# EDGAR Filing Document

**Accession Number:** 0000759854
**File Stem:** 0001193125-26-199579
**Filing Date:** 2026-5
**Character Count:** 2667
**Document Hash:** c774e7d0c847b8e14af2a3863aebf2fb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-199579.hdr.sgml**: 20260501

**ACCESSION NUMBER**: 0001193125-26-199579

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260501

**DATE AS OF CHANGE**: 20260501

**EFFECTIVENESS DATE**: 20260501

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** METROPOLITAN TOWER SEPARATE ACCOUNT TWO
- **CENTRAL INDEX KEY:** 0000759854

**ORGANIZATION NAME:**
- **EIN:** 133114906
- **STATE OF INCORPORATION:** NE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 002-95019
- **FILM NUMBER:** 26929399

**BUSINESS ADDRESS:**
- **STREET 1:** METROPOLITAN TOWER LIFE INSURANCE CO
- **STREET 2:** 5601 SOUTH 59TH STREET
- **CITY:** LINCOLN
- **STATE:** NE
- **ZIP:** 68516
- **BUSINESS PHONE:** 212-578-9500

**MAIL ADDRESS:**
- **STREET 1:** METROPOLITAN TOWER LIFE INSURANCE CO
- **STREET 2:** 200 PARK AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10166

## Series and Classes Contracts Data

### METROPOLITAN TOWER SEPARATE ACCOUNT TWO (Series ID: S000011672)

| Class ID   | Class Name                                           | Ticker Symbol   |
|:---|:---|:---|
| C000032035 | Flexible Premium Multifunded Life Insurance Policies |  |

![LOGO](g34197g0421084242922.jpg)

Metropolitan Tower Life Insurance Company

200 Park Avenue

New York, NY 10166-0005

May 1, 2026

VIA EDGAR TRANSMISSION

U.S. Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

Re: Metropolitan Tower Life Insurance Company

Metropolitan Tower Separate Account Two

File Nos. 002-95019 /811-04189

Flexible Premium Multifunded Life Insurance Policies

Rule 497(j) Certification

Ladies and Gentlemen:

On behalf of Metropolitan Tower Life Insurance Company (the "Company") and Metropolitan Tower Separate Account Two (the "Separate Account"), I hereby certify, pursuant to paragraph (j) of Rule 497 under the Securities Act of 1933, that the form of the Prospectus and Statement of Additional Information ("SAI"), each dated April 27, 2026, being used for certain variable life policies offered by the Company through the Separate Account and otherwise required to be filed under paragraph (c) of Rule 497 do not differ from the Prospectus and SAI contained in Post-Effective Amendment No. 28 to the Registration Statement filed electronically with the Commission on April 23, 2026.

If you have any questions, please contact me at (917) 287-6472.

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| |
|:---|
| Sincerely, |
| /s/ Heather Harker |
| Heather Harker, Esq. |
| Assistant General Counsel |
| Metropolitan Tower Life Insurance Company |

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