# EDGAR Filing Document

**Accession Number:** 0001991364
**File Stem:** 0001539497-26-000342
**Filing Date:** 2026-2
**Character Count:** 916727
**Document Hash:** 7cbb5bd12291a296ddcc99fbc553c16f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001539497-26-000342.hdr.sgml**: 20260211

**ACCESSION NUMBER**: 0001539497-26-000342

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 15

**CONFORMED PERIOD OF REPORT**: 20260211

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260211

**DATE AS OF CHANGE**: 20260211

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Other

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Residential Mortgage Acceptance Corp.
- **CENTRAL INDEX KEY:** 0001991364

**ORGANIZATION NAME:**
- **EIN:** 061572996
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-06667
- **FILM NUMBER:** 26621721

**BUSINESS ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179
- **BUSINESS PHONE:** 212-834-4890

**MAIL ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Residential Mortgage Acceptance Corp.
- **CENTRAL INDEX KEY:** 0001991364

**ORGANIZATION NAME:**
- **EIN:** 061572996
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179
- **BUSINESS PHONE:** 212-834-4890

**MAIL ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Residential Mortgage Acceptance Corp.
- **CENTRAL INDEX KEY:** 0001991364

**ORGANIZATION NAME:**
- **EIN:** 061572996
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-06667

**BUSINESS ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179
- **BUSINESS PHONE:** 212-834-4890

**MAIL ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER**

**REPORT PURSUANT TO SECTION 15G**

**OF THE SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

[_] Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period _________ to __________.

Date of Report (Date of earliest event reported): ___________

Commission File Number of securitizer: ___________

Central Index Key Number of securitizer: ___________

  <br> (Name and telephone number, including area code, <br> of the person to contact in connection with this filing)

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1): [_]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i): [_]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii): [_]

[X] Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2).

Central Index Key Number of depositor: 0001991364

---

| |
|:---|
| &nbsp;&nbsp;**Chase Home Lending Mortgage Trust 2026-2** |
| &nbsp;&nbsp;(Exact name of issuing entity as specified in its charter) |

---

Central Index Key Number of issuing entity (if applicable): __________

Central Index Key Number of underwriter (if applicable): __________

---

| |
|:---|
| &nbsp;&nbsp;**Bithun John, (212) 834-4890** |
| &nbsp;&nbsp;(Name and telephone number, including area code, <br> of the person to contact in connection with this filing) |

---

**INFORMATION TO BE INCLUDED IN THE REPORT**

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

N/A

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
| Date: February 11<u>,</u> 2026 | J.P. MORGAN RESIDENTIAL MORTGAGE ACCEPTANCE CORP. <br> (Depositor) | J.P. MORGAN RESIDENTIAL MORTGAGE ACCEPTANCE CORP. <br> (Depositor) |
|  | By: | /s/ Bithun John |
|  |  | Name: Bithun John<br>Title: President |

---

**EXHIBIT INDEX**

99.1 AMC Diligence, LLC ("AMC") Pool 1 Executive Summary

99.2 AMC Pool 1 Rating Agency Grades

99.3 AMC Pool 1 Exception Grades

99.4 AMC Pool 1 Valuation Report

99.5 AMC Pool 1 Data Compare Summary

99.6 AMC Pool 1 Data Compare

99.7 AMC Pool 2 Executive Summary

99.8 AMC Pool 2 Rating Agency Grades

99.9 AMC Pool 2 Exception Grades

99.10 AMC Pool 2 Valuation Report

99.11 AMC Pool 2 Data Compare Summary

99.12 AMC Pool 2 Data Compare

## Exhibit 99.1

**Exhibit 99.1**

![](n5592_amclogo.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("**AMC**") performed certain due diligence services described below on non-conforming residential mortgages acquired from various parties. The review was conducted on behalf of JPMorgan Chase Bank, N.A. ("**Client**") during November 2025 via files imaged and provided by JPMorgan Chase Bank, N.A. for review (the "**Review**").

The loan in the Review carried an origination date of August 2025.

**(2) Sample size of the assets reviewed.**

The Review was conducted on a total population of one (1) loan. The Review did not cover 100% of the loans in the securitization population; however, the Review did cover the entire portion of the securitization population reviewed by AMC.

**(3) Determination of the sample size and computation.**

AMC is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by AMC.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by Client to the data found in the actual file as captured by AMC. This comparison, when data was available, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;Original LTV |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Origination Channel |
| &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Borrower Qualifying FICO | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;State |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original Loan Amount |  |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)"), and/or loan-to-value ratios ("LTV(s)") used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from

1 \| P a g e

![](n5592_amclogo.jpg)

Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP/Turbo Review** 

When a DU/LP/Turbo form is provided, AMC (i) confirmed and captured recommendations and (ii) verified that (a) red flags listed on the DU/LP/Turbo were addressed by the underwriter, (b) listed credit conditions were cleared by the underwriter, and (c) the final DU/LP/Turbo in the file contained data that matched the data gathered from documents in the file. All mortgage loans are manually underwritten with documentation requirements determined by Client guidelines and the AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

2 \| P a g e

![](n5592_amclogo.jpg)

**Title Review:** AMC's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, AMC sought to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagor's requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process.

If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception and worked with the Client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in AMC's review resulted in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product was ordered.

AMC also considered processes that included Fannie Mae's Collateral Underwriter (CU) or Freddie Mac Loan Collateral Advisor (LCA) on one-unit single-family homes and condos for GSE eligible loans. No additional property value due diligence was completed in cases where CU/LCA indicated that appraisal risk was consistent with the respective GSE's day one RW&E relief. Freddie Mac's Home Value Explorer (HVE) was also considered an acceptable secondary valuation

3 \| P a g e

![](n5592_amclogo.jpg)

product for GSE-related transactions. If the CU/LCA risk score was ineligible for GSE RW&E relief, then AMC compared a third valuation product (such as a field review) to the original appraisal.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

4 \| P a g e

![](n5592_amclogo.jpg)

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the mortgage loan file and, as necessary,
attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan
originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, AMC's
review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements,
for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage
loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan
to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to
resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name
and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing
Disclosure; and

5 \| P a g e

![](n5592_amclogo.jpg)

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were
within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the
event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days
prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

6 \| P a g e

![](n5592_amclogo.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure
to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial
CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by
the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

 

7 \| P a g e

![](n5592_amclogo.jpg)

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

---

| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

---

---

| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

---

---

| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

---

For the mortgage loans determined to be Safe Harbor QM (APOR), the AMC report will indicate (i) "Yes" with respect to any mortgage loan for which the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on such mortgage loans, (ii) "No" with respect to any mortgage loan for which the lender provided a VSH indicator of "No" and (iii) "Not Stated" with respect to any mortgage loan for which the lender did not provide a VSH indicator.

\* Note, for mortgage loans in which the lender provided the VSH indicator, AMC captured the VSH indicator in the AMC report but did not verify the VSH indicator as provided by the related lender.

In addition to the above, for loans (i) that are designated as "Yes" with respect to a VSH indicator, (ii) for which such "Yes" VSH indicator was provided within the loan images, on the data tape or in the deal notes, and (iii) for which the related mortgage loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH, AMC performed an additional variance evaluation on such QM (APOR) mortgage loans. AMC's variance evaluation consists of a review of such mortgage loan to identify documentation variances that would cause one to question the VSH attestation provided by the lender. If variances were identified, the mortgage loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines, and the AMC report will indicate "No" with respect to such mortgage loans. The results of the variance evaluation are reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

8 \| P a g e

![](n5592_amclogo.jpg)

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

9 \| P a g e

![](n5592_amclogo.jpg)

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial
application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;■ Underwriting
summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;■ Credit
report;

&nbsp;&nbsp;&nbsp;&nbsp;■ Income
and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;■ Asset
documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Sales
contract;

&nbsp;&nbsp;&nbsp;&nbsp;■ Hazard
and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;■ Copy
of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary
Title;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final
1003;

&nbsp;&nbsp;&nbsp;&nbsp;■ Changed
circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Right
of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed
of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage
Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible
Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Subordination
Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;■ FACTA
disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;■ Notice
of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial
and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;■ HUD
from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final
HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Loan
Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;■ Closing
Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;■ Certain
other disclosures related to the enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws

10 \| P a g e

![](n5592_amclogo.jpg)

("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of DBRS, Inc. ("DBRS"), Fitch Ratings, Inc. ("Fitch"), Kroll Bond Rating Agency, Inc. ("Kroll"), Moody's Investors Service, Inc. ("Moody's"), and S&P Global Ratings ("S&P").

**OVERALL REVIEW RESULTS SUMMARY**

There was one (1) mortgage loan in the securitization population reviewed by AMC. After all documents were presented, under the applicable NRSRO grading criteria, the loan had an Overall loan grade of "A".

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Exception Level Grade** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**0** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**0** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**0** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**0** |

---

**COMPLIANCE RESULTS SUMMARY**

Of the one (1) loan reviewed, under the applicable NRSRO grading criteria, the one (1) loan had a Compliance Review "A" grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

11 \| P a g e

![](n5592_amclogo.jpg)

**PROPERTY/VALUATION REVIEW RESULTS SUMMARY**

Of the one (1) loan reviewed, under the applicable NRSRO grading criteria, the one (1) loan had a Property Review "A" grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**CREDIT REVIEW RESULTS SUMMARY**

Of the one (1) loan reviewed, under the applicable NRSRO grading criteria, the one (1) loan had a Credit Review "A" grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the one (1) mortgage loan reviewed, there were no tape discrepancies.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**# Of Loans** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Origination Channel | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**23** | &nbsp;&nbsp;**0.00%** | &nbsp;&nbsp;**1** |

---

12 \| P a g e

![](n5592_amclogo.jpg)

**ADDITIONAL LOAN POPULATION SUMMARY\***

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Originator Loan Designation** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$834000.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$834000.00** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$834000.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$834000.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$834000.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$834000.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$834000.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$834000.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$834000.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$834000.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$834000.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$834000.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$834000.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$834000.00** | &nbsp;&nbsp;**100.00%** |

---

\*Tables may not add to 100% due to rounding.

**EXCEPTION DETAIL**

The exception summary below ties to the total number of B and C exceptions for the population included in the Review. Some mortgage loans may be listed multiple times if they carried multiple exception categories even if those categories were within the same general exception category (ex. Disclosures and RESPA Tolerance within Compliance).

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception** | &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Grade Impact** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |

---

13 \| P a g e

## Exhibit 99.2

**Exhibit 99.2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;![](situsamc_logo.jpg) | &nbsp;&nbsp;![](situsamc_logo.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Rating Agency Grades** | &nbsp;&nbsp;**Rating Agency Grades** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 2/5/2026 3:49:59 PM** | &nbsp;&nbsp;**Run Date - 2/5/2026 3:49:59 PM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** |
| &nbsp;&nbsp;**AMC Loan ID** | &nbsp;&nbsp;**Customer Loan ID** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Investor Loan Number** | &nbsp;&nbsp;**Deal Number** | &nbsp;&nbsp;**Original Loan Amount** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** |
| &nbsp;&nbsp;224304520 |  | &nbsp;&nbsp;3158621815 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |

---

## Exhibit 99.3

**Exhibit 99.3**

No Data Available

## Exhibit 99.4

**Exhibit 99.4**

![](situsamc_logo.jpg)

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Run Date - 2/5/2026 3:50:00 PM** | **Run Date - 2/5/2026 3:50:00 PM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| 224304520 |  | 3158621815 |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |

---

## Exhibit 99.5

**Exhibit 99.5**

![](situsamc_logo.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Summary (Total)** | &nbsp;&nbsp;**Data Compare Summary (Total)** | &nbsp;&nbsp;**Data Compare Summary (Total)** | &nbsp;&nbsp;**Data Compare Summary (Total)** | &nbsp;&nbsp;**Data Compare Summary (Total)** |
| &nbsp;&nbsp;**Run Date - 2/5/2026 3:49:47 PM** | &nbsp;&nbsp;**Run Date - 2/5/2026 3:49:47 PM** | &nbsp;&nbsp;**Run Date - 2/5/2026 3:49:47 PM** | &nbsp;&nbsp;**Run Date - 2/5/2026 3:49:47 PM** | &nbsp;&nbsp;**Run Date - 2/5/2026 3:49:47 PM** |
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**# Of Loans** |
| &nbsp;&nbsp;City | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Origination Channel | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**23** | &nbsp;&nbsp;**0.00%** | &nbsp;&nbsp;**1** |

---

## Exhibit 99.6

**Exhibit 99.6**

![](situsamc_logo.jpg)

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare (Non-Ignored)** | &nbsp;&nbsp;**Data Compare (Non-Ignored)** | &nbsp;&nbsp;**Data Compare (Non-Ignored)** | &nbsp;&nbsp;**Data Compare (Non-Ignored)** | &nbsp;&nbsp;**Data Compare (Non-Ignored)** |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 2/5/2026 3:48:53 PM** | &nbsp;&nbsp;**Run Date - 2/5/2026 3:48:53 PM** | &nbsp;&nbsp;**Run Date - 2/5/2026 3:48:53 PM** |  |  |  |  |  |  |
| &nbsp;&nbsp;**AMC Loan ID** | &nbsp;&nbsp;**Customer Loan ID** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Servicer Loan ID** | &nbsp;&nbsp;**Investor Loan Number** &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Bid Tape Field Value** | &nbsp;&nbsp;**Field Value** | &nbsp;&nbsp;**Compare Status** | &nbsp;&nbsp;**Comment** |

---

## Exhibit 99.7

**Exhibit 99.7**

![](n5592_amclogo.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("**AMC**") performed certain due diligence services described below on non-conforming residential mortgages acquired from various parties. The review was conducted on behalf of JPMorgan Chase Bank, N.A. ("**Client**") during February 2026 via files imaged and provided by JPMorgan Chase Bank, N.A. for review (the "**Review**").

The loans in the Review carried origination dates between July 2025 and November 2025.

**(2) Sample size of the assets reviewed.**

The Review was conducted on a total population of two hundred forty-one (241) loans. Two hundred forty-one (241) loans were randomly selected by AMC from a population of three hundred ninety-seven (397) loans. The Review did not cover 100% of the loans in the securitization population; however, the Review did cover the entire portion of the securitization population reviewed by AMC.

**(3) Determination of the sample size and computation.**

AMC is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by AMC.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by Client to the data found in the actual file as captured by AMC. This comparison, when data was available, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original Loan Amount |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;Original LTV |
| &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Origination Channel |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Borrower Qualifying FICO | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Coborrower Qualifying FICO | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Zip |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)"), and/or loan-to-value ratios ("LTV(s)") used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as

1 \| P a g e

![](n5592_amclogo.jpg)

appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP/Turbo Review** 

When a DU/LP/Turbo form is provided, AMC (i) confirmed and captured recommendations and (ii) verified that (a) red flags listed on the DU/LP/Turbo were addressed by the underwriter, (b) listed credit conditions were cleared by the underwriter, and (c) the final DU/LP/Turbo in the file contained data that matched the data gathered from documents in the file. All mortgage loans are manually underwritten with documentation requirements determined by Client guidelines and the AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

2 \| P a g e

![](n5592_amclogo.jpg)

**Title Review:** AMC's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, AMC sought to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagor's requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process.

If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception and worked with the Client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in AMC's review resulted in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product was ordered.

AMC also considered processes that included Fannie Mae's Collateral Underwriter (CU) or Freddie Mac Loan Collateral Advisor (LCA) on one-unit single-family homes and condos for GSE eligible loans. No additional property value due diligence was completed in cases where CU/LCA indicated that appraisal risk was consistent with the respective GSE's day one RW&E relief. Freddie Mac's Home Value Explorer (HVE) was also considered an acceptable secondary valuation

3 \| P a g e

![](n5592_amclogo.jpg)

product for GSE-related transactions. If the CU/LCA risk score was ineligible for GSE RW&E relief, then AMC compared a third valuation product (such as a field review) to the original appraisal.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

4 \| P a g e

![](n5592_amclogo.jpg)

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the mortgage loan file and, as necessary,
attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan
originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, AMC's
review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements,
for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage
loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan
to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to
resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name
and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing
Disclosure; and

5 \| P a g e

![](n5592_amclogo.jpg)

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were
within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the
event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days
prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

6 \| P a g e

![](n5592_amclogo.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure
to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial
CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by
the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

 

7 \| P a g e

![](n5592_amclogo.jpg)

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

1.) for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source,

2.) for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or

3.) for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors.

For the mortgage loans determined to be Safe Harbor QM (APOR), the AMC report will indicate (i) "Yes" with respect to any mortgage loan for which the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on such mortgage loans, (ii) "No" with respect to any mortgage loan for which the lender provided a VSH indicator of "No" and (iii) "Not Stated" with respect to any mortgage loan for which the lender did not provide a VSH indicator.

\* Note, for mortgage loans in which the lender provided the VSH indicator, AMC captured the VSH indicator in the AMC report but did not verify the VSH indicator as provided by the related lender.

In addition to the above, for loans (i) that are designated as "Yes" with respect to a VSH indicator, (ii) for which such "Yes" VSH indicator was provided within the loan images, on the data tape or in the deal notes, and (iii) for which the related mortgage loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH, AMC performed an additional variance evaluation on such QM (APOR) mortgage loans. AMC's variance evaluation consists of a review of such mortgage loan to identify documentation variances that would cause one to question the VSH attestation provided by the lender. If variances were identified, the mortgage loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines, and the AMC report will indicate "No" with respect to such mortgage loans. The results of the variance evaluation are reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

8 \| P a g e

![](n5592_amclogo.jpg)

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

9 \| P a g e

![](n5592_amclogo.jpg)

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial
application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;■ Underwriting
summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;■ Credit
report;

&nbsp;&nbsp;&nbsp;&nbsp;■ Income
and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;■ Asset
documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Sales
contract;

&nbsp;&nbsp;&nbsp;&nbsp;■ Hazard
and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;■ Copy
of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary
Title;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final
1003;

&nbsp;&nbsp;&nbsp;&nbsp;■ Changed
circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Right
of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed
of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage
Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible
Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Subordination
Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;■ FACTA
disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;■ Notice
of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial
and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;■ HUD
from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final
HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Loan
Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;■ Closing
Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;■ Certain
other disclosures related to the enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws

10 \| P a g e

![](n5592_amclogo.jpg)

("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of DBRS, Inc. ("DBRS"), Fitch Ratings, Inc. ("Fitch"), Kroll Bond Rating Agency, Inc. ("Kroll"), Moody's Investors Service, Inc. ("Moody's"), and S&P Global Ratings ("S&P").

**OVERALL REVIEW RESULTS SUMMARY**

There were two hundred forty-one (241) mortgage loans in the securitization population reviewed by AMC. After all documents were presented, under the applicable Fitch and Moody's NRSRO grading criteria, nineteen (19) (7.88%) loans had an Overall loan grade of "B" and three (3) (1.24%) loans had an Overall loan grade of "C". After all documents were presented, under the applicable DBRS, Kroll and S&P NRSRO grading criteria, twenty (20) (8.30%) loans had an Overall loan grade of "B" and two (2) (0.83%) loans had an Overall loan grade of "C".

The Fitch Ratings, Inc. ("Fitch"), and Moody's Investors Service, Inc. ("Moody's") Exception Level Grades are as follows:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Exception Level Grade** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***3*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***15*** |

---

11 \| P a g e

![](n5592_amclogo.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**18** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Credit Grade (C) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***13*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**14** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**0** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**32** |

---

The DBRS, Inc. ("DBRS"), Kroll Bond Rating Agency, Inc. ("Kroll"), and S&P Global Ratings ("S&P") Exception Level Grades are as follows:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Exception Level Grade** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***2*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***16*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**18** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Credit Grade (C) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***13*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**14** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**0** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**32** |

---

**COMPLIANCE RESULTS SUMMARY**

After all documents were presented, under the applicable Fitch and Moody's NRSRO grading criteria, eleven (11) (4.56%) loans had a Compliance loan grade of "B" and two (2) (0.83%) loan had a Compliance loan grade of "C". After all documents were presented, under the applicable DBRS, Kroll and S&P NRSRO grading criteria, twelve (12) (4.98%) loans had a Compliance loan grade of "B" and one (1) (0.41%) loans had a Compliance loan grade of "C".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch & Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;228 | &nbsp;&nbsp;94.61% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;11 | &nbsp;&nbsp;4.56% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.83% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**DBRS, Kroll & S&P NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;228 | &nbsp;&nbsp;94.61% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;12 | &nbsp;&nbsp;4.98% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.41% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

12 \| P a g e

![](n5592_amclogo.jpg)

**PROPERTY/VALUATION REVIEW RESULTS SUMMARY**

Of the two hundred forty-one (241) loans reviewed, under the applicable NRSRO grading criteria, all loans had a Property Review "A" grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;241 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**CREDIT REVIEW RESULTS SUMMARY**

Of the two hundred forty-one (241) loans reviewed, under the applicable NRSRO grading criteria, two hundred twenty-seven (227) mortgage loans (94.19%) of the total received an "A" Credit Review grade. Thirteen (13) mortgage loans (5.39%) of the total received a "B" Credit Review grades and were due to missing documentation and/or guideline adherence (see exception detail below). Exceptions were offset by strong compensating factors such as high disposable income, low LTV, and/or high liquid assets. One (1) mortgage loan (0.41%) of the total received a "C" Credit Review Grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;227 | &nbsp;&nbsp;94.19% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;13 | &nbsp;&nbsp;5.39% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.41% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the two hundred forty-one (241) mortgage loans reviewed, forty-nine (49) (20.33%) mortgage loans had tape discrepancies across fourteen (14) unique data fields. The most common tape discrepancies were Initial Rate Lock Date (12.45%), Contract Sales Price (3.32%), and Appraisal Effective Date (2.49%).

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**# Of Loans** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.41% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;6 | &nbsp;&nbsp;241 | &nbsp;&nbsp;2.49% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;2 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Borrower Qualifying FICO | &nbsp;&nbsp;2 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Coborrower Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;157 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;8 | &nbsp;&nbsp;241 | &nbsp;&nbsp;3.32% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;30 | &nbsp;&nbsp;241 | &nbsp;&nbsp;12.45% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;5 | &nbsp;&nbsp;241 | &nbsp;&nbsp;2.07% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;5 | &nbsp;&nbsp;241 | &nbsp;&nbsp;2.07% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;1 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.41% | &nbsp;&nbsp;241 |

---

13 \| P a g e

![](n5592_amclogo.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;1 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.41% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;4 | &nbsp;&nbsp;241 | &nbsp;&nbsp;1.66% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Origination Channel | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;2 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;2 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**71** | &nbsp;&nbsp;**5700** | &nbsp;&nbsp;**1.25%** | &nbsp;&nbsp;**241** |

---

**ADDITIONAL LOAN POPULATION SUMMARY\***

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Originator Loan Designation** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;$602000.00 | &nbsp;&nbsp;0.19% |
| &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;239 | &nbsp;&nbsp;99.17% | &nbsp;&nbsp;$318972858.00 | &nbsp;&nbsp;99.81% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**241** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$319574858.00** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;240 | &nbsp;&nbsp;99.59% | &nbsp;&nbsp;$318631858.00 | &nbsp;&nbsp;99.70% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.41% | &nbsp;&nbsp;$943000.00 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**241** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$319574858.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;241 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$319574858.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**241** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$319574858.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;19 | &nbsp;&nbsp;7.88% | &nbsp;&nbsp;$20702571.00 | &nbsp;&nbsp;6.48% |
| &nbsp;&nbsp;Limited Cash-Out | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;$2299000.00 | &nbsp;&nbsp;0.72% |
| &nbsp;&nbsp;Facilitate REO | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;46 | &nbsp;&nbsp;19.09% | &nbsp;&nbsp;$56251361.00 | &nbsp;&nbsp;17.60% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;106 | &nbsp;&nbsp;43.98% | &nbsp;&nbsp;$150430142.00 | &nbsp;&nbsp;47.07% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;68 | &nbsp;&nbsp;28.22% | &nbsp;&nbsp;$89891784.00 | &nbsp;&nbsp;28.13% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**241** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$319574858.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;$362900.00 | &nbsp;&nbsp;0.11% |
| &nbsp;&nbsp;181-240 Months | &nbsp;&nbsp;6 | &nbsp;&nbsp;2.49% | &nbsp;&nbsp;$8497000.00 | &nbsp;&nbsp;2.66% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;233 | &nbsp;&nbsp;96.68% | &nbsp;&nbsp;$310714958.00 | &nbsp;&nbsp;97.23% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**241** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$319574858.00** | &nbsp;&nbsp;**100.00%** |

---

14 \| P a g e

![](n5592_amclogo.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;128 | &nbsp;&nbsp;53.11% | &nbsp;&nbsp;$172556609.00 | &nbsp;&nbsp;54.00% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;4 | &nbsp;&nbsp;1.66% | &nbsp;&nbsp;$1908000.00 | &nbsp;&nbsp;0.60% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;19 | &nbsp;&nbsp;7.88% | &nbsp;&nbsp;$22069460.00 | &nbsp;&nbsp;6.91% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.07% | &nbsp;&nbsp;$4030500.00 | &nbsp;&nbsp;1.26% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;75 | &nbsp;&nbsp;31.12% | &nbsp;&nbsp;$103168789.00 | &nbsp;&nbsp;32.28% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;6 | &nbsp;&nbsp;2.49% | &nbsp;&nbsp;$9122000.00 | &nbsp;&nbsp;2.85% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;1.66% | &nbsp;&nbsp;$6719500.00 | &nbsp;&nbsp;2.10% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**241** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$319574858.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;222 | &nbsp;&nbsp;92.12% | &nbsp;&nbsp;$292748983.00 | &nbsp;&nbsp;91.61% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;19 | &nbsp;&nbsp;7.88% | &nbsp;&nbsp;$26825875.00 | &nbsp;&nbsp;8.39% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**241** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$319574858.00** | &nbsp;&nbsp;**100.00%** |

---

\*Tables may not add to 100% due to rounding.

**EXCEPTION DETAIL**

The exception summary below ties to the total number of B and C exceptions for the population included in the Review. Some mortgage loans may be listed multiple times if they carried multiple exception categories even if those categories were within the same general exception category (ex. Disclosures and RESPA Tolerance within Compliance).

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch, and Moody's Exceptions** | &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Check Loan Designation Match - QM | &nbsp;&nbsp;Compliance &nbsp;&nbsp;C | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;Compliance &nbsp;&nbsp;C | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;Compliance &nbsp;&nbsp;C | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;TRID Final Closing Disclosure Non-Escrow Costs Year 1 Underdisclosed - October 2018 | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. | &nbsp;&nbsp;Credit &nbsp;&nbsp;C | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;Credit &nbsp;&nbsp;B | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit Exception: | &nbsp;&nbsp;Credit &nbsp;&nbsp;B | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Title Policy Coverage is less than Original Loan Amount. | &nbsp;&nbsp;Credit &nbsp;&nbsp;B | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Guideline Requirement: Total cash-out discrepancy. | &nbsp;&nbsp;Credit &nbsp;&nbsp;B | &nbsp;&nbsp;1 |

---

15 \| P a g e

![](n5592_amclogo.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**DBRS, Kroll, and S&P Exceptions** | &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;Compliance &nbsp;&nbsp;C | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;Compliance &nbsp;&nbsp;C | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Check Loan Designation Match - QM | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;TRID Final Closing Disclosure Non-Escrow Costs Year 1 Underdisclosed - October 2018 | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. | &nbsp;&nbsp;Credit &nbsp;&nbsp;C | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;Credit &nbsp;&nbsp;B | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit Exception: | &nbsp;&nbsp;Credit &nbsp;&nbsp;B | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Title Policy Coverage is less than Original Loan Amount. | &nbsp;&nbsp;Credit &nbsp;&nbsp;B | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Guideline Requirement: Total cash-out discrepancy. | &nbsp;&nbsp;Credit &nbsp;&nbsp;B | &nbsp;&nbsp;1 |

---

16 \| P a g e

## Exhibit 99.8

**Exhibit 99.8**

![](situsamc_logo.jpg)

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Rating Agency Grades** | &nbsp;&nbsp;**Rating Agency Grades** | &nbsp;&nbsp;**Rating Agency Grades** | &nbsp;&nbsp;**Rating Agency Grades** | &nbsp;&nbsp;**Rating Agency Grades** | &nbsp;&nbsp;**Rating Agency Grades** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:10 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:10 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:10 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:10 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:10 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:10 PM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**INITIAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL CREDIT LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL COMPLIANCE LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL PROPERTY LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** | &nbsp;&nbsp;**FINAL OVERALL LOAN GRADES** |
| &nbsp;&nbsp;**AMC Loan ID** | &nbsp;&nbsp;**Customer Loan ID** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Investor Loan Number** | &nbsp;&nbsp;**Deal Number** | &nbsp;&nbsp;**Original Loan Amount** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**Moody's** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Morningstar** |
| &nbsp;&nbsp;225033144 |  | &nbsp;&nbsp;3158621807 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033145 |  | &nbsp;&nbsp;3158621809 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033146 |  | &nbsp;&nbsp;3158621810 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033147 |  | &nbsp;&nbsp;3158621811 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033148 |  | &nbsp;&nbsp;3158621812 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033149 |  | &nbsp;&nbsp;3158621814 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033150 |  | &nbsp;&nbsp;3158621816 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033151 |  | &nbsp;&nbsp;3158621818 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033152 |  | &nbsp;&nbsp;3158621820 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033153 |  | &nbsp;&nbsp;3158621823 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033154 |  | &nbsp;&nbsp;3158621825 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033155 |  | &nbsp;&nbsp;3158621826 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033156 |  | &nbsp;&nbsp;3158621828 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033157 |  | &nbsp;&nbsp;3158621829 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033158 |  | &nbsp;&nbsp;3158621831 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033159 |  | &nbsp;&nbsp;3158621833 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033160 |  | &nbsp;&nbsp;3158621834 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033161 |  | &nbsp;&nbsp;3158621835 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033162 |  | &nbsp;&nbsp;3158621836 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033163 |  | &nbsp;&nbsp;3158621838 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033164 |  | &nbsp;&nbsp;3158621839 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033165 |  | &nbsp;&nbsp;3158621840 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033166 |  | &nbsp;&nbsp;3158621841 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033167 |  | &nbsp;&nbsp;3158621842 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033168 |  | &nbsp;&nbsp;3158621844 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033169 |  | &nbsp;&nbsp;3158621845 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033170 |  | &nbsp;&nbsp;3158621847 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033171 |  | &nbsp;&nbsp;3158621849 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D |  | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033173 |  | &nbsp;&nbsp;3158621852 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033174 |  | &nbsp;&nbsp;3158621854 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033175 |  | &nbsp;&nbsp;3158621855 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033176 |  | &nbsp;&nbsp;3158621856 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033177 |  | &nbsp;&nbsp;3158621859 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033178 |  | &nbsp;&nbsp;3158621860 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033179 |  | &nbsp;&nbsp;3158621861 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033180 |  | &nbsp;&nbsp;3158621863 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033181 |  | &nbsp;&nbsp;3158621864 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033182 |  | &nbsp;&nbsp;3158621865 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033183 |  | &nbsp;&nbsp;3158621866 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033184 |  | &nbsp;&nbsp;3158621867 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033185 |  | &nbsp;&nbsp;3158621873 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033186 |  | &nbsp;&nbsp;3158621874 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033187 |  | &nbsp;&nbsp;3158621875 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033188 |  | &nbsp;&nbsp;3158621878 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033189 |  | &nbsp;&nbsp;3158621880 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033190 |  | &nbsp;&nbsp;3158621882 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033191 |  | &nbsp;&nbsp;3158621884 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033192 |  | &nbsp;&nbsp;3158621885 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033193 |  | &nbsp;&nbsp;3158621888 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033194 |  | &nbsp;&nbsp;3158621889 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033195 |  | &nbsp;&nbsp;3158621890 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033196 |  | &nbsp;&nbsp;3158621892 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033197 |  | &nbsp;&nbsp;3158621893 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033198 |  | &nbsp;&nbsp;3158621895 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033199 |  | &nbsp;&nbsp;3158621897 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033200 |  | &nbsp;&nbsp;3158621899 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033201 |  | &nbsp;&nbsp;3158621900 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033202 |  | &nbsp;&nbsp;3158621905 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033203 |  | &nbsp;&nbsp;3158621906 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033204 |  | &nbsp;&nbsp;3158621908 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033205 |  | &nbsp;&nbsp;3158621909 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033206 |  | &nbsp;&nbsp;3158621910 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033207 |  | &nbsp;&nbsp;3158621911 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033208 |  | &nbsp;&nbsp;3158621912 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033209 |  | &nbsp;&nbsp;3158621913 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033210 |  | &nbsp;&nbsp;3158621914 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033211 |  | &nbsp;&nbsp;3158621915 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033212 |  | &nbsp;&nbsp;3158621916 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033213 |  | &nbsp;&nbsp;3158621917 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033214 |  | &nbsp;&nbsp;3158621919 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033215 |  | &nbsp;&nbsp;3158621920 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033216 |  | &nbsp;&nbsp;3158621922 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033217 |  | &nbsp;&nbsp;3158621923 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033218 |  | &nbsp;&nbsp;3158621924 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033219 |  | &nbsp;&nbsp;3158621927 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033220 |  | &nbsp;&nbsp;3158621929 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033221 |  | &nbsp;&nbsp;3158621930 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033222 |  | &nbsp;&nbsp;3158621931 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033223 |  | &nbsp;&nbsp;3158621932 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033224 |  | &nbsp;&nbsp;3158621936 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033225 |  | &nbsp;&nbsp;3158621938 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033226 |  | &nbsp;&nbsp;3158621939 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033227 |  | &nbsp;&nbsp;3158621941 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033228 |  | &nbsp;&nbsp;3158621944 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033229 |  | &nbsp;&nbsp;3158621945 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033230 |  | &nbsp;&nbsp;3158621947 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033231 |  | &nbsp;&nbsp;3158621948 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033232 |  | &nbsp;&nbsp;3158621951 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033233 |  | &nbsp;&nbsp;3158621953 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033234 |  | &nbsp;&nbsp;3158621955 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033235 |  | &nbsp;&nbsp;3158621956 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033236 |  | &nbsp;&nbsp;3158621959 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033237 |  | &nbsp;&nbsp;3158621960 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033238 |  | &nbsp;&nbsp;3158621962 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033239 |  | &nbsp;&nbsp;3158621964 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033240 |  | &nbsp;&nbsp;3158621966 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033241 |  | &nbsp;&nbsp;3158621967 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033242 |  | &nbsp;&nbsp;3158621968 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033243 |  | &nbsp;&nbsp;3158621969 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033244 |  | &nbsp;&nbsp;3158621970 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033245 |  | &nbsp;&nbsp;3158621972 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033246 |  | &nbsp;&nbsp;3158621973 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033247 |  | &nbsp;&nbsp;3158621974 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033248 |  | &nbsp;&nbsp;3158621975 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033249 |  | &nbsp;&nbsp;3158621976 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033250 |  | &nbsp;&nbsp;3158621977 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033251 |  | &nbsp;&nbsp;3158621978 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033252 |  | &nbsp;&nbsp;3158621983 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033253 |  | &nbsp;&nbsp;3158621984 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033254 |  | &nbsp;&nbsp;3158621985 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033255 |  | &nbsp;&nbsp;3158621986 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033256 |  | &nbsp;&nbsp;3158621987 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033257 |  | &nbsp;&nbsp;3158621989 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033258 |  | &nbsp;&nbsp;3158621994 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033259 |  | &nbsp;&nbsp;3158621995 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033260 |  | &nbsp;&nbsp;3158621996 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033261 |  | &nbsp;&nbsp;3158621998 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033262 |  | &nbsp;&nbsp;3158622001 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033263 |  | &nbsp;&nbsp;3158622002 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033264 |  | &nbsp;&nbsp;3158622003 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033265 |  | &nbsp;&nbsp;3158622004 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033266 |  | &nbsp;&nbsp;3158622006 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033267 |  | &nbsp;&nbsp;3158622007 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033268 |  | &nbsp;&nbsp;3158622008 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033269 |  | &nbsp;&nbsp;3158622009 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033270 |  | &nbsp;&nbsp;3158622010 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033271 |  | &nbsp;&nbsp;3158622011 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033272 |  | &nbsp;&nbsp;3158622012 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033273 |  | &nbsp;&nbsp;3158622014 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033274 |  | &nbsp;&nbsp;3158622019 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033275 |  | &nbsp;&nbsp;3158622021 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033276 |  | &nbsp;&nbsp;3158622023 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033277 |  | &nbsp;&nbsp;3158622024 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033278 |  | &nbsp;&nbsp;3158622027 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033279 |  | &nbsp;&nbsp;3158622029 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033280 |  | &nbsp;&nbsp;3158622031 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033281 |  | &nbsp;&nbsp;3158622032 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033283 |  | &nbsp;&nbsp;3158622034 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033284 |  | &nbsp;&nbsp;3158622035 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033285 |  | &nbsp;&nbsp;3158622037 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033286 |  | &nbsp;&nbsp;3158622038 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033287 |  | &nbsp;&nbsp;3158622039 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033288 |  | &nbsp;&nbsp;3158622040 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033289 |  | &nbsp;&nbsp;3158622042 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033290 |  | &nbsp;&nbsp;3158622043 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033291 |  | &nbsp;&nbsp;3158622044 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033292 |  | &nbsp;&nbsp;3158622046 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033293 |  | &nbsp;&nbsp;3158622047 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033294 |  | &nbsp;&nbsp;3158622048 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033295 |  | &nbsp;&nbsp;3158622050 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033296 |  | &nbsp;&nbsp;3158622051 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033297 |  | &nbsp;&nbsp;3158622052 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033298 |  | &nbsp;&nbsp;3158622054 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033299 |  | &nbsp;&nbsp;3158622055 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033300 |  | &nbsp;&nbsp;3158622057 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033301 |  | &nbsp;&nbsp;3158622059 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033302 |  | &nbsp;&nbsp;3158622060 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033303 |  | &nbsp;&nbsp;3158622062 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033304 |  | &nbsp;&nbsp;3158622065 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033305 |  | &nbsp;&nbsp;3158622069 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033306 |  | &nbsp;&nbsp;3158622070 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033307 |  | &nbsp;&nbsp;3158622071 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033308 |  | &nbsp;&nbsp;3158622072 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033309 |  | &nbsp;&nbsp;3158622073 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033310 |  | &nbsp;&nbsp;3158622074 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033311 |  | &nbsp;&nbsp;3158622076 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033312 |  | &nbsp;&nbsp;3158622079 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033313 |  | &nbsp;&nbsp;3158622080 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033314 |  | &nbsp;&nbsp;3158622082 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033315 |  | &nbsp;&nbsp;3158622083 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  |
| &nbsp;&nbsp;225033316 |  | &nbsp;&nbsp;3158622086 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033317 |  | &nbsp;&nbsp;3158622087 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033318 |  | &nbsp;&nbsp;3158622089 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033319 |  | &nbsp;&nbsp;3158622090 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033320 |  | &nbsp;&nbsp;3158622091 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033321 |  | &nbsp;&nbsp;3158622093 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033322 |  | &nbsp;&nbsp;3158622095 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033323 |  | &nbsp;&nbsp;3158622097 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033324 |  | &nbsp;&nbsp;3158622098 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033325 |  | &nbsp;&nbsp;3158622100 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033326 |  | &nbsp;&nbsp;3158622102 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033327 |  | &nbsp;&nbsp;3158622103 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033328 |  | &nbsp;&nbsp;3158622104 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033329 |  | &nbsp;&nbsp;3158622107 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033330 |  | &nbsp;&nbsp;3158622108 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033331 |  | &nbsp;&nbsp;3158622109 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033332 |  | &nbsp;&nbsp;3158622111 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033333 |  | &nbsp;&nbsp;3158622113 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033334 |  | &nbsp;&nbsp;3158622116 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033335 |  | &nbsp;&nbsp;3158622118 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033336 |  | &nbsp;&nbsp;3158622119 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033337 |  | &nbsp;&nbsp;3158622121 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033338 |  | &nbsp;&nbsp;3158622125 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033339 |  | &nbsp;&nbsp;3158622127 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033340 |  | &nbsp;&nbsp;3158622132 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033341 |  | &nbsp;&nbsp;3158622136 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033342 |  | &nbsp;&nbsp;3158622137 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  |
| &nbsp;&nbsp;225033343 |  | &nbsp;&nbsp;3158622139 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033344 |  | &nbsp;&nbsp;3158622140 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033345 |  | &nbsp;&nbsp;3158622142 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033346 |  | &nbsp;&nbsp;3158622143 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033347 |  | &nbsp;&nbsp;3158622144 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033348 |  | &nbsp;&nbsp;3158622149 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033349 |  | &nbsp;&nbsp;3158622152 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033350 |  | &nbsp;&nbsp;3158622153 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033351 |  | &nbsp;&nbsp;3158622154 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033352 |  | &nbsp;&nbsp;3158622155 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033353 |  | &nbsp;&nbsp;3158622156 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033354 |  | &nbsp;&nbsp;3158622157 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033355 |  | &nbsp;&nbsp;3158622159 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033356 |  | &nbsp;&nbsp;3158622160 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033357 |  | &nbsp;&nbsp;3158622161 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033358 |  | &nbsp;&nbsp;3158622162 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033359 |  | &nbsp;&nbsp;3158622164 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033360 |  | &nbsp;&nbsp;3158622165 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033361 |  | &nbsp;&nbsp;3158622166 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033362 |  | &nbsp;&nbsp;3158622167 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033363 |  | &nbsp;&nbsp;3158622170 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033364 |  | &nbsp;&nbsp;3158622173 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033365 |  | &nbsp;&nbsp;3158622176 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033366 |  | &nbsp;&nbsp;3158622178 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033368 |  | &nbsp;&nbsp;3158622180 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033369 |  | &nbsp;&nbsp;3158622182 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033370 |  | &nbsp;&nbsp;3158622184 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033371 |  | &nbsp;&nbsp;3158622186 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033372 |  | &nbsp;&nbsp;3158622187 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033373 |  | &nbsp;&nbsp;3158622188 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033374 |  | &nbsp;&nbsp;3158622189 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033375 |  | &nbsp;&nbsp;3158622190 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033376 |  | &nbsp;&nbsp;3158622192 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033377 |  | &nbsp;&nbsp;3158622195 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033378 |  | &nbsp;&nbsp;3158622197 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033379 |  | &nbsp;&nbsp;3158622198 |  |  |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033380 |  | &nbsp;&nbsp;3158622199 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033381 |  | &nbsp;&nbsp;3158622200 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033382 |  | &nbsp;&nbsp;3158622202 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |
| &nbsp;&nbsp;225033383 |  | &nbsp;&nbsp;3158622203 |  |  |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  |
| &nbsp;&nbsp;225033384 |  | &nbsp;&nbsp;3158622205 |  |  |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |

---

## Exhibit 99.9

**Exhibit 99.9**

![](situsamc_logo.jpg)

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Grades** | &nbsp;&nbsp;**Exception Grades** | &nbsp;&nbsp;**Exception Grades** | &nbsp;&nbsp;**Exception Grades** | &nbsp;&nbsp;**Exception Grades** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:11 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:11 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:11 PM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**SitusAMC Loan ID** | &nbsp;&nbsp;**Customer Loan ID** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Investor Loan Number** | &nbsp;&nbsp;**Loan Exception ID** | &nbsp;&nbsp;**Exception ID** | &nbsp;&nbsp;**Exception Date** | &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Exception Subcategory** | &nbsp;&nbsp;**15E Category** | &nbsp;&nbsp;**Exception** | &nbsp;&nbsp;**Exception Detail** | &nbsp;&nbsp;**Exception Information** | &nbsp;&nbsp;**Compensating Factors** | &nbsp;&nbsp;**Compensating Factor Information** | &nbsp;&nbsp;**Applying Party** | &nbsp;&nbsp;**Follow-up Comments** | &nbsp;&nbsp;**Cleared Date** | &nbsp;&nbsp;**Cured Date** | &nbsp;&nbsp;**Waived Date** | &nbsp;&nbsp;**Exception Level Grade** | &nbsp;&nbsp;**DBRS Initial Exception Rating** | &nbsp;&nbsp;**DBRS Final Exception Rating** | &nbsp;&nbsp;**Fitch Initial Exception Rating** | &nbsp;&nbsp;**Fitch Final Exception Rating** | &nbsp;&nbsp;**Kroll Initial Exception Rating** | &nbsp;&nbsp;**Kroll Final Exception Rating** | &nbsp;&nbsp;**Moody's Initial Exception Rating** | &nbsp;&nbsp;**Moody's Final Exception Rating** | &nbsp;&nbsp;**S&P Initial Exception Rating** | &nbsp;&nbsp;**S&P Final Exception Rating** | &nbsp;&nbsp;**Note Date** | &nbsp;&nbsp;**Property State** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;**Exception Remediation** | &nbsp;&nbsp;**Overall<br> Initial Loan Grade** | &nbsp;&nbsp;**Overall<br> Final Loan Grade** | &nbsp;&nbsp;**Credit<br> Initial Loan Grade** | &nbsp;&nbsp;**Credit<br> Final Loan Grade** | &nbsp;&nbsp;**Compliance<br> Initial Loan Grade** | &nbsp;&nbsp;**Compliance<br> Final Loan Grade** | &nbsp;&nbsp;**Property<br> Initial Loan Grade** | &nbsp;&nbsp;**Property<br> Final Loan Grade** | &nbsp;&nbsp;**Originator QM ATR Status** | &nbsp;&nbsp;**TPR QM ATR Status** | &nbsp;&nbsp;**Is Curable** |
| &nbsp;&nbsp;225033146 |  | &nbsp;&nbsp;3158621810 |  | &nbsp;&nbsp;35724279 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Disclosure | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;Disclosure | &nbsp;&nbsp;E-sign Consent Agreement is missing. | &nbsp;&nbsp;- | &nbsp;&nbsp;E-sign Consent Agreement is missing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): e-consent information received<br>Buyer Comment (2026-02-05): Please review uploaded initial 1003 e-signed by both borrowers. Section 6 contains verbiage in upper right hand corner of page 5 of 14 "if this application is created as (or converted into) an "electronic application", I consent to the use of "electronic records" and "electronic signatures" as the terms are defined in and governed by applicable Federal and/or state electronic transaction laws." | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MD | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033149 |  | &nbsp;&nbsp;3158621814 |  | &nbsp;&nbsp;35694232 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Initial Closing Disclosure Timing without Waiver Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | &nbsp;&nbsp;Initial CD is signed by the borrowers [Redacted] and [Redacted] which was not at least 3 business days prior to closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): CD signed 3 business days before closing<br>Buyer Comment (2026-02-04): Do not concur. Initial CD signed on [Redacted] by co-borrower is 3 business days prior to signing of final CD on [Redacted]. Only 1 borrower required to sign to meet timing requirement. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No Defined Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033149 |  | &nbsp;&nbsp;3158621814 |  | &nbsp;&nbsp;35694233 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Services Sales Tax. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Title - Services Sales Tax Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): fee disclosed properly with no cure required<br>Buyer Comment (2026-02-05): Do not concur. Initial LE disclosed cumulative title insurance for $[Redacted]. Page 4 of 21 of uploaded Title policy reflects $[Redacted] for title insurance premium and $[Redacted] for sale tax on insurance. Final LE and PCCD broke fees into separate amounts, but $[Redacted] + $[Redacted] = $[Redacted] is less than $[Redacted] threshold initially disclosed. Please remove citing as aggregate disclosed on initial LE where borrower could shop is greater than total of fees on PCCD.<br>Reviewer Comment (2026-02-05): [Redacted] received rebuttal. However, the inclusion of a fee within Section C of the most recent LE provided to the consumer carries the primary basis for consideration of whether the consumer was permitted to shop. As the fee was included in section B of the most recent LE, the consumer was not allowed to shop and a cure is required. Provide Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-02-04): Do not concur. Loan should not be reviewed at [Redacted]% tolerance, but [Redacted]% for title fees. Applicable fees on LE ($[Redacted] + $[Redacted] + $[Redacted] + $[Redacted]) total $[Redacted]. [Redacted]% is $[Redacted]. Applicable fees on PCCD ($[Redacted] + $[Redacted] + $[Redacted] + $[Redacted]) total $[Redacted], which is $[Redacted] under tolerance threshold. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033149 |  | &nbsp;&nbsp;3158621814 |  | &nbsp;&nbsp;35694234 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Title - Settlement / Closing / Escrow Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): fee was property disclosed between section B and C.<br>Buyer Comment (2026-02-05): Do not concur. Borrower was disclosed a Title Settlement fee $[Redacted] at initial application therefore borrower did not exceed the allowable threshold tolerance for Settlement fee $[Redacted] charged at closing. Please cancel exception. The baseline amount is not $[Redacted]. $[Redacted] was reflected on [Redacted] LE in section C and transferred to section B on [Redacted] LE. Fee is listed on [Redacted] PCCD twice, once for $[Redacted] paid by borrower which does not violate the [Redacted]% tolerance from LE and once for $[Redacted] paid by Seller which is not held to a tolerance test.<br>Reviewer Comment (2026-02-05): [Redacted] received rebuttal. However, the inclusion of a fee within Section C of the most recent LE provided to the consumer carries the primary basis for consideration of whether the consumer was permitted to shop. As the fee was included in section B of the most recent LE, the consumer was not allowed to shop and a cure is required. Provide Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-02-04): Do not concur. Initial LE dated [Redacted] disclosed $[Redacted] for TITLE - SETTLEMENT/CLOSING FEE. The [Redacted] PCCD reflects $[Redacted] TITLE - SETTLEMENT/CLOSING FEE. A separate fee listed as TITLE - SELLER SETTLEMENT/CLOSING was paid by Seller. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033149 |  | &nbsp;&nbsp;3158621814 |  | &nbsp;&nbsp;35699995 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Appraisal Review Fee changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2026-02-04): Do not concur. Initial LE dated [Redacted] disclosed $[Redacted] (not $[Redacted]) for APPRAISAL REVIEW FEE. The [Redacted] PCCD reflects $[Redacted] (not $[Redacted]) APPRAISAL REVIEW FEE. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033149 |  | &nbsp;&nbsp;3158621814 |  | &nbsp;&nbsp;35699996 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Service Fee (Life Of Loan). Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Tax Service Fee changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2026-02-04): Do not concur. Sufficient cure exists. $[Redacted] cure on [Redacted] PCCD less $[Redacted] needed for increase of PURCHASE REVIEW FEE from $[Redacted] to $[Redacted] leaves $[Redacted] to cure this citing. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033153 |  | &nbsp;&nbsp;3158621823 |  | &nbsp;&nbsp;35696944 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | &nbsp;&nbsp;ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | &nbsp;&nbsp;Verification appraisal was delivered to borrower was not provided. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): proof of appraisal delivery received<br>Buyer Comment (2026-02-04): Please review uploaded proof of appraisal delivery. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033153 |  | &nbsp;&nbsp;3158621823 |  | &nbsp;&nbsp;35696945 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | &nbsp;&nbsp;ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | &nbsp;&nbsp;Verification appraisal was delivered to borrower was not provided. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): proof of appraisal delivery received<br>Buyer Comment (2026-02-04): Please review uploaded proof of appraisal delivery. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033158 |  | &nbsp;&nbsp;3158621831 |  | &nbsp;&nbsp;35693843 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insurance Analysis | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | &nbsp;&nbsp;The Note amount is $[Redacted], and the appraisal indicated the estimated cost new is $[Redacted]. Based on hazard insurance coverage of $[Redacted], plus extended coverage of $[Redacted], for total coverage of $[Redacted], the loan is short of the required coverage by $[Redacted]. An Insurer's Replacement Cost Estimate was not in file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): acceptable HOI coverage now in file<br>Buyer Comment (2026-02-09): Please review upload reflecting additional $[Redacted] coverage for additional structures. Cost Approach to Value on 1004 includes Add. Features and Garage/Carport totaling $[Redacted] in replacement cost estimate.<br>Buyer Comment (2026-02-09): Please review uploaded dispute document from Correspondent indicating replacement cost coverage. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033158 |  | &nbsp;&nbsp;3158621831 |  | &nbsp;&nbsp;35693879 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;Missing Required Data (other than HUD-1 or Note) | &nbsp;&nbsp;Payoff Statement Missing | &nbsp;&nbsp;Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. | &nbsp;&nbsp;This file was missing loan payoff statement |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): payoff statement received<br>Buyer Comment (2026-02-09): Please review uploaded payoff statement reflecting no prepayment penalty. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033164 |  | &nbsp;&nbsp;3158621839 |  | &nbsp;&nbsp;35690539 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-01-30): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;01/30/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;OR | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033165 |  | &nbsp;&nbsp;3158621840 |  | &nbsp;&nbsp;35710574 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  | &nbsp;&nbsp;35719615 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;Application / Processing | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;FEMA Disaster Issue: The most recent valuation inspection is dated prior to a FEMA disaster. | &nbsp;&nbsp;Most Recent Valuation Inspection Date: ___;<br> Disaster Name: ___; <br> Disaster Declaration Date: ___; <br> Disaster End Date: ___ | &nbsp;&nbsp;The most recent dated [Redacted] valuation inspection is dated prior to a FEMA disaster [Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): appraisal in file dated [Redacted] shows no damage to the property. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  | &nbsp;&nbsp;35719623 |  |  | &nbsp;&nbsp;Property | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;Appraisal Documentation | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | &nbsp;&nbsp;The File was Missing the Secondary Valuation required for Securitization purposes. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): CDA received<br>Buyer Comment (2026-02-06): Please review uploaded CDA. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  | &nbsp;&nbsp;35720021 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year 1 | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [Redacted] did not disclose Estimated Property Costs over Year 1 for loan with no escrow account established. | &nbsp;&nbsp;: Final Closing Disclosure provided on [Redacted] did not disclose Estimated Property Costs over Year 1 for loan with no escrow account established. (|  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): construction to perm with both initial and final terms showing no escrows<br>Buyer Comment (2026-02-06): Do not concur. [Redacted] CD is not the final CD for this transaction. This was a construction to Perm loan and [Redacted] was the final CD for the initial loans. The pertinent CD for this transaction are the initial CD dated [Redacted] and final CD dated [Redacted], both reflect non-escrowed total of $[Redacted] (= [Redacted] x $[Redacted]). | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Letter of Explanation & Corrected Closing Disclosure | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  | &nbsp;&nbsp;35720022 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Initial Loan Estimate Timing Electronically Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [Redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | &nbsp;&nbsp;Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [Redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): evidence of e-signature received<br>Buyer Comment (2026-02-06): Do not concur. Initial 1003 was e-signed by borrower on [Redacted]. Section 6 contains verbiage in upper right hand corner "if this application is created as (or converted into) an "electronic application", I consent to the use of "electronic records" and "electronic signatures" as the terms are defined in and governed by applicable Federal and/or state electronic transaction laws." Initial LE dated [Redacted] was e-signed on [Redacted]. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  | &nbsp;&nbsp;35720023 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/04/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033174 |  | &nbsp;&nbsp;3158621854 |  | &nbsp;&nbsp;35704268 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033174 |  | &nbsp;&nbsp;3158621854 |  | &nbsp;&nbsp;35704269 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033178 |  | &nbsp;&nbsp;3158621860 |  | &nbsp;&nbsp;35709257 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-[Redacted] exceeds tolerance of $-[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender Credits changed to $-[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for the change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely disclosure of fee changes received<br>Buyer Comment (2026-02-09): The lender credit decreased on the ICD, with a valid CIC in the file indicating that the rate was lowered and the fees were updated from lender credit to borrower paid. The processing fee of $[Redacted], tax service fee of $[Redacted], and underwriting fee of $[Redacted] total $[Redacted], which accounts for the difference in lender credit. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MD | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033178 |  | &nbsp;&nbsp;3158621860 |  | &nbsp;&nbsp;35709365 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;Insufficient Coverage | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;The Hazard Insurance Policy Effective Date is after closing. | &nbsp;&nbsp;Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | &nbsp;&nbsp;The Hazard Insurance policy effective date [Redacted] is after disbursement date of [Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): updated HOI information received<br>Buyer Comment (2026-02-05): Please see the attached Hazard Policy, which was effective prior to the disbursement date. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MD | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033181 |  | &nbsp;&nbsp;3158621864 |  | &nbsp;&nbsp;35708736 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[Redacted]exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033184 |  | &nbsp;&nbsp;3158621867 |  | &nbsp;&nbsp;35709192 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Verification(s) of employment is not within 10 business days of the Note. | &nbsp;&nbsp;- | &nbsp;&nbsp;Verification(s) of employment is not within 10 business days of the Note. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): recent paystub in lieu of VVOE acceptable<br>Buyer Comment (2026-02-05): Please see the attached latest paystub dated [Redacted] which is acceptable as an alternative source for VVOE. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033184 |  | &nbsp;&nbsp;3158621867 |  | &nbsp;&nbsp;35728841 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Check Loan Designation Match - QM | &nbsp;&nbsp;Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | &nbsp;&nbsp;Waterfall finding due to missing VVOE |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): recent paystub in lieu of VVOE acceptable<br>Buyer Comment (2026-02-05): See attached Paystub dated [Redacted] | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Lender to provide updated ATR/QM status | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033184 |  | &nbsp;&nbsp;3158621867 |  | &nbsp;&nbsp;35728842 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Income/Asset Guideline Deficiency - QM Impact | &nbsp;&nbsp;General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | &nbsp;&nbsp;Waterfall finding due to missing VVOE, resulting in a loan designation discrepancy. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): recent paystub in lieu of VVOE acceptable<br>Buyer Comment (2026-02-05): See attached Paystub dated [Redacted] | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033184 |  | &nbsp;&nbsp;3158621867 |  | &nbsp;&nbsp;35728845 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income documentation requirements not met. |  | &nbsp;&nbsp;Waterfall finding due to missing VVOE |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): recent paystub in lieu of VVOE acceptable<br>Buyer Comment (2026-02-05): See attached Paystub dated [Redacted] | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033184 |  | &nbsp;&nbsp;3158621867 |  | &nbsp;&nbsp;35728863 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor Guidelines Violation | &nbsp;&nbsp;General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | &nbsp;&nbsp;Waterfall finding due to missing VVOE |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): recent paystub in lieu of VVOE acceptable<br>Buyer Comment (2026-02-05): See attached Paystub dated [Redacted] | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033184 |  | &nbsp;&nbsp;3158621867 |  | &nbsp;&nbsp;35729750 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Docs Missing: | &nbsp;&nbsp;- | &nbsp;&nbsp;File is missing a VVOE for the borrower dated within 10 business days of the Note. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): recent paystub in lieu of VVOE acceptable<br>Buyer Comment (2026-02-05): See attached Paystub dated [Redacted] | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033186 |  | &nbsp;&nbsp;3158621874 |  | &nbsp;&nbsp;35694371 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;REO Documents are missing. | &nbsp;&nbsp;- ___ | &nbsp;&nbsp;Property tax and insurance information for this property is not verified in file. Latest documentation in file is the [Redacted] tax returns. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): REO documentation received<br>Buyer Comment (2026-02-03): The documentation supporting calculation of $[Redacted] monthly obligation on this REO is attached. The property is owned free and clear, and most recent filed [Redacted] tax returns are acceptable for confirming taxes and insurance. | &nbsp;&nbsp;02/03/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033187 |  | &nbsp;&nbsp;3158621875 |  | &nbsp;&nbsp;35694023 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | &nbsp;&nbsp;ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | &nbsp;&nbsp;Verification the updated appraisal was delivered to borrower was not provided. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): appraisal receipt received<br>Buyer Comment (2026-02-03): See attached Appraisal receipt. | &nbsp;&nbsp;02/03/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033188 |  | &nbsp;&nbsp;3158621878 |  | &nbsp;&nbsp;35697455 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | &nbsp;&nbsp;Truth in Lending Act: Subject loan transaction disbursed on [Redacted], prior to three (3) business days from transaction date of [Redacted]. | &nbsp;&nbsp;The Security Instrument was notarized [Redacted] resulting in an eligible disbursement date of no earlier than [Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): PCCD received with matching dates<br>Buyer Comment (2026-02-04): See attached Post CD and Final Statement reflecting disbursement date of [Redacted]. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033189 |  | &nbsp;&nbsp;3158621880 |  | &nbsp;&nbsp;35695947 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033195 |  | &nbsp;&nbsp;3158621890 |  | &nbsp;&nbsp;35706997 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Docs Missing: | &nbsp;&nbsp;- | &nbsp;&nbsp;The file was missing a copy of the VVOE - Employment Only within 10 business days of the Note for both borrowers. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): VOE recieved<br>Buyer Comment (2026-02-04): Please review valid VOE attached for borrowers. Clear all waterfall exceptions | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033195 |  | &nbsp;&nbsp;3158621890 |  | &nbsp;&nbsp;35707025 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Verification(s) of employment is not within 10 business days of the Note. | &nbsp;&nbsp;- | &nbsp;&nbsp;Verification(s) of employment is not within 10 business days of the Note. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): VOE received<br>Buyer Comment (2026-02-04): Please review valid VOE attached for borrowers. Clear all waterfall exceptions | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033195 |  | &nbsp;&nbsp;3158621890 |  | &nbsp;&nbsp;35707026 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Verification(s) of employment is not within 10 business days of the Note. | &nbsp;&nbsp;- | &nbsp;&nbsp;Verification(s) of employment is not within 10 business days of the Note. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): VOE received | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033195 |  | &nbsp;&nbsp;3158621890 |  | &nbsp;&nbsp;35707041 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Check Loan Designation Match - QM | &nbsp;&nbsp;Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | &nbsp;&nbsp;Waterfall finding due to missing VOE within 10 business days of the Note for both borrowers. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): VOE received | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Lender to provide updated ATR/QM status | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033195 |  | &nbsp;&nbsp;3158621890 |  | &nbsp;&nbsp;35707042 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor Guidelines Violation | &nbsp;&nbsp;General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | &nbsp;&nbsp;Waterfall finding due to missing VOE within 10 business days of the Note for both borrowers. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): VOE received | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033195 |  | &nbsp;&nbsp;3158621890 |  | &nbsp;&nbsp;35720908 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income documentation requirements not met. |  | &nbsp;&nbsp;Income documentation requirements not met due to missing VOE within 10 business days of the Note for both borrowers. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): VOE received | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033195 |  | &nbsp;&nbsp;3158621890 |  | &nbsp;&nbsp;35721186 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Income/Asset Guideline Deficiency - QM Impact | &nbsp;&nbsp;General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | &nbsp;&nbsp;Waterfall finding due to missing VOE within 10 business days of the Note for both borrowers. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): VOE received | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033200 |  | &nbsp;&nbsp;3158621899 |  | &nbsp;&nbsp;35694456 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;Insufficient Coverage | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;The Hazard Insurance Policy effective date is after the funds disbursed. |  | &nbsp;&nbsp;Provide evidence of HOI coverage in effect as of the date of disbursement. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): updated HOI policy with effective date equal to the disbursement date has been received<br>Buyer Comment (2026-02-03): Please review Hazard Ins effective at time of disbursement [Redacted] | &nbsp;&nbsp;02/03/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033203 |  | &nbsp;&nbsp;3158621906 |  | &nbsp;&nbsp;35697048 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | &nbsp;&nbsp;ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | &nbsp;&nbsp;Neither evidence of delivery of updated final appraisal nor compliant acknowledgment of receipt signed at closing provided. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): appraisal receipt received<br>Buyer Comment (2026-02-03): Please review Appraisal receipt attached | &nbsp;&nbsp;02/03/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033207 |  | &nbsp;&nbsp;3158621911 |  | &nbsp;&nbsp;35697869 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): PCCD, LOX, refund check and proof of delivery for overage was provided to the borrower prior to TPR review<br>Buyer Comment (2026-02-06): Please see attached PCCD, refund, and proof of shipping | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033207 |  | &nbsp;&nbsp;3158621911 |  | &nbsp;&nbsp;35697870 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): PCCD, LOX, refund check and proof of delivery for overage was provided to the borrower prior to TPR review | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033208 |  | &nbsp;&nbsp;3158621912 |  | &nbsp;&nbsp;35694491 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender Credits changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): [Redacted] received COC dated [Redacted] for rate lock.<br>Buyer Comment (2026-02-04): Do not Concur. Loan locked on [Redacted], Lender credit decreased to $[Redacted] on LE V3 which issued timely on [Redacted], Pricing can change before the loan locks. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033208 |  | &nbsp;&nbsp;3158621912 |  | &nbsp;&nbsp;35694492 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Recording Fee Total changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-04): Do Not Concur. The increased recording fee amount was cured at closing, please see system snip for details and CD for cure amount shown. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033208 |  | &nbsp;&nbsp;3158621912 |  | &nbsp;&nbsp;35694493 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Appraisal fee changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): [Redacted] received COC and appraiser comment for increase in fee.<br>Buyer Comment (2026-02-04): Do Not Concur. Please see CIC for appraisal exception, this was disclosed timely to the customer on LE V3 on [Redacted]. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033208 |  | &nbsp;&nbsp;3158621912 |  | &nbsp;&nbsp;35727391 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/05/2026 |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033210 |  | &nbsp;&nbsp;3158621914 |  | &nbsp;&nbsp;35706054 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033212 |  | &nbsp;&nbsp;3158621916 |  | &nbsp;&nbsp;35701207 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): COC for pricing change received<br>Buyer Comment (2026-02-05): Do Not Concur. Please see CIC for loan interest rate change and subsequent pricing / discount point change, the updated points disclosed timely on LE v5 | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033212 |  | &nbsp;&nbsp;3158621916 |  | &nbsp;&nbsp;35701208 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Appraisal Fee changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-05): Do Not Concur. Please see CIC for appraisal exception and notes for the reason, the updated appraisal fee disclosed timely on LE v6. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033212 |  | &nbsp;&nbsp;3158621916 |  | &nbsp;&nbsp;35701426 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;REO Documents are missing. | &nbsp;&nbsp;- ___ | &nbsp;&nbsp;Missing Hazard Insurance, HOA verification and Tax verification for property located at [Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): confirmation of REO received<br>Buyer Comment (2026-02-05): property is located in [Redacted]<br>Buyer Comment (2026-02-05): Property is free and clear taxes and insurance info were taken from the tax returns | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033213 |  | &nbsp;&nbsp;3158621917 |  | &nbsp;&nbsp;35707658 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) | &nbsp;&nbsp;Latest LE is dated [Redacted] and the earliest CD is dated [Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): electronic delivery dates line up with LE's delivered prior to CD's<br>Buyer Comment (2026-02-05): Do Not Concur. Please see electronic LE and CD delivery dates | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;No Defined Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033213 |  | &nbsp;&nbsp;3158621917 |  | &nbsp;&nbsp;35707659 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid coc with timely disclosure received<br>Buyer Comment (2026-02-05): Do Not Concur. Please see LE v7 where discount points increase to $[Redacted] setting this as the new baseline and the rate is not locked, pricing can change prior to rate being locked without a CIC. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033213 |  | &nbsp;&nbsp;3158621917 |  | &nbsp;&nbsp;35707660 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid coc with timely disclosure received<br>Buyer Comment (2026-02-05): Do Not Concur. Please see CICs and system notes, the appraisal received on [Redacted] indicated that this property required a final inspection, the customer had already requested to hold off on the appraisal between order and receipt, when it was ok to proceed there are CICs for the appraisal and final inspection to be added and these disclosed timely on LE v10. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033213 |  | &nbsp;&nbsp;3158621917 |  | &nbsp;&nbsp;35707689 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;REO Documents are missing. | &nbsp;&nbsp;- ___ | &nbsp;&nbsp;Please provide the documentation for the other expenses $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): REO documentation received<br>Buyer Comment (2026-02-06): see attached tax and HOI bill for this property | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033215 |  | &nbsp;&nbsp;3158621920 |  | &nbsp;&nbsp;35701894 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033216 |  | &nbsp;&nbsp;3158621922 |  | &nbsp;&nbsp;35713198 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income documentation requirements not met. |  | &nbsp;&nbsp;Missing Borrower's and Co-borrower's YTD paystub and recent 2 years W-2s or written VOE to support Borrower's $[Redacted] and Co-borrower's $[Redacted] monthly wage income used to qualify. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): paystubs and w2's received<br>Buyer Comment (2026-02-05): Documents uploaded | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033216 |  | &nbsp;&nbsp;3158621922 |  | &nbsp;&nbsp;35713247 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Check Loan Designation Match - QM | &nbsp;&nbsp;Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | &nbsp;&nbsp;Waterfall finding due to missing Borrower's and Co-borrower's YTD paystub and recent 2 years W-2s or written VOE to support income used to qualify, resulting in a loan designation discrepancy. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): paystubs and w2's received | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Lender to provide updated ATR/QM status | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033216 |  | &nbsp;&nbsp;3158621922 |  | &nbsp;&nbsp;35713248 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Income and Assets - Wages | &nbsp;&nbsp;General QM: Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. | &nbsp;&nbsp;Waterfall finding due to missing Borrower's and Co-borrower's YTD paystub and recent 2 years W-2s or written VOE to support income used to qualify. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): paystubs and w2's received | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033216 |  | &nbsp;&nbsp;3158621922 |  | &nbsp;&nbsp;35713249 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Income and Assets - Wages | &nbsp;&nbsp;General QM: Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. | &nbsp;&nbsp;Waterfall finding due to missing Borrower's and Co-borrower's YTD paystub and recent 2 years W-2s or written VOE to support income used to qualify. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): paystubs and w2's received | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033216 |  | &nbsp;&nbsp;3158621922 |  | &nbsp;&nbsp;35713250 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor Guidelines Violation | &nbsp;&nbsp;General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | &nbsp;&nbsp;Waterfall finding due to missing Borrower's and Co-borrower's YTD paystub and recent 2 years W-2s or written VOE to support income used to qualify, resulting in a loan designation discrepancy. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): paystubs and w2's received | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033216 |  | &nbsp;&nbsp;3158621922 |  | &nbsp;&nbsp;35713251 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Income/Asset Guideline Deficiency - QM Impact | &nbsp;&nbsp;General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | &nbsp;&nbsp;Waterfall finding due to missing Borrower's and Co-borrower's YTD paystub and recent 2 years W-2s or written VOE to support income used to qualify. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): paystubs and w2's received<br>Buyer Comment (2026-02-05): c1 paystub<br>Buyer Comment (2026-02-05): w2<br>Buyer Comment (2026-02-05): paystub | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033217 |  | &nbsp;&nbsp;3158621923 |  | &nbsp;&nbsp;35700610 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender credit changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-05): Do Not Concur. The lender credit was premium pricing, the loan rate was not locked, please see LE v3 where the lender credit decreased to $[Redacted] and the rate was not locked, the pricing can fluctuate prior to the loan being locked. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033218 |  | &nbsp;&nbsp;3158621924 |  | &nbsp;&nbsp;35693973 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-03): Do not Concur. Ten percent tolerance for section E is already cured at closing | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033218 |  | &nbsp;&nbsp;3158621924 |  | &nbsp;&nbsp;35693974 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): [Redacted] received COC for rate lock dated [Redacted].<br>Buyer Comment (2026-02-03): Do not Concur. Initial loan lock [Redacted] had points at $[Redacted]. Points decreased at closing | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033218 |  | &nbsp;&nbsp;3158621924 |  | &nbsp;&nbsp;35693975 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): [Redacted] Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-06): Please see attached PCCD, refund, and proof of shipping |  | &nbsp;&nbsp;02/09/2026 |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033219 |  | &nbsp;&nbsp;3158621927 |  | &nbsp;&nbsp;35706656 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender Credits fee changed from $[Redacted] on LE dated [Redacted] to $[Redacted] on CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC received<br>Buyer Comment (2026-02-09): Do Not Concur. Please see additional CIC info regarding property type, appraisal value, and loan amount changes.<br>Reviewer Comment (2026-02-06): [Redacted] received COC dated [Redacted] but it doesn't specify the reason as to why the discount point increased from $[Redacted] from CD dated [Redacted] to $[Redacted] on CD dated [Redacted]. Kindly provide a valid COC or cure due to borrower. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Buyer Comment (2026-02-05): Do Not Concur. The loan discount points increased to $[Redacted] and disclosed timely on CD v2, please see valid CIC. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033220 |  | &nbsp;&nbsp;3158621929 |  | &nbsp;&nbsp;35699698 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033221 |  | &nbsp;&nbsp;3158621930 |  | &nbsp;&nbsp;35709206 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - [Redacted] | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of [Redacted] on Final Closing Disclosure provided on [Redacted] are underdisclosed. | &nbsp;&nbsp;Non Escrowed Property Costs over Year 1 of [Redacted] on Final Closing Disclosure provided on [Redacted] are underdisclosed. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): PCCD with corrected escrow information received<br>Buyer Comment (2026-02-10): Please see attached PCCD |  | &nbsp;&nbsp;02/10/2026 |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Letter of Explanation & Corrected Closing Disclosure | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033221 |  | &nbsp;&nbsp;3158621930 |  | &nbsp;&nbsp;35720601 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | &nbsp;&nbsp;General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of [Redacted]% significantly exceeds the guideline maximum of [Redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | &nbsp;&nbsp;Universal Product Exception Form in file for lender exception DTI exceeding guidelines maximum DTI maximum of [Redacted]%. Exception approved with comp factors. | &nbsp;&nbsp;Borrower has verified disposable income of at least $[Redacted].<br>Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[Redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted]%. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/04/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033221 |  | &nbsp;&nbsp;3158621930 |  | &nbsp;&nbsp;35720707 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;AUS Discrepancy / Guidelines Discrepancy | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | &nbsp;&nbsp;Universal Product Exception Form in file for lender exception DTI exceeding guidelines maximum DTI maximum of [Redacted]%. Exception approved with comp factors. | &nbsp;&nbsp;Borrower has verified disposable income of at least $[Redacted].<br>Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[Redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted]%. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/04/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033224 |  | &nbsp;&nbsp;3158621936 |  | &nbsp;&nbsp;35699266 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;There was no cure was provided to the borrower and the file did not contain a valid COC for the addition of the fee.<br> The ten percent fees changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2026-02-04): Do Not Concur. There is a cure for $[Redacted] at closing for the recording fee increase, please see system snip and CD. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033224 |  | &nbsp;&nbsp;3158621936 |  | &nbsp;&nbsp;35727420 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Sufficient cure provided at closing |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/05/2026 |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033227 |  | &nbsp;&nbsp;3158621941 |  | &nbsp;&nbsp;35710278 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Loan Discount Points Fee was last disclosed as $[Redacted] on LE but disclosed as $[Redacted] on Final Closing Disclosure dated [Redacted]. A valid COC was not provided for fee chance, and no evidence of tolerance cure was in file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely delivery of fee change received<br>Buyer Comment (2026-02-06): Do Not Concur. The discount points increased to $[Redacted] on LE v4 on [Redacted] setting this as the baseline, the loan rate was not locked yet and pricing can fluctuate prior to the rate being locked, the discount points decreased from this prior to closing. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033228 |  | &nbsp;&nbsp;3158621944 |  | &nbsp;&nbsp;35707226 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-05): Do not Concur. Valid CICs appraised value [Redacted] and Credit score and loan points [Redacted]. LEv3 disclosed timely [Redacted] | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033229 |  | &nbsp;&nbsp;3158621945 |  | &nbsp;&nbsp;35708119 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] the rate was not locked therefore the fee can increase.<br>Buyer Comment (2026-02-05): Do not Concur. Initial loan lock [Redacted] LEv3 discloesd timely next day | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033229 |  | &nbsp;&nbsp;3158621945 |  | &nbsp;&nbsp;35721851 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Miscellaneous | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Credit Exception: |  | &nbsp;&nbsp;Universal Product Exception Form in file for lender exception of collateral/incomplete floor repairs. Exception approved with comp factors. | &nbsp;&nbsp;The representative FICO score exceeds the guideline minimum by at least [Redacted] points.<br>Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [Redacted]% and $[Redacted]. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/04/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033230 |  | &nbsp;&nbsp;3158621947 |  | &nbsp;&nbsp;35694028 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-03): Do not Concur. Initial loan lock [Redacted]. LEv4 discosed timely [Redacted] | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033231 |  | &nbsp;&nbsp;3158621948 |  | &nbsp;&nbsp;35707496 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;AUS Discrepancy / Guidelines Discrepancy | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | &nbsp;&nbsp;Universal Product Exception Form in file for lender exception to the DTI. Exception approved with comp factors. | &nbsp;&nbsp;The representative FICO score exceeds the guideline minimum by at least [Redacted] points.<br>Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/04/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033231 |  | &nbsp;&nbsp;3158621948 |  | &nbsp;&nbsp;35707536 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;General QM: The DTI calculated in accordance with the Lenders Guidelines and [Redacted](e) of [Redacted]% moderately exceeds the guideline maximum of [Redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | &nbsp;&nbsp;Universal Product Exception Form in file for lender exception to the DTI. Exception approved with comp factors. | &nbsp;&nbsp;The representative FICO score exceeds the guideline minimum by at least [Redacted] points.<br>Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/04/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033232 |  | &nbsp;&nbsp;3158621951 |  | &nbsp;&nbsp;35709638 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Title | &nbsp;&nbsp;Document Error | &nbsp;&nbsp;Title | &nbsp;&nbsp;The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | &nbsp;&nbsp;Title Evidence: ___ <br> State: ___ | &nbsp;&nbsp;Title Preliminary/Commitment in the file does not reflect a coverage amount and there is no final title policy provided in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): final title policy received<br>Buyer Comment (2026-02-10): Final Title Policy provided | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;HI | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033232 |  | &nbsp;&nbsp;3158621951 |  | &nbsp;&nbsp;35709831 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Check Loan Designation Match - QM | &nbsp;&nbsp;Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. | &nbsp;&nbsp;Waterfall finding due to loan exceeding APR threshold. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): reviewed high cost analysis<br>Buyer Comment (2026-02-10): Please see MX screens and Reg Test<br>Reviewer Comment (2026-02-06): EXCEPTION HISTORY - Exception Detail was updated on [Redacted] PRIOR Exception Detail: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;HI | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Lender to provide updated ATR/QM status | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033232 |  | &nbsp;&nbsp;3158621951 |  | &nbsp;&nbsp;35709832 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;QM (APOR) Threshold Fail | &nbsp;&nbsp;Qualified Mortgage: QM APR on subject loan of [Redacted]% is equal to or greater than the threshold of [Redacted]%. | &nbsp;&nbsp;QM APR [Redacted]% exceeds threshold of [Redacted]%. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): reviewed high cost analysis<br>Buyer Comment (2026-02-10): Please see MX screens and Reg Test | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;HI | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033232 |  | &nbsp;&nbsp;3158621951 |  | &nbsp;&nbsp;35709833 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Additional 3-Day Waiting Period Timing Test - Regular Transaction | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Most recent Closing Disclosure received at least 3 days prior to closing dated [Redacted] disclosed an inaccurate APR of [Redacted]% compared to the actual APR at consummation of [Redacted]% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation. | &nbsp;&nbsp;Most recent Closing Disclosure received at least 3 days prior to closing dated [Redacted] disclosed an inaccurate APR of [Redacted]% compared to the actual APR at consummation of [Redacted]% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): proof of earlier reciept of interim CD received<br>Buyer Comment (2026-02-06): [Redacted] - Do Not Concur. Please see system snip of electronic delivery of the closing disclosure to the customer, also the APR decreased as well as the finance charge. Closing disclosure was received timely. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;HI | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TRID timing exception, no remediation available. | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033232 |  | &nbsp;&nbsp;3158621951 |  | &nbsp;&nbsp;35709836 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC and timely delivery received<br>Buyer Comment (2026-02-06): Do Not Concur. Please see CICs allowing loan discount points to change to $[Redacted] on CD v2 which disclosed timely. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;HI | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033232 |  | &nbsp;&nbsp;3158621951 |  | &nbsp;&nbsp;35709837 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Administration Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Administration fee changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC and timely delivery received<br>Buyer Comment (2026-02-06): Do Not Concur. Please see CICs allowing fee changes specifically the Administration fee for $[Redacted] on CD v2 which disclosed timely. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;HI | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033234 |  | &nbsp;&nbsp;3158621955 |  | &nbsp;&nbsp;35719447 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted]plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;10% tolerance fee changed from $[Redacted] to $[Redacted] on the LE dated [Redacted] and the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is sufficient to resolve all tolerance violations. |  |  |  |  |  | &nbsp;&nbsp;02/04/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033235 |  | &nbsp;&nbsp;3158621956 |  | &nbsp;&nbsp;35714146 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely delivery of fee change received<br>Buyer Comment (2026-02-06): Do Not Concur. Please see CICs allowing loan discount points to change to $[Redacted]on LE v2 which disclosed timely. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033238 |  | &nbsp;&nbsp;3158621962 |  | &nbsp;&nbsp;35699192 |  |  | &nbsp;&nbsp;Property | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;Appraisal Documentation | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. | &nbsp;&nbsp;- | &nbsp;&nbsp;All copies of the appraisal in file are "subject to completion". Photos show work in progress on the home. No 1004D/442 in file showing property was completed. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): [Redacted] Warranty of Completion received and acceptable<br>Buyer Comment (2026-02-03): A 1004D is required when the appraiser has made the report subject to as in this loan number.<br> In lieu of a 1004D The [Redacted] Warranty of Completion process may be used as an alternative to the final inspection (1004D/Form 442) to move the file to closing. <br> CED reviews the form filled out by the HLA confirming work has been completed.<br>Buyer Comment (2026-02-03): Signed [Redacted] Warranty of completion<br>Buyer Comment (2026-02-03): Picture<br>Buyer Comment (2026-02-03): Docs | &nbsp;&nbsp;02/03/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;PA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033238 |  | &nbsp;&nbsp;3158621962 |  | &nbsp;&nbsp;35699230 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): [Redacted] Received Valid COC dated [Redacted].<br>Buyer Comment (2026-02-03): Do not Concur. Initial loan lock [Redacted] had loan points at $[Redacted]. Loan points decreased at closing. No CIC required for a decrease. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;PA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033239 |  | &nbsp;&nbsp;3158621964 |  | &nbsp;&nbsp;35700672 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender Credit changed to $[Redacted] on CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-06): Do Not Concur. Please see CICs allowing Premium Pricing to change to $[Redacted] on CD v2 which disclosed timely. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033241 |  | &nbsp;&nbsp;3158621967 |  | &nbsp;&nbsp;35720186 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Initial Closing Disclosure Timing without Waiver Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | &nbsp;&nbsp;Initial Closing Disclosure is not signed/dated to evidence receipt and there is no other documentation of the borrowers' receipt in file. The presumed receipt date would not have been at least 3 business days prior to closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): [Redacted] received disclosures summary snip of initial CD's earliest receipt.<br>Buyer Comment (2026-02-06): Do Not Concur. Please see system snip of electronic delivery of the closing disclosure to the customer. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No Defined Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033241 |  | &nbsp;&nbsp;3158621967 |  | &nbsp;&nbsp;35720193 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $0.00 exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. The file did not contain a valid Change of Circumstance for the change and there was no evidence of a tolerance cure. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): [Redacted] received rate change summary and rate lock COC dated [Redacted].<br>Buyer Comment (2026-02-06): Do Not Concur. The loan was not locked when the lender credit which was premium pricing decreased, please see system snip loan locked on [Redacted], lender credit decreased and disclosed on [Redacted] LE v4 | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033241 |  | &nbsp;&nbsp;3158621967 |  | &nbsp;&nbsp;35720194 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. The file did not contain a valid Change of Circumstance for the change and there was no evidence of a tolerance cure. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): [Redacted] received COC for increase in fee on [Redacted].<br>Buyer Comment (2026-02-06): Do Not Concur. Please see CICs and system snips of the reason why the appraisal fee increased. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033243 |  | &nbsp;&nbsp;3158621969 |  | &nbsp;&nbsp;35702147 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033244 |  | &nbsp;&nbsp;3158621970 |  | &nbsp;&nbsp;35706678 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points fee changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change, and a cure of $[Redacted] provided at closing was insufficient to resolve all tolerance issues. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-05): Do not Concur. Valid CICs for credit score and loan point change [Redacted]. LEv3 disclosed points at $[Redacted] timely [Redacted]. Points decreased at closing | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033247 |  | &nbsp;&nbsp;3158621974 |  | &nbsp;&nbsp;35697620 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Transfer Tax fee changed to $[Redacted] on the Closing Disclosure dated [Redacted] A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): evidence of lender paid fee, keeping borrower paid fee in line has been received<br>Buyer Comment (2026-02-09): Do Not Concur. The transfer taxes did increase but please see that [Redacted] has paid $[Redacted] toward the [Redacted] Mtg Tax which makes the amount paid by the customer $[Redacted] and $[Redacted] was originally disclosed on the LE.<br>Reviewer Comment (2026-02-05): [Redacted] received copy of system snip with additional information county changed. but it does not give sufficient information on why the Transfer taxes were increased. Transfer taxes in this form should be updated and disclosed to borrower whenever there is a sales price or loan amount change for TRID requirements on this 0% tolerance fee. Please provide valid COC with additional information for the fee was added or Cure would be due to borrower.<br>Buyer Comment (2026-02-04): Do Not Concur. Please see CIC for property county change, LE v4 disclosed timely with updated Transfer Taxes on [Redacted]. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033250 |  | &nbsp;&nbsp;3158621977 |  | &nbsp;&nbsp;35700059 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insurance Analysis | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | &nbsp;&nbsp;The Note amount is $[Redacted], and the appraisal does not indicate the estimated cost new. Based on hazard insurance coverage of $[Redacted], plus extended coverage of $[Redacted], for total coverage of $[Redacted], the loan is short of the required coverage by $[Redacted]. An Insurer's Replacement Cost Estimate was not in file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): [Redacted]% replacement cost coverage verification received<br>Buyer Comment (2026-02-04): Verbally verified customer has [Redacted]% replacement cost; RCC provided. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033252 |  | &nbsp;&nbsp;3158621983 |  | &nbsp;&nbsp;35707651 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus 10% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Recording Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-05): Do not Concur. Section E tolerance violation already cured at closing | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033252 |  | &nbsp;&nbsp;3158621983 |  | &nbsp;&nbsp;35707652 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-05): Do not Concur. Valid CICs for property type, appraised value, LnRate, and loan point changes [Redacted]. LEv4 disclosed timely | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033252 |  | &nbsp;&nbsp;3158621983 |  | &nbsp;&nbsp;35707653 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Survey Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): attestation letter and valid COC received<br>Buyer Comment (2026-02-09): Do not Concur. Customer chose their own provider. Signed preference notice already sent on previous dispute. Also see attached Attestation letter stating the fee should be held at unliminted tolerance when customer choses to have the survey<br>Reviewer Comment (2026-02-06): [Redacted] is unable to determine from the file whether the lender or title company requried the survey. If the lender required the survey fee then a cure is due to the borrower. If the borrower-chosen service provider further outsourced the Survey Fee, an attestation or comment on exception from the seller is needed. The attestation/letter should confirm that the service was outsourced by the borrower-chosen provider. This attestation would allow us to test the fee under the no tolerance category with the understanding that the new fee added on the CD was imposed by a provider through which the borrower indirectly selected.<br>Buyer Comment (2026-02-05): Do not Concur. Customer chose their own provider. The survey fee is held at unlimited tolerance | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033254 |  | &nbsp;&nbsp;3158621985 |  | &nbsp;&nbsp;35708259 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Initial Closing Disclosure Timing without Waiver Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | &nbsp;&nbsp;Evidence of delivery to the borrower was not in file and the presumed receipt date would not have been at least 3 business days prior to closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): proof of disclosure receipt received<br>Buyer Comment (2026-02-05): Do not Concur. Initial CD sent via DocMagic [Redacted] | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;OH | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No Defined Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033254 |  | &nbsp;&nbsp;3158621985 |  | &nbsp;&nbsp;35708261 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Appraisal fee changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): valid COC with same date as updated LE received<br>Buyer Comment (2026-02-05): Do not Concur. Valid CICs [Redacted].and complexity comments attached. LEv3 disclosed timely same day | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;OH | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033257 |  | &nbsp;&nbsp;3158621989 |  | &nbsp;&nbsp;35709211 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient was provided to the borrower at Closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033258 |  | &nbsp;&nbsp;3158621994 |  | &nbsp;&nbsp;35712697 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of [Redacted]% moderately exceeds the guideline maximum of [Redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) |  | &nbsp;&nbsp;Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [Redacted]% and $[Redacted].<br>The representative FICO score exceeds the guideline minimum by at least [Redacted] points. |  | &nbsp;&nbsp;SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Universal Product Exception Form in file, exception approved with comp factors. |  |  | &nbsp;&nbsp;02/03/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033258 |  | &nbsp;&nbsp;3158621994 |  | &nbsp;&nbsp;35712708 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;AUS Discrepancy / Guidelines Discrepancy | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | &nbsp;&nbsp;Universal Product Exception Form in file for lender exception of loan DTI ratio. Exception approved, with comp factors. | &nbsp;&nbsp;Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [Redacted]% and $[Redacted].<br>The representative FICO score exceeds the guideline minimum by at least [Redacted] points. |  | &nbsp;&nbsp;SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Universal Product Exception Form in file, exception approved with comp factors. |  |  | &nbsp;&nbsp;02/03/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033259 |  | &nbsp;&nbsp;3158621995 |  | &nbsp;&nbsp;35694299 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Appraisal fee changed to [Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): [Redacted] received COC and appraiser comment for increase in fee.<br>Buyer Comment (2026-02-04): Do Not Concur. Please see CIC and system notes for appraisal changes from two appraisals as disclosed on initial LE to one appraisal at $[Redacted], this was disclosed timely on LE v4. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MT | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033260 |  | &nbsp;&nbsp;3158621996 |  | &nbsp;&nbsp;35699444 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;AUS Discrepancy / Guidelines Discrepancy | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Guideline Requirement: PITIA reserves months discrepancy. |  | &nbsp;&nbsp;Gift to borrower was more than needed; however, the excess gift funds were not used for reserves and the borrowers are short of the required reserves of [Redacted] months. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): with updated guidelines, borrower has sufficient reserves<br>Buyer Comment (2026-02-05): needs [Redacted] in reserves ([Redacted]) Customer has [Redacted] with using all assets<br>Buyer Comment (2026-02-05): Gift funds can be used as reserves updated policy attached | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;SC | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033260 |  | &nbsp;&nbsp;3158621996 |  | &nbsp;&nbsp;35699987 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Check Loan Designation Match - QM | &nbsp;&nbsp;Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | &nbsp;&nbsp;Waterfall finding due to finding due to reserve shortage. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): with updated guidelines, borrower has sufficient reserves | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;SC | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Lender to provide updated ATR/QM status | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033260 |  | &nbsp;&nbsp;3158621996 |  | &nbsp;&nbsp;35699988 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor Guidelines Violation | &nbsp;&nbsp;General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | &nbsp;&nbsp;Waterfall finding due to reserve shortage. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): with updated guidelines, borrower has sufficient reserves | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;SC | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033260 |  | &nbsp;&nbsp;3158621996 |  | &nbsp;&nbsp;35713173 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Income/Asset Guideline Deficiency - QM Impact | &nbsp;&nbsp;General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | &nbsp;&nbsp;Waterfall finding due to reserve shortage. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): with updated guidelines, borrower has sufficient reserves<br>Buyer Comment (2026-02-05): Updated policy attached | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;SC | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033260 |  | &nbsp;&nbsp;3158621996 |  | &nbsp;&nbsp;35713202 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Asset | &nbsp;&nbsp;Asset Documentation | &nbsp;&nbsp;Asset | &nbsp;&nbsp;Asset documentation requirements not met. |  | &nbsp;&nbsp;Waterfall finding due to reserve shortage. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): with updated guidelines, borrower has sufficient reserves<br>Buyer Comment (2026-02-05): Policy attached | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;SC | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033261 |  | &nbsp;&nbsp;3158621998 |  | &nbsp;&nbsp;35706550 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC received with timely disclosure<br>Buyer Comment (2026-02-05): Do not Concur. Sales contract was received/reviewed [Redacted]. Valid CIC same day. Per contract the transfer taxes will be split [Redacted]/[Redacted]. LEv4 disclosed timely next day | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033262 |  | &nbsp;&nbsp;3158622001 |  | &nbsp;&nbsp;35712591 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus 10% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Recording fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for the fee change, and no evidence of tolerance cure was in the file |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-09): Do not Concur. Please see CICs for a POA being added and the need for recording which increased the recording fees, this was disclosed timely on CD v2. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033263 |  | &nbsp;&nbsp;3158622002 |  | &nbsp;&nbsp;35708156 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): PCCD, LOX, check, and proof of delivery received<br>Buyer Comment (2026-02-10): Please see attached PCCD package<br>Reviewer Comment (2026-02-09): [Redacted] received additional information regarding the services provided on the Title - New Loan Services fee of $[Redacted]. The list of services within the fee reflects services that would not be excludable under 4(c)(7) Real Estate Related Fees. (i) Fees for title examination, abstract of title, title insurance, property survey and similar purposes, (ii) Fees for preparng loan-related documents, such as deeds, mortgages, and reconveyance or settlement documents , (iii) Notary and credit-report fees. The description provided includes several services and there was no breakdown of the cost of each service and as such the full fee is included in the finance charge calculation. The description noted services for downloading loan documents, assembling loabn documents, transcribing loan charges, presenting documents to customer for signing, copying documents, checking signatures, &transmitting documents to lender. There could be Notary & signing fees also, but only a Notary fee would be excludable if it was broken out. As stated though, this fee does appear to be a finance charge and should have been included in calculations. Corrected CD, LOE to borrower, copy of cure refund and proof of mailing to cure.<br>Buyer Comment (2026-02-09): Do not Concur. Please see attached LOX from title regarding the Title-new loan service fee $[Redacted] should not be included as a prepaid fee |  | &nbsp;&nbsp;02/10/2026 |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033263 |  | &nbsp;&nbsp;3158622002 |  | &nbsp;&nbsp;35708157 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): PCCD, LOX, check, and proof of delivery received<br>Buyer Comment (2026-02-10): Please see attached PCCD package<br>Reviewer Comment (2026-02-09): [Redacted] received additional information regarding the services provided on the Title - New Loan Services fee of $[Redacted]. The list of services within the fee reflects services that would not be excludable under 4(c)(7) Real Estate Related Fees. (i) Fees for title examination, abstract of title, title insurance, property survey and similar purposes, (ii) Fees for preparng loan-related documents, such as deeds, mortgages, and reconveyance or settlement documents , (iii) Notary and credit-report fees. The description provided includes several services and there was no breakdown of the cost of each service and as such the full fee is included in the finance charge calculation. The description noted services for downloading loan documents, assembling loabn documents, transcribing loan charges, presenting documents to customer for signing, copying documents, checking signatures, &transmitting documents to lender. There could be Notary & signing fees also, but only a Notary fee would be excludable if it was broken out. As stated though, this fee does appear to be a finance charge and should have been included in calculations. Corrected CD, LOE to borrower, copy of cure refund and proof of mailing to cure.<br>Buyer Comment (2026-02-09): Do not Concur. Please see attached LOX from title regarding the Title-new loan service fee $[Redacted] should not be included as a prepaid fee |  | &nbsp;&nbsp;02/10/2026 |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033264 |  | &nbsp;&nbsp;3158622003 |  | &nbsp;&nbsp;35699549 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): [Redacted]Received Valid COC dated [Redacted].<br>Buyer Comment (2026-02-04): Do not Concur. Valid CIC for initial loan lock [Redacted]. Cdv3 disclosed same day | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TN | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033266 |  | &nbsp;&nbsp;3158622006 |  | &nbsp;&nbsp;35707102 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;10% tolerance was exceeded by $[Redacted] due to increase of Recording Fee. File does not contain a valid COC for this fee, However evidence of cure in file in the amount of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033269 |  | &nbsp;&nbsp;3158622009 |  | &nbsp;&nbsp;35699377 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033271 |  | &nbsp;&nbsp;3158622011 |  | &nbsp;&nbsp;35708231 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Initial Closing Disclosure Timing without Waiver Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | &nbsp;&nbsp;File does not contain evidence of borrower receipt of the initial CD ([Redacted]) and the presumed receipt date would not have been at least 3 business days prior to closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): evidence of CD receipt by the borrower has been received<br>Buyer Comment (2026-02-05): Do not Concur. Initial CD sent via DocMagic [Redacted] | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No Defined Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033272 |  | &nbsp;&nbsp;3158622012 |  | &nbsp;&nbsp;35699110 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit Documentation | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | &nbsp;&nbsp;Verification of [Redacted] months housing history required per guidelines. Verification of Rent was not provided. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): VOR not required per guidelines received<br>Buyer Comment (2026-02-04): Policy uploaded to show the VOR is not needed | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033274 |  | &nbsp;&nbsp;3158622019 |  | &nbsp;&nbsp;35694426 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;RESPA Disclosure - List of Homeownership Counseling Organizations Missing | &nbsp;&nbsp;RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | &nbsp;&nbsp;List of Homeownership Counseling Organizations is missing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): proof of disclosure sent to borrower received<br>Buyer Comment (2026-02-03): Do not Concur. Homeownership is within the application package | &nbsp;&nbsp;02/03/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033274 |  | &nbsp;&nbsp;3158622019 |  | &nbsp;&nbsp;35694431 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Transfer Tax Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-03): Do not Concur. Valid CIC for loan amount [Redacted]. LEv2 disclosed timely [Redacted] | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033275 |  | &nbsp;&nbsp;3158622021 |  | &nbsp;&nbsp;35701619 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted]over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] Received Valid COC dated [Redacted].<br>Buyer Comment (2026-02-05): Do not Concur. Initial CD reflected loan points at $[Redacted] with valid CICs for product, property, appraised value, and loan points change [Redacted]. Points decreased at closing | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033275 |  | &nbsp;&nbsp;3158622021 |  | &nbsp;&nbsp;35701620 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] Received LOE stating borrower ordered Survey.<br>Buyer Comment (2026-02-05): Do not Concur. Survey was cusotmer chosen [Redacted]. Cdv3 disclosed timely. Per sales contract if they chose a survey it would be buyer paid. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033276 |  | &nbsp;&nbsp;3158622023 |  | &nbsp;&nbsp;35697601 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): LOE for fee change and disclosure received<br>Buyer Comment (2026-02-04): Do not Concur. Please see attached LOE. New local Transfer tax for the city of [Redacted] was imposed effective immediately. LOE and final Cd disclosed timely same day [Redacted] this news was received. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NM | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033276 |  | &nbsp;&nbsp;3158622023 |  | &nbsp;&nbsp;35697843 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;REO Documents are missing. | &nbsp;&nbsp;- ___ | &nbsp;&nbsp;Missing Mortgage Statement and Tax Verification for [Redacted]. If Taxes and insurances are not escrowed further documentation Required to verify these amounts. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): REO documentation received<br>Buyer Comment (2026-02-04): Rental property is located in [Redacted]<br>Buyer Comment (2026-02-04): Ins<br>Buyer Comment (2026-02-04): taxes on the property no HOA fee<br>Buyer Comment (2026-02-04): currency converter<br>Buyer Comment (2026-02-04): MTG statement | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NM | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033278 |  | &nbsp;&nbsp;3158622027 |  | &nbsp;&nbsp;35713887 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Initial Fee). Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Flood Certification Fee (Initial Fee) fee changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change, and the cure provided at closing ($[Redacted]) was not sufficient to cure all of the tolerance issues.. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-06): Do Not Concur. Please see CIC for loan amount change which allows fees to change, LE v5 disclosed timely. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033278 |  | &nbsp;&nbsp;3158622027 |  | &nbsp;&nbsp;35713888 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Flood Certification Fee (Life of Loan) fee changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change, and the cure provided at closing ($[Redacted]) was not sufficient to cure all of the tolerance issues.. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-06): Do Not Concur. Please see CIC for loan amount change which allows fees to change, LE v5 disclosed timely. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033278 |  | &nbsp;&nbsp;3158622027 |  | &nbsp;&nbsp;35713889 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Transfer Tax Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and the cure provided at closing ($[Redacted]) was not sufficient to cure all of the tolerance issues.. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): fee was cured at closing<br>Buyer Comment (2026-02-06): Do Not Concur. Please see on the CD that when the transfer tax was added a cure for that amount was added to the CD, this was cured and disclosed timely on CD v4. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033278 |  | &nbsp;&nbsp;3158622027 |  | &nbsp;&nbsp;35731900 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): PCCD, LOX, check, and proof of delivery for the cure has been received<br>Buyer Comment (2026-02-09): Please see attached PCCD, refund, and proof of shipping |  | &nbsp;&nbsp;02/09/2026 |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033278 |  | &nbsp;&nbsp;3158622027 |  | &nbsp;&nbsp;35731901 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): PCCD, LOX, check, and proof of delivery for the cure has been received<br>Buyer Comment (2026-02-09): Please see attached PCCD, refund, and proof of shipping |  | &nbsp;&nbsp;02/09/2026 |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033278 |  | &nbsp;&nbsp;3158622027 |  | &nbsp;&nbsp;35762491 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/09/2026 |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033281 |  | &nbsp;&nbsp;3158622032 |  | &nbsp;&nbsp;35705978 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Check Loan Designation Match - QM | &nbsp;&nbsp;Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | &nbsp;&nbsp;riginator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): Our finding is based on a lock date of [Redacted], which identifies the APOR used to determine whether the loan would be considered safe harbor or higher-priced. The APOR pulls from [Redacted], which is [Redacted]% + [Redacted]% margin, setting a threshold of [Redacted]%. The APR of [Redacted]% exceeds this threshold and therefore the loan is considered higher-priced QM. If client would restate their loan designation to HPQM, this can be set as an EV-2 mismatch exception instead of the current EV-3.<br>Buyer Comment (2026-02-06): Do Not Concur. Please see QM and Reg Testing info uploaded |  |  |  | &nbsp;&nbsp;3 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Lender to provide updated ATR/QM status | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033281 |  | &nbsp;&nbsp;3158622032 |  | &nbsp;&nbsp;35705993 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Processing Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Valid COC is not available for Processing Fee. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033281 |  | &nbsp;&nbsp;3158622032 |  | &nbsp;&nbsp;35705994 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Initial Fee). Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Valid COC is not available for Flood Certification (Initial Fee). |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033281 |  | &nbsp;&nbsp;3158622032 |  | &nbsp;&nbsp;35705995 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Valid COC is not available for Flood Certification (Life Of Loan). |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033281 |  | &nbsp;&nbsp;3158622032 |  | &nbsp;&nbsp;35706005 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). (Final/[Redacted]) |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): Fees were cured at closing<br>Buyer Comment (2026-02-09): Do not Concur. The Project processing fee $[Redacted], and both Flood fees $[Redacted] is already cured at closing due to tolerance fee violations. Please remove these fees from the prepaid calculations.<br>Reviewer Comment (2026-02-09): screenshots provided appear to be for a different loan<br>Buyer Comment (2026-02-09): Please verify charges used in the finance charge calculation as [Redacted] is unable to locate the same fees used on the final closing disclosure. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033281 |  | &nbsp;&nbsp;3158622032 |  | &nbsp;&nbsp;35706006 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Estimated Total Minimum Payment | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [Redacted] disclosed an Estimated Total Monthly Payment for payment stream 1 that does not match the actual total payment for the loan. | &nbsp;&nbsp;Final Closing Disclosure provided on [Redacted] disclosed an Estimated Total Monthly Payment for payment stream 1 that does not match the actual total payment for the loan. (ProjSeq:1/3091895) |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): Final CD has projected payment information matching actual totals.<br>Buyer Comment (2026-02-06): Do Not Concur. Please see Final closing disclosure, note, system snip, and Homeowner's declaration page. P&I = [Redacted] + (HO of $[Redacted] / [Redacted]) = $[Redacted] = $[Redacted] which is what the payment was disclosed to the customer on the final CD. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033281 |  | &nbsp;&nbsp;3158622032 |  | &nbsp;&nbsp;35706007 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): Fees were cured at closing<br>Buyer Comment (2026-02-09): Do not Concur. The Project processing fee $[Redacted], and both Flood fees $[Redacted] is already cured at closing due to tolerance fee violations. Please remove these fees from the prepaid calculations.<br>Reviewer Comment (2026-02-09): screenshots provided appear to be for a different loan<br>Buyer Comment (2026-02-09): Please verify charges used in the finance charge calculation as [Redacted] is unable to locate the same fees used on the final closing disclosure. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Higher Priced QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  | &nbsp;&nbsp;35699555 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;Notice of Special Flood Hazard Disclosure Not Provided Timely | &nbsp;&nbsp;FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | &nbsp;&nbsp;Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): earlier signed disclosure received and acceptable<br>Buyer Comment (2026-02-05): Do not Concur. Please see attached signed doc | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  | &nbsp;&nbsp;35699557 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Recording Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-05): Do not Concur. Recording fee tolerance violation already cured at closing | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  | &nbsp;&nbsp;35699558 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] Received Valid COC dated [Redacted] showing lock extended.<br>Buyer Comment (2026-02-05): Do not Concur. Lock expiration and valid CIC for loan points [Redacted]. CDv5 disclosed timely [Redacted] | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  | &nbsp;&nbsp;35699560 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Transfer Tax Fee changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-05): Do not Concur. Transfer tax tolerance violation already cured at closing | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  | &nbsp;&nbsp;35736056 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/06/2026 |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  | &nbsp;&nbsp;35736057 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/06/2026 |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033283 |  | &nbsp;&nbsp;3158622034 |  | &nbsp;&nbsp;35708538 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $-[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender Credit changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-09): Do Not Concur. Please see CICs for change in loan lock and term, the $[Redacted] lender credit was disclosed timely on LE v3. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033284 |  | &nbsp;&nbsp;3158622035 |  | &nbsp;&nbsp;35699604 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;REO Documents are missing. | &nbsp;&nbsp;- ___ | &nbsp;&nbsp;Missing Mortgage Statement and Tax Verification for [Redacted]. If Taxes and insurances are not escrowed further documentation Required to verify these amounts. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): REO documentation received<br>Buyer Comment (2026-02-06): Insurance<br>Buyer Comment (2026-02-06): Hoa<br>Buyer Comment (2026-02-06): Attached customer assist to show account was just open with [Redacted] and taxes and ins | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033284 |  | &nbsp;&nbsp;3158622035 |  | &nbsp;&nbsp;35711457 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Initial Fee). Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033285 |  | &nbsp;&nbsp;3158622037 |  | &nbsp;&nbsp;35707434 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): amount financed fees updated<br>Buyer Comment (2026-02-05): Do not Concur. $[Redacted] was already cured at closing. [Redacted] is including the full amount $[Redacted] as prepaid and should not be including what was cured. ALSO do not Concur. See attached LOE from title stating the section H Financing Fee $[Redacted] is not a prepaid fee. Please recalculate<br>Buyer Comment (2026-02-05): Do not Concur. $[Redacted] was already cured at closing. [Redacted] is including the full amount $[Redacted] as prepaid and should not be including what was cured | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033285 |  | &nbsp;&nbsp;3158622037 |  | &nbsp;&nbsp;35707435 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): amount financed fees updated<br>Buyer Comment (2026-02-05): Do not Concur. $[Redacted] was already cured at closing. [Redacted] is including the full amount $[Redacted]as prepaid and should not be including what was cured. ALSO do not Concur. See attached LOE from title stating the section H Financing Fee $[Redacted] is not a prepaid fee. Please recalculate<br>Buyer Comment (2026-02-05): Do not Concur. $[Redacted]was already cured at closing. [Redacted]is including the full amount $[Redacted] as prepaid and should not be including what was cured. Please recalculate | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033285 |  | &nbsp;&nbsp;3158622037 |  | &nbsp;&nbsp;35707460 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Loan Discount fee was last disclosed as $[Redacted] on Loan Estimate but disclosed as $[Redacted] on Final Closing Disclosure. The file did not contain a valid Change of Circumstance for the increase and the cure provided at closing of $[Redacted] was insufficient to cure both of the tolerance issues. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): valid COC received<br>Buyer Comment (2026-02-05): Do not Concur. Loan expiration and loan points CIC [Redacted]. Cdv4 disclosed timely [Redacted] | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033285 |  | &nbsp;&nbsp;3158622037 |  | &nbsp;&nbsp;35721920 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Project Processing Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Project Processing Fee was last disclosed as $[Redacted] on Loan Estimate but disclosed as $[Redacted] on Final Closing Disclosure. The file did not contain a valid Change of Circumstance for the increase and the cure provided at closing of $[Redacted] was insufficient to cure both of the tolerance issues. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): fee cured at closing<br>Buyer Comment (2026-02-05): Do not Concur. Project processing fee already cured at closing for tolerance violation | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033285 |  | &nbsp;&nbsp;3158622037 |  | &nbsp;&nbsp;35734566 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Project Processing Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;fee cured at closing |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/05/2026 |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033286 |  | &nbsp;&nbsp;3158622038 |  | &nbsp;&nbsp;35699798 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;Insufficient Coverage | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;The Hazard Insurance Policy effective date is after the funds disbursed. | &nbsp;&nbsp;Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | &nbsp;&nbsp;Provide proof of HOI coverage that is effective as of the date of disbrsement. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): effective date of HOI coverage is acceptable<br>Buyer Comment (2026-02-04): Hazard Policy effective date is the date of disbursement please review. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033286 |  | &nbsp;&nbsp;3158622038 |  | &nbsp;&nbsp;35699799 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit Documentation | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. |  |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): updated guidelines no longer require VOR<br>Buyer Comment (2026-02-04): Policy uploaded to show vor is not needed | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033288 |  | &nbsp;&nbsp;3158622040 |  | &nbsp;&nbsp;35694400 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): [Redacted] Received Valid COC dated [Redacted].<br>Buyer Comment (2026-02-03): Do not Concur. Valid CICs for Loan interest rate and loan points [Redacted]. CDv3 disclosed timely [Redacted] | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033289 |  | &nbsp;&nbsp;3158622042 |  | &nbsp;&nbsp;35697582 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points $[Redacted] was added on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): [Redacted] Received Valid COC dated [Redacted].<br>Buyer Comment (2026-02-04): Do not Concur. Lock expiration and valid CIC for loan points [Redacted]. CDv4 discloesd timely next day | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033289 |  | &nbsp;&nbsp;3158622042 |  | &nbsp;&nbsp;35697583 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Second Appraisal fee $[Redacted] was added on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely delivery of fee change received<br>Buyer Comment (2026-02-09): Do not Concur. Valid CICs for loan amount, Original Mortgage amount, and product changes [Redacted]. LEv2 disclosed timely [Redacted]<br>Reviewer Comment (2026-02-05): [Redacted] Received [Redacted] COC stating loan amount change is not a valid reason for addition of Second Appraisal fee. In order to determine if the changed circumstance is valid more information is necessary on reason fee added and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-02-04): Do not Concur. Valid CIC for loan amount change [Redacted]. LEv2 disclosed timely [Redacted] | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033289 |  | &nbsp;&nbsp;3158622042 |  | &nbsp;&nbsp;35697587 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | &nbsp;&nbsp;RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | &nbsp;&nbsp;List of Homeownership Counseling Organizations disclosure dated [Redacted] was not provided to borrower within three (3) business days of application date of [Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): proof of disclosure delivery received<br>Buyer Comment (2026-02-04): Do not Concur. Application package dated [Redacted] included the Homeownership Counseling document. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033290 |  | &nbsp;&nbsp;3158622043 |  | &nbsp;&nbsp;35696463 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Transfer Tax changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. A valid change of circumstance for the fee change was not located in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely delivery information has been received<br>Buyer Comment (2026-02-06): Do not Concur. Valid CIC for review of the sales contract [Redacted]. LEv3 discloed timely [Redacted]<br>Reviewer Comment (2026-02-05): [Redacted] received COC dated [Redacted], however transfer tax fee increased on LE dated [Redacted]. Please provide valid COC for increase of transfer tax fee on LE dated [Redacted] or cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-02-04): Do not concur. Valid CIC for property type change [Redacted]. The Transfer taxes increased to $[Redacted] with this valid CIC. Then when the transfer taxes increased at closing, this difference was already cured.<br>Reviewer Comment (2026-02-04): [Redacted] received rebuttal, however on initial LE transfer tax disclosed was $[Redacted] and on final CD fee increased to $[Redacted]. A valid COC with sufficient information why the fee increased or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.<br>Buyer Comment (2026-02-03): Do not Concur. Transfer taxes reflected $[Redacted] on the initial CD. Taxes increased to $[Redacted] without a valid CIC. This cure was already given back at closing | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MN | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033290 |  | &nbsp;&nbsp;3158622043 |  | &nbsp;&nbsp;35696478 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Title | &nbsp;&nbsp;General | &nbsp;&nbsp;Title | &nbsp;&nbsp;Title Policy Coverage is less than Original Loan Amount. | &nbsp;&nbsp;The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | &nbsp;&nbsp;Title Policy Coverage $[Redacted] is less than subject property loan Amount $[Redacted]. |  |  |  |  |  |  |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;MN | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033290 |  | &nbsp;&nbsp;3158622043 |  | &nbsp;&nbsp;35759915 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-[Redacted] exceeds tolerance of $-[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-[Redacted] exceeds tolerance of $-[Redacted] |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely delivery information has been received | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MN | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033292 |  | &nbsp;&nbsp;3158622046 |  | &nbsp;&nbsp;35707414 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;AUS Discrepancy / Guidelines Discrepancy | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Guideline Requirement: PITIA reserves months discrepancy. |  | &nbsp;&nbsp;With funds required to bring to closing of $[Redacted], plus the HOI premium of $[Redacted] POC, plus the down payment/deposit of $[Redacted], total funds to be verified is $[Redacted]. Additionally, guidelines require [Redacted] months of reserves for this loan, and there are only [Redacted] months of reserves verified. Gift funds received of $[Redacted] which were not all needed to close; however, they cannot be utilized to cover reserves. Borrower funds outside of the gift and EMD are only $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): sufficient assets and documentation in file<br>Buyer Comment (2026-02-05): policy changed and gifts be utilized to cover reserves. We have the [Redacted] months reserves already adjusted out in the required reserve screen, as well at the [Redacted] months for [Redacted] exception. So, the residual reserves left remaining is extra.<br>Buyer Comment (2026-02-05): Policy to show gift funds can be used as reserves | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033292 |  | &nbsp;&nbsp;3158622046 |  | &nbsp;&nbsp;35707468 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Check Loan Designation Match - QM | &nbsp;&nbsp;Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | &nbsp;&nbsp;Waterfall finding due to the reserve shortage. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): sufficient assets and documentation in file | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Lender to provide updated ATR/QM status | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033292 |  | &nbsp;&nbsp;3158622046 |  | &nbsp;&nbsp;35707469 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor Guidelines Violation | &nbsp;&nbsp;General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | &nbsp;&nbsp;Waterfall finding due to the reserve shortage. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): sufficient assets and documentation in file<br>Buyer Comment (2026-02-05): Updated policy was uploaded | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033292 |  | &nbsp;&nbsp;3158622046 |  | &nbsp;&nbsp;35707472 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Property Taxes Included In Escrow | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [Redacted] incorrectly disclosed whether property taxes are included in escrow. | &nbsp;&nbsp;Final Closing Disclosure provided on [Redacted] did not disclose whether property taxes are included in escrow. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): property taxes are N/A for this property type<br>Buyer Comment (2026-02-04): Do not Concur. This is a Co-Op. Taxes are not applicable. The Co-op pays property taxes. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033292 |  | &nbsp;&nbsp;3158622046 |  | &nbsp;&nbsp;35707567 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Miscellaneous | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Credit Exception: |  | &nbsp;&nbsp;Client approved exception for PAG decline only. PAG declined due to Coop has been delinquent on taxes in the last [Redacted] months, proprietary lease expires in less than [Redacted] years, and the subject unit maintenance increased by more than [Redacted]%. | &nbsp;&nbsp;The qualifying DTI on the loan is at least [Redacted]% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [Redacted]% and $[Redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [Redacted] points. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/03/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033292 |  | &nbsp;&nbsp;3158622046 |  | &nbsp;&nbsp;35709814 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Income/Asset Guideline Deficiency - QM Impact | &nbsp;&nbsp;General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | &nbsp;&nbsp;Waterfall finding due to the reserve shortage. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): sufficient assets and documentation in file<br>Buyer Comment (2026-02-05): Waterfall | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033292 |  | &nbsp;&nbsp;3158622046 |  | &nbsp;&nbsp;35710265 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Asset | &nbsp;&nbsp;Asset Documentation | &nbsp;&nbsp;Asset | &nbsp;&nbsp;Asset documentation requirements not met. |  | &nbsp;&nbsp;Waterfall finding due to the reserve shortage. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): sufficient assets and documentation in file<br>Buyer Comment (2026-02-05): Policy to use gifts funds as reserves uploaded | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033294 |  | &nbsp;&nbsp;3158622048 |  | &nbsp;&nbsp;35703323 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] Received Valid COC dated [Redacted].<br>Buyer Comment (2026-02-05): Do not Concur. Expiration change and valid CIC for loan points [Redacted]. CDv5 disclosed timely [Redacted] | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033295 |  | &nbsp;&nbsp;3158622050 |  | &nbsp;&nbsp;35711130 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points fee changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely disclosure of tee change has been received<br>Buyer Comment (2026-02-09): Do Not Concur. Please see CIC for pricing change and loan points, discount points disclosed timely on CD v2. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033296 |  | &nbsp;&nbsp;3158622051 |  | &nbsp;&nbsp;35707244 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Appraisal Re-Inspection fee changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC with timely delivery of fee change received<br>Buyer Comment (2026-02-06): Do not Concur. Appraisal/invoice received [Redacted]. Final inspection required. Valid CIC same day. Lev6 disclosed timely [Redacted] | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MI | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033296 |  | &nbsp;&nbsp;3158622051 |  | &nbsp;&nbsp;35707245 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Transfer Tax changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC with timely delivery of fee change received<br>Buyer Comment (2026-02-06): Do not Concur. Valid CIC for [Redacted] receiving/reviewing the sales contract [Redacted]. Per contract the buyer and seller will go in half. LEv2 disclosed timely same day | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MI | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033297 |  | &nbsp;&nbsp;3158622052 |  | &nbsp;&nbsp;35706941 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insurance Analysis | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | &nbsp;&nbsp;The Note amount is $[Redacted], and the appraisal did not provide the estimated cost new. Based on hazard insurance coverage of $[Redacted], plus extended coverage of $[Redacted], for total coverage of $[Redacted], the loan is short of the required coverage by $[Redacted]. An Insurer's Replacement Cost Estimate reflects $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): HOI coverage is acceptable with existing coverage<br>Buyer Comment (2026-02-09): Do not concur. A Google search of A1 - Replacement Cost - Similar Construction with [Redacted] returned...<br>Key Aspects of [Redacted] A1 Replacement Cost:<br> • What it covers: The cost to rebuild your home's structure (walls, roof, foundations, built-in fixtures) using similar materials and quality as before the loss, in current market value.<br> • How it's calculated: [Redacted] uses tools like Xactimate to estimate rebuilding costs, factoring in local building costs and materials. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033297 |  | &nbsp;&nbsp;3158622052 |  | &nbsp;&nbsp;35706968 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | &nbsp;&nbsp;ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): evidence of appraisal delivery received<br>Buyer Comment (2026-02-04): Please review uploaded proof of appraisal delivery. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033297 |  | &nbsp;&nbsp;3158622052 |  | &nbsp;&nbsp;35722182 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;REO Documents are missing. | &nbsp;&nbsp;- ___ |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): REO documentation received<br>Buyer Comment (2026-02-04): Please review uploaded tax info. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033298 |  | &nbsp;&nbsp;3158622054 |  | &nbsp;&nbsp;35709351 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;The Appraisal fee was disclosed as $[Redacted] on the LE, the final CD shows the fee as $[Redacted] There was a lender credit to cover the cost to cure. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033299 |  | &nbsp;&nbsp;3158622055 |  | &nbsp;&nbsp;35713852 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Recording Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC with timely disclosure received<br>Buyer Comment (2026-02-06): Do not concur. [Redacted] CIC (D[Redacted]) indicates Program/Investor change coinciding with increase in Recording Fee on [Redacted] LE (within 3 days on CIC) to $[Redacted] from $[Redacted] on prior [Redacted] LE. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033301 |  | &nbsp;&nbsp;3158622059 |  | &nbsp;&nbsp;35700329 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | &nbsp;&nbsp;ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | &nbsp;&nbsp;Proof that the appraisal was provided to the borrower is not in file. |  |  |  |  |  |  |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;TN | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033307 |  | &nbsp;&nbsp;3158622071 |  | &nbsp;&nbsp;35698570 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | &nbsp;&nbsp;ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | &nbsp;&nbsp;Verification updated appraisal was delivered to borrower was not provided. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): appraisal receipt received<br>Buyer Comment (2026-02-04): See attached Appraisal receipt. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;AL | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Exempt from ATR | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033307 |  | &nbsp;&nbsp;3158622071 |  | &nbsp;&nbsp;35698571 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;CDFI Bank Originated Loan submitted as Non Exempt | &nbsp;&nbsp;Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | &nbsp;&nbsp;Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): CDFI originated loan | &nbsp;&nbsp;02/03/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;AL | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Exempt from ATR | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033309 |  | &nbsp;&nbsp;3158622073 |  | &nbsp;&nbsp;35697447 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Appraisal Fee of $[Redacted] not disclosed to borrower until final CD. No valid change in circumstance or cure provided. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MI | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033312 |  | &nbsp;&nbsp;3158622079 |  | &nbsp;&nbsp;35707234 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Appraisal Desk Review Fee. was last disclosed as $[Redacted] on LE but disclosed as $[Redacted]on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033312 |  | &nbsp;&nbsp;3158622079 |  | &nbsp;&nbsp;35707235 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Appraisal Fee was last disclosed as $[Redacted] on LE but disclosed as $[Redacted] on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033312 |  | &nbsp;&nbsp;3158622079 |  | &nbsp;&nbsp;35723416 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;1003 | &nbsp;&nbsp;Document Error | &nbsp;&nbsp;1003 | &nbsp;&nbsp;Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. | &nbsp;&nbsp;- | &nbsp;&nbsp;1003 indicates borrower is a Permanent Resident Alien; however the file does not contain a copy of the Permanent Resident card. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): borrower resident information received<br>Buyer Comment (2026-02-05): Please review Resident confirmation attached. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033313 |  | &nbsp;&nbsp;3158622080 |  | &nbsp;&nbsp;35713420 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TN | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033315 |  | &nbsp;&nbsp;3158622083 |  | &nbsp;&nbsp;35708999 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insurance Analysis | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | &nbsp;&nbsp;[Redacted] uses FannieMae's definition of acceptable coverage. Fannie Mae requires coverage equal to the lesser of the following: 100% of the insurable value of the improvements, as established by the property insurer; or the unpaid principal balance of the mortgage, as long as it at least equals the minimum amount-80% of the insurable value of the improvements-required to compensate for damage or loss on a replacement cost basis. If it does not, then coverage that does provide the minimum required amount must be obtained. HOI coverage is insufficient by $[Redacted]. Provide updated policy reflecting minimum coverage of $[Redacted] OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  |  |  |  |  | &nbsp;&nbsp;3 | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033318 |  | &nbsp;&nbsp;3158622089 |  | &nbsp;&nbsp;35717193 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insurance Analysis | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | &nbsp;&nbsp;The Note amount is $[Redacted], and the appraisal indicated the estimated cost new is $[Redacted]. Based on hazard insurance coverage of $[Redacted], plus extended coverage of $[Redacted], for total coverage of $[Redacted], the loan is short of the required coverage by $[Redacted]. An Insurer's Replacement Cost Estimate was not in file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): screenshot received showing HOI coverage has full replacement coverage, which is acceptable<br>Buyer Comment (2026-02-10): Full Replacement cost verified screenshots provided | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033318 |  | &nbsp;&nbsp;3158622089 |  | &nbsp;&nbsp;35717199 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC with timely delivery received<br>Buyer Comment (2026-02-06): Do not Concur. Valid CICs for LnRate and Loan points [Redacted]. CDv5 disclosed timely [Redacted] | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033318 |  | &nbsp;&nbsp;3158622089 |  | &nbsp;&nbsp;35759529 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-[Redacted] exceeds tolerance of $-[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;ero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-[Redacted] exceeds tolerance of $-[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC with timely delivery received | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033319 |  | &nbsp;&nbsp;3158622090 |  | &nbsp;&nbsp;35694032 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-03): Do not Concur. Lock expiration and valid CIC for loan points occurred [Redacted]. CDv2 disclosed timely [Redacted] | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033321 |  | &nbsp;&nbsp;3158622093 |  | &nbsp;&nbsp;35699539 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received valid COC documents<br>Buyer Comment (2026-02-05): Do not Concur. Valid CIC for LnRate [Redacted]. LEv6 disclosed points at $[Redacted] timely [Redacted]. Points decreased at closing | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033321 |  | &nbsp;&nbsp;3158622093 |  | &nbsp;&nbsp;35699540 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Appraisal Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received valid COC documents<br>Buyer Comment (2026-02-05): Do not Concur. Appraisal waiver lost and valid CICs [Redacted]. CDv2 disclosed timely same day | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033322 |  | &nbsp;&nbsp;3158622095 |  | &nbsp;&nbsp;35695936 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. No valid Change of Circumstance found in file and no evidence of a tolerance cure. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): [Redacted] received COC dated [Redacted] for adding fee due to internal appraisal transfer.<br>Buyer Comment (2026-02-04): Do not Concur. Valid CIC [Redacted] for appraisal being re-used from previous loan. LEv9 disclosed timely same day. A letter has never been required for this request. For TRID review the valid CIC and detailed comments are required.<br>Reviewer Comment (2026-02-04): [Redacted] received COC dated [Redacted] for increase in fee due to appraisal transfer. File does not have appraisal transfer letter to validate the change. Please provide transfer letter to verify reason and when lender has received the change.<br>Buyer Comment (2026-02-03): Do not Concur. Valid CIC [Redacted] for appraisal being re-used from previous loan. LEv9 disclosed timely same day | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033322 |  | &nbsp;&nbsp;3158622095 |  | &nbsp;&nbsp;35695937 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Initial Fee). Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Flood Certification (Initial Fee). Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]0. $[Redacted] over legal limit. No valid Change of Circumstance found in file and no evidence of a tolerance cure. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): PCCD, LOX, refund check and proof of delivery provided to borrower prior to review by TPR<br>Buyer Comment (2026-02-06): Please see attached PCCD, refund, and proof of shipping | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033322 |  | &nbsp;&nbsp;3158622095 |  | &nbsp;&nbsp;35695938 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. No valid Change of Circumstance found in file and no evidence of a tolerance cure. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): PCCD, LOX, refund check and proof of delivery provided to borrower prior to review by TPR | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033322 |  | &nbsp;&nbsp;3158622095 |  | &nbsp;&nbsp;35701086 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of [Redacted]% moderately exceeds the guideline maximum of [Redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | &nbsp;&nbsp;Universal Product Exception Form in file for lender exceptions of DTI . Exception approved with comp factors. | &nbsp;&nbsp;The representative FICO score exceeds the guideline minimum by at least [Redacted] points.<br>Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted]%. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/02/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033322 |  | &nbsp;&nbsp;3158622095 |  | &nbsp;&nbsp;35701107 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;AUS Discrepancy / Guidelines Discrepancy | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | &nbsp;&nbsp;Universal Product Exception Form in file for lender exceptions of DTI . Exception approved with comp factors. | &nbsp;&nbsp;The representative FICO score exceeds the guideline minimum by at least [Redacted] points.<br>Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted]%. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/02/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033323 |  | &nbsp;&nbsp;3158622097 |  | &nbsp;&nbsp;35699439 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;The credit report Re-issue fee was disclosed as $[Redacted] on the LE, the final CD shows the fee as $[Redacted] There was a lender credit to cover the cost to cure. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033324 |  | &nbsp;&nbsp;3158622098 |  | &nbsp;&nbsp;35695998 |  |  | &nbsp;&nbsp;Property | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;Appraisal Documentation | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. | &nbsp;&nbsp;- | &nbsp;&nbsp;Appraisal was made subject to and 442 is not in images. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): escrow hold back info and signed contract for pool received<br>Buyer Comment (2026-02-03): Loan has an escrow holdback for a pool documents attached<br>Buyer Comment (2026-02-03): Escrow holdback signed<br>Buyer Comment (2026-02-03): Escrow holdback for [Redacted] days<br>Buyer Comment (2026-02-03): Policy for escrow holdback | &nbsp;&nbsp;02/03/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;GA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033324 |  | &nbsp;&nbsp;3158622098 |  | &nbsp;&nbsp;35696054 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): valid COC received<br>Buyer Comment (2026-02-03): Do not Concur. Valid CIC for Final inspection required [Redacted]. Same day appraisal/invoice was received. See attached notes of why inspection was required. Lev2 disclosed timely same day. | &nbsp;&nbsp;02/03/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;GA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033325 |  | &nbsp;&nbsp;3158622100 |  | &nbsp;&nbsp;35699425 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient cure was provided to the borrower at Closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033326 |  | &nbsp;&nbsp;3158622102 |  | &nbsp;&nbsp;35718317 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The amount of Lender Credit was reduced to $[Redacted] on the [Redacted] LE. There was no cure was provided to the borrower and the file did not contain a valid COC for the reduction of the credit. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-06): Do not Concur. Initial loan lock, appraised value, and loan lock CICs [Redacted]. This is where premium pricing changed to positive points. LEv4 disclosed timely | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033326 |  | &nbsp;&nbsp;3158622102 |  | &nbsp;&nbsp;35718318 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The fee for Discount Points changed on the [Redacted] LE. There was no cure was provided to the borrower and the file did not contain a valid COC for the increase of the fee. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-06): Do not Concur. Initial loan lock, appraised value, and loan lock CICs [Redacted] . This is where premium pricing changed to positive points. LEv4 disclosed timely | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033327 |  | &nbsp;&nbsp;3158622103 |  | &nbsp;&nbsp;35707640 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;Recording fee changed to $[Redacted] on the CD dated [Redacted]. A valid COC was not provided for fee change. The cure provided at closing ([Redacted] is sufficient to resolve all tolerance violations. |  |  |  |  |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033328 |  | &nbsp;&nbsp;3158622104 |  | &nbsp;&nbsp;35710680 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Title | &nbsp;&nbsp;General | &nbsp;&nbsp;Title | &nbsp;&nbsp;Title Policy Coverage is less than Original Loan Amount. | &nbsp;&nbsp;The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033329 |  | &nbsp;&nbsp;3158622107 |  | &nbsp;&nbsp;35703827 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-06): Do not Concur. Expiration change and valid CIC for loan points [Redacted]. CDv2 disclosed timely [Redacted] | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033332 |  | &nbsp;&nbsp;3158622111 |  | &nbsp;&nbsp;35708165 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Services Sales Tax. Fee Amount of $[Redacted] exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/03/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033335 |  | &nbsp;&nbsp;3158622118 |  | &nbsp;&nbsp;35699985 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;General | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;Missing Document: Verification of Non-US Citizen Status not provided |  | &nbsp;&nbsp;Verification of Non-US Citizen Status is missing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): I-94 documentation received<br>Buyer Comment (2026-02-05): I-94 Provided | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033335 |  | &nbsp;&nbsp;3158622118 |  | &nbsp;&nbsp;35700061 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. | &nbsp;&nbsp;10% tolerance was exceeded by $[Redacted] due to increase of fees. No valid COC provided, Sufficient or Excess cure was provided to the borrower at closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033336 |  | &nbsp;&nbsp;3158622119 |  | &nbsp;&nbsp;35694423 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted].The file did not contain a valid Change of Circumstance for the change and there was no evidence of a tolerance cure. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): [Redacted] received LOX for rebuttal response and further review the appraisal review fee added with subsequent lender credit on LE and final CD<br>Buyer Comment (2026-02-04): Do not Concur. Loan closed with $[Redacted] lender credits. | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033339 |  | &nbsp;&nbsp;3158622127 |  | &nbsp;&nbsp;35707282 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Lender credit was last disclosed as $[Redacted] on LE but disclosed as $[Redacted] on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-05): Do not Concur. Valid CIC for credit report change[Redacted]. LEv5 disclosed timely | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033339 |  | &nbsp;&nbsp;3158622127 |  | &nbsp;&nbsp;35707283 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Loan Discount Points Fee was last disclosed as $[Redacted] on LE but disclosed as $[Redacted] on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-05): Do not Concur. Valid CIC for loan amount change [Redacted]. CDv2 disclosed timely [Redacted] | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033340 |  | &nbsp;&nbsp;3158622132 |  | &nbsp;&nbsp;35703836 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted]received valid COC dated [Redacted]<br>Buyer Comment (2026-02-05): Do not Concur. Valid CICs for initial loan lock, LnRate, and Loan points [Redacted]. CDv3 disclosed timely same day. This is when premium pricing decreased and turned into positive points. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033340 |  | &nbsp;&nbsp;3158622132 |  | &nbsp;&nbsp;35703838 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received valid COC dated [Redacted]<br>Buyer Comment (2026-02-05): Do not Concur. Valid CICs for initial loan lock, LnRate, and Loan points [Redacted]. CDv3 disclosed timely same day. This is when premium pricing decreased and turned into positive points. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033341 |  | &nbsp;&nbsp;3158622136 |  | &nbsp;&nbsp;35710128 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;General | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;Missing Document: Verification of Non-US Citizen Status not provided |  |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): I-94 documentation received<br>Buyer Comment (2026-02-10): attached | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033342 |  | &nbsp;&nbsp;3158622137 |  | &nbsp;&nbsp;35711747 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;Final Disclosure disclosed a Finance Charges are $[Redacted]. The calculated Finance charges is $[Redacted]. There is a variance of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): Our client has elected to apply lender credits to non-finance charge amounts before applying amounts to finance charge amounts. There are no tolerance exceptions on the loan file nor are there any other finance charges as all other charges are paid by the Lender.<br>Buyer Comment (2026-02-10): Do not Concur. [Redacted] is only including the project fee as prepaids. They need to include all other prepaid fees in the calculations. Tax service fee, Insured closing letter, Recording service, Settlement or closing fee, prepaid interest<br>Reviewer Comment (2026-02-09): [Redacted] received rebuttal on the cure at closing on the Project Processing Fee which was excluded from the finance charge calculation. However, [Redacted]'s calculation reflects finance charge of $[Redacted] but lender disclosed at $[Redacted] which would be a total underdisclosure of $[Redacted]. Finance Charge underdisclosure must be cured in full and would have been short $[Redacted] of cure to borrower. Unable to determine lender's calculations as missing lender compliance report & amortization schedule. Can provide lender's calculation in order to review calculation or would need to cure the shortage of $[Redacted] with Corrected CD, LOE to borrower, copy of cure refund, proof of mailing and proof of reopening of rescission. Cures under 130(b) require the consumer does not pay an amount that exceeds the charge actually disclosed. Refund of the entire underdisclosed amount is required. The self-corrective cure provisions specifically requires the lender assure the consumer does not pay an amount that exceeds the charge actually disclosed. To accomplish this, a refund of the amount that was underdisclosed is required. Note: The correction does not reference bringing the amount that the loan was underdisclosed to an amount within the permissible tolerance to be considered accurate. If the lender only refunds the delta between the under-disclosure and the permissible tolerance, it would not be deemed to be a remediation in accordance with 130(b) and therefore by not refunding the entire amount the exception will remain as an EV3-C.<br>Buyer Comment (2026-02-09): Do not Concur. [Redacted] is requesting details on a fee that is already cured at closing for the tolerance fee violation. No action required.<br>Reviewer Comment (2026-02-09): For further review, please provide the purpose of the Project Processing fee.<br>Buyer Comment (2026-02-06): Do not Concur. The project processing fee $[Redacted] was already cured at closing and should not be included as prepaid |  |  |  | &nbsp;&nbsp;3 | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;VA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033342 |  | &nbsp;&nbsp;3158622137 |  | &nbsp;&nbsp;35711748 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;Final Disclosure disclosed a Finance Charges are $$[Redacted]. The calculated Finance charges is $[Redacted]. There is a variance of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): Our client has elected to apply lender credits to non-finance charge amounts before applying amounts to finance charge amounts. There are no tolerance exceptions on the loan file nor are there any other finance charges as all other charges are paid by the Lender.<br>Buyer Comment (2026-02-10): Do not Concur. [Redacted] is only including the project fee as prepaids. They need to include all other prepaid fees in the calculations. Tax service fee, Insured closing letter, Recording service, Settlement or closing fee, prepaid interest<br>Reviewer Comment (2026-02-09): [Redacted] received rebuttal on the cure at closing on the Project Processing Fee which was excluded from the finance charge calculation. However, [Redacted]'s calculation reflects finance charge of $[Redacted] but lender disclosed at $[Redacted] which would be a total underdisclosure of $[Redacted]. Finance Charge underdisclosure must be cured in full and would have been short $[Redacted] of cure to borrower. Unable to determine lender's calculations as missing lender compliance report & amortization schedule. Can provide lender's calculation in order to review calculation or would need to cure the shortage of $[Redacted] with Corrected CD, LOE to borrower, copy of cure refund, proof of mailing and proof of reopening of rescission. Cures under 130(b) require the consumer does not pay an amount that exceeds the charge actually disclosed. Refund of the entire underdisclosed amount is required. The self-corrective cure provisions specifically requires the lender assure the consumer does not pay an amount that exceeds the charge actually disclosed. To accomplish this, a refund of the amount that was underdisclosed is required. Note: The correction does not reference bringing the amount that the loan was underdisclosed to an amount within the permissible tolerance to be considered accurate. If the lender only refunds the delta between the under-disclosure and the permissible tolerance, it would not be deemed to be a remediation in accordance with 130(b) and therefore by not refunding the entire amount the exception will remain as an EV3-C.<br>Buyer Comment (2026-02-09): Do not Concur. [Redacted] is requesting details on a fee that is already cured at closing for the tolerance fee violation. No action required.<br>Reviewer Comment (2026-02-09): For further review, please provide the purpose of the Project Processing fee.<br>Buyer Comment (2026-02-06): Do not Concur. The project processing fee $[Redacted] was already cured at closing and should not be included as prepaid |  |  |  | &nbsp;&nbsp;3 | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C |  | &nbsp;&nbsp;VA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033343 |  | &nbsp;&nbsp;3158622139 |  | &nbsp;&nbsp;35707335 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender Credit changed to $[Redacted] from $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] received valid COC document<br>Buyer Comment (2026-02-05): Do not Concur. Initial loan lock [Redacted] decreased premium pricing to $[Redacted]. LEv4 disclosed timely same day. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033347 |  | &nbsp;&nbsp;3158622144 |  | &nbsp;&nbsp;35697071 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender Credit Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): [Redacted] received system snip for rebuttal response with additional information for a valid Changed circumstance.<br>Buyer Comment (2026-02-03): Do not Concur. Valid CIC for change in Loan Interest rate [Redacted]. LEv3 disclosed timely [Redacted] | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033348 |  | &nbsp;&nbsp;3158622149 |  | &nbsp;&nbsp;35710696 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Lender Credits fee changed to $[Redacted]. on the CD dated [Redacted]. A valid COC was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC received and timely disclosure of change has been received<br>Buyer Comment (2026-02-06): Do not Concur. Valid CICs for product and affordable credit change [Redacted]. Cdv3 disclosed timely same day. Borrower ended up getting a bigger credit at closing. No cure due back. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033349 |  | &nbsp;&nbsp;3158622152 |  | &nbsp;&nbsp;35697206 |  |  | &nbsp;&nbsp;Property | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;Appraisal Documentation | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. | &nbsp;&nbsp;- | &nbsp;&nbsp;The file was missing a copy of the 442 Images |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): the subject to condition has been met with the new recorded security instrument.<br>Buyer Comment (2026-02-09): Appraisal subject to recordation of the new property description at closing; legal recorded with mortgage. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033349 |  | &nbsp;&nbsp;3158622152 |  | &nbsp;&nbsp;35697225 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;RESPA Disclosure - List of Homeownership Counseling Organizations Missing | &nbsp;&nbsp;RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | &nbsp;&nbsp;Creditor did not provide List of Homeownership Counseling Organizations to borrower |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): evidence of disclosure delivery to borrower has been received<br>Buyer Comment (2026-02-04): Do not Concur. The Home Loan Councling was sent to the customer via DocMagic with the application package [Redacted] | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033349 |  | &nbsp;&nbsp;3158622152 |  | &nbsp;&nbsp;35697226 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus 10% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Recording Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-04): Do not Concur. Section E tolerance violation is already cured at closing | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033349 |  | &nbsp;&nbsp;3158622152 |  | &nbsp;&nbsp;35697227 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-04): Do not Concur. Lock expiration and valid CIC for loan points [Redacted]. CD disclosed timely [Redacted] | &nbsp;&nbsp;02/05/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033349 |  | &nbsp;&nbsp;3158622152 |  | &nbsp;&nbsp;35727428 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus 10% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/05/2026 |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033350 |  | &nbsp;&nbsp;3158622153 |  | &nbsp;&nbsp;35697491 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Transfer Tax was disclosed on Loan Estimate as $[Redacted] and on Final Disclosure as $[Redacted]. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC received and timely delivery of fee change is acceptable<br>Buyer Comment (2026-02-06): Do not Concur. [Redacted] has multiple CIC screens. TRID is not about what is in the system, but that the document is correct. The document is correct. Valid CIC for loan amount change [Redacted] and CDv2 disclosed same day. No violation and no cure due back.<br>Reviewer Comment (2026-02-05): [Redacted] Received COC dated [Redacted] stating loan amount change to $[Redacted] on CD dated [Redacted]; however, in actual loan amount changed to $[Redacted]. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-02-04): Do not Concur. CIC for Loan amount change [Redacted]. CDv2 disclosed timely same day | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TN | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033351 |  | &nbsp;&nbsp;3158622154 |  | &nbsp;&nbsp;35711282 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): [Redacted] Received Valid COC dated [Redacted].<br>Buyer Comment (2026-02-05): Do not Concur. Valid CIC for product change [Redacted] and CDv3 disclosed timely next day | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033351 |  | &nbsp;&nbsp;3158622154 |  | &nbsp;&nbsp;35719549 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Miscellaneous | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Credit Exception: |  | &nbsp;&nbsp;Universal Escalation Form in file for lender exceptions of PAG Declines. Exception approved with comp factors. | &nbsp;&nbsp;The representative FICO score exceeds the guideline minimum by at least [Redacted] points.<br>Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has owned the subject property for at least [Redacted] years.<br>Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months.<br>The qualifying DTI on the loan is at least [Redacted]% less than the guideline maximum. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/04/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033352 |  | &nbsp;&nbsp;3158622155 |  | &nbsp;&nbsp;35713110 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insurance Analysis | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | &nbsp;&nbsp;HOI coverage insufficient by $[Redacted]. Provide updated policy reflecting minimum coverage of $[Redacted] OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): HOI screenshots show full replacement cost coverage, which is acceptable<br>Buyer Comment (2026-02-10): [Redacted] to [Redacted] refinance utilized MSP screenshots to verify insurance | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033353 |  | &nbsp;&nbsp;3158622156 |  | &nbsp;&nbsp;35697688 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender Credits Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): [Redacted] received system snip for rebuttal response with additional information for a valid Changed circumstance.<br>Buyer Comment (2026-02-04): Do not Concur. Initial lock [Redacted] increased loan points at $[Redacted]. Premium pricing and loan points can float until the loan locks. Points decreased at closing | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033353 |  | &nbsp;&nbsp;3158622156 |  | &nbsp;&nbsp;35697689 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): [Redacted] received system snip for rebuttal response with additional information for a valid Changed circumstance.<br>Buyer Comment (2026-02-04): Do not Concur. Initial lock [Redacted] increased loan points at $[Redacted]. Points decreased at closing | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033355 |  | &nbsp;&nbsp;3158622159 |  | &nbsp;&nbsp;35701741 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Miscellaneous | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Credit Exception: |  | &nbsp;&nbsp;Universal Product Exception Form in file for lender exception of reserve requirements. Exception approved with comp factors. | &nbsp;&nbsp;Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [Redacted] points. |  | &nbsp;&nbsp;SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Universal Product Exception Form in file, exception approved with comp factors. |  |  | &nbsp;&nbsp;02/02/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033358 |  | &nbsp;&nbsp;3158622162 |  | &nbsp;&nbsp;35704088 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[Redacted] exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033360 |  | &nbsp;&nbsp;3158622165 |  | &nbsp;&nbsp;35717120 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely delivery for fee change received<br>Buyer Comment (2026-02-06): Do not Concur. Initial loan lock and then expiration change occurred [Redacted].LEv2 disclosed timely same day | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;MA | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033362 |  | &nbsp;&nbsp;3158622167 |  | &nbsp;&nbsp;35718922 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): PCCD, LOX, check, and proof of delivery received<br>Buyer Comment (2026-02-10): Please see attached PCCD package<br>Reviewer Comment (2026-02-09): [Redacted] received email rebuttal that the title-courier fee is not related to the extension of credit. However, information did not give the specific reason what this fee is related to and how it would not be related to the extension of credit. Title-Courier fee of $[Redacted] was disclosed in Section C which typically is related to the lender required services and typically would be a fee related to the extension of credit. Please provide additional lender attestation that gives the specifics on what this fee was related to and how not related to extension of credit.<br>Buyer Comment (2026-02-09): Do not Concur. Per title agency the Title-Courier fee $[Redacted] is not related to the extension of credit and should not be included as a prepaid fee. |  | &nbsp;&nbsp;02/10/2026 |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CT | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033362 |  | &nbsp;&nbsp;3158622167 |  | &nbsp;&nbsp;35718923 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): PCCD, LOX, check, and proof of delivery received<br>Buyer Comment (2026-02-10): Please see attached PCCD package<br>Reviewer Comment (2026-02-09): [Redacted] received email rebuttal that the title-courier fee is not related to the extension of credit. However, information did not give the specific reason what this fee is related to and how it would not be related to the extension of credit. Title-Courier fee of $[Redacted] was disclosed in Section C which typically is related to the lender required services and typically would be a fee related to the extension of credit. Please provide additional lender attestation that gives the specifics on what this fee was related to and how not related to extension of credit.<br>Buyer Comment (2026-02-09): Do not Concur. Per title agency the Title-Courier fee $[Redacted] is not related to the extension of credit and should not be included as a prepaid fee. |  | &nbsp;&nbsp;02/10/2026 |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CT | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033362 |  | &nbsp;&nbsp;3158622167 |  | &nbsp;&nbsp;35718924 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely delivery received<br>Buyer Comment (2026-02-06): Do not Concur. Initial loan [Redacted]. LEv2 disclosed timely same day | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CT | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033363 |  | &nbsp;&nbsp;3158622170 |  | &nbsp;&nbsp;35712661 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. The cure provided at closing $[Redacted] is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-06): Do not Concur. Section E tolerance violation already cured at closing | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033363 |  | &nbsp;&nbsp;3158622170 |  | &nbsp;&nbsp;35712662 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $0.00. $[Redacted] over legal limit. The cure provided at closing $[Redacted] is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): [Redacted] Received Valid COC dated [Redacted].<br>Buyer Comment (2026-02-06): Do not Concur. Initial loan lock [Redacted]. CDv3 disclosed same day | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033363 |  | &nbsp;&nbsp;3158622170 |  | &nbsp;&nbsp;35757180 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/09/2026 |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033364 |  | &nbsp;&nbsp;3158622173 |  | &nbsp;&nbsp;35719611 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;AUS Discrepancy / Guidelines Discrepancy | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Guideline Requirement: Total cash-out discrepancy. | &nbsp;&nbsp;HUD-1 total cash-out of ___ is greater than Guideline total cash-out of ___. | &nbsp;&nbsp;Universal Product Exception Form in file for lender exceptions for cash out exceeding $[Redacted]. [Redacted] is willing to allow [Redacted]% LTV. This is still over $[Redacted] cash out and requires an exception. Exception approved with comp factors. | &nbsp;&nbsp;The representative FICO score exceeds the guideline minimum by at least [Redacted] points.<br>Borrower has owned the subject property for at least [Redacted] years.<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/04/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;MI | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Cash-out - Other |  | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033366 |  | &nbsp;&nbsp;3158622178 |  | &nbsp;&nbsp;35710744 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insurance Analysis | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | &nbsp;&nbsp;The Note amount is $[Redacted], and the appraisal did not provide an estimated cost new. Based on hazard insurance coverage of $[Redacted], plus extended coverage of $[Redacted], for total coverage of $[Redacted], the loan is short of the required coverage by $[Redacted]. An Insurer's Replacement Cost Estimate was not in file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): [Redacted] screenshot provided, showing 100% replacement cost coverage, which is acceptable<br>Buyer Comment (2026-02-10): [Redacted] to [Redacted] refinance utilized MSP screenshots for insurance | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033366 |  | &nbsp;&nbsp;3158622178 |  | &nbsp;&nbsp;35710953 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Loan Discount Point Fee changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): [Redacted] received system snip for rebuttal response with additional information for a valid Changed circumstance.<br>Buyer Comment (2026-02-06): Do not Concur. Valid CICs for appraised value and loan points [Redacted]. LEv3 disclosed timley [Redacted] | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  | &nbsp;&nbsp;35713029 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;Final Disclosure disclosed a Finance Charges are $[Redacted]. The calculated Finance charges is $[Redacted]. There is a variance of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): borrower attorney removed from finance charge calculation<br>Buyer Comment (2026-02-09): Do not Concur. [Redacted] is including the attorney fee as $[Redacted] and the fee should only be calculated as $[Redacted] per signed CD. Please recalculate | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  | &nbsp;&nbsp;35713030 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;Final Disclosure disclosed a Finance Charges are $[Redacted]. The calculated Finance charges is $[Redacted]. There is a variance of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): borrower attorney removed from finance charge calculation<br>Buyer Comment (2026-02-09): Do not Concur. [Redacted] is including the attorney fee as $[Redacted] and the fee should only be calculated as $[Redacted] per signed CD. Please recalculate | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  | &nbsp;&nbsp;35713032 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid COC was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely delivery of disclosure received<br>Buyer Comment (2026-02-09): Do not Concur. Loan did not lock until [Redacted]. Expiration change and valid CIC for loan points occurred [Redacted]. Cdv3 disclosed timely [Redacted] | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  | &nbsp;&nbsp;35713036 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;AUS Discrepancy / Guidelines Discrepancy | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Guideline Requirement: PITIA reserves months discrepancy. |  | &nbsp;&nbsp;Based on asset documentation in file, verified assets total $[Redacted]. With funds required to bring to closing of $[Redacted], plus the appraisal fee of $[Redacted] POC, plus the down payment/deposit of $[Redacted], plus HOI of $[Redacted] and flood insurance of $[Redacted] both POC, total funds to be verified is $[Redacted]. Additionally, 6 mo PITIA reserves were required. Therefore, the file is does not contain sufficient asset documentation for closing funds and reserves. The final 1003 indicates a significant amount of assets coming from the sale of the borrowers' departing residence; however there is no documentation of this sale in the file and no evidence the funds were received. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): additional asset documentation provided, and now meets asset requirements | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  | &nbsp;&nbsp;35713086 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Asset | &nbsp;&nbsp;Asset Calculation / Analysis | &nbsp;&nbsp;Asset | &nbsp;&nbsp;Available for Closing is insufficient to cover Cash From Borrower. |  | &nbsp;&nbsp;Based on asset documentation in file, verified assets total $[Redacted]. With funds required to bring to closing of $[Redacted], plus the appraisal fee of $[Redacted] POC, plus the down payment/deposit of $[Redacted], plus HOI of $[Redacted] and flood insurance of $[Redacted] both POC, total funds to be verified is $[Redacted]. Therefore, the file is does not contain sufficient asset documentation for closing funds. The final 1003 indicates a significant amount of assets coming from the sale of the borrowers' departing residence; however there is no documentation of this sale in the file and no evidence the funds were received. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): additional asset documentation provided, and now meets asset requirements<br>Buyer Comment (2026-02-10): CD for sale of home provided. | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  | &nbsp;&nbsp;35713164 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Check Loan Designation Match - QM | &nbsp;&nbsp;Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | &nbsp;&nbsp;Waterfall finding due to insufficient assets |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): additional asset documentation provided, and now meets asset requirements | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Lender to provide updated ATR/QM status | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  | &nbsp;&nbsp;35713165 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor Guidelines Violation | &nbsp;&nbsp;General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | &nbsp;&nbsp;Waterfall finding due to insufficient assets |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): additional asset documentation provided, and now meets asset requirements | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  | &nbsp;&nbsp;35750901 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Asset | &nbsp;&nbsp;Asset Documentation | &nbsp;&nbsp;Asset | &nbsp;&nbsp;Asset documentation requirements not met. |  | &nbsp;&nbsp;Based on asset documentation in file, verified assets total $[Redacted]. With funds required to bring to closing of $[Redacted], plus the appraisal fee of $[Redacted] POC, plus the down payment/deposit of $[Redacted], plus HOI of $[Redacted] and flood insurance of $[Redacted] both POC, total funds to be verified is $[Redacted]. Therefore, the file is does not contain sufficient asset documentation for closing funds. The final 1003 indicates a significant amount of assets coming from the sale of the borrowers' departing residence; however there is no documentation of this sale in the file and no evidence the funds were received. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): additional asset documentation provided, and now meets asset requirements<br>Buyer Comment (2026-02-10): CD for sale of home provided | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  | &nbsp;&nbsp;35750904 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;Income/Asset Guideline Deficiency - QM Impact | &nbsp;&nbsp;General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | &nbsp;&nbsp;Waterfall finding due the insufficient assets. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): additional asset documentation provided, and now meets asset requirements<br>Buyer Comment (2026-02-10): CD for sale of home provided. | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033368 |  | &nbsp;&nbsp;3158622180 |  | &nbsp;&nbsp;35708547 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Recording Fee was last disclosed as $[Redacted] on LE but disclosed as $[Redacted] on Final Closing Disclosure. No valid Change of Circumstance found in the file for the change and the cure provided at closing ($[Redacted]) was not sufficient to cure all of the tolerance issues. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): Fee was cured at closing, prior to review<br>Buyer Comment (2026-02-06): Do not Concur. Section E tolerance violation already cured at closing | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033368 |  | &nbsp;&nbsp;3158622180 |  | &nbsp;&nbsp;35708548 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Loan Discount Points was last disclosed as $[Redacted] on LE but disclosed as $[Redacted] on Final Closing Disclosure. No valid Change of Circumstance found in the file for the change and the cure provided at closing ($[Redacted]) was not sufficient to cure all of the tolerance issues. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): [Redacted] received copy of the system snip for rebuttal response with additional information for a valid Changed circumstance.<br>Buyer Comment (2026-02-06): Do not Concur. Initial loan lock [Redacted]. CDv4 disclosed same day | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033368 |  | &nbsp;&nbsp;3158622180 |  | &nbsp;&nbsp;35758222 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/09/2026 |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033369 |  | &nbsp;&nbsp;3158622182 |  | &nbsp;&nbsp;35714208 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $-[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender Credits changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-09): Do not Concur. Initial loan lock [Redacted]. LEv2 disclosed timely same day | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033369 |  | &nbsp;&nbsp;3158622182 |  | &nbsp;&nbsp;35714209 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus 10% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Total Recording fess changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): fee was cured at closing<br>Buyer Comment (2026-02-09): Do not Concur. Ten percent tolerance violation already cured at closing | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033369 |  | &nbsp;&nbsp;3158622182 |  | &nbsp;&nbsp;35714210 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-09): Do not Concur. Valid CICs for LnRate and Loan points [Redacted]. LEv4 disclosed timely [Redacted] | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033369 |  | &nbsp;&nbsp;3158622182 |  | &nbsp;&nbsp;35714211 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Appraisal Desk Review fee changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely disclosure of fee change received<br>Buyer Comment (2026-02-09): Do not Concur. Appraisal is being reused from prior loan. Valid CIC [Redacted]. LEv3 disclosed next day | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033371 |  | &nbsp;&nbsp;3158622186 |  | &nbsp;&nbsp;35699815 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Final Lender Credit fee changed to $[Redacted] on the Closing Disclosure dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC and timely disclosure received<br>Buyer Comment (2026-02-06): Do not Concur. Loan amount chnage CIC [Redacted]. CDv2 disclosed timely [Redacted] | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033372 |  | &nbsp;&nbsp;3158622187 |  | &nbsp;&nbsp;35708127 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;Loan File | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): HOI policy coverage information received<br>Buyer Comment (2026-02-06): Insurance amount<br>Buyer Comment (2026-02-06): Insurance | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033372 |  | &nbsp;&nbsp;3158622187 |  | &nbsp;&nbsp;35708135 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The cure provided at closing to the borrower of $[Redacted] was insufficient and the file did not contain a valid COC for fee changes. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): PCCD, LOX, check, and proof of delivery received<br>Buyer Comment (2026-02-10): Please see attached PCCD package<br>Reviewer Comment (2026-02-09): [Redacted] received lender calculations on [Redacted]%. [Redacted] has a lower required cure amount remaining at $[Redacted]. Total violation cure amount is $[Redacted]. Less $[Redacted] cured at closing leaves remaining to cure of $[Redacted] vs lender stated $[Redacted] due. Baseline difference in the Title - Lender title ins being at $[Redacted] instead $[Redacted]. and Title- [Redacted] Sales Tax at $[Redacted] vs $[Redacted]. Only one LE provided in loan package is the [Redacted] LE, doc ID [Redacted], which reflects these baseline fees. Unable to locate any LE with the figures noted on lender rebuttal to match up. But as stated, the remaining to cure is less than lender's stated amount. Corrected CD, LOE to borrower, copy of additional cure of $[Redacted] and proof of mailing to finalize the cure.<br>Buyer Comment (2026-02-09): Do not Concur. [Redacted] does not have the correct [Redacted]% baseline from LEv1. Please see attached. Section C $[Redacted]+ Section E $[Redacted]=$[Redacted] plus [Redacted]% of [Redacted]=$[Redacted]. Actual Charged $[Redacted].Overage of $[Redacted]. Already cured $[Redacted] Remaining cure is $[Redacted]<br>Reviewer Comment (2026-02-09): [Redacted]: On Initial LE Title-Settlement fee $[Redacted], Title-Lender title fee $[Redacted], Recording service fee $[Redacted], Service sales tax $[Redacted] and Recording fee $[Redacted]. The Total of [Redacted]% Tolerance fee on LE is $[Redacted]+[Redacted]% ($[Redacted]) = $[Redacted]. whereas on Final CD total of [Redacted]% Tolerance is $[Redacted]. Lender cure $[Redacted] was provided on Final CD we need additional cure for $[Redacted] along with Post close CD, LOE and Copy of check.<br>Buyer Comment (2026-02-05): Concur/Do not concur. Baseline on Lev1 [Redacted]+[Redacted]=[Redacted]+ [Redacted]% ([Redacted])= $[Redacted]. Actual Charged $[Redacted].Overage of $[Redacted]. Already cured $[Redacted] for title fee. Please verify updated cure amount of $[Redacted] is due. |  | &nbsp;&nbsp;02/10/2026 |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033373 |  | &nbsp;&nbsp;3158622188 |  | &nbsp;&nbsp;35706687 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-[Redacted] exceeds tolerance of $-[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Lender Credits Fee changed to $-[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): evidence of correct credit at closing has been received<br>Buyer Comment (2026-02-09): Do not Concur. Customer received Credit of $[Redacted] at closing | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033375 |  | &nbsp;&nbsp;3158622190 |  | &nbsp;&nbsp;35707399 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): confirmation of fees not included in the finance charge have been received<br>Buyer Comment (2026-02-10): Do Not Concur. [Redacted] reached out to the closing attorney for explanation of the Title - Market Value Rider fee which is an optional additional title insurance amount, the State Title / Tax Fee which is the [Redacted] sales tax charged to the Title Co for various searches that they perform, and the Title WOA fee which is an Alta Title Endorsement for the Waiver of Arbitration. These fees should not be included as pre-paid fees in the calculation of the finance charge. Please see the e-mail uploaded from the closing Title Attorney. | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033375 |  | &nbsp;&nbsp;3158622190 |  | &nbsp;&nbsp;35707400 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on[Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-10): confirmation of fees not included in the finance charge have been received<br>Buyer Comment (2026-02-10): Do Not Concur. [Redacted] reached out to the closing attorney for explanation of the Title - Market Value Rider fee which is an optional additional title insurance amount, the State Title / Tax Fee which is the [Redacted] sales tax charged to the Title Co for various searches that they perform, and the Title WOA fee which is an Alta Title Endorsement for the Waiver of Arbitration. These fees should not be included as pre-paid fees in the calculation of the finance charge. Please see the e-mail uploaded from the closing Title Attorney. | &nbsp;&nbsp;02/10/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033375 |  | &nbsp;&nbsp;3158622190 |  | &nbsp;&nbsp;35707402 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Loan Discount Points Fee was last disclosed as $[Redacted] on LE but disclosed as $[Redacted] on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely delivery of fee change received<br>Buyer Comment (2026-02-09): Do not Concur. CIC for initial loan lock [Redacted]. CDv2 disclosed same day | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NY | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033376 |  | &nbsp;&nbsp;3158622192 |  | &nbsp;&nbsp;35699161 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | &nbsp;&nbsp;ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | &nbsp;&nbsp;Borrower waived right to receive a copy of the appraisal at least three business days prior to closing, and there is no evidence in file the updated appraisal was provided at or before closing. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): proof of e-delivery of appraisal received<br>Buyer Comment (2026-02-04): Do not Concur. Appraisal was sent via DocMagic | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033376 |  | &nbsp;&nbsp;3158622192 |  | &nbsp;&nbsp;35699163 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $0.00 plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033376 |  | &nbsp;&nbsp;3158622192 |  | &nbsp;&nbsp;35709298 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | &nbsp;&nbsp;Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | &nbsp;&nbsp;Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used; the H-9 form should have been used. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-04): acceptable form received<br>Buyer Comment (2026-02-04): Do not Concur. The original creditor field in [Redacted] was correctly entered as a [Redacted] affiliate which matched the Title schedule B. The rescindable amount is negative value. There were netting escrows on the [Redacted] payoff and the escrow balance on that lien was negative also. These negative amounts play a role in the [Redacted] system to why the H-8 form was selected. | &nbsp;&nbsp;02/04/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033377 |  | &nbsp;&nbsp;3158622195 |  | &nbsp;&nbsp;35707695 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Title | &nbsp;&nbsp;General | &nbsp;&nbsp;Title | &nbsp;&nbsp;Title Policy Coverage is less than Original Loan Amount. | &nbsp;&nbsp;The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | &nbsp;&nbsp;The Title Policy Amount of $[Redacted] is less than the note amount of $[Redacted] based on the Commitment in file. |  |  |  |  |  |  |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033377 |  | &nbsp;&nbsp;3158622195 |  | &nbsp;&nbsp;35707734 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;ECOA Appraisal Disclosure - ECOA Timing | &nbsp;&nbsp;ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | &nbsp;&nbsp;Waterfall finding related to application date is [Redacted] and the earliest dated LE in file is dated [Redacted] which was more than 3 business days after application. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): evidence of actual application date received and LE and initial package documentation was provided timely | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033377 |  | &nbsp;&nbsp;3158622195 |  | &nbsp;&nbsp;35707737 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Additional 3-Day Waiting Period Timing Test - Regular Transaction | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Most recent Closing Disclosure received at least 3 days prior to closing dated [Redacted] disclosed an inaccurate APR of [Redacted]% compared to the actual APR at consummation of [Redacted]% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation. | &nbsp;&nbsp;Most recent Closing Disclosure received at least 3 days prior to closing dated [Redacted] disclosed an inaccurate APR of [Redacted]% compared to the actual APR at consummation of [Redacted]% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): evidence of interim CD delivery to borrower has been received<br>Buyer Comment (2026-02-09): Do not Concur. APR decreased out of tolerance on CDv2. CDv2 was sent via DocMagic [Redacted] within 3 business days of closing. The final CD the APR and Finance charge both decreased at closing and no new waiting period is required. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TRID timing exception, no remediation available. | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033377 |  | &nbsp;&nbsp;3158622195 |  | &nbsp;&nbsp;35707738 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $-[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The amount of lender credit changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change and the cure provided at closing ($[Redacted]) was not sufficient to cure all of the tolerance issues. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): valid COC and timely disclosure of lender credit change received<br>Buyer Comment (2026-02-09): Do not Concur. Valid CICs for product, LnRate, and loan point changes [Redacted]. CDv2 disclosed timely [Redacted] | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033377 |  | &nbsp;&nbsp;3158622195 |  | &nbsp;&nbsp;35707739 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Loan Estimate Timing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | &nbsp;&nbsp;Application date is [Redacted] and the earliest dated LE in file is dated [Redacted] which was more than 3 business days after application. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): evidence of actual application date received and LE and initial package documentation was provided timely<br>Buyer Comment (2026-02-06): Do not Concur. Application package and initial LE are within 3 days. | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No Defined Cure | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033377 |  | &nbsp;&nbsp;3158622195 |  | &nbsp;&nbsp;35707741 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Ten Percent Fees changed to $[Redacted] on the final CD dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-06): Do not Concur. Ten percent tolerance violation already cured at closing | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033377 |  | &nbsp;&nbsp;3158622195 |  | &nbsp;&nbsp;35707742 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Appraisal fee changed to $[Redacted] on the LE dated [Redacted]. A valid change of circumstance was not provided for fee change. The cure provided at closing ($[Redacted]) is insufficient to resolve all tolerance violations. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): [Redacted] received a valid COC.<br>Buyer Comment (2026-02-06): Do not Concur. Valid CIC [Redacted] and complexity comments attached. LEv2 disclosed timely same day | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033379 |  | &nbsp;&nbsp;3158622198 |  | &nbsp;&nbsp;35709933 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[Redacted] exceeds tolerance of $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;The Loan Discount Points Fee changed to $[Redacted] on the CD dated [Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): [Redacted] Received Valid COC dated [Redacted].<br>Buyer Comment (2026-02-06): Do not Concur. Lock expiration and Loan points CIC [Redacted]. Cdv2 disclosed timely [Redacted] | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033379 |  | &nbsp;&nbsp;3158622198 |  | &nbsp;&nbsp;35710194 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Income Documentation | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;Verification(s) of employment is not within 10 business days of the Note. | &nbsp;&nbsp;- | &nbsp;&nbsp;Provide VVOE for borrower within 10 business days of the Note. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-09): VVOE documentation received<br>Buyer Comment (2026-02-09): VVOE completed via EVD which [Redacted] Internal Database for Employment | &nbsp;&nbsp;02/09/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033380 |  | &nbsp;&nbsp;3158622199 |  | &nbsp;&nbsp;35700086 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | &nbsp;&nbsp;02/02/2026 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Final CD evidences Cure | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033381 |  | &nbsp;&nbsp;3158622200 |  | &nbsp;&nbsp;35708191 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Initial Loan Estimate Timing Electronically Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | &nbsp;&nbsp;Application date is [Redacted] and the earliest dated Loan Estimate in file is dated [Redacted] which was not within 3 business days of application. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): evidence of actual application date has been recieved<br>Buyer Comment (2026-02-06): Do not Concur. LE and aplication package are within 3 days. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TN | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033381 |  | &nbsp;&nbsp;3158622200 |  | &nbsp;&nbsp;35751082 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID | &nbsp;&nbsp;ECOA Appraisal Disclosure - ECOA Timing | &nbsp;&nbsp;ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | &nbsp;&nbsp;Waterfall finding due to application date is [Redacted] and the earliest dated Loan Estimate in file is dated [Redacted]which was not within 3 business days of application. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): evidence of actual application date has been recieved<br>Buyer Comment (2026-02-06): Do not Concur. See attached signed waiver | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |  | &nbsp;&nbsp;TN | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033382 |  | &nbsp;&nbsp;3158622202 |  | &nbsp;&nbsp;35707980 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[Redacted] exceeds tolerance of $[Redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): valid COC and timely disclosure received<br>Buyer Comment (2026-02-06): Do not Concur. Valid CICs for appraised value and loan points [Redacted]. LEv3 disclosed timley [Redacted] | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033382 |  | &nbsp;&nbsp;3158622202 |  | &nbsp;&nbsp;35707981 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. Insufficient or no cure was provided to the borrower. | &nbsp;&nbsp;Ten Percent Fee Tolerance exceeded. Total amount of $[Redacted] exceeds tolerance of $[Redacted] plus [Redacted]% or $[Redacted]. $[Redacted] over legal limit. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): updated title fees to [Redacted]% bucket, fee tolerance issue resolved<br>Buyer Comment (2026-02-06): Do not Concur. This is a refinance and [Redacted]forgot to include the title fees in the [Redacted]% bucket. Please recalculate. No cure required. | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Refinance - Rate/Term | &nbsp;&nbsp;Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033383 |  | &nbsp;&nbsp;3158622203 |  | &nbsp;&nbsp;35702285 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Amount Financed Test | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;The disclosed Amount Financed in the amount of $[Redacted] is over disclosed by $[Redacted] compared to the calculated Amount Financed of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): PCCD, LOX, refund check, and proof of delivery was provided to borrower prior to TPR review<br>Buyer Comment (2026-02-06): Please see attached PCCD, refund, and proof of shipping | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CT | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033383 |  | &nbsp;&nbsp;3158622203 |  | &nbsp;&nbsp;35702286 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;TRID Final Closing Disclosure Finance Charge | &nbsp;&nbsp;TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted] which exceeds the $[Redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redacted]). | &nbsp;&nbsp;The disclosed Finance Charge in the amount of $[Redacted] is under disclosed by $[Redacted] compared to the calculated Finance Charge of $[Redacted]. |  |  |  | &nbsp;&nbsp;Reviewer Comment (2026-02-06): PCCD, LOX, refund check, and proof of delivery was provided to borrower prior to TPR review<br>Buyer Comment (2026-02-06): Please see attached PCCD, refund, and proof of shipping | &nbsp;&nbsp;02/06/2026 |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A |  | &nbsp;&nbsp;CT | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;225033383 |  | &nbsp;&nbsp;3158622203 |  | &nbsp;&nbsp;35714456 |  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | &nbsp;&nbsp;General QM: The DTI calculated in accordance with the Lenders Guidelines and [Redacted](e) of [Redacted]% moderately exceeds the guideline maximum of [Redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | &nbsp;&nbsp;Universal Product Exception Form in file for lender exception DTI exceeding guidelines maximum DTI maximum of [Redacted]%. Exception approved with comp factors. | &nbsp;&nbsp;The representative FICO score exceeds the guideline minimum by at least [Redacted] points.<br>Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [Redacted]% and $[Redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted]%. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/04/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CT | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |
| &nbsp;&nbsp;225033383 |  | &nbsp;&nbsp;3158622203 |  | &nbsp;&nbsp;35714462 |  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;AUS Discrepancy / Guidelines Discrepancy | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;Guideline Requirement: Investor qualifying total debt ratio discrepancy. | &nbsp;&nbsp;Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | &nbsp;&nbsp;Universal Product Exception Form in file for lender exception DTI exceeding guidelines maximum DTI maximum of [Redacted]%. Exception approved with comp factors. | &nbsp;&nbsp;The representative FICO score exceeds the guideline minimum by at least [Redacted] points.<br>Borrower has been employed in the same industry for more than [Redacted] years.<br>Borrower has verified disposable income of at least $[Redacted].<br>Borrower has worked in the same position for more than [Redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [Redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [Redacted]% and $[Redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted]%. | &nbsp;&nbsp;Exception approved with comp factors. | &nbsp;&nbsp;SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | &nbsp;&nbsp;Reviewer Comment (2026-02-04): Exception approved with comp factors. |  |  | &nbsp;&nbsp;02/04/2026 | &nbsp;&nbsp;2 | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B |  | &nbsp;&nbsp;CT | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase |  | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;Safe Harbor QM (APOR) | &nbsp;&nbsp;No |

---

## Exhibit 99.10

**Exhibit 99.10**

![](situsamc_logo.jpg)

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Report** | &nbsp;&nbsp;**Valuation Report** | &nbsp;&nbsp;**Valuation Report** | &nbsp;&nbsp;**Valuation Report** | &nbsp;&nbsp;**Valuation Report** | &nbsp;&nbsp;**Valuation Report** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:11 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:11 PM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**SitusAMC Loan ID** | &nbsp;&nbsp;**Customer Loan ID** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Investor Loan Number** | &nbsp;&nbsp;**Note Date** | &nbsp;&nbsp;**Original Loan Amount** | &nbsp;&nbsp;**Sales Price** | &nbsp;&nbsp;**Value for LTV** | &nbsp;&nbsp;**As-Is Value for LTV** | &nbsp;&nbsp;**LTV Value Variance Amount** | &nbsp;&nbsp;**LTV Value Variance Percent** | &nbsp;&nbsp;**Primary Valuation Value** | &nbsp;&nbsp;**Primary Valuation Report Date** | &nbsp;&nbsp;**Primary Valuation Effective Date** | &nbsp;&nbsp;**Primary Valuation Type** | &nbsp;&nbsp;**Primary Valuation Company** | &nbsp;&nbsp;**Primary Valuation Appraiser Name** | &nbsp;&nbsp;**Primary Valuation Appraiser License Num** | &nbsp;&nbsp;**Primary Valuation FSD Score** | &nbsp;&nbsp;**Secondary Valuation Value** | &nbsp;&nbsp;**Secondary Valuation Variance Amount** | &nbsp;&nbsp;**Secondary Valuation Variance Percent** | &nbsp;&nbsp;**Secondary Valuation Report Date** | &nbsp;&nbsp;**Secondary Valuation Effective Date** | &nbsp;&nbsp;**Secondary Valuation Type** | &nbsp;&nbsp;**Secondary Valuation Company** | &nbsp;&nbsp;**Secondary Valuation FSD Score** | &nbsp;&nbsp;**Secondary Valuation Desk Review Risk Score** | &nbsp;&nbsp;**AVM Value** | &nbsp;&nbsp;**AVM Variance Amount** | &nbsp;&nbsp;**AVM Variance Percent** | &nbsp;&nbsp;**AVM Company** | &nbsp;&nbsp;**AVM FSD Score** | &nbsp;&nbsp;**AVM Report Date** | &nbsp;&nbsp;**Desk Review Value** | &nbsp;&nbsp;**Desk Review Variance Amount** | &nbsp;&nbsp;**Desk Review Variance Percent** | &nbsp;&nbsp;**Desk Review Company** | &nbsp;&nbsp;**Desk Review Risk Score** | &nbsp;&nbsp;**Desk Review Report Date** | &nbsp;&nbsp;**Desk Review Effective Date** | &nbsp;&nbsp;**Desktop Appraisal Value** | &nbsp;&nbsp;**Desktop Appraisal Variance Amount** | &nbsp;&nbsp;**Desktop Appraisal Variance Percent** | &nbsp;&nbsp;**Desktop Appraisal Company** | &nbsp;&nbsp;**Desktop Appraisal Report Date** | &nbsp;&nbsp;**Desktop Appraisal Effective Date** | &nbsp;&nbsp;**BPO Value** | &nbsp;&nbsp;**BPO Variance Amount** | &nbsp;&nbsp;**BPO Variance Percent** | &nbsp;&nbsp;**BPO Company** | &nbsp;&nbsp;**BPO Report Date** | &nbsp;&nbsp;**Field Review Value** | &nbsp;&nbsp;**Field Review Variance Amount** | &nbsp;&nbsp;**Field Review Variance Percent** | &nbsp;&nbsp;**Field Review Company** | &nbsp;&nbsp;**Field Review Report Date** | &nbsp;&nbsp;**Field Review Effective Date** | &nbsp;&nbsp;**2055 Value** | &nbsp;&nbsp;**2055 Variance Amount** | &nbsp;&nbsp;**2055 Variance Percent** | &nbsp;&nbsp;**2055 Company** | &nbsp;&nbsp;**2055 Report Date** | &nbsp;&nbsp;**2055 Effective Date** | &nbsp;&nbsp;**AVE/CMA Value** | &nbsp;&nbsp;**AVE/CMA Variance Amount** | &nbsp;&nbsp;**AVE/CMA Variance Percent** | &nbsp;&nbsp;**AVE/CMA Company** | &nbsp;&nbsp;**AVE/CMA Report Date** | &nbsp;&nbsp;**Hybrid Valuation Value** | &nbsp;&nbsp;**Hybrid Valuation Variance Amount** | &nbsp;&nbsp;**Hybrid Valuation Variance Percent** | &nbsp;&nbsp;**Hybrid Valuation Company** | &nbsp;&nbsp;**Hybrid Valuation Report Date** | &nbsp;&nbsp;**Updated Valuation Value** | &nbsp;&nbsp;**Updated Valuation Variance Amount** | &nbsp;&nbsp;**Updated Valuation Variance Percent** | &nbsp;&nbsp;**Updated Valuation Company** | &nbsp;&nbsp;**Updated Valuation Report Date** | &nbsp;&nbsp;**Updated Valuation Effective Date** | &nbsp;&nbsp;**Aggregate Appraised Value** | &nbsp;&nbsp;**Aggregate Variance Amount** | &nbsp;&nbsp;**Aggregate Variance Percent** | &nbsp;&nbsp;**Value Analysis Valuation Value** | &nbsp;&nbsp;**Value Analysis Report Date** | &nbsp;&nbsp;**Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | &nbsp;&nbsp;**LCA Risk Score** | &nbsp;&nbsp;**Collateral Underwriter Risk Score** |
| &nbsp;&nbsp;225033144 |  | &nbsp;&nbsp;3158621807 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;2.20 |
| &nbsp;&nbsp;225033145 |  | &nbsp;&nbsp;3158621809 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;3.30 |
| &nbsp;&nbsp;225033146 |  | &nbsp;&nbsp;3158621810 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;5.00 | &nbsp;&nbsp;3.90 |
| &nbsp;&nbsp;225033147 |  | &nbsp;&nbsp;3158621811 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;1.470% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033148 |  | &nbsp;&nbsp;3158621812 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;2.40 |
| &nbsp;&nbsp;225033149 |  | &nbsp;&nbsp;3158621814 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;2.90 |
| &nbsp;&nbsp;225033150 |  | &nbsp;&nbsp;3158621816 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;3.10 |
| &nbsp;&nbsp;225033151 |  | &nbsp;&nbsp;3158621818 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;2.60 |
| &nbsp;&nbsp;225033152 |  | &nbsp;&nbsp;3158621820 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;6.940% |  |  | &nbsp;&nbsp;AVM |  | &nbsp;&nbsp;0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;2.60 |
| &nbsp;&nbsp;225033153 |  | &nbsp;&nbsp;3158621823 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.160% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;5.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033154 |  | &nbsp;&nbsp;3158621825 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;2.80 |
| &nbsp;&nbsp;225033155 |  | &nbsp;&nbsp;3158621826 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.40 |
| &nbsp;&nbsp;225033156 |  | &nbsp;&nbsp;3158621828 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;3.30 |
| &nbsp;&nbsp;225033157 |  | &nbsp;&nbsp;3158621829 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.020% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  |
| &nbsp;&nbsp;225033158 |  | &nbsp;&nbsp;3158621831 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;1.10 |
| &nbsp;&nbsp;225033159 |  | &nbsp;&nbsp;3158621833 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033160 |  | &nbsp;&nbsp;3158621834 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.450% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;3.90 |
| &nbsp;&nbsp;225033161 |  | &nbsp;&nbsp;3158621835 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;2.50 |
| &nbsp;&nbsp;225033162 |  | &nbsp;&nbsp;3158621836 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-9.090% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;4.00 |
| &nbsp;&nbsp;225033163 |  | &nbsp;&nbsp;3158621838 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033164 |  | &nbsp;&nbsp;3158621839 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;6.760% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;4.10 |
| &nbsp;&nbsp;225033165 |  | &nbsp;&nbsp;3158621840 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;2.10 |
| &nbsp;&nbsp;225033166 |  | &nbsp;&nbsp;3158621841 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.70 |
| &nbsp;&nbsp;225033167 |  | &nbsp;&nbsp;3158621842 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.50 |
| &nbsp;&nbsp;225033168 |  | &nbsp;&nbsp;3158621844 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-6.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;3.40 |
| &nbsp;&nbsp;225033169 |  | &nbsp;&nbsp;3158621845 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;4.20 |
| &nbsp;&nbsp;225033170 |  | &nbsp;&nbsp;3158621847 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;4.80 |
| &nbsp;&nbsp;225033171 |  | &nbsp;&nbsp;3158621849 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;4.00 |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;1.590% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;3.40 |
| &nbsp;&nbsp;225033173 |  | &nbsp;&nbsp;3158621852 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033174 |  | &nbsp;&nbsp;3158621854 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033175 |  | &nbsp;&nbsp;3158621855 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;3.40 |
| &nbsp;&nbsp;225033176 |  | &nbsp;&nbsp;3158621856 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;2.50 |
| &nbsp;&nbsp;225033177 |  | &nbsp;&nbsp;3158621859 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033178 |  | &nbsp;&nbsp;3158621860 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;1.40 |
| &nbsp;&nbsp;225033179 |  | &nbsp;&nbsp;3158621861 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;2.30 |
| &nbsp;&nbsp;225033180 |  | &nbsp;&nbsp;3158621863 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033181 |  | &nbsp;&nbsp;3158621864 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;3.30 |
| &nbsp;&nbsp;225033182 |  | &nbsp;&nbsp;3158621865 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;3.50 |
| &nbsp;&nbsp;225033183 |  | &nbsp;&nbsp;3158621866 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033184 |  | &nbsp;&nbsp;3158621867 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;3.00 |
| &nbsp;&nbsp;225033185 |  | &nbsp;&nbsp;3158621873 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033186 |  | &nbsp;&nbsp;3158621874 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;5.00 | &nbsp;&nbsp;4.50 |
| &nbsp;&nbsp;225033187 |  | &nbsp;&nbsp;3158621875 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033188 |  | &nbsp;&nbsp;3158621878 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;3.70 |
| &nbsp;&nbsp;225033189 |  | &nbsp;&nbsp;3158621880 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-6.130% |  |  | &nbsp;&nbsp;AVM |  | &nbsp;&nbsp;0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;4.40 |
| &nbsp;&nbsp;225033190 |  | &nbsp;&nbsp;3158621882 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;4.970% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033191 |  | &nbsp;&nbsp;3158621884 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033192 |  | &nbsp;&nbsp;3158621885 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033193 |  | &nbsp;&nbsp;3158621888 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;3.60 |
| &nbsp;&nbsp;225033194 |  | &nbsp;&nbsp;3158621889 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.40 |
| &nbsp;&nbsp;225033195 |  | &nbsp;&nbsp;3158621890 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;3.00 |
| &nbsp;&nbsp;225033196 |  | &nbsp;&nbsp;3158621892 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;2.00 |
| &nbsp;&nbsp;225033197 |  | &nbsp;&nbsp;3158621893 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;5.00 |
| &nbsp;&nbsp;225033198 |  | &nbsp;&nbsp;3158621895 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033199 |  | &nbsp;&nbsp;3158621897 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033200 |  | &nbsp;&nbsp;3158621899 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;3.10 |
| &nbsp;&nbsp;225033201 |  | &nbsp;&nbsp;3158621900 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.10 |
| &nbsp;&nbsp;225033202 |  | &nbsp;&nbsp;3158621905 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-6.910% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;2.70 |
| &nbsp;&nbsp;225033203 |  | &nbsp;&nbsp;3158621906 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033204 |  | &nbsp;&nbsp;3158621908 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.70 |
| &nbsp;&nbsp;225033205 |  | &nbsp;&nbsp;3158621909 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033206 |  | &nbsp;&nbsp;3158621910 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033207 |  | &nbsp;&nbsp;3158621911 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033208 |  | &nbsp;&nbsp;3158621912 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033209 |  | &nbsp;&nbsp;3158621913 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;3.80 |
| &nbsp;&nbsp;225033210 |  | &nbsp;&nbsp;3158621914 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;3.20 |
| &nbsp;&nbsp;225033211 |  | &nbsp;&nbsp;3158621915 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.60 |
| &nbsp;&nbsp;225033212 |  | &nbsp;&nbsp;3158621916 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-1.600% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.30 |
| &nbsp;&nbsp;225033213 |  | &nbsp;&nbsp;3158621917 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033214 |  | &nbsp;&nbsp;3158621919 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;2.60 |
| &nbsp;&nbsp;225033215 |  | &nbsp;&nbsp;3158621920 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033216 |  | &nbsp;&nbsp;3158621922 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;3.00 |
| &nbsp;&nbsp;225033217 |  | &nbsp;&nbsp;3158621923 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;2.20 |
| &nbsp;&nbsp;225033218 |  | &nbsp;&nbsp;3158621924 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.10 |
| &nbsp;&nbsp;225033219 |  | &nbsp;&nbsp;3158621927 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;2.40 |
| &nbsp;&nbsp;225033220 |  | &nbsp;&nbsp;3158621929 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.20 |
| &nbsp;&nbsp;225033221 |  | &nbsp;&nbsp;3158621930 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;3.90 |
| &nbsp;&nbsp;225033222 |  | &nbsp;&nbsp;3158621931 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;5.00 | &nbsp;&nbsp;4.90 |
| &nbsp;&nbsp;225033223 |  | &nbsp;&nbsp;3158621932 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;1.90 |
| &nbsp;&nbsp;225033224 |  | &nbsp;&nbsp;3158621936 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033225 |  | &nbsp;&nbsp;3158621938 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033226 |  | &nbsp;&nbsp;3158621939 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;3.60 |
| &nbsp;&nbsp;225033227 |  | &nbsp;&nbsp;3158621941 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;2.10 |
| &nbsp;&nbsp;225033228 |  | &nbsp;&nbsp;3158621944 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.90 |
| &nbsp;&nbsp;225033229 |  | &nbsp;&nbsp;3158621945 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033230 |  | &nbsp;&nbsp;3158621947 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033231 |  | &nbsp;&nbsp;3158621948 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.60 |
| &nbsp;&nbsp;225033232 |  | &nbsp;&nbsp;3158621951 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;3.90 |
| &nbsp;&nbsp;225033233 |  | &nbsp;&nbsp;3158621953 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;3.00 |
| &nbsp;&nbsp;225033234 |  | &nbsp;&nbsp;3158621955 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;3.10 |
| &nbsp;&nbsp;225033235 |  | &nbsp;&nbsp;3158621956 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033236 |  | &nbsp;&nbsp;3158621959 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.80 |
| &nbsp;&nbsp;225033237 |  | &nbsp;&nbsp;3158621960 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;5.00 | &nbsp;&nbsp;2.90 |
| &nbsp;&nbsp;225033238 |  | &nbsp;&nbsp;3158621962 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.70 |
| &nbsp;&nbsp;225033239 |  | &nbsp;&nbsp;3158621964 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;2.10 |
| &nbsp;&nbsp;225033240 |  | &nbsp;&nbsp;3158621966 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-2.690% |  |  | &nbsp;&nbsp;AVM |  | &nbsp;&nbsp;0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;3.00 |
| &nbsp;&nbsp;225033241 |  | &nbsp;&nbsp;3158621967 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;1.10 |
| &nbsp;&nbsp;225033242 |  | &nbsp;&nbsp;3158621968 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033243 |  | &nbsp;&nbsp;3158621969 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033244 |  | &nbsp;&nbsp;3158621970 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;3.270% |  |  | &nbsp;&nbsp;AVM |  | &nbsp;&nbsp;0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;4.60 |
| &nbsp;&nbsp;225033245 |  | &nbsp;&nbsp;3158621972 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.10 |
| &nbsp;&nbsp;225033246 |  | &nbsp;&nbsp;3158621973 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033247 |  | &nbsp;&nbsp;3158621974 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-6.050% |  |  | &nbsp;&nbsp;AVM |  | &nbsp;&nbsp;0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033248 |  | &nbsp;&nbsp;3158621975 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.10 |
| &nbsp;&nbsp;225033249 |  | &nbsp;&nbsp;3158621976 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.30 |
| &nbsp;&nbsp;225033250 |  | &nbsp;&nbsp;3158621977 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.90 |
| &nbsp;&nbsp;225033251 |  | &nbsp;&nbsp;3158621978 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033252 |  | &nbsp;&nbsp;3158621983 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033253 |  | &nbsp;&nbsp;3158621984 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033254 |  | &nbsp;&nbsp;3158621985 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033255 |  | &nbsp;&nbsp;3158621986 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;2.50 |
| &nbsp;&nbsp;225033256 |  | &nbsp;&nbsp;3158621987 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;2.70 |
| &nbsp;&nbsp;225033257 |  | &nbsp;&nbsp;3158621989 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033258 |  | &nbsp;&nbsp;3158621994 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033259 |  | &nbsp;&nbsp;3158621995 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-6.330% |  |  | &nbsp;&nbsp;AVM |  | &nbsp;&nbsp;0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;4.40 |
| &nbsp;&nbsp;225033260 |  | &nbsp;&nbsp;3158621996 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.60 |
| &nbsp;&nbsp;225033261 |  | &nbsp;&nbsp;3158621998 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;1.70 |
| &nbsp;&nbsp;225033262 |  | &nbsp;&nbsp;3158622001 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;2.20 |
| &nbsp;&nbsp;225033263 |  | &nbsp;&nbsp;3158622002 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;2.10 |
| &nbsp;&nbsp;225033264 |  | &nbsp;&nbsp;3158622003 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.40 |
| &nbsp;&nbsp;225033265 |  | &nbsp;&nbsp;3158622004 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033266 |  | &nbsp;&nbsp;3158622006 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033267 |  | &nbsp;&nbsp;3158622007 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;2.40 |
| &nbsp;&nbsp;225033268 |  | &nbsp;&nbsp;3158622008 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;5.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033269 |  | &nbsp;&nbsp;3158622009 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033270 |  | &nbsp;&nbsp;3158622010 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;1.70 |
| &nbsp;&nbsp;225033271 |  | &nbsp;&nbsp;3158622011 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033272 |  | &nbsp;&nbsp;3158622012 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.50 |
| &nbsp;&nbsp;225033273 |  | &nbsp;&nbsp;3158622014 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;2.70 |
| &nbsp;&nbsp;225033274 |  | &nbsp;&nbsp;3158622019 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033275 |  | &nbsp;&nbsp;3158622021 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.40 |
| &nbsp;&nbsp;225033276 |  | &nbsp;&nbsp;3158622023 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033277 |  | &nbsp;&nbsp;3158622024 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033278 |  | &nbsp;&nbsp;3158622027 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.60 |
| &nbsp;&nbsp;225033279 |  | &nbsp;&nbsp;3158622029 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033280 |  | &nbsp;&nbsp;3158622031 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-2.540% |  |  | &nbsp;&nbsp;AVM |  | &nbsp;&nbsp;0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;3.30 |
| &nbsp;&nbsp;225033281 |  | &nbsp;&nbsp;3158622032 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;5.00 |
| &nbsp;&nbsp;225033283 |  | &nbsp;&nbsp;3158622034 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  |
| &nbsp;&nbsp;225033284 |  | &nbsp;&nbsp;3158622035 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.80 |
| &nbsp;&nbsp;225033285 |  | &nbsp;&nbsp;3158622037 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.780% |  |  | &nbsp;&nbsp;AVM |  | &nbsp;&nbsp;0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  |
| &nbsp;&nbsp;225033286 |  | &nbsp;&nbsp;3158622038 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.80 |
| &nbsp;&nbsp;225033287 |  | &nbsp;&nbsp;3158622039 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.30 |
| &nbsp;&nbsp;225033288 |  | &nbsp;&nbsp;3158622040 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;N/A |  |  |
| &nbsp;&nbsp;225033289 |  | &nbsp;&nbsp;3158622042 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-7.410% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;-7.630% |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033290 |  | &nbsp;&nbsp;3158622043 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.30 |
| &nbsp;&nbsp;225033291 |  | &nbsp;&nbsp;3158622044 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033292 |  | &nbsp;&nbsp;3158622046 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-2.390% |  |  | &nbsp;&nbsp;AVM |  | &nbsp;&nbsp;0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;N/A |  |  |
| &nbsp;&nbsp;225033293 |  | &nbsp;&nbsp;3158622047 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;3.70 |
| &nbsp;&nbsp;225033294 |  | &nbsp;&nbsp;3158622048 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.90 |
| &nbsp;&nbsp;225033295 |  | &nbsp;&nbsp;3158622050 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033296 |  | &nbsp;&nbsp;3158622051 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;3.10 |
| &nbsp;&nbsp;225033297 |  | &nbsp;&nbsp;3158622052 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;5.00 | &nbsp;&nbsp;3.70 |
| &nbsp;&nbsp;225033298 |  | &nbsp;&nbsp;3158622054 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;3.450% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;-10.340% |  | &nbsp;&nbsp;High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;4.00 |
| &nbsp;&nbsp;225033299 |  | &nbsp;&nbsp;3158622055 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;3.70 |
| &nbsp;&nbsp;225033300 |  | &nbsp;&nbsp;3158622057 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.80 |
| &nbsp;&nbsp;225033301 |  | &nbsp;&nbsp;3158622059 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.10 |
| &nbsp;&nbsp;225033302 |  | &nbsp;&nbsp;3158622060 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;3.90 |
| &nbsp;&nbsp;225033303 |  | &nbsp;&nbsp;3158622062 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.60 |
| &nbsp;&nbsp;225033304 |  | &nbsp;&nbsp;3158622065 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  |
| &nbsp;&nbsp;225033305 |  | &nbsp;&nbsp;3158622069 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033306 |  | &nbsp;&nbsp;3158622070 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;3.20 |
| &nbsp;&nbsp;225033307 |  | &nbsp;&nbsp;3158622071 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.00 |
| &nbsp;&nbsp;225033308 |  | &nbsp;&nbsp;3158622072 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.40 |
| &nbsp;&nbsp;225033309 |  | &nbsp;&nbsp;3158622073 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;3.20 |
| &nbsp;&nbsp;225033310 |  | &nbsp;&nbsp;3158622074 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-7.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;4.10 |
| &nbsp;&nbsp;225033311 |  | &nbsp;&nbsp;3158622076 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;3.90 |
| &nbsp;&nbsp;225033312 |  | &nbsp;&nbsp;3158622079 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;2.70 |
| &nbsp;&nbsp;225033313 |  | &nbsp;&nbsp;3158622080 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033314 |  | &nbsp;&nbsp;3158622082 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033315 |  | &nbsp;&nbsp;3158622083 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  |
| &nbsp;&nbsp;225033316 |  | &nbsp;&nbsp;3158622086 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033317 |  | &nbsp;&nbsp;3158622087 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;2.90 |
| &nbsp;&nbsp;225033318 |  | &nbsp;&nbsp;3158622089 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;1.50 |
| &nbsp;&nbsp;225033319 |  | &nbsp;&nbsp;3158622090 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;1.40 |
| &nbsp;&nbsp;225033320 |  | &nbsp;&nbsp;3158622091 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-8.330% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;2.90 |
| &nbsp;&nbsp;225033321 |  | &nbsp;&nbsp;3158622093 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033322 |  | &nbsp;&nbsp;3158622095 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;4.640% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;5.00 |
| &nbsp;&nbsp;225033323 |  | &nbsp;&nbsp;3158622097 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033324 |  | &nbsp;&nbsp;3158622098 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.80 |
| &nbsp;&nbsp;225033325 |  | &nbsp;&nbsp;3158622100 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;4.20 |
| &nbsp;&nbsp;225033326 |  | &nbsp;&nbsp;3158622102 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;3.00 |
| &nbsp;&nbsp;225033327 |  | &nbsp;&nbsp;3158622103 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033328 |  | &nbsp;&nbsp;3158622104 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.80 |
| &nbsp;&nbsp;225033329 |  | &nbsp;&nbsp;3158622107 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;N/A |  | &nbsp;&nbsp;3.60 |
| &nbsp;&nbsp;225033330 |  | &nbsp;&nbsp;3158622108 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.40 |
| &nbsp;&nbsp;225033331 |  | &nbsp;&nbsp;3158622109 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033332 |  | &nbsp;&nbsp;3158622111 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033333 |  | &nbsp;&nbsp;3158622113 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.80 |
| &nbsp;&nbsp;225033334 |  | &nbsp;&nbsp;3158622116 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;2.00 |
| &nbsp;&nbsp;225033335 |  | &nbsp;&nbsp;3158622118 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;2.60 |
| &nbsp;&nbsp;225033336 |  | &nbsp;&nbsp;3158622119 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033337 |  | &nbsp;&nbsp;3158622121 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033338 |  | &nbsp;&nbsp;3158622125 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;5.00 |
| &nbsp;&nbsp;225033339 |  | &nbsp;&nbsp;3158622127 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.30 |
| &nbsp;&nbsp;225033340 |  | &nbsp;&nbsp;3158622132 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;4.50 |
| &nbsp;&nbsp;225033341 |  | &nbsp;&nbsp;3158622136 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  |
| &nbsp;&nbsp;225033342 |  | &nbsp;&nbsp;3158622137 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;1.30 |
| &nbsp;&nbsp;225033343 |  | &nbsp;&nbsp;3158622139 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.70 |
| &nbsp;&nbsp;225033344 |  | &nbsp;&nbsp;3158622140 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.60 |
| &nbsp;&nbsp;225033345 |  | &nbsp;&nbsp;3158622142 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.620% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.80 |
| &nbsp;&nbsp;225033346 |  | &nbsp;&nbsp;3158622143 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.60 |
| &nbsp;&nbsp;225033347 |  | &nbsp;&nbsp;3158622144 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033348 |  | &nbsp;&nbsp;3158622149 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;3.70 |
| &nbsp;&nbsp;225033349 |  | &nbsp;&nbsp;3158622152 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;4.70 |
| &nbsp;&nbsp;225033350 |  | &nbsp;&nbsp;3158622153 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033351 |  | &nbsp;&nbsp;3158622154 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033352 |  | &nbsp;&nbsp;3158622155 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033353 |  | &nbsp;&nbsp;3158622156 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.00 | &nbsp;&nbsp;2.90 |
| &nbsp;&nbsp;225033354 |  | &nbsp;&nbsp;3158622157 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.50 |
| &nbsp;&nbsp;225033355 |  | &nbsp;&nbsp;3158622159 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;3.20 |
| &nbsp;&nbsp;225033356 |  | &nbsp;&nbsp;3158622160 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.00 |
| &nbsp;&nbsp;225033357 |  | &nbsp;&nbsp;3158622161 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.10 |
| &nbsp;&nbsp;225033358 |  | &nbsp;&nbsp;3158622162 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033359 |  | &nbsp;&nbsp;3158622164 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.70 |
| &nbsp;&nbsp;225033360 |  | &nbsp;&nbsp;3158622165 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1.60 |
| &nbsp;&nbsp;225033361 |  | &nbsp;&nbsp;3158622166 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;3.40 |
| &nbsp;&nbsp;225033362 |  | &nbsp;&nbsp;3158622167 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.30 |
| &nbsp;&nbsp;225033363 |  | &nbsp;&nbsp;3158622170 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033364 |  | &nbsp;&nbsp;3158622173 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-2.330% |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;2.20 |
| &nbsp;&nbsp;225033365 |  | &nbsp;&nbsp;3158622176 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;1.20 |
| &nbsp;&nbsp;225033366 |  | &nbsp;&nbsp;3158622178 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;4.40 |
| &nbsp;&nbsp;225033367 |  | &nbsp;&nbsp;3158622179 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;2.30 |
| &nbsp;&nbsp;225033368 |  | &nbsp;&nbsp;3158622180 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;2.40 |
| &nbsp;&nbsp;225033369 |  | &nbsp;&nbsp;3158622182 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;1.80 |
| &nbsp;&nbsp;225033370 |  | &nbsp;&nbsp;3158622184 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;4.80 |
| &nbsp;&nbsp;225033371 |  | &nbsp;&nbsp;3158622186 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.80 |
| &nbsp;&nbsp;225033372 |  | &nbsp;&nbsp;3158622187 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.50 | &nbsp;&nbsp;1.30 |
| &nbsp;&nbsp;225033373 |  | &nbsp;&nbsp;3158622188 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.20 |
| &nbsp;&nbsp;225033374 |  | &nbsp;&nbsp;3158622189 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;3.60 |
| &nbsp;&nbsp;225033375 |  | &nbsp;&nbsp;3158622190 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033376 |  | &nbsp;&nbsp;3158622192 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.30 |
| &nbsp;&nbsp;225033377 |  | &nbsp;&nbsp;3158622195 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  | &nbsp;&nbsp;Desk Review |  |  | &nbsp;&nbsp;Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2.60 |
| &nbsp;&nbsp;225033378 |  | &nbsp;&nbsp;3158622197 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.00 |
| &nbsp;&nbsp;225033379 |  | &nbsp;&nbsp;3158622198 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;3.10 |
| &nbsp;&nbsp;225033380 |  | &nbsp;&nbsp;3158622199 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;3.60 |
| &nbsp;&nbsp;225033381 |  | &nbsp;&nbsp;3158622200 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.00 | &nbsp;&nbsp;1.90 |
| &nbsp;&nbsp;225033382 |  | &nbsp;&nbsp;3158622202 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.00 | &nbsp;&nbsp;2.20 |
| &nbsp;&nbsp;225033383 |  | &nbsp;&nbsp;3158622203 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;3.50 | &nbsp;&nbsp;2.50 |
| &nbsp;&nbsp;225033384 |  | &nbsp;&nbsp;3158622205 |  |  |  |  |  |  |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;Appraisal |  |  |  |  |  |  | &nbsp;&nbsp;-6.470% |  |  | &nbsp;&nbsp;AVM |  | &nbsp;&nbsp;0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;4.50 | &nbsp;&nbsp;2.90 |

---

## Exhibit 99.11

**Exhibit 99.11**

![](situsamc_logo.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Summary (Total)** | &nbsp;&nbsp;**Data Compare Summary (Total)** | &nbsp;&nbsp;**Data Compare Summary (Total)** | &nbsp;&nbsp;**Data Compare Summary (Total)** | &nbsp;&nbsp;**Data Compare Summary (Total)** |
| &nbsp;&nbsp;**Run Date - 2/10/2026 6:00:49 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:00:49 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:00:49 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:00:49 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:00:49 PM** |
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**# Of Loans** |
| &nbsp;&nbsp;City | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;1 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.41% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;1 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.41% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Borrower Qualifying FICO | &nbsp;&nbsp;2 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Coborrower Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;157 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.41% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;2 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;2 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;2 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;8 | &nbsp;&nbsp;241 | &nbsp;&nbsp;3.32% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;5 | &nbsp;&nbsp;241 | &nbsp;&nbsp;2.07% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;4 | &nbsp;&nbsp;241 | &nbsp;&nbsp;1.66% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Origination Channel | &nbsp;&nbsp;0 | &nbsp;&nbsp;241 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;6 | &nbsp;&nbsp;241 | &nbsp;&nbsp;2.49% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;5 | &nbsp;&nbsp;241 | &nbsp;&nbsp;2.07% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;30 | &nbsp;&nbsp;241 | &nbsp;&nbsp;12.45% | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**71** | &nbsp;&nbsp;**5700** | &nbsp;&nbsp;**1.25%** | &nbsp;&nbsp;**241** |

---

## Exhibit 99.12

**Exhibit 99.12**

![](situsamc_logo.jpg)

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare (Non-Ignored)** | &nbsp;&nbsp;**Data Compare (Non-Ignored)** | &nbsp;&nbsp;**Data Compare (Non-Ignored)** | &nbsp;&nbsp;**Data Compare (Non-Ignored)** | &nbsp;&nbsp;**Data Compare (Non-Ignored)** |  |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:40 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:40 PM** | &nbsp;&nbsp;**Run Date - 2/10/2026 6:01:40 PM** |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**AMC Loan ID** | &nbsp;&nbsp;**Customer Loan ID** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Servicer Loan ID** | &nbsp;&nbsp;**Investor Loan Number** | &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Bid Tape Field Value** | &nbsp;&nbsp;**Field Value** | &nbsp;&nbsp;**Compare Status** | &nbsp;&nbsp;**Comment** |
| &nbsp;&nbsp;225033151 |  | &nbsp;&nbsp;3158621818 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033153 |  | &nbsp;&nbsp;3158621823 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033158 |  | &nbsp;&nbsp;3158621831 |  |  | &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Tape Value reflects Appraisal Date |
| &nbsp;&nbsp;225033160 |  | &nbsp;&nbsp;3158621834 |  |  | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Bid Tape value higher due to lender inclusion of debt in name of the borrower's LLC. |
| &nbsp;&nbsp;225033161 |  | &nbsp;&nbsp;3158621835 |  |  | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value DTI matches the 1008 in file |
| &nbsp;&nbsp;225033165 |  | &nbsp;&nbsp;3158621840 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033166 |  | &nbsp;&nbsp;3158621841 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033171 |  | &nbsp;&nbsp;3158621849 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Tape Value reflects Appraisal Date |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value captured from Valuation model in file |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects Amortization Type per Note |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Borrower Qualifying FICO | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects mid score of all 3 scores or lower of 2 scores |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects the Note value |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects the Note value |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects Note Date per the Note |
| &nbsp;&nbsp;225033172 |  | &nbsp;&nbsp;3158621851 |  |  | &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value Representative FICO reflects the lowest mid score of all borrowers |
| &nbsp;&nbsp;225033180 |  | &nbsp;&nbsp;3158621863 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033185 |  | &nbsp;&nbsp;3158621873 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033196 |  | &nbsp;&nbsp;3158621892 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033197 |  | &nbsp;&nbsp;3158621893 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033201 |  | &nbsp;&nbsp;3158621900 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033217 |  | &nbsp;&nbsp;3158621923 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033230 |  | &nbsp;&nbsp;3158621947 |  |  | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value captured from Appraisal or Valuation model in file |
| &nbsp;&nbsp;225033238 |  | &nbsp;&nbsp;3158621962 |  |  | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Variance appears to be property taxes utilized by UW. Field Value DTI reflects property tax information from final CD. |
| &nbsp;&nbsp;225033244 |  | &nbsp;&nbsp;3158621970 |  |  | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| &nbsp;&nbsp;225033256 |  | &nbsp;&nbsp;3158621987 |  |  | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| &nbsp;&nbsp;225033260 |  | &nbsp;&nbsp;3158621996 |  |  | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| &nbsp;&nbsp;225033260 |  | &nbsp;&nbsp;3158621996 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033263 |  | &nbsp;&nbsp;3158622002 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033266 |  | &nbsp;&nbsp;3158622006 |  |  | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| &nbsp;&nbsp;225033271 |  | &nbsp;&nbsp;3158622011 |  |  | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| &nbsp;&nbsp;225033271 |  | &nbsp;&nbsp;3158622011 |  |  | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| &nbsp;&nbsp;225033271 |  | &nbsp;&nbsp;3158622011 |  |  | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| &nbsp;&nbsp;225033272 |  | &nbsp;&nbsp;3158622012 |  |  | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| &nbsp;&nbsp;225033273 |  | &nbsp;&nbsp;3158622014 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033277 |  | &nbsp;&nbsp;3158622024 |  |  | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| &nbsp;&nbsp;225033280 |  | &nbsp;&nbsp;3158622031 |  |  | &nbsp;&nbsp;Borrower Qualifying FICO | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects mid score of all 3 scores or lower of 2 scores |
| &nbsp;&nbsp;225033280 |  | &nbsp;&nbsp;3158622031 |  |  | &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value Representative FICO reflects the lowest mid score of all borrowers |
| &nbsp;&nbsp;225033280 |  | &nbsp;&nbsp;3158622031 |  |  | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| &nbsp;&nbsp;225033281 |  | &nbsp;&nbsp;3158622032 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  |  | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  |  | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| &nbsp;&nbsp;225033282 |  | &nbsp;&nbsp;3158622033 |  |  | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| &nbsp;&nbsp;225033288 |  | &nbsp;&nbsp;3158622040 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033295 |  | &nbsp;&nbsp;3158622050 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033298 |  | &nbsp;&nbsp;3158622054 |  |  | &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Tape Value reflects Appraisal Date |
| &nbsp;&nbsp;225033299 |  | &nbsp;&nbsp;3158622055 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033303 |  | &nbsp;&nbsp;3158622062 |  |  | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects Note Date per the Note |
| &nbsp;&nbsp;225033304 |  | &nbsp;&nbsp;3158622065 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033305 |  | &nbsp;&nbsp;3158622069 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033307 |  | &nbsp;&nbsp;3158622071 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033309 |  | &nbsp;&nbsp;3158622073 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033311 |  | &nbsp;&nbsp;3158622076 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033317 |  | &nbsp;&nbsp;3158622087 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033318 |  | &nbsp;&nbsp;3158622089 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033321 |  | &nbsp;&nbsp;3158622093 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033322 |  | &nbsp;&nbsp;3158622095 |  |  | &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Tape Value reflects Appraisal Date |
| &nbsp;&nbsp;225033322 |  | &nbsp;&nbsp;3158622095 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033331 |  | &nbsp;&nbsp;3158622109 |  |  | &nbsp;&nbsp;Initial Rate Lock Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field value reflects source document |
| &nbsp;&nbsp;225033347 |  | &nbsp;&nbsp;3158622144 |  |  | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Variance is in the investment property, where client shows positive rental income, and audit shows a loss. |
| &nbsp;&nbsp;225033351 |  | &nbsp;&nbsp;3158622154 |  |  | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value captured from Appraisal or Valuation model in file |
| &nbsp;&nbsp;225033361 |  | &nbsp;&nbsp;3158622166 |  |  | &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value captured from Valuation model in file |
| &nbsp;&nbsp;225033361 |  | &nbsp;&nbsp;3158622166 |  |  | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| &nbsp;&nbsp;225033361 |  | &nbsp;&nbsp;3158622166 |  |  | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| &nbsp;&nbsp;225033361 |  | &nbsp;&nbsp;3158622166 |  |  | &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Tape Value reflects Appraisal Date |
| &nbsp;&nbsp;225033376 |  | &nbsp;&nbsp;3158622192 |  |  | &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Field Value captured from Valuation model in file |
| &nbsp;&nbsp;225033377 |  | &nbsp;&nbsp;3158622195 |  |  | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;[Redacted] | &nbsp;&nbsp;Verified | &nbsp;&nbsp;Lender's DTI does not appear to include the PITIA for the borrower's primary residence. |

---