# EDGAR Filing Document

**Accession Number:** 0000857156
**File Stem:** 0001104659-23-000182
**Filing Date:** 2023-1
**Character Count:** 56654
**Document Hash:** 354c14ffff5b3584001d5664c7d46bb5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-23-000182.hdr.sgml**: 20230103

**ACCESSION NUMBER**: 0001104659-23-000182

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20230103

**DATE AS OF CHANGE**: 20230103

**EFFECTIVENESS DATE**: 20230103

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SCHWAB CAPITAL TRUST
- **CENTRAL INDEX KEY:** 0000904333
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1031

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-62470
- **FILM NUMBER:** 23500984

**BUSINESS ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
- **BUSINESS PHONE:** 1-415-667-7000

**MAIL ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CHARLES SCHWAB FAMILY OF FUNDS
- **CENTRAL INDEX KEY:** 0000857156
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-31894
- **FILM NUMBER:** 23500988

**BUSINESS ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
- **BUSINESS PHONE:** 1-415-667-7000

**MAIL ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SCHWAB CHARLES FAMILY OF FUNDS
- **DATE OF NAME CHANGE:** 19920703
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SCHWAB STRATEGIC TRUST
- **CENTRAL INDEX KEY:** 0001454889
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-160595
- **FILM NUMBER:** 23500986

**BUSINESS ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
- **BUSINESS PHONE:** 1-415-667-7000

**MAIL ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Schwab Strategic Trust
- **DATE OF NAME CHANGE:** 20090127
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SCHWAB ANNUITY PORTFOLIOS
- **CENTRAL INDEX KEY:** 0000918266
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-74534
- **FILM NUMBER:** 23500987

**BUSINESS ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
- **BUSINESS PHONE:** 1-415-667-7000

**MAIL ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LAUDUS TRUST
- **CENTRAL INDEX KEY:** 0000832545
- **IRS NUMBER:** 680163788
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-21677
- **FILM NUMBER:** 23500985

**BUSINESS ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
- **BUSINESS PHONE:** 1-415-667-7000

**MAIL ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BARR ROSENBERG SERIES TRUST
- **DATE OF NAME CHANGE:** 19961003

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ROSENBERG SERIES TRUST
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ROSENBERG SMALL CAPITALIZATION FUND
- **DATE OF NAME CHANGE:** 19881030
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SCHWAB INVESTMENTS
- **CENTRAL INDEX KEY:** 0000869365
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0831

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-37459
- **FILM NUMBER:** 23500989

**BUSINESS ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
- **BUSINESS PHONE:** 1-415-667-7000

**MAIL ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105

## Series and Classes Contracts Data

### Schwab Select Large Cap Growth Fund (Series ID: S000025589)

---

|  |  |  |
|:---|:---|:---|
| Class Name                          | Ticker Symbol | Class ID   |
| Schwab Select Large Cap Growth Fund | LGILX         | C000076665 |

---

### Schwab AMT Tax-Free Money Fund (Series ID: S000004500)

---

|  |  |  |
|:---|:---|:---|
| Class Name      | Ticker Symbol | Class ID   |
| Investor Shares | SWWXX         | C000039063 |
| Ultra Shares    | SCTXX         | C000219263 |

---

### Schwab Government Money Fund (Series ID: S000004506)

---

|  |  |  |
|:---|:---|:---|
| Class Name      | Ticker Symbol | Class ID   |
| Sweep Shares    | SWGXX         | C000012381 |
| Investor Shares | SNVXX         | C000151955 |
| Ultra Shares    | SGUXX         | C000222229 |

---

### Schwab U.S. Treasury Money Fund (Series ID: S000004507)

---

|  |  |  |
|:---|:---|:---|
| Class Name      | Ticker Symbol | Class ID   |
| Investor Shares | SNSXX         | C000198373 |
| Ultra Shares    | SUTXX         | C000222230 |

---

### Schwab Value Advantage Money Fund (Series ID: S000004508)

---

|  |  |  |
|:---|:---|:---|
| Class Name      | Ticker Symbol | Class ID   |
| Investor Shares | SWVXX         | C000012383 |
| Ultra Shares    | SNAXX         | C000038267 |

---

### Schwab Municipal Money Fund (Series ID: S000004511)

---

|  |  |  |
|:---|:---|:---|
| Class Name      | Ticker Symbol | Class ID   |
| Investor Shares | SWTXX         | C000012389 |
| Ultra Shares    | SWOXX         | C000012391 |

---

### Schwab California Municipal Money Fund (Series ID: S000004512)

---

|  |  |  |
|:---|:---|:---|
| Class Name      | Ticker Symbol | Class ID   |
| Investor Shares | SWKXX         | C000012393 |
| Ultra Shares    | SCAXX         | C000219264 |

---

### Schwab New York Municipal Money Fund (Series ID: S000004513)

---

|  |  |  |
|:---|:---|:---|
| Class Name      | Ticker Symbol | Class ID   |
| Investor Shares | SWYXX         | C000012395 |
| Ultra Shares    | SNYXX         | C000219265 |

---

### Schwab Treasury Obligations Money Fund (Series ID: S000036659)

---

|  |  |  |
|:---|:---|:---|
| Class Name      | Ticker Symbol | Class ID   |
| Investor Shares | SNOXX         | C000112046 |
| Ultra Shares    | SCOXX         | C000222231 |

---

### Schwab Variable Share Price Money Fund (Series ID: S000052458)

---

|  |  |  |
|:---|:---|:---|
| Class Name   | Ticker Symbol | Class ID   |
| Ultra Shares | SVUXX         | C000164902 |

---

### Schwab Retirement Government Money Fund (Series ID: S000053802)

---

|  |  |  |
|:---|:---|:---|
| Class Name                              | Ticker Symbol | Class ID   |
| Schwab Retirement Government Money Fund | SNRXX         | C000169257 |

---

### Schwab 1000 Index Fund (Series ID: S000006807)

---

|  |  |  |
|:---|:---|:---|
| Class Name             | Ticker Symbol | Class ID   |
| Schwab 1000 Index Fund | SNXFX         | C000018433 |

---

### Schwab Tax-Free Bond Fund (Series ID: S000006815)

---

|  |  |  |
|:---|:---|:---|
| Class Name                | Ticker Symbol | Class ID   |
| Schwab Tax-Free Bond Fund | SWNTX         | C000018447 |

---

### Schwab California Tax-Free Bond Fund (Series ID: S000006818)

---

|  |  |  |
|:---|:---|:---|
| Class Name                           | Ticker Symbol | Class ID   |
| Schwab California Tax-Free Bond Fund | SWCAX         | C000018451 |

---

### Schwab Treasury Inflation Protected Securities Index Fund (Series ID: S000006819)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                                | Ticker Symbol | Class ID   |
| Schwab Treasury Inflation Protected Securities Index Fund | SWRSX         | C000018453 |

---

### Schwab Global Real Estate Fund (Series ID: S000015878)

---

|  |  |  |
|:---|:---|:---|
| Class Name                     | Ticker Symbol | Class ID   |
| Schwab Global Real Estate Fund | SWASX         | C000043612 |

---

### Schwab U.S. Aggregate Bond Index Fund (Series ID: S000056207)

---

|  |  |  |
|:---|:---|:---|
| Class Name                            | Ticker Symbol | Class ID   |
| Schwab U.S. Aggregate Bond Index Fund | SWAGX         | C000176960 |

---

### Schwab Short-Term Bond Index Fund (Series ID: S000056208)

---

|  |  |  |
|:---|:---|:---|
| Class Name                        | Ticker Symbol | Class ID   |
| Schwab Short-Term Bond Index Fund | SWSBX         | C000176961 |

---

### Schwab Opportunistic Municipal Bond Fund (Series ID: S000068892)

---

|  |  |  |
|:---|:---|:---|
| Class Name                               | Ticker Symbol | Class ID   |
| Schwab Opportunistic Municipal Bond Fund | SWHYX         | C000220131 |

---

### Schwab Large-Cap Growth Fund (Series ID: S000005513)

---

|  |  |  |
|:---|:---|:---|
| Class Name                   | Ticker Symbol | Class ID   |
| Schwab Large-Cap Growth Fund | SWLSX         | C000015012 |

---

### Schwab Core Equity Fund (Series ID: S000005514)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Core Equity Fund | SWANX         | C000015013 |

---

### Schwab Dividend Equity Fund (Series ID: S000005515)

---

|  |  |  |
|:---|:---|:---|
| Class Name                  | Ticker Symbol | Class ID   |
| Schwab Dividend Equity Fund | SWDSX         | C000015015 |

---

### Schwab Small-Cap Equity Fund (Series ID: S000005516)

---

|  |  |  |
|:---|:---|:---|
| Class Name                   | Ticker Symbol | Class ID   |
| Schwab Small-Cap Equity Fund | SWSCX         | C000015017 |

---

### Schwab Health Care Fund (Series ID: S000005519)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Health Care Fund | SWHFX         | C000015021 |

---

### Schwab Target 2010 Fund (Series ID: S000005521)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2010 Fund | SWBRX         | C000015023 |

---

### Schwab Target 2020 Fund (Series ID: S000005522)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2020 Fund | SWCRX         | C000015024 |

---

### Schwab Target 2030 Fund (Series ID: S000005523)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2030 Fund | SWDRX         | C000015025 |

---

### Schwab Target 2040 Fund (Series ID: S000005524)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2040 Fund | SWERX         | C000015026 |

---

### Schwab S&P 500 Index Fund (Series ID: S000005911)

---

|  |  |  |
|:---|:---|:---|
| Class Name                | Ticker Symbol | Class ID   |
| Schwab S&P 500 Index Fund | SWPPX         | C000016166 |

---

### Schwab Small-Cap Index Fund (Series ID: S000005912)

---

|  |  |  |
|:---|:---|:---|
| Class Name                  | Ticker Symbol | Class ID   |
| Schwab Small-Cap Index Fund | SWSSX         | C000016169 |

---

### Schwab Total Stock Market Index Fund (Series ID: S000005913)

---

|  |  |  |
|:---|:---|:---|
| Class Name                           | Ticker Symbol | Class ID   |
| Schwab Total Stock Market Index Fund | SWTSX         | C000016171 |

---

### Schwab International Index Fund (Series ID: S000005914)

---

|  |  |  |
|:---|:---|:---|
| Class Name                      | Ticker Symbol | Class ID   |
| Schwab International Index Fund | SWISX         | C000016173 |

---

### Schwab MarketTrack All Equity Portfolio (Series ID: S000005916)

---

|  |  |  |
|:---|:---|:---|
| Class Name                              | Ticker Symbol | Class ID   |
| Schwab MarketTrack All Equity Portfolio | SWEGX         | C000016175 |

---

### Schwab MarketTrack Growth Portfolio (Series ID: S000005917)

---

|  |  |  |
|:---|:---|:---|
| Class Name                          | Ticker Symbol | Class ID   |
| Schwab MarketTrack Growth Portfolio | SWHGX         | C000016177 |

---

### Schwab MarketTrack Balanced Portfolio (Series ID: S000005918)

---

|  |  |  |
|:---|:---|:---|
| Class Name                            | Ticker Symbol | Class ID   |
| Schwab MarketTrack Balanced Portfolio | SWBGX         | C000016178 |

---

### Schwab MarketTrack Conservative Portfolio (Series ID: S000005919)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                | Ticker Symbol | Class ID   |
| Schwab MarketTrack Conservative Portfolio | SWCGX         | C000016180 |

---

### Schwab Balanced Fund (Series ID: S000006549)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| Schwab Balanced Fund | SWOBX         | C000017885 |

---

### Schwab International Opportunities Fund (Series ID: S000006551)

---

|  |  |  |
|:---|:---|:---|
| Class Name                              | Ticker Symbol | Class ID   |
| Schwab International Opportunities Fund | SWMIX         | C000017890 |

---

### Schwab Fundamental US Large Company Index Fund (Series ID: S000016766)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                     | Ticker Symbol | Class ID   |
| Schwab Fundamental US Large Company Index Fund | SFLNX         | C000046821 |

---

### Schwab Fundamental US Small Company Index Fund (Series ID: S000016767)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                     | Ticker Symbol | Class ID   |
| Schwab Fundamental US Small Company Index Fund | SFSNX         | C000046824 |

---

### Schwab Fundamental International Large Company Index Fund (Series ID: S000016768)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                                | Ticker Symbol | Class ID   |
| Schwab Fundamental International Large Company Index Fund | SFNNX         | C000046827 |

---

### Schwab Fundamental Emerging Markets Large Company Index Fund (Series ID: S000019900)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                                   | Ticker Symbol | Class ID   |
| Schwab Fundamental Emerging Markets Large Company Index Fund | SFENX         | C000055852 |

---

### Schwab Fundamental International Small Company Index Fund (Series ID: S000019901)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                                | Ticker Symbol | Class ID   |
| Schwab Fundamental International Small Company Index Fund | SFILX         | C000055855 |

---

### Schwab Target 2015 Fund (Series ID: S000020935)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2015 Fund | SWGRX         | C000059131 |

---

### Schwab Target 2025 Fund (Series ID: S000020936)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2025 Fund | SWHRX         | C000059132 |

---

### Schwab Target 2035 Fund (Series ID: S000020937)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2035 Fund | SWIRX         | C000059133 |

---

### Schwab Monthly Income Fund - Target Payout (Series ID: S000021072)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                 | Ticker Symbol | Class ID   |
| Schwab Monthly Income Fund - Target Payout | SWJRX         | C000059932 |

---

### Schwab Monthly Income Fund - Flexible Payout (Series ID: S000021073)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                   | Ticker Symbol | Class ID   |
| Schwab Monthly Income Fund - Flexible Payout | SWKRX         | C000059933 |

---

### Schwab Monthly Income Fund - Income Payout (Series ID: S000021074)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                 | Ticker Symbol | Class ID   |
| Schwab Monthly Income Fund - Income Payout | SWLRX         | C000059934 |

---

### Schwab International Core Equity Fund (Series ID: S000022039)

---

|  |  |  |
|:---|:---|:---|
| Class Name                            | Ticker Symbol | Class ID   |
| Schwab International Core Equity Fund | SICNX         | C000063316 |

---

### Schwab Target 2045 Fund (Series ID: S000039605)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2045 Fund | SWMRX         | C000122183 |

---

### Schwab Target 2050 Fund (Series ID: S000039606)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2050 Fund | SWNRX         | C000122184 |

---

### Schwab Target 2055 Fund (Series ID: S000039607)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2055 Fund | SWORX         | C000122185 |

---

### Schwab Fundamental Global Real Estate Index Fund (Series ID: S000046499)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                       | Ticker Symbol | Class ID   |
| Schwab Fundamental Global Real Estate Index Fund | SFREX         | C000145193 |

---

### Schwab Target 2060 Fund (Series ID: S000054918)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2060 Fund | SWPRX         | C000172771 |

---

### Schwab Target 2050 Index Fund (Series ID: S000054919)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2050 Index Fund | SWYMX         | C000172773 |

---

### Schwab Target 2055 Index Fund (Series ID: S000054920)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2055 Index Fund | SWYJX         | C000172775 |

---

### Schwab Target 2060 Index Fund (Series ID: S000054921)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2060 Index Fund | SWYNX         | C000172777 |

---

### Schwab Target 2010 Index Fund (Series ID: S000054922)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2010 Index Fund | SWYAX         | C000172779 |

---

### Schwab Target 2015 Index Fund (Series ID: S000054923)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2015 Index Fund | SWYBX         | C000172781 |

---

### Schwab Target 2020 Index Fund (Series ID: S000054924)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2020 Index Fund | SWYLX         | C000172783 |

---

### Schwab Target 2025 Index Fund (Series ID: S000054925)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2025 Index Fund | SWYDX         | C000172785 |

---

### Schwab Target 2030 Index Fund (Series ID: S000054926)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2030 Index Fund | SWYEX         | C000172787 |

---

### Schwab Target 2035 Index Fund (Series ID: S000054927)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2035 Index Fund | SWYFX         | C000172789 |

---

### Schwab Target 2040 Index Fund (Series ID: S000054928)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2040 Index Fund | SWYGX         | C000172791 |

---

### Schwab Target 2045 Index Fund (Series ID: S000054929)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2045 Index Fund | SWYHX         | C000172793 |

---

### Schwab U.S. Large-Cap Growth Index Fund (Series ID: S000059731)

---

|  |  |  |
|:---|:---|:---|
| Class Name                              | Ticker Symbol | Class ID   |
| Schwab U.S. Large-Cap Growth Index Fund | SWLGX         | C000195502 |

---

### Schwab U.S. Large-Cap Value Index Fund (Series ID: S000059732)

---

|  |  |  |
|:---|:---|:---|
| Class Name                             | Ticker Symbol | Class ID   |
| Schwab U.S. Large-Cap Value Index Fund | SWLVX         | C000195503 |

---

### Schwab U.S. Mid-Cap Index Fund (Series ID: S000059733)

---

|  |  |  |
|:---|:---|:---|
| Class Name                     | Ticker Symbol | Class ID   |
| Schwab U.S. Mid-Cap Index Fund | SWMCX         | C000195504 |

---

### Schwab Target 2065 Fund (Series ID: S000071107)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab Target 2065 Fund | SWQRX         | C000225748 |

---

### Schwab Target 2065 Index Fund (Series ID: S000071108)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab Target 2065 Index Fund | SWYOX         | C000225749 |

---

### Schwab Government Money Market Portfolio (Series ID: S000006545)

---

|  |  |  |
|:---|:---|:---|
| Class Name                               | Ticker Symbol | Class ID   |
| Schwab Government Money Market Portfolio | SWPXX         | C000017880 |

---

### Schwab S&P 500 Index Portfolio (Series ID: S000006547)

---

|  |  |  |
|:---|:---|:---|
| Class Name                     | Ticker Symbol | Class ID   |
| Schwab S&P 500 Index Portfolio | SWP1Z         | C000017882 |

---

### Schwab VIT Balanced Portfolio (Series ID: S000036326)

---

|  |  |  |
|:---|:---|:---|
| Class Name                    | Ticker Symbol | Class ID   |
| Schwab VIT Balanced Portfolio | SWB1Z         | C000111125 |

---

### Schwab VIT Balanced with Growth Portfolio (Series ID: S000036327)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                | Ticker Symbol | Class ID   |
| Schwab VIT Balanced with Growth Portfolio | SWC1Z         | C000111126 |

---

### Schwab VIT Growth Portfolio (Series ID: S000036328)

---

|  |  |  |
|:---|:---|:---|
| Class Name                  | Ticker Symbol | Class ID   |
| Schwab VIT Growth Portfolio | SWG1Z         | C000111127 |

---

### Schwab U.S. Broad Market ETF (Series ID: S000026631)

---

|  |  |  |
|:---|:---|:---|
| Class Name                   | Ticker Symbol | Class ID   |
| Schwab U.S. Broad Market ETF | SCHB          | C000079978 |

---

### Schwab U.S. Large-Cap ETF (Series ID: S000026632)

---

|  |  |  |
|:---|:---|:---|
| Class Name                | Ticker Symbol | Class ID   |
| Schwab U.S. Large-Cap ETF | SCHX          | C000079979 |

---

### Schwab U.S. Large-Cap Growth ETF (Series ID: S000026633)

---

|  |  |  |
|:---|:---|:---|
| Class Name                       | Ticker Symbol | Class ID   |
| Schwab U.S. Large-Cap Growth ETF | SCHG          | C000079980 |

---

### Schwab U.S. Large-Cap Value ETF (Series ID: S000026634)

---

|  |  |  |
|:---|:---|:---|
| Class Name                      | Ticker Symbol | Class ID   |
| Schwab U.S. Large-Cap Value ETF | SCHV          | C000079981 |

---

### Schwab U.S. Mid-Cap ETF (Series ID: S000026635)

---

|  |  |  |
|:---|:---|:---|
| Class Name              | Ticker Symbol | Class ID   |
| Schwab U.S. Mid-Cap ETF | SCHM          | C000079982 |

---

### Schwab U.S. Small-Cap ETF (Series ID: S000026636)

---

|  |  |  |
|:---|:---|:---|
| Class Name                | Ticker Symbol | Class ID   |
| Schwab U.S. Small-Cap ETF | SCHA          | C000079983 |

---

### Schwab International Equity ETF (Series ID: S000026637)

---

|  |  |  |
|:---|:---|:---|
| Class Name                      | Ticker Symbol | Class ID   |
| Schwab International Equity ETF | SCHF          | C000079984 |

---

### Schwab International Small-Cap Equity ETF (Series ID: S000026638)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                | Ticker Symbol | Class ID   |
| Schwab International Small-Cap Equity ETF | SCHC          | C000079985 |

---

### Schwab Emerging Markets Equity ETF (Series ID: S000026639)

---

|  |  |  |
|:---|:---|:---|
| Class Name                         | Ticker Symbol | Class ID   |
| Schwab Emerging Markets Equity ETF | SCHE          | C000079986 |

---

### Schwab U.S. TIPS ETF (Series ID: S000029407)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| Schwab U.S. TIPS ETF | SCHP          | C000090317 |

---

### Schwab Short-Term U.S. Treasury ETF (Series ID: S000029408)

---

|  |  |  |
|:---|:---|:---|
| Class Name                          | Ticker Symbol | Class ID   |
| Schwab Short-Term U.S. Treasury ETF | SCHO          | C000090318 |

---

### Schwab Intermediate-Term U.S. Treasury ETF (Series ID: S000029409)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                 | Ticker Symbol | Class ID   |
| Schwab Intermediate-Term U.S. Treasury ETF | SCHR          | C000090319 |

---

### Schwab U.S. REIT ETF (Series ID: S000030518)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| Schwab U.S. REIT ETF | SCHH          | C000094080 |

---

### Schwab U.S. Aggregate Bond ETF (Series ID: S000033156)

---

|  |  |  |
|:---|:---|:---|
| Class Name                     | Ticker Symbol | Class ID   |
| Schwab U.S. Aggregate Bond ETF | SCHZ          | C000102078 |

---

### Schwab U.S. Dividend Equity ETF (Series ID: S000034163)

---

|  |  |  |
|:---|:---|:---|
| Class Name                      | Ticker Symbol | Class ID   |
| Schwab U.S. Dividend Equity ETF | SCHD          | C000105320 |

---

### Schwab Fundamental U.S. Broad Market Index ETF (Series ID: S000040876)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                     | Ticker Symbol | Class ID   |
| Schwab Fundamental U.S. Broad Market Index ETF | FNDB          | C000126714 |

---

### Schwab Fundamental U.S. Large Company Index ETF (Series ID: S000040877)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                      | Ticker Symbol | Class ID   |
| Schwab Fundamental U.S. Large Company Index ETF | FNDX          | C000126715 |

---

### Schwab Fundamental U.S. Small Company Index ETF (Series ID: S000040878)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                      | Ticker Symbol | Class ID   |
| Schwab Fundamental U.S. Small Company Index ETF | FNDA          | C000126716 |

---

### Schwab Fundamental International Large Company Index ETF (Series ID: S000040879)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                               | Ticker Symbol | Class ID   |
| Schwab Fundamental International Large Company Index ETF | FNDF          | C000126717 |

---

### Schwab Fundamental International Small Company Index ETF (Series ID: S000040880)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                               | Ticker Symbol | Class ID   |
| Schwab Fundamental International Small Company Index ETF | FNDC          | C000126718 |

---

### Schwab Fundamental Emerging Markets Large Company Index ETF (Series ID: S000040881)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                                  | Ticker Symbol | Class ID   |
| Schwab Fundamental Emerging Markets Large Company Index ETF | FNDE          | C000126719 |

---

### Schwab 1000 Index ETF (Series ID: S000059091)

---

|  |  |  |
|:---|:---|:---|
| Class Name            | Ticker Symbol | Class ID   |
| Schwab 1000 Index ETF | SCHK          | C000193734 |

---

### Schwab 1-5 Year Corporate Bond ETF (Series ID: S000066660)

---

|  |  |  |
|:---|:---|:---|
| Class Name                         | Ticker Symbol | Class ID   |
| Schwab 1-5 Year Corporate Bond ETF | SCHJ          | C000214877 |

---

### Schwab 5-10 Year Corporate Bond ETF (Series ID: S000066661)

---

|  |  |  |
|:---|:---|:---|
| Class Name                          | Ticker Symbol | Class ID   |
| Schwab 5-10 Year Corporate Bond ETF | SCHI          | C000214878 |

---

### Schwab Long-Term U.S. Treasury ETF (Series ID: S000066662)

---

|  |  |  |
|:---|:---|:---|
| Class Name                         | Ticker Symbol | Class ID   |
| Schwab Long-Term U.S. Treasury ETF | SCHQ          | C000214879 |

---

### Schwab International Dividend Equity ETF (Series ID: S000071197)

---

|  |  |  |
|:---|:---|:---|
| Class Name                               | Ticker Symbol | Class ID   |
| Schwab International Dividend Equity ETF | SCHY          | C000225985 |

---

### Schwab Ariel ESG ETF (Series ID: S000072244)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| Schwab Ariel ESG ETF | SAEF          | C000228159 |

---

### Schwab Crypto Thematic ETF (Series ID: S000076371)

---

|  |  |  |
|:---|:---|:---|
| Class Name                 | Ticker Symbol | Class ID   |
| Schwab Crypto Thematic ETF | STCE          | C000236174 |

---

### Schwab Municipal Bond ETF (Series ID: S000077692)

---

|  |  |  |
|:---|:---|:---|
| Class Name                | Ticker Symbol | Class ID   |
| Schwab Municipal Bond ETF | SCMB          | C000238180 |

---

## Series and Classes Contracts Data

### Schwab Select Large Cap Growth Fund (Series ID: S000025589)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000076665 | Schwab Select Large Cap Growth Fund | LGILX           |

### Schwab AMT Tax-Free Money Fund (Series ID: S000004500)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000039063 | Investor Shares | SWWXX           |
| C000219263 | Ultra Shares    | SCTXX           |

### Schwab Government Money Fund (Series ID: S000004506)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000012381 | Sweep Shares    | SWGXX           |
| C000151955 | Investor Shares | SNVXX           |
| C000222229 | Ultra Shares    | SGUXX           |

### Schwab U.S. Treasury Money Fund (Series ID: S000004507)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000198373 | Investor Shares | SNSXX           |
| C000222230 | Ultra Shares    | SUTXX           |

### Schwab Value Advantage Money Fund (Series ID: S000004508)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000012383 | Investor Shares | SWVXX           |
| C000038267 | Ultra Shares    | SNAXX           |

### Schwab Municipal Money Fund (Series ID: S000004511)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000012389 | Investor Shares | SWTXX           |
| C000012391 | Ultra Shares    | SWOXX           |

### Schwab California Municipal Money Fund (Series ID: S000004512)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000012393 | Investor Shares | SWKXX           |
| C000219264 | Ultra Shares    | SCAXX           |

### Schwab New York Municipal Money Fund (Series ID: S000004513)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000012395 | Investor Shares | SWYXX           |
| C000219265 | Ultra Shares    | SNYXX           |

### Schwab Treasury Obligations Money Fund (Series ID: S000036659)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000112046 | Investor Shares | SNOXX           |
| C000222231 | Ultra Shares    | SCOXX           |

### Schwab Variable Share Price Money Fund (Series ID: S000052458)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000164902 | Ultra Shares | SVUXX           |

### Schwab Retirement Government Money Fund (Series ID: S000053802)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000169257 | Schwab Retirement Government Money Fund | SNRXX           |

### Schwab 1000 Index Fund (Series ID: S000006807)

| Class ID   | Class Name             | Ticker Symbol   |
|:---|:---|:---|
| C000018433 | Schwab 1000 Index Fund | SNXFX           |

### Schwab Tax-Free Bond Fund (Series ID: S000006815)

| Class ID   | Class Name                | Ticker Symbol   |
|:---|:---|:---|
| C000018447 | Schwab Tax-Free Bond Fund | SWNTX           |

### Schwab California Tax-Free Bond Fund (Series ID: S000006818)

| Class ID   | Class Name                           | Ticker Symbol   |
|:---|:---|:---|
| C000018451 | Schwab California Tax-Free Bond Fund | SWCAX           |

### Schwab Treasury Inflation Protected Securities Index Fund (Series ID: S000006819)

| Class ID   | Class Name                                                | Ticker Symbol   |
|:---|:---|:---|
| C000018453 | Schwab Treasury Inflation Protected Securities Index Fund | SWRSX           |

### Schwab Global Real Estate Fund (Series ID: S000015878)

| Class ID   | Class Name                     | Ticker Symbol   |
|:---|:---|:---|
| C000043612 | Schwab Global Real Estate Fund | SWASX           |

### Schwab U.S. Aggregate Bond Index Fund (Series ID: S000056207)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000176960 | Schwab U.S. Aggregate Bond Index Fund | SWAGX           |

### Schwab Short-Term Bond Index Fund (Series ID: S000056208)

| Class ID   | Class Name                        | Ticker Symbol   |
|:---|:---|:---|
| C000176961 | Schwab Short-Term Bond Index Fund | SWSBX           |

### Schwab Opportunistic Municipal Bond Fund (Series ID: S000068892)

| Class ID   | Class Name                               | Ticker Symbol   |
|:---|:---|:---|
| C000220131 | Schwab Opportunistic Municipal Bond Fund | SWHYX           |

### Schwab Large-Cap Growth Fund (Series ID: S000005513)

| Class ID   | Class Name                   | Ticker Symbol   |
|:---|:---|:---|
| C000015012 | Schwab Large-Cap Growth Fund | SWLSX           |

### Schwab Core Equity Fund (Series ID: S000005514)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015013 | Schwab Core Equity Fund | SWANX           |

### Schwab Dividend Equity Fund (Series ID: S000005515)

| Class ID   | Class Name                  | Ticker Symbol   |
|:---|:---|:---|
| C000015015 | Schwab Dividend Equity Fund | SWDSX           |

### Schwab Small-Cap Equity Fund (Series ID: S000005516)

| Class ID   | Class Name                   | Ticker Symbol   |
|:---|:---|:---|
| C000015017 | Schwab Small-Cap Equity Fund | SWSCX           |

### Schwab Health Care Fund (Series ID: S000005519)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015021 | Schwab Health Care Fund | SWHFX           |

### Schwab Target 2010 Fund (Series ID: S000005521)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015023 | Schwab Target 2010 Fund | SWBRX           |

### Schwab Target 2020 Fund (Series ID: S000005522)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015024 | Schwab Target 2020 Fund | SWCRX           |

### Schwab Target 2030 Fund (Series ID: S000005523)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015025 | Schwab Target 2030 Fund | SWDRX           |

### Schwab Target 2040 Fund (Series ID: S000005524)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015026 | Schwab Target 2040 Fund | SWERX           |

### Schwab S&P 500 Index Fund (Series ID: S000005911)

| Class ID   | Class Name                | Ticker Symbol   |
|:---|:---|:---|
| C000016166 | Schwab S&P 500 Index Fund | SWPPX           |

### Schwab Small-Cap Index Fund (Series ID: S000005912)

| Class ID   | Class Name                  | Ticker Symbol   |
|:---|:---|:---|
| C000016169 | Schwab Small-Cap Index Fund | SWSSX           |

### Schwab Total Stock Market Index Fund (Series ID: S000005913)

| Class ID   | Class Name                           | Ticker Symbol   |
|:---|:---|:---|
| C000016171 | Schwab Total Stock Market Index Fund | SWTSX           |

### Schwab International Index Fund (Series ID: S000005914)

| Class ID   | Class Name                      | Ticker Symbol   |
|:---|:---|:---|
| C000016173 | Schwab International Index Fund | SWISX           |

### Schwab MarketTrack All Equity Portfolio (Series ID: S000005916)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000016175 | Schwab MarketTrack All Equity Portfolio | SWEGX           |

### Schwab MarketTrack Growth Portfolio (Series ID: S000005917)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000016177 | Schwab MarketTrack Growth Portfolio | SWHGX           |

### Schwab MarketTrack Balanced Portfolio (Series ID: S000005918)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000016178 | Schwab MarketTrack Balanced Portfolio | SWBGX           |

### Schwab MarketTrack Conservative Portfolio (Series ID: S000005919)

| Class ID   | Class Name                                | Ticker Symbol   |
|:---|:---|:---|
| C000016180 | Schwab MarketTrack Conservative Portfolio | SWCGX           |

### Schwab Balanced Fund (Series ID: S000006549)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000017885 | Schwab Balanced Fund | SWOBX           |

### Schwab International Opportunities Fund (Series ID: S000006551)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000017890 | Schwab International Opportunities Fund | SWMIX           |

### Schwab Fundamental US Large Company Index Fund (Series ID: S000016766)

| Class ID   | Class Name                                     | Ticker Symbol   |
|:---|:---|:---|
| C000046821 | Schwab Fundamental US Large Company Index Fund | SFLNX           |

### Schwab Fundamental US Small Company Index Fund (Series ID: S000016767)

| Class ID   | Class Name                                     | Ticker Symbol   |
|:---|:---|:---|
| C000046824 | Schwab Fundamental US Small Company Index Fund | SFSNX           |

### Schwab Fundamental International Large Company Index Fund (Series ID: S000016768)

| Class ID   | Class Name                                                | Ticker Symbol   |
|:---|:---|:---|
| C000046827 | Schwab Fundamental International Large Company Index Fund | SFNNX           |

### Schwab Fundamental Emerging Markets Large Company Index Fund (Series ID: S000019900)

| Class ID   | Class Name                                                   | Ticker Symbol   |
|:---|:---|:---|
| C000055852 | Schwab Fundamental Emerging Markets Large Company Index Fund | SFENX           |

### Schwab Fundamental International Small Company Index Fund (Series ID: S000019901)

| Class ID   | Class Name                                                | Ticker Symbol   |
|:---|:---|:---|
| C000055855 | Schwab Fundamental International Small Company Index Fund | SFILX           |

### Schwab Target 2015 Fund (Series ID: S000020935)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000059131 | Schwab Target 2015 Fund | SWGRX           |

### Schwab Target 2025 Fund (Series ID: S000020936)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000059132 | Schwab Target 2025 Fund | SWHRX           |

### Schwab Target 2035 Fund (Series ID: S000020937)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000059133 | Schwab Target 2035 Fund | SWIRX           |

### Schwab Monthly Income Fund - Target Payout (Series ID: S000021072)

| Class ID   | Class Name                                 | Ticker Symbol   |
|:---|:---|:---|
| C000059932 | Schwab Monthly Income Fund - Target Payout | SWJRX           |

### Schwab Monthly Income Fund - Flexible Payout (Series ID: S000021073)

| Class ID   | Class Name                                   | Ticker Symbol   |
|:---|:---|:---|
| C000059933 | Schwab Monthly Income Fund - Flexible Payout | SWKRX           |

### Schwab Monthly Income Fund - Income Payout (Series ID: S000021074)

| Class ID   | Class Name                                 | Ticker Symbol   |
|:---|:---|:---|
| C000059934 | Schwab Monthly Income Fund - Income Payout | SWLRX           |

### Schwab International Core Equity Fund (Series ID: S000022039)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000063316 | Schwab International Core Equity Fund | SICNX           |

### Schwab Target 2045 Fund (Series ID: S000039605)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000122183 | Schwab Target 2045 Fund | SWMRX           |

### Schwab Target 2050 Fund (Series ID: S000039606)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000122184 | Schwab Target 2050 Fund | SWNRX           |

### Schwab Target 2055 Fund (Series ID: S000039607)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000122185 | Schwab Target 2055 Fund | SWORX           |

### Schwab Fundamental Global Real Estate Index Fund (Series ID: S000046499)

| Class ID   | Class Name                                       | Ticker Symbol   |
|:---|:---|:---|
| C000145193 | Schwab Fundamental Global Real Estate Index Fund | SFREX           |

### Schwab Target 2060 Fund (Series ID: S000054918)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000172771 | Schwab Target 2060 Fund | SWPRX           |

### Schwab Target 2050 Index Fund (Series ID: S000054919)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172773 | Schwab Target 2050 Index Fund | SWYMX           |

### Schwab Target 2055 Index Fund (Series ID: S000054920)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172775 | Schwab Target 2055 Index Fund | SWYJX           |

### Schwab Target 2060 Index Fund (Series ID: S000054921)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172777 | Schwab Target 2060 Index Fund | SWYNX           |

### Schwab Target 2010 Index Fund (Series ID: S000054922)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172779 | Schwab Target 2010 Index Fund | SWYAX           |

### Schwab Target 2015 Index Fund (Series ID: S000054923)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172781 | Schwab Target 2015 Index Fund | SWYBX           |

### Schwab Target 2020 Index Fund (Series ID: S000054924)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172783 | Schwab Target 2020 Index Fund | SWYLX           |

### Schwab Target 2025 Index Fund (Series ID: S000054925)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172785 | Schwab Target 2025 Index Fund | SWYDX           |

### Schwab Target 2030 Index Fund (Series ID: S000054926)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172787 | Schwab Target 2030 Index Fund | SWYEX           |

### Schwab Target 2035 Index Fund (Series ID: S000054927)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172789 | Schwab Target 2035 Index Fund | SWYFX           |

### Schwab Target 2040 Index Fund (Series ID: S000054928)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172791 | Schwab Target 2040 Index Fund | SWYGX           |

### Schwab Target 2045 Index Fund (Series ID: S000054929)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172793 | Schwab Target 2045 Index Fund | SWYHX           |

### Schwab U.S. Large-Cap Growth Index Fund (Series ID: S000059731)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000195502 | Schwab U.S. Large-Cap Growth Index Fund | SWLGX           |

### Schwab U.S. Large-Cap Value Index Fund (Series ID: S000059732)

| Class ID   | Class Name                             | Ticker Symbol   |
|:---|:---|:---|
| C000195503 | Schwab U.S. Large-Cap Value Index Fund | SWLVX           |

### Schwab U.S. Mid-Cap Index Fund (Series ID: S000059733)

| Class ID   | Class Name                     | Ticker Symbol   |
|:---|:---|:---|
| C000195504 | Schwab U.S. Mid-Cap Index Fund | SWMCX           |

### Schwab Target 2065 Fund (Series ID: S000071107)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000225748 | Schwab Target 2065 Fund | SWQRX           |

### Schwab Target 2065 Index Fund (Series ID: S000071108)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000225749 | Schwab Target 2065 Index Fund | SWYOX           |

### Schwab Government Money Market Portfolio (Series ID: S000006545)

| Class ID   | Class Name                               | Ticker Symbol   |
|:---|:---|:---|
| C000017880 | Schwab Government Money Market Portfolio | SWPXX           |

### Schwab S&P 500 Index Portfolio (Series ID: S000006547)

| Class ID   | Class Name                     | Ticker Symbol   |
|:---|:---|:---|
| C000017882 | Schwab S&P 500 Index Portfolio | SWP1Z           |

### Schwab VIT Balanced Portfolio (Series ID: S000036326)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000111125 | Schwab VIT Balanced Portfolio | SWB1Z           |

### Schwab VIT Balanced with Growth Portfolio (Series ID: S000036327)

| Class ID   | Class Name                                | Ticker Symbol   |
|:---|:---|:---|
| C000111126 | Schwab VIT Balanced with Growth Portfolio | SWC1Z           |

### Schwab VIT Growth Portfolio (Series ID: S000036328)

| Class ID   | Class Name                  | Ticker Symbol   |
|:---|:---|:---|
| C000111127 | Schwab VIT Growth Portfolio | SWG1Z           |

### Schwab U.S. Broad Market ETF (Series ID: S000026631)

| Class ID   | Class Name                   | Ticker Symbol   |
|:---|:---|:---|
| C000079978 | Schwab U.S. Broad Market ETF | SCHB            |

### Schwab U.S. Large-Cap ETF (Series ID: S000026632)

| Class ID   | Class Name                | Ticker Symbol   |
|:---|:---|:---|
| C000079979 | Schwab U.S. Large-Cap ETF | SCHX            |

### Schwab U.S. Large-Cap Growth ETF (Series ID: S000026633)

| Class ID   | Class Name                       | Ticker Symbol   |
|:---|:---|:---|
| C000079980 | Schwab U.S. Large-Cap Growth ETF | SCHG            |

### Schwab U.S. Large-Cap Value ETF (Series ID: S000026634)

| Class ID   | Class Name                      | Ticker Symbol   |
|:---|:---|:---|
| C000079981 | Schwab U.S. Large-Cap Value ETF | SCHV            |

### Schwab U.S. Mid-Cap ETF (Series ID: S000026635)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000079982 | Schwab U.S. Mid-Cap ETF | SCHM            |

### Schwab U.S. Small-Cap ETF (Series ID: S000026636)

| Class ID   | Class Name                | Ticker Symbol   |
|:---|:---|:---|
| C000079983 | Schwab U.S. Small-Cap ETF | SCHA            |

### Schwab International Equity ETF (Series ID: S000026637)

| Class ID   | Class Name                      | Ticker Symbol   |
|:---|:---|:---|
| C000079984 | Schwab International Equity ETF | SCHF            |

### Schwab International Small-Cap Equity ETF (Series ID: S000026638)

| Class ID   | Class Name                                | Ticker Symbol   |
|:---|:---|:---|
| C000079985 | Schwab International Small-Cap Equity ETF | SCHC            |

### Schwab Emerging Markets Equity ETF (Series ID: S000026639)

| Class ID   | Class Name                         | Ticker Symbol   |
|:---|:---|:---|
| C000079986 | Schwab Emerging Markets Equity ETF | SCHE            |

### Schwab U.S. TIPS ETF (Series ID: S000029407)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000090317 | Schwab U.S. TIPS ETF | SCHP            |

### Schwab Short-Term U.S. Treasury ETF (Series ID: S000029408)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000090318 | Schwab Short-Term U.S. Treasury ETF | SCHO            |

### Schwab Intermediate-Term U.S. Treasury ETF (Series ID: S000029409)

| Class ID   | Class Name                                 | Ticker Symbol   |
|:---|:---|:---|
| C000090319 | Schwab Intermediate-Term U.S. Treasury ETF | SCHR            |

### Schwab U.S. REIT ETF (Series ID: S000030518)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000094080 | Schwab U.S. REIT ETF | SCHH            |

### Schwab U.S. Aggregate Bond ETF (Series ID: S000033156)

| Class ID   | Class Name                     | Ticker Symbol   |
|:---|:---|:---|
| C000102078 | Schwab U.S. Aggregate Bond ETF | SCHZ            |

### Schwab U.S. Dividend Equity ETF (Series ID: S000034163)

| Class ID   | Class Name                      | Ticker Symbol   |
|:---|:---|:---|
| C000105320 | Schwab U.S. Dividend Equity ETF | SCHD            |

### Schwab Fundamental U.S. Broad Market Index ETF (Series ID: S000040876)

| Class ID   | Class Name                                     | Ticker Symbol   |
|:---|:---|:---|
| C000126714 | Schwab Fundamental U.S. Broad Market Index ETF | FNDB            |

### Schwab Fundamental U.S. Large Company Index ETF (Series ID: S000040877)

| Class ID   | Class Name                                      | Ticker Symbol   |
|:---|:---|:---|
| C000126715 | Schwab Fundamental U.S. Large Company Index ETF | FNDX            |

### Schwab Fundamental U.S. Small Company Index ETF (Series ID: S000040878)

| Class ID   | Class Name                                      | Ticker Symbol   |
|:---|:---|:---|
| C000126716 | Schwab Fundamental U.S. Small Company Index ETF | FNDA            |

### Schwab Fundamental International Large Company Index ETF (Series ID: S000040879)

| Class ID   | Class Name                                               | Ticker Symbol   |
|:---|:---|:---|
| C000126717 | Schwab Fundamental International Large Company Index ETF | FNDF            |

### Schwab Fundamental International Small Company Index ETF (Series ID: S000040880)

| Class ID   | Class Name                                               | Ticker Symbol   |
|:---|:---|:---|
| C000126718 | Schwab Fundamental International Small Company Index ETF | FNDC            |

### Schwab Fundamental Emerging Markets Large Company Index ETF (Series ID: S000040881)

| Class ID   | Class Name                                                  | Ticker Symbol   |
|:---|:---|:---|
| C000126719 | Schwab Fundamental Emerging Markets Large Company Index ETF | FNDE            |

### Schwab 1000 Index ETF (Series ID: S000059091)

| Class ID   | Class Name            | Ticker Symbol   |
|:---|:---|:---|
| C000193734 | Schwab 1000 Index ETF | SCHK            |

### Schwab 1-5 Year Corporate Bond ETF (Series ID: S000066660)

| Class ID   | Class Name                         | Ticker Symbol   |
|:---|:---|:---|
| C000214877 | Schwab 1-5 Year Corporate Bond ETF | SCHJ            |

### Schwab 5-10 Year Corporate Bond ETF (Series ID: S000066661)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000214878 | Schwab 5-10 Year Corporate Bond ETF | SCHI            |

### Schwab Long-Term U.S. Treasury ETF (Series ID: S000066662)

| Class ID   | Class Name                         | Ticker Symbol   |
|:---|:---|:---|
| C000214879 | Schwab Long-Term U.S. Treasury ETF | SCHQ            |

### Schwab International Dividend Equity ETF (Series ID: S000071197)

| Class ID   | Class Name                               | Ticker Symbol   |
|:---|:---|:---|
| C000225985 | Schwab International Dividend Equity ETF | SCHY            |

### Schwab Ariel ESG ETF (Series ID: S000072244)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000228159 | Schwab Ariel ESG ETF | SAEF            |

### Schwab Crypto Thematic ETF (Series ID: S000076371)

| Class ID   | Class Name                 | Ticker Symbol   |
|:---|:---|:---|
| C000236174 | Schwab Crypto Thematic ETF | STCE            |

### Schwab Municipal Bond ETF (Series ID: S000077692)

| Class ID   | Class Name                | Ticker Symbol   |
|:---|:---|:---|
| C000238180 | Schwab Municipal Bond ETF | SCMB            |

---

| |
|:---|
| **THE CHARLES SCHWAB FAMILY OF FUNDS**  |
| **SCHWAB ANNUITY PORTFOLIOS**  |
| **SCHWAB CAPITAL TRUST**  |
| **SCHWAB INVESTMENTS**  |
| **SCHWAB STRATEGIC TRUST**  |
| **LAUDUS TRUST**  |
| (all series)  |

---

Supplement dated January 3, 2023, to all currently effective Statements of Additional Information (each

an SAI and collectively, the SAIs) for each series of the aforementioned Trusts.

#### This supplement provides new and additional information beyond that contained in the SAIs and should be read in conjunction with the SAIs.
Effective December 31, 2022, Kiran M. Patel has retired from the Board of Trustees of the Trusts. Additionally, effective January 1, 2023, Dana Smith became Treasurer and Chief Financial Officer of the Trusts. As such, the following changes are made to each SAI.

(1) #### Board of Trustees and Officers Tables
(a) *<u>Under the "Management of the Funds" section in the "Independent Trustees" table:</u>* all references to Kiran M. Patel are hereby deleted in their entirety.

(b) *<u>Under the "Management of the Funds" section in the "Officers" table:</u>* the reference to Mark Fischer is hereby amended and the information for Dana Smith is appended to the table.

---

| | |
|:---|:---|
| **Name, Year of Birth, and Position(s) with the Trust <br> (Term of Office and Length of Time Served)**  | **Principal Occupations During the Past Five Years**  |
| **OFFICERS**  | **OFFICERS**  |
| Mark Fischer <br> 1970 <br> Chief Operating Officer <br> (Officer of The Charles Schwab Family of Funds, Schwab Investments, Schwab Capital Trust, Schwab Annuity Portfolios, Schwab Strategic Trust and Laudus Trust since 2013) | Chief Operating Officer (Dec. 2020-present) and Treasurer and Chief Financial Officer (Jan. 2016-Dec. 2022), Schwab Funds, Laudus Trust and Schwab ETFs; Chief Financial Officer (Mar. 2020-present) and Vice President (Oct. 2013-present), Charles Schwab Investment Management, Inc. |
| Dana Smith <br> 1965 <br> Treasurer and Chief Financial Officer <br> (Officer of The Charles Schwab Family of Funds, Schwab Investments, Schwab Capital Trust, Schwab Annuity Portfolios, Schwab Strategic Trust and Laudus Trust since 2023) | Treasurer and Chief Financial Officer (Jan. 2023-present) and Assistant Treasurer (Dec. 2015-Dec. 2022), Schwab Funds, Laudus Trust and Schwab ETFs; Vice President (Mar. 2022-present) and Director (Oct. 2015-Mar. 2022), Charles Schwab Investment Management, Inc. |

---

(2) #### Individual Trustee Qualifications
*<u>Under the "Individual Trustee Qualifications" header in the "Management of the Funds" section:</u>* all references to Kiran M. Patel are hereby deleted in their entirety.

(3) #### Trustee Committees
*<u>Under the "Trustee Committees" header in the "Management of the Funds" section:</u>* the first bulleted item is revised to replace the third sentence with the following.

This Committee is comprised of at least three independent trustees and effective January 1, 2023, has the following members: Kimberly S. Patmore (Chair), Michael J. Beer and J. Derek Penn.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

(4) #### Securities Beneficially Owned by Each Trustee
*<u>Under the "Management of the Funds" section in the "Securities Beneficially Owned by Each Trustee" table:</u>* all references to Kiran M. Patel are hereby deleted in their entirety.

#### PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE
REG119961-00 (01/23)

00282132

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