# EDGAR Filing Document

**Accession Number:** 0001133653
**File Stem:** 0001398344-23-001521
**Filing Date:** 2023-1
**Character Count:** 28792
**Document Hash:** 802467f06fc9ffd0b9016312647f7de1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-23-001521.hdr.sgml**: 20230131

**ACCESSION NUMBER**: 0001398344-23-001521

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230131

**DATE AS OF CHANGE**: 20230131

**EFFECTIVENESS DATE**: 20230131

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WOODMONT INVESTMENT COUNSEL LLC
- **CENTRAL INDEX KEY:** 0001133653
- **IRS NUMBER:** 621830557
- **STATE OF INCORPORATION:** TN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-06045
- **FILM NUMBER:** 23571379

**BUSINESS ADDRESS:**
- **STREET 1:** 401 COMMERCE STREET
- **STREET 2:** SUITE 5400
- **CITY:** NASHVILLE
- **STATE:** TN
- **ZIP:** 37219
- **BUSINESS PHONE:** 6152976144

**MAIL ADDRESS:**
- **STREET 1:** 401 COMMERCE STREET
- **STREET 2:** SUITE 5400
- **CITY:** NASHVILLE
- **STATE:** TN
- **ZIP:** 37219

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WOODMONT INVESTMENT COUNSEL LLC<br>**Address:** 401 COMMERCE STREET<br>SUITE 5400<br>NASHVILLE, TN 37219

**Form 13F File Number:** 028-06045

**CRD Number (if applicable):** 000109779

**SEC File Number (if applicable):** 801-57961

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Stephen A. Frohsin<br>**Title:** Chief Compliance Officer<br>**Phone:** 615-297-6144

**Signature, Place, and Date of Signing:**

/s/ Stephen A. Frohsin  Nashville, TN  01-31-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 253

**Form 13F Information Table Value Total:** $883472847

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 1597334 | 13320 | SH |  | SOLE |  | 615 | 0 | 12705 |
| ABBOTT LABS | COM | 002824100 |  | 2086230 | 19002 | SH |  | SOLE |  | 2954 | 0 | 16048 |
| ABBVIE INC | COM | 00287Y109 |  | 4373490 | 27062 | SH |  | SOLE |  | 1680 | 0 | 25382 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 1397441 | 5237 | SH |  | SOLE |  | 895 | 0 | 4342 |
| ACI WORLDWIDE INC | COM | 004498101 |  | 3751829 | 163123 | SH |  | SOLE |  | 0 | 0 | 163123 |
| AFLAC INC | COM | 001055102 |  | 1395132 | 19393 | SH |  | SOLE |  | 0 | 0 | 19393 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 252773 | 820 | SH |  | SOLE |  | 0 | 0 | 820 |
| AKERO THERAPEUTICS INC | COM | 00973Y108 |  | 414836 | 7570 | SH |  | SOLE |  | 0 | 0 | 7570 |
| ALLSTATE CORP | COM | 020002101 |  | 974693 | 7188 | SH |  | SOLE |  | 225 | 0 | 6963 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 6238163 | 70305 | SH |  | SOLE |  | 3400 | 0 | 66905 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2217132 | 25129 | SH |  | SOLE |  | 2400 | 0 | 22729 |
| ALPINE SUMMIT ENRGY PRTNRS I | CL A SUB VTG SHS | 021009105 |  | 165363 | 33000 | SH |  | SOLE |  | 0 | 0 | 33000 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 481601 | 10536 | SH |  | SOLE |  | 0 | 0 | 10536 |
| AMAZON COM INC | COM | 023135106 |  | 1057392 | 12588 | SH |  | SOLE |  | 0 | 0 | 12588 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1261933 | 8541 | SH |  | SOLE |  | 0 | 0 | 8541 |
| AMGEN INC | COM | 031162100 |  | 631649 | 2405 | SH |  | SOLE |  | 50 | 0 | 2355 |
| ANTERIX INC | COM | 03676C100 |  | 464857 | 14450 | SH |  | SOLE |  | 0 | 0 | 14450 |
| APPLE INC | COM | 037833100 |  | 25832757 | 198821 | SH |  | SOLE |  | 6288 | 0 | 192533 |
| ASPEN AEROGELS INC | COM | 04523Y105 |  | 448248 | 38019 | SH |  | SOLE |  | 0 | 0 | 38019 |
| AT INC | COM | 00206R102 |  | 472253 | 25652 | SH |  | SOLE |  | 350 | 0 | 25302 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 1175430 | 4921 | SH |  | SOLE |  | 800 | 0 | 4121 |
| BANK AMERICA CORP | COM | 060505104 |  | 4383962 | 132366 | SH |  | SOLE |  | 6058 | 0 | 126308 |
| BAXTER INTL INC | COM | 071813109 |  | 390328 | 7658 | SH |  | SOLE |  | 575 | 0 | 7083 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 1633623 | 6424 | SH |  | SOLE |  | 75 | 0 | 6349 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 8154651 | 26399 | SH |  | SOLE |  | 1662 | 0 | 24737 |
| BLACKROCK INC | COM | 09247X101 |  | 819885 | 1157 | SH |  | SOLE |  | 170 | 0 | 987 |
| BLOCK H  R INC | COM | 093671105 |  | 237315 | 6500 | SH |  | SOLE |  | 0 | 0 | 6500 |
| BOEING CO | COM | 097023105 |  | 202872 | 1065 | SH |  | SOLE |  | 0 | 0 | 1065 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1943010 | 27005 | SH |  | SOLE |  | 1295 | 0 | 25710 |
| BROADCOM INC | COM | 11135F101 |  | 7310066 | 13074 | SH |  | SOLE |  | 132 | 0 | 12942 |
| BROOKFIELD INFRAST PARTNERS | LP INT UNIT | G16252101 |  | 7873815 | 254076 | SH |  | SOLE |  | 8850 | 0 | 245226 |
| BROWN FORMAN CORP | CL B | 115637209 |  | 377003 | 5740 | SH |  | SOLE |  | 0 | 0 | 5740 |
| CAL MAINE FOODS INC | COM NEW | 128030202 |  | 272250 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| CAPSTAR FINL HLDGS INC | COM | 14070T102 |  | 494480 | 28000 | SH |  | SOLE |  | 0 | 0 | 28000 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 275550 | 6680 | SH |  | SOLE |  | 350 | 0 | 6330 |
| CATERPILLAR INC | COM | 149123101 |  | 1161387 | 4848 | SH |  | SOLE |  | 0 | 0 | 4848 |
| CHART INDS INC | COM | 16115Q308 |  | 1489233 | 12924 | SH |  | SOLE |  | 0 | 0 | 12924 |
| CHEVRON CORP NEW | COM | 166764100 |  | 15950199 | 88864 | SH |  | SOLE |  | 2823 | 0 | 86041 |
| CHUBB LIMITED | COM | H1467J104 |  | 3354002 | 15204 | SH |  | SOLE |  | 0 | 0 | 15204 |
| CINTAS CORP | COM | 172908105 |  | 903240 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| CISCO SYS INC | COM | 17275R102 |  | 2095493 | 43986 | SH |  | SOLE |  | 2250 | 0 | 41736 |
| CLEARWATER PAPER CORP | COM | 18538R103 |  | 1248930 | 33032 | SH |  | SOLE |  | 0 | 0 | 33032 |
| CLOROX CO DEL | COM | 189054109 |  | 251050 | 1789 | SH |  | SOLE |  | 0 | 0 | 1789 |
| COCA COLA CO | COM | 191216100 |  | 4560328 | 71692 | SH |  | SOLE |  | 1315 | 0 | 70377 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 358573 | 4551 | SH |  | SOLE |  | 0 | 0 | 4551 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 513115 | 14673 | SH |  | SOLE |  | 0 | 0 | 14673 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 3229738 | 7075 | SH |  | SOLE |  | 525 | 0 | 6550 |
| CSX CORP | COM | 126408103 |  | 1718832 | 55482 | SH |  | SOLE |  | 0 | 0 | 55482 |
| CVS HEALTH CORP | COM | 126650100 |  | 318430 | 3417 | SH |  | SOLE |  | 0 | 0 | 3417 |
| DANAHER CORPORATION | COM | 235851102 |  | 3986343 | 15019 | SH |  | SOLE |  | 1909 | 0 | 13110 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 314635 | 9575 | SH |  | SOLE |  | 0 | 0 | 9575 |
| DERMTECH INC | COM | 24984K105 |  | 293482 | 165809 | SH |  | SOLE |  | 0 | 0 | 165809 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 2782971 | 15618 | SH |  | SOLE |  | 840 | 0 | 14778 |
| DIAMONDBACK ENERGY INC | COM | 25278X109 |  | 280125 | 2048 | SH |  | SOLE |  | 0 | 0 | 2048 |
| DISCOVER FINL SVCS | COM | 254709108 |  | 378700 | 3871 | SH |  | SOLE |  | 0 | 0 | 3871 |
| DISNEY WALT CO | COM | 254687106 |  | 1005723 | 11576 | SH |  | SOLE |  | 125 | 0 | 11451 |
| DORMAN PRODS INC | COM | 258278100 |  | 359144 | 4441 | SH |  | SOLE |  | 0 | 0 | 4441 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 13774810 | 133749 | SH |  | SOLE |  | 4194 | 0 | 129555 |
| EASTGROUP PPTYS INC | COM | 277276101 |  | 228044 | 1540 | SH |  | SOLE |  | 0 | 0 | 1540 |
| EATON CORP PLC | SHS | G29183103 |  | 300559 | 1915 | SH |  | SOLE |  | 0 | 0 | 1915 |
| ECOLAB INC | COM | 278865100 |  | 566520 | 3892 | SH |  | SOLE |  | 950 | 0 | 2942 |
| EMERSON ELEC CO | COM | 291011104 |  | 5804041 | 60421 | SH |  | SOLE |  | 4715 | 0 | 55706 |
| EMPIRE ST RLTY OP L P | UNIT LTD PRTNSP | 292102100 |  | 236040 | 36147 | SH |  | SOLE |  | 0 | 0 | 36147 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 8238813 | 341576 | SH |  | SOLE |  | 5589 | 0 | 335987 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 5615675 | 50913 | SH |  | SOLE |  | 1312 | 0 | 49601 |
| FEDEX CORP | COM | 31428X106 |  | 426072 | 2460 | SH |  | SOLE |  | 0 | 0 | 2460 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 237774 | 7247 | SH |  | SOLE |  | 0 | 0 | 7247 |
| FIRST HORIZON CORPORATION | COM | 320517105 |  | 1066657 | 43537 | SH |  | SOLE |  | 0 | 0 | 43537 |
| FORD MTR CO DEL | COM | 345370860 |  | 286668 | 24649 | SH |  | SOLE |  | 0 | 0 | 24649 |
| FORTIVE CORP | COM | 34959J108 |  | 211190 | 3287 | SH |  | SOLE |  | 300 | 0 | 2987 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1679705 | 6770 | SH |  | SOLE |  | 0 | 0 | 6770 |
| GENERAL MLS INC | COM | 370334104 |  | 5211864 | 62157 | SH |  | SOLE |  | 0 | 0 | 62157 |
| GLOBAL PMTS INC | COM | 37940X102 |  | 836672 | 8424 | SH |  | SOLE |  | 0 | 0 | 8424 |
| GRAN TIERRA ENERGY INC | COM | 38500T101 |  | 18810 | 19000 | SH |  | SOLE |  | 0 | 0 | 19000 |
| HASBRO INC | COM | 418056107 |  | 829553 | 13597 | SH |  | SOLE |  | 550 | 0 | 13047 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 13554621 | 56487 | SH |  | SOLE |  | 0 | 0 | 56487 |
| HEALTHSTREAM INC | COM | 42222N103 |  | 334719 | 13475 | SH |  | SOLE |  | 0 | 0 | 13475 |
| HERSHEY CO | COM | 427866108 |  | 1135388 | 4903 | SH |  | SOLE |  | 0 | 0 | 4903 |
| HOME DEPOT INC | COM | 437076102 |  | 2051195 | 6494 | SH |  | SOLE |  | 0 | 0 | 6494 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1248298 | 5825 | SH |  | SOLE |  | 0 | 0 | 5825 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 551631 | 2504 | SH |  | SOLE |  | 0 | 0 | 2504 |
| INTEL CORP | COM | 458140100 |  | 1598037 | 60463 | SH |  | SOLE |  | 5975 | 0 | 54488 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 2177137 | 34071 | SH |  | SOLE |  | 447 | 0 | 33624 |
| INVESCO EXCH TRADED FD TR II | FTSE RAFI DEV | 46138E743 |  | 346610 | 8344 | SH |  | SOLE |  | 0 | 0 | 8344 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 279929 | 14737 | SH |  | SOLE |  | 0 | 0 | 14737 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 278898 | 14737 | SH |  | SOLE |  | 0 | 0 | 14737 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 491899 | 24424 | SH |  | SOLE |  | 0 | 0 | 24424 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB | 46138J841 |  | 2495372 | 121814 | SH |  | SOLE |  | 0 | 0 | 121814 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2023 CB | 46138J866 |  | 1776209 | 84662 | SH |  | SOLE |  | 0 | 0 | 84662 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 203400 | 1440 | SH |  | SOLE |  | 0 | 0 | 1440 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2262847 | 8498 | SH |  | SOLE |  | 850 | 0 | 7648 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 225492 | 6519 | SH |  | SOLE |  | 0 | 0 | 6519 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 343976 | 6484 | SH |  | SOLE |  | 900 | 0 | 5584 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 7067531 | 151339 | SH |  | SOLE |  | 6803 | 0 | 144536 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 352876 | 2926 | SH |  | SOLE |  | 0 | 0 | 2926 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 4406510 | 41399 | SH |  | SOLE |  | 2265 | 0 | 39134 |
| ISHARES TR | CORE S ETF | 464287200 |  | 621878 | 1619 | SH |  | SOLE |  | 0 | 0 | 1619 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 289166 | 4943 | SH |  | SOLE |  | 0 | 0 | 4943 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 217750 | 1501 | SH |  | SOLE |  | 0 | 0 | 1501 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 975826 | 12022 | SH |  | SOLE |  | 0 | 0 | 12022 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 808406 | 12316 | SH |  | SOLE |  | 0 | 0 | 12316 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 218910 | 905 | SH |  | SOLE |  | 0 | 0 | 905 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 580971 | 3831 | SH |  | SOLE |  | 0 | 0 | 3831 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 784768 | 3663 | SH |  | SOLE |  | 0 | 0 | 3663 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 617786 | 3543 | SH |  | SOLE |  | 0 | 0 | 3543 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 205842 | 2175 | SH |  | SOLE |  | 0 | 0 | 2175 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 323050 | 7100 | SH |  | SOLE |  | 0 | 0 | 7100 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 9338759 | 187450 | SH |  | SOLE |  | 3479 | 0 | 183971 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 608847 | 5539 | SH |  | SOLE |  | 0 | 0 | 5539 |
| ISHARES TR | US REGNL BKS ETF | 464288778 |  | 219144 | 4600 | SH |  | SOLE |  | 1400 | 0 | 3200 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 3223888 | 64055 | SH |  | SOLE |  | 1000 | 0 | 63055 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 6574626 | 103399 | SH |  | SOLE |  | 1678 | 0 | 101721 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 206040 | 2125 | SH |  | SOLE |  | 0 | 0 | 2125 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 4039718 | 35449 | SH |  | SOLE |  | 230 | 0 | 35219 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 2372438 | 73246 | SH |  | SOLE |  | 2500 | 0 | 70746 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 205914 | 4583 | SH |  | SOLE |  | 0 | 0 | 4583 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 601341 | 11929 | SH |  | SOLE |  | 90 | 0 | 11839 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 |  | 12464754 | 512531 | SH |  | SOLE |  | 8150 | 0 | 504381 |
| ISHARES TR | IBONDS DEC24 ETF | 46434VBG4 |  | 14318350 | 586337 | SH |  | SOLE |  | 7950 | 0 | 578387 |
| ISHARES TR | IBONDS DEC2023 | 46435G318 |  | 253500 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 11507767 | 492838 | SH |  | SOLE |  | 7950 | 0 | 484888 |
| ISHARES TR | IBONDS DEC 26 | 46435U259 |  | 1109240 | 44000 | SH |  | SOLE |  | 0 | 0 | 44000 |
| ISHARES TR | IBONDS DEC 27 | 46435U283 |  | 1078225 | 43000 | SH |  | SOLE |  | 0 | 0 | 43000 |
| ISHARES TR | IBONDS DEC 25 | 46435U432 |  | 2775443 | 105250 | SH |  | SOLE |  | 0 | 0 | 105250 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 485800 | 20000 | SH |  | SOLE |  | 0 | 0 | 20000 |
| ISHARES TR | IBONDS DEC | 46435U697 |  | 3437625 | 133500 | SH |  | SOLE |  | 0 | 0 | 133500 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 9570342 | 409514 | SH |  | SOLE |  | 6400 | 0 | 403114 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 7755943 | 77451 | SH |  | SOLE |  | 2873 | 0 | 74578 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 2255276 | 44628 | SH |  | SOLE |  | 0 | 0 | 44628 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 18835144 | 375726 | SH |  | SOLE |  | 12518 | 0 | 363208 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 12805535 | 72491 | SH |  | SOLE |  | 2590 | 0 | 69901 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 221440 | 3460 | SH |  | SOLE |  | 0 | 0 | 3460 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 10422386 | 77721 | SH |  | SOLE |  | 3961 | 0 | 73760 |
| KELLOGG CO | COM | 487836108 |  | 221913 | 3115 | SH |  | SOLE |  | 0 | 0 | 3115 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 2891339 | 21299 | SH |  | SOLE |  | 800 | 0 | 20499 |
| KOSMOS ENERGY LTD | COM | 500688106 |  | 2081603 | 327296 | SH |  | SOLE |  | 0 | 0 | 327296 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 374778 | 1800 | SH |  | SOLE |  | 0 | 0 | 1800 |
| LILLY ELI  CO | COM | 532457108 |  | 1727131 | 4721 | SH |  | SOLE |  | 112 | 0 | 4609 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 8199789 | 16855 | SH |  | SOLE |  | 465 | 0 | 16390 |
| LOWES COS INC | COM | 548661107 |  | 551098 | 2766 | SH |  | SOLE |  | 550 | 0 | 2216 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 |  | 4304441 | 51842 | SH |  | SOLE |  | 975 | 0 | 50867 |
| M  T BK CORP | COM | 55261F104 |  | 518299 | 3573 | SH |  | SOLE |  | 0 | 0 | 3573 |
| MAGNITE INC | COM | 55955D100 |  | 2039952 | 192630 | SH |  | SOLE |  | 0 | 0 | 192630 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1187498 | 3415 | SH |  | SOLE |  | 0 | 0 | 3415 |
| MCDONALDS CORP | COM | 580135101 |  | 5501979 | 20878 | SH |  | SOLE |  | 1505 | 0 | 19373 |
| MEDICAL PPTYS TRUST INC | COM | 58463J304 |  | 317546 | 28505 | SH |  | SOLE |  | 0 | 0 | 28505 |
| MERCK  CO INC | COM | 58933Y105 |  | 17898121 | 161317 | SH |  | SOLE |  | 5335 | 0 | 155982 |
| META PLATFORMS INC | CL A | 30303M102 |  | 360298 | 2994 | SH |  | SOLE |  | 0 | 0 | 2994 |
| METLIFE INC | COM | 59156R108 |  | 708358 | 9788 | SH |  | SOLE |  | 0 | 0 | 9788 |
| MFS INTER INCOME TR | SH BEN INT | 55273C107 |  | 27600 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 714091 | 10165 | SH |  | SOLE |  | 400 | 0 | 9765 |
| MICROSOFT CORP | COM | 594918104 |  | 18389877 | 76682 | SH |  | SOLE |  | 3915 | 0 | 72767 |
| MODERNA INC | COM | 60770K107 |  | 1537008 | 8557 | SH |  | SOLE |  | 0 | 0 | 8557 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 971490 | 14576 | SH |  | SOLE |  | 2637 | 0 | 11939 |
| MOODYS CORP | COM | 615369105 |  | 222896 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 689002 | 8104 | SH |  | SOLE |  | 0 | 0 | 8104 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1089405 | 13031 | SH |  | SOLE |  | 0 | 0 | 13031 |
| NIKE INC | CL B | 654106103 |  | 4218913 | 36056 | SH |  | SOLE |  | 2125 | 0 | 33931 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 349736 | 641 | SH |  | SOLE |  | 0 | 0 | 641 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 3931079 | 43332 | SH |  | SOLE |  | 2400 | 0 | 40932 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 1843737 | 13623 | SH |  | SOLE |  | 0 | 0 | 13623 |
| NUCOR CORP | COM | 670346105 |  | 2431631 | 18448 | SH |  | SOLE |  | 200 | 0 | 18248 |
| OLD REP INTL CORP | COM | 680223104 |  | 2821807 | 116845 | SH |  | SOLE |  | 0 | 0 | 116845 |
| ORACLE CORP | COM | 68389X105 |  | 1004258 | 12286 | SH |  | SOLE |  | 1100 | 0 | 11186 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 1754507 | 62818 | SH |  | SOLE |  | 142 | 0 | 62676 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 964082 | 6909 | SH |  | SOLE |  | 0 | 0 | 6909 |
| PAYCHEX INC | COM | 704326107 |  | 6047139 | 52329 | SH |  | SOLE |  | 3415 | 0 | 48914 |
| PEPSICO INC | COM | 713448108 |  | 8816208 | 48800 | SH |  | SOLE |  | 3205 | 0 | 45595 |
| PFIZER INC | COM | 717081103 |  | 6869337 | 134062 | SH |  | SOLE |  | 3860 | 0 | 130202 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1006736 | 9947 | SH |  | SOLE |  | 0 | 0 | 9947 |
| PHILLIPS 66 | COM | 718546104 |  | 459201 | 4412 | SH |  | SOLE |  | 0 | 0 | 4412 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 399631 | 4051 | SH |  | SOLE |  | 0 | 0 | 4051 |
| PINNACLE FINL PARTNERS INC | COM | 72346Q104 |  | 3936960 | 53637 | SH |  | SOLE |  | 0 | 0 | 53637 |
| POTLATCHDELTIC CORPORATION | COM | 737630103 |  | 224349 | 5100 | SH |  | SOLE |  | 2300 | 0 | 2800 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 329907 | 3025 | SH |  | SOLE |  | 0 | 0 | 3025 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 12381240 | 81692 | SH |  | SOLE |  | 5145 | 0 | 76547 |
| PROGRESSIVE CORP | COM | 743315103 |  | 408587 | 3150 | SH |  | SOLE |  | 0 | 0 | 3150 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 793079 | 12944 | SH |  | SOLE |  | 800 | 0 | 12144 |
| QUALCOMM INC | COM | 747525103 |  | 1196697 | 10885 | SH |  | SOLE |  | 100 | 0 | 10785 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 1437706 | 14246 | SH |  | SOLE |  | 1275 | 0 | 12971 |
| REALTY INCOME CORP | COM | 756109104 |  | 260063 | 4100 | SH |  | SOLE |  | 0 | 0 | 4100 |
| RENASANT CORP | COM | 75970E107 |  | 341843 | 9094 | SH |  | SOLE |  | 0 | 0 | 9094 |
| RIMINI STR INC DEL | COM | 76674Q107 |  | 49530 | 13000 | SH |  | SOLE |  | 0 | 0 | 13000 |
| SALESFORCE INC | COM | 79466L302 |  | 1982486 | 14952 | SH |  | SOLE |  | 0 | 0 | 14952 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 665247 | 7990 | SH |  | SOLE |  | 0 | 0 | 7990 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1725364 | 38504 | SH |  | SOLE |  | 0 | 0 | 38504 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 549282 | 9886 | SH |  | SOLE |  | 0 | 0 | 9886 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 2395404 | 36283 | SH |  | SOLE |  | 0 | 0 | 36283 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 892233 | 22025 | SH |  | SOLE |  | 0 | 0 | 22025 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 290526 | 12274 | SH |  | SOLE |  | 0 | 0 | 12274 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 3593863 | 111576 | SH |  | SOLE |  | 3000 | 0 | 108576 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 4334294 | 31905 | SH |  | SOLE |  | 900 | 0 | 31005 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 723588 | 8272 | SH |  | SOLE |  | 3200 | 0 | 5072 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 4473497 | 130804 | SH |  | SOLE |  | 6765 | 0 | 124039 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 4172936 | 112996 | SH |  | SOLE |  | 4033 | 0 | 108963 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 2637969 | 37418 | SH |  | SOLE |  | 1500 | 0 | 35918 |
| SHELL PLC | SPON ADS | 780259305 |  | 693366 | 12175 | SH |  | SOLE |  | 0 | 0 | 12175 |
| SIGNATURE BK NEW YORK N Y | COM | 82669G104 |  | 477241 | 4142 | SH |  | SOLE |  | 50 | 0 | 4092 |
| SILVERGATE CAP CORP | CL A | 82837P408 |  | 536599 | 30839 | SH |  | SOLE |  | 275 | 0 | 30564 |
| SOFI TECHNOLOGIES INC | COM | 83406F102 |  | 174820 | 37922 | SH |  | SOLE |  | 0 | 0 | 37922 |
| SOUTHERN CO | COM | 842587107 |  | 2930881 | 41043 | SH |  | SOLE |  | 1375 | 0 | 39668 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 2349190 | 69771 | SH |  | SOLE |  | 0 | 0 | 69771 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1599705 | 4183 | SH |  | SOLE |  | 0 | 0 | 4183 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 259032 | 585 | SH |  | SOLE |  | 0 | 0 | 585 |
| SPDR SER TR | BLOOMBERG INVT | 78468R200 |  | 5140013 | 169135 | SH |  | SOLE |  | 0 | 0 | 169135 |
| SSGA ACTIVE ETF TR | BLACKSTONE SENR | 78467V608 |  | 418039 | 10221 | SH |  | SOLE |  | 0 | 0 | 10221 |
| STONEX GROUP INC | COM | 861896108 |  | 7141306 | 74935 | SH |  | SOLE |  | 0 | 0 | 74935 |
| STRYKER CORPORATION | COM | 863667101 |  | 863050 | 3530 | SH |  | SOLE |  | 150 | 0 | 3380 |
| SYNOVUS FINL CORP | COM NEW | 87161C501 |  | 281625 | 7500 | SH |  | SOLE |  | 0 | 0 | 7500 |
| SYSCO CORP | COM | 871829107 |  | 555868 | 7271 | SH |  | SOLE |  | 0 | 0 | 7271 |
| TARGET CORP | COM | 87612E106 |  | 265746 | 1783 | SH |  | SOLE |  | 200 | 0 | 1583 |
| TESLA INC | COM | 88160R101 |  | 244389 | 1984 | SH |  | SOLE |  | 0 | 0 | 1984 |
| TEXAS INSTRS INC | COM | 882508104 |  | 201073 | 1217 | SH |  | SOLE |  | 0 | 0 | 1217 |
| TJX COS INC NEW | COM | 872540109 |  | 887540 | 11150 | SH |  | SOLE |  | 0 | 0 | 11150 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 866280 | 20132 | SH |  | SOLE |  | 1550 | 0 | 18582 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 806255 | 16013 | SH |  | SOLE |  | 0 | 0 | 16013 |
| UNION PAC CORP | COM | 907818108 |  | 286171 | 1382 | SH |  | SOLE |  | 0 | 0 | 1382 |
| UNITED CMNTY BKS BLAIRSVLE G | COM | 90984P303 |  | 371259 | 10984 | SH |  | SOLE |  | 0 | 0 | 10984 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 10360421 | 59597 | SH |  | SOLE |  | 1475 | 0 | 58122 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 8583614 | 16190 | SH |  | SOLE |  | 850 | 0 | 15340 |
| US BANCORP DEL | COM NEW | 902973304 |  | 6408141 | 146942 | SH |  | SOLE |  | 3625 | 0 | 143317 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 487056 | 2400 | SH |  | SOLE |  | 0 | 0 | 2400 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 567536 | 7539 | SH |  | SOLE |  | 0 | 0 | 7539 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 484582 | 6745 | SH |  | SOLE |  | 0 | 0 | 6745 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1286374 | 3661 | SH |  | SOLE |  | 0 | 0 | 3661 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 216333 | 1600 | SH |  | SOLE |  | 0 | 0 | 1600 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 898808 | 5660 | SH |  | SOLE |  | 195 | 0 | 5465 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 20273997 | 99475 | SH |  | SOLE |  | 1410 | 0 | 98065 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 835689 | 6290 | SH |  | SOLE |  | 1550 | 0 | 4740 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 61786343 | 289927 | SH |  | SOLE |  | 4781 | 0 | 285146 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 73149591 | 521120 | SH |  | SOLE |  | 9323 | 0 | 511797 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 12374863 | 67423 | SH |  | SOLE |  | 1378 | 0 | 66045 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 13298046 | 69554 | SH |  | SOLE |  | 0 | 0 | 69554 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 11958564 | 238503 | SH |  | SOLE |  | 11175 | 0 | 227328 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 7782306 | 199649 | SH |  | SOLE |  | 4876 | 0 | 194773 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 241109 | 4349 | SH |  | SOLE |  | 0 | 0 | 4349 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 11437085 | 197805 | SH |  | SOLE |  | 3815 | 0 | 193990 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 2233068 | 29699 | SH |  | SOLE |  | 425 | 0 | 29274 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 7767583 | 51153 | SH |  | SOLE |  | 825 | 0 | 50328 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 33022279 | 786807 | SH |  | SOLE |  | 13550 | 0 | 773257 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 9722669 | 89850 | SH |  | SOLE |  | 3518 | 0 | 86332 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 |  | 545400 | 2847 | SH |  | SOLE |  | 0 | 0 | 2847 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 10023990 | 254416 | SH |  | SOLE |  | 6193 | 0 | 248223 |
| VISA INC | COM CL A | 92826C839 |  | 1042955 | 5020 | SH |  | SOLE |  | 0 | 0 | 5020 |
| WALGREENS BOOTS ALLIANCE INC | COM | 931427108 |  | 217622 | 5825 | SH |  | SOLE |  | 300 | 0 | 5525 |
| WALMART INC | COM | 931142103 |  | 3408460 | 24039 | SH |  | SOLE |  | 1980 | 0 | 22059 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 2855844 | 18204 | SH |  | SOLE |  | 1535 | 0 | 16669 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 531155 | 12864 | SH |  | SOLE |  | 1211 | 0 | 11653 |
| WEX INC | COM | 96208T104 |  | 265931 | 1625 | SH |  | SOLE |  | 0 | 0 | 1625 |
| WEYERHAEUSER CO MTN BE | COM NEW | 962166104 |  | 4459474 | 143854 | SH |  | SOLE |  | 4095 | 0 | 139759 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 |  | 2838565 | 106393 | SH |  | SOLE |  | 0 | 0 | 106393 |
| XCEL ENERGY INC | COM | 98389B100 |  | 271676 | 3875 | SH |  | SOLE |  | 0 | 0 | 3875 |
| YUM BRANDS INC | COM | 988498101 |  | 549207 | 4288 | SH |  | SOLE |  | 364 | 0 | 3924 |

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