# EDGAR Filing Document

**Accession Number:** 0001509974
**File Stem:** 0001398344-26-008718
**Filing Date:** 2026-5
**Character Count:** 20730
**Document Hash:** 784e2ea5296de1a8684e4262ce52f8b8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-26-008718.hdr.sgml**: 20260508

**ACCESSION NUMBER**: 0001398344-26-008718

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260508

**DATE AS OF CHANGE**: 20260508

**EFFECTIVENESS DATE**: 20260508

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Summit Asset Management, LLC
- **CENTRAL INDEX KEY:** 0001509974

**ORGANIZATION NAME:**
- **EIN:** 621765323
- **STATE OF INCORPORATION:** TN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-14078
- **FILM NUMBER:** 26956255

**BUSINESS ADDRESS:**
- **STREET 1:** 5100 WHEELIS DRIVE, SUITE 107
- **CITY:** MEMPHIS
- **STATE:** TN
- **ZIP:** 38117
- **BUSINESS PHONE:** 901-729-8100

**MAIL ADDRESS:**
- **STREET 1:** 5100 WHEELIS DRIVE, SUITE 107
- **CITY:** MEMPHIS
- **STATE:** TN
- **ZIP:** 38117

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Summit Asset Management LLC<br>**Address:** 5100 WHEELIS DRIVE SUITE 107<br>MEMPHIS, TN 38117

**Form 13F File Number:** 028-14078

**CRD Number (if applicable):** 000109606

**SEC File Number (if applicable):** 801-56221

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lance Wayne Hollingsworth<br>**Title:** Chief Investment Officer<br>**Phone:** 901-729-8100

**Signature, Place, and Date of Signing:**

/s/ Lance Wayne Hollingsworth  Memphis, TN  04-22-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 172

**Form 13F Information Table Value Total:** $718826706

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 397323 | 2736 | SH |  | SOLE |  | 0 | 0 | 2736 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 442030 | 4305 | SH |  | SOLE |  | 0 | 0 | 4305 |
| ABBVIE INC | COM | 00287Y109 |  | 1067850 | 4910 | SH |  | SOLE |  | 0 | 0 | 4910 |
| PROFESIONALLY MANAGED PORTFO | AKRE FOCUS ETF | 74316P579 |  | 436224 | 8254 | SH |  | SOLE |  | 0 | 0 | 8254 |
| ALLIANCEBERNSTEIN HLDG L P | UNIT LTD PARTN | 01881G106 |  | 206294 | 5510 | SH |  | SOLE |  | 0 | 0 | 5510 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1273952 | 4430 | SH |  | SOLE |  | 0 | 0 | 4430 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2828277 | 9859 | SH |  | SOLE |  | 0 | 0 | 9859 |
| AMAZON COM INC | COM | 023135106 |  | 8693190 | 41740 | SH |  | SOLE |  | 0 | 0 | 41740 |
| AMERICAN CENTY ETF TR | LARGE CAP EQUITY | 025072752 |  | 358279 | 4860 | SH |  | SOLE |  | 0 | 0 | 4860 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 382637 | 1265 | SH |  | SOLE |  | 0 | 0 | 1265 |
| ANGEL OAK FINL STRATEGIES IN | COM BEN INT | 03464A100 |  | 331500 | 26000 | SH |  | SOLE |  | 0 | 0 | 26000 |
| APPLE INC | COM | 037833100 |  | 11114808 | 43795 | SH |  | SOLE |  | 0 | 0 | 43795 |
| AT INC | COM | 00206R102 |  | 1240210 | 42781 | SH |  | SOLE |  | 0 | 0 | 42781 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 231016 | 1137 | SH |  | SOLE |  | 0 | 0 | 1137 |
| AUTOZONE INC | COM | 053332102 |  | 6910938 | 2046 | SH |  | SOLE |  | 0 | 0 | 2046 |
| UNIFIED SER TR | BALLAST SMLMD CP | 90470L550 |  | 345153 | 7650 | SH |  | SOLE |  | 0 | 0 | 7650 |
| BANK AMERICA CORP | COM | 060505104 |  | 2372832 | 48673 | SH |  | SOLE |  | 0 | 0 | 48673 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 3590700 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 18009774 | 37583 | SH |  | SOLE |  | 0 | 0 | 37583 |
| BLACKSTONE MORTGAGE TRUST IN | COM CL A | 09257W100 |  | 235545 | 12300 | SH |  | SOLE |  | 0 | 0 | 12300 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 256830 | 61 | SH |  | SOLE |  | 0 | 0 | 61 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 367478 | 6059 | SH |  | SOLE |  | 0 | 0 | 6059 |
| BROADCOM INC | COM | 11135F101 |  | 205824 | 665 | SH |  | SOLE |  | 0 | 0 | 665 |
| CSX CORP | COM | 126408103 |  | 287275 | 6998 | SH |  | SOLE |  | 0 | 0 | 6998 |
| CANADIAN PACIFIC KANSAS CITY | COM | 13646K108 |  | 472432 | 6006 | SH |  | SOLE |  | 0 | 0 | 6006 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 1117892 | 11895 | SH |  | SOLE |  | 0 | 0 | 11895 |
| CHEVRON CORPORATION | COM | 166764100 |  | 1100359 | 5318 | SH |  | SOLE |  | 0 | 0 | 5318 |
| CISCO SYS INC | COM | 17275R102 |  | 464493 | 5987 | SH |  | SOLE |  | 0 | 0 | 5987 |
| CME GROUP INC | COM | 12572Q105 |  | 252524 | 855 | SH |  | SOLE |  | 0 | 0 | 855 |
| CNH INDL N V | SHS | N20944109 |  | 275000 | 25000 | SH |  | SOLE |  | 0 | 0 | 25000 |
| COCA COLA CO | COM | 191216100 |  | 1595896 | 20985 | SH |  | SOLE |  | 0 | 0 | 20985 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 288382 | 2185 | SH |  | SOLE |  | 0 | 0 | 2185 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 1185752 | 1190 | SH |  | SOLE |  | 0 | 0 | 1190 |
| CROWN HLDGS INC | COM | 228368106 |  | 450524 | 4494 | SH |  | SOLE |  | 0 | 0 | 4494 |
| DANAHER CORP DEL | COM | 235851102 |  | 216523 | 1142 | SH |  | SOLE |  | 0 | 0 | 1142 |
| DEERE  CO | COM | 244199105 |  | 2311220 | 4103 | SH |  | SOLE |  | 0 | 0 | 4103 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 998200 | 14077 | SH |  | SOLE |  | 0 | 0 | 14077 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 296612 | 4170 | SH |  | SOLE |  | 0 | 0 | 4170 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 441246 | 9105 | SH |  | SOLE |  | 0 | 0 | 9105 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 5683341 | 12270 | SH |  | SOLE |  | 0 | 0 | 12270 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 435914 | 3329 | SH |  | SOLE |  | 0 | 0 | 3329 |
| EMERSON ELEC CO | COM | 291011104 |  | 2350533 | 17940 | SH |  | SOLE |  | 0 | 0 | 17940 |
| ENBRIDGE INC | COM | 29250N105 |  | 297499 | 5495 | SH |  | SOLE |  | 0 | 0 | 5495 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 393260 | 3500 | SH |  | SOLE |  | 0 | 0 | 3500 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 546447 | 14441 | SH |  | SOLE |  | 0 | 0 | 14441 |
| EXPEDITORS INTL WASH INC | COM | 302130109 |  | 1106595 | 7726 | SH |  | SOLE |  | 0 | 0 | 7726 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 4084997 | 24078 | SH |  | SOLE |  | 0 | 0 | 24078 |
| FASTENAL CO | COM | 311900104 |  | 714514 | 15399 | SH |  | SOLE |  | 0 | 0 | 15399 |
| FEDEX CORP | COM | 31428X106 |  | 2818916 | 7914 | SH |  | SOLE |  | 0 | 0 | 7914 |
| FIRST HORIZON CORPORATION | COM | 320517105 |  | 410203 | 18023 | SH |  | SOLE |  | 0 | 0 | 18023 |
| GE AEROSPACE | COM NEW | 369604301 |  | 278095 | 980 | SH |  | SOLE |  | 0 | 0 | 980 |
| GE VERNOVA INC | COM | 36828A101 |  | 316252 | 362 | SH |  | SOLE |  | 0 | 0 | 362 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 551211 | 1606 | SH |  | SOLE |  | 0 | 0 | 1606 |
| GLOBE LIFE INC | COM | 37959E102 |  | 789264 | 5671 | SH |  | SOLE |  | 0 | 0 | 5671 |
| HARBOR ETF TRUST | INTERNATNAL COMP | 41151J885 |  | 1653827 | 57127 | SH |  | SOLE |  | 0 | 0 | 57127 |
| HOME DEPOT INC | COM | 437076102 |  | 2639342 | 8025 | SH |  | SOLE |  | 0 | 0 | 8025 |
| HONEYWELL INTL INC | COM | 438516106 |  | 2164463 | 9576 | SH |  | SOLE |  | 0 | 0 | 9576 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1296025 | 5347 | SH |  | SOLE |  | 0 | 0 | 5347 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 499853 | 20621 | SH |  | SOLE |  | 0 | 0 | 20621 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 18717029 | 772155 | SH |  | SOLE |  | 0 | 0 | 772155 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 18735629 | 739662 | SH |  | SOLE |  | 0 | 0 | 739662 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 18101630 | 778230 | SH |  | SOLE |  | 0 | 0 | 778230 |
| ISHARES TR | IBONDS 2026 TERM | 46436E528 |  | 364813 | 15896 | SH |  | SOLE |  | 0 | 0 | 15896 |
| IDEXX LABS INC | COM | 45168D104 |  | 4329924 | 7706 | SH |  | SOLE |  | 0 | 0 | 7706 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 227115 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| INNOVATOR ETFS TRUST | US EQTY ULTRA B | 45782C532 |  | 412675 | 10625 | SH |  | SOLE |  | 0 | 0 | 10625 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 40067686 | 1618896 | SH |  | SOLE |  | 0 | 0 | 1618896 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2900609 | 5025 | SH |  | SOLE |  | 0 | 0 | 5025 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 714060 | 13090 | SH |  | SOLE |  | 0 | 0 | 13090 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 355748 | 5268 | SH |  | SOLE |  | 0 | 0 | 5268 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 17496373 | 173713 | SH |  | SOLE |  | 0 | 0 | 173713 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 9036945 | 94687 | SH |  | SOLE |  | 0 | 0 | 94687 |
| ISHARES TR | CORE S ETF | 464287200 |  | 20832827 | 31893 | SH |  | SOLE |  | 0 | 0 | 31893 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 5773796 | 135870 | SH |  | SOLE |  | 0 | 0 | 135870 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 2729586 | 53281 | SH |  | SOLE |  | 0 | 0 | 53281 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 30948117 | 311757 | SH |  | SOLE |  | 0 | 0 | 311757 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 791052 | 8285 | SH |  | SOLE |  | 0 | 0 | 8285 |
| ISHARES TR | MORNINGSTAR VALU | 464288109 |  | 455455 | 4890 | SH |  | SOLE |  | 0 | 0 | 4890 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 797090 | 9554 | SH |  | SOLE |  | 0 | 0 | 9554 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 4519586 | 57377 | SH |  | SOLE |  | 0 | 0 | 57377 |
| ISHARES TR | MRGSTR MD CP VAL | 464288406 |  | 357457 | 4216 | SH |  | SOLE |  | 0 | 0 | 4216 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 8403202 | 86515 | SH |  | SOLE |  | 0 | 0 | 86515 |
| DBX ETF TR | XTRACK MSCI EURP | 233051853 |  | 1320653 | 27107 | SH |  | SOLE |  | 0 | 0 | 27107 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 507741 | 1424 | SH |  | SOLE |  | 0 | 0 | 1424 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 901188 | 4268 | SH |  | SOLE |  | 0 | 0 | 4268 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 246190 | 3613 | SH |  | SOLE |  | 0 | 0 | 3613 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 21961089 | 176664 | SH |  | SOLE |  | 0 | 0 | 176664 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3207414 | 13121 | SH |  | SOLE |  | 0 | 0 | 13121 |
| JOHNSON CONTROLS INTERNATION | SHS | G51502105 |  | 2684475 | 20500 | SH |  | SOLE |  | 0 | 0 | 20500 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 3408611 | 11588 | SH |  | SOLE |  | 0 | 0 | 11588 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 247632 | 1159 | SH |  | SOLE |  | 0 | 0 | 1159 |
| ELI LILLY  CO | COM | 532457108 |  | 1272987 | 1384 | SH |  | SOLE |  | 0 | 0 | 1384 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 301591 | 499 | SH |  | SOLE |  | 0 | 0 | 499 |
| LOWES COS INC | COM | 548661107 |  | 283536 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 304691 | 1757 | SH |  | SOLE |  | 0 | 0 | 1757 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 637566 | 1276 | SH |  | SOLE |  | 0 | 0 | 1276 |
| MCDONALDS CORP | COM | 580135101 |  | 539019 | 1734 | SH |  | SOLE |  | 0 | 0 | 1734 |
| MERCK  CO INC | COM | 58933Y105 |  | 774788 | 6441 | SH |  | SOLE |  | 0 | 0 | 6441 |
| META PLATFORMS INC | CL A | 30303M102 |  | 480589 | 840 | SH |  | SOLE |  | 0 | 0 | 840 |
| MICROSOFT CORP | COM | 594918104 |  | 7502501 | 20268 | SH |  | SOLE |  | 0 | 0 | 20268 |
| MID-AMER APT CMNTYS INC | COM | 59522J103 |  | 536827 | 4396 | SH |  | SOLE |  | 0 | 0 | 4396 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 270101 | 4686 | SH |  | SOLE |  | 0 | 0 | 4686 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1272672 | 13702 | SH |  | SOLE |  | 0 | 0 | 13702 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 233905 | 815 | SH |  | SOLE |  | 0 | 0 | 815 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 10473838 | 60056 | SH |  | SOLE |  | 0 | 0 | 60056 |
| ORACLE CORP | COM | 68389X105 |  | 482227 | 3278 | SH |  | SOLE |  | 0 | 0 | 3278 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 646724 | 7006 | SH |  | SOLE |  | 0 | 0 | 7006 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 496414 | 7935 | SH |  | SOLE |  | 0 | 0 | 7935 |
| PEPSICO INC | COM | 713448108 |  | 1096214 | 7059 | SH |  | SOLE |  | 0 | 0 | 7059 |
| PFIZER INC | COM | 717081103 |  | 535469 | 19069 | SH |  | SOLE |  | 0 | 0 | 19069 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 396198 | 2396 | SH |  | SOLE |  | 0 | 0 | 2396 |
| PHILLIPS 66 | COM | 718546104 |  | 341991 | 1877 | SH |  | SOLE |  | 0 | 0 | 1877 |
| PINNACLE FINL PARTNERS INC | COM | 72348N109 |  | 594458 | 6901 | SH |  | SOLE |  | 0 | 0 | 6901 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 2854289 | 19761 | SH |  | SOLE |  | 0 | 0 | 19761 |
| PROGRESSIVE CORP | COM | 743315103 |  | 1178933 | 5947 | SH |  | SOLE |  | 0 | 0 | 5947 |
| EXCHANGE TRADED CONCEPTS TRU | ROBO GLB ETF | 301505707 |  | 442332 | 6464 | SH |  | SOLE |  | 0 | 0 | 6464 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 2061407 | 5744 | SH |  | SOLE |  | 0 | 0 | 5744 |
| ROYAL BK CDA | COM | 780087102 |  | 626412 | 3872 | SH |  | SOLE |  | 0 | 0 | 3872 |
| RTX CORPORATION | COM | 75513E101 |  | 3679760 | 19076 | SH |  | SOLE |  | 0 | 0 | 19076 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 1415908 | 2177 | SH |  | SOLE |  | 0 | 0 | 2177 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 |  | 683370 | 1108 | SH |  | SOLE |  | 0 | 0 | 1108 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 268028 | 9624 | SH |  | SOLE |  | 0 | 0 | 9624 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 |  | 19250342 | 608034 | SH |  | SOLE |  | 0 | 0 | 608034 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 |  | 1650821 | 41551 | SH |  | SOLE |  | 0 | 0 | 41551 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 215262 | 1475 | SH |  | SOLE |  | 0 | 0 | 1475 |
| STEREOTAXIS INC | COM NEW | 85916J409 |  | 41400 | 22500 | SH |  | SOLE |  | 0 | 0 | 22500 |
| TJX COS INC NEW | COM | 872540109 |  | 2255922 | 14126 | SH |  | SOLE |  | 0 | 0 | 14126 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 2407766 | 54499 | SH |  | SOLE |  | 0 | 0 | 54499 |
| T ROWE PRICE ETF INC | PRICE DIV GRWT | 87283Q404 |  | 501552 | 11238 | SH |  | SOLE |  | 0 | 0 | 11238 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 624630 | 4700 | SH |  | SOLE |  | 0 | 0 | 4700 |
| TEXAS INSTRS INC | COM | 882508104 |  | 339939 | 1751 | SH |  | SOLE |  | 0 | 0 | 1751 |
| TEXAS ROADHOUSE INC | COM | 882681109 |  | 359014 | 2174 | SH |  | SOLE |  | 0 | 0 | 2174 |
| SOUTHERN CO | COM | 842587107 |  | 698828 | 7240 | SH |  | SOLE |  | 0 | 0 | 7240 |
| T-MOBILE US INC | COM | 872590104 |  | 244475 | 1164 | SH |  | SOLE |  | 0 | 0 | 1164 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 928650 | 20500 | SH |  | SOLE |  | 0 | 0 | 20500 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 685036 | 19248 | SH |  | SOLE |  | 0 | 0 | 19248 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 367251 | 7989 | SH |  | SOLE |  | 0 | 0 | 7989 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 601486 | 23964 | SH |  | SOLE |  | 0 | 0 | 23964 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 63213185 | 2060404 | SH |  | SOLE |  | 0 | 0 | 2060404 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 42062973 | 1443974 | SH |  | SOLE |  | 0 | 0 | 1443974 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 909579 | 35475 | SH |  | SOLE |  | 0 | 0 | 35475 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 37589925 | 1232457 | SH |  | SOLE |  | 0 | 0 | 1232457 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 39282377 | 1268811 | SH |  | SOLE |  | 0 | 0 | 1268811 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1080060 | 37141 | SH |  | SOLE |  | 0 | 0 | 37141 |
| UNION PAC CORP | COM | 907818108 |  | 1554247 | 6406 | SH |  | SOLE |  | 0 | 0 | 6406 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 368274 | 3743 | SH |  | SOLE |  | 0 | 0 | 3743 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 37421698 | 386988 | SH |  | SOLE |  | 0 | 0 | 386988 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 315857 | 4289 | SH |  | SOLE |  | 0 | 0 | 4289 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 369484 | 1718 | SH |  | SOLE |  | 0 | 0 | 1718 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 1982244 | 24048 | SH |  | SOLE |  | 0 | 0 | 24048 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 333631 | 1225 | SH |  | SOLE |  | 0 | 0 | 1225 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 32527967 | 393087 | SH |  | SOLE |  | 0 | 0 | 393087 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 248168 | 1050 | SH |  | SOLE |  | 0 | 0 | 1050 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 276267 | 962 | SH |  | SOLE |  | 0 | 0 | 962 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2971454 | 46371 | SH |  | SOLE |  | 0 | 0 | 46371 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1028984 | 1722 | SH |  | SOLE |  | 0 | 0 | 1722 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 1437515 | 3526 | SH |  | SOLE |  | 0 | 0 | 3526 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 |  | 987715 | 7936 | SH |  | SOLE |  | 0 | 0 | 7936 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 253347 | 3196 | SH |  | SOLE |  | 0 | 0 | 3196 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 569457 | 7385 | SH |  | SOLE |  | 0 | 0 | 7385 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1771483 | 5522 | SH |  | SOLE |  | 0 | 0 | 5522 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 592988 | 3022 | SH |  | SOLE |  | 0 | 0 | 3022 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 553857 | 11033 | SH |  | SOLE |  | 0 | 0 | 11033 |
| VICTORY PORTFOLIOS II | SHARES FREE CASH | 92647X830 |  | 3191997 | 80851 | SH |  | SOLE |  | 0 | 0 | 80851 |
| VIRTUS ETF TR II | SEIX SR LN ETF | 92790A405 |  | 918473 | 39829 | SH |  | SOLE |  | 0 | 0 | 39829 |
| VISA INC | COM CL A | 92826C839 |  | 1625812 | 5379 | SH |  | SOLE |  | 0 | 0 | 5379 |
| WALMART INC | COM | 931142103 |  | 6038053 | 48584 | SH |  | SOLE |  | 0 | 0 | 48584 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 323080 | 1406 | SH |  | SOLE |  | 0 | 0 | 1406 |
| WELLS FARGO  CO | COM | 949746101 |  | 612599 | 7695 | SH |  | SOLE |  | 0 | 0 | 7695 |
| WESTROCK COFFEE CO | COM | 96145W103 |  | 56402 | 13271 | SH |  | SOLE |  | 0 | 0 | 13271 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 328208 | 2835 | SH |  | SOLE |  | 0 | 0 | 2835 |
| WISDOMTREE TR | ITL HDG QTLY DIV | 97717X594 |  | 18535285 | 384949 | SH |  | SOLE |  | 0 | 0 | 384949 |

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