# EDGAR Filing Document

**Accession Number:** 0000911927
**File Stem:** 0000911927-26-000001
**Filing Date:** 2026-1
**Character Count:** 14075
**Document Hash:** 8b76da5268d85c464bc22390407e8859
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000911927-26-000001.hdr.sgml**: 20260130

**ACCESSION NUMBER**: 0000911927-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260130

**DATE AS OF CHANGE**: 20260130

**EFFECTIVENESS DATE**: 20260130

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AMERICAN FINANCIAL & TAX STRATEGIES INC
- **CENTRAL INDEX KEY:** 0000911927

**ORGANIZATION NAME:**
- **EIN:** 133685979
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24261
- **FILM NUMBER:** 26580715

**BUSINESS ADDRESS:**
- **STREET 1:** 1650 BROADWAY
- **STREET 2:** SUITE 1405
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
- **BUSINESS PHONE:** 2123150345

**MAIL ADDRESS:**
- **STREET 1:** 1650 BROADWAY
- **STREET 2:** SUITE 1405
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AMERICAN FINANCIAL & TAX STRATEGIES INC                 /ADV
- **DATE OF NAME CHANGE:** 19930910

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** AMERICAN FINANCIAL  TAX STRATEGIES INC<br>**Address:** 1650 BROADWAY<br>SUITE 1405<br>NEW YORK, NY 10019

**Form 13F File Number:** 028-24261

**CRD Number (if applicable):** 000115559

**SEC File Number (if applicable):** 801-44737

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Robert Braglia<br>**Title:** President  CCO<br>**Phone:** 212-315-0345

**Signature, Place, and Date of Signing:**

Robert Braglia  New York, NY  01-30-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 97

**Form 13F Information Table Value Total:** $200688194

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABRDN ETFS | BBRG ALL COMD K1 | 003261104 |  | 2459257 | 125922 | SH |  | SOLE | 0 | 0 | 0 | 125922 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 236919 | 755 | SH |  | SOLE | 0 | 0 | 0 | 755 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 402341 | 1285 | SH |  | SOLE | 0 | 0 | 0 | 1285 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 948334 | 16447 | SH |  | SOLE | 0 | 0 | 0 | 16447 |
| AMAZON COM INC | COM | 023135106 |  | 1042614 | 4517 | SH |  | SOLE | 0 | 0 | 0 | 4517 |
| APPLE INC | COM | 037833100 |  | 1128250 | 4150 | SH |  | SOLE | 0 | 0 | 0 | 4150 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 273944 | 545 | SH |  | SOLE | 0 | 0 | 0 | 545 |
| CISCO SYS INC | COM | 17275R102 |  | 1539059 | 19980 | SH |  | SOLE | 0 | 0 | 0 | 19980 |
| COCA COLA CO | COM | 191216100 |  | 410022 | 5865 | SH |  | SOLE | 0 | 0 | 0 | 5865 |
| DBX ETF TR | XTRACK INTL REAL | 233051846 |  | 1039251 | 44776 | SH |  | SOLE | 0 | 0 | 0 | 44776 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1390890 | 11558 | SH |  | SOLE | 0 | 0 | 0 | 11558 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 |  | 5400719 | 200845 | SH |  | SOLE | 0 | 0 | 0 | 200845 |
| FRANKLIN TEMPLETON ETF TR | SENIOR LOAN ETF | 35473P595 |  | 2885836 | 123221 | SH |  | SOLE | 0 | 0 | 0 | 123221 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN DYN MUN | 35473P868 |  | 3001734 | 120697 | SH |  | SOLE | 0 | 0 | 0 | 120697 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 243483 | 277 | SH |  | SOLE | 0 | 0 | 0 | 277 |
| GRANITESHARES ETF TR | BBG COMMD K 1 | 38747R108 |  | 4702696 | 222771 | SH |  | SOLE | 0 | 0 | 0 | 222771 |
| GRANITESHARES GOLD TR | SHS BEN INT | 38748G101 |  | 1388488 | 32678 | SH |  | SOLE | 0 | 0 | 0 | 32678 |
| INVESCO EXCH TRADED FD TR II | S INTL QULTY | 46138E214 |  | 731085 | 20799 | SH |  | SOLE | 0 | 0 | 0 | 20799 |
| INVESCO EXCH TRADED FD TR II | NY AMT FRE MUN | 46138E529 |  | 1713113 | 76773 | SH |  | SOLE | 0 | 0 | 0 | 76773 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 5982603 | 83767 | SH |  | SOLE | 0 | 0 | 0 | 83767 |
| ISHARES INC | JP MRG EM CRP BD | 464286251 |  | 706306 | 15398 | SH |  | SOLE | 0 | 0 | 0 | 15398 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 256029 | 15583 | SH |  | SOLE | 0 | 0 | 0 | 15583 |
| ISHARES TR | MORNINGSTAR VALU | 464288109 |  | 301952 | 3200 | SH |  | SOLE | 0 | 0 | 0 | 3200 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 319027 | 3355 | SH |  | SOLE | 0 | 0 | 0 | 3355 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 346765 | 3602 | SH |  | SOLE | 0 | 0 | 0 | 3602 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 360152 | 2630 | SH |  | SOLE | 0 | 0 | 0 | 2630 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 360330 | 2553 | SH |  | SOLE | 0 | 0 | 0 | 2553 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 523733 | 5406 | SH |  | SOLE | 0 | 0 | 0 | 5406 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 539766 | 23082 | SH |  | SOLE | 0 | 0 | 0 | 23082 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 642291 | 4881 | SH |  | SOLE | 0 | 0 | 0 | 4881 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 697404 | 7244 | SH |  | SOLE | 0 | 0 | 0 | 7244 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 877951 | 17556 | SH |  | SOLE | 0 | 0 | 0 | 17556 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 1188793 | 10789 | SH |  | SOLE | 0 | 0 | 0 | 10789 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1336599 | 2824 | SH |  | SOLE | 0 | 0 | 0 | 2824 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 1961489 | 13896 | SH |  | SOLE | 0 | 0 | 0 | 13896 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 2022849 | 28327 | SH |  | SOLE | 0 | 0 | 0 | 28327 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 2110056 | 27216 | SH |  | SOLE | 0 | 0 | 0 | 27216 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 2689235 | 23606 | SH |  | SOLE | 0 | 0 | 0 | 23606 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 4251972 | 34964 | SH |  | SOLE | 0 | 0 | 0 | 34964 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 5194301 | 49926 | SH |  | SOLE | 0 | 0 | 0 | 49926 |
| LEGG MASON ETF INVT | CLEARBRIDGE LRG | 524682200 |  | 267184 | 3245 | SH |  | SOLE | 0 | 0 | 0 | 3245 |
| MICROSOFT CORP | COM | 594918104 |  | 470079 | 972 | SH |  | SOLE | 0 | 0 | 0 | 972 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 461808 | 8579 | SH |  | SOLE | 0 | 0 | 0 | 8579 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 395699 | 4046 | SH |  | SOLE | 0 | 0 | 0 | 4046 |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 |  | 513570 | 11400 | SH |  | SOLE | 0 | 0 | 0 | 11400 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 240958 | 1292 | SH |  | SOLE | 0 | 0 | 0 | 1292 |
| PACER FDS TR | US SMALL CAP CAS | 69374H857 |  | 2037825 | 45928 | SH |  | SOLE | 0 | 0 | 0 | 45928 |
| PACER FDS TR | DEVELOPED MRKT | 69374H873 |  | 3824988 | 98888 | SH |  | SOLE | 0 | 0 | 0 | 98888 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 6709382 | 111507 | SH |  | SOLE | 0 | 0 | 0 | 111507 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1226579 | 7647 | SH |  | SOLE | 0 | 0 | 0 | 7647 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 241703 | 8038 | SH |  | SOLE | 0 | 0 | 0 | 8038 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 374739 | 11488 | SH |  | SOLE | 0 | 0 | 0 | 11488 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 1726202 | 37914 | SH |  | SOLE | 0 | 0 | 0 | 37914 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 3369618 | 113800 | SH |  | SOLE | 0 | 0 | 0 | 113800 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 3454224 | 76404 | SH |  | SOLE | 0 | 0 | 0 | 76404 |
| SELECT SECTOR SPDR TR | STATE STREET MAT | 81369Y100 |  | 1451948 | 32017 | SH |  | SOLE | 0 | 0 | 0 | 32017 |
| SPDR INDEX SHS FDS | MSCI EAFE FS ETF | 78470E106 |  | 349830 | 6932 | SH |  | SOLE | 0 | 0 | 0 | 6932 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 1329030 | 28392 | SH |  | SOLE | 0 | 0 | 0 | 28392 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 202610 | 3499 | SH |  | SOLE | 0 | 0 | 0 | 3499 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 269126 | 5743 | SH |  | SOLE | 0 | 0 | 0 | 5743 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A284 |  | 759897 | 30469 | SH |  | SOLE | 0 | 0 | 0 | 30469 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 1096825 | 12057 | SH |  | SOLE | 0 | 0 | 0 | 12057 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A839 |  | 1266900 | 14966 | SH |  | SOLE | 0 | 0 | 0 | 14966 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A821 |  | 1627507 | 17608 | SH |  | SOLE | 0 | 0 | 0 | 17608 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 |  | 2133474 | 22651 | SH |  | SOLE | 0 | 0 | 0 | 22651 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 6444916 | 60402 | SH |  | SOLE | 0 | 0 | 0 | 60402 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 7922827 | 139462 | SH |  | SOLE | 0 | 0 | 0 | 139462 |
| TESLA INC | COM | 88160R101 |  | 728546 | 1620 | SH |  | SOLE | 0 | 0 | 0 | 1620 |
| VANECK ETF TRUST | GREEN BOND ETF | 92189F171 |  | 320419 | 13167 | SH |  | SOLE | 0 | 0 | 0 | 13167 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 641903 | 7484 | SH |  | SOLE | 0 | 0 | 0 | 7484 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 GRTH | 921932869 |  | 489697 | 4074 | SH |  | SOLE | 0 | 0 | 0 | 4074 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 VAL | 921932844 |  | 951370 | 9419 | SH |  | SOLE | 0 | 0 | 0 | 9419 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 1744820 | 17848 | SH |  | SOLE | 0 | 0 | 0 | 17848 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 2261367 | 28694 | SH |  | SOLE | 0 | 0 | 0 | 28694 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 4367760 | 58968 | SH |  | SOLE | 0 | 0 | 0 | 58968 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 11344210 | 234773 | SH |  | SOLE | 0 | 0 | 0 | 234773 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 299248 | 1031 | SH |  | SOLE | 0 | 0 | 0 | 1031 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 463293 | 1796 | SH |  | SOLE | 0 | 0 | 0 | 1796 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 666414 | 1366 | SH |  | SOLE | 0 | 0 | 0 | 1366 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1285140 | 14523 | SH |  | SOLE | 0 | 0 | 0 | 14523 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 3205204 | 18071 | SH |  | SOLE | 0 | 0 | 0 | 18071 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 3209901 | 11499 | SH |  | SOLE | 0 | 0 | 0 | 11499 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 3313240 | 10967 | SH |  | SOLE | 0 | 0 | 0 | 10967 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 3328922 | 15718 | SH |  | SOLE | 0 | 0 | 0 | 15718 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 302994 | 4119 | SH |  | SOLE | 0 | 0 | 0 | 4119 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 401696 | 8763 | SH |  | SOLE | 0 | 0 | 0 | 8763 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 701349 | 13046 | SH |  | SOLE | 0 | 0 | 0 | 13046 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 5738265 | 114104 | SH |  | SOLE | 0 | 0 | 0 | 114104 |
| VANGUARD NY TAX FREE FDS | TAX EXEMPT BD | 92204H400 |  | 516150 | 5000 | SH |  | SOLE | 0 | 0 | 0 | 5000 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000GRW | 92206C623 |  | 828505 | 3511 | SH |  | SOLE | 0 | 0 | 0 | 3511 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 9786765 | 80384 | SH |  | SOLE | 0 | 0 | 0 | 80384 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 4406269 | 48182 | SH |  | SOLE | 0 | 0 | 0 | 48182 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 4960680 | 73568 | SH |  | SOLE | 0 | 0 | 0 | 73568 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 7265371 | 17602 | SH |  | SOLE | 0 | 0 | 0 | 17602 |
| VULCAN MATLS CO | COM | 929160109 |  | 766671 | 2688 | SH |  | SOLE | 0 | 0 | 0 | 2688 |
| WISDOMTREE TR | YIELD ENHANCD US | 97717X511 |  | 2827299 | 64184 | SH |  | SOLE | 0 | 0 | 0 | 64184 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 |  | 9787640 | 250836 | SH |  | SOLE | 0 | 0 | 0 | 250836 |

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