# EDGAR Filing Document

**Accession Number:** 0001642570
**File Stem:** 0001642570-25-000009
**Filing Date:** 2025-8
**Character Count:** 24231
**Document Hash:** 2176f8112a4212d8c50374c946b592a2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001642570-25-000009.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0001642570-25-000009

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** River Wealth Advisors LLC
- **CENTRAL INDEX KEY:** 0001642570

**ORGANIZATION NAME:**
- **EIN:** 472105957
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16908
- **FILM NUMBER:** 251210392

**BUSINESS ADDRESS:**
- **STREET 1:** 100 CORPORATE CENTER DRIVE
- **STREET 2:** SUITE 102
- **CITY:** CAMP HILL
- **STATE:** PA
- **ZIP:** 17011
- **BUSINESS PHONE:** 717-888-9830

**MAIL ADDRESS:**
- **STREET 1:** 100 CORPORATE CENTER DRIVE
- **STREET 2:** SUITE 102
- **CITY:** CAMP HILL
- **STATE:** PA
- **ZIP:** 17011

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** River Wealth Advisors LLC<br>**Address:** 100 CORPORATE CENTER DRIVE<br>SUITE 102<br>CAMP HILL, PA 17011

**Form 13F File Number:** 028-16908

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ralph Manna<br>**Title:** Chief Compliance Officer<br>**Phone:** 7178889830

**Signature, Place, and Date of Signing:**

Ralph Manna  Camp Hill, PA  08-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 202

**Form 13F Information Table Value Total:** $804492654

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| MICROSOFT CORP | COM | 594918104 |  | 40659695 | 81743 | SH |  | SOLE | RWA | 80314 | 0 | 1429 |
| APPLE INC | COM | 037833100 |  | 38490322 | 187602 | SH |  | SOLE | RWA | 183084 | 0 | 4518 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 37058431 | 402940 | SH |  | SOLE | RWA | 393205 | 0 | 9735 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 35395543 | 224037 | SH |  | SOLE | RWA | 220930 | 0 | 3107 |
| ISHARES TR | CORE S ETF | 464287200 |  | 31641226 | 50960 | SH |  | SOLE | RWA | 49388 | 0 | 1572 |
| ISHARES TR | US SML CAP EQT | 46434V290 |  | 22334010 | 328683 | SH |  | SOLE | RWA | 321035 | 0 | 7648 |
| INVESCO EXCHANGE TRADED FD T | S SMLCP MOMENT | 46137V498 |  | 22029309 | 323865 | SH |  | SOLE | RWA | 316246 | 0 | 7619 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 19499410 | 67260 | SH |  | SOLE | RWA | 65662 | 0 | 1598 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 19389742 | 110025 | SH |  | SOLE | RWA | 106691 | 0 | 3334 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 19092231 | 230973 | SH |  | SOLE | RWA | 226296 | 0 | 4677 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 18807517 | 87157 | SH |  | SOLE | RWA | 85878 | 0 | 1279 |
| VISA INC | COM CL A | 92826C839 |  | 18072583 | 50902 | SH |  | SOLE | RWA | 50110 | 0 | 792 |
| AMAZON COM INC | COM | 023135106 |  | 17674617 | 80563 | SH |  | SOLE | RWA | 78540 | 0 | 2023 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 16869349 | 56440 | SH |  | SOLE | RWA | 55501 | 0 | 939 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 16457486 | 244830 | SH |  | SOLE | RWA | 241306 | 0 | 3524 |
| T-MOBILE US INC | COM | 872590104 |  | 14827954 | 62234 | SH |  | SOLE | RWA | 61293 | 0 | 941 |
| CENCORA INC | COM | 03073E105 |  | 12093608 | 40332 | SH |  | SOLE | RWA | 39555 | 0 | 777 |
| EATON CORP PLC | SHS | G29183103 |  | 11753108 | 32923 | SH |  | SOLE | RWA | 31469 | 0 | 1454 |
| BANK AMERICA CORP | COM | 060505104 |  | 10921200 | 230795 | SH |  | SOLE | RWA | 225067 | 0 | 5728 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 |  | 10197029 | 41989 | SH |  | SOLE | RWA | 41283 | 0 | 706 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 9712098 | 172967 | SH |  | SOLE | RWA | 169330 | 0 | 3637 |
| CHUBB LIMITED | COM | H1467J104 |  | 9437898 | 32576 | SH |  | SOLE | RWA | 31569 | 0 | 1007 |
| SALESFORCE INC | COM | 79466L302 |  | 9147395 | 33545 | SH |  | SOLE | RWA | 32588 | 0 | 957 |
| ELI LILLY  CO | COM | 532457108 |  | 8655088 | 11103 | SH |  | SOLE | RWA | 10861 | 0 | 242 |
| TJX COS INC NEW | COM | 872540109 |  | 8405558 | 68067 | SH |  | SOLE | RWA | 66667 | 0 | 1400 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 8367456 | 139388 | SH |  | SOLE | RWA | 137112 | 0 | 2276 |
| ORACLE CORP | COM | 68389X105 |  | 7868311 | 35989 | SH |  | SOLE | RWA | 34239 | 0 | 1750 |
| STRYKER CORPORATION | COM | 863667101 |  | 7813379 | 19749 | SH |  | SOLE | RWA | 18990 | 0 | 759 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 7255171 | 7329 | SH |  | SOLE | RWA | 7235 | 0 | 94 |
| BLACKROCK INC | COM | 09290D101 |  | 7174417 | 6838 | SH |  | SOLE | RWA | 6651 | 0 | 187 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 6751861 | 15436 | SH |  | SOLE | RWA | 14988 | 0 | 448 |
| PEPSICO INC | COM | 713448108 |  | 6659320 | 50434 | SH |  | SOLE | RWA | 49387 | 0 | 1047 |
| CARLISLE COS INC | COM | 142339100 |  | 6462877 | 17308 | SH |  | SOLE | RWA | 16766 | 0 | 542 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 6366884 | 11330 | SH |  | SOLE | RWA | 10958 | 0 | 372 |
| SERVICENOW INC | COM | 81762P102 |  | 6246615 | 6076 | SH |  | SOLE | RWA | 6007 | 0 | 69 |
| DEERE  CO | COM | 244199105 |  | 6164994 | 12124 | SH |  | SOLE | RWA | 11797 | 0 | 327 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 6122176 | 121016 | SH |  | SOLE | RWA | 120338 | 0 | 678 |
| LULULEMON ATHLETICA INC | COM | 550021109 |  | 5856015 | 24649 | SH |  | SOLE | RWA | 23977 | 0 | 672 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 5793001 | 25317 | SH |  | SOLE | RWA | 24853 | 0 | 464 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 5635013 | 57890 | SH |  | SOLE | RWA | 56598 | 0 | 1292 |
| MERCK  CO INC | COM | 58933Y105 |  | 5226002 | 66018 | SH |  | SOLE | RWA | 64679 | 0 | 1339 |
| TETRA TECH INC NEW | COM | 88162G103 |  | 5162811 | 143571 | SH |  | SOLE | RWA | 141451 | 0 | 2120 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 5138556 | 15921 | SH |  | SOLE | RWA | 15568 | 0 | 353 |
| CHEVRON CORP NEW | COM | 166764100 |  | 5134645 | 35859 | SH |  | SOLE | RWA | 34906 | 0 | 953 |
| TARGA RES CORP | COM | 87612G101 |  | 5001200 | 28729 | SH |  | SOLE | RWA | 28349 | 0 | 380 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 4631770 | 11908 | SH |  | SOLE | RWA | 11481 | 0 | 427 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 4454662 | 15793 | SH |  | SOLE | RWA | 15535 | 0 | 258 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 4203015 | 19755 | SH |  | SOLE | RWA | 19357 | 0 | 398 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4149703 | 66909 | SH |  | SOLE | RWA | 65834 | 0 | 1075 |
| AMGEN INC | COM | 031162100 |  | 3822783 | 13691 | SH |  | SOLE | RWA | 13450 | 0 | 241 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3777875 | 21297 | SH |  | SOLE | RWA | 20237 | 0 | 1060 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3763316 | 34910 | SH |  | SOLE | RWA | 34401 | 0 | 509 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 3640299 | 29457 | SH |  | SOLE | RWA | 28317 | 0 | 1140 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3589329 | 6507 | SH |  | SOLE | RWA | 6507 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 3502427 | 11227 | SH |  | SOLE | RWA | 11039 | 0 | 188 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 3442871 | 79420 | SH |  | SOLE | RWA | 78255 | 0 | 1165 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 3370976 | 19986 | SH |  | SOLE | RWA | 19986 | 0 | 0 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 3368689 | 20707 | SH |  | SOLE | RWA | 20361 | 0 | 346 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 3339519 | 17329 | SH |  | SOLE | RWA | 17183 | 0 | 146 |
| PULTE GROUP INC | COM | 745867101 |  | 3229008 | 30618 | SH |  | SOLE | RWA | 29668 | 0 | 950 |
| RTX CORPORATION | COM | 75513E101 |  | 3062220 | 20971 | SH |  | SOLE | RWA | 20971 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 2947541 | 13285 | SH |  | SOLE | RWA | 12986 | 0 | 299 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 2935852 | 4203 | SH |  | SOLE | RWA | 4143 | 0 | 60 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2886670 | 3911 | SH |  | SOLE | RWA | 3746 | 0 | 165 |
| ABBVIE INC | COM | 00287Y109 |  | 2833092 | 15263 | SH |  | SOLE | RWA | 15138 | 0 | 125 |
| LINDE PLC | SHS | G54950103 |  | 2792091 | 5951 | SH |  | SOLE | RWA | 5731 | 0 | 220 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 2752958 | 12591 | SH |  | SOLE | RWA | 12494 | 0 | 97 |
| HOME DEPOT INC | COM | 437076102 |  | 2732780 | 7454 | SH |  | SOLE | RWA | 7454 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 2522939 | 89944 | SH |  | SOLE | RWA | 89369 | 0 | 575 |
| CATERPILLAR INC | COM | 149123101 |  | 2419293 | 6232 | SH |  | SOLE | RWA | 6232 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 2342653 | 3310 | SH |  | SOLE | RWA | 3159 | 0 | 151 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 2332406 | 119488 | SH |  | SOLE | RWA | 118004 | 0 | 1484 |
| CAMECO CORP | COM | 13321L108 |  | 2296602 | 30939 | SH |  | SOLE | RWA | 29982 | 0 | 957 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 2292083 | 13148 | SH |  | SOLE | RWA | 12733 | 0 | 415 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 2226897 | 54143 | SH |  | SOLE | RWA | 52153 | 0 | 1990 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 2220773 | 8019 | SH |  | SOLE | RWA | 8019 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 2171065 | 11646 | SH |  | SOLE | RWA | 11646 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2086777 | 3377 | SH |  | SOLE | RWA | 3377 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 2057827 | 104724 | SH |  | SOLE | RWA | 103588 | 0 | 1136 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 2043872 | 6019 | SH |  | SOLE | RWA | 6019 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1995271 | 12524 | SH |  | SOLE | RWA | 12476 | 0 | 48 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1899848 | 3911 | SH |  | SOLE | RWA | 3340 | 0 | 571 |
| PHILLIPS 66 | COM | 718546104 |  | 1891209 | 15853 | SH |  | SOLE | RWA | 15667 | 0 | 186 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1883572 | 20989 | SH |  | SOLE | RWA | 20877 | 0 | 112 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1881604 | 12318 | SH |  | SOLE | RWA | 12194 | 0 | 124 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 1831069 | 27151 | SH |  | SOLE | RWA | 26681 | 0 | 470 |
| ARROW ELECTRS INC | COM | 042735100 |  | 1776757 | 13943 | SH |  | SOLE | RWA | 12512 | 0 | 1431 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1755189 | 3090 | SH |  | SOLE | RWA | 3090 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1707248 | 35391 | SH |  | SOLE | RWA | 32012 | 0 | 3379 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 1703743 | 4202 | SH |  | SOLE | RWA | 4117 | 0 | 85 |
| DANAHER CORPORATION | COM | 235851102 |  | 1623378 | 8218 | SH |  | SOLE | RWA | 7373 | 0 | 845 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1617503 | 6946 | SH |  | SOLE | RWA | 6946 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 1576271 | 18725 | SH |  | SOLE | RWA | 18220 | 0 | 505 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1558463 | 3555 | SH |  | SOLE | RWA | 3485 | 0 | 70 |
| WALMART INC | COM | 931142103 |  | 1476009 | 15095 | SH |  | SOLE | RWA | 15014 | 0 | 81 |
| S GLOBAL INC | COM | 78409V104 |  | 1468163 | 2784 | SH |  | SOLE | RWA | 2784 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 1429660 | 15714 | SH |  | SOLE | RWA | 15714 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 1412048 | 68914 | SH |  | SOLE | RWA | 68208 | 0 | 706 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 1354311 | 72423 | SH |  | SOLE | RWA | 72037 | 0 | 386 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1297256 | 14512 | SH |  | SOLE | RWA | 14512 | 0 | 0 |
| D R HORTON INC | COM | 23331A109 |  | 1283528 | 9956 | SH |  | SOLE | RWA | 9756 | 0 | 200 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 1261670 | 4982 | SH |  | SOLE | RWA | 4982 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 1244979 | 7817 | SH |  | SOLE | RWA | 7748 | 0 | 69 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2031 CP | 46138J429 |  | 1201517 | 72687 | SH |  | SOLE | RWA | 72420 | 0 | 267 |
| CISCO SYS INC | COM | 17275R102 |  | 1180678 | 17018 | SH |  | SOLE | RWA | 17018 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 1161999 | 69249 | SH |  | SOLE | RWA | 68880 | 0 | 369 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHS 2032 | 46139W858 |  | 1150037 | 55827 | SH |  | SOLE | RWA | 55523 | 0 | 304 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 1094922 | 3550 | SH |  | SOLE | RWA | 3550 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 1093290 | 52867 | SH |  | SOLE | RWA | 51275 | 0 | 1592 |
| KEARNY FINL CORP MD | COM | 48716P108 |  | 1078472 | 166946 | SH |  | SOLE | RWA | 45343 | 0 | 121603 |
| FEDEX CORP | COM | 31428X106 |  | 1074701 | 4728 | SH |  | SOLE | RWA | 4663 | 0 | 65 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 1041543 | 24228 | SH |  | SOLE | RWA | 24228 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 1011970 | 1381 | SH |  | SOLE | RWA | 1191 | 0 | 190 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 1011468 | 11127 | SH |  | SOLE | RWA | 11127 | 0 | 0 |
| ALLEGION PLC | ORD SHS | G0176J109 |  | 992008 | 6883 | SH |  | SOLE | RWA | 6650 | 0 | 233 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 986838 | 16133 | SH |  | SOLE | RWA | 15333 | 0 | 800 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 972238 | 11464 | SH |  | SOLE | RWA | 11064 | 0 | 400 |
| INVESCO EXCH TRD SLF IDX FD | INVESCO BULLETSH | 46139W825 |  | 965512 | 45543 | SH |  | SOLE | RWA | 45247 | 0 | 296 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 951001 | 4013 | SH |  | SOLE | RWA | 3883 | 0 | 130 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 911560 | 2999 | SH |  | SOLE | RWA | 1299 | 0 | 1700 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 911295 | 11374 | SH |  | SOLE | RWA | 11374 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 901235 | 673 | SH |  | SOLE | RWA | 651 | 0 | 22 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 870975 | 4928 | SH |  | SOLE | RWA | 4928 | 0 | 0 |
| ROYAL BK CDA | COM | 780087102 |  | 867178 | 6592 | SH |  | SOLE | RWA | 6592 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 856892 | 2592 | SH |  | SOLE | RWA | 2592 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 837635 | 7968 | SH |  | SOLE | RWA | 7618 | 0 | 350 |
| INGERSOLL RAND INC | COM | 45687V106 |  | 825312 | 9922 | SH |  | SOLE | RWA | 9834 | 0 | 88 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 820384 | 3205 | SH |  | SOLE | RWA | 3205 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 774154 | 3131 | SH |  | SOLE | RWA | 3131 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 753299 | 5672 | SH |  | SOLE | RWA | 5672 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 742958 | 5463 | SH |  | SOLE | RWA | 5463 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 705214 | 12370 | SH |  | SOLE | RWA | 12370 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 699596 | 4216 | SH |  | SOLE | RWA | 4216 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 695787 | 5611 | SH |  | SOLE | RWA | 5291 | 0 | 320 |
| UNION PAC CORP | COM | 907818108 |  | 677478 | 2945 | SH |  | SOLE | RWA | 2945 | 0 | 0 |
| TOLL BROTHERS INC | COM | 889478103 |  | 664808 | 5825 | SH |  | SOLE | RWA | 5561 | 0 | 264 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 664482 | 1173 | SH |  | SOLE | RWA | 1173 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 657487 | 3334 | SH |  | SOLE | RWA | 3334 | 0 | 0 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 |  | 641069 | 8551 | SH |  | SOLE | RWA | 8551 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 638314 | 2189 | SH |  | SOLE | RWA | 2131 | 0 | 58 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 629665 | 8603 | SH |  | SOLE | RWA | 8603 | 0 | 0 |
| AVERY DENNISON CORP | COM | 053611109 |  | 624849 | 3561 | SH |  | SOLE | RWA | 3561 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 621905 | 2256 | SH |  | SOLE | RWA | 2256 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 621163 | 4818 | SH |  | SOLE | RWA | 4818 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 620407 | 8769 | SH |  | SOLE | RWA | 8269 | 0 | 500 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 619979 | 5673 | SH |  | SOLE | RWA | 5198 | 0 | 475 |
| MCDONALDS CORP | COM | 580135101 |  | 593398 | 2031 | SH |  | SOLE | RWA | 1883 | 0 | 148 |
| SOUTHERN CO | COM | 842587107 |  | 592668 | 6454 | SH |  | SOLE | RWA | 6454 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 589514 | 11919 | SH |  | SOLE | RWA | 11919 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 577767 | 2160 | SH |  | SOLE | RWA | 2160 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 517914 | 8100 | SH |  | SOLE | RWA | 8100 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 497748 | 2213 | SH |  | SOLE | RWA | 629 | 0 | 1584 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 494557 | 5420 | SH |  | SOLE | RWA | 5311 | 0 | 109 |
| M  T BK CORP | COM | 55261F104 |  | 475858 | 2453 | SH |  | SOLE | RWA | 2453 | 0 | 0 |
| MASCO CORP | COM | 574599106 |  | 471074 | 7319 | SH |  | SOLE | RWA | 7319 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 456870 | 1633 | SH |  | SOLE | RWA | 1633 | 0 | 0 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 453389 | 2632 | SH |  | SOLE | RWA | 2632 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 447522 | 3357 | SH |  | SOLE | RWA | 3357 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 442837 | 1043 | SH |  | SOLE | RWA | 1043 | 0 | 0 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 442086 | 1381 | SH |  | SOLE | RWA | 1381 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHARES 203 | 46139W783 |  | 439257 | 21169 | SH |  | SOLE | RWA | 21018 | 0 | 151 |
| TESLA INC | COM | 88160R101 |  | 433606 | 1365 | SH |  | SOLE | RWA | 1365 | 0 | 0 |
| BROWN  BROWN INC | COM | 115236101 |  | 422859 | 3814 | SH |  | SOLE | RWA | 3814 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 411776 | 7863 | SH |  | SOLE | RWA | 7863 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 410889 | 2917 | SH |  | SOLE | RWA | 2917 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 402157 | 1937 | SH |  | SOLE | RWA | 1937 | 0 | 0 |
| PPG INDS INC | COM | 693506107 |  | 397376 | 3493 | SH |  | SOLE | RWA | 3493 | 0 | 0 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 393482 | 2899 | SH |  | SOLE | RWA | 2899 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 390833 | 4682 | SH |  | SOLE | RWA | 4682 | 0 | 0 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 353253 | 3661 | SH |  | SOLE | RWA | 3661 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 345441 | 1391 | SH |  | SOLE | RWA | 1391 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 344916 | 2076 | SH |  | SOLE | RWA | 2076 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 344243 | 519 | SH |  | SOLE | RWA | 519 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 337494 | 4862 | SH |  | SOLE | RWA | 4862 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI FINLS IDX | 316092501 |  | 336586 | 4546 | SH |  | SOLE | RWA | 4546 | 0 | 0 |
| MOOG INC | CL A | 615394202 |  | 325746 | 1800 | SH |  | SOLE | RWA | 1800 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 310946 | 1699 | SH |  | SOLE | RWA | 1699 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 308715 | 1719 | SH |  | SOLE | RWA | 1719 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 306733 | 6626 | SH |  | SOLE | RWA | 6626 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 302307 | 1391 | SH |  | SOLE | RWA | 1391 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 296099 | 4074 | SH |  | SOLE | RWA | 4074 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 295817 | 577 | SH |  | SOLE | RWA | 577 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 |  | 295274 | 4617 | SH |  | SOLE | RWA | 4617 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 275405 | 516 | SH |  | SOLE | RWA | 516 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 268039 | 10115 | SH |  | SOLE | RWA | 10115 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 265324 | 7403 | SH |  | SOLE | RWA | 7403 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 256154 | 718 | SH |  | SOLE | RWA | 718 | 0 | 0 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 253680 | 1510 | SH |  | SOLE | RWA | 1510 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 246970 | 1869 | SH |  | SOLE | RWA | 1869 | 0 | 0 |
| PPL CORP | COM | 69351T106 |  | 245081 | 7232 | SH |  | SOLE | RWA | 7232 | 0 | 0 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 240300 | 3000 | SH |  | SOLE | RWA | 3000 | 0 | 0 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 |  | 227234 | 935 | SH |  | SOLE | RWA | 935 | 0 | 0 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 225944 | 2980 | SH |  | SOLE | RWA | 2980 | 0 | 0 |
| WATSCO INC | COM | 942622200 |  | 220810 | 500 | SH |  | SOLE | RWA | 500 | 0 | 0 |
| NUCOR CORP | COM | 670346105 |  | 219892 | 1697 | SH |  | SOLE | RWA | 1697 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 218115 | 666 | SH |  | SOLE | RWA | 546 | 0 | 120 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 213508 | 461 | SH |  | SOLE | RWA | 461 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 212113 | 2326 | SH |  | SOLE | RWA | 2326 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 210870 | 1217 | SH |  | SOLE | RWA | 1217 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI INDL INDX | 316092709 |  | 210494 | 2715 | SH |  | SOLE | RWA | 2715 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 205866 | 1544 | SH |  | SOLE | RWA | 1544 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 200081 | 1026 | SH |  | SOLE | RWA | 688 | 0 | 338 |

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