# EDGAR Filing Document

**Accession Number:** 0001547361
**File Stem:** 0001999371-25-013778
**Filing Date:** 2025-9
**Character Count:** 2569792
**Document Hash:** 0782f0280520e6b4a6f7df2d18807f1a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-013778.hdr.sgml**: 20250922

**ACCESSION NUMBER**: 0001999371-25-013778

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 60

**CONFORMED PERIOD OF REPORT**: 20250922

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20250922

**DATE AS OF CHANGE**: 20250922

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Morgan Stanley Capital I Inc.
- **CENTRAL INDEX KEY:** 0001547361
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 133291626
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01951
- **FILM NUMBER:** 251330983

**BUSINESS ADDRESS:**
- **STREET 1:** 1585 BROADWAY
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036
- **BUSINESS PHONE:** 212-761-4000

**MAIL ADDRESS:**
- **STREET 1:** 1585 BROADWAY
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Morgan Stanley Capital I Inc.
- **CENTRAL INDEX KEY:** 0001547361
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 133291626
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1585 BROADWAY
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036
- **BUSINESS PHONE:** 212-761-4000

**MAIL ADDRESS:**
- **STREET 1:** 1585 BROADWAY
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036

OMB Number: 3235-0675

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>** 

<br> **FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>MORGAN STANLEY CAPITAL I INC.</u>**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of filing) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person<br> to contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR
 240.15Ga-2)

Central Index Key Number of depositor: <u>0001547361</u> 

 <u>MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2025-SPL1</u> <br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): <u>Not applicable</u>

Central Index Key Number of underwriter (if applicable): <u>Not applicable</u> 

Chris Scott, (212) 761-4940

Name and telephone number, including area code, of the person<br> to contact in connection with this filing.

**FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**EXPLANATORY NOTE**

This Form ABS-15G is supplemented by Exhibits 99.1 through 99.6 and Exhibits 99.13 through 99.33 of the Form ABS-15G filed by Credit Suisse First Boston Mortgage Securities Corp. on June 21, 2022 (Accession Number: 0001387131-22-007104) (the "Prior Filing"). Certain of the mortgage loans that were included in the Prior Filing will be included in the MSRM 2025-SPL1 securitization transaction and the information provided in the Prior Filing solely with respect to those mortgage loans should be read in conjunction with this Form ABS-15G. Exhibit 99.7 provides a link to the Prior Filing. Exhibit 99.8 provides a list of mortgage loans and their loan identifiers mapping the Prior Filing's loan identifiers with the MSRM 2025-SPL1 securitization transaction's loan identifiers for the certain mortgage loans that were included in the Prior Filing that will be included in the MSRM 2025-SPL1 securitization transaction.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MORGAN STANLEY CAPITAL I INC.

Date: September 22, 2025

By: <u>/s/ Chris Scott</u> 

Name: Chris Scott

Title: Authorized Signatory

**EXHIBIT INDEX**

<u>Exhibit Number</u>

[99.1 Third Party Due Diligence Report - AMC Diligence, LLC Executive Summary](ex99-1.htm)

[Schedule 1 - Exception Grades Report](ex99-1s1.htm)

[Schedule 2 - Rating Agency Grades Report](ex99-1s2.htm)

[Schedule 3 - Data Compare Report](ex99-1s3.htm)

[Schedule 4 - Valuation Summary Report](ex99-1s4.htm)

[Schedule 5 - Supplemental Report](ex99-1s5.htm)

[Schedule 6 - Business Purpose Report](ex99-1s6.htm)

[Schedule 7 - Multi Property Valuation Report](ex99-1s7.htm)

[99.2 Third Party Due Diligence Report - Clayton Services LLC Due Diligence Narrative Report](ex99-2.htm)

[Schedule 1 - Conditions Report (19 loans)](ex99-2s1.htm)

[Schedule 2 - Compliance Only Conditions Report (10 loans)](ex99-2s2.htm)

[Schedule 3 - Loan Level Tape Compare Report](ex99-2s3.htm)

[Schedule 4 - Rating Agency ATR QM Report](ex99-2s4.htm)

[Schedule 5 - Non ATR QM Report4](ex99-2s5.htm)

[Schedule 6 - Valuations Summary Report](ex99-2s6.htm)

[Schedule 7 - Waived Conditions Report](ex99-2s7.htm)

[99.3 Third Party Due Diligence Report - Consolidated Analytics, Inc. Executive Summary](ex99-3.htm)

[Schedule 1 - Due Diligence Standard Report](ex99-3s1.htm)

[Schedule 2 - Rating Agency Grades Summary Report](ex99-3s2.htm)

[Schedule 3 - Valuations Summary Report](ex99-3s3.htm)

[Schedule 4 - Data Compare Report](ex99-3s4.htm)

[Schedule 5 - Supplemental Report](ex99-3s5.htm)

[99.4 Third Party Due Diligence Report - Covius Real Estate Services, LLC Executive Summary](ex99-4.htm)

[Schedule 1 - ATR QM Report](ex99-4s1.htm)

[Schedule 2 - Exceptions Report](ex99-4s2.htm)

[Schedule 3 - Grades Report](ex99-4s3.htm)

[Schedule 4 - Tape Compare Report](ex99-4s4.htm)

[Schedule 5 - Valuation Report](ex99-4s5.htm)

[99.5 Third Party Due Diligence Report - Opus Capital Markets Consultants, LLC Narrative](ex99-5.htm)

[Schedule 1 - Exception Report](ex99-5s1.htm)

[Schedule 2 - Rating Agency Grades Report](ex99-5s2.htm)

[Schedule 3 - Supplemental ATR Report](ex99-5s3.htm)

[Schedule 4 - Data Compare Report](ex99-5s4.htm)

[Schedule 5 - MultiProperty Valuation Report](ex99-5s5.htm)

[99.6 Third Party Due Diligence Report - Selene Diligence LLC Due Diligence Narrative Report](ex99-6.htm)

[Schedule 1 - Rating Agency Grades Summary Report](ex99-6s1.htm)

[Schedule 2 - Standard Findings Report](ex99-6s2.htm)

[Schedule 3 - Valuation Report](ex99-6s3.htm)

[Schedule 4 - Rating Agency Multi-Property Valuation Report](ex99-6s4.htm)

[Schedule 5 - Data Compare Report](ex99-6s5.htm)

[Schedule 6 – Supplemental Data Report](ex99-6s6.htm)

[99.7 Link to the Prior Filing](https://www.sec.gov/Archives/edgar/data/802106/000138713122007104/csmc-abs15g_062122.htm)

[99.8 Mortgage Loan List and Loan Identifiers](ex99-8.htm)

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans originated by multiple correspondent lenders and acquired from various parties by Morgan Stanley Mortgage Capital Holdings LLC and/or one of its affiliates (the "Client"). AMC performed the Review either (i) directly for Client on mortgage loan files provided by Client to AMC, or (ii) for third parties on mortgage loan files provided by such parties to AMC with results of such Review conveyed to the Client via Reliance Letter. The Review (including the Review related to Reliance Letter loans) was conducted from February 2019 through May 2025 on mortgage loans with origination dates from August 2017 through August 2022. The Review included loans reviewed under the Credit and Compliance Scope (9 mortgage loans) and the Leases Review Scope (181 loans). The mortgage loans (Credit and Compliance Scope) and the loans (Leases Review Scope) are together referred to as the Loans.

**(2) Sample size of the assets reviewed.**

The Review was conducted on one hundred ninety (190) mortgage loans with an aggregate original principal balance of approximately $73.470 million.

**(3) Determination of the sample size and computation.**

AMC is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by AMC.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by Client to the data found in the actual file as captured by AMC. This comparison, when data was available, included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Borrower Mailing Zip | &nbsp;&nbsp;Coborrower Self-Employed? | &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;Original Term |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Borrower Self-Employed? | &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Origination Channel |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Origination Company Name |
| &nbsp;&nbsp;Appraisal Date | &nbsp;&nbsp;City | &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Originator Loan Designation |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Coborrower Age | &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;Margin | &nbsp;&nbsp;Prepayment Penalty |
| &nbsp;&nbsp;Borrower Age | &nbsp;&nbsp;Coborrower Birth Date | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Prepayment Penalty Period (months) |
| &nbsp;&nbsp;Borrower Birth Date | &nbsp;&nbsp;Coborrower Citizenship | &nbsp;&nbsp;Guarantor 1 Last Name | &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Borrower Citizenship | &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Index Type | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Coborrower FTHB | &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;Coborrower Full Name | &nbsp;&nbsp;Interest Only Period | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Interest Rate Change Frequency | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Coborrower Mailing City | &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Borrower Mailing City | &nbsp;&nbsp;Coborrower Mailing State | &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Subject Debt Service Coverage Ratio |
| &nbsp;&nbsp;Borrower Mailing State | &nbsp;&nbsp;Coborrower Mailing Street | &nbsp;&nbsp;Interest Rate Life Floor | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Borrower Mailing Street | &nbsp;&nbsp;Coborrower Mailing Zip | &nbsp;&nbsp;Interest Rate Life Max | &nbsp;&nbsp;Original PITIA |  |

---

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![](ex991001.jpg)

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)"), and/or loan-to-value ratios ("LTV(s)") used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT REVIEW (9 Loans)</u>**

AMC reviewed asset origination documentation to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

AMC reviewed asset origination documentation to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

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![](ex991001.jpg)

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, AMC sought to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagor's requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

**<u>LEASES REVIEW (181 Loans)</u>**

**<u>DOCUMENT REVIEW</u>**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**<u>CREDIT REVIEW</u>**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

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![](ex991001.jpg)

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

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![](ex991001.jpg)

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process.

If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception and worked with the client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in AMC's review resulted in a variance of more than 10% then the client was notified of such variance and a second independent valuation product was ordered.

AMC also considered processes that included Fannie Mae's Collateral Underwriter (CU) or Freddie Mac Loan Collateral Advisor (LCA) on one-unit single-family homes and condos for GSE eligible loans. No additional property value due diligence was completed in cases where CU/LCA indicated that appraisal risk was consistent with the respective GSE's day one RW&E relief. Freddie Mac's Home Value Explorer (HVE) was also considered an acceptable secondary valuation product for GSE-related transactions. If the CU/LCA risk score was ineligible for GSE RW&E relief, then AMC compared a third valuation product (such as a field review) to the original appraisal.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

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**Credit/Valuation/Limited Compliance Investment Occupancy Only (Exempt from ATR)**

This scope is limited to loans identified with an Occupancy type of Investment which is determined when the documentation provided in the loan file meets the following criteria:

● The consumer signed final 1003 reflects the occupancy as Investment; and

● The consumer's declarations on the final 1003 do not indicate that they intend to occupy the subject property; and

● The appraisal and occupancy certificate (if present in the loan file), do not indicate the consumer occupies or intends to occupy the subject property; and

● At least one of the following:

○ The appraisal indicates the property is tenant occupied; or

○ The file contains a business purpose certificate; or

○ The file contains an occupancy certificate attesting that the property will not be occupied as the consumer's primary residence or as the consumer's second home; or

○ The file includes other documentation evidencing investment occupancy.

Loans that do not meet the above criteria will be transferred to one of the other Scopes for review.

**<u>COMPLIANCE REVIEW (9 Loans)</u>**

Please be advised that AMC will not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review will uncover all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or will uncover all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in any report prepared by AMC does not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC will review each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

 

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**(I) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(II) State Compliance Review applicable to non-owner occupied loans:**

AMC will review each mortgage loan file to determine coverage, and if covered, verify compliance with the following:

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>High Cost testing in Chicago Illinois and Cook County Illinois;</u> 

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Higher Priced testing in Connecticut, and Minnesota;</u> 

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Other applicable state testing in Maryland, Minnesota, New Jersey, West Virginia, Wyoming, and Vermont, and</u> 

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>State specific prepayment penalty and late charge testing applicable to non-owner occupied loans.</u> 

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed
APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

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&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a
term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the mortgage loan file and, as necessary,
attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage
loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures,
AMC's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any.
These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations
in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage
loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure
to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator
name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate
and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes
were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

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ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30
days prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that each revised LE is accompanied by valid written documentation explaining the reason
for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business
days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's,
initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

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&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan
file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38
C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

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| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

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| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

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For the loans determined to be Safe Harbor QM (APOR), in the event the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on the loans, that would be reflected as such in the reports. In the event the lender provided a VSH indicator of "No" on the loans that would be reflected in the reports. In the event the lender did not provide a VSH indicator on the loans, the loans would be identified as "Not Stated" in the reports.

\* Note, for loans in which the lender provided the VSH indicator, AMC captured it, but did not verify the VSH indicator.

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Notwithstanding the above, for loans with the variance evaluation of VSH performed by AMC on QM (APOR) loans, the Lender provided a VSH Indicator of "Yes". The VSH indicator was provided within the loan images, on the data tape, deal notes, or as part of the loan program/guidelines being originated to. The loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH. In the event the lender identified the loan to have VSH status, then AMC reviewed to identify documentation variances that would cause one to question the VSH attestation from the lender. If variances were identified, then the loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines. The results of the variance analysis is reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

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**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;■ Underwriting summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;■ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;■ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;■ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;■ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;■ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;■ Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Subordination Agreement;

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&nbsp;&nbsp;&nbsp;&nbsp;■ FACTA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;■ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;■ HUD from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;■ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the
enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued. SitusAMC also hereby disclaims any representation or warranty as to accuracy or completeness of the Report, the inclusion or omission of any facts or information, or as to its suitability, sufficiency or appropriateness for the purposes of the transaction parties or investors or the use of the Report in preparation of any other document in connection with the subject transaction.).

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

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**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of Kroll Bond Rating Agency, LLC ("Kroll") and S&P Global Ratings ("S&P").

**OVERALL RESULTS SUMMARY**

There were one hundred ninety (190) mortgage loans in the securitization population reviewed by AMC. After all documents were presented under the applicable Kroll and S&P NRSRO grading criteria, forty-two (42) (22.11%) loans had an Overall grade of "A", one hundred forty (140) (73.68%) loans had an Overall loan grade of "B.", and eight (8) (4.21%) loans had an Overall loan grade of "C.".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;42 | &nbsp;&nbsp;22.11% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;140 | &nbsp;&nbsp;73.68% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;8 | &nbsp;&nbsp;4.21% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**COMPLIANCE RESULTS SUMMARY**

Note the one hundred eighty-one (181) Leases were not assigned a Compliance grade. Of the remaining nine (9) loans reviewed, under the applicable NRSRO grading criteria, , two (2) loans had a Compliance Review "A" grade, six (6) loans had a Compliance Review "B" grade and one (1) loan had a Compliance Review "C" grade . Loans with a Compliance Review grade of "C" may have multiple compliance exceptions; however, none are lower than a grade of "C."

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;2 | &nbsp;&nbsp;22.22% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;6 | &nbsp;&nbsp;66.67% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;11.11% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**CREDIT RESULTS SUMMARY**

Of the one hundred ninety (190) mortgage loans, forty-four (44) loans received an "A" Credit Review grade. The one hundred thirty-eight (138) "B" Credit Review grades were due to missing documentation and/or guideline adherence. Exceptions were offset by strong compensating factors such as high disposable income, low LTV, and/or high liquid assets. The eight (8) "C" Credit Review grades were due to missing documentation.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;44 | &nbsp;&nbsp;23.16% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;138 | &nbsp;&nbsp;72.63% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;8 | &nbsp;&nbsp;4.21% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**PROPERTY/VALUATION RESULTS SUMMARY**

Of the one hundred ninety (190) loans reviewed under the applicable Kroll NRSRO grading criteria, one hundred eighty-nine (189) (99.47%) of the total received an "A" Property Review grade. The one (1) "B" Property grade was due to the number of properties exceeds the allowable amount. The exception was offset by strong compensating factors such as high disposable income, low LTV, and/or high liquid assets.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Kroll Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;189 | &nbsp;&nbsp;99.47% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.53% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

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Of the one hundred ninety (190) loans reviewed under the applicable Kroll NRSRO grading criteria, one hundred eighty-four (184) (96.84%) of the total received an "A" Property Review grade. The six (6) "B" Property grade were due to to the file contained a lower-level tertiary product that does not support the qualifying value. A higher level secondary valuation supporting the original appraised value was provided and the number of properties exceeds the allowable amount. The exception was offset by strong compensating factors such as high disposable income, low LTV, and/or high liquid assets.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**S&P Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;184 | &nbsp;&nbsp;96.84% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;6 | &nbsp;&nbsp;3.16% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Kroll Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;GSE | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Late Charge | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***27*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**28** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Asset | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Credit Grade (C) Exceptions:*** | &nbsp;&nbsp;***16*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;38 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;37 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;22 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;16 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Business Purpose | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Fraud | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;System | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***300*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**316** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**345** |

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**S&P Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;GSE | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Late Charge | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***27*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**28** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Asset | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Credit Grade (C) Exceptions:*** | &nbsp;&nbsp;***16*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;128 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;38 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;37 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;22 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;16 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Business Purpose | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Fraud | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;System | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***300*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**316** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***6*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**6** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**350** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the one hundred ninety (190) mortgage loans reviewed, one hundred seventy-two (172) (90.53%) mortgage loans had tape discrepancies across forty-five (45) unique data fields. The most common tape discrepancies were Original PITIA, Representative FICO and Borrower Full Name. AMC found generally that the DSCR and DTI discrepancies were due to differences in calculating complex incomes; while the data differed, the resulting ratios generally remained within guidelines.

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**# Of Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;1 | &nbsp;&nbsp;126 | &nbsp;&nbsp;0.79% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;10 | &nbsp;&nbsp;120 | &nbsp;&nbsp;8.33% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;26 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Appraisal Date | &nbsp;&nbsp;16 | &nbsp;&nbsp;19 | &nbsp;&nbsp;84.21% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;90 | &nbsp;&nbsp;1.11% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower Age | &nbsp;&nbsp;8 | &nbsp;&nbsp;8 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower Birth Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower Citizenship | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;9 | &nbsp;&nbsp;11.11% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;1 | &nbsp;&nbsp;8 | &nbsp;&nbsp;12.50% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;45 | &nbsp;&nbsp;51 | &nbsp;&nbsp;88.24% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;116 | &nbsp;&nbsp;1.72% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower Mailing City | &nbsp;&nbsp;2 | &nbsp;&nbsp;8 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower Mailing State | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower Mailing Street | &nbsp;&nbsp;3 | &nbsp;&nbsp;8 | &nbsp;&nbsp;37.50% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower Mailing Zip | &nbsp;&nbsp;3 | &nbsp;&nbsp;8 | &nbsp;&nbsp;37.50% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower Self-Employed? | &nbsp;&nbsp;6 | &nbsp;&nbsp;8 | &nbsp;&nbsp;75.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;9 | &nbsp;&nbsp;11.11% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;27 | &nbsp;&nbsp;165 | &nbsp;&nbsp;16.36% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower Age | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower Birth Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower Citizenship | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower FTHB | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower Full Name | &nbsp;&nbsp;11 | &nbsp;&nbsp;13 | &nbsp;&nbsp;84.62% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower Mailing City | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower Mailing State | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower Mailing Street | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower Mailing Zip | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower Self-Employed? | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;2 | &nbsp;&nbsp;92 | &nbsp;&nbsp;2.17% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;6 | &nbsp;&nbsp;6 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;129 | &nbsp;&nbsp;1.55% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Guarantor 1 Last Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Index Type | &nbsp;&nbsp;5 | &nbsp;&nbsp;6 | &nbsp;&nbsp;83.33% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Interest Only Period | &nbsp;&nbsp;5 | &nbsp;&nbsp;6 | &nbsp;&nbsp;83.33% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Interest Rate Change Frequency | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Interest Rate Life Floor | &nbsp;&nbsp;5 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Interest Rate Life Max | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;3 | &nbsp;&nbsp;23 | &nbsp;&nbsp;13.04% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;31 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;70 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;148 | &nbsp;&nbsp;2.03% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;17 | &nbsp;&nbsp;112 | &nbsp;&nbsp;15.18% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;1 | &nbsp;&nbsp;70 | &nbsp;&nbsp;1.43% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;19 | &nbsp;&nbsp;10.53% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;101 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;2 | &nbsp;&nbsp;188 | &nbsp;&nbsp;1.06% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;31 | &nbsp;&nbsp;189 | &nbsp;&nbsp;16.40% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;3 | &nbsp;&nbsp;71 | &nbsp;&nbsp;4.23% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Original PITIA | &nbsp;&nbsp;74 | &nbsp;&nbsp;150 | &nbsp;&nbsp;49.33% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Origination Channel | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Origination Company Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;5 | &nbsp;&nbsp;20.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Originator Loan Designation | &nbsp;&nbsp;2 | &nbsp;&nbsp;8 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Prepayment Penalty Period (months) | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;32 | &nbsp;&nbsp;142 | &nbsp;&nbsp;22.54% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;7 | &nbsp;&nbsp;188 | &nbsp;&nbsp;3.72% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;3 | &nbsp;&nbsp;43 | &nbsp;&nbsp;6.98% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;57 | &nbsp;&nbsp;185 | &nbsp;&nbsp;30.81% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;25 | &nbsp;&nbsp;167 | &nbsp;&nbsp;14.97% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;38 | &nbsp;&nbsp;177 | &nbsp;&nbsp;21.47% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;18 | &nbsp;&nbsp;29 | &nbsp;&nbsp;62.07% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;27 | &nbsp;&nbsp;146 | &nbsp;&nbsp;18.49% | &nbsp;&nbsp;190 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**513** | &nbsp;&nbsp;**3434** | &nbsp;&nbsp;**14.94%** | &nbsp;&nbsp;**190** |

---

18 \| P a g e

![](ex991001.jpg)

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;182 | &nbsp;&nbsp;95.79% | &nbsp;&nbsp;$72020281.00 | &nbsp;&nbsp;98.03% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;8 | &nbsp;&nbsp;4.21% | &nbsp;&nbsp;$1449650.00 | &nbsp;&nbsp;1.97% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**190** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$73469931.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;190 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$73469931.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**190** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$73469931.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;113 | &nbsp;&nbsp;59.47% | &nbsp;&nbsp;$54082978.00 | &nbsp;&nbsp;73.61% |
| &nbsp;&nbsp;Limited Cash-Out | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.63% | &nbsp;&nbsp;$1164600.00 | &nbsp;&nbsp;1.59% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.53% | &nbsp;&nbsp;$155850.00 | &nbsp;&nbsp;0.21% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;57 | &nbsp;&nbsp;30.00% | &nbsp;&nbsp;$15107066.00 | &nbsp;&nbsp;20.56% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;14 | &nbsp;&nbsp;7.37% | &nbsp;&nbsp;$2959437.00 | &nbsp;&nbsp;4.03% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**190** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$73469931.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;181-240 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.53% | &nbsp;&nbsp;$275000.00 | &nbsp;&nbsp;0.37% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;189 | &nbsp;&nbsp;99.47% | &nbsp;&nbsp;$73194931.00 | &nbsp;&nbsp;99.63% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**190** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$73469931.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;69 | &nbsp;&nbsp;36.32% | &nbsp;&nbsp;$13459003.00 | &nbsp;&nbsp;18.32% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.58% | &nbsp;&nbsp;$495250.00 | &nbsp;&nbsp;0.67% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.05% | &nbsp;&nbsp;$733430.00 | &nbsp;&nbsp;1.00% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;15 | &nbsp;&nbsp;7.89% | &nbsp;&nbsp;$4896872.00 | &nbsp;&nbsp;6.67% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;11 | &nbsp;&nbsp;5.79% | &nbsp;&nbsp;$2291950.00 | &nbsp;&nbsp;3.12% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;34 | &nbsp;&nbsp;17.89% | &nbsp;&nbsp;$7484915.00 | &nbsp;&nbsp;10.19% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;7 | &nbsp;&nbsp;3.68% | &nbsp;&nbsp;$2499080.00 | &nbsp;&nbsp;3.40% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;14 | &nbsp;&nbsp;7.37% | &nbsp;&nbsp;$4513975.00 | &nbsp;&nbsp;6.14% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;35 | &nbsp;&nbsp;18.42% | &nbsp;&nbsp;$37095456.00 | &nbsp;&nbsp;50.49% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**190** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$73469931.00** | &nbsp;&nbsp;**100.00%** |

---

19 \| P a g e

![](ex991001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;6 | &nbsp;&nbsp;3.16% | &nbsp;&nbsp;$1218150.00 | &nbsp;&nbsp;1.66% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;183 | &nbsp;&nbsp;96.32% | &nbsp;&nbsp;$72176881.00 | &nbsp;&nbsp;98.24% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.53% | &nbsp;&nbsp;$74900.00 | &nbsp;&nbsp;0.10% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**190** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$73469931.00** | &nbsp;&nbsp;**100.00%** |

---

20 \| P a g e

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.1 - Schedule 1**

![](ex99-001.gif)

**Exception Grades**

**Run Date - 9/16/2025 3:01:41 PM** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| [Redact] | 5041929 | [Redact] |  | 10593445 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2019-02-20): PDI dated [Redact] provided showing no damage | 02/20/2019 |  |  | 1 C A |  | [Redact] | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| [Redact] | 5041929 | [Redact] |  | 10593582 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2019-02-18): Provided | 02/18/2019 |  |  | 1 C A |  | [Redact] | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| [Redact] | 5041929 | [Redact] |  | 10596842 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of [Redact]on Final Closing Disclosure provided on [Redact] not accurate. (Final/[Redact]) | The yearly property costs are [Redact] vs the final CD which reflected the costs as [Redact]. |  |  |  | Reviewer Comment (2019-02-14): PCCD on [Redact] reads [Redact] estimated escrow and estimated property cost is [Redact] |  | 02/14/2019 |  | 2 C B |  | [Redact] | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | Yes |
| [Redact] | 5041929 | [Redact] |  | 10596857 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Final Closing Disclosure Without Seller - Total Closing Costs Exceeds Limits | TILA-RESPA Integrated Disclosure - Calculating Cash to Close: Final Closing Disclosure provided on [Redact] disclosed an inaccurate value of the dollar amount by which the Total Closing Costs exceeded the legal limit. (Final/[Redact]) | Due to: the lender credit on interim LE dated [Redact] is ([Redact]), on final CD is ([Redact]) and on PCCD is ([Redact]). |  |  |  | Reviewer Comment (2019-02-19): Confirmed Locked LE disclosed [Redact] for the Lender Credit | 02/19/2019 |  |  | 1 B A |  | [Redact] | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | Yes |
| [Redact] | 5041929 | [Redact] |  | 10596859 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of [Redact] is less than amount of binding Lender Credit previously disclosed in the amount of [Redact]. (9300) | The lender credit on interim LE dated [Redact] is ([Redact]), on final CD is ([Redact]) and on PCCD is ([Redact]). |  |  |  | Reviewer Comment (2019-02-19): Confirmed Locked LE disclosed [Redact] for the Lender Credit<br>Seller Comment (2019-02-15): The [Redact] difference in lender credits between [Redact] LE and [Redact] CD was due to the rounding of the pay-off fee. This is a permitted variance. The PCCD reflects a lender credit greater than the initially disclosed lender credit of [Redact]. Please confirm where the violation is. | 02/19/2019 |  |  | 1 C A |  | [Redact] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | Yes |
| [Redact] | 5041929 | [Redact] |  | 10598409 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Revised Loan Estimate Received Date > Closing Disclosure Received Date | TILA-RESPA Integrated Disclosure: Revised Loan Estimate [Redact] received on or after the date the Closing Disclosure [Redact] 12:00:00 AM was received. (Initial/[Redact]) | Receipt of the LE issued on [Redact] was not provided. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| [Redact] | 5041929 | [Redact] |  | 10654604 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [Redact] | AUS reads [Redact]-Income reference #[Redact] was provided, missing from file to confirm income calculations. Missing 2nd page with income. |  |  |  | Reviewer Comment (2019-02-18): Provided | 02/18/2019 |  |  | 1 C A |  | [Redact] | Primary | Refinance - Cash-out - Other | C B A | Temporary SHQM (GSE/Agency Eligible) | Temporary SHQM (GSE/Agency Eligible) | No |
| [Redact] | 6986407 | [Redact] |  | 30289960 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | C B A | Non QM | Non QM | No |
| [Redact] | 6986407 | [Redact] |  | 30289961 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [Redact] or Final Disclosure APR of [Redact] is equal to or greater than the threshold of APOR [Redact] + 1.5%, or [Redact]. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of [Redact] or Final Disclosure APR of [Redact] is equal to or greater than the threshold of APOR [Redact] + 1.5%, or [Redact]. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | C B A | Non QM | Non QM | No |
| [Redact] | 6986407 | [Redact] |  | 30289962 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | C B A | Non QM | Non QM | No |
| [Redact] | 6986407 | [Redact] |  | 30289963 |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [Redact] is in excess of the investor allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total [Redact] on a Federal Total Loan Amount of [Redact] vs. an investor allowable total of [Redact] (an overage of [Redact] or [Redact]). | Points and Fees on subject loan of [Redact] is in excess of the investor allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total [Redact] on a Federal Total Loan Amount of [Redact] vs. an investor allowable total of [Redact] |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. C B A | Non QM | Non QM | Yes |
| [Redact] | 6986407 | [Redact] |  | 30289965 |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | C B A | Non QM | Non QM | No |
| [Redact] | 6986407 | [Redact] |  | 30289966 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Total Maximum Payment Adjustable Rate | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [Redact] disclosed an Estimated Total Monthly Payment (Maximum) for payment stream 3 that does not match the actual total payment for the loan. | Final Closing Disclosure provided on [Redact] disclosed an Estimated Total Monthly Payment (Maximum) for payment stream 3 that does not match the actual total payment for the loan. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| [Redact] | 6986407 | [Redact] |  | 30289967 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redact] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of [Redact] is under disclosed by [Redact] compared to the calculated Finance Charge of [Redact] which exceeds the [Redact] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redact]). | Loan Calculations: Final Closing Disclosure provided on [Redact] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of [Redact] is under disclosed by [Redact] compared to the calculated Finance Charge of [Redact] which exceeds the [Redact] threshold |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| [Redact] | 6986407 | [Redact] |  | 30289968 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redact] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [Redact]). The disclosed Total of Payments in the amount of [Redact] is under disclosed by [Redact] compared to the calculated total of payments of [Redact] which exceeds the [Redact] per month threshold. | Final Closing Disclosure provided on [Redact] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [Redact]). The disclosed Total of Payments in the amount of [Redact] is under disclosed by [Redact] compared to the calculated total of payments of [Redact] which exceeds the [Redact] per month threshold. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| [Redact] | 6986407 | [Redact] |  | 30289969 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Timing | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| [Redact] | 6986407 | [Redact] |  | 30289972 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of [Redact] exceeds tolerance of [Redact]. Insufficient or no cure was provided to the borrower. | Fees added or increased without a valid COC, insufficient or no cure provided |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| [Redact] | 6986407 | [Redact] |  | 30289992 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided |  | The file was missing a copy of the 1008 |  |  |  |  |  |  |  | 3 C |  | [Redact] | Primary | Purchase | C B A | Non QM | Non QM | No |
| [Redact] | 6986407 | [Redact] |  | 30290015 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area. The appraisal was performed after the FEMA declaration start date but prior to the declared end date. Provide a post-disaster inspection dated after the declaration end date |  |  |  |  |  |  |  | 3 C |  | [Redact] | Primary | Purchase | C B A | Non QM | Non QM | No |
| [Redact] | 6986408 | [Redact] |  | 30288813 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of the required fraud report including all interested parties to the transaction. |  |  |  |  |  |  |  | 3 C |  | [Redact] | Primary | Purchase | C B A | Non QM | Non QM | No |
| [Redact] | 6986408 | [Redact] |  | 30289276 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of the required fraud report including all interested parties to the transaction. |  |  |  |  |  |  |  | 3 C |  | [Redact] | Primary | Purchase | C B A | Non QM | Non QM | No |
| [Redact] | 6986408 | [Redact] |  | 30289302 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The property is located in FEMA Disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after [Redact] declared end date. |  |  |  |  |  |  |  | 3 C |  | [Redact] | Primary | Purchase | C B A | Non QM | Non QM | No |
| [Redact] | 6986408 | [Redact] |  | 30289374 |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [Redact] is in excess of the investor allowable maximum of 3.00000% of the Federal Total Loan Amount. Points and Fees total [Redact] on a Federal Total Loan Amount of [Redact] vs. an investor allowable total of [Redact] (an overage of [Redact] or [Redact]). |  |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. C B A | Non QM | Non QM | Yes |
| [Redact] | 6986408 | [Redact] |  | 30289376 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Irregular Transactions Test | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure provided on or after [Redact] contains a change in APR and was not received by borrower at least three (3) business days prior to consummation |  |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | TRID timing exception, no remediation available. C B A | Non QM | Non QM | No |
| [Redact] | 6986408 | [Redact] |  | 30289377 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| [Redact] | 6986408 | [Redact] |  | 30289381 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Issue Date Not Provided | TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on [Redact] did not disclose the actual Date Issued. Compliance testing may be unreliable using an estimated Date Issued based on best information available. | Closing Disclosure estimated to be provided on [Redact] did not disclose the actual Date Issued. Compliance testing may be unreliable using an estimated Date Issued based on best information available. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | Good Faith Redisclosure C B A | Non QM | Non QM | Yes |
| [Redact] | 6986408 | [Redact] |  | 30289382 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Issue Date Not Provided | TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on [Redact] did not disclose the actual Date Issued. Compliance testing may be unreliable using an estimated Date Issued based on best information available. | Closing Disclosure estimated to be provided on [Redact] did not disclose the actual Date Issued. Compliance testing may be unreliable using an estimated Date Issued based on best information available. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | Good Faith Redisclosure C B A | Non QM | Non QM | Yes |
| [Redact] | 6986426 | [Redact] |  | 30290373 |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [Redact] is in excess of the investor allowable maximum of the greater of .00000% of the Federal Total Loan Amount and [Redact] (2018). Points and Fees total [Redact] on a Federal Total Loan Amount of [Redact] vs. an investor allowable total of [Redact] and [Redact] (2018) (an overage of [Redact] or [Redact]). | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [Redact] is in excess of the investor allowable maximum of the greater of .00000% of the Federal Total Loan Amount and [Redact] (2018). Points and Fees total [Redact] on a Federal Total Loan Amount of [Redact] vs. an investor allowable total of [Redact] and [Redact] (2018) (an overage of [Redact] or [Redact]). |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. B A | Non QM | Non QM | Yes |
| [Redact] | 6986439 | [Redact] |  | 30286658 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redact] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of [Redact] is under disclosed by [Redact] compared to the calculated Finance Charge of [Redact] which exceeds the [Redact] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [Redact]). | TRID Final Closing Disclosure Finance Charge |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| [Redact] | 6986439 | [Redact] |  | 30286659 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [Redact] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [Redact]). The disclosed Total of Payments in the amount of [Redact] is under disclosed by [Redact] compared to the calculated total of payments of [Redact] which exceeds the [Redact] threshold. | TRID Final Closing Disclosure Total Of Payments Test Non-Rescindable Transactions |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| [Redact] | 6986439 | [Redact] |  | 30301177 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Available to close is insufficient |  |  |  |  |  |  |  | 3 C |  | [Redact] | Primary | Purchase | C B A | Non QM | Non QM | No |
| [Redact] | 6986440 | [Redact] |  | 30298402 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  |  |  |  |  | 3 C |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A | Exempt from ATR | Exempt from ATR | No |
| [Redact] | 6986440 | [Redact] |  | 30298426 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided |  |  |  |  |  |  |  |  |  | 3 C |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A | Exempt from ATR | Exempt from ATR | No |
| [Redact] | 6986440 | [Redact] |  | 30298429 |  | Credit | Compliance | Miscellaneous Compliance | Compliance | Missing Document: Loan Estimate not provided |  |  |  |  |  | Reviewer Comment (2024-04-15): Final Closing statement in file is acceptable; Exempt from ATR and TRID; Investment business purpose | 04/15/2024 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A | Exempt from ATR | Exempt from ATR | No |
| [Redact] | 6986440 | [Redact] |  | 30298451 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. |  |  |  |  |  |  |  |  | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A | Exempt from ATR | Exempt from ATR | No |
| [Redact] | 6986510 | [Redact] |  | 30303394 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | File is missing a copy of HOA Verification and Lease Agreement for REO property. |  |  |  |  |  |  |  | 3 C |  | [Redact] | Investment | Purchase | C A | Exempt from ATR | Exempt from ATR | No |
| [Redact] | 6986510 | [Redact] |  | 30303416 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The property is located in FEMA Disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after [Redact] declared end date. |  |  |  |  |  |  |  | 3 C |  | [Redact] | Investment | Purchase | C A | Exempt from ATR | Exempt from ATR | No |
| [Redact] | 6986510 | [Redact] |  | 30317690 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided |  |  |  |  |  |  |  |  |  | 3 C |  | [Redact] | Investment | Purchase | C A | Exempt from ATR | Exempt from ATR | No |
| [Redact] | 6986545 | [Redact] |  | 30314365 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  |  |  |  |  | 3 C |  | [Redact] | Primary | Purchase | C A | Non QM | ATR Fail | No |
| [Redact] | 6986545 | [Redact] |  | 30315808 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided |  | Provide Loan Underwriting and Transmittal Summary. |  |  |  |  |  |  |  | 3 C |  | [Redact] | Primary | Purchase | C A | Non QM | ATR Fail | No |
| [Redact] | 6986545 | [Redact] |  | 30315824 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Provide a copy of lease agreement for the REO at [Redact] |  |  |  |  |  |  |  | 3 C |  | [Redact] | Primary | Purchase | C A | Non QM | ATR Fail | No |
| [Redact] | 6986545 | [Redact] |  | 30316080 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  |  |  |  |  | 3 B C |  | [Redact] | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | ATR Fail | Yes |
| [Redact] | 6986545 | [Redact] |  | 30316081 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO 25% Method | Ability to Repay (Dodd-Frank 2014): Unable to verify Real Estate Owned income (25% Method) using reasonably reliable third-party records. | Missing form 1007/1025 or lease for this property of [Redact] |  |  |  |  |  |  |  | 3 C |  | [Redact] | Primary | Purchase | C A | Non QM | ATR Fail | No |
| [Redact] | 6986545 | [Redact] |  | 30323036 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  |  |  |  | 04/09/2024 | 2 B |  | [Redact] | Primary | Purchase | C A | Non QM | ATR Fail | No |
| [Redact] | 6986545 | [Redact] |  | 30323037 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [Redact] or Final Disclosure APR of [Redact] is equal to or greater than the threshold of APOR [Redact] + 1.5%, or [Redact]. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | C A | Non QM | ATR Fail | No |
| [Redact] | 6986545 | [Redact] |  | 30323038 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  |  |  |  |  | 2 B |  | [Redact] | Primary | Purchase | C A | Non QM | ATR Fail | No |
| [Redact] | 6986547 | [Redact] |  | 30316552 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The property is located in FEMA Disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after [Redact] declared end date. |  |  |  |  |  |  |  | 3 C |  | [Redact] | Second Home | Purchase | C A | Non QM | Non QM | No |
| [Redact] | 9052355 | [Redact] | [Redact] | 32922181 |  | Credit | Loan Package Documentation | Loan File | Incomplete File | (Missing Doc) Incomplete loan images/file |  | Unable to calculate DSCR due to missing Appraisal showing market rent and a lease agreement. Additionally, the loan is missing Business entity document (Articles of Organization/Formation, Certificate of Good Standing, Corporate Resolution), Fraud Report, Background Check report, OFAC, Title, Appraisal. |  |  |  | Reviewer Comment (2025-03-04): Sufficient documentation has been provided for initial review.<br>Seller Comment (2025-03-03): Full loan package uploaded | 03/04/2025 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052355 | [Redact] | [Redact] | 32976950 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | Background Check is not provided in the file. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2025-03-26): Client elects to waive. |  |  | 03/26/2025 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052355 | [Redact] | [Redact] | 32976951 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is not provided in the file. |  |  |  | Reviewer Comment (2025-03-24): Fraud report obtained. | 03/24/2025 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052355 | [Redact] | [Redact] | 32982630 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-03-24): Fraud report obtained. | 03/24/2025 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052355 | [Redact] | [Redact] | 33102815 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | [Redact] report lists other properties potentially associated with the borrower that are not otherwise documented in the loan file. [Redact] and [Redact]. Borrower is a real estate investor operating through LLC's but file documentation provided does not include either of these addresses. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2025-03-26): Client elects to waive. |  |  | 03/26/2025 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052375 | [Redact] | [Redact] | 33414378 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2022-03-09): Received Certificate of Good Standing hence exception is cleared.<br>Seller Comment (2022-03-04): Please, see COGS attached<br>Reviewer Comment (2022-02-23): The Certificate of [Redact] (COGS) provided is dated [Redact]. Current COGS is required per guidelines. Exception remains open.<br>Buyer Comment (2022-02-15): [Redact] - uploaded<br>Reviewer Comment (2021-12-23): Please provide the Certificate of Good Standing, Exception remains.<br>Buyer Comment (2021-12-16): [Redact] - Uploaded | 03/09/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052375 | [Redact] | [Redact] | 33414380 |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | [Redact] CDA provided in file is dated [Redact] with an effective date of [Redact]. The value reflected is [Redact] with value variance of 0.0% to the appraisal even though the appraised value is [Redact] effective [Redact]. Need updated desk review report. |  |  |  | Reviewer Comment (2022-06-17): Appraisal with [Redact] effective date provided<br>Seller Comment (2022-03-17): [Redact], please read below and consider waiving this exception.<br> Comp factors: high net worth ([Redact]), in-place leases higher than market rents. The borrower has good liquidity.<br>Reviewer Comment (2022-03-09): Unable to clear. The original appraisal provided does match up to the CDA, but cannot be used as is. The Lender on signature page of the URAR is [Redact], but the Lender is [Redact] (which is the lender on the appraisal that was used). In order to use the original appraisal, it would need to be assigned to [Redact]<br>Seller Comment (2022-03-04): There are two appraisals, one of [Redact]and the other one of [Redact]. We used as a reference the second one, in order to be more conservative.<br>Reviewer Comment (2022-01-18): Unable to clear. The CDA provided is for the subject property, but not the appraisal that is being used. The appraisal in file has a date of [Redact], effective [Redact]. The appraiser's name is [Redact]. The CDA is dated [Redact]. The appraisal it reviewed was dated [Redact], effective [Redact]. The appraiser's name is [Redact]. Provide the CDA for the appraisal in file, dated [Redact], completed by [Redact].<br>Buyer Comment (2022-01-13): [Redact] - Uploaded | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052375 | [Redact] | [Redact] | 33414382 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | Background check for guarantor, [Redact], reflects felony conviction for unlawful wounding on [Redact] and parole violation on [Redact]. Letter of explantion provided from borrower (D0100) exlains the circumstances leading up to the charges. |  |  |  | Reviewer Comment (2022-02-07): The parole violation occurred over 21 years from the Note Daet. Per guidelines the borrower is ineligible if they are convicted of a felony within the last 10 years. | 02/07/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052375 | [Redact] | [Redact] | 33414383 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC for guarantor, [Redact], dated within 45 days of note date as required by guidelines. Document in file is dated [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.30 is greater than the minimum required DSCR of 1.00. | [Redact]<br>Aggregator,[Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-01-18): Client elects to waive with Compensating Factors.<br>Buyer Comment (2022-01-13): [Redact] - Per [Redact], their guidelines support OFAC reports are good for 1 year. [Redact] acknowledges the sellers guidelines and request to regrade the exception based on compensating factors 70 ltv and DSCR 1.3 on the low end |  |  | 01/18/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052370 | [Redact] | [Redact] | 33414386 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-08-19): per client request |  |  | 08/19/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052370 | [Redact] | [Redact] | 33414387 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The allocated loan amounts for each property, per the Loan Agreement, total [Redact], whereas the actual loan amount is [Redact] |  |  |  | Reviewer Comment (2022-11-29): Loan agreement provided showing the allocated loan amounts.<br>Seller Comment (2022-11-22): Loan Agreement | 11/29/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052370 | [Redact] | [Redact] | 33414388 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Policy provided shows loss of use but it does not specify if this includes rent loss. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-19): per client request |  |  | 08/19/2022 | 2 B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052368 | [Redact] | [Redact] | 33414391 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-08-30): Waive per Client. | 08/30/2022 |  |  | 1 A |  |  | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052368 | [Redact] | [Redact] | 33414392 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Missing complete HUD from closing. Document D0160 is missing pages. |  |  |  | Reviewer Comment (2022-08-30): HUD provided. Acuity pending.<br>Reviewer Comment (2022-03-09): Please provide the Final HUD with signed and Dated, Exception remains.<br>Buyer Comment (2022-03-04): hud | 08/30/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052378 | [Redact] | [Redact] | 33414412 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing Certificate of Good Standing for borrowing business entity, [Redact]. dated within 90 days of note date. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | [Redact] | Reviewer Comment (2022-07-20): Waive per Client request. |  |  | 07/20/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052378 | [Redact] | [Redact] | 33414413 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Please provide complete and signed Form W-9 or the IRS EIN letter. |  |  |  | Reviewer Comment (2022-09-02): provided<br>Buyer Comment (2022-09-01): uploaded | 09/02/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052378 | [Redact] | [Redact] | 33414414 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Limited Partnership Agreement not provided |  |  |  |  |  | Reviewer Comment (2022-09-02): provided<br>Buyer Comment (2022-09-01): uploaded | 09/02/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052378 | [Redact] | [Redact] | 33414416 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. |  | Missing Appraisal Risk Review (ARR) or Collateral Desktop Analysis (CDA) as required by guidelines. |  |  |  | Reviewer Comment (2022-03-09): Received CDA for[Redact]. Exception is cleared.<br>Buyer Comment (2022-03-04): Uploaded | 03/09/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052378 | [Redact] | [Redact] | 33414417 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Property located at [Redact] and Units [Redact] and [Redact] of [Redact] are vacant. Vacant properties are not allowed for cash out refinances. |  |  |  | Reviewer Comment (2022-02-17): Unleased SFR is permitted. | 02/17/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052378 | [Redact] | [Redact] | 33414418 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Loan Agreement as required by guidelines. |  |  |  | Reviewer Comment (2022-03-10): Received in trailing docs.<br>Buyer Comment (2022-03-04): uploaded | 03/10/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052378 | [Redact] | [Redact] | 33414419 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The guarantors are foreign nationals. Per guidelines a copy of their passport and US Visa are required.(unless subject ot the Visa Waiver Program). The Visas were not provided for the guarantors. |  |  |  | Reviewer Comment (2022-02-17): Visas are not required for [Redact] citizens. | 02/17/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052388 | [Redact] | [Redact] | 33414436 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Bank Statements with all pages evidencing at least two months consecutive activity required; missing second statement for #xxxx. |  |  |  | Reviewer Comment (2022-01-21): Per guidelines only one statement covering 30 days is required. | 01/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052388 | [Redact] | [Redact] | 33414438 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | This is a xxxx-based LLC doing business in the State of xxxx. A Certificate of Foreign Qualification is required showing the LLC can do business in the foreign state. |  |  |  | Reviewer Comment (2022-03-15): Clear per Client.<br>Seller Comment (2022-03-13): same comment as the other entity issue being in another state. I have this flagged for overarching email discussion of items to not flag for seller | 03/15/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052398 | [Redact] | [Redact] | 33414452 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-06-13): Auto waive per client |  |  | 06/13/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052398 | [Redact] | [Redact] | 33414453 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | A Background Check or Fraud Report dated within 120 days of note date is required per guidelines and missing from the loan file. |  |  |  | Reviewer Comment (2022-03-02): Received Background check, Exception cleared.<br>Buyer Comment (2022-02-24): uploaded<br>Reviewer Comment (2021-12-20): Provide Background Check or Fraud Report however exception is remains | 03/02/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052398 | [Redact] | [Redact] | 33414454 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___ | One or more individuals which in aggregate own at least 51% of the Borrower is required and missing form the loan file. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The DSCR of 1.37% is greater than the minimum required DSCR of 1.00%. | [Redact]<br>[Redact]<br>Aggregator,[Redact]<br>[Redact],Aggregator | Reviewer Comment (2021-12-22): Client has elected to waive with Compensating Factors.<br>Buyer Comment (2021-12-16): Please waive down, comp factor DSCR 1.37 FICO 765, Please note the underwriting file contains a corporates resolution. |  |  | 12/22/2021 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052398 | [Redact] | [Redact] | 33414455 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The DSCR of 1.37% is greater than the minimum required DSCR of 1.00%. | [Redact]<br>[Redact]<br>Aggregator,[Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-09-01): Waive per Client. Appraised value is acceptable.<br>Buyer Comment (2022-08-25): We have agreed to use the appraised value<br>Reviewer Comment (2022-06-13): Buyer to review, BPO value is [Redact] however, AIV on appraisal is [Redact]. BPO value is not within 10% of Appraised value therefore, unable to waive exception. |  |  | 09/01/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052398 | [Redact] | [Redact] | 33414456 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2022-06-13): Courtesy exception, CDA value same as appraisal. Exception cleared. | 06/13/2022 |  |  | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052380 | [Redact] | [Redact] | 33414457 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-04-04): PDI dated [Redact] received in trailing docs, no damage.<br>Reviewer Comment (2022-03-24): We indicate the DSCR is 1.52 rather than 2.36. Should DSCR still be used as a compensating factor? Minimum DSCR required for this transaction is 1.00.<br>Buyer Comment (2022-03-23): Please waive LTV 70% FICO 746 DSCR 2.36 | 04/04/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052380 | [Redact] | [Redact] | 33414458 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I |  | Original principal and interest payment on note is [Redact] Clarity calculated payment is [Redact]. |  |  |  | Reviewer Comment (2023-02-02): Note amendment provided showing a 10 year I/O term.<br>Seller Comment (2023-02-01): Ammended note<br>Buyer Comment (2022-12-06): Placing in seller queue<br>Buyer Comment (2022-12-06): [Redact] advised- Waiting on final execution of docs<br>Buyer Comment (2022-12-02): Thank you for the update<br>Seller Comment (2022-11-17): New docs have been drawn up and we are awaiting executed docs.<br>Reviewer Comment (2022-09-15): The Note does not reference an I/O period. 30-year fixed with a P&I payment of [Redact]. Might there a rider addressing this?<br>Seller Comment (2022-09-14): This should have a 10Y IO payment. Please advise<br>Reviewer Comment (2022-09-13): per [Redact] - Please provide calculation for P&I payment, loan was submitted to [Redact] with a payment of [Redact] which matches the note. Is this an I/O payment?<br>Buyer Comment (2022-09-12): Please provide calculation for P&I payment, loan was submitted to [Redact] with a payment of [Redact] which matches the note. Is this an I/O payment?<br>Reviewer Comment (2022-05-25): Based on terms and rate reflected on the Note the P&I reflected on the Note is incorrect, should be [Redact]. Unable to waive, Note needs to be corrected.<br>Buyer Comment (2022-05-25): The note supports the P&I payment which was signed and acknowledged by the borrower of [Redact] -<br>[Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - 746<br> LTV - 70<br> DSCR - 2.30 on the low end<br>Reviewer Comment (2022-04-06): Note Addendum not received in trailing docs, exception remains open.<br>Seller Comment (2022-04-05): Note | 02/02/2023 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052380 | [Redact] | [Redact] | 33414459 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit report provided is dated [Redact], more than 120 days prior from note date [Redact]. |  |  |  | Reviewer Comment (2022-04-06): Updated Credit report received in trailing docs therefore exception cleared.<br>Seller Comment (2022-04-05): CR | 04/06/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052380 | [Redact] | [Redact] | 33414460 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lease for unit 2 expires [Redact]. Less than 3 months remaining on lease and there is no month to month clause. |  |  |  | Reviewer Comment (2022-02-17): Guidelines updated;, 3 month requirement no longer required. Exception cleared.<br>Buyer Comment (2022-02-16): Please see updated guidelines | 02/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052380 | [Redact] | [Redact] | 33414461 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrowers credit report shows mortgage late in [Redact]. Guidelines require 0x30 in last 24 months. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.52 is greater than the minimum required DSCR of 1.20.<br>FICO score >= 720 | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-05-25): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-25): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - 746<br> LTV - 70<br> DSCR - 2.30 on the low end<br>Reviewer Comment (2022-04-06): [Redact] to review, Mortgage late 0x30x24 per GL requirement.<br>Seller Comment (2022-04-05): Our guidelines show that they cannot be 90+ days late in the last couple years. So this is fine and needs to be waived. |  |  | 05/25/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052380 | [Redact] | [Redact] | 33414462 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | [Redact] provided is dated [Redact], more than 120 days from Note date [Redact]. |  |  |  | Reviewer Comment (2022-04-06): [Redact] report, dated within 90 days of Note, received in trailing docs. Exception cleared.<br>Seller Comment (2022-04-05): BR | 04/06/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052380 | [Redact] | [Redact] | 33414463 |  | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Original Sales Price. |  |  |  |  |  | Reviewer Comment (2022-02-20): Seasoned refinance. | 02/20/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052380 | [Redact] | [Redact] | 33414465 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | Reviewer Comment (2022-03-30): Located on the credit report. Cleared. | 03/30/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052380 | [Redact] | [Redact] | 33414466 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | The Flood Cert in the file is dated [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.52 is greater than the minimum required DSCR of 1.20.<br>FICO score >= 720 | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-05-25): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-25): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - 746<br> LTV - 70<br> DSCR - 2.30 on the low end<br>Reviewer Comment (2022-04-06): Flood Certificate or Flood Map report not received in trailing docs therefore, exception remains open.<br>Seller Comment (2022-04-05): updated Appraisal.<br>Reviewer Comment (2022-04-01): The Flood Map within the loan file is dated [Redact] and the other Flood Report does not reflect an effective date. Please provide an updated Flood Report within 120 days of Note date. |  |  | 05/25/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052382 | [Redact] | [Redact] | 33414472 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-04-04): PDI dated [Redact] received in trailing docs, no damage.<br>Reviewer Comment (2022-03-24): Reopen per Client.<br>Reviewer Comment (2022-03-16): Waive per Client. Client to rep there is no property damage when the loan is securitized.<br>Buyer Comment (2022-03-15): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - 785<br> DSCR - 1.75 on the low end | 04/04/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| [Redact] | 9052382 | [Redact] | [Redact] | 33414473 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | Reviewer Comment (2022-04-26): Taxes taken from the HUD. | 04/26/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| [Redact] | 9052382 | [Redact] | [Redact] | 33414474 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Two months bank statements are required, but were not provided. Missing second statement for #[Redact]. |  |  |  | Reviewer Comment (2022-01-21): Per guidelines only one statement covering 30 days is required. | 01/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| [Redact] | 9052374 | [Redact] | [Redact] | 33414479 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | A final title policy was not provided. |  |  |  | Reviewer Comment (2022-06-24): Preliminary title received<br>Buyer Comment (2022-06-22): uploaded final title<br>Reviewer Comment (2022-06-03): Exception remains open until resolved by seller.<br>Seller Comment (2022-05-31): working on | 06/24/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052374 | [Redact] | [Redact] | 33414480 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | A flood certificate was not provided; Flood Zone data was taken from the Flood map Report provided in the loan file. |  |  |  | Reviewer Comment (2022-04-01): The Flood Map Report has been provided. | 04/01/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052374 | [Redact] | [Redact] | 33414481 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | Reviewer Comment (2022-06-24): Document received in trailing docs, exception cleared.<br>Buyer Comment (2022-06-22): uploaded final title | 06/24/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052374 | [Redact] | [Redact] | 33414482 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | The loan application indicates that the borrower is married and there is no spousal consent form in the loan file; missing for both Guarantors. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The DSCR of 1.23% is greater than the minimum required DSCR of 1.00%. | [Redact]<br>Aggregator,[Redact]<br>[Redact],Aggregator | Reviewer Comment (2021-12-22): Client has elected to waive with Compensating Factors.<br>Buyer Comment (2021-12-17): Please waive comp factor DSCR 1.23 FICO 781 |  |  | 12/22/2021 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052374 | [Redact] | [Redact] | 33414483 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing Final HUD; funds to close will be calculated and verified once HUD-1 is received. Additional exception may be added. |  |  |  | Reviewer Comment (2022-05-16): Final Closing statement received in trailing docs, exception cleared.<br>Seller Comment (2022-05-16): HUD | 05/16/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052374 | [Redact] | [Redact] | 33414484 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-04-20): Received Closing Protection Letter, Exception Cleared.<br>Seller Comment (2022-04-19): uploaded | 04/20/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052374 | [Redact] | [Redact] | 33414485 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Guidelines require an executed W-9 for Entity Borrower; missing from the loan file. |  |  |  | Reviewer Comment (2022-02-22): IRS EIN letter is in the file. | 02/22/2022 |  |  | 1 C A D |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052374 | [Redact] | [Redact] | 33414486 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Asset statements with all pages evidencing at least two months consecutive activity required dated within 60 days. Missing second statement for #[Redact] and #[Redact]. |  |  |  | Reviewer Comment (2022-01-21): Per guidelines only one statement covering 30 days is required. | 01/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052374 | [Redact] | [Redact] | 33414487 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-06-24): Auto waive per client |  |  | 06/24/2022 | 1 A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052371 | [Redact] | [Redact] | 33414494 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | Reviewer Comment (2022-03-23): Preliminary title received in trailing docs therefore, exception cleared.<br>Seller Comment (2022-03-22): E&O<br>Seller Comment (2022-03-22): [Redact] | 03/23/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052371 | [Redact] | [Redact] | 33414495 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-03-23): CPL received in trailing docs therefore, exception cleared.<br>Seller Comment (2022-03-22): CPL | 03/23/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052371 | [Redact] | [Redact] | 33414496 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Lender to provide rent loss evidence. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's Experience/Track Record | Loan to Value: 69.11017%<br> Guideline Maximum Loan to Value: 80.00000%<br>Borrower's Experience/Track Record. The borrower has: 15 Years of Experience. | Aggregator,[Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-06-21): Client elects to waive with Compensating Factors.<br>Buyer Comment (2022-06-21): Please waive LTV and Experience<br>Reviewer Comment (2022-03-23): Policy reflecting fair rental loss endorsement not provided therefore, exception remains open.<br>Seller Comment (2022-03-22): Pg 4. states they will cover time necessary up to 24 months |  |  | 06/21/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052371 | [Redact] | [Redact] | 33414497 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Lender to provide. |  |  |  | Reviewer Comment (2022-08-23): Final Title provided.<br>Buyer Comment (2022-08-23): final title loaded and starts on page D0198<br>Seller Comment (2022-08-19): uploaded<br>Reviewer Comment (2022-03-23): Duplicate exception therefore deleted.<br>Seller Comment (2022-03-22): EO<br>Seller Comment (2022-03-22): [Redact] | 08/23/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052371 | [Redact] | [Redact] | 33414498 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Second guarantor meets guidelines. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's Experience/Track Record | Loan to Value: 69.11017%<br> Guideline Maximum Loan to Value: 80.00000%<br>Borrower's Experience/Track Record. The borrower has: 15 Years of Experience. | Aggregator,[Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-06-21): Client elects to waive with Compensating Factors.<br>Buyer Comment (2022-06-21): Please waive LTV and Experience<br>Reviewer Comment (2022-03-23): Lowest score from more than 2 guarantors used therefore, exception remains open.<br>Seller Comment (2022-03-22): CR |  |  | 06/21/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052371 | [Redact] | [Redact] | 33414499 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Preliminary title received in trailing docs however, vested in [Redact], single man. Deed received in trailing docs is blank and not completed. |  |  |  | Reviewer Comment (2022-08-23): Final Title provided.<br>Buyer Comment (2022-08-23): waive, this exception is off the prelim title. refer to final title starting on page D0198<br>Seller Comment (2022-08-23): Duplicate exception<br>Seller Comment (2022-08-23): Deed | 08/23/2022 |  |  | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052371 | [Redact] | [Redact] | 33414500 |  | Credit | Title | Document Error | Title | There is no dollar amount noted on the title policy. |  | Preliminary title received in trailing docs however, missing title policy insured amount. |  |  |  | Reviewer Comment (2022-08-23): Final Title provided.<br>Seller Comment (2022-08-23): Please review. The final title was uploaded a while back | 08/23/2022 |  |  | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414506 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Missing credit report dated within 90 days of note date of [Redact]. Credit report provided in file is dated [Redact] which was 95 days old at closing. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | DSCR 0.63 above the guideline minimum. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-01-12): Waive per client.<br>Buyer Comment (2021-12-14): Please waive down comp factor, DSCR 1.59 FICO 781 |  |  | 01/12/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414508 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. |  | Missing secondary valuation as required by guidelines for securitization. |  |  |  | Reviewer Comment (2022-03-03): Received CDA document. Exception cleared.<br>Seller Comment (2022-03-02): CDA for [Redact] | 03/03/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414509 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | Missing OFAC for [Redact] dated within 45 days of note date. Search included in the credit report is dated [Redact] which was 95 days old at closing. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | DSCR 0.63 above the guideline minimum. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-01-11): Waive per client.<br>Buyer Comment (2022-01-07): [Redact] - [Redact] acknowledges the exception and requests to reduce the grade based on compensating factors, 781 credit and 1.59 DSCR on the low end |  |  | 01/11/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414510 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | Missing OFAC for [Redact] dated within 45 days of note date. Search included in the credit report is dated [Redact] which was 85 days old at closing. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | DSCR 0.63 above the guideline minimum. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-01-11): Waive per client.<br>Buyer Comment (2022-01-07): [Redact] - [Redact] acknowledges the exception and requests to reduce the grade based on compensating factors, 781 credit and 1.59 DSCR on the low end |  |  | 01/11/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414511 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Contract (D0107) in file indicates the property located at [Redact] includes a purchase option expiring [Redact]. Guidelines indicate purchase options are not permitted. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | DSCR 0.63 above the guideline minimum. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-09-09): per client request<br>Buyer Comment (2022-08-31): Please waive DSCR and Reserves - loan is non assumable<br>Reviewer Comment (2022-03-08): [Redact] to review and advise.<br>Seller Comment (2022-03-02): Per Guidelines: Lease to purchase options are allowed. Please waive. |  |  | 09/09/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414512 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Form W-9 for borrowing business entity as required by guidelines. |  |  |  | Reviewer Comment (2022-02-16): EIN was provided in the file which meets the revised [Redact] guidelines.<br>Buyer Comment (2022-02-09): Please see EIN | 02/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414513 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | MIssing fully executed operating agreement for borrowing business entity. Copy provided in file is missing member signatures. |  |  |  | Reviewer Comment (2022-02-16): Trailing document provided providing revised signature page.<br>Buyer Comment (2022-02-09): Operating agreement uploaded | 02/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414514 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing Certificate of Good Standing for sub-entity, [Redact] dated within 90 days of note date of [Redact] as required by guidelines. |  |  |  | Reviewer Comment (2022-02-16): Documentation provided meets the revised [Redact] guidelines.<br>Buyer Comment (2022-02-11): Sub entity COGS not required | 02/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414515 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing Certificate of Good Standing for sub-entity, [Redact] dated within 90 days of note date of [Redact] as required by guidelines. |  |  |  | Reviewer Comment (2022-02-16): Documentation provided meets the revised [Redact] guidelines.<br>Buyer Comment (2022-02-11): Sub entity COGS not required | 02/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414516 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Missing Articles of Organization for sub-entity, [Redact] as required by guidelines. |  |  |  | Reviewer Comment (2022-02-16): Documentation provided meets the revised [Redact] guidelines.<br>Buyer Comment (2022-02-11): Sub entity COGS not required | 02/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414517 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Missing Articles of Organization for sub-entity, [Redact] as required by guidelines. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | DSCR 0.63 above the guideline minimum. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-09-09): per client request<br>Buyer Comment (2022-08-31): Please waive DSCR and Reserves<br>Reviewer Comment (2022-03-08): Refer to Buyer for review.<br>Seller Comment (2022-03-02): Per Guidelines: We do not require sub entity Articles of Incorporation.<br>Reviewer Comment (2022-02-08): Please provide Articles of Organization. The provided document is Minutes of Partners meeting. Exception remains.<br>Buyer Comment (2022-02-04): AOI |  |  | 09/09/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052390 | [Redact] | [Redact] | 33414518 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lease agreement for property located at [Redact] was effective [Redact] and expires on [Redact] which is a 10 month term with a month-to-month renewal clause. Guidelines require existing leases have a term of at least 12 months. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | DSCR 0.63 above the guideline minimum. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-01-11): Waive per client.<br>Buyer Comment (2022-01-07): [Redact] - [Redact] acknowledges the exception and requests to reduce the grade based on compensating factors, 781 credit and 1.59 DSCR on the low end |  |  | 01/11/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052407 | [Redact] | [Redact] | 33414540 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Guidelines require bank statements for a consecutive 60 day period. Only one month statement is provided for [Redact] business account [Redact]([Redact]). |  |  |  | Reviewer Comment (2022-01-21): Per guidelines only one statement covering 30 days is required. | 01/21/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052407 | [Redact] | [Redact] | 33414542 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | The W-9 provided is not signed. |  |  |  | Reviewer Comment (2022-02-18): EIN provided. | 02/18/2022 |  |  | 1 C A D |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052407 | [Redact] | [Redact] | 33414543 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Appraisal value for [Redact] is [Redact] is less than [Redact] minimum property value required. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO greater than 720 | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-04-20): Waive GLs requirements per client, with comp factors.<br>Buyer Comment (2022-04-19): Exception waived, comp factors, overall LTV 75%, reserves [Redact].<br>Seller Comment (2022-03-21): cross collateralized 3 property portfolio. average property value amongst all 3 is over [Redact]. please review! |  |  | 04/20/2022 | 2 C B |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052407 | [Redact] | [Redact] | 33414544 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | OFAC for guarantor [Redact] provided is dated [Redact], more than 45 days from Note date [Redact]. |  |  |  | Reviewer Comment (2022-02-18): OFAC is good for 120 days. | 02/18/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052408 | [Redact] | [Redact] | 33414545 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrowing entity is from [Redact], and operating in [Redact]. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2023-03-21): Waive per Client.<br>Buyer Comment (2023-03-16): This does not apply to our loans |  |  | 03/21/2023 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052408 | [Redact] | [Redact] | 33414546 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2023-03-21): Closing Statement Provided<br>Buyer Comment (2023-03-20): HUD | 03/21/2023 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052408 | [Redact] | [Redact] | 33414547 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Missing complete lease agreements for both units. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2023-03-21): Waive per Client.<br>Buyer Comment (2023-03-16): Please waive DSCR and reserves |  |  | 03/21/2023 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052410 | [Redact] | [Redact] | 33414554 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrowers on note are individuals and guidelines indicate individual borrowers are only allowed on an exception basis. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | 44 months reserves | [Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-06-08): per client request<br>Buyer Comment (2022-06-07): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> DSCR - 1.49 on the low end <br> Reserves<br>Reviewer Comment (2022-03-30): [Redact] to review, Note reflects borrower as individual and not business entity.<br>Seller Comment (2022-03-16): Closed in personal Name here. Should be okay. |  |  | 06/08/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052410 | [Redact] | [Redact] | 33414555 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Form W-9 for co-borrower, [Redact] as required by guidelines. |  |  |  | Reviewer Comment (2022-02-18): A W-9 is not required for an individual. | 02/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052410 | [Redact] | [Redact] | 33414556 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | Reviewer Comment (2022-06-16): Received document and cleared exception.<br>Seller Comment (2022-06-14): uploaded<br>Reviewer Comment (2022-03-22): Unable to clear. Proforma title report was updated however need either preliminary title report or final title policy. Please provide.<br>Seller Comment (2022-03-16): Uploaded Title | 06/16/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052410 | [Redact] | [Redact] | 33414557 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing operating agreement for [Redact] indicating borrower(s) have an existing ownership in the subject property. [Redact] was vested owner as of [Redact]. |  |  |  | Reviewer Comment (2022-03-30): Operating Agreement received in trailing docs therefore, exception cleared.<br>Seller Comment (2022-03-29): Operating agreement uploaded<br>Seller Comment (2022-03-29): Operating agreement amendment uploaded | 03/30/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052410 | [Redact] | [Redact] | 33414558 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | Missing title commitment for subject property dated within 90 days of the note date as required by guidelines. |  |  |  | Reviewer Comment (2022-03-22): Cleared. Duplicate exception.<br>Seller Comment (2022-03-16): Uploaded above | 03/22/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052411 | [Redact] | [Redact] | 33414559 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-08-25): per client request |  |  | 08/25/2022 | 1 A |  |  | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052411 | [Redact] | [Redact] | 33414560 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in [Redact] county. Provide a post-disaster inspection verifying there was no damage from recent severe storms and flooding. The inspection must include exterior photos and the property must be re-inspected on or after [Redact]. |  |  |  | Reviewer Comment (2022-09-23): provided<br>Reviewer Comment (2022-08-25): PDI's ordered [Redact] | 09/23/2022 |  |  | 1 C A |  |  | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052413 | [Redact] | [Redact] | 33414565 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-04-21): Document Received. Hence Cleared.<br>Seller Comment (2022-04-20): CPL uploaded | 04/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redact] | 9052413 | [Redact] | [Redact] | 33414566 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-04-21): Document Received. Hence Cleared.<br>Seller Comment (2022-04-20): HUD uploaded | 04/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redact] | 9052413 | [Redact] | [Redact] | 33414567 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2022-06-03): Final title received in trailing docs, exception cleared.<br>Seller Comment (2022-05-31): uploaded | 06/03/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redact] | 9052413 | [Redact] | [Redact] | 33414568 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | Note reflects property address[Redact] and valuations reflect [Redact]. |  |  |  | Reviewer Comment (2022-06-03): Appraisal appraised both units and CDA also contains both units. APN and legal matches title and tax cert therefore, exception is cleared.<br>Seller Comment (2022-06-01): This is a two-unit property, what are you looking for here? | 06/03/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redact] | 9052413 | [Redact] | [Redact] | 33414569 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | The OFAC provided was not dated within 45 days of Note date. OFAC dated [Redact], Note dated [Redact]. |  |  |  | Reviewer Comment (2022-02-18): OFAC provided. | 02/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redact] | 9052413 | [Redact] | [Redact] | 33414570 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Form W-9 provided is not signed. |  |  |  | Reviewer Comment (2022-02-18): EIN provided | 02/18/2022 |  |  | 1 C A D |  | [Redact] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redact] | 9052413 | [Redact] | [Redact] | 33414571 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Lease agreement for unit identified as [Redact] expires on [Redact]m, with less than 3 month remaining term from Note date [Redact]. The lease does not reflect auto renewal clause, an extension or a new lease is not provided. |  |  |  | Reviewer Comment (2022-02-18): Guidelines have been met. | 02/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redact] | 9052413 | [Redact] | [Redact] | 33414572 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | Title commitment is not provided. |  |  |  | Reviewer Comment (2022-06-03): Final title received in trailing docs, exception cleared.<br>Seller Comment (2022-05-31): duplicate exception | 06/03/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redact] | 9052413 | [Redact] | [Redact] | 33414573 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument provided is for [Redact], not for subject property [Redact]. |  |  |  | Reviewer Comment (2022-05-17): Document received in trailing docs, exception cleared.<br>Seller Comment (2022-05-16): MTG | 05/17/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redact] | 9052413 | [Redact] | [Redact] | 33414574 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Guidelines require bank statements for a consecutive 60 day period. Only one monthly statement is provided for [Redact] - [Redact]. |  |  |  | Reviewer Comment (2022-01-21): Per guidelines only one statement covering 30 days is required. | 01/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redact] | 9052403 | [Redact] | [Redact] | 33414595 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent loss coverage [Redact] is less than estimated 6 months rent [Redact] (market rent [Redact]. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | DSCR is 0.64 over the GL minimum. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-04-13): Client waived exception based on following compensating factors: DSCR >= 1.20 and FICO score >= 720.<br>Buyer Comment (2022-04-06): Please waive DSCR 1.30 FICO 732<br>Reviewer Comment (2022-03-17): A lease agreement was not provided; loan review was completed using Market Rent, per guidelines, of [Redact] per month.<br>Seller Comment (2022-03-10): Per our PC Team - "Additional Living Expense/Fair Rental Value [Redact] covered.Total monthly rent is [Redact] (you can see it on the overview tab) x 6 months is [Redact]. We actually have about [Redact] more on the rent coverage". Please waive. |  |  | 04/13/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052403 | [Redact] | [Redact] | 33414596 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Guidelines require bank statements for a consecutive 60 days period. Only one monthly statement for [Redact] account [Redact] is provided ([Redact] - [Redact]). | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | DSCR is 0.64 over the GL minimum. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-01-16): Waive per client.<br>Buyer Comment (2022-01-13): Please waive comp factor DSCR 1.30 FICO 732 |  |  | 01/16/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052406 | [Redact] | [Redact] | 33414600 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | W-9 missing |  |  |  | Reviewer Comment (2022-02-17): EIN provided | 02/17/2022 |  |  | 1 C A D |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052406 | [Redact] | [Redact] | 33414601 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require that asset documentation covers two months. xxxx Accts - xxxx & xxxx each has a statement outside 90 days. Per guidelines a statement covering one month, dated within 90 days of closing is required. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-03-01): Exception waived per (redacted) based on compensating factors.<br>Buyer Comment (2022-03-01): Please waive strong comp factors<br>Reviewer Comment (2022-03-01): (redacted) to review.<br>Seller Comment (2022-02-22): UW allowed for dated bank statements along with xxx xxxx statement given strength of borrower. FICO xxx, DSCR 1.66, LTV 70.2% on this 9-pack Portfolio loan. Combined statements in file along with cash to borrower total $xxx |  |  | 03/01/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052406 | [Redact] | [Redact] | 33414602 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | The assets are expired and the cash out funds do not cover reserves. |  |  |  | Reviewer Comment (2022-03-01): Cleared. Additional account statement from xxxx was provided in the file however account statement is too old so exception set for more current activity.<br>Seller Comment (2022-02-22): UW allowed for dated bank statements along with xxx xxxx statement given strength of borrower. FICO xxx, DSCR 1.66, LTV 70.2% on this 9-pack Portfolio loan. Combined statements in file along with cash to borrower total $xxx | 03/01/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052406 | [Redact] | [Redact] | 33414604 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | Guidelines require 1 month account activity dated within 90 days of the note date (xxx/xx/xxxx). The xxxx account statement which includes all four accounts is dated xx/xx/xxxx to xx/xx/xxxx which was 125 days old at closing. The account funds are required to confirm sufficient reserves for the loan. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-03-21): Waive per Client<br>Buyer Comment (2022-03-21): (redacted) acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - xxxx<br> LTV - 70<br> DSCR - 1.66 on the low end |  |  | 03/21/2022 | 2 B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052414 | [Redact] | [Redact] | 33414605 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | Missing a copy of the final title policy. |  |  |  | Reviewer Comment (2022-08-23): per client request |  |  | 08/23/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| [Redact] | 9052414 | [Redact] | [Redact] | 33414606 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | Haz dec page provided by [Redact] does not reflect liability insurance as required per GL. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-23): Insurance coverage is acceptable to buyer |  |  | 08/23/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| [Redact] | 9052416 | [Redact] | [Redact] | 33414610 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | Missing OFAC for [Redact]. dated within 45 days of note date of [Redact]. Seacch provided in file is dated [Redact] which was 73 days old at closing. |  |  |  | Reviewer Comment (2022-02-17): OFAC provided meets the revised [Redact] guidelines. | 02/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052416 | [Redact] | [Redact] | 33414611 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Guidelines require 60 days account activity dated within 60 days of the note date of [Redact]. Need additional statement as only one statement for [Redact] through [Redact] was provided. |  |  |  | Reviewer Comment (2022-01-21): Per guidelines only one statement covering 30 days is required. | 01/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052416 | [Redact] | [Redact] | 33414612 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Guidelines required outstanding charge-offs to be paid in full or in satisfactory status and borrower must provide evidence of being current on payment plan for a minimum of 6 months prior to close. |  |  |  | Reviewer Comment (2022-02-17): Guidelines allow for any derogatory accounts less than [Redact] not be satisfied. | 02/17/2022 |  |  | 1 B A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052416 | [Redact] | [Redact] | 33414614 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The subject property was purchase [Redact] for [Redact] which does not meet the 180 day seasoning requirement. The lesser of the purchase price or the appraised value of [Redact] is used to calculate the LTV. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | DSCR 1.52 | [Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-05-19): BPO meets AIV, ok to proceed<br>Reviewer Comment (2022-03-17): Refer to Buyer<br>Seller Comment (2022-03-10): Seems like this is overlay. Loan amount ([Redact]/[Redact] = ~69%). This is a rate term refi |  |  | 05/19/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052416 | [Redact] | [Redact] | 33414615 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | DSCR 1.52 | [Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-06-08): Per client, waive/re-grade considering compensating factors for exception, DSCR & reserves > 18 months.<br>Buyer Comment (2022-06-08): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> LTV - 69<br> DSCR - 1.50 on the low end<br>Reviewer Comment (2022-03-17): Refer to Buyer<br>Seller Comment (2022-03-10): Please see updated credit |  |  | 06/08/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052416 | [Redact] | [Redact] | 33414616 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing closing statement or purchase agreement from the purchase of the subject as required by guidelines when the 180 day seasoning requirement has not been met. |  |  |  | Reviewer Comment (2022-02-17): Property History report used to confirm purchase price per revised [Redact] guidelines. | 02/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052416 | [Redact] | [Redact] | 33414617 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The following mortgage accounts are indicated to be in forbearance per the credit report: [Redact] #[Redact] [Redact], [Redact] #[Redact] [Redact] and [Redact] #[Redact] [Redact]Guidelines indicate that no forbearance plans may be entered into within the preceding 24 month period per the credit report. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | DSCR 1.52 | [Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-09-14): Waive per Client.<br>Buyer Comment (2022-09-14): Please waive dscr and assets are comps<br>Reviewer Comment (2022-08-31): Buyer to review per Seller's request.<br>Seller Comment (2022-08-23): Borrowers who have entered into forbearance plans on any MTG account in the last 24-month period are permitted subject to approval from [Redact]. I suspect that the excess liquidity seen here was enough to get comfortable.<br>Reviewer Comment (2022-06-08): Seller to review Buyer's response. Unable to make exception.<br>Buyer Comment (2022-06-08): The uploaded credit report still supports that the noted accounts are in forbearance and/or a payment plan. This is not allowed<br>Reviewer Comment (2022-03-17): Refer to Buyer<br>Seller Comment (2022-03-10): I have uploaded new credit report |  |  | 09/14/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052416 | [Redact] | [Redact] | 33414618 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | Missing Operating Agreement for [Redact] to confirm the guarantors have full access to funds in the [Redact] account #[Redact]. |  |  |  | Reviewer Comment (2022-08-31): Received operating agreement. Cleared.<br>Seller Comment (2022-08-23): OA<br>Seller Comment (2022-08-23): Working on<br>Reviewer Comment (2022-03-17): Operating Agreement for account #[Redact] not in Trailing Docs. Please resubmit.<br>Seller Comment (2022-03-10): Operating Agreement uploaded | 08/31/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052417 | [Redact] | [Redact] | 33414620 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The executed W-9 provided does not list the entity information. |  |  |  | Reviewer Comment (2022-02-17): Revised (redacted) guidelines require either the EIN or Form W-9. EIN is in file. | 02/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414622 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Address: [Redact] | Guidelines requires a full appraisal for all loans with loan amounts less than [Redact] |  |  |  | Reviewer Comment (2022-03-15): Exception cleared<br>Seller Comment (2022-03-10): This doesn't pass as a full appraisal? | 03/15/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414623 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Address: [Redact] | Guidelines requires a full appraisal for all loans with loan amounts less than [Redact] |  |  |  | Reviewer Comment (2022-03-16): Received Appraisal hence exception is cleared<br>Seller Comment (2022-03-10): This doesn't apply as a full appraisal? | 03/16/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414624 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Address: [Redact] | Guidelines requires a full appraisal for all loans with loan amounts less than [Redact] |  |  |  | Reviewer Comment (2022-03-16): Received Appraisal hence exception is cleared<br>Seller Comment (2022-03-10): This doesn't apply as a full appraisal? | 03/16/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414625 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Address: [Redact] | Guidelines requires a full appraisal for all loans with loan amounts less than [Redact] |  |  |  | Reviewer Comment (2022-03-15): Exception Cleared<br>Seller Comment (2022-03-10): This doesn't apply as a full appraisal? | 03/15/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414626 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided | Address: [Redact] | Current lease agreements for both units are required. The loan file contain outdated lease for [Redact] expiring [Redact] with a month-to-month renewal. Lease agreement for unit [Redact] is missing. Vacant properties are not eligible for cash out refinance per guidelines. |  |  |  | Reviewer Comment (2022-03-16): Leases provided.<br>Seller Comment (2022-03-10): All of the leases state they will renew from month to month. They're all leased out<br>Reviewer Comment (2022-02-17): Guidelines allow for vacant properties on a cash out refinance however do not allow for more than one unit to be vacant at time of closing. Need updated lease agreement due to the age of the existing lease agreement. | 03/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414627 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided | Address: [Redact] | Loan file contains outdated lease agreements. Lease agreement for unit [Redact] expired [Redact] with a month-to-month renewal clause. Lease agreement for unit [Redact] expired [Redact] and does not contain a renewal clause. Vacant properties are not eligible for cash out refinance per guidelines. |  |  |  | Reviewer Comment (2022-03-16): Leases provided.<br>Seller Comment (2022-03-10): All of the leases state they will renew month to month. They're all leased out<br>Reviewer Comment (2022-02-17): Guidelines allow for vacant properties on a cash out refinance however do not allow for more than one unit to be vacant at time of closing. Need updated lease agreement due to the age of the existing lease agreements. | 03/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414628 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided | Address: [Redact] | Loan file contains outdated lease agreement. Lease agreement for unit [Redact] expired [Redact] with a month-to-month renewal clause. |  |  |  | Reviewer Comment (2022-03-16): Leases provided.<br>Seller Comment (2022-03-10): All of the leases state they will renew month to month. They're all leased out<br>Reviewer Comment (2022-02-17): Guidelines allow for vacant properties on a cash out refinance however do not allow for more than one unit to be vacant at time of closing. Need updated lease agreement due to the age of the existing lease agreement. | 03/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414630 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO 98 points above the GL minimum. | [Redact],Originator,Aggregator | Reviewer Comment (2022-03-25): Appraisals are dated after disaster end date.<br>Reviewer Comment (2022-03-24): Reopen per Client.<br>Reviewer Comment (2022-03-16): Waive per Client. Client to rep there is no property damage when the loan is securitized.<br>Buyer Comment (2022-03-16): Please waive FICO 786 ltv 70%<br>Seller Comment (2022-03-10): Doesn't apply to us | 03/25/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414631 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. |  |  |  |  |  | Reviewer Comment (2022-03-16): Received Appraisal [Redact], hence exception is cleared<br>Seller Comment (2022-03-10): Uploaded | 03/16/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414632 |  | Credit | Guideline | Guideline Issue | Guideline | Hazard Insurance Coverage Amount is insufficient per guidelines. | Original Loan Amount: ___; Estimated Cost New: ___; Lender Documented Insured Value: ___ | Current hazard insurance dwelling coverage of [Redact] for [Redact]r is insufficient by [Redact] in order to cover the higher of the loan amount (not provided) or 80% of replacement cost ([Redact])(CDA value used due to missing appraisal). |  |  |  | Reviewer Comment (2022-02-17): Dwelling cvoerage meets revised [Redact] guidelines. | 02/17/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414633 |  | Credit | Guideline | Guideline Issue | Guideline | Hazard Insurance Coverage Amount is insufficient per guidelines. | Original Loan Amount: ___; Estimated Cost New: ___; Lender Documented Insured Value: ___ | Current hazard insurance dwelling coverage of [Redact] for [Redact] is insufficient by [Redact] in order to cover the higher of the loan amount (not provided) or 80% of replacement cost ([Redact])(CDA value used due to missing appraisal). |  |  |  | Reviewer Comment (2022-02-17): Dwelling cvoerage meets revised [Redact] guidelines. | 02/17/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414634 |  | Credit | Guideline | Guideline Issue | Guideline | Hazard Insurance Coverage Amount is insufficient per guidelines. | Original Loan Amount: ___; Estimated Cost New: ___; Lender Documented Insured Value: ___ | Current hazard insurance dwelling coverage of [Redact] for [Redact] is insufficient by [Redact] in order to cover the higher of the loan amount (not provided) or 80% of replacement cost ([Redact])(CDA value used due to missing appraisal). |  |  |  | Reviewer Comment (2022-02-17): Dwelling cvoerage meets revised [Redact] guidelines. | 02/17/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414635 |  | Credit | Guideline | Guideline Issue | Guideline | Hazard Insurance Coverage Amount is insufficient per guidelines. | Original Loan Amount: ___; Estimated Cost New: ___; Lender Documented Insured Value: ___ | Current hazard insurance dwelling coverage of [Redact] for [Redact] is insufficient by [Redact] in order to cover the higher of the loan amount (not provided) or 80% of replacement cost ([Redact])(CDA value used due to missing appraisal). |  |  |  | Reviewer Comment (2022-02-17): Dwelling cvoerage meets revised [Redact] guidelines. | 02/17/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414636 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require an initial lease term of at least 12 months however unit [Redact] had an initial term of 6 months expiring on [Redact] with a month-to-month renewal clause. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO 98 points above the GL minimum. | [Redact]<br>[Redact]<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-04-22): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-04-20): Exception waived with comp factors of month to month clause and 3 months most recent rent prior to note date. LTV 70%, Reserves [Redact]and DSCR 1.37<br>Reviewer Comment (2022-03-17): Refer to Buyer<br>Seller Comment (2022-03-10): Per our guidelines, this is acceptable. Overlay |  |  | 04/22/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052418 | [Redact] | [Redact] | 33414637 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | Missing 1007 Rent Comparison Schedule for the following properties as required by guidelines: [Redact], [Redact], [Redact] and [Redact]. |  |  |  | Reviewer Comment (2022-03-17): Received 1007 Rent Comparison Schedule, Exception Cleared.<br>Seller Comment (2022-03-10): Market rent is listed on appraisal | 03/17/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052422 | [Redact] | [Redact] | 33414674 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Provide supporting documentation that the Federal Tax Lien, [Redact], has been paid in full or in satisfactory status; Or borrower must provide evidence of being current on payment plan for a minimum of 6 months prior to close. |  |  |  | Reviewer Comment (2022-03-21): Cleared. Trailing document received.<br>Seller Comment (2022-03-14): [Redact] - uploaded release of tax lien, this should satisfy? | 03/21/2022 |  |  | 1 B A |  |  | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052422 | [Redact] | [Redact] | 33414675 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-06-10): Auto waive per client |  |  | 06/10/2022 | 1 A |  |  | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052422 | [Redact] | [Redact] | 33414676 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | The calculated LTV reflects the lesser of the appraised value or purchase price per guidelines. |  |  |  | Reviewer Comment (2022-06-13): Reviewed with [Redact] and cleared exception based on HUD and purchase contracts.<br>Seller Comment (2022-06-07): Took a quick look here. There is an assignment here of [Redact] seen in attachment I just uploaded if it wasn't already there as well as on the HUD. total purchase price of [Redact]. w/ three properties you get an underlying pp of [Redact] per property. <br>loan amount of [Redact] / [Redact] = 80%<br>Let me know if that helps here<br>Reviewer Comment (2022-06-01): BPOs (three properties), have not been ordered because this is an LTV issues that does not have to do with seasoning.<br>Buyer Comment (2022-05-31): Was a BPO ordered?<br>Reviewer Comment (2022-03-21): [Redact] to review. Property does not meet the 180 day seasoning requirement for a refinance.<br>Seller Comment (2022-03-14): [Redact] - unsure of the issue here? The LTV/LTC is constrained to 80% on the Purchase Price? Please clear | 06/13/2022 |  |  | 1 C A |  |  | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052424 | [Redact] | [Redact] | 33414681 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Certificate reflects City of [Redact] and the Note reflects [Redact]. |  |  |  | Reviewer Comment (2022-04-22): Address verified with APN<br>Seller Comment (2022-03-14): [Redact] - this is a pull, the address is still good, please waive | 04/22/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052425 | [Redact] | [Redact] | 33414682 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-08-15): per client request |  |  | 08/15/2022 | 1 A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052425 | [Redact] | [Redact] | 33414683 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Missing lease agreement. Guidelines allow no more than 1 vacant unit on a 2 unit property. |  |  |  | Reviewer Comment (2022-09-07): Changes has been made as per received document , hence exception is cleared.<br>Seller Comment (2022-08-30): uploaded<br>Reviewer Comment (2022-08-26): Required Lease Agreement Please Provide, Exception remains.<br>Seller Comment (2022-08-24): working on | 09/07/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052428 | [Redact] | [Redact] | 33414692 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Confirmation of the original transfer date is required. Per the title the subject was acquired by Bargain and Sale Deed dated [Redact], recorded [Redact]. This is required as this may be a delayed purchase and the LTV will need to be recalculated. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-08-22): Waive per Client. The appraised value is acceptable.<br>Buyer Comment (2022-08-19): Please use the appraised value<br>Buyer Comment (2022-06-01): Please provide the requested transfer date to determine if this is a delayed purchase or not.<br>Reviewer Comment (2022-02-23): Buyer to review<br>Seller Comment (2022-02-21): This appears to be a [Redact] Guideline and not a [Redact] guideline, please refer to Buyer, Thank you. |  |  | 08/22/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052426 | [Redact] | [Redact] | 33414693 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing Guarantor Credit Application. |  |  |  | Reviewer Comment (2022-03-10): Received Final 1003 hence exception is cleared<br>Seller Comment (2022-03-04): See attached | 03/10/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052426 | [Redact] | [Redact] | 33414695 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Flood Certificate provided, dated xx/xx/xxxx is more than 90 days prior to Note dated xx/xx/xxxx. |  |  |  | Reviewer Comment (2022-03-09): Cleared. Trailing documentation received.<br>Seller Comment (2022-03-04): Please see attached. | 03/09/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052437 | [Redact] | [Redact] | 33414711 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | The 2055 Exterior Only appraisal provided is dated [Redact], more than 180 days from Note date [Redact]. A new full appraisal is reqquired but not provided. a 442 update dated [Redact] is provided for the outdated appraisal. |  |  |  | Reviewer Comment (2023-01-05): Retroactive appraisal with a full interior inspection was provided.<br>Buyer Comment (2022-11-11): Under review with [Redact]<br>Buyer Comment (2022-10-03): We are unable to waive this exception<br>Seller Comment (2022-08-25): Strong Repeat [Redact] Client ([Redact], [Redact], [Redact], etc..) - great liquidity (~[Redact] vs. min req. ~[Redact]) - awesome fico (740) - no late payments - 2+ property management experiences<br>Reviewer Comment (2022-05-12): Seller to see buyer's requirement. Exception remains open.<br>Buyer Comment (2022-05-06): see below<br>Buyer Comment (2022-05-06): Also, [Redact] GL's states -<br> "Exterior appraisals are acceptable in circumstances where interior access is not possible with [Redact] Management approval"<br>If this was the case please provide the managers approval for the exterior only and the reason.<br>Buyer Comment (2022-05-06): The appraisal is an exterior only appraisal and the interior pictures were provide by the MLS listing and the borrower. This is not compliant to our guidelines and a full appraisal with interior/ exterior pictures is required. Also [Redact] GL's also state -<br>"A USPAP and FIRREA compliant interior appraisal from a state licensed appraiser who is independent of [Redact] and borrower is required on all loans".<br>Seller Comment (2022-03-28): [Redact] - this was uploaded and sufficient<br>Seller Comment (2022-03-28): uploaded!<br>Reviewer Comment (2022-03-21): Unable to clear. Buyer guidelines require a full interior /exterior USPAP/FIRREA compliant appraisal. The 2055 report is not sufficient.<br>Seller Comment (2022-03-14): same thing<br>Seller Comment (2022-03-14): uploaded! | 01/05/2023 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| [Redact] | 9052437 | [Redact] | [Redact] | 33414712 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | [Redact] Flood Map Report dated [Redact] is provided. |  |  |  | Reviewer Comment (2022-03-16): Client is accepting [Redact] Flood Maps in lieu of a Flood Certificate. Clear per Client.<br>Buyer Comment (2022-03-15): We accept [Redact] please clear | 03/16/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| [Redact] | 9052437 | [Redact] | [Redact] | 33414713 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in [Redact] county. Provide a post-disaster inspection verifying there was no damage from [Redact]. The inspection must include exterior photos and the property must be re-inspected on or after [Redact]. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.24 is greater than the minimum required DSCR of 1.00. | [Redact]<br>Aggregator | Reviewer Comment (2022-04-05): PDI dated [Redact] received in trailing docs, no damage.<br>Seller Comment (2022-03-28): [Redact] - this is an overlay<br>Reviewer Comment (2022-03-24): Reopen per Client.<br>Reviewer Comment (2022-03-16): Waive per Client. Client to rep there is no property damage when the loan is securitized.<br>Buyer Comment (2022-03-15): Please waive FICO 740 DSCR 1.24<br>Seller Comment (2022-03-14): [Redact] - overlay | 04/05/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| [Redact] | 9052437 | [Redact] | [Redact] | 33414714 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  | A full appraisal is required per the guidelines. An outdated 2055 Exterior only appraisal is provided but not acceptable. |  |  |  | Reviewer Comment (2022-12-13): Retroactive appraisal provided.<br>Buyer Comment (2022-11-11): Under review with [Redact]<br>Buyer Comment (2022-10-03): We are unable to waive this exception<br>Seller Comment (2022-08-25): commented on the other one<br>Reviewer Comment (2022-05-12): Seller to see buyer's response on exterior appraisal and provide required documentation. Exception remains open.<br>Seller Comment (2022-05-12): appraisal the recert was done on<br>Seller Comment (2022-05-12): recert of original report<br>Buyer Comment (2022-05-06): See response for other appraisal exception<br>Seller Comment (2022-03-28): same thing as above<br>Reviewer Comment (2022-03-16): Received 2055 Exterior only appraisal in File Please Provide full Appraisal document ,Exception remains.<br>Seller Comment (2022-03-14): already provided | 12/13/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| [Redact] | 9052437 | [Redact] | [Redact] | 33414715 |  | Property | Missing Document | Appraisal Documentation | Missing Document | Loan is to go into a securitization, and full appraisal was not provided. |  | The appraiser comment that there were not given access to complete an interior inspection of the first floor. |  |  |  | Reviewer Comment (2023-01-05): Full appraisal with an interior inspection was provided. | 01/05/2023 |  |  | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| [Redact] | 9052439 | [Redact] | [Redact] | 33414718 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Documentation to support the large deposits in [Redact] # [Redact] in the amount of [Redact] on 1[Redact]; and [Redact] are missing. Documentation to support the large deposit in [Redact] #[Redact] in the amount of [Redact]on [Redact] is missing. Also missing transaction history from [Redact] through [Redact] for [Redact] #[Redact] . | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The borrower has over two years experience in managing properties.<br>The DSCR of 1.46 is greater than the minimum required DSCR of 1.00. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-09-01): Waive per Client.<br>Seller Comment (2022-08-25): Please waive per [Redact] Comments<br>Buyer Comment (2022-08-24): Please waive DSCR and Reserves |  |  | 09/01/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052439 | [Redact] | [Redact] | 33414719 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | The Flood Certificates for [Redact], [Redact], [Redact], [Redact], and [Redact] are dated [Redact], more than 90 days from Note date [Redact]. The Flood Certificate for [Redact] is dated [Redact], more than 90 days from Note date [Redact].. | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The borrower has over two years experience in managing properties.<br>The DSCR of 1.46 is greater than the minimum required DSCR of 1.00. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-09-01): Waive per Client.<br>Seller Comment (2022-08-25): please waive per buyer comments<br>Buyer Comment (2022-08-25): Per FEMA site. props are not in A or V zones.<br>Buyer Comment (2022-08-24): Please waive DSCR and Reserves |  |  | 09/01/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052439 | [Redact] | [Redact] | 33414720 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-08-24): per client request |  |  | 08/24/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052439 | [Redact] | [Redact] | 33414721 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The maximum LTV is 60% for Cash-Out Refinances for Foreign Nationals and there is a 5% LTV reduction on Refinance transactions that have unleased properties. | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The borrower has over two years experience in managing properties.<br>The DSCR of 1.46 is greater than the minimum required DSCR of 1.00. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-09-27): Waive per Client.<br>Buyer Comment (2022-09-26): Please waive DSCR and Reserves<br>Reviewer Comment (2022-09-01): Buyer to review Seller's comments. This LTV issue is not due to seasoning, but a foreign national cash-out. The LTV exceeds GL limits.<br>Seller Comment (2022-08-25): originated prior [Redact], please clear |  |  | 09/27/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052440 | [Redact] | [Redact] | 33414723 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Guarantor's background check reflects 2 open judgments each exceeding [Redact]vidence the judgments have been paid or have 6 consecutivie month satisifactory history on a payment plan are not provided. |  |  |  | Reviewer Comment (2022-06-07): Per updated guidelines exception clear.<br>Buyer Comment (2022-06-06): Please see updated guideline - All Outstanding Tax liens, collections/charge-offs or other material liens must be paid in full or in satisfactory status (borrower provides evidence of being current on payment plan for minimum of 6 months prior to close). All combined Judgements >[Redact] per the credit report must be paid in full or in satisfactory status (borrower must provide evidence of being current on payment plan for minimum of 6 months prior to close). All judgements, tax liens or other material liens >[Redact] identified on the background check must have proof as satisfied<br>Seller Comment (2022-03-14): [Redact] - per the credit report, the judgement is in the amount of [Redact], please waive | 06/07/2022 |  |  | 1 B A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052440 | [Redact] | [Redact] | 33414724 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | Subject property was purchased on [Redact], less than 180 days from Note date [Redact]. LTV 89.33% is based on stated purchase price [Redact] on the appraisal since the purchase price is less than appraisal value [Redact]TV based on As Is value is 80%. Verification of original purchase price is required but not provided. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 226 months reserves | [Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-11-07): Lendable Value has been met.<br>Reviewer Comment (2022-11-07): REopen<br>Reviewer Comment (2022-05-19): BPO meets AIV, ok to proceed<br>Seller Comment (2022-03-14): [Redact] - apologies... this is a rate/term, why would this matter?<br>Seller Comment (2022-03-14): [Redact] - delayed purchase , please waive | 11/07/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052440 | [Redact] | [Redact] | 33414725 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing verification the borrowing entity which is a [Redact] entity is registered to do business in [Redact] where subject property is located. |  |  |  | Reviewer Comment (2022-03-15): Clear per Client.<br>Seller Comment (2022-03-14): [Redact] - overlay - this is fine. Most entities are formed in [Redact] for example for tax purposes, can we please clear this up with [Redact] to avoid this flag on the going forward? | 03/15/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052440 | [Redact] | [Redact] | 33414726 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing source document required for verification of original purchase price since subject seasoning is less than 180 days. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 226 months reserves | [Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-05-19): BPO meets AIV, ok to proceed<br>Seller Comment (2022-03-14): [Redact] - this is a rate/term, why would the PP matter? |  |  | 05/19/2022 | 2 C B |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052442 | [Redact] | [Redact] | 33414727 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC for guarantor [Redact] dated within 120 days from Note date. The OFAC provided for guarantor is dated [Redact], more than 120 days from Note date [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-05-06): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-05): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - 787<br> DSCR - 1.50 on the low end<br>Reviewer Comment (2022-03-22): Buyer to review.<br>Seller Comment (2022-03-15): [Redact] - please waive |  |  | 05/06/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052442 | [Redact] | [Redact] | 33414728 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | Missing bacground check for guarantor [Redact] dated within 120 days of Note date. Background check provided for the guarantor is dated [Redact], more than 120 days from Note date [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-05-06): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-05): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - 787<br> DSCR - 1.50 on the low end<br>Reviewer Comment (2022-03-22): Buyer to review.<br>Seller Comment (2022-03-15): [Redact] - please waive |  |  | 05/06/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052442 | [Redact] | [Redact] | 33414730 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Title commitment is dated [Redact], and is not within 90 days of the note date, [Redact] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | [Redact]<br>Aggregator | Reviewer Comment (2022-07-12): Waive per Client.<br>Buyer Comment (2022-07-12): Please waive DSCR and Experience<br>Reviewer Comment (2022-03-22): Not received. All title commitment in file are dated [Redact].<br>Seller Comment (2022-03-15): uploaded! |  |  | 07/12/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052442 | [Redact] | [Redact] | 33414731 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Certificate of Existence is provided however actual Articles of Organization is not provided. |  |  |  | Reviewer Comment (2022-02-22): Guidelines have been met. | 02/22/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052442 | [Redact] | [Redact] | 33414732 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | Missing credit report for guarantor [Redact] dated within 120 days of Note date. Credit report provided for the guarantor is dated [Redact], more than 120 days of Note [Redact].. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-05-06): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-05): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - 787<br> DSCR - 1.50 on the low end<br>Reviewer Comment (2022-03-22): Buyer to review.<br>Seller Comment (2022-03-15): [Redact] - please waive |  |  | 05/06/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052442 | [Redact] | [Redact] | 33414733 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | Missing title commitment dated within 90 days of Note date. Title commitment provided is dated [Redact], more than 90 days from Note date [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact] | Reviewer Comment (2022-07-12): Waive per Client.<br>Buyer Comment (2022-07-12): Please waive DSCR and Experience<br>Reviewer Comment (2022-05-06): Buyer GL's require title to be no more than 90 days from the note date. Provide updated preliminary title or final title to clear exception. Exception remains open.<br>Seller Comment (2022-03-29): [Redact] - the uploaded should suffice<br>Reviewer Comment (2022-03-22): Title commitments provided are greater than 90 days from note date.<br>Seller Comment (2022-03-15): [Redact] - already provided to [Redact] |  |  | 07/12/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052443 | [Redact] | [Redact] | 33414734 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject loan amount is [Redact] and secured by a SFR in [Redact]. The Note reflects a 5 year PPP. Prepayment penalties are prohibited in [Redact] with an original unpaid principal balance of [Redact] or less, secured by one to two family residential property. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-19): per client request |  |  | 08/19/2022 | 2 B |  | [Redact] | Investment | Purchase | B A |  | N/A | No |
| [Redact] | 9052443 | [Redact] | [Redact] | 33414735 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-08-19): per client request |  |  | 08/19/2022 | 1 A |  | [Redact] | Investment | Purchase | B A |  | N/A | No |
| [Redact] | 9052444 | [Redact] | [Redact] | 33414737 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2022-03-30): Final title received in trailing docs.<br>Seller Comment (2022-03-29): uploaded! | 03/30/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | D A |  | N/A | No |
| [Redact] | 9052444 | [Redact] | [Redact] | 33414739 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Final executed HUD-1 was not provided. |  |  |  | Reviewer Comment (2022-03-30): Final HUD-1 received in trailing docs therefore, exception cleared.<br>Seller Comment (2022-03-29): uploaded! | 03/30/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | D A |  | N/A | No |
| [Redact] | 9052444 | [Redact] | [Redact] | 33414740 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | This is a xxxx based LLC doing business in the state of xxxx. A certificate of Foreign Qualification is required showing the LLC can do business in the foreign state. |  |  |  | Reviewer Comment (2022-03-15): Clear per Client. | 03/15/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | D A |  | N/A | No |
| [Redact] | 9052445 | [Redact] | [Redact] | 33414742 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument Error: Security instrument loan amount and note original loan amount do not concur. |  | Loan amount on Note reflects [Redact] and the Secuirty Insrtument reflects [Redact]. |  |  |  | Reviewer Comment (2022-09-01): corrected note provided<br>Seller Comment (2022-08-25): uploaded | 09/01/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052445 | [Redact] | [Redact] | 33414743 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Subject was purchased on [Redact], for [Redact]ased on the credit application, less than 180 days of Note date ([Redact]). The LTV of 96.28% is based on original purchase price [Redact] vs the appraisal value of [Redact]. Appraisals reflects recent updates and is used to calculate the LTV base on as is value of 80%. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.22 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-09-27): Waive per Client. Appraised value is acceptable.<br>Buyer Comment (2022-09-26): We have agreed to use the appraised value<br>Seller Comment (2022-09-20): emailed buyer<br>Reviewer Comment (2022-09-01): scope of work is missing from the appraisal, please re-upload<br>Seller Comment (2022-07-12): [Redact] - scope of work seen on appraisal, please review<br>Buyer Comment (2022-05-31): BPO came in low (over 10% below appraised value) please provide scope of work / construction budget.<br>Reviewer Comment (2022-05-02): Buyer to review, BPO value is [Redact] however, AIV on appraisal is [Redact], unable to waive exception. |  |  | 09/27/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052445 | [Redact] | [Redact] | 33414744 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | The DSCR was calculated off 90% of the market rent, due to no lease provided. |  |  |  | Reviewer Comment (2022-04-18): Per Client removed PM fee and cleared exception.<br>Reviewer Comment (2022-04-12): DSCR of 0.96 is based on 90% of the market rent of [Redact] ([Redact]) and PITIA of [Redact] (P&I [Redact] + Tax [Redact] + HOI [Redact]). | 04/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052445 | [Redact] | [Redact] | 33414745 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Business Entity located in [Redact] and the subject property is located in [Redact]. A Certificate of Foreign Qualification is required showing the borrowing entity can legally do business in the foreign state. A COGS from the foreign state would be sufficient as well. |  |  |  | Reviewer Comment (2022-03-15): Clear per Client. | 03/15/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052445 | [Redact] | [Redact] | 33414746 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2022-05-02): Courtesy exception, CDA value same as appraisal. Exception cleared. | 05/02/2022 |  |  | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052446 | [Redact] | [Redact] | 33414747 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per guidelines Maximum 0x30x24 on mortgage loans per the credit report. Both Guarantors show 60 day late in the last 24 months on [Redact]. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 1.70 DSCR | [Redact]<br>[Redact],Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-18): per client request<br>Buyer Comment (2022-06-16): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - 756<br> DSCR - 1.70 on the low end <br> Reserves<br>Reviewer Comment (2022-03-30): [Redact] to review 0x30x24 mortgage late on credit report.<br>Seller Comment (2022-03-29): [Redact] - what would you suggest we do here? repull credit and re-originate? |  |  | 06/18/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052446 | [Redact] | [Redact] | 33414748 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | Only Pro-forma title was provided and is not acceptable. |  |  |  | Reviewer Comment (2022-09-09): Changes has been made as per received document hence cleared.<br>Seller Comment (2022-09-08): uploaded<br>Reviewer Comment (2022-09-07): Exception remains open until resolved by seller.<br>Seller Comment (2022-09-06): working on<br>Reviewer Comment (2022-08-25): Seller is working on.<br>Seller Comment (2022-08-25): working on<br>Reviewer Comment (2022-06-18): Per [Redact] - We do not accept the proforma, please provide prelim or final title policy<br>Buyer Comment (2022-06-16): We do not accept the proforma, please provide prelim or final title policy<br>Reviewer Comment (2022-03-30): [Redact] to review, undated ProForma title used in place of Preliminary title.<br>Seller Comment (2022-03-29): [Redact] - proforma was executed by the authorized agent which signifies this reflects final title... clear please | 09/09/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052446 | [Redact] | [Redact] | 33414749 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  | Only Pro-Forma title was provided and is not acceptable. |  |  |  | Reviewer Comment (2022-04-14): Waive w/o Comp Factors at Client's Request.<br>Reviewer Comment (2022-03-30): [Redact] to review, undated ProForma title used in place of Final Title.<br>Seller Comment (2022-03-29): already provided |  |  | 04/14/2022 | 1 B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052449 | [Redact] | [Redact] | 33414756 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Flood cert reflects property address [Redact] vs. [Redact] on Note. |  |  |  | Reviewer Comment (2022-04-22): Address verified with APN<br>Seller Comment (2022-03-15): [Redact] - small error in address but everything still ties out to this specific property (i.e. parcel, flood map, etc.), please waive | 04/22/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052449 | [Redact] | [Redact] | 33414757 |  | Credit | Credit | Credit Eligibility | Credit | Active Tradeline requirement not met. |  | The only active tradeline on guarantor's credit report has 9 month history, less than 12 month minimum required. |  |  |  | Reviewer Comment (2022-02-22): Guidelines have been met. | 02/22/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052450 | [Redact] | [Redact] | 33414759 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per guiedlines-• If the borrower is a legal entity, a full recourse warm body guaranty by: one or more individuals which in aggregate own at least 51% of the Borrower is required. There appears to be no proof of ownership percentage in file. |  |  |  | Reviewer Comment (2022-10-10): Ownership percentage was not broken down on the OA, but both member contributed equal amounts. Both members are guaranteeing the loan and signed the closing docs.<br>Buyer Comment (2022-09-13): the pages uploaded are missing the first few pages, please reupload the entire corp res<br>Seller Comment (2022-08-25): please see uploaded<br>Seller Comment (2022-08-25): uploaded<br>Seller Comment (2022-08-25): working on<br>Reviewer Comment (2022-05-31): Exception remains open, see buyer comment.<br>Buyer Comment (2022-05-31): We need the corporate resolution<br>Seller Comment (2022-03-15): [Redact] - overlay | 10/10/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052436 | [Redact] | [Redact] | 33414761 |  | Credit | Document Error | General | Document Error | Loan is cross collateralized and release provisions = No |  | Release Provisions were not found in the file. |  |  |  | Reviewer Comment (2022-03-04): Guidelines have been met.<br>Seller Comment (2022-02-24): Sorry please see the security instruments ("Mortgage and Assignments of Rent') and section 23 stating the release.<br>Reviewer Comment (2022-02-23): Unable to clear. Release provisions were not located on the Note.<br>Seller Comment (2022-02-22): Please review promissory note. It is stated within. | 03/04/2022 |  |  | 1 A |  |  | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052436 | [Redact] | [Redact] | 33414762 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Guarantor Agreement provided is incomplete copy. Received 6 pages, signature missing. |  |  |  | Reviewer Comment (2022-02-23): Signature page was located in the file. | 02/23/2022 |  |  | 1 C A |  |  | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052433 | [Redact] | [Redact] | 33414763 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC report provided dated xx/xx/xxxx is not dated within 120 days of the Note dated xx/xx/xxxx. |  |  |  | Reviewer Comment (2022-02-28): Received OFAC Document Exception Clear<br>Seller Comment (2022-02-23): . | 02/28/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052433 | [Redact] | [Redact] | 33414765 |  | Credit | Document Error | General | Document Error | Loan is cross collateralized and release provisions = No |  |  |  |  |  | Reviewer Comment (2022-04-14): Waive w/o Comp Factors at Client's request.<br>Buyer Comment (2022-04-13): Please waive<br>Reviewer Comment (2022-03-02): (redacted) to review and advise.<br>Seller Comment (2022-02-24): Sorry please see the security instruments ("Mortgage and Assignments of Rent') and section 23 stating the release.<br>Seller Comment (2022-02-22): Please review promissory note. It is stated within. |  |  | 04/14/2022 | 2 A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052434 | [Redact] | [Redact] | 33414767 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-19): Clear per Client. |  |  | 07/19/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052434 | [Redact] | [Redact] | 33414768 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is an individual which is permitted on an exception basis only as required per guidelines. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 2.50 is greater than the minimum required DSCR of 1.20. | [Redact]<br>Aggregator<br>[Redact] | Reviewer Comment (2022-04-18): Client waived exception based on following compensating factors: DSCR >= 1.20, LTV <70% and reserves >=18 months.<br>Buyer Comment (2022-04-13): Please waive DSCR and Reserves<br>Reviewer Comment (2022-03-24): Buyer to review and advise. Guidelines do not allow for individual borrowers.<br>Seller Comment (2022-03-21): We allow borrowers to be individuals or entities; please clear |  |  | 04/18/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052434 | [Redact] | [Redact] | 33414769 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Guidelines require any outstanding liens, unpaid judgments greater than [Redact] and tax liens be paid in full or in satisfactory status and borrower must provide evidence of being current on payment plan for a minimum of 6 months prior to close. |  |  |  | Reviewer Comment (2022-07-19): Clear per Client.<br>Buyer Comment (2022-07-11): goes to seller not [Redact]<br>Buyer Comment (2022-07-11): In order to resolve this issue, we are requesting the following information -<br> 1. Judgement for [Redact] and [Redact] - The credit report does not show but the credit report lists the same address as the judgement for [Redact]. This appears to be the same person. Need seller to provide more detail if not borrower's or resolved.<br> 2. Judgement for [Redact] - We will need an LOE indicating [Redact] is not associated in anyway with this LLC/ Property <br> 3. Judgement for [Redact] - Borrower address is [Redact] on the judgement. I do not see this address as a prior address although the current address is in [Redact]. Seller needs to provide LOE or add'l info this is not our borrower<br>Seller Comment (2022-06-30): the credit report shows only 2 tax liens for the one guarantor which are released and the other has a judgement in the amount of [Redact] if they have sufficient liquidity then they are good per our guidelines. the other judgements/liens that were showing on the background are not theirs - the credit report pull at the bottom shows the extensive judgement/lien search if any are the borrowers which only those popped up. the account ending in [Redact] had [Redact] which is enough assets<br>Buyer Comment (2022-06-30): The background reports shows significant judgements and liens against the borrower. The documentation provided does not support everything reflecting against the borrower only 2 issues. Please provide logic to support how the UW cleared or was comfortable approving this loan which over [Redact] in judgements against the borrower. There are also not enough reserves to waive this<br>Reviewer Comment (2022-06-23): Buyer to review - background report shows judgements and seller provided Riskview lien and judgement report that only shows 2 released tax liens.<br>Seller Comment (2022-06-16): Borrower has no open liens or judgements |  |  | 07/19/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052434 | [Redact] | [Redact] | 33414770 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing proof of receipt of security deposit of [Redact] for unit B of the subject property as required by the guidelines when the lease agreement was effective ([Redact]) within 30 days of the note date ([Redact]). |  |  |  | Reviewer Comment (2022-02-23): Meets revised [Redact] guidelines. | 02/23/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052435 | [Redact] | [Redact] | 33414787 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | For multiple guarantors, lowest score calculated | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower's Experience/Track Record. The borrower has: "4" Years of Experience.<br>The DSCR of 1.38 is greater than the minimum required DSCR of 1.00. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-07-26): Waive per Client request.<br>Reviewer Comment (2022-07-26): Regrade<br>Reviewer Comment (2022-06-20): per client request<br>Buyer Comment (2022-06-15): Please waive Experience and DSCR<br>Reviewer Comment (2022-06-07): Refer to Buyer<br>Reviewer Comment (2022-03-25): [Redact] to review. FICO score less than 700 requirement.<br>Seller Comment (2022-03-22): This is underwritten to our guidelines. Pass to [Redact] if needed.<br>Reviewer Comment (2022-03-15): Unable to clear. [Redact] guidelines require the lesser of the FICO scores be used as the representative score.<br>Seller Comment (2022-03-09): Primary borrower has 749 FICO score |  |  | 07/26/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052435 | [Redact] | [Redact] | 33414789 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | Bank Statements for #[Redact] show end date of [Redact]. Guidelines require asset statements to be dated within 90 days of Note dated [Redact]. Please provide updated statement for account #[Redact] dated within 90 days of note. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.38 is greater than the minimum required DSCR of 1.00.<br>Borrower's Experience/Track Record. The borrower has: "4" Years of Experience. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-08-26): Waive per Client.<br>Buyer Comment (2022-08-19): Please waive Experience and Reserves<br>Reviewer Comment (2022-07-27): The settlement statement shows the borrower needs [Redact] for closing and this includes a [Redact] credit and [Redact] excess deposit. Exception remains.<br>Seller Comment (2022-07-22): Per the Settlement statement, the borrower with initial deposit and seller credit adds an additional [Redact], Please clear/waive<br>Reviewer Comment (2022-06-20): Borrower needs [Redact] for closing and acct [Redact] only had a balance of [Redact]. these accts are needed for closing and reserves. Exception remains.<br>Seller Comment (2022-06-15): Only account #[Redact] was used for the loan. |  |  | 08/26/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052435 | [Redact] | [Redact] | 33414790 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Judgment filed [Redact] in amount of [Redact] filed against Guarantor [Redact]. No evidence in file that this has been satisfied or that there is a payment arrangement, or payment plan for a minimum of 6 months prior to close. Please provide additional documentation as per guidelines there can be no judgments or open collections. Judgment [Redact] Note Date [Redact] |  |  |  | Reviewer Comment (2022-06-07): Meets credit requirement per updated guidelines. Exception clear.<br>Buyer Comment (2022-06-06): Please see updated guideline - All Outstanding Tax liens, collections/charge-offs or other material liens must be paid in full or in satisfactory status (borrower provides evidence of being current on payment plan for minimum of 6 months prior to close). All combined Judgements >[Redact] per the credit report must be paid in full or in satisfactory status (borrower must provide evidence of being current on payment plan for minimum of 6 months prior to close). All judgements, tax liens or other material liens >[Redact] identified on the background check must have proof as satisfied | 06/07/2022 |  |  | 1 B A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052435 | [Redact] | [Redact] | 33414791 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.38 is greater than the minimum required DSCR of 1.00.<br>Borrower's Experience/Track Record. The borrower has: "4" Years of Experience. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-08-26): Waive per Client.<br>Buyer Comment (2022-08-19): Please waive Experience and Reserves<br>Reviewer Comment (2022-07-27): The settlement statement shows the borrower needs [Redact] for closing and this includes a [Redact]credit and [Redact] excess deposit. Exception remains.<br>Seller Comment (2022-07-22): Per the Settlement statement, the borrower with initial deposit and seller credit adds an additional [Redact], Please clear/waive<br>Reviewer Comment (2022-06-20): Acct [Redact] has a balance of [Redact] but the borrower needs [Redact] for closing. Exception remains.<br>Seller Comment (2022-06-15): Bank statements for #[Redact] showing [Redact] for [Redact] |  |  | 08/26/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052435 | [Redact] | [Redact] | 33414792 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | Missing Background Check for Guarantor [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.38 is greater than the minimum required DSCR of 1.00.<br>Borrower's Experience/Track Record. The borrower has: "4" Years of Experience. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-07-07): Waive per Client.<br>Buyer Comment (2022-07-01): Please waive Experience and DSCR<br>Seller Comment (2022-06-29): Seller requests buyer review: We do not have the full background report within 90 days. We do have the full liens and judgements report within 90 days which is attached. This co-borrower does have a 749 FICO and good recent history up to that point of the report. We are unable to clear.<br>Seller Comment (2022-06-29): We do not have the full background report within 90 days. We do have the full liens and judgements report within 90 days which is attached. This co-borrower does have a 749 FICO and good recent history up to that point of the report. We are unable to clear.<br>Reviewer Comment (2022-06-29): Unable to clear. Background check provided is dated [Redact] which was 242 days old at closing. Guidelines require a background check dated within 120 days of the note date ([Redact]).<br>Seller Comment (2022-06-23): Background<br>Reviewer Comment (2022-06-20): Background check from [Redact] was provided for [Redact], missing background check for [Redact]. Exception remains.<br>Seller Comment (2022-06-15): Background document |  |  | 07/07/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052435 | [Redact] | [Redact] | 33414793 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Certificate of Good Standing provided [Redact] is dated more than 90 days prior to Note dated [Redact]. |  |  |  | Reviewer Comment (2022-03-02): Cleared. Trailing document received.<br>Seller Comment (2022-02-23): [Redact] - Active Good Standing [Redact] | 03/02/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052435 | [Redact] | [Redact] | 33414794 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | The Dec Page provided shows there is business income coverage, but it does not provide the specific amount of coverage for the subject. |  |  |  | Reviewer Comment (2022-03-15): Cleared. Trailing document provided.<br>Seller Comment (2022-03-14): Please clear exception with proof of business loss coverage.<br>Seller Comment (2022-03-11): Uploaded insurance form for this policy that details coverage for actual business loss, beginning on page 6. | 03/15/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052451 | [Redact] | [Redact] | 33414795 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-02-22): All members holding ownership are guaranteeing the loan. A Corp Resolution is not required. | 02/22/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052451 | [Redact] | [Redact] | 33414796 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Average score is 607 and per guidelines minimum Fico score requirements is 680. Does not meet minimum requirements. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Reserves verified: 213.68 months; Guideline Requirement: 6 months<br>Debt Service Coverage Ratio: 3.48%<br> Guideline Requirement: 1.00% | Aggregator,[Redact]<br>Aggregator,[Redact] | Reviewer Comment (2022-06-21): Client elects to waive with Compensating Factors.<br>Buyer Comment (2022-06-16): Please waive DSCR and Reserves |  |  | 06/21/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052451 | [Redact] | [Redact] | 33414798 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Per guidelines- Any outstanding liens, including unpaid judgments greater than [Redact], tax liens, collections/charge-offs, or other material liens (changed). Based on the Back Ground Report there is a tax balance of [Redact]ust be paid in full or in satisfactory status and borrower must provide evidence of being current on payment plan for a minimum of 6 months prior to close. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Reserves verified: 213.68 months; Guideline Requirement: 6 months<br>Debt Service Coverage Ratio: 3.48%<br> Guideline Requirement: 1.00% | Aggregator,[Redact]<br>Aggregator,[Redact] | Reviewer Comment (2022-06-21): Client elects to waive with Compensating Factors.<br>Buyer Comment (2022-06-16): Please waive<br>Reviewer Comment (2022-06-06): Unable to clear-Seller to review Buyer's response<br>Buyer Comment (2022-06-06): Please see updated guideline - All Outstanding Tax liens, collections/charge-offs or other material liens must be paid in full or in satisfactory status (borrower provides evidence of being current on payment plan for minimum of 6 months prior to close). All combined Judgements >[Redact] per the credit report must be paid in full or in satisfactory status (borrower must provide evidence of being current on payment plan for minimum of 6 months prior to close). All judgements, tax liens or other material liens >[Redact] identified on the background check must have proof as satisfied |  |  | 06/21/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052451 | [Redact] | [Redact] | 33414799 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per guielines-Loan amount is [Redact], - Prepayment penalties are prohibited in [Redact] with an original unpaid principal balance of [Redact] or less, secured by one to two family residential property. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 3.48%<br> Guideline Requirement: 1.00%<br>Reserves verified: 213.68 months; Guideline Requirement: 6 months | Aggregator,[Redact]<br>Aggregator,[Redact] | Reviewer Comment (2022-04-01): Waive with comp factors per client. |  |  | 04/01/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052451 | [Redact] | [Redact] | 33414800 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Flood Certificate is dated [Redact], which is outside the look back period of 90 days from the note date of [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Reserves verified: 213.68 months; Guideline Requirement: 6 months<br>Debt Service Coverage Ratio: 3.48%<br> Guideline Requirement: 1.00% | Aggregator,[Redact]<br>Aggregator,[Redact] | Reviewer Comment (2022-06-06): Per client, re-grade considering compensating factors for exception, DSCR & reserves > 4 months.<br>Buyer Comment (2022-06-06): Please DSCR 3.48<br>Reviewer Comment (2022-04-01): Reviewed verified document is greater than 90 days prior to closing. |  |  | 06/06/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052452 | [Redact] | [Redact] | 33414801 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | UTD original entity formation date without Articles of Organization. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-20): Waive per Client request.<br>Reviewer Comment (2022-07-20): Seller to review buyer's comments.<br>Buyer Comment (2022-07-19): Seller - borrower on note and mortgage is [Redact] provide the correct docs for this LLC<br>Reviewer Comment (2022-03-30): Borrowing entity is [Redact] and not a trust therefore, exception remains open.<br>Seller Comment (2022-03-29): [Redact] - deal is in a trust, please clear |  |  | 07/20/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052452 | [Redact] | [Redact] | 33414802 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-20): Waive per Client. |  |  | 07/20/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052452 | [Redact] | [Redact] | 33414803 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing legible copy of the final HUD-1.. |  |  |  | Reviewer Comment (2022-07-20): HUD provided. Acuity pending.<br>Reviewer Comment (2022-03-30): Exception remains open until resolved.<br>Seller Comment (2022-03-29): working on! | 07/20/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052452 | [Redact] | [Redact] | 33414804 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Certificate of Filing for assumed name certificate is provided however original Articles of Organization is not provided. |  |  |  | Reviewer Comment (2022-07-20): The borrowing entity is part of a Series. The Articles have been provided for the parent company.<br>Reviewer Comment (2022-06-24): Exception remains open until resolved by seller.<br>Seller Comment (2022-06-24): working on<br>Reviewer Comment (2022-03-30): Borrowing entity is [Redact] and not a trust therefore, exception remains open.<br>Seller Comment (2022-03-29): [Redact] - deal is in a trust, please clear | 07/20/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052452 | [Redact] | [Redact] | 33414805 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. |  | Guarantor [Redact] does not any direct or indirect ownership in the borrowing entity. |  |  |  | Reviewer Comment (2022-07-20): Guarantor Agreement in the file and ownership has been verified.<br>Reviewer Comment (2022-03-30): Borrowing entity is [Redact] and not a trust therefore, individual guarantors business ownership is required. Exception remains open.<br>Seller Comment (2022-03-29): [Redact] - deal is in a trust, please clear | 07/20/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052452 | [Redact] | [Redact] | 33414806 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Title vesting is in the name of [Redact], a series of [Redact], a [Redact] series limited liability company, however borrower's name on the security instrument is [Redact], a [Redact]. |  |  |  | Reviewer Comment (2022-09-15): Final Title provided.<br>Seller Comment (2022-09-13): FNTLP<br>Reviewer Comment (2022-09-13): seller is working on<br>Seller Comment (2022-09-08): working on<br>Seller Comment (2022-09-06): working on<br>Reviewer Comment (2022-09-01): Seller is working on.<br>Seller Comment (2022-08-30): working on<br>Seller Comment (2022-08-29): working on<br>Seller Comment (2022-08-25): working on<br>Reviewer Comment (2022-03-30): Exception remains open until resolved.<br>Seller Comment (2022-03-29): working on! | 09/15/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052454 | [Redact] | [Redact] | 33414811 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing Required Credit Application or Submission Sheet. |  |  |  | Reviewer Comment (2022-03-16): Received Credit application, hence exception cleared.<br>Seller Comment (2022-03-15): uploaded!<br>Seller Comment (2022-03-15): working on | 03/16/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052454 | [Redact] | [Redact] | 33414813 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-21): per client request |  |  | 07/21/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052454 | [Redact] | [Redact] | 33414814 |  | Credit | Insurance | Insurance Analysis | Insurance | The Hazard Insurance Policy effective date is after the Note Date. | Hazard Insurance Policy Effective Date ___, Note Date ___ | Note date is [Redact] and Hazard effective date is [Redact]. The Closing Statement shows settlement date as [Redact] and disbursement date was provided to confirm. Full premium collected at close per Closing Statement. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact]. | Guidelines Representative FICO: 680<br> Representative Average FICO: 787<br>Reserves verified: 1,073.80 months<br> Guideline Requirement: 9.00 months<br>Borrower's Own Funds Percent: 100.00%<br> Borrower's Own Funds Amount: [Redact] | [Redact],Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-09): Per client, waive/re-grade considering compensating factors for exception, FICO, Down payment & reserves > 18 months.<br>Buyer Comment (2022-06-09): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - 787<br> Reserves<br>Seller Comment (2022-03-15): [Redact] - [Redact] ensures property was/is in good condition within the period of uninsured! |  |  | 06/09/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052454 | [Redact] | [Redact] | 33414815 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | For asset statement provided for [Redact] account ending [Redact], only page 3 of 10 was provided. All pages to asset statements are required. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact]. | Guidelines Representative FICO: 680<br> Representative Average FICO: 787<br>Reserves verified: 1,073.80 months<br> Guideline Requirement: 9.00 months<br>Borrower's Own Funds Percent: 100.00%<br> Borrower's Own Funds Amount: [Redact] | [Redact],Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-09): Per client, waive/re-grade considering compensating factors for exception, FICO, Down payment & reserves > 18 months.<br>Buyer Comment (2022-06-09): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> Credit - 787<br> Reserves<br>Seller Comment (2022-03-15): [Redact] - the borrower has validated over [Redact] in liquidity vs ~[Redact] required, please clear! |  |  | 06/09/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052458 | [Redact] | [Redact] | 33414826 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Appraisal value [Redact] for [Redact], appraisal value [Redact] for [Redact], appraisal value [Redact] for [Redact], appraisal value [Redact] for [Redact], appraisal value[Redact] for [Redact], are all less than [Redact] minimum property value required per guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-05-02): Waive with comp factors per client.<br>Buyer Comment (2022-04-25): [Redact] waive with comp factors: >75 months reserves, 2.11 DSCR, LTV 70%. FICO 757 |  |  | 05/02/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052460 | [Redact] | [Redact] | 33414832 |  | Credit | Credit | Credit Eligibility | Credit | Active Tradeline requirement not met. | - Borrower has ___ Active Tradelines which is less than the minimum required by guidelines. | Borrower has 0 Active Tradelines and 1 prior tradeline which is less than the minimum required by guidelines | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Client elected to Waive. Comp Factors provided.<br>Client elected to Waive. Comp Factors provided. | Aggregator,[Redact]<br>Aggregator,[Redact] | Reviewer Comment (2022-08-18): Client elected to Waive. Comp Factors provided.<br>Buyer Comment (2022-08-15): Please waive DSCR and Reserves |  |  | 08/18/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052460 | [Redact] | [Redact] | 33414833 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-08-15): per client request |  |  | 08/15/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052460 | [Redact] | [Redact] | 33414834 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement ([Redact], [Redact], etc.) not provided |  | Refinance Loans: borrower shall provide documentation which proves that the property is generating consistent cashflow over a 12-month period. The rents should be consistent year-round, not just during the busy season | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Client elected to Waive. Comp Factors provided.<br>Client elected to Waive. Comp Factors provided. | Aggregator,[Redact]<br>Aggregator,[Redact] | Reviewer Comment (2023-02-23): Waive per Client.<br>Buyer Comment (2023-02-22): Please waive DSCR and Reserves<br>Reviewer Comment (2022-09-19): seller is working on<br>Seller Comment (2022-08-25): working on - also emailed buyer |  |  | 02/23/2023 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052460 | [Redact] | [Redact] | 33414835 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing [Redact] tool. The originator must confirm the rent patterns using the [Redact] tool located at www.[Redact].com. The documentation and report should specifically validate nightly rent rates and occupancy information for the geographic area. |  |  |  | Reviewer Comment (2022-09-19): [Redact] provided<br>Seller Comment (2022-09-12): [Redact] | 09/19/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052497 | [Redact] | [Redact] | 33414849 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO 42 points above the GL minimum. | [Redact]<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-03-21): Waive per client.<br>Buyer Comment (2022-03-21): (redacted) acknowledges the sellers logic and request to have the exception regraded based on compensating factors - <br> Credit - xxxx<br> Reserves<br>Seller Comment (2022-03-18): The exception requirement does not appear to come from originator guidelines, please refer exception to buyer. DSCR within guideline. 1.20 not a qualifier for [Redact]. UW calculated DSCR at 1.18. |  |  | 03/21/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052476 | [Redact] | [Redact] | 33414875 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2022-04-21): Per client accept the bank printouts therefore, exception cleared.<br>Buyer Comment (2022-04-19): Please tie the print out to the statement and clear<br>Reviewer Comment (2022-04-12): Printout in file does not provide duration dates and must provide account activity per GL requirement. Exception remains open.<br>Buyer Comment (2022-04-06): Please see statements D0051 & D0052<br>Seller Comment (2022-04-06): [Redact] verified vs. [Redact] min required. Please clear | 04/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052476 | [Redact] | [Redact] | 33414876 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  |  |  |  | Reviewer Comment (2022-06-16): Per cleint-updated guidelines reflect LTV<=70% please clear.<br>Buyer Comment (2022-06-14): updated guidelines reflect LTV<=70% please clear<br>Reviewer Comment (2022-06-10): Guidelines state LTV comp factor is: LTV < 70%. Please advise<br>Buyer Comment (2022-06-09): LTV of 70% satisfies comp factor please clear<br>Reviewer Comment (2022-04-12): Buyer to review for additional comp factors as LTV is 70%.<br>Buyer Comment (2022-04-05): Please waive DSCR 2.66 LTV 66% | 06/16/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052476 | [Redact] | [Redact] | 33414878 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | Appraiser indicated the appraisal is subject to the recommendation for a foundation inspection. "Stone foundation by [Redact] appears to be bowing inward, recommentd being checked by qualified contractor." Final inspection was not located in the file. |  |  |  | Reviewer Comment (2023-03-14): 442 provided<br>Seller Comment (2023-03-14): 1004D<br>Seller Comment (2023-03-14): 1004D/442<br>Buyer Comment (2023-03-07): Pending confirmation, the LO submitted the 442 request<br>Reviewer Comment (2023-02-14): Please provide for 1004D or 442 stating the appraisal is now As-Is<br>Seller Comment (2023-02-14): Foundation inspection<br>Buyer Comment (2023-01-13): Demand sent<br>Seller Comment (2022-08-23): working on<br>Reviewer Comment (2022-04-12): Exception remains open until resolved by seller.<br>Seller Comment (2022-04-06): working on! | 03/14/2023 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052476 | [Redact] | [Redact] | 33414879 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require at least 2 of the 4 units of the subject be tenant occupied at the time of closing. Appraisal indicates 3 of the units are currently occupied however lease agreements were not provided in order to confirm. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 2.52% is greater than the minimum required DSCR of 1.00%.<br>Borrower's Experience/Track Record. The borrower has: "7" Years of Experience. Currently holds "X" Properties and has Completed "X" Properties. | [Redact]<br>[Redact] | Reviewer Comment (2022-06-16): Per client, waive/re-grade considering compensating factors for exception, DSCR & Experience.<br>Buyer Comment (2022-06-14): updated guidelines reflect LTV<=70% please clear<br>Reviewer Comment (2022-04-12): Buyer to review for additional comp factors as LTV is 70%.<br>Buyer Comment (2022-04-05): Please waive DSCR 2.66 and LTV 66% |  |  | 06/16/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052476 | [Redact] | [Redact] | 33414880 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Guidelines require any outstanding judgments greater than [Redact] be paid in full or in satisfactory status and borrower must provide evidence of being current on payment plan for a minimum of 6 months prior to close. |  |  |  | Reviewer Comment (2022-04-12): Per new instruction from client judgement < [Redact], exception cleared.<br>Buyer Comment (2022-04-05): Unable to locate the Judgement on the credit report. We only need judgements cleared if they are on credit or title | 04/12/2022 |  |  | 1 B A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052477 | [Redact] | [Redact] | 33414881 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-04-07): Received Closing Statement, Exception Cleared.<br>Buyer Comment (2022-04-06): Uploaded<br>Seller Comment (2022-04-06): uploaded! | 04/07/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052477 | [Redact] | [Redact] | 33414883 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | The Hazard address does not match the Note address. Flood Cert: [Redact] and Note: [Redact] | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.92 is greater than the minimum required DSCR of 1.20.<br>Borrower's reserves >=18 months. | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-04-12): [Redact] waived exception based on following compensating factors: DSCR >= 1.20 and reserves >=18 months.<br>Buyer Comment (2022-04-05): Please waive DSCR 2.08 and Experience |  |  | 04/12/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052477 | [Redact] | [Redact] | 33414884 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Need updated lease agreement for unit [Redact] and [Redact] due to age of existing leases which both expired [Redact] | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.92 is greater than the minimum required DSCR of 1.20.<br>Borrower's reserves >=18 months. | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-04-12): [Redact] waived exception based on following compensating factors: DSCR >= 1.20 and reserves >=18 months.<br>Buyer Comment (2022-04-05): Please waive DSCR 2.08 and Experience |  |  | 04/12/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052477 | [Redact] | [Redact] | 33414885 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | The hazard insurance dec page reflects the subject city as [Redact] while the note states it as [Redact]. Zip code remained the same on each document. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's reserves >=18 months. | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-06-07): per client request<br>Reviewer Comment (2022-05-03): Waived per buyer without compensating factors.<br>Buyer Comment (2022-04-26): [Redact] waive. STreet and zip match. [Redact] and [Redact] are both valid for zip code. Title, appraisal and mortgage match legal.<br>Reviewer Comment (2022-04-12): Need to verify that subject address is insured therefore, require updated policy reflecting corrected address or that they are one in the same address. Exception remains open.<br>Buyer Comment (2022-04-05): Please waive DSCR 2.08 and Experience |  |  | 05/03/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052478 | [Redact] | [Redact] | 33414886 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-04-07): Received Closing Statement, Exception Cleared.<br>Seller Comment (2022-04-06): working on!<br>Seller Comment (2022-04-06): uploaded! | 04/07/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052478 | [Redact] | [Redact] | 33414888 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Mising Document: Closing Protection Letter not provided. |  | Closing protection letter provided in file reflects the incorrect address as [Redact] however the note reflects it as [Redact]. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-06-07): per client request<br>Reviewer Comment (2022-05-03): Waived per buyer without compensating factors.<br>Buyer Comment (2022-04-26): [Redact] waive as Title commitment lists correct address<br>Reviewer Comment (2022-04-14): Unable to clear, address on CPL is [Redact] however, subject address is [Redact].<br>Seller Comment (2022-04-13): uploaded!<br>Seller Comment (2022-04-13): attached!<br>Reviewer Comment (2022-04-12): Exception remains open until resolved.<br>Buyer Comment (2022-04-11): Thanks<br>Seller Comment (2022-04-06): working on! |  |  | 05/03/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052478 | [Redact] | [Redact] | 33414889 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Need updated lease agreement for unit [Redact] due to age of existing lease which expired on [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.67 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact] | Reviewer Comment (2022-04-12): [Redact] waived exception based on following compensating factors: DSCR >= 1.20 and reserves >=18 months.<br>Buyer Comment (2022-04-05): Please waive DSCR 2.15 and Experience |  |  | 04/12/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052479 | [Redact] | [Redact] | 33414890 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Assignment of Leases/Rents not provided |  |  |  |  |  | Reviewer Comment (2022-07-21): provided in trailing docs<br>Seller Comment (2022-07-14): see security instrument in trailing docs<br>Reviewer Comment (2022-04-12): Exception remains open until resolved by seller.<br>Seller Comment (2022-04-06): working on! | 07/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052479 | [Redact] | [Redact] | 33414891 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-04-07): Received HUD, Exception Cleared.<br>Seller Comment (2022-04-06): uploaded! | 04/07/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052479 | [Redact] | [Redact] | 33414892 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | Reviewer Comment (2022-07-21): provided in trailing docs<br>Seller Comment (2022-07-14): uploaded<br>Reviewer Comment (2022-04-12): Exception remains open until resolved by seller.<br>Seller Comment (2022-04-06): working on! | 07/21/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052479 | [Redact] | [Redact] | 33414893 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require the borrowing entity to be a business with an individual permitted on an exception basis. The borrower is an individual, an exception is required. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.00 is greater than the minimum required DSCR of 1.32. | [Redact]<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-07-10): Waive per Client.<br>Buyer Comment (2022-06-29): Reserves are the other comp please clear<br>Reviewer Comment (2022-04-12): LTV is 108% therefore, invalid Comp factor. Please provide another Comp factor.<br>Buyer Comment (2022-04-05): Pleas waive DSCR 1.95 ltv 64% |  |  | 07/10/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052479 | [Redact] | [Redact] | 33414894 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | There is a quit-claim deed in the file in the amount of [Redact] transferring the the file from one individual to the borrower. There is no documentation in the file showing if the borrower previously had ownership and the other individual signed themselves off the deed. The title did not provide a chain the appraisal, shows a prior sales date of [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.00 is greater than the minimum required DSCR of 1.32. | [Redact]<br>[Redact],Originator,Aggregator | Reviewer Comment (2023-01-12): per client request, verification of purchase price of [Redact], [Redact] assignment fee and [Redact] construction budget. LTC < 120%<br>Seller Comment (2023-01-12): Docs uploaded<br>Buyer Comment (2023-01-05): Please provide an update<br>Reviewer Comment (2022-07-21): per [Redact] - Please provide clarification on the transfer of property. The Quit Claim supports a transfer for [Redact], but what was the purpose of the transfer? Unable to determine LTC using [Redact] SOW plus original purchase price of property.<br>Buyer Comment (2022-07-21): Please provide clarification on the transfer of property. The Quit Claim supports a transfer for [Redact], but what was the purpose of the transfer? Unable to determine LTC using [Redact] SOW plus original purchase price of property.<br>Seller Comment (2022-07-14): [Redact] - construction budget seen in trailing docs from initial upload. please review<br>Reviewer Comment (2022-07-10): Seller to review Buyers comments<br>Buyer Comment (2022-05-31): BPO came in low (over 10% below appraised value) please provide scope of work / construction budget.<br>Reviewer Comment (2022-05-10): BPO provided verifies As-Is Value. Per [Redact]'s direction okay to use AIV to calculate the LTV.<br>Reviewer Comment (2022-04-12): Exception remains open until resolved by seller.<br>Seller Comment (2022-04-06): working on! |  |  | 01/12/2023 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052479 | [Redact] | [Redact] | 33414895 |  | Credit | Investment Product | General Exception | Investment Product | Security Instrument Error: Assignment of Leases/Rents is not in the file and required by guidelines |  | There is no assignment document provided. |  |  |  | Reviewer Comment (2022-07-21): provided in trailing docs<br>Seller Comment (2022-07-14): see security instrument in trailing docs<br>Reviewer Comment (2022-04-12): Exception remains open until resolved by seller.<br>Seller Comment (2022-04-06): working on! | 07/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052479 | [Redact] | [Redact] | 33414897 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Guidelines require all tax liens to be paid in full, or in a payment plan for six months. The borrower has tax liens that do not have a current status. Documentation showing they tax liens are satisfied are required. |  |  |  | Reviewer Comment (2022-04-12): Updated instruction from client, exception cleared.<br>Buyer Comment (2022-04-05): Unable to locate the Judgement on the credit report. We only need judgements cleared if they are on credit or title | 04/12/2022 |  |  | 1 B A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052479 | [Redact] | [Redact] | 33414899 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2022-05-10): Courtesy exception, CDA value same as appraisal. Exception cleared. | 05/10/2022 |  |  | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052480 | [Redact] | [Redact] | 33414900 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "3" Years of Experience.<br>>=18 months of reserves | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-04-12): [Redact] waived exception based on following compensating factors: 2 + years experience and reserves >=18 months.<br>Buyer Comment (2022-04-11): Please waive reserves and experience<br>Seller Comment (2022-04-04): just FYI this is UW to a 797 FICO score borrower. left the other borrower as guarantor as well hence why credit is there for both<br>Seller Comment (2022-04-04): please review |  |  | 04/12/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052480 | [Redact] | [Redact] | 33414902 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Maximum 0x30x24 on mortgage loans per the credit report required per guidelines. Guarantor, [Redact], credit report reflects 1x30 in the most rent 12 months. | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "3" Years of Experience.<br>>=18 months of reserves | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-04-12): [Redact] waived exception based on following compensating factors: 2 + years experience and reserves >=18 months.<br>Buyer Comment (2022-04-11): Please waive reserves and experience<br>Seller Comment (2022-04-04): sorry meant to assign to buyer<br>Seller Comment (2022-04-04): loe on mtg late<br>Seller Comment (2022-04-04): not the borrower we UW the deal to but they did have a 30 day. it was a 1 time mistake. lox attached. they were current at time of origination and guidelines are no 90 day late within the prior 24 month period |  |  | 04/12/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052480 | [Redact] | [Redact] | 33414903 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-10-17): Ownership verified.<br>Seller Comment (2022-10-14): both members guaranteed the loan and signed the guarantee.<br>Reviewer Comment (2022-04-12): Per client Corporate resolution required, exception remains open.<br>Buyer Comment (2022-04-11): Yes, we do need to corporate resolution as the operating agreement reflects each member has 50% interest<br>Seller Comment (2022-04-04): do we need a corp resolution here? 2 members on shareholder agreement, bylaws, and aritcles of org all on file | 10/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052481 | [Redact] | [Redact] | 33414904 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | Reviewer Comment (2022-04-13): Updated instruction from client, exception cleared.<br>Seller Comment (2022-04-06): [Redact] - this is FN, please clear | 04/13/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052481 | [Redact] | [Redact] | 33414905 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Certificate of Good Standing dated within 90 days of Note date. CoGS in the file does not reflect report/search date. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.58 DSCR | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-06-15): per client request<br>Buyer Comment (2022-06-14): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> LTV - 61<br> DSCR - 1.58 on the low end<br>Reviewer Comment (2022-04-13): Buyer to review for consideration, COGS missing.<br>Seller Comment (2022-04-06): [Redact] - emailed [Redact] |  |  | 06/15/2022 | 2 C B |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052481 | [Redact] | [Redact] | 33414907 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | A signed blank application is provided. |  |  |  | Reviewer Comment (2022-06-21): application provided<br>Seller Comment (2022-06-21): uploaded<br>Reviewer Comment (2022-04-13): Credit application would be for all properties. Copy provided in UW file is blank however, signed by guarantor.<br>Seller Comment (2022-04-06): [Redact] - for which property? | 06/21/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052481 | [Redact] | [Redact] | 33414908 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Missing a copy of the guarantor's passport and valid visa required for foreign nationals. Only a copy of a foreign driver's license is provided. |  |  |  | Reviewer Comment (2022-08-10): Passport provided.<br>Seller Comment (2022-08-09): uploaded<br>Buyer Comment (2022-07-21): Agree with [Redact], the ID provided is not a passport but a [Redact] Drivers License which is an approved document for a FN. Please provide a valid passport and/ or valid US visa<br>Reviewer Comment (2022-07-20): Unable to clear. A passport was not provided. The only document verifying identity is a drivers license from [Redact].<br>Buyer Comment (2022-07-12): We only require a passport. Please see management before pushing back.<br>Reviewer Comment (2022-04-15): Unable to clear exception, passport and valid US Visa required for foreign national per buyer GL requirement.<br>Seller Comment (2022-04-14): Please clear!<br>Reviewer Comment (2022-04-13): Per GL requirement both valid passport and valid US Visa is required. Missing both documents therefore, exception remains open.<br>Seller Comment (2022-04-06): [Redact] - OFAC cert, passport, and loan app prove this is a FN, please clear | 08/10/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052481 | [Redact] | [Redact] | 33414909 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Missing a copy of the Warranty Deed transferring title from [Redact] the current vested owner who is not the seller, to [Redact], the seller who is not currently a vested owner or wholesaler. |  |  |  | Reviewer Comment (2022-10-18): final title provided showing vesting in the borrowing entity<br>Seller Comment (2022-10-12): uploaded<br>Reviewer Comment (2022-08-10): Unable to clear. A deed was provided showing the property being transferred to the seller. The deed transferring the subject to the seller is what is required. Per the title, the vesting was held in an LLC that is not part of this transaction. The deed is required to show the seller obtaining the property, which would allow them to sell it.<br>Seller Comment (2022-08-05): uploaded<br>Reviewer Comment (2022-04-15): Unable to clear, still missing deed transferring vesting from [Redact] to [Redact]. Exception remains open.<br>Seller Comment (2022-04-14): Attached<br>Reviewer Comment (2022-04-13): Exception remains open until resolved by seller. See buyer's requirement.<br>Buyer Comment (2022-04-11): The vesting changed please provide the deed<br>Seller Comment (2022-04-06): [Redact] - this is a refinance, they already have the deed | 10/18/2022 |  |  | 1 D A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052482 | [Redact] | [Redact] | 33414910 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower's Experience/Track Record. The borrower has: "5" Years of Experience.<br>The DSCR of 1.45 is greater than the minimum required DSCR of 1.20. | [Redact]<br>Aggregator | Reviewer Comment (2022-04-12): [Redact] waived exception based on following compensating factors: DSCR >= 1.20 and investor experience 2+ years.<br>Buyer Comment (2022-04-05): Please waive reserves and experience |  |  | 04/12/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052482 | [Redact] | [Redact] | 33414911 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | The flood cert has [Redact] and the Note has [Redact] |  |  |  | Reviewer Comment (2022-06-23): Able to verify address thru parcel number reflected on cert and title. Exception cleared.<br>Buyer Comment (2022-06-17): [Redact] acknowledges the exception and request to have the exception regraded based on compensating factors -<br> DSCR - 1.45 on the low end <br> Experience<br>Reviewer Comment (2022-04-12): Subject address on Flood Certificate must match Note address, unable to waive exception.<br>Buyer Comment (2022-04-05): Please waive reserves and experience | 06/23/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052482 | [Redact] | [Redact] | 33414912 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-15): Autowaive |  |  | 07/15/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052482 | [Redact] | [Redact] | 33414913 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Per guidelines a four-unit property can only have one vacant unit at the time of closing on a refinance, and two vacant on purchase. This is a purchase transaction, and one lease was provided. | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower's Experience/Track Record. The borrower has: "5" Years of Experience.<br>The DSCR of 1.45 is greater than the minimum required DSCR of 1.20. | [Redact]<br>Aggregator | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive DSCR and Experience<br>Reviewer Comment (2022-04-12): Exception remains open until resolved by seller.<br>Seller Comment (2022-04-06): working on! |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052486 | [Redact] | [Redact] | 33414927 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | secondary valuation missing |  |  |  | Reviewer Comment (2022-03-25): Received Secondary valuation, Exception Cleared.<br>Seller Comment (2022-03-21): [Redact] - ARR | 03/25/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052488 | [Redact] | [Redact] | 33414937 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Missing second valuation report confirming the initial appraised value of [Redact] as required by guidelines. |  |  |  | Reviewer Comment (2022-04-13): Received securitized. Secondary valuation, Exception Cleared.<br>Seller Comment (2022-04-06): [Redact]- ARR | 04/13/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052489 | [Redact] | [Redact] | 33414939 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Guidelines require a minimum 700 FICO for managers with less than 2 years experience. Documentation was not provided to verify borrower has 2 years experience managing properties. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The DSCR of 2.64 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-24): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-06-17): Please waive DSCR and Reserves |  |  | 06/24/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052489 | [Redact] | [Redact] | 33414940 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Completed Credit Application is required and was not provided. Application provided is signed by the borrowers, however, the application is blank. |  |  |  | Reviewer Comment (2022-04-07): Credit applications received in trailing docs, exception cleared.<br>Seller Comment (2022-03-31): Attached again; Loan app is not blank on our end. please provide another way to send if it is still showing blank on your end<br>Reviewer Comment (2022-03-14): Received Application is blank. Required completed Credit application<br>Seller Comment (2022-03-11): [Redact] Loan app | 04/07/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052489 | [Redact] | [Redact] | 33414941 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | Credit application provided was blank and no other documentation verifying borrowers citizenship was provided. |  |  |  | Reviewer Comment (2022-04-07): Credit application received in trailing docs, exception cleared.<br>Seller Comment (2022-03-31): Loan app not blank on our end please provide alternate way to submit if still showing blank on your end<br>Reviewer Comment (2022-03-18): Loan application documents received are blank and citizenship question not completed.<br>Seller Comment (2022-03-11): [Redact] loan app | 04/07/2022 |  |  | 1 B A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052489 | [Redact] | [Redact] | 33414942 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-06-24): Auto waive per client |  |  | 06/24/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052490 | [Redact] | [Redact] | 33414943 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Guidelines require a Certificate of Good Standing dated within 90 days of the Note dated [Redact]. The search provided in file does not include the date it was obtained so unable to confirm if it meets guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 782 FICO | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-06-18): per client request<br>Buyer Comment (2022-06-16): Please waive DSCR and Reserves<br>Reviewer Comment (2022-04-14): Buyer to review, COGS dated within 90 days of Note was not provided.<br>Seller Comment (2022-03-29): Cannot edit a previously downloaded search, can only provide new, post date one which has been uploaded; please waive<br>Seller Comment (2022-03-29): Entity Search [Redact] ; cannot edit a previous search, can only provide a post dated one; please waive |  |  | 06/18/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052490 | [Redact] | [Redact] | 33414944 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Missing supporting documentation that tax liens have been paid in full or in satisfactory status. |  |  |  | Reviewer Comment (2022-06-18): per client request<br>Buyer Comment (2022-06-16): Please waive |  |  | 06/18/2022 | 2 B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052490 | [Redact] | [Redact] | 33414945 |  | Credit | Document Error | General | Document Error | Loan is cross collateralized and release provisions = No |  |  |  |  |  | Reviewer Comment (2022-04-14): Client requested exception to be waived without comp factors.<br>Buyer Comment (2022-04-13): Please waive<br>Seller Comment (2022-03-29): Please see the security instruments ("mortgage and assignment of rent") and section 23 stating release<br>Reviewer Comment (2022-03-29): Release amount for each subject property was not provided therefore, exception remains open.<br>Seller Comment (2022-03-28): Please see the security instruments ("Mortgage and Assignment of Rent") and section 23 stating the release |  |  | 04/14/2022 | 2 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052490 | [Redact] | [Redact] | 33414947 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Guidelines require the lesser of the purchase price or the appraised value be used to calculate the LTV. The following properties do not meet the seasoning requirement: [Redact] ([Redact]), [Redact] ([Redact]), [Redact] ([Redact]) and [Redact] ([Redact]). | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 782 FICO | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-05-20): BPO meets AIV, ok to proceed<br>Reviewer Comment (2022-04-14): Buyer to review for consideration, seasoning requirement not met.<br>Seller Comment (2022-04-11): Our guideline seasoning requirement is 90 days, not 180 |  |  | 05/20/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052590 | [Redact] | [Redact] | 33414950 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2022-04-04): Waive per client, handled by [Redact] Servicer |  |  | 04/04/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052590 | [Redact] | [Redact] | 33414952 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | Background reports a criminal case charges filed [Redact] with no description of the offense or description as well as 2 Misdemeanors within 10 years from the Note date. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 770 Fico | [Redact],Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-09-15): Waive per Client.<br>Buyer Comment (2022-09-12): Please waive DSCR and Reserves<br>Reviewer Comment (2022-09-08): buyer to review<br>Seller Comment (2022-08-30): Per our UW Team - "The 2012 charge that had no description did not raise any concerns as it was almost 10 years old and the borrower did not have any serious prior charges. The reported issues were mainly due to his driving record. "<br>Reviewer Comment (2022-06-09): Please see guideline - No Guarantor, Borrower or Principal shall have any of the following derogatory credit finding:<br> o Previous felony/ misdemeanor convictions involving fraud, embezzlement, or other financial crimes within 10 years. (If a red flag is identified, proof of clearance is required via [Redact] or another comparable provider. If unable to provide proof of clearance, seller must confirm in writing that the red flag has been reviewed and cleared) \*\*\*must have been convicted of the crime\*\*\*<br>Buyer Comment (2022-06-08): Please see guideline - No Guarantor, Borrower or Principal shall have any of the following derogatory credit finding:<br> o Previous felony/ misdemeanor convictions involving fraud, embezzlement, or other financial crimes within 10 years. (If a red flag is identified, proof of clearance is required via [Redact] or another comparable provider. If unable to provide proof of clearance, seller must confirm in writing that the red flag has been reviewed and cleared) \*\*\*must have been convicted of the crime\*\*\* |  |  | 09/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052590 | [Redact] | [Redact] | 33414953 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Property value came in lower than required minimum amount of [Redact]ender exception approval in file with compensating factors. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 770 Fico | [Redact]<br>[Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-06-09): per client request<br>Buyer Comment (2022-06-08): Please waive LTV and DSCR<br>Seller Comment (2022-03-23): Please escalate to Buyer. |  |  | 06/09/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052590 | [Redact] | [Redact] | 33414954 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | Background reports a criminal case charges filed [Redact] with no description of the offense or description as well as 2 Misdemeanors within 10 years from the Note date. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 770 Fico | [Redact],Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-09-15): Waive per Client.<br>Buyer Comment (2022-09-12): Please waive DSCR and Reserves<br>Reviewer Comment (2022-09-08): buyer to review<br>Seller Comment (2022-08-30): Per our UW Team - "The 2012 charge that had no description did not raise any concerns as it was almost 10 years old and the borrower did not have any serious prior charges. The reported issues were mainly due to his driving record."<br>Reviewer Comment (2022-06-09): Please see guideline - No Guarantor, Borrower or Principal shall have any of the following derogatory credit finding:<br> o Previous felony/ misdemeanor convictions involving fraud, embezzlement, or other financial crimes within 10 years. (If a red flag is identified, proof of clearance is required via [Redact] or another comparable provider. If unable to provide proof of clearance, seller must confirm in writing that the red flag has been reviewed and cleared) \*\*\*must have been convicted of the crime\*\*\*<br>Buyer Comment (2022-06-08): Please see guideline - No Guarantor, Borrower or Principal shall have any of the following derogatory credit finding:<br> o Previous felony/ misdemeanor convictions involving fraud, embezzlement, or other financial crimes within 10 years. (If a red flag is identified, proof of clearance is required via [Redact] or another comparable provider. If unable to provide proof of clearance, seller must confirm in writing that the red flag has been reviewed and cleared) \*\*\*must have been convicted of the crime\*\*\* |  |  | 09/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052589 | [Redact] | [Redact] | 33414958 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Missing a copy of the Quit Claim Deed transferring title vesting from [Redact] to the borrowing entity [Redact]. Subject is a cashout refinance and title is currently vested in [Redact]. A QCD is provided however the grantor is [Redact], not [Redact]. |  |  |  | Reviewer Comment (2022-06-10): Document received in trailing docs, exception cleared.<br>Seller Comment (2022-06-09): Deed | 06/10/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052589 | [Redact] | [Redact] | 33414959 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing verification of the guarantor/member's ownership interest in [Redact] who is the vested owner on title. Subject is a cashout refinance, borrower's continuous ownership in subject property must be verified. Additional exception may be applicable. |  |  |  | Reviewer Comment (2022-06-10): Deed received in trailing docs, exception cleared.<br>Seller Comment (2022-06-09): This entity is owned by [Redact]. Please waive. | 06/10/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052589 | [Redact] | [Redact] | 33414960 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Missing Corporate Resolution signed by both members. Operating Agreement reflects 2 members however Corporate Resolution reflects guarantor as the only member. |  |  |  | Reviewer Comment (2022-07-22): not required with updated guidelines.<br>Buyer Comment (2022-07-15): If the borrower is a legal entity, a full recourse warm body guaranty by:<br> o One or more individuals which in aggregate own at least 51% of the entity is required (nonrecourse<br> with customary "bad-act" carveouts including bankruptcy permitted if approved on<br> exception basis); OR<br> o All members of the entity with 20% or more controlling interest; OR<br> o A corporate resolution authorizing the signor to execute all documents on behalf of the entity<br>Reviewer Comment (2022-06-13): Corporate Resolution is required to be signed by all members, exception remains open.<br>Seller Comment (2022-06-13): Borrower is signing a Unanimous Written Consent on behalf of the entire entity. Please waive.<br>Reviewer Comment (2022-06-10): Exception remains open, Document is not signed by both members of the borrowing business entity,<br>Seller Comment (2022-06-09): Corp Resolution | 07/22/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052589 | [Redact] | [Redact] | 33414961 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | Guarantor's background check reflects an open state tax lien in the amount of [Redact]. Evidence the tax liens has been satisified is not provided. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 2.06 DSCR | [Redact]<br>[Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-06-21): per client request<br>Buyer Comment (2022-06-15): Please waive reserves and DSCR |  |  | 06/21/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052600 | [Redact] | [Redact] | 33414962 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Business Entity is located in xxxx and the subject property is located in xxxx. A Certificate of Foreign Qualification is required showing the business entity can legally do business in the foreign state. Per Client, COGS from the foreign state would be sufficient as well. |  |  |  | Reviewer Comment (2022-03-31): Clear per Client request | 03/31/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052600 | [Redact] | [Redact] | 33414964 |  | Credit | Guideline | Guideline Issue | Guideline | Note has a Prepayment Penalty provision, which is not allowable per guidelines. |  | Subject is a single family residence with a loan amount of [Redact]er guidelines-Prepayment penalties are prohibited in xxxx with an original unpaid principal balance of $xxx,xxx or less, secured by one to two family residential property. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | DSCR 0.73 above the GL minimum. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-03-31): Exception waived with the following comp factors: buyer waives PPP with high FICO and high DSCR. |  |  | 03/31/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052601 | [Redact] | [Redact] | 33414966 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | Reviewer Comment (2022-03-30): Report in file and within 120 days from the note date, [Redact]. | 03/30/2022 |  |  | 1 C A |  |  | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052601 | [Redact] | [Redact] | 33414967 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Certificate of Foreign Qualification is required for a [Redact] business entity doing business in the state of [Redact]. |  |  |  | Reviewer Comment (2022-04-08): Cleared per client. | 04/08/2022 |  |  | 1 C A |  |  | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052601 | [Redact] | [Redact] | 33414968 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Missing operating agreement for [Redact] which is the sole member of the borrowing business entity as required by guidelines. |  |  |  | Reviewer Comment (2022-10-04): provided<br>Buyer Comment (2022-10-03): Please clear [Redact] OA is in the file.<br>Reviewer Comment (2022-09-08): Received Operating Agreement is [Redact] but Note Document showing [Redact] Please Provided [Redact] Operating Agreement. Exception remains.<br>Seller Comment (2022-09-07): MISC<br>Seller Comment (2022-09-07): OA<br>Seller Comment (2022-09-07): Entity Status<br>Seller Comment (2022-09-07): EIN<br>Seller Comment (2022-09-07): Working on. Can confirm that [Redact] has 100% interest in [Redact] | 10/04/2022 |  |  | 1 C A |  |  | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052601 | [Redact] | [Redact] | 33414969 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | Hazard insurance mortgagee clause is missing Its Successors and/or Assigns (ISAOA) for all properties. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive Experience and Reserves |  |  | 07/15/2022 | 2 C B |  |  | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052603 | [Redact] | [Redact] | 33414975 |  | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Original Sales Price. |  | [Redact] date of acquisition provided thru Property History Report. Missing Original Sale Price for all other subject properies.. Information used for review taken from appraisals and must be vereified thru a third party. Please provide Purchase HUD for each subject; exception may be added upon review. |  |  |  | Reviewer Comment (2022-09-14): All but one property are seasoned. The unseasoned property's LTV works on the loan and property level.<br>Seller Comment (2022-09-07): ? | 09/14/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052603 | [Redact] | [Redact] | 33414976 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-28): Credit application received in trailing docs, exception cleared.<br>Seller Comment (2022-04-21): loan app | 04/28/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052603 | [Redact] | [Redact] | 33414977 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided | Address: [Redact] |  |  |  |  | Reviewer Comment (2022-09-08): Received Flood certificate. Exception cleared.<br>Seller Comment (2022-09-07): Flood cert<br>Seller Comment (2022-09-07): Working on<br>Reviewer Comment (2022-08-17): Received Flood certificate is different address. Please provide Address: [Redact]<br>Seller Comment (2022-08-15): uploaded<br>Reviewer Comment (2022-04-01): Reviewed Flood cert for this property is missing. | 09/08/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052603 | [Redact] | [Redact] | 33414978 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | [Redact] Parcel ID not listed on page 1 of Security Instrument. |  |  |  | Reviewer Comment (2022-09-14): Provided.<br>Seller Comment (2022-09-07): MTG | 09/14/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052603 | [Redact] | [Redact] | 33414979 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Mising Document: Closing Protection Letter not provided. |  | Closing protection letter provided references the property located at [Redact] only. Missing additional 12 properties on CPL. |  |  |  | Reviewer Comment (2022-09-14): CPL provided has the same reference number as the title, which covers all properties.<br>Seller Comment (2022-08-18): [Redact] - CPL provided should work here | 09/14/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052603 | [Redact] | [Redact] | 33414980 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | Due to missing credit application, unable to confirm the guarantor's citizen status. |  |  |  | Reviewer Comment (2022-04-28): Credit application received in trailing docs, exception cleared. | 04/28/2022 |  |  | 1 B A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052578 | [Redact] | [Redact] | 33414986 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Background check reflects an unpaid Tax Liens balance of [Redact].Evidence the Tax Liens has been paid off was not provided. |  |  |  | Reviewer Comment (2022-06-16): per client request<br>Buyer Comment (2022-06-14): please waive |  |  | 06/16/2022 | 2 B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052578 | [Redact] | [Redact] | 33414987 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Flood Cert provided is dated [Redact], more than 90 days prior to Note dated [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.32 is greater than the minimum required DSCR of 1.00. | Aggregator<br>[Redact] | Reviewer Comment (2022-05-02): Waive with comp factors per client.<br>Buyer Comment (2022-04-25): [Redact] acknowledges the exception and request to waive based on comp factors 1.39 DSCR and reserves<br>Reviewer Comment (2022-04-01): Reviewed. Document greater than 90 days prior to closing. |  |  | 05/02/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052579 | [Redact] | [Redact] | 33414988 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-08-19): per client request |  |  | 08/19/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| [Redact] | 9052579 | [Redact] | [Redact] | 33414989 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | Missing verification of liability insurance | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-19): per client request |  |  | 08/19/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| [Redact] | 9052580 | [Redact] | [Redact] | 33414990 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Security Instrument Notary signature was not dated. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | The borrower has over two years' experience managing properties. | [Redact]<br>[Redact],Originator,Aggregator | Reviewer Comment (2023-01-31): Waive per Client.<br>Buyer Comment (2023-01-31): Per foreclosure attorney for this state, although the notary did not date the document it will not affect our ability to foreclose on the property if that were to happen. That being said, we are ok to clear this, please clear waive dscr and assets are comps<br>Reviewer Comment (2022-09-14): waiting to receive<br>Seller Comment (2022-09-07): Working on |  |  | 01/31/2023 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052580 | [Redact] | [Redact] | 33414991 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-15): Waive per Client request. |  |  | 07/15/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052580 | [Redact] | [Redact] | 33414992 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Guidelines require the Certificate of Good Standing to be dated within 90 day sof Note dated [Redact]. The COGS provided is not dated. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | The borrower has over two years' experience managing properties. | [Redact]<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive DSCR and Experience |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052580 | [Redact] | [Redact] | 33414993 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2022-06-29): provided in trailing docs<br>Seller Comment (2022-06-22): TCOMM Addendum<br>Seller Comment (2022-06-22): TCOMM | 06/29/2022 |  |  | 1 B A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052583 | [Redact] | [Redact] | 33414998 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject has an average unit size of [Redact] sqft, which is less than minimum [Redact] sqft required per guidelines. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-10): Waive per Client.<br>Buyer Comment (2022-07-01): please waive credit and ltv are comps<br>Seller Comment (2022-06-29): [Redact] - please review |  |  | 07/10/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052583 | [Redact] | [Redact] | 33414999 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines permits no more than 1 of the 2 units to be unleases, however no lease agreement is provided for either unit. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive FICO and LTV |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052583 | [Redact] | [Redact] | 33415000 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Application reflects guarantor [Redact] SSN as xxx-13-xxxx and credit report reflects xxx-19-xxxx. |  |  |  | Reviewer Comment (2023-01-30): Social Security number is correct. The number on the credit report is incorrect, but the scores reflect the accurate SS#.<br>Buyer Comment (2023-01-13): Need underwriting notes to determine how the correct SS# was provided | 01/30/2023 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052583 | [Redact] | [Redact] | 33415001 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Flood Cert reflects property address [Redact] vs [Redact] on Note. |  |  |  | Reviewer Comment (2022-06-27): Parcel numbers on the flood and appraisal match. Address is verified. | 06/27/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052583 | [Redact] | [Redact] | 33415002 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Insurance dec page reflects property address [Redact] vs [Redact] on Note. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive FICO and LTV |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052583 | [Redact] | [Redact] | 33415003 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-15): Waive per Client request. |  |  | 07/15/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052584 | [Redact] | [Redact] | 33415006 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing Credit Application for Guarantor. Application receiveed is blank, signature only provided. |  |  |  | Reviewer Comment (2022-06-27): Document received in trailing docs, exception cleared.<br>Seller Comment (2022-06-21): uploaded | 06/27/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052584 | [Redact] | [Redact] | 33415007 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Per the title the subject was purchased on [Redact]. The purchase HUD was provided showing a purchase price of [Redact], with an assignment fee of [Redact], making the purchase price [Redact]he appraiser commented that repairs were complete and provided the repair budget, which shows an amount of [Redact]No documentation was provided showing the actual cost of the repairs. The LTV using the purchase price/assignment fee is 97.65957% . The LTV using the appraised value is 78.68571429%. The LTV using original purchase price, assignment fee, and unconfirmed repairs is 77.55561814% | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.37 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact] | Reviewer Comment (2022-08-15): per client request<br>Buyer Comment (2022-08-15): please clear LTC is 77% and within tolerance<br>Seller Comment (2022-08-08): [Redact] - construction budget found on appraisal from initial upload<br>Reviewer Comment (2022-06-27): Seller to provide required docs per buyer: BPO came in low (over 10% below appraised value) please provide scope of work / construction budget.<br>Buyer Comment (2022-05-31): BPO came in low (over 10% below appraised value) please provide scope of work / construction budget.<br>Reviewer Comment (2022-05-20): Buyer to review - BPO value is [Redact] and the appraised value is [Redact] |  |  | 08/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052588 | [Redact] | [Redact] | 33415023 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-07-12): Document has been associated and also done with necessary changes.<br>Seller Comment (2022-07-11): uploaded | 07/12/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052588 | [Redact] | [Redact] | 33415024 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The existing lease term is [Redact] to [Redact] however guidelines require an initial term of at least 12 months. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.22 is greater than the minimum required DSCR of 1.00.<br>Borrower's Experience/Track Record. The borrower has at least 2 years of experience. | [Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact],Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive DSCR and Experience |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052588 | [Redact] | [Redact] | 33415025 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The initial purchase of the subject was on [Redact], which is less than 180 days from the Note Date of [Redact]. Since this is a rate/term refinance, it is considered an unseasoned refinance. Per guidelines the lower of the appraised value and original purchase price should be used ([Redact]). A purchase price is required to calculate the LTV. Per the [Redact] desk review report, the purchase price was [Redact]Provide the purchase HUD to confirm the purchase price and to verify if there is any assignment fees or repair holdback. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.22 is greater than the minimum required DSCR of 1.00.<br>Borrower's Experience/Track Record. The borrower has at least 2 years of experience. | [Redact]<br>[Redact]<br>[Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact],Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-08-19): Per [Redact], waive. The appraised value is acceptable.<br>Reviewer Comment (2022-07-15): Seller to review Buyer's comment.<br>Buyer Comment (2022-07-07): Please provide a budget |  |  | 08/19/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052588 | [Redact] | [Redact] | 33415026 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | Reviewer Comment (2022-04-14): Waive w/o Comp Factors at Client's Request. |  |  | 04/14/2022 | 1 B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052588 | [Redact] | [Redact] | 33415027 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | Comparable photos were not provided in the hybrid appraisal report. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record | The DSCR of 1.22 is greater than the minimum required DSCR of 1.00.<br>Borrower's Experience/Track Record. The borrower has at least 2 years of experience. | [Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact]<br>[Redact]<br>[Redact],Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-04-27): Waived GL requirement per client, with comp factors. |  |  | 04/27/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052588 | [Redact] | [Redact] | 33415028 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require evidence of liability insurance however it was not included in the hazard insurance dec page provided. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.22 is greater than the minimum required DSCR of 1.00. | [Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-07-26): Waive per Client request.<br>Buyer Comment (2022-07-21): Please waive DSCR and Experience |  |  | 07/26/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052588 | [Redact] | [Redact] | 33415029 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | Missing preliminary title report dated within 90 days of the note date ([Redact]). None was provided in file. |  |  |  | Reviewer Comment (2022-08-02): Received Final Title document. Exception cleared.<br>Seller Comment (2022-08-01): uploaded | 08/02/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052595 | [Redact] | [Redact] | 33415034 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | Closing Protection Letter is required and not provided. |  |  |  | Reviewer Comment (2022-08-11): CPL provided.<br>Seller Comment (2022-08-03): uploaded | 08/11/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052595 | [Redact] | [Redact] | 33415035 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2022-10-04): provided<br>Seller Comment (2022-10-03): tcomm | 10/04/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052595 | [Redact] | [Redact] | 33415036 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Guidelines require a minimum of 6 months rent loss insurance. Declarations page provided does not show rent loss coverage. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.46 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact] | Reviewer Comment (2022-04-20): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-04-18): Please waive DSCR and Reserves |  |  | 04/20/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052595 | [Redact] | [Redact] | 33415037 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | Reviewer Comment (2022-04-14): Waive w/o Comp Factors at Client's Request. |  |  | 04/14/2022 | 1 B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052597 | [Redact] | [Redact] | 33415039 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument is required an not provided. Security Instrument that was provided belongs to another loan for the borrower and does not belong to this transaction. |  |  |  | Reviewer Comment (2022-07-12): Received Security Instrument - Subject Lien, Exception Cleared.<br>Seller Comment (2022-07-11): uploaded | 07/12/2022 |  |  | 1 D A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052597 | [Redact] | [Redact] | 33415040 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lease provided for [Redact] expired [Redact] and contains Month to Month provision with rent at [Redact] per month. Operating income statement is reporting current rent at [Redact] per month. Provide updated documentation to show current rent amount.<br>Lease provided for [Redact] expired [Redact] and contains Month to Month provision with rent at [Redact] per month. Operating income statement is reporting current rent at [Redact] per month. Provide updated documentation to show current rent amount. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive Experience and Reserves |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052597 | [Redact] | [Redact] | 33415041 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Certificate of Good standing dated within 90 days of note date [Redact] is required. Certificate of good standing was provided, however, there is no date obtained present on document to determine if within 90 days of note. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive Experience and Reserves |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052597 | [Redact] | [Redact] | 33415042 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2022-09-09): Received Title commitment. Exception cleared.<br>Seller Comment (2022-09-07): TCOMM | 09/09/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052597 | [Redact] | [Redact] | 33415043 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | Reviewer Comment (2022-04-14): Waive w/o Comp Factors at Client's Request. |  |  | 04/14/2022 | 1 B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052596 | [Redact] | [Redact] | 33415044 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | Reviewer Comment (2022-07-12): Received Title Commitment document. Exception cleared.<br>Seller Comment (2022-07-08): uploaded | 07/12/2022 |  |  | 1 C A |  |  | Investment | Purchase | D A |  | N/A | No |
| [Redact] | 9052596 | [Redact] | [Redact] | 33415045 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | Reviewer Comment (2025-03-12): Clear<br>Reviewer Comment (2025-03-12): Reopen<br>Reviewer Comment (2022-04-14): Waive w/o Comp Factors at Client's Request. | 03/12/2025 |  |  | 1 B A |  |  | Investment | Purchase | D A |  | N/A | No |
| [Redact] | 9052596 | [Redact] | [Redact] | 33415046 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security instrument provided in file is not for the subject properties. |  |  |  | Reviewer Comment (2022-07-12): Received Security Instrument - Subject Lien. Exception cleared.<br>Seller Comment (2022-07-08): uploaded | 07/12/2022 |  |  | 1 D A |  |  | Investment | Purchase | D A |  | N/A | No |
| [Redact] | 9052596 | [Redact] | [Redact] | 33415047 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | Missing closing protection letter covering the subject properties dated wtihin 90 days of the note date ([Redact]). |  |  |  | Reviewer Comment (2022-07-12): Received Closing Protection Letter. Exception cleared.<br>Seller Comment (2022-07-08): uploaded | 07/12/2022 |  |  | 1 C A |  |  | Investment | Purchase | D A |  | N/A | No |
| [Redact] | 9052598 | [Redact] | [Redact] | 33415049 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-08-11): CPL provided.<br>Seller Comment (2022-08-03): CPL | 08/11/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052598 | [Redact] | [Redact] | 33415050 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | (Subject DSCR) of 0.99 does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) 1.00.Due to the 14% of management service fee. |  |  |  | Reviewer Comment (2022-04-18): Per Client removed PM fee and cleared exception.<br>Reviewer Comment (2022-04-13): DSCR of 0.99 is based on actual lease rent of [Redact] (Unit [Redact]) and [Redact] (Unit #[Redact]) and PITIA of [Redact] (P&I [Redact] + Tax [Redact] + HOI [Redact]). | 04/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052598 | [Redact] | [Redact] | 33415051 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Flood Certificate address does not match Note. Certificate reflects [Redact] however, Note reflects [Redact]. |  |  |  | Reviewer Comment (2022-07-13): The addresses are both located in the same structure under the same parcel.<br>Seller Comment (2022-07-05): This is a duplex and the flood cert is for the same property | 07/13/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052599 | [Redact] | [Redact] | 33415052 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | DSCR 0.95 is calculated based on lease rent [Redact] and PITIA [Redact] (P&I [Redact] + HOI [Redact] + tax [Redact] + PM fee [Redact]). Property Management Agreement reflect management fee as 14% of monthly rent collected. |  |  |  | Reviewer Comment (2022-04-18): Per Client removed PM fee and cleared exception. | 04/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052599 | [Redact] | [Redact] | 33415053 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-08-17): Waive per Client request. |  |  | 08/17/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052599 | [Redact] | [Redact] | 33415054 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Hazzard insurance dec page does not reflect liability insurance which is required per guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-26): Waive per Client request.<br>Buyer Comment (2022-07-21): Please waive Experience and Reserves |  |  | 07/26/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052559 | [Redact] | [Redact] | 33415083 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-15): Waive per Client request. |  |  | 07/15/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052559 | [Redact] | [Redact] | 33415084 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Flood Cert provided is dated [Redact], more than 90 days prior to Note dated [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact] | Reviewer Comment (2022-07-07): Waive per Client.<br>Buyer Comment (2022-06-28): This is ok with high reserves as a comp<br>Reviewer Comment (2022-06-27): Buyer to review<br>Reviewer Comment (2022-04-01): Reviewed flood cert greater than 90 days prior to closing. |  |  | 07/07/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052559 | [Redact] | [Redact] | 33415085 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | Desk Review and Appraisal effective date of [Redact] is more than 120 days prior to Note dated [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | The borrower has over two years experience managing properties. | [Redact]<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive Experience and Reserves |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052560 | [Redact] | [Redact] | 33415086 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-04-20): Received Closing Protection Letter, Exception cleared.<br>Seller Comment (2022-04-19): uploaded | 04/20/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052560 | [Redact] | [Redact] | 33415087 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | Reviewer Comment (2022-07-12): Received Title commitment. Exception cleared.<br>Seller Comment (2022-07-08): uploaded | 07/12/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052560 | [Redact] | [Redact] | 33415088 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final Executed HUD-1 / Closing statement is required and not provided. |  |  |  | Reviewer Comment (2022-07-12): Received Settlement statement. Exception cleared.<br>Seller Comment (2022-07-08): uploaded | 07/12/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052560 | [Redact] | [Redact] | 33415089 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Properties seasoned less than 180 days are considered delayed purchases and the LTV is calculated from the lesser of the original purchase price or current appraised value. Two properties, [Redact] and [Redact] are seasoned less than 180 days (155 days) From Note date [Redact]. LTV is Calculated from the original purchase price provided on the Hybrid appraisal. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.82 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact] | Reviewer Comment (2022-05-05): BPO provided verifies As-Is Value. Per [Redact]'s direction okay to use AIV to calculate the LTV. Pending Acuity Upload. |  |  | 05/05/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052560 | [Redact] | [Redact] | 33415090 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | Photos for Comparable(s) are required and not provided. Photos are needed for all 8 properties. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.82 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact] | Reviewer Comment (2022-04-27): Waived GL requirement per client, with comp factors. |  |  | 04/27/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052560 | [Redact] | [Redact] | 33415091 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | For properties seasoned less than 180 days documentation is required to verify the original purchase price of the property. For Properties [Redact] and [Redact], provide original purchase HUD for these two properties. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.82 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact] | Reviewer Comment (2022-05-05): Need to waive per client request<br>Reviewer Comment (2022-05-05): BPO provided verifies As-Is Value. Per [Redact]'s direction okay to use BPO and waive seasoning requirement. |  |  | 05/05/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052560 | [Redact] | [Redact] | 33415092 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | Reviewer Comment (2022-04-14): Waive w/o Comp Factors at Client's Request. |  |  | 04/14/2022 | 1 B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052560 | [Redact] | [Redact] | 33415093 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Open Judgments reflected on background check. Guidelines require Any outstanding liens, including unpaid judgments greater than [Redact], tax liens, collections/ charge-offs, or other material liens must be paid in full or in satisfactory status and borrower must provide evidence of being current on payment plan for a minimum of 6 months prior to close. |  |  |  | Reviewer Comment (2022-06-16): per client request<br>Buyer Comment (2022-06-14): please waive |  |  | 06/16/2022 | 2 B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052560 | [Redact] | [Redact] | 33415094 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided | Address: [Redact] | Missing Security Instrument for [Redact] per appraisal; Parcel ID not included in Security Instrument provided bor [Redact]. |  |  |  | Reviewer Comment (2022-10-05): provided<br>Seller Comment (2022-10-04): It's on 644/670<br>Reviewer Comment (2022-09-14): The second security instrument was not provided in the loan file. To clear exception please provide the security instrument for the [Redact] property that is in a different county.<br>Seller Comment (2022-09-07): There are two mortgages. That one property was in a different county... all others were on a single mortgage then there was another for this property<br>Seller Comment (2022-09-07): Working on! | 10/05/2022 |  |  | 1 C A D |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052562 | [Redact] | [Redact] | 33415102 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has 2+ years of experience. | [Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-04-21): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-04-19): Please waive DSCR and Reserves |  |  | 04/21/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052562 | [Redact] | [Redact] | 33415104 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of good standing provided in file is for [Redact] which is not the borrowing business entity. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has 2+ years of experience. | [Redact]<br>[Redact],Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-08-17): Waive per Client request.<br>Buyer Comment (2022-08-17): waive, as of [Redact] is current and active as of [Redact].<br>Reviewer Comment (2022-07-20): Seller to review Buyer's comments.<br>Buyer Comment (2022-07-19): Seller to work with borrower, per sec of state site for [Redact] as of [Redact], statement status = past due |  |  | 08/17/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052562 | [Redact] | [Redact] | 33415105 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Flood Certificate provided in file is dated [Redact] which was 134 days old at closing. Guidelines require it be within 90 days from the note date of [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact] | Reviewer Comment (2022-07-06): Waive per Client.<br>Buyer Comment (2022-06-28): Ok to clear with reserves as the comp<br>Reviewer Comment (2022-06-27): Buyer to review<br>Reviewer Comment (2022-04-01): Reviewed document is not within 90 days. |  |  | 07/06/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052562 | [Redact] | [Redact] | 33415106 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Credit report reflects open collections and the background check indicates open judgements. Guidelines require all collections and any judgments greater than [Redact] be paid in full or in satisfactory status and borrower must provide evidence of being current on payment plan for a minimum of 6 months prior to close. |  |  |  | Reviewer Comment (2022-06-16): per client request<br>Buyer Comment (2022-06-14): please waive |  |  | 06/16/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052565 | [Redact] | [Redact] | 33415120 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Notarization is missing on Guarantee Agreement, Note, Security Instrument and loan agreement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2023-01-20): Waive per Client.<br>Buyer Comment (2023-01-13): PLease clear this, we will accept this based on conversations between [Redact] counsel and upper management. The notary stamp is on every page and initialed by the notary. Credit and dscr are comps<br>Reviewer Comment (2022-12-28): Buyer to review Seller's comment.<br>Seller Comment (2022-12-27): [Redact] please review, do not need a Notary to witness a Promissory Note for the Note to be valid. This Note is valid. <br>The Mortgage also is valid- the notary signed the attached apostille and stamped and initialed every page.<br>Buyer Comment (2022-12-12): We are discussing on our end<br>Reviewer Comment (2022-09-29): Buyer to review - each page is stamped but the notary section is not completed and the stamp is not dated.<br>Seller Comment (2022-09-29): for reference if need be<br>Seller Comment (2022-09-29): each page is notary stamped. was a mail away. let me know what is being seen that is different. will upload the loan agreement again as an example but I'm seeing each page stamped in the indexed files<br>Buyer Comment (2022-09-26): [Redact] please review<br>Seller Comment (2022-08-10): all closing documents are notarized, please review |  |  | 01/20/2023 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052565 | [Redact] | [Redact] | 33415121 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The signed application provided is blank without any application information. |  |  |  | Reviewer Comment (2022-06-27): Document received in trailing docs, exception cleared.<br>Seller Comment (2022-06-21): uploaded | 06/27/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052566 | [Redact] | [Redact] | 33415122 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | Reviewer Comment (2022-10-07): final title provided<br>Seller Comment (2022-10-06): final title<br>Buyer Comment (2022-09-26): This is a pro forma please provide final title<br>Seller Comment (2022-09-02): Buyer to review<br>Seller Comment (2022-09-02): TCOMM | 10/07/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052566 | [Redact] | [Redact] | 33415123 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing property management agreement between [Redact] and [Redact] for the following subject properties: [Redact], [Redact], [Redact], [Redact], [Redact], [Redact], [Redact],[Redact].<br>Missing property management agreement between [Redact] and [Redact] for the following properties: [Redact], [Redact], [Redact] |  |  |  | Reviewer Comment (2022-04-21): A PM Fee is no longer part of the DSCR calculation. | 04/21/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052566 | [Redact] | [Redact] | 33415124 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | Reviewer Comment (2025-03-12): Clear<br>Reviewer Comment (2025-03-12): Reopen to Clear.<br>Reviewer Comment (2022-05-31): Autowaive per client<br>Buyer Comment (2022-05-31): This is on our auto waive list, please confirm with management<br>Reviewer Comment (2022-04-19): Unable to waive, please provide title commitment or final title policy.<br>Buyer Comment (2022-04-18): Please waive | 03/12/2025 |  |  | 1 B A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052566 | [Redact] | [Redact] | 33415125 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Flood certificate reflects the city as [Redact] for [Redact] while the note states it is [Redact] |  |  |  | Reviewer Comment (2022-06-22): flood cert lists the community name as [Redact]<br>Seller Comment (2022-06-16): block and lot are the same on appraisal and flood certification. please waive | 06/22/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052566 | [Redact] | [Redact] | 33415126 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Flood certificate reflects the subject property address as [Redact] while the note states it as [Redact] |  |  |  | Reviewer Comment (2022-06-22): flood cert lists the community name as [Redact]<br>Seller Comment (2022-06-16): block and lot are the same on appraisal and flood certification . please waive | 06/22/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052566 | [Redact] | [Redact] | 33415127 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Flood certificate reflects the city as [Redact] for [Redact] while the note indicates it is [Redact]. |  |  |  | Reviewer Comment (2022-06-22): flood cert lists the community name as [Redact]<br>Seller Comment (2022-06-16): block and lot are the same on the appraisal and the flood certification. please waive | 06/22/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052567 | [Redact] | [Redact] | 33415128 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-09-14): Waive per Client. |  |  | 09/14/2022 | 1 A |  | [Redact] | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| [Redact] | 9052567 | [Redact] | [Redact] | 33415129 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact] | Reviewer Comment (2022-04-21): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-04-19): Please waive DSCR and Reserves |  |  | 04/21/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| [Redact] | 9052567 | [Redact] | [Redact] | 33415130 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Missing a copy of the quit claim deed transferring title vesting to the borrowing entity from [Redact] who is currently on title as vested owner. |  |  |  | Reviewer Comment (2022-11-29): QCD provided<br>Reviewer Comment (2022-11-08): Unable to clear. This is a refinance, with a third-party entity transferring the subject to the borrower's. We have no documentation that the guarantors had ownership in the subject prior to this transaction. The QCD was request to verify this.<br>Buyer Comment (2022-11-01): The final title should clear this exception, please review<br>Reviewer Comment (2022-09-08): Please Provide the Deeds / Warranty / Grant / Quit-Claim Exception remains.<br>Seller Comment (2022-09-08): final title<br>Seller Comment (2022-09-07): Working on | 11/29/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| [Redact] | 9052567 | [Redact] | [Redact] | 33415131 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance policy on file has an expiration date of [Redact] which is within 3 months from the Note date [Redact]. |  |  |  | Reviewer Comment (2022-04-04): Waive per client, handled by [Redact] Servicer |  |  | 04/04/2022 | 2 B |  | [Redact] | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| [Redact] | 9052567 | [Redact] | [Redact] | 33415132 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guarantor [Redact] signature is missing from the guarantor agreement. |  |  |  | Reviewer Comment (2022-08-17): provided in trailing docs<br>Seller Comment (2022-08-10): uploaded | 08/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| [Redact] | 9052567 | [Redact] | [Redact] | 33415133 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject loan is a refinance. Missing verification of guarantor's ownership interest in [Redact] who is the vested owner on title, in order to verify guarantors' continuous ownership in subject property. |  |  |  | Reviewer Comment (2022-11-29): QCD provided showing the guarantor has ownership in [Redact]<br>Seller Comment (2022-11-28): Quit claim deep uploaded<br>Reviewer Comment (2022-09-14): Unable to clear. This is refinance and per the documentation in the file, the owner or the property was [Redact]. Documentation is required showing the guarantor hold ownership in [Redact]. Otherwise this would be considered a purchase as the borrower's had no vested interest in the subject prior to the transaction.<br>Seller Comment (2022-09-08): loaded final title showing vesting in borrowing entity<br>Seller Comment (2022-09-07): [Redact] - 51%; [Redact] - 49% | 11/29/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| [Redact] | 9052568 | [Redact] | [Redact] | 33415134 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | A signed blank application is provided. |  |  |  | Reviewer Comment (2022-04-15): Received Credit Application, Exception cleared.<br>Buyer Comment (2022-04-14): uploaded app | 04/15/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052568 | [Redact] | [Redact] | 33415136 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines permit only 1 of the 2 units to be unlease, appraisal reflects both units are vacant and no lease agreement is provided. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive FICO and Experience |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052568 | [Redact] | [Redact] | 33415137 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Appraisal is made As Is however appraisal photos indicate unfinished work. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-12-13): per client request<br>Buyer Comment (2022-12-12): Website supports home is completed and being listed for rental, the property was listed as is so this is ok now that it is complete, a 442 is not required. Please clear<br>Seller Comment (2022-10-24): Photos of interior of both units attached. Unit 1: [Redact] Unit 2: [Redact]<br>Seller Comment (2022-09-07): New construction? |  |  | 12/13/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052568 | [Redact] | [Redact] | 33415138 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | A signed blank application is provided, citizenship status is not provided. |  |  |  | Reviewer Comment (2022-04-18): Received credit application, exception cleared.<br>Buyer Comment (2022-04-14): uploaded app | 04/18/2022 |  |  | 1 B A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052568 | [Redact] | [Redact] | 33415139 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Missing tax cert to verify annual tax [Redact] used for initial tax escrow set up. Tax cert provided does not reflect the tax amount. |  |  |  | Reviewer Comment (2022-04-26): Taxes have been verified. | 04/26/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052571 | [Redact] | [Redact] | 33415145 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing verification the borrowing entity which is a [Redact] entity, is registered to do business in [Redact] where subject property located. |  |  |  | Reviewer Comment (2022-04-04): Clear per client. | 04/04/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052571 | [Redact] | [Redact] | 33415146 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-27): Waive per Client request. |  |  | 07/27/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052571 | [Redact] | [Redact] | 33415147 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Hazard insurance ddeclaration does not refdlect liability insurance which is required per guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-27): Waive per Client request.<br>Buyer Comment (2022-07-22): Please waive DSCR and Reserves |  |  | 07/27/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052574 | [Redact] | [Redact] | 33415156 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines permits no more than 2 of the 4 units to be unleased. Subject loan was closed as unleased (4 units), appraisal indicates all 4 units are tenant occupied and Closing Statement reflects transfer of rents and security deposits, however no lease agreement is provided. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive DSCR and Experience |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052574 | [Redact] | [Redact] | 33415157 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing Operating Agreement for [Redact] to verify guarantor's owership in the non borrowing entity associated with [Redact] business account ending in [Redact] which is used to verify assets required for funds to close and reserves required. Borrower has insufficient assets without the account. |  |  |  | Reviewer Comment (2022-10-31): statement provided shows the guarantor as the authorized person on the account.<br>Seller Comment (2022-10-24): [Redact] is the member number, the document does list the client as the authorized user for the account.<br>Reviewer Comment (2022-08-10): Certificate of Organization provided, to clear exception please provide the operating agreement.<br>Seller Comment (2022-08-02): uploaded | 10/31/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052575 | [Redact] | [Redact] | 33415159 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.35 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-04-27): Waived GL requirement per client, with comp factors. |  |  | 04/27/2022 | 2 C B |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052575 | [Redact] | [Redact] | 33415160 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Maximum LTV is 75% for [Redact] properties. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.35 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-07-25): Waive per Client.<br>Buyer Comment (2022-07-22): Please waive, credit, dscr and reserves are comps<br>Seller Comment (2022-06-30): Overlay |  |  | 07/25/2022 | 2 C B |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052575 | [Redact] | [Redact] | 33415161 |  | Credit | Guideline | Guideline Issue | Guideline | Short Term Rental property consistently used as a seasonal or vacation rental (i.e., [Redact]) and evidence of at least 12 months of Operating History is not present in the loan file. |  | Missing proof the property is generating consisten cashflow over a 12 month period as required by guidelines for properties being used as [Redact]. The rents should be consisten year-round, not just during the busy season. |  |  |  | Reviewer Comment (2022-08-26): [Redact] provided.<br>Seller Comment (2022-08-22): used [Redact]<br>Reviewer Comment (2022-08-18): Trailing document received is not the complete [Redact] report. Please provide complete report. Exception remains.<br>Seller Comment (2022-08-15): [Redact] tool seen in trailing docs | 08/26/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052575 | [Redact] | [Redact] | 33415162 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | Market rent amount was enter incorrectly. |  |  |  | Reviewer Comment (2022-04-04): DSCR meets GLs using Interest Only payment per Client request. | 04/04/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052575 | [Redact] | [Redact] | 33415163 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing confirmation the rent pattterns using the [Redact] tool as required by guidelines when the subject is used as an [Redact]. The report should specifically validate nightly rent rates and occupancy information for the geographic area. |  |  |  | Reviewer Comment (2022-08-26): [Redact] provided.<br>Seller Comment (2022-08-22): [Redact]<br>Reviewer Comment (2022-08-18): Trailing document received is not the complete [Redact] report. Please provide complete report. Exception remains.<br>Seller Comment (2022-08-15): uploaded | 08/26/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052576 | [Redact] | [Redact] | 33415164 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-27): Waive per Client. |  |  | 07/27/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052576 | [Redact] | [Redact] | 33415165 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Missing a copy of the deed for transferring title vesting of [Redact] ([Redact]) to the borrowing entit. Title commitment reflects current vesting in the name of guarantor [Redact]. Deeds for other 3 properties are provided. |  |  |  | Reviewer Comment (2022-08-16): deed provided<br>Seller Comment (2022-08-08): uploaded | 08/16/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052576 | [Redact] | [Redact] | 33415166 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require 0x 30 x 24 mortgage history. Guarantor [Redact] credit report reflects 1 x 30 x 24 mortgage late in [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-10): Waive per Client.<br>Buyer Comment (2022-06-30): Please waive FICO and Reserves |  |  | 07/10/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052576 | [Redact] | [Redact] | 33415167 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Lien(s) negatively impacting title |  | Title commitment reflects an open judgment in the amount of [Redact] filed on [Redact] against guarantor [Redact] attached to [Redact] ([Redact]). Evidence the judgment has been satisfied and will not impact final title policy is not provided. |  |  |  | Reviewer Comment (2022-09-29): final title policy provided<br>Seller Comment (2022-09-28): final title | 09/29/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052576 | [Redact] | [Redact] | 33415168 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing evidence of liability insurance required. Evidences of property insurance do not reflect liability coverage. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-27): Waive per Client.<br>Buyer Comment (2022-07-22): Please waive FICO and Experience |  |  | 07/27/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052577 | [Redact] | [Redact] | 33415169 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Trust Agreement not provided |  | Borrowing Entity is [Redact]. A trust agreement for the Trust is required and was not provided. |  |  |  | Reviewer Comment (2022-08-08): provided in trailing docs<br>Seller Comment (2022-08-01): uploaded | 08/08/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052498 | [Redact] | [Redact] | 33415172 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing credit applicaiton for each guarantor. Document provided in file is blank as well as not signed / dated. |  |  |  | Reviewer Comment (2022-06-27): Document received in trailing docs, exception cleared.<br>Seller Comment (2022-06-21): uploaded | 06/27/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052498 | [Redact] | [Redact] | 33415173 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Credit Report for reflects an unpaid charge off account with a balance of [Redact]. Missing proof the account has been paid in full or in satisfactory status with evidence of 6 months consecutive payment history. |  |  |  | Reviewer Comment (2022-06-16): per client request<br>Buyer Comment (2022-06-14): please waive |  |  | 06/16/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052498 | [Redact] | [Redact] | 33415174 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lease Agreement provided indicates subject managed by Property Manager. Missing copy of the property management agreement between borrower and [Redact] to conifrm any fees to be included in the PITIA for the DSCR calculation. The operating agreement for [Redact] indicates it is owned by the guarantors. |  |  |  | Reviewer Comment (2022-05-18): Property management fee is no longer included in the DSCR calculation. | 05/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052498 | [Redact] | [Redact] | 33415175 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Appraisal reflects conflicting information regarding occupancy. Report indicates there is a vacant unit however the photos reflect all units as tenant occupied. Additionally, 4 leases were provided in file however 2 of those lease agreements indicate it is for unit # [Redact]. Need clarification on the current occupancy. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | The borrower has two years experience in managing properties. | [Redact]<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-08-17): Waive per Client request.<br>Buyer Comment (2022-08-10): Please waive DSCR and Experience |  |  | 08/17/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052501 | [Redact] | [Redact] | 33415195 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Missing corporate resolution signed by all members of the business entity as the operating agreement indicates there are 4 in total. |  |  |  | Reviewer Comment (2022-07-22): Cleared<br>Buyer Comment (2022-07-15): If the borrower is a legal entity, a full recourse warm body guaranty by:<br> o One or more individuals which in aggregate own at least 51% of the entity is required (nonrecourse<br> with customary "bad-act" carveouts including bankruptcy permitted if approved on<br> exception basis); OR<br> o All members of the entity with 20% or more controlling interest; OR<br> o A corporate resolution authorizing the signor to execute all documents on behalf of the entity | 07/22/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052501 | [Redact] | [Redact] | 33415197 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | No evidence in file that [Redact] has been satisfied or that there is a payment arrangement, or payment plan for a minimum of 6 months prior to close. Please provide additional documentation. |  |  |  | Reviewer Comment (2022-08-02): Satisfaction provided.<br>Seller Comment (2022-08-02): uploaded<br>Buyer Comment (2022-06-16): Tax lien from 2021 | 08/02/2022 |  |  | 1 B A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052501 | [Redact] | [Redact] | 33415199 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Prepayment penalties are prohibited in [Redact] with an original unpaid principal balance of [Redact] or less, secured by one to two family residential property. |  |  |  | Reviewer Comment (2022-04-21): Clear per Client. [Redact] does not enforce the PPP. | 04/21/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052501 | [Redact] | [Redact] | 33415200 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Guidelines require 9 months reserves or [Redact]. [Redact] statement for account #[Redact] indicates the account holder is [Redact] who are non-guaranteeing members of the business entity. AS of [Redact], the check account had a balance of [Redact] however account was given no usability due to not belonging to the borrowing entity or guarantor. | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact].<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has: "2+" Years of Experience. | [Redact]<br>[Redact] | Reviewer Comment (2022-09-27): per client request<br>Buyer Comment (2022-09-26): We have agreed to waive this exception with one comp factor - Experience<br>Reviewer Comment (2022-08-17): Buyer to review - documentation provided showing owner of acct is a member of the borrowing LLC but they still only have [Redact] in reserves or 8.63 months.<br>Seller Comment (2022-08-10): please review operating agreement in trailing docs for usability of funds |  |  | 09/27/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052501 | [Redact] | [Redact] | 33415201 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | [Redact] statement for account #[Redact] indicates the account holder is [Redact] and [Redact] who are non-guaranteeing members of the business entity. AS of [Redact], the check account had a balance of [Redact] however account was given no usability due to not belonging to the borrowing entity or guarantor. |  |  |  | Reviewer Comment (2022-08-17): owner of acct is a member of the LLC<br>Seller Comment (2022-08-10): OA | 08/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052505 | [Redact] | [Redact] | 33415213 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final Executed HUD/Closing statement is required and not provided. |  |  |  | Reviewer Comment (2022-07-12): Document has been associated and also done with necessary changes.<br>Seller Comment (2022-07-11): uploaded | 07/12/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052505 | [Redact] | [Redact] | 33415214 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | Closing protection letter is required and not provided. |  |  |  | Reviewer Comment (2022-08-09): CPL provided<br>Seller Comment (2022-08-03): CPL | 08/09/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052505 | [Redact] | [Redact] | 33415215 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2022-08-09): title provided<br>Seller Comment (2022-08-01): uploaded | 08/09/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052505 | [Redact] | [Redact] | 33415216 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | Reviewer Comment (2022-04-14): Waive w/o Comp Factors at Client's Request. |  |  | 04/14/2022 | 1 B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052505 | [Redact] | [Redact] | 33415217 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject is a non-arms length purchase, original purchase [Redact] for [Redact] by [Redact] and now being purchased for [Redact] by [Redact]. | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact].<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The borrower has over two years experience in managing properties. | [Redact],Originator,Aggregator<br>[Redact]<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2023-06-09): per client request<br>Buyer Comment (2023-06-09): FTPOL and Note updated<br>Buyer Comment (2023-06-09): please waive this, after internal discussions title is clear and there have been no issues since purchase. credit and dscr are comps<br>Buyer Comment (2023-03-15): Under review with [Redact]<br>Buyer Comment (2022-12-12): we are discussing on our end<br>Seller Comment (2022-09-07): Using Cash Out Refi leverages. Purchase from brother. |  |  | 06/09/2023 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052505 | [Redact] | [Redact] | 33415218 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Credit report address does not match application address for guarantor. | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The borrower has over two years experience in managing properties. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-08-17): Waive per Client request.<br>Buyer Comment (2022-08-10): Please waive DSCR and Experience |  |  | 08/17/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052506 | [Redact] | [Redact] | 33415220 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | Comp photos are not provided for the hybrid appraisal. | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO score >= 720 | [Redact]<br>[Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-04-27): Waived GL requirement per client, with comp factors. |  |  | 04/27/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052506 | [Redact] | [Redact] | 33415221 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Lease agreement reflects third party propertty management company [Redact] however the property management agreement is not provided. PITIA and DSCR must be recalculated to include the PM fee once the PM agreement is received. |  |  |  | Reviewer Comment (2022-05-18): Property management fee is no longer included in the DSCR calculation. | 05/18/2022 |  |  | 1 C A D |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052507 | [Redact] | [Redact] | 33415223 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Credit Application provided was signed by the borrowers, however, All pages are blank. A fully completed application is required. |  |  |  | Reviewer Comment (2022-04-07): Completed application is provided. | 04/07/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052507 | [Redact] | [Redact] | 33415224 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Citizenship status for both Guarantors is required and was not provided. Credit Application provided is blank. |  |  |  | Reviewer Comment (2022-04-07): Complete application is provided. | 04/07/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052507 | [Redact] | [Redact] | 33415225 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Identification is required for all Guarantors on the loan. Identification for Guarantor [Redact] is required and not provided. |  |  |  | Reviewer Comment (2023-02-07): DL provided.<br>Seller Comment (2023-01-30): ID | 02/07/2023 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052507 | [Redact] | [Redact] | 33415226 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | This is an [Redact] based LLC doing business in the State of [Redact]. A certificate of Foreign Qualification is required showing the LLC can do business in the State of [Redact]. |  |  |  | Reviewer Comment (2022-04-05): Clear per client. | 04/05/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052508 | [Redact] | [Redact] | 33415227 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | Reviewer Comment (2022-07-22): Cleared<br>Seller Comment (2022-07-15): uploaded | 07/22/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052508 | [Redact] | [Redact] | 33415228 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | Reviewer Comment (2022-04-14): Waive w/o Comp Factors at Client's Request. |  |  | 04/14/2022 | 1 B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052508 | [Redact] | [Redact] | 33415229 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | Missing account statement for [Redact] account ending in [Redact] dated within 90 days of Note date covering a consecutive 30 day period. A monthly statement dated [Redact] and a printout dated [Redact] reflecting only the balance are provided with a gap between [Redact] and [Redact]. |  |  |  | Reviewer Comment (2022-10-12): GLs met.<br>Seller Comment (2022-10-05): this is a retirement account, is the concern they put too much into their own retirement account over those months? | 10/12/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052508 | [Redact] | [Redact] | 33415230 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Evidence of Insurance does not reflect liabiliy insurance which is required per guidelines. | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact].<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience. | [Redact]<br>[Redact] | Reviewer Comment (2022-12-20): per client request<br>Buyer Comment (2022-12-20): Please waive, we are ok with this<br>Buyer Comment (2022-12-12): We are discussing<br>Reviewer Comment (2022-10-12): Buyer to review. We have discussed [Redact] liability coverage, but this policy is from [Redact].<br>Seller Comment (2022-10-05): please review. thought these were all taken care of thanks! |  |  | 12/20/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052508 | [Redact] | [Redact] | 33415231 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | The 0.99 DSCR is calculated based on qualifying rent [Redact] (90% of market rent) and PITIA [Redact] (P&I [Redact] + tax [Redact] + HOI [Redact]). No lease is provided. |  |  |  | Reviewer Comment (2022-10-12): DSCR met.<br>Seller Comment (2022-10-05): I think your market rent is off. take a look at appraisal here | 10/12/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052509 | [Redact] | [Redact] | 33415232 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing document to evidence the borrowing entity which is a [Redact] Entity, is registered to do business in [Redact] where the subject property is located. |  |  |  | Reviewer Comment (2022-04-01): Clear per client. | 04/01/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052509 | [Redact] | [Redact] | 33415233 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The credit application provided does not have applicable data for the borrower. |  |  |  | Reviewer Comment (2022-06-24): Document received in trailing docs, exception cleared.<br>Seller Comment (2022-06-22): uploaded | 06/24/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052509 | [Redact] | [Redact] | 33415234 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Showing the transfer from [Redact] to [Redact], the borrowing entity. |  |  |  | Reviewer Comment (2022-07-12): Received Deeds / Warranty / Grant / Quit-Claim Document, Exception Cleared.<br>Seller Comment (2022-07-11): uploaded | 07/12/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052509 | [Redact] | [Redact] | 33415236 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.93 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-24): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-06-17): Please waive DSCR and Reserves |  |  | 06/24/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052509 | [Redact] | [Redact] | 33415237 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Missing signed Guarantor Agreement. |  |  |  | Reviewer Comment (2022-07-07): Received Guarantor Agreement. Exception cleared.<br>Seller Comment (2022-07-05): uploaded | 07/07/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052509 | [Redact] | [Redact] | 33415238 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Note signed by Authorized Signer, [Redact]. Signing Authorization not included in loan file. |  |  |  | Reviewer Comment (2022-08-17): LOE provided.<br>Seller Comment (2022-08-10): uploaded | 08/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052510 | [Redact] | [Redact] | 33415240 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-27): Waive per Client request. |  |  | 07/27/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052510 | [Redact] | [Redact] | 33415241 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Hazard insurance policy does not reflect liability coverage, which is required per guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-27): Waive per Client request.<br>Buyer Comment (2022-07-22): Please waive FICO and Experience |  |  | 07/27/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052511 | [Redact] | [Redact] | 33415243 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines do not permit short term rental, other than [Redact] or [Redact]. a lease agreement with a 3 month term is provided.<br> Application indicates subject is a refinance of short term rental and Summary of Loan Terms reflects requirement for post closing 3 months short term rental income history of [Redact] per month. Proof of [Redact]/[Redact]income and [Redact] Tool are not provided. |  |  |  | Reviewer Comment (2022-08-26): [Redact] provided<br>Seller Comment (2022-08-22): [Redact]<br>Reviewer Comment (2022-08-18): Trailing document received is not the complete [Redact] report. Please provide complete report. Exception remains.<br>Seller Comment (2022-08-15): uploaded | 08/26/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052511 | [Redact] | [Redact] | 33415244 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | Comp photos are not provided for the hybrid appraisal. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-04-27): Waived GL requirement per client, with comp factors. |  |  | 04/27/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052628 | [Redact] | [Redact] | 33415270 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-11): Autowaive |  |  | 07/11/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052628 | [Redact] | [Redact] | 33415271 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent Loss Insurance coverage [Redact] is less than minimum 6 months rent of [Redact] required per guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-11): Waive per Client request.<br>Buyer Comment (2022-06-30): Please waive FICO and Experience |  |  | 07/11/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052628 | [Redact] | [Redact] | 33415272 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC for the guarantor. Credit report indicates OFAC data source was unavailable. |  |  |  | Reviewer Comment (2022-08-18): Received background check with no match on global watchlist. Cleared.<br>Seller Comment (2022-08-15): Global Watchlist clear - tlox<br>Seller Comment (2022-08-15): background | 08/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052515 | [Redact] | [Redact] | 33415303 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | File is missing a copy of the property inspection report. FEMA Disaster declared [Redact] (Remnants of [Redact]) |  |  |  | Reviewer Comment (2022-05-16): PDI with no damage provided.<br>Reviewer Comment (2022-05-09): PDI ordered [Redact] | 05/16/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052515 | [Redact] | [Redact] | 33415304 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | File is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2022-05-09): auto waive |  |  | 05/09/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052515 | [Redact] | [Redact] | 33415305 |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  | Late charge of 3% of P&I if not paid within 5 calendar days exceeds the maximum allowed per [Redact] state. |  |  |  | Reviewer Comment (2022-10-27): Client okay to waive.<br>Seller Comment (2022-10-26): Can you please double check as our local counsel says it does not violate [Redact] law. Please elaborate. |  |  | 10/27/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052515 | [Redact] | [Redact] | 33415306 |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note Error: Note grace period days less than minimum per state |  | Note grace period reflects 5 business days from date payment is due as the grace period which is less than the minimum per [Redact] state. |  |  |  | Reviewer Comment (2022-10-27): Client okay to waive.<br>Seller Comment (2022-10-26): Can you please double check as our local counsel says it does not violate [Redact] law. Please elaborate. |  |  | 10/27/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052515 | [Redact] | [Redact] | 33415307 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized and missing a copy of the secondary valuation. |  |  |  | Reviewer Comment (2022-07-28): Received CDA, Exception Cleared.<br>Reviewer Comment (2022-07-01): [Redact] Value Reconciliation is not an acceptable secondary valuation. | 07/28/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052515 | [Redact] | [Redact] | 33415308 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Debt Service Coverage Ratio: 1.55<br> Guideline Requirement: 1.00 | [Redact],Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-05-31): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-31): [Redact] waive with comp factors: 1.55 DSCR, [Redact] in reserves, 10% haircut in LTV |  |  | 05/31/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052518 | [Redact] | [Redact] | 33415315 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Evidence of Hazard Insurance for each property, including liability insurance coverage and rental income loss coverage, is required. |  |  |  | Reviewer Comment (2022-06-16): HOI policies received in trailing docs, exception cleared. | 06/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| [Redact] | 9052518 | [Redact] | [Redact] | 33415316 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-06-16): Auto waive per client |  |  | 06/16/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| [Redact] | 9052518 | [Redact] | [Redact] | 33415317 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. |  |  |  |  |  | Reviewer Comment (2022-10-03): CDA's provided<br>Reviewer Comment (2022-09-26): I have reached out to the Vendor.<br>Seller Comment (2022-09-21): CDAs should have been order by [Redact] as a bulk order last month. Can you please check on status? | 10/03/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415318 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | Reviewer Comment (2022-07-01): Articles of Organization provided. | 07/01/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415319 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | Reviewer Comment (2022-07-01): Background check provided. | 07/01/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415320 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2022-07-01): COGS provided. | 07/01/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415321 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-09-22): Corp Res provided.<br>Seller Comment (2022-09-15): The power of attorney provided for [Redact] gives him the ability to sign documents on behalf of the borrowing entity. Corporate Resolution in this instance is not necessary.<br>Reviewer Comment (2022-09-02): Power of Attorney received is not for the subject property, it is for another transaction. Exception remains.<br>Seller Comment (2022-08-29): Correction on CH first comment that [Redact] and [Redact] are the same person - they are not - different signatures. Please see attached POA - granting [Redact] authority to execute docs on behalf of the entity.<br>Reviewer Comment (2022-08-17): Need corporate resolution signed by all 4 members and showing permission for [Redact] to sign on behalf of entity. Documents uploaded indicate signing authority was given to [Redact] and [Redact]. There is no indication from all members that [Redact] is allotted the same rights. Credit and fraud report do not provided an AKA for a match between [Redact] and [Redact]. Unable to clear.<br>Seller Comment (2022-08-16): per [Redact]: Corporate resolution is not a required document per our guidelines | 09/22/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415322 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | Reviewer Comment (2022-07-01): OA provided. | 07/01/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415323 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-07-28): CPL provided<br>Seller Comment (2022-07-26): CPL<br>Reviewer Comment (2022-07-05): A CPL was not located in the trailing docs. | 07/28/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415324 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Missing for both guarantors, [Redact] & [Redact]. |  |  |  | Reviewer Comment (2022-07-01): Credit Report provided. | 07/01/2022 |  |  | 1 D A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415325 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Credit application was not provided. |  |  |  | Reviewer Comment (2022-07-01): Application provided. | 07/01/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415326 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2022-06-16): Document received in trailing docs, exception cleared. | 06/16/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415327 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2022-07-28): Purchase contract provided.<br>Seller Comment (2022-07-22): additional P & S Agreement<br>Seller Comment (2022-07-22): P & S Agreement<br>Seller Comment (2022-07-22): Purchase Agreement and Addedums | 07/28/2022 |  |  | 1 D A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415328 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2022-07-28): DLs provided.<br>Seller Comment (2022-07-22): Driver License for both parties | 07/28/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415329 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.74% is greater than the minimum required DSCR of 1.00%. | [Redact] | Reviewer Comment (2022-07-01): Waive per Client.<br>Buyer Comment (2022-06-29): Ok to waive with one comp<br>Reviewer Comment (2022-06-03): Buyer to review, only 1 comp factor on file. Please advise if okay to waive with 1 comp.<br>Buyer Comment (2022-05-31): Exception approved, SP [Redact] and appraised value [Redact]. LTV exception <1%. |  |  | 07/01/2022 | 2 C B |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415330 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Asset verification not provided in the loan file. |  |  |  | Reviewer Comment (2022-08-18): Sufficient asset docs provided.<br>Seller Comment (2022-08-16): Bank statements uploaded. | 08/18/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415331 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Credit report not provided in the loan file | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The DSCR of 1.74% is greater than the minimum required DSCR of 1.00%.<br>The borrower has over two years' experience managing properties. | [Redact]<br>[Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-13): Please waive DSCR and Experience |  |  | 07/15/2022 | 2 C B |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415332 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Asset verification not provided in the loan file |  |  |  | Reviewer Comment (2022-08-18): Sufficient asset docs provided.<br>Seller Comment (2022-08-16): Uploaded bank statement and EIN showing borrowers membership | 08/18/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415333 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-05-10): auto waive |  |  | 05/10/2022 | 1 A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415334 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  | The application, credit report or any other source of date of birth was not provided. |  |  |  | Reviewer Comment (2022-07-01): Waive per Client.<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/01/2022 | 2 B |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415335 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. |  | Missing second valuation report confirming the initial appraised value for each property as required by guidelines. |  |  |  | Reviewer Comment (2022-09-06): Received CDA, Exception cleared. | 09/06/2022 |  |  | 1 D A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415336 |  | Credit | Business Purpose | General | Business Purpose | Verification of Borrower's identity is missing. |  | The file did not contain evidence of the guarantor's citizenship status. |  |  |  | Reviewer Comment (2022-08-08): DL and application provided<br>Seller Comment (2022-07-29): Uploading DL's - per [Redact]: DL for both borrower's provided, both have US credit checks as well. | 08/08/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052519 | [Redact] | [Redact] | 33415337 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC for both guarantors. |  |  |  | Reviewer Comment (2022-07-01): OFAC provided.<br>Reviewer Comment (2022-06-16): OFAC searches received in trailing docs however, missing date of search. Exception remains open. | 07/01/2022 |  |  | 1 C A |  |  | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052520 | [Redact] | [Redact] | 33415338 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Missing second valuation report confirming the initial appraised value of [Redact] as required by guidelines. |  |  |  | Reviewer Comment (2022-08-29): Received CDA Document, Exception Cleared.<br>Reviewer Comment (2022-06-16): [Redact] Value Reconciliation received in trailing cannot be used as secondary valuation for securitization. CDA and or ARR required therefore. exception remains open. | 08/29/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| [Redact] | 9052520 | [Redact] | [Redact] | 33415339 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2022-08-18): Final title provided.<br>Seller Comment (2022-08-16): uploaded<br>Reviewer Comment (2022-06-09): overrode the wrong duplicate exception<br>Reviewer Comment (2022-05-05): duplicate exception | 08/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| [Redact] | 9052522 | [Redact] | [Redact] | 33415346 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-08-02): Document received.<br>Seller Comment (2022-07-26): CPL<br>Reviewer Comment (2022-07-05): A CPL was not located in the trailing documents. | 08/02/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052522 | [Redact] | [Redact] | 33415347 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-05-11): auto waive |  |  | 05/11/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052522 | [Redact] | [Redact] | 33415348 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. |  |  |  |  |  | Reviewer Comment (2022-09-23): CDAs provided.<br>Seller Comment (2022-09-21): CDAs should have been order by [Redact] as a bulk order last month. Can you please check on status?<br>Reviewer Comment (2022-08-11): Missing CDA documents for Address: [Redact], Address: [Redact]. Please provide the same.<br>Reviewer Comment (2022-08-03): Received CDA for Address: [Redact] however Required for remaining Properties Please Provide, Exception remains.<br>Reviewer Comment (2022-07-05): Secondary valuations were not located in the trailing documents. | 09/23/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052522 | [Redact] | [Redact] | 33415349 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. | The max loan amount per guidelines is [Redact]. The loan amount of [Redact] exceeds the maximum per guidelines. The loan file does not contain an approved Lender Exception. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 112 months reserves | [Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-06-02): per client request<br>Buyer Comment (2022-05-31): waive with comp factors: 5% LTV haircut, 724 FICO, [Redact] reserves |  |  | 06/02/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052522 | [Redact] | [Redact] | 33415350 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Missing copy of Trust Agreement and Deeds for subject properties showing transfer of ownership from Trust to Borrowing Entity. |  |  |  | Reviewer Comment (2022-07-05): Deed provided. | 07/05/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052522 | [Redact] | [Redact] | 33415352 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify. |  |  |  |  |  | Reviewer Comment (2022-11-03): Field Review provided.<br>Seller Comment (2022-11-01): Field review uploaded<br>Reviewer Comment (2022-10-21): waiting to recieve field review ordered by seller<br>Seller Comment (2022-10-20): field review order # [Redact]. Please keep in seller's queue<br>Reviewer Comment (2022-10-20): A secondary valuation, within 10% of the appraised value, is required to securitize the loan. Since the CDA is outside of 10% of the appraised value then a field review or higher level secondary valuation (within 10% of the appraised value) is required. If this exception is waived, by [Redact], this loan will not be able to be securitized.<br>Seller Comment (2022-10-20): This loan originated back in [Redact]. Based on the information provided and the original appraisal, the LTV was at a maximum of 75%. The LTV was calculated correctly and fit our guideline matrix at the time of the trade with [Redact]. This went through DD and the LTV was accepted as 75%. We do not know when the CDA with the 16.67% variance was conducted, however, even if we use the lower of the AIV or the CDA, in this case, we will use the CDA value of [Redact], this puts the LTV for this loan at 76. Thus, even with this variance, we are only 1% overleveraged and as mentioned, at the time of the original trade with [Redact] we were at the maximum LTV of 75% with the information provided. The borrowers have an excellent credit score of 729 and the DSCR was well above the minimum of 1.0 at 1.13. The borrower had plenty of liquidity at the time of origination and has plenty of experience - the borrower owned 24 properties at the time of origination. This exception should be waived due to compensating factors.<br>Seller Comment (2022-10-19): Please provide the CDA so we may submit the order for a field review. Thank you.<br>Reviewer Comment (2022-09-27): The CDA provided for this property is 16.67% below the appraised value. To clear exception provide a field review or higher level secondary valuation within 10% of the appraised value ([Redact]).<br>Seller Comment (2022-09-23): What is needed for this exception? Please elaborate. Thank you | 11/03/2022 |  |  | 1 A |  |  | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052522 | [Redact] | [Redact] | 33415353 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 112 months reserves | [Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-11-03): Waive per Client. |  |  | 11/03/2022 | 2 A B |  |  | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052523 | [Redact] | [Redact] | 33415354 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The application provided in the loan file is blank. |  |  |  | Reviewer Comment (2022-06-16): Document received in trailing docs, exception cleared. | 06/16/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| [Redact] | 9052523 | [Redact] | [Redact] | 33415355 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-08-03): Received CDA document. Exception cleared.<br>Reviewer Comment (2022-06-16): CDA and or ARR was not received in trailing docs therefore, exception remains open. | 08/03/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| [Redact] | 9052523 | [Redact] | [Redact] | 33415356 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-06-16): Auto waive per client |  |  | 06/16/2022 | 1 A |  | [Redact] | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| [Redact] | 9052523 | [Redact] | [Redact] | 33415357 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | Business Entity is located in [Redact] and the subject property is located in [Redact]. A Certificate of Foreign Qualification is required showing the business entity can legally do business in the foreign state. Per Client, COGS from the foreign state would be sufficient as well. |  |  |  | Reviewer Comment (2022-05-06): Clear per clients request | 05/06/2022 |  |  | 1 B A |  | [Redact] | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| [Redact] | 9052523 | [Redact] | [Redact] | 33415358 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Bank statement for [Redact] provided but the loan file is missing a copy of the full Operating Agreement that details ownership of the entity and access to funds in the entity's bank account as required by guidelines. |  |  |  | Reviewer Comment (2022-09-22): GLs met.<br>Seller Comment (2022-09-15): Uploaded business entity search for [Redact] showing the borrower, [Redact], as the [Redact] of [Redact]. | 09/22/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| [Redact] | 9052523 | [Redact] | [Redact] | 33415359 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Bank statement for [Redact] provided but the loan file is missing a copy of the full Operating Agreement that details ownership of the entity and access to funds in the entity's bank account as required by guidelines. |  |  |  | Reviewer Comment (2022-08-18): Proof of asset ownership provided.<br>Seller Comment (2022-08-16): Uploaded bank statement and annual report showing borrower's membership | 08/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| [Redact] | 9052523 | [Redact] | [Redact] | 33415360 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | Personal Declarations section of Credit application received in trailing docs has not been completed. |  |  |  | Reviewer Comment (2022-07-12): per client request<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/12/2022 | 2 B |  | [Redact] | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| [Redact] | 9052524 | [Redact] | [Redact] | 33415361 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-08-02): CPL received. Exception cleared.<br>Seller Comment (2022-07-26): CPL<br>Reviewer Comment (2022-07-05): CPL not provided on the trailing docs. | 08/02/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052524 | [Redact] | [Redact] | 33415363 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Missing second valuation report confirming the initial appraised value of [Redact] as required by guidelines |  |  |  | Reviewer Comment (2022-08-29): Received CDA, Exception Cleared. | 08/29/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052524 | [Redact] | [Redact] | 33415364 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | The application was signed and dated, but the citizenship question was not answered. |  |  |  | Reviewer Comment (2022-07-05): Waive per Client.<br>Buyer Comment (2022-06-30): Please waive<br>Reviewer Comment (2022-06-16): Credit application received in trailing docs however, Personal declarations not completed. Exception remains open. |  |  | 07/05/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052524 | [Redact] | [Redact] | 33415365 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | The application was provided and signed but pages 1-4 were blank. |  |  |  | Reviewer Comment (2022-06-16): Document received in trailing docs, exception cleared. | 06/16/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052524 | [Redact] | [Redact] | 33415366 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | The tax cert was not provided and the title commitment did not verify the property tax amount. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-08): per client request<br>Buyer Comment (2022-07-29): Ok to accept the appraised property tax assessment for loans with a dscr over 1.1 and additional comps in this case ltv and reserves. While the property taxes may be skewed on the appraisal the slight variation will only adjust the dscr by a little bit. PLease clear<br>Reviewer Comment (2022-07-26): Buyer to review Seller's comments.<br>Seller Comment (2022-07-25): Per [Redact] - We utilized the tax values on the appraisal to correctly calculate PITIA<br>Reviewer Comment (2022-07-05): Seller to review buyers comments.<br>Buyer Comment (2022-06-23): please provide tax bill<br>Reviewer Comment (2022-06-07): Tax bill not provided in the file. Taxes were not on the title. There was an escrowed amount on the Closing Statement, but it was lump sum with no number or months provided. |  |  | 08/08/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052591 | [Redact] | [Redact] | 33415368 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-08-02): CPL received. Exception cleared.<br>Seller Comment (2022-07-26): CPL<br>Reviewer Comment (2022-07-05): Trailing docs were not provided. | 08/02/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052591 | [Redact] | [Redact] | 33415369 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-06-03): Auto waive per client |  |  | 06/03/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052591 | [Redact] | [Redact] | 33415370 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Missing second valuation report confirming the initial appraised value of [Redact] as required by guidelines |  |  |  | Reviewer Comment (2022-08-29): Received CDA, Exception Cleared. | 08/29/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052591 | [Redact] | [Redact] | 33415371 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Individual Borrower permitted on exception basis; Lender Exception Approval not provided. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.53 is greater than the minimum required DSCR of 1.20. | [Redact]<br>Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-03): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-31): [Redact] waive with comp: 751 fico, [Redact] reserves, 1.5 dscr, LTV 56%, borrower signed guaranty and BPL loan |  |  | 06/03/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052591 | [Redact] | [Redact] | 33415372 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Title currently vested in name of [Redact] and [Redact], Trustees, of [Redact]. Missing a copy of the deed transferring ownership to the borrower. |  |  |  | Reviewer Comment (2022-08-02): The property is currently in the borrower's trust where he is the trustee. Ownership has been verified.<br>Seller Comment (2022-07-25): Per [Redact] - Per title report, the title was transferred from the family trust to [Redact] on [Redact] and recorded [Redact] as recording number [Redact] of the official records. Please clear | 08/02/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052527 | [Redact] | [Redact] | 33415392 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2022-08-08): DL provided<br>Seller Comment (2022-08-01): Driver License uploaded | 08/08/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052527 | [Redact] | [Redact] | 33415393 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-05-11): auto waive |  |  | 05/11/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052527 | [Redact] | [Redact] | 33415394 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | Missing pages 2 through 8 for [Redact] account #[Redact] for [Redact], [Redact] & [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.42% is greater than the minimum required DSCR of 1.00%.<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 726 | [Redact]<br>[Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-10-05): per client request<br>Buyer Comment (2022-10-04): Please waive credit and dscr are comps<br>Reviewer Comment (2022-06-17): Unable to clear exception, still missing all pages of bank statements. |  |  | 10/05/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052527 | [Redact] | [Redact] | 33415395 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Property [Redact] did not provide lease agreement for units #[Redact]. Lease was only provided for Unit #[Redact]. Per guidelines- Refinance transactions: for 2-3 unit properties, there shall be no more than one vacant unit at origination, the appraisal shows that Unit # [Redact] is vacant. |  |  |  | Reviewer Comment (2022-06-16): Document received in trailing docs, exception cleared. | 06/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052527 | [Redact] | [Redact] | 33415396 |  | Credit | Investment Product | General | Investment Product | Lease Remaining Months of |  | Property [Redact] per appraisal subject tenant occupied and no lease agreements were provide which is required per guidelines. |  |  |  | Reviewer Comment (2022-06-16): Document received in trailing docs, exception cleared. | 06/16/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052527 | [Redact] | [Redact] | 33415397 |  | Credit | Investment Product | General | Investment Product | Lease Remaining Months of |  | Property [Redact], per appraisal subjec tenant occupied however no lease agreements provided. Per guidelines- Refinance transactions:<br> for 2-3 unit properties, there shall be no more than one vacant unit at origination. |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052527 | [Redact] | [Redact] | 33415399 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Instructions not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052528 | [Redact] | [Redact] | 33415400 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2022-10-12): DLs provided. Acuity pending.<br>Seller Comment (2022-10-06): DL for [Redact] uploaded<br>Reviewer Comment (2022-10-06): buyer to review seller comment<br>Seller Comment (2022-10-06): borrower is now unresponsive via email after I help them with insurance and escrow issues in servicing.<br>Buyer Comment (2022-09-23): Thank you<br>Reviewer Comment (2022-09-21): Seller is working on.<br>Seller Comment (2022-09-15): Pending - asked [Redact] directly for it<br>Reviewer Comment (2022-08-08): DL provided for [Redact], still missing DL for [Redact]<br>Seller Comment (2022-08-01): Driver License Uploaded | 10/12/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052528 | [Redact] | [Redact] | 33415401 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | Appraisal completed before disaster date |  |  |  | Reviewer Comment (2022-05-18): PDI provided with no damage<br>Reviewer Comment (2022-05-11): PDI ordered [Redact] | 05/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052528 | [Redact] | [Redact] | 33415402 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-05-11): Waive per client direction. |  |  | 05/11/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052528 | [Redact] | [Redact] | 33415403 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The initial purchase was on [Redact] (per application), which is less than 180 days from the Note Date of [Redact], making this a delayed purchase. The LTV is calculated off the lower of the appraised value or the original sales price. There is no documentation regarding any improvements that have been completed since closing. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-19): Waive per Client. Appraised value is acceptable.<br>Reviewer Comment (2022-08-18): Client to review.<br>Seller Comment (2022-08-16): per [Redact]: Purchase price is [Redact] due to this being a cashout refi- we did not require proof of purchase. Per guidelines provide the LTC limitation only for loans owned less than 90 days from origination. If the property has been owned for more than 90 days at the time of origination, the LTV is determined based on the appraised value.<br>Reviewer Comment (2022-07-27): Unable to clear. The document provided is a PDI, showing the subject free of damage. A Scope of Work or Construction Budget is required to see what work was done on the subject and how much money was invested, so the increase in value can be documented.<br>Seller Comment (2022-07-25): Per [Redact] - Please see attached original listing photos compared against recent appraisal's interior images. Basement is now fully finished amongst updated flooring, bath, kitchen, etc. [Redact]<br>Buyer Comment (2022-07-21): We need any documentation that can support the value increase, please provide <br> the construction budget or scope of work. |  |  | 08/19/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052528 | [Redact] | [Redact] | 33415404 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Insurance coverage of [Redact] is less than the loan amount of [Redact]Estimated cost new was not provided on the appraisal. |  |  |  | Reviewer Comment (2022-09-14): updated policy provided<br>Seller Comment (2022-09-08): New policy uploaded and bill needs to be paid out from the escrow account. Can buyer please forward the bill to servicer?<br>Seller Comment (2022-09-07): Called the insurance agent [Redact] and they advise that the policy with [Redact] is canceled by insured. Sent email to both guarantors to request EOI.<br>Reviewer Comment (2022-07-27): Unable to clear. A Replacement Cost Estimator is request to show the documented replacement cost, or an increase in coverage to cover the loan amount.<br>Seller Comment (2022-07-25): per [Redact] - Replacement cost is calculated by taking price per sq ft and multiplying by total sq ft. Here, the replacement cost is [Redact]a. By law, insurance coverage must be at least 80% of the total replacement cost. In this case, the in-place coverage is over what is required. | 09/14/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052528 | [Redact] | [Redact] | 33415405 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Per the evidence of insurance, rent loss coverage and liability coverage is excluded on this policy, and is required by the guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-27): Waive per Client request.<br>Buyer Comment (2022-07-21): Please waive DSCR and Experience |  |  | 07/27/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052528 | [Redact] | [Redact] | 33415406 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  |  |  |  |  | Reviewer Comment (2022-07-05): Credit Report provided.<br>Reviewer Comment (2022-06-17): Document not received in trailing docs, exception remains open. | 07/05/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052528 | [Redact] | [Redact] | 33415407 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2022-07-05): Waive per client.<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/05/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052592 | [Redact] | [Redact] | 33415408 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.95 is greater than the minimum required DSCR of 1.20. | [Redact]<br>Aggregator | Reviewer Comment (2022-06-29): Waived per request of client with compensating factors.<br>Buyer Comment (2022-06-23): [Redact] will accept this based on 70ltv and dscr, please waive<br>Reviewer Comment (2022-06-03): DSCR only valid comp, Buyer to review and please advise.<br>Buyer Comment (2022-05-31): waive with comp, 10% LTV haircut, 1.9DSCR |  |  | 06/29/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052592 | [Redact] | [Redact] | 33415409 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-05-11): auto waive |  |  | 05/11/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052592 | [Redact] | [Redact] | 33415410 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating agreement for borrowing entity, [Redact], was not signed by the members. |  |  |  | Reviewer Comment (2022-08-17): Received signature page. Cleared.<br>Seller Comment (2022-08-17): Uploaded signature page for [Redact] OA<br>Reviewer Comment (2022-07-26): OA document provided, however the is no signed by the members. hence Exception remains<br>Seller Comment (2022-07-22): OA<br>Reviewer Comment (2022-07-05): OA found in trailing docs was not executed.<br>Reviewer Comment (2022-06-17): Unable to clear exception, OA is not fully executed and does not provide ownership percentages between 2 members. | 08/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052592 | [Redact] | [Redact] | 33415411 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | The OFAC in the file is dated [Redact] which is after the Note date of [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.95 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-07-05): Waive per Client<br>Buyer Comment (2022-07-01): Please waive FICO and DSCR<br>Reviewer Comment (2022-06-17): OFAC search is still post dated [Redact] therefore, exception remains open.<br>Reviewer Comment (2022-06-17): OFAC search received in trailing docs is post dated, [Redact]. Exception remains open. |  |  | 07/05/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052536 | [Redact] | [Redact] | 33415458 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052536 | [Redact] | [Redact] | 33415459 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-08-17): Provided. Cleared.<br>Seller Comment (2022-08-17): CPL uploaded | 08/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052536 | [Redact] | [Redact] | 33415461 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052536 | [Redact] | [Redact] | 33415462 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD-1 or Closing Statement was not provided. |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052536 | [Redact] | [Redact] | 33415463 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 D A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052536 | [Redact] | [Redact] | 33415464 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Application shows the borrower is a permanent resident alien and the permanent resident card was not provided in the loan file. |  |  |  | Reviewer Comment (2022-08-17): Perm Res Alien Card provided.<br>Seller Comment (2022-08-16): Green Card uploaded<br>Reviewer Comment (2022-07-26): Required Verification of Non-US Citizen Document Please Provide, Exception remains.<br>Seller Comment (2022-07-25): per [Redact] - Will request | 08/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052536 | [Redact] | [Redact] | 33415465 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052536 | [Redact] | [Redact] | 33415467 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Hazard policy received in trailing docs does not reflect at least 6 months rental loss. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-22): per client request<br>Buyer Comment (2022-07-14): Please waive DSCR and Experience |  |  | 07/22/2022 | 2 B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052537 | [Redact] | [Redact] | 33415468 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052537 | [Redact] | [Redact] | 33415469 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052537 | [Redact] | [Redact] | 33415470 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | Comparable rent schedule was not provided in the loan file. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.61 is greater than the minimum required DSCR of 1.20.<br>The borrower has over two years' experience managing properties. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-08-17): Waived with Compensating Factors.<br>Reviewer Comment (2022-08-17): Client elected to Waive with Compensating Factors.<br>Seller Comment (2022-08-16): per [Redact]: please waive: This property did not have a rent comparable as the appraiser was not able to compare any rent for new construction houses. |  |  | 08/17/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052537 | [Redact] | [Redact] | 33415472 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Bank statements were not provided in the loan file. |  |  |  | Reviewer Comment (2022-10-12): Assets provided.<br>Seller Comment (2022-10-05): Please review the asset document just uploaded a min ago. thank you<br>Reviewer Comment (2022-07-05): Unable to clear. No new assets were loaded in the trailing docs.<br>Reviewer Comment (2022-06-17): Letter from bank for business account is not sufficient document for asset verification. Letter is missing account number and at least 1 month statement reflecting consecutive activity is required. Exception remains open. | 10/12/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052537 | [Redact] | [Redact] | 33415473 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Bank statements were not provided in the loan file. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.61 is greater than the minimum required DSCR of 1.20.<br>The borrower has over two years' experience managing properties. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-10-18): per client request<br>Buyer Comment (2022-10-13): Please waive DSCR Experience<br>Reviewer Comment (2022-10-12): Unable to clear. The assets in the file are a statement from [Redact] with a balance of [Redact], and a bank letter showing [Redact]. This covers funds to close, but we are still short reserves.<br>Seller Comment (2022-10-05): previously uploaded [Redact], here is [Redact].<br>Seller Comment (2022-10-05): Bank stmt with ending balance of [Redact]<br>Reviewer Comment (2022-08-18): Personal account statements were previously provided and verify an ending balance of [Redact]. Bank letter regarding the borrowers business account is insufficient as previously stated. A complete 1 month statement is required for the business account.<br>Seller Comment (2022-08-16): [Redact] bank statements uploaded.<br>Reviewer Comment (2022-06-17): Letter from bank for business account is not sufficient document for asset verification. Letter is missing account number and at least 1 month statement reflecting consecutive activity is required. Exception remains open. |  |  | 10/18/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052537 | [Redact] | [Redact] | 33415474 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Unable to verify the borrower's experience. Guidelines require a score of 700 if the borrower has less than two years experience. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.61 is greater than the minimum required DSCR of 1.20.<br>The borrower has over two years' experience managing properties. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-07-15): Waive per Client request.<br>Buyer Comment (2022-07-13): Please waive DSCR and Experience |  |  | 07/15/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052538 | [Redact] | [Redact] | 33415475 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052538 | [Redact] | [Redact] | 33415476 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | OFAC date is more than 120 days from the Note Date. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-05): please waive reserves and experience |  |  | 07/13/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052538 | [Redact] | [Redact] | 33415477 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Background Report is dated more than 120 days from the Note Date | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-05): please waive reserves and experience |  |  | 07/13/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052538 | [Redact] | [Redact] | 33415478 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-05-11): auto waive |  |  | 05/11/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052541 | [Redact] | [Redact] | 33415483 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Loan Application not provided. |  |  |  | Reviewer Comment (2022-08-02): CLA associated for final 1003. Exception cleared.<br>Seller Comment (2022-07-25): CLA in replace of Loan App | 08/02/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052541 | [Redact] | [Redact] | 33415484 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | The final title policy was not provided. |  |  |  | Reviewer Comment (2022-05-12): Auto waive |  |  | 05/12/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052541 | [Redact] | [Redact] | 33415485 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | Guidelines require OFAC Search dated within 120 days of Note date [Redact]. The OFAC provided is not dated and OFAC included with Credit Report is dated [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-22): per client request<br>Buyer Comment (2022-07-14): Please waive DSCR and Experience |  |  | 07/22/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052541 | [Redact] | [Redact] | 33415486 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | Citizenship Status not provided on credit application/approval. |  |  |  | Reviewer Comment (2022-07-12): Waive per Client.<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/12/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052541 | [Redact] | [Redact] | 33415487 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Liens/Judgments more than INDIVIDUAL amount [Redact] and more from the background check, tax liens, charge-offs, non-medical collections must be paid in full or in satisfactory status and borrower must provide evidence of being current on payment plan for a minimum of 6 months prior to close |  |  |  | Reviewer Comment (2022-08-17): Received evidence judgments have been satisfied. Cleared.<br>Seller Comment (2022-08-17): LOE uploaded | 08/17/2022 |  |  | 1 B A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052544 | [Redact] | [Redact] | 33415493 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-08-02): CPL received. Exception cleared.<br>Seller Comment (2022-07-26): CPL | 08/02/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052544 | [Redact] | [Redact] | 33415494 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-06-10): PDI dated [Redact] received in trailing docs, no damage. Exception cleared.<br>Reviewer Comment (2022-06-07): PDI ordered on [Redact] with a five-day turnaround. | 06/10/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052544 | [Redact] | [Redact] | 33415495 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-20): Waive per Client request. |  |  | 07/20/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052544 | [Redact] | [Redact] | 33415496 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Missing second valuation report confirming the initial appraised value of [Redact] as required by guidelines. |  |  |  | Reviewer Comment (2022-07-28): Received CDA document. Exception cleared.<br>Reviewer Comment (2022-06-17): Unable to clear exception, [Redact] doc is not acceptable as a secondary valuation. Provide CDA or ARR for securitization. | 07/28/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052544 | [Redact] | [Redact] | 33415497 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of good standing provided in file is dated [Redact] which was 96 days old at closing. Guidelines require a COGS dated within 90 days of the note date ([Redact]). | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-20): Waive per Client request.<br>Buyer Comment (2022-07-14): Please waive DSCR and Experience<br>Reviewer Comment (2022-06-17): COGS received in trailing docs is not within 90 days of Note date therefore, exception remains open. |  |  | 07/20/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052544 | [Redact] | [Redact] | 33415498 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | Credit report for guarantor provided in file is dated [Redact] was 125 days old at closing. An additional report dated [Redact] was also included but does not provide any FICO scores. Guidelines require a credit report dated within 120 days of the note date ([Redact]). | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-05): please waive LTV and DSCR |  |  | 07/13/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052546 | [Redact] | [Redact] | 33415504 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Missing second valuation report confirming the initial appraised value of [Redact] as required by guidelines. |  |  |  | Reviewer Comment (2022-07-28): Received CDA document. Exception cleared.<br>Reviewer Comment (2022-06-17): Unable to clear exception, [Redact] doc is not acceptable as a secondary valuation. Provide CDA or ARR for securitization. | 07/28/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052546 | [Redact] | [Redact] | 33415505 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Credit report for guarantor reflects a 30 day late mortgage payment in [Redact]. Guidelines allow for a max of 0x30x24 on mortgage accounts.. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.38 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-06-06): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-31): waive with comp 1.38 DSCR, 10% LTV haircut, 49k reserves |  |  | 06/06/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052546 | [Redact] | [Redact] | 33415506 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.38 is greater than the minimum required DSCR of 1.00.<br>Borrower's Experience/Track Record. The borrower has 2+ years in self-managing investment properties per the Real Estate Experience Outline provided in file. | [Redact]<br>[Redact]<br>[Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact],Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-06-17): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-06-17): Please waive Experience and DSCR |  |  | 06/17/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052546 | [Redact] | [Redact] | 33415507 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-06-06): Auto waive per client |  |  | 06/06/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052546 | [Redact] | [Redact] | 33415508 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2022-07-12): Waive per Client request.<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/12/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052549 | [Redact] | [Redact] | 33415531 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-05-13): auto waive |  |  | 05/13/2022 | 1 A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052549 | [Redact] | [Redact] | 33415532 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | Guarantors Credit Report dated [Redact] is more than 120 days from the Note date [Redact]. | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The borrower has over two years managing properties.<br>The DSCR of 1.25 is greater than the minimum required DSCR of 1.20. | [Redact],Originator,Aggregator<br>Aggregator | Reviewer Comment (2022-07-27): Waive per Client request.<br>Reviewer Comment (2022-07-27): Regrade<br>Reviewer Comment (2022-07-05): Clear per Client.<br>Buyer Comment (2022-07-01): Please waive DSCR and Experience |  |  | 07/27/2022 | 2 C B |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052549 | [Redact] | [Redact] | 33415533 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | An Email was provided in file stating funds transfer for closing in the amount of [Redact] deposited on [Redact] for closing of subject loan .However no deposit documentation was provided. |  |  |  | Reviewer Comment (2022-08-18): Operating agreement and bank statement provided. Cleared.<br>Seller Comment (2022-08-16): Operating agreement showing ownership interest uploaded<br>Reviewer Comment (2022-07-28): Unable to Clear. The bank statement provided shows ample funds, but it is in the name of a non-borrowing business. The Operating Agreement from [Redact] is required to show that the guarantor holds ownership in this business, thus giving it usability.<br>Seller Comment (2022-07-25): [Redact] statement showing an ending balance of liquidity at [Redact])<br>Seller Comment (2022-07-25): Bank statement | 08/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052549 | [Redact] | [Redact] | 33415534 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052549 | [Redact] | [Redact] | 33415535 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC provided within Credit Report is not dated within 120 days as required by guidelines. | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower's Experience/Track Record. The borrower has: "3" Years of Experience.<br>The DSCR of 1.25 is greater than the minimum required DSCR of 1.20. | Aggregator<br>Aggregator | Reviewer Comment (2022-07-12): per client request<br>Buyer Comment (2022-07-01): Please waive DSCR and Experience<br>Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. |  |  | 07/12/2022 | 3 C |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052549 | [Redact] | [Redact] | 33415536 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Missing Asset documentation to calculate guideline required PITIA months reserves. |  |  |  | Reviewer Comment (2022-08-18): Operating agreement and bank statement provided. Cleared.<br>Seller Comment (2022-08-16): Asset documents uploaded | 08/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052549 | [Redact] | [Redact] | 33415537 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Credit application was not provided in the loan file. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record<br>Borrower's Experience/Track Record | The DSCR of 1.25 is greater than the minimum required DSCR of 1.20.<br>Borrower's Experience/Track Record. The borrower has: "3" Years of Experience.<br>The borrower has over two years managing properties. | Aggregator<br>Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-08-17): Client elected to Waive.<br>Seller Comment (2022-08-16): Waive - originator does not have or provide<br>Reviewer Comment (2022-07-28): If the originator does not use application, please provide the document that they use to gather the borrower's information that is used for underwriting.<br>Seller Comment (2022-07-25): ORIGINATOR DOES NOT HAVE APPLICATIONS |  |  | 08/17/2022 | 2 C B |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415538 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Hazard Insurance Policy Effective Date [Redact], Disbursement Date: [Redact] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact]. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-08): per client request<br>Seller Comment (2022-08-01): Application for insurance<br>Reviewer Comment (2022-07-28): waiting to receive<br>Seller Comment (2022-07-25): per [Redact] - Will request |  |  | 08/08/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415539 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-06-17): Auto Waive per client |  |  | 06/17/2022 | 1 A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415540 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Asset documentation was not provided in file in order to verify sufficient funds for closing. |  |  |  | Reviewer Comment (2022-08-01): Bank statements provided.<br>Seller Comment (2022-07-25): [Redact] accnt number ending in [Redact] - [Redact]. [Redact] accnt number ending in [Redact] - [Redact]. [Redact] - accnt number ending in [Redact] ending balance [Redact]. [Redact] accnt value as of [Redact] - [Redact] | 08/01/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415541 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact]. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-17): Client elected to Waive.<br>Seller Comment (2022-08-16): Waive - originator does not have or provide. The originator provides data tape and loan docs/information which the underwriters evaluate.<br>Reviewer Comment (2022-07-28): If the originator does not use an application, please provide he the documentation that is used for underwriting, that contains the borrower's information.<br>Seller Comment (2022-07-25): ORIGINATOR DOES NOT HAVE APPLICATIONS |  |  | 08/17/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415542 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415543 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | Missing background check for guarantor, [Redact], as requried by guidelines. |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415544 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415545 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing certificate of good standing for the borrowing business entity, [Redact], as required by guidelines. Document must be dated within 90 days of the note date ([Redact]). |  |  |  | Reviewer Comment (2022-08-01): Business started within 12 months, this is not required.<br>Seller Comment (2022-07-28): per [Redact]: Waive - This was a newly formed entity at the time of origination so COGS was not available. | 08/01/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415546 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415547 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415548 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 D A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415550 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Guidelines require 5 months base reserves plus an additional 3 months due to the subject LTV of 80% being within 5% of the max LTV of 80%. |  |  |  | Reviewer Comment (2022-08-08): assets provided | 08/08/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415551 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415552 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Missing tax certificate in order to confirm the annual real estate tax amount. The HUD and title commitment did not provide a breakdown of taxes. |  |  |  | Reviewer Comment (2022-08-26): Received Tax Certificate, Exception Cleared.<br>Seller Comment (2022-08-25): Tax Cert Uploaded<br>Reviewer Comment (2022-08-02): Tax Certificate not provided. Exception remains<br>Seller Comment (2022-07-25): We utilized the tax values on the appraisal to correctly calculate PITIA | 08/26/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052550 | [Redact] | [Redact] | 33415553 |  | Credit | Business Purpose | General | Business Purpose | Verification of Borrower's identity is missing. |  | Missing verification of identification for the guarantor, [Redact], as required by guidelines. |  |  |  | Reviewer Comment (2022-06-17): Document received in trailing docs, exception cleared. | 06/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052629 | [Redact] | [Redact] | 33415588 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  | Flood Insurance coverage [Redact] is less than subject loan amount [Redact] which is the minimum coverage amount required. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-10-13): Waive per Client.<br>Buyer Comment (2022-10-10): Please waive DSCR and FICO<br>Reviewer Comment (2022-09-29): D0110 lists [Redact] in coverage which is less than the loan amount of [Redact], estimated cost new of [Redact]and replacement cost of [Redact] listed on the flood insurance.<br>Buyer Comment (2022-09-28): Please see D0110<br>Reviewer Comment (2022-08-17): Unable to clear. The document provided stated that the policy meets the definition of private flood insurance, but it did not reference a policy, address, coverage, or a premium. Please provide the Flood Dec Page, containing this information.<br>Seller Comment (2022-08-09): Flood Insurance |  |  | 10/13/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052630 | [Redact] | [Redact] | 33415591 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-07-11): Autowaive |  |  | 07/11/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052630 | [Redact] | [Redact] | 33415592 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. |  | Missing Appraisal documentation and it is required for securitization. |  |  |  | Reviewer Comment (2022-08-19): Received appraisals. Cleared.<br>Seller Comment (2022-08-12): Appraisals for the addresses listed | 08/19/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052630 | [Redact] | [Redact] | 33415593 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Business Entity Listing provided however it is not dated. Documentation provided must be dated within 90 days of the Note date, [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.49% is greater than the minimum required DSCR of 1.00%.<br>Reserves verified: 63.02 months<br> Guideline Requirement: 6.00 months | [Redact]<br>[Redact] | Reviewer Comment (2022-07-11): Waive per Client request.<br>Buyer Comment (2022-06-30): Please waive DSCR and Reserves |  |  | 07/11/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052630 | [Redact] | [Redact] | 33415594 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Document dated, [Redact] which is outside the 120 days from the note date of [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Reserves verified: 63.02 months<br> Guideline Requirement: 6.00 months | [Redact]<br>[Redact] | Reviewer Comment (2022-07-11): Waive per Client request.<br>Buyer Comment (2022-07-05): please waive reserves and experience |  |  | 07/11/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| [Redact] | 9052632 | [Redact] | [Redact] | 33415600 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | Lender Exception approval allows for subject loan to proceed with some of the properties being below 1.10 DSCR. <br>Comp Factors- 760+ FICO properties are leased overall DSCR 1.25 25+ month of reserves. |  |  |  | Reviewer Comment (2022-07-12): Waive per Client request.<br>Buyer Comment (2022-07-01): please waive |  |  | 07/12/2022 | 2 B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052632 | [Redact] | [Redact] | 33415602 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 62.91; Guideline Requirement: 6.00<br>Loan to Value: 55.00000%; Guideline Maximum Loan to Value: 80.00000% | Aggregator,[Redact]<br>[Redact]<br>Aggregator,[Redact]<br>[Redact] | Reviewer Comment (2022-05-17): Client elects to waive with Compensating Factors.<br>Buyer Comment (2022-05-16): [Redact] - approved to waive. LTV 55%. over cap by 0.15%. Reserves 919k |  |  | 05/17/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052609 | [Redact] | [Redact] | 33415608 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | Appraisal is older than 120 days allowed by guidelines. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The DSCR of 1.78% is greater than the minimum required DSCR of 1.00%.<br>Reserves verified: 400.00 months<br> Guideline Requirement: 9.00 months | [Redact]<br>[Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-08-26): Waive per Client.<br>Buyer Comment (2022-08-22): waive age of appraisal. comp factors DSCR and Reserves.<br>Seller Comment (2022-08-22): working on |  |  | 08/26/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052609 | [Redact] | [Redact] | 33415609 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2022-08-02): title commitment provided<br>Seller Comment (2022-07-26): TCOMM | 08/02/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052609 | [Redact] | [Redact] | 33415611 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-06-29): closing statement provided<br>Seller Comment (2022-06-22): uploaded | 06/29/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052609 | [Redact] | [Redact] | 33415612 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-06-29): cpl provided<br>Seller Comment (2022-06-22): uploaded | 06/29/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052609 | [Redact] | [Redact] | 33415613 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing documentation that entity can do business in [Redact] since business is registered in [Redact] | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.78% is greater than the minimum required DSCR of 1.00%.<br>Reserves verified: 400.00 months<br> Guideline Requirement: 9.00 months | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-05-26): per client request |  |  | 05/26/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052609 | [Redact] | [Redact] | 33415614 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Document provided however it is not dated. Must be within 90 days of the note date, [Redact]. |  |  |  | Reviewer Comment (2022-06-29): COGS provided was dated [Redact]<br>Seller Comment (2022-06-24): active entity status report within 90 days of note date seen in trailing docs, please waive | 06/29/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052609 | [Redact] | [Redact] | 33415615 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | Subject appraisal is a Hybrid and comparable photos were not provided. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves verified: 400.00 months<br> Guideline Requirement: 9.00 months | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-08-02): per client request<br>Buyer Comment (2022-07-29): Please waive dscr and reserves as comps<br>Seller Comment (2022-07-26): [Redact] - overlay |  |  | 08/02/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052609 | [Redact] | [Redact] | 33415616 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 08/02/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052612 | [Redact] | [Redact] | 33415627 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/23/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | A |  | N/A | No |
| [Redact] | 9052613 | [Redact] | [Redact] | 33415629 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | Liability coverage was not provided as required by guidelines. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.42% is greater than the minimum required DSCR of 1.00%.<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 747<br>Reserves verified: 34.38 months<br> Guideline Requirement: 6.00 months | [Redact]<br>[Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-07-20): Waive per Client request. |  |  | 07/20/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052613 | [Redact] | [Redact] | 33415630 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-08-11): CPL provided<br>Seller Comment (2022-08-03): uploaded | 08/11/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052613 | [Redact] | [Redact] | 33415632 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2022-08-26): final title provided<br>Seller Comment (2022-08-23): uploaded<br>Seller Comment (2022-08-22): working on | 08/26/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052613 | [Redact] | [Redact] | 33415633 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The initial purchase of the subject was on [Redact], which is less than 180 days from the Note Date of [Redact], making this a delayed purchase. The LTV is calculated off the lower of the appraised value or the original sales price. Per the application, the purchase price was [Redact]. There was no documentation regarding any improvements that has been done since closing. Provide the purchase HUD to confirm the purchase price and to verify if there is any assignment fees or repair holdback. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.42% is greater than the minimum required DSCR of 1.00%.<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 747<br>Reserves verified: 34.38 months<br> Guideline Requirement: 6.00 months | [Redact]<br>[Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-08-30): Waive per Client. Appraised value is acceptable.<br>Buyer Comment (2022-08-30): We have agreed to use the appraised value<br>Reviewer Comment (2022-08-26): A SOW or documentation showing what generated the value increase is required.<br>Seller Comment (2022-08-22): originated prior to [Redact], please clear<br>Reviewer Comment (2022-07-26): A SOW was not located in the trailing documents. What was found was an Occupancy Report, Survival Agreement, GFE, and a HUD for a property that is not affiliated with any subject property. A SOW or documentation showing what generated the value increase is required.<br>Seller Comment (2022-07-22): uploaded<br>Buyer Comment (2022-07-21): We need any documentation that can support the value increase, please provide <br> the construction budget or scope of work. |  |  | 08/30/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052613 | [Redact] | [Redact] | 33415634 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: 1003 Final not provided |  | The application provided was blank. |  |  |  | Reviewer Comment (2022-07-05): Received 1003 Final Document hence exception is cleared<br>Seller Comment (2022-07-01): uploaded | 07/05/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052613 | [Redact] | [Redact] | 33415635 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2022-12-08): updated title provided<br>Seller Comment (2022-12-02): TP Uploaded | 12/08/2022 |  |  | 1 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052613 | [Redact] | [Redact] | 33415636 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 12/08/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052616 | [Redact] | [Redact] | 33415639 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | Closing Protection letter is required and not provided. |  |  |  | Reviewer Comment (2022-08-09): provided in trailing docs<br>Seller Comment (2022-08-03): CPL | 08/09/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052616 | [Redact] | [Redact] | 33415640 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | Title dated within 90 days of Note date [Redact] is required and not provided. |  |  |  | Reviewer Comment (2022-08-09): title provided<br>Seller Comment (2022-08-01): uploaded | 08/09/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052617 | [Redact] | [Redact] | 33415642 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Credit Application and appraisal indicate subject property is tenant occupied however lease agreement not provided for 3 units. Guidelines only allow 1 vacant unit at origination for a 4 unit property. |  |  |  | Reviewer Comment (2022-10-13): Received Lease agreements. Exception cleared.<br>Seller Comment (2022-10-12): Uploaded<br>Reviewer Comment (2022-08-26): waiting to receive from seller<br>Seller Comment (2022-08-22): working on<br>Reviewer Comment (2022-08-17): Only 1 lease was provided for the subject property. 2 leases uploaded for another property.<br>Seller Comment (2022-08-10): uploaded<br>Reviewer Comment (2022-08-02): Please provide the Lease agreement for 3 units, Exception remains.<br>Seller Comment (2022-07-29): uploaded | 10/13/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052617 | [Redact] | [Redact] | 33415643 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | Hazard insurance policy provided in file did not reflect liabality coverage as required by guidelines. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-04): per client request<br>Buyer Comment (2022-07-28): Please waive DSCR and Reserves |  |  | 08/04/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052617 | [Redact] | [Redact] | 33415644 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The document provided only states entity and principal name. The document provided does not state in Good Standing and missing date . | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-07-20): Waive per Client request.<br>Buyer Comment (2022-07-19): waive - active/current per sec of state site [Redact] |  |  | 07/20/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052618 | [Redact] | [Redact] | 33415645 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/24/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052618 | [Redact] | [Redact] | 33415646 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The initial purchase of the subject was on [Redact] (Chain of Title and Appraisal), which is less than 180 days from the Note Date of [Redact], making this a delayed purchase. The LTV is calculated off the lower of the appraised value or the original sales price. The HUD from the purchase was not provided however per the appraisal, the purchase price was [Redact]. The appraisal indicates a value of [Redact] and updates were complete to the kitchen and bathrooms with the prior year however documentation regarding any improvements that has been done since closing was not included. Provide the purchase HUD to confirm the purchase price and to verify if there is any assignment fees or repair holdback. The calculated LTVs based off the loan amount ([Redact]) are as follows: As-Is Value - 75%, Original Sales Price - 258.00%, Total Cost - UTD. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00.<br>Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the property management questionnaire provided in file. | [Redact]<br>[Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact],Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-08-19): Waive per Client. Appraised value acceptable.<br>Reviewer Comment (2022-07-12): per [Redact] - We need any documentation that can support the value increase, please provide <br> the construction budget or scope of work.<br>Buyer Comment (2022-07-07): We need any documentation that can support the value increase, please provide <br> the construction budget or scope of work. |  |  | 08/19/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052618 | [Redact] | [Redact] | 33415647 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | The credit application in file is blank so unable to confirm the citizenship of either of the borrower/guarantors. |  |  |  | Reviewer Comment (2022-07-12): per client request<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/12/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052618 | [Redact] | [Redact] | 33415648 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | The background check reflects the following outstanding county tax liens: [Redact], [Redact], [Redact], [Redact], [Redact], [Redact], [Redact] and [Redact]. Any outstanding liens, including unpaid judgments greater than [Redact], tax liens, collections/ chargeoffs, or other material liens must be paid in full or in satisfactory status and borrower must provide evidence of being current on payment plan for a minimum of 6 months prior to close. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00. | [Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-08-18): per client request<br>Buyer Comment (2022-08-11): Please waive DSCR and Reserves |  |  | 08/18/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052618 | [Redact] | [Redact] | 33415649 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Issue: Ineligible borrower |  | Note indicates the borrower and coborrower are individuals however guidelines indicate individual borrowers are allowed on a case by case basis only. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00.<br>Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the property management questionnaire provided in file. | [Redact]<br>[Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact],Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-07-25): Waive per Client request.<br>Buyer Comment (2022-07-22): Please waive dscr and reserves are comps<br>Reviewer Comment (2022-07-12): buyer to review<br>Seller Comment (2022-07-06): [Redact] - overlay |  |  | 07/25/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052618 | [Redact] | [Redact] | 33415650 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Missing operating agreement for [Redact] confirming the borrowers (guarantors) have ownership in the entity as vesting was transferred from the business entity at closing. |  |  |  | Reviewer Comment (2022-08-26): provided in trailing docs<br>Seller Comment (2022-08-23): uploaded<br>Seller Comment (2022-08-22): uploaded<br>Seller Comment (2022-08-22): working on | 08/26/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052619 | [Redact] | [Redact] | 33415651 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/25/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052619 | [Redact] | [Redact] | 33415652 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The initial purchase of the subject was on [Redact] (per Title), which is less than 180 days from the Note Date of [Redact], making this a delayed purchase. The LTV is calculated off the lower of the appraised value or the original sales price. Per the application, the purchase price was [Redact]. There was no documentation regarding any improvements that has been done since closing. Provide the purchase HUD to confirm the purchase price and to verify if there is any assignment fees or repair holdback. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.35% is greater than the minimum required DSCR of 1.00%.<br>Reserves verified: 167.08 months<br> Guideline Requirement: 9.00 months | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-08-19): Waive per Client. Appraised value acceptable.<br>Reviewer Comment (2022-07-22): Seller to review Buyer's comment.<br>Buyer Comment (2022-07-21): We need any documentation that can support the value increase, please provide <br> the construction budget or scope of work. |  |  | 08/19/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052619 | [Redact] | [Redact] | 33415653 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender to provide exception for Individual borrowers which are permitted on exception basis. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.35% is greater than the minimum required DSCR of 1.00%.<br>Reserves verified: 167.08 months<br> Guideline Requirement: 9.00 months | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-07-22): Waive per Client request.<br>Buyer Comment (2022-07-21): Please waive DSCR and Reserves<br>Seller Comment (2022-07-06): [Redact] - overlay |  |  | 07/22/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052619 | [Redact] | [Redact] | 33415654 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: 1003 Final not provided |  | Credit application provided is blank. |  |  |  | Reviewer Comment (2022-07-05): Received Loan application. hence cleared.<br>Seller Comment (2022-07-05): loan app | 07/05/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052619 | [Redact] | [Redact] | 33415655 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | Unable to determine, the credit application provided is blank. |  |  |  | Reviewer Comment (2022-07-05): Received Loan application. Citizen ship has been updated hence cleared.<br>Buyer Comment (2022-06-30): Please waive | 07/05/2022 |  |  | 1 B A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052620 | [Redact] | [Redact] | 33415656 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/23/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052620 | [Redact] | [Redact] | 33415657 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | The hazard insurance dec page in file does not indicate liability insurance is included and is required by guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-20): Waive per Client request. |  |  | 07/20/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052621 | [Redact] | [Redact] | 33415658 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/23/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | A |  | N/A | No |
| [Redact] | 9052622 | [Redact] | [Redact] | 33415659 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | Per guideline requirements, No more than one unit of a 2 unit property may be vacant at origination for purchase transactions. The appraiser indicated unit 1 is currently vacant and unit 2 is owner occupied at the time of purchase. Application indicates unit 2 will remain occupied after closing however lease agreement was not included in the file. |  |  |  | Reviewer Comment (2022-10-18): lease agreement provided<br>Seller Comment (2022-10-14): lease<br>Reviewer Comment (2022-08-26): waiting to receive from seller<br>Seller Comment (2022-08-22): working on | 10/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052622 | [Redact] | [Redact] | 33415660 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Documentation to support the large deposit in [Redact] #[Redact] in the amount of [Redact] on [Redact] is missing. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the property management questionnaire provided in file. | [Redact]<br>[Redact],Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2023-01-23): Waive per Client.<br>Buyer Comment (2023-01-18): Please waive FICO and Experience<br>Reviewer Comment (2022-10-28): source of the large deposit was not uploaded. Please reupload.<br>Seller Comment (2022-10-24): uploaded<br>Reviewer Comment (2022-08-26): waiting to receive from seller<br>Seller Comment (2022-08-22): working on |  |  | 01/23/2023 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052622 | [Redact] | [Redact] | 33415661 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/24/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052622 | [Redact] | [Redact] | 33415662 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | Hazard Insurance Declaration page does not reflect liability coverage. Guidelines indicate liability insurance is required. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-21): Waive per Client request. |  |  | 07/21/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052623 | [Redact] | [Redact] | 33415663 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The credit application provided in file is blank but signed. |  |  |  | Reviewer Comment (2022-07-05): Received Loan application. hence cleared.<br>Seller Comment (2022-07-05): uploaded | 07/05/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052623 | [Redact] | [Redact] | 33415664 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The initial purchase of the subject was on [Redact] (Appraisal), which is less than 180 days from the Note Date of [Redact], making this a delayed purchase. The LTV is calculated off the lower of the appraised value ([Redact]) or the original sales price. Per the Appraisal, the purchase price was [Redact]There was no documentation regarding any improvements that has been done since closing. Provide the purchase HUD to confirm the purchase price and to verify if there is any assignment fees or repair holdback. The calculated LTVs based off the loan amount ([Redact]) are as follows: As-Is Value - 75%, Original Sales Price - 95.36%, Total Cost - UTD. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00.<br>Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the property management questionnaire provided in file. | [Redact]<br>[Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact],Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-08-19): Waive per Client. Appraised value acceptable.<br>Buyer Comment (2022-07-07): We need any documentation that can support the value increase, please provide <br> the construction budget or scope of work. |  |  | 08/19/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052623 | [Redact] | [Redact] | 33415665 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00. | [Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-06-24): per client request<br>Buyer Comment (2022-06-17): Please waive Experience and DSCR |  |  | 06/24/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052623 | [Redact] | [Redact] | 33415666 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/25/2022 | 1 A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052623 | [Redact] | [Redact] | 33415667 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | Due to the application in file being blank, unable to confirm the citizenship status for either guarantor on the loan. |  |  |  | Reviewer Comment (2022-07-05): Received Loan application. Citizen ship has been updated hence cleared.<br>Buyer Comment (2022-06-30): Please waive | 07/05/2022 |  |  | 1 B A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052623 | [Redact] | [Redact] | 33415668 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement ([Redact], [Redact], etc.) not provided |  | Documention provided in file indicates the borrower uses properties as [Redact] however unable to confirm if this is the intention for the subject property as well. If so, need evidence of appropriate pattern of renting the property, post close within 6 months of the note date ([Redact]). |  |  |  | Reviewer Comment (2022-08-30): Received Vacation Rental Income Statement . Exception cleared.<br>Seller Comment (2022-08-25): uploaded | 08/30/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052623 | [Redact] | [Redact] | 33415669 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing confirmation the rent patterns for the subject property using the [Redact] tool. The documentation and report should specifically validate nightly rent rates and occupancy information for the geographic area. |  |  |  | Reviewer Comment (2022-08-31): Received [Redact]. Cleared.<br>Seller Comment (2022-08-24): updated [Redact] | 08/31/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052643 | [Redact] | [Redact] | 33415673 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/15/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052643 | [Redact] | [Redact] | 33415674 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | Missing background check for co-guarantor, [Redact] as required by guidelines. The search should be dated within 120 days of the note date ([Redact]). |  |  |  | Reviewer Comment (2022-08-15): Received Background check. Exception cleared.<br>Seller Comment (2022-08-11): Background for [Redact] uploaded. Clean background | 08/15/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052643 | [Redact] | [Redact] | 33415675 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-06-24): per client request<br>Buyer Comment (2022-06-17): Please waive DSCR and Reserves |  |  | 06/24/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052643 | [Redact] | [Redact] | 33415676 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | Missing evidence of liability insurance on the hazard insurance dec page provided in the file. The personal liability is reflected as [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has 3+ years of experience in self-managing investment properties per the real estate history report provided in the file. | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-07-21): Waive per Client. |  |  | 07/21/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052648 | [Redact] | [Redact] | 33415678 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | Missing flood certification for the subject property dated within 90 days of note date as required by guidelines. A flood cert was not provided in the loan file. |  |  |  | Reviewer Comment (2022-11-08): provided<br>Seller Comment (2022-11-02): Flood Cert | 11/08/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052648 | [Redact] | [Redact] | 33415679 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Please provide an updated Good Standing report the one provided is dated [Redact]. This Certificate of Good Standing showing an active status but needs to be within 90 days of the note date ([Redact]) | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-26): per client request<br>Buyer Comment (2022-08-22): Please waive DSCR and Reserves |  |  | 08/26/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052648 | [Redact] | [Redact] | 33415680 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Guidelines require a driver's license, passport, or other government issues photo identification. |  |  |  | Reviewer Comment (2022-11-08): DL provided<br>Seller Comment (2022-11-02): Driver's License | 11/08/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052648 | [Redact] | [Redact] | 33415681 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | Reviewer Comment (2022-11-08): provided<br>Seller Comment (2022-11-02): Background Check | 11/08/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052641 | [Redact] | [Redact] | 33415687 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/28/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052641 | [Redact] | [Redact] | 33415688 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The initial purchase of the subject was on [Redact] (per Title), which is less than 180 days from the Note Date of [Redact], making this a delayed purchase. The LTV is calculated off the lower of the appraised value ([Redact]) or the original sales price. Per the application, the purchase price was [Redact]. There was no documentation regarding any improvements that has been done since closing. Provide the purchase HUD to confirm the purchase price and to verify if there is any assignment fees or repair holdback. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has 3+ years of experience in self-managing investment properties per the real estate history report in file. | [Redact]<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-09-28): per client request<br>Buyer Comment (2022-09-27): We have agreed to use the appraised value<br>Reviewer Comment (2022-08-17): buyer to review<br>Seller Comment (2022-08-10): Budget. Please escalate to Buyer. |  |  | 09/28/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052641 | [Redact] | [Redact] | 33415690 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing certification of registration / authorization for borrowing entity registered in state of [Redact] while the subject property is located in [Redact]. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-28): per client request |  |  | 06/28/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052641 | [Redact] | [Redact] | 33415691 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | Lender exception in file approving the request to proceed when the guarantor rents his primary residence and owns 2 investment properties. Compensating factors include existing borrower, 2 closed bridge deals with [Redact], all deals are performing, middle FICO of 796, sufficient tradelines on credit. |  |  |  | Reviewer Comment (2022-06-28): Waived per request of client due to not being a violation of [Redact] guidelines. |  |  | 06/28/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052641 | [Redact] | [Redact] | 33415692 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | Missing evidence of liability insurance on the hazard dec page as required by guidelines. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-21): Waive per Client. |  |  | 07/21/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052641 | [Redact] | [Redact] | 33415693 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-05): Waive per Client |  |  | 07/05/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052652 | [Redact] | [Redact] | 33415697 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | Lender exception provided approving the request to proceed with borrower exposure >[Redact]. Compensating factors included all closed deals are performing and11+ investment properties. |  |  |  | Reviewer Comment (2022-06-30): Waived per request of client due to not being a violation of [Redact] guidelines. |  |  | 06/30/2022 | 2 B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052652 | [Redact] | [Redact] | 33415698 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | The loan file is missing a copy of the final title policy |  |  |  |  |  |  | 06/29/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052652 | [Redact] | [Redact] | 33415699 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | The hazard insurance dec page provided in file does not reflect liability insurance as required per GL. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact]. | Borrower's Experience/Track Record. The borrower has 3+ years of experience in self-managing investment properties per the real estate report in file. | [Redact]<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-07-11): Waive per Client request.<br>Buyer Comment (2022-06-30): Hazard policy is Rental Dwelling Policy with [Redact] which includes liability coverage. Waive. |  |  | 07/11/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052652 | [Redact] | [Redact] | 33415700 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | Missing operating agreement for [Redact] confirming the guarantor has access to funds from the sale of property located at [Redact] in order to verifiy sufficient funds for closing and reserves. |  |  |  | Reviewer Comment (2022-08-31): An annuity in the guarantors name with a cash surrender value of [Redact] is being used instead of net proceeds.<br>Seller Comment (2022-08-23): Assets | 08/31/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052642 | [Redact] | [Redact] | 33415707 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Guarantor agreement signed by all guarantors is required and not provided. |  |  |  | Reviewer Comment (2022-08-26): Received document. Hence cleared.<br>Seller Comment (2022-08-22): Loan Package | 08/26/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052642 | [Redact] | [Redact] | 33415708 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 07/06/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052642 | [Redact] | [Redact] | 33415709 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | This is a delayed purchase. The LTV is calculated off of the purchase price, which was taken from the purchase price. The purchase HUD is required to confirm the purchase price. |  |  |  | Reviewer Comment (2022-08-11): Purchase Contract confirms sales price.<br>Seller Comment (2022-08-10): PSA<br>Buyer Comment (2022-07-06): seller provide the Purchase price and date. per the HUD, no prior debt paid off, | 08/11/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052646 | [Redact] | [Redact] | 33415710 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Hazard declarations page shows address as [Redact]. Note shows Zip code as [Redact]. |  |  |  | Reviewer Comment (2022-09-01): corrected dec page provided<br>Seller Comment (2022-08-30): HOI | 09/01/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| [Redact] | 9052646 | [Redact] | [Redact] | 33415711 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Flood certification shows address as [Redact]. Note shows Zip code as [Redact]. |  |  |  | Reviewer Comment (2022-09-01): provided in trailing docs<br>Seller Comment (2022-08-25): Flood Cert | 09/01/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| [Redact] | 9052646 | [Redact] | [Redact] | 33415712 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/14/2022 | 1 A |  | [Redact] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| [Redact] | 9052646 | [Redact] | [Redact] | 33415713 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | Appraisal and CDA show address as [Redact]. Note shows Zip code as [Redact]. |  |  |  | Reviewer Comment (2022-09-01): corrected appraisal provided<br>Seller Comment (2022-08-31): Appraisal | 09/01/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| [Redact] | 9052647 | [Redact] | [Redact] | 33415714 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/29/2022 | 1 A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052647 | [Redact] | [Redact] | 33415715 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Missing source of large deposits in the amount of [Redact] on [Redact] into [Redact] account #[Redact] and [Redact] on [Redact] into [Redact] #[Redact].. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-09-29): per client request<br>Buyer Comment (2022-09-28): Please waive LTV and FICO<br>Reviewer Comment (2022-09-21): Buyer to review Seller comment.<br>Seller Comment (2022-09-15): Exception |  |  | 09/29/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052650 | [Redact] | [Redact] | 33415716 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/30/2022 | 1 A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052650 | [Redact] | [Redact] | 33415717 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Guarantors credit report is dated [Redact] which is more than 120 days from Note date [Redact]. Soft pull report dated [Redact] was provided. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-12): Waive per Client request.<br>Buyer Comment (2022-07-01): orig credit 757, refresh 787. waive |  |  | 07/12/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052650 | [Redact] | [Redact] | 33415718 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | This is a [Redact] based LLC doing business in the state of [Redact]. A certificate of Foreign Qualification is required showing the LLC can do business in the foreign state. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-01): per client request |  |  | 07/01/2022 | 2 B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052650 | [Redact] | [Redact] | 33415719 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase contract provided in file is not signed by the seller. Fully executed purchase contract is required. |  |  |  | Reviewer Comment (2022-11-08): signed addendum provided<br>Seller Comment (2022-11-02): Addendum signed by both buyer and seller. Please escalate to Buyer to review<br>Reviewer Comment (2022-08-17): Purchase contract provided in file is not signed by the seller. Fully executed purchase contract is required, Exception remains.<br>Seller Comment (2022-08-16): Addendum and original sales contract. Addendum is signed by both buyer and seller | 11/08/2022 |  |  | 1 D A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052650 | [Redact] | [Redact] | 33415720 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Hazard insurance indicates Loss of Use coverage. It does not verify loss of rent/business income as required by guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-07-12): Waive per Client request.<br>Buyer Comment (2022-07-01): wiave - policy includes loss of use coveragel |  |  | 07/12/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052650 | [Redact] | [Redact] | 33415721 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | Lender exception provided in file approving the request to proceed with borrowers exposure is >[Redact]. Compensating factors included are all closed deals are performing and 11+ investment properties. This is not a violation of [Redact] guidelines. |  |  |  | Reviewer Comment (2022-07-01): this is not a violation of [Redact] guidelines. |  |  | 07/01/2022 | 2 B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052644 | [Redact] | [Redact] | 33415722 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/20/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052644 | [Redact] | [Redact] | 33415723 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Property located at [Redact] is seasoned less than 180 days from note date [Redact]. The original final purchase HUD is required to verify the purchase price of the property. | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Experience/Track Record. The borrower has 17+ years of experience in self-managing investment properties per the real estate history report provided in the file. | [Redact]<br>[Redact] | Reviewer Comment (2022-09-15): Waive per Client.<br>Buyer Comment (2022-09-08): We have agreed to use the appraised value |  |  | 09/15/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052653 | [Redact] | [Redact] | 33415724 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. |  | One or more individuals which in aggregate own at least 51% of the entity is required, each guarantor only has 20% for a total of 40%. |  |  |  | Reviewer Comment (2022-11-08): Guidelines met.<br>Buyer Comment (2022-11-02): We have the corporate consent please clear<br>Seller Comment (2022-11-02): The other two members signed on behalf of the entity that they could sign for the whole entity. Please escalate to Buyer.<br>Reviewer Comment (2022-08-17): Unable to clear. [Redact] GLs requires guarantors to have at least on thf the following three: 51% ownership, all parties with 20% ownership are members, or an executed Corp Res., signed by all member. This requirement is not met (40% ownership guaranteeing, on member with 20% ownership not guaranteeing the loan, the corp res in the file is not signed by all members.<br>Seller Comment (2022-08-11): [Redact] has 60% of the entity. | 11/08/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052653 | [Redact] | [Redact] | 33415725 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | Background is missing from both guarantors and is required by guidelines. Report should be dated within 120 days of the note date ([Redact]). |  |  |  | Reviewer Comment (2022-08-17): Background check provided.<br>Seller Comment (2022-08-15): Background for [Redact] and [Redact] | 08/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052653 | [Redact] | [Redact] | 33415726 |  | Credit | Guideline | Guideline Issue | Guideline | Note has a Prepayment Penalty provision, which is not allowable per guidelines. |  | Note reflects a 5 year step down prepayment penalty. Prepayment penalties are prohibited in [Redact] with an original unpaid principal balance of [Redact] or less, secured by one to two family residential property. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-30): per client request<br>Reviewer Comment (2022-06-30): Waived per request of client on investment properties. |  |  | 06/30/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052653 | [Redact] | [Redact] | 33415727 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate resolution is missing the signature of majority member, [Redact]. |  |  |  | Reviewer Comment (2022-11-08): Corp Res provided.<br>Buyer Comment (2022-11-02): Corporate Resolution only needs to be signed by one member<br>Reviewer Comment (2022-08-17): Unable to clear. [Redact] GLs requires guarantors to have at least on thf the following three: 51% ownership, all parties with 20% ownership are members, or an executed Corp Res., signed by all member. This requirement is not met (40% ownership guaranteeing, on member with 20% ownership not guaranteeing the loan, the corp res in the file is not signed by all members.<br>Seller Comment (2022-08-16): Corp Resolution is signed by [Redact] and [Redact] to sign on behalf of the entity. | 11/08/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052653 | [Redact] | [Redact] | 33415728 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing proof of receipt of 3 most recent months rent for the rear unit of the subject. The lease expired [Redact] and does not include a renewal clause. | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Borrower's Experience/Track Record. The borrower has 5+ years of experience in self-managing investment properties per the real estate report in file. | [Redact]<br>[Redact] | Reviewer Comment (2022-08-17): Waive per Client request.<br>Buyer Comment (2022-08-09): Please waive DSCR and Experience |  |  | 08/17/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052638 | [Redact] | [Redact] | 33415729 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided | Address: [Redact] | Missing tax certificate for [Redact] property. |  |  |  | Reviewer Comment (2022-09-21): Tax cert provided.<br>Seller Comment (2022-09-15): Tax Bill<br>Reviewer Comment (2022-08-17): Please provide the tax certificate for [Redact] property, Exception remains.<br>Seller Comment (2022-08-16): Tax Bill | 09/21/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052638 | [Redact] | [Redact] | 33415730 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of good standing dated within 90 days of Note date [Redact] is required. Business entity listing provided does not contain a date the document was obtained to verify if within 90 days. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact] | Reviewer Comment (2022-07-11): Waive per Client request.<br>Reviewer Comment (2022-07-11): Reopening to waive down with comp factors.<br>Reviewer Comment (2022-06-29): Waived per request of client. Status was checked by buyer on state website.<br>Buyer Comment (2022-06-22): [Redact] - waive, per sec of state website as of [Redact], LLC in good standing. |  |  | 07/11/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052638 | [Redact] | [Redact] | 33415731 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/20/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052638 | [Redact] | [Redact] | 33415732 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | The hazard insurance dec page for each property provided in the file indicates Loss of Rents coverage is included however does not specify the limit. Guidelines require a minimum of 6 months rent loss coverage. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact] | Reviewer Comment (2022-07-11): Waive per Client request.<br>Buyer Comment (2022-06-30): Please waive DSCR and Reserves |  |  | 07/11/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052638 | [Redact] | [Redact] | 33415733 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing proof of receipt of most recent 3 months rent for [Redact] due to lease expiring on [Redact] and not including a renewal clause. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact] | Reviewer Comment (2022-07-11): Waive per Client request.<br>Buyer Comment (2022-06-30): Please waive DSCR and Reserves |  |  | 07/11/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052639 | [Redact] | [Redact] | 33415734 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/20/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052639 | [Redact] | [Redact] | 33415735 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Missing pages 4 -6 of the operating for the borrowing entity. |  |  |  | Reviewer Comment (2022-09-08): EIN letter provided showing the guarantor as the sole mbr<br>Seller Comment (2022-08-30): Exception | 09/08/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052639 | [Redact] | [Redact] | 33415736 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the real estate history report provided in the file.<br>The DSCR of 1.28 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact] | Reviewer Comment (2022-08-16): Waive per Client request.<br>Buyer Comment (2022-08-09): Please waive DSCR and Reserves |  |  | 08/16/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052639 | [Redact] | [Redact] | 33415737 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The credit report reflects a 30+ day late mortgage payment in [Redact]. Guidelines do not allow for any 30+ day late mortgage payments in the prior 24 months to the note date. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the real estate history report provided in the file.<br>The DSCR of 1.28 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-09-29): per client request<br>Buyer Comment (2022-09-28): Please waive LTV DSCR<br>Reviewer Comment (2022-08-16): Buyer to review Seller's comment.<br>Seller Comment (2022-08-12): Comp Factors: Good DSCR, Leverage < 70%<br>Reviewer Comment (2022-06-28): Seller to review buyer's reply.<br>Buyer Comment (2022-06-21): [Redact] - provide LOX regarding late payment<br>Buyer Comment (2022-06-21): [Redact] - provided a LOX regarding late payment |  |  | 09/29/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052639 | [Redact] | [Redact] | 33415738 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | The flood cert reflects the address as [Redact] however the note indicates it is [Redact]. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the real estate history report provided in the file.<br>The DSCR of 1.28 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-28): Per client, waive/re-grade considering compensating factors for exception, DSCR, Experience & LTV below max.<br>Buyer Comment (2022-06-21): [Redact] - please waive as scrivener difference. TAXID's on flood cert match property |  |  | 06/28/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052688 | [Redact] | [Redact] | 33415739 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-06-28): Received CDA and within 10% of appraisal value.<br>Seller Comment (2022-06-20): CDA for subject with 0% Variance uploaded | 06/28/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| [Redact] | 9052688 | [Redact] | [Redact] | 33415740 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/16/2022 | 1 A |  | [Redact] | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| [Redact] | 9052688 | [Redact] | [Redact] | 33415741 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The Operating Agreement provided does not disclose percentage of ownership for members. Guidelines require Guarantor to holds minimum 51%. |  |  |  | Reviewer Comment (2022-09-30): provided in trailing docs<br>Buyer Comment (2022-09-30): Please clear<br>Reviewer Comment (2022-06-28): Unable to locate claim, page 3 missing percentage of ownership information. Unable to clear.<br>Seller Comment (2022-06-20): please see page 3 where the ownership percentages are outlined and the 51% majority holder is [Redact] | 09/30/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| [Redact] | 9052674 | [Redact] | [Redact] | 33415756 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/17/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052674 | [Redact] | [Redact] | 33415757 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Hazard insurance policy indicates loss of use .Missing documentation confirming if it pertains to loss of rental income. | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "9" Years of Experience. | Aggregator<br>[Redact] | Reviewer Comment (2022-07-12): Waive per Client request.<br>Buyer Comment (2022-07-05): please waive reserves and experience |  |  | 07/12/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052674 | [Redact] | [Redact] | 33415758 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property with the address ,[Redact] lease agreement has a lease term of 6 months, which is less than guideline required lease term of 12 months. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record | LTV < 70%<br>Borrower's Experience/Track Record. The borrower has: "9" Years of Experience. | [Redact],Aggregator<br>[Redact]<br>[Redact]<br>Aggregator | Reviewer Comment (2022-07-12): Waive per Client request.<br>Buyer Comment (2022-07-05): please waive reserves and experience |  |  | 07/12/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052674 | [Redact] | [Redact] | 33415759 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC for both guarantors as required by guidelines.OFAC must be dated within 120 days of the Note date ([Redact]). |  |  |  | Reviewer Comment (2022-09-07): OFAC received for both Guarantors. Exception cleared.<br>Seller Comment (2022-09-01): ofac 2<br>Seller Comment (2022-09-01): ofac 1<br>Reviewer Comment (2022-07-01): Required OFAC document for both the Guarantors [Redact] & [Redact]. Please Provide. Exception remains. | 09/07/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052674 | [Redact] | [Redact] | 33415760 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guarantor Roger credit report indicates a 30- day late mortgage payment dated [Redact]. Maximum 0x30x24 on mortgage loans is required per buyer guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has: "9" Years of Experience. | [Redact]<br>Aggregator | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-05): please waive reserves and experience |  |  | 07/13/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052674 | [Redact] | [Redact] | 33415761 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Comparable photos on Hybrid appraisal for subject property [Redact] and [Redact]. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | LTV < 70% | [Redact],Aggregator<br>[Redact] | Reviewer Comment (2022-08-10): Waive per Client request.<br>Buyer Comment (2022-08-04): Please waive comps are credit and ltv<br>Seller Comment (2022-07-22): [Redact] - overlay |  |  | 08/10/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052676 | [Redact] | [Redact] | 33415767 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit report is [Redact] and note dae is [Redact] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-09-12): Waive per Client.<br>Buyer Comment (2022-09-08): Please waive credit and dscr are comps<br>Seller Comment (2022-09-02): 120 permitted |  |  | 09/12/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052676 | [Redact] | [Redact] | 33415768 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 07/29/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052676 | [Redact] | [Redact] | 33415769 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Missing lease agreement for both units. Guidelines allow no more than 1 vacant unit on a 2 unit property. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-09-27): Waive per Client.<br>Buyer Comment (2022-09-26): Please waive DSCR and FICO<br>Reviewer Comment (2022-09-07): Please provide the Lease Agreement, Exception remains.<br>Seller Comment (2022-09-02): working on |  |  | 09/27/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052676 | [Redact] | [Redact] | 33415770 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Declaration page provided lists Business income with Extra Expense and Rental Value but it does not specify an amount or a time period. Guidelines require 6 months rent loss coverage. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-09-27): Waive per Client.<br>Buyer Comment (2022-09-26): Please waive DSCR and FICO<br>Reviewer Comment (2022-09-12): Seller is working on.<br>Seller Comment (2022-09-02): working on |  |  | 09/27/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052676 | [Redact] | [Redact] | 33415771 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Missing complete account statement. Guidelines require statements with ALL pages evidencing at least one month consecutive activity. When bank statements are used, large deposits must be evaluated. Large deposits are defined as any single deposit that represents more than 75% of the monthly average deposit balance. |  |  |  | Reviewer Comment (2022-10-31): 1 month statement provided<br>Seller Comment (2022-10-24): uploaded<br>Reviewer Comment (2022-09-12): Unable to clear. What was provided was an LOE for a large deposit. What is outstanding is a bank statement. Guidelines require 30 days of assets. The only asset in the file is a screen shot covering [Redact]-[Redact].<br>Seller Comment (2022-09-02): uploaded | 10/31/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052676 | [Redact] | [Redact] | 33415772 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | Missing verification of liability insurance coverage as required by guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-08-22): Waive per Client. |  |  | 08/22/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052687 | [Redact] | [Redact] | 33415801 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Missing deed to show conveyance from [Redact], Trustee of the [Redact] to current borrowing entity |  |  |  | Reviewer Comment (2022-09-15): final title provided<br>Seller Comment (2022-09-08): final title showing vesting in entity | 09/15/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052687 | [Redact] | [Redact] | 33415802 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement ([Redact], [Redact], etc.) not provided |  | Missing documentation which proves that the property is generating consistent cashflow over a 12-month period. |  |  |  | Reviewer Comment (2023-02-16): income statement provided<br>Seller Comment (2023-02-08): Rent Rolls | 02/16/2023 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052687 | [Redact] | [Redact] | 33415803 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing [Redact] tool to confirm the rent patterns to validate nightly rent rates and occupancy information for the geographic area. |  |  |  | Reviewer Comment (2022-08-30): [Redact] provided.<br>Seller Comment (2022-08-24): uploaded [Redact]<br>Seller Comment (2022-08-24): [Redact] report | 08/30/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052687 | [Redact] | [Redact] | 33415804 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | An OFAC report that is dated within 120 days from Note dated [Redact] is missing. The credit report does not include OFAC. |  |  |  | Reviewer Comment (2022-07-25): Received OFAC Document, Exception Cleared.<br>Reviewer Comment (2022-07-01): OFAC doc not provided, Exception remains | 07/25/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052687 | [Redact] | [Redact] | 33415805 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  |  |  |  | 06/28/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052682 | [Redact] | [Redact] | 33415806 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | Reviewer Comment (2022-07-01): OFAC doc Provided, Exception cleared | 07/01/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052682 | [Redact] | [Redact] | 33415807 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | Final Title provided is not complete. There are many blanks that need to be filled in and the document is not executed by the title company. |  |  |  |  |  |  | 06/15/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052682 | [Redact] | [Redact] | 33415808 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Missing valid US Visa per guideline requirement. Non-US Residents/Foreign nationals without a U.S. credit report are subject to valid passport and valid US Visa (If not Subject to Visa Wavier Program). |  |  |  | Reviewer Comment (2022-08-10): Passport received. Visa not required.<br>Seller Comment (2022-08-09): uploaded<br>Seller Comment (2022-07-06): [Redact] - passport seen in trailing docs, please clear | 08/10/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052682 | [Redact] | [Redact] | 33415809 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | W-9 tax form missing EIN for LLC. |  |  |  | Reviewer Comment (2022-10-03): w9 provided<br>Seller Comment (2022-10-03): W9<br>Reviewer Comment (2022-07-07): Received Form W-9 However its not Executed and EIN is missing Please Provide with EIN Executed Document, Exception remains.<br>Seller Comment (2022-07-06): uploaded | 10/03/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052670 | [Redact] | [Redact] | 33415851 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | OFAC not contained in the loan file. Exception set |  |  |  | Reviewer Comment (2022-12-06): In trailing documents.<br>Seller Comment (2022-11-30): OFAC<br>Reviewer Comment (2022-06-30): Required OFAC for [Redact]. Please provide. Exception remains. | 12/06/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redact] | 9052668 | [Redact] | [Redact] | 33415852 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC search for guarantor [Redact] dated within 120 days of Note date [Redact] is required and not provided. |  |  |  | Reviewer Comment (2022-09-07): Received OFAC document. Exception cleared.<br>Seller Comment (2022-09-01): ofac<br>Reviewer Comment (2022-06-30): OFAC search for guarantor[Redact] dated within 120 days of Note date [Redact] is required. Please provide. Exception remains. | 09/07/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052668 | [Redact] | [Redact] | 33415853 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The initial purchase of the subject was [Redact], which is less than 180 days from the Note Date of [Redact]. The LTV is calculated off the lower of the appraised value ([Redact]) or original sales price. The purchase HUD was provided and shows a purchase price of [Redact]e calculated LTVs based off the loan amount ([Redact]) are as follows: As-Is Value - 65%, Original Sales Price - 106.84%, Total Cost - 106.84%. | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "4" Years of Experience. Currently holds "X" Properties and has Completed "X" Properties.<br>Reserves verified: 77.31 months<br> Guideline Requirement: 9.00 months | [Redact]<br>[Redact],Aggregator | Reviewer Comment (2022-09-07): per client request<br>Buyer Comment (2022-08-30): We have agreed to use the appraised value<br>Reviewer Comment (2022-08-17): Unable to clear. What was provided was an email listing some repairs. The budget is what is required, which shows what was repaired/updated, along with cost of these updates.<br>Seller Comment (2022-08-12): uploaded<br>Buyer Comment (2022-07-07): We need any documentation that can support the value increase, please provide <br> the construction budget or scope of work. |  |  | 09/07/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052668 | [Redact] | [Redact] | 33415854 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/23/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052668 | [Redact] | [Redact] | 33415855 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | [Redact] account ending [Redact] - Documentation for source of large deposit on [Redact] for [Redact] is required. |  |  |  | Reviewer Comment (2022-09-20): Verified.<br>Seller Comment (2022-09-13): large deposit lox. transfer from personal account to business account | 09/20/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052663 | [Redact] | [Redact] | 33415859 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Missing lease agreement for units [Redact] and [Redact] as the appraisal indicates they are currently tenant occupied. Guidelines do not allow for more than two units of a 4-unit property be vacant at origination. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-11-08): Waive per Client.<br>Buyer Comment (2022-11-01): Please waive DSCR and Reserves |  |  | 11/08/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052663 | [Redact] | [Redact] | 33415860 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/27/2022 | 1 A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052663 | [Redact] | [Redact] | 33415861 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | The driver license for guarantor provided in file expired prior to closing on [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the property management questionnaire provided in the file. | [Redact]<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-08-26): Waive per Client.<br>Buyer Comment (2022-08-25): Please waive dscr, credit and reserves are comps<br>Seller Comment (2022-08-09): valid while loan was being processed expired only a week prior to closing |  |  | 08/26/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052663 | [Redact] | [Redact] | 33415862 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Missing sales contract addendum reflecting the lower purchase price of [Redact] as reflected on the HUD. |  |  |  | Reviewer Comment (2022-10-13): Received Sales contract addendum. Exception cleared.<br>Seller Comment (2022-10-11): uploaded | 10/13/2022 |  |  | 1 D A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052660 | [Redact] | [Redact] | 33415885 |  | Credit | Credit | Credit Calculation / Analysis | Credit | Guideline Issue: Insufficient tradelines per credit guidelines |  | [Redact] have 2 trade lines on credit report which is less than 3 minimum credit line requirement for guarantor per guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | 32 months reserves<br>The borrower has over two years experience managing properties. | [Redact],Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-09-12): Waive per Client.<br>Buyer Comment (2022-09-02): Please waive Experience and Reserves |  |  | 09/12/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052660 | [Redact] | [Redact] | 33415886 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC reports for the Guarantors that are dated within 120 days from Note dated [Redact] is missing. The credit reports do not include OFACs. |  |  |  | Reviewer Comment (2022-06-30): Received OFAC document. Exception cleared. | 06/30/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052660 | [Redact] | [Redact] | 33415887 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/15/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052660 | [Redact] | [Redact] | 33415888 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The initial purchase of the subject was on [Redact], which is less than 180 days from the Note Date of [Redact]. Since this is a refinance, it is considered an unseasoned refinance. Per guidelines the lower of the appraised value and original purchase price should be used (Lendable Value). A purchase price is required to calculate the LTV. The only document provided showing any considerations, was the appraisal. Provide the purchase HUD to confirm the purchase price and to verify if there is any assignment fees or repair holdback. As-Is Value - 62.86, Original Sales Price - 199.31% | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 32 months reserves | [Redact],Aggregator | Reviewer Comment (2022-08-31): Waive per Client. Appraised value acceptable<br>Buyer Comment (2022-08-30): We have agreed to use the appraised value<br>Buyer Comment (2022-06-21): Seller to provide details to support PP to appraised value included rehab/repari work or scope of work |  |  | 08/31/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052654 | [Redact] | [Redact] | 33415898 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | Reviewer Comment (2022-07-25): Received OFAC document. Exception cleared.<br>Reviewer Comment (2022-06-30): OFAC document is not provided. | 07/25/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052654 | [Redact] | [Redact] | 33415899 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/22/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052654 | [Redact] | [Redact] | 33415900 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 1.77%<br> Guideline Requirement: 1.00%<br>Reserves verified: 65.12 months<br> Guideline Requirement: 6.00 months | [Redact]<br>[Redact] | Reviewer Comment (2022-07-12): Waive per Client request.<br>Buyer Comment (2022-07-01): Please waive DSCR and Reserves |  |  | 07/12/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052654 | [Redact] | [Redact] | 33415901 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Provide LOX for large deposit dated [Redact], [Redact], [Redact] #[Redact]. Guidelines require any large deposit that represent more than 75% of the monthly average deposit balance must be evaluated. |  |  |  | Reviewer Comment (2022-08-17): Document Provided Exception cleared<br>Seller Comment (2022-08-15): uploaded | 08/17/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052655 | [Redact] | [Redact] | 33415903 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC Search for [Redact] and [Redact] dated within 120 days of Note date [Redact] is required and not provided. |  |  |  | Reviewer Comment (2022-07-28): Received OFAC Document and hence exception is cleared.<br>Reviewer Comment (2022-06-30): OFAC document is not provided. | 07/28/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052655 | [Redact] | [Redact] | 33415904 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-07): Waive per Client.<br>Buyer Comment (2022-07-01): PLease waive dscr and reserves are comps<br>Seller Comment (2022-06-29): [Redact]- overlay, please review |  |  | 07/07/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052655 | [Redact] | [Redact] | 33415905 |  | Credit | Guideline | Guideline Issue | Guideline | Note has a Prepayment Penalty provision, which is not allowable per guidelines. |  | Note contains a 5,4,3,2,1 step down prepayment period. Subject is a two family residence located in [Redact] with a loan amount of [Redact]er guidelines, Prepayment penalties are prohibited in [Redact] with an original unpaid principal balance of [Redact] or less, secured by one to two family residential property. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-06-28): per client request<br>Reviewer Comment (2022-06-27): Waived per request of the client on investment properties. |  |  | 06/27/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052655 | [Redact] | [Redact] | 33415906 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Deed conveying property to borrowing entity [Redact] is required and not provided. |  |  |  | Reviewer Comment (2022-09-15): final title provided<br>Seller Comment (2022-09-08): final title showing vesting | 09/15/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052655 | [Redact] | [Redact] | 33415907 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  |  |  |  | 06/27/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052655 | [Redact] | [Redact] | 33415908 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The application indicates [Redact] is a non-permanent resident alien or foreign national and guidelines allow for a maximum LTV of 60% on cash out refinance in that case. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the property management questionnaire provided in the file. | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2023-01-31): Waive per Client.<br>Buyer Comment (2023-01-30): Please waive DSCR and Reserves<br>Seller Comment (2023-01-25): [Redact] - [Redact] would UW to the higher fico at the time, not the minimum FICO. Therefore, [Redact] max median FICO score would have been used for UW.<br>Reviewer Comment (2022-09-15): per [Redact] - PLease provide explanation as to why the 15% increase in LTV for a FN is an overlay when the cap is 60%<br>Buyer Comment (2022-08-04): PLease provide explanation as to why the 15% increase in LTV for a FN is an overlay when the cap is 60%<br>Reviewer Comment (2022-07-07): Buyer to review.<br>Seller Comment (2022-06-30): Overlay |  |  | 01/31/2023 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052655 | [Redact] | [Redact] | 33415909 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing passport and valid visa for [Redact] as required by guidelines for a foreign national. |  |  |  | Reviewer Comment (2022-10-14): Passport and Visa provided.<br>Seller Comment (2022-10-12): uploaded<br>Reviewer Comment (2022-07-07): Unable to clear. The Perm Resident Alien Card for [Redact]. The passport and visa is for [Redact], who is a non-perm or foreign national.<br>Seller Comment (2022-06-30): this is a permanent resident. Card seen in trailing docs please waive | 10/14/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052658 | [Redact] | [Redact] | 33415914 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/30/2022 | 1 A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052658 | [Redact] | [Redact] | 33415915 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC for both guarantors as required by guidelines.OFAC must be dated within 120 days of the Note date ([Redact]). |  |  |  | Reviewer Comment (2022-07-25): Received OFAC document. Exception cleared. | 07/25/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052658 | [Redact] | [Redact] | 33415916 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-06): [Redact] waive. acceptable coverage start date. |  |  | 07/13/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052658 | [Redact] | [Redact] | 33415917 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | This is a [Redact]-based LLC doing business in the state of [Redact].A Certificate of Good standing is required showing the LLC can do business in the foreign state. |  |  |  | Reviewer Comment (2022-07-04): Clear per Client Request. | 07/04/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052658 | [Redact] | [Redact] | 33415918 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Missing a copy of the Deed for transferring vesting to the borrowing entity. |  |  |  | Reviewer Comment (2023-01-12): Deed provided<br>Seller Comment (2023-01-08): deed | 01/12/2023 |  |  | 1 D A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052637 | [Redact] | [Redact] | 33415919 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | Missing copy of the final title policy |  |  |  |  |  |  | 08/29/2022 | 1 A |  | [Redact] | Investment | Purchase | B A |  | N/A | No |
| [Redact] | 9052637 | [Redact] | [Redact] | 33415920 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | The Lexis Nexis report disclosed an unpaid tax lien in the amount of [Redact], Proof of that lien has been paid in full or is in a current payment plan for a minimum of 6 months was not provided, | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-11-14): Waive per Client.<br>Buyer Comment (2022-11-14): This is graded as a 2 please clear<br>Buyer Comment (2022-08-31): The Tax lien is from 2019 how was this cleared? |  |  | 11/14/2022 | 2 B |  | [Redact] | Investment | Purchase | B A |  | N/A | No |
| [Redact] | 9052695 | [Redact] | [Redact] | 33415925 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The certificate of good standing is not provided within 90 days of the note date. It is dated [Redact] and the note date is [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-11): Waive per Client request.<br>Buyer Comment (2022-06-30): Please waive DSCR and Reserves |  |  | 07/11/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B |  | N/A | No |
| [Redact] | 9052695 | [Redact] | [Redact] | 33415926 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/23/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B |  | N/A | No |
| [Redact] | 9052695 | [Redact] | [Redact] | 33415927 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | [Redact] AVM provided in file returned a value of [Redact] which is outside the 10% variance of the appraised value of [Redact]. |  |  |  | Reviewer Comment (2022-07-11): Waive per Client request.<br>Buyer Comment (2022-07-08): The CDA supports the value, please waive |  |  | 07/11/2022 | 2 A B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B |  | N/A | No |
| [Redact] | 9052695 | [Redact] | [Redact] | 33415929 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [Redact] | [Redact] | Reviewer Comment (2022-11-14): pdi provided<br>Buyer Comment (2022-11-11): Please keep in [Redact] queue for monitoring<br>Reviewer Comment (2022-11-08): PDI ordered [Redact]<br>Buyer Comment (2022-11-03): Please order a PDI<br>Seller Comment (2022-11-02): Please escalate to Buyer. |  |  | 11/14/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B |  | N/A | No |
| [Redact] | 9052701 | [Redact] | [Redact] | 33415930 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/21/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052701 | [Redact] | [Redact] | 33415931 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The closing statement indicated the final policy coverage requested was [Redact]. |  |  |  | Reviewer Comment (2022-07-12): per client request<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/12/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052701 | [Redact] | [Redact] | 33415932 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | This is a [Redact] based LLC doing business in the state of [Redact]. A certificate of Foreign Qualification is required showing the LLC can do business in the foreign state. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has 5+ years of experience in self-managing investment properties per the real estate history report in the file. | [Redact]<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-07-27): Waive per Client request.<br>Reviewer Comment (2022-06-22): Waived per request of client. |  |  | 06/22/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052701 | [Redact] | [Redact] | 33415933 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Quit claim deed conveying the property from [Redact] to the borrowing entity [Redact] is required and not provided |  |  |  | Reviewer Comment (2022-11-07): QCD provided.<br>Seller Comment (2022-10-31): Deed | 11/07/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052700 | [Redact] | [Redact] | 33415934 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/22/2022 | 1 A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052700 | [Redact] | [Redact] | 33415935 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of good standing dated within 90 days of Note date [Redact] is required. Documentation provided is dated [Redact] which is greater than 90 days. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.29 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact] | Reviewer Comment (2022-07-11): Waive per Client request.<br>Buyer Comment (2022-06-30): Please waive DSCR and Reserves |  |  | 07/11/2022 | 2 C B |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052696 | [Redact] | [Redact] | 33415936 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | This operating agreement is not signed. |  |  |  | Reviewer Comment (2022-08-26): Received Operating Agreement. Exception cleared.<br>Seller Comment (2022-08-25): OA | 08/26/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C A |  | N/A | No |
| [Redact] | 9052703 | [Redact] | [Redact] | 33415937 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | [Redact] AVM provided in file returning a value of [Redact]. |  |  |  | Reviewer Comment (2022-07-12): per client request<br>Buyer Comment (2022-07-08): Please clear the CDA trumps the AVM. The CDA supports the value |  |  | 07/12/2022 | 2 A B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052703 | [Redact] | [Redact] | 33415938 |  | Credit | Business Purpose | General | Business Purpose | Verification of Borrower's identity is missing. |  | Verification of identity for guarantor [Redact] is required and not provided. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-09-15): Waive per Client.<br>Buyer Comment (2022-09-08): Per OA [Redact] is 3% owner of the business and exception is in file, please clear credit and ltv are comps<br>Reviewer Comment (2022-08-18): buyer to review<br>Seller Comment (2022-08-11): Exception with comp. factors |  |  | 09/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052703 | [Redact] | [Redact] | 33415939 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  | Documentation to verify birthdate for guarantor [Redact] is required and not provided. |  |  |  | Reviewer Comment (2022-07-12): per client request<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/12/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052703 | [Redact] | [Redact] | 33415940 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | Background check for guarantor [Redact] dated within 120 from Note date [Redact] is required and not provided. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-09-15): Waive per Client.<br>Buyer Comment (2022-09-08): Per OA [Redact] is 3% owner of the business and exception is in file, please clear credit and ltv are comps<br>Reviewer Comment (2022-08-18): Buyer to review - [Redact] is a guarantor on the loan<br>Seller Comment (2022-08-11): Per guidelines full background not required when borrower is less than 5% owner. [Redact] is 3% and an OFAC report was run and cleared |  |  | 09/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052703 | [Redact] | [Redact] | 33415941 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit report for guarantor [Redact] dated within 120 days of Note date [Redact] is required and not provided. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-09-15): Waive per Client.<br>Buyer Comment (2022-09-08): Per OA [Redact] is 3% owner of the business and exception is in file, please clear credit and ltv are comps<br>Reviewer Comment (2022-08-18): Buyer to review - [Redact] is a guarantor on the loan<br>Seller Comment (2022-08-11): No credit report required for borrowers under 5%. [Redact] is a 3% owner |  |  | 09/15/2022 | 2 D B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052703 | [Redact] | [Redact] | 33415942 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | Citizenship for guarantor [Redact] is required and not provided. |  |  |  | Reviewer Comment (2022-07-12): per client request<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/12/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052706 | [Redact] | [Redact] | 33415944 |  | Credit | Guideline | Guideline Issue | Guideline | Short Term Rental property consistently used as a seasonal or vacation rental (i.e., [Redact]) and evidence of at least 12 months of Operating History is not present in the loan file. |  | per Guidelines - Purchase Loans: borrowers must provide evidence of appropriate pattern of renting the property, post close, within six months of the origination date. \*\*\*Experienced Borrowers Only\*\*\* | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-11-09): per client request<br>Buyer Comment (2022-11-09): Please waive this is a purchase history not provided, loan underwritten to market rent, Comp Factors DSCR and Reserves<br>Seller Comment (2022-11-02): Please escalate to Buyer<br>Buyer Comment (2022-10-19): we need the 12 month history<br>Reviewer Comment (2022-08-29): buyer to review - only [Redact] provided<br>Seller Comment (2022-08-23): [Redact] - Full Page<br>Seller Comment (2022-08-22): [Redact] |  |  | 11/09/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052706 | [Redact] | [Redact] | 33415945 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing [Redact] tool. Per guidelines, The originator must confirm the rent patterns using the [Redact] tool located at www.[Redact].com. The documentation and report should specifically validate nightly rent rates and occupancy information for the geographic area. |  |  |  | Reviewer Comment (2022-08-29): [Redact] provided<br>Seller Comment (2022-08-23): Re-Uploaded [Redact]<br>Seller Comment (2022-08-22): Uploaded | 08/29/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052706 | [Redact] | [Redact] | 33415946 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | PDI ordered [Redact] | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [Redact] | [Redact] | Reviewer Comment (2022-11-15): PDI provided |  |  | 11/15/2022 | 2 B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052706 | [Redact] | [Redact] | 33415947 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | This is a [Redact]-based LLC doing business in the State of [Redact]. A Certificate of Foreign Qualification is required showing the LLC can do business in the foreign state. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-11-18): Waive per Client. |  |  | 11/18/2022 | 2 B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052708 | [Redact] | [Redact] | 33415948 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/22/2022 | 1 A |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052708 | [Redact] | [Redact] | 33415949 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | The background check for [Redact] reflects two watch alerts from [Redact] and [Redact] in regards to [Redact]. The credit report indicates [Redact] is an additional the name the guarantor has gone by. The file does not contain any clarification in regards to these alerts. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has 4+ years of experience in self-managing investment properties per the real estate report provided in the file. | [Redact]<br>[Redact]<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-10-20): per client request<br>Buyer Comment (2022-10-19): Please waive DSCR and Reserves -<br>Reviewer Comment (2022-08-18): buyer to review<br>Seller Comment (2022-08-11): The borrower's name is [Redact] confirmed by her Driver's License. Please waive. |  |  | 10/20/2022 | 2 C B |  | [Redact] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| [Redact] | 9052699 | [Redact] | [Redact] | 33415961 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Max LTV is 75% due to unleased property on a cash-out refinance. <br> The initial purchase of the subject was [Redact], which is less than 180 days from the Note Date of [Redact]. The LTV is calculated off the lower of the appraised value ([Redact]) or original sales price. The purchase HUD was provided and shows a purchase price of [Redact]he calculated LTVs based off the loan amount ([Redact]) are as follows: As-Is Value - 77.37%, Original Sales Price - 80.00267%, Total Cost - 80.00267%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-31): Waive per client. Appraised value acceptable.<br>Buyer Comment (2022-08-25): We have agreed to use the appraised value |  |  | 08/31/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052699 | [Redact] | [Redact] | 33415962 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 08/05/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052699 | [Redact] | [Redact] | 33415963 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | Lender exception provided in file approving the request to match portfolio pricing on fees of [Redact]/4= [Redact]. Compensating factors are borrower is buying the properties cash to save on fees. This is not a violation of [Redact] guidelines. |  |  |  | Reviewer Comment (2022-08-08): this is not a violation of [Redact] guidelines |  |  | 08/08/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052699 | [Redact] | [Redact] | 33415964 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | This is a [Redact] based LLC doing business in the state of [Redact]. A certificate of Foreign Qualification is required showing the LLC can do business in the foreign state. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-08): per client request |  |  | 08/08/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052707 | [Redact] | [Redact] | 33415965 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Short funds for closing and reserves. Funds to close [Redact] 6 months PITIA reserves = PITIA [Redact] x 6 = [Redact] Total funds needed = [Redact]. Current funds verified = [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.24 is greater than the minimum required DSCR of 1.00. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-11-30): Waive per Client.<br>Buyer Comment (2022-11-23): This is ok, the loan closed [Redact] and the bank statement in [Redact] supports available funds and after the fact in [Redact] there is a wire to the title company, please clear<br>Reviewer Comment (2022-11-17): buyer to review<br>Seller Comment (2022-11-17): Please escalate to Buyer<br>Reviewer Comment (2022-11-10): Unable to clear. The bank statement uploaded on [Redact] is already in the file. This statement is dated [Redact], but there is a more recent statement, dated [Redact] that was provided. This was used for asset calculation.<br>Seller Comment (2022-11-08): Uploaded Assets<br>Reviewer Comment (2022-09-08): statement uploaded is dated [Redact] with a balance of [Redact]. The statement provided in the original loan file is dated [Redact] with a balance of [Redact]. Exception remains.<br>Seller Comment (2022-08-30): Assets uploaded |  |  | 11/30/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052707 | [Redact] | [Redact] | 33415966 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Borrowers management experience is less than 2 years. Minimum FICO score for inexperienced manager is 700. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.24 is greater than the minimum required DSCR of 1.00. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-08-17): Waive per Client request.<br>Buyer Comment (2022-08-09): Please waive LTV and DSCR |  |  | 08/17/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052707 | [Redact] | [Redact] | 33415967 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Short funds for closing and reserves. Funds to close from final closing statement = [Redact]. 6 months PITIA reserves = PITIA [Redact] x 6 = [Redact]. Total funds needed = [Redact]. Current funds verified = [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.24 is greater than the minimum required DSCR of 1.00. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-11-17): per client request<br>Buyer Comment (2022-11-16): This is ok, the loan closed [Redact] and the bank statement in [Redact] supports available funds and after the fact in [Redact] there is a wire to the title company, please clear<br>Reviewer Comment (2022-11-10): Buyer to review Seller's comments. The bank statement uploaded on [Redact] is already in the file. This statement is dated [Redact], but there is a more recent statement, dated [Redact] that was provided. This was used for asset calculation.<br>Seller Comment (2022-11-08): We only had march assets at time of UW and the new assets were for a future deal. When uploaded to the CRM they backlog the assets into old deals. Please escalate to Buyer<br>Reviewer Comment (2022-09-08): statement uploaded is dated [Redact] with a balance of [Redact]. The statement provided in the original loan file is dated [Redact] with a balance of [Redact]. Exception remains.<br>Seller Comment (2022-08-30): Sufficient Assets |  |  | 11/17/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052707 | [Redact] | [Redact] | 33415968 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 07/06/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052707 | [Redact] | [Redact] | 33415969 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of good standing dated within 90 days of Note date [Redact] is required. Business entity listing provided is dated [Redact] which is greater than 90 days. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.24 is greater than the minimum required DSCR of 1.00. | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-06): waive. LLC active per sec of state site as of [Redact] |  |  | 07/13/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052704 | [Redact] | [Redact] | 33415971 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/21/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052704 | [Redact] | [Redact] | 33415972 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | [Redact] AVM provided in file returning a value of [Redact]. |  |  |  | Reviewer Comment (2022-07-12): Waive per Client request.<br>Buyer Comment (2022-07-08): The CDA supports the value, please waive |  |  | 07/12/2022 | 2 A B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052704 | [Redact] | [Redact] | 33415973 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  | Documentation to verify guarantor [Redact] birthdate was not provided and is required. |  |  |  | Reviewer Comment (2022-07-12): Waive per Client request.<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/12/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052704 | [Redact] | [Redact] | 33415974 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | Credit application is incomplete for guarantor [Redact]. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-09-15): Waive per Client.<br>Buyer Comment (2022-09-08): agree with seller, please clear credit and ltv are comps<br>Reviewer Comment (2022-08-18): Buyer to review - [Redact] is a guarantor on the loan. SSN, DOB and citizenship was not provided<br>Seller Comment (2022-08-11): Credit application not required for borrowers 5% ownership. [Redact] is 3% owner |  |  | 09/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052704 | [Redact] | [Redact] | 33415975 |  | Credit | Business Purpose | General | Business Purpose | Verification of Borrower's identity is missing. |  | Verification of borrower's identity is required for guarantor [Redact] and was not provided. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-09-15): Waive per Client.<br>Buyer Comment (2022-09-08): agree with seller, please clear credit and ltv are comps<br>Reviewer Comment (2022-08-18): Buyer to review - [Redact] is a guarantor on the loan.<br>Seller Comment (2022-08-11): Exception with comp. factors |  |  | 09/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052704 | [Redact] | [Redact] | 33415976 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | Background check for [Redact] dated within 120 days of Note date [Redact] is required and not provided. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-09-15): Waive per Client.<br>Buyer Comment (2022-09-08): agree with seller, please clear credit and ltv are comps<br>Reviewer Comment (2022-08-18): Buyer to review - [Redact] is a guarantor on the loan.<br>Seller Comment (2022-08-11): Background not required for borrowers below 5%. OFAC gets pulled for below 5%. [Redact] is clear |  |  | 09/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052704 | [Redact] | [Redact] | 33415977 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit report for guarantor [Redact] dated within 120 days of Note date [Redact] is required and not provided. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-09-15): Waive per Client.<br>Buyer Comment (2022-09-08): agree with seller, please clear credit and ltv are comps<br>Reviewer Comment (2022-08-18): Buyer to review - [Redact] is a guarantor on the loan.<br>Seller Comment (2022-08-11): Credit report not required for borrowers below 5%. [Redact] is 3% |  |  | 09/15/2022 | 2 D B |  | [Redact] | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| [Redact] | 9052705 | [Redact] | [Redact] | 33415979 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/22/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052705 | [Redact] | [Redact] | 33415980 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Schedule 1 Property schedule to Note shows property 1 address as [Redact]. All other documentation in file shows address should be [Redact]. |  |  |  | Reviewer Comment (2022-08-19): Corrected Scheduled 1 provided. Cleared.<br>Seller Comment (2022-08-12): Schedule 1 Address 1 is correct on Page 5. | 08/19/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052705 | [Redact] | [Redact] | 33415981 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | Missing documentation to verify large deposit of [Redact] on [Redact] for [Redact] acct ending [Redact]. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.30 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-11-30): Waive per Client.<br>Buyer Comment (2022-11-23): Please waive, multiple comps on record credit, ltv and dscr<br>Reviewer Comment (2022-11-17): buyer to review sellers comment, if you only use the cash back as assets the buyers have 4 months reserves.<br>Seller Comment (2022-11-17): This is a Cash-Out Refinance no sourcing required. Please waive.<br>Buyer Comment (2022-10-12): We need the source the large deposit<br>Reviewer Comment (2022-09-02): Assets provided have been previously verified. No new assets provided.<br>Seller Comment (2022-08-25): Assets |  |  | 11/30/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052705 | [Redact] | [Redact] | 33415982 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lease agreement for property located at [Redact] has initial term of 48 months. Guidelines allow for max lease term of 36 months. | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower's Experience/Track Record. The borrower has 9+ years of experience in self-managing investment properties per the real estate history report in file.<br>The DSCR of 1.30 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact] | Reviewer Comment (2022-08-02): Waive per Client request.<br>Buyer Comment (2022-07-27): Please waive DSCR and Experience |  |  | 08/02/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052705 | [Redact] | [Redact] | 33415983 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | 4 of the 6 properties have initial lease terms of less than 12 months with month to month clauses. Guidelines require a minimum 12 month initial lease term.<br>Lender exception provided in file approving request to proceed - 4 out of the 6 properties did not have long term lease (Lease term is 2-7 months then continues Month to Month). LOE in the file from the borrower "It is our general process to have the lease on month to month, as that gives us maximum flexibility upon the need for eviction. Our tenants are long term. <br> Compensating factors: Appraisals are all marked tenant occupied, low LTV at max 60%, strong overall cash flowing PT DSCR >1.20 and 14+ months of reserves. | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower's Experience/Track Record. The borrower has 9+ years of experience in self-managing investment properties per the real estate history report in file.<br>The DSCR of 1.30 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact] | Reviewer Comment (2022-08-02): Waive per Client request.<br>Buyer Comment (2022-07-27): Please waive DSCR and Experience |  |  | 08/02/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052705 | [Redact] | [Redact] | 33415984 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Credit report for guarantor is reporting only 2 FICO scores as the Experian file has been frozen by the consumer due to federal legislation. Guidelines require a tri-merge credit report. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.30 is greater than the minimum required DSCR of 1.00. | [Redact]<br>[Redact]<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-23): per client request |  |  | 06/23/2022 | 2 B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052698 | [Redact] | [Redact] | 33415986 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | Lender exception provided allowing borrower's exposure over [Redact].<br> Compensating Factors:<br> All closed deals are performing<br> FICO >700<br> 30+ investment properties | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-06): waive, per state website. LLC active as of [Redact] |  |  | 07/13/2022 | 2 B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052698 | [Redact] | [Redact] | 33415987 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | The loan file is missing a copy of the final title policy. |  |  |  |  |  |  | 07/06/2022 | 1 A |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052698 | [Redact] | [Redact] | 33415988 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The certificate of good standing is not dated within 90 days of the note. It is dated [Redact] and the note is dated [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-07): Please waive FICO and Experience |  |  | 07/13/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052698 | [Redact] | [Redact] | 33415989 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | The hazard insurance dec page provided by [Redact] does not reflect liability insurance as required per GL. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-06): Waive per Client |  |  | 07/06/2022 | 2 B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052698 | [Redact] | [Redact] | 33415990 |  | Credit | Credit | Credit Eligibility | Credit | Unacceptable credit - Foreclosure within the last 36 months. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-10-18): per client request<br>Buyer Comment (2022-10-18): Please waive FICO and Experience<br>Reviewer Comment (2022-08-16): Buyer to review - from the background check it appears the property ([Redact]) was foreclosed by the HOA.<br>Seller Comment (2022-08-11): One foreclosure on file; TLOX shows no indication that borrower foreclosed, bank owned the property for a long time before it was bought by a seller and then bought by the borrower. The borrower bought it in his name, and then a year later paid it off buying it in his entity name. |  |  | 10/18/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052698 | [Redact] | [Redact] | 33415991 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | The calculated DSCR is below the guidelines requirement of 1% | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-16): per client request<br>Buyer Comment (2022-08-09): Please waive FICO and Reserves |  |  | 08/16/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33415992 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The Certificate of Good Standing provided is dated [Redact], more than 90 days from Note date [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact]. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-06): waive. as of [Redact], LLC active/current status on state website |  |  | 07/13/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33415993 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | The insurance declaration page provided does not specifically state that there is rent loss insurance coverage for a minimum 6 months as required by guidelines. The policy contains Loss of Use Coverage but does not specify what the loss specifically covers. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact]. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-06): waive - loss of use coverage is acceptable |  |  | 07/13/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33415994 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | The credit report provided is a soft pull. A full credit report is provided. |  |  |  | Reviewer Comment (2022-11-08): Credit Reports provided.<br>Seller Comment (2022-11-02): Credit Reports<br>Reviewer Comment (2022-08-26): Unable to clear. The exception is not for an expired credit report. It's for a soft pull credit report provided. [Redact] GLs require a full Tri-Merge report.<br>Seller Comment (2022-08-19): Credit report expired day of closing. Report is valid | 11/08/2022 |  |  | 1 D A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33415995 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | An OFAC report that is dated within 120 days from Note dated [Redact] is missing for the guarantor. The credit report does not include OFAC. |  |  |  | Reviewer Comment (2022-08-25): Received OFAC Document and hence exception is cleared.<br>Seller Comment (2022-08-22): OFAC<br>Seller Comment (2022-08-15): Global watchlist clear - tlox<br>Seller Comment (2022-08-15): Background | 08/25/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33415996 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement ([Redact], [Redact], etc.) not provided |  | Missing [Redact] tool documentation to validate nightly rent rates and occupancy information for the geographic area. |  |  |  | Reviewer Comment (2022-08-29): [Redact] provided<br>Seller Comment (2022-08-23): Full Page [Redact]<br>Seller Comment (2022-08-22): [Redact] | 08/29/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33415997 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing Operating Agreement to determine asset ownership of [Redact]. |  |  |  | Reviewer Comment (2022-08-29): provided in trailing docs<br>Seller Comment (2022-08-22): Entity DOCS | 08/29/2022 |  |  | 1 C A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33415998 |  | Credit | Guideline | Guideline Issue | Guideline | Short Term Rental property consistently used as a seasonal or vacation rental (i.e., [Redact]) and evidence of at least 12 months of Operating History is not present in the loan file. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact].<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [Redact] | [Redact]<br>[Redact]<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-11-15): per client request<br>Buyer Comment (2022-11-09): Please waive this is a purchase history not provided, loan underwritten to market rent, Comp Factors LTV and FICO<br>Reviewer Comment (2022-11-08): Buyer to review Seller's comment.<br>Seller Comment (2022-11-02): Please escalate to Buyer<br>Reviewer Comment (2022-10-20): seller to review buyer comment<br>Buyer Comment (2022-10-19): we need the 12 month history<br>Reviewer Comment (2022-08-29): buyer to review - only [Redact] provided<br>Seller Comment (2022-08-23): Uploaded Full Page [Redact]<br>Seller Comment (2022-08-22): Uploaded |  |  | 11/15/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33415999 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 07/01/2022 | 1 A |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33416000 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | Lender exception approval allows for subject loan to proceed with removal of three months of PITIA requirement and 1.20 DSCR . Noted compensating factors: 24+months reserves, LTV <70, 700+score, [Redact] property located in vacation destination. This is not a [Redact] guidelines violation. |  |  |  | Reviewer Comment (2022-07-13): Waive per Client request.<br>Buyer Comment (2022-07-08): please waive |  |  | 07/13/2022 | 2 B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33416001 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Certificate of Foreign Qualification to evidence the borrowing entity which is a [Redact] entity, is registered to do business in [Redact] where the subject property is located. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and [Redact]. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-02): Waive per Client request. |  |  | 07/02/2022 | 2 B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33416002 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | The discrepancy is the seller using the discounted tax rate for early payment, not the tax rate with no discount. | Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [Redact] | [Redact],Originator,Aggregator<br>[Redact] | Reviewer Comment (2022-11-08): Waive per Client.<br>Buyer Comment (2022-11-02): Please waive LTV and Reserves<br>Reviewer Comment (2022-08-18): buyer to review<br>Seller Comment (2022-08-11): Exception with Comp Factors |  |  | 11/08/2022 | 2 C B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052694 | [Redact] | [Redact] | 33416003 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [Redact] | [Redact],Originator,Aggregator | Reviewer Comment (2022-10-27): PDI provided showing the subject suffered no damage from the storm.<br>Reviewer Comment (2022-10-20): PDI ordered [Redact] |  |  | 10/27/2022 | 2 B |  | [Redact] | Investment | Purchase | D B A |  | N/A | No |
| [Redact] | 9052693 | [Redact] | [Redact] | 33416004 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard policy expires within 90 days of note and renewal policy was not provided. |  |  |  |  |  |  | 08/08/2022 | 2 B |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052693 | [Redact] | [Redact] | 33416005 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 08/08/2022 | 1 A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052693 | [Redact] | [Redact] | 33416006 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2022-08-08): per client request |  |  | 08/08/2022 | 2 B |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052693 | [Redact] | [Redact] | 33416007 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The borrowing entity name on the Note and Security instrument is misspelled. Borrowing entity is [Redact] and Note and security instrument show as [Redact]. |  |  |  | Reviewer Comment (2022-12-15): Corrected security instrument and note provided.<br>Seller Comment (2022-12-09): Updated Loan package | 12/15/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052693 | [Redact] | [Redact] | 33416008 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Leases with a term greater than 3 years is not allowed per guidelines. Lease in file is a 5 year lease with 11 months remaining in term. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-15): per client request<br>Buyer Comment (2022-08-08): Please waive DSCR and Reserves |  |  | 08/15/2022 | 2 C B |  | [Redact] | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| [Redact] | 9052709 | [Redact] | [Redact] | 33416014 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-11-21): per client request<br>Buyer Comment (2022-11-18): Please waive FICO and Experience<br>Reviewer Comment (2022-11-02): Buyer to review. Seller wants to use the EIN Letter. In looking at the Corp Res, it does not state [Redact] s the sole owner, but it states that all members signed the doc.<br>Seller Comment (2022-11-02): [Redact] is mentioned on UWC as Sole Member. Please waive.<br>Buyer Comment (2022-10-19): The Corp Resolution doesnt say Sole member please provide the OA<br>Reviewer Comment (2022-08-18): Required Operating Agreement in File Please Provide, Exception remains.<br>Seller Comment (2022-08-16): EIN states sole member |  |  | 11/21/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052709 | [Redact] | [Redact] | 33416015 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | The lease amount is [Redact], the market rent is [Redact], the PITI is [Redact]. ([Redact] market rent / [Redact] PITI = 0.96 DSCR) | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-11-21): per client request<br>Buyer Comment (2022-11-16): Please waive using assets and credit as the comp<br>Reviewer Comment (2022-08-18): Client to review.<br>Seller Comment (2022-08-11): Comp Factors: Excess reserves, Good FICO, Experienced Borrower |  |  | 11/21/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052709 | [Redact] | [Redact] | 33416016 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 07/08/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052709 | [Redact] | [Redact] | 33416017 |  | Credit | Business Purpose | General | Business Purpose | Insurance Policy Expiration Date is less than 30 days from the Note Date and does not have automatic renewal. |  | The expiration date of [Redact] is prior to the note date of [Redact]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-07-14): Waive per Client request.<br>Buyer Comment (2022-07-12): Please waive LTV and FICO |  |  | 07/14/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052709 | [Redact] | [Redact] | 33416018 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | A renewal was not provided. |  |  |  |  |  |  | 07/08/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052710 | [Redact] | [Redact] | 33416035 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | AVM provided has a value of [Redact]. |  |  |  | Reviewer Comment (2022-07-14): Waive per Client request.<br>Buyer Comment (2022-07-12): The CDA supports the value, please waive |  |  | 07/14/2022 | 2 A B |  | [Redact] | Investment | Purchase | C B |  | N/A | No |
| [Redact] | 9052710 | [Redact] | [Redact] | 33416036 |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | The background report indicated two possible criminal records that were unspecified. The file does not contain evidence the lender completed the research to determine if the guarantor qualified for the loan. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-12-07): Waive per Client.<br>Buyer Comment (2022-12-06): Please waive credit and assets are comps<br>Seller Comment (2022-12-01): From our UW Manager - "There are 2 unspecified records on the borrower's background. The underwriter cleared this because there were no other red flags on the borrower's profile, online search was completed without any negative results. "<br>Buyer Comment (2022-11-28): Agree with [Redact], the CBR shows an AKA of [Redact] with the same SSN, this must be her maiden name. Please confirm how the LO cleared this red flag?<br>Reviewer Comment (2022-11-23): buyer to review seller comment<br>Seller Comment (2022-11-17): Credit Report/Driver's License reflect [Redact]. Please waive.<br>Reviewer Comment (2022-11-09): Unable to clear. The background check shows the charges are for [Redact]. Per the borrower's credit report [Redact]n, with a matching social security number, is an AKA for the guarantor.<br>Seller Comment (2022-11-08): Our borrower is [Redact]. Please waive.<br>Buyer Comment (2022-10-19): How did LO clear this?<br>Reviewer Comment (2022-08-18): Buyer to review - credit shows aka for the guarantor as [Redact].<br>Seller Comment (2022-08-11): Criminal background reflects for a person named "[Redact]" this is not our borrower. Please waive. |  |  | 12/07/2022 | 2 C B |  | [Redact] | Investment | Purchase | C B |  | N/A | No |
| [Redact] | 9052712 | [Redact] | [Redact] | 33416037 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 07/08/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052712 | [Redact] | [Redact] | 33416038 |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | The appraisal provided has an effective date of [Redact] and the desk review has an effective date of [Redact]. |  |  |  | Reviewer Comment (2022-08-18): Prior appraisal provided.<br>Seller Comment (2022-08-16): Appraisal | 08/18/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052712 | [Redact] | [Redact] | 33416039 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  | The report date of the appraisal provided is [Redact] and the note date is [Redact]. |  |  |  | Reviewer Comment (2022-08-18): Prior appraisal provided.<br>Seller Comment (2022-08-16): Appraisal | 08/18/2022 |  |  | 1 D A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052712 | [Redact] | [Redact] | 33416040 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2022-08-30): Received CDA document. Exception cleared.<br>Seller Comment (2022-08-29): CDA | 08/30/2022 |  |  | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| [Redact] | 9052715 | [Redact] | [Redact] | 33416041 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 08/29/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | A |  | N/A | No |
| [Redact] | 9052716 | [Redact] | [Redact] | 33416042 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 10/10/2022 | 1 A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052716 | [Redact] | [Redact] | 33416043 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | LTV of 82.86% exceeds guideline of 80% LTV | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-10-10): LTC is under 1.20. Lendable value met. |  |  | 10/10/2022 | 2 B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052716 | [Redact] | [Redact] | 33416044 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Closing Statement provided is an estimated statement. |  |  |  | Reviewer Comment (2022-11-23): Received settlement statement document. Exception cleared.<br>Seller Comment (2022-11-22): Hud | 11/23/2022 |  |  | 1 C A |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052441 | [Redact] | [Redact] | 33512563 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | The credit report provided for Levi is dated [Redact], with is 120 outside of the Note Date ([Redact]). | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.20. | Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-04-28): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-04-25): Exception waived with comp factors: 1.31 dscr, 78 months reserves. FICOS 749 and 787 for both guarantors<br>Seller Comment (2022-03-15): [Redact] - please waive |  |  | 04/28/2022 | 2 C B |  | [Redact] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| [Redact] | 9052529 | [Redact] | [Redact] | 33512567 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | Background check for [Redact] dated within 120 days from Note date [Redact] is required and not provided. |  |  |  | Reviewer Comment (2022-07-05): Background check provided. | 07/05/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052529 | [Redact] | [Redact] | 33512568 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Credit application was not provided. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record | The DSCR of 1.55 is greater than the minimum required DSCR of 1.20.<br>FICO is 52 points above the GL minimum.<br>The borrower has over two years experience managing properties. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-09-21): Waive per Client.<br>Buyer Comment (2022-09-15): Please waive DSCR and FICO<br>Reviewer Comment (2022-09-02): Client to review.<br>Seller Comment (2022-08-29): the credit report is available with SSN so this should cover the citizenship status<br>Seller Comment (2022-08-29): the originating lender does not have a loan application or 1003. CLA uploaded<br>Reviewer Comment (2022-08-17): Only 1 page uploaded which was the Approval. Please provide Final 1003.<br>Seller Comment (2022-08-16): Credit application and term sheet uploaded |  |  | 09/21/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052529 | [Redact] | [Redact] | 33512569 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-05-11): auto waive |  |  | 05/11/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052529 | [Redact] | [Redact] | 33512570 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | Missing evidence of liability insurance required. Evidences of property insurance do not reflect liability coverage. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.55 is greater than the minimum required DSCR of 1.20.<br>The borrower has over two years experience managing properties. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2022-07-27): Waive per Client request.<br>Reviewer Comment (2022-07-27): Regrade<br>Reviewer Comment (2022-07-20): Waive per Client request.<br>Buyer Comment (2022-07-18): waive, policy includes general liability coverage<br>Reviewer Comment (2022-07-01): Unable to clear. Per the spreadsheet, documents were provided addressing Landlord Insurance (missing liability coverage). This documentation was not located. |  |  | 07/27/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052529 | [Redact] | [Redact] | 33512571 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | Credit application not provided, unable to verify citizenship. |  |  |  | Reviewer Comment (2022-07-01): Waive per Client.<br>Buyer Comment (2022-06-30): Please waive |  |  | 07/01/2022 | 2 B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052529 | [Redact] | [Redact] | 33512572 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Deed conveying properties from [Redact] and [Redact] to [Redact] is required and not provided. |  |  |  | Reviewer Comment (2022-07-27): QCD provided.<br>Seller Comment (2022-07-22): Uploaded title search showing deed information transferring property<br>Reviewer Comment (2022-07-05): The QCD was not located in the trailing docs. | 07/27/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052529 | [Redact] | [Redact] | 33512573 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require a minimum property value of [Redact]roperty at [Redact] appraised value is [Redact]. | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The borrower has over two years experience managing properties.<br>The DSCR of 1.55 is greater than the minimum required DSCR of 1.20.<br>FICO is 52 points above the GL minimum. | [Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator<br>[Redact],Originator,Aggregator | Reviewer Comment (2023-04-24): Waive per Client.<br>Reviewer Comment (2023-04-24): Reopen to regrade.<br>Reviewer Comment (2022-06-03): Waived GL requirement per client, with comp factors, including FICO score.<br>Buyer Comment (2022-05-31): waive with comp factors: 5% ltv haircut, 1.55 DSCR and >730 fico |  |  | 04/24/2023 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512574 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. | A Lender exception was not provided for loan amount greater than [Redact] per guideline requirements. | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has 13+ years of self-managing investment history. | [Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-03): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-31): Waive with comp factors 68% LTV and [Redact] reserves and DSCR >1.6 |  |  | 06/03/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512575 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-06-03): Auto waive per client |  |  | 06/03/2022 | 1 A |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512576 |  | Property | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | The total count of properties is greater than 25. |  | Maximum number of properties allowed is 20 as per guidelines. | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has 13+ years of self-managing investment history. | [Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-03): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-31): Waive with comp factors 68% LTV and [Redact] reserves and DSCR >1.6 |  |  | 06/03/2022 | 2 B |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512577 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Lease agreement provided for [Redact] expired on [Redact]; [Redact] expired on [Redact]; [Redact] expired on [Redact]; [Redact] expired on [Redact]; [Redact] expired on [Redact]; [Redact] expired on [Redact]; and [Redact] expired on [Redact]. An extension or new lease is needed due to age of existing lease and not provided. | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has 13+ years of self-managing investment history. | [Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-07-22): per client request<br>Buyer Comment (2022-07-14): Please waive DSCR and Experience<br>Reviewer Comment (2022-06-17): Updated lease agreements and or extensions not provided for all of the above properties, exception remains open. |  |  | 07/22/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512578 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in [Redact] county. Provide a post-disaster inspection verifying there was no damage from [Redact]. The inspection must include exterior photos and the property must be re-inspected on or after [Redact]. |  |  |  | Reviewer Comment (2022-06-10): PDI dated [Redact] received in trailing docs, no damage. Exception cleared.<br>Reviewer Comment (2022-06-07): PDI's ordered on the three properties on [Redact] with a five-day turnaround. | 06/10/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512579 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. |  | Missing additional valuation report confirming the initial appraised value of [Redact] as required by guidelines. |  |  |  | Reviewer Comment (2022-10-12): CDA provided.<br>Seller Comment (2022-10-06): Lender provided ARR<br>Seller Comment (2022-10-05): Pending, no response from originating lender. [Redact] will order CDA. You can return exception to our queue.<br>Reviewer Comment (2022-09-22): waiting to receive correct ARR from seller<br>Seller Comment (2022-09-20): Agree. asking CH to track down the correct ARR report for the subject property<br>Reviewer Comment (2022-08-29): Required CDA for Address: [Redact] Please Provide, Exception remains.<br>Reviewer Comment (2022-07-28): Received CDA/Secondary valuation document for different address please provide the CDA/Secondary valuation document for Address: [Redact] | 10/12/2022 |  |  | 1 D A |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512580 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require a minimum property value of [Redact]The appraised value for the each of the following properties does not meet the minimum: [Redact] ([Redact]), [Redact] ([Redact]), [Redact] ([Redact]), [Redact] ([Redact]) and [Redact] ([Redact]). | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has 13+ years of self-managing investment history. | [Redact],Originator Pre-Close,Originator,Aggregator<br>[Redact]<br>[Redact] | Reviewer Comment (2022-06-03): Waived GL requirement per client, with comp factors.<br>Buyer Comment (2022-05-31): Waive with comp factors 68% LTV and [Redact] reserves and DSCR >1.6 |  |  | 06/03/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512581 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | Bank statements in file for account #[Redact] do not indicate the name of the financial institution which is required. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has 13+ years of self-managing investment history. | [Redact]<br>[Redact]<br>[Redact],Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-10-25): per client request<br>Buyer Comment (2022-10-24): please waive LTV and DSCR<br>Reviewer Comment (2022-10-12): Buyer to review. The assets provided show ample funds but the statements provided do not show a financial institution.<br>Seller Comment (2022-09-26): Please review.<br>Reviewer Comment (2022-08-18): Refer to buyer for review.<br>Seller Comment (2022-08-16): Originator waived this: Borrower did not provide bank statements providing institution's name, therefore we were ok receiving his personal bank statements seeing that he is the guarantor on the loan<br>Reviewer Comment (2022-06-17): Asset statement still missing institution name, exception remains open. |  |  | 10/25/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512582 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Tax certificate provided for each of the 33 properties does not include an estimated annual real estate taxes nor was a breakdown provided on the HUD or title commitment. Need annual real estate tax amount for each property in order to confirm an accurate PITIA for the DSCR calculation. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | [Redact]<br>[Redact] | Reviewer Comment (2022-08-30): per client request<br>Buyer Comment (2022-08-23): The HUD supports the loan is escrowed, and ok to use the taxes listed on each appraisal, please clear<br>Reviewer Comment (2022-08-02): Buyer to review. Seller is using the appraisal for their tax calculation. Tax Certs provided did not contain annual tax data. The HUD does not show escrows, just a lumped amount. This is a 33 property loan, so it's not possible to break that down.<br>Seller Comment (2022-07-25): per [Redact] - We utilized the tax certs that were provided and the tax amounts on each appraisal to correctly calculate PITIA |  |  | 08/30/2022 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512583 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | The appraisals for the following properties indicate they are currently tenant occupied however a lease agreement was not provided: [Redact],[Redact],[Redact],[Redact],[Redact],[Redact],[Redact],[Redact],[Redact],[Redact],[Redact],[Redact] and [Redact] |  |  |  | Reviewer Comment (2022-08-29): Received Lease agreement. Exception cleared.<br>Seller Comment (2022-08-26): Lease for [Redact]and [Redact]. uploaded<br>Reviewer Comment (2022-08-17): Leases provided for all properties except [Redact]and [Redact]. All others provided.<br>Seller Comment (2022-08-16): uploaded leases<br>Reviewer Comment (2022-08-02): Document not received for this address - [Redact], [Redact], [Redact], [Redact], [Redact], [Redact], [Redact], [Redact], [Redact], [Redact], [Redact], [Redact] and [Redact]. Hence the exception remain same.<br>Seller Comment (2022-07-26): per [Redact] - Will try to request | 08/29/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |
| [Redact] | 9052535 | [Redact] | [Redact] | 33512584 |  | Credit | Business Purpose | General | Business Purpose | Verification of Borrower's identity is missing. |  | Missing vertification of identification for guarantor as required by guidelines. |  |  |  | Reviewer Comment (2022-08-30): provided in trailing docs<br>Seller Comment (2022-08-26): DL for [Redact] uploaded<br>Reviewer Comment (2022-08-18): Per GL, Government issue ID required. Unable to clear.<br>Seller Comment (2022-08-16): Uploaded | 08/30/2022 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | D B C |  | N/A | No |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.1 - Schedule 2**

![](ex99-001.gif)

**Rating Agency Grades**

**Run Date - 9/16/2025 3:01:41 PM**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** |
| [Redact] | 5041929 | [Redact] |  |  | C A B |
| [Redact] | 6986407 | [Redact] |  |  | C B A |
| [Redact] | 6986408 | [Redact] |  |  | C B A |
| [Redact] | 6986426 | [Redact] |  |  | A B |
| [Redact] | 6986439 | [Redact] |  |  | C B A |
| [Redact] | 6986440 | [Redact] |  |  | C B A |
| [Redact] | 6986510 | [Redact] |  |  | C A |
| [Redact] | 6986545 | [Redact] |  |  | C A |
| [Redact] | 6986547 | [Redact] |  |  | C A |
| [Redact] | 9052355 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052375 | [Redact] | [Redact] |  | C B A |
| [Redact] | 9052370 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052368 | [Redact] | [Redact] |  | D A |
| [Redact] | 9052378 | [Redact] | [Redact] |  | C D B A |
| [Redact] | 9052388 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052398 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052380 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052382 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052374 | [Redact] | [Redact] |  | C D A B |
| [Redact] | 9052371 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052390 | [Redact] | [Redact] |  | C D B A |
| [Redact] | 9052407 | [Redact] | [Redact] |  | C D A B |
| [Redact] | 9052408 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052410 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052411 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052413 | [Redact] | [Redact] |  | D A |
| [Redact] | 9052403 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052406 | [Redact] | [Redact] |  | C D A B |
| [Redact] | 9052414 | [Redact] | [Redact] |  | B A |
| [Redact] | 9052416 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052417 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052418 | [Redact] | [Redact] |  | D B A |
| [Redact] | 9052422 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052424 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052425 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052428 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052426 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052437 | [Redact] | [Redact] |  | C D A |
| [Redact] | 9052439 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052440 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052442 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052443 | [Redact] | [Redact] |  | B A |
| [Redact] | 9052444 | [Redact] | [Redact] |  | D A |
| [Redact] | 9052445 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052446 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052447 | [Redact] | [Redact] |  | A |
| [Redact] | 9052449 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052450 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052436 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052433 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052434 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052435 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052451 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052452 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052454 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052455 | [Redact] | [Redact] |  | A |
| [Redact] | 9052458 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052460 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052497 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052476 | [Redact] | [Redact] |  | C B A |
| [Redact] | 9052477 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052478 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052479 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052480 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052481 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052482 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052486 | [Redact] | [Redact] |  | A D |
| [Redact] | 9052488 | [Redact] | [Redact] |  | A D |
| [Redact] | 9052489 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052490 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052590 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052589 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052600 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052601 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052603 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052578 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052579 | [Redact] | [Redact] |  | B A |
| [Redact] | 9052580 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052581 | [Redact] | [Redact] |  | A |
| [Redact] | 9052583 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052584 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052586 | [Redact] | [Redact] |  | A |
| [Redact] | 9052588 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052595 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052597 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052596 | [Redact] | [Redact] |  | D A |
| [Redact] | 9052598 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052599 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052559 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052560 | [Redact] | [Redact] |  | C D A B |
| [Redact] | 9052562 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052565 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052566 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052567 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052568 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052571 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052574 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052575 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052576 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052577 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052498 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052501 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052505 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052506 | [Redact] | [Redact] |  | C D A B |
| [Redact] | 9052507 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052508 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052509 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052510 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052511 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052628 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052515 | [Redact] | [Redact] |  | C D B A |
| [Redact] | 9052518 | [Redact] | [Redact] |  | C D A |
| [Redact] | 9052519 | [Redact] | [Redact] |  | D B A |
| [Redact] | 9052520 | [Redact] | [Redact] |  | C D A |
| [Redact] | 9052522 | [Redact] | [Redact] |  | D B A |
| [Redact] | 9052523 | [Redact] | [Redact] |  | C D B A |
| [Redact] | 9052524 | [Redact] | [Redact] |  | C D B A |
| [Redact] | 9052591 | [Redact] | [Redact] |  | C D B A |
| [Redact] | 9052527 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052528 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052592 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052536 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052537 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052538 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052541 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052544 | [Redact] | [Redact] |  | C D B A |
| [Redact] | 9052546 | [Redact] | [Redact] |  | C D B A |
| [Redact] | 9052549 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052550 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052629 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052630 | [Redact] | [Redact] |  | C D B A |
| [Redact] | 9052632 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052609 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052612 | [Redact] | [Redact] |  | A |
| [Redact] | 9052613 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052616 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052617 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052618 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052619 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052620 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052621 | [Redact] | [Redact] |  | A |
| [Redact] | 9052622 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052623 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052643 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052648 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052641 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052652 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052642 | [Redact] | [Redact] |  | D A |
| [Redact] | 9052646 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052647 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052650 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052644 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052653 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052638 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052639 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052688 | [Redact] | [Redact] |  | C D A |
| [Redact] | 9052674 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052676 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052687 | [Redact] | [Redact] |  | D A |
| [Redact] | 9052682 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052670 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052668 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052663 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052660 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052654 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052655 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052658 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052637 | [Redact] | [Redact] |  | B A |
| [Redact] | 9052695 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052701 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052700 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052696 | [Redact] | [Redact] |  | C A |
| [Redact] | 9052703 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052706 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052708 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052699 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052707 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052704 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052705 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052698 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052694 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052693 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052709 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052710 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052712 | [Redact] | [Redact] |  | A D |
| [Redact] | 9052715 | [Redact] | [Redact] |  | A |
| [Redact] | 9052716 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052441 | [Redact] | [Redact] |  | C A B |
| [Redact] | 9052529 | [Redact] | [Redact] |  | D A B |
| [Redact] | 9052535 | [Redact] | [Redact] |  | C D B |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.1 - Schedule 3**

**Data Compare (Non-Ignored)**

**Run Date - 9/10/2025 12:53:06 AM** 

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| [Redact] | 5041929 | [Redact] |  |  | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 5041929 | [Redact] |  |  | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 6986407 | [Redact] | [Redact] |  | Interest Only Period | 84 |  | Verified | Field Value reflects 'Interest Only Period' per the Note |
| [Redact] | 6986407 | [Redact] | [Redact] |  | Index Type | US Treasury - 1 Year CMT (Daily) | US Treasury - 1 Year CMT (Weekly) | Verified | Field Value reflects 'Index Type' per the Note |
| [Redact] | 6986407 | [Redact] | [Redact] |  | First Interest Rate Change Date | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate First Change Date' per the Note |
| [Redact] | 6986407 | [Redact] | [Redact] |  | Interest Rate Life Floor | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| [Redact] | 6986407 | [Redact] | [Redact] |  | Borrower Self-Employed? | 0 | 1 | Verified | Field Value verified by Income, Employment, Credit or other documentation in file |
| [Redact] | 6986407 | [Redact] | [Redact] |  | Investor: Qualifying Total Debt Ratio | [Redact] | [Redact] | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| [Redact] | 6986407 | [Redact] | [Redact] |  | Borrower Age |  | 61 | Verified | Field value reflects source document |
| [Redact] | 6986407 | [Redact] | [Redact] |  | Borrower Mailing Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 6986407 | [Redact] | [Redact] |  | Borrower Mailing City | [Redact] | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 6986407 | [Redact] | [Redact] |  | Borrower Mailing Zip | [Redact] | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 6986408 | [Redact] | [Redact] |  | Representative FICO | 742 | 708 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 6986408 | [Redact] | [Redact] |  | Interest Only Period | 84 |  | Verified | Field Value reflects 'Interest Only Period' per the Note |
| [Redact] | 6986408 | [Redact] | [Redact] |  | Index Type | US Treasury - 1 Year CMT (Daily) | US Treasury - 1 Year CMT (Weekly) | Verified | Field Value reflects 'Index Type' per the Note |
| [Redact] | 6986408 | [Redact] | [Redact] |  | First Interest Rate Change Date | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate First Change Date' per the Note |
| [Redact] | 6986408 | [Redact] | [Redact] |  | Interest Rate Life Floor | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| [Redact] | 6986408 | [Redact] | [Redact] |  | Borrower Self-Employed? | 0 | 1 | Verified | Field Value verified by Income, Employment, Credit or other documentation in file |
| [Redact] | 6986408 | [Redact] | [Redact] |  | Borrower Age |  | 43 | Verified | Field value reflects source document |
| [Redact] | 6986408 | [Redact] | [Redact] |  | Coborrower Age | 30 | 24 | Verified | Field value reflects source document |
| [Redact] | 6986408 | [Redact] | [Redact] |  | Borrower Mailing Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 6986408 | [Redact] | [Redact] |  | Borrower Mailing Zip | [Redact] | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 6986426 | [Redact] | [Redact] |  | Originator Loan Designation |  | Non QM | Verified | Field value reflects source document |
| [Redact] | 6986426 | [Redact] | [Redact] |  | Borrower Age |  | 53 | Verified | Field value reflects source document |
| [Redact] | 6986439 | [Redact] | [Redact] |  | Borrower Self-Employed? | 0 | 1 | Verified | Field Value verified by Income, Employment, Credit or other documentation in file |
| [Redact] | 6986439 | [Redact] | [Redact] |  | Borrower FTHB | 0 | 1 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| [Redact] | 6986439 | [Redact] | [Redact] |  | Borrower Age |  | 49 | Verified | Field value reflects source document |
| [Redact] | 6986440 | [Redact] | [Redact] |  | Interest Only Period | 84 |  | Verified | Field Value reflects 'Interest Only Period' per the Note |
| [Redact] | 6986440 | [Redact] | [Redact] |  | Index Type | US Treasury - 1 Year CMT (Daily) | US Treasury - 1 Year CMT (Weekly) | Verified | Field Value reflects 'Index Type' per the Note |
| [Redact] | 6986440 | [Redact] | [Redact] |  | First Interest Rate Change Date | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate First Change Date' per the Note |
| [Redact] | 6986440 | [Redact] | [Redact] |  | Interest Rate Life Floor | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| [Redact] | 6986440 | [Redact] | [Redact] |  | Borrower Self-Employed? | 0 | 1 | Verified | Field Value verified by Income, Employment, Credit or other documentation in file |
| [Redact] | 6986440 | [Redact] | [Redact] |  | Investor: Qualifying Total Debt Ratio |  | [Redact] | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| [Redact] | 6986440 | [Redact] | [Redact] |  | Borrower Age |  | 48 | Verified | Field value reflects source document |
| [Redact] | 6986510 | [Redact] | [Redact] |  | Interest Only Period | 84 |  | Verified | Field Value reflects 'Interest Only Period' per the Note |
| [Redact] | 6986510 | [Redact] | [Redact] |  | Index Type | US Treasury - 1 Year CMT (Daily) | US Treasury - 1 Year CMT (Monthly) | Verified | Field Value reflects 'Index Type' per the Note |
| [Redact] | 6986510 | [Redact] | [Redact] |  | First Interest Rate Change Date | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate First Change Date' per the Note |
| [Redact] | 6986510 | [Redact] | [Redact] |  | Interest Rate Life Floor | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| [Redact] | 6986510 | [Redact] | [Redact] |  | Borrower Self-Employed? | 0 | 1 | Verified | Unable to verify due to missing information |
| [Redact] | 6986510 | [Redact] | [Redact] |  | Investor: Qualifying Total Debt Ratio |  | [Redact] | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| [Redact] | 6986510 | [Redact] | [Redact] |  | Borrower Age |  | 40 | Verified | Field value reflects source document |
| [Redact] | 6986545 | [Redact] | [Redact] |  | Index Type | US Treasury - 1 Year CMT (Daily) | US Treasury - 1 Year CMT (Weekly) | Verified | Field Value reflects 'Index Type' per the Note |
| [Redact] | 6986545 | [Redact] | [Redact] |  | First Interest Rate Change Date | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate First Change Date' per the Note |
| [Redact] | 6986545 | [Redact] | [Redact] |  | Interest Rate Life Floor | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| [Redact] | 6986545 | [Redact] | [Redact] |  | Originator Loan Designation | Non QM | ATR Fail | Verified | Field value reflects source document |
| [Redact] | 6986545 | [Redact] | [Redact] |  | Borrower Self-Employed? | 0 | 1 | Verified | Field Value verified by Income, Employment, Credit or other documentation in file |
| [Redact] | 6986545 | [Redact] | [Redact] |  | Borrower Age |  | 32 | Verified | Field value reflects source document |
| [Redact] | 6986545 | [Redact] | [Redact] |  | Borrower Mailing Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 6986545 | [Redact] | [Redact] |  | Borrower Mailing City | [Redact] | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 6986545 | [Redact] | [Redact] |  | Borrower Mailing Zip | [Redact] | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 6986547 | [Redact] | [Redact] |  | Borrower Age |  | 56 | Verified | Field value reflects source document |
| [Redact] | 9052375 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052370 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052378 | [Redact] |  | [Redact] | Original LTV | 60 | 58.38 | Verified | Tape value reflects the higher of multiple Appraisals in file, Field Value reflects the lowest appraised value |
| [Redact] | 9052378 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Bid tape field represents the P&I payment only |
| [Redact] | 9052388 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052388 | [Redact] |  | [Redact] | Occupancy | Second Home | Investment | Verified | Field Value reflects Occupancy per the Approval/AUS |
| [Redact] | 9052388 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052388 | [Redact] |  | [Redact] | Appraised Value | [Redact] | [Redact] | Verified | Field Value reflects Approval/AUS value |
| [Redact] | 9052388 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052398 | [Redact] |  | [Redact] | Representative FICO | 765 | 773 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052398 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052380 | [Redact] |  | [Redact] | Zip | [Redact] | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052380 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052382 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052374 | [Redact] |  | [Redact] | Representative FICO | 781 | 720 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052374 | [Redact] |  | [Redact] | Original LTV | 71.25 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052374 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052371 | [Redact] |  | [Redact] | Representative FICO | 758 | 672 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052371 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052390 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052407 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052407 | [Redact] |  | [Redact] | Representative FICO | 798 | 761 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052407 | [Redact] |  | [Redact] | Contract Sales Price | [Redact] | [Redact] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| [Redact] | 9052407 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052407 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] |  | Verified | Field value reflects source document |
| [Redact] | 9052408 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052408 | [Redact] |  | [Redact] | Representative FICO | 781 | 780 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052408 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052408 | [Redact] |  | [Redact] | Contract Sales Price | [Redact] | [Redact] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| [Redact] | 9052408 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052410 | [Redact] |  | [Redact] | Representative FICO | 760 | 693 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052410 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052410 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052410 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052411 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052411 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052413 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052413 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052413 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052413 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052403 | [Redact] | [Redact] | [Redact] | Original P&I | [Redact] | [Redact] | Verified | Field Value reflects Note value |
| [Redact] | 9052403 | [Redact] | [Redact] | [Redact] | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052403 | [Redact] | [Redact] | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Discrepancy is due to [Redact] monthly HOA due. |
| [Redact] | 9052403 | [Redact] | [Redact] | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052406 | [Redact] | [Redact] | [Redact] | Representative FICO | 798 | 791 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052406 | [Redact] | [Redact] | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052414 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052414 | [Redact] |  | [Redact] | First Payment Date | [Redact] | [Redact] | Verified | Field Value reflects First Payment Date per the Note |
| [Redact] | 9052414 | [Redact] |  | [Redact] | Maturity Date | [Redact] | [Redact] | Verified | Field Value reflects Maturity Date per the Note |
| [Redact] | 9052414 | [Redact] |  | [Redact] | Representative FICO | 785 | 740 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052414 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052414 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052416 | [Redact] |  | [Redact] | Representative FICO | 769 | 670 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052416 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052416 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] |  | Verified | Field value reflects source document |
| [Redact] | 9052417 | [Redact] |  | [Redact] | Representative FICO | 777 | 775 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052417 | [Redact] |  | [Redact] | Original LTV | 53.33 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052417 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052417 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] |  | Verified | Field value reflects source document |
| [Redact] | 9052418 | [Redact] |  | [Redact] | Representative FICO | 786 | 778 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052418 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052418 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] |  | Verified | Field value reflects source document |
| [Redact] | 9052422 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052424 | [Redact] |  | [Redact] | Representative FICO | 779 | 746 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052424 | [Redact] |  | [Redact] | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052428 | [Redact] |  | [Redact] | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| [Redact] | 9052428 | [Redact] |  | [Redact] | Interest Only Period | 120 | 60 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| [Redact] | 9052426 | [Redact] |  | [Redact] | Borrower First Name | [Redact] |  | Verified | Field Value reflects Borrower name as it appears on the Note |
| [Redact] | 9052426 | [Redact] |  | [Redact] | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| [Redact] | 9052426 | [Redact] |  | [Redact] | Refi Purpose |  | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD |
| [Redact] | 9052426 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052437 | [Redact] |  | [Redact] | City | [Redact] | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052437 | [Redact] |  | [Redact] | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052439 | [Redact] |  | [Redact] | Representative FICO | 764 |  | Verified | Credit Report N/A |
| [Redact] | 9052439 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052442 | [Redact] |  | [Redact] | Representative FICO | 787 | 749 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052442 | [Redact] |  | [Redact] | Purpose | Purchase | Refinance | Verified | Delayed purchase. |
| [Redact] | 9052443 | [Redact] |  | [Redact] | Original LTV | 74.69 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052444 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052444 | [Redact] |  | [Redact] | Representative FICO | 795 | 789 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052445 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052445 | [Redact] |  | [Redact] | Original Loan Amount | [Redact] | [Redact] | Verified | Field Value reflects the Note value |
| [Redact] | 9052445 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052446 | [Redact] |  | [Redact] | Representative FICO | 756 | 750 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052447 | [Redact] |  | [Redact] | Representative FICO | 787 | 708 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052450 | [Redact] |  | [Redact] | Representative FICO | 782 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052436 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052436 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052433 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052433 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052435 | [Redact] |  | [Redact] | Representative FICO | 749 | 541 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052435 | [Redact] |  | [Redact] | # of Units | 1 | 4 | Verified | Field value reflects source document |
| [Redact] | 9052435 | [Redact] |  | [Redact] | Original CLTV | 72.96 | 80 | Verified | Unable to verify due to missing information |
| [Redact] | 9052435 | [Redact] |  | [Redact] | Original LTV | 72.96 | 80 | Verified | Unable to verify due to missing information |
| [Redact] | 9052435 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052435 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052451 | [Redact] |  | [Redact] | Representative FICO | 766 | 607 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052451 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052451 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052451 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] |  | Verified | Field value reflects source document |
| [Redact] | 9052452 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052452 | [Redact] |  | [Redact] | Representative FICO | 791 | 704 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052452 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052452 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052452 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052452 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] |  | Verified | Tape reflects name of one of the guarantors. |
| [Redact] | 9052454 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052454 | [Redact] |  | [Redact] | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| [Redact] | 9052454 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052454 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052455 | [Redact] |  | [Redact] | Representative FICO | 797 | 777 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052455 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052455 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052455 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052455 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] |  | Verified | Field value reflects source document |
| [Redact] | 9052458 | [Redact] |  | [Redact] | Representative FICO | 778 | 757 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052458 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052458 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052458 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] |  | Verified | Field value reflects source document |
| [Redact] | 9052460 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052460 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052460 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052497 | [Redact] | [Redact] | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052476 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052476 | [Redact] |  | [Redact] | Original LTV | 66.1 | 70 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052476 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052477 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052477 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052477 | [Redact] |  | [Redact] | Original LTV | 72.56 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052477 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Updated using tax and hazard docs |
| [Redact] | 9052477 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052478 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052478 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052478 | [Redact] |  | [Redact] | Original LTV | 72.56 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052478 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052478 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052479 | [Redact] |  | [Redact] | Borrower SSN |  | [Redact] | Verified | Field Value verified by application or other documentation in file |
| [Redact] | 9052479 | [Redact] |  | [Redact] | Coborrower SSN |  | [Redact] | Verified | Field Value verified by application or other documentation in file |
| [Redact] | 9052479 | [Redact] |  | [Redact] | Representative FICO | 742 | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052479 | [Redact] |  | [Redact] | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| [Redact] | 9052479 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052479 | [Redact] |  | [Redact] | Refi Purpose |  | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD |
| [Redact] | 9052479 | [Redact] |  | [Redact] | Coborrower Citizenship |  | US Citizen | Verified | Field value reflects source document |
| [Redact] | 9052480 | [Redact] |  | [Redact] | Representative FICO | 797 | 645 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052480 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052480 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052480 | [Redact] |  | [Redact] | Origination Company Name | [Redact] |  | Verified | Field Value captured from loan applications in file |
| [Redact] | 9052481 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052481 | [Redact] |  | [Redact] | Original LTV | 60.91 | 70 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052481 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052482 | [Redact] |  | [Redact] | Representative FICO | 718 | 612 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| [Redact] | 9052482 | [Redact] |  | [Redact] | Appraisal Date | [Redact] | [Redact] | Verified | Tape Value reflects Appraisal Effective Date |
| [Redact] | 9052482 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052482 | [Redact] |  | [Redact] | Coborrower Full Name | [Redact] |  | Verified | Unable to verify due to missing information |
| [Redact] | 9052486 | [Redact] |  | [Redact] | Representative FICO | 726 | 722 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052486 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052488 | [Redact] |  | [Redact] | Representative FICO | 756 | 719 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052488 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052489 | [Redact] |  | [Redact] | Representative FICO | 820 | 673 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052489 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052490 | [Redact] |  | [Redact] | Original CLTV | 75 | 96.51914 | Verified | 4 of the 8 properties do not meet the 180 day seasoning requirement. The lesser of the purchase price or the appraised value was used to calculate the LTV. |
| [Redact] | 9052490 | [Redact] |  | [Redact] | Original LTV | 75 | 96.51914 | Verified | 4 of the 8 properties do not meet the 180 day seasoning requirement. The lesser of the purchase price or the appraised value was used to calculate the LTV. |
| [Redact] | 9052490 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052590 | [Redact] | [Redact] | [Redact] | Original P&I | [Redact] | [Redact] | Verified | Field Value reflects Note value |
| [Redact] | 9052590 | [Redact] | [Redact] | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052589 | [Redact] |  | [Redact] | Original P&I | [Redact] | [Redact] | Verified | Field Value reflects Note value |
| [Redact] | 9052589 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052600 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052600 | [Redact] |  | [Redact] | Purpose | Purchase | Refinance | Verified | Credit Application |
| [Redact] | 9052601 | [Redact] |  | [Redact] | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| [Redact] | 9052601 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052603 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052578 | [Redact] |  | [Redact] | Zip | [Redact] | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052578 | [Redact] |  | [Redact] | Original LTV | 75 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052578 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052579 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052579 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052581 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052581 | [Redact] |  | [Redact] | Original LTV | 76.97 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052583 | [Redact] |  | [Redact] | Representative FICO | 795 | 779 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052583 | [Redact] |  | [Redact] | Original LTV | 66.82 | 70 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052583 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052586 | [Redact] |  | [Redact] | Property Type | Townhouse | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052586 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052588 | [Redact] |  | [Redact] | Representative FICO | 795 | 767 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052588 | [Redact] |  | [Redact] | Property Type | Single Family Detached | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052588 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052595 | [Redact] |  | [Redact] | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| [Redact] | 9052595 | [Redact] |  | [Redact] | Original LTV | 75.35 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052597 | [Redact] |  | [Redact] | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| [Redact] | 9052597 | [Redact] |  | [Redact] | Original LTV | 72.81 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052596 | [Redact] |  | [Redact] | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| [Redact] | 9052596 | [Redact] |  | [Redact] | Original LTV | 73.64 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052598 | [Redact] |  | [Redact] | Representative FICO | 782 | 750 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052599 | [Redact] |  | [Redact] | Representative FICO | 782 | 750 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052559 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052559 | [Redact] |  | [Redact] | Representative FICO | 726 | 714 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052559 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052560 | [Redact] |  | [Redact] | First Payment Date | [Redact] | [Redact] | Verified | Field Value reflects First Payment Date per the Note |
| [Redact] | 9052560 | [Redact] |  | [Redact] | Maturity Date | [Redact] | [Redact] | Verified | Field Value reflects Maturity Date per the Note |
| [Redact] | 9052560 | [Redact] |  | [Redact] | Original LTV | 75 | 83.96729 | Verified | This is due to [Redact] and [Redact] being seasoned less than 6 months from Note date of [Redact]. Original purchase price as reported on the Hybrid appraisal for each property. LTV is calculated off the lesser of original purchase price or current appraised value. |
| [Redact] | 9052560 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052562 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052562 | [Redact] |  | [Redact] | Amortization Term | 300 | 360 | Verified | Field Value reflects Amortization Term per Note |
| [Redact] | 9052562 | [Redact] |  | [Redact] | Representative FICO | 772 | 612 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052565 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052565 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052566 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052567 | [Redact] |  | [Redact] | Representative FICO | 711 | 673 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052568 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052571 | [Redact] |  | [Redact] | Representative FICO | 786 | 771 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052571 | [Redact] |  | [Redact] | Original LTV | 65.36 | 66.67 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052574 | [Redact] |  | [Redact] | Original LTV | 70.97 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052575 | [Redact] |  | [Redact] | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| [Redact] | 9052576 | [Redact] |  | [Redact] | Representative FICO | 786 | 761 | Verified | Guidelines require the lower of the mid-score for each borrower be used. 761 is the lower. |
| [Redact] | 9052577 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052498 | [Redact] |  | [Redact] | Representative FICO | 759 | 687 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052501 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052501 | [Redact] |  | [Redact] | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| [Redact] | 9052501 | [Redact] |  | [Redact] | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052501 | [Redact] |  | [Redact] | Original LTV | 75 | 78 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052501 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052505 | [Redact] |  | [Redact] | Original LTV | 72.86 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052508 | [Redact] |  | [Redact] | Property Type | Townhouse | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052508 | [Redact] |  | [Redact] | Original LTV | 75 | 76.56 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052510 | [Redact] |  | [Redact] | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| [Redact] | 9052628 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052515 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052518 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | FP included property management fee which is no longer required per GL: |
| [Redact] | 9052519 | [Redact] |  | [Redact] | Representative FICO | 754 | 710 | Verified | Unable to verify due to missing information |
| [Redact] | 9052519 | [Redact] |  | [Redact] | Original LTV | 78.01 | 80.54789 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052519 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052520 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052522 | [Redact] |  | [Redact] | Original LTV | 75 | 76.95672 | Verified | [Redact] acquired less than 180 days per appraiser; LTV calculated at purchase price. |
| [Redact] | 9052522 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052523 | [Redact] |  | [Redact] | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052523 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052524 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052591 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052591 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052527 | [Redact] |  | [Redact] | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD |
| [Redact] | 9052527 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052528 | [Redact] |  | [Redact] | Representative FICO | 737 | 700 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052528 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052592 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052536 | [Redact] |  | [Redact] | Original LTV | 77.82 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052536 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052537 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052537 | [Redact] |  | [Redact] | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052537 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052538 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052541 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052544 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Hazard insurance annual premium of [Redact] ([Redact] /month) from the dec page provided in file does not match the monthly amount of [Redact] which was collected for escrow <br> or the annual premium of [Redact] on the closing statement. |
| [Redact] | 9052546 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | PITIA has been verified wtih the documents in file and confirmed with the escrow section of the HUD. |
| [Redact] | 9052549 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052550 | [Redact] |  | [Redact] | Original LTV | 77.61 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052550 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052629 | [Redact] |  | [Redact] | First Interest Rate Change Date | [Redact] | [Redact] | Verified | Field Value reflects 'Interest Rate First Change Date' per the Note |
| [Redact] | 9052609 | [Redact] |  | [Redact] | Representative FICO | 744 | 671 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052609 | [Redact] |  | [Redact] | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| [Redact] | 9052609 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052612 | [Redact] |  | [Redact] | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| [Redact] | 9052612 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052613 | [Redact] |  | [Redact] | Original LTV | 75 | 79.70027 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| [Redact] | 9052616 | [Redact] |  | [Redact] | Representative FICO | 765 | 725 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052618 | [Redact] |  | [Redact] | Borrower Last Name | [Redact] | [Redact] | Verified | Field Value reflects Borrower name as it appears on the Note |
| [Redact] | 9052618 | [Redact] |  | [Redact] | Representative FICO | 742 | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052619 | [Redact] |  | [Redact] | Borrower Last Name | [Redact] | [Redact] | Verified | Field Value reflects Borrower name as it appears on the Note |
| [Redact] | 9052619 | [Redact] |  | [Redact] | Representative FICO | 742 | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052620 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | The hazard insurance invoice and annual premium paid on the HUD is reflected as [Redact] which is causing the higher PITIA. The escrow section of the CD indicates a monthly amount of [Redact] which equals a lower annual premium of [Redact]. |
| [Redact] | 9052622 | [Redact] |  | [Redact] | Representative FICO | 798 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052623 | [Redact] |  | [Redact] | Representative FICO | 724 | 665 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052623 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | The real estate tax record indicates a homestead exemption was included. The taxes were corrected to use the annual amount of [Redact] indicated without exemptions. |
| [Redact] | 9052643 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052643 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052643 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052643 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052643 | [Redact] |  | [Redact] | Property Type |  | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052643 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052648 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052648 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052648 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052648 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052648 | [Redact] |  | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052648 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Same |
| [Redact] | 9052641 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052641 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052641 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052641 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052641 | [Redact] |  | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052641 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052652 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052652 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052652 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052652 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052652 | [Redact] |  | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052652 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052642 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052642 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052642 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052642 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052642 | [Redact] |  | [Redact] | Property Type |  | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052642 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052646 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052646 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052646 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052646 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052646 | [Redact] |  | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052646 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052647 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052647 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052647 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052647 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052647 | [Redact] |  | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052647 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052650 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052650 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052650 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052650 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052650 | [Redact] |  | [Redact] | Representative FICO | 778 | 757 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052650 | [Redact] |  | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052650 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052644 | [Redact] |  | [Redact] | Original LTV | 60 | 62.84637 | Verified | Property[Redact] is an unseasoned property. Purchased [Redact]. Lesser of original purchase price or appraised value used for LTV. |
| [Redact] | 9052644 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052653 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052653 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052653 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052653 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052653 | [Redact] |  | [Redact] | Representative FICO |  | 777 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052653 | [Redact] |  | [Redact] | Property Type |  | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052653 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052638 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052639 | [Redact] |  | [Redact] | Borrower Full Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052688 | [Redact] | [Redact] | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052688 | [Redact] | [Redact] | [Redact] | Original Loan Amount | [Redact] | [Redact] | Verified | Field Value reflects the Note value |
| [Redact] | 9052688 | [Redact] | [Redact] | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052674 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.11 | 1.07 | Verified | Field value reflects source document |
| [Redact] | 9052676 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.66 | 1.58 | Verified | Field value reflects source document |
| [Redact] | 9052687 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.79 | 1.17 | Verified | Field value reflects source document |
| [Redact] | 9052670 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052670 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.16 | 1.11 | Verified | Field value reflects source document |
| [Redact] | 9052663 | [Redact] |  | [Redact] | Street | [Redact] | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052663 | [Redact] |  | [Redact] | Original LTV | 76.49 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| [Redact] | 9052663 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052663 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.88 | 1.80 | Verified | Field value reflects source document |
| [Redact] | 9052660 | [Redact] |  | [Redact] | Representative FICO | 735 | 709 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052654 | [Redact] |  | [Redact] | Representative FICO | 793 | 779 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052655 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052655 | [Redact] |  | [Redact] | Representative FICO | 717 | 654 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052658 | [Redact] |  | [Redact] | Note Date | [Redact] | [Redact] | Verified | Field Value reflects Note Date per the Note |
| [Redact] | 9052658 | [Redact] |  | [Redact] | Representative FICO | 791 | 776 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052658 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.10 | 1.05 | Verified | Field value reflects source document |
| [Redact] | 9052637 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.13 | 1.08 | Verified | Field value reflects source document |
| [Redact] | 9052695 | [Redact] | [Redact] | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052695 | [Redact] | [Redact] | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052695 | [Redact] | [Redact] | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052695 | [Redact] | [Redact] | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052695 | [Redact] | [Redact] | [Redact] | Property Type |  | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052695 | [Redact] | [Redact] | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052701 | [Redact] | [Redact] | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052701 | [Redact] | [Redact] | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052701 | [Redact] | [Redact] | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052701 | [Redact] | [Redact] | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052701 | [Redact] | [Redact] | [Redact] | Property Type |  | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052700 | [Redact] | [Redact] | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052700 | [Redact] | [Redact] | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052700 | [Redact] | [Redact] | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052700 | [Redact] | [Redact] | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052700 | [Redact] | [Redact] | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052700 | [Redact] | [Redact] | [Redact] | Subject Debt Service Coverage Ratio | 1.31 | 1.27 | Verified | Field value reflects source document |
| [Redact] | 9052696 | [Redact] | [Redact] | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052696 | [Redact] | [Redact] | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052696 | [Redact] | [Redact] | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052696 | [Redact] | [Redact] | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052696 | [Redact] | [Redact] | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052696 | [Redact] | [Redact] | [Redact] | Subject Debt Service Coverage Ratio | 1.44 | 1.30 | Verified | Field value reflects source document |
| [Redact] | 9052703 | [Redact] | [Redact] | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052703 | [Redact] | [Redact] | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052703 | [Redact] | [Redact] | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052703 | [Redact] | [Redact] | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052703 | [Redact] | [Redact] | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052706 | [Redact] | [Redact] | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052706 | [Redact] | [Redact] | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052706 | [Redact] | [Redact] | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052706 | [Redact] | [Redact] | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052706 | [Redact] | [Redact] | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052706 | [Redact] | [Redact] | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052706 | [Redact] | [Redact] | [Redact] | Subject Debt Service Coverage Ratio | 1.15 | 1.28 | Verified | Field value reflects source document |
| [Redact] | 9052708 | [Redact] | [Redact] | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052708 | [Redact] | [Redact] | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052708 | [Redact] | [Redact] | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052708 | [Redact] | [Redact] | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052708 | [Redact] | [Redact] | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052699 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052699 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052699 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052699 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052699 | [Redact] |  | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052699 | [Redact] |  | [Redact] | Original LTV | 77.37 | 80 | Verified | Tape Value reflects decimal point in incorrect position |
| [Redact] | 9052699 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.25 | 1.13 | Verified | Field value reflects source document |
| [Redact] | 9052707 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052707 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052707 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052707 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052707 | [Redact] |  | [Redact] | Property Type |  | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052707 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052707 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.33 | 1.30 | Verified | Field value reflects source document |
| [Redact] | 9052704 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052704 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052704 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052704 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052704 | [Redact] |  | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052704 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052704 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.16 | 1.39 | Verified | Field value reflects source document |
| [Redact] | 9052705 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052698 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052698 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052698 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052698 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052698 | [Redact] |  | [Redact] | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052698 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052698 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.27 | 0.95 | Verified | Field value reflects source document |
| [Redact] | 9052694 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052694 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052694 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052694 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052694 | [Redact] |  | [Redact] | Representative FICO | 731 | 716 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052694 | [Redact] |  | [Redact] | Property Type |  | Condo (Mid Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052694 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052694 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.20 | 0.99 | Verified | Field value reflects source document |
| [Redact] | 9052693 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052693 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052693 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052693 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052693 | [Redact] |  | [Redact] | Property Type |  | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052693 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.63 | 1.50 | Verified | Field value reflects source document |
| [Redact] | 9052709 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052709 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052709 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052709 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052710 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052710 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052710 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052710 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052710 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052712 | [Redact] |  | [Redact] | Street |  | [Redact] | Verified | Field Value reflects Street per Note |
| [Redact] | 9052712 | [Redact] |  | [Redact] | City |  | [Redact] | Verified | Field Value reflects City per Note |
| [Redact] | 9052712 | [Redact] |  | [Redact] | State |  | [Redact] | Verified | Field Value reflects State per Note |
| [Redact] | 9052712 | [Redact] |  | [Redact] | Zip |  | [Redact] | Verified | Field Value reflects Zip per Note |
| [Redact] | 9052712 | [Redact] |  | [Redact] | Representative FICO |  | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052712 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field Value reflects the latest invoice price of HOI [Redact] |
| [Redact] | 9052715 | [Redact] |  | [Redact] | Original LTV | 0.43 | 43.48 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| [Redact] | 9052715 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.29 | 1.16 | Verified | Field value reflects source document |
| [Redact] | 9052716 | [Redact] |  | [Redact] | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redact] | 9052716 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052716 | [Redact] |  | [Redact] | Guarantor 1 Last Name | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052716 | [Redact] |  | [Redact] | Subject Debt Service Coverage Ratio | 1.14 | 1.30 | Verified | Field value reflects source document |
| [Redact] | 9052441 | [Redact] |  | [Redact] | Maturity Date | [Redact] | [Redact] | Verified | Field Value reflects Maturity Date per the Note |
| [Redact] | 9052441 | [Redact] |  | [Redact] | Representative FICO | 787 | 749 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redact] | 9052441 | [Redact] |  | [Redact] | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Approval/AUS |
| [Redact] | 9052529 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Field value reflects source document |
| [Redact] | 9052535 | [Redact] |  | [Redact] | Original PITIA | [Redact] | [Redact] | Verified | Multiple property loan |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.1 - Schedule 4**

![](ex99-001.gif)

**Valuation Report**

**Run Date - 9/16/2025 3:01:41 PM** 

---

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| [Redact] | 5041929 | [Redact] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.70 |
| [Redact] | 6986407 | [Redact] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 6986408 | [Redact] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 6986426 | [Redact] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 6986439 | [Redact] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 6986440 | [Redact] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 6986510 | [Redact] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 6986545 | [Redact] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 6986547 | [Redact] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052355 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052375 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052370 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -0.010% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.01% |  |  |  |  |  |
| [Redact] | 9052368 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052378 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -2.710% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -2.71% |  |  |  |  |  |
| [Redact] | 9052388 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052398 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -21.790% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -21.790% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052380 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052382 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052374 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052371 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052390 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052407 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052408 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052410 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052411 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052413 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052403 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052406 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052414 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052416 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052417 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052418 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052422 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052424 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052425 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052428 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052426 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.500% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| [Redact] | 9052437 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  | -2.070% |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052439 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052440 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052442 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052443 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052444 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052445 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -17.250% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -17.250% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052446 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052447 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052449 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052450 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052436 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052433 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052434 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052435 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052451 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052452 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052454 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052455 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052458 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052460 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052497 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052476 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052477 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052478 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052479 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -13.160% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -13.160% |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052480 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052481 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052482 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052486 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052488 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052489 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052490 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 28.690% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.69% |  |  |  |  |  |
| [Redact] | 9052590 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052589 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052600 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052601 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052603 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -0.470% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.47% |  |  |  |  |  |
| [Redact] | 9052578 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052579 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052580 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052581 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052583 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052584 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052586 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052588 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052595 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052597 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052596 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052598 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052599 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052559 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052560 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 24.640% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.64% |  |  |  |  |  |
| [Redact] | 9052562 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052565 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.300% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052566 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052567 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052568 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052571 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052574 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052575 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052576 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052577 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052498 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052501 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052505 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052506 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052507 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052508 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052509 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052510 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052511 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052628 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052515 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052518 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -0.990% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.99% |  |  |  |  |  |
| [Redact] | 9052519 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052520 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052522 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.460% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.46% |  |  |  |  |  |
| [Redact] | 9052523 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052524 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052591 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052527 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052528 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052592 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052536 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052537 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.700% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052538 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052541 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052544 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052546 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052549 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052550 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052629 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052630 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052632 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -0.640% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.64% |  |  |  |  |  |
| [Redact] | 9052609 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052612 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052613 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 5.810% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.81% |  |  |  |  |  |
| [Redact] | 9052616 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052617 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052618 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052619 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052620 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052621 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.840% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052622 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052623 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052643 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052648 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052641 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.890% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052652 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052642 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052646 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052647 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052650 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052644 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 4.750% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.75% |  |  |  |  |  |
| [Redact] | 9052653 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052638 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052639 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052688 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052674 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052676 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052687 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052682 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052670 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052668 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052663 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052660 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052654 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052655 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052658 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052637 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052695 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.570% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052701 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052700 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052696 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052703 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052706 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | 0.710% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052708 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052699 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052707 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052704 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052705 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -1.450% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.45% |  |  |  |  |  |
| [Redact] | 9052698 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052694 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.640% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052693 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052709 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052710 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052712 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052715 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052716 | [Redact] | [Redact] |  |  |  |  |  |  | 5.170% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052441 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| [Redact] | 9052529 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| [Redact] | 9052535 | [Redact] | [Redact] |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -1.260% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.26% |  |  |  |  |  |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.1 - Schedule 5**

![](ex99-001.gif)

**Supplemental Data**

**Run Date - 9/16/2025 3:01:41 PM** 

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | Income Doc Detail | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** |
| [Redact] | 5041929 | [Redact] |  | Temporary SHQM (GSE/Agency Eligible) |  |  |  | Yes | Yes | $2370.00 | $2442.57 |  | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 49.043% | 49.043% | 49.043% | [Redact] | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2018<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2018<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2018<br> [Borrower - \| Primary Income - Wages]; W-2 - 2016 | [Borrower]; 4506 or 4506-T - 2017<br> [Borrower]; 4506 or 4506-T - 2016<br> [Borrower]; 4506 or 4506-T - 2015<br> [Borrower]; 4506 or 4506-T - 2014 | Full Documentation (F) | Full |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redact] | $2370.00 |  | [Redact] | $0.00 | 1.7 | DU |  | ApproveEligible | Yes | No | [Redact] | 1 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 6986407 | [Redact] |  | Non QM |  |  |  | Yes | No | $8255.00 | $9605.09 |  | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 29.377% | 29.377% | 29.377% | [Redact] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  | Borrower Prepared | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Borrower-prepared P&L - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2017 | [Borrower]; 4506-T - 2016<br> [Borrower]; 4506-T - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redact] | $8255.00 |  | [Redact] | $8700.00 |  |  |  |  | N/A | No | [Redact] | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | 0.700% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 6986408 | [Redact] |  | Non QM |  |  |  | Yes | No | $4751.40 | $5430.19 |  | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 45.155% | 45.155% | 45.155% | [Redact] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Personal - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2017<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2017 | [Borrower]; 4506-T - 2016<br> [Borrower]; 4506-T - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-T - 2016<br> [Coborrower]; 4506-T - 2015 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redact] | $4751.40 |  | [Redact] | $2500.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 24 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redact] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 6986426 | [Redact] |  | Non QM |  |  |  | Yes | No | $3542.00 | $4149.03 |  | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 24.554% | 24.554% | 24.554% | [Redact] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2018<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2018<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2018<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2017<br> [Borrower - \| Primary Income - Wages]; W-2 - 2016<br> [Borrower - \| Primary Income - Wages]; W-2 - 2015 | [Borrower]; 4506-T - 2016<br> [Borrower]; 4506-T - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redact] | $3542.00 |  | [Redact] | $0.00 |  |  |  |  | N/A | No | [Redact] | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redact] | $0.00 |  | No | 35 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 6986439 | [Redact] |  | Non QM |  |  |  | Yes | No | $4412.00 | $3563.84 |  | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 47.621% | 47.621% | 47.621% | [Redact] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2018<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2018<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2018 | [Borrower]; 4506-T - 2016<br> [Borrower]; 4506-T - 2016<br> [Borrower]; 4506-T - 2015<br> [Borrower]; 4506-T - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redact] | $4412.00 |  | [Redact] | $2000.00 |  |  |  |  | N/A | No | [Redact] | 0 |  | 0 | 0 | 2 | 0 | 24 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | 7.790% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 6986440 | [Redact] |  | Exempt from ATR | Non QM |  |  | No | No | $2645.00 | $3287.58 |  | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 42.890% | 42.890% | 42.890% | [Redact] | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  | [Borrower]; 4506-T - 2016<br> [Borrower]; 4506-T - 2015 | Other Documentation (O) | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redact] | $2645.00 |  | [Redact] | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redact] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 6986510 | [Redact] |  | Exempt from ATR |  |  |  | No | No | $6176.00 | $4815.25 |  | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 23.779% | 23.779% | 23.779% | [Redact] | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other Documentation (O) | SIVA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redact] | $6176.00 |  | [Redact] | $5340.00 |  |  |  |  | N/A | No | [Redact] | 0 |  | 0 | 0 | 0 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | 58.130% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 46.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 6986545 | [Redact] |  | ATR Fail |  |  |  | Yes | No | $7695.00 | $3318.42 |  | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 33.958% | 35.051% | 33.958% | [Redact] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2018<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2018 | [Borrower]; 4506-T - 2016<br> [Borrower]; 4506-T - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redact] | $7695.00 |  | [Redact] | $10000.00 |  |  |  |  | N/A | No | [Redact] | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 300 | [Redact] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 14.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 6986547 | [Redact] |  | Non QM |  |  |  | Yes | No | $2754.75 | $3342.84 |  | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 46.951% | 46.951% | 46.951% | [Redact] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2018<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2018<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2018<br> [Borrower - \| Primary Income - Wages]; W-2 - 2017<br> [Borrower - \| Primary Income - Wages]; W-2 - 2016 | [Borrower]; 4506-T - 2016<br> [Borrower]; 4506-T - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redact] | $2754.75 |  | [Redact] | $0.00 |  |  |  |  | N/A | No | [Redact] | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | 75.850% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 64.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052355 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.97 | 0.51 |  |  |  |  |  |  |  | [Redact] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 359.22 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052375 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  | 300 | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.12 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052370 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | $0.00 |  | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.63 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.8 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052368 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.56 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052378 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.87 | 0.54 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LP | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.17 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No |
| [Redact] | 9052388 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.65 |  |  |  |  |  |  | 120 | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 88.78 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052398 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.74 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Member | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 92.86 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052380 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  | 240 | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.12 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052382 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.73 | 0.58 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 420.69 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052374 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 137.17 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052371 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  | 240 | [Redact] |  |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 | Other | Other |  |  |  |  |  |  |  |  |  | 9.87 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052390 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 17.18 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052407 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.69 |  |  |  |  |  |  |  | [Redact] | [Redact] | 65.880% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 64.02 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052408 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.2 | 0.45 |  |  |  |  |  |  |  | [Redact] | [Redact] | 67.460% |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 68.36 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052410 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Other | Other | FICO Risk Score Classic 04 | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.75 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052411 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.69 | 0.59 |  |  |  |  |  |  |  | [Redact] | [Redact] | 100.000% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 146.19 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052413 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.33 | 0.43 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.74 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052403 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.61 |  |  |  |  |  |  |  | [Redact] | [Redact] | 58.840% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Other | Other | FICO Risk Score Classic 04 | Other | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 64.15 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052406 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 18.13 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052414 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 71.19 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052416 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 121.92 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052417 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.62 |  |  |  |  |  |  |  | [Redact] | [Redact] | 32.960% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 14.66 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052418 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Other | FICO Risk Score Classic 04 | Fair Isaac | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 9.52 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052422 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.17 | 0.46 |  |  |  |  |  |  |  | [Redact] | $0.00 | 0.000% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 100.64 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052424 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  | 240 | [Redact] | [Redact] | 31.210% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 13.05 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052425 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | [Redact] | [Redact] | 21.910% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.56 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052428 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 300 | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.88 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052426 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.87 | 0.53 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 208.78 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052437 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.37 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052439 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.12 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No |
| [Redact] | 9052440 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 226.56 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052442 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 18 |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 154.68 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052443 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 115.99 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052444 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 37.35 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052445 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.76 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052446 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.7 | 0.59 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 232.1 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052447 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 2 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.71 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 86.97 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052449 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.53 | 0.66 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 52.33 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052450 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 |  |  |  |  |  |  |  |  |  | 29.44 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052436 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.76 | 0.57 |  |  |  |  |  |  |  | [Redact] | [Redact] | 100.000% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 201.82 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052433 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 | 0 |  |  |  | US Citizen |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.64 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Trust | Business Entity | Individual | Guarantor |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  | Fair Isaac | FICO Classic V8 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 58.75 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052434 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.5 | 0.4 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V8 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 201.67 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052435 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 541 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | [Redact] | [Redact] | 0.890% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 2.12 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052451 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 607 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 3.48 | 0.29 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 |  |  |  |  |  |  | 213.68 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052452 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 99.68 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052454 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | [Redact] | [Redact] | 100.000% |  |  |  |  |  |  | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1073.8 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052455 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 31.23 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052458 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.11 | 0.47 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 75.39 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052460 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.7 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 61.58 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052497 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | [Redact] | [Redact] | 41.210% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.24 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052476 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.52 | 0.4 |  |  |  |  |  |  |  | [Redact] | [Redact] | 30.100% |  |  |  |  |  |  | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.39 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052477 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.92 | 0.52 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 126.89 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052478 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.67 | 0.6 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 106.62 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052479 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  | 120 | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 109.44 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052480 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 645 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 17.95 |  |  |  |  | $0.00 | $0.00 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052481 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.58 | 0.63 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.78 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052482 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 612 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.69 |  |  |  |  |  |  |  | [Redact] | [Redact] | 37.270% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 12.53 |  |  |  |  | $0.00 | $0.00 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052486 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.7 | 0.59 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.27 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052488 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Other | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 44.9 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052489 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.64 | 0.38 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V8 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V8 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 108.82 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052490 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Preliminary | Fee Simple | LP | Business Entity | Individual | Guarantor |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V8 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 110.16 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052590 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.38 | 0.42 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 114.17 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052589 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.06 | 0.48 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.37 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052600 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.73 | 0.58 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 392.6 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052601 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  | 240 | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.6 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052603 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.89 | 0.53 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.17 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052578 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 443.42 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052579 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.01 | 0.5 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 50.08 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052580 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.08 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052581 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.83 | 0.55 |  |  |  |  |  |  |  | [Redact] | [Redact] | 75.660% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 91.67 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052583 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | [Redact] | [Redact] | 78.590% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 38.28 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052584 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 54.45 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052586 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.14 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052588 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 22.35 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052595 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  | 240 | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 159.26 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052597 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  | 240 | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 162.67 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052596 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.11 | 0.47 |  |  |  |  |  |  | 240 | [Redact] |  |  |  |  |  |  |  |  |  |  | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 53.91 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052598 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.87 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 87.52 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052599 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 84.55 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052559 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 16.94 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052560 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.82 | 0.55 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.5 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052562 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 612 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  | 300 | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 69.64 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052565 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.71 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.77 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052566 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.65 | 0.61 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 73.55 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052567 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 70.03 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052568 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | [Redact] | [Redact] | 38.020% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.85 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052571 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | [Redact] | $0.00 | 0.000% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 207.13 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052574 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.23 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052575 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  | 240 | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.44 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052576 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 26.49 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052577 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | Trust | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 173.77 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052498 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 54.62 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052501 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  | 240 | [Redact] | [Redact] | 10.810% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.63 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052505 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.62 |  |  |  |  |  |  |  | [Redact] | [Redact] | 36.580% |  |  |  |  |  |  | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.55 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052506 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.47 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052507 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.68 | 0.6 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 100.48 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052508 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | [Redact] | [Redact] | 28.030% |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.23 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052509 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 652 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.93 | 0.52 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | LLC | Authorized Signor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 81.39 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052510 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  | 240 | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.08 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052511 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052628 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 57.39 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052515 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.02 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052518 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.39 | 0.42 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 59.62 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052519 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.74 | 0.58 |  |  |  |  |  |  |  | [Redact] | [Redact] | 60.570% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 70.23 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052520 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.18 | 0.46 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 143.61 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052522 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 112.27 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052523 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.38 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052524 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Not Provided |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.65 | 0.6 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 78 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052591 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.53 | 0.65 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.15 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | No | No | No | No |
| [Redact] | 9052527 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.69 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.22 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052528 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 35.57 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052592 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 659 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.95 | 0.51 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.81 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052536 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.14 | 0.47 |  |  |  |  |  |  |  | [Redact] | [Redact] | 23.850% |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 119.72 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | Yes | No |
| [Redact] | 9052537 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | [Redact] | [Redact] | 2.940% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.72 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052538 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Not Provided |  |  |  |  |  |  |  | 3 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 71.27 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052541 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Other | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.29 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052544 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.54 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052546 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.38 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 1 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052549 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 129.98 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052550 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | [Redact] | [Redact] | 35.870% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.95 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052629 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.59 | 0.63 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  | 75.11 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052630 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Other | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 63.02 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052632 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.74 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Other | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 62.91 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |
| [Redact] | 9052609 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.78 | 0.56 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 400 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052612 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.89 | 0.53 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 75.67 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052613 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Not Provided |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.71 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.38 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052616 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 61.75 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052617 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.9 | 0.53 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 104.62 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052618 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  | Not Provided | Not Provided |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.7 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 167.29 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052619 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 167.08 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052620 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.75 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052621 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.78 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.27 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052622 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 2 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  | 300 | [Redact] | [Redact] | 6.260% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 17.47 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052623 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  | 240 | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 36.45 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052643 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 4 |  |  |  |  |  |  |  |  |  | 41 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.8 | 0.56 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 118.92 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052648 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 30.86 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052641 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 159.71 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052652 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | [Redact] | [Redact] | 23.220% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.88 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052642 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 282.75 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052646 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | [Redact] | $0.00 |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.5 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052647 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 121.79 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052650 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.97 |  |  |  |  |  |  |  | [Redact] | [Redact] | 100.000% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 504.49 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052644 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.24 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052653 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.07 | 0.48 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 218.18 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052638 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.28 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052639 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.51 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052688 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.06 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052674 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 11 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  | 240 | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 60.19 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052676 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.58 | 0.63 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.74 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052687 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 117.92 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052682 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.79 | 0.56 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 125.73 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No |
| [Redact] | 9052670 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 99.08 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052668 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 77.31 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052663 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.8 | 0.55 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 124.69 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052660 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 32.06 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052654 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.77 | 0.56 |  |  |  |  |  |  |  | [Redact] | [Redact] | 41.130% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 65.12 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052655 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | Non-Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.38 | 0.42 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 43.33 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052658 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 15.47 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052637 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | [Redact] | [Redact] | 24.470% |  |  |  |  |  |  | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.16 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052695 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  | 4 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.62 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.28 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052701 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 187.7 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052700 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 485.83 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052696 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | [Redact] | [Redact] | 40.430% |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.94 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052703 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.12 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052706 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | [Redact] | [Redact] | 13.460% |  |  |  |  |  |  | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.91 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052708 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 310.07 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052699 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 153.97 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052707 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052704 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.92 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052705 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.64 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052698 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.95 | 1.05 |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.25 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052694 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1.01 |  |  |  |  |  |  |  | [Redact] | [Redact] | 100.000% |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 150.81 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052693 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.67 |  |  |  |  |  |  |  | [Redact] | $0.00 |  |  |  |  |  |  |  | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.18 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052709 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.96 | 1.04 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.55 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052710 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | [Redact] | [Redact] | 13.100% |  |  |  |  |  |  | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.03 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052712 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 76.86 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052715 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 534.34 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052716 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | [Redact] |  |  | No |  |  |  |  |  | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 305.82 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052441 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [Redact] |  |  |  | $0.00 |  |  |  |  | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor | Individual | Guarantor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 78 |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |
| [Redact] | 9052529 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  | 0 |  |  | Not Provided |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | LLC | Business Entity |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.88 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| [Redact] | 9052535 | [Redact] | [Redact] | N/A |  |  |  | No | No |  |  |  |  | [Redact] | [Redact] | [Redact] | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | [Redact] |  | [Redact] |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redact] | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  |  | $0.00 |  |  |  |  |  | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.69 | 0.59 |  |  |  |  |  |  |  | [Redact] | [Redact] |  |  |  |  |  |  |  | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 276.96 |  |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.1 - Schedule 6**

![](ex99-001.gif)

**ASF Addendum - Business Purpose**

**Run Date - 9/16/2025 3:01:41 PM** 

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| [Redact] | 6986440 | [Redact] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | [Redact] |  | 0.428896 |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 19.55 | US Citizen |  | 663 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redact] | 648 | Fair Isaac (VER. 2) | 663 | FICO Classic V5 Facta | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 6986510 | [Redact] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | [Redact] |  | 0.237792 |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 658 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | [Redact] | 644 | Fair Isaac (VER. 2) | 708 | Beacon 5 | 658 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052355 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.51 |  |  | 1.97 | 1.97 | [Redact] |  |  | Yes | [Redact] | [Redact] | 23 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 5.87 |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | [Redact] | 725 | FICO II | 727 | Beacon 5 | 746 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052375 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | [Redact] |  |  | Yes | [Redact] | [Redact] | 24 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  |  | Experienced Investor | 2.59 |  |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 688 | Other | 717 | Other | 707 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  | 1.436% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052370 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.63 |  |  | 1.60 | 1.6 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | $0.00 | Level 3-Stated/Partially Verified | Yes | 1 | 1 | No |  |  | Experienced Investor | 12.76 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 8 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 8 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 763 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052368 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 3 | No |  |  | Experienced Investor | 2.38 |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 6 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 749 | Other | 734 | Other | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 74.713% |  |  |  | 1.182% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052378 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.54 |  |  | 1.87 | 1.87 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 5 | 5 | No |  |  | Experienced Investor |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LP | Business Entity |  |  |  | 5 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 5 | Foreign National |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Full Recourse | 5 | Foreign National |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.375% |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes |  |  |
| [Redact] | 9052388 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.65 |  |  | 1.55 | 1.55 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 788 | Other | 781 | Other | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052398 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | [Redact] |  |  | Yes | [Redact] | [Redact] | 24 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 21 | No |  |  | Experienced Investor | 0.52 |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 765 | Other | 777 | Other | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 771 | Other | 773 | Other | 781 | FICO Risk Score Classic 04 | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 1.377% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052380 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | [Redact] |  |  | Yes | [Redact] | [Redact] | 36 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 10 | No |  |  | Experienced Investor | 0.64 |  |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 85.00% | Full Recourse | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] |  |  | 746 | Other | 771 | FICO Risk Score Classic 04 | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052382 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.58 |  |  | 1.73 | 1.73 | [Redact] |  |  | Yes | [Redact] | [Redact] | 24 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.09 |  |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 808 | Other | 779 | Other | 785 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052374 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | [Redact] |  |  | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 40.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 720 | Other | 722 | Other | 716 | FICO Risk Score Classic 04 | 3 |  |  | 60.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 779 | Other | 781 | Other | 810 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052371 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.65 |  |  | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Limited Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 777 | Other | 758 | Other | 726 | FICO Risk Score Classic 04 | 3 |  |  | 100.00% | Limited Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 672 | Other | 691 | Other |  |  | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.110% | [Redact] |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052390 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 12 | No |  |  | Experienced Investor |  |  |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 9 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 10 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 790 | Other | 737 | Other | 785 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 9 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 770 | Other | 798 | Other | 781 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052407 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.69 |  |  | 1.46 | 1.46 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 8 | No |  |  | Experienced Investor |  |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 3 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 793 | Other | 802 | Other | 798 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 13 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 775 | Other | 760 | Other | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% |  |  |  | 0.750% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052408 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.45 |  |  | 2.20 | 2.2 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 777 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.286% | [Redact] |  |  | 0.743% |  |  | 74.286% |  |  |  |  |  |  |  |  |
| [Redact] | 9052410 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | [Redact] |  |  | Yes | [Redact] | [Redact] | 24 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No | No | Experienced Investor | 5.78 | US Citizen | US Citizen | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redact] | 693 | Other | 708 | Other | 672 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redact] | 761 | Other | 760 | Other | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052411 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.59 |  |  | 1.69 | 1.69 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | Yes | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 4 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.50% | Full Recourse | 12 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 741 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.000% |  |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052413 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.43 |  |  | 2.33 | 2.33 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 3.13 |  |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 732 | Other | 732 | Other | 729 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 44.444% | [Redact] |  |  | 0.833% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052403 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.61 |  |  | 1.64 | 1.64 | [Redact] |  |  | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 732 | Other | 743 | Other | 723 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 815 | Other | 776 | Other | 746 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052406 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 23 | No |  |  | Experienced Investor |  |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 9 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 16 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 802 | Fair Isaac Advanced | 795 | Beacon 5 | 798 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 16 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 758 | Fair Isaac Advanced | 800 | Beacon 5 | 791 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.242% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052414 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 3.24 |  |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 785 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 750 | Fair Isaac (VER. 2) | 740 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 1.171% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052416 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 100 | No |  |  | Experienced Investor | 0.54 |  |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 806 | Fair Isaac Advanced | 668 | Beacon 5 | 670 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 777 | Fair Isaac Advanced | 759 | Beacon 5 | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.755% | [Redact] |  |  | 0.974% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052417 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.62 |  |  | 1.60 | 1.6 | [Redact] |  |  | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 792 | Fair Isaac Advanced | 770 | Beacon 5 | 775 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 777 | Fair Isaac Advanced | 771 | Beacon 5 | 779 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052418 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 9 | No |  |  | Experienced Investor | 1.51 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 4 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% |  | 12 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 778 | Fair Isaac | 776 | Other | 786 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% |  | 12 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 791 | Fair Isaac | 761 | Other | 786 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052422 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.46 |  |  | 2.17 | 2.17 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | Yes | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 3 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 11 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 737 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 702 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.000% |  |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052424 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | [Redact] |  |  | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 757 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 779 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052425 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 738 | Fair Isaac (VER. 2) | 738 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052428 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  |  |  | [Redact] |  | 0.000000 |  |  |  |  |  | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 3.19 |  |  | 682 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 717 | Fair Isaac Advanced | 682 | Beacon 5 | 679 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  | 1.385% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052426 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.53 |  |  | 1.87 | 1.87 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  |  | Experienced Investor | 0.25 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 750 | Fair Isaac (VER. 2) | 759 | Beacon 5 | 752 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 749 | Fair Isaac Advanced | 757 | Beacon 5 | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.696% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052437 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 5.32 |  |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 9 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 729 | Fair Isaac Advanced | 740 | Beacon 5 | 778 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052439 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 1 | No |  |  | Experienced Investor |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 9 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 9 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.000% |  |  |  |  | [Redact] |  |  |  |  |  |  | Yes |  |  |  |
| [Redact] | 9052440 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.22 |  |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 740 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.893% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052442 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | [Redact] |  |  | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.28 |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 12 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 801 | Fair Isaac Advanced | 777 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 11 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 758 | Fair Isaac Advanced | 749 | Beacon 5 | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.106% | [Redact] |  |  | 0.800% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052443 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | [Redact] |  |  | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 819 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 826 | Fair Isaac (VER. 2) | 812 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052444 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.66 |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 772 | Fair Isaac Advanced | 789 | Beacon 5 | 801 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 793 | Fair Isaac Advanced | 795 | Beacon 5 | 796 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 1.192% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052445 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | [Redact] |  |  | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.51 |  |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 729 | Fair Isaac Advanced | 732 | Beacon 5 | 724 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.295% | [Redact] |  |  | 0.963% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052446 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.59 |  |  | 1.70 | 1.7 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 1 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 3.69 |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 742 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 736 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 47.536% | [Redact] |  |  | 0.710% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052447 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | [Redact] |  |  | Yes | [Redact] | [Redact] | 13 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 13 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 9.54 |  |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.30% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 739 | Fair Isaac Advanced | 708 | Beacon 5 | 700 | FICO Risk Score Classic 04 | 3 |  |  | 33.30% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 735 | Fair Isaac Advanced | 746 | Beacon 5 | 725 | FICO Risk Score Classic 04 | 3 |  |  | 33.400% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 787 | Fair Isaac Advanced | 791 | Beacon 5 | 779 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.627% | [Redact] |  |  | 3.125% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052449 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.66 |  |  | 1.53 | 1.53 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.59 |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 748 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 47.126% | [Redact] |  |  | 0.891% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052450 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 1.71 |  |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] |  |  | 774 | Beacon 5 |  |  | 1 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 751 | Fair Isaac Advanced | 745 | Beacon 5 | 716 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 72.483% | [Redact] |  |  | 1.297% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052436 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.57 |  |  | 1.76 | 1.76 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | Yes | 1 | 2 | No |  |  | First-Time Investor |  |  |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 15 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 17 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 794 | Fair Isaac (VER. 2) | 796 | Other | 780 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.000% |  |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052433 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.64 |  |  | 1.56 | 1.56 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 20 | No |  |  | Experienced Investor |  |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 2 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 2 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | Business Entity |  |  | 2 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 763 | Fair Isaac | 835 | FICO Classic V8 Facta | 801 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052434 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.4 |  |  | 2.50 | 2.5 | [Redact] |  |  | Yes | [Redact] | [Redact] | 48 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 6.95 | US Citizen |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redact] | 801 | Fair Isaac (VER. 2) | 822 | FICO Classic V8 Facta | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 38.095% | [Redact] |  |  | 0.590% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052435 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 541 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 5.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 541 | Fair Isaac Advanced | 546 | Beacon 5 | 506 | FICO Risk Score Classic 04 | 3 |  |  | 95.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 749 | Fair Isaac Advanced | 797 | Beacon 5 | 731 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052451 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.29 |  |  | 3.48 | 3.48 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 7 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  |  | Experienced Investor | 0.91 |  |  | 607 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 661 | Fair Isaac Advanced | 607 | Beacon 5 |  |  | 2 |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 766 | Fair Isaac Advanced | 771 | Beacon 5 | 738 | FICO Risk Score Classic 04 | 3 |  |  | 33.330% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 735 | Fair Isaac Advanced | 739 | Beacon 5 | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 2.325% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052452 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.50 |  |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 0.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 791 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | 3 |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 704 | Fair Isaac (VER. 2) | 687 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  | 1.240% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052454 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 1 |  |  | 1.00 | 1 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 768 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052455 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | [Redact] |  |  | Yes | [Redact] | [Redact] | 14 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 5.42 |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 785 | Fair Isaac Advanced | 797 | Beacon 5 | 806 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 752 | Fair Isaac Advanced | 777 | Beacon 5 | 794 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redact] |  |  | 0.650% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052458 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.47 |  |  | 2.11 | 2.11 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 6 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 13 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 787 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 13 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 772 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.000% |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052460 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Short Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.7 |  |  | 1.44 | 1.44 | [Redact] |  |  | Yes | [Redact] | [Redact] | 1 | Short Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.64 |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 813 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 1.461% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052497 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | [Redact] |  |  | No |  |  |  |  |  | [Redact] | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 750 | Fair Isaac (VER. 2) | 742 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052476 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.4 |  |  | 2.52 | 2.52 | [Redact] |  |  | No |  |  |  |  |  | [Redact] | No |  |  |  |  |  | [Redact] | No |  |  |  |  |  | [Redact] | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 660 | Fair Isaac (VER. 2) | 671 | FICO Classic V5 Facta | 672 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% |  |  |  | 0.700% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052477 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.52 |  |  | 1.92 | 1.92 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 2 | Permanent Resident Alien |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 714 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052478 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.6 |  |  | 1.67 | 1.67 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 3 | Permanent Resident Alien |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 714 | Fair Isaac Advanced | 717 | Beacon 5 | 742 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052479 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No | No | Experienced Investor | 0.20 | US Citizen | US Citizen | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redact] | 742 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redact] | 737 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 699 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.421% | [Redact] |  |  | 1.083% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052480 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | [Redact] |  |  | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.67 |  |  | 645 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 799 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 614 | Fair Isaac (VER. 2) | 652 | FICO Classic V5 Facta | 645 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052481 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.63 |  |  | 1.58 | 1.58 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | Yes | 1 | 1 | No |  |  | Experienced Investor |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 3 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | Foreign National |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.000% |  |  |  | 0.700% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052482 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.69 |  |  | 1.45 | 1.45 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 612 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 21.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 718 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 | 3 |  |  | 59.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] |  |  | 615 | FICO Classic V5 Facta | 612 | FICO Risk Score Classic 04 | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052486 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.59 |  |  | 1.70 | 1.7 | [Redact] |  |  | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.61 |  |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 712 | Fair Isaac Advanced | 722 | Beacon 5 | 734 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052488 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 6.34 |  |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 756 | Fair Isaac (VER. 2) | 774 | Other | 737 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 719 | Fair Isaac (VER. 2) | 714 | Other | 737 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.000% | [Redact] |  |  | 0.630% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052489 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.38 |  |  | 2.64 | 2.64 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.70 |  |  | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 7 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 668 | Fair Isaac (VER. 2) | 727 | FICO Classic V8 Facta | 673 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 820 | Fair Isaac (VER. 2) | 829 | FICO Classic V8 Facta | 790 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052490 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 1 | No |  |  | Experienced Investor | 3.64 |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LP | Business Entity |  |  |  | 8 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 18 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 782 | Fair Isaac (VER. 2) | 829 | FICO Classic V8 Facta | 751 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% |  |  |  | 0.750% |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052590 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.42 |  |  | 2.38 | 2.38 | [Redact] |  |  | Yes | [Redact] | [Redact] | 6 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 3.08 |  |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 770 | Fair Isaac Advanced | 768 | Beacon 5 | 796 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redact] |  |  | 0.650% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052589 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.48 |  |  | 2.06 | 2.06 | [Redact] |  |  | Yes | [Redact] | [Redact] | 35 | Long Term | [Redact] | [Redact] | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 2.58 |  |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 97.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 679 | Fair Isaac Advanced | 685 | Beacon 5 | 723 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  | 0.700% |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052600 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.58 |  |  | 1.73 | 1.73 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.19 |  |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 740 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 743 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.480% | [Redact] |  |  | 0.800% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052601 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | Yes | 1 | 1 | No |  |  | Experienced Investor | 1.58 |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 11 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 11 | Foreign National |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.000% |  |  |  | 0.600% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052603 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.53 |  |  | 1.89 | 1.89 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 1 | No |  |  | Experienced Investor | 0.46 |  |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 13 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 14 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 760 | Fair Isaac Advanced | 788 | Beacon 5 | 738 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.605% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052578 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 9 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 737 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 702 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052579 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.5 |  |  | 2.01 | 2.01 | [Redact] |  |  | Yes | [Redact] | [Redact] | 1 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 1 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.09 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 817 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.955% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052580 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 2.53 |  |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 764 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 714 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052581 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.55 |  |  | 1.83 | 1.83 | [Redact] |  |  | No |  |  |  |  |  | [Redact] | Yes | [Redact] | [Redact] | 11 |  | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 792 | Fair Isaac Advanced | 799 | Beacon 5 | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052583 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 791 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 810 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 760 | Fair Isaac (VER. 2) | 779 | Beacon 5 | 788 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  | 0.700% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052584 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.49 |  |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 728 | Fair Isaac (VER. 2) | 698 | FICO Classic V5 Facta | 701 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.686% | [Redact] |  |  | 0.977% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052586 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | [Redact] |  |  | Yes | [Redact] | [Redact] | 20 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 5.17 |  |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 767 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 764 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.959% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052588 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | [Redact] |  |  | Yes | [Redact] | [Redact] | 2 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  |  | Experienced Investor | 0.51 |  |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 769 | Fair Isaac (VER. 2) | 767 | Beacon 5 | 737 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 796 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 71.287% | [Redact] |  |  | 0.720% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052595 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 771 | Fair Isaac Advanced | 756 | Beacon 5 | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052597 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 771 | Fair Isaac Advanced | 756 | Beacon 5 | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052596 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.47 |  |  | 2.11 | 2.11 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 4 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 771 | Fair Isaac Advanced | 756 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.000% |  |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052598 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.87 |  |  | 1.16 | 1.16 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 11.35 |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 782 | Fair Isaac Advanced | 793 | Beacon 5 | 766 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 762 | Fair Isaac Advanced | 748 | Beacon 5 | 750 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052599 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | [Redact] |  |  | Yes | [Redact] | [Redact] | 6 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 11.35 |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 782 | Fair Isaac Advanced | 793 | Beacon 5 | 766 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 762 | Fair Isaac Advanced | 748 | Beacon 5 | 750 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.585% | [Redact] |  |  | 0.746% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052559 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 1 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.97 |  |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 734 | Fair Isaac Advanced | 704 | Beacon 5 | 714 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 751 | Fair Isaac Advanced | 700 | Beacon 5 | 726 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052560 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.55 |  |  | 1.82 | 1.82 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | Yes | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 8 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 62.00% | Full Recourse | 8 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 697 | Fair Isaac Advanced | 792 | Beacon 5 | 700 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052562 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | [Redact] |  |  | Yes | [Redact] | [Redact] | 14 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.59 |  |  | 612 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 20.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 772 | Fair Isaac Advanced | 766 | Beacon 5 | 778 | FICO Risk Score Classic 04 | 3 |  |  | 80.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 606 | Fair Isaac Advanced | 612 | Beacon 5 | 633 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  | 0.700% |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052565 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | [Redact] |  |  | Yes | [Redact] | [Redact] | 1 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.04 |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 788 | Fair Isaac Advanced |  |  | 773 | FICO Risk Score Classic 04 | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052566 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.61 |  |  | 1.65 | 1.65 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 50 | No |  |  | Experienced Investor |  |  |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 12 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 12 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 798 | Fair Isaac Advanced | 799 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.000% |  |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052567 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.84 |  |  | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 679 | Fair Isaac (VER. 2) | 665 | FICO Classic V5 Facta | 673 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 688 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 711 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052568 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 818 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 824 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 818 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052571 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 742 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 764 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.667% | [Redact] |  |  | 0.667% |  |  | 66.667% |  |  |  |  |  |  |  |  |
| [Redact] | 9052574 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 8 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 796 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052575 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | [Redact] |  |  | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.08 |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 757 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052576 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 4 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 13 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 748 | Fair Isaac Advanced | 761 | Beacon 5 | 779 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 10 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 752 | Fair Isaac Advanced | 796 | Beacon 5 | 786 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052577 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | [Redact] |  |  | Yes | [Redact] | [Redact] | 7 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 2.56 |  |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Trust | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 808 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 | 3 |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 804 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052498 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 2.44 |  |  | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 796 | Fair Isaac Advanced | 687 | Beacon 5 | 670 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 8 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 796 | Fair Isaac Advanced | 740 | Beacon 5 | 759 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052501 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 58.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 693 | Fair Isaac Advanced | 690 | Beacon 5 | 700 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.998% | [Redact] |  |  | 0.780% |  |  | 77.998% |  |  |  |  |  |  |  |  |
| [Redact] | 9052505 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.62 |  |  | 1.60 | 1.6 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 755 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052506 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 12 | No |  |  | Experienced Investor | 13.68 |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 762 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052507 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.6 |  |  | 1.68 | 1.68 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 3.35 |  |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 793 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 804 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 715 | Fair Isaac (VER. 2) | 707 | Beacon 5 | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052508 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 692 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 660 | Fair Isaac Advanced | 692 | Beacon 5 | 695 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.563% | [Redact] |  |  | 0.766% |  |  | 76.563% |  |  |  |  |  |  |  |  |
| [Redact] | 9052509 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.52 |  |  | 1.93 | 1.93 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 3.57 |  |  | 652 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 7 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 621 | Fair Isaac Advanced | 652 | Beacon 5 | 691 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | [Redact] |  |  | 0.550% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052510 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | [Redact] |  |  | Yes | [Redact] | [Redact] | 1 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 813 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.783% |  |  | 78.324% |  |  |  |  |  |  |  |  |
| [Redact] | 9052511 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | [Redact] |  |  | Yes | [Redact] | [Redact] | 3 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.84 |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 757 | Fair Isaac Advanced | 754 | Beacon 5 | 786 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 79.343% | [Redact] |  |  | 0.793% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052628 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.90 |  |  | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 716 | Fair Isaac (VER. 2) | 679 | Other | 694 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redact] |  |  | 0.650% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052515 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 5 | No |  |  | Experienced Investor | 2.09 |  |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 716 | Fair Isaac (VER. 2) | 643 | FICO Classic V5 Facta | 670 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 69.138% | [Redact] |  |  | 0.691% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052518 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.42 |  |  | 2.39 | 2.39 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 8 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 712 | Fair Isaac Advanced | 687 | Beacon 5 | 684 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.000% |  |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052519 | [Redact] | [Redact] |  |  |  |  |  | No | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.58 |  |  | 1.74 | 1.74 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | Yes | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 4 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 726 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  | Full Recourse | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 710 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 689 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.548% |  |  |  | 0.805% |  |  | 80.548% |  |  |  |  |  |  |  |  |
| [Redact] | 9052520 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.46 |  |  | 2.18 | 2.18 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 0.59 |  |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 737 | Fair Isaac (VER. 2) | 736 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.926% | [Redact] |  |  | 0.798% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052522 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 9 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 17 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 703 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052523 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 4.70 |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 |  |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 773 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.667% | [Redact] |  |  | 0.667% | $0.00 |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052524 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.6 |  |  | 1.65 | 1.65 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 14.24 |  |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | Not Provided |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 825 | Fair Isaac Advanced | 808 | Beacon 5 | 812 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.174% | [Redact] |  |  | 0.522% |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052591 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.65 |  |  | 1.53 | 1.53 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor | 15.75 | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redact] | 751 | Fair Isaac Advanced | 751 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.410% | [Redact] |  |  | 0.564% |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052527 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.69 |  |  | 1.45 | 1.45 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | Yes | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 6 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 6 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | [Redact] | 726 | Fair Isaac Advanced | 738 | Beacon 5 | 699 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 74.766% |  |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052528 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | [Redact] |  |  | Yes | [Redact] | [Redact] | 18 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.85 |  |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 700 | Fair Isaac Advanced | 708 | Beacon 5 | 686 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 737 | Fair Isaac Advanced | 760 | Beacon 5 | 698 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 2.484% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052592 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.51 |  |  | 1.95 | 1.95 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 2.48 |  |  | 659 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 96.00% | Full Recourse | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 628 | Fair Isaac Advanced | 665 | Beacon 5 | 659 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  | 0.700% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052536 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.47 |  |  | 2.14 | 2.14 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 741 | Fair Isaac (VER. 2) | 691 | FICO Classic V5 Facta | 714 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 780 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  | Yes |  |  |
| [Redact] | 9052537 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 700 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 682 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052538 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | [Redact] |  |  | Yes | [Redact] | [Redact] | 14 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 13 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 13 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 10 | No |  |  | Experienced Investor | 1.68 |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Not Provided |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 778 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 708 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052541 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 4.30 |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 758 | Other | 783 | Beacon 5 | 775 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052544 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 4.13 |  |  | 689 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 653 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 689 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  | 0.700% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052546 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.82 |  |  | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 674 | Fair Isaac (VER. 2) | 669 | FICO Classic V5 Facta | 673 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  | 0.700% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052549 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 9 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 718 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 737 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.785% |  |  | 78.519% |  |  |  |  |  |  |  |  |
| [Redact] | 9052550 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 692 | Fair Isaac Advanced | 717 | Beacon 5 | 704 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 0.800% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052629 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.63 |  |  | 1.59 | 1.59 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No | 1 | 15 | No |  |  | Experienced Investor | 5.95 |  |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 743 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta |  |  | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 0.750% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052630 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 181 | No |  |  | Experienced Investor | 6.91 |  |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 16 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 25 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 797 | Fair Isaac (VER. 2) | 799 | Other | 797 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 27 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 727 | Fair Isaac (VER. 2) | 771 | Other | 738 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.000% |  |  |  | 0.600% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052632 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 24 | No |  |  | Experienced Investor |  |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 17 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 18 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 742 | Fair Isaac (VER. 2) | 762 | Other | 767 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 17 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 778 | Fair Isaac (VER. 2) | 761 | Other | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052609 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.56 |  |  | 1.78 | 1.78 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 0.72 |  |  | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 10.00% | Full Recourse |  | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 703 | Fair Isaac (VER. 2) | 656 | Beacon 5 | 671 | FICO Risk Score Classic 04 | 3 |  |  | 90.00% | Full Recourse |  | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 744 | Fair Isaac (VER. 2) | 734 | Beacon 5 | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 80.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052612 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.53 |  |  | 1.89 | 1.89 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.58 |  |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 797 | Fair Isaac | 814 | Beacon 5 | 790 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.508% | [Redact] |  |  | 75.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052613 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.71 |  |  | 1.42 | 1.42 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes |  |  | No |  |  | Experienced Investor |  |  |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 7 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 7 | Not Provided |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 741 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% |  |  |  | 1032.353% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052616 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | [Redact] |  |  | Yes | [Redact] | [Redact] | 24 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 3.92 |  |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 41.00% | Full Recourse |  | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 774 | Fair Isaac Advanced | 765 | Beacon 5 | 758 | FICO Risk Score Classic 04 | 3 |  |  | 41.00% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 728 | Fair Isaac Advanced | 706 | Beacon 5 | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 75.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052617 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.53 |  |  | 1.90 | 1.9 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 4.27 |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse |  | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 775 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 75.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052618 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.7 |  |  | 1.44 | 1.44 | [Redact] |  |  | Yes | [Redact] | [Redact] | 35 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No | Not Provided | Not Provided | Experienced Investor | 0.44 |  |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  |  | Not Provided |  |  | Level 3-Stated/Partially Verified | [Redact] | 742 | Fair Isaac | 762 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  |  | Not Provided |  |  | Level 3-Stated/Partially Verified | [Redact] | 737 | Fair Isaac | 706 | FICO Classic V5 Facta | 699 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 258.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052619 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | [Redact] |  |  | Yes | [Redact] | [Redact] | 24 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No | No | No | Experienced Investor | 0.44 | US Citizen | US Citizen | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  |  | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redact] | 742 | Fair Isaac Advanced | 762 | Beacon 5 | 740 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  |  | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redact] | 737 | Fair Isaac Advanced | 706 | Beacon 5 | 699 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 226.500% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052620 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | [Redact] |  |  | Yes | [Redact] | [Redact] | 1 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 1 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 9.59 |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 716 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 75.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052621 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 1.63 |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 716 | Fair Isaac Advanced | 773 | Beacon 5 | 785 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 75.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052622 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 27.00% | Full Recourse |  | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 756 | Fair Isaac (VER. 2) | 742 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 | 3 |  |  | 27.00% | Full Recourse |  | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 766 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 | 3 |  |  | 27.000% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 798 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052623 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Short Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | [Redact] |  |  | Yes | [Redact] | [Redact] | 1 | Short Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 0.60 |  |  | 665 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 682 | Fair Isaac Advanced | 658 | Beacon 5 | 665 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse |  | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 685 | Fair Isaac Advanced | 755 | Beacon 5 | 724 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 95.357% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052643 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.56 |  |  | 1.80 | 1.8 | [Redact] |  |  | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.80 |  |  | 678 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 669 | Fair Isaac (VER. 2) | 757 | Beacon 5 | 678 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 777 | Fair Isaac (VER. 2) | 776 | Beacon 5 | 803 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 116.514% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052648 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.79 |  |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 716 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 713 | Fair Isaac (VER. 2) | 713 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.500% | [Redact] |  |  | 234.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052641 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.59 |  |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 798 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redact] |  |  | 196.552% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052652 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 756 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052642 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.13 |  |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 10.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 780 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | 3 |  |  | 20.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 725 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 726 | FICO Risk Score Classic 04 | 3 |  |  | 20.000% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 745 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 698 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 65.000% | [Redact] |  |  | 65.201% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052646 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | [Redact] |  |  | Yes | [Redact] | [Redact] | 24 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 1.27 |  |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 701 | Fair Isaac Advanced | 764 | Beacon 5 | 731 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.000% | [Redact] |  |  | 126.933% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052647 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 1.21 |  |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 701 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.360% | [Redact] |  |  | 152.947% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052650 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.97 |  |  | 1.04 | 1.04 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 778 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 757 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.500% | [Redact] |  |  | 72.090% |  |  | 72.090% |  |  |  |  |  |  |  |  |
| [Redact] | 9052644 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes |  |  | No |  |  | Experienced Investor |  |  |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 7 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 7 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 728 | Fair Isaac Advanced | 747 | Beacon 5 | 719 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 59.997% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052653 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.48 |  |  | 2.07 | 2.07 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 2.82 |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 20.00% | Full Recourse |  | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 779 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | 3 |  |  | 20.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] |  |  | 809 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 49.038% | [Redact] |  |  | 354.167% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052638 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes |  |  | No |  |  | Experienced Investor |  |  |  | 692 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 5 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 692 | Fair Isaac (VER. 2) | 668 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.000% |  |  |  | 182.088% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052639 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes |  |  | No |  |  | Experienced Investor |  |  |  | 666 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 4 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 8 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 657 | Fair Isaac Advanced | 672 | Beacon 5 | 666 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 64.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052688 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | [Redact] |  |  | Yes | [Redact] | [Redact] | 18 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 10 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 18 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor | 0.67 |  |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 818 | Fair Isaac Advanced | 809 | Beacon 5 | 804 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 73.500% | [Redact] |  |  |  | $0.00 |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052674 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes |  |  | No |  |  | Experienced Investor |  |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 4 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 740 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 698 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 69.294% |  |  |  | 188.417% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052676 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.63 |  |  | 1.58 | 1.58 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse |  | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 820 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052687 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Short Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | [Redact] |  |  | Yes | [Redact] | [Redact] | 1 | Short Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.59 |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse |  | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 760 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 150.469% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052682 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.56 |  |  | 1.79 | 1.79 | [Redact] |  |  | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 10.41 |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse |  | Foreign National |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redact] |  |  | 481.818% | [Redact] |  |  |  |  |  |  | Yes |  |  |  |
| [Redact] | 9052670 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | [Redact] |  |  | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.58 |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 802 | Fair Isaac Advanced | 787 | Beacon 5 | 708 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 71.587% | [Redact] |  |  | 273.333% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052668 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.33 |  |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse |  | Permanent Resident Alien |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 706 | Fair Isaac Advanced | 717 | Beacon 5 | 726 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redact] |  |  | 106.844% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052663 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.55 |  |  | 1.80 | 1.8 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 716 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 4 |  |  |  |  | Fair |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052660 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | [Redact] |  |  | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.46 |  |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.33% | Full Recourse |  | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 703 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 | 3 |  |  | 33.33% | Full Recourse |  | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 739 | Fair Isaac (VER. 2) | 712 | FICO Classic V5 Facta | 710 | FICO Risk Score Classic 04 | 3 |  |  | 33.340% | Full Recourse |  | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 709 | Fair Isaac (VER. 2) | 681 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 62.858% | [Redact] |  |  | 199.307% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052654 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.56 |  |  | 1.77 | 1.77 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse |  | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 809 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse |  | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 785 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.654% | [Redact] |  |  | 48.654% |  |  | 48.654% |  |  |  |  |  |  |  |  |
| [Redact] | 9052655 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.42 |  |  | 2.38 | 2.38 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 1.82 |  |  | 654 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse |  | Non-Permanent Resident Alien |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 654 | Fair Isaac (VER. 2) | 650 | FICO Classic V5 Facta | 665 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse |  | Permanent Resident Alien |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 720 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 714 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 174.324% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052658 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 791 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 771 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | [Redact] |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052637 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% |  |  | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 744 | Fair Isaac Advanced | 737 | Beacon 5 | 742 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052695 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.62 |  |  | 1.62 | 1.62 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 2.30 |  |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 96.00% |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 783 | Fair Isaac Advanced | 746 | Beacon 5 | 738 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redact] |  |  | 81.250% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052701 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | [Redact] |  |  | Yes | [Redact] | [Redact] | 30 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 1.68 |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 782 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 792 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.718% | [Redact] |  |  | 193.600% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052700 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.40 |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 729 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 768 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.776% | [Redact] |  |  | 72.473% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052696 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 98.00% | Full Recourse | 11 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 750 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052703 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 8.84 |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 3.00% | Full Recourse |  | Not Provided |  |  | Level 3-Stated/Partially Verified |  |  | Classic |  |  |  |  |  |  |  |  |  |  | 97.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 754 | Fair Isaac | 762 | Other | 743 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.000% | [Redact] |  |  | 459.259% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052706 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Short Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | [Redact] |  |  | Yes | [Redact] | [Redact] | 1 | Short Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 795 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.000% | [Redact] |  |  | 60.334% |  |  | 60.334% |  |  |  |  |  |  |  |  |
| [Redact] | 9052708 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 1.44 |  |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 793 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 9 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 769 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.635% | [Redact] |  |  | 100.621% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052699 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.19 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 783 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 802 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.370% | [Redact] |  |  | 80.003% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052707 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | [Redact] |  |  | Yes | [Redact] | [Redact] | 11 | Long Term | [Redact] | [Redact] | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No |  |  | No |  |  | First-Time Investor |  |  |  | 677 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 669 | Fair Isaac (VER. 2) | 677 | FICO Classic V5 Facta | 684 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redact] |  |  | 66.216% |  |  | 66.216% |  |  |  |  |  |  |  |  |
| [Redact] | 9052704 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 3.33 |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 3.00% | Full Recourse | 1 | Not Provided |  |  | Level 3-Stated/Partially Verified |  |  | Classic |  |  |  |  |  |  |  |  |  |  | 97.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 754 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redact] |  |  | 440.000% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052705 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes |  |  | No |  |  | Experienced Investor |  |  |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 6 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 8 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] |  |  | 730 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 59.851% |  |  |  | 166.832% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052698 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 1.05 |  |  | 0.95 | 0.95 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 756 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redact] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052694 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Short Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | [Redact] |  |  | Yes | [Redact] | [Redact] | 1 | Short Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor |  |  |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 712 | Fair Isaac (VER. 2) | 731 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.000% | [Redact] |  |  | 68.579% |  |  | 68.579% |  |  |  |  |  |  |  |  |
| [Redact] | 9052693 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.67 |  |  | 1.50 | 1.5 | [Redact] |  |  | Yes | [Redact] | [Redact] | 60 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 5.08 |  |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 748 | Fair Isaac (VER. 2) | 664 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.925% | [Redact] |  |  | 76.151% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052709 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 1.04 |  |  | 0.96 | 0.96 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 0.48 |  |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 725 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redact] |  |  | 94.596% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052710 | [Redact] | [Redact] |  |  |  |  |  | Yes | No | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | [Redact] |  |  | No |  |  |  | Long Term |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 4-Stated/Verified as defined | No |  |  | No |  |  | Experienced Investor |  |  |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 784 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redact] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| [Redact] | 9052712 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 2.66 |  |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 790 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 706 | Fair Isaac (VER. 2) | 691 | FICO Classic V5 Facta | 707 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | [Redact] |  |  | 182.692% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052715 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | [Redact] |  |  | Yes | [Redact] | [Redact] | 12 | Long Term | [Redact] | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 4.33 |  |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 747 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.484% | [Redact] |  |  | 93.598% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052716 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Third Party Rental Source | [Redact] |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | [Redact] |  |  | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redact] |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 0.58 |  |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 738 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | [Redact] |  |  | 82.857% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052441 | [Redact] | [Redact] |  |  |  |  |  | Yes | No |  |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | [Redact] |  |  | No |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [Redact] | [Redact] | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.23 |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 10 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 758 | Fair Isaac Advanced | 749 | Beacon 5 | 730 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 11 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | [Redact] | 801 | Fair Isaac Advanced | 777 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.129% | [Redact] |  |  | 0.800% | [Redact] |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052529 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Rent on Existing Lease | [Redact] |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 3 | 1 | No |  |  | Experienced Investor |  |  |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 3 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 3 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | Not Provided |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | [Redact] | 710 | Fair Isaac Advanced | 740 | Beacon 5 | 732 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redact] | 9052535 | [Redact] | [Redact] |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | [Redact] | Multiple Sources | [Redact] |  | 0.000000 | 0.59 |  |  | 1.69 | 1.69 | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] | [Redact] | Level 3-Stated/Partially Verified | Yes | 1 | 33 | No |  |  | Experienced Investor |  |  |  | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 20 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 20 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | [Redact] | 819 | Fair Isaac Advanced | 686 | Beacon 5 | 694 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redact] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 68.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.1 - Schedule 7**

![](ex99-001.gif)

**Multi Property Valuation Report**

**Run Date - 9/16/2025 3:01:41 PM** 

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Property ID** | **Property Address** | **City** | **State** | **Zip Code** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| [Redact] | 9052370-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052370-106317 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052370-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052370-106318 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -0.12% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052370-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052370-106319 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052370-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052370-106320 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052370-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052370-106321 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052370-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052370-106322 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052370-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052370-106323 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052370-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052370-106324 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052368-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052368-106330 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052368-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052368-106331 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052368-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052368-106332 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052368-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052368-106333 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052368-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052368-106334 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052368-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052368-106335 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052378-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052378-106338 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052378-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052378-106339 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052378-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052378-106340 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -2.19% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052378-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052378-106341 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -7.41% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052378-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052378-106342 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -3.08% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052390-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052390-106362 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052390-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052390-106363 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052390-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052390-106364 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052390-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052390-106365 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052390-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052390-106366 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052390-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052390-106367 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052390-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052390-106368 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052390-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052390-106369 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052390-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052390-106370 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052407-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052407-106382 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052407-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052407-106383 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052407-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052407-106384 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052411-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052411-106385 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052411-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052411-106386 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052411-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052411-106387 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052406-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052406-106400 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052406-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052406-106401 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052406-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052406-106402 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052406-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052406-106403 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052406-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052406-106404 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052406-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052406-106405 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052406-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052406-106406 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052406-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052406-106407 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052406-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052406-106408 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052418-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052418-106409 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052418-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052418-106410 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052418-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052418-106411 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052418-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052418-106412 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052422-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052422-106420 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052422-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052422-106421 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052422-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052422-106422 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052439-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052439-106431 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052439-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052439-106432 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052439-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052439-106433 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052439-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052439-106434 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052439-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052439-106435 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052439-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052439-106436 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052439-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052439-106437 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052439-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052439-106438 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052439-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052439-106439 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106442 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106443 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106444 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106445 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106446 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106447 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106448 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106449 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106450 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-10 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106451 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-11 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106452 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-12 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106453 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-13 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106454 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-14 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106455 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052436-15 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052436-106456 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052433-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052433-106457 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052433-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052433-106458 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052458-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052458-106465 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052458-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052458-106466 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052458-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052458-106467 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052458-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052458-106468 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052458-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052458-106469 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052458-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052458-106470 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052481-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052481-106485 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052481-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052481-106486 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052481-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052481-106487 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052490-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052490-106494 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 59.15% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052490-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052490-106495 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 41.18% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052490-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052490-106496 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 61.81% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052490-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052490-106497 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 55.36% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052490-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052490-106498 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052490-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052490-106499 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052490-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052490-106500 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052490-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052490-106501 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106502 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106503 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106504 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106505 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106506 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106507 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106508 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106509 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106510 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-10 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106511 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052601-11 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052601-106512 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106513 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106514 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106515 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106516 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106517 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106518 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106519 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -5.33% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106520 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106521 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-10 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106522 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-11 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106523 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-12 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106524 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052603-13 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052603-106525 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052596-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052596-106528 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052596-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052596-106529 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052596-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052596-106530 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052596-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052596-106531 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052560-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052560-106532 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Hybrid Appraisal |  |  |  |  | 92.54% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 134.657% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 134.657% |  |  |  |  |  | N/A |  |
| [Redact] | 9052560-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052560-106533 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Hybrid Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052560-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052560-106534 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Hybrid Appraisal |  |  |  |  | 33.52% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.963% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.963% |  |  |  |  |  | N/A |  |
| [Redact] | 9052560-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052560-106535 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Hybrid Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052560-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052560-106536 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Hybrid Appraisal |  |  |  |  | 35.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052560-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052560-106537 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Hybrid Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052560-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052560-106538 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Hybrid Appraisal |  |  |  |  | 14.75% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052560-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052560-106539 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Hybrid Appraisal |  |  |  |  | 35.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106544 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106545 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106546 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106547 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106548 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106549 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106550 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106551 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106552 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-10 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106553 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-11 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106554 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052566-12 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052566-106555 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052576-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052576-106558 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052576-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052576-106559 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| [Redact] | 9052576-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052576-106560 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052576-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052576-106561 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052518-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052518-106576 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052518-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052518-106577 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052518-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052518-106578 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052518-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052518-106579 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052518-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052518-106580 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -6.25% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052518-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052518-106581 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052518-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052518-106582 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052518-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052518-106583 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052519-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052519-106584 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052519-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052519-106585 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052519-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052519-106586 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052519-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052519-106587 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052522-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052522-106588 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052522-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052522-106589 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052522-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052522-106590 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052522-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052522-106591 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052522-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052522-106592 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052522-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052522-106593 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -16.67% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052522-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052522-106594 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052522-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052522-106595 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052522-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052522-106596 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 32.69% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052527-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052527-106601 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052527-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052527-106602 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052527-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052527-106603 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052527-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052527-106604 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052527-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052527-106605 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052527-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052527-106606 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106637 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106638 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106639 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106640 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106641 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106642 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106643 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106644 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106645 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-10 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106646 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-11 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106647 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-12 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106648 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-13 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106649 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-14 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106650 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-15 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106651 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052630-16 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052630-106652 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106659 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106660 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106661 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106662 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106663 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106664 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106665 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106666 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -2.58% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106667 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-10 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106668 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-11 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106669 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-12 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106670 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-13 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106671 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 3.90% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-14 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106672 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -8.54% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-15 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106673 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-16 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106674 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052632-17 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052632-106675 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052613-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052613-106682 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052613-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052613-106683 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052613-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052613-106684 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052613-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052613-106685 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052613-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052613-106686 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052613-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052613-106687 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -3.57% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052613-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052613-106688 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 106.15% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052644-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052644-106693 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052644-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052644-106694 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052644-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052644-106695 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052644-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052644-106696 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052644-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052644-106697 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052644-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052644-106698 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052644-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052644-106699 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 56.67% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052638-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052638-106700 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052638-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052638-106701 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052638-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052638-106702 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052638-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052638-106703 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052638-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052638-106704 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052639-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052639-106705 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052639-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052639-106706 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052639-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052639-106707 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052639-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052639-106708 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052674-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052674-106719 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Hybrid Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052674-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052674-106720 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052674-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052674-106721 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052674-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052674-106722 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Hybrid Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052705-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052705-106735 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052705-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052705-106736 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -5.56% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052705-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052705-106737 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052705-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052705-106738 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052705-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052705-106739 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052705-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052705-106740 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052529-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052529-108531 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052529-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052529-108532 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052529-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052529-108533 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-1 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108534 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -7.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-2 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108535 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-3 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108536 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -10.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-4 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108537 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-5 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108538 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -5.68% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-6 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108539 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-7 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108540 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -6.25% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-8 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108541 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-9 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108542 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -4.76% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-10 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108543 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -4.85% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-11 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108544 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -0.99% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-12 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108545 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -0.99% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-13 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108546 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-14 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108547 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-15 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108548 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-16 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108549 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-17 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108550 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-18 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108551 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-19 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108552 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-20 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108553 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-21 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108554 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-22 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108555 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-23 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108556 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-24 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108557 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-25 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108558 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-26 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108559 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-27 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108560 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-28 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108561 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-29 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108562 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-30 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108563 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | -4.76% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-31 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108564 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-32 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108565 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| [Redact] | 9052535-33 | [Redact] | [Redact] |  |  |  |  |  | 0.000% | 9052535-108566 | [Redact] | [Redact] | [Redact] | [Redact] |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.2

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.2**

![](ex992001.jpg)

**September 15, 2025**<br> **Due Diligence Narrative Report**

![](ex992002.jpg)

**Table of Contents**

---

| | |
|:---|:---|
| **Overview** | **2** |
| **Originators** | **3** |
| **Clayton's Third Party Review ("TPR") Scope of Work** | **3** |
| &nbsp;&nbsp;&nbsp;*Sampling* | *3* |
| &nbsp;&nbsp;&nbsp;*Sponsor Acquisition Criteria* | *3* |
| &nbsp;&nbsp;&nbsp;*Loan Grading* | *4* |
| &nbsp;&nbsp;&nbsp;*TPR Component Review Scope* | *4* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Credit Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Property Valuation Review | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Regulatory Compliance Review | 5 |
| &nbsp;&nbsp;&nbsp;*Data Capture* | *7* |
| &nbsp;&nbsp;&nbsp;*Data Integrity* | *8* |
| **Data Compare Results** | **8** |
| **Clayton Due Diligence Results** | **9** |
| **Clayton Third Party Reports Delivered** | **10** |
| **Appendix A: Credit Review Scope** | **10** |
| **Appendix B: Origination Appraisal Assessment** | **13** |
| **Appendix C: Regulatory Compliance Review Scope** | **16** |

---

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 1 September 15, 2025

![](ex992002.jpg)

Clayton Contact Information

Client Service Management:

---

| | | |
|:---|:---|:---|
| ![](ex992003.jpg) | **Ralph Fox** | Client Services – Senior Director |

---

Phone: (813) 371-0281/E-mail: <u>rfox@clayton.com</u>

---

| | | |
|:---|:---|:---|
| ![](ex992003.jpg) | **Joe Ozment** | VP Client Services and Securitization |

---

Phone: (813) 261-0733/E-mail: <u>jozment@clayton.com</u>

**Overview**

On behalf of AmWest, Clayton conducted an independent third-party pre-securitization due diligence review of 17 residential loans. These loans were sold to Morgan Stanley Mortgage Capital Holdings LLC (MSMCH) or one of its affiliates and the diligence results were provided to MSMCH pursuant to a reliance letter.

On behalf of Citadel Investment Group, Clayton conducted an independent third-party pre-securitization due diligence review of 2 residential loans. Also, on behalf of Citadel Investment Group, Clayton conducted a third-party pre-securitization compliance only due diligence review of 10 residential loans. These loans were sold to Morgan Stanley Mortgage Capital Holdings LLC (MSMCH) or one of its affiliates and the diligence results were provided to MSMCH pursuant to a reliance letter.

The 10 loans that received a compliance only review are noted below

---

| | |
|:---|:---|
| LOANID | MSID |
| 7013982 | 6986458 |
| 7001938 | 6986398 |
| 7011924 | 6986431 |
| 7014394 | 6986465 |
| 7009266 | 6986413 |
| 7012779 | 6986447 |
| 7009235 | 6986411 |
| 7011445 | 6986422 |
| 7011769 | 6986428 |
| 7012618 | 6986446 |

---

The loans referenced in this narrative report were reviewed on a bulk and flow basis between November 2015 and December 2022 at Clayton's centralized underwriting facility in Tampa, FL. This narrative report provides information about the original lender, the scope of work performed by Clayton, and the results of Clayton's review.

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 2 September 15, 2025

![](ex992002.jpg)

**Originators**

Origination channels for the loan in this review:

---

| | | |
|:---|:---|:---|
| **Origination Channel** | **Loan Count** | **Percentage** |
| Broker | 19 | 65.52% |
| Not Collected / Not in Scope | 10 | 34.48% |
| **Total** | **29** | **100.00%** |

---

**Clayton's Third Party Review ("TPR") Scope of Work** 

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance review, plus a data integrity check, and was performed in accordance with rating agency<sup>1</sup> loan level review standards in place as of the date of the review. This is referred to as a "Full Review."

Sampling

For all originators in this transaction, 65.52% of the loans received a Full Review as described below.

Review Type Loan Counts:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;***Review Type*** | &nbsp;&nbsp;***Loan Count***<br> ***Reviewed by***<br> ***Clayton*** | &nbsp;&nbsp;***Scope Applied*** |
| &nbsp;&nbsp;**Full Review** | &nbsp;&nbsp;19\* | &nbsp;&nbsp;Clayton performed a Full Review based on the scope described below in the section titled "TPR Component Review Scope". |
| &nbsp;&nbsp;**Total Loan**<br> **Population** | &nbsp;&nbsp;29 |  |

---

\*10 loans were reviewed for regulatory compliance only in accordance with Clayton's "Regulatory Compliance Review"

Sponsor Acquisition Criteria

Clayton was supplied with the related guidelines in advance of our review. The subject loans were reviewed pursuant to the applicable originator's guidelines.

<sup>1</sup> Standard and Poor's, Moody's, Fitch, Kroll, Morningstar, and DBRS

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 3 September 15, 2025

![](ex992002.jpg)

Loan Grading

The Sponsor Acquisition Criteria referenced above served as the benchmark for grading loans from a credit underwriting, property valuation and regulatory compliance perspective, as applicable. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton's loan grading is solely based on Clayton's independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth compensating factors and waivers.

Clayton's loan grading complied with rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Morningstar, Kroll and DBRS.

![](ex992004.jpg)

TPR Component Review Scope

Clayton examined each loan file with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in the loan documentation provided to Clayton.

Credit Review

Clayton's Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to <u>Appendix A</u> and to the guidelines cited above):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Assessed
 whether the characteristics of the mortgage loans and the borrowers conformed to the
 Sponsor Acquisition Criteria cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Re-calculated
 LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against
 the Sponsor Acquisition Criteria;

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 4 September 15, 2025

![](ex992002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Analyzed
 asset statements in order to determine whether funds to close and reserves were within
 the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Confirmed
 that credit scores (FICO) and credit histories were within the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Evaluated
 evidence of borrower's willingness and ability to repay the obligation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Examined
 income, employment, assets, and occupancy status for reasonability; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Examined
 Data Verify/Fraudguard/Interthinx or similar risk evaluation report, which was ordered
 by the Seller and received by Clayton for Nationwide Multistate Licensing System and
 Registry ("NMLS") and occupancy status alerts. Clayton researched alert information
 against loan documentation and assigned loan conditions accordingly.

Property Valuation Review

Clayton's Property Valuation scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Original
 Appraisal Assessment (19 loans)

– Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

– For more detail on the original appraisal review scope and desk review definitions, please refer to <u>Appendix B</u> and to the guidelines cited above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Value
 Supported Analysis (8 loans)

Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product. Clayton had independent access to all products listed below.

● AVM

● BPO

● Desk Review

● Field Review

● Second Full Appraisal

13 loans had CU scores of 2.5 or less and did not require a third-party valuation. For further detail please refer to the MSRM 2025-SPL1(a) Valuations Summary Report

Regulatory Compliance Review

Clayton's regulatory compliance scope of review conducted on this transaction included the elements summarized below.

(For more detail, please refer to <u>Appendix C</u>.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested
 for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested
 for state-specific consumer protection laws including late charge and prepayment penalty
 provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Truth-in-lending/regulation
 Z (TILA) testing included the following:

– Notice of Right to Cancel (Right of Rescission) adherence if applicable;

– TIL Disclosure Timing (3/7/3) and disclosure content;

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 5 September 15, 2025

![](ex992002.jpg)

– TIL APR and Finance charge tolerances;

– Timeliness of ARM Disclosures (if applicable);

– Section 32 APR and Points and Fees Thresholds and prohibited practices;

– Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

– Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

– Prepayment Penalty restrictions;

QM/ATR Review: On applicable loans, test compliance with applicable Qualified Mortgage (QM) and Ability to Repay (ATR) requirements defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau, as further described on <u>Appendix C</u> attached hereto and

TILA/RESPA Integrated Disclosure Scope ('Covered Loans' on or after 10/3/2015); SFIG RMBS 3.0 TRID Compliance Review Scope as further described on <u>Appendix C</u> attached hereto.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Real
 Estate Settlement Procedures Act (RESPA) laws and regulations testing included the following,
 for loans other than 'Covered Loans' and loans with an Application Date prior
 to 10/3/2015:

– GFE initial disclosure timing and content;

– Confirmed the file contains the final HUD1 Settlement Statement;

GFE to HUD1 evaluation for 0% and 10% fee tolerances;

– Homeownership Counseling Notice; and

– Affiliated Business Disclosure if applicable.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, 2016 SFIG published its RMBS 3.0 TRID Compliance Review Scope© documentation, developed under the leadership of members from TPR firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

Following the June 15<sup>th</sup> , 2016 formal publication of the RMBS 3.0 TRID Compliance Review Scope©, Clayton reviewed prior testing results dating back to the TRID Effective Date, and applied the enhanced RMBS 3.0 TRID Compliance Review Scope to such loans upon the affirmative election by Morgan Stanley Mortgage Capital Holdings.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u> 

Non-Owner-Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

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As of December 18, 2020, Clayton modified its system to not run regulatory compliance testing on business entities, including LLC's, unless there is also a co-borrower that is a natural person or a trust that is considered to be a "consumer" under TILA. Rather than migrating compliance findings to an A on such loans as was the previous process, going forward no compliance grades are assigned in these instances.

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

● Cook County High Cost Ordinance

● Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

● Virginia Lender and Broker Act after 6/1/2008

● Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

● Sufficiency of coverage

● Escrow of insurance payments

Data Capture

Clayton collected data fields required to create American Securitization Forum ("ASF") and Standard and Poor's LEVELS 7.4. data disclosure requirements. Both of these file formats are provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

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Data Integrity

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tape
 data received from lender/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
 Reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each
 received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Discrepancies
 found during comparison are stored; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each
 discrepancy is reported on the Clayton Loan Level Tape Compare.

**Data Compare Results**

Clayton provided Morgan Stanley Mortgage Capital Holdings, LLC (MSMCH) with copies of the Loan Level Tape Compare Upload which shows the differences between the data received by the sellers versus the data captured by Clayton during the loan review.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Field Name** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% Accuracy** |
| &nbsp;&nbsp;Assumable ID | &nbsp;&nbsp;2 | &nbsp;&nbsp;93.10% |
| &nbsp;&nbsp;Borrower 1 First Time Home Buyer | &nbsp;&nbsp;3 | &nbsp;&nbsp;89.66% |
| &nbsp;&nbsp;Borrower 2 First Time Home Buyer | &nbsp;&nbsp;1 | &nbsp;&nbsp;96.55% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;89.66% |
| &nbsp;&nbsp;Borrower 2 Middle Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;96.55% |
| &nbsp;&nbsp;Debt to Income Ratio (Back) | &nbsp;&nbsp;1 | &nbsp;&nbsp;96.55% |
| &nbsp;&nbsp;Disbursement Date | &nbsp;&nbsp;5 | &nbsp;&nbsp;82.76% |
| &nbsp;&nbsp;HCLTV | &nbsp;&nbsp;10 | &nbsp;&nbsp;65.52% |
| &nbsp;&nbsp;Maximum Rate | &nbsp;&nbsp;6 | &nbsp;&nbsp;79.31% |
| &nbsp;&nbsp;Original Appraisal Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;96.55% |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;5 | &nbsp;&nbsp;82.76% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;96.55% |
| &nbsp;&nbsp;Total Cash Out | &nbsp;&nbsp;7 | &nbsp;&nbsp;75.86% |
| &nbsp;&nbsp;Total Monthly Income | &nbsp;&nbsp;1 | &nbsp;&nbsp;96.55% |

---

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**Clayton Due Diligence Results**

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Initial and Final Overall Loan Grade Results** 

<u>Loan Pool (29 loans)</u>

![](ex992005.jpg)

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Initial and Final Credit Component Grade Results**![](ex992006.jpg)

**Initial and Final Property Valuation Grade Results**![](ex992007.jpg)

**Initial and Final Regulatory Compliance Grade Results\***![](ex992008.jpg)

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**Clayton Third Party Reports Delivered**

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Conditions
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Compliance
 Only Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Loan
 Level Tape Compare Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Waived
 Conditions Summary Reports

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations
 Summary Reports

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Attestation
 Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. ASF
 Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Standard
 Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. Non-ATR
 QM Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. Rating
 Agency ATR/QM Data Fields

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12. Guideline
 Report

**Appendix A: Credit Review Scope**

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified
 that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition
 Criteria requirements including:

○ DTI

○ LTV/TLTV/HLTV

○ Credit score

○ Income and employment

○ Assets and reserves

○ Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

○ Borrower eligibility, including:

– Citizenship status

– Non- occupant co-borrower

○ Transaction eligibility, including:

Maximum loan amount

– Loan purpose

– Occupancy

○ Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included required, documented compensating factors

B. As
 part of the guideline review, Clayton performed a credit analysis during which various
 documents were examined, including:

○ Uniform Residential Loan Application reviewed to determine:

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– Initial loan application was in the loan file and was signed by all borrowers

– Final loan application was in the loan file and was complete

– Information and debts disclosed on loan application aligned with related documentation in the loan file

○ Employment analyzed and verified through use of various documents, including:

– Income documentation

– Verbal and/or written verifications of employments (VVOE, VOE)

– CPA letter

– Business licenses

– Tax transcripts (IRS Form 4506-T)

– Other documentation in loan file

○ Income review included:

– Required income documentation for all borrowers was present and within required time period

– Documents did not appear to have been altered or inconsistent

– IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Signed
 by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Compared
 IRS tax transcripts to income documentation and noted any inconsistencies

– Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tax
 returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Financial
 statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1099

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ IRS
 documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Bank
 statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lease
 agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Award
 letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other
 documentation in loan file

○ Asset review included:

– Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Verification
 of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Depository
 account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Stock
 or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Gift
 funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Settlements
 statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other
 evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other
 documentation in loan file

– Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

○ Credit Report review included:

– Complete copy of report was in loan file

– Report was dated within required timeframe

– All borrowers were included in the report

– Checked any fraud alerts against related loan file documentation

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– Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

– Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

– Captured and utilized appropriate credit score for guideline review

○ Title policy review included:

– Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee
 simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Leasehold
 estate

– Appropriate vestee(s) were listed on title policy

Amount of coverage was greater than or equal to the original principal amount of the mortgage

– Applicable title endorsements were present

– Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

– Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

– Captured monthly tax payments in debt ratio calculation

○ HUD1 (Settlement Statement) review included:

– Funds to close identified and analyzed against borrower's assets

– Seller contributions did not exceed maximum allowed

– Subject property, seller and borrower aligned with other loan documentation

– Disbursements and pay-offs included in debt ratio calculations

– Loan purpose confirmed

○ Hazard/Flood insurance review included:

– Verified presence of required hazard insurance and flood insurance (if required)

– Confirmed that any required insurance was for the:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct
 borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct
 property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct
 lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct
 loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Life
 of loan, if flood insurance required

Confirmed that any required insurance minimum coverage amount and policy period

– Reviewed for evidence that any required insurance policy premium was paid

– Confirmed that the mortgagee clause listed the lender's name and "it's successors and assigns"

Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

○ Mortgage Insurance review included:

– Determined if mortgage insurance is required

Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For
 each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation.
 In lieu of a copy of the mortgage or deed of trust with recording information, a copy
 of the mortgage or deed of trust that is stamped "true and certified copy"
 by the escrow/settlement agent plus recording directions on closing instruction documentation
 was utilized as evidence for recording.

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D. For
 each mortgage loan, Clayton utilized the results from an independent, third-party fraud
 tool along with information in the loan file to identify and address any potential misrepresentations
 including:

○ Borrower identity

– Social Security inconsistencies

– Borrower name variations

○ Occupancy

– Borrower address history

– Subject property ownership history

○ Employment

○ Licensing – reviewed NMLS data for:

– Mortgage lender/originator

– Loan officer

○ OFAC

**Appendix B: Origination Appraisal Assessment**

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified
 that the mortgage loan file contained an appraisal report and that it met the following
 criteria:

○ Appraisal report used standard GSE forms, appropriate to the property type:

FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

– FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

– FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

– FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

– FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

○ Appraisal report was reasonably complete and included:

– Appraisal report form, certification, statement of limiting conditions and scope of work

– Accurate identification of the subject property

– Accurate identification of the subject loan transaction

– Accurate identification of the property type, in both land and improvements

– All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 interior photos – kitchen, all baths, main living area, updates/upgrades, deferred
 maintenance

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Photos
 of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location
 map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Exterior
 sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1004MC
 Market Conditions Report

– Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all material conditions

– Appraisal date met supplied Sponsor Acquisition Criteria

– If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

B. Performed
 a general credibility assessment of the results of the appraisal per Title XI of FIRREA
 and USPAP based on the following criteria:

○ Title XI of FIRREA:

If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report, an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

– Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser's license included in the appraisal.

– Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a risk to the property or occupants

○ USPAP

Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed
 and graded the appraisal valuation to the following criteria:

○ Appraised value was reasonably supported. Utilized the following review in making value supported determination:

– Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

– Comps used were reasonably recent in transaction date and if not the reason was furnished

– Comps used were reasonably similar to the subject property and if not an explanation was supplied

– Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

○ Property was complete. However, if the property was not 100% complete, then any unfinished portion had no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

○ Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points in making determination:

– Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material conditions

– Property usage was reviewed for zoning compliance

– Property utilization was reviewed to determine it was "highest and best use"

– Neighborhood values were reviewed to determine if declining

– Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ %
 built up

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Growth
 rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Marketing
 time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Predominant
 occupancy

– Physical condition of the property was reviewed to determine that the property condition was average or better

– Style of property was reviewed to determine if unique property

– Any health and safety issues were noted and/or remediated

– Locational and/or environmental concerns adequately addressed if present

D. Property
 Eligibility Criteria – Clayton reviewed the property to determine that the property
 met the client supplied eligibility requirements. Examples of ineligible property types
 may include:

○ 3 to 4 unit owner occupied properties

○ 2 to 4 unit second homes

○ Unwarrantable or limited review condominiums

○ Manufactured or mobile homes

○ Condotel units

○ Unique properties

○ Working farms, ranches or orchards

○ Mixed-use properties

○ Properties subject to existing oil or gas leases

○ Properties located in Hawaii Lava Zones 1 and 2

○ Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

E. Properties
 Affected by Disasters Criteria – Clayton reviewed the appraisal date against any
 FEMA Declared Disaster Areas that were designated for Individual and/or Public Assistance
 due to a federal government disaster declaration.

○ If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

F. Disclaimer

○ The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law.

○ Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed valuation information for reasonableness

○ Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the actual value of the underlying property

○ Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

○ Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

G. Desk
 Review definitions

○ Clear Capital "CDA" means a written retrospective analysis of an appraisal of residential real property relating to completeness, reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by Customer. The CDA will offer an alternative value, if deemed appropriate, based on the analysis of the competitive market as of the effective date of the appraisal provided. The CDA will also provide an analysis of the appraisal provided, including supporting narrative and data to fully support the CDA value and outline deficiencies within the appraisal. The CDA will also contain a Risk Score and Risk Indicators based upon the findings of the analysis for the appraisal provided to Clear Capital by Customer.

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○ ProTeck's Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the file completed by a licensed appraiser. The ARR validates subject and comparable data and characteristics, confirms the original appraiser's methodologies, credentials, and commentary to insure compliance with regulatory requirements and industry accepted best practices, and flags all risk factors while also providing final value reconciliation used to grade the loan.

**Appendix C: Regulatory Compliance Review Scope**

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

○ GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final Rule that became mandatory on January 1, 2010

○ Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

○ Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed circumstance documentation within the loan file

○ Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1 correspond to the actual loan terms from the Note

○ Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in the 0% or 10% fee tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop for.

○ Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm the disclosure was provided to the borrower

○ Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within 3 days of application

**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis on the following:

○ TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.

○ Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)

○ ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs identified within the loan file

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 16 September 15, 2025

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○ Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the loan disbursement (Section 23)

○ High Cost mortgage thresholds for points and fees (Section 32)

○ High Cost Prohibited Acts and Practices upon request (Section 33)

○ Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

○ Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

○ ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)

○ TILA/RESPA Integrated Disclosures ("TRID")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Test
 whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate
 ("LE") and Closing Disclosure ("CD")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Pre-application
 Requirement Testing:

● Pre-application forms cannot look similar to the LE

● Pre-application forms must contain the required disclaimer ("Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing
 Requirements:

● The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

● The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is triggered) is received.

● That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee
 Tolerances:

● Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

● If a credit or refund is made, that it is sufficient to cover Clayton's calculated under-disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Payment
 Schedule Accuracy:

● The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton's calculated payment schedule.

● Interest-only periods and final balloon payments are accurately completed.

● The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

● When applicable, that the AIR and AP tables are consistent with Clayton's calculations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Accuracy
 of the Loan Calculations

● Amount Financed

● Finance Charge

● Total of Payments

● Total interest percentage

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 17 September 15, 2025

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Technical
 Requirements

● Compliance with the TRID rounding rules.

● Compliance with specified formatting requirements.

● Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

● Alphabetization of fees.

● Title fees preceded by "Title –."

● Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Consistency
 within and across forms

● Once a fee is disclosed it must remain substantially the same name across disclosures.

● Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

● Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the section referenced.

● Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Completion
 of the LE and CD

● All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information, contact information, rate lock information, etc.

● For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one option is indicated.

● That there is either a signature or a Loan Acceptance statement on the form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Waivers

● Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past experience with clients, Clayton will also issue an exception for the loan closing early.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Corrected
 CD requiring a new waiting period

● Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided. For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within tolerance.

● Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

● Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Post-Close
 CD's

● Corrected CD's provided with a post-close refund.

● Post-close CD's to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

● Post-close CD's to correct non-numerical clerical errors required within 60 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Related
 Documentation

● Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 18 September 15, 2025

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● Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

● Affiliated Business Disclosure (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Outside
 of Clayton's default TRID scope:

● Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More detailed testing will occur by comparing the final CD to the Note terms.

● Whether the Liability after Foreclosure selection is correct for the property state.

● Accuracy of the Aggregate Adjustment amount.

● Presence and accuracy of the Seller's Transaction columns of the Summaries of Transactions section.

● Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms, but is not independently verifying the information.

**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;**Higher-Priced** |
| &nbsp;&nbsp;California | &nbsp;&nbsp;Maryland | &nbsp;&nbsp;New York |
| &nbsp;&nbsp;Connecticut | &nbsp;&nbsp;Massachusetts (subprime ARMS to first time homebuyers) | &nbsp;&nbsp;North Carolina |
| &nbsp;&nbsp;Maine | &nbsp;&nbsp;Minnesota |  |

---

**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** |
| &nbsp;&nbsp;Arkansas | &nbsp;&nbsp;Maine | &nbsp;&nbsp;Pennsylvania |
| &nbsp;&nbsp;California | &nbsp;&nbsp;Maryland | &nbsp;&nbsp;Rhode Island, including the Providence ordinance |
| &nbsp;&nbsp;Colorado | &nbsp;&nbsp;Massachusetts | &nbsp;&nbsp;South Carolina |
| &nbsp;&nbsp;Connecticut | &nbsp;&nbsp;Nevada | &nbsp;&nbsp;Tennessee |

---

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 19 September 15, 2025

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---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** |
| &nbsp;&nbsp;District of Columbia | &nbsp;&nbsp;New Jersey | &nbsp;&nbsp;Texas |
| &nbsp;&nbsp;Florida | &nbsp;&nbsp;New Mexico | &nbsp;&nbsp;Utah |
| &nbsp;&nbsp;Georgia | &nbsp;&nbsp;New York | &nbsp;&nbsp;Vermont <br> (High Rate, High Point law) |
| &nbsp;&nbsp;Illinois, including the Cook County and Chicago ordinances | &nbsp;&nbsp;North Carolina | &nbsp;&nbsp;Wisconsin |
| &nbsp;&nbsp;Indiana | &nbsp;&nbsp;Ohio, including <br> Cleveland Heights ordinance |  |
| &nbsp;&nbsp;Kentucky | &nbsp;&nbsp;Oklahoma |  |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

● Minnesota (Mortgage Originator and Service Licensing Act)

● Puerto Rico (Office Regulation 5722)

● Texas (Texas Finance Code)

● West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| **Borrower's Interest** | **Borrower's Interest** | **Borrower's Interest** |
| Maine | Ohio | South Carolina |
| Massachusetts | Rhode Island | |

---

**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 20 September 15, 2025

![](ex992002.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;Alabama (the "Mini-code") | &nbsp;&nbsp;Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| &nbsp;&nbsp;Hawaii (Financial Services Loan Company Act) | &nbsp;&nbsp;Nevada (AB 440 |
| &nbsp;&nbsp;Idaho (Residential Mortgage Practices Act) | &nbsp;&nbsp;Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| &nbsp;&nbsp;Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | &nbsp;&nbsp;Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| &nbsp;&nbsp;Iowa (Consumer Credit Code) | &nbsp;&nbsp;Utah (Consumer Credit Code) |
| &nbsp;&nbsp;Kansas (Consumer Credit Code) | &nbsp;&nbsp;Virginia (Mortgage Lender and Broker Act) |
| &nbsp;&nbsp;Kentucky (HB 552) | &nbsp;&nbsp;Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| &nbsp;&nbsp;Maryland (DLLR Regulations, Commercial Law) | &nbsp;&nbsp;West Virginia (Consumer Credit Protection Act) |
| &nbsp;&nbsp;Massachusetts (Attorney General regulations) | &nbsp;&nbsp;Wyoming (Residential Mortgage Practices Act) |
| &nbsp;&nbsp;Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 21 September 15, 2025

![](ex992002.jpg)

**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.© 2025 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC.

MSRM 2025-SPL1(a) Due Diligence Narrative Report Page \| 22 September 15, 2025

## Exhibit 99.2

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.2 - Schedule 1**

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **MSRM 2025-SPL1** |
| **Start - End Dates:** | **11/9/2015 - 12/30/2022** |
| **Deal Loan Count:** | **29** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *19* |
| ***Loans with Conditions:*** | *4* |
| **4 - Total Active Conditions** | **4 - Total Active Conditions** |
| **2 - Material Conditions** | **2 - Material Conditions** |
|  | 2 - Property Valuations Review Scope |
|  | 2 - Category: Value |
| **2 - Non-Material Conditions** | **2 - Non-Material Conditions** |
|  | 2 - Compliance Review Scope |
|  | 2 - Category: TILA |
| **2 - Total Satisfied Conditions** | **2 - Total Satisfied Conditions** |
|  | 1 - Credit Review Scope |
|  | 1 - Category: DTI |
|  | 1 - Compliance Review Scope |
|  | 1 - Category: TILA/RESPA Integrated Disclosure |
| **0 - Total Waived Conditions** | **0 - Total Waived Conditions** |
| <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **MSRM 2025-SPL1** |
| **Start - End Dates:** | **11/9/2015 - 12/30/2022** |
| **Deal Loan Count:** | **29** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *19* |
| ***Loans with Conditions:*** | *4* |

---

---

| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Original Principal Balance** | **State** | **Initial Lender ATR/QM Status** | **Loan Level ATR/QM Status** | **Condition Category** | **Condition Sub Category** | **Condition Status** | **Condition Code** | **Condition Description** | **Condition Material Indicator** | **Initial Comments** | **Client/Seller Response Comments** | **Conclusion Comments** | **TRID Error Type** | **Cure Method** | **Compensating Factors** |
| 6480527 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Reserves of 84.58 months PITIA exceeds guideline minimum of 3 months<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV > 30 points below guideline maximum of 70% |
| 6446738 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: High Credit score of 789 exceeds the minimum score 720.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI of 43.54% is below the maximum 49.0 DTI.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has 12 Years in Current Profession |
| 6446750 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Reserves of 84.33 months PITIA exceeds guideline minimum of 3 months<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Median FICO > 50 points above guideline minimum |
| 6460516 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 658 credit score is 18 points above the minimum required per guideline |
| 6447012 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score of 665 exceed minimum of 665<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Borrower has 6.82 months PITI , required is 3 months.. |
| 6480554 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt D | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing verification of some or all components of non-subject PITI | No | Missing verification of some or all components of non-subject PITI; missing for XXX. | 1/4/23 - Lender provided a revised 1008 and 1003 removing the XXX property. | 1/4/23 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Assets are $XXX or 70.98 months P&IRequired reserves are 12 months P&I at $XXXx12= $XXX<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 65%, max allowed 75%. |
| 6447045 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Borrower LTV 60%, maximum allowed 70%<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrower Credit score 695, minimum guideline score 680<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Borrower's Post Close Assets are $XXX or 37.72 months of PITIA reserves Required PITIA Reserves are $XXX X 3 months = $XXX. |
| 6460537 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: 11 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history is 1x30x70 |
| 6460559 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: 7 years and 3 months at current residence.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Assets:Borrower's Post Close Assets are $XXX or 8.57 months of PITIA reserves.Required PITIA Reserves are $XXX x 3 = $XXX |
| 6460568 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: 40.13% DTI is below guideline maximum of 49%<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: 7 years at current residence |
| 6460581 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Actual LTV 40.59% / Max LTV 75%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Post Close Assets are $XXX or 34.42 months of PITIA Required PITIA Reserves are $XXXx 03 months = $XXX |
| 6477375 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Reserves of 81.20 months PITIA exceeds guideline minimum of 3 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Median FICO > 100 points above guideline minimum |
| 6480609 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: 22 years and 9 months at current job<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: 41.33% LTV is below guideline maximum of 65% |
| 6480631 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 644 credit score is 24 points above the minimum required per guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Post Close Assets are $XXX or 20.80 months of P&I Required P&I Reserves are $XXX x 3 months = $XXX |
| 6447384 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Reserves of 5.2 months PITIA exceeds guideline minimum of 3 months<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Median FICO > 50 points above guideline minimum. |
| 6447389 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrower Credit score 666, minimum guideline score 660<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Borrower's Post Close Assets are $XXX or 10.71 months of PITIA reserves Required PITIA Reserves are $XXX X 3 months = $XXX. |
| 6447434 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | Compliance | TILA/RESPA Integrated Disclosure | Satisfied A | CMPTRID5293 | TRID Not all required seller-paid fees were disclosed on the CD | No | Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. | (No Data) | (No Data) | Numeric | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Qualifying FICO of 810.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI (Back) of 26.77%.<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrower has 10 years at current job. |
| 6986557 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt C B | Compliance | TILA | Active B | CMPTILA4787 | TILA - Loan secured by investment property, cannot determine if TILA is applicable b/c cannot verify if primary use of funds was personal or business. | No | Missing documentation confirming business use of funds. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 57.05% is below the maximum allowable LTV of 70%.<br>CFCFS1746: Significant housing expense reduction<br> - XXX Comments: Housing expense reduced from $XXX to $XXX. |
| 6986557 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt C B | Property Valuations | Value | Active C | PRVAVALU4863 | Value Not Supported | Yes | XXX AVM from XXX shows a value of $XXX. Value is outside of tolerance of 10%. Lender to provide a copy of additional valuation to support original appraised value. | (No Data) | (No Data) | Not Required | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 57.05% is below the maximum allowable LTV of 70%.<br>CFCFS1746: Significant housing expense reduction<br> - XXX Comments: Housing expense reduced from $XXX to $XXX. |
| 6986558 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt C B | Compliance | TILA | Active B | CMPTILA4787 | TILA - Loan secured by investment property, cannot determine if TILA is applicable b/c cannot verify if primary use of funds was personal or business. | No | Unable to confirm business use of funds. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has owned primary residence 10.08 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 52.440% is 17.56% lower than maximum LTV of 70%.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: 99 months mortgage history with no late pays. |
| 6986558 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt C B | Property Valuations | Value | Active C | PRVAVALU4863 | Value Not Supported | Yes | AVM exceeds 10% variance and does not have a confidence score. Missing third party valuation product to support the appraised value. | (No Data) | (No Data) | Not Required | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has owned primary residence 10.08 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 52.440% is 17.56% lower than maximum LTV of 70%.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: 99 months mortgage history with no late pays. |

---

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **MSRM 2025-SPL1** |
| **Start - End Dates:** | **11/9/2015 - 12/30/2022** |
| **Deal Loan Count:** | **29** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *19* |
| ***Loans with Conditions:*** | *4* |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan Number** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **Did Lender Acknowledge Exception at Origination** |
| 6480527 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6446738 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6446750 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6460516 | Yes | XXXXXX | XXXXXX A | No |
| 6447012 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6480554 | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| 6447045 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6460537 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6460559 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6460568 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6460581 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6477375 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6480609 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6480631 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6447384 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6447389 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6447434 | Yes | XXXXXX | XXXXXX A | Not Applicable |
| 6986557 | Yes | XXXXXX | XXXXXX C A B | No |
| 6986558 | Yes | XXXXXX | XXXXXX C A B | Not Applicable |

---

## Exhibit 99.2

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.2 - Schedule 2**

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **MSRM 2025-SPL1** |
| **Start - End Dates:** | **11/9/2015 - 12/30/2022** |
| **Deal Loan Count:** | **29** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *10* |
| ***Loans with Conditions:*** | *3* |
| **3 - Total Active Conditions** | **3 - Total Active Conditions** |
| **3 - Non-Material Conditions** | **3 - Non-Material Conditions** |
|  | 3 - Compliance Review Scope |
|  | 1 - Category: State Rate Spread |
|  | 2 - Category: TILA/RESPA Integrated Disclosure |
| **0 - Total Satisfied Conditions** | **0 - Total Satisfied Conditions** |
| **0 - Total Waived Conditions** | **0 - Total Waived Conditions** |
| <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **MSRM 2025-SPL1** |
| **Start - End Dates:** | **11/9/2015 - 12/30/2022** |
| **Deal Loan Count:** | **29** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *10* |
| ***Loans with Conditions:*** | *3* |

---

---

| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Original Principal Balance** | **State** | **Initial Lender ATR/QM Status** | **Loan Level ATR/QM Status** | **Condition Category** | **Condition Sub Category** | **Condition Status** | **Condition Code** | **Condition Description** | **Condition Material Indicator** | **Initial Comments** | **Client/Seller Response Comments** | **Conclusion Comments** | **TRID Error Type** | **Cure Method** |
| 6986398 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors B | Compliance | State Rate Spread | Active B | CMPSRS2051 | XXX Higher-Priced Loan | No | Test APR is 9.565%; benchmark rate is 3.940%. Variance of 5.625% exceeds 1.500% threshold. | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986411 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors B | Compliance | TILA/RESPA Integrated Disclosure | Active B | CMPTRID4463 | TRID - Assumption selection on the CD does not match the clause in the mortgage. | No | Non Numeric ErrorAll CD's: Loan Disclosure - Assumption does not match Note/Product. | (No Data) | (No Data) | Non-Numeric | Not Applicable |
| 6986413 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |  |  |  |  |  |  |  |  |  |  |  |
| 6986422 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors B | Compliance | TILA/RESPA Integrated Disclosure | Active B | CMPTRID4463 | TRID - Assumption selection on the CD does not match the clause in the mortgage. | No | Non Numeric Error. All CD's: Loan Disclosure - Assumption does not match Note/Product. | (No Data) | (No Data) | Non-Numeric | Not Applicable |
| 6986428 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Not Applicable |  |  |  |  |  |  |  |  |  |  |  |
| 6986431 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |  |  |  |  |  |  |  |  |  |  |  |
| 6986446 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Not Applicable |  |  |  |  |  |  |  |  |  |  |  |
| 6986447 | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors |  |  |  |  |  |  |  |  |  |  |  |
| 6986458 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Not Applicable |  |  |  |  |  |  |  |  |  |  |  |
| 6986465 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Not Applicable |  |  |  |  |  |  |  |  |  |  |  |

---

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **MSRM 2025-SPL1** |
| **Start - End Dates:** | **11/9/2015 - 12/30/2022** |
| **Deal Loan Count:** | **29** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *10* |
| ***Loans with Conditions:*** | *3* |

---

---

| | | | |
|:---|:---|:---|:---|
| **Loan Number** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** |
| 6986398 | No | XXXXXX | XXXXXX B |
| 6986411 | Yes | XXXXXX | XXXXXX B |
| 6986413 | Yes | XXXXXX | XXXXXX A |
| 6986422 | Yes | XXXXXX | XXXXXX B |
| 6986428 | Yes | XXXXXX | XXXXXX A |
| 6986431 | Yes | XXXXXX | XXXXXX A |
| 6986446 | Yes | XXXXXX | XXXXXX A |
| 6986447 | Yes | XXXXXX | XXXXXX A |
| 6986458 | Yes | XXXXXX | XXXXXX A |
| 6986465 | Yes | XXXXXX | XXXXXX A |

---

## Exhibit 99.2

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.2 - Schedule 3**

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | MSRM 2025-SPL1 |
| **Start - End Dates:** | 11/9/2015 - 12/30/2022 |
| **Deal Loan Count:** | 29 |
| **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** |
| *Loans in Report* | *29* |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan Number** | **Borrower Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| 6480527 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 6480527 | XXXXXX | Debt to Income Ratio (Back) | 62809.0300 | 0.0000 |
| 6480527 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 6480527 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 6446750 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 6447012 | XXXXXX | Assumable ID | Not Assumable | Not for fixed period; upon credit approval for adj period |
| 6447012 | XXXXXX | Borrower 1 First Time Home Buyer | No | Yes |
| 6480554 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 6447045 | XXXXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| 6447045 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 6460537 | XXXXXX | Assumable ID | Not Assumable | Not for fixed period; upon credit approval for adj period |
| 6460559 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 6460568 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 6460568 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 6477375 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 6477375 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 6480609 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 6480609 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| 6480609 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 6447384 | XXXXXX | Borrower 1 First Time Home Buyer | No | Yes |
| 6447389 | XXXXXX | Borrower 1 First Time Home Buyer | No | Yes |
| 6447389 | XXXXXX | Borrower 2 First Time Home Buyer | No | Yes |
| 6447389 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 6447389 | XXXXXX | Borrower 2 Middle Name | XXXXXX | XXXXXX |
| 6447434 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 6986398 | XXXXXX | HCLTV | 65.00 | 0.000 |
| 6986398 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| 6986411 | XXXXXX | HCLTV | 74.98 | 0.000 |
| 6986413 | XXXXXX | HCLTV | 75.00 | 0.000 |
| 6986413 | XXXXXX | Maximum Rate | 6.000 | 12.749 |
| 6986422 | XXXXXX | HCLTV | 69.81 | 0.000 |
| 6986422 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| 6986428 | XXXXXX | HCLTV | 75.00 | 0.000 |
| 6986428 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| 6986431 | XXXXXX | HCLTV | 74.98 | 0.000 |
| 6986431 | XXXXXX | Maximum Rate | 6.000 | 12.750 |
| 6986446 | XXXXXX | HCLTV | 75.00 | 0.000 |
| 6986446 | XXXXXX | Maximum Rate | 6.000 | 13.625 |
| 6986447 | XXXXXX | HCLTV | 85.00 | 0.000 |
| 6986447 | XXXXXX | Maximum Rate | 6.000 | 13.874 |
| 6986447 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| 6986458 | XXXXXX | HCLTV | 47.17 | 0.000 |
| 6986458 | XXXXXX | Maximum Rate | 6.000 | 13.125 |
| 6986458 | XXXXXX | Total Monthly Income | 7200.00 | 7203.78 |
| 6986465 | XXXXXX | HCLTV | 26.92 | 0.000 |
| 6986465 | XXXXXX | Maximum Rate | 6.000 | 13.875 |
| 6986465 | XXXXXX | Origination Date | XXXXXX | XXXXXX |

---

©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.2

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.2 - Schedule 4**

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **MSRM 2025-SPL1** |
| **Start - End Dates:** | **11/9/2015 - 12/30/2022** |
| **Deal Loan Count:** | **29** |
| **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** |
| *Loans in Report:* | *29* |

---

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan Level ATR/QM Status** | **Application Date Prior to 1/10/2014** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **GSE Eligible** | **QRM Flag** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Bwr 1 Employment Indicator** | **Bwr 2 Employment Indicator** | **Bwr 1 Foreign National Indicator** | **Bwr 2 Foreign National Indicator** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Residual Income Analysis in File** | **ATR/QM Residual Income** |
| 6480527 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6200 | XXXXXX | 7.25 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 6446738 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8073 | XXXXXX | 8.3508 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 6446750 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 4640 | XXXXXX | 7.7501 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 6460516 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 4116 | XXXXXX | 8.375 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 6447012 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 31200 | XXXXXX | 7.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 6480554 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 9.25 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 6447045 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 2952 | XXXXXX | 7.375 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 6460537 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 4480 | XXXXXX | 9.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 6460559 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8376 | XXXXXX | 9.125 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 6460568 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 24474.19 | XXXXXX | 8.9126 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 6460581 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5519.72 | XXXXXX | 8.875 | Unemployed | (No Data) | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 6477375 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 9.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 6480609 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9345 | XXXXXX | 9.659 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 6480631 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5978.75 | XXXXXX | 9.3382 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 6447384 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 9413.64 | XXXXXX | 6.875 | Unemployed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 6447389 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10500 | XXXXXX | 8.125 | Unemployed | Unemployed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| 6447434 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7070 | XXXXXX | 6.6088 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 6986398 | Non-QM: Lender documented all ATR UW factors | No | No | XXXXXX | XXXXXX | No | No | 3325.63 | XXXXXX | 9.5646 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | No | Yes | 2485.78 |
| 6986411 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 3387 | XXXXXX | 7.5443 | Employed | (No Data) | Non-Resident Alien | (No Data) | No | Yes | 4398.98 |
| 6986413 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5680.89 | XXXXXX | 7.1691 | Unemployed | (No Data) | Non-Resident Alien | (No Data) | No | Yes | 2217.57 |
| 6986422 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4145 | XXXXXX | 6.86 | Employed | (No Data) | Non-Resident Alien | (No Data) | No | Yes | 2032.22 |
| 6986428 | ATR/QM: Not Applicable | No | Yes | XXXXXX | XXXXXX | No | No | 3995 | XXXXXX | 7.3772 | Unemployed | (No Data) | U.S. Citizen | (No Data) | No | (No Data) | 0 |
| 6986431 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 2050 | XXXXXX | 7.1702 | Unemployed | (No Data) | Non-Resident Alien | (No Data) | No | Yes | 4262.01 |
| 6986446 | ATR/QM: Not Applicable | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | Permanent Resident Alien | (No Data) | No | (No Data) | 0 |
| 6986447 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8158.75 | XXXXXX | 7.9067 | Employed | (No Data) | U.S. Citizen | (No Data) | No | Yes | 8922.81 |
| 6986458 | ATR/QM: Not Applicable | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | No | (No Data) | 0 |
| 6986465 | ATR/QM: Not Applicable | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.8751 | Employed | (No Data) | U.S. Citizen | (No Data) | No | (No Data) | 0 |
| 6986557 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.375 | Unemployed | (No Data) | Permanent Resident Alien | (No Data) | No | (No Data) | 0 |
| 6986558 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.375 | Unemployed | (No Data) | Permanent Resident Alien | (No Data) | No | (No Data) | 0 |

---

<br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.2

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.2 - Schedule 5**

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **MSRM 2025-SPL1** |
| **Start - End Dates:** | **11/9/2015 - 12/30/2022** |
| **Deal Loan Count:** | **29** |
| **ATR QM Upload** | **ATR QM Upload** |
| Loans in Report: | 29 |

---

---

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| **Loan Number** | **Deal** | **Seller Loan Number** | **Original Principal Balance** | **State** | **Loan Level ATR/QM Status** | **Verification Safe Harbor (VSH)?** | **Lender Provided ATR/QM Worksheet** | **Initial Lender ATR/QM Status** | **Application Date** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Occupancy** | **Property Type** | **Number of Units** | **Loan Type** | **Exempt Loan Product Type** | **Exempt Loan Housing Agency** | **Community Housing Development** | **Credit Under Economic Stabilization Act Of 2008** | **Refinance Of Non-Standard Mortgage** | **Higher Priced Covered Transaction** | **State Prepay Exceptions** | **Loan Purpose** | **Loan Term Exceeds 30 Years** | **Interest Only Feature** | **Negative Amortization** | **Balloon Payment** | **Prepay Penalty Flag** | **Prepayment Penalty Type** | **Prohibited Prepayment Penalty** | **Exceeds Points And Fees** | **Exceeds DTI Limit** | **Lien Position** | **APR** | **QM Calculated DTI Adherence** | **QM Lenders DTI Adherence** | **QM Fee Adherence - Total Charges %** | **QM Fee Adherence - Lenders Fee %** | **Fannie Mae Eligible** | **Freddie Mac Eligible** | **VA Guaranty Eligible** | **FHA Insured Eligible** | **USDA Guarantee Eligible** | **Rural Housing Service Insured Eligible** | **QM - Expected Income Or Assets For DTI** | **QM - Current Employment Status For DTI** | **QM - Monthly Payment On Subject Loan For DTI** | **QM - Monthly Payment On Additional Loan For DTI** | **QM - Monthly Payment Mortgage Related Obligations** | **QM - Current Debt Obligations Alimony and Child Support for DTI** | **QM - Monthly DTI Ratio Or Residual Income** | **One or more Verification Safe Harbor Guidelines used?** | **Current/Reasonably Expected Income or Assets per Guideline used?** | **Current Debt Obligations, Alimony & Child Support per Guideline used?** | **Monthly DTI (includes monthly payment on subject loan and simultaneous loans)** | **Monthly Residual Income per guideline used?** | **Compensating Factors used for QM determination documented before closing?** | **ATR - Guidelines Provided to Document Approach** | **ATR - Current And Expected Income And Assets** | **ATR - Current Employment Status** | **ATR - Mortgage Payment Obligation** | **ATR - Mortgage Payment on Simultaneous Transaction** | **ATR - Payment For Mortgage Related Obligations** | **ATR - Debt Obligations Including Alimony and Child Support** | **ATR - Monthly DTI Ratio or Residual Income** | **ATR - Consumer Credit History** | **ATR Lenders - DTI (Back)** | **ATR Calculated DTI (Back)** | **QM Lender Value DTI (Back)** | **QM Calculated DTI (Back)** | **Initial DTI (Back)** | **DTI Qualifying (Back)** | **Residual Income Analysis in File** | **Residual Income Guidelines** | **Did Loan Meet Guidelines** | **Residual Income Amount** | **Asset Depletion** | **Asset Depletion Months Amortized** | **Asset Utilization** | **Partial Asset Depletion** | **Short Sale** | **Short Sale Date** | **Deed In Lieu** | **Deed In Lieu Date** | **QRM Flag** | **Borrower 2 Guarantor Flag** | **Borrower 2 Personal Guaranty Recourse to Borrower** | **Borrower 3 Guarantor Flag** | **Borrower 3 Personal Guaranty Recourse to Borrower** | **Borrower 4 Guarantor Flag** | **Borrower 4 Personal Guaranty Recourse to Borrower** | **Borrower 1 Paystub Flag** | **Borrower 1 Paystub Number of Months** | **Borrower 2 Paystub Flag** | **Borrower 2 Paystub Number of Months** | **Borrower 3 Paystub Flag** | **Borrower 3 Paystub Number of Months** | **Borrower 4 Paystub Flag** | **Borrower 4 Paystub Number of Months** | **Borrower 1 W2 Flag** | **Borrower 1 W2 Number of Months** | **Borrower 2 W2 Flag** | **Borrower 2 W2 Number of Months** | **Borrower 3 W2 Flag** | **Borrower 3 W2 Number of Months** | **Borrower 4 W2 Flag** | **Borrower 4 W2 Number of Months** | **Borrower 1 Personal Tax Return Flag** | **Borrower 1 Personal Tax Return Number of Months** | **Borrower 2 Personal Tax Return Flag** | **Borrower 2 Personal Tax Return Number of Months** | **Borrower 3 Personal Tax Return Flag** | **Borrower 3 Personal Tax Return Number of Months** | **Borrower 4 Personal Tax Return Flag** | **Borrower 4 Personal Tax Return Number of Months** | **Borrower 1 Business Tax Return Flag** | **Borrower 1 Business Tax Return Number of Months** | **Borrower 2 Business Tax Return Flag** | **Borrower 2 Business Tax Return Number of Months** | **Borrower 3 Business Tax Return Flag** | **Borrower 3 Business Tax Return Number of Months** | **Borrower 4 Business Tax Return Flag** | **Borrower 4 Business Tax Return Number of Months** | **Borrower 1 Verbal VOE Flag** | **Borrower 1 Verbal VOE Number of Months** | **Borrower 2 Verbal VOE Flag** | **Borrower 2 Verbal VOE Number of Months** | **Borrower 3 Verbal VOE Flag** | **Borrower 3 Verbal VOE Number of Months** | **Borrower 4 Verbal VOE Flag** | **Borrower 4 Verbal VOE Number of Months** | **Borrower 1 Written VOE Flag** | **Borrower 1 Written VOE Form** | **Borrower 1 Written VOE Number of Months** | **Borrower 2 Written VOE Flag** | **Borrower 2 Written VOE Form** | **Borrower 2 Written VOE Number of Months** | **Borrower 3 Written VOE Flag** | **Borrower 3 Written VOE Form** | **Borrower 3 Written VOE Number of Months** | **Borrower 4 Written VOE Flag** | **Borrower 4 Written VOE Form** | **Borrower 4 Written VOE Number of Months** | **Borrower 1 P&L Flag** | **Borrower 1 P&L Prepared By** | **Borrower 1 P&L Number of Months** | **Borrower 2 P&L Flag** | **Borrower 2 P&L Prepared By** | **Borrower 2 P&L Number of Months** | **Borrower 3 P&L Flag** | **Borrower 3 P&L Prepared By** | **Borrower 3 P&L Number of Months** | **Borrower 4 P&L Flag** | **Borrower 4 P&L Prepared By** | **Borrower 4 P&L Number of Months** | **Borrower 1 Lease Agreement Flag** | **Borrower 1 Lease Agreement Number of Months** | **Borrower 2 Lease Agreement Flag** | **Borrower 2 Lease Agreement Number of Months** | **Borrower 3 Lease Agreement Flag** | **Borrower 3 Lease Agreement Number of Months** | **Borrower 4 Lease Agreement Flag** | **Borrower 4 Lease Agreement Number of Months** | **Equity Income Flag** | **Equity Income Amount** | **Equity Income Number of Months** | **Cross Collateralized Loan?** | **Is the Loan a Short-Term Rental?** | **DSCR with Rent Schedule Flag** | **DSCR with Rent Schedule Income Amount** | **DSCR with Lease Agreement Flag** | **DSCR with Lease Agreement Income Amount** | **DSCR %** | **DSCR Method Used** | **Borrower 1 CPA Letter with Income Flag** | **Borrower 1 CPA Letter with Income Number of Months** | **Borrower 1 CPA Letter without Income Flag** | **Borrower 1 CPA Letter without Income Number of Months** | **Borrower 2 CPA Letter with Income Flag** | **Borrower 2 CPA Letter with Income Number of Months** | **Borrower 2 CPA Letter without Income Flag** | **Borrower 2 CPA Letter without Income Number of Months** | **Borrower 3 CPA Letter with Income Flag** | **Borrower 3 CPA Letter with Income Number of Months** | **Borrower 3 CPA Letter without Income Flag** | **Borrower 3 CPA Letter without Income Number of Months** | **Borrower 4 CPA Letter with Income Flag** | **Borrower 4 CPA Letter with Income Number of Months** | **Borrower 4 CPA Letter without Income Flag** | **Borrower 4 CPA Letter without Income Number of Months** | **Borrower 1 Personal Bank Statements Flag** | **Borrower 1 Personal Bank Statements Number of Months** | **Borrower 2 Personal Bank Statements Flag** | **Borrower 2 Personal Bank Statements Number of Months** | **Borrower 3 Personal Bank Statements Flag** | **Borrower 3 Personal Bank Statements Number of Months** | **Borrower 4 Personal Bank Statements Flag** | **Borrower 4 Personal Bank Statements Number of Months** | **Borrower 1 Business Bank Statements Flag** | **Borrower 1 Business Bank Statements Number of Months** | **Borrower 2 Business Bank Statements Flag** | **Borrower 2 Business Bank Statements Number of Months** | **Borrower 3 Business Bank Statements Flag** | **Borrower 3 Business Bank Statements Number of Months** | **Borrower 4 Business Bank Statements Flag** | **Borrower 4 Business Bank Statements Number of Months** | **Borrower 1 Award Letter Flag** | **Borrower 1 Award Letter Number of Months** | **Borrower 2 Award Letter Flag** | **Borrower 2 Award Letter Number of Months** | **Borrower 3 Award Letter Flag** | **Borrower 3 Award Letter Number of Months** | **Borrower 4 Award Letter Flag** | **Borrower 4 Award Letter Number of Months** | **Borrower 1 Offer Letter Flag** | **Borrower 1 Offer Letter Number of Months** | **Borrower 2 Offer Letter Flag** | **Borrower 2 Offer Letter Number of Months** | **Borrower 3 Offer Letter Flag** | **Borrower 3 Offer Letter Number of Months** | **Borrower 4 Offer Letter Flag** | **Borrower 4 Offer Letter Number of Months** | **Borrower 1 IRS Transcripts - Tax Returns Flag** | **Borrower 1 IRS Transcripts - Tax Returns Number of Months** | **Borrower 1 IRS Transcripts - W2s Flag** | **Borrower 1 IRS Transcripts - W2s Number of Months** | **Borrower 2 IRS Transcripts - Tax Returns Flag** | **Borrower 2 IRS Transcripts - Tax Returns Number of Months** | **Borrower 2 IRS Transcripts - W2s Flag** | **Borrower 2 IRS Transcripts - W2s Number of Months** | **Borrower 3 IRS Transcripts - Tax Returns Flag** | **Borrower 3 IRS Transcripts - Tax Returns Number of Months** | **Borrower 3 IRS Transcripts - W2s Flag** | **Borrower 3 IRS Transcripts - W2s Number of Months** | **Borrower 4 IRS Transcripts - Tax Returns Flag** | **Borrower 4 IRS Transcripts - Tax Returns Number of Months** | **Borrower 4 IRS Transcripts - W2s Flag** | **Borrower 4 IRS Transcripts - W2s Number of Months** | **Borrower 1 Income Doc Type Summary** | **Borrower 2 Income Doc Type Summary** | **Borrower 3 Income Doc Type Summary** | **Borrower 4 Income Doc Type Summary** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 4 Documentation Used to Determine Legal Residency** |
| 6480527 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | U.S. Citizen | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 4%, 3%, of Amt PPD if Amt PPD in 12 months is > 20% of OPB | (No Data) | Yes | Yes | 1 | 7.2500 | No | No | 4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -11624.96 | (No Data) | 0 | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 2400.00 | No | (No Data) | 1.3447 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6446738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 8.3508 | No | No | 0.886 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 43.54 | 43.54 | 43.54 | 43.54 | 43.54 | 43.54 | No | No | (No Data) | 10647.85 | (No Data) | 0 | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | Other | 31 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Written VOE - 31 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6446750 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 4%, 3%, 2%, 1%, 1% of Amt PPD if Amt PPD within 12 months > 20% OPB | (No Data) | Yes | Yes | 1 | 7.7501 | No | No | 4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5330.3 | (No Data) | 0 | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1700.00 | No | (No Data) | 1.3576 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6460516 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 4%, 3%, 2%, 1% of amount prepaid in years 1-4 | (No Data) | Yes | Yes | 1 | 8.3750 | No | No | 4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -7661.37 | (No Data) | 0 | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1300.00 | No | (No Data) | 1.1970 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6447012 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 4%, 3%, 2%, 1%, 1% of Amt PPD if Amt PPD within 12 months > 20% OPB | (No Data) | Yes | Yes | 1 | 7.5000 | No | No | 4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6377.04 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 6500.00 | No | (No Data) | 1.0036 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6480554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | Permanent Resident Alien | (No Data) | (No Data) | Investor | SFR-Attached | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 9.2500 | No | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 45.32 | 0 | 45.32 | 45.32 | 45.32 | (No Data) | (No Data) | (No Data) | 13870.07 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | CPA | 21 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter without Income - 24 months;<br> Lease Agreement - 12 months;<br> P & L - 21 months | (No Data) | (No Data) | (No Data) | Green Card | (No Data) | (No Data) | (No Data) |
| 6447045 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | High Rise Condo (9+) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | (No Data) | No | Yes | 1 | 7.3750 | No | No | 2.4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6542.95 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | Yes | 1725.00 | 1.0908 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/lease agreement - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6460537 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 4%, 3%, 2%, 1%, 1% of Amt PPD if Amt PPD within 12 months > 20% OPB | (No Data) | Yes | Yes | 1 | 9.5000 | No | No | 4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1175.96 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 1250.00 | No | (No Data) | 1.0630 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6460559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | U.S. Citizen | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 4%, 3%, 2%, 1%, 1% of Amt PPD if Amt PPD within 12 months > 20% OPB | (No Data) | Yes | Yes | 1 | 9.1250 | No | No | 4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5477.01 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 2612.00 | No | (No Data) | 0.9491 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6460568 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 8.9126 | Yes | Yes | 3.15 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 40.13 | 40.13 | 40.13 | 40.13 | 40.13 | 40.13 | No | No | (No Data) | 13857.79 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | Tax Preparer | 20 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter without Income - 24 months;<br> P & L - 20 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6460581 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | Non-Resident Alien | (No Data) | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 4%, 3%, 2%, 1%, 1% of Amt PPD if Amt PPD within 12 months > 20% OPB | (No Data) | Yes | Yes | 1 | 8.8750 | No | No | 4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1682.32 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 2265.00 | No | (No Data) | 1.3464 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6477375 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 9.8750 | No | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2545.45 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 2500.00 | No | (No Data) | 1.1279 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6480609 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 9.6590 | No | No | 3.131 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.53 | 48.53 | 48.53 | 48.53 | 48.53 | 48.53 | No | No | (No Data) | 5159.18 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | Tax Preparer | 22 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter without Income - 24 months;<br> P & L - 22 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6480631 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 9.3382 | No | No | 3.989 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.98 | 49.98 | 49.98 | 49.98 | 49.98 | 49.98 | No | No | (No Data) | 3232.38 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6447384 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | Non-Permanent Resident Alien | (No Data) | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 4%, 3%, 2%, 1% of amount prepaid in years 1-4 | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2266.88 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | Yes | 1900.00 | No | (No Data) | 0.9463 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | Employment Authorization Document | (No Data) | (No Data) | (No Data) |
| 6447389 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | Permanent Resident Alien | Permanent Resident Alien | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 4%, 3%, 2%, 1%, 1% of Amt PPD if Amt PPD within 12 months > 20% OPB | (No Data) | Yes | Yes | 1 | 8.1250 | No | No | 4 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4004.82 | (No Data) | 0 | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 2300.00 | No | (No Data) | 0.9701 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6447434 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | No | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | U.S. Citizen | (No Data) | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.6088 | Yes | Yes | 1.861 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 26.77 | 26.77 | 26.77 | 26.77 | 26.77 | 26.77 | No | No | (No Data) | 8689.98 | No | 0 | (No Data) | No | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | Borrower | 12 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | No | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months;<br> P & L - 12 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986398 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | U.S. Citizen | U.S. Citizen | No | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | No | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 9.5646 | Yes | Yes | 3.988 | 5.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34.08 | 33.98 | 34.08 | 33.98 | 33.98 | 33.98 | Yes | Yes | Yes | 2485.78 | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 1 months;<br> Personal Tax Return - 24 months | Award Letter - 1 months;<br> Personal Tax Return - 24 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986411 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | Non-Resident Alien | (No Data) | No | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.5443 | Yes | Yes | 3.382 | 5.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 16.11 | 16.52 | 16.11 | 16.52 | 16.52 | 16.52 | Yes | Yes | Yes | 4398.96 | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter with Income - 1 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986413 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | Non-Resident Alien | (No Data) | No | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.1691 | No | No | 3.992 | 5.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 46.69 | 46.69 | 46.69 | 46.69 | 46.69 | 46.69 | Yes | Yes | Yes | 2217.57 | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | (No Data) | 24 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986422 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | Non-Resident Alien | (No Data) | No | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.8600 | No | No | 2.308 | 5.000 | No | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 46.34 | 46.34 | 46.34 | 46.34 | 46.34 | 46.34 | Yes | Yes | Yes | 2032.22 | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 3 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 3 months;<br> Personal Tax Return - 24 months;<br> Verbal VOE with Income - 1 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986428 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Not Applicable | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | No | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.3772 | Yes | No | 4.668 | (No Data) | (No Data) | (No Data) | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 31.52 | 0 | 31.52 | 31.52 | 31.52 | (No Data) | (No Data) | (No Data) | 8185.24 | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 0 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Verbal VOE with Income - 0 months;<br> W2 - 2 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986431 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | Non-Resident Alien | (No Data) | No | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.1702 | No | No | 2.596 | 5.130 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 43.99 | 43.99 | 43.99 | 43.99 | 43.99 | 43.99 | Yes | Yes | Yes | 4262.01 | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | (No Data) | 26 | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> Verbal VOE with Income - 1 months;<br> Written VOE - 26 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986446 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Not Applicable | (No Data) | (No Data) | (No Data) | XXXXXX | Permanent Resident Alien | (No Data) | No | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.6250 | Yes | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 30.44 | 0 | 30.44 | 30.44 | 30.44 | (No Data) | (No Data) | (No Data) | 6251.01 | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986447 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors | (No Data) | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | U.S. Citizen | (No Data) | No | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.9067 | No | No | 1.499 | 5.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.93 | 48.9 | 48.93 | 48.9 | 48.9 | 48.9 | Yes | Yes | Yes | 8922.81 | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 0 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter with Income - 0 months;<br> Personal Bank Statements - 24 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986458 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Not Applicable | (No Data) | (No Data) | (No Data) | XXXXXX | Permanent Resident Alien | (No Data) | No | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.1251 | Yes | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 35.61 | 0 | 35.61 | 35.61 | 35.68 | (No Data) | (No Data) | (No Data) | 4638.78 | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986465 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Not Applicable | (No Data) | (No Data) | (No Data) | XXXXXX | U.S. Citizen | (No Data) | No | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.8751 | Yes | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 10.95 | 0 | 10.95 | 10.95 | 10.95 | (No Data) | (No Data) | (No Data) | 9716.29 | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986557 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | Permanent Resident Alien | (No Data) | No | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.3750 | No | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1118.53 | (No Data) | 0 | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | Yes | 2925.00 | No | (No Data) | 2.6150 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 6986558 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt | (No Data) | (No Data) | (No Data) | XXXXXX | Permanent Resident Alien | (No Data) | No | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.3750 | No | No | 0 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1128.13 | (No Data) | 0 | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | No | (No Data) | Yes | 1995.00 | 1.7684 | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/lease agreement - 0 months | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |

---

<br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.2

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.2 - Schedule 6**

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | MSRM 2025-SPL1 |
| **Start - End Dates:** | 11/9/2015 - 12/30/2022 |
| **Deal Loan Count:** | 29 |
| **Valuations Summary** |  |
| *Loans in Report:* | *19* |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  |  |  |  |  | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS Information** |
| **Loan Number** | **Seller Loan Number** | **Original Balance** | **Sales Price** | **Value For LTV** | **Appraised Date** | **Appraised Value** | **Appraisal Form** | **AVM Vendor Name** | **Confidence Score** | **Review Date** | **Review Value** | **Variance Amount** | **Variance %** | **Review Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **AVM Vendor Name** | **AVM FSD** | **Confidence Score** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Report Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Other - Valuation Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **CU / LCA Score** |
| 6480527 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| 6446738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 6446750 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Desk |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 6460516 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| 6447012 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 4.85% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 6480554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| 6447045 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| 6460537 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| 6460559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| 6460568 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Field Review |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 6460581 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 6477375 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |
| 6480609 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 6480631 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 6447384 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Desk |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 6447389 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Desk |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 6447434 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Desk |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| 6986557 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 54.59% | XXXXXX | 0.000 | 50.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 6986558 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 58.25% | XXXXXX | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |

---

## Exhibit 99.2

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.2 - Schedule 7**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Client Name:** | | |  |  |
| **Client Project Name:** | **MSRM 2025-SPL1** | **MSRM 2025-SPL1** |  |  |
| **Start - End Dates:** | **11/9/2015 - 12/30/2022** | **11/9/2015 - 12/30/2022** |  |  |
| **Deal Loan Count:** | **29** | **29** |  |  |
| **Waived Conditions Summary** | **Waived Conditions Summary** | **Waived Conditions Summary** | **Waived Conditions Summary** | **Waived Conditions Summary** |
| **Review Scope** | **Category** | **Code** | **Description** | **Count** |
| Credit | Credit/Mtg History | CRDCRMH3000 | # of Tradelines Does Not Meet Guideline Requirements | 1 |
| **Total** |  |  |  | **1** |
| <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

## Exhibit 99.3

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.3**

---

| | |
|:---|:---|
| ![](ex993001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

**EXECUTIVE SUMMARY**

Third Party Due Diligence Review

**September 15, 2025**

***MRSM 2025-SPL1(A)***

Overview

Consolidated Analytics, Inc. a third-party due diligence provider, performed the review described below on behalf of its client, Morgan Stanley Mortgage Capital Holdings and/or one of its affiliates. The review included a total of 7 business purpose, residential mortgage loans, in connection with the securitization identified as MRSM 2025-SPL1(A) (the "Securitization"). The review began on July of 2021, and concluded May of 2023.

Scope of Review

**Credit Review**

Consolidated Analytics performed a "Credit Review" to assess conformity with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;**(a)** **Credit Documentation:** A review of the documentation underlying the credit decision was performed
 to determine sufficiency for consideration in the Credit Review. The Credit Documentation
 review consisted of the following:

○ **Loan Application:** Complete loan application is present in the loan file for all borrowers/guarantors,

○ **Credit Report:** Credit Report in file for all borrowers and meets guideline seasoning requirements and contains OFAC clearance

○ **Income Documentation / Lease Agreements:** Confirmation of the presence of income documentation in the loan file when required by lender or Client specified underwriting guidelines. For rental properties where existing leases are required to be verified, verify their presence and sufficiency for purpose based on underwriting guideline standards.

○ **Asset Documentation:** Confirmation of presence of asset documentation requirements relative to loan type and guideline requirements for verification of closing funds and reserves.

○ **Borrower/Guarantor Identification:** Verify that the file contains a copy of a government issued identification verification for each borrower (i.e. driver's license, state ID, passport)

○ **Insurance Certificate:** Verify that the loan file contains a copy of the hazard insurance certificate for the subject property and that flood insurance is also documented when required.

○ **Property Valuation:** Confirm the presence of a complete appraisal report and supporting secondary independent estimate of value

○ **Commercial Borrower Organizing Documentation:** Confirm the presence an Operating Agreement, Bylaws, related amendments and filings or other organizing and operating documentation relative to the commercial borrower entity.

○ **Articles of Incorporation/Certificate of Formation:** Confirm that each loan file contains a copy of the Articles of Incorporation establishing registration within the state of operation.

![](ex993002.jpg)

---

| | |
|:---|:---|
| ![](ex993001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

○ **Certificate of Good Standing:** Confirm that each borrowing entity is active in the state of registration by confirming the presence of a web print out or certification of good standing for the state is in the file.

○ **Borrower Authority / Consent of Members:** Confirm that the loan file contains evidence that the individual executing the loan agreements has been signing authority on behalf of the borrowing entity.

&nbsp;&nbsp;&nbsp;&nbsp;**(b)** **Legal Documentation:** A review of the documentation required to secure the lender's
 interest in the loan and the borrower(s)' obligations thereunder was conducted
 with the purpose of validating their presence in the mortgage loan file and sufficiency
 of execution:

○ **Note/Loan Agreement/Security Instrument/Extension:** Verification of the presence of the note, loan agreement or security instrument as applicable and that the agreement is properly executed by all parties. Confirm that all applicable allonges or addenda to the note are evidenced in the loan file and duly executed by all responsible parties. If the subject loan has reached or is nearing maturity confirm that an extension agreement is present and duly executed by all required parties

○ **Mortgage/Deed of Trust/Assignment of Rents:** Verify that a mortgage or deed of trust is in file and is duly executed and notarized and that it contains all applicable riders including an assignment of rents.

○ **Power of Attorney:** If closing docs are executed by a POA confirm that the POA complies with all applicable underwriting and legal requirements including those for timing, form, authority and execution.

○ **Personal Guaranty:** Verify that the requisite individual ownership percentage of a commercial entity borrower as stipulated within Client or lender underwriting guidelines has provided a personal guaranty for the loan.

○ **Affidavit of Commercial Purpose/Occupancy Certification:** Verify that each file contains a borrower statement verifying that the loan is for commercial purpose and that the subject property will not be owner occupied.

○ **Title Policy:** Confirmation that the file contains evidence of title insurance and that the title is free from material defects that could affect lien position.

○ **Deed for Conveyance of Title:** Confirm that the applicable Grant or Warranty Deed is evidenced in the loan file and properly conveys interest in the subject property

○ **Purchase Contract:** If applicable, confirm the presence of a valid and executed Purchase and Sale Agreement along with any counter offers and modified terms of sale

○ **Settlement Statement:** As applicable based on loan type and origination date, confirm the presence of a final settlement statement in the mortgage loan file

&nbsp;&nbsp;&nbsp;&nbsp;**(c)** **Guidelines:** The underwriting guidelines as specified by Client served as the criteria under which
 each loan qualification review took place. Qualification criteria includes:

○ **Borrower/Guarantor Eligibility:** Review each borrower to ensure that they meet eligibility requirements of underwriting guidelines

○ **Assets:** Validate that the mortgage loan file contains adequately qualified verification of assets to meet underwriting standards

○ **Debt-Service Coverage Ratios "DSCR":** Calculate the debt-service coverage ratio to ensure it meets minimum guideline standards

○ **Credit History:** Review the borrower credit reports and any supplemental credit history documentation to verify whether the borrower met guideline requirements.

![](ex993002.jpg)

---

| | |
|:---|:---|
| ![](ex993001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

○ **Credit Scores:** Review each borrower/guarantor credit report to validate that the credit score used in qualification is accurate and whether it meets minimum loan qualification and underwriting standards as specified in the underwriting guidelines.

○ **Occupancy:** Confirm that the occupancy of the subject property used for qualification of the loan is accurate and compliant with guideline requirements. Confirm that the borrower has executed an affidavit of commercial/business purpose and that no other documentation that shows the subject property might be a primary residence.

○ **Loan-to-Value Ratios:** Recalculate the Loan-to-Value Ratio utilizing the Purchase Contract, Property Valuations and/or Loan Agreements to determine whether initial, as-is and as-repaired LTV and CLTV meet loan qualification and underwriting guideline standards based on the calculation methods set forth in underwriting guidelines.

○ **Insurance:** Confirm the adequacy of hazard insurance coverage and that premiums are included in PITI calculations. If required based on flood **zone**, confirm the presence and adequacy of flood insurance coverage and that premiums are included in PITI calculations.

○ **Compensating Factors:** Review and validate any compensating factors used in the qualification of the loan and in consideration of loan level underwriting guideline exceptions.

○ **Letters of Explanation:** Confirm the presence of Letters of Explanation (LOX) where required per underwriting guidelines and that each such LOX adequately addresses the eligibility scenario under question.

○ **Exception Approvals:** Confirm that any exceptions to underwriting guidelines and/or investor guideline overlays were fully documented, properly approved, and supported.

○ **Misrepresentation / Fraud Review:** Validate that an independent third-party fraud report was obtained for each guarantor when required by underwriting guidelines and that red flags on third party fraud reports have been reviewed.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 the original appraisal and all additional property valuation documentation to determine
 whether source, format and type meet program and guideline eligibility requirements.

&nbsp;&nbsp;&nbsp;&nbsp;b. Confirm
 that the property type is an eligible property type per program standards and underwriting
 guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;c. Confirm
 as applicable that and independent supplemental third-party valuation was received and
 is within allowable tolerance of the original qualifying value.

&nbsp;&nbsp;&nbsp;&nbsp;d. Assess
 rental income schedules.

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm
 that property standards conform to underwriting guidelines requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f. Determine
 whether the property is completely constructed and the appraisal is on an "as is
 basis," or property is identified as not completely constructed by originating
 appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review
 and determine whether the appraisal was performed on appropriate form and whether the
 appraiser indicated in the body of the conformity to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review
 property for functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Where
 applicable, determine if the file did not contain the appraisal or other valuation method
 and a review could not be performed.

![](ex993002.jpg)

---

| | |
|:---|:---|
| ![](ex993001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

Consolidated Analytics applied a cascade methodology to determine if the original appraised value total was reasonably supported when compared to an independent third-party valuation product. For loans reviewed in a post-close valuation review (7 loans consisting of 7 individual properties), the origination value was based the following products:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Primary Valuation Product** | **Count** |
| &nbsp;&nbsp;1004 | 6 |
| &nbsp;&nbsp;1025 | 1 |
| &nbsp;&nbsp;**Totals:** | 7 |

---

7 properties were supported by a Desk Review

In summary the final secondary property valuation by product is as follows:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Secondary Valuation Product** | &nbsp;&nbsp;**Count** |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;**Totals:** | &nbsp;&nbsp;**19** |

---

Loan level Valuation Grades are based on the cumulative total of origination appraised values for an individual loan compared to the cumulative total of the secondary valuation products. Loans where the cumulative secondary valuation had a negative variance equal to or greater than 10% of the origination appraised value total were provided a Valuation Grade of "C".

Of the 7 loans reviewed, 7 are single property loans.

![](ex993002.jpg)

---

| | |
|:---|:---|
| ![](ex993001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

Summary of Results

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Overall Grades** |  |  |  |
| &nbsp;&nbsp;Grade | &nbsp;&nbsp;Number of Mortgage Loans | &nbsp;&nbsp;% of Mortgage Loans (by loan count) | &nbsp;&nbsp;Original Principal Balance |
| &nbsp;&nbsp;A | &nbsp;&nbsp;2 | &nbsp;&nbsp;28.57% | &nbsp;&nbsp;$323400.00 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;71.43% | &nbsp;&nbsp;$648400.00 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$- |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$- |
| &nbsp;&nbsp;**Credit Grades** |  |  |  |
| &nbsp;&nbsp;Grade | &nbsp;&nbsp;Number of Mortgage Loans | &nbsp;&nbsp;% of Mortgage Loans (by loan count) | &nbsp;&nbsp;Original Principal Balance |
| &nbsp;&nbsp;A | &nbsp;&nbsp;2 | &nbsp;&nbsp;28.57% | &nbsp;&nbsp; $323400.00 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;71.43% | &nbsp;&nbsp; $648400.00 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |
| &nbsp;&nbsp;**Valuation Grades** |  |  |  |
| &nbsp;&nbsp;Grade | &nbsp;&nbsp;Number of Mortgage Loans | &nbsp;&nbsp;% of Mortgage Loans (by loan count) | &nbsp;&nbsp;Original Principal Balance |
| &nbsp;&nbsp;A | &nbsp;&nbsp;7 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp; $971800.00 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp; $- |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Credit Grade of "B" and a Property Grade of "A" would receive an overall Loan Grade of "B").

![](ex993002.jpg)

---

| | |
|:---|:---|
| ![](ex993001.jpg) | 1 MacArthur Place - Suite 100<br> Santa Ana, CA 92707<br> 800.320.9490<br> ConsolidatedAnalytics.com |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**CATEGORY** | &nbsp;&nbsp;**GRADE** | &nbsp;&nbsp;**FINDING DESCRIPTION** | &nbsp;&nbsp;**COUNT** |
| &nbsp;&nbsp;CREDIT | &nbsp;&nbsp;B | &nbsp;&nbsp;SEASONED CREDIT REPORT | &nbsp;&nbsp;**2** |
| &nbsp;&nbsp;CREDIT | &nbsp;&nbsp;B | &nbsp;&nbsp;MISSING FINAL HUD | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;CREDIT | &nbsp;&nbsp;B | &nbsp;&nbsp;MISSING ASSETS | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;CREDIT | &nbsp;&nbsp;B | &nbsp;&nbsp;MINIMUM CREDIT SCORE | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;CREDIT | &nbsp;&nbsp;B | &nbsp;&nbsp;MINIMUM LIQUIDTY | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;CREDIT | &nbsp;&nbsp;B | &nbsp;&nbsp;DSCR MINIMUM | &nbsp;&nbsp;**1** |
|  |  | &nbsp;&nbsp;***Total Credit B Grade Findings:*** | &nbsp;&nbsp;***7*** |
|  |  | &nbsp;&nbsp;***Total Credit Findings:*** | &nbsp;&nbsp;***7*** |
| &nbsp;&nbsp;**CATEGORY** | &nbsp;&nbsp;**GRADE** | &nbsp;&nbsp;**FINDING DESCRIPTION** | &nbsp;&nbsp;**COUNT** |
| &nbsp;&nbsp;PROPERTY | &nbsp;&nbsp;B |  | &nbsp;&nbsp;***0*** |
|  |  | &nbsp;&nbsp;***Total Property B Grade Findings:*** | &nbsp;&nbsp;***0*** |
|  |  | &nbsp;&nbsp;***Total Property Findings:*** | &nbsp;&nbsp;***0*** |

---

![](ex993002.jpg)

## Exhibit 99.3

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.3 - Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan ID** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** | **Initial Compliance Grade** | **Final Compliance Grade** | **Initial Compliance Grade (DBRS)** | **Initial Compliance Grade (Fitch)** | **Initial Compliance Grade (KBRA)** | **Initial Compliance Grade (Moody's)** | **Initial Compliance Grade (S&P)** | **Final Compliance Grade (DBRS)** | **Final Compliance Grade (Fitch)** | **Final Compliance Grade (KBRA)** | **Final Compliance Grade (Moody's)** | **Final Compliance Grade (S&P)** |
| 9052365 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/19/2021 | WAIVED | XXX | CREDIT | MISSING FINAL HUD | FINAL HUD ON FILE IS FOR THE INITIAL PURCHASE AND NOT FOR THE CURRENT REFINANCE | XX/XX/XXXX: WAIVER UPLOADED | 5/8/2023 | XX/XX/XXXX: WAIVED PER XXX | 5/8/2023 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052364 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/16/2021 | WAIVED | XXX | CREDIT | MISSING ASSETS | MISSING ASSETS, $XXX ADDITONAL ASSETS NEEDED TO COVER FUNDS TO CLOSE AND XXX MONTHS PITIA AS SET FORTH BY XXX UWG. | XX/XX/XXXX: PLEASE WAIVE COMP FACTOR DSCR XXX | 1/18/2022 | XX/XX/XXXX: CLIENT WAIVER ACCEPTED | 1/18/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052365 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/19/2021 | CLEARED | XXX | CREDIT | MISSING BACKGROUND CHECK | MISSING BACKGROUND CHECK FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 11/17/2021 | XX/XX/XXXX: RECEIVED | 11/17/2021 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052365 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/19/2021 | CLEARED | XXX | CREDIT | MISSING BACKGROUND CHECK | MISSING BACKGROUND CHECK FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 11/17/2021 | XX/XX/XXXX: RECEIVED | 11/17/2021 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING ARTICLES OF INCORPORATION | MISSING ARTICLES OF INCORPORATION | XX/XX/XXXX: UPLOADED | 6/24/2022 | XX/XX/XXXX: CLEAR | 6/24/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING BACKGROUND CHECK | MISSING BACKGROUND CHECK FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 6/24/2022 | XX/XX/XXXX: CLEAR | 6/24/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING CREDIT REPORT | MISSING CREDIT REPORT FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 6/24/2022 | XX/XX/XXXX: CLEAR | 6/24/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING GUARANTY | MISSING GUARANTY FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 6/15/2022 | XX/XX/XXXX: RECEIVED | 6/15/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING LEASE(S) | MISSING LEASE(S) FOR PROPERTY: XXX | XX/XX/XXXX: UPLOADED | 6/24/2022 | XX/XX/XXXX: CLEAR | 6/24/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING OPERATING AGREEMENT | MISSING OPERATING AGREEMENT | XX/XX/XXXX: UPLOADED | 6/15/2022 | XX/XX/XXXX: RECEIVED | 6/15/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING SETTLEMENT STATEMENT | MISSING SETTLEMENT STATEMENT IN LOAN FILE | XX/XX/XXXX: UPLOADED | 6/15/2022 | XX/XX/XXXX: RECEIVED | 6/15/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING SETTLEMENT STATEMENT | MISSING SETTLEMENT STATEMENT | XX/XX/XXXX: UPLOADED | 6/15/2022 | XX/XX/XXXX: RECEIVED | 6/15/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING ASSIGNMENT OF RENTS | MISSING ASSIGNMENT OF RENTS IN LOAN FILE | XX/XX/XXXX: UPLOADED | 3/4/2022 | XX/XX/XXXX: RECEIVED | 3/4/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING EXECUTED DOCS | MISSING EXECUTED DOCS/CLOSING PACKAGE/FUNDING PACKAGE | XX/XX/XXXX: UPLOADED | 3/4/2022 | XX/XX/XXXX: RECEIVED | 3/4/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING MORTGAGE | MISSING MORTGAGE IN LOAN FILE | XX/XX/XXXX: UPLOADED | 3/4/2022 | XX/XX/XXXX: RECEIVED | 3/4/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | MISSING NOTE | MISSING NOTE IN LOAN FILE | XX/XX/XXXX: UPLOADED | 3/4/2022 | XX/XX/XXXX: RECEIVED | 3/4/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING AFFIDAVIT OF OCCUPANCY | MISSING AFFIDAVIT OF OCCUPANCY | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING ASSIGNMENT OF RENTS | MISSING ASSIGNMENT OF RENTS | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING BACKGROUND CHECK | MISSING BACKGROUND CHECK FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING BACKGROUND CHECK | MISSING BACKGROUND CHECK FOR GUARANTOR 2: XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING CERTIFICATE OF BUSINESS PURPOSE | MISSING CERTIFICATE OF BUSINESS PURPOSE | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING CREDIT REPORT | MISSING CREDIT REPORT FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING CREDIT REPORT | MISSING CREDIT REPORT FOR GUARANTOR 2: XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING GAURANTY | MISSING GAURANTY FOR GUARANTOR 2: XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING GUARANTY | MISSING GUARANTY FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING IDENTIFICATION | MISSING IDENTIFICATION FOR GUARANTOR 1: XXX | XX/XX/XXXX:RUPLOADED | 6/15/2022 | XX/XX/XXXX:RECEIVED | 6/15/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING IDENTIFICATION | MISSING IDENTIFICATION FOR GUARANTOR 2: XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING NOTE | MISSING COPY OF THE PROMISSORY NOTE | XX/XX/XXXX:RUPLOADED | 5/6/2022 | XX/XX/XXXX:RECEIVED | 5/6/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052361 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING AFFIDAVIT OF OCCUPANCY | MISSING AFFIDAVIT OF OCCUPANCY | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052361 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING ASSIGNMENT OF RENTS | MISSING ASSIGNMENT OF RENTS | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052361 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING BACKGROUND CHECK | MISSING BACKGROUND CHECK FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052361 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING CERTIFICATE OF BUSINESS PURPOSE | MISSING CERTIFICATE OF BUSINESS PURPOSE | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052361 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING OPERATING AGREEMENT | MISSING COPY OF OPERATING AGREEMENT IN LOAN FILE | XX/XX/XXXX: SOLE MEMBER NOT REQUIRED | 12/22/2021 | XX/XX/XXXX: RESPONSE ACCEPTED | 12/22/2021 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052361 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING CREDIT REPORT | MISSING CREDIT REPORT FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052361 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING GUARANTY | MISSING GUARANTY FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052361 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING IDENTIFICATION | MISSING IDENTIFICATION FOR GUARANTOR 1: XXX | XX/XX/XXXX:RUPLOADED | 6/15/2022 | XX/XX/XXXX:RECEIVED | 6/15/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052361 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MISSING NOTE | MISSING COPY OF THE PROMISSORY NOTE | XX/XX/XXXX:RUPLOADED | 5/6/2022 | XX/XX/XXXX:RECEIVED | 5/6/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052364 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/16/2021 | CLEARED | XXX | CREDIT | MISSING BACKGROUND REPORT | MISSING BACKGROUND REPORT FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 1/14/2022 | XX/XX/XXXX: RECEIVED | 1/14/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052364 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/16/2021 | CLEARED | XXX | CREDIT | MISSING CERT OF GOOD STANDING | MISSING CERT OF GOOD STANDING | XX/XX/XXXX: UPLOADED | 1/17/2022 | XX/XX/XXXX: RECEIVED | 1/17/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052364 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/16/2021 | CLEARED | XXX | CREDIT | MISSING CREDIT REPORT | MISSING CREDIT REPORT FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 1/14/2022 | XX/XX/XXXX: RECEIVED | 1/14/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052364 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/16/2021 | CLEARED | XXX | CREDIT | MISSING ID | MISSING ID FOR GUARANTOR 1: XXX | XX/XX/XXXX: UPLOADED | 1/14/2022 | XX/XX/XXXX: RECEIVED | 1/14/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052364 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/16/2021 | CLEARED | XXX | CREDIT | MISSING ID | MISSING ID FOR GUARANTOR 2: XXX | XX/XX/XXXX: UPLOADED | 1/14/2022 | XX/XX/XXXX: RECEIVED | 1/14/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052364 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/16/2021 | CLEARED | XXX | CREDIT | MISSING SETTLEMENT STATEMENT | MISSING SETTLEMENT STATEMENT | XX/XX/XXXX: UPLOADED | 1/17/2022 | XX/XX/XXXX: RECEIVED | 1/17/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | WAIVED | XXX | CREDIT | MINIMUM CREDIT SCORE | AUDIT CREDIT SCORE OF XXX < XXX MINIMUM CREDIT SCORE | XX/XX/XXXX: PLEASE WAIVE EXPERIENCE | 7/6/2022 | XX/XX/XXXX: WAIVED | 7/6/2022 | D B C A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052367 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 6/11/2021 | WAIVED | XXX | CREDIT | MINIMUM LIQUIDTY | $XXX TOTAL VERIFIED ASSETS ARE $XXX LESS THAN THE MINIMUM REQUIRED TO COVER CLOSING COSTS AND REQUIRED PITIA RESERVES AS PER XXX GUIDELINES | XX/XX/XXXX: PLEASE WAIVE DSCR | 6/9/2022 | XX/XX/XXXX: CLIENT WAIVER ACCEPTED | 6/9/2022 | C B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052358 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 7/12/2021 | WAIVED | XXX | CREDIT | DSCR MINIMUM | UNDERWRITTENDSCR\|LOAN HAS DSCR THAT IS LESS THAN THE MINIMUM ALLOWABLE RATIO OF XXX FOR THIS CASE. THE UNDERWRITTEN DSCR IS CURRENTLY CALCULATED AT XXX AS PER XXX UWG | XX/XX/XXXX: PLEASE WAIVE LTV FICO | 5/19/2022 | XX/XX/XXXX: CLIENT WAIVER ACCEPTED | 5/19/2022 | C B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052358 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 7/12/2021 | WAIVED | XXX | CREDIT | SEASON CREDIT REPORT | SEASON CREDIT REPORT FOR G1: XXX PLEASE UPLOAD A CREDIT REPORT FROM AT MOST XXX DAYS FROM CLOSING AS PER XXX UWG | XX/XX/XXXX: PLEASE WAIVE LTV FICO | 5/19/2022 | XX/XX/XXXX: CLIENT WAIVER ACCEPTED | 5/19/2022 | C B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052364 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/16/2021 | WAIVED | XXX | CREDIT | SEASONED CREDIT REPORT | CREDIT REPORT SEASONED XXX DAYS. XXX DAYS MAXIMUM SEASONING ALLOWED PER XXX UWG. | XX/XX/XXXX: PLEASE WAIVE DSCR | 6/9/2022 | XX/XX/XXXX: CLIENT WAIVER ACCEPTED | 6/9/2022 | D B C A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052365 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/19/2021 | CLEARED | XXX | CREDIT | MINIMUM CREDIT SCORE | CREDITSCORE\|LOAN'S FICO IS LESS THAN THE MINIMUM ALLOWABLE CREDIT SCORE OF XXX FOR THIS CASE. | XX/XX/XXXX: PLEASE WAIVE DSCR XXX LTV 65% | 4/7/2022 | XX/XX/XXXX: CLIENT WAIVER ACCEPTED | 4/7/2022 | D B C A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | CREDIT | DSCR MINIMUM | UNDERWRITTENDSCR\|PROPERTY HAS DSCR THAT IS LESS THAN THE MINIMUM ALLOWABLE RATIO OF XXX FOR THIS CASE. THE UNDERWRITTEN DSCR IS CURRENTLY CALCULATED AT XXX, PLEASE UPLOAD SOME FORM OF VERIFIABLE RENT SOURCE TO RESOLVE THIS FINDING. | XX/XX/XXXX: UPLOADED | 6/24/2022 | XX/XX/XXXX: CLEAR | 6/24/2022 | D B C A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052367 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 6/11/2021 | CLEARED | XXX | CREDIT | LTV MAXIMUM | THE AUDIT LTV OF 0.88 EXCEEDS THE LTV MAXIMUM OF XXX SET FORTH BY THE XXX UNDERWRITING GUIDELINES | XX/XX/XXXX: UPLOADED | 5/3/2022 | XX/XX/XXXX: NEW XXX AND GUIDES CLEAR | 5/3/2022 | C B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | CREDIT | MINIMUM LIQUIDITY | VERIFIED ASSETS OF $XXX DO NOT MEET THE MINIMUM LIQUIDITY $XXX REQUIREMENTS TO COVER FUNDS TO CLOSE AND PITIA RESERVE REQUIREMENTS. PLEASE PROVIDE ADDITIONAL VERIFIABLE ASSETS OF $XXX | XX/XX/XXXX: UPLOADED | 6/28/2022 | XX/XX/XXXX: RECIEVED | 6/28/2022 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052365 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/19/2021 | CLEAR | XXX | PROPERTY | MISSING APPRAISAL DESK REVIEW | MISSING APPRAISAL DESK REVIEW FOR PROPERTY: XXX | XX/XX/XXXX: UPLOADED | 11/23/2021 | XX/XX/XXXX:RECEIVED | 11/23/2021 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | PROPERTY | MISSING APPRAISAL DESK REVIEW | MISSING APPRAISAL DESK REVIEW FOR PROPERTY: XXX | XX/XX/XXXX: UPLOADED | 6/24/2022 | XX/XX/XXXX: CLEAR | 6/24/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | PROPERTY | MISSING FLOOD CERT | MISSING FLOOD CERT FOR PROPERTY: XXX | XX/XX/XXXX: UPLOADED | 7/22/2022 | XX/XX/XXXX: RECEIVED | 7/22/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052363 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/6/2021 | CLEARED | XXX | PROPERTY | MISSING HAZARD INSURANCE | MISSING HAZARD INSURANCE FOR PROPERTY: XXX | XX/XX/XXXX: UPLOADED | 7/22/2022 | XX/XX/XXXX: RECEIVED | 7/22/2022 | D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 9052360 | XXXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: EXEMPT | CLOSED | 8/3/2021 | CLEARED | XXX | PROPERTY | MISSING HAZARD INSURANCE | MISSING HAZARD INSURANCE FOR PROPERTY: XXX | XX/XX/XXXX: UPLOADED | 6/15/2022 | XX/XX/XXXX:RECEIVED | 6/15/2022 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |

---

## Exhibit 99.3

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.3 - Schedule 2**

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Pool ID** | **Alternate Loan Number** | **Original Balance** | **Initial Compliance Grade S&P** | **Initial Compliance Grade Fitch** | **Initial Compliance Grade Moodys** | **Initial Compliance Grade KBRA** | **Initial Compliance Grade DBRS** | **Final Compliance Grade S&P** | **Final Compliance Grade Fitch** | **Final Compliance Grade Moodys** | **Final Compliance Grade KBRA** | **Final Compliance Grade DBRS** |
| 9052358 | XXX | XXXXXX | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| 9052364 | XXX | XXXXXX | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A | N/A B |
| 9052360 | XXX | XXXXXX | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 9052361 | XXX | XXXXXX | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 9052365 | XXX | XXXXXX | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A | N/A B |
| 9052363 | XXX | XXXXXX | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A | N/A B |
| 9052367 | XXX | XXXXXX | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |

---

## Exhibit 99.3

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.3 - Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Pool ID** | **Alternate Loan Number** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV** | **Appraised Date** | **Appraised Value** | **Appraisal Form** | **Secondary Appraised Date** | **Secondary Appraised Value** | **Secondary Review Type** | **Report Date** | **Value** | **Variance Amount** | **Confidence Score** | **Variance %** | **Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance %** | **Valuation Type** | **CU Score** | **R&W Eligible** | **Vendor Name** | **ARLTV** | **CARLTV** | **LTC** |
| 9052358 | XXX | XXXXXX | $XXXXXX | $XXX | $XXX | 70.00% | XX/XX/XXXX | $XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.00% |  | N/A | N/A | XXX |  |  |  |
| 9052364 | XXX | XXXXXX | $XXXXXX | $XXX | $XXX | 75.00% | XX/XX/XXXX | $XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.00% |  | N/A | N/A | XXX |  |  |  |
| 9052360 | XXX | XXXXXX | $XXXXXX | $XXX | $XXX | 68.03% | XX/XX/XXXX | $XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | -9.68% |  | N/A | N/A | XXX |  |  |  |
| 9052361 | XXX | XXXXXX | $XXXXXX | $XXX | $XXX | 75.00% | XX/XX/XXXX | $XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.00% |  | N/A | N/A | XXX |  |  |  |
| 9052365 | XXX | XXXXXX | $XXXXXX | $XXX | $XXX | 65.00% | XX/XX/XXXX | $XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.00% |  | N/A | N/A | XXX |  |  |  |
| 9052363 | XXX | XXXXXX | $XXXXXX | $XXX | $XXX | 60.00% | XX/XX/XXXX | $XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.00% |  | N/A | N/A | XXX |  |  |  |
| 9052367 | XXX | XXXXXX | $XXXXXX | $XXX | $XXX | 88.00% | XX/XX/XXXX | $XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 22.38% |  | N/A | N/A | XXX |  |  |  |

---

## Exhibit 99.3

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.3 - Schedule 4**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **LOAN NUMBER** | **FIELD** | **TAPE DATA** | **CA DATA** | **DISCREPANCY COMMENT** |

---

## Exhibit 99.3

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.3 - Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 |
| **Loan Number** | **ULI** | **Settlement Date** | **QM Type** | **Guideline Name** | **UW Guideline Author** | **UW Guideline Version Date** | **UW Guideline Matrix Name** | **UW Guideline Matrix Date** | **QM Regulation Failures** | **Bedroom Count** | **Approval Status** | **Correspondent Name** | **Pool** | **Application Date** | **Note Date** | **Maturity Date** | **Loan Status** | **Loan Type** | **Product Type** | **Agency ID** | **TRID** | **ARM Hybrid Period** | **Number of Borrowers** | **Borrower 1 First Name** | **Borrower 1 Middle Name** | **Borrower 1 Last Name** | **Borrower 2 First Name** | **Borrower 2 Middle Name** | **Borrower 2 Last Name** | **Borrower 3 First Name** | **Borrower 3 Middle Name** | **Borrower 3 Last Name** | **Borrower 4 First Name** | **Borrower 4 Middle Name** | **Borrower 4 Last Name** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower 1 Job** | **Job Yrs Borrower 1** | **Borrower 2 Job** | **Job Yrs Borrower 2** | **Borrower 3 Job** | **Job Yrs Borrower 3** | **Borrower 4 Job** | **Job Yrs Borrower 4** | **Borrower 1 Occupation** | **Borrower 1 Years In Field** | **Borrower 2 Occupation** | **Borrower 2 Years In Field** | **Borrower 3 Occupation** | **Borrower 3 Years In Field** | **Borrower 4 Occupation** | **Borrower 4 Years In Field** | **Borrower 3 Income Verification Level** | **Borrower 4 Income Verification Level** | **Borrower 3 Employment Verification Level** | **Borrower 4 Employment Verification level** | **Borrower 1 First Time Buyer** | **Borrower 2 First Time Buyer** | **Borrower 3 First Time Buyer** | **Borrower 4 First Time Buyer** | **Representative Decision FICO Score** | **Borrower 3 Original FICO Equifax** | **Borrower 3 Original FICO Experian** | **Borrower 3 Original FICO Transunion** | **Borrower 4 Original FICO Equifax** | **Borrower 4 Original FICO Experian** | **Borrower 4 Original FICO Transunion** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrower 3 Citizenship** | **Borrower 4 Citizenship** | **Documentation Type** | **Delayed Financing Flag** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Business & Personal Bank Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Months of Profit and Loss Statements** | **CPA Letter Flag** | **Expense letter Flag** | **Number of Months CPA Verified Income** | **WVOE Flag** | **Number of Months WVOE** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **1- year Tax Return Flag** | **Years of Tax Transcripts** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Front HTI Ratio** | **Back DTI Ratio** | **Borrower 3 Asset Verification Level** | **Borrower 4 Asset Verification Level** | **Liquid Assets** | **Total Assets** | **Reserves** | **Property Street Address** | **City** | **State** | **County** | **Zip** | **MI Company Name** | **Mortgage Insurance** | **MI Coverage Amount** | **MI Certificate Number** | **Flood Insurance Provided** | **Flood Policy Amount** | **Flood Expiration Date** | **Name of Flood Insurer** | **Flood Policy Number** | **Monthly Flood Payment** | **Flood Coverage Amount** | **Flood Policy Active** | **Flood Coverage Adeq** | **Flood Map Panel** | **Flood Mapped Date** | **Flood Certificate Number** | **Flood Certificate Date** | **Flood Vendor Name** | **Flood Zone** | **Flood Community** | **Flood Contract Type** | **Flood Program Type** | **Hazard Policy Amount** | **Hazard Expiration Date** | **Hazard Insurer Name** | **Hazard Policy Number** | **Hazard Coverage Amount** | **Hazard Coverage Active** | **Hazard Coverage Adeq** | **Times 30 Days DQ on Prior Mortgage** | **Times 60 Days DQ on Prior Mortgage** | **Times 90 Days DQ on Prior Mortgage** | **Prior Bankruptcy Flag** | **Bankruptcy Filing Date** | **Prior Bankruptcy Chapter** | **Prior bankruptcy Discharge Date** | **Ever In Foreclosure** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Origination Lender** | **Late Charge Type** | **Late Charges Percent** | **APR** | **Temporary Buydown Flag** | **T4506 Income Supported** | **Total Subject Housing** | **Original P&I** | **PITI** | **T&I** | **HOA** | **Primary Housing Payment** | **Second Mortgage Payment** | **Months Reserves** | **Other Liens Payment** | **Silent Second Lien Flag** | **Second Lien Amount** | **Lease in Place 1007/Lease in file** | **Market Rents** | **Subject Rental Income** | **Approved DSCR** | **Investment/No Ratio DSCR** | **LLC Flag** | **LLC Name** | **Short Term Rental** | **Declining Market** | **Guarantor** | **Units** | **Borrower SSN** | **Co Borrower SSN** | **Tax Payment** | **Residual Income** | **Times 30 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 60 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 90 Days DQ on 12 Prior Months of Current Mortgage History** | **Condo Project Classification** | **Default Note Rate Provision** | **MERS Number** | **Mailing Address** | **Mailing City** | **Mailing State** | **Mailing Zip Code** | **Guaranty** | **Recourse** | **Cross Collateralized** | **Rent Basis** | **Property Rights** |
| 9052358 |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | XXX | APPROVED |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | CLOSED | DSCR | 5/1 ARM IO |  |  |  | XXX | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | DSCR | NO | NO | NO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | LIFE OF LOAN |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | XXX | XXX | 0 | XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | XXX | PERCENTAGE ONLY | 5.00% |  |  |  | $XXX | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  | YES | $XXX | $XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  | $XXX |  |  |  |  |  | XXX |  |  |  |  |  | PRESENT | XXX% | NO | XXX | Fee Simple |
| 9052364 |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | XXX | APPROVED |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | CLOSED | DSCR | 30 YR FIXED |  |  |  | XXX | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  | XXX |  |  |  |  |  |  | XXX | XXX |  |  | DSCR | NO | NO | NO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | LIFE OF LOAN |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | XXX | XXX | 0 | XXX | XX/XX/XXXX |  |  | XXX | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | PERCENTAGE ONLY | 10.00% |  |  |  | $XXX | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  | YES | $XXX | $XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX | XXX | $XXX |  |  |  |  |  | XXX |  |  |  |  |  | PRESENT | XXX% | NO | XXX | Fee Simple |
| 9052360 |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | XXX | APPROVED |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | CLOSED | DSCR | 30 YR FIXED |  |  |  | XXX | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  | XXX |  |  |  |  |  |  | XXX | XXX |  |  | DSCR | NO | NO | NO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | LIFE OF LOAN |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | XXX | XXX | 0 | XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | XXX | PERCENTAGE ONLY | 10.00% |  |  |  | $XXX | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  | YES | $XXX | $XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX | XXX | $XXX |  |  |  |  |  | XXX |  |  |  |  |  | PRESENT | XXX% | NO | XXX | Fee Simple |
| 9052361 |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | XXX | APPROVED |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | CLOSED | DSCR | 30 YR FIXED |  |  |  | XXX | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | DSCR | NO | NO | NO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | LIFE OF LOAN |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | XXX | XXX | 0 | XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | XXX | PERCENTAGE ONLY | 10.00% |  |  |  | $XXX | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  | YES | $XXX | $XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  | $XXX |  |  |  |  |  | XXX |  |  |  |  |  | PRESENT | XXX% | NO | XXX | Fee Simple |
| 9052365 |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | XXX | APPROVED |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | CLOSED | DSCR | 30 YR FIXED |  |  |  | XXX | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | DSCR | NO | NO | NO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | LIFE OF LOAN |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | XXX | XXX | 0 | XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | XXX | PERCENTAGE ONLY | 10.00% |  |  |  | $XXX | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  | YES | $XXX | $XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  | $XXX |  |  |  |  |  | XXX |  |  |  |  |  | PRESENT | XXX% | NO | XXX | Fee Simple |
| 9052363 |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | XXX | APPROVED |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | CLOSED | DSCR | 30 YR FIXED |  |  |  | XXX | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | DSCR | NO | NO | NO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | LIFE OF LOAN |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | XXX | XXX | 0 | XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | XXX | PERCENTAGE ONLY | 10.00% |  |  |  | $XXX | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  | YES | $XXX | $XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  | $XXX |  |  |  |  |  | XXX |  |  |  |  |  | PRESENT | XXX% | NO | XXX | Fee Simple |
| 9052367 |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | XXX | APPROVED |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | CLOSED | DSCR | 30 YR FIXED |  |  |  | XXX | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | DSCR | NO | NO | NO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | LIFE OF LOAN |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | XXX | XXX | 0 | XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | XXX | PERCENTAGE ONLY | 10.00% |  |  |  | $XXX | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  | YES | $XXX | $XXX | XXX |  | XXX | XXX |  | XXX | XXX | XXX | XXX |  | $XXX |  |  |  |  |  | XXX |  |  |  |  |  | PRESENT | XXX% | NO | XXX | Fee Simple |

---

## Exhibit 99.4

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.4**

![](ex994001.jpg)

Executive Summary

MSRM 2025-SPL1

(1) Type of Assets.

Covius Real Estate Services, LLC ("CRES") performed the due diligence services described below on behalf of SG Capital Partners LLC (the "Client"). The loan was sold to Morgan Stanley Mortgage Capital Holdings LLC (MSMCH) and/or one of its affiliates and the diligence results were provided to MSMCH pursuant to a reliance letter. The loan review was conducted in April 2022.

(2) Number of Assets.

There is 1 asset in the loan population.

(3) Review Process.

The post-closing loan review was graded in accordance with the following NRSRO(s) Third Party Due-Diligence Criteria, in addition to the review grading of "Meets Guidelines" or "Does Not Meet Guidelines":

---

| | |
|:---|:---|
| &nbsp;&nbsp;**NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● US RMBS Rating Methodology, dated December 7, 2023 |
| &nbsp;&nbsp;S&P Global Ratings | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Global Methodology And Assumptions: Assessing Pools Of Residential Loans, Jan. 25, 2019<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Global Methodology And Assumptions: Assessing Pools Of Residential Loans-U.S. And Canada Supplement, Feb 21, 2025 |

---

The post-closing review included a re-underwrite of each borrowers' credit, an analysis of the property valuation, and regulatory compliance testing. Post-closing reviews are underwritten to the applicable lender's or client's underwriting guidelines and credit matrices. The review scope and methodology of these different review areas is discussed in subsequent sections of this document.

(4) Sample size of the assets reviewed.

The due diligence review was conducted on 100% of the loan population and consisted of 1 mortgage loan with an aggregate original principal balance of approximately $450,000. The mortgage loan originated in April 2022 by one correspondent Seller.

(5) Asset Review

In connection with the credit re-underwrite, CRES reviewed all origination documentation to determine conformity to the applicable underwriting guidelines and other regulatory requirements described below, including (if applicable) the Ability to Repay and Qualified Mortgage requirements. Review areas included, but are not limited to:

Page 1 of 8

**Credit Review and Methodology**

**Credit Report**: Analyzed the Borrower's credit report/credit history, confirming that credit scores, liabilities and public records met guideline requirements. Liabilities gathered from the credit report were included in the re-calculation of the debt-to-income ratio as appropriate. In addition the following data was also captured and reviewed to confirm compliance with guideline and ASF reporting requirements: (i) credit report date, (ii) bankruptcy date, (iii) bankruptcy discharge date, (iv) bankruptcy chapter, (v) foreclosure date, (vi) short sell date, (vii) longest trade line (active), (viii) longest trade line balance (active), (ix) months reviewed, (x) number of trade lines, (xi) credit scores, (xii) revolving debts and (xiii) installments debts.

**Loan Application (1003):** Reviewed the Borrower's Loan Application including comparison of initial loan application against the final loan application, or other loan applications found in the file, to identify potential discrepancies. In addition the following data was also captured and reviewed to confirm compliance with guideline and ASF reporting requirements: (i) purpose, (ii) years in primary residence, (iii) number of mortgaged properties (as compared with the credit reports disclosed mortgages), (iv) application date, (v) borrower information (name, date of birth, social security number and number of family members), (vi) borrower's address, (vii) borrower(s)' employment information (including address, years at job, years in field), (vii) monthly income and (ix) citizenship.

**Loan Approval/Exception Form (if applicable):** Reviewed the Lender's approval and Client's exception approval documentation to confirm appropriate risk mitigating factors were present when granting exceptions.

**Sales Contract (if applicable):** Reviewed the sales contract to confirm buyer(s) and seller(s), sales price and property address matches other documents.

**Title:** Reviewed the title policy or commitment to identify possible judgments or other liens that may have existed at origination. In addition, proper vesting and parties (as disclosed on sales contract, note, and deed) were reflected accurately.

**Hazard and Flood Insurance:** Reviewed hazard and flood (if applicable) insurance to ensure policy met the minimum required amount of replacement coverage.

**Leases and Market Rents (DSCR Loans):** Reviewed lease agreements and third-party market rent documents to confirm compliance with Debt-Service-Coverage-Ratio requirements. Note, the documentation that can be used to establish market rents can vary from lender to lender. CRES reviews the market rent source, to ensure compliance with applicable guidelines. In some cases, lenders may not require proof of market rents, if a sourced payment history can be provided along with the lease agreement.

**Assets:** Reviewed (i) bank statements, (ii) verification-of-deposit (VOD) and (iii) stock or security account statements to ensure adequate assets were provided verifying down payment, closing costs and reserves required by the guidelines.

**Guidelines:** Confirmed compliance with applicable underwriting guidelines and determined the qualification of credit and income, assets, property type and usage, LTV/CLTV, and documentation requirements to applicable underwriting guidelines and loan program matrices. Items included, but not limited to: FICO, housing history, bankruptcy and foreclosure seasoning, occupancy, credit grade, loan amounts (minimum and maximum), maximum cash out amount, reserves, residual income, minimum trade lines and debt to service coverage ratio requirements.

Page 2 of 8

Unless otherwise stated in the Lender's or Client's guidelines, Fannie Mae guidelines prevail.

**Property Valuation Review and Methodology**

CRES reviewed the Appraisal for completeness and conformance to industry standards, including requirements set forth in Title XI of FIRREA. The review included both data and description information provided by the appraiser. Review items included: (i) property address and borrower information matches the mortgage note and other critical origination documents, (ii) neighborhood characteristics and housing trends were acceptable and met applicable underwriting guidelines, (iii) site information for zoning compliance and possible adverse site notations reviewed for adverse conditions, FEMA Flood Zone designation matched the Flood Certification, (iv) property type and property description information met applicable underwriting guidelines, (v) comparable sales (sale dates, distance, gross and net adjustments, square footage, and value) met industry standards and were properly bracketed, (vi) comparable size, style, and location were similar to the subject address, (vii) condition of the property was average or better and notable repairs were addressed, (viii) appraisal was made on an "as is" basis or proper evidence of completion was obtained and clearly documented and addressed all "subject to" conditions noted, (ix) subject and comparable photos reviewed to ensure appraisal description information coincides with property pictures and that no visible adverse issues are present that the appraiser did not address, (x) appraisal was completed by a licensed appraiser and (xi) appraisal was completed within the required timing requirements, as disclosed in the applicable underwriting guidelines.

A Fannie Mae Uniform Collateral Data Portal Submission Summary Report with a Collateral Underwriter Risk Score of 2.5 or less or a secondary enhanced desk review product, (such as an ARR from ProTeck or CDA from Clear Capital), from an approved AMC was required on all transactions. In lieu of an enhanced desk review product, a field review or second appraisal from an approved AMC is acceptable. If the Appraisal Review Product value is more than 10% below the appraised value, a second field review or appraisal was required. In certain cases, sellers may include an enhanced desk review product from an approved AMC. All ARR or CDA documentation provided by an approved AMC vendor was recorded by CRES, as an acceptable valuation support option as long as valuations were obtained in accordance with guidelines and through notable AMC vendors. Any loans that did not maintain an enhanced desk review or did not meet the Client's vendor requirements were conditioned and communicated with the Client.

For loans that did not maintain an acceptable enhanced desk review product, CRES ordered an Appraisal Risk Review (ARR) or Collateral Desktop Analysis (CDA) from various Appraisal Management Companies (AMC) for valuation support. All loans outside of a 10% variance from the original appraised value were identified and communicated to the Client.

If material origination valuation discrepancies could not be resolved an exception was created and the applicable NRSROs valuation grade was recorded.

**Compliance Review Methodology**

The reviewed loan was classified as "business purpose". In such cases compliance TILA and Regulation Z requirements were not tested, as the law's provisions do not apply to an extension of credit if primarily for business or a commercial purpose (12 C.F.R. §1026.3(a); 15 U.S.C. § 1603).

Page 3 of 8

Compliance testing was limited to:

● A review of the Note and Mortgage for accuracy.

● Review of Occupancy and Business Purpose Certifications

● State and Federal High Cost and Higher-Priced

● Cook County High-Cost Ordinance

Note that CRES determines the mortgage loan's status under the ATR or QM rule requirements and assigns a proper due diligence mortgage loan designation that is solely based on the documentation available at the time of the review. The reviewed loan was classified as Not Covered/Exempt: Loans that are not covered by the rule.

*The table below contains the TRID eligible breakdown for the loan population:*

 

---

| | | |
|:---|:---|:---|
| | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | &nbsp;&nbsp;&nbsp;**Percentage of Population** |
| &nbsp;&nbsp;**Investment/Business Purpose Loans** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Initial Application Date prior to October 3, 2015** | &nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**CRES Level II TRID Review** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;0.00% |

---

**Document Review**

CRES reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

● Appraisal.

● Asset documentation.

● Business Purpose Certification (if applicable)

● Changed circumstance documentation.

● Credit report.

● FACTA disclosures.

● Final 1003.

● Final HUD-1/Closing Disclosure(s).

● Hazard and/or flood insurance policies.

● HUD from sale of previous residence.

● Homeownership counseling organizations disclosure.

● Income and employment documentation.

● Initial and final GFE's.

● Initial application (1003).

● Initial escrow disclosure.

● Initial TIL.

● Leases

● Loan Estimate(s).

● Market Rent supporting documentation

● Mortgage Insurance.

● Mortgage/Deed of Trust.

● Note.

● Notice of Special Flood Hazards.

● Sales contract.

● Tangible Net Benefit Disclosure.

● Title/Preliminary Title.

● Written List of Service Providers.

Page 4 of 8

(6) Tape Data Compare

CRES compared data fields on the data tape provided by the Client to the data points disclosed on the actual mortgage loan file documents, as captured by CRES. When data was available, the following data elements were compared:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;CLTV | &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;Note Type | &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Doc Level | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Property Zip |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;Loan Term | &nbsp;&nbsp;Original Balance | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;FICO | &nbsp;&nbsp;LTV | &nbsp;&nbsp;P&I Payment | &nbsp;&nbsp;&nbsp;&nbsp;QM Type |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;&nbsp;&nbsp;Property City |

---

The seller provided CRES with loan level data regarding the loan for the data integrity check. CRES received the data directly from the seller through a loan registrations system or via a data tape.

Of the 1 mortgage loan reviewed, no unique mortgage loan had a tape discrepancy across the 20 data fields. The following table discloses the number of data discrepancies noted by field name. Note, tape data was not provided on certain field compare values. The fields in which tape data was not available is noted below; however, a data discrepancy was not counted if the seller failed to provide a compare value.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Field Compare** | &nbsp;&nbsp;**Discrepancy: No** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Discrepancy: Yes** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;&nbsp;**Appraised Value** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**CLTV** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Doc Level** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**DSCR\*** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**FICO** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**First Payment Date** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Interest Rate** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Loan Term** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**LTV** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Note Date\*** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Note Type** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**P&I Payment** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Property City** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Property State** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Property Zip** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;&nbsp;**QM Type\*** | &nbsp;&nbsp;1 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;\* Tape data was not available. | &nbsp;&nbsp;\* Tape data was not available. | &nbsp;&nbsp;\* Tape data was not available. | &nbsp;&nbsp;\* Tape data was not available. |

---

Page 5 of 8

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(7) Credit, Compliance and Property Valuation Results**

**Credit Results Summary**

Approximately 100.00% of the loans by number have a Credit grade of "A".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Loan Count** | **Percentage** |
| A | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1 | 100.00% |
| B | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | 0.00% |
| C | 0 | 0.00% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

**Compliance Results Summary**

Approximately 100.00% of all loans by number have a Compliance grade of "A".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Loan Count** | **Percentage** |
| A | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1 | 100.00% |
| B | 0 | 0.00% |
| C | 0 | 0.00% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

**Property Valuation Results Summary**

Approximately 100.00% of the loans by number have a Valuation grade of "A.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Loan Count** | **Percentage** |
| A | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1 | 100.00% |
| B | 0 | 0.00% |
| C | 0 | 0.00% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

**Overall Results Summary**

Approximately 100.00% of all loans by number received an overall grade of "A".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Loan Count** | **Percentage** |
| A | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1 | 100.00% |
| B | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | 0.00% |
| C | 0 | 0.00% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

Page 6 of 8

(8) Pool Stratification Summary

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1 | 100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Note Type** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**Arm** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | 0.00% |
| &nbsp;&nbsp;**Fixed** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1 | 100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**Owner Occupied** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | 0.00% |
| &nbsp;&nbsp;**Non-Owner Occupied** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1 | 100.00% |
| &nbsp;&nbsp;**Second Home** | 0 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**Purchase** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | 0.00% |
| &nbsp;&nbsp;**Refi - Cash Out** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | 0.00% |
| &nbsp;&nbsp;**Rate Term Refi** | 1 | 100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**Single Family** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1 | 100.00% |
| &nbsp;&nbsp;**PUD** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | 0.00% |
| &nbsp;&nbsp;**Condo** | 0 | 0.00% |
| &nbsp;&nbsp;**2-4 Family** | 0 | 0.00% |
| &nbsp;&nbsp;**Commercial** | 0 | 0.00% |
| &nbsp;&nbsp;**Townhome** | 0 | 0.00% |
| &nbsp;&nbsp;**Mixed Use** | 0 | 0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**DSCR Loans** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| **<0 or** | 0 | 0.00% |
| **0-0.199** | 0 | 0.00% |
| **0.2-0.399** | 0 | 0.00% |
| **0.4-0.599** | 0 | 0.00% |
| **0.6-0.799** | 0 | 0.00% |
| **0.8-.999** | 1 | 100.00% |
| **1-1.199** | 0 | 0.00% |
| **1.2-1.399** | 0 | 0.00% |
| **1.4-1.599** | 0 | 0.00% |
| **1.6-1.799** | 0 | 0.00% |
| **1.8-1.999** | 0 | 0.00% |
| **=>2** | 0 | 0.00% |
| &nbsp;&nbsp;**Total** | **1** | **100.00%** |

---

Page 7 of 8

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Loan to Value** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**10%-19.99%** | 0 | 0.00% |
| &nbsp;&nbsp;**20%-29.99%** | 0 | 0.00% |
| &nbsp;&nbsp;**30%-39.99%** | 0 | 0.00% |
| &nbsp;&nbsp;**40%-49.99%** | 0 | 0.00% |
| &nbsp;&nbsp;**50%-59.99%** | 0 | 0.00% |
| &nbsp;&nbsp;**60%-69.99%** | 0 | 0.00% |
| &nbsp;&nbsp;**70%-79.99%** | 1 | 100.00% |
| &nbsp;&nbsp;**80%-89.99%** | 0 | 0.00% |
| &nbsp;&nbsp;**90%-100%** | 0 | 0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**State** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**CO** | 1 | 100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1** | **100.00%** |

---

Page 8 of 8

## Exhibit 99.4

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.4 - Schedule 1**

---

| | | | | |
|:---|:---|:---|:---|:---|
| ![](ex99-001.jpg) |  |  |  |  |
| **ATR QM Data Fields** | **ATR QM Data Fields** |  |  |  |
| *Loans in Report: 1* |  |  |  |  |
| **Client Loan Number** | **Alt Loan Number** | **Loan Level ATR/QM Status** | **Application Date Prior to 1/10/2014** | **TRID Indicator** |
| XXXXXXXXX | 6485305 | Not covered/exempt | No | No |
| **1** |  |  |  |  |

---

## Exhibit 99.4

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.4 - Schedule 2**

**Rating Agency Exceptions Report: 9/9/2025**

---

| | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Exception Information** | **Exception Information** | **Exception Information** | **Exception Information** | **Exception Information** | **Exception Information** | **Exception Information** | **Initial Overall Grades** | **Initial Overall Grades** | **Initial Overall Grades** | **Initial Overall Grades** | **Event Level** |
| **Loan Number** | **Loan Number 2** | **Property State** | **Purpose** | **Occupancy** | **Property Type** | **DTI** | **DSCR** | **FICO** | **LTV** | **Note Original Balance** | **Exception ID** | **Exception Type** | **Exception Description** | **Exception Note** | **Exception General Comment** | **Compensating Factors** | **Exception Status** | **DBRS** | **Fitch** | **Moody's** | **S&P** | **Grade** |
| XXXXXXX | 6485305 | CO | Rate Term Refi | Non-Owner Occupied | Single Family Detached | 0 | 0.8452 | 748 | 75.00% | XXXXXXX |  |  |  |  |  |  |  |  |  |  | A |  |
| **1** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.4

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.4 - Schedule 3**

**Rating Agency Grades: 9/9/2025**

---

| | | |
|:---|:---|:---|
| **Loan Information** | **Loan Information** | **Loan Information** |
| **Loan Number** | **Alternate Loan ID** | **Note Original Balance** |
| XXXXXXXX | 6485305 | XXXXXXXX A |

---

## Exhibit 99.4

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.4 - Schedule 4**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Alt Loan Number** | **Tape** | **Audited** | **Field Compare** | **Variance** | **Data Discrepancy Flag** |
| None |  |  |  |  |  | No |

---

## Exhibit 99.4

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.4 - Schedule 5**

**ValuationReport**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **BPO Review Values** | **BPO Review Values** | **BPO Review Values** | **BPO Review Values** | **BPO Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score** |
| **Loan Number** | **Alt Loan Number** | **Origination Date** | **Original Loan Amount** | **LTV** | **Value Used For LTV** | **Sale Price** | **Appraised Value** | **Appraisal Date** | **Second Appraisal Value** | **Second Appraisal Type** | **Value** | **Variance Amount** | **Variance (%)** | **Appraisal Date** | **Value** | **Variance Amount** | **Variance (%)** | **Company** | **Appraisal Date** | **Value** | **Variance Amount** | **Variance (%)** | **Company** | **Appraisal Date** | **Value** | **Variance Amount** | **Variance (%)** | **Company** | **Appraisal Date** | **CU Score** | **CU Date** |
| XXXXXXXXX | 6485305 | XX/XX/XXXX | XXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXX | 0.00 | 0.00% | ClearCapital | v |  |  |  |  |  | 2.8 Fannie Mae | XX/XX/XXXX |

---

## Exhibit 99.5

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.5**

![](ex995001.jpg)

MSRM 2025-SPL1<br>Morgan Stanley Mortgage Capital Holdings LLC<br> and/or one of its affiliates (the "Client")<br>

Opus Capital Markets Consultants, LLC <br>

300 Tri-State International – Suite 320 \| Lincolnshire, IL 60069 \| <u>www.opuscmc.com</u> \| 224.632.1300

**Executive Narrative**

**September 15, 2025**

**Performed by** 

**Opus Capital Markets Consultants, LLC**

**For** 

**Morgan Stanley Mortgage Capital Holdings LLC and/or one of its affiliates (the "Client")**

The report summarizes the results of a due diligence review performed on a pool of 11 loans, of which were purchased by Morgan Stanley Mortgage Capital Holdings LLC and/or one of its affiliates (the "Client") ("Customer") from an originator (the "Originator") who is a client of Opus Capital Markets Consultants, LLC ("Consultant") under a reliance letter, and for which the Originator provided Consultant with a data tape, from which, in each case, 100% of the loan population was chosen and loaded into the Paragon underwriting software. Consultant performed a detailed compliance and credit review of all loans.

As detailed herein, the pool contains 11 ATR/QM Exempt, DSCR, loans. The loans were re-underwritten in accordance with the lender guidelines in terms of Exhibit A.

EXHIBIT A

**Credit Review**

**Credit Qualification**

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;a) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as
 specified by the Client. In lieu of specific requirements, Consultant should consider
 Regulation Z including Appendix Q if applicable. If the loan pre-dates the requirements
 of Regulation Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family
 guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;b) **Employment:** Review the file documentation for minimum required level of employment, income and
 asset verifications pursuant to Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;c) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as
 used by the original loan underwriter at origination to determine compliance with the
 Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;d) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client provided
 underwriting guideline requirements for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;e) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by
 the loan underwriter at origination to determine compliance with Client provided underwriting
 guidelines and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the
 loan for integrity of comparable sales, completeness of data, eligibility of the appraiser
 and reasonableness of estimated value. Review the appraisal to determine the appraisal(s)
 meet the requirements of Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;g) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value
 ratio were accurate at origination and meet Client provided underwriting guideline and
 regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;h) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate
 credit depth to comply with the Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;i) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client
 provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j) **Compensating Factors:** Verify exceptions to the Client provided underwriting guidelines are documented
 and reasonable.

**Document Review**

**Document Review**

A review of each loan file will be performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:

**a) Collateral Docs**

● Title Commitment / Policy: Verify the presence of the title commitment or final title policy. Confirm vested parties and the description of the property, liens and tax assessments.

● Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

● Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by all required parties and that all riders, addendums and exhibits are present and duly executed. If the loan closed within 12 months of the review, Consultant will confirm the presence of a letter from the title company specifying the date the Mortgage / Deed Trust was sent for recording. If the closing did not occur within 12 months of the review and a copy of the recorded Mortgage /Deed of Trust is not contained in the loan file, the Client will submit a report from an independent document custodian verifying the presence of a recoded mortgage or a stamped / signed copy of the document stating the date the document was sent for recording.

● Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership interest of the subject parties is detailed on the deed.

**b) Closing Docs**

● Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and signatures or certification depending upon state compliance requirements.

● Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness of required data and that all required signatures are present.

● Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution of the Notice of Right to Cancel.

● Loan Estimate: If required verify the presence of the current Loan Estimate (LE) at the time of origination

● Closing Disclosure: If required verify the presence of the current Closing Disclosure (CD) at the time of origination.

**c) Credit Docs**

● Loan Application: Verify the presence and completeness of both the initial and final loan applications.

● Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client provided underwriting guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Income Documentation: Verify the presence of income and employment related documentation required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

● Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third party valuation tools to satisfy the minimum required documentation under the relative Client provided underwriting guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

**Regulatory Compliance**

For each Mortgage Loan, Consultant shall determine, to the extent possible and subject to caveats below, whether such Mortgage Loan at the time of origination complied with:

1. The
 "material"<sup>1</sup> disclosure requirements of the federal Truth-in-Lending
 Act ("TILA"), as amended by the Home Ownership and Equity Protection Act
 ("HOEPA") and Dodd-Frank, 15 U.S.C. § 1601 *et seq.* and implemented
 by Regulation Z, 12 C.F.R. Part 1026, including the material provisions relating to Higher-Priced
 Mortgage Loans in Regulation Z, 12 C.F.R. §§ 1026.35, and the early TIL disclosure
 provisions of the Mortgage Disclosure Improvement Act ("MDIA"), as implemented
 by Regulation Z, 12 C.F.R. §§ 1026.17 et seq; and as amended by the TILA-RESPA
 Integrated Disclosure ("TRID") Rule, TRID will be reviewed in accordance
 with the SFA TRID Grid 4.0, as amended from time to time, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. For
 Right of Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 review of the Notice of Right to Cancel, including a verification of the transaction
 date and expiration date, ensuring proper execution of the Notice of Right to Cancel
 by all required parties, verifying the disbursement date and determining if a full three
 (3) day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. This
 review is also to be performed on transactions that are exempt from the rescission requirement
 but on which a Notice of Right to Cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. A
 condition must be placed if the transaction is a refinance by the original creditor and
 the borrower was provided the Form H-8 rescission notice. Consultant will note in the
 condition whether there was a new advance that is subject to rescission per TILA/Regulation
 Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For
 TILs (Application Dates prior to 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 the initial TIL disclosure and final TIL disclosures were provided.

<sup>1</sup> These "material" disclosures include the required disclosures of the APR, the finance charge, the amount financed, the total number of payments, the payment schedule, *and* if the loan is subject to the Homeownership and Equity Protection Act ("HOEPA"), the disclosure requirements and prohibitions of that statute which are set forth in 12 C.F.R. §§ 1026.32(c) and (d).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review and compare the initial and final TIL, and any re-disclosed TIL(s), with a report outlining any TILA violations, including a recalculation of disclosed finance charge, proper execution by all required parties, principal and interest calculations, proper completion of the interest rate and payment summary, recalculation of disclosed APR, and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For
 TRID Disclosures (Application Dates on or after 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the initial Loan Estimate (LE) was delivered within three (3) business days of application and seven (7) business days prior to consummation in accordance with Client's Underwriting Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review the required sections of each LE to ensure they were populated in accordance with the TRID Rules. (If the file reflects more than one LE was provided, each revised LE must have corresponding Change of Circumstance documentation. The 0% and 10% fee tolerance evaluations will be based on the fee amounts disclosed on the initial LE and any valid changes documented and disclosed after the initial LE;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the Closing Disclosure (CD) confirm the borrower received the initial CD at least three (3) business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review
 the required sections of each CD to ensure they were populated in accordance with
 the TRID Rules. (Any fee tolerance issues to be cured at closing or within 60 days of
 loan consummation.)

2. Section
 4 of the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603
 and 2604, as implemented by Regulation X, 12 C.F.R. Part 1024, and as amended by the
 TRID Rule; TRID will be reviewed in accordance with the SFA TRID Grid 4.0, as amended
 from time to time.

3. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas
 Constitution;

4. Confirmation
 that one of the following are in the loan file, per the Fair Credit Reporting Act: Consumer
 Credit Score Disclosure, Your Credit Score and the Price You Pay for Credit, or Notice
 to Home Loan Applicant;

5. Sections
 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank")
 amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43: the general Ability
 to Repay underwriting standards (12 C.F.R. 1026.43(c)); refinancing of non-standard mortgages
 (12 C.F.R. 1026.43(d)); Qualified Mortgages (12 C.F.R. 1026.43(e) (including qualified
 mortgages as defined by the Department of Housing and Urban Development (24 C.F.R. 201
 and 203 et seq.) and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.; and
 Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f))
 In accordance with "Ability to Repay and Qualified Mortgage Review" description
 below;

6. The
 Loan Originator Compensation and Prohibitions on Steering provisions of TILA, as implemented
 by Regulation Z, 12 C.F.R 1026.36;

7. The
 requirements for Higher-Price Mortgage Loans, as implemented by Regulation Z, 12 C.F.R.
 1026.35;

8. The
 appraisal and valuation requirements of TILA and the Equal Credit Opportunity Act, as
 implemented by Regulation Z, 12 C.F.R. 1026.35 and Regulation B, 12 C.F.R. 1002.14, respectively;

9. The
 counseling requirements of TILA, as implemented by Regulation Z, 12 C.F.R. 1026.36(k)
 and RESPA, as implemented by Regulation X, 12 C.F.R. 1024.20;

10. The
 escrow requirements of TILA and RESPA, as implemented by Regulation Z, 12 C.F.R 1026.35,
 and Regulation X, 12 C.F.R 1024.17, respectively;

11. The
 disclosure requirements and prohibitions of any applicable state, county and municipal
 laws and ordinances, as amended, that have been enacted to regulate so-called "predatory
 lending":

12. Consultant
 shall confirm that any mortgage property located in an area identified on a flood hazard
 map or flood insurance rate map issued by the Federal Emergency Management Agency as
 having special flood hazards is subject to a qualified flood insurance policy that appears
 to be is in effect.

13. For
 any loans designated as TILA exemption, Consultant shall review the loan file for evidence
 that the primary purpose of the loan was for commercial or business purposes, including,
 but not limited to a business purpose certification.

14. Documentation.
 Review of the following documents for regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Final
 HUD-1 Settlement Statement ("HUD-1"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the loan is in an escrow state, the HUD-1 will be considered final as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. HUD-1
 is marked Final;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 HUD-1 is not marked Final, it must be stamped certified by the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. There
 should be no markings indicating that the HUD-1 is estimated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. HUD-1
 is signed by all parties (including closing agent) or stamped certified by the closing
 agent; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. If
 HUD-1 is stamped, the HUD-1 / stamp should be signed or initialed by the closing agent;
 if the stamp does not contain the signature or initials, it must identify the name of
 the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Final
 Truth in Lending Disclosure ("TIL"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan
 Estimate, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Loan Estimate in will be considered delivered based on the date issued, subject to the
 three-day mailing rule unless the file contains documentation indicating earlier receipt.
 The loan file may contain one or more Loan Estimates with the latest one provided up
 until three business days prior to the issuance of an initial Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Closing
 Disclosure, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Closing Disclosure in the loan file will be considered delivered based on the date issued,
 subject to the three-day mailing rule unless the file contains documentation indicating
 earlier receipt. The loan file may contain one or more Closing Disclosures with the latest
 one provided up until the consummation date being considered the Final with any delivered
 post consummation considered as a corrected Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Notice
 of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Initial
 TIL, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Good
 Faith Estimate ("GFE"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage/Deed
 of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. FACTA
 disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Third
 Party Fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Third
 party fees on the HUD-1 or Closing Disclosure if applicable referred to as HUD-1/Closing
 Disclosure, must be shown as paid to the third-party provider. A condition must be set
 if a third-party fee is paid to the lender, investor, etc. or the payee is blank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. CONSULTANT
 will condition for evidence in the file indicating that a charge on the HUD-1/Closing
 Disclosure exceeds the actual cost to the borrower (i.e. cost printed / stamped on the
 face of the document showing an amount less than the charge on the HUD-1/Closing Disclosure).
 Variations of less than $1 are deemed to be within reasonable limits and are not to be
 reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Any
 refunds that are provided to the borrower must be accompanied by a revised HUD-1/Closing
 Disclosure to show the final, accurate charges to the borrower.

Each loan reviewed will be assigned a Compliance condition grade in accordance with the Rating Agency Criteria as more fully described in Section 2(f).

Consultant will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consultant are dependent upon its receipt of complete and accurate data regarding the loans from loan originators and other third parties upon which Consultant is relying in reaching such findings.

**<u>Ability to Repay and Qualified Mortgage Review</u>**

1.  **<u>For Agency Eligible Loans Only</u>** : Consultant reviews applicable loans for compliance
 with the Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R.
 1026.43 et seq.) based upon the loan's designation (Safe Harbor QM, Rebuttable
 Presumption QM, Exempt). Consultant determines the loan's status under the QM rule
 requirements and assigns a due diligence loan designation. Consultant notes as a material
 exception if the due diligence findings do not confirm the same loan designation. Additionally,
 Consultant notes if a loan designation was not provided. Consultant will verify if each
 loan meets the requirements for a QM under § 1026.43(e)(2)—whether the loan
 is a safe harbor QM under § 1026.43(e)(1)(i) or a rebuttable presumption QM under
 § 1026.43(e)(1)(ii). Consultant will verify the presence of documentation for lender
 determination of QM and indicating factors in its ability-to-repay determination, including
 how the originator applied its policies and procedures in verification. For loans applications
 taken on or after June 1, 2021, Consultant will verify whether the loan meets the requirements
 of the revised general QM definition effective March 1, 2021.

2. For
 loans for which applications were received prior to July 1, 2021, if a loan was designated
 as QM and identified as eligible for guarantee, purchase, or insurance by an applicable
 agency as permitted under the QM final rule, Consultant reviews the loan to determine
 whether, based on available information in the loan file the loan satisfied (i), (ii)
 and (iii) in the paragraph (3)(a)(i) below and reviews the Automated Underwriting System
 output within the file to confirm agency eligibility.

3.  **<u>For Non-Agency Eligible Loans</u>** : Consultant reviews applicable loans for compliance
 with the Ability to Repay (ATR) but not Qualified Mortgage (QM) rule requirements set
 forth in Regulation Z (12 C.F.R. 1026.43 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Qualified Mortgage</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For
 QM (Safe Harbor or HPCT) designated loans, Consultant reviews the loan to determine whether,
 based on available information in the loan file: (i) the loan contains risky loan features
 and terms (e.g. an interest only feature or negative amortization), (ii) the "points
 and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated
 appropriately. Consultant reviews to the applicable consider and verify requirements
 under the QM rule depending on whether the QM was originated under the original general
 QM definition or the revised general QM definition effective March 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 each QM designated loan that satisfied the applicable requirements enumerated above,
 Consultant then determines whether the loan is a Safe Harbor QM or Higher Priced QM by
 comparing the loan's actual annual percentage rate, as recalculated, to the applicable
 average prime offer rate plus a certain percentage. For QM designated loans originated
 under the revised general QM definition effective March 1, 2021, Consultant also determines
 whether the loan exceeds the pricing thresholds for QM loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Ability to Repay</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 ability to repay portion of the review for non-agency eligible loans only will focus
 on the eight factors detailed in the ATR Rule as detailed below for non-agency eligible
 loans. The Consultant will review the loan file to determine if the creditor verified
 and considered each of the eight factors utilizing reasonably reliable third-party documentation
 at or before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Current
 or reasonably expected income or assets that the consumer will rely on to repay the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Monthly
 mortgage payment for subject loan using the introductory or fully indexed rate, whichever
 is higher, and monthly, fully amortizing payments that are substantially equal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Monthly
 payment on any simultaneous loans secured by the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Monthly
 payments for property taxes and hazard/flood insurance and certain other costs related
 to the property such as homeowner's association fees or ground rent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Debts,
 alimony, and child support obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Monthly
 debt-to-income ratio or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Credit
 history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 loans designated as agency eligible, Consultant will not review for compliance with the
 requirements of Appendix Q or General Ability to Repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Consultant
 reviews loans to determine their conformity with the ATR/QM factors above and is not
 rendering an independent assessment or analysis. Consultant's review is based on
 information contained in the loan file at the time it is provided to Consultant, and
 only reflects information as of that point in time and does not mean any regulator, judicial
 or agency will agree with the Consultant's conclusion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning And Certain Compliance Exceptions** 

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**Additional Disclosures and Requirements:**

Consultant will confirm compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

● Servicing Transfer Disclosure (for applications prior to 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Servicing Transfer Disclosure form in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Verify
 the Servicing Transfer Disclosure was provided to the borrower(s) within three general
 business days of "Application"

● Special Information Booklet (for applications prior to 10/03/2015)/ Home Loan Tool Kit (for applications on or after 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Home Loan Tool Kit is provided within three general business days of application

● Affiliated Business Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Affiliated Business Disclosure in file in the event the lender has
 affiliated business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Affiliated Business Disclosure provided within three general business days of "Application"
 (Consultant reviews for this disclosure to be provided within three general business
 days, as the lender will typically know at the time of application if borrower(s) will
 be referred to affiliates for provision of third party services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Affiliated Business Disclosure is executed.

● Initial Escrow Disclosure Statement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Initial Escrow Disclosure Statement was provided at closing or within 45 days after
 settlement

**Equal Credit Opportunity Act (Regulation B)**

● Confirm the lender has provided the borrower a disclosure of the right to receive a copy of appraisals within three (3) business days of application. This disclosure requirement may be met by disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

● Confirm that the lender has provided (delivered) copies of appraisals and all other written valuations (as disclosed to the borrower on the HUD-1 and/or contained in the Mortgage Loan File) to the borrower at least three (3) business days prior to consummation Opus uses the following test: Was appraisal/valuation documentation processed at least 6 days prior to account opening/ consummation date (3 day rule plus 3 days mailing time)?

● For a borrower that has waived the 3-business day disclosure requirement, confirm that the borrower has either (1) signed the waiver at least three (3) business days prior to consummation or (2) has signed an acknowledgment that the waiver occurred at least three (3) business days prior to consummation. Additionally, confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**Fair Credit Report Act (Regulation V)**

● Confirm that the lender has provided the borrower the risk-based pricing notice (as required by 12 CFR § 1022.73) or credit score disclosure (as required by 12 CFR § 1022.74(d)), as applicable; (a) If the lender has provided the risk-based pricing notice, confirm the disclosure was provided before consummation, but not earlier than the approval decision was communicated to the consumer; and (b) If the lender has provided the credit score disclosure, confirm the disclosure was provided before consummation.

● Confirm that the lender has provided a copy of the disclosure of credit score and the Notice to Home Loan Applicant (as required by 15 U.S.C. § 1681g) before consummation.

**High-Cost, State & Local Anti-Predatory Regulations**

In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.

● Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

● California Anti-Predatory Lending Statute, Cal. Fin. Code § 4970 et seq.

● California Higher-Priced Mortgage Loan Statute, Cal. Fin. Code §4995 et seq.

● Colorado Consumer Equity Protection Act, Colo, Rev. Stat. § 5-3.5-101 et seq. .

● Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a- 746 et seq., as amended from time to time.

● Connecticut Nonprime Home Loans Statute, Conn. Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate Bill 949).

● District of Columbia Home Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg § 2000.1 et seq.

● Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (for loans closed before July 1, 2014).

● Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

● Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq.

● Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code §345.10 et seq.

● Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at 815, ILCS §§ 137/5 et seq., and as amended by SB 1692 (2012), effective January 10, 2014.

● Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

● City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

● Cook County, Illinois, Anti-Predatory Lending Ordinance, Cook County Code of Ordinances § 34-341.

● Cook County, Illinois, Anti-Predatory Lending Pilot Program, Illinois House Bill 4050 (2005).

● Indiana Home Loan Practices Act, as amended by HB 1179 (2005), Ind. Code § 24-9-1 et seq.

● Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. §16a.101 et seq.

● Kansas Consumer Credit Code

● Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et seq.

● Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages (for loans closed prior to September 27, 2011), Me. Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A, as amended by Legislative Documents 1869 (2007), 2125 (2008) and 1439 (2009).

● Maine Consumer Credit Code - Truth-in-Lending, (for loans closed on or after September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§ 8-501 et seq., as amended from time to time.

● Maryland Commercial Law, Md. Code Ann., Com. Law §§ 12-124.1; 12-127; 12- 409.1; 12-1029.

● Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. In <u>sti</u> t. Code §§ 11-501 et seq.; Md. Code Regs. §§ <u>09</u>. <u>03</u>.06.01 et seq.

● Massachusetts High-Cost Mortgage Regulations, 209 CMR Parts 32 and 40, as amended from time to time.

● Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183C, §§ 1 et seq.

● Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

● Massachusetts Mortgage Lender and Broker Regulations, 940 CMR §800 (15-17).

● Massachusetts Regulations for Higher Priced Mortgage Loans, 209 CMR §§ 32.00 et.seq., as amended from time to time.

● Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

● Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

● Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et seq. (S.F. 2988 (2002)), as amended by House File 1004 (2007) and Senate File 988 (2007).

● Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat § 45-702 et seq.

● Nevada Anti-Predatory Lending Law, Assembly Bill No. 284 (2003) and Amended by Assembly Bill No. 440 (2007), codified as NRS § 598D.010 et seq.

● New Jersey Home <u>Owner</u> ship Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq., as amended from time to time.

● New Mexico Home Loan Protection Act, Senate Bill 449 (Regular Session 2003), codified at NM Rev. Stat. § 58-21A-1 et seq. and as amended from time to time.

● New York High-Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

● New York High-Cost Home Loan Act, N.Y. Bank. L. Ch. 626., as codified in NY Bank. Law § 6-l, and as implemented by 3 NYCCR Part 41 as amended from time to time.

● New York Subprime Home Loans Statute, NY Bank. Law § 6-m.

● North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a), as amended from time to time.

● Ohio Anti-Predatory Lending Statute, HB 386 as amended by Senate Bill 185 (2006), and as codified in various sections of the Ohio Code.

● Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

● City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.

● Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004- 618, Muni. Code §§ 201.01 et seq.

● Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003), as codified in various sections of Title 14A of the Oklahoma Consumer Credit Code.

● Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9- 1 et seq.

● Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

● Rhode Island Home Loan Protection Act, R.I. Gen. L. 34-25.1-2 et seq, as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

● City of Providence, Rhode Island, Anti-Predatory Lending Ordinance, Chapter 2006-33, Ordinance No. 245.

● South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

● Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006), as codified at Tenn. Code Ann. §§ 45-20-101 et seq.

● Texas High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq.

● Section 50(a)(6), Article XVI of the Texas Constitution

● Section 50(f)(2), Article XVI of the Texas Constitution

● Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61-2c-102 et seq.

● Utah High-Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

● Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

● Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422; 6.1-428.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after July 1, 2003 to September 30, 2010, as amended), Va. Code Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after October 1, 2010), Va. Code Ann. §§ 6.2-1600 et seq., as amended from time to time.

● Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

● Washington House Bill 2770, Mortgage Lending Ownership

● West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17 et seq.

● Wisconsin Responsible High-Cost Mortgage Lending Act, Wis. Stat. § 428.202, as implemented by Wis. Admin. Code DFI-Bkg 46.01 et seq.

● Wyoming Credit Code

**Flood Insurance Testing**

**National Flood Insurance Program (NFIP)**

Each mortgage loan will be reviewed to ensure adherence to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

**Homeowner's Flood Affordability Act (HFIAA)**

Each mortgage loan made by an FDIC-supervised institution or servicer acting on its behalf shall require the escrow of all premiums and fess for flood insurance for any designated loan secured by residential improved real estate or a mobile home, made, increased, extended or renewed on or after January 1, 2016.

Frequency – Payable with same frequency as payments designated for the loans

Exceptions

● Loan is an extension of credit primarily for business, commercial or agricultural purposes

● Loan is in a subordinate position to a senior lien secured by the same residential improved real estate or mobile for which the borrower has obtained flood insurance

● Flood Insurance coverage for the residential real estate is provided by a policy that

&nbsp;&nbsp;&nbsp;&nbsp;a. Meets
 requirements

&nbsp;&nbsp;&nbsp;&nbsp;b. Provided
 by a condominium association, cooperative or other applicable group and

&nbsp;&nbsp;&nbsp;&nbsp;c. The
 premium for which is paid by the condominium associate, cooperative, homeowners association,
 or other group as a common expense.

**Misrepresentation and Third-Party Review**

Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:

1) Misrepresentation Review and Valuation Review

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:

● Signatures: Validate signature consistency across documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable efforts to validate the consistency of signatures across documents.

● Alerts: Assess credit report alerts for accuracy and potential issues.

● Social Security Numbers: Compare SSN(s) across all file documents.

● Document Integrity: Review for apparent alterations to loan documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable review of alterations to the loan documents.

● Data Consistency: Review the documents contained in the loan file for consistency of data.

● Third Party Fraud Tools: To the extent a third party fraud tool is contained in the loan file, the Consultant will ensure high level or critical warnings are reviewed and addressed.

**Independent Third-Party Values**

Review each loan to determine whether a third party valuation product was required and if required, that the third party product value was compared to the original appraised value to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. i) Consultant will perform the following steps.

● Property is complete

● Value is based on as-is condition or provides satisfactory completion of all material conditions including inspections, licenses, and certifications (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

● Property is described in average or better condition

● No apparent appraiser independence violation statements

● Appraisal addresses any adverse comments

● Appraisal is completed on appropriate GSE Forms

● Appraisal contains required attachments.

● Appraiser was appropriately licensed at the time the appraisal was signed

If the valuation vendor des not supply the updated valuation product directly to the Consultant, the Client will authorize the valuation vendor to issue an attestation with sufficient information for the Consultant to determine the correct valuation product was utilized to verify the accuracy of the origination appraisal.

Value Review Disclaimer

● The individuals performing the above procedures are not person providing valuations for the purpose of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraiser under Federal or State law, and the services being performed do not constitute appraisal reviews for the purposes of USPAP or Federal or State law.

● Opus makes no representation or warranty as to the value of the mortgaged property, notwithstanding that Opus may have reviewed the valuation information for reasonableness.

● Opus is not an Appraisal Management Company ("AMC") and therefore does not opine on the actual value of the underlying property.

● Opus is not a creditor within the meaning of the Equal Credit Opportunity Act ("ECOA") or other lending laws and regulations, and therefore Opus will not have and communications with or responsibility to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.**

If a FEMA declared disaster occurs after the inspection date on the appraisal, Consultant will review the file to determine if an exterior inspection to ensure:

● No apparent damage to the property

● Property appears to be occupied

**Data Compare**

Client will provide a data tape with the following data fields and Consultant will compare the field to the applicable source document and report any variance

● Appraised Value

● CLTV

● DTI

● FICO

● Interest Only

● Interest Rate

● Loan Term

● Loan Purpose

● LTV

● Occupancy

● Original Balance

● Property Address

● Property City

● Property State

● Property Type

● Sales Price

● Second Mortgage Lien Amount

● Self Employed

● Units

● Zip Code

● Loan Type

● QM Status

**Rating Agency Grading Criteria**

**Fitch Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Fitch in their current industry publications as updated from time to time.

**Moody's Investor Services Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Moody's in their current industry publications as updated from time to time.

**Kroll Bond Rating Agency LLC Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Kroll in their current industry publications as updated from time to time.

**S&P Global Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Standard & Poor's in their current industry publications and updated from time to time.

**DBRS Morningstar Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by DBRS in their current industry publications and updated from time to time.

**Opus Grading Criteria**

1) Opus Grading Criteria

Grading shall be provided for each exception, each exception category and holistically for each loan. The following grading is not intended for securitization reviews and Opus will not issue a Rating Agency Narrative, Reliance or Form ABS Due Diligence 15E if Client elects to utilize the following grading criteria. The methodology for the application of grading is defined by Opus and updated from time to time shall be determined as follows:

**Opus Credit Grades**

● Level 1 Credit Grade Definition: Loan was originated in accordance with the mortgage loan originator underwriting guidelines without exception.

● Level 2 Credit Grade Definition: Loan was originated in substantial compliance with the originator's underwriting guidelines and there are sufficient compensating factors for any exceptions.

● Level 3 Credit Grade Definition: Loan was not originated in substantial compliance with the originator's underwriting guidelines and there are insufficient compensating factors for the exceptions or is missing material documentation.

**Opus Property Grades**

● Level 1 Property Grade Definition: Property value appears to be within 10% of original appraised amount and there are no material deficiencies in the appraisal process.

● Level 2 Property Grade Definition: Property value appears to be within 10% of original appraised amount, but minor issues in the appraisal process were identified.

● Level 3 Property Grade Definition: Property value does not appear to fall within 10% of the original appraised value and/or material deficiencies exist with respect to the appraisal process or the file is missing material documentation.

**Opus Compliance Grades**

● Level 1 Compliance Grade Definition: Loan complies with all applicable laws and regulations reviewed under the applicable scope of work.

● Level 2 Compliance Grade Definition: There are minor issues regarding legal and/or regulatory compliance but such issues do not represent risks to the enforceability of the borrower's obligation under the loan documents and will not result in assignee liability to the investor.

● Level 3 Compliance Grade Definition: Loan is not in compliance with laws and regulations reviewed under the applicable scope of work or the loan is missing material documentation.

**REDACTED INFORMATION**

● Borrower Name

● Co-Borrower Name

● SSNs

● Property Address, City, County, MSA, Zip

● Mailing Address

● Account Number, including Originator and Servicer Loan Number

● Origination Date

● Names of Borrowers or any other Individuals

● Company and Entity Names

● Financial Institution Names

● Job Position Titles

● Any Address

● Any Location Information (other than state), including City, County, MSA and Zip

● Account Numbers of any type

● Insurance Claim Numbers

● Insurance Policy Numbers

● Foreclosure Action dates and Case Numbers

● Bankruptcy Action dates and Case Numbers

● Any reference that would allow the identification of the location of a property (e.g. neighborhood, body of water, schools, major highways)

**DSCR Loan Review**

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client (the "<u>Underwriting Guidelines</u>") are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review guidelines will consist of the following:

**Borrower Underwriting:**

● **Borrower Liquidity:** Review and confirm borrower's liquidity position adheres to Underwriting Guidelines.

● **Credit / Background Check:** Review and confirm each guarantor and/or owner of the borrowing entity requirements meet Underwriting Guidelines, including OFAC.

● **Property management questionnaire:** Review the questionnaire to confirm management experience meets Underwriting Guidelines.

● **Borrowing Entity:** Confirm the entity is in good standing and duly formed (if applicable documents are in the file). Verify the individual signing on behalf of the organization has the authority to bind the entity (if applicable documents are in the file).

● **Loan-to-Value (LTV)/Loan-to-Cost (LTC) Limits:** Confirm the LTV/LTC meets Underwriting Guidelines per Underwriting Guidelines.

● **Permitted Loan Terms:** Confirm the loan terms are eligible per the Underwriting Guidelines.

● **Property Requirements and Market Requirements:** Confirm the loan Property and Market Requirements are eligible per the Underwriting Guidelines.

● **DSCR—ensure components of Debt Service Coverage Ratio are identified correctly:** Recalculation of DSCR

**Title Insurance Requirements are met per Guidelines only as follows**

Confirm Loss payee language must be present and required insurance policies and coverage amounts meet the Underwriting Guidelines.

● **Condominium Eligibility:** Confirm Condo Master Policy is present and meets the Underwriting Guidelines

● **Property Insurance:** Confirm each mortgaged property has a policy in place and proper coverage amount in adherence to the Underwriting Guidelines.

● **Preliminary/Commitment Title:** Review and confirm first lien holder position, validate no loan file discrepancies, delinquent taxes, and/or additional liens at time of consummation.

**Credit Document Check**

● Loan Application: Verify the presence and completeness of both the initial and final loan applications.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client provided underwriting guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third party valuation tools to satisfy the minimum required documentation under the relative Client provided underwriting guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

**Compliance**

● No compliance testing for the DSCR review.

**Multiple Loans to One Borrower:** TPR firm reviewed common identifiers for all loans in the population and confirmed there was one obligor with multiple loans in the pool.

**Property Inspection Waivers:** No loans had a Property Inspection Waiver.

**<u>Pool Details</u>**

![](ex995002.jpg)

**<u>Tape Discrepancies</u>**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Element** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Accuracy** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;1 | &nbsp;&nbsp;90.91% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;3 | &nbsp;&nbsp;72.73% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;4 | &nbsp;&nbsp;63.64% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;90.91% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;3 | &nbsp;&nbsp;72.73% |
| &nbsp;&nbsp;Property Zip | &nbsp;&nbsp;2 | &nbsp;&nbsp;81.82% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;5 | &nbsp;&nbsp;54.55% |
| &nbsp;&nbsp;**Total Loan Population** | &nbsp;&nbsp;**11** |  |

---

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp; A | &nbsp;&nbsp; A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp; B | &nbsp;&nbsp; B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp; C | &nbsp;&nbsp; C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp; D | &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A &nbsp;&nbsp; A | &nbsp;&nbsp;Value is within a 10% variance of third party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B &nbsp;&nbsp; B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C &nbsp;&nbsp; C | &nbsp;&nbsp;Any of the following items: Origination value and third party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

**<u>Loan Review Findings</u>**

The following summarizes Consultant's final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated September 09, 2025.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Grade Summary** | | |
| &nbsp;&nbsp;**DBRS, Fitch, Kroll, S&P and Moody's NRSRO Grade** | <br>&nbsp;&nbsp;**# of <br> Loans** | <br>&nbsp;&nbsp;**% of <br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;5 | &nbsp;&nbsp;45.45% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;6 | &nbsp;&nbsp;54.55% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Compliance Grade Summary** |  |  |
| &nbsp;&nbsp;**DBRS, Fitch, Kroll, S&P and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of<br> Loans** | &nbsp;&nbsp;**% of <br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;11 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Credit Grade Summary** |  |  |
| &nbsp;&nbsp;**DBRS, Fitch, Kroll, S&P and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of <br> Loans** | &nbsp;&nbsp;**% of <br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;5 | &nbsp;&nbsp;45.45% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;6 | &nbsp;&nbsp;54.55% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Property Grade Summary** |  |  |
| &nbsp;&nbsp;**DBRS, Fitch, Kroll, S&P and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of <br> Loans** | &nbsp;&nbsp;**% of <br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;11 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**<u>Loans Reviewed (11)</u>**

---

| |
|:---|
| &nbsp;&nbsp;CF061209 |
| &nbsp;&nbsp;CF061966 |
| &nbsp;&nbsp;CF065322 |
| &nbsp;&nbsp;CF065554 |
| &nbsp;&nbsp;CF065753 |
| &nbsp;&nbsp;CF065852 |
| &nbsp;&nbsp;CF065854 |
| &nbsp;&nbsp;CF065972 |
| &nbsp;&nbsp;CF065987 |
| &nbsp;&nbsp;CF065990 |
| &nbsp;&nbsp;CF067494 |

---

If you have any questions, please contact Uriah Clavier at Uriah.Clavier@opuscmc.com.

## Exhibit 99.5

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.5 - Schedule 1**

---

| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Alt Loan ID** | **Seller Loan ID** | **Customer Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Category** | **Exception Sub Category** | **Exception Description** | **Exception Comments** | **Seller Response** | **Reviewer Response** | **Compensating Factors** | **Exception Status** | **Initial Exception Grade** | **Final Exception Grade** | **Subject to Predatory Lending** | **HUD Category** |
| 9052466 | XXXX | XXXX | 360_11_16197 | 16197 | Credit |  | Credit report age exceeds guidelines - Borrower 1 | Credit report in file for guarantor XXXXX XXXX is dated 8XX/XX/XXXX and note is dated XX/XX/XXXX. Credit report age of 138 days exceeds guidelines.<br>Credit report in file for guarantor XXXXX XXXX is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Credit report age of 138 days exceeds guidelines. | (2022-04-09) Client Waived<br> (2022-04-09) Borrower has 718 credit score with no late mortgage payments. Credit not pulled within 3 weeks of cutoff to avoid borrower disatisfaction | (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 718 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 207.21 months reserves. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052466 | XXXX | XXXX | 360_11_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>Missing Closing Instructions |  | (2022-04-09) Confirmed XX does not require this disclosure | FICO is higher than guidelines. FICO is: 718 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 207.21 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052466 | XXXX | XXXX | 360_11_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>A final application for the subject transaction was not provided |  | (2022-04-07) Credit application is Present<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-04-06) Lender doesn't require all originators to have loan applications for each applicant. | FICO is higher than guidelines. FICO is: 718 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 207.21 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052466 | XXXX | XXXX | 360_11_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing executed W9<br>The loan file is missing the signed & dated application, Closing Instructions and a current Credit Report dated within 90 days of note dated XX/XX/XXXX. |  | (2022-04-09) Trailing Doc: Executed W9 provided - Condition Cleared | FICO is higher than guidelines. FICO is: 718 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 207.21 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052468 | XXXX | XXXX | 360_25_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing Exception/Approval for the use of Cash out funds for reserves, payoff letter, closing protection letter.<br>The loan file is missing Exception/Approval for the use of Cash out funds for reserves, payoff letter, closing protection letter. |  | (2022-04-06) Guideline allow for 50% of cash out to be used for reserves. HUD1 reflects payoff info. CPL letter located in file. | FICO is higher than guidelines. FICO is: 743 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 32.10 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_12795 | 12795 | Credit |  | Appraised Value is less than guideline minimum - Property 4 | Lender guidelines allow a minimum appraised value of $X,XXX.XX, per the appraisal, the subject As-Is Appraised value is ___ for property at XXXX XXXX XXXXX XXXXXX. |  | (2022-04-14) Updated Appraisal Received - Condition Cleared | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Cleared | 3 | 1 C A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_10572 | 10572 | Credit |  | Loan-to-Value exceeds guidelines | Lender guidelines requires a maximum LTV of 75.00 % however the current LTV of the subject is 85.39% .<br>Missing Appraisal for property 4. |  | (2022-04-06) Cleared by adding the Appraisal Info for property 4 | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Cleared | 3 | 1 C A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_10267 | 10267 | Credit |  | Missing Appraisal - Property 4 | Missing Appraisal for property address XXXX XXXX XXXXX XXXXXX. Post Close Valuation review is not complete. Additional findings may apply.<br>|  | (2022-04-06) Trailing Doc: Appraisal provided | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_11990 | 11990 | Credit |  | Missing Business Purpose Affidavit | The loan file is missing the Business Purpose Affidavit as required by Lender guidelines.<br>|  | (2022-04-06) Trailing Doc: Business Purpose Affidavit provided | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_12210 | 12210 | Credit |  | Missing Rent Comparable Schedule - Property 4 | Missing rent comparable schedule for property address XXXX XXXX XXXXX XXXXXX.<br>|  | (2022-04-14) Missing Document Received - Condition Cleared | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_12747 | 12747 | Credit |  | Missing Rent Loss Coverage - Property 1 | Hazard Insurance Policy does not reflect rent loss coverage XXXX X XXXXX XX.<br>The hazard insurance for Property 1C includes rental value coverage, but unable to confirm 6 months coverage was obtained.  |  | (2022-03-24) The hazard insurance for Property 1C includes rental value coverage, but unable to confirm 6 months coverage was obtained. | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_12750 | 12750 | Credit |  | Missing Rent Loss Coverage - Property 2 | Hazard Insurance Policy does not reflect rent loss coverage for property address XXXX XXXX XXXXXX<br>The hazard insurance for Property 2 includes rental value coverage, but unable to confirm 6 months coverage was obtained.  |  | (2022-03-24) The hazard insurance for Property 2 includes rental value coverage, but unable to confirm 6 months coverage was obtained. | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_12751 | 12751 | Credit |  | Missing Rent Loss Coverage - Property 3 | Hazard Insurance Policy does not reflect rent loss coverage for XXXX XXXX XXXXX XXXXXX<br>The hazard insurance for Property 3A, 3B, 3C and 3D include rental value coverage, but unable to confirm 6 months coverage was obtained.  |  | (2022-03-24) The hazard insurance for Property 3A, 3B, 3C and 3D include rental value coverage, but unable to confirm 6 months coverage was obtained. | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_12752 | 12752 | Credit |  | Missing Rent Loss Coverage - Property 4 | Hazard Insurance Policy does not reflect rent loss coverage XXXX XXXX XXXXX XXXXXX.<br>The hazard insurance for Property 4 includes rental value coverage, but unable to confirm 6 months coverage was obtained.  |  | (2022-03-24) The hazard insurance for Property 4 includes rental value coverage, but unable to confirm 6 months coverage was obtained. | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_11814 | 11814 | Credit |  | Pending Valuation Review - Desk Review not within tolerance - Property 1 | The As-Is value is $X,XXX.XX from the Appraisal dated XX/XX/XXXX compared to the Desk Review dated XX/XX/XXXXwith a value of $X,XXX.XX is greater than 10% for property address XXXX X XXXXX XX.<br>The file is missing the secondary valuation for Property 1B and 1C.  | (2022-04-09) Appraisal 1 value is a combined value for multi props, while CDA is only for prop 1. No variance. Condition rescinded. | (2022-04-09) Appraisal 1 value is a combined value for multi props, while CDA is only for prop 1. No variance. Condition rescinded.<br> (2022-03-24) The file is missing the secondary valuation for Property 1B and 1C. | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing lender appoval to use cash out proceeds as reserves. <br>|  | (2022-04-14) Required Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052474 | XXXX | XXXX | 360_89_19042 | 19042 | Credit |  | Transaction Ineligible | Transaction is ineligible due to the borrower's own more than 20 properties. The guidelines allow a maximum number of properties of 20. <br>|  | (2022-04-14) Sufficient Asset Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 744 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 46.25 months reserves. | Cleared | 3 | 1 C A | Not Applicable |  |
| 9052475 | XXXX | XXXX | 360_118_10217 | 10217 | Credit |  | Missing Borrowing Entity of Evidence of Good Standing | Missing Evidence of Good Standing for XX X XXXXX XXX.<br>|  | (2022-04-07) Evidence of Good Standing located in file on page 763. | FICO is higher than guidelines. FICO is: 725 and the guideline is:680.; UW Guides require 0.00 months reserves, loan qualified with 305.22 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052491 | XXXX | XXXX | 360_141_19054 | 19054 | Credit |  | Required Documentation is Missing | Lender exception for use of 50% of cash out proceeds toward reserve requirements was not provided as required by the guidelines.<br>Payoff statement was not provided.<br>The lease in file is a month-to-month lease. Guidelines require proof of rent collection for at least 6 consecutive months for month-to-month leases. <br>| (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted<br> (2022-04-09) Payoff included in HUD. Please refer to BP affidavit item #2 that outlines how the proceeds from the loan are to be utilized. Current in please lease has been uploaded, it is not month to month. | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 706 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 13.08 months reserves. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052491 | XXXX | XXXX | 360_141_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $X,XXX.XXminus the cash to close of $X,XXX.XX, unverified earnest money deposit of $X,XXX.XX, total judgments of $X,XXX.XX and unfinanced budget of $X,XXX.XX equates to 4.83 months of reserves totaling $X,XXX.XXwhich is less than the required 9.00 months reserves, totaling $X,XXX.XX.<br>|  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 706 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 13.08 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052493 | XXXX | XXXX | 360_155_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-04-06) 04/06/2022: Lender provided signed closing instructions. Condition cleared. | FICO is higher than guidelines. FICO is: 725 and the guideline is:700. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052493 | XXXX | XXXX | 360_155_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing exception/approval authorizing the use of cash out proceeds as reserves.<br>The loan is missing the payoff statements. <br>|  | (2022-04-08) Per Client, a lender exception is not required for use of 50% of cash-out as reserves. | FICO is higher than guidelines. FICO is: 725 and the guideline is:700. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052495 | XXXX | XXXX | 360_157_11990 | 11990 | Credit |  | Missing Business Purpose Affidavit | The loan file is missing the Business Purpose Affidavit as required by Lender guidelines.<br>|  | (2022-04-06) 04/06/2022: Lender provided signed business purpose affidavit. Condition cleared. | FICO is higher than guidelines. FICO is: 796 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 63.62 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052495 | XXXX | XXXX | 360_157_13298 | 13298 | Credit |  | Prepayment penalty does not conform to state guidelines | Prepayment penalty does not conform to state guidelines. Prepayment penalty is Unavailable.<br>Missing Prepayment Penalty Rider to Note. |  | (2022-04-07) No prepayment penalty evidenced in file. Condition rescinded. | FICO is higher than guidelines. FICO is: 796 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 63.62 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052495 | XXXX | XXXX | 360_157_16644 | 16644 | Credit |  | Prepayment penalty does not meet lender guidelines | Prepayment penalty does not meet lender guidelines. Prepayment penalty is Unavailable.<br>Missing Prepayment Penalty Rider to Note. |  | (2022-04-07) No prepayment penalty evidenced in file. Condition rescinded. | FICO is higher than guidelines. FICO is: 796 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 63.62 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052512 | XXXX | XXXX | 360_162_10572 | 10572 | Credit |  | Loan-to-Value exceeds guidelines | Lender guidelines requires a maximum LTV of 75.00 % however the current LTV of the subject is 75.33% .<br>The exception status is currently Active.<br> Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. Reserves higher than guideline minimum. Loan meets DSCR requirements. Please waive per compensating factors - we were able to become comfortable with this loan and waived this. |  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. Reserves higher than guideline minimum. Loan meets DSCR requirements. Please waive per compensating factors - we were able to become comfortable with this loan and waived this. | FICO is higher than guidelines. FICO is: 781 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 242.77 months reserves. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052555 | XXXX | XXXX | 360_176_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active. |  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 751 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 79.21 months reserves. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052555 | XXXX | XXXX | 360_176_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XX XXXXXXXXX XXXXXX.<br>The loan file is missing Lease Agreements for all 3 Units located at XX XXXXXXXXX XXXXXX. Appraisal reflects all units are rented. Additional conditions may apply. |  | (2022-04-08) cleared - client does not require lease agreements on Purchase transactions | FICO is higher than guidelines. FICO is: 751 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 79.21 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052557 | XXXX | XXXX | 360_179_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br> The exception status is currently Active.<br> Condition Waived by Client - Acknowledged by Client |  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 751 and the guideline is:700. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052557 | XXXX | XXXX | 360_179_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $X,XXX.XX minus the cash to close of $X,XXX.XX, unverified earnest money deposit of $X,XXX.XX, total judgments of $X,XXX.XX, and unfinanced budget of $X,XXX.XX equates to 5.21 months of reserves totaling $X,XXX.XX which is less than the required 9.00 months reserves, totaling $X,XXX.XX.<br>|  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 751 and the guideline is:700. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052557 | XXXX | XXXX | 360_179_19042 | 19042 | Credit |  | Transaction Ineligible | Transaction is ineligible due to missing documentation to evidence that a minimum 2 of the 4 total units are leased. Subject transaction is a purchase of a 4-unit property.<br>| (2022-04-09) Lease not required for purchase transactions Please waive per comment. | (2022-06-10) Client Acknowledged – Compensating factors reviewed and accepted.<br> (2022-04-08) Client does not require lease agreements on Purchase transactions | FICO is higher than guidelines. FICO is: 751 and the guideline is:700. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052608 | XXXX | XXXX | 360_289_16209 | 16209 | Credit |  | Asset documentation age exceeds guidelines | Asset documentation in file from ___ is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Asset documentation age of -4 days exceeds guidelines. | (2022-04-09) Invalid finding. Finding rescinded. | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 69.06 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052608 | XXXX | XXXX | 360_289_12860 | 12860 | Credit |  | Asset documentation provided was not sufficient | Asset documentation provided was not sufficient.<br>The loan file does not contain the most recent 2 months bank statements as required by guidelines. Only one month of statements provided. | (2022-04-10) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-04-10) Previously provided bank statements uploaded. Acct ending in XXXX has a Nov and December. Other docs were collected in december to show liquidity in Dec. Please clear | (2022-04-14) Condition Waived by Client - Acknowledged by Client<br> (2022-03-25) The loan file does not contain the most recent 2 months bank statements as required by guidelines. Only one month of statements provided. | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 69.06 months reserves. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052608 | XXXX | XXXX | 360_289_12066 | 12066 | Credit |  | Asset verification is dated after loan closing | The asset verification provided is dated XX/XX/XXXX after the closing date XX/XX/XXXX .<br>|  | (2022-04-11) Lender GL does not state assets cannot be dated after Note date. Assets accepted are cash proceeds for subject transaction. | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 69.06 months reserves. | Rescind | 1 | 1 A | Not Applicable |  |
| 9052608 | XXXX | XXXX | 360_289_16197 | 16197 | Credit |  | Credit report age exceeds guidelines - Borrower 1 | Credit report in file for guarantor Daniel Cheledinas is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Credit report age of 99 days exceeds guidelines.<br>|  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 69.06 months reserves. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052608 | XXXX | XXXX | 360_289_16198 | 16198 | Credit |  | Credit report age exceeds guidelines - Borrower 2 | Credit report in file for guarantor Justin Melo is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Credit report age of 99 days exceeds guidelines.<br>|  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 69.06 months reserves. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052608 | XXXX | XXXX | 360_289_12978 | 12978 | Credit |  | Loan is not escrowed | Subject loan does not contain any monthly escrows as required by guidelines.  | (2022-05-18) Insurance is escrowed. Acknowleged by client | (2022-05-18) (2022-05-18) Insurance is escrowed. Condition waived by client. Compensating factors accepted. | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 69.06 months reserves. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052608 | XXXX | XXXX | 360_289_11143 | 11143 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 1 | This file is missing a third party fraud report for XXXXXX XXXXXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with XXXX search. Additional conditions may apply.<br>The exception status is currently Active.<br> Background check exceeds 90 days from the note. <br> The Lender submitted a fraud report dated XX/XX/XXXX which is greater than 90 days from Note date. |  | (2022-04-05) The Lender submitted a fraud report dated XX/XX/XXXX which is greater than 90 days from Note date.<br> (2022-03-22) Background check exceeds 90 days from the note. | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 69.06 months reserves. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052608 | XXXX | XXXX | 360_289_11191 | 11191 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 2 | This file is missing a third party fraud report for Justin Melo. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with XXXX search. Additional conditions may apply.<br>The exception status is currently Active.<br> Background check exceeds 90 days from the note. <br> The Lender submitted a fraud report for borrower 2 dated 1XX/XX/XXXX which is greater than 90 days from Note. |  | (2022-04-05) The Lender submitted a fraud report for borrower 2 dated XX/XX/XXXX which is greater than 90 days from Note.<br> (2022-03-22) Background check exceeds 90 days from the note. | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 69.06 months reserves. | Acknowledged by Client | 2 | 2 B | Not Applicable |  |
| 9052608 | XXXX | XXXX | 360_289_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing: Lender exception for use of 50% of cash-out proceeds from a simultaneous refi to meet reserves/liquidity requirement. Proof of rent collection for at least 6 consecutive months for month-to-month leases. Missing Warranty Deed, Closing Protection Letter, Background Report & XXXX for Entity.<br>| (2022-04-11) No exception required to utilize the cash out proceeds as a basis of liquidity<br> 3 Months of collection requested <br> Warranty Deed not required because this was a cash out refi and not a purchase transaction<br> CPL previously provided and reuploaded to assist<br> XXXX Uploaded and BK Requested for Entity<br> (2022-04-09) Lender providing 3 months of collection. All other items will be waived.<br> (2022-04-09) We purchase this as a closed loan and at the time of origination the 6 months of payments were not available.<br> (2022-04-08) This is a refinance and we really only require deeds for purchases. Our guidelines do not expressely require deeds. | (2022-04-11) Guidelines state borrower can use 50% cash out proceeds to cover 6.00 PITIA.<br> Month to month leases are acceptable as well. We are willing to waive in situations where it is difficult for borrower to provide proof of payment.<br> Warranty Deeds are not required.<br> CPL ,Entity XXXX, Background for both borrowers provided - cleared<br>(2022-04-08) Received Closing Protection Letter. <br> (2022-04-05) Received XXXX for Entity. | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 69.06 months reserves. | Cleared | 3 | 1 D A | Not Applicable |  |
| 9052608 | XXXX | XXXX | 360_289_17158 | 17158 | Compliance |  | Missing signed settlement statement | Settlement Statement is Only Estimated/Preliminary HUD.<br>The exception status is currently Active.<br> The lender submited an Estimated Closing Statement; however Final HUD-1 is still missing. |  | (2022-04-13) HUD was provided and signed off by borrowers and title agent + Stamped as a certified original. Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-04-05) The lender submited an Estimated Closing Statement; however Final HUD-1 is still missing. | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 69.06 months reserves. | Cleared | 2 | 1 B A | Not Applicable |  |

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## Exhibit 99.5

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.5 - Schedule 2**

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| | | | | |
|:---|:---|:---|:---|:---|
| **Seller Loan ID** | **Alt Loan ID** | **Customer Loan ID** | **Initial Loan Grade** | **Final Loan Grade** |
| XXXX | 9052466 | XXXX | 3 | 2 D B A |
| XXXX | 9052468 | XXXX | 3 | 1 D A |
| XXXX | 9052474 | XXXX | 3 | 1 D A |
| XXXX | 9052475 | XXXX | 1 | 1 A |
| XXXX | 9052491 | XXXX | 2 | 2 B A |
| XXXX | 9052493 | XXXX | 3 | 1 D A |
| XXXX | 9052495 | XXXX | 3 | 1 D A |
| XXXX | 9052512 | XXXX | 2 | 2 B A |
| XXXX | 9052555 | XXXX | 3 | 2 D B A |
| XXXX | 9052557 | XXXX | 2 | 2 B A |
| XXXX | 9052608 | XXXX | 3 | 2 D B A |

---

## Exhibit 99.5

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.5 - Schedule 3**

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| **Alt Loan ID** | **Seller Loan ID** | **Program Type** | **Title Interest Type** | **Personal Guarantee** | **Borrowing Entity Name** | **Title Held by LLC** | **Origination Date** | **PITIA** | **Monthly Flood** | **Monthly Hazard** | **Monthly HOA** | **Monthly PI** | **Monthly Taxes** | **Qualifying Rate** | **Value used for LTV** | **Units** | **TRID** | **GSE Eligible Flag** | **DU LP Approval** | **Primary Documentation Type** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Income doc summary** | **Paystub Flag** | **Number of Paystubs Borrower** | **Number of Paystubs Co Borrower** | **W2 Flag** | **Borrower Years of W2s** | **Co Borrower Years of W2s** | **Personal Tax Return Flag** | **Years of Personal Tax Returns transcripts Borrower** | **Years of Personal Tax Returns transcripts Co Borrower** | **Business Tax Return Flag** | **Years of Business Tax Returns transcripts Borrower** | **Years of Business Tax Returns transcripts Co Borrower** | **VVOE** | **WVOE Flag Borr** | **# of Months WVOE Borr** | **WVOE Flag Co Borr** | **# of Months WVOE Co Borr** | **Bank Statement Flag Borr** | **# Personal Bank statements Borr** | **# Business Bank statements Borr** | **Bank Statement Flag Co Borr** | **# Personal Bank statements Co Borr** | **# Business Bank statements Co Borr** | **P&L Flag Borr** | **# of Months P&L Borr** | **P&L Type** | **CPA Letter Flag Borr** | **# of Months CPA verified income Borr** | **P&L Flag Co Borr** | **# of Months P&L Co Borr** | **CPA Letter Flag Co Borr** | **# of Months CPA verified income Co Borr** | **Asset Depletion Qualification Flag** | **DSCR Flag** | **Lease in Place or Market Rent Used** | **Market Rent Source** | **Monthly Rent used in DSCR qualifying** | **DSCR Calculation at Origination Lower of Lease or 1007 Market Rent PITIA** | **Assets Deposits** | **Residual Income** | **Equifax Credit Score B1** | **Experian Credit Score B1** | **Trans Union Credit Score B1** | **Equifax Credit Score CB** | **Experian Credit Score CB** | **Trans Union Credit Score CB** | **Borrower 30 Days DQ 24mo Lookback of times** | **Borrower 60 Days DQ 24mo Lookback of times** | **Borrower 90 Days DQ 24mo Lookback of times** | **BK Discharge date** | **Bankruptcy Chapter** | **Foreclosure Satisfied Date** | **Short Sale Date** | **Deed In Lieu date** | **TILA (QM) Status** | **QM 2.0 VSH Status** | **ATR QM Total Points and Fees Audit** | **Borrower Citizenship Indicator** | **Co Borrower Citizenship Indicator** | **HOA Name** | **HOA Address State** | **HOA Payment Frequency** | **Underwriting Exception Flag** | **Borrower 3 Employment Indicator** | **Borrower 4 Employment Indicator** | **Number of Paystubs Borrower 3** | **Number of Paystubs Borrower 4** | **Borrower 3 Years of W2s** | **Borrower 4 Years of W2s** | **Years of Personal Tax Returns transcripts Borrower 3** | **Years of Personal Tax Returns transcripts Borrower 4** | **Years of Business Tax Returns transcripts Borrower 3** | **Years of Business Tax Returns transcripts Borrower 4** | **WVOE Flag Borr 3** | **# of Months WVOE Borr 3** | **WVOE Flag Borr 4** | **# of Months WVOE Borr 4** | **Bank Statement Flag Borr 3** | **# Personel Bank statements Borr 3** | **# Business Bank statements Borr 3** | **Bank Statement Flag Borr 4** | **# Personel Bank statements Borr 4** | **# Business Bank statements Borr 4** | **P&L Flag Borr 3** | **# of Months P&L Borr 3** | **CPA Letter Flag Borr 3** | **# of Months CPA verified income Borr 3** | **P&L Flag Borr 4** | **# of Months P&L Borr 4** | **CPA Letter Flag Borr 4** | **# of Months CPA verified income Borr 4** | **Equifax Credit Score B3** | **Experian Credit Score B3** | **Trans Union Credit Score B3** | **Equifax Credit Score B4** | **Experian Credit Score B4** | **Trans Union Credit Score B4** | **Borrower 3 Citizenship Indicator** | **Borrower 4 Citizenship Indicator** |
| 9052466 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $2659.92 | $0.00 | $125.38 | $0.00 | $1436.46 | $13177.00 | 4.250% | $X,XXX.XX | 1 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Lease in Place | P1 Appraisal | 2800 | 1.05 | $X,XXX.XX |  | 716 | 718 | 737 |  |  |  | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |
| 9052468 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $1199.90 | $0.00 | $89.75 | $0.00 | $921.65 | $2262.00 | 4.250% | $X,XXX.XX | 1 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Lease in Place | P1 Appraisal | 1200 | 1 | $X,XXX.XX |  | 714 | 767 | 743 |  |  |  | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |
| 9052474 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $7399.15 | $0.00 | $706.12 | $0.00 | $5914.35 | $9344.14 | 4.250% | $X,XXX.XX | 4 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Lease in Place<br> P2 U1 Lease in Place<br> P3 U1 Lease in Place<br> P4 U1 Lease in Place | P1 Appraisal<br> P2 Appraisal<br> P3 Appraisal<br> P4 Appraisal | 10663 | 1.44 | $X,XXX.XX |  | 744 | 735 | 756 | 747 | 752 | 787 | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US | US |  |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |
| 9052475 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $2212.24 | $0.00 | $97.50 | $0.00 | $1484.16 | $7567.00 | 3.990% | $X,XXX.XX | 1 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Market Rent | P1 Appraisal | 3135 | 1.42 | $X,XXX.XX |  | 730 | 718 | 725 |  |  |  | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |
| 9052491 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $3043.61 | $0.00 | $230.00 | $0.00 | $2320.37 | $5918.90 | 4.650% | $X,XXX.XX | 1 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Lease in Place | P1 Appraisal | 3200 | 1.05 | $X,XXX.XX |  | 717 | 706 | 676 |  |  |  | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |
| 9052493 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $3846.35 | $0.00 | $287.00 | $0.00 | $2546.09 | $12159.09 | 4.500% | $X,XXX.XX | 4 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Lease in Place<br> P2 U1 Lease in Place<br> P3 U1 Lease in Place<br> P4 U1 Lease in Place | P1 Appraisal<br> P2 Appraisal<br> P3 Appraisal<br> P4 Appraisal | 6700 | 1.74 | $X,XXX.XX |  | 725 | 690 | 758 |  |  |  | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |
| 9052495 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $791.05 | $0.00 | $66.83 | $0.00 | $673.80 | $605.00 | 5.125% | $X,XXX.XX | 1 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Lease in Place | P1 Appraisal | 1335 | 1.69 | $X,XXX.XX |  | 802 | 796 | 761 | 775 | 745 | 776 | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US | US | N/A |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |
| 9052512 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $7896.31 | $0.00 | $344.92 | $78.82 | $6659.60 | $9755.64 | 3.750% | $X,XXX.XX | 4 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Lease in Place<br> P2 U1 Lease in Place<br> P3 U1 Lease in Place<br> P4 U1 Lease in Place | P1 Appraisal<br> P2 Appraisal<br> P3 Appraisal<br> P4 Appraisal | 12587 | 1.59 | $X,XXX.XX |  | 781 | 783 | 776 |  |  |  | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US |  | NA |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |
| 9052555 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $3273.68 | $0.00 | $219.12 | $0.00 | $2361.31 | $8319.00 | 4.250% | $X,XXX.XX | 3 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Lease in Place<br> P1 U2 Lease in Place<br> P1 U3 Lease in Place | P1 Appraisal | 5130 | 1.57 | $X,XXX.XX |  | 720 | 751 | 765 |  |  |  | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US |  | N/A |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |
| 9052557 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $3770.00 | $0.00 | $216.06 | $0.00 | $2794.22 | $9116.66 | 4.250% | $X,XXX.XX | 4 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Market Rent<br> P1 U2 Market Rent<br> P1 U3 Market Rent<br> P1 U4 Market Rent | P1 Appraisal | 6460 | 1.71 | $X,XXX.XX |  | 720 | 751 | 765 |  |  |  | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US |  | . |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |
| 9052608 | XXXX | XXXX | No | Yes | XXXX | Yes | XX/XX/XXXX | $2526.40 | $0.00 | $92.00 | $0.00 | $2337.82 | $1159.00 | 4.500% | $X,XXX.XX | 1 | No | No |  | No Income Verification |  |  |  | No |  |  | No |  |  | No |  |  | No |  |  | No | No |  | No |  | No |  |  | No |  |  | No |  |  | No |  | No |  | No |  | No | Yes | P1 U1 Lease in Place | P1 Appraisal | 3000 | 1.19 | $X,XXX.XX |  | 813 | 772 | 768 | 692 | 642 | 670 | 0 | 0 | 0 |  |  |  |  |  |  |  | NA | US | US |  |  |  | No |  |  |  |  |  |  |  |  |  |  | No |  | No |  | No |  |  | No |  |  | No |  | No |  | No |  | No |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.5

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.5 - Schedule 4**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Alt Loan ID** | **Seller Loan ID** | **Customer Loan ID** | **Data Field** | **Tape Data** | **Review Data** | **Tape Discrepancy Comments** |
| 9052474 | XXXX | XXXX | Number of Units | 9 | 1 | Audit Value Pulled from Note |
| 9052474 | XXXX | XXXX | Property Address | Per Tape | Per Data | Audit Address Pulled from Note |
| 9052474 | XXXX | XXXX | Property Type | Single Family Detached (non PUD) | 1 Family Attached | Value Pulled from Appraisal in file |
| 9052474 | XXXX | XXXX | Property Zip | Per Tape | Per Data | Audit Zip Code Pulled from Note |
| 9052474 | XXXX | XXXX | Sales Price | Per Tape |  | Refinance Transaction - Purchase Price is N/A |
| 9052493 | XXXX | XXXX | Number of Units | 4 | 1 | Audit Value Pulled from Note |
| 9052493 | XXXX | XXXX | Sales Price | Per Tape |  | Refinance Transaction - Purchase Price is N/A |
| 9052495 | XXXX | XXXX | Property Type | Single Family Detached (non PUD) | 1 Family Attached | Value Pulled from Appraisal in file |
| 9052495 | XXXX | XXXX | Sales Price | Per Tape |  | Refinance Transaction - Purchase Price is N/A |
| 9052512 | XXXX | XXXX | Number of Units | 7 | 1 | Audit Value Pulled from Note |
| 9052512 | XXXX | XXXX | Property Address | Per Tape | Per Data | Audit Address Pulled from Note |
| 9052512 | XXXX | XXXX | Property City | Per Tape | Per Data | Audit City Pulled from Note |
| 9052512 | XXXX | XXXX | Property Type | 5 to 10 Unit Multi Family | Single Family Detached (non PUD) | Value Pulled from Appraisal in file |
| 9052512 | XXXX | XXXX | Property Zip | Per Tape | Per Data | Audit Zip Code Pulled from Note |
| 9052512 | XXXX | XXXX | Sales Price | Per Tape |  | Refinance Transaction - Purchase Price is N/A |
| 9052555 | XXXX | XXXX | Property Address | Per Tape | Per Data | Audit Address Pulled from Note |
| 9052557 | XXXX | XXXX | Property Address | Per Tape | Per Data | Audit Address Pulled from Note |
| 9052608 | XXXX | XXXX | Amortization Term | 300 | 360 | Audit reflects term per Note |
| 9052608 | XXXX | XXXX | Sales Price | Per Tape |  | Refinance Transaction - Purchase Price is N/A |

---

## Exhibit 99.5

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.5 - Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
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|  | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** |  | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **Other Updated Values** | **Other Updated Values** | **Other Updated Values** | **Other Updated Values** | **Other Updated Values** |  |  |  |  |
| **Alt Loan ID** | **Customer Loan ID** | **Status** | **Comments** | **Seller Loan ID** | **Original Loan Amount** | **Sale Price** | **Property 1 Address** | **Appraisal Value Property 1** | **Appraisal Date Property 1** | **Property 2 Address** | **Appraisal Value Property 2** | **Appraisal Date Property 2** | **Property 3 Address** | **Appraisal Value Property 3** | **Appraisal Date Property 3** | **Property 4 Address** | **Appraisal Value Property 4** | **Appraisal Date Property 4** | **Property 5 Address** | **Appraisal Value Property 5** | **Appraisal Date Property 5** | **Property 6 Address** | **Appraisal Value Property 6** | **Appraisal Date Property 6** | **Property 7 Address** | **Appraisal Value Property 7** | **Appraisal Date Property 7** | **Property 8 Address** | **Appraisal Value Property 8** | **Appraisal Date Property 8** | **Property 9 Address** | **Appraisal Value Property 9** | **Appraisal Date Property 9** | **Property 10 Address** | **Appraisal Value Property 10** | **Appraisal Date Property 10** | **Property 11 Address** | **Appraisal Value Property 11** | **Appraisal Date Property 11** | **Property 12 Address** | **Appraisal Value Property 12** | **Appraisal Date Property 12** | **Property 13 Address** | **Appraisal Value Property 13** | **Appraisal Date Property 13** | **Appraisal Valuation Type Property 1** | **Appraisal Valuation Type Property 2** | **Appraisal Valuation Type Property 3** | **Appraisal Valuation Type Property 4** | **Appraisal Valuation Type Property 5** | **Appraisal Valuation Type Property 6** | **Appraisal Valuation Type Property 7** | **Appraisal Valuation Type Property 8** | **Appraisal Valuation Type Property 9** | **Appraisal Valuation Type Property 10** | **Appraisal Valuation Type Property 11** | **Appraisal Valuation Type Property 12** | **Appraisal Valuation Type Property 13** | **Appraisal Property Type Property 1** | **Appraisal Property Type Property 2** | **Appraisal Property Type Property 3** | **Appraisal Property Type Property 4** | **Appraisal Property Type Property 5** | **Appraisal Property Type Property 6** | **Appraisal Property Type Property 7** | **Appraisal Property Type Property 8** | **Appraisal Property Type Property 9** | **Appraisal Property Type Property 10** | **Appraisal Property Type Property 11** | **Appraisal Property Type Property 12** | **Appraisal Property Type Property 13** | **Value Used for LTV** | **Estimated Value Property 1** | **Value Date Property 1** | **Estimated Value Property 2** | **Value Date Property 2** | **Estimated Value Property 3** | **Value Date Property 3** | **Estimated Value Property 4** | **Value Date Property 4** | **Variance Amount Property 1** | **Variance Percent Property 1** | **Variance Amount Property 2** | **Variance Percent Property 2** | **Variance Amount Property 3** | **Variance Percent Property 3** | **Variance Amount Property 4** | **Variance Percent Property 4** | **Company Property 1** | **Company Property 2** | **Company Property 3** | **Company Property 4** | **Confidence Score Property 1** | **Confidence Score Property 2** | **Confidence Score Property 3** | **Confidence Score Property 4** | **Value Property 1** | **Value Date Property 1** | **Value Property 2** | **Value Date Property 2** | **Value Property 3** | **Value Date Property 3** | **Value Property 4** | **Value Date Property 4** | **Value Property 5** | **Value Date Property 5** | **Value Property 6** | **Value Date Property 6** | **Value Property 7** | **Value Date Property 7** | **Value Property 8** | **Value Date Property 8** | **Value Property 9** | **Value Date Property 9** | **Value Property 10** | **Value Date Property 10** | **Value Property 11** | **Value Date Property 11** | **Value Property 12** | **Value Date Property 12** | **Value Property 13** | **Value Date Property 13** | **Variance Amount Property 1** | **Variance Percent Property 1** | **Variance Amount Property 2** | **Variance Percent Property 2** | **Variance Amount Property 3** | **Variance Percent Property 3** | **Variance Amount Property 4** | **Variance Percent Property 4** | **Variance Amount Property 5** | **Variance Percent Property 5** | **Variance Amount Property 6** | **Variance Percent Property 6** | **Variance Amount Property 7** | **Variance Percent Property 7** | **Variance Amount Property 8** | **Variance Percent Property 8** | **Variance Amount Property 9** | **Variance Percent Property 9** | **Variance Amount Property 10** | **Variance Percent Property 10** | **Variance Amount Property 11** | **Variance Percent Property 11** | **Variance Amount Property 12** | **Variance Percent Property 12** | **Variance Amount Property 13** | **Variance Percent Property 13** | **Company Property 1** | **Company Property 2** | **Company Property 3** | **Company Property 4** | **Company Property 5** | **Company Property 6** | **Company Property 7** | **Company Property 8** | **Company Property 9** | **Company Property 10** | **Company Property 11** | **Company Property 12** | **Company Property 13** | **Value Property 1** | **Value Date Property 1** | **Value Property 2** | **Value Date Property 2** | **Value Property 3** | **Value Date Property 3** | **Value Property 4** | **Value Date Property 4** | **Value Property 5** | **Value Date Property 5** | **Variance Amount Property 1** | **Variance Percent Property 1** | **Variance Amount Property 2** | **Variance Percent Property 2** | **Variance Amount Property 3** | **Variance Percent Property 3** | **Variance Amount Property 4** | **Variance Percent Property 4** | **Variance Amount Property 5** | **Variance Percent Property 5** | **Value** | **Value Date** | **Variance Amount** | **Variance Percent** | **Value** | **Value Date** | **Variance Amount** | **Variance Percent** | **Value** | **Value Date** | **Report Type** | **Variance Amount** | **Variance Percent** | **Collateral Underwriter/Loan Collateral Advisor Risk Score Property 1** | **Collateral Underwriter Loan Collateral Advisor Risk Score Property 2** | **Collateral Underwriter Loan Collateral Advisor Risk Score Property 3** | **Collateral Underwriter Loan Collateral Advisor Risk Score Property 4** |
| 9052466 | XXXX | Reconfirm Data | No File | XXXX | $X,XXX.XX | $X,XXX.XX | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | URAR Form 1004 |  |  |  |  |  |  |  |  |  |  |  |  | Single Family Detached (non PUD) |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Collateral Analytics |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9052468 | XXXX | Reconfirm Data | No File | XXXX | $X,XXX.XX |  | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | URAR Form 1004 |  |  |  |  |  |  |  |  |  |  |  |  | Single Family Detached (non PUD) |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9052474 | XXXX | Recheck | P2 and P5 secondary vals Missing<br>Confirmed missing<br> Searched K drive | XXXX | $X,XXX.XX |  | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 |  |  |  |  | 1 Family Attached | 1 Family Attached | Single Family Detached (non PUD) | 1 Family Attached | 1 Family Attached | 1 Family Attached | 1 Family Attached | 1 Family Attached | 1 Family Attached |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Clear Capital |  | Clear Capital | Clear Capital |  | Clear Capital | Clear Capital | Clear Capital | Clear Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9052475 | XXXX | Reconfirm Data | No File | XXXX | $X,XXX.XX | $X,XXX.XX | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | URAR Form 1004 |  |  |  |  |  |  |  |  |  |  |  |  | Single Family Detached (non PUD) |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | -8.43% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9052491 | XXXX | Reconfirm Data | No File | XXXX | $X,XXX.XX |  | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | URAR Form 1004 |  |  |  |  |  |  |  |  |  |  |  |  | Single Family Detached (non PUD) |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | -3.33% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9052493 | XXXX | Reconfirm Data | Complete | XXXX | $X,XXX.XX |  | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 |  |  |  |  |  |  |  |  |  | 1 Family Attached | 1 Family Attached | 1 Family Attached | Single Family Detached (non PUD) |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Clear Capital | Clear Capital | Clear Capital | Clear Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9052495 | XXXX | Reconfirm Data | No File | XXXX | $X,XXX.XX |  | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | URAR Form 1004 |  |  |  |  |  |  |  |  |  |  |  |  | 1 Family Attached |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Clear Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9052512 | XXXX | Recheck | Found BPO. No tolerance issue | XXXX | $X,XXX.XX |  | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 | URAR Form 1004 |  |  |  |  |  |  | PUD (Only for use with Single Family Detached Homes with PUD riders) | Single Family Detached (non PUD) | PUD (Only for use with Single Family Detached Homes with PUD riders) | PUD (Only for use with Single Family Detached Homes with PUD riders) | PUD (Only for use with Single Family Detached Homes with PUD riders) | PUD (Only for use with Single Family Detached Homes with PUD riders) | Single Family Detached (non PUD) |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | $0.00 | 0.00% | $X,XXX.XX | 2.77% | $X,XXX.XX | 1.80% | $X,XXX.XX | 0.70% | $X,XXX.XX | -1.73% | $X,XXX.XX | 2.70% | $X,XXX.XX | 6.10% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Other | Other | Other | Other | Other | Other | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9052555 | XXXX | Reconfirm Data | No File | XXXX | $X,XXX.XX | $X,XXX.XX | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Form 1025 |  |  |  |  |  |  |  |  |  |  |  |  | 3 Family |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Clear Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9052557 | XXXX | Reconfirm Data | No File | XXXX | $X,XXX.XX | $X,XXX.XX | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Form 1025 |  |  |  |  |  |  |  |  |  |  |  |  | 4 Family |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Clear Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9052608 | XXXX | Reconfirm Data | No File | XXXX | $X,XXX.XX |  | XXXXXX | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | URAR Form 1004 |  |  |  |  |  |  |  |  |  |  |  |  | Single Family Detached (non PUD) |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | $0.00 | 0.00% | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.6

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.6**

![](ex996001.jpg)

**Selene Diligence LLC ("Selene") Due <br> Diligence Review Narrative ("Report")**

Selene's Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene's independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

**DESCRIPTION OF SERVICES:**

&nbsp;&nbsp;&nbsp;&nbsp;**(1) Type of assets that were reviewed.**

Selene Diligence LLC performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by Morgan Stanley Mortgage Capital Holdings LLC and/or its affiliates ("Client"). The review was conducted between August 27 2025 and September 19 2025, via files imaged and provided for review (the "Review").

&nbsp;&nbsp;&nbsp;&nbsp;**(2) Sample size of the assets reviewed.**

This Review consisted of 100% of the loan population.

**FINAL SECURITIZATION POPULATION**

Selene was instructed to perform a review on a population totaling 110 ATR-QM exempt loans for a total of 110 loans the "Final Securitization Population".

*<u>Credit Reviews (110):</u>*

During the Review, Selene performed a credit review on 110 mortgage loans in the Final Securitization Population.

*<u>Compliance Review (110)</u>*

During the Review, Selene performed a compliance review, when applicable on 110 mortgage loans in the Final Securitization Population.

*<u>Valuation Reviews (110):</u>*

During the Review, Selene performed a property valuation review on 110 mortgage loans in the Final Securitization Population.

*<u>Data Integrity Review (110):</u>*

During the Review, Selene performed a Data Integrity Review on 110 mortgage loans in the Final Securitization Population.

**<u>FINAL SECURITIZATION POPULATION</u>**

After Selene's initial review was completed, the Client provided Selene with a confirmed list of 110 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Review** | &nbsp;&nbsp;**Reviewed Total** | &nbsp;&nbsp;**% of Final Securitization Population** |
| &nbsp;&nbsp;Credit Population | &nbsp;&nbsp;110 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Compliance Population | &nbsp;&nbsp;110 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Valuation Population | &nbsp;&nbsp;110 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Data Integrity Population | &nbsp;&nbsp;110 | &nbsp;&nbsp;100% |

---

&nbsp;&nbsp;&nbsp;&nbsp;**(3) Determination of the sample size and computation.**

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E.s, S&P Global Ratings ("S&P") and Kroll Bond Rating Agency ("Kroll"), (the "NRSRO(s)").

&nbsp;&nbsp;&nbsp;&nbsp;**(4) Quality or integrity of information or data about the assets: review and methodology.**

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

&nbsp;&nbsp;&nbsp;&nbsp;**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Selene assessed the underwriting guidelines and compared the documentation in the loan file against the stated guidelines for adherence.

**<u>GUIDELINES</u>**

AmWest Investor Guidelines, HomeXpress Mortgage Guidelines and Finance of America Commercial Guidelines (collectively the "Guidelines").

**<u>LOAN GRADING</u>**

The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene's loan grading is solely based on Selene's independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene is providing a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Page **2** of **10**

**<u>SCOPE OF REVIEW</u>**

Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A and B, attached hereto).

 **CREDIT REVIEW**

Selene's credit scope of review conducted on this transaction included the following elements:

● Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Guidelines cited above;

● Re-calculated LTV, CLTV, income, liabilities and compared these against the Guidelines;

● Analyzed asset statements to determine whether funds to close and reserves were within the Guidelines;

● Confirmed that credit scores (FICO) and credit histories were within the Guidelines.

 **COMPLIANCE REVIEW**

Selene's compliance scope determined whether the mortgage loans comply with the Federal Truth in Lending Act, the Federal Real Estate Settlement Procedures Act, Sections 1098 and 1100A of Dodd Frank, Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act, and the Equal Credit Opportunity Act.

 **PROPERTY VALUATION REVIEW**

Selene's Property Valuation scope of review conducted on this transaction included the following elements.

● **Original Appraisal Assessment** 

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

● **Value Supported Analysis** 

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

Page **3** of **10**

 **DATA INTEGRITY REVIEW**

Selene uploads tape data into its due diligence application and compares it to the actual documents provided.

● Tape data received from lender/client is stored in a secured FTP folder;

● Tape data is uploaded into the application;

● Loan Reviewer collects validated loan data;

● Each received data point is compared to its counterpart collected data point; and

● Discrepancies found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

**<u>SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW</u>**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 110 mortgage loans, (ii) a Compliance Review on 110 mortgage loans (iii) a Valuation Review on 110 mortgage loans, and (iv) a Data Integrity Review on 110 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

**REVIEW RESULTS SUMMARY**

After review of the 110 mortgage loans; 69 mortgage loans had a rating grade of A, 20 mortgage loan had a rating grade of B, 3 mortgage loans had a rating grade of C, and 18 mortgage loans had a rating grade of D.

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;***Grades per loan (110 overall loans):*** | &nbsp;&nbsp;***Grades per loan (110 overall loans):*** | &nbsp;&nbsp;***Grades per loan (110 overall loans):*** | &nbsp;&nbsp;***Grades per loan (110 overall loans):*** | &nbsp;&nbsp;***Grades per loan (110 overall loans):*** | &nbsp;&nbsp;***Grades per loan (110 overall loans):*** | &nbsp;&nbsp;***Grades per loan (110 overall loans):*** | &nbsp;&nbsp;***Grades per loan (110 overall loans):*** |
| | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** |
| <br>&nbsp;&nbsp;**NRSRO <br> Grade** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**%** | <br>&nbsp;&nbsp;**NRSRO <br> Grade** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;36 | &nbsp;&nbsp;36 | &nbsp;&nbsp;32.73% | &nbsp;&nbsp;A | &nbsp;&nbsp;69 | &nbsp;&nbsp;69 | &nbsp;&nbsp;110.73% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.91% | &nbsp;&nbsp;B | &nbsp;&nbsp;20 | &nbsp;&nbsp;20 | &nbsp;&nbsp;18.18% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;11 | &nbsp;&nbsp;11 | &nbsp;&nbsp;10.00% | &nbsp;&nbsp;C | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;2.73% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;110 | &nbsp;&nbsp;110 | &nbsp;&nbsp;56.36% | &nbsp;&nbsp;D | &nbsp;&nbsp;18 | &nbsp;&nbsp;18 | &nbsp;&nbsp;16.36% |

---

Page **4** of **10**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:*** |
| | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** |
| <br>&nbsp;&nbsp;**NRSRO <br> Grade** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**%** | <br>&nbsp;&nbsp;**NRSRO <br> Grade** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;110 | &nbsp;&nbsp;110 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;A | &nbsp;&nbsp;72 | &nbsp;&nbsp;72 | &nbsp;&nbsp;65.45% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;B | &nbsp;&nbsp;18 | &nbsp;&nbsp;18 | &nbsp;&nbsp;16.36% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;C | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.82% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;D | &nbsp;&nbsp;18 | &nbsp;&nbsp;18 | &nbsp;&nbsp;16.36% |
|  | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** |  |  |  |  |
| &nbsp;&nbsp;**NRSRO <br> Grade** | &nbsp;&nbsp;**S&P** | &nbsp;&nbsp;**Kroll** | &nbsp;&nbsp;**%** |  |  |  |  |
| &nbsp;&nbsp;A | &nbsp;&nbsp;106 | &nbsp;&nbsp;106 | &nbsp;&nbsp;96% |  |  |  |  |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.82% |  |  |  |  |
| &nbsp;&nbsp;C | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.82% |  |  |  |  |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |  |  |  |  |

---

**<u>REVIEW RESULTS SUMMARY (EXCEPTION LISTING)</u>**

Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

*Disclaimer:* Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

Page **5** of **10**

**<u>THIRD PARTY REVIEW REPORTING DELIVERED</u>**

Selene furnished the following reports on this transaction:

1. Selene Narrative Report

2. ASF Report

3. Grading Summary

4. Exception Detail

5. Tape Discrepancies

6. Valuations Report

7. Supplemental Data

8. Third Party (TPR) Attestation Form

9. Attestation Form 15E

Page **6** of **10**

**APPENDIX A – CREDIT REVIEW SCOPE**

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application**

For the Credit Application, Selene verified whether:

&nbsp;&nbsp;&nbsp;&nbsp;1. The application is signed by all listed borrowers;

&nbsp;&nbsp;&nbsp;&nbsp;2. The application is substantially filled out; and

&nbsp;&nbsp;&nbsp;&nbsp;3. All known borrower-owned properties are disclosed on the Real Estate Owned section.

**Credit Report**

Selene verified:

&nbsp;&nbsp;&nbsp;&nbsp;1. A credit report and/or other credit history documentation is present for each borrower;

&nbsp;&nbsp;&nbsp;&nbsp;2. Capture the monthly consumer debt payments for use in the debt to income and/or residual income
calculation, as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;3. Note the Real Estate Owned and fraud alerts; and

&nbsp;&nbsp;&nbsp;&nbsp;4. Gather data required for ASF Report submission which may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Most recent FICO Score (scores from Equifax, Experian, and Transunion if available)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Most recent FICO date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Longest Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Maximum Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) Number of trade lines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) Credit Usage Ratio

**Employment and Income**

Selene determined whether all applicable supporting documentation as required by the guidelines is in the file and note indications of potentially fraudulent documents. The documentation was also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable guidelines. Documentation verifying employment and income may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verbal or Written VOE's

&nbsp;&nbsp;&nbsp;&nbsp;2. Pay stubs

&nbsp;&nbsp;&nbsp;&nbsp;3. W-2 forms

&nbsp;&nbsp;&nbsp;&nbsp;4. Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;5. Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;6. Award letters

&nbsp;&nbsp;&nbsp;&nbsp;7. Bank statements

Page **7** of **10**

**Asset Review**

Selene assessed whether the asset documentation required by the guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. VOD's

&nbsp;&nbsp;&nbsp;&nbsp;2. Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;3. Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;4. Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;5. Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets
was involved

**Hazard/Flood insurance** 

A review of the insurance present on the loan was also be performed:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verify that the hazard insurance meets the minimum required amount of coverage in the guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;2. For condominium properties, confirm that the blanket policy meets the minimum amount of coverage;

&nbsp;&nbsp;&nbsp;&nbsp;3. Confirm that the flood cert is for the correct borrower, property, lender and loan number and is
a "Life of Loan" certification;

&nbsp;&nbsp;&nbsp;&nbsp;4. For properties is in a flood zone per the flood cert, confirm that flood insurance in the file
meets the minimum required amount of coverage and meets guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Confirm that the mortgagee clause lists the lender's name and "its successors and assigns";
and

&nbsp;&nbsp;&nbsp;&nbsp;6. Confirm that the premium amount on both the hazard and flood insurance match what was used in the
DTI calculations.

**Title**

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

**Fraud**

To the extent potentially fraudulent activity is identified as part of the document review, such information was reported to Client. In addition, when required, Selene looked for an independent, third party fraud report in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan does not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

On this Fraud report Selene:

&nbsp;&nbsp;&nbsp;&nbsp;1. Reviewed for any name variations for the borrowers and confirm that the variations have been addressed
in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed for any social security number variations for the borrowers and confirm that the variations
have been addressed in the loan file;

Page **8** of **10**

&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed for any potential occupancy issues based on the borrowers' address history and confirm
that any issues have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;4. Reviewed for any employment issues and confirm that any issues have been addressed in the loan
file;

&nbsp;&nbsp;&nbsp;&nbsp;5. Reviewed for any additional consumers associated with the borrowers' profiles and confirm
the materiality and material issues have been addressed in the loan file; and

&nbsp;&nbsp;&nbsp;&nbsp;6. Addressed all red flag issues.

**Additional Review**

Selene's review procedures also included:

&nbsp;&nbsp;&nbsp;&nbsp;1. A review of the completeness and accuracy of the information obtained in the mortgage origination
process;

&nbsp;&nbsp;&nbsp;&nbsp;2. A review of closing documents to ensure that the mortgage file information is complete, accurate,
and consistent with other documents in the mortgage file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Selene will review the mortgage file documents to determine that the mortgage was properly underwritten;

&nbsp;&nbsp;&nbsp;&nbsp;4. Verification that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount,
loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Verification that all borrowers are eligible based on the guidelines and information in the loan
file; and

&nbsp;&nbsp;&nbsp;&nbsp;6. Verify there is appropriate documentation present to confirm that applicable documents have been
recorded or have been sent for recording.

Page **9** of **10**

**APPENDIX B – VALUATION REVIEW SCOPE**

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities; and (viii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Selene's review results in a variance of more than 10% then the Client shall be notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene makes a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene would review the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

○ The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law.

○ Selene makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Selene may have reviewed valuation information for reasonableness.

○ Selene is not an 'AMC' (appraisal management company) and therefore Selene does not opine on the actual value of the underlying property.

● Selene is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Selene will not have any communication with or responsibility to any individual consumer concerning property valuation.

● Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

Page **10** of **10**

## Exhibit 99.6

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.6 - Schedule 1**

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 9251478 | XXXX | XXXX | XXXX A |
| 9251479 | XXXX | XXXX | XXXX D A |
| 9251480 | XXXX | XXXX | XXXX D A |
| 9251481 | XXXX | XXXX | XXXX D A B |
| 9251482 | XXXX | XXXX | XXXX D A |
| 9251483 | XXXX | XXXX | XXXX D A |
| 9251484 | XXXX | XXXX | XXXX D A |
| 9251485 | XXXX | XXXX | XXXX A |
| 9251486 | XXXX | XXXX | XXXX D A |
| 9251487 | XXXX | XXXX | XXXX A |
| 9251488 | XXXX | XXXX | XXXX D A |
| 9251489 | XXXX | XXXX | XXXX A |
| 9251490 | XXXX | XXXX | XXXX C A |
| 9251491 | XXXX | XXXX | XXXX D A |
| 9251492 | XXXX | XXXX | XXXX A |
| 9251493 | XXXX | XXXX | XXXX A |
| 9251495 | XXXX | XXXX | XXXX D A |
| 9251496 | XXXX | XXXX | XXXX A |
| 9251497 | XXXX | XXXX | XXXX A |
| 9251498 | XXXX | XXXX | XXXX C A B |
| 9251499 | XXXX | XXXX | XXXX D A |
| 9251500 | XXXX | XXXX | XXXX D A |
| 9251501 | XXXX | XXXX | XXXX D A |
| 9251502 | XXXX | XXXX | XXXX A |
| 9251503 | XXXX | XXXX | XXXX A |
| 9251504 | XXXX | XXXX | XXXX D A |
| 9251505 | XXXX | XXXX | XXXX A |
| 9251506 | XXXX | XXXX | XXXX A |
| 9251507 | XXXX | XXXX | XXXX A |
| 9251508 | XXXX | XXXX | XXXX D A |
| 9251509 | XXXX | XXXX | XXXX D A |
| 9201915 | XXXX | XXXX | XXXX D A |
| 9201916 | XXXX | XXXX | XXXX D A |
| 9201925 | XXXX | XXXX | XXXX D A |
| 9201932 | XXXX | XXXX | XXXX D A |
| 9201945 | XXXX | XXXX | XXXX D A |
| 9201951 | XXXX | XXXX | XXXX D A |
| 9201953 | XXXX | XXXX | XXXX D A |
| 9201954 | XXXX | XXXX | XXXX D A |
| 9201957 | XXXX | XXXX | XXXX D A |
| 9201964 | XXXX | XXXX | XXXX D A B |
| 9201965 | XXXX | XXXX | XXXX D A |
| 9201973 | XXXX | XXXX | XXXX D A |
| 9201976 | XXXX | XXXX | XXXX D A B |
| 9201990 | XXXX | XXXX | XXXX D A |
| 9202003 | XXXX | XXXX | XXXX D A |
| 9202006 | XXXX | XXXX | XXXX D A B |
| 9202021 | XXXX | XXXX | XXXX D A |
| 9202022 | XXXX | XXXX | XXXX D A |
| 9202025 | XXXX | XXXX | XXXX D A |
| 9202045 | XXXX | XXXX | XXXX D A |
| 9202058 | XXXX | XXXX | XXXX D A B |
| 9202059 | XXXX | XXXX | XXXX D A |
| 9202063 | XXXX | XXXX | XXXX D A |
| 9202064 | XXXX | XXXX | XXXX D A |
| 9202074 | XXXX | XXXX | XXXX D A B |
| 9202077 | XXXX | XXXX | XXXX D A B |
| 9202087 | XXXX | XXXX | XXXX C A B |
| 9202089 | XXXX | XXXX | XXXX A C B |
| 9202092 | XXXX | XXXX | XXXX D A |
| 9202102 | XXXX | XXXX | XXXX D A |
| 9202108 | XXXX | XXXX | XXXX D A B |
| 9202111 | XXXX | XXXX | XXXX A |
| 9202114 | XXXX | XXXX | XXXX A |
| 9202117 | XXXX | XXXX | XXXX D A B |
| 9202120 | XXXX | XXXX | XXXX A |
| 9202129 | XXXX | XXXX | XXXX A |
| 9202132 | XXXX | XXXX | XXXX D A |
| 9202133 | XXXX | XXXX | XXXX C A |
| 9202135 | XXXX | XXXX | XXXX A |
| 9202137 | XXXX | XXXX | XXXX A |
| 9202140 | XXXX | XXXX | XXXX A |
| 9202141 | XXXX | XXXX | XXXX C A B |
| 9202152 | XXXX | XXXX | XXXX A |
| 9202163 | XXXX | XXXX | XXXX C A B |
| 9202170 | XXXX | XXXX | XXXX A |
| 9202172 | XXXX | XXXX | XXXX A |
| 9202179 | XXXX | XXXX | XXXX A |
| 9202190 | XXXX | XXXX | XXXX C A B |
| 9202193 | XXXX | XXXX | XXXX A |
| 9202194 | XXXX | XXXX | XXXX A |
| 9202205 | XXXX | XXXX | XXXX A |
| 9202215 | XXXX | XXXX | XXXX C A B |
| 9202248 | XXXX | XXXX | XXXX A |
| 9202262 | XXXX | XXXX | XXXX A |
| 9202443 | XXXX | XXXX | XXXX A D |
| 9202446 | XXXX | XXXX | XXXX A D |
| 9202448 | XXXX | XXXX | XXXX A D |
| 9202449 | XXXX | XXXX | XXXX A D |
| 9202454 | XXXX | XXXX | XXXX A D |
| 9202460 | XXXX | XXXX | XXXX A C D |
| 9202462 | XXXX | XXXX | XXXX C A D B |
| 9202468 | XXXX | XXXX | XXXX A D |
| 9202470 | XXXX | XXXX | XXXX A D |
| 9202471 | XXXX | XXXX | XXXX A D |
| 9202472 | XXXX | XXXX | XXXX C A D B |
| 9202478 | XXXX | XXXX | XXXX A D |
| 9202479 | XXXX | XXXX | XXXX A D |
| 9202441 | XXXX | XXXX | XXXX C A |
| 9202445 | XXXX | XXXX | XXXX A |
| 9202451 | XXXX | XXXX | XXXX D A C B |
| 9202457 | XXXX | XXXX | XXXX A |
| 9202458 | XXXX | XXXX | XXXX A B |
| 9202459 | XXXX | XXXX | XXXX A |
| 9202476 | XXXX | XXXX | XXXX A C |
| 9202486 | XXXX | XXXX | XXXX A |
| 9202488 | XXXX | XXXX | XXXX A |
| 9202489 | XXXX | XXXX | XXXX A |
| 9202501 | XXXX | XXXX | XXXX A D |
| 9202526 | XXXX | XXXX | XXXX A |

---

## Exhibit 99.6

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.6 - Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | 9251479 | XXXX |  | Closed | 2025-08-28 06:02 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing only need 1 condition for this - Due Diligence Vendor-08/28/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing only need 1 condition for this - Due Diligence Vendor-08/28/2025<br>|  |  |  | CA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9251480 | XXXX |  | Closed | 2025-08-29 07:02 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower photo ID is missing in file. - Due Diligence Vendor-08/29/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025<br>|  |  |  | CA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9251481 | XXXX |  | Closed | 2025-08-28 08:15 | 2025-09-11 23:08 | Waived | 2 - Non-Material C B | Credit | Assets | Asset 1 Less Than 2 Months Verified | Waived-Waiving only 1 month bank statements instead of 2 - Due Diligence Vendor-09/11/2025 <br>Open-Asset 1 and Asset 2 provided only one month bank statement, however as per Guideline required minimum 2 month bank statement. - Due Diligence Vendor-08/28/2025 |  | Waived-Waiving only 1 month bank statements instead of 2 - Due Diligence Vendor-09/11/2025<br>|  |  | LTV 51% - well under 80% max<br> Fico xxxx well over xxxx required<br> DSCR 1.27 well over 1.0 required | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | Investor Post-Close | No |
| XXXX | 9251481 | XXXX |  | Closed | 2025-08-28 08:17 | 2025-09-11 23:07 | Waived | 2 - Non-Material D B | Credit | Missing Doc | The letter of explanation for the borrower's assets/reserves is missing | Waived-Letter stating Bank Account, Balance and date since opened provided which meets guidelines. Second name on account missing letter of explanation is waived - Due Diligence Vendor-09/11/2025 <br> Open-The letter of explanation for the borrower's assets/reserves is missing. Please provide LOE or additional assets/reserves. Asset 3 xxxx showing Borrower and other name, hence required access letter for same. - Due Diligence Vendor-08/28/2025 |  | Waived-Letter stating Bank Account, Balance and date since opened provided which meets guidelines. Second name on account missing letter of explanation is waived - Due Diligence Vendor-09/11/2025<br>|  |  | LTV 51% - well under 80% max<br> Fico xxxx well over xxxx required<br> DSCR 1.27 well over 1.0 required | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | Investor Post-Close | No |
| XXXX | 9251482 | XXXX |  | Closed | 2025-09-19 17:15 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025<br>|  |  |  | CA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9251483 | XXXX |  | Closed | 2025-08-29 09:22 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower photo ID is missing in file. - Due Diligence Vendor-08/29/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025<br>|  |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | 9251483 | XXXX |  | Closed | 2025-08-29 10:40 | 2025-09-12 01:18 | Waived | 2 - Non-Material C B | Credit | Assets | Asset 1 Less Than 2 Months Verified | Waived-Waived as strong borrower credit and not able to source additional bank statement or lox 3 years after origination - Due Diligence Vendor-09/12/2025 <br>Open-The guidelines required the assets be documented with two months of bank statements. However, the loan file contains only one statement. Further, there is a non Borrowing individual reflected on the statement. Therefore, only 50% was used in the review due to the lack of a letter of consent for access to all funds. - Due Diligence Vendor-09/03/2025 |  | Waived-Waived as strong borrower credit and not able to source additional bank statement or lox 3 years after origination - Due Diligence Vendor-09/12/2025<br>|  |  | LTV 47.4% v max 80%<br> FICO xxxx v required xxxx<br> Reserves 29months v required 3months | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | Investor Post-Close | No |
| XXXX | 9251484 | XXXX |  | Closed | 2025-08-29 04:06 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Finding added for Identification document. - Due Diligence Vendor-08/29/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Finding added for Identification document. - Due Diligence Vendor-08/29/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9251486 | XXXX |  | Closed | 2025-08-29 09:36 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Finding added for Identification document. - Due Diligence Vendor-08/29/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Finding added for Identification document. - Due Diligence Vendor-08/29/2025<br>|  |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | 9251486 | XXXX |  | Closed | 2025-08-29 10:02 | 2025-09-12 00:45 | Waived | 2 - Non-Material D B | Credit | Eligibility | Business Entity Formation Doc Missing | Waived-Waiving - strong credit - Due Diligence Vendor-09/12/2025 <br>Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-09/05/2025 <br>Open-Entity Formation Doc Indicator is Missing. The review was unable to verify the EIN number for the business. - Due Diligence Vendor-09/04/2025 |  | Waived-Waiving - strong credit - Due Diligence Vendor-09/12/2025<br>|  |  | FICO xxxx v xxxx<br> LTV 37.78% v 80% | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | Investor Post-Close | No |
| XXXX | 9251488 | XXXX |  | Closed | 2025-08-29 07:31 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower 1 photo identification Is missing. Please provide valid photo identification per guideline requirements. - Due Diligence Vendor-09/04/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9251490 | XXXX |  | Closed | 2025-09-12 01:27 | 2025-09-12 01:30 | Acknowledged | 3 - Material C | Credit | Borrower | Potential Identity Issues identified in the file | Acknowledged-Not able to validate if Green Card was extended for primary borrower - unable to validate if citizenship designation is valid or should be Foreign National - Due Diligence Vendor-09/12/2025 <br> Open-Green Card expires prior to Note Date - no other identification provided. Expiration date of green card is xxxx and note date is xxxx - Due Diligence Vendor-09/12/2025 |  | Acknowledged-Not able to validate if Green Card was extended for primary borrower - unable to validate if citizenship designation is valid or should be Foreign National - Due Diligence Vendor-09/12/2025<br>|  |  |  | CA | Investment | Purchase | NA | XXXX | Investor Post-Close | No |
| XXXX | 9251491 | XXXX |  | Closed | 2025-09-19 17:15 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9251495 | XXXX |  | Closed | 2025-09-02 08:50 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Addressed with the Photo ID finding. - Due Diligence Vendor-09/04/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Addressed with the Photo ID finding. - Due Diligence Vendor-09/04/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9251498 | XXXX |  | Closed | 2025-09-02 07:02 | 2025-09-12 00:29 | Waived | 2 - Non-Material C B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Waiving - no recent mortgage history on credit report and no verification of rent provided. Credit comp factors are strong - Due Diligence Vendor-09/12/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Final 1003 missing Schedule of Real Estate, please provide G/L most recent 12 months mortgage/housing history. - Due Diligence Vendor-09/02/2025 |  | Waived-Waiving - no recent mortgage history on credit report and no verification of rent provided. Credit comp factors are strong - Due Diligence Vendor-09/12/2025<br>|  |  | LTV 68.87% v max 75%<br> Reserves 101months v required 3months<br> FICO xxxx v required xxxx | CA | Investment | Purchase | NA | XXXX | Investor Post-Close | No |
| XXXX | 9251499 | XXXX |  | Closed | 2025-09-03 06:39 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Photo ID is missing in file. Required Borrower photo identity. - Due Diligence Vendor-09/03/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025<br>|  |  |  | CA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9251500 | XXXX |  | Closed | 2025-09-19 17:15 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9251501 | XXXX |  | Closed | 2025-09-02 04:09 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing added finding. - Due Diligence Vendor-09/02/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing added finding. - Due Diligence Vendor-09/02/2025<br>|  |  |  | CA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9251501 | XXXX |  | Closed | 2025-09-04 15:17 | 2025-09-12 00:22 | Waived | 2 - Non-Material C B | Credit | Eligibility | Cash reserves less than required by guidelines | Waived-Funds were available to close - not all documents have been provided for review - waiving based on overall credit quality - Due Diligence Vendor-09/12/2025 <br>Open-Assets are not sufficient to cover reserves. 2 months of bank statements required for assets. Missing some of the assets listed on 1003. - Due Diligence Vendor-09/04/2025 |  | Waived-Funds were available to close - not all documents have been provided for review - waiving based on overall credit quality - Due Diligence Vendor-09/12/2025<br>|  |  | LTV 65% compared to max 80%<br> FICO xxxx compared to required xxxx | CA | Investment | Purchase | NA | XXXX | Investor Post-Close | No |
| XXXX | 9251504 | XXXX |  | Closed | 2025-09-19 17:15 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025<br>|  |  |  | CA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9251508 | XXXX |  | Closed | 2025-09-03 04:40 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower 1 Citizenship Document Is Missing. Please provide valid Citizenship Document . - Due Diligence Vendor-09/03/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9251509 | XXXX |  | Closed | 2025-09-03 06:56 | 2025-09-19 21:36 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower 1 Citizenship Document Is Missing. Please provide Citizenship Document. - Due Diligence Vendor-09/03/2025 |  | Acknowledged-Acknowledged: Originator did not include in packs completed US Patriot Act or Govt ID for US Citizens - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Photo ID not provided for US Citizens in the files, however mitigating factors include Signed Deed of Trust in presence of Notary with language to the effect that Notary validated identity of Borrower and also no flags raised on either Credit or Fraud reports about identity and SSN - Due Diligence Vendor-09/11/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9201915 | XXXX |  | Closed | 2025-09-05 10:00 | 2025-09-19 17:04 | Acknowledged | 3 - Material D | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Acknowledged-Acknowledged credit report provided is over 120 days old at time of note - Due Diligence Vendor-09/19/2025 <br>Acknowledged-The credit report provided in the new package is over 90 days old.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Borrower 1 Credit Report is missing from the loan file; therefore, the FICO score for the Borrower could not be validated. - Due Diligence Vendor-09/05/2025 |  | Acknowledged-Acknowledged credit report provided is over 120 days old at time of note - Due Diligence Vendor-09/19/2025 <br>Acknowledged-The credit report provided in the new package is over 90 days old.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9201915 | XXXX |  | Closed | 2025-09-05 10:16 | 2025-09-19 16:25 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/19/2025 <br>Resolved-Document provided in new package & updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary valuation or additional valuation is missing in file. - Due Diligence Vendor-09/05/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/19/2025 <br>Resolved-Document provided in new package & updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201915 | XXXX |  | Closed | 2025-09-05 10:00 | 2025-09-18 06:11 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/18/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements The borrower has been living in own home for the past 2 years. Proof of housing history is missing from the file; however, a Verification of Mortgage (VOM) or a Free & Clear letter can be used to meet minimum recent 12-month housing history requirement. - Due Diligence Vendor-09/05/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/18/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201915 | XXXX |  | Closed | 2025-09-05 08:59 | 2025-09-18 05:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-The document has been provided in new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing The validation of the Borrower's identity with a photo ID or US Patriot Act was not located in the loan file. - Due Diligence Vendor-09/05/2025 |  | Resolved-The document has been provided in new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201915 | XXXX |  | Closed | 2025-09-05 10:55 | 2025-09-18 05:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-The document has been provided in new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Fraud Report is missing in file. - Due Diligence Vendor-09/05/2025 |  | Resolved-The document has been provided in new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201915 | XXXX |  | Closed | 2025-09-05 09:18 | 2025-09-18 05:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Document provided in new package & updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Open-Document provided in new package & updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Resolved- - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title document is missing in file. - Due Diligence Vendor-09/05/2025 |  | Resolved-Document provided in new package & updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201916 | XXXX |  | Closed | 2025-09-05 08:22 | 2025-09-18 05:19 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Review - Due Diligence Vendor-09/12/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Required minimum 12 months housing history, however can't able to find the Primary housing history. - Due Diligence Vendor-09/05/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | IL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201916 | XXXX |  | Closed | 2025-09-05 08:22 | 2025-09-18 05:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/18/2025 <br>Open- - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Credit report is missing inf file. - Due Diligence Vendor-09/05/2025 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/12/2025<br>|  |  |  | IL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201916 | XXXX |  | Closed | 2025-09-05 07:42 | 2025-09-18 04:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower photo ID is missing in file. - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | IL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201916 | XXXX |  | Closed | 2025-09-05 08:42 | 2025-09-18 04:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Fraud Report is missing in file. - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | IL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201916 | XXXX |  | Closed | 2025-09-10 22:15 | 2025-09-18 04:31 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Resolved updated Clear Capital as per provided document as Review product 1. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Missing G/L Secondary Valuation. - Due Diligence Vendor-09/10/2025 |  | Resolved-Resolved updated Clear Capital as per provided document as Review product 1. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | IL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201916 | XXXX |  | Closed | 2025-09-05 08:28 | 2025-09-18 04:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated purchase contract. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Contract of sale is missing in file. - Due Diligence Vendor-09/05/2025 |  | Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated purchase contract. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025<br>|  |  |  | IL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201925 | XXXX |  | Closed | 2025-09-05 11:18 | 2025-09-18 06:36 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements reviewing - Due Diligence Vendor-09/12/2025 <br>Open-Housing History Does Not Meet Guideline Requirements The borrower has been living in own home for the past 2 years. Proof of housing history is missing from the file - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201925 | XXXX |  | Closed | 2025-09-05 11:16 | 2025-09-18 06:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Borrower 1 Credit Report is Missing in file. - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/12/2025<br>|  |  |  | MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201925 | XXXX |  | Closed | 2025-09-05 07:32 | 2025-09-18 06:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Resolved-The land referred to in the Commitment is described as follows:<br> The East 1/2 of the North 1/2 of Lot 7, Utopia, Hennepin County, Minnesota<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing in file - Due Diligence Vendor-09/05/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Resolved-The land referred to in the Commitment is described as follows:<br> The East 1/2 of the North 1/2 of Lot 7, Utopia, Hennepin County, Minnesota<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201925 | XXXX |  | Closed | 2025-09-05 11:22 | 2025-09-18 06:01 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Second Appraisal/ Valuation is Missing in file - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201925 | XXXX |  | Closed | 2025-09-05 11:41 | 2025-09-18 05:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Fraud Report is missing in file. - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201925 | XXXX |  | Closed | 2025-09-05 07:14 | 2025-09-18 05:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing in file, FInding Added. - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing in file, FInding Added. - Due Diligence Vendor-09/05/2025<br>|  |  |  | MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201932 | XXXX |  | Closed | 2025-09-05 07:43 | 2025-09-19 16:27 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/19/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary valuation is missing in file (review products) - Due Diligence Vendor-09/05/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/19/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201932 | XXXX |  | Closed | 2025-09-05 07:00 | 2025-09-18 07:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title is missing in file - Due Diligence Vendor-09/05/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201932 | XXXX |  | Closed | 2025-09-05 07:38 | 2025-09-18 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Credit report is missing in file - Due Diligence Vendor-09/05/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/12/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201932 | XXXX |  | Closed | 2025-09-05 07:38 | 2025-09-18 07:46 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements review - Due Diligence Vendor-09/12/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Credit report is missing in file unable to verify housing history - Due Diligence Vendor-09/05/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201932 | XXXX |  | Closed | 2025-09-05 06:34 | 2025-09-18 07:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Bwr 1 Citizenship Doc missing in file, finding added for photo id - Due Diligence Vendor-09/05/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Bwr 1 Citizenship Doc missing in file, finding added for photo id - Due Diligence Vendor-09/05/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201932 | XXXX |  | Closed | 2025-09-05 08:02 | 2025-09-18 07:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Third party fraud report is missing in file - Due Diligence Vendor-09/05/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201945 | XXXX |  | Closed | 2025-09-05 09:44 | 2025-09-18 07:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Credit report is missing in file - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201945 | XXXX |  | Closed | 2025-09-05 09:44 | 2025-09-18 07:04 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements review - Due Diligence Vendor-09/12/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Credit Report is missing in file, unable to verify - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201945 | XXXX |  | Closed | 2025-09-05 09:29 | 2025-09-18 06:52 | Resolved | 1 - Information D A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025 <br>Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201945 | XXXX |  | Closed | 2025-09-15 20:56 | 2025-09-18 06:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Investor confirmed Personal Guaranty in collateral vault - Due Diligence Vendor-09/16/2025 <br>Open-Missing Personal Guaranty - Due Diligence Vendor-09/15/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Investor confirmed Personal Guaranty in collateral vault - Due Diligence Vendor-09/16/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201945 | XXXX |  | Closed | 2025-09-05 09:24 | 2025-09-18 06:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing in file - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201945 | XXXX |  | Closed | 2025-09-05 09:53 | 2025-09-18 06:44 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary Valuation or Additional Valuation is missing in file - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201945 | XXXX |  | Closed | 2025-09-05 10:40 | 2025-09-18 06:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Fraud report is missing in file - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201945 | XXXX |  | Closed | 2025-09-05 09:00 | 2025-09-18 06:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Finding added for photo ID and Residency Docs - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Finding added for photo ID and Residency Docs - Due Diligence Vendor-09/05/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201951 | XXXX |  | Closed | 2025-09-11 06:03 | 2025-09-19 16:29 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/19/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing - Due Diligence Vendor-09/11/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/19/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201951 | XXXX |  | Closed | 2025-09-11 05:59 | 2025-09-18 08:50 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/18/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Credit report is missing in file, unable to verify housing history - Due Diligence Vendor-09/11/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/18/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201951 | XXXX |  | Closed | 2025-09-12 06:12 | 2025-09-18 08:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/18/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/18/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201951 | XXXX |  | Closed | 2025-09-11 05:34 | 2025-09-18 08:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title is missing in file - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201951 | XXXX |  | Closed | 2025-09-11 05:41 | 2025-09-18 08:09 | Resolved | 1 - Information D A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025 <br>Open-Entity Formation Doc Indicator is Missing. Articles of Incorporation not in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201951 | XXXX |  | Closed | 2025-09-15 01:41 | 2025-09-18 08:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Investor confirmed personal guaranty in collateral vault - Due Diligence Vendor-09/16/2025 <br>Open-Note signed by member of LLC, Personal Guaranty document missing - Due Diligence Vendor-09/15/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Investor confirmed personal guaranty in collateral vault - Due Diligence Vendor-09/16/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201951 | XXXX |  | Closed | 2025-09-11 04:43 | 2025-09-18 07:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Photo ID and Citizenship Documents are missing infile - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201951 | XXXX |  | Closed | 2025-09-11 06:20 | 2025-09-18 07:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Third Party Fraud report is missing - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201953 | XXXX |  | Closed | 2025-09-12 06:12 | 2025-09-18 09:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201953 | XXXX |  | Closed | 2025-09-11 08:01 | 2025-09-18 09:14 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Credit report is missing in file, unable to Verify housing history - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201953 | XXXX |  | Closed | 2025-09-11 07:48 | 2025-09-18 08:14 | Resolved | 1 - Information D A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025 <br>Open-Entity Formation Doc Indicator is Missing. Articles of Incorporation not in the file for LLC. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201953 | XXXX |  | Closed | 2025-09-11 16:19 | 2025-09-18 08:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Investor confirmed personal guaranty in collateral vault - Due Diligence Vendor-09/16/2025 <br>Open-Guaranty agreement is not in the file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Investor confirmed personal guaranty in collateral vault - Due Diligence Vendor-09/16/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201953 | XXXX |  | Closed | 2025-09-11 08:03 | 2025-09-18 08:10 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201953 | XXXX |  | Closed | 2025-09-11 07:45 | 2025-09-18 08:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title is missing in file - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201953 | XXXX |  | Closed | 2025-09-11 08:27 | 2025-09-18 08:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Third party fraud is missing in file - Due Diligence Vendor-09/11/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201953 | XXXX |  | Closed | 2025-09-11 07:35 | 2025-09-18 08:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Bwr1 citizenship is missing and Photo ID - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201954 | XXXX |  | Closed | 2025-09-11 06:19 | 2025-09-19 16:31 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/19/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Second Appraisal/ Valuation is Missing - Due Diligence Vendor-09/11/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/19/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201954 | XXXX |  | Closed | 2025-09-11 05:51 | 2025-09-18 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Missing Credit report. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201954 | XXXX |  | Closed | 2025-09-11 05:27 | 2025-09-18 10:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title commitment or Title policy is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201954 | XXXX |  | Closed | 2025-09-11 05:51 | 2025-09-18 10:16 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements G/L missing 12 months housing history. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201954 | XXXX |  | Closed | 2025-09-11 15:58 | 2025-09-18 09:56 | Resolved | 1 - Information D A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025 <br>Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201954 | XXXX |  | Closed | 2025-09-11 05:16 | 2025-09-18 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Photo ID is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201954 | XXXX |  | Closed | 2025-09-11 06:34 | 2025-09-18 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Fraud Report is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201957 | XXXX |  | Closed | 2025-09-11 08:41 | 2025-09-18 09:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Credit report is missing inf file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201957 | XXXX |  | Closed | 2025-09-11 08:41 | 2025-09-18 09:49 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Required minimum 12 months housing history. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201957 | XXXX |  | Closed | 2025-09-11 08:48 | 2025-09-18 09:35 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Required Second Appraisal/ Valuation is Missing. - Due Diligence Vendor-09/11/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201957 | XXXX |  | Closed | 2025-09-11 08:48 | 2025-09-18 09:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Purchase contract is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201957 | XXXX |  | Closed | 2025-09-11 09:08 | 2025-09-18 09:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Fraud Report is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201957 | XXXX |  | Closed | 2025-09-11 07:15 | 2025-09-18 09:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower Photo ID is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201957 | XXXX |  | Closed | 2025-09-11 08:35 | 2025-09-18 09:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title document or Title policy is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201964 | XXXX |  | Closed | 2025-09-11 09:54 | 2025-09-18 09:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-09/18/2025 <br>Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower Photo ID is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-09/18/2025 <br>Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201964 | XXXX |  | Closed | 2025-09-11 10:31 | 2025-09-18 09:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Missing credit report. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201964 | XXXX |  | Closed | 2025-09-11 10:22 | 2025-09-18 09:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title document or Title policy is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201964 | XXXX |  | Closed | 2025-09-11 10:44 | 2025-09-18 09:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Fraud Report is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201964 | XXXX |  | Closed | 2025-09-11 10:34 | 2025-09-18 09:21 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Second Appraisal/ Valuation is Missing - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201964 | XXXX |  | Closed | 2025-09-11 10:31 | 2025-09-18 09:21 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements G/L missing 12 months housing history. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201964 | XXXX |  | Closed | 2025-09-11 19:26 | 2025-09-18 09:20 | Resolved | 1 - Information D A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Resolved- - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025 <br>Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025<br>|  |  |  | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201964 | XXXX |  | Closed | 2025-09-11 19:40 | 2025-09-18 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Resolved-Validation Resolved' - Due Diligence Vendor-09/18/2025 <br>Open-Missing executed Personal Guaranty documentation. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Resolved-Validation Resolved' - Due Diligence Vendor-09/18/2025<br>|  |  |  | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201964 | XXXX |  | Closed | 2025-09-11 19:39 | 2025-09-15 22:03 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-LTV at 66% exceeds 65% max - Due Diligence Vendor-09/15/2025 <br>Open-Audited LTV Exceeds Guideline LTV G/L Maximum LTV 65% vs 66.3%. - Due Diligence Vendor-09/11/2025 |  | Waived-LTV at 66% exceeds 65% max - Due Diligence Vendor-09/15/2025<br>|  |  | Reserves 106months v required 6months<br> DSCR 1.49 v min 1 | TN | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9201965 | XXXX |  | Closed | 2025-09-11 05:02 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: US Patriot Act document not complete and govt id not provided for review - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Citizenship Documentation Not Provided. finding added. - Due Diligence Vendor-09/11/2025 |  | Acknowledged-Acknowledged: US Patriot Act document not complete and govt id not provided for review - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Citizenship Documentation Not Provided. finding added. - Due Diligence Vendor-09/11/2025<br>|  |  |  | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | 9201965 | XXXX |  | Closed | 2025-09-11 20:03 | 2025-09-18 09:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Credit report missing. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | 9201965 | XXXX |  | Closed | 2025-09-11 05:20 | 2025-09-18 09:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing In File. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | 9201965 | XXXX |  | Closed | 2025-09-11 06:29 | 2025-09-18 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Third Party Fraud Report not Provided. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | 9201965 | XXXX |  | Closed | 2025-09-11 05:42 | 2025-09-18 09:52 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Second Appraisal/ Valuation is Missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | 9201965 | XXXX |  | Closed | 2025-09-11 05:34 | 2025-09-18 09:52 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements G/L missing 12 month housing history. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | 9201965 | XXXX |  | Closed | 2025-09-11 06:21 | 2025-09-15 18:58 | Waived | 2 - Non-Material C B | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Waived-Waiving due to strength of credit comp factors - Due Diligence Vendor-09/15/2025 <br>Open-Asset Record 1 Does Not Meet G/L Requirements Missing documentation to verify post close 6 months reserves. - Due Diligence Vendor-09/11/2025 |  | Waived-Waiving due to strength of credit comp factors - Due Diligence Vendor-09/15/2025<br>|  |  | FICO xxxx v required xxxx<br> DSCR 1.6 v min 1.0<br> LTV 66% v max 75% | OK | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | Investor Post-Close | No |
| XXXX | 9201973 | XXXX |  | Closed | 2025-09-11 07:33 | 2025-09-18 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing in File. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201973 | XXXX |  | Closed | 2025-09-11 19:09 | 2025-09-18 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Borrower 1 Credit Report is missing from the loan file; therefore, the FICO score for the Borrower could not be validated. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201973 | XXXX |  | Closed | 2025-09-11 08:00 | 2025-09-18 12:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing in File. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201973 | XXXX |  | Closed | 2025-09-11 08:38 | 2025-09-18 12:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Fraud Report Document is missing In File. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201973 | XXXX |  | Closed | 2025-09-11 08:22 | 2025-09-18 12:17 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary Valuation or Additional Valuation Is missing in File. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201973 | XXXX |  | Closed | 2025-09-11 08:14 | 2025-09-18 12:17 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements There is no supporting document to verify primary mortgage history. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201973 | XXXX |  | Closed | 2025-09-11 08:22 | 2025-09-18 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Purchase Contract Doc is Missing in File. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9201976 | XXXX |  | Closed | 2025-09-11 05:15 | 2025-09-18 12:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-09/18/2025 <br>Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Finding added for the same Required Borrower 1 Citizenship document. - Due Diligence Vendor-09/11/2025 |  | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-09/18/2025 <br>Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Finding added for the same Required Borrower 1 Citizenship document. - Due Diligence Vendor-09/11/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201976 | XXXX |  | Closed | 2025-09-12 06:12 | 2025-09-18 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201976 | XXXX |  | Closed | 2025-09-11 05:30 | 2025-09-18 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Required Updated Title document. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201976 | XXXX |  | Closed | 2025-09-11 06:13 | 2025-09-18 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Required Fraud report document. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201976 | XXXX |  | Closed | 2025-09-11 05:44 | 2025-09-18 12:52 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements 2 years of housing history requirement for permanent resident not in the file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201976 | XXXX |  | Closed | 2025-09-11 05:47 | 2025-09-18 12:52 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Required Secondary Valuation document. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201976 | XXXX |  | Closed | 2025-09-11 11:40 | 2025-09-15 21:59 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Waiving 76% v 75% max - Due Diligence Vendor-09/15/2025 <br>Open-Audited LTV of 76.5% exceeds Guideline LTV of 75% As Per guidelines requirement Maximum LTV is 75% - Due Diligence Vendor-09/11/2025 |  | Waived-Waiving 76% v 75% max - Due Diligence Vendor-09/15/2025<br>|  |  | DSCR 2.8 v min 1.0<br> FICO xxxx v required xxxx<br> Reserves 158months v required 6months | PA | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9201990 | XXXX |  | Closed | 2025-09-11 09:41 | 2025-09-18 22:55 | Resolved | 1 - Information D A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-09/18/2025 <br>Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025 <br>Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-09/11/2025 |  | Resolved-Validation Resolved' - Due Diligence Vendor-09/18/2025 <br>Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201990 | XXXX |  | Closed | 2025-09-15 21:03 | 2025-09-18 22:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-09/18/2025 <br>Open-Missing personal guaranty - Due Diligence Vendor-09/15/2025 |  | Resolved-Validation Resolved' - Due Diligence Vendor-09/18/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201990 | XXXX |  | Closed | 2025-09-11 07:30 | 2025-09-18 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-09/18/2025 <br>Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing The validation of the Borrower's identity with a photo ID or US Patriot Act was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-09/18/2025 <br>Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201990 | XXXX |  | Closed | 2025-09-12 06:12 | 2025-09-18 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201990 | XXXX |  | Closed | 2025-09-11 07:49 | 2025-09-18 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Required Title document . - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201990 | XXXX |  | Closed | 2025-09-11 08:21 | 2025-09-18 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Required Third party Fraud Report. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201990 | XXXX |  | Closed | 2025-09-11 08:10 | 2025-09-18 13:40 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Required for Secondary Valuation document. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9201990 | XXXX |  | Closed | 2025-09-11 08:04 | 2025-09-18 13:40 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Required Housing history document. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202003 | XXXX |  | Closed | 2025-09-11 12:27 | 2025-09-18 10:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is missing from the loan file; therefore, the FICO score for the Borrower could not be validated. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | PA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202003 | XXXX |  | Closed | 2025-09-11 05:15 | 2025-09-18 10:35 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Due to the lack of a credit report or VOM, the mortgage history for the primary residence could not be validated. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | PA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202003 | XXXX |  | Closed | 2025-09-11 05:20 | 2025-09-18 10:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Purchase Contract to validated the purchase price, interested party contributions and earnest money deposit was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025<br>|  |  |  | PA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202003 | XXXX |  | Closed | 2025-09-11 05:20 | 2025-09-18 10:27 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 The secondary valuation to support the appraised value was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | PA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202003 | XXXX |  | Closed | 2025-09-11 05:34 | 2025-09-18 10:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Evidence of a Third Party Fraud Report was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | PA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202003 | XXXX |  | Closed | 2025-09-11 04:45 | 2025-09-18 10:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing The validation of the Borrower's identity with a photo ID or US Patriot Act was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | PA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202003 | XXXX |  | Closed | 2025-09-11 05:01 | 2025-09-18 10:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title Commitment or Policy to validated ownership, liens, taxes and legal description was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | PA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202006 | XXXX |  | Closed | 2025-09-11 13:15 | 2025-09-18 10:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Borrower 1 Credit Report is missing from the loan file; therefore, the FICO score for the Borrower could not be validated. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202006 | XXXX |  | Closed | 2025-09-11 07:15 | 2025-09-18 10:53 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements There is no supporting document to verify primary mortgage history. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202006 | XXXX |  | Closed | 2025-09-11 07:19 | 2025-09-18 10:44 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Second Appraisal/ Valuation is Missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202006 | XXXX |  | Closed | 2025-09-11 06:51 | 2025-09-18 10:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing The validation of the Borrower's identity with a photo ID or US Patriot Act was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202006 | XXXX |  | Closed | 2025-09-11 07:41 | 2025-09-18 10:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Third Party Fraud Report not Provided in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202006 | XXXX |  | Closed | 2025-09-11 07:04 | 2025-09-18 10:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202006 | XXXX |  | Closed | 2025-09-11 07:40 | 2025-09-15 21:57 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Waiving 76% v 75% max - Due Diligence Vendor-09/15/2025 <br>Open-Audited LTV of 76.5% exceeds Guideline LTV of 75% As per GL dated 02-01-2022 for cash out refinance max LTV is 75% however audit LT is 76.5% - Due Diligence Vendor-09/11/2025 |  | Waived-Waiving 76% v 75% max - Due Diligence Vendor-09/15/2025<br>|  |  | FICO xxxx v required xxxx<br> Reserves 159months v required 6months<br> DSCR 1.77 v 1.0 min | TX | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202021 | XXXX |  | Closed | 2025-09-11 09:57 | 2025-09-18 11:31 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Unable to verify Primary Mortgage or Current Rent History, provide supporting document to verify 12 months housing history - Due Diligence Vendor-09/11/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202021 | XXXX |  | Closed | 2025-09-11 13:53 | 2025-09-18 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Borrower 1 Credit Report, international credit report or credit reference letter is missing from the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202021 | XXXX |  | Closed | 2025-09-15 00:58 | 2025-09-18 11:13 | Resolved | 1 - Information D A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025 <br>Open-Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-09/15/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202021 | XXXX |  | Closed | 2025-09-11 07:57 | 2025-09-18 11:08 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202021 | XXXX |  | Closed | 2025-09-11 08:23 | 2025-09-18 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-09/11/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202021 | XXXX |  | Closed | 2025-09-12 05:53 | 2025-09-18 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 |  | Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202021 | XXXX |  | Closed | 2025-09-11 07:42 | 2025-09-18 11:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing - Due Diligence Vendor-09/11/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-09/18/2025 <br>Resolved-Updated and resolved as per provided latest attachment document. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202022 | XXXX |  | Closed | 2025-09-11 11:01 | 2025-09-19 16:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-09/19/2025 <br>Resolved- - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing - Due Diligence Vendor-09/11/2025 |  | Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025<br>|  |  |  | OH | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202022 | XXXX |  | Closed | 2025-09-11 14:20 | 2025-09-18 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Borrower 1 Credit Report is missing from the loan file; therefore, the FICO score for the Borrower could not be validated. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | OH | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202022 | XXXX |  | Closed | 2025-09-11 10:52 | 2025-09-18 11:20 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Unable to verify Primary Mortgage or Current Rent History, provide supporting document to verify 12 months housing history - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | OH | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202022 | XXXX |  | Closed | 2025-09-11 10:43 | 2025-09-18 11:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | OH | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202022 | XXXX |  | Closed | 2025-09-11 10:32 | 2025-09-18 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing The validation of the Borrower's identity with a photo ID or US Patriot Act was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | OH | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202022 | XXXX |  | Closed | 2025-09-11 11:18 | 2025-09-18 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx. - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | OH | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202025 | XXXX |  | Closed | 2025-09-11 06:50 | 2025-09-19 16:38 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/19/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary valuation is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/19/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202025 | XXXX |  | Closed | 2025-09-11 06:50 | 2025-09-19 16:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-09/19/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Purchase contract is missing in file, - Due Diligence Vendor-09/11/2025 |  | Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-09/19/2025 <br>Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202025 | XXXX |  | Closed | 2025-09-12 06:12 | 2025-09-18 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202025 | XXXX |  | Closed | 2025-09-11 07:15 | 2025-09-18 11:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Third party fraud report is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202025 | XXXX |  | Closed | 2025-09-11 05:50 | 2025-09-18 11:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower Citizenship document is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202025 | XXXX |  | Closed | 2025-09-11 06:33 | 2025-09-18 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title document is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-The document has been provided in the new package and updated in xxxx.<br> - Due Diligence Vendor-09/18/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202045 | XXXX |  | Closed | 2025-09-11 05:39 | 2025-09-19 04:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing The validation of the Borrower's identity with a photo ID or US Patriot Act was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202045 | XXXX |  | Closed | 2025-09-11 15:59 | 2025-09-19 04:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Borrower 1 Credit Report is missing from the loan file; therefore, the FICO score for the Borrower could not be validated - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202045 | XXXX |  | Closed | 2025-09-11 06:02 | 2025-09-19 04:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved- - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing in file. - Due Diligence Vendor-09/11/2025 |  | Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202045 | XXXX |  | Closed | 2025-09-11 06:41 | 2025-09-19 04:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202045 | XXXX |  | Closed | 2025-09-11 06:23 | 2025-09-19 04:50 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Unable to verify Housing History as credit report is missing. - Due Diligence Vendor-09/15/2025 <br>Rescinded-Housing History Does Not Meet Guideline Requirements Unable to verify Housing History as credit report is missing. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Rescinded-Housing History Does Not Meet Guideline Requirements Unable to verify Housing History as credit report is missing. - Due Diligence Vendor-09/11/2025<br>|  |  |  | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202045 | XXXX |  | Closed | 2025-09-11 06:29 | 2025-09-19 04:50 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Second Appraisal/ Valuation is Missing - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202058 | XXXX |  | Closed | 2025-09-11 11:03 | 2025-09-19 11:59 | Resolved | 1 - Information D A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-09/19/2025 <br>Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025 <br>Open-Entity Formation Doc Indicator is Missing. Borrower signed note and DOT as member of LLC but all Entity formation documents re missing. - Due Diligence Vendor-09/11/2025 |  | Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-09/19/2025 <br>Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Business Entity Docs - just EIN - All entities have continued to successfully operate since origination - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202058 | XXXX |  | Closed | 2025-09-15 21:04 | 2025-09-19 11:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-09/19/2025 <br>Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Investor confirmed Personal Guaranty in collateral vault - Due Diligence Vendor-09/16/2025 <br>Open-Missing personal guaranty - Due Diligence Vendor-09/15/2025 |  | Resolved-Validation Resolved' - Due Diligence Vendor-09/19/2025 <br>Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Investor confirmed Personal Guaranty in collateral vault - Due Diligence Vendor-09/16/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202058 | XXXX |  | Closed | 2025-09-11 10:45 | 2025-09-19 05:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing The validation of the Borrower's identity with a photo ID or US Patriot Act was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202058 | XXXX |  | Closed | 2025-09-11 17:17 | 2025-09-19 05:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Borrower 1 Credit Report is missing from the loan file; therefore, the FICO score for the Borrower could not be validated. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202058 | XXXX |  | Closed | 2025-09-11 11:26 | 2025-09-19 05:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Third Party Fraud Report is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202058 | XXXX |  | Closed | 2025-09-11 10:59 | 2025-09-19 05:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title document is missing in file - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202058 | XXXX |  | Closed | 2025-09-11 11:15 | 2025-09-19 05:58 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary valuations is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202058 | XXXX |  | Closed | 2025-09-11 11:10 | 2025-09-19 05:58 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Unable to verify the housing history, since credit report is missing in file, - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202058 | XXXX |  | Closed | 2025-09-11 11:25 | 2025-09-15 21:55 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Waiving LTV 76% v max 75% due to strong comp factors - Due Diligence Vendor-09/15/2025 <br> Open-Audited LTV Exceeds Guideline LTV Audited LTV of 76.31% exceeds Guideline LTV of 75%, as per provided hot sheet and guidelines version xxxx page #135. - Due Diligence Vendor-09/11/2025 |  | Waived-Waiving LTV 76% v max 75% due to strong comp factors - Due Diligence Vendor-09/15/2025<br>|  |  | FICO xxxx v required xxxx<br> reserves 40months v required 6months<br> DSCR 1.18 v min 1 | TX | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202059 | XXXX |  | Closed | 2025-09-11 10:45 | 2025-09-19 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/19/2025 <br>Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report. - Due Diligence Vendor-09/11/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/19/2025 <br>Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202059 | XXXX |  | Closed | 2025-09-11 09:46 | 2025-09-19 06:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Finding added for Citizenship document. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing Finding added for Citizenship document. - Due Diligence Vendor-09/11/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202059 | XXXX |  | Closed | 2025-09-12 06:12 | 2025-09-19 06:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202059 | XXXX |  | Closed | 2025-09-11 09:57 | 2025-09-19 06:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title document missing in the file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202059 | XXXX |  | Closed | 2025-09-11 10:32 | 2025-09-19 06:27 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Required Secondary Valuation document. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202059 | XXXX |  | Closed | 2025-09-11 10:32 | 2025-09-19 06:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Required Purchase document. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025<br>|  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202063 | XXXX |  | Closed | 2025-09-11 10:31 | 2025-09-19 06:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing in File. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | LA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202063 | XXXX |  | Closed | 2025-09-11 14:21 | 2025-09-19 06:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Missing Credit Report. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | LA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202063 | XXXX |  | Closed | 2025-09-11 11:14 | 2025-09-19 06:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Fraud Report Document is missing In file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | LA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202063 | XXXX |  | Closed | 2025-09-11 10:47 | 2025-09-19 06:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing in File. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | LA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202063 | XXXX |  | Closed | 2025-09-11 11:00 | 2025-09-19 06:50 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary Valuation or Additional Valuation Document is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | LA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202063 | XXXX |  | Closed | 2025-09-11 10:56 | 2025-09-19 06:50 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Missing G/L 12 month housing history. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | LA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202064 | XXXX |  | Closed | 2025-09-11 20:20 | 2025-09-19 07:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing duplicate finding - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing duplicate finding - Due Diligence Vendor-09/11/2025<br>|  |  |  | GA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202064 | XXXX |  | Closed | 2025-09-12 06:12 | 2025-09-19 07:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | GA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202064 | XXXX |  | Closed | 2025-09-11 07:17 | 2025-09-19 07:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Third Party Fraud Report is missing from loan file for B1 and B2 - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | GA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202064 | XXXX |  | Closed | 2025-09-11 06:23 | 2025-09-19 07:23 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary Valuation is missing from loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | GA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202064 | XXXX |  | Closed | 2025-09-11 06:23 | 2025-09-19 07:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Purchase Contract Doc is Missing from loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include original Sales Contract- all purchased properties have remained current on payments - Due Diligence Vendor-09/15/2025<br>|  |  |  | GA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202074 | XXXX |  | Closed | 2025-09-11 09:06 | 2025-09-19 12:07 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Waived 1.5% LTV exception - Due Diligence Vendor-09/19/2025 <br>Open-Audited LTV of 76.5% exceeds Guideline LTV of 75% Audited LTV of 76.5% exceeds Guideline LTV of 75% - Due Diligence Vendor-09/19/2025 <br>Open-Audited LTV of 76.5% exceeds Guideline LTV of 75% As per GL dated 02-01-2022 for cash out refinance max LTV is 75% however audit LT is 76.5% - Due Diligence Vendor-09/11/2025 |  | Waived-Waived 1.5% LTV exception - Due Diligence Vendor-09/19/2025<br>|  |  | DSCR 1.29 v min 1.0<br> Reserves 114months v required 6months | TX | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202074 | XXXX |  | Closed | 2025-09-11 08:20 | 2025-09-19 07:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Rescinded-Borrower 1 Citizenship Documentation Is Missing in file. - Due Diligence Vendor-09/11/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202074 | XXXX |  | Closed | 2025-09-11 20:57 | 2025-09-19 07:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Missing credit report. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202074 | XXXX |  | Closed | 2025-09-11 09:07 | 2025-09-19 07:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Third Party Fraud Report missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202074 | XXXX |  | Closed | 2025-09-11 08:41 | 2025-09-19 07:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing in file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202074 | XXXX |  | Closed | 2025-09-11 08:55 | 2025-09-19 07:55 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Second Appraisal/ Valuation is Missing. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202074 | XXXX |  | Closed | 2025-09-11 08:52 | 2025-09-19 07:55 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Missing G/L 12 month housing history. <br> - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202074 | XXXX |  | Closed | 2025-09-11 09:29 | 2025-09-19 07:54 | Resolved | 1 - Information C A | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Resolved-DSCR meeting minimum Guideline requirement - Due Diligence Vendor-09/19/2025 <br>Open-1007/Lease agreement missing in file, required to verify DSCR. - Due Diligence Vendor-09/11/2025 |  | Resolved-DSCR meeting minimum Guideline requirement - Due Diligence Vendor-09/19/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202074 | XXXX |  | Closed | 2025-09-11 08:44 | 2025-09-19 07:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. 1007, 1025, etc.) | Resolved-Validation Resolved - Due Diligence Vendor-09/19/2025 <br> Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a 1007, 1025, etc. Third party market rent documentation missing. - Due Diligence Vendor-09/11/2025 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/19/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202074 | XXXX |  | Closed | 2025-09-11 08:55 | 2025-09-19 07:48 | Resolved | 1 - Information D A | Property | Appraisal | Missing Core Valuation Product | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-09/19/2025 <br>Open-Missing primary appraisal product for valuation and any market rent estimate - Due Diligence Vendor-09/15/2025 |  | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-09/19/2025<br>|  |  |  | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202077 | XXXX |  | Closed | 2025-09-11 21:19 | 2025-09-19 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing The validation of the Borrower's identity with a photo ID or US Patriot Act was not located in the loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include IDs, mitigating factor is Deed of Trust / Mortgage was notarized and notary validated ID - Due Diligence Vendor-09/12/2025<br>|  |  |  | UT | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202077 | XXXX |  | Closed | 2025-09-11 21:15 | 2025-09-19 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Credit Report is Missing. Borrower 1 Credit Report is missing from the loan file; therefore, the FICO score for the Borrower could not be validated. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Credit Report from Origination - Investor provided Credit Score from tape - Due Diligence Vendor-09/12/2025<br>|  |  |  | UT | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202077 | XXXX |  | Closed | 2025-09-11 09:19 | 2025-09-19 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025 <br>Open-Title Document is missing Title Policy is missing from loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Title Report from Origination - Investor provided evidence Title Report held in Collateral vault correctly - Due Diligence Vendor-09/13/2025<br>|  |  |  | UT | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202077 | XXXX |  | Closed | 2025-09-11 09:55 | 2025-09-19 09:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025 <br>Open-Missing Third Party Fraud Report Third Party Fraud Report is Missing. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack provided does not include Fraud Rpt from Origination - Borrower has made payments for >3yrs successfully since close - Due Diligence Vendor-09/13/2025<br>|  |  |  | UT | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202077 | XXXX |  | Closed | 2025-09-11 09:39 | 2025-09-19 09:33 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Resolved-Document Uploaded. - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary Valuation is missing from loan file. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Resolved-Document Uploaded. - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include Valuation review product from origination - Investor provided refreshed value from current - Due Diligence Vendor-09/15/2025<br>| xxxx |  |  | UT | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202077 | XXXX |  | Closed | 2025-09-11 09:34 | 2025-09-19 09:33 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br> Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Unable to verify 12 Months Housing History, Primary Address "xxxx" is having trade with xxxx for which we do not have any statements in file, Provide VOM with sufficient 12 Months Housing History. - Due Diligence Vendor-09/11/2025 |  | Resolved-Verified from Updated Package, Marking Resolved<br> - Due Diligence Vendor-09/19/2025 <br>Acknowledged-Servicing pack does not include VOM or VOR from origination - All borrowers have made payments for 3.5yrs since successfully - Due Diligence Vendor-09/15/2025<br>|  |  |  | UT | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202077 | XXXX |  | Closed | 2025-09-11 09:49 | 2025-09-15 22:42 | Waived | 2 - Non-Material C B | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Waived-Waived 93% of loan amt covered - subsequent insurance is higher post close - Due Diligence Vendor-09/15/2025 <br> Open-Hazard Insurance Coverage Amount of $xxxx is less than Required Coverage Amount of $xxxx and Guaranteed Replacement Coverage indicator is 'No' Coverage Amount of Hazard Insurance is $xxxx which is less than Required Coverage Amount of $xxxx and Guaranteed Replacement Coverage indicator is 'No' - Due Diligence Vendor-09/11/2025 |  | Waived-Waived 93% of loan amt covered - subsequent insurance is higher post close - Due Diligence Vendor-09/15/2025<br>|  |  | Reserves 136months v 6months<br> DSCR 1.16 v 1.0 min | UT | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202087 | XXXX |  | Closed | 2025-09-08 15:25 | 2025-09-11 04:53 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Waived based on following comp factors Comp Factors: 133 months Reserves > 6 months requirement, DSCR 1.52 > 1.00 - Due Diligence Vendor-09/11/2025 <br>Ready for Review- - Due Diligence Vendor-09/11/2025 <br>Open-Audited LTV of 76.5% exceeds Guideline LTV of 75% The guidelines indicated the maximum LTV for a cash-out refinance is 75%. The loan was approved with a LTV of 76.5%. - Due Diligence Vendor-09/08/2025 | Ready for Review-Request waive with comp factors - Due Diligence Vendor-09/11/2025 <br>| Waived-Waived based on following comp factors Comp Factors: 133 months Reserves > 6 months requirement, DSCR 1.52 > 1.00 - Due Diligence Vendor-09/11/2025<br>|  |  | 133 months Reserves > 6 months requirement<br> DSCR 1.52 > 1.00 | TX | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202089 | XXXX |  | Closed | 2025-09-07 13:54 | 2025-09-19 16:50 | Acknowledged | 2 - Non-Material C B | Property | Appraisal | 1004D Completion Report is not on an as-is basis | Acknowledged-BPOs exist from Servicer in file demonstrating completion of property in line with neighborhood quality.<br> Initial Appraisal xxxx, BPO evidence is dated xxxx - Due Diligence Vendor-09/11/2025 <br> Ready for Review- - Due Diligence Vendor-09/11/2025 <br> Open-1004D document is missing in file. The appraisal was completed as subject to completion which is supported by the photos in the appraisal. Further, the account manager checklist does not reflect a fee was charged to the Borrower for the 1004D and an invoice was not located. - Due Diligence Vendor-09/08/2025 | Ready for Review-Can this be waived? - Due Diligence Vendor-09/11/2025 <br>| Acknowledged-BPOs exist from Servicer in file demonstrating completion of property in line with neighborhood quality.<br> Initial Appraisal xxxx, BPO evidence is dated xxxx - Due Diligence Vendor-09/11/2025 |  |  | POST CLOSE Servicer ordered BPOs exist in file demonstrating completion of property in line with neighborhood quality. Initial Appraisal Nov 2021, BPO evidence is dated Oct 2022 | FL | Investment | Purchase | NA | XXXX | Investor Post-Close | No |
| XXXX | 9202092 | XXXX |  | Closed | 2025-09-08 18:30 | 2025-09-11 05:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing credit report | Resolved-Letter from xxxx identifies borrower and 4 accounts with xxxx. Additional letter from Lender on xxxx explains allocation of xxxx credit rating as foreign national - Due Diligence Vendor-09/11/2025 <br> Open-Missing credit report For a Foreign National the following minimum credit references are required:<br> • A U.S. credit report with at least two (2) trade lines with <br> minimum age of two (2) years for one tradeline; or<br> • An international credit report is required if a U.S. credit <br> report cannot be produced; or<br> • An original credit reference letter from an internationally <br> known financial institution.<br> The above required documentation was not located in the loan file to determine if the Borrowers met guidelines. - Due Diligence Vendor-09/08/2025 |  | Resolved-Letter from xxxx identifies borrower and 4 accounts with xxxx. Additional letter from Lender on xxxx explains allocation of xxxx credit rating as foreign national - Due Diligence Vendor-09/11/2025  |  |  |  | FL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202102 | XXXX |  | Closed | 2025-09-07 16:50 | 2025-09-11 05:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Fraud report received - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-09/11/2025 <br>Open-Missing Third Party Fraud Report Fraud Report is missing in file. - Due Diligence Vendor-09/07/2025 | Ready for Review-Fraud report uploaded - Due Diligence Vendor-09/11/2025 <br>| Resolved-Fraud report received - Due Diligence Vendor-09/11/2025<br>| xxxx |  |  | DE | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A |
| XXXX | 9202108 | XXXX |  | Closed | 2025-09-11 05:47 | 2025-09-12 01:50 | Waived | 2 - Non-Material C B | Credit | Assets | Asset 1 Less Than 2 Months Verified | Waived-Waived - evidence of existence of company since xxxx in Fraud report - no flags - Due Diligence Vendor-09/12/2025 <br> Open-Waived - evidence of existence of company since xxxx in Fraud report - no flags - Due Diligence Vendor-09/12/2025 <br> Open-Only 1 month of business bank statement provided - 60 days needed per guidelines - Due Diligence Vendor-09/11/2025 |  | Waived-Waived - evidence of existence of company since xxxx in Fraud report - no flags - Due Diligence Vendor-09/12/2025 |  |  | Reserves 76.7months v required 6months<br> Owned property for over 4years successfully as rental | CA | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202108 | XXXX |  | Closed | 2025-09-07 07:14 | 2025-09-11 05:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-09/11/2025 <br>Resolved-ID received - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-09/11/2025 <br>Open-Borrower 1 Photo Identification Missing. Please provide valid photo identification per guideline requirements. The provided USA PATRIOT Act documentation does not reflect the expiration date of the ID used in validation. The photo ID was not contained in the loan file at the time of review to verify the expiration date. - Due Diligence Vendor-09/09/2025 | Ready for Review-ID uploaded - Due Diligence Vendor-09/11/2025 <br>| Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-09/11/2025 <br>Resolved-ID received - Due Diligence Vendor-09/11/2025<br>| xxxx |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202117 | XXXX |  | Closed | 2025-09-09 17:41 | 2025-09-12 01:58 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Purchase Contract is Missing | Waived-<br> Addendum to sales contract provided - Due Diligence Vendor-09/12/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing The loan is a purchase transaction. The loan file contain three addendums for the sales contract; however, the sales contract was not located in the loan file. - Due Diligence Vendor-09/09/2025 |  | Waived-<br> Addendum to sales contract provided - Due Diligence Vendor-09/12/2025<br>|  |  | Reserves 62.97months v 6month requirement<br> LTV 75% v max 80%<br> DSCR 1.18 v min 1 | PA | Investment | Purchase | NA | XXXX | Investor Post-Close | No |
| XXXX | 9202132 | XXXX |  | Closed | 2025-09-06 13:47 | 2025-09-19 17:15 | Acknowledged | 3 - Material D | Credit | Missing Doc | Citizenship Documentation Not Provided | Acknowledged-Acknowledged: US Patriot Act document not complete and govt id not provided for review - Due Diligence Vendor-09/19/2025 <br>Acknowledged-No govt issue id in the pack, fraud report confirms US Citizen, loan docs signed in presence of notary who identified the borrower - Due Diligence Vendor-09/19/2025 <br>Acknowledged-No govt issue id in the pack, fraud report confirms US Citizen, loan docs signed in presence of notary who identified the borrower - Due Diligence Vendor-09/12/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing The loan file contains several US Patriot Act disclosures; however, none of them have been completed. Further, the photo ID for the Borrower was also not located in the loan file. - Due Diligence Vendor-09/10/2025 |  | Acknowledged-Acknowledged: US Patriot Act document not complete and govt id not provided for review - Due Diligence Vendor-09/19/2025 <br>Acknowledged-No govt issue id in the pack, fraud report confirms US Citizen, loan docs signed in presence of notary who identified the borrower - Due Diligence Vendor-09/19/2025 <br>Acknowledged-No govt issue id in the pack, fraud report confirms US Citizen, loan docs signed in presence of notary who identified the borrower - Due Diligence Vendor-09/12/2025<br>|  |  |  | MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202132 | XXXX |  | Closed | 2025-09-06 13:59 | 2025-09-12 04:34 | Waived | 2 - Non-Material C B | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Waived-Waived Prelim Title from xxxx - Title Fees breakdown document shows correct amount - but we do not have final title in file. - Due Diligence Vendor-09/12/2025 <br> Open-Title Coverage Amount of $xxxx is Less than Loan Amount The Title Commitment reflects the insured amount as $xxxx, which is lower than Loan amount of $1xxxx reflected on the Note. - Due Diligence Vendor-09/10/2025 |  | Waived-Waived Prelim Title from xxxx - Title Fees breakdown document shows correct amount - but we do not have final title in file. - Due Diligence Vendor-09/12/2025 |  |  | FICO xxxx exceeds xxxx min<br> Reserves 147months exceeds 6months<br> DSCR 1.59 exceeds 1.0 min | MN | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202133 | XXXX |  | Closed | 2025-09-06 16:41 | 2025-09-12 02:16 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Prior policy on property expires xxxx - so this new policy with alternate carrier picks up then - allowed per hazard insurance disclaimer not able to clearly demonstrate that the policy is a renewal of existing policy - Due Diligence Vendor-09/12/2025 <br> Open-Hazard Insurance Effective Date of xxxx is after the Note Date of xxxx Required previous policy to cover within closing date. - Due Diligence Vendor-09/06/2025 |  | Resolved-Prior policy on property expires xxxx - so this new policy with alternate carrier picks up then - allowed per hazard insurance disclaimer not able to clearly demonstrate that the policy is a renewal of existing policy - Due Diligence Vendor-09/12/2025 |  |  | Reserves 65m in excess of min<br> No claims, insurance in place | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202141 | XXXX |  | Closed | 2025-09-08 22:56 | 2025-09-12 02:26 | Waived | 2 - Non-Material C B | Credit | Credit | Corporation/LLC: Certificate of Good Standing Document is Missing | Waived-Waived - borrower has strong credit - Due Diligence Vendor-09/12/2025 <br>Open-Good standing is not in the file. - Due Diligence Vendor-09/08/2025 |  | Waived-Waived - borrower has strong credit - Due Diligence Vendor-09/12/2025<br>|  |  | DSCR 1.54 v 1.0 min<br> Reserves 104months v 6month min | FL | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202163 | XXXX |  | Closed | 2025-09-08 14:26 | 2025-09-12 04:54 | Waived | 2 - Non-Material C B | Credit | Eligibility | Borrower 2 Credit Report is Expired | Waived-Waiving - not able to find evidence of GAP credit report - Due Diligence Vendor-09/12/2025 <br> Open-Borrower 2 Credit Report is Expired (Greater than 120 days from the Closing Date). The xxxx guidelines dated xxxx indicated the credit report is to be 30 days at underwriting and no more than 120 days from the Closing Date. The Note reflects the closing date as xxxx; however, the credit report is dated xxxx This results in the credit report being 153 days old at the time of closing. The other credit reports in the loan file are dated xxxx andxxxx. - Due Diligence Vendor-09/10/2025 |  | Waived-Waiving - not able to find evidence of GAP credit report - Due Diligence Vendor-09/12/2025<br>|  |  | Reserves 175months v 6months<br> DSCR 1.12 v 1.0 min | CO | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202163 | XXXX |  | Closed | 2025-09-08 14:26 | 2025-09-12 04:54 | Waived | 2 - Non-Material C B | Credit | Eligibility | Borrower 1 Credit Report is Expired | Waived-Waiving - not able to source evidence of GAP Credit report - strong credit - Due Diligence Vendor-09/12/2025 <br> Open-Borrower 1 Credit Report is Expired (Greater than 120 days from the Closing Date). The xxxx guidelines dated xxxx indicated the credit report is to be 30 days at underwriting and no more than 120 days from the Closing Date. The Note reflects the closing date as xxxx; however, the credit report is dated xxxx. This results in the credit report being 153 days old at the time of closing. The other credit reports in the loan file are dated xxxx and xxxx. - Due Diligence Vendor-09/10/2025 |  | Waived-Waiving - not able to source evidence of GAP Credit report - strong credit - Due Diligence Vendor-09/12/2025<br>|  |  | Reserves 175months v 6months<br> DSCR 1.12 v 1.0 min | CO | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202163 | XXXX |  | Closed | 2025-09-08 14:31 | 2025-09-12 04:52 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Waiving LTV exception - Due Diligence Vendor-09/12/2025 <br> Open-Audited LTV Exceeds Guideline LTV xxxx guidelines dated xxxx indicated for a cash out refinance with a FICO score above 760 has a maximum LTV of 75%. The transaction is a cash out with the mid FICO score of xxxx. However, the loan was approved and closed with a LTV of 76.5%, which exceeds the guideline maximum of 75%. - Due Diligence Vendor-09/10/2025 |  | Waived-Waiving LTV exception - Due Diligence Vendor-09/12/2025<br>|  |  | Reserves 175months v 6months<br> DSCR 1.12 v 1.0 min | CO | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202190 | XXXX |  | Closed | 2025-09-09 13:47 | 2025-09-12 02:32 | Waived | 2 - Non-Material C B | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Waived-Waived as not able to source 3 years after closing 1 more month statement - Due Diligence Vendor-09/12/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements G/Lxxxx missing corresponding months statement for xxxx 1/31/2022 statement for the 60 days requirement funds to close and reserves sourced and seasoned. - Due Diligence Vendor-09/09/2025 |  | Waived-Waived as not able to source 3 years after closing 1 more month statement - Due Diligence Vendor-09/12/2025<br>|  |  | Fico xxxx v xxxx required<br> Reserves 241months v 6months required<br> DSCR 1.6 v 1.0 min | TX | Investment | Purchase | NA | XXXX | Investor Post-Close | No |
| XXXX | 9202215 | XXXX |  | Closed | 2025-09-08 16:55 | 2025-09-12 02:38 | Waived | 2 - Non-Material C B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Waiving: 1 property is on credit report, 2nd is not. - Due Diligence Vendor-09/12/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Missing 12 month housing history for xxxx secured by xxxx and if applicable for Mortgage secured by xxxx. - Due Diligence Vendor-09/08/2025 |  | Waived-Waiving: 1 property is on credit report, 2nd is not. - Due Diligence Vendor-09/12/2025<br>|  |  | Reserves 183.6months v 6months required<br> DSCR 1.29 v 1.0min | MD | Investment | Purchase | NA | XXXX | Investor Post-Close | No |
| XXXX | 9202443 | XXXX |  | Closed | 2025-09-12 09:18 | 2025-09-15 06:09 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Missing Secondary Valuation. - Due Diligence Vendor-09/12/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202446 | XXXX |  | Closed | 2025-09-12 07:26 | 2025-09-15 06:11 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary Valuation is missing in file. - Due Diligence Vendor-09/12/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202448 | XXXX |  | Closed | 2025-09-08 09:15 | 2025-09-15 06:12 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Required secondary valuation document. - Due Diligence Vendor-09/08/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | MD | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202449 | XXXX |  | Closed | 2025-09-08 12:49 | 2025-09-15 06:14 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Required Secondary Valuation document - Due Diligence Vendor-09/08/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202454 | XXXX |  | Closed | 2025-09-10 05:31 | 2025-09-15 06:15 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Required Secondary valuation for the subject file. - Due Diligence Vendor-09/10/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202460 | XXXX |  | Closed | 2025-09-09 09:26 | 2025-09-15 06:17 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Required secondary Valuation - Due Diligence Vendor-09/09/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | TX | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202460 | XXXX |  | Closed | 2025-09-09 08:33 | 2025-09-11 22:48 | Resolved | 1 - Information C A | Compliance | Points & Fees | Late Charge Percent is less than 3% | Resolved-Validation Resolved - Due Diligence Vendor-09/11/2025 <br> Open-Late Charge Percent is less than xxxx- Due Diligence Vendor-09/09/2025 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/11/2025<br>|  |  |  | TX | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202462 | XXXX |  | Closed | 2025-09-12 19:17 | 2025-09-15 19:55 | Waived | 2 - Non-Material C B | Credit | Assets | Asset Qualifications do not meet requirements | Waived-Waiving seasoning evidence requirement - Due Diligence Vendor-09/15/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements G/L missing corresponding bank statement xxxx for 2 months documentation funds required to close and post close reserves. - Due Diligence Vendor-09/12/2025 |  | Waived-Waiving seasoning evidence requirement - Due Diligence Vendor-09/15/2025<br>|  |  | DSCR 1.4 v 1.15min<br> FICO xxxx v xxxx required<br> LTV 73% v 80% max | IL | Investment | Purchase | NA | XXXX | Investor Post-Close | No |
| XXXX | 9202462 | XXXX |  | Closed | 2025-09-08 13:24 | 2025-09-15 06:19 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary Valuation is missing in file. - Due Diligence Vendor-09/08/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | IL | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202468 | XXXX |  | Closed | 2025-09-09 12:30 | 2025-09-15 06:21 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Required secondary valuation - Due Diligence Vendor-09/09/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | CT | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202470 | XXXX |  | Closed | 2025-09-09 11:48 | 2025-09-15 06:23 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary valuation is missing in file. - Due Diligence Vendor-09/09/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | IN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202471 | XXXX |  | Closed | 2025-09-09 15:10 | 2025-09-15 06:24 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary valuation is missing in file. - Due Diligence Vendor-09/09/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | IN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202472 | XXXX |  | Closed | 2025-09-10 09:27 | 2025-09-15 22:35 | Waived | 2 - Non-Material C B | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Waived-Waiving as 96% of loan value covered and credit comp is strong - Due Diligence Vendor-09/15/2025 <br> Open-Hazard Insurance Coverage Amount of $xxxx is less than Required Coverage Amount of $xxxx and Guaranteed Replacement Coverage indicator is 'No' G/L Hazard Insurance Coverage Amount of $xxxx is less than Required Coverage Amount of $xxxx. - Due Diligence Vendor-09/10/2025 |  | Waived-Waiving as 96% of loan value covered and credit comp is strong - Due Diligence Vendor-09/15/2025<br>|  |  | FICO xxxx v required xxxx<br> Reserves 32months v required 6<br> LTV 65% v max 75% | NC | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202472 | XXXX |  | Closed | 2025-09-10 08:44 | 2025-09-15 06:26 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Required secondary Valuation document. - Due Diligence Vendor-09/10/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202478 | XXXX |  | Closed | 2025-09-10 10:54 | 2025-09-15 06:27 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary valuation is missing in file. - Due Diligence Vendor-09/10/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | WA | Investment | Purchase | NA | XXXX | N/A | N/A |
| XXXX | 9202479 | XXXX |  | Closed | 2025-09-10 07:38 | 2025-09-15 06:29 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Secondary valuation is missing in file. - Due Diligence Vendor-09/10/2025 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-09/15/2025<br>|  |  |  | GA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202441 | XXXX |  | Closed | 2025-09-12 10:39 | 2025-09-19 15:59 | Acknowledged | 3 - Material C | Credit | Assets Insufficient | Assets are not sufficient to close | Acknowledged-acknowledged: Insufficient assets to cover 6months reserves Shortfall is all 6months - Due Diligence Vendor-09/19/2025 <br>Waived- - Due Diligence Vendor-09/15/2025 <br>Open-Assets are not sufficient for funds required to close and reserves. - Due Diligence Vendor-09/12/2025 |  | Acknowledged-acknowledged: Insufficient assets to cover 6months reserves Shortfall is all 6months - Due Diligence Vendor-09/19/2025<br>|  |  | DSCR 2.1 v 1.15 min<br> FICO xxxx v xxxx min<br> Loan $754k v max $5m | NY | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | Investor Post-Close | No |
| XXXX | 9202441 | XXXX |  | Closed | 2025-09-16 01:42 | 2025-09-19 15:52 | Acknowledged | 3 - Material C | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Acknowledged-Acknowledged Post Close BPO return a total valuation difference of -19.1% from original appraisal - Due Diligence Vendor-09/19/2025 <br> Open-All Valuation Products Have Variations to Primary that Exceeds -10% Loan l;evel is -19.1% and 6 out of 9 properties out of tolerance - Due Diligence Vendor-09/16/2025 |  | Acknowledged-Acknowledged Post Close BPO return a total valuation difference of -19.1% from original appraisal - Due Diligence Vendor-09/19/2025<br>|  |  |  | NY | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | Investor Post-Close | No |
| XXXX | 9202451 | XXXX |  | Closed | 2025-09-13 14:02 | 2025-09-19 16:47 | Resolved | 1 - Information C A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-BPOs provided - Due Diligence Vendor-09/19/2025 <br> Acknowledged-Missing BPO for 2 properties out of 9 total: xxxx and xxxx. However OVERALL LOAN VALUATION IN TOLERANCE<br>- Due Diligence Vendor-09/16/2025 <br> Open-The loan file does not contain any secondary valuations for the properties. - Due Diligence Vendor-09/13/2025 |  | Resolved-BPOs provided - Due Diligence Vendor-09/19/2025 <br> Acknowledged-Missing BPO for 2 properties out of 9 total: xxxx andxxxx. However OVERALL LOAN VALUATION IN TOLERANCE<br>- Due Diligence Vendor-09/16/2025 |  |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |
| XXXX | 9202451 | XXXX |  | Closed | 2025-09-13 14:04 | 2025-09-15 22:32 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Hazard Insurance Policy is Missing | Waived- - Due Diligence Vendor-09/15/2025 <br>Open-The hazard insurance for all properties was not located in the loan file. The file does contain policies that were in effect of 2024/2025. - Due Diligence Vendor-09/13/2025 |  |  |  |  | LTV 65% v max 75%<br> Reserves 19months v required 6months<br> DSCR 1.44 v 1.0min | AZ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202458 | XXXX |  | Closed | 2025-09-16 01:06 | 2025-09-16 01:06 | Acknowledged | 2 - Non-Material C B | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Acknowledged-All Valuation Products Have Variations to Primary that Exceeds -10% xxxx BPO is -21.1% below primary valuation, however the other 6 properties are in tolerance and loan level is +1.6% at total valuation<br> - Due Diligence Vendor-09/16/2025 |  | Acknowledged-All Valuation Products Have Variations to Primary that Exceeds -10% xxxx BPO is -21.1% below primary valuation, however the other 6 properties are in tolerance and loan level is +1.6% at total valuation<br> - Due Diligence Vendor-09/16/2025 |  |  |  | SC | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202476 | XXXX |  | Closed | 2025-09-16 00:55 | 2025-09-19 15:51 | Acknowledged | 3 - Material C | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Acknowledged-Acknowledged post close BPOs return a combined -27.8% valuation lower than original appraisal - Due Diligence Vendor-09/19/2025 <br>Open-All Valuation Products Have Variations to Primary that Exceeds -10% Both properties are outside of -10% tolerance and total loan is outside of -10%. Overall loan -27.8% valuation difference to original appraisal - Due Diligence Vendor-09/16/2025 |  | Acknowledged-Acknowledged post close BPOs return a combined -27.8% valuation lower than original appraisal - Due Diligence Vendor-09/19/2025<br>|  |  |  | AZ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |
| XXXX | 9202501 | XXXX |  | Closed | 2025-09-14 18:29 | 2025-09-19 16:45 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-BPO provided - Due Diligence Vendor-09/19/2025 <br> Acknowledged-Missing BPO for individual property xxxx.<br> However all other valuations and loan level in tolerance - Due Diligence Vendor-09/16/2025 <br> Open-Second Appraisal/ Valuation is Missing Required for Securitizations Missing second appraisal for Securitization for Below properties. <br> xxxx- Due Diligence Vendor-09/14/2025 |  | Resolved-BPO provided - Due Diligence Vendor-09/19/2025 <br> Acknowledged-Missing BPO for individual property xxxx.<br> However all other valuations and loan level in tolerance - Due Diligence Vendor-09/16/2025 |  |  |  | GA | Investment | Purchase | NA | XXXX | N/A | N/A |

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## Exhibit 99.6

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.6 - Schedule 3**

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 9251478 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0767 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0767 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251479 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1333 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1333 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 2.6 | XXXX |
| 9251480 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 35.29 | 35.29 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .2193 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .2193 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251481 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 51.04 | 51.04 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | -.0228 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0228 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 2.6 | XXXX |
| 9251482 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0901 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0901 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251483 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 47.45 | 47.45 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .3816 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .3816 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | Not Eligible |  | XXXX |
| 9251484 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 64.86 | 64.86 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1602 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1602 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9251485 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 59.52 | 59.52 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .2389 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .2389 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251486 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 37.78 | 37.78 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1387 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1387 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251487 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 31.29 | 31.29 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0350 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0350 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251488 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 57.44 | 57.44 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | -.0711 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0711 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 33.23 | 33.23 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | -.1162 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | -.1162 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251490 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0840 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0840 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 4.2 | XXXX |
| 9251491 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1795 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1795 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251492 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 61.22 | 61.22 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0462 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0462 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251493 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 57.35 | 57.35 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1564 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1564 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251495 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0398 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0398 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | Not Eligible |  | XXXX |
| 9251496 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0409 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0409 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251497 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0780 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0780 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251498 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 68.87 | 68.87 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1677 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1677 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1.7 | XXXX |
| 9251499 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1928 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1928 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251500 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1517 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1517 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251501 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0730 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0730 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9251502 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 52.29 | 52.29 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1097 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1097 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251503 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .2170 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .2170 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 2.6 | XXXX |
| 9251504 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 36.39 | 36.39 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0724 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0724 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251505 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 63.64 | 63.64 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0764 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0764 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251506 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 66.6 | 66.6 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .0412 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0412 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251507 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 71.59 | 71.59 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1727 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1727 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251508 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .2231 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .2231 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9251509 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 38.1 | 38.1 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | -.1675 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.1675 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9201915 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .1975 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1975 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1.4 | XXXX |
| 9201916 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 76.13 | 76.13 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .5121 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | .5121 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9201925 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65.65 | 65.65 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .0952 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0952 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9201932 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1393 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1393 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9201945 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 66.67 | 66.67 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .1179 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1179 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9201951 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 51.16 | 51.16 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .1085 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1085 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1.2 | XXXX |
| 9201953 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 53.66 | 53.66 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1450 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1450 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9201954 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 53.14 | 53.14 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1002 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1002 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9201957 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | -.0382 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0382 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9201964 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 66.3 | 66.3 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | -.1286 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | -.1286 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 2.5 | XXXX |
| 9201965 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65.94 | 65.94 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .0048 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0048 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 2.3 | XXXX |
| 9201973 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 71.39 | 71.39 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | -.1000 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | -.1000 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1.4 | XXXX |
| 9201976 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 76.5 | 76.5 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .6786 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | .6786 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9201990 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | -.0149 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0149 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202003 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1490 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1490 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202006 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 76.5 | 76.5 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .5625 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | .5625 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202021 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .0857 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0857 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202022 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 58.82 | 58.82 | XXXX | XXXX | .0294 | Collateral Underwriter (CU) | XXXX | XXXX | .2776 | AVM | XXXX | XXXX | .0294 | XXXX | 1004 URAR | XXXX | XXXX | .2776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1.8 | XXXX |
| 9202025 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .0213 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0213 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202045 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 59.59 | 59.59 | XXXX | XXXX |  |  | XXXX | XXXX | .1463 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1463 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | -.0209 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202058 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 76.31 | 76.31 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .1066 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1066 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202059 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .0201 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0201 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202063 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 68.97 | 68.97 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1126 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1126 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202064 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 76.5 | 76.5 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .3694 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .3694 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 2.3 | XXXX |
| 9202074 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 76.5 | 76.5 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .1218 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1218 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202077 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 66.3 | 66.3 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .2834 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .2834 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202087 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 76.5 | 76.5 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .0613 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0613 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1.2 | XXXX |
| 9202089 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | -.0242 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0242 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1.2 | XXXX |
| 9202092 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | -.0339 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0339 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202102 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.74 | 70.74 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .2189 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .2189 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202108 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .1170 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1170 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 2 | XXXX | Eligible | 1 | XXXX |
| 9202111 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 48.35 | 48.35 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | -.0681 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | -.0681 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202114 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | -.0583 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | -.0583 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202117 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0462 | AVM | XXXX | XXXX | .0598 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0598 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202120 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 61.24 | 61.24 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | -.0351 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0351 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202129 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX |  |  | XXXX | XXXX | .1335 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1335 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202132 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 74.53 | 74.53 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .1789 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1789 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202133 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | -.0746 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0746 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202135 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 73.29 | 73.29 | XXXX | XXXX |  |  | XXXX | XXXX | -.0404 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0404 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202137 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 67.11 | 67.11 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .3415 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .3415 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202140 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .3578 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .3578 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202141 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .2567 | AVM | XXXX | XXXX | .5737 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .5737 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202152 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .1424 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1424 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202163 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 76.5 | 76.5 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | -.0262 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0458 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202170 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.93 | 70.93 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1483 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1483 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202172 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 71.4 | 71.4 | XXXX | XXXX | -.0600 | Desk Review | XXXX | XXXX | -.0400 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | -.0600 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | -.0400 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202179 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 76.76 | 76.76 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .1951 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1951 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202190 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .4358 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .4358 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202193 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .3512 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .3512 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202194 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2055 Exterior Only Inspection Report | XXXX | XXXX | XXXX | 69.57 | 69.57 | XXXX | XXXX | .2766 | 1004 URAR | XXXX | XXXX | .5012 | AVM | XXXX | XXXX | .2766 | XXXX | 1004 URAR | XXXX | XXXX | .5012 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202205 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .0713 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0713 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202215 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 77.78 | 77.78 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .2243 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .2243 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202248 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | -.3636 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | -.3636 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202262 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .0290 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0290 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  | 1 | XXXX |
| 9202443 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 41.25 | 41.25 | XXXX | XXXX |  |  | XXXX | XXXX | .3958 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | .3958 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202446 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | .0070 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .0070 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202448 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | -.0241 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0241 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202449 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX |  |  | XXXX | XXXX | .2217 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .2217 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202454 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 63.04 | 63.04 | XXXX | XXXX |  |  | XXXX | XXXX | -.0245 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | -.0245 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202460 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | -.0346 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0346 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202462 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 73.53 | 73.53 | XXXX | XXXX |  |  | XXXX | XXXX | -.0370 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | -.0370 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202468 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 73.88 | 73.88 | XXXX | XXXX |  |  | XXXX | XXXX | .7250 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .7250 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202470 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | .0789 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | .0789 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202471 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | .0643 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | .0643 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202472 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX |  |  | XXXX | XXXX | .4375 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .4375 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202478 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX |  |  | XXXX | XXXX | .1327 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1327 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202479 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | .1960 | AVM | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | .1960 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202441 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Multi-Property | XXXX | XXXX | XXXX | 78.71 | 78.71 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202445 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Multi-Property | XXXX | XXXX | XXXX | 41.8 | 41.8 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202451 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Multi-Property | XXXX | XXXX | XXXX | 64.78 | 64.78 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202457 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Multi-Property | XXXX | XXXX | XXXX | 69.98 | 69.98 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202458 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Multi-Property | XXXX | XXXX | XXXX | 75 | 75 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202459 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | .2320 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | .2320 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202476 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Multi-Property | XXXX | XXXX | XXXX | 71.11 | 71.11 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202486 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Multi-Property | XXXX | XXXX | XXXX | 75 | 75 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202488 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Commercial Appraisal | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | .0965 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | .0965 | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Multi-Property | XXXX | XXXX | XXXX | 75 | 75 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202501 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Multi-Property | XXXX | XXXX | XXXX | 80 | 80 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |
| 9202526 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Multi-Property | XXXX | XXXX | XXXX | 76.51 | 76.51 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX |  |  | XXXX |

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## Exhibit 99.6

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.6 - Schedule 4**

Rating Agency Multi-Property Valuation Report v10.22

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Property ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Primary Appraised Value** | **Value for LTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Primary Appraisal Date** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Total Adjusted Prior Purchase Price** | **Completion Report (1004D) Date** |
| 9202441 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0000 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202441 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | -.3586 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.3586 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202441 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | -.1143 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.1143 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202441 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | -.0909 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0909 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202441 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | -.1931 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.1931 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202441 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | -.1644 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.1644 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202441 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | -.2246 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.2246 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 9202441 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0145 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0145 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202441 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | -.3077 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.3077 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202445 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2178 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2178 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202445 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .3448 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .3448 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202445 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0277 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0277 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202445 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0372 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0372 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202445 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0197 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0197 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202451 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0435 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0435 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202451 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2079 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2079 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202451 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .3516 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .3516 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202451 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2903 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2903 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202451 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .1500 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .1500 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202451 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .1188 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .1188 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202451 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2105 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2105 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202451 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2371 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2371 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202451 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2632 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2632 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202457 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2615 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2615 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202457 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .1937 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .1937 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202457 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2950 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2950 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202457 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2439 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2439 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202457 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2023 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2023 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202458 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0400 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0400 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202458 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .4500 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .4500 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202458 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0294 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0294 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202458 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0294 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0294 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202458 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0417 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0417 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202458 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .0417 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0417 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202458 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | -.2114 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.2114 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202476 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | -.2348 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.2348 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202476 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | -.3227 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.3227 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202486 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2333 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2333 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202486 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2348 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2348 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202486 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .1739 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .1739 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .5447 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .5447 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .5455 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .5455 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .1852 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .1852 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .3750 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .3750 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .4894 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .4894 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .3861 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .3861 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .3704 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .3704 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .4815 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .4815 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .3846 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .3846 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .5323 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .5323 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .6000 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .6000 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202489 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .8137 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .8137 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202501 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .6833 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .6833 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202501 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .6590 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .6590 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202501 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2249 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2249 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202501 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .6744 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .6744 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202501 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .6290 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .6290 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9202526 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2759 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2759 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202526 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2759 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2759 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202526 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2759 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2759 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |
| 9202526 | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | XXXX | .2759 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .2759 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |

---

## Exhibit 99.6

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.6 - Schedule 5**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 9251479 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251480 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251480 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251480 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251481 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251481 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9251481 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251482 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251483 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251483 | XXXX |  | XXXX | XXXX | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| 9251484 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251484 | XXXX |  | XXXX | XXXX | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| 9251485 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251485 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9251486 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9251488 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251488 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251489 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251489 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251489 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9251489 | XXXX |  | XXXX | XXXX | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| 9251490 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251490 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9251491 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251491 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251491 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9251491 | XXXX |  | XXXX | XXXX | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| 9251496 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251497 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251498 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251498 | XXXX |  | XXXX | XXXX | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| 9251499 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251499 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251499 | XXXX |  | XXXX | XXXX | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| 9251500 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251500 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251500 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9251501 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251501 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9251502 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251502 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9251503 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9251503 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9251503 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251505 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251505 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9251506 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251507 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251509 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9251509 | XXXX |  | XXXX | XXXX | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| 9201915 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201915 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201916 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201916 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9201916 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201916 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201925 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9201925 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201925 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201932 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9201932 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201932 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201932 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201945 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9201945 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201945 | XXXX |  | XXXX | XXXX | finalCdDetailPage | XXXX | XXXX | XXXX |
| 9201945 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201951 | XXXX |  | XXXX | XXXX | the1003Page | XXXX | XXXX | XXXX |
| 9201951 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9201951 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201951 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201951 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201953 | XXXX |  | XXXX | XXXX | the1003Page | XXXX | XXXX | XXXX |
| 9201953 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201953 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9201953 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201953 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201954 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9201954 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201954 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201954 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201957 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201957 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201957 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201964 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201964 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9201964 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201964 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9201964 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201965 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9201965 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201965 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201965 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201973 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201973 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9201973 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201973 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9201973 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201976 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9201976 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201976 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201990 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9201990 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201990 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9201990 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9201990 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202003 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9202003 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9202003 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202003 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9202003 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202006 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202006 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9202006 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9202021 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9202021 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9202021 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9202022 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202022 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9202022 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202025 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9202025 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9202025 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202045 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9202045 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9202045 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9202045 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202045 | XXXX |  | XXXX | XXXX | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| 9202045 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9202045 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202058 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9202058 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202058 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9202058 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202059 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9202059 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9202059 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202059 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9202059 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202063 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9202063 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9202063 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202063 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
| 9202063 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202064 | XXXX |  | XXXX | XXXX | hudClosingDetailPage | XXXX | XXXX | XXXX |
| 9202064 | XXXX |  | XXXX | XXXX | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| 9202064 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9202064 | XXXX |  | XXXX | XXXX | notePage | XXXX | XXXX | XXXX |
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| 9202458 | XXXX |  | XXXX | XXXX | propertyValuationPage | XXXX | XXXX | XXXX |
| 9202458 | XXXX |  | XXXX | XXXX | businessPurposePage | XXXX | XXXX | XXXX |
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---

## Exhibit 99.6

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.6 - Schedule 6**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** |
| 9251478 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251479 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | CA | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | No | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251480 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 35.29 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251481 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | Standard Driver's License - Not for federal use |  | CA | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 51.04 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251482 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | CA | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251483 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 47.45 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251484 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 64.86 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251485 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | CA | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | Real ID Driver's License |  | CA | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 59.52 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251486 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 37.78 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |
| 9251487 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | Other | Green Card | CA | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 31.29 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251488 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 57.44 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251489 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | Other | Green Card | CA | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 33.23 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251490 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251491 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251492 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | CA | XXXX | XXXX | Annually | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | Other | I-551 |  | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 61.22 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251493 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | CA | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 57.35 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251495 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251496 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251497 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251498 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 68.87 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |
| 9251499 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251500 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251501 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251502 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | CA | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | No | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | Real ID Driver's License |  | CA | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 52.29 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251503 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | Other | Green Card | CA | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251504 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | CA | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 36.39 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251505 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | CA | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 63.64 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251506 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | CA | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 66.6 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251507 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | CA | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 71.59 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251508 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | CA | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9251509 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 38.1 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9201915 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | PA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA Patriot Act | NJ | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9201916 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | IL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 76.13 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9201925 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | MN | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | MN | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 65.65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9201932 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA Patriot Act | HI | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9201945 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | TX | XXXX | XXXX | Annually | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 66.67 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9201951 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA Patriot Act | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 51.16 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9201953 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT ACT | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 53.66 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9201954 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA Patriot Act | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 53.14 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9201957 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | FL | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | NY | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 80 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9201964 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TN | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | TN | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 66.3 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9201965 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | OK | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 65.94 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9201973 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | FL | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | GA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 71.39 | No | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9201976 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | PA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | I-551 Permanent Resident Card |  | N/A | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 76.5 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9201990 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202003 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | PA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | NY | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202006 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 76.5 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202021 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Foreign National | Foreign National | XXXX | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | ITIN Credit Report | XXXX | XXXX | XXXX | XXXX | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202022 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | OH | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA Patriot Act | OH | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 58.82 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202025 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | TX | XXXX | XXXX | Annually | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA Patriot Act | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202045 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | NC | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NC | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | NC | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 59.59 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202058 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 76.31 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202059 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | I-551 Permanent Resident Card |  | N/A | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202063 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | LA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | LA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 68.97 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202064 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | GA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | XXXX | I-551 Permanent Resident Card |  | N/A | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | I-551 Permanent Resident Card |  | N/A | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 76.5 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |
| 9202074 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 76.5 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202077 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | UT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT | UT | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 66.3 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202087 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | TX | XXXX | XXXX | Annually | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 76.5 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202089 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | FL | XXXX | XXXX | Annually | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | CO | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202092 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | FL | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Foreign National | Foreign National | XXXX | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | L-1B Visa | XXXX | XXXX | Foreign National | Foreign National | N/A | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | L-1B Visa | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | Missing | XXXX | XXXX | XXXX | XXXX | No | 70 | No | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |
| 9202102 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | DE | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT ACT | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70.74 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202108 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License | USA Patriot Act | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202111 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA Patriot Act | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 48.35 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |
| 9202114 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | PA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA Patriot Act | PA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202117 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | PA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA Patriot Act | PA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202120 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | FL | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Foreign National | Non-Permanent Non-US Citizen | XXXX | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | E-1 Visa | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | Credit Reference Letter | XXXX | XXXX | XXXX | XXXX | No | 61.24 | No | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202129 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | TX | XXXX | XXXX | Annually | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202132 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | MN | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Missing |  |  | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 74.53 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202133 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT ACT | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202135 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT ACT | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 73.29 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202137 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | OH | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | OH | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 67.11 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202140 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | KY | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | KY | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202141 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202152 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NV | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA Patriot Act | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202163 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CO | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | CO | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 76.5 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |
| 9202170 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT ACT | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70.93 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202172 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | MD | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT | MD | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 71.4 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202179 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | PA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | Permanent Non-US Citizen | XXXX | Standard Driver's License - Not for federal use |  | PA | XXXX | XXXX | XXXX | XXXX | Passport | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 76.76 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202190 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202193 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | FL | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70 | Yes | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |
| 9202194 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | DE | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | DE | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 69.57 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202205 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| 9202215 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | MD | XXXX | XXXX | Monthly | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | MD | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | MD | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 77.78 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202248 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Other | USA PATRIOT ACT | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |
| 9202262 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | FL | XXXX | XXXX | Annually | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | XXXX | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | Passport | XXXX | XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | Passport | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | Credit Reference Letter | XXXX | XXXX | XXXX | XXXX | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |
| 9202443 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 41.25 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |
| 9202446 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | PA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | CO | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202448 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | MD | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | VA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202449 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202454 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 63.04 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202460 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |
| 9202462 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | IL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | IL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 73.53 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202468 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | CT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | CT | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 73.88 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202470 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | IN | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | IN | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | IN | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |
| 9202471 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | IN | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | IN | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | IN | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |
| 9202472 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NC | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | NC | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202478 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | WA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202479 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | GA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | GA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202441 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | NY | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | Yes | 78.71 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202445 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | VA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | Yes | 41.8 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202451 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | AZ | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | AZ | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | Yes | 64.78 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202457 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | DE | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | DE | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | Yes | 69.98 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202458 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | SC | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | MI | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | Yes | 73.62 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202459 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NJ | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | NJ | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202476 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | AZ | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | Yes | 71.11 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202486 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | OH | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Passport |  | N/A | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | Yes | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202488 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | IL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | IL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202489 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | WI | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | HI | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | Yes | 75 | N/A | No | No | No | Member on Behalf of Entity | N/A | N/A | N/A |
| 9202501 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | GA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Real ID Driver's License |  | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | Yes | 80 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |
| 9202526 | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | XXXX | XXXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NJ | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | XXXX | Standard Driver's License - Not for federal use |  | NJ | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | NJ | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | XXXX | XXXX | XXXX | XXXX | Yes | 71.24 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |

---

## Exhibit 99.8

[MORGAN STANLEY CAPITAL I INC. ABS-15G](msrm-abs15g.htm)

**Exhibit 99.8**

---

| | | |
|:---|:---|:---|
| **MSID** | **LOANID** | **TPR** |
| 9202614 | 437452209 | AMC |
| 9202613 | 437452208 | AMC |
| 9202612 | 437452205 | AMC |
| 9202611 | 437452204 | AMC |
| 9202610 | 437452201 | AMC |
| 9202609 | 437452200 | AMC |
| 9202608 | 437452198 | AMC |
| 9202607 | 437452197 | AMC |
| 9202606 | 437452196 | AMC |
| 9202605 | 437452194 | AMC |
| 9202604 | 437452192 | AMC |
| 9202603 | 437452183 | AMC |
| 9202602 | 437452181 | AMC |
| 9202601 | 437452179 | AMC |
| 9202600 | 437452178 | AMC |
| 9202599 | 437452176 | AMC |
| 9202598 | 437452174 | AMC |
| 9202597 | 437452172 | AMC |
| 9202596 | 437452171 | AMC |
| 9202595 | 437452170 | AMC |
| 9202594 | 437452167 | AMC |
| 9202593 | 437452165 | AMC |
| 9202592 | 437452150 | AMC |
| 9202591 | 437452149 | AMC |
| 9202590 | 437452148 | AMC |
| 9202588 | 437452144 | AMC |
| 9202587 | 437452141 | AMC |
| 9202586 | 437452139 | AMC |
| 9202585 | 437452137 | AMC |
| 9202584 | 437452132 | AMC |
| 9202583 | 437452128 | AMC |
| 9202582 | 437452127 | AMC |
| 9202581 | 437452125 | AMC |
| 9202580 | 437452120 | AMC |
| 9202579 | 437452118 | AMC |
| 9202578 | 437452117 | AMC |
| 9202577 | 437452104 | AMC |
| 9202576 | 437452103 | AMC |
| 9202575 | 437452102 | AMC |
| 9202574 | 437452101 | AMC |
| 9202573 | 437452100 | AMC |
| 9202572 | 437452097 | AMC |
| 9202571 | 437452093 | AMC |
| 9202570 | 437452091 | AMC |
| 9202568 | 437452086 | AMC |
| 9202567 | 437452085 | AMC |
| 9202566 | 437452082 | AMC |
| 9202565 | 437452075 | AMC |
| 9202564 | 437452070 | AMC |
| 9202563 | 437452068 | AMC |
| 9202562 | 437452066 | AMC |
| 9202561 | 437452065 | AMC |
| 9202560 | 437452064 | AMC |
| 9202559 | 437452061 | AMC |
| 9202558 | 437452060 | AMC |
| 9202557 | 437452058 | AMC |
| 9202556 | 437452052 | AMC |
| 9202555 | 437452049 | AMC |
| 9202554 | 437452045 | AMC |
| 9202553 | 437452043 | AMC |
| 9202552 | 437452041 | AMC |
| 9202551 | 437452036 | AMC |
| 9202550 | 437452035 | AMC |
| 9202549 | 437452034 | AMC |
| 9202548 | 437452031 | AMC |
| 9202547 | 437452027 | AMC |
| 9202546 | 437452026 | AMC |
| 9202545 | 437452024 | AMC |
| 9202544 | 437452022 | AMC |
| 9202543 | 437452020 | AMC |
| 9202542 | 437452015 | AMC |
| 9202541 | 437452014 | AMC |
| 9202540 | 437452013 | AMC |
| 9202539 | 437452012 | AMC |
| 9202538 | 437452011 | AMC |
| 9202537 | 437452010 | AMC |
| 9202536 | 437452008 | AMC |
| 9202535 | 437452007 | AMC |
| 9202534 | 437452001 | AMC |
| 9202533 | 437452000 | AMC |
| 9202532 | 437451999 | AMC |
| 9202531 | 437451998 | AMC |
| 9202528 | 437451993 | AMC |
| 9202527 | 437451992 | AMC |
| 9202525 | 437451987 | AMC |
| 9202524 | 437451985 | AMC |
| 9202523 | 437451984 | AMC |
| 9202522 | 437451983 | AMC |
| 9202521 | 437451982 | AMC |
| 9202520 | 437451979 | AMC |
| 9202519 | 437451977 | AMC |
| 9202518 | 437451976 | AMC |
| 9202517 | 437451973 | AMC |
| 9202516 | 437451972 | AMC |
| 9202515 | 437451970 | AMC |
| 9202514 | 437451968 | AMC |
| 9202513 | 437451966 | AMC |
| 9202512 | 437451961 | AMC |
| 9202511 | 437451960 | AMC |
| 9202509 | 437451955 | AMC |
| 9202508 | 437451951 | AMC |
| 9202507 | 437451944 | AMC |
| 9202506 | 437451942 | AMC |
| 9202505 | 437451940 | AMC |
| 9202504 | 437451935 | AMC |
| 9202503 | 437451934 | AMC |
| 9202502 | 437451933 | AMC |
| 9202500 | 437451928 | AMC |
| 9202499 | 437451925 | AMC |
| 9202498 | 437451924 | AMC |
| 9202497 | 437451922 | AMC |
| 9202495 | 437451918 | AMC |
| 9202494 | 437451917 | AMC |
| 9202493 | 437451914 | AMC |
| 9202492 | 437451911 | AMC |
| 9202491 | 437451910 | AMC |
| 9202490 | 437451906 | AMC |
| 9202485 | 437451898 | AMC |
| 9202484 | 437451895 | AMC |
| 9202483 | 437451894 | AMC |
| 9202482 | 437451893 | AMC |
| 9202481 | 437451892 | AMC |
| 9202480 | 437451883 | AMC |
| 9202477 | 437451877 | AMC |
| 9202475 | 437451874 | AMC |
| 9202474 | 437451873 | AMC |
| 9202473 | 437451872 | AMC |
| 9202467 | 437451850 | AMC |
| 9202466 | 437451844 | AMC |
| 9202465 | 437451841 | AMC |
| 9202464 | 437451839 | AMC |
| 9202461 | 437451835 | AMC |
| 9202455 | 437451821 | AMC |
| 9202453 | 437451814 | AMC |
| 9202452 | 437451812 | AMC |
| 9202450 | 437451809 | AMC |
| 9202447 | 437451803 | AMC |
| 9202444 | 437451790 | AMC |
| 9202440 | 437451775 | AMC |
| 9251603 | 436979030 | CLAYTON |
| 9251602 | 436979029 | CLAYTON |
| 9251601 | 436979026 | CLAYTON |
| 9251600 | 436979009 | CLAYTON |
| 9251599 | 436978929 | CLAYTON |
| 9251518 | 436918761 | CLAYTON |
| 9251517 | 436918759 | CLAYTON |
| 9251516 | 436918756 | CLAYTON |
| 9251515 | 436918751 | CLAYTON |
| 9251514 | 436918737 | CLAYTON |
| 9251513 | 436720449 | CLAYTON |
| 9251512 | 436720448 | CLAYTON |
| 9251511 | 436720447 | CLAYTON |
| 9251510 | 436720446 | CLAYTON |
| 9251494 | 436331744 | CLAYTON |
| 9201747 | 436330959 | CLAYTON |
| 9201748 | 436330996 | CLAYTON |
| 9201749 | 436331034 | CLAYTON |
| 9201750 | 436331100 | CLAYTON |
| 9201751 | 436331105 | CLAYTON |
| 9201752 | 436331140 | CLAYTON |
| 9201753 | 436331151 | CLAYTON |
| 9201754 | 436331207 | CLAYTON |
| 9201755 | 436331226 | CLAYTON |
| 9201756 | 436331232 | CLAYTON |
| 9201757 | 436331236 | CLAYTON |
| 9201758 | 436331337 | CLAYTON |
| 9201759 | 436331338 | CLAYTON |
| 9201760 | 436331340 | CLAYTON |
| 9201761 | 436331341 | CLAYTON |
| 9201762 | 436331342 | CLAYTON |
| 9201763 | 436331343 | CLAYTON |
| 9201764 | 436331345 | CLAYTON |
| 9201765 | 436331347 | CLAYTON |
| 9201766 | 436331348 | CLAYTON |
| 9201767 | 436331350 | CLAYTON |
| 9201768 | 436331351 | CLAYTON |
| 9201769 | 436331352 | CLAYTON |
| 9201770 | 436331353 | CLAYTON |
| 9201771 | 436331354 | CLAYTON |
| 9201772 | 436331357 | CLAYTON |
| 9201773 | 436331358 | CLAYTON |
| 9201774 | 436331359 | CLAYTON |
| 9201775 | 436331363 | CLAYTON |
| 9201777 | 436331370 | CLAYTON |
| 9201779 | 436331373 | CLAYTON |
| 9201780 | 436331374 | CLAYTON |
| 9201781 | 436331375 | CLAYTON |
| 9201782 | 436331379 | CLAYTON |
| 9201784 | 436331389 | CLAYTON |
| 9201786 | 436331391 | CLAYTON |
| 9201787 | 436331392 | CLAYTON |
| 9201788 | 436331395 | CLAYTON |
| 9201789 | 436331396 | CLAYTON |
| 9201790 | 436331406 | CLAYTON |
| 9201791 | 436331409 | CLAYTON |
| 9201792 | 436331411 | CLAYTON |
| 9201793 | 436331413 | CLAYTON |
| 9201794 | 436331415 | CLAYTON |
| 9201795 | 436331416 | CLAYTON |
| 9201796 | 436331417 | CLAYTON |
| 9201797 | 436331418 | CLAYTON |
| 9201798 | 436331419 | CLAYTON |
| 9201799 | 436331422 | CLAYTON |
| 9201800 | 436331423 | CLAYTON |
| 9201801 | 436331426 | CLAYTON |
| 9201802 | 436331427 | CLAYTON |
| 9201803 | 436331428 | CLAYTON |
| 9201804 | 436331429 | CLAYTON |
| 9201805 | 436331430 | CLAYTON |
| 9201806 | 436331437 | CLAYTON |
| 9201807 | 436331438 | CLAYTON |
| 9201808 | 436331440 | CLAYTON |
| 9201810 | 436331447 | CLAYTON |
| 9201811 | 436331448 | CLAYTON |
| 9201812 | 436331451 | CLAYTON |
| 9201813 | 436331452 | CLAYTON |
| 9201814 | 436331453 | CLAYTON |
| 9201815 | 436331457 | CLAYTON |
| 9201816 | 436331460 | CLAYTON |
| 9201817 | 436331462 | CLAYTON |
| 9201818 | 436331465 | CLAYTON |
| 9201819 | 436331466 | CLAYTON |
| 9201820 | 436331470 | CLAYTON |
| 9201821 | 436331471 | CLAYTON |
| 9201822 | 436331477 | CLAYTON |
| 9201824 | 436331481 | CLAYTON |
| 9201825 | 436331482 | CLAYTON |
| 9201826 | 436331485 | CLAYTON |
| 9201828 | 436331495 | CLAYTON |
| 9201829 | 436331497 | CLAYTON |
| 9201830 | 436331499 | CLAYTON |
| 9201831 | 436331501 | CLAYTON |
| 9201832 | 436331502 | CLAYTON |
| 9201833 | 436331503 | CLAYTON |
| 9201834 | 436331504 | CLAYTON |
| 9201835 | 436331505 | CLAYTON |
| 9201836 | 436331506 | CLAYTON |
| 9201837 | 436331508 | CLAYTON |
| 9201839 | 436331511 | CLAYTON |
| 9201840 | 436331513 | CLAYTON |
| 9201841 | 436331515 | CLAYTON |
| 9201842 | 436331516 | CLAYTON |
| 9201843 | 436331517 | CLAYTON |
| 9201844 | 436331519 | CLAYTON |
| 9201846 | 436331522 | CLAYTON |
| 9201847 | 436331525 | CLAYTON |
| 9201848 | 436331526 | CLAYTON |
| 9201849 | 436331527 | CLAYTON |
| 9201850 | 436331528 | CLAYTON |
| 9201851 | 436331531 | CLAYTON |
| 9201852 | 436331534 | CLAYTON |
| 9201853 | 436331536 | CLAYTON |
| 9201854 | 436331538 | CLAYTON |
| 9201855 | 436331539 | CLAYTON |
| 9201856 | 436331540 | CLAYTON |
| 9201857 | 436331541 | CLAYTON |
| 9201858 | 436331545 | CLAYTON |
| 9201859 | 436331546 | CLAYTON |
| 9201861 | 436331553 | CLAYTON |
| 9201863 | 436331560 | CLAYTON |
| 9201864 | 436331561 | CLAYTON |
| 9201865 | 436331563 | CLAYTON |
| 9201866 | 436331570 | CLAYTON |
| 9201867 | 436331571 | CLAYTON |
| 9201868 | 436331578 | CLAYTON |
| 9201869 | 436331581 | CLAYTON |
| 9201870 | 436331583 | CLAYTON |
| 9201871 | 436331584 | CLAYTON |
| 9201872 | 436331586 | CLAYTON |
| 9201873 | 436331588 | CLAYTON |
| 9201874 | 436331590 | CLAYTON |
| 9201876 | 436331597 | CLAYTON |
| 9201877 | 436331598 | CLAYTON |
| 9201878 | 436331600 | CLAYTON |
| 9201879 | 436331601 | CLAYTON |
| 9201880 | 436331602 | CLAYTON |
| 9201881 | 436331603 | CLAYTON |
| 9201883 | 436331607 | CLAYTON |
| 9201884 | 436331611 | CLAYTON |
| 9201885 | 436331614 | CLAYTON |
| 9201886 | 436331616 | CLAYTON |
| 9201887 | 436331618 | CLAYTON |
| 9201888 | 436331620 | CLAYTON |
| 9201889 | 436331622 | CLAYTON |
| 9201890 | 436331625 | CLAYTON |
| 9201891 | 436331626 | CLAYTON |
| 9201892 | 436331627 | CLAYTON |
| 9201893 | 436331630 | CLAYTON |
| 9201894 | 436331633 | CLAYTON |
| 9201895 | 436331634 | CLAYTON |
| 9201896 | 436331635 | CLAYTON |
| 9201897 | 436331636 | CLAYTON |
| 9201898 | 436331639 | CLAYTON |
| 9201899 | 436331641 | CLAYTON |
| 9201900 | 436331645 | CLAYTON |
| 9201901 | 436331648 | CLAYTON |
| 9201902 | 436331650 | CLAYTON |
| 9201903 | 436331651 | CLAYTON |
| 9201904 | 436331653 | CLAYTON |
| 9201905 | 436331654 | CLAYTON |
| 9201907 | 436331663 | CLAYTON |
| 9201908 | 436331664 | CLAYTON |
| 9201909 | 436331665 | CLAYTON |
| 9201910 | 436331669 | CLAYTON |
| 9201911 | 436331671 | CLAYTON |
| 9201912 | 436331680 | CLAYTON |
| 9201913 | 436331681 | CLAYTON |
| 9201914 | 436331682 | CLAYTON |
| 9201917 | 436445194 | CLAYTON |
| 9201918 | 436445197 | CLAYTON |
| 9201919 | 436445199 | CLAYTON |
| 9201920 | 436445200 | CLAYTON |
| 9201924 | 436445206 | CLAYTON |
| 9201926 | 436445214 | CLAYTON |
| 9201927 | 436445215 | CLAYTON |
| 9201929 | 436445221 | CLAYTON |
| 9201930 | 436445223 | CLAYTON |
| 9201931 | 436445224 | CLAYTON |
| 9201933 | 436445226 | CLAYTON |
| 9201935 | 436445230 | CLAYTON |
| 9201937 | 436445233 | CLAYTON |
| 9201938 | 436445234 | CLAYTON |
| 9201941 | 436445238 | CLAYTON |
| 9201942 | 436445239 | CLAYTON |
| 9201947 | 436445245 | CLAYTON |
| 9201948 | 436445246 | CLAYTON |
| 9201958 | 436445257 | CLAYTON |
| 9201959 | 436445259 | CLAYTON |
| 9201960 | 436445263 | CLAYTON |
| 9201961 | 436445264 | CLAYTON |
| 9201962 | 436445265 | CLAYTON |
| 9201966 | 436445270 | CLAYTON |
| 9201968 | 436445275 | CLAYTON |
| 9201969 | 436445276 | CLAYTON |
| 9201970 | 436445277 | CLAYTON |
| 9201972 | 436445281 | CLAYTON |
| 9201974 | 436445285 | CLAYTON |
| 9201975 | 436445292 | CLAYTON |
| 9201979 | 436445297 | CLAYTON |
| 9201980 | 436445298 | CLAYTON |
| 9201981 | 436445299 | CLAYTON |
| 9201982 | 436445300 | CLAYTON |
| 9201984 | 436445302 | CLAYTON |
| 9201985 | 436445305 | CLAYTON |
| 9201986 | 436445307 | CLAYTON |
| 9201987 | 436445309 | CLAYTON |
| 9201991 | 436445314 | CLAYTON |
| 9201992 | 436445316 | CLAYTON |
| 9201993 | 436445319 | CLAYTON |
| 9201995 | 436445321 | CLAYTON |
| 9201996 | 436445322 | CLAYTON |
| 9201997 | 436445323 | CLAYTON |
| 9201999 | 436445325 | CLAYTON |
| 9202000 | 436445326 | CLAYTON |
| 9202002 | 436445328 | CLAYTON |
| 9202007 | 436445333 | CLAYTON |
| 9202010 | 436445337 | CLAYTON |
| 9202013 | 436445343 | CLAYTON |
| 9202015 | 436445346 | CLAYTON |
| 9202017 | 436445348 | CLAYTON |
| 9202019 | 436445350 | CLAYTON |
| 9202020 | 436445352 | CLAYTON |
| 9202023 | 436445355 | CLAYTON |
| 9202024 | 436445356 | CLAYTON |
| 9202027 | 436445359 | CLAYTON |
| 9202028 | 436445360 | CLAYTON |
| 9202029 | 436445361 | CLAYTON |
| 9202032 | 436445369 | CLAYTON |
| 9202033 | 436445370 | CLAYTON |
| 9202038 | 436445378 | CLAYTON |
| 9202040 | 436445382 | CLAYTON |
| 9202041 | 436445386 | CLAYTON |
| 9202042 | 436445387 | CLAYTON |
| 9202043 | 436445388 | CLAYTON |
| 9202044 | 436445389 | CLAYTON |
| 9202046 | 436445391 | CLAYTON |
| 9202047 | 436445392 | CLAYTON |
| 9202049 | 436445394 | CLAYTON |
| 9202050 | 436445395 | CLAYTON |
| 9202051 | 436445396 | CLAYTON |
| 9202052 | 436445397 | CLAYTON |
| 9202053 | 436445398 | CLAYTON |
| 9202054 | 436445400 | CLAYTON |
| 9202056 | 436445402 | CLAYTON |
| 9202057 | 436445403 | CLAYTON |
| 9202061 | 436445407 | CLAYTON |
| 9202062 | 436445408 | CLAYTON |
| 9202065 | 436445415 | CLAYTON |
| 9202066 | 436445416 | CLAYTON |
| 9202067 | 436445419 | CLAYTON |
| 9202070 | 436445430 | CLAYTON |
| 9202075 | 436445441 | CLAYTON |
| 9202076 | 436445443 | CLAYTON |
| 9202079 | 436445455 | CLAYTON |
| 9202080 | 436445456 | CLAYTON |
| 9202081 | 436480468 | CLAYTON |
| 9202082 | 436480469 | CLAYTON |
| 9202083 | 436480470 | CLAYTON |
| 9202084 | 436480471 | CLAYTON |
| 9202085 | 436480472 | CLAYTON |
| 9202086 | 436480473 | CLAYTON |
| 9202088 | 436480482 | CLAYTON |
| 9202091 | 436480486 | CLAYTON |
| 9202093 | 436480491 | CLAYTON |
| 9202094 | 436480494 | CLAYTON |
| 9202095 | 436480496 | CLAYTON |
| 9202096 | 436480497 | CLAYTON |
| 9202098 | 436480500 | CLAYTON |
| 9202103 | 436480518 | CLAYTON |
| 9202104 | 436480520 | CLAYTON |
| 9202105 | 436480525 | CLAYTON |
| 9202106 | 436480526 | CLAYTON |
| 9202112 | 436480539 | CLAYTON |
| 9202113 | 436480540 | CLAYTON |
| 9202115 | 436480542 | CLAYTON |
| 9202116 | 436480544 | CLAYTON |
| 9202118 | 436480557 | CLAYTON |
| 9202119 | 436480558 | CLAYTON |
| 9202121 | 436480561 | CLAYTON |
| 9202122 | 436480565 | CLAYTON |
| 9202123 | 436480569 | CLAYTON |
| 9202131 | 436480585 | CLAYTON |
| 9202134 | 436480591 | CLAYTON |
| 9202136 | 436480595 | CLAYTON |
| 9202138 | 436480597 | CLAYTON |
| 9202139 | 436480599 | CLAYTON |
| 9202142 | 436480607 | CLAYTON |
| 9202144 | 436480609 | CLAYTON |
| 9202145 | 436480610 | CLAYTON |
| 9202146 | 436480611 | CLAYTON |
| 9202149 | 436480614 | CLAYTON |
| 9202151 | 436480617 | CLAYTON |
| 9202153 | 436480622 | CLAYTON |
| 9202154 | 436480626 | CLAYTON |
| 9202155 | 436480631 | CLAYTON |
| 9202156 | 436480637 | CLAYTON |
| 9202157 | 436480640 | CLAYTON |
| 9202158 | 436480641 | CLAYTON |
| 9202159 | 436480642 | CLAYTON |
| 9202160 | 436480649 | CLAYTON |
| 9202162 | 436720248 | CLAYTON |
| 9202164 | 436720251 | CLAYTON |
| 9202165 | 436720252 | CLAYTON |
| 9202166 | 436720255 | CLAYTON |
| 9202167 | 436720256 | CLAYTON |
| 9202169 | 436720262 | CLAYTON |
| 9202171 | 436720265 | CLAYTON |
| 9202175 | 436720271 | CLAYTON |
| 9202176 | 436720274 | CLAYTON |
| 9202180 | 436720282 | CLAYTON |
| 9202183 | 436720291 | CLAYTON |
| 9202186 | 436720294 | CLAYTON |
| 9202187 | 436720295 | CLAYTON |
| 9202188 | 436720296 | CLAYTON |
| 9202189 | 436720297 | CLAYTON |
| 9202191 | 436720300 | CLAYTON |
| 9202192 | 436720301 | CLAYTON |
| 9202195 | 436720306 | CLAYTON |
| 9202198 | 436720309 | CLAYTON |
| 9202201 | 436720313 | CLAYTON |
| 9202203 | 436720316 | CLAYTON |
| 9202204 | 436720317 | CLAYTON |
| 9202206 | 436720323 | CLAYTON |
| 9202207 | 436720325 | CLAYTON |
| 9202208 | 436720328 | CLAYTON |
| 9202209 | 436720329 | CLAYTON |
| 9202210 | 436720333 | CLAYTON |
| 9202217 | 436720341 | CLAYTON |
| 9202218 | 436720342 | CLAYTON |
| 9202219 | 436720343 | CLAYTON |
| 9202220 | 436720347 | CLAYTON |
| 9202221 | 436720350 | CLAYTON |
| 9202224 | 436720355 | CLAYTON |
| 9202225 | 436720356 | CLAYTON |
| 9202227 | 436720361 | CLAYTON |
| 9202229 | 436720363 | CLAYTON |
| 9202230 | 436720366 | CLAYTON |
| 9202231 | 436720367 | CLAYTON |
| 9202233 | 436720371 | CLAYTON |
| 9202234 | 436720373 | CLAYTON |
| 9202235 | 436720374 | CLAYTON |
| 9202236 | 436720375 | CLAYTON |
| 9202238 | 436720377 | CLAYTON |
| 9202239 | 436720378 | CLAYTON |
| 9202241 | 436720381 | CLAYTON |
| 9202245 | 436720386 | CLAYTON |
| 9202246 | 436720387 | CLAYTON |
| 9202253 | 436720402 | CLAYTON |
| 9202254 | 436720405 | CLAYTON |
| 9202256 | 436720408 | CLAYTON |
| 9202257 | 436720409 | CLAYTON |
| 9202258 | 436720410 | CLAYTON |
| 9202259 | 436720411 | CLAYTON |
| 9202260 | 436720412 | CLAYTON |
| 9202261 | 436720413 | CLAYTON |
| 9202263 | 436978718 | CLAYTON |
| 9202264 | 436978722 | CLAYTON |
| 9202265 | 436978723 | CLAYTON |
| 9202266 | 436978724 | CLAYTON |
| 9202267 | 436978725 | CLAYTON |
| 9202268 | 436978730 | CLAYTON |
| 9202269 | 436978734 | CLAYTON |
| 9202270 | 436978735 | CLAYTON |
| 9202271 | 436978736 | CLAYTON |
| 9202272 | 436978737 | CLAYTON |
| 9202273 | 436978746 | CLAYTON |
| 9202274 | 436978747 | CLAYTON |
| 9202275 | 436978749 | CLAYTON |
| 9202276 | 436978756 | CLAYTON |
| 9202278 | 436978758 | CLAYTON |
| 9202279 | 436978761 | CLAYTON |
| 9202280 | 436978762 | CLAYTON |
| 9202281 | 436978763 | CLAYTON |
| 9202282 | 436978765 | CLAYTON |
| 9202283 | 436978767 | CLAYTON |
| 9202284 | 436978770 | CLAYTON |
| 9202285 | 436978772 | CLAYTON |
| 9202286 | 436978775 | CLAYTON |
| 9202287 | 436978777 | CLAYTON |
| 9202288 | 436978778 | CLAYTON |
| 9202289 | 436978781 | CLAYTON |
| 9202290 | 436978782 | CLAYTON |
| 9202291 | 436978786 | CLAYTON |
| 9202292 | 436978788 | CLAYTON |
| 9202294 | 436978790 | CLAYTON |
| 9202295 | 436978791 | CLAYTON |
| 9202297 | 436978793 | CLAYTON |
| 9202298 | 436978795 | CLAYTON |
| 9202300 | 436978798 | CLAYTON |
| 9202301 | 436978801 | CLAYTON |
| 9202302 | 436978802 | CLAYTON |
| 9202303 | 436978803 | CLAYTON |
| 9202304 | 436978805 | CLAYTON |
| 9202305 | 436978806 | CLAYTON |
| 9202306 | 436978807 | CLAYTON |
| 9202307 | 436978808 | CLAYTON |
| 9202308 | 436978810 | CLAYTON |
| 9202309 | 436978813 | CLAYTON |
| 9202310 | 436978814 | CLAYTON |
| 9202311 | 436978817 | CLAYTON |
| 9202312 | 436978818 | CLAYTON |
| 9202314 | 436978820 | CLAYTON |
| 9202315 | 436978821 | CLAYTON |
| 9202316 | 436978823 | CLAYTON |
| 9202317 | 436978824 | CLAYTON |
| 9202319 | 436978830 | CLAYTON |
| 9202321 | 436978833 | CLAYTON |
| 9202322 | 436978834 | CLAYTON |
| 9202323 | 436978835 | CLAYTON |
| 9202324 | 436978836 | CLAYTON |
| 9202325 | 436978837 | CLAYTON |
| 9202326 | 436978838 | CLAYTON |
| 9202327 | 436978839 | CLAYTON |
| 9202329 | 436978841 | CLAYTON |
| 9202330 | 436978842 | CLAYTON |
| 9202331 | 436978848 | CLAYTON |
| 9202332 | 436978849 | CLAYTON |
| 9202333 | 436978850 | CLAYTON |
| 9202334 | 436978851 | CLAYTON |
| 9202335 | 436978855 | CLAYTON |
| 9202336 | 436978858 | CLAYTON |
| 9202338 | 436978862 | CLAYTON |
| 9202339 | 436978867 | CLAYTON |
| 9202340 | 436978868 | CLAYTON |
| 9202341 | 436978871 | CLAYTON |
| 9202342 | 436978872 | CLAYTON |
| 9202343 | 436978873 | CLAYTON |
| 9202344 | 436978874 | CLAYTON |
| 9202345 | 436978876 | CLAYTON |
| 9202346 | 436978881 | CLAYTON |
| 9202347 | 436978883 | CLAYTON |
| 9202349 | 436978887 | CLAYTON |
| 9202352 | 436978893 | CLAYTON |
| 9202353 | 436978895 | CLAYTON |
| 9202354 | 436978898 | CLAYTON |
| 9202355 | 436978899 | CLAYTON |
| 9202356 | 436978903 | CLAYTON |
| 9202357 | 436978904 | CLAYTON |
| 9202358 | 436978905 | CLAYTON |
| 9202359 | 436978907 | CLAYTON |
| 9202360 | 436978908 | CLAYTON |
| 9202361 | 436978909 | CLAYTON |
| 9202362 | 436978910 | CLAYTON |
| 9202363 | 436978911 | CLAYTON |
| 9202364 | 436978913 | CLAYTON |
| 9202365 | 436978914 | CLAYTON |
| 9202366 | 436978916 | CLAYTON |
| 9202367 | 436978917 | CLAYTON |
| 9202368 | 436978918 | CLAYTON |
| 9202369 | 436978919 | CLAYTON |
| 9202370 | 436978921 | CLAYTON |
| 9202371 | 436978923 | CLAYTON |
| 9202372 | 436978924 | CLAYTON |
| 9202373 | 436978925 | CLAYTON |
| 9202374 | 436978928 | CLAYTON |
| 9202375 | 436978930 | CLAYTON |
| 9202376 | 436978931 | CLAYTON |
| 9202377 | 436978935 | CLAYTON |
| 9202378 | 436978937 | CLAYTON |
| 9202379 | 436978941 | CLAYTON |
| 9202380 | 436978942 | CLAYTON |
| 9202381 | 436978943 | CLAYTON |
| 9202383 | 436978947 | CLAYTON |
| 9202384 | 436978948 | CLAYTON |
| 9202385 | 436978949 | CLAYTON |
| 9202386 | 436978955 | CLAYTON |
| 9202387 | 436978956 | CLAYTON |
| 9202388 | 436978957 | CLAYTON |
| 9202389 | 436978958 | CLAYTON |
| 9202390 | 436978961 | CLAYTON |
| 9202391 | 436978963 | CLAYTON |
| 9202392 | 436978970 | CLAYTON |
| 9202393 | 436978971 | CLAYTON |
| 9202395 | 436978989 | CLAYTON |
| 9202396 | 436978991 | CLAYTON |
| 9202397 | 436978993 | CLAYTON |
| 9202398 | 436978994 | CLAYTON |
| 9202399 | 436978996 | CLAYTON |
| 9202400 | 436978998 | CLAYTON |
| 9202402 | 436979004 | CLAYTON |
| 9202403 | 436979014 | CLAYTON |
| 9202404 | 436979015 | CLAYTON |
| 9202406 | 436979054 | CLAYTON |
| 9202407 | 436979055 | CLAYTON |
| 9202409 | 436979058 | CLAYTON |
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| 9202413 | 436979064 | CLAYTON |
| 9202414 | 436979065 | CLAYTON |
| 9202415 | 436979066 | CLAYTON |
| 9202416 | 436979068 | CLAYTON |
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| 9202419 | 436979075 | CLAYTON |
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| 9202422 | 436979084 | CLAYTON |
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| 9251539 | 436372350 | CONSOLIDATED ANALYTICS |
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| 9251537 | 436372348 | CONSOLIDATED ANALYTICS |
| 9251536 | 436372347 | CONSOLIDATED ANALYTICS |
| 9251535 | 436372346 | CONSOLIDATED ANALYTICS |
| 9251534 | 436372345 | CONSOLIDATED ANALYTICS |
| 9251533 | 436372343 | CONSOLIDATED ANALYTICS |
| 9251532 | 436372342 | CONSOLIDATED ANALYTICS |
| 9251531 | 436372341 | CONSOLIDATED ANALYTICS |
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| 9202432 | 437268707 | CONSOLIDATED ANALYTICS |
| 9202433 | 437268708 | CONSOLIDATED ANALYTICS |
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