# EDGAR Filing Document

**Accession Number:** 0000790482
**File Stem:** 0000790482-26-000003
**Filing Date:** 2026-2
**Character Count:** 3172
**Document Hash:** 6dd0a2e1e1875e3be043ec5ae7336ddb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000790482-26-000003.hdr.sgml**: 20260225

**ACCESSION NUMBER**: 0000790482-26-000003

**CONFORMED SUBMISSION TYPE**: X-17A-5/A

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260225

**DATE AS OF CHANGE**: 20260225

**EFFECTIVENESS DATE**: 20260225

**PERIOD START**: 20250101

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ZIONS DIRECT, INC.
- **CENTRAL INDEX KEY:** 0000790482

**ORGANIZATION NAME:**
- **EIN:** 870432248
- **STATE OF INCORPORATION:** UT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** X-17A-5/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 008-35721
- **FILM NUMBER:** 26674314

**BUSINESS ADDRESS:**
- **STREET 1:** ONE SOUTH MAIN STREET
- **STREET 2:** 17TH FLOOR
- **CITY:** SALT LAKE CITY
- **STATE:** UT
- **ZIP:** 84133
- **BUSINESS PHONE:** (801) 844-7834

**MAIL ADDRESS:**
- **STREET 1:** ONE SOUTH MAIN STREET
- **STREET 2:** 17TH FLOOR
- **CITY:** SALT LAKE CITY
- **STATE:** UT
- **ZIP:** 84133

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ZIONS INVESTMENT SECURITIES, INC.
- **DATE OF NAME CHANGE:** 20020502

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ZIONS INVESTMENT SECURITIES INC                         /BD
- **DATE OF NAME CHANGE:** 20020502

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ZIONS DISCOUNT BROKERAGE INC                            /BD
- **DATE OF NAME CHANGE:** 19911002

### Attached PDF Documents

**Attachment 1:** `ZD_2025Sa.pdf`

_No text found in this document._

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM X-17A-5

### ANNUAL AUDITED REPORT

### Filer Information

**Filer CIK:** 0000790482

**Filer CCC:** XXXXXXXX

**Is this a LIVE or TEST filing?:** LIVE

**Would you like a Return Copy?:** Yes

### Submission Information

**Report Period Begin Date:** 01-01-2025

**Report Period End Date:** 12-31-2025

**Type of Registrant:** Broker-dealer

**Any material weaknesses identified?:** No

**Amendment Description:** The independent public accountant's report based on an examination of the statement of financial condition was misdated as February 23, 2025, instead of 2026. The only information being amended is the year in the date of the independent public accountant's report based on an examination of the statement of financial condition.

### Registrant Identification

**Name of Broker-Dealer:** ZIONS DIRECT, INC.

**Business Address:** ONE SOUTH MAIN STREET, 17TH FLOOR, SALT LAKE CITY, UT, 84133

**Contact Person:** Ryan Moore

**Contact Phone:** (424) 290-5115

### Independent Public Accountant Identification

**Accountant Name:** Ernst & Young LLP

**Accountant Address:** 395 9th Ave, New York, CA, 10001

**Accountant Type:** Certified Public Accountant

### OATH OR AFFIRMATION

I, **Ryan D. Moore**, swear (or affirm) that, to the best of my knowledge and belief, the accompanying financial statements and supporting schedules pertaining to the firm of **ZIONS DIRECT, INC.**, as of **12-31-2025**, are true and correct.

**Signature:** Ryan D. Moore

**Title:** Treasurer and Finance & Operations Principal Officer