# EDGAR Filing Document

**Accession Number:** 0001906967
**File Stem:** 0001906967-26-000003
**Filing Date:** 2026-1
**Character Count:** 18500
**Document Hash:** 715f638430d9168e0935aad8a639d54f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001906967-26-000003.hdr.sgml**: 20260123

**ACCESSION NUMBER**: 0001906967-26-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20260123

**DATE AS OF CHANGE**: 20260123

**EFFECTIVENESS DATE**: 20260123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Evolution Advisers, Inc.
- **CENTRAL INDEX KEY:** 0001906967

**ORGANIZATION NAME:**
- **EIN:** 264173823
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21683
- **FILM NUMBER:** 26556288

**BUSINESS ADDRESS:**
- **STREET 1:** 2917 WEST LEIGH STREET
- **CITY:** RICHMOND
- **STATE:** VA
- **ZIP:** 23230
- **BUSINESS PHONE:** 804-794-1981

**MAIL ADDRESS:**
- **STREET 1:** 2917 WEST LEIGH STREET
- **CITY:** RICHMOND
- **STATE:** VA
- **ZIP:** 23230

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Evolution Advisers Inc.<br>**Address:** 2917 WEST LEIGH STREET<br>RICHMOND, VA 23230

**Form 13F File Number:** 028-21683

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cindi Hill<br>**Title:** Filing Agent<br>**Phone:** 6197955986

**Signature, Place, and Date of Signing:**

Cindi Hill  San Diego, CA  01-23-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 161

**Form 13F Information Table Value Total:** $222390

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 46 | 192 | SH |  | SOLE |  | 0 | 0 | 192 |
| ACUSHNET HLDGS CORP | COM | 005098108 |  | 8 | 103 | SH |  | SOLE |  | 0 | 0 | 103 |
| ADOBE INC | COM | 00724F101 |  | 20 | 60 | SH |  | SOLE |  | 0 | 0 | 60 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 332 | 1359 | SH |  | SOLE |  | 0 | 0 | 1359 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 147 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 18 | 274 | SH |  | SOLE |  | 0 | 0 | 274 |
| AMAZON COM INC | COM | 023135106 |  | 228 | 1035 | SH |  | SOLE |  | 0 | 0 | 1035 |
| AMENTUM HOLDINGS INC | COM | 023939101 |  | 16 | 636 | SH |  | SOLE |  | 0 | 0 | 636 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 10 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| AMGEN INC | COM | 031162100 |  | 59 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| APPLE INC | COM | 037833100 |  | 1384 | 5419 | SH |  | SOLE |  | 0 | 0 | 5419 |
| APPLIED MATLS INC | COM | 038222105 |  | 0 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 6 | 318 | SH |  | SOLE |  | 0 | 0 | 318 |
| AT INC | COM | 00206R102 |  | 13 | 494 | SH |  | SOLE |  | 0 | 0 | 494 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 51 | 176 | SH |  | SOLE |  | 0 | 0 | 176 |
| BANK AMERICA CORP | COM | 060505104 |  | 6 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 450 | 905 | SH |  | SOLE |  | 0 | 0 | 905 |
| BROADCOM INC | COM | 11135F101 |  | 150 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 1 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 85 | 398 | SH |  | SOLE |  | 0 | 0 | 398 |
| CHEVRON CORP NEW | COM | 166764100 |  | 15 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 24 | 278 | SH |  | SOLE |  | 0 | 0 | 278 |
| CINTAS CORP | COM | 172908105 |  | 36 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| CISCO SYS INC | COM | 17275R102 |  | 99 | 1449 | SH |  | SOLE |  | 0 | 0 | 1449 |
| COCA COLA CO | COM | 191216100 |  | 0 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 81 | 232 | SH |  | SOLE |  | 0 | 0 | 232 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 25 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| CURTISS WRIGHT CORP | COM | 231561101 |  | 189 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| DANAHER CORPORATION | COM | 235851102 |  | 10 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 42 | 759 | SH |  | SOLE |  | 0 | 0 | 759 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 644 | 16680 | SH |  | SOLE |  | 0 | 0 | 16680 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 77 | 1699 | SH |  | SOLE |  | 0 | 0 | 1699 |
| DISNEY WALT CO | COM | 254687106 |  | 11 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 119 | 1967 | SH |  | SOLE |  | 0 | 0 | 1967 |
| EATON CORP PLC | SHS | G29183103 |  | 47 | 126 | SH |  | SOLE |  | 0 | 0 | 126 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 78 | 236 | SH |  | SOLE |  | 0 | 0 | 236 |
| ETFIS SER TR I | VIRTUS NEWFLEET | 26923G707 |  | 0 | 17 | SH |  | SOLE |  | 0 | 0 | 17 |
| EXELON CORP | COM | 30161N101 |  | 34 | 760 | SH |  | SOLE |  | 0 | 0 | 760 |
| EXTRA SPACE STORAGE INC | COM | 30225T102 |  | 7 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 554 | 4954 | SH |  | SOLE |  | 0 | 0 | 4954 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 0 | 17 | SH |  | SOLE |  | 0 | 0 | 17 |
| FIRST TR EXCHANGE-TRADED FD | WTR ETF | 33733B100 |  | 51 | 456 | SH |  | SOLE |  | 0 | 0 | 456 |
| FORD MTR CO | COM | 345370860 |  | 8 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| FORTINET INC | COM | 34959E109 |  | 33 | 390 | SH |  | SOLE |  | 0 | 0 | 390 |
| FRANKLIN TEMPLETON ETF TR | INTL COR DIV TIL | 35473P108 |  | 0 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| GE AEROSPACE | COM NEW | 369604301 |  | 28 | 95 | SH |  | SOLE |  | 0 | 0 | 95 |
| GE VERNOVA INC | COM | 36828A101 |  | 13 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| GENWORTH FINL INC | COM SHS | 37247D106 |  | 1075 | 121849 | SH |  | SOLE |  | 0 | 0 | 121849 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 2 | 17 | SH |  | SOLE |  | 0 | 0 | 17 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 151 | 355 | SH |  | SOLE |  | 0 | 0 | 355 |
| HERSHEY CO | COM | 427866108 |  | 72 | 381 | SH |  | SOLE |  | 0 | 0 | 381 |
| HOME DEPOT INC | COM | 437076102 |  | 174 | 440 | SH |  | SOLE |  | 0 | 0 | 440 |
| HONEYWELL INTL INC | COM | 438516106 |  | 28 | 136 | SH |  | SOLE |  | 0 | 0 | 136 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 28 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| INVESCO EXCHANGE TRADED FD T | AEROSPACE DEFN | 46137V100 |  | 32 | 206 | SH |  | SOLE |  | 0 | 0 | 206 |
| INVESCO EXCHANGE TRADED FD T | LARGE CAP VALUE | 46137V738 |  | 1580 | 24300 | SH |  | SOLE |  | 0 | 0 | 24300 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 |  | 2 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 15 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 19 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 42 | 822 | SH |  | SOLE |  | 0 | 0 | 822 |
| ISHARES TR | CORE S ETF | 464287200 |  | 67 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 37 | 565 | SH |  | SOLE |  | 0 | 0 | 565 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 52 | 444 | SH |  | SOLE |  | 0 | 0 | 444 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 60 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| ISHARES TR | GLOBAL 100 ETF | 464287572 |  | 2 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 0 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 14 | 71 | SH |  | SOLE |  | 0 | 0 | 71 |
| ISHARES TR | SELF DRIVNG EV | 46435U366 |  | 0 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 39 | 317 | SH |  | SOLE |  | 0 | 0 | 317 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 28 | 142 | SH |  | SOLE |  | 0 | 0 | 142 |
| JACOBS SOLUTIONS INC | COM | 46982L108 |  | 91 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 75 | 403 | SH |  | SOLE |  | 0 | 0 | 403 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 202 | 651 | SH |  | SOLE |  | 0 | 0 | 651 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 195 | 1567 | SH |  | SOLE |  | 0 | 0 | 1567 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 83 | 199 | SH |  | SOLE |  | 0 | 0 | 199 |
| LINDE PLC | SHS | G54950103 |  | 36 | 79 | SH |  | SOLE |  | 0 | 0 | 79 |
| LISTED FDS TR | ROUNDHILL BALL | 53656F417 |  | 12 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 65 | 132 | SH |  | SOLE |  | 0 | 0 | 132 |
| LOWES COS INC | COM | 548661107 |  | 129 | 522 | SH |  | SOLE |  | 0 | 0 | 522 |
| MARKEL GROUP INC | COM | 570535104 |  | 144 | 76 | SH |  | SOLE |  | 0 | 0 | 76 |
| MASTEC INC | COM | 576323109 |  | 3 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 117 | 205 | SH |  | SOLE |  | 0 | 0 | 205 |
| MCKESSON CORP | COM | 58155Q103 |  | 63 | 83 | SH |  | SOLE |  | 0 | 0 | 83 |
| MICROSOFT CORP | COM | 594918104 |  | 246 | 474 | SH |  | SOLE |  | 0 | 0 | 474 |
| NIKE INC | CL B | 654106103 |  | 0 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| NISOURCE INC | COM | 65473P105 |  | 255 | 5932 | SH |  | SOLE |  | 0 | 0 | 5932 |
| NUSHARES ETF TR | NUVEEN ESG EMRGN | 67092P888 |  | 2176 | 60485 | SH |  | SOLE |  | 0 | 0 | 60485 |
| NUSHARES ETF TR | NUVEEN ESG INTL | 67092P805 |  | 6907 | 182125 | SH |  | SOLE |  | 0 | 0 | 182125 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 3171 | 31911 | SH |  | SOLE |  | 0 | 0 | 31911 |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 |  | 2688 | 61270 | SH |  | SOLE |  | 0 | 0 | 61270 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 708 | 15985 | SH |  | SOLE |  | 0 | 0 | 15985 |
| NUSHARES ETF TR | NUVEEN ESG US | 67092P870 |  | 2733 | 121431 | SH |  | SOLE |  | 0 | 0 | 121431 |
| NUTRIEN LTD | COM | 67077M108 |  | 49 | 867 | SH |  | SOLE |  | 0 | 0 | 867 |
| OLD REP INTL CORP | COM | 680223104 |  | 328 | 7682 | SH |  | SOLE |  | 0 | 0 | 7682 |
| ORACLE CORP | COM | 68389X105 |  | 109 | 380 | SH |  | SOLE |  | 0 | 0 | 380 |
| PAYCHEX INC | COM | 704326107 |  | 34 | 275 | SH |  | SOLE |  | 0 | 0 | 275 |
| PEPSICO INC | COM | 713448108 |  | 75 | 526 | SH |  | SOLE |  | 0 | 0 | 526 |
| PHILLIPS 66 | COM | 718546104 |  | 50 | 373 | SH |  | SOLE |  | 0 | 0 | 373 |
| PPL CORP | COM | 69351T106 |  | 44 | 1223 | SH |  | SOLE |  | 0 | 0 | 1223 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 73 | 728 | SH |  | SOLE |  | 0 | 0 | 728 |
| RIVIAN AUTOMOTIVE INC | COM CL A | 76954A103 |  | 14 | 1006 | SH |  | SOLE |  | 0 | 0 | 1006 |
| SALESFORCE INC | COM | 79466L302 |  | 11 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 163 | 4857 | SH |  | SOLE |  | 0 | 0 | 4857 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 252 | 10747 | SH |  | SOLE |  | 0 | 0 | 10747 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 16 | 657 | SH |  | SOLE |  | 0 | 0 | 657 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1474 | 55773 | SH |  | SOLE |  | 0 | 0 | 55773 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 84 | 2618 | SH |  | SOLE |  | 0 | 0 | 2618 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 124 | 4191 | SH |  | SOLE |  | 0 | 0 | 4191 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 59 | 2144 | SH |  | SOLE |  | 0 | 0 | 2144 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 179 | 7636 | SH |  | SOLE |  | 0 | 0 | 7636 |
| SEI INVTS CO | COM | 784117103 |  | 73 | 873 | SH |  | SOLE |  | 0 | 0 | 873 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 119 | 179 | SH |  | SOLE |  | 0 | 0 | 179 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 32 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 0 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| STARBUCKS CORP | COM | 855244109 |  | 32 | 383 | SH |  | SOLE |  | 0 | 0 | 383 |
| STRYKER CORPORATION | COM | 863667101 |  | 109 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 5 | 74 | SH |  | SOLE |  | 0 | 0 | 74 |
| TCW ETF TRUST | HIGH YIELD BOND | 29287L874 |  | 69 | 2245 | SH |  | SOLE |  | 0 | 0 | 2245 |
| TELEDYNE TECHNOLOGIES INC | COM | 879360105 |  | 143 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| TESLA INC | COM | 88160R101 |  | 88 | 192 | SH |  | SOLE |  | 0 | 0 | 192 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 84 | 160 | SH |  | SOLE |  | 0 | 0 | 160 |
| TOTALENERGIES SE | SPONSORED ADS | 89151E109 |  | 25 | 424 | SH |  | SOLE |  | 0 | 0 | 424 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 116 | 74770 | SH |  | SOLE |  | 0 | 0 | 74770 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 41 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| UNION PAC CORP | COM | 907818108 |  | 479 | 2042 | SH |  | SOLE |  | 0 | 0 | 2042 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 6 | 79 | SH |  | SOLE |  | 0 | 0 | 79 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 26 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 7733 | 98704 | SH |  | SOLE |  | 0 | 0 | 98704 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 9239 | 129995 | SH |  | SOLE |  | 0 | 0 | 129995 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 17550 | 221979 | SH |  | SOLE |  | 0 | 0 | 221979 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 23183 | 468494 | SH |  | SOLE |  | 0 | 0 | 468494 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 104 | 498 | SH |  | SOLE |  | 0 | 0 | 498 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 33480 | 69481 | SH |  | SOLE |  | 0 | 0 | 69481 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 551 | 1785 | SH |  | SOLE |  | 0 | 0 | 1785 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 409 | 1394 | SH |  | SOLE |  | 0 | 0 | 1394 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 702 | 2389 | SH |  | SOLE |  | 0 | 0 | 2389 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1523 | 2479 | SH |  | SOLE |  | 0 | 0 | 2479 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 7880 | 30907 | SH |  | SOLE |  | 0 | 0 | 30907 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 198 | 39187 | SH |  | SOLE |  | 0 | 0 | 39187 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 23902 | 127912 | SH |  | SOLE |  | 0 | 0 | 127912 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 16 | 220 | SH |  | SOLE |  | 0 | 0 | 220 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 118 | 1649 | SH |  | SOLE |  | 0 | 0 | 1649 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 13785 | 252854 | SH |  | SOLE |  | 0 | 0 | 252854 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 284 | 2057 | SH |  | SOLE |  | 0 | 0 | 2057 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 790 | 15772 | SH |  | SOLE |  | 0 | 0 | 15772 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 9824 | 208527 | SH |  | SOLE |  | 0 | 0 | 208527 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 356 | 4454 | SH |  | SOLE |  | 0 | 0 | 4454 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 75 | 1086 | SH |  | SOLE |  | 0 | 0 | 1086 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 648 | 8770 | SH |  | SOLE |  | 0 | 0 | 8770 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 35422 | 586751 | SH |  | SOLE |  | 0 | 0 | 586751 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 1 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 236 | 1678 | SH |  | SOLE |  | 0 | 0 | 1678 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 23 | 199 | SH |  | SOLE |  | 0 | 0 | 199 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 6 | 157 | SH |  | SOLE |  | 0 | 0 | 157 |
| VISA INC | COM CL A | 92826C839 |  | 132 | 381 | SH |  | SOLE |  | 0 | 0 | 381 |
| WALMART INC | COM | 931142103 |  | 385 | 3779 | SH |  | SOLE |  | 0 | 0 | 3779 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 0 | 79 | SH |  | SOLE |  | 0 | 0 | 79 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 350 | 4334 | SH |  | SOLE |  | 0 | 0 | 4334 |
| WILLIAMS SONOMA INC | COM | 969904101 |  | 25 | 132 | SH |  | SOLE |  | 0 | 0 | 132 |

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