# EDGAR Filing Document

**Accession Number:** 0001922200
**File Stem:** 0002085853-25-000136
**Filing Date:** 2025-10
**Character Count:** 15285
**Document Hash:** 9ff1dd6f871c18ec2088b3a1e3312926
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-25-000136.hdr.sgml**: 20251022

**ACCESSION NUMBER**: 0002085853-25-000136

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251022

**DATE AS OF CHANGE**: 20251022

**EFFECTIVENESS DATE**: 20251022

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Greenspring Advisors, LLC
- **CENTRAL INDEX KEY:** 0001922200

**ORGANIZATION NAME:**
- **EIN:** 825320133
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22404
- **FILM NUMBER:** 251409263

**BUSINESS ADDRESS:**
- **STREET 1:** ONE WEST PENNSYLVANIA AVENUE, SUITE 500
- **CITY:** TOWSON
- **STATE:** MD
- **ZIP:** 21204
- **BUSINESS PHONE:** 443-564-4600

**MAIL ADDRESS:**
- **STREET 1:** ONE WEST PENNSYLVANIA AVENUE, SUITE 500
- **CITY:** TOWSON
- **STATE:** MD
- **ZIP:** 21204

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Greenspring Advisors LLC<br>**Address:** One West Pennsylvania Avenue Suite 500<br>Towson, MD 21204

**Form 13F File Number:** 028-22404

**CRD Number (if applicable):** 000132669

**SEC File Number (if applicable):** 801-67570

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John P. Collins<br>**Title:** CCO<br>**Phone:** 443-564-4600

**Signature, Place, and Date of Signing:**

/s/ John P. Collins  Towson, MD  10-22-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 115

**Form 13F Information Table Value Total:** $565496868

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 581397 | 2511 | SH |  | SOLE |  | 0 | 0 | 2511 |
| ACNB CORP | COM | 000868109 |  | 309249 | 7022 | SH |  | SOLE |  | 0 | 0 | 7022 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 713012 | 2933 | SH |  | SOLE |  | 0 | 0 | 2933 |
| AMAZON COM INC | COM | 023135106 |  | 1022977 | 4659 | SH |  | SOLE |  | 0 | 0 | 4659 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 960355 | 12786 | SH |  | SOLE |  | 0 | 0 | 12786 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 2884899 | 28985 | SH |  | SOLE |  | 0 | 0 | 28985 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 18743779 | 172435 | SH |  | SOLE |  | 0 | 0 | 172435 |
| AMERICAN CENTY ETF TR | EMERGING MKT VAL | 025072372 |  | 1095940 | 19103 | SH |  | SOLE |  | 0 | 0 | 19103 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 2286163 | 31638 | SH |  | SOLE |  | 0 | 0 | 31638 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 1497573 | 16821 | SH |  | SOLE |  | 0 | 0 | 16821 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 888730 | 11264 | SH |  | SOLE |  | 0 | 0 | 11264 |
| AMGEN INC | COM | 031162100 |  | 1693200 | 6000 | SH |  | SOLE |  | 0 | 0 | 6000 |
| AON PLC | SHS CL A | G0403H108 |  | 310225 | 870 | SH |  | SOLE |  | 0 | 0 | 870 |
| APPLE INC | COM | 037833100 |  | 8709366 | 34205 | SH |  | SOLE |  | 0 | 0 | 34205 |
| AT INC | COM | 00206R102 |  | 204401 | 7238 | SH |  | SOLE |  | 0 | 0 | 7238 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1987834 | 3954 | SH |  | SOLE |  | 0 | 0 | 3954 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754200 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BROADCOM INC | COM | 11135F101 |  | 999627 | 3030 | SH |  | SOLE |  | 0 | 0 | 3030 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 428986 | 2018 | SH |  | SOLE |  | 0 | 0 | 2018 |
| COCA COLA CO | COM | 191216100 |  | 479487 | 7230 | SH |  | SOLE |  | 0 | 0 | 7230 |
| CORNING INC | COM | 219350105 |  | 352729 | 4300 | SH |  | SOLE |  | 0 | 0 | 4300 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 718289 | 776 | SH |  | SOLE |  | 0 | 0 | 776 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 63281351 | 2016614 | SH |  | SOLE |  | 0 | 0 | 2016614 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 384131 | 10763 | SH |  | SOLE |  | 0 | 0 | 10763 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 525073 | 16491 | SH |  | SOLE |  | 0 | 0 | 16491 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 25482557 | 777144 | SH |  | SOLE |  | 0 | 0 | 777144 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 789559 | 28911 | SH |  | SOLE |  | 0 | 0 | 28911 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 273113 | 8662 | SH |  | SOLE |  | 0 | 0 | 8662 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 1420377 | 39075 | SH |  | SOLE |  | 0 | 0 | 39075 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 293342646 | 7605462 | SH |  | SOLE |  | 0 | 0 | 7605462 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 1408227 | 31511 | SH |  | SOLE |  | 0 | 0 | 31511 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 542252 | 12767 | SH |  | SOLE |  | 0 | 0 | 12767 |
| DIMENSIONAL ETF TRUST | GLOBAL SUSTAINA | 25434V674 |  | 248304 | 4661 | SH |  | SOLE |  | 0 | 0 | 4661 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 687589 | 15026 | SH |  | SOLE |  | 0 | 0 | 15026 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 8370749 | 204413 | SH |  | SOLE |  | 0 | 0 | 204413 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 1422202 | 30837 | SH |  | SOLE |  | 0 | 0 | 30837 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 |  | 5482064 | 133416 | SH |  | SOLE |  | 0 | 0 | 133416 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 1047917 | 14466 | SH |  | SOLE |  | 0 | 0 | 14466 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 811867 | 11859 | SH |  | SOLE |  | 0 | 0 | 11859 |
| DIMENSIONAL ETF TRUST | WORLD EQUITY ETF | 25434V617 |  | 299287 | 4165 | SH |  | SOLE |  | 0 | 0 | 4165 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 497637 | 8549 | SH |  | SOLE |  | 0 | 0 | 8549 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 13516148 | 421458 | SH |  | SOLE |  | 0 | 0 | 421458 |
| ELI LILLY  CO | COM | 532457108 |  | 381500 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| FISERV INC | COM | 337738108 |  | 232074 | 1800 | SH |  | SOLE |  | 0 | 0 | 1800 |
| GE AEROSPACE | COM NEW | 369604301 |  | 232534 | 773 | SH |  | SOLE |  | 0 | 0 | 773 |
| GLOBAL X FDS | GLBL X MLP ETF | 37954Y343 |  | 204720 | 4228 | SH |  | SOLE |  | 0 | 0 | 4228 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA EME | 381430206 |  | 249756 | 6132 | SH |  | SOLE |  | 0 | 0 | 6132 |
| HOME DEPOT INC | COM | 437076102 |  | 263374 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| INVESCO CURRENCYSHARES EURO | EURO SHS | 46138K103 |  | 484197 | 4468 | SH |  | SOLE |  | 0 | 0 | 4468 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 201724 | 336 | SH |  | SOLE |  | 0 | 0 | 336 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1899950 | 22902 | SH |  | SOLE |  | 0 | 0 | 22902 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1499902 | 2241 | SH |  | SOLE |  | 0 | 0 | 2241 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 354927 | 2818 | SH |  | SOLE |  | 0 | 0 | 2818 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 1726221 | 21532 | SH |  | SOLE |  | 0 | 0 | 21532 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 |  | 324161 | 2923 | SH |  | SOLE |  | 0 | 0 | 2923 |
| ISHARES TR | US TELECOM ETF | 464287713 |  | 350376 | 10861 | SH |  | SOLE |  | 0 | 0 | 10861 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 260922 | 2346 | SH |  | SOLE |  | 0 | 0 | 2346 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2647126 | 5651 | SH |  | SOLE |  | 0 | 0 | 5651 |
| ISHARES TR | MBS ETF | 464288588 |  | 212280 | 2231 | SH |  | SOLE |  | 0 | 0 | 2231 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2072066 | 19405 | SH |  | SOLE |  | 0 | 0 | 19405 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 2022513 | 18993 | SH |  | SOLE |  | 0 | 0 | 18993 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 1179179 | 46134 | SH |  | SOLE |  | 0 | 0 | 46134 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 415324 | 2040 | SH |  | SOLE |  | 0 | 0 | 2040 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 543156 | 6221 | SH |  | SOLE |  | 0 | 0 | 6221 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 368375 | 3564 | SH |  | SOLE |  | 0 | 0 | 3564 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 337209 | 2932 | SH |  | SOLE |  | 0 | 0 | 2932 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 202810 | 1680 | SH |  | SOLE |  | 0 | 0 | 1680 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 352744 | 1801 | SH |  | SOLE |  | 0 | 0 | 1801 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 323363 | 4955 | SH |  | SOLE |  | 0 | 0 | 4955 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 32429304 | 323485 | SH |  | SOLE |  | 0 | 0 | 323485 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 1593560 | 31106 | SH |  | SOLE |  | 0 | 0 | 31106 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 3125758 | 31040 | SH |  | SOLE |  | 0 | 0 | 31040 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 452824 | 3789 | SH |  | SOLE |  | 0 | 0 | 3789 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 492111 | 4450 | SH |  | SOLE |  | 0 | 0 | 4450 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 337876 | 2668 | SH |  | SOLE |  | 0 | 0 | 2668 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 1869822 | 16923 | SH |  | SOLE |  | 0 | 0 | 16923 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 460212 | 1459 | SH |  | SOLE |  | 0 | 0 | 1459 |
| LIGHTWAVE LOGIC INC | COM | 532275104 |  | 247550 | 66725 | SH |  | SOLE |  | 0 | 0 | 66725 |
| META PLATFORMS INC | CL A | 30303M102 |  | 216642 | 295 | SH |  | SOLE |  | 0 | 0 | 295 |
| MICROSOFT CORP | COM | 594918104 |  | 3641547 | 7031 | SH |  | SOLE |  | 0 | 0 | 7031 |
| NIOCORP DEVS LTD | COM NEW | 654484609 |  | 79492 | 11900 | SH |  | SOLE |  | 0 | 0 | 11900 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 978985 | 5247 | SH |  | SOLE |  | 0 | 0 | 5247 |
| ORACLE CORP | COM | 68389X105 |  | 969435 | 3447 | SH |  | SOLE |  | 0 | 0 | 3447 |
| PLANET LABS PBC | COM CL A | 72703X106 |  | 216273 | 16662 | SH |  | SOLE |  | 0 | 0 | 16662 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 1583325 | 15426 | SH |  | SOLE |  | 0 | 0 | 15426 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 231551 | 1507 | SH |  | SOLE |  | 0 | 0 | 1507 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 365532 | 1918 | SH |  | SOLE |  | 0 | 0 | 1918 |
| S GLOBAL INC | COM | 78409V104 |  | 209285 | 430 | SH |  | SOLE |  | 0 | 0 | 430 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 1669444 | 61946 | SH |  | SOLE |  | 0 | 0 | 61946 |
| SPDR INDEX SHS FDS | S EMKTSC ETF | 78463X756 |  | 267007 | 3968 | SH |  | SOLE |  | 0 | 0 | 3968 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 223170 | 335 | SH |  | SOLE |  | 0 | 0 | 335 |
| TESLA INC | COM | 88160R101 |  | 280174 | 630 | SH |  | SOLE |  | 0 | 0 | 630 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 357822 | 848 | SH |  | SOLE |  | 0 | 0 | 848 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 5774375 | 77644 | SH |  | SOLE |  | 0 | 0 | 77644 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 453605 | 9073 | SH |  | SOLE |  | 0 | 0 | 9073 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 1780956 | 36008 | SH |  | SOLE |  | 0 | 0 | 36008 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 6230306 | 18985 | SH |  | SOLE |  | 0 | 0 | 18985 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 673090 | 3225 | SH |  | SOLE |  | 0 | 0 | 3225 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 227581 | 895 | SH |  | SOLE |  | 0 | 0 | 895 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 256435 | 873 | SH |  | SOLE |  | 0 | 0 | 873 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 431660 | 900 | SH |  | SOLE |  | 0 | 0 | 900 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 610794 | 1984 | SH |  | SOLE |  | 0 | 0 | 1984 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 258475 | 1386 | SH |  | SOLE |  | 0 | 0 | 1386 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 294369 | 3893 | SH |  | SOLE |  | 0 | 0 | 3893 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 311551 | 6526 | SH |  | SOLE |  | 0 | 0 | 6526 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 2951335 | 36924 | SH |  | SOLE |  | 0 | 0 | 36924 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 1617940 | 19236 | SH |  | SOLE |  | 0 | 0 | 19236 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 596098 | 9930 | SH |  | SOLE |  | 0 | 0 | 9930 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1264770 | 5861 | SH |  | SOLE |  | 0 | 0 | 5861 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 404220 | 6746 | SH |  | SOLE |  | 0 | 0 | 6746 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 229060 | 3302 | SH |  | SOLE |  | 0 | 0 | 3302 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 970971 | 8198 | SH |  | SOLE |  | 0 | 0 | 8198 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 355396 | 476 | SH |  | SOLE |  | 0 | 0 | 476 |
| VISA INC | COM CL A | 92826C839 |  | 398049 | 1166 | SH |  | SOLE |  | 0 | 0 | 1166 |
| WALMART INC | COM | 931142103 |  | 309180 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |

---