# EDGAR Filing Document

**Accession Number:** 0001748271
**File Stem:** 0001748271-26-000003
**Filing Date:** 2026-5
**Character Count:** 38966
**Document Hash:** ac5ac7a2a708a8631cde1c1b2f648bb9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001748271-26-000003.hdr.sgml**: 20260507

**ACCESSION NUMBER**: 0001748271-26-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260507

**DATE AS OF CHANGE**: 20260507

**EFFECTIVENESS DATE**: 20260507

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Facet Wealth, Inc.
- **CENTRAL INDEX KEY:** 0001748271

**ORGANIZATION NAME:**
- **EIN:** 813453207
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21141
- **FILM NUMBER:** 26952407

**BUSINESS ADDRESS:**
- **STREET 1:** 2054 VISTA PARKWAY, SUITE 400
- **CITY:** WEST PALM BEACH
- **STATE:** FL
- **ZIP:** 33411
- **BUSINESS PHONE:** 410-657-3257

**MAIL ADDRESS:**
- **STREET 1:** 2054 VISTA PARKWAY, SUITE 400
- **CITY:** WEST PALM BEACH
- **STATE:** FL
- **ZIP:** 33411

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** OneK Financial, Inc.
- **DATE OF NAME CHANGE:** 20180726

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Facet Wealth Inc.<br>**Address:** 2054 VISTA PARKWAY SUITE 400<br>WEST PALM BEACH, FL 33411

**Form 13F File Number:** 028-21141

**CRD Number (if applicable):** 000285961

**SEC File Number (if applicable):** 801-108767

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Chris Hufman<br>**Title:** CCO<br>**Phone:** 443-376-6235

**Signature, Place, and Date of Signing:**

Chris Hufman  West Palm Beach, FL  05-07-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 349

**Form 13F Information Table Value Total:** $5772385206

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 227713 | 1568 | SH |  | SOLE | 0 | 0 | 0 | 1568 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 428180 | 4170 | SH |  | SOLE | 0 | 0 | 0 | 4170 |
| ABBVIE INC | COM | 00287Y109 |  | 2482748 | 11415 | SH |  | SOLE | 0 | 0 | 0 | 11415 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 360293 | 1817 | SH |  | SOLE | 0 | 0 | 0 | 1817 |
| ADOBE INC | COM | 00724F101 |  | 260825 | 1073 | SH |  | SOLE | 0 | 0 | 0 | 1073 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 923652 | 4540 | SH |  | SOLE | 0 | 0 | 0 | 4540 |
| ALCOA CORP | COM | 013872106 |  | 215771 | 3253 | SH |  | SOLE | 0 | 0 | 0 | 3253 |
| ALLSTATE CORP | COM | 020002101 |  | 217816 | 1051 | SH |  | SOLE | 0 | 0 | 0 | 1051 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 5532807 | 19287 | SH |  | SOLE | 0 | 0 | 0 | 19287 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 6757809 | 23501 | SH |  | SOLE | 0 | 0 | 0 | 23501 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 519077 | 7866 | SH |  | SOLE | 0 | 0 | 0 | 7866 |
| AMAZON COM INC | COM | 023135106 |  | 7925743 | 38055 | SH |  | SOLE | 0 | 0 | 0 | 38055 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 307036 | 3619 | SH |  | SOLE | 0 | 0 | 0 | 3619 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 824990 | 7468 | SH |  | SOLE | 0 | 0 | 0 | 7468 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 2504446 | 22526 | SH |  | SOLE | 0 | 0 | 0 | 22526 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 204996 | 2544 | SH |  | SOLE | 0 | 0 | 0 | 2544 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 237124 | 1809 | SH |  | SOLE | 0 | 0 | 0 | 1809 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 847451 | 2802 | SH |  | SOLE | 0 | 0 | 0 | 2802 |
| AMGEN INC | COM | 031162100 |  | 727078 | 2066 | SH |  | SOLE | 0 | 0 | 0 | 2066 |
| AMPHENOL CORP | CL A | 032095101 |  | 519299 | 4110 | SH |  | SOLE | 0 | 0 | 0 | 4110 |
| ANALOG DEVICES INC | COM | 032654105 |  | 361112 | 1135 | SH |  | SOLE | 0 | 0 | 0 | 1135 |
| APPLE INC | COM | 037833100 |  | 36137347 | 142391 | SH |  | SOLE | 0 | 0 | 0 | 142391 |
| APPLIED MATLS INC | COM | 038222105 |  | 1397921 | 4090 | SH |  | SOLE | 0 | 0 | 0 | 4090 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 359377 | 2927 | SH |  | SOLE | 0 | 0 | 0 | 2927 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 745142 | 564 | SH |  | SOLE | 0 | 0 | 0 | 564 |
| ASTRAZENECA PLC | ORD | G0593M107 |  | 279264 | 1416 | SH |  | SOLE | 0 | 0 | 0 | 1416 |
| AT INC | COM | 00206R102 |  | 658037 | 22699 | SH |  | SOLE | 0 | 0 | 0 | 22699 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 307005 | 1511 | SH |  | SOLE | 0 | 0 | 0 | 1511 |
| BANK AMERICA CORP | COM | 060505104 |  | 1148692 | 23563 | SH |  | SOLE | 0 | 0 | 0 | 23563 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 200959 | 1694 | SH |  | SOLE | 0 | 0 | 0 | 1694 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3928347 | 8198 | SH |  | SOLE | 0 | 0 | 0 | 8198 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 718140 | 1 | SH |  | SOLE | 0 | 0 | 0 | 1 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 392151 | 6740 | SH |  | SOLE | 0 | 0 | 0 | 6740 |
| BLACKROCK INC | COM | 09290D101 |  | 512592 | 533 | SH |  | SOLE | 0 | 0 | 0 | 533 |
| BLACKSTONE INC | COM | 09260D107 |  | 332496 | 2892 | SH |  | SOLE | 0 | 0 | 0 | 2892 |
| BOEING CO | COM | 097023105 |  | 592512 | 2977 | SH |  | SOLE | 0 | 0 | 0 | 2977 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 353730 | 84 | SH |  | SOLE | 0 | 0 | 0 | 84 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 389252 | 6418 | SH |  | SOLE | 0 | 0 | 0 | 6418 |
| BROADCOM INC | COM | 11135F101 |  | 4719718 | 15249 | SH |  | SOLE | 0 | 0 | 0 | 15249 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 364993 | 8580 | SH |  | SOLE | 0 | 0 | 0 | 8580 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 280577 | 1538 | SH |  | SOLE | 0 | 0 | 0 | 1538 |
| CATERPILLAR INC | COM | 149123101 |  | 2387086 | 3369 | SH |  | SOLE | 0 | 0 | 0 | 3369 |
| CHEVRON CORPORATION | COM | 166764100 |  | 1374644 | 6644 | SH |  | SOLE | 0 | 0 | 0 | 6644 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 380910 | 1169 | SH |  | SOLE | 0 | 0 | 0 | 1169 |
| CIRRUS LOGIC INC | COM | 172755100 |  | 211434 | 1462 | SH |  | SOLE | 0 | 0 | 0 | 1462 |
| CISCO SYS INC | COM | 17275R102 |  | 1334238 | 17196 | SH |  | SOLE | 0 | 0 | 0 | 17196 |
| CITIGROUP INC | COM NEW | 172967424 |  | 698350 | 6158 | SH |  | SOLE | 0 | 0 | 0 | 6158 |
| CME GROUP INC | COM | 12572Q105 |  | 234803 | 795 | SH |  | SOLE | 0 | 0 | 0 | 795 |
| COCA COLA CO | COM | 191216100 |  | 938532 | 12341 | SH |  | SOLE | 0 | 0 | 0 | 12341 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 227182 | 7913 | SH |  | SOLE | 0 | 0 | 0 | 7913 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 795696 | 6028 | SH |  | SOLE | 0 | 0 | 0 | 6028 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 838867 | 3004 | SH |  | SOLE | 0 | 0 | 0 | 3004 |
| COPART INC | COM | 217204106 |  | 222042 | 6688 | SH |  | SOLE | 0 | 0 | 0 | 6688 |
| CORNING INC | COM | 219350105 |  | 265006 | 1949 | SH |  | SOLE | 0 | 0 | 0 | 1949 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 2594027 | 2603 | SH |  | SOLE | 0 | 0 | 0 | 2603 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 263920 | 676 | SH |  | SOLE | 0 | 0 | 0 | 676 |
| CSX CORP | COM | 126408103 |  | 219463 | 5346 | SH |  | SOLE | 0 | 0 | 0 | 5346 |
| CUMMINS INC | COM | 231021106 |  | 314593 | 585 | SH |  | SOLE | 0 | 0 | 0 | 585 |
| CVS HEALTH CORP | COM | 126650100 |  | 280313 | 3903 | SH |  | SOLE | 0 | 0 | 0 | 3903 |
| DANAHER CORP DEL | COM | 235851102 |  | 201355 | 1062 | SH |  | SOLE | 0 | 0 | 0 | 1062 |
| DEERE  CO | COM | 244199105 |  | 319954 | 568 | SH |  | SOLE | 0 | 0 | 0 | 568 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 402119 | 2450 | SH |  | SOLE | 0 | 0 | 0 | 2450 |
| DELTA AIR LINES INC | COM NEW | 247361702 |  | 428397 | 6444 | SH |  | SOLE | 0 | 0 | 0 | 6444 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 257520 | 1429 | SH |  | SOLE | 0 | 0 | 0 | 1429 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 344051 | 8149 | SH |  | SOLE | 0 | 0 | 0 | 8149 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 861415 | 12148 | SH |  | SOLE | 0 | 0 | 0 | 12148 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 331142 | 6274 | SH |  | SOLE | 0 | 0 | 0 | 6274 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 242302 | 7156 | SH |  | SOLE | 0 | 0 | 0 | 7156 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 288531 | 5954 | SH |  | SOLE | 0 | 0 | 0 | 5954 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 509676 | 11296 | SH |  | SOLE | 0 | 0 | 0 | 11296 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 1342419 | 34545 | SH |  | SOLE | 0 | 0 | 0 | 34545 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 477938 | 9982 | SH |  | SOLE | 0 | 0 | 0 | 9982 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 386886 | 10889 | SH |  | SOLE | 0 | 0 | 0 | 10889 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 544607 | 16032 | SH |  | SOLE | 0 | 0 | 0 | 16032 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 438105 | 11245 | SH |  | SOLE | 0 | 0 | 0 | 11245 |
| DISNEY WALT CO | COM | 254687106 |  | 476154 | 4940 | SH |  | SOLE | 0 | 0 | 0 | 4940 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 327897 | 2504 | SH |  | SOLE | 0 | 0 | 0 | 2504 |
| EATON CORP PLC | SHS | G29183103 |  | 647924 | 1812 | SH |  | SOLE | 0 | 0 | 0 | 1812 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 244739 | 836 | SH |  | SOLE | 0 | 0 | 0 | 836 |
| ELI LILLY  CO | COM | 532457108 |  | 2015539 | 2191 | SH |  | SOLE | 0 | 0 | 0 | 2191 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2644914 | 15589 | SH |  | SOLE | 0 | 0 | 0 | 15589 |
| FEDEX CORP | COM | 31428X106 |  | 210859 | 592 | SH |  | SOLE | 0 | 0 | 0 | 592 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 470571 | 5542 | SH |  | SOLE | 0 | 0 | 0 | 5542 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 280035 | 1346 | SH |  | SOLE | 0 | 0 | 0 | 1346 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 |  | 223498 | 6008 | SH |  | SOLE | 0 | 0 | 0 | 6008 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 392815 | 5753 | SH |  | SOLE | 0 | 0 | 0 | 5753 |
| FIRST TR EXCHANGE-TRADED FD | NASDQ CLN EDGE | 33737A108 |  | 354314 | 2166 | SH |  | SOLE | 0 | 0 | 0 | 2166 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 235950 | 5017 | SH |  | SOLE | 0 | 0 | 0 | 5017 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F722 |  | 306642 | 5427 | SH |  | SOLE | 0 | 0 | 0 | 5427 |
| FORTINET INC | COM | 34959E109 |  | 224975 | 2753 | SH |  | SOLE | 0 | 0 | 0 | 2753 |
| FREEPORT MCMORAN INC | CL B | 35671D857 |  | 396843 | 6751 | SH |  | SOLE | 0 | 0 | 0 | 6751 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1475036 | 5198 | SH |  | SOLE | 0 | 0 | 0 | 5198 |
| GE VERNOVA INC | COM | 36828A101 |  | 1232535 | 1412 | SH |  | SOLE | 0 | 0 | 0 | 1412 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 270211 | 787 | SH |  | SOLE | 0 | 0 | 0 | 787 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 397205 | 2850 | SH |  | SOLE | 0 | 0 | 0 | 2850 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 |  | 213002 | 4939 | SH |  | SOLE | 0 | 0 | 0 | 4939 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 373397 | 2984 | SH |  | SOLE | 0 | 0 | 0 | 2984 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1033800 | 1222 | SH |  | SOLE | 0 | 0 | 0 | 1222 |
| HOME DEPOT INC | COM | 437076102 |  | 1441562 | 4383 | SH |  | SOLE | 0 | 0 | 0 | 4383 |
| HONEYWELL INTL INC | COM | 438516106 |  | 378342 | 1674 | SH |  | SOLE | 0 | 0 | 0 | 1674 |
| HOWMET AEROSPACE INC | COM | 443201108 |  | 254197 | 1103 | SH |  | SOLE | 0 | 0 | 0 | 1103 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 303635 | 1167 | SH |  | SOLE | 0 | 0 | 0 | 1167 |
| INTEL CORP | COM | 458140100 |  | 428403 | 9708 | SH |  | SOLE | 0 | 0 | 0 | 9708 |
| INTERACTIVE BROKERS GROUP IN | COM CL A | 45841N107 |  | 213752 | 3187 | SH |  | SOLE | 0 | 0 | 0 | 3187 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1775444 | 7325 | SH |  | SOLE | 0 | 0 | 0 | 7325 |
| INTUIT | COM | 461202103 |  | 274561 | 635 | SH |  | SOLE | 0 | 0 | 0 | 635 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 603436 | 1309 | SH |  | SOLE | 0 | 0 | 0 | 1309 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 203752 | 11764 | SH |  | SOLE | 0 | 0 | 0 | 11764 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 246978 | 2203 | SH |  | SOLE | 0 | 0 | 0 | 2203 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 515873 | 2171 | SH |  | SOLE | 0 | 0 | 0 | 2171 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E743 |  | 318045 | 4550 | SH |  | SOLE | 0 | 0 | 0 | 4550 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 478457 | 2493 | SH |  | SOLE | 0 | 0 | 0 | 2493 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3092216 | 5357 | SH |  | SOLE | 0 | 0 | 0 | 5357 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 690053 | 7827 | SH |  | SOLE | 0 | 0 | 0 | 7827 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 549192 | 12078 | SH |  | SOLE | 0 | 0 | 0 | 12078 |
| ISHARES INC | MSCI EURZONE ETF | 464286608 |  | 240224 | 3835 | SH |  | SOLE | 0 | 0 | 0 | 3835 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 27384782 | 392613 | SH |  | SOLE | 0 | 0 | 0 | 392613 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 171098168 | 2175161 | SH |  | SOLE | 0 | 0 | 0 | 2175161 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 254571 | 3736 | SH |  | SOLE | 0 | 0 | 0 | 3736 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 148376046 | 1397796 | SH |  | SOLE | 0 | 0 | 0 | 1397796 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 287798 | 6231 | SH |  | SOLE | 0 | 0 | 0 | 6231 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 43215438 | 465985 | SH |  | SOLE | 0 | 0 | 0 | 465985 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 7811261 | 81691 | SH |  | SOLE | 0 | 0 | 0 | 81691 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 568898197 | 2965946 | SH |  | SOLE | 0 | 0 | 0 | 2965946 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 27510782 | 301092 | SH |  | SOLE | 0 | 0 | 0 | 301092 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 126258925 | 813996 | SH |  | SOLE | 0 | 0 | 0 | 813996 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 702068 | 1894 | SH |  | SOLE | 0 | 0 | 0 | 1894 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 436315 | 2405 | SH |  | SOLE | 0 | 0 | 0 | 2405 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 27775161 | 522876 | SH |  | SOLE | 0 | 0 | 0 | 522876 |
| ISHARES TR | US SML CAP EQT | 46434V290 |  | 245720 | 3255 | SH |  | SOLE | 0 | 0 | 0 | 3255 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 237611 | 2006 | SH |  | SOLE | 0 | 0 | 0 | 2006 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 358170 | 4134 | SH |  | SOLE | 0 | 0 | 0 | 4134 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 111965734 | 786111 | SH |  | SOLE | 0 | 0 | 0 | 786111 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 243421 | 4574 | SH |  | SOLE | 0 | 0 | 0 | 4574 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 124529619 | 1049997 | SH |  | SOLE | 0 | 0 | 0 | 1049997 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 374621 | 5338 | SH |  | SOLE | 0 | 0 | 0 | 5338 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 328718 | 3016 | SH |  | SOLE | 0 | 0 | 0 | 3016 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 89899849 | 1581074 | SH |  | SOLE | 0 | 0 | 0 | 1581074 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 260197 | 5079 | SH |  | SOLE | 0 | 0 | 0 | 5079 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 227937 | 916 | SH |  | SOLE | 0 | 0 | 0 | 916 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 686427 | 10165 | SH |  | SOLE | 0 | 0 | 0 | 10165 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 785297 | 3719 | SH |  | SOLE | 0 | 0 | 0 | 3719 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1160509 | 10260 | SH |  | SOLE | 0 | 0 | 0 | 10260 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 132296978 | 1461361 | SH |  | SOLE | 0 | 0 | 0 | 1461361 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1231558 | 3454 | SH |  | SOLE | 0 | 0 | 0 | 3454 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 606132 | 6234 | SH |  | SOLE | 0 | 0 | 0 | 6234 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 331479 | 3529 | SH |  | SOLE | 0 | 0 | 0 | 3529 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 11079578 | 233009 | SH |  | SOLE | 0 | 0 | 0 | 233009 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 702982 | 5655 | SH |  | SOLE | 0 | 0 | 0 | 5655 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 5740122 | 30277 | SH |  | SOLE | 0 | 0 | 0 | 30277 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 12832208 | 90738 | SH |  | SOLE | 0 | 0 | 0 | 90738 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 14282157 | 143872 | SH |  | SOLE | 0 | 0 | 0 | 143872 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 309878 | 3708 | SH |  | SOLE | 0 | 0 | 0 | 3708 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 35427867 | 699741 | SH |  | SOLE | 0 | 0 | 0 | 699741 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 404691 | 1894 | SH |  | SOLE | 0 | 0 | 0 | 1894 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 211986 | 645 | SH |  | SOLE | 0 | 0 | 0 | 645 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 305655 | 2870 | SH |  | SOLE | 0 | 0 | 0 | 2870 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1120796 | 10064 | SH |  | SOLE | 0 | 0 | 0 | 10064 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 328785 | 3385 | SH |  | SOLE | 0 | 0 | 0 | 3385 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 224818 | 2356 | SH |  | SOLE | 0 | 0 | 0 | 2356 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 630249 | 4771 | SH |  | SOLE | 0 | 0 | 0 | 4771 |
| ISHARES TR | MBS ETF | 464288588 |  | 656484 | 6914 | SH |  | SOLE | 0 | 0 | 0 | 6914 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 2801216 | 121067 | SH |  | SOLE | 0 | 0 | 0 | 121067 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1398592 | 3280 | SH |  | SOLE | 0 | 0 | 0 | 3280 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2390323 | 9638 | SH |  | SOLE | 0 | 0 | 0 | 9638 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 407809 | 7181 | SH |  | SOLE | 0 | 0 | 0 | 7181 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 636816 | 8565 | SH |  | SOLE | 0 | 0 | 0 | 8565 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 312344 | 3603 | SH |  | SOLE | 0 | 0 | 0 | 3603 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 424062 | 1767 | SH |  | SOLE | 0 | 0 | 0 | 1767 |
| ISHARES TR | CORE S ETF | 464287200 |  | 7761399 | 11882 | SH |  | SOLE | 0 | 0 | 0 | 11882 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 208752 | 3683 | SH |  | SOLE | 0 | 0 | 0 | 3683 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 77739914 | 1267774 | SH |  | SOLE | 0 | 0 | 0 | 1267774 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN INT EQ | 46641Q209 |  | 253899 | 3564 | SH |  | SOLE | 0 | 0 | 0 | 3564 |
| JACKSON FINANCIAL INC | COM CL A | 46817M107 |  | 211440 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 8506083 | 168872 | SH |  | SOLE | 0 | 0 | 0 | 168872 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2269625 | 9285 | SH |  | SOLE | 0 | 0 | 0 | 9285 |
| JOHNSON CONTROLS INTERNATION | SHS | G51502105 |  | 408040 | 3116 | SH |  | SOLE | 0 | 0 | 0 | 3116 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 3051837 | 10375 | SH |  | SOLE | 0 | 0 | 0 | 10375 |
| KENVUE INC | COM | 49177J102 |  | 510838 | 29631 | SH |  | SOLE | 0 | 0 | 0 | 29631 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 272465 | 8126 | SH |  | SOLE | 0 | 0 | 0 | 8126 |
| KLA CORP | COM NEW | 482480100 |  | 371047 | 252 | SH |  | SOLE | 0 | 0 | 0 | 252 |
| KONINKLIJKE PHILIPS N V | NY REGIS SHS NEW | 500472303 |  | 247970 | 9050 | SH |  | SOLE | 0 | 0 | 0 | 9050 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 314750 | 912 | SH |  | SOLE | 0 | 0 | 0 | 912 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 541842 | 2536 | SH |  | SOLE | 0 | 0 | 0 | 2536 |
| LINDE PLC | SHS | G54950103 |  | 295969 | 597 | SH |  | SOLE | 0 | 0 | 0 | 597 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 510333 | 844 | SH |  | SOLE | 0 | 0 | 0 | 844 |
| LOWES COS INC | COM | 548661107 |  | 876429 | 3709 | SH |  | SOLE | 0 | 0 | 0 | 3709 |
| MANHATTAN ASSOCIATES INC | COM | 562750109 |  | 537405 | 4037 | SH |  | SOLE | 0 | 0 | 0 | 4037 |
| MARATHON PETE CORP | COM | 56585A102 |  | 434152 | 1778 | SH |  | SOLE | 0 | 0 | 0 | 1778 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 435457 | 1331 | SH |  | SOLE | 0 | 0 | 0 | 1331 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 230291 | 2325 | SH |  | SOLE | 0 | 0 | 0 | 2325 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1324599 | 2651 | SH |  | SOLE | 0 | 0 | 0 | 2651 |
| MCDONALDS CORP | COM | 580135101 |  | 754219 | 2427 | SH |  | SOLE | 0 | 0 | 0 | 2427 |
| MCKESSON CORP | COM | 58155Q103 |  | 417969 | 483 | SH |  | SOLE | 0 | 0 | 0 | 483 |
| MEDICAL PROPERTIES TRUST INC | COM | 58463J304 |  | 66135 | 14284 | SH |  | SOLE | 0 | 0 | 0 | 14284 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 223037 | 2574 | SH |  | SOLE | 0 | 0 | 0 | 2574 |
| MERCK  CO INC | COM | 58933Y105 |  | 1245362 | 10353 | SH |  | SOLE | 0 | 0 | 0 | 10353 |
| META PLATFORMS INC | CL A | 30303M102 |  | 8879052 | 15519 | SH |  | SOLE | 0 | 0 | 0 | 15519 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 780410 | 2310 | SH |  | SOLE | 0 | 0 | 0 | 2310 |
| MICROSOFT CORP | COM | 594918104 |  | 11480020 | 31013 | SH |  | SOLE | 0 | 0 | 0 | 31013 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 834699 | 5072 | SH |  | SOLE | 0 | 0 | 0 | 5072 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 321572 | 741 | SH |  | SOLE | 0 | 0 | 0 | 741 |
| NEOS ETF TRUST | NEOS S 500 HI | 78433H303 |  | 257020 | 5206 | SH |  | SOLE | 0 | 0 | 0 | 5206 |
| NETFLIX INC. | COM | 64110L106 |  | 2682764 | 27902 | SH |  | SOLE | 0 | 0 | 0 | 27902 |
| NEWMONT CORP | COM | 651639106 |  | 538786 | 4977 | SH |  | SOLE | 0 | 0 | 0 | 4977 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 917371 | 9877 | SH |  | SOLE | 0 | 0 | 0 | 9877 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 230597 | 338 | SH |  | SOLE | 0 | 0 | 0 | 338 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 17555245 | 100661 | SH |  | SOLE | 0 | 0 | 0 | 100661 |
| ORACLE CORP | COM | 68389X105 |  | 643312 | 4373 | SH |  | SOLE | 0 | 0 | 0 | 4373 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 269383 | 4306 | SH |  | SOLE | 0 | 0 | 0 | 4306 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1131393 | 7734 | SH |  | SOLE | 0 | 0 | 0 | 7734 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 485000 | 3025 | SH |  | SOLE | 0 | 0 | 0 | 3025 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 352725 | 394 | SH |  | SOLE | 0 | 0 | 0 | 394 |
| PARSONS CORP DEL | COM | 70202L102 |  | 924519 | 17067 | SH |  | SOLE | 0 | 0 | 0 | 17067 |
| PEPSICO INC | COM | 713448108 |  | 592707 | 3817 | SH |  | SOLE | 0 | 0 | 0 | 3817 |
| PFIZER INC | COM | 717081103 |  | 417944 | 14884 | SH |  | SOLE | 0 | 0 | 0 | 14884 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 643503 | 3892 | SH |  | SOLE | 0 | 0 | 0 | 3892 |
| PHILLIPS 66 | COM | 718546104 |  | 279828 | 1536 | SH |  | SOLE | 0 | 0 | 0 | 1536 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 303603 | 1459 | SH |  | SOLE | 0 | 0 | 0 | 1459 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 677135 | 4688 | SH |  | SOLE | 0 | 0 | 0 | 4688 |
| PROGRESSIVE CORP | COM | 743315103 |  | 272382 | 1374 | SH |  | SOLE | 0 | 0 | 0 | 1374 |
| PROLOGIS INC. | COM | 74340W103 |  | 266607 | 2017 | SH |  | SOLE | 0 | 0 | 0 | 2017 |
| QUALCOMM INC | COM | 747525103 |  | 346418 | 2690 | SH |  | SOLE | 0 | 0 | 0 | 2690 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 217449 | 8325 | SH |  | SOLE | 0 | 0 | 0 | 8325 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 |  | 347277 | 1262 | SH |  | SOLE | 0 | 0 | 0 | 1262 |
| RTX CORPORATION | COM | 75513E101 |  | 1218029 | 6314 | SH |  | SOLE | 0 | 0 | 0 | 6314 |
| SALESFORCE INC | COM | 79466L302 |  | 485529 | 2601 | SH |  | SOLE | 0 | 0 | 0 | 2601 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 486474 | 5176 | SH |  | SOLE | 0 | 0 | 0 | 5176 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 368966 | 17169 | SH |  | SOLE | 0 | 0 | 0 | 17169 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 744948 | 24425 | SH |  | SOLE | 0 | 0 | 0 | 24425 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 464769 | 14105 | SH |  | SOLE | 0 | 0 | 0 | 14105 |
| SCHWAB STRATEGIC TR | 5 10YR CORP BD | 808524698 |  | 370614 | 16341 | SH |  | SOLE | 0 | 0 | 0 | 16341 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 31368716 | 1249750 | SH |  | SOLE | 0 | 0 | 0 | 1249750 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1216030 | 41817 | SH |  | SOLE | 0 | 0 | 0 | 41817 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 568126 | 11611 | SH |  | SOLE | 0 | 0 | 0 | 11611 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 38938549 | 1336716 | SH |  | SOLE | 0 | 0 | 0 | 1336716 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1623692 | 52923 | SH |  | SOLE | 0 | 0 | 0 | 52923 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 |  | 233979 | 5047 | SH |  | SOLE | 0 | 0 | 0 | 5047 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 556988 | 22360 | SH |  | SOLE | 0 | 0 | 0 | 22360 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 298486 | 9204 | SH |  | SOLE | 0 | 0 | 0 | 9204 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1677927 | 65442 | SH |  | SOLE | 0 | 0 | 0 | 65442 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 7935845 | 320640 | SH |  | SOLE | 0 | 0 | 0 | 320640 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 997058 | 35801 | SH |  | SOLE | 0 | 0 | 0 | 35801 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 652051 | 24504 | SH |  | SOLE | 0 | 0 | 0 | 24504 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 294555 | 2657 | SH |  | SOLE | 0 | 0 | 0 | 2657 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 322328 | 1993 | SH |  | SOLE | 0 | 0 | 0 | 1993 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 342188 | 2334 | SH |  | SOLE | 0 | 0 | 0 | 2334 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 217350 | 3548 | SH |  | SOLE | 0 | 0 | 0 | 3548 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 231842 | 4696 | SH |  | SOLE | 0 | 0 | 0 | 4696 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 875678 | 6589 | SH |  | SOLE | 0 | 0 | 0 | 6589 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 255885 | 2348 | SH |  | SOLE | 0 | 0 | 0 | 2348 |
| SERVICENOW INC | COM | 81762P102 |  | 208368 | 1993 | SH |  | SOLE | 0 | 0 | 0 | 1993 |
| SHELL PLC | SPON ADS | 780259305 |  | 241521 | 2597 | SH |  | SOLE | 0 | 0 | 0 | 2597 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 1024758 | 8639 | SH |  | SOLE | 0 | 0 | 0 | 8639 |
| SOUTHERN CO | COM | 842587107 |  | 289657 | 3001 | SH |  | SOLE | 0 | 0 | 0 | 3001 |
| SOUTHERN COPPER CORP | COM | 84265V105 |  | 201826 | 1173 | SH |  | SOLE | 0 | 0 | 0 | 1173 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 558516 | 1298 | SH |  | SOLE | 0 | 0 | 0 | 1298 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 63404363 | 1388924 | SH |  | SOLE | 0 | 0 | 0 | 1388924 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 17483854 | 372711 | SH |  | SOLE | 0 | 0 | 0 | 372711 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 3284861 | 34731 | SH |  | SOLE | 0 | 0 | 0 | 34731 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 49865899 | 881334 | SH |  | SOLE | 0 | 0 | 0 | 881334 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 8572487 | 334601 | SH |  | SOLE | 0 | 0 | 0 | 334601 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 153033103 | 2584146 | SH |  | SOLE | 0 | 0 | 0 | 2584146 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R200 |  | 36555565 | 1187640 | SH |  | SOLE | 0 | 0 | 0 | 1187640 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R788 |  | 204658 | 4496 | SH |  | SOLE | 0 | 0 | 0 | 4496 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 413180 | 4220 | SH |  | SOLE | 0 | 0 | 0 | 4220 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R721 |  | 855858 | 18876 | SH |  | SOLE | 0 | 0 | 0 | 18876 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R796 |  | 582959 | 10993 | SH |  | SOLE | 0 | 0 | 0 | 10993 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 229681 | 8014 | SH |  | SOLE | 0 | 0 | 0 | 8014 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 14355355 | 181575 | SH |  | SOLE | 0 | 0 | 0 | 181575 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 2359364 | 30825 | SH |  | SOLE | 0 | 0 | 0 | 30825 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 |  | 222745 | 459 | SH |  | SOLE | 0 | 0 | 0 | 459 |
| STARBUCKS CORP | COM | 855244109 |  | 337299 | 3765 | SH |  | SOLE | 0 | 0 | 0 | 3765 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 579371 | 1251 | SH |  | SOLE | 0 | 0 | 0 | 1251 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 5230686 | 8043 | SH |  | SOLE | 0 | 0 | 0 | 8043 |
| SYSCO CORP | COM | 871829107 |  | 785557 | 11013 | SH |  | SOLE | 0 | 0 | 0 | 11013 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 1028382 | 3043 | SH |  | SOLE | 0 | 0 | 0 | 3043 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 |  | 313040 | 1585 | SH |  | SOLE | 0 | 0 | 0 | 1585 |
| TELEDYNE TECHNOLOGIES INC | COM | 879360105 |  | 404752 | 669 | SH |  | SOLE | 0 | 0 | 0 | 669 |
| TESLA INC | COM | 88160R101 |  | 4310462 | 11595 | SH |  | SOLE | 0 | 0 | 0 | 11595 |
| TEXAS INSTRS INC | COM | 882508104 |  | 275096 | 1417 | SH |  | SOLE | 0 | 0 | 0 | 1417 |
| THE CIGNA GROUP | COM | 125523100 |  | 363314 | 1362 | SH |  | SOLE | 0 | 0 | 0 | 1362 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 404529 | 823 | SH |  | SOLE | 0 | 0 | 0 | 823 |
| TJX COS INC NEW | COM | 872540109 |  | 550509 | 3447 | SH |  | SOLE | 0 | 0 | 0 | 3447 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 246686 | 592 | SH |  | SOLE | 0 | 0 | 0 | 592 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 258422 | 886 | SH |  | SOLE | 0 | 0 | 0 | 886 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 338017 | 7353 | SH |  | SOLE | 0 | 0 | 0 | 7353 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 423911 | 5893 | SH |  | SOLE | 0 | 0 | 0 | 5893 |
| UNION PAC CORP | COM | 907818108 |  | 504892 | 2081 | SH |  | SOLE | 0 | 0 | 0 | 2081 |
| UNITED BANKSHARES INC WEST V | COM | 909907107 |  | 349792 | 8445 | SH |  | SOLE | 0 | 0 | 0 | 8445 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 573829 | 2121 | SH |  | SOLE | 0 | 0 | 0 | 2121 |
| US BANCORP | COM NEW | 902973304 |  | 211629 | 4069 | SH |  | SOLE | 0 | 0 | 0 | 4069 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 252269 | 1021 | SH |  | SOLE | 0 | 0 | 0 | 1021 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 540211 | 1409 | SH |  | SOLE | 0 | 0 | 0 | 1409 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 223087 | 2307 | SH |  | SOLE | 0 | 0 | 0 | 2307 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 305610 | 750 | SH |  | SOLE | 0 | 0 | 0 | 750 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 757754 | 9664 | SH |  | SOLE | 0 | 0 | 0 | 9664 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 523854550 | 7113723 | SH |  | SOLE | 0 | 0 | 0 | 7113723 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 883981 | 18397 | SH |  | SOLE | 0 | 0 | 0 | 18397 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 1734277 | 8427 | SH |  | SOLE | 0 | 0 | 0 | 8427 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 25406968 | 88471 | SH |  | SOLE | 0 | 0 | 0 | 88471 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 686270 | 3724 | SH |  | SOLE | 0 | 0 | 0 | 3724 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 15576550 | 35661 | SH |  | SOLE | 0 | 0 | 0 | 35661 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 320137 | 1071 | SH |  | SOLE | 0 | 0 | 0 | 1071 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 312284452 | 1591664 | SH |  | SOLE | 0 | 0 | 0 | 1591664 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 6661006 | 30661 | SH |  | SOLE | 0 | 0 | 0 | 30661 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 715833712 | 2231332 | SH |  | SOLE | 0 | 0 | 0 | 2231332 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 18236324 | 30518 | SH |  | SOLE | 0 | 0 | 0 | 30518 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1154005 | 4406 | SH |  | SOLE | 0 | 0 | 0 | 4406 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 219736 | 727 | SH |  | SOLE | 0 | 0 | 0 | 727 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1206367 | 13601 | SH |  | SOLE | 0 | 0 | 0 | 13601 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 352574 | 2549 | SH |  | SOLE | 0 | 0 | 0 | 2549 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 215360 | 4845 | SH |  | SOLE | 0 | 0 | 0 | 4845 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 201896776 | 3735371 | SH |  | SOLE | 0 | 0 | 0 | 3735371 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 490461 | 5950 | SH |  | SOLE | 0 | 0 | 0 | 5950 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 5659236 | 75356 | SH |  | SOLE | 0 | 0 | 0 | 75356 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 732965 | 5028 | SH |  | SOLE | 0 | 0 | 0 | 5028 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 131659128 | 2638988 | SH |  | SOLE | 0 | 0 | 0 | 2638988 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 35472752 | 605958 | SH |  | SOLE | 0 | 0 | 0 | 605958 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 33476540 | 604760 | SH |  | SOLE | 0 | 0 | 0 | 604760 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 223963 | 4770 | SH |  | SOLE | 0 | 0 | 0 | 4770 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 5953784 | 54278 | SH |  | SOLE | 0 | 0 | 0 | 54278 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 165502790 | 2000034 | SH |  | SOLE | 0 | 0 | 0 | 2000034 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 700129 | 11757 | SH |  | SOLE | 0 | 0 | 0 | 11757 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 2568383 | 11943 | SH |  | SOLE | 0 | 0 | 0 | 11943 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 3694196 | 47908 | SH |  | SOLE | 0 | 0 | 0 | 47908 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 894096430 | 13952816 | SH |  | SOLE | 0 | 0 | 0 | 13952816 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 701038 | 4734 | SH |  | SOLE | 0 | 0 | 0 | 4734 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 372154 | 3949 | SH |  | SOLE | 0 | 0 | 0 | 3949 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 119973153 | 326511 | SH |  | SOLE | 0 | 0 | 0 | 326511 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 40344554 | 359353 | SH |  | SOLE | 0 | 0 | 0 | 359353 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 836659 | 3072 | SH |  | SOLE | 0 | 0 | 0 | 3072 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 22670838 | 316058 | SH |  | SOLE | 0 | 0 | 0 | 316058 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 839415 | 1203 | SH |  | SOLE | 0 | 0 | 0 | 1203 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 230115 | 1310 | SH |  | SOLE | 0 | 0 | 0 | 1310 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 498953 | 9939 | SH |  | SOLE | 0 | 0 | 0 | 9939 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 275069 | 616 | SH |  | SOLE | 0 | 0 | 0 | 616 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 241309 | 963 | SH |  | SOLE | 0 | 0 | 0 | 963 |
| VISA INC | COM CL A | 92826C839 |  | 1562279 | 5169 | SH |  | SOLE | 0 | 0 | 0 | 5169 |
| WALMART INC | COM | 931142103 |  | 3215546 | 25873 | SH |  | SOLE | 0 | 0 | 0 | 25873 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 296543 | 1290 | SH |  | SOLE | 0 | 0 | 0 | 1290 |
| WELLS FARGO  CO | COM | 949746101 |  | 623904 | 7837 | SH |  | SOLE | 0 | 0 | 0 | 7837 |
| WELLTOWER INC | COM | 95040Q104 |  | 418721 | 2118 | SH |  | SOLE | 0 | 0 | 0 | 2118 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 201786 | 746 | SH |  | SOLE | 0 | 0 | 0 | 746 |
| WILLIAMS COS INC | COM | 969457100 |  | 297670 | 4090 | SH |  | SOLE | 0 | 0 | 0 | 4090 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 371434 | 4158 | SH |  | SOLE | 0 | 0 | 0 | 4158 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 279368 | 3014 | SH |  | SOLE | 0 | 0 | 0 | 3014 |
| WYNN RESORTS LTD | COM | 983134107 |  | 210716 | 2075 | SH |  | SOLE | 0 | 0 | 0 | 2075 |
| ZOOM COMMUNICATIONS INC | CL A | 98980L101 |  | 208290 | 2591 | SH |  | SOLE | 0 | 0 | 0 | 2591 |

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