# EDGAR Filing Document

**Accession Number:** 0002056763
**File Stem:** 0002056763-26-000001
**Filing Date:** 2026-2
**Character Count:** 24008
**Document Hash:** c023d6dce6211957d9c766a8283f869a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002056763-26-000001.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0002056763-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**EFFECTIVENESS DATE**: 20260213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PINNEY & SCOFIELD, INC.
- **CENTRAL INDEX KEY:** 0002056763

**ORGANIZATION NAME:**
- **EIN:** 870699734
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25372
- **FILM NUMBER:** 26631330

**BUSINESS ADDRESS:**
- **STREET 1:** 22 HILLIARD STREET
- **CITY:** CAMBRIDGE
- **STATE:** MA
- **ZIP:** 02138
- **BUSINESS PHONE:** 617-492-6223

**MAIL ADDRESS:**
- **STREET 1:** 22 HILLIARD STREET
- **CITY:** CAMBRIDGE
- **STATE:** MA
- **ZIP:** 02138

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PINNEY  SCOFIELD INC.<br>**Address:** 22 HILLIARD STREET<br>CAMBRIDGE, MA 02138

**Form 13F File Number:** 028-25372

**CRD Number (if applicable):** 000105365

**SEC File Number (if applicable):** 801-23657

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Richard Seeley<br>**Title:** Chief Compliance Officer<br>**Phone:** 617-492-6223

**Signature, Place, and Date of Signing:**

Richard Seeley  Cambridge, MA  02-13-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 212

**Form 13F Information Table Value Total:** $176231468

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 6170350 | 22697 | SH |  | SOLE |  | 198 | 0 | 22499 |
| ABBVIE INC | COM | 00287Y109 |  | 109218 | 478 | SH |  | SOLE |  | 0 | 0 | 478 |
| AURORA CANNABIS INC | COM | 05156X850 |  | 1688 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| ADOBE INC | COM | 00724F101 |  | 1400 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| ANALOG DEVICES INC | COM | 032654105 |  | 65359 | 241 | SH |  | SOLE |  | 234 | 0 | 7 |
| AUTOMATIC DATA PROCESSING INC | COM | 053015103 |  | 115754 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| AEGON LTD | AMER REG 1 CERT | 0076CA104 |  | 5505 | 714 | SH |  | SOLE |  | 0 | 0 | 714 |
| AKAMAI TECHNOLOGIES INC | COM | 00971T101 |  | 14857 | 170 | SH |  | SOLE |  | 111 | 0 | 59 |
| ALLOGENE THERAPEUTICS INC | COM | 019770106 |  | 263 | 192 | SH |  | SOLE |  | 0 | 0 | 192 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 67889 | 317 | SH |  | SOLE |  | 0 | 0 | 317 |
| AMGEN INC | COM | 031162100 |  | 32731 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 46526 | 265 | SH |  | SOLE |  | 0 | 0 | 265 |
| AMAZON COM INC | COM | 023135106 |  | 521653 | 2260 | SH |  | SOLE |  | 53 | 0 | 2207 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 5349 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| BOEING CO | COM | 097023105 |  | 86414 | 398 | SH |  | SOLE |  | 0 | 0 | 398 |
| BERKSHIRE HILLS BANCORP INC | COM | 084680107 |  | 38148 | 1447 | SH |  | SOLE |  | 0 | 0 | 1447 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 3192345 | 45920 | SH |  | SOLE |  | 45920 | 0 | 0 |
| BANK MONTREAL QUE | COM | 063671101 |  | 220643 | 1700 | SH |  | SOLE |  | 0 | 0 | 1700 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 24273 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 158140 | 2135 | SH |  | SOLE |  | 2135 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 |  | 104537 | 3010 | SH |  | SOLE |  | 2820 | 0 | 190 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 503655 | 1002 | SH |  | SOLE |  | 994 | 0 | 8 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 185562 | 2355 | SH |  | SOLE |  | 2355 | 0 | 0 |
| BEYOND MEAT INC | COM | 08862E109 |  | 656 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 2877 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| CHEMOURS CO | COM | 163851108 |  | 2358 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 77719 | 220 | SH |  | SOLE |  | 0 | 0 | 220 |
| CANOPY GROWTH CORP | COM NEW | 138035704 |  | 456 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| COGNEX CORP | COM | 192422103 |  | 99665 | 2770 | SH |  | SOLE |  | 0 | 0 | 2770 |
| CELESTICA INC | COM | 15101Q207 |  | 53210 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 313892 | 364 | SH |  | SOLE |  | 0 | 0 | 364 |
| CISCO SYS INC | COM | 17275R102 |  | 157680 | 2047 | SH |  | SOLE |  | 0 | 0 | 2047 |
| CSX CORP | COM | 126408103 |  | 106031 | 2925 | SH |  | SOLE |  | 0 | 0 | 2925 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 62001 | 747 | SH |  | SOLE |  | 0 | 0 | 747 |
| CORTEVA INC | COM | 22052L104 |  | 31638 | 472 | SH |  | SOLE |  | 0 | 0 | 472 |
| CVS HEALTH CORP | COM | 126650100 |  | 119596 | 1507 | SH |  | SOLE |  | 0 | 0 | 1507 |
| DANAOS CORPORATION | SHS | Y1968P121 |  | 24016 | 255 | SH |  | SOLE |  | 0 | 0 | 255 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 18974 | 472 | SH |  | SOLE |  | 0 | 0 | 472 |
| DEERE  CO | COM | 244199105 |  | 53541 | 115 | SH |  | SOLE |  | 0 | 0 | 115 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS HI | 25434V757 |  | 797739 | 24736 | SH |  | SOLE |  | 24736 | 0 | 0 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 47960 | 381 | SH |  | SOLE |  | 381 | 0 | 0 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 1380 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 275829 | 8469 | SH |  | SOLE |  | 8469 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 171833 | 4509 | SH |  | SOLE |  | 4509 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 8551127 | 373392 | SH |  | SOLE |  | 373392 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 20088885 | 288343 | SH |  | SOLE |  | 288343 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 10754999 | 180635 | SH |  | SOLE |  | 180635 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 19422 | 415 | SH |  | SOLE |  | 415 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EQUITY ETF | 25434V617 |  | 70335 | 951 | SH |  | SOLE |  | 859 | 0 | 92 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 1292031 | 30358 | SH |  | SOLE |  | 30358 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 1708763 | 51655 | SH |  | SOLE |  | 51655 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 1509497 | 44739 | SH |  | SOLE |  | 44739 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 21627039 | 520444 | SH |  | SOLE |  | 520444 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 4357734 | 132293 | SH |  | SOLE |  | 132293 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 21619180 | 433250 | SH |  | SOLE |  | 433250 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 4938533 | 144359 | SH |  | SOLE |  | 144359 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL SUSTAINA | 25434V674 |  | 67274 | 1299 | SH |  | SOLE |  | 1299 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 185356 | 3866 | SH |  | SOLE |  | 3866 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 |  | 90431 | 2180 | SH |  | SOLE |  | 2180 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 47678 | 1113 | SH |  | SOLE |  | 1113 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 69037 | 1590 | SH |  | SOLE |  | 1590 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 6442448 | 195879 | SH |  | SOLE |  | 195879 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 14885446 | 319499 | SH |  | SOLE |  | 319499 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CR ETF | 25434V567 |  | 533 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 3239035 | 102291 | SH |  | SOLE |  | 102291 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 131746 | 1158 | SH |  | SOLE |  | 8 | 0 | 1150 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 9344739 | 245914 | SH |  | SOLE |  | 245914 | 0 | 0 |
| WISDOMTREE TR | INTL SMCAP DIV | 97717W760 |  | 6967 | 86 | SH |  | SOLE |  | 0 | 0 | 86 |
| DNOW INC | COM | 67011P100 |  | 411 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| DOW INC | COM | 260557103 |  | 9983 | 427 | SH |  | SOLE |  | 0 | 0 | 427 |
| DIMENSIONAL ETF TRUST | ULTRASHORT FIXED | 25434V591 |  | 2222 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| EBAY INC. | COM | 278642103 |  | 42940 | 493 | SH |  | SOLE |  | 493 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 306748 | 3186 | SH |  | SOLE |  | 3186 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 12608 | 95 | SH |  | SOLE |  | 0 | 0 | 95 |
| EQUINIX INC | COM | 29444U700 |  | 22985 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| EQT CORP | COM | 26884L109 |  | 1340 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| EMPIRE ST RLTY TR INC | EMPIRE | 292104106 |  | 65200 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 5096 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 6100 | 66 | SH |  | SOLE |  | 0 | 0 | 66 |
| EXPAND ENERGY CORPORATION | COM | 165167735 |  | 28694 | 260 | SH |  | SOLE |  | 0 | 0 | 260 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 24163 | 767 | SH |  | SOLE |  | 767 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US B | 808524789 |  | 9565 | 360 | SH |  | SOLE |  | 360 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 |  | 13420 | 301 | SH |  | SOLE |  | 301 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 25100 | 555 | SH |  | SOLE |  | 555 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 38538 | 1416 | SH |  | SOLE |  | 1416 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 268827 | 873 | SH |  | SOLE |  | 99 | 0 | 774 |
| GE HEALTHCARE TECHNOLOGIES | COMMON STOCK | 36266G107 |  | 23607 | 288 | SH |  | SOLE |  | 33 | 0 | 255 |
| GE VERNOVA INC | COM | 36828A101 |  | 140518 | 215 | SH |  | SOLE |  | 0 | 0 | 215 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 16249 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 457207 | 1457 | SH |  | SOLE |  | 169 | 0 | 1288 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 761842 | 2434 | SH |  | SOLE |  | 80 | 0 | 2354 |
| GOLDMAN SACHS ETF TR | EQUAL WEIGHT US | 381430438 |  | 27173 | 319 | SH |  | SOLE |  | 319 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 2753 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| HONEYWELL INTL INC | COM | 438516106 |  | 14632 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 244734 | 826 | SH |  | SOLE |  | 0 | 0 | 826 |
| ISHARES TR | COHEN STEER REIT | 464287564 |  | 4654 | 78 | SH |  | SOLE |  | 0 | 0 | 78 |
| ICF INTL INC | COM | 44925C103 |  | 72676 | 852 | SH |  | SOLE |  | 0 | 0 | 852 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1172181 | 13103 | SH |  | SOLE |  | 13103 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 423083 | 6294 | SH |  | SOLE |  | 6294 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 29593 | 280 | SH |  | SOLE |  | 0 | 0 | 280 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 843480 | 12780 | SH |  | SOLE |  | 12780 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 349003 | 2904 | SH |  | SOLE |  | 2904 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 24575 | 666 | SH |  | SOLE |  | 400 | 0 | 266 |
| INGERSOLL RAND INC | COM | 45687V106 |  | 10457 | 132 | SH |  | SOLE |  | 0 | 0 | 132 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 19935 | 94 | SH |  | SOLE |  | 94 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 776722 | 1134 | SH |  | SOLE |  | 1134 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 134438 | 360 | SH |  | SOLE |  | 225 | 0 | 135 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 9354 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 146780 | 810 | SH |  | SOLE |  | 810 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 69702 | 509 | SH |  | SOLE |  | 509 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1020462 | 10600 | SH |  | SOLE |  | 10600 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 389242 | 1208 | SH |  | SOLE |  | 0 | 0 | 1208 |
| KYNDRYL HLDGS INC | COMMON STOCK | 50155Q100 |  | 2444 | 92 | SH |  | SOLE |  | 0 | 0 | 92 |
| KRAFT HEINZ CO | COM | 500754106 |  | 44887 | 1851 | SH |  | SOLE |  | 0 | 0 | 1851 |
| KROGER CO | COM | 501044101 |  | 54608 | 874 | SH |  | SOLE |  | 0 | 0 | 874 |
| KENVUE INC | COM | 49177J102 |  | 9833 | 570 | SH |  | SOLE |  | 0 | 0 | 570 |
| Life  Banc Split Corp | Preferred Shares | 53184C118 |  | 26750 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| LINDE PLC | SHS | G54950103 |  | 9807 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| ELI LILLY  CO | COM | 532457108 |  | 7930064 | 7379 | SH |  | SOLE |  | 0 | 0 | 7379 |
| LAS VEGAS SANDS CORP | COM | 517834107 |  | 19527 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| MCDONALDS CORP | COM | 580135101 |  | 73046 | 239 | SH |  | SOLE |  | 0 | 0 | 239 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 22447 | 417 | SH |  | SOLE |  | 0 | 0 | 417 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 80840 | 134 | SH |  | SOLE |  | 0 | 0 | 134 |
| META PLATFORMS INC | CL A | 30303M102 |  | 267336 | 405 | SH |  | SOLE |  | 18 | 0 | 387 |
| MANULIFE FINL CORP | COM | 56501R106 |  | 29387 | 810 | SH |  | SOLE |  | 0 | 0 | 810 |
| AMPLIFY ETF TR | ALTRNTV HARV ETF | 032108474 |  | 1013 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 36380 | 631 | SH |  | SOLE |  | 331 | 0 | 300 |
| MARATHON PETE CORP | COM | 56585A102 |  | 24395 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| MERCK  CO INC | COM | 58933Y105 |  | 24736 | 235 | SH |  | SOLE |  | 200 | 0 | 35 |
| MICROSOFT CORP | COM | 594918104 |  | 488914 | 1011 | SH |  | SOLE |  | 434 | 0 | 577 |
| MICROSTRATEGY INC | CL A NEW | 594972408 |  | 3799 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 224784 | 2800 | SH |  | SOLE |  | 0 | 0 | 2800 |
| NORTHERN TR CORP | COM | 665859104 |  | 2732 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 3462019 | 18563 | SH |  | SOLE |  | 260 | 0 | 18303 |
| GRANITESHARES ETF TR | 2X LONG NVDA DAI | 38747R827 |  | 13202 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| TIDAL TR II | YIELDMAX NVDA | 88634T774 |  | 25144 | 1721 | SH |  | SOLE |  | 0 | 0 | 1721 |
| ENVIRI CORP | COM | 415864107 |  | 1004 | 56 | SH |  | SOLE |  | 0 | 0 | 56 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 143 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 2386 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 1275 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| OCCIDENTAL PETE CORP | W EXP 08/03/202 | 674599162 |  | 58 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 132493 | 5321 | SH |  | SOLE |  | 600 | 0 | 4721 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 286333 | 1998 | SH |  | SOLE |  | 117 | 0 | 1881 |
| PROGRESSIVE CORP | COM | 743315103 |  | 5921 | 26 | SH |  | SOLE |  | 26 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 52932 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| PTC INC | COM | 69370C100 |  | 44598 | 256 | SH |  | SOLE |  | 256 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 18081 | 310 | SH |  | SOLE |  | 310 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 506 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| QUANTUM SI INC | COM CL A | 74765K105 |  | 4048 | 3680 | SH |  | SOLE |  | 0 | 0 | 3680 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 27015 | 35 | SH |  | SOLE |  | 0 | 0 | 35 |
| RIVIAN AUTOMOTIVE INC | COM CL A | 76954A103 |  | 6899 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| RTX CORPORATION | COM | 75513E101 |  | 27387 | 149 | SH |  | SOLE |  | 0 | 0 | 149 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 55028 | 1932 | SH |  | SOLE |  | 1932 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 10192 | 389 | SH |  | SOLE |  | 389 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 147049 | 3230 | SH |  | SOLE |  | 3230 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 76400 | 3178 | SH |  | SOLE |  | 3178 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 122651 | 3760 | SH |  | SOLE |  | 3760 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 13633 | 515 | SH |  | SOLE |  | 515 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 13148 | 444 | SH |  | SOLE |  | 444 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 274401 | 10197 | SH |  | SOLE |  | 10197 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 269107 | 3471 | SH |  | SOLE |  | 3471 | 0 | 0 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 18787 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 |  | 9552 | 130 | SH |  | SOLE |  | 0 | 0 | 130 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 79785 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 86010 | 1514 | SH |  | SOLE |  | 1514 | 0 | 0 |
| SEMPRA | COM | 816851109 |  | 19954 | 226 | SH |  | SOLE |  | 0 | 0 | 226 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1172100 | 10985 | SH |  | SOLE |  | 10985 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 126529 | 360 | SH |  | SOLE |  | 0 | 0 | 360 |
| AT INC | COM | 00206R102 |  | 190429 | 7666 | SH |  | SOLE |  | 1270 | 0 | 6396 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 64465 | 1310 | SH |  | SOLE |  | 0 | 0 | 1310 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 96501 | 878 | SH |  | SOLE |  | 830 | 0 | 48 |
| T-MOBILE US INC | COM | 872590104 |  | 35532 | 175 | SH |  | SOLE |  | 0 | 0 | 175 |
| TESLA INC | COM | 88160R101 |  | 366522 | 815 | SH |  | SOLE |  | 0 | 0 | 815 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 45584 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 58380 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| TEXAS INSTRS INC | COM | 882508104 |  | 64191 | 370 | SH |  | SOLE |  | 0 | 0 | 370 |
| UMB FINL CORP | COM | 902788108 |  | 154875 | 1346 | SH |  | SOLE |  | 0 | 0 | 1346 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 117189 | 355 | SH |  | SOLE |  | 0 | 0 | 355 |
| UNION PAC CORP | COM | 907818108 |  | 166066 | 718 | SH |  | SOLE |  | 0 | 0 | 718 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 38882 | 392 | SH |  | SOLE |  | 0 | 0 | 392 |
| VISA INC | COM CL A | 92826C839 |  | 206568 | 589 | SH |  | SOLE |  | 106 | 0 | 483 |
| MARRIOTT VACATIONS WORLDWIDE | COM | 57164Y107 |  | 6923 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 40664 | 192 | SH |  | SOLE |  | 192 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 |  | 109485 | 1443 | SH |  | SOLE |  | 1443 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 131714 | 1652 | SH |  | SOLE |  | 1652 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 30610 | 490 | SH |  | SOLE |  | 490 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 34573 | 470 | SH |  | SOLE |  | 470 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 87209 | 1043 | SH |  | SOLE |  | 1043 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 116345 | 2085 | SH |  | SOLE |  | 2085 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 11497 | 52 | SH |  | SOLE |  | 52 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 16279 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| VERALTO CORP | COM SHS | 92338C103 |  | 8581 | 86 | SH |  | SOLE |  | 0 | 0 | 86 |
| VANGUARD INDEX FUNDS | REAL ESTATE ETF | 922908553 |  | 288877 | 3265 | SH |  | SOLE |  | 3265 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 115985 | 185 | SH |  | SOLE |  | 0 | 0 | 185 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 51213 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 28451 | 102 | SH |  | SOLE |  | 0 | 0 | 102 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 |  | 1868546 | 20670 | SH |  | SOLE |  | 20670 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 62625 | 187 | SH |  | SOLE |  | 187 | 0 | 0 |
| VIATRIS INC | COM | 92556V106 |  | 921 | 74 | SH |  | SOLE |  | 74 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 212954 | 1115 | SH |  | SOLE |  | 1115 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1091004 | 2236 | SH |  | SOLE |  | 2236 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 437338 | 8135 | SH |  | SOLE |  | 8135 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 14352 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 52990 | 1301 | SH |  | SOLE |  | 326 | 0 | 975 |
| WABTEC | COM | 929740108 |  | 1921 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 50752 | 1761 | SH |  | SOLE |  | 307 | 0 | 1454 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 25841 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 16869 | 181 | SH |  | SOLE |  | 0 | 0 | 181 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 30960 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 416978 | 3465 | SH |  | SOLE |  | 282 | 0 | 3183 |
| DENTSPLY SIRONA INC | COM | 24906P109 |  | 1143 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| YUM BRANDS INC | COM | 988498101 |  | 70648 | 467 | SH |  | SOLE |  | 0 | 0 | 467 |

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