# EDGAR Filing Document

**Accession Number:** 0001509974
**File Stem:** 0001398344-23-002981
**Filing Date:** 2023-2
**Character Count:** 18655
**Document Hash:** 82c16f781aeab02d0be8ae312c2d3398
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-23-002981.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001398344-23-002981

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**EFFECTIVENESS DATE**: 20230213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Summit Asset Management, LLC
- **CENTRAL INDEX KEY:** 0001509974
- **IRS NUMBER:** 621765323
- **STATE OF INCORPORATION:** TN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-14078
- **FILM NUMBER:** 23619158

**BUSINESS ADDRESS:**
- **STREET 1:** 5100 WHEELIS DRIVE, SUITE 107
- **CITY:** MEMPHIS
- **STATE:** TN
- **ZIP:** 38117
- **BUSINESS PHONE:** 901-729-8100

**MAIL ADDRESS:**
- **STREET 1:** 5100 WHEELIS DRIVE, SUITE 107
- **CITY:** MEMPHIS
- **STATE:** TN
- **ZIP:** 38117

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Summit Asset Management LLC<br>**Address:** 5100 WHEELIS DRIVE SUITE 107<br>MEMPHIS, TN 38117

**Form 13F File Number:** 028-14078

**CRD Number (if applicable):** 000109606

**SEC File Number (if applicable):** 801-56221

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lance Wayne Hollingsworth<br>**Title:** Chief Investment Officer<br>**Phone:** 901-729-8100

**Signature, Place, and Date of Signing:**

/s/ Lance Wayne Hollingsworth  Memphis, TN  02-07-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 151

**Form 13F Information Table Value Total:** $345569521

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 504384 | 4206 | SH |  | SOLE |  | 4206 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 409439 | 3729 | SH |  | SOLE |  | 3729 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 699271 | 4327 | SH |  | SOLE |  | 4327 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 248809 | 2820 | SH |  | SOLE |  | 2820 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 791827 | 8924 | SH |  | SOLE |  | 8924 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 1481676 | 17639 | SH |  | SOLE |  | 17639 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 5794708 | 44599 | SH |  | SOLE |  | 41946 | 0 | 2652 |
| AT INC | COM | 00206R102 |  | 806599 | 43813 | SH |  | SOLE |  | 40125 | 0 | 3688 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 271584 | 1137 | SH |  | SOLE |  | 1137 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 |  | 4111122 | 1667 | SH |  | SOLE |  | 1667 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 405681 | 12249 | SH |  | SOLE |  | 9649 | 0 | 2600 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 3280977 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 10911275 | 35323 | SH |  | SOLE |  | 33060 | 0 | 2263 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 579168 | 8050 | SH |  | SOLE |  | 7637 | 0 | 413 |
| CANADIAN PAC RY LTD | COM | 13645T100 |  | 425611 | 5706 | SH |  | SOLE |  | 5706 | 0 | 0 |
| CARMAX INC | COM | 143130102 |  | 204103 | 3352 | SH |  | SOLE |  | 3352 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 990711 | 11899 | SH |  | SOLE |  | 11899 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 745303 | 4152 | SH |  | SOLE |  | 3700 | 0 | 452 |
| CIGNA CORP NEW | COM | 125523100 |  | 229950 | 694 | SH |  | SOLE |  | 694 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 301351 | 6326 | SH |  | SOLE |  | 6326 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1373236 | 21588 | SH |  | SOLE |  | 21188 | 0 | 400 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 519497 | 1138 | SH |  | SOLE |  | 1138 | 0 | 0 |
| CREDIT ACCEP CORP MICH | COM | 225310101 |  | 229610 | 484 | SH |  | SOLE |  | 484 | 0 | 0 |
| CROWN HLDGS INC | COM | 228368106 |  | 369452 | 4494 | SH |  | SOLE |  | 4494 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 484588 | 5200 | SH |  | SOLE |  | 5200 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 315604 | 1189 | SH |  | SOLE |  | 1189 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 596895 | 14345 | SH |  | SOLE |  | 14345 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 266850 | 5217 | SH |  | SOLE |  | 5217 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 288399 | 8614 | SH |  | SOLE |  | 8614 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 406674 | 6632 | SH |  | SOLE |  | 6182 | 0 | 450 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 5544476 | 16734 | SH |  | SOLE |  | 16207 | 0 | 527 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 311236 | 3022 | SH |  | SOLE |  | 2861 | 0 | 161 |
| EXCHANGE TRADED CONCEPTS TR | EMQQ EM INTERN | 301505889 |  | 247710 | 8332 | SH |  | SOLE |  | 8332 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 547638 | 5701 | SH |  | SOLE |  | 4451 | 0 | 1250 |
| ENBRIDGE INC | COM | 29250N105 |  | 206409 | 5279 | SH |  | SOLE |  | 5279 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 239077 | 9912 | SH |  | SOLE |  | 9912 | 0 | 0 |
| EXPEDITORS INTL WASH INC | COM | 302130109 |  | 1035043 | 9960 | SH |  | SOLE |  | 9960 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2721805 | 24676 | SH |  | SOLE |  | 22586 | 0 | 2090 |
| FASTENAL CO | COM | 311900104 |  | 411116 | 8688 | SH |  | SOLE |  | 8688 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 1287737 | 7435 | SH |  | SOLE |  | 7360 | 0 | 75 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 366029 | 10703 | SH |  | SOLE |  | 10703 | 0 | 0 |
| FIRST HORIZON CORPORATION | COM | 320517105 |  | 230019 | 9389 | SH |  | SOLE |  | 7866 | 0 | 1523 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 383826 | 1547 | SH |  | SOLE |  | 1547 | 0 | 0 |
| GLOBE LIFE INC | COM | 37959E102 |  | 833043 | 6910 | SH |  | SOLE |  | 6910 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1102717 | 3491 | SH |  | SOLE |  | 2974 | 0 | 517 |
| HONEYWELL INTL INC | COM | 438516106 |  | 421742 | 1968 | SH |  | SOLE |  | 1358 | 0 | 610 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 858564 | 6094 | SH |  | SOLE |  | 6094 | 0 | 0 |
| ISHARES TR | IBONDS DEC23 ETF | 46434VAX8 |  | 12262272 | 489903 | SH |  | SOLE |  | 468995 | 0 | 20908 |
| ISHARES TR | IBONDS DEC24 ETF | 46434VBG4 |  | 12156007 | 497789 | SH |  | SOLE |  | 476594 | 0 | 21195 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 |  | 12152947 | 499710 | SH |  | SOLE |  | 478486 | 0 | 21224 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 423336 | 18130 | SH |  | SOLE |  | 18130 | 0 | 0 |
| IDEXX LABS INC | COM | 45168D104 |  | 3216765 | 7885 | SH |  | SOLE |  | 7885 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 20206234 | 627328 | SH |  | SOLE |  | 603655 | 0 | 23673 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1031302 | 3873 | SH |  | SOLE |  | 3873 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 368157 | 1334 | SH |  | SOLE |  | 1269 | 0 | 65 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 555379 | 2296 | SH |  | SOLE |  | 2296 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1209182 | 3147 | SH |  | SOLE |  | 3119 | 0 | 28 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 501039 | 18557 | SH |  | SOLE |  | 18557 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 335500 | 6666 | SH |  | SOLE |  | 6666 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1749991 | 18043 | SH |  | SOLE |  | 6008 | 0 | 12035 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 527204 | 10830 | SH |  | SOLE |  | 10830 | 0 | 0 |
| ISHARES TR | MORNINGSTAR VALU | 464288109 |  | 321841 | 5090 | SH |  | SOLE |  | 5090 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 669249 | 11407 | SH |  | SOLE |  | 11407 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 3511144 | 65166 | SH |  | SOLE |  | 63246 | 0 | 1920 |
| ISHARES TR | MRGSTR MD CP VAL | 464288406 |  | 277736 | 4476 | SH |  | SOLE |  | 4476 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 906620 | 13812 | SH |  | SOLE |  | 13812 | 0 | 0 |
| DBX ETF TR | XTRACK MSCI EURP | 233051853 |  | 2375785 | 71110 | SH |  | SOLE |  | 68198 | 0 | 2912 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 252624 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 317889 | 5434 | SH |  | SOLE |  | 5434 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 775848 | 5348 | SH |  | SOLE |  | 5348 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 290180 | 2750 | SH |  | SOLE |  | 2750 | 0 | 0 |
| ISHARES TR | IBONDS 23 TRM TS | 46436E882 |  | 423235 | 17135 | SH |  | SOLE |  | 17135 | 0 | 0 |
| ISHARES TR | IBONDS 24 TRM TS | 46436E874 |  | 420833 | 17645 | SH |  | SOLE |  | 17645 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 13977044 | 147686 | SH |  | SOLE |  | 141001 | 0 | 6685 |
| JD.COM INC | SPON ADR CL A | 47215P106 |  | 332795 | 5929 | SH |  | SOLE |  | 5929 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2620840 | 14836 | SH |  | SOLE |  | 14636 | 0 | 200 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 414080 | 6470 | SH |  | SOLE |  | 4320 | 0 | 2150 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 224582 | 4480 | SH |  | SOLE |  | 4480 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 748949 | 5585 | SH |  | SOLE |  | 5585 | 0 | 0 |
| LILLY ELI  CO | COM | 532457108 |  | 534492 | 1461 | SH |  | SOLE |  | 1461 | 0 | 0 |
| MAGELLAN MIDSTREAM PRTNRS LP | COM UNIT RP LP | 559080106 |  | 202346 | 4030 | SH |  | SOLE |  | 4030 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 370332 | 1065 | SH |  | SOLE |  | 1065 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 401251 | 1523 | SH |  | SOLE |  | 1523 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 595815 | 5370 | SH |  | SOLE |  | 5370 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 3527147 | 14707 | SH |  | SOLE |  | 14352 | 0 | 355 |
| MID-AMER APT CMNTYS INC | COM | 59522J103 |  | 1122998 | 7153 | SH |  | SOLE |  | 7153 | 0 | 0 |
| MODERNA INC | COM | 60770K107 |  | 371813 | 2070 | SH |  | SOLE |  | 2070 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 343847 | 5159 | SH |  | SOLE |  | 4659 | 0 | 500 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1067906 | 12774 | SH |  | SOLE |  | 12424 | 0 | 350 |
| NIKE INC | CL B | 654106103 |  | 293695 | 2510 | SH |  | SOLE |  | 2510 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 940621 | 6436 | SH |  | SOLE |  | 5836 | 0 | 600 |
| ORACLE CORP | COM | 68389X105 |  | 265001 | 3242 | SH |  | SOLE |  | 3242 | 0 | 0 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 418639 | 496 | SH |  | SOLE |  | 496 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 1236467 | 6844 | SH |  | SOLE |  | 6844 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 1135784 | 22166 | SH |  | SOLE |  | 22166 | 0 | 0 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 611827 | 6202 | SH |  | SOLE |  | 6202 | 0 | 0 |
| PINNACLE FINL PARTNERS INC | COM | 72346Q104 |  | 617887 | 8418 | SH |  | SOLE |  | 1569 | 0 | 6849 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 3457212 | 22811 | SH |  | SOLE |  | 22811 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 2046175 | 15775 | SH |  | SOLE |  | 15775 | 0 | 0 |
| PUBLIC STORAGE | COM | 74460D109 |  | 481927 | 1720 | SH |  | SOLE |  | 1720 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 397928 | 3943 | SH |  | SOLE |  | 3943 | 0 | 0 |
| EXCHANGE TRADED CONCEPTS TR | ROBO GLB ETF | 301505707 |  | 210338 | 4540 | SH |  | SOLE |  | 4540 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 264524 | 1027 | SH |  | SOLE |  | 1027 | 0 | 0 |
| ROYAL BK CDA SUSTAINABL | COM | 780087102 |  | 361507 | 3845 | SH |  | SOLE |  | 3845 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1125491 | 2943 | SH |  | SOLE |  | 2943 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 255933 | 578 | SH |  | SOLE |  | 578 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 |  | 14055860 | 626934 | SH |  | SOLE |  | 601322 | 0 | 25612 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 701361 | 14539 | SH |  | SOLE |  | 14389 | 0 | 150 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 |  | 2197716 | 54888 | SH |  | SOLE |  | 53957 | 0 | 931 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 436759 | 3491 | SH |  | SOLE |  | 3491 | 0 | 0 |
| STEREOTAXIS INC | COM NEW | 85916J409 |  | 34279 | 16560 | SH |  | SOLE |  | 16560 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 1759478 | 22104 | SH |  | SOLE |  | 22104 | 0 | 0 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 1500600 | 72774 | SH |  | SOLE |  | 70319 | 0 | 2455 |
| TEXAS INSTRS INC | COM | 882508104 |  | 225360 | 1364 | SH |  | SOLE |  | 1364 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 503242 | 7047 | SH |  | SOLE |  | 6652 | 0 | 395 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 920127 | 4090 | SH |  | SOLE |  | 4090 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 410384 | 9537 | SH |  | SOLE |  | 5005 | 0 | 4532 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 598829 | 13364 | SH |  | SOLE |  | 13364 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 40761843 | 539606 | SH |  | SOLE |  | 517988 | 0 | 21618 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 18181450 | 327240 | SH |  | SOLE |  | 313170 | 0 | 14070 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 633184 | 14024 | SH |  | SOLE |  | 14024 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 16677528 | 252613 | SH |  | SOLE |  | 239875 | 0 | 12738 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 22566644 | 343951 | SH |  | SOLE |  | 330283 | 0 | 13668 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1152081 | 28439 | SH |  | SOLE |  | 28261 | 0 | 178 |
| UNION PAC CORP | COM | 907818108 |  | 1449340 | 6999 | SH |  | SOLE |  | 6999 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 622229 | 3579 | SH |  | SOLE |  | 3579 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 225857 | 426 | SH |  | SOLE |  | 426 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 16617804 | 256013 | SH |  | SOLE |  | 243460 | 0 | 12553 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 259978 | 1712 | SH |  | SOLE |  | 1504 | 0 | 208 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 5273120 | 95114 | SH |  | SOLE |  | 88704 | 0 | 6410 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 319846 | 1289 | SH |  | SOLE |  | 1289 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 252928 | 1241 | SH |  | SOLE |  | 1241 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 638937 | 3029 | SH |  | SOLE |  | 0 | 0 | 3029 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 |  | 703249 | 3773 | SH |  | SOLE |  | 0 | 0 | 3773 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 238200 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 274917 | 5555 | SH |  | SOLE |  | 5555 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 439573 | 8499 | SH |  | SOLE |  | 8499 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 889798 | 4654 | SH |  | SOLE |  | 4654 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 878570 | 17930 | SH |  | SOLE |  | 17205 | 0 | 725 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 411003 | 2928 | SH |  | SOLE |  | 1589 | 0 | 1339 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 724404 | 18386 | SH |  | SOLE |  | 17086 | 0 | 1300 |
| VIRTUS ETF TR II | SEIX SR LN ETF | 92790A405 |  | 542095 | 23336 | SH |  | SOLE |  | 23336 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1166281 | 5614 | SH |  | SOLE |  | 5614 | 0 | 0 |
| WABTEC | COM | 929740108 |  | 232164 | 2326 | SH |  | SOLE |  | 2326 | 0 | 0 |
| WALGREENS BOOTS ALLIANCE INC | COM | 931427108 |  | 248007 | 6638 | SH |  | SOLE |  | 5934 | 0 | 704 |
| WALMART INC | COM | 931142103 |  | 2513211 | 17725 | SH |  | SOLE |  | 17525 | 0 | 200 |
| DISNEY WALT CO | COM | 254687106 |  | 344061 | 3960 | SH |  | SOLE |  | 2080 | 0 | 1880 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 212141 | 1352 | SH |  | SOLE |  | 1352 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 343533 | 8320 | SH |  | SOLE |  | 8320 | 0 | 0 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 312690 | 3335 | SH |  | SOLE |  | 3335 | 0 | 0 |
| WISDOMTREE TR | ITL HDG QTLY DIV | 97717X594 |  | 13110827 | 367972 | SH |  | SOLE |  | 354747 | 0 | 13225 |

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