# EDGAR Filing Document

**Accession Number:** 0001005817
**File Stem:** 0001387131-23-000146
**Filing Date:** 2023-1
**Character Count:** 79815
**Document Hash:** 273ca87d718f270edf024f6e13d2a5e1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001387131-23-000146.hdr.sgml**: 20230106

**ACCESSION NUMBER**: 0001387131-23-000146

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230106

**DATE AS OF CHANGE**: 20230106

**EFFECTIVENESS DATE**: 20230106

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TOMPKINS FINANCIAL CORP
- **CENTRAL INDEX KEY:** 0001005817
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **IRS NUMBER:** 161482357
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-05097
- **FILM NUMBER:** 23514538

**BUSINESS ADDRESS:**
- **STREET 1:** 118 E SENECA STREET
- **STREET 2:** P.O. BOX 460
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850
- **BUSINESS PHONE:** 607-274-2078

**MAIL ADDRESS:**
- **STREET 1:** 118 E. SENECA STREET
- **STREET 2:** PO BOX 460
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TOMPKINS TRUSTCO INC
- **DATE OF NAME CHANGE:** 19990512

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TOMPKINS COUNTY TRUSTCO INC
- **DATE OF NAME CHANGE:** 19960117

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** TOMPKINS FINANCIAL CORP<br>**Address:** 118 E. Seneca Street<br>PO Box 460<br>Ithaca, NY 14850

**Form 13F File Number:** 028-05097

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lisa Shipos<br>**Title:** Trust Operations Manager<br>**Phone:** 607-274-7443

**Signature, Place, and Date of Signing:**

Lisa Shipos Trust Operations Manager  Ithica, NY  01-06-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 816

**Form 13F Information Table Value Total:** $632802

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Co | COM | 88579Y101 |  | 419 | 3494 | SH |  | DFND |  | 0 | 0 | 3494 |
| 3M Co | COM | 88579Y101 |  | 592 | 4934 | SH |  | SOLE |  | 4934 | 0 | 0 |
| AECOM | COM | 00766T100 |  | 38 | 450 | SH |  | DFND |  | 450 | 0 | 0 |
| AGILENT TECHS INC | COM | 00846U101 |  | 139 | 930 | SH |  | DFND |  | 778 | 0 | 152 |
| AGNC INVESTMENT CORP | COM | 00123Q104 |  | 75 | 7250 | SH |  | DFND |  | 0 | 0 | 7250 |
| ALBEMARLE CORP | COM | 012653101 |  | 33 | 150 | SH |  | DFND |  | 0 | 0 | 150 |
| ALCON AG | ORD SHS | H01301128 |  | 15 | 220 | SH |  | SOLE |  | 220 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 422 | 4780 | SH |  | DFND |  | 2760 | 0 | 2020 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 5748 | 65151 | SH |  | SOLE |  | 63691 | 0 | 1460 |
| AMER EXPRESS CO | COM | 025816109 |  | 266 | 1800 | SH |  | DFND |  | 0 | 0 | 1800 |
| AMER EXPRESS CO | COM | 025816109 |  | 209 | 1416 | SH |  | SOLE |  | 391 | 0 | 1025 |
| AMER INTL GRP | COM NEW | 026874784 |  | 12 | 195 | SH |  | DFND |  | 0 | 0 | 195 |
| AMER INTL GRP | COM NEW | 026874784 |  | 137 | 2174 | SH |  | SOLE |  | 2174 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 3 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| ANSYS INC. | COM | 03662Q105 |  | 1 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| APA Corp | COM | 03743Q108 |  | 98 | 2102 | SH |  | DFND |  | 0 | 0 | 2102 |
| APPIAN CORP | CL A | 03782L101 |  | 13 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| APPLIED MATERIALS | COM | 038222105 |  | 4 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| ARK Investment Management LLC | AUTNMUS TECHNLGY | 00214Q203 |  | 8 | 205 | SH |  | DFND |  | 0 | 0 | 205 |
| AT INC | COM | 00206R102 |  | 877 | 47659 | SH |  | DFND |  | 2700 | 0 | 44959 |
| AT INC | COM | 00206R102 |  | 599 | 32511 | SH |  | SOLE |  | 32511 | 0 | 0 |
| AUTOMATIC DATA PROCESSING | COM | 053015103 |  | 1703 | 7128 | SH |  | DFND |  | 161 | 0 | 6967 |
| AUTOMATIC DATA PROCESSING | COM | 053015103 |  | 996 | 4170 | SH |  | SOLE |  | 2940 | 0 | 1230 |
| AbbVie Inc | COM | 00287Y109 |  | 4383 | 27120 | SH |  | DFND |  | 0 | 0 | 27120 |
| AbbVie Inc | COM | 00287Y109 |  | 1187 | 7346 | SH |  | SOLE |  | 6846 | 0 | 500 |
| Abbott Laboratories | COM | 002824100 |  | 2746 | 25007 | SH |  | DFND |  | 491 | 0 | 24516 |
| Abbott Laboratories | COM | 002824100 |  | 6805 | 61985 | SH |  | SOLE |  | 60532 | 0 | 1453 |
| Abrdn Funds | COM SH BEN INT | 00302L108 |  | 5 | 1350 | SH |  | DFND |  | 0 | 0 | 1350 |
| Accenture PLC | SHS CLASS A | G1151C101 |  | 181 | 680 | SH |  | DFND |  | 379 | 0 | 301 |
| Accenture PLC | SHS CLASS A | G1151C101 |  | 4202 | 15746 | SH |  | SOLE |  | 15088 | 0 | 658 |
| Adobe Inc | COM | 00724F101 |  | 291 | 864 | SH |  | DFND |  | 391 | 0 | 473 |
| Adobe Inc | COM | 00724F101 |  | 3642 | 10823 | SH |  | SOLE |  | 10359 | 0 | 464 |
| Advance Auto Parts Inc | COM | 00751Y106 |  | 4 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Aflac Inc | COM | 001055102 |  | 214 | 2974 | SH |  | SOLE |  | 2974 | 0 | 0 |
| Air Products and Chemicals Inc | COM | 009158106 |  | 483 | 1566 | SH |  | DFND |  | 0 | 0 | 1566 |
| Air Products and Chemicals Inc | COM | 009158106 |  | 15 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| Alcoa Corp | COM | 013872106 |  | 91 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| Alexandria Real Estate Equitie | COM | 015271109 |  | 89 | 609 | SH |  | DFND |  | 0 | 0 | 609 |
| Algonquin Power  Utilities Co | COM | 015857105 |  | 6 | 900 | SH |  | DFND |  | 400 | 0 | 500 |
| Allstate Corp/The | COM | 020002101 |  | 6 | 44 | SH |  | DFND |  | 0 | 0 | 44 |
| Allstate Corp/The | COM | 020002101 |  | 2 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| Alphabet Inc | CAP STK CL C | 02079K107 |  | 220 | 2483 | SH |  | DFND |  | 2300 | 0 | 183 |
| Alphabet Inc | CAP STK CL C | 02079K107 |  | 527 | 5940 | SH |  | SOLE |  | 5940 | 0 | 0 |
| Alps Closed End Funds/USA | SH BEN INT | 530158104 |  | 12 | 2100 | SH |  | DFND |  | 0 | 0 | 2100 |
| Altria Group Inc | COM | 02209S103 |  | 221 | 4837 | SH |  | DFND |  | 0 | 0 | 4837 |
| Altria Group Inc | COM | 02209S103 |  | 113 | 2475 | SH |  | SOLE |  | 2475 | 0 | 0 |
| Amazon.com Inc | COM | 023135106 |  | 272 | 3244 | SH |  | DFND |  | 2690 | 0 | 554 |
| Amazon.com Inc | COM | 023135106 |  | 4598 | 54734 | SH |  | SOLE |  | 51694 | 0 | 3040 |
| American Airlines Group Inc | COM | 02376R102 |  | 10 | 785 | SH |  | DFND |  | 0 | 0 | 785 |
| American Electric Power Co Inc | COM | 025537101 |  | 103 | 1086 | SH |  | DFND |  | 0 | 0 | 1086 |
| American Electric Power Co Inc | COM | 025537101 |  | 2 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| American Tower Corp | COM | 03027X100 |  | 8 | 37 | SH |  | SOLE |  | 37 | 0 | 0 |
| American Water Works Co Inc | COM | 030420103 |  | 92 | 604 | SH |  | DFND |  | 276 | 0 | 328 |
| American Water Works Co Inc | COM | 030420103 |  | 5285 | 34675 | SH |  | SOLE |  | 33773 | 0 | 902 |
| Ameriprise Financial Inc | COM | 03076C106 |  | 50 | 159 | SH |  | DFND |  | 0 | 0 | 159 |
| Amgen Inc | COM | 031162100 |  | 377 | 1435 | SH |  | DFND |  | 177 | 0 | 1258 |
| Amgen Inc | COM | 031162100 |  | 7129 | 27144 | SH |  | SOLE |  | 25737 | 0 | 1407 |
| Anheuser-Busch InBev SA/NV | SPONSORED ADR | 03524A108 |  | 0 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| Annaly Capital Management Inc | None | 035710839 |  | 95 | 4500 | SH |  | DFND |  | 0 | 0 | 4500 |
| Apollo Commercial Real Estate | COM | 03762U105 |  | 11 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| Apple Inc | COM | 037833100 |  | 3325 | 25593 | SH |  | DFND |  | 6383 | 0 | 19210 |
| Apple Inc | COM | 037833100 |  | 25160 | 193641 | SH |  | SOLE |  | 183912 | 0 | 9729 |
| Archer-Daniels-Midland Co | COM | 039483102 |  | 208 | 2241 | SH |  | DFND |  | 0 | 0 | 2241 |
| Arconic Corp | COM | 03966V107 |  | 32 | 1525 | SH |  | DFND |  | 0 | 0 | 1525 |
| Ares Commercial Real Estate Co | COM | 04013V108 |  | 10 | 1010 | SH |  | DFND |  | 0 | 0 | 1010 |
| Argan Inc | COM | 04010E109 |  | 4 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| Arthur J Gallagher  Co | COM | 363576109 |  | 342 | 1815 | SH |  | DFND |  | 370 | 0 | 1445 |
| Arthur J Gallagher  Co | COM | 363576109 |  | 9218 | 48891 | SH |  | SOLE |  | 48377 | 0 | 514 |
| Ashland Inc | COM | 044186104 |  | 370 | 3442 | SH |  | DFND |  | 0 | 0 | 3442 |
| AutoZone Inc | COM | 053332102 |  | 301 | 122 | SH |  | DFND |  | 0 | 0 | 122 |
| AutoZone Inc | COM | 053332102 |  | 141 | 57 | SH |  | SOLE |  | 57 | 0 | 0 |
| Autoliv Inc | COM | 052800109 |  | 0 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| Azenta Inc | COM | 114340102 |  | 35 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| B Foods Inc | COM | 05508R106 |  | 11 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| BARRICK GOLD CORP | COM | 067901108 |  | 19 | 1097 | SH |  | DFND |  | 1097 | 0 | 0 |
| BAXTER INTL INC | COM | 071813109 |  | 58 | 1130 | SH |  | DFND |  | 0 | 0 | 1130 |
| BAXTER INTL INC | COM | 071813109 |  | 113 | 2226 | SH |  | SOLE |  | 1026 | 0 | 1200 |
| BCE Inc | COM NEW | 05534B760 |  | 22 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| BECTON DICKINSON | COM | 075887109 |  | 5 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| BK OF AMERICA CORP | COM | 060505104 |  | 226 | 6812 | SH |  | DFND |  | 100 | 0 | 6712 |
| BK OF AMERICA CORP | COM | 060505104 |  | 38 | 1162 | SH |  | SOLE |  | 1162 | 0 | 0 |
| BK OF MONTREAL | COM | 063671101 |  | 91 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| BK OF NOVA SCOTIA | COM | 064149107 |  | 211 | 4300 | SH |  | DFND |  | 0 | 0 | 4300 |
| BK OF NY MELLON CP | COM | 064058100 |  | 39 | 857 | SH |  | DFND |  | 0 | 0 | 857 |
| BK OF NY MELLON CP | COM | 064058100 |  | 16 | 359 | SH |  | SOLE |  | 125 | 0 | 234 |
| BOEING CO | COM | 097023105 |  | 133 | 697 | SH |  | DFND |  | 62 | 0 | 635 |
| BOEING CO | COM | 097023105 |  | 22 | 114 | SH |  | SOLE |  | 114 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 |  | 10 | 288 | SH |  | DFND |  | 0 | 0 | 288 |
| BP PLC | SPONSORED ADR | 055622104 |  | 52 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| BRIGHTHOUSE FINANCIAL INC. | COM | 10922N103 |  | 1 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| BRISTOL-MYRS SQUIB | COM | 110122108 |  | 343 | 4761 | SH |  | DFND |  | 1339 | 0 | 3422 |
| BRISTOL-MYRS SQUIB | COM | 110122108 |  | 742 | 10314 | SH |  | SOLE |  | 9864 | 0 | 450 |
| BRITISH AMERICAN TOBACCO PLC | SPONSORED ADR | 110448107 |  | 4 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| BRITISH AMERICAN TOBACCO PLC | SPONSORED ADR | 110448107 |  | 15 | 367 | SH |  | SOLE |  | 367 | 0 | 0 |
| Bar Harbor Bankshares | COM | 066849100 |  | 53 | 1650 | SH |  | DFND |  | 0 | 0 | 1650 |
| Bath  Body Works Inc | COM | 070830104 |  | 13 | 300 | SH |  | DFND |  | 0 | 0 | 300 |
| Berkshire Hathaway Inc | CL B NEW | 084670702 |  | 153 | 496 | SH |  | DFND |  | 399 | 0 | 97 |
| Berkshire Hathaway Inc | CL B NEW | 084670702 |  | 6068 | 19644 | SH |  | SOLE |  | 18011 | 0 | 1633 |
| Beyond Meat Inc | COM | 08862E109 |  | 1 | 85 | SH |  | DFND |  | 0 | 0 | 85 |
| Black Hills Corp | COM | 092113109 |  | 91 | 1300 | SH |  | DFND |  | 1300 | 0 | 0 |
| BlackBerry Ltd | COM | 09228F103 |  | 2 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| BlackRock Advisors LLC | RUS MDCP VAL ETF | 464287473 |  | 26 | 248 | SH |  | SOLE |  | 248 | 0 | 0 |
| BlackRock Advisors LLC | RUS MD CP GR ETF | 464287481 |  | 50 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| BlackRock Advisors LLC | RUS MD CP GR ETF | 464287481 |  | 17 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| BlackRock Advisors LLC | RUS MID CAP ETF | 464287499 |  | 365 | 5410 | SH |  | SOLE |  | 5410 | 0 | 0 |
| BlackRock Advisors LLC | S MC 400GR ETF | 464287606 |  | 141 | 2065 | SH |  | DFND |  | 0 | 0 | 2065 |
| BlackRock Advisors LLC | S MC 400GR ETF | 464287606 |  | 59 | 864 | SH |  | SOLE |  | 864 | 0 | 0 |
| BlackRock Advisors LLC | RUS 1000 ETF | 464287622 |  | 32 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| BlackRock Advisors LLC | RUSSELL 3000 ETF | 464287689 |  | 33 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| BlackRock Advisors LLC | S MC 400VL ETF | 464287705 |  | 9 | 88 | SH |  | SOLE |  | 88 | 0 | 0 |
| BlackRock Advisors LLC | US INDUSTRIALS | 464287754 |  | 58 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| BlackRock Advisors LLC | CORE S SCP ETF | 464287804 |  | 258 | 2725 | SH |  | DFND |  | 1800 | 0 | 925 |
| BlackRock Advisors LLC | CORE S SCP ETF | 464287804 |  | 763 | 8067 | SH |  | SOLE |  | 7467 | 0 | 600 |
| BlackRock Advisors LLC | INDIA 50 ETF | 464289529 |  | 25 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| BlackRock Advisors LLC | CORE MSCI EMKT | 46434G103 |  | 350 | 7501 | SH |  | DFND |  | 2126 | 0 | 5375 |
| BlackRock Advisors LLC | CORE MSCI EMKT | 46434G103 |  | 2206 | 47240 | SH |  | SOLE |  | 46430 | 0 | 810 |
| BlackRock Advisors LLC | MSCI SINGPOR ETF | 46434G780 |  | 28 | 1500 | SH |  | DFND |  | 1500 | 0 | 0 |
| BlackRock Advisors LLC | MSCI JPN ETF NEW | 46434G822 |  | 27 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| BlackRock Fund Advisors | MSCI JAPN SMCETF | 464286582 |  | 32 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| BlackRock Fund Advisors | NORTH AMERN NAT | 464287374 |  | 195 | 4800 | SH |  | DFND |  | 4800 | 0 | 0 |
| BlackRock Fund Advisors | 20 YR TR BD ETF | 464287432 |  | 3 | 33 | SH |  | DFND |  | 0 | 0 | 33 |
| BlackRock Fund Advisors | MSCI EAFE ETF | 464287465 |  | 59 | 900 | SH |  | DFND |  | 0 | 0 | 900 |
| BlackRock Fund Advisors | MSCI EAFE ETF | 464287465 |  | 934 | 14224 | SH |  | SOLE |  | 14224 | 0 | 0 |
| BlackRock Fund Advisors | NA TEC MULTM ETF | 464287531 |  | 21 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| BlackRock Fund Advisors | RUS 2000 GRW ETF | 464287648 |  | 694 | 3234 | SH |  | DFND |  | 125 | 0 | 3109 |
| BlackRock Fund Advisors | RUS 2000 GRW ETF | 464287648 |  | 1664 | 7757 | SH |  | SOLE |  | 3184 | 0 | 4573 |
| BlackRock Fund Advisors | SHRT NAT MUN ETF | 464288158 |  | 836 | 8022 | SH |  | SOLE |  | 8022 | 0 | 0 |
| BlackRock Fund Advisors | EAFE SML CP ETF | 464288273 |  | 94 | 1663 | SH |  | DFND |  | 1650 | 0 | 13 |
| BlackRock Fund Advisors | EAFE SML CP ETF | 464288273 |  | 15 | 261 | SH |  | SOLE |  | 261 | 0 | 0 |
| BlackRock Fund Advisors | PFD AND INCM SEC | 464288687 |  | 62 | 2035 | SH |  | DFND |  | 2035 | 0 | 0 |
| BlackRock Fund Advisors | GLOB UTILITS ETF | 464288711 |  | 18 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| BlackRock Fund Advisors | RUS TP200 VL ETF | 464289420 |  | 39 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| BlackRock Fund Advisors | RUS TP200 GR ETF | 464289438 |  | 12 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| BlackRock Fund Advisors | MSCI USA MIN VOL | 46429B697 |  | 70 | 964 | SH |  | DFND |  | 513 | 0 | 451 |
| BlackRock Fund Advisors | MSCI USA MIN VOL | 46429B697 |  | 3961 | 54937 | SH |  | SOLE |  | 54072 | 0 | 865 |
| BlackRock Fund Advisors | 0-5 YR TIPS ETF | 46429B747 |  | 31 | 322 | SH |  | SOLE |  | 322 | 0 | 0 |
| BlackRock Fund Advisors | MSCI USA VALUE | 46432F388 |  | 12 | 128 | SH |  | SOLE |  | 128 | 0 | 0 |
| BlackRock Fund Advisors | ESG AWR MSCI EM | 46434G863 |  | 4 | 119 | SH |  | DFND |  | 119 | 0 | 0 |
| BlackRock Fund Advisors | ESG AWR MSCI EM | 46434G863 |  | 2757 | 91686 | SH |  | SOLE |  | 91525 | 0 | 161 |
| BlackRock Fund Advisors | IBONDS DEC23 ETF | 46434VAX8 |  | 2476 | 98920 | SH |  | DFND |  | 0 | 0 | 98920 |
| BlackRock Fund Advisors | ROBOTICS ARTIF | 46435U556 |  | 1 | 25 | SH |  | DFND |  | 0 | 0 | 25 |
| BlackRock Funds/Closed-End/USA | COM | 09255C106 |  | 140 | 13627 | SH |  | DFND |  | 0 | 0 | 13627 |
| BlackRock Inc | COM | 09247X101 |  | 337 | 475 | SH |  | DFND |  | 270 | 0 | 205 |
| BlackRock Inc | COM | 09247X101 |  | 6323 | 8923 | SH |  | SOLE |  | 8830 | 0 | 93 |
| Blackstone Inc | COM | 09260D107 |  | 111 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| Block Inc | CL A | 852234103 |  | 2 | 35 | SH |  | DFND |  | 0 | 0 | 35 |
| Booking Holdings Inc | COM | 09857L108 |  | 117 | 58 | SH |  | SOLE |  | 28 | 0 | 30 |
| BrightSpire Capital Inc | COM CL A | 10949T109 |  | 98 | 15800 | SH |  | DFND |  | 0 | 0 | 15800 |
| Broadcom Inc | COM | 11135F101 |  | 84 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| Broadcom Inc | COM | 11135F101 |  | 204 | 365 | SH |  | SOLE |  | 365 | 0 | 0 |
| Brookfield Renewable Partners | CL A SUB VTG | 11284V105 |  | 12 | 435 | SH |  | DFND |  | 0 | 0 | 435 |
| Brookfield Renewable Partners | PARTNERSHIP UNIT | G16258108 |  | 15 | 600 | SH |  | DFND |  | 0 | 0 | 600 |
| C Financial Corp | COM | 12466Q104 |  | 12 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| CARRIER GLOBAL CORP | COM | 14448C104 |  | 34 | 835 | SH |  | DFND |  | 0 | 0 | 835 |
| CARRIER GLOBAL CORP | COM | 14448C104 |  | 3 | 72 | SH |  | SOLE |  | 72 | 0 | 0 |
| CEMEX SAB DE CV | SPON ADR NEW | 151290889 |  | 4 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | EMRG MKTEQ ETF | 808524706 |  | 58 | 2439 | SH |  | SOLE |  | 2439 | 0 | 0 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | US DIVIDEND EQ | 808524797 |  | 79 | 1050 | SH |  | DFND |  | 1050 | 0 | 0 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | US TIPS ETF | 808524870 |  | 16 | 300 | SH |  | DFND |  | 0 | 0 | 300 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | US TIPS ETF | 808524870 |  | 21 | 406 | SH |  | SOLE |  | 406 | 0 | 0 |
| CHUBB LIMITED COM | COM | H1467J104 |  | 10 | 44 | SH |  | DFND |  | 0 | 0 | 44 |
| CHUBB LIMITED COM | COM | H1467J104 |  | 42 | 189 | SH |  | SOLE |  | 189 | 0 | 0 |
| CIBC | COM | 136069101 |  | 81 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| CISCO SYSTEMS | COM | 17275R102 |  | 838 | 17581 | SH |  | DFND |  | 2730 | 0 | 14851 |
| CISCO SYSTEMS | COM | 17275R102 |  | 7904 | 165902 | SH |  | SOLE |  | 155567 | 0 | 10335 |
| CME Group Inc | COM | 12572Q105 |  | 30 | 181 | SH |  | SOLE |  | 181 | 0 | 0 |
| COGNIZANT TECHNOLO | CL A | 192446102 |  | 7 | 130 | SH |  | DFND |  | 0 | 0 | 130 |
| COGNIZANT TECHNOLO | CL A | 192446102 |  | 193 | 3377 | SH |  | SOLE |  | 1327 | 0 | 2050 |
| COLGATE-PALMOLIVE | COM | 194162103 |  | 355 | 4500 | SH |  | SOLE |  | 4500 | 0 | 0 |
| CONAGRA FOODS INC | COM | 205887102 |  | 93 | 2400 | SH |  | DFND |  | 0 | 0 | 2400 |
| CONAGRA FOODS INC | COM | 205887102 |  | 13 | 343 | SH |  | SOLE |  | 343 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 499 | 4229 | SH |  | DFND |  | 0 | 0 | 4229 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 230 | 1950 | SH |  | SOLE |  | 1950 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 622 | 19488 | SH |  | DFND |  | 2500 | 0 | 16988 |
| CORNING INC | COM | 219350105 |  | 214 | 6710 | SH |  | SOLE |  | 6710 | 0 | 0 |
| CRANE HOLDINGS CO | COM | 224441105 |  | 9 | 90 | SH |  | DFND |  | 0 | 0 | 90 |
| CUMMINS INC | COM | 231021106 |  | 4 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| CVS Health Corp | COM | 126650100 |  | 625 | 6705 | SH |  | DFND |  | 0 | 0 | 6705 |
| CVS Health Corp | COM | 126650100 |  | 200 | 2147 | SH |  | SOLE |  | 2147 | 0 | 0 |
| Cantaloupe Inc | COM | 138103106 |  | 4 | 905 | SH |  | DFND |  | 0 | 0 | 905 |
| Capital One Financial Corp | COM | 14040H105 |  | 86 | 926 | SH |  | DFND |  | 0 | 0 | 926 |
| Capital Southwest Corp | COM | 140501107 |  | 6 | 355 | SH |  | DFND |  | 0 | 0 | 355 |
| Cardinal Health Inc | COM | 14149Y108 |  | 138 | 1790 | SH |  | SOLE |  | 0 | 0 | 1790 |
| Casella Waste Systems Inc | CL A | 147448104 |  | 2514 | 31704 | SH |  | SOLE |  | 31704 | 0 | 0 |
| Caterpillar Inc | COM | 149123101 |  | 672 | 2804 | SH |  | DFND |  | 1004 | 0 | 1800 |
| Cenovus Energy Inc | COM | 15135U109 |  | 29 | 1472 | SH |  | DFND |  | 0 | 0 | 1472 |
| ChargePoint Holdings Inc | COM CL A | 15961R105 |  | 1 | 110 | SH |  | DFND |  | 0 | 0 | 110 |
| Charles Schwab Corp/The | COM | 808513105 |  | 411 | 4935 | SH |  | SOLE |  | 4935 | 0 | 0 |
| Charles Schwab Investment Management Inc | US BRD MKT ETF | 808524102 |  | 98 | 2178 | SH |  | DFND |  | 0 | 0 | 2178 |
| Charles Schwab Investment Management Inc | US LRG CAP ETF | 808524201 |  | 4 | 79 | SH |  | SOLE |  | 79 | 0 | 0 |
| Charles Schwab Investment Management Inc | US SML CAP ETF | 808524607 |  | 1 | 26 | SH |  | SOLE |  | 26 | 0 | 0 |
| Charles Schwab Investment Management Inc | SCHWB FDT INT LG | 808524755 |  | 68 | 2338 | SH |  | SOLE |  | 2338 | 0 | 0 |
| Charles Schwab Investment Management Inc | INTL EQTY ETF | 808524805 |  | 1 | 46 | SH |  | SOLE |  | 46 | 0 | 0 |
| Charles Schwab Investment Management Inc | US AGGREGATE B | 808524839 |  | 1 | 24 | SH |  | SOLE |  | 24 | 0 | 0 |
| Chemed Corp | COM | 16359R103 |  | 165 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| Chemours Co/The | COM | 163851108 |  | 7 | 244 | SH |  | DFND |  | 0 | 0 | 244 |
| Chemours Co/The | COM | 163851108 |  | 1 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| Chemung Financial Corp | COM | 164024101 |  | 37 | 800 | SH |  | DFND |  | 0 | 0 | 800 |
| Cherry Hill Mortgage Investmen | COM | 164651101 |  | 6 | 1100 | SH |  | DFND |  | 0 | 0 | 1100 |
| Chevron Corp | COM | 166764100 |  | 897 | 4999 | SH |  | DFND |  | 0 | 0 | 4999 |
| Chevron Corp | COM | 166764100 |  | 885 | 4930 | SH |  | SOLE |  | 4280 | 0 | 650 |
| Chimera Investment Corp | COM NEW | 16934Q208 |  | 17 | 3000 | SH |  | DFND |  | 0 | 0 | 3000 |
| Church  Dwight Co Inc | COM | 171340102 |  | 175 | 2176 | SH |  | SOLE |  | 2176 | 0 | 0 |
| Churchill Downs Inc | COM | 171484108 |  | 1 | 5 | SH |  | DFND |  | 0 | 0 | 5 |
| Cigna Corp | COM | 125523100 |  | 13 | 39 | SH |  | DFND |  | 0 | 0 | 39 |
| Cigna Corp | COM | 125523100 |  | 2 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| Citigroup Inc | COM NEW | 172967424 |  | 15 | 327 | SH |  | DFND |  | 0 | 0 | 327 |
| Citigroup Inc | COM NEW | 172967424 |  | 5 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| Clorox Co/The | COM | 189054109 |  | 689 | 4913 | SH |  | DFND |  | 774 | 0 | 4139 |
| Clorox Co/The | COM | 189054109 |  | 24 | 168 | SH |  | SOLE |  | 168 | 0 | 0 |
| Coca-Cola Co/The | COM | 191216100 |  | 1179 | 18537 | SH |  | DFND |  | 0 | 0 | 18537 |
| Coca-Cola Co/The | COM | 191216100 |  | 1859 | 29230 | SH |  | SOLE |  | 29230 | 0 | 0 |
| Cohen  Steers Capital Management Inc | U.S. UTILITS ETF | 464287697 |  | 64 | 740 | SH |  | SOLE |  | 740 | 0 | 0 |
| Cohen  Steers Capital Management Inc | US CONSM STAPLES | 464287812 |  | 157 | 775 | SH |  | SOLE |  | 775 | 0 | 0 |
| Cohen  Steers Capital Management Inc | MRGSTR SM CP GR | 464288604 |  | 70 | 1944 | SH |  | DFND |  | 0 | 0 | 1944 |
| Cohen  Steers Capital Management Inc | MSCI USA ESG SLC | 464288802 |  | 8 | 99 | SH |  | DFND |  | 99 | 0 | 0 |
| Cohen  Steers Capital Management Inc | MSCI USA ESG SLC | 464288802 |  | 6115 | 74283 | SH |  | SOLE |  | 74182 | 0 | 101 |
| Comcast Corp | CL A | 20030N101 |  | 109 | 3130 | SH |  | DFND |  | 100 | 0 | 3030 |
| Comcast Corp | CL A | 20030N101 |  | 308 | 8809 | SH |  | SOLE |  | 8809 | 0 | 0 |
| Consolidated Edison Inc | COM | 209115104 |  | 172 | 1808 | SH |  | DFND |  | 0 | 0 | 1808 |
| Constellation Brands Inc | CL A | 21036P108 |  | 35 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| Constellation Energy Corp | COM | 21037T109 |  | 96 | 1116 | SH |  | DFND |  | 0 | 0 | 1116 |
| Constellium SE | CL A SHS | F21107101 |  | 2 | 200 | SH |  | DFND |  | 0 | 0 | 200 |
| Corteva Inc | COM | 22052L104 |  | 1 | 21 | SH |  | DFND |  | 0 | 0 | 21 |
| Corteva Inc | COM | 22052L104 |  | 2 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| Costco Wholesale Corp | COM | 22160K105 |  | 525 | 1151 | SH |  | DFND |  | 579 | 0 | 572 |
| Costco Wholesale Corp | COM | 22160K105 |  | 6080 | 13318 | SH |  | SOLE |  | 12766 | 0 | 552 |
| Crestwood Equity Partners LP | UNIT LTD PARTNER | 226344208 |  | 13 | 510 | SH |  | DFND |  | 0 | 0 | 510 |
| Crown Castle Inc | COM | 22822V101 |  | 10 | 76 | SH |  | DFND |  | 0 | 0 | 76 |
| DEERE  CO | COM | 244199105 |  | 410 | 956 | SH |  | DFND |  | 0 | 0 | 956 |
| DIAGEO | SPON ADR NEW | 25243Q205 |  | 89 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| DISCOVER FINL SVCS | COM | 254709108 |  | 147 | 1500 | SH |  | DFND |  | 0 | 0 | 1500 |
| DOMINION RES(VIR) | COM | 25746U109 |  | 230 | 3754 | SH |  | DFND |  | 0 | 0 | 3754 |
| DOMINION RES(VIR) | COM | 25746U109 |  | 74 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| DUKE ENERGY CORP | COM NEW | 26441C204 |  | 565 | 5485 | SH |  | DFND |  | 2142 | 0 | 3343 |
| DUKE ENERGY CORP | COM NEW | 26441C204 |  | 6155 | 59761 | SH |  | SOLE |  | 58943 | 0 | 818 |
| Dana Inc | COM | 235825205 |  | 21 | 1400 | SH |  | DFND |  | 1200 | 0 | 200 |
| Danaher Corp | COM | 235851102 |  | 344 | 1297 | SH |  | DFND |  | 1063 | 0 | 234 |
| Danaher Corp | COM | 235851102 |  | 7428 | 27987 | SH |  | SOLE |  | 26211 | 0 | 1776 |
| Darden Restaurants Inc | COM | 237194105 |  | 14 | 104 | SH |  | DFND |  | 0 | 0 | 104 |
| Darden Restaurants Inc | COM | 237194105 |  | 28 | 204 | SH |  | SOLE |  | 204 | 0 | 0 |
| Dell Technologies Inc | CL C | 24703L202 |  | 2 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| Delta Air Lines Inc | COM NEW | 247361702 |  | 127 | 3879 | SH |  | DFND |  | 0 | 0 | 3879 |
| Desktop Metal Inc | COM CL A | 25058X105 |  | 1 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| Dick's Sporting Goods Inc | COM | 253393102 |  | 168 | 1400 | SH |  | DFND |  | 0 | 0 | 1400 |
| Dollar General Corp | COM | 256677105 |  | 1 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| Douglas Dynamics Inc | COM | 25960R105 |  | 72 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| Dow Inc | COM | 260557103 |  | 118 | 2346 | SH |  | DFND |  | 0 | 0 | 2346 |
| Dow Inc | COM | 260557103 |  | 16 | 308 | SH |  | SOLE |  | 308 | 0 | 0 |
| DraftKings Inc | COM CL A | 26142V105 |  | 16 | 1384 | SH |  | DFND |  | 1384 | 0 | 0 |
| DuPont de Nemours Inc | COM | 26614N102 |  | 7 | 96 | SH |  | DFND |  | 0 | 0 | 96 |
| DuPont de Nemours Inc | COM | 26614N102 |  | 25 | 358 | SH |  | SOLE |  | 358 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 189 | 1300 | SH |  | SOLE |  | 1300 | 0 | 0 |
| EDISON INTERNATIONAL | COM | 281020107 |  | 4 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| EMERSON ELECTRIC | COM | 291011104 |  | 580 | 6039 | SH |  | DFND |  | 900 | 0 | 5139 |
| EMERSON ELECTRIC | COM | 291011104 |  | 1178 | 12262 | SH |  | SOLE |  | 11826 | 0 | 436 |
| EOG Resources Inc | COM | 26875P101 |  | 210 | 1625 | SH |  | DFND |  | 0 | 0 | 1625 |
| EOG Resources Inc | COM | 26875P101 |  | 5 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| ETFis Series Trust I | VIRTUS INFRCAP | 26923G822 |  | 14 | 750 | SH |  | DFND |  | 0 | 0 | 750 |
| ETRACS ETNs/UBS AG/London/USA | ETRACS MNTHLY B | 90274E166 |  | 38 | 5880 | SH |  | DFND |  | 0 | 0 | 5880 |
| EXCHANGE TRADED CONCEPTS LLC | ROBO GLB ETF | 301505707 |  | 9 | 196 | SH |  | DFND |  | 0 | 0 | 196 |
| Eagle Point Credit Co Inc | COM | 269808101 |  | 98 | 9700 | SH |  | DFND |  | 0 | 0 | 9700 |
| Eagle Point Credit Management LLC/USA | COM | 269817102 |  | 4 | 300 | SH |  | DFND |  | 0 | 0 | 300 |
| Eastman Chemical Co | COM | 277432100 |  | 66 | 814 | SH |  | SOLE |  | 814 | 0 | 0 |
| Eaton Corp PLC | SHS | G29183103 |  | 482 | 3071 | SH |  | DFND |  | 800 | 0 | 2271 |
| Eaton Corp PLC | SHS | G29183103 |  | 8 | 53 | SH |  | SOLE |  | 53 | 0 | 0 |
| Elevance Health Inc | COM | 036752103 |  | 30 | 59 | SH |  | SOLE |  | 59 | 0 | 0 |
| Eli Lilly  Co | COM | 532457108 |  | 431 | 1179 | SH |  | DFND |  | 264 | 0 | 915 |
| Eli Lilly  Co | COM | 532457108 |  | 13248 | 36212 | SH |  | SOLE |  | 35563 | 0 | 649 |
| Embecta Corp | COMMON STOCK | 29082K105 |  | 0 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| Energy Transfer LP | COM UT LTD PTN | 29273V100 |  | 65 | 5500 | SH |  | DFND |  | 0 | 0 | 5500 |
| Entergy Corp | COM | 29364G103 |  | 135 | 1200 | SH |  | DFND |  | 0 | 0 | 1200 |
| Enterprise Products Partners L | COM | 293792107 |  | 10 | 400 | SH |  | DFND |  | 0 | 0 | 400 |
| Equifax Inc | COM | 294429105 |  | 5 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Essential Utilities Inc | COM | 29670G102 |  | 163 | 3419 | SH |  | SOLE |  | 3419 | 0 | 0 |
| Evergy Inc | COM | 30034W106 |  | 156 | 2484 | SH |  | DFND |  | 0 | 0 | 2484 |
| Eversource Energy | COM | 30040W108 |  | 168 | 2005 | SH |  | SOLE |  | 2005 | 0 | 0 |
| Exelon Corp | COM | 30161N101 |  | 145 | 3348 | SH |  | DFND |  | 0 | 0 | 3348 |
| Exelon Corp | COM | 30161N101 |  | 12 | 285 | SH |  | SOLE |  | 285 | 0 | 0 |
| Exxon Mobil Corp | COM | 30231G102 |  | 1761 | 15964 | SH |  | DFND |  | 4757 | 0 | 11207 |
| Exxon Mobil Corp | COM | 30231G102 |  | 12629 | 114496 | SH |  | SOLE |  | 113145 | 0 | 1351 |
| FACEBOOK INC | CL A | 30303M102 |  | 74 | 611 | SH |  | DFND |  | 36 | 0 | 575 |
| FACEBOOK INC | CL A | 30303M102 |  | 84 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 182 | 1053 | SH |  | DFND |  | 0 | 0 | 1053 |
| FEDEX CORP | COM | 31428X106 |  | 75 | 434 | SH |  | SOLE |  | 434 | 0 | 0 |
| FIRST TRUST ADVISORS LP | DJ INTERNT IDX | 33733E302 |  | 12 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 3 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| FMC Corp | COM NEW | 302491303 |  | 2 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| FRANCO-NEVADA CORP | COM | 351858105 |  | 9 | 65 | SH |  | DFND |  | 0 | 0 | 65 |
| FREEPORT-MCMOR C | CL B | 35671D857 |  | 22 | 591 | SH |  | SOLE |  | 591 | 0 | 0 |
| FS KKR Capital Corp | COM | 302635206 |  | 14 | 800 | SH |  | DFND |  | 0 | 0 | 800 |
| Fastenal Co | COM | 311900104 |  | 95 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| Fidelity ETFs/USA | HIGH DIVID ETF | 316092840 |  | 15 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| Fidelity National Information | COM | 31620M106 |  | 34 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| Fidelity National Information | COM | 31620M106 |  | 2 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| Financial Institutions Inc | COM | 317585404 |  | 124 | 5085 | SH |  | DFND |  | 0 | 0 | 5085 |
| First Financial Bancorp | COM | 320209109 |  | 27 | 1111 | SH |  | SOLE |  | 1111 | 0 | 0 |
| First Trust Advisors LP | NAT GAS ETF | 33733E807 |  | 342 | 13960 | SH |  | DFND |  | 13960 | 0 | 0 |
| First Trust Advisors LP | CLOUD COMPUTING | 33734X192 |  | 10 | 180 | SH |  | DFND |  | 0 | 0 | 180 |
| First Trust Advisors LP | COM SHS | 33735K108 |  | 6 | 69 | SH |  | DFND |  | 0 | 0 | 69 |
| First Trust ETFs/USA | INDXX GLOBAL AGR | 33734X812 |  | 13 | 440 | SH |  | DFND |  | 440 | 0 | 0 |
| First Trust ETFs/USA | INDXX NAT RE ETF | 33734X838 |  | 50 | 3614 | SH |  | DFND |  | 3614 | 0 | 0 |
| FirstEnergy Corp | COM | 337932107 |  | 6 | 150 | SH |  | DFND |  | 0 | 0 | 150 |
| FirstEnergy Corp | COM | 337932107 |  | 159 | 3787 | SH |  | SOLE |  | 3787 | 0 | 0 |
| Flowserve Corp | COM | 34354P105 |  | 3 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Ford Motor Co | COM | 345370860 |  | 89 | 7663 | SH |  | DFND |  | 0 | 0 | 7663 |
| Ford Motor Co | COM | 345370860 |  | 125 | 10745 | SH |  | SOLE |  | 10745 | 0 | 0 |
| Four Corners Property Trust In | COM | 35086T109 |  | 3 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| Franklin Resources Inc | COM | 354613101 |  | 53 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| Fresenius Medical Care AG  Co | SPONSORED ADR | 358029106 |  | 16 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| Fulton Financial Corp | COM | 360271100 |  | 77 | 4552 | SH |  | SOLE |  | 4552 | 0 | 0 |
| GEN DYNAMICS CORP | COM | 369550108 |  | 296 | 1193 | SH |  | DFND |  | 239 | 0 | 954 |
| GEN DYNAMICS CORP | COM | 369550108 |  | 5333 | 21493 | SH |  | SOLE |  | 21187 | 0 | 306 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 15 | 751 | SH |  | DFND |  | 0 | 0 | 751 |
| GOLDMAN SACHS GRP | COM | 38141G104 |  | 290 | 844 | SH |  | DFND |  | 344 | 0 | 500 |
| GOLDMAN SACHS GRP | COM | 38141G104 |  | 223 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| GORMAN-RUPP CO/THE | COM | 383082104 |  | 5 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| GSK PLC | None | 37733W204 |  | 4 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| GSK PLC | None | 37733W204 |  | 103 | 2924 | SH |  | SOLE |  | 2924 | 0 | 0 |
| Gaming and Leisure Properties | COM | 36467J108 |  | 6 | 123 | SH |  | SOLE |  | 123 | 0 | 0 |
| Generac Holdings Inc | COM | 368736104 |  | 15 | 150 | SH |  | DFND |  | 100 | 0 | 50 |
| General Electric Co | COM NEW | 369604301 |  | 269 | 3206 | SH |  | DFND |  | 0 | 0 | 3206 |
| General Electric Co | COM NEW | 369604301 |  | 241 | 2873 | SH |  | SOLE |  | 2873 | 0 | 0 |
| General Mills Inc | COM | 370334104 |  | 299 | 3571 | SH |  | DFND |  | 0 | 0 | 3571 |
| General Mills Inc | COM | 370334104 |  | 46 | 544 | SH |  | SOLE |  | 544 | 0 | 0 |
| General Motors Co | COM | 37045V100 |  | 71 | 2100 | SH |  | DFND |  | 0 | 0 | 2100 |
| Genuine Parts Co | COM | 372460105 |  | 50 | 288 | SH |  | DFND |  | 288 | 0 | 0 |
| Gilead Sciences Inc | COM | 375558103 |  | 1 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| Gilead Sciences Inc | COM | 375558103 |  | 8 | 98 | SH |  | SOLE |  | 98 | 0 | 0 |
| Global X Management Co LLC | SOCIAL MED ETF | 37950E416 |  | 16 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| Goldman Sachs Asset Management LP | ACTIVEBETA INT | 381430107 |  | 7 | 241 | SH |  | DFND |  | 0 | 0 | 241 |
| Goldman Sachs Asset Management LP | ACTIVEBETA INT | 381430107 |  | 232 | 8075 | SH |  | SOLE |  | 8075 | 0 | 0 |
| Goldman Sachs Asset Management LP | ACTIVEBETA US LG | 381430503 |  | 729 | 9581 | SH |  | SOLE |  | 9370 | 0 | 211 |
| Guidewire Software Inc | COM | 40171V100 |  | 63 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| HALLIBURTON | COM | 406216101 |  | 9 | 228 | SH |  | DFND |  | 0 | 0 | 228 |
| HANESBRANDS INC | COM | 410345102 |  | 5 | 730 | SH |  | DFND |  | 0 | 0 | 730 |
| HARBOR CUSTOM DEV INC | 8% CONV PFD SR A | 41150T207 |  | 3 | 400 | SH |  | DFND |  | 0 | 0 | 400 |
| HCA Healthcare Inc | COM | 40412C101 |  | 16 | 65 | SH |  | DFND |  | 0 | 0 | 65 |
| HOLLY ENERGY PARTNERS LP | COM UT LTD PTN | 435763107 |  | 16 | 900 | SH |  | DFND |  | 0 | 0 | 900 |
| HORIZON THERAPEUTICS PLC | SHS | G46188101 |  | 11 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| HP Inc | COM | 40434L105 |  | 16 | 600 | SH |  | DFND |  | 0 | 0 | 600 |
| Haleon PLC | None | 405552100 |  | 2 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| Haleon PLC | None | 405552100 |  | 29 | 3655 | SH |  | SOLE |  | 3655 | 0 | 0 |
| Hartford Financial Services Gr | COM | 416515104 |  | 230 | 3028 | SH |  | DFND |  | 0 | 0 | 3028 |
| Hasbro Inc | COM | 418056107 |  | 3 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| Hawaiian Electric Industries I | COM | 419870100 |  | 21 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| Healthcare Ventures LLC | COM | 52187K101 |  | 1 | 1205 | SH |  | DFND |  | 1205 | 0 | 0 |
| Helmerich  Payne Inc | COM | 423452101 |  | 9 | 179 | SH |  | DFND |  | 0 | 0 | 179 |
| Hershey Co/The | COM | 427866108 |  | 26 | 112 | SH |  | DFND |  | 0 | 0 | 112 |
| Hershey Co/The | COM | 427866108 |  | 446 | 1924 | SH |  | SOLE |  | 1924 | 0 | 0 |
| Hewlett Packard Enterprise Co | COM | 42824C109 |  | 9 | 578 | SH |  | DFND |  | 0 | 0 | 578 |
| Home Depot Inc/The | COM | 437076102 |  | 1290 | 4083 | SH |  | DFND |  | 1360 | 0 | 2723 |
| Home Depot Inc/The | COM | 437076102 |  | 8422 | 26664 | SH |  | SOLE |  | 26418 | 0 | 246 |
| Honeywell International Inc | COM | 438516106 |  | 422 | 1968 | SH |  | DFND |  | 427 | 0 | 1541 |
| Honeywell International Inc | COM | 438516106 |  | 8085 | 37729 | SH |  | SOLE |  | 36687 | 0 | 1042 |
| Hormel Foods Corp | COM | 440452100 |  | 187 | 4104 | SH |  | DFND |  | 0 | 0 | 4104 |
| Howmet Aerospace Inc | COM | 443201108 |  | 240 | 6100 | SH |  | DFND |  | 0 | 0 | 6100 |
| Huntington Bancshares Inc/OH | COM | 446150104 |  | 147 | 10408 | SH |  | DFND |  | 0 | 0 | 10408 |
| IBM | COM | 459200101 |  | 620 | 4401 | SH |  | DFND |  | 300 | 0 | 4101 |
| IBM | COM | 459200101 |  | 3243 | 23021 | SH |  | SOLE |  | 22551 | 0 | 470 |
| IDACORP Inc | COM | 451107106 |  | 5 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| ILLINOIS TOOL WKS | COM | 452308109 |  | 443 | 2012 | SH |  | DFND |  | 312 | 0 | 1700 |
| ILLINOIS TOOL WKS | COM | 452308109 |  | 6 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE | COM | 45866F104 |  | 48 | 471 | SH |  | DFND |  | 396 | 0 | 75 |
| INTERCONTINENTAL EXCHANGE | COM | 45866F104 |  | 2917 | 28432 | SH |  | SOLE |  | 26857 | 0 | 1575 |
| INVESCO | SHS | G491BT108 |  | 4 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ISHARES | S 100 ETF | 464287101 |  | 215 | 1259 | SH |  | SOLE |  | 1259 | 0 | 0 |
| ISHARES | SELECT DIVID ETF | 464287168 |  | 752 | 6238 | SH |  | DFND |  | 450 | 0 | 5788 |
| ISHARES | SELECT DIVID ETF | 464287168 |  | 582 | 4830 | SH |  | SOLE |  | 4830 | 0 | 0 |
| ISHARES | CORE S ETF | 464287200 |  | 1072 | 2790 | SH |  | DFND |  | 0 | 0 | 2790 |
| ISHARES | CORE S ETF | 464287200 |  | 224 | 584 | SH |  | SOLE |  | 584 | 0 | 0 |
| ISHARES | IBOXX INV CP ETF | 464287242 |  | 47 | 450 | SH |  | DFND |  | 0 | 0 | 450 |
| ISHARES | IBOXX INV CP ETF | 464287242 |  | 733 | 6952 | SH |  | SOLE |  | 6724 | 0 | 228 |
| ISHARES | GBL COMM SVC ETF | 464287275 |  | 27 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| ISHARES | S 500 GRWT ETF | 464287309 |  | 322 | 5512 | SH |  | SOLE |  | 5512 | 0 | 0 |
| ISHARES | GLOB HLTHCRE ETF | 464287325 |  | 306 | 3600 | SH |  | DFND |  | 3600 | 0 | 0 |
| ISHARES | GLOBAL ENERG ETF | 464287341 |  | 246 | 6300 | SH |  | DFND |  | 6300 | 0 | 0 |
| ISHARES | S 500 VAL ETF | 464287408 |  | 90 | 619 | SH |  | SOLE |  | 619 | 0 | 0 |
| ISHARES | ISHARES BIOTECH | 464287556 |  | 118 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| ISHARES | RUS 2000 VAL ETF | 464287630 |  | 194 | 1400 | SH |  | SOLE |  | 1400 | 0 | 0 |
| ISHARES | RUSSELL 2000 ETF | 464287655 |  | 515 | 2952 | SH |  | DFND |  | 0 | 0 | 2952 |
| ISHARES | RUSSELL 2000 ETF | 464287655 |  | 115 | 657 | SH |  | SOLE |  | 657 | 0 | 0 |
| ISHARES | SP SMCP600VL ETF | 464287879 |  | 437 | 4787 | SH |  | SOLE |  | 3787 | 0 | 1000 |
| ISHARES | SHORT TREAS BD | 464288679 |  | 110 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| ISHARES | EAFE VALUE ETF | 464288877 |  | 1 | 16 | SH |  | DFND |  | 0 | 0 | 16 |
| ISHARES | EAFE VALUE ETF | 464288877 |  | 15 | 317 | SH |  | SOLE |  | 317 | 0 | 0 |
| ISHARES | ISHARES | 46428Q109 |  | 66 | 3000 | SH |  | DFND |  | 0 | 0 | 3000 |
| ISHARES | ISHARES | 46428Q109 |  | 34 | 1551 | SH |  | SOLE |  | 1551 | 0 | 0 |
| ISHARES | CORE MSCI EAFE | 46432F842 |  | 535 | 8674 | SH |  | DFND |  | 1205 | 0 | 7469 |
| ISHARES | CORE MSCI EAFE | 46432F842 |  | 24 | 383 | SH |  | SOLE |  | 383 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 186 | 4897 | SH |  | SOLE |  | 4897 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 1314 | 20672 | SH |  | SOLE |  | 20672 | 0 | 0 |
| ISHARES TRUST | TIPS BD ETF | 464287176 |  | 14 | 128 | SH |  | DFND |  | 0 | 0 | 128 |
| ISHARES TRUST | GLOBAL TECH ETF | 464287291 |  | 256 | 5700 | SH |  | DFND |  | 5700 | 0 | 0 |
| ISHARES TRUST | GLOBAL TECH ETF | 464287291 |  | 164 | 3660 | SH |  | SOLE |  | 3660 | 0 | 0 |
| ISHARES TRUST | 1 3 YR TREAS BD | 464287457 |  | 593 | 7300 | SH |  | DFND |  | 7300 | 0 | 0 |
| ISHARES TRUST | 1 3 YR TREAS BD | 464287457 |  | 807 | 9941 | SH |  | SOLE |  | 9635 | 0 | 306 |
| ISHARES TRUST | RUS 1000 VAL ETF | 464287598 |  | 41 | 270 | SH |  | SOLE |  | 270 | 0 | 0 |
| ISHARES TRUST | GL TIMB FORE ETF | 464288174 |  | 55 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| ISHARES TRUST | GL CLEAN ENE ETF | 464288224 |  | 101 | 5100 | SH |  | SOLE |  | 5100 | 0 | 0 |
| ISHARES/USA | RUS 1000 GRW ETF | 464287614 |  | 43 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ISHARES/USA | NATIONAL MUN ETF | 464288414 |  | 784 | 7431 | SH |  | DFND |  | 6750 | 0 | 681 |
| ISHARES/USA | NATIONAL MUN ETF | 464288414 |  | 205 | 1945 | SH |  | SOLE |  | 1945 | 0 | 0 |
| ITRON INC | COM | 465741106 |  | 20 | 400 | SH |  | DFND |  | 300 | 0 | 100 |
| Ingevity Corp | COM | 45688C107 |  | 106 | 1500 | SH |  | DFND |  | 0 | 0 | 1500 |
| Intel Corp | COM | 458140100 |  | 598 | 22629 | SH |  | DFND |  | 2049 | 0 | 20580 |
| Intel Corp | COM | 458140100 |  | 913 | 34535 | SH |  | SOLE |  | 31530 | 0 | 3005 |
| International Paper Co | COM | 460146103 |  | 2 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| International Paper Co | COM | 460146103 |  | 53 | 1520 | SH |  | SOLE |  | 1520 | 0 | 0 |
| Intuitive Surgical Inc | COM NEW | 46120E602 |  | 77 | 289 | SH |  | DFND |  | 262 | 0 | 27 |
| Intuitive Surgical Inc | COM NEW | 46120E602 |  | 3965 | 14943 | SH |  | SOLE |  | 14612 | 0 | 331 |
| Invesco Capital Management LLC | UNIT SER 1 | 46090E103 |  | 452 | 1696 | SH |  | DFND |  | 0 | 0 | 1696 |
| Invesco Capital Management LLC | UNIT SER 1 | 46090E103 |  | 108 | 405 | SH |  | SOLE |  | 405 | 0 | 0 |
| Invesco Capital Management LLC | OPTIMUM YIELD | 46090F100 |  | 19 | 1292 | SH |  | SOLE |  | 1292 | 0 | 0 |
| Invesco Capital Management LLC | INDIA ETF | 46137R109 |  | 64 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| Invesco Capital Management LLC | S EQL ENR | 46137V365 |  | 131 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| Invesco Capital Management LLC | NASDAQ INTERNT | 46137V530 |  | 11 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Invesco Capital Management LLC | DYNMC SOFTWARE | 46137V639 |  | 9 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Invesco Capital Management LLC | DYNMC PHRMCTLS | 46137V662 |  | 71 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| Invesco Capital Management LLC | S GBL WATER | 46138E263 |  | 112 | 2400 | SH |  | DFND |  | 2400 | 0 | 0 |
| Invesco Capital Management LLC | S LOW VOL | 46138E354 |  | 33 | 521 | SH |  | SOLE |  | 521 | 0 | 0 |
| Invesco Capital Management LLC | PFD ETF | 46138E511 |  | 80 | 7166 | SH |  | DFND |  | 2776 | 0 | 4390 |
| Invesco Capital Management LLC | PFD ETF | 46138E511 |  | 4299 | 384560 | SH |  | SOLE |  | 382749 | 0 | 1811 |
| Invesco Capital Management LLC | EMRNG MKT SVRG | 46138E784 |  | 11 | 573 | SH |  | SOLE |  | 573 | 0 | 0 |
| Invesco Capital Management LLC | S SMALLCAP 600 | 46138G664 |  | 3 | 30 | SH |  | DFND |  | 0 | 0 | 30 |
| Invesco Capital Management LLC | S SMALLCAP 600 | 46138G664 |  | 58 | 531 | SH |  | SOLE |  | 531 | 0 | 0 |
| Invesco Capital Management LLC | S 500 REVENUE | 46138G698 |  | 94 | 1276 | SH |  | DFND |  | 616 | 0 | 660 |
| Invesco Capital Management LLC | S 500 REVENUE | 46138G698 |  | 3254 | 44012 | SH |  | SOLE |  | 43327 | 0 | 685 |
| Invesco Capital Management LLC | SOLAR ETF | 46138G706 |  | 0 | 5 | SH |  | DFND |  | 0 | 0 | 5 |
| Invesco ETFs/USA | S EQL HLT | 46137V332 |  | 43 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| JPMorgan Chase  Co | COM | 46625H100 |  | 991 | 7390 | SH |  | DFND |  | 3786 | 0 | 3604 |
| JPMorgan Chase  Co | COM | 46625H100 |  | 8571 | 63916 | SH |  | SOLE |  | 61165 | 0 | 2751 |
| JUNIPER NETWORKS | COM | 48203R104 |  | 64 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| Johnson  Johnson | COM | 478160104 |  | 2300 | 13021 | SH |  | DFND |  | 1887 | 0 | 11134 |
| Johnson  Johnson | COM | 478160104 |  | 3814 | 21593 | SH |  | SOLE |  | 21193 | 0 | 400 |
| Johnson Controls International | SHS | G51502105 |  | 14 | 214 | SH |  | DFND |  | 0 | 0 | 214 |
| Johnson Controls International | SHS | G51502105 |  | 2 | 36 | SH |  | SOLE |  | 36 | 0 | 0 |
| KB Home | COM | 48666K109 |  | 19 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| KIMBERLY-CLARK CP | COM | 494368103 |  | 400 | 2945 | SH |  | DFND |  | 282 | 0 | 2663 |
| KIMBERLY-CLARK CP | COM | 494368103 |  | 5297 | 39020 | SH |  | SOLE |  | 38159 | 0 | 861 |
| KIMCO REALTY | COM | 49446R109 |  | 19 | 900 | SH |  | DFND |  | 0 | 0 | 900 |
| KLA Corp | COM NEW | 482480100 |  | 4 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Kellogg Co | COM | 487836108 |  | 3 | 48 | SH |  | DFND |  | 0 | 0 | 48 |
| Kellogg Co | COM | 487836108 |  | 99 | 1385 | SH |  | SOLE |  | 1385 | 0 | 0 |
| KeyCorp | COM | 493267108 |  | 17 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Kinder Morgan Inc | COM | 49456B101 |  | 36 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| Kinder Morgan Inc | COM | 49456B101 |  | 4 | 220 | SH |  | SOLE |  | 220 | 0 | 0 |
| Kraft Foods Inc | CL A | 609207105 |  | 145 | 2179 | SH |  | DFND |  | 0 | 0 | 2179 |
| Kraft Foods Inc | CL A | 609207105 |  | 148 | 2215 | SH |  | SOLE |  | 2215 | 0 | 0 |
| Kraft Heinz Co/The | COM | 500754106 |  | 42 | 1028 | SH |  | DFND |  | 0 | 0 | 1028 |
| Kraft Heinz Co/The | COM | 500754106 |  | 0 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| KraneShares ETFs/USA | QUADRTC INT RT | 500767736 |  | 26 | 1130 | SH |  | DFND |  | 0 | 0 | 1130 |
| Kyndryl Holdings Inc | COMMON STOCK | 50155Q100 |  | 5 | 456 | SH |  | DFND |  | 0 | 0 | 456 |
| Kyndryl Holdings Inc | COMMON STOCK | 50155Q100 |  | 3 | 248 | SH |  | SOLE |  | 248 | 0 | 0 |
| L3Harris Technologies Inc | COM | 502431109 |  | 89 | 428 | SH |  | DFND |  | 0 | 0 | 428 |
| L3Harris Technologies Inc | COM | 502431109 |  | 179 | 861 | SH |  | SOLE |  | 861 | 0 | 0 |
| LOWE'S COS INC | COM | 548661107 |  | 182 | 913 | SH |  | DFND |  | 198 | 0 | 715 |
| LOWE'S COS INC | COM | 548661107 |  | 952 | 4779 | SH |  | SOLE |  | 2511 | 0 | 2268 |
| LUCID GROUP INC | COM | 549498103 |  | 4 | 530 | SH |  | DFND |  | 0 | 0 | 530 |
| Laboratory Corp of America Hol | COM NEW | 50540R409 |  | 235 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| Lamb Weston Holdings Inc | COM | 513272104 |  | 24 | 266 | SH |  | DFND |  | 0 | 0 | 266 |
| Leggett  Platt Inc | COM | 524660107 |  | 129 | 4000 | SH |  | DFND |  | 800 | 0 | 3200 |
| Linde PLC | SHS | G5494J103 |  | 147 | 451 | SH |  | DFND |  | 0 | 0 | 451 |
| Lindsay Corp | COM | 535555106 |  | 49 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| Lithium Americas Corp | COM NEW | 53680Q207 |  | 4 | 200 | SH |  | DFND |  | 0 | 0 | 200 |
| Lockheed Martin Corp | COM | 539830109 |  | 209 | 429 | SH |  | DFND |  | 0 | 0 | 429 |
| Lockheed Martin Corp | COM | 539830109 |  | 90 | 186 | SH |  | SOLE |  | 186 | 0 | 0 |
| Loews Corp | COM | 126117100 |  | 25 | 600 | SH |  | DFND |  | 0 | 0 | 600 |
| Lululemon Athletica Inc | COM | 550021109 |  | 45 | 140 | SH |  | DFND |  | 0 | 0 | 140 |
| Lumentum Holdings Inc | COM | 55024U109 |  | 26 | 500 | SH |  | DFND |  | 400 | 0 | 100 |
| M Bank Corp | COM | 55261F104 |  | 73 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| MARSH  MCLENNAN | COM | 571748102 |  | 102 | 618 | SH |  | SOLE |  | 618 | 0 | 0 |
| MASTERCARD INC | CL A | 57636Q104 |  | 175 | 502 | SH |  | DFND |  | 246 | 0 | 256 |
| MASTERCARD INC | CL A | 57636Q104 |  | 6559 | 18861 | SH |  | SOLE |  | 18426 | 0 | 435 |
| MATTEL INC | COM | 577081102 |  | 2 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 50 | 605 | SH |  | SOLE |  | 605 | 0 | 0 |
| MCDONALD'S CORP | COM | 580135101 |  | 1822 | 6914 | SH |  | DFND |  | 772 | 0 | 6142 |
| MCDONALD'S CORP | COM | 580135101 |  | 9004 | 34168 | SH |  | SOLE |  | 33636 | 0 | 532 |
| MCKESSON CORP | COM | 58155Q103 |  | 95 | 254 | SH |  | SOLE |  | 29 | 0 | 225 |
| MDC Holdings Inc | COM | 552676108 |  | 21 | 660 | SH |  | DFND |  | 0 | 0 | 660 |
| MDU RES GROUP INC | COM | 552690109 |  | 61 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 6956 | 29006 | SH |  | DFND |  | 3128 | 0 | 25878 |
| MICROSOFT CORP | COM | 594918104 |  | 21540 | 89818 | SH |  | SOLE |  | 85690 | 0 | 4128 |
| MOLSON COORS BREWING CO | CL B | 60871R209 |  | 3 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| MSC Industrial Direct Co Inc | CL A | 553530106 |  | 131 | 1600 | SH |  | DFND |  | 0 | 0 | 1600 |
| Macerich Co/The | COM | 554382101 |  | 79 | 7045 | SH |  | DFND |  | 0 | 0 | 7045 |
| Madison Square Garden Co/The | CL A | 55825T103 |  | 78 | 426 | SH |  | DFND |  | 426 | 0 | 0 |
| Marathon Oil Corp | COM | 565849106 |  | 53 | 1974 | SH |  | DFND |  | 0 | 0 | 1974 |
| Marathon Petroleum Corp | COM | 56585A102 |  | 189 | 1624 | SH |  | DFND |  | 0 | 0 | 1624 |
| Marathon Petroleum Corp | COM | 56585A102 |  | 6 | 51 | SH |  | SOLE |  | 51 | 0 | 0 |
| Marriott International Inc/MD | CL A | 571903202 |  | 146 | 979 | SH |  | SOLE |  | 979 | 0 | 0 |
| Marriott Vacations Worldwide C | COM | 57164Y107 |  | 12 | 87 | SH |  | SOLE |  | 87 | 0 | 0 |
| Masco Corp | COM | 574599106 |  | 163 | 3500 | SH |  | DFND |  | 0 | 0 | 3500 |
| Medtronic PLC | SHS | G5960L103 |  | 10 | 131 | SH |  | DFND |  | 0 | 0 | 131 |
| Medtronic PLC | SHS | G5960L103 |  | 10 | 128 | SH |  | SOLE |  | 128 | 0 | 0 |
| Merck  Co Inc | COM | 58933Y105 |  | 673 | 6062 | SH |  | DFND |  | 2182 | 0 | 3880 |
| Merck  Co Inc | COM | 58933Y105 |  | 8846 | 79728 | SH |  | SOLE |  | 78138 | 0 | 1590 |
| MetLife Inc | COM | 59156R108 |  | 109 | 1500 | SH |  | DFND |  | 0 | 0 | 1500 |
| MetLife Inc | COM | 59156R108 |  | 138 | 1900 | SH |  | SOLE |  | 750 | 0 | 1150 |
| Micro Focus International PLC | SPON ADR NEW | 594837403 |  | 0 | 65 | SH |  | DFND |  | 0 | 0 | 65 |
| Microchip Technology Inc | COM | 595017104 |  | 230 | 3280 | SH |  | DFND |  | 0 | 0 | 3280 |
| Microchip Technology Inc | COM | 595017104 |  | 313 | 4458 | SH |  | SOLE |  | 4458 | 0 | 0 |
| Micron Technology Inc | COM | 595112103 |  | 1 | 30 | SH |  | DFND |  | 0 | 0 | 30 |
| Moderna Inc | COM | 60770K107 |  | 2 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| Monroe Capital Corp | COM | 610335101 |  | 74 | 8712 | SH |  | DFND |  | 0 | 0 | 8712 |
| NBT Bancorp Inc | COM | 628778102 |  | 1587 | 36546 | SH |  | DFND |  | 0 | 0 | 36546 |
| NBT Bancorp Inc | COM | 628778102 |  | 554 | 12755 | SH |  | SOLE |  | 12755 | 0 | 0 |
| NEWMONT MINING CP | COM | 651639106 |  | 77 | 1630 | SH |  | DFND |  | 1630 | 0 | 0 |
| NEXTERA ENERGY | COM | 65339F101 |  | 218 | 2606 | SH |  | DFND |  | 0 | 0 | 2606 |
| NEXTERA ENERGY | COM | 65339F101 |  | 428 | 5118 | SH |  | SOLE |  | 5118 | 0 | 0 |
| NGL Energy Partners LP | COM UNIT REPST | 62913M107 |  | 2 | 1300 | SH |  | DFND |  | 0 | 0 | 1300 |
| NIKE INC | CL B | 654106103 |  | 253 | 2160 | SH |  | DFND |  | 0 | 0 | 2160 |
| NIKE INC | CL B | 654106103 |  | 469 | 4009 | SH |  | SOLE |  | 2709 | 0 | 1300 |
| NRG Energy Inc | COM NEW | 629377508 |  | 3 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| NVIDIA Corp | COM | 67066G104 |  | 58 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| NVIDIA Corp | COM | 67066G104 |  | 3657 | 25026 | SH |  | SOLE |  | 22647 | 0 | 2379 |
| National Amusements Inc | CLASS A COM | 92556H107 |  | 0 | 25 | SH |  | DFND |  | 0 | 0 | 25 |
| National Amusements Inc | CLASS B COM | 92556H206 |  | 0 | 26 | SH |  | DFND |  | 0 | 0 | 26 |
| National Amusements Inc | CLASS B COM | 92556H206 |  | 3 | 195 | SH |  | SOLE |  | 195 | 0 | 0 |
| Newtek Business Services Corp | COM NEW | 652526203 |  | 5 | 300 | SH |  | DFND |  | 0 | 0 | 300 |
| Nokia Oyj | SPONSORED ADR | 654902204 |  | 1 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Norfolk Southern Corp | COM | 655844108 |  | 111 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| Norwood Financial Corp | COM | 669549107 |  | 167 | 5000 | SH |  | SOLE |  | 5000 | 0 | 0 |
| Novartis AG | SPONSORED ADR | 66987V109 |  | 114 | 1260 | SH |  | DFND |  | 700 | 0 | 560 |
| Novartis AG | SPONSORED ADR | 66987V109 |  | 130 | 1434 | SH |  | SOLE |  | 1434 | 0 | 0 |
| Novocure Ltd | ORD SHS | G6674U108 |  | 7 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| Nucor Corp | COM | 670346105 |  | 7 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| Nuveen Closed-End Funds/USA | COM | 67066X107 |  | 112 | 10505 | SH |  | SOLE |  | 10505 | 0 | 0 |
| Nuveen Closed-End Funds/USA | COM | 67069Y102 |  | 12 | 1063 | SH |  | DFND |  | 0 | 0 | 1063 |
| Nuveen Closed-End Funds/USA | COM | 67072C105 |  | 14 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| Nuveen Fund Advisors Inc | COM | 670656107 |  | 5 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| OCCIDENTAL PETROLEUM CORP | *W EXP 08/03/202 | 674599162 |  | 10 | 234 | SH |  | DFND |  | 0 | 0 | 234 |
| OGE Energy Corp | COM | 670837103 |  | 8 | 200 | SH |  | DFND |  | 100 | 0 | 100 |
| ORACLE CORP | COM | 68389X105 |  | 193 | 2367 | SH |  | DFND |  | 2367 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 478 | 5842 | SH |  | SOLE |  | 3087 | 0 | 2755 |
| Occidental Petroleum Corp | COM | 674599105 |  | 118 | 1876 | SH |  | DFND |  | 0 | 0 | 1876 |
| Omnicom Group Inc | COM | 681919106 |  | 177 | 2169 | SH |  | DFND |  | 0 | 0 | 2169 |
| Omnicom Group Inc | COM | 681919106 |  | 5 | 58 | SH |  | SOLE |  | 58 | 0 | 0 |
| Organon  Co | COMMON STOCK | 68622V106 |  | 10 | 359 | SH |  | DFND |  | 40 | 0 | 319 |
| Organon  Co | COMMON STOCK | 68622V106 |  | 1 | 27 | SH |  | SOLE |  | 27 | 0 | 0 |
| Otis Worldwide Corp | COM | 68902V107 |  | 33 | 417 | SH |  | DFND |  | 0 | 0 | 417 |
| Otis Worldwide Corp | COM | 68902V107 |  | 3 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| Ovintiv Inc | COM | 69047Q102 |  | 15 | 294 | SH |  | DFND |  | 0 | 0 | 294 |
| Owl Rock Capital Corp | COM | 69121K104 |  | 11 | 965 | SH |  | DFND |  | 0 | 0 | 965 |
| Oxford Lane Closed End Funds/U | COM | 691543102 |  | 81 | 16000 | SH |  | DFND |  | 0 | 0 | 16000 |
| PEPSICO INC | COM | 713448108 |  | 1239 | 6857 | SH |  | DFND |  | 2856 | 0 | 4001 |
| PEPSICO INC | COM | 713448108 |  | 8374 | 46351 | SH |  | SOLE |  | 44911 | 0 | 1440 |
| PG CORP | COM | 69331C108 |  | 5 | 300 | SH |  | DFND |  | 0 | 0 | 300 |
| PHILIP MORRIS INTL | COM | 718172109 |  | 493 | 4873 | SH |  | DFND |  | 0 | 0 | 4873 |
| PHILIP MORRIS INTL | COM | 718172109 |  | 236 | 2335 | SH |  | SOLE |  | 2335 | 0 | 0 |
| PIMCO Access Income Fund/Fund | SHS BENFIN INT | 72203T100 |  | 10 | 675 | SH |  | DFND |  | 0 | 0 | 675 |
| PIMCO Funds/Closed-End/USA | COM BEN SHS | 69355M107 |  | 13 | 1025 | SH |  | DFND |  | 0 | 0 | 1025 |
| PIMCO Funds/Closed-End/USA | COM | 72201B101 |  | 10 | 850 | SH |  | DFND |  | 0 | 0 | 850 |
| PIMCO Funds/Closed-End/USA | SHS | 72201Y101 |  | 17 | 930 | SH |  | DFND |  | 0 | 0 | 930 |
| PNC Financial Services Group I | COM | 693475105 |  | 482 | 3053 | SH |  | DFND |  | 0 | 0 | 3053 |
| PPG Industries Inc | COM | 693506107 |  | 201 | 1602 | SH |  | DFND |  | 700 | 0 | 902 |
| PPG Industries Inc | COM | 693506107 |  | 23 | 182 | SH |  | SOLE |  | 30 | 0 | 152 |
| PPL Corp | COM | 69351T106 |  | 175 | 6000 | SH |  | DFND |  | 0 | 0 | 6000 |
| PPL Corp | COM | 69351T106 |  | 39 | 1327 | SH |  | SOLE |  | 1327 | 0 | 0 |
| Palantir Technologies Inc | CL A | 69608A108 |  | 3 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| Parametric Portfolio Associates LLC | COM | 27828Y108 |  | 4 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| PayPal Holdings Inc | COM | 70450Y103 |  | 132 | 1848 | SH |  | DFND |  | 1647 | 0 | 201 |
| PayPal Holdings Inc | COM | 70450Y103 |  | 3384 | 47515 | SH |  | SOLE |  | 44941 | 0 | 2574 |
| Paychex Inc | COM | 704326107 |  | 228 | 1969 | SH |  | DFND |  | 0 | 0 | 1969 |
| Paychex Inc | COM | 704326107 |  | 425 | 3676 | SH |  | SOLE |  | 3676 | 0 | 0 |
| Penn Entertainment Inc | COM | 707569109 |  | 3 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Pfizer Inc | COM | 717081103 |  | 1370 | 26745 | SH |  | DFND |  | 3600 | 0 | 23145 |
| Pfizer Inc | COM | 717081103 |  | 701 | 13675 | SH |  | SOLE |  | 13675 | 0 | 0 |
| Phillips 66 | COM | 718546104 |  | 161 | 1544 | SH |  | DFND |  | 0 | 0 | 1544 |
| Pinnacle West Capital Corp | COM | 723484101 |  | 152 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| Plug Power Inc | COM NEW | 72919P202 |  | 1 | 120 | SH |  | DFND |  | 0 | 0 | 120 |
| Portland General Electric Co | COM NEW | 736508847 |  | 29 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| Principal Financial Group Inc | COM | 74251V102 |  | 175 | 2080 | SH |  | DFND |  | 0 | 0 | 2080 |
| ProShare Advisors LLC | S 500 DV ARIST | 74348A467 |  | 2 | 20 | SH |  | DFND |  | 0 | 0 | 20 |
| Procter  Gamble Co/The | COM | 742718109 |  | 5753 | 37960 | SH |  | DFND |  | 0 | 0 | 37960 |
| Procter  Gamble Co/The | COM | 742718109 |  | 1938 | 12790 | SH |  | SOLE |  | 11765 | 0 | 1025 |
| Prudential Financial Inc | COM | 744320102 |  | 3 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| Public Service Enterprise Grou | COM | 744573106 |  | 164 | 2679 | SH |  | DFND |  | 700 | 0 | 1979 |
| Public Service Enterprise Grou | COM | 744573106 |  | 6184 | 100932 | SH |  | SOLE |  | 99365 | 0 | 1567 |
| Public Storage | COM | 74460D109 |  | 222 | 793 | SH |  | DFND |  | 238 | 0 | 555 |
| Public Storage | COM | 74460D109 |  | 4837 | 17263 | SH |  | SOLE |  | 16875 | 0 | 388 |
| QUALCOMM Inc | COM | 747525103 |  | 220 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| QUALCOMM Inc | COM | 747525103 |  | 3 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Quest Diagnostics Inc | COM | 74834L100 |  | 75 | 480 | SH |  | DFND |  | 0 | 0 | 480 |
| RESTAURANT BRANDS INTERNATIONA | COM | 76131D103 |  | 65 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| RMR Group Inc/The | CL A | 74967R106 |  | 1 | 49 | SH |  | DFND |  | 0 | 0 | 49 |
| ROCKWELL AUTOMATION | COM | 773903109 |  | 133 | 516 | SH |  | DFND |  | 316 | 0 | 200 |
| Raytheon Technologies Corp | COM | 75513E101 |  | 486 | 4814 | SH |  | DFND |  | 817 | 0 | 3997 |
| Raytheon Technologies Corp | COM | 75513E101 |  | 104 | 1035 | SH |  | SOLE |  | 102 | 0 | 933 |
| Republic Services Inc | COM | 760759100 |  | 19 | 147 | SH |  | DFND |  | 0 | 0 | 147 |
| Rio Tinto PLC | SPONSORED ADR | 767204100 |  | 171 | 2400 | SH |  | DFND |  | 0 | 0 | 2400 |
| Rivian Automotive Inc | COM CL A | 76954A103 |  | 0 | 15 | SH |  | DFND |  | 0 | 0 | 15 |
| Rivian Automotive Inc | COM CL A | 76954A103 |  | 0 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Roundhill Financial Inc | ROUNDHILL SPORTS | 53656F789 |  | 6 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| Royal Bank of Canada | COM | 780087102 |  | 226 | 2400 | SH |  | DFND |  | 0 | 0 | 2400 |
| S Global Inc | COM | 78409V104 |  | 99 | 295 | SH |  | SOLE |  | 295 | 0 | 0 |
| SACHEM CAPITAL CORP | COM | 78590A109 |  | 9 | 2820 | SH |  | DFND |  | 0 | 0 | 2820 |
| SALESFORCE.COM INC | COM | 79466L302 |  | 76 | 571 | SH |  | DFND |  | 21 | 0 | 550 |
| SALESFORCE.COM INC | COM | 79466L302 |  | 145 | 1090 | SH |  | SOLE |  | 1090 | 0 | 0 |
| SANDSTORM GOLD LTD | COM NEW | 80013R206 |  | 6 | 1200 | SH |  | DFND |  | 0 | 0 | 1200 |
| SELECT SECTOR SPDR | SBI HEALTHCARE | 81369Y209 |  | 29 | 215 | SH |  | SOLE |  | 215 | 0 | 0 |
| SELECT SECTOR SPDR | SBI CONS STPLS | 81369Y308 |  | 2 | 21 | SH |  | DFND |  | 0 | 0 | 21 |
| SELECT SECTOR SPDR | SBI CONS STPLS | 81369Y308 |  | 112 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| SELECT SECTOR SPDR | SBI CONS DISCR | 81369Y407 |  | 40 | 307 | SH |  | SOLE |  | 307 | 0 | 0 |
| SELECT SECTOR SPDR | ENERGY | 81369Y506 |  | 157 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| SELECT SECTOR SPDR | FINANCIAL | 81369Y605 |  | 60 | 1750 | SH |  | DFND |  | 0 | 0 | 1750 |
| SELECT SECTOR SPDR | FINANCIAL | 81369Y605 |  | 44 | 1301 | SH |  | SOLE |  | 1301 | 0 | 0 |
| SELECT SECTOR SPDR | TECHNOLOGY | 81369Y803 |  | 1029 | 8266 | SH |  | DFND |  | 600 | 0 | 7666 |
| SEMPRA ENERGY | COM | 816851109 |  | 175 | 1133 | SH |  | DFND |  | 0 | 0 | 1133 |
| SIMON PROP GROUP | COM | 828806109 |  | 2 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| SMUCKER(JM)CO | COM NEW | 832696405 |  | 37 | 235 | SH |  | DFND |  | 0 | 0 | 235 |
| SNAP INC | CL A | 83304A106 |  | 0 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 890 | 2685 | SH |  | DFND |  | 0 | 0 | 2685 |
| SPDR GOLD TRUST | GOLD SHS | 78463V107 |  | 5 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 84 | 1308 | SH |  | SOLE |  | 1308 | 0 | 0 |
| SPDR SERIES TRUST | S REGL BKG | 78464A698 |  | 106 | 1800 | SH |  | SOLE |  | 1800 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP/CAN | UNIT | 85207H104 |  | 753 | 53400 | SH |  | DFND |  | 53400 | 0 | 0 |
| SSGA FUNDS MANAGEMENT | PORTFOLIO SHORT | 78464A474 |  | 0 | 7 | SH |  | DFND |  | 0 | 0 | 7 |
| SSGA FUNDS MANAGEMENT INC | NYSE TECH ETF | 78464A102 |  | 39 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| SSGA FUNDS MANAGEMENT INC | PORTFOLIO INTRMD | 78464A375 |  | 12 | 362 | SH |  | SOLE |  | 362 | 0 | 0 |
| SSGA FUNDS MANAGEMENT INC | PRTFLO S VL | 78464A508 |  | 1 | 35 | SH |  | DFND |  | 0 | 0 | 35 |
| SSGA FUNDS MANAGEMENT INC | BLOOMBERG SHT TE | 78468R408 |  | 50 | 2051 | SH |  | SOLE |  | 2051 | 0 | 0 |
| SSGA FUNDS MANAGEMENT INC | PORTFLI HIGH YLD | 78468R606 |  | 49 | 2212 | SH |  | SOLE |  | 2212 | 0 | 0 |
| SSGA Funds Management Inc | S DIVID ETF | 78464A763 |  | 388 | 3100 | SH |  | DFND |  | 600 | 0 | 2500 |
| SSGA Funds Management Inc | S DIVID ETF | 78464A763 |  | 201 | 1608 | SH |  | SOLE |  | 1608 | 0 | 0 |
| SSgA Funds Management Inc | PRTFLO S GW | 78464A409 |  | 30 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| SSgA Funds Management Inc | S 400 MDCP VAL | 78464A839 |  | 1 | 14 | SH |  | DFND |  | 0 | 0 | 14 |
| STARBUCKS CORP | COM | 855244109 |  | 74 | 749 | SH |  | DFND |  | 609 | 0 | 140 |
| STARBUCKS CORP | COM | 855244109 |  | 3130 | 31557 | SH |  | SOLE |  | 30865 | 0 | 692 |
| STATE STREET ETF/USA | UTSER1 S | 78467Y107 |  | 843 | 1904 | SH |  | DFND |  | 0 | 0 | 1904 |
| SUNPOWER CORP | COM | 867652406 |  | 1 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| Sarepta Therapeutics Inc | COM | 803607100 |  | 21 | 162 | SH |  | SOLE |  | 162 | 0 | 0 |
| Schlumberger Ltd | COM STK | 806857108 |  | 225 | 4200 | SH |  | DFND |  | 600 | 0 | 3600 |
| Selective Insurance Group Inc | COM | 816300107 |  | 127 | 1438 | SH |  | SOLE |  | 1438 | 0 | 0 |
| Shake Shack Inc | CL A | 819047101 |  | 2 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| Shell PLC | SPON ADS | 780259305 |  | 184 | 3230 | SH |  | DFND |  | 0 | 0 | 3230 |
| Sherwin-Williams Co/The | COM | 824348106 |  | 2 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| Skyworks Solutions Inc | COM | 83088M102 |  | 9 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| Snap-on Inc | COM | 833034101 |  | 160 | 700 | SH |  | DFND |  | 0 | 0 | 700 |
| Snowflake Inc | CL A | 833445109 |  | 14 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Sony Group Corp | SPONSORED ADR | 835699307 |  | 4 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| Southern Co/The | COM | 842587107 |  | 40 | 555 | SH |  | DFND |  | 0 | 0 | 555 |
| Southern Co/The | COM | 842587107 |  | 136 | 1900 | SH |  | SOLE |  | 1900 | 0 | 0 |
| Sprott Asset Management CEFs | TR UNIT | 85207K107 |  | 585 | 71000 | SH |  | DFND |  | 71000 | 0 | 0 |
| Sprott Asset Management CEFs | TR UNIT | 85208R101 |  | 741 | 41300 | SH |  | DFND |  | 41300 | 0 | 0 |
| Stanley Black  Decker Inc | COM | 854502101 |  | 160 | 2130 | SH |  | SOLE |  | 2130 | 0 | 0 |
| State Street Corp | COM | 857477103 |  | 33 | 430 | SH |  | DFND |  | 100 | 0 | 330 |
| State Street ETF/USA | TR UNIT | 78462F103 |  | 1634 | 4273 | SH |  | DFND |  | 511 | 0 | 3762 |
| State Street ETF/USA | TR UNIT | 78462F103 |  | 705 | 1844 | SH |  | SOLE |  | 1844 | 0 | 0 |
| State Street ETF/USA | S RETAIL ETF | 78464A714 |  | 54 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| State Street Global Advisors Inc | S INTL SMLCP | 78463X871 |  | 53 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| State Street Global Advisors Inc | ICE PFD SEC ETF | 78464A292 |  | 10 | 291 | SH |  | SOLE |  | 291 | 0 | 0 |
| State Street Global Advisors Inc | S SEMICNDCTR | 78464A862 |  | 17 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| State Street Global Advisors Inc | S BIOTECH | 78464A870 |  | 58 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| State Street Global Advisors Inc | BLOOMBERG HIGH Y | 78468R622 |  | 27 | 295 | SH |  | SOLE |  | 295 | 0 | 0 |
| State Street Global Advisors Inc | BLOOMBERG 1-3 MO | 78468R663 |  | 14 | 158 | SH |  | DFND |  | 158 | 0 | 0 |
| State Street Global Advisors Inc | PRTFLO S HI | 78468R788 |  | 107 | 2700 | SH |  | SOLE |  | 2700 | 0 | 0 |
| State Street Global Advisors Inc | SBI INT-INDS | 81369Y704 |  | 38 | 392 | SH |  | SOLE |  | 392 | 0 | 0 |
| State Street Global Advisors Inc | RL EST SEL SEC | 81369Y860 |  | 1 | 20 | SH |  | DFND |  | 0 | 0 | 20 |
| Stryker Corp | COM | 863667101 |  | 257 | 1051 | SH |  | DFND |  | 683 | 0 | 368 |
| Stryker Corp | COM | 863667101 |  | 3714 | 15191 | SH |  | SOLE |  | 14403 | 0 | 788 |
| Summit Materials Inc | CL A | 86614U100 |  | 29 | 1017 | SH |  | DFND |  | 1017 | 0 | 0 |
| Sunrun Inc | COM | 86771W105 |  | 2 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Sylvamo Corp | COMMON STOCK | 871332102 |  | 1 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| Sysco Corp | COM | 871829107 |  | 665 | 8700 | SH |  | DFND |  | 0 | 0 | 8700 |
| TE Connectivity Ltd | SHS | H84989104 |  | 20 | 170 | SH |  | DFND |  | 0 | 0 | 170 |
| TE Connectivity Ltd | SHS | H84989104 |  | 50 | 432 | SH |  | SOLE |  | 432 | 0 | 0 |
| TEKLA HEALTHCARE | SH BEN INT | 87911J103 |  | 8 | 465 | SH |  | DFND |  | 0 | 0 | 465 |
| TEKLA WORLD HEALTH | BEN INT SHS | 87911L108 |  | 9 | 640 | SH |  | DFND |  | 0 | 0 | 640 |
| TEXAS INSTRUMENTS | COM | 882508104 |  | 264 | 1600 | SH |  | DFND |  | 0 | 0 | 1600 |
| TEXAS INSTRUMENTS | COM | 882508104 |  | 290 | 1754 | SH |  | SOLE |  | 1754 | 0 | 0 |
| TJX Cos Inc/The | COM | 872540109 |  | 237 | 2973 | SH |  | DFND |  | 696 | 0 | 2277 |
| TJX Cos Inc/The | COM | 872540109 |  | 7109 | 89309 | SH |  | SOLE |  | 84662 | 0 | 4647 |
| TORONTO-DOMINION | COM NEW | 891160509 |  | 78 | 1200 | SH |  | DFND |  | 0 | 0 | 1200 |
| TRAVELERS CO INC | COM | 89417E109 |  | 56 | 300 | SH |  | DFND |  | 0 | 0 | 300 |
| TRAVELERS CO INC | COM | 89417E109 |  | 103 | 552 | SH |  | SOLE |  | 552 | 0 | 0 |
| TSMC | SPONSORED ADS | 874039100 |  | 95 | 1275 | SH |  | DFND |  | 1175 | 0 | 100 |
| Tanger Factory Outlet Centers | COM | 875465106 |  | 13 | 700 | SH |  | DFND |  | 0 | 0 | 700 |
| Target Corp | COM | 87612E106 |  | 190 | 1275 | SH |  | DFND |  | 0 | 0 | 1275 |
| Target Corp | COM | 87612E106 |  | 271 | 1815 | SH |  | SOLE |  | 1815 | 0 | 0 |
| Tesla Inc | COM | 88160R101 |  | 141 | 1146 | SH |  | DFND |  | 0 | 0 | 1146 |
| Tesla Inc | COM | 88160R101 |  | 37 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Thermo Fisher Scientific Inc | COM | 883556102 |  | 822 | 1493 | SH |  | DFND |  | 993 | 0 | 500 |
| Thermo Fisher Scientific Inc | COM | 883556102 |  | 468 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| Tompkins Financial Corp | COM | 890110109 |  | 56467 | 727860 | SH |  | DFND |  | 0 | 0 | 727860 |
| Tompkins Financial Corp | COM | 890110109 |  | 35432 | 456710 | SH |  | SOLE |  | 0 | 0 | 456710 |
| TopBuild Corp | COM | 89055F103 |  | 61 | 388 | SH |  | DFND |  | 0 | 0 | 388 |
| TriplePoint Venture Growth BDC | COM | 89677Y100 |  | 15 | 1450 | SH |  | DFND |  | 0 | 0 | 1450 |
| Truist Financial Corp | COM | 89832Q109 |  | 129 | 3005 | SH |  | DFND |  | 0 | 0 | 3005 |
| Truist Financial Corp | COM | 89832Q109 |  | 3 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| TrustCo Bank Corp NY | COM NEW | 898349204 |  | 2 | 47 | SH |  | DFND |  | 0 | 0 | 47 |
| Tyson Foods Inc | CL A | 902494103 |  | 106 | 1702 | SH |  | DFND |  | 0 | 0 | 1702 |
| Tyson Foods Inc | CL A | 902494103 |  | 43 | 696 | SH |  | SOLE |  | 696 | 0 | 0 |
| UGI Corp | COM | 902681105 |  | 94 | 2524 | SH |  | SOLE |  | 2524 | 0 | 0 |
| US Bancorp | COM NEW | 902973304 |  | 5 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| USA Compression Partners LP | COMUNIT LTDPAR | 90290N109 |  | 22 | 1115 | SH |  | DFND |  | 0 | 0 | 1115 |
| UTD PARCEL SERV | CL B | 911312106 |  | 170 | 977 | SH |  | DFND |  | 568 | 0 | 409 |
| UTD PARCEL SERV | CL B | 911312106 |  | 6678 | 38414 | SH |  | SOLE |  | 37473 | 0 | 941 |
| Unilever PLC | SPON ADR NEW | 904767704 |  | 5 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Union Pacific Corp | COM | 907818108 |  | 147 | 708 | SH |  | DFND |  | 0 | 0 | 708 |
| Union Pacific Corp | COM | 907818108 |  | 195 | 944 | SH |  | SOLE |  | 544 | 0 | 400 |
| United States Steel Corp | COM | 912909108 |  | 5 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| UnitedHealth Group Inc | COM | 91324P102 |  | 530 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| UnitedHealth Group Inc | COM | 91324P102 |  | 232 | 437 | SH |  | SOLE |  | 437 | 0 | 0 |
| VANECK VECTORS ETF | AGRIBUSINESS ETF | 92189F700 |  | 103 | 1200 | SH |  | DFND |  | 1200 | 0 | 0 |
| VANECK VECTORS ETF | JUNIOR GOLD MINE | 92189F791 |  | 53 | 1500 | SH |  | DFND |  | 1500 | 0 | 0 |
| VANGUARD | S 500 ETF SHS | 922908363 |  | 711 | 2023 | SH |  | DFND |  | 1537 | 0 | 486 |
| VANGUARD | S 500 ETF SHS | 922908363 |  | 3148 | 8961 | SH |  | SOLE |  | 8775 | 0 | 186 |
| VANGUARD ETF/USA | DIV APP ETF | 921908844 |  | 91 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| VANGUARD ETF/USA | DIV APP ETF | 921908844 |  | 62 | 408 | SH |  | SOLE |  | 408 | 0 | 0 |
| VANGUARD ETF/USA | LONG TERM BOND | 921937793 |  | 13 | 183 | SH |  | SOLE |  | 183 | 0 | 0 |
| VANGUARD ETF/USA | STRM INFPROIDX | 922020805 |  | 2258 | 48345 | SH |  | DFND |  | 5700 | 0 | 42645 |
| VANGUARD ETF/USA | STRM INFPROIDX | 922020805 |  | 2 | 47 | SH |  | SOLE |  | 47 | 0 | 0 |
| VANGUARD ETF/USA | GLB EX US ETF | 922042676 |  | 25 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| VANGUARD ETF/USA | SHRT TRM CORP BD | 92206C409 |  | 4 | 51 | SH |  | DFND |  | 0 | 0 | 51 |
| VANGUARD ETF/USA | INT-TERM CORP | 92206C870 |  | 17 | 220 | SH |  | SOLE |  | 220 | 0 | 0 |
| VANGUARD ETF/USA | SM CP VAL ETF | 922908611 |  | 43 | 268 | SH |  | SOLE |  | 268 | 0 | 0 |
| VANGUARD ETF/USA | TOTAL STK MKT | 922908769 |  | 835 | 4366 | SH |  | DFND |  | 325 | 0 | 4041 |
| VANGUARD ETF/USA | TOTAL STK MKT | 922908769 |  | 212 | 1110 | SH |  | SOLE |  | 1110 | 0 | 0 |
| VANGUARD GROUP | SHORT TRM BOND | 921937827 |  | 6 | 78 | SH |  | DFND |  | 78 | 0 | 0 |
| VANGUARD GROUP | SHORT TRM BOND | 921937827 |  | 112 | 1492 | SH |  | SOLE |  | 1492 | 0 | 0 |
| VANGUARD GROUP INC/THE | TOTAL INT BD ETF | 92203J407 |  | 7 | 154 | SH |  | SOLE |  | 154 | 0 | 0 |
| VANGUARD INTL EQUI | FTSE EUROPE ETF | 922042874 |  | 196 | 3530 | SH |  | SOLE |  | 582 | 0 | 2948 |
| VERIZON COMMUN | COM | 92343V104 |  | 731 | 18547 | SH |  | DFND |  | 1944 | 0 | 16603 |
| VERIZON COMMUN | COM | 92343V104 |  | 6583 | 167090 | SH |  | SOLE |  | 164673 | 0 | 2417 |
| VF Corp | COM | 918204108 |  | 5 | 178 | SH |  | SOLE |  | 178 | 0 | 0 |
| VIATRIS INC | COM | 92556V106 |  | 28 | 2538 | SH |  | DFND |  | 111 | 0 | 2427 |
| VIATRIS INC | COM | 92556V106 |  | 6 | 527 | SH |  | SOLE |  | 527 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 7 | 35 | SH |  | DFND |  | 0 | 0 | 35 |
| VISA INC | COM CL A | 92826C839 |  | 331 | 1592 | SH |  | SOLE |  | 1592 | 0 | 0 |
| VMware Inc | CL A COM | 928563402 |  | 2 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| Valero Energy Corp | COM | 91913Y100 |  | 9 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| Valley National Bancorp | COM | 919794107 |  | 182 | 16075 | SH |  | DFND |  | 0 | 0 | 16075 |
| Valvoline Inc | COM | 92047W101 |  | 308 | 9444 | SH |  | DFND |  | 0 | 0 | 9444 |
| Van Eck Absolute Return Advisers Corp | DIGI TRANSFRM | 92189H821 |  | 1 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| Van Eck Associates Corp | GOLD MINERS ETF | 92189F106 |  | 138 | 4800 | SH |  | DFND |  | 4800 | 0 | 0 |
| Van Eck Associates Corp | FALLEN ANGEL HG | 92189F437 |  | 42 | 1555 | SH |  | DFND |  | 0 | 0 | 1555 |
| Van Eck Associates Corp | JP MRGAN EM LOC | 92189H300 |  | 12 | 477 | SH |  | SOLE |  | 477 | 0 | 0 |
| Van Eck Associates Corp | RARE EARTH/STRTG | 92189H805 |  | 76 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Vanguard ETF/USA | 500 GRTH IDX F | 921932505 |  | 1133 | 5370 | SH |  | SOLE |  | 5370 | 0 | 0 |
| Vanguard ETF/USA | INTERMED TERM | 921937819 |  | 3 | 47 | SH |  | SOLE |  | 47 | 0 | 0 |
| Vanguard ETF/USA | TOTAL BND MRKT | 921937835 |  | 52 | 717 | SH |  | DFND |  | 0 | 0 | 717 |
| Vanguard ETF/USA | TOTAL BND MRKT | 921937835 |  | 6110 | 85054 | SH |  | SOLE |  | 82449 | 0 | 2605 |
| Vanguard ETF/USA | VAN FTSE DEV MKT | 921943858 |  | 953 | 22715 | SH |  | DFND |  | 22715 | 0 | 0 |
| Vanguard ETF/USA | VAN FTSE DEV MKT | 921943858 |  | 11824 | 281734 | SH |  | SOLE |  | 280697 | 0 | 1037 |
| Vanguard ETF/USA | FTSE EMR MKT ETF | 922042858 |  | 48 | 1227 | SH |  | SOLE |  | 1227 | 0 | 0 |
| Vanguard ETF/USA | ENERGY ETF | 92204A306 |  | 182 | 1500 | SH |  | DFND |  | 1500 | 0 | 0 |
| Vanguard ETF/USA | HEALTH CAR ETF | 92204A504 |  | 74 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| Vanguard ETF/USA | HEALTH CAR ETF | 92204A504 |  | 136 | 547 | SH |  | SOLE |  | 547 | 0 | 0 |
| Vanguard ETF/USA | INF TECH ETF | 92204A702 |  | 96 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| Vanguard ETF/USA | UTILITIES ETF | 92204A876 |  | 100 | 650 | SH |  | DFND |  | 650 | 0 | 0 |
| Vanguard ETF/USA | INTER TERM TREAS | 92206C706 |  | 34 | 587 | SH |  | SOLE |  | 587 | 0 | 0 |
| Vanguard ETF/USA | MTG-BKD SECS ETF | 92206C771 |  | 3 | 76 | SH |  | SOLE |  | 76 | 0 | 0 |
| Vanguard ETF/USA | MCAP VL IDXVIP | 922908512 |  | 16 | 122 | SH |  | SOLE |  | 122 | 0 | 0 |
| Vanguard ETF/USA | REAL ESTATE ETF | 922908553 |  | 60 | 725 | SH |  | DFND |  | 300 | 0 | 425 |
| Vanguard ETF/USA | REAL ESTATE ETF | 922908553 |  | 749 | 9085 | SH |  | SOLE |  | 8065 | 0 | 1020 |
| Vanguard ETF/USA | SML CP GRW ETF | 922908595 |  | 31 | 155 | SH |  | SOLE |  | 155 | 0 | 0 |
| Vanguard ETF/USA | MID CAP ETF | 922908629 |  | 65 | 320 | SH |  | DFND |  | 150 | 0 | 170 |
| Vanguard ETF/USA | MID CAP ETF | 922908629 |  | 367 | 1803 | SH |  | SOLE |  | 1803 | 0 | 0 |
| Vanguard ETF/USA | GROWTH ETF | 922908736 |  | 35 | 164 | SH |  | SOLE |  | 164 | 0 | 0 |
| Vanguard ETF/USA | VALUE ETF | 922908744 |  | 63 | 446 | SH |  | SOLE |  | 446 | 0 | 0 |
| Vanguard ETF/USA | SMALL CP ETF | 922908751 |  | 159 | 868 | SH |  | DFND |  | 740 | 0 | 128 |
| Vanguard ETF/USA | SMALL CP ETF | 922908751 |  | 1595 | 8690 | SH |  | SOLE |  | 8646 | 0 | 44 |
| Ventas Inc | COM | 92276F100 |  | 3 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| Vertex Pharmaceuticals Inc | COM | 92532F100 |  | 4 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| Victoria's Secret  Co | COMMON STOCK | 926400102 |  | 4 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| Vodafone Group PLC | SPONSORED ADR | 92857W308 |  | 41 | 4100 | SH |  | DFND |  | 0 | 0 | 4100 |
| Vodafone Group PLC | SPONSORED ADR | 92857W308 |  | 15 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| Voya Investments LLC | CORE S MCP ETF | 464287507 |  | 1967 | 8131 | SH |  | DFND |  | 3102 | 0 | 5029 |
| Voya Investments LLC | CORE S MCP ETF | 464287507 |  | 11590 | 47914 | SH |  | SOLE |  | 42659 | 0 | 5255 |
| Voya Investments LLC | CORE S US VLU | 464287663 |  | 29 | 405 | SH |  | SOLE |  | 405 | 0 | 0 |
| WASTE MANAGEMENT | COM | 94106L109 |  | 457 | 2914 | SH |  | DFND |  | 343 | 0 | 2571 |
| WASTE MANAGEMENT | COM | 94106L109 |  | 7812 | 49797 | SH |  | SOLE |  | 49204 | 0 | 593 |
| WEC Energy Group Inc | COM | 92939U106 |  | 47 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| WEC Energy Group Inc | COM | 92939U106 |  | 177 | 1886 | SH |  | SOLE |  | 1886 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 56 | 1350 | SH |  | DFND |  | 0 | 0 | 1350 |
| WELLS FARGO  CO | COM | 949746101 |  | 102 | 2470 | SH |  | SOLE |  | 2470 | 0 | 0 |
| WESTN DIGITAL CORP | COM | 958102105 |  | 9 | 300 | SH |  | DFND |  | 0 | 0 | 300 |
| WP Carey Inc | COM | 92936U109 |  | 32 | 406 | SH |  | SOLE |  | 406 | 0 | 0 |
| WW Grainger Inc | COM | 384802104 |  | 300 | 539 | SH |  | SOLE |  | 539 | 0 | 0 |
| Walgreens Boots Alliance Inc | COM | 931427108 |  | 24 | 647 | SH |  | DFND |  | 577 | 0 | 70 |
| Walgreens Boots Alliance Inc | COM | 931427108 |  | 15 | 405 | SH |  | SOLE |  | 405 | 0 | 0 |
| Walmart Inc | COM | 931142103 |  | 1098 | 7741 | SH |  | DFND |  | 1019 | 0 | 6722 |
| Walmart Inc | COM | 931142103 |  | 9418 | 66422 | SH |  | SOLE |  | 65137 | 0 | 1285 |
| Walt Disney Co/The | COM | 254687106 |  | 356 | 4095 | SH |  | DFND |  | 738 | 0 | 3357 |
| Walt Disney Co/The | COM | 254687106 |  | 328 | 3771 | SH |  | SOLE |  | 2021 | 0 | 1750 |
| Warner Bros Discovery Inc | COM SER A | 934423104 |  | 56 | 5869 | SH |  | DFND |  | 0 | 0 | 5869 |
| Warner Bros Discovery Inc | COM SER A | 934423104 |  | 64 | 6795 | SH |  | SOLE |  | 6795 | 0 | 0 |
| Webster Financial Corp | COM | 947890109 |  | 1191 | 25162 | SH |  | DFND |  | 0 | 0 | 25162 |
| Westinghouse Air Brake Technol | COM | 929740108 |  | 11 | 110 | SH |  | DFND |  | 0 | 0 | 110 |
| Westinghouse Air Brake Technol | COM | 929740108 |  | 7 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| Westrock Co | COM | 96145D105 |  | 27 | 780 | SH |  | DFND |  | 0 | 0 | 780 |
| Wheaton Precious Metals Corp | COM | 962879102 |  | 10 | 247 | SH |  | DFND |  | 0 | 0 | 247 |
| Whirlpool Corp | COM | 963320106 |  | 54 | 383 | SH |  | DFND |  | 0 | 0 | 383 |
| Willis Towers Watson PLC | SHS | G96629103 |  | 2 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| WisdomTree Asset Management Inc | EM EX ST-OWNED | 97717X578 |  | 105 | 3950 | SH |  | DFND |  | 1695 | 0 | 2255 |
| WisdomTree Asset Management Inc | EM EX ST-OWNED | 97717X578 |  | 16986 | 636650 | SH |  | SOLE |  | 627501 | 0 | 9149 |
| WisdomTree Asset Management Inc | US QTLY DIV GRT | 97717X669 |  | 45 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| WisdomTree Asset Management Inc | EUROPE HEDGED EQ | 97717X701 |  | 55 | 780 | SH |  | DFND |  | 0 | 0 | 780 |
| WisdomTree Asset Management Inc | EUROPE HEDGED EQ | 97717X701 |  | 27 | 391 | SH |  | SOLE |  | 391 | 0 | 0 |
| WisdomTree ETFs/USA | US TOTAL DIVIDND | 97717W109 |  | 78 | 1294 | SH |  | SOLE |  | 1294 | 0 | 0 |
| Wolfspeed Inc | COM | 977852102 |  | 1 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| XA Investments LLC | COM | 98400T106 |  | 6 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| Xylem Inc/NY | COM | 98419M100 |  | 44 | 400 | SH |  | DFND |  | 0 | 0 | 400 |
| YUM BRANDS INC | COM | 988498101 |  | 192 | 1500 | SH |  | DFND |  | 0 | 0 | 1500 |
| ZIMMER HLDGS INC | COM | 98956P102 |  | 55 | 430 | SH |  | DFND |  | 0 | 0 | 430 |
| ZIMMER HLDGS INC | COM | 98956P102 |  | 31 | 245 | SH |  | SOLE |  | 245 | 0 | 0 |
| Zimmer Biomet Holdings Inc | COM | 98888T107 |  | 0 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| iShares ETFs/USA | MSCI PAC JP ETF | 464286665 |  | 39 | 914 | SH |  | SOLE |  | 914 | 0 | 0 |
| iShares ETFs/USA | CORE US AGGBD ET | 464287226 |  | 502 | 5172 | SH |  | DFND |  | 0 | 0 | 5172 |
| iShares ETFs/USA | CORE US AGGBD ET | 464287226 |  | 1390 | 14332 | SH |  | SOLE |  | 14332 | 0 | 0 |
| iShares ETFs/USA | 3 7 YR TREAS BD | 464288661 |  | 18 | 157 | SH |  | DFND |  | 0 | 0 | 157 |
| iShares ETFs/USA | IBONDS DEC24 ETF | 46434VBG4 |  | 2198 | 89990 | SH |  | DFND |  | 0 | 0 | 89990 |
| iShares ETFs/USA | BROAD USD HIGH | 46435U853 |  | 33 | 961 | SH |  | SOLE |  | 961 | 0 | 0 |
| iShares/USA | MSCI SWITZERLAND | 464286749 |  | 117 | 2800 | SH |  | DFND |  | 2800 | 0 | 0 |
| iSun Inc | COM | 465246106 |  | 0 | 100 | SH |  | DFND |  | 0 | 0 | 100 |

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