# EDGAR Filing Document

**Accession Number:** 0000353448
**File Stem:** 0001193125-26-199611
**Filing Date:** 2026-5
**Character Count:** 2409
**Document Hash:** 08149ad39b9364c0f261d74871556688
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-199611.hdr.sgml**: 20260501

**ACCESSION NUMBER**: 0001193125-26-199611

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260501

**DATE AS OF CHANGE**: 20260501

**EFFECTIVENESS DATE**: 20260501

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ZALICO VARIABLE ANNUITY SEPARATE ACCOUNT
- **CENTRAL INDEX KEY:** 0000353448

**ORGANIZATION NAME:**
- **EIN:** 363050975
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 002-72671
- **FILM NUMBER:** 26929463

**BUSINESS ADDRESS:**
- **STREET 1:** 2500 WESTFIELD DRIVE
- **STREET 2:** LEGAL DEPARTMENT
- **CITY:** ELGIN
- **STATE:** IL
- **ZIP:** 60123
- **BUSINESS PHONE:** 847-930-7272

**MAIL ADDRESS:**
- **STREET 1:** 2500 WESTFIELD DRIVE
- **STREET 2:** LEGAL DEPARTMENT
- **CITY:** ELGIN
- **STATE:** IL
- **ZIP:** 60123

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** KILICO VARIABLE ANNUITY SEPARATE ACCOUNT
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** KILICO MONEY MARKET SEPARATE ACCOUNT
- **DATE OF NAME CHANGE:** 19890824

## Series and Classes Contracts Data

### ZALICO VARIABLE ANNUITY SEPARATE ACCOUNT (Series ID: S000006943)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000018905 | Zurich Advantage III |  |

May 1, 2026

**VIA EDGAR** 

U.S. Securities and Exchange Commission

100 F Street, N.W.

Washington, D.C. 20549

RE: Zurich American Life Insurance Company

ZALICO Variable Annuity Separate Account

Filing Pursuant to Rule 497(j)

File Nos. 002-72671 and 811-03199

Commissioners:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, I certify that the form of Prospectus and Statement of Additional Information being used in connection with the "ZALICO Advantage III" Annuity contract that would have been filed under paragraph (c) of Rule 497 does not differ from those contained in the Post-Effective Amendment No. 64 for the ZALICO Variable Annuity Separate Account as received electronically with the Commission on April 23, 2026 (Accession No. 0001193125-26-174271).

If you have any questions or comments regarding this filing, please contact the undersigned at (847) 330-1153.

Very truly yours,

/s/ Stanislav Sukhorukov

Stanislav Sukhorukov