# EDGAR Filing Document

**Accession Number:** 0001989744
**File Stem:** 0001989744-26-000002
**Filing Date:** 2026-4
**Character Count:** 15173
**Document Hash:** ddfdc2f4c25b298d786f16f5868b5fc0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001989744-26-000002.hdr.sgml**: 20260410

**ACCESSION NUMBER**: 0001989744-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260410

**DATE AS OF CHANGE**: 20260410

**EFFECTIVENESS DATE**: 20260410

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PFW Advisors LLC
- **CENTRAL INDEX KEY:** 0001989744

**ORGANIZATION NAME:**
- **EIN:** 464031951
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23359
- **FILM NUMBER:** 26853495

**BUSINESS ADDRESS:**
- **STREET 1:** 3350 RIVERWOOD PARKWAY
- **STREET 2:** SUITE 650
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30339
- **BUSINESS PHONE:** 4048480950

**MAIL ADDRESS:**
- **STREET 1:** 3350 RIVERWOOD PARKWAY
- **STREET 2:** SUITE 650
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30339

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PFW Advisors LLC<br>**Address:** 3350 RIVERWOOD PARKWAY<br>SUITE 650<br>ATLANTA, GA 30339

**Form 13F File Number:** 028-23359

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Thomas Healy<br>**Title:** Portfolio Manager<br>**Phone:** (404) 848-0950

**Signature, Place, and Date of Signing:**

THOMAS HEALY  ATLANTA, GA  04-10-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 118

**Form 13F Information Table Value Total:** $317932465

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 1985022 | 19334 | SH |  | SOLE | 0 | 0 | 0 | 19334 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 1718381 | 8666 | SH |  | SOLE | 0 | 0 | 0 | 8666 |
| ACUSHNET HLDGS CORP | COM | 005098108 |  | 306054 | 3274 | SH |  | SOLE | 0 | 0 | 0 | 3274 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 395468 | 1944 | SH |  | SOLE | 0 | 0 | 0 | 1944 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1104698 | 3851 | SH |  | SOLE | 0 | 0 | 0 | 3851 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2105514 | 7322 | SH |  | SOLE | 0 | 0 | 0 | 7322 |
| AMAZON COM INC | COM | 023135106 |  | 1505167 | 7227 | SH |  | SOLE | 0 | 0 | 0 | 7227 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 1910431 | 14038 | SH |  | SOLE | 0 | 0 | 0 | 14038 |
| AMGEN INC | COM | 031162100 |  | 1206846 | 3430 | SH |  | SOLE | 0 | 0 | 0 | 3430 |
| ANALOG DEVICES INC | COM | 032654105 |  | 1481578 | 4657 | SH |  | SOLE | 0 | 0 | 0 | 4657 |
| AON PLC | SHS CL A | G0403H108 |  | 929284 | 2879 | SH |  | SOLE | 0 | 0 | 0 | 2879 |
| APPLE INC | COM | 037833100 |  | 5957720 | 23475 | SH |  | SOLE | 0 | 0 | 0 | 23475 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 300490 | 755 | SH |  | SOLE | 0 | 0 | 0 | 755 |
| BANCO SANTANDER SA | ADR | 05964H105 |  | 365404 | 32394 | SH |  | SOLE | 0 | 0 | 0 | 32394 |
| BANK AMERICA CORP | COM | 060505104 |  | 899531 | 18452 | SH |  | SOLE | 0 | 0 | 0 | 18452 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 676630 | 1412 | SH |  | SOLE | 0 | 0 | 0 | 1412 |
| BLACKROCK INC | COM | 09290D101 |  | 2132111 | 2217 | SH |  | SOLE | 0 | 0 | 0 | 2217 |
| BROADCOM INC | COM | 11135F101 |  | 1895749 | 6125 | SH |  | SOLE | 0 | 0 | 0 | 6125 |
| CATERPILLAR INC | COM | 149123101 |  | 225999 | 319 | SH |  | SOLE | 0 | 0 | 0 | 319 |
| CENCORA INC | COM | 03073E105 |  | 612573 | 1950 | SH |  | SOLE | 0 | 0 | 0 | 1950 |
| CHEVRON CORPORATION | COM | 166764100 |  | 218665 | 1057 | SH |  | SOLE | 0 | 0 | 0 | 1057 |
| CISCO SYS INC | COM | 17275R102 |  | 2752505 | 35475 | SH |  | SOLE | 0 | 0 | 0 | 35475 |
| COCA COLA CO | COM | 191216100 |  | 34458939 | 453109 | SH |  | SOLE | 0 | 0 | 0 | 453109 |
| COMMERCE BANCSHARES INC | COM | 200525103 |  | 1057652 | 21497 | SH |  | SOLE | 0 | 0 | 0 | 21497 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 243408 | 1844 | SH |  | SOLE | 0 | 0 | 0 | 1844 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 2031721 | 2039 | SH |  | SOLE | 0 | 0 | 0 | 2039 |
| ECOLAB INC | COM | 278865100 |  | 1267319 | 4764 | SH |  | SOLE | 0 | 0 | 0 | 4764 |
| ELI LILLY  CO | COM | 532457108 |  | 1712612 | 1862 | SH |  | SOLE | 0 | 0 | 0 | 1862 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 649713 | 880 | SH |  | SOLE | 0 | 0 | 0 | 880 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 328732 | 1938 | SH |  | SOLE | 0 | 0 | 0 | 1938 |
| FEDERAL RLTY INVT TR NEW | SH BEN INT NEW | 313745101 |  | 1163849 | 10958 | SH |  | SOLE | 0 | 0 | 0 | 10958 |
| FTI CONSULTING INC | COM | 302941109 |  | 205230 | 1161 | SH |  | SOLE | 0 | 0 | 0 | 1161 |
| GE AEROSPACE | COM NEW | 369604301 |  | 402670 | 1419 | SH |  | SOLE | 0 | 0 | 0 | 1419 |
| GE VERNOVA INC | COM | 36828A101 |  | 302896 | 347 | SH |  | SOLE | 0 | 0 | 0 | 347 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1225639 | 3571 | SH |  | SOLE | 0 | 0 | 0 | 3571 |
| GRACO INC | COM | 384109104 |  | 248448 | 2935 | SH |  | SOLE | 0 | 0 | 0 | 2935 |
| HOME DEPOT INC | COM | 437076102 |  | 2207181 | 6711 | SH |  | SOLE | 0 | 0 | 0 | 6711 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 2322307 | 8922 | SH |  | SOLE | 0 | 0 | 0 | 8922 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 2349134 | 14936 | SH |  | SOLE | 0 | 0 | 0 | 14936 |
| INVESCO EXCH TRADED FD TR II | NATL AMT MUNI | 46138E537 |  | 449213 | 19548 | SH |  | SOLE | 0 | 0 | 0 | 19548 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 351090 | 2465 | SH |  | SOLE | 0 | 0 | 0 | 2465 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 3178081 | 22968 | SH |  | SOLE | 0 | 0 | 0 | 22968 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 23720575 | 111015 | SH |  | SOLE | 0 | 0 | 0 | 111015 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 27292158 | 64006 | SH |  | SOLE | 0 | 0 | 0 | 64006 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 6159080 | 24835 | SH |  | SOLE | 0 | 0 | 0 | 24835 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 3819929 | 39328 | SH |  | SOLE | 0 | 0 | 0 | 39328 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 17634411 | 181368 | SH |  | SOLE | 0 | 0 | 0 | 181368 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 6957116 | 122506 | SH |  | SOLE | 0 | 0 | 0 | 122506 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 813370 | 15955 | SH |  | SOLE | 0 | 0 | 0 | 15955 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3203084 | 13104 | SH |  | SOLE | 0 | 0 | 0 | 13104 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1386801 | 4714 | SH |  | SOLE | 0 | 0 | 0 | 4714 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 1293967 | 3749 | SH |  | SOLE | 0 | 0 | 0 | 3749 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 244641 | 1145 | SH |  | SOLE | 0 | 0 | 0 | 1145 |
| LINDE PLC | SHS | G54950103 |  | 1563627 | 3154 | SH |  | SOLE | 0 | 0 | 0 | 3154 |
| MANHATTAN ASSOCIATES INC | COM | 562750109 |  | 204206 | 1534 | SH |  | SOLE | 0 | 0 | 0 | 1534 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 429407 | 1313 | SH |  | SOLE | 0 | 0 | 0 | 1313 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1486988 | 2976 | SH |  | SOLE | 0 | 0 | 0 | 2976 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 534714 | 10601 | SH |  | SOLE | 0 | 0 | 0 | 10601 |
| MCDONALDS CORP | COM | 580135101 |  | 2421365 | 7791 | SH |  | SOLE | 0 | 0 | 0 | 7791 |
| MERCADOLIBRE  INC | COM | 58733R102 |  | 255895 | 148 | SH |  | SOLE | 0 | 0 | 0 | 148 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1042993 | 1823 | SH |  | SOLE | 0 | 0 | 0 | 1823 |
| MICROSOFT CORP | COM | 594918104 |  | 3196788 | 8636 | SH |  | SOLE | 0 | 0 | 0 | 8636 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 1934012 | 33553 | SH |  | SOLE | 0 | 0 | 0 | 33553 |
| NETFLIX INC. | COM | 64110L106 |  | 327872 | 3410 | SH |  | SOLE | 0 | 0 | 0 | 3410 |
| NEWMONT CORP | COM | 651639106 |  | 208706 | 1928 | SH |  | SOLE | 0 | 0 | 0 | 1928 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 2916339 | 31399 | SH |  | SOLE | 0 | 0 | 0 | 31399 |
| NIKE INC | CL B | 654106103 |  | 1016627 | 19247 | SH |  | SOLE | 0 | 0 | 0 | 19247 |
| NORTHERN LTS FD TR II | WEITZ CORE PLUS | 664925880 |  | 8414514 | 332721 | SH |  | SOLE | 0 | 0 | 0 | 332721 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 222557 | 1457 | SH |  | SOLE | 0 | 0 | 0 | 1457 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4133280 | 23700 | SH |  | SOLE | 0 | 0 | 0 | 23700 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 239544 | 2595 | SH |  | SOLE | 0 | 0 | 0 | 2595 |
| PAYCHEX INC | COM | 704326107 |  | 1575160 | 17099 | SH |  | SOLE | 0 | 0 | 0 | 17099 |
| PGIM ETF TR | ACTV HY BD ETF | 69344A206 |  | 2328244 | 67232 | SH |  | SOLE | 0 | 0 | 0 | 67232 |
| PHILLIPS 66 | COM | 718546104 |  | 3055341 | 16771 | SH |  | SOLE | 0 | 0 | 0 | 16771 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 6142514 | 61077 | SH |  | SOLE | 0 | 0 | 0 | 61077 |
| PINNACLE FINL PARTNERS INC | COM | 72348N109 |  | 470152 | 5458 | SH |  | SOLE | 0 | 0 | 0 | 5458 |
| PPG INDS INC | COM | 693506107 |  | 821052 | 7682 | SH |  | SOLE | 0 | 0 | 0 | 7682 |
| PRIMERICA INC | COM | 74164M108 |  | 380980 | 1521 | SH |  | SOLE | 0 | 0 | 0 | 1521 |
| PRIMORIS SVCS CORP | COM | 74164F103 |  | 406520 | 2842 | SH |  | SOLE | 0 | 0 | 0 | 2842 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 1938108 | 13418 | SH |  | SOLE | 0 | 0 | 0 | 13418 |
| PROLOGIS INC. | COM | 74340W103 |  | 1049774 | 7942 | SH |  | SOLE | 0 | 0 | 0 | 7942 |
| RBC BEARINGS INC | COM | 75524B104 |  | 615898 | 1134 | SH |  | SOLE | 0 | 0 | 0 | 1134 |
| REALTY INCOME CORP | COM | 756109104 |  | 822633 | 13446 | SH |  | SOLE | 0 | 0 | 0 | 13446 |
| S GLOBAL INC | COM | 78409V104 |  | 241593 | 568 | SH |  | SOLE | 0 | 0 | 0 | 568 |
| SHELL PLC | SPON ADS | 780259305 |  | 254541 | 2737 | SH |  | SOLE | 0 | 0 | 0 | 2737 |
| SIMPSON MFG INC | COM | 829073105 |  | 442780 | 2580 | SH |  | SOLE | 0 | 0 | 0 | 2580 |
| SOUTHERN CO | COM | 842587107 |  | 582335 | 6033 | SH |  | SOLE | 0 | 0 | 0 | 6033 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 576973 | 12063 | SH |  | SOLE | 0 | 0 | 0 | 12063 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R721 |  | 420211 | 9268 | SH |  | SOLE | 0 | 0 | 0 | 9268 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 953789 | 10408 | SH |  | SOLE | 0 | 0 | 0 | 10408 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 502817 | 773 | SH |  | SOLE | 0 | 0 | 0 | 773 |
| STRYKER CORPORATION | COM | 863667101 |  | 1059046 | 3223 | SH |  | SOLE | 0 | 0 | 0 | 3223 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 269008 | 796 | SH |  | SOLE | 0 | 0 | 0 | 796 |
| TESLA INC | COM | 88160R101 |  | 756883 | 2036 | SH |  | SOLE | 0 | 0 | 0 | 2036 |
| TJX COS INC NEW | COM | 872540109 |  | 227573 | 1425 | SH |  | SOLE | 0 | 0 | 0 | 1425 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 807971 | 17836 | SH |  | SOLE | 0 | 0 | 0 | 17836 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 227597 | 4951 | SH |  | SOLE | 0 | 0 | 0 | 4951 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 237585 | 3303 | SH |  | SOLE | 0 | 0 | 0 | 3303 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 694605 | 2567 | SH |  | SOLE | 0 | 0 | 0 | 2567 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 603535 | 12037 | SH |  | SOLE | 0 | 0 | 0 | 12037 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 6688374 | 97243 | SH |  | SOLE | 0 | 0 | 0 | 97243 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 448931 | 1714 | SH |  | SOLE | 0 | 0 | 0 | 1714 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 2287102 | 7964 | SH |  | SOLE | 0 | 0 | 0 | 7964 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 6919192 | 91463 | SH |  | SOLE | 0 | 0 | 0 | 91463 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 9081913 | 168028 | SH |  | SOLE | 0 | 0 | 0 | 168028 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 605665 | 12140 | SH |  | SOLE | 0 | 0 | 0 | 12140 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 |  | 1284067 | 4351 | SH |  | SOLE | 0 | 0 | 0 | 4351 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 1927972 | 19247 | SH |  | SOLE | 0 | 0 | 0 | 19247 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 12170237 | 189923 | SH |  | SOLE | 0 | 0 | 0 | 189923 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 325445 | 466 | SH |  | SOLE | 0 | 0 | 0 | 466 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 200943 | 450 | SH |  | SOLE | 0 | 0 | 0 | 450 |
| VISA INC | COM CL A | 92826C839 |  | 2602589 | 8611 | SH |  | SOLE | 0 | 0 | 0 | 8611 |
| VULCAN MATLS CO | COM | 929160109 |  | 29187837 | 107190 | SH |  | SOLE | 0 | 0 | 0 | 107190 |
| WALMART INC | COM | 931142103 |  | 1570278 | 12635 | SH |  | SOLE | 0 | 0 | 0 | 12635 |
| WATTS WATER TECHNOLOGIES INC | CL A | 942749102 |  | 332092 | 1144 | SH |  | SOLE | 0 | 0 | 0 | 1144 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 1256799 | 10856 | SH |  | SOLE | 0 | 0 | 0 | 10856 |
| WELLS FARGO  CO | COM | 949746101 |  | 852623 | 10710 | SH |  | SOLE | 0 | 0 | 0 | 10710 |
| ZOETIS INC | CL A | 98978V103 |  | 1808968 | 15303 | SH |  | SOLE | 0 | 0 | 0 | 15303 |

---