | SH |  | DFND |  | 0 | 0 | 729 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 192714 | 1345 | SH |  | SOLE |  | 0 | 0 | 1345 |
| RUSSELL INVTS EXCHANGE TRADE | GLOBAL EQUITY ET | 78249U308 | BBG01TXZVSX9 | 211837 | 7135 | SH |  | DFND |  | 0 | 0 | 7135 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 607940 | 1534 | SH |  | DFND |  | 0 | 0 | 1534 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 | BBG001SRXRJ1 | 2246747 | 50591 | SH |  | DFND |  | 0 | 0 | 50591 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 | BBG001SRXRD7 | 1707302 | 36473 | SH |  | DFND |  | 0 | 0 | 36473 |
| SPDR INDEX SHS FDS | S INTL SMLCP | 78463X871 | BBG001SRXRK9 | 487460 | 11930 | SH |  | DFND |  | 0 | 0 | 11930 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 3981731 | 5839 | SH |  | DFND |  | 0 | 0 | 5839 |
| SPDR SERIES TRUST | BLOOMBERG EMERGI | 78464A391 | BBG001V0JXM5 | 265117 | 12406 | SH |  | DFND |  | 0 | 0 | 12406 |
| SPDR SERIES TRUST | BLOOMBERG ENHNCD | 78468R440 | BBG01PKPCVP6 | 568802 | 19923 | SH |  | DFND |  | 0 | 0 | 19923 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 | BBG001SPTB87 | 30821 | 384 | SH |  | SOLE |  | 0 | 0 | 384 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 | BBG001SPT9T9 | 511230 | 8828 | SH |  | DFND |  | 0 | 0 | 8828 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 | BBG001SPTB87 | 850172 | 10598 | SH |  | DFND |  | 0 | 0 | 10598 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 | BBG004T58LZ5 | 888372 | 18958 | SH |  | DFND |  | 0 | 0 | 18958 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R515 | BBG00ZXP9R74 | 458892 | 18024 | SH |  | DFND |  | 0 | 0 | 18024 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 | BBG001STKD11 | 347136 | 13481 | SH |  | DFND |  | 0 | 0 | 13481 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 | BBG004T58LZ5 | 3374 | 72 | SH |  | SOLE |  | 0 | 0 | 72 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R622 | BBG001SQS7X7 | 294158 | 3026 | SH |  | DFND |  | 0 | 0 | 3026 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 | BBG001STKCY7 | 780918 | 29502 | SH |  | DFND |  | 0 | 0 | 29502 |
| SPDR SERIES TRUST | STATE STRET SPDR | 78468R861 | BBG004MKB438 | 340578 | 17850 | SH |  | DFND |  | 0 | 0 | 17850 |
| SSGA ACTIVE ETF TR | STATE STREET BLA | 78467V608 | BBG004DF1DW8 | 406056 | 9839 | SH |  | DFND |  | 0 | 0 | 9839 |
| SSGA ACTIVE TR | STATE STREET FIX | 78470P507 | BBG00NS9WHL3 | 1856348 | 71646 | SH |  | DFND |  | 0 | 0 | 71646 |
| SSGA ACTIVE TR | STATE STREET US | 78470P408 | BBG00NS9VV15 | 2360179 | 37878 | SH |  | DFND |  | 0 | 0 | 37878 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 278097 | 3529 | SH |  | DFND |  | 0 | 0 | 3529 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 8433 | 107 | SH |  | SOLE |  | 0 | 0 | 107 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 3037 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 218581 | 2951 | SH |  | DFND |  | 0 | 0 | 2951 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 309004 | 493 | SH |  | DFND |  | 0 | 0 | 493 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 328349 | 524 | SH |  | SOLE |  | 0 | 0 | 524 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 222285 | 663 | SH |  | DFND |  | 0 | 0 | 663 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 7712 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 957522 | 19040 | SH |  | DFND |  | 0 | 0 | 19040 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 | BBG001TCH518 | 299153 | 2457 | SH |  | SOLE |  | 0 | 0 | 2457 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 261641 | 4188 | SH |  | DFND |  | 0 | 0 | 4188 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 | BBG001T0Y6L1 | 289965 | 2054 | SH |  | SOLE |  | 0 | 0 | 2054 |

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