# EDGAR Filing Document

**Accession Number:** 0001612515
**File Stem:** 0001612515-23-000001
**Filing Date:** 2023-3
**Character Count:** 14294
**Document Hash:** 30485cf7285caa59e20161edbac4485e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001612515-23-000001.hdr.sgml**: 20230323

**ACCESSION NUMBER**: 0001612515-23-000001

**CONFORMED SUBMISSION TYPE**: MA-A

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230322

**DATE AS OF CHANGE**: 20230323

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** IBERIA Wealth Advisors, a division of First Horizon Bank
- **CENTRAL INDEX KEY:** 0001612515
- **IRS NUMBER:** 620201385
- **STATE OF INCORPORATION:** TN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** MA-A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 867-01458
- **FILM NUMBER:** 23754467

**BUSINESS ADDRESS:**
- **STREET 1:** 2340 WOODCREST PLACE
- **CITY:** BIRMINGHAM
- **STATE:** AL
- **ZIP:** 35209
- **BUSINESS PHONE:** 205-803-5863

**MAIL ADDRESS:**
- **STREET 1:** 2340 WOODCREST PLACE
- **CITY:** BIRMINGHAM
- **STATE:** AL
- **ZIP:** 35209

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** IBERIA Wealth Advisors, a division of IBERIABANK
- **DATE OF NAME CHANGE:** 20140702

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM MA: UNIFORM APPLICATION FOR MUNICIPAL ADVISOR REGISTRATION

### Filer and Contact Information

**Filer CIK:** 0001612515

**Filer CCC:** XXXXXXXX

**Contact Name:** Michael Graves

**Contact Phone:** 9018186232

**Contact Email:** mdgraves@firsthorizon.com

**Notification Emails:** Todd.Hoffpauir@firsthorizon.com, amheard@firsthorizon.com, mdgraves@firsthorizon.com

### Type of Filing

**Selected Filing Type:** Annual Update

### Item 1: Identifying Information

**A. Full Legal Name of the Firm:** IBERIA Wealth Advisors, a division of First Horizon Bank

**&nbsp;&nbsp;&nbsp;Is applicant a Sole Proprietor?:** No

**&nbsp;&nbsp;&nbsp;Has the municipal legal name changed since the last filing?:** Yes

**&nbsp;&nbsp;&nbsp;Has the applicant had any previous DBA names?:** No

**&nbsp;&nbsp;&nbsp;Does the applicant have any additional DBA names?:** No

**C. IRS Employer Identification Number:** 62-0201385

**D. Registrations:**

- **Municipal Advisor:** SEC File No: 867-01458

**E. Principal Office and Place of Business:** 2340 WOODCREST PLACE, BIRMINGHAM, AL, 35209

**Telephone Number:** 205-803-5863

**Additional Offices of Employment:**

- **Office #1 (Add):** 601 Poydras Street, Suite 2075, New Orleans, LA, 70130 | Phone: 504-310-7378

- **Office #2 (Add):** 200 W. Congress, Lafayette, LA, 70501 | Phone: 337-521-4604

- **Office #3 (Delete):**  | Phone: 225-923-4794

- **Office #4 (Add):** 2970 Peachtree Road, NW, Suite 100, Atlanta, GA, 30305 | Phone: 404-240-5010

**Mailing Address is Different from Principal Office:** No

**F. Website:** www.firsthorizon.com

**G. Chief Compliance Officer (CCO):**

**Name:** Todd Joel Hoffpauir

**Titles:** SVP, First Horizon Bank, Municipal Advisor Chief Compliance Officer

**Address:** 200 W. Congress Street- 1st floor, Lafayette, LA, 70501

**Phone Number:** 337-521-4604

**Email:** todd.hoffpauir@iberiawealth.com

**H. Business Affiliates:**

- **Name:** First Horizon Bank

  - **Issuing Agency:** Federal Reserve

  - **Jurisdiction:** TN

**I. Location of Books and Records:** Yes

### Item 2: Form of Organization

**A. Applicant's form of organization:** Other (—)

**B. Month of Applicant's Annual Fiscal Year End:** December

**C. State, Other U.S. Jurisdiction, or Foreign Jurisdiction Under Which Applicant is Organized:** TN

**D. Date of Organization:** 06-27-2014

**E. Is the applicant a public reporting company?:** No

### Item 3: Successions

**Is the applicant succeeding to the business of a registered municipal advisor?** No

### Item 4: Information About Applicant's Business

**A. Number of Employees:** 2

**B. Municipal Advisory Activities - Employees:** 2

**C. Registered Representatives - MAA Employees also registered reps of a broker-dealer:** 0

**&nbsp;&nbsp;&nbsp;MAA Employees also associated with an investment adviser:** 1

**D. Public Relations Company?:** No

**E. Soliciting on Behalf of an Affiliate - Number of firms:** 0

**F. Types of Clients - Number of clients served as municipal advisor:** 7

**&nbsp;&nbsp;&nbsp;Types of Clients:** Municipal Entities

**G. Solicitation of Municipal Entities and Obligated Persons - Municipal Entities:** 0

**&nbsp;&nbsp;&nbsp;Obligated Persons:** 0

**&nbsp;&nbsp;&nbsp;Total Solicited:** 0

**H. Types of Persons Solicited:** 
Not Applicable
, Not Applicable

**I. Compensation Arrangements (Municipal Advisory):** 
Fixed Fees
Other
, Fixed Fees, Other

**J. Compensation Arrangements (Solicitation):** 
Not Applicable
, Not Applicable

**K. Does the applicant receive compensation in the context of its municipal advisory business from other than its municipal entity or obligated person clients?:** No

**L. Applicant Business Relating to Municipal Securities:** Advice Investment Of Proceeds MS, Advice ME Other Investments

### Item 5: Other Business Activities

**Is applicant engaged in any other non-municipal advisor business?** No

### Item 6: Financial Industry and Other Activities of Associated Persons

**Types of associated persons:** Broker-dealer municipal securities dealer or government securities broker or dealer, Investment Adviser, Banking/Thrift institution, Insurance company or agency, Other municipal advisor, Broker-dealer municipal securities dealer or government securities broker or dealer, Investment Adviser, Investment Adviser, Broker-dealer municipal securities dealer or government securities broker or dealer, Investment Adviser, Broker-dealer municipal securities dealer or government securities broker or dealer, Other municipal advisor, Banking/Thrift institution, Insurance company or agency, Broker-dealer municipal securities dealer or government securities broker or dealer

**Total Associated Persons:** 9

### Item 7: Participation or Interest in Client Transactions

- **Buy or sell municipal securities from or to municipal advisory clients for the firm's own account?:** No

- **Buy or sell municipal securities from or to third-parties on behalf of clients?:** No

- **Enter into derivatives transactions with clients for the firm's own account?:** No

- **Recommend to clients to buy/sell securities in which the firm has a financial interest?:** No

- **Recommend to clients products/services of an affiliated person?:** No

- **Recommend to clients securities of an issuer with which the firm has other relationships?:** No

- **Have discretionary authority to buy/sell municipal securities for clients?:** Yes

- **Have discretionary authority to buy/sell any other securities or investments for clients?:** Yes

- **Have discretionary authority to determine the broker-dealer to be used for client transactions?:** Yes

- **Have discretionary authority to determine the commission paid to a broker-dealer?:** No

- **Recommend broker-dealers to clients?:** No

- **&nbsp;&nbsp;&nbsp;If yes, are any of these broker-dealers an associated person of the applicant?:** —

- **Compensate any person for client referrals?:** Yes

- **Receive compensation from any person for client referrals?:** No

### Item 8: Owners, Officers, and Other Control Persons

**A. (2) Does any person not named in Item 1-A or Schedules A, B, or C, directly or indirectly, control the applicant's management or policies?** No

**B. (1) Is any person in Schedule A, B, or C, or in Section 8-A of Schedule D a public reporting company?** No

### Item 9: Disclosure Information

**Criminal Disclosure:**

- **Applicant/Advisory Affiliate Convicted/Pled Guilty to Felony?:** No

- **Applicant/Advisory Affiliate Charged with Felony?:** No

- **Organization Convicted/Pled Guilty to Felony?:** No

- **Organization Charged with Felony?:** No

**Regulatory Disclosure:**

- **SEC/CFTC Found False Statement?:** No

- **SEC/CFTC Found Violation?:** No

- **SEC/CFTC Found Cause of Denial/Suspension?:** No

- **SEC/CFTC Entered Order?:** Yes

- **SEC/CFTC Imposed Civil Penalty?:** Yes

- **SRO Found Unethical Conduct?:** Yes

- **SRO Found Violation?:** Yes

- **SRO Found Cause of Denial/Suspension?:** No

- **SRO Barred/Suspended/Fined > $2,500?:** Yes

- **SRO Denied/Suspended/Revoked Registration?:** Yes

- **Foreign Authority Found False Statement?:** Yes

- **Foreign Authority Found Violation?:** Yes

- **Foreign Authority Found Cause of Suspension?:** No

- **Foreign Authority Disciplined?:** No

- **Authorization to Act as Attorney/Accountant Revoked?:** No

- **Subject of a Regulatory Complaint?:** No

**Civil Disclosure:**

- **Enjoined in Connection with Municipal Advisory Activity?:** No

- **Found to Have Violated Regulations?:** No

- **Civil Proceeding Dismissed Pursuant to Settlement?:** No

- **Named in Civil Proceeding Alleging Violation?:** No

### Item 10: Small Businesses

**Does the applicant have annual receipts of less than $7,000,000?** No

**Is the applicant affiliated with a person that has annual receipts of more than $7,000,000?** Yes

### Schedule A: Direct Owners and Executive Officers

| Name                               | Title/Status                                     | Date Acquired   | Ownership Code    | Control Person?   | IRS Number   | CRD Number   |
|:---|:---|:---|:---|:---|:---|:---|
| First Horizon National Corporation | Shareholder                                      | 07-02-2020      | E - 75% or more   | Yes               | 62-0803242   |  |
| Michael Lawrence Smith             | IBERIA Wealth Advisors, Director of Fixed Income | 09-01-2010      | NA - less than 5% | Yes               |  | 000000000    |

### Schedule B: Indirect Owners

| Owning Entity   | Name                 | Title/Status            | Date Acquired   | Ownership Code                                          | Control Person?   |
|:---|:---|:---|:---|:---|:---|
| IBERIABANK      | Monica Renee Sylvain | Chief Diversity Officer | 03-19-2018      | F - Other (general partner, trustee, or elected member) | Yes               |
| IBERIABANK      | Rosa None Sugranes   | Director                | 05-07-2019      | F - Other (general partner, trustee, or elected member) | Yes               |

### Schedule C: Amendments to Schedules A and B

| Type   | Ownership   | Owning Entity   | Name                               | Title/Status                                     | Date Acquired   | Ownership Code                                          | Control Person?   | IRS Number   | CRD Number   |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | Direct      |  | First Horizon National Corporation | Shareholder                                      | 07-02-2020      | E - 75% or more                                         | Yes               | 62-0803242   |  |
|  | Direct      |  | Michael Lawrence Smith             | IBERIA Wealth Advisors, Director of Fixed Income | 09-01-2010      | NA - less than 5%                                       | Yes               |  | 000000000    |
|  | Indirect    | IBERIABANK      | Monica Renee Sylvain               | Chief Diversity Officer                          | 03-19-2018      | F - Other (general partner, trustee, or elected member) | Yes               |  | 000000000    |
|  | Indirect    | IBERIABANK      | Rosa None Sugranes                 | Director                                         | 05-07-2019      | F - Other (general partner, trustee, or elected member) | Yes               |  | 000000000    |

### Disclosure Reporting Pages (DRPs)

**Regulatory DRP for: Applicant (Responding to Questions: 9-C4, 9-C5)**

  - **Associated Person:** —

  - **CRD Number:** 46346

  - **Filed On (AP):** Form ADV/BD/U4 for FHN Financial Securities Corp

  - **Disclosure Number:** 1588442

**Regulatory DRP for: Applicant (Responding to Questions: 9-D1, 9-D2, 9-E1)**

  - **Associated Person:** —

  - **CRD Number:** 7117

  - **Filed On (AP):** Form ADV/BD/U4 for First Horizon Advisors, Inc.

  - **Disclosure Number:** 866030

**Regulatory DRP for: Applicant (Responding to Questions: 9-D2, 9-D4)**

  - **Associated Person:** —

  - **CRD Number:** 46346

  - **Filed On (AP):** Form ADV/BD/U4 for FHN Financial Securities Corp.

  - **Disclosure Number:** 571080

**Regulatory DRP for: Applicant (Responding to Questions: 9-D2, 9-D4)**

  - **Associated Person:** —

  - **CRD Number:** 46346

  - **Filed On (AP):** Form ADV/BD/U4 for FHN Financial Securities Corp.

  - **Disclosure Number:** 1464117

**Regulatory DRP for: Applicant (Responding to Questions: 9-D1, 9-D2, 9-D4)**

  - **Associated Person:** —

  - **CRD Number:** 46346

  - **Filed On (AP):** Form ADV/BD/U4 for FHN Financial Securities Corp

  - **Disclosure Number:** 1464117

**Regulatory DRP for: Applicant (Responding to Questions: 9-D5)**

  - **Associated Person:** —

  - **CRD Number:** 17117

  - **Filed On (AP):** Form ADV/BD/U4 for FIRST HORIZON ADVISORS, INC.

  - **Disclosure Number:** 268381

**Regulatory DRP for: Applicant (Responding to Questions: 9-E2)**

  - **Associated Person:** —

  - **CRD Number:** 46346

  - **Filed On (AP):** Form ADV/BD/U4 for FHN Financial Securities Corp

  - **Disclosure Number:** 1109676

**Regulatory DRP for: Applicant (Responding to Questions: 9-E2)**

  - **Associated Person:** —

  - **CRD Number:** 17117

  - **Filed On (AP):** Form ADV/BD/U4 for FIRST HORIZON ADVISORS, INC

  - **Disclosure Number:** 1187526

**Regulatory DRP for: Applicant (Responding to Questions: 9-E2)**

  - **Associated Person:** —

  - **CRD Number:** 46346

  - **Filed On (AP):** Form ADV/BD/U4 for FHN Financial Securities Corp

  - **Disclosure Number:** 1633538

**Regulatory DRP for: Applicant (Responding to Questions: 9-E2)**

  - **Associated Person:** —

  - **CRD Number:** 17117

  - **Filed On (AP):** Form ADV/BD/U4 for FIRST HORIZON ADVISORS, INC.

  - **Disclosure Number:** 1907304

**Regulatory DRP for: Applicant (Responding to Questions: 9-E2)**

  - **Associated Person:** —

  - **CRD Number:** 17117

  - **Filed On (AP):** Form ADV/BD/U4 for FIRST HORIZON ADVISORS, INC.

  - **Disclosure Number:** 1851450

### Execution Page

**Signature:** Michael D. Graves

**Signer Name:** Michael D. Graves

**Title:** Chief Operating Officer, Trust Division

**Date:** 03-22-2023