# EDGAR Filing Document

**Accession Number:** 0001241526
**File Stem:** 0001415889-25-017330
**Filing Date:** 2025-6
**Character Count:** 8305
**Document Hash:** 19350152a7a13b61028facb970639603
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001415889-25-017330.hdr.sgml**: 20250613

**ACCESSION NUMBER**: 0001415889-25-017330

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20250612

**FILED AS OF DATE**: 20250613

**DATE AS OF CHANGE**: 20250613

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** FRANKEL ADAM B
- **CENTRAL INDEX KEY:** 0001241526

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-42693
- **FILM NUMBER:** 251048139
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Chime Financial, Inc.
- **CENTRAL INDEX KEY:** 0001795586
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 460925388
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 101 CALIFORNIA STREET, SUITE 500
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111
- **BUSINESS PHONE:** 844-244-6363

**MAIL ADDRESS:**
- **STREET 1:** 101 CALIFORNIA STREET, SUITE 500
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>FRANKEL ADAM B<br><sub>(Last) (First) (Middle)</sub><br>C/O CHIME FINANCIAL, INC.<br>101 CALIFORNIA STREET, SUITE 500<br><sub>(Street)</sub><br>SAN FRANCISCO, CA 94111<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2025-06-12 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[ ] Director [ ] 10% Owner<br>[X] Officer (give title below) [ ] Other (specify below)<br>_GENERAL COUNSEL_ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>Chime Financial, Inc. [ CHYM ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common Stock | 2025-06-12 |  | F |  | 46918<sup>(1)</sup> | D | $27 | 271382<sup>(2)(3)</sup> | D |  |
| Common Stock | 2025-06-13 |  | J<sup>(2)</sup> |  | 271382 | D | <sup>(2)</sup> | 0 | D |  |
| Class A Common Stock | 2025-06-13 |  | J<sup>(2)</sup> |  | 271382 | A | <sup>(2)</sup> | 271382<sup>(4)</sup> | D |  |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| Employee Stock Option (Right to buy) | $16.56 | 2025-06-13 |  | J<sup>(2)</sup> |  |  | 370000 | <sup>(5)</sup> | 2033-08-31 | Common Stock | 370000 | <sup>(2)</sup> | 0 | D |  |
| Employee Stock Option (Right to buy) | $16.56 | 2025-06-13 |  | J<sup>(2)</sup> |  | 370000 |  | <sup>(5)</sup> | 2033-08-31 | Class A Common Stock | 370000 | <sup>(2)</sup> | 370000 | D |  |
| Employee Stock Option (Right to buy) | $23.51 | 2025-06-13 |  | J<sup>(2)</sup> |  |  | 100000 | <sup>(6)</sup> | 2034-12-03 | Common Stock | 100000 | <sup>(2)</sup> | 0 | D |  |
| Employee Stock Option (Right to buy) | $23.51 | 2025-06-13 |  | J<sup>(2)</sup> |  | 100000 |  | <sup>(6)</sup> | 2034-12-03 | Class A Common Stock | 100000 | <sup>(2)</sup> | 100000 | D |  |
| Employee Stock Option (Right to buy) | $27.90 | 2025-06-13 |  | J<sup>(2)</sup> |  |  | 166600 | <sup>(7)</sup> | 2035-03-05 | Common Stock | 166600 | <sup>(2)</sup> | 0 | D |  |
| Employee Stock Option (Right to buy) | $27.90 | 2025-06-13 |  | J<sup>(2)</sup> |  | 166600 |  | <sup>(7)</sup> | 2035-03-05 | Class A Common Stock | 166600 | <sup>(2)</sup> | 166600 | D |  |

---

### Footnotes:

(1) These shares have been withheld by the Issuer, in an exempt disposition to the Issuer under Rule 16b-3(e), to satisfy its income tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") pursuant to the Issuer's initial public offering of Class A Common Stock (the "IPO").

(2) Pursuant to a reclassification exempt under Rule 16b-7, each share of Common Stock was automatically reclassified into one share of Class A Common Stock immediately prior to the completion of the IPO.

(3) Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

(4) Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

(5) 1/4th of the shares subject to the option vested on August 8, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

(6) 1/48th of the shares subject to the option vested on December 15, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

(7) 1/48th of the shares subject to the option vested on March 15, 2025 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

**Signature:** /s/ Theresa Bloom, by power of attorney  
**Date:** 2025-06-13

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**