# EDGAR Filing Document

**Accession Number:** 0001591913
**File Stem:** 0001376474-25-000881
**Filing Date:** 2025-10
**Character Count:** 6265
**Document Hash:** edfdafe7defa065f7babdf14128dca55
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001376474-25-000881.hdr.sgml**: 20251029

**ACCESSION NUMBER**: 0001376474-25-000881

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 30

**CONFORMED PERIOD OF REPORT**: 20251003

**ITEM INFORMATION**: Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20251029

**DATE AS OF CHANGE**: 20251029

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Innovative Payment Solutions, Inc.
- **CENTRAL INDEX KEY:** 0001591913
- **STANDARD INDUSTRIAL CLASSIFICATION:** RETAIL-CATALOG & MAIL-ORDER HOUSES [5961]
- **ORGANIZATION NAME:** 07 Trade & Services
- **EIN:** 000000000
- **STATE OF INCORPORATION:** NV
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-55648
- **FILM NUMBER:** 251427962

**BUSINESS ADDRESS:**
- **STREET 1:** 56B 5TH AVENUE, LOT 1 #AT
- **CITY:** CARMEL BY THE SEA
- **STATE:** CA
- **ZIP:** 93921
- **BUSINESS PHONE:** (866) 477-4729

**MAIL ADDRESS:**
- **STREET 1:** 56B 5TH AVENUE, LOT 1 #AT
- **CITY:** CARMEL BY THE SEA
- **STATE:** CA
- **ZIP:** 93921

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** QPAGOS
- **DATE OF NAME CHANGE:** 20160615

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Asiya Pearls, Inc.
- **DATE OF NAME CHANGE:** 20131113

?xml version='1.0' encoding='ASCII'? Innovative Payment Solutions, Inc. - Form 8-K SEC filing

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934**

Date of Report (date of earliest event reported): October 3, 2025 **(January 27, 2024)**

**Innovative Payment Solutions, Inc.**

(Exact name of registrant as specified in charter)

**Nevada**

(State or other jurisdiction of incorporation)

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| | |
|:---|:---|
| **000-55648** | **33-1230229** |
| (Commission File Number) | (IRS Employer Identification No.) |

---

**56B 5th Street, Lot 1, #AT**

**Carmel by the Sea, CA 93921**

(Address of principal executive offices)

**(866) 477-4729**

(Registrant's telephone number, including area code)

**N/A**

(Former Name and Former Address)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of registrant under any of the following provisions:

&nbsp;&nbsp;&nbsp;&nbsp;☒ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

☐ Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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**Item 5.03. Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.**

On October 3, 2025, Innovative Payment Solutions, Inc. (the "Company") filed Restated Articles of Incorporation with the Secretary of State of the State of Nevada. The Restated Articles were approved by majority written consent of the shareholders in accordance with the Nevada Revised Statutes and became effective upon filing.

The Restated Articles of Incorporation consolidate all prior amendments and include, among other things:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;•An increase in the number of authorized shares of the Company's common and preferred stock;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;•Clarification of authorized capital structure and par values;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;•Authorization of the Board of Directors to designate one or more series of preferred stock and to fix the rights and preferences of each series; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;•Other conforming, administrative, and modernizing changes.

A copy of the filed Restated Articles of Incorporation, as certified by the Nevada Secretary of State, is filed herewith as **Exhibit 3.1** and incorporated herein by reference.

**Item 9.01. Financial Statements and Exhibits.**

---

| | |
|:---|:---|
| **Exhibit No.** | **Description** |
| **3.1** | [Restated Articles of Incorporation of Innovative Payment Solutions, Inc., filed October 3, 2025, with the Nevada Secretary of State.](ipsi_ex3z1.htm) |

---

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

**INNOVATIVE PAYMENT SOLUTIONS, INC.**

By: /s/ William D. Corbett&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

William D. Corbett

Chief Executive Officer and Chairman

Date: October 7, 2025

## Exhibit 3.1

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