# EDGAR Filing Document

**Accession Number:** 0002040901
**File Stem:** 0001398344-25-020442
**Filing Date:** 2025-11
**Character Count:** 26935
**Document Hash:** 109a79ec0876226ed1c8d5a607340254
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-25-020442.hdr.sgml**: 20251106

**ACCESSION NUMBER**: 0001398344-25-020442

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251106

**DATE AS OF CHANGE**: 20251106

**EFFECTIVENESS DATE**: 20251106

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financially Speaking Inc
- **CENTRAL INDEX KEY:** 0002040901

**ORGANIZATION NAME:**
- **EIN:** 841158352
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24901
- **FILM NUMBER:** 251457571

**BUSINESS ADDRESS:**
- **STREET 1:** 5889 GREENWOOD PLAZA BLVD.
- **STREET 2:** SUITE 400
- **CITY:** GREENWOOD VILLAGE
- **STATE:** CO
- **ZIP:** 80111
- **BUSINESS PHONE:** 3032900702

**MAIL ADDRESS:**
- **STREET 1:** 5889 GREENWOOD PLAZA BLVD.
- **STREET 2:** SUITE 400
- **CITY:** GREENWOOD VILLAGE
- **STATE:** CO
- **ZIP:** 80111

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financially Speaking Inc<br>**Address:** 5889 GREENWOOD PLAZA BLVD.<br>SUITE 400<br>GREENWOOD VILLAGE, CO 80111

**Form 13F File Number:** 028-24901

**CRD Number (if applicable):** 000106255

**SEC File Number (if applicable):** 801-38948

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Philip H Luccock<br>**Title:** President<br>**Phone:** 303-290-0702

**Signature, Place, and Date of Signing:**

/s/ Philip H Luccock  Greenwood Village, CO  10-31-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 216

**Form 13F Information Table Value Total:** $152241705

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ICON FLEXIBLE BD FD INV | NTF BOND FUNDS | 78410K717 |  | 26675 | 3135 | SH |  | SOLE |  | 3135 | 0 | 0 |
| NVIDIA CORP | COMMON STOCK | 67066G104 |  | 515147 | 2761 | SH |  | SOLE |  | 2761 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 65032 | 214 | SH |  | SOLE |  | 214 | 0 | 0 |
| BROADCOM INC | COMMON STOCK | 11135F101 |  | 16496 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| PROGRESSIVE CORP OH | COMMON STOCK | 743315103 |  | 3457 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| BLACKROCK US CARBON TRNSREADINS ETF | UIT EXCHANGE TRADED | 09290C509 |  | 4355 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS | AMERICAN DEPOSITORY | 76206K107 |  | 55889 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| GLOBAL X URANIUM ETF | UIT EXCHANGE TRADED | 37954Y871 |  | 1682846 | 35302 | SH |  | SOLE |  | 35302 | 0 | 0 |
| SCHWAB US TREASURY MONEY INVESTOR | SCHWAB NON-SWEEP MMF | 808515548 |  | 638 | 638 | SH |  | SOLE |  | 638 | 0 | 0 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 22790 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| KIMBERLY CLARK CORP | COMMON STOCK | 494368103 |  | 46876 | 377 | SH |  | SOLE |  | 377 | 0 | 0 |
| SELECT SECTOR UTI SELECTSPDR ETF | UIT EXCHANGE TRADED | 81369Y886 |  | 508609 | 5832 | SH |  | SOLE |  | 5832 | 0 | 0 |
| PUTNAM CONVERTIBLE SECURITIES A | NTF BOND FUNDS | 746476100 |  | 137346 | 4833 | SH |  | SOLE |  | 4833 | 0 | 0 |
| ISHARES US AEROSPACE DEFENSE ETF | UIT EXCHANGE TRADED | 464288760 |  | 26367 | 126 | SH |  | SOLE |  | 126 | 0 | 0 |
| OKLO INC CLASS A | COMMON STOCK | 02156V109 |  | 223 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| LOWES COS INC | COMMON STOCK | 548661107 |  | 15330 | 61 | SH |  | SOLE |  | 61 | 0 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 82597 | 324 | SH |  | SOLE |  | 324 | 0 | 0 |
| VANECK GOLD MINERS ETF | UIT EXCHANGE TRADED | 92189F106 |  | 4651079 | 60878 | SH |  | SOLE |  | 60878 | 0 | 0 |
| VERIZON COMMUNICATIONS I | COMMON STOCK | 92343V104 |  | 53619 | 1220 | SH |  | SOLE |  | 1220 | 0 | 0 |
| DHI GROUP INC | COMMON STOCK | 23331S100 |  | 2641 | 950 | SH |  | SOLE |  | 950 | 0 | 0 |
| COLUMBIA INCOME OPPORTUNITIES A | NTF BOND FUNDS | 19763T103 |  | 3164 | 354 | SH |  | SOLE |  | 354 | 0 | 0 |
| CROWDSTRIKE HLDGS INC CLASS A | COMMON STOCK | 22788C105 |  | 46586 | 95 | SH |  | SOLE |  | 95 | 0 | 0 |
| BNY MELLON SUST US EQUITY A | NTF EQUITY FUNDS | 09661D102 |  | 30561 | 1485 | SH |  | SOLE |  | 1485 | 0 | 0 |
| CROWN CASTLE INC REIT REIT | REAL ESTATE INVESTME | 22822V101 |  | 12163 | 126 | SH |  | SOLE |  | 126 | 0 | 0 |
| INVSC S P 500 MOMENTUM ETF | UIT EXCHANGE TRADED | 46138E339 |  | 100117 | 827 | SH |  | SOLE |  | 827 | 0 | 0 |
| BORGWARNER INC | COMMON STOCK | 099724106 |  | 5275 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| STARBUCKS CORP | COMMON STOCK | 855244109 |  | 34178 | 404 | SH |  | SOLE |  | 404 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 36108 | 235 | SH |  | SOLE |  | 235 | 0 | 0 |
| JPMORGAN DVRSFD RTRN INTRNL EQT ETF | UIT EXCHANGE TRADED | 46641Q209 |  | 400 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| GEVO INC | COMMON STOCK | 374396406 |  | 6860 | 3500 | SH |  | SOLE |  | 3500 | 0 | 0 |
| TECHNOLOGY SELECT SECTORSPDR ETF | UIT EXCHANGE TRADED | 81369Y803 |  | 114435 | 406 | SH |  | SOLE |  | 406 | 0 | 0 |
| GLOBAL X URANIUM ETF | UIT EXCHANGE TRADED | 37954Y871 |  | 20021 | 420 | SH |  | SOLE |  | 420 | 0 | 0 |
| PALANTIR TECHNOLOGIES INCLASS A | COMMON STOCK | 69608A108 |  | 57645 | 316 | SH |  | SOLE |  | 316 | 0 | 0 |
| SOUNDHOUND AI INC CLASS A | COMMON STOCK | 836100107 |  | 12060 | 750 | SH |  | SOLE |  | 750 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 |  | 1381 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| FIRST SOLAR INC | COMMON STOCK | 336433107 |  | 2205 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 31200 | 77 | SH |  | SOLE |  | 77 | 0 | 0 |
| NORWEGIAN CRUISE LINE F | FOREIGN ORDINARIES | G66721104 |  | 2463 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| FRANKLIN INCOME A1 | NTF BOND FUNDS | 353496300 |  | 16811 | 6779 | SH |  | SOLE |  | 6779 | 0 | 0 |
| ICON FLEXIBLE BD FD INV | NTF BOND FUNDS | 78410K717 |  | 12865997 | 1511868 | SH |  | SOLE |  | 1511868 | 0 | 0 |
| LENNOX INTL INC | COMMON STOCK | 526107107 |  | 70405 | 133 | SH |  | SOLE |  | 133 | 0 | 0 |
| GE HEALTHCARE TECHNOLOGI | COMMON STOCK | 36266G107 |  | 300 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| GREIF INC CLASS A | COMMON STOCK | 397624107 |  | 5319 | 89 | SH |  | SOLE |  | 89 | 0 | 0 |
| ADVISORSHS PURE US CANNABIS ETF IV | UIT EXCHANGE TRADED | 00768Y453 |  | 4790 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| GLOBAL X DEFENSE TECH ETF | UIT EXCHANGE TRADED | 37960A529 |  | 5590402 | 79590 | SH |  | SOLE |  | 79590 | 0 | 0 |
| SCHWAB S 500 INDEX | SCHWAB MUTL FUNDS | 808509855 |  | 44326 | 2567 | SH |  | SOLE |  | 2567 | 0 | 0 |
| AUTOLIV INC | COMMON STOCK | 052800109 |  | 11362 | 92 | SH |  | SOLE |  | 92 | 0 | 0 |
| BANK OF AMERICA CORP | COMMON STOCK | 060505104 |  | 25639 | 497 | SH |  | SOLE |  | 497 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 220088 | 1952 | SH |  | SOLE |  | 1952 | 0 | 0 |
| PALANTIR TECHNOLOGIES INCLASS A | COMMON STOCK | 69608A108 |  | 747922 | 4100 | SH |  | SOLE |  | 4100 | 0 | 0 |
| JPMORGAN ULTRA SHORT INCOME ETF | UIT EXCHANGE TRADED | 46641Q837 |  | 6700571 | 132083 | SH |  | SOLE |  | 132083 | 0 | 0 |
| PNC FINL SERVICES | COMMON STOCK | 693475105 |  | 40186 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ALPHABET INC CLASS CLASS A | COMMON STOCK | 02079K305 |  | 79737 | 328 | SH |  | SOLE |  | 328 | 0 | 0 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 4731 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| ENTEGRIS INC | COMMON STOCK | 29362U104 |  | 1387 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| EQT CORP | COMMON STOCK | 26884L109 |  | 13608 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| SCHWAB S 500 INDEX | SCHWAB MUTL FUNDS | 808509855 |  | 1731 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| DISNEY WALT CO | COMMON STOCK | 254687106 |  | 17290 | 151 | SH |  | SOLE |  | 151 | 0 | 0 |
| HORMEL FOODS CORP | COMMON STOCK | 440452100 |  | 1039 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| FIDELITY LOW DURATION BOND FACTR ETF | UIT EXCHANGE TRADED | 316188408 |  | 130871 | 2607 | SH |  | SOLE |  | 2607 | 0 | 0 |
| GCI LIBERTY INC XXXESC PEND POSS FUTR DISTR | REORG STOCK | 361ESC049 |  | 0 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| SAMSARA INC CLASS A | COMMON STOCK | 79589L106 |  | 18625 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| MICROBOT MED INC | COMMON STOCK | 59503A204 |  | 3 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| APA CORP | COMMON STOCK | 03743Q108 |  | 12067 | 497 | SH |  | SOLE |  | 497 | 0 | 0 |
| ROSS STORES INC | COMMON STOCK | 778296103 |  | 43279 | 284 | SH |  | SOLE |  | 284 | 0 | 0 |
| FORD MTR CO DEL | COMMON STOCK | 345370860 |  | 1674 | 140 | SH |  | SOLE |  | 140 | 0 | 0 |
| ISHARES EUROPE ETF | UIT EXCHANGE TRADED | 464287861 |  | 393 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| US BANCORP DEL | COMMON STOCK | 902973304 |  | 106713 | 2208 | SH |  | SOLE |  | 2208 | 0 | 0 |
| SOUTHWEST AIRLS CO | COMMON STOCK | 844741108 |  | 1213 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| JPMORGAN U S TECH LEADERS ETF IV | UIT EXCHANGE TRADED | 46654Q732 |  | 270116 | 2937 | SH |  | SOLE |  | 2937 | 0 | 0 |
| AT INC | COMMON STOCK | 00206R102 |  | 20615 | 730 | SH |  | SOLE |  | 730 | 0 | 0 |
| NETFLIX INC | COMMON STOCK | 64110L106 |  | 8392 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| ALLEGION PUB LTD CO F | FOREIGN ORDINARIES | G0176J109 |  | 11705 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| PALANTIR TECHNOLOGIES INCLASS A | COMMON STOCK | 69608A108 |  | 944206 | 5176 | SH |  | SOLE |  | 5176 | 0 | 0 |
| VANECK JUNIOR GOLD MINERS ETF | UIT EXCHANGE TRADED | 92189F791 |  | 75560 | 763 | SH |  | SOLE |  | 763 | 0 | 0 |
| VANECK GOLD MINERS ETF | UIT EXCHANGE TRADED | 92189F106 |  | 55161 | 722 | SH |  | SOLE |  | 722 | 0 | 0 |
| PAYPAL HLDGS INC | COMMON STOCK | 70450Y103 |  | 671 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| WARNER BROS DISCOVERY IN | COMMON STOCK | 934423104 |  | 1816 | 93 | SH |  | SOLE |  | 93 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 93756 | 427 | SH |  | SOLE |  | 427 | 0 | 0 |
| BUMBLE INC CLASS A | COMMON STOCK | 12047B105 |  | 305 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| JUMIA TECHNOLOGIES AG FUNSPONSORED ADR 1 ADR REPS 2 ORD SHS | AMERICAN DEPOSITORY | 48138M105 |  | 11610 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| GE VERNOVA INC | COMMON STOCK | 36828A101 |  | 1845 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| AT INC | COMMON STOCK | 00206R102 |  | 28240 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| AMERICAN FUNDS WASHINGTON MUTUAL A | LOAD EQUITY FUND | 939330106 |  | 109263 | 1631 | SH |  | SOLE |  | 1631 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 13517 | 403 | SH |  | SOLE |  | 403 | 0 | 0 |
| QUALCOMM INC | COMMON STOCK | 747525103 |  | 16636 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| INVSC S P 500 MOMENTUM ETF | UIT EXCHANGE TRADED | 46138E339 |  | 8574075 | 70825 | SH |  | SOLE |  | 70825 | 0 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 2546 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| ZETA GLOBAL HLDGS CORP CLASS A | COMMON STOCK | 98956A105 |  | 3000 | 151 | SH |  | SOLE |  | 151 | 0 | 0 |
| VISA INC CLASS A | COMMON STOCK | 92826C839 |  | 3072 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| AMPLIFY JUNIOR SILVER MINERS ETF | UIT EXCHANGE TRADED | 032108649 |  | 54377 | 2355 | SH |  | SOLE |  | 2355 | 0 | 0 |
| SCHWAB TREASURY OBLIG MONEY INV | SCHWAB NON-SWEEP MMF | 808515621 |  | 1497114 | 1497114 | SH |  | SOLE |  | 1497114 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 72499 | 391 | SH |  | SOLE |  | 391 | 0 | 0 |
| COTY INC CLASS A | COMMON STOCK | 222070203 |  | 121 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| TRANE TECHNOLOGIES PLC F | FOREIGN ORDINARIES | G8994E103 |  | 84392 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| XCEL ENERGY INC | COMMON STOCK | 98389B100 |  | 31793 | 394 | SH |  | SOLE |  | 394 | 0 | 0 |
| AUTOLIV INC | COMMON STOCK | 052800109 |  | 8645 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| VANGUARD WELLESLEY INCOME INV | EQUITY FUNDS | 921938106 |  | 76742 | 2921 | SH |  | SOLE |  | 2921 | 0 | 0 |
| TECHNOLOGY SELECT SECTORSPDR ETF | UIT EXCHANGE TRADED | 81369Y803 |  | 10000675 | 35481 | SH |  | SOLE |  | 35481 | 0 | 0 |
| SPDR S DIVIDEND ETF | UIT EXCHANGE TRADED | 78464A763 |  | 335074 | 2393 | SH |  | SOLE |  | 2393 | 0 | 0 |
| DEVON ENERGY CORP NEW | COMMON STOCK | 25179M103 |  | 561 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| HIMS  HERS HEALTH INC CLASS A | COMMON STOCK | 433000106 |  | 5672 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| BERKSHIRE HATHAWAY CLASS B | COMMON STOCK | 084670702 |  | 3397014 | 6757 | SH |  | SOLE |  | 6757 | 0 | 0 |
| ADVANCED MICRO DEVIC | COMMON STOCK | 007903107 |  | 37697 | 233 | SH |  | SOLE |  | 233 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 11275 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| VANECK JUNIOR GOLD MINERS ETF | UIT EXCHANGE TRADED | 92189F791 |  | 6583019 | 66475 | SH |  | SOLE |  | 66475 | 0 | 0 |
| SCHWAB US TREASURY MONEY INVESTOR | SCHWAB NON-SWEEP MMF | 808515548 |  | 682269 | 682269 | SH |  | SOLE |  | 682269 | 0 | 0 |
| VANECK VIETNAM ETF | UIT EXCHANGE TRADED | 92189F817 |  | 1735868 | 97302 | SH |  | SOLE |  | 97302 | 0 | 0 |
| DISNEY WALT CO | COMMON STOCK | 254687106 |  | 40991 | 358 | SH |  | SOLE |  | 358 | 0 | 0 |
| SCHWAB TREASURY OBLIG MONEY INV | SCHWAB NON-SWEEP MMF | 808515621 |  | 16839330 | 16839330 | SH |  | SOLE |  | 16839330 | 0 | 0 |
| SPDR S METALS  MININGETF | UIT EXCHANGE TRADED | 78464A755 |  | 6473723 | 69468 | SH |  | SOLE |  | 69468 | 0 | 0 |
| GRANITESHARES NVDA LNG DAILY ETF | UIT EXCHANGE TRADED | 38747R827 |  | 46810 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| WILLAMETTE VY VINEYARD I | COMMON STOCK | 969136100 |  | 364 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| BITMINE IMMERSION TECNOL | COMMON STOCK | 09175A206 |  | 15579 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| BP P L C FSPONSORED ADR 1 ADR REPS 6 ORD SHS | AMERICAN DEPOSITORY | 055622104 |  | 11364 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| SELECT SECTOR UTI SELECTSPDR ETF | UIT EXCHANGE TRADED | 81369Y886 |  | 20146 | 231 | SH |  | SOLE |  | 231 | 0 | 0 |
| SCHWAB US LARGE CAP GROWTH ETF | UIT EXCHANGE TRADED | 808524300 |  | 8450055 | 264809 | SH |  | SOLE |  | 264809 | 0 | 0 |
| STRYKER CORP | COMMON STOCK | 863667101 |  | 36967 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NUVEEN PREFERRED SECS  INC A | NTF BOND FUNDS | 670700103 |  | 46669 | 2897 | SH |  | SOLE |  | 2897 | 0 | 0 |
| CLOUDFLARE INC CLASS A | COMMON STOCK | 18915M107 |  | 118025 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| SCHWAB TREASURY OBLIG MONEY ULTRA | SCHWAB NON-SWEEP MMF | 808515480 |  | 2508034 | 2508034 | SH |  | SOLE |  | 2508034 | 0 | 0 |
| SCHWAB TREASURY OBLIG MONEY INV | SCHWAB NON-SWEEP MMF | 808515621 |  | 625252 | 625252 | SH |  | SOLE |  | 625252 | 0 | 0 |
| GILEAD SCIENCES INC | COMMON STOCK | 375558103 |  | 20202 | 182 | SH |  | SOLE |  | 182 | 0 | 0 |
| CALVERT SMALL/MID CAP FUND CLASS A | NTF EQUITY FUNDS | 13161X733 |  | 15698 | 630 | SH |  | SOLE |  | 630 | 0 | 0 |
| SPDR S DIVIDEND ETF | UIT EXCHANGE TRADED | 78464A763 |  | 133048 | 950 | SH |  | SOLE |  | 950 | 0 | 0 |
| RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS | AMERICAN DEPOSITORY | 76206K107 |  | 4903776 | 10529 | SH |  | SOLE |  | 10529 | 0 | 0 |
| ENERGY FUELS INC F | FOREIGN CANADIAN | 292671708 |  | 4605 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| ALPHABET INC CLASS CLASS A | COMMON STOCK | 02079K305 |  | 60775 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| JPMORGAN ULTRA SHORT INCOME ETF | UIT EXCHANGE TRADED | 46641Q837 |  | 171011 | 3371 | SH |  | SOLE |  | 3371 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 |  | 7964 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TRUST ETF | UIT EXCHANGE TRADED | 389930207 |  | 2785 | 55 | SH |  | SOLE |  | 55 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 92710 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| CARNIVAL CORP F | FOREIGN ORDINARIES | 143658300 |  | 2891 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| META PLATFORMS INC CLASS A | COMMON STOCK | 30303M102 |  | 91798 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| PHILIP MORRIS INTL INC | COMMON STOCK | 718172109 |  | 13787 | 85 | SH |  | SOLE |  | 85 | 0 | 0 |
| GENERAL MTRS CO | COMMON STOCK | 37045V100 |  | 1890 | 31 | SH |  | SOLE |  | 31 | 0 | 0 |
| BERKSHIRE HATHAWAY CLASS B | COMMON STOCK | 084670702 |  | 40722 | 81 | SH |  | SOLE |  | 81 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 19565 | 127 | SH |  | SOLE |  | 127 | 0 | 0 |
| MERCK  CO. INC. | COMMON STOCK | 58933Y105 |  | 14772 | 176 | SH |  | SOLE |  | 176 | 0 | 0 |
| XCEL ENERGY INC | COMMON STOCK | 98389B100 |  | 275017 | 3410 | SH |  | SOLE |  | 3410 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | UIT EXCHANGE TRADED | 389637109 |  | 24687 | 275 | SH |  | SOLE |  | 275 | 0 | 0 |
| SCHWAB PRIME ADVANTAGE MONEY INVESTOR | SCHWAB NON-SWEEP MMF | 808515605 |  | 218272 | 218272 | SH |  | SOLE |  | 218272 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 4391 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| FIDELITY LOW DURATION BOND FACTR ETF | UIT EXCHANGE TRADED | 316188408 |  | 5279885 | 105177 | SH |  | SOLE |  | 105177 | 0 | 0 |
| ROLLS-ROYCE HOLDINGS P FSPONSORED ADR 1 ADR REPS 1 ORD SHS | AMERICAN DEPOSITORY | 775781206 |  | 20849 | 1287 | SH |  | SOLE |  | 1287 | 0 | 0 |
| SCHWAB US TREASURY MONEY INVESTOR | SCHWAB NON-SWEEP MMF | 808515548 |  | 279884 | 279884 | SH |  | SOLE |  | 279884 | 0 | 0 |
| J P MORGAN NASDAQ EQT PRM INC ETF | UIT EXCHANGE TRADED | 46654Q203 |  | 4256 | 74 | SH |  | SOLE |  | 74 | 0 | 0 |
| SPDR S METALS  MININGETF | UIT EXCHANGE TRADED | 78464A755 |  | 75857 | 814 | SH |  | SOLE |  | 814 | 0 | 0 |
| MCKESSON CORP | COMMON STOCK | 58155Q103 |  | 618032 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| PHINIA INC | COMMON STOCK | 71880K101 |  | 1380 | 24 | SH |  | SOLE |  | 24 | 0 | 0 |
| NVIDIA CORP | COMMON STOCK | 67066G104 |  | 436037 | 2337 | SH |  | SOLE |  | 2337 | 0 | 0 |
| NVIDIA CORP | COMMON STOCK | 67066G104 |  | 7466 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| ROLLS-ROYCE HOLDINGS P FSPONSORED ADR 1 ADR REPS 1 ORD SHS | AMERICAN DEPOSITORY | 775781206 |  | 1786714 | 110291 | SH |  | SOLE |  | 110291 | 0 | 0 |
| COSTCO WHSL CORP NEW | COMMON STOCK | 22160K105 |  | 138845 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| PHILLIPS 66 | COMMON STOCK | 718546104 |  | 58264 | 428 | SH |  | SOLE |  | 428 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COMMON STOCK | 666807102 |  | 50574 | 83 | SH |  | SOLE |  | 83 | 0 | 0 |
| WONDER AUTO TECHNOLOGXXXESC PEND POSS FUTR DISTR | ESCROW POSITION | 978ESC101 |  | 0 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| GLOBAL X SILVER MINERS ETF | UIT EXCHANGE TRADED | 37954Y848 |  | 41832 | 584 | SH |  | SOLE |  | 584 | 0 | 0 |
| SCHWAB S 500 INDEX | SCHWAB MUTL FUNDS | 808509855 |  | 4413 | 256 | SH |  | SOLE |  | 256 | 0 | 0 |
| SCHWAB INTERNATNAL SMALLCAP EQY ETF | UIT EXCHANGE TRADED | 808524888 |  | 5127930 | 112677 | SH |  | SOLE |  | 112677 | 0 | 0 |
| COINBASE GLOBAL INC CLASS A | COMMON STOCK | 19260Q107 |  | 11812 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| SPDR FUND CONSUMER DISCRE SELECT ETF | UIT EXCHANGE TRADED | 81369Y407 |  | 2876 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| OCCIDENTAL PETE CORP | COMMON STOCK | 674599105 |  | 106796 | 2260 | SH |  | SOLE |  | 2260 | 0 | 0 |
| ADV INNER CIR FD III DM LR CP CR ETF | UIT EXCHANGE TRADED | 00774Q346 |  | 53250 | 1274 | SH |  | SOLE |  | 1274 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 188271 | 2850 | SH |  | SOLE |  | 2850 | 0 | 0 |
| ATMOS ENERGY CORP | COMMON STOCK | 049560105 |  | 10691 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| SHOPIFY INC FCLASS CLASS A | FOREIGN CANADIAN | 82509L107 |  | 6539 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| VANECK VIETNAM ETF | UIT EXCHANGE TRADED | 92189F817 |  | 20926 | 1173 | SH |  | SOLE |  | 1173 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | UIT EXCHANGE TRADED | 464287309 |  | 4104 | 34 | SH |  | SOLE |  | 34 | 0 | 0 |
| ISHARES MSCI SPAIN ETF | UIT EXCHANGE TRADED | 464286764 |  | 1759131 | 35538 | SH |  | SOLE |  | 35538 | 0 | 0 |
| BOEING CO | COMMON STOCK | 097023105 |  | 75541 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| INVESCO S 500 LOW VOLATILITY ETF | UIT EXCHANGE TRADED | 46138E354 |  | 60694 | 826 | SH |  | SOLE |  | 826 | 0 | 0 |
| OPENDOOR TECHNOLOGIES IN | COMMON STOCK | 683712103 |  | 2542 | 319 | SH |  | SOLE |  | 319 | 0 | 0 |
| VANGUARD EQUITY-INCOME INV | EQUITY FUNDS | 921921102 |  | 85286 | 1824 | SH |  | SOLE |  | 1824 | 0 | 0 |
| WASATCH MICRO CAP | NTF EQUITY FUNDS | 936772508 |  | 2794 | 328 | SH |  | SOLE |  | 328 | 0 | 0 |
| GRAYSCALE ETHEREUM MINI | CLOSED END MUTL FUND | 38964R203 |  | 1058 | 27 | SH |  | SOLE |  | 27 | 0 | 0 |
| COSTCO WHSL CORP NEW | COMMON STOCK | 22160K105 |  | 52761 | 57 | SH |  | SOLE |  | 57 | 0 | 0 |
| SALESFORCE INC | COMMON STOCK | 79466L302 |  | 2607 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| AMERICAN FUNDS FUNDAMENTAL INVS A | LOAD EQUITY FUND | 360802102 |  | 370020 | 3959 | SH |  | SOLE |  | 3959 | 0 | 0 |
| TCW TRANSFORM SYSTEMS ETF | UIT EXCHANGE TRADED | 29287L205 |  | 53925 | 552 | SH |  | SOLE |  | 552 | 0 | 0 |
| GLOBAL X DEFENSE TECH ETF | UIT EXCHANGE TRADED | 37960A529 |  | 65534 | 933 | SH |  | SOLE |  | 933 | 0 | 0 |
| ISHARES MSCI SPAIN ETF | UIT EXCHANGE TRADED | 464286764 |  | 21087 | 426 | SH |  | SOLE |  | 426 | 0 | 0 |
| GE AEROSPACE | COMMON STOCK | 369604301 |  | 3911 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| IBM CORP | COMMON STOCK | 459200101 |  | 4515 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| LINDE PLC F | FOREIGN ORDINARIES | G54950103 |  | 66500 | 140 | SH |  | SOLE |  | 140 | 0 | 0 |
| UBER TECHNOLOGIES INC | COMMON STOCK | 90353T100 |  | 34290 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| OCCIDENTAL PETE CORP | COMMON STOCK | 674599105 |  | 2930 | 62 | SH |  | SOLE |  | 62 | 0 | 0 |
| SEMTECH CORP | COMMON STOCK | 816850101 |  | 17863 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| AMPLIFY JUNIOR SILVER MINERS ETF | UIT EXCHANGE TRADED | 032108649 |  | 4340574 | 187985 | SH |  | SOLE |  | 187985 | 0 | 0 |
| GLOBAL X SILVER MINERS ETF | UIT EXCHANGE TRADED | 37954Y848 |  | 3188466 | 44513 | SH |  | SOLE |  | 44513 | 0 | 0 |
| RIVIAN AUTOMOTIVE INC CLASS A | COMMON STOCK | 76954A103 |  | 26967 | 1837 | SH |  | SOLE |  | 1837 | 0 | 0 |
| AMC ENTMT HLDGS INC CLASS A | COMMON STOCK | 00165C302 |  | 2900 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| CLEVELAND-CLIFFS INC NEW | COMMON STOCK | 185899101 |  | 6100 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| MCCORMICK  CO INC | COMMON STOCK | 579780206 |  | 38808 | 580 | SH |  | SOLE |  | 580 | 0 | 0 |
| THERMO FISHER SCIENTIFIC | COMMON STOCK | 883556102 |  | 48502 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 |  | 981 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| SOFI TECHNOLOGIES INC | COMMON STOCK | 83406F102 |  | 15852 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| ALPHABET INC CLASS C | COMMON STOCK | 02079K107 |  | 5115 | 21 | SH |  | SOLE |  | 21 | 0 | 0 |
| CELSIUS HLDGS INC | COMMON STOCK | 15118V207 |  | 28745 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| RTX CORP | COMMON STOCK | 75513E101 |  | 171848 | 1027 | SH |  | SOLE |  | 1027 | 0 | 0 |
| SCHWAB INTERNATIONAL INDEX | SCHWAB MUTL FUNDS | 808509830 |  | 6011 | 211 | SH |  | SOLE |  | 211 | 0 | 0 |
| COMMUNICAT SVS SLCT SEC SPDR ETF | UIT EXCHANGE TRADED | 81369Y852 |  | 3314 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| NANO DIMENSION LTD FSPONSORED ADR 1 ADR REPS 1 ORD SHS | AMERICAN DEPOSITORY | 63008G203 |  | 1570 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| JPMORGAN U S TECH LEADERS ETF IV | UIT EXCHANGE TRADED | 46654Q732 |  | 15395410 | 167396 | SH |  | SOLE |  | 167396 | 0 | 0 |
| SPOTIFY TECHNOLOGY S A F | FOREIGN ORDINARIES | L8681T102 |  | 11168 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| BIGBEAR AI HLDGS INC | COMMON STOCK | 08975B109 |  | 6520 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| ISHARES US AEROSPACE DEFENSE ETF | UIT EXCHANGE TRADED | 464288760 |  | 0 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| IMPAX ELLEVATE GLOBAL WOMEN'S LDR INV | NTF EQUITY FUNDS | 70422T208 |  | 2424 | 67 | SH |  | SOLE |  | 67 | 0 | 0 |
| SCHWAB US LARGE CAP GROWTH ETF | UIT EXCHANGE TRADED | 808524300 |  | 97836 | 3066 | SH |  | SOLE |  | 3066 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 30740 | 140 | SH |  | SOLE |  | 140 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 23703 | 78 | SH |  | SOLE |  | 78 | 0 | 0 |
| ISHARES SILVER TRUST ETF | UIT EXCHANGE TRADED | 46428Q109 |  | 14152 | 334 | SH |  | SOLE |  | 334 | 0 | 0 |
| SCHWAB INTERNATNAL SMALLCAP EQY ETF | UIT EXCHANGE TRADED | 808524888 |  | 58071 | 1276 | SH |  | SOLE |  | 1276 | 0 | 0 |
| MEDTRONIC PLC F | FOREIGN ORDINARIES | G5960L103 |  | 235052 | 2468 | SH |  | SOLE |  | 2468 | 0 | 0 |
| TRYPTAMINE THERAPE ORDF | UNLSTD FOREIGN ORDRY | Q9240A100 |  | 9807 | 361600 | SH |  | SOLE |  | 361600 | 0 | 0 |
| NORDSON CORP | COMMON STOCK | 655663102 |  | 22695 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |

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