# EDGAR Filing Document

**Accession Number:** 0001352621
**File Stem:** 0001580642-26-000624
**Filing Date:** 2026-2
**Character Count:** 8217
**Document Hash:** 49e81cab673d715b002744fdbbb7da56
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001580642-26-000624.hdr.sgml**: 20260202

**ACCESSION NUMBER**: 0001580642-26-000624

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260202

**DATE AS OF CHANGE**: 20260202

**EFFECTIVENESS DATE**: 20260202

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Northern Lights Variable Trust
- **CENTRAL INDEX KEY:** 0001352621

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-131820
- **FILM NUMBER:** 26586649

**BUSINESS ADDRESS:**
- **STREET 1:** 225 PICTORIA DRIVE
- **STREET 2:** SUITE 450
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45246
- **BUSINESS PHONE:** 631-470-2600

**MAIL ADDRESS:**
- **STREET 1:** 17645 WRIGHT STREET
- **STREET 2:** SUITE 200
- **CITY:** OMAHA
- **STATE:** NE
- **ZIP:** 68130

## Series and Classes Contracts Data

### TOPS Moderate Growth ETF Portfolio (Series ID: S000031504)

---

|  |  |
|:---|:---|
| Class Name                                               | Class ID   |
| TOPS Moderate Growth ETF Portfolio Class 1 shares        | C000097926 |
| TOPS Moderate Growth ETF Portfolio Class 2 shares        | C000097927 |
| TOPS Moderate Growth ETF Portfolio Investor Class Shares | C000158837 |
| TOPS Moderate Growth ETF Portfolio Service Class Shares  | C000211502 |

---

### TOPS Growth ETF Portfolio (Series ID: S000031505)

---

|  |  |
|:---|:---|
| Class Name                                      | Class ID   |
| TOPS Growth ETF Portfolio Class 2 shares        | C000097928 |
| TOPS Growth ETF Portfolio Class 1 shares        | C000097929 |
| TOPS Growth ETF Portfolio Investor Class Shares | C000158838 |
| TOPS Growth ETF Portfolio Service Class Shares  | C000211503 |

---

### TOPS Aggressive Growth ETF Portfolio (Series ID: S000031506)

---

|  |  |
|:---|:---|
| Class Name                                                 | Class ID   |
| TOPS Aggressive Growth ETF Portfolio Class 2 shares        | C000097930 |
| TOPS Aggressive Growth ETF Portfolio Class 1 shares        | C000097931 |
| TOPS Aggressive Growth ETF Portfolio Investor Class Shares | C000158839 |
| TOPS Aggressive Growth ETF Portfolio Service Class Shares  | C000211504 |

---

### TOPS Managed Risk Moderate Growth ETF Portfolio (Series ID: S000031508)

---

|  |  |
|:---|:---|
| Class Name                                                            | Class ID   |
| TOPS Managed Risk Moderate Growth ETF Portfolio Class 1 shares        | C000097934 |
| TOPS Managed Risk Moderate Growth ETF Portfolio Class 2 shares        | C000097935 |
| TOPS Managed Risk Moderate Growth ETF Portfolio Class 3 shares        | C000112455 |
| TOPS Managed Risk Moderate Growth ETF Portfolio Class 4 shares        | C000112456 |
| TOPS Managed Risk Moderate Growth ETF Portfolio Investor Class Shares | C000158841 |

---

### TOPS Managed Risk Growth ETF Portfolio (Series ID: S000031509)

---

|  |  |
|:---|:---|
| Class Name                                                   | Class ID   |
| TOPS Managed Risk Growth ETF Portfolio Class 1 shares        | C000097936 |
| TOPS Managed Risk Growth ETF Portfolio Class 2 shares        | C000097937 |
| TOPS Managed Risk Growth ETF Portfolio Class 3               | C000112457 |
| TOPS Managed Risk Growth ETF Portfolio Class 4               | C000112458 |
| TOPS Managed Risk Growth ETF Portfolio Investor Class Shares | C000158842 |

---

## Series and Classes Contracts Data

### TOPS Moderate Growth ETF Portfolio (Series ID: S000031504)

| Class ID   | Class Name                                               | Ticker Symbol   |
|:---|:---|:---|
| C000097926 | TOPS Moderate Growth ETF Portfolio Class 1 shares        |  |
| C000097927 | TOPS Moderate Growth ETF Portfolio Class 2 shares        |  |
| C000158837 | TOPS Moderate Growth ETF Portfolio Investor Class Shares |  |
| C000211502 | TOPS Moderate Growth ETF Portfolio Service Class Shares  |  |

### TOPS Growth ETF Portfolio (Series ID: S000031505)

| Class ID   | Class Name                                      | Ticker Symbol   |
|:---|:---|:---|
| C000097928 | TOPS Growth ETF Portfolio Class 2 shares        |  |
| C000097929 | TOPS Growth ETF Portfolio Class 1 shares        |  |
| C000158838 | TOPS Growth ETF Portfolio Investor Class Shares |  |
| C000211503 | TOPS Growth ETF Portfolio Service Class Shares  |  |

### TOPS Aggressive Growth ETF Portfolio (Series ID: S000031506)

| Class ID   | Class Name                                                 | Ticker Symbol   |
|:---|:---|:---|
| C000097930 | TOPS Aggressive Growth ETF Portfolio Class 2 shares        |  |
| C000097931 | TOPS Aggressive Growth ETF Portfolio Class 1 shares        |  |
| C000158839 | TOPS Aggressive Growth ETF Portfolio Investor Class Shares |  |
| C000211504 | TOPS Aggressive Growth ETF Portfolio Service Class Shares  |  |

### TOPS Managed Risk Moderate Growth ETF Portfolio (Series ID: S000031508)

| Class ID   | Class Name                                                            | Ticker Symbol   |
|:---|:---|:---|
| C000097934 | TOPS Managed Risk Moderate Growth ETF Portfolio Class 1 shares        |  |
| C000097935 | TOPS Managed Risk Moderate Growth ETF Portfolio Class 2 shares        |  |
| C000112455 | TOPS Managed Risk Moderate Growth ETF Portfolio Class 3 shares        |  |
| C000112456 | TOPS Managed Risk Moderate Growth ETF Portfolio Class 4 shares        |  |
| C000158841 | TOPS Managed Risk Moderate Growth ETF Portfolio Investor Class Shares |  |

### TOPS Managed Risk Growth ETF Portfolio (Series ID: S000031509)

| Class ID   | Class Name                                                   | Ticker Symbol   |
|:---|:---|:---|
| C000097936 | TOPS Managed Risk Growth ETF Portfolio Class 1 shares        |  |
| C000097937 | TOPS Managed Risk Growth ETF Portfolio Class 2 shares        |  |
| C000112457 | TOPS Managed Risk Growth ETF Portfolio Class 3               |  |
| C000112458 | TOPS Managed Risk Growth ETF Portfolio Class 4               |  |
| C000158842 | TOPS Managed Risk Growth ETF Portfolio Investor Class Shares |  |

**TOPS<sup>®</sup> Moderate Growth ETF Portfolio**

**TOPS<sup>®</sup> Growth ETF Portfolio**

**TOPS<sup>®</sup> Aggressive Growth ETF Portfolio**

**Class 1 Shares**

**Class 2 Shares**

**Investor Class Shares**

**Service Class Shares**

**TOPS<sup>®</sup> Managed Risk Moderate Growth ETF Portfolio**

**TOPS<sup>®</sup> Managed Risk Growth ETF Portfolio**

**Class 1 Shares**

**Class 2 Shares**

**Class 3 Shares**

**Class 4 Shares**

**Investor Class shares**

(each a series of Northern Lights Fund Trust (the "Trust")

Supplement dated February 2, 2026 to the

Prospectus and Statement of Additional Information dated May 1, 2025

Effective on or about May 1, 2026, please be advised that the names of the below Funds will be changed.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Current Fund Name** | &nbsp;&nbsp;**New Fund Name** |
| &nbsp;&nbsp;TOPS<sup>®</sup> Moderate Growth ETF Portfolio | &nbsp;&nbsp;TOPS<sup>®</sup> Moderate ETF Portfolio |
| &nbsp;&nbsp;TOPS<sup>®</sup> Growth ETF Portfolio | &nbsp;&nbsp;TOPS<sup>®</sup> Moderately Aggressive ETF Portfolio |
| &nbsp;&nbsp;TOPS<sup>®</sup> Aggressive Growth ETF Portfolio | &nbsp;&nbsp;TOPS<sup>®</sup> Aggressive ETF Portfolio |
| &nbsp;&nbsp;TOPS<sup>®</sup> Managed Risk Moderate Growth ETF Portfolio | &nbsp;&nbsp;TOPS<sup>®</sup> Managed Risk Moderate ETF Portfolio |
| &nbsp;&nbsp;TOPS<sup>®</sup> Managed Risk Growth ETF Portfolio | &nbsp;&nbsp;TOPS<sup>®</sup> Managed Risk Moderately Aggressive ETF Portfolio |

---

_________________________________

*The information in this supplement contains new and additional information beyond that in the Prospectus and Statement of Additional Information, dated May 1, 2025. This supplement should be read in conjunction with the Prospectuses and Statements of Additional Information and should be retained for future reference. These documents are available upon request and without charge by calling the Fund at 1-855-572-5945.* 

*Please retain this Supplement for future reference.*