# EDGAR Filing Document

**Accession Number:** 0001661144
**File Stem:** 0001661144-25-000004
**Filing Date:** 2025-11
**Character Count:** 23929
**Document Hash:** 2c423abcac9654e6686d3ec7be3075b9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001661144-25-000004.hdr.sgml**: 20251107

**ACCESSION NUMBER**: 0001661144-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251107

**DATE AS OF CHANGE**: 20251106

**EFFECTIVENESS DATE**: 20251107

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** St. Louis Trust Co
- **CENTRAL INDEX KEY:** 0001661144

**ORGANIZATION NAME:**
- **EIN:** 061653383
- **STATE OF INCORPORATION:** MO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17178
- **FILM NUMBER:** 251460209

**BUSINESS ADDRESS:**
- **STREET 1:** 7701 FORSYTH BLVD.
- **STREET 2:** SUITE 1100
- **CITY:** SAINT LOUIS
- **STATE:** MO
- **ZIP:** 63105
- **BUSINESS PHONE:** 314-727-4600

**MAIL ADDRESS:**
- **STREET 1:** 7701 FORSYTH BLVD.
- **STREET 2:** SUITE 1100
- **CITY:** SAINT LOUIS
- **STATE:** MO
- **ZIP:** 63105

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** St. Louis Trust Co<br>**Address:** 7701 FORSYTH BLVD.<br>SUITE 1100<br>SAINT LOUIS, MO 63105

**Form 13F File Number:** 028-17178

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Zachary S. Leeds<br>**Title:** Treasurer<br>**Phone:** 314-727-4600

**Signature, Place, and Date of Signing:**

/s/  Zachary S. Leeds  St. Louis, MO  11-06-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 185

**Form 13F Information Table Value Total:** $802111534

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 902224 | 6736 | SH |  | OTR |  | 6736 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 394186 | 2943 | SH |  | SOLE |  | 2943 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 1431037 | 6181 | SH |  | OTR |  | 6181 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 485539 | 2097 | SH |  | SOLE |  | 2097 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 267410 | 1100 | SH |  | OTR |  | 1100 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 448276 | 1844 | SH |  | SOLE |  | 1844 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 567228 | 2329 | SH |  | OTR |  | 2329 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 574722 | 8700 | SH |  | OTR |  | 8700 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 132120 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 269632 | 1228 | SH |  | SOLE |  | 1228 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 239098 | 939 | SH |  | SOLE |  | 939 | 0 | 0 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 | BBG007FJMV49 | 743475 | 8615 | SH |  | OTR |  | 8615 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 295353 | 5725 | SH |  | SOLE |  | 5725 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | BBG001S902J2 | 3771000 | 5 | SH |  | OTR |  | 5 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WR0 | 1865392 | 1600 | SH |  | OTR |  | 1600 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WR0 | 283306 | 243 | SH |  | SOLE |  | 243 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG001S8N8J6 | 1339786 | 29707 | SH |  | OTR |  | 29707 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG001S8N8J6 | 155640 | 3451 | SH |  | SOLE |  | 3451 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 | BBG00RP5HZM1 | 358200 | 6000 | SH |  | OTR |  | 6000 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 318736 | 668 | SH |  | SOLE |  | 668 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 186193 | 1199 | SH |  | SOLE |  | 1199 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 506245 | 3260 | SH |  | OTR |  | 3260 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 983059 | 14368 | SH |  | OTR |  | 14368 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 243372 | 3557 | SH |  | SOLE |  | 3557 | 0 | 0 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 313893 | 4733 | SH |  | SOLE |  | 4733 | 0 | 0 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 744707 | 11229 | SH |  | OTR |  | 11229 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG001S5PVM5 | 185381 | 2319 | SH |  | SOLE |  | 2319 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG001S5PVM5 | 407694 | 5100 | SH |  | OTR |  | 5100 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 271210 | 293 | SH |  | SOLE |  | 293 | 0 | 0 |
| DATADOG INC | CL A COM | 23804L103 | BBG003NJHZW5 | 463085 | 3252 | SH |  | SOLE |  | 3252 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 | BBG011DXY0L8 | 393616 | 6762 | SH |  | OTR |  | 6762 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 226825 | 1981 | SH |  | SOLE |  | 1981 | 0 | 0 |
| DOORDASH INC | CL A | 25809K105 | BBG005D7QCK1 | 330196 | 1214 | SH |  | SOLE |  | 1214 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG001S5QNR7 | 231908 | 1874 | SH |  | SOLE |  | 1874 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG001S5QNR7 | 412459 | 3333 | SH |  | OTR |  | 3333 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 | BBG00BN961H3 | 193893 | 2489 | SH |  | SOLE |  | 2489 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 | BBG00BN961H3 | 48454 | 622 | SH |  | OTR |  | 622 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 357084 | 468 | SH |  | OTR |  | 468 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 232715 | 305 | SH |  | SOLE |  | 305 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 | BBG001S5QVT7 | 804819 | 6135 | SH |  | OTR |  | 6135 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 | BBG001S5QVT7 | 248061 | 1891 | SH |  | SOLE |  | 1891 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 330245 | 2929 | SH |  | SOLE |  | 2929 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 3871046 | 34333 | SH |  | OTR |  | 34333 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 135369 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 101076 | 336 | SH |  | OTR |  | 336 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG001S6Y1X7 | 243645 | 2195 | SH |  | SOLE |  | 2195 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG001SC07Z6 | 417287 | 524 | SH |  | SOLE |  | 524 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 267425 | 660 | SH |  | OTR |  | 660 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 218397 | 539 | SH |  | SOLE |  | 539 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 460485 | 1632 | SH |  | SOLE |  | 1632 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 846480 | 3000 | SH |  | OTR |  | 3000 | 0 | 0 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 437062 | 640 | SH |  | OTR |  | 640 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2NN7 | 905818 | 4775 | SH |  | OTR |  | 4775 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 1597336 | 18295 | SH |  | OTR |  | 18295 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TMV7 | 2048067 | 24801 | SH |  | SOLE |  | 24801 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TMV7 | 5047950 | 61128 | SH |  | OTR |  | 61128 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 8799495 | 134838 | SH |  | OTR |  | 134838 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 58447346 | 491857 | SH |  | OTR |  | 491857 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 6479344 | 54526 | SH |  | SOLE |  | 54526 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 481896 | 720 | SH |  | OTR |  | 720 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG001SYVWS7 | 742650 | 9680 | SH |  | OTR |  | 9680 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 | BBG001S56QV7 | 3319872 | 24015 | SH |  | OTR |  | 24015 | 0 | 0 |
| ISHARES TR | MSCI ACWI EX US | 464288240 | BBG001S56R18 | 781697 | 12024 | SH |  | SOLE |  | 12024 | 0 | 0 |
| ISHARES TR | MSCI ACWI EX US | 464288240 | BBG001S56R18 | 3584993 | 55145 | SH |  | OTR |  | 55145 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 9824629 | 105223 | SH |  | OTR |  | 105223 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 336132 | 3600 | SH |  | SOLE |  | 3600 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | BBG001SK77D5 | 1051286 | 19687 | SH |  | OTR |  | 19687 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 21956004 | 60074 | SH |  | OTR |  | 60074 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 13443339 | 36783 | SH |  | SOLE |  | 36783 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 7452872 | 15911 | SH |  | OTR |  | 15911 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 1745296 | 3726 | SH |  | SOLE |  | 3726 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 3739541 | 18368 | SH |  | OTR |  | 18368 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG001S562F8 | 3669944 | 11467 | SH |  | OTR |  | 11467 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG001S56277 | 1500233 | 8485 | SH |  | OTR |  | 8485 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 1852470 | 7656 | SH |  | SOLE |  | 7656 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 5105355 | 21100 | SH |  | OTR |  | 21100 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 | BBG001SFC7Z6 | 544478 | 1437 | SH |  | SOLE |  | 1437 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 | BBG001SFC7Z6 | 7773432 | 20514 | SH |  | OTR |  | 20514 | 0 | 0 |
| ISHARES TR | S 100 ETF | 464287101 | BBG001SGB026 | 3122039 | 9380 | SH |  | OTR |  | 9380 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 4044120 | 33500 | SH |  | OTR |  | 33500 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG001SFQL26 | 814089 | 7361 | SH |  | OTR |  | 7361 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG001SFQL26 | 1400352 | 12663 | SH |  | SOLE |  | 12663 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 215087 | 1160 | SH |  | SOLE |  | 1160 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 429433 | 2316 | SH |  | OTR |  | 2316 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 5859428 | 18576 | SH |  | OTR |  | 18576 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 359906 | 1141 | SH |  | SOLE |  | 1141 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG001S5SLZ0 | 74604 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG001S5SLZ0 | 497360 | 4000 | SH |  | OTR |  | 4000 | 0 | 0 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 2912683 | 11590 | SH |  | OTR |  | 11590 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 | BBG001S169P1 | 227626 | 1181 | SH |  | SOLE |  | 1181 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 45505 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 306589 | 539 | SH |  | OTR |  | 539 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 547002 | 1800 | SH |  | OTR |  | 1800 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 411257 | 4900 | SH |  | SOLE |  | 4900 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 888651 | 10588 | SH |  | OTR |  | 10588 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 400237 | 545 | SH |  | SOLE |  | 545 | 0 | 0 |
| METLIFE INC | COM | 59156R108 | BBG001S5T3R8 | 225859 | 2742 | SH |  | SOLE |  | 2742 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG001S6P675 | 384167 | 2296 | SH |  | SOLE |  | 2296 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 372924 | 720 | SH |  | SOLE |  | 720 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 433006 | 836 | SH |  | OTR |  | 836 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 | BBG001S5T9L1 | 328792 | 719 | SH |  | OTR |  | 719 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 218770 | 2898 | SH |  | SOLE |  | 2898 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 1238036 | 16400 | SH |  | OTR |  | 16400 | 0 | 0 |
| NIKE INC | CL B | 654106103 | BBG001S6NTK2 | 949025 | 13610 | SH |  | OTR |  | 13610 | 0 | 0 |
| NIKE INC | CL B | 654106103 | BBG001S6NTK2 | 108570 | 1557 | SH |  | SOLE |  | 1557 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 746689 | 4002 | SH |  | SOLE |  | 4002 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 485701 | 1727 | SH |  | SOLE |  | 1727 | 0 | 0 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 | BBG001S78TL6 | 300790 | 2790 | SH |  | SOLE |  | 2790 | 0 | 0 |
| OTIS WORLDWIDE CORP | COM | 68902V107 | BBG00RP60LN7 | 274290 | 3000 | SH |  | OTR |  | 3000 | 0 | 0 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 147602 | 1051 | SH |  | SOLE |  | 1051 | 0 | 0 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 635772 | 4527 | SH |  | OTR |  | 4527 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 2676300 | 16500 | SH |  | OTR |  | 16500 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 184534 | 1201 | SH |  | SOLE |  | 1201 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 738749 | 4808 | SH |  | OTR |  | 4808 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 | BBG001S5V509 | 3559290 | 14413 | SH |  | OTR |  | 14413 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 694252 | 4149 | SH |  | SOLE |  | 4149 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 1003980 | 6000 | SH |  | OTR |  | 6000 | 0 | 0 |
| SBA COMMUNICATIONS CORP NEW | CL A | 78410G104 | BBG001SCWNN9 | 2072712 | 10720 | SH |  | OTR |  | 10720 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | BBG001T6L7D9 | 1703472 | 51048 | SH |  | SOLE |  | 51048 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | BBG001T6L7D9 | 6014108 | 180225 | SH |  | OTR |  | 180225 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 2360973 | 101416 | SH |  | OTR |  | 101416 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 | BBG001T6L7C0 | 505889 | 11116 | SH |  | SOLE |  | 11116 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 | BBG001T6L7C0 | 3432592 | 75425 | SH |  | OTR |  | 75425 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG001T5XQV6 | 24652712 | 935942 | SH |  | OTR |  | 935942 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG001T5XQV6 | 9518038 | 361353 | SH |  | SOLE |  | 361353 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 2813251 | 94914 | SH |  | SOLE |  | 94914 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 1183081 | 39915 | SH |  | OTR |  | 39915 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 7680412 | 275284 | SH |  | OTR |  | 275284 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 6208866 | 222540 | SH |  | SOLE |  | 222540 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 | BBG001S5W777 | 331695 | 3500 | SH |  | OTR |  | 3500 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 76889868 | 115419 | SH |  | OTR |  | 115419 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 12011193 | 18030 | SH |  | SOLE |  | 18030 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 | BBG001S8FR03 | 225129 | 609 | SH |  | SOLE |  | 609 | 0 | 0 |
| TARGET CORP | COM | 87612E106 | BBG001SC0K41 | 358800 | 4000 | SH |  | OTR |  | 4000 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 | BBG001S5WYZ7 | 202838 | 1104 | SH |  | SOLE |  | 1104 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 | BBG001S5WQ93 | 285177 | 1973 | SH |  | SOLE |  | 1973 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 352428 | 1491 | SH |  | OTR |  | 1491 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 3567532 | 15093 | SH |  | SOLE |  | 15093 | 0 | 0 |
| VALENS SEMICONDUCTOR LTD | ORDINARY SHARES | M9607U115 | BBG001VMDRC7 | 41141 | 22984 | SH |  | OTR |  | 22984 | 0 | 0 |
| VALENS SEMICONDUCTOR LTD | ORDINARY SHARES | M9607U115 | BBG001VMDRC7 | 64064 | 35790 | SH |  | SOLE |  | 35790 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 | BBG001TC6MT3 | 1496430 | 12290 | SH |  | SOLE |  | 12290 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 | BBG001TC6ML1 | 1552086 | 16300 | SH |  | SOLE |  | 16300 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | BBG001ST39R1 | 3351623 | 42920 | SH |  | OTR |  | 42920 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 8339928 | 17389 | SH |  | SOLE |  | 17389 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 6146871 | 19966 | SH |  | SOLE |  | 19966 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 13947563 | 45305 | SH |  | OTR |  | 45305 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | BBG001SRN7S6 | 1116604 | 3801 | SH |  | SOLE |  | 3801 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | BBG001SRN7S6 | 143370 | 488 | SH |  | OTR |  | 488 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG001SRN7W1 | 1018723 | 5835 | SH |  | SOLE |  | 5835 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG001SRN7W1 | 131459 | 753 | SH |  | OTR |  | 753 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 2136886 | 7275 | SH |  | OTR |  | 7275 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 1566253 | 17133 | SH |  | OTR |  | 17133 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 11009525 | 17978 | SH |  | SOLE |  | 17978 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 31391941 | 51262 | SH |  | OTR |  | 51262 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 1035038 | 4959 | SH |  | SOLE |  | 4959 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 126270 | 605 | SH |  | OTR |  | 605 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 2823291 | 11103 | SH |  | SOLE |  | 11103 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 9930071 | 39052 | SH |  | OTR |  | 39052 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG001SHTTW9 | 1085687 | 3648 | SH |  | SOLE |  | 3648 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG001SHTTW9 | 122024 | 410 | SH |  | OTR |  | 410 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 72534316 | 221027 | SH |  | OTR |  | 221027 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 4905157 | 14947 | SH |  | SOLE |  | 14947 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 8687956 | 46587 | SH |  | SOLE |  | 46587 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 9564809 | 134017 | SH |  | SOLE |  | 134017 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 44118121 | 618161 | SH |  | OTR |  | 618161 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 4645760 | 85747 | SH |  | SOLE |  | 85747 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 5372879 | 99167 | SH |  | OTR |  | 99167 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | BBG001T0SKD6 | 1471592 | 10323 | SH |  | SOLE |  | 10323 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | BBG001T0SKD6 | 2097439 | 14714 | SH |  | OTR |  | 14714 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | BBG001T2YZG9 | 16027708 | 116311 | SH |  | SOLE |  | 116311 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | BBG001T2YZG9 | 2281722 | 16558 | SH |  | OTR |  | 16558 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 | BBG001TCH7W0 | 6144413 | 62813 | SH |  | OTR |  | 62813 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 835107 | 3870 | SH |  | OTR |  | 3870 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 69611996 | 947618 | SH |  | OTR |  | 947618 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 19764790 | 269055 | SH |  | SOLE |  | 269055 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 20435977 | 341054 | SH |  | OTR |  | 341054 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 7513560 | 125393 | SH |  | SOLE |  | 125393 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 261986 | 5961 | SH |  | SOLE |  | 5961 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 225815 | 5138 | SH |  | OTR |  | 5138 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 1249451 | 3660 | SH |  | OTR |  | 3660 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 76811 | 225 | SH |  | SOLE |  | 225 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 1545900 | 15000 | SH |  | OTR |  | 15000 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 351538 | 3411 | SH |  | SOLE |  | 3411 | 0 | 0 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 | BBG001SHL7K8 | 205391 | 2360 | SH |  | OTR |  | 2360 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 | BBG001S7DQJ9 | 783439 | 7954 | SH |  | OTR |  | 7954 | 0 | 0 |

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