# EDGAR Filing Document

**Accession Number:** 0002056402
**File Stem:** 0001951757-26-000190
**Filing Date:** 2026-1
**Character Count:** 8819
**Document Hash:** 31a9f6213008a4eff7c78110652ac22e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000190.hdr.sgml**: 20260116

**ACCESSION NUMBER**: 0001951757-26-000190

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260116

**DATE AS OF CHANGE**: 20260116

**EFFECTIVENESS DATE**: 20260116

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** STEPHEN J. GARRY & ASSOCIATES, LLC
- **CENTRAL INDEX KEY:** 0002056402

**ORGANIZATION NAME:**
- **EIN:** 831024859
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25039
- **FILM NUMBER:** 26539666

**BUSINESS ADDRESS:**
- **STREET 1:** 990 STEWART AVENUE
- **STREET 2:** SUITE 190
- **CITY:** GARDEN CITY
- **STATE:** NY
- **ZIP:** 11530
- **BUSINESS PHONE:** (516) 280-5588

**MAIL ADDRESS:**
- **STREET 1:** 990 STEWART AVENUE
- **STREET 2:** SUITE 190
- **CITY:** GARDEN CITY
- **STATE:** NY
- **ZIP:** 11530

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** STEPHEN J. GARRY  ASSOCIATES LLC<br>**Address:** 990 STEWART AVENUE<br>SUITE 190<br>GARDEN CITY, NY 11530

**Form 13F File Number:** 028-25039

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Stephen Garry<br>**Title:** Chief Compliance Officer<br>**Phone:** (516) 280-5588

**Signature, Place, and Date of Signing:**

Stephen Garry  Garden City, NY  01-16-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 51

**Form 13F Information Table Value Total:** $126091145

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 591698 | 9185 | SH |  | SOLE |  | 0 | 0 | 9185 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 5509325 | 28846 | SH |  | SOLE |  | 0 | 0 | 28846 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 26688575 | 54705 | SH |  | SOLE |  | 0 | 0 | 54705 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 391269 | 3667 | SH |  | SOLE |  | 0 | 0 | 3667 |
| ISHARES TR | CORE S ETF | 464287200 |  | 5094045 | 7437 | SH |  | SOLE |  | 0 | 0 | 7437 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 691530 | 10116 | SH |  | SOLE |  | 0 | 0 | 10116 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 311987 | 2596 | SH |  | SOLE |  | 0 | 0 | 2596 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 567717 | 5860 | SH |  | SOLE |  | 0 | 0 | 5860 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1153624 | 3975 | SH |  | SOLE |  | 0 | 0 | 3975 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 292187 | 608 | SH |  | SOLE |  | 0 | 0 | 608 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 304357 | 2280 | SH |  | SOLE |  | 0 | 0 | 2280 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 3370538 | 10435 | SH |  | SOLE |  | 0 | 0 | 10435 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 GRTH | 921932869 |  | 4410281 | 36691 | SH |  | SOLE |  | 0 | 0 | 36691 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1420386 | 13261 | SH |  | SOLE |  | 0 | 0 | 13261 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 |  | 282268 | 2315 | SH |  | SOLE |  | 0 | 0 | 2315 |
| APPLE INC | COM | 037833100 |  | 1458268 | 5364 | SH |  | SOLE |  | 0 | 0 | 5364 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1150608 | 1873 | SH |  | SOLE |  | 0 | 0 | 1873 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 898565 | 7290 | SH |  | SOLE |  | 0 | 0 | 7290 |
| AMAZON COM INC | COM | 023135106 |  | 553799 | 2399 | SH |  | SOLE |  | 0 | 0 | 2399 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 577781 | 12090 | SH |  | SOLE |  | 0 | 0 | 12090 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 9706602 | 131046 | SH |  | SOLE |  | 0 | 0 | 131046 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 1041032 | 4849 | SH |  | SOLE |  | 0 | 0 | 4849 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 946779 | 10055 | SH |  | SOLE |  | 0 | 0 | 10055 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 438662 | 1401 | SH |  | SOLE |  | 0 | 0 | 1401 |
| TESLA INC | COM | 88160R101 |  | 230162 | 512 | SH |  | SOLE |  | 0 | 0 | 512 |
| MICROSOFT CORP | COM | 594918104 |  | 467161 | 966 | SH |  | SOLE |  | 0 | 0 | 966 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 274950 | 5640 | SH |  | SOLE |  | 0 | 0 | 5640 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 2213602 | 26728 | SH |  | SOLE |  | 0 | 0 | 26728 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 526476 | 2041 | SH |  | SOLE |  | 0 | 0 | 2041 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 323533 | 2840 | SH |  | SOLE |  | 0 | 0 | 2840 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 299488 | 2187 | SH |  | SOLE |  | 0 | 0 | 2187 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 4667903 | 15451 | SH |  | SOLE |  | 0 | 0 | 15451 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 669720 | 1415 | SH |  | SOLE |  | 0 | 0 | 1415 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 541493 | 5452 | SH |  | SOLE |  | 0 | 0 | 5452 |
| GRAYSCALE ETHEREUM TRUST ETF | SHS | 389638107 |  | 249037 | 10219 | SH |  | SOLE |  | 0 | 0 | 10219 |
| ANIXA BIOSCIENCES INC | COM | 03528H109 |  | 31450 | 10080 | SH |  | SOLE |  | 0 | 0 | 10080 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 10283051 | 16397 | SH |  | SOLE |  | 0 | 0 | 16397 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 219926 | 4110 | SH |  | SOLE |  | 0 | 0 | 4110 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 12915446 | 159116 | SH |  | SOLE |  | 0 | 0 | 159116 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 8080553 | 103756 | SH |  | SOLE |  | 0 | 0 | 103756 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 649395 | 3482 | SH |  | SOLE |  | 0 | 0 | 3482 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 6234126 | 9142 | SH |  | SOLE |  | 0 | 0 | 9142 |
| BOEING CO | COM | 097023105 |  | 252147 | 1161 | SH |  | SOLE |  | 0 | 0 | 1161 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 1032466 | 31005 | SH |  | SOLE |  | 0 | 0 | 31005 |
| VANGUARD MUN BD FDS | INTERMEDIATE TRM | 922907738 |  | 1053270 | 10446 | SH |  | SOLE |  | 0 | 0 | 10446 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1730121 | 3442 | SH |  | SOLE |  | 0 | 0 | 3442 |
| VANECK ETF TRUST | URANIUM AND NUCL | 92189F601 |  | 370737 | 2985 | SH |  | SOLE |  | 0 | 0 | 2985 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 264214 | 301 | SH |  | SOLE |  | 0 | 0 | 301 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 557563 | 2686 | SH |  | SOLE |  | 0 | 0 | 2686 |
| ISHARES TR | FUTURE AI  TECH | 46435U556 |  | 1629881 | 33829 | SH |  | SOLE |  | 0 | 0 | 33829 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 2471391 | 30997 | SH |  | SOLE |  | 0 | 0 | 30997 |

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