# EDGAR Filing Document

**Accession Number:** 0001736260
**File Stem:** 0001736260-26-000004
**Filing Date:** 2026-4
**Character Count:** 20512
**Document Hash:** 00152cbeb187c88fe1ea2acefeff6a42
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001736260-26-000004.hdr.sgml**: 20260417

**ACCESSION NUMBER**: 0001736260-26-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260417

**DATE AS OF CHANGE**: 20260417

**EFFECTIVENESS DATE**: 20260417

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cornell Pochily Investment Advisors, Inc.
- **CENTRAL INDEX KEY:** 0001736260

**ORGANIZATION NAME:**
- **EIN:** 261694165
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18710
- **FILM NUMBER:** 26871066

**BUSINESS ADDRESS:**
- **STREET 1:** 2415 NORTH TRIPHAMMER ROAD
- **STREET 2:** SUITE 1
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850
- **BUSINESS PHONE:** 6073917080

**MAIL ADDRESS:**
- **STREET 1:** 2415 NORTH TRIPHAMMER ROAD
- **STREET 2:** SUITE 1
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cornell Pochily Investment Advisors Inc.<br>**Address:** 2415 NORTH TRIPHAMMER ROAD<br>SUITE 1<br>ITHACA, NY 14850

**Form 13F File Number:** 028-18710

**CRD Number (if applicable):** 000145355

**SEC File Number (if applicable):** 801-68467

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cathy LaMorie<br>**Title:** Director of Operations<br>**Phone:** 607-391-7080

**Signature, Place, and Date of Signing:**

Cathy LaMorie  Ithaca, NY  04-17-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 174

**Form 13F Information Table Value Total:** $340448843

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | COM | 00206R102 |  | 1985473 | 68488 | SH |  | SOLE |  | 0 | 0 | 68488 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 2493068 | 24282 | SH |  | SOLE |  | 0 | 0 | 24282 |
| ABBVIE INC | COM | 00287Y109 |  | 5482295 | 25207 | SH |  | SOLE |  | 0 | 0 | 25207 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 474809 | 1635 | SH |  | SOLE |  | 0 | 0 | 1635 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 7884946 | 27487 | SH |  | SOLE |  | 0 | 0 | 27487 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4213448 | 14652 | SH |  | SOLE |  | 0 | 0 | 14652 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 295833 | 4483 | SH |  | SOLE |  | 0 | 0 | 4483 |
| AMAZON COM INC | COM | 023135106 |  | 4993124 | 23974 | SH |  | SOLE |  | 0 | 0 | 23974 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 831241 | 7525 | SH |  | SOLE |  | 0 | 0 | 7525 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 585705 | 4468 | SH |  | SOLE |  | 0 | 0 | 4468 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 488792 | 1616 | SH |  | SOLE |  | 0 | 0 | 1616 |
| AMERICAN TOWER CORP | COM | 03027X100 |  | 706858 | 4096 | SH |  | SOLE |  | 0 | 0 | 4096 |
| AMGEN INC | COM | 031162100 |  | 2465973 | 7009 | SH |  | SOLE |  | 0 | 0 | 7009 |
| APPLE INC | COM | 037833100 |  | 25783964 | 101596 | SH |  | SOLE |  | 0 | 0 | 101596 |
| APPLIED MATLS INC | COM | 038222105 |  | 215953 | 632 | SH |  | SOLE |  | 0 | 0 | 632 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 405911 | 3306 | SH |  | SOLE |  | 0 | 0 | 3306 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 673135 | 3313 | SH |  | SOLE |  | 0 | 0 | 3313 |
| BANK AMERICA CORP | COM | 060505104 |  | 235165 | 4824 | SH |  | SOLE |  | 0 | 0 | 4824 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 850590 | 7170 | SH |  | SOLE |  | 0 | 0 | 7170 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 6463260 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 4930968 | 10290 | SH |  | SOLE |  | 0 | 0 | 10290 |
| BLACKROCK INC | COM | 09290D101 |  | 887293 | 923 | SH |  | SOLE |  | 0 | 0 | 923 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 1074023 | 255 | SH |  | SOLE |  | 0 | 0 | 255 |
| BORGWARNER INC | COM | 099724106 |  | 307742 | 5672 | SH |  | SOLE |  | 0 | 0 | 5672 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 829953 | 13684 | SH |  | SOLE |  | 0 | 0 | 13684 |
| BROADCOM INC | COM | 11135F101 |  | 944645 | 3052 | SH |  | SOLE |  | 0 | 0 | 3052 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 3054019 | 103561 | SH |  | SOLE |  | 0 | 0 | 103561 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 226492 | 5636 | SH |  | SOLE |  | 0 | 0 | 5636 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 |  | 1512454 | 47908 | SH |  | SOLE |  | 0 | 0 | 47908 |
| CATERPILLAR INC | COM | 149123101 |  | 5810757 | 8202 | SH |  | SOLE |  | 0 | 0 | 8202 |
| CHEVRON CORPORATION | COM | 166764100 |  | 2875715 | 13899 | SH |  | SOLE |  | 0 | 0 | 13899 |
| CISCO SYS INC | COM | 17275R102 |  | 2194420 | 28282 | SH |  | SOLE |  | 0 | 0 | 28282 |
| COCA COLA CO | COM | 191216100 |  | 1684500 | 22150 | SH |  | SOLE |  | 0 | 0 | 22150 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 687636 | 8068 | SH |  | SOLE |  | 0 | 0 | 8068 |
| COMMUNITY FINANCIAL SYSTEM I | COM | 203607106 |  | 374422 | 6384 | SH |  | SOLE |  | 0 | 0 | 6384 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 302544 | 2292 | SH |  | SOLE |  | 0 | 0 | 2292 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 721040 | 6371 | SH |  | SOLE |  | 0 | 0 | 6371 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 277039 | 1847 | SH |  | SOLE |  | 0 | 0 | 1847 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 268202 | 960 | SH |  | SOLE |  | 0 | 0 | 960 |
| CORNING INC | COM | 219350105 |  | 2055390 | 15116 | SH |  | SOLE |  | 0 | 0 | 15116 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 2955708 | 2966 | SH |  | SOLE |  | 0 | 0 | 2966 |
| DEERE | COM | 244199105 |  | 2045741 | 3632 | SH |  | SOLE |  | 0 | 0 | 3632 |
| DISNEY WALT CO | COM | 254687106 |  | 662570 | 6875 | SH |  | SOLE |  | 0 | 0 | 6875 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 2218494 | 16943 | SH |  | SOLE |  | 0 | 0 | 16943 |
| EMERSON ELEC CO | COM | 291011104 |  | 3822399 | 29174 | SH |  | SOLE |  | 0 | 0 | 29174 |
| ENBRIDGE INC | COM | 29250N105 |  | 612335 | 11310 | SH |  | SOLE |  | 0 | 0 | 11310 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 538999 | 14244 | SH |  | SOLE |  | 0 | 0 | 14244 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 8002163 | 47166 | SH |  | SOLE |  | 0 | 0 | 47166 |
| META PLATFORMS INC | CL A | 30303M102 |  | 939357 | 1642 | SH |  | SOLE |  | 0 | 0 | 1642 |
| FEDEX CORP | COM | 31428X106 |  | 277457 | 779 | SH |  | SOLE |  | 0 | 0 | 779 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 417501 | 2007 | SH |  | SOLE |  | 0 | 0 | 2007 |
| FIDELITY COVINGTON TRUST | ENHANCED MID | 31609A503 |  | 2535701 | 70514 | SH |  | SOLE |  | 0 | 0 | 70514 |
| FIRST TR EXCHANGE-TRADED FD | NY ARCA BIOTECH | 33733E203 |  | 206672 | 1029 | SH |  | SOLE |  | 0 | 0 | 1029 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 290746 | 16380 | SH |  | SOLE |  | 0 | 0 | 16380 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 404951 | 8130 | SH |  | SOLE |  | 0 | 0 | 8130 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S EQT | 33740F433 |  | 229819 | 5830 | SH |  | SOLE |  | 0 | 0 | 5830 |
| FIRSTENERGY CORP | COM | 337932107 |  | 501214 | 9894 | SH |  | SOLE |  | 0 | 0 | 9894 |
| GE VERNOVA INC | COM | 36828A101 |  | 364992 | 418 | SH |  | SOLE |  | 0 | 0 | 418 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 322627 | 940 | SH |  | SOLE |  | 0 | 0 | 940 |
| GE AEROSPACE | COM NEW | 369604301 |  | 633124 | 2231 | SH |  | SOLE |  | 0 | 0 | 2231 |
| GENERAL MILLS INC | COM | 370334104 |  | 240456 | 6460 | SH |  | SOLE |  | 0 | 0 | 6460 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 1512239 | 10851 | SH |  | SOLE |  | 0 | 0 | 10851 |
| HERSHEY CO | COM | 427866108 |  | 339900 | 1635 | SH |  | SOLE |  | 0 | 0 | 1635 |
| HOME DEPOT INC | COM | 437076102 |  | 369655 | 1124 | SH |  | SOLE |  | 0 | 0 | 1124 |
| HONEYWELL INTL INC | COM | 438516106 |  | 910650 | 4029 | SH |  | SOLE |  | 0 | 0 | 4029 |
| INTEL CORP | COM | 458140100 |  | 591191 | 13397 | SH |  | SOLE |  | 0 | 0 | 13397 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 3207885 | 13234 | SH |  | SOLE |  | 0 | 0 | 13234 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 5687968 | 9855 | SH |  | SOLE |  | 0 | 0 | 9855 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 644925 | 1399 | SH |  | SOLE |  | 0 | 0 | 1399 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 17339394 | 121740 | SH |  | SOLE |  | 0 | 0 | 121740 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 2042932 | 13493 | SH |  | SOLE |  | 0 | 0 | 13493 |
| ISHARES TR | CORE S ETF | 464287200 |  | 4720163 | 7226 | SH |  | SOLE |  | 0 | 0 | 7226 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 2161730 | 19112 | SH |  | SOLE |  | 0 | 0 | 19112 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 756339 | 3582 | SH |  | SOLE |  | 0 | 0 | 3582 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 678375 | 10046 | SH |  | SOLE |  | 0 | 0 | 10046 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 740153 | 3464 | SH |  | SOLE |  | 0 | 0 | 3464 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 725145 | 1701 | SH |  | SOLE |  | 0 | 0 | 1701 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 447158 | 2359 | SH |  | SOLE |  | 0 | 0 | 2359 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 273384 | 871 | SH |  | SOLE |  | 0 | 0 | 871 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 4667318 | 30090 | SH |  | SOLE |  | 0 | 0 | 30090 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2303084 | 18527 | SH |  | SOLE |  | 0 | 0 | 18527 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 210708 | 1456 | SH |  | SOLE |  | 0 | 0 | 1456 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 2145968 | 50422 | SH |  | SOLE |  | 0 | 0 | 50422 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 1367976 | 10079 | SH |  | SOLE |  | 0 | 0 | 10079 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 598792 | 6457 | SH |  | SOLE |  | 0 | 0 | 6457 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 318184 | 3515 | SH |  | SOLE |  | 0 | 0 | 3515 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 505332 | 7245 | SH |  | SOLE |  | 0 | 0 | 7245 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 6291731 | 89651 | SH |  | SOLE |  | 0 | 0 | 89651 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 3924356 | 161896 | SH |  | SOLE |  | 0 | 0 | 161896 |
| ISHARES TR | IBONDS DEC 27 | 46435U283 |  | 234811 | 9230 | SH |  | SOLE |  | 0 | 0 | 9230 |
| ISHARES TR | IBONDS DEC 28 | 46435U325 |  | 235131 | 9210 | SH |  | SOLE |  | 0 | 0 | 9210 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 4554688 | 179814 | SH |  | SOLE |  | 0 | 0 | 179814 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 4533480 | 187025 | SH |  | SOLE |  | 0 | 0 | 187025 |
| ISHARES TR | IBONDS DEC 2029 | 46436E163 |  | 234995 | 9270 | SH |  | SOLE |  | 0 | 0 | 9270 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 4317624 | 185624 | SH |  | SOLE |  | 0 | 0 | 185624 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 991112 | 47354 | SH |  | SOLE |  | 0 | 0 | 47354 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 3440360 | 157166 | SH |  | SOLE |  | 0 | 0 | 157166 |
| ISHARES TR | IBONDS DEC 2031 | 46438G356 |  | 234852 | 9150 | SH |  | SOLE |  | 0 | 0 | 9150 |
| ISHARES TR | IBONDS DEC 2030 | 46438G687 |  | 234924 | 9095 | SH |  | SOLE |  | 0 | 0 | 9095 |
| JPMORGAN CHASE | COM | 46625H100 |  | 5066937 | 17225 | SH |  | SOLE |  | 0 | 0 | 17225 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 451886 | 7973 | SH |  | SOLE |  | 0 | 0 | 7973 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTR SML | 47804J842 |  | 2483297 | 57899 | SH |  | SOLE |  | 0 | 0 | 57899 |
| JOHNSON | COM | 478160104 |  | 4640109 | 18983 | SH |  | SOLE |  | 0 | 0 | 18983 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 552580 | 5728 | SH |  | SOLE |  | 0 | 0 | 5728 |
| KRATOS DEFENSE  SOLUTIO | COM NEW | 50077B207 |  | 700587 | 9936 | SH |  | SOLE |  | 0 | 0 | 9936 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 659237 | 1910 | SH |  | SOLE |  | 0 | 0 | 1910 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 |  | 925936 | 3470 | SH |  | SOLE |  | 0 | 0 | 3470 |
| ELI LILLY | COM | 532457108 |  | 1611938 | 1753 | SH |  | SOLE |  | 0 | 0 | 1753 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1918413 | 3174 | SH |  | SOLE |  | 0 | 0 | 3174 |
| LOWES COS INC | COM | 548661107 |  | 2542265 | 10760 | SH |  | SOLE |  | 0 | 0 | 10760 |
| M  BK CORP | COM | 55261F104 |  | 472798 | 2287 | SH |  | SOLE |  | 0 | 0 | 2287 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 324779 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| MCCORMICK  INC | COM NON VTG | 579780206 |  | 252755 | 5011 | SH |  | SOLE |  | 0 | 0 | 5011 |
| MCDONALDS CORP | COM | 580135101 |  | 2004692 | 6450 | SH |  | SOLE |  | 0 | 0 | 6450 |
| MERCK  INC | COM | 58933Y105 |  | 964445 | 8018 | SH |  | SOLE |  | 0 | 0 | 8018 |
| MICROSOFT CORP | COM | 594918104 |  | 7174543 | 19382 | SH |  | SOLE |  | 0 | 0 | 19382 |
| NBT BANCORP INC | COM | 628778102 |  | 321123 | 7542 | SH |  | SOLE |  | 0 | 0 | 7542 |
| NETFLIX INC. | COM | 64110L106 |  | 361139 | 3756 | SH |  | SOLE |  | 0 | 0 | 3756 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1209545 | 13023 | SH |  | SOLE |  | 0 | 0 | 13023 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 644144 | 2244 | SH |  | SOLE |  | 0 | 0 | 2244 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 1454967 | 2133 | SH |  | SOLE |  | 0 | 0 | 2133 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 214156 | 1402 | SH |  | SOLE |  | 0 | 0 | 1402 |
| NUCOR CORP | COM | 670346105 |  | 307403 | 1818 | SH |  | SOLE |  | 0 | 0 | 1818 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 17512082 | 100413 | SH |  | SOLE |  | 0 | 0 | 100413 |
| ONEOK INC NEW | COM | 682680103 |  | 754469 | 8347 | SH |  | SOLE |  | 0 | 0 | 8347 |
| ORACLE CORP | COM | 68389X105 |  | 515621 | 3505 | SH |  | SOLE |  | 0 | 0 | 3505 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 386911 | 2645 | SH |  | SOLE |  | 0 | 0 | 2645 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 2245442 | 14006 | SH |  | SOLE |  | 0 | 0 | 14006 |
| PAYCHEX INC | COM | 704326107 |  | 1209353 | 13128 | SH |  | SOLE |  | 0 | 0 | 13128 |
| PEPSICO INC | COM | 713448108 |  | 858167 | 5526 | SH |  | SOLE |  | 0 | 0 | 5526 |
| PFIZER INC | COM | 717081103 |  | 777335 | 27683 | SH |  | SOLE |  | 0 | 0 | 27683 |
| PROCTER  CO | COM | 742718109 |  | 4597033 | 31827 | SH |  | SOLE |  | 0 | 0 | 31827 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 281356 | 2654 | SH |  | SOLE |  | 0 | 0 | 2654 |
| PUBLIC SVC ENTERPRISE GROUP | COM | 744573106 |  | 833911 | 10302 | SH |  | SOLE |  | 0 | 0 | 10302 |
| QUALCOMM INC | COM | 747525103 |  | 1187771 | 9223 | SH |  | SOLE |  | 0 | 0 | 9223 |
| RBB FD INC | MOTLEY FOL ETF | 74933W601 |  | 361355 | 5478 | SH |  | SOLE |  | 0 | 0 | 5478 |
| RTX CORPORATION | COM | 75513E101 |  | 2458727 | 12746 | SH |  | SOLE |  | 0 | 0 | 12746 |
| S GLOBAL INC | COM | 78409V104 |  | 208931 | 491 | SH |  | SOLE |  | 0 | 0 | 491 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 11079380 | 17036 | SH |  | SOLE |  | 0 | 0 | 17036 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 527536 | 1226 | SH |  | SOLE |  | 0 | 0 | 1226 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 |  | 350775 | 8829 | SH |  | SOLE |  | 0 | 0 | 8829 |
| SALESFORCE INC | COM | 79466L302 |  | 1303639 | 6984 | SH |  | SOLE |  | 0 | 0 | 6984 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 235572 | 2507 | SH |  | SOLE |  | 0 | 0 | 2507 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 239204 | 7797 | SH |  | SOLE |  | 0 | 0 | 7797 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 943824 | 7102 | SH |  | SOLE |  | 0 | 0 | 7102 |
| SERVICENOW INC | COM | 81762P102 |  | 243602 | 2330 | SH |  | SOLE |  | 0 | 0 | 2330 |
| SOUTHERN CO | COM | 842587107 |  | 1552116 | 16081 | SH |  | SOLE |  | 0 | 0 | 16081 |
| STARBUCKS CORP | COM | 855244109 |  | 457927 | 5111 | SH |  | SOLE |  | 0 | 0 | 5111 |
| SYSCO CORP | COM | 871829107 |  | 306311 | 4294 | SH |  | SOLE |  | 0 | 0 | 4294 |
| TJX COS INC NEW | COM | 872540109 |  | 446567 | 2796 | SH |  | SOLE |  | 0 | 0 | 2796 |
| TESLA INC | COM | 88160R101 |  | 1545179 | 4157 | SH |  | SOLE |  | 0 | 0 | 4157 |
| TEXAS INSTRS INC | COM | 882508104 |  | 254906 | 1313 | SH |  | SOLE |  | 0 | 0 | 1313 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 2675420 | 5443 | SH |  | SOLE |  | 0 | 0 | 5443 |
| TOMPKINS FINL CORP | COM | 890110109 |  | 9604917 | 121828 | SH |  | SOLE |  | 0 | 0 | 121828 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 627823 | 2152 | SH |  | SOLE |  | 0 | 0 | 2152 |
| US BANCORP | COM NEW | 902973304 |  | 422685 | 8127 | SH |  | SOLE |  | 0 | 0 | 8127 |
| UNION PAC CORP | COM | 907818108 |  | 1421753 | 5860 | SH |  | SOLE |  | 0 | 0 | 5860 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 222141 | 899 | SH |  | SOLE |  | 0 | 0 | 899 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 2125267 | 21978 | SH |  | SOLE |  | 0 | 0 | 21978 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 4485324 | 30286 | SH |  | SOLE |  | 0 | 0 | 30286 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 496766 | 2828 | SH |  | SOLE |  | 0 | 0 | 2828 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 946078 | 1583 | SH |  | SOLE |  | 0 | 0 | 1583 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1252403 | 2867 | SH |  | SOLE |  | 0 | 0 | 2867 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 265205 | 1013 | SH |  | SOLE |  | 0 | 0 | 1013 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2040551 | 6361 | SH |  | SOLE |  | 0 | 0 | 6361 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 3389779 | 67525 | SH |  | SOLE |  | 0 | 0 | 67525 |
| VICI PPTYS INC | COM | 925652109 |  | 447976 | 16397 | SH |  | SOLE |  | 0 | 0 | 16397 |
| VISA INC | COM CL A | 92826C839 |  | 1948687 | 6447 | SH |  | SOLE |  | 0 | 0 | 6447 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 1406136 | 12146 | SH |  | SOLE |  | 0 | 0 | 12146 |
| WALMART INC | COM | 931142103 |  | 446000 | 3589 | SH |  | SOLE |  | 0 | 0 | 3589 |
| WELLTOWER INC | COM | 95040Q104 |  | 1776692 | 8986 | SH |  | SOLE |  | 0 | 0 | 8986 |
| WESCO INTL INC | COM | 95082P105 |  | 1735415 | 6342 | SH |  | SOLE |  | 0 | 0 | 6342 |
| EATON CORP PLC | SHS | G29183103 |  | 225747 | 631 | SH |  | SOLE |  | 0 | 0 | 631 |
| LINDE PLC | SHS | G54950103 |  | 284967 | 575 | SH |  | SOLE |  | 0 | 0 | 575 |

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