# EDGAR Filing Document

**Accession Number:** 0001830823
**File Stem:** 0001830823-26-000004
**Filing Date:** 2026-4
**Character Count:** 8643
**Document Hash:** 2dac499dbdba600441425c69f4dde3d0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001830823-26-000004.hdr.sgml**: 20260414

**ACCESSION NUMBER**: 0001830823-26-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260414

**DATE AS OF CHANGE**: 20260414

**EFFECTIVENESS DATE**: 20260414

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** eCIO, Inc.
- **CENTRAL INDEX KEY:** 0001830823

**ORGANIZATION NAME:**
- **EIN:** 833157095
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25634
- **FILM NUMBER:** 26859227

**BUSINESS ADDRESS:**
- **STREET 1:** 821 E. WASHINGTON AVENUE
- **STREET 2:** SUITE 200
- **CITY:** MADISON
- **STATE:** WI
- **ZIP:** 53703
- **BUSINESS PHONE:** (608) 291-4646

**MAIL ADDRESS:**
- **STREET 1:** 821 E. WASHINGTON AVENUE
- **STREET 2:** SUITE 200
- **CITY:** MADISON
- **STATE:** WI
- **ZIP:** 53703

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** eCIO Inc.<br>**Address:** 821 E. WASHINGTON AVENUE<br>SUITE 200<br>MADISON, WI 53703

**Form 13F File Number:** 028-25634

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Shannon Hemphill<br>**Title:** Compliance Consultant<br>**Phone:** 720-780-2891

**Signature, Place, and Date of Signing:**

Shannon Hemphill  Broomfield, CO  04-14-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 42

**Form 13F Information Table Value Total:** $227592923

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

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|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| DUKE ENERGY CORP | 5CQSXP0 | 26441CCB9 |  | 15068 | 15000 | SH |  | SOLE | 0 | 0 | 0 | 15000 |
| WELLS FARGO  CO | 5CNDRL1 | 95000U3F8 |  | 15339 | 15000 | SH |  | SOLE | 0 | 0 | 0 | 15000 |
| DELL INTL LLC/EMC CORP | 5CVWGY4 | 24703DBP5 |  | 21714 | 22000 | SH |  | SOLE | 0 | 0 | 0 | 22000 |
| JPMORGAN CHASE  CO | 5CPRFF7 | 46647PDW3 |  | 25227 | 25000 | SH |  | SOLE | 0 | 0 | 0 | 25000 |
| GLOBAL X FDS GLOBAL X S CATHOLIC VALUES DEVELOPED EX U S ETF | CEFA | 37954Y368 |  | 218739 | 5930 | SH |  | SOLE | 0 | 0 | 0 | 5930 |
| Johnson  Johnson | JNJ | 478160104 |  | 228060 | 933 | SH |  | SOLE | 0 | 0 | 0 | 933 |
| iShares Short-Term Corporate Bond ETF | IGSB | 464288646 |  | 230972 | 4394 | SH |  | SOLE | 0 | 0 | 0 | 4394 |
| Vanguard FTSE All-World ex-US Index Fund ETF | VEU | 922042775 |  | 242010 | 3223 | SH |  | SOLE | 0 | 0 | 0 | 3223 |
| Microsoft Corporation | MSFT | 594918104 |  | 253272 | 684 | SH |  | SOLE | 0 | 0 | 0 | 684 |
| Vanguard Total World Stock Index Fund ETF Shares | VT | 922042742 |  | 255834 | 1850 | SH |  | SOLE | 0 | 0 | 0 | 1850 |
| Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares | VTIP | 922020805 |  | 265169 | 5309 | SH |  | SOLE | 0 | 0 | 0 | 5309 |
| CATHOLIC RESPONSIBLE INV ESTMENTS BD INV | CRBVX | 14919E837 |  | 284691 | 33572 | SH |  | SOLE | 0 | 0 | 0 | 33572 |
| Alphabet Inc | GOOG | 02079K107 |  | 293171 | 1022 | SH |  | SOLE | 0 | 0 | 0 | 1022 |
| SPDR MSCI EAFE Fossil Fuel Free ETF | EFAX | 78470E106 |  | 362678 | 7288 | SH |  | SOLE | 0 | 0 | 0 | 7288 |
| Global X S 500 Catholic Values ETF | CATH | 37954Y889 |  | 386686 | 4948 | SH |  | SOLE | 0 | 0 | 0 | 4948 |
| Schwab Intermediate-Term U.S. Treasury ETF | SCHR | 808524854 |  | 525786 | 21107 | SH |  | SOLE | 0 | 0 | 0 | 21107 |
| ISHARES TRUST ESG ADVANCED MSCI USA ETF | UXSF | 46436E767 |  | 626321 | 11346 | SH |  | SOLE | 0 | 0 | 0 | 11346 |
| Vanguard Total Stock Market Index Fund ETF Shares | VTI | 922908769 |  | 800555 | 2495 | SH |  | SOLE | 0 | 0 | 0 | 2495 |
| Eli Lilly and Company | LLY | 532457108 |  | 1061599 | 1154 | SH |  | SOLE | 0 | 0 | 0 | 1154 |
| SPDR S 500 Fossil Fuel Reserves Free ETF | SPYX | 78468R796 |  | 1102777 | 20795 | SH |  | SOLE | 0 | 0 | 0 | 20795 |
| Vanguard Total Bond Market Index Fund ETF Shares | BND | 921937835 |  | 1122412 | 15242 | SH |  | SOLE | 0 | 0 | 0 | 15242 |
| iShares ESG MSCI EM ETF | ESGE | 46434G863 |  | 1559003 | 34286 | SH |  | SOLE | 0 | 0 | 0 | 34286 |
| NUSHARES ETF TRUST NUVEEN ESG DIVIDEND ETF | NUDV | 67092P813 |  | 1678833 | 54596 | SH |  | SOLE | 0 | 0 | 0 | 54596 |
| iShares ESG Aware 1-5 Year USD Corporate Bond ETF | SUSB | 46435G243 |  | 1713898 | 68378 | SH |  | SOLE | 0 | 0 | 0 | 68378 |
| Vanguard Short-Term Treasury Index Fund ETF Shares | VGSH | 92206C102 |  | 1754305 | 29968 | SH |  | SOLE | 0 | 0 | 0 | 29968 |
| DBX ETF TR XTRACKERS S ESG DIVIDEND ARISTOCRATS ETF | SNPD | 23306X506 |  | 2829251 | 101243 | SH |  | SOLE | 0 | 0 | 0 | 101243 |
| iShares Core 1-5 Year USD Bond ETF | ISTB | 46432F859 |  | 2868499 | 59193 | SH |  | SOLE | 0 | 0 | 0 | 59193 |
| iShares ESG MSCI USA Small-Cap ETF | ESML | 46435U663 |  | 3244837 | 69010 | SH |  | SOLE | 0 | 0 | 0 | 69010 |
| iShares ESG MSCI EAFE ETF | ESGD | 46435G516 |  | 3704931 | 38746 | SH |  | SOLE | 0 | 0 | 0 | 38746 |
| BONDBLOXX ETF TRUST BONDBLOXX BLOOMBERG ONE YEAR TARGET DURATION US TREASRY ETF | XONE | 09789C861 |  | 6150926 | 124211 | SH |  | SOLE | 0 | 0 | 0 | 124211 |
| BONDBLOXX ETF TRUST BONDBLOXX BLOOMBERG SIX MONTH TARGET DURATION US TREASRY ETF | XHLF | 09789C788 |  | 6985444 | 138793 | SH |  | SOLE | 0 | 0 | 0 | 138793 |
| iShares ESG Aware U.S. Aggregate Bond ETF | EAGG | 46435U549 |  | 7195350 | 151322 | SH |  | SOLE | 0 | 0 | 0 | 151322 |
| iShares MSCI USA ESG Select ETF | SUSA | 464288802 |  | 8722403 | 66029 | SH |  | SOLE | 0 | 0 | 0 | 66029 |
| JANUS HENDERSON AAA CLO ETF | JAAA | 47103U845 |  | 10154517 | 201599 | SH |  | SOLE | 0 | 0 | 0 | 201599 |
| VANGUARD INSTL INDEX FD VANGUARD 0 3 MONTH TREASURY BILL ETF | VBIL | 922040845 |  | 10169693 | 134431 | SH |  | SOLE | 0 | 0 | 0 | 134431 |
| iShares Core MSCI Emerging Markets ETF | IEMG | 46434G103 |  | 10593729 | 151881 | SH |  | SOLE | 0 | 0 | 0 | 151881 |
| iShares Core S Small-Cap ETF | IJR | 464287804 |  | 11096813 | 89267 | SH |  | SOLE | 0 | 0 | 0 | 89267 |
| Vanguard Mortgage-Backed Securities Index Fund ETF Shares | VMBS | 92206C771 |  | 14185860 | 302148 | SH |  | SOLE | 0 | 0 | 0 | 302148 |
| Vanguard Short-Term Bond Index Fund ETF Shares | BSV | 921937827 |  | 17831452 | 227413 | SH |  | SOLE | 0 | 0 | 0 | 227413 |
| Schwab International Equity ETF | SCHF | 808524805 |  | 25889547 | 1046042 | SH |  | SOLE | 0 | 0 | 0 | 1046042 |
| Schwab U.S. Dividend Equity ETF | SCHD | 808524797 |  | 31220461 | 1017616 | SH |  | SOLE | 0 | 0 | 0 | 1017616 |
| iShares Core U.S. Aggregate Bond ETF | AGG | 464287226 |  | 39705091 | 399971 | SH |  | SOLE | 0 | 0 | 0 | 399971 |

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