# EDGAR Filing Document

**Accession Number:** 0001965329
**File Stem:** 0001965329-25-000006
**Filing Date:** 2025-11
**Character Count:** 17439
**Document Hash:** 93d9abc768f88f060d7ddc48064becd6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001965329-25-000006.hdr.sgml**: 20251114

**ACCESSION NUMBER**: 0001965329-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251114

**DATE AS OF CHANGE**: 20251114

**EFFECTIVENESS DATE**: 20251114

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** STAR Financial Bank
- **CENTRAL INDEX KEY:** 0001965329

**ORGANIZATION NAME:**
- **EIN:** 351719464
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22866
- **FILM NUMBER:** 251485234

**BUSINESS ADDRESS:**
- **STREET 1:** 215 W MAIN STREET
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802
- **BUSINESS PHONE:** 2604287036

**MAIL ADDRESS:**
- **STREET 1:** 215 W MAIN STREET
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** STAR Financial Bank<br>**Address:** 215 W MAIN STREET<br>FORT WAYNE, IN 46802

**Form 13F File Number:** 028-22866

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kate Miller<br>**Title:** President - Private Advisory<br>**Phone:** 260-428-7036

**Signature, Place, and Date of Signing:**

Kate L Miller  Fort Wayne, IN  11-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 128

**Form 13F Information Table Value Total:** $169083502

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 2023 ETF SERIES TRUST II | International Equity ETF | 90139K407 |  | 326739 | 10523 | SH |  | SOLE |  | 10523 | 0 | 0 |
| ABBOTT LABORATORIES | Common Stock | 002824100 |  | 220733 | 1648 | SH |  | SOLE |  | 1648 | 0 | 0 |
| ABBVIE INC | Common Stock | 00287Y109 |  | 755283 | 3262 | SH |  | SOLE |  | 3007 | 255 | 0 |
| ALPHABET INC | Common Stock | 02079K107 |  | 338778 | 1391 | SH |  | SOLE |  | 1391 | 0 | 0 |
| ALPHABET INC | Common Stock | 02079K305 |  | 1312254 | 5398 | SH |  | SOLE |  | 5398 | 0 | 0 |
| ALPS ETF TR | Exchange Traded Fund | 00162Q452 |  | 736989 | 15704 | SH |  | SOLE |  | 15704 | 0 | 0 |
| ALTRIA GROUP INC | Common Stock | 02209S103 |  | 210137 | 3181 | SH |  | SOLE |  | 3181 | 0 | 0 |
| AMAZON COM INC | Common Stock | 023135106 |  | 1018146 | 4637 | SH |  | SOLE |  | 4637 | 0 | 0 |
| AMERICAN CENTY ETF TR | Exchange Traded Fund | 025072877 |  | 718009 | 7214 | SH |  | SOLE |  | 7214 | 0 | 0 |
| AMERICAN ELECTRIC POWER INC | Common Stock | 025537101 |  | 209588 | 1863 | SH |  | SOLE |  | 1738 | 125 | 0 |
| AMPHENOL CORP | Common Stock | 032095101 |  | 532991 | 4307 | SH |  | SOLE |  | 4307 | 0 | 0 |
| APPLE INC | Common Stock | 037833100 |  | 3735167 | 14669 | SH |  | SOLE |  | 14394 | 275 | 0 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Common Stock | 084670702 |  | 239304 | 476 | SH |  | SOLE |  | 476 | 0 | 0 |
| BLACKROCK ETF TRUST II | Fixed Income ETF | 092528504 |  | 7578212 | 145833 | SH |  | SOLE |  | 144782 | 176 | 875 |
| BLACKROCK ETF TRUST II | Fixed Income ETF | 092528504 |  | 26814 | 516 | SH |  | OTR |  | 516 | 0 | 0 |
| BLACKROCK ETF TRUST II | Fixed Income ETF | 092528603 |  | 7650482 | 143698 | SH |  | SOLE |  | 142479 | 362 | 857 |
| BLACKROCK ETF TRUST II | Fixed Income ETF | 092528603 |  | 26939 | 506 | SH |  | OTR |  | 506 | 0 | 0 |
| BLACKROCK INC | Common Stock | 09290D101 |  | 1147216 | 984 | SH |  | SOLE |  | 939 | 45 | 0 |
| BONDBLOXX ETF TRUST | Fixed Income ETF | 09789C788 |  | 751813 | 14911 | SH |  | SOLE |  | 14911 | 0 | 0 |
| BONDBLOXX ETF TRUST | Fixed Income ETF | 09789C796 |  | 4023790 | 103042 | SH |  | SOLE |  | 102239 | 0 | 803 |
| BONDBLOXX ETF TRUST | Fixed Income ETF | 09789C796 |  | 18510 | 474 | SH |  | OTR |  | 474 | 0 | 0 |
| BONDBLOXX ETF TRUST | Fixed Income ETF | 09789C853 |  | 9041898 | 182428 | SH |  | SOLE |  | 180351 | 242 | 1835 |
| BONDBLOXX ETF TRUST | Fixed Income ETF | 09789C853 |  | 53728 | 1084 | SH |  | OTR |  | 1084 | 0 | 0 |
| BROADCOM INC | Common Stock | 11135F101 |  | 1473378 | 4466 | SH |  | SOLE |  | 4366 | 100 | 0 |
| CATERPILLAR INC | Common Stock | 149123101 |  | 678507 | 1422 | SH |  | SOLE |  | 1337 | 85 | 0 |
| CHARLES SCHWAB CORPORATION | Common Stock | 808513105 |  | 240680 | 2521 | SH |  | SOLE |  | 2521 | 0 | 0 |
| CHEVRONTEXACO CORP | Common Stock | 166764100 |  | 482331 | 3106 | SH |  | SOLE |  | 3106 | 0 | 0 |
| CISCO SYSTEMS INC | Common Stock | 17275R102 |  | 455609 | 6659 | SH |  | SOLE |  | 6159 | 500 | 0 |
| COSTCO WHSL CORP NEW | Common Stock | 22160K105 |  | 250846 | 271 | SH |  | SOLE |  | 271 | 0 | 0 |
| CUMMINS INC | Common Stock | 231021106 |  | 256379 | 607 | SH |  | SOLE |  | 607 | 0 | 0 |
| DIMENSIONAL ETF TRUST | Exchange Traded Fund | 25434V625 |  | 1741811 | 24212 | SH |  | SOLE |  | 24212 | 0 | 0 |
| DIREXION SHS ETF TR | Exchange Traded Fund | 25459Y207 |  | 440581 | 4336 | SH |  | SOLE |  | 4336 | 0 | 0 |
| ELI LILLY  CO | Common Stock | 532457108 |  | 582169 | 763 | SH |  | SOLE |  | 763 | 0 | 0 |
| EMERSON ELECTRIC CO | Common Stock | 291011104 |  | 437354 | 3334 | SH |  | SOLE |  | 3084 | 250 | 0 |
| ETF ISHARES DJ SELECT DIVIDEND INDEX | Exchange Traded Fund | 464287168 |  | 403564 | 2840 | SH |  | SOLE |  | 2840 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD IV | Fixed Income ETF | 33738D762 |  | 7082621 | 345300 | SH |  | SOLE |  | 343086 | 0 | 2214 |
| FIRST TR EXCHANGE-TRADED FD IV | Fixed Income ETF | 33738D762 |  | 26809 | 1307 | SH |  | OTR |  | 1307 | 0 | 0 |
| FIRST TRUST LARGE CAP VALUE ALPHADEX FUND | Exchange Traded Fund | 33735J101 |  | 566701 | 6801 | SH |  | SOLE |  | 6801 | 0 | 0 |
| GENERAL DYNAMICS CORP | Common Stock | 369550108 |  | 257455 | 755 | SH |  | SOLE |  | 755 | 0 | 0 |
| GENUINE PARTS COMPANY | Common Stock | 372460105 |  | 258073 | 1862 | SH |  | SOLE |  | 1674 | 188 | 0 |
| GLOBAL X FDS | Exchange Traded Fund | 37954Y889 |  | 295620 | 3647 | SH |  | OTR |  | 3647 | 0 | 0 |
| GOLDMAN SACHS ETF TR | Exchange Traded Fund | 38149W622 |  | 227514 | 4356 | SH |  | SOLE |  | 4356 | 0 | 0 |
| GOLDMAN SACHS GROUP | Common Stock | 38141G104 |  | 278723 | 350 | SH |  | SOLE |  | 325 | 25 | 0 |
| HARBOR ETF TRUST | Exchange Traded Fund | 41151J505 |  | 445308 | 17260 | SH |  | SOLE |  | 17260 | 0 | 0 |
| HOME DEPOT INC | Common Stock | 437076102 |  | 821725 | 2028 | SH |  | SOLE |  | 1920 | 108 | 0 |
| HONEYWELL INTERNATIONAL INC | Common Stock | 438516106 |  | 574034 | 2727 | SH |  | SOLE |  | 2592 | 135 | 0 |
| INTERNATIONAL BUSINESS MACHINES CORP | Common Stock | 459200101 |  | 221778 | 786 | SH |  | SOLE |  | 751 | 35 | 0 |
| INVESCO EXCH TRADED FD TR II | Fixed Income ETF | 46138G805 |  | 1754692 | 64298 | SH |  | SOLE |  | 64001 | 297 | 0 |
| INVESCO QQQ TRUST SERIES 1 | Exchange Traded Fund | 46090E103 |  | 3371078 | 5615 | SH |  | SOLE |  | 5615 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | International Equity ETF | 46432F842 |  | 1190996 | 13641 | SH |  | SOLE |  | 13641 | 0 | 0 |
| ISHARES CORE S 500 ETF | Exchange Traded Fund | 464287200 |  | 1922230 | 2872 | SH |  | SOLE |  | 2872 | 0 | 0 |
| ISHARES CORE S 500 ETF | Exchange Traded Fund | 464287200 |  | 143230 | 214 | SH |  | OTR |  | 214 | 0 | 0 |
| ISHARES CORE S MIDCAP ETF | Exchange Traded Fund | 464287507 |  | 20426 | 313 | SH |  | OTR |  | 313 | 0 | 0 |
| ISHARES CORE S MIDCAP ETF | Exchange Traded Fund | 464287507 |  | 4247317 | 65083 | SH |  | SOLE |  | 64725 | 358 | 0 |
| ISHARES CORE S SMALL CAP ETF | Exchange Traded Fund | 464287804 |  | 18181 | 153 | SH |  | OTR |  | 153 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | Exchange Traded Fund | 464287804 |  | 3557176 | 29935 | SH |  | SOLE |  | 29850 | 0 | 85 |
| ISHARES RUSSELL 1000 GROWTH ETF | Exchange Traded Fund | 464287614 |  | 17331 | 37 | SH |  | OTR |  | 37 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | Exchange Traded Fund | 464287614 |  | 21056903 | 44954 | SH |  | SOLE |  | 44433 | 135 | 386 |
| ISHARES RUSSELL 1000 VALUE ETF | Exchange Traded Fund | 464287598 |  | 2779818 | 13654 | SH |  | SOLE |  | 13654 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | Exchange Traded Fund | 464287655 |  | 1108419 | 4581 | SH |  | SOLE |  | 4581 | 0 | 0 |
| ISHARES RUSSELL MID CAP VALUE ETF | Exchange Traded Fund | 464287473 |  | 1121131 | 8027 | SH |  | SOLE |  | 7809 | 0 | 218 |
| ISHARES S MIDCAP 400 GROWTH INDEX FUND | Exchange Traded Fund | 464287606 |  | 311259 | 3246 | SH |  | SOLE |  | 3246 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 46429B663 |  | 3518111 | 28731 | SH |  | SOLE |  | 28731 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46434VBD1 |  | 747765 | 29685 | SH |  | SOLE |  | 29685 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46435GAA0 |  | 827731 | 34063 | SH |  | SOLE |  | 34063 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46435U515 |  | 1477378 | 57891 | SH |  | SOLE |  | 57891 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46435UAA9 |  | 1804495 | 74137 | SH |  | SOLE |  | 74137 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46436E205 |  | 939598 | 40034 | SH |  | SOLE |  | 40034 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46436E296 |  | 290027 | 12539 | SH |  | SOLE |  | 12539 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46436E460 |  | 442934 | 21533 | SH |  | SOLE |  | 21533 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46436E486 |  | 211033 | 9945 | SH |  | SOLE |  | 9945 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46436E593 |  | 353238 | 17773 | SH |  | SOLE |  | 17773 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46436E726 |  | 772880 | 34893 | SH |  | SOLE |  | 34893 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46436E825 |  | 643742 | 29321 | SH |  | SOLE |  | 29321 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46436E833 |  | 359346 | 16053 | SH |  | SOLE |  | 16053 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46436E841 |  | 358271 | 15909 | SH |  | SOLE |  | 15909 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 46436E858 |  | 351778 | 15328 | SH |  | SOLE |  | 15328 | 0 | 0 |
| ISHARES TR | International Equity ETF | 46435G847 |  | 3547549 | 93816 | SH |  | SOLE |  | 93667 | 0 | 149 |
| JOHNSON  JOHNSON | Common Stock | 478160104 |  | 582590 | 3142 | SH |  | SOLE |  | 2972 | 170 | 0 |
| JP MORGAN CHASE  CO | Common Stock | 46625H100 |  | 1817823 | 5763 | SH |  | SOLE |  | 5543 | 220 | 0 |
| JPMORGAN EQUITY PREMIUM INCOME ETF | Exchange Traded Fund | 46641Q332 |  | 3980555 | 69712 | SH |  | SOLE |  | 69712 | 0 | 0 |
| LAM RESEARCH CORP | Common Stock | 512807306 |  | 240022 | 3140 | SH |  | SOLE |  | 3140 | 0 | 0 |
| LINDE PLC | Int'l Common Stock | G54950103 |  | 262200 | 552 | SH |  | SOLE |  | 552 | 0 | 0 |
| LOCKHEED MARTIN CORP | Common Stock | 539830109 |  | 434313 | 870 | SH |  | SOLE |  | 795 | 75 | 0 |
| LOWE'S COMPANIES INC | Common Stock | 548661107 |  | 229446 | 913 | SH |  | SOLE |  | 913 | 0 | 0 |
| MARRIOTT INTERNATIONAL INC  (NEW) | Common Stock | 571903202 |  | 201841 | 775 | SH |  | SOLE |  | 775 | 0 | 0 |
| MCDONALD'S CORP | Common Stock | 580135101 |  | 608996 | 2004 | SH |  | SOLE |  | 1879 | 125 | 0 |
| META PLATFORMS INC | Common Stock | 30303M102 |  | 504519 | 687 | SH |  | SOLE |  | 687 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC | Common Stock | 595017104 |  | 266063 | 4143 | SH |  | SOLE |  | 3798 | 345 | 0 |
| MICROSOFT CORP | Common Stock | 594918104 |  | 3518952 | 6794 | SH |  | SOLE |  | 6617 | 177 | 0 |
| MORGAN STANLEY | Common Stock | 617446448 |  | 256879 | 1616 | SH |  | SOLE |  | 1616 | 0 | 0 |
| NEXTERA ENERGY INC | Common Stock | 65339F101 |  | 369599 | 4896 | SH |  | SOLE |  | 4628 | 268 | 0 |
| NUSHARES ETF TR | Exchange Traded Fund | 67092P706 |  | 254360 | 8835 | SH |  | SOLE |  | 8835 | 0 | 0 |
| NVIDIA CORP | Common Stock | 67066G104 |  | 1418008 | 7600 | SH |  | SOLE |  | 7600 | 0 | 0 |
| ORACLE CORP | Common Stock | 68389X105 |  | 626603 | 2228 | SH |  | SOLE |  | 2228 | 0 | 0 |
| PAYCHEX INC | Common Stock | 704326107 |  | 360505 | 2844 | SH |  | SOLE |  | 2664 | 180 | 0 |
| PEPSICO INC | Common Stock | 713448108 |  | 641951 | 4571 | SH |  | SOLE |  | 4396 | 175 | 0 |
| PFIZER INC | Common Stock | 717081103 |  | 247513 | 9714 | SH |  | SOLE |  | 9214 | 500 | 0 |
| PROCTER  GAMBLE CO | Common Stock | 742718109 |  | 628582 | 4091 | SH |  | SOLE |  | 3906 | 185 | 0 |
| PUBLIC STORAGE INC | Common Stock | 74460D109 |  | 260832 | 903 | SH |  | SOLE |  | 803 | 100 | 0 |
| S  P SELECT CONSUMER DISCRETIONARY SPDR FUND | Exchange Traded Fund | 81369Y407 |  | 391332 | 1633 | SH |  | SOLE |  | 1633 | 0 | 0 |
| S  P SELECT FINANCIAL SPDR FUND | Exchange Traded Fund | 81369Y605 |  | 409951 | 7610 | SH |  | SOLE |  | 7610 | 0 | 0 |
| S  P SELECT HEALTHCARE SPDR FUND | Exchange Traded Fund | 81369Y209 |  | 250367 | 1799 | SH |  | SOLE |  | 1799 | 0 | 0 |
| S  P SELECT TECHNOLOGY SPDR FUND | Exchange Traded Fund | 81369Y803 |  | 748620 | 2656 | SH |  | SOLE |  | 2656 | 0 | 0 |
| SOUTHERN CO | Common Stock | 842587107 |  | 312741 | 3300 | SH |  | SOLE |  | 3100 | 200 | 0 |
| SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF | Fixed Income ETF | 78464A474 |  | 3299793 | 108940 | SH |  | SOLE |  | 108291 | 649 | 0 |
| SPDR S DIVIDEND ETF | Exchange Traded Fund | 78464A763 |  | 1019704 | 7281 | SH |  | SOLE |  | 7233 | 48 | 0 |
| SPDR S MIDCAP 400 ETF TRUST | Exchange Traded Fund | 78467Y107 |  | 742057 | 1245 | SH |  | SOLE |  | 1245 | 0 | 0 |
| STEEL DYNAMICS INC | Common Stock | 858119100 |  | 2085455 | 14957 | SH |  | SOLE |  | 14957 | 0 | 0 |
| STRYKER CORP | Common Stock | 863667101 |  | 505709 | 1368 | SH |  | SOLE |  | 1368 | 0 | 0 |
| TJX COS INC | Common Stock | 872540109 |  | 283009 | 1958 | SH |  | SOLE |  | 1958 | 0 | 0 |
| UNITEDHEALTH GROUP INC | Common Stock | 91324P102 |  | 339775 | 984 | SH |  | SOLE |  | 984 | 0 | 0 |
| VANECK ETF TRUST | Exchange Traded Fund | 92189F676 |  | 268594 | 823 | SH |  | SOLE |  | 823 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | Exchange Traded Fund | 921932885 |  | 558192 | 5057 | SH |  | SOLE |  | 5057 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKET ETF | International Equity ETF | 921943858 |  | 369527 | 6167 | SH |  | SOLE |  | 6167 | 0 | 0 |
| VANGUARD FTSE EUROPE ETF | International Equity ETF | 922042874 |  | 219929 | 2756 | SH |  | SOLE |  | 2756 | 0 | 0 |
| VANGUARD INDEX FUNDS S 500 ETF USD | Exchange Traded Fund | 922908363 |  | 613605 | 1002 | SH |  | SOLE |  | 1002 | 0 | 0 |
| VANGUARD INTL HIGH DIV YLD ETF | International Equity ETF | 921946794 |  | 712836 | 8418 | SH |  | SOLE |  | 8418 | 0 | 0 |
| VANGUARD SMALL CAP VIPER ETF | Exchange Traded Fund | 922908751 |  | 1894132 | 7449 | SH |  | SOLE |  | 7285 | 45 | 119 |
| VANGUARD TOTAL BOND MARKET ETF | Fixed Income ETF | 921937835 |  | 576368 | 7750 | SH |  | SOLE |  | 7750 | 0 | 0 |
| VANGUARD VALUE ETF | Exchange Traded Fund | 922908744 |  | 14519925 | 77859 | SH |  | SOLE |  | 77185 | 0 | 674 |
| VERIZON COMMUNICATIONS INC | Common Stock | 92343V104 |  | 245988 | 5597 | SH |  | SOLE |  | 5282 | 315 | 0 |
| VISA INC | Common Stock | 92826C839 |  | 803609 | 2354 | SH |  | SOLE |  | 2354 | 0 | 0 |
| WAL-MART STORES INC | Common Stock | 931142103 |  | 579403 | 5622 | SH |  | SOLE |  | 5622 | 0 | 0 |
| WALT DISNEY COMPANY | Common Stock | 254687106 |  | 218352 | 1907 | SH |  | SOLE |  | 1907 | 0 | 0 |
| WASTE MANAGEMENT INC. | Common Stock | 94106L109 |  | 422669 | 1914 | SH |  | SOLE |  | 1744 | 170 | 0 |
| WELLS FARGO  CO NEW | Common Stock | 949746101 |  | 540555 | 6449 | SH |  | SOLE |  | 6449 | 0 | 0 |

---