# EDGAR Filing Document

**Accession Number:** 0001059057
**File Stem:** 0001059057-25-000003
**Filing Date:** 2025-8
**Character Count:** 21919
**Document Hash:** d53b7fc1316cef6836533df553d58158
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001059057-25-000003.hdr.sgml**: 20250806

**ACCESSION NUMBER**: 0001059057-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250806

**DATE AS OF CHANGE**: 20250806

**EFFECTIVENESS DATE**: 20250806

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ROVIN CAPITAL /UT/ /ADV
- **CENTRAL INDEX KEY:** 0001059057

**ORGANIZATION NAME:**
- **EIN:** 870404982
- **STATE OF INCORPORATION:** UT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19698
- **FILM NUMBER:** 251189143

**BUSINESS ADDRESS:**
- **STREET 1:** 1 N. MACDONALD
- **STREET 2:** STE 201
- **CITY:** MESA
- **STATE:** AZ
- **ZIP:** 85201
- **BUSINESS PHONE:** 480-739-2110

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 31840
- **CITY:** MESA
- **STATE:** AZ
- **ZIP:** 85275

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FINANCIAL ADVISORY CORP /UT/ /ADV
- **DATE OF NAME CHANGE:** 20170911

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FINANCIAL ADVISORY CORP /UT/                            /ADV
- **DATE OF NAME CHANGE:** 19980402

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ROVIN CAPITAL /UT/ /ADV<br>**Address:** PO BOX 31840<br>MESA, AZ 85275

**Form 13F File Number:** 028-19698

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Diane Collins<br>**Title:** CCO<br>**Phone:** 4807392110

**Signature, Place, and Date of Signing:**

Diane Collins  Mesa, AZ  08-06-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 187

**Form 13F Information Table Value Total:** $330121

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADOBE INC | COM | 00724F101 |  | 645 | 1667 | SH |  | SOLE |  | 0 | 0 | 1667 |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 |  | 531 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 591 | 3330 | SH |  | SOLE |  | 0 | 0 | 3330 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2047 | 11616 | SH |  | SOLE |  | 0 | 0 | 11616 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 458 | 7811 | SH |  | SOLE |  | 0 | 0 | 7811 |
| AMAZON COM INC | COM | 023135106 |  | 2237 | 10197 | SH |  | SOLE |  | 0 | 0 | 10197 |
| CENCORA INC | COM | 03073E105 |  | 343 | 1143 | SH |  | SOLE |  | 0 | 0 | 1143 |
| AMGEN INC | COM | 031162100 |  | 426 | 1524 | SH |  | SOLE |  | 0 | 0 | 1524 |
| APPLE INC | COM | 037833100 |  | 7064 | 34429 | SH |  | SOLE |  | 0 | 0 | 34429 |
| APPLIED MATLS INC | COM | 038222105 |  | 423 | 2309 | SH |  | SOLE |  | 0 | 0 | 2309 |
| AUTODESK INC | COM | 052769106 |  | 389 | 1256 | SH |  | SOLE |  | 0 | 0 | 1256 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 371 | 764 | SH |  | SOLE |  | 0 | 0 | 764 |
| BLACKROCK INC | COM | 09290D101 |  | 304 | 289 | SH |  | SOLE |  | 0 | 0 | 289 |
| BOEING CO | COM | 097023105 |  | 639 | 3050 | SH |  | SOLE |  | 0 | 0 | 3050 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 441 | 9526 | SH |  | SOLE |  | 0 | 0 | 9526 |
| BROADCOM INC | COM | 11135F101 |  | 1548 | 5615 | SH |  | SOLE |  | 0 | 0 | 5615 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 332 | 1078 | SH |  | SOLE |  | 0 | 0 | 1078 |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | 14020Y300 |  | 1456 | 52720 | SH |  | SOLE |  | 0 | 0 | 52720 |
| CARNIVAL CORP | UNIT 99/99/9999 | 143658300 |  | 439 | 15612 | SH |  | SOLE |  | 0 | 0 | 15612 |
| CATERPILLAR INC | COM | 149123101 |  | 240 | 618 | SH |  | SOLE |  | 0 | 0 | 618 |
| CHEVRON CORP NEW | COM | 166764100 |  | 370 | 2584 | SH |  | SOLE |  | 0 | 0 | 2584 |
| CISCO SYS INC | COM | 17275R102 |  | 367 | 5284 | SH |  | SOLE |  | 0 | 0 | 5284 |
| COCA COLA CO | COM | 191216100 |  | 362 | 5114 | SH |  | SOLE |  | 0 | 0 | 5114 |
| COMPASS THERAPEUTICS INC | COM | 20454B104 |  | 35 | 13495 | SH |  | SOLE |  | 0 | 0 | 13495 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 429 | 2640 | SH |  | SOLE |  | 0 | 0 | 2640 |
| CORTEVA INC | COM | 22052L104 |  | 461 | 6180 | SH |  | SOLE |  | 0 | 0 | 6180 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 503 | 508 | SH |  | SOLE |  | 0 | 0 | 508 |
| DBX ETF TR | XTRACKERS SHRT | 233051283 |  | 1518 | 33492 | SH |  | SOLE |  | 0 | 0 | 33492 |
| DANAHER CORPORATION | COM | 235851102 |  | 541 | 2740 | SH |  | SOLE |  | 0 | 0 | 2740 |
| DAVITA INC | COM | 23918K108 |  | 17174 | 120562 | SH |  | SOLE |  | 0 | 0 | 120562 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 230 | 4668 | SH |  | SOLE |  | 0 | 0 | 4668 |
| DIREXION SHS ETF TR | DLY TECH BULL 3X | 25459W102 |  | 1470 | 15710 | SH |  | SOLE |  | 0 | 0 | 15710 |
| DIREXION SHS ETF TR | DLY FIN BULL NEW | 25459Y694 |  | 1017 | 6033 | SH |  | SOLE |  | 0 | 0 | 6033 |
| DIREXION SHS ETF TR | DLY CNMSR BULL | 25459Y801 |  | 326 | 7866 | SH |  | SOLE |  | 0 | 0 | 7866 |
| DIREXION SHS ETF TR | HEALTHCARE BUL | 25459Y876 |  | 213 | 2700 | SH |  | SOLE |  | 0 | 0 | 2700 |
| DIREXION SHS ETF TR | DLY INDL BU 3X | 25460E737 |  | 325 | 4768 | SH |  | SOLE |  | 0 | 0 | 4768 |
| DISNEY WALT CO | COM | 254687106 |  | 720 | 5805 | SH |  | SOLE |  | 0 | 0 | 5805 |
| ETF SER SOLUTIONS | APTUS COLLRD INV | 26922A222 |  | 745 | 17988 | SH |  | SOLE |  | 0 | 0 | 17988 |
| TCW ETF TRUST | FLEXIBLE INCOME | 29287L700 |  | 1435 | 36372 | SH |  | SOLE |  | 0 | 0 | 36372 |
| TCW ETF TRUST | SENIOR LOAN ETF | 29287L809 |  | 2260 | 48083 | SH |  | SOLE |  | 0 | 0 | 48083 |
| EXCHANGE LISTED FDS TR | SABA INT RATE | 30151E806 |  | 1332 | 59912 | SH |  | SOLE |  | 0 | 0 | 59912 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1048 | 1420 | SH |  | SOLE |  | 0 | 0 | 1420 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 20088 | 631697 | SH |  | SOLE |  | 0 | 0 | 631697 |
| FIRST TR EXCHNG TRADED FD VI | VEST BUFFERED | 33740U760 |  | 812 | 34468 | SH |  | SOLE |  | 0 | 0 | 34468 |
| FIRST TR EXCHNG TRADED FD VI | VEST BUFFERED | 33740U778 |  | 2104 | 82367 | SH |  | SOLE |  | 0 | 0 | 82367 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S | 33740U786 |  | 477 | 12288 | SH |  | SOLE |  | 0 | 0 | 12288 |
| GE HEALTHCARE TECHNOLOGIES I | COMMON STOCK | 36266G107 |  | 504 | 6799 | SH |  | SOLE |  | 0 | 0 | 6799 |
| GERON CORP | COM | 374163103 |  | 24 | 17270 | SH |  | SOLE |  | 0 | 0 | 17270 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 213 | 1925 | SH |  | SOLE |  | 0 | 0 | 1925 |
| GOLDMAN SACHS ETF TR | ULTRA SHORT BOND | 381430230 |  | 461 | 9120 | SH |  | SOLE |  | 0 | 0 | 9120 |
| HOME DEPOT INC | COM | 437076102 |  | 244 | 666 | SH |  | SOLE |  | 0 | 0 | 666 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 |  | 517 | 2143 | SH |  | SOLE |  | 0 | 0 | 2143 |
| IDEX CORP | COM | 45167R104 |  | 439 | 2499 | SH |  | SOLE |  | 0 | 0 | 2499 |
| INNOVATOR ETFS TRUST | EMRGNG MKT JAN | 45782C516 |  | 310 | 9675 | SH |  | SOLE |  | 0 | 0 | 9675 |
| INNOVATOR ETFS TRUST | POWER BUFFER SET | 45783Y723 |  | 4622 | 138506 | SH |  | SOLE |  | 0 | 0 | 138506 |
| INNOVATOR ETFS TRUST | BUFFER STEP UP S | 45783Y731 |  | 3595 | 104092 | SH |  | SOLE |  | 0 | 0 | 104092 |
| INNOVATOR ETFS TRUST | DEFINED WLT SHLD | 45783Y855 |  | 2782 | 86736 | SH |  | SOLE |  | 0 | 0 | 86736 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 288 | 976 | SH |  | SOLE |  | 0 | 0 | 976 |
| INTERNATIONAL FLAVORS | COM | 459506101 |  | 511 | 6949 | SH |  | SOLE |  | 0 | 0 | 6949 |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | 46090A887 |  | 572 | 11406 | SH |  | SOLE |  | 0 | 0 | 11406 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 6721 | 12184 | SH |  | SOLE |  | 0 | 0 | 12184 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 |  | 372 | 9122 | SH |  | SOLE |  | 0 | 0 | 9122 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 12531 | 55177 | SH |  | SOLE |  | 0 | 0 | 55177 |
| INVESCO EXCH TRADED FD TR II | S SMALLCAP 600 | 46138G664 |  | 554 | 12795 | SH |  | SOLE |  | 0 | 0 | 12795 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 HG | 46138J395 |  | 676 | 31423 | SH |  | SOLE |  | 0 | 0 | 31423 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 28 HYCORP | 46138J452 |  | 4390 | 199085 | SH |  | SOLE |  | 0 | 0 | 199085 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 2476 | 132407 | SH |  | SOLE |  | 0 | 0 | 132407 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2027 | 46138J585 |  | 6438 | 283528 | SH |  | SOLE |  | 0 | 0 | 283528 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 26 | 46138J635 |  | 5139 | 220261 | SH |  | SOLE |  | 0 | 0 | 220261 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 2696 | 131570 | SH |  | SOLE |  | 0 | 0 | 131570 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 3467 | 177601 | SH |  | SOLE |  | 0 | 0 | 177601 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 2300 | 111226 | SH |  | SOLE |  | 0 | 0 | 111226 |
| INVESCO EXCH TRD SLF IDX FD | INVESCO BULLETSH | 46139W817 |  | 392 | 14679 | SH |  | SOLE |  | 0 | 0 | 14679 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHS 2030 | 46139W841 |  | 437 | 16810 | SH |  | SOLE |  | 0 | 0 | 16810 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 256 | 1898 | SH |  | SOLE |  | 0 | 0 | 1898 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 3423 | 31226 | SH |  | SOLE |  | 0 | 0 | 31226 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 1914 | 21691 | SH |  | SOLE |  | 0 | 0 | 21691 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1185 | 14300 | SH |  | SOLE |  | 0 | 0 | 14300 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 5035 | 56321 | SH |  | SOLE |  | 0 | 0 | 56321 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 1360 | 9804 | SH |  | SOLE |  | 0 | 0 | 9804 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 773 | 12457 | SH |  | SOLE |  | 0 | 0 | 12457 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1191 | 3508 | SH |  | SOLE |  | 0 | 0 | 3508 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 326 | 1511 | SH |  | SOLE |  | 0 | 0 | 1511 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 1584 | 15921 | SH |  | SOLE |  | 0 | 0 | 15921 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 581 | 4364 | SH |  | SOLE |  | 0 | 0 | 4364 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 375 | 3525 | SH |  | SOLE |  | 0 | 0 | 3525 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 1597 | 26203 | SH |  | SOLE |  | 0 | 0 | 26203 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 556 | 4322 | SH |  | SOLE |  | 0 | 0 | 4322 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 3253 | 35122 | SH |  | SOLE |  | 0 | 0 | 35122 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 3403 | 42409 | SH |  | SOLE |  | 0 | 0 | 42409 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 10016 | 119978 | SH |  | SOLE |  | 0 | 0 | 119978 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 22806 | 379915 | SH |  | SOLE |  | 0 | 0 | 379915 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 646 | 14942 | SH |  | SOLE |  | 0 | 0 | 14942 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1353 | 21163 | SH |  | SOLE |  | 0 | 0 | 21163 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 606 | 15956 | SH |  | SOLE |  | 0 | 0 | 15956 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 |  | 1391 | 29291 | SH |  | SOLE |  | 0 | 0 | 29291 |
| ISHARES TR | MSCI EAFE SMCP | 46435G839 |  | 514 | 14448 | SH |  | SOLE |  | 0 | 0 | 14448 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 950 | 3277 | SH |  | SOLE |  | 0 | 0 | 3277 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 2704 | 47563 | SH |  | SOLE |  | 0 | 0 | 47563 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 461 | 9100 | SH |  | SOLE |  | 0 | 0 | 9100 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 207 | 1355 | SH |  | SOLE |  | 0 | 0 | 1355 |
| KENVUE INC | COM | 49177J102 |  | 294 | 14051 | SH |  | SOLE |  | 0 | 0 | 14051 |
| LAUDER ESTEE COS INC | CL A | 518439104 |  | 537 | 6643 | SH |  | SOLE |  | 0 | 0 | 6643 |
| ELI LILLY  CO | COM | 532457108 |  | 309 | 397 | SH |  | SOLE |  | 0 | 0 | 397 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 361 | 778 | SH |  | SOLE |  | 0 | 0 | 778 |
| LUCID GROUP INC | COM | 549498103 |  | 67 | 31898 | SH |  | SOLE |  | 0 | 0 | 31898 |
| NYLI MACKAY DEFINEDTERM MUNI | COM | 56064K100 |  | 421 | 28455 | SH |  | SOLE |  | 0 | 0 | 28455 |
| MANHATTAN ASSOCIATES INC | COM | 562750109 |  | 289 | 1461 | SH |  | SOLE |  | 0 | 0 | 1461 |
| MARKETAXESS HLDGS INC | COM | 57060D108 |  | 545 | 2438 | SH |  | SOLE |  | 0 | 0 | 2438 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 272 | 484 | SH |  | SOLE |  | 0 | 0 | 484 |
| MERCK  CO INC | COM | 58933Y105 |  | 326 | 4119 | SH |  | SOLE |  | 0 | 0 | 4119 |
| MICROSOFT CORP | COM | 594918104 |  | 3782 | 7603 | SH |  | SOLE |  | 0 | 0 | 7603 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 383 | 5438 | SH |  | SOLE |  | 0 | 0 | 5438 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 303 | 4492 | SH |  | SOLE |  | 0 | 0 | 4492 |
| MONOLITHIC PWR SYS INC | COM | 609839105 |  | 480 | 656 | SH |  | SOLE |  | 0 | 0 | 656 |
| NETFLIX INC | COM | 64110L106 |  | 364 | 272 | SH |  | SOLE |  | 0 | 0 | 272 |
| NEWSMAX INC | COM SHS CLASS B | 65250K105 |  | 605 | 39975 | SH |  | SOLE |  | 0 | 0 | 39975 |
| NIKE INC | CL B | 654106103 |  | 599 | 8435 | SH |  | SOLE |  | 0 | 0 | 8435 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 338 | 675 | SH |  | SOLE |  | 0 | 0 | 675 |
| NUCOR CORP | COM | 670346105 |  | 296 | 2287 | SH |  | SOLE |  | 0 | 0 | 2287 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 3032 | 19188 | SH |  | SOLE |  | 0 | 0 | 19188 |
| ONCOLYTICS BIOTECH INC | COM NEW | 682310875 |  | 16 | 20620 | SH |  | SOLE |  | 0 | 0 | 20620 |
| ORACLE CORP | COM | 68389X105 |  | 292 | 1335 | SH |  | SOLE |  | 0 | 0 | 1335 |
| PGIM ETF TR | ACTV HY BD ETF | 69344A206 |  | 1060 | 29875 | SH |  | SOLE |  | 0 | 0 | 29875 |
| PGIM ETF TR | FLOATING RT INC | 69344A883 |  | 3402 | 67814 | SH |  | SOLE |  | 0 | 0 | 67814 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 1183 | 21478 | SH |  | SOLE |  | 0 | 0 | 21478 |
| PEPSICO INC | COM | 713448108 |  | 539 | 4085 | SH |  | SOLE |  | 0 | 0 | 4085 |
| PFIZER INC | COM | 717081103 |  | 646 | 26662 | SH |  | SOLE |  | 0 | 0 | 26662 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 996 | 10800 | SH |  | SOLE |  | 0 | 0 | 10800 |
| PROGRESSIVE CORP | COM | 743315103 |  | 445 | 1669 | SH |  | SOLE |  | 0 | 0 | 1669 |
| PROSHARES TR | ULTRA COMMUNICTN | 74347R263 |  | 416 | 4180 | SH |  | SOLE |  | 0 | 0 | 4180 |
| PROSHARES TR | ULTRA CONS DISCR | 74347R750 |  | 299 | 6625 | SH |  | SOLE |  | 0 | 0 | 6625 |
| PROSHARES TR | ULTR MSCI ETF | 74347X500 |  | 296 | 5244 | SH |  | SOLE |  | 0 | 0 | 5244 |
| QUANTUMSCAPE CORP | COM CL A | 74767V109 |  | 119 | 17700 | SH |  | SOLE |  | 0 | 0 | 17700 |
| RH | COM | 74967X103 |  | 257 | 1360 | SH |  | SOLE |  | 0 | 0 | 1360 |
| RTX CORPORATION | COM | 75513E101 |  | 685 | 4689 | SH |  | SOLE |  | 0 | 0 | 4689 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3112 | 5037 | SH |  | SOLE |  | 0 | 0 | 5037 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 952 | 22281 | SH |  | SOLE |  | 0 | 0 | 22281 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 |  | 543 | 6122 | SH |  | SOLE |  | 0 | 0 | 6122 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 495 | 873 | SH |  | SOLE |  | 0 | 0 | 873 |
| SPDR SERIES TRUST | BLOOMBERG HIGH Y | 78468R622 |  | 7460 | 76692 | SH |  | SOLE |  | 0 | 0 | 76692 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 2337 | 25472 | SH |  | SOLE |  | 0 | 0 | 25472 |
| SALESFORCE INC | COM | 79466L302 |  | 602 | 2206 | SH |  | SOLE |  | 0 | 0 | 2206 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 497 | 5445 | SH |  | SOLE |  | 0 | 0 | 5445 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 2258 | 92386 | SH |  | SOLE |  | 0 | 0 | 92386 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 19112 | 654286 | SH |  | SOLE |  | 0 | 0 | 654286 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 1079 | 35804 | SH |  | SOLE |  | 0 | 0 | 35804 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 6005 | 226591 | SH |  | SOLE |  | 0 | 0 | 226591 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 442 | 5028 | SH |  | SOLE |  | 0 | 0 | 5028 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 1088 | 8074 | SH |  | SOLE |  | 0 | 0 | 8074 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 1812 | 8336 | SH |  | SOLE |  | 0 | 0 | 8336 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 444 | 5240 | SH |  | SOLE |  | 0 | 0 | 5240 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 2662 | 50835 | SH |  | SOLE |  | 0 | 0 | 50835 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 1544 | 10467 | SH |  | SOLE |  | 0 | 0 | 10467 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 9254 | 36546 | SH |  | SOLE |  | 0 | 0 | 36546 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 2327 | 21443 | SH |  | SOLE |  | 0 | 0 | 21443 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 375 | 9049 | SH |  | SOLE |  | 0 | 0 | 9049 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 980 | 2855 | SH |  | SOLE |  | 0 | 0 | 2855 |
| SYNOPSYS INC | COM | 871607107 |  | 330 | 643 | SH |  | SOLE |  | 0 | 0 | 643 |
| TERADYNE INC | COM | 880770102 |  | 494 | 5497 | SH |  | SOLE |  | 0 | 0 | 5497 |
| TESLA INC | COM | 88160R101 |  | 1041 | 3276 | SH |  | SOLE |  | 0 | 0 | 3276 |
| TEXAS INSTRS INC | COM | 882508104 |  | 352 | 1696 | SH |  | SOLE |  | 0 | 0 | 1696 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 332 | 820 | SH |  | SOLE |  | 0 | 0 | 820 |
| TRANSUNION | COM | 89400J107 |  | 552 | 6267 | SH |  | SOLE |  | 0 | 0 | 6267 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 226 | 844 | SH |  | SOLE |  | 0 | 0 | 844 |
| US BANCORP DEL | COM NEW | 902973304 |  | 677 | 14963 | SH |  | SOLE |  | 0 | 0 | 14963 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 660 | 6540 | SH |  | SOLE |  | 0 | 0 | 6540 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 518 | 1659 | SH |  | SOLE |  | 0 | 0 | 1659 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 316 | 2347 | SH |  | SOLE |  | 0 | 0 | 2347 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 1910 | 65226 | SH |  | SOLE |  | 0 | 0 | 65226 |
| VANECK ETF TRUST | MORNINGSTAR SMID | 92189H730 |  | 477 | 13709 | SH |  | SOLE |  | 0 | 0 | 13709 |
| VANECK ETF TRUST | CLO ETF | 92189H748 |  | 896 | 16913 | SH |  | SOLE |  | 0 | 0 | 16913 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 7846 | 38333 | SH |  | SOLE |  | 0 | 0 | 38333 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 369 | 6479 | SH |  | SOLE |  | 0 | 0 | 6479 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 4450 | 89885 | SH |  | SOLE |  | 0 | 0 | 89885 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 442 | 1536 | SH |  | SOLE |  | 0 | 0 | 1536 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1288 | 2267 | SH |  | SOLE |  | 0 | 0 | 2267 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 4030 | 24502 | SH |  | SOLE |  | 0 | 0 | 24502 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 303 | 1555 | SH |  | SOLE |  | 0 | 0 | 1555 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 234 | 5418 | SH |  | SOLE |  | 0 | 0 | 5418 |
| VISA INC | COM CL A | 92826C839 |  | 463 | 1304 | SH |  | SOLE |  | 0 | 0 | 1304 |
| WALMART INC | COM | 931142103 |  | 308 | 3151 | SH |  | SOLE |  | 0 | 0 | 3151 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 261 | 3254 | SH |  | SOLE |  | 0 | 0 | 3254 |
| WEST PHARMACEUTICAL SVSC INC | COM | 955306105 |  | 430 | 1967 | SH |  | SOLE |  | 0 | 0 | 1967 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 493 | 5405 | SH |  | SOLE |  | 0 | 0 | 5405 |
| ALLEGION PLC | ORD SHS | G0176J109 |  | 597 | 4141 | SH |  | SOLE |  | 0 | 0 | 4141 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 769 | 3521 | SH |  | SOLE |  | 0 | 0 | 3521 |

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