# EDGAR Filing Document

**Accession Number:** 0002073676
**File Stem:** 0002073676-26-000002
**Filing Date:** 2026-5
**Character Count:** 13125
**Document Hash:** 3b79433f400655320f83dcb461859276
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002073676-26-000002.hdr.sgml**: 20260508

**ACCESSION NUMBER**: 0002073676-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260508

**DATE AS OF CHANGE**: 20260508

**EFFECTIVENESS DATE**: 20260508

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Zinnia Wealth Advisory, LLC
- **CENTRAL INDEX KEY:** 0002073676

**ORGANIZATION NAME:**
- **EIN:** 301056284
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26368
- **FILM NUMBER:** 26956569

**BUSINESS ADDRESS:**
- **STREET 1:** 3220 SW 33RD ROAD
- **CITY:** OCALA
- **STATE:** FL
- **ZIP:** 34474
- **BUSINESS PHONE:** 352-368-3680

**MAIL ADDRESS:**
- **STREET 1:** 3220 SW 33RD ROAD
- **CITY:** OCALA
- **STATE:** FL
- **ZIP:** 34474

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Zinnia Wealth Advisory LLC<br>**Address:** 3220 SW 33rd Road<br>Ocala, FL 34474

**Form 13F File Number:** 028-26368

**CRD Number (if applicable):** 000295122

**SEC File Number (if applicable):** 801-132847

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Charisse M. Rivers<br>**Title:** CCO<br>**Phone:** 352-368-3680

**Signature, Place, and Date of Signing:**

/s/ Charisse M. Rivers  Ocala, FL  05-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 96

**Form 13F Information Table Value Total:** $89345602

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 317988 | 3097 | SH |  | SOLE |  | 0 | 0 | 3097 |
| ABBVIE INC | COM | 00287Y109 |  | 700173 | 3219 | SH |  | SOLE |  | 0 | 0 | 3219 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 671929 | 3303 | SH |  | SOLE |  | 0 | 0 | 3303 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 547517 | 1904 | SH |  | SOLE |  | 0 | 0 | 1904 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 532835 | 1857 | SH |  | SOLE |  | 0 | 0 | 1857 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 448191 | 6792 | SH |  | SOLE |  | 0 | 0 | 6792 |
| AMAZON COM INC | COM | 023135106 |  | 1418735 | 6812 | SH |  | SOLE |  | 0 | 0 | 6812 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 200159 | 1527 | SH |  | SOLE |  | 0 | 0 | 1527 |
| APPLE INC | COM | 037833100 |  | 2956276 | 11649 | SH |  | SOLE |  | 0 | 0 | 11649 |
| AT INC | COM | 00206R102 |  | 235773 | 8133 | SH |  | SOLE |  | 0 | 0 | 8133 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 216119 | 451 | SH |  | SOLE |  | 0 | 0 | 451 |
| BROADCOM INC | COM | 11135F101 |  | 292026 | 944 | SH |  | SOLE |  | 0 | 0 | 944 |
| CATALYST PHARMACEUTICALS INC | COM | 14888U101 |  | 548360 | 22147 | SH |  | SOLE |  | 0 | 0 | 22147 |
| CATERPILLAR INC | COM | 149123101 |  | 1215717 | 1716 | SH |  | SOLE |  | 0 | 0 | 1716 |
| CHEVRON CORPORATION | COM | 166764100 |  | 299859 | 1449 | SH |  | SOLE |  | 0 | 0 | 1449 |
| CISCO SYS INC | COM | 17275R102 |  | 231581 | 2985 | SH |  | SOLE |  | 0 | 0 | 2985 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 233640 | 1770 | SH |  | SOLE |  | 0 | 0 | 1770 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 213554 | 547 | SH |  | SOLE |  | 0 | 0 | 547 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 952703 | 7276 | SH |  | SOLE |  | 0 | 0 | 7276 |
| ELI LILLY  CO | COM | 532457108 |  | 479605 | 521 | SH |  | SOLE |  | 0 | 0 | 521 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1345501 | 7931 | SH |  | SOLE |  | 0 | 0 | 7931 |
| FIDELITY COVINGTON TRUST | MSCI CONSM DIS | 316092204 |  | 351124 | 3765 | SH |  | SOLE |  | 0 | 0 | 3765 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 461039 | 2216 | SH |  | SOLE |  | 0 | 0 | 2216 |
| FIDELITY COVINGTON TRUST | MSCI UTILS INDEX | 316092865 |  | 396655 | 6715 | SH |  | SOLE |  | 0 | 0 | 6715 |
| FIRST TR EXCHANGE-TRADED FD | US EQTY OPPT ETF | 336920103 |  | 227575 | 1433 | SH |  | SOLE |  | 0 | 0 | 1433 |
| FRANKLIN TEMPLETON ETF TR | FTSE JAPAN ETF | 35473P744 |  | 1020855 | 28216 | SH |  | SOLE |  | 0 | 0 | 28216 |
| GABELLI EQUITY TR INC | COM | 362397101 |  | 355630 | 63505 | SH |  | SOLE |  | 0 | 0 | 63505 |
| GABELLI EQUITY TR INC | RIGHT 04/14/2026 | 362397226 |  | 402 | 57410 | SH |  | SOLE |  | 0 | 0 | 57410 |
| GABELLI UTIL TR | COM | 36240A101 |  | 90850 | 15017 | SH |  | SOLE |  | 0 | 0 | 15017 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 391957 | 1142 | SH |  | SOLE |  | 0 | 0 | 1142 |
| HOME DEPOT INC | COM | 437076102 |  | 798887 | 2429 | SH |  | SOLE |  | 0 | 0 | 2429 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 252555 | 1042 | SH |  | SOLE |  | 0 | 0 | 1042 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 753628 | 43512 | SH |  | SOLE |  | 0 | 0 | 43512 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 6516401 | 11290 | SH |  | SOLE |  | 0 | 0 | 11290 |
| INVESCO VALUE MUN INCOME TR | COM | 46132P108 |  | 173614 | 14277 | SH |  | SOLE |  | 0 | 0 | 14277 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 397532 | 10347 | SH |  | SOLE |  | 0 | 0 | 10347 |
| ISHARES ETHEREUM TR | SHS | 46438R105 |  | 370216 | 23387 | SH |  | SOLE |  | 0 | 0 | 23387 |
| ISHARES TR | CORE S ETF | 464287200 |  | 284146 | 435 | SH |  | SOLE |  | 0 | 0 | 435 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 617956 | 6225 | SH |  | SOLE |  | 0 | 0 | 6225 |
| ISHARES TR | FALN ANGLS USD | 46435G474 |  | 439544 | 16450 | SH |  | SOLE |  | 0 | 0 | 16450 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 657980 | 7005 | SH |  | SOLE |  | 0 | 0 | 7005 |
| ISHARES TR | MBS ETF | 464288588 |  | 1388074 | 14619 | SH |  | SOLE |  | 0 | 0 | 14619 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 304876 | 715 | SH |  | SOLE |  | 0 | 0 | 715 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 921396 | 8349 | SH |  | SOLE |  | 0 | 0 | 8349 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 210876 | 863 | SH |  | SOLE |  | 0 | 0 | 863 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 375350 | 1276 | SH |  | SOLE |  | 0 | 0 | 1276 |
| KLA CORP | COM NEW | 482480100 |  | 298899 | 203 | SH |  | SOLE |  | 0 | 0 | 203 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 220164 | 364 | SH |  | SOLE |  | 0 | 0 | 364 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 224326 | 449 | SH |  | SOLE |  | 0 | 0 | 449 |
| MCDONALDS CORP | COM | 580135101 |  | 459010 | 1477 | SH |  | SOLE |  | 0 | 0 | 1477 |
| MERCK  CO INC | COM | 58933Y105 |  | 230235 | 1914 | SH |  | SOLE |  | 0 | 0 | 1914 |
| META PLATFORMS INC | CL A | 30303M102 |  | 370173 | 647 | SH |  | SOLE |  | 0 | 0 | 647 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 260137 | 770 | SH |  | SOLE |  | 0 | 0 | 770 |
| MICROSOFT CORP | COM | 594918104 |  | 1774625 | 4794 | SH |  | SOLE |  | 0 | 0 | 4794 |
| N-ABLE INC | COMMON STOCK | 62878D100 |  | 48026 | 10284 | SH |  | SOLE |  | 0 | 0 | 10284 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 390375 | 4203 | SH |  | SOLE |  | 0 | 0 | 4203 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4963412 | 28460 | SH |  | SOLE |  | 0 | 0 | 28460 |
| ORACLE CORP | COM | 68389X105 |  | 312757 | 2126 | SH |  | SOLE |  | 0 | 0 | 2126 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 313208 | 3393 | SH |  | SOLE |  | 0 | 0 | 3393 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 214593 | 1467 | SH |  | SOLE |  | 0 | 0 | 1467 |
| PEPSICO INC | COM | 713448108 |  | 252096 | 1623 | SH |  | SOLE |  | 0 | 0 | 1623 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 316795 | 3150 | SH |  | SOLE |  | 0 | 0 | 3150 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 525479 | 3638 | SH |  | SOLE |  | 0 | 0 | 3638 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 |  | 519815 | 1889 | SH |  | SOLE |  | 0 | 0 | 1889 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 205856 | 6710 | SH |  | SOLE |  | 0 | 0 | 6710 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 388561 | 6343 | SH |  | SOLE |  | 0 | 0 | 6343 |
| SERVICENOW INC | COM | 81762P102 |  | 210146 | 2010 | SH |  | SOLE |  | 0 | 0 | 2010 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 219447 | 1850 | SH |  | SOLE |  | 0 | 0 | 1850 |
| SOUTHERN CO | COM | 842587107 |  | 583560 | 6046 | SH |  | SOLE |  | 0 | 0 | 6046 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 2946626 | 6848 | SH |  | SOLE |  | 0 | 0 | 6848 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 3672584 | 78290 | SH |  | SOLE |  | 0 | 0 | 78290 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A789 |  | 367565 | 6683 | SH |  | SOLE |  | 0 | 0 | 6683 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A474 |  | 1657909 | 55135 | SH |  | SOLE |  | 0 | 0 | 55135 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 3724074 | 62885 | SH |  | SOLE |  | 0 | 0 | 62885 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 2363718 | 48918 | SH |  | SOLE |  | 0 | 0 | 48918 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R606 |  | 838284 | 35947 | SH |  | SOLE |  | 0 | 0 | 35947 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 2700517 | 94226 | SH |  | SOLE |  | 0 | 0 | 94226 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 1348666 | 14717 | SH |  | SOLE |  | 0 | 0 | 14717 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 |  | 862515 | 25716 | SH |  | SOLE |  | 0 | 0 | 25716 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 |  | 3265505 | 111909 | SH |  | SOLE |  | 0 | 0 | 111909 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 267588 | 2733 | SH |  | SOLE |  | 0 | 0 | 2733 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 912268 | 34687 | SH |  | SOLE |  | 0 | 0 | 34687 |
| SSGA ACTIVE TR | ST STR SHORT DUR | 78470P580 |  | 308897 | 12346 | SH |  | SOLE |  | 0 | 0 | 12346 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 407113 | 626 | SH |  | SOLE |  | 0 | 0 | 626 |
| SUNOCO LP/SUNOCO FIN CORP | COM UT REP LP | 86765K109 |  | 392372 | 6039 | SH |  | SOLE |  | 0 | 0 | 6039 |
| TESLA INC | COM | 88160R101 |  | 1191055 | 3204 | SH |  | SOLE |  | 0 | 0 | 3204 |
| TEXAS INSTRS INC | COM | 882508104 |  | 293928 | 1514 | SH |  | SOLE |  | 0 | 0 | 1514 |
| TORTOISE CAPITAL SERIES TRUS | NORTH AMRCN PIPE | 890930308 |  | 281881 | 6654 | SH |  | SOLE |  | 0 | 0 | 6654 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2869274 | 6569 | SH |  | SOLE |  | 0 | 0 | 6569 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 432590 | 4877 | SH |  | SOLE |  | 0 | 0 | 4877 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 588587 | 985 | SH |  | SOLE |  | 0 | 0 | 985 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 3036784 | 15478 | SH |  | SOLE |  | 0 | 0 | 15478 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 6797260 | 82461 | SH |  | SOLE |  | 0 | 0 | 82461 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 641918 | 1747 | SH |  | SOLE |  | 0 | 0 | 1747 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 402435 | 8017 | SH |  | SOLE |  | 0 | 0 | 8017 |
| WALMART INC | COM | 931142103 |  | 1654635 | 13314 | SH |  | SOLE |  | 0 | 0 | 13314 |

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